SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
January 25, 1997
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
(Exact name of the registrant as specified in its
charter)
2-99554, 33-9518, 33-10349
33-20826, 33-26683, 33-31592
33-35340, 33-40243, 33-44591
33-49296, 33-49689, 33-52603,
33-54227
(Commission File Number)
Delaware 333-4846 75-2006294
(State or other (I.R.S Employee
jurisdiction of Identification No.)
incorporation)
8400 Normandale Lake Boulevard 55437
Minneapolis, Minnesota (Zip Code)
(Address of Principal
Executive Offices)
Registrant's telephone number, including area code
(612) 832-7000
<PAGE>
Item 5. Other Events
See the respective monthly reports, each reflecting the required information for
the January 1997 distribution to holders of the following series of Conduit
Mortgage Pass-Through Certificates.
Master Serviced by GMACM Pennsylvania
Series 1986-1
Series 1986-4
Master Serviced by Residential Funding Corporation
1986-12 RFM1
1986-15 RFM1
1987-1 RFM1
1987-3 RFM1
1987-4 RFM1
1987-S2 RFM1
1987-6 RFM1
1987-S5 RFM1
1987-S7 RFM1
1987-SA1 RFM1
1988-3A RFM1
1988-3B RFM1
1988-3C RFM1
1988-4B RFM1
1989-2 RFM1
1989-3A RFM1
1989-3B RFM1
1989-3C RFM1
1989-SW1A RFM1
1989-SW1B RFM1
1989-S1 RFM1
1989-S2 RFM1
1989-SW2 RFM1
1989-4A RFM1
1989-4B RFM1
1989-S4 RFM1
1989-5A RFM1
1989-5B RFM1
<PAGE>
1989-7 RFM1
1990-S1 RFM1
1990-2 RFM1
1990-3A RFM1
1990-3B RFM1
1990-3C RFM1
1990-5 RFM1
1990-6 RFM1
1990-8 RFM1
1990-S14 RFM1
1990-R16 RFM1
1991-4 RFM1
1991-R9 RFM1
1991-S11 RFM1
1991-R13 RFM1
1991-R14 RFM1
1991-20 RFM1
1991-21A RFM1
1991-21B RFM1
1991-21C RFM1
1991-25A RFM1
1991-25B RFM1
1991-S30 RFM1
1992-S1 RFM1
1992-S2 RFM1
1992-S3 RFM1
1992-S4 RFM1
1992-S5 RFM1
1992-S6 RFM1
1992-S7 RFM1
1992-S8 RFM1
1992-S9 RFM1
1992-S10 RFM1
1992-S11 RFM1
1992-S12 RFM1
1992-13 RFM1
1992-S14 RFM1
1992-S15 RFM1
1992-S16 RFM1
1992-17A RFM1
1992-17B RFM1
1992-17C RFM1
1992-S18 RFM1
1992-S19 RFM1
1992-S20 RFM1
<PAGE>
1992-S21 RFM1
1992-S23 RFM1
1992-S22 RFM1
1992-S25 RFM1
1992-S26 RFM1
1992-S27 RFM1
1992-S28 RFM1
1992-S29 RFM1
1992-S31 RFM1
1992-S32 RFM1
1992-S33 RFM1
1992-S34 RFM1
1992-S35 RFM1
1992-S36 RFM1
1992-S37 RFM1
1992-S38 RFM1
1992-S39 RFM1
1992-S40 RFM1
1992-S41 RFM1
1992-S42 RFM1
1992-S43 RFM1
1992-S44 RFM1
1993-S1 RFM1
1993-S2 RFM1
1993-S3 RFM1
1993-S4 RFM1
1993-S5 RFM1
1993-S6 RFM1
1993-S7 RFM1
1993-S8 RFM1
1993-S9 RFM1
1993-S10 RFM1
1993-S11 RFM1
1993-S12 RFM1
1993-S13 RFM1
1993-MZ1 RFM1
1987-S1 RFM1
1989-4C RFM1
1989-4D RFM1
1989-4E RFM1
1993-S14 RFM1
1993-S15 RFM1
1993-19 RFM1
1993-S16 RFM1
1993-S17 RFM1
<PAGE>
1993-S18 RFM1
1993-MZ2 RFM1
1993-S20 RFM1
1993-S21 RFM1
1993-S22 RFM1
1993-S23 RFM1
1993-S27 RFM1
1993-S24 RFM1
1993-S25 RFM1
1993-S26 RFM1
1993-S28 RFM1
1993-S29 RFM1
1993-S30 RFM1
1993-S33 RFM1
1993-MZ3 RFM1
1993-S31 RFM1
1993-S32 RFM1
1993-S34 RFM1
1993-S38 RFM1
1993-S41 RFM1
1993-S35 RFM1
1993-S36 RFM1
1993-S37 RFM1
1993-S39 RFM1
1993-S42 RFM1
1993-S40 RFM1
1993-S43 RFM1
1993-S44 RFM1
1993-S46 RFM1
1993-S45 RFM1
1993-S47 RFM1
1993-S48 RFM1
1993-S49 RFM1
1994-S1 RFM1
1994-S2 RFM1
1994-S3 RFM1
1994-S5 RFM1
1994-S6 RFM1
1994-RS4 RFM1
1994-S7 RFM1
1994-S8 RFM1
1994-S9 RFM1
1994-S10 RFM1
1994-S11 RFM1
1994-S12 RFM1
<PAGE>
1994-S13 RFM1
1994-S14 RFM1
1994-S15 RFM1
1994-S16 RFM1
1994-MZ1 RFM1
1994-S17 RFM1
1994-S18 RFM1
1994-S19 RFM1
1994-S20 RFM1
1995-S1 RFM1
1995-S2 RFM1
1995-S3 RFM1
1995-S4 RFM1
1995-S6 RFM1
1995-S7 RFM1
1995-S8 RFM1
1995-R5 RFM1
1995-S9 RFM1
1995-S10 RFM1
1995-S11 RFM1
1995-S12 RFM1
1995-S13 RFM1
1995-S14 RFM1
1995-S15 RFM1
1995-S16 RFM1
1995-S17 RFM1
1995-S18 RFM1
1995-S19 RFM1
1995-S21 RFM1
1996-S3 RFM1
1996-S1 RFM1
1996-S2 RFM1
1996-S4 RFM1
1996-S5 RFM1
1996-S6 RFM1
1996-S7 RFM1
1996-S8 RFM1
1996-S9 RFM1
1996-S11 RFM1
1996-S12 RFM1
1996-S10 RFM1
1996-S13 RFM1
1996-S14 RFM1
1996-S15 RFM1
1996-S16 RFM1
<PAGE>
1996-S17 RFM1
1996-S18 RFM1
1996-S19 RFM1
1996-S20 RFM1
1996-S21 RFM1
1996-S22 RFM1
1996-S23 RFM1
1995-R20 RFM1
1996-S24 RFM1
1996-S25 RFM1
Item 7. Financial Statements and Exhibits
(a) See attached monthly reports
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed onits behalf by the
undersigned thereunto duly authorized.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.
By: /s/Davee Olson
Name: Davee Olson
Title: Executive Vice President and
Chief Financial Officer
Dated: January 25, 1997
<PAGE>
GMAC MORTGAGE CORPORATION
100WITMER ROAD, P.O.BOX 963
HORHSAM, PA 19044-0963
SERIES 1986-1 HF
PARTICIPATION CERTIFICATE REMITTANCE ADVICE
INVESTOR NAME: SALOMON BROTHERS INC
ADDRESS: DIVIDEND DEPT 44TH FLOOR
ONE NEW YORK PLAZA
NEW YORK, NY 10004
CONTROL NUMBER: 3504 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER: 000001 NON CALIFORNIA LOANS: 3,337,946.79
CERTIFICATE NUMBER OF UNITS: 0001 SPECIAL HAZARD INSURANCE: 1,000,000.00
BANKRUPTCY BOND: 344,787.59
SCHEDULED INSTALLMENTS OF: 01/01/97
GROSS INTEREST RATE: 13.445097
NET INTEREST RATE: 11.240786
TOTAL NUMBER OF LOANS: 11
REPORT DATE: 01/27/97
***SECTION 1***REMITTANCE DATA POOL TOTAL PER UNIT CERT TOTAL
GROSS INTEREST 19,189.81 19,189.81 19,189.81
LESS SERVICE FEE 3,146.15 3,146.15 3,146.15
NET INTEREST 16,043.66 16,043.66 16,043.66
PAYOFF NET INTEREST 1,723.88 1,723.88 1,723.88
PLUS REO NET INT GAIN 0.00 0.00 0.00
LESS REO REIMBURSEMENT 0.00 0.00 0.00
PRINCIPAL INSTALLMENT 209.90 209.90 209.90
ADDITIONAL PRINCIPAL 47.04 47.04 47.04
PAYOFF PRINCIPAL 0.00 0.00 0.00
REO PRINCIPAL 0.00 0.00 0.00
ADJUSTMENT + OR- 0.00 0.00 0.00
TOTAL REMITTANCE 18,024.48 18,024.48 18,024.48
***SECTION 2***PRINCIPAL BALANCE DATA
1) BEGINNING PRINCIPAL BALANCE 1,712,726.42 1,712,726.42 1,712,726.42
LESS PAYOFF PRINCIPAL BALANCE 0.00 0.00 0.00
2) LESS REO BALANCE REMOVAL 0.00 0.00 0.00
LESS REO BALANCE FOR CURRENT
MONTHS P&I PAYMENTS NOT ADVANCED 0.00 0.00 0.00
ADJ BEGINNING PRINCIPAL
CURRENT MONTHS P&I CALCULATION 1,712,726.42 1,712,726.42 1,712,726.42
PRINCIPAL REMITTANCE:
REGULAR INSTALLMENTS 209.90 209.90 209.90
PRINCIPAL PREPAYMENT
ADDITIONAL PRINCIPAL 47.04 47.04 47.04
PAYOFF PRINCIPAL 0.00 0.00 0.00
REO PRINCIPAL 0.00 0.00 0.00
PRINCIPAL ADJUSTMENT + OR - 0.00 0.00 0.00
3) TOTAL PRINCIPAL REMITTANCE 256.94 256.94 256.94
ENDING PRINCIPAL BALANCE 1,712,469.48 1,712,469.48 1,712,469.48
***SECTION 3***DELINQUENCY DATA
#LOANS AGGREGATGE PR BAL
DELINQ ON LOANS DELINQ
30-59 DAYS 0 0.00
PRINCIPAL 0.00 0.00 0.00
INTEREST 0.00 0.00 0.00
60-89 DAYS 1 149,750.67
PRINCIPAL 542.53 542.53 542.53
INTEREST 4,253.42 4,253.42 4,253.42
OVER 90 DAYS 0 0.00
PRINCIPAL 0.00 0.00 0.00
INTEREST 0.00 0.00 0.00
FORECLOSURE 1 193,864.80
PRINCIPAL 9,730.67 9,730.67 9,730.67
INTEREST 112,549.33 112,549.33 112,549.33
REO 0 0.00 0.00
PRINICPAL 0.00 0.00 0.00
INTEREST 0.00 0.00 0.00
TOTAL 2 343,615.47 127,075.95 127,075.95 127,075.95
***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED
NET INTEREST 0.00 0.00 0.00
SERVICE FEE 0.00 0.00 0.00
PRINCIPAL 0.00 0.00 0.00
TOTAL NOT ADVANCED 0.00 0.00 0.00
IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
THROUGH DEPARTMENT (215-682-1909)
- -------------------------------------------------------------------------------
<PAGE>
GMAC MORTGAGE CORPORATION
100 WITMER ROAD, P.O.BOX 963
HORSHAM, PA 19044-0963
SERIES 1986-4 HL
PARTICIPATION CERTIFICATE REMITTANCE ADVICE
INVESTOR NAME: SALOMON BROTHERS INC
ADDRESS: DIVIDEND DEPT 44TH FLOOR
ONE NEW YORK PLAZA
NEW YORK, NY 10004
CONTROL NUMBER: 3506 MORTGAGE POOL INSURANCE
INVESTOR CERTIFICATE NUMBER: 000001 NON CALIFORNIA LOANS: 6,711,109.51
CERTIFICATE NUMBER OF UNITS: 0001 SPECIAL HAZARD INSURANCE: 368,860.56
BANKRUPTCY BOND: 342,969.66
SCHEDULED INSTALLMENTS OF: 01/01/97
GROSS INTEREST RATE: 12.403385
NET INTEREST RATE: 10.25
TOTAL NUMBER OF LOANS: 6
REPORT DATE: 01/27/97
***SECTION 1***REMITTANCE DATA POOL TOTAL PER UNIT CERT TOTAL
GROSS INTEREST 6,057.24 6,057.24 6,057.24
LESS SERVICE FEE 1,051.61 1,051.61 1,051.61
NET INTEREST 5,005.63 5,005.63 5,005.63
PAYOFF NET INTEREST 845.30 845.30 845.30
PLUS REO NET INT GAIN 0.00 0.00 0.00
LESS REO REIMBURSEMENT 0.00 0.00 0.00
PRINCIPAL INSTALLMENT 689.75 689.75 689.75
ADDITIONAL PRINCIPAL 0.00 0.00 0.00
PAYOFF PRINCIPAL 136,835.80 136,835.80 136,835.80
REO PRINCIPAL 0.00 0.00 0.00
ADJUSTMENT + OR- 0.00 0.00 0.00
TOTAL REMITTANCE 143,376.48 143,376.48 143,376.48
***SECTION 2***PRINCIPAL BALANCE DATA
1) BEGINNING PRINCIPAL BALANCE 722,860.76 722,860.76 722,860.76
LESS PAYOFF PRINCIPAL BALANCE 136,835.80 136,835.80 136,835.80
2) LESS REO BALANCE REMOVAL 0.00 0.00 0.00
LESS REO BALANCE FOR CURRENT
MONTHS P&I PAYMENTS NOT ADVANCED 0.00 0.00 0.00
ADJ BEGINNING PRINCIPAL
CURRENT MONTHS P&I CALCULATION 586,024.96 586,024.96 586,024.96
PRINCIPAL REMITTANCE:
REGULAR INSTALLMENTS 689.75 689.75 689.75
PRINCIPAL PREPAYMENT
ADDITIONAL PRINCIPAL 0.00 0.00 0.00
PAYOFF PRINCIPAL 136,835.80 136,835.80 136,835.80
REO PRINCIPAL 0.00 0.00 0.00
PRINCIPAL ADJUSTMENT + OR - 0.00 0.00 0.00
3) TOTAL PRINCIPAL REMITTANCE 137,525.55 137,525.55 137,525.55
ENDING PRINCIPAL BALANCE 585,335.21 585,335.21 585,335.21
***SECTION 3***DELINQUENCY DATA
#LOANS AGGREGATGE PR BAL
DELINQ ON LOANS DELINQ
30-59 DAYS 0 0.00
PRINCIPAL 0.00 0.00 0.00
INTEREST 0.00 0.00 0.00
60-89 DAYS 0 0.00
PRINCIPAL 0.00 0.00 0.00
INTEREST 0.00 0.00 0.00
OVER 90 DAYS 0 0.00
PRINCIPAL 0.00 0.00 0.00
INTEREST 0.00 0.00 0.00
FORECLOSURE 1 74,862.29
PRINCIPAL 1,536.58 1,536.58 1,536.58
INTEREST 23,701.62 23,701.62 23,701.62
REO 0 0.00
PRINICPAL 0.00 0.00 0.00
INTEREST 0.00 0.00 0.00
TOTAL 1 74,862.29 25,238.20 25,238.20 25,238.20
***SECTION 4***TOTAL DETAIL OF DELINQUENCY NOT ADVANCED
NET INTEREST 0.00 0.00 0.00
SERVICE FEE 0.00 0.00 0.00
PRINCIPAL 0.00 0.00 0.00
TOTAL NOT ADVANCED 0.00 0.00 0.00
IF ANY QUESTIONS, CONTACT CONVENTIONAL PASS
THROUGH DEPARTMENT (215-682-1909)
- -------------------------------------------------------------------------------
<PAGE>
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12 (POOL 3010)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3010
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
795483AN6 51,185,471.15 410,777.34 8.0000 700.88
STRIP 0.00 0.00 1.4204 0.00
- --------------------------------------------------------------------------------
51,185,471.15 410,777.34 700.88
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
2,738.52 0.00 3,439.40 0.00 410,076.46
STRIP 486.23 0.00 486.23 0.00 0.00
3,224.75 0.00 3,925.63 0.00 410,076.46
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
8.025272 0.013693 0.053502 0.000000 0.067195 8.011579
STRIP 0.000000 0.000000 0.009499 0.000000 0.009499 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1986-12 (POOL 3010)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 85.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 154.04
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 410,076.46
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 410,677.34
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 100.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 600.88
MORTGAGE POOL INSURANCE 3,273,620.71
SPECIAL HAZARD LOSS COVERAGE 973,995.52
BANKRUPTCY BOND 0.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.1204%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.0000%
POOL TRADING FACTOR 0.008011579
................................................................................
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1 (POOL 3029)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3029
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
795483BA3 96,428,600.14 4,927,770.25 8.5000 7,354.24
STRIP 0.00 0.00 0.8897 0.00
- --------------------------------------------------------------------------------
96,428,600.14 4,927,770.25 7,354.24
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
34,905.04 0.00 42,259.28 0.00 4,920,416.01
STRIP 3,653.69 0.00 3,653.69 0.00 0.00
38,558.73 0.00 45,912.97 0.00 4,920,416.01
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
51.102787 0.076266 0.361978 0.000000 0.438244 51.026521
STRIP 0.000000 0.000000 0.037890 0.000000 0.037890 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-1 (POOL 3029)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,251.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,622.06
SUBSERVICER ADVANCES THIS MONTH 4,533.95
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 330,710.52
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 1 140,667.05
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,920,416.01
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 4,932,979.65
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 35
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 515.04
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 6,839.20
MORTGAGE POOL INSURANCE 5,237,225.62
SPECIAL HAZARD LOSS COVERAGE 975,802.16
BANKRUPTCY BOND 100,000.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.3329%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.5000%
POOL TRADING FACTOR 0.051026521
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3 (POOL 3028)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3028
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
795483AY2 99,525,248.34 2,529,437.49 6.5000 5,135.17
STRIP 0.00 0.00 2.8946 0.00
- --------------------------------------------------------------------------------
99,525,248.34 2,529,437.49 5,135.17
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
13,701.12 0.00 18,836.29 0.00 2,524,302.32
STRIP 6,101.47 0.00 6,101.47 0.00 0.00
19,802.59 0.00 24,937.76 0.00 2,524,302.32
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
25.415033 0.051597 0.137665 0.000000 0.189262 25.363437
STRIP 0.000000 0.000000 0.061306 0.000000 0.061306 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-3 (POOL 3028)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 925.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 874.76
SUBSERVICER ADVANCES THIS MONTH 5,183.46
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 203,466.12
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 2 331,254.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,524,302.32
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 2,532,984.28
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 14
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 341.92
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 4,793.25
MORTGAGE POOL INSURANCE 7,415,287.30
SPECIAL HAZARD LOSS COVERAGE 976,420.16
BANKRUPTCY BOND 100,000.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.2488%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.5000%
POOL TRADING FACTOR 0.025363437
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4 (POOL 3033)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3033
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
795483BB1 106,883,729.60 7,063,975.17 7.0000 574,483.73
STRIP 0.00 0.00 1.9627 0.00
- --------------------------------------------------------------------------------
106,883,729.60 7,063,975.17 574,483.73
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
40,315.90 0.00 614,799.63 1,717.93 6,487,773.51
STRIP 11,301.85 0.00 11,301.85 0.00 0.00
51,617.75 0.00 626,101.48 1,717.93 6,487,773.51
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
66.090276 5.374847 0.377194 0.000000 5.752041 60.699356
STRIP 0.000000 0.000000 0.105740 0.000000 0.105740 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-4 (POOL 3033)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,620.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,255.32
SUBSERVICER ADVANCES THIS MONTH 7,850.87
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 678,129.59
(B) TWO MONTHLY PAYMENTS: 1 186,644.77
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,487,773.51
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 6,498,244.66
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 36
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 175,797.32
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 1,244.96
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 388,198.17
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 9,243.28
MORTGAGE POOL INSURANCE 6,565,698.13
SPECIAL HAZARD LOSS COVERAGE 973,390.58
BANKRUPTCY BOND 100,000.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.8592%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.0000%
POOL TRADING FACTOR 0.060699356
................................................................................
SEC REPORT
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/15/97 12:14 PM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 4000
SERIES: 1987-S1
SELLER: RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A STRIP
CUSIP Number 795483BD7 NA
Tot Principal and Interest Distr 12,124.10 4,848.97
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 1,930.92
Total Principal Prepayments 23.21
Principal Payoffs-In-Full 0.00
Principal Curtailments 23.21
Principal Liquidations 0.00
Scheduled Principal Due 1,907.71
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 10,193.18 4,848.97
Prepayment Interest Shortfall 0.00 0.00
Unpaid Interest Shortfall Paid 0.00
Remaining Unpaid Interest Shortfall 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 117,952,531.57
Current Period BEGINNING Prin Bal 1,439,037.80
Current Period ENDING Prin Bal 1,437,106.88
Change in Principal Balance 1,930.92
PER CERTIFICATE DATA BY CLASS
Principal Distributed 0.016370
Interest Distributed 0.086418
Total Distribution 0.102788
Total Principal Prepayments 0.000197
Current Period Interest Shortfall 0.000000
BEGINNING Principal Balance 12.200143
ENDING Principal Balance 12.183773
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 8.500000% 1.564401%
Subordinated Unpaid Amounts
Period Ending Class Percentages 38.689185%
Prepayment Percentages 38.689184%
Trading Factors 1.218377%
Certificate Denominations 1,000
Sub-Servicer Fees 500.55
Master Servicer Fees 179.88
Percentage Interest
Current Period Master Servicer Advance 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Tot Principal and Interest Distr 14,620.42 51.98 31,645.47
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 2,433.27 4,364.19
Total Principal Prepayments 36.79 60.00
Principal Payoffs-In-Full 0.00 0.00
Principal Curtailments 36.79 60.00
Principal Liquidations 0.00 0.00
Scheduled Principal Due 3,023.16 4,930.87
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 12,187.15 51.98 27,281.28
Prepayment Interest Shortfall 0.00 0.00 0.00
Unpaid Interest Shortfall Paid 0.00 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 8,878,147.54 126,830,679.11
Current Period BEGINNING Prin Bal 2,280,445.63 3,719,483.43
Current Period ENDING Prin Bal 2,277,385.68 3,714,492.56
Change in Principal Balance 3,059.95 4,990.87
PER CERTIFICATE DATA BY CLASS
Principal Distributed 68.518517
Interest Distributed 343.178291
Total Distribution 411.696808
Total Principal Prepayments 1.035971
Current Period Interest Shortfall
BEGINNING Principal Balance 256.860524
ENDING Principal Balance 256.515863
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 0.00
Passthru Rate 8.380000% 0.120000%
Subordinated Unpaid Amounts 533,346.74 3,478.33 536,825.07
Period Ending Class Percentages 61.310815%
Prepayment Percentages 61.310816%
Trading Factors 25.651586% 2.928702%
Certificate Denominations 250,000
Sub-Servicer Fees 793.21 1,293.76
Master Servicer Fees 285.06 464.94
Percentage Interest
Current Period Master Servicer Advance 0.00
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 1,268,306.80
Current Special Hazard Amount 1,268,306.80
Unpaid Number
POOL DELINQUENCY DATA Prin Bal of Loans
Loans Delinquent ONE Payment 0.00 0
Loans Delinquent TWO Payments 0.00 0
Loans Delinquent THREE + Payments 812,064.62 2
Tot Unpaid Principal on Delinq Loans 812,064.62 2
Loans in Foreclosure, INCL in Delinq 468,284.26 1
REO/Pending Cash Liquidations 0.00 0
Principal Balance New REO 0.00
6 Mo Avg Delinquencies 2+ Payments 20.6779%
Loans in Pool 21
Current Period Sub-Servicer Fee 1,293.76
Current Period Master Servicer Fee 464.94
Aggregate REO Losses (458,833.34)
................................................................................
SEC REPORT
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/17/97 09:57 AM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 4001
SERIES: 1987-S2
SELLER: RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A STRIP
CUSIP Number 760920AB4 NA
Total Principal and Interest Distr 2,153,600.88 1,933.83
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 2,138,453.50
Total Principal Prepayments 0.00
Principal Payoffs-In-Full 0.00
Principal Curtailments 0.00
Principal Liquidations 0.00
Scheduled Principal Due 2,138,453.50
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 15,147.38 1,933.83
Prepayment Interest Shortfall 0.00 0.00
Unpaid Interest Shortfall Distr (Paid) 0.00
Remaining Unpaid Interest Shortfall 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 120,690,107.20
Current Period BEGINNING Princ Bal 2,138,453.49
Current Period ENDING Princ Bal (0.01)
Change in Principal Balance 2,138,453.50
PER CERTIFICATE DATA BY CLASS
Principal Distributed 17.718548
Interest Distributed 0.125506
Total Distribution 17.844055
Total Principal Prepayments 0.000000
Current Period Interest Shortfall 0.000000
BEGINNING Principal Balance 17.718548
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 8.500000% 0.769898%
Subordinated Unpaid Amounts
Period Ending Class Percentages ERR
Prepayment Percentages 70.946950%
Trading Factors 0.000000%
Certificate Denominations 1,000
Sub-Servicer Fees ERR
Master Servicer Fees ERR
Percentage Interest
Curr Per Master Servicer Advance Amt 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Total Principal and Interest Distr 881,337.34 570.53 3,037,442.58
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 875,704.96 3,014,158.46
Total Principal Prepayments 0.00 0.00
Principal Payoffs-In-Full 0.00 0.00
Principal Curtailments 0.00 0.00
Principal Liquidations 0.00 0.00
Scheduled Principal Due 875,704.96 3,014,158.46
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 5,632.38 570.53 23,284.12
Prepayment Interest Shortfall 0.00 0.00 0.00
Unpaid Interest Shortfall Distr (Paid) 0.00 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 6,352,110.91 127,042,218.11
Current Period BEGINNING Princ Bal 875,704.97 3,014,158.46
Current Period ENDING Princ Bal 0.01 0.00
Change in Principal Balance 875,704.96 3,014,158.46
PER CERTIFICATE DATA BY CLASS
Principal Distributed 34,465.116101
Interest Distributed 221.673554
Total Distribution 34,686.789655
Total Principal Prepayments 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance 137.860466
ENDING Principal Balance 0.000002
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 0.00
Passthru Rate 8.270000% 0.230000%
Subordinated Unpaid Amounts 144,123.65 114.58 144,238.23
Period Ending Class Percentages 144,123.65
Prepayment Percentages 29.053050%
Trading Factors 0.000000% 0.000000%
Certificate Denominations 250,000
Sub-Servicer Fees ERR ERR
Master Servicer Fees ERR ERR
Percentage Interest
Curr Per Master Servicer Advance Amt 0.00
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 1,270,422.18
Current Special Hazard Amount 0.01
POOL DELINQUENCY DATA
Unpaid Princ Number of
Balance Loans
Loans Delinquent ONE Payment 0.00 0
Loans Delinquent TWO Payments 0.00 0
Loans Delinquent THREE + Payments 0.00 0
Tot Unpaid Princ on Delinquent Loans 0.00 0
Loans in Foreclosure, INCL in Delinq 0.00 0
REO/Pending Cash Liquidations 0.00 0
Principal Balance New REO 0.00
Six Month Avg Delinquencies 2+ Pmts 3.8862%
Loans in Pool 0
Current Period Sub-Servicer Fee 1,146.59
Current Period Master Servicer Fee 376.77
Aggregate REO Losses (157,946.84)
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6 (POOL 3042)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3042
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920AD0 126,773,722.44 7,764,502.78 8.5000 618,934.88
STRIP 0.00 0.00 0.3204 0.00
- --------------------------------------------------------------------------------
126,773,722.44 7,764,502.78 618,934.88
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
52,100.46 0.00 671,035.34 0.00 7,145,567.90
STRIP 1,944.29 0.00 1,944.29 0.00 0.00
54,044.75 0.00 672,979.63 0.00 7,145,567.90
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
61.246942 4.882202 0.410972 0.000000 5.293174 56.364740
STRIP 0.000000 0.000000 0.015337 0.000000 0.015337 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1987-6 (POOL 3042)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,013.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,516.90
SUBSERVICER ADVANCES THIS MONTH 8,208.30
MASTER SERVICER ADVANCES THIS MONTH 3,909.64
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 644,732.89
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 2 239,976.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 7,145,567.90
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 6,759,682.76
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 36
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 449,708.58
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 606,879.67
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 710.79
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 11,344.42
MORTGAGE POOL INSURANCE 7,927,816.44
SPECIAL HAZARD LOSS COVERAGE 1,165,417.74
BANKRUPTCY BOND 100,000.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.7844%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.5000%
POOL TRADING FACTOR 0.056364740
................................................................................
SEC REPORT
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/15/97 12:21 PM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 4004
SERIES: 1987-S5
SELLER: RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A STRIP
CUSIP Number 760920AH1 NA
Total Princ and Interest Distributed 46,552.56 1,388.80
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 30,485.70
Total Principal Prepayments 3,170.12
Principal Payoffs-In-Full 0.00
Principal Curtailments 3,170.12
Principal Liquidations 0.00
Scheduled Principal Due 27,315.58
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 16,066.86 1,388.80
Prepayment Interest Shortfall 0.00 0.00
Unpaid Interest Shortfall Distr (Paid) 0.00
Remaining Unpaid Interest Shortfall 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 72,064,664.88
Current Period BEGINNING Princ Balance 2,203,455.04
Current Period ENDING Princ Balance 2,172,969.34
Change in Principal Balance 30,485.70
PER CERTIFICATE DATA BY CLASS
Principal Distributed 0.423033
Interest Distributed 0.222951
Total Distribution 0.645983
Total Principal Prepayments 0.043990
Current Period Interest Shortfall 0.000000
BEGINNING Principal Balance 30.576081
ENDING Principal Balance 30.153049
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 8.750000% 0.569573%
Subordinated Unpaid Amounts
Period Ending Class Percentages 75.306471%
Prepayment Percentages 75.306471%
Trading Factors 3.015305%
Certificate Denominations 1,000
Sub-Servicer Fees 574.44
Master Servicer Fees 260.73
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Total Princ and Interest Distributed 11,004.37 16.27 58,962.00
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 7,317.54 37,803.24
Total Principal Prepayments 1,039.51 4,209.63
Principal Payoffs-In-Full 0.00 0.00
Principal Curtailments 1,039.51 4,209.63
Principal Liquidations 0.00 0.00
Scheduled Principal Due 7,066.94 34,382.52
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 3,686.83 16.27 21,158.76
Prepayment Interest Shortfall 0.00 0.00 0.00
Unpaid Interest Shortfall Distr (Paid) 0.00 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 3,395,717.19 75,460,382.07
Current Period BEGINNING Princ Balance 722,528.62 2,925,983.66
Current Period ENDING Princ Balance 712,532.13 2,885,501.47
Change in Principal Balance 9,996.49 40,482.19
PER CERTIFICATE DATA BY CLASS
Principal Distributed 538.733027
Interest Distributed 271.432351
Total Distribution 810.165378
Total Principal Prepayments 76.530961
Current Period Interest Shortfall
BEGINNING Principal Balance 212.776441
ENDING Principal Balance 209.832589
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 0.00
Passthru Rate 8.690000% 0.060000%
Subordinated Unpaid Amounts 199,910.46 295.65 200,206.11
Period Ending Class Percentages 24.693529%
Prepayment Percentages 24.693529%
Trading Factors 20.983259% 3.823863%
Certificate Denominations 250,000
Sub-Servicer Fees 188.36 762.80
Master Servicer Fees 85.50 346.23
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 1,207,366.12
Current Special Hazard Amount 712,532.13
POOL DELINQUENCY DATA Unpaid Princ Number of
Balance Loans
Loans Delinquent ONE Payment 0.00 0
Loans Delinquent TWO Payments 0.00 0
Loans Delinquent THREE + Payments 408,111.26 3
Tot Unpaid Princ on Delinquent Loans 408,111.26 3
Loans in Foreclosure, INCL in Delinq 45,660.18 1
REO/Pending Cash Liquidations 252,210.70 1
Principal Balance New REO 0.00
Six Month Average Delinq 2+ Pmts 12.8216%
Loans in Pool 37
Curr Period Sub-Servicer Fee 762.80
Curr Period Master Servicer Fee 346.23
Aggregate REO Losses 0.00
................................................................................
SEC REPORT
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/15/97 12:39 PM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 4006
SERIES: 1987-S7
SELLER: RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A STRIP
CUSIP Number 760920AK4 NA
Total Princ and Interest Distributed 181,985.72 735.68
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 160,523.16
Total Principal Prepayments 156,280.25
Principal Payoffs-In-Full 156,003.06
Principal Curtailments 277.19
Principal Liquidations 0.00
Scheduled Principal Due 4,242.91
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 21,462.56 735.68
Prepayment Interest Shortfall 785.36 16.51
Unpaid Interest Shortfall Distr (Paid) 0.00
Remaining Unpaid Interest Shortfall 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 95,187,665.32
Curr Period BEGINNING Princ Balance 2,966,388.76
Curr Period ENDING Princ Balance 2,805,865.60
Change in Principal Balance 160,523.16
PER CERTIFICATE DATA BY CLASS
Principal Distributed 1.686386
Interest Distributed 0.225476
Total Distribution 1.911862
Total Principal Prepayments 1.641812
Current Period Interest Shortfall 0.000000
BEGINNING Principal Balance 31.163584
ENDING Principal Balance 29.477197
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 9.000000% 0.196489%
Subordinated Unpaid Amounts
Period Ending Class Percentages 66.023163%
Prepayment Percentages 66.023163%
Trading Factors 2.947720%
Certificate Denominations 1,000
Sub-Servicer Fees 721.28
Master Servicer Fees 298.09
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Total Princ and Interest Distributed 97,906.16 45.23 280,672.79
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 82,608.42 243,131.58
Total Principal Prepayments 80,424.93 236,705.18
Principal Payoffs-In-Full 80,282.29 236,285.35
Principal Curtailments 142.64 419.83
Principal Liquidations 0.00 0.00
Scheduled Principal Due 2,183.49 6,426.40
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 15,297.74 45.23 37,541.21
Prepayment Interest Shortfall 403.26 0.90 1,206.03
Unpaid Interest Shortfall Distr (Paid) 0.00 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 5,807,205.05 100,994,870.37
Curr Period BEGINNING Princ Balance 1,526,562.84 4,492,951.60
Curr Period ENDING Princ Balance 1,443,954.42 4,249,820.02
Change in Principal Balance 82,608.42 243,131.58
PER CERTIFICATE DATA BY CLASS
Principal Distributed 3,556.289957
Interest Distributed 658.567240
Total Distribution 4,214.857197
Total Principal Prepayments 3,462.290780
Current Period Interest Shortfall
BEGINNING Principal Balance 262.873935
ENDING Principal Balance 248.648775
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 0.00
Passthru Rate 8.980000% 0.020000%
Subordinated Unpaid Amounts 372,413.53 293.33 372,706.86
Period Ending Class Percentages 33.976837%
Prepayment Percentages 33.976837%
Trading Factors 24.864877% 4.207956%
Certificate Denominations 250,000
Sub-Servicer Fees 371.19 1,092.47
Master Servicer Fees 153.41 451.50
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 1,201,838.96
Current Special Hazard Amount 1,201,838.96
POOL DELINQUENCY DATA
Unpaid Princ Number of
Balance Loans
Loans Delinquent ONE Payment 0.00 0
Loans Delinquent TWO Payments 486,257.18 1
Loans Delinquent THREE + Payments 0.00 0
Total Unpaid Principal on Delinq Loans 486,257.18 1
Loans in Foreclosure, INCL in Delinq 486,257.18 1
REO/Pending Cash Liquidations 0.00 0
Principal Balance New REO 0.00
Six Month Avg Delinquencies 2+ Pmts 6.4480%
Loans in Pool 30
Current Period Sub-Servicer Fee 1,092.47
Current Period Master Servicer Fee 451.50
Aggregate REO Losses (380,719.66)
................................................................................
CONDUIT SENIOR MORTGAGE PASS-THROUGH CERTIFICATES 15-Jan-97
1987-SA1, CLASS A, 7.74874759% PASS-THROUGH RATE (POOL 4009) 02:58 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
DETERMINATION DATE: JANUARY 21, 1997
DISTRIBUTION DATE: JANUARY 27, 1997
ORIGINAL POOL BALANCE: $43,895,323.25
BEGINNING POOL BALANCE $3,328,992.62
ENDING POOL BALANCE $3,321,136.91
PRINCIPAL DISTRIBUTIONS $7,855.71
PRINCIPAL DISTRIBUTIONS
PRINCIPAL PREPAYMENTS IN FULL $0.00
PARTIAL PRINCIPAL PREPAYMENTS $2,233.32
LIQUIDATED MORTGAGE LOAN $0.00
SCHEDULED PAYMENTS DUE 01/01 $5,622.39
$7,855.71
INTEREST DUE ON BEG POOL BALANCE $21,496.27
PREPAYMENT INTEREST SHORTFALL $0.00
$21,496.27
TOTAL DISTRIBUTION DUE THIS PERIOD $29,351.98
UNPAID INTEREST SHORTFALL $0.00
ADVANCE BY MASTER SERVICER $0.00
RFC MANAGEMENT FEE $346.77
PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE 56.368404%
TOTAL PRINCIPAL PASS-THROUGH PER SINGLE CERTIFICATE $0.178964624
TOTAL INTEREST PASS-THROUGH PER SINGLE CERTIFICATE $0.489716635
TOTAL PRINCIPAL PREPAYMENT PASS-THROUGH PER SINGLE CERTIFICATE $0.050878313
REMAINING SPECIAL HAZARD LOSS AMOUNT $1,412,181.98
SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION $5,891,841.33
TRADING FACTOR 0.075660382
NUMBER OF LOANS DELINQUENT ONE MONTH 1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS 0
NUMBER OF LOANS IN FORECLOSURE 0
NUMBER OF REO PROPERTIES 0
ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH $296,970.63
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES $0.00
CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES 15-Jan-97
1987-SA1, CLASS B, 7.71874759% PASS-THROUGH RATE (POOL 4009) 02:58 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
DETERMINATION DATE: JANUARY 21, 1997
DISTRIBUTION DATE: JANUARY 27, 1997
ORIGINAL POOL BALANCE: $3,177,409.46
BEGINNING POOL BALANCE $2,575,053.47
ENDING POOL BALANCE $2,570,704.42
NET CHANGE TO PRINCIPAL BALANCE $4,349.05
PRINCIPAL DISTRIBUTIONS
PRINCIPAL PREPAYMENTS IN FULL $0.00
PARTIAL PRINCIPAL PREPAYMENTS $0.00
LIQUIDATED MORTGAGE LOAN $0.00
SCHEDULED PAYMENTS DUE 01/01 $4,349.05
$4,349.05
INTEREST DUE ON BEGINNING POOL BALANCE $16,563.49
PREPAYMENT INTEREST SHORTFALL $0.00
LOSS ON LIQUIDATED MORTGAGE $0.00
$16,563.49
TOTAL DISTRIBUTION DUE THIS PERIOD $20,912.54
PRINCIPAL DISTRIBUTION PER SINGLE CERTIFICATE $342.19
INTEREST DISTRIBUTION PER SINGLE CERTIFICATE $1,303.22
ESTIMATED UNPAID AMOUNT (AFTER TAKING INTO ACCOUNT
CURRENT DISTRIBUTION) $0.00
ADVANCE BY MASTER SERVICER $0.00
RFC MANAGEMENT FEE $268.23
PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE 43.631596%
REMAINING SPECIAL HAZARD LOSS AMOUNT $1,412,181.98
SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION $5,891,841.33
NUMBER OF LOANS DELINQUENT ONE MONTH 1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS 0
NUMBER OF LOANS IN FORECLOSURE 0
NUMBER OF REO PROPERTIES 0
ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH $296,970.63
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES $0.00
CONDUIT SUBORDINATED MORTGAGE PASS-THROUGH CERTIFICATES 15-Jan-97
1987-SA1, CLASS C, 0.03% PASS-THROUGH RATE (POOL 4009) 02:58 PM
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (SELLER)
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
DETERMINATION DATE: JANUARY 21, 1997
DISTRIBUTION DATE: JANUARY 27, 1997
ORIGINAL POOL BALANCE: $0.00
BEGINNING POOL BALANCE $0.00
ENDING POOL BALANCE $0.00
PRINCIPAL DISTRIBUTIONS $0.00
PRINCIPAL DISTRIBUTIONS
PRINCIPAL PREPAYMENTS IN FULL $0.00
PARTIAL PRINCIPAL PREPAYMENTS $0.00
SCHEDULED PAYMENTS DUE 01/01 $0.00
$0.00
INTEREST DUE ON BEGINNING POOL BALANCE AFTER DEDUCTING
CURRENT MONTH CLASS C UNPAID INTEREST AMOUNT $64.38
PREPAYMENT INTEREST SHORTFALL $0.00
LOSS ON LIQUIDATED MORTGAGE $0.00
TOTAL DISTRIBUTION DUE THIS PERIOD $64.38
CLASS C UNPAID AMOUNT $0.00
ADVANCE BY MASTER SERVICER $0.00
PERCENTAGE OF PRINCIPAL DUE ON NEXT DISTRIBUTION DATE 0.000000%
REMAINING SPECIAL HAZARD LOSS AMOUNT $1,412,181.98
SCHEDULED PRINCIPAL BALANCE OF LOANS AFTER DISTRIBUTION $5,891,841.33
NUMBER OF LOANS DELINQUENT ONE MONTH 1
NUMBER OF LOANS DELINQUENT TWO OR MORE MONTHS 0
NUMBER OF LOANS IN FORECLOSURE 0
NUMBER OF REO PROPERTIES 0
ACTUAL PRINCIPAL BALANCE DELINQUENT ONE MONTH $296,970.63
ACTUAL PRINCIPAL BALANCE DELINQUENT TWO OR MORE MONTHS $0.00
ACTUAL PRINCIPAL BALANCE IN FORECLOSURE $0.00
ACTUAL PRINCIPAL BALANCE REO PROPERTIES $0.00
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A (POOL 3085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3085
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920AW8 25,441,326.74 4,000,635.37 7.5054 77,195.76
- --------------------------------------------------------------------------------
25,441,326.74 4,000,635.37 77,195.76
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
24,760.62 0.00 101,956.38 0.00 3,923,439.61
24,760.62 0.00 101,956.38 0.00 3,923,439.61
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
157.249479 3.034266 0.973244 0.000000 4.007510 154.215213
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3A (POOL 3085)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,186.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,153.59
SUBSERVICER ADVANCES THIS MONTH 2,060.05
MASTER SERVICER ADVANCES THIS MONTH 1,129.28
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 255,030.58
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,923,439.61
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 3,780,911.04
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 28
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 147,784.26
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 62,742.35
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 8,832.78
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 5,620.63
LOC AMOUNT AVAILABLE 1,919,728.52
BANKRUPTCY AMOUNT AVAILABLE 388,117.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,049,406.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.2424%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.5054%
POOL TRADING FACTOR 0.154215213
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B (POOL 3086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3086
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920AX6 38,297,875.16 5,115,977.47 7.8199 7,088.12
- --------------------------------------------------------------------------------
38,297,875.16 5,115,977.47 7,088.12
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
33,338.69 0.00 40,426.81 0.00 5,108,889.35
33,338.69 0.00 40,426.81 0.00 5,108,889.35
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
133.583846 0.185079 0.870510 0.000000 1.055589 133.398768
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3B (POOL 3086)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,654.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,037.22
SUBSERVICER ADVANCES THIS MONTH 3,596.66
MASTER SERVICER ADVANCES THIS MONTH 1,084.37
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 206,877.32
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 65,444.14
(D) LOANS IN FORECLOSURE 1 173,132.27
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,108,889.35
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 4,979,643.42
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 45
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 137,109.73
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 161.65
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 6,926.47
LOC AMOUNT AVAILABLE 1,919,728.52
BANKRUPTCY AMOUNT AVAILABLE 388,117.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,049,406.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.4706%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.8218%
POOL TRADING FACTOR 0.133398768
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C (POOL 3087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3087
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920AY4 69,360,201.61 8,638,812.81 6.7097 201,366.66
- --------------------------------------------------------------------------------
69,360,201.61 8,638,812.81 201,366.66
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
47,776.45 0.00 249,143.11 0.00 8,437,446.15
47,776.45 0.00 249,143.11 0.00 8,437,446.15
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
124.549996 2.903202 0.688816 0.000000 3.592018 121.646794
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-3C (POOL 3087)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,831.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,665.06
SUBSERVICER ADVANCES THIS MONTH 1,549.35
MASTER SERVICER ADVANCES THIS MONTH 3,990.97
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 209,781.89
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 196,414.02
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,437,446.15
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 7,898,364.36
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 59
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 550,935.30
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 187,407.25
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 795.91
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 13,163.50
LOC AMOUNT AVAILABLE 1,919,728.52
BANKRUPTCY AMOUNT AVAILABLE 388,117.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,049,406.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.3814%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.7069%
POOL TRADING FACTOR 0.121646794
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B (POOL 3088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3088
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BA5 9,209,655.99 986,405.14 8.5000 11,426.86
STRIP 0.00 0.00 0.2368 0.00
- --------------------------------------------------------------------------------
9,209,655.99 986,405.14 11,426.86
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
6,987.04 0.00 18,413.90 0.00 974,978.28
STRIP 194.65 0.00 194.65 0.00 0.00
7,181.69 0.00 18,608.55 0.00 974,978.28
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
107.105536 1.240748 0.758665 0.000000 1.999413 105.864788
STRIP 0.000000 0.000000 0.021135 0.000000 0.021135 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1988-4B (POOL 3088)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 205.50
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 180.84
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 974,978.28
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 986,405.14
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 11,426.86
LOC AMOUNT AVAILABLE 1,606,222.01
BANKRUPTCY AMOUNT AVAILABLE 696,851.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 640,045.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.2068%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.5000%
POOL TRADING FACTOR 0.105864788
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2 (POOL 3094)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3094
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BF4 199,725,759.94 25,272,320.41 6.7170 270,196.26
- --------------------------------------------------------------------------------
199,725,759.94 25,272,320.41 270,196.26
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
141,045.23 0.00 411,241.49 0.00 25,002,124.15
141,045.23 0.00 411,241.49 0.00 25,002,124.15
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
126.535107 1.352836 0.706194 0.000000 2.059030 125.182271
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-2 (POOL 3094)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,086.65
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,214.70
SUBSERVICER ADVANCES THIS MONTH 18,367.87
MASTER SERVICER ADVANCES THIS MONTH 1,298.55
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 1,365,583.33
(B) TWO MONTHLY PAYMENTS: 3 506,457.88
(C) THREE OR MORE MONTHLY PAYMENTS: 1 137,626.00
(D) LOANS IN FORECLOSURE 8 1,184,981.03
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 25,002,124.15
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 24,875,963.50
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 180
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 176,414.34
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 155,007.53
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 3,790.73
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 72,904.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 38,493.04
FSA GUARANTY INSURANCE POLICY 5,799,041.07
BANKRUPTCY AMOUNT AVAILABLE 373,426.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,264,044.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.4035%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.7150%
POOL TRADING FACTOR 0.125182271
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A (POOL 3095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3095
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BH0 60,404,491.94 8,954,879.57 7.7969 16,595.53
- --------------------------------------------------------------------------------
60,404,491.94 8,954,879.57 16,595.53
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
58,153.88 0.00 74,749.41 0.00 8,938,284.04
58,153.88 0.00 74,749.41 0.00 8,938,284.04
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
148.248570 0.274740 0.962741 0.000000 1.237481 147.973830
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3A (POOL 3095)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,140.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,868.31
SUBSERVICER ADVANCES THIS MONTH 790.55
MASTER SERVICER ADVANCES THIS MONTH 958.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 1 100,293.39
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,938,284.04
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 8,827,770.10
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 70
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 124,432.76
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 4,571.32
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 12,024.21
LOC AMOUNT AVAILABLE 11,806,248.64
BANKRUPTCY AMOUNT AVAILABLE 136,507.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,469,790.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.4760%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.7992%
POOL TRADING FACTOR 0.147973830
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C (POOL 3097)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3097
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BJ6 80,948,485.59 11,778,986.08 6.7712 187,088.02
- --------------------------------------------------------------------------------
80,948,485.59 11,778,986.08 187,088.02
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
65,664.86 0.00 252,752.88 0.00 11,591,898.06
65,664.86 0.00 252,752.88 0.00 11,591,898.06
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
145.512124 2.311199 0.811193 0.000000 3.122392 143.200926
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-3C (POOL 3097)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,882.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,425.14
SUBSERVICER ADVANCES THIS MONTH 3,945.11
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 420,894.62
(B) TWO MONTHLY PAYMENTS: 1 114,205.16
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 11,591,898.06
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 11,606,623.10
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 90
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 168,568.15
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 837.87
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 17,682.00
LOC AMOUNT AVAILABLE 11,806,248.64
BANKRUPTCY AMOUNT AVAILABLE 136,507.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,469,790.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.3916%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.7413%
POOL TRADING FACTOR 0.143200926
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A (POOL 2000)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 2000
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BK3 42,805,537.40 9,774,003.88 6.8170 16,822.70
- --------------------------------------------------------------------------------
42,805,537.40 9,774,003.88 16,822.70
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
55,511.90 0.00 72,334.60 0.00 9,757,181.18
55,511.90 0.00 72,334.60 0.00 9,757,181.18
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
228.335035 0.393003 1.296839 0.000000 1.689842 227.942032
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1A (POOL 2000)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,072.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,048.84
SUBSERVICER ADVANCES THIS MONTH 9,382.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 759,820.11
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 3 522,152.21
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,757,181.18
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 9,777,972.39
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 81
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 2,216.14
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 14,606.56
FSA GUARANTY INSURANCE POLICY 7,872,462.44
BANKRUPTCY AMOUNT AVAILABLE 497,233.28
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 989,403.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.5670%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.8170%
POOL TRADING FACTOR 0.227942032
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B (POOL 2001)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 2001
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BL1 55,464,913.85 10,288,734.21 6.6951 100,920.37
- --------------------------------------------------------------------------------
55,464,913.85 10,288,734.21 100,920.37
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
57,182.91 0.00 158,103.28 0.00 10,187,813.84
57,182.91 0.00 158,103.28 0.00 10,187,813.84
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
185.499868 1.819535 1.030974 0.000000 2.850509 183.680333
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-SW1B (POOL 2001)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,270.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,138.93
SUBSERVICER ADVANCES THIS MONTH 14,090.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,140,353.11
(B) TWO MONTHLY PAYMENTS: 1 95,053.06
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 5 685,087.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 10,187,813.84
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 10,216,565.80
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 73
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 83,457.37
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 1,145.09
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 16,317.91
FSA GUARANTY INSURANCE POLICY 7,872,462.44
BANKRUPTCY AMOUNT AVAILABLE 497,233.28
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 989,403.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.4451%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.6951%
POOL TRADING FACTOR 0.183680333
................................................................................
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/15/97 12:43 PM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 4012
SERIES: 1989-S1
SELLER: RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A
CUSIP Number 760920BN7
Total Princ and Interest Distributed 294,460.85
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 233,077.17
Total Principal Prepayments 216,691.49
Principal Payoffs-In-Full 153,924.69
Principal Curtailments 62,766.80
Principal Liquidations 0.00
Scheduled Principal Due 16,385.68
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 61,383.68
Prepayment Interest Shortfall 624.62
Unpaid Interest Shortfall Distr (Paid) 0.00
Remaining Unpaid Interest Shortfall 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 151,041,172.86
Curr Period BEGINNING Princ Balance 10,833,292.99
Curr Period ENDING Princ Balance 10,600,215.82
Change in Principal Balance 233,077.17
PER CERTIFICATE DATA BY CLASS
Principal Distributed 1.543137
Interest Distributed 0.406404
Total Distribution 1.949540
Total Principal Prepayments 1.434652
Current Period Interest Shortfall 0.000000
BEGINNING Principal Balance 71.724105
ENDING Principal Balance 70.180969
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 6.868637%
Subordinated Unpaid Amounts
Period Ending Class Percentages 52.288673%
Prepayment Percentages 100.000000%
Trading Factors 7.018097%
Certificate Denominations 1,000
Sub-Servicer Fees 3,940.58
Master Servicer Fees 1,100.02
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Total Princ and Interest Distributed 62,054.65 56.35 356,571.85
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 13,138.21 246,215.38
Total Principal Prepayments 0.00 216,691.49
Principal Payoffs-In-Full 0.00 153,924.69
Principal Curtailments 0.00 62,766.80
Principal Liquidations 0.00 0.00
Scheduled Principal Due 14,382.13 30,767.81
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 48,916.44 56.35 110,356.47
Prepayment Interest Shortfall 557.71 0.81 1,183.14
Unpaid Interest Shortfall Distr (Paid) 0.00 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 12,070,244.91 163,111,417.77
Curr Period BEGINNING Princ Balance 9,686,925.60 20,520,218.59
Curr Period ENDING Princ Balance 9,672,273.83 20,272,489.65
Change in Principal Balance 14,651.77 247,728.94
PER CERTIFICATE DATA BY CLASS
Principal Distributed 272.119789
Interest Distributed 1,013.161712
Total Distribution 1,285.281501
Total Principal Prepayments 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance 802.545903
ENDING Principal Balance 801.332028
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 2,521.29
Passthru Rate 6.858637% 0.010000%
Subordinated Unpaid Amounts 1,156,661.02 957.01 959,114.75
Period Ending Class Percentages 47.711327%
Prepayment Percentages 0.000000%
Trading Factors 80.133203% 12.428615%
Certificate Denominations 250,000
Sub-Servicer Fees 3,595.63 7,536.21
Master Servicer Fees 1,003.73 2,103.75
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 3,262,228.36
Current Special Hazard Amount 1,059,707.00
POOL DELINQUENCY DATA
Unpaid Princ Number of
Blance Loans
Loans Delinquent ONE Payment 725,302.76 4
Loans Delinquent TWO Payments 328,269.73 2
Loans Delinquent THREE + Payments 851,681.37 5
Total Unpaid Princ on Delinquent Loans 1,905,253.86 11
Loans in Foreclosure, INCL in Delinq 667,497.78 4
REO/Pending Cash Liquidations 184,183.59 1
Principal Balance New REO 184,183.59
Six Month Avg Delinquencies 2+ Pmts 4.5247%
Loans in Pool 135
Current Period Sub-Servicer Fee 7,536.21
Current Period Master Servicer Fee 2,103.75
Aggregate REO Losses (906,154.24)
................................................................................
SEC REPORT
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/15/97 12:48 PM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 4013
SERIES: 1989-S2
SELLER: RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A STRIP
CUSIP Number 760920BP2 NA
Total Princ and Interest Distributed 0.00 0.00
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 0.00
Total Principal Prepayments 0.00
Principal Payoffs-In-Full 0.00
Principal Curtailments 0.00
Principal Liquidations 0.00
Scheduled Principal Due 0.00
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 0.00 0.00
Prepayment Interest Shortfall 0.00 0.02
Unpaid Interest Shortfall Distr (Paid) 0.00
Remaining Unpaid Interest Shortfall 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 109,413,690.72
Curr Period BEGINNING Princ Balance 0.00
Curr Period ENDING Princ Balance 0.00
Change in Principal Balance 0.00
PER CERTIFICATE DATA BY CLASS
Principal Distributed 0.000000
Interest Distributed 0.000000
Total Distribution 0.000000
Total Principal Prepayments 0.000000
Current Period Interest Shortfall 0.000000
BEGINNING Principal Balance 0.000000
ENDING Principal Balance 0.000000
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 10.440475% 0.000000%
Subordinated Unpaid Amounts
Period Ending Class Percentages 0.000000%
Prepayment Percentages 0.000000%
Trading Factors 0.000000%
Certificate Denominations 1,000
Sub-Servicer Fees 0.00
Master Servicer Fees 0.00
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Total Princ and Interest Distributed 36,286.39 26.53 36,312.92
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 3,594.35 3,594.35
Total Principal Prepayments 83.79 83.79
Principal Payoffs-In-Full 0.00 0.00
Principal Curtailments 83.79 83.79
Principal Liquidations 0.00 0.00
Scheduled Principal Due 3,922.94 3,922.94
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 32,692.04 26.53 32,718.57
Prepayment Interest Shortfall 0.73 0.00 0.75
Unpaid Interest Shortfall Distr (Paid) 0.00 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 8,552,552.64 117,966,243.36
Curr Period BEGINNING Princ Balance 4,619,782.62 4,619,782.62
Curr Period ENDING Princ Balance 4,615,397.11 4,615,397.11
Change in Principal Balance 4,385.51 4,385.51
PER CERTIFICATE DATA BY CLASS
Principal Distributed 105.066585
Interest Distributed 955.622297
Total Distribution 1,060.688882
Total Principal Prepayments 2.449269
Current Period Interest Shortfall
BEGINNING Principal Balance 540.164184
ENDING Principal Balance 539.651412
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 0.00
Passthru Rate 10.420475% 0.020000%
Subordinated Unpaid Amounts 2,064,105.87 1,718.95 2,007,664.27
Period Ending Class Percentages 100.000000%
Prepayment Percentages 100.000000%
Trading Factors 53.965141% 3.912473%
Certificate Denominations 250,000
Sub-Servicer Fees 1,109.09 1,109.09
Master Servicer Fees 438.79 438.79
Percentage Interest
Curr Period Master Servicer Adv Amt 0.00
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 1,687,092.96
Current Special Hazard Amount 1,076,653.00
POOL DELINQUENCY DATA
Unpaid Princ Number of
Balance Loans
Loans Delinquent ONE Payment 79,626.63 1
Loans Delinquent TWO Payments 0.00 0
Loans Delinquent THREE + Payments 884,215.92 4
Total Unpaid Princ on Delinquent Loans 963,842.55 5
Loans in Foreclosure, INCL in Delinq 470,182.08 2
REO/Pending Cash Liquidations 414,033.84 2
Principal Balance New REO 0.00
Six Month Avg Delinquencies 2+ Pmts 25.2118%
Loans in Pool 21
Current Period Sub-Servicer Fee 1,109.09
Current Period Master Servicer Fee 438.79
Aggregate REO Losses (2,121,839.73)
................................................................................
SEC REPORT
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/14/97 05:12 PM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 2002
SERIES: 1989-SW2
SELLER: RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A
CUSIP Number 760920BM9
Tot Prin & Int Distributed 1,000,003.70
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 870,568.34
Total Principal Prepayments 837,525.41
Principal Payoffs-In-Full 821,195.93
Principal Curtailments 16,329.48
Principal Liquidations 0.00
Scheduled Principal Due 33,042.93
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 129,435.36
Prepayment Interest Shortfall 1,418.68
Unpaid Interest Shortfall Paid 0.00
Remaining Unpaid Interest Shortfall 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 133,916,671.59
Current Period BEGINNING Prin Bal 20,198,272.63
Current Period ENDING Prin Bal 19,327,704.29
Change in Principal Balance 870,568.34
PER CERTIFICATE DATA BY CLASS
Principal Distributed 6.500821
Interest Distributed 0.966537
Total Distribution 7.467358
Total Principal Prepayments 6.254079
Current Period Interest Shortfall 0.000000
BEGINNING Principal Balance 150.827170
ENDING Principal Balance 144.326349
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 7.774172%
Subordinated Unpaid Amounts
Period Ending Class Percentages 61.821209%
Prepayment Percentages 100.000000%
Trading Factors 14.432635%
Certificate Denominations 1,000
Sub-Servicer Fees 6,148.30
Master Servicer Fees 2,049.43
Percentage Interest
Current Period Master Servicer Advance 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Tot Prin & Int Distributed 93,466.06 93.52 1,093,563.28
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 19,128.74 889,697.08
Total Principal Prepayments 0.00 837,525.41
Principal Payoffs-In-Full 0.00 821,195.93
Principal Curtailments 0.00 16,329.48
Principal Liquidations 0.00 0.00
Scheduled Principal Due 19,558.71 52,601.64
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 74,337.32 93.52 203,866.20
Prepayment Interest Shortfall 838.66 1.08 2,258.42
Unpaid Interest Shortfall Paid 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 14,221,239.46 148,137,911.05
Current Period BEGINNING Prin Bal 11,955,727.50 32,154,000.13
Current Period ENDING Prin Bal 11,936,168.79 31,263,873.08
Change in Principal Balance 19,558.71 890,127.05
PER CERTIFICATE DATA BY CLASS
Principal Distributed 336.270619
Interest Distributed 1,306.801004
Total Distribution 1,643.071623
Total Principal Prepayments 0.000000
Current Period Interest Shortfall
BEGINNING Principal Balance 840.695182
ENDING Principal Balance 839.319865
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 0.00
Passthru Rate 7.764172% 0.010000%
Subordinated Unpaid Amounts 1,879,192.44 1,613.28 1,880,805.72
Period Ending Class Percentages 38.178791%
Prepayment Percentages 0.000000%
Trading Factors 83.931987% 21.104573%
Certificate Denominations 250,000
Sub-Servicer Fees 3,797.00 9,945.30
Master Servicer Fees 1,265.67 3,315.10
Percentage Interest
Current Period Master Servicer Advance 0.00
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 1,483,753.94
Current Special Hazard Amount 1,091,196.00
Loans in Pool 152
Current Period Sub-Servicer Fee 9,945.30
Current Period Master Servicer Fee 3,315.10
POOL DELINQUENCY DATA Unpaid Number
Prin Bal of Loans
Loans Delinquent ONE Payment 428,960.13 2
Loans Delinquent TWO Payments 286,725.72 1
Loans Delinquent THREE + Payments 680,448.20 3
Tot Unpaid Prin on Delinquent Loans 1,396,134.05 6
Loans in Foreclosure, INCL in Delinq 877,686.83 4
REO/Pending Cash Liquidations 0.00 0
Principal Balance New REO 0.00
6 Mo Avg Delinquencies 2+ Payments 2.6913%
Aggregate REO Losses (1,729,398.01)
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A (POOL 3098)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3098
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BS6 69,922,443.97 9,312,255.76 6.7479 267,086.83
- --------------------------------------------------------------------------------
69,922,443.97 9,312,255.76 267,086.83
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
52,150.17 0.00 319,237.00 0.00 9,045,168.93
52,150.17 0.00 319,237.00 0.00 9,045,168.93
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
133.179781 3.819758 0.745829 0.000000 4.565587 129.360023
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4A (POOL 3098)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,447.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,942.19
SUBSERVICER ADVANCES THIS MONTH 3,945.40
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 443,491.48
(B) TWO MONTHLY PAYMENTS: 1 96,001.24
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 1 146,881.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,045,168.93
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 9,062,033.77
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 47
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 251,791.87
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 1,734.02
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 13,560.94
LOC AMOUNT AVAILABLE 10,086,373.58
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 707,401.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.4455%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.7479%
POOL TRADING FACTOR 0.129360023
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B (POOL 3099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3099
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BV9 74,994,327.48 8,351,273.09 6.9555 14,340.46
- --------------------------------------------------------------------------------
74,994,327.48 8,351,273.09 14,340.46
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
48,393.93 0.00 62,734.39 0.00 8,336,932.63
48,393.93 0.00 62,734.39 0.00 8,336,932.63
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
111.358730 0.191221 0.645301 0.000000 0.836522 111.167510
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4B (POOL 3099)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,573.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,724.15
SUBSERVICER ADVANCES THIS MONTH 7,340.89
MASTER SERVICER ADVANCES THIS MONTH 769.30
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 488,319.26
(B) TWO MONTHLY PAYMENTS: 1 250,887.19
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 2 244,346.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 8,336,932.63
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 8,243,607.00
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 56
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 105,354.34
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 2,093.92
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 12,246.54
LOC AMOUNT AVAILABLE 10,086,373.58
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 707,401.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.5886%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.8867%
POOL TRADING FACTOR 0.111167510
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C (POOL 3100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3100
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BT4 37,402,303.81 5,862,553.24 7.5667 10,021.97
- --------------------------------------------------------------------------------
37,402,303.81 5,862,553.24 10,021.97
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
36,953.76 0.00 46,975.73 0.00 5,852,531.27
36,953.76 0.00 46,975.73 0.00 5,852,531.27
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
156.743105 0.267951 0.988008 0.000000 1.255959 156.475155
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4C (POOL 3100)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,138.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,225.54
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 444,348.54
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,852,531.27
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 5,860,366.22
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 34
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 2,070.31
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 7,951.66
LOC AMOUNT AVAILABLE 10,086,373.58
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 707,401.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.2545%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.5668%
POOL TRADING FACTOR 0.156475155
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D (POOL 3101)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3101
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BQ0 22,040,775.69 3,198,226.20 7.8020 7,054.37
- --------------------------------------------------------------------------------
22,040,775.69 3,198,226.20 7,054.37
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
20,776.06 0.00 27,830.43 0.00 3,191,171.83
20,776.06 0.00 27,830.43 0.00 3,191,171.83
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
145.104975 0.320060 0.942619 0.000000 1.262679 144.784915
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4D (POOL 3101)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,137.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 683.20
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,191,171.83
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 3,194,304.97
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 21
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 2,728.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 4,326.37
LOC AMOUNT AVAILABLE 10,086,373.58
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 707,401.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.4787%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.8019%
POOL TRADING FACTOR 0.144784915
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E (POOL 3102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3102
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920BR8 20,728,527.60 2,121,378.86 7.6158 2,824.62
- --------------------------------------------------------------------------------
20,728,527.60 2,121,378.86 2,824.62
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
13,463.28 0.00 16,287.90 0.00 2,118,554.24
13,463.28 0.00 16,287.90 0.00 2,118,554.24
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
102.341030 0.136267 0.649505 0.000000 0.785772 102.204762
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-4E (POOL 3102)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 773.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 442.00
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 2,118,554.24
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 2,120,664.50
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 7
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 7.25
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 2,817.37
LOC AMOUNT AVAILABLE 10,086,373.58
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 707,401.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.3032%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.6158%
POOL TRADING FACTOR 0.102204762
................................................................................
SEC REPORT
DISTRIBUTION DATE: 01/27/97
MONTHLY Cutoff: Dec-96
DETERMINATION DATE: 01/21/97
RUN TIME/DATE: 01/15/97 12:56 PM
CERTIFICATEHOLDER STATEMENT
CONDUIT SENIOR SUBORDINATED MORTGAGE PASSTHRU CERTIFICATES
POOL #: 4015
SERIES: 1989-S4
SELLER: Residential Funding Mortgage Securities I, Inc
MASTER SERVICER: RESIDENTIAL FUNDING CORPORATION
CLASS A-1 CLASS A-2
CUSIP Number 760920BZ0 760920CA4
Tot Principal and Interest Distr 442,036.95 4,052.23
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 355,849.09 49.11
Total Principal Prepayments 345,898.96 47.74
Principal Payoffs-In-Full 343,259.59 47.38
Principal Curtailments 2,639.37 0.36
Principal Liquidations 0.00 0.00
Scheduled Principal Due 9,950.13 1.37
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 86,187.86 4,003.12
Prepayment Interest Shortfall 334.70 15.54
Unpaid Interest Shortfall Paid 0.00 0.00
Remaining Unpaid Interest Shortfall 0.00 0.00
Current Period Interest Shortfall 0.00 0.00
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 77,408,317.05 10,000.00
Current Period BEGINNING Prin Bal 13,184,389.44 1,821.66
Current Period ENDING Prin Bal 12,828,540.35 1,772.55
Change in Principal Balance 355,849.09 49.11
PER CERTIFICATE DATA BY CLASS
Principal Distributed 4.597039 4.911000
Interest Distributed 1.113419 400.312000
Total Distribution 4.468499 4.774000
Total Principal Prepayments 0.000000 0.000000
Current Period Interest Shortfall 0.000000 0.000000
BEGINNING Principal Balance 0.000000 0.000000
ENDING Principal Balance 165.725607 177.255000
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed
Passthru Rate 7.8750% 0.2500%
Subordinated Unpaid Amounts
Period Ending Class Percentages 67.7717% 0.0094%
Prepayment Percentages 100.0000% 100.0000%
Trading Factors 16.5726% 17.7255%
Certificate Denominations 1,000 1,000
Sub-Servicer fees 6,045.70 0.84
Master Servicer Fees 1,344.40 0.19
Current Period Master Servicer Advanc 0.00 0.00
Deferred Interest Added to Principal 0.00
CLASS B CLASS C TOTALS
CUSIP Number NA NA
Tot Principal and Interest Distr 25,593.75 7.56 471,690.49
PRINCIPAL DISTRIBUTION BY CLASS
Total Principal Distributed 0.00 0.00 355,898.20
Total Principal Prepayments
Principal Payoffs-In-Full
Principal Curtailments
Principal Liquidations
Scheduled Principal Due
INTEREST DISTRIBUTION BY CLASS
Total Interest Distributed 25,593.75 7.56 115,792.29
Prepayment Interest Shortfall
Unpaid Interest Shortfall Paid
Remaining Unpaid Interest Shortfall
Current Period Interest Shortfall
BALANCES BY CLASS
INITIAL Scheduled Pool Balance 7,423,674.24 0.00 84,841,991.29
Current Period BEGINNING Prin Bal 6,103,178.51 155.21 19,289,544.82
Current Period ENDING Prin Bal 6,098,572.50 155.09 18,929,040.49
Change in Principal Balance 4,606.01 0.12 360,504.33
PER CERTIFICATE DATA BY CLASS
Principal Distributed 0.000000
Interest Distributed 861.896319
Total Principal Prepayments
Unpaid Interest Shortfall Paid
Current Period Interest Shortfall
Unpaid Interest Shortfall Remaining
ENDING Principal Balance 821.503248
MISCELLANEOUS DATA BY CLASS
Foreclosure Profits Distributed 0.00 0.00
Passthru Rate 7.8750% 7.8750%
Subordinated Unpaid Amounts 1,879,759.20 554.95
Period Ending Class Percentages 32.2181% 0.0008% 100.0000%
Prepayment Percentages 0.0000% 0.0000%
Trading Factors 82.1503%
Certificate Denominations 250,000
Sub-Servicer fees 2,798.61 8,845.15
Master Servicer Fees 622.34 1,966.93
Cur Period Master Servicer Advance 0.00
Deferred Interest Added to Principal 0.00 0.00 0.00
OTHER OTHER
MISCELLANEOUS POOL DATA
Initial Special Hazard Amount 1,935,824.00
Current Special Hazard Amount 905,342.00
Suspense Net (charges)/Recoveries (13,980.03)
Unpaid Number
POOL DELINQUENCY DATA Prin Bal of Loans
Loans Delinquent ONE Payment 762,546.90 3
Loans Delinquent TWO Payments 0.00 0
Loans Delinquent THREE + Payments 2,200,284.99 10
Tot Unpaid Principal on Delinq Loans 2,962,831.89 13
Loans in Foreclosure (incl in delinq) 2,118,477.52 9
REO/Pending Cash Liquidations 337,449.36 2
6 Mo Avg Delinquencies 2+ Payments 13.5441%
Loans in Pool 93
Current Period Sub-Servicer Fee 8,845.22
Current Period Master Servicer Fee 1,966.94
Aggregate REO Losses (1,713,159.08)
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A (POOL 3105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3105
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920CC0 87,338,199.16 19,350,984.20 7.4530 237,739.97
- --------------------------------------------------------------------------------
87,338,199.16 19,350,984.20 237,739.97
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
118,997.47 0.00 356,737.44 0.00 19,113,244.23
118,997.47 0.00 356,737.44 0.00 19,113,244.23
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
221.563810 2.722062 1.362491 0.000000 4.084553 218.841749
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5A (POOL 3105)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,474.62
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,824.00
SUBSERVICER ADVANCES THIS MONTH 13,941.02
MASTER SERVICER ADVANCES THIS MONTH 7,249.86
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,005,312.04
(B) TWO MONTHLY PAYMENTS: 1 123,200.79
(C) THREE OR MORE MONTHLY PAYMENTS: 1 120,924.92
(D) LOANS IN FORECLOSURE 3 661,319.11
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 19,113,244.23
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 18,191,752.45
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 91
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 952,328.94
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 200,434.34
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 11,111.37
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 26,194.26
MORTGAGE POOL INSURANCE 8,925,148.06
SPECIAL HAZARD LOSS COVERAGE 1,996,946.00
BANKRUPTCY BOND 104,405.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.2560%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.4503%
POOL TRADING FACTOR 0.218841749
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B (POOL 3106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3106
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920CE6 62,922,765.27 12,213,662.17 8.2589 425,483.22
- --------------------------------------------------------------------------------
62,922,765.27 12,213,662.17 425,483.22
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
82,221.69 0.00 507,704.91 0.00 11,788,178.95
82,221.69 0.00 507,704.91 0.00 11,788,178.95
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
194.105617 6.761992 1.306708 0.000000 8.068700 187.343625
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-5B (POOL 3106)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,503.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,511.92
SUBSERVICER ADVANCES THIS MONTH 10,810.78
MASTER SERVICER ADVANCES THIS MONTH 6,762.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 806,439.23
(B) TWO MONTHLY PAYMENTS: 3 493,632.12
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 2 368,339.49
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 11,788,178.95
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 10,968,626.14
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 72
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 835,730.12
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 410,591.13
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 1,497.02
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 13,395.07
MORTGAGE POOL INSURANCE 8,925,148.06
SPECIAL HAZARD LOSS COVERAGE 1,996,946.00
BANKRUPTCY BOND 104,405.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.1155%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.2500%
POOL TRADING FACTOR 0.187343625
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7 (POOL 3108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3108
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920CG1 120,931,254.07 3,787,836.21 10.0000 372,634.46
- --------------------------------------------------------------------------------
120,931,254.07 3,787,836.21 372,634.46
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
33,731.45 0.00 406,365.91 0.00 3,415,201.75
33,731.45 0.00 406,365.91 0.00 3,415,201.75
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
31.322227 3.081374 0.278931 0.000000 3.360305 28.240853
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1989-7 (POOL 3108)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,005.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,253.66
SUBSERVICER ADVANCES THIS MONTH 802.05
MASTER SERVICER ADVANCES THIS MONTH 2,397.72
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 77,942.12
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,415,201.75
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 3,154,846.61
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 16
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 262,624.66
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 777.49
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 369,170.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 2,686.16
MORTGAGE POOL INSURANCE 2,680,027.94
SPECIAL HAZARD LOSS COVERAGE 1,516,886.00
BANKRUPTCY BOND 100,000.00
MORTGAGE REPURCHASE BOND 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 11.6755%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 10.0000%
POOL TRADING FACTOR 0.028240853
................................................................................
Run: 01/31/97 11:51:31 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4020
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920CL0 55,434,000.00 0.00 9.000000 % 0.00
A-2 760920CM8 36,810,000.00 0.00 9.000000 % 0.00
A-3 760920CN6 8,712,000.00 0.00 9.000000 % 0.00
A-4 760920CP1 19,434,000.00 7,705,199.63 9.000000 % 12,251.83
A-5 760920CQ9 2,388,000.00 2,388,000.00 9.000000 % 0.00
A-6 760920CJ5 100,000.00 8,220.68 1237.750000 % 9.98
A-7 760920CR7 88,762,000.00 0.00 10.000000 % 0.00
A-8 760920CS5 26,860,000.00 0.00 10.000000 % 0.00
A-9 760920CT3 6,500,000.00 0.00 10.000000 % 0.00
A-10 760920CK2 10,000.00 412.30 0.513959 % 0.50
B 17,727,586.62 6,149,866.17 10.000000 % 5,827.51
R-I 0.00 0.00 10.000000 % 0.00
R-II 0.00 0.00 0.000000 % 0.00
- -------------------------------------------------------------------------------
262,737,586.62 16,251,698.78 18,089.82
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 57,779.55 70,031.38 0.00 0.00 7,692,947.80
A-5 17,907.07 17,907.07 0.00 0.00 2,388,000.00
A-6 8,477.90 8,487.88 0.00 0.00 8,210.70
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 6,959.44 6,959.94 0.00 0.00 411.80
B 51,240.73 57,068.24 0.00 0.00 6,144,038.66
R-I 3.44 3.44 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
142,368.13 160,457.95 0.00 0.00 16,233,608.96
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 396.480376 0.630433 2.973117 3.603550 0.000000 395.849943
A-5 1000.000000 0.000000 7.498773 7.498773 0.000000 1000.000000
A-6 82.206800 0.099800 84.779000 84.878800 0.000000 82.107000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 41.230000 0.050000 695.944000 695.994000 0.000000 41.180000
B 86727.34622 82.181378 722.612884 804.794262 0.000000 86645.16485
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:32 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S1 (POOL # 4020)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4020
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,833.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,636.98
SUBSERVICER ADVANCES THIS MONTH 48,357.86
MASTER SERVICER ADVANCES THIS MONTH 7,437.22
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 403,924.37
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 2 715,413.98
FORECLOSURES
NUMBER OF LOANS 14
AGGREGATE PRINCIPAL BALANCE 4,084,874.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 16,233,608.96
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 62
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 759,573.03
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,689.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 62.15862570 % 37.84137430 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 62.15235520 % 37.84764480 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.5140 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,166,569.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 11.01489125
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 266.10
POOL TRADING FACTOR: 6.17863975
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2 (POOL 3117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3117
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920DA3 193,971,603.35 4,806,687.93 10.5000 4,297.01
- --------------------------------------------------------------------------------
193,971,603.35 4,806,687.93 4,297.01
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
42,058.52 0.00 46,355.53 0.00 4,802,390.92
42,058.52 0.00 46,355.53 0.00 4,802,390.92
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
24.780369 0.022153 0.216828 0.000000 0.238981 24.758216
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-2 (POOL 3117)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,650.02
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,217.75
SUBSERVICER ADVANCES THIS MONTH 9,442.87
MASTER SERVICER ADVANCES THIS MONTH 1,600.02
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 726,416.14
(B) TWO MONTHLY PAYMENTS: 1 203,587.09
(C) THREE OR MORE MONTHLY PAYMENTS: 1 211,627.96
(D) LOANS IN FORECLOSURE 4 1,114,762.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,802,390.92
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 4,652,454.11
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 17
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 167,729.43
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 4,297.01
MORTGAGE POOL INSURANCE 1,385,534.21
SPECIAL HAZARD LOSS COVERAGE 1,148,314.00
BANKRUPTCY BOND 100,000.00
MORTGAGE REPURCHASE BOND 366,957.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 11.5005%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 10.5000%
POOL TRADING FACTOR 0.024758216
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A (POOL 3118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3118
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920DB1 46,306,707.62 9,516,780.72 7.3968 12,853.23
- --------------------------------------------------------------------------------
46,306,707.62 9,516,780.72 12,853.23
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
58,658.85 0.00 71,512.08 0.00 9,503,927.49
58,658.85 0.00 71,512.08 0.00 9,503,927.49
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
205.516246 0.277567 1.266746 0.000000 1.544313 205.238679
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3A (POOL 3118)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,203.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,036.86
SUBSERVICER ADVANCES THIS MONTH 2,875.02
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 373,729.26
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 9,503,927.49
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 9,515,942.65
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 46
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 419.46
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 12,433.77
FSA GUARANTY INSURANCE POLICY 5,564,361.10
BANKRUPTCY AMOUNT AVAILABLE 102,949.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,052,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.1764%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.3303%
POOL TRADING FACTOR 0.205238679
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B (POOL 3119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3119
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920DC9 19,212,019.52 3,019,234.55 7.6434 5,786.06
- --------------------------------------------------------------------------------
19,212,019.52 3,019,234.55 5,786.06
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
19,218.49 0.00 25,004.55 0.00 3,013,448.49
19,218.49 0.00 25,004.55 0.00 3,013,448.49
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
157.153419 0.301169 1.000337 0.000000 1.301506 156.852250
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3B (POOL 3119)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,005.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 956.03
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,013,448.49
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 3,017,081.05
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 17
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 1,965.56
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 3,820.50
FSA GUARANTY INSURANCE POLICY 5,564,361.10
BANKRUPTCY AMOUNT AVAILABLE 102,949.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,052,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.4178%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.6433%
POOL TRADING FACTOR 0.156852250
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C (POOL 3120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3120
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920DD7 15,507,832.37 2,362,537.44 8.2500 523,569.97
- --------------------------------------------------------------------------------
15,507,832.37 2,362,537.44 523,569.97
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
14,070.78 0.00 537,640.75 0.00 1,838,967.47
14,070.78 0.00 537,640.75 0.00 1,838,967.47
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
152.344788 33.761648 0.907334 0.000000 34.668982 118.583141
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-3C (POOL 3120)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 792.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 641.74
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 1,838,967.47
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 1,840,544.29
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 9
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 521,203.72
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 300.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 2,066.25
FSA GUARANTY INSURANCE POLICY 5,564,361.10
BANKRUPTCY AMOUNT AVAILABLE 102,949.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,052,184.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.0854%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.2500%
POOL TRADING FACTOR 0.118583141
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5 (POOL 3126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3126
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920DJ4 199,971,518.09 12,647,012.72 9.9093 262,801.17
- --------------------------------------------------------------------------------
199,971,518.09 12,647,012.72 262,801.17
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
102,567.71 0.00 365,368.88 0.00 12,384,211.55
102,567.71 0.00 365,368.88 0.00 12,384,211.55
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
63.244070 1.314193 0.512912 0.000000 1.827105 61.929877
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-5 (POOL 3126)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,663.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,363.68
SUBSERVICER ADVANCES THIS MONTH 25,508.45
MASTER SERVICER ADVANCES THIS MONTH 18,704.90
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 2,033,046.30
(B) TWO MONTHLY PAYMENTS: 1 179,400.77
(C) THREE OR MORE MONTHLY PAYMENTS: 1 264,209.05
(D) LOANS IN FORECLOSURE 3 631,528.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 12,384,211.55
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 10,411,657.14
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 42
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,988,379.03
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 251,840.42
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 103.11
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 10,857.64
LOC AMOUNT AVAILABLE 3,302,994.26
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,080,672.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.7406%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 9.8174%
POOL TRADING FACTOR 0.061929877
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6 (POOL 3127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3127
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920DK1 100,033,801.56 4,590,791.51 9.5000 6,503.22
S 760920DL9 0.00 0.00 0.8839 0.00
- --------------------------------------------------------------------------------
100,033,801.56 4,590,791.51 6,503.22
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 36,324.32 0.00 42,827.54 0.00 4,584,288.29
S 3,379.69 0.00 3,379.69 0.00 0.00
39,704.01 0.00 46,207.23 0.00 4,584,288.29
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 45.892403 0.065010 0.363120 0.000000 0.428130 45.827393
S 0.000000 0.000000 0.033785 0.000000 0.033785 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-6 (POOL 3127)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,217.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 499.47
SUBSERVICER ADVANCES THIS MONTH 8,252.44
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 220,207.98
(B) TWO MONTHLY PAYMENTS: 1 358,414.35
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 1 287,704.27
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,584,288.29
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 4,590,653.10
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 18
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 2,429.65
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 4,073.57
LOC AMOUNT AVAILABLE 5,513,667.33
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 722,237.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.8270%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 9.5000%
POOL TRADING FACTOR 0.045827393
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8 (POOL 3129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3129
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920ED6 95,187,660.42 3,434,973.86 10.5000 2,424.74
S 760920ED6 0.00 0.00 0.6070 0.00
- --------------------------------------------------------------------------------
95,187,660.42 3,434,973.86 2,424.74
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 30,055.86 0.00 32,480.60 0.00 3,432,549.12
S 1,737.51 0.00 1,737.51 0.00 0.00
31,793.37 0.00 34,218.11 0.00 3,432,549.12
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 36.086336 0.025473 0.315754 0.000000 0.341227 36.060862
S 0.000000 0.000000 0.018254 0.000000 0.018254 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-8 (POOL 3129)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,076.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 292.91
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 6,072.41
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 3,432,549.12
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 2,810,257.34
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 12
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 624,256.19
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 17.67
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 2,407.07
FSA GUARANTY INSURANCE POLICY 1,846,428.42
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 226,282.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,396,176.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 11.7567%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 10.5000%
POOL TRADING FACTOR 0.036060862
................................................................................
Run: 01/31/97 11:51:33 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4027
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920FU7 98,165,276.00 2,004,946.30 9.500000 % 281,740.75
I 760920FV5 10,000.00 649.29 0.500000 % 26.00
B 11,825,033.00 5,136,476.50 9.500000 % 4,216.88
S 760920FW3 0.00 0.00 0.129306 % 0.00
- -------------------------------------------------------------------------------
110,000,309.00 7,142,072.09 285,983.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 15,435.54 297,176.29 0.00 0.00 1,723,205.55
I 2,893.94 2,919.94 0.00 0.00 623.29
B 39,544.34 43,761.22 0.00 0.00 5,132,259.62
S 753.41 753.41 0.00 0.00 0.00
- -------------------------------------------------------------------------------
58,627.23 344,610.86 0.00 0.00 6,856,088.46
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 20.424191 2.870065 0.157240 3.027305 0.000000 17.554125
I 64.929000 2.600000 289.394000 291.994000 0.000000 62.329000
B 434.373122 0.356606 3.344121 3.700727 0.000000 434.016516
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:33 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-S14 (POOL # 4027)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4027
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,014.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 724.75
SUBSERVICER ADVANCES THIS MONTH 9,301.70
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 517,850.98
(B) TWO MONTHLY PAYMENTS: 1 259,346.40
(C) THREE OR MORE MONTHLY PAYMENTS: 1 237,277.50
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,856,088.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 25
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 280,120.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 28.08142460 % 71.91857540 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 25.14303670 % 74.85696330 %
CLASS S - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1307 %
LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT 7,793,146.50
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,129,615.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.60491758
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 283.28
POOL TRADING FACTOR: 6.23279018
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16 (POOL 2009)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 2009
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920FT0 190,576,742.37 23,345,605.93 7.3570 277,018.59
- --------------------------------------------------------------------------------
190,576,742.37 23,345,605.93 277,018.59
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
143,031.99 0.00 420,050.58 0.00 23,068,587.34
143,031.99 0.00 420,050.58 0.00 23,068,587.34
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
122.499764 1.453580 0.750522 0.000000 2.204102 121.046184
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1990-R16 (POOL 2009)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 7,927.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,072.86
SUBSERVICER ADVANCES THIS MONTH 10,768.50
MASTER SERVICER ADVANCES THIS MONTH 5,070.90
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 641,568.78
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 3 677,670.53
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 23,068,587.34
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 22,450,700.99
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 90
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 646,814.25
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 15,759.12
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 229,118.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 32,140.89
LOC AMOUNT AVAILABLE 3,057,438.32
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 336,386.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,457,325.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.0829%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.3429%
POOL TRADING FACTOR 0.121046184
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4 (POOL 3151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3151
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920HN1 139,233,192.04 30,944,349.90 6.6172 235,098.96
- --------------------------------------------------------------------------------
139,233,192.04 30,944,349.90 235,098.96
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
170,211.34 0.00 405,310.30 0.00 30,709,250.94
170,211.34 0.00 405,310.30 0.00 30,709,250.94
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
222.248369 1.688527 1.222491 0.000000 2.911018 220.559843
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-4 (POOL 3151)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,213.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,375.10
SUBSERVICER ADVANCES THIS MONTH 24,680.77
MASTER SERVICER ADVANCES THIS MONTH 6,327.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,544,397.02
(B) TWO MONTHLY PAYMENTS: 2 430,165.61
(C) THREE OR MORE MONTHLY PAYMENTS: 1 532,601.95
(D) LOANS IN FORECLOSURE 5 1,264,958.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 30,709,250.94
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 29,785,523.75
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 115
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 972,785.85
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 190,398.71
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 5,719.81
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 38,980.44
LOC AMOUNT AVAILABLE 2,822,157.81
BANKRUPTCY AMOUNT AVAILABLE 787,159.00
FRAUD AMOUNT AVAILABLE 453,278.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,889,834.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.3961%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.6110%
POOL TRADING FACTOR 0.220559843
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9 (POOL 2014)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 2014
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920HW1 180,816,953.83 39,242,677.11 5.8797 784,773.84
S 760920JG4 0.00 0.00 0.5500 0.00
- --------------------------------------------------------------------------------
180,816,953.83 39,242,677.11 784,773.84
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 190,595.90 0.00 975,369.74 0.00 38,457,903.27
S 17,828.76 0.00 17,828.76 0.00 0.00
208,424.66 0.00 993,198.50 0.00 38,457,903.27
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 217.029854 4.340156 1.054082 0.000000 5.394238 212.689698
S 0.000000 0.000000 0.098601 0.000000 0.098601 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R9 (POOL 2014)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,078.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,458.85
SUBSERVICER ADVANCES THIS MONTH 2,706.98
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 370,250.18
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 38,457,903.27
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 38,505,436.92
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 150
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 436,529.48
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 12,784.83
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 272,742.87
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 62,716.66
LOC AMOUNT AVAILABLE 2,502,726.14
BANKRUPTCY AMOUNT AVAILABLE 1,022,179.00
FRAUD AMOUNT AVAILABLE 614,130.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,721,189.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.1362%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 5.8662%
POOL TRADING FACTOR 0.212689698
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4037
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920JY5 41,630,000.00 0.00 10.000000 % 0.00
A-2 760920JZ2 8,734,000.00 1,010,802.42 10.000000 % 740.09
A-3 760920KA5 62,000,000.00 1,244,336.22 10.000000 % 911.08
A-4 760920KB3 10,000.00 189.90 0.697900 % 0.14
B 10,439,807.67 1,865,953.34 10.000000 % 1,353.81
R 0.00 10.79 10.000000 % 0.01
- -------------------------------------------------------------------------------
122,813,807.67 4,121,292.67 3,005.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 8,423.32 9,163.41 0.00 0.00 1,010,062.33
A-3 10,369.43 11,280.51 0.00 0.00 1,243,425.14
A-4 2,396.87 2,397.01 0.00 0.00 189.76
B 15,549.51 16,903.32 0.00 0.00 1,864,599.53
R 1.67 1.68 0.00 0.00 10.78
- -------------------------------------------------------------------------------
36,740.80 39,745.93 0.00 0.00 4,118,287.54
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 115.731901 0.084737 0.964429 1.049166 0.000000 115.647164
A-3 20.069939 0.014695 0.167249 0.181944 0.000000 20.055244
A-4 18.990000 0.014000 239.687000 239.701000 0.000000 18.976000
B 178.734456 0.129680 1.489442 1.619122 0.000000 178.604778
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S11 (POOL # 4037)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4037
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,498.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 407.21
SUBSERVICER ADVANCES THIS MONTH 10,202.68
MASTER SERVICER ADVANCES THIS MONTH 2,031.84
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 820,453.95
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 232,410.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 4,118,287.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 17
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 213,234.72
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 15.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 54.72407590 % 45.27592410 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 54.72391100 % 45.27608900 %
CLASS A-4 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.6979 %
BANKRUPTCY AMOUNT AVAILABLE 489,203.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,524,125.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 11.28601483
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 14.81
POOL TRADING FACTOR: 3.35327730
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 2015
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 145,575,900.00 11,760,481.29 7.058865 % 235,796.87
R 760920KT4 100.00 0.00 7.058865 % 0.00
B 10,120,256.77 6,945,113.02 7.058865 % 10,361.53
- -------------------------------------------------------------------------------
155,696,256.77 18,705,594.31 246,158.40
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 68,518.43 304,315.30 0.00 0.00 11,524,684.42
R 0.00 0.00 0.00 0.00 0.00
B 40,463.34 50,824.87 0.00 0.00 6,934,751.49
- -------------------------------------------------------------------------------
108,981.77 355,140.17 0.00 0.00 18,459,435.91
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 80.785908 1.619752 0.470672 2.090424 0.000000 79.166156
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 686.258578 1.023841 3.998252 5.022093 0.000000 685.234737
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R13 (POOL # 2015)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 2015
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,248.88
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,968.04
SPREAD 3,471.53
SUBSERVICER ADVANCES THIS MONTH 5,644.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 186,569.40
(B) TWO MONTHLY PAYMENTS: 1 295,201.38
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 280,069.12
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 18,459,435.91
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 73
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 218,251.20
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 62.87146560 % 37.12853440 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 62.43248430 % 37.56751570 %
BANKRUPTCY AMOUNT AVAILABLE 1,036,610.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,372,788.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.81904203
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 265.14
POOL TRADING FACTOR: 11.85605633
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 2016
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920KQ0 111,396,540.00 21,242,996.99 6.165618 % 50,598.38
R 760920KR8 100.00 0.00 6.165618 % 0.00
B 9,358,525.99 8,212,257.63 6.165618 % 15,959.07
- -------------------------------------------------------------------------------
120,755,165.99 29,455,254.62 66,557.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 109,112.36 159,710.74 0.00 0.00 21,192,398.61
R 0.00 0.00 0.00 0.00 0.00
B 42,181.38 58,140.45 0.00 0.00 8,196,298.56
- -------------------------------------------------------------------------------
151,293.74 217,851.19 0.00 0.00 29,388,697.17
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 190.697099 0.454219 0.979495 1.433714 0.000000 190.242880
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 877.516143 1.705297 4.507267 6.212564 0.000000 875.810846
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-R14 (POOL # 2016)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 2016
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,847.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,089.86
SPREAD 5,521.13
SUBSERVICER ADVANCES THIS MONTH 1,586.51
MASTER SERVICER ADVANCES THIS MONTH 1,917.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 222,751.20
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 29,388,697.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 120
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 267,686.33
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 9,316.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 72.11954970 % 27.88045030 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 72.11071140 % 27.88928860 %
BANKRUPTCY AMOUNT AVAILABLE 931,279.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,875,981.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.92063420
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 246.59
POOL TRADING FACTOR: 24.33742435
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4043
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920LZ9 28,246,162.00 0.00 9.000000 % 0.00
A-2 760920MA3 42,369,243.90 7,522,872.65 9.000000 % 729,447.72
S 760920LY2 10,000.00 1,065.36 0.711665 % 103.30
R 0.00 0.00 9.000000 % 0.00
- -------------------------------------------------------------------------------
70,625,405.90 7,523,938.01 729,551.02
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 56,420.29 785,868.01 0.00 0.00 6,793,424.93
S 4,462.00 4,565.30 0.00 0.00 962.06
R 7.99 7.99 0.00 0.00 0.00
- -------------------------------------------------------------------------------
60,890.28 790,441.30 0.00 0.00 6,794,386.99
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 177.555037 17.216444 1.331633 18.548077 0.000000 160.338592
S 106.536000 10.330000 446.200000 456.530000 0.000000 96.206000
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:35 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-20 (POOL # 4043)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4043
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,549.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 709.71
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,794,386.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 24
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 160.63
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 723,783.43
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000030 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000030 % 0.00000000 %
CLASS S - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.6996 %
LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT 7,175,498.84
BANKRUPTCY AMOUNT AVAILABLE 455,861.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,811,809.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 10.09807371
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 291.34
POOL TRADING FACTOR: 9.62031564
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A (POOL 3152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3152
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920MK1 114,708,718.07 29,870,327.43 6.6209 458,297.34
S 760920ML9 0.00 0.00 0.2500 0.00
- --------------------------------------------------------------------------------
114,708,718.07 29,870,327.43 458,297.34
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 164,649.45 0.00 622,946.79 0.00 29,412,030.09
S 6,217.03 0.00 6,217.03 0.00 0.00
170,866.48 0.00 629,163.82 0.00 29,412,030.09
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 260.401545 3.995314 1.435370 0.000000 5.430684 256.406231
S 0.000000 0.000000 0.054198 0.000000 0.054198 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21A (POOL 3152)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,246.85
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,984.91
SUBSERVICER ADVANCES THIS MONTH 10,350.48
MASTER SERVICER ADVANCES THIS MONTH 6,927.25
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,266,143.11
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 3 637,147.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 29,412,030.09
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 28,475,973.06
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 99
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 975,197.12
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 154,680.94
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 1,001.60
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 266,296.32
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 36,318.48
LOC AMOUNT AVAILABLE 14,592,564.55
BANKRUPTCY AMOUNT AVAILABLE 1,306,278.00
FRAUD AMOUNT AVAILABLE 669,363.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,890,846.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.3747%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.6116%
POOL TRADING FACTOR 0.256406231
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B (POOL 3153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3153
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920MM7 56,810,233.31 14,917,522.76 7.5319 88,407.37
S 760920MN5 0.00 0.00 0.2500 0.00
- --------------------------------------------------------------------------------
56,810,233.31 14,917,522.76 88,407.37
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 93,618.72 0.00 182,026.09 0.00 14,829,115.39
S 3,107.41 0.00 3,107.41 0.00 0.00
96,726.13 0.00 185,133.50 0.00 14,829,115.39
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 262.585135 1.556187 1.647920 0.000000 3.204107 261.028947
S 0.000000 0.000000 0.054698 0.000000 0.054698 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21B (POOL 3153)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,180.81
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,903.14
SUBSERVICER ADVANCES THIS MONTH 3,753.47
MASTER SERVICER ADVANCES THIS MONTH 1,266.98
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 234,835.71
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 1 264,407.01
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 14,829,115.39
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 14,676,939.72
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 60
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 167,980.27
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 69,305.22
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 1,978.01
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 17,124.14
LOC AMOUNT AVAILABLE 14,592,564.55
BANKRUPTCY AMOUNT AVAILABLE 1,306,278.00
FRAUD AMOUNT AVAILABLE 669,363.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,890,846.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.2805%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.5361%
POOL TRADING FACTOR 0.261028947
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C (POOL 3154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3154
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920MB1 23,305,328.64 5,353,690.37 8.2500 5,822.02
S 760920MC9 0.00 0.00 0.2500 0.00
- --------------------------------------------------------------------------------
23,305,328.64 5,353,690.37 5,822.02
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 36,803.14 0.00 42,625.16 0.00 5,347,868.35
S 1,115.24 0.00 1,115.24 0.00 0.00
37,918.38 0.00 43,740.40 0.00 5,347,868.35
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 229.719583 0.249815 1.579173 0.000000 1.828988 229.469768
S 0.000000 0.000000 0.047853 0.000000 0.047853 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-21C (POOL 3154)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,975.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 561.27
SUBSERVICER ADVANCES THIS MONTH 5,633.22
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 230,449.47
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 2 468,066.36
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,347,868.35
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 5,363,625.03
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 30
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 506.93
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 5,315.09
LOC AMOUNT AVAILABLE 14,592,564.55
BANKRUPTCY AMOUNT AVAILABLE 1,306,278.00
FRAUD AMOUNT AVAILABLE 669,363.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,890,846.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.0678%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.2500%
POOL TRADING FACTOR 0.229469768
................................................................................
