RESIDENTIAL FUNDING MORTGAGE SECURITIES I INC
8-K, 1997-03-03
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K


                                 CURRENT REPORT

                     Pursuant to Section 13 or 15(d) of the
                         Securities Exchange Act of 1934


                Date of Report (Date of earliest event reported)
                                February 25, 1997


                 RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
                (Exact name of the registrant as specified in its
                                    charter)

                           2-99554, 33-9518, 33-10349
                          33-20826, 33-26683, 33-31592
                          33-35340, 33-40243, 33-44591
                          33-49296, 33-49689, 33-52603,
                                    33-54227
                            

  Delaware                   333-4846                          75-2006294
(State or other         (Commission File Number)         (I.R.S Employee
jurisdiction of                                           Identification No.)
incorporation)

8400 Normandale Lake Boulevard                 55437
Minneapolis, Minnesota                       (Zip Code)
(Address of Principal
 Executive Offices)

Registrant's telephone number, including area code
(612) 832-7000


<PAGE>






Item 5.  Other Events

See the respective monthly reports, each reflecting the required information for
the January  1997  distribution  to holders of the  following  series of Conduit
Mortgage Pass-Through Certificates.

Master Serviced by GMACM Pennsylvania

Series 1986-1
Series 1986-4

Master Serviced by Residential Funding Corporation

1986-12     RFM1
1986-15     RFM1
1987-1      RFM1
1987-3      RFM1
1987-4      RFM1
1987-S2     RFM1
1987-6      RFM1
1987-S5     RFM1
1987-S7     RFM1
1987-SA1    RFM1
1988-3A     RFM1
1988-3B     RFM1
1988-3C     RFM1
1988-4B     RFM1
1989-2      RFM1
1989-3A     RFM1
1989-3B     RFM1
1989-3C     RFM1
1989-SW1A   RFM1
1989-SW1B   RFM1
1989-S1     RFM1
1989-S2     RFM1
1989-SW2    RFM1
1989-4A     RFM1
1989-4B     RFM1
1989-S4     RFM1
1989-5A     RFM1
1989-5B     RFM1
1989-7      RFM1
1990-S1     RFM1
1990-2      RFM1
1990-3A     RFM1
1990-3B     RFM1
1990-3C     RFM1
1990-5      RFM1
1990-6      RFM1
1990-8      RFM1
1990-S14    RFM1
1990-R16    RFM1
1991-4      RFM1
1991-R9     RFM1
1991-S11    RFM1
1991-R13    RFM1
1991-R14    RFM1
1991-20     RFM1
1991-21A    RFM1
1991-21B    RFM1
1991-21C    RFM1
1991-25A    RFM1
1991-25B    RFM1
1991-S30    RFM1
1992-S1     RFM1
1992-S2     RFM1
1992-S3     RFM1
1992-S4     RFM1
1992-S5     RFM1
1992-S6     RFM1
1992-S7     RFM1
1992-S8     RFM1
1992-S9     RFM1
1992-S10    RFM1
1992-S11    RFM1
1992-S12    RFM1
1992-13     RFM1
1992-S14    RFM1
1992-S15    RFM1
1992-S16    RFM1
1992-17A    RFM1
1992-17B    RFM1
1992-17C    RFM1
1992-S18    RFM1
1992-S19    RFM1
1992-S20    RFM1
1992-S21    RFM1
1992-S23    RFM1
1992-S22    RFM1
1992-S25    RFM1
1992-S26    RFM1
1992-S27    RFM1
1992-S28    RFM1
1992-S29    RFM1
1992-S31    RFM1
1992-S32    RFM1
1992-S33    RFM1
1992-S34    RFM1
1992-S35    RFM1
1992-S36    RFM1
1992-S37    RFM1
1992-S38    RFM1
1992-S39    RFM1
1992-S40    RFM1
1992-S41    RFM1
1992-S42    RFM1
1992-S43    RFM1
1992-S44    RFM1
1993-S1     RFM1
1993-S2     RFM1
1993-S3     RFM1
1993-S4     RFM1
1993-S5     RFM1
1993-S6     RFM1
1993-S7     RFM1
1993-S8     RFM1
1993-S9     RFM1
1993-S10    RFM1
1993-S11    RFM1
1993-S12    RFM1
1993-S13    RFM1
1993-MZ1    RFM1
1987-S1     RFM1
1989-4C     RFM1
1989-4D     RFM1
1989-4E     RFM1
1993-S14    RFM1
1993-S15    RFM1
1993-19     RFM1
1993-S16    RFM1
1993-S17    RFM1
1993-S18    RFM1
1993-MZ2    RFM1
1993-S20    RFM1
1993-S21    RFM1
1993-S22    RFM1
1993-S23    RFM1
1993-S27    RFM1
1993-S24    RFM1
1993-S25    RFM1
1993-S26    RFM1
1993-S28    RFM1
1993-S29    RFM1
1993-S30    RFM1
1993-S33    RFM1
1993-MZ3    RFM1
1993-S31    RFM1
1993-S32    RFM1
1993-S34    RFM1
1993-S38    RFM1
1993-S41    RFM1
1993-S35    RFM1
1993-S36    RFM1
1993-S37    RFM1
1993-S39    RFM1
1993-S42    RFM1
1993-S40    RFM1
1993-S43    RFM1
1993-S44    RFM1
1993-S46    RFM1
1993-S45    RFM1
1993-S47    RFM1
1993-S48    RFM1
1993-S49    RFM1
1994-S1     RFM1
1994-S2     RFM1
1994-S3     RFM1
1994-S5     RFM1
1994-S6     RFM1
1994-RS4    RFM1
1994-S7     RFM1
1994-S8     RFM1
1994-S9     RFM1
1994-S10    RFM1
1994-S11    RFM1
1994-S12    RFM1
1994-S13    RFM1
1994-S14    RFM1
1994-S15    RFM1
1994-S16    RFM1
1994-MZ1    RFM1
1994-S17    RFM1
1994-S18    RFM1
1994-S19    RFM1
1994-S20    RFM1
1995-S1     RFM1
1995-S2     RFM1
1995-S3     RFM1
1995-S4     RFM1
1995-S6     RFM1
1995-S7     RFM1
1995-S8     RFM1
1995-R5     RFM1
1995-S9     RFM1
1995-S10    RFM1
1995-S11    RFM1
1995-S12    RFM1
1995-S13    RFM1
1995-S14    RFM1
1995-S15    RFM1
1995-S16    RFM1
1995-S17    RFM1
1995-S18    RFM1
1995-S19    RFM1
1995-S21    RFM1
1996-S3     RFM1
1996-S1     RFM1
1996-S2     RFM1
1996-S4     RFM1
1996-S5     RFM1
1996-S6     RFM1
1996-S7     RFM1
1996-S8     RFM1
1996-S9     RFM1
1996-S11    RFM1
1996-S12    RFM1
1996-S10    RFM1
1996-S13    RFM1
1996-S14    RFM1
1996-S15    RFM1
1996-S16    RFM1
1996-S17    RFM1
1996-S18    RFM1
1996-S19    RFM1
1996-S20    RFM1
1996-S21    RFM1
1996-S22    RFM1
1996-S23    RFM1
1995-R20    RFM1
1996-S24    RFM1
1996-S25    RFM1
1997-S1     RFM1
1997-S2     RFM1


<PAGE>



Item 7.  Financial Statements and Exhibits
(a)  See attached monthly reports




                                   SIGNATURES

Pursuant  to the  requirements  of the  Securities  Exchange  Act of  1934,  the
registrant  has duly  caused  this  report  to be  signed  onits  behalf  by the
undersigned thereunto duly authorized.

RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.

   By:  /s/Davee Olson


 Name:  Davee Olson
Title:  Executive Vice President and
        Chief Financial Officer
Dated:  February 25, 1997


<PAGE>




                          GMAC MORTGAGE CORPORATION
                          100WITMER ROAD, P.O.BOX 963
                          HORHSAM, PA 19044-0963
                 SERIES 1986-1 HF
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3504                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:     3,337,946.79
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE: 1,000,000.00
                                        BANKRUPTCY BOND:            344,787.59

SCHEDULED INSTALLMENTS OF:     02/01/97
        GROSS INTEREST RATE:  12.202471
          NET INTEREST RATE:  11.240786
        TOTAL NUMBER OF LOANS:       11
REPORT DATE: 02/25/97


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT  CERT TOTAL

GROSS INTEREST                             17,431.17    17,431.17    17,431.17
    LESS SERVICE FEE                        3,143.05     3,143.05     3,143.05
NET INTEREST                               14,288.12    14,288.12    14,288.12
PAYOFF NET INTEREST                             0.00         0.00         0.00
   PLUS REO NET INT GAIN                        0.00         0.00         0.00
   LESS REO REIMBURSEMENT                       0.00         0.00         0.00
PRINCIPAL INSTALLMENT                       1,968.54     1,968.54     1,968.54
  ADDITIONAL PRINCIPAL                          0.00         0.00         0.00
  PAYOFF PRINCIPAL                              0.00         0.00         0.00
  REO PRINCIPAL                                 0.00         0.00         0.00
      ADJUSTMENT + OR-                          0.00         0.00         0.00
        TOTAL REMITTANCE                   16,256.66    16,256.66    16,256.66


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE         1,712,469.48 1,712,469.48 1,712,469.48
    LESS PAYOFF PRINCIPAL BALANCE               0.00         0.00         0.00
2)  LESS REO BALANCE REMOVAL                    0.00         0.00         0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00         0.00         0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION      1,712,469.48 1,712,469.48 1,712,469.48
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                    1,968.54     1,968.54     1,968.54
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.00         0.00         0.00
    PAYOFF PRINCIPAL                            0.00         0.00         0.00
    REO PRINCIPAL                               0.00         0.00         0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00         0.00         0.00
3)  TOTAL PRINCIPAL REMITTANCE              1,968.54     1,968.54     1,968.54
ENDING PRINCIPAL BALANCE                1,710,500.94 1,710,500.94 1,710,500.94


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
60-89 DAYS              1    149,571.53
  PRINCIPAL                                   547.67       547.67       547.67
  INTEREST                                  4,248.28     4,248.28     4,248.28
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
FORECLOSURE             1          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
REO                     0    193,864.80
  PRINICPAL                                 9,946.51     9,946.51     9,946.51
  INTEREST                                114,371.49   114,371.49   114,371.49
        TOTAL           2    343,436.33   129,113.95   129,113.95   129,113.95


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00         0.00         0.00
SERVICE FEE                                     0.00         0.00         0.00
PRINCIPAL                                       0.00         0.00         0.00
TOTAL NOT ADVANCED                              0.00         0.00         0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
         THROUGH DEPARTMENT (215-682-1909)
- -------------------------------------------------------------------------------
<PAGE>

                          GMAC MORTGAGE CORPORATION
                          100 WITMER ROAD, P.O.BOX 963
                          HORSHAM, PA 19044-0963
                 SERIES 1986-4 HL
                 PARTICIPATION CERTIFICATE REMITTANCE ADVICE

INVESTOR NAME:  SALOMON BROTHERS INC
ADDRESS:        DIVIDEND DEPT 44TH FLOOR
                ONE NEW YORK PLAZA
                NEW YORK, NY 10004

CONTROL NUMBER:    3506                 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER:  000001    NON CALIFORNIA LOANS:     6,711,109.51
CERTIFICATE NUMBER OF UNITS:  0001      SPECIAL HAZARD INSURANCE:   368,860.56
                                        BANKRUPTCY BOND:            342,969.66

SCHEDULED INSTALLMENTS OF:     02/01/97
        GROSS INTEREST RATE:  12.403579
          NET INTEREST RATE:  10.25
        TOTAL NUMBER OF LOANS:       6
REPORT DATE: 02/25/97


***SECTION 1***REMITTANCE DATA             POOL TOTAL    PER UNIT  CERT TOTAL

GROSS INTEREST                              6,050.21     6,050.21     6,050.21
    LESS SERVICE FEE                        1,050.47     1,050.47     1,050.47
NET INTEREST                                4,999.74     4,999.74     4,999.74
PAYOFF NET INTEREST                             0.00         0.00         0.00
   PLUS REO NET INT GAIN                        0.00         0.00         0.00
   LESS REO REIMBURSEMENT                       0.00         0.00         0.00
PRINCIPAL INSTALLMENT                         696.78       696.78       696.78
  ADDITIONAL PRINCIPAL                          0.65         0.65         0.65
  PAYOFF PRINCIPAL                              0.00         0.00         0.00
  REO PRINCIPAL                                 0.00         0.00         0.00
      ADJUSTMENT + OR-                          0.00         0.00         0.00
        TOTAL REMITTANCE                    5,697.17     5,697.17     5,697.17


***SECTION 2***PRINCIPAL BALANCE DATA

1)  BEGINNING PRINCIPAL BALANCE           585,335.21   585,335.21   585,335.21
    LESS PAYOFF PRINCIPAL BALANCE               0.00         0.00         0.00
2)  LESS REO BALANCE REMOVAL                    0.00         0.00         0.00
    LESS REO BALANCE FOR CURRENT
    MONTHS P&I PAYMENTS NOT ADVANCED            0.00         0.00         0.00
  ADJ BEGINNING PRINCIPAL
    CURRENT MONTHS P&I CALCULATION        585,335.21   585,335.21   585,335.21
  PRINCIPAL REMITTANCE:
    REGULAR INSTALLMENTS                      696.78       696.78       696.78
  PRINCIPAL PREPAYMENT
    ADDITIONAL PRINCIPAL                        0.65         0.65         0.65
    PAYOFF PRINCIPAL                            0.00         0.00         0.00
    REO PRINCIPAL                               0.00         0.00         0.00
    PRINCIPAL ADJUSTMENT + OR -                 0.00         0.00         0.00
3)  TOTAL PRINCIPAL REMITTANCE                697.43       697.43       697.43
ENDING PRINCIPAL BALANCE                  584,637.78   584,637.78   584,637.78


***SECTION 3***DELINQUENCY DATA

                 #LOANS   AGGREGATGE PR BAL
                 DELINQ   ON LOANS DELINQ
30-59 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
60-89 DAYS              0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
OVER 90 DAYS            0          0.00
  PRINCIPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
FORECLOSURE             1     74,862.29
  PRINCIPAL                                 1,605.98     1,605.98     1,605.98
  INTEREST                                 24,602.92    24,602.92    24,602.92
REO                     0          0.00
  PRINICPAL                                     0.00         0.00         0.00
  INTEREST                                      0.00         0.00         0.00
        TOTAL           1     74,862.29    26,208.90    26,208.90    26,208.90


***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED

NET INTEREST                                    0.00         0.00         0.00
SERVICE FEE                                     0.00         0.00         0.00
PRINCIPAL                                       0.00         0.00         0.00
TOTAL NOT ADVANCED                              0.00         0.00         0.00

IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
          THROUGH DEPARTMENT (215-682-1909)
- -------------------------------------------------------------------------------
<PAGE>





Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12  (POOL  3010)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3010                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AN6   51,185,471.15        410,076.46      8.0000           706.80  
STRIP                      0.00              0.00      1.4204             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  51,185,471.15        410,076.46                       706.80  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            2,733.84          0.00         3,440.64        0.00       409,369.66
STRIP         485.39          0.00           485.39        0.00             0.00
                                                                                
            3,219.23          0.00         3,926.03        0.00       409,369.66
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
        8.011579   0.013809     0.053410      0.000000      0.067219    7.997771
STRIP   0.000000   0.000000     0.009483      0.000000      0.009483    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
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Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-12 (POOL 3010)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       85.43 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   153.78 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                     409,369.66 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                           409,907.89 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   3      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION              606.80 
                                                                                
       MORTGAGE POOL INSURANCE                             3,273,620.71         
       SPECIAL HAZARD LOSS COVERAGE                          973,995.52         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.1203% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.007997771 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-15  (POOL  3014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AR7   50,250,749.71      1,366,023.86      8.0000         2,309.82  
STRIP                      0.00              0.00      1.5790             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  50,250,749.71      1,366,023.86                     2,309.82  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            9,106.83          0.00        11,416.65        0.00     1,363,714.04
STRIP       1,797.44          0.00         1,797.44        0.00             0.00
                                                                                
           10,904.27          0.00        13,214.09        0.00     1,363,714.04
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       27.184149   0.045966     0.181228      0.000000      0.227194   27.138183
STRIP   0.000000   0.000000     0.035769      0.000000      0.035769    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1986-15 (POOL 3014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      392.25 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   495.18 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,567.55 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1    166,281.85 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,363,714.04 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         1,366,393.26 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   9      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     100.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,209.82 
                                                                                
       MORTGAGE POOL INSURANCE                             2,916,016.00         
       SPECIAL HAZARD LOSS COVERAGE                          718,071.50         
       BANKRUPTCY BOND                                             0.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3585% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.027138183 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1  (POOL  3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3029                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BA3   96,428,600.14      4,920,416.01      8.5000       147,187.03  
STRIP                      0.00              0.00      0.8799             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  96,428,600.14      4,920,416.01                   147,187.03  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           34,710.51          0.00       181,897.54        0.00     4,773,228.98
STRIP       3,627.52          0.00         3,627.52        0.00             0.00
                                                                                
           38,338.03          0.00       185,525.06        0.00     4,773,228.98
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       51.026521   1.526384     0.359961      0.000000      1.886345   49.500138
STRIP   0.000000   0.000000     0.037619      0.000000      0.037619    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-1 (POOL 3029)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,243.34 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,613.02 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,597.21 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    364,590.95 
      (B)  TWO MONTHLY PAYMENTS:                                1    191,364.68 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    140,667.05 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,773,228.98 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         4,785,599.33 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  34      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      138,484.57 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,965.35 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            6,737.11 
                                                                                
       MORTGAGE POOL INSURANCE                             5,237,225.62         
       SPECIAL HAZARD LOSS COVERAGE                          975,802.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.3315% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.049500138 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3  (POOL  3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3028                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483AY2   99,525,248.34      2,524,302.32      6.5000       185,992.96  
STRIP                      0.00              0.00      2.8875             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  99,525,248.34      2,524,302.32                   185,992.96  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           13,206.92          0.00       199,199.88        0.00     2,338,309.36
STRIP       5,874.76          0.00         5,874.76        0.00             0.00
                                                                                
           19,081.68          0.00       205,074.64        0.00     2,338,309.36
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       25.363437   1.868802     0.132699      0.000000      2.001501   23.494635
STRIP   0.000000   0.000000     0.059028      0.000000      0.059028    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-3 (POOL 3028)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      890.09 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   843.21 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,702.60 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    156,000.36 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    331,015.36 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,338,309.36 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         2,347,502.16 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  13      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      181,661.31 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     906.76 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,424.89 
                                                                                
       MORTGAGE POOL INSURANCE                             7,415,287.39         
       SPECIAL HAZARD LOSS COVERAGE                          976,420.16         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.2390% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.023494635 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4  (POOL  3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3033                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      795483BB1  106,883,729.60      6,487,773.51      7.0000       150,805.85  
STRIP                      0.00              0.00      1.9580             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 106,883,729.60      6,487,773.51                   150,805.85  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           37,360.65          0.00       188,166.50        0.00     6,336,967.66
STRIP      10,460.44          0.00        10,460.44        0.00             0.00
                                                                                
           47,821.09          0.00       198,626.94        0.00     6,336,967.66
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       60.699356   1.410934     0.349545      0.000000      1.760479   59.288422
STRIP   0.000000   0.000000     0.097867      0.000000      0.097867    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-4 (POOL 3033)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,566.64 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,214.95 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,219.13 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    350,217.22 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,336,967.66 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         6,346,296.38 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  35      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      137,231.27 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,716.90 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,857.68 
                                                                                
       MORTGAGE POOL INSURANCE                             6,565,698.13         
       SPECIAL HAZARD LOSS COVERAGE                          973,390.58         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.8536% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.059288422 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           02/25/97
MONTHLY Cutoff:                Jan-97
DETERMINATION DATE:          02/20/97
RUN TIME/DATE:               02/19/97       12:23 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4000
SERIES:  1987-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A       STRIP
CUSIP Number                          795483BD7               NA
Tot Principal and Interest Distr          320,055.27    1,153.84

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               310,410.71
Total Principal Prepayments               176,634.05
Principal Payoffs-In-Full                 176,610.84
Principal Curtailments                         23.21
Principal Liquidations                    132,077.61
Scheduled Principal Due                     1,699.05

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  9,644.56    1,153.84
Prepayment Interest Shortfall                 534.95      260.68
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        117,952,531.57
Current Period BEGINNING Prin Bal       1,437,106.88
Current Period ENDING Prin Bal          1,126,696.17
Change in Principal Balance               310,410.71

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       2.631658
Interest Distributed                        0.081766
Total Distribution                          2.713424
Total Principal Prepayments                 2.617253
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                12.183773
ENDING Principal Balance                    9.552115

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.500000%   0.372758%
Subordinated Unpaid Amounts
Period Ending Class Percentages            38.689184%
Prepayment Percentages                     38.689185%
Trading Factors                             0.955212%
Certificate Denominations                      1,000
Sub-Servicer Fees                             475.71
Master Servicer Fees                          170.20
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Principal and Interest Distr          464,663.64      888.61     786,761.36

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               457,131.24                 767,541.95
Total Principal Prepayments               279,912.29                 456,546.34
Principal Payoffs-In-Full                 279,875.50                 456,486.34
Principal Curtailments                         36.79                      60.00
Principal Liquidations                    175,702.90                 307,780.51
Scheduled Principal Due                     2,283.34                   3,982.39

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  7,532.40      888.61      19,219.41
Prepayment Interest Shortfall                 835.77       11.97       1,643.37
Unpaid Interest Shortfall Paid                  0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,878,147.54             126,830,679.11
Current Period BEGINNING Prin Bal       2,277,385.68               3,714,492.56
Current Period ENDING Prin Bal          1,785,477.31               2,912,173.48
Change in Principal Balance               491,908.37                 802,319.08

PER CERTIFICATE DATA BY CLASS
Principal Distributed                  12,872.371121
Interest Distributed                      212.105058
Total Distribution                     13,084.476179
Total Principal Prepayments             7,882.057849
Current Period Interest Shortfall
BEGINNING Principal Balance               256.515863
ENDING Principal Balance                  201.109218

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.380000%   0.120000%
Subordinated Unpaid Amounts               576,161.13    2,805.49     578,966.62
Period Ending Class Percentages            61.310816%
Prepayment Percentages                     61.310815%
Trading Factors                            20.110922%                  2.296111%
Certificate Denominations                    250,000
Sub-Servicer Fees                             753.86                   1,229.57
Master Servicer Fees                          269.71                     439.91
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,268,306.80
Current Special Hazard Amount           1,268,306.80


                                              Unpaid      Number
POOL DELINQUENCY DATA                       Prin Bal    of Loans
Loans Delinquent ONE Payment              167,915.39           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         468,284.26           1
Tot Unpaid Principal on Delinq Loans      636,199.65           2
Loans in Foreclosure, INCL in Delinq      468,284.26           1
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments           21.3242%
Loans in Pool                                     18
Current Period Sub-Servicer Fee             1,229.57
Current Period Master Servicer Fee            439.91
Aggregate REO Losses                     (509,401.82)
 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6  (POOL  3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3042                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AD0  126,773,722.44      7,145,567.90      8.5000        12,084.36  
STRIP                      0.00              0.00      0.3204             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 126,773,722.44      7,145,567.90                    12,084.36  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           50,614.44          0.00        62,698.80        0.00     7,133,483.54
STRIP       1,908.12          0.00         1,908.12        0.00             0.00
                                                                                
           52,522.56          0.00        64,606.92        0.00     7,133,483.54
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       56.364740   0.095322     0.399250      0.000000      0.494572   56.269418
STRIP   0.000000   0.000000     0.015051      0.000000      0.015051    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1987-6 (POOL 3042)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,935.88 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,440.64 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,216.33 
    MASTER SERVICER ADVANCES THIS MONTH                                3,910.12 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    239,976.94 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   7,133,483.54 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         6,747,448.14 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  36      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             449,101.05 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     642.56 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,441.80 
                                                                                
       MORTGAGE POOL INSURANCE                             7,927,816.44         
       SPECIAL HAZARD LOSS COVERAGE                        1,165,417.74         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.7845% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.056269418 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           02/25/97
MONTHLY Cutoff:                Jan-97
DETERMINATION DATE:          02/20/97
RUN TIME/DATE:               02/12/97       05:00 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4004
SERIES:  1987-S5
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AH1               NA
Total Princ and Interest Distributed       49,439.60    1,369.73

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                33,595.03
Total Principal Prepayments                 6,031.02
Principal Payoffs-In-Full                       0.00
Principal Curtailments                      6,031.02
Principal Liquidations                          0.00
Scheduled Principal Due                    27,564.01

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 15,844.57    1,369.73
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         72,064,664.88
Current Period BEGINNING Princ Balance  2,172,969.34
Current Period ENDING Princ Balance     2,139,374.31
Change in Principal Balance                33,595.03

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.466179
Interest Distributed                        0.219866
Total Distribution                          0.686045
Total Principal Prepayments                 0.083689
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                30.153049
ENDING Principal Balance                   29.686870

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               8.750000%   0.569633%
Subordinated Unpaid Amounts
Period Ending Class Percentages            75.306471%
Prepayment Percentages                     75.306471%
Trading Factors                             2.968687%
Certificate Denominations                      1,000
Sub-Servicer Fees                             566.65
Master Servicer Fees                          257.10
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       10,343.29       15.86      61,168.48

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 7,365.00                  40,960.03
Total Principal Prepayments                 1,977.62                   8,008.64
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                      1,977.62                   8,008.64
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     7,133.62                  34,697.63

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                  2,978.29       15.86      20,208.45
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          3,395,717.19              75,460,382.07
Current Period BEGINNING Princ Balance    712,532.13               2,885,501.47
Current Period ENDING Princ Balance       701,516.08               2,840,890.39
Change in Principal Balance                11,016.05                  44,611.08

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     542.227134
Interest Distributed                      219.268113
Total Distribution                        761.495247
Total Principal Prepayments               145.596636
Current Period Interest Shortfall
BEGINNING Principal Balance               209.832589
ENDING Principal Balance                  206.588488

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.690000%   0.060000%
Subordinated Unpaid Amounts               205,743.14      315.42     206,058.56
Period Ending Class Percentages            24.693529%
Prepayment Percentages                     24.693529%
Trading Factors                            20.658849%                  3.764744%
Certificate Denominations                    250,000
Sub-Servicer Fees                             185.81                     752.46
Master Servicer Fees                           84.30                     341.40
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,207,366.12
Current Special Hazard Amount             701,516.08

POOL DELINQUENCY DATA                  Unpaid Princ    Number of
                                          Balance          Loans

Loans Delinquent ONE Payment              106,220.68           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         408,111.26           3
Tot Unpaid Princ on Delinquent Loans      514,331.94           4
Loans in Foreclosure, INCL in Delinq       45,660.18           1
REO/Pending Cash Liquidations             252,210.70           1
Principal Balance New REO                       0.00
Six Month Average Delinq 2+ Pmts             13.2428%

Loans in Pool                                     37
Curr Period Sub-Servicer Fee                  752.46
Curr Period Master Servicer Fee               341.40

Aggregate REO Losses                            0.00
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           02/25/97
MONTHLY Cutoff:                Jan-97
DETERMINATION DATE:          02/20/97
RUN TIME/DATE:               02/12/97       05:05 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4006
SERIES:  1987-S7
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920AK4               NA
Total Princ and Interest Distributed       25,525.80      726.37

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 4,481.81
Total Principal Prepayments                   202.93
Principal Payoffs-In-Full                       0.00
Principal Curtailments                        202.93
Principal Liquidations                          0.00
Scheduled Principal Due                     4,278.88

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 21,043.99      726.37
Prepayment Interest Shortfall                   0.00        0.00
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         95,187,665.32
Curr Period BEGINNING Princ Balance     2,805,865.60
Curr Period ENDING Princ Balance        2,801,383.79
Change in Principal Balance                 4,481.81

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.047084
Interest Distributed                        0.221079
Total Distribution                          0.268163
Total Principal Prepayments                 0.002132
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                29.477197
ENDING Principal Balance                   29.430113

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               9.000000%   0.205101%
Subordinated Unpaid Amounts
Period Ending Class Percentages            66.023163%
Prepayment Percentages                     66.023163%
Trading Factors                             2.943011%
Certificate Denominations                      1,000
Sub-Servicer Fees                             709.43
Master Servicer Fees                          292.28
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       13,129.41        6.68      39,388.26

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                 2,306.43                   6,788.24
Total Principal Prepayments                   104.43                     307.36
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                        104.43                     307.36
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                     2,202.00                   6,480.88

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 10,822.98        6.68      32,600.02
Prepayment Interest Shortfall                   0.00        0.00           0.00
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          5,807,205.05             100,994,870.37
Curr Period BEGINNING Princ Balance     1,443,954.42               4,249,820.02
Curr Period ENDING Princ Balance        1,441,647.99               4,243,031.78
Change in Principal Balance                 2,306.43                   6,788.24


PER CERTIFICATE DATA BY CLASS
Principal Distributed                      99.291741
Interest Distributed                      465.928958
Total Distribution                        565.220699
Total Principal Prepayments                 4.495708
Current Period Interest Shortfall
BEGINNING Principal Balance               248.648775
ENDING Principal Balance                  248.251608

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               8.980000%   0.020000%
Subordinated Unpaid Amounts               372,396.14      310.72     372,706.86
Period Ending Class Percentages            33.976837%
Prepayment Percentages                     33.976837%
Trading Factors                            24.825161%                  4.201235%
Certificate Denominations                    250,000
Sub-Servicer Fees                             365.09                   1,074.52
Master Servicer Fees                          150.41                     442.69
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,201,838.96
Current Special Hazard Amount           1,201,838.96
POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              143,374.74           1
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments               0.00           0
Total Unpaid Principal on Delinq Loans    143,374.74           1
Loans in Foreclosure, INCL in Delinq            0.00           0
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           7.8909%

Loans in Pool                                     30
Current Period Sub-Servicer Fee             1,074.52
Current Period Master Servicer Fee            442.69

Aggregate REO Losses                     (380,719.66)
 ................................................................................

CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES                   13-Feb-97
1987-SA1, CLASS A, 7.74874691% PASS-THROUGH RATE (POOL 4009)         12:04 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: FEBRUARY 20, 1997
DISTRIBUTION  DATE: FEBRUARY 25, 1997
ORIGINAL POOL BALANCE:            $43,895,323.25

BEGINNING POOL BALANCE                                          $3,321,136.91
ENDING POOL BALANCE                                             $3,313,961.25
PRINCIPAL DISTRIBUTIONS                                             $7,175.66

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                   $1,508.01
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 02/01                    $5,667.65
                                                     $7,175.66

INTEREST DUE ON BEG POOL BALANCE                    $21,445.54
PREPAYMENT INTEREST SHORTFALL                            $0.00
                                                                   $21,445.54

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $28,621.20

UNPAID INTEREST SHORTFALL                                               $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $345.95

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               56.357214%

TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE              $0.163472085
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE               $0.488560931
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE   $0.034354685

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $5,880,278.67

TRADING FACTOR                                                    0.075496910

NUMBER OF LOANS DELINQUENT ONE MONTH                                        0
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               1
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                           $0.00
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS            $296,970.63
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00

CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Feb-97
1987-SA1, CLASS B, 7.71874691% PASS-THROUGH RATE (POOL 4009)         12:04 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: FEBRUARY 20, 1997
DISTRIBUTION  DATE: FEBRUARY 25, 1997
ORIGINAL POOL BALANCE:             $3,177,409.46

BEGINNING POOL BALANCE                                          $2,570,704.42
ENDING POOL BALANCE                                             $2,566,317.42
NET CHANGE TO PRINCIPAL BALANCE                                     $4,387.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     LIQUIDATED MORTGAGE LOAN                            $0.00
     SCHEDULED PAYMENTS DUE 02/01                    $4,387.00
                                                                    $4,387.00

INTEREST DUE ON BEGINNING POOL BALANCE              $16,535.51
PREPAYMENT INTEREST SHORTFALL                            $0.00
LOSS ON LIQUIDATED MORTGAGE                              $0.00
                                                                   $16,535.51

TOTAL DISTRIBUTION DUE THIS PERIOD                                 $20,922.51

PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE                         $345.17
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE                        $1,301.02

ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
   CURRENT DISTRIBUTION)                                                $0.00
ADVANCE BY MASTER SERVICER                                              $0.00

RFC MANAGEMENT FEE                                                    $267.78

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE               43.642786%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $5,880,278.67

NUMBER OF LOANS DELINQUENT ONE MONTH                                        0
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               1
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                           $0.00
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS            $296,970.63
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00





CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES             13-Feb-97
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009)               12:04 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)

DETERMINATION DATE: FEBRUARY 20, 1997
DISTRIBUTION  DATE: FEBRUARY 25, 1997
ORIGINAL POOL BALANCE:                     $0.00

BEGINNING POOL BALANCE                                                  $0.00
ENDING POOL BALANCE                                                     $0.00
PRINCIPAL DISTRIBUTIONS                                                 $0.00

PRINCIPAL DISTRIBUTIONS
     PRINCIPAL PREPAYMENTS IN FULL                       $0.00
     PARTIAL PRINCIPAL PREPAYMENTS                       $0.00
     SCHEDULED PAYMENTS DUE 02/01                        $0.00
                                                         $0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT            $64.27
PREPAYMENT INTEREST SHORTFALL                            $0.00
LOSS ON LIQUIDATED MORTGAGE                              $0.00

TOTAL DISTRIBUTION DUE THIS PERIOD                                     $64.27

CLASS C UNPAID AMOUNT                                                   $0.00

ADVANCE BY MASTER SERVICER                                              $0.00

PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE                0.000000%

REMAINING SPECIAL HAZARD LOSS AMOUNT                            $1,412,181.98

SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION         $5,880,278.67

NUMBER OF LOANS DELINQUENT ONE MONTH                                        0
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS                               1
NUMBER OF LOANS IN FORECLOSURE                                              0
NUMBER OF REO PROPERTIES                                                    0

ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH                           $0.00
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS            $296,970.63
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE                                 $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES                                 $0.00















 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A  (POOL  3085)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3085                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AW8   25,441,326.74      3,923,439.61      7.5052        13,054.45  
                                                                                
- --------------------------------------------------------------------------------
                  25,441,326.74      3,923,439.61                    13,054.45  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           24,538.50          0.00        37,592.95        0.00     3,910,385.16
                                                                                
           24,538.50          0.00        37,592.95        0.00     3,910,385.16
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      154.215213   0.513120     0.964513      0.000000      1.477633  153.702093
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3A (POOL 3085)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,174.61 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,144.97 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                      628.45 
    MASTER SERVICER ADVANCES THIS MONTH                                1,129.40 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1     76,769.65 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,910,385.16 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         3,767,592.35 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  28      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             147,578.51 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   7,336.01 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            5,718.44 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2421% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5051% 
                                                                                
    POOL TRADING FACTOR                                             0.153702093 

 ................................................................................

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                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B  (POOL  3086)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3086                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AX6   38,297,875.16      5,108,889.35      7.8155       126,828.59  
                                                                                
- --------------------------------------------------------------------------------
                  38,297,875.16      5,108,889.35                   126,828.59  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           33,071.19          0.00       159,899.78        0.00     4,982,060.76
                                                                                
           33,071.19          0.00       159,899.78        0.00     4,982,060.76
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      133.398768   3.311635     0.863525      0.000000      4.175160  130.087132
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3B (POOL 3086)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,642.00 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,028.88 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,093.58 
    MASTER SERVICER ADVANCES THIS MONTH                                1,084.47 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                1     77,505.28 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     67,562.47 
      (D)  LOANS IN FORECLOSURE                                 2    238,576.41 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,982,060.76 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         4,853,098.03 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  44      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             136,910.76 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      119,800.66 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     210.49 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            6,817.44 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4668% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8174% 
                                                                                
    POOL TRADING FACTOR                                             0.130087132 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C  (POOL  3087)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3087                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920AY4   69,360,201.61      8,437,446.15      6.7096        19,043.31  
                                                                                
- --------------------------------------------------------------------------------
                  69,360,201.61      8,437,446.15                    19,043.31  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           47,176.57          0.00        66,219.88        0.00     8,418,402.84
                                                                                
           47,176.57          0.00        66,219.88        0.00     8,418,402.84
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      121.646794   0.274557     0.680168      0.000000      0.954725  121.372237
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-3C (POOL 3087)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,789.87 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,643.02 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,916.10 
    MASTER SERVICER ADVANCES THIS MONTH                                3,991.44 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    394,982.91 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    196,414.02 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,418,402.84 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         7,880,706.70 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  59      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             550,042.87 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,763.53 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,279.78 
                                                                                
       LOC AMOUNT AVAILABLE                                1,919,728.52         
       BANKRUPTCY AMOUNT AVAILABLE                           388,117.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,049,406.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3814% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7069% 
                                                                                
    POOL TRADING FACTOR                                             0.121372237 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B  (POOL  3088)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3088                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BA5    9,209,655.99        974,978.28      8.5000        11,695.81  
STRIP                      0.00              0.00      0.2368             0.00  
                                                                                
- --------------------------------------------------------------------------------
                   9,209,655.99        974,978.28                    11,695.81  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
            6,906.10          0.00        18,601.91        0.00       963,282.47
STRIP         192.40          0.00           192.40        0.00             0.00
                                                                                
            7,098.50          0.00        18,794.31        0.00       963,282.47
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      105.864788   1.269951     0.749876      0.000000      2.019827  104.594837
STRIP   0.000000   0.000000     0.020891      0.000000      0.020891    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1988-4B (POOL 3088)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      203.12 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   178.75 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                     963,282.47 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                           973,493.73 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     181.27 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           11,514.54 
                                                                                
       LOC AMOUNT AVAILABLE                                1,606,222.01         
       BANKRUPTCY AMOUNT AVAILABLE                           696,851.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       640,045.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.2068% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.104594837 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2  (POOL  3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3094                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BF4  199,725,759.94     25,002,124.15      6.7170        45,316.24  
                                                                                
- --------------------------------------------------------------------------------
                 199,725,759.94     25,002,124.15                    45,316.24  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          139,912.63          0.00       185,228.87        0.00    24,956,807.91
                                                                                
          139,912.63          0.00       185,228.87        0.00    24,956,807.91
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      125.182271   0.226892     0.700524      0.000000      0.927416  124.955378
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-2 (POOL 3094)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,039.58 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,174.25 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,651.97 
    MASTER SERVICER ADVANCES THIS MONTH                                1,983.24 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6    831,312.10 
      (B)  TWO MONTHLY PAYMENTS:                                2    218,716.79 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 7  1,088,676.15 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  24,956,807.91 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        24,736,091.50 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 179      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             270,776.90 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   6,566.50 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           38,749.74 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,798,123.63         
       BANKRUPTCY AMOUNT AVAILABLE                           373,426.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,264,044.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4031% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7149% 
                                                                                
    POOL TRADING FACTOR                                             0.124955378 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A  (POOL  3095)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3095                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BH0   60,404,491.94      8,938,284.04      7.7969        14,947.97  
                                                                                
- --------------------------------------------------------------------------------
                  60,404,491.94      8,938,284.04                    14,947.97  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           58,057.12          0.00        73,005.09        0.00     8,923,336.07
                                                                                
           58,057.12          0.00        73,005.09        0.00     8,923,336.07
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      147.973830   0.247465     0.961139      0.000000      1.208604  147.726366
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3A (POOL 3095)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,087.55 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,854.54 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                      790.58 
    MASTER SERVICER ADVANCES THIS MONTH                                  958.31 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    100,293.39 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,923,336.07 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         8,813,709.54 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  70      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             124,265.12 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,868.05 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,079.92 
                                                                                
       LOC AMOUNT AVAILABLE                               11,806,248.64         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4824% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8057% 
                                                                                
    POOL TRADING FACTOR                                             0.147726366 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C  (POOL  3097)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3097                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BJ6   80,948,485.59     11,591,898.06      6.7413        19,014.02  
                                                                                
- --------------------------------------------------------------------------------
                  80,948,485.59     11,591,898.06                    19,014.02  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           65,113.94          0.00        84,127.96        0.00    11,572,884.04
                                                                                
           65,113.94          0.00        84,127.96        0.00    11,572,884.04
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      143.200926   0.234890     0.804387      0.000000      1.039277  142.966035
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-3C (POOL 3097)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,898.51 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,415.83 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,144.67 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    343,425.56 
      (B)  TWO MONTHLY PAYMENTS:                                2    220,719.88 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,572,884.04 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        11,589,825.79 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  90      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,146.65 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           17,867.37 
                                                                                
       LOC AMOUNT AVAILABLE                               11,806,248.64         
       BANKRUPTCY AMOUNT AVAILABLE                           136,507.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,469,790.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3884% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7381% 
                                                                                
    POOL TRADING FACTOR                                             0.142966035 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A  (POOL  2000)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2000                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BK3   42,805,537.40      9,757,181.18      6.8169        16,550.01  
                                                                                
- --------------------------------------------------------------------------------
                  42,805,537.40      9,757,181.18                    16,550.01  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           55,417.21          0.00        71,967.22        0.00     9,740,631.17
                                                                                
           55,417.21          0.00        71,967.22        0.00     9,740,631.17
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      227.942032   0.386632     1.294627      0.000000      1.681259  227.555400
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1A (POOL 2000)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,065.49 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,009.44 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,255.67 
    MASTER SERVICER ADVANCES THIS MONTH                                1,183.69 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6    858,785.36 
      (B)  TWO MONTHLY PAYMENTS:                                1    124,893.13 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    355,013.78 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,740,631.17 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         9,595,825.06 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  80      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             163,923.49 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,918.35 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           14,631.66 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       7,872,462.44         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       989,403.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5660% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8160% 
                                                                                
    POOL TRADING FACTOR                                             0.227555400 
 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B  (POOL  2001)       
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2001                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BL1   55,464,913.85     10,187,813.84      6.6926       258,284.19  
                                                                                
- --------------------------------------------------------------------------------
                  55,464,913.85     10,187,813.84                   258,284.19  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           55,870.22          0.00       314,154.41        0.00     9,929,529.65
                                                                                
           55,870.22          0.00       314,154.41        0.00     9,929,529.65
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      183.680333   4.656713     1.007307      0.000000      5.664020  179.023620
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-SW1B (POOL 2001)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,174.24 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,092.65 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,893.04 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 8    925,302.20 
      (B)  TWO MONTHLY PAYMENTS:                                1    372,545.38 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4    517,423.35 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,929,529.65 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         9,957,114.16 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  71      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      240,101.36 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,248.98 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           15,933.85 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       7,872,462.44         
       BANKRUPTCY AMOUNT AVAILABLE                           497,233.28         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       989,403.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4426% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6926% 
                                                                                
    POOL TRADING FACTOR                                             0.179023620 

 ................................................................................

DISTRIBUTION DATE:           02/25/97
MONTHLY Cutoff:                Jan-97
DETERMINATION DATE:          02/20/97
RUN TIME/DATE:               02/12/97       05:10 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4012
SERIES:  1989-S1
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A
CUSIP Number                          760920BN7
Total Princ and Interest Distributed       79,941.09

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                19,266.54
Total Principal Prepayments                 2,961.35
Principal Payoffs-In-Full                       0.00
Principal Curtailments                      2,961.35
Principal Liquidations                          0.00
Scheduled Principal Due                    16,305.19

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 60,674.55
Prepayment Interest Shortfall                   8.86
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        151,041,172.86
Curr Period BEGINNING Princ Balance    10,600,215.82
Curr Period ENDING Princ Balance       10,580,949.28
Change in Principal Balance                19,266.54

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.127558
Interest Distributed                        0.401709
Total Distribution                          0.529267
Total Principal Prepayments                 0.019606
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                70.180969
ENDING Principal Balance                   70.053410

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               6.869680%
Subordinated Unpaid Amounts
Period Ending Class Percentages            52.281692%
Prepayment Percentages                    100.000000%
Trading Factors                             7.005341%
Certificate Denominations                      1,000
Sub-Servicer Fees                           3,891.61
Master Servicer Fees                        1,094.23
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00


                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed       62,904.60       57.93     142,903.62

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                13,373.44                  32,639.98
Total Principal Prepayments                     0.00                   2,961.35
Principal Payoffs-In-Full                       0.00                       0.00
Principal Curtailments                          0.00                   2,961.35
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    14,606.52                  30,911.71

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 49,531.16       57.93     110,263.64
Prepayment Interest Shortfall                   8.08        0.01          16.95
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         12,070,244.91             163,111,417.77
Curr Period BEGINNING Princ Balance     9,672,273.83              20,272,489.65
Curr Period ENDING Princ Balance        9,657,395.99              20,238,345.27
Change in Principal Balance                14,877.84                  34,144.38

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     276.991894
Interest Distributed                    1,025.893848
Total Distribution                      1,302.885742
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               801.332028
ENDING Principal Balance                  800.099423

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                         2,521.29
Passthru Rate                               6.859680%   0.010000%
Subordinated Unpaid Amounts             1,163,916.77      979.67     966,393.16
Period Ending Class Percentages            47.718308%
Prepayment Percentages                      0.000000%
Trading Factors                            80.009942%                 12.407682%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,551.94                   7,443.55
Master Servicer Fees                          998.73                   2,092.96
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           3,262,228.36
Current Special Hazard Amount           1,059,707.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Blance           Loans
Loans Delinquent ONE Payment            1,002,522.60           6
Loans Delinquent TWO Payments             163,250.72           1
Loans Delinquent THREE + Payments       1,016,457.33           6
Total Unpaid Princ on Delinquent Loans  2,182,230.65          13
Loans in Foreclosure, INCL in Delinq      832,273.74           5
REO/Pending Cash Liquidations             184,183.59           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts           5.0022%

Loans in Pool                                    135
Current Period Sub-Servicer Fee             7,443.55
Current Period Master Servicer Fee          2,092.96

Aggregate REO Losses                     (906,154.24)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           02/25/97
MONTHLY Cutoff:                Jan-97
DETERMINATION DATE:          02/20/97
RUN TIME/DATE:               02/17/97       05:13 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4013
SERIES:  1989-S2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A       STRIP
CUSIP Number                          760920BP2               NA
Total Princ and Interest Distributed            0.00        0.00

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                     0.00
Total Principal Prepayments                     0.00
Principal Payoffs-In-Full                       0.00
Principal Curtailments                          0.00
Principal Liquidations                          0.00
Scheduled Principal Due                         0.00

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                      0.00        0.00
Prepayment Interest Shortfall                   0.00       23.94
Unpaid Interest Shortfall Distr (Paid)          0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        109,413,690.72
Curr Period BEGINNING Princ Balance             0.00
Curr Period ENDING Princ Balance                0.00
Change in Principal Balance                     0.00

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       0.000000
Interest Distributed                        0.000000
Total Distribution                          0.000000
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance                 0.000000
ENDING Principal Balance                    0.000000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                              10.440493%   0.000000%
Subordinated Unpaid Amounts
Period Ending Class Percentages             0.000000%
Prepayment Percentages                      0.000000%
Trading Factors                             0.000000%
Certificate Denominations                      1,000
Sub-Servicer Fees                               0.00
Master Servicer Fees                            0.00
Percentage Interest
Curr Period Master Servicer Adv Amt             0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Total Princ and Interest Distributed      270,716.49      177.51     270,894.00

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               239,081.56                 239,081.56
Total Principal Prepayments               126,525.44                 126,525.44
Principal Payoffs-In-Full                 126,441.65                 126,441.65
Principal Curtailments                         83.79                      83.79
Principal Liquidations                    109,174.33                 109,174.33
Scheduled Principal Due                     3,797.98                   3,797.98

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 31,634.93      177.51      31,812.44
Prepayment Interest Shortfall                 873.84        1.68         899.46
Unpaid Interest Shortfall Distr (Paid)          0.00                       0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance          8,552,552.64             117,966,243.36
Curr Period BEGINNING Princ Balance     4,615,397.11               4,615,397.11
Curr Period ENDING Princ Balance        4,307,575.69               4,307,575.69
Change in Principal Balance               307,821.42                 307,821.42

PER CERTIFICATE DATA BY CLASS
Principal Distributed                   6,988.602411
Interest Distributed                      924.721873
Total Distribution                      7,913.324284
Total Principal Prepayments             3,698.470075
Current Period Interest Shortfall
BEGINNING Principal Balance               539.651412
ENDING Principal Balance                  503.659652

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                              10.420493%   0.020000%
Subordinated Unpaid Amounts             2,140,737.49    1,616.68   2,084,193.62
Period Ending Class Percentages           100.000000%
Prepayment Percentages                    100.000000%
Trading Factors                            50.365965%                  3.651532%
Certificate Denominations                    250,000
Sub-Servicer Fees                           1,086.88                   1,086.88
Master Servicer Fees                          427.80                     427.80
Percentage Interest
Curr Period Master Servicer Adv Amt                                        0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,687,092.96
Current Special Hazard Amount           1,076,653.00

POOL DELINQUENCY DATA
                                       Unpaid Princ    Number of
                                          Balance          Loans
Loans Delinquent ONE Payment              233,239.13           2
Loans Delinquent TWO Payments              79,626.63           1
Loans Delinquent THREE + Payments         704,149.99           3
Total Unpaid Princ on Delinquent Loans  1,017,015.75           6
Loans in Foreclosure, INCL in Delinq      470,182.08           2
REO/Pending Cash Liquidations             233,967.91           1
Principal Balance New REO                       0.00
Six Month Avg Delinquencies 2+ Pmts          24.1366%

Loans in Pool                                     20
Current Period Sub-Servicer Fee             1,086.88
Current Period Master Servicer Fee            427.80

Aggregate REO Losses                   (2,219,894.19)
 ................................................................................

SEC REPORT
DISTRIBUTION DATE:           02/25/97
MONTHLY Cutoff:                Jan-97
DETERMINATION DATE:          02/20/97
RUN TIME/DATE:               02/12/97       04:41 PM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   2002
SERIES:  1989-SW2
SELLER:  RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                             CLASS A
CUSIP Number                          760920BM9
Tot Prin & Int Distributed                560,241.34

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed               436,442.72
Total Principal Prepayments               404,210.51
Principal Payoffs-In-Full                 383,017.10
Principal Curtailments                     21,193.41
Principal Liquidations                          0.00
Scheduled Principal Due                    32,232.21

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                123,798.62
Prepayment Interest Shortfall               1,390.66
Unpaid Interest Shortfall Paid                  0.00
Remaining Unpaid Interest Shortfall             0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        133,916,671.59
Current Period BEGINNING Prin Bal      19,327,704.29
Current Period ENDING Prin Bal         18,891,261.57
Change in Principal Balance               436,442.72

PER CERTIFICATE DATA BY CLASS
Principal Distributed                       3.259062
Interest Distributed                        0.924445
Total Distribution                          4.183507
Total Principal Prepayments                 3.018373
Current Period Interest Shortfall           0.000000
BEGINNING Principal Balance               144.326349
ENDING Principal Balance                  141.067287

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                               7.772632%
Subordinated Unpaid Amounts
Period Ending Class Percentages            61.320284%
Prepayment Percentages                    100.000000%
Trading Factors                            14.106729%
Certificate Denominations                      1,000
Sub-Servicer Fees                           5,926.10
Master Servicer Fees                        1,975.36
Percentage Interest
Current Period Master Servicer Advance          0.00

                                             CLASS B     CLASS C         TOTALS
CUSIP Number                                      NA          NA
Tot Prin & Int Distributed                 91,568.17       91.72     651,901.23

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                19,029.60                 455,472.32
Total Principal Prepayments                     0.00                 404,210.51
Principal Payoffs-In-Full                       0.00                 383,017.10
Principal Curtailments                          0.00                  21,193.41
Principal Liquidations                          0.00                       0.00
Scheduled Principal Due                    19,905.57                  52,137.78

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                 72,538.57       91.72     196,428.91
Prepayment Interest Shortfall                 857.73        1.10       2,249.49
Unpaid Interest Shortfall Paid                                             0.00
Remaining Unpaid Interest Shortfall             0.00                       0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         14,221,239.46             148,137,911.05
Current Period BEGINNING Prin Bal      11,936,168.79              31,263,873.08
Current Period ENDING Prin Bal         11,916,263.22              30,807,524.79
Change in Principal Balance                19,905.57                 456,348.29

PER CERTIFICATE DATA BY CLASS
Principal Distributed                     334.527804
Interest Distributed                    1,275.180166
Total Distribution                      1,609.707970
Total Principal Prepayments                 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance               839.319865
ENDING Principal Balance                  837.920158

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00
Passthru Rate                               7.762632%   0.010000%
Subordinated Unpaid Amounts             1,883,885.51    1,619.93   1,885,505.44
Period Ending Class Percentages            38.679716%
Prepayment Percentages                      0.000000%
Trading Factors                            83.792016%                 20.796516%
Certificate Denominations                    250,000
Sub-Servicer Fees                           3,738.07                   9,664.17
Master Servicer Fees                        1,246.02                   3,221.38
Percentage Interest
Current Period Master Servicer Advance                                     0.00

MISCELLANEOUS POOL DATA

Initial Special Hazard Amount           1,483,753.94
Current Special Hazard Amount           1,091,196.00
Loans in Pool                                    150
Current Period Sub-Servicer Fee             9,664.17
Current Period Master Servicer Fee          3,221.38

POOL DELINQUENCY DATA                         Unpaid      Number
                                            Prin Bal    of Loans

Loans Delinquent ONE Payment              369,406.38           2
Loans Delinquent TWO Payments                   0.00           0
Loans Delinquent THREE + Payments         966,691.55           4
Tot Unpaid Prin on Delinquent Loans     1,336,097.93           6
Loans in Foreclosure, INCL in Delinq      679,965.83           3
REO/Pending Cash Liquidations                   0.00           0
Principal Balance New REO                       0.00
6 Mo Avg Delinquencies 2+ Payments            2.8991%
Aggregate REO Losses                   (1,729,398.01)
 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A  (POOL  3098)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3098                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BS6   69,922,443.97      9,045,168.93      6.7479        14,690.85  
                                                                                
- --------------------------------------------------------------------------------
                  69,922,443.97      9,045,168.93                    14,690.85  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           50,857.28          0.00        65,548.13        0.00     9,030,478.08
                                                                                
           50,857.28          0.00        65,548.13        0.00     9,030,478.08
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      129.360023   0.210102     0.727338      0.000000      0.937440  129.149921
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4A (POOL 3098)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,374.43 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,890.38 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,615.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    608,925.60 
      (B)  TWO MONTHLY PAYMENTS:                                1    198,927.29 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1     96,001.24 
      (D)  LOANS IN FORECLOSURE                                 1    146,881.38 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,030,478.08 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         9,048,740.15 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  47      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,061.26 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           13,629.59 
                                                                                
       LOC AMOUNT AVAILABLE                               10,086,373.58         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.4455% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.7479% 
                                                                                
    POOL TRADING FACTOR                                             0.129149921 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B  (POOL  3099)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3099                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BV9   74,994,327.48      8,336,932.63      6.8881        13,632.70  
                                                                                
- --------------------------------------------------------------------------------
                  74,994,327.48      8,336,932.63                    13,632.70  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           47,847.46          0.00        61,480.16        0.00     8,323,299.93
                                                                                
           47,847.46          0.00        61,480.16        0.00     8,323,299.93
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      111.167510   0.181783     0.638014      0.000000      0.819797  110.985727
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4B (POOL 3099)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,617.23 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,717.19 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    9,851.18 
    MASTER SERVICER ADVANCES THIS MONTH                                  769.39 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 5  1,082,148.48 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 2    244,223.77 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   8,323,299.93 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         8,231,442.24 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  56      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             105,199.52 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,259.31 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,373.39 
                                                                                
       LOC AMOUNT AVAILABLE                               10,086,373.58         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.5131% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.8112% 
                                                                                
    POOL TRADING FACTOR                                             0.110985727 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C  (POOL  3100)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3100                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BT4   37,402,303.81      5,852,531.27      7.5612       150,639.58  
                                                                                
- --------------------------------------------------------------------------------
                  37,402,303.81      5,852,531.27                   150,639.58  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           36,267.23          0.00       186,906.81        0.00     5,701,891.69
                                                                                
           36,267.23          0.00       186,906.81        0.00     5,701,891.69
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      156.475155   4.027548     0.969652      0.000000      4.997200  152.447606
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4C (POOL 3100)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,095.18 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,214.71 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                      931.18 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    116,865.46 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    444,348.54 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,701,891.69 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         5,710,233.09 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  32      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      140,438.48 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,524.91 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,676.19 
                                                                                
       LOC AMOUNT AVAILABLE                               10,086,373.58         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2634% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5772% 
                                                                                
    POOL TRADING FACTOR                                             0.152447606 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D  (POOL  3101)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3101                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BQ0   22,040,775.69      3,191,171.83      7.8126       189,482.07  
                                                                                
- --------------------------------------------------------------------------------
                  22,040,775.69      3,191,171.83                   189,482.07  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           20,713.91          0.00       210,195.98        0.00     3,001,689.76
                                                                                
           20,713.91          0.00       210,195.98        0.00     3,001,689.76
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      144.784915   8.596888     0.939800      0.000000      9.536688  136.188027
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4D (POOL 3101)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,134.03 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   681.21 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,001,689.76 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         3,005,055.39 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  20      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      182,623.73 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,728.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,130.34 
                                                                                
       LOC AMOUNT AVAILABLE                               10,086,373.58         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4925% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.8126% 
                                                                                
    POOL TRADING FACTOR                                             0.136188027 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E  (POOL  3102)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3102                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920BR8   20,728,527.60      2,118,554.24      7.6158         2,856.32  
                                                                                
- --------------------------------------------------------------------------------
                  20,728,527.60      2,118,554.24                     2,856.32  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           13,445.28          0.00        16,301.60        0.00     2,115,697.92
                                                                                
           13,445.28          0.00        16,301.60        0.00     2,115,697.92
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      102.204763   0.137797     0.648637      0.000000      0.786434  102.066966
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-4E (POOL 3102)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      764.73 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   441.49 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   2,115,697.92 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         2,118,534.92 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   7      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      19.32 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,837.00 
                                                                                
       LOC AMOUNT AVAILABLE                               10,086,373.58         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       707,401.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3074% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6200% 
                                                                                
    POOL TRADING FACTOR                                             0.102066966 

 ................................................................................

SEC REPORT
DISTRIBUTION DATE:          02/25/97
MONTHLY Cutoff:               Jan-97
DETERMINATION DATE:         02/20/97
RUN TIME/DATE:              02/19/97       11:58 AM

CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES

POOL #:   4015
SERIES:  1989-S4
SELLER:  Residential Funding Mortgage Securities I, Inc
MASTER SERVICER:  RESIDENTIAL FUNDING CORPORATION

                                          CLASS A-1    CLASS A-2
CUSIP Number                         760920BZ0      760920CA4
Tot Principal and Interest Distr         379,392.57     3,926.63

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed              296,440.15        40.92
Total Principal Prepayments              287,000.98        39.61
Principal Payoffs-In-Full                285,357.13        39.38
Principal Curtailments                     1,643.85         0.23
Principal Liquidations                         0.00         0.00
Scheduled Principal Due                    9,439.17         1.31

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                82,952.42     3,885.71
Prepayment Interest Shortfall              1,234.88        57.86
Unpaid Interest Shortfall Paid                 0.00         0.00
Remaining Unpaid Interest Shortfall            0.00         0.00
Current Period Interest Shortfall              0.00         0.00

BALANCES BY CLASS
INITIAL Scheduled Pool Balance        77,408,317.05    10,000.00
Current Period BEGINNING Prin Bal     12,828,540.35     1,772.55
Current Period ENDING Prin Bal        12,532,100.20     1,731.63
Change in Principal Balance              296,440.15        40.92
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      3.829565     4.092000
Interest Distributed                       1.071622   388.571000
Total Distribution                         3.707625     3.961000
Total Principal Prepayments                0.000000     0.000000
Current Period Interest Shortfall          0.000000     0.000000
BEGINNING Principal Balance                0.000000     0.000000
ENDING Principal Balance                 161.896043   173.163000

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate                                7.8750%      0.2500%
Subordinated Unpaid Amounts
Period Ending Class Percentages             67.2753%      0.0093%
Prepayment Percentages                     100.0000%    100.0000%
Trading Factors                             16.1896%     17.3163%
Certificate Denominations                     1,000        1,000
Sub-Servicer fees                          5,817.53         0.80
Master Servicer Fees                       1,285.60         0.18
Current Period Master Servicer Advanc          0.00         0.00
Deferred Interest Added to Principal           0.00


                                            CLASS B      CLASS C         TOTALS
CUSIP Number                         NA             NA
Tot Principal and Interest Distr          28,921.69         8.53     412,249.42

PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed                    0.00         0.00     296,481.07
Total Principal Prepayments
Principal Payoffs-In-Full
Principal Curtailments
Principal Liquidations
Scheduled Principal Due

INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed                28,921.69         8.53     115,768.35
Prepayment Interest Shortfall
Unpaid Interest Shortfall Paid
Remaining Unpaid Interest Shortfall
Current Period Interest Shortfall

BALANCES BY CLASS
INITIAL Scheduled Pool Balance         7,423,674.24         0.00  84,841,991.29
Current Period BEGINNING Prin Bal      6,098,572.50       155.09  18,929,040.49
Current Period ENDING Prin Bal         6,094,085.20       154.98  18,628,072.01
Change in Principal Balance                4,487.30         0.11     300,968.48
PER CERTIFICATE DATA BY CLASS
Principal Distributed                      0.000000
Interest Distributed                     973.968182
Total Principal Prepayments
Unpaid Interest Shortfall Paid
Current Period Interest Shortfall
Unpaid Interest Shortfall Remaining
ENDING Principal Balance                 820.898790

MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed                             0.00           0.00
Passthru Rate                                7.8750%      7.8750%
Subordinated Unpaid Amounts            1,898,087.58       559.96
Period Ending Class Percentages             32.7146%      0.0008%      100.0000%
Prepayment Percentages                       0.0000%      0.0000%
Trading Factors                             82.0899%
Certificate Denominations                   250,000
Sub-Servicer fees                          2,765.60                    8,583.93
Master Servicer Fees                         611.16                    1,896.94
Cur Period Master Servicer Advance                                         0.00
Deferred Interest Added to Principal           0.00         0.00           0.00
                                              OTHER        OTHER
MISCELLANEOUS POOL DATA

Initial Special Hazard Amount          1,935,824.00
Current Special Hazard Amount            905,342.00
Suspense Net (charges)/Recoveries        (11,602.40)
                                             Unpaid       Number
POOL DELINQUENCY DATA                      Prin Bal     of Loans
Loans Delinquent ONE Payment             568,606.70            3
Loans Delinquent TWO Payments            255,641.89            1
Loans Delinquent THREE + Payments      2,200,284.99           10
Tot Unpaid Principal on Delinq Loans   3,024,533.58           14
Loans in Foreclosure (incl in delinq)  1,755,047.41            7
REO/Pending Cash Liquidations            444,933.15            3
6 Mo Avg Delinquencies 2+ Payments          14.2437%
Loans in Pool                                    92
Current Period Sub-Servicer Fee            8,584.01
Current Period Master Servicer Fee         1,896.95
Aggregate REO Losses                  (1,713,159.08)
 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A  (POOL  3105)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3105                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CC0   87,338,199.16     19,113,244.23      7.4548       133,352.56  
                                                                                
- --------------------------------------------------------------------------------
                  87,338,199.16     19,113,244.23                   133,352.56  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          118,282.56          0.00       251,635.12        0.00    18,979,891.67
                                                                                
          118,282.56          0.00       251,635.12        0.00    18,979,891.67
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      218.841749   1.526853     1.354305      0.000000      2.881158  217.314896
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
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Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5A (POOL 3105)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    6,447.20 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 6,068.09 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   14,903.72 
    MASTER SERVICER ADVANCES THIS MONTH                                7,250.78 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    934,372.55 
      (B)  TWO MONTHLY PAYMENTS:                                2    323,508.54 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    123,200.79 
      (D)  LOANS IN FORECLOSURE                                 3    661,047.54 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  18,979,891.67 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        18,060,867.63 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  90      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             951,036.30 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                       52,525.99 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  54,206.42 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           26,620.15 
                                                                                
       MORTGAGE POOL INSURANCE                             8,900,605.15         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,405.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2738% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.4682% 
                                                                                
    POOL TRADING FACTOR                                             0.217314896 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B  (POOL  3106)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3106                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CE6   62,922,765.27     11,788,178.95      8.2500       504,323.53  
                                                                                
- --------------------------------------------------------------------------------
                  62,922,765.27     11,788,178.95                   504,323.53  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           82,101.20          0.00       586,424.73   16,638.44    11,267,216.98
                                                                                
           82,101.20          0.00       586,424.73   16,638.44    11,267,216.98
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      187.343625   8.014961     1.304793      0.000000      9.319754  179.064237
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-5B (POOL 3106)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,242.81 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,460.27 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,486.54 
    MASTER SERVICER ADVANCES THIS MONTH                                2,641.55 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    876,950.54 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    142,301.00 
      (D)  LOANS IN FORECLOSURE                                 2    368,339.49 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,267,216.98 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        10,954,413.58 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  72      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             329,348.50 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,035.23 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             506,006.92 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           -3,718.62 
                                                                                
       MORTGAGE POOL INSURANCE                             8,900,605.15         
       SPECIAL HAZARD LOSS COVERAGE                        1,996,946.00         
       BANKRUPTCY BOND                                       104,405.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.1155% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.179064237 

 ................................................................................

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Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7  (POOL  3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3108                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920CG1  120,931,254.07      3,415,201.75     10.0000         3,304.00  
                                                                                
- --------------------------------------------------------------------------------
                 120,931,254.07      3,415,201.75                     3,304.00  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           28,455.13          0.00        31,759.13        0.00     3,411,897.75
                                                                                
           28,455.13          0.00        31,759.13        0.00     3,411,897.75
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       28.240853   0.027321     0.235300      0.000000      0.262621   28.213532
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1989-7 (POOL 3108)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,151.33 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,255.19 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                2,397.98 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,411,897.75 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         3,151,707.88 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  16      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             262,415.22 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     585.99 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,718.01 
                                                                                
       MORTGAGE POOL INSURANCE                             2,611,224.93         
       SPECIAL HAZARD LOSS COVERAGE                        1,516,886.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                                    0.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.6754% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.028213532 

 ................................................................................


Run:        02/25/97     09:21:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920CL0    55,434,000.00             0.00     9.000000  %          0.00
A-2   760920CM8    36,810,000.00             0.00     9.000000  %          0.00
A-3   760920CN6     8,712,000.00             0.00     9.000000  %          0.00
A-4   760920CP1    19,434,000.00     7,692,947.80     9.000000  %     22,648.24
A-5   760920CQ9     2,388,000.00     2,388,000.00     9.000000  %          0.00
A-6   760920CJ5       100,000.00         8,210.70  1237.750000  %         18.45
A-7   760920CR7    88,762,000.00             0.00    10.000000  %          0.00
A-8   760920CS5    26,860,000.00             0.00    10.000000  %          0.00
A-9   760920CT3     6,500,000.00             0.00    10.000000  %          0.00
A-10  760920CK2        10,000.00           411.80     0.514041  %          0.93
B                  17,727,586.62     6,144,038.66    10.000000  %      5,928.01
R-I                         0.00             0.00    10.000000  %          0.00
R-II                        0.00             0.00     0.000000  %          0.00

- -------------------------------------------------------------------------------
                  262,737,586.62    16,233,608.96                     28,595.63
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        57,653.25     80,301.49             0.00         0.00   7,670,299.56
A-5        17,896.38     17,896.38             0.00         0.00   2,388,000.00
A-6         8,462.55      8,481.00             0.00         0.00       8,192.25
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10        6,948.66      6,949.59             0.00         0.00         410.87
B          51,161.62     57,089.63             0.00         0.00   6,138,110.65
R-I             3.43          3.43             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          142,125.89    170,721.52             0.00         0.00  16,205,013.33
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    395.849943   1.165393     2.966618     4.132011   0.000000    394.684551
A-5   1000.000000   0.000000     7.494296     7.494296   0.000000   1000.000000
A-6     82.107000   0.184500    84.625500    84.810000   0.000000     81.923000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10    41.180000   0.093000   694.866000   694.959000   0.000000     41.087000
B    86645.164850  83.598661   721.497250   805.095911   0.000000  86561.566190

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S1 (POOL # 4020)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,613.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,677.81

SUBSERVICER ADVANCES THIS MONTH                                       42,146.08
MASTER SERVICER ADVANCES THIS MONTH                                   11,312.27


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     157,206.82

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     567,161.04


FORECLOSURES
  NUMBER OF LOANS                                                            13
  AGGREGATE PRINCIPAL BALANCE                                      3,819,601.20

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      16,205,013.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           62

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,163,524.05

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       12,932.81

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          62.15235520 %    37.84764480 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             62.12214990 %    37.87785010 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5145 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,150,331.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.01536688
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              265.07

POOL TRADING FACTOR:                                                 6.16775603

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2  (POOL  3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3117                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DA3  193,971,603.35      4,802,390.92     10.5000         4,338.11  
                                                                                
- --------------------------------------------------------------------------------
                 193,971,603.35      4,802,390.92                     4,338.11  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           42,020.92          0.00        46,359.03        0.00     4,798,052.81
                                                                                
           42,020.92          0.00        46,359.03        0.00     4,798,052.81
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       24.758216   0.022365     0.216634      0.000000      0.238999   24.735852
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-2 (POOL 3117)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,648.39 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,124.19 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,212.10 
    MASTER SERVICER ADVANCES THIS MONTH                                3,671.63 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    297,829.36 
      (B)  TWO MONTHLY PAYMENTS:                                2    631,790.93 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 4  1,130,061.39 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,798,052.81 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         4,453,495.16 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  16      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             358,722.62 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,338.11 
                                                                                
       MORTGAGE POOL INSURANCE                             1,385,534.21         
       SPECIAL HAZARD LOSS COVERAGE                        1,148,314.00         
       BANKRUPTCY BOND                                       100,000.00         
       MORTGAGE REPURCHASE BOND                              366,957.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.4898% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.024735852 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A  (POOL  3118)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3118                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DB1   46,306,707.62      9,503,927.49      7.3303        12,685.06  
                                                                                
- --------------------------------------------------------------------------------
                  46,306,707.62      9,503,927.49                    12,685.06  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           58,055.18          0.00        70,740.24        0.00     9,491,242.43
                                                                                
           58,055.18          0.00        70,740.24        0.00     9,491,242.43
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      205.238679   0.273936     1.253710      0.000000      1.527646  204.964743
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3A (POOL 3118)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    3,864.60 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,030.43 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    4,419.47 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 3    575,021.26 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   9,491,242.43 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         9,503,471.61 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  46      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      57.21 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           12,627.85 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.1519% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3058% 
                                                                                
    POOL TRADING FACTOR                                             0.204964743 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B  (POOL  3119)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3119                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DC9   19,212,019.52      3,013,448.49      7.6433         5,827.10  
                                                                                
- --------------------------------------------------------------------------------
                  19,212,019.52      3,013,448.49                     5,827.10  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           19,181.39          0.00        25,008.49        0.00     3,007,621.39
                                                                                
           19,181.39          0.00        25,008.49        0.00     3,007,621.39
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      156.852250   0.303305     0.998406      0.000000      1.301711  156.548945
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3B (POOL 3119)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,003.21 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   954.22 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,007,621.39 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         3,011,370.99 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  17      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,966.15 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            3,860.95 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4177% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6433% 
                                                                                
    POOL TRADING FACTOR                                             0.156548945 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C  (POOL  3120)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3120                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DD7   15,507,832.37      1,838,967.47      8.2500         2,365.72  
                                                                                
- --------------------------------------------------------------------------------
                  15,507,832.37      1,838,967.47                     2,365.72  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
           12,640.84          0.00        15,006.56        0.00     1,836,601.75
                                                                                
           12,640.84          0.00        15,006.56        0.00     1,836,601.75
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      118.583141   0.152550     0.815126      0.000000      0.967676  118.430591
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-3C (POOL 3120)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      705.51 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   576.74 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   1,836,601.75 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         1,838,667.47 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                   9      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     300.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,065.72 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       5,564,361.10         
       BANKRUPTCY AMOUNT AVAILABLE                           102,949.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,052,184.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0854% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.118430591 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5  (POOL  3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3126                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920DJ4  199,971,518.09     12,384,211.55      9.8950       462,758.81  
                                                                                
- --------------------------------------------------------------------------------
                 199,971,518.09     12,384,211.55                   462,758.81  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          101,219.72          0.00       563,978.53        0.00    11,921,452.74
                                                                                
          101,219.72          0.00       563,978.53        0.00    11,921,452.74
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
       61.929877   2.314124     0.506171      0.000000      2.820295   59.615754
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-5 (POOL 3126)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,578.56 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,282.99 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   25,092.11 
    MASTER SERVICER ADVANCES THIS MONTH                               16,898.38 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 8  1,887,348.06 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    179,400.77 
      (D)  LOANS IN FORECLOSURE                                 4    895,347.99 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  11,921,452.74 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        10,141,041.44 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  41      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              6      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS           1,796,427.56 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      261,379.20 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     183.49 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             190,601.23 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,594.89 
                                                                                
       LOC AMOUNT AVAILABLE                                3,302,994.26         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,080,672.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.7340% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.8093% 
                                                                                
    POOL TRADING FACTOR                                             0.059615754 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6  (POOL  3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3127                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920DK1  100,033,801.56      4,584,288.29      9.5000         6,323.54  
S     760920DL9            0.00              0.00      0.8838             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 100,033,801.56      4,584,288.29                     6,323.54  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          36,274.69          0.00        42,598.23        0.00     4,577,964.75
S           3,374.69          0.00         3,374.69        0.00             0.00
                                                                                
           39,649.38          0.00        45,972.92        0.00     4,577,964.75
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      45.827393   0.063214     0.362624      0.000000      0.425838   45.764178
S       0.000000   0.000000     0.033735      0.000000      0.033735    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-6 (POOL 3127)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,215.63 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   496.76 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   10,599.34 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    472,846.91 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    358,414.35 
      (D)  LOANS IN FORECLOSURE                                 1    287,704.27 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   4,577,964.75 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         4,584,780.15 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  18      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   2,201.95 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,121.59 
                                                                                
       LOC AMOUNT AVAILABLE                                5,513,667.33         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                      0.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       722,237.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        10.8270% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               9.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.045764178 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8  (POOL  3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3129                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920ED6   95,187,660.42      3,432,549.12     10.5000         2,447.19  
S     760920ED6            0.00              0.00      0.6070             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  95,187,660.42      3,432,549.12                     2,447.19  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          30,034.65          0.00        32,481.84        0.00     3,430,101.93
S           1,736.29          0.00         1,736.29        0.00             0.00
                                                                                
           31,770.94          0.00        34,218.13        0.00     3,430,101.93
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A      36.060862   0.025709     0.315531      0.000000      0.341240   36.035153
S       0.000000   0.000000     0.018241      0.000000      0.018241    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-8 (POOL 3129)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,075.83 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   292.69 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                6,072.69 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   3,430,101.93 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         2,808,276.45 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  12      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             623,809.28 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                      16.45 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            2,430.74 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       1,846,428.42         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                226,282.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,396,176.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                        11.7567% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                              10.5000% 
                                                                                
    POOL TRADING FACTOR                                             0.036035153 

 ................................................................................


Run:        02/25/97     09:21:23                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4027 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920FU7    98,165,276.00     1,723,205.55     9.500000  %     61,620.14
I     760920FV5        10,000.00           623.29     0.500000  %         22.09
B                  11,825,033.00     5,132,259.62     9.500000  %    181,329.99
S     760920FW3             0.00             0.00     0.130720  %          0.00

- -------------------------------------------------------------------------------
                  110,000,309.00     6,856,088.46                    242,972.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          13,640.59     75,260.73             0.00         0.00   1,661,585.41
I           2,856.40      2,878.49             0.00         0.00         601.20
B          40,626.09    221,956.08             0.00         0.00   4,950,929.63
S             751.71        751.71             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           57,874.79    300,847.01             0.00         0.00   6,613,116.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       17.554125   0.627718     0.138955     0.766673   0.000000     16.926407
I       62.329000   2.209000   285.640000   287.849000   0.000000     60.120000
B      434.016516  15.334418     3.435600    18.770018   0.000000    418.682098

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S14 (POOL # 4027)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4027 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        1,945.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       695.70

SUBSERVICER ADVANCES THIS MONTH                                        5,426.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     576,042.03

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       6,613,116.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           24

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                          736.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      236,509.90

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          25.14303670 %    74.85696330 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             25.13469520 %    74.86530480 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1354 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,793,146.50
      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,129,615.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.61317956
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              282.29

POOL TRADING FACTOR:                                                 6.01190697


 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16  (POOL  2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2009                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920FT0  190,576,742.37     23,068,587.34      7.3592        45,984.97  
                                                                                
- --------------------------------------------------------------------------------
                 190,576,742.37     23,068,587.34                    45,984.97  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          141,389.01          0.00       187,373.98        0.00    23,022,602.37
                                                                                
          141,389.01          0.00       187,373.98        0.00    23,022,602.37
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      121.046184   0.241294     0.741901      0.000000      0.983195  120.804890
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1990-R16 (POOL 2009)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    8,115.81 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,982.65 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    6,433.14 
    MASTER SERVICER ADVANCES THIS MONTH                                7,499.53 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    418,013.08 
      (B)  TWO MONTHLY PAYMENTS:                                1    206,739.43 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    188,844.28 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  23,022,602.37 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        22,117,824.65 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  89      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              4      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             932,631.72 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  13,576.98 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           32,407.99 
                                                                                
       LOC AMOUNT AVAILABLE                                2,995,770.19         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                336,386.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,457,325.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.0629% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.3229% 
                                                                                
    POOL TRADING FACTOR                                             0.120804890 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4  (POOL  3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3151                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920HN1  139,233,192.04     30,709,250.94      6.6172       523,627.69  
                                                                                
- --------------------------------------------------------------------------------
                 139,233,192.04     30,709,250.94                   523,627.69  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          169,112.97          0.00       692,740.66        0.00    30,185,623.25
                                                                                
          169,112.97          0.00       692,740.66        0.00    30,185,623.25
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      220.559843   3.760796     1.214602      0.000000      4.975398  216.799046
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
         CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-4 (POOL 3151)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   10,070.31 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 9,313.68 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   22,339.67 
    MASTER SERVICER ADVANCES THIS MONTH                                4,693.52 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 6  1,361,031.34 
      (B)  TWO MONTHLY PAYMENTS:                                1    531,290.23 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      1    280,427.95 
      (D)  LOANS IN FORECLOSURE                                 5  1,264,958.52 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  30,185,623.25 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        29,498,565.63 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 114      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              3      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             737,486.76 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      244,446.55 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   5,822.49 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             234,776.64 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           38,582.01 
                                                                                
       LOC AMOUNT AVAILABLE                                2,822,157.81         
       BANKRUPTCY AMOUNT AVAILABLE                           787,159.00         
       FRAUD AMOUNT AVAILABLE                                453,278.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,889,834.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3963% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6109% 
                                                                                
    POOL TRADING FACTOR                                             0.216799046 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9  (POOL  2014)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  2014                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920HW1  180,816,953.83     38,457,903.27      5.8592       459,131.22  
S     760920JG4            0.00              0.00      0.5500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 180,816,953.83     38,457,903.27                   459,131.22  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         187,500.74          0.00       646,631.96        0.00    37,998,772.05
S          17,600.60          0.00        17,600.60        0.00             0.00
                                                                                
          205,101.34          0.00       664,232.56        0.00    37,998,772.05
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     212.689698   2.539204     1.036964      0.000000      3.576168  210.150493
S       0.000000   0.000000     0.097339      0.000000      0.097339    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-R9 (POOL 2014)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                   12,804.99 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                10,321.64 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                        0.00 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  37,998,772.05 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        38,052,481.38 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 149      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      382,190.94 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                  14,527.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           62,413.28 
                                                                                
       LOC AMOUNT AVAILABLE                                2,502,726.14         
       BANKRUPTCY AMOUNT AVAILABLE                         1,022,179.00         
       FRAUD AMOUNT AVAILABLE                                614,130.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,721,189.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.1305% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               5.8605% 
                                                                                
    POOL TRADING FACTOR                                             0.210150493 

 ................................................................................


Run:        02/25/97     09:21:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4037 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920JY5    41,630,000.00             0.00    10.000000  %          0.00
A-2   760920JZ2     8,734,000.00     1,010,062.33    10.000000  %     53,009.36
A-3   760920KA5    62,000,000.00     1,243,425.14    10.000000  %     65,256.55
A-4   760920KB3        10,000.00           189.76     0.697900  %          9.96
B                  10,439,807.67     1,864,599.53    10.000000  %     13,962.84
R                           0.00            10.78    10.000000  %          0.57

- -------------------------------------------------------------------------------
                  122,813,807.67     4,118,287.54                    132,239.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2         8,417.16     61,426.52             0.00         0.00     957,052.97
A-3        10,361.84     75,618.39             0.00         0.00   1,178,168.59
A-4         2,395.12      2,405.08             0.00         0.00         179.80
B          15,538.25     29,501.09             0.00    83,881.33   1,766,755.36
R               1.67          2.24             0.00         0.00          10.21


B RECOURSE OBLIGATION
                  83,881.33


- -------------------------------------------------------------------------------
           36,714.04    252,834.65             0.00    83,881.33   3,902,166.93
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    115.647164   6.069311     0.963723     7.033034   0.000000    109.577853
A-3     20.055244   1.052525     0.167126     1.219651   0.000000     19.002719
A-4     18.976000   0.996000   239.512000   240.508000   0.000000     17.980000
B      178.604778   1.337461     1.488366     2.825827   0.000000    169.232558
B RECOURSE OBLIGATION                          8.034758
_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S11 (POOL # 4037)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4037 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        1,496.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       406.90

SUBSERVICER ADVANCES THIS MONTH                                       10,203.06
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     542,407.67

 (B)  TWO MONTHLY PAYMENTS:                                    1     277,600.92

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        232,410.20

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       3,902,166.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           16

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                           15.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          54.72391110 %    45.27608900 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             54.72373700 %    45.27626300 %

CLASS A-4  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.7030 %

      BANKRUPTCY AMOUNT AVAILABLE                         489,203.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,524,125.00 

LOSS AMOUNT COVERED BY LOSS OBLIGATION                                83,881.33
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         11.28799355
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                 3.17730311


 ................................................................................


Run:        02/25/97     09:21:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2015 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A                 145,575,900.00    11,524,684.42     7.064042  %     23,380.87
R     760920KT4           100.00             0.00     7.064042  %          0.00
B                  10,120,256.77     6,934,751.49     7.064042  %     10,540.92

- -------------------------------------------------------------------------------
                  155,696,256.77    18,459,435.91                     33,921.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          67,821.34     91,202.21             0.00         0.00  11,501,303.55
R               0.00          0.00             0.00         0.00           0.00
B          40,810.15     51,351.07             0.00         0.00   6,924,210.57

- -------------------------------------------------------------------------------
          108,631.49    142,553.28             0.00         0.00  18,425,514.12
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       79.166156   0.160609     0.465883     0.626492   0.000000     79.005547
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      685.234737   1.041566     4.032521     5.074087   0.000000    684.193171

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R13 (POOL # 2015)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2015 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,228.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,957.71

SPREAD                                                                 3,459.98

SUBSERVICER ADVANCES THIS MONTH                                        4,189.47
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     295,201.38


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        280,069.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      18,425,514.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           73

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        5,863.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          62.43248430 %    37.56751570 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             62.42052990 %    37.57947010 %

      BANKRUPTCY AMOUNT AVAILABLE                       1,036,610.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,372,788.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.81917787
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              264.14

POOL TRADING FACTOR:                                                11.83426917


 ................................................................................


Run:        02/25/97     09:21:19                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   2016 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920KQ0   111,396,540.00    21,192,398.61     6.165634  %  1,326,812.13
R     760920KR8           100.00             0.00     6.165634  %          0.00
B                   9,358,525.99     8,196,298.56     6.165634  %     15,764.36

- -------------------------------------------------------------------------------
                  120,755,165.99    29,388,697.17                  1,342,576.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         105,283.13  1,432,095.26             0.00         0.00  19,865,586.48
R               0.00          0.00             0.00         0.00           0.00
B          40,718.93     56,483.29             0.00         0.00   8,180,534.20

- -------------------------------------------------------------------------------
          146,002.06  1,488,578.55             0.00         0.00  28,046,120.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      190.242880  11.910712     0.945120    12.855832   0.000000    178.332168
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      875.810846   1.684491     4.350999     6.035490   0.000000    874.126354

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:19                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R14 (POOL # 2016)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 2016 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,496.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,984.29

SPREAD                                                                 5,325.93

SUBSERVICER ADVANCES THIS MONTH                                        4,440.35
MASTER SERVICER ADVANCES THIS MONTH                                    1,917.41


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     627,070.33

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      28,046,120.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          117

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 267,323.73

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,286,051.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          72.11071140 %    27.88928860 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             70.83185120 %    29.16814880 %

      BANKRUPTCY AMOUNT AVAILABLE                         931,279.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,875,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.92379540
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              245.55

POOL TRADING FACTOR:                                                23.22560733


 ................................................................................


Run:        02/25/97     09:21:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4043 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920LZ9    28,246,162.00             0.00     9.000000  %          0.00
A-2   760920MA3    42,369,243.90     6,793,424.93     9.000000  %      5,937.87
S     760920LY2        10,000.00           962.06     0.699605  %          0.84
R                           0.00             0.00     9.000000  %          0.00

- -------------------------------------------------------------------------------
                   70,625,405.90     6,794,386.99                      5,938.71
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        50,948.52     56,886.39             0.00         0.00   6,787,487.06
S           3,960.98      3,961.82             0.00         0.00         961.22
R               7.22          7.22             0.00         0.00           0.00

- -------------------------------------------------------------------------------
           54,916.72     60,855.43             0.00         0.00   6,788,448.28
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    160.338592   0.140146     1.202488     1.342634   0.000000    160.198447
S       96.206000   0.084000   396.098000   396.182000   0.000000     96.122000

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-20 (POOL # 4043)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4043 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        1,548.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       710.09

SUBSERVICER ADVANCES THIS MONTH                                          647.02
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      74,093.18

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                       6,788,448.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           24

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                          282.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000030 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000030 %     0.00000000 %

CLASS S    - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6996 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,175,498.84
      BANKRUPTCY AMOUNT AVAILABLE                         455,861.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,811,809.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         10.09808182
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              290.34

POOL TRADING FACTOR:                                                 9.61190690


 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A  (POOL  3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3152                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MK1  114,708,718.07     29,412,030.09      6.6197       927,278.83  
S     760920ML9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                 114,708,718.07     29,412,030.09                   927,278.83  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         162,242.32          0.00     1,089,521.15        0.00    28,484,751.26
S           6,127.26          0.00         6,127.26        0.00             0.00
                                                                                
          168,369.58          0.00     1,095,648.41        0.00    28,484,751.26
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     256.406231   8.083769     1.414385      0.000000      9.498154  248.322462
S       0.000000   0.000000     0.053416      0.000000      0.053416    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21A (POOL 3152)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    9,195.42 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 2,969.11 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,219.77 
    MASTER SERVICER ADVANCES THIS MONTH                                  591.49 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    319,968.28 
      (B)  TWO MONTHLY PAYMENTS:                                2    642,787.01 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3    636,692.23 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  28,484,751.26 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        28,442,916.02 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  99      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS              84,514.92 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,213.46 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             890,575.52 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           35,489.85 
                                                                                
       LOC AMOUNT AVAILABLE                               14,569,367.52         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3747% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6116% 
                                                                                
    POOL TRADING FACTOR                                             0.248322462 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B  (POOL  3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3153                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MM7   56,810,233.31     14,829,115.39      7.5315       281,792.34  
S     760920MN5            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,810,233.31     14,829,115.39                   281,792.34  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          91,597.95          0.00       373,390.29        0.00    14,547,323.05
S           3,040.50          0.00         3,040.50        0.00             0.00
                                                                                
           94,638.45          0.00       376,430.79        0.00    14,547,323.05
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     261.028947   4.960239     1.612349      0.000000      6.572588  256.068708
S       0.000000   0.000000     0.053520      0.000000      0.053520    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21B (POOL 3153)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,084.16 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,865.37 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,370.32 
    MASTER SERVICER ADVANCES THIS MONTH                                1,267.08 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 1    297,886.87 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  14,547,323.05 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        14,394,349.00 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  59      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             167,745.57 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      262,936.45 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   1,938.24 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           16,917.65 
                                                                                
       LOC AMOUNT AVAILABLE                               14,569,367.52         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2988% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5546% 
                                                                                
    POOL TRADING FACTOR                                             0.256068708 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C  (POOL  3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3154                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920MB1   23,305,328.64      5,347,868.35      8.2500       146,545.62  
S     760920MC9            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  23,305,328.64      5,347,868.35                   146,545.62  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          36,767.41          0.00       183,313.03        0.00     5,201,322.73
S           1,114.16          0.00         1,114.16        0.00             0.00
                                                                                
           37,881.57          0.00       184,427.19        0.00     5,201,322.73
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     229.469768   6.288074     1.577640      0.000000      7.865714  223.181694
S       0.000000   0.000000     0.047807      0.000000      0.047807    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-21C (POOL 3154)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,981.53 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   556.23 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,572.87 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    325,343.49 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,201,322.73 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         5,216,117.56 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  29      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                    -118.95 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION          146,664.57 
                                                                                
       LOC AMOUNT AVAILABLE                               14,569,367.52         
       BANKRUPTCY AMOUNT AVAILABLE                         1,306,278.00         
       FRAUD AMOUNT AVAILABLE                                669,363.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,890,846.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0696% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.2500% 
                                                                                
    POOL TRADING FACTOR                                             0.223181694 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A  (POOL  3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3159                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NV6   56,799,660.28     13,791,144.80      6.6232        17,391.15  
S     760920NX2            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  56,799,660.28     13,791,144.80                    17,391.15  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          76,114.25          0.00        93,505.40        0.00    13,773,753.65
S           3,160.32          0.00         3,160.32        0.00             0.00
                                                                                
           79,274.57          0.00        96,665.72        0.00    13,773,753.65
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     242.803297   0.306184     1.340048      0.000000      1.646232  242.497113
S       0.000000   0.000000     0.055640      0.000000      0.055640    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25A (POOL 3159)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    4,413.98 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,153.09 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    2,506.21 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    356,546.71 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  13,773,753.65 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        13,788,883.94 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  53      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     666.07 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                  333,625.10 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION         -316,900.02 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,883,017.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         7.3732% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               6.6232% 
                                                                                
    POOL TRADING FACTOR                                             0.242497113 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B  (POOL  3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3160                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920NW4   79,584,135.22     21,952,097.89      7.5425       393,224.04  
S     760920NY0            0.00              0.00      0.2750             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  79,584,135.22     21,952,097.89                   393,224.04  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A         137,898.93          0.00       531,122.97        0.00    21,558,873.85
S           5,027.80          0.00         5,027.80        0.00             0.00
                                                                                
          142,926.73          0.00       536,150.77        0.00    21,558,873.85
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     275.835100   4.940985     1.732744      0.000000      6.673729  270.894115
S       0.000000   0.000000     0.063176      0.000000      0.063176    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1991-25B (POOL 3160)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    5,717.16 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 3,207.74 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    8,803.69 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4  1,014,005.85 
      (B)  TWO MONTHLY PAYMENTS:                                1    143,155.36 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  21,558,873.85 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        21,582,080.98 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  84      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      359,981.53 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   9,534.02 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           23,708.49 
                                                                                
       LOC AMOUNT AVAILABLE                               13,882,257.19         
       BANKRUPTCY AMOUNT AVAILABLE                           951,412.00         
       FRAUD AMOUNT AVAILABLE                                527,884.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,883,017.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.3164% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.5547% 
                                                                                
    POOL TRADING FACTOR                                             0.270894115 

 ................................................................................


