SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) January 28, 1999
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC. (as company under a Pooling and
Servicing Agreement, dated as of January 1, 1999, providing for, inter alia, the
issuance of Mortgage Pass-Through Certificates, Series 1999-S2)
Residential Funding Mortgage Securities I, Inc.
(Exact name of registrant as specified in its charter)
DELAWARE 333-57481 75-2006294
(State or Other Jurisdiction (Commission (I.R.S. Employer
of Incorporation) File Number) Identification No.)
8400 Normandale Lake Blvd.
Suite 600
Minneapolis, Minnesota 55437
(Address of Principal (Zip Code)
Executive Offices)
Registrant's telephone number, including area code, is (612) 832-7000
<PAGE>
Item 7. Financial Statements, Pro Forma Financial Information and Exhibits.
(a) Not applicable
(b) Not applicable
(c) Exhibits:
1. Pooling and Servicing Agreement, dated as of January 1, 1999,
among Residential Funding Mortgage Securities I, Inc., as company, Residential
Funding Corporation, as master servicer, and The First National Bank of Chicago,
as trustee.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.
By:
Name: Randy Van Zee
Title: Vice President
Dated: February 2, 1999
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.
By: /s/ Randy Van Zee
Name: Randy Van Zee
Title: Vice President
Dated: February 2, 1999
<PAGE>
EXHIBITS
<PAGE>
- -
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.,
Company,
RESIDENTIAL FUNDING CORPORATION,
Master Servicer,
and
THE FIRST NATIONAL BANK OF CHICAGO,
Trustee
POOLING AND SERVICING AGREEMENT
Dated as of January 1, 1999
Mortgage Pass-Through Certificates
Series 1999-S2
- ------------------------------------------------------------------------------
- ------------------------------------------------------------------------------
<PAGE>
TABLE OF CONTENTS
Page
Class A-11 Rounding Amount.............................................3
ARTICLE I
DEFINITIONS
Section 1.01. Definitions...................................................3
Accrued Certificate Interest...........................................4
Adjusted Mortgage Rate.................................................4
Advance................................................................4
Affiliate..............................................................4
Agreement..............................................................4
Amount Held for Future Distribution....................................4
Appraised Value........................................................4
Assignment.............................................................5
Assignment Agreement...................................................5
Assignment of Proprietary Lease........................................5
Available Distribution Amount..........................................5
Bankruptcy Amount......................................................6
Bankruptcy Code........................................................6
Bankruptcy Loss........................................................6
Book-Entry Certificate.................................................6
Business Day...........................................................6
Buydown Funds..........................................................6
Buydown Mortgage Loan..................................................7
Cash Liquidation.......................................................7
Certificate............................................................7
Certificate Account....................................................7
Certificate Account Deposit Date.......................................7
Certificateholder or Holder............................................7
Certificate Owner......................................................7
Certificate Principal Balance..........................................8
Certificate Register and Certificate Registrar.........................8
Class .................................................................8
Class A Certificate....................................................9
Class A-11 Rounding Account............................................9
Class A-14 Rounding Account............................................9
Class A-11 Rounding Amount.............................................9
Class A-14 Rounding Amount.............................................9
Class A-P Collection Shortfall.........................................9
Class A-P Principal Distribution Amount................................9
Class B Certificate....................................................9
Class B Percentage.....................................................9
<PAGE>
Page
Class B-1 Percentage...................................................9
Class B-1 Prepayment Distribution Trigger.............................10
Class B-2 Percentage..................................................10
Class B-2 Prepayment Distribution Trigger.............................10
Class B-3 Percentage..................................................10
Class B-3 Prepayment Distribution Trigger.............................10
Class M Certificate...................................................10
Class M Percentage....................................................10
Class M-1 Percentage..................................................11
Class M-2 Percentage..................................................11
Class M-2 Prepayment Distribution Trigger.............................11
Class M-3 Percentage..................................................11
Class M-3 Prepayment Distribution Trigger.............................11
Class R Certificate...................................................11
Closing Date..........................................................11
Code ................................................................11
Compensating Interest.................................................12
Cooperative...........................................................12
Cooperative Apartment.................................................12
Cooperative Lease.....................................................12
Cooperative Loans.....................................................12
Cooperative Stock.....................................................12
Cooperative Stock Certificate.........................................12
Corporate Trust Office................................................12
Credit Support Depletion Date.........................................13
Curtailment...........................................................13
Custodial Account.....................................................13
Custodial Agreement...................................................13
Custodian.............................................................13
Cut-off Date..........................................................13
Cut-off Date Principal Balance........................................13
Debt Service Reduction................................................13
Deceased Owner........................................................13
Defaulted Mortgage Loss...............................................13
Deficient Valuation...................................................14
Definitive Certificate................................................14
Deleted Mortgage Loan.................................................14
Delinquent............................................................14
Depository............................................................14
Depository Participant................................................14
Destroyed Mortgage Note...............................................14
Determination Date....................................................14
Discount Fraction.....................................................15
Discount Mortgage Loan................................................15
Disqualified Organization.............................................15
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Page
Distribution Date.....................................................15
Due Date..............................................................15
Due Period............................................................15
Eligible Account......................................................16
Eligible Funds........................................................16
ERISA ................................................................16
Event of Default......................................................16
Excess Bankruptcy Loss................................................16
Excess Fraud Loss.....................................................16
Excess Special Hazard Loss............................................16
Excess Subordinate Principal Amount...................................17
Extraordinary Events..................................................17
Extraordinary Losses..................................................17
FDIC ................................................................17
FHLMC ................................................................17
Final Distribution Date...............................................18
Fitch ................................................................18
FNMA ................................................................18
Foreclosure Profits...................................................18
Fraud Loss Amount.....................................................18
Fraud Losses..........................................................18
Independent...........................................................19
Indirect Depository Participant.......................................19
Individual Retail Lottery Certificate.................................19
Individual Retail Priority Lottery Certificate........................19
Initial Certificate Principal Balance.................................19
Initial Monthly Payment Fund..........................................19
Initial Notional Amount...............................................19
Insurance Proceeds....................................................19
Insurer...............................................................19
Interest Accrual Period...............................................19
Junior Certificateholder..............................................20
Junior Class of Certificates..........................................20
Late Collections......................................................20
LIBOR ................................................................20
LIBOR Business Day....................................................20
Liquidation Proceeds..................................................20
Living Owner..........................................................20
Loan-to-Value Ratio...................................................20
Lockout Certificates..................................................20
Lockout Distribution Percentage.......................................20
Maturity Date.........................................................21
Modified Mortgage Loan................................................21
Modified Net Mortgage Rate............................................21
Monthly Payment.......................................................21
<PAGE>
Page
Moody's...............................................................21
Mortgage..............................................................21
Mortgage File.........................................................21
Mortgage Loan Schedule................................................22
Mortgage Loans........................................................22
Mortgage Note.........................................................22
Mortgage Rate.........................................................22
Mortgaged Property....................................................22
Mortgagor.............................................................22
Net Mortgage Rate.....................................................22
Non-Discount Mortgage Loan............................................23
Non-Primary Residence Loans...........................................23
Non-Supported Prepayment Interest Shortfall...........................23
Non-United States Person..............................................23
Nonrecoverable Advance................................................23
Nonsubserviced Mortgage Loan..........................................23
Notional Amount.......................................................23
Officers' Certificate.................................................23
Opinion of Counsel....................................................23
Original Senior Percentage............................................24
Outstanding Mortgage Loan.............................................24
Ownership Interest....................................................24
Pass-Through Rate.....................................................24
Paying Agent..........................................................24
Percentage Interest...................................................25
Permitted Investments.................................................26
Permitted Transferee..................................................26
Person................................................................26
Pool Stated Principal Balance.........................................26
Pool Strip Rate.......................................................26
Prepayment Assumption.................................................27
Prepayment Distribution Percentage....................................28
Prepayment Distribution Trigger.......................................28
Prepayment Interest Shortfall.........................................28
Prepayment Period.....................................................28
Primary Insurance Policy..............................................28
Principal Prepayment..................................................28
Principal Prepayment in Full..........................................29
Program Guide.........................................................29
Purchase Price........................................................29
Qualified Substitute Mortgage Loan....................................30
Random Lot............................................................30
Rate Adjustment Date..................................................30
Rating Agency.........................................................30
Realized Loss.........................................................31
<PAGE>
Page
Record Date...........................................................31
Reference Bank Rate...................................................31
REMIC ................................................................31
REMIC Administrator...................................................31
REMIC Provisions......................................................31
REO Acquisition.......................................................32
REO Disposition.......................................................32
REO Imputed Interest..................................................32
REO Proceeds..........................................................32
REO Property..........................................................32
Request for Release...................................................32
Required Insurance Policy.............................................32
Residential Funding...................................................32
Responsible Officer...................................................32
Retail Lottery Certificates...........................................32
Retail Priority Lottery Certificates..................................32
Schedule of Discount Fractions........................................33
Security Agreement....................................................33
Seller................................................................33
Seller's Agreement....................................................33
Senior Accelerated Distribution Percentage............................34
Senior Certificates...................................................34
Senior Interest Distribution Amount...................................34
Senior Percentage.....................................................34
Senior Principal Distribution Amount..................................34
Servicing Accounts....................................................34
Servicing Advances....................................................35
Servicing Fee.........................................................35
Servicing Modification................................................35
Servicing Officer.....................................................35
Special Hazard Amount.................................................36
Special Hazard Loss...................................................36
Standard & Poor's.....................................................36
Stated Principal Balance..............................................36
Subclass..............................................................36
Subclass Notional Amount..............................................36
Subordinate Percentage................................................36
Subordinate Principal Distribution Amount.............................37
Subserviced Mortgage Loan.............................................37
Subservicer...........................................................37
Subservicer Advance...................................................37