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Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A (POOL 3159)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3159
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920NV6 56,799,660.28 15,075,710.41 6.6233 1,284,565.61
S 760920NX2 0.00 0.00 0.2750 0.00
- --------------------------------------------------------------------------------
56,799,660.28 15,075,710.41 1,284,565.61
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 80,614.15 0.00 1,365,179.76 0.00 13,791,144.80
S 3,347.11 0.00 3,347.11 0.00 0.00
83,961.26 0.00 1,368,526.87 0.00 13,791,144.80
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 265.419024 22.615727 1.419272 0.000000 24.034999 242.803297
S 0.000000 0.000000 0.058928 0.000000 0.058928 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25A (POOL 3159)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,668.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,221.01
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 13,791,144.80
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 13,806,527.26
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 53
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 933,657.72
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 663.22
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 333,625.10
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 16,619.57
LOC AMOUNT AVAILABLE 13,882,257.19
BANKRUPTCY AMOUNT AVAILABLE 951,412.00
FRAUD AMOUNT AVAILABLE 527,884.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,883,017.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.3732%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 6.6232%
POOL TRADING FACTOR 0.242803297
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B (POOL 3160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3160
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920NW4 79,584,135.22 22,339,024.59 7.5438 386,926.70
S 760920NY0 0.00 0.00 0.2750 0.00
- --------------------------------------------------------------------------------
79,584,135.22 22,339,024.59 386,926.70
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 138,356.80 0.00 525,283.50 0.00 21,952,097.89
S 5,043.63 0.00 5,043.63 0.00 0.00
143,400.43 0.00 530,327.13 0.00 21,952,097.89
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 280.696957 4.861857 1.738497 0.000000 6.600354 275.835100
S 0.000000 0.000000 0.063375 0.000000 0.063375 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-25B (POOL 3160)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,736.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,214.71
SUBSERVICER ADVANCES THIS MONTH 2,713.27
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 357,457.42
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 21,952,097.89
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 21,971,359.09
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 86
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 358,754.92
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 3,697.93
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 24,473.85
LOC AMOUNT AVAILABLE 13,882,257.19
BANKRUPTCY AMOUNT AVAILABLE 951,412.00
FRAUD AMOUNT AVAILABLE 527,884.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,883,017.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.3040%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.5425%
POOL TRADING FACTOR 0.275835100
................................................................................
Run: 01/31/97 11:51:36 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4049
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920SC3 49,874,000.00 0.00 6.750000 % 0.00
A-2 760920SD1 129,239,000.00 0.00 7.450000 % 0.00
A-3 760920SE9 21,463,000.00 0.00 8.000000 % 0.00
A-4 760920SF6 78,616,000.00 0.00 8.400000 % 0.00
A-5 760920SG4 19,196,000.00 0.00 8.750000 % 0.00
A-6 760920RZ3 25,602,000.00 14,557,855.31 6.950000 % 860,661.24
A-7 760920SA7 5,940,500.00 3,235,742.36 18.223109 % 191,297.27
A-8 760920SL3 45,032,000.00 2,490,133.17 9.000000 % 142,977.58
A-9 760920SB5 0.00 0.00 0.100271 % 0.00
R-I 760920SJ8 500.00 27.64 9.000000 % 1.59
R-II 760920SK5 300,629.00 467,183.42 9.000000 % 0.00
M 760920SH2 10,142,260.00 7,867,152.22 9.000000 % 7,507.66
B 20,284,521.53 15,496,843.79 9.000000 % 14,788.71
- -------------------------------------------------------------------------------
405,690,410.53 44,114,937.91 1,217,234.05
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 83,438.43 944,099.67 0.00 0.00 13,697,194.07
A-7 48,627.32 239,924.59 0.00 0.00 3,044,445.09
A-8 18,482.00 161,459.58 0.00 0.00 2,347,155.59
A-9 3,647.90 3,647.90 0.00 0.00 0.00
R-I 0.21 1.80 0.00 0.00 26.05
R-II 0.00 0.00 3,467.48 0.00 470,650.90
M 58,390.74 65,898.40 0.00 0.00 7,859,644.56
B 115,019.01 129,807.72 0.00 0.00 15,482,055.08
- -------------------------------------------------------------------------------
327,605.61 1,544,839.66 3,467.48 0.00 42,901,171.34
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 568.621799 33.616953 3.259059 36.876012 0.000000 535.004846
A-7 544.691922 32.202217 8.185728 40.387945 0.000000 512.489705
A-8 55.296970 3.175022 0.410419 3.585441 0.000000 52.121949
R-I 55.280000 3.180000 0.420000 3.600000 0.000000 52.100000
R-II 1554.019805 0.000000 0.000000 0.000000 11.534084 1565.553889
M 775.680393 0.740235 5.757172 6.497407 0.000000 774.940157
B 763.973839 0.729063 5.670285 6.399348 0.000000 763.244775
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:37 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1991-S30 (POOL # 4049)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4049
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,281.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,599.90
SUBSERVICER ADVANCES THIS MONTH 38,725.00
MASTER SERVICER ADVANCES THIS MONTH 4,580.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 591,278.86
(B) TWO MONTHLY PAYMENTS: 1 227,110.49
(C) THREE OR MORE MONTHLY PAYMENTS: 1 257,728.24
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 3,539,863.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 42,901,171.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 168
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 526,441.24
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,171,667.48
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 47.03835680 % 17.83330700 % 35.12833640 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 45.59192930 % 18.32034957 % 36.08772110 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.098316 %
BANKRUPTCY AMOUNT AVAILABLE 158,173.00
FRAUD AMOUNT AVAILABLE 576,443.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,780,938.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.59475708
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 284.17
POOL TRADING FACTOR: 10.57485467
FIXED STRIP INTEREST ON CLASS A-7: 0.00
INVERSE LIBOR INTEREST ON CLASS A-7: 48,627.32
TOTAL INTEREST DISTRIBUTION TO CLASS A-7: 48,627.32
................................................................................
Run: 01/31/97 11:51:37 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4051
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920TT5 49,532,000.00 0.00 8.500000 % 0.00
A-2 760920TU2 35,380,000.00 0.00 8.500000 % 0.00
A-3 760920TV0 34,879,000.00 0.00 8.500000 % 0.00
A-4 760920TW8 15,165,000.00 0.00 8.500000 % 0.00
A-5 760920TX6 12,885,227.00 8,560,330.62 6.800000 % 549,318.86
A-6 760920TY4 3,789,773.00 2,517,744.54 14.279000 % 161,564.39
A-7 760920UA4 10,000.00 730.61 7590.550000 % 46.88
A-8 760920TZ1 0.00 0.00 0.051260 % 0.00
R-I 760920UD8 100.00 0.00 9.000000 % 0.00
R-II 760920UC0 100.00 0.00 9.000000 % 0.00
M 760920UB2 3,679,183.00 3,069,561.40 9.000000 % 3,012.18
B 8,174,757.92 5,238,928.43 9.000000 % 5,140.99
- -------------------------------------------------------------------------------
163,495,140.92 19,387,295.60 719,083.30
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 47,045.06 596,363.92 0.00 0.00 8,011,011.76
A-6 29,055.21 190,619.60 0.00 0.00 2,356,180.15
A-7 4,482.01 4,528.89 0.00 0.00 683.73
A-8 803.18 803.18 0.00 0.00 0.00
R-I 2.04 2.04 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 22,327.15 25,339.33 0.00 0.00 3,066,549.22
B 38,106.54 43,247.53 0.00 0.00 5,233,787.44
- -------------------------------------------------------------------------------
141,821.19 860,904.49 0.00 0.00 18,668,212.30
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 664.352333 42.631679 3.651085 46.282764 0.000000 621.720654
A-6 664.352335 42.631680 7.666742 50.298422 0.000000 621.720655
A-7 73.061000 4.688000 448.201000 452.889000 0.000000 68.373000
R-I 0.000000 0.000000 20.400000 20.400000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 834.305170 0.818709 6.068508 6.887217 0.000000 833.486462
B 640.866492 0.628886 4.661488 5.290374 0.000000 640.237606
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S1 (POOL # 4051)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4051
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,761.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,974.37
SUBSERVICER ADVANCES THIS MONTH 23,605.85
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 27,173.73
(B) TWO MONTHLY PAYMENTS: 4 1,013,027.80
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,836,876.64
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 18,668,212.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 68
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 700,058.43
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 57.14466830 % 15.83285000 % 27.02248180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 55.53759230 % 16.42658210 % 28.03582560 %
CLASS A-8 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.0515 %
BANKRUPTCY AMOUNT AVAILABLE 200,053.00
FRAUD AMOUNT AVAILABLE 317,339.00 *
SPECIAL HAZARD AMOUNT AVAILABLE 1,872,978.00 *
* ADJUSTED IN ACCORDANCE WITH THE POOLING AND SERVICING AGREEMENT
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.47991996
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 290.47
POOL TRADING FACTOR: 11.41820619
................................................................................
Run: 01/31/97 11:51:39 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4052
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920TA6 67,550,000.00 0.00 5.700000 % 0.00
A-2 760920TB4 59,269,000.00 0.00 6.250000 % 0.00
A-3 760920TC2 34,651,000.00 0.00 6.500000 % 0.00
A-4 760920TF5 53,858,000.00 0.00 6.900000 % 0.00
A-5 760920TG3 51,354,000.00 0.00 7.350000 % 0.00
A-6 760920TH1 53,342,000.00 0.00 7.800000 % 0.00
A-7 760920TM0 22,300,000.00 0.00 8.000000 % 0.00
A-8 760920TN8 18,168,000.00 2,921,043.31 8.000000 % 1,204,777.15
A-9 760920TP3 6,191,000.00 6,191,000.00 8.000000 % 0.00
A-10 760920TJ7 19,111,442.00 19,111,442.00 8.000000 % 0.00
A-11 760920TD0 30,157,000.00 0.00 6.800000 % 0.00
A-12 760920TK4 24,904,800.00 0.00 0.000000 % 0.00
A-13 760920TE8 6,226,200.00 0.00 0.000000 % 0.00
A-14 760920TL2 36,520,000.00 0.00 6.850000 % 0.00
A-15 760920SX7 17,599,000.00 3,530,346.66 8.000000 % 144,799.33
A-16 760920SY5 0.00 0.00 0.500000 % 0.00
A-17 760920SZ2 10,000.00 652.36 8.000000 % 26.76
A-18 760920UR7 0.00 0.00 0.167482 % 0.00
R-I 760920TR9 38,000.00 4,782.99 8.000000 % 0.00
R-II 760920TS7 702,000.00 984,548.83 8.000000 % 0.00
M 760920TQ1 12,177,000.00 10,958,109.11 8.000000 % 43,998.62
B 27,060,001.70 23,366,607.39 8.000000 % 70,244.80
- -------------------------------------------------------------------------------
541,188,443.70 67,068,532.65 1,463,846.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 19,324.12 1,224,101.27 0.00 0.00 1,716,266.16
A-9 40,956.49 40,956.49 0.00 0.00 6,191,000.00
A-10 126,431.51 126,431.51 0.00 0.00 19,111,442.00
A-11 0.00 0.00 0.00 0.00 0.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 0.00 0.00 0.00 0.00 0.00
A-14 0.00 0.00 0.00 0.00 0.00
A-15 23,354.96 168,154.29 0.00 0.00 3,385,547.33
A-16 27,737.17 27,737.17 0.00 0.00 0.00
A-17 4.32 31.08 0.00 0.00 625.60
A-18 9,290.95 9,290.95 0.00 0.00 0.00
R-I 0.00 0.00 31.89 0.00 4,814.88
R-II 0.00 0.00 6,563.66 0.00 991,112.49
M 72,510.19 116,508.81 0.00 0.00 10,914,110.49
B 154,617.68 224,862.48 0.00 0.00 23,272,786.57
- -------------------------------------------------------------------------------
474,227.39 1,938,074.05 6,595.55 0.00 65,587,705.52
===============================================================================
Run: 01/31/97 11:51:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4052
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 160.779575 66.313141 1.063635 67.376776 0.000000 94.466433
A-9 1000.000000 0.000000 6.615489 6.615489 0.000000 1000.000000
A-10 1000.000000 0.000000 6.615488 6.615488 0.000000 1000.000000
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 200.599276 8.227702 1.327062 9.554764 0.000000 192.371574
A-17 65.236000 2.676000 0.432000 3.108000 0.000000 62.560000
R-I 125.868158 0.000000 0.000000 0.000000 0.839211 126.707368
R-II 1402.491211 0.000000 0.000000 0.000000 9.349943 1411.841154
M 899.902202 3.613256 5.954684 9.567940 0.000000 896.288946
B 863.510936 2.595890 5.713882 8.309772 0.000000 860.043796
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S2 (POOL # 4052)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4052
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,432.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,968.84
SUBSERVICER ADVANCES THIS MONTH 29,967.24
MASTER SERVICER ADVANCES THIS MONTH 1,761.51
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,153,521.82
(B) TWO MONTHLY PAYMENTS: 3 1,095,939.20
(C) THREE OR MORE MONTHLY PAYMENTS: 1 216,679.32
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,312,077.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 65,587,705.52
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 249
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 213,761.55
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,211,535.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 48.82142920 % 16.33867400 % 34.83989660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 47.87605880 % 16.64048224 % 35.48345900 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1699 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 8.0000 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 882,221.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,053,382.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.14405836
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 292.52
POOL TRADING FACTOR: 12.11919920
................................................................................
Run: 01/31/97 11:51:41 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S3 (POOL # 4053)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4053
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920UK2 10,820,000.00 0.00 7.500000 % 0.00
A-2 760920UL0 26,800,000.00 0.00 7.500000 % 0.00
A-3 760920UM8 25,330,000.00 0.00 7.500000 % 0.00
A-4 760920UN6 15,000,000.00 3,740,208.66 7.500000 % 3,740,208.66
A-5 760920UP1 8,110,000.00 4,507,145.95 7.500000 % 4,507,145.95
A-6 760920UQ9 74,560,000.00 2,089,626.23 7.500000 % 2,089,626.23
A-7 760920UE6 4,915,714.00 0.00 0.000000 % 0.00
A-8 760920UF3 1,966,286.00 0.00 0.000000 % 0.00
A-9 760920UH9 0.00 0.00 0.500000 % 0.00
A-10 760920UG1 0.00 0.00 0.390136 % 0.00
R 760920UJ5 100.00 0.00 7.500000 % 0.00
B 8,816,068.76 6,725,448.87 7.500000 % 6,725,448.87
- -------------------------------------------------------------------------------
176,318,168.76 17,062,429.71 17,062,429.71
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 23,367.27 3,763,575.93 0.00 0.00 0.00
A-5 28,158.78 4,535,304.73 0.00 0.00 0.00
A-6 13,055.12 2,102,681.35 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 7,106.60 7,106.60 0.00 0.00 0.00
A-10 5,545.08 5,545.08 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 42,017.82 6,767,466.69 0.00 0.00 0.00
- -------------------------------------------------------------------------------
119,250.67 17,181,680.38 0.00 0.00 0.00
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 249.347244 249.347244 1.557818 250.905062 0.000000 0.000000
A-5 555.751658 555.751658 3.472106 559.223764 0.000000 0.000000
A-6 28.026103 28.026103 0.175096 28.201199 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 762.862570 762.862570 4.766050 767.628620 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:41 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S3 (POOL # 4053)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4053
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,282.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,823.37
SUBSERVICER ADVANCES THIS MONTH 2,694.76
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 223,672.69
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 16,958,946.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 84
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 6,658.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 60.58328750 % 39.41671250 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 0.00000000 % 0.00000000 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3902 %
BANKRUPTCY AMOUNT AVAILABLE 738,029.00
FRAUD AMOUNT AVAILABLE 266,182.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,779,373.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.88691998
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 115.29
POOL TRADING FACTOR: 9.61837740
................................................................................
Run: 01/31/97 11:51:42 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4054
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920US5 100,740,115.00 7,167,374.76 8.080539 % 63,813.91
R 100.00 0.00 8.080539 % 0.00
B 5,302,117.23 4,160,498.38 8.080539 % 23,302.69
- -------------------------------------------------------------------------------
106,042,332.23 11,327,873.14 87,116.60
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 48,167.73 111,981.64 0.00 0.00 7,103,560.85
R 0.00 0.00 0.00 0.00 0.00
B 27,960.27 51,262.96 0.00 0.00 4,137,195.69
- -------------------------------------------------------------------------------
76,128.00 163,244.60 0.00 0.00 11,240,756.54
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 71.147177 0.633451 0.478139 1.111590 0.000000 70.513726
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 784.686230 4.394978 5.273416 9.668394 0.000000 780.291252
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S4 (POOL # 4054)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4054
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,910.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,242.08
SUBSERVICER ADVANCES THIS MONTH 13,930.33
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 124,523.80
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 196,905.35
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 879,769.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 11,240,756.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 60
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 23,669.89
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 63.27202530 % 36.72797470 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 63.19468640 % 36.80531360 %
BANKRUPTCY AMOUNT AVAILABLE 175,974.00
FRAUD AMOUNT AVAILABLE 139,210.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,430,713.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.62077368
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 115.77
POOL TRADING FACTOR: 10.60025398
PASS THROUGH RATE FOR NEXT DISTRIBUTION: 0.0001
................................................................................
Run: 01/31/97 11:51:43 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4055
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920UU0 13,762,000.00 0.00 5.300000 % 0.00
A-2 760920UV8 27,927,000.00 0.00 6.050000 % 0.00
A-3 760920UW6 16,879,000.00 0.00 7.000000 % 0.00
A-4 760920UZ9 11,286,000.00 0.00 7.500000 % 0.00
A-5 760920VE5 6,968,000.00 6,523,507.72 7.500000 % 39,768.38
A-6 760920UX4 100,000.00 0.00 799.600500 % 0.00
A-7 760920UY2 15,340,000.00 0.00 7.500000 % 0.00
A-8 760920VA3 11,176,000.00 0.00 7.500000 % 0.00
A-9 760920VF2 5,427,000.00 0.00 0.000000 % 0.00
A-10 760920VB1 1,809,000.00 0.00 0.000000 % 0.00
A-11 760920VC9 0.00 0.00 0.500000 % 0.00
A-12 760920VD7 0.00 0.00 0.427395 % 0.00
R-I 760920VG0 500.00 0.00 7.500000 % 0.00
R-II 760920VH8 500.00 0.00 7.500000 % 0.00
B 5,825,312.92 4,372,002.74 7.500000 % 23,673.87
- -------------------------------------------------------------------------------
116,500,312.92 10,895,510.46 63,442.25
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 40,755.40 80,523.78 0.00 0.00 6,483,739.34
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 4,537.96 4,537.96 0.00 0.00 0.00
A-12 3,879.00 3,879.00 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 27,313.95 50,987.82 0.00 0.00 4,348,328.87
- -------------------------------------------------------------------------------
76,486.31 139,928.56 0.00 0.00 10,832,068.21
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 936.209489 5.707288 5.848938 11.556226 0.000000 930.502202
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 750.518092 4.063965 4.688838 8.752803 0.000000 746.454127
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:44 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S5 (POOL # 4055)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4055
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,155.26
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,165.95
SUBSERVICER ADVANCES THIS MONTH 3,715.77
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 317,994.09
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 10,832,068.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 57
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,444.36
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 59.87335560 % 40.12664440 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 59.85689170 % 40.14310830 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.4274 %
BANKRUPTCY AMOUNT AVAILABLE 188,115.00
FRAUD AMOUNT AVAILABLE 131,188.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,363,143.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.90009086
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 116.67
POOL TRADING FACTOR: 9.29788765
................................................................................
Run: 01/31/97 11:51:45 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4056
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920VJ4 67,533,900.00 0.00 7.500000 % 0.00
A-2 760920VK1 55,635,000.00 0.00 7.500000 % 0.00
A-3 760920VL9 94,808,000.00 0.00 7.500000 % 0.00
A-4 760920VM7 4,966,000.00 0.00 7.500000 % 0.00
A-5 760920VN5 94,152,000.00 0.00 7.500000 % 0.00
A-6 760920VP0 30,584,000.00 0.00 7.500000 % 0.00
A-7 760920VQ8 5,327,000.00 0.00 7.500000 % 0.00
A-8 760920VR6 32,684,000.00 1,830,031.44 7.500000 % 1,281,657.64
A-9 760920VV7 30,371,000.00 30,371,000.00 5.689000 % 0.00
A-10 760920VS4 10,124,000.00 10,124,000.00 12.932821 % 0.00
A-11 760920VT2 0.00 0.00 1.000000 % 0.00
A-12 760920VU9 0.00 0.00 0.150819 % 0.00
R 760920VX3 100.00 0.00 7.500000 % 0.00
M 760920VW5 10,339,213.00 8,893,191.24 7.500000 % 114,226.84
B 22,976,027.86 19,607,515.36 7.500000 % 0.00
- -------------------------------------------------------------------------------
459,500,240.86 70,825,738.04 1,395,884.48
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 11,339.69 1,292,997.33 0.00 0.00 548,373.80
A-9 142,750.11 142,750.11 0.00 0.00 30,371,000.00
A-10 108,174.98 108,174.98 0.00 0.00 10,124,000.00
A-11 58,515.72 58,515.72 0.00 0.00 0.00
A-12 8,825.27 8,825.27 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 55,106.19 169,333.03 0.00 0.00 8,778,964.40
B 73,091.40 73,091.40 0.00 0.00 19,355,670.49
- -------------------------------------------------------------------------------
457,803.36 1,853,687.84 0.00 0.00 69,178,008.69
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 55.991661 39.213610 0.346949 39.560559 0.000000 16.778050
A-9 1000.000000 0.000000 4.700211 4.700211 0.000000 1000.000000
A-10 1000.000000 0.000000 10.685004 10.685004 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 860.141990 11.047924 5.329824 16.377748 0.000000 849.094066
B 853.390128 0.000000 3.181202 3.181202 0.000000 842.428927
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:45 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S6 (POOL # 4056)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4056
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 22,260.58
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,230.77
SUBSERVICER ADVANCES THIS MONTH 52,177.12
MASTER SERVICER ADVANCES THIS MONTH 2,572.96
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 2,882,436.29
(B) TWO MONTHLY PAYMENTS: 2 504,046.49
(C) THREE OR MORE MONTHLY PAYMENTS: 1 346,673.89
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 2,848,261.53
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 69,178,008.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 265
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 324,120.01
REMAINING SUBCLASS INTEREST SHORTFALL 48,405.52
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 738,022.11
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 59.75939340 % 12.55644000 % 27.68416670 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 59.33008850 % 12.69039767 % 27.97951380 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1482 %
BANKRUPTCY AMOUNT AVAILABLE 171,275.00
FRAUD AMOUNT AVAILABLE 881,310.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,911,312.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.16107446
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 293.51
POOL TRADING FACTOR: 15.05505385
................................................................................
Run: 01/31/97 11:51:46 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4057
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920WT1 107,070,000.00 0.00 8.500000 % 0.00
A-2 760920WU8 74,668,000.00 0.00 8.500000 % 0.00
A-3 760920WV6 56,784,000.00 0.00 8.500000 % 0.00
A-4 760920WX2 31,674,000.00 31,127,295.92 8.500000 % 981,991.79
A-5 760920WY0 30,082,000.00 3,458,625.48 8.500000 % 109,111.37
A-6 760920WW4 0.00 0.00 0.125087 % 0.00
R 760920XA1 539,100.00 0.00 8.500000 % 0.00
M 760920WZ7 7,278,000.00 6,485,938.49 8.500000 % 6,344.64
B 15,364,881.77 12,624,960.93 8.500000 % 12,349.91
- -------------------------------------------------------------------------------
323,459,981.77 53,696,820.82 1,109,797.71
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 219,104.99 1,201,096.78 0.00 0.00 30,145,304.13
A-5 24,345.26 133,456.63 0.00 0.00 3,349,514.11
A-6 5,562.26 5,562.26 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 45,654.51 51,999.15 0.00 0.00 6,479,593.85
B 88,867.09 101,217.00 0.00 0.00 12,612,611.02
- -------------------------------------------------------------------------------
383,534.11 1,493,331.82 0.00 0.00 52,587,023.11
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 982.739658 31.003087 6.917503 37.920590 0.000000 951.736570
A-5 114.973256 3.627131 0.809297 4.436428 0.000000 111.346124
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 891.170444 0.871756 6.272947 7.144703 0.000000 890.298688
B 821.676412 0.803775 5.783780 6.587555 0.000000 820.872637
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:47 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S7 (POOL # 4057)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4057
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,195.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,675.02
SUBSERVICER ADVANCES THIS MONTH 34,540.38
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,097,231.09
(B) TWO MONTHLY PAYMENTS: 3 762,476.67
(C) THREE OR MORE MONTHLY PAYMENTS: 2 494,700.17
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,942,030.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 52,587,023.11
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 201
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,057,270.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 64.40962590 % 12.07881300 % 23.51156130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 63.69407560 % 12.32165935 % 23.98426510 %
CLASS A-6 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1259 %
BANKRUPTCY AMOUNT AVAILABLE 176,134.00
FRAUD AMOUNT AVAILABLE 618,645.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,947,069.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.06991403
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 291.62
POOL TRADING FACTOR: 16.25765970
OPTIMAL PERCENTAGE: NOT APPLICABLE UNTIL CREDIT
SUPPORT DEPLETION DATE
................................................................................
Run: 01/31/97 11:51:47 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4058
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920WD6 100,786,658.00 27,728,777.19 7.708696 % 303,327.64
S 760920WF1 0.00 0.00 0.150000 % 0.00
R 760920WE4 100.00 0.00 7.708696 % 0.00
B 7,295,556.68 4,863,750.00 7.708696 % 4,956.05
- -------------------------------------------------------------------------------
108,082,314.68 32,592,527.19 308,283.69
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 176,804.91 480,132.55 0.00 0.00 27,425,449.55
S 4,043.83 4,043.83 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 31,012.35 35,968.40 0.00 0.00 4,858,793.95
- -------------------------------------------------------------------------------
211,861.09 520,144.78 0.00 0.00 32,284,243.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 275.123491 3.009601 1.754249 4.763850 0.000000 272.113890
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 666.672910 0.679323 4.250856 4.930179 0.000000 665.993585
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:48 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S8 (POOL # 4058)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4058
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,299.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,584.10
SUBSERVICER ADVANCES THIS MONTH 7,949.03
MASTER SERVICER ADVANCES THIS MONTH 3,997.55
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 829,323.45
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 226,523.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 32,284,243.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 128
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 544,022.11
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 275,072.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 85.07710070 % 14.92289930 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 84.94995260 % 15.05004740 %
BANKRUPTCY AMOUNT AVAILABLE 168,986.00
FRAUD AMOUNT AVAILABLE 408,082.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,908,520.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.34779280
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 297.02
POOL TRADING FACTOR: 29.87005191
PASS THROUGH RATE FOR NEXT DISTRIBUTION: 0.1540
TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL: 0.00
TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION: 0.00
................................................................................
Run: 01/31/97 11:51:48 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4059
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920VY1 80,148,000.00 0.00 8.000000 % 0.00
A-2 760920VZ8 20,051,000.00 0.00 8.000000 % 0.00
A-3 760920WA2 21,301,000.00 0.00 8.000000 % 0.00
A-4 760920WB0 31,218,000.00 0.00 8.000000 % 0.00
A-5 760920WC8 24,873,900.00 20,261,216.90 8.000000 % 94,378.92
A-6 760920WG9 5,000,000.00 7,266,046.13 8.000000 % 0.00
A-7 760920WH7 20,288,000.00 3,058,586.52 8.000000 % 5,106.52
A-8 760920WJ3 0.00 0.00 0.179268 % 0.00
R 760920WL8 100.00 0.00 8.000000 % 0.00
M 760920WK0 4,908,000.00 4,606,906.54 8.000000 % 4,951.88
B 10,363,398.83 9,727,630.46 8.000000 % 10,456.04
- -------------------------------------------------------------------------------
218,151,398.83 44,920,386.55 114,893.36
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 135,018.81 229,397.73 0.00 0.00 20,166,837.98
A-6 0.00 0.00 48,420.24 0.00 7,314,466.37
A-7 20,382.13 25,488.65 0.00 0.00 3,053,480.00
A-8 6,707.87 6,707.87 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 30,699.98 35,651.86 0.00 0.00 4,601,954.66
B 64,823.99 75,280.03 0.00 0.00 9,717,174.42
- -------------------------------------------------------------------------------
257,632.78 372,526.14 48,420.24 0.00 44,853,913.43
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 814.557303 3.794295 5.428132 9.222427 0.000000 810.763008
A-6 1453.209226 0.000000 0.000000 0.000000 9.684048 1462.893274
A-7 150.758405 0.251702 1.004640 1.256342 0.000000 150.506703
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 938.652514 1.008941 6.255090 7.264031 0.000000 937.643574
B 938.652523 1.008938 6.255091 7.264029 0.000000 937.643584
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:49 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S9 (POOL # 4059)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4059
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,185.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,806.10
SUBSERVICER ADVANCES THIS MONTH 13,093.25
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 828,181.43
(B) TWO MONTHLY PAYMENTS: 1 309,796.97
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 571,838.70
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 44,853,913.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 184
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 18,189.06
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 68.08901680 % 10.25571400 % 21.65526880 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 68.07607630 % 10.25987324 % 21.66405040 %
CLASS A-8 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1792 %
BANKRUPTCY AMOUNT AVAILABLE 141,104.00
FRAUD AMOUNT AVAILABLE 493,401.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,934,153.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.68331932
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 289.49
POOL TRADING FACTOR: 20.56091030
OPTIMAL PERCENTAGE: NOT APPLICABLE UNTIL CREDIT
SUPPORT DEPLETION DATE
................................................................................
Run: 01/31/97 11:51:50 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4060
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920WM6 17,396,000.00 0.00 8.000000 % 0.00
A-2 760920WN4 42,597,000.00 3,135,797.41 8.000000 % 891,149.17
A-3 760920WP9 11,500,000.00 11,500,000.00 8.000000 % 0.00
A-4 760920WQ7 61,114,000.00 0.00 8.000000 % 0.00
A-5 760920WR5 0.00 0.00 0.162643 % 0.00
R 760920WS3 100.00 0.00 8.000000 % 0.00
B 7,347,668.28 5,667,736.00 8.000000 % 32,312.27
- -------------------------------------------------------------------------------
139,954,768.28 20,303,533.41 923,461.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 20,320.95 911,470.12 0.00 0.00 2,244,648.24
A-3 74,523.60 74,523.60 0.00 0.00 11,500,000.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 2,674.93 2,674.93 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 36,728.69 69,040.96 0.00 0.00 5,635,423.73
- -------------------------------------------------------------------------------
134,248.17 1,057,709.61 0.00 0.00 19,380,071.97
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 73.615452 20.920468 0.477051 21.397519 0.000000 52.694984
A-3 1000.000000 0.000000 6.480313 6.480313 0.000000 1000.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 771.365253 4.397621 4.998688 9.396309 0.000000 766.967630
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S10 (POOL # 4060)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4060
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,800.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,090.43
SUBSERVICER ADVANCES THIS MONTH 11,376.24
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 794,941.70
(B) TWO MONTHLY PAYMENTS: 1 156,541.78
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 19,380,071.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 92
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 807,709.17
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 72.08497710 % 27.91502290 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 70.92155420 % 29.07844580 %
CLASS A-5 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1642 %
BANKRUPTCY AMOUNT AVAILABLE 224,994.00
FRAUD AMOUNT AVAILABLE 252,686.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,677,518.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.64311889
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 115.22
POOL TRADING FACTOR: 13.84738241
CLASS A-4 PAC COMPONENT PRINCIPAL: 0.00
CLASS A-4 COMPANION PRINCIPAL: 0.00
................................................................................
Run: 01/31/97 11:51:51 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4061
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920XG8 119,002,000.00 0.00 8.500000 % 0.00
A-2 760920XH6 5,000,000.00 0.00 8.500000 % 0.00
A-3 760920XJ2 35,000,000.00 0.00 8.500000 % 0.00
A-4 760920XK9 7,000,000.00 0.00 8.500000 % 0.00
A-5 760920XL7 20,748,000.00 0.00 8.500000 % 0.00
A-6 760920XM5 15,000,000.00 0.00 8.500000 % 0.00
A-7 760920XN3 2,250,000.00 0.00 8.500000 % 0.00
A-8 760920XP8 28,600,000.00 0.00 8.500000 % 0.00
A-9 760920XU7 38,830,000.00 24,839,121.37 8.500000 % 448,855.28
A-10 760920XQ6 6,395,000.00 4,090,810.74 8.500000 % 73,922.99
A-11 760920XR4 18,232,500.00 0.00 0.000000 % 0.00
A-12 760920XS2 5,362,500.00 0.00 0.000000 % 0.00
A-13 760920XT0 0.00 0.00 0.175058 % 0.00
R 760920XW3 100.00 0.00 8.500000 % 0.00
M 760920XV5 7,292,000.00 6,381,787.45 8.500000 % 6,109.15
B 15,395,727.87 12,999,099.11 8.500000 % 12,443.75
- -------------------------------------------------------------------------------
324,107,827.87 48,310,818.67 541,331.17
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 174,793.92 623,649.20 0.00 0.00 24,390,266.09
A-10 28,787.21 102,710.20 0.00 0.00 4,016,887.75
A-11 0.00 0.00 0.00 0.00 0.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 7,001.59 7,001.59 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 44,908.90 51,018.05 0.00 0.00 6,375,678.30
B 91,475.20 103,918.95 0.00 0.00 12,986,655.36
- -------------------------------------------------------------------------------
346,966.82 888,297.99 0.00 0.00 47,769,487.50
===============================================================================
Run: 01/31/97 11:51:51
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4061
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 639.688936 11.559497 4.501517 16.061014 0.000000 628.129438
A-10 639.688935 11.559497 4.501518 16.061015 0.000000 628.129438
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 875.176557 0.837788 6.158653 6.996441 0.000000 874.338769
B 844.331572 0.808261 5.941596 6.749857 0.000000 843.523312
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:52 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S11 (POOL # 4061)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4061
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,471.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,037.44
SUBSERVICER ADVANCES THIS MONTH 33,585.78
MASTER SERVICER ADVANCES THIS MONTH 6,239.96
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,738,093.13
(B) TWO MONTHLY PAYMENTS: 3 580,310.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 212,818.93
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 1,680,661.81
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 47,769,487.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 185
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 759,390.73
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 495,084.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 59.88292670 % 13.20985200 % 26.90722180 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 59.46715220 % 13.34675885 % 27.18608890 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1768 %
BANKRUPTCY AMOUNT AVAILABLE 330,694.00
FRAUD AMOUNT AVAILABLE 531,123.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,935,342.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.14250548
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 291.11
POOL TRADING FACTOR: 14.73876389
OPTIMAL PERCENTAGE: NOT APPLICABLE UNTIL CREDIT
SUPPORT DEPLETION DATE
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4062
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920XE3 100,482,169.00 9,117,646.32 7.912485 % 98,064.16
R 760920XF0 100.00 0.00 7.912485 % 0.00
B 5,010,927.54 4,019,520.60 7.912485 % 21,918.30
- -------------------------------------------------------------------------------
105,493,196.54 13,137,166.92 119,982.46
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 59,904.70 157,968.86 0.00 0.00 9,019,582.16
R 0.00 0.00 0.00 0.00 0.00
B 26,409.02 48,327.32 0.00 0.00 3,997,602.30
- -------------------------------------------------------------------------------
86,313.72 206,296.18 0.00 0.00 13,017,184.46
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 90.738948 0.975936 0.596172 1.572108 0.000000 89.763012
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 802.151013 4.374100 5.270286 9.644386 0.000000 797.776912
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
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Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S12 (POOL # 4062)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4062
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,262.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,381.67
SUBSERVICER ADVANCES THIS MONTH 7,901.50
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 183,215.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 620,335.29
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 13,017,184.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 63
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 48,345.95
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 69.40344430 % 30.59655580 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 69.28980830 % 30.71019170 %
BANKRUPTCY AMOUNT AVAILABLE 169,778.00
FRAUD AMOUNT AVAILABLE 163,447.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,701,239.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.33456358
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 118.72
POOL TRADING FACTOR: 12.33935921
................................................................................
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RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13 (POOL 3165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3165
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
760920XX1 149,986,318.83 28,337,193.71 8.3647 170,715.48
- --------------------------------------------------------------------------------
149,986,318.83 28,337,193.71 170,715.48
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
197,078.98 0.00 367,794.46 0.00 28,166,478.23
197,078.98 0.00 367,794.46 0.00 28,166,478.23
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
188.931857 1.138207 1.313980 0.000000 2.452187 187.793650
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-13 (POOL 3165)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 8,071.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,310.34
SUBSERVICER ADVANCES THIS MONTH 6,693.00
MASTER SERVICER ADVANCES THIS MONTH 3,602.23
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 155,645.78
(B) TWO MONTHLY PAYMENTS: 1 242,594.51
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 3 1,088,199.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 28,166,478.23
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 27,737,650.77
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 115
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 457,387.56
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 135,288.37
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 7,962.63
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 27,464.48
FSA GUARANTY INSURANCE POLICY 8,317,998.03
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 374,041.00
SPECIAL HAZARD AMOUNT AVAILABLE 843,438.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.9347%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.3597%
POOL TRADING FACTOR 0.187793650
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4063
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920XB9 86,981,379.00 17,601,216.15 8.348850 % 45,861.04
S 760920XD5 0.00 0.00 0.150000 % 0.00
R 760920XC7 100.00 0.00 8.348850 % 0.00
B 6,546,994.01 3,399,033.51 8.348850 % 3,803.28
- -------------------------------------------------------------------------------
93,528,473.01 21,000,249.66 49,664.32
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 122,409.58 168,270.62 0.00 0.00 17,555,355.11
S 2,623.99 2,623.99 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 23,638.95 27,442.23 0.00 0.00 3,395,230.23
- -------------------------------------------------------------------------------
148,672.52 198,336.84 0.00 0.00 20,950,585.34
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 202.356141 0.527251 1.407308 1.934559 0.000000 201.828889
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 519.174678 0.580920 3.610657 4.191577 0.000000 518.593758
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:54 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S14 (POOL # 4063)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4063
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 7,562.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,451.08
SUBSERVICER ADVANCES THIS MONTH 31,974.15
MASTER SERVICER ADVANCES THIS MONTH 4,612.34
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,328,979.79
(B) TWO MONTHLY PAYMENTS: 2 581,336.30
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 2,036,410.83
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 20,950,585.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 95
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 569,957.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 26,166.53
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 83.81431860 % 16.18568140 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 83.79410320 % 16.20589680 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,589,205.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.08667038
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 271.96
POOL TRADING FACTOR: 22.40022174
PASS THROUGH RATE FOR NEXT DISTRIBUTION: 0.1500
TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL: 0.00
TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION: 0.00
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4064
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920YX0 13,793,900.00 0.00 8.000000 % 0.00
A-2 760920YY8 9,250,000.00 0.00 8.000000 % 0.00
A-3 760920YZ5 11,875,000.00 0.00 8.000000 % 0.00
A-4 760920ZA9 7,475,000.00 0.00 8.000000 % 0.00
A-5 760920ZE1 19,600,000.00 3,604,791.60 8.000000 % 23,912.97
A-6 760920ZF8 6,450,000.00 4,650,181.20 8.000000 % 30,847.73
A-7 760920ZG6 37,500,000.00 0.00 8.000000 % 0.00
A-8 760920ZH4 10,000,000.00 1,802,395.81 8.000000 % 11,956.48
A-9 760920ZJ0 9,350,000.00 216,287.50 8.000000 % 1,434.78
A-10 760920ZC5 60,000,000.00 4,919,783.68 8.000000 % 32,636.18
A-11 760920ZD3 15,000,000.00 1,229,945.89 8.000000 % 8,159.05
A-12 760920ZB7 0.00 0.00 0.232438 % 0.00
R 760920ZK7 100.00 0.00 8.000000 % 0.00
B 8,345,599.90 6,522,785.59 8.000000 % 37,666.56
- -------------------------------------------------------------------------------
208,639,599.90 22,946,171.27 146,613.75
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 24,016.88 47,929.85 0.00 0.00 3,580,878.63
A-6 30,981.78 61,829.51 0.00 0.00 4,619,333.47
A-7 0.00 0.00 0.00 0.00 0.00
A-8 12,008.44 23,964.92 0.00 0.00 1,790,439.33
A-9 1,441.02 2,875.80 0.00 0.00 214,852.72
A-10 32,778.00 65,414.18 0.00 0.00 4,887,147.50
A-11 8,194.50 16,353.55 0.00 0.00 1,221,786.84
A-12 4,441.85 4,441.85 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 43,457.97 81,124.53 0.00 0.00 6,485,119.03
- -------------------------------------------------------------------------------
157,320.44 303,934.19 0.00 0.00 22,799,557.52
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 183.917939 1.220049 1.225351 2.445400 0.000000 182.697889
A-6 720.958326 4.782594 4.803377 9.585971 0.000000 716.175732
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 180.239581 1.195648 1.200844 2.396492 0.000000 179.043933
A-9 23.132353 0.153452 0.154120 0.307572 0.000000 22.978901
A-10 81.996395 0.543936 0.546300 1.090236 0.000000 81.452458
A-11 81.996393 0.543937 0.546300 1.090237 0.000000 81.452456
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 781.583789 4.513342 5.207293 9.720635 0.000000 777.070445
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:55 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S15 (POOL # 4064)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4064
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 5,909.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,488.92
SUBSERVICER ADVANCES THIS MONTH 4,599.70
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 377,881.02
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 22,799,557.52
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 112
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 14,108.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 71.57353390 % 28.42646610 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 71.55594350 % 28.44405650 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2323 %
BANKRUPTCY AMOUNT AVAILABLE 331,112.00
FRAUD AMOUNT AVAILABLE 259,535.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,652,817.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.66652541
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 115.07
POOL TRADING FACTOR: 10.92772299
ENDING CLASS A-10 PERCENTAGE: 29.955965
ENDING CLASS A-11 PERCENTAGE: 7.488991
ENDING A-7 COMPANION PRINCIPAL COMPONENT: 0.00
ENDING A-8 COMPANION PRINCIPAL COMPONENT: 0.00
ENDING A-9 COMPANION PRINCIPAL COMPONENT: 0.00
................................................................................
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RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4065
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920XY9 39,900,000.00 0.00 7.000000 % 0.00
A-2 760920YD4 22,000,000.00 0.00 0.000000 % 0.00
A-3 760920YE2 100,000.00 0.00 0.000000 % 0.00
A-4 760920YF9 88,000,000.00 0.00 8.250000 % 0.00
A-5 760920YG7 26,000,000.00 0.00 8.250000 % 0.00
A-6 760920YH5 39,064,000.00 0.00 8.250000 % 0.00
A-7 760920YJ1 30,000,000.00 0.00 8.250000 % 0.00
A-8 760920YK8 20,625,000.00 19,519,864.80 6.089000 % 212,528.61
A-9 760920YL6 4,375,000.00 4,140,577.38 18.437570 % 45,081.83
A-10 760920XZ6 23,595,000.00 2,067,168.21 7.270000 % 22,506.94
A-11 760920YA0 6,435,000.00 563,773.13 11.843331 % 6,138.26
A-12 760920YB8 0.00 0.00 0.500000 % 0.00
A-13 760920YC6 0.00 0.00 0.224834 % 0.00
R-I 760920YN2 100.00 0.00 8.750000 % 0.00
R-II 760920YP7 100.00 0.00 8.750000 % 0.00
M 760920YM4 7,260,603.00 6,155,043.74 8.750000 % 5,121.54
B 15,327,940.64 12,021,387.66 8.750000 % 10,002.84
- -------------------------------------------------------------------------------
322,682,743.64 44,467,814.92 301,380.02
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 98,521.01 311,049.62 0.00 0.00 19,307,336.19
A-9 63,280.61 108,362.44 0.00 0.00 4,095,495.55
A-10 12,457.08 34,964.02 0.00 0.00 2,044,661.27
A-11 5,534.58 11,672.84 0.00 0.00 557,634.87
A-12 10,896.56 10,896.56 0.00 0.00 0.00
A-13 8,287.31 8,287.31 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 44,642.17 49,763.71 0.00 0.00 6,149,922.20
B 87,190.41 97,193.25 0.00 0.00 12,011,384.82
- -------------------------------------------------------------------------------
330,809.73 632,189.75 0.00 0.00 44,166,434.90
===============================================================================
Run: 01/31/97 11:51:56
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4065
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 946.417687 10.304417 4.776776 15.081193 0.000000 936.113270
A-9 946.417687 10.304418 14.464139 24.768557 0.000000 936.113269
A-10 87.610435 0.953886 0.527954 1.481840 0.000000 86.656549
A-11 87.610432 0.953887 0.860075 1.813962 0.000000 86.656546
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 847.731757 0.705388 6.148549 6.853937 0.000000 847.026370
B 784.279372 0.652589 5.688332 6.340921 0.000000 783.626783
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:57 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S16 (POOL # 4065)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4065
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,552.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,543.38
SUBSERVICER ADVANCES THIS MONTH 42,888.83
MASTER SERVICER ADVANCES THIS MONTH 8,053.04
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 2,704,898.54
(B) TWO MONTHLY PAYMENTS: 2 427,862.39
(C) THREE OR MORE MONTHLY PAYMENTS: 2 542,081.95
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,523,833.38
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 44,166,434.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 175
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 977,118.03
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 264,378.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 59.12452310 % 13.84157000 % 27.03390680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 58.87984380 % 13.92442522 % 27.19573100 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2254 %
BANKRUPTCY AMOUNT AVAILABLE 191,092.00
FRAUD AMOUNT AVAILABLE 500,887.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,293,738.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.42235867
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.05
POOL TRADING FACTOR: 13.68726273
LIBOR INDEX: 0.0000
COFI INDEX: 0.0000
TREASURY INDEX: 0.0000
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A (POOL 3166)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3166
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920YR3 32,200,599.87 5,762,622.83 8.0000 5,108.26
S 760920YS1 0.00 0.00 0.5541 0.00
- --------------------------------------------------------------------------------
32,200,599.87 5,762,622.83 5,108.26
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 38,417.49 0.00 43,525.75 0.00 5,757,514.57
S 2,660.89 0.00 2,660.89 0.00 0.00
41,078.38 0.00 46,186.64 0.00 5,757,514.57
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 178.960108 0.158639 1.193068 0.000000 1.351707 178.801469
S 0.000000 0.000000 0.082635 0.000000 0.082635 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17A (POOL 3166)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,844.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 600.27
SUBSERVICER ADVANCES THIS MONTH 7,114.46
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 328,156.86
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 2 818,410.08
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 5,757,514.57
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 5,768,135.37
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 22
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 5,108.26
FSA GUARANTY INSURANCE POLICY 12,547,679.22
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 141,653.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,791,111.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.0632%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 8.0000%
POOL TRADING FACTOR 0.178801469
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B (POOL 3167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3167
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920YT9 63,951,716.07 6,976,171.44 7.5831 7,117.82
S 760920YU6 0.00 0.00 0.2500 0.00
- --------------------------------------------------------------------------------
63,951,716.07 6,976,171.44 7,117.82
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 44,084.17 0.00 51,201.99 0.00 6,969,053.62
S 1,453.37 0.00 1,453.37 0.00 0.00
45,537.54 0.00 52,655.36 0.00 6,969,053.62
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 109.084976 0.111300 0.689335 0.000000 0.800635 108.973677
S 0.000000 0.000000 0.022726 0.000000 0.022726 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17B (POOL 3167)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 1,731.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 726.68
SUBSERVICER ADVANCES THIS MONTH 3,896.58
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 265,594.08
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 1 257,744.59
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 6,969,053.62
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 6,976,235.27
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 26
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 7,117.82
FSA GUARANTY INSURANCE POLICY 12,547,679.22
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 141,653.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,791,111.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.2764%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.6035%
POOL TRADING FACTOR 0.108973677
................................................................................
Run: 01/31/97 14:24:58 rept1.rkg
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C (POOL 3168)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY 3168
- --------------------------------------------------------------------------------
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS_THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
- --------------------------------------------------------------------------------
A 760920YV4 75,606,730.04 11,126,724.38 7.7560 395,172.27
S 760920YW2 0.00 0.00 0.2500 0.00
- --------------------------------------------------------------------------------
75,606,730.04 11,126,724.38 395,172.27
================================================================================
- --------------------------------------------------------------------------------
REO LIQUIDATIONS/ REAL ESTATE REMAINING
INTEREST SUBSEQUENT TOTAL OWNED/ PRINCIPAL
DISTRIBUTION RECVS. & EXPS. DISTRIBUTION PRINLOSS BALANCE
- --------------------------------------------------------------------------------
A 70,339.68 0.00 465,511.95 0.00 10,731,552.11
S 2,267.27 0.00 2,267.27 0.00 0.00
72,606.95 0.00 467,779.22 0.00 10,731,552.11
================================================================================
- --------------------------------------------------------------------------------
AMOUNT PER $1,000 UNIT
- --------------------------------------------------------------------------------
BEGINNING REO LIQ./ ENDING
BALANCE PRINCIPAL INTEREST SUBSEQ.RECVS. TOTAL BALANCE
CLASS FACTOR FACTOR FACTOR & EXPENSES DISTRIBUTION FACTOR
A 147.165793 5.226681 0.930336 0.000000 6.157017 141.939112
S 0.000000 0.000000 0.029988 0.000000 0.029988 0.000000
Determination Date 20-January-1997
Distribution Date 27-January-1997
MASTER SERVICER
RESIDENTIAL FUNDING CORPORATION
BOND ADMINISTRATION
10 UNIVERSAL CITY PLAZA, SUITE 2100
UNIVERSAL CITY, CA 91608
(818) 753-3500
Run: 01/31/97 14:24:58 rept2.rkg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (SELLER)
RESIDENTIAL FUNDING CORPORATION (SERVICER)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-17C (POOL 3168)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION
- --------------------------------------------------------------------------------
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 2,954.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,138.33
SUBSERVICER ADVANCES THIS MONTH 4,781.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 613,123.37
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
(D) LOANS IN FORECLOSURE 0 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 10,731,552.11
ACTUAL UPAID PRINCIPAL BALANCE @ 12/31 10,740,659.19
AGGREGATE NUMBER LOANS IN THE POOL AS OF THE
DETERMINATION DATE 38
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
TOTAL PAYOFFS INCLUDED IN THIS DISTRIBUTION 384,153.71
TOTAL CURTAILMENTS INCLUDED IN THIS DISTRIBUTION 535.00
TOTAL REO LIQUIDATIONS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL SCHEDULED PRINCIPAL INCLUDED IN THIS DISTRIBUTION 10,483.56
FSA GUARANTY INSURANCE POLICY 12,547,679.22
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 141,653.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,791,111.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.4449%
NEXT PERIOD ADJUSTABLE PASS THRU RATE 7.7435%
POOL TRADING FACTOR 0.141939112
................................................................................
Run: 01/31/97 11:51:58 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4066
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920A57 23,863,000.00 0.00 7.400000 % 0.00
A-2 760920A73 38,374,000.00 0.00 7.450000 % 0.00
A-3 760920A99 23,218,000.00 0.00 7.750000 % 0.00
A-4 760920B49 9,500,000.00 6,052,342.61 7.950000 % 87,152.55
A-5 760920B31 41,703.00 302.61 1008.000000 % 4.36
A-6 760920B72 5,488,000.00 5,488,000.00 8.000000 % 0.00
A-7 760920B98 16,619,000.00 0.00 8.000000 % 0.00
A-8 760920C89 15,208,000.00 0.00 8.000000 % 0.00
A-9 760920C30 13,400,000.00 0.00 8.000000 % 0.00
A-10 760920C71 4,905,000.00 0.00 8.000000 % 0.00
A-11 760920C55 0.00 0.00 0.383095 % 0.00
R-I 760920C97 100.00 0.00 8.000000 % 0.00
R-II 760920C63 137,368.00 0.00 8.000000 % 0.00
B 7,103,848.23 5,774,059.98 8.000000 % 32,029.80
- -------------------------------------------------------------------------------
157,858,019.23 17,314,705.20 119,186.71
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 40,045.16 127,197.71 0.00 0.00 5,965,190.06
A-5 253.86 258.22 0.00 0.00 298.25
A-6 36,539.58 36,539.58 0.00 0.00 5,488,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 5,520.54 5,520.54 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 38,444.19 70,473.99 0.00 0.00 5,742,030.18
- -------------------------------------------------------------------------------
120,803.33 239,990.04 0.00 0.00 17,195,518.49
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 637.088696 9.173953 4.215280 13.389233 0.000000 627.914743
A-5 7.256312 0.104549 6.087332 6.191881 0.000000 7.151764
A-6 1000.000000 0.000000 6.658087 6.658087 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 812.807339 4.508796 5.411740 9.920536 0.000000 808.298544
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:59 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S18 (POOL # 4066)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4066
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,564.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,959.34
SUBSERVICER ADVANCES THIS MONTH 1,729.04
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 144,658.62
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 17,195,518.49
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 96
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 23,138.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 66.65227670 % 33.34772330 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 66.60740310 % 33.39259690 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3836 %
BANKRUPTCY AMOUNT AVAILABLE 265,253.00
FRAUD AMOUNT AVAILABLE 196,467.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,148,099.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.82532010
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 119.43
POOL TRADING FACTOR: 10.89302816
................................................................................
Run: 01/31/97 11:51:59 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4067
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920ZP6 117,460,633.00 0.00 7.750000 % 0.00
A-2 760920ZQ4 60,098,010.00 0.00 0.000000 % 0.00
A-3 760920ZR2 241,357.00 0.00 0.000000 % 0.00
A-4 760920ZS0 37,500,000.00 0.00 8.500000 % 0.00
A-5 760920ZT8 15,800,000.00 0.00 8.500000 % 0.00
A-6 760920ZU5 33,700,000.00 15,072,731.64 8.500000 % 808,674.25
A-7 760920ZX9 9,104,000.00 9,104,000.00 8.500000 % 0.00
A-8 760920ZY7 19,200,000.00 0.00 0.000000 % 0.00
A-9 760920ZZ4 1,663,637.00 0.00 0.000000 % 0.00
A-10 760920ZV3 6,136,363.00 0.00 0.000000 % 0.00
A-11 760920ZW1 0.00 0.00 0.170695 % 0.00
R-I 760920A32 100.00 0.00 8.500000 % 0.00
R-II 760920A40 100.00 0.00 8.500000 % 0.00
M 760920A24 6,402,000.00 5,592,738.45 8.500000 % 5,221.04
B 12,805,385.16 10,836,236.57 8.500000 % 10,116.06
- -------------------------------------------------------------------------------
320,111,585.16 40,605,706.66 824,011.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 105,571.04 914,245.29 0.00 0.00 14,264,057.39
A-7 63,765.41 63,765.41 0.00 0.00 9,104,000.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 5,711.39 5,711.39 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 39,172.15 44,393.19 0.00 0.00 5,587,517.41
B 75,898.17 86,014.23 0.00 0.00 10,826,120.51
- -------------------------------------------------------------------------------
290,118.16 1,114,129.51 0.00 0.00 39,781,695.31
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 447.262066 23.996269 3.132672 27.128941 0.000000 423.265798
A-7 1000.000000 0.000000 7.004109 7.004109 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 873.592385 0.815533 6.118736 6.934269 0.000000 872.776853
B 846.224962 0.789984 5.927052 6.717036 0.000000 845.434977
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:00 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S19 (POOL # 4067)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4067
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,809.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,150.89
SUBSERVICER ADVANCES THIS MONTH 37,550.14
MASTER SERVICER ADVANCES THIS MONTH 4,669.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 2,028,229.99
(B) TWO MONTHLY PAYMENTS: 2 595,270.90
(C) THREE OR MORE MONTHLY PAYMENTS: 3 892,141.13
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,118,913.86
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 39,781,695.31
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 151
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 569,976.07
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 786,104.32
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 59.54023120 % 13.77328200 % 26.68648690 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 58.74072790 % 14.04544821 % 27.21382390 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1685 %
BANKRUPTCY AMOUNT AVAILABLE 224,340.00
FRAUD AMOUNT AVAILABLE 421,091.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,938,553.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.09052005
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 293.83
POOL TRADING FACTOR: 12.42744629
................................................................................
Run: 01/31/97 11:52:01 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4068
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920E20 54,519,000.00 0.00 8.100000 % 0.00
A-2 760920E46 121,290,000.00 0.00 8.100000 % 0.00
A-3 760920E61 38,352,000.00 0.00 8.100000 % 0.00
A-4 760920E79 45,739,000.00 0.00 8.100000 % 0.00
A-5 760920E87 38,405,000.00 11,286,018.81 8.100000 % 1,187,315.05
A-6 760920D70 2,829,000.00 840,735.26 8.100000 % 44,168.56
A-7 760920D88 2,530,000.00 2,530,000.00 8.100000 % 0.00
A-8 760920E38 6,097,000.00 6,097,000.00 8.100000 % 0.00
A-9 760920F45 4,635,000.00 6,623,264.74 8.100000 % 0.00
A-10 760920E53 16,830,000.00 0.00 8.100000 % 0.00
A-11 760920D96 8,130,000.00 2,168,297.11 8.100000 % 94,036.96
A-12 760920F37 10,000,000.00 868,708.81 8.100000 % 37,675.07
A-13 760920E95 0.00 0.00 0.400000 % 0.00
A-14 760920F29 0.00 0.00 0.243413 % 0.00
R-I 760920F60 100.00 0.00 8.500000 % 0.00
R-II 760920F78 750,000.00 0.00 8.500000 % 0.00
M 760920F52 8,448,000.00 7,674,235.08 8.500000 % 80,775.38
B 16,895,592.50 15,299,704.92 8.500000 % 91,897.01
- -------------------------------------------------------------------------------
375,449,692.50 53,387,964.73 1,535,868.03
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 75,263.07 1,262,578.12 0.00 0.00 10,098,703.76
A-6 5,606.61 49,775.17 0.00 0.00 796,566.70
A-7 16,871.81 16,871.81 0.00 0.00 2,530,000.00
A-8 40,659.06 40,659.06 0.00 0.00 6,097,000.00
A-9 0.00 0.00 44,168.56 0.00 6,667,433.30
A-10 0.00 0.00 0.00 0.00 0.00
A-11 14,459.73 108,496.69 0.00 0.00 2,074,260.15
A-12 5,793.15 43,468.22 0.00 0.00 831,033.74
A-13 10,015.90 10,015.90 0.00 0.00 0.00
A-14 10,698.97 10,698.97 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 53,704.44 134,479.82 0.00 0.00 7,593,459.70
B 107,067.61 198,964.62 0.00 69,140.48 15,138,667.43
- -------------------------------------------------------------------------------
340,140.35 1,876,008.38 44,168.56 69,140.48 51,827,124.78
===============================================================================
Run: 01/31/97 11:52:01
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4068
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 293.868476 30.915637 1.959721 32.875358 0.000000 262.952838
A-6 297.184609 15.612782 1.981835 17.594617 0.000000 281.571828
A-7 1000.000000 0.000000 6.668700 6.668700 0.000000 1000.000000
A-8 1000.000000 0.000000 6.668699 6.668699 0.000000 1000.000000
A-9 1428.967581 0.000000 0.000000 0.000000 9.529355 1438.496936
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 266.703212 11.566662 1.778565 13.345227 0.000000 255.136550
A-12 86.870881 3.767507 0.579315 4.346822 0.000000 83.103374
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 908.408509 9.561480 6.357060 15.918540 0.000000 898.847029
B 905.544148 5.439111 6.337014 11.776125 0.000000 896.012817
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:02 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S20 (POOL # 4068)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4068
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,921.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,651.98
SUBSERVICER ADVANCES THIS MONTH 42,196.43
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 2,477,005.41
(B) TWO MONTHLY PAYMENTS: 2 401,340.87
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 2,341,872.41
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 51,827,124.78
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 195
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 998,903.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 56.96794190 % 14.37446600 % 28.65759170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 56.13855250 % 14.65151643 % 29.20993110 %
CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2450 %
BANKRUPTCY AMOUNT AVAILABLE 363,201.00
FRAUD AMOUNT AVAILABLE 582,172.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,431,774.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.19001613
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 292.90
POOL TRADING FACTOR: 13.80401311
................................................................................
Run: 01/31/97 11:52:03 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4069
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920ZL5 105,871,227.00 37,820,717.70 6.674288 % 569,228.37
S 760920ZN1 0.00 0.00 0.150000 % 0.00
R 760920ZM3 100.00 0.00 6.674288 % 0.00
B 7,968,810.12 1,931,076.80 6.674288 % 2,244.05
- -------------------------------------------------------------------------------
113,840,137.12 39,751,794.50 571,472.42
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 209,276.14 778,504.51 0.00 0.00 37,251,489.33
S 4,943.48 4,943.48 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 10,685.37 12,929.42 0.00 0.00 1,928,832.75
- -------------------------------------------------------------------------------
224,904.99 796,377.41 0.00 0.00 39,180,322.08
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 357.233205 5.376611 1.976705 7.353316 0.000000 351.856594
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 242.329378 0.281604 1.340899 1.622503 0.000000 242.047774
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:03 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S21 (POOL # 4069)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4069
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,963.31
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,099.48
SUBSERVICER ADVANCES THIS MONTH 24,821.01
MASTER SERVICER ADVANCES THIS MONTH 5,619.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,448,110.47
(B) TWO MONTHLY PAYMENTS: 2 418,176.09
(C) THREE OR MORE MONTHLY PAYMENTS: 1 346,361.59
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,406,680.27
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 39,180,322.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 134
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 874,214.16
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 525,278.01
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 95.14216450 % 4.85783550 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 95.07703700 % 4.92296300 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 418,036.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,836,592.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.35391130
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 298.48
POOL TRADING FACTOR: 34.41696670
PASS THROUGH RATE FOR NEXT DISTRIBUTION: 0.1493
TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL: 0.00
TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION: 0.00
................................................................................
Run: 01/31/97 11:56:19 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4070
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920G28 37,023,610.00 0.00 7.000000 % 0.00
A-2 760920F86 58,150,652.00 0.00 0.000000 % 0.00
A-3 760920F94 307,675.00 0.00 0.000000 % 0.00
A-4 760920G36 42,213,063.00 0.00 8.500000 % 0.00
A-5 760920G44 18,094,000.00 0.00 8.500000 % 0.00
A-6 760920G51 20,500,000.00 20,002,699.53 8.500000 % 447,391.20
A-7 760920H50 2,975,121.40 2,975,121.40 8.500000 % 0.00
A-8 760920G85 12,518,180.60 0.00 0.000000 % 0.00
A-9 760920G93 1,390,910.00 0.00 0.000000 % 0.00
A-10 760920G69 4,090,909.00 0.00 0.000000 % 0.00
A-11 760920G77 3,661,879.00 823,457.13 0.098559 % 15,839.77
R-I 760920H35 100.00 0.00 8.500000 % 0.00
R-II 760920H43 100.00 0.00 8.500000 % 0.00
M 760920H27 4,320,000.00 3,921,151.59 8.500000 % 24,886.16
B 10,804,782.23 9,720,203.77 8.500000 % 0.00
- -------------------------------------------------------------------------------
216,050,982.23 37,442,633.42 488,117.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 141,079.72 588,470.92 0.00 0.00 19,555,308.33
A-7 20,983.64 20,983.64 0.00 0.00 2,975,121.40
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 3,062.11 18,901.88 0.00 0.00 807,617.36
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 27,656.01 52,542.17 0.00 0.00 3,896,265.43
B 42,150.70 42,150.70 0.00 88,096.90 9,658,513.09
B RECOURSE OBLIGATION
88,096.90
- -------------------------------------------------------------------------------
234,932.18 811,146.21 0.00 88,096.90 36,892,825.61
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 975.741440 21.823961 6.881938 28.705899 0.000000 953.917480
A-7 1000.000000 0.000000 7.053037 7.053037 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 224.872840 4.325585 0.836213 5.161798 0.000000 220.547255
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 907.673979 5.760685 6.401854 12.162539 0.000000 901.913294
B 899.620516 0.000000 3.901115 3.901115 0.000000 893.910945
B RECOURSE OBLIGATION 8.153510
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:20 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S23 (POOL # 4070)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4070
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,154.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,903.01
SUBSERVICER ADVANCES THIS MONTH 11,602.68
MASTER SERVICER ADVANCES THIS MONTH 4,130.52
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 534,060.28
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 923,908.06
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 36,892,825.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 147
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 529,778.26
REMAINING SUBCLASS INTEREST SHORTFALL 26,406.22
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 312,172.70
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 63.56731860 % 10.47242500 % 25.96025680 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 63.25903940 % 10.56103827 % 26.17992230 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.0972 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 391,468.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,889,292.00
LOSS AMOUNT COVERED BY LOSS OBLIGATION 88,096.90
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.83888100
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 293.17
POOL TRADING FACTOR: 17.07598143
COFI INDEX USED FOR THIS DISTRIBUTION 0.0000
................................................................................
Run: 01/31/97 11:52:04 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4072
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920H92 23,871,000.00 0.00 8.000000 % 0.00
A-2 760920J25 9,700,000.00 0.00 6.000000 % 0.00
A-3 760920J33 0.00 0.00 2.000000 % 0.00
A-4 760920J41 19,500,000.00 0.00 8.000000 % 0.00
A-5 760920J58 39,840,000.00 0.00 8.000000 % 0.00
A-6 760920J82 10,982,000.00 7,356,797.72 8.000000 % 61,017.19
A-7 760920J90 7,108,000.00 0.00 8.000000 % 0.00
A-8 760920K23 10,000,000.00 1,030,300.04 8.000000 % 8,545.30
A-9 760920K31 37,500,000.00 4,019,375.91 8.000000 % 33,336.65
A-10 760920J74 17,000,000.00 6,015,665.95 8.000000 % 49,893.86
A-11 760920J66 0.00 0.00 0.347348 % 0.00
R-I 760920K49 100.00 0.00 8.000000 % 0.00
R-II 760920K56 100.00 0.00 8.000000 % 0.00
B 8,269,978.70 6,761,335.09 8.000000 % 35,377.07
- -------------------------------------------------------------------------------
183,771,178.70 25,183,474.71 188,170.07
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 49,030.40 110,047.59 0.00 0.00 7,295,780.53
A-7 0.00 0.00 0.00 0.00 0.00
A-8 6,866.58 15,411.88 0.00 0.00 1,021,754.74
A-9 26,787.69 60,124.34 0.00 0.00 3,986,039.26
A-10 40,092.24 89,986.10 0.00 0.00 5,965,772.09
A-11 7,287.30 7,287.30 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 45,061.86 80,438.93 0.00 0.00 6,725,958.02
- -------------------------------------------------------------------------------
175,126.07 363,296.14 0.00 0.00 24,995,304.64
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 669.895986 5.556109 4.464615 10.020724 0.000000 664.339877
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 103.030004 0.854530 0.686658 1.541188 0.000000 102.175474
A-9 107.183358 0.888977 0.714338 1.603315 0.000000 106.294380
A-10 353.862703 2.934933 2.358367 5.293300 0.000000 350.927770
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 817.575877 4.277770 5.448848 9.726618 0.000000 813.298107
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:04 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S22 (POOL # 4072)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4072
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 6,463.28
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,633.25
SUBSERVICER ADVANCES THIS MONTH 7,300.96
MASTER SERVICER ADVANCES THIS MONTH 4,309.02
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 318,644.40
(B) TWO MONTHLY PAYMENTS: 1 45,893.06
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 199,364.39
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 24,995,304.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 112
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 365,615.12
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 56,403.55
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 73.15169900 % 26.84830100 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 73.09111400 % 26.90888600 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3465 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 274,520.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,691,525.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.78377783
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 120.30
POOL TRADING FACTOR: 13.60131921
PAC COMPANION
ENDING A-7 PRINCIPAL COMPONENT: 0.00 0.00
ENDING A-8 PRINCIPAL COMPONENT: 1,021,754.74 0.00
ENDING A-9 PRINCIPAL COMPONENT: 3,986,039.26 0.00
ENDING A-10 PRINCIPAL COMPONENT: 5,965,772.09 0.00
................................................................................
Run: 01/31/97 11:52:07 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4074
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920H68 126,657,873.00 33,686,958.91 7.491358 % 456,725.02
S 760920H84 0.00 0.00 0.150000 % 0.00
R 760920H76 100.00 0.00 7.491358 % 0.00
B 8,084,552.09 6,490,610.93 7.491358 % 6,774.45
- -------------------------------------------------------------------------------
134,742,525.09 40,177,569.84 463,499.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 209,268.41 665,993.43 0.00 0.00 33,230,233.89
S 4,997.54 4,997.54 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 40,320.64 47,095.09 0.00 0.00 6,483,836.48
- -------------------------------------------------------------------------------
254,586.59 718,086.06 0.00 0.00 39,714,070.37
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 265.968140 3.605974 1.652234 5.258208 0.000000 262.362166
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 802.841129 0.837950 4.987368 5.825318 0.000000 802.003179
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:07 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S25 (POOL # 4074)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4074
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,763.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,400.72
SUBSERVICER ADVANCES THIS MONTH 22,209.30
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 1,006,803.34
(B) TWO MONTHLY PAYMENTS: 1 292,353.41
(C) THREE OR MORE MONTHLY PAYMENTS: 1 191,900.38
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 1,432,199.83
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 39,714,070.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 132
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 421,564.93
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 83.84518790 % 16.15481210 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 83.67370450 % 16.32629550 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 432,604.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,913,238.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.12488564
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 296.38
POOL TRADING FACTOR: 29.47404343
PASS THROUGH RATE FOR NEXT DISTRIBUTION: 0.1493
TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL: 0.00
TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION: 0.00
................................................................................
Run: 01/31/97 11:52:08 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4075
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920N46 26,393,671.00 0.00 6.000000 % 0.00
A-2 760920N20 80,949,153.00 0.00 0.000000 % 0.00
A-3 760920N38 227,532.00 0.00 0.000000 % 0.00
A-4 760920N79 48,309,228.00 0.00 6.000000 % 0.00
A-5 760920N53 47,204,957.00 0.00 0.000000 % 0.00
A-6 760920N61 416,459.00 0.00 0.000000 % 0.00
A-7 760920N87 35,500,000.00 0.00 8.500000 % 0.00
A-8 760920N95 27,999,000.00 0.00 8.500000 % 0.00
A-9 760920P28 2,000,000.00 0.00 8.500000 % 0.00
A-10 760920P36 2,200,000.00 1,326,508.50 8.500000 % 63,422.73
A-11 760920T24 20,000,000.00 12,059,167.93 8.500000 % 576,570.23
A-12 760920P44 39,837,000.00 24,020,053.67 8.500000 % 1,148,441.42
A-13 760920P77 4,598,000.00 6,603,718.87 8.500000 % 0.00
A-14 760920M62 2,400,000.00 394,281.13 8.500000 % 46,503.63
A-15 760920M70 3,700,000.00 3,700,000.00 8.500000 % 0.00
A-16 760920M88 4,000,000.00 4,000,000.00 8.500000 % 0.00
A-17 760920M96 4,302,000.00 4,302,000.00 8.500000 % 0.00
A-18 760920P51 0.00 0.00 0.094000 % 0.00
R-I 760920P85 100.00 0.00 8.500000 % 0.00
R-II 760920P93 100.00 0.00 8.500000 % 0.00
M 760920P69 8,469,000.00 7,772,117.60 8.500000 % 33,473.08
B 17,878,726.36 15,278,578.06 8.500000 % 42,018.76
- -------------------------------------------------------------------------------
376,384,926.36 79,456,425.76 1,910,429.85
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 9,341.32 72,764.05 0.00 0.00 1,263,085.77
A-11 84,921.11 661,491.34 0.00 0.00 11,482,597.70
A-12 169,150.12 1,317,591.54 0.00 0.00 22,871,612.25
A-13 0.00 0.00 46,503.63 0.00 6,650,222.50
A-14 2,776.54 49,280.17 0.00 0.00 347,777.50
A-15 26,055.53 26,055.53 0.00 0.00 3,700,000.00
A-16 28,168.15 28,168.15 0.00 0.00 4,000,000.00
A-17 30,294.84 30,294.84 0.00 0.00 4,302,000.00
A-18 6,187.77 6,187.77 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 54,731.54 88,204.62 0.00 0.00 7,738,644.52
B 107,592.34 149,611.10 0.00 0.00 15,212,776.06
- -------------------------------------------------------------------------------
519,219.26 2,429,649.11 46,503.63 0.00 77,568,716.30
===============================================================================
Run: 01/31/97 11:52:08
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4075
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 602.958409 28.828514 4.246055 33.074569 0.000000 574.129896
A-11 602.958397 28.828512 4.246056 33.074568 0.000000 574.129885
A-12 602.958397 28.828512 4.246056 33.074568 0.000000 574.129886
A-13 1436.215500 0.000000 0.000000 0.000000 10.113882 1446.329382
A-14 164.283804 19.376513 1.156892 20.533405 0.000000 144.907292
A-15 1000.000000 0.000000 7.042035 7.042035 0.000000 1000.000000
A-16 1000.000000 0.000000 7.042038 7.042038 0.000000 1000.000000
A-17 1000.000000 0.000000 7.042036 7.042036 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 917.713732 3.952424 6.462574 10.414998 0.000000 913.761308
B 854.567476 2.350210 6.017896 8.368106 0.000000 850.887013
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:09 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S26 (POOL # 4075)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4075
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,948.64
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,249.20
SUBSERVICER ADVANCES THIS MONTH 33,562.88
MASTER SERVICER ADVANCES THIS MONTH 1,717.60
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,496,104.82
(B) TWO MONTHLY PAYMENTS: 1 48,260.87
(C) THREE OR MORE MONTHLY PAYMENTS: 2 501,879.86
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 2,114,635.83
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 77,568,716.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 285
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 216,931.40
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,545,505.33
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 70.98951350 % 9.78161000 % 19.22887660 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.41149880 % 9.97650198 % 19.61199930 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.0908 %
BANKRUPTCY AMOUNT AVAILABLE 323,353.00
FRAUD AMOUNT AVAILABLE 826,424.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,060,680.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.03420006
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 298.89
POOL TRADING FACTOR: 20.60887960
................................................................................
Run: 01/31/97 11:52:10 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4076
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920Q27 13,123,000.00 0.00 7.000000 % 0.00
A-2 760920Q76 70,000.00 0.00 952.000000 % 0.00
A-3 760920Q35 14,026,000.00 0.00 7.000000 % 0.00
A-4 760920Q43 15,799,000.00 0.00 7.000000 % 0.00
A-5 760920Q50 13,201,000.00 0.00 7.000000 % 0.00
A-6 760920Q68 20,050,000.00 0.00 7.500000 % 0.00
A-7 760920Q84 16,484,000.00 8,268,289.51 8.000000 % 495,899.71
A-8 760920R42 13,021,000.00 13,021,000.00 8.000000 % 0.00
A-9 760920R59 30,298,000.00 0.00 8.000000 % 0.00
A-10 760920Q92 7,610,000.00 0.00 8.000000 % 0.00
A-11 760920R34 6,335,800.00 0.00 8.000000 % 0.00
A-12 760920R26 0.00 0.00 0.177156 % 0.00
R-I 760920R67 100.00 0.00 8.000000 % 0.00
R-II 760920R75 100.00 0.00 8.000000 % 0.00
B 7,481,405.19 6,090,352.95 8.000000 % 31,552.78
- -------------------------------------------------------------------------------
157,499,405.19 27,379,642.46 527,452.49
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 54,553.89 550,453.60 0.00 0.00 7,772,389.80
A-8 85,912.11 85,912.11 0.00 0.00 13,021,000.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 0.00 0.00 0.00 0.00 0.00
A-12 4,000.40 4,000.40 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 40,183.93 71,736.71 0.00 0.00 6,058,800.17
- -------------------------------------------------------------------------------
184,650.33 712,102.82 0.00 0.00 26,852,189.97
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 501.594850 30.083700 3.309506 33.393206 0.000000 471.511150
A-8 1000.000000 0.000000 6.597966 6.597966 0.000000 1000.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 814.065379 4.217492 5.371175 9.588667 0.000000 809.847885
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:11 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S27 (POOL # 4076)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4076
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 7,744.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,946.72
SUBSERVICER ADVANCES THIS MONTH 8,608.17
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 412,410.27
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 323,248.17
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 26,852,189.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 140
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 385,604.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 77.75590770 % 22.24409230 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 77.43647660 % 22.56352340 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1769 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 149,990.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,285,229.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.64462138
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 121.40
POOL TRADING FACTOR: 17.04907389
................................................................................
Run: 01/31/97 11:52:11 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4077
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920R83 112,112,000.00 0.00 7.750000 % 0.00
A-2 760920R91 10,192,000.00 0.00 10.750000 % 0.00
A-3 760920S41 46,773,810.00 0.00 7.125000 % 0.00
A-4 760920S74 14,926,190.00 0.00 12.375000 % 0.00
A-5 760920S33 15,000,000.00 0.00 6.375000 % 0.00
A-6 760920S58 54,705,000.00 0.00 7.500000 % 0.00
A-7 760920S66 7,815,000.00 0.00 11.500000 % 0.00
A-8 760920S82 8,967,000.00 0.00 8.000000 % 0.00
A-9 760920S90 833,000.00 0.00 8.000000 % 0.00
A-10 760920S25 47,400,000.00 47,075,242.68 8.000000 % 708,335.12
A-11 760920T65 5,603,000.00 5,603,000.00 8.000000 % 0.00
A-12 760920T32 13,680,000.00 0.00 0.000000 % 0.00
A-13 760920T40 3,420,000.00 0.00 0.000000 % 0.00
A-14 760920T57 0.00 0.00 0.266989 % 0.00
R-I 760920T81 100.00 0.00 8.000000 % 0.00
R-II 760920T99 100.00 0.00 8.000000 % 0.00
M 760920T73 7,303,256.00 6,743,823.84 8.000000 % 6,904.25
B 16,432,384.46 15,012,596.26 8.000000 % 15,369.74
- -------------------------------------------------------------------------------
365,162,840.46 74,434,662.78 730,609.11
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 312,643.09 1,020,978.21 0.00 0.00 46,366,907.56
A-11 37,211.47 37,211.47 0.00 0.00 5,603,000.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 0.00 0.00 0.00 0.00 0.00
A-14 16,498.11 16,498.11 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 44,788.09 51,692.34 0.00 0.00 6,736,919.59
B 99,703.88 115,073.62 0.00 0.00 14,997,226.52
- -------------------------------------------------------------------------------
510,844.64 1,241,453.75 0.00 0.00 73,704,053.67
===============================================================================
Run: 01/31/97 11:52:11
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4077
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 993.148580 14.943779 6.595846 21.539625 0.000000 978.204801
A-11 1000.000000 0.000000 6.641347 6.641347 0.000000 1000.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 923.399623 0.945366 6.132619 7.077985 0.000000 922.454257
B 913.598163 0.935332 6.067524 7.002856 0.000000 912.662831
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:12 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S28 (POOL # 4077)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4077
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,192.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,853.65
SUBSERVICER ADVANCES THIS MONTH 21,781.08
MASTER SERVICER ADVANCES THIS MONTH 3,880.40
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,442,321.45
(B) TWO MONTHLY PAYMENTS: 3 747,823.67
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 621,285.61
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 73,704,053.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 285
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 497,254.91
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 654,403.71
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 70.77111750 % 9.06005800 % 20.16882420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 70.51160010 % 9.14050077 % 20.34789920 %
CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2681 %
BANKRUPTCY AMOUNT AVAILABLE 233,273.00
FRAUD AMOUNT AVAILABLE 777,254.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,922,399.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.68973508
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 293.91
POOL TRADING FACTOR: 20.18388661
................................................................................
Run: 01/31/97 11:52:13 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4078
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760920U22 110,015,514.00 19,412,928.58 7.197848 % 1,523,890.06
S 760920U30 0.00 0.00 0.250000 % 0.00
R 760920U48 100.00 0.00 7.197848 % 0.00
B 6,095,852.88 4,248,049.00 7.197848 % 0.00
- -------------------------------------------------------------------------------
116,111,466.88 23,660,977.58 1,523,890.06
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 113,599.25 1,637,489.31 0.00 0.00 17,889,038.52
S 4,809.00 4,809.00 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B 0.00 0.00 0.00 211,489.51 4,061,417.93
- -------------------------------------------------------------------------------
118,408.25 1,642,298.31 0.00 211,489.51 21,950,456.45
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 176.456282 13.851592 1.032575 14.884167 0.000000 162.604690
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 696.875250 0.000000 0.000000 0.000000 0.000000 666.259178
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:13 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S29 (POOL # 4078)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4078
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 8,112.03
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,359.41
SPREAD 2,971.89
SUBSERVICER ADVANCES THIS MONTH 16,012.10
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,577,814.95
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 615,724.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 21,950,456.45
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 70
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,097,183.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 82.04618140 % 17.95381860 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 81.49734180 % 18.50265820 %
BANKRUPTCY AMOUNT AVAILABLE 302,045.00
FRAUD AMOUNT AVAILABLE 244,969.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,920,609.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.15949633
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 305.81
POOL TRADING FACTOR: 18.90464141
................................................................................
Run: 01/31/97 11:52:16 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4080
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920W95 32,264,000.00 0.00 5.800000 % 0.00
A-2 760920X29 47,118,000.00 0.00 6.250000 % 0.00
A-3 760920X45 29,970,000.00 0.00 7.000000 % 0.00
A-4 760920X52 24,469,000.00 23,101,353.54 7.500000 % 565,899.07
A-5 760920Y36 20,936,000.00 20,936,000.00 7.500000 % 0.00
A-6 760920X86 25,256,000.00 0.00 5.800000 % 0.00
A-7 760920Y44 36,900,000.00 0.00 7.500000 % 0.00
A-8 760920Y51 15,000,000.00 5,353,283.25 7.500000 % 68,155.81
A-9 760920X60 10,324,000.00 0.00 7.500000 % 0.00
A-10 760920Y28 7,703,000.00 0.00 7.500000 % 0.00
A-11 760920X37 50,000.00 0.00 3123.270000 % 0.00
A-12 760920X78 10,000.00 0.00 1595.300000 % 0.00
A-13 760920X94 0.00 0.00 0.203674 % 0.00
R-I 760920Y69 100.00 0.00 7.500000 % 0.00
R-II 760920Y77 100.00 0.00 7.500000 % 0.00
B 11,800,992.58 9,609,259.34 7.500000 % 50,375.23
- -------------------------------------------------------------------------------
261,801,192.58 58,999,896.13 684,430.11
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 143,844.13 709,743.20 0.00 0.00 22,535,454.47
A-5 130,361.22 130,361.22 0.00 0.00 20,936,000.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 33,333.04 101,488.85 0.00 0.00 5,285,127.44
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 0.00 0.00 0.00 0.00 0.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 9,976.56 9,976.56 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 59,833.53 110,208.76 0.00 0.00 9,558,884.11
- -------------------------------------------------------------------------------
377,348.48 1,061,778.59 0.00 0.00 58,315,466.02
===============================================================================
Run: 01/31/97 11:52:16
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4080
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 944.106974 23.127184 5.878627 29.005811 0.000000 920.979790
A-5 1000.000000 0.000000 6.226654 6.226654 0.000000 1000.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 356.885550 4.543721 2.222203 6.765924 0.000000 352.341829
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 814.275517 4.268728 5.070212 9.338940 0.000000 810.006789
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:17 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S31 (POOL # 4080)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4080
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,126.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,372.60
SUBSERVICER ADVANCES THIS MONTH 10,160.73
MASTER SERVICER ADVANCES THIS MONTH 2,260.63
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 883,795.11
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 58,315,466.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 250
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 200,804.48
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 375,131.18
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 83.71309110 % 16.28690890 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 83.60832080 % 16.39167920 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2042 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 302,240.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,468,262.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.11826853
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 122.70
POOL TRADING FACTOR: 22.27471367
PAC I PAC II COMPANION
CLASS A-6 PRIN DIST: 0.00 0.00 N/A
CLASS A-6 ENDING BAL: 0.00 0.00 N/A
CLASS A-7 PRIN DIST: 0.00 0.00 0.00
CLASS A-7 ENDING BAL: 0.00 0.00 0.00
CLASS A-8 PRIN DIST: 68,155.81 N/A 0.00
CLASS A-8 ENDING BAL: 5,285,127.44 N/A 0.00
................................................................................
Run: 01/31/97 11:52:18 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4081
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760920U71 45,903,000.00 0.00 7.750000 % 0.00
A-2 760920U97 42,619,000.00 0.00 7.750000 % 0.00
A-3 760920V47 46,065,000.00 0.00 6.850000 % 0.00
A-4 760920V21 18,426,000.00 0.00 0.000000 % 0.00
A-5 760920V39 0.00 0.00 0.000000 % 0.00
A-6 760920V88 75,654,000.00 0.00 7.250000 % 0.00
A-7 760920V62 16,812,000.00 0.00 0.000000 % 0.00
A-8 760920V70 0.00 0.00 0.000000 % 0.00
A-9 760920V96 26,123,000.00 0.00 7.750000 % 0.00
A-10 760920W20 65,701,000.00 61,129,667.36 7.750000 % 2,303,250.04
A-11 760920U55 2,522,000.00 0.00 7.750000 % 0.00
A-12 760920U63 2,475,000.00 2,327,354.69 7.750000 % 61,400.65
A-13 760920U89 10,958,000.00 10,958,000.00 7.750000 % 0.00
A-14 760920W46 6,968,000.00 9,637,645.31 7.750000 % 0.00
A-15 760920V54 23,788,000.00 0.00 7.750000 % 0.00
A-16 760920W53 16,332,000.00 9,339,107.67 7.750000 % 255,914.55
A-17 760920W38 0.00 0.00 0.328961 % 0.00
R-I 760920W79 100.00 0.00 7.750000 % 0.00
R-II 760920W87 856,900.00 0.00 7.750000 % 0.00
M 760920W61 8,605,908.00 7,950,709.06 7.750000 % 7,783.90
B 20,436,665.48 18,880,747.96 7.750000 % 18,484.64
- -------------------------------------------------------------------------------
430,245,573.48 120,223,232.05 2,646,833.78
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 389,452.09 2,692,702.13 0.00 0.00 58,826,417.32
A-11 0.00 0.00 0.00 0.00 0.00
A-12 14,827.38 76,228.03 0.00 0.00 2,265,954.04
A-13 69,812.52 69,812.52 0.00 0.00 10,958,000.00
A-14 0.00 0.00 61,400.65 0.00 9,699,045.96
A-15 0.00 0.00 0.00 0.00 0.00
A-16 59,498.69 315,413.24 0.00 0.00 9,083,193.12
A-17 32,511.21 32,511.21 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 50,653.32 58,437.22 0.00 0.00 7,942,925.16
B 120,287.70 138,772.34 0.00 0.00 18,862,263.32
- -------------------------------------------------------------------------------
737,042.91 3,383,876.69 61,400.65 0.00 117,637,798.92
===============================================================================
Run: 01/31/97 11:52:18
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4081
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 930.422176 35.056545 5.927643 40.984188 0.000000 895.365631
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12 940.345329 24.808343 5.990861 30.799204 0.000000 915.536986
A-13 1000.000000 0.000000 6.370918 6.370918 0.000000 1000.000000
A-14 1383.129350 0.000000 0.000000 0.000000 8.811804 1391.941154
A-15 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-16 571.828782 15.669517 3.643074 19.312591 0.000000 556.159265
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 923.866379 0.904483 5.885877 6.790360 0.000000 922.961896
B 923.866370 0.904485 5.885877 6.790362 0.000000 922.961886
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:19 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S32 (POOL # 4081)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4081
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,935.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,422.14
SUBSERVICER ADVANCES THIS MONTH 28,812.55
MASTER SERVICER ADVANCES THIS MONTH 5,857.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,409,833.90
(B) TWO MONTHLY PAYMENTS: 1 318,327.66
(C) THREE OR MORE MONTHLY PAYMENTS: 1 741,574.81
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,259,386.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 117,637,798.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 435
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 761,201.50
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,467,732.17
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 77.68197000 % 6.61328800 % 15.70474160 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 77.21379630 % 6.75201783 % 16.03418590 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3248 %
BANKRUPTCY AMOUNT AVAILABLE 129,247.00
FRAUD AMOUNT AVAILABLE 1,231,335.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,512,435.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56422374
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 297.84
POOL TRADING FACTOR: 27.34201260
................................................................................