Run:        02/25/97     09:21:27                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4049 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920SC3    49,874,000.00             0.00     6.750000  %          0.00
A-2   760920SD1   129,239,000.00             0.00     7.450000  %          0.00
A-3   760920SE9    21,463,000.00             0.00     8.000000  %          0.00
A-4   760920SF6    78,616,000.00             0.00     8.400000  %          0.00
A-5   760920SG4    19,196,000.00             0.00     8.750000  %          0.00
A-6   760920RZ3    25,602,000.00    13,697,194.07     6.700000  %    361,863.34
A-7   760920SA7     5,940,500.00     3,044,445.09    19.347878  %     80,430.57
A-8   760920SL3    45,032,000.00     2,347,155.59     9.000000  %     59,832.61
A-9   760920SB5             0.00             0.00     0.098316  %          0.00
R-I   760920SJ8           500.00            26.05     9.000000  %          0.66
R-II  760920SK5       300,629.00       470,650.90     9.000000  %          0.00
M     760920SH2    10,142,260.00     7,859,644.56     9.000000  %     66,767.90
B                  20,284,521.53    15,482,055.08     9.000000  %    112,499.73

- -------------------------------------------------------------------------------
                  405,690,410.53    42,901,171.34                    681,394.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        76,394.82    438,258.16             0.00         0.00  13,335,330.73
A-7        49,034.19    129,464.76             0.00         0.00   2,964,014.52
A-8        17,584.98     77,417.59             0.00         0.00   2,287,322.98
A-9         3,511.18      3,511.18             0.00         0.00           0.00
R-I             0.20          0.86             0.00         0.00          25.39
R-II            0.00          0.00         3,526.13         0.00     474,177.03
M          58,884.76    125,652.66             0.00         0.00   7,792,876.66
B         115,992.16    228,491.89             0.00         0.00  15,350,534.60

- -------------------------------------------------------------------------------
          321,402.29  1,002,797.10         3,526.13         0.00  42,204,281.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    535.004846  14.134182     2.983940    17.118122   0.000000    520.870664
A-7    512.489705  13.539360     8.254219    21.793579   0.000000    498.950344
A-8     52.121949   1.328669     0.390500     1.719169   0.000000     50.793280
R-I     52.100000   1.320000     0.400000     1.720000   0.000000     50.780000
R-II  1565.553889   0.000000     0.000000     0.000000  11.729174   1577.283063
M      774.940157   6.583138     5.805882    12.389020   0.000000    768.357019
B      763.244775   5.546087     5.718260    11.264347   0.000000    756.760990

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:28                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S30 (POOL # 4049)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4049 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,945.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,420.49

SUBSERVICER ADVANCES THIS MONTH                                       41,203.93
MASTER SERVICER ADVANCES THIS MONTH                                    6,594.12


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,362,957.43

 (B)  TWO MONTHLY PAYMENTS:                                    2     445,978.60

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     484,643.94


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,616,994.30

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      42,204,281.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          166

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 767,060.17

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      332,442.80

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         45.59192930 %    18.32035000 %   36.08772110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            45.16335730 %    18.46465881 %   36.37198380 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.097868 %

      BANKRUPTCY AMOUNT AVAILABLE                         158,173.00
      FRAUD AMOUNT AVAILABLE                              576,443.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,780,938.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.59237845
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              283.50

POOL TRADING FACTOR:                                                10.40307604



FIXED STRIP INTEREST ON CLASS A-7:                                          0.00
INVERSE LIBOR INTEREST ON CLASS A-7:                                   49,034.19
TOTAL INTEREST DISTRIBUTION TO CLASS A-7:                              49,034.19


 ................................................................................


Run:        02/25/97     09:21:29                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4051 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TT5    49,532,000.00             0.00     8.500000  %          0.00
A-2   760920TU2    35,380,000.00             0.00     8.500000  %          0.00
A-3   760920TV0    34,879,000.00             0.00     8.500000  %          0.00
A-4   760920TW8    15,165,000.00             0.00     8.500000  %          0.00
A-5   760920TX6    12,885,227.00     8,011,011.76     6.550000  %      9,922.33
A-6   760920TY4     3,789,773.00     2,356,180.15    15.129000  %      2,918.33
A-7   760920UA4        10,000.00           683.73  7590.550000  %          0.85
A-8   760920TZ1             0.00             0.00     0.051511  %          0.00
R-I   760920UD8           100.00             0.00     9.000000  %          0.00
R-II  760920UC0           100.00             0.00     9.000000  %          0.00
M     760920UB2     3,679,183.00     3,066,549.22     9.000000  %      3,152.46
B                   8,174,757.92     5,233,787.44     9.000000  %      5,380.41

- -------------------------------------------------------------------------------
                  163,495,140.92    18,668,212.30                     21,374.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        43,721.68     53,644.01             0.00         0.00   8,001,089.43
A-6        29,702.08     32,620.41             0.00         0.00   2,353,261.82
A-7         4,324.41      4,325.26             0.00         0.00         682.88
A-8           801.25        801.25             0.00         0.00           0.00
R-I             1.97          1.97             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          22,996.44     26,148.90             0.00         0.00   3,063,396.76
B          39,248.84     44,629.25             0.00         0.00   5,228,407.03

- -------------------------------------------------------------------------------
          140,796.67    162,171.05             0.00         0.00  18,646,837.92
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    621.720654   0.770055     3.393163     4.163218   0.000000    620.950600
A-6    621.720655   0.770054     7.837430     8.607484   0.000000    620.950601
A-7     68.373000   0.085000   432.441000   432.526000   0.000000     68.288000
R-I      0.000000   0.000000    19.700000    19.700000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      833.486462   0.856837     6.250420     7.107257   0.000000    832.629625
B      640.237606   0.658172     4.801224     5.459396   0.000000    639.579432

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:30                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S1 (POOL # 4051)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4051 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,719.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,961.01

SUBSERVICER ADVANCES THIS MONTH                                       28,045.95
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     540,419.66

 (B)  TWO MONTHLY PAYMENTS:                                    1     296,398.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     390,784.61


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,162,477.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      18,646,837.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           68

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        2,183.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         55.53759230 %    16.42658200 %   28.03582560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            55.53238660 %    16.42850532 %   28.03910800 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0515 %

      BANKRUPTCY AMOUNT AVAILABLE                         174,089.00
      FRAUD AMOUNT AVAILABLE                                    0.00 *
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,576,945.00 *

      * ADJUSTED IN ACCORDANCE WITH THE POOLING AND SERVICING AGREEMENT

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.47989244
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              289.41

POOL TRADING FACTOR:                                                11.40513279


 ................................................................................


Run:        02/25/97     09:21:31                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920TA6    67,550,000.00             0.00     5.700000  %          0.00
A-2   760920TB4    59,269,000.00             0.00     6.250000  %          0.00
A-3   760920TC2    34,651,000.00             0.00     6.500000  %          0.00
A-4   760920TF5    53,858,000.00             0.00     6.900000  %          0.00
A-5   760920TG3    51,354,000.00             0.00     7.350000  %          0.00
A-6   760920TH1    53,342,000.00             0.00     7.800000  %          0.00
A-7   760920TM0    22,300,000.00             0.00     8.000000  %          0.00
A-8   760920TN8    18,168,000.00     1,716,266.16     8.000000  %    333,085.58
A-9   760920TP3     6,191,000.00     6,191,000.00     8.000000  %          0.00
A-10  760920TJ7    19,111,442.00    19,111,442.00     8.000000  %          0.00
A-11  760920TD0    30,157,000.00             0.00     6.800000  %          0.00
A-12  760920TK4    24,904,800.00             0.00     0.000000  %          0.00
A-13  760920TE8     6,226,200.00             0.00     0.000000  %          0.00
A-14  760920TL2    36,520,000.00             0.00     6.850000  %          0.00
A-15  760920SX7    17,599,000.00     3,385,547.33     8.000000  %     39,450.76
A-16  760920SY5             0.00             0.00     0.500000  %          0.00
A-17  760920SZ2        10,000.00           625.60     8.000000  %          7.29
A-18  760920UR7             0.00             0.00     0.169896  %          0.00
R-I   760920TR9        38,000.00         4,814.88     8.000000  %          0.00
R-II  760920TS7       702,000.00       991,112.49     8.000000  %          0.00
M     760920TQ1    12,177,000.00    10,914,110.49     8.000000  %     45,886.63
B                  27,060,001.70    23,272,786.57     8.000000  %     53,633.03

- -------------------------------------------------------------------------------
                  541,188,443.70    65,587,705.52                    472,063.29
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        11,436.11    344,521.69             0.00         0.00   1,383,180.58
A-9        41,252.92     41,252.92             0.00         0.00   6,191,000.00
A-10      127,346.62    127,346.62             0.00         0.00  19,111,442.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15       22,559.17     62,009.93             0.00         0.00   3,346,096.57
A-16       27,315.13     27,315.13             0.00         0.00           0.00
A-17            4.17         11.46             0.00         0.00         618.31
A-18        9,281.47      9,281.47             0.00         0.00           0.00
R-I             0.00          0.00            32.10         0.00       4,846.98
R-II            0.00          0.00         6,607.42         0.00     997,719.91
M          72,725.91    118,612.54             0.00         0.00  10,868,223.86
B         155,077.64    208,710.67             0.00         0.00  23,174,939.88

- -------------------------------------------------------------------------------
          466,999.14    939,062.43         6,639.52         0.00  65,078,068.09
===============================================================================

































Run:        02/25/97     09:21:31
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4052 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8     94.466433  18.333640     0.629464    18.963104   0.000000     76.132793
A-9   1000.000000   0.000000     6.663369     6.663369   0.000000   1000.000000
A-10  1000.000000   0.000000     6.663371     6.663371   0.000000   1000.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   192.371574   2.241648     1.281844     3.523492   0.000000    190.129926
A-17    62.560000   0.729000     0.417000     1.146000   0.000000     61.831000
R-I    126.707368   0.000000     0.000000     0.000000   0.844737    127.552105
R-II  1411.841154   0.000000     0.000000     0.000000   9.412279   1421.253433
M      896.288946   3.768303     5.972400     9.740703   0.000000    892.520642
B      860.043796   1.982004     5.730881     7.712885   0.000000    856.427880

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:32                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S2 (POOL # 4052)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4052 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,928.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,886.53

SUBSERVICER ADVANCES THIS MONTH                                       27,292.91
MASTER SERVICER ADVANCES THIS MONTH                                    1,644.88


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,775,685.31

 (B)  TWO MONTHLY PAYMENTS:                                    3     776,319.52

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        902,337.98

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,078,068.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          247

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 199,704.15

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      233,884.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         47.87605880 %    16.64048200 %   35.48345900 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            47.68873030 %    16.70028656 %   35.61098320 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1690 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  8.0000 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,916,094.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.14381878
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              291.31

POOL TRADING FACTOR:                                                12.02502915


 ................................................................................


Run:        02/25/97     09:21:33                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4054 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920US5   100,740,115.00     7,103,560.85     8.080688  %     60,311.84
R                         100.00             0.00     8.080688  %          0.00
B                   5,302,117.23     4,137,195.69     8.080688  %     23,567.37

- -------------------------------------------------------------------------------
                  106,042,332.23    11,240,756.54                     83,879.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          47,750.06    108,061.90             0.00         0.00   7,043,249.01
R               0.00          0.00             0.00         0.00           0.00
B          27,810.18     51,377.55             0.00         0.00   4,113,628.32

- -------------------------------------------------------------------------------
           75,560.24    159,439.45             0.00         0.00  11,156,877.33
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       70.513726   0.598687     0.473992     1.072679   0.000000     69.915038
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      780.291252   4.444899     5.245108     9.690007   0.000000    775.846354

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S4 (POOL # 4054)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4054 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,881.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,304.91

SUBSERVICER ADVANCES THIS MONTH                                       14,681.55
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     187,951.23

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     196,905.35


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        879,769.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      11,156,877.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           60

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       19,846.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          63.19468650 %    36.80531360 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             63.12921440 %    36.87078560 %

      BANKRUPTCY AMOUNT AVAILABLE                         175,974.00
      FRAUD AMOUNT AVAILABLE                              139,210.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,430,713.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.62070018
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              114.61

POOL TRADING FACTOR:                                                10.52115424



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                 -0.0001


 ................................................................................


Run:        02/25/97     09:21:34                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4055 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920UU0    13,762,000.00             0.00     5.300000  %          0.00
A-2   760920UV8    27,927,000.00             0.00     6.050000  %          0.00
A-3   760920UW6    16,879,000.00             0.00     7.000000  %          0.00
A-4   760920UZ9    11,286,000.00             0.00     7.500000  %          0.00
A-5   760920VE5     6,968,000.00     6,483,739.34     7.500000  %    133,687.67
A-6   760920UX4       100,000.00             0.00   799.600500  %          0.00
A-7   760920UY2    15,340,000.00             0.00     7.500000  %          0.00
A-8   760920VA3    11,176,000.00             0.00     7.500000  %          0.00
A-9   760920VF2     5,427,000.00             0.00     0.000000  %          0.00
A-10  760920VB1     1,809,000.00             0.00     0.000000  %          0.00
A-11  760920VC9             0.00             0.00     0.500000  %          0.00
A-12  760920VD7             0.00             0.00     0.427419  %          0.00
R-I   760920VG0           500.00             0.00     7.500000  %          0.00
R-II  760920VH8           500.00             0.00     7.500000  %          0.00
B                   5,825,312.92     4,348,328.87     7.500000  %     23,673.98

- -------------------------------------------------------------------------------
                  116,500,312.92    10,832,068.21                    157,361.65
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        40,383.98    174,071.65             0.00         0.00   6,350,051.67
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        4,497.84      4,497.84             0.00         0.00           0.00
A-12        3,844.92      3,844.92             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          27,083.58     50,757.56             0.00         0.00   4,324,654.89

- -------------------------------------------------------------------------------
           75,810.32    233,171.97             0.00         0.00  10,674,706.56
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    930.502201  19.185946     5.795634    24.981580   0.000000    911.316256
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      746.454127   4.063984     4.649292     8.713276   0.000000    742.390143

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:35                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S5 (POOL # 4055)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4055 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,122.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,157.69

SUBSERVICER ADVANCES THIS MONTH                                        3,716.61
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        317,994.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      10,674,706.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           56

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       98,387.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          59.85689170 %    40.14310830 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             59.48689680 %    40.51310320 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4263 %

      BANKRUPTCY AMOUNT AVAILABLE                         188,115.00
      FRAUD AMOUNT AVAILABLE                              131,188.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,363,143.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.89723022
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              115.62

POOL TRADING FACTOR:                                                 9.16281364


 ................................................................................


Run:        02/25/97     09:21:36                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4056 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VJ4    67,533,900.00             0.00     7.500000  %          0.00
A-2   760920VK1    55,635,000.00             0.00     7.500000  %          0.00
A-3   760920VL9    94,808,000.00             0.00     7.500000  %          0.00
A-4   760920VM7     4,966,000.00             0.00     7.500000  %          0.00
A-5   760920VN5    94,152,000.00             0.00     7.500000  %          0.00
A-6   760920VP0    30,584,000.00             0.00     7.500000  %          0.00
A-7   760920VQ8     5,327,000.00             0.00     7.500000  %          0.00
A-8   760920VR6    32,684,000.00       548,373.80     7.500000  %    548,373.80
A-9   760920VV7    30,371,000.00    30,371,000.00     5.685000  %    365,909.65
A-10  760920VS4    10,124,000.00    10,124,000.00    12.944821  %    121,973.90
A-11  760920VT2             0.00             0.00     1.000000  %          0.00
A-12  760920VU9             0.00             0.00     0.148160  %          0.00
R     760920VX3           100.00             0.00     7.500000  %          0.00
M     760920VW5    10,339,213.00     8,778,964.40     7.500000  %      8,137.55
B                  22,976,027.86    19,355,670.49     7.500000  %     17,941.48

- -------------------------------------------------------------------------------
                  459,500,240.86    69,178,008.69                  1,062,336.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8         3,400.03    551,773.83             0.00         0.00           0.00
A-9       142,735.95    508,645.60             0.00         0.00  30,005,090.35
A-10      108,340.80    230,314.70             0.00         0.00  10,002,026.10
A-11       57,188.92     57,188.92             0.00         0.00           0.00
A-12        8,473.08      8,473.08             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          54,431.26     62,568.81             0.00         0.00   8,770,826.85
B         120,008.86    137,950.34             0.00         0.00  19,337,729.01

- -------------------------------------------------------------------------------
          494,578.90  1,556,915.28             0.00         0.00  68,115,672.31
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8     16.778050  16.778050     0.104027    16.882077   0.000000      0.000000
A-9   1000.000000  12.047995     4.699745    16.747740   0.000000    987.952005
A-10  1000.000000  12.047995    10.701383    22.749378   0.000000    987.952005
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      849.094065   0.787057     5.264546     6.051603   0.000000    848.307009
B      842.428927   0.780878     5.223221     6.004099   0.000000    841.648048

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:37                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S6 (POOL # 4056)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4056 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,992.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,127.38

SUBSERVICER ADVANCES THIS MONTH                                       39,075.45
MASTER SERVICER ADVANCES THIS MONTH                                    7,049.55


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   2,956,228.61

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     346,673.89


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,625,185.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      68,115,672.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          262

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 870,351.17

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      998,212.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.33008850 %    12.69039800 %   27.97951380 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            58.73408440 %    12.87637126 %   28.38954440 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1433 %

      BANKRUPTCY AMOUNT AVAILABLE                         171,275.00
      FRAUD AMOUNT AVAILABLE                              881,310.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,911,312.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.15744736
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              292.63

POOL TRADING FACTOR:                                                14.82385998


 ................................................................................


Run:        02/25/97     09:21:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4057 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WT1   107,070,000.00             0.00     8.500000  %          0.00
A-2   760920WU8    74,668,000.00             0.00     8.500000  %          0.00
A-3   760920WV6    56,784,000.00             0.00     8.500000  %          0.00
A-4   760920WX2    31,674,000.00    30,145,304.13     8.500000  %  1,137,686.31
A-5   760920WY0    30,082,000.00     3,349,514.11     8.500000  %    126,410.94
A-6   760920WW4             0.00             0.00     0.125874  %          0.00
R     760920XA1       539,100.00             0.00     8.500000  %          0.00
M     760920WZ7     7,278,000.00     6,479,593.85     8.500000  %      6,369.22
B                  15,364,881.77    12,612,611.02     8.500000  %     12,397.76

- -------------------------------------------------------------------------------
                  323,459,981.77    52,587,023.11                  1,282,864.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       212,548.09  1,350,234.40             0.00         0.00  29,007,617.82
A-5        23,616.70    150,027.64             0.00         0.00   3,223,103.17
A-6         5,490.78      5,490.78             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          45,686.23     52,055.45             0.00         0.00   6,473,224.63
B          88,928.83    101,326.59             0.00         0.00  12,600,213.26

- -------------------------------------------------------------------------------
          376,270.63  1,659,134.86             0.00         0.00  51,304,158.88
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    951.736570  35.918618     6.710491    42.629109   0.000000    915.817952
A-5    111.346124   4.202212     0.785077     4.987289   0.000000    107.143912
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      890.298688   0.875133     6.277306     7.152439   0.000000    889.423555
B      820.872637   0.806890     5.787797     6.594687   0.000000    820.065748

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:39                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S7 (POOL # 4057)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4057 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,867.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,642.77

SUBSERVICER ADVANCES THIS MONTH                                       30,263.25
MASTER SERVICER ADVANCES THIS MONTH                                    2,557.31


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     855,604.65

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     762,901.95


FORECLOSURES
  NUMBER OF LOANS                                                             6
  AGGREGATE PRINCIPAL BALANCE                                      2,129,171.37

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,304,158.88

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          197

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 303,191.72

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,231,173.01

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         63.69407560 %    12.32165900 %   23.98426510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            62.82282310 %    12.61734871 %   24.55982820 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1250 %

      BANKRUPTCY AMOUNT AVAILABLE                         176,134.00
      FRAUD AMOUNT AVAILABLE                              618,645.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,947,069.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.07033448
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              290.63

POOL TRADING FACTOR:                                                15.86105292



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        02/25/97     09:21:40                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4058 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920WD6   100,786,658.00    27,425,449.55     7.712724  %  1,318,345.93
S     760920WF1             0.00             0.00     0.150000  %          0.00
R     760920WE4           100.00             0.00     7.712724  %          0.00
B                   7,295,556.68     4,858,793.95     7.712724  %      4,797.88

- -------------------------------------------------------------------------------
                  108,082,314.68    32,284,243.50                  1,323,143.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         173,077.86  1,491,423.79             0.00         0.00  26,107,103.62
S           3,962.43      3,962.43             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          30,663.11     35,460.99             0.00         0.00   4,853,996.07

- -------------------------------------------------------------------------------
          207,703.40  1,530,847.21             0.00         0.00  30,961,099.69
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      272.113890  13.080560     1.717270    14.797830   0.000000    259.033330
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      665.993585   0.657644     4.202984     4.860628   0.000000    665.335941

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:40                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S8 (POOL # 4058)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4058 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,133.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,504.09

SUBSERVICER ADVANCES THIS MONTH                                        8,690.14
MASTER SERVICER ADVANCES THIS MONTH                                    3,997.80


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     925,605.94

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        226,523.62

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      30,961,099.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          123

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 543,445.08

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,291,264.34

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          84.94995260 %    15.05004740 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             84.32227500 %    15.67772500 %

      BANKRUPTCY AMOUNT AVAILABLE                         168,986.00
      FRAUD AMOUNT AVAILABLE                              408,082.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,908,520.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.35478269
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              295.97

POOL TRADING FACTOR:                                                28.64585180



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1564

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        02/25/97     09:21:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4059 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920VY1    80,148,000.00             0.00     8.000000  %          0.00
A-2   760920VZ8    20,051,000.00             0.00     8.000000  %          0.00
A-3   760920WA2    21,301,000.00             0.00     8.000000  %          0.00
A-4   760920WB0    31,218,000.00             0.00     8.000000  %          0.00
A-5   760920WC8    24,873,900.00    20,166,837.98     8.000000  %     93,124.71
A-6   760920WG9     5,000,000.00     7,314,466.37     8.000000  %          0.00
A-7   760920WH7    20,288,000.00     3,053,480.00     8.000000  %      4,931.05
A-8   760920WJ3             0.00             0.00     0.179188  %          0.00
R     760920WL8           100.00             0.00     8.000000  %          0.00
M     760920WK0     4,908,000.00     4,601,954.66     8.000000  %      4,995.81
B                  10,363,398.83     9,717,174.42     8.000000  %     10,548.82

- -------------------------------------------------------------------------------
                  218,151,398.83    44,853,913.43                    113,600.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       134,396.51    227,521.22             0.00         0.00  20,073,713.27
A-6             0.00          0.00        48,745.31         0.00   7,363,211.68
A-7        20,349.10     25,280.15             0.00         0.00   3,048,548.95
A-8         6,695.31      6,695.31             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          30,668.50     35,664.31             0.00         0.00   4,596,958.85
B          64,757.51     75,306.33             0.00         0.00   9,706,625.60

- -------------------------------------------------------------------------------
          256,866.93    370,467.32        48,745.31         0.00  44,789,058.35
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    810.763008   3.743873     5.403114     9.146987   0.000000    807.019135
A-6   1462.893274   0.000000     0.000000     0.000000   9.749062   1472.642336
A-7    150.506703   0.243052     1.003012     1.246064   0.000000    150.263651
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      937.643574   1.017891     6.248676     7.266567   0.000000    936.625683
B      937.643584   1.017892     6.248675     7.266567   0.000000    936.625692

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S9 (POOL # 4059)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4059 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,167.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,783.88

SUBSERVICER ADVANCES THIS MONTH                                       11,222.94
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     291,127.86

 (B)  TWO MONTHLY PAYMENTS:                                    2     613,618.35

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        571,726.32

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      44,789,058.35

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          184

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       16,162.36

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         68.07607630 %    10.25987300 %   21.66405040 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            68.06455640 %    10.26357557 %   21.67186800 %

CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1791 %

      BANKRUPTCY AMOUNT AVAILABLE                         141,104.00
      FRAUD AMOUNT AVAILABLE                              493,401.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,934,153.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68334012
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              288.27

POOL TRADING FACTOR:                                                20.53118091



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        02/25/97     09:21:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4060 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920WM6    17,396,000.00             0.00     8.000000  %          0.00
A-2   760920WN4    42,597,000.00     2,244,648.24     8.000000  %    180,682.72
A-3   760920WP9    11,500,000.00    11,500,000.00     8.000000  %          0.00
A-4   760920WQ7    61,114,000.00             0.00     8.000000  %          0.00
A-5   760920WR5             0.00             0.00     0.164229  %          0.00
R     760920WS3           100.00             0.00     8.000000  %          0.00
B                   7,347,668.28     5,635,423.73     8.000000  %     33,960.04

- -------------------------------------------------------------------------------
                  139,954,768.28    19,380,071.97                    214,642.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        14,909.29    195,592.01             0.00         0.00   2,063,965.52
A-3        76,384.73     76,384.73             0.00         0.00  11,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5         2,642.56      2,642.56             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          37,431.32     71,391.36             0.00         0.00   5,601,463.69

- -------------------------------------------------------------------------------
          131,367.90    346,010.66             0.00         0.00  19,165,429.21
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2     52.694984   4.241677     0.350008     4.591685   0.000000     48.453307
A-3   1000.000000   0.000000     6.642150     6.642150   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      766.967630   4.621878     5.094314     9.716192   0.000000    762.345751

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:44                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S10 (POOL # 4060)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4060 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,680.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,410.32

SUBSERVICER ADVANCES THIS MONTH                                        7,464.59
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    2     472,404.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        156,541.78

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      19,165,429.21

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           91

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       97,855.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          70.92155420 %    29.07844580 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             70.77308510 %    29.22691490 %

CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1627 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,994.00
      FRAUD AMOUNT AVAILABLE                              252,686.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,677,518.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63992034
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              113.94

POOL TRADING FACTOR:                                                13.69401661



CLASS A-4 PAC COMPONENT PRINCIPAL:                                          0.00
CLASS A-4 COMPANION PRINCIPAL:                                              0.00


 ................................................................................


Run:        02/25/97     09:21:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XG8   119,002,000.00             0.00     8.500000  %          0.00
A-2   760920XH6     5,000,000.00             0.00     8.500000  %          0.00
A-3   760920XJ2    35,000,000.00             0.00     8.500000  %          0.00
A-4   760920XK9     7,000,000.00             0.00     8.500000  %          0.00
A-5   760920XL7    20,748,000.00             0.00     8.500000  %          0.00
A-6   760920XM5    15,000,000.00             0.00     8.500000  %          0.00
A-7   760920XN3     2,250,000.00             0.00     8.500000  %          0.00
A-8   760920XP8    28,600,000.00             0.00     8.500000  %          0.00
A-9   760920XU7    38,830,000.00    24,390,266.09     8.500000  %    669,646.47
A-10  760920XQ6     6,395,000.00     4,016,887.75     8.500000  %    110,285.58
A-11  760920XR4    18,232,500.00             0.00     0.000000  %          0.00
A-12  760920XS2     5,362,500.00             0.00     0.000000  %          0.00
A-13  760920XT0             0.00             0.00     0.176801  %          0.00
R     760920XW3           100.00             0.00     8.500000  %          0.00
M     760920XV5     7,292,000.00     6,375,678.30     8.500000  %     27,147.86
B                  15,395,727.87    12,986,655.36     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  324,107,827.87    47,769,487.50                    807,079.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9       172,585.92    842,232.39             0.00         0.00  23,720,619.62
A-10       28,423.56    138,709.14             0.00         0.00   3,906,602.17
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13        7,030.82      7,030.82             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          45,114.40     72,262.26             0.00         0.00   6,348,530.44
B               0.00          0.00             0.00   295,115.61  12,783,433.55

- -------------------------------------------------------------------------------
          253,154.70  1,060,234.61             0.00   295,115.61  46,759,185.78
===============================================================================










































Run:        02/25/97     09:21:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4061 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    628.129438  17.245595     4.444654    21.690249   0.000000    610.883843
A-10   628.129437  17.245595     4.444654    21.690249   0.000000    610.883842
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      874.338769   3.722965     6.186835     9.909800   0.000000    870.615804
B      843.523312   0.000000     0.000000     0.000000   0.000000    830.323429

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:46                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S11 (POOL # 4061)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4061 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,321.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,962.56

SUBSERVICER ADVANCES THIS MONTH                                       28,021.58
MASTER SERVICER ADVANCES THIS MONTH                                    3,110.63


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,907,915.13

 (B)  TWO MONTHLY PAYMENTS:                                    1     101,126.14

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,502,122.45

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      46,759,185.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          182

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 390,054.06

REMAINING SUBCLASS INTEREST SHORTFALL                                 91,893.79

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      441,948.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         59.46715220 %    13.34675900 %   27.18608890 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            59.08405230 %    13.57707653 %   27.33887110 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1724 %

      BANKRUPTCY AMOUNT AVAILABLE                         330,694.00
      FRAUD AMOUNT AVAILABLE                              531,123.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,935,342.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.13820929
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              289.90

POOL TRADING FACTOR:                                                14.42704611



OPTIMAL PERCENTAGE:                               NOT APPLICABLE UNTIL CREDIT
                                                  SUPPORT DEPLETION DATE


 ................................................................................


Run:        02/25/97     09:21:47                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4062 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XE3   100,482,169.00     9,019,582.16     7.910519  %    246,469.36
R     760920XF0           100.00             0.00     7.910519  %          0.00
B                   5,010,927.54     3,997,602.30     7.910519  %     21,857.01

- -------------------------------------------------------------------------------
                  105,493,196.54    13,017,184.46                    268,326.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A          58,937.74    305,407.10             0.00         0.00   8,773,112.80
R               0.00          0.00             0.00         0.00           0.00
B          26,122.01     47,979.02             0.00         0.00   3,975,745.29

- -------------------------------------------------------------------------------
           85,059.75    353,386.12             0.00         0.00  12,748,858.09
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A       89.763012   2.452867     0.586549     3.039416   0.000000     87.310146
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      797.776912   4.361869     5.213009     9.574878   0.000000    793.415043

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S12 (POOL # 4062)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4062 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,221.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,363.73

SUBSERVICER ADVANCES THIS MONTH                                        5,710.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        620,335.29

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      12,748,858.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           62

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      197,154.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          69.28980830 %    30.71019170 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             68.81489100 %    31.18510900 %

      BANKRUPTCY AMOUNT AVAILABLE                         169,778.00
      FRAUD AMOUNT AVAILABLE                              163,447.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,701,239.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.32834373
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              117.63

POOL TRADING FACTOR:                                                12.08500501


 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13  (POOL  3165)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3165                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
      760920XX1  149,986,318.83     28,166,478.23      8.3603       554,009.02  
                                                                                
- --------------------------------------------------------------------------------
                 149,986,318.83     28,166,478.23                   554,009.02  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
          195,066.21          0.00       749,075.23        0.00    27,612,469.21
                                                                                
          195,066.21          0.00       749,075.23        0.00    27,612,469.21
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
      187.793650   3.693730     1.300560      0.000000      4.994290  184.099919
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-13 (POOL 3165)         
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    7,940.94 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 5,262.11 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                   11,137.06 
    MASTER SERVICER ADVANCES THIS MONTH                                1,704.56 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 4    957,921.83 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 3  1,088,199.52 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  27,612,469.21 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        27,427,454.75 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                 114      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              2      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             215,437.60 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      276,407.78 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                   8,623.23 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION             241,754.54 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           27,223.47 
                                                                                
       FSA GUARANTY INSURANCE POLICY                       8,317,998.03         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                374,041.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                       843,438.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.9353% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.3594% 
                                                                                
    POOL TRADING FACTOR                                             0.184099919 

 ................................................................................


Run:        02/25/97     09:21:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4063 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920XB9    86,981,379.00    17,555,355.11     8.348849  %    112,495.51
S     760920XD5             0.00             0.00     0.150000  %          0.00
R     760920XC7           100.00             0.00     8.348849  %          0.00
B                   6,546,994.01     3,395,230.23     8.348849  %          0.00

- -------------------------------------------------------------------------------
                   93,528,473.01    20,950,585.34                    112,495.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         122,070.22    234,565.73             0.00         0.00  17,442,859.60
S           2,617.34      2,617.34             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B             600.90        600.90             0.00    42,477.40   3,375,760.49

- -------------------------------------------------------------------------------
          125,288.46    237,783.97             0.00    42,477.40  20,818,620.09
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      201.828889   1.293329     1.403406     2.696735   0.000000    200.535561
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      518.593758   0.000000     0.091783     0.091783   0.000000    515.619914

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S14 (POOL # 4063)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4063 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,466.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,492.52

SUBSERVICER ADVANCES THIS MONTH                                       20,995.93
MASTER SERVICER ADVANCES THIS MONTH                                    5,334.98


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     491,726.62

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,108,316.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      20,818,620.09

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           94

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 655,447.91

REMAINING SUBCLASS INTEREST SHORTFALL                                 23,007.66

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       11,825.35

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.79410320 %    16.20589680 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.78489800 %    16.21510200 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,589,205.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.08818508
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              270.99

POOL TRADING FACTOR:                                                22.25912540



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1512

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        02/25/97     09:21:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4064 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920YX0    13,793,900.00             0.00     8.000000  %          0.00
A-2   760920YY8     9,250,000.00             0.00     8.000000  %          0.00
A-3   760920YZ5    11,875,000.00             0.00     8.000000  %          0.00
A-4   760920ZA9     7,475,000.00             0.00     8.000000  %          0.00
A-5   760920ZE1    19,600,000.00     3,580,878.63     8.000000  %    195,725.57
A-6   760920ZF8     6,450,000.00     4,619,333.47     8.000000  %    252,485.98
A-7   760920ZG6    37,500,000.00             0.00     8.000000  %          0.00
A-8   760920ZH4    10,000,000.00     1,790,439.33     8.000000  %     97,862.78
A-9   760920ZJ0     9,350,000.00       214,852.72     8.000000  %     11,743.53
A-10  760920ZC5    60,000,000.00     4,887,147.50     8.000000  %    267,124.30
A-11  760920ZD3    15,000,000.00     1,221,786.84     8.000000  %     66,781.07
A-12  760920ZB7             0.00             0.00     0.232277  %          0.00
R     760920ZK7           100.00             0.00     8.000000  %          0.00
B                   8,345,599.90     6,485,119.03     8.000000  %     36,834.43

- -------------------------------------------------------------------------------
                  208,639,599.90    22,799,557.52                    928,557.66
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        23,452.44    219,178.01             0.00         0.00   3,385,153.06
A-6        30,253.65    282,739.63             0.00         0.00   4,366,847.49
A-7             0.00          0.00             0.00         0.00           0.00
A-8        11,726.22    109,589.00             0.00         0.00   1,692,576.55
A-9         1,407.14     13,150.67             0.00         0.00     203,109.19
A-10       32,007.65    299,131.95             0.00         0.00   4,620,023.20
A-11        8,001.92     74,782.99             0.00         0.00   1,155,005.77
A-12        4,335.51      4,335.51             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          42,473.34     79,307.77             0.00         0.00   6,448,284.60

- -------------------------------------------------------------------------------
          153,657.87  1,082,215.53             0.00         0.00  21,870,999.86
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    182.697889   9.985998     1.196553    11.182551   0.000000    172.711891
A-6    716.175732  39.145113     4.690488    43.835601   0.000000    677.030619
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    179.043933   9.786278     1.172622    10.958900   0.000000    169.257655
A-9     22.978901   1.255993     0.150496     1.406489   0.000000     21.722908
A-10    81.452458   4.452072     0.533461     4.985533   0.000000     77.000387
A-11    81.452456   4.452071     0.533461     4.985532   0.000000     77.000385
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      777.070445   4.413635     5.089309     9.502944   0.000000    772.656810

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S15 (POOL # 4064)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4064 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        5,789.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,433.25

SUBSERVICER ADVANCES THIS MONTH                                        8,732.85
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     716,610.80

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,870,999.86

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          111

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      799,059.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          71.55594350 %    28.44405650 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             70.51673610 %    29.48326390 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2403 %

      BANKRUPTCY AMOUNT AVAILABLE                         331,112.00
      FRAUD AMOUNT AVAILABLE                              259,535.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,652,817.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.67674151
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              113.77

POOL TRADING FACTOR:                                                10.48266957


ENDING CLASS A-10 PERCENTAGE:                                          29.955965
ENDING CLASS A-11 PERCENTAGE:                                           7.488991
ENDING A-7 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-8 COMPANION PRINCIPAL COMPONENT:                                   0.00
ENDING A-9 COMPANION PRINCIPAL COMPONENT:                                   0.00


 ................................................................................


Run:        02/25/97     09:21:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920XY9    39,900,000.00             0.00     7.000000  %          0.00
A-2   760920YD4    22,000,000.00             0.00     0.000000  %          0.00
A-3   760920YE2       100,000.00             0.00     0.000000  %          0.00
A-4   760920YF9    88,000,000.00             0.00     8.250000  %          0.00
A-5   760920YG7    26,000,000.00             0.00     8.250000  %          0.00
A-6   760920YH5    39,064,000.00             0.00     8.250000  %          0.00
A-7   760920YJ1    30,000,000.00             0.00     8.250000  %          0.00
A-8   760920YK8    20,625,000.00    19,307,336.19     6.085000  %  1,502,889.37
A-9   760920YL6     4,375,000.00     4,095,495.55    18.456427  %    318,794.72
A-10  760920XZ6    23,595,000.00     2,044,661.27     7.270000  %    159,157.10
A-11  760920YA0     6,435,000.00       557,634.87    11.843331  %     43,406.48
A-12  760920YB8             0.00             0.00     0.500000  %          0.00
A-13  760920YC6             0.00             0.00     0.225429  %          0.00
R-I   760920YN2           100.00             0.00     8.750000  %          0.00
R-II  760920YP7           100.00             0.00     8.750000  %          0.00
M     760920YM4     7,260,603.00     6,149,922.20     8.750000  %      4,971.22
B                  15,327,940.64    12,011,384.82     8.750000  %      9,709.27

- -------------------------------------------------------------------------------
                  322,682,743.64    44,166,434.90                  2,038,928.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        95,745.43  1,598,634.80             0.00         0.00  17,804,446.82
A-9        61,601.21    380,395.93             0.00         0.00   3,776,700.83
A-10       12,114.09    171,271.19             0.00         0.00   1,885,504.17
A-11        5,382.19     48,788.67             0.00         0.00     514,228.39
A-12       10,596.54     10,596.54             0.00         0.00           0.00
A-13        8,114.05      8,114.05             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          43,854.36     48,825.58             0.00         0.00   6,144,950.98
B          85,651.76     95,361.03             0.00         0.00  12,001,675.55

- -------------------------------------------------------------------------------
          323,059.64  2,361,987.80             0.00         0.00  42,127,506.74
===============================================================================







































Run:        02/25/97     09:21:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4065 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    936.113270  72.867363     4.642203    77.509566   0.000000    863.245906
A-9    936.113269  72.867365    14.080277    86.947642   0.000000    863.245904
A-10    86.656549   6.745374     0.513418     7.258792   0.000000     79.911175
A-11    86.656545   6.745374     0.836393     7.581767   0.000000     79.911172
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      847.026370   0.684684     6.040044     6.724728   0.000000    846.341685
B      783.626783   0.633437     5.587949     6.221386   0.000000    782.993347

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S16 (POOL # 4065)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4065 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,236.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,427.07

SUBSERVICER ADVANCES THIS MONTH                                       41,700.16
MASTER SERVICER ADVANCES THIS MONTH                                    8,053.37


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   3,517,667.02

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     368,858.38


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,164,903.32

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      42,127,506.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          171

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 976,312.21

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,003,226.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         58.87984380 %    13.92442500 %   27.19573100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            56.92451810 %    14.58655272 %   28.48892920 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2279 %

      BANKRUPTCY AMOUNT AVAILABLE                         191,092.00
      FRAUD AMOUNT AVAILABLE                              500,887.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,293,738.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.42194374
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.79

POOL TRADING FACTOR:                                                13.05539499


LIBOR INDEX:                                                              0.0000
COFI INDEX:                                                               0.0000
TREASURY INDEX:                                                           0.0000


 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A  (POOL  3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3166                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YR3   32,200,599.87      5,757,514.57      8.0000       202,853.60  
S     760920YS1            0.00              0.00      0.5542             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  32,200,599.87      5,757,514.57                   202,853.60  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          37,134.26          0.00       239,987.86        0.00     5,554,660.97
S           2,572.47          0.00         2,572.47        0.00             0.00
                                                                                
           39,706.73          0.00       242,560.33        0.00     5,554,660.97
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     178.801469   6.299684     1.153216      0.000000      7.452900  172.501785
S       0.000000   0.000000     0.079889      0.000000      0.079889    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17A (POOL 3166)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,676.30 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   555.30 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    7,114.90 
    MASTER SERVICER ADVANCES THIS MONTH                                1,976.47 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    327,863.08 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    581,112.78 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   5,554,660.97 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         5,328,982.78 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  20      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              1      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS             235,103.47 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                      197,891.88 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                       0.48 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            4,961.24 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,547,679.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         9.0390% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               8.0000% 
                                                                                
    POOL TRADING FACTOR                                             0.172501785 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B  (POOL  3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3167                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YT9   63,951,716.07      6,969,053.62      7.6035         7,454.94  
S     760920YU6            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  63,951,716.07      6,969,053.62                     7,454.94  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          44,156.49          0.00        51,611.43        0.00     6,961,598.68
S           1,451.85          0.00         1,451.85        0.00             0.00
                                                                                
           45,608.34          0.00        53,063.28        0.00     6,961,598.68
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     108.973677   0.116571     0.690466      0.000000      0.807037  108.857105
S       0.000000   0.000000     0.022702      0.000000      0.022702    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17B (POOL 3167)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    1,578.13 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                   727.16 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    1,945.74 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 0          0.00 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 1    257,744.59 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                   6,961,598.68 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                         6,969,172.90 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  26      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     200.00 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION            7,254.94 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,547,679.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.2752% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.6285% 
                                                                                
    POOL TRADING FACTOR                                             0.108857105 

 ................................................................................

Run:        02/27/97     12:30:46                                    rept1.rkg  
Page:         1 of 2                                                            
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C  (POOL  3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                           DISTRIBUTION SUMMARY  3168                           
                                                                                
- --------------------------------------------------------------------------------
                                       PRINCIPAL       CURRENT                  
                     ORIGINAL       BALANCE BEFORE   PASS_THROUGH    PRINCIPAL  
CLASS   CUSIP       FACE VALUE       DISTRIBUTION        RATE      DISTRIBUTION 
- --------------------------------------------------------------------------------
                                                                                
A     760920YV4   75,606,730.04     10,731,552.11      7.7435        11,146.64  
S     760920YW2            0.00              0.00      0.2500             0.00  
                                                                                
- --------------------------------------------------------------------------------
                  75,606,730.04     10,731,552.11                    11,146.64  
================================================================================
- --------------------------------------------------------------------------------
                       REO LIQUIDATIONS/               REAL ESTATE    REMAINING 
           INTEREST       SUBSEQUENT         TOTAL        OWNED/      PRINCIPAL 
         DISTRIBUTION   RECVS. & EXPS.   DISTRIBUTION   PRINLOSS       BALANCE  
- --------------------------------------------------------------------------------
A          69,246.01          0.00        80,392.65        0.00    10,720,405.47
S           2,235.62          0.00         2,235.62        0.00             0.00
                                                                                
           71,481.63          0.00        82,628.27        0.00    10,720,405.47
================================================================================
- --------------------------------------------------------------------------------
                                                                                
                                  AMOUNT PER $1,000 UNIT                        
                                                                                
- --------------------------------------------------------------------------------
      BEGINNING                               REO LIQ./                   ENDING
       BALANCE    PRINCIPAL     INTEREST    SUBSEQ.RECVS.    TOTAL       BALANCE
CLASS  FACTOR      FACTOR        FACTOR      & EXPENSES   DISTRIBUTION    FACTOR
A     141.939112   0.147429     0.915871      0.000000      1.063300  141.791683
S       0.000000   0.000000     0.029569      0.000000      0.029569    0.000000
                                                                                
                                                                                
Determination Date       20-February-97                                         
Distribution Date        25-February-97                                         
                                                                                
MASTER SERVICER                                                                 
RESIDENTIAL FUNDING CORPORATION                                                 
BOND ADMINISTRATION                                                             
10 UNIVERSAL CITY PLAZA, SUITE 2100                                             
UNIVERSAL CITY, CA 91608                                                        
(818) 753-3500                                                                  
                                                                                
Run:    02/27/97    12:30:46                                         rept2.rkg  
Page:   2 of 2                                                                  
                                                                                
                    RESIDENTIAL FUNDING CORPORATION (SELLER)                    
                   RESIDENTIAL FUNDING CORPORATION (SERVICER)                   
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES  1992-17C (POOL 3168)        
                        STATEMENT TO CERTIFICATEHOLDERS                         
                         ADDITIONAL RELATED INFORMATION                         
- --------------------------------------------------------------------------------
                                                                                
    SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                    2,919.57 
    SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                 1,121.79 
                                                                                
    SUBSERVICER ADVANCES THIS MONTH                                    3,932.17 
    MASTER SERVICER ADVANCES THIS MONTH                                    0.00 
                                                                                
                                                            NUMBER OF PRINCIPAL 
    DELINQUENCIES:                                            LOANS    BALANCE  
      (A)  ONE MONTHLY PAYMENT:                                 2    500,559.39 
      (B)  TWO MONTHLY PAYMENTS:                                0          0.00 
      (C)  THREE OR MORE MONTHLY PAYMENTS:                      0          0.00 
      (D)  LOANS IN FORECLOSURE                                 0          0.00 
                                                                                
    SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER                         
    DISTRIBUTION                                                  10,720,405.47 
    ACTUAL UPAID PRINCIPAL BALANCE @ 01/31                        10,730,323.55 
                                                                                
    AGGREGATE NUMBER LOANS IN THE POOL AS OF THE                                
    DETERMINATION DATE                                                  38      
                                                                                
    NUMBER OF REO LOANS ACQUIRED                                                
    INCLUDING ANY PENDING CASH LIQUIDATIONS                              0      
                                                                                
    BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH                                  
    FORECLOSURE OR GRANT OF A DEED IN LIEU OF                                   
    FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                   0.00 
                                                                                
    TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION                            0.00 
    TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION                     593.79 
    TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION                   0.00 
    TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                        0.00 
    TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION           10,552.85 
                                                                                
       FSA GUARANTY INSURANCE POLICY                      12,547,679.22         
       BANKRUPTCY AMOUNT AVAILABLE                           100,000.00         
       FRAUD AMOUNT AVAILABLE                                141,653.00         
       SPECIAL HAZARD AMOUNT AVAILABLE                     1,791,111.00         
                                                                                
    ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                         8.4759% 
    NEXT PERIOD ADJUSTABLE PASS THRU RATE                               7.7744% 
                                                                                
    POOL TRADING FACTOR                                             0.141791683 

 ................................................................................


Run:        02/25/97     09:21:54                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4066 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920A57    23,863,000.00             0.00     7.400000  %          0.00
A-2   760920A73    38,374,000.00             0.00     7.450000  %          0.00
A-3   760920A99    23,218,000.00             0.00     7.750000  %          0.00
A-4   760920B49     9,500,000.00     5,965,190.06     7.950000  %     68,750.16
A-5   760920B31        41,703.00           298.25  1008.000000  %          3.44
A-6   760920B72     5,488,000.00     5,488,000.00     8.000000  %          0.00
A-7   760920B98    16,619,000.00             0.00     8.000000  %          0.00
A-8   760920C89    15,208,000.00             0.00     8.000000  %          0.00
A-9   760920C30    13,400,000.00             0.00     8.000000  %          0.00
A-10  760920C71     4,905,000.00             0.00     8.000000  %          0.00
A-11  760920C55             0.00             0.00     0.383616  %          0.00
R-I   760920C97           100.00             0.00     8.000000  %          0.00
R-II  760920C63       137,368.00             0.00     8.000000  %          0.00
B                   7,103,848.23     5,742,030.18     8.000000  %     32,321.33

- -------------------------------------------------------------------------------
                  157,858,019.23    17,195,518.49                    101,074.93
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        39,509.80    108,259.96             0.00         0.00   5,896,439.90
A-5           250.47        253.91             0.00         0.00         294.81
A-6        36,577.80     36,577.80             0.00         0.00   5,488,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,495.73      5,495.73             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          38,270.94     70,592.27             0.00         0.00   5,709,708.85

- -------------------------------------------------------------------------------
          120,104.74    221,179.67             0.00         0.00  17,094,443.56
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    627.914743   7.236859     4.158926    11.395785   0.000000    620.677884
A-5      7.151764   0.082488     6.006043     6.088531   0.000000      7.069276
A-6   1000.000000   0.000000     6.665051     6.665051   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      808.298544   4.549834     5.387350     9.937184   0.000000    803.748710

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S18 (POOL # 4066)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4066 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,537.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,820.34

SUBSERVICER ADVANCES THIS MONTH                                        5,527.75
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     462,511.55

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      17,094,443.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           96

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        4,283.04

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          66.60740310 %    33.39259690 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             66.59903650 %    33.40096350 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3838 %

      BANKRUPTCY AMOUNT AVAILABLE                         265,253.00
      FRAUD AMOUNT AVAILABLE                              196,467.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,148,099.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.82545905
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              118.44

POOL TRADING FACTOR:                                                10.82899915


 ................................................................................


Run:        02/25/97     09:21:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4067 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920ZP6   117,460,633.00             0.00     7.750000  %          0.00
A-2   760920ZQ4    60,098,010.00             0.00     0.000000  %          0.00
A-3   760920ZR2       241,357.00             0.00     0.000000  %          0.00
A-4   760920ZS0    37,500,000.00             0.00     8.500000  %          0.00
A-5   760920ZT8    15,800,000.00             0.00     8.500000  %          0.00
A-6   760920ZU5    33,700,000.00    14,264,057.39     8.500000  %    231,989.85
A-7   760920ZX9     9,104,000.00     9,104,000.00     8.500000  %          0.00
A-8   760920ZY7    19,200,000.00             0.00     0.000000  %          0.00
A-9   760920ZZ4     1,663,637.00             0.00     0.000000  %          0.00
A-10  760920ZV3     6,136,363.00             0.00     0.000000  %          0.00
A-11  760920ZW1             0.00             0.00     0.168536  %          0.00
R-I   760920A32           100.00             0.00     8.500000  %          0.00
R-II  760920A40           100.00             0.00     8.500000  %          0.00
M     760920A24     6,402,000.00     5,587,517.41     8.500000  %     53,804.19
B                  12,805,385.16    10,826,120.51     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  320,111,585.16    39,781,695.31                    285,794.04
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       101,019.46    333,009.31             0.00         0.00  14,032,067.54
A-7        64,475.43     64,475.43             0.00         0.00   9,104,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        5,586.22      5,586.22             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          39,571.35     93,375.54             0.00         0.00   5,533,713.22
B          37,508.47     37,508.47             0.00         0.00  10,721,871.97

- -------------------------------------------------------------------------------
          248,160.93    533,954.97             0.00         0.00  39,391,652.73
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    423.265798   6.883972     2.997610     9.881582   0.000000    416.381826
A-7   1000.000000   0.000000     7.082099     7.082099   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      872.776853   8.404278     6.181092    14.585370   0.000000    864.372574
B      845.434977   0.000000     2.929117     2.929117   0.000000    837.293985

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S19 (POOL # 4067)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4067 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,725.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,134.63

SUBSERVICER ADVANCES THIS MONTH                                       29,112.42
MASTER SERVICER ADVANCES THIS MONTH                                    1,913.46


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,372,989.45

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,091,876.21


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,118,913.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      39,391,652.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          150

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 224,610.15

REMAINING SUBCLASS INTEREST SHORTFALL                                 39,163.18

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        6,970.54

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         58.74072790 %    14.04544800 %   27.21382390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            58.73342680 %    14.04793360 %   27.21863960 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1700 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,340.00
      FRAUD AMOUNT AVAILABLE                              421,091.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,938,553.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.09242661
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              292.63

POOL TRADING FACTOR:                                                12.30560047


 ................................................................................


Run:        02/25/97     09:21:57                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920E20    54,519,000.00             0.00     8.100000  %          0.00
A-2   760920E46   121,290,000.00             0.00     8.100000  %          0.00
A-3   760920E61    38,352,000.00             0.00     8.100000  %          0.00
A-4   760920E79    45,739,000.00             0.00     8.100000  %          0.00
A-5   760920E87    38,405,000.00    10,098,703.76     8.100000  %    529,533.49
A-6   760920D70     2,829,000.00       796,566.70     8.100000  %     44,784.61
A-7   760920D88     2,530,000.00     2,530,000.00     8.100000  %          0.00
A-8   760920E38     6,097,000.00     6,097,000.00     8.100000  %          0.00
A-9   760920F45     4,635,000.00     6,667,433.30     8.100000  %          0.00
A-10  760920E53    16,830,000.00             0.00     8.100000  %          0.00
A-11  760920D96     8,130,000.00     2,074,260.15     8.100000  %     41,939.78
A-12  760920F37    10,000,000.00       831,033.74     8.100000  %     16,802.79
A-13  760920E95             0.00             0.00     0.400000  %          0.00
A-14  760920F29             0.00             0.00     0.244976  %          0.00
R-I   760920F60           100.00             0.00     8.500000  %          0.00
R-II  760920F78       750,000.00             0.00     8.500000  %          0.00
M     760920F52     8,448,000.00     7,593,459.70     8.500000  %     37,375.90
B                  16,895,592.50    15,138,667.43     8.500000  %     23,951.19

- -------------------------------------------------------------------------------
                  375,449,692.50    51,827,124.78                    694,387.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        67,832.18    597,365.67             0.00         0.00   9,569,170.27
A-6         5,350.48     50,135.09             0.00         0.00     751,782.09
A-7        16,993.81     16,993.81             0.00         0.00   2,530,000.00
A-8        40,953.06     40,953.06             0.00         0.00   6,097,000.00
A-9             0.00          0.00        44,784.61         0.00   6,712,217.91
A-10            0.00          0.00             0.00         0.00           0.00
A-11       13,932.64     55,872.42             0.00         0.00   2,032,320.37
A-12        5,581.99     22,384.78             0.00         0.00     814,230.95
A-13        9,650.80      9,650.80             0.00         0.00           0.00
A-14       10,528.49     10,528.49             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          53,523.41     90,899.31             0.00         0.00   7,556,083.80
B         106,706.68    130,657.87             0.00    50,563.10  15,064,153.12

- -------------------------------------------------------------------------------
          331,053.54  1,025,441.30        44,784.61    50,563.10  51,126,958.51
===============================================================================











































Run:        02/25/97     09:21:57
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4068 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    262.952838  13.788139     1.766233    15.554372   0.000000    249.164699
A-6    281.571828  15.830544     1.891297    17.721841   0.000000    265.741283
A-7   1000.000000   0.000000     6.716921     6.716921   0.000000   1000.000000
A-8   1000.000000   0.000000     6.716920     6.716920   0.000000   1000.000000
A-9   1438.496936   0.000000     0.000000     0.000000   9.662268   1448.159204
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   255.136550   5.158645     1.713732     6.872377   0.000000    249.977905
A-12    83.103374   1.680279     0.558199     2.238478   0.000000     81.423095
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      898.847029   4.424231     6.335631    10.759862   0.000000    894.422798
B      896.012817   1.417600     6.315653     7.733253   0.000000    891.602536

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S20 (POOL # 4068)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4068 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,662.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,377.41

SUBSERVICER ADVANCES THIS MONTH                                       39,139.85
MASTER SERVICER ADVANCES THIS MONTH                                    2,590.73


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,509,724.74

 (B)  TWO MONTHLY PAYMENTS:                                    1      89,785.89

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,227,387.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,126,958.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          192

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 306,315.71

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      445,067.06

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         56.13855250 %    14.65151600 %   29.20993110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            55.75673270 %    14.77905985 %   29.46420750 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2434 %

      BANKRUPTCY AMOUNT AVAILABLE                         363,201.00
      FRAUD AMOUNT AVAILABLE                              582,172.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,431,774.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.18933585
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              292.28

POOL TRADING FACTOR:                                                13.61752574


 ................................................................................


Run:        02/25/97     09:21:59                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4069 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920ZL5   105,871,227.00    37,251,489.33     6.673613  %  1,605,901.79
S     760920ZN1             0.00             0.00     0.150000  %          0.00
R     760920ZM3           100.00             0.00     6.673613  %          0.00
B                   7,968,810.12     1,928,832.75     6.673613  %      2,193.82

- -------------------------------------------------------------------------------
                  113,840,137.12    39,180,322.08                  1,608,095.61
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         201,153.69  1,807,055.48             0.00         0.00  35,645,587.54
S           4,755.35      4,755.35             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          10,415.47     12,609.29             0.00         0.00   1,926,638.93

- -------------------------------------------------------------------------------
          216,324.51  1,824,420.12             0.00         0.00  37,572,226.47
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      351.856594  15.168444     1.899984    17.068428   0.000000    336.688150
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      242.047774   0.275301     1.307030     1.582331   0.000000    241.772473

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:00                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S21 (POOL # 4069)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4069 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,493.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,943.72

SUBSERVICER ADVANCES THIS MONTH                                       22,386.72
MASTER SERVICER ADVANCES THIS MONTH                                    5,620.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,520,824.52

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     346,361.59


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,406,680.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      37,572,226.47

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          131

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 873,124.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,563,532.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          95.07703700 %     4.92296300 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.87217260 %     5.12782740 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              418,036.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,836,592.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.35478711
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.55

POOL TRADING FACTOR:                                                33.00437563



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1496

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        02/25/97     09:27:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4070 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920G28    37,023,610.00             0.00     7.000000  %          0.00
A-2   760920F86    58,150,652.00             0.00     0.000000  %          0.00
A-3   760920F94       307,675.00             0.00     0.000000  %          0.00
A-4   760920G36    42,213,063.00             0.00     8.500000  %          0.00
A-5   760920G44    18,094,000.00             0.00     8.500000  %          0.00
A-6   760920G51    20,500,000.00    19,555,308.33     8.500000  %    400,437.59
A-7   760920H50     2,975,121.40     2,975,121.40     8.500000  %          0.00
A-8   760920G85    12,518,180.60             0.00     0.000000  %          0.00
A-9   760920G93     1,390,910.00             0.00     0.000000  %          0.00
A-10  760920G69     4,090,909.00             0.00     0.000000  %          0.00
A-11  760920G77     3,661,879.00       807,617.36     0.097211  %        983.35
R-I   760920H35           100.00             0.00     8.500000  %          0.00
R-II  760920H43           100.00             0.00     8.500000  %          0.00
M     760920H27     4,320,000.00     3,896,265.43     8.500000  %      3,852.31
B                  10,804,782.23     9,658,513.09     8.500000  %      9,549.57

- -------------------------------------------------------------------------------
                  216,050,982.23    36,892,825.61                    414,822.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       138,462.80    538,900.39             0.00         0.00  19,154,870.74
A-7        21,065.57     21,065.57             0.00         0.00   2,975,121.40
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11        2,987.49      3,970.84             0.00         0.00     806,634.01
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          27,587.80     31,440.11             0.00         0.00   3,892,413.12
B          68,387.81     77,937.38             0.00         0.00   9,648,963.52

- -------------------------------------------------------------------------------
          258,491.47    673,314.29             0.00         0.00  36,478,002.79
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    953.917480  19.533541     6.754283    26.287824   0.000000    934.383939
A-7   1000.000000   0.000000     7.080575     7.080575   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   220.547255   0.268537     0.815835     1.084372   0.000000    220.278718
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      901.913294   0.891738     6.386065     7.277803   0.000000    901.021556
B      893.910945   0.883827     6.329403     7.213230   0.000000    893.027117

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S23 (POOL # 4070)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4070 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,118.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,850.60

SUBSERVICER ADVANCES THIS MONTH                                       12,600.16
MASTER SERVICER ADVANCES THIS MONTH                                    4,130.74


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     423,679.31

 (B)  TWO MONTHLY PAYMENTS:                                    1     227,522.71

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        923,908.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      36,478,002.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          146

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 529,293.22

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      378,346.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         63.25903940 %    10.56103800 %   26.17992230 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            62.87796590 %    10.67057630 %   26.45145780 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0944 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              391,468.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,889,292.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.83474200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              291.91

POOL TRADING FACTOR:                                                16.88397915



COFI INDEX USED FOR THIS DISTRIBUTION                                     0.0000


 ................................................................................


Run:        02/25/97     09:22:01                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4072 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920H92    23,871,000.00             0.00     8.000000  %          0.00
A-2   760920J25     9,700,000.00             0.00     6.000000  %          0.00
A-3   760920J33             0.00             0.00     2.000000  %          0.00
A-4   760920J41    19,500,000.00             0.00     8.000000  %          0.00
A-5   760920J58    39,840,000.00             0.00     8.000000  %          0.00
A-6   760920J82    10,982,000.00     7,295,780.53     8.000000  %     41,847.18
A-7   760920J90     7,108,000.00             0.00     8.000000  %          0.00
A-8   760920K23    10,000,000.00     1,021,754.74     8.000000  %      5,860.59
A-9   760920K31    37,500,000.00     3,986,039.26     8.000000  %     22,863.15
A-10  760920J74    17,000,000.00     5,965,772.09     8.000000  %     34,218.51
A-11  760920J66             0.00             0.00     0.346535  %          0.00
R-I   760920K49           100.00             0.00     8.000000  %          0.00
R-II  760920K56           100.00             0.00     8.000000  %          0.00
B                   8,269,978.70     6,725,958.02     8.000000  %     35,734.26

- -------------------------------------------------------------------------------
                  183,771,178.70    24,995,304.64                    140,523.69
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6        48,623.60     90,470.78             0.00         0.00   7,253,933.35
A-7             0.00          0.00             0.00         0.00           0.00
A-8         6,809.61     12,670.20             0.00         0.00   1,015,894.15
A-9        26,565.44     49,428.59             0.00         0.00   3,963,176.11
A-10       39,759.60     73,978.11             0.00         0.00   5,931,553.58
A-11        7,215.91      7,215.91             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          44,825.95     80,560.21             0.00         0.00   6,690,223.76

- -------------------------------------------------------------------------------
          173,800.11    314,323.80             0.00         0.00  24,854,780.95
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    664.339877   3.810524     4.427572     8.238096   0.000000    660.529353
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    102.175474   0.586059     0.680961     1.267020   0.000000    101.589415
A-9    106.294380   0.609684     0.708412     1.318096   0.000000    105.684696
A-10   350.927770   2.012854     2.338800     4.351654   0.000000    348.914917
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      813.298107   4.320963     5.420322     9.741285   0.000000    808.977145

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:02                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S22 (POOL # 4072)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4072 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        6,407.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,618.99

SUBSERVICER ADVANCES THIS MONTH                                        5,637.33
MASTER SERVICER ADVANCES THIS MONTH                                    4,309.68


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     242,568.22

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1      45,893.06


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        198,513.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      24,854,780.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          112

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 363,800.43

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                        7,726.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          73.09111400 %    26.90888600 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             73.08274910 %    26.91725090 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3466 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              274,520.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,691,525.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.78379761
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              119.26

POOL TRADING FACTOR:                                                13.52485255


                                                  PAC         COMPANION
ENDING A-7 PRINCIPAL COMPONENT:                        0.00           0.00
ENDING A-8 PRINCIPAL COMPONENT:                1,015,894.15           0.00
ENDING A-9 PRINCIPAL COMPONENT:                3,963,176.11           0.00
ENDING A-10 PRINCIPAL COMPONENT:               5,931,553.58           0.00


 ................................................................................


Run:        02/25/97     09:22:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4074 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920H68   126,657,873.00    33,230,233.89     7.490165  %  1,439,967.44
S     760920H84             0.00             0.00     0.150000  %          0.00
R     760920H76           100.00             0.00     7.490165  %          0.00
B                   8,084,552.09     6,483,836.48     7.490165  %      6,650.02

- -------------------------------------------------------------------------------
                  134,742,525.09    39,714,070.37                  1,446,617.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         201,251.65  1,641,219.09             0.00         0.00  31,790,266.45
S           4,816.71      4,816.71             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          39,267.94     45,917.96             0.00         0.00   6,477,186.46

- -------------------------------------------------------------------------------
          245,336.30  1,691,953.76             0.00         0.00  38,267,452.91
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      262.362166  11.368953     1.588939    12.957892   0.000000    250.993213
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      802.003179   0.822559     4.857157     5.679716   0.000000    801.180621

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:05                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S25 (POOL # 4074)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4074 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,376.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,236.52

SUBSERVICER ADVANCES THIS MONTH                                       15,856.55
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     193,976.23

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     292,353.41


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,624,100.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      38,267,452.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          129

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,405,885.51

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.67370450 %    16.32629550 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.07390230 %    16.92609770 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              432,604.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,913,238.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.14796383
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              295.16

POOL TRADING FACTOR:                                                28.40042732



PASS THROUGH RATE FOR NEXT DISTRIBUTION:                                  0.1715

TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                       0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        02/25/97     09:22:06                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920N46    26,393,671.00             0.00     6.000000  %          0.00
A-2   760920N20    80,949,153.00             0.00     0.000000  %          0.00
A-3   760920N38       227,532.00             0.00     0.000000  %          0.00
A-4   760920N79    48,309,228.00             0.00     6.000000  %          0.00
A-5   760920N53    47,204,957.00             0.00     0.000000  %          0.00
A-6   760920N61       416,459.00             0.00     0.000000  %          0.00
A-7   760920N87    35,500,000.00             0.00     8.500000  %          0.00
A-8   760920N95    27,999,000.00             0.00     8.500000  %          0.00
A-9   760920P28     2,000,000.00             0.00     8.500000  %          0.00
A-10  760920P36     2,200,000.00     1,263,085.77     8.500000  %     24,601.50
A-11  760920T24    20,000,000.00    11,482,597.70     8.500000  %    223,650.03
A-12  760920P44    39,837,000.00    22,871,612.25     8.500000  %    445,477.32
A-13  760920P77     4,598,000.00     6,650,222.50     8.500000  %          0.00
A-14  760920M62     2,400,000.00       347,777.50     8.500000  %     46,902.03
A-15  760920M70     3,700,000.00     3,700,000.00     8.500000  %          0.00
A-16  760920M88     4,000,000.00     4,000,000.00     8.500000  %          0.00
A-17  760920M96     4,302,000.00     4,302,000.00     8.500000  %          0.00
A-18  760920P51             0.00             0.00     0.090835  %          0.00
R-I   760920P85           100.00             0.00     8.500000  %          0.00
R-II  760920P93           100.00             0.00     8.500000  %          0.00
M     760920P69     8,469,000.00     7,738,644.52     8.500000  %     28,829.49
B                  17,878,726.36    15,212,776.06     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,384,926.36    77,568,716.30                    769,460.37
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10        8,908.17     33,509.67             0.00         0.00   1,238,484.27
A-11       80,983.32    304,633.35             0.00         0.00  11,258,947.67
A-12      161,306.62    606,783.94             0.00         0.00  22,426,134.93
A-13            0.00          0.00        46,902.02         0.00   6,697,124.52
A-14        2,452.77     49,354.80             0.00         0.00     300,875.47
A-15       26,094.99     26,094.99             0.00         0.00   3,700,000.00
A-16       28,210.80     28,210.80             0.00         0.00   4,000,000.00
A-17       30,340.72     30,340.72             0.00         0.00   4,302,000.00
A-18        5,846.21      5,846.21             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          54,578.34     83,407.83             0.00         0.00   7,709,815.03
B          92,797.13     92,797.13             0.00         0.00  15,156,102.49

- -------------------------------------------------------------------------------
          491,519.07  1,260,979.44        46,902.02         0.00  76,789,484.38
===============================================================================




























Run:        02/25/97     09:22:06
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4075 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   574.129895  11.182500     4.049168    15.231668   0.000000    562.947396
A-11   574.129885  11.182502     4.049166    15.231668   0.000000    562.947384
A-12   574.129886  11.182502     4.049166    15.231668   0.000000    562.947384
A-13  1446.329382   0.000000     0.000000     0.000000  10.200526   1456.529909
A-14   144.907292  19.542513     1.021988    20.564501   0.000000    125.364779
A-15  1000.000000   0.000000     7.052700     7.052700   0.000000   1000.000000
A-16  1000.000000   0.000000     7.052700     7.052700   0.000000   1000.000000
A-17  1000.000000   0.000000     7.052701     7.052701   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      913.761308   3.404120     6.444485     9.848605   0.000000    910.357189
B      850.887013   0.000000     5.190365     5.190365   0.000000    847.717124

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S26 (POOL # 4075)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4075 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,147.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,012.57

SUBSERVICER ADVANCES THIS MONTH                                       24,164.56
MASTER SERVICER ADVANCES THIS MONTH                                    6,720.38


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,024,844.30

 (B)  TWO MONTHLY PAYMENTS:                                    2     461,802.22

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     275,647.31


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,262,087.37

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      76,789,484.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          282

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 841,836.58

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      490,257.97

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         70.41149880 %     9.97650200 %   19.61199930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            70.22259270 %    10.04019638 %   19.73721090 %

CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0917 %

      BANKRUPTCY AMOUNT AVAILABLE                         323,353.00
      FRAUD AMOUNT AVAILABLE                              826,424.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,060,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.03363838
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.91

POOL TRADING FACTOR:                                                20.40184901


 ................................................................................


Run:        02/25/97     09:22:08                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4076 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920Q27    13,123,000.00             0.00     7.000000  %          0.00
A-2   760920Q76        70,000.00             0.00   952.000000  %          0.00
A-3   760920Q35    14,026,000.00             0.00     7.000000  %          0.00
A-4   760920Q43    15,799,000.00             0.00     7.000000  %          0.00
A-5   760920Q50    13,201,000.00             0.00     7.000000  %          0.00
A-6   760920Q68    20,050,000.00             0.00     7.500000  %          0.00
A-7   760920Q84    16,484,000.00     7,772,389.80     8.000000  %    799,759.08
A-8   760920R42    13,021,000.00    13,021,000.00     8.000000  %          0.00
A-9   760920R59    30,298,000.00             0.00     8.000000  %          0.00
A-10  760920Q92     7,610,000.00             0.00     8.000000  %          0.00
A-11  760920R34     6,335,800.00             0.00     8.000000  %          0.00
A-12  760920R26             0.00             0.00     0.176908  %          0.00
R-I   760920R67           100.00             0.00     8.000000  %          0.00
R-II  760920R75           100.00             0.00     8.000000  %          0.00
B                   7,481,405.19     6,058,800.17     8.000000  %     31,494.38

- -------------------------------------------------------------------------------
                  157,499,405.19    26,852,189.97                    831,253.46
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        51,105.49    850,864.57             0.00         0.00   6,972,630.72
A-8        85,616.48     85,616.48             0.00         0.00  13,021,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        3,904.36      3,904.36             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          39,838.19     71,332.57             0.00         0.00   6,027,305.79

- -------------------------------------------------------------------------------
          180,464.52  1,011,717.98             0.00         0.00  26,020,936.51
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    471.511150  48.517294     3.100309    51.617603   0.000000    422.993856
A-8   1000.000000   0.000000     6.575262     6.575262   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      809.847885   4.209688     5.324961     9.534649   0.000000    805.638197

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:09                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S27 (POOL # 4076)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4076 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,536.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,842.30

SUBSERVICER ADVANCES THIS MONTH                                        9,001.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     455,056.56

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        323,248.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      26,020,936.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          137

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      691,672.51

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          77.43647660 %    22.56352340 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             76.83670690 %    23.16329310 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1684 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              149,990.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,285,229.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.63389008
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              120.32

POOL TRADING FACTOR:                                                16.52129192


 ................................................................................


Run:        02/25/97     09:22:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920R83   112,112,000.00             0.00     7.750000  %          0.00
A-2   760920R91    10,192,000.00             0.00    10.750000  %          0.00
A-3   760920S41    46,773,810.00             0.00     7.125000  %          0.00
A-4   760920S74    14,926,190.00             0.00    12.375000  %          0.00
A-5   760920S33    15,000,000.00             0.00     6.375000  %          0.00
A-6   760920S58    54,705,000.00             0.00     7.500000  %          0.00
A-7   760920S66     7,815,000.00             0.00    11.500000  %          0.00
A-8   760920S82     8,967,000.00             0.00     8.000000  %          0.00
A-9   760920S90       833,000.00             0.00     8.000000  %          0.00
A-10  760920S25    47,400,000.00    46,366,907.56     8.000000  %  2,486,877.98
A-11  760920T65     5,603,000.00     5,603,000.00     8.000000  %          0.00
A-12  760920T32    13,680,000.00             0.00     0.000000  %          0.00
A-13  760920T40     3,420,000.00             0.00     0.000000  %          0.00
A-14  760920T57             0.00             0.00     0.268148  %          0.00
R-I   760920T81           100.00             0.00     8.000000  %          0.00
R-II  760920T99           100.00             0.00     8.000000  %          0.00
M     760920T73     7,303,256.00     6,736,919.59     8.000000  %     28,701.61
B                  16,432,384.46    14,997,226.52     8.000000  %     27,936.14

- -------------------------------------------------------------------------------
                  365,162,840.46    73,704,053.67                  2,543,515.73
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10      302,940.49  2,789,818.47             0.00         0.00  43,880,029.58
A-11       36,607.47     36,607.47             0.00         0.00   5,603,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       16,140.81     16,140.81             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          44,016.00     72,717.61             0.00         0.00   6,708,217.98
B          97,985.11    125,921.25             0.00         0.00  14,933,333.15

- -------------------------------------------------------------------------------
          497,689.88  3,041,205.61             0.00         0.00  71,124,580.71
===============================================================================











































Run:        02/25/97     09:22:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4077 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   978.204801  52.465780     6.391150    58.856930   0.000000    925.739021
A-11  1000.000000   0.000000     6.533548     6.533548   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      922.454257   3.929975     6.026901     9.956876   0.000000    918.524283
B      912.662831   1.700066     5.962928     7.662994   0.000000    908.774572

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S28 (POOL # 4077)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4077 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,662.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,520.15

SUBSERVICER ADVANCES THIS MONTH                                       18,968.77
MASTER SERVICER ADVANCES THIS MONTH                                    3,880.59


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,322,740.78

 (B)  TWO MONTHLY PAYMENTS:                                    1     490,984.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        584,227.87

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,124,580.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          277

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 496,814.26

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,265,468.19

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         70.51160010 %     9.14050100 %   20.34789920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            69.57233220 %     9.43164503 %   20.99602280 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2697 %

      BANKRUPTCY AMOUNT AVAILABLE                         233,273.00
      FRAUD AMOUNT AVAILABLE                              777,254.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,922,399.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.69261041
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              293.59

POOL TRADING FACTOR:                                                19.47749684


 ................................................................................


Run:        02/25/97     09:22:12                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4078 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760920U22   110,015,514.00    17,889,038.52     7.189638  %    720,039.71
S     760920U30             0.00             0.00     0.250000  %          0.00
R     760920U48           100.00             0.00     7.189638  %          0.00
B                   6,095,852.88     4,061,417.93     7.189638  %      4,254.05

- -------------------------------------------------------------------------------
                  116,111,466.88    21,950,456.45                    724,293.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         105,098.04    825,137.75             0.00         0.00  17,168,998.81
S           4,484.19      4,484.19             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B          23,860.82     28,114.87             0.00         0.00   4,057,163.88

- -------------------------------------------------------------------------------
          133,443.05    857,736.81             0.00         0.00  21,226,162.69
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      162.604690   6.544892     0.955302     7.500194   0.000000    156.059797
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      666.259178   0.697860     3.914271     4.612131   0.000000    665.561318

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:13                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S29 (POOL # 4078)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4078 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        7,745.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,201.70

SPREAD                                                                 2,841.95

SUBSERVICER ADVANCES THIS MONTH                                       13,402.82
MASTER SERVICER ADVANCES THIS MONTH                                    3,061.38


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,426,883.32

 (B)  TWO MONTHLY PAYMENTS:                                    1     216,665.06

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        208,462.61

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,226,162.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           68

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 402,961.26

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      701,302.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          81.49734180 %    18.50265820 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             80.88602290 %    19.11397710 %

      BANKRUPTCY AMOUNT AVAILABLE                         302,045.00
      FRAUD AMOUNT AVAILABLE                              244,969.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,920,609.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.15777525
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.79

POOL TRADING FACTOR:                                                18.28084965


 ................................................................................


Run:        02/25/97     09:22:16                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920W95    32,264,000.00             0.00     5.800000  %          0.00
A-2   760920X29    47,118,000.00             0.00     6.250000  %          0.00
A-3   760920X45    29,970,000.00             0.00     7.000000  %          0.00
A-4   760920X52    24,469,000.00    22,535,454.47     7.500000  %  1,108,494.05
A-5   760920Y36    20,936,000.00    20,936,000.00     7.500000  %          0.00
A-6   760920X86    25,256,000.00             0.00     5.800000  %          0.00
A-7   760920Y44    36,900,000.00             0.00     7.500000  %          0.00
A-8   760920Y51    15,000,000.00     5,285,127.44     7.500000  %    133,504.92
A-9   760920X60    10,324,000.00             0.00     7.500000  %          0.00
A-10  760920Y28     7,703,000.00             0.00     7.500000  %          0.00
A-11  760920X37        50,000.00             0.00  3123.270000  %          0.00
A-12  760920X78        10,000.00             0.00  1595.300000  %          0.00
A-13  760920X94             0.00             0.00     0.204217  %          0.00
R-I   760920Y69           100.00             0.00     7.500000  %          0.00
R-II  760920Y77           100.00             0.00     7.500000  %          0.00
B                  11,800,992.58     9,558,884.11     7.500000  %     50,126.39

- -------------------------------------------------------------------------------
                  261,801,192.58    58,315,466.02                  1,292,125.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       139,534.53  1,248,028.58             0.00         0.00  21,426,960.42
A-5       129,631.06    129,631.06             0.00         0.00  20,936,000.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        32,724.34    166,229.26             0.00         0.00   5,151,622.52
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13        9,831.70      9,831.70             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          59,186.49    109,312.88             0.00         0.00   9,508,757.72

- -------------------------------------------------------------------------------
          370,908.12  1,663,033.48             0.00         0.00  57,023,340.66
===============================================================================















































Run:        02/25/97     09:22:16
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4080 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    920.979790  45.301976     5.702502    51.004478   0.000000    875.677814
A-5   1000.000000   0.000000     6.191778     6.191778   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    352.341829   8.900328     2.181623    11.081951   0.000000    343.441501
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      810.006789   4.247642     5.015382     9.263024   0.000000    805.759147

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S31 (POOL # 4080)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4080 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,865.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,354.10

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                    2,260.95


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,023,340.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          246

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 199,798.56

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      986,321.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          83.60832080 %    16.39167920 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             83.32479720 %    16.67520280 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2033 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              302,240.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,468,262.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.11652195
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              121.65

POOL TRADING FACTOR:                                                21.78116154


                                   PAC I          PAC II      COMPANION
CLASS A-6 PRIN DIST:                   0.00            0.00       N/A
CLASS A-6 ENDING BAL:                  0.00            0.00       N/A
CLASS A-7 PRIN DIST:                   0.00            0.00           0.00
CLASS A-7 ENDING BAL:                  0.00            0.00           0.00
CLASS A-8 PRIN DIST:             133,504.92          N/A              0.00
CLASS A-8 ENDING BAL:          5,151,622.52          N/A              0.00


 ................................................................................


Run:        02/25/97     09:22:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760920U71    45,903,000.00             0.00     7.750000  %          0.00
A-2   760920U97    42,619,000.00             0.00     7.750000  %          0.00
A-3   760920V47    46,065,000.00             0.00     6.850000  %          0.00
A-4   760920V21    18,426,000.00             0.00     0.000000  %          0.00
A-5   760920V39             0.00             0.00     0.000000  %          0.00
A-6   760920V88    75,654,000.00             0.00     7.250000  %          0.00
A-7   760920V62    16,812,000.00             0.00     0.000000  %          0.00
A-8   760920V70             0.00             0.00     0.000000  %          0.00
A-9   760920V96    26,123,000.00             0.00     7.750000  %          0.00
A-10  760920W20    65,701,000.00    58,826,417.32     7.750000  %    619,456.82
A-11  760920U55     2,522,000.00             0.00     7.750000  %          0.00
A-12  760920U63     2,475,000.00     2,265,954.04     7.750000  %     62,575.14
A-13  760920U89    10,958,000.00    10,958,000.00     7.750000  %          0.00
A-14  760920W46     6,968,000.00     9,699,045.96     7.750000  %          0.00
A-15  760920V54    23,788,000.00             0.00     7.750000  %          0.00
A-16  760920W53    16,332,000.00     9,083,193.12     7.750000  %     68,827.96
A-17  760920W38             0.00             0.00     0.324786  %          0.00
R-I   760920W79           100.00             0.00     7.750000  %          0.00
R-II  760920W87       856,900.00             0.00     7.750000  %          0.00
M     760920W61     8,605,908.00     7,942,925.16     7.750000  %     24,362.13
B                  20,436,665.48    18,862,263.32     7.750000  %          0.00

- -------------------------------------------------------------------------------
                  430,245,573.48   117,637,798.92                    775,222.05
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10      379,529.20    998,986.02             0.00         0.00  58,206,960.50
A-11            0.00          0.00             0.00         0.00           0.00
A-12       14,619.21     77,194.35             0.00         0.00   2,203,378.90
A-13       70,697.51     70,697.51             0.00         0.00  10,958,000.00
A-14            0.00          0.00        62,575.14         0.00   9,761,621.10
A-15            0.00          0.00             0.00         0.00           0.00
A-16       58,601.85    127,429.81             0.00         0.00   9,014,365.16
A-17       31,806.49     31,806.49             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          51,245.21     75,607.34             0.00         0.00   7,918,563.03
B          58,009.57     58,009.57             0.00   121,537.06  18,804,409.95

- -------------------------------------------------------------------------------
          664,509.04  1,439,731.09        62,575.14   121,537.06 116,867,298.64
===============================================================================




























Run:        02/25/97     09:22:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4081 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10   895.365631   9.428423     5.776612    15.205035   0.000000    885.937208
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12   915.536986  25.282885     5.906752    31.189637   0.000000    890.254101
A-13  1000.000000   0.000000     6.451680     6.451680   0.000000   1000.000000
A-14  1391.941154   0.000000     0.000000     0.000000   8.980359   1400.921513
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   556.159265   4.214301     3.588161     7.802462   0.000000    551.944965
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      922.961895   2.830861     5.954655     8.785516   0.000000    920.131034
B      922.961886   0.000000     2.838505     2.838505   0.000000    920.131025

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S32 (POOL # 4081)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4081 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       35,423.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,310.01

SUBSERVICER ADVANCES THIS MONTH                                       30,342.64
MASTER SERVICER ADVANCES THIS MONTH                                    4,024.46


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,848,977.69

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     740,977.86


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,259,189.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     116,867,298.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          433

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 518,079.52

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      409,687.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         77.21379630 %     6.75201800 %   16.03418590 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            77.13391750 %     6.77568757 %   16.09039500 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3235 %

      BANKRUPTCY AMOUNT AVAILABLE                         129,247.00
      FRAUD AMOUNT AVAILABLE                            1,231,335.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,512,435.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56138960
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              296.68

POOL TRADING FACTOR:                                                27.16292877


 ................................................................................


Run:        02/25/97     09:22:21                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203M8    18,000,000.00             0.00     7.000000  %          0.00
A-2   7609203L0    20,000,000.00             0.00     6.500000  %          0.00
A-3   7609203T3    70,813,559.00             0.00     7.000000  %          0.00
A-4   7609203Q9    70,830,509.00             0.00     0.000000  %          0.00
A-5   7609203R7       355,932.00             0.00     0.000000  %          0.00
A-6   7609203S5    17,000,000.00             0.00     6.823529  %          0.00
A-7   7609203W6    11,800,000.00     9,180,045.53     8.000000  %    311,482.69
A-8   7609204H8    36,700,000.00    22,329,295.32     8.000000  %    162,961.14
A-9   7609204J4    15,000,000.00    14,132,465.41     8.000000  %    103,139.96
A-10  7609203X4    32,000,000.00    32,000,000.00     8.000000  %          0.00
A-11  7609204F2     1,500,000.00     1,500,000.00     8.000000  %          0.00
A-12  7609204G0     6,000,000.00             0.00     8.000000  %          0.00
A-13  7609203Z9             0.00             0.00     0.169856  %          0.00
R-I   7609204L9           100.00             0.00     8.000000  %          0.00
R-II  7609204M7           100.00             0.00     8.000000  %          0.00
M     7609204K1     7,259,092.00     6,802,045.06     8.000000  %      6,661.03
B                  15,322,642.27    13,225,828.45     8.000000  %     12,951.65

- -------------------------------------------------------------------------------
                  322,581,934.27    99,169,679.77                    597,196.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7        61,014.95    372,497.64             0.00         0.00   8,868,562.84
A-8       148,411.12    311,372.26             0.00         0.00  22,166,334.18
A-9        93,931.09    197,071.05             0.00         0.00  14,029,325.45
A-10      212,687.22    212,687.22             0.00         0.00  32,000,000.00
A-11        9,969.71      9,969.71             0.00         0.00   1,500,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       13,994.64     13,994.64             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          45,209.63     51,870.66             0.00         0.00   6,795,384.03
B          87,905.15    100,856.80             0.00         0.00  13,212,876.80

- -------------------------------------------------------------------------------
          673,123.51  1,270,319.98             0.00         0.00  98,572,483.30
===============================================================================













































Run:        02/25/97     09:22:21
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4082 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    777.969960  26.396838     5.170758    31.567596   0.000000    751.573122
A-8    608.427665   4.440358     4.043900     8.484258   0.000000    603.987307
A-9    942.164361   6.875997     6.262073    13.138070   0.000000    935.288363
A-10  1000.000000   0.000000     6.646476     6.646476   0.000000   1000.000000
A-11  1000.000000   0.000000     6.646473     6.646473   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      937.038001   0.917612     6.228001     7.145613   0.000000    936.120389
B      863.155859   0.845262     5.736945     6.582207   0.000000    862.310597

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:22                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S33 (POOL # 4082)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4082 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,917.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,455.40

SUBSERVICER ADVANCES THIS MONTH                                       50,005.96
MASTER SERVICER ADVANCES THIS MONTH                                    2,306.91


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   2,856,445.12

 (B)  TWO MONTHLY PAYMENTS:                                    1     352,491.39

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     411,921.73


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      2,756,671.24

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,572,483.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          380

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 303,456.10

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      500,082.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.80443870 %     6.85899700 %   13.33656460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            79.70198160 %     6.89379409 %   13.40422430 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1692 %

      BANKRUPTCY AMOUNT AVAILABLE                         180,157.00
      FRAUD AMOUNT AVAILABLE                            1,016,561.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,922,939.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.60922568
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              298.53

POOL TRADING FACTOR:                                                30.55734771


 ................................................................................


Run:        02/25/97     09:22:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609203F3    40,602,000.00             0.00     6.050000  %          0.00
A-2   7609203G1    89,650,000.00             0.00     6.650000  %          0.00
A-3   7609203K2    49,448,000.00             0.00     7.300000  %          0.00
A-4   7609203H9    72,404,250.00             0.00     0.000000  %          0.00
A-5   7609203J5        76,215.00             0.00     0.000000  %          0.00
A-6   7609203N6    44,428,000.00    33,024,256.87     7.500000  %  1,108,783.14
A-7   7609203P1    15,000,000.00    11,149,812.12     7.500000  %    374,352.82
A-8   7609204B1     7,005,400.00     7,066,819.33     7.500000  %     37,435.28
A-9   7609203V8    30,538,000.00    30,538,000.00     7.500000  %          0.00
A-10  7609203U0    40,000,000.00    40,000,000.00     7.500000  %          0.00
A-11  7609204A3    10,847,900.00    14,865,583.96     7.500000  %          0.00
A-12  7609203Y2             0.00             0.00     0.279807  %          0.00
R-I   7609204D7           100.00             0.00     7.500000  %          0.00
R-II  7609204E5           100.00             0.00     7.500000  %          0.00
M     7609204C9    11,765,145.00    11,081,947.93     7.500000  %     11,684.17
B                  16,042,796.83    14,874,030.18     7.500000  %     15,682.32

- -------------------------------------------------------------------------------
                  427,807,906.83   162,600,450.39                  1,547,937.73
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       205,634.95  1,314,418.09             0.00         0.00  31,915,473.73
A-7        69,427.49    443,780.31             0.00         0.00  10,775,459.30
A-8        33,717.92     71,153.20        10,285.64         0.00   7,039,669.69
A-9       190,153.56    190,153.56             0.00         0.00  30,538,000.00
A-10      249,071.40    249,071.40             0.00         0.00  40,000,000.00
A-11            0.00          0.00        92,564.80         0.00  14,958,148.76
A-12       37,773.11     37,773.11             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          69,004.90     80,689.07             0.00         0.00  11,070,263.76
B          92,617.39    108,299.71             0.00         0.00  14,858,347.86

- -------------------------------------------------------------------------------
          947,400.72  2,495,338.45       102,850.44         0.00 161,155,363.10
===============================================================================















































Run:        02/25/97     09:22:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4083 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    743.320808  24.956855     4.628499    29.585354   0.000000    718.363954
A-7    743.320808  24.956855     4.628499    29.585354   0.000000    718.363953
A-8   1008.767427   5.343775     4.813133    10.156908   1.468244   1004.891896
A-9   1000.000000   0.000000     6.226785     6.226785   0.000000   1000.000000
A-10  1000.000000   0.000000     6.226785     6.226785   0.000000   1000.000000
A-11  1370.365136   0.000000     0.000000     0.000000   8.532970   1378.898106
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      941.930416   0.993117     5.865198     6.858315   0.000000    940.937299
B      927.146952   0.977530     5.773145     6.750675   0.000000    926.169421

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S34 (POOL # 4083)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4083 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,772.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,147.51

SUBSERVICER ADVANCES THIS MONTH                                       28,105.01
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     934,452.03

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      2,856,069.09

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     161,155,363.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          612

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,273,650.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         84.03695810 %     6.81544700 %    9.14759470 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.91079820 %     6.86931142 %    9.21989040 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2798 %

      BANKRUPTCY AMOUNT AVAILABLE                         195,763.00
      FRAUD AMOUNT AVAILABLE                            1,651,979.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,016,825.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24413820
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.09

POOL TRADING FACTOR:                                                37.67002912


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00       37,435.28
CLASS A-8 ENDING BALANCE:                     1,662,123.76    5,377,545.93


 ................................................................................