Subservicing Account..................................................37
Subservicing Agreement................................................37
Subservicing Fee......................................................38
Tax Returns...........................................................38
<PAGE>
Page
Transfer..............................................................38
Transferee............................................................38
Transferor............................................................38
Trust Fund............................................................38
Uncertificated Accrued Interest.......................................39
Uncertificated Notional Amount........................................39
Uncertificated Pass-Through Rate......................................39
Uncertificated REMIC Regular Interests................................39
Uncertificated REMIC Regular Interest Pool Strip Rate.................39
Uncertificated REMIC Regular Interest Distribution Amount.............39
Uniform Single Attestation Program for Mortgage Bankers...............39
Uninsured Cause.......................................................39
United States Person..................................................40
Voting Rights.........................................................40
Section 1.02. Determination of LIBOR........................................41
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01Conveyance of Mortgage Loans....................................46
Section 2.02Acceptance by Trustee...........................................47
Section 2.03Representations, Warranties and Covenants of the Master Servicer
and the Company...................................................51
Section 2.04Representations and Warranties of Sellers.......................53
Section 2.05Execution and Authentication of Certificates....................54
ARTICLE III
ADMINISTRATION AND SERVICING
OF MORTGAGE LOANS
Section 3.01Master Servicer to Act as Servicer..............................55
Section 3.02Subservicing Agreements Between Master Servicer and Subservicers;
Enforcement of Subservicers' and Sellers' Obligations...........56
Section 3.03Successor Subservicers..........................................56
Section 3.04Liability of the Master Servicer................................57
Section 3.05No Contractual Relationship Between Subservicer and Trustee or
Certificateholders..............................................57
Section 3.06Assumption or Termination of Subservicing Agreements by Trustee.57
Section 3.07Collection of Certain Mortgage Loan Payments; Deposits to Custodial
Account.........................................................60
Section 3.08Subservicing Accounts; Servicing Accounts.......................61
<PAGE>
Page
Section 3.09Access to Certain Documentation and Information Regarding the
Mortgage Loans..................................................62
Section 3.10Permitted Withdrawals from the Custodial Account................64
Section 3.11Maintenance of the Primary Insurance Policies; Collections
Thereunder .......................................................64
Section 3.12Maintenance of Fire Insurance and Omissions and Fidelity Coverage66
Section 3.13Enforcement of Due-on-Sale Clauses; Assumption and Modification
Agreements; Certain Assignments.................................68
Section 3.14Realization Upon Defaulted Mortgage Loans.......................70
Section 3.15Trustee to Cooperate; Release of Mortgage Files.................72
Section 3.16Servicing and Other Compensation; Compensating Interest.........73
Section 3.17Reports to the Trustee and the Company..........................73
Section 3.18Annual Statement as to Compliance...............................73
Section 3.19Annual Independent Public Accountants' Servicing Report.........74
Section 3.20Rights of the Company in Respect of the Master Servicer.........74
Section 3.21Administration of Buydown Funds.................................76
ARTICLE IV
PAYMENTS TO CERTIFICATEHOLDERS
Section 4.01Certificate Account.............................................76
Section 4.02Distributions...................................................86
Section 4.03Statements to Certificateholders................................88
Section 4.04Distribution of Reports to the Trustee and the Company; Advances
by the Master Servicer............................................90
Section 4.05Allocation of Realized Losses...................................91
Section 4.06Reports of Foreclosures and Abandonment of Mortgaged Property...91
Section 4.07Optional Purchase of Defaulted Mortgage Loans...................92
Section 4.08Distributions on the Uncertificated REMIC Regular Interests.....93
Section 4.09. The Class A-11 Rounding Account and the Class A-14 Rounding
Account.........................................................93
Section 4.10. Principal Distributions on the Retail Lottery Certificates99
Section 4.11Compliance with Withholding Requirements.......................100
ARTICLE V
THE CERTIFICATES
Section 5.01The Certificates...............................................102
Section 5.02Registration of Transfer and Exchange of Certificates..........108
Section 5.03Mutilated, Destroyed, Lost or Stolen Certificates..............108
Section 5.04Persons Deemed Owners..........................................108
Section 5.05Appointment of Paying Agent....................................109
Section 5.06Optional Purchase of Certificates..............................111
<PAGE>
Page
ARTICLE VI
THE COMPANY AND THE MASTER SERVICER
Section 6.01Respective Liabilities of the Company and the Master Servicer..111
Section 6.02Merger or Consolidation of the Company or the Master Servicer;
Assignment of Rights and Delegation of Duties by Master Servicer112
Section 6.03Limitation on Liability of the Company, the Master Servicer and
Others .....................................................113
Section 6.04Company and Master Servicer Not to Resign......................114
ARTICLE VII
DEFAULT
Section 7.01Events of Default..............................................116
Section 7.02Trustee or Company to Act; Appointment of Successor............117
Section 7.03Notification to Certificateholders.............................117
Section 7.04.Waiver of Events of Default...................................118
ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01.Duties of Trustee.............................................120
Section 8.02Certain Matters Affecting the Trustee..........................121
Section 8.03Trustee Not Liable for Certificates or Mortgage Loans..........121
Section 8.04Trustee May Own Certificates...................................121
Section 8.05Master Servicer to Pay Trustee's Fees and Expenses;
Indemnification ............................................122
Section 8.06Eligibility Requirements for Trustee...........................123
Section 8.07Resignation and Removal of the Trustee.........................124
Section 8.08Successor Trustee..............................................124
Section 8.09Merger or Consolidation of Trustee.............................125
Section 8.10Appointment of Co-Trustee or Separate Trustee..................126
Section 8.11Appointment of Custodians......................................126
Section 8.12Appointment of Office or Agency................................127
ARTICLE IX
TERMINATION
Section 9.01Termination Upon Purchase by the Master Servicer or the Company or
Liquidation of All Mortgage Loans..............................129
Section 9.02Additional Termination Requirements............................131
<PAGE>
Page
ARTICLE X
REMIC PROVISIONS
Section 10.0REMIC Administration...........................................134
Section 10.02. Master Servicer, REMIC Administrator and Trustee
Indemnification ............................................136
ARTICLE XI
[Reserved]
ARTICLE XII
MISCELLANEOUS PROVISIONS
Section 12.0Amendment......................................................139
Section 12.0Recordation of Agreement; Counterparts.........................140
Section 12.0Limitation on Rights of Certificateholders.....................141
Section 12.0Governing Law..................................................141
Section 12.0Notices........................................................141
Section 12.0Notices to Rating Agency.......................................142
Section 12.0Severability of Provisions.....................................142
Section 12.0Supplemental Provisions for Resecuritization...................142
EXHIBITS
Exhibit A: Form of Class A Certificate
Exhibit B: Form of Class M Certificate
Exhibit C: Form of Class B Certificate
Exhibit D: Form of Class R Certificate
Exhibit E: Form of Custodial Agreement
Exhibit F: Mortgage Loan Schedule
Exhibit G: Form of Seller/Servicer Contract
Exhibit H: Forms of Request for Release
Exhibit I-1:Form of Transfer Affidavit and Agreement
Exhibit I-2:Form of Transferor Certificate
Exhibit J-1:Form of Investor Representation Letter
Exhibit J-2:Form of ERISA Representation Letter
Exhibit K: Form of Transferor Representation Letter
Exhibit L: Form of Rule 144A Investment Representation Letter
Exhibit M: Text of Amendment to Pooling and Servicing Agreement
Pursuant to Section
12.01(e) for a Limited Guaranty
Exhibit N: Form of Limited Guaranty
<PAGE>
Exhibit O: Form of Lender Certification for Assignment of Mortgage Loan
Exhibit P: Schedule of Discount Fractions
Exhibit Q: Form of Request for Exchange
<PAGE>
This is a Pooling and Servicing Agreement, dated as of January 1, 1999,
among RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC., as the company (together
with its permitted successors and assigns, the "Company"), RESIDENTIAL FUNDING
CORPORATION, as master servicer (together with its permitted successors and
assigns, the "Master Servicer"), and THE FIRST NATIONAL BANK OF CHICAGO, as
Trustee (together with its permitted successors and assigns, the "Trustee"),
PRELIMINARY STATEMENT:
The Company intends to sell mortgage pass-through certificates
(collectively, the "Certificates"), to be issued hereunder in multiple classes,
which in the aggregate will evidence the entire beneficial ownership interest in
the Mortgage Loans (as defined herein). As provided herein, the REMIC
Administrator will make an election to treat the entire segregated pool of
assets described in the definition of Trust Fund (as defined herein), and
subject to this Agreement (including the Mortgage Loans but excluding the
Initial Monthly Payment Fund), as a real estate mortgage investment conduit (a
"REMIC") for federal income tax purposes and such segregated pool of assets will
be designated as the "REMIC." The Class A-1, Class A-2, Class A-3, Class A-4,
Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class A-11,
Class A-12, Class A-13, Class A-14, Class A-P, Class M-1, Class M-2, Class M-3,
Class B-1, Class B-2, Class B-3 Certificates and the Uncertificated REMIC
Regular Interests will be "regular interests" in the Trust Fund and the Class R
Certificates will be the sole class of "residual interests" in the Trust Fund in
each case for purposes of the REMIC Provisions (as defined herein) under federal
income tax law. The Class A-V Certificates will represent the entire beneficial
ownership interest in the Uncertificated REMIC Regular Interests.
<PAGE>
The following table sets forth the designation, type, Pass-Through Rate,
aggregate Initial Certificate Principal Balance, Maturity Date, initial ratings
and certain features for each Class of Certificates issued on the Closing Date
comprising the interests in the Trust Fund created hereunder.
ass-Through Aggregate nitia
Rate Certificat Maturity IatingInitial
PrincipalInitFeatures ce Date RS&P Ratings
DesignaP Balance e Fitch
- ------- --------- - -----
Class A-1 6.50% $ 303,233,000.00 Senior January 25, 2029 AAA AAA
Class A-2 6.50% $ 15,561,000.00 Senior January 25, 2029 AAA AAA
Class A-3 6.50% $ 41,627,000.00 Senior January 25, 2029 AAA AAA
Class A-4 6.50% $ 78,240,000.00Lockout/Senior January 25, 2029 AAA AAA
Class A-5 6.50% $ 281,717,000.00 Senior January 25, 2029 AAA AAA
Class A-6 6.50% $ 5,000,000.00 Senior January 25, 2029 AAA AAA
Class A-7 6.75% $ 1,898,000.00 Retail/Senior January 25, 2029 AAA AAA
Class A-8 6.75% $ 1,400,000.00 Retail/Senior January 25, 2029 AAA AAA
Class A-9 6.75% $ 2,420,000.00 Retail/Senior January 25, 2029 AAA AAA
Class A-106.75% $ 2,689,000.00 Retail/Senior January 25, 2029 AAA AAA
Class A-116.75% $ 2,000,000.Retail/Priority LotteJanuaryo25, 2029 AAA AAA
Class AAdjustable $a8,130,469.00 Floater/Senior January 25, 2029 AAA AAA
Class AAdjustable $a2,276,531.Inverse Floater/SenioJanuary 25, 2029 AAAr AAA
Class A-146.50% $ 4,541,000.Retail/Lottery/SeniorJanuary 25, 2029 AAA AAA
Class A-P 0.00% $ 1,192,034.Principal Only/SeniorJanuary 25, 2029 AAAr AAA
Class AVariable Ra$e 0.Variable Strip/IntereJanuary/25,i2029 AAAr AAA
Class R 6.50% $ 100.00 Residual January 25, 2029 AAA AAA
Class M-1 6.50% $ 15,648,800.00 Mezzanine January 25, 2029 N/A AA
Class M-2 6.50% $ 5,868,300.00 Mezzanine January 25, 2029 N/A A
Class M-3 6.50% $ 3,129,800.00 Mezzanine January 25, 2029 N/A BBB
Class B-1 6.50% $ 2,347,300.00 Subordinate January 25, 2029 N/A BB
Class B-2 6.50% $ 1,564,900.00 Subordinate January 25, 2029 N/A B
Class B-3 6.50% $ 1,956,190.78 Subordinate January 25, 2029 N/A N/A
The Mortgage Loans have an aggregate Cut-off Date Principal Balance equal
to $782,440,424.86. The Mortgage Loans are fixed rate mortgage loans having
terms to maturity at origination or modification of not more than 30 years. In
consideration of the mutual agreements herein contained, the Company, the Master
Servicer and the Trustee agree as follows:
<PAGE>
ARTICLE I
DEFINITIONS
Section 1.01. Definitions.
Whenever used in this Agreement, the following words and phrases, unless
the context otherwise requires, shall have the meanings specified in this
Article.
Accrued Certificate Interest: With respect to each Distribution Date, as
to any Class A Certificate (other than the Class A-P and Class A-V
Certificates), any Class M Certificate, any Class B Certificate or any Class R
Certificate, interest accrued during the related Interest Accrual Period at the
related Pass-Through Rate on the Certificate Principal Balance thereof
immediately prior to such Distribution Date. With respect to each Distribution
Date, as to the Class A-V Certificates (other than any Subclass of the Class A-V
Certificates), one month's interest accrued at the related Pass-Through Rate on
the related Notional Amount thereof, or, as to any Subclass of the Class A-V
Certificates issued pursuant to Section 5.01(c), one month's interest accrued at
the related Pass-Through Rate on the related Subclass Notional Amount. Accrued
Certificate Interest will be calculated on the basis of a 360-day year
consisting of twelve 30-day months. In each case Accrued Certificate Interest on
any Class of Certificates will be reduced by the amount of (i) Prepayment
Interest Shortfalls (to the extent not offset by the Master Servicer with a
payment of Compensating Interest as provided in Section 4.01, (ii) the interest
portion (adjusted to the Net Mortgage Rate) of Realized Losses (including Excess
Special Hazard Losses, Excess Fraud Losses, Excess Bankruptcy Losses and
Extraordinary Losses) not allocated solely to one or more specific Classes of
Certificates pursuant to Section 4.05, (iii) the interest portion of Advances
previously made with respect to a Mortgage Loan or REO Property which remained
unreimbursed following the Cash Liquidation or REO Disposition of such Mortgage
Loan or REO Property that were made with respect to delinquencies that were
ultimately determined to be Excess Special Hazard Losses, Excess Fraud Losses,
Excess Bankruptcy Losses or Extraordinary Losses and (iv) any other interest
shortfalls not covered by the subordination provided by the Class M Certificates
and Class B Certificates, including interest that is not collectible from the
Mortgagor pursuant to the Soldiers' and Sailors' Civil Relief Act of 1940, as
amended, or similar legislation or regulations as in effect from time to time,
with all such reductions allocated among all of the Certificates in proportion
to their respective amounts of Accrued Certificate Interest payable on such
Distribution Date which would have resulted absent such reductions. Any portion
of the reductions described in the immediately preceding sentence that are
allocated to the Class A-V Certificates shall be allocated among the Subclasses
thereof, if any, in proportion to their respective amounts of Accrued
Certificate Interest payable on such Distribution Date which would have resulted
absent such reductions. In addition to that portion of the reductions described
in the second preceding sentence that are allocated to any Class of Class B
Certificates or any Class of Class M Certificates, Accrued Certificate Interest
on such Class of Class B Certificates or such Class of Class M Certificates will
be reduced by the interest portion (adjusted to the Net Mortgage Rate) of
Realized Losses that are allocated solely to
<PAGE>
such Class of Class B Certificates or such Class of Class M Certificates
pursuant to Section 4.05. The Class A-P Certificates shall not be entitled to
any Accrued Certificate Interest.
Adjusted Mortgage Rate: With respect to any Mortgage Loan and any date of
determination, the Mortgage Rate borne by the related Mortgage Note, less the
rate at which the related Subservicing Fee accrues.