Run: 01/31/97 11:52:20 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4082
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609203M8 18,000,000.00 0.00 7.000000 % 0.00
A-2 7609203L0 20,000,000.00 0.00 6.500000 % 0.00
A-3 7609203T3 70,813,559.00 0.00 7.000000 % 0.00
A-4 7609203Q9 70,830,509.00 0.00 0.000000 % 0.00
A-5 7609203R7 355,932.00 0.00 0.000000 % 0.00
A-6 7609203S5 17,000,000.00 0.00 6.823529 % 0.00
A-7 7609203W6 11,800,000.00 9,704,534.74 8.000000 % 524,489.21
A-8 7609204H8 36,700,000.00 22,603,696.96 8.000000 % 274,401.64
A-9 7609204J4 15,000,000.00 14,306,137.33 8.000000 % 173,671.92
A-10 7609203X4 32,000,000.00 32,000,000.00 8.000000 % 0.00
A-11 7609204F2 1,500,000.00 1,500,000.00 8.000000 % 0.00
A-12 7609204G0 6,000,000.00 0.00 8.000000 % 0.00
A-13 7609203Z9 0.00 0.00 0.171268 % 0.00
R-I 7609204L9 100.00 0.00 8.000000 % 0.00
R-II 7609204M7 100.00 0.00 8.000000 % 0.00
M 7609204K1 7,259,092.00 6,824,641.97 8.000000 % 22,596.91
B 15,322,642.27 13,269,765.64 8.000000 % 0.00
- -------------------------------------------------------------------------------
322,581,934.27 100,208,776.64 995,159.68
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 64,615.02 589,104.23 0.00 0.00 9,180,045.53
A-8 150,500.59 424,902.23 0.00 0.00 22,329,295.32
A-9 95,253.54 268,925.46 0.00 0.00 14,132,465.41
A-10 213,063.32 213,063.32 0.00 0.00 32,000,000.00
A-11 9,987.34 9,987.34 0.00 0.00 1,500,000.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 14,284.06 14,284.06 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 45,440.03 68,036.94 0.00 0.00 6,802,045.06
B 46,341.51 46,341.51 0.00 0.00 13,225,828.45
- -------------------------------------------------------------------------------
639,485.41 1,634,645.09 0.00 0.00 99,169,679.77
===============================================================================
Run: 01/31/97 11:52:20
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4082
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 822.418198 44.448238 5.475849 49.924087 0.000000 777.969960
A-8 615.904549 7.476884 4.100834 11.577718 0.000000 608.427665
A-9 953.742489 11.578128 6.350236 17.928364 0.000000 942.164361
A-10 1000.000000 0.000000 6.658229 6.658229 0.000000 1000.000000
A-11 1000.000000 0.000000 6.658227 6.658227 0.000000 1000.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 940.150913 3.112911 6.259740 9.372651 0.000000 937.038001
B 866.023327 0.000000 3.024381 3.024381 0.000000 863.155859
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:21 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S33 (POOL # 4082)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4082
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,141.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,538.88
SUBSERVICER ADVANCES THIS MONTH 48,319.13
MASTER SERVICER ADVANCES THIS MONTH 2,306.83
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 2,600,111.80
(B) TWO MONTHLY PAYMENTS: 1 205,121.08
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,295,669.00
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 2,087,938.40
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 99,169,679.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 382
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 303,738.09
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 707,298.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.94745740 % 6.81042300 % 13.24211920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.80443870 % 6.85899670 % 13.33656460 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1699 %
BANKRUPTCY AMOUNT AVAILABLE 180,157.00
FRAUD AMOUNT AVAILABLE 1,016,561.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,922,939.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.61017550
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.73
POOL TRADING FACTOR: 30.74247787
................................................................................
Run: 01/31/97 11:52:22 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4083
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609203F3 40,602,000.00 0.00 6.050000 % 0.00
A-2 7609203G1 89,650,000.00 0.00 6.650000 % 0.00
A-3 7609203K2 49,448,000.00 0.00 7.300000 % 0.00
A-4 7609203H9 72,404,250.00 0.00 0.000000 % 0.00
A-5 7609203J5 76,215.00 0.00 0.000000 % 0.00
A-6 7609203N6 44,428,000.00 33,858,489.72 7.500000 % 834,232.85
A-7 7609203P1 15,000,000.00 11,431,469.92 7.500000 % 281,657.80
A-8 7609204B1 7,005,400.00 7,084,744.05 7.500000 % 28,165.78
A-9 7609203V8 30,538,000.00 30,538,000.00 7.500000 % 0.00
A-10 7609203U0 40,000,000.00 40,000,000.00 7.500000 % 0.00
A-11 7609204A3 10,847,900.00 14,773,420.39 7.500000 % 0.00
A-12 7609203Y2 0.00 0.00 0.279241 % 0.00
R-I 7609204D7 100.00 0.00 7.500000 % 0.00
R-II 7609204E5 100.00 0.00 7.500000 % 0.00
M 7609204C9 11,765,145.00 11,100,762.97 7.500000 % 18,815.04
B 16,042,796.83 14,950,900.09 7.500000 % 0.00
- -------------------------------------------------------------------------------
427,807,906.83 163,737,787.14 1,162,871.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 211,225.23 1,045,458.08 0.00 0.00 33,024,256.87
A-7 71,314.90 352,972.70 0.00 0.00 11,149,812.12
A-8 33,956.91 62,122.69 10,241.06 0.00 7,066,819.33
A-9 190,510.45 190,510.45 0.00 0.00 30,538,000.00
A-10 249,538.87 249,538.87 0.00 0.00 40,000,000.00
A-11 0.00 0.00 92,163.57 0.00 14,865,583.96
A-12 38,031.57 38,031.57 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 69,251.80 88,066.84 0.00 0.00 11,081,947.93
B 0.00 0.00 0.00 170,140.66 14,874,030.18
- -------------------------------------------------------------------------------
863,829.73 2,026,701.20 102,404.63 170,140.66 162,600,450.39
===============================================================================
Run: 01/31/97 11:52:22
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4083
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 762.097995 18.777187 4.754327 23.531514 0.000000 743.320808
A-7 762.097995 18.777187 4.754327 23.531514 0.000000 743.320808
A-8 1011.326127 4.020581 4.847248 8.867829 1.461881 1008.767426
A-9 1000.000000 0.000000 6.238472 6.238472 0.000000 1000.000000
A-10 1000.000000 0.000000 6.238472 6.238472 0.000000 1000.000000
A-11 1361.869153 0.000000 0.000000 0.000000 8.495983 1370.365136
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 943.529635 1.599219 5.886183 7.485402 0.000000 941.930417
B 931.938505 0.000000 0.000000 0.000000 0.000000 927.146952
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:22 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S34 (POOL # 4083)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4083
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,025.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 17,308.22
SUBSERVICER ADVANCES THIS MONTH 28,917.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 554,176.50
(B) TWO MONTHLY PAYMENTS: 1 248,126.73
(C) THREE OR MORE MONTHLY PAYMENTS: 1 242,433.71
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 2,856,780.87
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 162,600,450.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 616
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 93,270.77
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 535,945.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.08940080 % 6.77959800 % 9.13100170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 84.03695800 % 6.81544725 % 9.14759470 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2798 %
BANKRUPTCY AMOUNT AVAILABLE 195,763.00
FRAUD AMOUNT AVAILABLE 1,651,979.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,016,825.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.24361818
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 298.31
POOL TRADING FACTOR: 38.00781795
COMPONENTS
ACCRUAL NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION: 0.00 28,165.78
CLASS A-8 ENDING BALANCE: 1,651,838.12 5,414,981.21
................................................................................
Run: 01/31/97 11:52:23 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4084
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609202T4 19,150,000.00 0.00 7.000000 % 0.00
A-2 7609202U1 8,000,000.00 0.00 5.500000 % 0.00
A-3 7609202V9 19,300,000.00 0.00 5.750000 % 0.00
A-4 7609202W7 10,000,000.00 1,388,787.41 6.500000 % 335,045.81
A-5 7609202S6 20,800,000.00 20,800,000.00 6.500000 % 0.00
A-6 7609202X5 3,680,000.00 3,680,000.00 5.956521 % 0.00
A-7 7609202Y3 15,890,000.00 2,800,000.00 6.450000 % 0.00
A-8 7609202Z0 6,810,000.00 1,200,000.00 8.283333 % 0.00
A-9 7609203C0 37,200,000.00 15,000,000.00 7.000000 % 0.00
A-10 7609203A4 20,000.00 5,394.87 2775.250000 % 60.52
A-11 7609203B2 0.00 0.00 0.448205 % 0.00
R-I 7609203D8 100.00 0.00 7.000000 % 0.00
R-II 7609203E6 100.00 0.00 7.000000 % 0.00
B 5,904,318.99 4,789,261.12 7.000000 % 25,940.17
- -------------------------------------------------------------------------------
146,754,518.99 49,663,443.40 361,046.50
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 7,508.80 342,554.61 0.00 0.00 1,053,741.60
A-5 112,460.03 112,460.03 0.00 0.00 20,800,000.00
A-6 18,233.16 18,233.16 0.00 0.00 3,680,000.00
A-7 15,022.40 15,022.40 0.00 0.00 2,800,000.00
A-8 8,268.14 8,268.14 0.00 0.00 1,200,000.00
A-9 87,339.52 87,339.52 0.00 0.00 15,000,000.00
A-10 12,453.88 12,514.40 0.00 0.00 5,334.35
A-11 18,515.47 18,515.47 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 27,886.12 53,826.29 0.00 0.00 4,763,320.97
- -------------------------------------------------------------------------------
307,687.52 668,734.02 0.00 0.00 49,302,396.92
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 138.878741 33.504581 0.750880 34.255461 0.000000 105.374160
A-5 1000.000000 0.000000 5.406732 5.406732 0.000000 1000.000000
A-6 1000.000000 0.000000 4.954663 4.954663 0.000000 1000.000000
A-7 176.211454 0.000000 0.945400 0.945400 0.000000 176.211454
A-8 176.211454 0.000000 1.214117 1.214117 0.000000 176.211454
A-9 403.225806 0.000000 2.347837 2.347837 0.000000 403.225807
A-10 269.743500 3.026000 622.694000 625.720000 0.000000 266.717500
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 811.145388 4.393423 4.723004 9.116427 0.000000 806.751969
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:24 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S35 (POOL # 4084)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4084
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,283.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,738.71
SUBSERVICER ADVANCES THIS MONTH 2,072.92
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 186,438.31
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 49,302,396.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 215
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 92,053.63
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 90.35656650 % 9.64343350 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 90.33856110 % 9.66143890 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.4484 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 506,601.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,370,984.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.87071250
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 123.02
POOL TRADING FACTOR: 33.59514737
PAC I PAC II COMPANION
CLASS A-7 PRIN DIST: 0.00 0.00 N/A
CLASS A-7 ENDING BAL: 2,800,000.00 0.00 N/A
CLASS A-8 PRIN DIST: 0.00 0.00 N/A
CLASS A-8 ENDING BAL: 1,200,000.00 0.00 N/A
CLASS A-9 PRIN DIST: 0.00 0.00 0.00
CLASS A-9 ENDING BAL: 15,000,000.00 0.00 0.00
................................................................................
Run: 01/31/97 11:52:25 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4085
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609204N5 41,250,800.00 0.00 4.850000 % 0.00
A-2 7609204Q8 54,773,000.00 22,749,253.95 5.700000 % 1,072,880.81
A-3 7609204R6 19,990,000.00 13,163,474.92 6.400000 % 228,706.78
A-4 7609204V7 38,524,000.00 38,524,000.00 6.750000 % 0.00
A-5 7609204Z8 17,825,000.00 17,825,000.00 7.000000 % 0.00
A-6 7609205A2 5,911,000.00 5,911,000.00 7.000000 % 0.00
A-7 7609205B0 35,308,700.00 0.00 0.000000 % 0.00
A-8 7609205C8 15,132,300.00 0.00 0.000000 % 0.00
A-9 7609205D6 11,000,000.00 0.00 7.000000 % 0.00
A-10 7609204W5 10,311,000.00 0.00 7.000000 % 0.00
A-11 7609204X3 0.00 0.00 7.000000 % 0.00
A-12 7609204Y1 0.00 0.00 0.347445 % 0.00
R-I 7609205E4 100.00 0.00 7.000000 % 0.00
R-II 7609205F1 100.00 0.00 7.000000 % 0.00
B 10,418,078.54 8,368,644.34 7.000000 % 58,088.69
- -------------------------------------------------------------------------------
260,444,078.54 106,541,373.21 1,359,676.28
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 107,692.37 1,180,573.18 0.00 0.00 21,676,373.14
A-3 69,967.03 298,673.81 0.00 0.00 12,934,768.14
A-4 215,962.36 215,962.36 0.00 0.00 38,524,000.00
A-5 103,626.43 103,626.43 0.00 0.00 17,825,000.00
A-6 34,363.86 34,363.86 0.00 0.00 5,911,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 39,119.44 39,119.44 0.00 0.00 0.00
A-12 30,743.07 30,743.07 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 48,651.48 106,740.17 0.00 1,883.04 8,308,672.61
- -------------------------------------------------------------------------------
650,126.04 2,009,802.32 0.00 1,883.04 105,179,813.89
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 415.337008 19.587768 1.966158 21.553926 0.000000 395.749240
A-3 658.502997 11.441060 3.500102 14.941162 0.000000 647.061938
A-4 1000.000000 0.000000 5.605917 5.605917 0.000000 1000.000000
A-5 1000.000000 0.000000 5.813544 5.813544 0.000000 1000.000000
A-6 1000.000000 0.000000 5.813544 5.813544 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 803.280980 5.575759 4.669909 10.245668 0.000000 797.524474
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:26 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S36 (POOL # 4085)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4085
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,677.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,412.78
SUBSERVICER ADVANCES THIS MONTH 20,388.07
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,319,209.29
(B) TWO MONTHLY PAYMENTS: 1 521,434.77
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 105,179,813.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 456
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 598,058.13
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 92.14516940 % 7.85483060 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 92.10050650 % 7.89949350 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3472 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 1,082,486.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,345,606.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.76304333
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 123.72
POOL TRADING FACTOR: 40.38479757
................................................................................
Run: 01/31/97 11:52:26 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4086
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609206K9 71,071,000.00 0.00 6.250000 % 0.00
A-2 7609206L7 59,799,000.00 0.00 6.750000 % 0.00
A-3 7609206M5 10,000,000.00 0.00 6.750000 % 0.00
A-4 7609206N3 34,297,000.00 0.00 6.750000 % 0.00
A-5 7609206J2 193,000.00 0.00 1008.609700 % 0.00
A-6 7609206R4 16,418,000.00 0.00 7.650000 % 0.00
A-7 7609206S2 48,219,000.00 0.00 7.650000 % 0.00
A-8 7609206T0 26,191,000.00 10,468,485.29 7.650000 % 97,744.73
A-9 7609206U7 51,291,000.00 51,291,000.00 7.650000 % 0.00
A-10 7609206P8 21,624,652.00 21,624,652.00 7.650000 % 0.00
A-11 7609206Q6 10,902,000.00 9,172,480.83 7.650000 % 10,752.18
A-12 7609206G8 0.00 0.00 0.350000 % 0.00
A-13 7609206H6 0.00 0.00 0.105340 % 0.00
R-I 7609206V5 100.00 0.00 8.000000 % 0.00
R-II 7609206W3 100.00 0.00 8.000000 % 0.00
M 7609206X1 9,408,759.00 8,744,070.40 8.000000 % 8,433.62
B 16,935,768.50 15,739,328.95 8.000000 % 15,180.51
- -------------------------------------------------------------------------------
376,350,379.50 117,040,017.47 132,111.04
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 66,725.65 164,470.38 0.00 0.00 10,370,740.56
A-9 326,926.52 326,926.52 0.00 0.00 51,291,000.00
A-10 137,834.56 137,834.56 0.00 0.00 21,624,652.00
A-11 58,464.98 69,217.16 0.00 0.00 9,161,728.65
A-12 26,991.25 26,991.25 0.00 0.00 0.00
A-13 10,272.47 10,272.47 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 58,284.24 66,717.86 0.00 0.00 8,735,636.78
B 104,911.65 120,092.16 0.00 0.00 15,724,148.44
- -------------------------------------------------------------------------------
790,411.32 922,522.36 0.00 0.00 116,907,906.43
===============================================================================
Run: 01/31/97 11:52:26
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4086
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 399.697808 3.731997 2.547656 6.279653 0.000000 395.965811
A-9 1000.000000 0.000000 6.373955 6.373955 0.000000 1000.000000
A-10 1000.000000 0.000000 6.373955 6.373955 0.000000 1000.000000
A-11 841.357625 0.986258 5.362776 6.349034 0.000000 840.371368
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 929.354275 0.896358 6.194679 7.091037 0.000000 928.457917
B 929.354281 0.896357 6.194680 7.091037 0.000000 928.457923
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:27 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S37 (POOL # 4086)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4086
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,990.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,281.06
SUBSERVICER ADVANCES THIS MONTH 45,841.54
MASTER SERVICER ADVANCES THIS MONTH 2,955.06
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 3,399,451.87
(B) TWO MONTHLY PAYMENTS: 4 896,424.33
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,177,383.34
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 495,075.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 116,907,906.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 420
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 385,522.09
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 19,226.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 79.08117250 % 7.47100900 % 13.44781840 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 79.07773220 % 7.47223780 % 13.45003000 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1053 %
BANKRUPTCY AMOUNT AVAILABLE 148,593.00
FRAUD AMOUNT AVAILABLE 1,175,017.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,935,675.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.52846231
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 301.44
POOL TRADING FACTOR: 31.06358139
................................................................................
Run: 01/31/97 11:52:28 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4087
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609205T1 69,726,000.00 0.00 7.500000 % 0.00
A-2 7609205U8 30,455,000.00 0.00 7.500000 % 0.00
A-3 7609205V6 69,537,000.00 0.00 7.500000 % 0.00
A-4 7609205W4 18,970,000.00 0.00 7.500000 % 0.00
A-5 7609205X2 70,018,000.00 21,534,442.39 7.500000 % 1,589,319.25
A-6 7609205Y0 46,182,000.00 46,182,000.00 7.500000 % 0.00
A-7 7609205Z7 76,357,000.00 76,357,000.00 7.500000 % 0.00
A-8 7609206A1 9,513,000.00 9,876,790.97 7.500000 % 0.00
A-9 7609206B9 9,248,000.00 12,520,703.27 7.500000 % 0.00
A-10 7609205S3 0.00 0.00 0.199779 % 0.00
R 7609206D5 100.00 0.00 7.500000 % 0.00
M 7609206C7 9,625,924.00 9,174,650.05 7.500000 % 9,489.14
B 18,182,304.74 17,329,898.18 7.500000 % 17,923.94
- -------------------------------------------------------------------------------
427,814,328.74 192,975,484.86 1,616,732.33
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 133,956.88 1,723,276.13 0.00 0.00 19,945,123.14
A-6 287,279.18 287,279.18 0.00 0.00 46,182,000.00
A-7 474,985.42 474,985.42 0.00 0.00 76,357,000.00
A-8 52,781.69 52,781.69 8,657.75 0.00 9,885,448.72
A-9 0.00 0.00 77,886.14 0.00 12,598,589.41
A-10 31,975.79 31,975.79 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 57,071.71 66,560.85 0.00 0.00 9,165,160.91
B 107,802.15 125,726.09 0.00 0.00 17,311,974.24
- -------------------------------------------------------------------------------
1,145,852.82 2,762,585.15 86,543.89 0.00 191,445,296.42
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 307.555806 22.698724 1.913178 24.611902 0.000000 284.857082
A-6 1000.000000 0.000000 6.220588 6.220588 0.000000 1000.000000
A-7 1000.000000 0.000000 6.220588 6.220588 0.000000 1000.000000
A-8 1038.241456 0.000000 5.548375 5.548375 0.910097 1039.151553
A-9 1353.882274 0.000000 0.000000 0.000000 8.421944 1362.304218
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 953.118895 0.985790 5.928959 6.914749 0.000000 952.133105
B 953.118894 0.985791 5.928960 6.914751 0.000000 952.133103
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S38 (POOL # 4087)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4087
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,623.10
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 20,064.85
SUBSERVICER ADVANCES THIS MONTH 21,322.79
MASTER SERVICER ADVANCES THIS MONTH 9,876.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 1,944,780.41
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 241,665.17
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 718,558.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 191,445,296.42
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 722
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,330,068.43
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,330,598.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.26532890 % 4.75430900 % 8.98036260 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.16986910 % 4.78735236 % 9.04277860 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2000 %
BANKRUPTCY AMOUNT AVAILABLE 191,378.00
FRAUD AMOUNT AVAILABLE 973,092.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,106,946.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.16256316
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 300.64
POOL TRADING FACTOR: 44.74962234
COMPONENTS
ACCRUAL NON-ACCRUAL
CLASS A-8 PRINCIPAL DISTRIBUTION: 0.00 0.00
CLASS A-8 ENDING BALANCE: 1,400,448.72 8,485,000.00
................................................................................
Run: 01/31/97 11:52:29 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4088
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609205G9 8,800,000.00 0.00 7.500000 % 0.00
A-2 7609204P0 15,008,000.00 0.00 5.350000 % 0.00
A-3 7609204S4 32,074,000.00 0.00 6.400000 % 0.00
A-4 7609204T2 27,018,800.00 0.00 0.000000 % 0.00
A-5 7609204U9 0.00 0.00 0.000000 % 0.00
A-6 7609205L8 13,180,000.00 0.00 7.500000 % 0.00
A-7 7609205M6 29,879,000.00 22,177,803.10 7.500000 % 875,370.18
A-8 7609205N4 19,565,000.00 19,565,000.00 7.500000 % 0.00
A-9 7609205P9 8,765,000.00 0.00 7.500000 % 0.00
A-10 7609205H7 16,710,000.00 0.00 7.500000 % 0.00
A-11 7609205J3 4,072,000.00 0.00 7.500000 % 0.00
A-12 7609205K0 0.00 0.00 0.155335 % 0.00
R-I 7609205Q7 100.00 0.00 7.500000 % 0.00
R-II 7609205R5 100.00 0.00 7.500000 % 0.00
B 8,730,829.51 7,047,568.19 7.500000 % 36,001.34
- -------------------------------------------------------------------------------
183,802,829.51 48,790,371.29 911,371.52
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 138,365.53 1,013,735.71 0.00 0.00 21,302,432.92
A-8 122,064.46 122,064.46 0.00 0.00 19,565,000.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 0.00 0.00 0.00 0.00 0.00
A-12 6,304.50 6,304.50 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 43,969.22 79,970.56 0.00 0.00 7,011,566.85
- -------------------------------------------------------------------------------
310,703.71 1,222,075.23 0.00 0.00 47,878,999.77
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 742.253861 29.297171 4.630862 33.928033 0.000000 712.956689
A-8 1000.000000 0.000000 6.238919 6.238919 0.000000 1000.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 807.204880 4.123474 5.036086 9.159560 0.000000 803.081407
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:30 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S39 (POOL # 4088)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4088
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,716.22
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,160.77
SUBSERVICER ADVANCES THIS MONTH 9,769.90
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 366,180.05
(B) TWO MONTHLY PAYMENTS: 1 270,654.98
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 239,048.70
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 47,878,999.77
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 202
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 662,133.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 85.55541190 % 14.44458820 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 85.35565300 % 14.64434700 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1545 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 495,496.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,677,629.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.14171257
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 124.62
POOL TRADING FACTOR: 26.04910920
................................................................................
Run: 01/31/97 11:52:31 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4089
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 7609206E3 176,034,900.00 42,697,202.15 7.953751 % 1,904,319.63
R 7609206F0 100.00 0.00 7.953751 % 0.00
B 11,237,146.51 8,515,416.84 7.953751 % 0.00
- -------------------------------------------------------------------------------
187,272,146.51 51,212,618.99 1,904,319.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 280,209.36 2,184,528.99 0.00 0.00 40,792,882.52
R 0.00 0.00 0.00 0.00 0.00
B 0.00 0.00 0.00 125,682.69 8,445,618.35
- -------------------------------------------------------------------------------
280,209.36 2,184,528.99 0.00 125,682.69 49,238,500.87
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 242.549643 10.817853 1.591783 12.409636 0.000000 231.731790
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 757.791743 0.000000 0.000000 0.000000 0.000000 751.580336
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:31 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S40 (POOL # 4089)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4089
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,082.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,318.72
SUBSERVICER ADVANCES THIS MONTH 24,310.02
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 681,341.04
(B) TWO MONTHLY PAYMENTS: 3 768,649.45
(C) THREE OR MORE MONTHLY PAYMENTS: 1 272,862.41
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,496,412.81
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 49,238,500.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 167
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,716,105.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 83.37242460 % 16.62757540 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 82.84753150 % 17.15246850 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 513,827.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,912,833.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.46045183
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 307.26
POOL TRADING FACTOR: 26.29248491
TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL: 0.00
TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION: 0.00
................................................................................
Run: 01/31/97 11:52:32 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4090
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609207T9 10,965,657.00 0.00 5.000000 % 0.00
A-2 7609207Z5 245,000.00 0.00 7.000000 % 0.00
A-3 7609207U6 5,418,291.00 0.00 6.000000 % 0.00
A-4 7609207V4 16,878,481.00 0.00 6.000000 % 0.00
A-5 7609207R3 14,917,608.00 0.00 0.000000 % 0.00
A-6 7609207S1 74,963.00 0.00 0.000000 % 0.00
A-7 7609208A9 6,200,000.00 736,654.12 7.000000 % 674,705.14
A-8 7609208B7 14,000,000.00 14,000,000.00 7.000000 % 0.00
A-9 7609208C5 14,100,000.00 14,100,000.00 7.000000 % 0.00
A-10 7609207W2 9,700,000.00 9,700,000.00 7.000000 % 0.00
A-11 7609207X0 16,100,000.00 16,100,000.00 7.000000 % 0.00
A-12 7609207Y8 19,580,800.00 0.00 7.000000 % 0.00
A-13 7609207L6 5,010,527.00 0.00 0.000000 % 0.00
A-14 7609207M4 1,789,473.00 0.00 0.000000 % 0.00
A-15 7609207N2 11,568,421.00 0.00 0.000000 % 0.00
A-16 7609207P7 4,131,579.00 0.00 0.000000 % 0.00
A-17 7609207Q5 0.00 0.00 0.396170 % 0.00
R-I 7609208D3 100.00 0.00 7.000000 % 0.00
R-II 7609208E1 100.00 0.00 7.000000 % 0.00
B 6,278,931.35 5,157,246.52 7.000000 % 27,542.30
- -------------------------------------------------------------------------------
156,959,931.35 59,793,900.64 702,247.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 4,286.89 678,992.03 0.00 0.00 61,948.98
A-8 81,471.71 81,471.71 0.00 0.00 14,000,000.00
A-9 82,053.65 82,053.65 0.00 0.00 14,100,000.00
A-10 56,448.25 56,448.25 0.00 0.00 9,700,000.00
A-11 93,692.47 93,692.47 0.00 0.00 16,100,000.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 0.00 0.00 0.00 0.00 0.00
A-14 0.00 0.00 0.00 0.00 0.00
A-15 0.00 0.00 0.00 0.00 0.00
A-16 0.00 0.00 0.00 0.00 0.00
A-17 19,693.30 19,693.30 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B 30,012.11 57,554.41 0.00 0.00 5,129,704.22
- -------------------------------------------------------------------------------
367,658.38 1,069,905.82 0.00 0.00 59,091,653.20
===============================================================================
Run: 01/31/97 11:52:32
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4090
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 118.815181 108.823410 0.691434 109.514844 0.000000 9.991771
A-8 1000.000000 0.000000 5.819408 5.819408 0.000000 1000.000000
A-9 1000.000000 0.000000 5.819408 5.819408 0.000000 1000.000000
A-10 1000.000000 0.000000 5.819407 5.819407 0.000000 1000.000000
A-11 1000.000000 0.000000 5.819408 5.819408 0.000000 1000.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-16 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 821.357367 4.386461 4.779813 9.166274 0.000000 816.970904
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:33 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S41 (POOL # 4090)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4090
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,249.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,442.19
SUBSERVICER ADVANCES THIS MONTH 17,108.01
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 993,418.17
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 181,446.38
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 478,090.39
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,091,653.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 267
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 382,917.81
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 91.37496220 % 8.62503780 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 91.31907140 % 8.68092860 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.395550 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 600,266.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,273,775.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.84772283
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 123.95
POOL TRADING FACTOR: 37.64760388
LIBOR INDEX: 0.0000
1 YEAR TREASURY INDEX: 0.0000
5 YEAR TREASURY INDEX: 0.0000
PAC COMPANION
CLASS A-12 PRINCIPAL DISTRIBUTION: 0.00 0.00
CLASS A-12 ENDING BALANCE: 0.00 0.00
................................................................................
Run: 01/31/97 11:52:34 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4091
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944AA6 120,073,000.00 33,213,279.38 7.960030 % 949,610.56
M 760944AB4 5,352,000.00 4,590,326.27 7.960030 % 120,930.83
R 760944AC2 100.00 0.00 7.960030 % 0.00
B 8,362,385.57 6,630,676.38 7.960030 % 133,484.69
- -------------------------------------------------------------------------------
133,787,485.57 44,434,282.03 1,204,026.08
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 217,911.36 1,167,521.92 0.00 0.00 32,263,668.82
M 30,117.00 151,047.83 0.00 0.00 4,469,395.44
R 0.00 0.00 0.00 0.00 0.00
B 43,503.67 176,988.36 0.00 0.00 6,430,784.25
- -------------------------------------------------------------------------------
291,532.03 1,495,558.11 0.00 0.00 43,163,848.51
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 276.609058 7.908610 1.814824 9.723434 0.000000 268.700447
M 857.684281 22.595447 5.627242 28.222689 0.000000 835.088834
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 792.916845 15.962513 5.202304 21.164817 0.000000 769.013124
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:34 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S42 (POOL # 4091)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4091
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,158.20
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,605.73
SUBSERVICER ADVANCES THIS MONTH 9,154.05
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 955,492.78
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 261,215.73
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 43,163,848.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 152
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 725,633.99
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 74.74696980 % 10.33059600 % 14.92243390 %
PREPAYMENT PERCENT 74.74696980 % 0.00000000 % 25.25303020 %
NEXT DISTRIBUTION 74.74696980 % 10.35448783 % 14.89854230 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 439,578.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,904,692.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47485362
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 309.76
POOL TRADING FACTOR: 32.26299405
TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL: 0.00
TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION: 0.00
................................................................................
Run: 01/31/97 11:52:35 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4092
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944BG2 75,000,000.00 0.00 8.250000 % 0.00
A-2 760944AV0 93,000,000.00 0.00 7.798000 % 0.00
A-3 760944AF5 22,500,000.00 1,636,593.06 7.000000 % 446,014.70
A-4 760944AZ1 11,666,667.00 0.00 8.000000 % 0.00
A-5 760944BA5 5,000,000.00 4,148,622.84 8.000000 % 267,608.82
A-6 760944BH0 45,000,000.00 3,273,186.16 8.500000 % 892,029.40
A-7 760944BB3 15,000,000.00 15,000,000.00 8.000000 % 0.00
A-8 760944BC1 4,612,500.00 4,612,500.00 8.000000 % 0.00
A-9 760944BD9 38,895,833.00 38,895,833.00 8.000000 % 0.00
A-10 760944AW8 23,100,000.00 23,100,000.00 8.000000 % 0.00
A-11 760944AX6 15,000,000.00 15,000,000.00 8.000000 % 0.00
A-12 760944AY4 1,225,000.00 1,225,000.00 8.000000 % 0.00
A-13 760944AD0 0.00 0.00 0.156309 % 0.00
R 760944BF4 100.00 0.00 8.000000 % 0.00
M 760944BE7 9,408,500.00 8,808,021.49 8.000000 % 8,258.46
B 16,938,486.28 15,769,141.66 8.000000 % 14,785.26
- -------------------------------------------------------------------------------
376,347,086.28 131,468,898.21 1,628,696.64
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 9,463.36 455,478.06 0.00 0.00 1,190,578.36
A-4 0.00 0.00 0.00 0.00 0.00
A-5 27,415.78 295,024.60 0.00 0.00 3,881,014.02
A-6 22,982.45 915,011.85 0.00 0.00 2,381,156.76
A-7 99,126.06 99,126.06 0.00 0.00 15,000,000.00
A-8 30,481.26 30,481.26 0.00 0.00 4,612,500.00
A-9 257,039.37 257,039.37 0.00 0.00 38,895,833.00
A-10 154,000.00 154,000.00 0.00 0.00 23,100,000.00
A-11 99,126.06 99,126.06 0.00 0.00 15,000,000.00
A-12 8,095.30 8,095.30 0.00 0.00 1,225,000.00
A-13 16,975.17 16,975.17 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 58,206.96 66,465.42 0.00 0.00 8,799,763.03
B 104,208.83 118,994.09 0.00 0.00 15,754,356.40
- -------------------------------------------------------------------------------
887,120.60 2,515,817.24 0.00 0.00 129,840,201.57
===============================================================================
Run: 01/31/97 11:52:35
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4092
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 72.737469 19.822876 0.420594 20.243470 0.000000 52.914594
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 829.724568 53.521764 5.483156 59.004920 0.000000 776.202804
A-6 72.737470 19.822876 0.510721 20.333597 0.000000 52.914595
A-7 1000.000000 0.000000 6.608404 6.608404 0.000000 1000.000000
A-8 1000.000000 0.000000 6.608403 6.608403 0.000000 1000.000000
A-9 1000.000000 0.000000 6.608404 6.608404 0.000000 1000.000000
A-10 1000.000000 0.000000 6.666667 6.666667 0.000000 1000.000000
A-11 1000.000000 0.000000 6.608404 6.608404 0.000000 1000.000000
A-12 1000.000000 0.000000 6.608408 6.608408 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 936.177020 0.877766 6.186635 7.064401 0.000000 935.299254
B 930.965223 0.872878 6.152194 7.025072 0.000000 930.092344
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:36 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S43 (POOL # 4092)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4092
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 32,099.32
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,716.18
SUBSERVICER ADVANCES THIS MONTH 41,465.28
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,888,989.79
(B) TWO MONTHLY PAYMENTS: 4 1,476,985.56
(C) THREE OR MORE MONTHLY PAYMENTS: 3 686,936.13
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,406,192.83
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 129,840,201.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 461
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,505,430.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.30572060 % 6.69970000 % 11.99457960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 81.08897000 % 6.77737937 % 12.13365060 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1563 %
BANKRUPTCY AMOUNT AVAILABLE 228,480.00
FRAUD AMOUNT AVAILABLE 1,312,828.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,929,321.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.57697542
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 302.99
POOL TRADING FACTOR: 34.50012138
AMOUNT PAID FROM SPECIAL RESERVE ACCT FOR A-10 SHORTFALL 1,345.87
AMOUNT PAID TO CLASS R FROM EARNINGS ON RESERVE ACCOUNT 0.00
AMOUNT ON DEPOSIT IN SPECIAL RESERVE ACCOUNT 66,034.51
................................................................................
Run: 01/31/97 11:52:37 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4093
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944AG3 12,632,000.00 0.00 7.500000 % 0.00
A-2 760944AK4 11,157,000.00 0.00 7.500000 % 0.00
A-3 760944AL2 19,746,000.00 0.00 7.500000 % 0.00
A-4 760944AM0 7,739,000.00 0.00 7.500000 % 0.00
A-5 760944AN8 14,909,000.00 6,107,794.46 7.500000 % 877,268.20
A-6 760944AP3 4,188,000.00 4,188,000.00 7.500000 % 0.00
A-7 760944AQ1 11,026,000.00 11,026,000.00 7.500000 % 0.00
A-8 760944AR9 19,073,000.00 19,073,000.00 7.500000 % 0.00
A-9 760944AS7 12,029,900.00 12,029,900.00 7.500000 % 0.00
A-10 760944AH1 8,325,000.00 1,649,966.05 7.500000 % 97,474.24
A-11 760944AJ7 4,175,000.00 4,175,000.00 7.500000 % 0.00
A-12 760944AE8 0.00 0.00 0.144811 % 0.00
R 760944AU2 100.00 0.00 7.500000 % 0.00
M 760944AT5 3,008,033.00 2,889,995.83 7.500000 % 0.00
B 5,682,302.33 5,459,325.10 7.500000 % 0.00
- -------------------------------------------------------------------------------
133,690,335.33 66,598,981.44 974,742.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 38,084.52 915,352.72 0.00 0.00 5,230,526.26
A-6 26,113.84 26,113.84 0.00 0.00 4,188,000.00
A-7 68,751.48 68,751.48 0.00 0.00 11,026,000.00
A-8 118,927.72 118,927.72 0.00 0.00 19,073,000.00
A-9 75,011.20 75,011.20 0.00 0.00 12,029,900.00
A-10 10,288.19 107,762.43 0.00 0.00 1,552,491.81
A-11 26,032.78 26,032.78 0.00 0.00 4,175,000.00
A-12 8,018.08 8,018.08 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 0.00 0.00 0.00 0.00 2,889,995.83
B 0.00 0.00 0.00 0.00 5,407,616.08
- -------------------------------------------------------------------------------
371,227.81 1,345,970.25 0.00 0.00 65,572,529.98
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 409.671639 58.841519 2.554465 61.395984 0.000000 350.830120
A-6 1000.000000 0.000000 6.235396 6.235396 0.000000 1000.000000
A-7 1000.000000 0.000000 6.235396 6.235396 0.000000 1000.000000
A-8 1000.000000 0.000000 6.235397 6.235397 0.000000 1000.000000
A-9 1000.000000 0.000000 6.235397 6.235397 0.000000 1000.000000
A-10 198.194120 11.708617 1.235819 12.944436 0.000000 186.485503
A-11 1000.000000 0.000000 6.235396 6.235396 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 960.759350 0.000000 0.000000 0.000000 0.000000 960.759350
B 960.759351 0.000000 0.000000 0.000000 0.000000 951.659339
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:37 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1992-S44 (POOL # 4093)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4093
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,280.14
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,989.32
SUBSERVICER ADVANCES THIS MONTH 2,686.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 374,740.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 65,572,529.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 245
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 669,067.97
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.46329040 % 4.33939900 % 8.19731020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.34590240 % 4.40732702 % 8.24677050 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1458 %
BANKRUPTCY AMOUNT AVAILABLE 131,657.00
FRAUD AMOUNT AVAILABLE 331,785.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,922,460.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.10013632
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 302.44
POOL TRADING FACTOR: 49.04807054
................................................................................
Run: 01/31/97 11:52:38 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4094
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944CA4 150,223,843.00 41,237,347.02 7.864497 % 454,263.76
R 760944CB2 100.00 0.00 7.864497 % 0.00
B 3,851,896.47 3,227,670.22 7.864497 % 16,337.66
- -------------------------------------------------------------------------------
154,075,839.47 44,465,017.24 470,601.42
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 269,014.51 723,278.27 0.00 0.00 40,783,083.26
R 0.00 0.00 0.00 0.00 0.00
B 21,055.92 37,393.58 0.00 0.00 3,211,332.56
- -------------------------------------------------------------------------------
290,070.43 760,671.85 0.00 0.00 43,994,415.82
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 274.506005 3.023913 1.790758 4.814671 0.000000 271.482093
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 837.943139 4.241459 5.466377 9.707836 0.000000 833.701680
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S1 (POOL # 4094)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4094
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,551.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,709.40
SUBSERVICER ADVANCES THIS MONTH 18,290.06
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,100,561.58
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 550,465.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 43,994,415.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 225
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 245,530.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 92.74110210 % 7.25889790 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 92.70059050 % 7.29940950 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 289,790.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,663,313.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.24906395
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 126.44
POOL TRADING FACTOR: 28.55374079
................................................................................
Run: 01/31/97 11:52:39 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4095
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944CC0 51,176,000.00 0.00 8.000000 % 0.00
A-2 760944CD8 101,367,845.00 0.00 8.000000 % 0.00
A-3 760944CE6 44,286,923.00 121,989.83 8.000000 % 121,989.83
A-4 760944CF3 31,377,195.00 31,377,195.00 8.000000 % 122,128.96
A-5 760944CG1 41,173,880.00 41,173,880.00 8.000000 % 0.00
A-6 760944CH9 5,637,293.00 0.00 8.000000 % 0.00
A-7 760944BL1 20,001,399.00 0.00 0.000000 % 0.00
A-8 760944BM9 5,000,350.00 0.00 0.000000 % 0.00
A-9 760944BN7 0.00 0.00 0.234906 % 0.00
R 760944CM8 100.00 0.00 8.000000 % 0.00
M-1 760944CJ5 6,417,561.00 6,052,411.48 8.000000 % 6,136.52
M-2 760944CK2 4,813,170.00 4,610,457.10 8.000000 % 4,674.52
M-3 760944CL0 3,208,780.00 3,107,304.69 8.000000 % 3,150.48
B-1 4,813,170.00 4,760,192.39 8.000000 % 0.00
B-2 1,604,363.09 905,218.21 8.000000 % 0.00
- -------------------------------------------------------------------------------
320,878,029.09 92,108,648.70 258,080.31
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 812.41 122,802.24 0.00 0.00 0.00
A-4 208,960.84 331,089.80 0.00 0.00 31,255,066.04
A-5 274,203.24 274,203.24 0.00 0.00 41,173,880.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 18,011.70 18,011.70 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 40,306.89 46,443.41 0.00 0.00 6,046,274.96
M-2 30,703.99 35,378.51 0.00 0.00 4,605,782.58
M-3 20,693.53 23,844.01 0.00 0.00 3,104,154.21
B-1 43,473.73 43,473.73 0.00 0.00 4,760,192.39
B-2 0.00 0.00 0.00 0.00 899,474.07
- -------------------------------------------------------------------------------
637,166.33 895,246.64 0.00 0.00 91,844,824.25
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 2.754534 2.754534 0.018344 2.772878 0.000000 0.000000
A-4 1000.000000 3.892284 6.659641 10.551925 0.000000 996.107716
A-5 1000.000000 0.000000 6.659641 6.659641 0.000000 1000.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 943.101512 0.956208 6.280718 7.236926 0.000000 942.145304
M-2 957.883702 0.971194 6.379162 7.350356 0.000000 956.912509
M-3 968.375735 0.981831 6.449034 7.430865 0.000000 967.393904
B-1 988.993198 0.000000 9.032245 9.032245 0.000000 988.993198
B-2 564.222785 0.000000 0.000000 0.000000 0.000000 560.642460
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:40 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S2 (POOL # 4095)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4095
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,739.45
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,703.81
SUBSERVICER ADVANCES THIS MONTH 31,737.94
MASTER SERVICER ADVANCES THIS MONTH 9,357.76
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 2,197,717.63
(B) TWO MONTHLY PAYMENTS: 3 803,261.74
(C) THREE OR MORE MONTHLY PAYMENTS: 2 430,315.93
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 619,785.77
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,844,824.25
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 378
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,169,871.60
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 170,435.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.89928460 % 14.94992400 % 6.15079110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 78.86012810 % 14.97766680 % 6.16220510 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2344 %
BANKRUPTCY AMOUNT AVAILABLE 152,909.00
FRAUD AMOUNT AVAILABLE 1,146,127.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,116,030.71
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.68649013
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 298.19
POOL TRADING FACTOR: 28.62297070
................................................................................
Run: 01/31/97 11:52:41 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4096
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944BS6 4,010,000.00 0.00 7.500000 % 0.00
A-2 760944BT4 28,700,000.00 0.00 7.500000 % 0.00
A-3 760944BU1 10,700,000.00 5,614,962.95 7.500000 % 278,308.51
A-4 760944BV9 37,600,000.00 19,065,437.17 7.500000 % 226,288.23
A-5 760944BW7 10,000,000.00 10,000,000.00 7.500000 % 0.00
A-6 760944BX5 9,000,000.00 9,000,000.00 7.500000 % 0.00
A-7 760944BP2 0.00 0.00 0.179689 % 0.00
R 760944BZ0 100.00 0.00 7.500000 % 0.00
M 760944BY3 2,674,000.00 2,574,408.53 7.500000 % 2,609.82
B-1 3,744,527.00 3,605,064.40 7.500000 % 3,654.66
B-2 534,817.23 514,898.27 7.500000 % 521.97
- -------------------------------------------------------------------------------
106,963,444.23 50,374,771.32 511,383.19
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 34,916.92 313,225.43 0.00 0.00 5,336,654.44
A-4 118,559.35 344,847.58 0.00 0.00 18,839,148.94
A-5 62,185.49 62,185.49 0.00 0.00 10,000,000.00
A-6 55,966.94 55,966.94 0.00 0.00 9,000,000.00
A-7 7,505.19 7,505.19 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 16,009.08 18,618.90 0.00 0.00 2,571,798.71
B-1 22,418.27 26,072.93 0.00 0.00 3,601,409.74
B-2 3,201.92 3,723.89 0.00 0.00 514,376.30
- -------------------------------------------------------------------------------
320,763.16 832,146.35 0.00 0.00 49,863,388.13
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 524.762893 26.010141 3.263264 29.273405 0.000000 498.752751
A-4 507.059499 6.018304 3.153174 9.171478 0.000000 501.041195
A-5 1000.000000 0.000000 6.218549 6.218549 0.000000 1000.000000
A-6 1000.000000 0.000000 6.218549 6.218549 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 962.755621 0.975999 5.986941 6.962940 0.000000 961.779622
B-1 962.755616 0.976000 5.986943 6.962943 0.000000 961.779616
B-2 962.755575 0.975997 5.986942 6.962939 0.000000 961.779597
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S3 (POOL # 4096)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4096
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,442.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,207.19
SUBSERVICER ADVANCES THIS MONTH 9,207.35
MASTER SERVICER ADVANCES THIS MONTH 3,909.97
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 972,134.79
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 282,448.96
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 49,863,388.13
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 190
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 527,020.14
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 460,315.45
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.71086530 % 5.11051200 % 8.17862310 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.58818620 % 5.15768945 % 8.25412430 %
CLASS A-7 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1797 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 589,779.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,789,829.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.15263581
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 301.95
POOL TRADING FACTOR: 46.61722375
................................................................................
Run: 01/31/97 11:52:42 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4097
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944BQ0 113,935,314.00 36,209,891.23 7.883213 % 425,090.82
R 760944BR8 100.00 0.00 7.883213 % 0.00
B 7,272,473.94 5,546,969.92 7.883213 % 5,071.79
- -------------------------------------------------------------------------------
121,207,887.94 41,756,861.15 430,162.61
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 235,928.82 661,019.64 0.00 0.00 35,784,800.41
R 0.00 0.00 0.00 0.00 0.00
B 36,141.78 41,213.57 0.00 0.00 5,541,898.13
- -------------------------------------------------------------------------------
272,070.60 702,233.21 0.00 0.00 41,326,698.54
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 317.810957 3.730984 2.070726 5.801710 0.000000 314.079974
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 762.734933 0.697395 4.969668 5.667063 0.000000 762.037537
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S4 (POOL # 4097)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4097
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,353.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,333.51
SUBSERVICER ADVANCES THIS MONTH 11,389.82
MASTER SERVICER ADVANCES THIS MONTH 1,944.86
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 896,271.89
(B) TWO MONTHLY PAYMENTS: 1 336,044.84
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 282,941.50
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 41,326,698.54
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 154
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 259,710.08
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 391,982.84
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 86.71602760 % 13.28397240 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 86.59002940 % 13.40997060 %
BANKRUPTCY AMOUNT AVAILABLE 167,284.00
FRAUD AMOUNT AVAILABLE 715,834.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,904,321.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.39727876
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.35
POOL TRADING FACTOR: 34.09571707
TOTAL BALANCE OF CONVERTED LOANS REMAINING IN POOL: 0.00
TOTAL REPURCHASE OF CONVERTING AND CONVERTED
LOANS IN THIS DISTRIBUTION: 0.00
................................................................................
Run: 01/31/97 11:52:43 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4098
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944BJ6 141,622,300.00 47,205,791.21 6.889068 % 1,194,623.83
R 760944BK3 100.00 0.00 6.889068 % 0.00
B 11,897,842.91 10,088,242.31 6.889068 % 53,871.20
- -------------------------------------------------------------------------------
153,520,242.91 57,294,033.52 1,248,495.03
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 270,599.93 1,465,223.76 0.00 0.00 46,011,167.38
R 0.00 0.00 0.00 0.00 0.00
B 57,829.30 111,700.50 0.00 0.00 10,020,168.09
- -------------------------------------------------------------------------------
328,429.23 1,576,924.26 0.00 0.00 56,031,335.47
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 333.321738 8.435281 1.910716 10.345997 0.000000 324.886458
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 847.905153 4.527812 4.860486 9.388298 0.000000 842.183593
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:44 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S5 (POOL # 4098)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4098
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,553.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,980.47
SPREAD 11,462.37
SUBSERVICER ADVANCES THIS MONTH 18,002.63
MASTER SERVICER ADVANCES THIS MONTH 6,775.29
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 527,893.10
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,977,733.68
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 56,031,335.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 193
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 992,571.36
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 876,084.95
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 82.39215900 % 17.60784100 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 82.11684940 % 17.88315060 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 834,843.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,837,058.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.61930547
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 309.15
POOL TRADING FACTOR: 36.49768552
................................................................................
Run: 01/31/97 11:52:45 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4099
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944ES3 52,656,000.00 2,279,971.44 8.000000 % 447,155.71
A-2 760944EH7 24,701,000.00 0.00 8.000000 % 0.00
A-3 760944EP9 64,683,000.00 0.00 8.000000 % 0.00
A-4 760944EQ7 12,103,000.00 0.00 8.000000 % 0.00
A-5 760944ET1 38,663,000.00 28,022,710.71 8.000000 % 995,282.06
A-6 760944EU8 23,596,900.00 23,596,900.00 8.000000 % 0.00
A-7 760944EW4 5,326,000.00 7,206,283.84 8.000000 % 0.00
A-8 760944ER5 18,394,000.00 337,987.55 8.000000 % 160,271.55
A-9 760944EX2 7,607,000.00 7,607,000.00 8.000000 % 0.00
A-10 760944EV6 40,000,000.00 12,222,587.62 8.000000 % 246,562.13
A-11 760944EF1 2,607,000.00 726,716.16 8.000000 % 47,847.38
A-12 760944EG9 3,885,000.00 3,885,000.00 8.000000 % 0.00
A-13 760944EN4 5,787,000.00 5,787,000.00 8.000000 % 0.00
A-14 760944FC7 0.00 0.00 0.224422 % 0.00
R 760944FB9 100.00 0.00 8.000000 % 0.00
M-1 760944EY0 9,677,910.00 9,245,727.85 8.000000 % 33,829.73
M-2 760944EZ7 4,032,382.00 3,886,523.82 8.000000 % 14,220.63
M-3 760944FA1 2,419,429.00 2,353,354.12 8.000000 % 8,610.82
B-1 5,000,153.00 4,932,222.55 8.000000 % 0.00
B-2 1,451,657.66 869,758.09 8.000000 % 0.00
- -------------------------------------------------------------------------------
322,590,531.66 112,959,743.75 1,953,780.01
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 15,138.27 462,293.98 0.00 0.00 1,832,815.73
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 186,061.68 1,181,343.74 0.00 0.00 27,027,428.65
A-6 156,675.75 156,675.75 0.00 0.00 23,596,900.00
A-7 0.00 0.00 47,847.38 0.00 7,254,131.22
A-8 2,244.13 162,515.68 0.00 0.00 177,716.00
A-9 50,508.00 50,508.00 0.00 0.00 7,607,000.00
A-10 81,154.01 327,716.14 0.00 0.00 11,976,025.49
A-11 4,825.15 52,672.53 0.00 0.00 678,868.78
A-12 25,795.14 25,795.14 0.00 0.00 3,885,000.00
A-13 38,423.80 38,423.80 0.00 0.00 5,787,000.00
A-14 21,040.04 21,040.04 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 61,388.63 95,218.36 0.00 0.00 9,211,898.12
M-2 25,805.26 40,025.89 0.00 0.00 3,872,303.19
M-3 15,625.51 24,236.33 0.00 0.00 2,344,743.30
B-1 24,686.34 24,686.34 0.00 0.00 4,932,222.55
B-2 0.00 0.00 0.00 35,066.11 848,528.90
- -------------------------------------------------------------------------------
709,371.71 2,663,151.72 47,847.38 35,066.11 111,032,581.93
===============================================================================
Run: 01/31/97 11:52:45
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4099
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 43.299366 8.492018 0.287494 8.779512 0.000000 34.807348
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 724.794007 25.742494 4.812396 30.554890 0.000000 699.051513
A-6 1000.000000 0.000000 6.639675 6.639675 0.000000 1000.000000
A-7 1353.038648 0.000000 0.000000 0.000000 8.983736 1362.022385
A-8 18.374880 8.713252 0.122003 8.835255 0.000000 9.661629
A-9 1000.000000 0.000000 6.639674 6.639674 0.000000 1000.000000
A-10 305.564691 6.164053 2.028850 8.192903 0.000000 299.400637
A-11 278.755719 18.353425 1.850844 20.204269 0.000000 260.402294
A-12 1000.000000 0.000000 6.639676 6.639676 0.000000 1000.000000
A-13 1000.000000 0.000000 6.639675 6.639675 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 955.343442 3.495562 6.343170 9.838732 0.000000 951.847880
M-2 963.828283 3.526608 6.399508 9.926116 0.000000 960.301675
M-3 972.689887 3.559030 6.458346 10.017376 0.000000 969.130857
B-1 986.414326 0.000000 4.937117 4.937117 0.000000 986.414326
B-2 599.148211 0.000000 0.000000 0.000000 0.000000 584.524109
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:46 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S6 (POOL # 4099)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4099
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 34,125.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,908.94
SUBSERVICER ADVANCES THIS MONTH 37,921.23
MASTER SERVICER ADVANCES THIS MONTH 2,424.16
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 2,366,538.65
(B) TWO MONTHLY PAYMENTS: 2 467,154.92
(C) THREE OR MORE MONTHLY PAYMENTS: 1 312,672.22
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,752,195.81
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 111,032,581.93
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 422
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 308,279.30
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,513,846.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.15471430 % 13.70896000 % 5.13632600 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 80.89777280 % 13.89587123 % 5.20635600 %
CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2249 %
BANKRUPTCY AMOUNT AVAILABLE 186,282.00
FRAUD AMOUNT AVAILABLE 1,289,331.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,959,268.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.71514651
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 299.86
POOL TRADING FACTOR: 34.41904552
................................................................................
Run: 01/31/97 11:52:46 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4100
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944DN5 23,017,500.00 0.00 5.500000 % 0.00
A-2 760944DQ8 7,746,000.00 0.00 6.000000 % 0.00
A-3 760944DD7 42,158,384.00 3,919,160.47 6.400000 % 74,177.20
A-4 760944DE5 0.00 0.00 3.600000 % 0.00
A-5 760944DR6 28,033,649.00 0.00 6.500000 % 0.00
A-6 760944DW5 56,309,467.00 27,994,005.07 7.150000 % 529,837.17
A-7 760944DY1 1,986,000.00 987,331.20 7.500000 % 18,687.03
A-8 760944DZ8 31,082,000.00 31,082,000.00 7.500000 % 0.00
A-9 760944DF2 18,270,000.00 0.00 0.000000 % 0.00
A-10 760944DG0 6,090,000.00 0.00 0.000000 % 0.00
A-11 760944DX3 37,465,000.00 3,987,331.21 7.500000 % 18,687.03
A-12 760944DH8 4,531,350.00 0.00 0.000000 % 0.00
A-13 760944DJ4 1,510,450.00 0.00 0.000000 % 0.00
A-14 760944DK1 0.00 0.00 0.325095 % 0.00
R-I 760944EC8 100.00 0.00 7.500000 % 0.00
R-II 760944ED6 100.00 0.00 7.500000 % 0.00
M-1 760944EA2 3,362,500.00 2,851,086.27 7.500000 % 14,449.88
M-2 760944EB0 6,051,700.00 5,160,300.48 7.500000 % 4,879.53
B 1,344,847.83 949,030.52 7.500000 % 0.00
- -------------------------------------------------------------------------------
268,959,047.83 76,930,245.22 660,717.84
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 20,855.12 95,032.32 0.00 0.00 3,844,983.27
A-4 11,731.01 11,731.01 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 166,422.03 696,259.20 0.00 0.00 27,464,167.90
A-7 6,156.93 24,843.96 0.00 0.00 968,644.17
A-8 193,825.08 193,825.08 0.00 0.00 31,082,000.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 24,864.71 43,551.74 0.00 0.00 3,968,644.18
A-12 0.00 0.00 0.00 0.00 0.00
A-13 0.00 0.00 0.00 0.00 0.00
A-14 20,794.46 20,794.46 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 17,779.17 32,229.05 0.00 0.00 2,836,636.39
M-2 64,181.12 69,060.65 0.00 0.00 5,155,420.95
B 0.00 0.00 0.00 0.00 922,946.75
- -------------------------------------------------------------------------------
526,609.63 1,187,327.47 0.00 0.00 76,243,443.61
===============================================================================
Run: 01/31/97 11:52:46
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4100
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 92.962777 1.759489 0.494685 2.254174 0.000000 91.203289
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 497.145623 9.409380 2.955489 12.364869 0.000000 487.736243
A-7 497.145619 9.409381 3.100166 12.509547 0.000000 487.736239
A-8 1000.000000 0.000000 6.235927 6.235927 0.000000 1000.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 106.428165 0.498786 0.663678 1.162464 0.000000 105.929379
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 847.906697 4.297362 5.287486 9.584848 0.000000 843.609335
M-2 852.702626 0.806307 10.605470 11.411777 0.000000 851.896318
B 705.678738 0.000000 0.000000 0.000000 0.000000 686.283407
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:47 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S7 (POOL # 4100)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4100
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,449.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 8,336.71
SUBSERVICER ADVANCES THIS MONTH 16,548.42
MASTER SERVICER ADVANCES THIS MONTH 2,690.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,367,697.57
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 196,597.69
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 76,243,443.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 331
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 237,872.48
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 296,903.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.35254300 % 10.41383200 % 1.23362470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.30718590 % 10.48228800 % 1.21052610 %
CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3261 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 444,494.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,631,391.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22545517
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 126.98
POOL TRADING FACTOR: 28.34760319
................................................................................
Run: 01/31/97 11:52:48 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4101
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944DB1 105,693,300.00 31,507,815.97 7.817019 % 243,493.67
R 760944DC9 100.00 0.00 7.817019 % 0.00
B 6,746,402.77 5,271,990.41 7.817019 % 0.00
- -------------------------------------------------------------------------------
112,439,802.77 36,779,806.38 243,493.67
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 205,217.73 448,711.40 0.00 0.00 31,264,322.30
R 0.00 0.00 0.00 0.00 0.00
B 32,168.25 32,168.25 0.00 42,006.84 5,232,153.00
- -------------------------------------------------------------------------------
237,385.98 480,879.65 0.00 42,006.84 36,496,475.30
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 298.106086 2.303776 1.941634 4.245410 0.000000 295.802310
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B 781.452070 0.000000 4.768209 4.768209 0.000000 775.547085
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:49 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S8 (POOL # 4101)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4101
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 10,675.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,816.03
SUBSERVICER ADVANCES THIS MONTH 8,904.35
MASTER SERVICER ADVANCES THIS MONTH 1,864.99
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 439,045.19
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 768,880.84
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 36,496,475.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 124
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 238,087.73
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,407.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 85.66607350 % 14.33392650 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 85.66394990 % 14.33605010 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 489,658.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,927,158.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.29477064
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 310.78
POOL TRADING FACTOR: 32.45867958
................................................................................
Run: 01/31/97 11:52:50 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4102
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944DL9 2,600,000.00 0.00 5.500000 % 0.00
A-2 760944DM7 5,250,000.00 0.00 5.500000 % 0.00
A-3 760944DP0 17,850,000.00 10,604,390.18 6.000000 % 1,082,002.55
A-4 760944EL8 10,000.00 3,579.53 2969.500000 % 365.23
A-5 760944DS4 33,600,000.00 33,600,000.00 7.000000 % 0.00
A-6 760944DT2 20,850,000.00 20,850,000.00 7.000000 % 0.00
A-7 760944EM6 35,181,860.00 3,327,133.30 6.500000 % 0.00
A-8 760944EJ3 15,077,940.00 1,425,914.27 8.166665 % 0.00
A-9 760944EK0 0.00 0.00 0.214224 % 0.00
R-I 760944DU9 100.00 0.00 7.000000 % 0.00
R-II 760944DV7 100.00 0.00 7.000000 % 0.00
B-1 4,404,800.00 3,664,024.02 7.000000 % 18,965.61
B-2 677,492.20 563,555.29 7.000000 % 2,917.06
- -------------------------------------------------------------------------------
135,502,292.20 74,038,596.59 1,104,250.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 52,859.49 1,134,862.04 0.00 0.00 9,522,387.63
A-4 8,830.71 9,195.94 0.00 0.00 3,214.30
A-5 195,399.46 195,399.46 0.00 0.00 33,600,000.00
A-6 121,252.34 121,252.34 0.00 0.00 20,850,000.00
A-7 17,966.75 17,966.75 0.00 0.00 3,327,133.30
A-8 9,674.41 9,674.41 0.00 0.00 1,425,914.27
A-9 13,176.86 13,176.86 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
B-1 21,307.98 40,273.59 0.00 0.00 3,645,058.41
B-2 3,277.36 6,194.42 0.00 0.00 560,638.23
- -------------------------------------------------------------------------------
443,745.36 1,547,995.81 0.00 0.00 72,934,346.14
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 594.083483 60.616389 2.961316 63.577705 0.000000 533.467094
A-4 357.953000 36.523000 883.071000 919.594000 0.000000 321.430000
A-5 1000.000000 0.000000 5.815460 5.815460 0.000000 1000.000000
A-6 1000.000000 0.000000 5.815460 5.815460 0.000000 1000.000000
A-7 94.569568 0.000000 0.510682 0.510682 0.000000 94.569568
A-8 94.569568 0.000000 0.641627 0.641627 0.000000 94.569568
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 831.825286 4.305669 4.837446 9.143115 0.000000 827.519617
B-2 831.825503 4.305673 4.837458 9.143131 0.000000 827.519830
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:50 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S9 (POOL # 4102)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4102
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,743.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,952.39
SUBSERVICER ADVANCES THIS MONTH 1,181.45
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 114,299.83
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 72,934,346.14
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 322
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 721,014.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 94.29003320 % 5.70996680 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 94.23358560 % 5.76641440 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2134 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 417,545.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,688,009.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.62714890
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 126.73
POOL TRADING FACTOR: 53.82517517
................................................................................
Run: 01/31/97 11:52:51 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4103
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944CS5 38,548,900.00 0.00 6.500000 % 0.00
A-2 760944CN6 38,548,900.00 0.00 0.000000 % 0.00
A-3 760944CP1 0.00 0.00 0.000000 % 0.00
A-4 760944CT3 14,583,000.00 0.00 8.000000 % 0.00
A-5 760944CU0 20,606,000.00 19,958,391.34 8.150000 % 827,888.18
A-6 760944CQ9 0.00 0.00 0.350000 % 0.00
A-7 760944CW6 7,500,864.00 7,500,864.00 8.190000 % 0.00
A-8 760944CV8 1,000.00 1,000.00 2333.767840 % 0.00
A-9 760944CR7 5,212,787.00 2,746,025.66 8.500000 % 82,788.82
A-10 760944FD5 0.00 0.00 0.147729 % 0.00
R-I 760944CZ9 100.00 0.00 8.500000 % 0.00
R-II 760944DA3 100.00 0.00 8.500000 % 0.00
M-1 760944CX4 3,360,259.00 3,118,780.13 8.500000 % 21,599.56
M-2 760944CY2 2,016,155.00 1,884,915.89 8.500000 % 0.00
M-3 760944EE4 1,344,103.00 1,265,152.01 8.500000 % 0.00
B-1 2,016,155.00 1,982,564.84 8.500000 % 0.00
B-2 672,055.59 191,918.55 8.500000 % 0.00
- -------------------------------------------------------------------------------
134,410,378.59 38,649,612.42 932,276.56
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 134,320.18 962,208.36 0.00 0.00 19,130,503.16
A-6 5,768.35 5,768.35 0.00 0.00 0.00
A-7 50,728.66 50,728.66 0.00 0.00 7,500,864.00
A-8 1,927.15 1,927.15 0.00 0.00 1,000.00
A-9 19,274.44 102,063.26 0.00 0.00 2,663,236.84
A-10 4,714.88 4,714.88 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 23,078.97 44,678.53 0.00 0.00 3,097,180.57
M-2 0.00 0.00 0.00 0.00 1,884,915.89
M-3 0.00 0.00 0.00 0.00 1,265,152.01
B-1 0.00 0.00 0.00 0.00 1,982,564.84
B-2 0.00 0.00 0.00 0.00 122,010.11
- -------------------------------------------------------------------------------
239,812.63 1,172,089.19 0.00 0.00 37,647,427.42
===============================================================================
Run: 01/31/97 11:52:51
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4103
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 968.571840 40.177045 6.518498 46.695543 0.000000 928.394796
A-7 1000.000000 0.000000 6.763042 6.763042 0.000000 1000.000000
A-8 1000.000000 0.000000 1927.150000 1927.150000 0.000000 1000.000000
A-9 526.786470 15.881873 3.697531 19.579404 0.000000 510.904597
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 928.136828 6.427945 6.868212 13.296157 0.000000 921.708883
M-2 934.906240 0.000000 0.000000 0.000000 0.000000 934.906240
M-3 941.261205 0.000000 0.000000 0.000000 0.000000 941.261205
B-1 983.339495 0.000000 0.000000 0.000000 0.000000 983.339495
B-2 285.569457 0.000000 0.000000 0.000000 0.000000 181.547645
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:52 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S10 (POOL # 4103)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4103
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 9,691.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,974.27
SUBSERVICER ADVANCES THIS MONTH 17,314.29
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,961,324.93
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 208,903.21
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 37,647,427.42
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 151
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 583,304.28
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 78.15416280 % 16.21969200 % 5.62614540 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 77.81568620 % 16.59409128 % 5.59022250 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1453 %
BANKRUPTCY AMOUNT AVAILABLE 118,613.00
FRAUD AMOUNT AVAILABLE 433,881.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,604,879.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.07741886
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 304.38
POOL TRADING FACTOR: 28.00931581
................................................................................
Run: 01/31/97 14:50:37 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ1 (POOL # 8013)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 8013
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944GM4 33,088,000.00 29,235,692.07 7.470000 % 112,481.05
A-2 760944GN2 35,036,830.43 35,036,830.43 7.470000 % 0.00
S-1 760944GQ5 0.00 0.00 1.000000 % 0.00
S-2 760944GR3 0.00 0.00 0.500000 % 0.00
S-3 760944GS1 0.00 0.00 0.250000 % 0.00
R 760944GP7 100.00 0.00 7.470000 % 0.00
- -------------------------------------------------------------------------------
68,124,930.43 64,272,522.50 112,481.05
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 173,876.66 286,357.71 0.00 0.00 29,123,211.02
A-2 208,378.41 208,378.41 0.00 0.00 35,036,830.43
S-1 2,483.08 2,483.08 0.00 0.00 0.00
S-2 11,957.57 11,957.57 0.00 0.00 0.00
S-3 1,582.54 1,582.54 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
398,278.26 510,759.31 0.00 0.00 64,160,041.45
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 883.573866 3.399451 5.254976 8.654427 0.000000 880.174414
A-2 1000.000000 0.000000 5.947410 5.947410 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 27-January-97
DISTRIBUTION DATE 30-January-97
Run: 01/31/97 14:50:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ1
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 8013
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,606.81
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,160,041.45
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 0
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 3,954,942.92
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 94.17997354
................................................................................
Run: 01/31/97 11:52:53 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4104
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609208W1 29,554,000.00 9,621,680.48 10.000000 % 169,239.14
A-2 7609208F8 52,896,000.00 0.00 7.250000 % 0.00
A-3 7609208G6 30,604,000.00 0.00 7.250000 % 0.00
A-4 7609208H4 51,752,000.00 0.00 7.250000 % 0.00
A-5 7609208J0 59,248,000.00 35,041,444.16 7.250000 % 1,353,913.11
A-6 7609208K7 48,625,000.00 8,760,361.01 6.500000 % 338,478.28
A-7 7609208L5 0.00 0.00 3.500000 % 0.00
A-8 7609208P6 6,663,000.00 6,663,000.00 7.800000 % 0.00
A-9 7609208Q4 35,600,000.00 35,600,000.00 7.800000 % 0.00
A-10 7609208M3 10,152,000.00 10,152,000.00 7.800000 % 0.00
A-11 7609208N1 0.00 0.00 0.164484 % 0.00
R-I 7609208U5 100.00 0.00 8.000000 % 0.00
R-II 7609208V3 590,838.00 0.00 8.000000 % 0.00
M-1 7609208R2 8,754,971.00 8,203,793.80 8.000000 % 7,695.06
M-2 7609208S0 5,252,983.00 5,003,531.99 8.000000 % 4,693.26
M-3 7609208T8 3,501,988.00 3,366,401.67 8.000000 % 3,157.65
B-1 5,252,983.00 5,134,940.89 8.000000 % 0.00
B-2 1,750,995.34 1,065,405.10 8.000000 % 0.00
- -------------------------------------------------------------------------------
350,198,858.34 128,612,559.10 1,877,176.50
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 79,738.91 248,978.05 0.00 0.00 9,452,441.34
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 210,542.31 1,564,455.42 0.00 0.00 33,687,531.05
A-6 47,190.52 385,668.80 0.00 0.00 8,421,882.73
A-7 25,410.27 25,410.27 0.00 0.00 0.00
A-8 43,070.88 43,070.88 0.00 0.00 6,663,000.00
A-9 230,125.08 230,125.08 0.00 0.00 35,600,000.00
A-10 65,624.43 65,624.43 0.00 0.00 10,152,000.00
A-11 17,531.74 17,531.74 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 54,390.63 62,085.69 0.00 0.00 8,196,098.74
M-2 33,173.10 37,866.36 0.00 0.00 4,998,838.73
M-3 22,319.03 25,476.68 0.00 0.00 3,363,244.02
B-1 46,923.75 46,923.75 0.00 0.00 5,134,940.89
B-2 0.00 0.00 0.00 0.00 1,059,589.25
- -------------------------------------------------------------------------------
876,040.65 2,753,217.15 0.00 0.00 126,729,566.75
===============================================================================
Run: 01/31/97 11:52:53
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4104
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 325.562715 5.726438 2.698075 8.424513 0.000000 319.836277
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 591.436743 22.851626 3.553577 26.405203 0.000000 568.585118
A-6 180.161666 6.960993 0.970499 7.931492 0.000000 173.200673
A-8 1000.000000 0.000000 6.464187 6.464187 0.000000 1000.000000
A-9 1000.000000 0.000000 6.464188 6.464188 0.000000 1000.000000
A-10 1000.000000 0.000000 6.464187 6.464187 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 937.044086 0.878936 6.212543 7.091479 0.000000 936.165150
M-2 952.512504 0.893447 6.315098 7.208545 0.000000 951.619057
M-3 961.283040 0.901674 6.373246 7.274920 0.000000 960.381366
B-1 977.528557 0.000000 8.932782 8.932782 0.000000 977.528557
B-2 608.456845 0.000000 0.000000 0.000000 0.000000 605.135391
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:54 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S11 (POOL # 4104)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4104
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 38,079.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,616.12
SUBSERVICER ADVANCES THIS MONTH 40,642.49
MASTER SERVICER ADVANCES THIS MONTH 1,614.69
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 3,461,847.07
(B) TWO MONTHLY PAYMENTS: 1 254,803.84
(C) THREE OR MORE MONTHLY PAYMENTS: 1 388,534.28
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,148,760.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 126,729,566.75
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 489
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 208,899.39
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,762,355.25
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 82.29249650 % 12.88655400 % 4.82094910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 82.04624840 % 13.06576035 % 4.88799130 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1649 %
BANKRUPTCY AMOUNT AVAILABLE 544,063.00
FRAUD AMOUNT AVAILABLE 1,406,867.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,200,598.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.64854379
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.37
POOL TRADING FACTOR: 36.18788689
................................................................................
Run: 01/31/97 11:52:55 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4105
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944GC6 40,873,000.00 0.00 7.500000 % 0.00
A-2 760944GB8 9,405,000.00 0.00 5.500000 % 0.00
A-3 760944GF9 27,507,000.00 0.00 7.500000 % 0.00
A-4 760944GE2 39,680,000.00 0.00 6.750000 % 0.00
A-5 760944GJ1 22,004,000.00 10,733,538.91 7.500000 % 423,178.22
A-6 760944GG7 20,505,000.00 10,002,327.54 7.000000 % 394,349.64
A-7 760944GK8 23,152,000.00 23,152,000.00 7.500000 % 0.00
A-8 760944GL6 10,000,000.00 10,000,000.00 7.500000 % 0.00
A-9 760944FZ6 7,475,000.00 1,536,467.80 7.500000 % 151,803.33
A-10 760944GA0 3,403,000.00 3,403,000.00 7.500000 % 0.00
A-11 760944GD4 29,995,000.00 29,995,000.00 7.500000 % 0.00
A-12 760944GT9 18,350,000.00 24,288,532.20 7.500000 % 0.00
A-13 760944GH5 23,529,000.00 2,000,465.54 6.450000 % 78,869.93
A-14 760944GU6 0.00 0.00 3.550000 % 0.00
A-15 760944GV4 0.00 0.00 0.161913 % 0.00
R-I 760944GZ5 100.00 0.00 7.500000 % 0.00
R-II 760944HA9 100.00 0.00 7.500000 % 0.00
M-1 760944GW2 8,136,349.00 7,778,614.84 7.500000 % 7,853.66
M-2 760944GX0 3,698,106.00 3,540,029.32 7.500000 % 3,574.18
M-3 760944GY8 2,218,863.00 2,131,097.70 7.500000 % 2,151.66
B-1 4,437,728.00 4,323,128.99 7.500000 % 0.00
B-2 1,479,242.76 1,216,840.16 7.500000 % 0.00
- -------------------------------------------------------------------------------
295,848,488.76 134,101,043.00 1,061,780.62
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 66,762.40 489,940.62 0.00 0.00 10,310,360.69
A-6 58,066.67 452,416.31 0.00 0.00 9,607,977.90
A-7 144,004.99 144,004.99 0.00 0.00 23,152,000.00
A-8 62,199.81 62,199.81 0.00 0.00 10,000,000.00
A-9 9,556.80 161,360.13 0.00 0.00 1,384,664.47
A-10 21,166.60 21,166.60 0.00 0.00 3,403,000.00
A-11 186,568.32 186,568.32 0.00 0.00 29,995,000.00
A-12 0.00 0.00 151,803.33 0.00 24,440,335.53
A-13 10,700.85 89,570.78 0.00 0.00 1,921,595.61
A-14 5,889.61 5,889.61 0.00 0.00 0.00
A-15 18,025.37 18,025.37 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 48,432.10 56,285.76 0.00 0.00 7,770,761.18
M-2 22,041.33 25,615.51 0.00 0.00 3,536,455.14
M-3 13,268.88 15,420.54 0.00 0.00 2,128,946.04
B-1 40,087.03 40,087.03 0.00 0.00 4,323,128.99
B-2 0.00 0.00 0.00 0.00 1,211,246.73
- -------------------------------------------------------------------------------
706,770.76 1,768,551.38 151,803.33 0.00 133,185,472.28
===============================================================================
Run: 01/31/97 11:52:55
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4105
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 487.799441 19.231877 3.034103 22.265980 0.000000 468.567565
A-6 487.799441 19.231877 2.831830 22.063707 0.000000 468.567564
A-7 1000.000000 0.000000 6.219981 6.219981 0.000000 1000.000000
A-8 1000.000000 0.000000 6.219981 6.219981 0.000000 1000.000000
A-9 205.547532 20.308138 1.278502 21.586640 0.000000 185.239394
A-10 1000.000000 0.000000 6.219982 6.219982 0.000000 1000.000000
A-11 1000.000000 0.000000 6.219981 6.219981 0.000000 1000.000000
A-12 1323.625733 0.000000 0.000000 0.000000 8.272661 1331.898394
A-13 85.021273 3.352031 0.454794 3.806825 0.000000 81.669243
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 956.032594 0.965256 5.952559 6.917815 0.000000 955.067338
M-2 957.254692 0.966489 5.960167 6.926656 0.000000 956.288203
M-3 960.445823 0.969713 5.980036 6.949749 0.000000 959.476110
B-1 974.176198 0.000000 9.033233 9.033233 0.000000 974.176198
B-2 822.610185 0.000000 0.000000 0.000000 0.000000 818.828905
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:56 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S12 (POOL # 4105)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4105
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,540.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,128.57
SUBSERVICER ADVANCES THIS MONTH 30,509.82
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 3,321,419.28
(B) TWO MONTHLY PAYMENTS: 1 222,993.70
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 625,439.56
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 133,185,472.28
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 505
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 780,175.86
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.83925180 % 10.02955800 % 4.13119020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.75630080 % 10.08830928 % 4.15538990 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1625 %
BANKRUPTCY AMOUNT AVAILABLE 212,759.00
FRAUD AMOUNT AVAILABLE 728,338.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,447,874.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.23234826
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 302.08
POOL TRADING FACTOR: 45.01813507
................................................................................
Run: 01/31/97 11:52:57 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4106
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944FP8 22,000,000.00 0.00 6.477270 % 0.00
A-2 760944FL7 3,692,298.00 0.00 5.250000 % 0.00
A-3 760944FM5 3,391,307.00 0.00 5.500000 % 0.00
A-4 760944FS2 15,000,000.00 0.00 7.228260 % 0.00
A-5 760944FJ2 18,249,728.00 3,652,626.09 6.500000 % 523,935.27
A-6 760944FK9 0.00 0.00 2.000000 % 0.00
A-7 760944FN3 6,666,667.00 2,922,101.16 6.250000 % 419,148.25
A-8 760944FU7 32,500,001.00 32,500,001.00 7.500000 % 0.00
A-9 760944FR4 12,000,000.00 12,000,000.00 6.516390 % 0.00
A-10 760944FY9 40,000,000.00 4,800,000.00 10.000000 % 0.00
A-11 760944FE3 10,389,750.00 0.00 0.000000 % 0.00
A-12 760944FF0 5,594,480.00 0.00 0.000000 % 0.00
A-13 760944FG8 5,368,770.00 0.00 0.000000 % 0.00
A-14 760944FQ6 200,000.00 200,000.00 6.516390 % 0.00
A-15 760944FH6 0.00 0.00 0.276668 % 0.00
R-I 760944FT0 100.00 0.00 7.500000 % 0.00
R-II 760944FX1 100.00 0.00 7.500000 % 0.00
M-1 760944FV5 2,291,282.00 1,928,812.32 7.500000 % 9,667.34
M-2 760944FW3 4,582,565.00 3,874,732.01 7.500000 % 19,420.42
B-1 458,256.00 387,596.96 7.500000 % 1,942.66
B-2 917,329.35 678,808.02 7.500000 % 3,402.23
- -------------------------------------------------------------------------------
183,302,633.35 62,944,677.56 977,516.17
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 19,685.92 543,621.19 0.00 0.00 3,128,690.82
A-6 6,057.21 6,057.21 0.00 0.00 0.00
A-7 15,143.02 434,291.27 0.00 0.00 2,502,952.91
A-8 202,107.18 202,107.18 0.00 0.00 32,500,001.00
A-9 64,837.37 64,837.37 0.00 0.00 12,000,000.00
A-10 39,799.56 39,799.56 0.00 0.00 4,800,000.00
A-11 0.00 0.00 0.00 0.00 0.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 0.00 0.00 0.00 0.00 0.00
A-14 1,080.63 1,080.63 0.00 0.00 200,000.00
A-15 14,439.61 14,439.61 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 11,994.67 21,662.01 0.00 0.00 1,919,144.98
M-2 24,095.73 43,516.15 0.00 0.00 3,855,311.59
B-1 2,410.34 4,353.00 0.00 0.00 385,654.30
B-2 4,221.31 7,623.54 0.00 0.00 675,405.79
- -------------------------------------------------------------------------------
405,872.55 1,383,388.72 0.00 0.00 61,967,161.39
===============================================================================
Run: 01/31/97 11:52:57
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4106
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 200.146878 28.709210 1.078697 29.787907 0.000000 171.437669
A-7 438.315152 62.872234 2.271453 65.143687 0.000000 375.442918
A-8 1000.000000 0.000000 6.218682 6.218682 0.000000 1000.000000
A-9 1000.000000 0.000000 5.403114 5.403114 0.000000 1000.000000
A-10 120.000000 0.000000 0.994989 0.994989 0.000000 120.000000
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 1000.000000 0.000000 5.403150 5.403150 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 841.804859 4.219184 5.234917 9.454101 0.000000 837.585675
M-2 845.537818 4.237893 5.258132 9.496025 0.000000 841.299925
B-1 845.808806 4.239246 5.259811 9.499057 0.000000 841.569559
B-2 739.982886 3.708842 4.601717 8.310559 0.000000 736.274044
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:52:58 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S13 (POOL # 4106)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4106
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 16,905.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,930.18
SUBSERVICER ADVANCES THIS MONTH 8,892.88
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 458,068.61
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 356,062.03
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 61,967,161.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 282
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 662,033.15
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.08573440 % 9.22007200 % 1.69419410 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.96913060 % 9.31857526 % 1.71229420 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2764 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 369,318.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,776,306.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22528709
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 127.37
POOL TRADING FACTOR: 33.80593080
................................................................................
Run: 01/31/97 11:52:59 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4107
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944HE1 65,000,000.00 0.00 7.500000 % 0.00
A-2 760944HN1 8,177,000.00 0.00 7.500000 % 0.00
A-3 760944HB7 5,773,000.00 0.00 5.200000 % 0.00
A-4 760944HP6 37,349,000.00 0.00 7.500000 % 0.00
A-5 760944HC5 33,306,000.00 0.00 6.200000 % 0.00
A-6 760944HQ4 32,628,000.00 23,441,139.29 7.500000 % 428,474.36
A-7 760944HD3 36,855,000.00 26,477,969.48 7.000000 % 483,983.77
A-8 760944HW1 29,999,000.00 5,295,191.45 10.000190 % 96,789.40
A-9 760944HR2 95,366,000.00 95,366,000.00 7.500000 % 0.00
A-10 760944HF8 8,366,000.00 8,366,000.00 7.500000 % 0.00
A-11 760944HG6 1,385,000.00 1,385,000.00 7.500000 % 0.00
A-12 760944HH4 20,000,000.00 0.00 7.500000 % 0.00
A-13 760944HJ0 9,794,000.00 0.00 7.500000 % 0.00
A-14 760944HK7 36,449,000.00 0.00 7.500000 % 0.00
A-15 760944HL5 29,559,000.00 21,235,577.06 7.500000 % 388,172.13
A-16 760944HM3 0.00 0.00 0.295148 % 0.00
R 760944HV3 1,000.00 0.00 7.500000 % 0.00
M-1 760944HS0 13,271,500.00 12,655,193.29 7.500000 % 12,840.69
M-2 760944HT8 6,032,300.00 5,768,865.07 7.500000 % 5,853.42
M-3 760944HU5 3,619,400.00 3,484,822.39 7.500000 % 804.53
B-1 4,825,900.00 4,670,638.05 7.500000 % 0.00
B-2 2,413,000.00 2,358,480.75 7.500000 % 0.00
B-3 2,412,994.79 1,852,980.84 7.500000 % 0.00
- -------------------------------------------------------------------------------
482,582,094.79 212,357,857.67 1,416,918.30
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 146,160.08 574,634.44 0.00 0.00 23,012,664.93
A-7 154,088.96 638,072.73 0.00 0.00 25,993,985.71
A-8 44,022.90 140,812.30 0.00 0.00 5,198,402.05
A-9 594,625.64 594,625.64 0.00 0.00 95,366,000.00
A-10 52,163.64 52,163.64 0.00 0.00 8,366,000.00
A-11 8,635.75 8,635.75 0.00 0.00 1,385,000.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 0.00 0.00 0.00 0.00 0.00
A-14 0.00 0.00 0.00 0.00 0.00
A-15 132,407.98 520,580.11 0.00 0.00 20,847,404.93
A-16 52,107.10 52,107.10 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 88,260.94 101,101.63 0.00 0.00 12,642,352.60
M-2 71,985.76 77,839.18 0.00 0.00 5,763,011.65
M-3 43,484.74 44,289.27 0.00 0.00 3,484,017.86
B-1 0.00 0.00 0.00 0.00 4,670,638.05
B-2 0.00 0.00 0.00 0.00 2,358,480.75
B-3 0.00 0.00 0.00 0.00 1,841,237.19
- -------------------------------------------------------------------------------
1,387,943.49 2,804,861.79 0.00 0.00 210,929,195.72
===============================================================================
Run: 01/31/97 11:52:59
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4107
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 718.436291 13.132106 4.479591 17.611697 0.000000 705.304184
A-7 718.436290 13.132106 4.180951 17.313057 0.000000 705.304184
A-8 176.512265 3.226421 1.467479 4.693900 0.000000 173.285845
A-9 1000.000000 0.000000 6.235195 6.235195 0.000000 1000.000000
A-10 1000.000000 0.000000 6.235195 6.235195 0.000000 1000.000000
A-11 1000.000000 0.000000 6.235199 6.235199 0.000000 1000.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 718.413243 13.132113 4.479447 17.611560 0.000000 705.281130
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 953.561639 0.967539 6.650412 7.617951 0.000000 952.594100
M-2 956.329272 0.970346 11.933385 12.903731 0.000000 955.358926
M-3 962.817702 0.222283 12.014350 12.236633 0.000000 962.595419
B-1 967.827359 0.000000 0.000000 0.000000 0.000000 967.827359
B-2 977.406030 0.000000 0.000000 0.000000 0.000000 977.406030
B-3 767.917464 0.000000 0.000000 0.000000 0.000000 763.050628
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:00 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S14 (POOL # 4107)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4107
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 61,263.34
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 22,346.89
SUBSERVICER ADVANCES THIS MONTH 79,564.68
MASTER SERVICER ADVANCES THIS MONTH 1,646.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 5,806,149.70
(B) TWO MONTHLY PAYMENTS: 3 902,465.41
(C) THREE OR MORE MONTHLY PAYMENTS: 1 586,646.79
FORECLOSURES
NUMBER OF LOANS 12
AGGREGATE PRINCIPAL BALANCE 3,388,919.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 210,929,195.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 760
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 224,209.65
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,213,191.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 85.50042800 % 10.31696300 % 4.18260940 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 85.41703150 % 10.37759711 % 4.20537140 %
CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2949 %
BANKRUPTCY AMOUNT AVAILABLE 245,792.00
FRAUD AMOUNT AVAILABLE 2,273,284.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,730,871.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.26716549
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 304.21
POOL TRADING FACTOR: 43.70845873
................................................................................
Run: 01/31/97 11:53:01 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4108
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944JH2 54,600,000.00 0.00 7.000000 % 0.00
A-2 760944HX9 9,507,525.00 0.00 5.500000 % 0.00
A-3 760944HY7 23,719,181.00 12,056,259.15 5.600000 % 1,123,179.18
A-4 760944HZ4 10,298,695.00 10,298,695.00 6.000000 % 0.00
A-5 760944JA7 40,000,000.00 40,000,000.00 6.700000 % 0.00
A-6 760944JB5 11,700,000.00 11,700,000.00 6.922490 % 0.00
A-7 760944JC3 0.00 0.00 0.222490 % 0.00
A-8 760944JF6 18,141,079.00 18,141,079.00 6.850000 % 0.00
A-9 760944JG4 10,000.00 10,000.00 279.116170 % 0.00
A-10 760944JD1 31,786,601.00 15,206,523.60 6.500000 % 851,108.70
A-11 760944JE9 0.00 0.00 2.000000 % 0.00
A-12 760944JN9 2,200,013.00 705,934.08 7.500000 % 24,931.89
A-13 760944JP4 9,999,984.00 3,208,747.24 9.500000 % 113,325.21
A-14 760944JQ2 6,043,334.00 0.00 0.000000 % 0.00
A-15 760944JR0 2,590,000.00 0.00 0.000000 % 0.00
A-16 760944JS8 39,265,907.00 6,520,258.32 6.639000 % 0.00
A-17 760944JT6 11,027,260.00 2,328,663.67 8.010800 % 0.00
A-18 760944JU3 4,711,421.00 0.00 0.000000 % 0.00
A-19 760944JV1 0.00 0.00 0.314467 % 0.00
R-I 760944JL3 100.00 0.00 7.000000 % 0.00
R-II 760944JM1 100.00 0.00 7.000000 % 0.00
M-1 760944JJ8 5,772,016.00 4,886,782.19 7.000000 % 24,560.79
M-2 760944JK5 5,050,288.00 4,367,200.21 7.000000 % 21,949.39
B-1 1,442,939.00 1,292,212.12 7.000000 % 6,494.61
B-2 721,471.33 277,398.04 7.000000 % 1,394.21
- -------------------------------------------------------------------------------
288,587,914.33 130,999,752.62 2,166,943.98
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 55,783.79 1,178,962.97 0.00 0.00 10,933,079.97
A-4 51,055.31 51,055.31 0.00 0.00 10,298,695.00
A-5 221,432.92 221,432.92 0.00 0.00 40,000,000.00
A-6 66,919.95 66,919.95 0.00 0.00 11,700,000.00
A-7 7,353.22 7,353.22 0.00 0.00 0.00
A-8 102,674.15 102,674.15 0.00 0.00 18,141,079.00
A-9 2,306.18 2,306.18 0.00 0.00 10,000.00
A-10 81,667.77 932,776.47 0.00 0.00 14,355,414.90
A-11 25,128.55 25,128.55 0.00 0.00 0.00
A-12 4,374.55 29,306.44 0.00 0.00 681,002.19
A-13 25,186.42 138,511.63 0.00 0.00 3,095,422.03
A-14 0.00 0.00 0.00 0.00 0.00
A-15 0.00 0.00 0.00 0.00 0.00
A-16 35,766.37 35,766.37 0.00 0.00 6,520,258.32
A-17 15,413.10 15,413.10 0.00 0.00 2,328,663.67
A-18 0.00 0.00 0.00 0.00 0.00
A-19 34,037.17 34,037.17 0.00 0.00 0.00
R-I 0.08 0.08 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 28,263.66 52,824.45 0.00 0.00 4,862,221.40
M-2 25,258.55 47,207.94 0.00 0.00 4,345,250.82
B-1 7,473.76 13,968.37 0.00 0.00 1,285,717.51
B-2 1,604.39 2,998.60 0.00 0.00 276,003.83
- -------------------------------------------------------------------------------
791,699.89 2,958,643.87 0.00 0.00 128,832,808.64
===============================================================================
Run: 01/31/97 11:53:01
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4108
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 508.291545 47.353202 2.351843 49.705045 0.000000 460.938342
A-4 1000.000000 0.000000 4.957454 4.957454 0.000000 1000.000000
A-5 1000.000000 0.000000 5.535823 5.535823 0.000000 1000.000000
A-6 1000.000000 0.000000 5.719654 5.719654 0.000000 1000.000000
A-8 1000.000000 0.000000 5.659760 5.659760 0.000000 1000.000000
A-9 1000.000000 0.000000 230.618000 230.618000 0.000000 1000.000000
A-10 478.394138 26.775707 2.569251 29.344958 0.000000 451.618432
A-12 320.877231 11.332610 1.988420 13.321030 0.000000 309.544621
A-13 320.875237 11.332539 2.518646 13.851185 0.000000 309.542698
A-14 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-15 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-16 166.053934 0.000000 0.910876 0.910876 0.000000 166.053934
A-17 211.173371 0.000000 1.397727 1.397727 0.000000 211.173371
A-18 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.800000 0.800000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 846.633514 4.255149 4.896670 9.151819 0.000000 842.378365
M-2 864.742805 4.346166 5.001408 9.347574 0.000000 860.396639
B-1 895.541752 4.500960 5.179540 9.680500 0.000000 891.040792
B-2 384.489346 1.932426 2.223775 4.156201 0.000000 382.556892
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:03 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S15 (POOL # 4108)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4108
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,389.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,079.26
SUBSERVICER ADVANCES THIS MONTH 29,382.22
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 2,567,703.27
(B) TWO MONTHLY PAYMENTS: 1 179,639.26
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 128,832,808.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 555
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,508,543.92
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.73770000 % 7.06412200 % 1.19817800 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.64095410 % 7.14683807 % 1.21220780 %
CLASS A-19 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3117 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 715,923.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,765,716.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.76358497
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 129.01
POOL TRADING FACTOR: 44.64248232
................................................................................
Run: 01/31/97 14:50:45 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ2 (POOL # 8018)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 8018
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944MC9 31,903,000.00 28,598,460.72 7.470000 % 78,651.11
A-2 760944MD7 24,068,520.58 24,068,520.58 7.470000 % 0.00
S-1 760944MB1 0.00 0.00 1.500000 % 0.00
S-2 760944MA3 0.00 0.00 1.000000 % 0.00
S-3 760944LZ9 0.00 0.00 0.500000 % 0.00
R 760944ME5 100.00 0.00 7.470000 % 0.00
- -------------------------------------------------------------------------------
55,971,620.58 52,666,981.30 78,651.11
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 181,880.75 260,531.86 0.00 0.00 28,519,809.61
A-2 153,054.77 153,054.77 0.00 0.00 24,068,520.58
S-1 3,919.73 3,919.73 0.00 0.00 0.00
S-2 6,617.21 6,617.21 0.00 0.00 0.00
S-3 3,491.99 3,491.99 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
348,964.45 427,615.56 0.00 0.00 52,588,330.19
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 896.419168 2.465320 5.701055 8.166375 0.000000 893.953848
A-2 1000.000000 0.000000 6.359127 6.359127 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 27-January-97
DISTRIBUTION DATE 30-January-97
Run: 01/31/97 14:50:46 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ2
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 8018
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,316.67
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 52,588,330.19
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 0
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,827,028.54
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 93.95534674
................................................................................