Run:        02/25/97     09:22:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4084 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609202T4    19,150,000.00             0.00     7.000000  %          0.00
A-2   7609202U1     8,000,000.00             0.00     5.500000  %          0.00
A-3   7609202V9    19,300,000.00             0.00     5.750000  %          0.00
A-4   7609202W7    10,000,000.00     1,053,741.60     6.500000  %    538,998.71
A-5   7609202S6    20,800,000.00    20,800,000.00     6.500000  %          0.00
A-6   7609202X5     3,680,000.00     3,680,000.00     5.956521  %          0.00
A-7   7609202Y3    15,890,000.00     2,800,000.00     6.200000  %          0.00
A-8   7609202Z0     6,810,000.00     1,200,000.00     8.866666  %          0.00
A-9   7609203C0    37,200,000.00    15,000,000.00     7.000000  %          0.00
A-10  7609203A4        20,000.00         5,334.35  2775.250000  %         97.35
A-11  7609203B2             0.00             0.00     0.448363  %          0.00
R-I   7609203D8           100.00             0.00     7.000000  %          0.00
R-II  7609203E6           100.00             0.00     7.000000  %          0.00
B                   5,904,318.99     4,763,320.97     7.000000  %     26,073.54

- -------------------------------------------------------------------------------
                  146,754,518.99    49,302,396.92                    565,169.60
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4         5,695.38    544,694.09             0.00         0.00     514,742.89
A-5       112,422.07    112,422.07             0.00         0.00  20,800,000.00
A-6        18,227.00     18,227.00             0.00         0.00   3,680,000.00
A-7        14,435.26     14,435.26             0.00         0.00   2,800,000.00
A-8         8,847.42      8,847.42             0.00         0.00   1,200,000.00
A-9        87,310.04     87,310.04             0.00         0.00  15,000,000.00
A-10       12,310.02     12,407.37             0.00         0.00       5,237.00
A-11       18,381.14     18,381.14             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          27,725.72     53,799.26             0.00         0.00   4,737,247.47

- -------------------------------------------------------------------------------
          305,354.05    870,523.65             0.00         0.00  48,737,227.36
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    105.374160  53.899871     0.569538    54.469409   0.000000     51.474289
A-5   1000.000000   0.000000     5.404907     5.404907   0.000000   1000.000000
A-6   1000.000000   0.000000     4.952989     4.952989   0.000000   1000.000000
A-7    176.211454   0.000000     0.908449     0.908449   0.000000    176.211454
A-8    176.211454   0.000000     1.299181     1.299181   0.000000    176.211454
A-9    403.225806   0.000000     2.347044     2.347044   0.000000    403.225807
A-10   266.717500   4.867500   615.501000   620.368500   0.000000    261.850000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      806.751969   4.416011     4.695837     9.111848   0.000000    802.335964

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S35 (POOL # 4084)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4084 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,193.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,475.36

SUBSERVICER ADVANCES THIS MONTH                                        3,942.60
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     345,366.03

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      48,737,227.36

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          213

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      295,297.70

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          90.33856110 %     9.66143890 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             90.28002260 %     9.71997740 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4482 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              506,601.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,370,984.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.87082177
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              121.95

POOL TRADING FACTOR:                                                33.21003516

                                   PAC I          PAC II      COMPANION
CLASS A-7 PRIN DIST:                   0.00            0.00       N/A
CLASS A-7 ENDING BAL:          2,800,000.00            0.00       N/A
CLASS A-8 PRIN DIST:                   0.00            0.00       N/A
CLASS A-8 ENDING BAL:          1,200,000.00            0.00       N/A
CLASS A-9 PRIN DIST:                   0.00            0.00           0.00
CLASS A-9 ENDING BAL:         15,000,000.00            0.00           0.00


 ................................................................................


Run:        02/25/97     09:22:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4085 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609204N5    41,250,800.00             0.00     4.850000  %          0.00
A-2   7609204Q8    54,773,000.00    21,676,373.14     5.700000  %    995,072.64
A-3   7609204R6    19,990,000.00    12,934,768.14     6.400000  %    212,120.35
A-4   7609204V7    38,524,000.00    38,524,000.00     6.750000  %          0.00
A-5   7609204Z8    17,825,000.00    17,825,000.00     7.000000  %          0.00
A-6   7609205A2     5,911,000.00     5,911,000.00     7.000000  %          0.00
A-7   7609205B0    35,308,700.00             0.00     0.000000  %          0.00
A-8   7609205C8    15,132,300.00             0.00     0.000000  %          0.00
A-9   7609205D6    11,000,000.00             0.00     7.000000  %          0.00
A-10  7609204W5    10,311,000.00             0.00     7.000000  %          0.00
A-11  7609204X3             0.00             0.00     7.000000  %          0.00
A-12  7609204Y1             0.00             0.00     0.347214  %          0.00
R-I   7609205E4           100.00             0.00     7.000000  %          0.00
R-II  7609205F1           100.00             0.00     7.000000  %          0.00
B                  10,418,078.54     8,308,672.61     7.000000  %     44,931.20

- -------------------------------------------------------------------------------
                  260,444,078.54   105,179,813.89                  1,252,124.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       102,715.25  1,097,787.89             0.00         0.00  20,681,300.50
A-3        68,819.59    280,939.94             0.00         0.00  12,722,647.79
A-4       216,176.57    216,176.57             0.00         0.00  38,524,000.00
A-5       103,729.21    103,729.21             0.00         0.00  17,825,000.00
A-6        34,397.94     34,397.94             0.00         0.00   5,911,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       37,884.66     37,884.66             0.00         0.00           0.00
A-12       30,360.12     30,360.12             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          48,350.76     93,281.96             0.00         0.00   8,263,741.41

- -------------------------------------------------------------------------------
          642,434.10  1,894,558.29             0.00         0.00 103,927,689.70
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    395.749240  18.167211     1.875290    20.042501   0.000000    377.582030
A-3    647.061938  10.611323     3.442701    14.054024   0.000000    636.450615
A-4   1000.000000   0.000000     5.611478     5.611478   0.000000   1000.000000
A-5   1000.000000   0.000000     5.819311     5.819311   0.000000   1000.000000
A-6   1000.000000   0.000000     5.819310     5.819310   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      797.524474   4.312812     4.641043     8.953855   0.000000    793.211664

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S36 (POOL # 4085)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4085 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,432.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,350.41

SUBSERVICER ADVANCES THIS MONTH                                       13,545.97
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     479,290.20

 (B)  TWO MONTHLY PAYMENTS:                                    1     216,852.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     521,434.77


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     103,927,689.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          453

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      683,338.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.10050650 %     7.89949360 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.04856620 %     7.95143380 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3476 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                            1,082,486.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,345,606.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76366624
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              122.70

POOL TRADING FACTOR:                                                39.90403248


 ................................................................................


Run:        02/25/97     09:22:28                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609206K9    71,071,000.00             0.00     6.250000  %          0.00
A-2   7609206L7    59,799,000.00             0.00     6.750000  %          0.00
A-3   7609206M5    10,000,000.00             0.00     6.750000  %          0.00
A-4   7609206N3    34,297,000.00             0.00     6.750000  %          0.00
A-5   7609206J2       193,000.00             0.00  1008.609700  %          0.00
A-6   7609206R4    16,418,000.00             0.00     7.650000  %          0.00
A-7   7609206S2    48,219,000.00             0.00     7.650000  %          0.00
A-8   7609206T0    26,191,000.00    10,370,740.56     7.650000  %  2,958,867.81
A-9   7609206U7    51,291,000.00    51,291,000.00     7.650000  %          0.00
A-10  7609206P8    21,624,652.00    21,624,652.00     7.650000  %          0.00
A-11  7609206Q6    10,902,000.00     9,161,728.65     7.650000  %    325,483.47
A-12  7609206G8             0.00             0.00     0.350000  %          0.00
A-13  7609206H6             0.00             0.00     0.105346  %          0.00
R-I   7609206V5           100.00             0.00     8.000000  %          0.00
R-II  7609206W3           100.00             0.00     8.000000  %          0.00
M     7609206X1     9,408,759.00     8,735,636.78     8.000000  %     25,760.08
B                  16,935,768.50    15,724,148.44     8.000000  %     25,952.95

- -------------------------------------------------------------------------------
                  376,350,379.50   116,907,906.43                  3,336,064.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        65,529.65  3,024,397.46             0.00         0.00   7,411,872.75
A-9       324,092.72    324,092.72             0.00         0.00  51,291,000.00
A-10      136,639.81    136,639.81             0.00         0.00  21,624,652.00
A-11       57,890.26    383,373.73             0.00         0.00   8,836,245.18
A-12       26,725.93     26,725.93             0.00         0.00           0.00
A-13       10,172.49     10,172.49             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          57,723.31     83,483.39             0.00         0.00   8,709,876.70
B         103,901.96    129,854.91             0.00    20,415.20  15,677,780.28

- -------------------------------------------------------------------------------
          782,676.13  4,118,740.44             0.00    20,415.20 113,551,426.91
===============================================================================













































Run:        02/25/97     09:22:28
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4086 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    395.965811 112.972693     2.501991   115.474684   0.000000    282.993118
A-9   1000.000000   0.000000     6.318705     6.318705   0.000000   1000.000000
A-10  1000.000000   0.000000     6.318706     6.318706   0.000000   1000.000000
A-11   840.371368  29.855391     5.310059    35.165450   0.000000    810.515977
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      928.457917   2.737883     6.135061     8.872944   0.000000    925.720034
B      928.457923   1.532434     6.135061     7.667495   0.000000    925.720039

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S37 (POOL # 4086)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4086 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,691.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,154.68

SUBSERVICER ADVANCES THIS MONTH                                       32,333.83
MASTER SERVICER ADVANCES THIS MONTH                                    2,955.18


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,955,762.27

 (B)  TWO MONTHLY PAYMENTS:                                    1     212,366.47

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3   1,211,567.32


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        818,745.79

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     113,551,426.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          412

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 385,177.22

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,011,735.62

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         79.07773220 %     7.47223800 %   13.45003000 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            78.52280890 %     7.67042470 %   13.80676640 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1041 %

      BANKRUPTCY AMOUNT AVAILABLE                         148,593.00
      FRAUD AMOUNT AVAILABLE                            1,175,017.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,935,675.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.52774267
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.32

POOL TRADING FACTOR:                                                30.17173174


 ................................................................................


Run:        02/25/97     09:22:30                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4087 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205T1    69,726,000.00             0.00     7.500000  %          0.00
A-2   7609205U8    30,455,000.00             0.00     7.500000  %          0.00
A-3   7609205V6    69,537,000.00             0.00     7.500000  %          0.00
A-4   7609205W4    18,970,000.00             0.00     7.500000  %          0.00
A-5   7609205X2    70,018,000.00    19,945,123.14     7.500000  %  1,931,298.69
A-6   7609205Y0    46,182,000.00    46,182,000.00     7.500000  %          0.00
A-7   7609205Z7    76,357,000.00    76,357,000.00     7.500000  %          0.00
A-8   7609206A1     9,513,000.00     9,885,448.72     7.500000  %          0.00
A-9   7609206B9     9,248,000.00    12,598,589.41     7.500000  %          0.00
A-10  7609205S3             0.00             0.00     0.199964  %          0.00
R     7609206D5           100.00             0.00     7.500000  %          0.00
M     7609206C7     9,625,924.00     9,165,160.91     7.500000  %     27,546.46
B                  18,182,304.74    17,311,974.24     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  427,814,328.74   191,445,296.42                  1,958,845.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       124,036.70  2,055,335.39             0.00         0.00  18,013,824.45
A-6       287,201.18    287,201.18             0.00         0.00  46,182,000.00
A-7       474,856.45    474,856.45             0.00         0.00  76,357,000.00
A-8        52,767.36     52,767.36         8,709.24         0.00   9,894,157.96
A-9             0.00          0.00        78,349.35         0.00  12,676,938.76
A-10       31,743.02     31,743.02             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          56,997.21     84,543.67             0.00         0.00   9,137,614.45
B          14,693.38     14,693.38             0.00   145,000.27  17,259,942.00

- -------------------------------------------------------------------------------
        1,042,295.30  3,001,140.45        87,058.59   145,000.27 189,521,477.62
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    284.857082  27.582889     1.771497    29.354386   0.000000    257.274193
A-6   1000.000000   0.000000     6.218899     6.218899   0.000000   1000.000000
A-7   1000.000000   0.000000     6.218899     6.218899   0.000000   1000.000000
A-8   1039.151553   0.000000     5.546868     5.546868   0.915509   1040.067062
A-9   1362.304218   0.000000     0.000000     0.000000   8.472032   1370.776250
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      952.133105   2.861695     5.921220     8.782915   0.000000    949.271410
B      952.133103   0.000000     0.808114     0.808114   0.000000    949.271407

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S38 (POOL # 4087)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4087 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,137.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,975.03

SUBSERVICER ADVANCES THIS MONTH                                       21,052.70
MASTER SERVICER ADVANCES THIS MONTH                                    7,096.53


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,902,643.40

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     241,665.17


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        718,130.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     189,521,477.62

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          716

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 953,348.94

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,348,417.93

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.16986910 %     4.78735200 %    9.04277860 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.07146970 %     4.82141368 %    9.10711660 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1999 %

      BANKRUPTCY AMOUNT AVAILABLE                         191,378.00
      FRAUD AMOUNT AVAILABLE                              973,092.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,106,946.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.16208783
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              299.47

POOL TRADING FACTOR:                                                44.29993689


                                                           COMPONENTS
                                                  ACCRUAL        NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION:                     0.00            0.00
CLASS A-8 ENDING BALANCE:                     1,409,157.96    8,485,000.00


 ................................................................................


Run:        02/25/97     09:22:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4088 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609205G9     8,800,000.00             0.00     7.500000  %          0.00
A-2   7609204P0    15,008,000.00             0.00     5.350000  %          0.00
A-3   7609204S4    32,074,000.00             0.00     6.400000  %          0.00
A-4   7609204T2    27,018,800.00             0.00     0.000000  %          0.00
A-5   7609204U9             0.00             0.00     0.000000  %          0.00
A-6   7609205L8    13,180,000.00             0.00     7.500000  %          0.00
A-7   7609205M6    29,879,000.00    21,302,432.92     7.500000  %    574,884.98
A-8   7609205N4    19,565,000.00    19,565,000.00     7.500000  %          0.00
A-9   7609205P9     8,765,000.00             0.00     7.500000  %          0.00
A-10  7609205H7    16,710,000.00             0.00     7.500000  %          0.00
A-11  7609205J3     4,072,000.00             0.00     7.500000  %          0.00
A-12  7609205K0             0.00             0.00     0.154492  %          0.00
R-I   7609205Q7           100.00             0.00     7.500000  %          0.00
R-II  7609205R5           100.00             0.00     7.500000  %          0.00
B                   8,730,829.51     7,011,566.85     7.500000  %     36,507.25

- -------------------------------------------------------------------------------
                  183,802,829.51    47,878,999.77                    611,392.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       132,315.56    707,200.54             0.00         0.00  20,727,547.94
A-8       121,523.86    121,523.86             0.00         0.00  19,565,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12        6,125.93      6,125.93             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          43,550.87     80,058.12             0.00         0.00   6,975,059.60

- -------------------------------------------------------------------------------
          303,516.22    914,908.45             0.00         0.00  47,267,607.54
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    712.956689  19.240436     4.428380    23.668816   0.000000    693.716254
A-8   1000.000000   0.000000     6.211289     6.211289   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      803.081407   4.181419     4.988170     9.169589   0.000000    798.899989

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S39 (POOL # 4088)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4088 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,390.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,037.23

SUBSERVICER ADVANCES THIS MONTH                                        7,476.45
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     167,079.63

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        509,703.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      47,267,607.54

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          201

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      362,099.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.35565300 %    14.64434700 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.24346810 %    14.75653190 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1538 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              495,496.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,677,629.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.14185024
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              123.57

POOL TRADING FACTOR:                                                25.71647437


 ................................................................................


Run:        02/25/97     09:22:34                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4089 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609206E3   176,034,900.00    40,792,882.52     7.952602  %  2,432,329.59
R     7609206F0           100.00             0.00     7.952602  %          0.00
B                  11,237,146.51     8,445,618.35     7.952602  %      7,451.98

- -------------------------------------------------------------------------------
                  187,272,146.51    49,238,500.87                  2,439,781.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         266,963.13  2,699,292.72             0.00         0.00  38,360,552.93
R               0.00          0.00             0.00         0.00           0.00
B          55,271.13     62,723.11             0.00         0.00   8,438,166.37

- -------------------------------------------------------------------------------
          322,234.26  2,762,015.83             0.00         0.00  46,798,719.30
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      231.731790  13.817315     1.516535    15.333850   0.000000    217.914476
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      751.580336   0.663156     4.918609     5.581765   0.000000    750.917180

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:34                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S40 (POOL # 4089)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4089 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,296.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,010.71

SUBSERVICER ADVANCES THIS MONTH                                       20,537.62
MASTER SERVICER ADVANCES THIS MONTH                                    5,357.16


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,131,207.45

 (B)  TWO MONTHLY PAYMENTS:                                    1     218,988.55

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     318,876.36


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,057,777.33

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      46,798,719.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          162

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 698,689.99

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,396,336.02

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          82.84753150 %    17.15246850 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             81.96923660 %    18.03076340 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              513,827.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,912,833.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.45477527
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.17

POOL TRADING FACTOR:                                                24.98968489



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        02/25/97     09:22:35                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609207T9    10,965,657.00             0.00     5.000000  %          0.00
A-2   7609207Z5       245,000.00             0.00     7.000000  %          0.00
A-3   7609207U6     5,418,291.00             0.00     6.000000  %          0.00
A-4   7609207V4    16,878,481.00             0.00     6.000000  %          0.00
A-5   7609207R3    14,917,608.00             0.00     0.000000  %          0.00
A-6   7609207S1        74,963.00             0.00     0.000000  %          0.00
A-7   7609208A9     6,200,000.00        61,948.98     7.000000  %     61,948.98
A-8   7609208B7    14,000,000.00    14,000,000.00     7.000000  %    769,818.55
A-9   7609208C5    14,100,000.00    14,100,000.00     7.000000  %          0.00
A-10  7609207W2     9,700,000.00     9,700,000.00     7.000000  %          0.00
A-11  7609207X0    16,100,000.00    16,100,000.00     7.000000  %          0.00
A-12  7609207Y8    19,580,800.00             0.00     7.000000  %          0.00
A-13  7609207L6     5,010,527.00             0.00     0.000000  %          0.00
A-14  7609207M4     1,789,473.00             0.00     0.000000  %          0.00
A-15  7609207N2    11,568,421.00             0.00     0.000000  %          0.00
A-16  7609207P7     4,131,579.00             0.00     0.000000  %          0.00
A-17  7609207Q5             0.00             0.00     0.395551  %          0.00
R-I   7609208D3           100.00             0.00     7.000000  %          0.00
R-II  7609208E1           100.00             0.00     7.000000  %          0.00
B                   6,278,931.35     5,129,704.22     7.000000  %     27,514.57

- -------------------------------------------------------------------------------
                  156,959,931.35    59,091,653.20                    859,282.10
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7           361.13     62,310.11             0.00         0.00           0.00
A-8        81,612.51    851,431.06             0.00         0.00  13,230,181.45
A-9        82,195.46     82,195.46             0.00         0.00  14,100,000.00
A-10       56,545.81     56,545.81             0.00         0.00   9,700,000.00
A-11       93,854.39     93,854.39             0.00         0.00  16,100,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16            0.00          0.00             0.00         0.00           0.00
A-17       19,465.19     19,465.19             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B          29,903.43     57,418.00             0.00         0.00   5,102,189.65

- -------------------------------------------------------------------------------
          363,937.92  1,223,220.02             0.00         0.00  58,232,371.10
===============================================================================


































Run:        02/25/97     09:22:35
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4090 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      9.991771   9.991771     0.058247    10.050018   0.000000      0.000000
A-8   1000.000000  54.987039     5.829465    60.816504   0.000000    945.012961
A-9   1000.000000   0.000000     5.829465     5.829465   0.000000   1000.000000
A-10  1000.000000   0.000000     5.829465     5.829465   0.000000   1000.000000
A-11  1000.000000   0.000000     5.829465     5.829465   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      816.970904   4.382047     4.762503     9.144550   0.000000    812.588857

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:37                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S41 (POOL # 4090)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4090 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,098.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,350.42

SUBSERVICER ADVANCES THIS MONTH                                       12,337.80
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     562,825.68

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        659,536.77

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      58,232,371.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          264

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      542,327.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          91.31907140 %     8.68092860 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             91.23822450 %     8.76177550 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                0.396501 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              600,266.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,273,775.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84807047
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              122.92

POOL TRADING FACTOR:                                                37.10015072


LIBOR INDEX:                                                              0.0000
1 YEAR TREASURY INDEX:                                                    0.0000
5 YEAR TREASURY INDEX:                                                    0.0000
                                                    PAC             COMPANION
CLASS A-12 PRINCIPAL DISTRIBUTION:                      0.00                0.00
CLASS A-12 ENDING BALANCE:                              0.00                0.00


 ................................................................................


Run:        02/25/97     09:22:38                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4091 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944AA6   120,073,000.00    32,263,668.82     7.958267  %    526,511.50
M     760944AB4     5,352,000.00     4,454,958.43     7.958267  %     69,614.70
R     760944AC2           100.00             0.00     7.958267  %          0.00
B                   8,362,385.57     6,445,221.26     7.958267  %    108,265.57

- -------------------------------------------------------------------------------
                  133,787,485.57    43,163,848.51                    704,391.77
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         211,806.61    738,318.11             0.00         0.00  31,737,157.32
M          29,246.20     98,860.90             0.00         0.00   4,385,343.73
R               0.00          0.00             0.00         0.00           0.00
B          42,312.00    150,577.57             0.00         0.00   6,336,955.69

- -------------------------------------------------------------------------------
          283,364.81    987,756.58             0.00         0.00  42,459,456.74
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      268.700447   4.384928     1.763982     6.148910   0.000000    264.315519
M      832.391336  13.007231     5.464537    18.471768   0.000000    819.384105
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      770.739546  12.946731     5.059800    18.006531   0.000000    757.792814

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:38                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S42 (POOL # 4091)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4091 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,944.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,675.05

SUBSERVICER ADVANCES THIS MONTH                                       11,018.91
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     877,406.12

 (B)  TWO MONTHLY PAYMENTS:                                    1     314,175.52

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     261,215.73


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      42,459,456.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          151

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      661,917.47

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         74.74696980 %    10.32104100 %   14.93198930 %
PREPAYMENT PERCENT           74.74696980 %     0.00000000 %   25.25303020 %
NEXT DISTRIBUTION            74.74696980 %    10.32830862 %   14.92472150 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              702,812.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,924,177.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.47665830
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.76

POOL TRADING FACTOR:                                                31.73649356



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        02/25/97     09:22:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BG2    75,000,000.00             0.00     8.250000  %          0.00
A-2   760944AV0    93,000,000.00             0.00     7.798000  %          0.00
A-3   760944AF5    22,500,000.00     1,190,578.36     7.000000  %    481,096.57
A-4   760944AZ1    11,666,667.00             0.00     8.000000  %          0.00
A-5   760944BA5     5,000,000.00     3,881,014.02     8.000000  %    288,657.94
A-6   760944BH0    45,000,000.00     2,381,156.76     8.500000  %    962,193.14
A-7   760944BB3    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-8   760944BC1     4,612,500.00     4,612,500.00     8.000000  %          0.00
A-9   760944BD9    38,895,833.00    38,895,833.00     8.000000  %          0.00
A-10  760944AW8    23,100,000.00    23,100,000.00     8.000000  %          0.00
A-11  760944AX6    15,000,000.00    15,000,000.00     8.000000  %          0.00
A-12  760944AY4     1,225,000.00     1,225,000.00     8.000000  %          0.00
A-13  760944AD0             0.00             0.00     0.156250  %          0.00
R     760944BF4           100.00             0.00     8.000000  %          0.00
M     760944BE7     9,408,500.00     8,799,763.03     8.000000  %      8,321.30
B                  16,938,486.28    15,754,356.40     8.000000  %     14,897.77

- -------------------------------------------------------------------------------
                  376,347,086.28   129,840,201.57                  1,755,166.72
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3         6,885.69    487,982.26             0.00         0.00     709,481.79
A-4             0.00          0.00             0.00         0.00           0.00
A-5        25,652.32    314,310.26             0.00         0.00   3,592,356.08
A-6        16,722.39    978,915.53             0.00         0.00   1,418,963.62
A-7        99,145.41     99,145.41             0.00         0.00  15,000,000.00
A-8        30,487.22     30,487.22             0.00         0.00   4,612,500.00
A-9       257,089.56    257,089.56             0.00         0.00  38,895,833.00
A-10      154,000.00    154,000.00             0.00         0.00  23,100,000.00
A-11       99,145.41     99,145.41             0.00         0.00  15,000,000.00
A-12        8,096.88      8,096.88             0.00         0.00   1,225,000.00
A-13       16,761.82     16,761.82             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          58,163.75     66,485.05             0.00         0.00   8,791,441.73
B         104,131.47    119,029.24             0.00         0.00  15,739,458.63

- -------------------------------------------------------------------------------
          876,281.92  2,631,448.64             0.00         0.00 128,085,034.85
===============================================================================










































Run:        02/25/97     09:22:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4092 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     52.914594  21.382070     0.306031    21.688101   0.000000     31.532524
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    776.202804  57.731588     5.130464    62.862052   0.000000    718.471216
A-6     52.914595  21.382070     0.371609    21.753679   0.000000     31.532525
A-7   1000.000000   0.000000     6.609694     6.609694   0.000000   1000.000000
A-8   1000.000000   0.000000     6.609695     6.609695   0.000000   1000.000000
A-9   1000.000000   0.000000     6.609694     6.609694   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11  1000.000000   0.000000     6.609694     6.609694   0.000000   1000.000000
A-12  1000.000000   0.000000     6.609698     6.609698   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      935.299254   0.884445     6.182043     7.066488   0.000000    934.414809
B      930.092344   0.879521     6.147626     7.027147   0.000000    929.212822

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S43 (POOL # 4092)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4092 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,596.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,549.49

SUBSERVICER ADVANCES THIS MONTH                                       33,685.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,025,950.37

 (B)  TWO MONTHLY PAYMENTS:                                    1     440,426.09

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     371,155.12


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,603,614.19

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     128,085,034.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          457

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,632,386.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.08897000 %     6.77737900 %   12.13365060 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            80.84795750 %     6.86375402 %   12.28828850 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1548 %

      BANKRUPTCY AMOUNT AVAILABLE                         228,480.00
      FRAUD AMOUNT AVAILABLE                            1,312,828.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,929,321.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57366723
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.95

POOL TRADING FACTOR:                                                34.03375222


AMOUNT PAID FROM SPECIAL RESERVE ACCT FOR A-10 SHORTFALL                1,316.06
AMOUNT PAID TO CLASS R FROM EARNINGS ON RESERVE ACCOUNT                     0.00
AMOUNT ON DEPOSIT IN SPECIAL RESERVE ACCOUNT                           64,988.16


 ................................................................................


Run:        02/25/97     09:22:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4093 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944AG3    12,632,000.00             0.00     7.500000  %          0.00
A-2   760944AK4    11,157,000.00             0.00     7.500000  %          0.00
A-3   760944AL2    19,746,000.00             0.00     7.500000  %          0.00
A-4   760944AM0     7,739,000.00             0.00     7.500000  %          0.00
A-5   760944AN8    14,909,000.00     5,230,526.26     7.500000  %     64,032.16
A-6   760944AP3     4,188,000.00     4,188,000.00     7.500000  %          0.00
A-7   760944AQ1    11,026,000.00    11,026,000.00     7.500000  %          0.00
A-8   760944AR9    19,073,000.00    19,073,000.00     7.500000  %          0.00
A-9   760944AS7    12,029,900.00    12,029,900.00     7.500000  %          0.00
A-10  760944AH1     8,325,000.00     1,552,491.81     7.500000  %      7,114.68
A-11  760944AJ7     4,175,000.00     4,175,000.00     7.500000  %          0.00
A-12  760944AE8             0.00             0.00     0.145817  %          0.00
R     760944AU2           100.00             0.00     7.500000  %          0.00
M     760944AT5     3,008,033.00     2,889,995.83     7.500000  %      3,065.74
B                   5,682,302.33     5,407,616.08     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  133,690,335.33    65,572,529.98                     74,212.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        32,685.64     96,717.80             0.00         0.00   5,166,494.10
A-6        26,170.88     26,170.88             0.00         0.00   4,188,000.00
A-7        68,901.65     68,901.65             0.00         0.00  11,026,000.00
A-8       119,187.49    119,187.49             0.00         0.00  19,073,000.00
A-9        75,175.05     75,175.05             0.00         0.00  12,029,900.00
A-10        9,701.54     16,816.22             0.00         0.00   1,545,377.13
A-11       26,089.64     26,089.64             0.00         0.00   4,175,000.00
A-12        7,966.75      7,966.75             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          36,079.90     39,145.64             0.00         0.00   2,886,930.09
B          21,508.50     21,508.50             0.00         0.00   5,401,879.61

- -------------------------------------------------------------------------------
          423,467.04    497,679.62             0.00         0.00  65,492,580.93
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    350.830120   4.294866     2.192343     6.487209   0.000000    346.535254
A-6   1000.000000   0.000000     6.249016     6.249016   0.000000   1000.000000
A-7   1000.000000   0.000000     6.249016     6.249016   0.000000   1000.000000
A-8   1000.000000   0.000000     6.249016     6.249016   0.000000   1000.000000
A-9   1000.000000   0.000000     6.249017     6.249017   0.000000   1000.000000
A-10   186.485503   0.854616     1.165350     2.019966   0.000000    185.630887
A-11  1000.000000   0.000000     6.249016     6.249016   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      960.759350   1.019184    11.994516    13.013700   0.000000    959.740166
B      951.659339   0.000000     3.785172     3.785172   0.000000    950.649806

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S44 (POOL # 4093)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4093 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,992.56
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,896.32

SUBSERVICER ADVANCES THIS MONTH                                        4,552.44
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     254,116.14

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        374,740.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      65,492,580.93

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          245

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       10,388.92

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.34590250 %     4.40732700 %    8.24677050 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.34389520 %     4.40802614 %    8.24807870 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1458 %

      BANKRUPTCY AMOUNT AVAILABLE                         131,657.00
      FRAUD AMOUNT AVAILABLE                              331,785.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,922,460.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10015536
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.35

POOL TRADING FACTOR:                                                48.98826887


 ................................................................................


Run:        02/25/97     09:22:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4094 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944CA4   150,223,843.00    40,783,083.26     7.865088  %    626,875.95
R     760944CB2           100.00             0.00     7.865088  %          0.00
B                   3,851,896.47     3,211,332.56     7.865088  %     16,388.79

- -------------------------------------------------------------------------------
                  154,075,839.47    43,994,415.82                    643,264.74
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         265,914.50    892,790.45             0.00         0.00  40,156,207.31
R               0.00          0.00             0.00         0.00           0.00
B          20,938.58     37,327.37             0.00         0.00   3,194,943.77

- -------------------------------------------------------------------------------
          286,853.08    930,117.82             0.00         0.00  43,351,151.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      271.482093   4.172946     1.770122     5.943068   0.000000    267.309147
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      833.701680   4.254733     5.435915     9.690648   0.000000    829.446948

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:43                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S1 (POOL # 4094)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4094 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,398.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,005.43

SUBSERVICER ADVANCES THIS MONTH                                        8,260.69
MASTER SERVICER ADVANCES THIS MONTH                                    2,015.22


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     345,221.24

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        356,258.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      43,351,151.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          223

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 178,483.03

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      418,742.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.70059050 %     7.29940950 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.63008320 %     7.36991680 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              221,072.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,081,232.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.24846780
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              125.68

POOL TRADING FACTOR:                                                28.13624202


 ................................................................................


Run:        02/25/97     09:22:44                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4095 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CC0    51,176,000.00             0.00     8.000000  %          0.00
A-2   760944CD8   101,367,845.00             0.00     8.000000  %          0.00
A-3   760944CE6    44,286,923.00             0.00     8.000000  %          0.00
A-4   760944CF3    31,377,195.00    31,255,066.04     8.000000  %  1,493,207.62
A-5   760944CG1    41,173,880.00    41,173,880.00     8.000000  %          0.00
A-6   760944CH9     5,637,293.00             0.00     8.000000  %          0.00
A-7   760944BL1    20,001,399.00             0.00     0.000000  %          0.00
A-8   760944BM9     5,000,350.00             0.00     0.000000  %          0.00
A-9   760944BN7             0.00             0.00     0.234408  %          0.00
R     760944CM8           100.00             0.00     8.000000  %          0.00
M-1   760944CJ5     6,417,561.00     6,046,274.96     8.000000  %     21,895.53
M-2   760944CK2     4,813,170.00     4,605,782.58     8.000000  %          0.00
M-3   760944CL0     3,208,780.00     3,104,154.21     8.000000  %          0.00
B-1                 4,813,170.00     4,760,192.39     8.000000  %          0.00
B-2                 1,604,363.09       899,474.07     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  320,878,029.09    91,844,824.25                  1,515,103.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4       206,714.34  1,699,921.96             0.00         0.00  29,761,858.42
A-5       272,315.25    272,315.25             0.00         0.00  41,173,880.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9        17,798.64     17,798.64             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        39,988.77     61,884.30             0.00         0.00   6,024,379.43
M-2        17,863.87     17,863.87             0.00         0.00   4,605,782.58
M-3             0.00          0.00             0.00         0.00   3,104,154.21
B-1             0.00          0.00             0.00         0.00   4,760,192.39
B-2             0.00          0.00             0.00         0.00     851,058.37

- -------------------------------------------------------------------------------
          554,680.87  2,069,784.02             0.00         0.00  90,281,305.40
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    996.107716  47.588945     6.588044    54.176989   0.000000    948.518770
A-5   1000.000000   0.000000     6.613786     6.613786   0.000000   1000.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    942.145304   3.411815     6.231148     9.642963   0.000000    938.733489
M-2    956.912509   0.000000     3.711456     3.711456   0.000000    956.912509
M-3    967.393904   0.000000     0.000000     0.000000   0.000000    967.393904
B-1    988.993198   0.000000     0.000000     0.000000   0.000000    988.993198
B-2    560.642460   0.000000     0.000000     0.000000   0.000000    530.464940

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:45                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S2 (POOL # 4095)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4095 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,502.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,580.15

SUBSERVICER ADVANCES THIS MONTH                                       26,085.88
MASTER SERVICER ADVANCES THIS MONTH                                    7,519.84


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,120,738.64

 (B)  TWO MONTHLY PAYMENTS:                                    2     497,953.90

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     366,206.53


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,365,627.12

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      90,281,305.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          373

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 929,312.20

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,230,918.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         78.86012810 %    14.97766700 %    6.16220510 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            78.57190160 %    15.21280199 %    6.21529640 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2345 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,703.00
      FRAUD AMOUNT AVAILABLE                              453,771.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,967,958.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.68593540
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              297.10

POOL TRADING FACTOR:                                                28.13570803


 ................................................................................


Run:        02/25/97     09:22:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4096 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944BS6     4,010,000.00             0.00     7.500000  %          0.00
A-2   760944BT4    28,700,000.00             0.00     7.500000  %          0.00
A-3   760944BU1    10,700,000.00     5,336,654.44     7.500000  %     34,983.93
A-4   760944BV9    37,600,000.00    18,839,148.94     7.500000  %     28,444.88
A-5   760944BW7    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-6   760944BX5     9,000,000.00     9,000,000.00     7.500000  %          0.00
A-7   760944BP2             0.00             0.00     0.179732  %          0.00
R     760944BZ0           100.00             0.00     7.500000  %          0.00
M     760944BY3     2,674,000.00     2,571,798.71     7.500000  %      2,658.68
B-1                 3,744,527.00     3,601,409.74     7.500000  %      3,723.08
B-2                   534,817.23       514,376.30     7.500000  %        531.74

- -------------------------------------------------------------------------------
                  106,963,444.23    49,863,388.13                     70,342.31
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        33,341.43     68,325.36             0.00         0.00   5,301,670.51
A-4       117,699.99    146,144.87             0.00         0.00  18,810,704.06
A-5        62,476.28     62,476.28             0.00         0.00  10,000,000.00
A-6        56,228.65     56,228.65             0.00         0.00   9,000,000.00
A-7         7,465.53      7,465.53             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          16,067.64     18,726.32             0.00         0.00   2,569,140.03
B-1        22,500.27     26,223.35             0.00         0.00   3,597,686.66
B-2         3,213.62      3,745.36             0.00         0.00     513,844.56

- -------------------------------------------------------------------------------
          318,993.41    389,335.72             0.00         0.00  49,793,045.82
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    498.752751   3.269526     3.116021     6.385547   0.000000    495.483225
A-4    501.041195   0.756513     3.130319     3.886832   0.000000    500.284682
A-5   1000.000000   0.000000     6.247628     6.247628   0.000000   1000.000000
A-6   1000.000000   0.000000     6.247628     6.247628   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      961.779622   0.994271     6.008841     7.003112   0.000000    960.785352
B-1    961.779616   0.994272     6.008842     7.003114   0.000000    960.785344
B-2    961.779597   0.994246     6.008838     7.003084   0.000000    960.785351

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S3 (POOL # 4096)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4096 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,341.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,260.39

SUBSERVICER ADVANCES THIS MONTH                                        5,394.49
MASTER SERVICER ADVANCES THIS MONTH                                    3,910.13


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     452,622.59

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        282,448.96

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      49,793,045.82

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          190

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 526,513.69

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       18,794.39

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.58818620 %     5.15768900 %    8.25412430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.58312390 %     5.15963623 %    8.25723980 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1797 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              493,785.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,754,266.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.15262326
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.72

POOL TRADING FACTOR:                                                46.55146081


 ................................................................................


Run:        02/25/97     09:22:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4097 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BQ0   113,935,314.00    35,784,800.41     7.883753  %  1,068,735.66
R     760944BR8           100.00             0.00     7.883753  %          0.00
B                   7,272,473.94     5,541,898.13     7.883753  %      5,022.19

- -------------------------------------------------------------------------------
                  121,207,887.94    41,326,698.54                  1,073,757.85
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         233,848.75  1,302,584.41             0.00         0.00  34,716,064.75
R               0.00          0.00             0.00         0.00           0.00
B          36,215.54     41,237.73             0.00         0.00   5,536,875.94

- -------------------------------------------------------------------------------
          270,064.29  1,343,822.14             0.00         0.00  40,252,940.69
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      314.079974   9.380197     2.052469    11.432666   0.000000    304.699777
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      762.037537   0.690575     4.979810     5.670385   0.000000    761.346962

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:48                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S4 (POOL # 4097)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4097 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,255.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,296.80

SUBSERVICER ADVANCES THIS MONTH                                       16,201.33
MASTER SERVICER ADVANCES THIS MONTH                                    1,944.93


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,313,925.16

 (B)  TWO MONTHLY PAYMENTS:                                    1     303,044.43

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        526,757.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      40,252,940.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          150

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 259,469.50

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,036,306.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          86.59002940 %    13.40997060 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             86.24479140 %    13.75520860 %

      BANKRUPTCY AMOUNT AVAILABLE                         167,284.00
      FRAUD AMOUNT AVAILABLE                              411,026.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,807,122.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.39671183
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.28

POOL TRADING FACTOR:                                                33.20983591



TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL:                         0.00

TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION:                                                 0.00


 ................................................................................


Run:        02/25/97     09:22:49                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4098 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944BJ6   141,622,300.00    46,011,167.38     6.894794  %    508,734.70
R     760944BK3           100.00             0.00     6.894794  %          0.00
B                  11,897,842.91    10,020,168.09     6.894794  %     66,251.83

- -------------------------------------------------------------------------------
                  153,520,242.91    56,031,335.47                    574,986.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         263,839.95    772,574.65             0.00         0.00  45,502,432.68
R               0.00          0.00             0.00         0.00           0.00
B          57,458.23    123,710.06             0.00         0.00   9,953,916.26

- -------------------------------------------------------------------------------
          321,298.18    896,284.71             0.00         0.00  55,456,348.94
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      324.886458   3.592193     1.862983     5.455176   0.000000    321.294264
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      842.183593   5.568389     4.829299    10.397688   0.000000    836.615203

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:50                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S5 (POOL # 4098)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4098 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,292.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,910.69

SPREAD                                                                11,205.51

SUBSERVICER ADVANCES THIS MONTH                                       17,869.89
MASTER SERVICER ADVANCES THIS MONTH                                    4,737.61


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     238,904.64

 (B)  TWO MONTHLY PAYMENTS:                                    1     272,917.03

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,977,733.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      55,456,348.94

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          191

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 687,933.08

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      204,515.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          82.11684940 %    17.88315060 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             82.05089870 %    17.94910130 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              551,161.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,837,058.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62193385
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.15

POOL TRADING FACTOR:                                                36.12315086


 ................................................................................


Run:        02/25/97     09:22:50                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ES3    52,656,000.00     1,832,815.73     8.000000  %    160,610.33
A-2   760944EH7    24,701,000.00             0.00     8.000000  %          0.00
A-3   760944EP9    64,683,000.00             0.00     8.000000  %          0.00
A-4   760944EQ7    12,103,000.00             0.00     8.000000  %          0.00
A-5   760944ET1    38,663,000.00    27,027,428.65     8.000000  %    357,487.51
A-6   760944EU8    23,596,900.00    23,596,900.00     8.000000  %          0.00
A-7   760944EW4     5,326,000.00     7,254,131.22     8.000000  %          0.00
A-8   760944ER5    18,394,000.00       177,716.00     8.000000  %     57,566.67
A-9   760944EX2     7,607,000.00     7,607,000.00     8.000000  %          0.00
A-10  760944EV6    40,000,000.00    11,976,025.49     8.000000  %     88,560.70
A-11  760944EF1     2,607,000.00       678,868.78     8.000000  %     48,181.64
A-12  760944EG9     3,885,000.00     3,885,000.00     8.000000  %          0.00
A-13  760944EN4     5,787,000.00     5,787,000.00     8.000000  %          0.00
A-14  760944FC7             0.00             0.00     0.224889  %          0.00
R     760944FB9           100.00             0.00     8.000000  %          0.00
M-1   760944EY0     9,677,910.00     9,211,898.12     8.000000  %      9,019.26
M-2   760944EZ7     4,032,382.00     3,872,303.19     8.000000  %      3,791.33
M-3   760944FA1     2,419,429.00     2,344,743.30     8.000000  %      2,295.71
B-1                 5,000,153.00     4,932,222.55     8.000000  %          0.00
B-2                 1,451,657.66       848,528.90     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  322,590,531.66   111,032,581.93                    727,513.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        12,173.49    172,783.82             0.00         0.00   1,672,205.40
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       179,515.07    537,002.58             0.00         0.00  26,669,941.14
A-6       156,729.64    156,729.64             0.00         0.00  23,596,900.00
A-7             0.00          0.00        48,181.64         0.00   7,302,312.86
A-8         1,180.38     58,747.05             0.00         0.00     120,149.33
A-9        50,525.38     50,525.38             0.00         0.00   7,607,000.00
A-10       79,544.27    168,104.97             0.00         0.00  11,887,464.79
A-11        4,509.02     52,690.66             0.00         0.00     630,687.14
A-12       25,804.01     25,804.01             0.00         0.00   3,885,000.00
A-13       38,437.02     38,437.02             0.00         0.00   5,787,000.00
A-14       20,731.22     20,731.22             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        61,185.05     70,204.31             0.00         0.00   9,202,878.86
M-2        25,719.67     29,511.00             0.00         0.00   3,868,511.86
M-3        15,573.69     17,869.40             0.00         0.00   2,342,447.59
B-1        44,055.39     44,055.39             0.00         0.00   4,932,222.55
B-2             0.00          0.00             0.00         0.00     842,869.04

- -------------------------------------------------------------------------------
          715,683.30  1,443,196.45        48,181.64         0.00 110,347,590.56
===============================================================================







































Run:        02/25/97     09:22:50
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4099 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     34.807348   3.050181     0.231189     3.281370   0.000000     31.757167
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    699.051513   9.246243     4.643071    13.889314   0.000000    689.805270
A-6   1000.000000   0.000000     6.641959     6.641959   0.000000   1000.000000
A-7   1362.022385   0.000000     0.000000     0.000000   9.046496   1371.068881
A-8      9.661629   3.129644     0.064172     3.193816   0.000000      6.531985
A-9   1000.000000   0.000000     6.641959     6.641959   0.000000   1000.000000
A-10   299.400637   2.214018     1.988607     4.202625   0.000000    297.186620
A-11   260.402294  18.481642     1.729582    20.211224   0.000000    241.920652
A-12  1000.000000   0.000000     6.641959     6.641959   0.000000   1000.000000
A-13  1000.000000   0.000000     6.641960     6.641960   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    951.847880   0.931943     6.322135     7.254078   0.000000    950.915937
M-2    960.301675   0.940221     6.378282     7.318503   0.000000    959.361454
M-3    969.130857   0.948864     6.436928     7.385792   0.000000    968.181993
B-1    986.414326   0.000000     8.810808     8.810808   0.000000    986.414326
B-2    584.524109   0.000000     0.000000     0.000000   0.000000    580.625214

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:52                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S6 (POOL # 4099)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4099 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       33,590.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,716.02

SUBSERVICER ADVANCES THIS MONTH                                       35,568.72
MASTER SERVICER ADVANCES THIS MONTH                                    2,424.25


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,066,586.78

 (B)  TWO MONTHLY PAYMENTS:                                    2     620,171.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     158,864.97


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,752,030.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     110,347,590.56

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          420

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 308,029.54

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      576,280.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         80.89777280 %    13.89587100 %    5.20635600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            80.79801310 %    13.96844121 %    5.23354570 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2260 %

      BANKRUPTCY AMOUNT AVAILABLE                         186,282.00
      FRAUD AMOUNT AVAILABLE                            1,289,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,959,268.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.71596546
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              298.60

POOL TRADING FACTOR:                                                34.20670470


 ................................................................................


Run:        02/25/97     09:22:53                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DN5    23,017,500.00             0.00     5.500000  %          0.00
A-2   760944DQ8     7,746,000.00             0.00     6.000000  %          0.00
A-3   760944DD7    42,158,384.00     3,844,983.27     6.150000  %     76,933.10
A-4   760944DE5             0.00             0.00     3.850000  %          0.00
A-5   760944DR6    28,033,649.00             0.00     6.500000  %          0.00
A-6   760944DW5    56,309,467.00    27,464,167.90     7.150000  %    549,522.19
A-7   760944DY1     1,986,000.00       968,644.17     7.500000  %     19,381.31
A-8   760944DZ8    31,082,000.00    31,082,000.00     7.500000  %          0.00
A-9   760944DF2    18,270,000.00             0.00     0.000000  %          0.00
A-10  760944DG0     6,090,000.00             0.00     0.000000  %          0.00
A-11  760944DX3    37,465,000.00     3,968,644.18     7.500000  %     19,381.31
A-12  760944DH8     4,531,350.00             0.00     0.000000  %          0.00
A-13  760944DJ4     1,510,450.00             0.00     0.000000  %          0.00
A-14  760944DK1             0.00             0.00     0.326053  %          0.00
R-I   760944EC8           100.00             0.00     7.500000  %          0.00
R-II  760944ED6           100.00             0.00     7.500000  %          0.00
M-1   760944EA2     3,362,500.00     2,836,636.39     7.500000  %     23,444.96
M-2   760944EB0     6,051,700.00     5,155,420.95     7.500000  %      8,986.51
B                   1,344,847.83       922,946.75     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  268,959,047.83    76,243,443.61                    697,649.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        19,677.48     96,610.58             0.00         0.00   3,768,050.17
A-4        12,318.42     12,318.42             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       163,407.65    712,929.84             0.00         0.00  26,914,645.71
A-7         6,045.41     25,426.72             0.00         0.00     949,262.86
A-8       193,985.87    193,985.87             0.00         0.00  31,082,000.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       24,768.71     44,150.02             0.00         0.00   3,949,262.87
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14       20,686.65     20,686.65             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        17,703.73     41,148.69             0.00         0.00   2,813,191.43
M-2        32,175.50     41,162.01             0.00         0.00   5,146,434.44
B               0.00          0.00             0.00         0.00     881,695.21

- -------------------------------------------------------------------------------
          490,769.42  1,188,418.80             0.00         0.00  75,504,542.69
===============================================================================









































Run:        02/25/97     09:22:53
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4100 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3     91.203289   1.824859     0.466751     2.291610   0.000000     89.378430
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    487.736243   9.758966     2.901957    12.660923   0.000000    477.977277
A-7    487.736239   9.758968     3.044013    12.802981   0.000000    477.977271
A-8   1000.000000   0.000000     6.241100     6.241100   0.000000   1000.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11   105.929379   0.517318     0.661116     1.178434   0.000000    105.412061
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    843.609335   6.972479     5.265050    12.237529   0.000000    836.636857
M-2    851.896318   1.484956     5.316770     6.801726   0.000000    850.411362
B      686.283407   0.000000     0.000000     0.000000   0.000000    655.609646

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:54                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S7 (POOL # 4100)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4100 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,311.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,625.33

SUBSERVICER ADVANCES THIS MONTH                                       16,475.30
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     818,635.37

 (B)  TWO MONTHLY PAYMENTS:                                    1     511,497.25

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        196,597.69

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      75,504,542.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          330

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      108,744.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.30718600 %    10.48228800 %    1.21052610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.29034550 %    10.54191653 %    1.16773800 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3252 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              444,494.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,631,391.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22388269
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              125.97

POOL TRADING FACTOR:                                                28.07287700


 ................................................................................


Run:        02/25/97     09:22:55                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4101 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944DB1   105,693,300.00    31,264,322.30     7.817479  %  1,196,631.01
R     760944DC9           100.00             0.00     7.817479  %          0.00
B                   6,746,402.77     5,232,153.00     7.817479  %      1,245.57

- -------------------------------------------------------------------------------
                  112,439,802.77    36,496,475.30                  1,197,876.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         201,580.29  1,398,211.30             0.00         0.00  30,067,691.29
R               0.00          0.00             0.00         0.00           0.00
B          33,734.91     34,980.48             0.00    37,582.75   5,193,324.68

- -------------------------------------------------------------------------------
          235,315.20  1,433,191.78             0.00    37,582.75  35,261,015.97
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      295.802310  11.321730     1.907219    13.228949   0.000000    284.480580
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B      775.547085   0.184627     5.000429     5.185056   0.000000    769.791674

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S8 (POOL # 4101)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4101 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       10,516.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,787.20

SUBSERVICER ADVANCES THIS MONTH                                        7,250.91
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     220,064.37

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        768,880.84

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      35,261,015.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          120

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      964,615.43

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          85.66394990 %    14.33605010 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             85.27176670 %    14.72823330 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                              489,658.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,927,158.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.30093403
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.98

POOL TRADING FACTOR:                                                31.35990557


 ................................................................................


Run:        02/25/97     09:22:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4102 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944DL9     2,600,000.00             0.00     5.500000  %          0.00
A-2   760944DM7     5,250,000.00             0.00     5.500000  %          0.00
A-3   760944DP0    17,850,000.00     9,522,387.63     6.000000  %    953,831.02
A-4   760944EL8        10,000.00         3,214.30  2969.500000  %        321.97
A-5   760944DS4    33,600,000.00    33,600,000.00     7.000000  %          0.00
A-6   760944DT2    20,850,000.00    20,850,000.00     7.000000  %          0.00
A-7   760944EM6    35,181,860.00     3,327,133.30     6.250000  %          0.00
A-8   760944EJ3    15,077,940.00     1,425,914.27     8.749999  %          0.00
A-9   760944EK0             0.00             0.00     0.213415  %          0.00
R-I   760944DU9           100.00             0.00     7.000000  %          0.00
R-II  760944DV7           100.00             0.00     7.000000  %          0.00
B-1                 4,404,800.00     3,645,058.41     7.000000  %     19,143.47
B-2                   677,492.20       560,638.23     7.000000  %      2,944.41

- -------------------------------------------------------------------------------
                  135,502,292.20    72,934,346.14                    976,240.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        47,540.91  1,001,371.93             0.00         0.00   8,568,556.61
A-4         7,942.18      8,264.15             0.00         0.00       2,892.33
A-5       195,707.58    195,707.58             0.00         0.00  33,600,000.00
A-6       121,443.54    121,443.54             0.00         0.00  20,850,000.00
A-7        17,302.97     17,302.97             0.00         0.00   3,327,133.30
A-8        10,381.78     10,381.78             0.00         0.00   1,425,914.27
A-9        12,951.70     12,951.70             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
B-1        21,231.12     40,374.59             0.00         0.00   3,625,914.94
B-2         3,265.52      6,209.93             0.00         0.00     557,693.82

- -------------------------------------------------------------------------------
          437,767.30  1,414,008.17             0.00         0.00  71,958,105.27
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    533.467094  53.435911     2.663356    56.099267   0.000000    480.031183
A-4    321.430000  32.197000   794.218000   826.415000   0.000000    289.233000
A-5   1000.000000   0.000000     5.824630     5.824630   0.000000   1000.000000
A-6   1000.000000   0.000000     5.824630     5.824630   0.000000   1000.000000
A-7     94.569568   0.000000     0.491815     0.491815   0.000000     94.569568
A-8     94.569568   0.000000     0.688541     0.688541   0.000000     94.569568
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    827.519617   4.346047     4.819996     9.166043   0.000000    823.173570
B-2    827.519830   4.346043     4.819996     9.166039   0.000000    823.173787

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:22:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S9 (POOL # 4102)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4102 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       17,523.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,792.72

SUBSERVICER ADVANCES THIS MONTH                                        4,448.58
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     414,978.82

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      71,958,105.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          319

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      593,197.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.23358560 %     5.76641440 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             94.18604930 %     5.81395070 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2147 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              417,545.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,688,009.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62752526
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              125.66

POOL TRADING FACTOR:                                                53.10471439


 ................................................................................


Run:        02/25/97     09:22:58                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944CS5    38,548,900.00             0.00     6.500000  %          0.00
A-2   760944CN6    38,548,900.00             0.00     0.000000  %          0.00
A-3   760944CP1             0.00             0.00     0.000000  %          0.00
A-4   760944CT3    14,583,000.00             0.00     8.000000  %          0.00
A-5   760944CU0    20,606,000.00    19,130,503.16     8.150000  %    241,171.21
A-6   760944CQ9             0.00             0.00     0.350000  %          0.00
A-7   760944CW6     7,500,864.00     7,500,864.00     8.190000  %          0.00
A-8   760944CV8         1,000.00         1,000.00  2333.767840  %          0.00
A-9   760944CR7     5,212,787.00     2,663,236.84     8.500000  %     24,117.12
A-10  760944FD5             0.00             0.00     0.145258  %          0.00
R-I   760944CZ9           100.00             0.00     8.500000  %          0.00
R-II  760944DA3           100.00             0.00     8.500000  %          0.00
M-1   760944CX4     3,360,259.00     3,097,180.57     8.500000  %      2,645.75
M-2   760944CY2     2,016,155.00     1,884,915.89     8.500000  %      1,610.18
M-3   760944EE4     1,344,103.00     1,265,152.01     8.500000  %          0.00
B-1                 2,016,155.00     1,982,564.84     8.500000  %          0.00
B-2                   672,055.59       122,010.11     8.500000  %          0.00

- -------------------------------------------------------------------------------
                  134,410,378.59    37,647,427.42                    269,544.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       129,131.93    370,303.14             0.00         0.00  18,889,331.95
A-6         5,545.54      5,545.54             0.00         0.00           0.00
A-7        50,879.74     50,879.74             0.00         0.00   7,500,864.00
A-8         1,932.89      1,932.89             0.00         0.00       1,000.00
A-9        18,749.01     42,866.13             0.00         0.00   2,639,119.72
A-10        4,529.24      4,529.24             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,803.94     24,449.69             0.00         0.00   3,094,534.82
M-2        39,850.47     41,460.65             0.00         0.00   1,883,305.71
M-3            20.43         20.43             0.00         0.00   1,265,152.01
B-1             0.00          0.00             0.00         0.00   1,982,564.84
B-2             0.00          0.00             0.00         0.00     119,131.55

- -------------------------------------------------------------------------------
          272,443.19    541,987.45             0.00         0.00  37,375,004.60
===============================================================================













































Run:        02/25/97     09:22:58
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4103 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    928.394796  11.703931     6.266715    17.970646   0.000000    916.690864
A-7   1000.000000   0.000000     6.783184     6.783184   0.000000   1000.000000
A-8   1000.000000   0.000000  1932.890000  1932.890000   0.000000   1000.000000
A-9    510.904597   4.626531     3.596734     8.223265   0.000000    506.278066
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    921.708883   0.787365     6.488768     7.276133   0.000000    920.921518
M-2    934.906240   0.798639    19.765579    20.564218   0.000000    934.107601
M-3    941.261205   0.000000     0.015200     0.015200   0.000000    941.261205
B-1    983.339495   0.000000     0.000000     0.000000   0.000000    983.339495
B-2    181.547645   0.000000     0.000000     0.000000   0.000000    177.264428

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:00                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S10 (POOL # 4103)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4103 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        9,530.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,925.17

SUBSERVICER ADVANCES THIS MONTH                                       15,074.54
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     498,451.65

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,184,422.54

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        208,903.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      37,375,004.60

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          150

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      240,262.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         77.81568620 %    16.59409100 %    5.59022250 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            77.67307580 %    16.70365691 %    5.62326720 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1457 %

      BANKRUPTCY AMOUNT AVAILABLE                         118,613.00
      FRAUD AMOUNT AVAILABLE                              433,881.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,604,879.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.07631553
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              303.24

POOL TRADING FACTOR:                                                27.80663591


 ................................................................................


Run:        02/28/97     09:36:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ1 (POOL # 8013)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8013 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GM4    33,088,000.00    29,123,211.02     7.470000  %    146,105.50
A-2   760944GN2    35,036,830.43    35,036,830.43     7.470000  %          0.00
S-1   760944GQ5             0.00             0.00     1.000000  %          0.00
S-2   760944GR3             0.00             0.00     0.500000  %          0.00
S-3   760944GS1             0.00             0.00     0.250000  %          0.00
R     760944GP7           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   68,124,930.43    64,160,041.45                    146,105.50
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       188,341.69    334,447.19             0.00         0.00  28,977,105.52
A-2       226,545.64    226,545.64             0.00         0.00  35,036,830.43
S-1         2,681.66      2,681.66             0.00         0.00           0.00
S-2        12,977.42     12,977.42             0.00         0.00           0.00
S-3         1,718.92      1,718.92             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          432,265.33    578,370.83             0.00         0.00  64,013,935.95
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    880.174414   4.415664     5.692145    10.107809   0.000000    875.758750
A-2   1000.000000   0.000000     6.465929     6.465929   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-February-97 
DISTRIBUTION DATE        28-February-97 

Run:     02/28/97     09:36:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8013 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,604.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,013,935.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               3,093,947.42

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                93.96550653


 ................................................................................


Run:        02/25/97     09:23:01                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609208W1    29,554,000.00     9,452,441.34    10.000000  %     40,741.25
A-2   7609208F8    52,896,000.00             0.00     7.250000  %          0.00
A-3   7609208G6    30,604,000.00             0.00     7.250000  %          0.00
A-4   7609208H4    51,752,000.00             0.00     7.250000  %          0.00
A-5   7609208J0    59,248,000.00    33,687,531.05     7.250000  %    325,929.99
A-6   7609208K7    48,625,000.00     8,421,882.73     6.250000  %     81,482.50
A-7   7609208L5             0.00             0.00     3.750000  %          0.00
A-8   7609208P6     6,663,000.00     6,663,000.00     7.800000  %          0.00
A-9   7609208Q4    35,600,000.00    35,600,000.00     7.800000  %          0.00
A-10  7609208M3    10,152,000.00    10,152,000.00     7.800000  %          0.00
A-11  7609208N1             0.00             0.00     0.164926  %          0.00
R-I   7609208U5           100.00             0.00     8.000000  %          0.00
R-II  7609208V3       590,838.00             0.00     8.000000  %          0.00
M-1   7609208R2     8,754,971.00     8,196,098.74     8.000000  %     21,299.68
M-2   7609208S0     5,252,983.00     4,998,838.73     8.000000  %     12,990.77
M-3   7609208T8     3,501,988.00     3,363,244.02     8.000000  %      8,740.26
B-1                 5,252,983.00     5,134,940.89     8.000000  %          0.00
B-2                 1,750,995.34     1,059,589.25     8.000000  %          0.00

- -------------------------------------------------------------------------------
                  350,198,858.34   126,729,566.75                    491,184.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        78,669.94    119,411.19             0.00         0.00   9,411,700.09
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       203,269.41    529,199.40             0.00         0.00  33,361,601.06
A-6        43,808.06    125,290.56             0.00         0.00   8,340,400.23
A-7        26,284.83     26,284.83             0.00         0.00           0.00
A-8        43,254.30     43,254.30             0.00         0.00   6,663,000.00
A-9       231,105.05    231,105.05             0.00         0.00  35,600,000.00
A-10       65,903.89     65,903.89             0.00         0.00  10,152,000.00
A-11       17,395.31     17,395.31             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        54,571.01     75,870.69             0.00         0.00   8,174,799.06
M-2        33,283.11     46,273.88             0.00         0.00   4,985,847.96
M-3        22,393.05     31,133.31             0.00         0.00   3,354,503.76
B-1         6,225.83      6,225.83             0.00         0.00   5,134,940.89
B-2             0.00          0.00             0.00         0.00   1,043,491.17

- -------------------------------------------------------------------------------
          826,163.79  1,317,348.24             0.00         0.00 126,222,284.22
===============================================================================











































Run:        02/25/97     09:23:01
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4104 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    319.836277   1.378536     2.661905     4.040441   0.000000    318.457741
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    568.585118   5.501114     3.430823     8.931937   0.000000    563.084004
A-6    173.200673   1.675733     0.900937     2.576670   0.000000    171.524941
A-8   1000.000000   0.000000     6.491715     6.491715   0.000000   1000.000000
A-9   1000.000000   0.000000     6.491715     6.491715   0.000000   1000.000000
A-10  1000.000000   0.000000     6.491715     6.491715   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    936.165150   2.432867     6.233146     8.666013   0.000000    933.732283
M-2    951.619057   2.473027     6.336040     8.809067   0.000000    949.146030
M-3    960.381366   2.495800     6.394382     8.890182   0.000000    957.885567
B-1    977.528557   0.000000     1.185199     1.185199   0.000000    977.528557
B-2    605.135391   0.000000     0.000000     0.000000   0.000000    595.941717

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:02                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S11 (POOL # 4104)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4104 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,795.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,322.36

SUBSERVICER ADVANCES THIS MONTH                                       47,451.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    17   4,052,817.50

 (B)  TWO MONTHLY PAYMENTS:                                    3     920,716.91

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,141,862.01

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     126,222,284.22

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          487

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      177,943.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.04624840 %    13.06576000 %    4.88799130 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            82.02093790 %    13.08417993 %    4.89488220 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1641 %

      BANKRUPTCY AMOUNT AVAILABLE                         544,063.00
      FRAUD AMOUNT AVAILABLE                            1,406,867.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,200,598.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64802265
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.25

POOL TRADING FACTOR:                                                36.04303133


 ................................................................................


Run:        02/25/97     09:23:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944GC6    40,873,000.00             0.00     7.500000  %          0.00
A-2   760944GB8     9,405,000.00             0.00     5.500000  %          0.00
A-3   760944GF9    27,507,000.00             0.00     7.500000  %          0.00
A-4   760944GE2    39,680,000.00             0.00     6.750000  %          0.00
A-5   760944GJ1    22,004,000.00    10,310,360.69     7.500000  %    561,052.33
A-6   760944GG7    20,505,000.00     9,607,977.90     7.000000  %    522,831.21
A-7   760944GK8    23,152,000.00    23,152,000.00     7.500000  %          0.00
A-8   760944GL6    10,000,000.00    10,000,000.00     7.500000  %          0.00
A-9   760944FZ6     7,475,000.00     1,384,664.47     7.500000  %    152,752.10
A-10  760944GA0     3,403,000.00     3,403,000.00     7.500000  %          0.00
A-11  760944GD4    29,995,000.00    29,995,000.00     7.500000  %          0.00
A-12  760944GT9    18,350,000.00    24,440,335.53     7.500000  %          0.00
A-13  760944GH5    23,529,000.00     1,921,595.61     6.200000  %    104,566.24
A-14  760944GU6             0.00             0.00     3.800000  %          0.00
A-15  760944GV4             0.00             0.00     0.162505  %          0.00
R-I   760944GZ5           100.00             0.00     7.500000  %          0.00
R-II  760944HA9           100.00             0.00     7.500000  %          0.00
M-1   760944GW2     8,136,349.00     7,770,761.18     7.500000  %      7,915.88
M-2   760944GX0     3,698,106.00     3,536,455.14     7.500000  %      3,602.50
M-3   760944GY8     2,218,863.00     2,128,946.04     7.500000  %      2,168.70
B-1                 4,437,728.00     4,323,128.99     7.500000  %          0.00
B-2                 1,479,242.76     1,211,246.73     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  295,848,488.76   133,185,472.28                  1,354,888.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        64,163.55    625,215.88             0.00         0.00   9,749,308.36
A-6        55,806.32    578,637.53             0.00         0.00   9,085,146.69
A-7       144,079.79    144,079.79             0.00         0.00  23,152,000.00
A-8        62,232.12     62,232.12             0.00         0.00  10,000,000.00
A-9         8,617.05    161,369.15             0.00         0.00   1,231,912.37
A-10       21,177.59     21,177.59             0.00         0.00   3,403,000.00
A-11      186,665.23    186,665.23             0.00         0.00  29,995,000.00
A-12            0.00          0.00       152,752.10         0.00  24,593,087.63
A-13        9,885.68    114,451.92             0.00         0.00   1,817,029.37
A-14        6,058.97      6,058.97             0.00         0.00           0.00
A-15       17,975.35     17,975.35             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        48,403.64     56,319.52             0.00         0.00   7,762,845.30
M-2        22,028.38     25,630.88             0.00         0.00   3,532,852.64
M-3        13,261.08     15,429.78             0.00         0.00   2,126,777.34
B-1        40,111.07     40,111.07             0.00         0.00   4,323,128.99
B-2             0.00          0.00             0.00         0.00   1,205,609.00

- -------------------------------------------------------------------------------
          700,465.82  2,055,354.78       152,752.10         0.00 131,977,697.69
===============================================================================



































Run:        02/25/97     09:23:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4105 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    468.567565  25.497743     2.915995    28.413738   0.000000    443.069822
A-6    468.567564  25.497743     2.721596    28.219339   0.000000    443.069822
A-7   1000.000000   0.000000     6.223211     6.223211   0.000000   1000.000000
A-8   1000.000000   0.000000     6.223212     6.223212   0.000000   1000.000000
A-9    185.239394  20.435064     1.152783    21.587847   0.000000    164.804330
A-10  1000.000000   0.000000     6.223212     6.223212   0.000000   1000.000000
A-11  1000.000000   0.000000     6.223212     6.223212   0.000000   1000.000000
A-12  1331.898394   0.000000     0.000000     0.000000   8.324365   1340.222759
A-13    81.669243   4.444143     0.420149     4.864292   0.000000     77.225100
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    955.067338   0.972903     5.949061     6.921964   0.000000    954.094435
M-2    956.288203   0.974147     5.956665     6.930812   0.000000    955.314055
M-3    959.476110   0.977392     5.976520     6.953912   0.000000    958.498718
B-1    974.176198   0.000000     9.038650     9.038650   0.000000    974.176198
B-2    818.828905   0.000000     0.000000     0.000000   0.000000    815.017678

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S12 (POOL # 4105)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4105 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       49,200.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,092.44

SUBSERVICER ADVANCES THIS MONTH                                       27,862.06
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,862,991.95

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,343,364.07

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        625,439.56

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     131,977,697.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          501

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,072,101.93

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.75630080 %    10.08830900 %    4.15538990 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.64059410 %    10.17026021 %    4.18914570 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1628 %

      BANKRUPTCY AMOUNT AVAILABLE                         212,759.00
      FRAUD AMOUNT AVAILABLE                              728,338.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,447,874.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.23240920
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              300.77

POOL TRADING FACTOR:                                                44.60989415


 ................................................................................


Run:        02/25/97     09:23:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944FP8    22,000,000.00             0.00     6.477270  %          0.00
A-2   760944FL7     3,692,298.00             0.00     5.250000  %          0.00
A-3   760944FM5     3,391,307.00             0.00     5.500000  %          0.00
A-4   760944FS2    15,000,000.00             0.00     7.228260  %          0.00
A-5   760944FJ2    18,249,728.00     3,128,690.82     6.250000  %    301,334.82
A-6   760944FK9             0.00             0.00     2.250000  %          0.00
A-7   760944FN3     6,666,667.00     2,502,952.91     6.250000  %    241,067.88
A-8   760944FU7    32,500,001.00    32,500,001.00     7.500000  %          0.00
A-9   760944FR4    12,000,000.00    12,000,000.00     6.516390  %          0.00
A-10  760944FY9    40,000,000.00     4,800,000.00    10.000000  %          0.00
A-11  760944FE3    10,389,750.00             0.00     0.000000  %          0.00
A-12  760944FF0     5,594,480.00             0.00     0.000000  %          0.00
A-13  760944FG8     5,368,770.00             0.00     0.000000  %          0.00
A-14  760944FQ6       200,000.00       200,000.00     6.516390  %          0.00
A-15  760944FH6             0.00             0.00     0.276430  %          0.00
R-I   760944FT0           100.00             0.00     7.500000  %          0.00
R-II  760944FX1           100.00             0.00     7.500000  %          0.00
M-1   760944FV5     2,291,282.00     1,919,144.98     7.500000  %      9,819.32
M-2   760944FW3     4,582,565.00     3,855,311.59     7.500000  %     19,725.73
B-1                   458,256.00       385,654.30     7.500000  %      1,973.20
B-2                   917,329.35       675,405.79     7.500000  %      3,455.74

- -------------------------------------------------------------------------------
                  183,302,633.35    61,967,161.39                    577,376.69
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5        16,279.52    317,614.34             0.00         0.00   2,827,356.00
A-6         5,860.63      5,860.63             0.00         0.00           0.00
A-7        13,023.61    254,091.49             0.00         0.00   2,261,885.03
A-8       202,928.75    202,928.75             0.00         0.00  32,500,001.00
A-9        65,100.94     65,100.94             0.00         0.00  12,000,000.00
A-10       39,961.35     39,961.35             0.00         0.00   4,800,000.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14        1,085.02      1,085.02             0.00         0.00     200,000.00
A-15       14,260.84     14,260.84             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        11,983.07     21,802.39             0.00         0.00   1,909,325.66
M-2        24,072.42     43,798.15             0.00         0.00   3,835,585.86
B-1         2,408.01      4,381.21             0.00         0.00     383,681.10
B-2         4,217.22      7,672.96             0.00         0.00     671,950.05

- -------------------------------------------------------------------------------
          401,181.38    978,558.07             0.00         0.00  61,389,784.70
===============================================================================





































Run:        02/25/97     09:23:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4106 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    171.437669  16.511743     0.892042    17.403785   0.000000    154.925926
A-7    375.442918  36.160180     1.953541    38.113721   0.000000    339.282738
A-8   1000.000000   0.000000     6.243961     6.243961   0.000000   1000.000000
A-9   1000.000000   0.000000     5.425078     5.425078   0.000000   1000.000000
A-10   120.000000   0.000000     0.999034     0.999034   0.000000    120.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14  1000.000000   0.000000     5.425100     5.425100   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    837.585675   4.285514     5.229854     9.515368   0.000000    833.300161
M-2    841.299925   4.304517     5.253045     9.557562   0.000000    836.995408
B-1    841.569559   4.305890     5.254727     9.560617   0.000000    837.263669
B-2    736.274044   3.767153     4.597269     8.364422   0.000000    732.506869

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S13 (POOL # 4106)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4106 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,707.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,825.24

SUBSERVICER ADVANCES THIS MONTH                                       15,297.42
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     837,349.02

 (B)  TWO MONTHLY PAYMENTS:                                    1     201,537.80

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        356,062.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      61,389,784.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          281

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      260,321.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.96913060 %     9.31857500 %    1.71229420 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.92235460 %     9.35809035 %    1.71955510 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2773 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              369,318.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,776,306.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22443263
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              126.39

POOL TRADING FACTOR:                                                33.49094532


 ................................................................................


Run:        02/25/97     09:23:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944HE1    65,000,000.00             0.00     7.500000  %          0.00
A-2   760944HN1     8,177,000.00             0.00     7.500000  %          0.00
A-3   760944HB7     5,773,000.00             0.00     5.200000  %          0.00
A-4   760944HP6    37,349,000.00             0.00     7.500000  %          0.00
A-5   760944HC5    33,306,000.00             0.00     6.200000  %          0.00
A-6   760944HQ4    32,628,000.00    23,012,664.93     7.500000  %    651,956.78
A-7   760944HD3    36,855,000.00    25,993,985.71     7.000000  %    736,418.64
A-8   760944HW1    29,999,000.00     5,198,402.05    10.000190  %    147,272.53
A-9   760944HR2    95,366,000.00    95,366,000.00     7.500000  %          0.00
A-10  760944HF8     8,366,000.00     8,366,000.00     7.500000  %          0.00
A-11  760944HG6     1,385,000.00     1,385,000.00     7.500000  %          0.00
A-12  760944HH4    20,000,000.00             0.00     7.500000  %          0.00
A-13  760944HJ0     9,794,000.00             0.00     7.500000  %          0.00
A-14  760944HK7    36,449,000.00             0.00     7.500000  %          0.00
A-15  760944HL5    29,559,000.00    20,847,404.93     7.500000  %    590,633.83
A-16  760944HM3             0.00             0.00     0.294916  %          0.00
R     760944HV3         1,000.00             0.00     7.500000  %          0.00
M-1   760944HS0    13,271,500.00    12,642,352.60     7.500000  %     12,913.42
M-2   760944HT8     6,032,300.00     5,763,011.65     7.500000  %      5,886.58
M-3   760944HU5     3,619,400.00     3,484,017.86     7.500000  %      3,558.72
B-1                 4,825,900.00     4,670,638.05     7.500000  %          0.00
B-2                 2,413,000.00     2,358,480.75     7.500000  %          0.00
B-3                 2,412,994.79     1,841,237.19     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  482,582,094.79   210,929,195.72                  2,148,640.50
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6       143,151.36    795,108.14             0.00         0.00  22,360,708.15
A-7       150,917.01    887,335.65             0.00         0.00  25,257,567.07
A-8        43,116.69    190,389.22             0.00         0.00   5,051,129.52
A-9       593,228.67    593,228.67             0.00         0.00  95,366,000.00
A-10       52,041.09     52,041.09             0.00         0.00   8,366,000.00
A-11        8,615.46      8,615.46             0.00         0.00   1,385,000.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13            0.00          0.00             0.00         0.00           0.00
A-14            0.00          0.00             0.00         0.00           0.00
A-15      129,682.26    720,316.09             0.00         0.00  20,256,771.10
A-16       51,594.33     51,594.33             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        78,642.34     91,555.76             0.00         0.00  12,629,439.18
M-2        35,849.08     41,735.66             0.00         0.00   5,757,125.07
M-3        21,672.49     25,231.21             0.00         0.00   3,480,459.14
B-1        64,239.04     64,239.04             0.00         0.00   4,670,638.05
B-2             0.00          0.00             0.00         0.00   2,358,480.75
B-3             0.00          0.00             0.00         0.00   1,832,176.64

- -------------------------------------------------------------------------------
        1,372,749.82  3,521,390.32             0.00         0.00 208,771,494.67
===============================================================================

































Run:        02/25/97     09:23:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4107 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    705.304184  19.981512     4.387378    24.368890   0.000000    685.322672
A-7    705.304184  19.981512     4.094886    24.076398   0.000000    685.322672
A-8    173.285845   4.909248     1.437271     6.346519   0.000000    168.376597
A-9   1000.000000   0.000000     6.220547     6.220547   0.000000   1000.000000
A-10  1000.000000   0.000000     6.220546     6.220546   0.000000   1000.000000
A-11  1000.000000   0.000000     6.220549     6.220549   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15   705.281130  19.981523     4.387234    24.368757   0.000000    685.299608
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    952.594100   0.973019     5.925656     6.898675   0.000000    951.621081
M-2    955.358926   0.975843     5.942854     6.918697   0.000000    954.383083
M-3    962.595419   0.983235     5.987868     6.971103   0.000000    961.612184
B-1    967.827359   0.000000    13.311308    13.311308   0.000000    967.827359
B-2    977.406030   0.000000     0.000000     0.000000   0.000000    977.406030
B-3    763.050628   0.000000     0.000000     0.000000   0.000000    759.295730

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S14 (POOL # 4107)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4107 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       60,556.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,079.30

SUBSERVICER ADVANCES THIS MONTH                                       51,849.77
MASTER SERVICER ADVANCES THIS MONTH                                    6,478.98


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   2,050,033.99

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,554,285.20

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     586,111.16


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      2,754,528.34

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     208,771,494.67

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          755

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       3

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 849,689.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,942,249.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         85.41703150 %    10.37759700 %    4.20537140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            85.28136280 %    10.47414228 %    4.24449490 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2962 %

      BANKRUPTCY AMOUNT AVAILABLE                         245,792.00
      FRAUD AMOUNT AVAILABLE                            2,273,284.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,730,871.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26892919
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              303.03

POOL TRADING FACTOR:                                                43.26134287


 ................................................................................


Run:        02/25/97     09:23:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JH2    54,600,000.00             0.00     7.000000  %          0.00
A-2   760944HX9     9,507,525.00             0.00     5.500000  %          0.00
A-3   760944HY7    23,719,181.00    10,933,079.97     5.600000  %  1,263,696.22
A-4   760944HZ4    10,298,695.00    10,298,695.00     6.000000  %          0.00
A-5   760944JA7    40,000,000.00    40,000,000.00     6.700000  %          0.00
A-6   760944JB5    11,700,000.00    11,700,000.00     6.922490  %          0.00
A-7   760944JC3             0.00             0.00     0.222490  %          0.00
A-8   760944JF6    18,141,079.00    18,141,079.00     6.850000  %          0.00
A-9   760944JG4        10,000.00        10,000.00   279.116170  %          0.00
A-10  760944JD1    31,786,601.00    14,355,414.90     6.250000  %    957,587.95
A-11  760944JE9             0.00             0.00     2.250000  %          0.00
A-12  760944JN9     2,200,013.00       681,002.19     7.500000  %     28,051.03
A-13  760944JP4     9,999,984.00     3,095,422.03     9.500000  %    127,502.93
A-14  760944JQ2     6,043,334.00             0.00     0.000000  %          0.00
A-15  760944JR0     2,590,000.00             0.00     0.000000  %          0.00
A-16  760944JS8    39,265,907.00     6,520,258.32     6.635000  %          0.00
A-17  760944JT6    11,027,260.00     2,328,663.67     8.022000  %          0.00
A-18  760944JU3     4,711,421.00             0.00     0.000000  %          0.00
A-19  760944JV1             0.00             0.00     0.311708  %          0.00
R-I   760944JL3           100.00             0.00     7.000000  %          0.00
R-II  760944JM1           100.00             0.00     7.000000  %          0.00
M-1   760944JJ8     5,772,016.00     4,862,221.40     7.000000  %     24,808.83
M-2   760944JK5     5,050,288.00     4,345,250.82     7.000000  %     22,171.06
B-1                 1,442,939.00     1,285,717.51     7.000000  %      6,560.20
B-2                   721,471.33       276,003.83     7.000000  %      1,408.27

- -------------------------------------------------------------------------------
                  288,587,914.33   128,832,808.64                  2,431,786.49
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        50,522.47  1,314,218.69             0.00         0.00   9,669,383.75
A-4        50,990.29     50,990.29             0.00         0.00  10,298,695.00
A-5       221,150.94    221,150.94             0.00         0.00  40,000,000.00
A-6        66,834.73     66,834.73             0.00         0.00  11,700,000.00
A-7         7,343.86      7,343.86             0.00         0.00           0.00
A-8       102,543.40    102,543.40             0.00         0.00  18,141,079.00
A-9         2,303.24      2,303.24             0.00         0.00      10,000.00
A-10       74,037.17  1,031,625.12             0.00         0.00  13,397,826.95
A-11       26,653.38     26,653.38             0.00         0.00           0.00
A-12        4,214.67     32,265.70             0.00         0.00     652,951.16
A-13       24,265.96    151,768.89             0.00         0.00   2,967,919.10
A-14            0.00          0.00             0.00         0.00           0.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       35,699.30     35,699.30             0.00         0.00   6,520,258.32
A-17       15,415.00     15,415.00             0.00         0.00   2,328,663.67
A-18            0.00          0.00             0.00         0.00           0.00
A-19       33,138.11     33,138.11             0.00         0.00           0.00
R-I             0.08          0.08             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,085.80     52,894.63             0.00         0.00   4,837,412.57
M-2        25,099.61     47,270.67             0.00         0.00   4,323,079.76
B-1         7,426.73     13,986.93             0.00         0.00   1,279,157.31
B-2         1,594.27      3,002.54             0.00         0.00     274,595.56

- -------------------------------------------------------------------------------
          777,319.01  3,209,105.50             0.00         0.00 126,401,022.15
===============================================================================





























Run:        02/25/97     09:23:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4108 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    460.938342  53.277397     2.130026    55.407423   0.000000    407.660945
A-4   1000.000000   0.000000     4.951141     4.951141   0.000000   1000.000000
A-5   1000.000000   0.000000     5.528774     5.528774   0.000000   1000.000000
A-6   1000.000000   0.000000     5.712370     5.712370   0.000000   1000.000000
A-8   1000.000000   0.000000     5.652552     5.652552   0.000000   1000.000000
A-9   1000.000000   0.000000   230.324000   230.324000   0.000000   1000.000000
A-10   451.618432  30.125522     2.329194    32.454716   0.000000    421.492910
A-12   309.544621  12.750393     1.915748    14.666141   0.000000    296.794228
A-13   309.542698  12.750313     2.426600    15.176913   0.000000    296.792385
A-14     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-16   166.053934   0.000000     0.909168     0.909168   0.000000    166.053934
A-17   211.173371   0.000000     1.397899     1.397899   0.000000    211.173371
A-18     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.800000     0.800000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    842.378365   4.298122     4.865856     9.163978   0.000000    838.080243
M-2    860.396639   4.390059     4.969936     9.359995   0.000000    856.006580
B-1    891.040792   4.546415     5.146947     9.693362   0.000000    886.494377
B-2    382.556892   1.951914     2.209776     4.161690   0.000000    380.604951

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S15 (POOL # 4108)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4108 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       34,812.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,282.42

SUBSERVICER ADVANCES THIS MONTH                                       15,125.98
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,138,662.46

 (B)  TWO MONTHLY PAYMENTS:                                    1     252,536.43

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     126,401,022.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          550

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,774,434.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.64095410 %     7.14683800 %    1.21220780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.52360870 %     7.24716634 %    1.22922490 %

CLASS A-19 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3112 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              715,923.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,765,716.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.76394919
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              127.90

POOL TRADING FACTOR:                                                43.79983217


 ................................................................................


Run:        02/28/97     09:36:22                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ2 (POOL # 8018)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8018 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944MC9    31,903,000.00    28,519,809.61     7.470000  %    105,210.09
A-2   760944MD7    24,068,520.58    24,068,520.58     7.470000  %          0.00
S-1   760944MB1             0.00             0.00     1.500000  %          0.00
S-2   760944MA3             0.00             0.00     1.000000  %          0.00
S-3   760944LZ9             0.00             0.00     0.500000  %          0.00
R     760944ME5           100.00             0.00     7.470000  %          0.00

- -------------------------------------------------------------------------------
                   55,971,620.58    52,588,330.19                    105,210.09
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       176,904.79    282,114.88             0.00         0.00  28,414,599.52
A-2       149,294.01    149,294.01             0.00         0.00  24,068,520.58
S-1         3,819.57      3,819.57             0.00         0.00           0.00
S-2         6,425.95      6,425.95             0.00         0.00           0.00
S-3         3,402.90      3,402.90             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          339,847.22    445,057.31             0.00         0.00  52,483,120.10
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    893.953848   3.297812     5.545083     8.842895   0.000000    890.656036
A-2   1000.000000   0.000000     6.202874     6.202874   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-February-97 
DISTRIBUTION DATE        28-February-97 

Run:     02/28/97     09:36:23                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ2
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8018 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,314.71

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      52,483,120.10

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               2,759,614.49

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                93.76737632


 ................................................................................


Run:        02/25/97     09:23:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944KT4    50,166,000.00    16,438,171.03     7.000000  %    133,102.62
A-2   760944KV9    20,040,000.00    10,805,646.34     7.000000  %     36,442.21
A-3   760944KS6    30,024,000.00    16,189,058.20     6.000000  %     54,597.85
A-4   760944LF3    10,008,000.00     5,396,352.71    10.000000  %     18,199.28
A-5   760944KW7    22,331,000.00    22,331,000.00     7.000000  %          0.00
A-6   760944KX5    18,276,000.00    18,276,000.00     7.000000  %          0.00
A-7   760944KY3    33,895,000.00    33,895,000.00     7.000000  %          0.00
A-8   760944KZ0    14,040,000.00    14,040,000.00     7.000000  %          0.00
A-9   760944LA4     1,560,000.00     1,560,000.00     7.000000  %          0.00
A-10  760944KU1             0.00             0.00     0.241491  %          0.00
R     760944LE6       333,970.00             0.00     7.000000  %          0.00
M-1   760944LB2     5,917,999.88     5,695,197.00     7.000000  %      6,318.88
M-2   760944LC0     2,689,999.61     2,588,725.58     7.000000  %      2,872.22
M-3   760944LD8     1,613,999.76     1,553,235.35     7.000000  %      1,723.33
B-1                 2,151,999.69     2,075,360.42     7.000000  %      2,302.63
B-2                 1,075,999.84     1,039,944.22     7.000000  %      1,153.83
B-3                 1,075,999.84       988,621.65     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  215,199,968.62   152,872,312.50                    256,712.85
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        95,834.66    228,937.28             0.00         0.00  16,305,068.41
A-2        62,997.00     99,439.21             0.00         0.00  10,769,204.13
A-3        80,899.14    135,496.99             0.00         0.00  16,134,460.35
A-4        44,943.97     63,143.25             0.00         0.00   5,378,153.43
A-5       130,189.91    130,189.91             0.00         0.00  22,331,000.00
A-6       106,549.22    106,549.22             0.00         0.00  18,276,000.00
A-7       197,608.11    197,608.11             0.00         0.00  33,895,000.00
A-8        81,853.31     81,853.31             0.00         0.00  14,040,000.00
A-9         9,094.81      9,094.81             0.00         0.00   1,560,000.00
A-10       30,746.81     30,746.81             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        33,203.04     39,521.92             0.00         0.00   5,688,878.12
M-2        15,092.29     17,964.51             0.00         0.00   2,585,853.36
M-3         9,055.37     10,778.70             0.00         0.00   1,551,512.02
B-1        12,099.37     14,402.00             0.00         0.00   2,073,057.79
B-2        12,420.27     13,574.10             0.00         0.00   1,038,790.39
B-3           503.20        503.20             0.00         0.00     987,524.76

- -------------------------------------------------------------------------------
          923,090.48  1,179,803.33             0.00         0.00 152,614,502.76
===============================================================================













































Run:        02/25/97     09:23:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4109 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    327.675538   2.653244     1.910351     4.563595   0.000000    325.022294
A-2    539.203909   1.818474     3.143563     4.962037   0.000000    537.385436
A-3    539.203910   1.818474     2.694482     4.512956   0.000000    537.385437
A-4    539.203908   1.818473     4.490804     6.309277   0.000000    537.385435
A-5   1000.000000   0.000000     5.830008     5.830008   0.000000   1000.000000
A-6   1000.000000   0.000000     5.830008     5.830008   0.000000   1000.000000
A-7   1000.000000   0.000000     5.830008     5.830008   0.000000   1000.000000
A-8   1000.000000   0.000000     5.830008     5.830008   0.000000   1000.000000
A-9   1000.000000   0.000000     5.830006     5.830006   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    962.351659   1.067739     5.610517     6.678256   0.000000    961.283920
M-2    962.351656   1.067740     5.610518     6.678258   0.000000    961.283916
M-3    962.351661   1.067739     5.610515     6.678254   0.000000    961.283922
B-1    964.386951   1.069996     5.622385     6.692381   0.000000    963.316956
B-2    966.491054   1.072333    11.543004    12.615337   0.000000    965.418722
B-3    918.793492   0.000000     0.467639     0.467639   0.000000    917.774077

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S16 (POOL # 4109)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4109 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       34,349.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,363.13

SUBSERVICER ADVANCES THIS MONTH                                       10,020.19
MASTER SERVICER ADVANCES THIS MONTH                                    5,802.24


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,196,496.75

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        213,787.48

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     152,614,502.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          541

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 833,819.31

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       88,196.42

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.88056960 %     6.43488500 %    2.68454520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            90.87529940 %     6.43860401 %    2.68609660 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2415 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,722.00
      FRAUD AMOUNT AVAILABLE                              813,516.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,277,559.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63851288
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.73

POOL TRADING FACTOR:                                                70.91753021


 ................................................................................


Run:        02/25/97     09:23:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944JW9    16,438,000.00             0.00     4.500000  %          0.00
A-2   760944JX7     9,974,000.00             0.00     5.250000  %          0.00
A-3   760944JY5    21,283,000.00    10,609,255.92     5.650000  %    995,557.12
A-4   760944JZ2     7,444,000.00     7,444,000.00     6.050000  %          0.00
A-5   760944KB3    28,305,000.00    28,305,000.00     6.400000  %          0.00
A-6   760944KC1    12,746,000.00    12,746,000.00     6.750000  %          0.00
A-7   760944KD9    46,874,000.00    17,343,589.46     6.100000  %    537,562.49
A-8   760944KE7             0.00             0.00    13.600000  %          0.00
A-9   760944KK3    14,731,000.00    14,731,000.00     7.000000  %          0.00
A-10  760944KF4    17,454,500.00             0.00     0.000000  %          0.00
A-11  760944KG2     4,803,430.00             0.00     0.000000  %          0.00
A-12  760944KH0     2,677,070.00             0.00     0.000000  %          0.00
A-13  760944KJ6    34,380,000.00     6,972,980.52     7.000000  %     77,790.33
A-14  760944KA5     6,000,000.00     2,768,000.00     6.350000  %          0.00
A-15  760944KQ0     1,891,000.00             0.00     7.650000  %          0.00
A-16  760944KR8             0.00             0.00     0.139935  %          0.00
R-I   760944KN7           100.00             0.00     7.000000  %          0.00
R-II  760944KP2           100.00             0.00     7.000000  %          0.00
M-1   760944KL1     4,101,600.00     3,458,187.98     7.000000  %     17,627.94
M-2   760944KM9     2,343,800.00     1,995,593.74     7.000000  %     10,172.44
M-3   760944MF2     1,171,900.00     1,004,219.28     7.000000  %      5,118.96
B-1                 1,406,270.00     1,219,917.40     7.000000  %          0.00
B-2                   351,564.90       153,330.16     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  234,376,334.90   108,751,074.46                  1,643,829.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        49,695.45  1,045,252.57             0.00         0.00   9,613,698.80
A-4        37,337.49     37,337.49             0.00         0.00   7,444,000.00
A-5       150,184.96    150,184.96             0.00         0.00  28,305,000.00
A-6        71,328.15     71,328.15             0.00         0.00  12,746,000.00
A-7        87,710.61    625,273.10             0.00         0.00  16,806,026.97
A-8        48,887.88     48,887.88             0.00         0.00           0.00
A-9        85,489.65     85,489.65             0.00         0.00  14,731,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       40,466.89    118,257.22             0.00         0.00   6,895,190.19
A-14       14,572.13     14,572.13             0.00         0.00   2,768,000.00
A-15            0.00          0.00             0.00         0.00           0.00
A-16       12,616.65     12,616.65             0.00         0.00           0.00
R-I             3.34          3.34             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        20,069.19     37,697.13             0.00         0.00   3,440,560.04
M-2        11,581.19     21,753.63             0.00         0.00   1,985,421.30
M-3         5,827.87     10,946.83             0.00         0.00     999,100.32
B-1        14,969.55     14,969.55             0.00         0.00   1,219,917.40
B-2             0.00          0.00             0.00         0.00     146,330.10

- -------------------------------------------------------------------------------
          650,741.00  2,294,570.28             0.00         0.00 107,100,245.12
===============================================================================

































Run:        02/25/97     09:23:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4110 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    498.484984  46.777105     2.334983    49.112088   0.000000    451.707880
A-4   1000.000000   0.000000     5.015783     5.015783   0.000000   1000.000000
A-5   1000.000000   0.000000     5.305952     5.305952   0.000000   1000.000000
A-6   1000.000000   0.000000     5.596120     5.596120   0.000000   1000.000000
A-7    370.004469  11.468244     1.871200    13.339444   0.000000    358.536224
A-9   1000.000000   0.000000     5.803384     5.803384   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-13   202.820841   2.262662     1.177047     3.439709   0.000000    200.558179
A-14   461.333333   0.000000     2.428688     2.428688   0.000000    461.333333
A-15     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000    33.380000    33.380000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    843.131456   4.297820     4.893015     9.190835   0.000000    838.833636
M-2    851.435165   4.340148     4.941202     9.281350   0.000000    847.095017
M-3    856.915505   4.368086     4.973010     9.341096   0.000000    852.547419
B-1    867.484480   0.000000    10.644864    10.644864   0.000000    867.484480
B-2    436.136144   0.000000     0.000000     0.000000   0.000000    416.224999

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:17                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S17 (POOL # 4110)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4110 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,067.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,565.76

SUBSERVICER ADVANCES THIS MONTH                                       11,844.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     540,155.82

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     369,439.56


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        237,754.90

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     107,100,245.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          453

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,096,476.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.79892310 %     5.93833300 %    1.26274390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.72519950 %     5.99912881 %    1.27567170 %

CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1399 %

      BANKRUPTCY AMOUNT AVAILABLE                         225,000.00
      FRAUD AMOUNT AVAILABLE                              610,423.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,714,776.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.60966434
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              128.90

POOL TRADING FACTOR:                                                45.69584432


 ................................................................................