Advance: As to any Mortgage Loan, any advance made by the Master Servicer,
pursuant to Section 4.04.
Affiliate: With respect to any Person, any other Person controlling,
controlled by or under common control with such first Person. For the purposes
of this definition, "control" means the power to direct the management and
policies of such Person, directly or indirectly, whether through the ownership
of voting securities, by contract or otherwise; and the terms "controlling" and
"controlled" have meanings correlative to the foregoing.
Agreement: This Pooling and Servicing Agreement and all amendments hereof
and supplements hereto.
Amount Held for Future Distribution: As to any Distribution Date, the
total of the amounts held in the Custodial Account at the close of business on
the preceding Determination Date on account of (i) Liquidation Proceeds,
Insurance Proceeds, Principal Prepayments, Mortgage Loan purchases made pursuant
to Section 2.02, 2.03 or 2.04 and Mortgage Loan substitutions made pursuant to
Section 2.03 or 2.04 received or made in the month of such Distribution Date
(other than such Liquidation Proceeds, Insurance Proceeds and purchases of
Mortgage Loans that the Master Servicer has deemed to have been received in the
preceding month in accordance with Section 3.07(b)) and (ii) payments which
represent early receipt of scheduled payments of principal and interest due on a
date or dates subsequent to the related Due Date.
Appraised Value: As to any Mortgaged Property, the lesser of (i) the
appraised value of such Mortgaged Property based upon the appraisal made at the
time of the origination of the related Mortgage Loan, and (ii) the sales price
of the Mortgaged Property at such time of origination, except in the case of a
Mortgaged Property securing a refinanced or modified Mortgage Loan as to which
it is either the appraised value determined above or the appraised value
determined in an appraisal at the time of refinancing or modification, as the
case may be.
Assignment: An assignment of the Mortgage, notice of transfer or
equivalent instrument, in recordable form, sufficient under the laws of the
jurisdiction wherein the related Mortgaged Property is located to reflect of
record the sale of the Mortgage Loan to the Trustee for the benefit of the
Certificateholders, which assignment, notice of transfer or equivalent
instrument may be in the form of one or more blanket assignments covering
Mortgages secured by Mortgaged Properties located in the same county, if
permitted by law and accompanied by an Opinion of Counsel to that effect.
<PAGE>
Assignment Agreement: The Assignment and Assumption Agreement, dated
January 28, 1999, between Residential Funding and the Company relating to the
transfer and assignment of the Mortgage Loans.
Assignment of Proprietary Lease: With respect to a Cooperative Loan, the
assignment of the related Cooperative Lease from the Mortgagor to the originator
of the Cooperative Loan.
Available Distribution Amount: As to any Distribution Date, an amount
equal to (a) the sum of (i) the amount relating to the Mortgage Loans on deposit
in the Custodial Account as of the close of business on the immediately
preceding Determination Date and amounts deposited in the Custodial Account in
connection with the substitution of Qualified Substitute Mortgage Loans, (ii)
the amount of any Advance made on the immediately preceding Certificate Account
Deposit Date, (iii) any amount deposited in the Custodial Account pursuant to
Section 3.12(a), (iv) any amount to be included therein pursuant to Section
4.01(b) and (v) any amount deposited in the Certificate Account pursuant to
Section 4.07, reduced by (b) the sum as of the close of business on the
immediately preceding Determination Date of (w) aggregate Foreclosure Profits,
(x) the Amount Held for Future Distribution and (y) amounts permitted to be
withdrawn by the Master Servicer from the Custodial Account in respect of the
Mortgage Loans pursuant to clauses (ii)-(x), inclusive, of Section 3.10(a).
Bankruptcy Amount: As of any date of determination prior to the first
anniversary of the Cut-off Date, an amount equal to the excess, if any, of (A)
$247,536 over (B) the aggregate amount of Bankruptcy Losses allocated solely to
one or more specific Classes of Certificates in accordance with Section 4.05. As
of any date of determination on or after the first anniversary of the Cut-off
Date, an amount equal to the excess, if any, of (1) the lesser of (a) the
Bankruptcy Amount calculated as of the close of business on the Business Day
immediately preceding the most recent anniversary of the Cut-off Date coinciding
with or preceding such date of determination (or, if such date of determination
is an anniversary of the Cut-off Date, the Business Day immediately preceding
such date of determination) (for purposes of this definition, the "Relevant
Anniversary") and (b) the greater of
(A) the greater of (i) 0.0006 times the aggregate principal
balance of all the Mortgage Loans in the Mortgage Pool as of the Relevant
Anniversary having a Loan-to-Value Ratio at origination which exceeds 75%
and (ii) $100,000; and (B) the greater of (i) the product of (x) an amount
equal to the largest difference in the related Monthly Payment for any
Non-Primary Residence Loan remaining in the Mortgage Pool which had an
original Loan-to-Value Ratio greater than 80% that would result if the Net
Mortgage Rate thereof was equal to the greater of (I) 5% or (II) the
weighted average (based on the principal balance of the Mortgage Loans as
of the Relevant Anniversary) of the Net Mortgage Rates of all Mortgage
Loans as of the Relevant Anniversary less 1.25% per annum, (y) a number
equal to the weighted average remaining term to maturity, in months, of
all Non-Primary Residence Loans with a Loan-to-Value Ratio of greater than
80% remaining in the Mortgage Pool as of the Relevant Anniversary, and (z)
one plus the quotient of the number of all
<PAGE>
Non-Primary Residence Loans with a Loan-to-Value Ratio of greater than 80%
remaining in the Mortgage Pool divided by the total number of Outstanding
Mortgage Loans in the Mortgage Pool as of the Relevant Anniversary, and
(ii) $50,000,
over (2) the aggregate amount of Bankruptcy Losses allocated solely to one or
more specific Classes of Certificates in accordance with Section 4.05 since the
Relevant Anniversary.
The Bankruptcy Amount may be further reduced by the Master Servicer
(including accelerating the manner in which such coverage is reduced) provided
that prior to any such reduction, the Master Servicer shall (i) obtain written
confirmation from each Rating Agency that such reduction shall not reduce the
rating assigned to any Class of Certificates by such Rating Agency below the
lower of the then-current rating or the rating assigned to such Certificates as
of the Closing Date by such Rating Agency and (ii) provide a copy of such
written confirmation to the Trustee.
Bankruptcy Code: The Bankruptcy Code of 1978, as amended.
Bankruptcy Loss: With respect to any Mortgage Loan, a Deficient Valuation
or Debt Service Reduction; provided, however, that neither a Deficient Valuation
nor a Debt Service Reduction shall be deemed a Bankruptcy Loss hereunder so long
as the Master Servicer has notified the Trustee in writing that the Master
Servicer is diligently pursuing any remedies that may exist in connection with
the representations and warranties made regarding the related Mortgage Loan and
either (A) the related Mortgage Loan is not in default with regard to payments
due thereunder or (B) delinquent payments of principal and interest under the
related Mortgage Loan and any premiums on any applicable primary hazard
insurance policy and any related escrow payments in respect of such Mortgage
Loan are being advanced on a current basis by the Master Servicer or a
Subservicer, in either case without giving effect to any Debt Service Reduction.
Book-Entry Certificate: Any Certificate registered in the name of the
Depository or its nominee.
Business Day: Any day other than (i) a Saturday or a Sunday or (ii) a day
on which banking institutions in the State of New York, the State of Michigan,
the State of California or the State of Illinois (and such other state or states
in which the Custodial Account or the Certificate Account are at the time
located) are required or authorized by law or executive order to be closed.
Buydown Funds: Any amount contributed by the seller of a Mortgaged
Property, the Company or other source in order to enable the Mortgagor to reduce
the payments required to be made from the Mortgagor's funds in the early years
of a Mortgage Loan. Buydown Funds are not part of the Trust Fund prior to
deposit into the Custodial or Certificate Account.
Buydown Mortgage Loan: Any Mortgage Loan as to which a specified amount of
interest is paid out of related Buydown Funds in accordance with a related
buydown agreement.
<PAGE>
Cash Liquidation: As to any defaulted Mortgage Loan other than a Mortgage
Loan as to which an REO Acquisition occurred, a determination by the Master
Servicer that it has received all Insurance Proceeds, Liquidation Proceeds and
other payments or cash recoveries which the Master Servicer reasonably and in
good faith expects to be finally recoverable with respect to such Mortgage Loan.
Certificate: Any Class A Certificate, Class M Certificate, Class B
Certificate or Class R Certificate.
Certificate Account: The separate account or accounts created and
maintained pursuant to Section 4.01, which shall be entitled "The First National
Bank of Chicago, as trustee, in trust for the registered holders of Residential
Funding Mortgage Securities I, Inc., Mortgage Pass-Through Certificates, Series
1999-S2" and which must be an Eligible Account.
Certificate Account Deposit Date: As to any Distribution Date, the Business
Day prior thereto.
Certificateholder or Holder: The Person in whose name a Certificate is
registered in the Certificate Register, except that only a Permitted Transferee
shall be a holder of a Class R Certificate for purposes hereof and, solely for
the purpose of giving any consent or direction pursuant to this Agreement, any
Certificate, other than a Class R Certificate registered in the name of the
Company, the Master Servicer or any Subservicer or any Affiliate thereof shall
be deemed not to be outstanding and the Percentage Interest or Voting Rights
evidenced thereby shall not be taken into account in determining whether the
requisite amount of Percentage Interests or Voting Rights necessary to effect
any such consent or direction has been obtained. All references herein to
"Holders" or "Certificateholders" shall reflect the rights of Certificate Owners
as they may indirectly exercise such rights through the Depository and
participating members thereof, except as otherwise specified herein; provided,
however, that the Trustee shall be required to recognize as a "Holder" or
"Certificateholder" only the Person in whose name a Certificate is registered in
the Certificate Register.
Certificate Owner: With respect to a Book-Entry Certificate, the Person
who is the beneficial owner of such Certificate, as reflected on the books of an
indirect participating brokerage firm for which a Depository Participant acts as
agent, if any, and otherwise on the books of a Depository Participant, if any,
and otherwise on the books of the Depository.
Certificate Principal Balance: With respect to each Class A Certificate
(other than the Class A-V Certificates) and Class R Certificate, on any date of
determination, an amount equal to (i) the Initial Certificate Principal Balance
of such Certificate as specified on the face thereof minus (ii) the sum of (a)
with respect to each such Certificate, the aggregate of all amounts previously
distributed with respect to such Certificate (or any predecessor Certificate)
and applied to reduce the Certificate Principal Balance thereof pursuant to
Section 4.02(a) and (b) the aggregate of all reductions in the Certificate
Principal Balance deemed to have occurred in connection with Realized Losses
which
<PAGE>
were previously allocated to such Certificate (or any predecessor Certificate)
pursuant to Section 4.05. With respect to each Class M Certificate, on any date
of determination, an amount equal to (i) the Initial Certificate Principal
Balance of such Class M Certificate as specified on the face thereof, minus (ii)
the sum of (x) the aggregate of all amounts previously distributed with respect
to such Certificate (or any predecessor Certificate) and applied to reduce the
Certificate Principal Balance thereof pursuant to Section 4.02(a) and (y) the
aggregate of all reductions in the Certificate Principal Balance deemed to have
occurred in connection with Realized Losses which were previously allocated to
such Certificate (or any predecessor Certificate) pursuant to Section 4.05;
provided, that if the Certificate Principal Balances of the Class B Certificates
have been reduced to zero, the Certificate Principal Balance of each Class M
Certificate of those Class M Certificates outstanding with the highest numerical
designation at any given time shall thereafter be calculated to equal the
Percentage Interest evidenced by such Certificate times the excess, if any, of
(A) the then aggregate Stated Principal Balance of the Mortgage Loans over (B)
the then aggregate Certificate Principal Balance of all other Classes of
Certificates then outstanding. With respect to each Class B Certificate, on any
date of determination, an amount equal to (i) the Initial Certificate Principal
Balance of such Class B Certificate as specified on the face thereof, minus (ii)
the sum of (x) the aggregate of all amounts previously distributed with respect
to such Certificate (or any predecessor Certificate) and applied to reduce the
Certificate Principal Balance thereof pursuant to Section 4.02(a) and (y) the
aggregate of all reductions in Certificate Principal Balance deemed to have
occurred in connection with Realized Losses which were previously allocated to
such Certificate (or any predecessor Certificate) pursuant to Section 4.05;
provided, that the Certificate Principal Balance of each Class B Certificate of
those Class B Certificates outstanding with the highest numerical designation at
any given time shall be calculated to equal the Percentage Interest evidenced by
such Certificate times the excess, if any, of (A) the then aggregate Stated
Principal Balance of the Mortgage Loans over (B) the then aggregate Certificate
Principal Balance of all other Classes of Certificates then outstanding. The
Class A-V Certificates (or any Subclass thereof) will have no Certificate
Principal Balance.