Run: 01/31/97 11:53:03 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4109
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944KT4 50,166,000.00 16,629,606.07 7.000000 % 191,435.04
A-2 760944KV9 20,040,000.00 10,858,059.40 7.000000 % 52,413.06
A-3 760944KS6 30,024,000.00 16,267,583.64 6.000000 % 78,525.44
A-4 760944LF3 10,008,000.00 5,422,527.86 10.000000 % 26,175.15
A-5 760944KW7 22,331,000.00 22,331,000.00 7.000000 % 0.00
A-6 760944KX5 18,276,000.00 18,276,000.00 7.000000 % 0.00
A-7 760944KY3 33,895,000.00 33,895,000.00 7.000000 % 0.00
A-8 760944KZ0 14,040,000.00 14,040,000.00 7.000000 % 0.00
A-9 760944LA4 1,560,000.00 1,560,000.00 7.000000 % 0.00
A-10 760944KU1 0.00 0.00 0.241352 % 0.00
R 760944LE6 333,970.00 0.00 7.000000 % 0.00
M-1 760944LB2 5,917,999.88 5,701,458.45 7.000000 % 6,261.45
M-2 760944LC0 2,689,999.61 2,591,571.69 7.000000 % 2,846.11
M-3 760944LD8 1,613,999.76 1,554,943.02 7.000000 % 1,707.67
B-1 2,151,999.69 2,077,642.13 7.000000 % 2,281.71
B-2 1,075,999.84 1,039,944.22 7.000000 % 0.00
B-3 1,075,999.84 990,851.92 7.000000 % 0.00
- -------------------------------------------------------------------------------
215,199,968.62 153,236,188.40 361,645.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 96,922.42 288,357.46 0.00 0.00 16,438,171.03
A-2 63,284.08 115,697.14 0.00 0.00 10,805,646.34
A-3 81,267.81 159,793.25 0.00 0.00 16,189,058.20
A-4 45,148.78 71,323.93 0.00 0.00 5,396,352.71
A-5 130,151.88 130,151.88 0.00 0.00 22,331,000.00
A-6 106,518.10 106,518.10 0.00 0.00 18,276,000.00
A-7 197,550.39 197,550.39 0.00 0.00 33,895,000.00
A-8 81,829.40 81,829.40 0.00 0.00 14,040,000.00
A-9 9,092.16 9,092.16 0.00 0.00 1,560,000.00
A-10 30,793.25 30,793.25 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 33,229.84 39,491.29 0.00 0.00 5,695,197.00
M-2 15,104.47 17,950.58 0.00 0.00 2,588,725.58
M-3 9,062.68 10,770.35 0.00 0.00 1,553,235.35
B-1 12,109.13 14,390.84 0.00 0.00 2,075,360.42
B-2 14,066.36 14,066.36 0.00 0.00 1,039,944.22
B-3 0.00 0.00 0.00 0.00 988,621.65
- -------------------------------------------------------------------------------
926,130.75 1,287,776.38 0.00 0.00 152,872,312.50
===============================================================================
Run: 01/31/97 11:53:03
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4109
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 331.491569 3.816032 1.932034 5.748066 0.000000 327.675538
A-2 541.819331 2.615422 3.157888 5.773310 0.000000 539.203909
A-3 541.819333 2.615422 2.706762 5.322184 0.000000 539.203910
A-4 541.819331 2.615423 4.511269 7.126692 0.000000 539.203908
A-5 1000.000000 0.000000 5.828305 5.828305 0.000000 1000.000000
A-6 1000.000000 0.000000 5.828305 5.828305 0.000000 1000.000000
A-7 1000.000000 0.000000 5.828305 5.828305 0.000000 1000.000000
A-8 1000.000000 0.000000 5.828305 5.828305 0.000000 1000.000000
A-9 1000.000000 0.000000 5.828308 5.828308 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 963.409693 1.058035 5.615046 6.673081 0.000000 962.351659
M-2 963.409690 1.058034 5.615045 6.673079 0.000000 962.351656
M-3 963.409697 1.058036 5.615044 6.673080 0.000000 962.351661
B-1 965.447226 1.060274 5.626920 6.687194 0.000000 964.386951
B-2 966.491054 0.000000 13.072827 13.072827 0.000000 966.491055
B-3 920.866234 0.000000 0.000000 0.000000 0.000000 918.793492
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:04 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S16 (POOL # 4109)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4109
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 34,635.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 16,341.39
SUBSERVICER ADVANCES THIS MONTH 9,813.71
MASTER SERVICER ADVANCES THIS MONTH 2,402.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 431,520.09
(B) TWO MONTHLY PAYMENTS: 1 258,443.04
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 715,705.09
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 152,872,312.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 541
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 337,069.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 195,588.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.89222230 % 6.42666300 % 2.68111490 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.88056950 % 6.43488528 % 2.68454520 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2415 %
BANKRUPTCY AMOUNT AVAILABLE 100,722.00
FRAUD AMOUNT AVAILABLE 813,516.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,277,559.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.63841942
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.98
POOL TRADING FACTOR: 71.03733029
................................................................................
Run: 01/31/97 11:53:05 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4110
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944JW9 16,438,000.00 0.00 4.500000 % 0.00
A-2 760944JX7 9,974,000.00 0.00 5.250000 % 0.00
A-3 760944JY5 21,283,000.00 11,236,387.30 5.650000 % 627,131.38
A-4 760944JZ2 7,444,000.00 7,444,000.00 6.050000 % 0.00
A-5 760944KB3 28,305,000.00 28,305,000.00 6.400000 % 0.00
A-6 760944KC1 12,746,000.00 12,746,000.00 6.750000 % 0.00
A-7 760944KD9 46,874,000.00 17,682,216.24 6.350000 % 338,626.78
A-8 760944KE7 0.00 0.00 12.600000 % 0.00
A-9 760944KK3 14,731,000.00 14,731,000.00 7.000000 % 0.00
A-10 760944KF4 17,454,500.00 0.00 0.000000 % 0.00
A-11 760944KG2 4,803,430.00 0.00 0.000000 % 0.00
A-12 760944KH0 2,677,070.00 0.00 0.000000 % 0.00
A-13 760944KJ6 34,380,000.00 7,021,982.99 7.000000 % 49,002.47
A-14 760944KA5 6,000,000.00 2,768,000.00 6.350000 % 0.00
A-15 760944KQ0 1,891,000.00 0.00 7.650000 % 0.00
A-16 760944KR8 0.00 0.00 0.140052 % 0.00
R-I 760944KN7 100.00 0.00 7.000000 % 0.00
R-II 760944KP2 100.00 0.00 7.000000 % 0.00
M-1 760944KL1 4,101,600.00 3,475,797.26 7.000000 % 17,609.28
M-2 760944KM9 2,343,800.00 2,005,755.41 7.000000 % 10,161.67
M-3 760944MF2 1,171,900.00 1,009,332.82 7.000000 % 5,113.54
B-1 1,406,270.00 1,219,917.40 7.000000 % 0.00
B-2 351,564.90 160,322.80 7.000000 % 0.00
- -------------------------------------------------------------------------------
234,376,334.90 109,805,712.22 1,047,645.12
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 52,788.27 679,919.65 0.00 0.00 10,609,255.92
A-4 37,447.61 37,447.61 0.00 0.00 7,444,000.00
A-5 150,627.90 150,627.90 0.00 0.00 28,305,000.00
A-6 71,538.52 71,538.52 0.00 0.00 12,746,000.00
A-7 93,362.55 431,989.33 0.00 0.00 17,343,589.46
A-8 46,313.71 46,313.71 0.00 0.00 0.00
A-9 85,741.79 85,741.79 0.00 0.00 14,731,000.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 0.00 0.00 0.00 0.00 0.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 40,871.46 89,873.93 0.00 0.00 6,972,980.52
A-14 14,615.11 14,615.11 0.00 0.00 2,768,000.00
A-15 0.00 0.00 0.00 0.00 0.00
A-16 12,787.22 12,787.22 0.00 0.00 0.00
R-I 3.40 3.40 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 20,230.88 37,840.16 0.00 0.00 3,458,187.98
M-2 11,674.50 21,836.17 0.00 0.00 1,995,593.74
M-3 5,874.82 10,988.36 0.00 0.00 1,004,219.28
B-1 15,026.31 15,026.31 0.00 0.00 1,219,917.40
B-2 0.00 0.00 0.00 0.00 153,330.16
- -------------------------------------------------------------------------------
658,904.05 1,706,549.17 0.00 0.00 108,751,074.46
===============================================================================
Run: 01/31/97 11:53:05
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4110
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 527.951290 29.466306 2.480302 31.946608 0.000000 498.484984
A-4 1000.000000 0.000000 5.030576 5.030576 0.000000 1000.000000
A-5 1000.000000 0.000000 5.321600 5.321600 0.000000 1000.000000
A-6 1000.000000 0.000000 5.612625 5.612625 0.000000 1000.000000
A-7 377.228661 7.224192 1.991777 9.215969 0.000000 370.004469
A-9 1000.000000 0.000000 5.820500 5.820500 0.000000 1000.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-13 204.246160 1.425319 1.188815 2.614134 0.000000 202.820841
A-14 461.333333 0.000000 2.435852 2.435852 0.000000 461.333333
A-15 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 34.010000 34.010000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 847.424727 4.293271 4.932436 9.225707 0.000000 843.131456
M-2 855.770718 4.335553 4.981014 9.316567 0.000000 851.435165
M-3 861.278966 4.363461 5.013073 9.376534 0.000000 856.915505
B-1 867.484480 0.000000 10.685223 10.685223 0.000000 867.484480
B-2 456.026185 0.000000 0.000000 0.000000 0.000000 436.136144
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:07 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S17 (POOL # 4110)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4110
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 31,463.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,969.12
SUBSERVICER ADVANCES THIS MONTH 20,602.71
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,368,012.86
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 369,439.56
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 237,754.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 108,751,074.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 456
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 498,333.98
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.83177030 % 5.91124600 % 1.25698400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.79892300 % 5.93833305 % 1.26274390 %
CLASS A-16 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1399 %
BANKRUPTCY AMOUNT AVAILABLE 225,000.00
FRAUD AMOUNT AVAILABLE 610,423.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,714,776.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.60946554
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 130.10
POOL TRADING FACTOR: 46.40019416
................................................................................
Run: 01/31/97 11:53:07 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4111
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944LM8 85,336,000.00 0.00 7.500000 % 0.00
A-2 760944LL0 71,184,000.00 7,852,776.70 7.500000 % 433,190.88
A-3 760944LY2 81,356,000.00 20,028,658.89 6.250000 % 808,621.09
A-4 760944LN6 40,678,000.00 10,014,329.45 10.000000 % 404,310.55
A-5 760944LP1 66,592,000.00 66,592,000.00 7.500000 % 0.00
A-6 760944LQ9 52,567,000.00 52,567,000.00 7.500000 % 0.00
A-7 760944LR7 53,440,000.00 53,440,000.00 7.500000 % 0.00
A-8 760944LS5 14,426,000.00 14,426,000.00 7.500000 % 0.00
A-9 760944LT3 0.00 0.00 0.135107 % 0.00
R 760944LX4 1,000.00 0.00 7.500000 % 0.00
M-1 760944LU0 13,767,600.00 13,187,700.37 7.500000 % 13,776.44
M-2 760944LV8 6,257,900.00 6,013,933.29 7.500000 % 6,282.41
M-3 760944LW6 3,754,700.00 3,622,699.82 7.500000 % 3,784.43
B-1 5,757,200.00 5,601,605.18 7.500000 % 5,851.68
B-2 2,753,500.00 2,690,855.48 7.500000 % 0.00
B-3 2,753,436.49 2,247,320.75 7.500000 % 0.00
- -------------------------------------------------------------------------------
500,624,336.49 258,284,879.93 1,675,817.48
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 48,910.52 482,101.40 0.00 0.00 7,419,585.82
A-3 103,956.02 912,577.11 0.00 0.00 19,220,037.80
A-4 83,164.83 487,475.38 0.00 0.00 9,610,018.90
A-5 414,764.05 414,764.05 0.00 0.00 66,592,000.00
A-6 327,410.22 327,410.22 0.00 0.00 52,567,000.00
A-7 332,847.65 332,847.65 0.00 0.00 53,440,000.00
A-8 89,851.43 89,851.43 0.00 0.00 14,426,000.00
A-9 28,979.75 28,979.75 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 82,138.76 95,915.20 0.00 0.00 13,173,923.93
M-2 37,457.40 43,739.81 0.00 0.00 6,007,650.88
M-3 22,563.75 26,348.18 0.00 0.00 3,618,915.39
B-1 34,889.24 40,740.92 0.00 0.00 5,595,753.50
B-2 35,915.75 35,915.75 0.00 0.00 2,690,855.48
B-3 0.00 0.00 0.00 0.00 2,242,162.12
- -------------------------------------------------------------------------------
1,642,849.37 3,318,666.85 0.00 0.00 256,603,903.82
===============================================================================
Run: 01/31/97 11:53:07
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4111
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 110.316598 6.085509 0.687100 6.772609 0.000000 104.231089
A-3 246.185394 9.939293 1.277792 11.217085 0.000000 236.246101
A-4 246.185394 9.939293 2.044467 11.983760 0.000000 236.246101
A-5 1000.000000 0.000000 6.228437 6.228437 0.000000 1000.000000
A-6 1000.000000 0.000000 6.228436 6.228436 0.000000 1000.000000
A-7 1000.000000 0.000000 6.228437 6.228437 0.000000 1000.000000
A-8 1000.000000 0.000000 6.228437 6.228437 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 957.879396 1.000642 5.966091 6.966733 0.000000 956.878754
M-2 961.014604 1.003917 5.985618 6.989535 0.000000 960.010687
M-3 964.844014 1.007918 6.009468 7.017386 0.000000 963.836096
B-1 972.973873 1.016411 6.060106 7.076517 0.000000 971.957462
B-2 977.249130 0.000000 13.043672 13.043672 0.000000 977.249130
B-3 816.187611 0.000000 0.000000 0.000000 0.000000 814.314086
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:08 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S18 (POOL # 4111)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4111
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 67,502.55
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 28,700.14
SUBSERVICER ADVANCES THIS MONTH 40,647.35
MASTER SERVICER ADVANCES THIS MONTH 8,810.29
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 3,780,715.68
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 527,420.42
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,267,170.76
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 256,603,903.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 904
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 4
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,176,988.10
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,411,160.62
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.08243590 % 8.83688300 % 4.08068080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.01139740 % 8.88548064 % 4.10312190 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1352 %
BANKRUPTCY AMOUNT AVAILABLE 224,285.00
FRAUD AMOUNT AVAILABLE 2,720,982.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,918,865.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07650684
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 303.54
POOL TRADING FACTOR: 51.25677781
................................................................................
Run: 01/31/97 11:51:30 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 3184
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944LH9 82,498,000.00 28,549,483.40 6.924553 % 427,854.13
A-2 760944LJ5 5,265,582.31 1,822,221.83 6.924553 % 27,308.55
S-1 760944LK2 0.00 0.00 0.090000 % 0.00
S-2 760944LG1 0.00 0.00 0.143600 % 0.00
- -------------------------------------------------------------------------------
87,763,582.31 30,371,705.23 455,162.68
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 163,473.60 591,327.73 0.00 0.00 28,121,629.27
A-2 10,433.99 37,742.54 0.00 0.00 1,794,913.28
S-1 2,260.32 2,260.32 0.00 0.00 0.00
S-2 3,606.46 3,606.46 0.00 0.00 0.00
- -------------------------------------------------------------------------------
179,774.37 634,937.05 0.00 0.00 29,916,542.55
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 346.062734 5.186236 1.981546 7.167782 0.000000 340.876497
A-2 346.062738 5.186236 1.981545 7.167781 0.000000 340.876502
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:51:30 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-19 (POOL # 3184)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 3184
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 8,405.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,827.95
SUBSERVICER ADVANCES THIS MONTH 13,271.65
MASTER SERVICER ADVANCES THIS MONTH 1,961.18
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 847,409.81
(B) TWO MONTHLY PAYMENTS: 1 214,483.98
(C) THREE OR MORE MONTHLY PAYMENTS: 2 781,320.49
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 29,916,542.55
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 103
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 290,787.40
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 424,810.10
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 100.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
LETTER OF CREDIT - TOTAL AVAILABLE AMOUNT 7,667,674.06
BANKRUPTCY AMOUNT AVAILABLE 149,087.00
FRAUD AMOUNT AVAILABLE 1,755,272.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,146,180.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.93325838
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.57
POOL TRADING FACTOR: 34.08764975
................................................................................
Run: 01/31/97 11:53:09 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4112
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944NE4 28,889,000.00 0.00 0.000000 % 0.00
A-2 760944NF1 0.00 0.00 0.000000 % 0.00
A-3 760944NG9 14,581,000.00 0.00 5.000030 % 0.00
A-4 760944NH7 7,938,000.00 3,830,483.02 5.249810 % 617,073.45
A-5 760944NJ3 21,873,000.00 21,873,000.00 5.750030 % 0.00
A-6 760944NR5 12,561,000.00 12,561,000.00 6.004100 % 0.00
A-7 760944NS3 23,816,000.00 23,816,000.00 6.981720 % 0.00
A-8 760944NT1 18,040,000.00 18,040,000.00 6.981720 % 0.00
A-9 760944NU8 35,577,000.00 30,784,379.42 6.450000 % 719,996.76
A-10 760944NK0 0.00 0.00 2.050000 % 0.00
A-11 760944NL8 37,000,000.00 12,499,498.87 7.250000 % 0.00
A-12 760944NM6 2,400,000.00 2,400,000.00 7.062290 % 0.00
A-13 760944NN4 34,545,000.00 9,020,493.03 6.039000 % 0.00
A-14 760944NP9 13,505,000.00 3,526,465.71 8.852806 % 0.00
A-15 760944NQ7 0.00 0.00 0.095700 % 0.00
R-I 760944NY0 100.00 0.00 7.000000 % 0.00
R-II 760944NZ7 100.00 0.00 7.000000 % 0.00
M-1 760944NV6 3,917,600.00 3,323,847.26 7.000000 % 16,638.33
M-2 760944NW4 1,958,800.00 1,661,923.64 7.000000 % 8,319.17
M-3 760944NX2 1,305,860.00 1,107,943.41 7.000000 % 5,546.08
B-1 1,567,032.00 1,329,532.12 7.000000 % 6,655.30
B-2 783,516.00 664,766.06 7.000000 % 3,327.65
B-3 914,107.69 775,565.16 7.000000 % 3,882.29
- -------------------------------------------------------------------------------
261,172,115.69 147,214,897.70 1,381,439.03
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 16,713.51 633,786.96 0.00 0.00 3,213,409.57
A-5 104,531.92 104,531.92 0.00 0.00 21,873,000.00
A-6 62,681.97 62,681.97 0.00 0.00 12,561,000.00
A-7 138,197.99 138,197.99 0.00 0.00 23,816,000.00
A-8 104,681.37 104,681.37 0.00 0.00 18,040,000.00
A-9 165,029.12 885,025.88 0.00 0.00 30,064,382.66
A-10 52,451.11 52,451.11 0.00 0.00 0.00
A-11 75,318.40 75,318.40 0.00 0.00 12,499,498.87
A-12 14,087.28 14,087.28 0.00 0.00 2,400,000.00
A-13 45,275.76 45,275.76 0.00 0.00 9,020,493.03
A-14 25,947.23 25,947.23 0.00 0.00 3,526,465.71
A-15 11,709.44 11,709.44 0.00 0.00 0.00
R-I 2.66 2.66 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 19,337.91 35,976.24 0.00 0.00 3,307,208.93
M-2 9,668.95 17,988.12 0.00 0.00 1,653,604.47
M-3 6,445.93 11,992.01 0.00 0.00 1,102,397.33
B-1 7,735.12 14,390.42 0.00 0.00 1,322,876.82
B-2 3,867.56 7,195.21 0.00 0.00 661,438.41
B-3 4,512.20 8,394.49 0.00 0.00 771,682.87
- -------------------------------------------------------------------------------
868,195.43 2,249,634.46 0.00 0.00 145,833,458.67
===============================================================================
Run: 01/31/97 11:53:09
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4112
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 482.550141 77.736640 2.105506 79.842146 0.000000 404.813501
A-5 1000.000000 0.000000 4.779039 4.779039 0.000000 1000.000000
A-6 1000.000000 0.000000 4.990205 4.990205 0.000000 1000.000000
A-7 1000.000000 0.000000 5.802737 5.802737 0.000000 1000.000000
A-8 1000.000000 0.000000 5.802737 5.802737 0.000000 1000.000000
A-9 865.288794 20.237703 4.638646 24.876349 0.000000 845.051091
A-11 337.824294 0.000000 2.035632 2.035632 0.000000 337.824294
A-12 1000.000000 0.000000 5.869700 5.869700 0.000000 1000.000000
A-13 261.122971 0.000000 1.310631 1.310631 0.000000 261.122971
A-14 261.122970 0.000000 1.921305 1.921305 0.000000 261.122970
R-I 0.000000 0.000000 26.600000 26.600000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 848.439672 4.247072 4.936162 9.183234 0.000000 844.192600
M-2 848.439677 4.247075 4.936160 9.183235 0.000000 844.192603
M-3 848.439657 4.247071 4.936157 9.183228 0.000000 844.192586
B-1 848.439674 4.247073 4.936160 9.183233 0.000000 844.192601
B-2 848.439674 4.247073 4.936160 9.183233 0.000000 844.192601
B-3 848.439597 4.247071 4.936158 9.183229 0.000000 844.192526
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:11 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S20 (POOL # 4112)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4112
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,240.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 16,383.22
SUBSERVICER ADVANCES THIS MONTH 30,842.90
MASTER SERVICER ADVANCES THIS MONTH 2,496.29
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 945,999.12
(B) TWO MONTHLY PAYMENTS: 1 405,208.73
(C) THREE OR MORE MONTHLY PAYMENTS: 2 505,965.14
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,142,017.29
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 145,833,458.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 575
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 237,325.03
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 644,518.83
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.97915710 % 4.13933300 % 1.88151020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.95254770 % 4.15762664 % 1.88982560 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.0956 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 786,800.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,743,769.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.55012327
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 130.81
POOL TRADING FACTOR: 55.83806613
................................................................................
Run: 01/31/97 11:53:12 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4113
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944PA0 37,931,000.00 0.00 6.500000 % 0.00
A-2 760944PB8 17,277,000.00 0.00 6.500000 % 0.00
A-3 760944PC6 40,040,600.00 11,004,299.89 6.500000 % 922,578.70
A-4 760944QX9 38,099,400.00 4,401,715.37 10.000000 % 369,031.09
A-5 760944QC5 61,656,000.00 61,656,000.00 7.500000 % 0.00
A-6 760944QD3 9,020,000.00 9,020,000.00 7.500000 % 0.00
A-7 760944QE1 37,150,000.00 37,150,000.00 7.500000 % 0.00
A-8 760944QF8 9,181,560.00 9,181,560.00 7.500000 % 0.00
A-9 760944QG6 0.00 0.00 0.077391 % 0.00
R 760944QL5 1,000.00 0.00 7.500000 % 0.00
M-1 760944QH4 7,403,017.00 7,114,226.64 7.500000 % 6,955.04
M-2 760944QJ0 3,365,008.00 3,241,726.78 7.500000 % 3,169.19
M-3 760944QK7 2,692,006.00 2,604,825.74 7.500000 % 2,546.54
B-1 2,422,806.00 2,352,099.03 7.500000 % 0.00
B-2 1,480,605.00 1,444,643.76 7.500000 % 0.00
B-3 1,480,603.82 1,345,622.89 7.500000 % 0.00
- -------------------------------------------------------------------------------
269,200,605.82 150,516,720.10 1,304,280.56
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 59,362.82 981,941.52 0.00 0.00 10,081,721.19
A-4 36,530.93 405,562.02 0.00 0.00 4,032,684.28
A-5 383,773.84 383,773.84 0.00 0.00 61,656,000.00
A-6 56,144.42 56,144.42 0.00 0.00 9,020,000.00
A-7 231,237.81 231,237.81 0.00 0.00 37,150,000.00
A-8 57,150.04 57,150.04 0.00 0.00 9,181,560.00
A-9 9,667.44 9,667.44 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 44,282.05 51,237.09 0.00 0.00 7,107,271.60
M-2 20,177.92 23,347.11 0.00 0.00 3,238,557.59
M-3 16,213.57 18,760.11 0.00 0.00 2,602,279.20
B-1 37,035.64 37,035.64 0.00 0.00 2,352,099.03
B-2 0.00 0.00 0.00 0.00 1,444,643.76
B-3 0.00 0.00 0.00 0.00 1,340,595.58
- -------------------------------------------------------------------------------
951,576.48 2,255,857.04 0.00 0.00 149,207,412.23
===============================================================================
Run: 01/31/97 11:53:12
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4113
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 274.828546 23.041081 1.482566 24.523647 0.000000 251.787466
A-4 115.532407 9.686008 0.958832 10.644840 0.000000 105.846399
A-5 1000.000000 0.000000 6.224436 6.224436 0.000000 1000.000000
A-6 1000.000000 0.000000 6.224437 6.224437 0.000000 1000.000000
A-7 1000.000000 0.000000 6.224436 6.224436 0.000000 1000.000000
A-8 1000.000000 0.000000 6.224437 6.224437 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 960.990180 0.939487 5.981622 6.921109 0.000000 960.050693
M-2 963.363766 0.941808 5.996396 6.938204 0.000000 962.421959
M-3 967.615132 0.945964 6.022858 6.968822 0.000000 966.669168
B-1 970.816083 0.000000 15.286259 15.286259 0.000000 970.816083
B-2 975.711793 0.000000 0.000000 0.000000 0.000000 975.711794
B-3 908.833863 0.000000 0.000000 0.000000 0.000000 905.438418
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:13 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S21 (POOL # 4113)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4113
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 40,230.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,964.51
SUBSERVICER ADVANCES THIS MONTH 23,704.93
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,144,652.71
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 214,887.40
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,857,281.48
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 149,207,412.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 525
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,162,159.05
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.97266850 % 8.61085700 % 3.41647470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.87898910 % 8.67792571 % 3.44308520 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.0780 %
BANKRUPTCY AMOUNT AVAILABLE 140,181.00
FRAUD AMOUNT AVAILABLE 1,571,922.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,588,291.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.02510317
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.97
POOL TRADING FACTOR: 55.42610566
................................................................................
Run: 01/31/97 11:53:13 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4114
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944PH5 29,659,000.00 7,785,170.78 7.000000 % 385,572.46
A-2 760944PP7 20,000,000.00 13,864,144.16 7.000000 % 108,157.42
A-3 760944PQ5 20,000,000.00 14,495,992.19 7.000000 % 97,019.77
A-4 760944PR3 44,814,000.00 34,031,197.61 7.000000 % 190,069.68
A-5 760944PS1 26,250,000.00 26,250,000.00 7.000000 % 0.00
A-6 760944PT9 29,933,000.00 29,933,000.00 7.000000 % 0.00
A-7 760944PU6 15,000,000.00 12,422,079.14 7.000000 % 45,441.30
A-8 760944PV4 37,500,000.00 37,500,000.00 7.000000 % 0.00
A-9 760944PW2 43,057,000.00 43,057,000.00 7.000000 % 0.00
A-10 760944PJ1 2,700,000.00 2,700,000.00 7.000000 % 0.00
A-11 760944PK8 23,600,000.00 23,600,000.00 7.000000 % 0.00
A-12 760944PL6 22,750,000.00 4,286,344.15 6.239000 % 0.00
A-13 760944PM4 9,750,000.00 1,837,004.63 8.775662 % 0.00
A-14 760944PN2 0.00 0.00 0.210208 % 0.00
R 760944QA9 100.00 0.00 7.000000 % 0.00
M-1 760944PX0 8,667,030.00 8,329,224.15 7.000000 % 17,296.69
M-2 760944PY8 4,333,550.00 4,178,296.90 7.000000 % 8,676.76
M-3 760944PZ5 2,600,140.00 2,506,987.78 7.000000 % 5,206.08
B-1 2,773,475.00 2,679,692.54 7.000000 % 5,564.72
B-2 1,560,100.00 1,510,567.50 7.000000 % 3,136.89
B-3 1,733,428.45 1,618,434.41 7.000000 % 0.00
- -------------------------------------------------------------------------------
346,680,823.45 272,585,135.94 866,141.77
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 45,375.93 430,948.39 0.00 0.00 7,399,598.32
A-2 80,807.26 188,964.68 0.00 0.00 13,755,986.74
A-3 84,489.99 181,509.76 0.00 0.00 14,398,972.42
A-4 198,351.09 388,420.77 0.00 0.00 33,841,127.93
A-5 152,998.32 152,998.32 0.00 0.00 26,250,000.00
A-6 174,464.71 174,464.71 0.00 0.00 29,933,000.00
A-7 72,402.18 117,843.48 0.00 0.00 12,376,637.84
A-8 218,569.02 218,569.02 0.00 0.00 37,500,000.00
A-9 250,958.04 250,958.04 0.00 0.00 43,057,000.00
A-10 15,736.97 15,736.97 0.00 0.00 2,700,000.00
A-11 137,552.78 137,552.78 0.00 0.00 23,600,000.00
A-12 22,266.98 22,266.98 0.00 0.00 4,286,344.15
A-13 13,423.00 13,423.00 0.00 0.00 1,837,004.63
A-14 47,710.22 47,710.22 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 48,546.94 65,843.63 0.00 0.00 8,311,927.46
M-2 24,353.24 33,030.00 0.00 0.00 4,169,620.14
M-3 14,612.00 19,818.08 0.00 0.00 2,501,781.70
B-1 15,618.61 21,183.33 0.00 0.00 2,674,127.82
B-2 8,804.35 11,941.24 0.00 0.00 1,507,430.61
B-3 5,953.82 5,953.82 0.00 0.00 1,615,073.53
- -------------------------------------------------------------------------------
1,632,995.45 2,499,137.22 0.00 0.00 271,715,633.29
===============================================================================
Run: 01/31/97 11:53:13
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4114
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 262.489321 13.000184 1.529921 14.530105 0.000000 249.489137
A-2 693.207208 5.407871 4.040363 9.448234 0.000000 687.799337
A-3 724.799610 4.850989 4.224500 9.075489 0.000000 719.948621
A-4 759.387638 4.241301 4.426097 8.667398 0.000000 755.146337
A-5 1000.000000 0.000000 5.828507 5.828507 0.000000 1000.000000
A-6 1000.000000 0.000000 5.828507 5.828507 0.000000 1000.000000
A-7 828.138609 3.029420 4.826812 7.856232 0.000000 825.109189
A-8 1000.000000 0.000000 5.828507 5.828507 0.000000 1000.000000
A-9 1000.000000 0.000000 5.828507 5.828507 0.000000 1000.000000
A-10 1000.000000 0.000000 5.828507 5.828507 0.000000 1000.000000
A-11 1000.000000 0.000000 5.828508 5.828508 0.000000 1000.000000
A-12 188.410732 0.000000 0.978768 0.978768 0.000000 188.410732
A-13 188.410731 0.000000 1.376718 1.376718 0.000000 188.410731
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 961.024036 1.995688 5.601335 7.597023 0.000000 959.028348
M-2 964.174153 2.002229 5.619697 7.621926 0.000000 962.171924
M-3 964.174152 2.002231 5.619697 7.621928 0.000000 962.171922
B-1 966.185936 2.006407 5.631423 7.637830 0.000000 964.179529
B-2 968.250433 2.010698 5.643452 7.654150 0.000000 966.239735
B-3 933.660925 0.000000 3.434713 3.434713 0.000000 931.722062
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:15 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S22 (POOL # 4114)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4114
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 70,648.68
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 28,981.26
SUBSERVICER ADVANCES THIS MONTH 18,143.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,530,387.53
(B) TWO MONTHLY PAYMENTS: 1 261,444.40
(C) THREE OR MORE MONTHLY PAYMENTS: 2 537,059.60
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 229,764.93
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 271,715,633.29
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 943
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 303,444.96
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.36084420 % 5.50819100 % 2.13096520 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.35231300 % 5.51434200 % 2.13334500 %
CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2101 %
BANKRUPTCY AMOUNT AVAILABLE 109,526.00
FRAUD AMOUNT AVAILABLE 2,805,255.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,669,534.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.64678318
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 305.48
POOL TRADING FACTOR: 78.37630896
................................................................................
Run: 01/31/97 11:53:16 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4115
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944ML9 14,417,000.00 0.00 6.500000 % 0.00
A-2 760944MG0 25,150,000.00 9,587,474.34 5.500000 % 1,359,861.49
A-3 760944MH8 12,946,000.00 6,720,989.73 6.700000 % 543,944.60
A-4 760944MJ4 0.00 0.00 2.300000 % 0.00
A-5 760944MV7 22,700,000.00 13,908,866.02 6.500000 % 471,184.18
A-6 760944MK1 11,100,000.00 11,100,000.00 5.850000 % 0.00
A-7 760944MW5 16,290,000.00 16,290,000.00 6.500000 % 0.00
A-8 760944MX3 12,737,000.00 12,737,000.00 6.500000 % 0.00
A-9 760944MY1 7,300,000.00 7,300,000.00 6.500000 % 0.00
A-10 760944MM7 15,200,000.00 15,200,000.00 6.500000 % 0.00
A-11 760944MN5 5,000,000.00 3,694,424.61 6.880000 % 0.00
A-12 760944MP0 2,692,308.00 1,989,305.77 5.794244 % 0.00
A-13 760944MQ8 15,531,578.00 11,476,048.76 6.750000 % 0.00
A-14 760944MR6 7,168,422.00 5,296,638.91 5.958314 % 0.00
A-15 760944MS4 5,000,000.00 3,694,424.61 6.437500 % 0.00
A-16 760944MT2 2,307,692.00 1,705,118.82 6.635398 % 0.00
A-17 760944MU9 0.00 0.00 0.273482 % 0.00
R-I 760944NC8 100.00 0.00 6.500000 % 0.00
R-II 760944ND6 100.00 0.00 6.500000 % 0.00
M-1 760944MZ8 2,739,000.00 2,311,676.41 6.500000 % 11,690.84
M-2 760944NA2 1,368,000.00 1,154,572.24 6.500000 % 5,839.02
M-3 760944NB0 912,000.00 769,714.82 6.500000 % 3,892.68
B-1 729,800.00 615,940.65 6.500000 % 3,115.00
B-2 547,100.00 461,744.50 6.500000 % 2,335.18
B-3 547,219.77 461,845.52 6.500000 % 2,335.67
- -------------------------------------------------------------------------------
182,383,319.77 126,475,785.71 2,404,198.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 43,659.01 1,403,520.50 0.00 0.00 8,227,612.85
A-3 37,283.36 581,227.96 0.00 0.00 6,177,045.13
A-4 12,798.77 12,798.77 0.00 0.00 0.00
A-5 74,853.49 546,037.67 0.00 0.00 13,437,681.84
A-6 53,763.29 53,763.29 0.00 0.00 11,100,000.00
A-7 87,668.07 87,668.07 0.00 0.00 16,290,000.00
A-8 68,546.85 68,546.85 0.00 0.00 12,737,000.00
A-9 39,286.49 39,286.49 0.00 0.00 7,300,000.00
A-10 81,802.00 81,802.00 0.00 0.00 15,200,000.00
A-11 21,044.68 21,044.68 0.00 0.00 3,694,424.61
A-12 9,543.45 9,543.45 0.00 0.00 1,989,305.77
A-13 64,136.19 64,136.19 0.00 0.00 11,476,048.76
A-14 26,129.48 26,129.48 0.00 0.00 5,296,638.91
A-15 19,691.15 19,691.15 0.00 0.00 3,694,424.61
A-16 9,367.60 9,367.60 0.00 0.00 1,705,118.82
A-17 28,637.98 28,637.98 0.00 0.00 0.00
R-I 0.17 0.17 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 12,440.77 24,131.61 0.00 0.00 2,299,985.57
M-2 6,213.57 12,052.59 0.00 0.00 1,148,733.22
M-3 4,142.38 8,035.06 0.00 0.00 765,822.14
B-1 3,314.82 6,429.82 0.00 0.00 612,825.65
B-2 2,484.98 4,820.16 0.00 0.00 459,409.32
B-3 2,485.52 4,821.19 0.00 0.00 459,509.85
- -------------------------------------------------------------------------------
709,294.07 3,113,492.73 0.00 0.00 124,071,587.05
===============================================================================
Run: 01/31/97 11:53:16
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4115
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 381.211703 54.070039 1.735945 55.805984 0.000000 327.141664
A-3 519.155703 42.016422 2.879913 44.896335 0.000000 477.139281
A-5 612.725375 20.757012 3.297511 24.054523 0.000000 591.968363
A-6 1000.000000 0.000000 4.843540 4.843540 0.000000 1000.000000
A-7 1000.000000 0.000000 5.381711 5.381711 0.000000 1000.000000
A-8 1000.000000 0.000000 5.381711 5.381711 0.000000 1000.000000
A-9 1000.000000 0.000000 5.381711 5.381711 0.000000 1000.000000
A-10 1000.000000 0.000000 5.381711 5.381711 0.000000 1000.000000
A-11 738.884922 0.000000 4.208936 4.208936 0.000000 738.884922
A-12 738.884916 0.000000 3.544710 3.544710 0.000000 738.884916
A-13 738.884919 0.000000 4.129406 4.129406 0.000000 738.884920
A-14 738.884919 0.000000 3.645081 3.645081 0.000000 738.884919
A-15 738.884922 0.000000 3.938230 3.938230 0.000000 738.884922
A-16 738.884921 0.000000 4.059294 4.059294 0.000000 738.884921
R-I 0.000000 0.000000 1.700000 1.700000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 843.985546 4.268288 4.542085 8.810373 0.000000 839.717258
M-2 843.985556 4.268289 4.542083 8.810372 0.000000 839.717266
M-3 843.985548 4.268289 4.542083 8.810372 0.000000 839.717259
B-1 843.985544 4.268293 4.542094 8.810387 0.000000 839.717251
B-2 843.985560 4.268287 4.542095 8.810382 0.000000 839.717273
B-3 843.985443 4.268267 4.542087 8.810354 0.000000 839.717194
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:17 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S23 (POOL # 4115)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4115
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,009.33
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,673.75
SUBSERVICER ADVANCES THIS MONTH 3,228.68
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 371,403.87
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 124,071,587.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 472
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,764,572.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.43351790 % 3.34922900 % 1.21725330 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.36857240 % 3.39686227 % 1.23456530 %
CLASS A-17 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2728 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 676,160.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,936,187.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.13654904
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 131.16
POOL TRADING FACTOR: 68.02792449
................................................................................
Run: 01/31/97 11:53:18 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4116
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944PD4 21,790,000.00 0.00 6.500000 % 0.00
A-2 760944QQ4 20,994,000.00 0.00 7.500000 % 0.00
A-3 760944PE2 27,540,000.00 0.00 6.500000 % 0.00
A-4 760944PF9 26,740,000.00 12,627,646.61 6.500000 % 489,202.45
A-5 760944QB7 30,000,000.00 13,083,959.71 7.050000 % 105,501.94
A-6 760944PG7 48,041,429.00 48,041,429.00 6.500000 % 0.00
A-7 760944QY7 55,044,571.00 26,622,742.38 10.000000 % 214,671.33
A-8 760944QR2 15,090,000.00 15,090,000.00 7.500000 % 0.00
A-9 760944QS0 2,000,000.00 2,000,000.00 7.500000 % 0.00
A-10 760944QM3 7,626,750.00 0.00 0.000000 % 0.00
A-11 760944QN1 2,542,250.00 0.00 0.000000 % 0.00
A-12 760944QP6 0.00 0.00 0.123216 % 0.00
R 760944QW1 100.00 0.00 7.500000 % 0.00
M-1 760944QT8 6,864,500.00 6,573,806.80 7.500000 % 6,531.01
M-2 760944QU5 3,432,150.00 3,311,018.06 7.500000 % 3,289.46
M-3 760944QV3 2,059,280.00 1,994,629.89 7.500000 % 1,981.64
B-1 2,196,565.00 2,147,995.40 7.500000 % 0.00
B-2 1,235,568.00 1,208,247.63 7.500000 % 0.00
B-3 1,372,850.89 993,575.58 7.500000 % 0.00
- -------------------------------------------------------------------------------
274,570,013.89 133,695,051.06 821,177.83
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 0.00 0.00 0.00 0.00 0.00
A-4 68,263.38 557,465.83 0.00 0.00 12,138,444.16
A-5 76,715.01 182,216.95 0.00 0.00 12,978,457.77
A-6 259,705.60 259,705.60 0.00 0.00 48,041,429.00
A-7 221,413.88 436,085.21 0.00 0.00 26,408,071.05
A-8 94,124.47 94,124.47 0.00 0.00 15,090,000.00
A-9 12,475.08 12,475.08 0.00 0.00 2,000,000.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 0.00 0.00 0.00 0.00 0.00
A-12 13,700.48 13,700.48 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 41,004.38 47,535.39 0.00 0.00 6,567,275.79
M-2 20,652.60 23,942.06 0.00 0.00 3,307,728.60
M-3 12,441.59 14,423.23 0.00 0.00 1,992,648.25
B-1 31,453.66 31,453.66 0.00 0.00 2,147,995.40
B-2 0.00 0.00 0.00 0.00 1,208,247.63
B-3 0.00 0.00 0.00 0.00 989,254.08
- -------------------------------------------------------------------------------
851,950.13 1,673,127.96 0.00 0.00 132,869,551.73
===============================================================================
Run: 01/31/97 11:53:18
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4116
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-4 472.238093 18.294781 2.552856 20.847637 0.000000 453.943312
A-5 436.131990 3.516731 2.557167 6.073898 0.000000 432.615259
A-6 1000.000000 0.000000 5.405868 5.405868 0.000000 1000.000000
A-7 483.657914 3.899955 4.022447 7.922402 0.000000 479.757959
A-8 1000.000000 0.000000 6.237539 6.237539 0.000000 1000.000000
A-9 1000.000000 0.000000 6.237540 6.237540 0.000000 1000.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-11 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 957.652677 0.951418 5.973396 6.924814 0.000000 956.701259
M-2 964.706688 0.958425 6.017394 6.975819 0.000000 963.748263
M-3 968.605479 0.962298 6.041718 7.004016 0.000000 967.643181
B-1 977.888385 0.000000 14.319476 14.319476 0.000000 977.888385
B-2 977.888412 0.000000 0.000000 0.000000 0.000000 977.888413
B-3 723.731606 0.000000 0.000000 0.000000 0.000000 720.583777
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:19 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S27 (POOL # 4116)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4116
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 39,292.21
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 14,053.40
SUBSERVICER ADVANCES THIS MONTH 33,848.67
MASTER SERVICER ADVANCES THIS MONTH 4,425.70
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 3,220,110.58
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 7
AGGREGATE PRINCIPAL BALANCE 1,445,575.96
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 132,869,551.73
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 469
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 588,481.24
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 692,674.70
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.86097670 % 8.88548600 % 3.25353750 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.79769360 % 8.93180754 % 3.27049880 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1232 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 690,012.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,317,262.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.10492245
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 306.63
POOL TRADING FACTOR: 48.39186547
................................................................................
Run: 01/31/97 11:53:20 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4117
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944QZ4 45,077,000.00 20,450,384.96 7.000000 % 367,245.82
A-2 760944RC4 15,690,000.00 0.00 7.000000 % 0.00
A-3 760944RD2 16,985,000.00 8,129,240.81 7.000000 % 366,040.05
A-4 760944RE0 12,254,000.00 12,254,000.00 7.000000 % 0.00
A-5 760944RF7 7,326,000.00 7,326,000.00 7.000000 % 0.00
A-6 760944RG5 73,547,000.00 73,547,000.00 7.000000 % 0.00
A-7 760944RH3 8,550,000.00 8,550,000.00 7.000000 % 0.00
A-8 760944RJ9 115,070,000.00 78,190,719.32 7.000000 % 549,964.39
A-9 760944RK6 33,056,000.00 33,056,000.00 7.000000 % 0.00
A-10 760944RA8 23,039,000.00 23,039,000.00 7.000000 % 0.00
A-11 760944RB6 0.00 0.00 0.189886 % 0.00
R 760944RP5 1,000.00 0.00 7.000000 % 0.00
M-1 760944RL4 9,349,300.00 8,987,054.56 7.000000 % 9,668.04
M-2 760944RM2 4,674,600.00 4,521,909.38 7.000000 % 4,864.55
M-3 760944RN0 3,739,700.00 3,639,199.62 7.000000 % 3,914.95
B-1 2,804,800.00 2,737,341.09 7.000000 % 0.00
B-2 935,000.00 914,257.10 7.000000 % 0.00
B-3 1,870,098.07 1,528,910.83 7.000000 % 0.00
- -------------------------------------------------------------------------------
373,968,498.07 286,871,017.67 1,301,697.80
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 119,030.52 486,276.34 0.00 0.00 20,083,139.14
A-2 0.00 0.00 0.00 0.00 0.00
A-3 47,315.87 413,355.92 0.00 0.00 7,763,200.76
A-4 71,323.85 71,323.85 0.00 0.00 12,254,000.00
A-5 42,640.65 42,640.65 0.00 0.00 7,326,000.00
A-6 428,076.94 428,076.94 0.00 0.00 73,547,000.00
A-7 49,764.88 49,764.88 0.00 0.00 8,550,000.00
A-8 455,105.49 1,005,069.88 0.00 0.00 77,640,754.93
A-9 192,400.93 192,400.93 0.00 0.00 33,056,000.00
A-10 134,097.45 134,097.45 0.00 0.00 23,039,000.00
A-11 45,293.67 45,293.67 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 52,308.73 61,976.77 0.00 0.00 8,977,386.52
M-2 26,319.56 31,184.11 0.00 0.00 4,517,044.83
M-3 21,181.79 25,096.74 0.00 0.00 3,635,284.67
B-1 35,725.99 35,725.99 0.00 0.00 2,737,341.09
B-2 0.00 0.00 0.00 0.00 914,257.10
B-3 0.00 0.00 0.00 0.00 1,523,337.78
- -------------------------------------------------------------------------------
1,720,586.32 3,022,284.12 0.00 0.00 285,563,746.82
===============================================================================
Run: 01/31/97 11:53:20
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4117
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 453.676708 8.147078 2.640604 10.787682 0.000000 445.529630
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 478.612941 21.550783 2.785744 24.336527 0.000000 457.062158
A-4 1000.000000 0.000000 5.820455 5.820455 0.000000 1000.000000
A-5 1000.000000 0.000000 5.820455 5.820455 0.000000 1000.000000
A-6 1000.000000 0.000000 5.820454 5.820454 0.000000 1000.000000
A-7 1000.000000 0.000000 5.820454 5.820454 0.000000 1000.000000
A-8 679.505686 4.779390 3.955032 8.734422 0.000000 674.726296
A-9 1000.000000 0.000000 5.820454 5.820454 0.000000 1000.000000
A-10 1000.000000 0.000000 5.820454 5.820454 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 961.254271 1.034092 5.594935 6.629027 0.000000 960.220179
M-2 967.336110 1.040634 5.630334 6.670968 0.000000 966.295476
M-3 973.126085 1.046862 5.664035 6.710897 0.000000 972.079223
B-1 975.948763 0.000000 12.737447 12.737447 0.000000 975.948763
B-2 977.815080 0.000000 0.000000 0.000000 0.000000 977.815080
B-3 817.556499 0.000000 0.000000 0.000000 0.000000 814.576414
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:21 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S24 (POOL # 4117)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4117
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 64,673.44
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 30,543.09
SUBSERVICER ADVANCES THIS MONTH 19,112.86
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,362,562.50
(B) TWO MONTHLY PAYMENTS: 1 308,669.73
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,086,667.20
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 285,563,746.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 988
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 998,662.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.21647670 % 5.97765600 % 1.80586700 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.18925640 % 5.99856117 % 1.81218240 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1897 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,942,536.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,169,865.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.58565331
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 307.99
POOL TRADING FACTOR: 76.36037482
................................................................................
Run: 01/31/97 11:53:22 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4118
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944RQ3 99,235,000.00 57,306,494.58 6.500000 % 1,243,392.47
A-2 760944RR1 5,200,000.00 5,200,000.00 6.500000 % 0.00
A-3 760944RS9 11,213,000.00 11,213,000.00 6.500000 % 0.00
A-4 760944RT7 21,450,000.00 13,246,094.21 6.650000 % 0.00
A-5 760944RU4 8,250,000.00 5,094,651.59 6.110000 % 0.00
A-6 760944RV2 5,000,000.00 4,404,062.03 6.500000 % 5,287.57
A-7 760944RW0 0.00 0.00 0.295142 % 0.00
R 760944SA7 100.00 0.00 6.500000 % 0.00
M-1 760944RX8 2,337,700.00 1,988,309.26 6.500000 % 9,862.88
M-2 760944RY6 779,000.00 662,571.29 6.500000 % 3,286.64
M-3 760944RZ3 779,100.00 662,656.33 6.500000 % 3,287.06
B-1 701,100.00 596,314.17 6.500000 % 2,957.98
B-2 389,500.00 331,285.64 6.500000 % 1,643.32
B-3 467,420.45 397,560.17 6.500000 % 1,972.07
- -------------------------------------------------------------------------------
155,801,920.45 101,102,999.27 1,271,689.99
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 308,881.95 1,552,274.42 0.00 0.00 56,063,102.11
A-2 28,028.00 28,028.00 0.00 0.00 5,200,000.00
A-3 60,438.06 60,438.06 0.00 0.00 11,213,000.00
A-4 73,044.05 73,044.05 0.00 0.00 13,246,094.21
A-5 25,812.56 25,812.56 0.00 0.00 5,094,651.59
A-6 23,737.89 29,025.46 0.00 0.00 4,398,774.46
A-7 24,744.02 24,744.02 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 10,716.99 20,579.87 0.00 0.00 1,978,446.38
M-2 3,571.26 6,857.90 0.00 0.00 659,284.65
M-3 3,571.72 6,858.78 0.00 0.00 659,369.27
B-1 3,214.14 6,172.12 0.00 0.00 593,356.19
B-2 1,785.63 3,428.95 0.00 0.00 329,642.32
B-3 2,142.81 4,114.88 0.00 0.00 395,588.10
- -------------------------------------------------------------------------------
569,689.08 1,841,379.07 0.00 0.00 99,831,309.28
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 577.482688 12.529777 3.112631 15.642408 0.000000 564.952911
A-2 1000.000000 0.000000 5.390000 5.390000 0.000000 1000.000000
A-3 1000.000000 0.000000 5.389999 5.389999 0.000000 1000.000000
A-4 617.533530 0.000000 3.405317 3.405317 0.000000 617.533530
A-5 617.533526 0.000000 3.128795 3.128795 0.000000 617.533526
A-6 880.812406 1.057514 4.747578 5.805092 0.000000 879.754892
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 850.540814 4.219053 4.584416 8.803469 0.000000 846.321761
M-2 850.540809 4.219050 4.584416 8.803466 0.000000 846.321759
M-3 850.540791 4.219048 4.584418 8.803466 0.000000 846.321743
B-1 850.540822 4.219056 4.584424 8.803480 0.000000 846.321766
B-2 850.540796 4.219050 4.584416 8.803466 0.000000 846.321746
B-3 850.540814 4.218964 4.584416 8.803380 0.000000 846.321764
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:23 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S25 (POOL # 4118)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4118
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 23,038.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,862.47
SUBSERVICER ADVANCES THIS MONTH 4,599.36
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 446,168.48
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 99,831,309.28
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 407
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 770,175.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.41190970 % 3.27738700 % 1.31070290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.37651370 % 3.30267160 % 1.32081470 %
CLASS A-7 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2968 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 540,104.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,942,992.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.19686102
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 132.99
POOL TRADING FACTOR: 64.07578866
................................................................................
Run: 01/31/97 11:53:24 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4119
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944SB5 46,831,871.00 0.00 6.500000 % 0.00
A-2 760944SC3 37,616,000.00 0.00 7.000000 % 0.00
A-3 760944SD1 49,533,152.00 19,565,204.80 7.050000 % 942,006.61
A-4 760944SE9 24,745,827.00 24,745,827.00 7.250000 % 0.00
A-5 760944SF6 47,058,123.00 7,495,399.37 6.500000 % 211,951.49
A-6 760944SG4 0.00 0.00 3.000000 % 0.00
A-7 760944SK5 54,662,626.00 54,662,626.00 7.500000 % 0.00
A-8 760944SL3 36,227,709.00 36,227,709.00 7.500000 % 0.00
A-9 760944SM1 34,346,901.00 34,346,901.00 7.500000 % 0.00
A-10 760944SH2 19,625,291.00 19,625,291.00 7.500000 % 0.00
A-11 760944SJ8 0.00 0.00 0.081329 % 0.00
R-I 760944SR0 100.00 0.00 7.500000 % 0.00
R-II 760944SS8 100.00 0.00 7.500000 % 0.00
M-1 760944SN9 10,340,816.00 9,968,661.47 7.500000 % 10,300.20
M-2 760944SP4 5,640,445.00 5,458,797.63 7.500000 % 5,640.35
M-3 760944SQ2 3,760,297.00 3,651,376.07 7.500000 % 0.00
B-1 2,820,222.00 2,753,712.73 7.500000 % 0.00
B-2 940,074.00 922,016.00 7.500000 % 0.00
B-3 1,880,150.99 1,255,837.99 7.500000 % 0.00
- -------------------------------------------------------------------------------
376,029,704.99 220,679,360.06 1,169,898.65
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 114,584.76 1,056,591.37 0.00 0.00 18,623,198.19
A-4 149,036.74 149,036.74 0.00 0.00 24,745,827.00
A-5 40,472.64 252,424.13 0.00 0.00 7,283,447.88
A-6 18,679.68 18,679.68 0.00 0.00 0.00
A-7 340,568.99 340,568.99 0.00 0.00 54,662,626.00
A-8 225,712.43 225,712.43 0.00 0.00 36,227,709.00
A-9 213,994.28 213,994.28 0.00 0.00 34,346,901.00
A-10 122,273.04 122,273.04 0.00 0.00 19,625,291.00
A-11 14,909.47 14,909.47 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 62,108.56 72,408.76 0.00 0.00 9,958,361.27
M-2 35,316.65 40,957.00 0.00 0.00 5,453,157.28
M-3 61,037.15 61,037.15 0.00 0.00 3,651,376.07
B-1 0.00 0.00 0.00 0.00 2,753,712.73
B-2 0.00 0.00 0.00 0.00 922,016.00
B-3 0.00 0.00 0.00 0.00 1,246,969.60
- -------------------------------------------------------------------------------
1,398,694.39 2,568,593.04 0.00 0.00 219,500,593.02
===============================================================================
Run: 01/31/97 11:53:24
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4119
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 394.992122 19.017700 2.313294 21.330994 0.000000 375.974422
A-4 1000.000000 0.000000 6.022702 6.022702 0.000000 1000.000000
A-5 159.279608 4.504036 0.860056 5.364092 0.000000 154.775572
A-7 1000.000000 0.000000 6.230381 6.230381 0.000000 1000.000000
A-8 1000.000000 0.000000 6.230381 6.230381 0.000000 1000.000000
A-9 1000.000000 0.000000 6.230381 6.230381 0.000000 1000.000000
A-10 1000.000000 0.000000 6.230381 6.230381 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 964.011106 0.996072 6.006157 7.002229 0.000000 963.015034
M-2 967.795560 0.999983 6.261323 7.261306 0.000000 966.795577
M-3 971.033956 0.000000 16.232002 16.232002 0.000000 971.033956
B-1 976.417009 0.000000 0.000000 0.000000 0.000000 976.417009
B-2 980.790874 0.000000 0.000000 0.000000 0.000000 980.790874
B-3 667.945286 0.000000 0.000000 0.000000 0.000000 663.228436
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:25 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S26 (POOL # 4119)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4119
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,161.75
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 23,762.32
SUBSERVICER ADVANCES THIS MONTH 38,739.07
MASTER SERVICER ADVANCES THIS MONTH 6,270.42
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 2,536,381.64
(B) TWO MONTHLY PAYMENTS: 4 1,276,284.89
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,523,937.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 219,500,593.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 748
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 868,667.16
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 950,748.29
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.11977910 % 8.64550000 % 2.23472040 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.07265230 % 8.68466657 % 2.24268110 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.0816 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,286,900.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,825,981.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.99798468
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 305.82
POOL TRADING FACTOR: 58.37320566
................................................................................
Run: 01/31/97 14:50:53 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-MZ3 (POOL # 8020)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 8020
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944UW6 40,617,070.70 37,179,210.53 6.970000 % 117,696.15
A-2 760944UX4 30,021,313.12 30,021,313.12 6.970000 % 0.00
S 760944UV8 0.00 0.00 0.500000 % 0.00
R 760944UY2 100.00 0.00 6.970000 % 0.00
- -------------------------------------------------------------------------------
70,638,483.82 67,200,523.65 117,696.15
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 215,372.56 333,068.71 0.00 0.00 37,061,514.38
A-2 173,908.12 173,908.12 0.00 0.00 30,021,313.12
S 13,384.65 13,384.65 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
402,665.33 520,361.48 0.00 0.00 67,082,827.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 915.359229 2.897702 5.302513 8.200215 0.000000 912.461528
A-2 1000.000000 0.000000 5.792822 5.792822 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 27-January-97
DISTRIBUTION DATE 30-January-97
Run: 01/31/97 14:50:54 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1993-MZ3
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 8020
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,680.01
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 67,082,827.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 0
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 3,232,231.64
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 94.96640340
................................................................................
Run: 01/31/97 11:53:26 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4120
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944UC0 22,205,000.00 13,892,673.45 9.860000 % 248,135.01
A-2 760944SZ2 24,926,000.00 0.00 6.350000 % 0.00
A-3 760944TA6 25,850,000.00 14,201,763.03 6.350000 % 1,091,794.04
A-4 760944TB4 46,926,000.00 46,926,000.00 6.350000 % 0.00
A-5 760944TD0 39,000,000.00 39,000,000.00 7.000000 % 0.00
A-6 760944TE8 4,288,000.00 4,288,000.00 7.000000 % 0.00
A-7 760944TF5 30,764,000.00 30,764,000.00 7.000000 % 0.00
A-8 760944TG3 4,920,631.00 4,920,631.00 6.339000 % 0.00
A-9 760944TH1 1,757,369.00 1,757,369.00 8.850790 % 0.00
A-10 760944TC2 0.00 0.00 0.105441 % 0.00
R 760944TM0 100.00 0.00 7.000000 % 0.00
M-1 760944TJ7 5,350,000.00 5,163,874.89 7.000000 % 5,464.59
M-2 760944TK4 3,210,000.00 3,098,324.93 7.000000 % 3,278.75
M-3 760944TL2 2,141,000.00 2,066,515.16 7.000000 % 2,186.86
B-1 1,070,000.00 1,032,774.98 7.000000 % 1,092.92
B-2 642,000.00 619,664.98 7.000000 % 655.75
B-3 963,170.23 865,703.08 7.000000 % 916.11
- -------------------------------------------------------------------------------
214,013,270.23 168,597,294.50 1,353,524.03
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 113,698.94 361,833.95 0.00 0.00 13,644,538.44
A-2 0.00 0.00 0.00 0.00 0.00
A-3 74,853.08 1,166,647.12 0.00 0.00 13,109,968.99
A-4 247,332.35 247,332.35 0.00 0.00 46,926,000.00
A-5 226,598.13 226,598.13 0.00 0.00 39,000,000.00
A-6 24,914.17 24,914.17 0.00 0.00 4,288,000.00
A-7 178,745.25 178,745.25 0.00 0.00 30,764,000.00
A-8 25,890.19 25,890.19 0.00 0.00 4,920,631.00
A-9 12,910.37 12,910.37 0.00 0.00 1,757,369.00
A-10 14,755.52 14,755.52 0.00 0.00 0.00
R 0.02 0.02 0.00 0.00 0.00
M-1 30,003.19 35,467.78 0.00 0.00 5,158,410.30
M-2 18,001.91 21,280.66 0.00 0.00 3,095,046.18
M-3 12,006.88 14,193.74 0.00 0.00 2,064,328.30
B-1 6,000.64 7,093.56 0.00 0.00 1,031,682.06
B-2 3,600.38 4,256.13 0.00 0.00 619,009.23
B-3 5,029.90 5,946.01 0.00 0.00 864,786.97
- -------------------------------------------------------------------------------
994,340.92 2,347,864.95 0.00 0.00 167,243,770.47
===============================================================================
Run: 01/31/97 11:53:26
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4120
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 625.655188 11.174736 5.120421 16.295157 0.000000 614.480452
A-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 549.391220 42.235746 2.895670 45.131416 0.000000 507.155474
A-4 1000.000000 0.000000 5.270689 5.270689 0.000000 1000.000000
A-5 1000.000000 0.000000 5.810208 5.810208 0.000000 1000.000000
A-6 1000.000000 0.000000 5.810208 5.810208 0.000000 1000.000000
A-7 1000.000000 0.000000 5.810208 5.810208 0.000000 1000.000000
A-8 1000.000000 0.000000 5.261559 5.261559 0.000000 1000.000000
A-9 1000.000000 0.000000 7.346420 7.346420 0.000000 1000.000000
R 0.000000 0.000000 0.200000 0.200000 0.000000 0.000000
M-1 965.210260 1.021419 5.608073 6.629492 0.000000 964.188841
M-2 965.210259 1.021417 5.608072 6.629489 0.000000 964.188841
M-3 965.210257 1.021420 5.608071 6.629491 0.000000 964.188837
B-1 965.210262 1.021421 5.608075 6.629496 0.000000 964.188841
B-2 965.210249 1.021417 5.608069 6.629486 0.000000 964.188832
B-3 898.805894 0.951130 5.222244 6.173374 0.000000 897.854754
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:27 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S28 (POOL # 4120)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4120
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 49,415.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 17,769.22
SUBSERVICER ADVANCES THIS MONTH 15,776.25
MASTER SERVICER ADVANCES THIS MONTH 2,069.09
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,594,709.94
(B) TWO MONTHLY PAYMENTS: 2 398,905.68
(C) THREE OR MORE MONTHLY PAYMENTS: 1 286,610.44
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 167,243,770.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 586
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 290,576.82
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,175,108.71
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.38015170 % 6.12626400 % 1.49358450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.32661220 % 6.16930888 % 1.50407890 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1057 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,712,943.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,252,997.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.58390527
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 308.83
POOL TRADING FACTOR: 78.14644872
................................................................................
Run: 01/31/97 11:53:28 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4121
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944UE6 63,826,000.00 29,677,475.82 6.038793 % 616,560.11
A-2 760944UF3 47,547,000.00 31,135,099.24 6.400000 % 296,320.96
A-3 760944UG1 0.00 0.00 2.600000 % 0.00
A-4 760944UD8 22,048,000.00 22,048,000.00 5.758391 % 0.00
A-5 760944UH9 8,492,000.00 8,492,000.00 6.250000 % 0.00
A-6 760944UL0 15,208,000.00 15,208,000.00 7.000000 % 0.00
A-7 760944UM8 9,054,000.00 0.00 7.000000 % 0.00
A-8 760944UN6 64,926,000.00 22,809,455.41 7.000000 % 173,629.11
A-9 760944UP1 15,946,000.00 0.00 7.000000 % 0.00
A-10 760944UJ5 3,646,000.00 0.00 7.000000 % 0.00
A-11 760944UK2 0.00 0.00 0.120279 % 0.00
R-I 760944UT3 100.00 0.00 7.000000 % 0.00
R-II 760944UU0 100.00 0.00 7.000000 % 0.00
M-1 760944UQ9 3,896,792.00 3,333,946.23 7.000000 % 16,645.09
M-2 760944UR7 1,948,393.00 1,666,970.50 7.000000 % 8,322.53
M-3 760944US5 1,298,929.00 1,111,313.98 7.000000 % 5,548.36
B-1 909,250.00 777,919.51 7.000000 % 3,883.85
B-2 389,679.00 333,394.45 7.000000 % 1,664.51
B-3 649,465.07 555,657.54 7.000000 % 2,774.18
- -------------------------------------------------------------------------------
259,785,708.07 137,149,232.68 1,125,348.70
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 148,982.41 765,542.52 0.00 0.00 29,060,915.71
A-2 165,648.73 461,969.69 0.00 0.00 30,838,778.28
A-3 67,294.80 67,294.80 0.00 0.00 0.00
A-4 105,542.71 105,542.71 0.00 0.00 22,048,000.00
A-5 44,121.26 44,121.26 0.00 0.00 8,492,000.00
A-6 88,496.89 88,496.89 0.00 0.00 15,208,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 132,730.54 306,359.65 0.00 0.00 22,635,826.30
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 13,713.27 13,713.27 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 19,400.57 36,045.66 0.00 0.00 3,317,301.14
M-2 9,700.27 18,022.80 0.00 0.00 1,658,647.97
M-3 6,466.84 12,015.20 0.00 0.00 1,105,765.62
B-1 4,526.79 8,410.64 0.00 0.00 774,035.66
B-2 1,940.06 3,604.57 0.00 0.00 331,729.94
B-3 3,233.42 6,007.60 0.00 0.00 552,883.36
- -------------------------------------------------------------------------------
811,798.56 1,937,147.26 0.00 0.00 136,023,883.98
===============================================================================
Run: 01/31/97 11:53:28
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4121
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 464.974710 9.660015 2.334196 11.994211 0.000000 455.314695
A-2 654.827839 6.232169 3.483894 9.716063 0.000000 648.595669
A-4 1000.000000 0.000000 4.786952 4.786952 0.000000 1000.000000
A-5 1000.000000 0.000000 5.195626 5.195626 0.000000 1000.000000
A-6 1000.000000 0.000000 5.819101 5.819101 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 351.314657 2.674262 2.044336 4.718598 0.000000 348.640395
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 855.561762 4.271485 4.978600 9.250085 0.000000 851.290277
M-2 855.561737 4.271484 4.978600 9.250084 0.000000 851.290253
M-3 855.561759 4.271488 4.978594 9.250082 0.000000 851.290271
B-1 855.561738 4.271487 4.978598 9.250085 0.000000 851.290250
B-2 855.561757 4.271490 4.978611 9.250101 0.000000 851.290267
B-3 855.561855 4.271469 4.978605 9.250074 0.000000 851.290370
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:29 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S29 (POOL # 4121)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4121
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 32,156.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,591.57
SUBSERVICER ADVANCES THIS MONTH 15,301.72
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 566,985.19
(B) TWO MONTHLY PAYMENTS: 2 438,102.19
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 511,381.94
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 136,023,883.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 576
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 440,616.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.32792870 % 4.45662800 % 1.21544360 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.30955550 % 4.47106387 % 1.21938070 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1201 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 723,500.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,305,415.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.52715659
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 132.21
POOL TRADING FACTOR: 52.36003358
................................................................................
Run: 01/31/97 11:53:30 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4122
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944TP3 69,208,000.00 0.00 7.500000 % 0.00
A-2 760944TT5 51,250,000.00 16,166,888.77 7.500000 % 291,959.17
A-3 760944SW9 49,628,000.00 47,553,956.59 6.200000 % 858,780.81
A-4 760944SX7 41,944,779.00 40,540,634.38 6.400000 % 581,401.75
A-5 760944SY5 446,221.00 431,283.29 291.400000 % 6,185.12
A-6 760944TN8 32,053,000.00 32,053,000.00 7.000000 % 0.00
A-7 760944TU2 11,162,000.00 11,162,000.00 7.500000 % 0.00
A-8 760944TV0 13,530,000.00 13,530,000.00 7.500000 % 0.00
A-9 760944TW8 1,023,000.00 1,023,000.00 7.500000 % 0.00
A-10 760944TQ1 26,670,000.00 14,676,912.23 7.500000 % 193,422.59
A-11 760944TR9 3,400,000.00 3,400,000.00 7.500000 % 0.00
A-12 760944TS7 0.00 0.00 0.034420 % 0.00
R-I 760944UA4 100.00 0.00 7.500000 % 0.00
R-II 760944UB2 379,247.00 0.00 7.500000 % 0.00
M-1 760944TX6 8,843,952.00 8,552,473.20 7.500000 % 20,964.76
M-2 760944TY4 4,823,973.00 4,664,984.59 7.500000 % 11,435.32
M-3 760944TZ1 3,215,982.00 3,109,989.74 7.500000 % 7,623.55
B-1 1,929,589.00 1,865,993.64 7.500000 % 4,574.13
B-2 803,995.00 777,496.93 7.500000 % 1,905.89
B-3 1,286,394.99 1,002,668.67 7.500000 % 2,457.85
- -------------------------------------------------------------------------------
321,598,232.99 200,511,282.03 1,980,710.94
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 100,621.96 392,581.13 0.00 0.00 15,874,929.60
A-3 244,671.51 1,103,452.32 0.00 0.00 46,695,175.78
A-4 215,315.65 796,717.40 0.00 0.00 39,959,232.63
A-5 104,293.50 110,478.62 0.00 0.00 425,098.17
A-6 186,196.62 186,196.62 0.00 0.00 32,053,000.00
A-7 69,471.77 69,471.77 0.00 0.00 11,162,000.00
A-8 84,210.09 84,210.09 0.00 0.00 13,530,000.00
A-9 6,367.10 6,367.10 0.00 0.00 1,023,000.00
A-10 91,348.42 284,771.01 0.00 0.00 14,483,489.64
A-11 21,161.44 21,161.44 0.00 0.00 3,400,000.00
A-12 5,727.43 5,727.43 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 53,230.20 74,194.96 0.00 0.00 8,531,508.44
M-2 29,034.64 40,469.96 0.00 0.00 4,653,549.27
M-3 19,356.44 26,979.99 0.00 0.00 3,102,366.19
B-1 11,613.86 16,187.99 0.00 0.00 1,861,419.51
B-2 4,839.11 6,745.00 0.00 0.00 775,591.04
B-3 6,240.56 8,698.41 0.00 0.00 1,000,210.82
- -------------------------------------------------------------------------------
1,253,700.30 3,234,411.24 0.00 0.00 198,530,571.09
===============================================================================
Run: 01/31/97 11:53:30
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4122
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 315.451488 5.696764 1.963355 7.660119 0.000000 309.754724
A-3 958.208201 17.304361 4.930110 22.234471 0.000000 940.903840
A-4 966.523971 13.861123 5.133312 18.994435 0.000000 952.662848
A-5 966.523965 13.861114 233.726113 247.587227 0.000000 952.662851
A-6 1000.000000 0.000000 5.809023 5.809023 0.000000 1000.000000
A-7 1000.000000 0.000000 6.223954 6.223954 0.000000 1000.000000
A-8 1000.000000 0.000000 6.223953 6.223953 0.000000 1000.000000
A-9 1000.000000 0.000000 6.223949 6.223949 0.000000 1000.000000
A-10 550.315419 7.252441 3.425138 10.677579 0.000000 543.062979
A-11 1000.000000 0.000000 6.223953 6.223953 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.042019 2.370519 6.018825 8.389344 0.000000 964.671500
M-2 967.042019 2.370519 6.018823 8.389342 0.000000 964.671500
M-3 967.042023 2.370520 6.018827 8.389347 0.000000 964.671503
B-1 967.042018 2.370520 6.018826 8.389346 0.000000 964.671497
B-2 967.041997 2.370525 6.018831 8.389356 0.000000 964.671472
B-3 779.440745 1.910642 4.851200 6.761842 0.000000 777.530096
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:31 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S30 (POOL # 4122)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4122
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,564.80
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 21,006.12
SUBSERVICER ADVANCES THIS MONTH 45,528.58
MASTER SERVICER ADVANCES THIS MONTH 8,244.05
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 2,340,629.76
(B) TWO MONTHLY PAYMENTS: 1 1,318,912.32
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 2,657,194.12
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 198,530,571.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 698
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,147,437.27
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,489,195.68
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.03866190 % 8.14290700 % 1.81843100 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.96394100 % 8.20398783 % 1.83207120 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.0346 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,057,146.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,647,160.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.94134724
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 307.73
POOL TRADING FACTOR: 61.73248194
................................................................................
Run: 01/31/97 11:53:32 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4123
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944ST6 154,051,000.00 52,306,339.96 7.744923 % 1,261,512.75
M 760944SU3 3,678,041.61 3,470,318.08 7.744923 % 17,950.67
R 760944SV1 100.00 0.00 7.744923 % 0.00
B-1 4,494,871.91 4,241,016.50 7.744923 % 21,937.21
B-2 1,225,874.16 128,120.60 7.744923 % 662.71
- -------------------------------------------------------------------------------
163,449,887.68 60,145,795.14 1,302,063.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 336,404.70 1,597,917.45 0.00 0.00 51,044,827.21
M 22,319.12 40,269.79 0.00 0.00 3,452,367.41
R 0.00 0.00 0.00 0.00 0.00
B-1 27,275.81 49,213.02 0.00 0.00 4,219,079.29
B-2 823.99 1,486.70 0.00 0.00 123,210.82
- -------------------------------------------------------------------------------
386,823.62 1,688,886.96 0.00 0.00 58,839,484.73
===============================================================================
Run: 01/31/97 11:53:32
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4123
______________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 339.539113 8.188929 2.183723 10.372652 0.000000 331.350184
M 943.523333 4.880497 6.068208 10.948705 0.000000 938.642837
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 943.523327 4.880497 6.068206 10.948703 0.000000 938.642830
B-2 104.513664 0.540602 0.672173 1.212775 0.000000 100.508538
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:32 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S33 (POOL # 4123)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4123
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,725.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,190.25
SUBSERVICER ADVANCES THIS MONTH 45,347.04
MASTER SERVICER ADVANCES THIS MONTH 7,914.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,768,884.80
(B) TWO MONTHLY PAYMENTS: 2 478,526.01
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 3,959,729.73
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 58,839,484.73
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 204
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 3
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,074,971.96
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 962,614.21
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 86.96591310 % 5.76984300 % 7.26424360 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.75267540 % 5.86743311 % 7.37989150 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 665,091.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,937,391.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.19123881
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 315.43
POOL TRADING FACTOR: 35.99848588
................................................................................
Run: 01/31/97 11:53:33 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4125
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944VU9 93,237,000.00 5,541,703.13 7.000000 % 2,530,485.68
A-2 760944VV7 41,000,000.00 26,919,767.96 7.000000 % 406,291.18
A-3 760944VW5 145,065,000.00 145,065,000.00 7.000000 % 0.00
A-4 760944VX3 36,125,000.00 36,125,000.00 7.000000 % 0.00
A-5 760944VY1 48,253,000.00 48,253,000.00 7.000000 % 0.00
A-6 760944VZ8 27,679,000.00 27,679,000.00 7.000000 % 0.00
A-7 760944WA2 7,834,000.00 7,834,000.00 7.000000 % 0.00
A-8 760944WB0 1,509,808.49 1,275,258.06 0.000000 % 15,104.75
A-9 760944WC8 0.00 0.00 0.251521 % 0.00
R 760944WG9 100.00 0.00 7.000000 % 0.00
M-1 760944WD6 9,616,700.00 9,274,284.20 7.000000 % 18,432.38
M-2 760944WE4 7,479,800.00 7,213,471.46 7.000000 % 14,336.58
M-3 760944WF1 4,274,200.00 4,122,011.26 7.000000 % 8,192.38
B-1 2,564,500.00 2,473,187.48 7.000000 % 4,915.39
B-2 854,800.00 824,363.69 7.000000 % 1,638.40
B-3 1,923,420.54 1,114,506.85 7.000000 % 2,215.05
- -------------------------------------------------------------------------------
427,416,329.03 323,714,554.09 3,001,611.79
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 32,218.18 2,562,703.86 0.00 0.00 3,011,217.45
A-2 156,505.30 562,796.48 0.00 0.00 26,513,476.78
A-3 843,374.35 843,374.35 0.00 0.00 145,065,000.00
A-4 210,022.40 210,022.40 0.00 0.00 36,125,000.00
A-5 280,531.78 280,531.78 0.00 0.00 48,253,000.00
A-6 160,919.30 160,919.30 0.00 0.00 27,679,000.00
A-7 45,545.06 45,545.06 0.00 0.00 7,834,000.00
A-8 0.00 15,104.75 0.00 0.00 1,260,153.31
A-9 67,623.36 67,623.36 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 53,918.54 72,350.92 0.00 0.00 9,255,851.82
M-2 41,937.45 56,274.03 0.00 0.00 7,199,134.88
M-3 23,964.42 32,156.80 0.00 0.00 4,113,818.88
B-1 14,378.54 19,293.93 0.00 0.00 2,468,272.09
B-2 4,792.66 6,431.06 0.00 0.00 822,725.29
B-3 6,479.49 8,694.54 0.00 0.00 997,991.42
- -------------------------------------------------------------------------------
1,942,210.83 4,943,822.62 0.00 0.00 320,598,641.92
===============================================================================
Run: 01/31/97 11:53:33
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4125
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 59.436738 27.140359 0.345551 27.485910 0.000000 32.296379
A-2 656.579706 9.909541 3.817202 13.726743 0.000000 646.670165
A-3 1000.000000 0.000000 5.813769 5.813769 0.000000 1000.000000
A-4 1000.000000 0.000000 5.813769 5.813769 0.000000 1000.000000
A-5 1000.000000 0.000000 5.813769 5.813769 0.000000 1000.000000
A-6 1000.000000 0.000000 5.813769 5.813769 0.000000 1000.000000
A-7 1000.000000 0.000000 5.813768 5.813768 0.000000 1000.000000
A-8 844.648887 10.004415 0.000000 10.004415 0.000000 834.644472
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 964.393628 1.916705 5.606761 7.523466 0.000000 962.476922
M-2 964.393628 1.916706 5.606761 7.523467 0.000000 962.476922
M-3 964.393632 1.916705 5.606761 7.523466 0.000000 962.476927
B-1 964.393636 1.916705 5.606762 7.523467 0.000000 962.476931
B-2 964.393648 1.916706 5.606762 7.523468 0.000000 962.476942
B-3 579.440027 1.151620 3.368733 4.520353 0.000000 518.862828
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S31 (POOL # 4125)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4125
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 77,004.92
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 34,258.20
SUBSERVICER ADVANCES THIS MONTH 32,772.45
MASTER SERVICER ADVANCES THIS MONTH 1,678.44
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 2,232,119.06
(B) TWO MONTHLY PAYMENTS: 2 389,201.89
(C) THREE OR MORE MONTHLY PAYMENTS: 1 289,819.12
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,854,850.07
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 320,598,641.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,111
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 243,450.05
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,058,396.31
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.27040470 % 6.36664800 % 1.36294710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.24644430 % 6.41574944 % 1.33780630 %
BANKRUPTCY AMOUNT AVAILABLE 50,000.00
FRAUD AMOUNT AVAILABLE 3,279,307.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,279,307.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.63635098
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 309.68
POOL TRADING FACTOR: 75.00851515
................................................................................
Run: 01/31/97 11:53:35 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4126
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944UZ9 88,476,000.00 29,905,674.66 6.500000 % 1,762,929.73
A-2 760944VC9 37,300,000.00 37,300,000.00 6.500000 % 0.00
A-3 760944VD7 17,482,000.00 17,482,000.00 6.500000 % 0.00
A-4 760944VE5 5,120,000.00 5,120,000.00 6.500000 % 0.00
A-5 760944VF2 37,500,000.00 25,955,577.18 6.500000 % 531,009.08
A-6 760944VG0 64,049,000.00 54,659,536.12 6.500000 % 431,887.38
A-7 760944VH8 34,064,000.00 34,064,000.00 6.500000 % 0.00
A-8 760944VJ4 12,025,000.00 0.00 0.000000 % 0.00
A-9 760944VK1 5,069,000.00 0.00 0.000000 % 0.00
A-10 760944VA3 481,000.00 0.00 0.000000 % 0.00
A-11 760944VB1 0.00 0.00 0.252649 % 0.00
R 760944VM7 100.00 0.00 6.500000 % 0.00
M 760944VL9 10,156,500.00 8,691,630.47 6.500000 % 42,499.20
B 781,392.32 668,692.29 6.500000 % 3,269.69
- -------------------------------------------------------------------------------
312,503,992.32 213,847,110.72 2,771,595.08
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 161,317.61 1,924,247.34 0.00 0.00 28,142,744.93
A-2 201,204.18 201,204.18 0.00 0.00 37,300,000.00
A-3 94,301.65 94,301.65 0.00 0.00 17,482,000.00
A-4 27,618.37 27,618.37 0.00 0.00 5,120,000.00
A-5 140,009.94 671,019.02 0.00 0.00 25,424,568.10
A-6 294,845.23 726,732.61 0.00 0.00 54,227,648.74
A-7 183,748.50 183,748.50 0.00 0.00 34,064,000.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 0.00 0.00 0.00 0.00
A-10 0.00 0.00 0.00 0.00 0.00
A-11 44,836.88 44,836.88 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M 46,884.52 89,383.72 0.00 0.00 8,649,131.27
B 3,607.07 6,876.76 0.00 0.00 665,422.60
- -------------------------------------------------------------------------------
1,198,373.95 3,969,969.03 0.00 0.00 211,075,515.64
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 338.008891 19.925513 1.823292 21.748805 0.000000 318.083378
A-2 1000.000000 0.000000 5.394214 5.394214 0.000000 1000.000000
A-3 1000.000000 0.000000 5.394214 5.394214 0.000000 1000.000000
A-4 1000.000000 0.000000 5.394213 5.394213 0.000000 1000.000000
A-5 692.148725 14.160242 3.733598 17.893840 0.000000 677.988483
A-6 853.401866 6.743078 4.603432 11.346510 0.000000 846.658788
A-7 1000.000000 0.000000 5.394214 5.394214 0.000000 1000.000000
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 855.770243 4.184434 4.616208 8.800642 0.000000 851.585809
B 855.770236 4.184428 4.616209 8.800637 0.000000 851.585808
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:36 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S32 (POOL # 4126)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4126
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 48,918.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 23,981.69
SUBSERVICER ADVANCES THIS MONTH 27,431.57
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 1,104,923.61
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,324,919.41
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 211,075,515.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 844
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,725,953.35
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.62289020 % 4.06441300 % 0.31269640 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.58709880 % 4.09764782 % 0.31525330 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2525 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,096,401.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,543,851.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.15331519
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 134.44
POOL TRADING FACTOR: 67.54330211
................................................................................
Run: 01/31/97 11:53:37 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4127
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944VR6 59,151,000.00 34,403,550.71 5.400000 % 1,265,145.68
A-2 760944VT2 18,171,000.00 18,171,000.00 6.450000 % 0.00
A-3 760944WL8 4,309,000.00 4,309,000.00 7.000000 % 0.00
A-4 760944WM6 34,777,700.00 33,496,926.28 7.000000 % 0.00
A-5 760944WN4 491,000.00 448,220.39 7.000000 % 0.00
A-6 760944VS4 29,197,500.00 26,829,850.30 6.000000 % 0.00
A-7 760944WW4 9,732,500.00 8,943,283.44 10.000000 % 0.00
A-8 760944WX2 20,191,500.00 17,081,606.39 5.989000 % 0.00
A-9 760944WY0 8,653,500.00 7,320,688.44 9.359002 % 0.00
A-10 760944WU8 8,704,536.00 8,704,536.00 7.000000 % 0.00
A-11 760944WV6 3,108,764.00 3,108,764.00 7.000000 % 0.00
A-12 760944WH7 4,096,000.00 0.00 7.000000 % 0.00
A-13 760944WJ3 0.00 0.00 7.000000 % 0.00
A-14 760944WK0 0.00 0.00 0.152402 % 0.00
R-I 760944WS3 100.00 0.00 7.000000 % 0.00
R-II 760944WT1 100.00 0.00 7.000000 % 0.00
M-1 760944WP9 5,348,941.00 5,156,532.41 7.000000 % 5,536.45
M-2 760944WQ7 3,209,348.00 3,093,903.44 7.000000 % 3,321.85
M-3 760944WR5 2,139,566.00 2,062,602.93 7.000000 % 2,214.57
B-1 1,390,718.00 1,340,692.00 7.000000 % 1,439.47
B-2 320,935.00 309,390.56 7.000000 % 332.19
B-3 962,805.06 667,515.77 7.000000 % 716.69
- -------------------------------------------------------------------------------
213,956,513.06 175,448,063.06 1,278,706.90
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 154,491.61 1,419,637.29 0.00 0.00 33,138,405.03
A-2 97,464.49 97,464.49 0.00 0.00 18,171,000.00
A-3 25,083.17 25,083.17 0.00 0.00 4,309,000.00
A-4 194,989.34 194,989.34 0.00 0.00 33,496,926.28
A-5 2,609.14 2,609.14 0.00 0.00 448,220.39
A-6 133,868.18 133,868.18 0.00 0.00 26,829,850.30
A-7 74,371.21 74,371.21 0.00 0.00 8,943,283.44
A-8 85,072.83 85,072.83 0.00 0.00 17,081,606.39
A-9 56,975.65 56,975.65 0.00 0.00 7,320,688.44
A-10 50,670.07 50,670.07 0.00 0.00 8,704,536.00
A-11 18,096.46 18,096.46 0.00 0.00 3,108,764.00
A-12 0.00 0.00 0.00 0.00 0.00
A-13 54,086.22 54,086.22 0.00 0.00 0.00
A-14 22,235.48 22,235.48 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 30,016.75 35,553.20 0.00 0.00 5,150,995.96
M-2 18,009.96 21,331.81 0.00 0.00 3,090,581.59
M-3 12,006.64 14,221.21 0.00 0.00 2,060,388.36
B-1 7,804.31 9,243.78 0.00 0.00 1,339,252.53
B-2 1,801.00 2,133.19 0.00 0.00 309,058.37
B-3 3,885.68 4,602.37 0.00 0.00 666,799.08
- -------------------------------------------------------------------------------
1,043,538.19 2,322,245.09 0.00 0.00 174,169,356.16
===============================================================================
Run: 01/31/97 11:53:37
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4127
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 581.622470 21.388407 2.611817 24.000224 0.000000 560.234063
A-2 1000.000000 0.000000 5.363738 5.363738 0.000000 1000.000000
A-3 1000.000000 0.000000 5.821112 5.821112 0.000000 1000.000000
A-4 963.172558 0.000000 5.606735 5.606735 0.000000 963.172558
A-5 912.872485 0.000000 5.313931 5.313931 0.000000 912.872485
A-6 918.909163 0.000000 4.584919 4.584919 0.000000 918.909164
A-7 918.909164 0.000000 7.641532 7.641532 0.000000 918.909164
A-8 845.980060 0.000000 4.213299 4.213299 0.000000 845.980060
A-9 845.980059 0.000000 6.584116 6.584116 0.000000 845.980059
A-10 1000.000000 0.000000 5.821111 5.821111 0.000000 1000.000000
A-11 1000.000000 0.000000 5.821111 5.821111 0.000000 1000.000000
A-12 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 964.028657 1.035055 5.611718 6.646773 0.000000 962.993602
M-2 964.028656 1.035054 5.611719 6.646773 0.000000 962.993602
M-3 964.028653 1.035056 5.611718 6.646774 0.000000 962.993598
B-1 964.028653 1.035055 5.611713 6.646768 0.000000 962.993598
B-2 964.028729 1.035069 5.611728 6.646797 0.000000 962.993659
B-3 693.303139 0.744377 4.035791 4.780168 0.000000 692.558762
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:38 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S34 (POOL # 4127)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4127
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 37,779.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 18,457.71
SUBSERVICER ADVANCES THIS MONTH 8,557.23
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 511,721.20
(B) TWO MONTHLY PAYMENTS: 1 227,547.23
(C) THREE OR MORE MONTHLY PAYMENTS: 2 468,600.58
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 174,169,356.16
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 593
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,090,332.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.80092530 % 5.87811500 % 1.32095980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.75585780 % 5.91491301 % 1.32922920 %
CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1509 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,772,076.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,047,327.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.53542553
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 310.09
POOL TRADING FACTOR: 81.40409173
................................................................................
Run: 01/31/97 11:53:39 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4128
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944VN5 127,077,000.00 49,014,448.21 8.118617 % 1,898,108.61
M 760944VP0 3,025,700.00 2,815,816.31 8.118617 % 2,257.10
R 760944VQ8 100.00 0.00 8.118617 % 0.00
B-1 3,429,100.00 2,580,295.80 8.118617 % 2,068.32
B-2 941,300.03 0.00 8.118617 % 0.00
- -------------------------------------------------------------------------------
134,473,200.03 54,410,560.32 1,902,434.03
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 325,372.20 2,223,480.81 0.00 0.00 47,116,339.60
M 18,692.21 20,949.31 0.00 0.00 2,813,559.21
R 0.00 0.00 0.00 0.00 0.00
B-1 17,128.76 19,197.08 0.00 0.00 2,578,227.48
B-2 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
361,193.17 2,263,627.20 0.00 0.00 52,508,126.29
===============================================================================
Run: 01/31/97 11:53:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4128
_______________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 385.706683 14.936681 2.560433 17.497114 0.000000 370.770002
M 930.633014 0.745976 6.177813 6.923789 0.000000 929.887038
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 752.470269 0.603167 4.995118 5.598285 0.000000 751.867102
B-2 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S38 (POOL # 4128)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4128
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,216.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,538.38
SUBSERVICER ADVANCES THIS MONTH 28,054.11
MASTER SERVICER ADVANCES THIS MONTH 4,425.71
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 900,342.46
(B) TWO MONTHLY PAYMENTS: 1 432,629.59
(C) THREE OR MORE MONTHLY PAYMENTS: 1 216,120.58
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 2,257,245.17
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 52,508,126.29
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 177
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 622,396.34
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,858,819.58
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.08260150 % 5.17512800 % 4.74227020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.73151950 % 5.35833100 % 4.91014950 %
BANKRUPTCY AMOUNT AVAILABLE 50,000.00
FRAUD AMOUNT AVAILABLE 852,072.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,952,200.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56344128
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.30
POOL TRADING FACTOR: 39.04727952
................................................................................
Run: 01/31/97 11:53:41 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4129
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944WZ7 27,102,000.00 14,674,398.40 6.847226 % 684,858.25
A-2 760944XA1 25,550,000.00 25,550,000.00 6.847226 % 0.00
A-3 760944XB9 15,000,000.00 12,474,448.54 6.847226 % 139,177.68
A-4 32,700,000.00 32,700,000.00 6.847226 % 0.00
A-5 760944XC7 0.00 0.00 0.050800 % 0.00
R 760944XD5 100.00 0.00 6.847226 % 0.00
B-1 2,684,092.00 2,581,844.33 6.847226 % 2,785.19
B-2 1,609,940.00 1,548,611.04 6.847226 % 1,670.58
B-3 1,341,617.00 1,290,509.50 6.847226 % 1,392.15
B-4 536,646.00 516,203.06 6.847226 % 556.86
B-5 375,652.00 361,341.94 6.847226 % 389.80
B-6 429,317.20 412,962.79 6.847226 % 445.50
- -------------------------------------------------------------------------------
107,329,364.20 92,110,319.60 831,276.01
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 83,438.47 768,296.72 0.00 0.00 13,989,540.15
A-2 145,277.03 145,277.03 0.00 0.00 25,550,000.00
A-3 70,929.58 210,107.26 0.00 0.00 12,335,270.86
A-4 185,931.85 185,931.85 0.00 0.00 32,700,000.00
A-5 3,885.65 3,885.65 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
B-1 14,680.34 17,465.53 0.00 0.00 2,579,059.14
B-2 8,805.39 10,475.97 0.00 0.00 1,546,940.46
B-3 7,337.82 8,729.97 0.00 0.00 1,289,117.35
B-4 2,935.13 3,491.99 0.00 0.00 515,646.20
B-5 2,054.58 2,444.38 0.00 0.00 360,952.14
B-6 2,348.12 2,793.62 0.00 0.00 412,517.29
- -------------------------------------------------------------------------------
527,623.96 1,358,899.97 0.00 0.00 91,279,043.59
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 541.450756 25.269657 3.078683 28.348340 0.000000 516.181099
A-2 1000.000000 0.000000 5.685989 5.685989 0.000000 1000.000000
A-3 831.629903 9.278512 4.728639 14.007151 0.000000 822.351391
A-4 1000.000000 0.000000 5.685989 5.685989 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 961.906049 1.037666 5.469388 6.507054 0.000000 960.868383
B-2 961.906059 1.037666 5.469390 6.507056 0.000000 960.868393
B-3 961.906043 1.037666 5.469385 6.507051 0.000000 960.868378
B-4 961.906098 1.037667 5.469397 6.507064 0.000000 960.868431
B-5 961.906073 1.037663 5.469371 6.507034 0.000000 960.868410
B-6 961.905999 1.037671 5.469383 6.507054 0.000000 960.868328
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S41 (POOL # 4129)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4129
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,698.93
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 9,696.77
SUBSERVICER ADVANCES THIS MONTH 3,918.23
MASTER SERVICER ADVANCES THIS MONTH 3,129.51
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 283,000.20
(B) TWO MONTHLY PAYMENTS: 1 290,214.07
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 91,279,043.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 318
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 459,838.06
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 731,910.94
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 92.71365830 % 7.28634170 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 92.65523350 % 7.34476650 %
BANKRUPTCY AMOUNT AVAILABLE 100,755.00
FRAUD AMOUNT AVAILABLE 923,009.00
SPECIAL HAZARD AMOUNT AVAILABLE 536,647.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.26889635
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 312.79
POOL TRADING FACTOR: 85.04573214
................................................................................