Run:        02/25/97     09:23:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LM8    85,336,000.00             0.00     7.500000  %          0.00
A-2   760944LL0    71,184,000.00     7,419,585.82     7.500000  %    673,515.84
A-3   760944LY2    81,356,000.00    19,220,037.80     6.250000  %  1,257,226.64
A-4   760944LN6    40,678,000.00     9,610,018.90    10.000000  %    628,613.32
A-5   760944LP1    66,592,000.00    66,592,000.00     7.500000  %          0.00
A-6   760944LQ9    52,567,000.00    52,567,000.00     7.500000  %          0.00
A-7   760944LR7    53,440,000.00    53,440,000.00     7.500000  %          0.00
A-8   760944LS5    14,426,000.00    14,426,000.00     7.500000  %          0.00
A-9   760944LT3             0.00             0.00     0.135228  %          0.00
R     760944LX4         1,000.00             0.00     7.500000  %          0.00
M-1   760944LU0    13,767,600.00    13,173,923.93     7.500000  %     31,099.16
M-2   760944LV8     6,257,900.00     6,007,650.88     7.500000  %     14,182.02
M-3   760944LW6     3,754,700.00     3,618,915.39     7.500000  %      8,543.03
B-1                 5,757,200.00     5,595,753.50     7.500000  %          0.00
B-2                 2,753,500.00     2,690,855.48     7.500000  %          0.00
B-3                 2,753,436.49     2,242,162.12     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  500,624,336.49   256,603,903.82                  2,613,180.01
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        46,165.79    719,681.63             0.00         0.00   6,746,069.98
A-3        99,658.33  1,356,884.97             0.00         0.00  17,962,811.16
A-4        79,726.66    708,339.98             0.00         0.00   8,981,405.58
A-5       414,345.55    414,345.55             0.00         0.00  66,592,000.00
A-6       327,079.87    327,079.87             0.00         0.00  52,567,000.00
A-7       332,511.81    332,511.81             0.00         0.00  53,440,000.00
A-8        89,760.77     89,760.77             0.00         0.00  14,426,000.00
A-9        28,787.79     28,787.79             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        81,970.15    113,069.31             0.00         0.00  13,142,824.77
M-2        37,380.52     51,562.54             0.00         0.00   5,993,468.86
M-3        22,517.44     31,060.47             0.00         0.00   3,610,372.36
B-1        24,372.33     24,372.33             0.00         0.00   5,595,753.50
B-2             0.00          0.00             0.00         0.00   2,690,855.48
B-3             0.00          0.00             0.00         0.00   2,217,307.28

- -------------------------------------------------------------------------------
        1,584,277.01  4,197,457.02             0.00         0.00 253,965,868.97
===============================================================================















































Run:        02/25/97     09:23:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4111 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    104.231089   9.461618     0.648542    10.110160   0.000000     94.769470
A-3    236.246101  15.453398     1.224966    16.678364   0.000000    220.792703
A-4    236.246101  15.453398     1.959945    17.413343   0.000000    220.792703
A-5   1000.000000   0.000000     6.222152     6.222152   0.000000   1000.000000
A-6   1000.000000   0.000000     6.222152     6.222152   0.000000   1000.000000
A-7   1000.000000   0.000000     6.222152     6.222152   0.000000   1000.000000
A-8   1000.000000   0.000000     6.222152     6.222152   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    956.878754   2.258866     5.953845     8.212711   0.000000    954.619888
M-2    960.010687   2.266259     5.973333     8.239592   0.000000    957.744429
M-3    963.836096   2.275290     5.997134     8.272424   0.000000    961.560807
B-1    971.957462   0.000000     4.233365     4.233365   0.000000    971.957462
B-2    977.249130   0.000000     0.000000     0.000000   0.000000    977.249130
B-3    814.314086   0.000000     0.000000     0.000000   0.000000    805.287243

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:19                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S18 (POOL # 4111)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4111 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       66,941.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    26,921.57

SUBSERVICER ADVANCES THIS MONTH                                       34,198.69
MASTER SERVICER ADVANCES THIS MONTH                                    7,955.99


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,774,824.92

 (B)  TWO MONTHLY PAYMENTS:                                    2     370,904.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     527,420.42


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,037,499.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     253,965,868.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          896

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,068,088.36

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,032,280.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.01139740 %     8.88548100 %    4.10312200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.90746030 %     8.95658384 %    4.13595590 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1340 %

      BANKRUPTCY AMOUNT AVAILABLE                         224,285.00
      FRAUD AMOUNT AVAILABLE                            2,720,982.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,918,865.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07451177
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              302.29

POOL TRADING FACTOR:                                                50.72982883


 ................................................................................


Run:        02/25/97     09:21:20                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   3184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944LH9    82,498,000.00    28,121,629.27     6.926242  %     29,525.01
A-2   760944LJ5     5,265,582.31     1,794,913.28     6.926242  %      1,884.49
S-1   760944LK2             0.00             0.00     0.090000  %          0.00
S-2   760944LG1             0.00             0.00     0.143600  %          0.00

- -------------------------------------------------------------------------------
                   87,763,582.31    29,916,542.55                     31,409.50
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       162,309.72    191,834.73             0.00         0.00  28,092,104.26
A-2        10,359.71     12,244.20             0.00         0.00   1,793,028.79
S-1         2,243.68      2,243.68             0.00         0.00           0.00
S-2         3,579.91      3,579.91             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          178,493.02    209,902.52             0.00         0.00  29,885,133.05
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    340.876497   0.357888     1.967438     2.325326   0.000000    340.518610
A-2    340.876502   0.357888     1.967439     2.325327   0.000000    340.518614

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:21:21                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-19 (POOL # 3184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 3184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        8,315.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,744.41

SUBSERVICER ADVANCES THIS MONTH                                        6,429.40
MASTER SERVICER ADVANCES THIS MONTH                                    1,961.40


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     214,982.25

 (B)  TWO MONTHLY PAYMENTS:                                    1     336,918.37

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     368,758.35


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      29,885,133.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          103

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 290,507.72

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                          851.48

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION         100.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT                          7,667,674.06
      BANKRUPTCY AMOUNT AVAILABLE                         149,087.00
      FRAUD AMOUNT AVAILABLE                            1,755,272.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,146,180.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.93517466
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.57

POOL TRADING FACTOR:                                                34.05186099


 ................................................................................


Run:        02/25/97     09:23:20                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944NE4    28,889,000.00             0.00     0.000000  %          0.00
A-2   760944NF1             0.00             0.00     0.000000  %          0.00
A-3   760944NG9    14,581,000.00             0.00     5.000030  %          0.00
A-4   760944NH7     7,938,000.00     3,213,409.57     5.249810  %    926,324.95
A-5   760944NJ3    21,873,000.00    21,873,000.00     5.750030  %          0.00
A-6   760944NR5    12,561,000.00    12,561,000.00     6.004100  %          0.00
A-7   760944NS3    23,816,000.00    23,816,000.00     6.981720  %          0.00
A-8   760944NT1    18,040,000.00    18,040,000.00     6.981720  %          0.00
A-9   760944NU8    35,577,000.00    30,064,382.66     6.200000  %  1,080,829.14
A-10  760944NK0             0.00             0.00     2.300000  %          0.00
A-11  760944NL8    37,000,000.00    12,499,498.87     7.250000  %          0.00
A-12  760944NM6     2,400,000.00     2,400,000.00     7.062290  %          0.00
A-13  760944NN4    34,545,000.00     9,020,493.03     6.035000  %          0.00
A-14  760944NP9    13,505,000.00     3,526,465.71     8.863038  %          0.00
A-15  760944NQ7             0.00             0.00     0.095558  %          0.00
R-I   760944NY0           100.00             0.00     7.000000  %          0.00
R-II  760944NZ7           100.00             0.00     7.000000  %          0.00
M-1   760944NV6     3,917,600.00     3,307,208.93     7.000000  %          0.00
M-2   760944NW4     1,958,800.00     1,653,604.47     7.000000  %          0.00
M-3   760944NX2     1,305,860.00     1,102,397.33     7.000000  %          0.00
B-1                 1,567,032.00     1,322,876.82     7.000000  %          0.00
B-2                   783,516.00       661,438.41     7.000000  %          0.00
B-3                   914,107.69       771,682.87     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  261,172,115.69   145,833,458.67                  2,007,154.09
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        14,002.63    940,327.58             0.00         0.00   2,287,084.62
A-5       104,394.70    104,394.70             0.00         0.00  21,873,000.00
A-6        62,599.68     62,599.68             0.00         0.00  12,561,000.00
A-7       138,016.57    138,016.57             0.00         0.00  23,816,000.00
A-8       104,543.96    104,543.96             0.00         0.00  18,040,000.00
A-9       154,719.11  1,235,548.25             0.00         0.00  28,983,553.52
A-10       57,395.80     57,395.80             0.00         0.00           0.00
A-11       75,219.53     75,219.53             0.00         0.00  12,499,498.87
A-12       14,068.79     14,068.79             0.00         0.00   2,400,000.00
A-13       45,186.38     45,186.38             0.00         0.00   9,020,493.03
A-14       25,943.12     25,943.12             0.00         0.00   3,526,465.71
A-15       11,567.14     11,567.14             0.00         0.00           0.00
R-I             2.66          2.66             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1             0.00          0.00             0.00         0.00   3,307,208.93
M-2             0.00          0.00             0.00         0.00   1,653,604.47
M-3             0.00          0.00             0.00         0.00   1,102,397.33
B-1             0.00          0.00             0.00         0.00   1,322,876.82
B-2             0.00          0.00             0.00         0.00     661,438.41
B-3             0.00          0.00             0.00         0.00     705,222.27

- -------------------------------------------------------------------------------
          807,660.07  2,814,814.16             0.00         0.00 143,759,843.98
===============================================================================

































Run:        02/25/97     09:23:20
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4112 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    404.813501 116.695005     1.764000   118.459005   0.000000    288.118496
A-5   1000.000000   0.000000     4.772766     4.772766   0.000000   1000.000000
A-6   1000.000000   0.000000     4.983654     4.983654   0.000000   1000.000000
A-7   1000.000000   0.000000     5.795120     5.795120   0.000000   1000.000000
A-8   1000.000000   0.000000     5.795120     5.795120   0.000000   1000.000000
A-9    845.051091  30.379997     4.348852    34.728849   0.000000    814.671094
A-11   337.824294   0.000000     2.032960     2.032960   0.000000    337.824294
A-12  1000.000000   0.000000     5.861996     5.861996   0.000000   1000.000000
A-13   261.122971   0.000000     1.308044     1.308044   0.000000    261.122971
A-14   261.122970   0.000000     1.921001     1.921001   0.000000    261.122970
R-I      0.000000   0.000000    26.560000    26.560000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    844.192600   0.000000     0.000000     0.000000   0.000000    844.192600
M-2    844.192603   0.000000     0.000000     0.000000   0.000000    844.192603
M-3    844.192586   0.000000     0.000000     0.000000   0.000000    844.192586
B-1    844.192601   0.000000     0.000000     0.000000   0.000000    844.192601
B-2    844.192601   0.000000     0.000000     0.000000   0.000000    844.192601
B-3    844.192515   0.000000     0.000000     0.000000   0.000000    771.487077

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:22                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S20 (POOL # 4112)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4112 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,725.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    15,894.99

SUBSERVICER ADVANCES THIS MONTH                                       28,308.94
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,093,447.35

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     406,936.52


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,241,045.91

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     143,759,843.98

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          571

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,100,286.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.95254770 %     4.15762700 %    1.88982560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.91154860 %     4.21759690 %    1.87085450 %

CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0947 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              786,800.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,743,769.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.54709030
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              129.77

POOL TRADING FACTOR:                                                55.04410132


 ................................................................................


Run:        02/25/97     09:23:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PA0    37,931,000.00             0.00     6.500000  %          0.00
A-2   760944PB8    17,277,000.00             0.00     6.500000  %          0.00
A-3   760944PC6    40,040,600.00    10,081,721.19     6.500000  %    482,017.65
A-4   760944QX9    38,099,400.00     4,032,684.28    10.000000  %    192,806.86
A-5   760944QC5    61,656,000.00    61,656,000.00     7.500000  %          0.00
A-6   760944QD3     9,020,000.00     9,020,000.00     7.500000  %          0.00
A-7   760944QE1    37,150,000.00    37,150,000.00     7.500000  %          0.00
A-8   760944QF8     9,181,560.00     9,181,560.00     7.500000  %          0.00
A-9   760944QG6             0.00             0.00     0.077961  %          0.00
R     760944QL5         1,000.00             0.00     7.500000  %          0.00
M-1   760944QH4     7,403,017.00     7,107,271.60     7.500000  %      7,075.48
M-2   760944QJ0     3,365,008.00     3,238,557.59     7.500000  %      3,224.07
M-3   760944QK7     2,692,006.00     2,602,279.20     7.500000  %      2,590.64
B-1                 2,422,806.00     2,352,099.03     7.500000  %      2,341.58
B-2                 1,480,605.00     1,444,643.76     7.500000  %          0.00
B-3                 1,480,603.82     1,340,595.58     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  269,200,605.82   149,207,412.23                    690,056.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3        54,489.03    536,506.68             0.00         0.00   9,599,703.54
A-4        33,531.67    226,338.53             0.00         0.00   3,839,877.42
A-5       384,501.17    384,501.17             0.00         0.00  61,656,000.00
A-6        56,250.82     56,250.82             0.00         0.00   9,020,000.00
A-7       231,676.05    231,676.05             0.00         0.00  37,150,000.00
A-8        57,258.35     57,258.35             0.00         0.00   9,181,560.00
A-9         9,672.23      9,672.23             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        44,322.60     51,398.08             0.00         0.00   7,100,196.12
M-2        20,196.39     23,420.46             0.00         0.00   3,235,333.52
M-3        16,228.42     18,819.06             0.00         0.00   2,599,688.56
B-1        20,915.46     23,257.04             0.00         0.00   2,349,757.45
B-2        13,894.97     13,894.97             0.00         0.00   1,444,643.76
B-3             0.00          0.00             0.00         0.00   1,337,822.80

- -------------------------------------------------------------------------------
          942,937.16  1,632,993.44             0.00         0.00 148,514,583.17
===============================================================================















































Run:        02/25/97     09:23:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4113 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    251.787465  12.038222     1.360844    13.399066   0.000000    239.749243
A-4    105.846399   5.060627     0.880110     5.940737   0.000000    100.785771
A-5   1000.000000   0.000000     6.236233     6.236233   0.000000   1000.000000
A-6   1000.000000   0.000000     6.236233     6.236233   0.000000   1000.000000
A-7   1000.000000   0.000000     6.236233     6.236233   0.000000   1000.000000
A-8   1000.000000   0.000000     6.236233     6.236233   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    960.050693   0.955756     5.987100     6.942856   0.000000    959.094937
M-2    962.421959   0.958117     6.001885     6.960002   0.000000    961.463842
M-3    966.669168   0.962346     6.028374     6.990720   0.000000    965.706822
B-1    970.816083   0.966474     8.632742     9.599216   0.000000    969.849608
B-2    975.711793   0.000000     9.384657     9.384657   0.000000    975.711794
B-3    905.438418   0.000000     0.000000     0.000000   0.000000    903.565682

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S21 (POOL # 4113)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4113 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,962.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,295.57

SUBSERVICER ADVANCES THIS MONTH                                       28,549.71
MASTER SERVICER ADVANCES THIS MONTH                                    1,592.99


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,733,221.61

 (B)  TWO MONTHLY PAYMENTS:                                    1     307,604.56

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,855,290.45

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     148,514,583.17

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          523

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 214,695.70

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      544,289.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.87898910 %     8.67792600 %    3.44308520 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.83456690 %     8.70972932 %    3.45570370 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0779 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,181.00
      FRAUD AMOUNT AVAILABLE                            1,571,922.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,588,291.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.02527278
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.59

POOL TRADING FACTOR:                                                55.16874032


 ................................................................................


Run:        02/25/97     09:23:25                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PH5    29,659,000.00     7,399,598.32     7.000000  %    812,171.74
A-2   760944PP7    20,000,000.00    13,755,986.74     7.000000  %    227,823.33
A-3   760944PQ5    20,000,000.00    14,398,972.42     7.000000  %    204,362.92
A-4   760944PR3    44,814,000.00    33,841,127.93     7.000000  %    400,363.71
A-5   760944PS1    26,250,000.00    26,250,000.00     7.000000  %          0.00
A-6   760944PT9    29,933,000.00    29,933,000.00     7.000000  %          0.00
A-7   760944PU6    15,000,000.00    12,376,637.84     7.000000  %     95,717.78
A-8   760944PV4    37,500,000.00    37,500,000.00     7.000000  %          0.00
A-9   760944PW2    43,057,000.00    43,057,000.00     7.000000  %          0.00
A-10  760944PJ1     2,700,000.00     2,700,000.00     7.000000  %          0.00
A-11  760944PK8    23,600,000.00    23,600,000.00     7.000000  %          0.00
A-12  760944PL6    22,750,000.00     4,286,344.15     6.235000  %          0.00
A-13  760944PM4     9,750,000.00     1,837,004.63     8.784995  %          0.00
A-14  760944PN2             0.00             0.00     0.210146  %          0.00
R     760944QA9           100.00             0.00     7.000000  %          0.00
M-1   760944PX0     8,667,030.00     8,311,927.46     7.000000  %      9,147.22
M-2   760944PY8     4,333,550.00     4,169,620.14     7.000000  %      4,588.64
M-3   760944PZ5     2,600,140.00     2,501,781.70     7.000000  %      2,753.19
B-1                 2,773,475.00     2,674,127.82     7.000000  %      2,942.86
B-2                 1,560,100.00     1,507,430.61     7.000000  %      1,658.92
B-3                 1,733,428.45     1,615,073.53     7.000000  %      1,777.37

- -------------------------------------------------------------------------------
                  346,680,823.45   271,715,633.29                  1,763,307.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        42,999.56    855,171.30             0.00         0.00   6,587,426.58
A-2        79,936.98    307,760.31             0.00         0.00  13,528,163.41
A-3        83,673.41    288,036.33             0.00         0.00  14,194,609.50
A-4       196,653.09    597,016.80             0.00         0.00  33,440,764.22
A-5       152,540.53    152,540.53             0.00         0.00  26,250,000.00
A-6       173,942.70    173,942.70             0.00         0.00  29,933,000.00
A-7        71,921.48    167,639.26             0.00         0.00  12,280,920.06
A-8       217,915.04    217,915.04             0.00         0.00  37,500,000.00
A-9       250,207.15    250,207.15             0.00         0.00  43,057,000.00
A-10       15,689.88     15,689.88             0.00         0.00   2,700,000.00
A-11      137,141.20    137,141.20             0.00         0.00  23,600,000.00
A-12       22,186.12     22,186.12             0.00         0.00   4,286,344.15
A-13       13,397.07     13,397.07             0.00         0.00   1,837,004.63
A-14       47,401.71     47,401.71             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        48,301.17     57,448.39             0.00         0.00   8,302,780.24
M-2        24,229.94     28,818.58             0.00         0.00   4,165,031.50
M-3        14,538.03     17,291.22             0.00         0.00   2,499,028.51
B-1        15,539.54     18,482.40             0.00         0.00   2,671,184.96
B-2         8,759.79     10,418.71             0.00         0.00   1,505,771.69
B-3         9,385.30     11,162.67             0.00         0.00   1,613,296.16

- -------------------------------------------------------------------------------
        1,626,359.69  3,389,667.37             0.00         0.00 269,952,325.61
===============================================================================





































Run:        02/25/97     09:23:25
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4114 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    249.489137  27.383652     1.449798    28.833450   0.000000    222.105485
A-2    687.799337  11.391167     3.996849    15.388016   0.000000    676.408171
A-3    719.948621  10.218146     4.183671    14.401817   0.000000    709.730475
A-4    755.146337   8.933898     4.388207    13.322105   0.000000    746.212439
A-5   1000.000000   0.000000     5.811068     5.811068   0.000000   1000.000000
A-6   1000.000000   0.000000     5.811068     5.811068   0.000000   1000.000000
A-7    825.109189   6.381185     4.794765    11.175950   0.000000    818.728004
A-8   1000.000000   0.000000     5.811068     5.811068   0.000000   1000.000000
A-9   1000.000000   0.000000     5.811068     5.811068   0.000000   1000.000000
A-10  1000.000000   0.000000     5.811067     5.811067   0.000000   1000.000000
A-11  1000.000000   0.000000     5.811068     5.811068   0.000000   1000.000000
A-12   188.410732   0.000000     0.975214     0.975214   0.000000    188.410732
A-13   188.410731   0.000000     1.374058     1.374058   0.000000    188.410731
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    959.028348   1.055404     5.572978     6.628382   0.000000    957.972943
M-2    962.171924   1.058864     5.591245     6.650109   0.000000    961.113060
M-3    962.171922   1.058862     5.591249     6.650111   0.000000    961.113059
B-1    964.179529   1.061073     5.602913     6.663986   0.000000    963.118456
B-2    966.239735   1.063342     5.614890     6.678232   0.000000    965.176393
B-3    931.722062   1.025350     5.414299     6.439649   0.000000    930.696713

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:26                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S22 (POOL # 4114)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4114 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       70,242.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,583.40

SUBSERVICER ADVANCES THIS MONTH                                       17,505.36
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,201,427.49

 (B)  TWO MONTHLY PAYMENTS:                                    2     508,249.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        766,824.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     269,952,325.61

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          939

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,464,286.57

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.35231300 %     5.51434200 %    2.13334500 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.31083010 %     5.54425313 %    2.14491680 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2101 %

      BANKRUPTCY AMOUNT AVAILABLE                         109,526.00
      FRAUD AMOUNT AVAILABLE                            2,805,255.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,669,534.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.64641913
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.38

POOL TRADING FACTOR:                                                77.86768328


 ................................................................................


Run:        02/25/97     09:23:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ML9    14,417,000.00             0.00     6.500000  %          0.00
A-2   760944MG0    25,150,000.00     8,227,612.85     5.500000  %    809,513.95
A-3   760944MH8    12,946,000.00     6,177,045.13     6.450000  %    323,805.58
A-4   760944MJ4             0.00             0.00     2.550000  %          0.00
A-5   760944MV7    22,700,000.00    13,437,681.84     6.500000  %    279,650.27
A-6   760944MK1    11,100,000.00    11,100,000.00     5.850000  %          0.00
A-7   760944MW5    16,290,000.00    16,290,000.00     6.500000  %          0.00
A-8   760944MX3    12,737,000.00    12,737,000.00     6.500000  %          0.00
A-9   760944MY1     7,300,000.00     7,300,000.00     6.500000  %          0.00
A-10  760944MM7    15,200,000.00    15,200,000.00     6.500000  %          0.00
A-11  760944MN5     5,000,000.00     3,694,424.61     6.630000  %          0.00
A-12  760944MP0     2,692,308.00     1,989,305.77     6.258531  %          0.00
A-13  760944MQ8    15,531,578.00    11,476,048.76     6.500000  %          0.00
A-14  760944MR6     7,168,422.00     5,296,638.91     6.499981  %          0.00
A-15  760944MS4     5,000,000.00     3,694,424.61     6.500000  %          0.00
A-16  760944MT2     2,307,692.00     1,705,118.82     6.499981  %          0.00
A-17  760944MU9             0.00             0.00     0.272789  %          0.00
R-I   760944NC8           100.00             0.00     6.500000  %          0.00
R-II  760944ND6           100.00             0.00     6.500000  %          0.00
M-1   760944MZ8     2,739,000.00     2,299,985.57     6.500000  %     11,819.95
M-2   760944NA2     1,368,000.00     1,148,733.22     6.500000  %      5,903.50
M-3   760944NB0       912,000.00       765,822.14     6.500000  %      3,935.67
B-1                   729,800.00       612,825.65     6.500000  %      3,149.40
B-2                   547,100.00       459,409.32     6.500000  %      2,360.97
B-3                   547,219.77       459,509.85     6.500000  %      2,361.48

- -------------------------------------------------------------------------------
                  182,383,319.77   124,071,587.05                  1,442,500.77
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        37,570.33    847,084.28             0.00         0.00   7,418,098.90
A-3        33,078.75    356,884.33             0.00         0.00   5,853,239.55
A-4        13,077.64     13,077.64             0.00         0.00           0.00
A-5        72,518.07    352,168.34             0.00         0.00  13,158,031.57
A-6        53,912.24     53,912.24             0.00         0.00  11,100,000.00
A-7        87,910.95     87,910.95             0.00         0.00  16,290,000.00
A-8        68,736.75     68,736.75             0.00         0.00  12,737,000.00
A-9        39,395.33     39,395.33             0.00         0.00   7,300,000.00
A-10       82,028.63     82,028.63             0.00         0.00  15,200,000.00
A-11       20,336.16     20,336.16             0.00         0.00   3,694,424.61
A-12       10,336.71     10,336.71             0.00         0.00   1,989,305.77
A-13       61,931.88     61,931.88             0.00         0.00  11,476,048.76
A-14       28,583.86     28,583.86             0.00         0.00   5,296,638.91
A-15       19,937.41     19,937.41             0.00         0.00   3,694,424.61
A-16        9,201.85      9,201.85             0.00         0.00   1,705,118.82
A-17       28,100.12     28,100.12             0.00         0.00           0.00
R-I             0.19          0.19             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        12,412.15     24,232.10             0.00         0.00   2,288,165.62
M-2         6,199.27     12,102.77             0.00         0.00   1,142,829.72
M-3         4,132.85      8,068.52             0.00         0.00     761,886.47
B-1         3,307.19      6,456.59             0.00         0.00     609,676.25
B-2         2,479.26      4,840.23             0.00         0.00     457,048.35
B-3         2,479.81      4,841.29             0.00         0.00     457,148.37

- -------------------------------------------------------------------------------
          697,667.40  2,140,168.17             0.00         0.00 122,629,086.28
===============================================================================





























Run:        02/25/97     09:23:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4115 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    327.141664  32.187433     1.493850    33.681283   0.000000    294.954231
A-3    477.139281  25.012018     2.555133    27.567151   0.000000    452.127263
A-5    591.968363  12.319395     3.194629    15.514024   0.000000    579.648968
A-6   1000.000000   0.000000     4.856959     4.856959   0.000000   1000.000000
A-7   1000.000000   0.000000     5.396621     5.396621   0.000000   1000.000000
A-8   1000.000000   0.000000     5.396620     5.396620   0.000000   1000.000000
A-9   1000.000000   0.000000     5.396621     5.396621   0.000000   1000.000000
A-10  1000.000000   0.000000     5.396620     5.396620   0.000000   1000.000000
A-11   738.884922   0.000000     4.067232     4.067232   0.000000    738.884922
A-12   738.884916   0.000000     3.839349     3.839349   0.000000    738.884916
A-13   738.884919   0.000000     3.987482     3.987482   0.000000    738.884920
A-14   738.884919   0.000000     3.987469     3.987469   0.000000    738.884919
A-15   738.884922   0.000000     3.987482     3.987482   0.000000    738.884922
A-16   738.884921   0.000000     3.987469     3.987469   0.000000    738.884921
R-I      0.000000   0.000000     1.900000     1.900000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    839.717258   4.315425     4.531636     8.847061   0.000000    835.401833
M-2    839.717266   4.315424     4.531630     8.847054   0.000000    835.401842
M-3    839.717259   4.315428     4.531634     8.847062   0.000000    835.401831
B-1    839.717251   4.315429     4.531639     8.847068   0.000000    835.401822
B-2    839.717273   4.315427     4.531640     8.847067   0.000000    835.401846
B-3    839.717194   4.315433     4.531635     8.847068   0.000000    835.401780

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S23 (POOL # 4115)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4115 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,595.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,397.42

SUBSERVICER ADVANCES THIS MONTH                                        2,669.18
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    2     317,920.92

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     122,629,086.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          467

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      804,879.48

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.36857240 %     3.39686200 %    1.23456540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.33817390 %     3.41915767 %    1.24266850 %

CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2725 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              676,160.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,936,187.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13648817
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              130.12

POOL TRADING FACTOR:                                                67.23700744


 ................................................................................


Run:        02/25/97     09:23:30                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944PD4    21,790,000.00             0.00     6.500000  %          0.00
A-2   760944QQ4    20,994,000.00             0.00     7.500000  %          0.00
A-3   760944PE2    27,540,000.00             0.00     6.500000  %          0.00
A-4   760944PF9    26,740,000.00    12,138,444.16     6.500000  %    838,008.42
A-5   760944QB7    30,000,000.00    12,978,457.77     7.050000  %    180,725.82
A-6   760944PG7    48,041,429.00    48,041,429.00     6.500000  %          0.00
A-7   760944QY7    55,044,571.00    26,408,071.05    10.000000  %    367,734.02
A-8   760944QR2    15,090,000.00    15,090,000.00     7.500000  %          0.00
A-9   760944QS0     2,000,000.00     2,000,000.00     7.500000  %          0.00
A-10  760944QM3     7,626,750.00             0.00     0.000000  %          0.00
A-11  760944QN1     2,542,250.00             0.00     0.000000  %          0.00
A-12  760944QP6             0.00             0.00     0.123194  %          0.00
R     760944QW1           100.00             0.00     7.500000  %          0.00
M-1   760944QT8     6,864,500.00     6,567,275.79     7.500000  %      6,561.37
M-2   760944QU5     3,432,150.00     3,307,728.60     7.500000  %      3,304.75
M-3   760944QV3     2,059,280.00     1,992,648.25     7.500000  %      1,990.86
B-1                 2,196,565.00     2,147,995.40     7.500000  %          0.00
B-2                 1,235,568.00     1,208,247.63     7.500000  %          0.00
B-3                 1,372,850.89       989,254.08     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  274,570,013.89   132,869,551.73                  1,398,325.24
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3             0.00          0.00             0.00         0.00           0.00
A-4        65,683.56    903,691.98             0.00         0.00  11,300,435.74
A-5        76,171.49    256,897.31             0.00         0.00  12,797,731.95
A-6       259,961.80    259,961.80             0.00         0.00  48,041,429.00
A-7       219,845.18    587,579.20             0.00         0.00  26,040,337.03
A-8        94,217.32     94,217.32             0.00         0.00  15,090,000.00
A-9        12,487.39     12,487.39             0.00         0.00   2,000,000.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11            0.00          0.00             0.00         0.00           0.00
A-12       13,626.86     13,626.86             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        41,004.05     47,565.42             0.00         0.00   6,560,714.42
M-2        20,652.44     23,957.19             0.00         0.00   3,304,423.85
M-3        12,441.48     14,432.34             0.00         0.00   1,990,657.39
B-1        31,473.54     31,473.54             0.00         0.00   2,147,995.40
B-2             0.00          0.00             0.00         0.00   1,208,247.63
B-3             0.00          0.00             0.00         0.00     984,912.50

- -------------------------------------------------------------------------------
          847,565.11  2,245,890.35             0.00         0.00 131,466,884.91
===============================================================================









































Run:        02/25/97     09:23:30
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4116 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-4    453.943312  31.339133     2.456378    33.795511   0.000000    422.604179
A-5    432.615259   6.024194     2.539050     8.563244   0.000000    426.591065
A-6   1000.000000   0.000000     5.411200     5.411200   0.000000   1000.000000
A-7    479.757959   6.680659     3.993948    10.674607   0.000000    473.077300
A-8   1000.000000   0.000000     6.243693     6.243693   0.000000   1000.000000
A-9   1000.000000   0.000000     6.243695     6.243695   0.000000   1000.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-11     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    956.701259   0.955841     5.973348     6.929189   0.000000    955.745418
M-2    963.748263   0.962880     6.017348     6.980228   0.000000    962.785382
M-3    967.643181   0.966775     6.041665     7.008440   0.000000    966.676406
B-1    977.888385   0.000000    14.328527    14.328527   0.000000    977.888385
B-2    977.888412   0.000000     0.000000     0.000000   0.000000    977.888413
B-3    720.583777   0.000000     0.000000     0.000000   0.000000    717.421322

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S27 (POOL # 4116)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4116 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       39,000.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,995.65

SUBSERVICER ADVANCES THIS MONTH                                       20,143.23
MASTER SERVICER ADVANCES THIS MONTH                                    6,737.28


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,267,733.21

 (B)  TWO MONTHLY PAYMENTS:                                    1     369,116.63

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,121,199.82

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     131,466,884.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          467

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 908,952.62

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,269,916.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.79769370 %     8.93180800 %    3.27049880 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.67982430 %     9.01808518 %    3.30209050 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1244 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              690,012.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,317,262.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.10591388
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              305.46

POOL TRADING FACTOR:                                                47.88100603


 ................................................................................


Run:        02/25/97     09:23:32                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944QZ4    45,077,000.00    20,083,139.14     7.000000  %    469,394.57
A-2   760944RC4    15,690,000.00             0.00     7.000000  %          0.00
A-3   760944RD2    16,985,000.00     7,763,200.76     7.000000  %    467,853.42
A-4   760944RE0    12,254,000.00    12,254,000.00     7.000000  %          0.00
A-5   760944RF7     7,326,000.00     7,326,000.00     7.000000  %          0.00
A-6   760944RG5    73,547,000.00    73,547,000.00     7.000000  %          0.00
A-7   760944RH3     8,550,000.00     8,550,000.00     7.000000  %          0.00
A-8   760944RJ9   115,070,000.00    77,640,754.93     7.000000  %    702,936.00
A-9   760944RK6    33,056,000.00    33,056,000.00     7.000000  %          0.00
A-10  760944RA8    23,039,000.00    23,039,000.00     7.000000  %          0.00
A-11  760944RB6             0.00             0.00     0.189672  %          0.00
R     760944RP5         1,000.00             0.00     7.000000  %          0.00
M-1   760944RL4     9,349,300.00     8,977,386.52     7.000000  %      9,779.85
M-2   760944RM2     4,674,600.00     4,517,044.83     7.000000  %      4,920.81
M-3   760944RN0     3,739,700.00     3,635,284.67     7.000000  %      3,960.23
B-1                 2,804,800.00     2,737,341.09     7.000000  %          0.00
B-2                   935,000.00       914,257.10     7.000000  %          0.00
B-3                 1,870,098.07     1,523,337.78     7.000000  %          0.00

- -------------------------------------------------------------------------------
                  373,968,498.07   285,563,746.82                  1,658,844.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       117,026.42    586,420.99             0.00         0.00  19,613,744.57
A-2             0.00          0.00             0.00         0.00           0.00
A-3        45,236.93    513,090.35             0.00         0.00   7,295,347.34
A-4        71,405.26     71,405.26             0.00         0.00  12,254,000.00
A-5        42,689.32     42,689.32             0.00         0.00   7,326,000.00
A-6       428,565.58    428,565.58             0.00         0.00  73,547,000.00
A-7        49,821.69     49,821.69             0.00         0.00   8,550,000.00
A-8       452,420.28  1,155,356.28             0.00         0.00  76,937,818.93
A-9       192,620.56    192,620.56             0.00         0.00  33,056,000.00
A-10      134,250.51    134,250.51             0.00         0.00  23,039,000.00
A-11       45,088.03     45,088.03             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        52,312.11     62,091.96             0.00         0.00   8,967,606.67
M-2        26,321.26     31,242.07             0.00         0.00   4,512,124.02
M-3        21,183.16     25,143.39             0.00         0.00   3,631,324.44
B-1        35,792.37     35,792.37             0.00         0.00   2,737,341.09
B-2             0.00          0.00             0.00         0.00     914,257.10
B-3             0.00          0.00             0.00         0.00   1,517,700.28

- -------------------------------------------------------------------------------
        1,714,733.48  3,373,578.36             0.00         0.00 283,899,264.44
===============================================================================











































Run:        02/25/97     09:23:32
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4117 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    445.529630  10.413172     2.596145    13.009317   0.000000    435.116458
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    457.062158  27.545094     2.663346    30.208440   0.000000    429.517065
A-4   1000.000000   0.000000     5.827098     5.827098   0.000000   1000.000000
A-5   1000.000000   0.000000     5.827098     5.827098   0.000000   1000.000000
A-6   1000.000000   0.000000     5.827098     5.827098   0.000000   1000.000000
A-7   1000.000000   0.000000     5.827098     5.827098   0.000000   1000.000000
A-8    674.726296   6.108769     3.931696    10.040465   0.000000    668.617528
A-9   1000.000000   0.000000     5.827098     5.827098   0.000000   1000.000000
A-10  1000.000000   0.000000     5.827098     5.827098   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    960.220179   1.046052     5.595297     6.641349   0.000000    959.174128
M-2    966.295476   1.052670     5.630698     6.683368   0.000000    965.242806
M-3    972.079223   1.058970     5.664401     6.723371   0.000000    971.020253
B-1    975.948763   0.000000    12.761113    12.761113   0.000000    975.948763
B-2    977.815080   0.000000     0.000000     0.000000   0.000000    977.815080
B-3    814.576414   0.000000     0.000000     0.000000   0.000000    811.561866

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:34                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S24 (POOL # 4117)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4117 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       64,407.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    31,157.77

SUBSERVICER ADVANCES THIS MONTH                                       31,853.87
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   3,516,952.42

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,086,667.20

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     283,899,264.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          985

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,353,393.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.18925640 %     5.99856100 %    1.81218240 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.15202140 %     6.02715726 %    1.82082140 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1894 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,942,536.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,169,865.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58557150
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.58

POOL TRADING FACTOR:                                                75.91528856


 ................................................................................


Run:        02/25/97     09:23:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4118 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944RQ3    99,235,000.00    56,063,102.11     6.500000  %  1,553,242.94
A-2   760944RR1     5,200,000.00     5,200,000.00     6.500000  %          0.00
A-3   760944RS9    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   760944RT7    21,450,000.00    13,246,094.21     6.400000  %          0.00
A-5   760944RU4     8,250,000.00     5,094,651.59     6.760000  %          0.00
A-6   760944RV2     5,000,000.00     4,398,774.46     6.500000  %      6,605.22
A-7   760944RW0             0.00             0.00     0.296753  %          0.00
R     760944SA7           100.00             0.00     6.500000  %          0.00
M-1   760944RX8     2,337,700.00     1,978,446.38     6.500000  %      9,841.07
M-2   760944RY6       779,000.00       659,284.65     6.500000  %      3,279.37
M-3   760944RZ3       779,100.00       659,369.27     6.500000  %      3,279.79
B-1                   701,100.00       593,356.19     6.500000  %      2,951.44
B-2                   389,500.00       329,642.32     6.500000  %      1,639.69
B-3                   467,420.45       395,588.10     6.500000  %      1,967.71

- -------------------------------------------------------------------------------
                  155,801,920.45    99,831,309.28                  1,582,807.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       302,046.54  1,855,289.48             0.00         0.00  54,509,859.17
A-2        28,015.61     28,015.61             0.00         0.00   5,200,000.00
A-3        60,411.35     60,411.35             0.00         0.00  11,213,000.00
A-4        70,266.97     70,266.97             0.00         0.00  13,246,094.21
A-5        28,545.95     28,545.95             0.00         0.00   5,094,651.59
A-6        23,698.91     30,304.13             0.00         0.00   4,392,169.24
A-7        24,555.33     24,555.33             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,659.11     20,500.18             0.00         0.00   1,968,605.31
M-2         3,551.98      6,831.35             0.00         0.00     656,005.28
M-3         3,552.43      6,832.22             0.00         0.00     656,089.48
B-1         3,196.77      6,148.21             0.00         0.00     590,404.75
B-2         1,775.98      3,415.67             0.00         0.00     328,002.63
B-3         2,131.28      4,098.99             0.00         0.00     393,620.39

- -------------------------------------------------------------------------------
          562,408.21  2,145,215.44             0.00         0.00  98,248,502.05
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    564.952911  15.652168     3.043750    18.695918   0.000000    549.300742
A-2   1000.000000   0.000000     5.387617     5.387617   0.000000   1000.000000
A-3   1000.000000   0.000000     5.387617     5.387617   0.000000   1000.000000
A-4    617.533530   0.000000     3.275849     3.275849   0.000000    617.533530
A-5    617.533526   0.000000     3.460115     3.460115   0.000000    617.533526
A-6    879.754892   1.321044     4.739782     6.060826   0.000000    878.433848
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    846.321761   4.209723     4.559657     8.769380   0.000000    842.112038
M-2    846.321759   4.209718     4.559666     8.769384   0.000000    842.112041
M-3    846.321743   4.209716     4.559659     8.769375   0.000000    842.112027
B-1    846.321766   4.209728     4.559649     8.769377   0.000000    842.112038
B-2    846.321746   4.209730     4.559641     8.769371   0.000000    842.112015
B-3    846.321764   4.209722     4.559664     8.769386   0.000000    842.112043

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S25 (POOL # 4118)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4118 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,774.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    10,853.85

SUBSERVICER ADVANCES THIS MONTH                                        2,035.69
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     190,840.12

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,248,502.05

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          401

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,086,232.38

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.37651370 %     3.30267200 %    1.32081470 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.32539660 %     3.33918584 %    1.33541760 %

CLASS A-7  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2971 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              540,104.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,942,992.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.19758951
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              131.93

POOL TRADING FACTOR:                                                63.05987870


 ................................................................................


Run:        02/25/97     09:23:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944SB5    46,831,871.00             0.00     6.500000  %          0.00
A-2   760944SC3    37,616,000.00             0.00     7.000000  %          0.00
A-3   760944SD1    49,533,152.00    18,623,198.19     7.050000  %  2,100,293.55
A-4   760944SE9    24,745,827.00    24,745,827.00     7.250000  %          0.00
A-5   760944SF6    47,058,123.00     7,283,447.88     6.250000  %    472,566.05
A-6   760944SG4             0.00             0.00     3.250000  %          0.00
A-7   760944SK5    54,662,626.00    54,662,626.00     7.500000  %          0.00
A-8   760944SL3    36,227,709.00    36,227,709.00     7.500000  %          0.00
A-9   760944SM1    34,346,901.00    34,346,901.00     7.500000  %          0.00
A-10  760944SH2    19,625,291.00    19,625,291.00     7.500000  %          0.00
A-11  760944SJ8             0.00             0.00     0.081615  %          0.00
R-I   760944SR0           100.00             0.00     7.500000  %          0.00
R-II  760944SS8           100.00             0.00     7.500000  %          0.00
M-1   760944SN9    10,340,816.00     9,958,361.27     7.500000  %     33,012.63
M-2   760944SP4     5,640,445.00     5,453,157.28     7.500000  %     18,077.58
M-3   760944SQ2     3,760,297.00     3,651,376.07     7.500000  %          0.00
B-1                 2,820,222.00     2,753,712.73     7.500000  %          0.00
B-2                   940,074.00       922,016.00     7.500000  %          0.00
B-3                 1,880,150.99     1,246,969.60     7.500000  %          0.00

- -------------------------------------------------------------------------------
                  376,029,704.99   219,500,593.02                  2,623,949.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       108,839.12  2,209,132.67             0.00         0.00  16,522,904.64
A-4       148,724.19    148,724.19             0.00         0.00  24,745,827.00
A-5        37,736.24    510,302.29             0.00         0.00   6,810,881.83
A-6        19,622.84     19,622.84             0.00         0.00           0.00
A-7       339,854.78    339,854.78             0.00         0.00  54,662,626.00
A-8       225,239.09    225,239.09             0.00         0.00  36,227,709.00
A-9       213,545.51    213,545.51             0.00         0.00  34,346,901.00
A-10      122,016.62    122,016.62             0.00         0.00  19,625,291.00
A-11       14,850.73     14,850.73             0.00         0.00           0.00
R-I             0.01          0.01             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        61,914.27     94,926.90             0.00         0.00   9,925,348.64
M-2        33,904.00     51,981.58             0.00         0.00   5,435,079.70
M-3        21,926.38     21,926.38             0.00         0.00   3,651,376.07
B-1             0.00          0.00             0.00         0.00   2,753,712.73
B-2             0.00          0.00             0.00         0.00     922,016.00
B-3             0.00          0.00             0.00         0.00   1,218,545.97

- -------------------------------------------------------------------------------
        1,348,173.78  3,972,123.59             0.00         0.00 216,848,219.58
===============================================================================









































Run:        02/25/97     09:23:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4119 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    375.974422  42.401775     2.197298    44.599073   0.000000    333.572647
A-4   1000.000000   0.000000     6.010072     6.010072   0.000000   1000.000000
A-5    154.775571  10.042178     0.801907    10.844085   0.000000    144.733393
A-7   1000.000000   0.000000     6.217315     6.217315   0.000000   1000.000000
A-8   1000.000000   0.000000     6.217315     6.217315   0.000000   1000.000000
A-9   1000.000000   0.000000     6.217315     6.217315   0.000000   1000.000000
A-10  1000.000000   0.000000     6.217315     6.217315   0.000000   1000.000000
R-I      0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    963.015034   3.192459     5.987368     9.179827   0.000000    959.822575
M-2    966.795577   3.204992     6.010873     9.215865   0.000000    963.590586
M-3    971.033956   0.000000     5.831023     5.831023   0.000000    971.033956
B-1    976.417009   0.000000     0.000000     0.000000   0.000000    976.417009
B-2    980.790874   0.000000     0.000000     0.000000   0.000000    980.790874
B-3    663.228436   0.000000     0.000000     0.000000   0.000000    648.110698

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S26 (POOL # 4119)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4119 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       52,492.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,353.16

SUBSERVICER ADVANCES THIS MONTH                                       29,001.59
MASTER SERVICER ADVANCES THIS MONTH                                    4,681.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,190,977.03

 (B)  TWO MONTHLY PAYMENTS:                                    2     796,832.48

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,008,112.85

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     216,848,219.58

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          742

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 651,929.80

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,924,714.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.07265230 %     8.68466700 %    2.24268110 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            88.97566270 %     8.76733249 %    2.25700480 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0804 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,286,900.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,825,981.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.99567594
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              304.52

POOL TRADING FACTOR:                                                57.66784291


 ................................................................................


Run:        02/28/97     09:36:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ3 (POOL # 8020)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8020 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UW6    40,617,070.70    37,061,514.38     6.970000  %    120,410.99
A-2   760944UX4    30,021,313.12    30,021,313.12     6.970000  %          0.00
S     760944UV8             0.00             0.00     0.500000  %          0.00
R     760944UY2           100.00             0.00     6.970000  %          0.00

- -------------------------------------------------------------------------------
                   70,638,483.82    67,082,827.50                    120,410.99
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       214,570.64    334,981.63             0.00         0.00  36,941,103.39
A-2       173,810.82    173,810.82             0.00         0.00  30,021,313.12
S          13,358.57     13,358.57             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          401,740.03    522,151.02             0.00         0.00  66,962,416.51
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    912.461528   2.964541     5.282770     8.247311   0.000000    909.496986
A-2   1000.000000   0.000000     5.789581     5.789581   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-February-97 
DISTRIBUTION DATE        28-February-97 

Run:     02/28/97     09:36:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ3
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8020 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,677.07

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      66,962,416.51

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               4,537,789.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                94.79594251


 ................................................................................


Run:        02/25/97     09:23:39                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UC0    22,205,000.00    13,644,538.44     9.860000  %    322,717.63
A-2   760944SZ2    24,926,000.00             0.00     6.350000  %          0.00
A-3   760944TA6    25,850,000.00    13,109,968.99     6.350000  %  1,419,957.56
A-4   760944TB4    46,926,000.00    46,926,000.00     6.350000  %          0.00
A-5   760944TD0    39,000,000.00    39,000,000.00     7.000000  %          0.00
A-6   760944TE8     4,288,000.00     4,288,000.00     7.000000  %          0.00
A-7   760944TF5    30,764,000.00    30,764,000.00     7.000000  %          0.00
A-8   760944TG3     4,920,631.00     4,920,631.00     6.335000  %          0.00
A-9   760944TH1     1,757,369.00     1,757,369.00     8.861990  %          0.00
A-10  760944TC2             0.00             0.00     0.105741  %          0.00
R     760944TM0           100.00             0.00     7.000000  %          0.00
M-1   760944TJ7     5,350,000.00     5,158,410.30     7.000000  %      5,508.64
M-2   760944TK4     3,210,000.00     3,095,046.18     7.000000  %      3,305.18
M-3   760944TL2     2,141,000.00     2,064,328.30     7.000000  %      2,204.49
B-1                 1,070,000.00     1,031,682.06     7.000000  %      1,101.73
B-2                   642,000.00       619,009.23     7.000000  %        661.04
B-3                   963,170.23       864,786.97     7.000000  %        923.49

- -------------------------------------------------------------------------------
                  214,013,270.23   167,243,770.47                  1,756,379.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       111,428.72    434,146.35             0.00         0.00  13,321,820.81
A-2             0.00          0.00             0.00         0.00           0.00
A-3        68,950.40  1,488,907.96             0.00         0.00  11,690,011.43
A-4       246,801.99    246,801.99             0.00         0.00  46,926,000.00
A-5       226,112.22    226,112.22             0.00         0.00  39,000,000.00
A-6        24,860.75     24,860.75             0.00         0.00   4,288,000.00
A-7       178,361.96    178,361.96             0.00         0.00  30,764,000.00
A-8        25,818.37     25,818.37             0.00         0.00   4,920,631.00
A-9        12,898.99     12,898.99             0.00         0.00   1,757,369.00
A-10       14,647.21     14,647.21             0.00         0.00           0.00
R               0.01          0.01             0.00         0.00           0.00
M-1        29,907.17     35,415.81             0.00         0.00   5,152,901.66
M-2        17,944.31     21,249.49             0.00         0.00   3,091,741.00
M-3        11,968.46     14,172.95             0.00         0.00   2,062,123.81
B-1         5,981.44      7,083.17             0.00         0.00   1,030,580.33
B-2         3,588.86      4,249.90             0.00         0.00     618,348.19
B-3         5,013.81      5,937.30             0.00         0.00     863,863.48

- -------------------------------------------------------------------------------
          984,284.67  2,740,664.43             0.00         0.00 165,487,390.71
===============================================================================













































Run:        02/25/97     09:23:39
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4120 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    614.480452  14.533557     5.018181    19.551738   0.000000    599.946895
A-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    507.155474  54.930660     2.667327    57.597987   0.000000    452.224814
A-4   1000.000000   0.000000     5.259387     5.259387   0.000000   1000.000000
A-5   1000.000000   0.000000     5.797749     5.797749   0.000000   1000.000000
A-6   1000.000000   0.000000     5.797750     5.797750   0.000000   1000.000000
A-7   1000.000000   0.000000     5.797749     5.797749   0.000000   1000.000000
A-8   1000.000000   0.000000     5.246963     5.246963   0.000000   1000.000000
A-9   1000.000000   0.000000     7.339944     7.339944   0.000000   1000.000000
R        0.000000   0.000000     0.100000     0.100000   0.000000      0.000000
M-1    964.188841   1.029652     5.590125     6.619777   0.000000    963.159189
M-2    964.188841   1.029651     5.590128     6.619779   0.000000    963.159190
M-3    964.188837   1.029654     5.590126     6.619780   0.000000    963.159183
B-1    964.188841   1.029654     5.590131     6.619785   0.000000    963.159187
B-2    964.188832   1.029657     5.590125     6.619782   0.000000    963.159175
B-3    897.854754   0.958792     5.205539     6.164331   0.000000    896.895952

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:40                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S28 (POOL # 4120)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4120 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       48,942.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,145.60

SUBSERVICER ADVANCES THIS MONTH                                       17,894.40
MASTER SERVICER ADVANCES THIS MONTH                                    2,069.19


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,071,847.07

 (B)  TWO MONTHLY PAYMENTS:                                    1     335,699.63

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        174,290.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     165,487,390.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          582

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 290,293.47

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,577,781.02

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.32661220 %     6.16930900 %    1.50407890 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.25345300 %     6.22812797 %    1.51841900 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1049 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,712,943.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,252,997.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58383994
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              307.49

POOL TRADING FACTOR:                                                77.32576140


 ................................................................................


Run:        02/25/97     09:23:41                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UE6    63,826,000.00    29,060,915.71     6.038793  %    802,018.93
A-2   760944UF3    47,547,000.00    30,838,778.28     6.150000  %    385,453.12
A-3   760944UG1             0.00             0.00     2.850000  %          0.00
A-4   760944UD8    22,048,000.00    22,048,000.00     5.758391  %          0.00
A-5   760944UH9     8,492,000.00     8,492,000.00     6.250000  %          0.00
A-6   760944UL0    15,208,000.00    15,208,000.00     7.000000  %          0.00
A-7   760944UM8     9,054,000.00             0.00     7.000000  %          0.00
A-8   760944UN6    64,926,000.00    22,635,826.30     7.000000  %    225,856.05
A-9   760944UP1    15,946,000.00             0.00     7.000000  %          0.00
A-10  760944UJ5     3,646,000.00             0.00     7.000000  %          0.00
A-11  760944UK2             0.00             0.00     0.120088  %          0.00
R-I   760944UT3           100.00             0.00     7.000000  %          0.00
R-II  760944UU0           100.00             0.00     7.000000  %          0.00
M-1   760944UQ9     3,896,792.00     3,317,301.14     7.000000  %     16,619.66
M-2   760944UR7     1,948,393.00     1,658,647.97     7.000000  %      8,309.82
M-3   760944US5     1,298,929.00     1,105,765.62     7.000000  %      5,539.88
B-1                   909,250.00       774,035.66     7.000000  %      3,877.91
B-2                   389,679.00       331,729.94     7.000000  %      1,661.97
B-3                   649,465.07       552,883.36     7.000000  %      2,769.94

- -------------------------------------------------------------------------------
                  259,785,708.07   136,023,883.98                  1,452,107.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       145,933.15    947,952.08             0.00         0.00  28,258,896.78
A-2       157,712.74    543,165.86             0.00         0.00  30,453,325.16
A-3        73,086.39     73,086.39             0.00         0.00           0.00
A-4       105,575.92    105,575.92             0.00         0.00  22,048,000.00
A-5        44,135.14     44,135.14             0.00         0.00   8,492,000.00
A-6        88,524.73     88,524.73             0.00         0.00  15,208,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8       131,761.61    357,617.66             0.00         0.00  22,409,970.25
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       13,583.42     13,583.42             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        19,309.78     35,929.44             0.00         0.00   3,300,681.48
M-2         9,654.88     17,964.70             0.00         0.00   1,650,338.15
M-3         6,436.59     11,976.47             0.00         0.00   1,100,225.74
B-1         4,505.61      8,383.52             0.00         0.00     770,157.75
B-2         1,930.98      3,592.95             0.00         0.00     330,067.97
B-3         3,218.29      5,988.23             0.00         0.00     550,113.42

- -------------------------------------------------------------------------------
          805,369.23  2,257,476.51             0.00         0.00 134,571,776.70
===============================================================================









































Run:        02/25/97     09:23:41
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4121 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    455.314695  12.565709     2.286422    14.852131   0.000000    442.748986
A-2    648.595669   8.106781     3.316986    11.423767   0.000000    640.488888
A-4   1000.000000   0.000000     4.788458     4.788458   0.000000   1000.000000
A-5   1000.000000   0.000000     5.197261     5.197261   0.000000   1000.000000
A-6   1000.000000   0.000000     5.820932     5.820932   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    348.640395   3.478669     2.029412     5.508081   0.000000    345.161726
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    851.290277   4.264959     4.955302     9.220261   0.000000    847.025317
M-2    851.290253   4.264961     4.955304     9.220265   0.000000    847.025292
M-3    851.290271   4.264960     4.955305     9.220265   0.000000    847.025311
B-1    851.290250   4.264955     4.955304     9.220259   0.000000    847.025296
B-2    851.290267   4.264972     4.955309     9.220281   0.000000    847.025295
B-3    851.290370   4.264956     4.955293     9.220249   0.000000    847.025414

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:43                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S29 (POOL # 4121)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4121 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       31,738.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    14,578.33

SUBSERVICER ADVANCES THIS MONTH                                       19,705.18
MASTER SERVICER ADVANCES THIS MONTH                                    2,835.88


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,509,954.67

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        228,812.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     134,571,776.70

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          572

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 268,234.50

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      770,628.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.30955550 %     4.47106400 %    1.21938070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.27696900 %     4.49666752 %    1.22636350 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1199 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              723,500.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,305,415.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.52615719
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              131.17

POOL TRADING FACTOR:                                                51.80107008


 ................................................................................


Run:        02/25/97     09:23:44                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944TP3    69,208,000.00             0.00     7.500000  %          0.00
A-2   760944TT5    51,250,000.00    15,874,929.60     7.500000  %    392,837.54
A-3   760944SW9    49,628,000.00    46,695,175.78     6.200000  %  1,155,508.62
A-4   760944SX7    41,944,779.00    39,959,232.63     6.150000  %    782,288.94
A-5   760944SY5       446,221.00       425,098.17   314.900000  %      8,322.22
A-6   760944TN8    32,053,000.00    32,053,000.00     7.000000  %          0.00
A-7   760944TU2    11,162,000.00    11,162,000.00     7.500000  %          0.00
A-8   760944TV0    13,530,000.00    13,530,000.00     7.500000  %          0.00
A-9   760944TW8     1,023,000.00     1,023,000.00     7.500000  %          0.00
A-10  760944TQ1    26,670,000.00    14,483,489.64     7.500000  %    260,254.39
A-11  760944TR9     3,400,000.00     3,400,000.00     7.500000  %          0.00
A-12  760944TS7             0.00             0.00     0.034561  %          0.00
R-I   760944UA4           100.00             0.00     7.500000  %          0.00
R-II  760944UB2       379,247.00             0.00     7.500000  %          0.00
M-1   760944TX6     8,843,952.00     8,531,508.44     7.500000  %      8,759.32
M-2   760944TY4     4,823,973.00     4,653,549.27     7.500000  %      4,777.81
M-3   760944TZ1     3,215,982.00     3,102,366.19     7.500000  %      3,185.21
B-1                 1,929,589.00     1,861,419.51     7.500000  %      1,911.12
B-2                   803,995.00       775,591.04     7.500000  %        796.30
B-3                 1,286,394.99     1,000,210.82     7.500000  %      1,026.91

- -------------------------------------------------------------------------------
                  321,598,232.99   198,530,571.09                  2,619,668.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        98,756.45    491,593.99             0.00         0.00  15,482,092.06
A-3       240,135.36  1,395,643.98             0.00         0.00  45,539,667.16
A-4       203,837.78    986,126.72             0.00         0.00  39,176,943.69
A-5       111,033.57    119,355.79             0.00         0.00     416,775.95
A-6       186,105.47    186,105.47             0.00         0.00  32,053,000.00
A-7        69,437.76     69,437.76             0.00         0.00  11,162,000.00
A-8        84,168.87     84,168.87             0.00         0.00  13,530,000.00
A-9         6,363.99      6,363.99             0.00         0.00   1,023,000.00
A-10       90,100.44    350,354.83             0.00         0.00  14,223,235.25
A-11       21,151.08     21,151.08             0.00         0.00   3,400,000.00
A-12        5,691.22      5,691.22             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        53,073.72     61,833.04             0.00         0.00   8,522,749.12
M-2        28,949.29     33,727.10             0.00         0.00   4,648,771.46
M-3        19,299.53     22,484.74             0.00         0.00   3,099,180.98
B-1        11,579.71     13,490.83             0.00         0.00   1,859,508.39
B-2         4,824.88      5,621.18             0.00         0.00     774,794.74
B-3         6,222.24      7,249.15             0.00         0.00     999,183.91

- -------------------------------------------------------------------------------
        1,240,731.36  3,860,399.74             0.00         0.00 195,910,902.71
===============================================================================







































Run:        02/25/97     09:23:44
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4122 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    309.754724   7.665123     1.926955     9.592078   0.000000    302.089601
A-3    940.903840  23.283401     4.838707    28.122108   0.000000    917.620439
A-4    952.662848  18.650448     4.859670    23.510118   0.000000    934.012400
A-5    952.662851  18.650445   248.830893   267.481338   0.000000    934.012406
A-6   1000.000000   0.000000     5.806179     5.806179   0.000000   1000.000000
A-7   1000.000000   0.000000     6.220907     6.220907   0.000000   1000.000000
A-8   1000.000000   0.000000     6.220907     6.220907   0.000000   1000.000000
A-9   1000.000000   0.000000     6.220909     6.220909   0.000000   1000.000000
A-10   543.062979   9.758320     3.378344    13.136664   0.000000    533.304659
A-11  1000.000000   0.000000     6.220906     6.220906   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.671500   0.990431     6.001132     6.991563   0.000000    963.681069
M-2    964.671500   0.990431     6.001130     6.991561   0.000000    963.681070
M-3    964.671503   0.990432     6.001131     6.991563   0.000000    963.681072
B-1    964.671497   0.990429     6.001128     6.991557   0.000000    963.681069
B-2    964.671472   0.990429     6.001132     6.991561   0.000000    963.681043
B-3    777.530096   0.798293     4.836944     5.635237   0.000000    776.731811

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S30 (POOL # 4122)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4122 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       46,088.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    21,052.73

SUBSERVICER ADVANCES THIS MONTH                                       35,577.09
MASTER SERVICER ADVANCES THIS MONTH                                    9,853.73


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,195,842.59

 (B)  TWO MONTHLY PAYMENTS:                                    1     276,885.26

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,431,445.78

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     195,910,902.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          694

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,369,864.15

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,415,836.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.96394100 %     8.20398800 %    1.83207120 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.84018330 %     8.30515369 %    1.85466300 %

CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.0350 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,057,146.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,647,160.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.94111025
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              306.49

POOL TRADING FACTOR:                                                60.91790396


 ................................................................................


Run:        02/25/97     09:23:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944ST6   154,051,000.00    51,044,827.21     7.746143  %  1,000,449.40
M     760944SU3     3,678,041.61     3,452,367.41     7.746143  %      3,122.67
R     760944SV1           100.00             0.00     7.746143  %          0.00
B-1                 4,494,871.91     4,219,079.29     7.746143  %      3,816.16
B-2                 1,225,874.16       123,210.82     7.746143  %          0.00

- -------------------------------------------------------------------------------
                  163,449,887.68    58,839,484.73                  1,007,388.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         327,488.75  1,327,938.15             0.00         0.00  50,044,377.81
M          22,149.38     25,272.05             0.00         0.00   3,449,244.74
R               0.00          0.00             0.00         0.00           0.00
B-1        27,068.39     30,884.55             0.00         0.00   4,080,612.25
B-2           790.50        790.50             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          377,497.02  1,384,885.25             0.00         0.00  57,574,234.80
===============================================================================











Run:        02/25/97     09:23:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4123 
____________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      331.350184   6.494274     2.125846     8.620120   0.000000    324.855910
M      938.642837   0.849003     6.022058     6.871061   0.000000    937.793833
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    938.642830   0.849003     6.022058     6.871061   0.000000    907.837271
B-2    100.508538   0.000000     0.644838     0.644838   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S33 (POOL # 4123)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4123 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       15,103.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,999.84

SUBSERVICER ADVANCES THIS MONTH                                       37,077.03
MASTER SERVICER ADVANCES THIS MONTH                                   11,908.91


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,039,838.68

 (B)  TWO MONTHLY PAYMENTS:                                    1     480,465.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     257,812.40


FORECLOSURES
  NUMBER OF LOANS                                                             7
  AGGREGATE PRINCIPAL BALANCE                                      2,266,825.70

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      57,574,234.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          200

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,628,064.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      659,504.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.75267540 %     5.86743300 %    7.37989150 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.92148140 %     5.99095195 %    7.08756660 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              665,091.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,937,391.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.19368368
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.40

POOL TRADING FACTOR:                                                35.22439545


 ................................................................................


Run:        02/25/97     09:23:48                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VU9    93,237,000.00     3,011,217.45     7.000000  %  1,056,966.40
A-2   760944VV7    41,000,000.00    26,513,476.78     7.000000  %    169,705.02
A-3   760944VW5   145,065,000.00   145,065,000.00     7.000000  %          0.00
A-4   760944VX3    36,125,000.00    36,125,000.00     7.000000  %          0.00
A-5   760944VY1    48,253,000.00    48,253,000.00     7.000000  %          0.00
A-6   760944VZ8    27,679,000.00    27,679,000.00     7.000000  %          0.00
A-7   760944WA2     7,834,000.00     7,834,000.00     7.000000  %          0.00
A-8   760944WB0     1,509,808.49     1,260,153.31     0.000000  %      1,765.46
A-9   760944WC8             0.00             0.00     0.251486  %          0.00
R     760944WG9           100.00             0.00     7.000000  %          0.00
M-1   760944WD6     9,616,700.00     9,255,851.82     7.000000  %      9,960.59
M-2   760944WE4     7,479,800.00     7,199,134.88     7.000000  %      7,747.27
M-3   760944WF1     4,274,200.00     4,113,818.88     7.000000  %      4,427.04
B-1                 2,564,500.00     2,468,272.09     7.000000  %      2,656.20
B-2                   854,800.00       822,725.29     7.000000  %        885.37
B-3                 1,923,420.54       997,991.42     7.000000  %      1,073.98

- -------------------------------------------------------------------------------
                  427,416,329.03   320,598,641.92                  1,255,187.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        17,523.67  1,074,490.07             0.00         0.00   1,954,251.05
A-2       154,294.20    323,999.22             0.00         0.00  26,343,771.76
A-3       844,200.41    844,200.41             0.00         0.00 145,065,000.00
A-4       210,228.11    210,228.11             0.00         0.00  36,125,000.00
A-5       280,806.55    280,806.55             0.00         0.00  48,253,000.00
A-6       161,076.91    161,076.91             0.00         0.00  27,679,000.00
A-7        45,589.67     45,589.67             0.00         0.00   7,834,000.00
A-8             0.00      1,765.46             0.00         0.00   1,258,387.85
A-9        67,028.71     67,028.71             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        53,864.09     63,824.68             0.00         0.00   9,245,891.23
M-2        41,895.10     49,642.37             0.00         0.00   7,191,387.61
M-3        23,940.22     28,367.26             0.00         0.00   4,109,391.84
B-1        14,364.01     17,020.21             0.00         0.00   2,465,615.89
B-2         4,787.82      5,673.19             0.00         0.00     821,839.92
B-3         5,807.77      6,881.75             0.00         0.00     996,917.44

- -------------------------------------------------------------------------------
        1,925,407.24  3,180,594.57             0.00         0.00 319,343,454.59
===============================================================================

















































Run:        02/25/97     09:23:48
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4125 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     32.296379  11.336341     0.187948    11.524289   0.000000     20.960038
A-2    646.670165   4.139147     3.763273     7.902420   0.000000    642.531019
A-3   1000.000000   0.000000     5.819463     5.819463   0.000000   1000.000000
A-4   1000.000000   0.000000     5.819463     5.819463   0.000000   1000.000000
A-5   1000.000000   0.000000     5.819463     5.819463   0.000000   1000.000000
A-6   1000.000000   0.000000     5.819463     5.819463   0.000000   1000.000000
A-7   1000.000000   0.000000     5.819463     5.819463   0.000000   1000.000000
A-8    834.644472   1.169327     0.000000     1.169327   0.000000    833.475145
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    962.476922   1.035760     5.601099     6.636859   0.000000    961.441163
M-2    962.476922   1.035759     5.601099     6.636858   0.000000    961.441163
M-3    962.476927   1.035759     5.601100     6.636859   0.000000    961.441168
B-1    962.476931   1.035757     5.601096     6.636853   0.000000    961.441174
B-2    962.476942   1.035763     5.601100     6.636863   0.000000    961.441179
B-3    518.862828   0.558365     3.019506     3.577871   0.000000    518.304458

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:49                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S31 (POOL # 4125)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4125 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       76,475.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    35,902.41

SUBSERVICER ADVANCES THIS MONTH                                       32,193.52
MASTER SERVICER ADVANCES THIS MONTH                                    1,678.57


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,849,801.74

 (B)  TWO MONTHLY PAYMENTS:                                    3     880,974.70

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,854,045.07

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     319,343,454.59

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,109

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 243,216.97

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      910,178.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.24644430 %     6.41574900 %    1.33780630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.22434540 %     6.43403533 %    1.34161920 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                            3,279,307.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,279,307.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.63629725
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              308.31

POOL TRADING FACTOR:                                                74.71484660


 ................................................................................


Run:        02/25/97     09:23:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4126 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944UZ9    88,476,000.00    28,142,744.93     6.500000  %  1,762,091.10
A-2   760944VC9    37,300,000.00    37,300,000.00     6.500000  %          0.00
A-3   760944VD7    17,482,000.00    17,482,000.00     6.500000  %          0.00
A-4   760944VE5     5,120,000.00     5,120,000.00     6.500000  %          0.00
A-5   760944VF2    37,500,000.00    25,424,568.10     6.500000  %     33,948.13
A-6   760944VG0    64,049,000.00    54,227,648.74     6.500000  %     27,611.14
A-7   760944VH8    34,064,000.00    34,064,000.00     6.500000  %          0.00
A-8   760944VJ4    12,025,000.00             0.00     0.000000  %          0.00
A-9   760944VK1     5,069,000.00             0.00     0.000000  %          0.00
A-10  760944VA3       481,000.00             0.00     0.000000  %          0.00
A-11  760944VB1             0.00             0.00     0.252535  %          0.00
R     760944VM7           100.00             0.00     6.500000  %          0.00
M     760944VL9    10,156,500.00     8,649,131.27     6.500000  %     43,023.42
B                     781,392.32       665,422.60     6.500000  %      3,310.02

- -------------------------------------------------------------------------------
                  312,503,992.32   211,075,515.64                  1,869,983.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       152,099.90  1,914,191.00             0.00         0.00  26,380,653.83
A-2       201,591.08    201,591.08             0.00         0.00  37,300,000.00
A-3        94,482.98     94,482.98             0.00         0.00  17,482,000.00
A-4        27,671.48     27,671.48             0.00         0.00   5,120,000.00
A-5       137,409.27    171,357.40             0.00         0.00  25,390,619.97
A-6       293,078.01    320,689.15             0.00         0.00  54,200,037.60
A-7       184,101.83    184,101.83             0.00         0.00  34,064,000.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00          0.00             0.00         0.00           0.00
A-10            0.00          0.00             0.00         0.00           0.00
A-11       44,320.89     44,320.89             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M          46,744.98     89,768.40             0.00         0.00   8,606,107.85
B           3,596.33      6,906.35             0.00         0.00     603,426.40

- -------------------------------------------------------------------------------
        1,185,096.75  3,055,080.56             0.00         0.00 209,146,845.65
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    318.083378  19.916035     1.719109    21.635144   0.000000    298.167343
A-2   1000.000000   0.000000     5.404587     5.404587   0.000000   1000.000000
A-3   1000.000000   0.000000     5.404586     5.404586   0.000000   1000.000000
A-4   1000.000000   0.000000     5.404586     5.404586   0.000000   1000.000000
A-5    677.988483   0.905283     3.664247     4.569530   0.000000    677.083199
A-6    846.658788   0.431094     4.575841     5.006935   0.000000    846.227694
A-7   1000.000000   0.000000     5.404586     5.404586   0.000000   1000.000000
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      851.585809   4.236048     4.602469     8.838517   0.000000    847.349761
B      851.585795   4.236054     4.602464     8.838518   0.000000    847.349741

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S32 (POOL # 4126)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4126 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       48,292.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,751.42

SUBSERVICER ADVANCES THIS MONTH                                       20,347.22
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,149,642.39

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     508,307.16


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        568,718.55

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     209,146,845.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          841

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      643,186.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.58709880 %     4.09764800 %    0.31525330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.59661810 %     4.11486380 %    0.28851800 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2518 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,096,401.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,543,851.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.15229138
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              133.40

POOL TRADING FACTOR:                                                66.92613560


 ................................................................................


Run:        02/25/97     09:23:52                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944VR6    59,151,000.00    33,138,405.03     5.400000  %    907,636.27
A-2   760944VT2    18,171,000.00    18,171,000.00     6.450000  %          0.00
A-3   760944WL8     4,309,000.00     4,309,000.00     7.000000  %          0.00
A-4   760944WM6    34,777,700.00    33,496,926.28     7.000000  %          0.00
A-5   760944WN4       491,000.00       448,220.39     7.000000  %          0.00
A-6   760944VS4    29,197,500.00    26,829,850.30     6.000000  %          0.00
A-7   760944WW4     9,732,500.00     8,943,283.44    10.000000  %          0.00
A-8   760944WX2    20,191,500.00    17,081,606.39     5.985000  %          0.00
A-9   760944WY0     8,653,500.00     7,320,688.44     9.368335  %          0.00
A-10  760944WU8     8,704,536.00     8,704,536.00     6.750000  %          0.00
A-11  760944WV6     3,108,764.00     3,108,764.00     7.700000  %          0.00
A-12  760944WH7     4,096,000.00             0.00     7.000000  %          0.00
A-13  760944WJ3             0.00             0.00     7.000000  %          0.00
A-14  760944WK0             0.00             0.00     0.150941  %          0.00
R-I   760944WS3           100.00             0.00     7.000000  %          0.00
R-II  760944WT1           100.00             0.00     7.000000  %          0.00
M-1   760944WP9     5,348,941.00     5,150,995.96     7.000000  %      5,572.50
M-2   760944WQ7     3,209,348.00     3,090,581.59     7.000000  %      3,343.48
M-3   760944WR5     2,139,566.00     2,060,388.36     7.000000  %      2,228.99
B-1                 1,390,718.00     1,339,252.53     7.000000  %      1,448.84
B-2                   320,935.00       309,058.37     7.000000  %        334.35
B-3                   962,805.06       666,799.08     7.000000  %        721.37

- -------------------------------------------------------------------------------
                  213,956,513.06   174,169,356.16                    921,285.80
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       148,889.42  1,056,525.69             0.00         0.00  32,230,768.76
A-2        97,516.26     97,516.26             0.00         0.00  18,171,000.00
A-3        25,096.49     25,096.49             0.00         0.00   4,309,000.00
A-4       195,092.91    195,092.91             0.00         0.00  33,496,926.28
A-5         2,610.53      2,610.53             0.00         0.00     448,220.39
A-6       133,939.29    133,939.29             0.00         0.00  26,829,850.30
A-7        74,410.71     74,410.71             0.00         0.00   8,943,283.44
A-8        85,061.17     85,061.17             0.00         0.00  17,081,606.39
A-9        57,062.77     57,062.77             0.00         0.00   7,320,688.44
A-10       48,886.39     48,886.39             0.00         0.00   8,704,536.00
A-11       19,916.68     19,916.68             0.00         0.00   3,108,764.00
A-12            0.00          0.00             0.00         0.00           0.00
A-13       52,430.73     52,430.73             0.00         0.00           0.00
A-14       21,873.52     21,873.52             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        30,000.45     35,572.95             0.00         0.00   5,145,423.46
M-2        18,000.17     21,343.65             0.00         0.00   3,087,238.11
M-3        12,000.12     14,229.11             0.00         0.00   2,058,159.37
B-1         7,800.08      9,248.92             0.00         0.00   1,337,803.69
B-2         1,800.02      2,134.37             0.00         0.00     308,724.02
B-3         3,883.56      4,604.93             0.00         0.00     666,077.71

- -------------------------------------------------------------------------------
        1,036,271.27  1,957,557.07             0.00         0.00 173,248,070.36
===============================================================================



































Run:        02/25/97     09:23:52
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4127 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    560.234062  15.344394     2.517107    17.861501   0.000000    544.889668
A-2   1000.000000   0.000000     5.366587     5.366587   0.000000   1000.000000
A-3   1000.000000   0.000000     5.824203     5.824203   0.000000   1000.000000
A-4    963.172558   0.000000     5.609713     5.609713   0.000000    963.172558
A-5    912.872485   0.000000     5.316762     5.316762   0.000000    912.872485
A-6    918.909163   0.000000     4.587355     4.587355   0.000000    918.909164
A-7    918.909164   0.000000     7.645591     7.645591   0.000000    918.909164
A-8    845.980060   0.000000     4.212722     4.212722   0.000000    845.980060
A-9    845.980059   0.000000     6.594184     6.594184   0.000000    845.980059
A-10  1000.000000   0.000000     5.616197     5.616197   0.000000   1000.000000
A-11  1000.000000   0.000000     6.406623     6.406623   0.000000   1000.000000
A-12     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    962.993602   1.041795     5.608671     6.650466   0.000000    961.951807
M-2    962.993602   1.041794     5.608669     6.650463   0.000000    961.951808
M-3    962.993598   1.041795     5.608670     6.650465   0.000000    961.951802
B-1    962.993598   1.041793     5.608671     6.650464   0.000000    961.951805
B-2    962.993659   1.041800     5.608675     6.650475   0.000000    961.951859
B-3    692.558762   0.749227     4.033599     4.782826   0.000000    691.809524

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:53                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S34 (POOL # 4127)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4127 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,599.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,374.29

SUBSERVICER ADVANCES THIS MONTH                                       20,198.77
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,900,659.96

 (B)  TWO MONTHLY PAYMENTS:                                    1     255,766.12

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     227,765.37


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        467,946.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     173,248,070.36

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          590

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      732,864.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.75585780 %     5.91491300 %    1.32922920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.72521400 %     5.93993394 %    1.33485210 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1508 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,772,076.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,047,327.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53497195
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              309.18

POOL TRADING FACTOR:                                                80.97349685


 ................................................................................


Run:        02/25/97     09:23:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944VN5   127,077,000.00    47,116,339.60     8.113693  %  1,352,845.63
M     760944VP0     3,025,700.00     2,813,559.21     8.113693  %      2,439.44
R     760944VQ8           100.00             0.00     8.113693  %          0.00
B-1                 3,429,100.00     2,578,227.48     8.113693  %      2,235.40
B-2                   941,300.03             0.00     8.113693  %          0.00

- -------------------------------------------------------------------------------
                  134,473,200.03    52,508,126.29                  1,357,520.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         313,958.69  1,666,804.32             0.00         0.00  45,763,493.97
M          18,748.09     21,187.53             0.00         0.00   2,811,119.77
R               0.00          0.00             0.00         0.00           0.00
B-1        17,179.96     19,415.36             0.00         0.00   2,533,390.41
B-2             0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          349,886.74  1,707,407.21             0.00         0.00  51,108,004.15
===============================================================================











Run:        02/25/97     09:23:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4128 
____________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      370.770002  10.645873     2.470618    13.116491   0.000000    360.124129
M      929.887038   0.806240     6.196282     7.002522   0.000000    929.080798
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    751.867102   0.651891     5.010049     5.661940   0.000000    738.791639
B-2      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S38 (POOL # 4128)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4128 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,676.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,586.14

SUBSERVICER ADVANCES THIS MONTH                                       26,449.72
MASTER SERVICER ADVANCES THIS MONTH                                    6,789.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,631,511.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,963,430.73

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      51,108,004.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          172

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 929,568.54

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,156,249.22

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.73151950 %     5.35833100 %    4.91014950 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.54271400 %     5.50035130 %    4.95693470 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                              852,072.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,952,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56229274
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.27

POOL TRADING FACTOR:                                                38.00608905


 ................................................................................


Run:        02/25/97     09:23:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4129 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944WZ7    27,102,000.00    13,989,540.15     6.847394  %     95,946.19
A-2   760944XA1    25,550,000.00    25,550,000.00     6.847394  %          0.00
A-3   760944XB9    15,000,000.00    12,335,270.86     6.847394  %     19,498.30
A-4                32,700,000.00    32,700,000.00     6.847394  %          0.00
A-5   760944XC7             0.00             0.00     0.050800  %          0.00
R     760944XD5           100.00             0.00     6.847394  %          0.00
B-1                 2,684,092.00     2,579,059.14     6.847394  %      2,828.87
B-2                 1,609,940.00     1,546,940.46     6.847394  %      1,696.78
B-3                 1,341,617.00     1,289,117.35     6.847394  %      1,413.98
B-4                   536,646.00       515,646.20     6.847394  %        565.59
B-5                   375,652.00       360,952.14     6.847394  %        395.91
B-6                   429,317.20       412,517.29     6.847394  %        452.47

- -------------------------------------------------------------------------------
                  107,329,364.20    91,279,043.59                    122,798.09
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        79,806.83    175,753.02             0.00         0.00  13,893,593.96
A-2       145,756.37    145,756.37             0.00         0.00  25,550,000.00
A-3        70,369.65     89,867.95             0.00         0.00  12,315,772.56
A-4       186,545.34    186,545.34             0.00         0.00  32,700,000.00
A-5         3,863.19      3,863.19             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
B-1        14,712.89     17,541.76             0.00         0.00   2,576,230.27
B-2         8,824.91     10,521.69             0.00         0.00   1,545,243.68
B-3         7,354.09      8,768.07             0.00         0.00   1,287,703.37
B-4         2,941.63      3,507.22             0.00         0.00     515,080.61
B-5         2,059.14      2,455.05             0.00         0.00     360,556.23
B-6         2,353.32      2,805.79             0.00         0.00     412,064.82

- -------------------------------------------------------------------------------
          524,587.36    647,385.45             0.00         0.00  91,156,245.50
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    516.181099   3.540189     2.944684     6.484873   0.000000    512.640911
A-2   1000.000000   0.000000     5.704750     5.704750   0.000000   1000.000000
A-3    822.351391   1.299887     4.691310     5.991197   0.000000    821.051504
A-4   1000.000000   0.000000     5.704750     5.704750   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    960.868383   1.053939     5.481515     6.535454   0.000000    959.814444
B-2    960.868393   1.053940     5.481515     6.535455   0.000000    959.814453
B-3    960.868377   1.053937     5.481512     6.535449   0.000000    959.814440
B-4    960.868431   1.053935     5.481509     6.535444   0.000000    959.814496
B-5    960.868410   1.053928     5.481509     6.535437   0.000000    959.814483
B-6    960.868304   1.053929     5.481518     6.535447   0.000000    959.814375

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S41 (POOL # 4129)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4129 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,589.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,590.08

SUBSERVICER ADVANCES THIS MONTH                                       11,936.24
MASTER SERVICER ADVANCES THIS MONTH                                    3,129.67


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,491,055.29

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     290,214.07


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      91,156,245.50

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          318

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 459,367.80

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       22,677.78

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          92.65523350 %     7.34476650 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             92.65340630 %     7.34659370 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,755.00
      FRAUD AMOUNT AVAILABLE                              923,009.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     536,647.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.26890930
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              311.64

POOL TRADING FACTOR:                                                84.93131976


 ................................................................................


Run:        02/25/97     09:23:58                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4130 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XE3     5,100,000.00     3,172,616.52     7.087265  %     34,502.09
A-2   760944XF0    25,100,000.00     6,474,089.79     7.087265  %    333,422.38
A-3   760944XG8    29,000,000.00     7,480,024.05     5.997265  %    385,229.05
A-4   760944ZC5             0.00             0.00     1.090000  %          0.00
A-5   760944XH6    52,129,000.00    52,129,000.00     7.087265  %          0.00
A-6   760944XJ2    35,266,000.00    35,266,000.00     7.087265  %          0.00
A-7   760944XK9    41,282,000.00    41,282,000.00     7.087265  %          0.00
R-I   760944XL7           100.00             0.00     7.087265  %          0.00
R-II  760944XQ6       210,347.00             0.00     7.087265  %          0.00
M-1   760944XM5     5,029,000.00     4,855,400.72     7.087265  %      5,242.24
M-2   760944XN3     3,520,000.00     3,398,490.89     7.087265  %      3,669.26
M-3   760944XP8     2,012,000.00     1,942,546.47     7.087265  %      2,097.31
B-1   760944B80     1,207,000.00     1,165,334.80     7.087265  %      1,258.18
B-2   760944B98       402,000.00       388,123.09     7.087265  %        419.05
B-3                   905,558.27       661,616.52     7.087265  %        714.33

- -------------------------------------------------------------------------------
                  201,163,005.27   158,215,242.85                    766,553.89
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        18,707.10     53,209.19             0.00         0.00   3,138,114.43
A-2        38,174.01    371,596.39             0.00         0.00   6,140,667.41
A-3        37,322.15    422,551.20             0.00         0.00   7,094,795.00
A-4         6,783.29      6,783.29             0.00         0.00           0.00
A-5       307,374.94    307,374.94             0.00         0.00  52,129,000.00
A-6       207,943.46    207,943.46             0.00         0.00  35,266,000.00
A-7       243,416.37    243,416.37             0.00         0.00  41,282,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,629.53     33,871.77             0.00         0.00   4,850,158.48
M-2        20,038.96     23,708.22             0.00         0.00   3,394,821.63
M-3        11,454.08     13,551.39             0.00         0.00   1,940,449.16
B-1         6,871.31      8,129.49             0.00         0.00   1,164,076.62
B-2         2,288.54      2,707.59             0.00         0.00     387,704.04
B-3         3,901.17      4,615.50             0.00         0.00     660,902.19

- -------------------------------------------------------------------------------
          932,904.91  1,699,458.80             0.00         0.00 157,448,688.96
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    622.081671   6.765116     3.668059    10.433175   0.000000    615.316555
A-2    257.931864  13.283760     1.520877    14.804637   0.000000    244.648104
A-3    257.931864  13.283760     1.286971    14.570731   0.000000    244.648103
A-5   1000.000000   0.000000     5.896429     5.896429   0.000000   1000.000000
A-6   1000.000000   0.000000     5.896429     5.896429   0.000000   1000.000000
A-7   1000.000000   0.000000     5.896429     5.896429   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.480358   1.042402     5.692887     6.735289   0.000000    964.437956
M-2    965.480366   1.042403     5.692886     6.735289   0.000000    964.437963
M-3    965.480353   1.042401     5.692883     6.735284   0.000000    964.437952
B-1    965.480365   1.042403     5.692883     6.735286   0.000000    964.437962
B-2    965.480323   1.042413     5.692886     6.735299   0.000000    964.437910
B-3    730.617280   0.788828     4.308028     5.096856   0.000000    729.828452

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:23:59                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S35 (POOL # 4130)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4130 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       32,882.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,633.67

SUBSERVICER ADVANCES THIS MONTH                                       13,105.65
MASTER SERVICER ADVANCES THIS MONTH                                    1,439.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,123,869.42

 (B)  TWO MONTHLY PAYMENTS:                                    2     332,876.88

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        440,884.31

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     157,448,688.96

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          558

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 209,488.35

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      595,733.24

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.15529920 %     6.44466200 %    1.40003860 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.12561740 %     6.46904673 %    1.40533580 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,614,792.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,669,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.46353857
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.48

POOL TRADING FACTOR:                                                78.26920698


 ................................................................................


Run:        02/25/97     09:24:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944YV4    35,100,000.00             0.00     6.573370  %          0.00
A-2   760944XR4     6,046,000.00     1,812,783.84     4.450000  %    595,313.36
A-3   760944XS2    17,312,000.00    17,312,000.00     5.065000  %          0.00
A-4   760944YL6    53,021,000.00    35,134,312.24     6.250000  %    476,266.84
A-5   760944YM4    24,343,000.00    19,710,193.72     5.900000  %    651,507.36
A-6   760944YN2             0.00             0.00     2.600000  %          0.00
A-7   760944XT0     4,877,000.00     4,877,000.00     5.732000  %          0.00
A-8   760944YQ5     7,400,000.00     7,400,000.00     6.478840  %          0.00
A-9   760944YR3    26,000,000.00    26,000,000.00     6.478840  %          0.00
A-10  760944YP7    11,167,000.00    11,167,000.00     6.304600  %          0.00
A-11  760944YW2    40,005,000.00    29,920,153.86     7.000000  %     72,910.17
A-12  760944YX0    16,300,192.00    11,995,104.41     6.200000  %          0.00
A-13  760944YY8     8,444,808.00     6,214,427.03     5.404600  %          0.00
A-14  760944YZ5             0.00             0.00     0.208619  %          0.00
R-I   760944YT9           100.00             0.00     6.500000  %          0.00
R-II  760944YU6           100.00             0.00     6.500000  %          0.00
M     760944YS1     8,291,600.00     7,098,272.50     6.500000  %     35,192.82
B                     777,263.95       444,281.42     6.500000  %      2,202.70

- -------------------------------------------------------------------------------
                  259,085,063.95   179,085,529.02                  1,833,393.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2         6,695.39    602,008.75             0.00         0.00   1,217,470.48
A-3        72,777.34     72,777.34             0.00         0.00  17,312,000.00
A-4       182,255.62    658,522.46             0.00         0.00  34,658,045.40
A-5        96,518.90    748,026.26             0.00         0.00  19,058,686.36
A-6        42,533.75     42,533.75             0.00         0.00           0.00
A-7        23,202.16     23,202.16             0.00         0.00   4,877,000.00
A-8        39,792.25     39,792.25             0.00         0.00   7,400,000.00
A-9       139,810.59    139,810.59             0.00         0.00  26,000,000.00
A-10       58,433.72     58,433.72             0.00         0.00  11,167,000.00
A-11      173,832.63    246,742.80             0.00         0.00  29,847,243.69
A-12       61,725.58     61,725.58             0.00         0.00  11,995,104.41
A-13       27,876.23     27,876.23             0.00         0.00   6,214,427.03
A-14       31,008.71     31,008.71             0.00         0.00           0.00
R-I             1.79          1.79             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M          38,294.42     73,487.24             0.00         0.00   7,063,079.68
B           2,396.84      4,599.54             0.00         0.00     442,078.72

- -------------------------------------------------------------------------------
          997,155.92  2,830,549.17             0.00         0.00 177,252,135.77
===============================================================================













































Run:        02/25/97     09:24:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4131 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    299.831929  98.464003     1.107408    99.571411   0.000000    201.367926
A-3   1000.000000   0.000000     4.203867     4.203867   0.000000   1000.000000
A-4    662.648993   8.982608     3.437423    12.420031   0.000000    653.666385
A-5    809.686305  26.763643     3.964955    30.728598   0.000000    782.922662
A-7   1000.000000   0.000000     4.757466     4.757466   0.000000   1000.000000
A-8   1000.000000   0.000000     5.377331     5.377331   0.000000   1000.000000
A-9   1000.000000   0.000000     5.377330     5.377330   0.000000   1000.000000
A-10  1000.000000   0.000000     5.232714     5.232714   0.000000   1000.000000
A-11   747.910358   1.822526     4.345273     6.167799   0.000000    746.087831
A-12   735.887308   0.000000     3.786801     3.786801   0.000000    735.887308
A-13   735.887309   0.000000     3.300990     3.300990   0.000000    735.887309
R-I      0.000000   0.000000    17.850000    17.850000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M      856.079948   4.244394     4.618460     8.862854   0.000000    851.835554
B      571.596586   2.833928     3.083701     5.917629   0.000000    568.762671

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:02                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S36 (POOL # 4131)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4131 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       43,469.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    19,397.32

SUBSERVICER ADVANCES THIS MONTH                                        9,749.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     148,056.64

 (B)  TWO MONTHLY PAYMENTS:                                    1     609,541.34

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        213,857.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     177,252,135.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          751

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      945,497.77

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.78829520 %     3.96362100 %    0.24808340 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.76582910 %     3.98476422 %    0.24940670 %

CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2084 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,853,424.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,911,712.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.12593170
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              134.21

POOL TRADING FACTOR:                                                68.41464848


 ................................................................................