Certificate Register and Certificate Registrar: The register maintained and
the registrar appointed pursuant to Section 5.02.
Class: Collectively, all of the Certificates bearing the same designation.
The initial Class A-V Certificates and any Subclass thereof issued pursuant to
Section 5.01(c) shall be a single Class for purposes of this Agreement.
Class A Certificate: Any one of the Class A-1, Class A-2, Class A-3, Class
A-4, Class A-5, Class A-6, Class A-7, Class A-8, Class A-9, Class A-10, Class
A-11, Class A-12, Class A-13, Class A-14, Class A-P or Class A-V Certificates,
executed by the Trustee and authenticated by the Certificate Registrar
substantially in the form annexed hereto as Exhibit A, each such Certificate
(other than the Class A-V Certificates) evidencing an interest designated as a
"regular interest" in the Trust Fund for purposes of the REMIC Provisions. The
Class A-V Certificates will represent the entire beneficial ownership interest
in the Uncertificated REMIC Regular Interests. On and after the date of issuance
of any Subclass of Class A-V Certificates pursuant to Section 5.01(c), any such
<PAGE>
Subclass will represent the Uncertificated REMIC Regular Interest or Interests
specified by the initial Holder of the Class A-V Certificates.
Class A-11 Rounding Account: With respect to the Class A-11 Certificates,
the account created and maintained pursuant to Section 4.09.
Class A-14 Rounding Account: With respect to the Class A-14 Certificates,
the account created and maintained pursuant to Section 4.09.
Class A-11 Rounding Amount: With respect to the Class A-11 Rounding
Account, the amount of funds, if any, needed to be withdrawn and used to round
the amount of any distributions in reduction of the Certificate Principal
Balance of the Class A-11 Certificates upward to the next higher integral
multiple of $1,000.
Class A-14 Rounding Amount: With respect to the Class A-14 Rounding
Account, the amount of funds, if any, needed to be withdrawn and used to round
the amount of any distributions in reduction of the Certificate Principal
Balance of the Class A-14 Certificates upward to the next higher integral
multiple of $1,000.
Class A-P Collection Shortfall: With respect to the Cash Liquidation or
REO Disposition of a Discount Mortgage Loan and any Distribution Date, the
excess of the amount described in Section 4.02(b)(i)(C)(1) over the amount
described in Section 4.02(b)(i)(C)(2).
Class A-P Principal Distribution Amount: As defined in Section 4.02(b)(i).
Class B Certificate: Any one of the Class B-1 Certificates, Class B-2
Certificates or Class B-3 Certificates executed by the Trustee and authenticated
by the Certificate Registrar substantially in the form annexed hereto as Exhibit
C and evidencing an interest designated as a "regular interest" in the Trust
Fund for purposes of the REMIC Provisions.
Class B Percentage: The Class B-1 Percentage, Class B-2 Percentage and
Class B-3 Percentage.
Class B-1 Percentage: With respect to any Distribution Date, a fraction,
expressed as a percentage, the numerator of which is the aggregate Certificate
Principal Balance of the Class B-1 Certificates immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties) (other than the related Discount
Fraction of each Discount Mortgage Loan) immediately prior to such Distribution
Date.
Class B-1 Prepayment Distribution Trigger: With respect to any
Distribution Date, a test that shall be satisfied if the fraction (expressed as
a percentage) equal to the sum of the Certificate Principal Balances of the
Class B-1 Certificates, Class B-2 Certificates and Class B-3 Certificates
immediately prior to such Distribution Date divided by the aggregate Stated
Principal Balance of all
<PAGE>
of the Mortgage Loans (or related REO Properties) immediately prior to such
Distribution Date is greater than or equal to 0.75%.
Class B-2 Percentage: With respect to any Distribution Date, a fraction,
expressed as a percentage, the numerator of which is the aggregate Certificate
Principal Balance of the Class B-2 Certificates immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties) (other than the related Discount
Fraction of each Discount Mortgage Loan) immediately prior to such Distribution
Date.
Class B-2 Prepayment Distribution Trigger: With respect to any
Distribution Date, a test that shall be satisfied if the fraction (expressed as
a percentage) equal to the sum of the Certificate Principal Balances of the
Class B-2 Certificates and Class B-3 Certificates immediately prior to such
Distribution Date divided by the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties) immediately prior to such
Distribution Date is greater than or equal to 0.45%.
Class B-3 Percentage: With respect to any Distribution Date, a fraction
expressed as a percentage, the numerator of which is the aggregate Certificate
Principal Balance of the Class B-3 Certificates immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all
the Mortgage Loans (or related REO Properties) (other than the related Discount
Fraction of each Discount Mortgage Loan) immediately prior to such Distribution
Date.
Class B-3 Prepayment Distribution Trigger: With respect to any
Distribution Date, a test that shall be satisfied if the fraction (expressed as
a percentage) equal to the sum of the Certificate Principal Balances of the
Class B-3 Certificates immediately prior to such Distribution Date divided by
the aggregate Stated Principal Balance of all of the Mortgage Loans (or related
REO Properties) immediately prior to such Distribution Date is greater than or
equal to 0.25%.
Class M Certificate: Any one of the Class M-1 Certificates, Class M-2
Certificates or Class M-3 Certificates executed by the Trustee and authenticated
by the Certificate Registrar substantially in the form annexed hereto as Exhibit
B and evidencing an interest designated as a "regular interest" in the Trust
Fund for purposes of the REMIC Provisions.
Class M Percentage: The Class M-1 Percentage, Class M-2 Percentage and
Class M-3 Percentage.
Class M-1 Percentage: With respect to any Distribution Date, a fraction,
expressed as a percentage, the numerator of which is the aggregate Certificate
Principal Balance of the Class M-1 Certificates immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties) (other than the related Discount
Fraction of each Discount Mortgage Loan) immediately prior to such Distribution
Date.
<PAGE>
Class M-2 Percentage: With respect to any Distribution Date, a fraction,
expressed as a percentage, the numerator of which is the aggregate Certificate
Principal Balance of the Class M-2 Certificates immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties) (other than the related Discount
Fraction of each Discount Mortgage Loan) immediately prior to such Distribution
Date.
Class M-2 Prepayment Distribution Trigger: With respect to any
Distribution Date, a test that shall be satisfied if the fraction (expressed as
a percentage) equal to the sum of the Certificate Principal Balances of the
Class M-2 Certificates, Class M-3 Certificates, Class B-1 Certificates, Class
B-2 Certificates and Class B-3 Certificates immediately prior to such
Distribution Date divided by the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties) immediately prior to such
Distribution Date is greater than or equal to 1.90%.
Class M-3 Percentage: With respect to any Distribution Date, a fraction,
expressed as a percentage, the numerator of which is the aggregate Certificate
Principal Balance of the Class M-3 Certificates immediately prior to such date
and the denominator of which is the aggregate Stated Principal Balance of all of
the Mortgage Loans (or related REO Properties) (other than the related Discount
Fraction of each Discount Mortgage Loan) immediately prior to such Distribution
Date.
Class M-3 Prepayment Distribution Trigger: With respect to any
Distribution Date, a test that shall be satisfied if the fraction (expressed as
a percentage) equal to the sum of the Certificate Principal Balances of the
Class M-3 Certificates, Class B-1 Certificates, Class B-2 Certificates and Class
B-3 Certificates immediately prior to such Distribution Date divided by the
aggregate Stated Principal Balance of all of the Mortgage Loans (or related REO
Properties) immediately prior to such Distribution Date is greater than or equal
to 1.15%.
Class R Certificate: Any one of the Class R Certificates executed by the
Trustee and authenticated by the Certificate Registrar substantially in the form
annexed hereto as Exhibit D and evidencing an interest designated as a "residual
interest" in the Trust Fund for purposes of the REMIC Provisions.
Closing Date: January 28, 1999.
Code: The Internal Revenue Code of 1986.
Compensating Interest: With respect to any Distribution Date, an amount
equal to Prepayment Interest Shortfalls resulting from Principal Prepayments in
Full during the related Prepayment Period, but not more than the lesser of (a)
one-twelfth of 0.125% of the Stated Principal Balance of the Mortgage Loans
immediately preceding such Distribution Date and (b) the sum of the Servicing
Fee, all income and gain on amounts held in the Custodial Account and the
Certificate Account and payable to the Certificateholders with respect to such
Distribution Date and servicing compensation to which the Master Servicer may be
entitled pursuant to Section 3.10(a)(v) and (vi);
<PAGE>
provided that for purposes of this definition the amount of the Servicing Fee
will not be reduced pursuant to Section 7.02 except as may be required pursuant
to the last sentence of such Section.
Cooperative: A private, cooperative housing corporation organized under
the laws of, and headquartered in, the State of New York which owns or leases
land and all or part of a building or buildings located in the State of New
York, including apartments, spaces used for commercial purposes and common areas
therein and whose board of directors authorizes, among other things, the sale of
Cooperative Stock.
Cooperative Apartment: A dwelling unit in a multi-dwelling building owned
or leased by a Cooperative, which unit the Mortgagor has an exclusive right to
occupy pursuant to the terms of a proprietary lease or occupancy agreement.
Cooperative Lease: With respect to a Cooperative Loan, the proprietary
lease or occupancy agreement with respect to the Cooperative Apartment occupied
by the Mortgagor and relating to the related Cooperative Stock, which lease or
agreement confers an exclusive right to the holder of such Cooperative Stock to
occupy such apartment.
Cooperative Loans: Any of the Mortgage Loans made in respect of a
Cooperative Apartment, evidenced by a Mortgage Note and secured by (i) a
Security Agreement, (ii) the related Cooperative Stock Certificate, (iii) an
assignment of the Cooperative Lease, (iv) financing statements and (v) a stock
power (or other similar instrument), and ancillary thereto, a recognition
agreement between the Cooperative and the originator of the Cooperative Loan,
each of which was transferred and assigned to the Trustee pursuant to Section
2.01 and are from time to time held as part of the Trust Fund.
Cooperative Stock: With respect to a Cooperative Loan, the single
outstanding class of stock, partnership interest or other ownership instrument
in the related Cooperative.
Cooperative Stock Certificate: With respect to a Cooperative Loan, the
stock certificate or other instrument evidencing the related Cooperative Stock.
Corporate Trust Office: The principal office of the Trustee at which at
any particular time its corporate trust business with respect to this Agreement
shall be administered, which office at the date of the execution of this
instrument is located at One First National Plaza, Suite 0126, Chicago, Illinois
60670-0126, Attention: Residential Funding Corporation Series 1999-S2.
Credit Support Depletion Date: The first Distribution Date on which the
Senior Percentage equals 100%.
Curtailment: Any Principal Prepayment made by a Mortgagor which is not a
Principal Prepayment in Full.
<PAGE>
Custodial Account: The custodial account or accounts created and
maintained pursuant to Section 3.07 in the name of a depository institution, as
custodian for the holders of the Certificates, for the holders of certain other
interests in mortgage loans serviced or sold by the Master Servicer and for the
Master Servicer, into which the amounts set forth in Section 3.07 shall be
deposited directly. Any such account or accounts shall be an Eligible Account.
Custodial Agreement: An agreement that may be entered into among the
Company, the Master Servicer, the Trustee and a Custodian in substantially the
form of Exhibit E hereto.
Custodian: A custodian appointed pursuant to a Custodial Agreement.
Cut-off Date: January 1, 1999.
Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid
principal balance thereof at the Cut-off Date after giving effect to all
installments of principal due on or prior thereto, whether or not received.
Debt Service Reduction: With respect to any Mortgage Loan, a reduction in
the scheduled Monthly Payment for such Mortgage Loan by a court of competent
jurisdiction in a proceeding under the Bankruptcy Code, except such a reduction
constituting a Deficient Valuation or any reduction that results in a permanent
forgiveness of principal.
Deceased Owner: A Certificate Owner of a Retail Priority Lottery
Certificate who was living at the time such interest was acquired and whose
authorized personal representative, surviving tenant by the entirety, surviving
joint tenant or surviving tenant in common or other person empowered to act on
behalf of a deceased Certificate Owner causes to be furnished to the Depository
evidence of death satisfactory to the Depository Participant and any tax waivers
requested by the Depository Participant.
Defaulted Mortgage Loss: With respect to any Mortgage Loan, any loss that
is attributable to the Mortgagor's failure to make any payment of principal or
interest as required under the Mortgage Note, except that such loss shall not
include any Special Hazard Loss, Fraud Loss, Bankruptcy Loss, Extraordinary Loss
or other loss resulting from damage to the related Mortgaged Property or any
interest shortfalls not covered by the subordination described in Section 4.05,
including interest that is not covered by the subordination described in Section
4.05, including interest that is not collectible from the Mortgagor pursuant to
the Soldiers' and Sailors' Civil Relief Act of 1940 or similar legislation or
regulations as in effect from time to time.