Run: 01/31/97 11:53:42 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4130
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944XE3 5,100,000.00 3,222,484.96 7.085877 % 49,868.44
A-2 760944XF0 25,100,000.00 6,956,010.00 7.085877 % 481,920.21
A-3 760944XG8 29,000,000.00 8,036,824.29 5.995877 % 556,800.24
A-4 760944ZC5 0.00 0.00 1.090000 % 0.00
A-5 760944XH6 52,129,000.00 52,129,000.00 7.085877 % 0.00
A-6 760944XJ2 35,266,000.00 35,266,000.00 7.085877 % 0.00
A-7 760944XK9 41,282,000.00 41,282,000.00 7.085877 % 0.00
R-I 760944XL7 100.00 0.00 7.085877 % 0.00
R-II 760944XQ6 210,347.00 0.00 7.085877 % 0.00
M-1 760944XM5 5,029,000.00 4,860,590.12 7.085877 % 5,189.40
M-2 760944XN3 3,520,000.00 3,402,123.16 7.085877 % 3,632.27
M-3 760944XP8 2,012,000.00 1,944,622.64 7.085877 % 2,076.17
B-1 760944B80 1,207,000.00 1,166,580.30 7.085877 % 1,245.50
B-2 760944B98 402,000.00 388,537.91 7.085877 % 414.82
B-3 905,558.27 662,323.64 7.085877 % 707.12
- -------------------------------------------------------------------------------
201,163,005.27 159,317,097.02 1,101,854.17
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 18,980.90 68,849.34 0.00 0.00 3,172,616.52
A-2 40,971.91 522,892.12 0.00 0.00 6,474,089.79
A-3 40,056.18 596,856.42 0.00 0.00 7,480,024.05
A-4 7,281.88 7,281.88 0.00 0.00 0.00
A-5 307,047.34 307,047.34 0.00 0.00 52,129,000.00
A-6 207,721.84 207,721.84 0.00 0.00 35,266,000.00
A-7 243,156.94 243,156.94 0.00 0.00 41,282,000.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 28,629.58 33,818.98 0.00 0.00 4,855,400.72
M-2 20,039.00 23,671.27 0.00 0.00 3,398,490.89
M-3 11,454.11 13,530.28 0.00 0.00 1,942,546.47
B-1 6,871.33 8,116.83 0.00 0.00 1,165,334.80
B-2 2,288.55 2,703.37 0.00 0.00 388,123.09
B-3 3,901.15 4,608.27 0.00 0.00 661,616.52
- -------------------------------------------------------------------------------
938,400.71 2,040,254.88 0.00 0.00 158,215,242.85
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 631.859796 9.778125 3.721745 13.499870 0.000000 622.081671
A-2 277.131873 19.200008 1.632347 20.832355 0.000000 257.931864
A-3 277.131872 19.200008 1.381248 20.581256 0.000000 257.931864
A-5 1000.000000 0.000000 5.890144 5.890144 0.000000 1000.000000
A-6 1000.000000 0.000000 5.890145 5.890145 0.000000 1000.000000
A-7 1000.000000 0.000000 5.890144 5.890144 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.512253 1.031895 5.692897 6.724792 0.000000 965.480358
M-2 966.512261 1.031895 5.692898 6.724793 0.000000 965.480367
M-3 966.512247 1.031894 5.692898 6.724792 0.000000 965.480353
B-1 966.512262 1.031897 5.692900 6.724797 0.000000 965.480365
B-2 966.512214 1.031891 5.692910 6.724801 0.000000 965.480323
B-3 731.398146 0.780844 4.308039 5.088883 0.000000 730.617280
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:43 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S35 (POOL # 4130)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4130
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 33,105.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 16,797.89
SUBSERVICER ADVANCES THIS MONTH 15,335.07
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,214,072.98
(B) TWO MONTHLY PAYMENTS: 1 339,712.97
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 654,450.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 158,215,242.85
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 560
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 931,759.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.20122760 % 6.40693100 % 1.39184170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.15529920 % 6.44466228 % 1.40003860 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,614,792.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,669,585.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.46225638
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.62
POOL TRADING FACTOR: 78.65026804
................................................................................
Run: 01/31/97 11:53:44 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4131
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944YV4 35,100,000.00 0.00 6.573370 % 0.00
A-2 760944XR4 6,046,000.00 2,325,158.14 4.450000 % 512,374.30
A-3 760944XS2 17,312,000.00 17,312,000.00 5.065000 % 0.00
A-4 760944YL6 53,021,000.00 35,544,225.58 6.250000 % 409,913.34
A-5 760944YM4 24,343,000.00 20,270,933.07 6.150000 % 560,739.35
A-6 760944YN2 0.00 0.00 2.350000 % 0.00
A-7 760944XT0 4,877,000.00 4,877,000.00 5.732000 % 0.00
A-8 760944YQ5 7,400,000.00 7,400,000.00 6.478840 % 0.00
A-9 760944YR3 26,000,000.00 26,000,000.00 6.478840 % 0.00
A-10 760944YP7 11,167,000.00 11,167,000.00 6.304600 % 0.00
A-11 760944YW2 40,005,000.00 29,982,906.19 7.000000 % 62,752.33
A-12 760944YX0 16,300,192.00 11,995,104.41 6.137500 % 0.00
A-13 760944YY8 8,444,808.00 6,214,427.03 5.525238 % 0.00
A-14 760944YZ5 0.00 0.00 0.209591 % 0.00
R-I 760944YT9 100.00 0.00 6.500000 % 0.00
R-II 760944YU6 100.00 0.00 6.500000 % 0.00
M 760944YS1 8,291,600.00 7,133,270.73 6.500000 % 34,998.23
B 777,263.95 446,471.96 6.500000 % 2,190.54
- -------------------------------------------------------------------------------
259,085,063.95 180,668,497.11 1,582,968.09
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 8,608.40 520,982.70 0.00 0.00 1,812,783.84
A-3 72,951.90 72,951.90 0.00 0.00 17,312,000.00
A-4 184,824.24 594,737.58 0.00 0.00 35,134,312.24
A-5 103,719.09 664,458.44 0.00 0.00 19,710,193.72
A-6 39,632.50 39,632.50 0.00 0.00 0.00
A-7 23,257.81 23,257.81 0.00 0.00 4,877,000.00
A-8 39,887.69 39,887.69 0.00 0.00 7,400,000.00
A-9 140,145.93 140,145.93 0.00 0.00 26,000,000.00
A-10 58,573.87 58,573.87 0.00 0.00 11,167,000.00
A-11 174,615.04 237,367.37 0.00 0.00 29,920,153.86
A-12 61,249.90 61,249.90 0.00 0.00 11,995,104.41
A-13 28,566.82 28,566.82 0.00 0.00 6,214,427.03
A-14 31,503.99 31,503.99 0.00 0.00 0.00
R-I 1.80 1.80 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M 38,575.53 73,573.76 0.00 0.00 7,098,272.50
B 2,414.44 4,604.98 0.00 0.00 444,281.42
- -------------------------------------------------------------------------------
1,008,528.95 2,591,497.04 0.00 0.00 179,085,529.02
===============================================================================
Run: 01/31/97 11:53:44
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4131
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 384.577926 84.745997 1.423817 86.169814 0.000000 299.831929
A-3 1000.000000 0.000000 4.213950 4.213950 0.000000 1000.000000
A-4 670.380143 7.731151 3.485869 11.217020 0.000000 662.648993
A-5 832.721237 23.034932 4.260736 27.295668 0.000000 809.686305
A-7 1000.000000 0.000000 4.768876 4.768876 0.000000 1000.000000
A-8 1000.000000 0.000000 5.390228 5.390228 0.000000 1000.000000
A-9 1000.000000 0.000000 5.390228 5.390228 0.000000 1000.000000
A-10 1000.000000 0.000000 5.245265 5.245265 0.000000 1000.000000
A-11 749.478970 1.568612 4.364830 5.933442 0.000000 747.910358
A-12 735.887308 0.000000 3.757618 3.757618 0.000000 735.887308
A-13 735.887309 0.000000 3.382767 3.382767 0.000000 735.887309
R-I 0.000000 0.000000 17.960000 17.960000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M 860.300874 4.220926 4.652363 8.873289 0.000000 856.079948
B 574.414856 2.818258 3.106345 5.924603 0.000000 571.596586
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:45 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S36 (POOL # 4131)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4131
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,933.08
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 19,681.28
SUBSERVICER ADVANCES THIS MONTH 13,303.37
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,107,214.38
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 213,857.03
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 179,085,529.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 755
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 696,547.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.80461300 % 3.94826500 % 0.24712220 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.78829510 % 3.96362148 % 0.24808340 %
CLASS A-14 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2086 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,853,424.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,911,712.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.12598656
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 135.25
POOL TRADING FACTOR: 69.12228991
................................................................................
Run: 01/31/97 11:53:46 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4132
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944ZL5 53,944,000.00 10,461,657.75 7.000000 % 1,489,295.44
A-2 760944ZE1 29,037,000.00 29,037,000.00 6.200000 % 0.00
A-3 760944ZF8 36,634,000.00 36,634,000.00 6.400000 % 0.00
A-4 760944ZG6 18,679,000.00 18,679,000.00 6.650000 % 0.00
A-5 760944ZH4 43,144,000.00 43,144,000.00 6.950000 % 0.00
A-6 760944ZJ0 21,561,940.00 21,561,940.00 6.400000 % 0.00
A-7 760944ZK7 0.00 0.00 3.100000 % 0.00
A-8 760944ZP6 17,000,000.00 17,000,000.00 7.000000 % 0.00
A-9 760944ZQ4 21,000,000.00 21,000,000.00 7.000000 % 0.00
A-10 760944ZM3 9,767,000.00 9,767,000.00 7.000000 % 0.00
A-11 760944ZN1 0.00 0.00 0.124435 % 0.00
R-I 760944ZV3 100.00 0.00 7.000000 % 0.00
R-II 760944ZU5 100.00 0.00 7.000000 % 0.00
M-1 760944ZR2 6,687,200.00 6,437,951.04 7.000000 % 6,707.08
M-2 760944ZS0 4,012,200.00 3,862,655.11 7.000000 % 4,024.13
M-3 760944ZT8 2,674,800.00 2,575,103.42 7.000000 % 2,682.75
B-1 1,604,900.00 1,545,081.29 7.000000 % 1,609.67
B-2 534,900.00 514,962.92 7.000000 % 536.49
B-3 1,203,791.32 949,965.87 7.000000 % 989.65
- -------------------------------------------------------------------------------
267,484,931.32 223,170,317.40 1,505,845.21
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 60,868.83 1,550,164.27 0.00 0.00 8,972,362.31
A-2 149,637.29 149,637.29 0.00 0.00 29,037,000.00
A-3 194,877.06 194,877.06 0.00 0.00 36,634,000.00
A-4 103,245.63 103,245.63 0.00 0.00 18,679,000.00
A-5 249,230.75 249,230.75 0.00 0.00 43,144,000.00
A-6 114,700.21 114,700.21 0.00 0.00 21,561,940.00
A-7 55,557.92 55,557.92 0.00 0.00 0.00
A-8 98,910.72 98,910.72 0.00 0.00 17,000,000.00
A-9 122,183.83 122,183.83 0.00 0.00 21,000,000.00
A-10 56,827.12 56,827.12 0.00 0.00 9,767,000.00
A-11 23,082.01 23,082.01 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 37,457.78 44,164.86 0.00 0.00 6,431,243.96
M-2 22,474.00 26,498.13 0.00 0.00 3,858,630.98
M-3 14,982.67 17,665.42 0.00 0.00 2,572,420.67
B-1 8,989.71 10,599.38 0.00 0.00 1,543,471.62
B-2 2,996.20 3,532.69 0.00 0.00 514,426.43
B-3 5,527.15 6,516.80 0.00 0.00 817,252.00
- -------------------------------------------------------------------------------
1,321,548.88 2,827,394.09 0.00 0.00 221,532,747.97
===============================================================================
Run: 01/31/97 11:53:46
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4132
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 193.935521 27.608176 1.128371 28.736547 0.000000 166.327345
A-2 1000.000000 0.000000 5.153332 5.153332 0.000000 1000.000000
A-3 1000.000000 0.000000 5.319568 5.319568 0.000000 1000.000000
A-4 1000.000000 0.000000 5.527364 5.527364 0.000000 1000.000000
A-5 1000.000000 0.000000 5.776719 5.776719 0.000000 1000.000000
A-6 1000.000000 0.000000 5.319568 5.319568 0.000000 1000.000000
A-8 1000.000000 0.000000 5.818278 5.818278 0.000000 1000.000000
A-9 1000.000000 0.000000 5.818278 5.818278 0.000000 1000.000000
A-10 1000.000000 0.000000 5.818278 5.818278 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 962.727455 1.002973 5.601415 6.604388 0.000000 961.724483
M-2 962.727459 1.002973 5.601416 6.604389 0.000000 961.724485
M-3 962.727464 1.002972 5.601417 6.604389 0.000000 961.724492
B-1 962.727453 1.002972 5.601414 6.604386 0.000000 961.724481
B-2 962.727463 1.002973 5.601421 6.604394 0.000000 961.724491
B-3 789.144974 0.822111 4.591469 5.413580 0.000000 678.898399
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:47 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S37 (POOL # 4132)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4132
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,730.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 23,443.09
SUBSERVICER ADVANCES THIS MONTH 42,999.70
MASTER SERVICER ADVANCES THIS MONTH 2,641.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 4,043,979.25
(B) TWO MONTHLY PAYMENTS: 2 417,450.62
(C) THREE OR MORE MONTHLY PAYMENTS: 1 280,008.29
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,396,010.57
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 221,532,747.97
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 779
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 386,245.47
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,013,480.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.88179550 % 5.76945400 % 1.34875020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.89610870 % 5.80604706 % 1.29784430 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1248 %
BANKRUPTCY AMOUNT AVAILABLE 117,074.00
FRAUD AMOUNT AVAILABLE 2,248,646.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,062,558.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.54052128
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.91
POOL TRADING FACTOR: 82.82064596
................................................................................
Run: 01/31/97 11:53:48 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4133
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944ZA9 80,454,000.00 62,847,745.99 6.250000 % 857,278.05
A-2 760944ZB7 0.00 0.00 2.750000 % 0.00
A-3 760944ZD3 59,980,000.00 38,007,691.81 5.500000 % 1,143,037.39
A-4 760944A57 42,759,000.00 34,356,514.27 7.000000 % 0.00
A-5 760944A65 10,837,000.00 10,837,000.00 7.000000 % 0.00
A-6 760944A73 2,545,000.00 2,545,000.00 7.000000 % 0.00
A-7 760944A81 6,380,000.00 6,380,000.00 7.000000 % 0.00
A-8 760944A99 15,309,000.00 6,906,514.27 7.000000 % 0.00
A-9 760944B23 39,415,000.00 39,415,000.00 5.850000 % 0.00
A-10 760944ZW1 11,262,000.00 11,262,000.00 11.024796 % 0.00
A-11 760944ZX9 2,727,000.00 2,404,993.47 0.000000 % 0.00
A-12 760944ZY7 5,930,000.00 5,930,000.00 0.000000 % 0.00
A-13 760944ZZ4 1,477,000.00 1,477,000.00 0.000000 % 0.00
A-14 760944A24 16,789,000.00 16,789,000.00 7.000000 % 0.00
A-15 760944A32 5,017,677.85 4,376,917.55 0.000000 % 27,153.01
A-16 760944A40 0.00 0.00 0.078966 % 0.00
R-I 760944B64 100.00 0.00 7.000000 % 0.00
R-II 760944B72 100.00 0.00 7.000000 % 0.00
M-1 760944B31 7,202,600.00 6,942,227.92 7.000000 % 7,451.53
M-2 760944B49 4,801,400.00 4,627,830.67 7.000000 % 4,967.34
M-3 760944B56 3,200,900.00 3,085,188.33 7.000000 % 3,311.53
B-1 1,920,600.00 1,851,170.81 7.000000 % 1,986.98
B-2 640,200.00 617,056.95 7.000000 % 662.33
B-3 1,440,484.07 1,105,627.21 7.000000 % 1,186.74
- -------------------------------------------------------------------------------
320,088,061.92 261,764,479.25 2,047,034.90
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 326,351.01 1,183,629.06 0.00 0.00 61,990,467.94
A-2 143,594.44 143,594.44 0.00 0.00 0.00
A-3 173,679.85 1,316,717.24 0.00 0.00 36,864,654.42
A-4 199,812.37 199,812.37 0.00 0.00 34,356,514.27
A-5 63,026.38 63,026.38 0.00 0.00 10,837,000.00
A-6 14,801.34 14,801.34 0.00 0.00 2,545,000.00
A-7 37,105.13 37,105.13 0.00 0.00 6,380,000.00
A-8 40,167.26 40,167.26 0.00 0.00 6,906,514.27
A-9 191,572.27 191,572.27 0.00 0.00 39,415,000.00
A-10 103,157.62 103,157.62 0.00 0.00 11,262,000.00
A-11 0.00 0.00 0.00 0.00 2,404,993.47
A-12 0.00 0.00 0.00 0.00 5,930,000.00
A-13 0.00 0.00 0.00 0.00 1,477,000.00
A-14 97,642.32 97,642.32 0.00 0.00 16,789,000.00
A-15 0.00 27,153.01 0.00 0.00 4,349,764.54
A-16 17,173.75 17,173.75 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 40,374.96 47,826.49 0.00 0.00 6,934,776.39
M-2 26,914.78 31,882.12 0.00 0.00 4,622,863.33
M-3 17,942.99 21,254.52 0.00 0.00 3,081,876.80
B-1 10,766.14 12,753.12 0.00 0.00 1,849,183.83
B-2 3,588.71 4,251.04 0.00 0.00 616,394.62
B-3 6,430.16 7,616.90 0.00 0.00 1,104,440.48
- -------------------------------------------------------------------------------
1,514,101.48 3,561,136.38 0.00 0.00 259,717,444.36
===============================================================================
Run: 01/31/97 11:53:48
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4133
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 781.163721 10.655506 4.056368 14.711874 0.000000 770.508215
A-3 633.672754 19.056975 2.895629 21.952604 0.000000 614.615779
A-4 803.491996 0.000000 4.672990 4.672990 0.000000 803.491996
A-5 1000.000000 0.000000 5.815851 5.815851 0.000000 1000.000000
A-6 1000.000000 0.000000 5.815851 5.815851 0.000000 1000.000000
A-7 1000.000000 0.000000 5.815851 5.815851 0.000000 1000.000000
A-8 451.140785 0.000000 2.623768 2.623768 0.000000 451.140785
A-9 1000.000000 0.000000 4.860390 4.860390 0.000000 1000.000000
A-10 1000.000000 0.000000 9.159796 9.159796 0.000000 1000.000000
A-11 881.919131 0.000000 0.000000 0.000000 0.000000 881.919131
A-12 1000.000000 0.000000 0.000000 0.000000 0.000000 1000.000000
A-13 1000.000000 0.000000 0.000000 0.000000 0.000000 1000.000000
A-14 1000.000000 0.000000 5.815851 5.815851 0.000000 1000.000000
A-15 872.299434 5.411469 0.000000 5.411469 0.000000 866.887965
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 963.850265 1.034561 5.605609 6.640170 0.000000 962.815704
M-2 963.850267 1.034561 5.605611 6.640172 0.000000 962.815706
M-3 963.850270 1.034562 5.605608 6.640170 0.000000 962.815708
B-1 963.850260 1.034562 5.605613 6.640175 0.000000 962.815698
B-2 963.850281 1.034567 5.605608 6.640175 0.000000 962.815714
B-3 767.538658 0.823848 4.463888 5.287736 0.000000 766.714817
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:49 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S39 (POOL # 4133)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4133
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 70,936.23
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 27,671.62
SUBSERVICER ADVANCES THIS MONTH 29,708.20
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 2,410,655.38
(B) TWO MONTHLY PAYMENTS: 1 281,592.49
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,680,653.53
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 259,717,444.36
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 928
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,765,884.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.91764460 % 5.69384400 % 1.38851110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.86928730 % 5.63670898 % 1.39799170 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,653,691.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,449,884.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.41179103
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 312.09
POOL TRADING FACTOR: 81.13937233
................................................................................
Run: 01/31/97 11:53:50 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4134
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944XU7 34,827,000.00 9,560,775.40 6.000000 % 1,155,992.35
A-2 760944XZ6 23,385,000.00 23,385,000.00 6.000000 % 0.00
A-3 760944YA0 35,350,000.00 35,350,000.00 6.000000 % 0.00
A-4 760944YG7 3,602,000.00 3,602,000.00 6.000000 % 0.00
A-5 760944YB8 10,125,000.00 10,125,000.00 6.000000 % 0.00
A-6 760944YC6 25,000,000.00 14,471,035.75 6.000000 % 0.00
A-7 760944YD4 5,342,000.00 4,895,202.95 6.000000 % 0.00
A-8 760944YE2 9,228,000.00 8,639,669.72 5.889000 % 0.00
A-9 760944YF9 3,770,880.00 3,530,467.90 5.288344 % 0.00
A-10 760944XV5 1,612,120.00 1,509,339.44 8.300000 % 0.00
A-11 760944XW3 1,692,000.00 1,692,000.00 5.989000 % 0.00
A-12 760944XX1 987,000.00 987,000.00 6.018857 % 0.00
A-13 760944XY9 0.00 0.00 0.376609 % 0.00
R 760944YK8 109,869.00 0.00 6.000000 % 0.00
M-1 760944YH5 2,008,172.00 1,723,889.46 6.000000 % 8,473.53
M-2 760944YJ1 3,132,748.00 2,689,267.24 6.000000 % 13,218.71
B 481,961.44 413,733.58 6.000000 % 2,033.65
- -------------------------------------------------------------------------------
160,653,750.44 122,574,381.44 1,179,718.24
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 47,621.42 1,203,613.77 0.00 0.00 8,404,783.05
A-2 116,478.71 116,478.71 0.00 0.00 23,385,000.00
A-3 176,075.37 176,075.37 0.00 0.00 35,350,000.00
A-4 17,941.26 17,941.26 0.00 0.00 3,602,000.00
A-5 50,431.77 50,431.77 0.00 0.00 10,125,000.00
A-6 72,079.01 72,079.01 0.00 0.00 14,471,035.75
A-7 24,382.59 24,382.59 0.00 0.00 4,895,202.95
A-8 42,237.35 42,237.35 0.00 0.00 8,639,669.72
A-9 15,499.22 15,499.22 0.00 0.00 3,530,467.90
A-10 10,399.75 10,399.75 0.00 0.00 1,509,339.44
A-11 8,412.26 8,412.26 0.00 0.00 1,692,000.00
A-12 4,931.61 4,931.61 0.00 0.00 987,000.00
A-13 38,322.00 38,322.00 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 8,586.55 17,060.08 0.00 0.00 1,715,415.93
M-2 13,395.02 26,613.73 0.00 0.00 2,676,048.53
B 2,060.76 4,094.41 0.00 0.00 411,699.93
- -------------------------------------------------------------------------------
648,854.65 1,828,572.89 0.00 0.00 121,394,663.20
===============================================================================
Run: 01/31/97 11:53:50
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4134
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 274.521934 33.192418 1.367371 34.559789 0.000000 241.329516
A-2 1000.000000 0.000000 4.980916 4.980916 0.000000 1000.000000
A-3 1000.000000 0.000000 4.980916 4.980916 0.000000 1000.000000
A-4 1000.000000 0.000000 4.980916 4.980916 0.000000 1000.000000
A-5 1000.000000 0.000000 4.980916 4.980916 0.000000 1000.000000
A-6 578.841430 0.000000 2.883160 2.883160 0.000000 578.841430
A-7 916.361466 0.000000 4.564319 4.564319 0.000000 916.361466
A-8 936.245093 0.000000 4.577086 4.577086 0.000000 936.245093
A-9 936.245094 0.000000 4.110240 4.110240 0.000000 936.245094
A-10 936.245093 0.000000 6.450978 6.450978 0.000000 936.245093
A-11 1000.000000 0.000000 4.971785 4.971785 0.000000 1000.000000
A-12 1000.000000 0.000000 4.996565 4.996565 0.000000 1000.000000
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 858.437156 4.219524 4.275804 8.495328 0.000000 854.217632
M-2 858.437142 4.219525 4.275805 8.495330 0.000000 854.217617
B 858.437098 4.219528 4.275798 8.495326 0.000000 854.217570
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:51 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S42 (POOL # 4134)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4134
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,279.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,293.83
SUBSERVICER ADVANCES THIS MONTH 7,122.22
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 324,364.03
(B) TWO MONTHLY PAYMENTS: 2 382,981.68
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 121,394,663.20
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 466
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 577,221.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.06207250 % 0.33753700 % 3.60039080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.04334800 % 0.33914170 % 3.61751030 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3764 %
BANKRUPTCY AMOUNT AVAILABLE 50,000.00
FRAUD AMOUNT AVAILABLE 628,280.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,927,451.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.74002701
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 136.46
POOL TRADING FACTOR: 75.56291893
................................................................................
Run: 01/31/97 11:53:52 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4135
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944C22 135,538,060.00 86,213,395.54 6.150000 % 2,382,562.51
A-2 760944C30 0.00 0.00 1.350000 % 0.00
A-3 760944C48 30,006,995.00 12,241,115.34 4.750000 % 893,466.61
A-4 760944C55 0.00 0.00 1.350000 % 0.00
A-5 760944C63 62,167,298.00 59,913,758.57 6.200000 % 0.00
A-6 760944C71 6,806,687.00 6,579,267.84 6.200000 % 0.00
A-7 760944C89 24,699,888.00 24,049,823.12 6.600000 % 0.00
A-8 760944C97 56,909,924.00 56,380,504.44 6.750000 % 0.00
A-9 760944D21 46,180,148.00 45,444,777.35 6.750000 % 0.00
A-10 760944D39 38,299,000.00 41,259,844.30 6.750000 % 0.00
A-11 760944D47 4,850,379.00 4,214,085.38 0.000000 % 50,409.94
A-12 760944D54 0.00 0.00 0.134020 % 0.00
R-I 760944D70 100.00 0.00 6.750000 % 0.00
R-II 760944D88 100.00 0.00 6.750000 % 0.00
M-1 760944D96 10,812,500.00 10,439,756.64 6.750000 % 17,590.55
M-2 760944E20 6,487,300.00 6,263,660.90 6.750000 % 10,554.01
M-3 760944E38 4,325,000.00 4,175,902.68 6.750000 % 7,036.22
B-1 2,811,100.00 2,714,191.89 6.750000 % 4,573.30
B-2 865,000.00 835,180.54 6.750000 % 1,407.24
B-3 1,730,037.55 1,363,525.94 6.750000 % 2,297.49
- -------------------------------------------------------------------------------
432,489,516.55 362,088,790.47 3,369,897.87
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 440,345.06 2,822,907.57 0.00 0.00 83,830,833.03
A-2 36,598.56 36,598.56 0.00 0.00 0.00
A-3 48,290.07 941,756.68 0.00 0.00 11,347,648.73
A-4 60,062.63 60,062.63 0.00 0.00 0.00
A-5 308,504.52 308,504.52 0.00 0.00 59,913,758.57
A-6 33,877.59 33,877.59 0.00 0.00 6,579,267.84
A-7 131,825.40 131,825.40 0.00 0.00 24,049,823.12
A-8 316,064.71 316,064.71 0.00 0.00 56,380,504.44
A-9 254,759.87 254,759.87 0.00 0.00 45,444,777.35
A-10 0.00 0.00 231,299.46 0.00 41,491,143.76
A-11 0.00 50,409.94 0.00 0.00 4,163,675.44
A-12 40,302.22 40,302.22 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 58,524.46 76,115.01 0.00 0.00 10,422,166.09
M-2 35,113.59 45,667.60 0.00 0.00 6,253,106.89
M-3 23,409.78 30,446.00 0.00 0.00 4,168,866.46
B-1 15,215.55 19,788.85 0.00 0.00 2,709,618.59
B-2 4,681.96 6,089.20 0.00 0.00 833,773.30
B-3 7,643.82 9,941.31 0.00 0.00 1,361,228.45
- -------------------------------------------------------------------------------
1,815,219.79 5,185,117.66 231,299.46 0.00 358,950,192.06
===============================================================================
Run: 01/31/97 11:53:52
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4135
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 636.082555 17.578550 3.248866 20.827416 0.000000 618.504006
A-3 407.942060 29.775278 1.609294 31.384572 0.000000 378.166782
A-5 963.750404 0.000000 4.962489 4.962489 0.000000 963.750404
A-6 966.588862 0.000000 4.977104 4.977104 0.000000 966.588862
A-7 973.681464 0.000000 5.337085 5.337085 0.000000 973.681465
A-8 990.697237 0.000000 5.553771 5.553771 0.000000 990.697237
A-9 984.076044 0.000000 5.516653 5.516653 0.000000 984.076044
A-10 1077.308658 0.000000 0.000000 0.000000 6.039308 1083.347966
A-11 868.815690 10.392990 0.000000 10.392990 0.000000 858.422701
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 965.526626 1.626872 5.412667 7.039539 0.000000 963.899754
M-2 965.526629 1.626873 5.412666 7.039539 0.000000 963.899756
M-3 965.526631 1.626872 5.412666 7.039538 0.000000 963.899760
B-1 965.526623 1.626872 5.412668 7.039540 0.000000 963.899751
B-2 965.526636 1.626867 5.412671 7.039538 0.000000 963.899769
B-3 788.148176 1.327994 4.418297 5.746291 0.000000 786.820176
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:53 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S40 (POOL # 4135)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4135
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 106,382.49
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 38,485.50
SUBSERVICER ADVANCES THIS MONTH 48,564.20
MASTER SERVICER ADVANCES THIS MONTH 3,197.05
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 5,218,453.84
(B) TWO MONTHLY PAYMENTS: 3 514,443.68
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 1,519,041.32
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 358,950,192.06
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,322
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 472,651.20
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,522,796.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.79294730 % 5.83425400 % 1.37279840 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.74246380 % 5.80697264 % 1.38241450 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1344 %
BANKRUPTCY AMOUNT AVAILABLE 105,546.00
FRAUD AMOUNT AVAILABLE 3,651,929.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,425,710.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.28579936
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.48
POOL TRADING FACTOR: 82.99627582
................................................................................
Run: 01/31/97 11:53:54 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4136
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944E87 48,353,000.00 15,268,898.33 6.500000 % 1,689,108.77
A-2 760944E95 16,042,000.00 16,042,000.00 10.000000 % 0.00
A-3 760944F29 34,794,000.00 34,794,000.00 5.950000 % 0.00
A-4 760944F37 36,624,000.00 36,624,000.00 5.950000 % 0.00
A-5 760944F45 30,674,000.00 30,674,000.00 5.950000 % 0.00
A-6 760944F52 12,692,000.00 12,692,000.00 6.500000 % 0.00
A-7 760944F60 32,418,000.00 32,418,000.00 6.500000 % 0.00
A-8 760944F78 2,916,000.00 2,916,000.00 6.500000 % 0.00
A-9 760944F86 3,638,000.00 3,638,000.00 6.500000 % 0.00
A-10 760944F94 26,700,000.00 25,798,083.63 6.500000 % 27,876.76
A-11 760944G28 0.00 0.00 0.337373 % 0.00
R 760944G36 5,463,000.00 34,182.63 6.500000 % 0.00
M-1 760944G44 6,675,300.00 6,449,810.77 6.500000 % 6,969.50
M-2 760944G51 4,005,100.00 3,869,809.14 6.500000 % 4,181.62
M-3 760944G69 2,670,100.00 2,579,904.96 6.500000 % 2,787.78
B-1 1,735,600.00 1,676,972.06 6.500000 % 1,812.09
B-2 534,100.00 516,058.29 6.500000 % 557.64
B-3 1,068,099.02 1,015,450.30 6.500000 % 1,097.28
- -------------------------------------------------------------------------------
267,002,299.02 227,007,170.11 1,734,391.44
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 82,446.29 1,771,555.06 0.00 0.00 13,579,789.56
A-2 133,262.69 133,262.69 0.00 0.00 16,042,000.00
A-3 171,977.41 171,977.41 0.00 0.00 34,794,000.00
A-4 181,022.61 181,022.61 0.00 0.00 36,624,000.00
A-5 151,613.36 151,613.36 0.00 0.00 30,674,000.00
A-6 68,532.01 68,532.01 0.00 0.00 12,692,000.00
A-7 175,044.97 175,044.97 0.00 0.00 32,418,000.00
A-8 15,745.30 15,745.30 0.00 0.00 2,916,000.00
A-9 19,643.82 19,643.82 0.00 0.00 3,638,000.00
A-10 139,299.92 167,176.68 0.00 0.00 25,770,206.87
A-11 63,620.99 63,620.99 0.00 0.00 0.00
R 3.01 3.01 184.57 0.00 34,367.20
M-1 34,826.55 41,796.05 0.00 0.00 6,442,841.27
M-2 20,895.51 25,077.13 0.00 0.00 3,865,627.52
M-3 13,930.52 16,718.30 0.00 0.00 2,577,117.18
B-1 9,055.02 10,867.11 0.00 0.00 1,675,159.97
B-2 2,786.52 3,344.16 0.00 0.00 515,500.65
B-3 5,483.05 6,580.33 0.00 0.00 1,014,353.02
- -------------------------------------------------------------------------------
1,289,189.55 3,023,580.99 184.57 0.00 225,272,963.24
===============================================================================
Run: 01/31/97 11:53:54
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4136
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 315.779752 34.932864 1.705092 36.637956 0.000000 280.846888
A-2 1000.000000 0.000000 8.307112 8.307112 0.000000 1000.000000
A-3 1000.000000 0.000000 4.942732 4.942732 0.000000 1000.000000
A-4 1000.000000 0.000000 4.942732 4.942732 0.000000 1000.000000
A-5 1000.000000 0.000000 4.942732 4.942732 0.000000 1000.000000
A-6 1000.000000 0.000000 5.399623 5.399623 0.000000 1000.000000
A-7 1000.000000 0.000000 5.399623 5.399623 0.000000 1000.000000
A-8 1000.000000 0.000000 5.399623 5.399623 0.000000 1000.000000
A-9 1000.000000 0.000000 5.399621 5.399621 0.000000 1000.000000
A-10 966.220361 1.044073 5.217225 6.261298 0.000000 965.176287
R 6.257117 0.000000 0.000551 0.000551 0.033785 6.290902
M-1 966.220360 1.044073 5.217226 6.261299 0.000000 965.176287
M-2 966.220354 1.044074 5.217226 6.261300 0.000000 965.176280
M-3 966.220351 1.044073 5.217228 6.261301 0.000000 965.176278
B-1 966.220362 1.044071 5.217227 6.261298 0.000000 965.176291
B-2 966.220352 1.044074 5.217225 6.261299 0.000000 965.176278
B-3 950.708016 1.027311 5.133466 6.160777 0.000000 949.680695
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:55 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S43 (POOL # 4136)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4136
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 59,014.04
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 23,897.94
SUBSERVICER ADVANCES THIS MONTH 23,644.87
MASTER SERVICER ADVANCES THIS MONTH 3,929.47
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 2,024,213.41
(B) TWO MONTHLY PAYMENTS: 2 467,128.38
(C) THREE OR MORE MONTHLY PAYMENTS: 1 123,409.69
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 918,613.12
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 225,272,963.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 820
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 575,582.87
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,488,908.60
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.90418650 % 5.68243100 % 1.41338300 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.85728770 % 5.71998778 % 1.42272450 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3365 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,273,402.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,868,057.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.27526750
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 313.19
POOL TRADING FACTOR: 84.37116986
................................................................................
Run: 01/31/97 11:53:56 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4137
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944G77 10,000,000.00 8,397,183.34 6.500000 % 47,866.21
A-2 760944G85 50,000,000.00 36,044,418.87 6.375000 % 416,766.77
A-3 760944G93 16,984,000.00 14,174,155.28 6.300000 % 83,912.66
A-4 760944H27 0.00 0.00 2.700000 % 0.00
A-5 760944H35 85,916,000.00 72,714,917.31 6.100000 % 394,234.57
A-6 760944H43 14,762,000.00 14,762,000.00 6.375000 % 0.00
A-7 760944H50 18,438,000.00 18,438,000.00 6.500000 % 0.00
A-8 760944H68 5,660,000.00 5,660,000.00 6.500000 % 0.00
A-9 760944H76 10,645,000.00 9,362,278.19 5.989000 % 0.00
A-10 760944H84 5,731,923.00 5,041,226.65 7.448985 % 0.00
A-11 760944H92 5,000,000.00 4,397,500.33 6.189000 % 0.00
A-12 760944J25 1,923,077.00 1,691,346.35 7.308600 % 0.00
A-13 760944J33 0.00 0.00 0.314527 % 0.00
R-I 760944J41 100.00 0.00 6.500000 % 0.00
R-II 760944J58 100.00 0.00 6.500000 % 0.00
M-1 760944J66 6,004,167.00 5,800,242.85 6.500000 % 6,420.04
M-2 760944J74 3,601,003.00 3,478,699.36 6.500000 % 3,850.42
M-3 760944J82 2,400,669.00 2,319,133.21 6.500000 % 2,566.95
B-1 760944J90 1,560,435.00 1,507,436.72 6.500000 % 1,668.52
B-2 760944K23 480,134.00 463,826.84 6.500000 % 513.39
B-3 760944K31 960,268.90 807,831.62 6.500000 % 894.16
- -------------------------------------------------------------------------------
240,066,876.90 205,060,196.92 958,693.69
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 45,350.90 93,217.11 0.00 0.00 8,349,317.13
A-2 190,922.52 607,689.29 0.00 0.00 35,627,652.10
A-3 74,195.35 158,108.01 0.00 0.00 14,090,242.62
A-4 31,798.01 31,798.01 0.00 0.00 0.00
A-5 368,546.49 762,781.06 0.00 0.00 72,320,682.74
A-6 78,192.37 78,192.37 0.00 0.00 14,762,000.00
A-7 99,578.62 99,578.62 0.00 0.00 18,438,000.00
A-8 30,568.12 30,568.12 0.00 0.00 5,660,000.00
A-9 46,588.08 46,588.08 0.00 0.00 9,362,278.19
A-10 31,201.27 31,201.27 0.00 0.00 5,041,226.65
A-11 22,613.37 22,613.37 0.00 0.00 4,397,500.33
A-12 10,270.83 10,270.83 0.00 0.00 1,691,346.35
A-13 53,589.38 53,589.38 0.00 0.00 0.00
R-I 1.21 1.21 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 31,325.53 37,745.57 0.00 0.00 5,793,822.81
M-2 18,787.50 22,637.92 0.00 0.00 3,474,848.94
M-3 12,525.01 15,091.96 0.00 0.00 2,316,566.26
B-1 8,141.25 9,809.77 0.00 0.00 1,505,768.20
B-2 2,505.01 3,018.40 0.00 0.00 463,313.45
B-3 4,362.87 5,257.03 0.00 0.00 806,937.46
- -------------------------------------------------------------------------------
1,161,063.69 2,119,757.38 0.00 0.00 204,101,503.23
===============================================================================
Run: 01/31/97 11:53:56
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4137
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 839.718334 4.786621 4.535090 9.321711 0.000000 834.931713
A-2 720.888377 8.335335 3.818450 12.153785 0.000000 712.553042
A-3 834.559308 4.940689 4.368544 9.309233 0.000000 829.618619
A-5 846.348961 4.588605 4.289614 8.878219 0.000000 841.760356
A-6 1000.000000 0.000000 5.296868 5.296868 0.000000 1000.000000
A-7 1000.000000 0.000000 5.400728 5.400728 0.000000 1000.000000
A-8 1000.000000 0.000000 5.400728 5.400728 0.000000 1000.000000
A-9 879.500065 0.000000 4.376522 4.376522 0.000000 879.500065
A-10 879.500065 0.000000 5.443421 5.443421 0.000000 879.500065
A-11 879.500066 0.000000 4.522674 4.522674 0.000000 879.500066
A-12 879.500067 0.000000 5.340831 5.340831 0.000000 879.500067
R-I 0.000000 0.000000 12.130000 12.130000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.036230 1.069264 5.217298 6.286562 0.000000 964.966965
M-2 966.036229 1.069263 5.217296 6.286559 0.000000 964.966966
M-3 966.036222 1.069264 5.217300 6.286564 0.000000 964.966957
B-1 966.036214 1.069266 5.217295 6.286561 0.000000 964.966948
B-2 966.036232 1.069264 5.217314 6.286578 0.000000 964.966968
B-3 841.255632 0.931145 4.543384 5.474529 0.000000 840.324476
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:57 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S44 (POOL # 4137)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4137
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 52,715.73
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 21,698.26
SUBSERVICER ADVANCES THIS MONTH 13,982.22
MASTER SERVICER ADVANCES THIS MONTH 3,956.21
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 1,946,925.05
(B) TWO MONTHLY PAYMENTS: 1 134,658.02
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 204,101,503.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 760
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 560,746.58
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 731,721.25
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.98880480 % 5.65593700 % 1.35525820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.96366910 % 5.67621396 % 1.36011690 %
CLASS A-13 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3148 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,031,600.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,250,259.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.25045621
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 311.38
POOL TRADING FACTOR: 85.01860226
................................................................................
Run: 01/31/97 11:53:58 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4138
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760944E46 125,806,700.00 52,060,965.74 8.150391 % 1,755,522.84
M-1 760944E61 2,987,500.00 2,828,097.41 8.150391 % 2,222.42
M-2 760944E79 1,991,700.00 1,885,429.84 8.150391 % 1,481.64
R 760944E53 100.00 0.00 8.150391 % 0.00
B-1 863,100.00 817,047.99 8.150391 % 642.07
B-2 332,000.00 314,285.61 8.150391 % 246.98
B-3 796,572.42 86,784.43 8.150391 % 68.18
- -------------------------------------------------------------------------------
132,777,672.42 57,992,611.02 1,760,184.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 349,557.68 2,105,080.52 0.00 0.00 50,305,442.90
M-1 18,988.96 21,211.38 0.00 0.00 2,825,874.99
M-2 12,659.52 14,141.16 0.00 0.00 1,883,948.20
R 0.00 0.00 0.00 0.00 0.00
B-1 5,485.98 6,128.05 0.00 0.00 816,405.92
B-2 2,110.24 2,357.22 0.00 0.00 314,038.63
B-3 582.69 650.87 0.00 0.00 31,682.34
- -------------------------------------------------------------------------------
389,385.07 2,149,569.20 0.00 0.00 56,177,392.98
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 413.817116 13.954128 2.778530 16.732658 0.000000 399.862987
M-1 946.643485 0.743906 6.356137 7.100043 0.000000 945.899578
M-2 946.643490 0.743907 6.356138 7.100045 0.000000 945.899583
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 946.643483 0.743911 6.356135 7.100046 0.000000 945.899571
B-2 946.643404 0.743916 6.356145 7.100061 0.000000 945.899488
B-3 108.947320 0.085592 0.731522 0.817114 0.000000 39.773333
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:53:59 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S46 (POOL # 4138)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4138
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,408.61
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,984.74
SUBSERVICER ADVANCES THIS MONTH 47,247.51
MASTER SERVICER ADVANCES THIS MONTH 1,779.17
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 3,557,001.89
(B) TWO MONTHLY PAYMENTS: 1 266,201.14
(C) THREE OR MORE MONTHLY PAYMENTS: 2 749,593.56
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 1,661,598.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 56,177,392.98
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 202
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 234,392.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,552,510.22
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.77172230 % 8.12780700 % 2.10047110 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 89.54748560 % 8.38384079 % 2.06867360 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 294,650.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,637,368.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.59711799
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.21
POOL TRADING FACTOR: 42.30936720
................................................................................
Run: 01/31/97 11:54:00 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4139
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944M21 30,000,000.00 19,562,704.54 6.500000 % 266,299.91
A-2 760944M39 10,308,226.00 5,396,220.06 5.200000 % 195,788.65
A-3 760944M47 53,602,774.00 28,060,343.68 6.750000 % 1,018,100.96
A-4 760944M54 19,600,000.00 14,930,170.46 6.500000 % 186,135.69
A-5 760944M62 12,599,000.00 12,599,000.00 6.500000 % 0.00
A-6 760944M70 44,516,000.00 44,516,000.00 6.500000 % 0.00
A-7 760944M88 39,061,000.00 23,425,833.02 6.500000 % 148,107.80
A-8 760944M96 122,726,000.00 99,662,917.87 6.500000 % 218,470.47
A-9 760944N20 19,481,177.00 19,481,177.00 6.300000 % 0.00
A-10 760944N38 10,930,823.00 10,930,823.00 8.000000 % 0.00
A-11 760944N46 25,000,000.00 25,000,000.00 6.000000 % 0.00
A-12 760944N53 17,010,000.00 17,010,000.00 6.500000 % 0.00
A-13 760944N61 13,003,000.00 13,003,000.00 6.500000 % 0.00
A-14 760944N79 20,507,900.00 20,507,900.00 6.500000 % 0.00
A-15 760944N87 58,137,000.00 63,382,944.08 6.500000 % 0.00
A-16 760944N95 1,000,000.00 1,214,193.63 6.500000 % 0.00
A-17 760944P28 2,791,590.78 2,431,785.52 0.000000 % 7,732.99
A-18 760944P36 0.00 0.00 0.379693 % 0.00
R 760944P44 100.00 0.00 6.500000 % 0.00
M-1 760944P51 13,235,200.00 12,775,236.47 6.500000 % 13,923.31
M-2 760944P69 5,294,000.00 5,110,017.39 6.500000 % 5,569.24
M-3 760944P77 5,294,000.00 5,110,017.39 6.500000 % 5,569.24
B-1 2,382,300.00 2,299,507.81 6.500000 % 2,506.16
B-2 794,100.00 766,502.59 6.500000 % 835.39
B-3 2,117,643.10 1,176,299.96 6.500000 % 1,282.02
- -------------------------------------------------------------------------------
529,391,833.88 448,352,594.47 2,070,321.83
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 105,850.42 372,150.33 0.00 0.00 19,296,404.63
A-2 23,358.41 219,147.06 0.00 0.00 5,200,431.41
A-3 157,669.27 1,175,770.23 0.00 0.00 27,042,242.72
A-4 80,784.58 266,920.27 0.00 0.00 14,744,034.77
A-5 68,171.01 68,171.01 0.00 0.00 12,599,000.00
A-6 240,868.38 240,868.38 0.00 0.00 44,516,000.00
A-7 126,753.14 274,860.94 0.00 0.00 23,277,725.22
A-8 539,258.84 757,729.31 0.00 0.00 99,444,447.40
A-9 102,165.92 102,165.92 0.00 0.00 19,481,177.00
A-10 72,793.59 72,793.59 0.00 0.00 10,930,823.00
A-11 124,865.24 124,865.24 0.00 0.00 25,000,000.00
A-12 92,038.17 92,038.17 0.00 0.00 17,010,000.00
A-13 70,356.99 70,356.99 0.00 0.00 13,003,000.00
A-14 110,964.71 110,964.71 0.00 0.00 20,507,900.00
A-15 0.00 0.00 342,954.16 0.00 63,725,898.24
A-16 0.00 0.00 6,569.79 0.00 1,220,763.42
A-17 0.00 7,732.99 0.00 0.00 2,424,052.53
A-18 141,710.51 141,710.51 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 69,124.60 83,047.91 0.00 0.00 12,761,313.16
M-2 27,649.42 33,218.66 0.00 0.00 5,104,448.15
M-3 27,649.42 33,218.66 0.00 0.00 5,104,448.15
B-1 12,442.24 14,948.40 0.00 0.00 2,297,001.65
B-2 4,147.41 4,982.80 0.00 0.00 765,667.20
B-3 6,364.76 7,646.78 0.00 0.00 1,175,017.94
- -------------------------------------------------------------------------------
2,204,987.03 4,275,308.86 349,523.95 0.00 446,631,796.59
===============================================================================
Run: 01/31/97 11:54:00
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4139
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 652.090151 8.876664 3.528347 12.405011 0.000000 643.213488
A-2 523.486782 18.993438 2.265997 21.259435 0.000000 504.493344
A-3 523.486782 18.993438 2.941439 21.934877 0.000000 504.493344
A-4 761.743391 9.496719 4.121662 13.618381 0.000000 752.246672
A-5 1000.000000 0.000000 5.410827 5.410827 0.000000 1000.000000
A-6 1000.000000 0.000000 5.410827 5.410827 0.000000 1000.000000
A-7 599.724355 3.791705 3.245005 7.036710 0.000000 595.932649
A-8 812.076641 1.780148 4.394006 6.174154 0.000000 810.296493
A-9 1000.000000 0.000000 5.244340 5.244340 0.000000 1000.000000
A-10 1000.000000 0.000000 6.659479 6.659479 0.000000 1000.000000
A-11 1000.000000 0.000000 4.994610 4.994610 0.000000 1000.000000
A-12 1000.000000 0.000000 5.410827 5.410827 0.000000 1000.000000
A-13 1000.000000 0.000000 5.410828 5.410828 0.000000 1000.000000
A-14 1000.000000 0.000000 5.410828 5.410828 0.000000 1000.000000
A-15 1090.234172 0.000000 0.000000 0.000000 5.899069 1096.133241
A-16 1214.193630 0.000000 0.000000 0.000000 6.569790 1220.763420
A-17 871.111030 2.770102 0.000000 2.770102 0.000000 868.340929
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 965.246953 1.051991 5.222785 6.274776 0.000000 964.194962
M-2 965.246957 1.051991 5.222784 6.274775 0.000000 964.194966
M-3 965.246957 1.051991 5.222784 6.274775 0.000000 964.194966
B-1 965.246950 1.051992 5.222785 6.274777 0.000000 964.194959
B-2 965.246934 1.051996 5.222781 6.274777 0.000000 964.194938
B-3 555.476020 0.605395 3.005582 3.610977 0.000000 554.870620
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:01 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S45 (POOL # 4139)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4139
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 103,125.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 47,450.44
SUBSERVICER ADVANCES THIS MONTH 49,460.19
MASTER SERVICER ADVANCES THIS MONTH 648.74
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 16 4,422,292.85
(B) TWO MONTHLY PAYMENTS: 5 1,083,750.19
(C) THREE OR MORE MONTHLY PAYMENTS: 3 709,644.31
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 1,053,029.77
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 446,631,796.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,585
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 94,097.40
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,231,892.78
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.89183440 % 5.15680600 % 0.95135960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.87496130 % 5.14298571 % 0.95398760 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3795 %
BANKRUPTCY AMOUNT AVAILABLE 135,873.00
FRAUD AMOUNT AVAILABLE 757,037.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,483,403.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.24569859
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 313.65
POOL TRADING FACTOR: 84.36695997
................................................................................
Run: 01/31/97 11:54:02 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4140
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944R59 10,190,000.00 7,518,908.69 6.500000 % 47,223.41
A-2 760944R67 5,190,000.00 5,190,000.00 6.500000 % 0.00
A-3 760944R75 2,999,000.00 2,999,000.00 6.500000 % 0.00
A-4 760944R83 32,729,000.00 31,962,221.74 6.500000 % 0.00
A-5 760944R91 49,415,000.00 49,415,000.00 6.500000 % 0.00
A-6 760944S25 2,364,000.00 2,364,000.00 6.500000 % 0.00
A-7 760944S33 11,792,000.00 11,741,930.42 6.500000 % 0.00
A-8 760944S41 103,392,000.00 76,289,991.13 5.650000 % 479,148.44
A-9 760944S58 43,941,000.00 32,422,803.53 6.350000 % 203,635.30
A-10 760944S66 0.00 0.00 2.150000 % 0.00
A-11 760944S74 16,684,850.00 16,614,005.06 6.139000 % 0.00
A-12 760944S82 3,241,628.00 3,227,863.84 8.750000 % 0.00
A-13 760944S90 5,742,522.00 5,718,138.88 6.278768 % 0.00
A-14 760944T24 10,093,055.55 10,050,199.79 6.437500 % 0.00
A-15 760944T32 1,121,450.62 1,116,688.87 9.000000 % 0.00
A-16 760944T40 2,760,493.83 2,748,772.60 5.712891 % 0.00
A-17 760944T57 78,019,000.00 52,924,761.15 6.500000 % 434,371.67
A-18 760944T65 46,560,000.00 46,560,000.00 6.500000 % 0.00
A-19 760944T73 36,044,000.00 36,044,000.00 6.500000 % 0.00
A-20 760944T81 4,005,000.00 4,005,000.00 6.500000 % 0.00
A-21 760944T99 2,513,000.00 2,513,000.00 6.500000 % 0.00
A-22 760944U22 38,870,000.00 38,783,354.23 6.500000 % 0.00
A-23 760944U30 45,370,000.00 35,319,631.77 6.500000 % 173,968.03
A-24 760944U48 0.00 0.00 0.232771 % 0.00
R-I 760944U55 500.00 0.00 6.500000 % 0.00
R-II 760944U63 500.00 0.00 6.500000 % 0.00
M-1 760944U71 16,136,600.00 15,597,850.84 6.500000 % 17,209.96
M-2 760944U89 5,867,800.00 5,671,893.08 6.500000 % 6,258.11
M-3 760944U97 5,867,800.00 5,671,893.08 6.500000 % 6,258.11
B-1 2,640,500.00 2,552,342.23 6.500000 % 2,816.14
B-2 880,200.00 850,812.94 6.500000 % 938.75
B-3 2,347,160.34 2,109,846.02 6.500000 % 2,327.89
- -------------------------------------------------------------------------------
586,778,060.34 507,983,909.89 1,374,155.81
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 40,702.72 87,926.13 0.00 0.00 7,471,685.28
A-2 28,095.45 28,095.45 0.00 0.00 5,190,000.00
A-3 16,234.73 16,234.73 0.00 0.00 2,999,000.00
A-4 173,023.72 173,023.72 0.00 0.00 31,962,221.74
A-5 267,502.27 267,502.27 0.00 0.00 49,415,000.00
A-6 12,797.24 12,797.24 0.00 0.00 2,364,000.00
A-7 63,563.55 63,563.55 0.00 0.00 11,741,930.42
A-8 358,980.90 838,129.34 0.00 0.00 75,810,842.69
A-9 171,466.63 375,101.93 0.00 0.00 32,219,168.23
A-10 58,055.64 58,055.64 0.00 0.00 0.00
A-11 84,942.94 84,942.94 0.00 0.00 16,614,005.06
A-12 23,522.24 23,522.24 0.00 0.00 3,227,863.84
A-13 29,900.91 29,900.91 0.00 0.00 5,718,138.88
A-14 53,882.44 53,882.44 0.00 0.00 10,050,199.79
A-15 8,370.09 8,370.09 0.00 0.00 1,116,688.87
A-16 13,078.26 13,078.26 0.00 0.00 2,748,772.60
A-17 286,501.96 720,873.63 0.00 0.00 52,490,389.48
A-18 252,047.07 252,047.07 0.00 0.00 46,560,000.00
A-19 195,119.94 195,119.94 0.00 0.00 36,044,000.00
A-20 21,680.60 21,680.60 0.00 0.00 4,005,000.00
A-21 13,603.83 13,603.83 0.00 0.00 2,513,000.00
A-22 209,949.11 209,949.11 0.00 0.00 38,783,354.23
A-23 191,198.66 365,166.69 0.00 0.00 35,145,663.74
A-24 98,476.78 98,476.78 0.00 0.00 0.00
R-I 0.73 0.73 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 84,437.13 101,647.09 0.00 0.00 15,580,640.88
M-2 30,704.12 36,962.23 0.00 0.00 5,665,634.97
M-3 30,704.12 36,962.23 0.00 0.00 5,665,634.97
B-1 13,816.81 16,632.95 0.00 0.00 2,549,526.09
B-2 4,605.78 5,544.53 0.00 0.00 849,874.19
B-3 11,421.44 13,749.33 0.00 0.00 2,107,518.13
- -------------------------------------------------------------------------------
2,848,387.81 4,222,543.62 0.00 0.00 506,609,754.08
===============================================================================
Run: 01/31/97 11:54:02
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4140
______________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 737.871314 4.634289 3.994379 8.628668 0.000000 733.237025
A-2 1000.000000 0.000000 5.413382 5.413382 0.000000 1000.000000
A-3 1000.000000 0.000000 5.413381 5.413381 0.000000 1000.000000
A-4 976.571901 0.000000 5.286557 5.286557 0.000000 976.571901
A-5 1000.000000 0.000000 5.413382 5.413382 0.000000 1000.000000
A-6 1000.000000 0.000000 5.413384 5.413384 0.000000 1000.000000
A-7 995.753937 0.000000 5.390396 5.390396 0.000000 995.753937
A-8 737.871316 4.634289 3.472037 8.106326 0.000000 733.237027
A-9 737.871317 4.634289 3.902201 8.536490 0.000000 733.237028
A-11 995.753936 0.000000 5.091022 5.091022 0.000000 995.753936
A-12 995.753936 0.000000 7.256305 7.256305 0.000000 995.753936
A-13 995.753935 0.000000 5.206930 5.206930 0.000000 995.753935
A-14 995.753936 0.000000 5.338566 5.338566 0.000000 995.753936
A-15 995.753937 0.000000 7.463628 7.463628 0.000000 995.753937
A-16 995.753937 0.000000 4.737652 4.737652 0.000000 995.753937
A-17 678.357338 5.567511 3.672208 9.239719 0.000000 672.789827
A-18 1000.000000 0.000000 5.413382 5.413382 0.000000 1000.000000
A-19 1000.000000 0.000000 5.413382 5.413382 0.000000 1000.000000
A-20 1000.000000 0.000000 5.413383 5.413383 0.000000 1000.000000
A-21 1000.000000 0.000000 5.413382 5.413382 0.000000 1000.000000
A-22 997.770883 0.000000 5.401315 5.401315 0.000000 997.770883
A-23 778.479872 3.834429 4.214209 8.048638 0.000000 774.645443
R-I 0.000000 0.000000 1.460000 1.460000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.613217 1.066517 5.232647 6.299164 0.000000 965.546700
M-2 966.613225 1.066517 5.232646 6.299163 0.000000 965.546708
M-3 966.613225 1.066517 5.232646 6.299163 0.000000 965.546708
B-1 966.613229 1.066518 5.232649 6.299167 0.000000 965.546711
B-2 966.613202 1.066519 5.232652 6.299171 0.000000 965.546683
B-3 898.893009 0.991798 4.866050 5.857848 0.000000 897.901219
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:04 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S47 (POOL # 4140)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4140
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 117,510.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 54,345.02
SUBSERVICER ADVANCES THIS MONTH 61,444.97
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 5,456,096.11
(B) TWO MONTHLY PAYMENTS: 6 2,155,537.52
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,225,905.58
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 271,641.53
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 506,609,754.08
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,798
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 813,669.43
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.61108930 % 5.30364000 % 1.08527080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.60082810 % 5.31215805 % 1.08701390 %
CLASS A-24 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2328 %
BANKRUPTCY AMOUNT AVAILABLE 104,596.00
FRAUD AMOUNT AVAILABLE 5,084,081.00
SPECIAL HAZARD AMOUNT AVAILABLE 5,084,081.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.13562403
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.30
POOL TRADING FACTOR: 86.33754196
................................................................................
Run: 01/31/97 11:54:05 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4141
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944K49 9,959,000.00 3,543,611.50 6.500000 % 172,070.13
A-2 760944K56 85,878,000.00 49,070,199.63 6.500000 % 987,239.18
A-3 760944K64 12,960,000.00 12,960,000.00 6.500000 % 0.00
A-4 760944K72 2,760,000.00 2,760,000.00 6.500000 % 0.00
A-5 760944K80 26,460,000.00 23,954,120.07 6.100000 % 0.00
A-6 760944K98 10,584,000.00 9,581,648.02 7.500000 % 0.00
A-7 760944L22 5,276,000.00 5,276,000.00 6.500000 % 0.00
A-8 760944L30 23,182,000.00 21,931,576.52 6.500000 % 0.00
A-9 760944L48 15,273,563.00 13,907,398.73 6.450000 % 0.00
A-10 760944L55 7,049,337.00 6,418,799.63 6.608135 % 0.00
A-11 760944L63 0.00 0.00 0.159662 % 0.00
R 760944L71 100.00 0.00 6.500000 % 0.00
M-1 760944L89 3,099,138.00 2,688,700.47 6.500000 % 12,851.46
M-2 760944L97 3,305,815.00 2,868,005.98 6.500000 % 13,708.50
B 826,454.53 583,676.57 6.500000 % 2,789.86
- -------------------------------------------------------------------------------
206,613,407.53 155,543,737.12 1,188,659.13
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 19,157.39 191,227.52 0.00 0.00 3,371,541.37
A-2 265,282.21 1,252,521.39 0.00 0.00 48,082,960.45
A-3 70,064.06 70,064.06 0.00 0.00 12,960,000.00
A-4 14,921.05 14,921.05 0.00 0.00 2,760,000.00
A-5 121,530.98 121,530.98 0.00 0.00 23,954,120.07
A-6 59,769.34 59,769.34 0.00 0.00 9,581,648.02
A-7 28,522.99 28,522.99 0.00 0.00 5,276,000.00
A-8 118,566.00 118,566.00 0.00 0.00 21,931,576.52
A-9 74,607.52 74,607.52 0.00 0.00 13,907,398.73
A-10 35,278.46 35,278.46 0.00 0.00 6,418,799.63
A-11 20,655.31 20,655.31 0.00 0.00 0.00
R 1.06 1.06 0.00 0.00 0.00
M-1 14,535.59 27,387.05 0.00 0.00 2,675,849.01
M-2 15,504.95 29,213.45 0.00 0.00 2,854,297.48
B 3,155.46 5,945.32 0.00 0.00 580,886.71
- -------------------------------------------------------------------------------
861,552.37 2,050,211.50 0.00 0.00 154,355,077.99
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 355.820012 17.277852 1.923626 19.201478 0.000000 338.542160
A-2 571.394299 11.495833 3.089059 14.584892 0.000000 559.898466
A-3 1000.000000 0.000000 5.406177 5.406177 0.000000 1000.000000
A-4 1000.000000 0.000000 5.406178 5.406178 0.000000 1000.000000
A-5 905.295543 0.000000 4.593008 4.593008 0.000000 905.295543
A-6 905.295542 0.000000 5.647141 5.647141 0.000000 905.295542
A-7 1000.000000 0.000000 5.406177 5.406177 0.000000 1000.000000
A-8 946.060587 0.000000 5.114572 5.114572 0.000000 946.060587
A-9 910.553663 0.000000 4.884749 4.884749 0.000000 910.553663
A-10 910.553663 0.000000 5.004508 5.004508 0.000000 910.553663
R 0.000000 0.000000 10.610000 10.610000 0.000000 0.000000
M-1 867.563971 4.146785 4.690204 8.836989 0.000000 863.417186
M-2 867.563968 4.146784 4.690205 8.836989 0.000000 863.417185
B 706.241600 3.375697 3.818068 7.193765 0.000000 702.865904
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:05 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S48 (POOL # 4141)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4141
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 35,114.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 16,754.12
SUBSERVICER ADVANCES THIS MONTH 19,927.54
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 920,308.80
(B) TWO MONTHLY PAYMENTS: 3 890,415.42
(C) THREE OR MORE MONTHLY PAYMENTS: 1 196,271.36
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 154,355,077.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 594
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 445,190.79
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.05231100 % 3.57244000 % 0.37524920 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.04092510 % 3.58274348 % 0.37633150 %
CLASS A-11 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1599 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 780,276.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,293,856.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.05636527
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 137.59
POOL TRADING FACTOR: 74.70719342
................................................................................
Run: 01/31/97 11:54:06 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4142
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944P85 27,772,000.00 8,526,418.04 6.000000 % 768,604.61
A-2 760944P93 22,807,000.00 22,807,000.00 6.000000 % 0.00
A-3 760944Q27 1,650,000.00 1,650,000.00 6.000000 % 0.00
A-4 760944Q35 37,438,000.00 33,917,243.54 6.000000 % 172,859.18
A-5 760944Q43 10,500,000.00 3,629,429.97 6.000000 % 260,488.91
A-6 760944Q50 25,817,000.00 17,759,678.29 6.000000 % 192,564.74
A-7 760944Q68 11,470,000.00 11,470,000.00 6.000000 % 0.00
A-8 760944Q76 13,328,000.00 15,944,246.04 6.000000 % 0.00
A-9 760944Q84 0.00 0.00 0.237332 % 0.00
R 760944Q92 100.00 0.00 6.000000 % 0.00
M-1 760944R26 1,938,400.00 1,677,058.27 6.000000 % 8,262.27
M-2 760944R34 775,500.00 670,944.41 6.000000 % 3,305.51
M-3 760944R42 387,600.00 335,342.45 6.000000 % 1,652.11
B-1 542,700.00 469,531.32 6.000000 % 2,313.21
B-2 310,100.00 268,291.25 6.000000 % 1,321.78
B-3 310,260.75 268,430.30 6.000000 % 1,322.46
- -------------------------------------------------------------------------------
155,046,660.75 119,393,613.88 1,412,694.78
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 42,485.99 811,090.60 0.00 0.00 7,757,813.43
A-2 113,644.20 113,644.20 0.00 0.00 22,807,000.00
A-3 8,221.73 8,221.73 0.00 0.00 1,650,000.00
A-4 169,005.05 341,864.23 0.00 0.00 33,744,384.36
A-5 18,084.96 278,573.87 0.00 0.00 3,368,941.06
A-6 88,494.08 281,058.82 0.00 0.00 17,567,113.55
A-7 57,153.46 57,153.46 0.00 0.00 11,470,000.00
A-8 0.00 0.00 79,448.03 0.00 16,023,694.07
A-9 23,532.37 23,532.37 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 8,356.55 16,618.82 0.00 0.00 1,668,796.00
M-2 3,343.22 6,648.73 0.00 0.00 667,638.90
M-3 1,670.96 3,323.07 0.00 0.00 333,690.34
B-1 2,339.61 4,652.82 0.00 0.00 467,218.11
B-2 1,336.86 2,658.64 0.00 0.00 266,969.47
B-3 1,337.57 2,660.03 0.00 0.00 267,107.84
- -------------------------------------------------------------------------------
539,006.61 1,951,701.39 79,448.03 0.00 118,060,367.13
===============================================================================
Run: 01/31/97 11:54:06
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4142
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 307.014909 27.675522 1.529814 29.205336 0.000000 279.339386
A-2 1000.000000 0.000000 4.982865 4.982865 0.000000 1000.000000
A-3 1000.000000 0.000000 4.982867 4.982867 0.000000 1000.000000
A-4 905.957678 4.617212 4.514265 9.131477 0.000000 901.340466
A-5 345.659997 24.808468 1.722377 26.530845 0.000000 320.851530
A-6 687.906352 7.458835 3.427745 10.886580 0.000000 680.447517
A-7 1000.000000 0.000000 4.982865 4.982865 0.000000 1000.000000
A-8 1196.296972 0.000000 0.000000 0.000000 5.960987 1202.257958
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 865.176573 4.262417 4.311056 8.573473 0.000000 860.914156
M-2 865.176544 4.262424 4.311051 8.573475 0.000000 860.914120
M-3 865.176600 4.262410 4.311042 8.573452 0.000000 860.914190
B-1 865.176562 4.262410 4.311056 8.573466 0.000000 860.914152
B-2 865.176556 4.262431 4.311061 8.573492 0.000000 860.914125
B-3 865.176469 4.262415 4.311051 8.573466 0.000000 860.914054
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:07 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1993-S49 (POOL # 4142)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4142
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,616.54
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,961.23
SUBSERVICER ADVANCES THIS MONTH 8,442.64
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 55,367.28
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 243,435.44
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 579,242.60
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 118,060,367.13
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 504
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 745,036.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.90971910 % 2.24747800 % 0.84280290 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.89021750 % 2.26166097 % 0.84812160 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2373 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 597,733.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,738,787.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.63079476
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 137.90
POOL TRADING FACTOR: 76.14505631
................................................................................
Run: 01/31/97 11:54:08 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4143
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944X78 45,572,000.00 0.00 4.750000 % 0.00
A-2 760944X86 0.00 0.00 6.750000 % 0.00
A-3 760944X94 59,364,000.00 51,334,227.62 5.750000 % 1,128,916.19
A-4 760944Y28 11,287,000.00 11,287,000.00 6.750000 % 0.00
A-5 760944Y36 24,855,000.00 20,857,631.08 5.000000 % 0.00
A-6 760944Y44 0.00 0.00 6.750000 % 0.00
A-7 760944Y51 37,443,000.00 37,443,000.00 6.573450 % 0.00
A-8 760944Y69 20,499,000.00 20,499,000.00 6.750000 % 0.00
A-9 760944Y77 2,370,000.00 2,370,000.00 6.750000 % 0.00
A-10 760944Y85 48,388,000.00 48,019,128.22 6.750000 % 0.00
A-11 760944Y93 20,733,000.00 20,733,000.00 6.750000 % 0.00
A-12 760944Z27 49,051,000.00 48,222,911.15 6.750000 % 0.00
A-13 760944Z35 54,725,400.00 52,230,738.70 6.950000 % 0.00
A-14 760944Z43 22,295,600.00 21,279,253.46 6.259092 % 0.00
A-15 760944Z50 15,911,200.00 15,185,886.80 7.050000 % 0.00
A-16 760944Z68 5,303,800.00 5,062,025.89 5.850011 % 0.00
A-17 760944Z76 29,322,000.00 25,753,212.28 6.250000 % 501,740.53
A-18 760944Z84 0.00 0.00 2.750000 % 0.00
A-19 760944Z92 49,683,000.00 48,002,397.15 6.750000 % 51,826.62
A-20 7609442A5 5,593,279.30 4,732,010.90 0.000000 % 26,783.17
A-21 7609442B3 0.00 0.00 0.157503 % 0.00
R-I 7609442C1 100.00 0.00 6.750000 % 0.00
R-II 7609442D9 100.00 0.00 6.750000 % 0.00
M-1 7609442E7 14,659,500.00 14,163,620.16 6.750000 % 15,292.00
M-2 7609442F4 5,330,500.00 5,150,187.73 6.750000 % 5,560.49
M-3 7609442G2 5,330,500.00 5,150,187.73 6.750000 % 5,560.49
B-1 2,665,200.00 2,575,045.56 6.750000 % 2,780.19
B-2 799,500.00 772,455.72 6.750000 % 834.00
B-3 1,865,759.44 1,648,748.79 6.750000 % 1,780.09
- -------------------------------------------------------------------------------
533,047,438.74 462,471,668.94 1,741,073.77
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 0.00 0.00 0.00 0.00 0.00
A-3 245,617.92 1,374,534.11 0.00 0.00 50,205,311.43
A-4 63,396.82 63,396.82 0.00 0.00 11,287,000.00
A-5 86,780.10 86,780.10 0.00 0.00 20,857,631.08
A-6 30,373.04 30,373.04 0.00 0.00 0.00
A-7 204,809.06 204,809.06 0.00 0.00 37,443,000.00
A-8 115,138.78 115,138.78 0.00 0.00 20,499,000.00
A-9 13,311.82 13,311.82 0.00 0.00 2,370,000.00
A-10 269,713.83 269,713.83 0.00 0.00 48,019,128.22
A-11 116,453.11 116,453.11 0.00 0.00 20,733,000.00
A-12 270,858.43 270,858.43 0.00 0.00 48,222,911.15
A-13 302,062.03 302,062.03 0.00 0.00 52,230,738.70
A-14 110,828.87 110,828.87 0.00 0.00 21,279,253.46
A-15 89,087.02 89,087.02 0.00 0.00 15,185,886.80
A-16 24,641.44 24,641.44 0.00 0.00 5,062,025.89
A-17 133,935.77 635,676.30 0.00 0.00 25,251,471.75
A-18 58,931.74 58,931.74 0.00 0.00 0.00
A-19 269,619.84 321,446.46 0.00 0.00 47,950,570.53
A-20 0.00 26,783.17 0.00 0.00 4,705,227.73
A-21 60,611.96 60,611.96 0.00 0.00 0.00
R-I 0.01 0.01 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 79,554.21 94,846.21 0.00 0.00 14,148,328.16
M-2 28,927.58 34,488.07 0.00 0.00 5,144,627.24
M-3 28,927.58 34,488.07 0.00 0.00 5,144,627.24
B-1 14,463.51 17,243.70 0.00 0.00 2,572,265.37
B-2 4,338.73 5,172.73 0.00 0.00 771,621.72
B-3 9,260.70 11,040.79 0.00 0.00 1,646,968.70
- -------------------------------------------------------------------------------
2,631,643.90 4,372,717.67 0.00 0.00 460,730,595.17
===============================================================================
Run: 01/31/97 11:54:08
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4143
_______________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-3 864.736669 19.016848 4.137489 23.154337 0.000000 845.719821
A-4 1000.000000 0.000000 5.616800 5.616800 0.000000 1000.000000
A-5 839.172443 0.000000 3.491454 3.491454 0.000000 839.172443
A-7 1000.000000 0.000000 5.469889 5.469889 0.000000 1000.000000
A-8 1000.000000 0.000000 5.616800 5.616800 0.000000 1000.000000
A-9 1000.000000 0.000000 5.616802 5.616802 0.000000 1000.000000
A-10 992.376792 0.000000 5.573982 5.573982 0.000000 992.376792
A-11 1000.000000 0.000000 5.616800 5.616800 0.000000 1000.000000
A-12 983.117799 0.000000 5.521976 5.521976 0.000000 983.117799
A-13 954.414928 0.000000 5.519595 5.519595 0.000000 954.414928
A-14 954.414928 0.000000 4.970885 4.970885 0.000000 954.414928
A-15 954.414928 0.000000 5.599013 5.599013 0.000000 954.414928
A-16 954.414927 0.000000 4.645997 4.645997 0.000000 954.414927
A-17 878.289758 17.111402 4.567757 21.679159 0.000000 861.178356
A-19 966.173483 1.043146 5.426803 6.469949 0.000000 965.130337
A-20 846.017273 4.788456 0.000000 4.788456 0.000000 841.228817
R-I 0.000000 0.000000 0.100000 0.100000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 966.173482 1.043146 5.426802 6.469948 0.000000 965.130336
M-2 966.173479 1.043146 5.426804 6.469950 0.000000 965.130333
M-3 966.173479 1.043146 5.426804 6.469950 0.000000 965.130333
B-1 966.173480 1.043145 5.426801 6.469946 0.000000 965.130335
B-2 966.173508 1.043152 5.426804 6.469956 0.000000 965.130357
B-3 883.687765 0.954089 4.963496 5.917585 0.000000 882.733682
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:10 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S1 (POOL # 4143)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4143
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 101,327.47
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 48,740.07
SUBSERVICER ADVANCES THIS MONTH 45,212.34
MASTER SERVICER ADVANCES THIS MONTH 4,801.11
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 5,054,595.90
(B) TWO MONTHLY PAYMENTS: 2 685,478.44
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 895,563.67
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 460,730,595.17
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,610
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 2
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 696,313.16
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,241,380.77
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.56397350 % 5.34452200 % 1.09150470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.54675410 % 5.30409374 % 1.09442500 %
CLASS A-21 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1579 %
BANKRUPTCY AMOUNT AVAILABLE 167,284.00
FRAUD AMOUNT AVAILABLE 5,103,942.00
SPECIAL HAZARD AMOUNT AVAILABLE 5,103,942.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.22773657
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.01
POOL TRADING FACTOR: 86.43331938
................................................................................
Run: 01/31/97 11:54:11 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4144
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760944V88 20,379,000.00 16,477,464.32 10.500000 % 40,714.60
A-2 760944V96 67,648,000.00 31,233,666.67 6.625000 % 380,002.89
A-3 760944W20 20,384,000.00 20,384,000.00 6.625000 % 0.00
A-4 760944W38 52,668,000.00 52,668,000.00 6.625000 % 0.00
A-5 760944W46 49,504,000.00 49,504,000.00 6.625000 % 0.00
A-6 760944W53 10,079,000.00 10,079,000.00 7.000000 % 0.00
A-7 760944W61 19,283,000.00 19,283,000.00 7.000000 % 0.00
A-8 760944W79 1,050,000.00 1,050,000.00 7.000000 % 0.00
A-9 760944W95 3,195,000.00 3,195,000.00 7.000000 % 0.00
A-10 760944X29 0.00 0.00 0.125568 % 0.00
R 760944X37 267,710.00 21,712.82 7.000000 % 44.81
M-1 760944X45 7,801,800.00 7,561,388.76 7.000000 % 7,918.90
M-2 760944X52 2,600,600.00 2,520,462.91 7.000000 % 2,639.63
M-3 760944X60 2,600,600.00 2,520,462.91 7.000000 % 2,639.63
B-1 1,300,350.00 1,260,279.92 7.000000 % 1,319.87
B-2 390,100.00 378,079.13 7.000000 % 395.96
B-3 910,233.77 803,301.12 7.000000 % 841.28
- -------------------------------------------------------------------------------
260,061,393.77 218,939,818.56 436,517.57
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 144,099.29 184,813.89 0.00 0.00 16,436,749.72
A-2 172,341.96 552,344.85 0.00 0.00 30,853,663.78
A-3 112,475.38 112,475.38 0.00 0.00 20,384,000.00
A-4 290,612.89 290,612.89 0.00 0.00 52,668,000.00
A-5 273,154.49 273,154.49 0.00 0.00 49,504,000.00
A-6 58,762.15 58,762.15 0.00 0.00 10,079,000.00
A-7 112,422.91 112,422.91 0.00 0.00 19,283,000.00
A-8 6,121.66 6,121.66 0.00 0.00 1,050,000.00
A-9 18,627.35 18,627.35 0.00 0.00 3,195,000.00
A-10 22,897.45 22,897.45 0.00 0.00 0.00
R 126.59 171.40 0.00 0.00 21,668.01
M-1 44,084.08 52,002.98 0.00 0.00 7,553,469.86
M-2 14,694.69 17,334.32 0.00 0.00 2,517,823.28
M-3 14,694.69 17,334.32 0.00 0.00 2,517,823.28
B-1 7,347.63 8,667.50 0.00 0.00 1,258,960.05
B-2 2,204.26 2,600.22 0.00 0.00 377,683.17
B-3 4,683.37 5,524.65 0.00 0.00 802,459.84
- -------------------------------------------------------------------------------
1,299,350.84 1,735,868.41 0.00 0.00 218,503,300.99
===============================================================================
Run: 01/31/97 11:54:11
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4144
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 808.551171 1.997870 7.070970 9.068840 0.000000 806.553301
A-2 461.708649 5.617356 2.547628 8.164984 0.000000 456.091293
A-3 1000.000000 0.000000 5.517827 5.517827 0.000000 1000.000000
A-4 1000.000000 0.000000 5.517827 5.517827 0.000000 1000.000000
A-5 1000.000000 0.000000 5.517827 5.517827 0.000000 1000.000000
A-6 1000.000000 0.000000 5.830157 5.830157 0.000000 1000.000000
A-7 1000.000000 0.000000 5.830157 5.830157 0.000000 1000.000000
A-8 1000.000000 0.000000 5.830152 5.830152 0.000000 1000.000000
A-9 1000.000000 0.000000 5.830156 5.830156 0.000000 1000.000000
R 81.105749 0.167383 0.472862 0.640245 0.000000 80.938366
M-1 969.185157 1.015009 5.650501 6.665510 0.000000 968.170148
M-2 969.185153 1.015008 5.650500 6.665508 0.000000 968.170145
M-3 969.185153 1.015008 5.650500 6.665508 0.000000 968.170145
B-1 969.185158 1.015011 5.650502 6.665513 0.000000 968.170147
B-2 969.185158 1.015022 5.650500 6.665522 0.000000 968.170136
B-3 882.521772 0.924246 5.145239 6.069485 0.000000 881.597526
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:12 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S2 (POOL # 4144)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4144
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 44,829.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 23,120.83
SUBSERVICER ADVANCES THIS MONTH 21,382.81
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 1,913,248.69
(B) TWO MONTHLY PAYMENTS: 1 426,702.41
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 766,482.80
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 218,503,300.99
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 840
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 207,226.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.12871690 % 5.75606300 % 1.11521980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.12220030 % 5.76152230 % 1.11627740 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1256 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,497,248.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,317,527.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.49641740
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 314.69
POOL TRADING FACTOR: 84.01989154
................................................................................
Run: 01/31/97 11:54:13 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4145
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609442Q0 205,549,492.00 153,725,160.33 6.738608 % 2,632,667.67
A-2 7609442W7 76,450,085.00 92,473,992.06 6.738608 % 0.00
A-3 7609442R8 0.00 0.00 0.186000 % 0.00
R 7609442S6 100.00 0.00 6.738608 % 0.00
M-1 7609442T4 8,228,000.00 7,978,267.09 6.738608 % 8,330.07
M-2 7609442U1 2,992,100.00 2,901,285.03 6.738608 % 3,029.22
M-3 7609442V9 1,496,000.00 1,450,594.02 6.738608 % 1,514.56
B-1 2,244,050.00 2,175,939.54 6.738608 % 2,271.89
B-2 1,047,225.00 1,015,440.06 6.738608 % 1,060.22
B-3 1,196,851.02 1,160,524.67 6.738608 % 1,211.68
- -------------------------------------------------------------------------------
299,203,903.02 262,881,202.80 2,650,085.31
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 862,955.84 3,495,623.51 0.00 0.00 151,092,492.66
A-2 0.00 0.00 517,382.23 0.00 92,991,374.29
A-3 40,597.03 40,597.03 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 44,637.56 52,967.63 0.00 0.00 7,969,937.02
M-2 16,232.39 19,261.61 0.00 0.00 2,898,255.81
M-3 8,115.92 9,630.48 0.00 0.00 1,449,079.46
B-1 12,174.15 14,446.04 0.00 0.00 2,173,667.65
B-2 5,681.28 6,741.50 0.00 0.00 1,014,379.84
B-3 6,493.01 7,704.69 0.00 0.00 1,159,312.99
- -------------------------------------------------------------------------------
996,887.18 3,646,972.49 517,382.23 0.00 260,748,499.72
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 747.874192 12.807950 4.198287 17.006237 0.000000 735.066242
A-2 1209.599598 0.000000 0.000000 0.000000 6.767582 1216.367180
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 969.648407 1.012405 5.425080 6.437485 0.000000 968.636002
M-2 969.648417 1.012406 5.425083 6.437489 0.000000 968.636012
M-3 969.648409 1.012406 5.425080 6.437486 0.000000 968.636003
B-1 969.648421 1.012406 5.425080 6.437486 0.000000 968.636015
B-2 969.648414 1.012409 5.425081 6.437490 0.000000 968.636005
B-3 969.648395 1.012382 5.425078 6.437460 0.000000 968.636005
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:13 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S3 (POOL # 4145)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4145
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 57,311.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 24,920.64
SUBSERVICER ADVANCES THIS MONTH 34,553.89
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 3,896,825.65
(B) TWO MONTHLY PAYMENTS: 2 289,940.14
(C) THREE OR MORE MONTHLY PAYMENTS: 2 700,339.39
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 113,785.25
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 260,748,499.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 958
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,858,230.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.65414860 % 4.69038700 % 1.65546420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.60892480 % 4.72381329 % 1.66726190 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 2,777,036.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,968,706.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.31275085
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.78
POOL TRADING FACTOR: 87.14742592
................................................................................
Run: 01/31/97 14:51:01 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-RS4 (POOL # 8021)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 8021
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609442M9 36,569,204.65 26,622,742.38 6.350000 % 214,671.33
A-2 7609442N7 0.00 0.00 3.650000 % 0.00
R 7609442P2 100.00 0.00 10.000000 % 0.00
- -------------------------------------------------------------------------------
36,569,304.65 26,622,742.38 214,671.33
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 140,597.81 355,269.14 0.00 0.00 26,408,071.05
A-2 80,816.07 80,816.07 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
221,413.88 436,085.21 0.00 0.00 26,408,071.05
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 728.009882 5.870276 3.844705 9.714981 0.000000 722.139606
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 27-January-97
DISTRIBUTION DATE 30-January-97
Run: 01/31/97 14:51:01 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1994-RS4
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 8021
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 26,408,071.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 0
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 588,481.24
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 174,811.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 72.21376316
................................................................................
Run: 01/31/97 11:54:14 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4146
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609443B2 103,633,000.00 83,005,039.64 6.500000 % 329,747.43
A-2 7609443C0 22,306,000.00 12,145,959.83 6.500000 % 162,412.92
A-3 7609443D8 32,041,000.00 32,041,000.00 6.500000 % 0.00
A-4 7609443E6 44,984,000.00 44,984,000.00 6.500000 % 0.00
A-5 7609443F3 10,500,000.00 10,500,000.00 6.500000 % 0.00
A-6 7609443G1 10,767,000.00 10,767,000.00 6.500000 % 0.00
A-7 7609443H9 1,040,000.00 1,040,000.00 6.500000 % 0.00
A-8 7609443J5 25,500,000.00 24,737,643.97 6.500000 % 27,073.46
A-9 7609443K2 0.00 0.00 0.533504 % 0.00
R 7609443L0 100.00 0.00 6.500000 % 0.00
M-1 7609443M8 6,635,000.00 6,436,637.98 6.500000 % 7,044.41
M-2 7609443N6 3,317,000.00 3,217,833.94 6.500000 % 3,521.67
M-3 7609443P1 1,990,200.00 1,930,700.38 6.500000 % 2,113.00
B-1 1,326,800.00 1,287,133.57 6.500000 % 1,408.67
B-2 398,000.00 386,101.28 6.500000 % 422.56
B-3 928,851.36 801,560.61 6.500000 % 877.24
- -------------------------------------------------------------------------------
265,366,951.36 233,280,611.20 534,621.36
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 449,490.58 779,238.01 0.00 0.00 82,675,292.21
A-2 65,773.05 228,185.97 0.00 0.00 11,983,546.91
A-3 173,509.08 173,509.08 0.00 0.00 32,041,000.00
A-4 243,598.27 243,598.27 0.00 0.00 44,984,000.00
A-5 56,859.81 56,859.81 0.00 0.00 10,500,000.00
A-6 58,305.68 58,305.68 0.00 0.00 10,767,000.00
A-7 5,631.83 5,631.83 0.00 0.00 1,040,000.00
A-8 133,959.79 161,033.25 0.00 0.00 24,710,570.51
A-9 103,685.75 103,685.75 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 34,855.81 41,900.22 0.00 0.00 6,429,593.57
M-2 17,425.28 20,946.95 0.00 0.00 3,214,312.27
M-3 10,455.17 12,568.17 0.00 0.00 1,928,587.38
B-1 6,970.11 8,378.78 0.00 0.00 1,285,724.90
B-2 2,090.82 2,513.38 0.00 0.00 385,678.72
B-3 4,340.62 5,217.86 0.00 0.00 757,381.77
- -------------------------------------------------------------------------------
1,366,951.65 1,901,573.01 0.00 0.00 232,702,688.24
===============================================================================
Run: 01/31/97 11:54:14
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4146
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 800.951817 3.181877 4.337331 7.519208 0.000000 797.769940
A-2 544.515369 7.281132 2.948671 10.229803 0.000000 537.234238
A-3 1000.000000 0.000000 5.415220 5.415220 0.000000 1000.000000
A-4 1000.000000 0.000000 5.415220 5.415220 0.000000 1000.000000
A-5 1000.000000 0.000000 5.415220 5.415220 0.000000 1000.000000
A-6 1000.000000 0.000000 5.415221 5.415221 0.000000 1000.000000
A-7 1000.000000 0.000000 5.415221 5.415221 0.000000 1000.000000
A-8 970.103685 1.061704 5.253325 6.315029 0.000000 969.041981
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.103690 1.061705 5.253325 6.315030 0.000000 969.041985
M-2 970.103690 1.061703 5.253325 6.315028 0.000000 969.041987
M-3 970.103698 1.061702 5.253326 6.315028 0.000000 969.041996
B-1 970.103686 1.061705 5.253324 6.315029 0.000000 969.041981
B-2 970.103719 1.061709 5.253317 6.315026 0.000000 969.042010
B-3 862.958967 0.944435 4.673116 5.617551 0.000000 815.396093
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:15 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S5 (POOL # 4146)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4146
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,990.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 24,609.80
SUBSERVICER ADVANCES THIS MONTH 35,982.84
MASTER SERVICER ADVANCES THIS MONTH 1,871.44
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 13 3,851,951.98
(B) TWO MONTHLY PAYMENTS: 3 662,556.24
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 778,436.25
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 232,702,688.24
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 827
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 260,662.04
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 62,253.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.97293770 % 4.96619600 % 1.06086630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.98319000 % 4.97308102 % 1.04372900 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.5333 %
BANKRUPTCY AMOUNT AVAILABLE 117,861.00
FRAUD AMOUNT AVAILABLE 2,448,515.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,767,680.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.43666587
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.13
POOL TRADING FACTOR: 87.69090765
................................................................................
Run: 01/31/97 11:54:16 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4147
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 7609442H0 153,070,000.00 60,790,246.74 7.969224 % 2,865,251.33
M-1 7609442K3 3,625,500.00 3,290,923.62 7.969224 % 74,741.91
M-2 7609442L1 2,416,900.00 2,193,858.31 7.969224 % 49,825.88
R 7609442J6 100.00 0.00 7.969224 % 0.00
B-1 886,200.00 804,417.72 7.969224 % 18,269.56
B-2 322,280.00 292,538.65 7.969224 % 6,644.00
B-3 805,639.55 406,809.84 7.969224 % 9,239.27
- -------------------------------------------------------------------------------
161,126,619.55 67,778,794.88 3,023,971.95
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 393,810.63 3,259,061.96 0.00 0.00 57,924,995.41
M-1 21,319.22 96,061.13 0.00 0.00 3,216,181.71
M-2 14,212.23 64,038.11 0.00 0.00 2,144,032.43
R 0.00 0.00 0.00 0.00 0.00
B-1 5,211.16 23,480.72 0.00 0.00 786,148.16
B-2 1,895.13 8,539.13 0.00 0.00 285,894.65
B-3 2,635.39 11,874.66 0.00 0.00 397,570.57
- -------------------------------------------------------------------------------
439,083.76 3,463,055.71 0.00 0.00 64,754,822.93
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 397.140176 18.718569 2.572749 21.291318 0.000000 378.421607
M-1 907.715796 20.615614 5.880353 26.495967 0.000000 887.100182
M-2 907.715797 20.615615 5.880355 26.495970 0.000000 887.100182
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 907.715775 20.615617 5.880343 26.495960 0.000000 887.100158
B-2 907.715806 20.615614 5.880384 26.495998 0.000000 887.100192
B-3 504.952668 11.468243 3.271178 14.739421 0.000000 493.484425
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:16 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S6 (POOL # 4147)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4147
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,582.42
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,988.86
SUBSERVICER ADVANCES THIS MONTH 17,962.77
MASTER SERVICER ADVANCES THIS MONTH 2,484.36
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 993,897.45
(B) TWO MONTHLY PAYMENTS: 2 397,188.06
(C) THREE OR MORE MONTHLY PAYMENTS: 1 269,714.18
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 741,448.85
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,754,822.93
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 230
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 332,421.25
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,969,223.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 89.68918210 % 8.09218000 % 2.21863820 %
PREPAYMENT PERCENT 94.84459100 % 0.00000000 % 5.15540900 %
NEXT DISTRIBUTION 89.45278940 % 8.27770643 % 2.26950410 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 983,715.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,142,050.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.41373765
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 323.01
POOL TRADING FACTOR: 40.18878017
................................................................................
Run: 01/31/97 14:51:08 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-MZ1 (POOL # 8022)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 8022
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609443Q9 49,500,000.00 44,878,059.95 6.470000 % 168,253.53
A-2 7609443R7 61,308,403.22 61,308,403.22 6.470000 % 0.00
A-3 7609443S5 5,000,000.00 5,968,820.51 6.470000 % 0.00
S-1 7609443T3 0.00 0.00 0.500000 % 0.00
S-2 7609443U0 0.00 0.00 0.250000 % 0.00
R 7609443V8 100.00 0.00 6.470000 % 0.00
- -------------------------------------------------------------------------------
115,808,503.22 112,155,283.68 168,253.53
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 241,466.39 409,719.92 0.00 0.00 44,709,806.42
A-2 329,869.86 329,869.86 0.00 0.00 61,308,403.22
A-3 0.00 0.00 32,115.24 0.00 6,000,935.75
S-1 14,707.96 14,707.96 0.00 0.00 0.00
S-2 5,115.08 5,115.08 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
591,159.29 759,412.82 32,115.24 0.00 112,019,145.39
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 906.627474 3.399061 4.878109 8.277170 0.000000 903.228413
A-2 1000.000000 0.000000 5.380500 5.380500 0.000000 1000.000000
A-3 1193.764102 0.000000 0.000000 0.000000 6.423048 1200.187150
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
_______________________________________________________________________________
DETERMINATION DATE 27-January-97
DISTRIBUTION DATE 30-January-97
Run: 01/31/97 14:51:08 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1994-MZ1
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 8022
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 0.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 2,803.88
SUBSERVICER ADVANCES THIS MONTH 0.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 0 0.00
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 112,019,145.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 0
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 2,468,340.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 0.00
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 0.00000000 % 0.00000000 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 100.00000000 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 0.00000000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 0.00
POOL TRADING FACTOR: 96.72791054
................................................................................