Run:        02/25/97     09:24:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZL5    53,944,000.00     8,972,362.31     7.000000  %    902,126.86
A-2   760944ZE1    29,037,000.00    29,037,000.00     6.200000  %          0.00
A-3   760944ZF8    36,634,000.00    36,634,000.00     6.400000  %          0.00
A-4   760944ZG6    18,679,000.00    18,679,000.00     6.650000  %          0.00
A-5   760944ZH4    43,144,000.00    43,144,000.00     6.950000  %          0.00
A-6   760944ZJ0    21,561,940.00    21,561,940.00     6.150000  %          0.00
A-7   760944ZK7             0.00             0.00     3.350000  %          0.00
A-8   760944ZP6    17,000,000.00    17,000,000.00     7.000000  %          0.00
A-9   760944ZQ4    21,000,000.00    21,000,000.00     7.000000  %          0.00
A-10  760944ZM3     9,767,000.00     9,767,000.00     7.000000  %          0.00
A-11  760944ZN1             0.00             0.00     0.124834  %          0.00
R-I   760944ZV3           100.00             0.00     7.000000  %          0.00
R-II  760944ZU5           100.00             0.00     7.000000  %          0.00
M-1   760944ZR2     6,687,200.00     6,431,243.96     7.000000  %      6,780.44
M-2   760944ZS0     4,012,200.00     3,858,630.98     7.000000  %      4,068.14
M-3   760944ZT8     2,674,800.00     2,572,420.67     7.000000  %      2,712.10
B-1                 1,604,900.00     1,543,471.62     7.000000  %      1,627.28
B-2                   534,900.00       514,426.43     7.000000  %        542.36
B-3                 1,203,791.32       817,252.00     7.000000  %        861.63

- -------------------------------------------------------------------------------
                  267,484,931.32   221,532,747.97                    918,718.81
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        52,238.00    954,364.86             0.00         0.00   8,070,235.45
A-2       149,735.61    149,735.61             0.00         0.00  29,037,000.00
A-3       195,005.10    195,005.10             0.00         0.00  36,634,000.00
A-4       103,313.47    103,313.47             0.00         0.00  18,679,000.00
A-5       249,394.51    249,394.51             0.00         0.00  43,144,000.00
A-6       110,292.15    110,292.15             0.00         0.00  21,561,940.00
A-7        60,077.84     60,077.84             0.00         0.00           0.00
A-8        98,975.71     98,975.71             0.00         0.00  17,000,000.00
A-9       122,264.11    122,264.11             0.00         0.00  21,000,000.00
A-10       56,864.46     56,864.46             0.00         0.00   9,767,000.00
A-11       23,001.35     23,001.35             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        37,443.35     44,223.79             0.00         0.00   6,424,463.52
M-2        22,465.34     26,533.48             0.00         0.00   3,854,562.84
M-3        14,976.89     17,688.99             0.00         0.00   2,569,708.57
B-1         8,986.24     10,613.52             0.00         0.00   1,541,844.34
B-2         2,995.04      3,537.40             0.00         0.00     513,884.07
B-3         4,758.15      5,619.78             0.00         0.00     816,390.37

- -------------------------------------------------------------------------------
        1,312,787.32  2,231,506.13             0.00         0.00 220,614,029.16
===============================================================================









































Run:        02/25/97     09:24:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4132 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    166.327345  16.723396     0.968375    17.691771   0.000000    149.603950
A-2   1000.000000   0.000000     5.156718     5.156718   0.000000   1000.000000
A-3   1000.000000   0.000000     5.323063     5.323063   0.000000   1000.000000
A-4   1000.000000   0.000000     5.530996     5.530996   0.000000   1000.000000
A-5   1000.000000   0.000000     5.780514     5.780514   0.000000   1000.000000
A-6   1000.000000   0.000000     5.115131     5.115131   0.000000   1000.000000
A-8   1000.000000   0.000000     5.822101     5.822101   0.000000   1000.000000
A-9   1000.000000   0.000000     5.822100     5.822100   0.000000   1000.000000
A-10  1000.000000   0.000000     5.822101     5.822101   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    961.724483   1.013943     5.599257     6.613200   0.000000    960.710540
M-2    961.724485   1.013942     5.599257     6.613199   0.000000    960.710543
M-3    961.724492   1.013945     5.599256     6.613201   0.000000    960.710547
B-1    961.724481   1.013945     5.599252     6.613197   0.000000    960.710537
B-2    961.724491   1.013947     5.599252     6.613199   0.000000    960.710544
B-3    678.898399   0.715764     3.952612     4.668376   0.000000    678.182636

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:04                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S37 (POOL # 4132)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4132 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,390.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,354.38

SUBSERVICER ADVANCES THIS MONTH                                       34,043.80
MASTER SERVICER ADVANCES THIS MONTH                                    2,642.01


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,567,416.04

 (B)  TWO MONTHLY PAYMENTS:                                    2     653,351.33

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,260,133.94


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,396,010.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     220,614,029.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          776

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 385,856.56

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      685,157.41

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.89610870 %     5.80604700 %    1.29784430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.87404620 %     5.82407881 %    1.30187490 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1249 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,074.00
      FRAUD AMOUNT AVAILABLE                            2,248,646.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,062,558.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.53991426
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.76

POOL TRADING FACTOR:                                                82.47718033


 ................................................................................


Run:        02/25/97     09:24:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944ZA9    80,454,000.00    61,990,467.94     6.000000  %    531,770.42
A-2   760944ZB7             0.00             0.00     3.000000  %          0.00
A-3   760944ZD3    59,980,000.00    36,864,654.42     5.500000  %    709,027.23
A-4   760944A57    42,759,000.00    34,356,514.27     7.000000  %          0.00
A-5   760944A65    10,837,000.00    10,837,000.00     7.000000  %          0.00
A-6   760944A73     2,545,000.00     2,545,000.00     7.000000  %          0.00
A-7   760944A81     6,380,000.00     6,380,000.00     7.000000  %          0.00
A-8   760944A99    15,309,000.00     6,906,514.27     7.000000  %          0.00
A-9   760944B23    39,415,000.00    39,415,000.00     6.010000  %          0.00
A-10  760944ZW1    11,262,000.00    11,262,000.00    10.464824  %          0.00
A-11  760944ZX9     2,727,000.00     2,404,993.47     0.000000  %          0.00
A-12  760944ZY7     5,930,000.00     5,930,000.00     0.000000  %          0.00
A-13  760944ZZ4     1,477,000.00     1,477,000.00     0.000000  %          0.00
A-14  760944A24    16,789,000.00    16,789,000.00     7.000000  %          0.00
A-15  760944A32     5,017,677.85     4,349,764.54     0.000000  %     39,209.41
A-16  760944A40             0.00             0.00     0.078029  %          0.00
R-I   760944B64           100.00             0.00     7.000000  %          0.00
R-II  760944B72           100.00             0.00     7.000000  %          0.00
M-1   760944B31     7,202,600.00     6,934,776.39     7.000000  %      7,532.94
M-2   760944B49     4,801,400.00     4,622,863.33     7.000000  %      5,021.61
M-3   760944B56     3,200,900.00     3,081,876.80     7.000000  %      3,347.71
B-1                 1,920,600.00     1,849,183.83     7.000000  %      2,008.69
B-2                   640,200.00       616,394.62     7.000000  %        669.56
B-3                 1,440,484.07     1,104,440.48     7.000000  %      1,199.70

- -------------------------------------------------------------------------------
                  320,088,061.92   259,717,444.36                  1,299,787.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       309,158.91    840,929.33             0.00         0.00  61,458,697.52
A-2       154,579.45    154,579.45             0.00         0.00           0.00
A-3       168,530.48    877,557.71             0.00         0.00  36,155,627.19
A-4       199,899.97    199,899.97             0.00         0.00  34,356,514.27
A-5        63,054.01     63,054.01             0.00         0.00  10,837,000.00
A-6        14,807.83     14,807.83             0.00         0.00   2,545,000.00
A-7        37,121.40     37,121.40             0.00         0.00   6,380,000.00
A-8        40,184.87     40,184.87             0.00         0.00   6,906,514.27
A-9       196,898.14    196,898.14             0.00         0.00  39,415,000.00
A-10       97,960.96     97,960.96             0.00         0.00  11,262,000.00
A-11            0.00          0.00             0.00         0.00   2,404,993.47
A-12            0.00          0.00             0.00         0.00   5,930,000.00
A-13            0.00          0.00             0.00         0.00   1,477,000.00
A-14       97,685.13     97,685.13             0.00         0.00  16,789,000.00
A-15            0.00     39,209.41             0.00         0.00   4,310,555.13
A-16       16,844.62     16,844.62             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        40,349.31     47,882.25             0.00         0.00   6,927,243.45
M-2        26,897.67     31,919.28             0.00         0.00   4,617,841.72
M-3        17,931.59     21,279.30             0.00         0.00   3,078,529.09
B-1        10,759.30     12,767.99             0.00         0.00   1,847,175.14
B-2         3,586.44      4,256.00             0.00         0.00     615,725.06
B-3         6,426.08      7,625.78             0.00         0.00   1,103,240.77

- -------------------------------------------------------------------------------
        1,502,676.16  2,802,463.43             0.00         0.00 258,417,657.08
===============================================================================































Run:        02/25/97     09:24:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4133 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    770.508215   6.609621     3.842679    10.452300   0.000000    763.898595
A-3    614.615779  11.821061     2.809778    14.630839   0.000000    602.794718
A-4    803.491996   0.000000     4.675038     4.675038   0.000000    803.491996
A-5   1000.000000   0.000000     5.818401     5.818401   0.000000   1000.000000
A-6   1000.000000   0.000000     5.818401     5.818401   0.000000   1000.000000
A-7   1000.000000   0.000000     5.818401     5.818401   0.000000   1000.000000
A-8    451.140785   0.000000     2.624918     2.624918   0.000000    451.140785
A-9   1000.000000   0.000000     4.995513     4.995513   0.000000   1000.000000
A-10  1000.000000   0.000000     8.698363     8.698363   0.000000   1000.000000
A-11   881.919131   0.000000     0.000000     0.000000   0.000000    881.919131
A-12  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     5.818401     5.818401   0.000000   1000.000000
A-15   866.887965   7.814254     0.000000     7.814254   0.000000    859.073711
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    962.815704   1.045864     5.602048     6.647912   0.000000    961.769840
M-2    962.815706   1.045864     5.602047     6.647911   0.000000    961.769842
M-3    962.815708   1.045865     5.602046     6.647911   0.000000    961.769843
B-1    962.815698   1.045866     5.602051     6.647917   0.000000    961.769832
B-2    962.815714   1.045861     5.602062     6.647923   0.000000    961.769853
B-3    766.714817   0.832845     4.461056     5.293901   0.000000    765.881965

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:07                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S39 (POOL # 4133)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4133 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       70,371.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    27,310.75

SUBSERVICER ADVANCES THIS MONTH                                       40,788.64
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,805,819.48

 (B)  TWO MONTHLY PAYMENTS:                                    2     542,108.17

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,680,653.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     258,417,657.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          925

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,017,516.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.86928730 %     5.73272100 %    1.39799170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.84169740 %     5.65890676 %    1.40340070 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,653,691.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,449,884.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.41247606
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.96

POOL TRADING FACTOR:                                                80.73330056


 ................................................................................


Run:        02/25/97     09:24:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944XU7    34,827,000.00     8,404,783.05     6.000000  %  1,092,484.96
A-2   760944XZ6    23,385,000.00    23,385,000.00     6.000000  %          0.00
A-3   760944YA0    35,350,000.00    35,350,000.00     6.000000  %          0.00
A-4   760944YG7     3,602,000.00     3,602,000.00     6.000000  %          0.00
A-5   760944YB8    10,125,000.00    10,125,000.00     6.000000  %          0.00
A-6   760944YC6    25,000,000.00    14,471,035.75     6.000000  %          0.00
A-7   760944YD4     5,342,000.00     4,895,202.95     6.000000  %          0.00
A-8   760944YE2     9,228,000.00     8,639,669.72     5.885000  %          0.00
A-9   760944YF9     3,770,880.00     3,530,467.90     5.298133  %          0.00
A-10  760944XV5     1,612,120.00     1,509,339.44     8.300000  %          0.00
A-11  760944XW3     1,692,000.00     1,692,000.00     5.985000  %          0.00
A-12  760944XX1       987,000.00       987,000.00     6.025714  %          0.00
A-13  760944XY9             0.00             0.00     0.376435  %          0.00
R     760944YK8       109,869.00             0.00     6.000000  %          0.00
M-1   760944YH5     2,008,172.00     1,715,415.93     6.000000  %      8,534.94
M-2   760944YJ1     3,132,748.00     2,676,048.53     6.000000  %     13,314.51
B                     481,961.44       411,699.93     6.000000  %      2,048.39

- -------------------------------------------------------------------------------
                  160,653,750.44   121,394,663.20                  1,116,382.80
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        41,995.58  1,134,480.54             0.00         0.00   7,312,298.09
A-2       116,846.14    116,846.14             0.00         0.00  23,385,000.00
A-3       176,630.80    176,630.80             0.00         0.00  35,350,000.00
A-4        17,997.85     17,997.85             0.00         0.00   3,602,000.00
A-5        50,590.86     50,590.86             0.00         0.00  10,125,000.00
A-6        72,306.38     72,306.38             0.00         0.00  14,471,035.75
A-7        24,459.50     24,459.50             0.00         0.00   4,895,202.95
A-8        42,341.81     42,341.81             0.00         0.00   8,639,669.72
A-9        15,576.90     15,576.90             0.00         0.00   3,530,467.90
A-10       10,432.56     10,432.56             0.00         0.00   1,509,339.44
A-11        8,433.16      8,433.16             0.00         0.00   1,692,000.00
A-12        4,952.81      4,952.81             0.00         0.00     987,000.00
A-13       38,055.30     38,055.30             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         8,571.30     17,106.24             0.00         0.00   1,706,880.99
M-2        13,371.22     26,685.73             0.00         0.00   2,662,734.02
B           2,057.10      4,105.49             0.00         0.00     409,651.54

- -------------------------------------------------------------------------------
          644,619.27  1,761,002.07             0.00         0.00 120,278,280.40
===============================================================================















































Run:        02/25/97     09:24:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4134 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    241.329516  31.368908     1.205834    32.574742   0.000000    209.960608
A-2   1000.000000   0.000000     4.996628     4.996628   0.000000   1000.000000
A-3   1000.000000   0.000000     4.996628     4.996628   0.000000   1000.000000
A-4   1000.000000   0.000000     4.996627     4.996627   0.000000   1000.000000
A-5   1000.000000   0.000000     4.996628     4.996628   0.000000   1000.000000
A-6    578.841430   0.000000     2.892255     2.892255   0.000000    578.841430
A-7    916.361466   0.000000     4.578716     4.578716   0.000000    916.361466
A-8    936.245093   0.000000     4.588406     4.588406   0.000000    936.245093
A-9    936.245094   0.000000     4.130839     4.130839   0.000000    936.245094
A-10   936.245093   0.000000     6.471330     6.471330   0.000000    936.245093
A-11  1000.000000   0.000000     4.984137     4.984137   0.000000   1000.000000
A-12  1000.000000   0.000000     5.018045     5.018045   0.000000   1000.000000
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    854.217632   4.250104     4.268210     8.518314   0.000000    849.967528
M-2    854.217617   4.250106     4.268208     8.518314   0.000000    849.967511
B      854.217570   4.250112     4.268205     8.518317   0.000000    849.967458

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S42 (POOL # 4134)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4134 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,119.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,930.49

SUBSERVICER ADVANCES THIS MONTH                                        2,597.03
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      58,301.08

 (B)  TWO MONTHLY PAYMENTS:                                    1     195,742.35

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     120,278,280.40

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          464

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      512,391.36

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.04334800 %     0.33914200 %    3.61751030 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.02649250 %     0.34058646 %    3.63292110 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3765 %

      BANKRUPTCY AMOUNT AVAILABLE                          50,000.00
      FRAUD AMOUNT AVAILABLE                              628,280.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,927,451.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.74001355
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              135.41

POOL TRADING FACTOR:                                                74.86801900


 ................................................................................


Run:        02/25/97     09:24:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944C22   135,538,060.00    83,830,833.03     5.900000  %    916,393.84
A-2   760944C30             0.00             0.00     1.600000  %          0.00
A-3   760944C48    30,006,995.00    11,347,648.73     4.750000  %    343,649.87
A-4   760944C55             0.00             0.00     1.600000  %          0.00
A-5   760944C63    62,167,298.00    59,913,758.57     6.200000  %          0.00
A-6   760944C71     6,806,687.00     6,579,267.84     6.200000  %          0.00
A-7   760944C89    24,699,888.00    24,049,823.12     6.600000  %          0.00
A-8   760944C97    56,909,924.00    56,380,504.44     6.750000  %          0.00
A-9   760944D21    46,180,148.00    45,444,777.35     6.750000  %          0.00
A-10  760944D39    38,299,000.00    41,491,143.76     6.750000  %          0.00
A-11  760944D47     4,850,379.00     4,163,675.44     0.000000  %      5,666.82
A-12  760944D54             0.00             0.00     0.134416  %          0.00
R-I   760944D70           100.00             0.00     6.750000  %          0.00
R-II  760944D88           100.00             0.00     6.750000  %          0.00
M-1   760944D96    10,812,500.00    10,422,166.09     6.750000  %     11,732.82
M-2   760944E20     6,487,300.00     6,253,106.89     6.750000  %      7,039.47
M-3   760944E38     4,325,000.00     4,168,866.46     6.750000  %      4,693.13
B-1                 2,811,100.00     2,709,618.59     6.750000  %      3,050.37
B-2                   865,000.00       833,773.30     6.750000  %        938.63
B-3                 1,730,037.55     1,361,228.45     6.750000  %      1,532.40

- -------------------------------------------------------------------------------
                  432,489,516.55   358,950,192.06                  1,294,697.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       411,839.52  1,328,233.36             0.00         0.00  82,914,439.19
A-2        40,314.76     40,314.76             0.00         0.00           0.00
A-3        44,881.95    388,531.82             0.00         0.00  11,003,998.86
A-4        71,370.63     71,370.63             0.00         0.00           0.00
A-5       309,307.53    309,307.53             0.00         0.00  59,913,758.57
A-6        33,965.77     33,965.77             0.00         0.00   6,579,267.84
A-7       132,168.53    132,168.53             0.00         0.00  24,049,823.12
A-8       316,887.40    316,887.40             0.00         0.00  56,380,504.44
A-9       255,422.99    255,422.99             0.00         0.00  45,444,777.35
A-10            0.00          0.00       233,201.54         0.00  41,724,345.30
A-11            0.00      5,666.82             0.00         0.00   4,158,008.62
A-12       40,175.14     40,175.14             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        58,577.92     70,310.74             0.00         0.00  10,410,433.27
M-2        35,145.68     42,185.15             0.00         0.00   6,246,067.42
M-3        23,431.17     28,124.30             0.00         0.00   4,164,173.33
B-1        15,229.44     18,279.81             0.00         0.00   2,706,568.22
B-2         4,686.23      5,624.86             0.00         0.00     832,834.67
B-3         7,650.80      9,183.20             0.00         0.00   1,359,696.05

- -------------------------------------------------------------------------------
        1,801,055.46  3,095,752.81       233,201.54         0.00 357,888,696.25
===============================================================================







































Run:        02/25/97     09:24:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4135 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    618.504006   6.761155     3.038553     9.799708   0.000000    611.742851
A-3    378.166782  11.452325     1.495716    12.948041   0.000000    366.714456
A-5    963.750404   0.000000     4.975406     4.975406   0.000000    963.750404
A-6    966.588862   0.000000     4.990059     4.990059   0.000000    966.588862
A-7    973.681464   0.000000     5.350977     5.350977   0.000000    973.681465
A-8    990.697237   0.000000     5.568227     5.568227   0.000000    990.697237
A-9    984.076044   0.000000     5.531013     5.531013   0.000000    984.076044
A-10  1083.347966   0.000000     0.000000     0.000000   6.088972   1089.436938
A-11   858.422701   1.168325     0.000000     1.168325   0.000000    857.254375
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    963.899754   1.085116     5.417611     6.502727   0.000000    962.814638
M-2    963.899756   1.085116     5.417613     6.502729   0.000000    962.814641
M-3    963.899760   1.085117     5.417612     6.502729   0.000000    962.814643
B-1    963.899751   1.085116     5.417609     6.502725   0.000000    962.814635
B-2    963.899769   1.085121     5.417607     6.502728   0.000000    962.814647
B-3    786.820176   0.885767     4.422332     5.308099   0.000000    785.934415

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:12                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S40 (POOL # 4135)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4135 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      105,892.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    38,133.15

SUBSERVICER ADVANCES THIS MONTH                                       25,584.98
MASTER SERVICER ADVANCES THIS MONTH                                    3,197.23


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   1,758,184.38

 (B)  TWO MONTHLY PAYMENTS:                                    1     271,960.08

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     486,727.06


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,276,313.10

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     357,888,696.25

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,320

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 472,168.42

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      657,198.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.74246380 %     5.87512200 %    1.38241450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.72899590 %     5.81763946 %    1.38497990 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1344 %

      BANKRUPTCY AMOUNT AVAILABLE                         105,546.00
      FRAUD AMOUNT AVAILABLE                            3,651,929.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,425,710.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.28579665
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.24

POOL TRADING FACTOR:                                                82.75083732


 ................................................................................


Run:        02/25/97     09:24:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944E87    48,353,000.00    13,579,789.56     6.500000  %  1,686,067.97
A-2   760944E95    16,042,000.00    16,042,000.00    10.000000  %          0.00
A-3   760944F29    34,794,000.00    34,794,000.00     5.950000  %          0.00
A-4   760944F37    36,624,000.00    36,624,000.00     5.950000  %          0.00
A-5   760944F45    30,674,000.00    30,674,000.00     5.950000  %          0.00
A-6   760944F52    12,692,000.00    12,692,000.00     6.500000  %          0.00
A-7   760944F60    32,418,000.00    32,418,000.00     6.500000  %          0.00
A-8   760944F78     2,916,000.00     2,916,000.00     6.500000  %          0.00
A-9   760944F86     3,638,000.00     3,638,000.00     6.500000  %          0.00
A-10  760944F94    26,700,000.00    25,770,206.87     6.500000  %     28,060.36
A-11  760944G28             0.00             0.00     0.336485  %          0.00
R     760944G36     5,463,000.00        34,367.20     6.500000  %          0.00
M-1   760944G44     6,675,300.00     6,442,841.27     6.500000  %      7,015.41
M-2   760944G51     4,005,100.00     3,865,627.52     6.500000  %      4,209.16
M-3   760944G69     2,670,100.00     2,577,117.18     6.500000  %      2,806.14
B-1                 1,735,600.00     1,675,159.97     6.500000  %      1,824.03
B-2                   534,100.00       515,500.65     6.500000  %        561.31
B-3                 1,068,099.02     1,014,353.02     6.500000  %      1,104.50

- -------------------------------------------------------------------------------
                  267,002,299.02   225,272,963.24                  1,731,648.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        73,394.75  1,759,462.72             0.00         0.00  11,893,721.59
A-2       133,388.11    133,388.11             0.00         0.00  16,042,000.00
A-3       172,139.26    172,139.26             0.00         0.00  34,794,000.00
A-4       181,192.97    181,192.97             0.00         0.00  36,624,000.00
A-5       151,756.04    151,756.04             0.00         0.00  30,674,000.00
A-6        68,596.51     68,596.51             0.00         0.00  12,692,000.00
A-7       175,209.71    175,209.71             0.00         0.00  32,418,000.00
A-8        15,760.12     15,760.12             0.00         0.00   2,916,000.00
A-9        19,662.31     19,662.31             0.00         0.00   3,638,000.00
A-10      139,280.36    167,340.72             0.00         0.00  25,742,146.51
A-11       63,027.98     63,027.98             0.00         0.00           0.00
R               3.01          3.01           185.74         0.00      34,552.94
M-1        34,821.65     41,837.06             0.00         0.00   6,435,825.86
M-2        20,892.58     25,101.74             0.00         0.00   3,861,418.36
M-3        13,928.55     16,734.69             0.00         0.00   2,574,311.04
B-1         9,053.74     10,877.77             0.00         0.00   1,673,335.94
B-2         2,786.13      3,347.44             0.00         0.00     514,939.34
B-3         5,482.28      6,586.78             0.00         0.00     782,189.68

- -------------------------------------------------------------------------------
        1,280,376.06  3,012,024.94           185.74         0.00 223,310,441.26
===============================================================================












































Run:        02/25/97     09:24:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4136 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    280.846888  34.869976     1.517894    36.387870   0.000000    245.976911
A-2   1000.000000   0.000000     8.314930     8.314930   0.000000   1000.000000
A-3   1000.000000   0.000000     4.947383     4.947383   0.000000   1000.000000
A-4   1000.000000   0.000000     4.947383     4.947383   0.000000   1000.000000
A-5   1000.000000   0.000000     4.947383     4.947383   0.000000   1000.000000
A-6   1000.000000   0.000000     5.404705     5.404705   0.000000   1000.000000
A-7   1000.000000   0.000000     5.404704     5.404704   0.000000   1000.000000
A-8   1000.000000   0.000000     5.404705     5.404705   0.000000   1000.000000
A-9   1000.000000   0.000000     5.404703     5.404703   0.000000   1000.000000
A-10   965.176287   1.050950     5.216493     6.267443   0.000000    964.125338
R        6.290902   0.000000     0.000551     0.000551   0.034000      6.324902
M-1    965.176287   1.050951     5.216492     6.267443   0.000000    964.125337
M-2    965.176280   1.050950     5.216494     6.267444   0.000000    964.125330
M-3    965.176278   1.050949     5.216490     6.267439   0.000000    964.125329
B-1    965.176291   1.050951     5.216490     6.267441   0.000000    964.125340
B-2    965.176278   1.050946     5.216495     6.267441   0.000000    964.125332
B-3    949.680695   1.034080     5.132745     6.166825   0.000000    732.319444

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S43 (POOL # 4136)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4136 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       58,576.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,568.70

SUBSERVICER ADVANCES THIS MONTH                                       17,561.42
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,357,358.60

 (B)  TWO MONTHLY PAYMENTS:                                    1     301,038.31

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     383,678.70


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        595,638.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     223,310,441.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          815

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      822,357.91

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.85728770 %     5.71998800 %    1.42272450 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.90583090 %     5.76397377 %    1.33019530 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3360 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,273,402.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,868,057.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.27510583
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.02

POOL TRADING FACTOR:                                                83.63614923


 ................................................................................


Run:        02/25/97     09:24:15                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944G77    10,000,000.00     8,349,317.13     6.500000  %     34,351.01
A-2   760944G85    50,000,000.00    35,627,652.10     6.375000  %    299,091.18
A-3   760944G93    16,984,000.00    14,090,242.62     6.050000  %     60,219.62
A-4   760944H27             0.00             0.00     2.950000  %          0.00
A-5   760944H35    85,916,000.00    72,320,682.74     6.100000  %    282,921.03
A-6   760944H43    14,762,000.00    14,762,000.00     6.375000  %          0.00
A-7   760944H50    18,438,000.00    18,438,000.00     6.500000  %          0.00
A-8   760944H68     5,660,000.00     5,660,000.00     6.500000  %          0.00
A-9   760944H76    10,645,000.00     9,362,278.19     5.985000  %          0.00
A-10  760944H84     5,731,923.00     5,041,226.65     7.456414  %          0.00
A-11  760944H92     5,000,000.00     4,397,500.33     6.185000  %          0.00
A-12  760944J25     1,923,077.00     1,691,346.35     7.319000  %          0.00
A-13  760944J33             0.00             0.00     0.314754  %          0.00
R-I   760944J41           100.00             0.00     6.500000  %          0.00
R-II  760944J58           100.00             0.00     6.500000  %          0.00
M-1   760944J66     6,004,167.00     5,793,822.81     6.500000  %      6,460.89
M-2   760944J74     3,601,003.00     3,474,848.94     6.500000  %      3,874.92
M-3   760944J82     2,400,669.00     2,316,566.26     6.500000  %      2,583.28
B-1   760944J90     1,560,435.00     1,505,768.20     6.500000  %      1,679.13
B-2   760944K23       480,134.00       463,313.45     6.500000  %        516.66
B-3   760944K31       960,268.90       806,937.46     6.500000  %        899.85

- -------------------------------------------------------------------------------
                  240,066,876.90   204,101,503.23                    692,597.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        45,158.89     79,509.90             0.00         0.00   8,314,966.12
A-2       188,993.27    488,084.45             0.00         0.00  35,328,560.92
A-3        70,933.73    131,153.35             0.00         0.00  14,030,023.00
A-4        34,587.52     34,587.52             0.00         0.00           0.00
A-5       367,088.95    650,009.98             0.00         0.00  72,037,761.71
A-6        78,307.68     78,307.68             0.00         0.00  14,762,000.00
A-7        99,725.48     99,725.48             0.00         0.00  18,438,000.00
A-8        30,613.20     30,613.20             0.00         0.00   5,660,000.00
A-9        46,625.62     46,625.62             0.00         0.00   9,362,278.19
A-10       31,278.45     31,278.45             0.00         0.00   5,041,226.65
A-11       22,632.08     22,632.08             0.00         0.00   4,397,500.33
A-12       10,300.61     10,300.61             0.00         0.00   1,691,346.35
A-13       53,456.03     53,456.03             0.00         0.00           0.00
R-I             1.21          1.21             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        31,337.01     37,797.90             0.00         0.00   5,787,361.92
M-2        18,794.39     22,669.31             0.00         0.00   3,470,974.02
M-3        12,529.60     15,112.88             0.00         0.00   2,313,982.98
B-1         8,144.23      9,823.36             0.00         0.00   1,504,089.07
B-2         2,505.92      3,022.58             0.00         0.00     462,796.79
B-3         4,364.49      5,264.34             0.00         0.00     806,037.61

- -------------------------------------------------------------------------------
        1,157,378.36  1,849,975.93             0.00         0.00 203,408,905.66
===============================================================================





































Run:        02/25/97     09:24:15
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4137 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    834.931713   3.435101     4.515889     7.950990   0.000000    831.496612
A-2    712.553042   5.981824     3.779865     9.761689   0.000000    706.571218
A-3    829.618619   3.545668     4.176503     7.722171   0.000000    826.072951
A-5    841.760356   3.292996     4.272649     7.565645   0.000000    838.467360
A-6   1000.000000   0.000000     5.304680     5.304680   0.000000   1000.000000
A-7   1000.000000   0.000000     5.408693     5.408693   0.000000   1000.000000
A-8   1000.000000   0.000000     5.408693     5.408693   0.000000   1000.000000
A-9    879.500065   0.000000     4.380049     4.380049   0.000000    879.500065
A-10   879.500065   0.000000     5.456886     5.456886   0.000000    879.500065
A-11   879.500066   0.000000     4.526416     4.526416   0.000000    879.500066
A-12   879.500067   0.000000     5.356317     5.356317   0.000000    879.500067
R-I      0.000000   0.000000    12.110000    12.110000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.966965   1.076068     5.219210     6.295278   0.000000    963.890898
M-2    964.966966   1.076067     5.219210     6.295277   0.000000    963.890899
M-3    964.966957   1.076067     5.219212     6.295279   0.000000    963.890890
B-1    964.966948   1.076065     5.219205     6.295270   0.000000    963.890883
B-2    964.966968   1.076075     5.219210     6.295285   0.000000    963.890893
B-3    840.324476   0.937071     4.545060     5.482131   0.000000    839.387395

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:16                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S44 (POOL # 4137)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4137 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       52,540.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    21,601.45

SUBSERVICER ADVANCES THIS MONTH                                       18,227.52
MASTER SERVICER ADVANCES THIS MONTH                                    3,956.48


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,364,373.28

 (B)  TWO MONTHLY PAYMENTS:                                    1     236,881.66

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        134,658.02

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     203,408,905.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          758

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 560,236.36

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      464,997.15

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.96366910 %     5.67621400 %    1.36011690 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.94758390 %     5.68918990 %    1.36322620 %

CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3151 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,031,600.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,250,259.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.25087782
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              310.30

POOL TRADING FACTOR:                                                84.73010033


 ................................................................................


Run:        02/25/97     09:24:18                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4138 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760944E46   125,806,700.00    50,305,442.90     8.147567  %  1,385,005.51
M-1   760944E61     2,987,500.00     2,825,874.99     8.147567  %      2,259.42
M-2   760944E79     1,991,700.00     1,883,948.20     8.147567  %      1,506.30
R     760944E53           100.00             0.00     8.147567  %          0.00
B-1                   863,100.00       816,405.92     8.147567  %        652.75
B-2                   332,000.00       314,038.63     8.147567  %        251.09
B-3                   796,572.42        31,682.34     8.147567  %         25.34

- -------------------------------------------------------------------------------
                  132,777,672.42    56,177,392.98                  1,389,700.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         335,494.30  1,720,499.81             0.00         0.00  48,920,437.39
M-1        18,846.17     21,105.59             0.00         0.00   2,823,615.57
M-2        12,564.33     14,070.63             0.00         0.00   1,882,441.90
R               0.00          0.00             0.00         0.00           0.00
B-1         5,444.73      6,097.48             0.00         0.00     815,753.17
B-2         2,094.37      2,345.46             0.00         0.00     313,787.54
B-3           211.29        236.63             0.00         0.00      31,657.00

- -------------------------------------------------------------------------------
          374,655.19  1,764,355.60             0.00         0.00  54,787,692.57
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      399.862987  11.008996     2.666744    13.675740   0.000000    388.853991
M-1    945.899578   0.756291     6.308341     7.064632   0.000000    945.143287
M-2    945.899583   0.756289     6.308345     7.064634   0.000000    945.143295
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    945.899571   0.756285     6.308342     7.064627   0.000000    945.143286
B-2    945.899488   0.756295     6.308343     7.064638   0.000000    945.143193
B-3     39.773333   0.031799     0.265249     0.297048   0.000000     39.741522

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:18                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S46 (POOL # 4138)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4138 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,903.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,838.64

SUBSERVICER ADVANCES THIS MONTH                                       33,562.52
MASTER SERVICER ADVANCES THIS MONTH                                    1,779.23


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,421,680.73

 (B)  TWO MONTHLY PAYMENTS:                                    2     547,127.37

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,453,211.27

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      54,787,692.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          197

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 234,200.15

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,344,783.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.54748560 %     8.38384100 %    2.06867360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.29092480 %     8.58962524 %    2.11944990 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              294,650.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,637,368.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.59720612
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              319.20

POOL TRADING FACTOR:                                                41.26273007


 ................................................................................


Run:        02/25/97     09:24:19                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944M21    30,000,000.00    19,296,404.63     6.500000  %    391,273.76
A-2   760944M39    10,308,226.00     5,200,431.41     5.200000  %    195,345.70
A-3   760944M47    53,602,774.00    27,042,242.72     6.750000  %  1,015,797.62
A-4   760944M54    19,600,000.00    14,744,034.77     6.500000  %    185,714.58
A-5   760944M62    12,599,000.00    12,599,000.00     6.500000  %          0.00
A-6   760944M70    44,516,000.00    44,516,000.00     6.500000  %          0.00
A-7   760944M88    39,061,000.00    23,277,725.22     6.500000  %  1,270,297.39
A-8   760944M96   122,726,000.00    99,444,447.40     6.500000  %  1,873,787.03
A-9   760944N20    19,481,177.00    19,481,177.00     6.300000  %          0.00
A-10  760944N38    10,930,823.00    10,930,823.00     8.000000  %          0.00
A-11  760944N46    25,000,000.00    25,000,000.00     6.000000  %          0.00
A-12  760944N53    17,010,000.00    17,010,000.00     6.500000  %          0.00
A-13  760944N61    13,003,000.00    13,003,000.00     6.500000  %          0.00
A-14  760944N79    20,507,900.00    20,507,900.00     6.500000  %          0.00
A-15  760944N87    58,137,000.00    63,725,898.24     6.500000  %          0.00
A-16  760944N95     1,000,000.00     1,220,763.42     6.500000  %          0.00
A-17  760944P28     2,791,590.78     2,424,052.53     0.000000  %     36,464.62
A-18  760944P36             0.00             0.00     0.379541  %          0.00
R     760944P44           100.00             0.00     6.500000  %          0.00
M-1   760944P51    13,235,200.00    12,761,313.16     6.500000  %     13,942.44
M-2   760944P69     5,294,000.00     5,104,448.15     6.500000  %      5,576.89
M-3   760944P77     5,294,000.00     5,104,448.15     6.500000  %      5,576.89
B-1                 2,382,300.00     2,297,001.65     6.500000  %      2,509.60
B-2                   794,100.00       765,667.20     6.500000  %        836.53
B-3                 2,117,643.10     1,175,017.94     6.500000  %      1,283.77

- -------------------------------------------------------------------------------
                  529,391,833.88   446,631,796.59                  4,998,406.82
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       104,175.50    495,449.26             0.00         0.00  18,905,130.87
A-2        22,460.45    217,806.15             0.00         0.00   5,005,085.71
A-3       151,608.08  1,167,405.70             0.00         0.00  26,026,445.10
A-4        79,598.62    265,313.20             0.00         0.00  14,558,320.19
A-5        68,018.22     68,018.22             0.00         0.00  12,599,000.00
A-6       240,328.53    240,328.53             0.00         0.00  44,516,000.00
A-7       125,669.46  1,395,966.85             0.00         0.00  22,007,427.83
A-8       536,870.74  2,410,657.77             0.00         0.00  97,570,660.37
A-9       101,936.94    101,936.94             0.00         0.00  19,481,177.00
A-10       72,630.44     72,630.44             0.00         0.00  10,930,823.00
A-11      124,585.39    124,585.39             0.00         0.00  25,000,000.00
A-12       91,831.89     91,831.89             0.00         0.00  17,010,000.00
A-13       70,199.30     70,199.30             0.00         0.00  13,003,000.00
A-14      110,716.00    110,716.00             0.00         0.00  20,507,900.00
A-15            0.00          0.00       344,037.01         0.00  64,069,935.25
A-16            0.00          0.00         6,590.54         0.00   1,227,353.96
A-17            0.00     36,464.62             0.00         0.00   2,387,587.91
A-18      140,793.89    140,793.89             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        68,894.50     82,836.94             0.00         0.00  12,747,370.72
M-2        27,557.38     33,134.27             0.00         0.00   5,098,871.26
M-3        27,557.38     33,134.27             0.00         0.00   5,098,871.26
B-1        12,400.82     14,910.42             0.00         0.00   2,294,492.05
B-2         4,133.60      4,970.13             0.00         0.00     764,830.67
B-3         6,343.59      7,627.36             0.00         0.00   1,173,734.17

- -------------------------------------------------------------------------------
        2,188,310.72  7,186,717.54       350,627.55         0.00 441,984,017.32
===============================================================================































Run:        02/25/97     09:24:19
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4139 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    643.213488  13.042459     3.472517    16.514976   0.000000    630.171029
A-2    504.493344  18.950467     2.178886    21.129353   0.000000    485.542877
A-3    504.493344  18.950467     2.828363    21.778830   0.000000    485.542877
A-4    752.246672   9.475234     4.061154    13.536388   0.000000    742.771438
A-5   1000.000000   0.000000     5.398700     5.398700   0.000000   1000.000000
A-6   1000.000000   0.000000     5.398700     5.398700   0.000000   1000.000000
A-7    595.932649  32.520862     3.217262    35.738124   0.000000    563.411788
A-8    810.296493  15.268053     4.374548    19.642601   0.000000    795.028440
A-9   1000.000000   0.000000     5.232586     5.232586   0.000000   1000.000000
A-10  1000.000000   0.000000     6.644554     6.644554   0.000000   1000.000000
A-11  1000.000000   0.000000     4.983416     4.983416   0.000000   1000.000000
A-12  1000.000000   0.000000     5.398700     5.398700   0.000000   1000.000000
A-13  1000.000000   0.000000     5.398700     5.398700   0.000000   1000.000000
A-14  1000.000000   0.000000     5.398700     5.398700   0.000000   1000.000000
A-15  1096.133241   0.000000     0.000000     0.000000   5.917695   1102.050936
A-16  1220.763420   0.000000     0.000000     0.000000   6.590540   1227.353960
A-17   868.340929  13.062309     0.000000    13.062309   0.000000    855.278620
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.194962   1.053436     5.205399     6.258835   0.000000    963.141526
M-2    964.194966   1.053436     5.205399     6.258835   0.000000    963.141530
M-3    964.194966   1.053436     5.205399     6.258835   0.000000    963.141530
B-1    964.194959   1.053436     5.205398     6.258834   0.000000    963.141523
B-2    964.194938   1.053432     5.205390     6.258822   0.000000    963.141506
B-3    554.870620   0.606226     2.995580     3.601806   0.000000    554.264394

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:21                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S45 (POOL # 4139)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4139 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      102,498.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    47,107.10

SUBSERVICER ADVANCES THIS MONTH                                       39,901.93
MASTER SERVICER ADVANCES THIS MONTH                                      648.77


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   3,416,718.32

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,173,836.63

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     422,041.19


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        883,975.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     441,984,017.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,571

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                  94,007.33

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,159,568.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.87496130 %     5.17105100 %    0.95398760 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.81747250 %     5.19138981 %    0.96294160 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3786 %

      BANKRUPTCY AMOUNT AVAILABLE                         135,873.00
      FRAUD AMOUNT AVAILABLE                              757,037.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,483,403.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.24497971
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              312.47

POOL TRADING FACTOR:                                                83.48901306


 ................................................................................


Run:        02/25/97     09:24:22                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944R59    10,190,000.00     7,471,685.28     6.500000  %     95,553.65
A-2   760944R67     5,190,000.00     5,190,000.00     6.500000  %          0.00
A-3   760944R75     2,999,000.00     2,999,000.00     6.500000  %          0.00
A-4   760944R83    32,729,000.00    31,962,221.74     6.500000  %          0.00
A-5   760944R91    49,415,000.00    49,415,000.00     6.500000  %          0.00
A-6   760944S25     2,364,000.00     2,364,000.00     6.500000  %          0.00
A-7   760944S33    11,792,000.00    11,741,930.42     6.500000  %          0.00
A-8   760944S41   103,392,000.00    75,810,842.69     5.650000  %    969,527.30
A-9   760944S58    43,941,000.00    32,219,168.23     6.100000  %    412,043.48
A-10  760944S66             0.00             0.00     2.400000  %          0.00
A-11  760944S74    16,684,850.00    16,614,005.06     6.135000  %          0.00
A-12  760944S82     3,241,628.00     3,227,863.84     8.750000  %          0.00
A-13  760944S90     5,742,522.00     5,718,138.88     6.290390  %          0.00
A-14  760944T24    10,093,055.55    10,050,199.79     6.500000  %          0.00
A-15  760944T32     1,121,450.62     1,116,688.87     9.000000  %          0.00
A-16  760944T40     2,760,493.83     2,748,772.60     5.484375  %          0.00
A-17  760944T57    78,019,000.00    52,490,389.48     6.500000  %    878,924.27
A-18  760944T65    46,560,000.00    46,560,000.00     6.500000  %          0.00
A-19  760944T73    36,044,000.00    36,044,000.00     6.500000  %          0.00
A-20  760944T81     4,005,000.00     4,005,000.00     6.500000  %          0.00
A-21  760944T99     2,513,000.00     2,513,000.00     6.500000  %          0.00
A-22  760944U22    38,870,000.00    38,783,354.23     6.500000  %          0.00
A-23  760944U30    45,370,000.00    35,145,663.74     6.500000  %    352,013.57
A-24  760944U48             0.00             0.00     0.232828  %          0.00
R-I   760944U55           500.00             0.00     6.500000  %          0.00
R-II  760944U63           500.00             0.00     6.500000  %          0.00
M-1   760944U71    16,136,600.00    15,580,640.88     6.500000  %     17,327.28
M-2   760944U89     5,867,800.00     5,665,634.97     6.500000  %      6,300.77
M-3   760944U97     5,867,800.00     5,665,634.97     6.500000  %      6,300.77
B-1                 2,640,500.00     2,549,526.09     6.500000  %      2,835.34
B-2                   880,200.00       849,874.19     6.500000  %        945.15
B-3                 2,347,160.34     2,107,518.13     6.500000  %      2,343.77

- -------------------------------------------------------------------------------
                  586,778,060.34   506,609,754.08                  2,744,115.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        40,378.41    135,932.06             0.00         0.00   7,376,131.63
A-2        28,047.75     28,047.75             0.00         0.00   5,190,000.00
A-3        16,207.16     16,207.16             0.00         0.00   2,999,000.00
A-4       172,729.93    172,729.93             0.00         0.00  31,962,221.74
A-5       267,048.07    267,048.07             0.00         0.00  49,415,000.00
A-6        12,775.51     12,775.51             0.00         0.00   2,364,000.00
A-7        63,455.62     63,455.62             0.00         0.00  11,741,930.42
A-8       356,120.57  1,325,647.87             0.00         0.00  74,841,315.39
A-9       163,403.53    575,447.01             0.00         0.00  31,807,124.75
A-10       64,289.92     64,289.92             0.00         0.00           0.00
A-11       84,743.46     84,743.46             0.00         0.00  16,614,005.06
A-12       23,482.30     23,482.30             0.00         0.00   3,227,863.84
A-13       29,905.39     29,905.39             0.00         0.00   5,718,138.88
A-14       54,313.19     54,313.19             0.00         0.00  10,050,199.79
A-15        8,355.88      8,355.88             0.00         0.00   1,116,688.87
A-16       12,533.81     12,533.81             0.00         0.00   2,748,772.60
A-17      283,668.06  1,162,592.33             0.00         0.00  51,611,465.21
A-18      251,619.11    251,619.11             0.00         0.00  46,560,000.00
A-19      194,788.64    194,788.64             0.00         0.00  36,044,000.00
A-20       21,643.78     21,643.78             0.00         0.00   4,005,000.00
A-21       13,580.73     13,580.73             0.00         0.00   2,513,000.00
A-22      209,592.63    209,592.63             0.00         0.00  38,783,354.23
A-23      189,933.86    541,947.43             0.00         0.00  34,793,650.17
A-24       98,067.89     98,067.89             0.00         0.00           0.00
R-I             0.73          0.73             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        84,200.75    101,528.03             0.00         0.00  15,563,313.60
M-2        30,618.17     36,918.94             0.00         0.00   5,659,334.20
M-3        30,618.17     36,918.94             0.00         0.00   5,659,334.20
B-1        13,778.12     16,613.46             0.00         0.00   2,546,690.75
B-2         4,592.89      5,538.04             0.00         0.00     848,929.04
B-3        11,389.43     13,733.20             0.00         0.00   2,105,174.36

- -------------------------------------------------------------------------------
        2,835,883.46  5,579,998.81             0.00         0.00 503,865,638.73
===============================================================================
















Run:        02/25/97     09:24:22
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4140 
__________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    733.237025   9.377198     3.962553    13.339751   0.000000    723.859826
A-2   1000.000000   0.000000     5.404191     5.404191   0.000000   1000.000000
A-3   1000.000000   0.000000     5.404188     5.404188   0.000000   1000.000000
A-4    976.571901   0.000000     5.277580     5.277580   0.000000    976.571901
A-5   1000.000000   0.000000     5.404190     5.404190   0.000000   1000.000000
A-6   1000.000000   0.000000     5.404192     5.404192   0.000000   1000.000000
A-7    995.753937   0.000000     5.381243     5.381243   0.000000    995.753937
A-8    733.237027   9.377198     3.444373    12.821571   0.000000    723.859829
A-9    733.237028   9.377199     3.718703    13.095902   0.000000    723.859829
A-11   995.753936   0.000000     5.079066     5.079066   0.000000    995.753936
A-12   995.753936   0.000000     7.243984     7.243984   0.000000    995.753936
A-13   995.753935   0.000000     5.207710     5.207710   0.000000    995.753935
A-14   995.753936   0.000000     5.381244     5.381244   0.000000    995.753936
A-15   995.753937   0.000000     7.450957     7.450957   0.000000    995.753937
A-16   995.753937   0.000000     4.540423     4.540423   0.000000    995.753937
A-17   672.789827  11.265516     3.635884    14.901400   0.000000    661.524311
A-18  1000.000000   0.000000     5.404191     5.404191   0.000000   1000.000000
A-19  1000.000000   0.000000     5.404190     5.404190   0.000000   1000.000000
A-20  1000.000000   0.000000     5.404190     5.404190   0.000000   1000.000000
A-21  1000.000000   0.000000     5.404190     5.404190   0.000000   1000.000000
A-22   997.770883   0.000000     5.392144     5.392144   0.000000    997.770883
A-23   774.645443   7.758730     4.186331    11.945061   0.000000    766.886713
R-I      0.000000   0.000000     1.460000     1.460000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.546700   1.073788     5.217998     6.291786   0.000000    964.472913
M-2    965.546707   1.073787     5.217998     6.291785   0.000000    964.472920
M-3    965.546707   1.073787     5.217998     6.291785   0.000000    964.472920
B-1    965.546711   1.073789     5.217997     6.291786   0.000000    964.472922
B-2    965.546683   1.073790     5.218007     6.291797   0.000000    964.472893
B-3    897.901219   0.998556     4.852429     5.850985   0.000000    896.902663

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S47 (POOL # 4140)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4140 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      116,957.06
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    53,429.57

SUBSERVICER ADVANCES THIS MONTH                                       56,329.63
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,560,645.75

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,994,601.30

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     887,789.77


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        952,352.04

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     503,865,638.73

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,791

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,180,713.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.60082810 %     5.31215800 %    1.08701390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.57313270 %     5.33514888 %    1.09171850 %

CLASS A-24 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2327 %

      BANKRUPTCY AMOUNT AVAILABLE                         104,596.00
      FRAUD AMOUNT AVAILABLE                            5,084,081.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,084,081.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.13542911
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.11

POOL TRADING FACTOR:                                                85.86988383


 ................................................................................


Run:        02/25/97     09:24:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4141 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944K49     9,959,000.00     3,371,541.37     6.500000  %    214,843.79
A-2   760944K56    85,878,000.00    48,082,960.45     6.500000  %  1,232,649.82
A-3   760944K64    12,960,000.00    12,960,000.00     6.500000  %          0.00
A-4   760944K72     2,760,000.00     2,760,000.00     6.500000  %          0.00
A-5   760944K80    26,460,000.00    23,954,120.07     6.100000  %          0.00
A-6   760944K98    10,584,000.00     9,581,648.02     7.500000  %          0.00
A-7   760944L22     5,276,000.00     5,276,000.00     6.500000  %          0.00
A-8   760944L30    23,182,000.00    21,931,576.52     6.500000  %          0.00
A-9   760944L48    15,273,563.00    13,907,398.73     6.200000  %          0.00
A-10  760944L55     7,049,337.00     6,418,799.63     7.149810  %          0.00
A-11  760944L63             0.00             0.00     0.159898  %          0.00
R     760944L71           100.00             0.00     6.500000  %          0.00
M-1   760944L89     3,099,138.00     2,675,849.01     6.500000  %     12,923.22
M-2   760944L97     3,305,815.00     2,854,297.48     6.500000  %     13,785.06
B                     826,454.53       580,886.71     6.500000  %      2,805.44

- -------------------------------------------------------------------------------
                  206,613,407.53   154,355,077.99                  1,477,007.33
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        18,229.23    233,073.02             0.00         0.00   3,156,697.58
A-2       259,974.63  1,492,624.45             0.00         0.00  46,850,310.63
A-3        70,072.04     70,072.04             0.00         0.00  12,960,000.00
A-4        14,922.75     14,922.75             0.00         0.00   2,760,000.00
A-5       121,544.83    121,544.83             0.00         0.00  23,954,120.07
A-6        59,776.14     59,776.14             0.00         0.00   9,581,648.02
A-7        28,526.24     28,526.24             0.00         0.00   5,276,000.00
A-8       118,579.50    118,579.50             0.00         0.00  21,931,576.52
A-9        71,723.92     71,723.92             0.00         0.00  13,907,398.73
A-10       38,174.62     38,174.62             0.00         0.00   6,418,799.63
A-11       20,530.00     20,530.00             0.00         0.00           0.00
R               1.02          1.02             0.00         0.00           0.00
M-1        14,467.76     27,390.98             0.00         0.00   2,662,925.79
M-2        15,432.60     29,217.66             0.00         0.00   2,840,512.42
B           3,140.74      5,946.18             0.00         0.00     578,081.27

- -------------------------------------------------------------------------------
          855,096.02  2,332,103.35             0.00         0.00 152,878,070.66
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    338.542160  21.572828     1.830428    23.403256   0.000000    316.969332
A-2    559.898466  14.353499     3.027255    17.380754   0.000000    545.544967
A-3   1000.000000   0.000000     5.406793     5.406793   0.000000   1000.000000
A-4   1000.000000   0.000000     5.406793     5.406793   0.000000   1000.000000
A-5    905.295543   0.000000     4.593531     4.593531   0.000000    905.295543
A-6    905.295542   0.000000     5.647783     5.647783   0.000000    905.295542
A-7   1000.000000   0.000000     5.406793     5.406793   0.000000   1000.000000
A-8    946.060587   0.000000     5.115154     5.115154   0.000000    946.060587
A-9    910.553663   0.000000     4.695952     4.695952   0.000000    910.553663
A-10   910.553663   0.000000     5.415349     5.415349   0.000000    910.553663
R        0.000000   0.000000    10.210000    10.210000   0.000000      0.000000
M-1    863.417186   4.169940     4.668317     8.838257   0.000000    859.247246
M-2    863.417185   4.169943     4.668319     8.838262   0.000000    859.247242
B      702.865904   3.394549     3.800245     7.194794   0.000000    699.471355

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S48 (POOL # 4141)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4141 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       34,857.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,620.57

SUBSERVICER ADVANCES THIS MONTH                                       15,574.28
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,327,667.12

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     193,744.11


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     152,878,070.66

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          592

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      731,537.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.04092510 %     3.58274300 %    0.37633150 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.02198050 %     3.59988727 %    0.37813220 %

CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1604 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              780,276.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,293,856.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.05695579
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.50

POOL TRADING FACTOR:                                                73.99232823


 ................................................................................


Run:        02/25/97     09:24:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944P85    27,772,000.00     7,757,813.43     6.000000  %    766,257.24
A-2   760944P93    22,807,000.00    22,807,000.00     6.000000  %          0.00
A-3   760944Q27     1,650,000.00     1,650,000.00     6.000000  %          0.00
A-4   760944Q35    37,438,000.00    33,744,384.36     6.000000  %    162,313.50
A-5   760944Q43    10,500,000.00     3,368,941.06     6.000000  %    259,693.35
A-6   760944Q50    25,817,000.00    17,567,113.55     6.000000  %    180,816.87
A-7   760944Q68    11,470,000.00    11,470,000.00     6.000000  %          0.00
A-8   760944Q76    13,328,000.00    16,023,694.07     6.000000  %          0.00
A-9   760944Q84             0.00             0.00     0.237290  %          0.00
R     760944Q92           100.00             0.00     6.000000  %          0.00
M-1   760944R26     1,938,400.00     1,668,796.00     6.000000  %      8,322.68
M-2   760944R34       775,500.00       667,638.90     6.000000  %      3,329.67
M-3   760944R42       387,600.00       333,690.34     6.000000  %      1,664.19
B-1                   542,700.00       467,218.11     6.000000  %      2,330.13
B-2                   310,100.00       266,969.47     6.000000  %      1,331.44
B-3                   310,260.75       267,107.84     6.000000  %      1,332.13

- -------------------------------------------------------------------------------
                  155,046,660.75   118,060,367.13                  1,387,391.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        38,599.34    804,856.58             0.00         0.00   6,991,556.19
A-2       113,477.22    113,477.22             0.00         0.00  22,807,000.00
A-3         8,209.65      8,209.65             0.00         0.00   1,650,000.00
A-4       167,896.65    330,210.15             0.00         0.00  33,582,070.86
A-5        16,762.32    276,455.67             0.00         0.00   3,109,247.71
A-6        87,405.94    268,222.81             0.00         0.00  17,386,296.68
A-7        57,069.48     57,069.48             0.00         0.00  11,470,000.00
A-8             0.00          0.00        79,726.59         0.00  16,103,420.66
A-9        23,231.26     23,231.26             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         8,303.17     16,625.85             0.00         0.00   1,660,473.32
M-2         3,321.86      6,651.53             0.00         0.00     664,309.23
M-3         1,660.29      3,324.48             0.00         0.00     332,026.15
B-1         2,324.66      4,654.79             0.00         0.00     464,887.98
B-2         1,328.32      2,659.76             0.00         0.00     265,638.03
B-3         1,329.00      2,661.13             0.00         0.00     265,775.71

- -------------------------------------------------------------------------------
          530,919.16  1,918,310.36        79,726.59         0.00 116,752,702.52
===============================================================================















































Run:        02/25/97     09:24:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4142 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    279.339386  27.591000     1.389865    28.980865   0.000000    251.748387
A-2   1000.000000   0.000000     4.975543     4.975543   0.000000   1000.000000
A-3   1000.000000   0.000000     4.975545     4.975545   0.000000   1000.000000
A-4    901.340466   4.335528     4.484659     8.820187   0.000000    897.004938
A-5    320.851530  24.732700     1.596411    26.329111   0.000000    296.118830
A-6    680.447517   7.003791     3.385596    10.389387   0.000000    673.443726
A-7   1000.000000   0.000000     4.975543     4.975543   0.000000   1000.000000
A-8   1202.257958   0.000000     0.000000     0.000000   5.981887   1208.239845
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    860.914156   4.293582     4.283517     8.577099   0.000000    856.620574
M-2    860.914120   4.293578     4.283507     8.577085   0.000000    856.620542
M-3    860.914190   4.293576     4.283514     8.577090   0.000000    856.620614
B-1    860.914151   4.293588     4.283508     8.577096   0.000000    856.620564
B-2    860.914124   4.293583     4.283521     8.577104   0.000000    856.620542
B-3    860.914054   4.293582     4.283526     8.577108   0.000000    856.620472

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:28                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S49 (POOL # 4142)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4142 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,294.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,619.03

SUBSERVICER ADVANCES THIS MONTH                                       17,990.74
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     974,876.68

 (B)  TWO MONTHLY PAYMENTS:                                    1      55,367.28

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        820,490.45

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     116,752,702.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          502

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      718,869.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.89021750 %     2.26166100 %    0.84812160 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.87106990 %     2.27558647 %    0.85334360 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2376 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              597,733.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,738,787.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.63117646
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              136.81

POOL TRADING FACTOR:                                                75.30165561


 ................................................................................


Run:        02/25/97     09:24:30                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944X78    45,572,000.00             0.00     4.750000  %          0.00
A-2   760944X86             0.00             0.00     6.750000  %          0.00
A-3   760944X94    59,364,000.00    50,205,311.43     5.750000  %  2,322,073.78
A-4   760944Y28    11,287,000.00    11,287,000.00     6.750000  %          0.00
A-5   760944Y36    24,855,000.00    20,857,631.08     5.000000  %          0.00
A-6   760944Y44             0.00             0.00     6.750000  %          0.00
A-7   760944Y51    37,443,000.00    37,443,000.00     6.573450  %          0.00
A-8   760944Y69    20,499,000.00    20,499,000.00     6.750000  %          0.00
A-9   760944Y77     2,370,000.00     2,370,000.00     6.750000  %          0.00
A-10  760944Y85    48,388,000.00    48,019,128.22     6.750000  %          0.00
A-11  760944Y93    20,733,000.00    20,733,000.00     6.750000  %          0.00
A-12  760944Z27    49,051,000.00    48,222,911.15     6.750000  %          0.00
A-13  760944Z35    54,725,400.00    52,230,738.70     6.700000  %          0.00
A-14  760944Z43    22,295,600.00    21,279,253.46     6.872727  %          0.00
A-15  760944Z50    15,911,200.00    15,185,886.80     6.800000  %          0.00
A-16  760944Z68     5,303,800.00     5,062,025.89     6.600002  %          0.00
A-17  760944Z76    29,322,000.00    25,251,471.75     6.000000  %  1,032,032.79
A-18  760944Z84             0.00             0.00     3.000000  %          0.00
A-19  760944Z92    49,683,000.00    47,950,570.53     6.750000  %     52,115.48
A-20  7609442A5     5,593,279.30     4,705,227.73     0.000000  %     45,648.30
A-21  7609442B3             0.00             0.00     0.157916  %          0.00
R-I   7609442C1           100.00             0.00     6.750000  %          0.00
R-II  7609442D9           100.00             0.00     6.750000  %          0.00
M-1   7609442E7    14,659,500.00    14,148,328.16     6.750000  %     15,377.23
M-2   7609442F4     5,330,500.00     5,144,627.24     6.750000  %      5,591.48
M-3   7609442G2     5,330,500.00     5,144,627.24     6.750000  %      5,591.48
B-1                 2,665,200.00     2,572,265.37     6.750000  %      2,795.69
B-2                   799,500.00       771,621.72     6.750000  %        838.64
B-3                 1,865,759.44     1,646,968.70     6.750000  %      1,790.02

- -------------------------------------------------------------------------------
                  533,047,438.74   460,730,595.17                  3,483,854.89
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2             0.00          0.00             0.00         0.00           0.00
A-3       239,886.09  2,561,959.87             0.00         0.00  47,883,237.65
A-4        63,309.65     63,309.65             0.00         0.00  11,287,000.00
A-5        86,660.77     86,660.77             0.00         0.00  20,857,631.08
A-6        30,331.27     30,331.27             0.00         0.00           0.00
A-7       204,527.43    204,527.43             0.00         0.00  37,443,000.00
A-8       114,980.46    114,980.46             0.00         0.00  20,499,000.00
A-9        13,293.51     13,293.51             0.00         0.00   2,370,000.00
A-10      269,342.95    269,342.95             0.00         0.00  48,019,128.22
A-11      116,292.98    116,292.98             0.00         0.00  20,733,000.00
A-12      270,485.98    270,485.98             0.00         0.00  48,222,911.15
A-13      290,796.06    290,796.06             0.00         0.00  52,230,738.70
A-14      121,527.07    121,527.07             0.00         0.00  21,279,253.46
A-15       85,809.75     85,809.75             0.00         0.00  15,185,886.80
A-16       27,762.33     27,762.33             0.00         0.00   5,062,025.89
A-17      125,899.94  1,157,932.73             0.00         0.00  24,219,438.96
A-18       62,949.97     62,949.97             0.00         0.00           0.00
A-19      268,958.40    321,073.88             0.00         0.00  47,898,455.05
A-20            0.00     45,648.30             0.00         0.00   4,659,579.43
A-21       60,458.80     60,458.80             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        79,359.05     94,736.28             0.00         0.00  14,132,950.93
M-2        28,856.61     34,448.09             0.00         0.00   5,139,035.76
M-3        28,856.61     34,448.09             0.00         0.00   5,139,035.76
B-1        14,428.03     17,223.72             0.00         0.00   2,569,469.68
B-2         4,328.08      5,166.72             0.00         0.00     770,783.08
B-3         9,238.01     11,028.03             0.00         0.00   1,645,178.68

- -------------------------------------------------------------------------------
        2,618,339.80  6,102,194.69             0.00         0.00 457,246,740.28
===============================================================================





















Run:        02/25/97     09:24:30
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4143 
___________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-3    845.719821  39.115858     4.040935    43.156793   0.000000    806.603963
A-4   1000.000000   0.000000     5.609077     5.609077   0.000000   1000.000000
A-5    839.172443   0.000000     3.486653     3.486653   0.000000    839.172443
A-7   1000.000000   0.000000     5.462368     5.462368   0.000000   1000.000000
A-8   1000.000000   0.000000     5.609077     5.609077   0.000000   1000.000000
A-9   1000.000000   0.000000     5.609076     5.609076   0.000000   1000.000000
A-10   992.376792   0.000000     5.566317     5.566317   0.000000    992.376792
A-11  1000.000000   0.000000     5.609076     5.609076   0.000000   1000.000000
A-12   983.117799   0.000000     5.514383     5.514383   0.000000    983.117799
A-13   954.414928   0.000000     5.313731     5.313731   0.000000    954.414928
A-14   954.414928   0.000000     5.450720     5.450720   0.000000    954.414928
A-15   954.414928   0.000000     5.393041     5.393041   0.000000    954.414928
A-16   954.414927   0.000000     5.234422     5.234422   0.000000    954.414927
A-17   861.178356  35.196535     4.293702    39.490237   0.000000    825.981821
A-19   965.130337   1.048960     5.413490     6.462450   0.000000    964.081377
A-20   841.228817   8.161277     0.000000     8.161277   0.000000    833.067541
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    965.130336   1.048960     5.413490     6.462450   0.000000    964.081376
M-2    965.130333   1.048960     5.413490     6.462450   0.000000    964.081373
M-3    965.130333   1.048960     5.413490     6.462450   0.000000    964.081373
B-1    965.130335   1.048961     5.413489     6.462450   0.000000    964.081375
B-2    965.130356   1.048956     5.413483     6.462439   0.000000    964.081401
B-3    882.733682   0.959406     4.951319     5.910725   0.000000    881.774276

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S1 (POOL # 4143)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4143 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      100,847.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    48,763.47

SUBSERVICER ADVANCES THIS MONTH                                       37,850.76
MASTER SERVICER ADVANCES THIS MONTH                                    4,801.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   4,144,250.66

 (B)  TWO MONTHLY PAYMENTS:                                    2     528,756.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        895,563.67

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     457,246,740.28

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,602

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 695,646.18

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,982,720.85

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.54675410 %     5.35882100 %    1.09442500 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.50479720 %     5.33869797 %    1.10154060 %
CLASS A-21 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1585 %

      BANKRUPTCY AMOUNT AVAILABLE                         141,216.00
      FRAUD AMOUNT AVAILABLE                            4,604,516.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,604,516.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.22863711
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.80

POOL TRADING FACTOR:                                                85.77974624


 ................................................................................


Run:        02/25/97     09:24:32                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760944V88    20,379,000.00    16,436,749.72    10.500000  %     97,378.65
A-2   760944V96    67,648,000.00    30,853,663.78     6.625000  %    908,867.44
A-3   760944W20    20,384,000.00    20,384,000.00     6.625000  %          0.00
A-4   760944W38    52,668,000.00    52,668,000.00     6.625000  %          0.00
A-5   760944W46    49,504,000.00    49,504,000.00     6.625000  %          0.00
A-6   760944W53    10,079,000.00    10,079,000.00     7.000000  %          0.00
A-7   760944W61    19,283,000.00    19,283,000.00     7.000000  %          0.00
A-8   760944W79     1,050,000.00     1,050,000.00     7.000000  %          0.00
A-9   760944W95     3,195,000.00     3,195,000.00     7.000000  %          0.00
A-10  760944X29             0.00             0.00     0.125556  %          0.00
R     760944X37       267,710.00        21,668.01     7.000000  %        107.17
M-1   760944X45     7,801,800.00     7,553,469.86     7.000000  %      7,997.64
M-2   760944X52     2,600,600.00     2,517,823.28     7.000000  %      2,665.88
M-3   760944X60     2,600,600.00     2,517,823.28     7.000000  %      2,665.88
B-1                 1,300,350.00     1,258,960.05     7.000000  %      1,332.99
B-2                   390,100.00       377,683.17     7.000000  %        399.89
B-3                   910,233.77       802,459.84     7.000000  %        849.65

- -------------------------------------------------------------------------------
                  260,061,393.77   218,503,300.99                  1,022,265.19
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       143,504.76    240,883.41             0.00         0.00  16,339,371.07
A-2       169,962.74  1,078,830.18             0.00         0.00  29,944,796.34
A-3       112,288.79    112,288.79             0.00         0.00  20,384,000.00
A-4       290,130.77    290,130.77             0.00         0.00  52,668,000.00
A-5       272,701.32    272,701.32             0.00         0.00  49,504,000.00
A-6        58,664.66     58,664.66             0.00         0.00  10,079,000.00
A-7       112,236.40    112,236.40             0.00         0.00  19,283,000.00
A-8         6,111.51      6,111.51             0.00         0.00   1,050,000.00
A-9        18,596.45     18,596.45             0.00         0.00   3,195,000.00
A-10       22,811.69     22,811.69             0.00         0.00           0.00
R             126.12        233.29             0.00         0.00      21,560.84
M-1        43,964.85     51,962.49             0.00         0.00   7,545,472.22
M-2        14,654.95     17,320.83             0.00         0.00   2,515,157.40
M-3        14,654.95     17,320.83             0.00         0.00   2,515,157.40
B-1         7,327.75      8,660.74             0.00         0.00   1,257,627.06
B-2         2,198.30      2,598.19             0.00         0.00     377,283.28
B-3         4,670.70      5,520.35             0.00         0.00     801,610.19

- -------------------------------------------------------------------------------
        1,294,606.71  2,316,871.90             0.00         0.00 217,481,035.80
===============================================================================














































Run:        02/25/97     09:24:32
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4144 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    806.553301   4.778382     7.041796    11.820178   0.000000    801.774919
A-2    456.091293  13.435245     2.512458    15.947703   0.000000    442.656048
A-3   1000.000000   0.000000     5.508673     5.508673   0.000000   1000.000000
A-4   1000.000000   0.000000     5.508673     5.508673   0.000000   1000.000000
A-5   1000.000000   0.000000     5.508672     5.508672   0.000000   1000.000000
A-6   1000.000000   0.000000     5.820484     5.820484   0.000000   1000.000000
A-7   1000.000000   0.000000     5.820484     5.820484   0.000000   1000.000000
A-8   1000.000000   0.000000     5.820486     5.820486   0.000000   1000.000000
A-9   1000.000000   0.000000     5.820485     5.820485   0.000000   1000.000000
R       80.938366   0.400321     0.471107     0.871428   0.000000     80.538045
M-1    968.170148   1.025102     5.635219     6.660321   0.000000    967.145046
M-2    968.170145   1.025102     5.635219     6.660321   0.000000    967.145044
M-3    968.170145   1.025102     5.635219     6.660321   0.000000    967.145044
B-1    968.170146   1.025101     5.635214     6.660315   0.000000    967.145046
B-2    968.170136   1.025096     5.635222     6.660318   0.000000    967.145040
B-3    881.597526   0.933431     5.131330     6.064761   0.000000    880.664085

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:34                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S2 (POOL # 4144)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4144 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       44,681.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,921.56

SUBSERVICER ADVANCES THIS MONTH                                       24,145.53
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,005,416.20

 (B)  TWO MONTHLY PAYMENTS:                                    2     313,773.77

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                      1,193,185.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     217,481,035.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          836

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      790,913.10

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.12220030 %     5.76152200 %    1.11627740 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.09718780 %     5.78247523 %    1.12033700 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1255 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,187,032.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,187,032.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.49624606
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              313.41

POOL TRADING FACTOR:                                                83.62680544


 ................................................................................


Run:        02/25/97     09:24:35                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4145 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442Q0   205,549,492.00   151,092,492.66     6.739132  %  1,630,738.33
A-2   7609442W7    76,450,085.00    92,991,374.29     6.739132  %          0.00
A-3   7609442R8             0.00             0.00     0.186000  %          0.00
R     7609442S6           100.00             0.00     6.739132  %          0.00
M-1   7609442T4     8,228,000.00     7,969,937.02     6.739132  %      8,422.50
M-2   7609442U1     2,992,100.00     2,898,255.81     6.739132  %      3,062.83
M-3   7609442V9     1,496,000.00     1,449,079.46     6.739132  %      1,531.36
B-1                 2,244,050.00     2,173,667.65     6.739132  %      2,297.10
B-2                 1,047,225.00     1,014,379.84     6.739132  %      1,071.98
B-3                 1,196,851.02     1,159,312.99     6.739132  %      1,225.13

- -------------------------------------------------------------------------------
                  299,203,903.02   260,748,499.72                  1,648,349.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       848,394.87  2,479,133.20             0.00         0.00 149,461,754.33
A-2             0.00          0.00       520,929.84         0.00  93,512,304.13
A-3        40,315.07     40,315.07             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        44,646.92     53,069.42             0.00         0.00   7,961,514.52
M-2        16,235.78     19,298.61             0.00         0.00   2,895,192.98
M-3         8,117.62      9,648.98             0.00         0.00   1,447,548.10
B-1        12,176.70     14,473.80             0.00         0.00   2,171,370.55
B-2         5,682.47      6,754.45             0.00         0.00   1,013,307.86
B-3         6,494.38      7,719.51             0.00         0.00   1,158,087.86

- -------------------------------------------------------------------------------
          982,063.81  2,630,413.04       520,929.84         0.00 259,621,080.33
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    735.066242   7.933556     4.127448    12.061004   0.000000    727.132687
A-2   1216.367180   0.000000     0.000000     0.000000   6.813986   1223.181166
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    968.636001   1.023639     5.426218     6.449857   0.000000    967.612363
M-2    968.636011   1.023639     5.426216     6.449855   0.000000    967.612373
M-3    968.636003   1.023636     5.426217     6.449853   0.000000    967.612366
B-1    968.636015   1.023640     5.426216     6.449856   0.000000    967.612375
B-2    968.636005   1.023639     5.426217     6.449856   0.000000    967.612366
B-3    968.636005   1.023619     5.426223     6.449842   0.000000    967.612377

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:36                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S3 (POOL # 4145)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4145 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,922.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    25,341.37

SUBSERVICER ADVANCES THIS MONTH                                       30,798.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   3,349,758.57

 (B)  TWO MONTHLY PAYMENTS:                                    1     317,288.13

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     797,625.64


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        113,785.25

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     259,621,080.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          956

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      851,864.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.60892480 %     4.72381300 %    1.66726190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.58795450 %     4.73931300 %    1.67273250 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            2,777,036.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,968,706.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.31376073
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.65

POOL TRADING FACTOR:                                                86.77061954


 ................................................................................


Run:        02/28/97     09:36:25                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-RS4 (POOL # 8021)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8021 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609442M9    36,569,204.65    26,408,071.05     6.100000  %    367,734.02
A-2   7609442N7             0.00             0.00     3.900000  %          0.00
R     7609442P2           100.00             0.00    10.000000  %          0.00

- -------------------------------------------------------------------------------
                   36,569,304.65    26,408,071.05                    367,734.02
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       134,105.56    501,839.58             0.00         0.00  26,040,337.03
A-2        85,739.62     85,739.62             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          219,845.18    587,579.20             0.00         0.00  26,040,337.03
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    722.139606  10.055839     3.667172    13.723011   0.000000    712.083768
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-February-97 
DISTRIBUTION DATE        28-February-97 

Run:     02/28/97     09:36:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-RS4
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8021 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      26,040,337.03

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 908,952.62

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      325,980.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                71.20818205


 ................................................................................


Run:        02/25/97     09:24:37                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443B2   103,633,000.00    82,675,292.21     6.500000  %    499,031.03
A-2   7609443C0    22,306,000.00    11,983,546.91     6.500000  %    245,791.41
A-3   7609443D8    32,041,000.00    32,041,000.00     6.500000  %          0.00
A-4   7609443E6    44,984,000.00    44,984,000.00     6.500000  %          0.00
A-5   7609443F3    10,500,000.00    10,500,000.00     6.500000  %          0.00
A-6   7609443G1    10,767,000.00    10,767,000.00     6.500000  %          0.00
A-7   7609443H9     1,040,000.00     1,040,000.00     6.500000  %          0.00
A-8   7609443J5    25,500,000.00    24,710,570.51     6.500000  %     26,029.19
A-9   7609443K2             0.00             0.00     0.533258  %          0.00
R     7609443L0           100.00             0.00     6.500000  %          0.00
M-1   7609443M8     6,635,000.00     6,429,593.57     6.500000  %      6,772.69
M-2   7609443N6     3,317,000.00     3,214,312.27     6.500000  %      3,385.84
M-3   7609443P1     1,990,200.00     1,928,587.38     6.500000  %      2,031.50
B-1                 1,326,800.00     1,285,724.90     6.500000  %      1,354.33
B-2                   398,000.00       385,678.72     6.500000  %        406.26
B-3                   928,851.36       757,381.77     6.500000  %        797.80

- -------------------------------------------------------------------------------
                  265,366,951.36   232,702,688.24                    785,600.05
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       447,140.02    946,171.05             0.00         0.00  82,176,261.18
A-2        64,811.67    310,603.08             0.00         0.00  11,737,755.50
A-3       173,290.15    173,290.15             0.00         0.00  32,041,000.00
A-4       243,290.90    243,290.90             0.00         0.00  44,984,000.00
A-5        56,788.07     56,788.07             0.00         0.00  10,500,000.00
A-6        58,232.11     58,232.11             0.00         0.00  10,767,000.00
A-7         5,624.72      5,624.72             0.00         0.00   1,040,000.00
A-8       133,644.34    159,673.53             0.00         0.00  24,684,541.32
A-9       103,250.65    103,250.65             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        34,773.74     41,546.43             0.00         0.00   6,422,820.88
M-2        17,384.25     20,770.09             0.00         0.00   3,210,926.43
M-3        10,430.54     12,462.04             0.00         0.00   1,926,555.88
B-1         6,953.70      8,308.03             0.00         0.00   1,284,370.57
B-2         2,085.90      2,492.16             0.00         0.00     385,272.46
B-3         4,096.21      4,894.01             0.00         0.00     756,583.97

- -------------------------------------------------------------------------------
        1,361,796.97  2,147,397.02             0.00         0.00 231,917,088.19
===============================================================================

















































Run:        02/25/97     09:24:37
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4146 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    797.769940   4.815368     4.314649     9.130017   0.000000    792.954572
A-2    537.234238  11.019072     2.905571    13.924643   0.000000    526.215166
A-3   1000.000000   0.000000     5.408388     5.408388   0.000000   1000.000000
A-4   1000.000000   0.000000     5.408387     5.408387   0.000000   1000.000000
A-5   1000.000000   0.000000     5.408388     5.408388   0.000000   1000.000000
A-6   1000.000000   0.000000     5.408388     5.408388   0.000000   1000.000000
A-7   1000.000000   0.000000     5.408385     5.408385   0.000000   1000.000000
A-8    969.041981   1.020753     5.240955     6.261708   0.000000    968.021228
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.041985   1.020752     5.240956     6.261708   0.000000    968.021233
M-2    969.041987   1.020754     5.240956     6.261710   0.000000    968.021233
M-3    969.041996   1.020752     5.240951     6.261703   0.000000    968.021244
B-1    969.041981   1.020749     5.240956     6.261705   0.000000    968.021232
B-2    969.042010   1.020754     5.240955     6.261709   0.000000    968.021256
B-3    815.396093   0.858910     4.409974     5.268884   0.000000    814.537183

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:38                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S5 (POOL # 4146)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4146 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,835.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    24,515.03

SUBSERVICER ADVANCES THIS MONTH                                       38,002.34
MASTER SERVICER ADVANCES THIS MONTH                                    1,871.52


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   4,306,980.51

 (B)  TWO MONTHLY PAYMENTS:                                    1     250,844.17

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        948,827.84

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     231,917,088.19

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          824

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 260,419.66

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      540,479.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.98319000 %     4.97308100 %    1.04372900 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.96916790 %     4.98467072 %    1.04616140 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5332 %

      BANKRUPTCY AMOUNT AVAILABLE                         117,861.00
      FRAUD AMOUNT AVAILABLE                            2,448,515.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,767,680.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43642049
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              314.97

POOL TRADING FACTOR:                                                87.39486473


 ................................................................................


Run:        02/25/97     09:24:39                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4147 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     7609442H0   153,070,000.00    57,924,995.41     7.967784  %  2,522,197.29
M-1   7609442K3     3,625,500.00     3,216,181.71     7.967784  %     74,964.75
M-2   7609442L1     2,416,900.00     2,144,032.43     7.967784  %     49,974.43
R     7609442J6           100.00             0.00     7.967784  %          0.00
B-1                   886,200.00       786,148.16     7.967784  %     18,324.03
B-2                   322,280.00       285,894.65     7.967784  %      6,663.81
B-3                   805,639.55       397,570.57     7.967784  %      9,266.82

- -------------------------------------------------------------------------------
                  161,126,619.55    64,754,822.93                  2,681,391.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         375,544.90  2,897,742.19             0.00         0.00  55,402,798.12
M-1        20,851.46     95,816.21             0.00         0.00   3,141,216.96
M-2        13,900.40     63,874.83             0.00         0.00   2,094,058.00
R               0.00          0.00             0.00         0.00           0.00
B-1         5,096.83     23,420.86             0.00         0.00     767,824.13
B-2         1,853.54      8,517.35             0.00         0.00     279,230.84
B-3         2,577.57     11,844.39             0.00         0.00     388,303.75

- -------------------------------------------------------------------------------
          419,824.70  3,101,215.83             0.00         0.00  62,073,431.80
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      378.421607  16.477411     2.453419    18.930830   0.000000    361.944196
M-1    887.100182  20.677079     5.751334    26.428413   0.000000    866.423103
M-2    887.100182  20.677078     5.751334    26.428412   0.000000    866.423104
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    887.100158  20.677082     5.751332    26.428414   0.000000    866.423076
B-2    887.100192  20.677082     5.751334    26.428416   0.000000    866.423110
B-3    493.484425  11.502439     3.199408    14.701847   0.000000    481.981986

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:39                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S6 (POOL # 4147)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4147 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,767.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,816.63

SUBSERVICER ADVANCES THIS MONTH                                       12,779.04
MASTER SERVICER ADVANCES THIS MONTH                                    2,484.47


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    2     446,611.25

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     252,014.13


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,011,163.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      62,073,431.80

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          221

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 332,152.92

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,344,091.30

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      284,888.22

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         89.45278940 %     8.27770600 %    2.26950410 %
PREPAYMENT PERCENT           94.72639470 %     0.00000000 %    5.27360530 %
NEXT DISTRIBUTION            89.25364120 %     8.43400277 %    2.31235600 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              983,715.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,142,050.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.42590168
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              322.02

POOL TRADING FACTOR:                                                38.52462863


 ................................................................................


Run:        02/28/97     09:36:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-MZ1 (POOL # 8022)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   8022 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443Q9    49,500,000.00    44,709,806.42     6.470000  %    154,853.00
A-2   7609443R7    61,308,403.22    61,308,403.22     6.470000  %          0.00
A-3   7609443S5     5,000,000.00     6,000,935.75     6.470000  %          0.00
S-1   7609443T3             0.00             0.00     0.500000  %          0.00
S-2   7609443U0             0.00             0.00     0.250000  %          0.00
R     7609443V8           100.00             0.00     6.470000  %          0.00

- -------------------------------------------------------------------------------
                  115,808,503.22   112,019,145.39                    154,853.00
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       240,574.95    395,427.95             0.00         0.00  44,554,953.42
A-2       329,888.84    329,888.84             0.00         0.00  61,308,403.22
A-3             0.00          0.00        32,289.90         0.00   6,033,225.65
S-1        14,689.67     14,689.67             0.00         0.00           0.00
S-2         5,108.54      5,108.54             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          590,262.00    745,115.00        32,289.90         0.00 111,896,582.29
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    903.228413   3.128343     4.860100     7.988443   0.000000    900.100069
A-2   1000.000000   0.000000     5.380810     5.380810   0.000000   1000.000000
A-3   1200.187150   0.000000     0.000000     0.000000   6.457980   1206.645130
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000

_______________________________________________________________________________


DETERMINATION DATE       25-February-97 
DISTRIBUTION DATE        28-February-97 

Run:     02/28/97     09:36:27                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
                  MORTGAGE PASS-THROUGH CERTIFICATES 1994-MZ1
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 8022 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                            0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,800.48

SUBSERVICER ADVANCES THIS MONTH                                            0.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     0           0.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     111,896,582.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                            0

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,890,895.46

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                            0.00

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION           0.00000000 %     0.00000000 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION            100.00000000 %     0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                                0.00

POOL TRADING FACTOR:                                                96.62207798


 ................................................................................


Run:        02/25/97     09:24:41                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609445N4    22,295,000.00             0.00     4.500000  %          0.00
A-2   7609445P9    57,515,000.00    49,142,191.46     5.500000  %  1,136,697.01
A-3   7609445Q7    41,665,000.00    41,665,000.00     6.000000  %          0.00
A-4   7609445R5    10,090,000.00    10,090,000.00     6.250000  %          0.00
A-5   7609445S3     7,344,000.00     7,344,000.00     6.500000  %          0.00
A-6   7609445T1    45,437,000.00    45,072,637.34     6.500000  %          0.00
A-7   7609445U8    19,054,000.00    19,054,000.00     6.500000  %          0.00
A-8   7609445V6    50,184,000.00    28,998,876.56     6.000000  %    454,678.80
A-9   7609445W4             0.00             0.00     3.000000  %          0.00
A-10  7609445X2    43,420,000.00    35,959,420.61     6.500000  %    240,749.09
A-11  7609445Y0    66,266,000.00    66,266,000.00     6.500000  %          0.00
A-12  7609445Z7    32,444,000.00    38,974,095.25     6.500000  %          0.00
A-13  7609446A1     4,623,000.00     5,553,484.24     6.500000  %          0.00
A-14  7609446B9       478,414.72       392,467.19     0.000000  %      3,106.67
A-15  7609446C7             0.00             0.00     0.500903  %          0.00
R-I   7609446D5           100.00             0.00     6.500000  %          0.00
R-II  7609446E3           100.00             0.00     6.500000  %          0.00
M-1   7609446F0    11,695,500.00    11,340,795.14     6.500000  %     11,927.91
M-2   7609446G8     4,252,700.00     4,123,722.73     6.500000  %      4,337.21
M-3   7609446H6     4,252,700.00     4,123,722.73     6.500000  %      4,337.21
B-1                 2,126,300.00     2,061,812.86     6.500000  %      2,168.55
B-2                   638,000.00       618,650.54     6.500000  %        650.68
B-3                 1,488,500.71     1,443,357.02     6.500000  %      1,518.08

- -------------------------------------------------------------------------------
                  425,269,315.43   372,224,233.67                  1,860,171.21
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       224,822.32  1,361,519.33             0.00         0.00  48,005,494.45
A-3       207,943.27    207,943.27             0.00         0.00  41,665,000.00
A-4        52,455.78     52,455.78             0.00         0.00  10,090,000.00
A-5        39,707.11     39,707.11             0.00         0.00   7,344,000.00
A-6       243,696.08    243,696.08             0.00         0.00  45,072,637.34
A-7       103,020.05    103,020.05             0.00         0.00  19,054,000.00
A-8       144,728.69    599,407.49             0.00         0.00  28,544,197.76
A-9        72,364.35     72,364.35             0.00         0.00           0.00
A-10      194,423.28    435,172.37             0.00         0.00  35,718,671.52
A-11      358,283.11    358,283.11             0.00         0.00  66,266,000.00
A-12            0.00          0.00       210,722.84         0.00  39,184,818.09
A-13            0.00          0.00        30,026.25         0.00   5,583,510.49
A-14            0.00      3,106.67             0.00         0.00     389,360.52
A-15      155,088.82    155,088.82             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        61,316.75     73,244.66             0.00         0.00  11,328,867.23
M-2        22,295.90     26,633.11             0.00         0.00   4,119,385.52
M-3        22,295.90     26,633.11             0.00         0.00   4,119,385.52
B-1        11,147.69     13,316.24             0.00         0.00   2,059,644.31
B-2         3,344.88      3,995.56             0.00         0.00     617,999.86
B-3         7,803.85      9,321.93             0.00         0.00   1,412,117.83

- -------------------------------------------------------------------------------
        1,924,737.83  3,784,909.04       240,749.09         0.00 370,575,090.44
===============================================================================



































Run:        02/25/97     09:24:41
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4148 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    854.423915  19.763488     3.908934    23.672422   0.000000    834.660427
A-3   1000.000000   0.000000     4.990838     4.990838   0.000000   1000.000000
A-4   1000.000000   0.000000     5.198789     5.198789   0.000000   1000.000000
A-5   1000.000000   0.000000     5.406742     5.406742   0.000000   1000.000000
A-6    991.980926   0.000000     5.363384     5.363384   0.000000    991.980926
A-7   1000.000000   0.000000     5.406741     5.406741   0.000000   1000.000000
A-8    577.851039   9.060234     2.883961    11.944195   0.000000    568.790805
A-10   828.176430   5.544659     4.477736    10.022395   0.000000    822.631772
A-11  1000.000000   0.000000     5.406741     5.406741   0.000000   1000.000000
A-12  1201.272816   0.000000     0.000000     0.000000   6.494971   1207.767787
A-13  1201.272819   0.000000     0.000000     0.000000   6.494971   1207.767789
A-14   820.349320   6.493676     0.000000     6.493676   0.000000    813.855644
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.671681   1.019872     5.242764     6.262636   0.000000    968.651809
M-2    969.671674   1.019872     5.242763     6.262635   0.000000    968.651802
M-3    969.671674   1.019872     5.242763     6.262635   0.000000    968.651802
B-1    969.671664   1.019870     5.242764     6.262634   0.000000    968.651794
B-2    969.671693   1.019875     5.242759     6.262634   0.000000    968.651818
B-3    969.671704   1.019872     5.242759     6.262631   0.000000    948.684687

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:42                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S7 (POOL # 4148)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4148 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       73,083.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    39,033.07

SUBSERVICER ADVANCES THIS MONTH                                       53,974.39
MASTER SERVICER ADVANCES THIS MONTH                                   11,850.36


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,753,859.65

 (B)  TWO MONTHLY PAYMENTS:                                    1     257,912.62

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     606,450.26


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      2,264,315.06

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     370,575,090.44

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,302

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       4

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,669,869.09

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,041,373.28

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.62290610 %     5.26803800 %    1.10905540 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.60931600 %     5.28034365 %    1.10478650 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5018 %

      BANKRUPTCY AMOUNT AVAILABLE                         142,572.00
      FRAUD AMOUNT AVAILABLE                            3,914,628.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,113,764.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.35692649
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.58

POOL TRADING FACTOR:                                                87.13892044


 ................................................................................