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a
court of competent jurisdiction of the Mortgaged Property in an amount less than
the then outstanding indebtedness under the Mortgage Loan, or any reduction in
the amount of principal to be paid in connection with any scheduled Monthly
Payment that constitutes a permanent forgiveness of principal, which valuation
or reduction results from a proceeding under the Bankruptcy Code.
<PAGE>
Definitive Certificate: Any definitive, fully registered Certificate.
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced with a
Qualified Substitute Mortgage Loan.
Delinquent: As used herein, a Mortgage Loan is considered to be: "30 to 59
days" or "30 or more days" delinquent when a payment due on any scheduled due
date remains unpaid as of the close of business on the last business day
immediately prior to the next following monthly scheduled due date; "60 to 89
days" or "60 or more days" delinquent when a payment due on any scheduled due
date remains unpaid as of the close of business on the last business day
immediately prior to the second following monthly scheduled due date; and so on.
The determination as to whether a Mortgage Loan falls into these categories is
made as of the close of business on the last business day of each month. For
example, a Mortgage Loan with a payment due on July 1 that remained unpaid as of
the close of business on July 31 would then be considered to be 30 to 59 days
delinquent. Delinquency information as of the Cut-off Date is determined and
prepared as of the close of business on the last business day immediately prior
to the Cut-off Date.
Depository: The Depository Trust Company, or any successor Depository
hereafter named. The nominee of the initial Depository for purposes of
registering those Certificates that are to be Book-Entry Certificates is Cede &
Co. The Depository shall at all times be a "clearing corporation" as defined in
Section 8-102(5) of the Uniform Commercial Code of the State of New York and a
"clearing agency" registered pursuant to the provisions of Section 17A of the
Securities Exchange Act of 1934, as amended.
Depository Participant: A broker, dealer, bank or other financial
institution or other Person for whom from time to time a Depository effects
book-entry transfers and pledges of securities deposited with the Depository.
Destroyed Mortgage Note: A Mortgage Note the original of which was
permanently lost or destroyed and has not been replaced.
Determination Date: With respect to any Distribution Date, the 20th day
(or if such 20th day is not a Business Day, the Business Day immediately
following such 20th day) of the month of the related Distribution Date.
Discount Fraction: With respect to each Discount Mortgage Loan, the
fraction expressed as a percentage, the numerator of which is 6.50% minus the
Net Mortgage Rate (or the initial Net Mortgage Rate with respect to any Discount
Mortgage Loans as to which the Mortgage Rate is modified pursuant to Section
3.07(a)) for such Mortgage Loan and the denominator of which is 6.50%. The
Discount Fraction with respect to each Discount Mortgage Loan is set forth on
Exhibit P attached hereto.
<PAGE>
Discount Mortgage Loan: Any Mortgage Loan having a Net Mortgage Rate (or
the initial Net Mortgage Rate) of less than 6.50% per annum and any Mortgage
Loan deemed to be a Discount Mortgage Loan pursuant to the definition of
Qualified Substitute Mortgage Loan.
Disqualified Organization: Any organization defined as a "disqualified
organization" under Section 860E(e)(5) of the Code, which includes any of the
following: (i) the United States, any State or political subdivision thereof,
any possession of the United States, or any agency or instrumentality of any of
the foregoing (other than an instrumentality which is a corporation if all of
its activities are subject to tax and, except for the FHLMC, a majority of its
board of directors is not selected by such governmental unit), (ii) a foreign
government, any international organization, or any agency or instrumentality of
any of the foregoing, (iii) any organization (other than certain farmers'
cooperatives described in Section 521 of the Code) which is exempt from the tax
imposed by Chapter 1 of the Code (including the tax imposed by Section 511 of
the Code on unrelated business taxable income), (iv) rural electric and
telephone cooperatives described in Section 1381(a)(2)(C) of the Code and (v)
any other Person so designated by the Trustee based upon an Opinion of Counsel
that the holding of an Ownership Interest in a Class R Certificate by such
Person may cause the Trust Fund or any Person having an Ownership Interest in
any Class of Certificates (other than such Person) to incur a liability for any
federal tax imposed under the Code that would not otherwise be imposed but for
the transfer of an Ownership Interest in a Class R Certificate to such Person.
The terms "United States", "State" and "international organization" shall have
the meanings set forth in Section 7701 of the Code or successor provisions.
Distribution Date: The 25th day of any month beginning in the month
immediately following the month of the initial issuance of the Certificates or,
if such 25th day is not a Business Day, the Business Day immediately following
such 25th day.
Due Date: With respect to any Distribution Date, the first day of the month
in which such Distribution Date occurs.
Due Period: With respect to any Distribution Date, the period commencing
on the second day of the month preceding the month of such Distribution Date and
ending on the related Due Date.
Eligible Account: An account that is any of the following: (i) maintained
with a depository institution the debt obligations of which have been rated by
each Rating Agency in its highest rating available, or (ii) an account or
accounts in a depository institution in which such accounts are fully insured to
the limits established by the FDIC, provided that any deposits not so insured
shall, to the extent acceptable to each Rating Agency, as evidenced in writing,
be maintained such that (as evidenced by an Opinion of Counsel delivered to the
Trustee and each Rating Agency) the registered Holders of Certificates have a
claim with respect to the funds in such account or a perfected first security
interest against any collateral (which shall be limited to Permitted
Investments) securing such funds that is superior to claims of any other
depositors or creditors of the depository institution with which such account is
maintained, or (iii) in the case of the Custodial Account, either (A) a trust
account or accounts maintained in the corporate trust department of The First
National Bank of
<PAGE>
Chicago or (B) an account or accounts maintained in the corporate asset services
department of The First National Bank of Chicago, as long as its short term debt
obligations are rated P-1 (or the equivalent) or better by each Rating Agency
and its long term debt obligations are rated A2 (or the equivalent) or better,
by each Rating Agency, or (iv) in the case of the Certificate Account, a trust
account or accounts maintained in the corporate trust division of The First
National Bank of Chicago, or (v) an account or accounts of a depository
institution acceptable to each Rating Agency (as evidenced in writing by each
Rating Agency that use of any such account as the Custodial Account or the
Certificate Account will not reduce the rating assigned to any Class of
Certificates by such Rating Agency below the lower of the then-current rating or
the rating assigned to such Certificates as of the Closing Date by such Rating
Agency).
Eligible Funds: On any Distribution Date, the portion, if any, of the
Available Distribution Amount remaining after reduction by the sum of (i) the
aggregate amount of Accrued Certificate Interest on the Class A and Class R
Certificates, (ii) the Senior Principal Distribution Amount (determined without
regard to Section 4.02(a)(ii)(Y)(D) hereof), (iii) the Principal Only
Distribution Amount (determined without regard to Section 4.02(b)(i)(E) hereof)
and (iv) the aggregate amount of Accrued Certificate Interest on the Class M,
Class B-1 and Class B-2 Certificates.
ERISA: The Employment Retirement Income Security Act of 1974, as amended.
Event of Default: As defined in Section 7.01.
Excess Bankruptcy Loss: Any Bankruptcy Loss, or portion thereof, which
exceeds the then applicable Bankruptcy Amount.
Excess Fraud Loss: Any Fraud Loss, or portion thereof, which exceeds the
then applicable Fraud Loss Amount.
Excess Special Hazard Loss: Any Special Hazard Loss, or portion thereof,
that exceeds the then applicable Special Hazard Amount.
Excess Subordinate Principal Amount: With respect to any Distribution Date
on which the Certificate Principal Balance of the most subordinate class or
classes of Certificates (as established in Section 4.05 hereof) then outstanding
is to be reduced to zero and on which Realized Losses are to be allocated to
such class or classes, the excess, if any, of (i) the amount that would
otherwise be distributable in respect of principal on such class or classes of
Certificates on such Distribution Date over (ii) the excess, if any, of the
Certificate Principal Balance of such class or classes of Certificates
immediately prior to such Distribution Date over the aggregate amount of
Realized Losses to be allocated to such classes of Certificates on such
Distribution Date, as reduced by any such amount that is included in Section
4.02(b)(i)(E) hereof.
Extraordinary Events: Any of the following conditions with respect to a
Mortgaged Property or Mortgage Loan causing or resulting in a loss which causes
the liquidation of such Mortgage Loan:
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(a) losses that are of the type that would be covered by the
fidelity bond and the errors and omissions insurance policy required to be
maintained pursuant to Section 3.12(b) but are in excess of the coverage
maintained thereunder;
(b) nuclear reaction or nuclear radiation or radioactive
contamination, all whether controlled or uncontrolled, and whether such
loss be direct or indirect, proximate or remote or be in whole or in part
caused by, contributed to or aggravated by a peril covered by the
definition of the term "Special Hazard Loss";
(c) hostile or warlike action in time of peace or war, including
action in hindering, combating or defending against an actual, impending
or expected attack:
1. by any government or sovereign power, de jure or de facto, or
by any authority maintaining or using military, naval or air forces;
or
2. by military, naval or air forces; or
3. by an agent of any such government, power, authority or
forces;
(d) any weapon of war employing atomic fission or radioactive
force whether in time of peace or war; or
(e) insurrection, rebellion, revolution, civil war, usurped power
or action taken by governmental authority in hindering, combating or
defending against such an occurrence, seizure or destruction under
quarantine or customs regulations, confiscation by order of any government
or public authority; or risks of contraband or illegal transportation or
trade.
Extraordinary Losses: Any loss incurred on a Mortgage Loan caused by or
resulting from an Extraordinary Event.
FDIC: Federal Deposit Insurance Corporation or any successor thereto.
FHLMC: Federal Home Loan Mortgage Corporation, a corporate instrumentality
of the United States created and existing under Title III of the Emergency Home
Finance Act of 1970, as amended, or any successor thereto.
Final Distribution Date: The Distribution Date on which the final
distribution in respect of the Certificates will be made pursuant to Section
9.01 which Final Distribution Date shall in no event be later than the end of
the 90-day liquidation period described in Section 9.02.
Fitch: Fitch IBCA, Inc. or its successor in interest.
<PAGE>
FNMA: Federal National Mortgage Association, a federally chartered and
privately owned corporation organized and existing under the Federal National
Mortgage Association Charter Act, or any successor thereto.
Foreclosure Profits: As to any Distribution Date or related Determination
Date and any Mortgage Loan, the excess, if any, of Liquidation Proceeds,
Insurance Proceeds and REO Proceeds (net of all amounts reimbursable therefrom
pursuant to Section 3.10(a)(ii)) in respect of each Mortgage Loan or REO
Property for which a Cash Liquidation or REO Disposition occurred in the related
Prepayment Period over the sum of the unpaid principal balance of such Mortgage
Loan or REO Property (determined, in the case of an REO Disposition, in
accordance with Section 3.14) plus accrued and unpaid interest at the Mortgage
Rate on such unpaid principal balance from the Due Date to which interest was
last paid by the Mortgagor to the first day of the month following the month in
which such Cash Liquidation or REO Disposition occurred.
Fraud Loss Amount: As of any date of determination after the Cut-off Date,
an amount equal to: (Y) prior to the third anniversary of the Cut-off Date, an
amount equal to 1.00% of the aggregate outstanding principal balance of all of
the Mortgage Loans as of the Cut-off Date minus the aggregate amount of Fraud
Losses allocated solely to one or more specific Classes of Certificates in
accordance with Section 4.05 since the Cut-off Date up to such date of
determination and (Z) from the third to the fifth anniversary of the Cut-off
Date, an amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the
most recent anniversary of the Cut-off Date and (b) 0.50% of the aggregate
outstanding principal balance of all of the Mortgage Loans as of the most recent
anniversary of the Cut-off Date minus (2) the Fraud Losses allocated solely to
one or more specific Classes of Certificates in accordance with Section 4.05
since the most recent anniversary of the Cutoff Date up to such date of
determination. On and after the fifth anniversary of the Cut-off Date, the Fraud
Loss Amount shall be zero.
The Fraud Loss Amount may be further reduced by the Master Servicer
(including accelerating the manner in which such coverage is reduced) provided
that prior to any such reduction, the Master Servicer shall (i) obtain written
confirmation from each Rating Agency that such reduction shall not reduce the
rating assigned to any Class of Certificates by such Rating Agency below the
lower of the then-current rating or the rating assigned to such Certificates as
of the Closing Date by such Rating Agency and (ii) provide a copy of such
written confirmation to the Trustee.
Fraud Losses: Losses on Mortgage Loans as to which there was fraud in the
origination of such Mortgage Loan.