Run: 01/31/97 11:54:17 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4148
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609445N4 22,295,000.00 0.00 4.500000 % 0.00
A-2 7609445P9 57,515,000.00 51,280,825.88 5.500000 % 2,138,634.42
A-3 7609445Q7 41,665,000.00 41,665,000.00 6.000000 % 0.00
A-4 7609445R5 10,090,000.00 10,090,000.00 6.250000 % 0.00
A-5 7609445S3 7,344,000.00 7,344,000.00 6.500000 % 0.00
A-6 7609445T1 45,437,000.00 45,072,637.34 6.500000 % 0.00
A-7 7609445U8 19,054,000.00 19,054,000.00 6.500000 % 0.00
A-8 7609445V6 50,184,000.00 29,854,330.33 6.250000 % 855,453.77
A-9 7609445W4 0.00 0.00 2.750000 % 0.00
A-10 7609445X2 43,420,000.00 36,198,557.54 6.500000 % 239,136.93
A-11 7609445Y0 66,266,000.00 66,266,000.00 6.500000 % 0.00
A-12 7609445Z7 32,444,000.00 38,764,783.50 6.500000 % 0.00
A-13 7609446A1 4,623,000.00 5,523,659.06 6.500000 % 0.00
A-14 7609446B9 478,414.72 392,986.92 0.000000 % 519.73
A-15 7609446C7 0.00 0.00 0.501861 % 0.00
R-I 7609446D5 100.00 0.00 6.500000 % 0.00
R-II 7609446E3 100.00 0.00 6.500000 % 0.00
M-1 7609446F0 11,695,500.00 11,352,594.73 6.500000 % 11,799.59
M-2 7609446G8 4,252,700.00 4,128,013.28 6.500000 % 4,290.55
M-3 7609446H6 4,252,700.00 4,128,013.28 6.500000 % 4,290.55
B-1 2,126,300.00 2,063,958.08 6.500000 % 2,145.22
B-2 638,000.00 619,294.22 6.500000 % 643.68
B-3 1,488,500.71 1,444,858.78 6.500000 % 1,501.76
- -------------------------------------------------------------------------------
425,269,315.43 375,243,512.94 3,258,416.20
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 234,293.69 2,372,928.11 0.00 0.00 49,142,191.46
A-3 207,666.06 207,666.06 0.00 0.00 41,665,000.00
A-4 52,385.86 52,385.86 0.00 0.00 10,090,000.00
A-5 39,654.17 39,654.17 0.00 0.00 7,344,000.00
A-6 243,371.21 243,371.21 0.00 0.00 45,072,637.34
A-7 102,882.71 102,882.71 0.00 0.00 19,054,000.00
A-8 154,999.47 1,010,453.24 0.00 0.00 28,998,876.56
A-9 68,199.77 68,199.77 0.00 0.00 0.00
A-10 195,455.32 434,592.25 0.00 0.00 35,959,420.61
A-11 357,805.48 357,805.48 0.00 0.00 66,266,000.00
A-12 0.00 0.00 209,311.75 0.00 38,974,095.25
A-13 0.00 0.00 29,825.18 0.00 5,553,484.24
A-14 0.00 519.73 0.00 0.00 392,467.19
A-15 156,437.01 156,437.01 0.00 0.00 0.00
R-I 0.01 0.01 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 61,298.71 73,098.30 0.00 0.00 11,340,795.14
M-2 22,289.34 26,579.89 0.00 0.00 4,123,722.73
M-3 22,289.34 26,579.89 0.00 0.00 4,123,722.73
B-1 11,144.41 13,289.63 0.00 0.00 2,061,812.86
B-2 3,343.90 3,987.58 0.00 0.00 618,650.54
B-3 7,801.52 9,303.28 0.00 0.00 1,443,357.02
- -------------------------------------------------------------------------------
1,941,317.98 5,199,734.18 239,136.93 0.00 372,224,233.67
===============================================================================
Run: 01/31/97 11:54:17
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4148
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 891.607857 37.183942 4.073610 41.257552 0.000000 854.423915
A-3 1000.000000 0.000000 4.984185 4.984185 0.000000 1000.000000
A-4 1000.000000 0.000000 5.191859 5.191859 0.000000 1000.000000
A-5 1000.000000 0.000000 5.399533 5.399533 0.000000 1000.000000
A-6 991.980926 0.000000 5.356234 5.356234 0.000000 991.980926
A-7 1000.000000 0.000000 5.399533 5.399533 0.000000 1000.000000
A-8 594.897384 17.046345 3.088623 20.134968 0.000000 577.851039
A-10 833.683960 5.507529 4.501504 10.009033 0.000000 828.176430
A-11 1000.000000 0.000000 5.399533 5.399533 0.000000 1000.000000
A-12 1194.821338 0.000000 0.000000 0.000000 6.451478 1201.272816
A-13 1194.821341 0.000000 0.000000 0.000000 6.451477 1201.272819
A-14 821.435678 1.086359 0.000000 1.086359 0.000000 820.349320
R-I 0.000000 0.000000 0.100000 0.100000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.680581 1.008900 5.241222 6.250122 0.000000 969.671681
M-2 970.680575 1.008900 5.241221 6.250121 0.000000 969.671675
M-3 970.680575 1.008900 5.241221 6.250121 0.000000 969.671675
B-1 970.680562 1.008898 5.241222 6.250120 0.000000 969.671664
B-2 970.680596 1.008903 5.241223 6.250126 0.000000 969.671693
B-3 970.680612 1.008901 5.241220 6.250121 0.000000 969.671704
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:19 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S7 (POOL # 4148)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4148
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 73,605.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 39,594.39
SUBSERVICER ADVANCES THIS MONTH 56,990.23
MASTER SERVICER ADVANCES THIS MONTH 13,303.61
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 17 4,494,441.91
(B) TWO MONTHLY PAYMENTS: 3 981,717.62
(C) THREE OR MORE MONTHLY PAYMENTS: 1 248,902.43
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 2,540,629.10
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 372,224,233.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,307
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,887,642.70
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,629,223.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.66768070 % 5.23105100 % 1.10126860 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.62290610 % 5.26248396 % 1.10905540 %
CLASS A-15 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.5009 %
BANKRUPTCY AMOUNT AVAILABLE 142,572.00
FRAUD AMOUNT AVAILABLE 3,914,628.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,113,764.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.35603591
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.67
POOL TRADING FACTOR: 87.52670841
................................................................................
Run: 01/31/97 11:54:20 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4149
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609444Z8 17,088,000.00 16,054,596.78 6.000000 % 345,925.38
A-2 7609445A2 54,914,000.00 31,603,379.54 6.000000 % 260,638.42
A-3 7609445B0 15,096,000.00 9,992,011.49 6.000000 % 127,172.68
A-4 7609445C8 6,223,000.00 6,223,000.00 6.000000 % 0.00
A-5 7609445D6 9,515,000.00 9,251,423.55 6.000000 % 0.00
A-6 7609445E4 38,566,000.00 37,303,669.38 6.000000 % 0.00
A-7 7609445F1 5,917,000.00 5,410,802.13 5.950000 % 0.00
A-8 7609445G9 3,452,000.00 3,156,682.26 6.085703 % 0.00
A-9 7609445H7 0.00 0.00 0.322854 % 0.00
R 7609445J3 100.00 0.00 6.000000 % 0.00
M-1 7609445K0 775,800.00 680,032.67 6.000000 % 3,192.48
M-2 7609445L8 2,868,200.00 2,514,139.85 6.000000 % 11,802.86
B 620,201.82 543,642.05 6.000000 % 2,552.16
- -------------------------------------------------------------------------------
155,035,301.82 122,733,379.70 751,283.98
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 80,230.12 426,155.50 0.00 0.00 15,708,671.40
A-2 157,932.52 418,570.94 0.00 0.00 31,342,741.12
A-3 49,933.38 177,106.06 0.00 0.00 9,864,838.81
A-4 31,098.39 31,098.39 0.00 0.00 6,223,000.00
A-5 46,232.42 46,232.42 0.00 0.00 9,251,423.55
A-6 186,418.75 186,418.75 0.00 0.00 37,303,669.38
A-7 26,814.23 26,814.23 0.00 0.00 5,410,802.13
A-8 16,000.31 16,000.31 0.00 0.00 3,156,682.26
A-9 33,003.18 33,003.18 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 3,398.34 6,590.82 0.00 0.00 676,840.19
M-2 12,563.99 24,366.85 0.00 0.00 2,502,336.99
B 2,716.76 5,268.92 0.00 0.00 541,089.89
- -------------------------------------------------------------------------------
646,342.39 1,397,626.37 0.00 0.00 121,982,095.72
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 939.524624 20.243761 4.695115 24.938876 0.000000 919.280864
A-2 575.506784 4.746302 2.875997 7.622299 0.000000 570.760482
A-3 661.897952 8.424263 3.307723 11.731986 0.000000 653.473689
A-4 1000.000000 0.000000 4.997331 4.997331 0.000000 1000.000000
A-5 972.298849 0.000000 4.858899 4.858899 0.000000 972.298849
A-6 967.268303 0.000000 4.833759 4.833759 0.000000 967.268303
A-7 914.450250 0.000000 4.531727 4.531727 0.000000 914.450250
A-8 914.450249 0.000000 4.635084 4.635084 0.000000 914.450249
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 876.556677 4.115081 4.380433 8.495514 0.000000 872.441596
M-2 876.556673 4.115076 4.380444 8.495520 0.000000 872.441598
B 876.556683 4.115064 4.380445 8.495509 0.000000 872.441619
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:20 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S8 (POOL # 4149)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4149
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,633.37
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 13,102.13
SUBSERVICER ADVANCES THIS MONTH 9,538.79
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 863,497.24
(B) TWO MONTHLY PAYMENTS: 1 78,825.03
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 121,982,095.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 502
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 175,100.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.95452490 % 2.60253000 % 0.44294560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.95015320 % 2.60626542 % 0.44358140 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3230 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 665,100.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,661,458.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 6.69880142
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 140.81
POOL TRADING FACTOR: 78.68020656
................................................................................
Run: 01/31/97 11:54:21 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4150
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609443W6 19,785,000.00 10,543,021.91 6.500000 % 275,305.12
A-2 7609443X4 70,702,000.00 40,193,534.77 6.500000 % 908,802.92
A-3 7609443Y2 11,213,000.00 11,213,000.00 6.500000 % 0.00
A-4 7609443Z9 81,754,000.00 81,754,000.00 6.500000 % 0.00
A-5 7609444A3 63,362,000.00 63,362,000.00 6.500000 % 0.00
A-6 7609444B1 17,598,000.00 17,598,000.00 6.500000 % 0.00
A-7 7609444C9 1,000,000.00 1,000,000.00 6.500000 % 0.00
A-8 7609444D7 29,500,000.00 28,630,146.72 6.500000 % 30,188.48
A-9 7609444E5 0.00 0.00 0.446515 % 0.00
R 7609444F2 100.00 0.00 6.500000 % 0.00
M-1 7609444G0 8,605,600.00 8,351,850.54 6.500000 % 8,806.44
M-2 7609444H8 3,129,000.00 3,036,736.59 6.500000 % 3,202.03
M-3 7609444J4 3,129,000.00 3,036,736.59 6.500000 % 3,202.03
B-1 1,251,600.00 1,214,694.63 6.500000 % 1,280.81
B-2 625,800.00 607,347.32 6.500000 % 640.41
B-3 1,251,647.88 1,131,775.33 6.500000 % 1,193.37
- -------------------------------------------------------------------------------
312,906,747.88 271,672,844.40 1,232,621.61
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 56,973.29 332,278.41 0.00 0.00 10,267,716.79
A-2 217,201.25 1,126,004.17 0.00 0.00 39,284,731.85
A-3 60,593.76 60,593.76 0.00 0.00 11,213,000.00
A-4 441,789.24 441,789.24 0.00 0.00 81,754,000.00
A-5 342,400.97 342,400.97 0.00 0.00 63,362,000.00
A-6 95,097.57 95,097.57 0.00 0.00 17,598,000.00
A-7 5,403.89 5,403.89 0.00 0.00 1,000,000.00
A-8 154,714.03 184,902.51 0.00 0.00 28,599,958.24
A-9 100,849.84 100,849.84 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 45,132.44 53,938.88 0.00 0.00 8,343,044.10
M-2 16,410.18 19,612.21 0.00 0.00 3,033,534.56
M-3 16,410.18 19,612.21 0.00 0.00 3,033,534.56
B-1 6,564.07 7,844.88 0.00 0.00 1,213,413.82
B-2 3,282.04 3,922.45 0.00 0.00 606,706.91
B-3 6,115.96 7,309.33 0.00 0.00 1,130,581.96
- -------------------------------------------------------------------------------
1,568,938.71 2,801,560.32 0.00 0.00 270,440,222.79
===============================================================================
Run: 01/31/97 11:54:21
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4150
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 532.879551 13.914841 2.879620 16.794461 0.000000 518.964710
A-2 568.492189 12.853992 3.072067 15.926059 0.000000 555.638198
A-3 1000.000000 0.000000 5.403885 5.403885 0.000000 1000.000000
A-4 1000.000000 0.000000 5.403885 5.403885 0.000000 1000.000000
A-5 1000.000000 0.000000 5.403885 5.403885 0.000000 1000.000000
A-6 1000.000000 0.000000 5.403885 5.403885 0.000000 1000.000000
A-7 1000.000000 0.000000 5.403890 5.403890 0.000000 1000.000000
A-8 970.513448 1.023338 5.244543 6.267881 0.000000 969.490110
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 970.513449 1.023338 5.244543 6.267881 0.000000 969.490111
M-2 970.513452 1.023340 5.244545 6.267885 0.000000 969.490112
M-3 970.513452 1.023340 5.244545 6.267885 0.000000 969.490112
B-1 970.513447 1.023338 5.244543 6.267881 0.000000 969.490109
B-2 970.513455 1.023346 5.244551 6.267897 0.000000 969.490109
B-3 904.228216 0.953423 4.886342 5.839765 0.000000 903.274777
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:22 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S9 (POOL # 4150)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4150
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 56,858.30
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 28,562.74
SUBSERVICER ADVANCES THIS MONTH 29,931.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,789,275.81
(B) TWO MONTHLY PAYMENTS: 3 914,874.96
(C) THREE OR MORE MONTHLY PAYMENTS: 3 825,826.13
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 911,479.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 270,440,222.79
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 953
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 946,161.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.60291570 % 5.30981400 % 1.08727000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.58053480 % 5.32839127 % 1.09107390 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.4459 %
BANKRUPTCY AMOUNT AVAILABLE 124,986.00
FRAUD AMOUNT AVAILABLE 2,846,141.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,359,024.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.32268812
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.44
POOL TRADING FACTOR: 86.42837670
................................................................................
Run: 01/31/97 11:54:23 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4151
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609444K1 31,032,000.00 0.00 6.500000 % 0.00
A-2 7609444L9 29,271,000.00 27,352,940.85 6.000000 % 1,274,922.10
A-3 7609444M7 28,657,000.00 28,657,000.00 6.350000 % 0.00
A-4 7609444N5 4,730,000.00 4,730,000.00 6.500000 % 0.00
A-5 7609444P0 0.00 0.00 6.500000 % 0.00
A-6 7609444Q8 25,586,000.00 24,935,106.59 6.500000 % 0.00
A-7 7609444R6 11,221,052.00 10,500,033.66 6.089000 % 0.00
A-8 7609444S4 5,178,948.00 4,846,170.25 7.390032 % 0.00
A-9 7609444T2 16,947,000.00 16,947,000.00 6.500000 % 0.00
A-10 7609444U9 0.00 0.00 0.195678 % 0.00
R-I 7609444V7 100.00 0.00 6.500000 % 0.00
R-II 7609444W5 100.00 0.00 6.500000 % 0.00
M-1 7609444X3 785,000.00 690,605.18 6.500000 % 3,210.86
M-2 7609444Y1 2,903,500.00 2,554,359.40 6.500000 % 11,876.08
B 627,984.63 552,470.57 6.500000 % 2,568.62
- -------------------------------------------------------------------------------
156,939,684.63 121,765,686.50 1,292,577.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 136,316.20 1,411,238.30 0.00 0.00 26,078,018.75
A-3 151,146.00 151,146.00 0.00 0.00 28,657,000.00
A-4 25,536.81 25,536.81 0.00 0.00 4,730,000.00
A-5 14,930.06 14,930.06 0.00 0.00 0.00
A-6 134,622.24 134,622.24 0.00 0.00 24,935,106.59
A-7 53,104.20 53,104.20 0.00 0.00 10,500,033.66
A-8 29,746.59 29,746.59 0.00 0.00 4,846,170.25
A-9 91,495.22 91,495.22 0.00 0.00 16,947,000.00
A-10 19,790.65 19,790.65 0.00 0.00 0.00
R-I 1.88 1.88 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 3,728.51 6,939.37 0.00 0.00 687,394.32
M-2 13,790.74 25,666.82 0.00 0.00 2,542,483.32
B 2,982.74 5,551.36 0.00 0.00 549,901.95
- -------------------------------------------------------------------------------
677,191.84 1,969,769.50 0.00 0.00 120,473,108.84
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 934.472374 43.555810 4.657039 48.212849 0.000000 890.916564
A-3 1000.000000 0.000000 5.274313 5.274313 0.000000 1000.000000
A-4 1000.000000 0.000000 5.398903 5.398903 0.000000 1000.000000
A-6 974.560564 0.000000 5.261559 5.261559 0.000000 974.560564
A-7 935.744141 0.000000 4.732551 4.732551 0.000000 935.744141
A-8 935.744141 0.000000 5.743751 5.743751 0.000000 935.744142
A-9 1000.000000 0.000000 5.398904 5.398904 0.000000 1000.000000
R-I 0.000000 0.000000 18.810000 18.810000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 879.751822 4.090268 4.749694 8.839962 0.000000 875.661554
M-2 879.751817 4.090263 4.749695 8.839958 0.000000 875.661553
B 879.751739 4.090259 4.749702 8.839961 0.000000 875.661479
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:24 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S10 (POOL # 4151)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4151
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,838.78
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 12,965.90
SUBSERVICER ADVANCES THIS MONTH 13,520.39
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 840,888.36
(B) TWO MONTHLY PAYMENTS: 1 266,437.59
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 271,101.21
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 120,473,108.84
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 519
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 726,447.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.88135860 % 2.66492500 % 0.45371610 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.86255330 % 2.68099468 % 0.45645200 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.1945 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 663,513.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,827,686.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.09478847
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 139.78
POOL TRADING FACTOR: 76.76395497
................................................................................
Run: 01/31/97 11:54:25 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4152
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 7609446X1 167,000,000.00 124,954,491.94 6.991520 % 1,485,273.44
A-2 760947LS8 99,787,000.00 74,663,675.95 6.991520 % 887,490.91
A-3 7609446Y9 100,000,000.00 120,402,166.50 6.991520 % 0.00
A-4 7609446Z6 0.00 0.00 0.133000 % 0.00
R 7609447A0 100.00 0.00 6.991520 % 0.00
M-1 7609447B8 10,702,300.00 10,395,950.89 6.991520 % 10,750.00
M-2 7609447C6 3,891,700.00 3,780,301.60 6.991520 % 3,909.05
M-3 7609447D4 3,891,700.00 3,780,301.60 6.991520 % 3,909.05
B-1 1,751,300.00 1,701,169.71 6.991520 % 1,759.11
B-2 778,400.00 756,118.59 6.991520 % 781.87
B-3 1,362,164.15 1,323,172.78 6.991520 % 1,368.23
- -------------------------------------------------------------------------------
389,164,664.15 341,757,349.56 2,395,241.66
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 726,605.82 2,211,879.26 0.00 0.00 123,469,218.50
A-2 434,166.55 1,321,657.46 0.00 0.00 73,776,185.04
A-3 0.00 0.00 700,134.22 0.00 121,102,300.72
A-4 37,804.63 37,804.63 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 60,452.08 71,202.08 0.00 0.00 10,385,200.89
M-2 21,982.31 25,891.36 0.00 0.00 3,776,392.55
M-3 21,982.31 25,891.36 0.00 0.00 3,776,392.55
B-1 9,892.24 11,651.35 0.00 0.00 1,699,410.60
B-2 4,396.80 5,178.67 0.00 0.00 755,336.72
B-3 7,694.21 9,062.44 0.00 0.00 1,321,804.55
- -------------------------------------------------------------------------------
1,324,976.95 3,720,218.61 700,134.22 0.00 340,062,242.12
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 748.230491 8.893853 4.350933 13.244786 0.000000 739.336638
A-2 748.230490 8.893853 4.350933 13.244786 0.000000 739.336637
A-3 1204.021665 0.000000 0.000000 0.000000 7.001342 1211.023007
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.375395 1.004457 5.648513 6.652970 0.000000 970.370938
M-2 971.375389 1.004458 5.648511 6.652969 0.000000 970.370930
M-3 971.375389 1.004458 5.648511 6.652969 0.000000 970.370930
B-1 971.375384 1.004460 5.648513 6.652973 0.000000 970.370925
B-2 971.375373 1.004458 5.648510 6.652968 0.000000 970.370915
B-3 971.375425 1.004460 5.648512 6.652972 0.000000 970.370965
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:26 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S11 (POOL # 4152)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4152
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 64,930.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 23,358.12
SUBSERVICER ADVANCES THIS MONTH 41,362.92
MASTER SERVICER ADVANCES THIS MONTH 2,237.26
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 19 4,464,993.88
(B) TWO MONTHLY PAYMENTS: 3 730,397.50
(C) THREE OR MORE MONTHLY PAYMENTS: 1 115,252.67
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 635,992.25
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 340,062,242.12
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,336
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 292,564.91
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,341,710.90
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.63963490 % 5.25418200 % 1.10618280 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.61454020 % 5.27491258 % 1.11054720 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 3,588,571.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,330,185.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.43334866
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 317.65
POOL TRADING FACTOR: 87.38261036
................................................................................
Run: 01/31/97 11:54:27 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4153
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947AA9 43,484,000.00 19,483,886.57 6.500000 % 1,074,493.66
A-2 760947AB7 16,923,000.00 16,923,000.00 6.500000 % 0.00
A-3 760947AC5 28,000,000.00 16,961,404.91 6.500000 % 494,201.85
A-4 760947AD3 73,800,000.00 70,289,469.46 6.500000 % 84,793.75
A-5 760947AE1 13,209,000.00 15,696,342.75 6.500000 % 0.00
A-6 760947AF8 1,749,506.64 1,341,407.26 0.000000 % 15,492.86
A-7 760947AG6 0.00 0.00 0.045000 % 0.00
A-8 760947AH4 0.00 0.00 0.214672 % 0.00
R 760947AJ0 100.00 0.00 6.500000 % 0.00
M-1 760947AK7 909,200.00 803,712.27 6.500000 % 3,681.54
M-2 760947AL5 2,907,400.00 2,570,075.89 6.500000 % 11,772.68
B 726,864.56 642,531.80 6.500000 % 2,943.23
- -------------------------------------------------------------------------------
181,709,071.20 144,711,830.91 1,687,379.57
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 105,254.57 1,179,748.23 0.00 0.00 18,409,392.91
A-2 91,420.31 91,420.31 0.00 0.00 16,923,000.00
A-3 91,627.79 585,829.64 0.00 0.00 16,467,203.06
A-4 379,713.14 464,506.89 0.00 0.00 70,204,675.71
A-5 0.00 0.00 84,793.75 0.00 15,781,136.50
A-6 0.00 15,492.86 0.00 0.00 1,325,914.40
A-7 5,412.13 5,412.13 0.00 0.00 0.00
A-8 25,818.52 25,818.52 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 4,341.76 8,023.30 0.00 0.00 800,030.73
M-2 13,883.89 25,656.57 0.00 0.00 2,558,303.21
B 3,471.02 6,414.25 0.00 0.00 639,588.57
- -------------------------------------------------------------------------------
720,943.13 2,408,322.70 84,793.75 0.00 143,109,245.09
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 448.070246 24.710092 2.420536 27.130628 0.000000 423.360153
A-2 1000.000000 0.000000 5.402134 5.402134 0.000000 1000.000000
A-3 605.764461 17.650066 3.272421 20.922487 0.000000 588.114395
A-4 952.431836 1.148967 5.145164 6.294131 0.000000 951.282869
A-5 1188.306666 0.000000 0.000000 0.000000 6.419392 1194.726058
A-6 766.734592 8.855559 0.000000 8.855559 0.000000 757.879033
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 883.977420 4.049208 4.775363 8.824571 0.000000 879.928212
M-2 883.977399 4.049212 4.775363 8.824575 0.000000 879.928187
B 883.977340 4.049214 4.775360 8.824574 0.000000 879.928126
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:27 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S12 (POOL # 4153)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4153
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,218.41
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,099.52
SUBSERVICER ADVANCES THIS MONTH 5,334.09
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 70,368.26
(B) TWO MONTHLY PAYMENTS: 1 247,661.46
(C) THREE OR MORE MONTHLY PAYMENTS: 1 224,200.40
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 143,109,245.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 613
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 939,400.65
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 97.19864120 % 2.35319700 % 0.44816200 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 97.18025910 % 2.34669251 % 0.45110280 %
CLASS A-8 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.2157 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,569,156.00
SPECIAL HAZARD AMOUNT AVAILABLE 896,783.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.00670015
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 141.05
POOL TRADING FACTOR: 78.75734775
................................................................................
Run: 01/31/97 11:54:28 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4154
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947AR2 205,217,561.00 137,714,239.32 7.000000 % 3,355,452.55
A-2 760947AS0 49,338,300.00 49,338,300.00 7.000000 % 0.00
A-3 760947AT8 12,500,000.00 9,185,240.23 7.000000 % 164,769.95
A-4 760947BA8 100,000,000.00 119,753,612.96 7.000000 % 0.00
A-5 760947AU5 2,381,928.79 2,166,760.04 0.000000 % 2,733.50
A-6 760947AV3 0.00 0.00 0.359261 % 0.00
R 760947AW1 100.00 0.00 7.000000 % 0.00
M-1 760947AX9 11,822,000.00 11,489,277.43 7.000000 % 11,295.18
M-2 760947AY7 3,940,650.00 3,829,742.92 7.000000 % 3,765.05
M-3 760947AZ4 3,940,700.00 3,829,791.52 7.000000 % 3,765.09
B-1 2,364,500.00 2,297,952.65 7.000000 % 2,259.13
B-2 788,200.00 766,016.63 7.000000 % 753.08
B-3 1,773,245.53 1,700,455.83 7.000000 % 1,671.73
- -------------------------------------------------------------------------------
394,067,185.32 342,071,389.53 3,546,465.26
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 803,027.17 4,158,479.72 0.00 0.00 134,358,786.77
A-2 287,697.16 287,697.16 0.00 0.00 49,338,300.00
A-3 53,560.17 218,330.12 0.00 0.00 9,020,470.28
A-4 0.00 0.00 698,296.74 0.00 120,451,909.70
A-5 0.00 2,733.50 0.00 0.00 2,164,026.54
A-6 102,371.75 102,371.75 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 66,995.27 78,290.45 0.00 0.00 11,477,982.25
M-2 22,331.66 26,096.71 0.00 0.00 3,825,977.87
M-3 22,331.94 26,097.03 0.00 0.00 3,826,026.43
B-1 13,399.62 15,658.75 0.00 0.00 2,295,693.52
B-2 4,466.73 5,219.81 0.00 0.00 765,263.55
B-3 9,915.55 11,587.28 0.00 0.00 1,606,922.62
- -------------------------------------------------------------------------------
1,386,097.02 4,932,562.28 698,296.74 0.00 339,131,359.53
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 671.064594 16.350709 3.913053 20.263762 0.000000 654.713886
A-2 1000.000000 0.000000 5.831112 5.831112 0.000000 1000.000000
A-3 734.819218 13.181596 4.284814 17.466410 0.000000 721.637622
A-4 1197.536130 0.000000 0.000000 0.000000 6.982967 1204.519097
A-5 909.666170 1.147599 0.000000 1.147599 0.000000 908.518571
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.855645 0.955437 5.667000 6.622437 0.000000 970.900207
M-2 971.855638 0.955439 5.666999 6.622438 0.000000 970.900199
M-3 971.855640 0.955437 5.666998 6.622435 0.000000 970.900203
B-1 971.855635 0.955437 5.666999 6.622436 0.000000 970.900199
B-2 971.855658 0.955443 5.667001 6.622444 0.000000 970.900216
B-3 958.951144 0.942752 5.591752 6.534504 0.000000 906.204241
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:29 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S13 (POOL # 4154)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4154
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 58,811.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 19,547.01
SUBSERVICER ADVANCES THIS MONTH 48,055.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 2,634,657.16
(B) TWO MONTHLY PAYMENTS: 3 1,098,974.29
(C) THREE OR MORE MONTHLY PAYMENTS: 3 476,987.56
FORECLOSURES
NUMBER OF LOANS 9
AGGREGATE PRINCIPAL BALANCE 2,334,369.63
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 339,131,359.53
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,273
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,026,845.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.96472160 % 5.63358400 % 1.40169470 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.93763400 % 5.64087809 % 1.38526180 %
CLASS A-6 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3579 %
BANKRUPTCY AMOUNT AVAILABLE 106,235.00
FRAUD AMOUNT AVAILABLE 3,568,133.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,568,133.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.60056358
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.48
POOL TRADING FACTOR: 86.05927420
................................................................................
Run: 01/31/97 11:54:30 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4155
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947BB6 150,068,000.00 119,412,725.69 6.500000 % 1,519,456.37
A-2 760947BC4 1,321,915.43 1,098,269.91 0.000000 % 23,657.54
A-3 760947BD2 0.00 0.00 0.305635 % 0.00
R 760947BE0 100.00 0.00 6.500000 % 0.00
M-1 760947BF7 1,168,000.00 1,035,330.01 6.500000 % 4,810.21
M-2 760947BG5 2,491,000.00 2,208,053.94 6.500000 % 10,258.76
B 622,704.85 551,973.46 6.500000 % 2,564.44
- -------------------------------------------------------------------------------
155,671,720.28 124,306,353.01 1,560,747.32
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 645,561.48 2,165,017.85 0.00 0.00 117,893,269.32
A-2 0.00 23,657.54 0.00 0.00 1,074,612.37
A-3 31,598.76 31,598.76 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 5,597.14 10,407.35 0.00 0.00 1,030,519.80
M-2 11,937.04 22,195.80 0.00 0.00 2,197,795.18
B 2,984.05 5,548.49 0.00 0.00 549,408.96
- -------------------------------------------------------------------------------
697,678.47 2,258,425.79 0.00 0.00 122,745,605.63
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 795.724110 10.125119 4.301793 14.426912 0.000000 785.598991
A-2 830.817074 17.896410 0.000000 17.896410 0.000000 812.920665
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 886.412680 4.118330 4.792072 8.910402 0.000000 882.294349
M-2 886.412662 4.118330 4.792067 8.910397 0.000000 882.294332
B 886.412656 4.118227 4.792078 8.910305 0.000000 882.294333
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:30 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S14 (POOL # 4155)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4155
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 23,833.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,456.76
SUBSERVICER ADVANCES THIS MONTH 14,715.22
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,127,043.83
(B) TWO MONTHLY PAYMENTS: 1 294,457.33
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 122,745,605.63
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 530
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 983,135.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.91955490 % 2.63244400 % 0.44800100 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.89513180 % 2.63008599 % 0.45155300 %
CLASS A-3 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3053 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 658,767.00
SPECIAL HAZARD AMOUNT AVAILABLE 854,579.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.04511963
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 140.77
POOL TRADING FACTOR: 78.84900701
................................................................................
Run: 01/31/97 11:54:31 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4156
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947BR1 26,000,000.00 13,994,765.49 7.750000 % 842,333.69
A-2 760947BS9 40,324,000.00 29,428,369.33 7.750000 % 820,884.31
A-3 760947BT7 6,500,000.00 6,500,000.00 7.750000 % 0.00
A-4 760947BU4 5,000,000.00 2,906,216.49 7.750000 % 157,747.09
A-5 760947BV2 15,371,000.00 15,371,000.00 7.750000 % 0.00
A-6 760947BW0 19,487,000.00 13,611,038.31 7.750000 % 0.00
A-7 760947BX8 21,500,000.00 25,910,772.92 7.750000 % 0.00
A-8 760947BY6 15,537,000.00 8,527,118.26 7.750000 % 513,240.39
A-9 760947BZ3 2,074,847.12 1,924,815.28 0.000000 % 2,564.77
A-10 760947CE9 0.00 0.00 0.323745 % 0.00
R 760947CA7 355,000.00 38,743.55 7.750000 % 722.20
M-1 760947CB5 4,463,000.00 4,352,582.14 7.750000 % 3,869.11
M-2 760947CC3 2,028,600.00 1,978,410.98 7.750000 % 1,758.66
M-3 760947CD1 1,623,000.00 1,582,845.79 7.750000 % 1,407.03
B-1 974,000.00 949,902.53 7.750000 % 844.39
B-2 324,600.00 316,569.16 7.750000 % 281.41
B-3 730,456.22 712,384.22 7.750000 % 633.24
- -------------------------------------------------------------------------------
162,292,503.34 128,105,534.45 2,346,286.29
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 90,344.01 932,677.70 0.00 0.00 13,152,431.80
A-2 189,976.52 1,010,860.83 0.00 0.00 28,607,485.02
A-3 41,961.13 41,961.13 0.00 0.00 6,500,000.00
A-4 18,761.24 176,508.33 0.00 0.00 2,748,469.40
A-5 99,228.37 99,228.37 0.00 0.00 15,371,000.00
A-6 87,866.83 87,866.83 0.00 0.00 13,611,038.31
A-7 0.00 0.00 167,268.48 0.00 26,078,041.40
A-8 55,047.30 568,287.69 0.00 0.00 8,013,877.87
A-9 0.00 2,564.77 0.00 0.00 1,922,250.51
A-10 34,546.41 34,546.41 0.00 0.00 0.00
R 250.11 972.31 0.00 0.00 38,021.35
M-1 28,098.35 31,967.46 0.00 0.00 4,348,713.03
M-2 12,771.75 14,530.41 0.00 0.00 1,976,652.32
M-3 10,218.16 11,625.19 0.00 0.00 1,581,438.76
B-1 6,132.15 6,976.54 0.00 0.00 949,058.14
B-2 2,043.63 2,325.04 0.00 0.00 316,287.75
B-3 4,598.83 5,232.07 0.00 0.00 711,750.98
- -------------------------------------------------------------------------------
681,844.79 3,028,131.08 167,268.48 0.00 125,926,516.64
===============================================================================
Run: 01/31/97 11:54:31
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4156
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 538.260211 32.397450 3.474770 35.872220 0.000000 505.862762
A-2 729.797870 20.357214 4.711252 25.068466 0.000000 709.440656
A-3 1000.000000 0.000000 6.455558 6.455558 0.000000 1000.000000
A-4 581.243298 31.549418 3.752248 35.301666 0.000000 549.693880
A-5 1000.000000 0.000000 6.455557 6.455557 0.000000 1000.000000
A-6 698.467610 0.000000 4.508997 4.508997 0.000000 698.467610
A-7 1205.152229 0.000000 0.000000 0.000000 7.779929 1212.932158
A-8 548.826560 33.033429 3.542981 36.576410 0.000000 515.793131
A-9 927.690171 1.236125 0.000000 1.236125 0.000000 926.454046
R 109.136761 2.034366 0.704535 2.738901 0.000000 107.102394
M-1 975.259274 0.866930 6.295844 7.162774 0.000000 974.392344
M-2 975.259282 0.866933 6.295844 7.162777 0.000000 974.392349
M-3 975.259267 0.866932 6.295847 7.162779 0.000000 974.392335
B-1 975.259271 0.866930 6.295842 7.162772 0.000000 974.392341
B-2 975.259273 0.866944 6.295841 7.162785 0.000000 974.392329
B-3 975.259298 0.866938 6.295832 7.162770 0.000000 974.392387
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:32 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S15 (POOL # 4156)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4156
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 24,822.90
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,296.96
SUBSERVICER ADVANCES THIS MONTH 21,633.54
MASTER SERVICER ADVANCES THIS MONTH 1,675.12
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 1,744,067.95
(B) TWO MONTHLY PAYMENTS: 1 341,744.92
(C) THREE OR MORE MONTHLY PAYMENTS: 2 511,805.26
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 237,937.72
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 125,926,516.64
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 483
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 227,828.64
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,064,993.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.15989980 % 6.27182900 % 1.56827120 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.02938630 % 6.27890322 % 1.59437810 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3189 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,348,433.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,074,617.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.25315667
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 318.29
POOL TRADING FACTOR: 77.59231884
................................................................................
Run: 01/31/97 11:56:21 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4157
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-I 760947BH3 25,878,300.00 21,708,595.04 6.500000 % 106,975.80
A-II 760947BJ9 22,971,650.00 18,278,333.59 7.000000 % 82,986.07
A-II 760947BK6 31,478,830.00 22,485,485.77 7.500000 % 120,181.91
IO 760947BL4 0.00 0.00 0.335587 % 0.00
R-I 760947BM2 100.00 0.00 6.500000 % 0.00
R-II 760947BN0 100.00 0.00 6.500000 % 0.00
M-1 760947BP5 1,040,530.00 936,224.72 7.037651 % 4,038.80
M-2 760947BQ3 1,539,985.00 1,385,613.14 7.037651 % 5,977.43
B 332,976.87 299,598.45 7.037651 % 1,292.44
- -------------------------------------------------------------------------------
83,242,471.87 65,093,850.71 321,452.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-I 117,511.46 224,487.26 0.00 0.00 21,601,619.24
A-II 106,554.01 189,540.08 0.00 0.00 18,195,347.52
A-III 140,442.55 260,624.46 0.00 0.00 22,365,303.86
IO 18,192.00 18,192.00 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 5,487.11 9,525.91 0.00 0.00 932,185.92
M-2 8,120.92 14,098.35 0.00 0.00 1,379,635.71
B 1,755.91 3,048.35 0.00 0.00 298,306.01
- -------------------------------------------------------------------------------
398,063.96 719,516.41 0.00 0.00 64,772,398.26
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-I 838.872532 4.133803 4.540927 8.674730 0.000000 834.738729
A-II 795.690932 3.612543 4.638500 8.251043 0.000000 792.078389
A-II 714.305003 3.817864 4.461492 8.279356 0.000000 710.487139
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 899.757547 3.881486 5.273375 9.154861 0.000000 895.876060
M-2 899.757556 3.881486 5.273374 9.154860 0.000000 895.876070
B 899.757542 3.881485 5.273362 9.154847 0.000000 895.876056
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:22 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4157
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 11,705.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,661.71
SUBSERVICER ADVANCES THIS MONTH 18,181.56
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 1,480,442.52
(B) TWO MONTHLY PAYMENTS: 1 289,165.86
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,772,398.26
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 312
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 39,834.24
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.97283570 % 3.56690800 % 0.46025620 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.97030880 % 3.56914626 % 0.46054500 %
CLASS IO - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3355 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 689,639.00
SPECIAL HAZARD AMOUNT AVAILABLE 500,000.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.62150000
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 143.62
POOL TRADING FACTOR: 77.81171895
Run: 01/31/97 11:56:22 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4157)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4157
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 4,746.99
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,286.08
SUBSERVICER ADVANCES THIS MONTH 6,605.76
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 662,727.53
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 22,435,762.94
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 107
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 7,614.37
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.28334140 % 3.29189300 % 0.42476560 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 3.29300975 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.04663607
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 141.52
POOL TRADING FACTOR: 83.66215431
Run: 01/31/97 11:56:22 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4158)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4158
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,229.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,033.20
SUBSERVICER ADVANCES THIS MONTH 5,046.59
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 205,506.05
(B) TWO MONTHLY PAYMENTS: 1 289,165.86
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 18,940,242.87
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 87
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,172.25
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.06820250 % 3.48243400 % 0.44936340 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 3.48338522 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.45025734
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 145.06
POOL TRADING FACTOR: 79.56473265
Run: 01/31/97 11:56:23 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S16 (POOL # 4159)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4159
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 3,729.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,342.43
SUBSERVICER ADVANCES THIS MONTH 6,529.21
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 612,208.94
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 23,396,392.45
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 118
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 27,047.62
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.59804800 % 3.89886400 % 0.50308780 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 3.90337144 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.31138790
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 144.47
POOL TRADING FACTOR: 71.72286148
................................................................................
Run: 01/31/97 11:54:33 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4160
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947CF6 19,086,000.00 0.00 8.000000 % 0.00
A-2 760947CG4 28,854,000.00 12,377,335.70 8.000000 % 1,161,021.24
A-3 760947CH2 5,000,000.00 5,000,000.00 8.000000 % 0.00
A-4 760947CJ8 1,000,000.00 1,000,000.00 7.750000 % 0.00
A-5 760947CK5 1,000,000.00 1,000,000.00 8.250000 % 0.00
A-6 760947CL3 19,000,000.00 19,000,000.00 8.000000 % 0.00
A-7 760947CM1 49,847,000.00 33,780,144.57 8.000000 % 2,931,784.49
A-8 760947CN9 2,100,000.00 2,100,000.00 8.000000 % 0.00
A-9 760947CP4 13,566,000.00 13,566,000.00 8.000000 % 0.00
A-10 760947CQ2 50,737,000.00 50,737,000.00 8.000000 % 0.00
A-11 760947CR0 2,777,852.16 2,397,002.32 0.000000 % 23,112.69
A-12 760947CW9 0.00 0.00 0.332526 % 0.00
R 760947CS8 100.00 0.00 8.000000 % 0.00
M-1 760947CT6 5,660,500.00 5,546,734.78 8.000000 % 4,612.45
M-2 760947CU3 2,572,900.00 2,521,189.61 8.000000 % 2,096.52
M-3 760947CV1 2,058,400.00 2,017,030.11 8.000000 % 1,677.28
B-1 1,029,200.00 1,008,515.02 8.000000 % 838.64
B-2 617,500.00 605,089.43 8.000000 % 503.17
B-3 926,311.44 773,066.52 8.000000 % 642.86
- -------------------------------------------------------------------------------
205,832,763.60 153,429,108.06 4,126,289.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 82,479.24 1,243,500.48 0.00 0.00 11,216,314.46
A-3 33,333.33 33,333.33 0.00 0.00 5,000,000.00
A-4 6,458.33 6,458.33 0.00 0.00 1,000,000.00
A-5 6,871.97 6,871.97 0.00 0.00 1,000,000.00
A-6 126,666.67 126,666.67 0.00 0.00 19,000,000.00
A-7 225,101.81 3,156,886.30 0.00 0.00 30,848,360.08
A-8 13,993.84 13,993.84 0.00 0.00 2,100,000.00
A-9 90,400.18 90,400.18 0.00 0.00 13,566,000.00
A-10 338,097.75 338,097.75 0.00 0.00 50,737,000.00
A-11 0.00 23,112.69 0.00 0.00 2,373,889.63
A-12 42,497.24 42,497.24 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 36,961.95 41,574.40 0.00 0.00 5,542,122.33
M-2 16,800.53 18,897.05 0.00 0.00 2,519,093.09
M-3 13,440.95 15,118.23 0.00 0.00 2,015,352.83
B-1 6,720.47 7,559.11 0.00 0.00 1,007,676.38
B-2 4,032.15 4,535.32 0.00 0.00 604,586.26
B-3 5,151.51 5,794.37 0.00 0.00 772,423.66
- -------------------------------------------------------------------------------
1,049,007.92 5,175,297.26 0.00 0.00 149,302,818.72
===============================================================================
Run: 01/31/97 11:54:33
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4160
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 428.964293 40.237792 2.858503 43.096295 0.000000 388.726501
A-3 1000.000000 0.000000 6.666666 6.666666 0.000000 1000.000000
A-4 1000.000000 0.000000 6.458330 6.458330 0.000000 1000.000000
A-5 1000.000000 0.000000 6.871970 6.871970 0.000000 1000.000000
A-6 1000.000000 0.000000 6.666667 6.666667 0.000000 1000.000000
A-7 677.676582 58.815666 4.515855 63.331521 0.000000 618.860916
A-8 1000.000000 0.000000 6.663733 6.663733 0.000000 1000.000000
A-9 1000.000000 0.000000 6.663731 6.663731 0.000000 1000.000000
A-10 1000.000000 0.000000 6.663732 6.663732 0.000000 1000.000000
A-11 862.897729 8.320346 0.000000 8.320346 0.000000 854.577383
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 979.901913 0.814849 6.529803 7.344652 0.000000 979.087065
M-2 979.901904 0.814847 6.529803 7.344650 0.000000 979.087057
M-3 979.901919 0.814846 6.529805 7.344651 0.000000 979.087073
B-1 979.901885 0.814846 6.529800 7.344646 0.000000 979.087039
B-2 979.901911 0.814850 6.529798 7.344648 0.000000 979.087061
B-3 834.564366 0.693989 5.561315 6.255304 0.000000 833.870367
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:34 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S17 (POOL # 4160)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4160
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,477.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 51,385.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 15 3,793,237.30
(B) TWO MONTHLY PAYMENTS: 3 791,760.30
(C) THREE OR MORE MONTHLY PAYMENTS: 2 1,171,895.58
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 901,404.22
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 149,302,818.72
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 611
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,998,284.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.74240110 % 6.67735800 % 1.58024080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.51885570 % 6.74908105 % 1.62302030 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3335 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,574,469.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,245,346.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47939965
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 319.01
POOL TRADING FACTOR: 72.53598315
................................................................................
Run: 01/31/97 11:54:35 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4161
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947CX7 20,960,000.00 0.00 8.000000 % 0.00
A-2 760947CY5 21,457,000.00 9,118,759.05 8.000000 % 2,504,292.55
A-3 760947CZ2 8,555,000.00 8,555,000.00 8.000000 % 0.00
A-4 760947DA6 48,771,000.00 48,771,000.00 8.000000 % 0.00
A-5 760947DJ7 15,500,000.00 15,500,000.00 8.000000 % 0.00
A-6 760947DB4 10,000,000.00 10,000,000.00 8.000000 % 0.00
A-7 760947DC2 1,364,277.74 1,305,605.48 0.000000 % 12,279.04
A-8 760947DD0 0.00 0.00 0.381654 % 0.00
R 760947DE8 160,000.00 18,333.51 8.000000 % 499.35
M-1 760947DF5 4,067,400.00 3,990,203.83 8.000000 % 3,302.75
M-2 760947DG3 1,355,800.00 1,330,067.93 8.000000 % 1,100.92
M-3 760947DH1 1,694,700.00 1,662,535.88 8.000000 % 1,376.11
B-1 611,000.00 599,403.70 8.000000 % 496.14
B-2 474,500.00 465,494.35 8.000000 % 385.30
B-3 610,170.76 527,276.88 8.000000 % 436.42
- -------------------------------------------------------------------------------
135,580,848.50 101,843,680.61 2,524,168.58
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 0.00 0.00 0.00 0.00 0.00
A-2 60,770.43 2,565,062.98 0.00 0.00 6,614,466.50
A-3 57,013.35 57,013.35 0.00 0.00 8,555,000.00
A-4 325,026.10 325,026.10 0.00 0.00 48,771,000.00
A-5 103,297.13 103,297.13 0.00 0.00 15,500,000.00
A-6 66,666.67 66,666.67 0.00 0.00 10,000,000.00
A-7 0.00 12,279.04 0.00 0.00 1,293,326.44
A-8 32,379.52 32,379.52 0.00 0.00 0.00
R 122.18 621.53 0.00 0.00 17,834.16
M-1 26,592.04 29,894.79 0.00 0.00 3,986,901.08
M-2 8,864.01 9,964.93 0.00 0.00 1,328,967.01
M-3 11,079.69 12,455.80 0.00 0.00 1,661,159.77
B-1 3,994.62 4,490.76 0.00 0.00 598,907.56
B-2 3,102.21 3,487.51 0.00 0.00 465,109.05
B-3 3,513.95 3,950.37 0.00 0.00 526,840.46
- -------------------------------------------------------------------------------
702,421.90 3,226,590.48 0.00 0.00 99,319,512.03
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-2 424.978284 116.712148 2.832196 119.544344 0.000000 308.266137
A-3 1000.000000 0.000000 6.664331 6.664331 0.000000 1000.000000
A-4 1000.000000 0.000000 6.664331 6.664331 0.000000 1000.000000
A-5 1000.000000 0.000000 6.664331 6.664331 0.000000 1000.000000
A-6 1000.000000 0.000000 6.666667 6.666667 0.000000 1000.000000
A-7 956.993904 9.000396 0.000000 9.000396 0.000000 947.993508
R 114.584438 3.120938 0.763625 3.884563 0.000000 111.463500
M-1 981.020758 0.812005 6.537847 7.349852 0.000000 980.208753
M-2 981.020748 0.812008 6.537845 7.349853 0.000000 980.208740
M-3 981.020759 0.812008 6.537847 7.349855 0.000000 980.208751
B-1 981.020786 0.812013 6.537840 7.349853 0.000000 980.208773
B-2 981.020759 0.812013 6.537850 7.349863 0.000000 980.208746
B-3 864.146424 0.715242 5.758962 6.474204 0.000000 863.431181
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:35 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S18 (POOL # 4161)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4161
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 19,654.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 19,598.29
MASTER SERVICER ADVANCES THIS MONTH 543.54
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 2,135,249.40
(B) TWO MONTHLY PAYMENTS: 1 223,767.63
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 137,940.66
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 99,319,512.03
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 391
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 63,558.29
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,439,692.42
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 91.47091030 % 6.94543600 % 1.58365370 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 91.25959570 % 7.02483099 % 1.62288990 %
CLASS A-8 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3789 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,033,867.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,662,750.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.56991567
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 320.15
POOL TRADING FACTOR: 73.25482406
................................................................................
Run: 01/31/97 11:54:36 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4162
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760947DK4 75,339,000.00 42,885,972.18 7.823030 % 752,908.40
R 760947DP3 100.00 0.00 7.823030 % 0.00
M-1 760947DL2 12,120,000.00 6,899,179.62 7.823030 % 121,122.36
M-2 760947DM0 3,327,400.00 3,253,596.00 7.823030 % 20,047.29
M-3 760947DN8 2,139,000.00 2,091,555.52 7.823030 % 12,887.28
B-1 951,000.00 929,906.18 7.823030 % 3,123.39
B-2 142,700.00 139,534.83 7.823030 % 0.00
B-3 95,100.00 92,990.60 7.823030 % 0.00
B-4 950,747.29 552,149.05 7.823030 % 0.00
- -------------------------------------------------------------------------------
95,065,047.29 56,844,883.98 910,088.72
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 279,537.74 1,032,446.14 0.00 0.00 42,133,063.78
R 0.00 0.00 0.00 0.00 0.00
M-1 44,969.97 166,092.33 0.00 0.00 6,778,057.26
M-2 21,207.47 41,254.76 0.00 0.00 3,233,548.71
M-3 13,633.10 26,520.38 0.00 0.00 2,078,668.24
B-1 6,061.28 9,184.67 0.00 0.00 926,782.79
B-2 0.00 0.00 0.00 0.00 139,534.83
B-3 0.00 0.00 0.00 0.00 92,990.60
B-4 0.00 0.00 0.00 0.00 557,263.68
- -------------------------------------------------------------------------------
365,409.56 1,275,498.28 0.00 0.00 55,939,909.89
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 569.239998 9.993608 3.710399 13.704007 0.000000 559.246390
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 569.239243 9.993594 3.710394 13.703988 0.000000 559.245649
M-2 977.819318 6.024911 6.373586 12.398497 0.000000 971.794407
M-3 977.819317 6.024909 6.373586 12.398495 0.000000 971.794409
B-1 977.819327 3.284322 6.373586 9.657908 0.000000 974.535005
B-2 977.819411 0.000000 0.000000 0.000000 0.000000 977.819411
B-3 977.819138 0.000000 0.000000 0.000000 0.000000 977.819138
B-4 580.752694 0.000000 0.000000 0.000000 0.000000 586.132283
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:37 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S19 (POOL # 4162)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4162
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,178.27
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 681.73
SUBSERVICER ADVANCES THIS MONTH 47,852.69
MASTER SERVICER ADVANCES THIS MONTH 5,577.02
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 3,153,527.14
(B) TWO MONTHLY PAYMENTS: 7 973,080.87
(C) THREE OR MORE MONTHLY PAYMENTS: 4 892,459.31
FORECLOSURES
NUMBER OF LOANS 11
AGGREGATE PRINCIPAL BALANCE 1,775,912.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 55,939,909.89
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 345
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 5
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 764,393.35
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 655,818.75
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 75.44385560 % 21.53990000 % 3.01624450 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.31843340 % 21.61296690 % 3.06859970 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 579,317.00
SPECIAL HAZARD AMOUNT AVAILABLE 856,555.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.34034651
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.98
POOL TRADING FACTOR: 58.84382482
................................................................................
Run: 01/31/97 11:54:38 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4163
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760947DQ1 100,003,900.00 49,649,262.17 7.918751 % 1,921,729.31
M-1 760947DR9 2,949,000.00 2,823,250.94 7.918751 % 2,297.37
M-2 760947DS7 1,876,700.00 1,796,675.18 7.918751 % 1,462.01
R 760947DT5 100.00 0.00 7.918751 % 0.00
B-1 1,072,500.00 1,026,767.28 7.918751 % 835.51
B-2 375,400.00 359,392.46 7.918751 % 292.45
B-3 965,295.81 834,643.82 7.918751 % 679.19
- -------------------------------------------------------------------------------
107,242,895.81 56,489,991.85 1,927,295.84
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 326,398.47 2,248,127.78 0.00 0.00 47,727,532.86
M-1 18,560.29 20,857.66 0.00 0.00 2,820,953.57
M-2 11,811.50 13,273.51 0.00 0.00 1,795,213.17
R 0.00 0.00 0.00 0.00 0.00
B-1 6,750.06 7,585.57 0.00 0.00 1,025,931.77
B-2 2,362.68 2,655.13 0.00 0.00 359,100.01
B-3 5,487.02 6,166.21 0.00 0.00 833,964.63
- -------------------------------------------------------------------------------
371,370.02 2,298,665.86 0.00 0.00 54,562,696.01
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 496.473259 19.216544 3.263857 22.480401 0.000000 477.256716
M-1 957.358745 0.779034 6.293757 7.072791 0.000000 956.579712
M-2 957.358757 0.779032 6.293760 7.072792 0.000000 956.579725
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 957.358769 0.779030 6.293762 7.072792 0.000000 956.579739
B-2 957.358711 0.779036 6.293767 7.072803 0.000000 956.579675
B-3 864.650827 0.703598 5.684289 6.387887 0.000000 863.947218
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1994-S20 (POOL # 4163)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4163
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,935.70
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 19,894.54
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 1,911,374.20
(B) TWO MONTHLY PAYMENTS: 1 595,911.50
(C) THREE OR MORE MONTHLY PAYMENTS: 1 149,477.93
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 54,562,696.01
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 236
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,881,328.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.89036880 % 8.17830900 % 3.93132220 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.47282730 % 8.46029811 % 4.06687460 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 554,948.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,970,148.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.28203630
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 326.11
POOL TRADING FACTOR: 50.87767875
................................................................................
Run: 01/31/97 11:54:39 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4164
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947EB3 38,811,257.00 26,297,194.92 7.850000 % 844,558.79
A-2 760947EC1 6,468,543.00 4,382,865.91 9.250000 % 140,759.80
A-3 760947ED9 8,732,000.00 8,732,000.00 8.250000 % 0.00
A-4 760947EE7 3,495,000.00 0.00 8.500000 % 0.00
A-5 760947EF4 2,910,095.00 0.00 8.500000 % 0.00
A-6 760947EG2 9,839,000.00 0.00 8.500000 % 0.00
A-7 760947EL1 45,746,137.00 15,725,611.49 0.000000 % 3,181.09
A-8 760947EH0 0.00 0.00 0.478609 % 0.00
R-I 760947EJ6 100.00 0.00 8.500000 % 0.00
R-II 760947EK3 100.00 0.00 8.500000 % 0.00
M-1 760947EM9 3,101,663.00 3,063,483.05 8.500000 % 2,040.76
M-2 760947EN7 1,860,998.00 1,838,090.02 8.500000 % 1,224.45
M-3 760947EP2 1,550,831.00 1,531,741.04 8.500000 % 1,020.38
B-1 760947EQ0 558,299.00 551,426.62 8.500000 % 367.34
B-2 760947ER8 248,133.00 245,078.60 8.500000 % 163.26
B-3 124,066.00 122,538.82 8.500000 % 81.63
B-4 620,337.16 612,701.13 8.500000 % 408.15
- -------------------------------------------------------------------------------
124,066,559.16 63,102,731.60 993,805.65
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 172,009.70 1,016,568.49 0.00 0.00 25,452,636.13
A-2 33,781.10 174,540.90 0.00 0.00 4,242,106.11
A-3 60,026.29 60,026.29 0.00 0.00 8,732,000.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 124,989.08 128,170.17 0.00 0.00 15,722,430.40
A-8 18,874.00 18,874.00 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 21,697.43 23,738.19 0.00 0.00 3,061,442.29
M-2 13,018.45 14,242.90 0.00 0.00 1,836,865.57
M-3 10,848.71 11,869.09 0.00 0.00 1,530,720.66
B-1 3,905.54 4,272.88 0.00 0.00 551,059.28
B-2 1,735.79 1,899.05 0.00 0.00 244,915.34
B-3 867.89 949.52 0.00 0.00 122,457.19
B-4 4,339.52 4,747.67 0.00 0.00 587,763.24
- -------------------------------------------------------------------------------
466,093.50 1,459,899.15 0.00 0.00 62,084,396.21
===============================================================================
Run: 01/31/97 11:54:39
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4164
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 677.566174 21.760666 4.431954 26.192620 0.000000 655.805508
A-2 677.566171 21.760665 5.222366 26.983031 0.000000 655.805505
A-3 1000.000000 0.000000 6.874289 6.874289 0.000000 1000.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 343.758239 0.069538 2.732232 2.801770 0.000000 343.688701
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.690491 0.657957 6.995418 7.653375 0.000000 987.032534
M-2 987.690487 0.657953 6.995413 7.653366 0.000000 987.032533
M-3 987.690496 0.657957 6.995417 7.653374 0.000000 987.032539
B-1 987.690503 0.657963 6.995427 7.653390 0.000000 987.032540
B-2 987.690472 0.657954 6.995402 7.653356 0.000000 987.032519
B-3 987.690584 0.657956 6.995390 7.653346 0.000000 987.032628
B-4 987.690517 0.657949 6.995422 7.653371 0.000000 947.489975
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S1 (POOL # 4164)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4164
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,920.05
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 506.50
SUBSERVICER ADVANCES THIS MONTH 14,864.35
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 378,814.03
(B) TWO MONTHLY PAYMENTS: 4 1,239,511.63
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 243,525.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 62,084,396.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 239
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 786,357.62
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.20577640 % 10.33379100 % 2.46043240 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 87.04241020 % 10.35530490 % 2.45949690 %
CLASS A-8 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.4807 %
BANKRUPTCY AMOUNT AVAILABLE 150,795.00
FRAUD AMOUNT AVAILABLE 787,930.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,932,805.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.17558377
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 329.91
POOL TRADING FACTOR: 50.04120097
................................................................................
Run: 01/31/97 11:54:41 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4165
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760947DZ1 301,391,044.00 151,737,844.33 8.145797 % 6,955,895.84
R 760947EA5 100.00 0.00 8.145797 % 0.00
B-1 4,660,688.00 4,558,758.41 8.145797 % 10,093.52
B-2 2,330,345.00 2,279,380.20 8.145797 % 5,046.76
B-3 2,330,343.10 2,161,059.98 8.145797 % 4,784.79
- -------------------------------------------------------------------------------
310,712,520.10 160,737,042.92 6,975,820.91
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 1,025,685.73 7,981,581.57 0.00 0.00 144,781,948.49
R 0.00 0.00 0.00 0.00 0.00
B-1 30,815.34 40,908.86 0.00 0.00 4,548,664.89
B-2 15,407.68 20,454.44 0.00 0.00 2,274,333.44
B-3 14,607.88 19,392.67 0.00 0.00 2,150,581.64
- -------------------------------------------------------------------------------
1,086,516.63 8,062,337.54 0.00 0.00 153,755,528.46
===============================================================================
Run: 01/31/97 11:54:41
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4165
______________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 503.458372 23.079305 3.403173 26.482478 0.000000 480.379067
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
B-1 978.129926 2.165672 6.611758 8.777430 0.000000 975.964255
B-2 978.129934 2.165671 6.611759 8.777430 0.000000 975.964263
B-3 927.356997 2.053256 6.268553 8.321809 0.000000 922.860518
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:41 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S2 (POOL # 4165)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4165
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 38,916.39
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 90,721.24
MASTER SERVICER ADVANCES THIS MONTH 12,184.65
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 7,499,425.60
(B) TWO MONTHLY PAYMENTS: 8 1,614,857.77
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,062,198.57
FORECLOSURES
NUMBER OF LOANS 8
AGGREGATE PRINCIPAL BALANCE 1,924,189.04
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 153,755,528.46
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 648
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 6
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 1,651,007.69
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 6,523,933.56
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 94.40129140 % 5.59870860 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 94.16373510 % 5.83626490 %
BANKRUPTCY AMOUNT AVAILABLE 126,700.00
FRAUD AMOUNT AVAILABLE 4,421,502.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,210,751.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.65350372
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 330.91
POOL TRADING FACTOR: 49.48481909
................................................................................
Run: 01/31/97 11:54:42 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4167
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947FE6 34,803,800.00 21,818,197.90 7.650000 % 3,869,601.33
A-2 760947FF3 40,142,000.00 40,142,000.00 7.950000 % 0.00
A-3 760947FG1 9,521,000.00 9,521,000.00 8.100000 % 0.00
A-4 760947FH9 3,868,000.00 0.00 8.500000 % 0.00
A-5 760947FJ5 6,539,387.00 0.00 8.500000 % 0.00
A-6 760947FK2 16,968,000.00 0.00 8.500000 % 0.00
A-7 760947FR7 64,384,584.53 16,685,486.85 0.000000 % 1,163.99
A-8 760947FL0 0.00 0.00 8.500000 % 0.00
A-9 760947FM8 0.00 0.00 0.456294 % 0.00
R-I 760947FN6 100.00 0.00 8.500000 % 0.00
R-II 760947FQ9 100.00 0.00 8.500000 % 0.00
M-1 760947FS5 4,724,582.00 4,668,856.72 8.500000 % 3,121.12
M-2 760947FT3 2,834,750.00 2,801,314.81 8.500000 % 1,872.67
M-3 760947FU0 2,362,291.00 2,334,428.32 8.500000 % 1,560.56
B-1 760947FV8 944,916.00 933,770.95 8.500000 % 624.22
B-2 760947FW6 566,950.00 560,262.97 8.500000 % 374.53
B-3 377,967.00 373,508.96 8.500000 % 249.69
B-4 944,921.62 933,776.45 8.500000 % 624.23
- -------------------------------------------------------------------------------
188,983,349.15 100,772,603.93 3,879,192.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 139,056.16 4,008,657.49 0.00 0.00 17,948,596.57
A-2 265,874.11 265,874.11 0.00 0.00 40,142,000.00
A-3 64,250.65 64,250.65 0.00 0.00 9,521,000.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 0.00 0.00 0.00 0.00 0.00
A-6 0.00 0.00 0.00 0.00 0.00
A-7 128,565.20 129,729.19 0.00 0.00 16,684,322.86
A-8 28,168.39 28,168.39 0.00 0.00 0.00
A-9 32,945.45 32,945.45 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 33,062.78 36,183.90 0.00 0.00 4,665,735.60
M-2 19,837.68 21,710.35 0.00 0.00 2,799,442.14
M-3 16,531.39 18,091.95 0.00 0.00 2,332,867.76
B-1 6,612.55 7,236.77 0.00 0.00 933,146.73
B-2 3,967.54 4,342.07 0.00 0.00 559,888.44
B-3 2,645.03 2,894.72 0.00 0.00 373,259.27
B-4 6,612.59 7,236.82 0.00 0.00 933,152.22
- -------------------------------------------------------------------------------
748,129.52 4,627,321.86 0.00 0.00 96,893,411.59
===============================================================================
Run: 01/31/97 11:54:42
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4167
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 626.891256 111.183300 3.995430 115.178730 0.000000 515.707956
A-2 1000.000000 0.000000 6.623340 6.623340 0.000000 1000.000000
A-3 1000.000000 0.000000 6.748309 6.748309 0.000000 1000.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-7 259.153444 0.018079 1.996832 2.014911 0.000000 259.135366
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.205247 0.660613 6.998033 7.658646 0.000000 987.544634
M-2 988.205242 0.660612 6.998035 7.658647 0.000000 987.544630
M-3 988.205230 0.660613 6.998033 7.658646 0.000000 987.544617
B-1 988.205248 0.660609 6.998029 7.658638 0.000000 987.544639
B-2 988.205256 0.660605 6.998042 7.658647 0.000000 987.544651
B-3 988.205214 0.660613 6.998045 7.658658 0.000000 987.544601
B-4 988.205191 0.660605 6.998030 7.658635 0.000000 987.544575
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:43 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S3 (POOL # 4167)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4167
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,879.35
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 39,700.87
MASTER SERVICER ADVANCES THIS MONTH 2,988.90
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 10 2,205,459.01
(B) TWO MONTHLY PAYMENTS: 5 1,336,249.53
(C) THREE OR MORE MONTHLY PAYMENTS: 1 232,573.89
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,052,431.03
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 96,893,411.59
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 377
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 353,697.59
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,811,718.53
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.42365000 % 9.78160200 % 2.79474840 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 86.92624250 % 10.11218961 % 2.90528360 %
CLASS A-9 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.4534 %
BANKRUPTCY AMOUNT AVAILABLE 134,050.00
FRAUD AMOUNT AVAILABLE 1,168,540.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,315,932.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.20642919
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 328.07
POOL TRADING FACTOR: 51.27087229
................................................................................
Run: 01/31/97 11:54:44 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S4 (POOL # 4168)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4168
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947EU1 54,360,000.00 15,375,991.08 8.000000 % 1,115,588.66
A-2 760947EV9 18,250,000.00 18,250,000.00 8.000000 % 0.00
A-3 760947EW7 6,624,000.00 6,624,000.00 8.000000 % 0.00
A-4 760947EX5 20,796,315.00 20,796,315.00 8.000000 % 0.00
A-5 760947EY3 1,051,485.04 933,311.06 0.000000 % 5,108.72
A-6 760947EZ0 0.00 0.00 0.380102 % 0.00
R 760947FA4 100.00 0.00 8.000000 % 0.00
M-1 760947FB2 1,575,400.00 1,475,390.78 8.000000 % 5,513.35
M-2 760947FC0 525,100.00 491,765.72 8.000000 % 1,837.67
M-3 760947FD8 525,100.00 491,765.72 8.000000 % 1,837.67
B-1 630,100.00 590,100.13 8.000000 % 2,205.13
B-2 315,000.00 295,003.23 8.000000 % 1,102.39
B-3 367,575.59 344,241.21 8.000000 % 1,286.39
- -------------------------------------------------------------------------------
105,020,175.63 65,667,883.93 1,134,479.98
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 102,445.91 1,218,034.57 0.00 0.00 14,260,402.42
A-2 121,594.62 121,594.62 0.00 0.00 18,250,000.00
A-3 44,133.85 44,133.85 0.00 0.00 6,624,000.00
A-4 138,560.00 138,560.00 0.00 0.00 20,796,315.00
A-5 0.00 5,108.72 0.00 0.00 928,202.34
A-6 20,788.08 20,788.08 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 9,830.12 15,343.47 0.00 0.00 1,469,877.43
M-2 3,276.50 5,114.17 0.00 0.00 489,928.05
M-3 3,276.50 5,114.17 0.00 0.00 489,928.05
B-1 3,931.67 6,136.80 0.00 0.00 587,895.00
B-2 1,965.53 3,067.92 0.00 0.00 293,900.84
B-3 2,293.58 3,579.97 0.00 0.00 342,954.82
- -------------------------------------------------------------------------------
452,096.36 1,586,576.34 0.00 0.00 64,533,403.95
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 282.854876 20.522234 1.884583 22.406817 0.000000 262.332642
A-2 1000.000000 0.000000 6.662719 6.662719 0.000000 1000.000000
A-3 1000.000000 0.000000 6.662719 6.662719 0.000000 1000.000000
A-4 1000.000000 0.000000 6.662719 6.662719 0.000000 1000.000000
A-5 887.612305 4.858576 0.000000 4.858576 0.000000 882.753729
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 936.518205 3.499651 6.239761 9.739412 0.000000 933.018554
M-2 936.518225 3.499657 6.239764 9.739421 0.000000 933.018568
M-3 936.518225 3.499657 6.239764 9.739421 0.000000 933.018568
B-1 936.518219 3.499651 6.239756 9.739407 0.000000 933.018569
B-2 936.518190 3.499651 6.239778 9.739429 0.000000 933.018540
B-3 936.518146 3.499634 6.239751 9.739385 0.000000 933.018485
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:45 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S4 (POOL # 4168)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4168
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 14,027.79
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,701.77
SUBSERVICER ADVANCES THIS MONTH 6,641.14
MASTER SERVICER ADVANCES THIS MONTH 3,131.88
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 404,598.64
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 78,089.26
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 150,717.71
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,533,403.95
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 315
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 298,781.94
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 888,295.14
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.30247760 % 1.89905400 % 3.79846830 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.22298160 % 1.89785535 % 3.85146730 %
CLASS A-6 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.3737 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 759,921.00
SPECIAL HAZARD AMOUNT AVAILABLE 525,100.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.58387832
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 149.40
POOL TRADING FACTOR: 61.44857744
................................................................................
Run: 01/31/97 11:54:45 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S6 (POOL # 4169)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4169
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760947FZ9 95,824,102.00 50,932,929.36 7.894575 % 1,781,118.33
R 760947GA3 100.00 0.00 7.894575 % 0.00
M-1 760947GB1 16,170,335.00 8,594,932.30 7.894575 % 300,563.73
M-2 760947GC9 3,892,859.00 3,786,859.97 7.894575 % 8,557.66
M-3 760947GD7 1,796,704.00 1,747,781.36 7.894575 % 3,949.69
B-1 1,078,022.00 1,048,668.43 7.894575 % 2,369.81
B-2 299,451.00 291,297.23 7.894575 % 658.28
B-3 718,681.74 540,676.50 7.894575 % 1,221.83
- -------------------------------------------------------------------------------
119,780,254.74 66,943,145.15 2,098,439.33
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 334,964.37 2,116,082.70 0.00 0.00 49,151,811.03
R 0.00 0.00 0.00 0.00 0.00
M-1 56,525.24 357,088.97 0.00 0.00 8,294,368.57
M-2 24,904.58 33,462.24 0.00 0.00 3,778,302.31
M-3 11,494.42 15,444.11 0.00 0.00 1,743,831.67
B-1 6,896.65 9,266.46 0.00 0.00 1,046,298.62
B-2 1,915.74 2,574.02 0.00 0.00 290,638.95
B-3 3,555.80 4,777.63 0.00 0.00 539,454.66
- -------------------------------------------------------------------------------
440,256.80 2,538,696.13 0.00 0.00 64,844,705.81
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 531.525246 18.587373 3.495617 22.082990 0.000000 512.937873
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 531.524690 18.587353 3.495613 22.082966 0.000000 512.937337
M-2 972.770904 2.198297 6.397504 8.595801 0.000000 970.572607
M-3 972.770896 2.198298 6.397503 8.595801 0.000000 970.572599
B-1 972.770899 2.198295 6.397504 8.595799 0.000000 970.572604
B-2 972.770937 2.198290 6.397507 8.595797 0.000000 970.572648
B-3 752.317013 1.700099 4.947670 6.647769 0.000000 750.616900
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:46 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S6 (POOL # 4169)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4169
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,501.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 21,855.54
MASTER SERVICER ADVANCES THIS MONTH 3,120.89
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 1,430,028.58
(B) TWO MONTHLY PAYMENTS: 1 299,369.50
(C) THREE OR MORE MONTHLY PAYMENTS: 3 591,218.26
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 579,599.23
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,844,705.81
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 653
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 421,030.15
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,947,159.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 76,194.08
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 76.08386080 % 21.10682700 % 2.80931250 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 75.79926600 % 21.30706336 % 2.89367070 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,728,442.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,261,843.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.38045868
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 302.67
POOL TRADING FACTOR: 54.13638997
................................................................................
Run: 01/31/97 11:56:26 REPT1B.FRG
Page: 1 of 2
THE FIFTH THIRD BANK (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R5 (POOL # 10023)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 10023
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
I A 760947GE5 94,065,000.00 55,180,359.22 7.937704 % 1,574,604.36
II A 760947GF2 199,529,000.00 110,072,089.46 7.372325 % 2,984,852.19
III 760947GG0 151,831,000.00 106,569,408.18 7.141205 % 2,627,890.55
R 760947GL9 1,000.00 586.61 7.937704 % 16.74
I M 760947GH8 10,069,000.00 9,723,989.49 7.937704 % 17,858.53
II M 760947GJ4 21,982,000.00 21,184,136.05 7.372325 % 39,938.11
III 760947GK1 12,966,000.00 12,358,114.32 7.141205 % 34,030.05
I B 1,855,785.84 1,792,198.04 7.937704 % 3,291.45
II B 3,946,359.39 3,803,121.39 7.372325 % 7,169.96
III 2,509,923.08 2,392,250.22 7.141205 % 6,587.44
- -------------------------------------------------------------------------------
498,755,068.31 323,076,252.98 7,296,239.38
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
I A 364,433.24 1,939,037.60 0.00 0.00 53,605,754.86
II A 675,180.97 3,660,033.16 0.00 0.00 107,087,237.27
III A 633,202.42 3,261,092.97 0.00 0.00 103,941,517.63
R 3.87 20.61 0.00 0.00 569.87
I M 64,221.12 82,079.65 0.00 0.00 9,706,130.96
II M 129,943.26 169,881.37 0.00 0.00 21,144,197.94
III M 73,428.09 107,458.14 0.00 0.00 12,324,084.27
I B 11,836.40 15,127.85 0.00 0.00 1,788,906.59
II B 23,328.30 30,498.26 0.00 0.00 3,795,951.43
III B 14,214.01 20,801.45 0.00 0.00 2,385,662.78
- -------------------------------------------------------------------------------
1,989,791.68 9,286,031.06 0.00 0.00 315,780,013.60
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
I A 586.619457 16.739535 3.874270 20.613805 0.000000 569.879922
II A 551.659606 14.959491 3.383874 18.343365 0.000000 536.700115
III 701.894924 17.307997 4.170442 21.478439 0.000000 684.586927
R 586.610000 16.740000 3.870000 20.610000 0.000000 569.870000
I M 965.735375 1.773615 6.378103 8.151718 0.000000 963.961760
II M 963.703760 1.816855 5.911348 7.728203 0.000000 961.886905
III 953.116946 2.624560 5.663126 8.287686 0.000000 950.492386
I B 965.735378 1.773615 6.378107 8.151722 0.000000 963.961763
II B 963.703762 1.816855 5.911347 7.728202 0.000000 961.886907
III 953.116946 2.624560 5.663126 8.287686 0.000000 950.492385
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:26 rept2.frg
Page: 2 of 2
THE FIFTH THIRD BANK (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 66,536.59
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,642.47
SUBSERVICER ADVANCES THIS MONTH 53,319.39
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 75 4,837,768.49
(B) TWO MONTHLY PAYMENTS: 6 515,233.50
(C) THREE OR MORE MONTHLY PAYMENTS: 3 334,384.02
FORECLOSURES
NUMBER OF LOANS 10
AGGREGATE PRINCIPAL BALANCE 732,988.82
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 315,780,013.57
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 3,561
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 6,585,048.50
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 84.13569270 % 13.39195900 % 2.47234810 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 83.80361910 % 13.67230708 % 2.52407390 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.78897600
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 264.95
POOL TRADING FACTOR: 63.31364504
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Page: 2 of 2
THE FIFTH THIRD BANK (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10023 GROUP I)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 10023
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 13,706.11
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,467.38
SUBSERVICER ADVANCES THIS MONTH 16,439.23
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 1,646,170.93
(B) TWO MONTHLY PAYMENTS: 1 22,383.86
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 304,283.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 65,101,362.27
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 939
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,473,278.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 82.73360950 % 14.57932100 % 2.68706910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 14.90925938 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 80,000.00
FRAUD AMOUNT AVAILABLE 5,019,208.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,041,276.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.32694757
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 269.58
POOL TRADING FACTOR: 61.42171865
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Page: 2 of 2
THE FIFTH THIRD BANK (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10024 GROUP II)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 10024
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 27,795.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,349.02
SUBSERVICER ADVANCES THIS MONTH 21,686.76
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 27 2,231,119.88
(B) TWO MONTHLY PAYMENTS: 1 71,831.83
(C) THREE OR MORE MONTHLY PAYMENTS: 2 34,301.90
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 278,147.68
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 132,027,386.63
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,354
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,777,335.04
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 81.49905360 % 15.68505700 % 2.81588910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 16.01500907 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 90,000.00
FRAUD AMOUNT AVAILABLE 6,763,721.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,362,105.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.76126024
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 278.80
POOL TRADING FACTOR: 58.55980350
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Page: 2 of 2
THE FIFTH THIRD BANK (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-R5 (POOL # 10025 GROUP III)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 10025
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,035.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,826.06
SUBSERVICER ADVANCES THIS MONTH 15,193.40
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 18 960,477.68
(B) TWO MONTHLY PAYMENTS: 4 421,017.81
(C) THREE OR MORE MONTHLY PAYMENTS: 1 300,082.12
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 150,558.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 118,651,264.67
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,268
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,334,434.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 87.84174730 % 10.18639800 % 1.97185520 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 0.00000000 % 10.38681240 % 0.00000000 %
BANKRUPTCY AMOUNT AVAILABLE 150,000.00
FRAUD AMOUNT AVAILABLE 3,179,724.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,368,591.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.52464321
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 246.99
POOL TRADING FACTOR: 70.91832333
................................................................................
Run: 01/31/97 11:54:47 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4170
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947HB0 10,285,000.00 465,637.15 8.250000 % 400,876.42
A-2 760947HC8 10,286,000.00 465,682.42 7.750000 % 400,915.39
A-3 760947HD6 25,078,000.00 1,135,366.88 8.000000 % 977,460.25
A-4 760947HE4 1,719,000.00 1,719,000.00 8.000000 % 0.00
A-5 760947HF1 22,300,000.00 22,300,000.00 8.000000 % 0.00
A-6 760947HG9 17,800,000.00 17,800,000.00 7.100000 % 0.00
A-7 760947HH7 5,280,000.00 5,280,000.00 7.750000 % 0.00
A-8 760947HJ3 7,200,000.00 7,200,000.00 7.750000 % 0.00
A-9 760947HK0 0.00 0.00 8.000000 % 0.00
A-10 760947HL8 569,607.66 501,182.96 0.000000 % 2,890.01
R-I 760947HM6 1,000.00 1,000.00 8.000000 % 0.00
R-II 760947HN4 1,000.00 1,000.00 8.000000 % 0.00
M-1 760947HP9 1,574,800.00 1,485,137.23 8.000000 % 5,227.82
M-2 760947HQ7 1,049,900.00 990,122.92 8.000000 % 3,485.33
M-3 760947HR5 892,400.00 841,590.32 8.000000 % 2,962.48
B-1 209,800.00 197,854.84 8.000000 % 696.47
B-2 367,400.00 346,481.71 8.000000 % 1,219.65
B-3 367,731.33 346,794.19 8.000000 % 1,220.75
- -------------------------------------------------------------------------------
104,981,638.99 61,076,850.62 1,796,954.57
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 3,198.52 404,074.94 0.00 0.00 64,760.73
A-2 3,004.96 403,920.35 0.00 0.00 64,767.03
A-3 7,562.64 985,022.89 0.00 0.00 157,906.63
A-4 11,450.20 11,450.20 0.00 0.00 1,719,000.00
A-5 148,539.51 148,539.51 0.00 0.00 22,300,000.00
A-6 105,226.59 105,226.59 0.00 0.00 17,800,000.00
A-7 34,070.83 34,070.83 0.00 0.00 5,280,000.00
A-8 46,460.23 46,460.23 0.00 0.00 7,200,000.00
A-9 15,936.36 15,936.36 0.00 0.00 0.00
A-10 0.00 2,890.01 0.00 0.00 498,292.95
R-I 6.66 6.66 0.00 0.00 1,000.00
R-II 6.67 6.67 0.00 0.00 1,000.00
M-1 9,892.44 15,120.26 0.00 0.00 1,479,909.41
M-2 6,595.17 10,080.50 0.00 0.00 986,637.59
M-3 5,605.80 8,568.28 0.00 0.00 838,627.84
B-1 1,317.90 2,014.37 0.00 0.00 197,158.37
B-2 2,307.90 3,527.55 0.00 0.00 345,262.06
B-3 2,309.98 3,530.73 0.00 0.00 345,573.44
- -------------------------------------------------------------------------------
403,492.36 2,200,446.93 0.00 0.00 59,279,896.05
===============================================================================
Run: 01/31/97 11:54:47
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4170
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 45.273422 38.976803 0.310989 39.287792 0.000000 6.296619
A-2 45.273422 38.976802 0.292141 39.268943 0.000000 6.296620
A-3 45.273422 38.976802 0.301565 39.278367 0.000000 6.296620
A-4 1000.000000 0.000000 6.660966 6.660966 0.000000 1000.000000
A-5 1000.000000 0.000000 6.660965 6.660965 0.000000 1000.000000
A-6 1000.000000 0.000000 5.911606 5.911606 0.000000 1000.000000
A-7 1000.000000 0.000000 6.452809 6.452809 0.000000 1000.000000
A-8 1000.000000 0.000000 6.452810 6.452810 0.000000 1000.000000
A-10 879.873982 5.073685 0.000000 5.073685 0.000000 874.800297
R-I 1000.000000 0.000000 6.660000 6.660000 0.000000 1000.000000
R-II 1000.000000 0.000000 6.670000 6.670000 0.000000 1000.000000
M-1 943.064027 3.319672 6.281712 9.601384 0.000000 939.744355
M-2 943.064025 3.319678 6.281713 9.601391 0.000000 939.744347
M-3 943.064007 3.319677 6.281712 9.601389 0.000000 939.744330
B-1 943.064061 3.319685 6.281697 9.601382 0.000000 939.744376
B-2 943.063990 3.319679 6.281709 9.601388 0.000000 939.744311
B-3 943.064030 3.319679 6.281706 9.601385 0.000000 939.744351
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
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Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S7 (POOL # 4170)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4170
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,636.76
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 893.27
SPREAD 20,843.25
SUBSERVICER ADVANCES THIS MONTH 8,980.35
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 821,574.74
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 59,279,896.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 231
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,581,597.85
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.05334740 % 5.47554900 % 1.47110350 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.86652880 % 5.57554088 % 1.51066630 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 677,172.00
SPECIAL HAZARD AMOUNT AVAILABLE 524,908.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.65013561
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 153.13
POOL TRADING FACTOR: 56.46691804
................................................................................
Run: 01/31/97 11:54:49 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S8 (POOL # 4171)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4171
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947GN5 42,847,629.00 4,525,437.91 7.650000 % 1,362,782.20
A-2 760947GP0 20,646,342.00 20,646,342.00 8.000000 % 0.00
A-3 760947GQ8 10,027,461.00 5,132,044.01 8.000000 % 174,086.79
A-4 760947GR6 21,739,268.00 21,739,268.00 8.000000 % 0.00
A-5 760947GS4 0.00 0.00 0.350000 % 0.00
A-6 760947HA2 0.00 0.00 0.835833 % 0.00
R-I 760947GV7 100.00 0.00 8.000000 % 0.00
R-II 760947GW5 100.00 0.00 8.000000 % 0.00
M-1 760947GX3 2,809,400.00 2,763,009.80 8.000000 % 2,025.21
M-2 760947GY1 1,277,000.00 1,255,913.55 8.000000 % 920.55
M-3 760947GZ8 1,277,000.00 1,255,913.55 8.000000 % 920.55
B-1 613,000.00 602,877.83 8.000000 % 441.89
B-2 408,600.00 401,853.00 8.000000 % 294.55
B-3 510,571.55 502,140.74 8.000000 % 368.05
- -------------------------------------------------------------------------------
102,156,471.55 58,824,800.39 1,541,839.79
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 28,834.34 1,391,616.54 0.00 0.00 3,162,655.71
A-2 137,569.12 137,569.12 0.00 0.00 20,646,342.00
A-3 34,195.44 208,282.23 0.00 0.00 4,957,957.22
A-4 144,851.42 144,851.42 0.00 0.00 21,739,268.00
A-5 1,319.22 1,319.22 0.00 0.00 0.00
A-6 40,951.29 40,951.29 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 18,410.28 20,435.49 0.00 0.00 2,760,984.59
M-2 8,368.31 9,288.86 0.00 0.00 1,254,993.00
M-3 8,368.31 9,288.86 0.00 0.00 1,254,993.00
B-1 4,017.05 4,458.94 0.00 0.00 602,435.94
B-2 2,677.60 2,972.15 0.00 0.00 401,558.45
B-3 3,345.82 3,713.87 0.00 0.00 501,772.69
- -------------------------------------------------------------------------------
432,908.20 1,974,747.99 0.00 0.00 57,282,960.60
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 105.616997 31.805312 0.672951 32.478263 0.000000 73.811685
A-2 1000.000000 0.000000 6.663123 6.663123 0.000000 1000.000000
A-3 511.798950 17.361004 3.410179 20.771183 0.000000 494.437946
A-4 1000.000000 0.000000 6.663123 6.663123 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 983.487506 0.720869 6.553100 7.273969 0.000000 982.766637
M-2 983.487510 0.720869 6.553101 7.273970 0.000000 982.766641
M-3 983.487510 0.720869 6.553101 7.273970 0.000000 982.766641
B-1 983.487488 0.720865 6.553100 7.273965 0.000000 982.766623
B-2 983.487518 0.720876 6.553108 7.273984 0.000000 982.766642
B-3 983.487505 0.720820 6.553087 7.273907 0.000000 982.766647
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:49 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S8 (POOL # 4171)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4171
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 12,834.53
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 27,485.59
MASTER SERVICER ADVANCES THIS MONTH 1,707.39
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 621,310.66
(B) TWO MONTHLY PAYMENTS: 4 1,313,700.88
(C) THREE OR MORE MONTHLY PAYMENTS: 1 463,305.80
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 859,027.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 57,282,960.60
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 233
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 201,119.49
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,498,722.87
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 88.47134470 % 8.96702900 % 2.56162630 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 88.16971470 % 9.20163786 % 2.62864740 %
CLASS A-6 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.8393 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 660,280.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,987,837.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 9.16163806
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 327.09
POOL TRADING FACTOR: 56.07374622
................................................................................
Run: 01/31/97 11:54:50 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4172
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947HS3 23,188,000.00 18,205,090.96 6.600000 % 461,924.90
A-2 760947HT1 23,921,333.00 20,599,393.64 7.000000 % 307,949.93
A-3 760947HU8 12,694,000.00 12,694,000.00 6.700000 % 0.00
A-4 760947HV6 12,686,000.00 12,686,000.00 6.950000 % 0.00
A-5 760947HW4 9,469,000.00 9,469,000.00 7.100000 % 0.00
A-6 760947HX2 6,661,000.00 6,661,000.00 7.250000 % 0.00
A-7 760947HY0 7,808,000.00 0.00 8.000000 % 0.00
A-8 760947HZ7 18,690,000.00 6,685,642.95 8.000000 % 254,179.32
A-9 760947JF9 63,512,857.35 33,112,382.80 0.000000 % 3,370,936.62
A-10 760947JA0 8,356,981.00 0.00 8.000000 % 0.00
A-11 760947JB8 0.00 0.00 8.000000 % 0.00
A-12 760947JC6 0.00 0.00 0.492242 % 0.00
R-I 760947JD4 100.00 0.00 8.000000 % 0.00
R-II 760947JE2 100.00 0.00 8.000000 % 0.00
M-1 760947JG7 5,499,628.00 5,427,802.29 8.000000 % 3,708.46
M-2 760947JH5 2,499,831.00 2,467,182.94 8.000000 % 1,685.66
M-3 760947JJ1 2,499,831.00 2,467,182.94 8.000000 % 1,685.66
B-1 760947JK8 799,945.00 789,497.63 8.000000 % 539.41
B-2 760947JL6 699,952.00 690,810.56 8.000000 % 471.99
B-3 999,934.64 986,875.42 8.000000 % 674.28
- -------------------------------------------------------------------------------
199,986,492.99 132,941,862.13 4,403,756.23
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 100,107.10 562,032.00 0.00 0.00 17,743,166.06
A-2 120,138.04 428,087.97 0.00 0.00 20,291,443.71
A-3 70,860.03 70,860.03 0.00 0.00 12,694,000.00
A-4 73,457.74 73,457.74 0.00 0.00 12,686,000.00
A-5 56,013.22 56,013.22 0.00 0.00 9,469,000.00
A-6 40,235.14 40,235.14 0.00 0.00 6,661,000.00
A-7 0.00 0.00 0.00 0.00 0.00
A-8 44,561.64 298,740.96 0.00 0.00 6,431,463.63
A-9 232,520.10 3,603,456.72 0.00 0.00 29,741,446.18
A-10 0.00 0.00 0.00 0.00 0.00
A-11 61,356.38 61,356.38 0.00 0.00 0.00
A-12 54,521.58 54,521.58 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 36,177.80 39,886.26 0.00 0.00 5,424,093.83
M-2 16,444.46 18,130.12 0.00 0.00 2,465,497.28
M-3 16,444.46 18,130.12 0.00 0.00 2,465,497.28
B-1 5,262.22 5,801.63 0.00 0.00 788,958.22
B-2 4,604.44 5,076.43 0.00 0.00 690,338.57
B-3 6,577.80 7,252.08 0.00 0.00 986,201.14
- -------------------------------------------------------------------------------
939,282.15 5,343,038.38 0.00 0.00 128,538,105.90
===============================================================================
Run: 01/31/97 11:54:50
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4172
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 785.108287 19.920860 4.317194 24.238054 0.000000 765.187427
A-2 861.130675 12.873444 5.022213 17.895657 0.000000 848.257232
A-3 1000.000000 0.000000 5.582167 5.582167 0.000000 1000.000000
A-4 1000.000000 0.000000 5.790457 5.790457 0.000000 1000.000000
A-5 1000.000000 0.000000 5.915431 5.915431 0.000000 1000.000000
A-6 1000.000000 0.000000 6.040405 6.040405 0.000000 1000.000000
A-7 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-8 357.712303 13.599750 2.384250 15.984000 0.000000 344.112554
A-9 521.349286 53.074870 3.660993 56.735863 0.000000 468.274416
A-10 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 986.939897 0.674311 6.578227 7.252538 0.000000 986.265586
M-2 986.939893 0.674310 6.578229 7.252539 0.000000 986.265584
M-3 986.939893 0.674310 6.578229 7.252539 0.000000 986.265584
B-1 986.939890 0.674309 6.578227 7.252536 0.000000 986.265581
B-2 986.939904 0.674318 6.578223 7.252541 0.000000 986.265587
B-3 986.939926 0.674314 6.578230 7.252544 0.000000 986.265602
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:51 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S9 (POOL # 4172)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4172
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 26,145.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 23,428.08
MASTER SERVICER ADVANCES THIS MONTH 5,519.85
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 1,597,227.30
(B) TWO MONTHLY PAYMENTS: 1 336,621.95
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 3
AGGREGATE PRINCIPAL BALANCE 862,771.45
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 128,538,105.90
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 441
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 667,835.64
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,312,905.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 90.33510780 % 7.80625900 % 1.85863360 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 90.01031720 % 8.05604557 % 1.92109330 %
CLASS A-12 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.4951 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,406,531.00
SPECIAL HAZARD AMOUNT AVAILABLE 1,987,200.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.78510776
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 335.05
POOL TRADING FACTOR: 64.27339366
................................................................................