Run:        02/25/97     09:24:43                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4149 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444Z8    17,088,000.00    15,708,671.40     6.000000  %    466,445.92
A-2   7609445A2    54,914,000.00    31,342,741.12     6.000000  %    351,444.94
A-3   7609445B0    15,096,000.00     9,864,838.81     6.000000  %    171,479.69
A-4   7609445C8     6,223,000.00     6,223,000.00     6.000000  %          0.00
A-5   7609445D6     9,515,000.00     9,251,423.55     6.000000  %          0.00
A-6   7609445E4    38,566,000.00    37,303,669.38     6.000000  %          0.00
A-7   7609445F1     5,917,000.00     5,410,802.13     6.130000  %          0.00
A-8   7609445G9     3,452,000.00     3,156,682.26     5.777169  %          0.00
A-9   7609445H7             0.00             0.00     0.323045  %          0.00
R     7609445J3           100.00             0.00     6.000000  %          0.00
M-1   7609445K0       775,800.00       676,840.19     6.000000  %      3,205.04
M-2   7609445L8     2,868,200.00     2,502,336.99     6.000000  %     11,849.33
B                     620,201.82       541,089.89     6.000000  %      2,562.23

- -------------------------------------------------------------------------------
                  155,035,301.82   121,982,095.72                  1,006,987.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        78,326.44    544,772.36             0.00         0.00  15,242,225.48
A-2       156,280.89    507,725.83             0.00         0.00  30,991,296.18
A-3        49,187.96    220,667.65             0.00         0.00   9,693,359.12
A-4        31,029.07     31,029.07             0.00         0.00   6,223,000.00
A-5        46,129.37     46,129.37             0.00         0.00   9,251,423.55
A-6       186,003.22    186,003.22             0.00         0.00  37,303,669.38
A-7        27,563.84     27,563.84             0.00         0.00   5,410,802.13
A-8        15,155.27     15,155.27             0.00         0.00   3,156,682.26
A-9        32,747.36     32,747.36             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         3,374.85      6,579.89             0.00         0.00     673,635.15
M-2        12,477.12     24,326.45             0.00         0.00   2,490,487.66
B           2,697.97      5,260.20             0.00         0.00     538,527.66

- -------------------------------------------------------------------------------
          640,973.36  1,647,960.51             0.00         0.00 120,975,108.57
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    919.280864  27.296695     4.583710    31.880405   0.000000    891.984169
A-2    570.760482   6.399915     2.845921     9.245836   0.000000    564.360567
A-3    653.473689  11.359280     3.258344    14.617624   0.000000    642.114409
A-4   1000.000000   0.000000     4.986192     4.986192   0.000000   1000.000000
A-5    972.298849   0.000000     4.848068     4.848068   0.000000    972.298849
A-6    967.268303   0.000000     4.822984     4.822984   0.000000    967.268303
A-7    914.450250   0.000000     4.658415     4.658415   0.000000    914.450250
A-8    914.450249   0.000000     4.390287     4.390287   0.000000    914.450249
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    872.441596   4.131271     4.350155     8.481426   0.000000    868.310325
M-2    872.441598   4.131277     4.350157     8.481434   0.000000    868.310320
B      872.441635   4.131268     4.350165     8.481433   0.000000    868.310367

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:44                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S8 (POOL # 4149)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4149 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,418.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,959.51

SUBSERVICER ADVANCES THIS MONTH                                       13,818.21
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,421,949.21

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     120,975,108.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          500

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      429,364.71

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.95015320 %     2.60626500 %    0.44358140 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.93932870 %     2.61551558 %    0.44515580 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3232 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              665,100.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,661,458.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          6.69891729
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.79

POOL TRADING FACTOR:                                                78.03068537


 ................................................................................


Run:        02/25/97     09:24:45                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609443W6    19,785,000.00    10,267,716.79     6.500000  %    469,092.18
A-2   7609443X4    70,702,000.00    39,284,731.85     6.500000  %  1,548,508.61
A-3   7609443Y2    11,213,000.00    11,213,000.00     6.500000  %          0.00
A-4   7609443Z9    81,754,000.00    81,754,000.00     6.500000  %          0.00
A-5   7609444A3    63,362,000.00    63,362,000.00     6.500000  %          0.00
A-6   7609444B1    17,598,000.00    17,598,000.00     6.500000  %          0.00
A-7   7609444C9     1,000,000.00     1,000,000.00     6.500000  %          0.00
A-8   7609444D7    29,500,000.00    28,599,958.24     6.500000  %     30,205.78
A-9   7609444E5             0.00             0.00     0.445927  %          0.00
R     7609444F2           100.00             0.00     6.500000  %          0.00
M-1   7609444G0     8,605,600.00     8,343,044.10     6.500000  %      8,811.49
M-2   7609444H8     3,129,000.00     3,033,534.56     6.500000  %      3,203.86
M-3   7609444J4     3,129,000.00     3,033,534.56     6.500000  %      3,203.86
B-1                 1,251,600.00     1,213,413.82     6.500000  %      1,281.54
B-2                   625,800.00       606,706.91     6.500000  %        640.77
B-3                 1,251,647.88     1,130,581.96     6.500000  %      1,194.07

- -------------------------------------------------------------------------------
                  312,906,747.88   270,440,222.79                  2,066,142.16
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        55,476.29    524,568.47             0.00         0.00   9,798,624.61
A-2       212,254.69  1,760,763.30             0.00         0.00  37,736,223.24
A-3        60,583.63     60,583.63             0.00         0.00  11,213,000.00
A-4       441,715.36    441,715.36             0.00         0.00  81,754,000.00
A-5       342,343.72    342,343.72             0.00         0.00  63,362,000.00
A-6        95,081.67     95,081.67             0.00         0.00  17,598,000.00
A-7         5,402.98      5,402.98             0.00         0.00   1,000,000.00
A-8       154,525.05    184,730.83             0.00         0.00  28,569,752.46
A-9       100,243.32    100,243.32             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        45,077.31     53,888.80             0.00         0.00   8,334,232.61
M-2        16,390.14     19,594.00             0.00         0.00   3,030,330.70
M-3        16,390.14     19,594.00             0.00         0.00   3,030,330.70
B-1         6,556.05      7,837.59             0.00         0.00   1,212,132.28
B-2         3,278.03      3,918.80             0.00         0.00     606,066.14
B-3         6,108.48      7,302.55             0.00         0.00   1,129,387.89

- -------------------------------------------------------------------------------
        1,561,426.86  3,627,569.02             0.00         0.00 268,374,080.63
===============================================================================















































Run:        02/25/97     09:24:45
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4150 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    518.964710  23.709486     2.803957    26.513443   0.000000    495.255224
A-2    555.638198  21.901907     3.002103    24.904010   0.000000    533.736291
A-3   1000.000000   0.000000     5.402981     5.402981   0.000000   1000.000000
A-4   1000.000000   0.000000     5.402982     5.402982   0.000000   1000.000000
A-5   1000.000000   0.000000     5.402982     5.402982   0.000000   1000.000000
A-6   1000.000000   0.000000     5.402982     5.402982   0.000000   1000.000000
A-7   1000.000000   0.000000     5.402980     5.402980   0.000000   1000.000000
A-8    969.490110   1.023925     5.238137     6.262062   0.000000    968.466185
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    969.490111   1.023925     5.238137     6.262062   0.000000    968.466186
M-2    969.490112   1.023925     5.238140     6.262065   0.000000    968.466187
M-3    969.490112   1.023925     5.238140     6.262065   0.000000    968.466187
B-1    969.490109   1.023921     5.238135     6.262056   0.000000    968.466187
B-2    969.490109   1.023921     5.238143     6.262064   0.000000    968.466187
B-3    903.274777   0.953966     4.880382     5.834348   0.000000    902.320779

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S9 (POOL # 4150)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4150 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       56,600.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    28,465.81

SUBSERVICER ADVANCES THIS MONTH                                       38,451.06
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,419,758.52

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,235,568.18

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          5   1,693,716.10


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        338,913.34

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     268,374,080.63

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          947

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,780,517.33

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.58053480 %     5.32839100 %    1.09107390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.53794510 %     5.36374227 %    1.09831260 %

CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4454 %

      BANKRUPTCY AMOUNT AVAILABLE                         124,986.00
      FRAUD AMOUNT AVAILABLE                            2,846,141.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,359,024.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.32230546
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.59

POOL TRADING FACTOR:                                                85.76807066


 ................................................................................


Run:        02/25/97     09:24:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4151 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609444K1    31,032,000.00             0.00     6.500000  %          0.00
A-2   7609444L9    29,271,000.00    26,078,018.75     6.000000  %  1,204,853.84
A-3   7609444M7    28,657,000.00    28,657,000.00     6.350000  %          0.00
A-4   7609444N5     4,730,000.00     4,730,000.00     6.500000  %          0.00
A-5   7609444P0             0.00             0.00     6.500000  %          0.00
A-6   7609444Q8    25,586,000.00    24,935,106.59     6.500000  %          0.00
A-7   7609444R6    11,221,052.00    10,500,033.66     6.085000  %          0.00
A-8   7609444S4     5,178,948.00     4,846,170.25     7.398699  %          0.00
A-9   7609444T2    16,947,000.00    16,947,000.00     6.500000  %          0.00
A-10  7609444U9             0.00             0.00     0.194500  %          0.00
R-I   7609444V7           100.00             0.00     6.500000  %          0.00
R-II  7609444W5           100.00             0.00     6.500000  %          0.00
M-1   7609444X3       785,000.00       687,394.32     6.500000  %      3,242.29
M-2   7609444Y1     2,903,500.00     2,542,483.32     6.500000  %     11,992.35
B                     627,984.63       549,901.95     6.500000  %      2,593.78

- -------------------------------------------------------------------------------
                  156,939,684.63   120,473,108.84                  1,222,682.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       130,140.30  1,334,994.14             0.00         0.00  24,873,164.91
A-3       151,352.79    151,352.79             0.00         0.00  28,657,000.00
A-4        25,571.75     25,571.75             0.00         0.00   4,730,000.00
A-5        14,420.29     14,420.29             0.00         0.00           0.00
A-6       134,806.42    134,806.42             0.00         0.00  24,935,106.59
A-7        53,141.92     53,141.92             0.00         0.00  10,500,033.66
A-8        29,822.22     29,822.22             0.00         0.00   4,846,170.25
A-9        91,620.40     91,620.40             0.00         0.00  16,947,000.00
A-10       19,489.29     19,489.29             0.00         0.00           0.00
R-I             1.89          1.89             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         3,716.26      6,958.55             0.00         0.00     684,152.03
M-2        13,745.40     25,737.75             0.00         0.00   2,530,490.97
B           2,972.93      5,566.71             0.00         0.00     547,308.17

- -------------------------------------------------------------------------------
          670,801.86  1,893,484.12             0.00         0.00 119,250,426.58
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    890.916564  41.162032     4.446049    45.608081   0.000000    849.754532
A-3   1000.000000   0.000000     5.281529     5.281529   0.000000   1000.000000
A-4   1000.000000   0.000000     5.406290     5.406290   0.000000   1000.000000
A-6    974.560564   0.000000     5.268757     5.268757   0.000000    974.560564
A-7    935.744141   0.000000     4.735912     4.735912   0.000000    935.744141
A-8    935.744141   0.000000     5.758355     5.758355   0.000000    935.744142
A-9   1000.000000   0.000000     5.406290     5.406290   0.000000   1000.000000
R-I      0.000000   0.000000    18.910000    18.910000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    875.661554   4.130306     4.734089     8.864395   0.000000    871.531248
M-2    875.661553   4.130308     4.734080     8.864388   0.000000    871.531245
B      875.661479   4.130308     4.734081     8.864389   0.000000    871.531171

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S10 (POOL # 4151)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4151 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,589.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,436.01

SUBSERVICER ADVANCES THIS MONTH                                       19,350.18
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,675,466.21

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        271,101.21

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     119,250,426.58

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          517

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      654,436.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.86255330 %     2.68099500 %    0.45645200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.84533530 %     2.69570776 %    0.45895700 %

CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.1937 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              663,513.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,827,686.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.09407947
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              138.67

POOL TRADING FACTOR:                                                75.98487716


 ................................................................................


Run:        02/25/97     09:24:50                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4152 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   7609446X1   167,000,000.00   123,469,218.50     6.991740  %  1,469,391.74
A-2   760947LS8    99,787,000.00    73,776,185.04     6.991740  %    878,001.16
A-3   7609446Y9   100,000,000.00   121,102,300.72     6.991740  %          0.00
A-4   7609446Z6             0.00             0.00     0.133000  %          0.00
R     7609447A0           100.00             0.00     6.991740  %          0.00
M-1   7609447B8    10,702,300.00    10,385,200.89     6.991740  %     10,842.04
M-2   7609447C6     3,891,700.00     3,776,392.55     6.991740  %      3,942.51
M-3   7609447D4     3,891,700.00     3,776,392.55     6.991740  %      3,942.51
B-1                 1,751,300.00     1,699,410.60     6.991740  %      1,774.17
B-2                   778,400.00       755,336.72     6.991740  %        788.56
B-3                 1,362,164.15     1,321,804.55     6.991740  %      1,379.95

- -------------------------------------------------------------------------------
                  389,164,664.15   340,062,242.12                  2,370,062.64
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       718,059.43  2,187,451.17             0.00         0.00 121,999,826.76
A-2       429,059.86  1,307,061.02             0.00         0.00  72,898,183.88
A-3             0.00          0.00       704,294.16         0.00 121,806,594.88
A-4        37,620.67     37,620.67             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        60,397.17     71,239.21             0.00         0.00  10,374,358.85
M-2        21,962.35     25,904.86             0.00         0.00   3,772,450.04
M-3        21,962.35     25,904.86             0.00         0.00   3,772,450.04
B-1         9,883.26     11,657.43             0.00         0.00   1,697,636.43
B-2         4,392.81      5,181.37             0.00         0.00     754,548.16
B-3         7,687.20      9,067.15             0.00         0.00   1,320,424.60

- -------------------------------------------------------------------------------
        1,311,025.10  3,681,087.74       704,294.16         0.00 338,396,473.64
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    739.336638   8.798753     4.299757    13.098510   0.000000    730.537885
A-2    739.336637   8.798753     4.299757    13.098510   0.000000    730.537885
A-3   1211.023007   0.000000     0.000000     0.000000   7.042942   1218.065949
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.370938   1.013057     5.643382     6.656439   0.000000    969.357881
M-2    970.370930   1.013056     5.643382     6.656438   0.000000    969.357875
M-3    970.370930   1.013056     5.643382     6.656438   0.000000    969.357875
B-1    970.370924   1.013059     5.643385     6.656444   0.000000    969.357866
B-2    970.370915   1.013052     5.643384     6.656436   0.000000    969.357862
B-3    970.370972   1.013057     5.643387     6.656444   0.000000    969.357915

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:51                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S11 (POOL # 4152)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4152 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       64,596.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    23,167.30

SUBSERVICER ADVANCES THIS MONTH                                       38,591.06
MASTER SERVICER ADVANCES THIS MONTH                                    2,237.34


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    15   3,496,157.38

 (B)  TWO MONTHLY PAYMENTS:                                    4     733,322.53

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     452,683.14


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        849,127.96

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     338,396,473.64

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,332

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 292,288.98

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,310,747.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.61454020 %     5.27491300 %    1.11054730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.58980670 %     5.29534446 %    1.11484880 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            3,588,571.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,330,185.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.43265426
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              316.46

POOL TRADING FACTOR:                                                86.95457343


 ................................................................................


Run:        02/25/97     09:24:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4153 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AA9    43,484,000.00    18,409,392.91     6.500000  %    520,846.91
A-2   760947AB7    16,923,000.00    16,923,000.00     6.500000  %          0.00
A-3   760947AC5    28,000,000.00    16,467,203.06     6.500000  %    239,557.96
A-4   760947AD3    73,800,000.00    70,204,675.71     6.500000  %     85,438.07
A-5   760947AE1    13,209,000.00    15,781,136.50     6.500000  %          0.00
A-6   760947AF8     1,749,506.64     1,325,914.40     0.000000  %      6,642.48
A-7   760947AG6             0.00             0.00     0.045000  %          0.00
A-8   760947AH4             0.00             0.00     0.215684  %          0.00
R     760947AJ0           100.00             0.00     6.500000  %          0.00
M-1   760947AK7       909,200.00       800,030.73     6.500000  %      3,727.88
M-2   760947AL5     2,907,400.00     2,558,303.21     6.500000  %     11,920.84
B                     726,864.56       639,588.57     6.500000  %      2,980.27

- -------------------------------------------------------------------------------
                  181,709,071.20   143,109,245.09                    871,114.41
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        99,667.29    620,514.20             0.00         0.00  17,888,546.00
A-2        91,620.05     91,620.05             0.00         0.00  16,923,000.00
A-3        89,152.40    328,710.36             0.00         0.00  16,227,645.10
A-4       380,083.69    465,521.76             0.00         0.00  70,119,237.64
A-5             0.00          0.00        85,438.08         0.00  15,866,574.58
A-6             0.00      6,642.48             0.00         0.00   1,319,271.92
A-7         5,363.90      5,363.90             0.00         0.00           0.00
A-8        25,709.02     25,709.02             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         4,331.32      8,059.20             0.00         0.00     796,302.85
M-2        13,850.50     25,771.34             0.00         0.00   2,546,382.37
B           3,462.68      6,442.95             0.00         0.00     636,608.30

- -------------------------------------------------------------------------------
          713,240.85  1,584,355.26        85,438.08         0.00 142,323,568.76
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    423.360153  11.977898     2.292045    14.269943   0.000000    411.382256
A-2   1000.000000   0.000000     5.413937     5.413937   0.000000   1000.000000
A-3    588.114395   8.555641     3.184014    11.739655   0.000000    579.558754
A-4    951.282869   1.157697     5.150186     6.307883   0.000000    950.125171
A-5   1194.726058   0.000000     0.000000     0.000000   6.468172   1201.194230
A-6    757.879033   3.796773     0.000000     3.796773   0.000000    754.082259
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    879.928212   4.100176     4.763880     8.864056   0.000000    875.828036
M-2    879.928187   4.100172     4.763878     8.864050   0.000000    875.828015
B      879.928126   4.100172     4.763872     8.864044   0.000000    875.827953

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S12 (POOL # 4153)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4153 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       26,966.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,892.78

SUBSERVICER ADVANCES THIS MONTH                                       10,324.10
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     586,553.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        471,861.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     142,323,568.76

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          612

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      118,514.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         97.18025910 %     2.36863800 %    0.45110280 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            97.17789200 %     2.34865191 %    0.45148150 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.2154 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,569,156.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     896,783.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.00645176
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.01

POOL TRADING FACTOR:                                                78.32496629


 ................................................................................


Run:        02/25/97     09:24:54                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4154 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947AR2   205,217,561.00   134,358,786.77     7.000000  %  2,949,951.35
A-2   760947AS0    49,338,300.00    49,338,300.00     7.000000  %          0.00
A-3   760947AT8    12,500,000.00     9,020,470.28     7.000000  %    144,857.76
A-4   760947BA8   100,000,000.00   120,451,909.70     7.000000  %          0.00
A-5   760947AU5     2,381,928.79     2,164,026.54     0.000000  %      6,552.49
A-6   760947AV3             0.00             0.00     0.357965  %          0.00
R     760947AW1           100.00             0.00     7.000000  %          0.00
M-1   760947AX9    11,822,000.00    11,477,982.25     7.000000  %     11,409.92
M-2   760947AY7     3,940,650.00     3,825,977.87     7.000000  %      3,803.29
M-3   760947AZ4     3,940,700.00     3,826,026.43     7.000000  %      3,803.34
B-1                 2,364,500.00     2,295,693.52     7.000000  %      2,282.08
B-2                   788,200.00       765,263.55     7.000000  %        760.73
B-3                 1,773,245.53     1,606,922.62     7.000000  %      1,597.39

- -------------------------------------------------------------------------------
                  394,067,185.32   339,131,359.53                  3,125,018.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       783,541.76  3,733,493.11             0.00         0.00 131,408,835.42
A-2       287,726.76    287,726.76             0.00         0.00  49,338,300.00
A-3        52,604.79    197,462.55             0.00         0.00   8,875,612.52
A-4             0.00          0.00       702,440.86         0.00 121,154,350.56
A-5             0.00      6,552.49             0.00         0.00   2,157,474.05
A-6       101,136.25    101,136.25             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        66,936.29     78,346.21             0.00         0.00  11,466,572.33
M-2        22,312.00     26,115.29             0.00         0.00   3,822,174.58
M-3        22,312.29     26,115.63             0.00         0.00   3,822,223.09
B-1        13,387.83     15,669.91             0.00         0.00   2,293,411.44
B-2         4,462.80      5,223.53             0.00         0.00     764,502.82
B-3         9,371.11     10,968.50             0.00         0.00   1,605,325.23

- -------------------------------------------------------------------------------
        1,363,791.88  4,488,810.23       702,440.86         0.00 336,708,782.04
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    654.713886  14.374751     3.818103    18.192854   0.000000    640.339135
A-2   1000.000000   0.000000     5.831712     5.831712   0.000000   1000.000000
A-3    721.637622  11.588621     4.208383    15.797004   0.000000    710.049002
A-4   1204.519097   0.000000     0.000000     0.000000   7.024409   1211.543506
A-5    908.518571   2.750918     0.000000     2.750918   0.000000    905.767653
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.900207   0.965143     5.662011     6.627154   0.000000    969.935064
M-2    970.900199   0.965143     5.662010     6.627153   0.000000    969.935056
M-3    970.900203   0.965143     5.662012     6.627155   0.000000    969.935060
B-1    970.900199   0.965143     5.662013     6.627156   0.000000    969.935056
B-2    970.900216   0.965148     5.662015     6.627163   0.000000    969.935067
B-3    906.204241   0.900817     5.284722     6.185539   0.000000    905.303413

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:55                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S13 (POOL # 4154)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4154 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       58,206.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    18,520.09

SUBSERVICER ADVANCES THIS MONTH                                       59,433.43
MASTER SERVICER ADVANCES THIS MONTH                                    3,623.15


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    17   5,061,832.04

 (B)  TWO MONTHLY PAYMENTS:                                    2     438,932.96

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     152,179.40


FORECLOSURES
  NUMBER OF LOANS                                                            10
  AGGREGATE PRINCIPAL BALANCE                                      2,627,958.11

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     336,708,782.04

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,266

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 465,721.87

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,085,246.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.93763400 %     5.67710400 %    1.38526180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.89370300 %     5.67581573 %    1.39387870 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3568 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,235.00
      FRAUD AMOUNT AVAILABLE                            3,568,133.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,568,133.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.59898901
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.27

POOL TRADING FACTOR:                                                85.44451164


 ................................................................................


Run:        02/25/97     09:24:56                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4155 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BB6   150,068,000.00   117,893,269.32     6.500000  %    952,933.36
A-2   760947BC4     1,321,915.43     1,074,612.37     0.000000  %      9,724.12
A-3   760947BD2             0.00             0.00     0.305342  %          0.00
R     760947BE0           100.00             0.00     6.500000  %          0.00
M-1   760947BF7     1,168,000.00     1,030,519.80     6.500000  %      4,872.02
M-2   760947BG5     2,491,000.00     2,197,795.18     6.500000  %     10,390.59
B                     622,704.85       549,408.96     6.500000  %      2,597.46

- -------------------------------------------------------------------------------
                  155,671,720.28   122,745,605.63                    980,517.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       638,148.58  1,591,081.94             0.00         0.00 116,940,335.96
A-2             0.00      9,724.12             0.00         0.00   1,064,888.25
A-3        31,211.30     31,211.30             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         5,578.13     10,450.15             0.00         0.00   1,025,647.78
M-2        11,896.52     22,287.11             0.00         0.00   2,187,404.59
B           2,973.92      5,571.38             0.00         0.00     546,811.50

- -------------------------------------------------------------------------------
          689,808.45  1,670,326.00             0.00         0.00 121,765,088.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    785.598991   6.350010     4.252396    10.602406   0.000000    779.248980
A-2    812.920665   7.356083     0.000000     7.356083   0.000000    805.564581
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    882.294349   4.171250     4.775796     8.947046   0.000000    878.123099
M-2    882.294332   4.171253     4.775801     8.947054   0.000000    878.123079
B      882.294333   4.171254     4.775810     8.947064   0.000000    878.123079

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:57                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S14 (POOL # 4155)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4155 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,584.52
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,913.82

SUBSERVICER ADVANCES THIS MONTH                                       14,245.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     726,224.31

 (B)  TWO MONTHLY PAYMENTS:                                    1     348,344.76

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     294,457.33


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     121,765,088.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          529

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      400,095.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.89513180 %     2.65331500 %    0.45155300 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.88495640 %     2.63873038 %    0.45303280 %
CLASS A-3  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3062 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              658,767.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     854,579.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04594859
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              139.68

POOL TRADING FACTOR:                                                78.21914466


 ................................................................................


Run:        02/25/97     09:24:58                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947BR1    26,000,000.00    13,152,431.80     7.750000  %    608,042.57
A-2   760947BS9    40,324,000.00    28,607,485.02     7.750000  %    379,279.25
A-3   760947BT7     6,500,000.00     6,500,000.00     7.750000  %          0.00
A-4   760947BU4     5,000,000.00     2,748,469.40     7.750000  %     72,885.05
A-5   760947BV2    15,371,000.00    15,371,000.00     7.750000  %          0.00
A-6   760947BW0    19,487,000.00    13,611,038.31     7.750000  %          0.00
A-7   760947BX8    21,500,000.00    26,078,041.40     7.750000  %          0.00
A-8   760947BY6    15,537,000.00     8,013,877.87     7.750000  %    370,485.02
A-9   760947BZ3     2,074,847.12     1,922,250.51     0.000000  %      2,435.82
A-10  760947CE9             0.00             0.00     0.318892  %          0.00
R     760947CA7       355,000.00        38,021.35     7.750000  %        420.70
M-1   760947CB5     4,463,000.00     4,348,713.03     7.750000  %      3,934.73
M-2   760947CC3     2,028,600.00     1,976,652.32     7.750000  %      1,788.48
M-3   760947CD1     1,623,000.00     1,581,438.76     7.750000  %      1,430.89
B-1                   974,000.00       949,058.14     7.750000  %        858.71
B-2                   324,600.00       316,287.75     7.750000  %        286.18
B-3                   730,456.22       711,750.98     7.750000  %        643.99

- -------------------------------------------------------------------------------
                  162,292,503.34   125,926,516.64                  1,442,491.39
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        84,921.49    692,964.06             0.00         0.00  12,544,389.23
A-2       184,710.35    563,989.60             0.00         0.00  28,228,205.77
A-3        41,968.65     41,968.65             0.00         0.00   6,500,000.00
A-4        17,746.08     90,631.13             0.00         0.00   2,675,584.35
A-5        99,246.15     99,246.15             0.00         0.00  15,371,000.00
A-6        87,882.58     87,882.58             0.00         0.00  13,611,038.31
A-7             0.00          0.00       168,378.46         0.00  26,246,419.86
A-8        51,743.31    422,228.33             0.00         0.00   7,643,392.85
A-9             0.00      2,435.82             0.00         0.00   1,919,814.69
A-10       33,455.74     33,455.74             0.00         0.00           0.00
R             245.49        666.19             0.00         0.00      37,600.65
M-1        28,078.40     32,013.13             0.00         0.00   4,344,778.30
M-2        12,762.68     14,551.16             0.00         0.00   1,974,863.84
M-3        10,210.90     11,641.79             0.00         0.00   1,580,007.87
B-1         6,127.79      6,986.50             0.00         0.00     948,199.43
B-2         2,042.18      2,328.36             0.00         0.00     316,001.57
B-3         4,595.58      5,239.57             0.00         0.00     711,106.99

- -------------------------------------------------------------------------------
          665,737.37  2,108,228.76       168,378.46         0.00 124,652,403.71
===============================================================================














































Run:        02/25/97     09:24:58
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4156 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    505.862762  23.386253     3.266211    26.652464   0.000000    482.476509
A-2    709.440656   9.405794     4.580655    13.986449   0.000000    700.034862
A-3   1000.000000   0.000000     6.456715     6.456715   0.000000   1000.000000
A-4    549.693880  14.577010     3.549216    18.126226   0.000000    535.116870
A-5   1000.000000   0.000000     6.456714     6.456714   0.000000   1000.000000
A-6    698.467610   0.000000     4.509806     4.509806   0.000000    698.467610
A-7   1212.932158   0.000000     0.000000     0.000000   7.831556   1220.763714
A-8    515.793131  23.845338     3.330328    27.175666   0.000000    491.947792
A-9    926.454046   1.173976     0.000000     1.173976   0.000000    925.280071
R      107.102394   1.185070     0.691521     1.876591   0.000000    105.917324
M-1    974.392344   0.881633     6.291374     7.173007   0.000000    973.510710
M-2    974.392349   0.881633     6.291373     7.173006   0.000000    973.510717
M-3    974.392335   0.881633     6.291374     7.173007   0.000000    973.510702
B-1    974.392341   0.881632     6.291366     7.172998   0.000000    973.510708
B-2    974.392329   0.881639     6.291374     7.173013   0.000000    973.510690
B-3    974.392387   0.881627     6.291383     7.173010   0.000000    973.510760

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:24:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S15 (POOL # 4156)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4156 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,235.82
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,421.37

SUBSERVICER ADVANCES THIS MONTH                                       23,892.55
MASTER SERVICER ADVANCES THIS MONTH                                    1,675.14


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,982,930.26

 (B)  TWO MONTHLY PAYMENTS:                                    3     720,498.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        395,496.56

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     124,652,403.71

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          478

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 227,633.43

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,160,039.03

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.02938630 %     6.37623600 %    1.59437810 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.95408650 %     6.33734270 %    1.60944050 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3186 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,348,433.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,074,617.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.25105805
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.11

POOL TRADING FACTOR:                                                76.80724688


 ................................................................................


Run:        02/25/97     09:27:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4157 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-I   760947BH3    25,878,300.00    21,601,619.24     6.500000  %    480,349.51
A-II  760947BJ9    22,971,650.00    18,195,347.52     7.000000  %    354,507.38
A-II  760947BK6    31,478,830.00    22,365,303.86     7.500000  %    155,257.57
IO    760947BL4             0.00             0.00     0.335454  %          0.00
R-I   760947BM2           100.00             0.00     6.500000  %          0.00
R-II  760947BN0           100.00             0.00     6.500000  %          0.00
M-1   760947BP5     1,040,530.00       932,185.92     7.037727  %      4,034.32
M-2   760947BQ3     1,539,985.00     1,379,635.71     7.037727  %      5,970.79
B                     332,976.87       298,306.01     7.037727  %      1,291.01

- -------------------------------------------------------------------------------
                   83,242,471.87    64,772,398.26                  1,001,410.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-I       116,862.49    597,212.00             0.00         0.00  21,121,269.73
A-II      106,006.84    460,514.22             0.00         0.00  17,840,840.14
A-III     139,608.40    294,865.97             0.00         0.00  22,210,046.29
IO         18,084.14     18,084.14             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1         5,460.23      9,494.55             0.00         0.00     928,151.60
M-2         8,081.13     14,051.92             0.00         0.00   1,373,664.92
B           1,747.31      3,038.32             0.00         0.00     297,015.00

- -------------------------------------------------------------------------------
          395,850.54  1,397,261.12             0.00         0.00  63,770,987.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-I    834.738729  18.561865     4.515849    23.077714   0.000000    816.176864
A-II   792.078389  15.432386     4.614681    20.047067   0.000000    776.646003
A-II   710.487139   4.932126     4.434993     9.367119   0.000000    705.555012
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    895.876063   3.877177     5.247545     9.124722   0.000000    891.998886
M-2    895.876070   3.877177     5.247538     9.124715   0.000000    891.998893
B      895.876071   3.877176     5.247532     9.124708   0.000000    891.998895

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:24                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       11,564.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,276.28

SUBSERVICER ADVANCES THIS MONTH                                       11,178.75
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     794,364.71

 (B)  TWO MONTHLY PAYMENTS:                                    1     288,006.71

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,770,987.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          310

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      720,472.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.97030880 %     3.56914600 %    0.46054500 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.92474320 %     3.60950426 %    0.46575250 %
CLASS IO   - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3366 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              689,639.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.62448400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              142.46

POOL TRADING FACTOR:                                                76.60871457


Run:     02/25/97     09:27:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4157      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        4,678.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,263.79

SUBSERVICER ADVANCES THIS MONTH                                        2,604.25
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     260,530.73

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      21,951,617.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          106

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      382,058.05

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.28208010 %     3.29301000 %    0.42490980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.35032312 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.04529042
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              140.52

POOL TRADING FACTOR:                                                81.85679492


Run:     02/25/97     09:27:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4158)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4158      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,182.46
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,038.66

SUBSERVICER ADVANCES THIS MONTH                                        3,442.68
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      50,480.50

 (B)  TWO MONTHLY PAYMENTS:                                    1     288,006.71

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      18,582,571.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                           86

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      277,232.90

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.06712880 %     3.48338500 %    0.44948610 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.53535372 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.44952954
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.94

POOL TRADING FACTOR:                                                78.06221815


Run:     02/25/97     09:27:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4159)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4159      
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                        3,703.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,558.48

SUBSERVICER ADVANCES THIS MONTH                                        5,131.82
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     483,353.48

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      23,236,797.79

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          118

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       61,181.94

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.59295910 %     3.90337100 %    0.50366940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %     3.91364890 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.31155658
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              143.10

POOL TRADING FACTOR:                                                71.23361572


 ................................................................................


Run:        02/25/97     09:25:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CF6    19,086,000.00             0.00     8.000000  %          0.00
A-2   760947CG4    28,854,000.00    11,216,314.46     8.000000  %    531,734.88
A-3   760947CH2     5,000,000.00     5,000,000.00     8.000000  %          0.00
A-4   760947CJ8     1,000,000.00     1,000,000.00     7.750000  %          0.00
A-5   760947CK5     1,000,000.00     1,000,000.00     8.250000  %          0.00
A-6   760947CL3    19,000,000.00    19,000,000.00     8.000000  %          0.00
A-7   760947CM1    49,847,000.00    30,848,360.08     8.000000  %  1,342,724.85
A-8   760947CN9     2,100,000.00     2,100,000.00     8.000000  %          0.00
A-9   760947CP4    13,566,000.00    13,566,000.00     8.000000  %          0.00
A-10  760947CQ2    50,737,000.00    50,737,000.00     8.000000  %          0.00
A-11  760947CR0     2,777,852.16     2,373,889.63     0.000000  %      5,206.28
A-12  760947CW9             0.00             0.00     0.333477  %          0.00
R     760947CS8           100.00             0.00     8.000000  %          0.00
M-1   760947CT6     5,660,500.00     5,542,122.33     8.000000  %      4,738.86
M-2   760947CU3     2,572,900.00     2,519,093.09     8.000000  %      2,153.98
M-3   760947CV1     2,058,400.00     2,015,352.83     8.000000  %      1,723.25
B-1                 1,029,200.00     1,007,676.38     8.000000  %        861.63
B-2                   617,500.00       604,586.26     8.000000  %        516.96
B-3                   926,311.44       772,423.66     8.000000  %        660.46

- -------------------------------------------------------------------------------
                  205,832,763.60   149,302,818.72                  1,890,321.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        74,734.14    606,469.02             0.00         0.00  10,684,579.58
A-3        33,333.33     33,333.33             0.00         0.00   5,000,000.00
A-4         6,458.33      6,458.33             0.00         0.00   1,000,000.00
A-5         6,871.20      6,871.20             0.00         0.00   1,000,000.00
A-6       126,666.67    126,666.67             0.00         0.00  19,000,000.00
A-7       205,542.18  1,548,267.03             0.00         0.00  29,505,635.23
A-8        13,992.27     13,992.27             0.00         0.00   2,100,000.00
A-9        90,390.06     90,390.06             0.00         0.00  13,566,000.00
A-10      338,059.91    338,059.91             0.00         0.00  50,737,000.00
A-11            0.00      5,206.28             0.00         0.00   2,368,683.35
A-12       41,467.93     41,467.93             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        36,927.08     41,665.94             0.00         0.00   5,537,383.47
M-2        16,784.68     18,938.66             0.00         0.00   2,516,939.11
M-3        13,428.27     15,151.52             0.00         0.00   2,013,629.58
B-1         6,714.13      7,575.76             0.00         0.00   1,006,814.75
B-2         4,028.35      4,545.31             0.00         0.00     604,069.30
B-3         5,146.65      5,807.11             0.00         0.00     771,763.20

- -------------------------------------------------------------------------------
        1,020,545.18  2,910,866.33             0.00         0.00 147,412,497.57
===============================================================================










































Run:        02/25/97     09:25:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4160 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    388.726501  18.428463     2.590079    21.018542   0.000000    370.298038
A-3   1000.000000   0.000000     6.666666     6.666666   0.000000   1000.000000
A-4   1000.000000   0.000000     6.458330     6.458330   0.000000   1000.000000
A-5   1000.000000   0.000000     6.871200     6.871200   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    618.860916  26.936924     4.123461    31.060385   0.000000    591.923992
A-8   1000.000000   0.000000     6.662986     6.662986   0.000000   1000.000000
A-9   1000.000000   0.000000     6.662985     6.662985   0.000000   1000.000000
A-10  1000.000000   0.000000     6.662986     6.662986   0.000000   1000.000000
A-11   854.577383   1.874211     0.000000     1.874211   0.000000    852.703173
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    979.087065   0.837180     6.523643     7.360823   0.000000    978.249884
M-2    979.087057   0.837180     6.523643     7.360823   0.000000    978.249878
M-3    979.087072   0.837179     6.523645     7.360824   0.000000    978.249893
B-1    979.087038   0.837184     6.523640     7.360824   0.000000    978.249854
B-2    979.087061   0.837182     6.523644     7.360826   0.000000    978.249879
B-3    833.870367   0.713011     5.556069     6.269080   0.000000    833.157367

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:01                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S17 (POOL # 4160)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4160 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,745.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,822.17

SUBSERVICER ADVANCES THIS MONTH                                       51,991.07
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    13   3,178,153.23

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,547,105.55

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     570,884.94


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,502,414.86

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     147,412,497.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          606

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,762,244.20

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.51885570 %     6.85812400 %    1.62302030 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.41597350 %     6.82978196 %    1.64270860 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3329 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,574,469.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,245,346.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.47730428
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              317.53

POOL TRADING FACTOR:                                                71.61760596


 ................................................................................


Run:        02/25/97     09:25:02                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4161 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947CX7    20,960,000.00             0.00     8.000000  %          0.00
A-2   760947CY5    21,457,000.00     6,614,466.50     8.000000  %    752,998.42
A-3   760947CZ2     8,555,000.00     8,555,000.00     8.000000  %          0.00
A-4   760947DA6    48,771,000.00    48,771,000.00     8.000000  %          0.00
A-5   760947DJ7    15,500,000.00    15,500,000.00     8.000000  %          0.00
A-6   760947DB4    10,000,000.00    10,000,000.00     8.000000  %          0.00
A-7   760947DC2     1,364,277.74     1,293,326.44     0.000000  %      1,684.15
A-8   760947DD0             0.00             0.00     0.378900  %          0.00
R     760947DE8       160,000.00        17,834.16     8.000000  %        150.15
M-1   760947DF5     4,067,400.00     3,986,901.08     8.000000  %      3,410.48
M-2   760947DG3     1,355,800.00     1,328,967.01     8.000000  %      1,136.83
M-3   760947DH1     1,694,700.00     1,661,159.77     8.000000  %      1,420.99
B-1                   611,000.00       598,907.56     8.000000  %        512.32
B-2                   474,500.00       465,109.05     8.000000  %        397.86
B-3                   610,170.76       526,840.46     8.000000  %        450.67

- -------------------------------------------------------------------------------
                  135,580,848.50    99,319,512.03                    762,161.87
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2        44,068.73    797,067.15             0.00         0.00   5,861,468.08
A-3        56,997.48     56,997.48             0.00         0.00   8,555,000.00
A-4       324,935.65    324,935.65             0.00         0.00  48,771,000.00
A-5       103,268.38    103,268.38             0.00         0.00  15,500,000.00
A-6        66,666.67     66,666.67             0.00         0.00  10,000,000.00
A-7             0.00      1,684.15             0.00         0.00   1,291,642.29
A-8        31,340.43     31,340.43             0.00         0.00           0.00
R             118.82        268.97             0.00         0.00      17,684.01
M-1        26,562.63     29,973.11             0.00         0.00   3,983,490.60
M-2         8,854.21      9,991.04             0.00         0.00   1,327,830.18
M-3        11,067.44     12,488.43             0.00         0.00   1,659,738.78
B-1         3,990.21      4,502.53             0.00         0.00     598,395.24
B-2         3,098.78      3,496.64             0.00         0.00     464,711.19
B-3         3,510.06      3,960.73             0.00         0.00     526,389.79

- -------------------------------------------------------------------------------
          684,479.49  1,446,641.36             0.00         0.00  98,557,350.16
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    308.266137  35.093369     2.053816    37.147185   0.000000    273.172768
A-3   1000.000000   0.000000     6.662476     6.662476   0.000000   1000.000000
A-4   1000.000000   0.000000     6.662477     6.662477   0.000000   1000.000000
A-5   1000.000000   0.000000     6.662476     6.662476   0.000000   1000.000000
A-6   1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-7    947.993508   1.234463     0.000000     1.234463   0.000000    946.759045
R      111.463500   0.938438     0.742625     1.681063   0.000000    110.525063
M-1    980.208753   0.838491     6.530617     7.369108   0.000000    979.370261
M-2    980.208740   0.838494     6.530617     7.369111   0.000000    979.370246
M-3    980.208751   0.838491     6.530619     7.369110   0.000000    979.370260
B-1    980.208773   0.838494     6.530622     7.369116   0.000000    979.370278
B-2    980.208746   0.838483     6.530622     7.369105   0.000000    979.370263
B-3    863.431181   0.738597     5.752586     6.491183   0.000000    862.692585

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:03                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S18 (POOL # 4161)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4161 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,342.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,494.89

SUBSERVICER ADVANCES THIS MONTH                                       20,754.99
MASTER SERVICER ADVANCES THIS MONTH                                      543.56


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   2,559,652.29

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        137,940.66

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,557,350.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          389

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                  63,520.55

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      677,037.91

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         91.25959570 %     7.11751400 %    1.62288990 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.19879350 %     7.07309962 %    1.63417950 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3766 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,033,867.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,662,750.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.56666158
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              318.57

POOL TRADING FACTOR:                                                72.69267839


 ................................................................................


Run:        02/25/97     09:25:05                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4162 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DK4    75,339,000.00    42,133,063.78     7.888240  %    923,412.14
R     760947DP3           100.00             0.00     7.888240  %          0.00
M-1   760947DL2    12,120,000.00     6,778,057.26     7.888240  %    148,551.75
M-2   760947DM0     3,327,400.00     3,239,335.25     7.888240  %      2,486.02
M-3   760947DN8     2,139,000.00     2,082,388.08     7.888240  %      1,598.12
B-1                   951,000.00       925,830.33     7.888240  %        710.53
B-2                   142,700.00       138,923.24     7.888240  %        106.62
B-3                    95,100.00        92,583.02     7.888240  %         71.05
B-4                   950,747.29       549,728.93     7.888240  %        421.89

- -------------------------------------------------------------------------------
                   95,065,047.29    55,939,909.89                  1,077,358.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         276,907.57  1,200,319.71             0.00         0.00  41,209,651.64
R               0.00          0.00             0.00         0.00           0.00
M-1        44,546.85    193,098.60             0.00         0.00   6,629,505.51
M-2        21,289.61     23,775.63             0.00         0.00   3,236,849.23
M-3        13,685.91     15,284.03             0.00         0.00   2,080,789.96
B-1         6,084.76      6,795.29             0.00         0.00     925,119.80
B-2           913.04      1,019.66             0.00         0.00     138,816.62
B-3           608.48        679.53             0.00         0.00      92,511.97
B-4         3,612.94      4,034.83             0.00         0.00     549,307.04

- -------------------------------------------------------------------------------
          367,649.16  1,445,007.28             0.00         0.00  54,862,551.77
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      559.246390  12.256761     3.675488    15.932249   0.000000    546.989629
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    559.245649  12.256745     3.675483    15.932228   0.000000    546.988904
M-2    973.533465   0.747136     6.398272     7.145408   0.000000    972.786329
M-3    973.533464   0.747134     6.398275     7.145409   0.000000    972.786330
B-1    973.533470   0.747140     6.398275     7.145415   0.000000    972.786330
B-2    973.533567   0.747162     6.398318     7.145480   0.000000    972.786405
B-3    973.533333   0.747108     6.398318     7.145426   0.000000    972.786225
B-4    578.207202   0.443714     3.800105     4.243819   0.000000    577.763456

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:05                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S19 (POOL # 4162)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4162 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,799.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       41,535.33
MASTER SERVICER ADVANCES THIS MONTH                                    7,347.98


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   2,783,731.50

 (B)  TWO MONTHLY PAYMENTS:                                    6     876,808.73

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     829,528.59


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      1,269,072.83

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      54,862,551.77

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          340

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       6

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,003,069.26

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,034,427.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         75.31843340 %    21.62996100 %    3.05160580 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            75.11435450 %    21.77650203 %    3.10914340 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              579,317.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     856,555.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.31610557
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.98

POOL TRADING FACTOR:                                                57.71053961


 ................................................................................


Run:        02/25/97     09:25:06                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4163 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DQ1   100,003,900.00    47,727,532.86     7.921794  %  1,383,429.75
M-1   760947DR9     2,949,000.00     2,820,953.57     7.921794  %      2,332.98
M-2   760947DS7     1,876,700.00     1,795,213.17     7.921794  %      1,484.67
R     760947DT5           100.00             0.00     7.921794  %          0.00
B-1                 1,072,500.00     1,025,931.77     7.921794  %        848.46
B-2                   375,400.00       359,100.01     7.921794  %        296.98
B-3                   965,295.81       833,964.63     7.921794  %        689.71

- -------------------------------------------------------------------------------
                  107,242,895.81    54,562,696.01                  1,389,082.55
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         315,051.19  1,698,480.94             0.00         0.00  46,344,103.11
M-1        18,621.22     20,954.20             0.00         0.00   2,818,620.59
M-2        11,850.27     13,334.94             0.00         0.00   1,793,728.50
R               0.00          0.00             0.00         0.00           0.00
B-1         6,772.21      7,620.67             0.00         0.00   1,025,083.31
B-2         2,370.44      2,667.42             0.00         0.00     358,803.03
B-3         5,505.03      6,194.74             0.00         0.00     833,274.92

- -------------------------------------------------------------------------------
          360,170.36  1,749,252.91             0.00         0.00  53,173,613.46
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      477.256716  13.833758     3.150389    16.984147   0.000000    463.422958
M-1    956.579712   0.791109     6.314418     7.105527   0.000000    955.788603
M-2    956.579725   0.791107     6.314419     7.105526   0.000000    955.788618
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    956.579739   0.791105     6.314415     7.105520   0.000000    955.788634
B-2    956.579675   0.791103     6.314438     7.105541   0.000000    955.788572
B-3    863.947218   0.714496     5.702946     6.417442   0.000000    863.232712

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:07                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S20 (POOL # 4163)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4163 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,624.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       379.78

SUBSERVICER ADVANCES THIS MONTH                                       18,062.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,648,336.91

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     149,477.93


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        595,911.50

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      53,173,613.46

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          231

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,343,958.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.47282730 %     8.46029800 %    4.06687460 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.15620420 %     8.67413138 %    4.16966450 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              554,948.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,970,148.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.29075196
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.34

POOL TRADING FACTOR:                                                49.58241109


 ................................................................................


Run:        02/25/97     09:25:08                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EB3    38,811,257.00    25,452,636.13     7.850000  %    935,937.07
A-2   760947EC1     6,468,543.00     4,242,106.11     9.250000  %    155,989.51
A-3   760947ED9     8,732,000.00     8,732,000.00     8.250000  %          0.00
A-4   760947EE7     3,495,000.00             0.00     8.500000  %          0.00
A-5   760947EF4     2,910,095.00             0.00     8.500000  %          0.00
A-6   760947EG2     9,839,000.00             0.00     8.500000  %          0.00
A-7   760947EL1    45,746,137.00    15,722,430.40     0.000000  %        955.36
A-8   760947EH0             0.00             0.00     0.480849  %          0.00
R-I   760947EJ6           100.00             0.00     8.500000  %          0.00
R-II  760947EK3           100.00             0.00     8.500000  %          0.00
M-1   760947EM9     3,101,663.00     3,061,442.29     8.500000  %     14,916.71
M-2   760947EN7     1,860,998.00     1,836,865.57     8.500000  %      8,950.03
M-3   760947EP2     1,550,831.00     1,530,720.66     8.500000  %      7,458.35
B-1   760947EQ0       558,299.00       551,059.28     8.500000  %      2,685.01
B-2   760947ER8       248,133.00       244,915.34     8.500000  %      1,193.34
B-3                   124,066.00       122,457.19     8.500000  %        596.67
B-4                   620,337.16       587,763.24     8.500000  %      2,863.83

- -------------------------------------------------------------------------------
                  124,066,559.16    62,084,396.21                  1,131,545.88
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       166,491.56  1,102,428.63             0.00         0.00  24,516,699.06
A-2        32,697.39    188,686.90             0.00         0.00   4,086,116.60
A-3        60,028.50     60,028.50             0.00         0.00   8,732,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       124,551.66    125,507.02             0.00         0.00  15,721,475.04
A-8        18,657.03     18,657.03             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        21,683.77     36,600.48             0.00         0.00   3,046,525.58
M-2        13,010.26     21,960.29             0.00         0.00   1,827,915.54
M-3        10,841.88     18,300.23             0.00         0.00   1,523,262.31
B-1         3,903.08      6,588.09             0.00         0.00     548,374.27
B-2         1,734.70      2,928.04             0.00         0.00     243,722.00
B-3           867.35      1,464.02             0.00         0.00     121,860.52
B-4         4,163.04      7,026.87             0.00         0.00     584,899.41

- -------------------------------------------------------------------------------
          458,630.22  1,590,176.10             0.00         0.00  60,952,850.33
===============================================================================















































Run:        02/25/97     09:25:08
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4164 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    655.805508  24.115093     4.289775    28.404868   0.000000    631.690416
A-2    655.805505  24.115092     5.054831    29.169923   0.000000    631.690413
A-3   1000.000000   0.000000     6.874542     6.874542   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    343.688701   0.020884     2.722671     2.743555   0.000000    343.667817
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    987.032534   4.809262     6.991014    11.800276   0.000000    982.223272
M-2    987.032533   4.809264     6.991012    11.800276   0.000000    982.223270
M-3    987.032539   4.809260     6.991013    11.800273   0.000000    982.223279
B-1    987.032540   4.809269     6.991021    11.800290   0.000000    982.223271
B-2    987.032519   4.809276     6.991009    11.800285   0.000000    982.223243
B-3    987.032628   4.809295     6.991037    11.800332   0.000000    982.223333
B-4    947.489975   4.616570     6.710931    11.327501   0.000000    942.873405

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:09                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S1 (POOL # 4164)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4164 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,653.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       25,058.83
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,354,920.89

 (B)  TWO MONTHLY PAYMENTS:                                    2     595,170.79

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     312,552.46


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        816,460.74

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,952,850.33

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          235

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      832,374.13

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      257,182.46

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.04241020 %    10.49809300 %    2.45949690 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.86301500 %    10.49615136 %    2.49354810 %
CLASS A-8  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4718 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,795.00
      FRAUD AMOUNT AVAILABLE                              787,930.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,932,805.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16443407
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              328.70

POOL TRADING FACTOR:                                                49.12915353


 ................................................................................


Run:        02/25/97     09:25:10                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947DZ1   301,391,044.00   144,781,948.49     8.157294  %  5,623,904.22
R     760947EA5           100.00             0.00     8.157294  %          0.00
B-1                 4,660,688.00     4,548,664.89     8.157294  %     10,634.78
B-2                 2,330,345.00     2,274,333.44     8.157294  %      5,317.39
B-3                 2,330,343.10     2,150,581.64     8.157294  %      5,028.05

- -------------------------------------------------------------------------------
                  310,712,520.10   153,755,528.46                  5,644,884.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         983,861.70  6,607,765.92             0.00         0.00 139,158,044.27
R               0.00          0.00             0.00         0.00           0.00
B-1        30,910.32     41,545.10             0.00         0.00   4,538,030.11
B-2        15,455.17     20,772.56             0.00         0.00   2,269,016.05
B-3        14,614.22     19,642.27             0.00         0.00   2,101,012.22

- -------------------------------------------------------------------------------
        1,044,841.41  6,689,725.85             0.00         0.00 148,066,102.65
===============================================================================












Run:        02/25/97     09:25:10
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4165 
____________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      480.379067  18.659825     3.264403    21.924228   0.000000    461.719242
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
B-1    975.964255   2.281805     6.632137     8.913942   0.000000    973.682450
B-2    975.964263   2.281804     6.632138     8.913942   0.000000    973.682459
B-3    922.860518   2.157644     6.271274     8.428918   0.000000    901.589221

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S2 (POOL # 4165)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4165 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       37,226.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       81,641.35
MASTER SERVICER ADVANCES THIS MONTH                                   11,158.91


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    22   5,119,739.57

 (B)  TWO MONTHLY PAYMENTS:                                    8   1,967,941.07

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,053,588.40


FORECLOSURES
  NUMBER OF LOANS                                                            11
  AGGREGATE PRINCIPAL BALANCE                                      2,674,408.58

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     148,066,102.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          629

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       5

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS               1,508,879.42

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,188,950.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      248,048.84

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          94.16373510 %     5.83626490 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             93.98372870 %     6.01627130 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,700.00
      FRAUD AMOUNT AVAILABLE                            4,421,502.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,210,751.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64178648
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.89

POOL TRADING FACTOR:                                                47.65372911


 ................................................................................


Run:        02/25/97     09:25:12                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947FE6    34,803,800.00    17,948,596.57     7.650000  %  2,111,501.91
A-2   760947FF3    40,142,000.00    40,142,000.00     7.950000  %          0.00
A-3   760947FG1     9,521,000.00     9,521,000.00     8.100000  %          0.00
A-4   760947FH9     3,868,000.00             0.00     8.500000  %          0.00
A-5   760947FJ5     6,539,387.00             0.00     8.500000  %          0.00
A-6   760947FK2    16,968,000.00             0.00     8.500000  %          0.00
A-7   760947FR7    64,384,584.53    16,684,322.86     0.000000  %      1,415.35
A-8   760947FL0             0.00             0.00     8.500000  %          0.00
A-9   760947FM8             0.00             0.00     0.453362  %          0.00
R-I   760947FN6           100.00             0.00     8.500000  %          0.00
R-II  760947FQ9           100.00             0.00     8.500000  %          0.00
M-1   760947FS5     4,724,582.00     4,665,735.60     8.500000  %      3,198.96
M-2   760947FT3     2,834,750.00     2,799,442.14     8.500000  %      1,919.38
M-3   760947FU0     2,362,291.00     2,332,867.76     8.500000  %      1,599.48
B-1   760947FV8       944,916.00       933,146.73     8.500000  %        639.79
B-2   760947FW6       566,950.00       559,888.44     8.500000  %        383.88
B-3                   377,967.00       373,259.27     8.500000  %        255.92
B-4                   944,921.62       933,152.22     8.500000  %        639.78

- -------------------------------------------------------------------------------
                  188,983,349.15    96,893,411.59                  2,121,554.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       114,228.03  2,225,729.94             0.00         0.00  15,837,094.66
A-2       265,489.23    265,489.23             0.00         0.00  40,142,000.00
A-3        64,157.64     64,157.64             0.00         0.00   9,521,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5             0.00          0.00             0.00         0.00           0.00
A-6             0.00          0.00             0.00         0.00           0.00
A-7       127,485.73    128,901.08             0.00         0.00  16,682,907.51
A-8        26,045.41     26,045.41             0.00         0.00           0.00
A-9        31,428.15     31,428.15             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        32,992.85     36,191.81             0.00         0.00   4,662,536.64
M-2        19,795.71     21,715.09             0.00         0.00   2,797,522.76
M-3        16,496.42     18,095.90             0.00         0.00   2,331,268.28
B-1         6,598.57      7,238.36             0.00         0.00     932,506.94
B-2         3,959.15      4,343.03             0.00         0.00     559,504.56
B-3         2,639.43      2,895.35             0.00         0.00     373,003.35
B-4         6,598.61      7,238.39             0.00         0.00     932,512.44

- -------------------------------------------------------------------------------
          717,914.93  2,839,469.38             0.00         0.00  94,771,857.14
===============================================================================













































Run:        02/25/97     09:25:12
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4167 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    515.707956  60.668717     3.282056    63.950773   0.000000    455.039239
A-2   1000.000000   0.000000     6.613752     6.613752   0.000000   1000.000000
A-3   1000.000000   0.000000     6.738540     6.738540   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-7    259.135366   0.021983     1.980066     2.002049   0.000000    259.113383
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    987.544634   0.677088     6.983232     7.660320   0.000000    986.867545
M-2    987.544630   0.677090     6.983230     7.660320   0.000000    986.867540
M-3    987.544617   0.677088     6.983229     7.660317   0.000000    986.867528
B-1    987.544639   0.677087     6.983234     7.660321   0.000000    986.867552
B-2    987.544651   0.677097     6.983244     7.660341   0.000000    986.867555
B-3    987.544600   0.677096     6.983229     7.660325   0.000000    986.867504
B-4    987.544575   0.677093     6.983235     7.660328   0.000000    986.867503

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:13                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S3 (POOL # 4167)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4167 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       19,978.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       40,958.65
MASTER SERVICER ADVANCES THIS MONTH                                    2,988.96


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   2,069,183.26

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,073,812.32

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,065,003.56


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        758,137.29

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      94,771,857.14

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          370

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 353,499.90

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,055,019.69

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         86.92624250 %    10.16847400 %    2.90528360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            86.64127500 %    10.33147178 %    2.96860980 %
CLASS A-9  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4546 %

      BANKRUPTCY AMOUNT AVAILABLE                         134,050.00
      FRAUD AMOUNT AVAILABLE                            1,168,540.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,315,932.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.20688442
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              327.14

POOL TRADING FACTOR:                                                50.14825780


 ................................................................................


Run:        02/25/97     09:25:14                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S4 (POOL # 4168)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4168 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947EU1    54,360,000.00    14,260,402.42     8.000000  %  1,689,179.12
A-2   760947EV9    18,250,000.00    18,250,000.00     8.000000  %          0.00
A-3   760947EW7     6,624,000.00     6,624,000.00     8.000000  %          0.00
A-4   760947EX5    20,796,315.00    20,796,315.00     8.000000  %          0.00
A-5   760947EY3     1,051,485.04       928,202.34     0.000000  %     23,976.85
A-6   760947EZ0             0.00             0.00     0.373744  %          0.00
R     760947FA4           100.00             0.00     8.000000  %          0.00
M-1   760947FB2     1,575,400.00     1,469,877.43     8.000000  %      5,515.84
M-2   760947FC0       525,100.00       489,928.05     8.000000  %      1,838.50
M-3   760947FD8       525,100.00       489,928.05     8.000000  %      1,838.50
B-1                   630,100.00       587,895.00     8.000000  %      2,206.12
B-2                   315,000.00       293,900.84     8.000000  %      1,102.89
B-3                   367,575.59       342,954.82     8.000000  %      1,286.96

- -------------------------------------------------------------------------------
                  105,020,175.63    64,533,403.95                  1,726,944.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        95,016.05  1,784,195.17             0.00         0.00  12,571,223.30
A-2       121,598.46    121,598.46             0.00         0.00  18,250,000.00
A-3        44,135.24     44,135.24             0.00         0.00   6,624,000.00
A-4       138,564.38    138,564.38             0.00         0.00  20,796,315.00
A-5             0.00     23,976.85             0.00         0.00     904,225.49
A-6        20,087.88     20,087.88             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1         9,793.69     15,309.53             0.00         0.00   1,464,361.59
M-2         3,264.36      5,102.86             0.00         0.00     488,089.55
M-3         3,264.36      5,102.86             0.00         0.00     488,089.55
B-1         3,917.10      6,123.22             0.00         0.00     585,688.88
B-2         1,958.24      3,061.13             0.00         0.00     292,797.95
B-3         2,285.09      3,572.05             0.00         0.00     341,667.86

- -------------------------------------------------------------------------------
          443,884.85  2,170,829.63             0.00         0.00  62,806,459.17
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    262.332642  31.073935     1.747904    32.821839   0.000000    231.258707
A-2   1000.000000   0.000000     6.662929     6.662929   0.000000   1000.000000
A-3   1000.000000   0.000000     6.662929     6.662929   0.000000   1000.000000
A-4   1000.000000   0.000000     6.662929     6.662929   0.000000   1000.000000
A-5    882.753729  22.802845     0.000000    22.802845   0.000000    859.950884
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    933.018554   3.501231     6.216637     9.717868   0.000000    929.517323
M-2    933.018568   3.501238     6.216644     9.717882   0.000000    929.517330
M-3    933.018568   3.501238     6.216644     9.717882   0.000000    929.517330
B-1    933.018568   3.501222     6.216632     9.717854   0.000000    929.517347
B-2    933.018540   3.501238     6.216635     9.717873   0.000000    929.517302
B-3    933.018485   3.501212     6.216653     9.717865   0.000000    929.517273

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:15                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S4 (POOL # 4168)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4168 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,727.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       13,654.28
MASTER SERVICER ADVANCES THIS MONTH                                    3,132.17


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     839,832.28

 (B)  TWO MONTHLY PAYMENTS:                                    1      77,558.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        150,717.71

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      62,806,459.17

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          311

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 297,715.10

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,484,022.79

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.22298160 %     1.92555100 %    3.85146730 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.08632750 %     1.94272167 %    3.94257290 %
CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.3741 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              759,921.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     525,100.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58455419
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              148.23

POOL TRADING FACTOR:                                                59.80418409


 ................................................................................


Run:        02/25/97     09:25:16                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S6 (POOL # 4169)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4169 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947FZ9    95,824,102.00    49,151,811.03     7.925557  %    625,648.35
R     760947GA3           100.00             0.00     7.925557  %          0.00
M-1   760947GB1    16,170,335.00     8,294,368.57     7.925557  %    105,578.16
M-2   760947GC9     3,892,859.00     3,778,302.31     7.925557  %      4,349.00
M-3   760947GD7     1,796,704.00     1,743,831.67     7.925557  %      2,007.23
B-1                 1,078,022.00     1,046,298.62     7.925557  %      1,204.34
B-2                   299,451.00       290,638.95     7.925557  %        334.54
B-3                   718,681.74       539,454.66     7.925557  %        620.91

- -------------------------------------------------------------------------------
                  119,780,254.74    64,844,705.81                    739,742.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         324,414.08    950,062.43             0.00         0.00  48,526,162.68
R               0.00          0.00             0.00         0.00           0.00
M-1        54,744.88    160,323.04             0.00         0.00   8,188,790.41
M-2        24,937.73     29,286.73             0.00         0.00   3,773,953.31
M-3        11,509.72     13,516.95             0.00         0.00   1,741,824.44
B-1         6,905.83      8,110.17             0.00         0.00   1,045,094.28
B-2         1,918.29      2,252.83             0.00         0.00     290,304.41
B-3         3,560.54      4,181.45             0.00         0.00     538,833.73

- -------------------------------------------------------------------------------
          427,991.07  1,167,733.60             0.00         0.00  64,104,963.26
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      512.937873   6.529133     3.385517     9.914650   0.000000    506.408739
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    512.937337   6.529126     3.385513     9.914639   0.000000    506.408211
M-2    970.572607   1.117174     6.406019     7.523193   0.000000    969.455434
M-3    970.572598   1.117173     6.406019     7.523192   0.000000    969.455425
B-1    970.572604   1.117176     6.406020     7.523196   0.000000    969.455429
B-2    970.572648   1.117178     6.406023     7.523201   0.000000    969.455470
B-3    750.616900   0.863957     4.954265     5.818222   0.000000    749.752916

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S6 (POOL # 4169)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4169 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,034.12
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,836.65

SUBSERVICER ADVANCES THIS MONTH                                       21,450.60
MASTER SERVICER ADVANCES THIS MONTH                                    3,121.02


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    12   1,106,530.42

 (B)  TWO MONTHLY PAYMENTS:                                    2     356,202.15

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     431,595.24


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                        992,742.33

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      64,104,963.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          645

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 420,687.93

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      665,103.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         75.79926600 %    21.30706300 %    2.89367070 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            75.69798060 %    21.37832621 %    2.92369320 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,728,442.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,261,843.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.41737534
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              301.59

POOL TRADING FACTOR:                                                53.51880692


 ................................................................................


Run:        02/25/97     09:27:29                                    REPT1B.FRG
Page:         1 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R5 (POOL # 10023)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   10023
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
I A   760947GE5    94,065,000.00    53,605,754.86     7.948522  %  1,486,195.10
II A  760947GF2   199,529,000.00   107,087,237.27     7.443329  %  4,737,124.94
III   760947GG0   151,831,000.00   103,941,517.63     7.146859  %  3,029,984.73
R     760947GL9         1,000.00           569.87     7.948522  %         15.80
I M   760947GH8    10,069,000.00     9,706,130.96     7.948522  %     17,842.46
II M  760947GJ4    21,982,000.00    21,144,197.94     7.443329  %     39,291.51
III   760947GK1    12,966,000.00    12,324,084.27     7.146859  %     34,060.98
I B                 1,855,785.84     1,788,906.59     7.948522  %      3,288.49
II B                3,946,359.39     3,795,951.43     7.443329  %      7,053.88
III                 2,509,923.08     2,385,662.78     7.146859  %      6,593.43

- -------------------------------------------------------------------------------
                  498,755,068.31   315,780,013.60                  9,361,451.32
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
I A       354,814.41  1,841,009.51             0.00         0.00  52,119,559.76
II A      663,755.90  5,400,880.84             0.00         0.00 102,350,112.33
III A     618,596.85  3,648,581.58             0.00         0.00 100,911,532.90
R               3.77         19.57             0.00         0.00         554.07
I M        64,244.50     82,086.96             0.00         0.00   9,688,288.50
II M      131,057.50    170,349.01             0.00         0.00  21,104,906.43
III M      73,345.47    107,406.45             0.00         0.00  12,290,023.29
I B        11,840.70     15,129.19             0.00         0.00   1,785,618.10
II B       23,528.34     30,582.22             0.00         0.00   3,788,897.55
III B      14,198.02     20,791.45             0.00         0.00   2,379,069.35

- -------------------------------------------------------------------------------
        1,955,385.46 11,316,836.78             0.00         0.00 306,418,562.28
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
I A    569.879922  15.799661     3.772013    19.571674   0.000000    554.080261
II A   536.700115  23.741536     3.326614    27.068150   0.000000    512.958579
III    684.586926  19.956298     4.074246    24.030544   0.000000    664.630628
R      569.870000  15.800000     3.770000    19.570000   0.000000    554.070000
I M    963.961760   1.772019     6.380425     8.152444   0.000000    962.189741
II M   961.886905   1.787440     5.962037     7.749477   0.000000    960.099465
III    950.492385   2.626946     5.656754     8.283700   0.000000    947.865440
I B    963.961763   1.772019     6.380424     8.152443   0.000000    962.189744
II B   961.886908   1.787440     5.962037     7.749477   0.000000    960.099468
III    950.492387   2.626946     5.656755     8.283701   0.000000    947.865441

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:30                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       65,022.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    11,591.08

SUBSERVICER ADVANCES THIS MONTH                                       49,652.88
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    67   4,361,259.78

 (B)  TWO MONTHLY PAYMENTS:                                    9     685,090.57

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     215,019.22


FORECLOSURES
  NUMBER OF LOANS                                                             9
  AGGREGATE PRINCIPAL BALANCE                                        648,048.39

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     306,418,562.26

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        3,495

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    8,668,510.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         83.80361910 %    13.67230700 %    2.52407390 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            83.34408890 %    14.06025076 %    2.59566030 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.81964200
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              263.79

POOL TRADING FACTOR:                                                61.43668140


Run:     02/25/97     09:27:31                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023  GROUP I)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       13,387.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,802.49

SUBSERVICER ADVANCES THIS MONTH                                       16,428.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    26   1,468,742.34

 (B)  TWO MONTHLY PAYMENTS:                                    4     353,328.42

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        219,342.57

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,594,020.43

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          923

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,387,668.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         82.34286180 %    14.90925900 %    2.74787890 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    15.23459035 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          80,000.00
      FRAUD AMOUNT AVAILABLE                            5,019,208.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,041,276.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.33689304
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              269.46

POOL TRADING FACTOR:                                                59.99957442


Run:     02/25/97     09:27:31                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10024  GROUP II)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10024
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,092.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     6,274.13

SUBSERVICER ADVANCES THIS MONTH                                       19,240.59
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    22   1,725,697.44

 (B)  TWO MONTHLY PAYMENTS:                                    5     331,762.15

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                        278,147.68

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     127,243,916.30

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,323

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,538,128.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         81.10986670 %    16.01500900 %    2.87512430 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    16.58618113 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                          90,000.00
      FRAUD AMOUNT AVAILABLE                            6,763,721.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,362,105.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.82533286
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              277.40

POOL TRADING FACTOR:                                                56.43812943


Run:     02/25/97     09:27:31                                        rept2.frg
Page:      2 of 2
                     THE FIFTH THIRD BANK (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10025  GROUP III)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10025
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,543.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     2,514.46

SUBSERVICER ADVANCES THIS MONTH                                       13,983.95
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   1,166,820.00

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     215,019.22


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        150,558.14

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     115,580,625.53

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,249

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,742,713.90

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         87.60253670 %    10.38681200 %    2.01065100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION             0.00000000 %    10.63329017 %    0.00000000 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,000.00
      FRAUD AMOUNT AVAILABLE                            3,179,724.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,368,591.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.52877795
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              245.68

POOL TRADING FACTOR:                                                69.08299035

 ................................................................................


Run:        02/25/97     09:25:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HB0    10,285,000.00        64,760.73     8.250000  %     64,760.73
A-2   760947HC8    10,286,000.00        64,767.03     7.750000  %     64,767.03
A-3   760947HD6    25,078,000.00       157,906.63     8.000000  %    157,906.63
A-4   760947HE4     1,719,000.00     1,719,000.00     8.000000  %  1,719,000.00
A-5   760947HF1    22,300,000.00    22,300,000.00     8.000000  %    426,583.41
A-6   760947HG9    17,800,000.00    17,800,000.00     7.100000  %          0.00
A-7   760947HH7     5,280,000.00     5,280,000.00     7.750000  %          0.00
A-8   760947HJ3     7,200,000.00     7,200,000.00     7.750000  %          0.00
A-9   760947HK0             0.00             0.00     8.000000  %          0.00
A-10  760947HL8       569,607.66       498,292.95     0.000000  %      2,800.58
R-I   760947HM6         1,000.00         1,000.00     8.000000  %      1,000.00
R-II  760947HN4         1,000.00         1,000.00     8.000000  %      1,000.00
M-1   760947HP9     1,574,800.00     1,479,909.41     8.000000  %      5,205.06
M-2   760947HQ7     1,049,900.00       986,637.59     8.000000  %      3,470.15
M-3   760947HR5       892,400.00       838,627.84     8.000000  %      2,949.58
B-1                   209,800.00       197,158.37     8.000000  %        693.43
B-2                   367,400.00       345,262.06     8.000000  %      1,214.34
B-3                   367,731.33       345,573.44     8.000000  %      1,215.42

- -------------------------------------------------------------------------------
                  104,981,638.99    59,279,896.05                  2,452,566.36
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1           442.97     65,203.70             0.00         0.00           0.00
A-2           416.16     65,183.19             0.00         0.00           0.00
A-3         1,047.36    158,953.99             0.00         0.00           0.00
A-4        11,401.76  1,730,401.76             0.00         0.00           0.00
A-5       147,911.16    574,494.57             0.00         0.00  21,873,416.59
A-6       104,781.46    104,781.46             0.00         0.00  17,800,000.00
A-7        33,926.71     33,926.71             0.00         0.00   5,280,000.00
A-8        46,263.69     46,263.69             0.00         0.00   7,200,000.00
A-9        15,868.94     15,868.94             0.00         0.00           0.00
A-10            0.00      2,800.58             0.00         0.00     495,492.37
R-I             6.64      1,006.64             0.00         0.00           0.00
R-II            6.64      1,006.64             0.00         0.00           0.00
M-1         9,815.92     15,020.98             0.00         0.00   1,474,704.35
M-2         6,544.15     10,014.30             0.00         0.00     983,167.44
M-3         5,562.44      8,512.02             0.00         0.00     835,678.26
B-1         1,307.71      2,001.14             0.00         0.00     196,464.94
B-2         2,290.05      3,504.39             0.00         0.00     344,047.72
B-3         2,292.11      3,507.53             0.00         0.00     344,358.02

- -------------------------------------------------------------------------------
          389,885.87  2,842,452.23             0.00         0.00  56,827,329.69
===============================================================================













































Run:        02/25/97     09:25:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4170 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      6.296619   6.296619     0.043070     6.339689   0.000000      0.000000
A-2      6.296620   6.296620     0.040459     6.337079   0.000000      0.000000
A-3      6.296620   6.296620     0.041764     6.338384   0.000000      0.000000
A-4   1000.000000 1000.00000     6.632787  1006.632787   0.000000      0.000000
A-5   1000.000000  19.129301     6.632787    25.762088   0.000000    980.870699
A-6   1000.000000   0.000000     5.886599     5.886599   0.000000   1000.000000
A-7   1000.000000   0.000000     6.425513     6.425513   0.000000   1000.000000
A-8   1000.000000   0.000000     6.425513     6.425513   0.000000   1000.000000
A-10   874.800297   4.916682     0.000000     4.916682   0.000000    869.883614
R-I   1000.000000 1000.00000     6.640000  1006.640000   0.000000      0.000000
R-II  1000.000000 1000.00000     6.640000  1006.640000   0.000000      0.000000
M-1    939.744355   3.305220     6.233122     9.538342   0.000000    936.439135
M-2    939.744347   3.305220     6.233117     9.538337   0.000000    936.439128
M-3    939.744330   3.305222     6.233124     9.538346   0.000000    936.439108
B-1    939.744376   3.305195     6.233127     9.538322   0.000000    936.439180
B-2    939.744311   3.305226     6.233125     9.538351   0.000000    936.439086
B-3    939.744351   3.305212     6.233110     9.538322   0.000000    936.439166

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S7 (POOL # 4170)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4170 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,094.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SPREAD                                                                19,484.33

SUBSERVICER ADVANCES THIS MONTH                                        9,292.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     840,410.11

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      56,827,329.69

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          225

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,243,681.75

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.86652880 %     5.62280500 %    1.51066630 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.58248810 %     5.79571496 %    1.57081810 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              677,172.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     524,908.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.64025161
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              152.23

POOL TRADING FACTOR:                                                54.13073204

 ................................................................................


Run:        02/25/97     09:25:21                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S8 (POOL # 4171)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4171 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947GN5    42,847,629.00     3,162,655.71     7.650000  %    853,739.34
A-2   760947GP0    20,646,342.00    20,646,342.00     8.000000  %          0.00
A-3   760947GQ8    10,027,461.00     4,957,957.22     8.000000  %    109,059.79
A-4   760947GR6    21,739,268.00    21,739,268.00     8.000000  %          0.00
A-5   760947GS4             0.00             0.00     0.350000  %          0.00
A-6   760947HA2             0.00             0.00     0.839272  %          0.00
R-I   760947GV7           100.00             0.00     8.000000  %          0.00
R-II  760947GW5           100.00             0.00     8.000000  %          0.00
M-1   760947GX3     2,809,400.00     2,760,984.59     8.000000  %      2,072.59
M-2   760947GY1     1,277,000.00     1,254,993.00     8.000000  %        942.09
M-3   760947GZ8     1,277,000.00     1,254,993.00     8.000000  %        942.09
B-1                   613,000.00       602,435.94     8.000000  %        452.23
B-2                   408,600.00       401,558.45     8.000000  %        301.44
B-3                   510,571.55       501,772.69     8.000000  %        376.65

- -------------------------------------------------------------------------------
                  102,156,471.55    57,282,960.60                    967,886.22
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        20,158.31    873,897.65             0.00         0.00   2,308,916.37
A-2       137,617.56    137,617.56             0.00         0.00  20,646,342.00
A-3        33,047.11    142,106.90             0.00         0.00   4,848,897.43
A-4       144,902.42    144,902.42             0.00         0.00  21,739,268.00
A-5           922.27        922.27             0.00         0.00           0.00
A-6        40,056.12     40,056.12             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        18,403.25     20,475.84             0.00         0.00   2,758,912.00
M-2         8,365.12      9,307.21             0.00         0.00   1,254,050.91
M-3         8,365.12      9,307.21             0.00         0.00   1,254,050.91
B-1         4,015.52      4,467.75             0.00         0.00     601,983.71
B-2         2,676.58      2,978.02             0.00         0.00     401,257.01
B-3         3,344.55      3,721.20             0.00         0.00     501,396.04

- -------------------------------------------------------------------------------
          421,873.93  1,389,760.15             0.00         0.00  56,315,074.38
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1     73.811685  19.925008     0.470465    20.395473   0.000000     53.886678
A-2   1000.000000   0.000000     6.665469     6.665469   0.000000   1000.000000
A-3    494.437946  10.876112     3.295661    14.171773   0.000000    483.561834
A-4   1000.000000   0.000000     6.665469     6.665469   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    982.766637   0.737734     6.550598     7.288332   0.000000    982.028903
M-2    982.766641   0.737737     6.550603     7.288340   0.000000    982.028904
M-3    982.766641   0.737737     6.550603     7.288340   0.000000    982.028904
B-1    982.766623   0.737732     6.550604     7.288336   0.000000    982.028891
B-2    982.766642   0.737739     6.550612     7.288351   0.000000    982.028904
B-3    982.766647   0.737722     6.550600     7.288322   0.000000    982.028944

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:22                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S8 (POOL # 4171)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4171 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       12,552.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       28,892.48
MASTER SERVICER ADVANCES THIS MONTH                                    3,570.65


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,926,819.09

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     152,344.36


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,360,176.35

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      56,315,074.38

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          229

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 428,534.15

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      924,885.61

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         88.16971470 %     9.20163800 %    2.62864740 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            87.97542100 %     9.35276012 %    2.67181880 %

CLASS A-6  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.8395 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              660,280.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,987,837.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          9.16235704
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              325.76

POOL TRADING FACTOR:                                                55.12629159


 ................................................................................


Run:        02/25/97     09:25:23                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947HS3    23,188,000.00    17,743,166.06     6.600000  %    480,379.08
A-2   760947HT1    23,921,333.00    20,291,443.71     7.000000  %    320,252.72
A-3   760947HU8    12,694,000.00    12,694,000.00     6.700000  %          0.00
A-4   760947HV6    12,686,000.00    12,686,000.00     6.950000  %          0.00
A-5   760947HW4     9,469,000.00     9,469,000.00     7.100000  %          0.00
A-6   760947HX2     6,661,000.00     6,661,000.00     7.250000  %          0.00
A-7   760947HY0     7,808,000.00             0.00     8.000000  %          0.00
A-8   760947HZ7    18,690,000.00     6,431,463.63     8.000000  %    264,937.50
A-9   760947JF9    63,512,857.35    29,741,446.18     0.000000  %  1,258,241.70
A-10  760947JA0     8,356,981.00             0.00     8.000000  %          0.00
A-11  760947JB8             0.00             0.00     8.000000  %          0.00
A-12  760947JC6             0.00             0.00     0.495086  %          0.00
R-I   760947JD4           100.00             0.00     8.000000  %          0.00
R-II  760947JE2           100.00             0.00     8.000000  %          0.00
M-1   760947JG7     5,499,628.00     5,424,093.83     8.000000  %      3,809.28
M-2   760947JH5     2,499,831.00     2,465,497.28     8.000000  %      1,731.49
M-3   760947JJ1     2,499,831.00     2,465,497.28     8.000000  %      1,731.49
B-1   760947JK8       799,945.00       788,958.22     8.000000  %        554.08
B-2   760947JL6       699,952.00       690,338.57     8.000000  %        484.82
B-3                   999,934.64       986,201.14     8.000000  %        692.59

- -------------------------------------------------------------------------------
                  199,986,492.99   128,538,105.90                  2,332,814.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        97,563.34    577,942.42             0.00         0.00  17,262,786.98
A-2       118,337.55    438,590.27             0.00         0.00  19,971,190.99
A-3        70,857.35     70,857.35             0.00         0.00  12,694,000.00
A-4        73,454.96     73,454.96             0.00         0.00  12,686,000.00
A-5        56,011.10     56,011.10             0.00         0.00   9,469,000.00
A-6        40,233.61     40,233.61             0.00         0.00   6,661,000.00
A-7             0.00          0.00             0.00         0.00           0.00
A-8        42,865.84    307,803.34             0.00         0.00   6,166,526.13
A-9       209,905.08  1,468,146.78             0.00         0.00  28,483,204.48
A-10            0.00          0.00             0.00         0.00           0.00
A-11       60,699.09     60,699.09             0.00         0.00           0.00
A-12       53,018.09     53,018.09             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        36,151.71     39,960.99             0.00         0.00   5,420,284.55
M-2        16,432.60     18,164.09             0.00         0.00   2,463,765.79
M-3        16,432.60     18,164.09             0.00         0.00   2,463,765.79
B-1         5,258.42      5,812.50             0.00         0.00     788,404.14
B-2         4,601.12      5,085.94             0.00         0.00     689,853.75
B-3         6,573.05      7,265.64             0.00         0.00     985,508.55

- -------------------------------------------------------------------------------
          908,395.51  3,241,210.26             0.00         0.00 126,205,291.15
===============================================================================







































Run:        02/25/97     09:25:23
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4172 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    765.187427  20.716710     4.207493    24.924203   0.000000    744.470717
A-2    848.257232  13.387746     4.946946    18.334692   0.000000    834.869486
A-3   1000.000000   0.000000     5.581956     5.581956   0.000000   1000.000000
A-4   1000.000000   0.000000     5.790238     5.790238   0.000000   1000.000000
A-5   1000.000000   0.000000     5.915208     5.915208   0.000000   1000.000000
A-6   1000.000000   0.000000     6.040176     6.040176   0.000000   1000.000000
A-7      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-8    344.112554  14.175361     2.293517    16.468878   0.000000    329.937193
A-9    468.274416  19.810819     3.304923    23.115742   0.000000    448.463597
A-10     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    986.265586   0.692643     6.573483     7.266126   0.000000    985.572942
M-2    986.265584   0.692643     6.573484     7.266127   0.000000    985.572941
M-3    986.265584   0.692643     6.573484     7.266127   0.000000    985.572941
B-1    986.265581   0.692648     6.573477     7.266125   0.000000    985.572933
B-2    986.265587   0.692647     6.573479     7.266126   0.000000    985.572939
B-3    986.265602   0.692645     6.573480     7.266125   0.000000    985.572967

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:24                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S9 (POOL # 4172)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4172 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       25,369.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       269.41

SUBSERVICER ADVANCES THIS MONTH                                       11,892.90
MASTER SERVICER ADVANCES THIS MONTH                                    7,876.89


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4     940,751.78

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        548,748.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     126,205,291.15

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          431

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       2

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 979,349.25

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,242,526.07

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         90.01031720 %     8.06859000 %    1.92109330 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            89.83253410 %     8.19919358 %    1.95528230 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4925 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,406,531.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   1,987,200.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.78229207
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.77

POOL TRADING FACTOR:                                                63.10690750


 ................................................................................


Run:        02/25/97     09:25:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947JM4    55,601,800.00    43,317,371.37     6.600000  %  1,119,024.03
A-2   760947JN2     8,936,000.00     8,936,000.00     5.700000  %          0.00
A-3   760947JP7    20,970,000.00    12,520,000.00     7.500000  %          0.00
A-4   760947JQ5    38,235,000.00    34,693,251.01     7.200000  %  2,339,286.14
A-5   760947JR3     6,989,000.00             0.00     7.500000  %          0.00
A-6   760947KB6    72,376,561.40    62,474,897.61     7.500000  %          0.00
A-7   760947JS1     5,000,000.00     4,315,962.00     7.500000  %          0.00
A-8   760947JT9     8,040,000.00             0.00     7.500000  %          0.00
A-9   760947JU6       142,330.60       137,077.61     0.000000  %        189.60
A-10  760947JV4             0.00             0.00     0.613556  %          0.00
R-I   760947JW2           100.00             0.00     7.500000  %          0.00
R-II  760947JX0           100.00             0.00     7.500000  %          0.00
M-1   760947JY8     5,767,800.00     5,696,517.19     7.500000  %      4,393.55
M-2   760947JZ5     2,883,900.00     2,848,258.57     7.500000  %      2,196.78
M-3   760947KA8     2,883,900.00     2,848,258.57     7.500000  %      2,196.78
B-1                   922,800.00       911,395.34     7.500000  %        702.93
B-2                   807,500.00       797,520.32     7.500000  %        615.10
B-3                 1,153,493.52     1,139,237.80     7.500000  %        878.66

- -------------------------------------------------------------------------------
                  230,710,285.52   180,635,747.39                  3,469,483.57
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       238,116.82  1,357,140.85             0.00         0.00  42,198,347.34
A-2        42,423.07     42,423.07             0.00         0.00   8,936,000.00
A-3        78,207.72     78,207.72             0.00         0.00  12,520,000.00
A-4       208,047.05  2,547,333.19             0.00         0.00  32,353,964.87
A-5             0.00          0.00             0.00         0.00           0.00
A-6       441,268.93    441,268.93             0.00         0.00  62,474,897.61
A-7        30,484.27     30,484.27             0.00         0.00   4,315,962.00
A-8             0.00          0.00             0.00         0.00           0.00
A-9             0.00        189.60             0.00         0.00     136,888.01
A-10       92,308.49     92,308.49             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        35,583.99     39,977.54             0.00         0.00   5,692,123.64
M-2        17,792.00     19,988.78             0.00         0.00   2,846,061.79
M-3        17,792.00     19,988.78             0.00         0.00   2,846,061.79
B-1         5,693.14      6,396.07             0.00         0.00     910,692.41
B-2         4,981.81      5,596.91             0.00         0.00     796,905.22
B-3         7,116.39      7,995.05             0.00         0.00   1,138,359.14

- -------------------------------------------------------------------------------
        1,219,815.68  4,689,299.25             0.00         0.00 177,166,263.82
===============================================================================













































Run:        02/25/97     09:25:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4174 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    779.064192  20.125680     4.282538    24.408218   0.000000    758.938512
A-2   1000.000000   0.000000     4.747434     4.747434   0.000000   1000.000000
A-3    597.043395   0.000000     3.729505     3.729505   0.000000    597.043395
A-4    907.368929  61.181800     5.441272    66.623072   0.000000    846.187129
A-5      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-6    863.192398   0.000000     6.096849     6.096849   0.000000    863.192398
A-7    863.192400   0.000000     6.096854     6.096854   0.000000    863.192400
A-8      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-9    963.093038   1.332110     0.000000     1.332110   0.000000    961.760928
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    987.641248   0.761738     6.169422     6.931160   0.000000    986.879510
M-2    987.641239   0.761739     6.169423     6.931162   0.000000    986.879500
M-3    987.641239   0.761739     6.169423     6.931162   0.000000    986.879500
B-1    987.641244   0.761736     6.169419     6.931155   0.000000    986.879508
B-2    987.641263   0.761734     6.169424     6.931158   0.000000    986.879529
B-3    987.641266   0.761738     6.169423     6.931161   0.000000    986.879528

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:28                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S10 (POOL # 4174)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4174 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       36,023.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       34,075.36
MASTER SERVICER ADVANCES THIS MONTH                                    4,067.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,442,085.37

 (B)  TWO MONTHLY PAYMENTS:                                    1     148,662.89

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,316,768.59


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        561,058.42

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     177,166,263.82

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          604

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 497,524.44

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,330,139.40

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.11008710 %     6.31197700 %    1.57793600 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            91.96167080 %     6.42574211 %    1.60761840 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.6119 %

      BANKRUPTCY AMOUNT AVAILABLE                         128,249.00
      FRAUD AMOUNT AVAILABLE                            1,872,430.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,505,945.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.40927120
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              332.97

POOL TRADING FACTOR:                                                76.79166250


 ................................................................................


Run:        02/25/97     09:25:29                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KP5    11,300,000.00             0.00     7.650000  %          0.00
A-2   760947KQ3   105,000,000.00    71,658,140.35     7.500000  %  2,467,685.83
A-3   760947KR1    47,939,000.00    32,716,377.06     7.250000  %  1,126,651.34
A-4   760947KS9    27,875,000.00    19,023,530.10     7.650000  %    655,111.83
A-5   760947KT7    30,655,000.00    30,156,744.80     7.650000  %    873,208.26
A-6   760947KU4    20,568,000.00    15,846,792.70     7.650000  %    349,424.31
A-7   760947KV2     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-8   760947KW0     2,100,000.00     2,100,000.00     7.650000  %          0.00
A-9   760947KX8    12,900,000.00    12,900,000.00     7.400000  %          0.00
A-10  760947KY6     6,000,000.00     6,000,000.00     7.750000  %          0.00
A-11  760947KZ3     2,581,000.00     2,581,000.00     6.000000  %          0.00
A-12  760947LA7     2,456,000.00     2,456,000.00     7.400000  %          0.00
A-13  760947LB5     3,544,000.00     3,544,000.00     7.400000  %          0.00
A-14  760947LC3     4,741,000.00     4,741,000.00     8.000000  %          0.00
A-15  760947LD1   100,000,000.00   100,000,000.00     7.500000  %          0.00
A-16  760947LE9    32,887,000.00    32,464,940.37     7.500000  %     46,858.92
A-17  760947LF6     1,348,796.17     1,260,293.83     0.000000  %     83,777.38
A-18  760947LG4             0.00             0.00     0.483531  %          0.00
A-19  760947LR0     9,500,000.00     9,500,000.00     7.500000  %          0.00
R-I   760947LH2           100.00             0.00     7.500000  %          0.00
R-II  760947LJ8           100.00             0.00     7.500000  %          0.00
M-1   760947LK5    11,340,300.00    11,194,762.76     7.500000  %     16,158.18
M-2   760947LL3     5,670,200.00     5,597,430.76     7.500000  %      8,079.16
M-3   760947LM1     4,536,100.00     4,477,885.37     7.500000  %      6,463.25
B-1                 2,041,300.00     2,015,102.70     7.500000  %      2,908.54
B-2                 1,587,600.00     1,567,225.35     7.500000  %      2,262.09
B-3                 2,041,838.57     2,015,634.37     7.500000  %      2,909.31

- -------------------------------------------------------------------------------
                  453,612,334.74   378,816,860.52                  5,641,498.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1             0.00          0.00             0.00         0.00           0.00
A-2       447,793.19  2,915,479.02             0.00         0.00  69,190,454.52
A-3       197,630.46  1,324,281.80             0.00         0.00  31,589,725.72
A-4       121,255.99    776,367.82             0.00         0.00  18,368,418.27
A-5       192,219.12  1,065,427.38             0.00         0.00  29,283,536.54
A-6       101,007.47    450,431.78             0.00         0.00  15,497,368.39
A-7        31,250.00     31,250.00             0.00         0.00   5,000,000.00
A-8        13,385.40     13,385.40             0.00         0.00   2,100,000.00
A-9        79,537.53     79,537.53             0.00         0.00  12,900,000.00
A-10       38,750.00     38,750.00             0.00         0.00   6,000,000.00
A-11       12,905.00     12,905.00             0.00         0.00   2,581,000.00
A-12       15,145.33     15,145.33             0.00         0.00   2,456,000.00
A-13       21,854.67     21,854.67             0.00         0.00   3,544,000.00
A-14       31,606.67     31,606.67             0.00         0.00   4,741,000.00
A-15      624,902.04    624,902.04             0.00         0.00 100,000,000.00
A-16      202,874.08    249,733.00             0.00         0.00  32,418,081.45
A-17            0.00     83,777.38             0.00         0.00   1,176,516.45
A-18      152,617.62    152,617.62             0.00         0.00           0.00
A-19       59,365.69     59,365.69             0.00         0.00   9,500,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        69,956.30     86,114.48             0.00         0.00  11,178,604.58
M-2        34,978.46     43,057.62             0.00         0.00   5,589,351.60
M-3        27,982.39     34,445.64             0.00         0.00   4,471,422.12
B-1        12,592.42     15,500.96             0.00         0.00   2,012,194.16
B-2         9,793.62     12,055.71             0.00         0.00   1,564,963.26
B-3        12,595.74     15,505.05             0.00         0.00   1,800,239.85

- -------------------------------------------------------------------------------
        2,511,999.19  8,153,497.59             0.00         0.00 372,962,876.91
===============================================================================


























Run:        02/25/97     09:25:29
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4175 
____________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-2    682.458480  23.501770     4.264697    27.766467   0.000000    658.956710
A-3    682.458480  23.501770     4.122540    27.624310   0.000000    658.956710
A-4    682.458479  23.501770     4.349991    27.851761   0.000000    658.956709
A-5    983.746364  28.485019     6.270400    34.755419   0.000000    955.261345
A-6    770.458610  16.988735     4.910904    21.899639   0.000000    753.469875
A-7   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-8   1000.000000   0.000000     6.374000     6.374000   0.000000   1000.000000
A-9   1000.000000   0.000000     6.165700     6.165700   0.000000   1000.000000
A-10  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-11  1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-12  1000.000000   0.000000     6.166665     6.166665   0.000000   1000.000000
A-13  1000.000000   0.000000     6.166668     6.166668   0.000000   1000.000000
A-14  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-15  1000.000000   0.000000     6.249020     6.249020   0.000000   1000.000000
A-16   987.166369   1.424846     6.168823     7.593669   0.000000    985.741523
A-17   934.384200  62.112706     0.000000    62.112706   0.000000    872.271494
A-19  1000.000000   0.000000     6.249020     6.249020   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    987.166368   1.424846     6.168823     7.593669   0.000000    985.741522
M-2    987.166372   1.424846     6.168823     7.593669   0.000000    985.741526
M-3    987.166370   1.424847     6.168821     7.593668   0.000000    985.741523
B-1    987.166365   1.424847     6.168824     7.593671   0.000000    985.741518
B-2    987.166383   1.424849     6.168821     7.593670   0.000000    985.741534
B-3    987.166370   1.424848     6.168823     7.593671   0.000000    881.675896

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:31                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S11 (POOL # 4175)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4175 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       78,849.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,757.10

SUBSERVICER ADVANCES THIS MONTH                                       56,719.64
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    21   5,522,165.19

 (B)  TWO MONTHLY PAYMENTS:                                    2     402,636.16

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     426,827.35


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,083,297.53

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     372,962,876.91

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,331

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,318,771.63

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      258,817.81

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.88370440 %     5.63361400 %    1.48268180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.84084130 %     5.69477007 %    1.44636750 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4802 %

      BANKRUPTCY AMOUNT AVAILABLE                         165,000.00
      FRAUD AMOUNT AVAILABLE                            3,959,720.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,959,720.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26787271
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.12

POOL TRADING FACTOR:                                                82.22062064


 ................................................................................