Independent: When used with respect to any specified Person, means such a
Person who (i) is in fact independent of the Company, the Master Servicer and
the Trustee, or any Affiliate thereof, (ii) does not have any direct financial
interest or any material indirect financial interest in the Company, the Master
Servicer or the Trustee or in an Affiliate thereof, and (iii) is not connected
with
<PAGE>
the Company, the Master Servicer or the Trustee as an officer, employee,
promoter, underwriter, trustee, partner, director or person performing similar
functions.
Indirect Depository Participant: An institution that is not a Depository
Participant but clears through or maintains a custodial relationship with
Participants and has access to the Depository's clearing system.
Individual Retail Lottery Certificate: A Retail Lottery Certificate that
evidences $1,000 initial Certificate Principal Balance.
Individual Retail Priority Lottery Certificate: A Retail Priority Lottery
Certificate that evidences $1,000 initial Certificate Principal Balance.
Initial Certificate Principal Balance: With respect to each Class of
Certificates, the Certificate Principal Balance of such Class of Certificates as
of the Cut-off Date as set forth in the Preliminary Statement hereto.
Initial Monthly Payment Fund: As defined in Section 2.01(f).
Initial Notional Amount: With respect to the Class A-V Certificates, the
Cut-off Date Principal Balance of the Mortgage Loans.
Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans
pursuant to any Primary Insurance Policy or any other related insurance policy
covering a Mortgage Loan, to the extent such proceeds are payable to the
mortgagee under the Mortgage, any Subservicer, the Master Servicer or the
Trustee and are not applied to the restoration of the related Mortgaged Property
or released to the Mortgagor in accordance with the procedures that the Master
Servicer would follow in servicing mortgage loans held for its own account.
Insurer: Any named insurer under any Primary Insurance Policy or any
successor thereto or the named insurer in any replacement policy.
Interest Accrual Period: With respect to any Certificate (other than the
Class A-12 Certificates and Class A-13 Certificates) the calendar month
preceding the month in which the Distribution Date occurs. The Interest Accrual
Period for the Class A-12 Certificates and Class A-13 Certificates is the
one-month period commencing on the 25th day of the month preceding the month in
which such Distribution Date occurs and ending on the 24th day of the month in
which such Distribution Date occurs.
Junior Certificateholder: The Holder of not less than 95% of the Percentage
Interests of the Junior Class of Certificates.
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Junior Class of Certificates: The Class of Class M or Class B Certificates
outstanding as of the date of the repurchase of a Mortgage Loan pursuant to
Section 4.07 herein that has the latest priority for payments pursuant to
Section 4.02.
Late Collections: With respect to any Mortgage Loan, all amounts received
during any Due Period, whether as late payments of Monthly Payments or as
Insurance Proceeds, Liquidation Proceeds or otherwise, which represent late
payments or collections of Monthly Payments due but delinquent for a previous
Due Period and not previously recovered.
LIBOR: With respect to any Distribution Date and the Pass-Through Rates on
the Class A- 12 and Class A-13 Certificates, the arithmetic mean of the London
interbank offered rate quotations of reference banks (which will be selected by
the Trustee after consultation with the Master Servicer) for one-month U.S.
dollar deposits, expressed on a per annum basis, determined in accordance with
Section 1.02.
LIBOR Business Day: Any day other than (i) a Saturday or a Sunday or (ii)
a day on which banking institutions in the city of London, England are required
or authorized by law to be closed.
Liquidation Proceeds: Amounts (other than Insurance Proceeds) received by
the Master Servicer in connection with the taking of an entire Mortgaged
Property by exercise of the power of eminent domain or condemnation or in
connection with the liquidation of a defaulted Mortgage Loan through trustee's
sale, foreclosure sale or otherwise, other than REO Proceeds.
Living Owner: A Certificate Owner of a Retail Priority Lottery Certificate
other than a Deceased Owner.
Loan-to-Value Ratio: As of any date, the fraction, expressed as a
percentage, the numerator of which is the current principal balance of the
related Mortgage Loan at the date of determination and the denominator of which
is the Appraised Value of the related Mortgaged Property.
Lockout Certificates: Each of the Class A-4 Certificates.
Lockout Distribution Percentage: For any Distribution Date occurring prior
to the Distribution Date in February 2004 will be 0%. The Lockout Distribution
Percentage for any Distribution Date occurring after the first five years
following the Closing Date will be as follows: for any Distribution Date during
the sixth year after the Closing Date, 30%; for any Distribution Date during the
seventh year after the Closing Date, 40%; for any Distribution Date during the
eighth year after the Closing Date, 60%; for any Distribution Date during the
ninth year after the Closing Date, 80%; and for any Distribution Date
thereafter, 100%.
Maturity Date: Solely for purposes of Section 1.860G-1(a)(4)(iii) of the
Treasury regulations, the latest possible maturity date of each "regular
interest" in the Trust Fund would be reduced to zero, which is January 25, 2029.
<PAGE>
Modified Mortgage Loan: Any Mortgage Loan that has been the subject of a
Servicing Modification.
Modified Net Mortgage Rate: As to any Mortgage Loan that is the subject of
a Servicing Modification, the Net Mortgage Rate minus the rate per annum by
which the Mortgage Rate on such Mortgage Loan was reduced.
Monthly Payment: With respect to any Mortgage Loan (including any REO
Property) and any Due Date, the payment of principal and interest due thereon in
accordance with the amortization schedule at the time applicable thereto (after
adjustment, if any, for Curtailments and for Deficient Valuations occurring
prior to such Due Date but before any adjustment to such amortization schedule
by reason of any bankruptcy, other than a Deficient Valuation, or similar
proceeding or any moratorium or similar waiver or grace period and before any
Servicing Modification that constitutes a reduction of the interest rate on such
Mortgage Loan).
Moody's: Moody's Investors Service, Inc., or its successor in interest.
Mortgage: With respect to each Mortgage Note, the mortgage, deed of trust
or other comparable instrument creating a first lien on an estate in fee simple
or leasehold interest in real property securing a Mortgage Note.
Mortgage File: The mortgage documents listed in Section 2.01 pertaining to
a particular Mortgage Loan and any additional documents required to be added to
the Mortgage File pursuant to this Agreement.
Mortgage Loan Schedule: The list of the Mortgage Loans attached hereto as
Exhibit F (as amended from time to time to reflect the addition of Qualified
Substitute Mortgage Loans), which list shall set forth at a minimum the
following information as to each Mortgage Loan:
(i) the Mortgage Loan identifying number ("RFC LOAN #");
(ii) the street address of the Mortgaged Property including state and
zip code ("ADDRESS");
(iii) the maturity of the Mortgage Note ("MATURITY DATE");
(iv) the Mortgage Rate ("ORIG RATE");
(v) the Subservicer pass-through rate ("CURR NET");
(vi) the Net Mortgage Rate ("NET MTG RT");
(vii) the Pool Strip Rate ("SPREAD");
<PAGE>
(viii) the initial scheduled monthly payment of principal, if any, and
interest ("ORIGINAL P & I");
(ix) the Cut-off Date Principal Balance ("PRINCIPAL BAL");
(x) the Loan-to-Value Ratio at origination ("LTV");
(xi) the rate at which the Subservicing Fee accrues ("SUBSERV FEE") and
at which the Servicing Fee accrues ("MSTR SERV FEE");
(xii) a code "T," "BT" or "CT" under the column "LN FEATURE," indicating
that the Mortgage Loan is secured by a second or vacation
residence; and
(xiii) a code "N" under the column "OCCP CODE," indicating that the
Mortgage Loan is secured by a non-owner occupied residence.
Such schedule may consist of multiple reports that collectively set forth all of
the information required.
Mortgage Loans: Such of the mortgage loans transferred and assigned to the
Trustee pursuant to Section 2.01 as from time to time are held or deemed to be
held as a part of the Trust Fund, the Mortgage Loans originally so held being
identified in the initial Mortgage Loan Schedule, and Qualified Substitute
Mortgage Loans held or deemed held as part of the Trust Fund including, without
limitation, (i) with respect to each Cooperative Loan, the related Mortgage
Note, Security Agreement, Assignment of Proprietary Lease, Cooperative Stock
Certificate, Cooperative Lease and Mortgage File and all rights appertaining
thereto, and (ii) with respect to each Mortgage Loan other than a Cooperative
Loan, each related Mortgage Note, Mortgage and Mortgage File and all rights
appertaining thereto.
Mortgage Note: The originally executed note or other evidence of
indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan,
together with any modification thereto.
Mortgage Rate: As to any Mortgage Loan, the interest rate borne by the
related Mortgage Note, or any modification thereto other than a Servicing
Modification.
Mortgaged Property: The underlying real property securing a Mortgage Loan.
Mortgagor: The obligor on a Mortgage Note.
Net Mortgage Rate: As to each Mortgage Loan, a per annum rate of interest
equal to the Adjusted Mortgage Rate less the per annum rate at which the
Servicing Fee is calculated.
Non-Discount Mortgage Loan: A Mortgage Loan that is not a Discount Mortgage
Loan.
<PAGE>
Non-Primary Residence Loans: The Mortgage Loans designated as secured by
second or vacation residences, or by non-owner occupied residences, on the
Mortgage Loan Schedule.
Non-Supported Prepayment Interest Shortfall: The amount of any Prepayment
Interest Shortfall not offset by the Master Servicer.
Non-United States Person: Any Person other than a United States Person.
Nonrecoverable Advance: Any Advance previously made or proposed to be made
by the Master Servicer in respect of a Mortgage Loan (other than a Deleted
Mortgage Loan) which, in the good faith judgment of the Master Servicer, will
not, or, in the case of a proposed Advance, would not, be ultimately recoverable
by the Master Servicer from related Late Collections, Insurance Proceeds,
Liquidation Proceeds, REO Proceeds or amounts reimbursable to the Master
Servicer pursuant to Section 4.02(a) hereof. The determination by the Master
Servicer that it has made a Nonrecoverable Advance or that any proposed Advance
would constitute a Nonrecoverable Advance, shall be evidenced by an Officers'
Certificate delivered to the Company and the Trustee promptly following such
determination.
Nonsubserviced Mortgage Loan: Any Mortgage Loan that, at the time of
reference thereto, is not subject to a Subservicing Agreement.
Notional Amount: As of any Distribution Date, with respect to the Class
A-V Certificates, the aggregate Stated Principal Balance of the Mortgage Loans
immediately prior to such date.
Officers' Certificate: A certificate signed by the Chairman of the Board,
the President or a Vice President or Assistant Vice President, or a Director or
Managing Director, and by the Treasurer, the Secretary, or one of the Assistant
Treasurers or Assistant Secretaries of the Company or the Master Servicer, as
the case may be, and delivered to the Trustee, as required by this Agreement.
Opinion of Counsel: A written opinion of counsel acceptable to the Trustee
and the Master Servicer, who may be counsel for the Company or the Master
Servicer, provided that any opinion of counsel (i) referred to in the definition
of "Permitted Transferee" or (ii) relating to the qualification of the Trust
Fund as a REMIC or compliance with the REMIC Provisions must, unless otherwise
specified, be an opinion of Independent counsel.
Original Senior Percentage: The fraction, expressed as a percentage, the
numerator of which is the aggregate Initial Certificate Principal Balance of the
Senior Certificates (other than the Class A-P Certificates) and the denominator
of which is the aggregate Stated Principal Balance of the Mortgage Loans (other
than the Discount Fraction of the Discount Mortgage Loans), which is
approximately 96.10% as of the Closing Date.
Outstanding Mortgage Loan: As to any Due Date, a Mortgage Loan (including
an REO Property) which was not the subject of a Principal Prepayment in Full,
Cash Liquidation or REO
<PAGE>
Disposition and which was not purchased, deleted or substituted for prior to
such Due Date pursuant to Section 2.02, 2.03 or 2.04.
Ownership Interest: As to any Certificate, any ownership or security
interest in such Certificate, including any interest in such Certificate as the
Holder thereof and any other interest therein, whether direct or indirect, legal
or beneficial, as owner or as pledgee.
Pass-Through Rate: With respect to the Class A Certificates (other than
the Class A-12, Class A-13, Class A-P and Class A-V Certificates), Class M
Certificates, Class B Certificates and Class R Certificates and any Distribution
Date, the per annum rate set forth in the Preliminary Statement hereto. With
respect to the Class A-12 Certificates and the initial Interest Accrual Period,
6.10% per annum, and as to any Interest Accrual Period thereafter, a per annum
rate equal to LIBOR plus 1.05%, subject to a maximum rate of 8.00% per annum and
a minimum rate of 1.05% per annum. With respect to the Class A-13 Certificates
and the initial Interest Accrual Period, 6.78571429% per annum, and as to any
Interest Accrual Period thereafter, a per annum rate equal to 24.82142857% minus
the product of LIBOR and 3.57142857, subject to a maximum rate of 24.82142857%
per annum and a minimum rate of 0.00% per annum. With respect to the Class A-V
Certificates and any Distribution Date, a rate equal to the weighted average,
expressed as a percentage, of the Pool Strip Rates of all Corresponding Mortgage
Loans as of the Due Date in the month next preceding the month in which such
Distribution Date occurs, weighted on the basis of the respective Stated
Principal Balances of such Mortgage Loans, which Stated Principal Balances shall
be the Stated Principal Balances of such Mortgage Loans at the close of business
on the immediately preceding Distribution Date after giving effect to
distributions thereon allocable to principal to the Holders of the Certificates.