Run: 01/31/97 11:54:53 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4174
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947JM4 55,601,800.00 44,523,798.68 6.600000 % 1,206,427.31
A-2 760947JN2 8,936,000.00 8,936,000.00 5.700000 % 0.00
A-3 760947JP7 20,970,000.00 12,520,000.00 7.500000 % 0.00
A-4 760947JQ5 38,235,000.00 35,332,566.85 7.200000 % 639,315.84
A-5 760947JR3 6,989,000.00 0.00 7.500000 % 0.00
A-6 760947KB6 72,376,561.40 62,474,897.61 7.500000 % 0.00
A-7 760947JS1 5,000,000.00 4,315,962.00 7.500000 % 0.00
A-8 760947JT9 8,040,000.00 0.00 7.500000 % 0.00
A-9 760947JU6 142,330.60 137,256.03 0.000000 % 178.42
A-10 760947JV4 0.00 0.00 0.614444 % 0.00
R-I 760947JW2 100.00 0.00 7.500000 % 0.00
R-II 760947JX0 100.00 0.00 7.500000 % 0.00
M-1 760947JY8 5,767,800.00 5,700,887.74 7.500000 % 4,370.55
M-2 760947JZ5 2,883,900.00 2,850,443.84 7.500000 % 2,185.27
M-3 760947KA8 2,883,900.00 2,850,443.84 7.500000 % 2,185.27
B-1 922,800.00 912,094.59 7.500000 % 699.25
B-2 807,500.00 798,132.20 7.500000 % 611.88
B-3 1,153,493.52 1,140,111.86 7.500000 % 874.06
- -------------------------------------------------------------------------------
230,710,285.52 182,492,595.24 1,856,847.85
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 244,817.95 1,451,245.26 0.00 0.00 43,317,371.37
A-2 42,435.09 42,435.09 0.00 0.00 8,936,000.00
A-3 78,229.89 78,229.89 0.00 0.00 12,520,000.00
A-4 211,940.91 851,256.75 0.00 0.00 34,693,251.01
A-5 0.00 0.00 0.00 0.00 0.00
A-6 442,389.59 442,389.59 0.00 0.00 62,474,897.61
A-7 30,561.69 30,561.69 0.00 0.00 4,315,962.00
A-8 0.00 0.00 0.00 0.00 0.00
A-9 0.00 178.42 0.00 0.00 137,077.61
A-10 93,418.94 93,418.94 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 35,621.39 39,991.94 0.00 0.00 5,696,517.19
M-2 17,810.69 19,995.96 0.00 0.00 2,848,258.57
M-3 17,810.69 19,995.96 0.00 0.00 2,848,258.57
B-1 5,699.12 6,398.37 0.00 0.00 911,395.34
B-2 4,987.05 5,598.93 0.00 0.00 797,520.32
B-3 7,123.87 7,997.93 0.00 0.00 1,139,237.80
- -------------------------------------------------------------------------------
1,232,846.87 3,089,694.72 0.00 0.00 180,635,747.39
===============================================================================
Run: 01/31/97 11:54:53
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4174
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 800.761822 21.697630 4.403058 26.100688 0.000000 779.064192
A-2 1000.000000 0.000000 4.748779 4.748779 0.000000 1000.000000
A-3 597.043395 0.000000 3.730562 3.730562 0.000000 597.043395
A-4 924.089626 16.720697 5.543113 22.263810 0.000000 907.368929
A-5 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-6 863.192398 0.000000 6.112332 6.112332 0.000000 863.192398
A-7 863.192400 0.000000 6.112338 6.112338 0.000000 863.192400
A-8 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-9 964.346599 1.253560 0.000000 1.253560 0.000000 963.093038
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 988.398998 0.757750 6.175906 6.933656 0.000000 987.641248
M-2 988.398987 0.757748 6.175904 6.933652 0.000000 987.641239
M-3 988.398987 0.757748 6.175904 6.933652 0.000000 987.641239
B-1 988.398992 0.757748 6.175899 6.933647 0.000000 987.641244
B-2 988.399009 0.757746 6.175913 6.933659 0.000000 987.641263
B-3 988.399016 0.757750 6.175908 6.933658 0.000000 987.641266
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:54 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S10 (POOL # 4174)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4174
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 36,704.57
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,941.67
SUBSERVICER ADVANCES THIS MONTH 41,076.37
MASTER SERVICER ADVANCES THIS MONTH 4,067.47
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 11 2,897,029.79
(B) TWO MONTHLY PAYMENTS: 3 582,773.67
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,317,336.17
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 561,058.42
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 180,635,747.39
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 613
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 497,818.93
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,716,916.59
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.18442730 % 6.25250400 % 1.56306840 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.11008710 % 6.30718697 % 1.57793600 %
CLASS A-10 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.6136 %
BANKRUPTCY AMOUNT AVAILABLE 128,249.00
FRAUD AMOUNT AVAILABLE 1,872,430.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,505,945.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.41099410
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.32
POOL TRADING FACTOR: 78.29548951
................................................................................
Run: 01/31/97 11:54:55 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4175
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947KP5 11,300,000.00 227,121.84 7.650000 % 227,121.84
A-2 760947KQ3 105,000,000.00 73,708,055.27 7.500000 % 2,049,914.92
A-3 760947KR1 47,939,000.00 33,652,290.11 7.250000 % 935,913.05
A-4 760947KS9 27,875,000.00 19,567,733.71 7.650000 % 544,203.61
A-5 760947KT7 30,655,000.00 30,655,000.00 7.650000 % 498,255.20
A-6 760947KU4 20,568,000.00 16,137,060.65 7.650000 % 290,267.95
A-7 760947KV2 5,000,000.00 5,000,000.00 7.500000 % 0.00
A-8 760947KW0 2,100,000.00 2,100,000.00 7.650000 % 0.00
A-9 760947KX8 12,900,000.00 12,900,000.00 7.400000 % 0.00
A-10 760947KY6 6,000,000.00 6,000,000.00 7.750000 % 0.00
A-11 760947KZ3 2,581,000.00 2,581,000.00 6.000000 % 0.00
A-12 760947LA7 2,456,000.00 2,456,000.00 7.400000 % 0.00
A-13 760947LB5 3,544,000.00 3,544,000.00 7.400000 % 0.00
A-14 760947LC3 4,741,000.00 4,741,000.00 8.000000 % 0.00
A-15 760947LD1 100,000,000.00 100,000,000.00 7.500000 % 0.00
A-16 760947LE9 32,887,000.00 32,489,390.20 7.500000 % 24,449.83
A-17 760947LF6 1,348,796.17 1,262,832.36 0.000000 % 2,538.53
A-18 760947LG4 0.00 0.00 0.484039 % 0.00
A-19 760947LR0 9,500,000.00 9,500,000.00 7.500000 % 0.00
R-I 760947LH2 100.00 0.00 7.500000 % 0.00
R-II 760947LJ8 100.00 0.00 7.500000 % 0.00
M-1 760947LK5 11,340,300.00 11,203,193.70 7.500000 % 8,430.94
M-2 760947LL3 5,670,200.00 5,601,646.27 7.500000 % 4,215.51
M-3 760947LM1 4,536,100.00 4,481,257.73 7.500000 % 3,372.36
B-1 2,041,300.00 2,016,620.30 7.500000 % 1,517.60
B-2 1,587,600.00 1,568,405.65 7.500000 % 1,180.30
B-3 2,041,838.57 2,017,152.37 7.500000 % 1,518.00
- -------------------------------------------------------------------------------
453,612,334.74 383,409,760.16 4,592,899.64
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,447.63 228,569.47 0.00 0.00 0.00
A-2 460,588.60 2,510,503.52 0.00 0.00 71,658,140.35
A-3 203,277.63 1,139,190.68 0.00 0.00 32,716,377.06
A-4 124,720.81 668,924.42 0.00 0.00 19,023,530.10
A-5 195,388.83 693,644.03 0.00 0.00 30,156,744.80
A-6 102,854.39 393,122.34 0.00 0.00 15,846,792.70
A-7 31,250.00 31,250.00 0.00 0.00 5,000,000.00
A-8 13,384.98 13,384.98 0.00 0.00 2,100,000.00
A-9 79,535.02 79,535.02 0.00 0.00 12,900,000.00
A-10 38,750.00 38,750.00 0.00 0.00 6,000,000.00
A-11 12,905.00 12,905.00 0.00 0.00 2,581,000.00
A-12 15,145.33 15,145.33 0.00 0.00 2,456,000.00
A-13 21,854.67 21,854.67 0.00 0.00 3,544,000.00
A-14 31,606.67 31,606.67 0.00 0.00 4,741,000.00
A-15 624,882.31 624,882.31 0.00 0.00 100,000,000.00
A-16 203,020.45 227,470.28 0.00 0.00 32,464,940.37
A-17 0.00 2,538.53 0.00 0.00 1,260,293.83
A-18 154,625.27 154,625.27 0.00 0.00 0.00
A-19 59,363.82 59,363.82 0.00 0.00 9,500,000.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 70,006.77 78,437.71 0.00 0.00 11,194,762.76
M-2 35,003.70 39,219.21 0.00 0.00 5,597,430.76
M-3 28,002.59 31,374.95 0.00 0.00 4,477,885.37
B-1 12,601.51 14,119.11 0.00 0.00 2,015,102.70
B-2 9,800.69 10,980.99 0.00 0.00 1,567,225.35
B-3 12,604.83 14,122.83 0.00 0.00 2,015,634.37
- -------------------------------------------------------------------------------
2,542,621.50 7,135,521.14 0.00 0.00 378,816,860.52
===============================================================================
Run: 01/31/97 11:54:55
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4175
__________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 20.099278 20.099278 0.128109 20.227387 0.000000 0.000000
A-2 701.981479 19.522999 4.386558 23.909557 0.000000 682.458480
A-3 701.981479 19.522999 4.240339 23.763338 0.000000 682.458480
A-4 701.981478 19.522999 4.474289 23.997288 0.000000 682.458479
A-5 1000.000000 16.253636 6.373800 22.627436 0.000000 983.746364
A-6 784.571210 14.112600 5.000700 19.113300 0.000000 770.458611
A-7 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-8 1000.000000 0.000000 6.373800 6.373800 0.000000 1000.000000
A-9 1000.000000 0.000000 6.165505 6.165505 0.000000 1000.000000
A-10 1000.000000 0.000000 6.458333 6.458333 0.000000 1000.000000
A-11 1000.000000 0.000000 5.000000 5.000000 0.000000 1000.000000
A-12 1000.000000 0.000000 6.166665 6.166665 0.000000 1000.000000
A-13 1000.000000 0.000000 6.166668 6.166668 0.000000 1000.000000
A-14 1000.000000 0.000000 6.666667 6.666667 0.000000 1000.000000
A-15 1000.000000 0.000000 6.248823 6.248823 0.000000 1000.000000
A-16 987.909818 0.743450 6.173274 6.916724 0.000000 987.166369
A-17 936.266271 1.882071 0.000000 1.882071 0.000000 934.384200
A-19 1000.000000 0.000000 6.248823 6.248823 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.909817 0.743449 6.173273 6.916722 0.000000 987.166368
M-2 987.909822 0.743450 6.173274 6.916724 0.000000 987.166372
M-3 987.909819 0.743449 6.173274 6.916723 0.000000 987.166370
B-1 987.909812 0.743448 6.173277 6.916725 0.000000 987.166365
B-2 987.909832 0.743449 6.173274 6.916723 0.000000 987.166383
B-3 987.909818 0.743448 6.173275 6.916723 0.000000 987.166370
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:56 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S11 (POOL # 4175)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4175
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 80,395.48
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,285.09
SUBSERVICER ADVANCES THIS MONTH 60,756.76
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 21 5,222,731.71
(B) TWO MONTHLY PAYMENTS: 3 658,718.94
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 2,055,641.32
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 378,816,860.52
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,347
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,304,160.32
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.96389060 % 5.57013400 % 1.46597500 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.88370440 % 5.61487122 % 1.48268180 %
CLASS A-18 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.4835 %
BANKRUPTCY AMOUNT AVAILABLE 165,000.00
FRAUD AMOUNT AVAILABLE 3,959,720.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,959,720.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.26944218
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.29
POOL TRADING FACTOR: 83.51114630
................................................................................
Run: 01/31/97 11:54:57 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S12 (POOL # 4176)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4176
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947KG5 35,048,000.00 20,272,764.86 7.250000 % 493,788.06
A-2 760947KH3 23,594,900.00 23,594,900.00 7.250000 % 0.00
A-3 760947KJ9 56,568,460.00 42,315,885.55 7.250000 % 476,320.75
A-4 760947KE0 434,639.46 389,570.12 0.000000 % 2,110.64
A-5 760947KF7 0.00 0.00 0.541402 % 0.00
R 760947KK6 100.00 0.00 7.250000 % 0.00
M-1 760947KL4 1,803,000.00 1,706,257.58 7.250000 % 6,050.34
M-2 760947KM2 901,000.00 852,655.62 7.250000 % 3,023.49
M-3 760947KN0 721,000.00 682,313.75 7.250000 % 2,419.46
B-1 360,000.00 340,683.71 7.250000 % 1,208.05
B-2 361,000.00 341,630.05 7.250000 % 1,211.41
B-3 360,674.91 341,322.39 7.250000 % 1,210.32
- -------------------------------------------------------------------------------
120,152,774.37 90,837,983.63 987,342.52
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 122,334.26 616,122.32 0.00 0.00 19,778,976.80
A-2 142,381.39 142,381.39 0.00 0.00 23,594,900.00
A-3 255,351.58 731,672.33 0.00 0.00 41,839,564.80
A-4 0.00 2,110.64 0.00 0.00 387,459.48
A-5 40,933.99 40,933.99 0.00 0.00 0.00
R 0.00 0.00 0.00 0.00 0.00
M-1 10,296.27 16,346.61 0.00 0.00 1,700,207.24
M-2 5,145.28 8,168.77 0.00 0.00 849,632.13
M-3 4,117.36 6,536.82 0.00 0.00 679,894.29
B-1 2,055.83 3,263.88 0.00 0.00 339,475.66
B-2 2,061.53 3,272.94 0.00 0.00 340,418.64
B-3 2,059.68 3,270.00 0.00 0.00 340,112.07
- -------------------------------------------------------------------------------
586,737.17 1,574,079.69 0.00 0.00 89,850,641.11
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 578.428580 14.088908 3.490478 17.579386 0.000000 564.339671
A-2 1000.000000 0.000000 6.034414 6.034414 0.000000 1000.000000
A-3 748.047331 8.420253 4.514027 12.934280 0.000000 739.627078
A-4 896.306378 4.856071 0.000000 4.856071 0.000000 891.450307
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 946.343638 3.355707 5.710632 9.066339 0.000000 942.987931
M-2 946.343640 3.355705 5.710633 9.066338 0.000000 942.987936
M-3 946.343620 3.355700 5.710624 9.066324 0.000000 942.987920
B-1 946.343639 3.355694 5.710639 9.066333 0.000000 942.987944
B-2 946.343629 3.355706 5.710609 9.066315 0.000000 942.987922
B-3 946.343592 3.355681 5.710627 9.066308 0.000000 942.987883
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:58 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S12 (POOL # 4176)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4176
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 18,443.25
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,192.12
SUBSERVICER ADVANCES THIS MONTH 5,037.91
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 2 227,772.11
(B) TWO MONTHLY PAYMENTS: 1 286,554.84
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 89,850,641.11
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 353
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 665,109.69
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 95.28475630 % 3.58350900 % 1.13173480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 95.24973300 % 3.59455828 % 1.14014100 %
CLASS A-5 - STRIP PASS-THROUGH FOR NEXT DISTRIBUTION 0.5385 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 972,353.00
SPECIAL HAZARD AMOUNT AVAILABLE 500,000.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06123400
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 158.07
POOL TRADING FACTOR: 74.78032994
................................................................................
Run: 01/31/97 11:54:59 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4177
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760947KD2 97,561,000.00 60,268,069.24 6.270000 % 2,453,256.33
R 0.00 0.00 0.000000 % 0.00
B-1 1,156,700.00 1,101,829.32 7.250000 % 948.83
B-2 1,257,300.00 1,197,657.13 7.250000 % 1,031.35
B-3 604,098.39 575,441.66 7.250000 % 495.54
- -------------------------------------------------------------------------------
100,579,098.39 63,142,997.35 2,455,732.05
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 322,071.10 2,775,327.43 0.00 0.00 57,814,812.91
R 85,562.88 85,562.88 0.00 0.00 0.00
B-1 6,808.46 7,757.29 0.00 0.00 1,100,880.49
B-2 7,400.61 8,431.96 0.00 0.00 1,196,625.78
B-3 3,555.79 4,051.33 0.00 0.00 574,946.12
- -------------------------------------------------------------------------------
425,398.84 2,881,130.89 0.00 0.00 60,687,265.30
===============================================================================
Run: 01/31/97 11:54:59
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4177
_____________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 617.747555 25.145871 3.301228 28.447099 0.000000 592.601684
B-1 952.562739 0.820290 5.886107 6.706397 0.000000 951.742448
B-2 952.562738 0.820290 5.886113 6.706403 0.000000 951.742448
B-3 952.562810 0.820297 5.886111 6.706408 0.000000 951.742513
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:54:59 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S13 (POOL # 4177)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4177
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 17,079.60
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 28,101.96
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 1,985,342.26
(B) TWO MONTHLY PAYMENTS: 1 101,506.74
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,636,569.90
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 60,687,265.30
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 337
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,401,357.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 95.44695650 % 4.55304350 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 95.26679550 % 4.73320450 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 684,585.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,118,504.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.66695699
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 316.08
POOL TRADING FACTOR: 60.33784978
................................................................................
Run: 01/31/97 11:55:00 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4178
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947LV1 68,252,000.00 32,984,731.84 7.500000 % 2,946,189.43
A-2 760947LW9 56,875,000.00 56,875,000.00 7.500000 % 0.00
A-3 760947LX7 23,500,000.00 23,500,000.00 7.500000 % 0.00
A-4 760947LY5 19,651,199.00 0.00 7.500000 % 0.00
A-5 760947LZ2 75,000,000.00 71,384,875.60 7.500000 % 1,943,643.49
A-6 760947MA6 97,212,000.00 97,212,000.00 7.500000 % 0.00
A-7 760947MB4 12,427,000.00 12,427,000.00 7.500000 % 0.00
A-8 760947MC2 53,182,701.00 53,182,701.00 7.500000 % 0.00
A-9 760947MD0 41,080,426.00 41,080,426.00 7.500000 % 0.00
A-10 760947ME8 3,101,574.00 3,101,574.00 7.500000 % 0.00
A-11 760947MF5 1,175,484.46 1,146,080.27 0.000000 % 2,145.19
R 760947MG3 100.00 0.00 7.500000 % 0.00
M-1 760947MH1 10,777,500.00 10,647,565.03 7.500000 % 8,122.43
M-2 760947MJ7 5,987,500.00 5,915,313.89 7.500000 % 4,512.46
M-3 760947MK4 4,790,000.00 4,732,251.11 7.500000 % 3,609.97
B-1 2,395,000.00 2,366,125.56 7.500000 % 1,804.99
B-2 1,437,000.00 1,419,675.33 7.500000 % 1,082.99
B-3 2,155,426.27 2,127,026.94 7.500000 % 1,622.59
- -------------------------------------------------------------------------------
478,999,910.73 420,102,346.57 4,912,733.54
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 206,113.49 3,152,302.92 0.00 0.00 30,038,542.41
A-2 355,397.91 355,397.91 0.00 0.00 56,875,000.00
A-3 146,845.73 146,845.73 0.00 0.00 23,500,000.00
A-4 0.00 0.00 0.00 0.00 0.00
A-5 446,066.56 2,389,710.05 0.00 0.00 69,441,232.11
A-6 607,453.92 607,453.92 0.00 0.00 97,212,000.00
A-7 77,653.27 77,653.27 0.00 0.00 12,427,000.00
A-8 332,325.64 332,325.64 0.00 0.00 53,182,701.00
A-9 256,701.49 256,701.49 0.00 0.00 41,080,426.00
A-10 19,380.98 19,380.98 0.00 0.00 3,101,574.00
A-11 0.00 2,145.19 0.00 0.00 1,143,935.08
R 0.00 0.00 0.00 0.00 0.00
M-1 66,534.02 74,656.45 0.00 0.00 10,639,442.60
M-2 36,963.34 41,475.80 0.00 0.00 5,910,801.43
M-3 29,570.68 33,180.65 0.00 0.00 4,728,641.14
B-1 14,785.33 16,590.32 0.00 0.00 2,364,320.57
B-2 8,871.20 9,954.19 0.00 0.00 1,418,592.34
B-3 13,291.27 14,913.86 0.00 0.00 2,125,404.34
- -------------------------------------------------------------------------------
2,617,954.83 7,530,688.37 0.00 0.00 415,189,613.02
===============================================================================
Run: 01/31/97 11:55:00
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4178
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 483.278612 43.166346 3.019889 46.186235 0.000000 440.112267
A-2 1000.000000 0.000000 6.248754 6.248754 0.000000 1000.000000
A-3 1000.000000 0.000000 6.248754 6.248754 0.000000 1000.000000
A-4 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-5 951.798341 25.915247 5.947554 31.862801 0.000000 925.883095
A-6 1000.000000 0.000000 6.248754 6.248754 0.000000 1000.000000
A-7 1000.000000 0.000000 6.248754 6.248754 0.000000 1000.000000
A-8 1000.000000 0.000000 6.248754 6.248754 0.000000 1000.000000
A-9 1000.000000 0.000000 6.248754 6.248754 0.000000 1000.000000
A-10 1000.000000 0.000000 6.248756 6.248756 0.000000 1000.000000
A-11 974.985471 1.824941 0.000000 1.824941 0.000000 973.160530
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 987.943867 0.753647 6.173419 6.927066 0.000000 987.190220
M-2 987.943865 0.753647 6.173418 6.927065 0.000000 987.190218
M-3 987.943864 0.753647 6.173420 6.927067 0.000000 987.190217
B-1 987.943866 0.753649 6.173415 6.927064 0.000000 987.190217
B-2 987.943862 0.753646 6.173417 6.927063 0.000000 987.190216
B-3 986.824263 0.752793 6.166423 6.919216 0.000000 986.071465
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:01 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S14 (POOL # 4178)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4178
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 85,843.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,609.15
SPREAD 151,319.40
SUBSERVICER ADVANCES THIS MONTH 62,991.21
MASTER SERVICER ADVANCES THIS MONTH 1,789.51
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 25 6,754,659.43
(B) TWO MONTHLY PAYMENTS: 2 429,029.14
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,226,421.27
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 415,189,613.02
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,436
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 215,225.52
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 4,592,162.09
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.50577610 % 1.41132300 % 5.08290050 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.43376740 % 1.42304072 % 5.13926030 %
BANKRUPTCY AMOUNT AVAILABLE 150,433.00
FRAUD AMOUNT AVAILABLE 4,248,782.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,248,782.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.20780889
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 337.86
POOL TRADING FACTOR: 86.67843223
................................................................................
Run: 01/31/97 11:55:04 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S15 (POOL # 4183)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4183
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947ML2 101,500,000.00 71,910,679.64 7.000000 % 748,493.71
A-2 760947MM0 34,000,000.00 34,000,000.00 7.000000 % 0.00
A-3 760947MN8 14,000,000.00 14,000,000.00 7.000000 % 0.00
A-4 760947MP3 25,515,000.00 25,515,000.00 7.000000 % 0.00
A-5 760947MQ1 1,221,111.75 1,145,870.63 0.000000 % 4,843.89
R 760947MU2 100.00 0.00 7.000000 % 0.00
M-1 760947MR9 2,277,000.00 2,172,513.47 7.000000 % 8,062.43
M-2 760947MS7 911,000.00 869,196.21 7.000000 % 3,225.68
M-3 760947MT5 1,367,000.00 1,304,271.37 7.000000 % 4,840.29
B-1 455,000.00 434,121.04 7.000000 % 1,611.07
B-2 455,000.00 434,121.04 7.000000 % 1,611.07
B-3 455,670.95 434,761.26 7.000000 % 1,613.43
SPRE 0.00 0.00 0.508558 % 0.00
- -------------------------------------------------------------------------------
182,156,882.70 152,220,534.66 774,301.57
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 419,187.77 1,167,681.48 0.00 0.00 71,162,185.93
A-2 198,195.65 198,195.65 0.00 0.00 34,000,000.00
A-3 81,609.98 81,609.98 0.00 0.00 14,000,000.00
A-4 148,734.18 148,734.18 0.00 0.00 25,515,000.00
A-5 0.00 4,843.89 0.00 0.00 1,141,026.74
R 0.00 0.00 0.00 0.00 0.00
M-1 12,664.20 20,726.63 0.00 0.00 2,164,451.04
M-2 5,066.79 8,292.47 0.00 0.00 865,970.53
M-3 7,602.97 12,443.26 0.00 0.00 1,299,431.08
B-1 2,530.61 4,141.68 0.00 0.00 432,509.97
B-2 2,530.61 4,141.68 0.00 0.00 432,509.97
B-3 2,534.35 4,147.78 0.00 0.00 433,147.83
SPRED 64,466.03 64,466.03 0.00 0.00 0.00
- -------------------------------------------------------------------------------
945,123.14 1,719,424.71 0.00 0.00 151,446,233.09
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 708.479602 7.374322 4.129929 11.504251 0.000000 701.105280
A-2 1000.000000 0.000000 5.829284 5.829284 0.000000 1000.000000
A-3 1000.000000 0.000000 5.829284 5.829284 0.000000 1000.000000
A-4 1000.000000 0.000000 5.829284 5.829284 0.000000 1000.000000
A-5 938.383100 3.966787 0.000000 3.966787 0.000000 934.416314
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 954.112196 3.540812 5.561792 9.102604 0.000000 950.571383
M-2 954.112195 3.540812 5.561789 9.102601 0.000000 950.571383
M-3 954.112195 3.540812 5.561792 9.102604 0.000000 950.571383
B-1 954.112176 3.540813 5.561780 9.102593 0.000000 950.571363
B-2 954.112176 3.540813 5.561780 9.102593 0.000000 950.571363
B-3 954.112304 3.540779 5.561798 9.102577 0.000000 950.571525
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:05 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-S15 (POOL # 4183)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4183
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 30,615.43
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,593.83
SUBSERVICER ADVANCES THIS MONTH 51,312.53
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 4,330,590.82
(B) TWO MONTHLY PAYMENTS: 3 900,044.03
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 151,446,233.09
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 577
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 208,877.03
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.26079960 % 2.87671100 % 0.86248960 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.25560510 % 2.85900320 % 0.86368780 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,554,399.00
SPECIAL HAZARD AMOUNT AVAILABLE 910,784.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.74736332
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 158.48
POOL TRADING FACTOR: 83.14054942
................................................................................
Run: 01/31/97 11:55:06 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4184
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947MV0 15,150,000.00 11,111,605.47 7.500000 % 548,225.76
A-2 760947MW8 152,100,000.00 115,433,415.89 7.500000 % 4,977,613.22
A-3 760947MX6 9,582,241.00 9,582,241.00 7.500000 % 0.00
A-4 760947MY4 34,448,155.00 34,448,155.00 7.500000 % 0.00
A-5 760947MZ1 49,922,745.00 49,922,745.00 7.500000 % 0.00
A-6 760947NA5 44,355,201.00 44,355,201.00 7.500000 % 0.00
A-7 760947NB3 42,424,530.00 41,965,069.66 7.500000 % 30,728.74
A-8 760947NC1 22,189,665.00 17,917,831.01 8.500000 % 579,915.96
A-9 760947ND9 24,993,667.00 20,203,954.10 7.000000 % 650,219.78
A-10 760947NE7 9,694,332.00 7,817,354.71 7.250000 % 254,806.03
A-11 760947NF4 19,384,664.00 15,630,709.19 7.125000 % 509,612.11
A-12 760947NG2 917,418.09 887,432.41 0.000000 % 10,736.30
R 760947NH0 100.00 0.00 7.500000 % 0.00
M-1 760947NK3 10,149,774.00 10,039,851.30 7.500000 % 7,351.64
M-2 760947NL1 5,638,762.00 5,577,693.85 7.500000 % 4,084.24
M-3 760947NM9 4,511,009.00 4,462,154.49 7.500000 % 3,267.39
B-1 760947NN7 2,255,508.00 2,231,080.71 7.500000 % 1,633.70
B-2 760947NP2 1,353,299.00 1,338,642.68 7.500000 % 980.22
B-3 760947NQ0 2,029,958.72 2,004,987.61 7.500000 % 1,468.16
SPRE 0.00 0.00 0.526022 % 0.00
- -------------------------------------------------------------------------------
451,101,028.81 394,930,125.08 7,580,643.25
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 69,427.14 617,652.90 0.00 0.00 10,563,379.71
A-2 721,246.98 5,698,860.20 0.00 0.00 110,455,802.67
A-3 59,871.42 59,871.42 0.00 0.00 9,582,241.00
A-4 215,237.74 215,237.74 0.00 0.00 34,448,155.00
A-5 311,925.53 311,925.53 0.00 0.00 49,922,745.00
A-6 277,138.60 277,138.60 0.00 0.00 44,355,201.00
A-7 262,204.67 292,933.41 0.00 0.00 41,934,340.92
A-8 126,880.70 706,796.66 0.00 0.00 17,337,915.05
A-9 117,821.79 768,041.57 0.00 0.00 19,553,734.32
A-10 47,215.98 302,022.01 0.00 0.00 7,562,548.68
A-11 92,780.09 602,392.20 0.00 0.00 15,121,097.08
A-12 0.00 10,736.30 0.00 0.00 876,696.11
R 0.00 0.00 0.00 0.00 0.00
M-1 62,730.64 70,082.28 0.00 0.00 10,032,499.66
M-2 34,850.35 38,934.59 0.00 0.00 5,573,609.61
M-3 27,880.28 31,147.67 0.00 0.00 4,458,887.10
B-1 13,940.15 15,573.85 0.00 0.00 2,229,447.01
B-2 8,364.06 9,344.28 0.00 0.00 1,337,662.46
B-3 12,527.49 13,995.65 0.00 0.00 2,003,519.45
SPRED 173,067.47 173,067.47 0.00 0.00 0.00
- -------------------------------------------------------------------------------
2,635,111.08 10,215,754.33 0.00 0.00 387,349,481.83
===============================================================================
Run: 01/31/97 11:55:06
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4184
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 733.439305 36.186519 4.582650 40.769169 0.000000 697.252786
A-2 758.931071 32.725925 4.741926 37.467851 0.000000 726.205146
A-3 1000.000000 0.000000 6.248165 6.248165 0.000000 1000.000000
A-4 1000.000000 0.000000 6.248165 6.248165 0.000000 1000.000000
A-5 1000.000000 0.000000 6.248165 6.248165 0.000000 1000.000000
A-6 1000.000000 0.000000 6.248165 6.248165 0.000000 1000.000000
A-7 989.169937 0.724315 6.180497 6.904812 0.000000 988.445621
A-8 807.485422 26.134507 5.718009 31.852516 0.000000 781.350915
A-9 808.362938 26.015382 4.714066 30.729448 0.000000 782.347557
A-10 806.384051 26.284022 4.870473 31.154495 0.000000 780.100029
A-11 806.344087 26.289447 4.786262 31.075709 0.000000 780.054639
A-12 967.315142 11.702734 0.000000 11.702734 0.000000 955.612408
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.169936 0.724316 6.180496 6.904812 0.000000 988.445621
M-2 989.169937 0.724315 6.180497 6.904812 0.000000 988.445622
M-3 989.169937 0.724315 6.180498 6.904813 0.000000 988.445623
B-1 989.169939 0.724316 6.180492 6.904808 0.000000 988.445623
B-2 989.169932 0.724319 6.180497 6.904816 0.000000 988.445613
B-3 987.698710 0.723236 6.171303 6.894539 0.000000 986.975464
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:07 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-S16 (POOL # 4184)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4184
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 78,762.24
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,317.60
SUBSERVICER ADVANCES THIS MONTH 71,736.67
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 24 7,300,180.86
(B) TWO MONTHLY PAYMENTS: 4 1,965,462.61
(C) THREE OR MORE MONTHLY PAYMENTS: 1 159,531.93
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 233,089.14
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 387,349,481.82
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,398
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 7,291,334.29
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.48943370 % 5.09581800 % 1.41474800 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.36677090 % 5.18007570 % 1.44140260 %
BANKRUPTCY AMOUNT AVAILABLE 137,410.00
FRAUD AMOUNT AVAILABLE 3,997,454.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,474,154.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.29455540
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 338.71
POOL TRADING FACTOR: 85.86756781
................................................................................
Run: 01/31/97 11:55:08 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4185
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947PC9 161,500,000.00 127,548,430.43 7.500000 % 1,934,144.45
A-2 760947PD7 7,348,151.00 7,348,151.00 7.500000 % 0.00
A-3 760947PE5 24,828,814.00 20,660,548.47 8.500000 % 237,456.70
A-4 760947PF2 15,917,318.00 15,917,318.00 7.500000 % 0.00
A-5 760947PG0 43,800,000.00 43,800,000.00 7.500000 % 0.00
A-6 760947PH8 52,000,000.00 52,000,000.00 7.500000 % 0.00
A-7 760947PJ4 24,828,814.00 20,660,548.47 7.000000 % 237,456.70
A-8 760947PK1 42,208,985.00 41,832,827.77 7.500000 % 31,273.63
A-9 760947PL9 49,657,668.00 41,321,124.33 7.250000 % 474,914.12
A-10 760947PM7 479,655.47 450,761.78 0.000000 % 539.93
R 760947PN5 100.00 0.00 7.500000 % 0.00
M-1 760947PP0 10,087,900.00 9,997,998.84 7.500000 % 7,474.36
M-2 760947PQ8 5,604,400.00 5,554,454.82 7.500000 % 4,152.43
M-3 760947PR6 4,483,500.00 4,443,544.02 7.500000 % 3,321.93
B-1 2,241,700.00 2,221,722.48 7.500000 % 1,660.93
B-2 1,345,000.00 1,333,013.65 7.500000 % 996.54
B-3 2,017,603.30 1,999,622.89 7.500000 % 1,494.89
SPRE 0.00 0.00 0.473381 % 0.00
- -------------------------------------------------------------------------------
448,349,608.77 397,090,066.95 2,934,886.61
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 796,793.76 2,730,938.21 0.00 0.00 125,614,285.98
A-2 45,903.82 45,903.82 0.00 0.00 7,348,151.00
A-3 146,275.07 383,731.77 0.00 0.00 20,423,091.77
A-4 99,435.33 99,435.33 0.00 0.00 15,917,318.00
A-5 273,618.16 273,618.16 0.00 0.00 43,800,000.00
A-6 324,843.48 324,843.48 0.00 0.00 52,000,000.00
A-7 120,461.83 357,918.53 0.00 0.00 20,423,091.77
A-8 261,329.25 292,602.88 0.00 0.00 41,801,554.14
A-9 249,528.23 724,442.35 0.00 0.00 40,846,210.21
A-10 0.00 539.93 0.00 0.00 450,221.85
R 0.00 0.00 0.00 0.00 0.00
M-1 62,457.40 69,931.76 0.00 0.00 9,990,524.48
M-2 34,698.62 38,851.05 0.00 0.00 5,550,302.39
M-3 27,758.77 31,080.70 0.00 0.00 4,440,222.09
B-1 13,879.08 15,540.01 0.00 0.00 2,220,061.55
B-2 8,327.33 9,323.87 0.00 0.00 1,332,017.11
B-3 12,491.62 13,986.51 0.00 0.00 1,998,128.00
SPRED 156,570.36 156,570.36 0.00 0.00 0.00
- -------------------------------------------------------------------------------
2,634,372.11 5,569,258.72 0.00 0.00 394,155,180.34
===============================================================================
Run: 01/31/97 11:55:08
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4185
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 789.773563 11.976127 4.933707 16.909834 0.000000 777.797436
A-2 1000.000000 0.000000 6.246989 6.246989 0.000000 1000.000000
A-3 832.119829 9.563755 5.891343 15.455098 0.000000 822.556074
A-4 1000.000000 0.000000 6.246990 6.246990 0.000000 1000.000000
A-5 1000.000000 0.000000 6.246990 6.246990 0.000000 1000.000000
A-6 1000.000000 0.000000 6.246990 6.246990 0.000000 1000.000000
A-7 832.119829 9.563755 4.851695 14.415450 0.000000 822.556074
A-8 991.088219 0.740924 6.191318 6.932242 0.000000 990.347296
A-9 832.119711 9.563762 5.024969 14.588731 0.000000 822.555949
A-10 939.761575 1.125662 0.000000 1.125662 0.000000 938.635913
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.088219 0.740923 6.191318 6.932241 0.000000 990.347295
M-2 991.088220 0.740923 6.191318 6.932241 0.000000 990.347297
M-3 991.088217 0.740923 6.191317 6.932240 0.000000 990.347293
B-1 991.088228 0.740924 6.191319 6.932243 0.000000 990.347303
B-2 991.088216 0.740922 6.191323 6.932245 0.000000 990.347294
B-3 991.088233 0.740924 6.191316 6.932240 0.000000 990.347310
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:09 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-S17 (POOL # 4185)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4185
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 81,519.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 10,598.87
SUBSERVICER ADVANCES THIS MONTH 63,405.35
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 6,860,455.69
(B) TWO MONTHLY PAYMENTS: 3 559,477.31
(C) THREE OR MORE MONTHLY PAYMENTS: 1 207,494.00
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 838,206.17
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 394,155,180.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,456
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,637,921.07
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.55828930 % 5.04135600 % 1.40035520 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.51512980 % 5.06933562 % 1.40973760 %
BANKRUPTCY AMOUNT AVAILABLE 151,861.00
FRAUD AMOUNT AVAILABLE 3,994,627.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,994,627.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.26282986
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 339.84
POOL TRADING FACTOR: 87.91246220
................................................................................
Run: 01/31/97 11:55:10 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S18 (POOL # 4186)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4186
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947NR8 26,815,000.00 12,045,617.01 7.000000 % 1,191,915.14
A-2 760947NS6 45,874,000.00 45,874,000.00 7.000000 % 0.00
A-3 760947NT4 14,000,000.00 11,909,759.16 7.000000 % 168,686.11
A-4 760947NU1 10,808,000.00 10,808,000.00 7.000000 % 0.00
A-5 760947NV9 23,801,500.00 23,801,500.00 7.000000 % 0.00
A-6 760947NW7 13,965,000.00 13,965,000.00 7.000000 % 0.00
A-7 760947PB1 416,148.36 384,127.04 0.000000 % 1,481.95
R 760947NX5 100.00 0.00 7.000000 % 0.00
M-1 760947NY3 2,110,000.00 2,020,784.05 7.000000 % 7,287.66
M-2 760947NZ0 1,054,500.00 1,009,913.17 7.000000 % 3,642.10
M-3 760947PA3 773,500.00 740,794.54 7.000000 % 2,671.57
B-1 351,000.00 336,158.87 7.000000 % 1,212.31
B-2 281,200.00 269,310.18 7.000000 % 971.23
B-3 350,917.39 336,079.75 7.000000 % 1,212.02
SPRE 0.00 0.00 0.515079 % 0.00
- -------------------------------------------------------------------------------
140,600,865.75 123,501,043.77 1,379,080.09
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 70,234.57 1,262,149.71 0.00 0.00 10,853,701.87
A-2 267,478.26 267,478.26 0.00 0.00 45,874,000.00
A-3 69,442.43 238,128.54 0.00 0.00 11,741,073.05
A-4 63,018.38 63,018.38 0.00 0.00 10,808,000.00
A-5 138,779.78 138,779.78 0.00 0.00 23,801,500.00
A-6 81,425.95 81,425.95 0.00 0.00 13,965,000.00
A-7 0.00 1,481.95 0.00 0.00 382,645.09
R 0.00 0.00 0.00 0.00 0.00
M-1 11,782.62 19,070.28 0.00 0.00 2,013,496.39
M-2 5,888.52 9,530.62 0.00 0.00 1,006,271.07
M-3 4,319.36 6,990.93 0.00 0.00 738,122.97
B-1 1,960.05 3,172.36 0.00 0.00 334,946.56
B-2 1,570.28 2,541.51 0.00 0.00 268,338.95
B-3 1,959.59 3,171.61 0.00 0.00 334,867.73
SPRED 52,986.89 52,986.89 0.00 0.00 0.00
- -------------------------------------------------------------------------------
770,846.68 2,149,926.77 0.00 0.00 122,121,963.68
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 449.211897 44.449567 2.619227 47.068794 0.000000 404.762330
A-2 1000.000000 0.000000 5.830716 5.830716 0.000000 1000.000000
A-3 850.697083 12.049008 4.960174 17.009182 0.000000 838.648075
A-4 1000.000000 0.000000 5.830716 5.830716 0.000000 1000.000000
A-5 1000.000000 0.000000 5.830716 5.830716 0.000000 1000.000000
A-6 1000.000000 0.000000 5.800000 5.800000 0.000000 1000.000000
A-7 923.053115 3.561110 0.000000 3.561110 0.000000 919.492005
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 957.717559 3.453867 5.584180 9.038047 0.000000 954.263692
M-2 957.717563 3.453864 5.584182 9.038046 0.000000 954.263698
M-3 957.717569 3.453872 5.584176 9.038048 0.000000 954.263698
B-1 957.717578 3.453875 5.584188 9.038063 0.000000 954.263704
B-2 957.717568 3.453876 5.584211 9.038087 0.000000 954.263691
B-3 957.717570 3.453861 5.584192 9.038053 0.000000 954.263709
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:11 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1995-S18 (POOL # 4186)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4186
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 25,120.36
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 3,832.33
SUBSERVICER ADVANCES THIS MONTH 14,702.71
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,550,330.26
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 122,121,963.68
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 461
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 933,624.61
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.17189850 % 3.06334200 % 0.76475990 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.14254150 % 3.07716181 % 0.77062470 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,243,701.00
SPECIAL HAZARD AMOUNT AVAILABLE 829,634.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.79797262
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 159.50
POOL TRADING FACTOR: 86.85719183
................................................................................
Run: 01/31/97 11:55:11 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S19 (POOL # 4188)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4188
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760947QK0 114,954,300.00 99,233,428.49 7.000000 % 1,348,318.08
R 760947QL8 100.00 0.00 7.000000 % 0.00
M-1 760947QM6 1,786,900.00 1,719,383.01 7.000000 % 5,963.86
M-2 760947QN4 893,400.00 859,643.41 7.000000 % 2,981.76
M-3 760947QP9 595,600.00 573,095.59 7.000000 % 1,987.84
B-1 297,800.00 286,547.80 7.000000 % 993.92
B-2 238,200.00 229,199.74 7.000000 % 795.00
B-3 357,408.38 343,903.91 7.000000 % 1,192.88
SPRE 0.00 0.00 0.551520 % 0.00
- -------------------------------------------------------------------------------
119,123,708.38 103,245,201.95 1,362,233.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 578,464.40 1,926,782.48 0.00 0.00 97,885,110.41
R 0.00 0.00 0.00 0.00 0.00
M-1 10,022.85 15,986.71 0.00 0.00 1,713,419.15
M-2 5,011.15 7,992.91 0.00 0.00 856,661.65
M-3 3,340.77 5,328.61 0.00 0.00 571,107.75
B-1 1,670.38 2,664.30 0.00 0.00 285,553.88
B-2 1,336.08 2,131.08 0.00 0.00 228,404.74
B-3 2,004.73 3,197.61 0.00 0.00 342,711.03
SPRED 47,418.91 47,418.91 0.00 0.00 0.00
- -------------------------------------------------------------------------------
649,269.27 2,011,502.61 0.00 0.00 101,882,968.61
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 863.242423 11.729166 5.032125 16.761291 0.000000 851.513257
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 962.215574 3.337545 5.609072 8.946617 0.000000 958.878029
M-2 962.215592 3.337542 5.609078 8.946620 0.000000 958.878050
M-3 962.215564 3.337542 5.609083 8.946625 0.000000 958.878022
B-1 962.215581 3.337542 5.609066 8.946608 0.000000 958.878039
B-2 962.215533 3.337531 5.609068 8.946599 0.000000 958.878002
B-3 962.215575 3.337555 5.609074 8.946629 0.000000 958.877993
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:12 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S19 (POOL # 4188)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4188
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,359.66
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,414.63
SUBSERVICER ADVANCES THIS MONTH 20,103.72
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 4 1,331,742.23
(B) TWO MONTHLY PAYMENTS: 1 424,415.11
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 353,884.28
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 101,882,968.61
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 409
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,004,116.54
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.11432460 % 3.05304500 % 0.83263090 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.07602890 % 3.08313410 % 0.84083700 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,030,887.00
SPECIAL HAZARD AMOUNT AVAILABLE 609,536.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.86079064
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 161.64
POOL TRADING FACTOR: 85.52702900
................................................................................
Run: 01/31/97 11:55:13 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4189
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947QQ7 37,500,000.00 31,031,616.46 6.200000 % 861,184.99
A-2 760947QR5 35,848,000.00 35,848,000.00 6.500000 % 0.00
A-3 760947QS3 8,450,000.00 8,450,000.00 6.200000 % 0.00
A-4 760947QT1 67,350,000.00 48,571,904.68 7.050000 % 1,442,743.70
A-5 760947QU8 104,043,000.00 97,781,887.69 0.000000 % 861,618.44
A-6 760947QV6 26,848,000.00 26,629,194.19 7.500000 % 19,399.87
A-7 760947QW4 366,090.95 357,391.96 0.000000 % 300.76
R-I 760947QX2 100.00 0.00 7.500000 % 0.00
R-II 760947QY0 100.00 0.00 7.500000 % 0.00
M-1 760947QZ7 6,711,800.00 6,657,100.18 7.500000 % 4,849.82
M-2 760947RA1 4,474,600.00 4,438,132.91 7.500000 % 3,233.26
M-3 760947RB9 2,983,000.00 2,958,689.14 7.500000 % 2,155.46
B-1 1,789,800.00 1,775,213.48 7.500000 % 1,293.28
B-2 745,700.00 739,622.70 7.500000 % 538.83
B-3 1,193,929.65 1,184,199.36 7.500000 % 862.71
SPRE 0.00 0.00 0.440283 % 0.00
- -------------------------------------------------------------------------------
298,304,120.60 266,422,952.75 3,198,181.12
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 160,301.79 1,021,486.78 0.00 0.00 30,170,431.47
A-2 194,142.48 194,142.48 0.00 0.00 35,848,000.00
A-3 43,650.64 43,650.64 0.00 0.00 8,450,000.00
A-4 285,309.69 1,728,053.39 0.00 0.00 47,129,160.98
A-5 272,108.76 1,133,727.20 429,763.97 0.00 97,350,033.22
A-6 166,403.15 185,803.02 0.00 0.00 26,609,794.32
A-7 0.00 300.76 0.00 0.00 357,091.20
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 41,599.55 46,449.37 0.00 0.00 6,652,250.36
M-2 27,733.45 30,966.71 0.00 0.00 4,434,899.65
M-3 18,488.55 20,644.01 0.00 0.00 2,956,533.68
B-1 11,093.13 12,386.41 0.00 0.00 1,773,920.20
B-2 4,621.83 5,160.66 0.00 0.00 739,083.87
B-3 7,399.95 8,262.66 0.00 0.00 1,183,336.65
SPRED 97,734.00 97,734.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
1,330,586.97 4,528,768.09 429,763.97 0.00 263,654,535.60
===============================================================================
Run: 01/31/97 11:55:13
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4189
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 827.509772 22.964933 4.274714 27.239647 0.000000 804.544839
A-2 1000.000000 0.000000 5.415713 5.415713 0.000000 1000.000000
A-3 1000.000000 0.000000 5.165756 5.165756 0.000000 1000.000000
A-4 721.186410 21.421584 4.236224 25.657808 0.000000 699.764825
A-5 939.821878 8.281369 2.615349 10.896718 4.130638 935.671148
A-6 991.850201 0.722582 6.197972 6.920554 0.000000 991.127619
A-7 976.238173 0.821544 0.000000 0.821544 0.000000 975.416628
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.850201 0.722581 6.197972 6.920553 0.000000 991.127620
M-2 991.850201 0.722581 6.197973 6.920554 0.000000 991.127620
M-3 991.850198 0.722581 6.197972 6.920553 0.000000 991.127617
B-1 991.850196 0.722584 6.197972 6.920556 0.000000 991.127612
B-2 991.850208 0.722583 6.197975 6.920558 0.000000 991.127625
B-3 991.850198 0.722580 6.197978 6.920558 0.000000 991.127618
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:14 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-S21 (POOL # 4189)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4189
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 55,192.51
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 564.23
SUBSERVICER ADVANCES THIS MONTH 77,440.62
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 29 8,716,128.18
(B) TWO MONTHLY PAYMENTS: 1 298,123.84
(C) THREE OR MORE MONTHLY PAYMENTS: 1 229,331.54
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,188,724.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 263,654,535.60
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 990
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,574,291.16
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.32760030 % 5.28212800 % 1.39027220 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.26236360 % 5.32654735 % 1.40386500 %
BANKRUPTCY AMOUNT AVAILABLE 106,142.00
FRAUD AMOUNT AVAILABLE 2,662,797.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,243,641.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.22380184
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 342.19
POOL TRADING FACTOR: 88.38447658
................................................................................
Run: 01/31/97 11:56:43 REPT1B.FRG
Page: 1 of 3
NORWEST MORTGAGE, INC. (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 10044
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947PS4 17,500,000.00 14,201,959.32 7.500000 % 40,322.12
A-2 760947PT2 73,285,445.00 63,127,439.56 7.500000 % 124,192.62
A-3 760947PU9 7,765,738.00 7,765,738.00 7.500000 % 0.00
A-4 760947PV7 33,673,000.00 33,673,000.00 7.500000 % 0.00
A-5 760947PW5 30,185,181.00 29,872,887.55 7.500000 % 25,202.68
A-6 760947PX3 19,608,650.00 16,474,795.58 7.500000 % 38,314.77
A-7 760947PY1 2,775,000.00 2,775,000.00 7.500000 % 0.00
A-8 760947PZ8 1,030,000.00 1,030,000.00 7.500000 % 0.00
A-9 760947QA2 1,986,000.00 1,986,000.00 7.500000 % 0.00
A-10 760947QB0 114,042,695.00 98,211,461.62 7.500000 % 193,553.98
A-11 760947QC8 3,268,319.71 3,053,662.47 0.000000 % 9,078.62
R 760947QD6 100.00 0.00 7.500000 % 0.00
M-1 760947QE4 7,342,463.00 7,266,498.45 7.500000 % 6,130.48
M-2 760947QF1 5,710,804.00 5,651,720.49 7.500000 % 4,768.15
M-3 760947QG9 3,263,317.00 3,229,554.99 7.500000 % 2,724.66
B-1 760947QH7 1,794,824.00 1,776,254.90 7.500000 % 1,498.56
B-2 760947QJ3 1,142,161.00 1,130,344.30 7.500000 % 953.63
B-3 1,957,990.76 1,930,228.22 7.500000 % 1,628.42
- -------------------------------------------------------------------------------
326,331,688.47 293,156,545.45 448,368.69
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 88,742.55 129,064.67 0.00 0.00 14,161,637.20
A-2 394,458.93 518,651.55 0.00 0.00 63,003,246.94
A-3 48,525.09 48,525.09 0.00 0.00 7,765,738.00
A-4 210,409.54 210,409.54 0.00 0.00 33,673,000.00
A-5 186,664.11 211,866.79 0.00 0.00 29,847,684.87
A-6 102,944.62 141,259.39 0.00 0.00 16,436,480.81
A-7 17,339.90 17,339.90 0.00 0.00 2,775,000.00
A-8 6,436.07 6,436.07 0.00 0.00 1,030,000.00
A-9 12,409.75 12,409.75 0.00 0.00 1,986,000.00
A-10 613,685.40 807,239.38 0.00 0.00 98,017,907.64
A-11 0.00 9,078.62 0.00 0.00 3,044,583.85
R 0.00 0.00 0.00 0.00 0.00
M-1 45,405.54 51,536.02 0.00 0.00 7,260,367.97
M-2 35,315.41 40,083.56 0.00 0.00 5,646,952.34
M-3 20,180.24 22,904.90 0.00 0.00 3,226,830.33
B-1 11,099.13 12,597.69 0.00 0.00 1,774,756.34
B-2 7,063.08 8,016.71 0.00 0.00 1,129,390.67
B-3 12,061.25 13,689.67 0.00 0.00 1,928,599.80
- -------------------------------------------------------------------------------
1,812,740.61 2,261,109.30 0.00 0.00 292,708,176.76
===============================================================================
Run: 01/31/97 11:56:43
Page: 2 of 3
NORWEST MORTGAGE, INC. (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 10044
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 811.540533 2.304121 5.071003 7.375124 0.000000 809.236411
A-2 861.391229 1.694642 5.382500 7.077142 0.000000 859.696587
A-3 1000.000000 0.000000 6.248613 6.248613 0.000000 1000.000000
A-4 1000.000000 0.000000 6.248613 6.248613 0.000000 1000.000000
A-5 989.654081 0.834936 6.183965 7.018901 0.000000 988.819145
A-6 840.180001 1.953973 5.249960 7.203933 0.000000 838.226028
A-7 1000.000000 0.000000 6.248613 6.248613 0.000000 1000.000000
A-8 1000.000000 0.000000 6.248612 6.248612 0.000000 1000.000000
A-9 1000.000000 0.000000 6.248615 6.248615 0.000000 1000.000000
A-10 861.181522 1.697206 5.381190 7.078396 0.000000 859.484315
A-11 934.321835 2.777764 0.000000 2.777764 0.000000 931.544072
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 989.654078 0.834935 6.183966 7.018901 0.000000 988.819143
M-2 989.654082 0.834935 6.183965 7.018900 0.000000 988.819147
M-3 989.654082 0.834936 6.183966 7.018902 0.000000 988.819146
B-1 989.654083 0.834934 6.183966 7.018900 0.000000 988.819149
B-2 989.654086 0.834935 6.183962 7.018897 0.000000 988.819151
B-3 985.820903 0.831700 6.160014 6.991714 0.000000 984.989224
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:44 rept2.frg
Page: 3 of 3
NORWEST MORTGAGE, INC. (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1995-R20 (POOL # 10044)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 10044
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 61,042.63
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 155.01
SPREAD 92,070.05
SUBSERVICER ADVANCES THIS MONTH 12,446.23
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 1 263,951.13
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,356,934.44
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 292,708,176.76
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,025
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 200,444.39
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 92.76649680 % 5.56622300 % 1.66728000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 92.76163870 % 5.51202594 % 1.66839980 %
BANKRUPTCY AMOUNT AVAILABLE 126,853.00
FRAUD AMOUNT AVAILABLE 6,526,634.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,263,316.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07025880
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 331.01
POOL TRADING FACTOR: 89.69652262
................................................................................
Run: 01/31/97 11:55:17 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4192
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947RC7 173,876,000.00 149,278,551.97 6.850000 % 4,358,770.58
A-2 760947RD5 25,000,000.00 22,362,727.92 7.250000 % 467,335.63
A-3 760947RE3 22,600,422.00 22,600,422.00 7.000000 % 0.00
A-4 760947RF0 15,842,000.00 14,729,338.01 6.750000 % 104,842.05
A-5 760947RG8 11,649,000.00 11,214,098.89 6.900000 % 40,979.13
A-6 760947RU7 73,856,000.00 74,968,661.99 0.000000 % 0.00
A-7 760947RH6 93,000,000.00 85,278,240.36 7.250000 % 1,368,328.07
A-8 760947RJ2 6,350,000.00 6,784,901.11 7.250000 % 0.00
A-9 760947RK9 20,348,738.00 17,470,094.46 7.250000 % 510,107.67
A-10 760947RL7 2,511,158.00 2,511,158.00 9.500000 % 0.00
A-11 760947RM5 40,000,000.00 40,000,000.00 7.100000 % 0.00
A-12 760947RN3 15,000,000.00 15,000,000.00 7.250000 % 0.00
A-13 760947RP8 178,301.34 170,089.03 0.000000 % 193.16
R-I 760947RQ6 100.00 0.00 7.250000 % 0.00
R-II 760947RY9 100.00 0.00 7.250000 % 0.00
M-1 760947RR4 11,941,396.00 11,851,202.58 7.250000 % 8,618.78
M-2 760947RS2 6,634,109.00 6,584,001.55 7.250000 % 4,788.21
M-3 760947RT0 5,307,287.00 5,267,201.04 7.250000 % 3,830.57
B-1 760947RV5 3,184,372.00 3,160,320.42 7.250000 % 2,298.34
B-2 760947RW3 1,326,822.00 1,316,800.50 7.250000 % 957.64
B-3 760947RX1 2,122,914.66 2,106,880.29 7.250000 % 1,532.24
SPRE 0.00 0.00 0.638065 % 0.00
- -------------------------------------------------------------------------------
530,728,720.00 492,654,690.12 6,872,582.07
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 851,861.95 5,210,632.53 0.00 0.00 144,919,781.39
A-2 135,065.38 602,401.01 0.00 0.00 21,895,392.29
A-3 131,794.06 131,794.06 0.00 0.00 22,600,422.00
A-4 82,826.30 187,668.35 0.00 0.00 14,624,495.96
A-5 64,460.66 105,439.79 0.00 0.00 11,173,119.76
A-6 412,097.44 412,097.44 104,842.05 0.00 75,073,504.04
A-7 515,059.58 1,883,387.65 0.00 0.00 83,909,912.29
A-8 0.00 0.00 40,979.13 0.00 6,825,880.24
A-9 105,515.07 615,622.74 0.00 0.00 16,959,986.79
A-10 19,873.71 19,873.71 0.00 0.00 2,511,158.00
A-11 236,591.74 236,591.74 0.00 0.00 40,000,000.00
A-12 90,596.31 90,596.31 0.00 0.00 15,000,000.00
A-13 0.00 193.16 0.00 0.00 169,895.87
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 71,578.35 80,197.13 0.00 0.00 11,842,583.80
M-2 39,765.75 44,553.96 0.00 0.00 6,579,213.34
M-3 31,812.60 35,643.17 0.00 0.00 5,263,370.47
B-1 19,087.56 21,385.90 0.00 0.00 3,158,022.08
B-2 7,953.15 8,910.79 0.00 0.00 1,315,842.86
B-3 12,725.04 14,257.28 0.00 0.00 2,105,348.05
SPRED 261,871.61 261,871.61 0.00 0.00 0.00
- -------------------------------------------------------------------------------
3,090,536.26 9,963,118.33 145,821.18 0.00 485,927,929.23
===============================================================================
Run: 01/31/97 11:55:17
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4192
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 858.534542 25.068270 4.899250 29.967520 0.000000 833.466271
A-2 894.509117 18.693425 5.402615 24.096040 0.000000 875.815692
A-3 1000.000000 0.000000 5.831487 5.831487 0.000000 1000.000000
A-4 929.765056 6.617981 5.228273 11.846254 0.000000 923.147075
A-5 962.666228 3.517824 5.533579 9.051403 0.000000 959.148404
A-6 1015.065289 0.000000 5.579742 5.579742 1.419547 1016.484836
A-7 916.970326 14.713205 5.538275 20.251480 0.000000 902.257121
A-8 1068.488364 0.000000 0.000000 0.000000 6.453406 1074.941770
A-9 858.534542 25.068271 5.185337 30.253608 0.000000 833.466272
A-10 1000.000000 0.000000 7.914162 7.914162 0.000000 1000.000000
A-11 1000.000000 0.000000 5.914794 5.914794 0.000000 1000.000000
A-12 1000.000000 0.000000 6.039754 6.039754 0.000000 1000.000000
A-13 953.941401 1.083335 0.000000 1.083335 0.000000 952.858066
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.446995 0.721756 5.994136 6.715892 0.000000 991.725239
M-2 992.446996 0.721756 5.994136 6.715892 0.000000 991.725240
M-3 992.446996 0.721757 5.994136 6.715893 0.000000 991.725239
B-1 992.446994 0.721756 5.994136 6.715892 0.000000 991.725238
B-2 992.446990 0.721755 5.994135 6.715890 0.000000 991.725235
B-3 992.447002 0.721758 5.994136 6.715894 0.000000 991.725240
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:19 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S1 (POOL # 4192)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4192
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 100,794.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 407.18
SUBSERVICER ADVANCES THIS MONTH 103,449.52
MASTER SERVICER ADVANCES THIS MONTH 1,872.75
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 35 10,465,991.05
(B) TWO MONTHLY PAYMENTS: 7 2,234,056.91
(C) THREE OR MORE MONTHLY PAYMENTS: 1 178,920.59
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,227,995.56
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 485,927,929.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,782
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 248,362.19
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 6,368,454.76
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.85028360 % 4.81282200 % 1.33689480 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.76965930 % 4.87421409 % 1.35442190 %
BANKRUPTCY AMOUNT AVAILABLE 183,614.00
FRAUD AMOUNT AVAILABLE 10,614,574.00
SPECIAL HAZARD AMOUNT AVAILABLE 5,307,287.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.17559663
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 342.99
POOL TRADING FACTOR: 91.55862702
................................................................................
Run: 01/31/97 11:55:19 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S2 (POOL # 4193)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4193
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947RZ6 55,358,000.00 47,759,998.54 6.750000 % 770,525.35
A-2 760947SA0 20,391,493.00 20,391,493.00 6.750000 % 0.00
A-3 760947SB8 29,250,000.00 26,316,098.59 6.750000 % 297,531.58
A-4 760947SC6 313,006.32 293,134.82 0.000000 % 4,564.85
R 760947SD4 100.00 0.00 6.750000 % 0.00
M-1 760947SE2 1,364,000.00 1,314,356.65 6.750000 % 4,785.60
M-2 760947SF9 818,000.00 788,228.56 6.750000 % 2,869.96
M-3 760947SG7 546,000.00 526,128.11 6.750000 % 1,915.64
B-1 491,000.00 473,129.85 6.750000 % 1,722.68
B-2 273,000.00 263,064.04 6.750000 % 957.82
B-3 327,627.84 315,703.84 6.750000 % 1,149.47
SPRE 0.00 0.00 0.560084 % 0.00
- -------------------------------------------------------------------------------
109,132,227.16 98,441,336.00 1,086,022.95
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 267,871.07 1,038,396.42 0.00 0.00 46,989,473.19
A-2 114,369.58 114,369.58 0.00 0.00 20,391,493.00
A-3 147,598.86 445,130.44 0.00 0.00 26,018,567.01
A-4 0.00 4,564.85 0.00 0.00 288,569.97
R 0.00 0.00 0.00 0.00 0.00
M-1 7,371.82 12,157.42 0.00 0.00 1,309,571.05
M-2 4,420.93 7,290.89 0.00 0.00 785,358.60
M-3 2,950.89 4,866.53 0.00 0.00 524,212.47
B-1 2,653.64 4,376.32 0.00 0.00 471,407.17
B-2 1,475.45 2,433.27 0.00 0.00 262,106.22
B-3 1,770.68 2,920.15 0.00 0.00 314,554.37
SPRED 45,812.95 45,812.95 0.00 0.00 0.00
- -------------------------------------------------------------------------------
596,295.87 1,682,318.82 0.00 0.00 97,355,313.05
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 862.747905 13.918952 4.838886 18.757838 0.000000 848.828953
A-2 1000.000000 0.000000 5.608691 5.608691 0.000000 1000.000000
A-3 899.695678 10.172020 5.046115 15.218135 0.000000 889.523658
A-4 936.514061 14.583891 0.000000 14.583891 0.000000 921.930171
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 963.604582 3.508504 5.404560 8.913064 0.000000 960.096078
M-2 963.604597 3.508509 5.404560 8.913069 0.000000 960.096088
M-3 963.604597 3.508498 5.404560 8.913058 0.000000 960.096099
B-1 963.604582 3.508513 5.404562 8.913075 0.000000 960.096069
B-2 963.604542 3.508498 5.404579 8.913077 0.000000 960.096044
B-3 963.605047 3.508493 5.404547 8.913040 0.000000 960.096590
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:20 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S2 (POOL # 4193)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4193
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 20,213.77
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,466.19
SUBSERVICER ADVANCES THIS MONTH 22,610.74
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 2,371,286.61
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 97,355,313.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 353
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 727,468.41
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.24994550 % 2.67831000 % 1.07174430 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.22197080 % 2.69029192 % 1.07973930 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,091,322.00
SPECIAL HAZARD AMOUNT AVAILABLE 661,887.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.59263052
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 161.32
POOL TRADING FACTOR: 89.20858264
................................................................................
Run: 01/31/97 11:55:16 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4191
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947SH5 25,823,654.00 23,527,143.77 7.000000 % 361,634.65
A-2 760947SJ1 50,172,797.00 46,345,280.05 7.400000 % 602,724.41
A-3 760947SK8 24,945,526.00 24,945,526.00 7.250000 % 0.00
A-4 760947SL6 33,000,000.00 33,000,000.00 7.250000 % 0.00
A-5 760947SM4 33,510,029.00 33,255,884.86 7.250000 % 24,293.24
A-6 760947SN2 45,513,473.00 41,464,344.00 7.250000 % 637,621.97
A-7 760947SP7 8,560,000.00 8,560,000.00 7.125000 % 0.00
A-8 760947SQ5 77,000,000.00 71,264,580.89 7.250000 % 903,164.41
A-9 760947SR3 36,574,716.00 31,964,357.20 7.250000 % 725,999.60
R 760947SS1 100.00 0.00 7.250000 % 0.00
M-1 760947ST9 8,000,000.00 7,939,327.04 7.250000 % 5,799.63
M-2 760947SU6 5,333,000.00 5,292,553.88 7.250000 % 3,866.18
M-3 760947SV4 3,555,400.00 3,528,435.40 7.250000 % 2,577.50
B-1 1,244,400.00 1,234,962.32 7.250000 % 902.13
B-2 888,900.00 882,158.47 7.250000 % 644.41
B-3 1,422,085.30 1,411,300.07 7.250000 % 1,030.96
SPRE 0.00 0.00 0.638911 % 0.00
- -------------------------------------------------------------------------------
355,544,080.30 334,615,853.95 3,270,259.09
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 137,216.99 498,851.64 0.00 0.00 23,165,509.12
A-2 285,744.49 888,468.90 0.00 0.00 45,742,555.64
A-3 150,685.44 150,685.44 0.00 0.00 24,945,526.00
A-4 199,339.14 199,339.14 0.00 0.00 33,000,000.00
A-5 200,884.83 225,178.07 0.00 0.00 33,231,591.62
A-6 250,468.69 888,090.66 0.00 0.00 40,826,722.03
A-7 50,815.86 50,815.86 0.00 0.00 8,560,000.00
A-8 430,479.40 1,333,643.81 0.00 0.00 70,361,416.48
A-9 193,083.26 919,082.86 0.00 0.00 31,238,357.60
R 0.00 0.00 0.00 0.00 0.00
M-1 47,958.14 53,757.77 0.00 0.00 7,933,527.41
M-2 31,970.10 35,836.28 0.00 0.00 5,288,687.70
M-3 21,313.80 23,891.30 0.00 0.00 3,525,857.90
B-1 7,459.89 8,362.02 0.00 0.00 1,234,060.19
B-2 5,328.75 5,973.16 0.00 0.00 881,514.06
B-3 8,525.07 9,556.03 0.00 0.00 1,410,269.11
SPRED 178,126.12 178,126.12 0.00 0.00 0.00
- -------------------------------------------------------------------------------
2,199,399.97 5,469,659.06 0.00 0.00 331,345,594.86
===============================================================================
Run: 01/31/97 11:55:16
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4191
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 911.069509 14.004008 5.313616 19.317624 0.000000 897.065501
A-2 923.713303 12.012972 5.695208 17.708180 0.000000 911.700331
A-3 1000.000000 0.000000 6.040580 6.040580 0.000000 1000.000000
A-4 1000.000000 0.000000 6.040580 6.040580 0.000000 1000.000000
A-5 992.415878 0.724954 5.994767 6.719721 0.000000 991.690924
A-6 911.034497 14.009521 5.503177 19.512698 0.000000 897.024976
A-7 1000.000000 0.000000 5.936432 5.936432 0.000000 1000.000000
A-8 925.514038 11.729408 5.590642 17.320050 0.000000 913.784630
A-9 873.946833 19.849767 5.279146 25.128913 0.000000 854.097065
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.415880 0.724954 5.994768 6.719722 0.000000 991.690926
M-2 992.415878 0.724954 5.994768 6.719722 0.000000 991.690924
M-3 992.415874 0.724954 5.994769 6.719723 0.000000 991.690921
B-1 992.415879 0.724952 5.994769 6.719721 0.000000 991.690927
B-2 992.415874 0.724952 5.994769 6.719721 0.000000 991.690921
B-3 992.415905 0.724957 5.994767 6.719724 0.000000 991.690941
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:17 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S3 (POOL # 4191)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4191
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 69,471.86
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,136.78
SUBSERVICER ADVANCES THIS MONTH 78,252.00
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 8,975,943.85
(B) TWO MONTHLY PAYMENTS: 3 1,039,506.88
(C) THREE OR MORE MONTHLY PAYMENTS: 2 494,409.29
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 249,100.01
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 331,345,594.86
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,140
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,025,824.10
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.93670770 % 5.00882300 % 1.05446910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.88133820 % 5.05456335 % 1.06409850 %
BANKRUPTCY AMOUNT AVAILABLE 173,940.00
FRAUD AMOUNT AVAILABLE 7,110,882.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,949,167.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.18022472
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.17
POOL TRADING FACTOR: 93.19395631
................................................................................
Run: 01/31/97 11:55:21 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4196
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947TE1 52,772,000.00 47,019,185.69 7.125000 % 656,457.53
A-2 760947TF8 59,147,000.00 52,699,230.19 7.250000 % 735,759.37
A-3 760947TG6 50,000,000.00 45,883,209.04 7.250000 % 469,769.80
A-4 760947TH4 2,000,000.00 1,838,621.73 6.812500 % 18,414.98
A-5 760947TJ0 18,900,000.00 17,374,975.92 7.000000 % 174,021.53
A-6 760947TK7 25,500,000.00 23,442,427.88 7.250000 % 234,790.94
A-7 760947TL5 30,750,000.00 28,268,810.05 7.500000 % 283,130.26
A-8 760947TM3 87,500,000.00 81,993,481.73 7.350000 % 628,352.52
A-9 760947TN1 21,400,000.00 21,400,000.00 6.875000 % 0.00
A-10 760947TP6 30,271,000.00 30,271,000.00 7.375000 % 0.00
A-11 760947TQ4 54,090,000.00 54,090,000.00 7.250000 % 0.00
A-12 760947TR2 42,824,000.00 42,824,000.00 7.250000 % 0.00
A-13 760947TS0 61,263,000.00 60,831,015.46 7.250000 % 45,465.37
A-14 760947TT8 709,256.16 682,016.62 0.000000 % 1,368.36
R 760947TU5 100.00 0.00 7.250000 % 0.00
M-1 760947TV3 12,822,700.00 12,732,283.13 7.250000 % 9,516.16
M-2 760947TW1 7,123,700.00 7,073,468.58 7.250000 % 5,286.74
M-3 760947TX9 6,268,900.00 6,224,696.02 7.250000 % 4,652.37
B-1 2,849,500.00 2,829,407.28 7.250000 % 2,114.71
B-2 1,424,700.00 1,414,653.99 7.250000 % 1,057.32
B-3 2,280,382.97 2,264,303.40 7.250000 % 1,692.38
SPRE 0.00 0.00 0.510864 % 0.00
- -------------------------------------------------------------------------------
569,896,239.13 541,156,786.71 3,271,850.34
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 279,087.99 935,545.52 0.00 0.00 46,362,728.16
A-2 318,290.33 1,054,049.70 0.00 0.00 51,963,470.82
A-3 277,123.24 746,893.04 0.00 0.00 45,413,439.24
A-4 10,434.70 28,849.68 0.00 0.00 1,820,206.75
A-5 101,321.92 275,343.45 0.00 0.00 17,200,954.39
A-6 141,586.48 376,377.42 0.00 0.00 23,207,636.94
A-7 176,624.09 459,754.35 0.00 0.00 27,985,679.79
A-8 502,051.00 1,130,403.52 0.00 0.00 81,365,129.21
A-9 122,565.33 122,565.33 0.00 0.00 21,400,000.00
A-10 185,981.59 185,981.59 0.00 0.00 30,271,000.00
A-11 326,690.23 326,690.23 0.00 0.00 54,090,000.00
A-12 258,646.37 258,646.37 0.00 0.00 42,824,000.00
A-13 367,404.30 412,869.67 0.00 0.00 60,785,550.09
A-14 0.00 1,368.36 0.00 0.00 680,648.26
R 0.00 0.00 0.00 0.00 0.00
M-1 76,899.84 86,416.00 0.00 0.00 12,722,766.97
M-2 42,722.00 48,008.74 0.00 0.00 7,068,181.84
M-3 37,595.63 42,248.00 0.00 0.00 6,220,043.65
B-1 17,088.93 19,203.64 0.00 0.00 2,827,292.57
B-2 8,544.16 9,601.48 0.00 0.00 1,413,596.67
B-3 13,675.84 15,368.22 0.00 0.00 2,262,611.02
SPRED 230,308.31 230,308.31 0.00 0.00 0.00
- -------------------------------------------------------------------------------
3,494,642.28 6,766,492.62 0.00 0.00 537,884,936.37
===============================================================================
Run: 01/31/97 11:55:21
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4196
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 890.987374 12.439504 5.288562 17.728066 0.000000 878.547869
A-2 890.987374 12.439504 5.381344 17.820848 0.000000 878.547869
A-3 917.664181 9.395396 5.542465 14.937861 0.000000 908.268785
A-4 919.310865 9.207490 5.217350 14.424840 0.000000 910.103375
A-5 919.310895 9.207488 5.360948 14.568436 0.000000 910.103407
A-6 919.310897 9.207488 5.552411 14.759899 0.000000 910.103409
A-7 919.310896 9.207488 5.743873 14.951361 0.000000 910.103408
A-8 937.068363 7.181172 5.737726 12.918898 0.000000 929.887191
A-9 1000.000000 0.000000 5.727352 5.727352 0.000000 1000.000000
A-10 1000.000000 0.000000 6.143887 6.143887 0.000000 1000.000000
A-11 1000.000000 0.000000 6.039753 6.039753 0.000000 1000.000000
A-12 1000.000000 0.000000 6.039753 6.039753 0.000000 1000.000000
A-13 992.948688 0.742134 5.997165 6.739299 0.000000 992.206554
A-14 961.594214 1.929289 0.000000 1.929289 0.000000 959.664926
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.948687 0.742134 5.997164 6.739298 0.000000 992.206553
M-2 992.948690 0.742134 5.997164 6.739298 0.000000 992.206556
M-3 992.948686 0.742135 5.997165 6.739300 0.000000 992.206551
B-1 992.948686 0.742134 5.997168 6.739302 0.000000 992.206552
B-2 992.948684 0.742135 5.997164 6.739299 0.000000 992.206549
B-3 992.948741 0.742134 5.997168 6.739302 0.000000 992.206594
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:22 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S4 (POOL # 4196)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4196
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 114,407.38
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 11,293.82
SUBSERVICER ADVANCES THIS MONTH 148,007.49
MASTER SERVICER ADVANCES THIS MONTH 5,518.49
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 54 16,626,822.12
(B) TWO MONTHLY PAYMENTS: 3 933,357.62
(C) THREE OR MORE MONTHLY PAYMENTS: 2 533,932.98
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 2,377,321.62
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 537,884,936.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,839
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 1
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 734,405.85
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,867,294.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.97958720 % 4.81621900 % 1.20419400 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.94746220 % 4.83579121 % 1.21061960 %
BANKRUPTCY AMOUNT AVAILABLE 189,818.00
FRAUD AMOUNT AVAILABLE 11,397,925.00
SPECIAL HAZARD AMOUNT AVAILABLE 6,791,107.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.04945942
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.13
POOL TRADING FACTOR: 94.38295946
................................................................................
Run: 01/31/97 11:55:23 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S5 (POOL # 4197)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4197
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947SW2 55,184,352.00 47,933,411.00 6.750000 % 379,010.27
A-2 760947SX0 21,274,070.00 21,274,070.00 6.750000 % 0.00
A-3 760947SY8 38,926,942.00 35,235,302.12 6.750000 % 192,963.84
A-4 760947SZ5 177,268.15 168,647.33 0.000000 % 681.12
R 760947TA9 100.00 0.00 6.750000 % 0.00
M-1 760947TB7 1,493,000.00 1,444,794.12 6.750000 % 5,090.98
M-2 760947TC5 597,000.00 577,724.09 6.750000 % 2,035.71
M-3 760947TD3 597,000.00 577,724.09 6.750000 % 2,035.71
B-1 597,000.00 577,724.09 6.750000 % 2,035.71
B-2 299,000.00 289,345.92 6.750000 % 1,019.56
B-3 298,952.57 289,300.04 6.750000 % 1,019.40
SPRE 0.00 0.00 0.522173 % 0.00
- -------------------------------------------------------------------------------
119,444,684.72 108,368,042.80 585,892.30
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 269,385.59 648,395.86 0.00 0.00 47,554,400.73
A-2 119,560.19 119,560.19 0.00 0.00 21,274,070.00
A-3 198,022.26 390,986.10 0.00 0.00 35,042,338.28
A-4 0.00 681.12 0.00 0.00 167,966.21
R 0.00 0.00 0.00 0.00 0.00
M-1 8,119.74 13,210.72 0.00 0.00 1,439,703.14
M-2 3,246.81 5,282.52 0.00 0.00 575,688.38
M-3 3,246.81 5,282.52 0.00 0.00 575,688.38
B-1 3,246.81 5,282.52 0.00 0.00 575,688.38
B-2 1,626.12 2,645.68 0.00 0.00 288,326.36
B-3 1,625.86 2,645.26 0.00 0.00 288,280.64
SPRED 47,113.79 47,113.79 0.00 0.00 0.00
- -------------------------------------------------------------------------------
655,193.98 1,241,086.28 0.00 0.00 107,782,150.50
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 868.605126 6.868075 4.881558 11.749633 0.000000 861.737051
A-2 1000.000000 0.000000 5.619996 5.619996 0.000000 1000.000000
A-3 905.164914 4.957077 5.087023 10.044100 0.000000 900.207838
A-4 951.368478 3.842315 0.000000 3.842315 0.000000 947.526163
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 967.712070 3.409900 5.438540 8.848440 0.000000 964.302170
M-2 967.712044 3.409899 5.438543 8.848442 0.000000 964.302144
M-3 967.712044 3.409899 5.438543 8.848442 0.000000 964.302144
B-1 967.712044 3.409899 5.438543 8.848442 0.000000 964.302144
B-2 967.712107 3.409900 5.438528 8.848428 0.000000 964.302207
B-3 967.712169 3.409839 5.438522 8.848361 0.000000 964.302264
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:24 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S5 (POOL # 4197)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4197
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 23,854.17
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,433.52
SUBSERVICER ADVANCES THIS MONTH 21,295.97
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 6 2,312,451.57
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 107,782,150.50
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 368
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 203,974.19
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.52806530 % 2.40319500 % 1.06873980 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.52148520 % 2.40399722 % 1.07076530 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,194,447.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,222,232.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.58302742
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 163.40
POOL TRADING FACTOR: 90.23603750
................................................................................
Run: 01/31/97 11:55:25 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4198
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947UK5 68,000,000.00 63,770,023.31 6.625000 % 490,713.23
A-2 760947UL3 50,000,000.00 46,143,256.55 6.625000 % 447,415.00
A-3 760947UM1 12,000,000.00 12,000,000.00 6.625000 % 0.00
A-4 760947UN9 10,424,000.00 9,618,135.11 6.000000 % 92,177.29
A-5 760947UP4 40,000,000.00 38,174,345.84 6.625000 % 288,569.29
A-6 760947UQ2 9,032,000.00 9,032,000.00 7.000000 % 0.00
A-7 760947UR0 9,317,000.00 7,258,888.70 8.000000 % 0.00
A-8 760947US8 1,331,000.00 1,036,984.11 0.000000 % 0.00
A-9 760947UT6 67,509,000.00 67,003,554.52 0.000000 % 175,461.70
A-10 760947UU3 27,446,000.00 27,243,361.97 7.000000 % 20,886.65
A-11 760947UV1 15,000,000.00 14,889,252.69 7.000000 % 11,415.13
A-12 760947UW9 72,100,000.00 67,992,278.10 6.625000 % 649,280.90
A-13 760947UX7 17,900,000.00 17,900,000.00 6.625000 % 0.00
R-I 760947UY5 100.00 0.00 7.000000 % 0.00
R-II 760947UZ2 100.00 0.00 7.000000 % 0.00
M-1 760947VA6 9,550,000.00 9,479,490.88 7.000000 % 7,267.63
M-2 760947VB4 5,306,000.00 5,266,824.98 7.000000 % 4,037.91
M-3 760947VC2 4,669,000.00 4,634,528.05 7.000000 % 3,553.15
B-1 2,335,000.00 2,317,760.35 7.000000 % 1,776.96
B-2 849,000.00 842,731.70 7.000000 % 646.10
B-3 1,698,373.98 1,685,834.61 7.000000 % 1,292.48
SPRE 0.00 0.00 0.644918 % 0.00
- -------------------------------------------------------------------------------
424,466,573.98 406,289,251.47 2,194,493.42
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 351,973.58 842,686.81 0.00 0.00 63,279,310.08
A-2 254,684.05 702,099.05 0.00 0.00 45,695,841.55
A-3 66,233.05 66,233.05 0.00 0.00 12,000,000.00
A-4 48,078.37 140,255.66 0.00 0.00 9,525,957.82
A-5 210,700.27 499,269.56 0.00 0.00 37,885,776.55
A-6 52,673.19 52,673.19 0.00 0.00 9,032,000.00
A-7 48,380.21 48,380.21 0.00 0.00 7,258,888.70
A-8 0.00 0.00 0.00 0.00 1,036,984.11
A-9 383,438.86 558,900.56 92,177.29 0.00 66,920,270.11
A-10 158,878.95 179,765.60 0.00 0.00 27,222,475.32
A-11 86,831.75 98,246.88 0.00 0.00 14,877,837.56
A-12 375,277.99 1,024,558.89 0.00 0.00 67,342,997.20
A-13 98,797.63 98,797.63 0.00 0.00 17,900,000.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 55,282.88 62,550.51 0.00 0.00 9,472,223.25
M-2 30,715.29 34,753.20 0.00 0.00 5,262,787.07
M-3 27,027.83 30,580.98 0.00 0.00 4,630,974.90
B-1 13,516.81 15,293.77 0.00 0.00 2,315,983.39
B-2 4,914.67 5,560.77 0.00 0.00 842,085.60
B-3 9,831.52 11,124.00 0.00 0.00 1,684,542.13
SPRED 218,296.77 218,296.77 0.00 0.00 0.00
- -------------------------------------------------------------------------------
2,495,533.67 4,690,027.09 92,177.29 0.00 404,186,935.34
===============================================================================
Run: 01/31/97 11:55:25
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4198
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 937.794460 7.216371 5.176082 12.392453 0.000000 930.578089
A-2 922.865131 8.948300 5.093681 14.041981 0.000000 913.916831
A-3 1000.000000 0.000000 5.519421 5.519421 0.000000 1000.000000
A-4 922.691396 8.842795 4.612276 13.455071 0.000000 913.848601
A-5 954.358646 7.214232 5.267507 12.481739 0.000000 947.144414
A-6 1000.000000 0.000000 5.831841 5.831841 0.000000 1000.000000
A-7 779.101503 0.000000 5.192681 5.192681 0.000000 779.101503
A-8 779.101510 0.000000 0.000000 0.000000 0.000000 779.101510
A-9 992.512917 2.599086 5.679818 8.278904 1.365407 991.279239
A-10 992.616847 0.761009 5.788783 6.549792 0.000000 991.855838
A-11 992.616846 0.761009 5.788783 6.549792 0.000000 991.855837
A-12 943.027436 9.005283 5.204965 14.210248 0.000000 934.022153
A-13 1000.000000 0.000000 5.519421 5.519421 0.000000 1000.000000
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.616846 0.761008 5.788783 6.549791 0.000000 991.855838
M-2 992.616845 0.761008 5.788784 6.549792 0.000000 991.855837
M-3 992.616845 0.761009 5.788783 6.549792 0.000000 991.855836
B-1 992.616852 0.761011 5.788784 6.549795 0.000000 991.855842
B-2 992.616843 0.761013 5.788775 6.549788 0.000000 991.855830
B-3 992.616838 0.761010 5.788784 6.549794 0.000000 991.855828
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:26 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S6 (POOL # 4198)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4198
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 90,590.87
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 15,632.21
SUBSERVICER ADVANCES THIS MONTH 104,381.05
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 32 9,622,678.27
(B) TWO MONTHLY PAYMENTS: 4 1,021,035.04
(C) THREE OR MORE MONTHLY PAYMENTS: 4 1,641,812.37
FORECLOSURES
NUMBER OF LOANS 6
AGGREGATE PRINCIPAL BALANCE 2,026,171.21
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 404,186,935.34
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,388
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,790,826.64
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.03696490 % 4.77020800 % 1.19282670 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.01054460 % 4.79134369 % 1.19811170 %
BANKRUPTCY AMOUNT AVAILABLE 170,019.00
FRAUD AMOUNT AVAILABLE 8,489,331.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,244,666.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.96620145
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 343.41
POOL TRADING FACTOR: 95.22232376
................................................................................
Run: 01/31/97 11:55:27 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4199
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947VD0 29,630,000.00 22,474,849.45 5.000000 % 1,294,917.23
A-2 760947VE8 28,800,000.00 28,800,000.00 5.125000 % 0.00
A-3 760947VF5 26,330,000.00 26,330,000.00 5.750000 % 0.00
A-4 760947VG3 34,157,000.00 34,157,000.00 5.875000 % 0.00
A-5 760947VH1 136,575,000.00 125,247,758.23 6.375000 % 1,295,098.43
A-6 760947VW8 123,614,000.00 125,826,363.23 0.000000 % 195,476.17
A-7 760947VJ7 66,675,000.00 62,920,377.91 7.000000 % 539,283.10
A-8 760947VK4 10,436,000.00 10,436,000.00 7.000000 % 0.00
A-9 760947VL2 6,550,000.00 6,550,000.00 7.000000 % 0.00
A-10 760947VM0 3,825,000.00 3,825,000.00 7.000000 % 0.00
A-11 760947VN8 20,000,000.00 19,857,044.90 7.000000 % 15,223.03
A-12 760947VP3 38,585,000.00 38,309,203.87 7.000000 % 29,369.03
A-13 760947VQ1 698,595.74 676,700.86 0.000000 % 720.11
R-I 760947VR9 100.00 0.00 7.000000 % 0.00
R-II 760947VS7 100.00 0.00 7.000000 % 0.00
M-1 760947VT5 12,554,000.00 12,464,267.08 7.000000 % 9,555.50
M-2 760947VU2 6,974,500.00 6,924,647.99 7.000000 % 5,308.65
M-3 760947VV0 6,137,500.00 6,093,630.65 7.000000 % 4,671.57
B-1 760947VX6 3,069,000.00 3,047,063.54 7.000000 % 2,335.97
B-2 760947VY4 1,116,000.00 1,108,023.11 7.000000 % 849.45
B-3 2,231,665.53 2,215,714.16 7.000000 % 1,698.63
SPRE 0.00 0.00 0.602020 % 0.00
- -------------------------------------------------------------------------------
557,958,461.27 537,263,644.98 3,394,506.87
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 93,621.52 1,388,538.75 0.00 0.00 21,179,932.22
A-2 122,968.88 122,968.88 0.00 0.00 28,800,000.00
A-3 126,132.66 126,132.66 0.00 0.00 26,330,000.00
A-4 167,184.67 167,184.67 0.00 0.00 34,157,000.00
A-5 665,210.36 1,960,308.79 0.00 0.00 123,952,659.80
A-6 492,291.15 687,767.32 448,598.40 0.00 126,079,485.46
A-7 366,942.67 906,225.77 0.00 0.00 62,381,094.81
A-8 60,861.27 60,861.27 0.00 0.00 10,436,000.00
A-9 38,198.66 38,198.66 0.00 0.00 6,550,000.00
A-10 22,306.85 22,306.85 0.00 0.00 3,825,000.00
A-11 115,803.45 131,026.48 0.00 0.00 19,841,821.87
A-12 223,413.82 252,782.85 0.00 0.00 38,279,834.84
A-13 0.00 720.11 0.00 0.00 675,980.75
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 72,689.82 82,245.32 0.00 0.00 12,454,711.58
M-2 40,383.56 45,692.21 0.00 0.00 6,919,339.34
M-3 35,537.19 40,208.76 0.00 0.00 6,088,959.08
B-1 17,770.04 20,106.01 0.00 0.00 3,044,727.57
B-2 6,461.83 7,311.28 0.00 0.00 1,107,173.66
B-3 12,921.73 14,620.36 0.00 0.00 2,214,015.53
SPRED 269,468.09 269,468.09 0.00 0.00 0.00
- -------------------------------------------------------------------------------
2,950,168.22 6,344,675.09 448,598.40 0.00 534,317,736.51
===============================================================================
Run: 01/31/97 11:55:27
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4199
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 758.516687 43.702910 3.159687 46.862597 0.000000 714.813777
A-2 1000.000000 0.000000 4.269753 4.269753 0.000000 1000.000000
A-3 1000.000000 0.000000 4.790454 4.790454 0.000000 1000.000000
A-4 1000.000000 0.000000 4.894595 4.894595 0.000000 1000.000000
A-5 917.062114 9.482690 4.870660 14.353350 0.000000 907.579424
A-6 1017.897352 1.581343 3.982487 5.563830 3.629026 1019.945034
A-7 943.687708 8.088235 5.503452 13.591687 0.000000 935.599472
A-8 1000.000000 0.000000 5.831858 5.831858 0.000000 1000.000000
A-9 1000.000000 0.000000 5.831856 5.831856 0.000000 1000.000000
A-10 1000.000000 0.000000 5.831856 5.831856 0.000000 1000.000000
A-11 992.852245 0.761152 5.790173 6.551325 0.000000 992.091094
A-12 992.852245 0.761151 5.790173 6.551324 0.000000 992.091093
A-13 968.658727 1.030796 0.000000 1.030796 0.000000 967.627930
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 992.852245 0.761152 5.790172 6.551324 0.000000 992.091093
M-2 992.852246 0.761151 5.790173 6.551324 0.000000 992.091095
M-3 992.852244 0.761152 5.790174 6.551326 0.000000 992.091093
B-1 992.852245 0.761150 5.790173 6.551323 0.000000 992.091095
B-2 992.852249 0.761156 5.790170 6.551326 0.000000 992.091093
B-3 992.852258 0.761153 5.790173 6.551326 0.000000 992.091109
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:28 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S7 (POOL # 4199)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4199
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 111,820.98
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 21,522.70
SUBSERVICER ADVANCES THIS MONTH 109,081.59
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 40 11,851,674.11
(B) TWO MONTHLY PAYMENTS: 4 973,275.03
(C) THREE OR MORE MONTHLY PAYMENTS: 3 1,160,473.60
FORECLOSURES
NUMBER OF LOANS 4
AGGREGATE PRINCIPAL BALANCE 1,286,162.33
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 534,317,736.51
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,808
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,533,921.05
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.06371200 % 4.74900600 % 1.18728210 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.03552540 % 4.76551839 % 1.19291950 %
BANKRUPTCY AMOUNT AVAILABLE 209,026.00
FRAUD AMOUNT AVAILABLE 11,159,169.00
SPECIAL HAZARD AMOUNT AVAILABLE 5,579,585.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.89947261
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 344.32
POOL TRADING FACTOR: 95.76299556
................................................................................
Run: 01/31/97 11:55:29 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S8 (POOL # 4200)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4200
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947UA7 60,000,000.00 55,804,054.41 6.750000 % 481,917.16
A-2 760947UB5 39,034,000.00 35,675,408.43 6.750000 % 385,579.87
A-3 760947UC3 6,047,000.00 6,047,000.00 6.750000 % 0.00
A-4 760947UD1 5,000,000.00 4,856,305.72 6.750000 % 16,668.36
A-5 760947UE9 229,143.79 221,891.04 0.000000 % 918.73
R 760947UF6 100.00 0.00 6.750000 % 0.00
M-1 760947UG4 1,425,200.00 1,384,241.18 6.750000 % 4,751.15
M-2 760947UH2 570,100.00 553,715.90 6.750000 % 1,900.53
M-3 760947UJ8 570,100.00 553,715.90 6.750000 % 1,900.53
B-1 570,100.00 553,715.90 6.750000 % 1,900.53
B-2 285,000.00 276,809.38 6.750000 % 950.10
B-3 285,969.55 277,751.02 6.750000 % 953.32
SPRE 0.00 0.00 0.515125 % 0.00
- -------------------------------------------------------------------------------
114,016,713.34 106,204,608.88 897,440.28
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 313,649.65 795,566.81 0.00 0.00 55,322,137.25
A-2 200,515.52 586,095.39 0.00 0.00 35,289,828.56
A-3 33,987.49 33,987.49 0.00 0.00 6,047,000.00
A-4 27,295.12 43,963.48 0.00 0.00 4,839,637.36
A-5 0.00 918.73 0.00 0.00 220,972.31
R 0.00 0.00 0.00 0.00 0.00
M-1 7,780.20 12,531.35 0.00 0.00 1,379,490.03
M-2 3,112.19 5,012.72 0.00 0.00 551,815.37
M-3 3,112.19 5,012.72 0.00 0.00 551,815.37
B-1 3,112.19 5,012.72 0.00 0.00 551,815.37
B-2 1,555.82 2,505.92 0.00 0.00 275,859.28
B-3 1,561.11 2,514.43 0.00 0.00 276,797.70
SPRED 45,554.48 45,554.48 0.00 0.00 0.00
- -------------------------------------------------------------------------------
641,235.96 1,538,676.24 0.00 0.00 105,307,168.60
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 930.067574 8.031953 5.227494 13.259447 0.000000 922.035621
A-2 913.957279 9.878052 5.136945 15.014997 0.000000 904.079227
A-3 1000.000000 0.000000 5.620554 5.620554 0.000000 1000.000000
A-4 971.261144 3.333672 5.459024 8.792696 0.000000 967.927472
A-5 968.348477 4.009404 0.000000 4.009404 0.000000 964.339073
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 971.261002 3.333672 5.459023 8.792695 0.000000 967.927330
M-2 971.261007 3.333678 5.459025 8.792703 0.000000 967.927329
M-3 971.261007 3.333678 5.459025 8.792703 0.000000 967.927329
B-1 971.261007 3.333678 5.459025 8.792703 0.000000 967.927329
B-2 971.260982 3.333684 5.459018 8.792702 0.000000 967.927298
B-3 971.260821 3.333642 5.459008 8.792650 0.000000 967.927180
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:30 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
CONDUIT MORTGAGE PASS-THROUGH CERTIFICATES 1996-S8 (POOL # 4200)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4200
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 22,647.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,518.39
SUBSERVICER ADVANCES THIS MONTH 24,552.25
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 7 2,558,453.57
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 105,307,168.60
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 374
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 532,887.02
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.60326760 % 2.35101800 % 1.04571420 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.58604720 % 2.35797886 % 1.05101560 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,140,167.00
SPECIAL HAZARD AMOUNT AVAILABLE 644,114.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.56632454
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 165.42
POOL TRADING FACTOR: 92.36116839
................................................................................