Run:        02/25/97     09:25:32                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S12 (POOL # 4176)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4176 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947KG5    35,048,000.00    19,778,976.80     7.250000  %    540,434.79
A-2   760947KH3    23,594,900.00    23,594,900.00     7.250000  %          0.00
A-3   760947KJ9    56,568,460.00    41,839,564.80     7.250000  %    521,317.39
A-4   760947KE0       434,639.46       387,459.48     0.000000  %      2,074.64
A-5   760947KF7             0.00             0.00     0.538456  %          0.00
R     760947KK6           100.00             0.00     7.250000  %          0.00
M-1   760947KL4     1,803,000.00     1,700,207.24     7.250000  %      6,109.43
M-2   760947KM2       901,000.00       849,632.13     7.250000  %      3,053.02
M-3   760947KN0       721,000.00       679,894.29     7.250000  %      2,443.09
B-1                   360,000.00       339,475.66     7.250000  %      1,219.85
B-2                   361,000.00       340,418.64     7.250000  %      1,223.24
B-3                   360,674.91       340,112.07     7.250000  %      1,222.14

- -------------------------------------------------------------------------------
                  120,152,774.37    89,850,641.11                  1,079,097.59
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       119,215.12    659,649.91             0.00         0.00  19,238,542.01
A-2       142,215.09    142,215.09             0.00         0.00  23,594,900.00
A-3       252,182.36    773,499.75             0.00         0.00  41,318,247.41
A-4             0.00      2,074.64             0.00         0.00     385,384.84
A-5        40,221.75     40,221.75             0.00         0.00           0.00
R               0.00          0.00             0.00         0.00           0.00
M-1        10,247.78     16,357.21             0.00         0.00   1,694,097.81
M-2         5,121.04      8,174.06             0.00         0.00     846,579.11
M-3         4,097.97      6,541.06             0.00         0.00     677,451.20
B-1         2,046.15      3,266.00             0.00         0.00     338,255.81
B-2         2,051.83      3,275.07             0.00         0.00     339,195.40
B-3         2,049.98      3,272.12             0.00         0.00     338,889.93

- -------------------------------------------------------------------------------
          579,449.07  1,658,546.66             0.00         0.00  88,771,543.52
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    564.339671  15.419847     3.401481    18.821328   0.000000    548.919825
A-2   1000.000000   0.000000     6.027366     6.027366   0.000000   1000.000000
A-3    739.627078   9.215690     4.458003    13.673693   0.000000    730.411388
A-4    891.450307   4.773244     0.000000     4.773244   0.000000    886.677063
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    942.987931   3.388480     5.683738     9.072218   0.000000    939.599451
M-2    942.987936   3.388479     5.683729     9.072208   0.000000    939.599456
M-3    942.987920   3.388474     5.683731     9.072205   0.000000    939.599445
B-1    942.987944   3.388472     5.683750     9.072222   0.000000    939.599472
B-2    942.987922   3.388476     5.683740     9.072216   0.000000    939.599446
B-3    942.987883   3.388481     5.683733     9.072214   0.000000    939.599403

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:33                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S12 (POOL # 4176)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4176 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       18,202.84
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,328.73

SUBSERVICER ADVANCES THIS MONTH                                          853.76
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1      63,828.22

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      88,771,543.52

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          351

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      756,106.64

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         95.24973300 %     3.61012600 %    1.14014100 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            95.20912630 %     3.62517986 %    0.00000000 %
CLASS A-5  - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.5373 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              972,353.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     500,000.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.06002740
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              156.68

POOL TRADING FACTOR:                                                73.88222535


 ................................................................................


Run:        02/25/97     09:25:34                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947KD2    97,561,000.00    57,814,812.91     6.020000  %    299,848.81
R                           0.00             0.00     0.000000  %          0.00
B-1                 1,156,700.00     1,100,880.49     7.000000  %      1,003.16
B-2                 1,257,300.00     1,196,625.78     7.000000  %      1,090.40
B-3                   604,098.39       574,946.12     7.000000  %        523.91

- -------------------------------------------------------------------------------
                  100,579,098.39    60,687,265.30                    302,466.28
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         299,159.64    599,008.45             0.00         0.00  57,514,964.10
R          94,526.54     94,526.54             0.00         0.00           0.00
B-1         6,623.77      7,626.93             0.00         0.00   1,099,877.33
B-2         7,199.85      8,290.25             0.00         0.00   1,195,535.38
B-3         3,459.34      3,983.25             0.00         0.00     574,422.21

- -------------------------------------------------------------------------------
          410,969.14    713,435.42             0.00         0.00  60,384,799.02
===============================================================================












Run:        02/25/97     09:25:34
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4177 
___________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      592.601684   3.073450     3.066386     6.139836   0.000000    589.528235
B-1    951.742448   0.867260     5.726437     6.593697   0.000000    950.875188
B-2    951.742448   0.867255     5.726438     6.593693   0.000000    950.875193
B-3    951.742513   0.867259     5.726451     6.593710   0.000000    950.875254

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:35                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S13 (POOL # 4177)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4177 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       16,796.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,436.07

SUBSERVICER ADVANCES THIS MONTH                                       22,765.83
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     7   1,621,441.20

 (B)  TWO MONTHLY PAYMENTS:                                    2     421,743.92

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     101,506.74


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                        894,881.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      60,384,799.02

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          335

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      247,166.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          95.26679550 %     4.73320450 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             95.24742160 %     4.75257840 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              684,585.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,118,504.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.65471595
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              315.17

POOL TRADING FACTOR:                                                60.03712500


 ................................................................................


Run:        02/25/97     09:25:36                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947LV1    68,252,000.00    30,038,542.41     7.500000  %  4,955,648.84
A-2   760947LW9    56,875,000.00    56,875,000.00     7.500000  %          0.00
A-3   760947LX7    23,500,000.00    23,500,000.00     7.500000  %          0.00
A-4   760947LY5    19,651,199.00             0.00     7.500000  %          0.00
A-5   760947LZ2    75,000,000.00    69,441,232.11     7.500000  %  3,269,312.73
A-6   760947MA6    97,212,000.00    97,212,000.00     7.500000  %          0.00
A-7   760947MB4    12,427,000.00    12,427,000.00     7.500000  %          0.00
A-8   760947MC2    53,182,701.00    53,182,701.00     7.500000  %          0.00
A-9   760947MD0    41,080,426.00    41,080,426.00     7.500000  %          0.00
A-10  760947ME8     3,101,574.00     3,101,574.00     7.500000  %          0.00
A-11  760947MF5     1,175,484.46     1,143,935.08     0.000000  %      1,106.94
R     760947MG3           100.00             0.00     7.500000  %          0.00
M-1   760947MH1    10,777,500.00    10,639,442.60     7.500000  %      8,233.30
M-2   760947MJ7     5,987,500.00     5,910,801.43     7.500000  %      4,574.05
M-3   760947MK4     4,790,000.00     4,728,641.14     7.500000  %      3,659.24
B-1                 2,395,000.00     2,364,320.57     7.500000  %      1,829.62
B-2                 1,437,000.00     1,418,592.34     7.500000  %      1,097.77
B-3                 2,155,426.27     2,125,404.34     7.500000  %      1,644.74

- -------------------------------------------------------------------------------
                  478,999,910.73   415,189,613.02                  8,247,107.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       187,487.83  5,143,136.67             0.00         0.00  25,082,893.57
A-2       354,989.61    354,989.61             0.00         0.00  56,875,000.00
A-3       146,677.02    146,677.02             0.00         0.00  23,500,000.00
A-4             0.00          0.00             0.00         0.00           0.00
A-5       433,422.69  3,702,735.42             0.00         0.00  66,171,919.38
A-6       606,756.04    606,756.04             0.00         0.00  97,212,000.00
A-7        77,564.06     77,564.06             0.00         0.00  12,427,000.00
A-8       331,943.84    331,943.84             0.00         0.00  53,182,701.00
A-9       256,406.58    256,406.58             0.00         0.00  41,080,426.00
A-10       19,358.71     19,358.71             0.00         0.00   3,101,574.00
A-11            0.00      1,106.94             0.00         0.00   1,142,828.14
R               0.00          0.00             0.00         0.00           0.00
M-1        66,406.89     74,640.19             0.00         0.00  10,631,209.30
M-2        36,892.71     41,466.76             0.00         0.00   5,906,227.38
M-3        29,514.17     33,173.41             0.00         0.00   4,724,981.90
B-1        14,757.08     16,586.70             0.00         0.00   2,362,490.95
B-2         8,854.25      9,952.02             0.00         0.00   1,417,494.57
B-3        13,265.87     14,910.61             0.00         0.00   2,123,759.59

- -------------------------------------------------------------------------------
        2,584,297.35 10,831,404.58             0.00         0.00 406,942,505.78
===============================================================================













































Run:        02/25/97     09:25:36
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4178 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    440.112266  72.608112     2.746994    75.355106   0.000000    367.504155
A-2   1000.000000   0.000000     6.241576     6.241576   0.000000   1000.000000
A-3   1000.000000   0.000000     6.241575     6.241575   0.000000   1000.000000
A-4      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-5    925.883095  43.590836     5.778969    49.369805   0.000000    882.292258
A-6   1000.000000   0.000000     6.241576     6.241576   0.000000   1000.000000
A-7   1000.000000   0.000000     6.241576     6.241576   0.000000   1000.000000
A-8   1000.000000   0.000000     6.241575     6.241575   0.000000   1000.000000
A-9   1000.000000   0.000000     6.241575     6.241575   0.000000   1000.000000
A-10  1000.000000   0.000000     6.241576     6.241576   0.000000   1000.000000
A-11   973.160530   0.941688     0.000000     0.941688   0.000000    972.218842
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    987.190220   0.763934     6.161623     6.925557   0.000000    986.426286
M-2    987.190218   0.763933     6.161622     6.925555   0.000000    986.426285
M-3    987.190217   0.763933     6.161622     6.925555   0.000000    986.426284
B-1    987.190217   0.763933     6.161620     6.925553   0.000000    986.426284
B-2    987.190216   0.763932     6.161621     6.925553   0.000000    986.426284
B-3    986.071465   0.763069     6.154639     6.917708   0.000000    985.308391

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:37                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S14 (POOL # 4178)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4178 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       84,182.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SPREAD                                                               147,404.33

SUBSERVICER ADVANCES THIS MONTH                                       60,814.42
MASTER SERVICER ADVANCES THIS MONTH                                    1,789.54


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   5,614,082.35

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,287,892.76

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,127,197.03

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     406,942,505.78

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,416

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 215,103.08

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    7,925,719.18

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.43376740 %     1.42697200 %    5.13926030 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.30552360 %     1.45075656 %    5.23963420 %

      BANKRUPTCY AMOUNT AVAILABLE                         150,433.00
      FRAUD AMOUNT AVAILABLE                            4,248,782.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,248,782.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.20529019
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              336.31

POOL TRADING FACTOR:                                                84.95669762


 ................................................................................


Run:        02/25/97     09:25:41                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S15 (POOL # 4183)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4183 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ML2   101,500,000.00    71,162,185.93     7.000000  %  1,774,961.08
A-2   760947MM0    34,000,000.00    34,000,000.00     7.000000  %          0.00
A-3   760947MN8    14,000,000.00    14,000,000.00     7.000000  %          0.00
A-4   760947MP3    25,515,000.00    25,515,000.00     7.000000  %          0.00
A-5   760947MQ1     1,221,111.75     1,141,026.74     0.000000  %      5,068.33
R     760947MU2           100.00             0.00     7.000000  %          0.00
M-1   760947MR9     2,277,000.00     2,164,451.04     7.000000  %      8,080.68
M-2   760947MS7       911,000.00       865,970.53     7.000000  %      3,232.98
M-3   760947MT5     1,367,000.00     1,299,431.08     7.000000  %      4,851.24
B-1                   455,000.00       432,509.97     7.000000  %      1,614.72
B-2                   455,000.00       432,509.97     7.000000  %      1,614.72
B-3                   455,670.95       433,147.83     7.000000  %      1,617.09
SPRE                        0.00             0.00     0.508024  %          0.00

- -------------------------------------------------------------------------------
                  182,156,882.70   151,446,233.09                  1,801,040.84
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       414,598.58  2,189,559.66             0.00         0.00  69,387,224.85
A-2       198,087.67    198,087.67             0.00         0.00  34,000,000.00
A-3        81,565.52     81,565.52             0.00         0.00  14,000,000.00
A-4       148,653.15    148,653.15             0.00         0.00  25,515,000.00
A-5             0.00      5,068.33             0.00         0.00   1,135,958.41
R               0.00          0.00             0.00         0.00           0.00
M-1        12,610.32     20,691.00             0.00         0.00   2,156,370.36
M-2         5,045.23      8,278.21             0.00         0.00     862,737.55
M-3         7,570.62     12,421.86             0.00         0.00   1,294,579.84
B-1         2,519.84      4,134.56             0.00         0.00     430,895.25
B-2         2,519.84      4,134.56             0.00         0.00     430,895.25
B-3         2,523.57      4,140.66             0.00         0.00     431,530.74
SPRED      64,035.82     64,035.82             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          939,730.16  2,740,771.00             0.00         0.00 149,645,192.25
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    701.105280  17.487301     4.084715    21.572016   0.000000    683.617979
A-2   1000.000000   0.000000     5.826108     5.826108   0.000000   1000.000000
A-3   1000.000000   0.000000     5.826109     5.826109   0.000000   1000.000000
A-4   1000.000000   0.000000     5.826108     5.826108   0.000000   1000.000000
A-5    934.416314   4.150587     0.000000     4.150587   0.000000    930.265727
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    950.571383   3.548827     5.538129     9.086956   0.000000    947.022556
M-2    950.571383   3.548825     5.538123     9.086948   0.000000    947.022558
M-3    950.571383   3.548822     5.538127     9.086949   0.000000    947.022560
B-1    950.571363   3.548835     5.538110     9.086945   0.000000    947.022528
B-2    950.571363   3.548835     5.538110     9.086945   0.000000    947.022528
B-3    950.571525   3.548833     5.538141     9.086974   0.000000    947.022715

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:42                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S15 (POOL # 4183)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4183 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,386.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,333.83

SUBSERVICER ADVANCES THIS MONTH                                       38,172.35
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,779,694.86

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,731,929.28

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     412,022.54


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     149,645,192.25

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          573

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,235,100.09

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.25560510 %     2.88070700 %    0.86368780 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.22447110 %     2.88261032 %    0.87086920 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,554,399.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     910,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.74144774
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              157.32

POOL TRADING FACTOR:                                                82.15181882


 ................................................................................


Run:        02/25/97     09:25:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947MV0    15,150,000.00    10,563,379.71     7.500000  %    164,591.20
A-2   760947MW8   152,100,000.00   110,455,802.67     7.500000  %  1,494,405.04
A-3   760947MX6     9,582,241.00     9,582,241.00     7.500000  %          0.00
A-4   760947MY4    34,448,155.00    34,448,155.00     7.500000  %          0.00
A-5   760947MZ1    49,922,745.00    49,922,745.00     7.500000  %          0.00
A-6   760947NA5    44,355,201.00    44,355,201.00     7.500000  %          0.00
A-7   760947NB3    42,424,530.00    41,934,340.92     7.500000  %     31,434.63
A-8   760947NC1    22,189,665.00    17,337,915.05     8.500000  %    174,105.40
A-9   760947ND9    24,993,667.00    19,553,734.32     7.000000  %    195,212.38
A-10  760947NE7     9,694,332.00     7,562,548.68     7.250000  %     76,499.20
A-11  760947NF4    19,384,664.00    15,121,097.08     7.125000  %    152,998.41
A-12  760947NG2       917,418.09       876,696.11     0.000000  %        950.22
R     760947NH0           100.00             0.00     7.500000  %          0.00
M-1   760947NK3    10,149,774.00    10,032,499.66     7.500000  %      7,520.52
M-2   760947NL1     5,638,762.00     5,573,609.61     7.500000  %      4,178.06
M-3   760947NM9     4,511,009.00     4,458,887.10     7.500000  %      3,342.45
B-1   760947NN7     2,255,508.00     2,229,447.01     7.500000  %      1,671.23
B-2   760947NP2     1,353,299.00     1,337,662.46     7.500000  %      1,002.73
B-3   760947NQ0     2,029,958.72     2,003,519.45     7.500000  %      1,501.88
SPRE                        0.00             0.00     0.522681  %          0.00

- -------------------------------------------------------------------------------
                  451,101,028.81   387,349,481.83                  2,309,413.35
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        66,008.53    230,599.73             0.00         0.00  10,398,788.51
A-2       690,217.12  2,184,622.16             0.00         0.00 108,961,397.63
A-3        59,877.59     59,877.59             0.00         0.00   9,582,241.00
A-4       215,259.91    215,259.91             0.00         0.00  34,448,155.00
A-5       311,957.66    311,957.66             0.00         0.00  49,922,745.00
A-6       277,167.14    277,167.14             0.00         0.00  44,355,201.00
A-7       262,039.65    293,474.28             0.00         0.00  41,902,906.29
A-8       122,786.81    296,892.21             0.00         0.00  17,163,809.65
A-9       114,041.70    309,254.08             0.00         0.00  19,358,521.94
A-10       45,681.69    122,180.89             0.00         0.00   7,486,049.48
A-11       89,764.39    242,762.80             0.00         0.00  14,968,098.67
A-12            0.00        950.22             0.00         0.00     875,745.89
R               0.00          0.00             0.00         0.00           0.00
M-1        62,691.16     70,211.68             0.00         0.00  10,024,979.14
M-2        34,828.42     39,006.48             0.00         0.00   5,569,431.55
M-3        27,862.73     31,205.18             0.00         0.00   4,455,544.65
B-1        13,931.38     15,602.61             0.00         0.00   2,227,775.78
B-2         8,358.80      9,361.53             0.00         0.00   1,336,659.73
B-3        12,519.61     14,021.49             0.00         0.00   2,002,017.57
SPRED     168,684.69    168,684.69             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,583,678.98  4,893,092.33             0.00         0.00 385,040,068.48
===============================================================================









































Run:        02/25/97     09:25:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4184 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    697.252786  10.864106     4.356999    15.221105   0.000000    686.388680
A-2    726.205146   9.825148     4.537917    14.363065   0.000000    716.379998
A-3   1000.000000   0.000000     6.248809     6.248809   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248808     6.248808   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248808     6.248808   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248808     6.248808   0.000000   1000.000000
A-7    988.445621   0.740954     6.176607     6.917561   0.000000    987.704667
A-8    781.350915   7.846238     5.533513    13.379751   0.000000    773.504677
A-9    782.347557   7.810474     4.562824    12.373298   0.000000    774.537083
A-10   780.100030   7.891126     4.712206    12.603332   0.000000    772.208903
A-11   780.054639   7.892755     4.630691    12.523446   0.000000    772.161884
A-12   955.612408   1.035755     0.000000     1.035755   0.000000    954.576653
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.445621   0.740954     6.176606     6.917560   0.000000    987.704666
M-2    988.445622   0.740953     6.176608     6.917561   0.000000    987.704668
M-3    988.445623   0.740954     6.176607     6.917561   0.000000    987.704669
B-1    988.445623   0.740955     6.176604     6.917559   0.000000    987.704668
B-2    988.445613   0.740952     6.176610     6.917562   0.000000    987.704661
B-3    986.975464   0.739852     6.167421     6.907273   0.000000    986.235607

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S16 (POOL # 4184)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4184 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       77,497.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     9,964.96

SUBSERVICER ADVANCES THIS MONTH                                       68,916.69
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    20   6,044,350.52

 (B)  TWO MONTHLY PAYMENTS:                                    7   2,287,648.74

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     229,392.93


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        644,961.36

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     385,040,068.48

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,390

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,018,928.65

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.36677090 %     5.19182600 %    1.44140260 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.33191370 %     5.20723867 %    1.44897710 %

      BANKRUPTCY AMOUNT AVAILABLE                         137,410.00
      FRAUD AMOUNT AVAILABLE                            3,997,454.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,474,154.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.29341233
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              337.51

POOL TRADING FACTOR:                                                85.35561745


 ................................................................................


Run:        02/25/97     09:25:46                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PC9   161,500,000.00   125,614,285.98     7.500000  %  2,427,553.06
A-2   760947PD7     7,348,151.00     7,348,151.00     7.500000  %          0.00
A-3   760947PE5    24,828,814.00    20,423,091.77     8.500000  %    298,032.93
A-4   760947PF2    15,917,318.00    15,917,318.00     7.500000  %          0.00
A-5   760947PG0    43,800,000.00    43,800,000.00     7.500000  %          0.00
A-6   760947PH8    52,000,000.00    52,000,000.00     7.500000  %          0.00
A-7   760947PJ4    24,828,814.00    20,423,091.77     7.000000  %    298,032.93
A-8   760947PK1    42,208,985.00    41,801,554.14     7.500000  %     94,342.15
A-9   760947PL9    49,657,668.00    40,846,210.21     7.250000  %    596,066.76
A-10  760947PM7       479,655.47       450,221.85     0.000000  %     12,484.09
R     760947PN5           100.00             0.00     7.500000  %          0.00
M-1   760947PP0    10,087,900.00     9,990,524.48     7.500000  %     22,547.67
M-2   760947PQ8     5,604,400.00     5,550,302.39     7.500000  %     12,526.51
M-3   760947PR6     4,483,500.00     4,440,222.09     7.500000  %     10,021.16
B-1                 2,241,700.00     2,220,061.55     7.500000  %      5,010.47
B-2                 1,345,000.00     1,332,017.11     7.500000  %      3,006.24
B-3                 2,017,603.30     1,998,128.00     7.500000  %      4,509.56
SPRE                        0.00             0.00     0.471640  %          0.00

- -------------------------------------------------------------------------------
                  448,349,608.77   394,155,180.34                  3,784,133.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       784,869.56  3,212,422.62             0.00         0.00 123,186,732.92
A-2        45,913.09     45,913.09             0.00         0.00   7,348,151.00
A-3       144,623.08    442,656.01             0.00         0.00  20,125,058.84
A-4        99,455.40     99,455.40             0.00         0.00  15,917,318.00
A-5       273,673.38    273,673.38             0.00         0.00  43,800,000.00
A-6       324,909.04    324,909.04             0.00         0.00  52,000,000.00
A-7       119,101.36    417,134.29             0.00         0.00  20,125,058.84
A-8       261,186.59    355,528.74             0.00         0.00  41,707,211.99
A-9       246,710.12    842,776.88             0.00         0.00  40,250,143.45
A-10            0.00     12,484.09             0.00         0.00     437,737.76
R               0.00          0.00             0.00         0.00           0.00
M-1        62,423.30     84,970.97             0.00         0.00   9,967,976.81
M-2        34,679.68     47,206.19             0.00         0.00   5,537,775.88
M-3        27,743.62     37,764.78             0.00         0.00   4,430,200.93
B-1        13,871.50     18,881.97             0.00         0.00   2,215,051.08
B-2         8,322.78     11,329.02             0.00         0.00   1,329,010.87
B-3        12,484.80     16,994.36             0.00         0.00   1,993,618.44
SPRED     154,872.73    154,872.73             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,614,840.03  6,398,973.56             0.00         0.00 390,371,046.81
===============================================================================













































Run:        02/25/97     09:25:46
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4185 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    777.797436  15.031288     4.859873    19.891161   0.000000    762.766148
A-2   1000.000000   0.000000     6.248251     6.248251   0.000000   1000.000000
A-3    822.556074  12.003511     5.824808    17.828319   0.000000    810.552564
A-4   1000.000000   0.000000     6.248251     6.248251   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248251     6.248251   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248251     6.248251   0.000000   1000.000000
A-7    822.556074  12.003511     4.796901    16.800412   0.000000    810.552564
A-8    990.347295   2.235120     6.187938     8.423058   0.000000    988.112175
A-9    822.555949  12.003519     4.968218    16.971737   0.000000    810.552430
A-10   938.635913  26.027202     0.000000    26.027202   0.000000    912.608711
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    990.347295   2.235120     6.187938     8.423058   0.000000    988.112175
M-2    990.347297   2.235121     6.187938     8.423059   0.000000    988.112176
M-3    990.347293   2.235120     6.187938     8.423058   0.000000    988.112174
B-1    990.347303   2.235121     6.187938     8.423059   0.000000    988.112183
B-2    990.347294   2.235123     6.187941     8.423064   0.000000    988.112171
B-3    990.347310   2.235122     6.187936     8.423058   0.000000    988.112202

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:47                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S17 (POOL # 4185)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4185 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       80,668.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,776.60

SUBSERVICER ADVANCES THIS MONTH                                       41,143.43
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   4,159,222.16

 (B)  TWO MONTHLY PAYMENTS:                                    5     935,380.29

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        449,400.08

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     390,371,046.81

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,445

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,895,143.08

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      592,232.96

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.51512980 %     5.07513300 %    1.40973760 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.46718180 %     5.10692424 %    1.42016090 %

      BANKRUPTCY AMOUNT AVAILABLE                         151,861.00
      FRAUD AMOUNT AVAILABLE                            3,994,627.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,994,627.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.26016500
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              338.67

POOL TRADING FACTOR:                                                87.06844819


 ................................................................................


Run:        02/25/97     09:25:48                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S18 (POOL # 4186)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4186 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947NR8    26,815,000.00    10,853,701.87     7.000000  %  1,528,887.25
A-2   760947NS6    45,874,000.00    45,874,000.00     7.000000  %          0.00
A-3   760947NT4    14,000,000.00    11,741,073.05     7.000000  %    216,376.17
A-4   760947NU1    10,808,000.00    10,808,000.00     7.000000  %          0.00
A-5   760947NV9    23,801,500.00    23,801,500.00     7.000000  %          0.00
A-6   760947NW7    13,965,000.00    13,965,000.00     7.000000  %          0.00
A-7   760947PB1       416,148.36       382,645.09     0.000000  %      1,537.57
R     760947NX5           100.00             0.00     7.000000  %          0.00
M-1   760947NY3     2,110,000.00     2,013,496.39     7.000000  %      7,330.35
M-2   760947NZ0     1,054,500.00     1,006,271.07     7.000000  %      3,663.44
M-3   760947PA3       773,500.00       738,122.97     7.000000  %      2,687.22
B-1                   351,000.00       334,946.56     7.000000  %      1,219.41
B-2                   281,200.00       268,338.95     7.000000  %        976.92
B-3                   350,917.39       334,867.73     7.000000  %      1,219.11
SPRE                        0.00             0.00     0.516449  %          0.00

- -------------------------------------------------------------------------------
                  140,600,865.75   122,121,963.68                  1,763,897.44
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        63,260.59  1,592,147.84             0.00         0.00   9,324,814.62
A-2       267,375.72    267,375.72             0.00         0.00  45,874,000.00
A-3        68,432.62    284,808.79             0.00         0.00  11,524,696.88
A-4        62,994.22     62,994.22             0.00         0.00  10,808,000.00
A-5       138,726.58    138,726.58             0.00         0.00  23,801,500.00
A-6        81,394.73     81,394.73             0.00         0.00  13,965,000.00
A-7             0.00      1,537.57             0.00         0.00     381,107.52
R               0.00          0.00             0.00         0.00           0.00
M-1        11,735.63     19,065.98             0.00         0.00   2,006,166.04
M-2         5,865.03      9,528.47             0.00         0.00   1,002,607.63
M-3         4,302.14      6,989.36             0.00         0.00     735,435.75
B-1         1,952.22      3,171.63             0.00         0.00     333,727.15
B-2         1,564.01      2,540.93             0.00         0.00     267,362.03
B-3         1,951.78      3,170.89             0.00         0.00     333,648.62
SPRED      52,514.46     52,514.46             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          762,069.73  2,525,967.17             0.00         0.00 120,358,066.24
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    404.762330  57.016120     2.359149    59.375269   0.000000    347.746210
A-2   1000.000000   0.000000     5.828481     5.828481   0.000000   1000.000000
A-3    838.648075  15.455441     4.888044    20.343485   0.000000    823.192634
A-4   1000.000000   0.000000     5.828481     5.828481   0.000000   1000.000000
A-5   1000.000000   0.000000     5.828481     5.828481   0.000000   1000.000000
A-6   1000.000000   0.000000     5.800000     5.800000   0.000000   1000.000000
A-7    919.492005   3.694764     0.000000     3.694764   0.000000    915.797241
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    954.263692   3.474100     5.561910     9.036010   0.000000    950.789592
M-2    954.263698   3.474101     5.561906     9.036007   0.000000    950.789597
M-3    954.263697   3.474105     5.561913     9.036018   0.000000    950.789593
B-1    954.263704   3.474103     5.561880     9.035983   0.000000    950.789601
B-2    954.263691   3.474111     5.561913     9.036024   0.000000    950.789580
B-3    954.263709   3.474094     5.561936     9.036030   0.000000    950.789643

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:49                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1995-S18 (POOL # 4186)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4186 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       24,855.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,060.36

SUBSERVICER ADVANCES THIS MONTH                                       10,336.50
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,048,077.21

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     120,358,066.24

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          457

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,319,231.27

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.14254150 %     3.08683400 %    0.77062470 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.10012850 %     3.11089197 %    0.77909780 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,243,701.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     829,634.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.79433977
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              158.34

POOL TRADING FACTOR:                                                85.60264946


 ................................................................................


Run:        02/25/97     09:25:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S19 (POOL # 4188)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4188 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947QK0   114,954,300.00    97,885,110.41     7.000000  %  1,058,323.60
R     760947QL8           100.00             0.00     7.000000  %          0.00
M-1   760947QM6     1,786,900.00     1,713,419.15     7.000000  %      6,030.04
M-2   760947QN4       893,400.00       856,661.65     7.000000  %      3,014.85
M-3   760947QP9       595,600.00       571,107.75     7.000000  %      2,009.90
B-1                   297,800.00       285,553.88     7.000000  %      1,004.95
B-2                   238,200.00       228,404.74     7.000000  %        803.83
B-3                   357,408.38       342,711.03     7.000000  %      1,206.10
SPRE                        0.00             0.00     0.548234  %          0.00

- -------------------------------------------------------------------------------
                  119,123,708.38   101,882,968.61                  1,072,393.27
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         570,611.44  1,628,935.04             0.00         0.00  96,826,786.81
R               0.00          0.00             0.00         0.00           0.00
M-1         9,988.21     16,018.25             0.00         0.00   1,707,389.11
M-2         4,993.82      8,008.67             0.00         0.00     853,646.80
M-3         3,329.21      5,339.11             0.00         0.00     569,097.85
B-1         1,664.61      2,669.56             0.00         0.00     284,548.93
B-2         1,331.46      2,135.29             0.00         0.00     227,600.91
B-3         1,997.80      3,203.90             0.00         0.00     341,504.93
SPRED      46,515.04     46,515.04             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          640,431.59  1,712,824.86             0.00         0.00 100,810,575.34
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      851.513257   9.206472     4.963811    14.170283   0.000000    842.306785
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    958.878029   3.374582     5.589686     8.964268   0.000000    955.503447
M-2    958.878050   3.374580     5.589680     8.964260   0.000000    955.503470
M-3    958.878022   3.374580     5.589674     8.964254   0.000000    955.503442
B-1    958.878039   3.374580     5.589691     8.964271   0.000000    955.503459
B-2    958.878002   3.374601     5.589673     8.964274   0.000000    955.503401
B-3    958.877993   3.374571     5.589684     8.964255   0.000000    955.503422

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:53                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S19 (POOL # 4188)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4188 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       21,035.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,244.64

SUBSERVICER ADVANCES THIS MONTH                                       13,796.70
MASTER SERVICER ADVANCES THIS MONTH                                    3,331.64


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3     723,909.03

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     424,415.11


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     100,810,575.34

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          406

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 341,913.59

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      713,836.41

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.07602890 %     3.08313400 %    0.84083700 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.04824340 %     3.10496567 %    0.84679090 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,030,887.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     609,536.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.86035274
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              160.54

POOL TRADING FACTOR:                                                84.62679404


 ................................................................................


Run:        02/25/97     09:25:54                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947QQ7    37,500,000.00    30,170,431.47     6.200000  %    909,435.57
A-2   760947QR5    35,848,000.00    35,848,000.00     6.500000  %          0.00
A-3   760947QS3     8,450,000.00     8,450,000.00     6.200000  %          0.00
A-4   760947QT1    67,350,000.00    47,129,160.98     7.050000  %  1,356,378.79
A-5   760947QU8   104,043,000.00    97,350,033.22     0.000000  %    810,040.61
A-6   760947QV6    26,848,000.00    26,609,794.32     7.500000  %     19,605.72
A-7   760947QW4       366,090.95       357,091.20     0.000000  %        303.39
R-I   760947QX2           100.00             0.00     7.500000  %          0.00
R-II  760947QY0           100.00             0.00     7.500000  %          0.00
M-1   760947QZ7     6,711,800.00     6,652,250.36     7.500000  %      4,901.28
M-2   760947RA1     4,474,600.00     4,434,899.65     7.500000  %      3,267.57
M-3   760947RB9     2,983,000.00     2,956,533.68     7.500000  %      2,178.33
B-1                 1,789,800.00     1,773,920.20     7.500000  %      1,307.00
B-2                   745,700.00       739,083.87     7.500000  %        544.55
B-3                 1,193,929.65     1,183,336.65     7.500000  %        871.87
SPRE                        0.00             0.00     0.438597  %          0.00

- -------------------------------------------------------------------------------
                  298,304,120.60   263,654,535.60                  3,108,834.68
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       155,830.65  1,065,266.22             0.00         0.00  29,260,995.90
A-2       194,114.50    194,114.50             0.00         0.00  35,848,000.00
A-3        43,644.35     43,644.35             0.00         0.00   8,450,000.00
A-4       276,795.17  1,633,173.96             0.00         0.00  45,772,782.19
A-5       265,212.66  1,075,253.27       432,387.20         0.00  96,972,379.81
A-6       166,257.96    185,863.68             0.00         0.00  26,590,188.60
A-7             0.00        303.39             0.00         0.00     356,787.81
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        41,563.25     46,464.53             0.00         0.00   6,647,349.08
M-2        27,709.25     30,976.82             0.00         0.00   4,431,632.08
M-3        18,472.42     20,650.75             0.00         0.00   2,954,355.35
B-1        11,083.45     12,390.45             0.00         0.00   1,772,613.20
B-2         4,617.79      5,162.34             0.00         0.00     738,539.32
B-3         7,393.48      8,265.35             0.00         0.00   1,182,464.78
SPRED      96,334.18     96,334.18             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,309,029.11  4,417,863.79       432,387.20         0.00 260,978,088.12
===============================================================================

















































Run:        02/25/97     09:25:54
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4189 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    804.544839  24.251615     4.155484    28.407099   0.000000    780.293224
A-2   1000.000000   0.000000     5.414932     5.414932   0.000000   1000.000000
A-3   1000.000000   0.000000     5.165012     5.165012   0.000000   1000.000000
A-4    699.764825  20.139254     4.109802    24.249056   0.000000    679.625571
A-5    935.671148   7.785633     2.549068    10.334701   4.155851    932.041366
A-6    991.127619   0.730249     6.192564     6.922813   0.000000    990.397370
A-7    975.416628   0.828728     0.000000     0.828728   0.000000    974.587900
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.127620   0.730248     6.192564     6.922812   0.000000    990.397372
M-2    991.127620   0.730249     6.192565     6.922814   0.000000    990.397372
M-3    991.127616   0.730248     6.192565     6.922813   0.000000    990.397368
B-1    991.127612   0.730249     6.192563     6.922812   0.000000    990.397363
B-2    991.127625   0.730253     6.192557     6.922810   0.000000    990.397372
B-3    991.127618   0.730252     6.192559     6.922811   0.000000    990.397366

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:55                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S21 (POOL # 4189)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4189 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       54,628.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,497.18

SUBSERVICER ADVANCES THIS MONTH                                       48,183.71
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    17   4,101,144.94

 (B)  TWO MONTHLY PAYMENTS:                                    2     726,246.64

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     527,139.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,188,591.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     260,978,088.12

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          981

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,482,159.52

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.26236360 %     5.33377100 %    1.40386500 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.19819450 %     5.37720872 %    1.41723540 %

      BANKRUPTCY AMOUNT AVAILABLE                         106,142.00
      FRAUD AMOUNT AVAILABLE                            2,662,797.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,243,641.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.22296858
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              340.90

POOL TRADING FACTOR:                                                87.48725549


 ................................................................................


Run:        02/25/97     09:27:50                                    REPT1B.FRG
Page:         1 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947PS4    17,500,000.00    14,161,637.20     7.500000  %    259,056.08
A-2   760947PT2    73,285,445.00    63,003,246.94     7.500000  %    797,895.88
A-3   760947PU9     7,765,738.00     7,765,738.00     7.500000  %          0.00
A-4   760947PV7    33,673,000.00    33,673,000.00     7.500000  %          0.00
A-5   760947PW5    30,185,181.00    29,847,684.87     7.500000  %     25,258.50
A-6   760947PX3    19,608,650.00    16,436,480.81     7.500000  %    246,159.50
A-7   760947PY1     2,775,000.00     2,775,000.00     7.500000  %          0.00
A-8   760947PZ8     1,030,000.00     1,030,000.00     7.500000  %          0.00
A-9   760947QA2     1,986,000.00     1,986,000.00     7.500000  %          0.00
A-10  760947QB0   114,042,695.00    98,017,907.64     7.500000  %  1,243,519.31
A-11  760947QC8     3,268,319.71     3,044,583.85     0.000000  %     21,759.06
R     760947QD6           100.00             0.00     7.500000  %          0.00
M-1   760947QE4     7,342,463.00     7,260,367.97     7.500000  %      6,144.06
M-2   760947QF1     5,710,804.00     5,646,952.34     7.500000  %      4,778.71
M-3   760947QG9     3,263,317.00     3,226,830.33     7.500000  %      2,730.69
B-1   760947QH7     1,794,824.00     1,774,756.34     7.500000  %      1,501.88
B-2   760947QJ3     1,142,161.00     1,129,390.67     7.500000  %        955.74
B-3                 1,957,990.76     1,928,599.80     7.500000  %      1,632.04

- -------------------------------------------------------------------------------
                  326,331,688.47   292,708,176.76                  2,611,391.45
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        88,485.87    347,541.95             0.00         0.00  13,902,581.12
A-2       393,661.91  1,191,557.79             0.00         0.00  62,205,351.06
A-3        48,522.50     48,522.50             0.00         0.00   7,765,738.00
A-4       210,398.32    210,398.32             0.00         0.00  33,673,000.00
A-5       186,496.68    211,755.18             0.00         0.00  29,822,426.37
A-6       102,699.73    348,859.23             0.00         0.00  16,190,321.31
A-7        17,338.98     17,338.98             0.00         0.00   2,775,000.00
A-8         6,435.73      6,435.73             0.00         0.00   1,030,000.00
A-9        12,409.08     12,409.08             0.00         0.00   1,986,000.00
A-10      612,443.30  1,855,962.61             0.00         0.00  96,774,388.33
A-11            0.00     21,759.06             0.00         0.00   3,022,824.79
R               0.00          0.00             0.00         0.00           0.00
M-1        45,364.81     51,508.87             0.00         0.00   7,254,223.91
M-2        35,283.74     40,062.45             0.00         0.00   5,642,173.63
M-3        20,162.14     22,892.83             0.00         0.00   3,224,099.64
B-1        11,089.18     12,591.06             0.00         0.00   1,773,254.46
B-2         7,056.75      8,012.49             0.00         0.00   1,128,434.93
B-3        12,050.43     13,682.47             0.00         0.00   1,926,967.76

- -------------------------------------------------------------------------------
        1,809,899.15  4,421,290.60             0.00         0.00 290,096,785.31
===============================================================================













































Run:        02/25/97     09:27:50
Page:         2 of 3



                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   10044
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    809.236411  14.803205     5.056335    19.859540   0.000000    794.433207
A-2    859.696587  10.887508     5.371625    16.259133   0.000000    848.809079
A-3   1000.000000   0.000000     6.248279     6.248279   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248280     6.248280   0.000000   1000.000000
A-5    988.819145   0.836785     6.178418     7.015203   0.000000    987.982360
A-6    838.226028  12.553618     5.237471    17.791089   0.000000    825.672410
A-7   1000.000000   0.000000     6.248281     6.248281   0.000000   1000.000000
A-8   1000.000000   0.000000     6.248282     6.248282   0.000000   1000.000000
A-9   1000.000000   0.000000     6.248278     6.248278   0.000000   1000.000000
A-10   859.484315  10.903980     5.370298    16.274278   0.000000    848.580335
A-11   931.544072   6.657568     0.000000     6.657568   0.000000    924.886504
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.819143   0.836785     6.178419     7.015204   0.000000    987.982358
M-2    988.819147   0.836784     6.178419     7.015203   0.000000    987.982363
M-3    988.819146   0.836784     6.178419     7.015203   0.000000    987.982363
B-1    988.819149   0.836784     6.178422     7.015206   0.000000    987.982365
B-2    988.819151   0.836782     6.178420     7.015202   0.000000    987.982369
B-3    984.989224   0.833543     6.154488     6.988031   0.000000    984.155696

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:51                                        rept2.frg
Page:      3 of 3
                    NORWEST MORTGAGE, INC. (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
       CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-R20 (POOL # 10044)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 10044
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       53,756.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SPREAD                                                                91,421.93

SUBSERVICER ADVANCES THIS MONTH                                       12,446.48
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     263,711.12

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             4
  AGGREGATE PRINCIPAL BALANCE                                      1,356,934.44

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     290,096,785.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,017

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,363,068.29

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         92.76163870 %     5.56996200 %    1.66839980 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            92.70252370 %     5.55693755 %    1.68202550 %

      BANKRUPTCY AMOUNT AVAILABLE                         126,853.00
      FRAUD AMOUNT AVAILABLE                            6,526,634.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,263,316.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.06814377
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              329.72

POOL TRADING FACTOR:                                                88.89629649

 ................................................................................


Run:        02/25/97     09:26:00                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4192 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947RC7   173,876,000.00   144,919,781.39     6.850000  %  2,095,969.37
A-2   760947RD5    25,000,000.00    21,895,392.29     7.250000  %    224,724.19
A-3   760947RE3    22,600,422.00    22,600,422.00     7.000000  %          0.00
A-4   760947RF0    15,842,000.00    14,624,495.96     6.750000  %    105,458.11
A-5   760947RG8    11,649,000.00    11,173,119.76     6.900000  %     41,219.93
A-6   760947RU7    73,856,000.00    75,073,504.04     0.000000  %          0.00
A-7   760947RH6    93,000,000.00    83,909,912.29     7.250000  %    657,977.68
A-8   760947RJ2     6,350,000.00     6,825,880.24     7.250000  %          0.00
A-9   760947RK9    20,348,738.00    16,959,986.79     7.250000  %    245,291.65
A-10  760947RL7     2,511,158.00     2,511,158.00     9.500000  %          0.00
A-11  760947RM5    40,000,000.00    40,000,000.00     7.100000  %          0.00
A-12  760947RN3    15,000,000.00    15,000,000.00     7.250000  %          0.00
A-13  760947RP8       178,301.34       169,895.87     0.000000  %        192.71
R-I   760947RQ6           100.00             0.00     7.250000  %          0.00
R-II  760947RY9           100.00             0.00     7.250000  %          0.00
M-1   760947RR4    11,941,396.00    11,842,583.80     7.250000  %      8,778.30
M-2   760947RS2     6,634,109.00     6,579,213.34     7.250000  %      4,876.83
M-3   760947RT0     5,307,287.00     5,263,370.47     7.250000  %      3,901.46
B-1   760947RV5     3,184,372.00     3,158,022.08     7.250000  %      2,340.88
B-2   760947RW3     1,326,822.00     1,315,842.86     7.250000  %        975.37
B-3   760947RX1     2,122,914.66     2,105,348.05     7.250000  %      1,560.59
SPRE                        0.00             0.00     0.634794  %          0.00

- -------------------------------------------------------------------------------
                  530,728,720.00   485,927,929.23                  3,393,267.07
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       826,853.98  2,922,823.35             0.00         0.00 142,823,812.02
A-2       132,221.27    356,945.46             0.00         0.00  21,670,668.10
A-3       131,772.62    131,772.62             0.00         0.00  22,600,422.00
A-4        82,223.37    187,681.48             0.00         0.00  14,519,037.85
A-5        64,214.65    105,434.58             0.00         0.00  11,131,899.83
A-6       410,522.55    410,522.55       105,458.11         0.00  75,178,962.15
A-7       506,712.78  1,164,690.46             0.00         0.00  83,251,934.61
A-8             0.00          0.00        41,219.93         0.00   6,867,100.17
A-9       102,417.49    347,709.14             0.00         0.00  16,714,695.14
A-10       19,870.47     19,870.47             0.00         0.00   2,511,158.00
A-11      236,553.25    236,553.25             0.00         0.00  40,000,000.00
A-12       90,581.57     90,581.57             0.00         0.00  15,000,000.00
A-13            0.00        192.71             0.00         0.00     169,703.16
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        71,514.65     80,292.95             0.00         0.00  11,833,805.50
M-2        39,730.36     44,607.19             0.00         0.00   6,574,336.51
M-3        31,784.29     35,685.75             0.00         0.00   5,259,469.01
B-1        19,070.58     21,411.46             0.00         0.00   3,155,681.20
B-2         7,946.07      8,921.44             0.00         0.00   1,314,867.49
B-3        12,713.71     14,274.30             0.00         0.00   2,103,787.46
SPRED     256,930.08    256,930.08             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,043,633.74  6,436,900.81       146,678.04         0.00 482,681,340.20
===============================================================================





































Run:        02/25/97     09:26:00
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4192 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    833.466271  12.054391     4.755423    16.809814   0.000000    821.411880
A-2    875.815692   8.988968     5.288851    14.277819   0.000000    866.826724
A-3   1000.000000   0.000000     5.830538     5.830538   0.000000   1000.000000
A-4    923.147075   6.656868     5.190214    11.847082   0.000000    916.490206
A-5    959.148404   3.538495     5.512460     9.050955   0.000000    955.609909
A-6   1016.484836   0.000000     5.558418     5.558418   1.427888   1017.912724
A-7    902.257121   7.075029     5.448525    12.523554   0.000000    895.182093
A-8   1074.941770   0.000000     0.000000     0.000000   6.491328   1081.433098
A-9    833.466271  12.054391     5.033113    17.087504   0.000000    821.411880
A-10  1000.000000   0.000000     7.912871     7.912871   0.000000   1000.000000
A-11  1000.000000   0.000000     5.913831     5.913831   0.000000   1000.000000
A-12  1000.000000   0.000000     6.038771     6.038771   0.000000   1000.000000
A-13   952.858066   1.080811     0.000000     1.080811   0.000000    951.777255
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.725239   0.735115     5.988801     6.723916   0.000000    990.990124
M-2    991.725240   0.735115     5.988801     6.723916   0.000000    990.990125
M-3    991.725239   0.735114     5.988802     6.723916   0.000000    990.990126
B-1    991.725238   0.735115     5.988804     6.723919   0.000000    990.990123
B-2    991.725235   0.735117     5.988799     6.723916   0.000000    990.990118
B-3    991.725240   0.735117     5.988799     6.723916   0.000000    990.990123

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:01                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S1 (POOL # 4192)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4192 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       99,571.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     7,791.71

SUBSERVICER ADVANCES THIS MONTH                                       70,246.75
MASTER SERVICER ADVANCES THIS MONTH                                    1,872.79


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    26   7,214,921.95

 (B)  TWO MONTHLY PAYMENTS:                                    1     337,652.26

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4     831,638.84


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,138,580.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     482,681,340.20

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,770

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 248,190.68

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,886,373.68

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.76965930 %     4.87591900 %    1.35442190 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.73239010 %     4.90336150 %    1.36252390 %

      BANKRUPTCY AMOUNT AVAILABLE                         165,277.00
      FRAUD AMOUNT AVAILABLE                            4,859,749.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,859,749.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.17385344
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              341.64

POOL TRADING FACTOR:                                                90.94690414


 ................................................................................


Run:        02/25/97     09:26:03                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S2 (POOL # 4193)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4193 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947RZ6    55,358,000.00    46,989,473.19     6.750000  %    533,031.78
A-2   760947SA0    20,391,493.00    20,391,493.00     6.750000  %          0.00
A-3   760947SB8    29,250,000.00    26,018,567.01     6.750000  %    205,825.53
A-4   760947SC6       313,006.32       288,569.97     0.000000  %      1,328.50
R     760947SD4           100.00             0.00     6.750000  %          0.00
M-1   760947SE2     1,364,000.00     1,309,571.05     6.750000  %      4,848.73
M-2   760947SF9       818,000.00       785,358.60     6.750000  %      2,907.82
M-3   760947SG7       546,000.00       524,212.47     6.750000  %      1,940.91
B-1                   491,000.00       471,407.17     6.750000  %      1,745.40
B-2                   273,000.00       262,106.22     6.750000  %        970.46
B-3                   327,627.84       314,554.37     6.750000  %      1,164.65
SPRE                        0.00             0.00     0.562115  %          0.00

- -------------------------------------------------------------------------------
                  109,132,227.16    97,355,313.05                    753,763.78
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       263,954.64    796,986.42             0.00         0.00  46,456,441.41
A-2       114,545.42    114,545.42             0.00         0.00  20,391,493.00
A-3       146,154.47    351,980.00             0.00         0.00  25,812,741.48
A-4             0.00      1,328.50             0.00         0.00     287,241.47
R               0.00          0.00             0.00         0.00           0.00
M-1         7,356.27     12,205.00             0.00         0.00   1,304,722.32
M-2         4,411.60      7,319.42             0.00         0.00     782,450.78
M-3         2,944.67      4,885.58             0.00         0.00     522,271.56
B-1         2,648.05      4,393.45             0.00         0.00     469,661.77
B-2         1,472.34      2,442.80             0.00         0.00     261,135.76
B-3         1,766.95      2,931.60             0.00         0.00     313,389.72
SPRED      45,541.79     45,541.79             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          590,796.20  1,344,559.98             0.00         0.00  96,601,549.27
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    848.828953   9.628812     4.768139    14.396951   0.000000    839.200141
A-2   1000.000000   0.000000     5.617314     5.617314   0.000000   1000.000000
A-3    889.523658   7.036770     4.996734    12.033504   0.000000    882.486888
A-4    921.930171   4.244323     0.000000     4.244323   0.000000    917.685847
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    960.096078   3.554787     5.393160     8.947947   0.000000    956.541290
M-2    960.096088   3.554792     5.393154     8.947946   0.000000    956.541296
M-3    960.096099   3.554780     5.393168     8.947948   0.000000    956.541319
B-1    960.096069   3.554786     5.393177     8.947963   0.000000    956.541283
B-2    960.096044   3.554799     5.393187     8.947986   0.000000    956.541245
B-3    960.096584   3.554796     5.393162     8.947958   0.000000    956.541789

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:04                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S2 (POOL # 4193)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4193 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,040.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,784.11

SUBSERVICER ADVANCES THIS MONTH                                       10,296.58
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     2     685,012.53

 (B)  TWO MONTHLY PAYMENTS:                                    1     386,430.97

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      96,601,549.27

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          352

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      393,168.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.22197080 %     2.69829000 %    1.07973930 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.20655330 %     2.70124515 %    1.08414550 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                              976,302.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     661,887.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.59155055
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              160.12

POOL TRADING FACTOR:                                                88.51789410


 ................................................................................


Run:        02/25/97     09:25:58                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4191 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947SH5    25,823,654.00    23,165,509.12     7.000000  %    506,899.70
A-2   760947SJ1    50,172,797.00    45,742,555.64     7.400000  %    844,832.81
A-3   760947SK8    24,945,526.00    24,945,526.00     7.250000  %          0.00
A-4   760947SL6    33,000,000.00    33,000,000.00     7.250000  %          0.00
A-5   760947SM4    33,510,029.00    33,231,591.62     7.250000  %     24,466.03
A-6   760947SN2    45,513,473.00    40,826,722.03     7.250000  %    893,748.37
A-7   760947SP7     8,560,000.00     8,560,000.00     7.125000  %          0.00
A-8   760947SQ5    77,000,000.00    70,361,416.48     7.250000  %  1,265,956.57
A-9   760947SR3    36,574,716.00    31,238,357.60     7.250000  %  1,017,626.42
R     760947SS1           100.00             0.00     7.250000  %          0.00
M-1   760947ST9     8,000,000.00     7,933,527.41     7.250000  %      5,840.88
M-2   760947SU6     5,333,000.00     5,288,687.70     7.250000  %      3,893.68
M-3   760947SV4     3,555,400.00     3,525,857.90     7.250000  %      2,595.84
B-1                 1,244,400.00     1,234,060.19     7.250000  %        908.55
B-2                   888,900.00       881,514.06     7.250000  %        649.00
B-3                 1,422,085.30     1,410,269.11     7.250000  %      1,038.27
SPRE                        0.00             0.00     0.637055  %          0.00

- -------------------------------------------------------------------------------
                  355,544,080.30   331,345,594.86                  4,568,456.12
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       135,095.27    641,994.97             0.00         0.00  22,658,609.42
A-2       282,002.13  1,126,834.94             0.00         0.00  44,897,722.83
A-3       150,671.43    150,671.43             0.00         0.00  24,945,526.00
A-4       199,320.60    199,320.60             0.00         0.00  33,000,000.00
A-5       200,719.42    225,185.45             0.00         0.00  33,207,125.59
A-6       246,594.15  1,140,342.52             0.00         0.00  39,932,973.66
A-7        50,811.13     50,811.13             0.00         0.00   8,560,000.00
A-8       424,984.24  1,690,940.81             0.00         0.00  69,095,459.91
A-9       188,680.25  1,206,306.67             0.00         0.00  30,220,731.18
R               0.00          0.00             0.00         0.00           0.00
M-1        47,918.65     53,759.53             0.00         0.00   7,927,686.53
M-2        31,943.77     35,837.45             0.00         0.00   5,284,794.02
M-3        21,296.25     23,892.09             0.00         0.00   3,523,262.06
B-1         7,453.75      8,362.30             0.00         0.00   1,233,151.64
B-2         5,324.36      5,973.36             0.00         0.00     880,865.06
B-3         8,518.06      9,556.33             0.00         0.00   1,409,230.84
SPRED     175,856.41    175,856.41             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,177,189.87  6,745,645.99             0.00         0.00 326,777,138.74
===============================================================================















































Run:        02/25/97     09:25:58
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4191 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    897.065501  19.629279     5.231454    24.860733   0.000000    877.436223
A-2    911.700331  16.838463     5.620618    22.459081   0.000000    894.861868
A-3   1000.000000   0.000000     6.040018     6.040018   0.000000   1000.000000
A-4   1000.000000   0.000000     6.040018     6.040018   0.000000   1000.000000
A-5    991.690924   0.730111     5.989831     6.719942   0.000000    990.960813
A-6    897.024976  19.637007     5.418047    25.055054   0.000000    877.387970
A-7   1000.000000   0.000000     5.935880     5.935880   0.000000   1000.000000
A-8    913.784630  16.440994     5.519276    21.960270   0.000000    897.343635
A-9    854.097065  27.823221     5.158762    32.981983   0.000000    826.273844
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.690926   0.730110     5.989831     6.719941   0.000000    990.960816
M-2    991.690924   0.730111     5.989831     6.719942   0.000000    990.960814
M-3    991.690921   0.730112     5.989832     6.719944   0.000000    990.960809
B-1    991.690927   0.730111     5.989834     6.719945   0.000000    990.960817
B-2    991.690921   0.730116     5.989830     6.719946   0.000000    990.960806
B-3    991.690941   0.730111     5.989838     6.719949   0.000000    990.960838

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:25:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S3 (POOL # 4191)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4191 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       68,317.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       44,916.84
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   4,524,608.12

 (B)  TWO MONTHLY PAYMENTS:                                    3     929,763.23

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     494,409.29


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        249,630.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     326,777,138.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,131

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,324,510.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.88133820 %     5.05456300 %    1.06409850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.80036490 %     5.12145454 %    1.07818050 %

      BANKRUPTCY AMOUNT AVAILABLE                         166,126.00
      FRAUD AMOUNT AVAILABLE                            3,315,462.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,315,462.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.17565073
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              341.89

POOL TRADING FACTOR:                                                91.90903656


 ................................................................................


Run:        02/25/97     09:26:05                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4196 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947TE1    52,772,000.00    46,362,728.16     7.125000  %    751,846.93
A-2   760947TF8    59,147,000.00    51,963,470.82     7.250000  %    842,672.07
A-3   760947TG6    50,000,000.00    45,413,439.24     7.250000  %    538,031.73
A-4   760947TH4     2,000,000.00     1,820,206.75     6.812500  %     21,090.85
A-5   760947TJ0    18,900,000.00    17,200,954.39     7.000000  %    199,308.48
A-6   760947TK7    25,500,000.00    23,207,636.94     7.250000  %    268,908.26
A-7   760947TL5    30,750,000.00    27,985,679.79     7.500000  %    324,271.73
A-8   760947TM3    87,500,000.00    81,365,129.21     7.350000  %    719,658.00
A-9   760947TN1    21,400,000.00    21,400,000.00     6.875000  %          0.00
A-10  760947TP6    30,271,000.00    30,271,000.00     7.375000  %          0.00
A-11  760947TQ4    54,090,000.00    54,090,000.00     7.250000  %          0.00
A-12  760947TR2    42,824,000.00    42,824,000.00     7.250000  %          0.00
A-13  760947TS0    61,263,000.00    60,785,550.09     7.250000  %     45,587.33
A-14  760947TT8       709,256.16       680,648.26     0.000000  %      1,077.04
R     760947TU5           100.00             0.00     7.250000  %          0.00
M-1   760947TV3    12,822,700.00    12,722,766.97     7.250000  %      9,541.69
M-2   760947TW1     7,123,700.00     7,068,181.84     7.250000  %      5,300.92
M-3   760947TX9     6,268,900.00     6,220,043.65     7.250000  %      4,664.85
B-1                 2,849,500.00     2,827,292.57     7.250000  %      2,120.38
B-2                 1,424,700.00     1,413,596.67     7.250000  %      1,060.15
B-3                 2,280,382.97     2,262,611.02     7.250000  %      1,696.89
SPRE                        0.00             0.00     0.509937  %          0.00

- -------------------------------------------------------------------------------
                  569,896,239.13   537,884,936.37                  3,736,837.30
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       275,178.67  1,027,025.60             0.00         0.00  45,610,881.23
A-2       313,831.89  1,156,503.96             0.00         0.00  51,120,798.75
A-3       274,273.16    812,304.89             0.00         0.00  44,875,407.51
A-4        10,329.72     31,420.57             0.00         0.00   1,799,115.90
A-5       100,302.44    299,610.92             0.00         0.00  17,001,645.91
A-6       140,161.86    409,070.12             0.00         0.00  22,938,728.68
A-7       174,846.94    499,118.67             0.00         0.00  27,661,408.06
A-8       498,180.33  1,217,838.33             0.00         0.00  80,645,471.21
A-9       122,559.62    122,559.62             0.00         0.00  21,400,000.00
A-10      185,972.92    185,972.92             0.00         0.00  30,271,000.00
A-11      326,675.01    326,675.01             0.00         0.00  54,090,000.00
A-12      258,634.32    258,634.32             0.00         0.00  42,824,000.00
A-13      367,112.59    412,699.92             0.00         0.00  60,739,962.76
A-14            0.00      1,077.04             0.00         0.00     679,571.22
R               0.00          0.00             0.00         0.00           0.00
M-1        76,838.79     86,380.48             0.00         0.00  12,713,225.28
M-2        42,688.08     47,989.00             0.00         0.00   7,062,880.92
M-3        37,565.78     42,230.63             0.00         0.00   6,215,378.80
B-1        17,075.35     19,195.73             0.00         0.00   2,825,172.19
B-2         8,537.38      9,597.53             0.00         0.00   1,412,536.52
B-3        13,664.97     15,361.86             0.00         0.00   2,260,914.13
SPRED     228,489.62    228,489.62             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,472,919.44  7,209,756.74             0.00         0.00 534,148,099.07
===============================================================================





































Run:        02/25/97     09:26:05
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4196 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    878.547869  14.247080     5.214482    19.461562   0.000000    864.300789
A-2    878.547869  14.247080     5.305965    19.553045   0.000000    864.300789
A-3    908.268785  10.760635     5.485463    16.246098   0.000000    897.508150
A-4    910.103375  10.545425     5.164860    15.710285   0.000000    899.557950
A-5    910.103407  10.545422     5.307007    15.852429   0.000000    899.557985
A-6    910.103409  10.545422     5.496544    16.041966   0.000000    899.557988
A-7    910.103408  10.545422     5.686079    16.231501   0.000000    899.557986
A-8    929.887191   8.224663     5.693489    13.918152   0.000000    921.662528
A-9   1000.000000   0.000000     5.727085     5.727085   0.000000   1000.000000
A-10  1000.000000   0.000000     6.143600     6.143600   0.000000   1000.000000
A-11  1000.000000   0.000000     6.039471     6.039471   0.000000   1000.000000
A-12  1000.000000   0.000000     6.039471     6.039471   0.000000   1000.000000
A-13   992.206554   0.744125     5.992403     6.736528   0.000000    991.462429
A-14   959.664926   1.518549     0.000000     1.518549   0.000000    958.146377
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    992.206553   0.744125     5.992403     6.736528   0.000000    991.462428
M-2    992.206556   0.744125     5.992403     6.736528   0.000000    991.462431
M-3    992.206551   0.744126     5.992404     6.736530   0.000000    991.462426
B-1    992.206552   0.744124     5.992402     6.736526   0.000000    991.462429
B-2    992.206549   0.744122     5.992405     6.736527   0.000000    991.462427
B-3    992.206594   0.744125     5.992401     6.736526   0.000000    991.462469

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:06                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S4 (POOL # 4196)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4196 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      113,744.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,102.63

SUBSERVICER ADVANCES THIS MONTH                                       93,201.50
MASTER SERVICER ADVANCES THIS MONTH                                    5,518.60


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    28   7,591,716.51

 (B)  TWO MONTHLY PAYMENTS:                                    6   1,898,267.40

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     646,603.18


FORECLOSURES
  NUMBER OF LOANS                                                             8
  AGGREGATE PRINCIPAL BALANCE                                      2,701,853.47

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     534,148,099.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,828

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       1

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                 733,917.93

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    3,333,342.62

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.94746220 %     4.84191800 %    1.21061960 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.90964860 %     4.86596976 %    1.21818300 %

      BANKRUPTCY AMOUNT AVAILABLE                         189,818.00
      FRAUD AMOUNT AVAILABLE                           11,397,925.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   6,791,107.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.04830783
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.86

POOL TRADING FACTOR:                                                93.72725461


 ................................................................................


Run:        02/25/97     09:26:07                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S5 (POOL # 4197)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4197 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947SW2    55,184,352.00    47,554,400.73     6.750000  %    580,607.45
A-2   760947SX0    21,274,070.00    21,274,070.00     6.750000  %          0.00
A-3   760947SY8    38,926,942.00    35,042,338.28     6.750000  %    295,602.13
A-4   760947SZ5       177,268.15       167,966.21     0.000000  %        678.19
R     760947TA9           100.00             0.00     6.750000  %          0.00
M-1   760947TB7     1,493,000.00     1,439,703.14     6.750000  %      5,125.11
M-2   760947TC5       597,000.00       575,688.38     6.750000  %      2,049.36
M-3   760947TD3       597,000.00       575,688.38     6.750000  %      2,049.36
B-1                   597,000.00       575,688.38     6.750000  %      2,049.36
B-2                   299,000.00       288,326.36     6.750000  %      1,026.39
B-3                   298,952.57       288,280.64     6.750000  %      1,026.23
SPRE                        0.00             0.00     0.522094  %          0.00

- -------------------------------------------------------------------------------
                  119,444,684.72   107,782,150.50                    890,213.58
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       267,271.18    847,878.63             0.00         0.00  46,973,793.28
A-2       119,567.18    119,567.18             0.00         0.00  21,274,070.00
A-3       196,949.32    492,551.45             0.00         0.00  34,746,736.15
A-4             0.00        678.19             0.00         0.00     167,288.02
R               0.00          0.00             0.00         0.00           0.00
M-1         8,091.60     13,216.71             0.00         0.00   1,434,578.03
M-2         3,235.56      5,284.92             0.00         0.00     573,639.02
M-3         3,235.56      5,284.92             0.00         0.00     573,639.02
B-1         3,235.56      5,284.92             0.00         0.00     573,639.02
B-2         1,620.49      2,646.88             0.00         0.00     287,299.97
B-3         1,620.23      2,646.46             0.00         0.00     287,254.41
SPRED      46,854.72     46,854.72             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          651,681.40  1,541,894.98             0.00         0.00 106,891,936.92
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    861.737051  10.521233     4.843242    15.364475   0.000000    851.215817
A-2   1000.000000   0.000000     5.620325     5.620325   0.000000   1000.000000
A-3    900.207838   7.593767     5.059460    12.653227   0.000000    892.614071
A-4    947.526163   3.825786     0.000000     3.825786   0.000000    943.700377
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    964.302170   3.432760     5.419692     8.852452   0.000000    960.869411
M-2    964.302144   3.432764     5.419698     8.852462   0.000000    960.869380
M-3    964.302144   3.432764     5.419698     8.852462   0.000000    960.869380
B-1    964.302144   3.432764     5.419698     8.852462   0.000000    960.869380
B-2    964.302207   3.432742     5.419699     8.852441   0.000000    960.869465
B-3    964.302264   3.432752     5.419689     8.852441   0.000000    960.869512

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:08                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S5 (POOL # 4197)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4197 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,670.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,615.48

SUBSERVICER ADVANCES THIS MONTH                                       13,812.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,458,695.03

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     106,891,936.92

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          367

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      506,461.89

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.52148520 %     2.40774900 %    1.07076530 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.50497850 %     2.41538898 %    1.07584650 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,194,447.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,222,232.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.58186279
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              162.22

POOL TRADING FACTOR:                                                89.49074391


 ................................................................................


Run:        02/25/97     09:26:09                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4198 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947UK5    68,000,000.00    63,279,310.08     6.625000  %  1,037,580.75
A-2   760947UL3    50,000,000.00    45,695,841.55     6.625000  %    946,029.51
A-3   760947UM1    12,000,000.00    12,000,000.00     6.625000  %          0.00
A-4   760947UN9    10,424,000.00     9,525,957.82     6.000000  %     92,717.83
A-5   760947UP4    40,000,000.00    37,885,776.55     6.625000  %    597,326.78
A-6   760947UQ2     9,032,000.00     9,032,000.00     7.000000  %          0.00
A-7   760947UR0     9,317,000.00     7,258,888.70     8.000000  %     39,910.12
A-8   760947US8     1,331,000.00     1,036,984.11     0.000000  %      5,701.45
A-9   760947UT6    67,509,000.00    66,920,270.11     0.000000  %    367,101.00
A-10  760947UU3    27,446,000.00    27,222,475.32     7.000000  %     20,952.13
A-11  760947UV1    15,000,000.00    14,877,837.56     7.000000  %     11,450.92
A-12  760947UW9    72,100,000.00    67,342,997.20     6.625000  %  1,343,985.25
A-13  760947UX7    17,900,000.00    17,900,000.00     6.625000  %          0.00
R-I   760947UY5           100.00             0.00     7.000000  %          0.00
R-II  760947UZ2           100.00             0.00     7.000000  %          0.00
M-1   760947VA6     9,550,000.00     9,472,223.25     7.000000  %      7,290.42
M-2   760947VB4     5,306,000.00     5,262,787.07     7.000000  %      4,050.57
M-3   760947VC2     4,669,000.00     4,630,974.90     7.000000  %      3,564.29
B-1                 2,335,000.00     2,315,983.39     7.000000  %      1,782.53
B-2                   849,000.00       842,085.60     7.000000  %        648.12
B-3                 1,698,373.98     1,684,542.13     7.000000  %      1,296.53
SPRE                        0.00             0.00     0.644059  %          0.00

- -------------------------------------------------------------------------------
                  424,466,573.98   404,186,935.34                  4,481,388.20
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       349,276.37  1,386,857.12             0.00         0.00  62,241,729.33
A-2       252,222.69  1,198,252.20             0.00         0.00  44,749,812.04
A-3        66,235.18     66,235.18             0.00         0.00  12,000,000.00
A-4        47,619.13    140,336.96             0.00         0.00   9,433,239.99
A-5       209,114.27    806,441.05             0.00         0.00  37,288,449.77
A-6        52,674.88     52,674.88             0.00         0.00   9,032,000.00
A-7        48,381.76     88,291.88             0.00         0.00   7,218,978.58
A-8             0.00      5,701.45             0.00         0.00   1,031,282.66
A-9       381,765.00    748,866.00        92,717.83         0.00  66,645,886.94
A-10      158,762.25    179,714.38             0.00         0.00  27,201,523.19
A-11       86,767.97     98,218.89             0.00         0.00  14,866,386.64
A-12      371,706.29  1,715,691.54             0.00         0.00  65,999,011.95
A-13       98,800.81     98,800.81             0.00         0.00  17,900,000.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        55,242.28     62,532.70             0.00         0.00   9,464,932.83
M-2        30,692.72     34,743.29             0.00         0.00   5,258,736.50
M-3        27,007.98     30,572.27             0.00         0.00   4,627,410.61
B-1        13,506.88     15,289.41             0.00         0.00   2,314,200.86
B-2         4,911.07      5,559.19             0.00         0.00     841,437.48
B-3         9,824.30     11,120.83             0.00         0.00   1,683,245.60
SPRED     216,884.89    216,884.89             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,481,396.72  6,962,784.92        92,717.83         0.00 399,798,264.97
===============================================================================





































Run:        02/25/97     09:26:09
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4198 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    930.578089  15.258540     5.136417    20.394957   0.000000    915.319549
A-2    913.916831  18.920590     5.044454    23.965044   0.000000    894.996241
A-3   1000.000000   0.000000     5.519598     5.519598   0.000000   1000.000000
A-4    913.848601   8.894650     4.568220    13.462870   0.000000    904.953952
A-5    947.144414  14.933170     5.227857    20.161027   0.000000    932.211244
A-6   1000.000000   0.000000     5.832028     5.832028   0.000000   1000.000000
A-7    779.101503   4.283581     5.192847     9.476428   0.000000    774.817922
A-8    779.101510   4.283584     0.000000     4.283584   0.000000    774.817926
A-9    991.279238   5.437808     5.655024    11.092832   1.373414    987.214845
A-10   991.855838   0.763395     5.784531     6.547926   0.000000    991.092443
A-11   991.855837   0.763395     5.784531     6.547926   0.000000    991.092443
A-12   934.022153  18.640572     5.155427    23.795999   0.000000    915.381580
A-13  1000.000000   0.000000     5.519598     5.519598   0.000000   1000.000000
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.855838   0.763395     5.784532     6.547927   0.000000    991.092443
M-2    991.855837   0.763394     5.784531     6.547925   0.000000    991.092443
M-3    991.855836   0.763395     5.784532     6.547927   0.000000    991.092442
B-1    991.855842   0.763396     5.784531     6.547927   0.000000    991.092445
B-2    991.855830   0.763392     5.784535     6.547927   0.000000    991.092438
B-3    991.855828   0.763395     5.784533     6.547928   0.000000    991.092433

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:11                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S6 (POOL # 4198)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4198 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       89,812.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,524.66

SUBSERVICER ADVANCES THIS MONTH                                       68,153.33
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    18   5,267,856.26

 (B)  TWO MONTHLY PAYMENTS:                                    3   1,249,012.58

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,230,210.20


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,689,451.28

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     399,798,264.97

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,378

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,077,582.60

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.01054460 %     4.79134400 %    1.19811170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.94945750 %     4.84021109 %    1.21033140 %

      BANKRUPTCY AMOUNT AVAILABLE                         170,019.00
      FRAUD AMOUNT AVAILABLE                            8,489,331.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,244,666.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.96341666
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              342.19

POOL TRADING FACTOR:                                                94.18839774


 ................................................................................


Run:        02/25/97     09:26:12                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4199 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947VD0    29,630,000.00    21,179,932.22     5.000000  %  1,260,003.51
A-2   760947VE8    28,800,000.00    28,800,000.00     5.125000  %          0.00
A-3   760947VF5    26,330,000.00    26,330,000.00     5.750000  %          0.00
A-4   760947VG3    34,157,000.00    34,157,000.00     5.875000  %          0.00
A-5   760947VH1   136,575,000.00   123,952,659.80     6.375000  %  1,332,064.04
A-6   760947VW8   123,614,000.00   126,079,485.46     0.000000  %    201,055.59
A-7   760947VJ7    66,675,000.00    62,381,094.81     7.000000  %    540,444.59
A-8   760947VK4    10,436,000.00    10,436,000.00     7.000000  %          0.00
A-9   760947VL2     6,550,000.00     6,550,000.00     7.000000  %          0.00
A-10  760947VM0     3,825,000.00     3,825,000.00     7.000000  %          0.00
A-11  760947VN8    20,000,000.00    19,841,821.87     7.000000  %     15,355.63
A-12  760947VP3    38,585,000.00    38,279,834.84     7.000000  %     29,624.85
A-13  760947VQ1       698,595.74       675,980.75     0.000000  %        684.22
R-I   760947VR9           100.00             0.00     7.000000  %          0.00
R-II  760947VS7           100.00             0.00     7.000000  %          0.00
M-1   760947VT5    12,554,000.00    12,454,711.58     7.000000  %      9,638.73
M-2   760947VU2     6,974,500.00     6,919,339.34     7.000000  %      5,354.89
M-3   760947VV0     6,137,500.00     6,088,959.08     7.000000  %      4,712.26
B-1   760947VX6     3,069,000.00     3,044,727.57     7.000000  %      2,356.32
B-2   760947VY4     1,116,000.00     1,107,173.66     7.000000  %        856.84
B-3                 2,231,665.53     2,214,015.53     7.000000  %      1,713.44
SPRE                        0.00             0.00     0.600928  %          0.00

- -------------------------------------------------------------------------------
                  557,958,461.27   534,317,736.51                  3,403,864.91
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1        88,223.88  1,348,227.39             0.00         0.00  19,919,928.71
A-2       122,963.98    122,963.98             0.00         0.00  28,800,000.00
A-3       126,127.63    126,127.63             0.00         0.00  26,330,000.00
A-4       167,178.01    167,178.01             0.00         0.00  34,157,000.00
A-5       658,305.67  1,990,369.71             0.00         0.00 122,620,595.76
A-6       488,299.71    689,355.30       451,196.58         0.00 126,329,626.45
A-7       363,783.16    904,227.75             0.00         0.00  61,840,650.22
A-8        60,858.84     60,858.84             0.00         0.00  10,436,000.00
A-9        38,197.14     38,197.14             0.00         0.00   6,550,000.00
A-10       22,305.97     22,305.97             0.00         0.00   3,825,000.00
A-11      115,710.06    131,065.69             0.00         0.00  19,826,466.24
A-12      223,233.65    252,858.50             0.00         0.00  38,250,209.99
A-13            0.00        684.22             0.00         0.00     675,296.53
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        72,631.20     82,269.93             0.00         0.00  12,445,072.85
M-2        40,350.99     45,705.88             0.00         0.00   6,913,984.45
M-3        35,508.53     40,220.79             0.00         0.00   6,084,246.82
B-1        17,755.71     20,112.03             0.00         0.00   3,042,371.25
B-2         6,456.62      7,313.46             0.00         0.00   1,106,316.82
B-3        12,911.31     14,624.75             0.00         0.00   2,212,302.09
SPRED     267,493.82    267,493.82             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,928,295.88  6,332,160.79       451,196.58         0.00 531,365,068.18
===============================================================================





































Run:        02/25/97     09:26:12
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4199 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    714.813777  42.524587     2.977519    45.502106   0.000000    672.289190
A-2   1000.000000   0.000000     4.269583     4.269583   0.000000   1000.000000
A-3   1000.000000   0.000000     4.790263     4.790263   0.000000   1000.000000
A-4   1000.000000   0.000000     4.894400     4.894400   0.000000   1000.000000
A-5    907.579424   9.753352     4.820104    14.573456   0.000000    897.826072
A-6   1019.945034   1.626479     3.950197     5.576676   3.650044   1021.968599
A-7    935.599472   8.105656     5.456065    13.561721   0.000000    927.493817
A-8   1000.000000   0.000000     5.831625     5.831625   0.000000   1000.000000
A-9   1000.000000   0.000000     5.831624     5.831624   0.000000   1000.000000
A-10  1000.000000   0.000000     5.831626     5.831626   0.000000   1000.000000
A-11   992.091094   0.767782     5.785503     6.553285   0.000000    991.323312
A-12   992.091093   0.767782     5.785503     6.553285   0.000000    991.323312
A-13   967.627930   0.979422     0.000000     0.979422   0.000000    966.648508
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    992.091093   0.767782     5.785503     6.553285   0.000000    991.323311
M-2    992.091095   0.767781     5.785503     6.553284   0.000000    991.323314
M-3    992.091092   0.767782     5.785504     6.553286   0.000000    991.323311
B-1    992.091095   0.767781     5.785503     6.553284   0.000000    991.323314
B-2    992.091093   0.767778     5.785502     6.553280   0.000000    991.323315
B-3    992.091109   0.767781     5.785504     6.553285   0.000000    991.323323

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:14                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S7 (POOL # 4199)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4199 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      111,052.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    16,734.66

SUBSERVICER ADVANCES THIS MONTH                                       81,821.14
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    21   6,136,720.89

 (B)  TWO MONTHLY PAYMENTS:                                    9   2,653,827.33

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     890,535.69


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,697,365.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     531,365,068.18

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,801

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,539,054.46

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.03552540 %     4.77155500 %    1.19291950 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.00698940 %     4.78829070 %    1.19862690 %

      BANKRUPTCY AMOUNT AVAILABLE                         209,026.00
      FRAUD AMOUNT AVAILABLE                           11,159,169.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,579,585.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.89881589
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              343.05

POOL TRADING FACTOR:                                                95.23380414


 ................................................................................


Run:        02/25/97     09:26:15                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
    CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S8 (POOL # 4200)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4200 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947UA7    60,000,000.00    55,322,137.25     6.750000  %    219,193.43
A-2   760947UB5    39,034,000.00    35,289,828.56     6.750000  %    166,080.05
A-3   760947UC3     6,047,000.00     6,047,000.00     6.750000  %          0.00
A-4   760947UD1     5,000,000.00     4,839,637.36     6.750000  %     16,877.06
A-5   760947UE9       229,143.79       220,972.31     0.000000  %        956.84
R     760947UF6           100.00             0.00     6.750000  %          0.00
M-1   760947UG4     1,425,200.00     1,379,490.03     6.750000  %      4,810.64
M-2   760947UH2       570,100.00       551,815.37     6.750000  %      1,924.32
M-3   760947UJ8       570,100.00       551,815.37     6.750000  %      1,924.32
B-1                   570,100.00       551,815.37     6.750000  %      1,924.32
B-2                   285,000.00       275,859.28     6.750000  %        961.99
B-3                   285,969.55       276,797.70     6.750000  %        965.26
SPRE                        0.00             0.00     0.513717  %          0.00

- -------------------------------------------------------------------------------
                  114,016,713.34   105,307,168.60                    415,618.23
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       311,043.34    530,236.77             0.00         0.00  55,102,943.82
A-2       198,413.63    364,493.68             0.00         0.00  35,123,748.51
A-3        33,998.67     33,998.67             0.00         0.00   6,047,000.00
A-4        27,210.39     44,087.45             0.00         0.00   4,822,760.30
A-5             0.00        956.84             0.00         0.00     220,015.47
R               0.00          0.00             0.00         0.00           0.00
M-1         7,756.05     12,566.69             0.00         0.00   1,374,679.39
M-2         3,102.53      5,026.85             0.00         0.00     549,891.05
M-3         3,102.53      5,026.85             0.00         0.00     549,891.05
B-1         3,102.53      5,026.85             0.00         0.00     549,891.05
B-2         1,550.99      2,512.98             0.00         0.00     274,897.29
B-3         1,556.27      2,521.53             0.00         0.00     275,832.44
SPRED      45,060.91     45,060.91             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          635,897.84  1,051,516.07             0.00         0.00 104,891,550.37
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    922.035621   3.653224     5.184056     8.837280   0.000000    918.382397
A-2    904.079227   4.254754     5.083098     9.337852   0.000000    899.824474
A-3   1000.000000   0.000000     5.622403     5.622403   0.000000   1000.000000
A-4    967.927472   3.375412     5.442078     8.817490   0.000000    964.552060
A-5    964.339073   4.175719     0.000000     4.175719   0.000000    960.163354
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    967.927329   3.375414     5.442078     8.817492   0.000000    964.551916
M-2    967.927329   3.375408     5.442080     8.817488   0.000000    964.551921
M-3    967.927329   3.375408     5.442080     8.817488   0.000000    964.551921
B-1    967.927329   3.375408     5.442080     8.817488   0.000000    964.551921
B-2    967.927298   3.375404     5.442070     8.817474   0.000000    964.551895
B-3    967.927180   3.375394     5.442083     8.817477   0.000000    964.551785

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:16                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S8 (POOL # 4200)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4200 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,475.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,606.64

SUBSERVICER ADVANCES THIS MONTH                                       11,517.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     4   1,180,662.97

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     104,891,550.37

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          374

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                       48,363.91

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.58604720 %     2.36293700 %    1.05101560 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.58447520 %     2.35906656 %    1.05149960 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,140,167.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     644,114.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.56633100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              164.32

POOL TRADING FACTOR:                                                91.99664444


 ................................................................................


Run:        02/25/97     09:26:21                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4203 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XB2   126,846,538.00   128,164,719.43     0.000000  %    147,761.06
A-2   760947WF4    20,813,863.00    19,837,978.94     7.250000  %    152,289.52
A-3   760947WG2     6,939,616.00     6,681,024.36     7.250000  %     47,353.16
A-4   760947WH0     3,076,344.00     2,856,921.14     6.100000  %     36,625.83
A-5   760947WJ6    74,488,122.00    74,488,122.00     6.300000  %          0.00
A-6   760947WK3    22,340,000.00    16,823,152.31     7.250000  %    714,175.00
A-7   760947WL1    30,014,887.00    29,818,199.54     7.250000  %     29,120.23
A-8   760947WM9    49,964,458.00    47,474,619.06     7.250000  %    455,937.96
A-9   760947WN7    16,853,351.00    16,853,351.00     7.250000  %          0.00
A-10  760947WP2    18,008,933.00    17,845,026.76     7.250000  %     24,266.86
A-11  760947WQ0     7,003,473.00     7,003,473.00     7.250000  %          0.00
A-12  760947WR8    95,117,613.00    90,427,507.42     7.250000  %    674,011.60
A-13  760947WS6    11,709,319.00    12,361,306.72     7.250000  %          0.00
A-14  760947WT4    67,096,213.00    62,310,518.46     6.730000  %    798,823.04
A-15  760947WU1     1,955,837.23     1,916,852.38     0.000000  %      1,898.88
R-I   760947WV9           100.00             0.00     7.250000  %          0.00
R-II  760947WW7           100.00             0.00     7.250000  %          0.00
M-1   760947WX5    13,183,200.00    13,096,810.53     7.250000  %     12,790.25
M-2   760947WY3     7,909,900.00     7,858,066.45     7.250000  %      7,674.13
M-3   760947WZ0     5,859,200.00     5,820,804.67     7.250000  %      5,684.55
B-1                 3,222,600.00     3,201,482.30     7.250000  %      3,126.54
B-2                 1,171,800.00     1,164,121.19     7.250000  %      1,136.87
B-3                 2,343,649.31     2,328,291.34     7.250000  %      2,273.78
SPRE                        0.00             0.00     0.370458  %          0.00

- -------------------------------------------------------------------------------
                  585,919,116.54   568,332,349.00                  3,114,949.26
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       557,386.56    705,147.62       305,054.69         0.00 128,322,013.06
A-2       119,771.67    272,061.19             0.00         0.00  19,685,689.42
A-3        40,336.64     87,689.80             0.00         0.00   6,633,671.20
A-4        14,512.65     51,138.48             0.00         0.00   2,820,295.31
A-5       390,792.53    390,792.53             0.00         0.00  74,488,122.00
A-6       101,569.68    815,744.68             0.00         0.00  16,108,977.31
A-7       180,027.19    209,147.42             0.00         0.00  29,789,079.31
A-8       286,627.71    742,565.67             0.00         0.00  47,018,681.10
A-9       101,752.00    101,752.00             0.00         0.00  16,853,351.00
A-10      107,739.23    132,006.09             0.00         0.00  17,820,759.90
A-11       42,283.42     42,283.42             0.00         0.00   7,003,473.00
A-12      545,955.49  1,219,967.09             0.00         0.00  89,753,495.82
A-13            0.00          0.00        74,631.31         0.00  12,435,938.03
A-14      349,216.79  1,148,039.83             0.00         0.00  61,511,695.42
A-15            0.00      1,898.88             0.00         0.00   1,914,953.50
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        79,071.91     91,862.16             0.00         0.00  13,084,020.28
M-2        47,443.03     55,117.16             0.00         0.00   7,850,392.32
M-3        35,143.07     40,827.62             0.00         0.00   5,815,120.12
B-1        19,328.93     22,455.47             0.00         0.00   3,198,355.76
B-2         7,028.37      8,165.24             0.00         0.00   1,162,984.32
B-3        14,057.04     16,330.82             0.00         0.00   2,326,017.56
SPRED     175,331.30    175,331.30             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,215,375.21  6,330,324.47       379,686.00         0.00 565,597,085.74
===============================================================================

































Run:        02/25/97     09:26:21
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4203 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1010.391939   1.164881     4.394180     5.559061   2.404911   1011.631970
A-2    953.113746   7.316735     5.754418    13.071153   0.000000    945.797011
A-3    962.736895   6.823599     5.812518    12.636117   0.000000    955.913296
A-4    928.674147  11.905635     4.717499    16.623134   0.000000    916.768512
A-5   1000.000000   0.000000     5.246374     5.246374   0.000000   1000.000000
A-6    753.050685  31.968442     4.546539    36.514981   0.000000    721.082243
A-7    993.447003   0.970193     5.997930     6.968123   0.000000    992.476810
A-8    950.167798   9.125246     5.736632    14.861878   0.000000    941.042553
A-9   1000.000000   0.000000     6.037494     6.037494   0.000000   1000.000000
A-10   990.898615   1.347490     5.982544     7.330034   0.000000    989.551124
A-11  1000.000000   0.000000     6.037493     6.037493   0.000000   1000.000000
A-12   950.691513   7.086086     5.739794    12.825880   0.000000    943.605427
A-13  1055.681096   0.000000     0.000000     0.000000   6.373668   1062.054764
A-14   928.674148  11.905635     5.204717    17.110352   0.000000    916.768513
A-15   980.067436   0.970878     0.000000     0.970878   0.000000    979.096558
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.447003   0.970193     5.997930     6.968123   0.000000    992.476810
M-2    993.447003   0.970193     5.997930     6.968123   0.000000    992.476810
M-3    993.447001   0.970192     5.997930     6.968122   0.000000    992.476809
B-1    993.446999   0.970192     5.997930     6.968122   0.000000    992.476808
B-2    993.446996   0.970191     5.997926     6.968117   0.000000    992.476805
B-3    993.446985   0.970192     5.997928     6.968120   0.000000    992.476797

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:23                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1996-S9 (POOL # 4203)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4203 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      118,355.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    17,206.30

SUBSERVICER ADVANCES THIS MONTH                                       80,852.40
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    30   7,868,427.75

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,230,150.96

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4   1,036,225.05


FORECLOSURES
  NUMBER OF LOANS                                                             5
  AGGREGATE PRINCIPAL BALANCE                                      1,146,087.95

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     565,597,085.74

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,963

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,180,455.31

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                      115,177.71

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.09098500 %     4.72721600 %    1.18179940 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.06813020 %     4.72943256 %    1.18637030 %

      BANKRUPTCY AMOUNT AVAILABLE                         202,281.00
      FRAUD AMOUNT AVAILABLE                           11,718,382.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,859,191.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.88824511
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              345.18

POOL TRADING FACTOR:                                                96.53159792


 ................................................................................