With respect to the Class A-V Certificates and the initial Distribution Date,
the Pass-Through Rate is equal to 0.3356% per annum. With respect to any
Subclass of the Class A-V Certificates and any Distribution Date, a rate equal
to the weighted average, expressed as a percentage, of the Pool Strip Rates of
all Corresponding Mortgage Loans represented by such Subclass as of the Due Date
in the month next preceding the month in which such Distribution Date occurs,
weighted on the basis of the respective Stated Principal Balances of such
Mortgage Loans, which Stated Principal Balances shall be the Stated Principal
Balances of such Mortgage Loans at the close of business on the immediately
preceding Distribution Date after giving effect to distributions thereon
allocable to principal to the Holder of such Certificate (or with respect to the
initial Distribution Date, at the close of business on the Cut-off Date). The
Class A-P Certificates have no Pass-Through Rate and are not entitled to Accrued
Certificate Interest.
Paying Agent: The First National Bank of Chicago or any successor Paying
Agent appointed by the Trustee.
Percentage Interest: With respect to any Certificate (other than a Class R
Certificate), the undivided percentage ownership interest in the related Class
evidenced by such Certificate, which percentage ownership interest shall be
equal to the Initial Certificate Principal Balance thereof or Initial Notional
Amount thereof (in the case of any Class A-V Certificates) divided by the
aggregate Initial Certificate Principal Balance or Initial Notional Amount, as
applicable, of all of the
<PAGE>
Certificates of the same Class. With respect to a Class R Certificate, the
interest in distributions to be made with respect to such Class evidenced
thereby, expressed as a percentage, as stated on the face of each such
Certificate.
Permitted Investments: One or more of the following:
(i) obligations of or guaranteed as to principal and interest by
the United States or any agency or instrumentality thereof when such
obligations are backed by the full faith and credit of the United States;
(ii) repurchase agreements on obligations specified in clause (i)
maturing not more than one month from the date of acquisition thereof,
provided that the unsecured obligations of the party agreeing to
repurchase such obligations are at the time rated by each Rating Agency in
its highest short-term rating available;
(iii) federal funds, certificates of deposit, demand deposits,
time deposits and bankers' acceptances (which shall each have an original
maturity of not more than 90 days and, in the case of bankers'
acceptances, shall in no event have an original maturity of more than 365
days or a remaining maturity of more than 30 days) denominated in United
States dollars of any U.S. depository institution or trust company
incorporated under the laws of the United States or any state thereof or
of any domestic branch of a foreign depository institution or trust
company; provided that the debt obligations of such depository institution
or trust company (or, if the only Rating Agency is Standard & Poor's, in
the case of the principal depository institution in a depository
institution holding company, debt obligations of the depository
institution holding company) at the date of acquisition thereof have been
rated by each Rating Agency in its highest short-term rating available;
and provided further that, if the only Rating Agency is Standard & Poor's
and if the depository or trust company is a principal subsidiary of a bank
holding company and the debt obligations of such subsidiary are not
separately rated, the applicable rating shall be that of the bank holding
company; and, provided further that, if the original maturity of such
short-term obligations of a domestic branch of a foreign depository
institution or trust company shall exceed 30 days, the short-term rating
of such institution shall be A-1+ in the case of Standard & Poor's if
Standard & Poor's is the Rating Agency;
(iv) commercial paper and demand notes (having original maturities
of not more than 365 days) of any corporation incorporated under the laws
of the United States or any state thereof which on the date of acquisition
has been rated by each Rating Agency in its highest short-term rating
available; provided that such commercial paper or demand notes shall have
a remaining maturity of not more than 30 days;
(v) a money market fund or a qualified investment fund rated by
each Rating Agency in its highest long-term rating available; and
<PAGE>
(vi) other obligations or securities that are acceptable to each
Rating Agency as a Permitted Investment hereunder and will not reduce the
rating assigned to any Class of Certificates by such Rating Agency below
the lower of the then-current rating or the rating assigned to such
Certificates as of the Closing Date by such Rating Agency, as evidenced in
writing;
provided, however, that no instrument shall be a Permitted Investment if it
represents, either (1) the right to receive only interest payments with respect
to the underlying debt instrument or (2) the right to receive both principal and
interest payments derived from obligations underlying such instrument and the
principal and interest payments with respect to such instrument provide a yield
to maturity greater than 120% of the yield to maturity at par of such underlying
obligations. References herein to the highest rating available on unsecured
long-term debt shall mean AAA in the case of Standard & Poor's and Fitch and Aaa
in the case of Moody's, and references herein to the highest rating available on
unsecured commercial paper and short-term debt obligations shall mean A-1 in the
case of Standard & Poor's, P-1 in the case of Moody's and either A-1 by Standard
& Poor's, P-1 by Moody's or F-1 by Fitch in the case of Fitch.
Permitted Transferee: Any Transferee of a Class R Certificate, other than
a Disqualified Organization, any "electing large partnership" as defined in
Section 775(a) of the Code, or a NonUnited States Person.
Person: Any individual, corporation, partnership, joint venture,
association, joint-stock company, trust, unincorporated organization or
government or any agency or political subdivision thereof.
Pool Stated Principal Balance: As to any date of determination, the
aggregate of the Stated Principal Balances of each Mortgage Loan that was an
Outstanding Mortgage Loan on the Due Date in the month preceding the month of
such date of determination.
Pool Strip Rate: With respect to each Premium Mortgage Loan, a per annum
rate equal to the excess, if any, of (a) the Net Mortgage Rate of such Mortgage
Loan on the Cut-off Date over (b) 6.50% per annum.
Prepayment Assumption: A prepayment assumption of 275% of the prepayment
speed assumption, used for determining the accrual of original issue discount,
market discount and premium on the Certificates for federal income tax purposes.
The prepayment speed assumption assumes a constant rate of prepayment of
mortgage loans of 0.20% per annum of the then outstanding principal balance of
such mortgage loans in the first month of the life of the mortgage loans,
increasing by an additional 0.20% per annum in each succeeding month until the
thirtieth month, and a constant 6.00% per annum rate of prepayment thereafter
for the life of the mortgage loans.
<PAGE>
Prepayment Distribution Percentage: With respect to any Distribution Date
and each Class of Class M Certificates and Class B Certificates, under the
applicable circumstances set forth below, the respective percentages set forth
below:
(i) For any Distribution Date prior to the Distribution Date in
February 2004 (unless the Certificate Principal Balances of
the Class A Certificates, other than the Class A-P
Certificates, have been reduced to zero), 0%;
(ii) For any Distribution Date on which any Class of Class M or
Class B Certificates are outstanding not discussed in clause
(i) above:
(a) in the case of the Class of Class M Certificates then
outstanding with the lowest numerical designation, or in the event
the Class M Certificates are no longer outstanding, the Class of
Class B Certificates then outstanding with the lowest numerical
designation and each other Class of Class M Certificates and Class
B Certificates for which the related Prepayment Distribution
Trigger has been satisfied, a fraction, expressed as a percentage,
the numerator of which is the Certificate Principal Balance of
such Class immediately prior to such date and the denominator of
which is the sum of the Certificate Principal Balances immediately
prior to such date of (1) the Class of Class M Certificates then
outstanding with the lowest numerical designation, or in the event
the Class M Certificates are no longer outstanding, the Class of
Class B Certificates then outstanding with the lowest numerical
designation and (2) all other Classes of Class M Certificates and
Class B Certificates for which the respective Prepayment
Distribution Triggers have been satisfied; and
(b) in the case of each other Class of Class M Certificates
and Class B Certificates for which the Prepayment Distribution
Triggers have not been satisfied, 0%; and
(iii) Notwithstanding the foregoing, if the application of the
foregoing percentages on any Distribution Date as provided in Section 4.02
(determined without regard to the proviso to the definition of
"Subordinate Principal Distribution Amount") would result in a
distribution in respect of principal of any Class or Classes of Class M
Certificates and Class B Certificates in an amount greater than the
remaining Certificate Principal Balance thereof (any such class, a
"Maturing Class"), then: (a) the Prepayment Distribution Percentage of
each Maturing Class shall be reduced to a level that, when applied as
described above, would exactly reduce the Certificate Principal Balance of
such Class to zero; (b) the Prepayment Distribution Percentage of each
other Class of Class M Certificates and Class B Certificates (any such
Class, a "Non-Maturing Class") shall be recalculated in accordance with
the provisions in paragraph (ii) above, as if the Certificate Principal
Balance of each Maturing Class had been reduced to zero (such percentage
as recalculated, the "Recalculated Percentage"); (c) the total amount of
the reductions in the Prepayment Distribution
<PAGE>
Percentages of the Maturing Class or Classes pursuant to clause (a) of
this sentence, expressed as an aggregate percentage, shall be allocated
among the Non-Maturing Classes in proportion to their respective
Recalculated Percentages (the portion of such aggregate reduction so
allocated to any Non-Maturing Class, the "Adjustment Percentage"); and (d)
for purposes of such Distribution Date, the Prepayment Distribution
Percentage of each Non-Maturing Class shall be equal to the sum of (1) the
Prepayment Distribution Percentage thereof, calculated in accordance with
the provisions in paragraph (ii) above as if the Certificate Principal
Balance of each Maturing Class had not been reduced to zero, plus (2) the
related Adjustment Percentage.
Prepayment Distribution Trigger: The Class M-2 Prepayment Distribution
Trigger, Class M-3 Prepayment Distribution Trigger, Class B-1 Prepayment
Distribution Trigger, Class B-2 Prepayment Distribution Trigger or Class B-3
Prepayment Distribution Trigger.
Prepayment Interest Shortfall: As to any Distribution Date and any
Mortgage Loan (other than a Mortgage Loan relating to an REO Property) that was
the subject of (a) a Principal Prepayment in Full during the related Prepayment
Period, an amount equal to the excess of one month's interest at the Net
Mortgage Rate (or Modified Net Mortgage Rate in the case of a Modified Mortgage
Loan) on the Stated Principal Balance of such Mortgage Loan over the amount of
interest (adjusted to the Net Mortgage Rate (or Modified Net Mortgage Rate in
the case of a Modified Mortgage Loan)) paid by the Mortgagor for such Prepayment
Period to the date of such Principal Prepayment in Full or (b) a Curtailment
during the prior calendar month, an amount equal to one month's interest at the
Net Mortgage Rate on the amount of such Curtailment.
Prepayment Period: As to any Distribution Date, the calendar month
preceding the month of distribution.
Primary Insurance Policy: Each primary policy of mortgage guaranty
insurance or any replacement policy therefor referred to in Section 2.03(b)(iv)
and (v).
Principal Prepayment: Any payment of principal or other recovery on a
Mortgage Loan, including a recovery that takes the form of Liquidation Proceeds
or Insurance Proceeds, which is received in advance of its scheduled Due Date
and is not accompanied by an amount as to interest representing scheduled
interest on such payment due on any date or dates in any month or months
subsequent to the month of prepayment.
Principal Prepayment in Full: Any Principal Prepayment made by a Mortgagor
of the entire principal balance of a Mortgage Loan.
Program Guide: Collectively, the Seller Guide and the Servicer Guide for
Residential Funding's mortgage loan purchase and conduit servicing program and
all supplements and amendments thereto published by Residential Funding from
time to time.
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Purchase Price: With respect to any Mortgage Loan (or REO Property)
required to be or otherwise purchased on any date pursuant to Section 2.02,
2.03, 2.04 or 4.07, an amount equal to the sum of (i) 100% of the Stated
Principal Balance thereof plus the principal portion of any related unreimbursed
Advances and (ii) unpaid accrued interest at the Adjusted Mortgage Rate (or
Modified Net Mortgage Rate plus the rate per annum at which the Servicing Fee is
calculated in the case of a Modified Mortgage Loan) (or at the Net Mortgage Rate
(or Modified Net Mortgage Rate plus the rate per annum at which the Servicing
Fee is calculated in the case of a Modified Mortgage Loan) in the case of a
purchase made by the Master Servicer) on the Stated Principal Balance thereof to
the first day of the month following the month of purchase from the Due Date to
which interest was last paid by the Mortgagor.