Run: 01/31/97 11:55:34 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4203
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947XB2 126,846,538.00 128,006,603.31 0.000000 % 145,177.24
A-2 760947WF4 20,813,863.00 19,981,622.20 7.250000 % 143,643.26
A-3 760947WG2 6,939,616.00 6,731,207.28 7.250000 % 50,182.92
A-4 760947WH0 3,076,344.00 2,891,132.82 6.100000 % 34,211.68
A-5 760947WJ6 74,488,122.00 74,488,122.00 6.300000 % 0.00
A-6 760947WK3 22,340,000.00 18,200,598.93 7.250000 % 1,377,446.62
A-7 760947WL1 30,014,887.00 29,840,912.43 7.250000 % 22,712.89
A-8 760947WM9 49,964,458.00 47,957,803.19 7.250000 % 483,184.13
A-9 760947WN7 16,853,351.00 16,853,351.00 7.250000 % 0.00
A-10 760947WP2 18,008,933.00 17,863,954.17 7.250000 % 18,927.41
A-11 760947WQ0 7,003,473.00 7,003,473.00 7.250000 % 0.00
A-12 760947WR8 95,117,613.00 91,071,379.19 7.250000 % 643,871.77
A-13 760947WS6 11,709,319.00 12,287,106.32 7.250000 % 0.00
A-14 760947WT4 67,096,213.00 63,056,687.92 6.730000 % 746,169.46
A-15 760947WU1 1,955,837.23 1,918,843.32 0.000000 % 1,990.94
R-I 760947WV9 100.00 0.00 7.250000 % 0.00
R-II 760947WW7 100.00 0.00 7.250000 % 0.00
M-1 760947WX5 13,183,200.00 13,106,786.53 7.250000 % 9,976.00
M-2 760947WY3 7,909,900.00 7,864,052.04 7.250000 % 5,985.59
M-3 760947WZ0 5,859,200.00 5,825,238.45 7.250000 % 4,433.78
B-1 3,222,600.00 3,203,920.91 7.250000 % 2,438.61
B-2 1,171,800.00 1,165,007.92 7.250000 % 886.73
B-3 2,343,649.31 2,330,064.78 7.250000 % 1,773.44
SPRE 0.00 0.00 0.372947 % 0.00
- -------------------------------------------------------------------------------
585,919,116.54 571,647,867.71 3,693,012.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 558,747.55 703,924.79 303,293.36 0.00 128,164,719.43
A-2 120,666.69 264,309.95 0.00 0.00 19,837,978.94
A-3 40,648.97 90,831.89 0.00 0.00 6,681,024.36
A-4 14,689.82 48,901.50 0.00 0.00 2,856,921.14
A-5 390,882.49 390,882.49 0.00 0.00 74,488,122.00
A-6 109,911.29 1,487,357.91 0.00 0.00 16,823,152.31
A-7 180,205.79 202,918.68 0.00 0.00 29,818,199.54
A-8 289,611.58 772,795.71 0.00 0.00 47,474,619.06
A-9 101,775.42 101,775.42 0.00 0.00 16,853,351.00
A-10 107,878.34 126,805.75 0.00 0.00 17,845,026.76
A-11 42,293.16 42,293.16 0.00 0.00 7,003,473.00
A-12 549,969.45 1,193,841.22 0.00 0.00 90,427,507.42
A-13 0.00 0.00 74,200.40 0.00 12,361,306.72
A-14 353,480.00 1,099,649.46 0.00 0.00 62,310,518.46
A-15 0.00 1,990.94 0.00 0.00 1,916,852.38
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 79,150.36 89,126.36 0.00 0.00 13,096,810.53
M-2 47,490.09 53,475.68 0.00 0.00 7,858,066.45
M-3 35,177.94 39,611.72 0.00 0.00 5,820,804.67
B-1 19,348.10 21,786.71 0.00 0.00 3,201,482.30
B-2 7,035.35 7,922.08 0.00 0.00 1,164,121.19
B-3 14,070.98 15,844.42 0.00 0.00 2,328,291.34
SPRED 177,580.00 177,580.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
3,240,613.37 6,933,625.84 377,493.76 0.00 568,332,349.00
===============================================================================
Run: 01/31/97 11:55:34
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4203
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1009.145424 1.144511 4.404910 5.549421 2.391026 1010.391939
A-2 960.015073 6.901326 5.797419 12.698745 0.000000 953.113746
A-3 969.968263 7.231368 5.857524 13.088892 0.000000 962.736895
A-4 939.795036 11.120889 4.775090 15.895979 0.000000 928.674147
A-5 1000.000000 0.000000 5.247581 5.247581 0.000000 1000.000000
A-6 814.708994 61.658309 4.919932 66.578241 0.000000 753.050685
A-7 994.203724 0.756721 6.003880 6.760601 0.000000 993.447003
A-8 959.838355 9.670557 5.796352 15.466909 0.000000 950.167799
A-9 1000.000000 0.000000 6.038883 6.038883 0.000000 1000.000000
A-10 991.949616 1.051001 5.990268 7.041269 0.000000 990.898615
A-11 1000.000000 0.000000 6.038884 6.038884 0.000000 1000.000000
A-12 957.460730 6.769217 5.781994 12.551211 0.000000 950.691513
A-13 1049.344229 0.000000 0.000000 0.000000 6.336867 1055.681096
A-14 939.795036 11.120888 5.268256 16.389144 0.000000 928.674148
A-15 981.085384 1.017948 0.000000 1.017948 0.000000 980.067436
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.203724 0.756721 6.003881 6.760602 0.000000 993.447003
M-2 994.203724 0.756721 6.003880 6.760601 0.000000 993.447003
M-3 994.203722 0.756721 6.003881 6.760602 0.000000 993.447001
B-1 994.203721 0.756721 6.003879 6.760600 0.000000 993.446999
B-2 994.203721 0.756725 6.003883 6.760608 0.000000 993.446996
B-3 994.203685 0.756722 6.003876 6.760598 0.000000 993.446985
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:36 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S9 (POOL # 4203)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4203
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 119,102.95
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 16,678.62
SUBSERVICER ADVANCES THIS MONTH 135,645.14
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 54 15,704,532.88
(B) TWO MONTHLY PAYMENTS: 5 1,536,666.04
(C) THREE OR MORE MONTHLY PAYMENTS: 3 758,182.15
FORECLOSURES
NUMBER OF LOANS 5
AGGREGATE PRINCIPAL BALANCE 1,176,327.01
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 568,332,349.00
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,972
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,880,239.91
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.12087690 % 4.70330200 % 1.17582100 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.09098500 % 4.71127179 % 1.18179940 %
BANKRUPTCY AMOUNT AVAILABLE 202,281.00
FRAUD AMOUNT AVAILABLE 11,718,382.00
SPECIAL HAZARD AMOUNT AVAILABLE 5,859,191.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.88997607
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 346.38
POOL TRADING FACTOR: 96.99843083
................................................................................
Run: 01/31/97 11:55:37 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S11 (POOL # 4204)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4204
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947VZ1 110,123,000.00 104,587,943.27 7.000000 % 1,003,782.50
A-2 760947WA5 1,458,253.68 1,416,334.04 0.000000 % 6,301.75
R 760947WB3 100.00 0.00 7.000000 % 0.00
M-1 760947WC1 1,442,000.00 1,404,805.48 7.000000 % 4,800.74
M-2 760947WD9 865,000.00 842,688.45 7.000000 % 2,879.78
M-3 760947WE7 288,000.00 280,571.41 7.000000 % 958.82
B-1 576,700.00 561,824.77 7.000000 % 1,919.96
B-2 288,500.00 281,058.51 7.000000 % 960.48
B-3 288,451.95 281,011.85 7.000000 % 960.32
SPRE 0.00 0.00 0.237763 % 0.00
- -------------------------------------------------------------------------------
115,330,005.63 109,656,237.78 1,022,564.35
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 609,750.58 1,613,533.08 0.00 0.00 103,584,160.77
A-2 0.00 6,301.75 0.00 0.00 1,410,032.29
R 0.00 0.00 0.00 0.00 0.00
M-1 8,190.06 12,990.80 0.00 0.00 1,400,004.74
M-2 4,912.89 7,792.67 0.00 0.00 839,808.67
M-3 1,635.74 2,594.56 0.00 0.00 279,612.59
B-1 3,275.45 5,195.41 0.00 0.00 559,904.81
B-2 1,638.58 2,599.06 0.00 0.00 280,098.03
B-3 1,638.31 2,598.63 0.00 0.00 280,051.53
SPRED 21,714.53 21,714.53 0.00 0.00 0.00
- -------------------------------------------------------------------------------
652,756.14 1,675,320.49 0.00 0.00 108,633,673.43
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 949.737505 9.115103 5.536996 14.652099 0.000000 940.622402
A-2 971.253534 4.321436 0.000000 4.321436 0.000000 966.932098
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 974.206297 3.329223 5.679653 9.008876 0.000000 970.877074
M-2 974.206301 3.329225 5.679642 9.008867 0.000000 970.877075
M-3 974.206285 3.329236 5.679653 9.008889 0.000000 970.877049
B-1 974.206294 3.329218 5.679643 9.008861 0.000000 970.877077
B-2 974.206274 3.329220 5.679653 9.008873 0.000000 970.877054
B-3 974.206796 3.329220 5.679663 9.008883 0.000000 970.877576
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:37 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S11 (POOL # 4204)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4204
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 22,692.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,865.36
SUBSERVICER ADVANCES THIS MONTH 26,926.01
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 2,886,743.99
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 108,633,673.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 399
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 647,601.52
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.62604980 % 2.33561300 % 1.03833710 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.60571090 % 2.31919433 % 1.04459650 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,153,300.00
SPECIAL HAZARD AMOUNT AVAILABLE 643,800.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.44811476
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 166.51
POOL TRADING FACTOR: 94.19376409
................................................................................
Run: 01/31/97 11:55:38 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S12 (POOL # 4205)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4205
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A 760947XA4 91,183,371.00 66,271,923.69 6.150000 % 2,334,939.75
R 0.00 704,785.87 0.000000 % 0.00
- -------------------------------------------------------------------------------
91,183,371.00 66,976,709.56 2,334,939.75
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A 361,907.80 2,696,847.55 0.00 0.00 63,936,983.94
R 0.00 0.00 72,143.98 0.00 776,929.85
- -------------------------------------------------------------------------------
361,907.80 2,696,847.55 72,143.98 0.00 64,713,913.79
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A 726.798351 25.607079 3.969011 29.576090 0.000000 701.191272
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:38 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S12 (POOL # 4205)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4205
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 15,063.01
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 17,273.71
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 717,247.59
(B) TWO MONTHLY PAYMENTS: 3 1,007,210.07
(C) THREE OR MORE MONTHLY PAYMENTS: 1 637,935.40
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 64,713,913.79
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 246
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,209,333.51
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR SUBORDINATE
PERCENTAGE FOR CURRENT DISTRIBUTION 98.94771500 % 1.05228500 %
CURRENT PREPAYMENT PERCENTAGE 100.00000000 % 0.00000000 %
PERCENTAGE FOR NEXT DISTRIBUTION 98.79943920 % 1.20056080 %
BANKRUPTCY AMOUNT AVAILABLE 0.00
FRAUD AMOUNT AVAILABLE 0.00
SPECIAL HAZARD AMOUNT AVAILABLE 0.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.24380794
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 336.28
POOL TRADING FACTOR: 70.97117937
................................................................................
Run: 01/31/97 11:55:40 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4206
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947XC0 186,575,068.00 179,872,191.97 7.500000 % 2,685,651.12
A-2 760947XD8 75,497,074.00 71,586,217.16 7.500000 % 1,566,968.72
A-3 760947XE6 33,361,926.00 33,361,926.00 7.500000 % 0.00
A-4 760947XF3 69,336,000.00 69,336,000.00 7.500000 % 0.00
A-5 760947XG1 84,305,000.00 84,305,000.00 7.500000 % 0.00
A-6 760947XH9 37,904,105.00 37,904,105.00 7.500000 % 0.00
A-7 760947XJ5 14,595,895.00 14,595,895.00 7.500000 % 0.00
A-8 760947XK2 6,332,420.11 6,197,143.48 0.000000 % 23,695.45
R 760947XL0 100.00 0.00 7.500000 % 0.00
M-1 760947XM8 9,380,900.00 9,333,875.29 7.500000 % 6,917.39
M-2 760947XN6 6,700,600.00 6,667,011.11 7.500000 % 4,940.96
M-3 760947XP1 5,896,500.00 5,866,941.95 7.500000 % 4,348.02
B-1 2,948,300.00 2,933,520.72 7.500000 % 2,174.05
B-2 1,072,100.00 1,066,725.76 7.500000 % 790.56
B-3 2,144,237.43 2,133,488.74 7.500000 % 1,581.12
SPRE 0.00 0.00 0.218684 % 0.00
- -------------------------------------------------------------------------------
536,050,225.54 525,160,042.18 4,297,067.39
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 1,123,938.39 3,809,589.51 0.00 0.00 177,186,540.85
A-2 447,309.27 2,014,277.99 0.00 0.00 70,019,248.44
A-3 208,463.30 208,463.30 0.00 0.00 33,361,926.00
A-4 433,248.69 433,248.69 0.00 0.00 69,336,000.00
A-5 526,783.07 526,783.07 0.00 0.00 84,305,000.00
A-6 236,845.28 236,845.28 0.00 0.00 37,904,105.00
A-7 91,203.01 91,203.01 0.00 0.00 14,595,895.00
A-8 0.00 23,695.45 0.00 0.00 6,173,448.03
R 0.00 0.00 0.00 0.00 0.00
M-1 58,323.08 65,240.47 0.00 0.00 9,326,957.90
M-2 41,659.08 46,600.04 0.00 0.00 6,662,070.15
M-3 36,659.82 41,007.84 0.00 0.00 5,862,593.93
B-1 18,330.21 20,504.26 0.00 0.00 2,931,346.67
B-2 6,665.48 7,456.04 0.00 0.00 1,065,935.20
B-3 13,331.18 14,912.30 0.00 0.00 2,131,907.62
SPRED 95,680.92 95,680.92 0.00 0.00 0.00
- -------------------------------------------------------------------------------
3,338,440.78 7,635,508.17 0.00 0.00 520,862,974.79
===============================================================================
Run: 01/31/97 11:55:40
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4206
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 964.074106 14.394480 6.024055 20.418535 0.000000 949.679626
A-2 948.198564 20.755357 5.924856 26.680213 0.000000 927.443207
A-3 1000.000000 0.000000 6.248539 6.248539 0.000000 1000.000000
A-4 1000.000000 0.000000 6.248539 6.248539 0.000000 1000.000000
A-5 1000.000000 0.000000 6.248539 6.248539 0.000000 1000.000000
A-6 1000.000000 0.000000 6.248539 6.248539 0.000000 1000.000000
A-7 1000.000000 0.000000 6.248538 6.248538 0.000000 1000.000000
A-8 978.637452 3.741926 0.000000 3.741926 0.000000 974.895525
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.987186 0.737391 6.217216 6.954607 0.000000 994.249795
M-2 994.987182 0.737391 6.217216 6.954607 0.000000 994.249791
M-3 994.987187 0.737390 6.217217 6.954607 0.000000 994.249797
B-1 994.987186 0.737391 6.217213 6.954604 0.000000 994.249795
B-2 994.987184 0.737394 6.217219 6.954613 0.000000 994.249790
B-3 994.987174 0.737386 6.217213 6.954599 0.000000 994.249793
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:40 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S10 (POOL # 4206)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4206
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 109,693.74
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 5,396.49
SUBSERVICER ADVANCES THIS MONTH 73,105.08
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 33 8,718,794.64
(B) TWO MONTHLY PAYMENTS: 1 115,310.69
(C) THREE OR MORE MONTHLY PAYMENTS: 2 1,026,284.89
FORECLOSURES
NUMBER OF LOANS 2
AGGREGATE PRINCIPAL BALANCE 326,201.52
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 520,862,974.79
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,815
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 3,907,405.82
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.60432270 % 4.21375600 % 1.18192170 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.56355530 % 4.19527266 % 1.19085180 %
BANKRUPTCY AMOUNT AVAILABLE 186,508.00
FRAUD AMOUNT AVAILABLE 10,721,005.00
SPECIAL HAZARD AMOUNT AVAILABLE 5,665,909.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.92219139
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 347.94
POOL TRADING FACTOR: 97.16682318
................................................................................
Run: 01/31/97 11:55:42 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S13 (POOL # 4207)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4207
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947XQ9 79,750,000.00 71,916,314.25 7.000000 % 793,572.31
A-2 760947XR7 13,800,000.00 13,800,000.00 7.000000 % 0.00
A-3 760947XS5 18,350,000.00 18,350,000.00 7.000000 % 0.00
A-4 760947XT3 18,245,000.00 18,245,000.00 7.000000 % 0.00
A-5 760947XU0 20,000,000.00 19,517,849.88 7.000000 % 71,251.60
A-6 760947XV8 2,531,159.46 2,451,575.64 0.000000 % 12,024.95
R 760947XW6 100.00 0.00 7.000000 % 0.00
M-1 760947XX4 2,368,100.00 2,311,009.60 7.000000 % 8,436.54
M-2 760947XY2 789,000.00 769,978.70 7.000000 % 2,810.87
M-3 760947XZ9 394,500.00 384,989.35 7.000000 % 1,405.44
B-1 789,000.00 769,978.70 7.000000 % 2,810.87
B-2 394,500.00 384,989.35 7.000000 % 1,405.44
B-3 394,216.33 384,712.54 7.000000 % 1,404.43
SPRE 0.00 0.00 0.365033 % 0.00
- -------------------------------------------------------------------------------
157,805,575.79 149,286,398.01 895,122.45
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 419,293.99 1,212,866.30 0.00 0.00 71,122,741.94
A-2 80,458.20 80,458.20 0.00 0.00 13,800,000.00
A-3 106,986.09 106,986.09 0.00 0.00 18,350,000.00
A-4 106,373.91 106,373.91 0.00 0.00 18,245,000.00
A-5 113,795.00 185,046.60 0.00 0.00 19,446,598.28
A-6 0.00 12,024.95 0.00 0.00 2,439,550.69
R 0.00 0.00 0.00 0.00 0.00
M-1 13,473.89 21,910.43 0.00 0.00 2,302,573.06
M-2 4,489.21 7,300.08 0.00 0.00 767,167.83
M-3 2,244.60 3,650.04 0.00 0.00 383,583.91
B-1 4,489.21 7,300.08 0.00 0.00 767,167.83
B-2 2,244.60 3,650.04 0.00 0.00 383,583.91
B-3 2,242.99 3,647.42 0.00 0.00 383,308.11
SPRED 45,388.43 45,388.43 0.00 0.00 0.00
- -------------------------------------------------------------------------------
901,480.12 1,796,602.57 0.00 0.00 148,391,275.56
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 901.771966 9.950750 5.257605 15.208355 0.000000 891.821216
A-2 1000.000000 0.000000 5.830304 5.830304 0.000000 1000.000000
A-3 1000.000000 0.000000 5.830305 5.830305 0.000000 1000.000000
A-4 1000.000000 0.000000 5.830305 5.830305 0.000000 1000.000000
A-5 975.892494 3.562580 5.689750 9.252330 0.000000 972.329914
A-6 968.558354 4.750767 0.000000 4.750767 0.000000 963.807586
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 975.891896 3.562578 5.689747 9.252325 0.000000 972.329319
M-2 975.891888 3.562573 5.689747 9.252320 0.000000 972.329316
M-3 975.891888 3.562586 5.689734 9.252320 0.000000 972.329303
B-1 975.891888 3.562573 5.689747 9.252320 0.000000 972.329316
B-2 975.891888 3.562586 5.689734 9.252320 0.000000 972.329303
B-3 975.891942 3.562587 5.689744 9.252331 0.000000 972.329365
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:42 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S13 (POOL # 4207)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4207
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 31,152.96
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 7,967.04
SUBSERVICER ADVANCES THIS MONTH 11,840.77
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 8 1,193,297.61
(B) TWO MONTHLY PAYMENTS: 1 52,257.08
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 148,391,275.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 616
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 348,828.88
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.59095970 % 2.36046000 % 1.04858000 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.58285320 % 2.32717509 % 1.05107350 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,578,056.00
SPECIAL HAZARD AMOUNT AVAILABLE 789,028.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.56234300
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 161.05
POOL TRADING FACTOR: 94.03424107
................................................................................
Run: 01/31/97 11:55:44 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4208
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947YA3 31,680,861.00 30,360,470.41 7.500000 % 228,515.48
A-2 760947YB1 105,040,087.00 101,401,923.09 7.500000 % 629,644.57
A-3 760947YC9 2,560,000.00 2,560,000.00 7.500000 % 0.00
A-4 760947YD7 33,579,740.00 33,386,808.47 7.500000 % 28,584.21
A-5 760947YE5 6,864,000.00 6,864,000.00 7.750000 % 0.00
A-6 760947YF2 1,536,000.00 1,536,000.00 6.000000 % 0.00
A-7 760947YG0 27,457,512.00 27,457,512.00 7.425000 % 0.00
A-8 760947YH8 13,002,000.00 13,002,000.00 7.500000 % 0.00
A-9 760947YJ4 3,150,000.00 3,150,000.00 7.500000 % 0.00
A-10 760947YK1 5,225,000.00 5,225,000.00 7.500000 % 0.00
A-11 760947YL9 10,498,532.00 10,134,905.30 8.000000 % 62,931.63
A-12 760947YM7 59,143,468.00 57,094,977.40 7.000000 % 354,525.26
A-13 760947YN5 16,215,000.00 15,653,377.96 6.350000 % 97,198.00
A-14 760947YP0 0.00 0.00 2.650000 % 0.00
A-15 760947YQ8 5,800,000.00 5,800,000.00 7.500000 % 0.00
A-16 760947YR6 11,615,000.00 11,615,000.00 7.500000 % 0.00
A-17 760947YS4 2,430,000.00 2,430,000.00 7.500000 % 0.00
A-18 760947YT2 9,649,848.10 9,512,681.90 0.000000 % 18,900.18
A-19 760947H53 0.00 0.00 0.207234 % 0.00
R-I 760947YU9 100.00 0.00 7.500000 % 0.00
R-II 760947YV7 100.00 0.00 7.500000 % 0.00
M-1 760947YW5 11,024,900.00 10,961,556.71 7.500000 % 9,384.77
M-2 760947YX3 3,675,000.00 3,653,885.38 7.500000 % 3,128.28
M-3 760947YY1 1,837,500.00 1,826,942.70 7.500000 % 1,564.14
B-1 2,756,200.00 2,740,364.32 7.500000 % 2,346.17
B-2 1,286,200.00 1,278,810.16 7.500000 % 1,094.86
B-3 1,470,031.75 1,461,585.70 7.500000 % 1,251.37
- -------------------------------------------------------------------------------
367,497,079.85 359,107,801.50 1,439,068.92
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 189,599.01 418,114.49 0.00 0.00 30,131,954.93
A-2 633,247.89 1,262,892.46 0.00 0.00 100,772,278.52
A-3 16,000.00 16,000.00 0.00 0.00 2,560,000.00
A-4 208,498.27 237,082.48 0.00 0.00 33,358,224.26
A-5 44,330.00 44,330.00 0.00 0.00 6,864,000.00
A-6 7,680.00 7,680.00 0.00 0.00 1,536,000.00
A-7 169,755.54 169,755.54 0.00 0.00 27,457,512.00
A-8 81,196.58 81,196.58 0.00 0.00 13,002,000.00
A-9 19,687.50 19,687.50 0.00 0.00 3,150,000.00
A-10 32,656.25 32,656.25 0.00 0.00 5,225,000.00
A-11 67,511.23 130,442.86 0.00 0.00 10,071,973.67
A-12 332,783.84 687,309.10 0.00 0.00 56,740,452.14
A-13 82,765.26 179,963.26 0.00 0.00 15,556,179.96
A-14 34,539.84 34,539.84 0.00 0.00 0.00
A-15 36,250.00 36,250.00 0.00 0.00 5,800,000.00
A-16 72,593.75 72,593.75 0.00 0.00 11,615,000.00
A-17 15,175.18 15,175.18 0.00 0.00 2,430,000.00
A-18 0.00 18,900.18 0.00 0.00 9,493,781.72
A-19 61,965.74 61,965.74 0.00 0.00 0.00
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 68,454.15 77,838.92 0.00 0.00 10,952,171.94
M-2 22,818.25 25,946.53 0.00 0.00 3,650,757.10
M-3 11,409.13 12,973.27 0.00 0.00 1,825,378.56
B-1 17,113.39 19,459.56 0.00 0.00 2,738,018.15
B-2 7,986.08 9,080.94 0.00 0.00 1,277,715.30
B-3 9,127.50 10,378.87 0.00 0.00 1,460,334.33
- -------------------------------------------------------------------------------
2,243,144.38 3,682,213.30 0.00 0.00 357,668,732.58
===============================================================================
Run: 01/31/97 11:55:44
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4208
______________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 958.322137 7.213045 5.984655 13.197700 0.000000 951.109092
A-2 965.364043 5.994326 6.028631 12.022957 0.000000 959.369717
A-3 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-4 994.254526 0.851234 6.209050 7.060284 0.000000 993.403292
A-5 1000.000000 0.000000 6.458333 6.458333 0.000000 1000.000000
A-6 1000.000000 0.000000 5.000000 5.000000 0.000000 1000.000000
A-7 1000.000000 0.000000 6.182481 6.182481 0.000000 1000.000000
A-8 1000.000000 0.000000 6.244930 6.244930 0.000000 1000.000000
A-9 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-10 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-11 965.364043 5.994327 6.430540 12.424867 0.000000 959.369717
A-12 965.364043 5.994327 5.626722 11.621049 0.000000 959.369717
A-13 965.364043 5.994326 5.104241 11.098567 0.000000 959.369717
A-15 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-16 1000.000000 0.000000 6.250000 6.250000 0.000000 1000.000000
A-17 1000.000000 0.000000 6.244930 6.244930 0.000000 1000.000000
A-18 985.785662 1.958599 0.000000 1.958599 0.000000 983.827064
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.254525 0.851234 6.209050 7.060284 0.000000 993.403291
M-2 994.254525 0.851233 6.209048 7.060281 0.000000 993.403293
M-3 994.254531 0.851233 6.209050 7.060283 0.000000 993.403298
B-1 994.254524 0.851234 6.209052 7.060286 0.000000 993.403291
B-2 994.254517 0.851236 6.209050 7.060286 0.000000 993.403281
B-3 994.254512 0.851233 6.209050 7.060283 0.000000 993.403258
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:45 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S14 (POOL # 4208)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4208
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 74,722.19
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 24,250.43
SUBSERVICER ADVANCES THIS MONTH 42,501.61
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 20 5,469,146.05
(B) TWO MONTHLY PAYMENTS: 1 114,419.00
(C) THREE OR MORE MONTHLY PAYMENTS: 2 354,320.52
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 357,668,732.58
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,403
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,130,636.23
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 93.72899000 % 4.70326500 % 1.56774500 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 93.70880200 % 4.59316292 % 1.57279200 %
BANKRUPTCY AMOUNT AVAILABLE 111,281.00
FRAUD AMOUNT AVAILABLE 7,349,942.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,674,971.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.83582707
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 334.92
POOL TRADING FACTOR: 97.32559854
................................................................................
Run: 01/31/97 11:55:49 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4213
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947ZT1 37,528,000.00 30,650,562.44 7.750000 % 2,940,877.74
A-2 760947ZU8 108,005,000.00 102,718,184.04 7.500000 % 2,260,708.19
A-3 760947ZV6 22,739,000.00 21,681,636.82 6.350000 % 452,141.64
A-4 760947ZW4 0.00 0.00 2.650000 % 0.00
A-5 760947ZX2 25,743,000.00 25,743,000.00 8.500000 % 0.00
A-6 760947ZY0 77,229,000.00 77,229,000.00 7.500000 % 0.00
A-7 760947ZZ7 2,005,000.00 1,924,477.68 7.750000 % 34,432.34
A-8 760947A27 4,558,000.00 4,398,962.31 7.750000 % 68,006.49
A-9 760947A35 5,200,000.00 5,200,000.00 8.000000 % 0.00
A-10 760947A43 5,004,000.00 5,004,000.00 7.625000 % 0.00
A-11 760947A50 11,334,000.00 11,334,000.00 7.750000 % 0.00
A-12 760947A68 5,667,000.00 5,667,000.00 7.000000 % 0.00
A-13 760947A76 15,379,000.00 15,379,000.00 7.500000 % 0.00
A-14 760947A84 9,617,000.00 9,617,000.00 8.000000 % 0.00
A-15 760947A92 14,375,000.00 14,375,000.00 8.000000 % 0.00
A-16 760947B26 45,450,000.00 45,450,000.00 7.750000 % 0.00
A-17 760947B34 10,301,000.00 9,976,959.70 7.750000 % 55,233.43
A-18 760947B42 12,069,000.00 12,069,000.00 7.750000 % 0.00
A-19 760947B59 8,230,000.00 8,554,040.30 7.750000 % 0.00
A-20 760947B67 41,182,000.00 41,016,797.59 7.750000 % 28,086.61
A-21 760947B75 10,625,000.00 10,582,377.60 7.750000 % 7,246.37
A-22 760947B83 5,391,778.36 5,287,864.11 0.000000 % 12,691.49
R-I 760947B91 100.00 0.00 7.750000 % 0.00
R-II 760947C25 100.00 0.00 7.750000 % 0.00
M-1 760947C33 10,108,600.00 10,068,049.16 7.750000 % 6,894.18
M-2 760947C41 6,317,900.00 6,292,555.63 7.750000 % 4,308.88
M-3 760947C58 5,559,700.00 5,537,397.15 7.750000 % 3,791.78
B-1 2,527,200.00 2,517,062.08 7.750000 % 1,723.58
B-2 1,263,600.00 1,258,531.04 7.750000 % 861.79
B-3 2,022,128.94 2,014,017.11 7.750000 % 1,379.12
SPRE 0.00 0.00 0.337109 % 0.00
- -------------------------------------------------------------------------------
505,431,107.30 491,546,474.76 5,878,383.63
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 197,910.67 3,138,788.41 0.00 0.00 27,709,684.70
A-2 641,856.06 2,902,564.25 0.00 0.00 100,457,475.85
A-3 114,708.29 566,849.93 0.00 0.00 21,229,495.18
A-4 47,870.39 47,870.39 0.00 0.00 0.00
A-5 182,308.59 182,308.59 0.00 0.00 25,743,000.00
A-6 482,581.56 482,581.56 0.00 0.00 77,229,000.00
A-7 12,426.35 46,858.69 0.00 0.00 1,890,045.34
A-8 28,404.09 96,410.58 0.00 0.00 4,330,955.82
A-9 34,659.51 34,659.51 0.00 0.00 5,200,000.00
A-10 31,796.25 31,796.25 0.00 0.00 5,004,000.00
A-11 73,198.75 73,198.75 0.00 0.00 11,334,000.00
A-12 33,050.67 33,050.67 0.00 0.00 5,667,000.00
A-13 96,098.90 96,098.90 0.00 0.00 15,379,000.00
A-14 64,100.09 64,100.09 0.00 0.00 9,617,000.00
A-15 95,813.54 95,813.54 0.00 0.00 14,375,000.00
A-16 293,470.63 293,470.63 0.00 0.00 45,450,000.00
A-17 64,421.22 119,654.65 0.00 0.00 9,921,726.27
A-18 77,929.53 77,929.53 0.00 0.00 12,069,000.00
A-19 0.00 0.00 55,233.43 0.00 8,609,273.73
A-20 264,845.44 292,932.05 0.00 0.00 40,988,710.98
A-21 68,330.40 75,576.77 0.00 0.00 10,575,131.23
A-22 0.00 12,691.49 0.00 0.00 5,275,172.62
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 65,009.39 71,903.57 0.00 0.00 10,061,154.98
M-2 40,631.03 44,939.91 0.00 0.00 6,288,246.75
M-3 35,754.97 39,546.75 0.00 0.00 5,533,605.37
B-1 16,252.67 17,976.25 0.00 0.00 2,515,338.50
B-2 8,126.33 8,988.12 0.00 0.00 1,257,669.25
B-3 13,004.50 14,383.62 0.00 0.00 2,012,637.99
SPRED 138,058.62 138,058.62 0.00 0.00 0.00
- -------------------------------------------------------------------------------
3,222,618.44 9,101,002.07 55,233.43 0.00 485,723,324.56
===============================================================================
Run: 01/31/97 11:55:49
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4213
_________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 816.738500 78.364894 5.273680 83.638574 0.000000 738.373606
A-2 951.050267 20.931514 5.942837 26.874351 0.000000 930.118752
A-3 953.500014 19.883972 5.044562 24.928534 0.000000 933.616042
A-5 1000.000000 0.000000 7.081870 7.081870 0.000000 1000.000000
A-6 1000.000000 0.000000 6.248709 6.248709 0.000000 1000.000000
A-7 959.839242 17.173237 6.197681 23.370918 0.000000 942.666005
A-8 965.108010 14.920248 6.231700 21.151948 0.000000 950.187762
A-9 1000.000000 0.000000 6.665290 6.665290 0.000000 1000.000000
A-10 1000.000000 0.000000 6.354167 6.354167 0.000000 1000.000000
A-11 1000.000000 0.000000 6.458333 6.458333 0.000000 1000.000000
A-12 1000.000000 0.000000 5.832128 5.832128 0.000000 1000.000000
A-13 1000.000000 0.000000 6.248709 6.248709 0.000000 1000.000000
A-14 1000.000000 0.000000 6.665290 6.665290 0.000000 1000.000000
A-15 1000.000000 0.000000 6.665290 6.665290 0.000000 1000.000000
A-16 1000.000000 0.000000 6.457000 6.457000 0.000000 1000.000000
A-17 968.542831 5.361948 6.253880 11.615828 0.000000 963.180882
A-18 1000.000000 0.000000 6.457000 6.457000 0.000000 1000.000000
A-19 1039.373062 0.000000 0.000000 0.000000 6.711231 1046.084293
A-20 995.988480 0.682012 6.431097 7.113109 0.000000 995.306468
A-21 995.988480 0.682011 6.431096 7.113107 0.000000 995.306469
A-22 980.727277 2.353860 0.000000 2.353860 0.000000 978.373417
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 995.988481 0.682011 6.431097 7.113108 0.000000 995.306470
M-2 995.988482 0.682011 6.431097 7.113108 0.000000 995.306471
M-3 995.988480 0.682012 6.431097 7.113109 0.000000 995.306468
B-1 995.988477 0.682012 6.431098 7.113110 0.000000 995.306466
B-2 995.988477 0.682012 6.431094 7.113106 0.000000 995.306466
B-3 995.988470 0.682014 6.431093 7.113107 0.000000 995.306457
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:51 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S15 (POOL # 4213)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4213
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 101,780.67
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 69,351.44
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 30 7,684,694.21
(B) TWO MONTHLY PAYMENTS: 4 1,030,195.68
(C) THREE OR MORE MONTHLY PAYMENTS: 2 256,086.41
FORECLOSURES
NUMBER OF LOANS 1
AGGREGATE PRINCIPAL BALANCE 299,054.55
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 485,723,324.56
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,777
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,485,807.12
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.30599040 % 4.50336500 % 1.19064430 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.24107410 % 4.50524115 % 1.20421850 %
BANKRUPTCY AMOUNT AVAILABLE 180,309.00
FRAUD AMOUNT AVAILABLE 10,108,622.00
SPECIAL HAZARD AMOUNT AVAILABLE 6,547,191.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.28808973
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 348.10
POOL TRADING FACTOR: 96.10079743
................................................................................
Run: 01/31/97 11:55:52 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4214
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947D99 19,601,888.00 18,466,501.67 7.750000 % 620,478.07
A-2 760947E23 57,937,351.00 53,156,507.30 7.750000 % 2,612,686.59
A-3 760947E31 32,313,578.00 32,313,578.00 7.750000 % 0.00
A-4 760947E49 49,946,015.00 47,190,072.90 7.750000 % 1,506,096.72
A-5 760947E56 17,641,789.00 17,587,123.85 7.750000 % 11,205.77
A-6 760947E64 16,661,690.00 16,610,061.80 7.750000 % 10,583.23
A-7 760947E72 20,493,335.00 19,196,404.06 8.000000 % 708,760.70
A-8 760947E80 19,268,210.00 19,196,404.06 7.500000 % 708,760.70
A-9 760947E98 5,000,000.00 5,000,000.00 7.750000 % 0.00
A-10 760947F22 7,000,000.00 7,000,000.00 8.000000 % 0.00
A-11 760947F30 4,900,496.00 4,468,018.96 7.750000 % 236,344.68
A-12 760947F48 5,000,000.00 5,000,000.00 7.600000 % 0.00
A-13 760947F55 291,667.00 291,667.00 0.000000 % 0.00
A-14 760947F63 1,883,298.00 1,883,298.00 7.750000 % 0.00
A-15 760947F71 1,300,000.00 1,300,000.00 7.750000 % 0.00
A-16 760947F89 18,886,422.00 18,886,422.00 7.750000 % 0.00
A-17 760947G54 1,225,125.00 0.00 7.500000 % 0.00
A-18 760947G62 7,082,000.00 7,082,000.00 7.575000 % 0.00
A-19 760947G70 8,382,000.00 8,382,000.00 7.750000 % 0.00
A-20 760947G88 5,534,742.00 3,686,133.28 7.750000 % 1,010,247.47
A-21 760947G96 19,601,988.00 19,601,988.00 7.750000 % 0.00
A-22 760947H20 14,717,439.00 14,717,439.00 7.750000 % 0.00
A-23 760947H38 8,365,657.00 8,365,657.00 7.750000 % 0.00
A-24 760947H46 1,118,434.45 1,107,035.35 0.000000 % 1,220.25
R 760947F97 100.00 0.00 7.750000 % 0.00
M-1 760947G21 7,283,700.00 7,261,130.61 7.750000 % 4,626.48
M-2 760947G39 4,552,300.00 4,538,194.17 7.750000 % 2,891.54
M-3 760947G47 4,006,000.00 3,993,586.95 7.750000 % 2,544.54
B-1 1,820,900.00 1,815,257.72 7.750000 % 1,156.61
B-2 910,500.00 907,678.72 7.750000 % 578.33
B-3 1,456,687.10 1,452,173.89 7.750000 % 925.28
SPRE 0.00 0.00 0.573267 % 0.00
- -------------------------------------------------------------------------------
364,183,311.55 350,456,334.29 7,439,106.96
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 119,215.24 739,693.31 0.00 0.00 17,846,023.60
A-2 343,165.48 2,955,852.07 0.00 0.00 50,543,820.71
A-3 208,608.60 208,608.60 0.00 0.00 32,313,578.00
A-4 304,647.63 1,810,744.35 0.00 0.00 45,683,976.18
A-5 113,538.20 124,743.97 0.00 0.00 17,575,918.08
A-6 107,230.52 117,813.75 0.00 0.00 16,599,478.57
A-7 127,924.97 836,685.67 0.00 0.00 18,487,643.36
A-8 119,929.67 828,690.37 0.00 0.00 18,487,643.36
A-9 32,291.67 32,291.67 0.00 0.00 5,000,000.00
A-10 46,666.67 46,666.67 0.00 0.00 7,000,000.00
A-11 28,844.45 265,189.13 0.00 0.00 4,231,674.28
A-12 31,666.67 31,666.67 0.00 0.00 5,000,000.00
A-13 0.00 0.00 0.00 0.00 291,667.00
A-14 12,158.12 12,158.12 0.00 0.00 1,883,298.00
A-15 8,395.83 8,395.83 0.00 0.00 1,300,000.00
A-16 121,926.15 121,926.15 0.00 0.00 18,886,422.00
A-17 0.00 0.00 0.00 0.00 0.00
A-18 44,705.13 44,705.13 0.00 0.00 7,082,000.00
A-19 54,133.75 54,133.75 0.00 0.00 8,382,000.00
A-20 23,796.78 1,034,044.25 0.00 0.00 2,675,885.81
A-21 126,545.67 126,545.67 0.00 0.00 19,601,988.00
A-22 95,012.21 95,012.21 0.00 0.00 14,717,439.00
A-23 54,006.65 54,006.65 0.00 0.00 8,365,657.00
A-24 0.00 1,220.25 0.00 0.00 1,105,815.10
R 0.00 0.00 0.00 0.00 0.00
M-1 46,876.09 51,502.57 0.00 0.00 7,256,504.13
M-2 29,297.48 32,189.02 0.00 0.00 4,535,302.63
M-3 25,781.63 28,326.17 0.00 0.00 3,991,042.41
B-1 11,718.86 12,875.47 0.00 0.00 1,814,101.11
B-2 5,859.75 6,438.08 0.00 0.00 907,100.39
B-3 9,374.88 10,300.16 0.00 0.00 1,451,248.61
SPRED 167,353.97 167,353.97 0.00 0.00 0.00
- -------------------------------------------------------------------------------
2,420,672.72 9,859,779.68 0.00 0.00 343,017,227.33
===============================================================================
Run: 01/31/97 11:55:52
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4214
_______________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 942.077705 31.653995 6.081824 37.735819 0.000000 910.423710
A-2 917.482529 45.095030 5.923044 51.018074 0.000000 872.387499
A-3 1000.000000 0.000000 6.455757 6.455757 0.000000 1000.000000
A-4 944.821582 30.154492 6.099538 36.254030 0.000000 914.667090
A-5 996.901383 0.635183 6.435753 7.070936 0.000000 996.266200
A-6 996.901383 0.635183 6.435753 7.070936 0.000000 996.266199
A-7 936.714501 34.584937 6.242272 40.827209 0.000000 902.129564
A-8 996.273347 36.783941 6.224225 43.008166 0.000000 959.489406
A-9 1000.000000 0.000000 6.458334 6.458334 0.000000 1000.000000
A-10 1000.000000 0.000000 6.666667 6.666667 0.000000 1000.000000
A-11 911.748313 48.228726 5.886027 54.114753 0.000000 863.519587
A-12 1000.000000 0.000000 6.333334 6.333334 0.000000 1000.000000
A-13 1000.000000 0.000000 0.000000 0.000000 0.000000 1000.000000
A-14 1000.000000 0.000000 6.455760 6.455760 0.000000 1000.000000
A-15 1000.000000 0.000000 6.458331 6.458331 0.000000 1000.000000
A-16 1000.000000 0.000000 6.455757 6.455757 0.000000 1000.000000
A-17 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
A-18 1000.000000 0.000000 6.312501 6.312501 0.000000 1000.000000
A-19 1000.000000 0.000000 6.458333 6.458333 0.000000 1000.000000
A-20 665.999116 182.528375 4.299528 186.827903 0.000000 483.470741
A-21 1000.000000 0.000000 6.455757 6.455757 0.000000 1000.000000
A-22 1000.000000 0.000000 6.455757 6.455757 0.000000 1000.000000
A-23 1000.000000 0.000000 6.455757 6.455757 0.000000 1000.000000
A-24 989.807986 1.091034 0.000000 1.091034 0.000000 988.716952
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 996.901384 0.635183 6.435752 7.070935 0.000000 996.266201
M-2 996.901384 0.635182 6.435753 7.070935 0.000000 996.266202
M-3 996.901385 0.635182 6.435754 7.070936 0.000000 996.266203
B-1 996.901378 0.635186 6.435752 7.070938 0.000000 996.266193
B-2 996.901395 0.635178 6.435750 7.070928 0.000000 996.266216
B-3 996.901730 0.635181 6.435754 7.070935 0.000000 996.266535
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:53 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S16 (POOL # 4214)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4214
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 72,709.09
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 58,418.13
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 23 6,520,717.15
(B) TWO MONTHLY PAYMENTS: 4 599,431.76
(C) THREE OR MORE MONTHLY PAYMENTS: 1 427,255.86
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 343,017,227.35
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,285
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 7,215,599.46
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.28422440 % 4.52066500 % 1.19511060 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.16360540 % 4.60118266 % 1.22033080 %
BANKRUPTCY AMOUNT AVAILABLE 140,078.00
FRAUD AMOUNT AVAILABLE 7,283,666.00
SPECIAL HAZARD AMOUNT AVAILABLE 3,643,213.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.58049488
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 349.73
POOL TRADING FACTOR: 94.18806861
................................................................................
Run: 01/31/97 11:55:54 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S17 (POOL # 4215)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4215
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947C66 25,652,000.00 24,125,268.72 7.250000 % 350,170.15
A-2 760947C74 26,006,000.00 23,504,477.21 7.250000 % 1,727,567.69
A-3 760947C82 22,997,000.00 22,997,000.00 7.250000 % 0.00
A-4 760947C90 7,216,000.00 7,216,000.00 7.250000 % 0.00
A-5 760947D24 16,378,000.00 16,378,000.00 7.250000 % 0.00
A-6 760947D32 17,250,000.00 16,980,924.94 7.250000 % 54,642.19
A-7 760947D40 1,820,614.04 1,772,653.43 0.000000 % 87,801.70
R 760947D57 100.00 0.00 7.250000 % 0.00
M-1 760947D65 1,515,800.00 1,492,154.97 7.250000 % 4,801.54
M-2 760947D73 606,400.00 596,940.74 7.250000 % 1,920.87
M-3 760947D81 606,400.00 596,940.74 7.250000 % 1,920.87
B-1 606,400.00 596,940.74 7.250000 % 1,920.87
B-2 303,200.00 298,470.37 7.250000 % 960.44
B-3 303,243.02 298,512.71 7.250000 % 960.56
SPRE 0.00 0.00 0.405624 % 0.00
- -------------------------------------------------------------------------------
121,261,157.06 116,854,284.57 2,232,666.88
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 145,690.71 495,860.86 0.00 0.00 23,775,098.57
A-2 141,941.79 1,869,509.48 0.00 0.00 21,776,909.52
A-3 138,877.18 138,877.18 0.00 0.00 22,997,000.00
A-4 43,576.89 43,576.89 0.00 0.00 7,216,000.00
A-5 98,905.53 98,905.53 0.00 0.00 16,378,000.00
A-6 102,546.55 157,188.74 0.00 0.00 16,926,282.75
A-7 0.00 87,801.70 0.00 0.00 1,684,851.73
R 0.00 0.00 0.00 0.00 0.00
M-1 9,011.01 13,812.55 0.00 0.00 1,487,353.43
M-2 3,604.88 5,525.75 0.00 0.00 595,019.87
M-3 3,604.88 5,525.75 0.00 0.00 595,019.87
B-1 3,604.88 5,525.75 0.00 0.00 595,019.87
B-2 1,802.44 2,762.88 0.00 0.00 297,509.93
B-3 1,802.69 2,763.25 0.00 0.00 297,552.15
SPRED 39,481.19 39,481.19 0.00 0.00 0.00
- -------------------------------------------------------------------------------
734,450.62 2,967,117.50 0.00 0.00 114,621,617.69
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 940.482953 13.650793 5.679507 19.330300 0.000000 926.832160
A-2 903.809783 66.429581 5.458040 71.887621 0.000000 837.380202
A-3 1000.000000 0.000000 6.038926 6.038926 0.000000 1000.000000
A-4 1000.000000 0.000000 6.038926 6.038926 0.000000 1000.000000
A-5 1000.000000 0.000000 6.038926 6.038926 0.000000 1000.000000
A-6 984.401446 3.167663 5.944728 9.112391 0.000000 981.233783
A-7 973.656904 48.226421 0.000000 48.226421 0.000000 925.430483
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 984.400957 3.167661 5.944722 9.112383 0.000000 981.233296
M-2 984.400956 3.167662 5.944723 9.112385 0.000000 981.233295
M-3 984.400956 3.167662 5.944723 9.112385 0.000000 981.233295
B-1 984.400956 3.167662 5.944723 9.112385 0.000000 981.233295
B-2 984.400956 3.167678 5.944723 9.112401 0.000000 981.233278
B-3 984.400927 3.167657 5.944704 9.112361 0.000000 981.233296
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:55 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S17 (POOL # 4215)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4215
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 23,996.89
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 7,916.63
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 3 471,869.45
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 1 342,585.22
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 114,621,617.69
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 427
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,856,154.20
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.62851470 % 2.33402700 % 1.03745820 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.57553930 % 2.33585359 % 1.05375950 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,212,612.00
SPECIAL HAZARD AMOUNT AVAILABLE 606,306.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 7.84567272
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 168.94
POOL TRADING FACTOR: 94.52459507
................................................................................
Run: 01/31/97 11:55:56 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4218
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947H61 60,600,000.00 59,006,573.77 6.264060 % 866,755.30
A-2 760947H79 0.00 0.00 2.735940 % 0.00
A-3 760947H87 33,761,149.00 33,761,149.00 7.750000 % 0.00
A-4 760947H95 4,982,438.00 4,982,438.00 8.000000 % 0.00
A-5 760947J28 20,015,977.00 19,965,946.54 8.000000 % 12,764.89
A-6 760947J36 48,165,041.00 46,040,472.67 7.250000 % 1,155,673.75
A-7 760947J44 10,255,000.00 10,255,000.00 7.250000 % 0.00
A-8 760947J51 7,125,000.00 7,125,000.00 7.250000 % 0.00
A-9 760947J69 7,733,000.00 7,733,000.00 7.250000 % 0.00
A-10 760947J77 3,100,000.00 3,100,000.00 7.250000 % 0.00
A-11 760947J85 0.00 0.00 8.000000 % 0.00
A-12 760947J93 4,421,960.00 4,421,960.00 7.250000 % 0.00
A-13 760947K26 2,238,855.16 2,230,538.05 0.000000 % 8,865.03
R-I 760947K34 100.00 0.00 8.000000 % 0.00
R-II 760947K42 100.00 0.00 8.000000 % 0.00
M-1 760947K59 4,283,600.00 4,272,893.03 8.000000 % 2,731.80
M-2 760947K67 2,677,200.00 2,670,508.27 8.000000 % 1,707.34
M-3 760947K75 2,463,100.00 2,456,943.42 8.000000 % 1,570.80
B-1 1,070,900.00 1,068,223.26 8.000000 % 682.95
B-2 428,400.00 427,329.20 8.000000 % 273.21
B-3 856,615.33 854,474.21 8.000000 % 546.30
SPRE 0.00 0.00 0.300605 % 0.00
- -------------------------------------------------------------------------------
214,178,435.49 210,372,449.42 2,051,571.37
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 307,938.26 1,174,693.56 0.00 0.00 58,139,818.47
A-2 134,497.53 134,497.53 0.00 0.00 0.00
A-3 217,984.82 217,984.82 0.00 0.00 33,761,149.00
A-4 33,207.73 33,207.73 0.00 0.00 4,982,438.00
A-5 133,072.16 145,837.05 0.00 0.00 19,953,181.65
A-6 278,089.83 1,433,763.58 0.00 0.00 44,884,798.92
A-7 61,957.29 61,957.29 0.00 0.00 10,255,000.00
A-8 43,035.84 43,035.84 0.00 0.00 7,125,000.00
A-9 46,720.21 46,720.21 0.00 0.00 7,733,000.00
A-10 18,729.17 18,729.17 0.00 0.00 3,100,000.00
A-11 6,187.95 6,187.95 0.00 0.00 0.00
A-12 26,709.16 26,709.16 0.00 0.00 4,421,960.00
A-13 0.00 8,865.03 0.00 0.00 2,221,673.02
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 28,478.64 31,210.44 0.00 0.00 4,270,161.23
M-2 17,798.82 19,506.16 0.00 0.00 2,668,800.93
M-3 16,375.42 17,946.22 0.00 0.00 2,455,372.62
B-1 7,119.66 7,802.61 0.00 0.00 1,067,540.31
B-2 2,848.13 3,121.34 0.00 0.00 427,055.99
B-3 5,695.03 6,241.33 0.00 0.00 853,927.91
SPRED 52,685.59 52,685.59 0.00 0.00 0.00
- -------------------------------------------------------------------------------
1,439,131.24 3,490,702.61 0.00 0.00 208,320,878.05
===============================================================================
Run: 01/31/97 11:55:56
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4218
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 973.705838 14.302893 5.081489 19.384382 0.000000 959.402945
A-3 1000.000000 0.000000 6.456677 6.456677 0.000000 1000.000000
A-4 1000.000000 0.000000 6.664956 6.664956 0.000000 1000.000000
A-5 997.500474 0.637735 6.648297 7.286032 0.000000 996.862739
A-6 955.889826 23.994036 5.773686 29.767722 0.000000 931.895790
A-7 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-8 1000.000000 0.000000 6.040118 6.040118 0.000000 1000.000000
A-9 1000.000000 0.000000 6.041667 6.041667 0.000000 1000.000000
A-10 1000.000000 0.000000 6.041668 6.041668 0.000000 1000.000000
A-12 1000.000000 0.000000 6.040118 6.040118 0.000000 1000.000000
A-13 996.285106 3.959626 0.000000 3.959626 0.000000 992.325479
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 997.500474 0.637735 6.648296 7.286031 0.000000 996.862739
M-2 997.500474 0.637733 6.648297 7.286030 0.000000 996.862741
M-3 997.500475 0.637733 6.648297 7.286030 0.000000 996.862742
B-1 997.500476 0.637735 6.648296 7.286031 0.000000 996.862742
B-2 997.500467 0.637745 6.648296 7.286041 0.000000 996.862722
B-3 997.500488 0.637731 6.648293 7.286024 0.000000 996.862746
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:58 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S18 (POOL # 4218)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4218
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,864.07
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 4,249.39
SUBSERVICER ADVANCES THIS MONTH 26,066.05
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 12 3,231,206.52
(B) TWO MONTHLY PAYMENTS: 1 255,248.15
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 208,320,878.05
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 793
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,916,822.70
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.35463460 % 4.51631500 % 1.12905020 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.30232690 % 4.50955030 % 1.13951150 %
BANKRUPTCY AMOUNT AVAILABLE 112,611.00
FRAUD AMOUNT AVAILABLE 4,283,569.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,141,784.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.52166938
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 351.26
POOL TRADING FACTOR: 97.26510401
................................................................................
Run: 01/31/97 11:55:59 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S19 (POOL # 4219)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4219
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947K83 69,926,000.00 68,991,313.82 7.500000 % 2,692,076.70
A-2 760947K91 19,855,000.00 19,855,000.00 7.500000 % 0.00
A-3 760947L25 10,475,000.00 10,381,500.04 7.500000 % 31,165.04
A-4 760947L33 1,157,046.74 1,144,810.76 0.000000 % 20,732.67
R 760947L41 100.00 0.00 7.500000 % 0.00
M-1 760947L58 1,310,400.00 1,298,702.22 7.500000 % 3,898.68
M-2 760947L66 786,200.00 779,181.70 7.500000 % 2,339.09
M-3 760947L74 524,200.00 519,520.53 7.500000 % 1,559.59
B-1 314,500.00 311,692.50 7.500000 % 935.69
B-2 209,800.00 207,927.14 7.500000 % 624.19
B-3 262,361.78 260,019.71 7.500000 % 780.56
SPRE 0.00 0.00 0.345299 % 0.00
- -------------------------------------------------------------------------------
104,820,608.52 103,749,668.42 2,754,112.21
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 430,730.48 3,122,807.18 0.00 0.00 66,299,237.12
A-2 123,959.86 123,959.86 0.00 0.00 19,855,000.00
A-3 64,814.37 95,979.41 0.00 0.00 10,350,335.00
A-4 0.00 20,732.67 0.00 0.00 1,124,078.09
R 0.00 0.00 0.00 0.00 0.00
M-1 8,108.13 12,006.81 0.00 0.00 1,294,803.54
M-2 4,864.64 7,203.73 0.00 0.00 776,842.61
M-3 3,243.50 4,803.09 0.00 0.00 517,960.94
B-1 1,945.98 2,881.67 0.00 0.00 310,756.81
B-2 1,298.14 1,922.33 0.00 0.00 207,302.95
B-3 1,623.37 2,403.93 0.00 0.00 259,239.15
SPRED 29,821.65 29,821.65 0.00 0.00 0.00
- -------------------------------------------------------------------------------
670,410.12 3,424,522.33 0.00 0.00 100,995,556.21
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 986.633210 38.498937 6.159804 44.658741 0.000000 948.134272
A-2 1000.000000 0.000000 6.243257 6.243257 0.000000 1000.000000
A-3 991.073989 2.975183 6.187529 9.162712 0.000000 988.098807
A-4 989.424818 17.918611 0.000000 17.918611 0.000000 971.506207
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 991.073123 2.975183 6.187523 9.162706 0.000000 988.097940
M-2 991.073137 2.975184 6.187535 9.162719 0.000000 988.097952
M-3 991.073121 2.975181 6.187524 9.162705 0.000000 988.097940
B-1 991.073132 2.975167 6.187536 9.162703 0.000000 988.097965
B-2 991.073117 2.975167 6.187512 9.162679 0.000000 988.097950
B-3 991.073128 2.975167 6.187525 9.162692 0.000000 988.098008
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:55:59 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S19 (POOL # 4219)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4219
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,261.94
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 11,507.46
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,212,766.35
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 100,995,556.21
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 382
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 2,442,318.63
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.70869010 % 2.53146300 % 0.75984640 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.62876120 % 2.56408023 % 0.77829920 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,048,206.00
SPECIAL HAZARD AMOUNT AVAILABLE 602,148.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.06853041
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 172.21
POOL TRADING FACTOR: 96.35085852
................................................................................
Run: 01/31/97 11:56:02 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4225
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947L82 52,409,000.00 52,409,000.00 7.100000 % 0.00
A-2 760947L90 70,579,000.00 70,579,000.00 7.350000 % 0.00
A-3 760947M24 68,773,000.00 66,385,496.13 7.500000 % 1,016,781.74
A-4 105,985,000.00 105,977,707.87 0.000000 % 422,065.56
A-5 760947M32 26,381,000.00 22,641,419.68 7.064060 % 7,379,838.07
A-6 760947M40 4,255,000.00 3,651,841.89 12.002828 % 1,190,296.47
A-7 760947M57 20,022,000.00 20,022,000.00 7.750000 % 0.00
A-8 760947M65 12,014,000.00 12,014,000.00 7.750000 % 0.00
A-9 760947M73 20,835,000.00 19,391,481.35 7.750000 % 2,073,418.49
A-10 760947M81 29,566,000.00 29,566,000.00 7.750000 % 0.00
A-11 760947M99 9,918,000.00 9,918,000.00 7.750000 % 0.00
A-12 760947N23 4,755,000.00 4,755,000.00 7.750000 % 0.00
A-13 760947N56 1,318,180.24 1,314,535.65 0.000000 % 18,065.59
R-I 760947N31 100.00 0.00 7.750000 % 0.00
R-II 760947N49 100.00 0.00 7.750000 % 0.00
M-1 760947N64 9,033,100.00 9,016,315.83 7.750000 % 5,649.87
M-2 760947N72 5,645,600.00 5,635,110.06 7.750000 % 3,531.12
M-3 760947N80 5,194,000.00 5,184,349.16 7.750000 % 3,248.66
B-1 2,258,300.00 2,254,103.91 7.750000 % 1,412.48
B-2 903,300.00 901,621.60 7.750000 % 564.98
B-3 1,807,395.50 1,804,037.25 7.750000 % 1,130.47
SPRE 0.00 0.00 0.573683 % 0.00
- -------------------------------------------------------------------------------
451,652,075.74 443,421,020.38 12,116,003.50
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 309,985.83 309,985.83 0.00 0.00 52,409,000.00
A-2 432,155.92 432,155.92 0.00 0.00 70,579,000.00
A-3 414,774.54 1,431,556.28 0.00 0.00 65,368,714.39
A-4 417,171.15 839,236.71 332,769.30 0.00 105,888,411.61
A-5 133,240.31 7,513,078.38 0.00 0.00 15,261,581.61
A-6 36,515.16 1,226,811.63 0.00 0.00 2,461,545.42
A-7 129,266.74 129,266.74 0.00 0.00 20,022,000.00
A-8 77,565.21 77,565.21 0.00 0.00 12,014,000.00
A-9 125,195.96 2,198,614.45 0.00 0.00 17,318,062.86
A-10 190,885.04 190,885.04 0.00 0.00 29,566,000.00
A-11 64,032.94 64,032.94 0.00 0.00 9,918,000.00
A-12 30,699.40 30,699.40 0.00 0.00 4,755,000.00
A-13 0.00 18,065.59 0.00 0.00 1,296,470.06
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 58,211.45 63,861.32 0.00 0.00 9,010,665.96
M-2 36,381.60 39,912.72 0.00 0.00 5,631,578.94
M-3 33,471.37 36,720.03 0.00 0.00 5,181,100.50
B-1 14,553.02 15,965.50 0.00 0.00 2,252,691.43
B-2 5,821.08 6,386.06 0.00 0.00 901,056.62
B-3 11,647.28 12,777.75 0.00 0.00 1,802,906.78
SPRED 211,916.88 211,916.88 0.00 0.00 0.00
- -------------------------------------------------------------------------------
2,733,490.88 14,849,494.38 332,769.30 0.00 431,637,786.18
===============================================================================
Run: 01/31/97 11:56:02
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4225
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 0.000000 5.914744 5.914744 0.000000 1000.000000
A-2 1000.000000 0.000000 6.123010 6.123010 0.000000 1000.000000
A-3 965.284285 14.784606 6.031067 20.815673 0.000000 950.499679
A-4 999.931197 3.982314 3.936134 7.918448 3.139777 999.088660
A-5 858.247211 279.740649 5.050616 284.791265 0.000000 578.506562
A-6 858.247213 279.740650 8.581706 288.322356 0.000000 578.506563
A-7 1000.000000 0.000000 6.456235 6.456235 0.000000 1000.000000
A-8 1000.000000 0.000000 6.456235 6.456235 0.000000 1000.000000
A-9 930.716647 99.516126 6.008925 105.525051 0.000000 831.200521
A-10 1000.000000 0.000000 6.456235 6.456235 0.000000 1000.000000
A-11 1000.000000 0.000000 6.456235 6.456235 0.000000 1000.000000
A-12 1000.000000 0.000000 6.456236 6.456236 0.000000 1000.000000
A-13 997.235135 13.704947 0.000000 13.704947 0.000000 983.530189
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.141926 0.625463 6.444238 7.069701 0.000000 997.516463
M-2 998.141926 0.625464 6.444240 7.069704 0.000000 997.516462
M-3 998.141925 0.625464 6.444238 7.069702 0.000000 997.516461
B-1 998.141925 0.625462 6.444237 7.069699 0.000000 997.516464
B-2 998.141924 0.625462 6.444238 7.069700 0.000000 997.516462
B-3 998.141940 0.625464 6.444234 7.069698 0.000000 997.516471
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:03 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S20 (POOL # 4225)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4225
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 91,489.13
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 69,136.12
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 7,805,437.05
(B) TWO MONTHLY PAYMENTS: 3 1,007,019.24
(C) THREE OR MORE MONTHLY PAYMENTS: 2 319,664.51
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 431,637,786.18
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 1,563
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 11,505,121.26
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.39150100 % 4.48665100 % 1.12184800 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.24177990 % 4.59258805 % 1.15179620 %
BANKRUPTCY AMOUNT AVAILABLE 171,264.00
FRAUD AMOUNT AVAILABLE 9,033,042.00
SPECIAL HAZARD AMOUNT AVAILABLE 4,408,398.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.58645798
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 351.49
POOL TRADING FACTOR: 95.56864883
................................................................................
Run: 01/31/97 11:56:04 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S21 (POOL # 4226)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4226
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947Q95 62,361,000.00 60,845,317.65 7.500000 % 1,858,100.89
A-2 760947R29 5,000,000.00 4,831,590.85 7.500000 % 206,455.65
A-3 760947R37 5,848,000.00 5,848,000.00 7.500000 % 0.00
A-4 760947R45 7,000,000.00 7,000,000.00 7.500000 % 0.00
A-5 760947R52 5,000,000.00 5,000,000.00 7.500000 % 0.00
A-6 760947R60 4,417,000.00 4,417,000.00 7.500000 % 0.00
A-7 760947R78 10,450,000.00 10,387,872.20 7.500000 % 31,141.32
A-8 760947R86 929,248.96 923,110.60 0.000000 % 3,177.29
R 760947R94 100.00 0.00 7.500000 % 0.00
M-1 760947S28 1,570,700.00 1,561,360.58 7.500000 % 4,680.73
M-2 760947S36 784,900.00 780,232.97 7.500000 % 2,339.02
M-3 760947S44 418,500.00 416,011.59 7.500000 % 1,247.14
B-1 313,800.00 311,934.14 7.500000 % 935.13
B-2 261,500.00 259,945.11 7.500000 % 779.28
B-3 314,089.78 312,222.15 7.500000 % 936.02
SPRE 0.00 0.00 0.358565 % 0.00
- -------------------------------------------------------------------------------
104,668,838.74 102,894,597.84 2,109,792.47
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 379,707.12 2,237,808.01 0.00 0.00 58,987,216.76
A-2 30,151.69 236,607.34 0.00 0.00 4,625,135.20
A-3 36,494.63 36,494.63 0.00 0.00 5,848,000.00
A-4 43,683.72 43,683.72 0.00 0.00 7,000,000.00
A-5 31,202.66 31,202.66 0.00 0.00 5,000,000.00
A-6 27,564.43 27,564.43 0.00 0.00 4,417,000.00
A-7 64,825.84 95,967.16 0.00 0.00 10,356,730.88
A-8 0.00 3,177.29 0.00 0.00 919,933.31
R 0.00 0.00 0.00 0.00 0.00
M-1 9,743.72 14,424.45 0.00 0.00 1,556,679.85
M-2 4,869.07 7,208.09 0.00 0.00 777,893.95
M-3 2,596.13 3,843.27 0.00 0.00 414,764.45
B-1 1,946.64 2,881.77 0.00 0.00 310,999.01
B-2 1,622.20 2,401.48 0.00 0.00 259,165.83
B-3 1,948.43 2,884.45 0.00 0.00 311,286.13
SPRED 30,698.75 30,698.75 0.00 0.00 0.00
- -------------------------------------------------------------------------------
667,055.03 2,776,847.50 0.00 0.00 100,784,805.37
===============================================================================
Run: 01/31/97 11:56:04
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S21 (POOL # 4226)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4226
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 975.695028 29.795880 6.088856 35.884736 0.000000 945.899148
A-2 966.318170 41.291130 6.030338 47.321468 0.000000 925.027040
A-3 1000.000000 0.000000 6.240532 6.240532 0.000000 1000.000000
A-4 1000.000000 0.000000 6.240531 6.240531 0.000000 1000.000000
A-5 1000.000000 0.000000 6.240532 6.240532 0.000000 1000.000000
A-6 1000.000000 0.000000 6.240532 6.240532 0.000000 1000.000000
A-7 994.054756 2.980031 6.203430 9.183461 0.000000 991.074725
A-8 993.394278 3.419202 0.000000 3.419202 0.000000 989.975076
R 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 994.053976 2.980028 6.203425 9.183453 0.000000 991.073948
M-2 994.053981 2.980023 6.203427 9.183450 0.000000 991.073959
M-3 994.053978 2.980024 6.203417 9.183441 0.000000 991.073955
B-1 994.053983 2.980019 6.203442 9.183461 0.000000 991.073964
B-2 994.053958 2.980038 6.203442 9.183480 0.000000 991.073920
B-3 994.053834 2.980040 6.203417 9.183457 0.000000 991.073735
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:05 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S21 (POOL # 4226)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4226
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 21,330.72
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 171.42
SUBSERVICER ADVANCES THIS MONTH 37,525.54
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 9 3,309,868.07
(B) TWO MONTHLY PAYMENTS: 1 667,628.69
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 100,784,805.37
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 348
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,801,021.38
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.42870120 % 2.70429000 % 0.86700840 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.36429790 % 2.72792931 % 0.88264370 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,046,688.00
SPECIAL HAZARD AMOUNT AVAILABLE 642,842.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07841731
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 173.19
POOL TRADING FACTOR: 96.28921710
................................................................................
Run: 01/31/97 11:56:06 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S22 (POOL # 4227)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4227
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947P21 21,520,000.00 21,048,382.48 7.500000 % 838,506.86
A-2 760947P39 24,275,000.00 23,743,005.80 8.000000 % 945,852.89
A-3 760947P47 13,325,000.00 13,120,639.71 8.000000 % 363,339.99
A-4 760947P54 3,200,000.00 3,200,000.00 7.250000 % 0.00
A-5 760947P62 36,000,000.00 35,263,645.51 6.364060 % 1,309,192.88
A-6 760947P70 0.00 0.00 2.635940 % 0.00
A-7 760947P88 34,877,000.00 34,877,000.00 8.000000 % 0.00
A-8 760947P96 25,540,000.00 24,728,745.85 7.500000 % 1,442,359.85
A-9 760947Q20 20,140,000.00 19,950,162.68 7.500000 % 337,519.04
A-10 760947Q38 16,200,000.00 16,180,376.70 8.000000 % 9,788.73
A-11 760947S51 5,000,000.00 4,993,943.42 8.000000 % 3,021.21
A-12 760947S69 575,632.40 574,729.64 0.000000 % 5,022.54
R-I 760947Q46 100.00 0.00 8.000000 % 0.00
R-II 760947Q53 100.00 0.00 8.000000 % 0.00
M-1 760947Q61 4,235,400.00 4,230,269.22 8.000000 % 2,559.21
M-2 760947Q79 2,117,700.00 2,115,134.61 8.000000 % 1,279.60
M-3 760947Q87 2,435,400.00 2,432,449.74 8.000000 % 1,471.57
B-1 1,058,900.00 1,057,617.25 8.000000 % 639.83
B-2 423,500.00 422,986.97 8.000000 % 255.90
B-3 847,661.00 846,634.15 8.000000 % 512.20
SPRE 0.00 0.00 0.355966 % 0.00
- -------------------------------------------------------------------------------
211,771,393.40 208,785,723.73 5,261,322.30
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 131,493.56 970,000.42 0.00 0.00 20,209,875.62
A-2 158,215.93 1,104,068.82 0.00 0.00 22,797,152.91
A-3 87,431.82 450,771.81 0.00 0.00 12,757,299.72
A-4 19,333.33 19,333.33 0.00 0.00 3,200,000.00
A-5 186,933.00 1,496,125.88 0.00 0.00 33,954,452.63
A-6 77,426.07 77,426.07 0.00 0.00 0.00
A-7 232,409.36 232,409.36 0.00 0.00 34,877,000.00
A-8 154,485.55 1,596,845.40 0.00 0.00 23,286,386.00
A-9 124,632.76 462,151.80 0.00 0.00 19,612,643.64
A-10 107,820.94 117,609.67 0.00 0.00 16,170,587.97
A-11 33,278.07 36,299.28 0.00 0.00 4,990,922.21
A-12 0.00 5,022.54 0.00 0.00 569,707.10
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 28,189.18 30,748.39 0.00 0.00 4,227,710.01
M-2 14,094.59 15,374.19 0.00 0.00 2,113,855.01
M-3 16,209.08 17,680.65 0.00 0.00 2,430,978.17
B-1 7,047.63 7,687.46 0.00 0.00 1,056,977.42
B-2 2,818.65 3,074.55 0.00 0.00 422,731.07
B-3 5,641.71 6,153.91 0.00 0.00 846,121.95
SPRED 61,906.12 61,906.12 0.00 0.00 0.00
- -------------------------------------------------------------------------------
1,449,367.35 6,710,689.65 0.00 0.00 203,524,401.43
===============================================================================
Run: 01/31/97 11:56:06
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S22 (POOL # 4227)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4227
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 978.084688 38.964074 6.110296 45.074370 0.000000 939.120614
A-2 978.084688 38.964074 6.517649 45.481723 0.000000 939.120614
A-3 984.663393 27.267541 6.561487 33.829028 0.000000 957.395851
A-4 1000.000000 0.000000 6.041666 6.041666 0.000000 1000.000000
A-5 979.545709 36.366469 5.192583 41.559052 0.000000 943.179240
A-7 1000.000000 0.000000 6.663686 6.663686 0.000000 1000.000000
A-8 968.235938 56.474544 6.048769 62.523313 0.000000 911.761394
A-9 990.574115 16.758641 6.188320 22.946961 0.000000 973.815474
A-10 998.788685 0.604243 6.655614 7.259857 0.000000 998.184443
A-11 998.788684 0.604243 6.655614 7.259857 0.000000 998.184441
A-12 998.431707 8.725256 0.000000 8.725256 0.000000 989.706452
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 998.788596 0.604243 6.655612 7.259855 0.000000 998.184353
M-2 998.788596 0.604240 6.655612 7.259852 0.000000 998.184356
M-3 998.788593 0.604242 6.655613 7.259855 0.000000 998.184352
B-1 998.788601 0.604240 6.655614 7.259854 0.000000 998.184361
B-2 998.788595 0.604250 6.655608 7.259858 0.000000 998.184345
B-3 998.788608 0.604239 6.655621 7.259860 0.000000 998.184355
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:07 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S22 (POOL # 4227)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4227
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 43,082.00
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 62,785.75
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 28 8,095,917.47
(B) TWO MONTHLY PAYMENTS: 1 176,000.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 203,524,401.43
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 808
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,134,967.67
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.66642380 % 4.21584500 % 1.11773080 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.53160040 % 4.31031519 % 1.14598500 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,235,428.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,122,400.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.61788469
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 353.68
POOL TRADING FACTOR: 96.10571011
................................................................................
Run: 01/31/97 11:56:09 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S23 (POOL # 4230)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4230
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947S77 38,006,979.00 37,808,804.46 6.264060 % 1,157,289.73
A-2 760947S85 0.00 0.00 2.735940 % 0.00
A-3 760947S93 13,250,000.00 13,250,000.00 7.250000 % 0.00
A-4 760947T27 6,900,000.00 6,900,000.00 7.750000 % 0.00
A-5 760947T35 22,009,468.00 22,009,468.00 7.750000 % 0.00
A-6 760947T43 20,197,423.00 20,197,423.00 7.750000 % 0.00
A-7 760947T50 2,445,497.00 2,443,983.39 7.750000 % 1,511.74
A-8 760947T68 7,100,000.00 7,048,142.48 7.400000 % 302,834.94
A-9 760947T76 8,846,378.00 8,846,378.00 7.400000 % 0.00
A-10 760947T84 108,794,552.00 108,227,279.59 7.150000 % 3,312,728.90
A-11 760947T92 16,999,148.00 16,910,511.69 6.214060 % 517,613.87
A-12 760947U25 0.00 0.00 2.785940 % 0.00
A-13 760947U33 0.00 0.00 7.250000 % 0.00
A-14 760947U41 930,190.16 929,425.92 0.000000 % 754.94
R-I 760947U58 100.00 0.00 7.750000 % 0.00
R-II 760947U66 100.00 0.00 7.750000 % 0.00
M-1 760947U74 5,195,400.00 5,192,184.37 7.750000 % 3,211.65
M-2 760947U82 3,247,100.00 3,245,090.25 7.750000 % 2,007.27
M-3 760947U90 2,987,300.00 2,985,451.05 7.750000 % 1,846.67
B-1 1,298,800.00 1,297,996.12 7.750000 % 802.88
B-2 519,500.00 519,178.46 7.750000 % 321.14
B-3 1,039,086.60 1,038,443.53 7.750000 % 642.36
SPRE 0.00 0.00 0.467621 % 0.00
- -------------------------------------------------------------------------------
259,767,021.76 258,849,760.31 5,301,566.09
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 197,254.79 1,354,544.52 0.00 0.00 36,651,514.73
A-2 86,154.55 86,154.55 0.00 0.00 0.00
A-3 80,007.85 80,007.85 0.00 0.00 13,250,000.00
A-4 44,537.88 44,537.88 0.00 0.00 6,900,000.00
A-5 142,065.93 142,065.93 0.00 0.00 22,009,468.00
A-6 130,369.61 130,369.61 0.00 0.00 20,197,423.00
A-7 15,775.34 17,287.08 0.00 0.00 2,442,471.65
A-8 43,439.53 346,274.47 0.00 0.00 6,745,307.54
A-9 54,522.52 54,522.52 0.00 0.00 8,846,378.00
A-10 644,497.88 3,957,226.78 0.00 0.00 104,914,550.69
A-11 87,520.72 605,134.59 0.00 0.00 16,392,897.82
A-12 39,238.04 39,238.04 0.00 0.00 0.00
A-13 7,267.06 7,267.06 0.00 0.00 0.00
A-14 0.00 754.94 0.00 0.00 928,670.98
R-I 0.00 0.00 0.00 0.00 0.00
R-II 0.00 0.00 0.00 0.00 0.00
M-1 33,514.33 36,725.98 0.00 0.00 5,188,972.72
M-2 20,946.29 22,953.56 0.00 0.00 3,243,082.98
M-3 19,270.39 21,117.06 0.00 0.00 2,983,604.38
B-1 8,378.26 9,181.14 0.00 0.00 1,297,193.24
B-2 3,351.18 3,672.32 0.00 0.00 518,857.32
B-3 6,702.90 7,345.26 0.00 0.00 1,037,801.17
SPRED 100,813.95 100,813.95 0.00 0.00 0.00
- -------------------------------------------------------------------------------
1,765,629.00 7,067,195.09 0.00 0.00 253,548,194.22
===============================================================================
Run: 01/31/97 11:56:09
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S23 (POOL # 4230)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4230
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 994.785838 30.449401 5.189962 35.639363 0.000000 964.336438
A-3 1000.000000 0.000000 6.038328 6.038328 0.000000 1000.000000
A-4 1000.000000 0.000000 6.454765 6.454765 0.000000 1000.000000
A-5 1000.000000 0.000000 6.454764 6.454764 0.000000 1000.000000
A-6 1000.000000 0.000000 6.454765 6.454765 0.000000 1000.000000
A-7 999.381062 0.618173 6.450771 7.068944 0.000000 998.762890
A-8 992.696124 42.652808 6.118244 48.771052 0.000000 950.043316
A-9 1000.000000 0.000000 6.163259 6.163259 0.000000 1000.000000
A-10 994.785838 30.449401 5.923990 36.373391 0.000000 964.336438
A-11 994.785838 30.449401 5.148536 35.597937 0.000000 964.336438
A-14 999.178405 0.811597 0.000000 0.811597 0.000000 998.366807
R-I 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
R-II 0.000000 0.000000 0.000000 0.000000 0.000000 0.000000
M-1 999.381062 0.618172 6.450770 7.068942 0.000000 998.762890
M-2 999.381063 0.618173 6.450768 7.068941 0.000000 998.762890
M-3 999.381063 0.618174 6.450772 7.068946 0.000000 998.762890
B-1 999.381059 0.618171 6.450770 7.068941 0.000000 998.762889
B-2 999.381059 0.618171 6.450780 7.068951 0.000000 998.762887
B-3 999.381120 0.618168 6.450762 7.068930 0.000000 998.762928
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:10 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S23 (POOL # 4230)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4230
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 53,512.40
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 0.00
SUBSERVICER ADVANCES THIS MONTH 25,729.55
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 3,417,005.28
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 253,548,194.23
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 938
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 5,141,324.89
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.46404880 % 4.42878100 % 1.10717060 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.35138200 % 4.50236300 % 1.12970360 %
BANKRUPTCY AMOUNT AVAILABLE 102,894.00
FRAUD AMOUNT AVAILABLE 5,195,340.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,597,670.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.47515383
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 355.05
POOL TRADING FACTOR: 97.60599806
................................................................................
Run: 01/31/97 11:56:15 REPT1B.FRG
Page: 1 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S24 (POOL # 4233)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4233
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947V24 35,025,125.00 35,025,125.00 7.250000 % 531,324.18
A-2 760947V32 30,033,957.00 30,033,957.00 7.250000 % 310,921.18
A-3 760947V40 25,641,602.00 25,641,602.00 7.250000 % 0.00
A-4 760947V57 13,627,408.00 13,627,408.00 7.250000 % 40,478.38
A-5 760947V65 8,189,491.00 8,189,491.00 7.250000 % 263,535.45
A-6 760947V73 17,267,161.00 17,267,161.00 7.250000 % 0.00
A-7 760947V81 348,675.05 348,675.05 0.000000 % 1,427.27
R 760947V99 100.00 100.00 7.250000 % 100.00
M-1 760947W23 2,022,800.00 2,022,800.00 7.250000 % 6,008.46
M-2 760947W31 1,146,300.00 1,146,300.00 7.250000 % 3,404.93
M-3 760947W49 539,400.00 539,400.00 7.250000 % 1,602.22
B-1 337,100.00 337,100.00 7.250000 % 1,001.31
B-2 269,700.00 269,700.00 7.250000 % 801.11
B-3 404,569.62 404,569.62 7.250000 % 1,201.71
SPRE 0.00 0.00 0.541490 % 0.00
- -------------------------------------------------------------------------------
134,853,388.67 134,853,388.67 1,161,806.20
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 211,531.30 742,855.48 0.00 0.00 34,493,800.82
A-2 181,387.56 492,308.74 0.00 0.00 29,723,035.82
A-3 154,860.30 154,860.30 0.00 0.00 25,641,602.00
A-4 82,301.59 122,779.97 0.00 0.00 13,586,929.62
A-5 49,459.74 312,995.19 0.00 0.00 7,925,955.55
A-6 104,283.57 104,283.57 0.00 0.00 17,267,161.00
A-7 0.00 1,427.27 0.00 0.00 347,247.78
R 0.60 100.60 0.00 0.00 0.00
M-1 12,216.53 18,224.99 0.00 0.00 2,016,791.54
M-2 6,922.98 10,327.91 0.00 0.00 1,142,895.07
M-3 3,257.67 4,859.89 0.00 0.00 537,797.78
B-1 2,035.89 3,037.20 0.00 0.00 336,098.69
B-2 1,628.83 2,429.94 0.00 0.00 268,898.89
B-3 2,443.36 3,645.07 0.00 0.00 403,367.91
SPRED 60,828.74 60,828.74 0.00 0.00 0.00
- -------------------------------------------------------------------------------
873,158.66 2,034,964.86 0.00 0.00 133,691,582.47
===============================================================================
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 15.169801 6.039416 21.209217 0.000000 984.830199
A-2 1000.000000 10.352322 6.039416 16.391738 0.000000 989.647679
A-3 1000.000000 0.000000 6.039416 6.039416 0.000000 1000.000000
A-4 1000.000000 2.970365 6.039416 9.009781 0.000000 997.029635
A-5 1000.000000 32.179711 6.039416 38.219127 0.000000 967.820289
A-6 1000.000000 0.000000 6.039416 6.039416 0.000000 1000.000000
A-7 1000.000000 4.093410 0.000000 4.093410 0.000000 995.906590
R 1000.000000 1000.00000 6.000000 1006.000000 0.000000 0.000000
M-1 1000.000000 2.970368 6.039416 9.009784 0.000000 997.029632
M-2 1000.000000 2.970366 6.039414 9.009780 0.000000 997.029635
M-3 1000.000000 2.970374 6.039433 9.009807 0.000000 997.029626
B-1 1000.000000 2.970365 6.039425 9.009790 0.000000 997.029635
B-2 1000.000000 2.970374 6.039414 9.009788 0.000000 997.029626
B-3 1000.000000 2.970366 6.039406 9.009772 0.000000 997.029658
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:16 rept2.frg
Page: 2 of 2
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S24 (POOL # 4233)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4233
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 28,270.18
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 6,001.14
SUBSERVICER ADVANCES THIS MONTH 12,220.16
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 5 1,286,906.25
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 133,691,582.47
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 496
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 760,879.44
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 96.49092620 % 2.75715200 % 0.75192130 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 96.47090380 % 2.76568227 % 0.75621170 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 1,348,534.00
SPECIAL HAZARD AMOUNT AVAILABLE 713,194.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.07762945
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 175.50
POOL TRADING FACTOR: 99.13846718
................................................................................
Run: 01/31/97 11:56:17 REPT1B.FRG
Page: 1 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S25 (POOL # 4234)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4234
_______________________________________________________________________________
PRINCIPAL CURRENT
ORIGINAL BALANCE BEFORE PASS-THROUGH PRINCIPAL
CLASS CUSIP FACE VALUE DISTRIBUTION RATE DISTRIBUTION
_______________________________________________________________________________
A-1 760947W56 25,623,000.00 25,623,000.00 7.250000 % 120,843.87
A-2 760947W64 38,194,000.00 38,194,000.00 5.975000 % 586,839.20
A-3 760947W72 0.00 0.00 3.025000 % 0.00
A-4 760947W80 41,309,000.00 41,309,000.00 6.750000 % 1,210,808.32
A-5 760947W98 25,013,000.00 25,013,000.00 7.250000 % 384,317.14
A-6 760947X22 7,805,000.00 7,805,000.00 6.750000 % 0.00
A-7 760947X30 39,464,000.00 39,464,000.00 0.000000 % 0.00
A-8 760947X48 12,000,000.00 12,000,000.00 7.750000 % 0.00
A-9 760947X55 10,690,000.00 10,690,000.00 7.650000 % 0.00
A-10 760947X63 763,154.95 763,154.95 0.000000 % 8,590.89
R-I 760947X71 100.00 100.00 7.750000 % 100.00
R-II 760947X89 100.00 100.00 7.750000 % 100.00
M-1 760947X97 4,251,000.00 4,251,000.00 7.750000 % 2,629.09
M-2 760947Y21 3,188,300.00 3,188,300.00 7.750000 % 1,971.85
M-3 760947Y39 2,125,500.00 2,125,500.00 7.750000 % 1,314.54
B-1 850,200.00 850,200.00 7.750000 % 525.82
B-2 425,000.00 425,000.00 7.750000 % 262.85
B-3 850,222.04 850,222.04 7.750000 % 525.82
SPRE 0.00 0.00 0.410643 % 0.00
- -------------------------------------------------------------------------------
212,551,576.99 212,551,576.99 2,318,829.39
===============================================================================
_______________________________________________________________________________
REMAINING
INTEREST TOTAL DEFERRED REALIZED PRINCIPAL
DISTRIBUTION DISTRIBUTION INTEREST LOSSES BALANCE
_______________________________________________________________________________
A-1 154,797.65 275,641.52 0.00 0.00 25,502,156.13
A-2 190,164.49 777,003.69 0.00 0.00 37,607,160.80
A-3 96,275.75 96,275.75 0.00 0.00 0.00
A-4 232,351.15 1,443,159.47 0.00 0.00 40,098,191.68
A-5 151,112.42 535,429.56 0.00 0.00 24,628,682.86
A-6 43,900.87 43,900.87 0.00 0.00 7,805,000.00
A-7 29,118.07 29,118.07 248,871.33 0.00 39,712,871.33
A-8 77,496.00 77,496.00 0.00 0.00 12,000,000.00
A-9 68,145.24 68,145.24 0.00 0.00 10,690,000.00
A-10 0.00 8,590.89 0.00 0.00 754,564.06
R-I 0.65 100.65 0.00 0.00 0.00
R-II 0.65 100.65 0.00 0.00 0.00
M-1 27,452.96 30,082.05 0.00 0.00 4,248,370.91
M-2 20,590.04 22,561.89 0.00 0.00 3,186,328.15
M-3 13,726.48 15,041.02 0.00 0.00 2,124,185.46
B-1 5,490.60 6,016.42 0.00 0.00 849,674.18
B-2 2,744.65 3,007.50 0.00 0.00 424,737.15
B-3 5,490.74 6,016.56 0.00 0.00 849,696.22
SPRED 72,732.00 72,732.00 0.00 0.00 0.00
- -------------------------------------------------------------------------------
1,191,590.41 3,510,419.80 248,871.33 0.00 210,481,618.93
===============================================================================
Run: 01/31/97 11:56:17
Page: 2 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES SERIES 1996-S25 (POOL # 4234)
STATEMENT TO CERTIFICATEHOLDERS
DISTRIBUTION SUMMARY FOR POOL# 4234
_______________________________________________________________________________
AMOUNTS PER $1,000 UNIT
_______________________________________________________________________________
BEGINNING ENDING
BALANCE PRINCIPAL INTEREST TOTAL DEFERRED BALANCE
CLASS FACTOR FACTOR FACTOR DISTRIBUTION INTEREST FACTOR
_______________________________________________________________________________
A-1 1000.000000 4.716226 6.041355 10.757581 0.000000 995.283774
A-2 1000.000000 15.364696 4.978910 20.343606 0.000000 984.635304
A-4 1000.000000 29.311005 5.624710 34.935715 0.000000 970.688995
A-5 1000.000000 15.364696 6.041355 21.406051 0.000000 984.635304
A-6 1000.000000 0.000000 5.624711 5.624711 0.000000 1000.000000
A-7 1000.000000 0.000000 0.737839 0.737839 6.306288 1006.306288
A-8 1000.000000 0.000000 6.458000 6.458000 0.000000 1000.000000
A-9 1000.000000 0.000000 6.374672 6.374672 0.000000 1000.000000
A-10 1000.000000 11.257072 0.000000 11.257072 0.000000 988.742928
R-I 1000.000000 1000.00000 6.500000 1006.500000 0.000000 0.000000
R-II 1000.000000 1000.00000 6.500000 1006.500000 0.000000 0.000000
M-1 1000.000000 0.618464 6.458000 7.076464 0.000000 999.381536
M-2 1000.000000 0.618464 6.458000 7.076464 0.000000 999.381536
M-3 1000.000000 0.618462 6.458000 7.076462 0.000000 999.381539
B-1 1000.000000 0.618466 6.458010 7.076476 0.000000 999.381534
B-2 1000.000000 0.618471 6.458000 7.076471 0.000000 999.381529
B-3 1000.000000 0.618427 6.458007 7.076434 0.000000 999.381546
_______________________________________________________________________________
DETERMINATION DATE 21-January-97
DISTRIBUTION DATE 27-January-97
Run: 01/31/97 11:56:18 rept2.frg
Page: 3 of 3
RESIDENTIAL FUNDING CORPORATION (MASTER SERVICER)
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (COMPANY)
MORTGAGE PASS-THROUGH CERTIFICATES 1996-S25 (POOL # 4234)
STATEMENT TO CERTIFICATEHOLDERS
ADDITIONAL RELATED INFORMATION FOR POOL 4234
_______________________________________________________________________________
SERVICING COMPENSATION RECEIVED BY SUB-SERVICER 46,246.97
SERVICING COMPENSATION RECEIVED BY MASTER SERVICER 1,502.62
SUBSERVICER ADVANCES THIS MONTH 34,636.38
MASTER SERVICER ADVANCES THIS MONTH 0.00
NUMBER OF PRINCIPAL
DELINQUENCIES: LOANS BALANCE
(A) ONE MONTHLY PAYMENT: 14 4,725,707.83
(B) TWO MONTHLY PAYMENTS: 0 0.00
(C) THREE OR MORE MONTHLY PAYMENTS: 0 0.00
FORECLOSURES
NUMBER OF LOANS 0
AGGREGATE PRINCIPAL BALANCE 0.00
SCHEDULED PRINCIPAL BALANCE OF MORTGAGE LOANS AFTER
DISTRIBUTION 210,481,618.92
AGGREGATE NUMBER OF LOANS IN THE POOL AS OF THE
DETERMINATION DATE 846
NUMBER OF REO LOANS ACQUIRED
INCLUDING ANY PENDING CASH LIQUIDATIONS 0
BOOK VALUE OF REAL ESTATE ACQUIRED THROUGH
FORECLOSURE OR GRANT OF A DEED IN LIEU OF
FORECLOSURE, INCLUDING ANY PENDING CASH LIQUIDATIONS 0.00
REMAINING SUBCLASS INTEREST SHORTFALL 0.00
CLASS A SHORTFALL (PRINCIPAL) 0.00
CLASS A SHORTFALL (INTEREST) 0.00
TOTAL PREPAYMENTS INCLUDED IN THIS DISTRIBUTION 1,938,404.73
TOTAL REPURCHASES INCLUDED IN THIS DISTRIBUTION 0.00
DISTRIBUTION PERCENTAGES:
SENIOR CLASS M CLASS B
CURRENT DISTRIBUTION 94.48023550 % 4.51620500 % 1.00355910 %
PREPAYMENT PERCENT 100.00000000 % 0.00000000 % 0.00000000 %
NEXT DISTRIBUTION 94.42943020 % 4.54143434 % 1.01279620 %
BANKRUPTCY AMOUNT AVAILABLE 100,000.00
FRAUD AMOUNT AVAILABLE 4,251,032.00
SPECIAL HAZARD AMOUNT AVAILABLE 2,162,465.00
ENDING GROSS WEIGHTED AVERAGE INTEREST RATE 8.43917350
ENDING WEIGHTED AVERAGE MATURITY, IN MONTHS 357.15
POOL TRADING FACTOR: 99.02613846
................................................................................