Run:        02/25/97     09:26:24                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S11 (POOL # 4204)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4204 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947VZ1   110,123,000.00   103,584,160.77     7.000000  %  1,687,631.66
A-2   760947WA5     1,458,253.68     1,410,032.29     0.000000  %      5,917.96
R     760947WB3           100.00             0.00     7.000000  %          0.00
M-1   760947WC1     1,442,000.00     1,400,004.74     7.000000  %      4,821.71
M-2   760947WD9       865,000.00       839,808.67     7.000000  %      2,892.36
M-3   760947WE7       288,000.00       279,612.59     7.000000  %        963.01
B-1                   576,700.00       559,904.81     7.000000  %      1,928.35
B-2                   288,500.00       280,098.03     7.000000  %        964.68
B-3                   288,451.95       280,051.53     7.000000  %        964.45
SPRE                        0.00             0.00     0.238837  %          0.00

- -------------------------------------------------------------------------------
                  115,330,005.63   108,633,673.43                  1,706,084.18
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       603,349.84  2,290,981.50             0.00         0.00 101,896,529.11
A-2             0.00      5,917.96             0.00         0.00   1,404,114.33
R               0.00          0.00             0.00         0.00           0.00
M-1         8,154.65     12,976.36             0.00         0.00   1,395,183.03
M-2         4,891.66      7,784.02             0.00         0.00     836,916.31
M-3         1,628.66      2,591.67             0.00         0.00     278,649.58
B-1         3,261.29      5,189.64             0.00         0.00     557,976.46
B-2         1,631.50      2,596.18             0.00         0.00     279,133.35
B-3         1,631.22      2,595.67             0.00         0.00     279,087.02
SPRED      21,589.59     21,589.59             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          646,138.41  2,352,222.59             0.00         0.00 106,927,589.19
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    940.622402  15.324970     5.478872    20.803842   0.000000    925.297432
A-2    966.932098   4.058251     0.000000     4.058251   0.000000    962.873847
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    970.877074   3.343766     5.655097     8.998863   0.000000    967.533308
M-2    970.877075   3.343769     5.655098     8.998867   0.000000    967.533306
M-3    970.877049   3.343785     5.655069     8.998854   0.000000    967.533264
B-1    970.877076   3.343766     5.655089     8.998855   0.000000    967.533310
B-2    970.877054   3.343778     5.655113     8.998891   0.000000    967.533276
B-3    970.877576   3.343538     5.655084     8.998622   0.000000    967.533830

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:25                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S11 (POOL # 4204)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4204 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       22,389.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       259.58

SUBSERVICER ADVANCES THIS MONTH                                        3,409.70
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     1     366,117.70

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     106,927,589.19

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          396

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,331,695.99

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.60571090 %     2.34969300 %    1.04459650 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.56290150 %     2.34808335 %    1.05777110 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,153,300.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     643,800.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.44730096
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              165.30

POOL TRADING FACTOR:                                                92.71445762


 ................................................................................


Run:        02/25/97     09:26:26                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S12 (POOL # 4205)
STATEMENT TO CERTIFICATEHOLDERS

DISTRIBUTION SUMMARY FOR POOL#   4205 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A     760947XA4    91,183,371.00    63,936,983.94     5.775000  %  1,589,058.03
R                           0.00       776,929.85     0.000000  %          0.00

- -------------------------------------------------------------------------------
                   91,183,371.00    64,713,913.79                  1,589,058.03
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A         297,321.97  1,886,380.00             0.00         0.00  62,347,925.91
R               0.00          0.00       122,653.89         0.00     899,583.74

- -------------------------------------------------------------------------------
          297,321.97  1,886,380.00       122,653.89         0.00  63,247,509.65
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A      701.191272  17.427060     3.260704    20.687764   0.000000    683.764213

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:26                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S12 (POOL # 4205)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4205 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       14,702.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     1,203.61

SUBSERVICER ADVANCES THIS MONTH                                       24,155.83
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     5   1,700,342.81

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          2     954,381.66


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        690,763.81

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      63,247,509.65

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          241

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,418,193.36

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                               SENIOR          SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION          98.79943930 %     1.20056080 %
CURRENT PREPAYMENT PERCENTAGE               100.00000000 %     0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION             98.57767720 %     1.42232280 %

      BANKRUPTCY AMOUNT AVAILABLE                               0.00
      FRAUD AMOUNT AVAILABLE                                    0.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                           0.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.27472740
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              335.37

POOL TRADING FACTOR:                                                69.36298687


 ................................................................................


Run:        02/25/97     09:26:27                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4206 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XC0   186,575,068.00   177,186,540.85     7.500000  %  1,391,150.46
A-2   760947XD8    75,497,074.00    70,019,248.44     7.500000  %    811,679.98
A-3   760947XE6    33,361,926.00    33,361,926.00     7.500000  %          0.00
A-4   760947XF3    69,336,000.00    69,336,000.00     7.500000  %          0.00
A-5   760947XG1    84,305,000.00    84,305,000.00     7.500000  %          0.00
A-6   760947XH9    37,904,105.00    37,904,105.00     7.500000  %          0.00
A-7   760947XJ5    14,595,895.00    14,595,895.00     7.500000  %          0.00
A-8   760947XK2     6,332,420.11     6,173,448.03     0.000000  %      6,274.77
R     760947XL0           100.00             0.00     7.500000  %          0.00
M-1   760947XM8     9,380,900.00     9,326,957.90     7.500000  %      6,975.10
M-2   760947XN6     6,700,600.00     6,662,070.15     7.500000  %      4,982.18
M-3   760947XP1     5,896,500.00     5,862,593.93     7.500000  %      4,384.30
B-1                 2,948,300.00     2,931,346.67     7.500000  %      2,192.19
B-2                 1,072,100.00     1,065,935.20     7.500000  %        797.15
B-3                 2,144,237.43     2,131,907.62     7.500000  %      1,594.34
SPRE                        0.00             0.00     0.217223  %          0.00

- -------------------------------------------------------------------------------
                  536,050,225.54   520,862,974.79                  2,230,030.47
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1     1,107,122.10  2,498,272.56             0.00         0.00 175,795,390.39
A-2       437,504.21  1,249,184.19             0.00         0.00  69,207,568.46
A-3       208,456.72    208,456.72             0.00         0.00  33,361,926.00
A-4       433,235.04    433,235.04             0.00         0.00  69,336,000.00
A-5       526,766.47    526,766.47             0.00         0.00  84,305,000.00
A-6       236,837.81    236,837.81             0.00         0.00  37,904,105.00
A-7        91,200.14     91,200.14             0.00         0.00  14,595,895.00
A-8             0.00      6,274.77             0.00         0.00   6,167,173.26
R               0.00          0.00             0.00         0.00           0.00
M-1        58,278.03     65,253.13             0.00         0.00   9,319,982.80
M-2        41,626.89     46,609.07             0.00         0.00   6,657,087.97
M-3        36,631.49     41,015.79             0.00         0.00   5,858,209.63
B-1        18,316.06     20,508.25             0.00         0.00   2,929,154.48
B-2         6,660.33      7,457.48             0.00         0.00   1,065,138.05
B-3        13,320.89     14,915.23             0.00         0.00   2,130,313.28
SPRED      94,261.18     94,261.18             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,310,217.36  5,540,247.83             0.00         0.00 518,632,944.32
===============================================================================

















































Run:        02/25/97     09:26:27
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4206 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    949.679626   7.456251     5.933923    13.390174   0.000000    942.223376
A-2    927.443207  10.751145     5.794982    16.546127   0.000000    916.692062
A-3   1000.000000   0.000000     6.248342     6.248342   0.000000   1000.000000
A-4   1000.000000   0.000000     6.248342     6.248342   0.000000   1000.000000
A-5   1000.000000   0.000000     6.248342     6.248342   0.000000   1000.000000
A-6   1000.000000   0.000000     6.248342     6.248342   0.000000   1000.000000
A-7   1000.000000   0.000000     6.248342     6.248342   0.000000   1000.000000
A-8    974.895525   0.990896     0.000000     0.990896   0.000000    973.904629
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    994.249795   0.743543     6.212414     6.955957   0.000000    993.506252
M-2    994.249791   0.743542     6.212412     6.955954   0.000000    993.506249
M-3    994.249797   0.743543     6.212412     6.955955   0.000000    993.506255
B-1    994.249795   0.743544     6.212414     6.955958   0.000000    993.506251
B-2    994.249790   0.743541     6.212415     6.955956   0.000000    993.506249
B-3    994.249793   0.743542     6.212414     6.955956   0.000000    993.506246

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:29                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S10 (POOL # 4206)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4206 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      109,050.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    13,460.71

SUBSERVICER ADVANCES THIS MONTH                                       59,089.43
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    22   6,166,377.98

 (B)  TWO MONTHLY PAYMENTS:                                    4     818,774.33

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          3     867,608.09


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        406,558.17

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     518,632,944.32

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,811

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,840,028.74

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.56355530 %     4.24559300 %    1.19085180 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.54404810 %     4.21016070 %    1.19512490 %

      BANKRUPTCY AMOUNT AVAILABLE                         186,508.00
      FRAUD AMOUNT AVAILABLE                           10,721,005.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   5,665,909.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.92154937
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.69

POOL TRADING FACTOR:                                                96.75081170


 ................................................................................


Run:        02/25/97     09:26:30                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S13 (POOL # 4207)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4207 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947XQ9    79,750,000.00    71,122,741.94     7.000000  %  1,396,540.72
A-2   760947XR7    13,800,000.00    13,800,000.00     7.000000  %          0.00
A-3   760947XS5    18,350,000.00    18,350,000.00     7.000000  %          0.00
A-4   760947XT3    18,245,000.00    18,245,000.00     7.000000  %          0.00
A-5   760947XU0    20,000,000.00    19,446,598.28     7.000000  %     71,491.86
A-6   760947XV8     2,531,159.46     2,439,550.69     0.000000  %     11,901.61
R     760947XW6           100.00             0.00     7.000000  %          0.00
M-1   760947XX4     2,368,100.00     2,302,573.06     7.000000  %      8,464.99
M-2   760947XY2       789,000.00       767,167.83     7.000000  %      2,820.35
M-3   760947XZ9       394,500.00       383,583.91     7.000000  %      1,410.18
B-1                   789,000.00       767,167.83     7.000000  %      2,820.35
B-2                   394,500.00       383,583.91     7.000000  %      1,410.18
B-3                   394,216.33       383,308.11     7.000000  %      1,409.16
SPRE                        0.00             0.00     0.363949  %          0.00

- -------------------------------------------------------------------------------
                  157,805,575.79   148,391,275.56                  1,498,269.40
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       414,728.84  1,811,269.56             0.00         0.00  69,726,201.22
A-2        80,470.15     80,470.15             0.00         0.00  13,800,000.00
A-3       107,001.98    107,001.98             0.00         0.00  18,350,000.00
A-4       106,389.71    106,389.71             0.00         0.00  18,245,000.00
A-5       113,396.43    184,888.29             0.00         0.00  19,375,106.42
A-6             0.00     11,901.61             0.00         0.00   2,427,649.08
R               0.00          0.00             0.00         0.00           0.00
M-1        13,426.70     21,891.69             0.00         0.00   2,294,108.07
M-2         4,473.49      7,293.84             0.00         0.00     764,347.48
M-3         2,236.74      3,646.92             0.00         0.00     382,173.73
B-1         4,473.49      7,293.84             0.00         0.00     764,347.48
B-2         2,236.74      3,646.92             0.00         0.00     382,173.73
B-3         2,235.13      3,644.29             0.00         0.00     381,898.95
SPRED      44,989.01     44,989.01             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          896,058.41  2,394,327.81             0.00         0.00 146,893,006.16
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    891.821216  17.511482     5.200362    22.711844   0.000000    874.309733
A-2   1000.000000   0.000000     5.831170     5.831170   0.000000   1000.000000
A-3   1000.000000   0.000000     5.831171     5.831171   0.000000   1000.000000
A-4   1000.000000   0.000000     5.831171     5.831171   0.000000   1000.000000
A-5    972.329914   3.574593     5.669822     9.244415   0.000000    968.755321
A-6    963.807586   4.702039     0.000000     4.702039   0.000000    959.105548
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    972.329319   3.574591     5.669820     9.244411   0.000000    968.754727
M-2    972.329316   3.574588     5.669823     9.244411   0.000000    968.754728
M-3    972.329303   3.574601     5.669810     9.244411   0.000000    968.754702
B-1    972.329316   3.574588     5.669823     9.244411   0.000000    968.754728
B-2    972.329303   3.574601     5.669810     9.244411   0.000000    968.754702
B-3    972.329355   3.574535     5.669806     9.244341   0.000000    968.754758

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:31                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S13 (POOL # 4207)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4207 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       30,897.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     5,182.29

SUBSERVICER ADVANCES THIS MONTH                                       16,800.34
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     8   1,746,042.18

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     146,893,006.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          614

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      951,376.82

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.58285320 %     2.36607300 %    1.05107350 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.56038680 %     2.34226895 %    1.05798390 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,578,056.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     789,028.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.55413512
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              160.02

POOL TRADING FACTOR:                                                93.08480098


 ................................................................................


Run:        02/25/97     09:26:33                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4208 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947YA3    31,680,861.00    30,131,954.93     7.500000  %    318,278.56
A-2   760947YB1   105,040,087.00   100,772,278.52     7.500000  %    876,975.02
A-3   760947YC9     2,560,000.00     2,560,000.00     7.500000  %          0.00
A-4   760947YD7    33,579,740.00    33,358,224.26     7.500000  %     28,905.89
A-5   760947YE5     6,864,000.00     6,864,000.00     7.750000  %          0.00
A-6   760947YF2     1,536,000.00     1,536,000.00     6.000000  %          0.00
A-7   760947YG0    27,457,512.00    27,457,512.00     7.425000  %          0.00
A-8   760947YH8    13,002,000.00    13,002,000.00     7.500000  %          0.00
A-9   760947YJ4     3,150,000.00     3,150,000.00     7.500000  %          0.00
A-10  760947YK1     5,225,000.00     5,225,000.00     7.500000  %          0.00
A-11  760947YL9    10,498,532.00    10,071,973.67     8.000000  %     87,651.78
A-12  760947YM7    59,143,468.00    56,740,452.14     7.000000  %    493,786.19
A-13  760947YN5    16,215,000.00    15,556,179.96     6.100000  %    135,378.32
A-14  760947YP0             0.00             0.00     2.900000  %          0.00
A-15  760947YQ8     5,800,000.00     5,800,000.00     7.500000  %          0.00
A-16  760947YR6    11,615,000.00    11,615,000.00     7.500000  %          0.00
A-17  760947YS4     2,430,000.00     2,430,000.00     7.500000  %          0.00
A-18  760947YT2     9,649,848.10     9,493,781.72     0.000000  %     37,730.95
A-19  760947H53             0.00             0.00     0.206610  %          0.00
R-I   760947YU9           100.00             0.00     7.500000  %          0.00
R-II  760947YV7           100.00             0.00     7.500000  %          0.00
M-1   760947YW5    11,024,900.00    10,952,171.94     7.500000  %      9,490.38
M-2   760947YX3     3,675,000.00     3,650,757.10     7.500000  %      3,163.49
M-3   760947YY1     1,837,500.00     1,825,378.56     7.500000  %      1,581.74
B-1                 2,756,200.00     2,738,018.15     7.500000  %      2,372.57
B-2                 1,286,200.00     1,277,715.30     7.500000  %      1,107.18
B-3                 1,470,031.75     1,460,334.33     7.500000  %      1,265.44

- -------------------------------------------------------------------------------
                  367,497,079.85   357,668,732.58                  1,997,687.51
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       188,244.93    506,523.49             0.00         0.00  29,813,676.37
A-2       629,559.89  1,506,534.91             0.00         0.00  99,895,303.50
A-3        16,000.00     16,000.00             0.00         0.00   2,560,000.00
A-4       208,400.57    237,306.46             0.00         0.00  33,329,318.37
A-5        44,330.00     44,330.00             0.00         0.00   6,864,000.00
A-6         7,680.00      7,680.00             0.00         0.00   1,536,000.00
A-7       169,821.38    169,821.38             0.00         0.00  27,457,512.00
A-8        81,228.07     81,228.07             0.00         0.00  13,002,000.00
A-9        19,687.50     19,687.50             0.00         0.00   3,150,000.00
A-10       32,656.25     32,656.25             0.00         0.00   5,225,000.00
A-11       67,118.04    154,769.82             0.00         0.00   9,984,321.89
A-12      330,845.74    824,631.93             0.00         0.00  56,246,665.95
A-13       79,043.75    214,422.07             0.00         0.00  15,420,801.64
A-14       37,578.17     37,578.17             0.00         0.00           0.00
A-15       36,250.00     36,250.00             0.00         0.00   5,800,000.00
A-16       72,593.75     72,593.75             0.00         0.00  11,615,000.00
A-17       15,181.07     15,181.07             0.00         0.00   2,430,000.00
A-18            0.00     37,730.95             0.00         0.00   9,456,050.77
A-19       61,555.44     61,555.44             0.00         0.00           0.00
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        68,422.07     77,912.45             0.00         0.00  10,942,681.56
M-2        22,807.56     25,971.05             0.00         0.00   3,647,593.61
M-3        11,403.79     12,985.53             0.00         0.00   1,823,796.82
B-1        17,105.36     19,477.93             0.00         0.00   2,735,645.58
B-2         7,982.34      9,089.52             0.00         0.00   1,276,608.12
B-3         9,123.22     10,388.66             0.00         0.00   1,459,068.89

- -------------------------------------------------------------------------------
        2,234,618.89  4,232,306.40             0.00         0.00 355,671,045.07
===============================================================================



























Run:        02/25/97     09:26:33
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4208 
____________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    951.109092  10.046399     5.941913    15.988312   0.000000    941.062693
A-2    959.369717   8.348956     5.993520    14.342476   0.000000    951.020761
A-3   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-4    993.403292   0.860813     6.206140     7.066953   0.000000    992.542479
A-5   1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-6   1000.000000   0.000000     5.000000     5.000000   0.000000   1000.000000
A-7   1000.000000   0.000000     6.184879     6.184879   0.000000   1000.000000
A-8   1000.000000   0.000000     6.247352     6.247352   0.000000   1000.000000
A-9   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-10  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-11   959.369717   8.348956     6.393088    14.742044   0.000000    951.020761
A-12   959.369717   8.348956     5.593952    13.942908   0.000000    951.020761
A-13   959.369717   8.348956     4.874730    13.223686   0.000000    951.020761
A-15  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-16  1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-17  1000.000000   0.000000     6.247354     6.247354   0.000000   1000.000000
A-18   983.827064   3.910005     0.000000     3.910005   0.000000    979.917059
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    993.403291   0.860813     6.206140     7.066953   0.000000    992.542478
M-2    993.403293   0.860814     6.206139     7.066953   0.000000    992.542479
M-3    993.403298   0.860811     6.206144     7.066955   0.000000    992.542487
B-1    993.403291   0.860812     6.206139     7.066951   0.000000    992.542479
B-2    993.403281   0.860815     6.206142     7.066957   0.000000    992.542466
B-3    993.403258   0.860811     6.206138     7.066949   0.000000    992.542433

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:34                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S14 (POOL # 4208)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4208 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       74,417.69
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    22,215.35

SUBSERVICER ADVANCES THIS MONTH                                       36,839.00
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    17   4,673,859.60

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             2
  AGGREGATE PRINCIPAL BALANCE                                        354,320.52

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     355,671,045.07

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,396

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,686,809.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         93.70880200 %     4.71840600 %    1.57279200 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            93.67866930 %     4.61495874 %    1.58032510 %

      BANKRUPTCY AMOUNT AVAILABLE                         111,281.00
      FRAUD AMOUNT AVAILABLE                            7,349,942.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,674,971.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.83464395
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              333.58

POOL TRADING FACTOR:                                                96.78200578


 ................................................................................


Run:        02/25/97     09:26:40                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4213 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947ZT1    37,528,000.00    27,709,684.70     7.750000  %  1,287,521.98
A-2   760947ZU8   108,005,000.00   100,457,475.85     7.500000  %    989,742.43
A-3   760947ZV6    22,739,000.00    21,229,495.18     6.100000  %    197,948.49
A-4   760947ZW4             0.00             0.00     2.900000  %          0.00
A-5   760947ZX2    25,743,000.00    25,743,000.00     8.500000  %          0.00
A-6   760947ZY0    77,229,000.00    77,229,000.00     7.500000  %          0.00
A-7   760947ZZ7     2,005,000.00     1,890,045.34     7.750000  %     15,074.55
A-8   760947A27     4,558,000.00     4,330,955.82     7.750000  %     29,773.37
A-9   760947A35     5,200,000.00     5,200,000.00     8.000000  %          0.00
A-10  760947A43     5,004,000.00     5,004,000.00     7.625000  %          0.00
A-11  760947A50    11,334,000.00    11,334,000.00     7.750000  %          0.00
A-12  760947A68     5,667,000.00     5,667,000.00     7.000000  %          0.00
A-13  760947A76    15,379,000.00    15,379,000.00     7.500000  %          0.00
A-14  760947A84     9,617,000.00     9,617,000.00     8.000000  %          0.00
A-15  760947A92    14,375,000.00    14,375,000.00     8.000000  %          0.00
A-16  760947B26    45,450,000.00    45,450,000.00     7.750000  %          0.00
A-17  760947B34    10,301,000.00     9,921,726.27     7.750000  %     55,575.77
A-18  760947B42    12,069,000.00    12,069,000.00     7.750000  %          0.00
A-19  760947B59     8,230,000.00     8,609,273.73     7.750000  %          0.00
A-20  760947B67    41,182,000.00    40,988,710.98     7.750000  %     28,639.79
A-21  760947B75    10,625,000.00    10,575,131.23     7.750000  %      7,389.10
A-22  760947B83     5,391,778.36     5,275,172.62     0.000000  %      5,157.52
R-I   760947B91           100.00             0.00     7.750000  %          0.00
R-II  760947C25           100.00             0.00     7.750000  %          0.00
M-1   760947C33    10,108,600.00    10,061,154.98     7.750000  %      7,029.97
M-2   760947C41     6,317,900.00     6,288,246.75     7.750000  %      4,393.75
M-3   760947C58     5,559,700.00     5,533,605.37     7.750000  %      3,866.46
B-1                 2,527,200.00     2,515,338.50     7.750000  %      1,757.53
B-2                 1,263,600.00     1,257,669.25     7.750000  %        878.76
B-3                 2,022,128.94     2,012,637.99     7.750000  %      1,406.28
SPRE                        0.00             0.00     0.335122  %          0.00

- -------------------------------------------------------------------------------
                  505,431,107.30   485,723,324.56                  2,636,155.75
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       178,875.36  1,466,397.34             0.00         0.00  26,422,162.72
A-2       627,567.95  1,617,310.38             0.00         0.00  99,467,733.42
A-3       107,866.54    305,815.03             0.00         0.00  21,031,546.69
A-4        51,280.81     51,280.81             0.00         0.00           0.00
A-5       182,261.66    182,261.66             0.00         0.00  25,743,000.00
A-6       482,457.33    482,457.33             0.00         0.00  77,229,000.00
A-7        12,200.88     27,275.43             0.00         0.00   1,874,970.79
A-8        27,957.78     57,731.15             0.00         0.00   4,301,182.45
A-9        34,650.59     34,650.59             0.00         0.00   5,200,000.00
A-10       31,796.25     31,796.25             0.00         0.00   5,004,000.00
A-11       73,198.75     73,198.75             0.00         0.00  11,334,000.00
A-12       33,042.16     33,042.16             0.00         0.00   5,667,000.00
A-13       96,074.16     96,074.16             0.00         0.00  15,379,000.00
A-14       64,083.59     64,083.59             0.00         0.00   9,617,000.00
A-15       95,788.87     95,788.87             0.00         0.00  14,375,000.00
A-16      293,395.08    293,395.08             0.00         0.00  45,450,000.00
A-17       64,048.09    119,623.86             0.00         0.00   9,866,150.50
A-18       77,909.47     77,909.47             0.00         0.00  12,069,000.00
A-19            0.00          0.00        55,575.77         0.00   8,664,849.50
A-20      264,595.95    293,235.74             0.00         0.00  40,960,071.19
A-21       68,266.04     75,655.14             0.00         0.00  10,567,742.13
A-22            0.00      5,157.52             0.00         0.00   5,270,015.10
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        64,948.15     71,978.12             0.00         0.00  10,054,125.01
M-2        40,592.75     44,986.50             0.00         0.00   6,283,853.00
M-3        35,721.29     39,587.75             0.00         0.00   5,529,738.91
B-1        16,237.35     17,994.88             0.00         0.00   2,513,580.97
B-2         8,118.68      8,997.44             0.00         0.00   1,256,790.49
B-3        12,992.26     14,398.54             0.00         0.00   2,011,231.71
SPRED     135,584.12    135,584.12             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        3,181,511.91  5,817,667.66        55,575.77         0.00 483,142,744.58
===============================================================================



















Run:        02/25/97     09:26:40
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4213 
____________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    738.373606  34.308303     4.766451    39.074754   0.000000    704.065304
A-2    930.118752   9.163858     5.810545    14.974403   0.000000    920.954895
A-3    933.616042   8.705242     4.743680    13.448922   0.000000    924.910800
A-5   1000.000000   0.000000     7.080047     7.080047   0.000000   1000.000000
A-6   1000.000000   0.000000     6.247101     6.247101   0.000000   1000.000000
A-7    942.666005   7.518479     6.085227    13.603706   0.000000    935.147526
A-8    950.187762   6.532113     6.133782    12.665895   0.000000    943.655649
A-9   1000.000000   0.000000     6.663575     6.663575   0.000000   1000.000000
A-10  1000.000000   0.000000     6.354167     6.354167   0.000000   1000.000000
A-11  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-12  1000.000000   0.000000     5.830626     5.830626   0.000000   1000.000000
A-13  1000.000000   0.000000     6.247101     6.247101   0.000000   1000.000000
A-14  1000.000000   0.000000     6.663574     6.663574   0.000000   1000.000000
A-15  1000.000000   0.000000     6.663574     6.663574   0.000000   1000.000000
A-16  1000.000000   0.000000     6.455337     6.455337   0.000000   1000.000000
A-17   963.180882   5.395182     6.217658    11.612840   0.000000    957.785700
A-18  1000.000000   0.000000     6.455338     6.455338   0.000000   1000.000000
A-19  1046.084293   0.000000     0.000000     0.000000   6.752827   1052.837120
A-20   995.306468   0.695444     6.425039     7.120483   0.000000    994.611024
A-21   995.306469   0.695445     6.425039     7.120484   0.000000    994.611024
A-22   978.373417   0.956553     0.000000     0.956553   0.000000    977.416865
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    995.306470   0.695444     6.425039     7.120483   0.000000    994.611025
M-2    995.306471   0.695445     6.425038     7.120483   0.000000    994.611026
M-3    995.306468   0.695444     6.425039     7.120483   0.000000    994.611024
B-1    995.306466   0.695446     6.425036     7.120482   0.000000    994.611020
B-2    995.306466   0.695442     6.425040     7.120482   0.000000    994.611024
B-3    995.306457   0.695445     6.425040     7.120485   0.000000    994.611011

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:42                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S15 (POOL # 4213)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4213 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                      100,846.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     8,875.47

SUBSERVICER ADVANCES THIS MONTH                                       65,922.21
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    23   6,216,226.30

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,364,355.06

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          4     911,048.36


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        299,054.55

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     483,142,744.58

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,769

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,240,474.37

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.24107410 %     4.55470700 %    1.20421850 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.21408290 %     4.52613998 %    1.20986250 %

      BANKRUPTCY AMOUNT AVAILABLE                         180,309.00
      FRAUD AMOUNT AVAILABLE                           10,108,622.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   6,547,191.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.28690508
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              346.80

POOL TRADING FACTOR:                                                95.59022735


 ................................................................................


Run:        02/25/97     09:26:43                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4214 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947D99    19,601,888.00    17,846,023.60     7.750000  %    433,074.28
A-2   760947E23    57,937,351.00    50,543,820.71     7.750000  %  1,823,573.52
A-3   760947E31    32,313,578.00    32,313,578.00     7.750000  %          0.00
A-4   760947E49    49,946,015.00    45,683,976.18     7.750000  %  1,051,208.40
A-5   760947E56    17,641,789.00    17,575,918.08     7.750000  %     11,401.35
A-6   760947E64    16,661,690.00    16,599,478.57     7.750000  %     10,767.94
A-7   760947E72    20,493,335.00    18,487,643.36     8.000000  %    494,692.80
A-8   760947E80    19,268,210.00    18,487,643.36     7.500000  %    494,692.80
A-9   760947E98     5,000,000.00     5,000,000.00     7.750000  %          0.00
A-10  760947F22     7,000,000.00     7,000,000.00     8.000000  %          0.00
A-11  760947F30     4,900,496.00     4,231,674.28     7.750000  %    164,961.19
A-12  760947F48     5,000,000.00     5,000,000.00     7.600000  %          0.00
A-13  760947F55       291,667.00       291,667.00     0.000000  %          0.00
A-14  760947F63     1,883,298.00     1,883,298.00     7.750000  %          0.00
A-15  760947F71     1,300,000.00     1,300,000.00     7.750000  %          0.00
A-16  760947F89    18,886,422.00    18,886,422.00     7.750000  %          0.00
A-17  760947G54     1,225,125.00             0.00     7.500000  %          0.00
A-18  760947G62     7,082,000.00     7,082,000.00     7.575000  %          0.00
A-19  760947G70     8,382,000.00     8,382,000.00     7.750000  %          0.00
A-20  760947G88     5,534,742.00     2,675,885.81     7.750000  %    705,121.13
A-21  760947G96    19,601,988.00    19,601,988.00     7.750000  %          0.00
A-22  760947H20    14,717,439.00    14,717,439.00     7.750000  %          0.00
A-23  760947H38     8,365,657.00     8,365,657.00     7.750000  %          0.00
A-24  760947H46     1,118,434.45     1,105,815.10     0.000000  %      1,292.15
R     760947F97           100.00             0.00     7.750000  %          0.00
M-1   760947G21     7,283,700.00     7,256,504.13     7.750000  %      4,707.23
M-2   760947G39     4,552,300.00     4,535,302.63     7.750000  %      2,942.01
M-3   760947G47     4,006,000.00     3,991,042.41     7.750000  %      2,588.96
B-1                 1,820,900.00     1,814,101.11     7.750000  %      1,176.79
B-2                   910,500.00       907,100.39     7.750000  %        588.43
B-3                 1,456,687.10     1,451,248.61     7.750000  %        941.40
SPRE                        0.00             0.00     0.568087  %          0.00

- -------------------------------------------------------------------------------
                  364,183,311.55   343,017,227.33                  5,203,730.38
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       115,242.82    548,317.10             0.00         0.00  17,412,949.32
A-2       326,392.74  2,149,966.26             0.00         0.00  48,720,247.19
A-3       208,668.78    208,668.78             0.00         0.00  32,313,578.00
A-4       295,009.72  1,346,218.12             0.00         0.00  44,632,767.78
A-5       113,498.59    124,899.94             0.00         0.00  17,564,516.73
A-6       107,193.11    117,961.05             0.00         0.00  16,588,710.63
A-7       123,237.33    617,930.13             0.00         0.00  17,992,950.56
A-8       115,534.99    610,227.79             0.00         0.00  17,992,950.56
A-9        32,291.67     32,291.67             0.00         0.00   5,000,000.00
A-10       46,666.67     46,666.67             0.00         0.00   7,000,000.00
A-11       27,326.54    192,287.73             0.00         0.00   4,066,713.09
A-12       31,666.67     31,666.67             0.00         0.00   5,000,000.00
A-13            0.00          0.00             0.00         0.00     291,667.00
A-14       12,161.62     12,161.62             0.00         0.00   1,883,298.00
A-15        8,395.83      8,395.83             0.00         0.00   1,300,000.00
A-16      121,961.32    121,961.32             0.00         0.00  18,886,422.00
A-17            0.00          0.00             0.00         0.00           0.00
A-18       44,705.13     44,705.13             0.00         0.00   7,082,000.00
A-19       54,133.75     54,133.75             0.00         0.00   8,382,000.00
A-20       17,279.85    722,400.98             0.00         0.00   1,970,764.68
A-21      126,582.17    126,582.17             0.00         0.00  19,601,988.00
A-22       95,039.62     95,039.62             0.00         0.00  14,717,439.00
A-23       54,022.22     54,022.22             0.00         0.00   8,365,657.00
A-24            0.00      1,292.15             0.00         0.00   1,104,522.95
R               0.00          0.00             0.00         0.00           0.00
M-1        46,859.74     51,566.97             0.00         0.00   7,251,796.90
M-2        29,287.26     32,229.27             0.00         0.00   4,532,360.62
M-3        25,772.63     28,361.59             0.00         0.00   3,988,453.45
B-1        11,714.77     12,891.56             0.00         0.00   1,812,924.32
B-2         5,857.71      6,446.14             0.00         0.00     906,511.96
B-3         9,371.61     10,313.01             0.00         0.00   1,450,307.21
SPRED     162,368.28    162,368.28             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,368,243.14  7,571,973.52             0.00         0.00 337,813,496.95
===============================================================================

















Run:        02/25/97     09:26:43
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4214 
___________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    910.423710  22.093498     5.879169    27.972667   0.000000    888.330212
A-2    872.387499  31.474921     5.633546    37.108467   0.000000    840.912578
A-3   1000.000000   0.000000     6.457619     6.457619   0.000000   1000.000000
A-4    914.667090  21.046892     5.906572    26.953464   0.000000    893.620197
A-5    996.266200   0.646269     6.433508     7.079777   0.000000    995.619930
A-6    996.266199   0.646269     6.433508     7.079777   0.000000    995.619930
A-7    902.129564  24.139204     6.013532    30.152736   0.000000    877.990360
A-8    959.489406  25.674040     5.996145    31.670185   0.000000    933.815366
A-9   1000.000000   0.000000     6.458334     6.458334   0.000000   1000.000000
A-10  1000.000000   0.000000     6.666667     6.666667   0.000000   1000.000000
A-11   863.519587  33.662142     5.576280    39.238422   0.000000    829.857444
A-12  1000.000000   0.000000     6.333334     6.333334   0.000000   1000.000000
A-13  1000.000000   0.000000     0.000000     0.000000   0.000000   1000.000000
A-14  1000.000000   0.000000     6.457618     6.457618   0.000000   1000.000000
A-15  1000.000000   0.000000     6.458331     6.458331   0.000000   1000.000000
A-16  1000.000000   0.000000     6.457619     6.457619   0.000000   1000.000000
A-17     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
A-18  1000.000000   0.000000     6.312501     6.312501   0.000000   1000.000000
A-19  1000.000000   0.000000     6.458333     6.458333   0.000000   1000.000000
A-20   483.470740 127.399097     3.122070   130.521167   0.000000    356.071643
A-21  1000.000000   0.000000     6.457619     6.457619   0.000000   1000.000000
A-22  1000.000000   0.000000     6.457619     6.457619   0.000000   1000.000000
A-23  1000.000000   0.000000     6.457618     6.457618   0.000000   1000.000000
A-24   988.716952   1.155320     0.000000     1.155320   0.000000    987.561631
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.266201   0.646269     6.433508     7.079777   0.000000    995.619932
M-2    996.266202   0.646269     6.433508     7.079777   0.000000    995.619933
M-3    996.266203   0.646271     6.433507     7.079778   0.000000    995.619933
B-1    996.266193   0.646268     6.433505     7.079773   0.000000    995.619924
B-2    996.266216   0.646271     6.433509     7.079780   0.000000    995.619945
B-3    996.266535   0.646268     6.433509     7.079777   0.000000    995.620274

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:45                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S16 (POOL # 4214)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4214 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       71,152.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       51,439.07
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    22   6,037,314.55

 (B)  TWO MONTHLY PAYMENTS:                                    2     465,037.68

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        156,394.55

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     337,813,496.95

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,269

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    4,981,010.25

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.16360540 %     4.61606400 %    1.22033080 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.07727270 %     4.66902925 %    1.23838200 %

      BANKRUPTCY AMOUNT AVAILABLE                         140,078.00
      FRAUD AMOUNT AVAILABLE                            7,283,666.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   3,643,213.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.57582041
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              348.63

POOL TRADING FACTOR:                                                92.75919193


 ................................................................................


Run:        02/25/97     09:26:46                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S17 (POOL # 4215)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4215 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947C66    25,652,000.00    23,775,098.57     7.250000  %    364,747.84
A-2   760947C74    26,006,000.00    21,776,909.52     7.250000  %    930,067.76
A-3   760947C82    22,997,000.00    22,997,000.00     7.250000  %          0.00
A-4   760947C90     7,216,000.00     7,216,000.00     7.250000  %          0.00
A-5   760947D24    16,378,000.00    16,378,000.00     7.250000  %          0.00
A-6   760947D32    17,250,000.00    16,926,282.75     7.250000  %     55,552.94
A-7   760947D40     1,820,614.04     1,684,851.73     0.000000  %      7,284.74
R     760947D57           100.00             0.00     7.250000  %          0.00
M-1   760947D65     1,515,800.00     1,487,353.43     7.250000  %      4,881.57
M-2   760947D73       606,400.00       595,019.87     7.250000  %      1,952.89
M-3   760947D81       606,400.00       595,019.87     7.250000  %      1,952.89
B-1                   606,400.00       595,019.87     7.250000  %      1,952.89
B-2                   303,200.00       297,509.93     7.250000  %        976.44
B-3                   303,243.02       297,552.15     7.250000  %        976.57
SPRE                        0.00             0.00     0.406908  %          0.00

- -------------------------------------------------------------------------------
                  121,261,157.06   114,621,617.69                  1,370,346.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       143,529.19    508,277.03             0.00         0.00  23,410,350.73
A-2       131,466.21  1,061,533.97             0.00         0.00  20,846,841.76
A-3       138,831.85    138,831.85             0.00         0.00  22,997,000.00
A-4        43,562.67     43,562.67             0.00         0.00   7,216,000.00
A-5        98,873.25     98,873.25             0.00         0.00  16,378,000.00
A-6       102,183.20    157,736.14             0.00         0.00  16,870,729.81
A-7             0.00      7,284.74             0.00         0.00   1,677,566.99
R               0.00          0.00             0.00         0.00           0.00
M-1         8,979.08     13,860.65             0.00         0.00   1,482,471.86
M-2         3,592.11      5,545.00             0.00         0.00     593,066.98
M-3         3,592.11      5,545.00             0.00         0.00     593,066.98
B-1         3,592.11      5,545.00             0.00         0.00     593,066.98
B-2         1,796.06      2,772.50             0.00         0.00     296,533.49
B-3         1,796.31      2,772.88             0.00         0.00     296,575.58
SPRED      38,836.70     38,836.70             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          720,630.85  2,090,977.38             0.00         0.00 113,251,271.16
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    926.832160  14.219080     5.595244    19.814324   0.000000    912.613080
A-2    837.380201  35.763584     5.055226    40.818810   0.000000    801.616618
A-3   1000.000000   0.000000     6.036955     6.036955   0.000000   1000.000000
A-4   1000.000000   0.000000     6.036955     6.036955   0.000000   1000.000000
A-5   1000.000000   0.000000     6.036955     6.036955   0.000000   1000.000000
A-6    981.233783   3.220460     5.923664     9.144124   0.000000    978.013322
A-7    925.430483   4.001254     0.000000     4.001254   0.000000    921.429228
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    981.233296   3.220458     5.923657     9.144115   0.000000    978.012838
M-2    981.233295   3.220465     5.923664     9.144129   0.000000    978.012830
M-3    981.233295   3.220465     5.923664     9.144129   0.000000    978.012830
B-1    981.233295   3.220465     5.923664     9.144129   0.000000    978.012830
B-2    981.233278   3.220449     5.923681     9.144130   0.000000    978.012830
B-3    981.233303   3.220453     5.923665     9.144118   0.000000    978.012888

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:47                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S17 (POOL # 4215)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4215 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       23,784.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     3,989.94

SUBSERVICER ADVANCES THIS MONTH                                       15,746.08
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   1,275,850.68

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             1
  AGGREGATE PRINCIPAL BALANCE                                        343,574.15

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     113,251,271.16

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          425

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      993,442.23

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.57553930 %     2.37070100 %    1.05375950 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.54508030 %     2.35635838 %    1.06313230 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,212,612.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     606,306.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.84224379
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              167.76

POOL TRADING FACTOR:                                                93.39451635


 ................................................................................


Run:        02/25/97     09:26:49                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4218 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947H61    60,600,000.00    58,139,818.47     6.037500  %  1,277,705.71
A-2   760947H79             0.00             0.00     2.962500  %          0.00
A-3   760947H87    33,761,149.00    33,761,149.00     7.750000  %          0.00
A-4   760947H95     4,982,438.00     4,982,438.00     8.000000  %          0.00
A-5   760947J28    20,015,977.00    19,953,181.65     8.000000  %     12,862.77
A-6   760947J36    48,165,041.00    44,884,798.92     7.250000  %  1,703,607.63
A-7   760947J44    10,255,000.00    10,255,000.00     7.250000  %          0.00
A-8   760947J51     7,125,000.00     7,125,000.00     7.250000  %          0.00
A-9   760947J69     7,733,000.00     7,733,000.00     7.250000  %          0.00
A-10  760947J77     3,100,000.00     3,100,000.00     7.250000  %          0.00
A-11  760947J85             0.00             0.00     8.000000  %          0.00
A-12  760947J93     4,421,960.00     4,421,960.00     7.250000  %          0.00
A-13  760947K26     2,238,855.16     2,221,673.02     0.000000  %      2,251.63
R-I   760947K34           100.00             0.00     8.000000  %          0.00
R-II  760947K42           100.00             0.00     8.000000  %          0.00
M-1   760947K59     4,283,600.00     4,270,161.23     8.000000  %      2,752.75
M-2   760947K67     2,677,200.00     2,668,800.93     8.000000  %      1,720.44
M-3   760947K75     2,463,100.00     2,455,372.62     8.000000  %      1,582.85
B-1                 1,070,900.00     1,067,540.31     8.000000  %        688.19
B-2                   428,400.00       427,055.99     8.000000  %        275.30
B-3                   856,615.33       853,927.91     8.000000  %        550.49
SPRE                        0.00             0.00     0.300538  %          0.00

- -------------------------------------------------------------------------------
                  214,178,435.49   208,320,878.05                  3,003,997.76
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       292,436.96  1,570,142.67             0.00         0.00  56,862,112.76
A-2       143,493.91    143,493.91             0.00         0.00           0.00
A-3       217,981.86    217,981.86             0.00         0.00  33,761,149.00
A-4        33,207.28     33,207.28             0.00         0.00   4,982,438.00
A-5       132,985.28    145,848.05             0.00         0.00  19,940,318.88
A-6       271,105.75  1,974,713.38             0.00         0.00  43,181,191.29
A-7        61,957.29     61,957.29             0.00         0.00  10,255,000.00
A-8        43,035.25     43,035.25             0.00         0.00   7,125,000.00
A-9        46,720.21     46,720.21             0.00         0.00   7,733,000.00
A-10       18,729.17     18,729.17             0.00         0.00   3,100,000.00
A-11        6,187.87      6,187.87             0.00         0.00           0.00
A-12       26,708.79     26,708.79             0.00         0.00   4,421,960.00
A-13            0.00      2,251.63             0.00         0.00   2,219,421.39
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,460.05     31,212.80             0.00         0.00   4,267,408.48
M-2        17,787.20     19,507.64             0.00         0.00   2,667,080.49
M-3        16,364.73     17,947.58             0.00         0.00   2,453,789.77
B-1         7,115.02      7,803.21             0.00         0.00   1,066,852.12
B-2         2,846.27      3,121.57             0.00         0.00     426,780.69
B-3         5,691.31      6,241.80             0.00         0.00     853,377.42
SPRED      52,159.46     52,159.46             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,424,973.66  4,428,971.42             0.00         0.00 205,316,880.29
===============================================================================





































Run:        02/25/97     09:26:49
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4218 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    959.402945  21.084253     4.825692    25.909945   0.000000    938.318692
A-3   1000.000000   0.000000     6.456589     6.456589   0.000000   1000.000000
A-4   1000.000000   0.000000     6.664866     6.664866   0.000000   1000.000000
A-5    996.862739   0.642625     6.643956     7.286581   0.000000    996.220114
A-6    931.895790  35.370210     5.628683    40.998893   0.000000    896.525579
A-7   1000.000000   0.000000     6.041667     6.041667   0.000000   1000.000000
A-8   1000.000000   0.000000     6.040035     6.040035   0.000000   1000.000000
A-9   1000.000000   0.000000     6.041667     6.041667   0.000000   1000.000000
A-10  1000.000000   0.000000     6.041668     6.041668   0.000000   1000.000000
A-12  1000.000000   0.000000     6.040034     6.040034   0.000000   1000.000000
A-13   992.325479   1.005706     0.000000     1.005706   0.000000    991.319774
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    996.862739   0.642625     6.643956     7.286581   0.000000    996.220114
M-2    996.862741   0.642627     6.643956     7.286583   0.000000    996.220114
M-3    996.862742   0.642625     6.643957     7.286582   0.000000    996.220117
B-1    996.862742   0.642628     6.643963     7.286591   0.000000    996.220114
B-2    996.862722   0.642624     6.643954     7.286578   0.000000    996.220098
B-3    996.862746   0.642622     6.643951     7.286573   0.000000    996.220112

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:50                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S18 (POOL # 4218)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4218 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       43,325.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       228.32

SUBSERVICER ADVANCES THIS MONTH                                       24,633.26
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    10   2,676,882.14

 (B)  TWO MONTHLY PAYMENTS:                                    2     630,582.58

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     205,316,880.29

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          785

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,869,444.50

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.30232690 %     4.55816200 %    1.13951150 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.22184350 %     4.57258007 %    1.15560790 %

      BANKRUPTCY AMOUNT AVAILABLE                         112,611.00
      FRAUD AMOUNT AVAILABLE                            4,283,569.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,141,784.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.51669614
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              349.99

POOL TRADING FACTOR:                                                95.86253622


 ................................................................................


Run:        02/25/97     09:26:52                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S19 (POOL # 4219)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4219 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947K83    69,926,000.00    66,299,237.12     7.500000  %  2,760,445.88
A-2   760947K91    19,855,000.00    19,855,000.00     7.500000  %          0.00
A-3   760947L25    10,475,000.00    10,350,335.00     7.500000  %     31,723.85
A-4   760947L33     1,157,046.74     1,124,078.09     0.000000  %     22,328.80
R     760947L41           100.00             0.00     7.500000  %          0.00
M-1   760947L58     1,310,400.00     1,294,803.54     7.500000  %      3,968.58
M-2   760947L66       786,200.00       776,842.61     7.500000  %      2,381.03
M-3   760947L74       524,200.00       517,960.94     7.500000  %      1,587.55
B-1                   314,500.00       310,756.81     7.500000  %        952.47
B-2                   209,800.00       207,302.95     7.500000  %        635.39
B-3                   262,361.78       259,239.15     7.500000  %        794.58
SPRE                        0.00             0.00     0.341520  %          0.00

- -------------------------------------------------------------------------------
                  104,820,608.52   100,995,556.21                  2,824,818.13
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       412,905.76  3,173,351.64             0.00         0.00  63,538,791.24
A-2       123,655.18    123,655.18             0.00         0.00  19,855,000.00
A-3        64,460.96     96,184.81             0.00         0.00  10,318,611.15
A-4             0.00     22,328.80             0.00         0.00   1,101,749.29
R               0.00          0.00             0.00         0.00           0.00
M-1         8,063.92     12,032.50             0.00         0.00   1,290,834.96
M-2         4,838.11      7,219.14             0.00         0.00     774,461.58
M-3         3,225.82      4,813.37             0.00         0.00     516,373.39
B-1         1,935.37      2,887.84             0.00         0.00     309,804.34
B-2         1,291.06      1,926.45             0.00         0.00     206,667.56
B-3         1,614.51      2,409.09             0.00         0.00     258,444.57
SPRED      28,641.77     28,641.77             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          650,632.46  3,475,450.59             0.00         0.00  98,170,738.08
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    948.134272  39.476674     5.904896    45.381570   0.000000    908.657599
A-2   1000.000000   0.000000     6.227911     6.227911   0.000000   1000.000000
A-3    988.098807   3.028530     6.153791     9.182321   0.000000    985.070277
A-4    971.506207  19.298097     0.000000    19.298097   0.000000    952.208111
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    988.097940   3.028526     6.153785     9.182311   0.000000    985.069414
M-2    988.097952   3.028530     6.153790     9.182320   0.000000    985.069423
M-3    988.097940   3.028520     6.153796     9.182316   0.000000    985.069420
B-1    988.097965   3.028521     6.153800     9.182321   0.000000    985.069444
B-2    988.097950   3.028551     6.153765     9.182316   0.000000    985.069399
B-3    988.098000   3.028528     6.153755     9.182283   0.000000    985.069435

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:52                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S19 (POOL # 4219)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4219 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,712.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       13,013.89
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     3   1,401,146.05

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      98,170,738.08

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          377

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,514,798.72

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.62876120 %     2.59294000 %    0.77829920 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.54206100 %     2.62977541 %    0.79831520 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,048,206.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     602,148.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.06411398
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              170.76

POOL TRADING FACTOR:                                                93.65595131


 ................................................................................


Run:        02/25/97     09:26:55                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4225 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947L82    52,409,000.00    52,409,000.00     7.100000  %          0.00
A-2   760947L90    70,579,000.00    70,579,000.00     7.350000  %          0.00
A-3   760947M24    68,773,000.00    65,368,714.39     7.500000  %  1,126,748.61
A-4               105,985,000.00   105,888,411.61     0.000000  %    467,401.47
A-5   760947M32    26,381,000.00    15,261,581.61     6.837500  %  3,189,008.82
A-6   760947M40     4,255,000.00     2,461,545.42    13.407500  %    514,356.26
A-7   760947M57    20,022,000.00    20,022,000.00     7.750000  %          0.00
A-8   760947M65    12,014,000.00    12,014,000.00     7.750000  %          0.00
A-9   760947M73    20,835,000.00    17,318,062.86     7.750000  %  1,063,382.78
A-10  760947M81    29,566,000.00    29,566,000.00     7.750000  %          0.00
A-11  760947M99     9,918,000.00     9,918,000.00     7.750000  %          0.00
A-12  760947N23     4,755,000.00     4,755,000.00     7.750000  %          0.00
A-13  760947N56     1,318,180.24     1,296,470.06     0.000000  %      1,468.49
R-I   760947N31           100.00             0.00     7.750000  %          0.00
R-II  760947N49           100.00             0.00     7.750000  %          0.00
M-1   760947N64     9,033,100.00     9,010,665.96     7.750000  %      5,790.29
M-2   760947N72     5,645,600.00     5,631,578.94     7.750000  %      3,618.87
M-3   760947N80     5,194,000.00     5,181,100.50     7.750000  %      3,329.39
B-1                 2,258,300.00     2,252,691.43     7.750000  %      1,447.59
B-2                   903,300.00       901,056.62     7.750000  %        579.02
B-3                 1,807,395.50     1,802,906.78     7.750000  %      1,158.56
SPRE                        0.00             0.00     0.562071  %          0.00

- -------------------------------------------------------------------------------
                  451,652,075.74   431,637,786.18                  6,378,290.15
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       309,996.32    309,996.32             0.00         0.00  52,409,000.00
A-2       432,170.54    432,170.54             0.00         0.00  70,579,000.00
A-3       408,435.53  1,535,184.14             0.00         0.00  64,241,965.78
A-4       414,248.48    881,649.95       334,929.08         0.00 105,755,939.22
A-5        86,933.91  3,275,942.73             0.00         0.00  12,072,572.79
A-6        27,494.63    541,850.89             0.00         0.00   1,947,189.16
A-7       129,271.12    129,271.12             0.00         0.00  20,022,000.00
A-8        77,567.83     77,567.83             0.00         0.00  12,014,000.00
A-9       111,813.26  1,175,196.04             0.00         0.00  16,254,680.08
A-10      190,891.50    190,891.50             0.00         0.00  29,566,000.00
A-11       64,035.10     64,035.10             0.00         0.00   9,918,000.00
A-12       30,700.44     30,700.44             0.00         0.00   4,755,000.00
A-13            0.00      1,468.49             0.00         0.00   1,295,001.57
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        58,176.94     63,967.23             0.00         0.00   9,004,875.67
M-2        36,360.02     39,978.89             0.00         0.00   5,627,960.07
M-3        33,451.53     36,780.92             0.00         0.00   5,177,771.11
B-1        14,544.40     15,991.99             0.00         0.00   2,251,243.84
B-2         5,817.63      6,396.65             0.00         0.00     900,477.60
B-3        11,640.38     12,798.94             0.00         0.00   1,801,748.22
SPRED     202,116.99    202,116.99             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        2,645,666.55  9,023,956.70       334,929.08         0.00 425,594,425.11
===============================================================================





































Run:        02/25/97     09:26:55
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4225 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     5.914944     5.914944   0.000000   1000.000000
A-2   1000.000000   0.000000     6.123217     6.123217   0.000000   1000.000000
A-3    950.499679  16.383590     5.938894    22.322484   0.000000    934.116089
A-4    999.088660   4.410072     3.908558     8.318630   3.160155    997.838743
A-5    578.506562 120.882788     3.295323   124.178111   0.000000    457.623774
A-6    578.506562 120.882788     6.461723   127.344511   0.000000    457.623774
A-7   1000.000000   0.000000     6.456454     6.456454   0.000000   1000.000000
A-8   1000.000000   0.000000     6.456453     6.456453   0.000000   1000.000000
A-9    831.200521  51.038290     5.366607    56.404897   0.000000    780.162231
A-10  1000.000000   0.000000     6.456453     6.456453   0.000000   1000.000000
A-11  1000.000000   0.000000     6.456453     6.456453   0.000000   1000.000000
A-12  1000.000000   0.000000     6.456454     6.456454   0.000000   1000.000000
A-13   983.530189   1.114028     0.000000     1.114028   0.000000    982.416160
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.516463   0.641008     6.440418     7.081426   0.000000    996.875455
M-2    997.516462   0.641007     6.440417     7.081424   0.000000    996.875455
M-3    997.516461   0.641007     6.440418     7.081425   0.000000    996.875454
B-1    997.516464   0.641009     6.440420     7.081429   0.000000    996.875455
B-2    997.516462   0.641005     6.440418     7.081423   0.000000    996.875457
B-3    997.516471   0.641005     6.440417     7.081422   0.000000    996.875460

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:57                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S20 (POOL # 4225)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4225 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       89,326.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       45,946.51
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    17   4,794,406.35

 (B)  TWO MONTHLY PAYMENTS:                                    3     572,713.21

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             3
  AGGREGATE PRINCIPAL BALANCE                                        703,013.88

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     425,594,425.11

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,545

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    5,765,735.98

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.24177990 %     4.60642400 %    1.15179620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.16353760 %     4.65480882 %    1.16744670 %

      BANKRUPTCY AMOUNT AVAILABLE                         171,264.00
      FRAUD AMOUNT AVAILABLE                            9,033,042.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,408,398.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.58414897
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              350.16

POOL TRADING FACTOR:                                                94.23059208


 ................................................................................


Run:        02/25/97     09:26:58                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S21 (POOL # 4226)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4226 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947Q95    62,361,000.00    58,987,216.76     7.500000  %  2,655,540.54
A-2   760947R29     5,000,000.00     4,625,135.20     7.500000  %    295,060.06
A-3   760947R37     5,848,000.00     5,848,000.00     7.500000  %          0.00
A-4   760947R45     7,000,000.00     7,000,000.00     7.500000  %          0.00
A-5   760947R52     5,000,000.00     5,000,000.00     7.500000  %          0.00
A-6   760947R60     4,417,000.00     4,417,000.00     7.500000  %          0.00
A-7   760947R78    10,450,000.00    10,356,730.88     7.500000  %     31,205.48
A-8   760947R86       929,248.96       919,933.31     0.000000  %      3,217.65
R     760947R94           100.00             0.00     7.500000  %          0.00
M-1   760947S28     1,570,700.00     1,556,679.85     7.500000  %      4,690.37
M-2   760947S36       784,900.00       777,893.95     7.500000  %      2,343.84
M-3   760947S44       418,500.00       414,764.45     7.500000  %      1,249.71
B-1                   313,800.00       310,999.01     7.500000  %        937.06
B-2                   261,500.00       259,165.83     7.500000  %        780.88
B-3                   314,089.78       311,286.13     7.500000  %        937.93
SPRE                        0.00             0.00     0.347915  %          0.00

- -------------------------------------------------------------------------------
                  104,668,838.74   100,784,805.37                  2,995,963.52
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       368,342.48  3,023,883.02             0.00         0.00  56,331,676.22
A-2        28,881.41    323,941.47             0.00         0.00   4,330,075.14
A-3        36,517.52     36,517.52             0.00         0.00   5,848,000.00
A-4        43,711.12     43,711.12             0.00         0.00   7,000,000.00
A-5        31,222.23     31,222.23             0.00         0.00   5,000,000.00
A-6        27,581.72     27,581.72             0.00         0.00   4,417,000.00
A-7        64,672.05     95,877.53             0.00         0.00  10,325,525.40
A-8             0.00      3,217.65             0.00         0.00     916,715.66
R               0.00          0.00             0.00         0.00           0.00
M-1         9,720.60     14,410.97             0.00         0.00   1,551,989.48
M-2         4,857.52      7,201.36             0.00         0.00     775,550.11
M-3         2,589.98      3,839.69             0.00         0.00     413,514.74
B-1         1,942.01      2,879.07             0.00         0.00     310,061.95
B-2         1,618.35      2,399.23             0.00         0.00     258,384.95
B-3         1,943.81      2,881.74             0.00         0.00     310,348.20
SPRED      29,194.48     29,194.48             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          652,795.28  3,648,758.80             0.00         0.00  97,788,841.85
===============================================================================

















































Run:        02/25/97     09:26:58
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S21 (POOL # 4226)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4226 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    945.899148  42.583354     5.906616    48.489970   0.000000    903.315794
A-2    925.027040  59.012012     5.776282    64.788294   0.000000    866.015028
A-3   1000.000000   0.000000     6.244446     6.244446   0.000000   1000.000000
A-4   1000.000000   0.000000     6.244446     6.244446   0.000000   1000.000000
A-5   1000.000000   0.000000     6.244446     6.244446   0.000000   1000.000000
A-6   1000.000000   0.000000     6.244446     6.244446   0.000000   1000.000000
A-7    991.074725   2.986170     6.188713     9.174883   0.000000    988.088555
A-8    989.975076   3.462635     0.000000     3.462635   0.000000    986.512441
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    991.073948   2.986165     6.188706     9.174871   0.000000    988.087783
M-2    991.073958   2.986164     6.188712     9.174876   0.000000    988.087795
M-3    991.073955   2.986165     6.188722     9.174887   0.000000    988.087790
B-1    991.073964   2.986170     6.188687     9.174857   0.000000    988.087795
B-2    991.073920   2.986157     6.188719     9.174876   0.000000    988.087763
B-3    991.073731   2.986153     6.188708     9.174861   0.000000    988.087537

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:26:59                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S21 (POOL # 4226)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4226 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       20,721.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       26,938.66
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     6   2,192,735.41

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          1     667,628.69


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                      97,788,841.85

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          339

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,691,969.55

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.36429790 %     2.75305800 %    0.88264370 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.26327040 %     2.80303384 %    0.90717020 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,046,688.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     642,842.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07233365
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              172.11

POOL TRADING FACTOR:                                                93.42689097


 ................................................................................


Run:        02/25/97     09:27:01                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S22 (POOL # 4227)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4227 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947P21    21,520,000.00    20,209,875.62     7.500000  %    349,472.24
A-2   760947P39    24,275,000.00    22,797,152.91     8.000000  %    394,211.83
A-3   760947P47    13,325,000.00    12,757,299.72     8.000000  %    151,432.56
A-4   760947P54     3,200,000.00     3,200,000.00     7.250000  %          0.00
A-5   760947P62    36,000,000.00    33,954,452.63     6.137500  %    545,644.39
A-6   760947P70             0.00             0.00     2.862500  %          0.00
A-7   760947P88    34,877,000.00    34,877,000.00     8.000000  %          0.00
A-8   760947P96    25,540,000.00    23,286,386.00     7.500000  %    601,145.62
A-9   760947Q20    20,140,000.00    19,612,643.64     7.500000  %    140,670.92
A-10  760947Q38    16,200,000.00    16,170,587.97     8.000000  %     10,048.41
A-11  760947S51     5,000,000.00     4,990,922.21     8.000000  %      3,101.36
A-12  760947S69       575,632.40       569,707.10     0.000000  %        466.11
R-I   760947Q46           100.00             0.00     8.000000  %          0.00
R-II  760947Q53           100.00             0.00     8.000000  %          0.00
M-1   760947Q61     4,235,400.00     4,227,710.01     8.000000  %      2,627.10
M-2   760947Q79     2,117,700.00     2,113,855.01     8.000000  %      1,313.55
M-3   760947Q87     2,435,400.00     2,430,978.17     8.000000  %      1,510.61
B-1                 1,058,900.00     1,056,977.42     8.000000  %        656.81
B-2                   423,500.00       422,731.07     8.000000  %        262.69
B-3                   847,661.00       846,121.95     8.000000  %        525.78
SPRE                        0.00             0.00     0.349553  %          0.00

- -------------------------------------------------------------------------------
                  211,771,393.40   203,524,401.43                  2,203,089.98
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       126,297.00    475,769.24             0.00         0.00  19,860,403.38
A-2       151,963.31    546,175.14             0.00         0.00  22,402,941.08
A-3        85,038.75    236,471.31             0.00         0.00  12,605,867.16
A-4        19,333.33     19,333.33             0.00         0.00   3,200,000.00
A-5       173,642.64    719,287.03             0.00         0.00  33,408,808.24
A-6        80,986.08     80,986.08             0.00         0.00           0.00
A-7       232,486.23    232,486.23             0.00         0.00  34,877,000.00
A-8       145,522.95    746,668.57             0.00         0.00  22,685,240.38
A-9       122,564.74    263,235.66             0.00         0.00  19,471,972.72
A-10      107,791.36    117,839.77             0.00         0.00  16,160,539.56
A-11       33,268.93     36,370.29             0.00         0.00   4,987,820.85
A-12            0.00        466.11             0.00         0.00     569,240.99
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        28,181.45     30,808.55             0.00         0.00   4,225,082.91
M-2        14,090.73     15,404.28             0.00         0.00   2,112,541.46
M-3        16,204.63     17,715.24             0.00         0.00   2,429,467.56
B-1         7,045.70      7,702.51             0.00         0.00   1,056,320.61
B-2         2,817.88      3,080.57             0.00         0.00     422,468.38
B-3         5,640.15      6,165.93             0.00         0.00     845,596.17
SPRED      59,278.62     59,278.62             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,412,154.48  3,615,244.46             0.00         0.00 201,321,311.45
===============================================================================







































Run:        02/25/97     09:27:01
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S22 (POOL # 4227)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4227 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    939.120614  16.239416     5.868820    22.108236   0.000000    922.881198
A-2    939.120614  16.239416     6.260075    22.499491   0.000000    922.881198
A-3    957.395851  11.364545     6.381895    17.746440   0.000000    946.031307
A-4   1000.000000   0.000000     6.041666     6.041666   0.000000   1000.000000
A-5    943.179240  15.156789     4.823407    19.980196   0.000000    928.022451
A-7   1000.000000   0.000000     6.665890     6.665890   0.000000   1000.000000
A-8    911.761394  23.537417     5.697845    29.235262   0.000000    888.223977
A-9    973.815474   6.984654     6.085638    13.070292   0.000000    966.830820
A-10   998.184443   0.620272     6.653788     7.274060   0.000000    997.564171
A-11   998.184442   0.620272     6.653786     7.274058   0.000000    997.564170
A-12   989.706452   0.809736     0.000000     0.809736   0.000000    988.896716
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.184353   0.620272     6.653787     7.274059   0.000000    997.564081
M-2    998.184356   0.620272     6.653789     7.274061   0.000000    997.564084
M-3    998.184352   0.620272     6.653786     7.274058   0.000000    997.564080
B-1    998.184361   0.620276     6.653792     7.274068   0.000000    997.564085
B-2    998.184345   0.620283     6.653790     7.274073   0.000000    997.564061
B-3    998.184357   0.620272     6.653780     7.274052   0.000000    997.564087

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:02                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S22 (POOL # 4227)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4227 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       42,275.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       55,677.06
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    19   5,503,887.39

 (B)  TWO MONTHLY PAYMENTS:                                    5   1,757,333.19

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     201,321,311.45

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          802

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,076,578.45

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.53160040 %     4.32241500 %    1.14598500 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.47503730 %     4.35477589 %    1.15783870 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            4,235,428.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,122,400.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.61852831
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              352.52

POOL TRADING FACTOR:                                                95.06539491


 ................................................................................


Run:        02/25/97     09:27:03                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S23 (POOL # 4230)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4230 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947S77    38,006,979.00    36,651,514.73     6.037500  %    450,496.16
A-2   760947S85             0.00             0.00     2.962500  %          0.00
A-3   760947S93    13,250,000.00    13,250,000.00     7.250000  %          0.00
A-4   760947T27     6,900,000.00     6,900,000.00     7.750000  %          0.00
A-5   760947T35    22,009,468.00    22,009,468.00     7.750000  %          0.00
A-6   760947T43    20,197,423.00    20,197,423.00     7.750000  %          0.00
A-7   760947T50     2,445,497.00     2,442,471.65     7.750000  %      1,550.01
A-8   760947T68     7,100,000.00     6,745,307.54     7.400000  %    117,884.03
A-9   760947T76     8,846,378.00     8,846,378.00     7.400000  %          0.00
A-10  760947T84   108,794,552.00   104,914,550.69     7.150000  %  1,289,540.21
A-11  760947T92    16,999,148.00    16,392,897.82     5.987500  %    201,490.65
A-12  760947U25             0.00             0.00     3.012500  %          0.00
A-13  760947U33             0.00             0.00     7.250000  %          0.00
A-14  760947U41       930,190.16       928,670.98     0.000000  %        942.39
R-I   760947U58           100.00             0.00     7.750000  %          0.00
R-II  760947U66           100.00             0.00     7.750000  %          0.00
M-1   760947U74     5,195,400.00     5,188,972.72     7.750000  %      3,292.95
M-2   760947U82     3,247,100.00     3,243,082.98     7.750000  %      2,058.08
M-3   760947U90     2,987,300.00     2,983,604.38     7.750000  %      1,893.41
B-1                 1,298,800.00     1,297,193.24     7.750000  %        823.21
B-2                   519,500.00       518,857.32     7.750000  %        329.27
B-3                 1,039,086.60     1,037,801.17     7.750000  %        658.59
SPRE                        0.00             0.00     0.464523  %          0.00

- -------------------------------------------------------------------------------
                  259,767,021.76   253,548,194.22                  2,070,958.96
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       184,350.18    634,846.34             0.00         0.00  36,201,018.57
A-2        90,457.55     90,457.55             0.00         0.00           0.00
A-3        80,029.18     80,029.18             0.00         0.00  13,250,000.00
A-4        44,549.75     44,549.75             0.00         0.00   6,900,000.00
A-5       142,103.82    142,103.82             0.00         0.00  22,009,468.00
A-6       130,404.38    130,404.38             0.00         0.00  20,197,423.00
A-7        15,769.79     17,319.80             0.00         0.00   2,440,921.64
A-8        41,584.16    159,468.19             0.00         0.00   6,627,423.51
A-9        54,537.06     54,537.06             0.00         0.00   8,846,378.00
A-10      624,937.05  1,914,477.26             0.00         0.00 103,625,010.48
A-11       81,770.33    283,260.98             0.00         0.00  16,191,407.17
A-12       41,141.23     41,141.23             0.00         0.00           0.00
A-13        7,269.00      7,269.00             0.00         0.00           0.00
A-14            0.00        942.39             0.00         0.00     927,728.59
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        33,502.53     36,795.48             0.00         0.00   5,185,679.77
M-2        20,938.92     22,997.00             0.00         0.00   3,241,024.90
M-3        19,263.60     21,157.01             0.00         0.00   2,981,710.97
B-1         8,375.31      9,198.52             0.00         0.00   1,296,370.03
B-2         3,349.99      3,679.26             0.00         0.00     518,528.05
B-3         6,700.55      7,359.14             0.00         0.00   1,037,142.63
SPRED      98,121.13     98,121.13             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,729,155.51  3,800,114.47             0.00         0.00 251,477,235.31
===============================================================================



































Run:        02/25/97     09:27:03
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S23 (POOL # 4230)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4230 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    964.336438  11.852985     4.850430    16.703415   0.000000    952.483452
A-3   1000.000000   0.000000     6.039938     6.039938   0.000000   1000.000000
A-4   1000.000000   0.000000     6.456486     6.456486   0.000000   1000.000000
A-5   1000.000000   0.000000     6.456486     6.456486   0.000000   1000.000000
A-6   1000.000000   0.000000     6.456486     6.456486   0.000000   1000.000000
A-7    998.762890   0.633822     6.448501     7.082323   0.000000    998.129067
A-8    950.043315  16.603385     5.856924    22.460309   0.000000    933.439931
A-9   1000.000000   0.000000     6.164903     6.164903   0.000000   1000.000000
A-10   964.336437  11.852985     5.744194    17.597179   0.000000    952.483452
A-11   964.336437  11.852985     4.810260    16.663245   0.000000    952.483452
A-14   998.366807   1.013115     0.000000     1.013115   0.000000    997.353692
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    998.762890   0.633820     6.448499     7.082319   0.000000    998.129070
M-2    998.762890   0.633821     6.448499     7.082320   0.000000    998.129069
M-3    998.762890   0.633820     6.448499     7.082319   0.000000    998.129070
B-1    998.762889   0.633824     6.448499     7.082323   0.000000    998.129065
B-2    998.762887   0.633821     6.448489     7.082310   0.000000    998.129066
B-3    998.762923   0.633816     6.448500     7.082316   0.000000    998.129156

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:05                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S23 (POOL # 4230)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4230 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       52,682.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                     4,641.96

SUBSERVICER ADVANCES THIS MONTH                                       62,220.73
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    32   8,256,753.95

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     251,477,235.31

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          932

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,909,931.32

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.35138200 %     4.51891400 %    1.12970360 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.30832790 %     4.53655999 %    1.13831420 %

      BANKRUPTCY AMOUNT AVAILABLE                         102,894.00
      FRAUD AMOUNT AVAILABLE                            5,195,340.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,597,670.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.47909647
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              353.61

POOL TRADING FACTOR:                                                96.80876102


 ................................................................................


Run:        02/25/97     09:27:11                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S24 (POOL # 4233)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4233 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947V24    35,025,125.00    34,493,800.82     7.250000  %    915,095.76
A-2   760947V32    30,033,957.00    29,723,035.82     7.250000  %    535,497.28
A-3   760947V40    25,641,602.00    25,641,602.00     7.250000  %          0.00
A-4   760947V57    13,627,408.00    13,586,929.62     7.250000  %     40,584.16
A-5   760947V65     8,189,491.00     7,925,955.55     7.250000  %    453,885.18
A-6   760947V73    17,267,161.00    17,267,161.00     7.250000  %          0.00
A-7   760947V81       348,675.05       347,247.78     0.000000  %      1,428.05
R     760947V99           100.00             0.00     7.250000  %          0.00
M-1   760947W23     2,022,800.00     2,016,791.54     7.250000  %      6,024.16
M-2   760947W31     1,146,300.00     1,142,895.07     7.250000  %      3,413.83
M-3   760947W49       539,400.00       537,797.78     7.250000  %      1,606.40
B-1                   337,100.00       336,098.69     7.250000  %      1,003.93
B-2                   269,700.00       268,898.89     7.250000  %        803.20
B-3                   404,569.62       403,367.91     7.250000  %      1,204.84
SPRE                        0.00             0.00     0.539493  %          0.00

- -------------------------------------------------------------------------------
                  134,853,388.67   133,691,582.47                  1,960,546.79
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       208,301.48  1,123,397.24             0.00         0.00  33,578,705.06
A-2       179,491.73    714,989.01             0.00         0.00  29,187,538.54
A-3       154,844.74    154,844.74             0.00         0.00  25,641,602.00
A-4        82,048.87    122,633.03             0.00         0.00  13,546,345.46
A-5        47,863.33    501,748.51             0.00         0.00   7,472,070.37
A-6       104,273.09    104,273.09             0.00         0.00  17,267,161.00
A-7             0.00      1,428.05             0.00         0.00     345,819.73
R               0.00          0.00             0.00         0.00           0.00
M-1        12,179.02     18,203.18             0.00         0.00   2,010,767.38
M-2         6,901.72     10,315.55             0.00         0.00   1,139,481.24
M-3         3,247.65      4,854.05             0.00         0.00     536,191.38
B-1         2,029.64      3,033.57             0.00         0.00     335,094.76
B-2         1,623.83      2,427.03             0.00         0.00     268,095.69
B-3         2,435.86      3,640.70             0.00         0.00     402,163.07
SPRED      60,076.29     60,076.29             0.00         0.00           0.00

- -------------------------------------------------------------------------------
          865,317.25  2,825,864.04             0.00         0.00 131,731,035.68
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    984.830199  26.126838     5.947202    32.074040   0.000000    958.703361
A-2    989.647678  17.829728     5.976293    23.806021   0.000000    971.817951
A-3   1000.000000   0.000000     6.038809     6.038809   0.000000   1000.000000
A-4    997.029635   2.978128     6.020871     8.998999   0.000000    994.051507
A-5    967.820289  55.422880     5.844482    61.267362   0.000000    912.397409
A-6   1000.000000   0.000000     6.038809     6.038809   0.000000   1000.000000
A-7    995.906590   4.095647     0.000000     4.095647   0.000000    991.810943
R        0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    997.029632   2.978129     6.020872     8.999001   0.000000    994.051503
M-2    997.029634   2.978130     6.020867     8.998997   0.000000    994.051505
M-3    997.029626   2.978124     6.020857     8.998981   0.000000    994.051502
B-1    997.029635   2.978137     6.020884     8.999021   0.000000    994.051498
B-2    997.029626   2.978124     6.020875     8.998999   0.000000    994.051502
B-3    997.029658   2.978128     6.020867     8.998995   0.000000    994.051580

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:12                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S24 (POOL # 4233)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4233 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       27,837.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       40,466.39
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    11   3,898,063.47

 (B)  TWO MONTHLY PAYMENTS:                                    2     413,000.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     131,731,035.68

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          491

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,560,840.21

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.47090380 %     2.77288500 %    0.75621170 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.42897910 %     2.79845974 %    0.76519530 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,348,534.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     713,194.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.07318127
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              174.34

POOL TRADING FACTOR:                                                97.68463142


 ................................................................................


Run:        02/25/97     09:27:13                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S25 (POOL # 4234)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4234 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947W56    25,623,000.00    25,502,156.13     7.250000  %    140,793.65
A-2   760947W64    38,194,000.00    37,607,160.80     6.037500  %    835,017.77
A-3   760947W72             0.00             0.00     2.962500  %          0.00
A-4   760947W80    41,309,000.00    40,098,191.68     6.750000  %  1,650,317.29
A-5   760947W98    25,013,000.00    24,628,682.86     7.250000  %    546,847.66
A-6   760947X22     7,805,000.00     7,805,000.00     6.750000  %          0.00
A-7   760947X30    39,464,000.00    39,712,871.33     0.000000  %          0.00
A-8   760947X48    12,000,000.00    12,000,000.00     7.750000  %          0.00
A-9   760947X55    10,690,000.00    10,690,000.00     7.650000  %          0.00
A-10  760947X63       763,154.95       754,564.06     0.000000  %        716.67
R-I   760947X71           100.00             0.00     7.750000  %          0.00
R-II  760947X89           100.00             0.00     7.750000  %          0.00
M-1   760947X97     4,251,000.00     4,248,370.91     7.750000  %      2,521.63
M-2   760947Y21     3,188,300.00     3,186,328.15     7.750000  %      1,891.25
M-3   760947Y39     2,125,500.00     2,124,185.46     7.750000  %      1,260.82
B-1                   850,200.00       849,674.18     7.750000  %        504.33
B-2                   425,000.00       424,737.15     7.750000  %        252.10
B-3                   850,222.04       849,696.22     7.750000  %        504.36
SPRE                        0.00             0.00     0.409747  %          0.00

- -------------------------------------------------------------------------------
                  212,551,576.99   210,481,618.93                  3,180,627.53
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       154,050.23    294,843.88             0.00         0.00  25,361,362.48
A-2       189,179.96  1,024,197.73             0.00         0.00  36,772,143.03
A-3        92,827.44     92,827.44             0.00         0.00           0.00
A-4       225,515.30  1,875,832.59             0.00         0.00  38,447,874.39
A-5       148,773.86    695,621.52             0.00         0.00  24,081,835.20
A-6        43,895.92     43,895.92             0.00         0.00   7,805,000.00
A-7        28,542.86     28,542.86       250,414.17         0.00  39,963,285.50
A-8        77,487.27     77,487.27             0.00         0.00  12,000,000.00
A-9        68,137.56     68,137.56             0.00         0.00  10,690,000.00
A-10            0.00        716.67             0.00         0.00     753,847.39
R-I             0.00          0.00             0.00         0.00           0.00
R-II            0.00          0.00             0.00         0.00           0.00
M-1        27,432.89     29,954.52             0.00         0.00   4,245,849.28
M-2        20,574.99     22,466.24             0.00         0.00   3,184,436.90
M-3        13,716.45     14,977.27             0.00         0.00   2,122,924.64
B-1         5,486.58      5,990.91             0.00         0.00     849,169.85
B-2         2,742.64      2,994.74             0.00         0.00     424,485.05
B-3         5,486.72      5,991.08             0.00         0.00     849,191.86
SPRED      71,858.33     71,858.33             0.00         0.00           0.00

- -------------------------------------------------------------------------------
        1,175,709.00  4,356,336.53       250,414.17         0.00 207,551,405.57
===============================================================================











































Run:        02/25/97     09:27:13
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S25 (POOL # 4234)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4234 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1    995.283774   5.494815     6.012186    11.507001   0.000000    989.788958
A-2    984.635304  21.862538     4.953133    26.815671   0.000000    962.772766
A-4    970.688995  39.950550     5.459229    45.409779   0.000000    930.738444
A-5    984.635304  21.862538     5.947862    27.810400   0.000000    962.772766
A-6   1000.000000   0.000000     5.624077     5.624077   0.000000   1000.000000
A-7   1006.306288   0.000000     0.723263     0.723263   6.345382   1012.651670
A-8   1000.000000   0.000000     6.457273     6.457273   0.000000   1000.000000
A-9   1000.000000   0.000000     6.373953     6.373953   0.000000   1000.000000
A-10   988.742928   0.939088     0.000000     0.939088   0.000000    987.803840
R-I      0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
R-II     0.000000   0.000000     0.000000     0.000000   0.000000      0.000000
M-1    999.381536   0.593185     6.453279     7.046464   0.000000    998.788351
M-2    999.381536   0.593184     6.453279     7.046463   0.000000    998.788351
M-3    999.381538   0.593187     6.453282     7.046469   0.000000    998.788351
B-1    999.381534   0.593190     6.453282     7.046472   0.000000    998.788344
B-2    999.381529   0.593176     6.453271     7.046447   0.000000    998.788353
B-3    999.381550   0.593186     6.453279     7.046465   0.000000    998.788341

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:15                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
           MORTGAGE PASS-THROUGH CERTIFICATES 1996-S25 (POOL # 4234)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4234 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       45,668.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                         0.00

SUBSERVICER ADVANCES THIS MONTH                                       38,535.32
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    16   3,697,026.69

 (B)  TWO MONTHLY PAYMENTS:                                    4   1,361,400.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     207,551,405.57

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          835

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    2,805,154.76

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.42943020 %     4.55777400 %    1.01279620 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.35387070 %     4.60281673 %    1.02653380 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            4,251,032.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   2,162,465.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.43360471
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              355.90

POOL TRADING FACTOR:                                                97.64754913


 ................................................................................


Run:        02/25/97     09:27:16                                    REPT1B.FRG
Page:         1 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-S1 (POOL # 4235)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4235 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947Y47    96,648,000.00    96,648,000.00     7.000000  %  1,843,596.83
A-2   760947Y54    15,536,000.00    15,536,000.00     7.000000  %          0.00
A-3   760947Y62    13,007,000.00    13,007,000.00     7.000000  %     38,638.03
A-4   760947Y70       163,098.92       163,098.92     0.000000  %        525.57
A-5   760947Y88             0.00             0.00     0.596911  %          0.00
R     760947Y96           100.00           100.00     7.000000  %        100.00
M-1   760947Z20     2,280,000.00     2,280,000.00     7.000000  %      6,773.23
M-2   760947Z38     1,107,000.00     1,107,000.00     7.000000  %      3,288.58
M-3   760947Z46       521,000.00       521,000.00     7.000000  %      1,547.74
B-1                   325,500.00       325,500.00     7.000000  %        966.97
B-2                   260,400.00       260,400.00     7.000000  %        773.57
B-3                   390,721.16       390,721.16     7.000000  %      1,160.73

- -------------------------------------------------------------------------------
                  130,238,820.08   130,238,820.08                  1,897,371.25
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       563,607.37  2,407,204.20             0.00         0.00  94,804,403.17
A-2        90,598.92     90,598.92             0.00         0.00  15,536,000.00
A-3        75,850.94    114,488.97             0.00         0.00  12,968,361.97
A-4             0.00        525.57             0.00         0.00     162,573.35
A-5        64,764.33     64,764.33             0.00         0.00           0.00
R               0.58        100.58             0.00         0.00           0.00
M-1        13,295.93     20,069.16             0.00         0.00   2,273,226.77
M-2         6,455.52      9,744.10             0.00         0.00   1,103,711.42
M-3         3,038.24      4,585.98             0.00         0.00     519,452.26
B-1         1,898.17      2,865.14             0.00         0.00     324,533.03
B-2         1,518.53      2,292.10             0.00         0.00     259,626.43
B-3         2,278.51      3,439.24             0.00         0.00     389,560.43

- -------------------------------------------------------------------------------
          823,307.04  2,720,678.29             0.00         0.00 128,341,448.83
===============================================================================
_______________________________________________________________________________



AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000  19.075375     5.831547    24.906922   0.000000    980.924625
A-2   1000.000000   0.000000     5.831547     5.831547   0.000000   1000.000000
A-3   1000.000000   2.970557     5.831548     8.802105   0.000000    997.029443
A-4   1000.000000   3.222400     0.000000     3.222400   0.000000    996.777600
R     1000.000000 1000.00000     5.800000  1005.800000   0.000000      0.000000
M-1   1000.000000   2.970715     5.831548     8.802263   0.000000    997.029285
M-2   1000.000000   2.970714     5.831545     8.802259   0.000000    997.029286
M-3   1000.000000   2.970710     5.831555     8.802265   0.000000    997.029290
B-1   1000.000000   2.970722     5.831551     8.802273   0.000000    997.029278
B-2   1000.000000   2.970699     5.831528     8.802227   0.000000    997.029301
B-3   1000.000000   2.970712     5.831550     8.802262   0.000000    997.029263

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:17                                        rept2.frg
Page:      2 of 2
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1997-S1 (POOL # 4235)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4235 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       28,296.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                       750.66

SUBSERVICER ADVANCES THIS MONTH                                       23,358.99
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                     9   2,510,501.78

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     128,341,448.83

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                          472

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                    1,510,430.53

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         96.24478640 %     3.00440400 %    0.75080970 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            96.20053590 %     3.03595642 %    0.75965710 %

      BANKRUPTCY AMOUNT AVAILABLE                         100,000.00
      FRAUD AMOUNT AVAILABLE                            1,302,388.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                     651,194.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          7.90628459
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              176.11

POOL TRADING FACTOR:                                                98.54315998

 ................................................................................


Run:        02/25/97     09:27:18                                    REPT1B.FRG
Page:         1 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-S2 (POOL # 4236)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4236 
_______________________________________________________________________________
                                       PRINCIPAL       CURRENT
                     ORIGINAL       BALANCE BEFORE   PASS-THROUGH    PRINCIPAL
CLASS   CUSIP       FACE VALUE       DISTRIBUTION       RATE       DISTRIBUTION
_______________________________________________________________________________
A-1   760947Z53    54,550,000.00    54,550,000.00     7.350000  %          0.00
A-2   760947Z61     6,820,000.00     6,820,000.00     7.500000  %          0.00
A-3   760947Z79    33,956,396.00    33,956,396.00     7.500000  %          0.00
A-4   760947Z87    23,875,000.00    23,875,000.00     7.500000  %          0.00
A-5   760947Z95    41,092,200.00    41,092,200.00     7.500000  %     26,729.40
A-6   7609472A8     9,750,000.00     9,750,000.00     7.500000  %          0.00
A-7   7609472B6    25,963,473.00    25,963,473.00     5.975000  %    110,378.84
A-8   7609472C4             0.00             0.00     3.025000  %          0.00
A-9   7609472D2   156,744,610.00   156,744,610.00     7.350000  %    843,616.41
A-10  7609472E0    36,000,000.00    36,000,000.00     7.150000  %    253,346.57
A-11  7609472F7     6,260,870.00     6,260,870.00     5.925000  %     44,060.28
A-12  7609472G5             0.00             0.00     2.575000  %          0.00
A-13  7609472H3     6,079,451.00     6,079,451.00     7.350000  %          0.00
A-14  7609472J9       486,810.08       486,810.08     0.000000  %        403.95
A-15  7609472K6             0.00             0.00     0.472105  %          0.00
R-I   7609472P5           100.00           100.00     7.500000  %        100.00
R-II  7609472Q3           100.00           100.00     7.500000  %        100.00
M-1   7609472L4     8,476,700.00     8,476,700.00     7.500000  %      5,513.87
M-2   7609472M2     5,297,900.00     5,297,900.00     7.500000  %      3,446.15
M-3   7609472N0     4,238,400.00     4,238,400.00     7.500000  %      2,756.97
B-1   7609472R1     1,695,400.00     1,695,400.00     7.500000  %      1,102.81
B-2                   847,700.00       847,700.00     7.500000  %        551.41
B-3                 1,695,338.32     1,695,338.32     7.500000  %      1,102.77

- -------------------------------------------------------------------------------
                  423,830,448.40   423,830,448.40                  1,293,209.43
===============================================================================
_______________________________________________________________________________
                                                                      REMAINING
            INTEREST         TOTAL         DEFERRED    REALIZED       PRINCIPAL
           DISTRIBUTION   DISTRIBUTION     INTEREST     LOSSES         BALANCE
_______________________________________________________________________________
A-1       334,095.26    334,095.26             0.00         0.00  54,550,000.00
A-2        42,622.00     42,622.00             0.00         0.00   6,820,000.00
A-3       212,212.56    212,212.56             0.00         0.00  33,956,396.00
A-4       149,218.75    149,218.75             0.00         0.00  23,875,000.00
A-5       256,808.19    283,537.59             0.00         0.00  41,065,470.60
A-6        60,933.21     60,933.21             0.00         0.00   9,750,000.00
A-7       129,267.37    239,646.21             0.00         0.00  25,853,094.16
A-8        65,444.99     65,444.99             0.00         0.00           0.00
A-9       959,993.23  1,803,609.64             0.00         0.00 155,900,993.59
A-10      214,484.92    467,831.49             0.00         0.00  35,746,653.43
A-11       30,910.88     74,971.16             0.00         0.00   6,216,809.72
A-12       13,433.84     13,433.84             0.00         0.00           0.00
A-13            0.00          0.00        37,234.02         0.00   6,116,685.02
A-14            0.00        403.95             0.00         0.00     486,406.13
A-15      166,732.16    166,732.16             0.00         0.00           0.00
R-I             0.63        100.63             0.00         0.00           0.00
R-II            0.63        100.63             0.00         0.00           0.00
M-1        52,975.65     58,489.52             0.00         0.00   8,471,186.13
M-2        33,109.55     36,555.70             0.00         0.00   5,294,453.85
M-3        26,488.14     29,245.11             0.00         0.00   4,235,643.03
B-1        10,595.50     11,698.31             0.00         0.00   1,694,297.19
B-2         5,297.76      5,849.17             0.00         0.00     847,148.59
B-3        10,595.11     11,697.88             0.00         0.00   1,694,235.55

- -------------------------------------------------------------------------------
        2,775,220.33  4,068,429.76        37,234.02         0.00 422,574,472.99
===============================================================================



































Run:        02/25/97     09:27:18
Page:         2 of 3



               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
        MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1997-S2 (POOL # 4236)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL#   4236 
_______________________________________________________________________________


AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
       BEGINNING                                                        ENDING
       BALANCE    PRINCIPAL     INTEREST      TOTAL      DEFERRED       BALANCE
CLASS  FACTOR     FACTOR        FACTOR     DISTRIBUTION  INTEREST       FACTOR
_______________________________________________________________________________
A-1   1000.000000   0.000000     6.124569     6.124569   0.000000   1000.000000
A-2   1000.000000   0.000000     6.249560     6.249560   0.000000   1000.000000
A-3   1000.000000   0.000000     6.249561     6.249561   0.000000   1000.000000
A-4   1000.000000   0.000000     6.250000     6.250000   0.000000   1000.000000
A-5   1000.000000   0.650474     6.249561     6.900035   0.000000    999.349526
A-6   1000.000000   0.000000     6.249560     6.249560   0.000000   1000.000000
A-7   1000.000000   4.251313     4.978817     9.230130   0.000000    995.748687
A-9   1000.000000   5.382108     6.124569    11.506677   0.000000    994.617892
A-10  1000.000000   7.037405     5.957914    12.995319   0.000000    992.962595
A-11  1000.000000   7.037405     4.937154    11.974559   0.000000    992.962595
A-13  1000.000000   0.000000     0.000000     0.000000   6.124569   1006.124570
A-14  1000.000000   0.829790     0.000000     0.829790   0.000000    999.170210
R-I   1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
R-II  1000.000000 1000.00000     6.300000  1006.300000   0.000000      0.000000
M-1   1000.000000   0.650474     6.249561     6.900035   0.000000    999.349526
M-2   1000.000000   0.650475     6.249561     6.900036   0.000000    999.349525
M-3   1000.000000   0.650474     6.249561     6.900035   0.000000    999.349526
B-1   1000.000000   0.650472     6.249558     6.900030   0.000000    999.349528
B-2   1000.000000   0.650478     6.249569     6.900047   0.000000    999.349522
B-3   1000.000000   0.650472     6.249555     6.900027   0.000000    999.349528

_______________________________________________________________________________


DETERMINATION DATE       20-February-97 
DISTRIBUTION DATE        25-February-97 

Run:     02/25/97     09:27:20                                        rept2.frg
Page:      3 of 3
               RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
           RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
            MORTGAGE PASS-THROUGH CERTIFICATES 1997-S2 (POOL # 4236)
                    STATEMENT TO CERTIFICATEHOLDERS
              ADDITIONAL RELATED INFORMATION FOR POOL 4236 
_______________________________________________________________________________

SERVICING COMPENSATION RECEIVED BY SUB-SERVICER                       88,611.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER                    12,119.45

SUBSERVICER ADVANCES THIS MONTH                                       29,121.17
MASTER SERVICER ADVANCES THIS MONTH                                        0.00


                                                          NUMBER OF   PRINCIPAL
DELINQUENCIES:                                              LOANS      BALANCE

 (A)  ONE MONTHLY PAYMENT:                                    14   3,981,973.56

 (B)  TWO MONTHLY PAYMENTS:                                    0           0.00

 (C)  THREE OR MORE MONTHLY PAYMENTS:                          0           0.00


FORECLOSURES
  NUMBER OF LOANS                                                             0
  AGGREGATE PRINCIPAL BALANCE                                              0.00

SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION                                                     422,574,472.99

AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE                                                        1,627

NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS                                       0

BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS                       0.00

REMAINING SUBCLASS INTEREST SHORTFALL                                      0.00

CLASS A SHORTFALL (PRINCIPAL)                                              0.00
CLASS A SHORTFALL (INTEREST)                                               0.00

TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION                      980,236.56

TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION                            0.00

DISTRIBUTION PERCENTAGES:
                                     SENIOR        CLASS M        CLASS B
CURRENT DISTRIBUTION         94.74388270 %     4.25493600 %    1.00118150 %
PREPAYMENT PERCENT          100.00000000 %     0.00000000 %    0.00000000 %
NEXT DISTRIBUTION            94.73167660 %     4.25990782 %    1.00350650 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION                  0.4714 %

      BANKRUPTCY AMOUNT AVAILABLE                         154,377.00
      FRAUD AMOUNT AVAILABLE                            8,476,609.00 
      SPECIAL HAZARD AMOUNT AVAILABLE                   4,238,304.00 

ENDING GROSS WEIGHTED AVERAGE INTEREST RATE                          8.25312633
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS                              356.72

POOL TRADING FACTOR:                                                99.70366088

 ................................................................................




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