Qualified Substitute Mortgage Loan: A Mortgage Loan substituted by
Residential Funding or the Company for a Deleted Mortgage Loan which must, on
the date of such substitution, as confirmed in an Officers' Certificate
delivered to the Trustee, (i) have an outstanding principal balance, after
deduction of the principal portion of the monthly payment due in the month of
substitution (or in the case of a substitution of more than one Mortgage Loan
for a Deleted Mortgage Loan, an aggregate outstanding principal balance, after
such deduction), not in excess of the Stated Principal Balance of the Deleted
Mortgage Loan (the amount of any shortfall to be deposited by Residential
Funding in the Custodial Account in the month of substitution); (ii) have a
Mortgage Rate and a Net Mortgage Rate no lower than and not more than 1% per
annum higher than the Mortgage Rate and Net Mortgage Rate, respectively, of the
Deleted Mortgage Loan as of the date of substitution; (iii) have a Loan-to-Value
Ratio at the time of substitution no higher than that of the Deleted Mortgage
Loan at the time of substitution; (iv) have a remaining term to stated maturity
not greater than (and not more than one year less than) that of the Deleted
Mortgage Loan; (v) comply with each representation and warranty set forth in
Sections 2.03 and 2.04 hereof and Section 4 of the Assignment Agreement; and
(vi) have a Pool Strip Rate equal to or greater than that of the Deleted
Mortgage Loan. Notwithstanding any other provisions herein, (x) with respect to
any Qualified Substitute Mortgage Loan substituted for a Deleted Mortgage Loan
which was a Discount Mortgage Loan, such Qualified Substitute Mortgage Loan
shall be deemed to be a Discount Mortgage Loan and to have a Discount Fraction
equal to the Discount Fraction of the Deleted Mortgage Loan and (y) in the event
that the "Pool Strip Rate" of any Qualified Substitute Mortgage Loan as
calculated pursuant to the definition of "Pool Strip Rate" is greater than the
Pool Strip Rate of the related Deleted Mortgage Loan (i) the Pool Strip Rate of
such Qualified Substitute Mortgage Loan shall be equal to the Pool Strip Rate of
the related Deleted Mortgage Loan for purposes of calculating the Pass-Through
Rate for the Class A-V Certificates and (ii) the excess of the Pool Strip Rate
on such Qualified Substitute Mortgage Loan as calculated pursuant to the
definition of "Pool Strip Rate" over the Pool Strip Rate on the related Deleted
Mortgage Loan shall be payable to the Class R Certificates pursuant to Section
4.02 hereof.
Random Lot: With respect to any Distribution Date, the method by which the
Depository will determine which Individual Retail Lottery Certificates or
Individual Retail Priority Lottery Certificates will be paid, using its
established random lot procedures or, if such Retail Lottery
<PAGE>
Certificates or such Individual Retail Priority Lottery Certificates are no
longer represented by a Book-Entry Certificate, using the Trustee's procedures.
Rate Adjustment Date: With respect to each Distribution Date and the Class
A-12 Certificates and Class A-13 Certificates, the second LIBOR Business Day
immediately preceding the commencement of the related Interest Accrual Period on
which banks are open for dealing in foreign currency and exchange in London,
England.
Rating Agency: Fitch and Standard & Poor's with respect to the Class A,
and Class R Certificates and Fitch with respect to the Class M-1, Class M-2,
Class M-3, Class B-1 and Class B-2 Certificates. If either agency or a successor
is no longer in existence, "Rating Agency" shall be such statistical credit
rating agency, or other comparable Person, designated by the Company, notice of
which designation shall be given to the Trustee and the Master Servicer.
Realized Loss: With respect to each Mortgage Loan (or REO Property) as to
which a Cash Liquidation or REO Disposition has occurred, an amount (not less
than zero) equal to (i) the Stated Principal Balance of the Mortgage Loan (or
REO Property) as of the date of Cash Liquidation or REO Disposition, plus (ii)
interest (and REO Imputed Interest, if any) at the Net Mortgage Rate from the
Due Date as to which interest was last paid or advanced to the
Certificateholders up to the last day of the month in which the Cash Liquidation
(or REO Disposition) occurred on the Stated Principal Balance of such Mortgage
Loan (or REO Property) outstanding during each Due Period that such interest was
not paid or advanced, minus (iii) the proceeds, if any, received during the
month in which such Cash Liquidation (or REO Disposition) occurred, to the
extent applied as recoveries of interest at the Net Mortgage Rate and to
principal of the Mortgage Loan, net of the portion thereof reimbursable to the
Master Servicer or any Subservicer with respect to related Advances or expenses
as to which the Master Servicer or Subservicer is entitled to reimbursement
thereunder but which have not been previously reimbursed. With respect to each
Mortgage Loan which is the subject of a Servicing Modification: (i) to the
extent constituting a reduction of the principal balance of such Mortgage Loan,
the amount of such reduction; and (ii) to the extent constituting a reduction of
the interest rate borne by the Mortgage Note, and with respect to each
respective Monthly Payment (determined by taking into account such Servicing
Modification) the interest portion of which was reduced by such Servicing
Modification, including any Monthly Payment that was or would have been due in
the month immediately following the month in which a Principal Prepayment or the
Purchase Price of such Mortgage Loan is received or is deemed to have been
received, the amount of such reduction of the interest portion thereof. With
respect to each Mortgage Loan which has become the subject of a Deficient
Valuation, the difference between the principal balance of the Mortgage Loan
outstanding immediately prior to such Deficient Valuation and the principal
balance of the Mortgage Loan as reduced by the Deficient Valuation. With respect
to each Mortgage Loan which has become the object of a Debt Service Reduction,
the amount of such Debt Service Reduction.
Record Date: With respect to each Distribution Date, the close of business
on the last Business Day of the month next preceding the month in which the
related Distribution Date occurs.
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Reference Bank Rate: With respect to any Interest Accrual Period, as
follows: the arithmetic mean (rounded upwards, if necessary, to the nearest one
sixteenth of a percent) of the offered rates for United States dollar deposits
for one month which are offered by the reference banks selected by the Trustee
after consultation with the Master Servicer, as of 11:00 A.M., London, England
time, on the LIBOR Business Day prior to the immediately preceding Distribution
Date to prime banks in the London interbank market for a period of one month in
amounts approximately equal to the aggregate Certificate Principal Balance of
the Class A-12 Certificates and the Class A-13 Certificates then outstanding;
provided that at least two such reference banks provide such rate. If fewer than
two offered rates appear, the Reference Bank Rate will be the arithmetic mean
(rounded upwards if necessary to the nearest 1/16%) of the rates quoted by one
or more major banks in New York City, selected by the Trustee after consultation
with the Master Servicer, as of 11:00 a.m., New York time, on such date for
loans in U.S. Dollars to leading European banks for a period of one month in
amounts approximately equal to the aggregate Certificate Principal Balance of
the Class A-12 Certificates and the Class A-13 Certificates. If no such
quotations can be obtained, the rate shall be LIBOR for the prior Distribution
Date, or in the case of the first Rate Adjustment Date, 5.05%; provided however,
if, under the priorities described above, LIBOR for a Distribution Date would be
based on LIBOR for the previous Distribution Date for the third consecutive
Distribution Date, the Trustee shall select an alternative comparable index
(over which the Trustee has no control), used for determining one-month
Eurodollar lending rates that is calculated and published (or otherwise made
available) by an independent party.
REMIC: A "real estate mortgage investment conduit" within the meaning of
Section 860D of the Code.
REMIC Administrator: Residential Funding Corporation. If Residential
Funding Corporation is found by a court of competent jurisdiction to no longer
be able to fulfill its obligations as REMIC Administrator under this Agreement
the Master Servicer or Trustee acting as Master Servicer shall appoint a
successor REMIC Administrator, subject to assumption of the REMIC Administrator
obligations under this Agreement.
REMIC Provisions: Provisions of the federal income tax law relating to
real estate mortgage investment conduits, which appear at Sections 860A through
860G of Subchapter M of Chapter 1 of the Code, and related provisions, and
temporary and final regulations (or, to the extent not inconsistent with such
temporary or final regulations, proposed regulations) and published rulings,
notices and announcements promulgated thereunder, as the foregoing may be in
effect from time to time.
REO Acquisition: The acquisition by the Master Servicer on behalf of the
Trustee for the benefit of the Certificateholders of any REO Property pursuant
to Section 3.14.
REO Disposition: As to any REO Property, a determination by the Master
Servicer that it has received all Insurance Proceeds, Liquidation Proceeds, REO
Proceeds and other payments and
<PAGE>
recoveries (including proceeds of a final sale) which the Master Servicer
expects to be finally recoverable from the sale or other disposition of the REO
Property.
REO Imputed Interest: As to any REO Property, for any period, an amount
equivalent to interest (at the Net Mortgage Rate that would have been applicable
to the related Mortgage Loan had it been outstanding) on the unpaid principal
balance of the Mortgage Loan as of the date of acquisition thereof for such
period.
REO Proceeds: Proceeds, net of expenses, received in respect of any REO
Property (including, without limitation, proceeds from the rental of the related
Mortgaged Property) which proceeds are required to be deposited into the
Custodial Account only upon the related REO Disposition.
REO Property: A Mortgaged Property acquired by the Master Servicer through
foreclosure or deed in lieu of foreclosure in connection with a defaulted
Mortgage Loan.
Request for Release: A request for release, the forms of which are
attached as Exhibit H hereto, or an electronic request in a form acceptable to
the Custodian.
Required Insurance Policy: With respect to any Mortgage Loan, any
insurance policy which is required to be maintained from time to time under this
Agreement, the Program Guide or the related Subservicing Agreement in respect of
such Mortgage Loan.
Residential Funding: Residential Funding Corporation, a Delaware
corporation, in its capacity as seller of the Mortgage Loans to the Company and
any successor thereto.
Responsible Officer: When used with respect to the Trustee, any officer of
the Corporate Trust Department of the Trustee, including any Senior Vice
President, any Vice President, any Assistant Vice President, any Assistant
Secretary, any Trust Officer or Assistant Trust Officer, or any other officer of
the Trustee customarily performing functions similar to those performed by any
of the above designated officers to whom, with respect to a particular matter,
such matter is referred.
Retail Lottery Certificates: The Class A-14 Certificates and the Retail
Priority Lottery Certificates.
Retail Priority Lottery Certificates: The Class A-11 Certificates.
Schedule of Discount Fractions: The schedule setting forth the Discount
Fractions with respect to the Discount Mortgage Loans, attached hereto as
Exhibit P.
Security Agreement: With respect to a Cooperative Loan, the agreement
creating a security interest in favor of the originator in the related
Cooperative Stock.
<PAGE>
Seller: As to any Mortgage Loan, a Person, including any Subservicer, that
executed a Seller's Agreement applicable to such Mortgage Loan.
Seller's Agreement: An agreement for the origination and sale of Mortgage
Loans generally in the form of the Seller Contract referred to or contained in
the Program Guide, or in such other form as has been approved by the Master
Servicer and the Company, each containing representations and warranties in
respect of one or more Mortgage Loans consistent in all material respects with
those set forth in the Program Guide.
Senior Accelerated Distribution Percentage: With respect to any
Distribution Date, the percentage indicated below:
Senior Accelerated
Distribution Date Distribution Percentage
February 1999 through
January 2004.......................... 100%
February 2004 through
January 2005.......................... Senior Percentage, plus 70% of the
Subordinate Percentage
February 2005 through
January 2006.......................... Senior Percentage, plus 60% of the
Subordinate Percentage
February 2006 through
January 2007.......................... Senior Percentage, plus 40% of the
Subordinate Percentage
February 2007 through
January 2008 Senior Percentage, plus 20% of the
Subordinate Percentage
February 2008 and
thereafter............................ Senior Percentage
provided, however, (i) that any scheduled reduction to the Senior Accelerated
Distribution Percentage described above shall not occur as of any Distribution
Date unless either (a)(1)(X) the outstanding principal balance of the Mortgage
Loans Delinquent 60 days or more averaged over the last six months, as a
percentage of the aggregate outstanding Certificate Principal Balance of the
Class M and Class B Certificates, is less than 50% or (Y) the outstanding
principal balance of Mortgage Loans Delinquent 60 days or more averaged over the
last six months, as a percentage of the aggregate outstanding principal balance
of all Mortgage Loans averaged over the last six months, does not exceed 2% and
(2) Realized Losses on the Mortgage Loans to date for such Distribution Date if
occurring during the sixth, seventh, eighth, ninth or tenth year (or any year
thereafter) after the Closing Date are less than 30%, 35%, 40%, 45% or 50%,
respectively, of the sum of the Initial Certificate Principal Balances of the
Class M Certificates and Class B Certificates or (b)(1) the
<PAGE>
outstanding principal balance of Mortgage Loans Delinquent 60 days or more
averaged over the last six months, as a percentage of the aggregate outstanding
principal balance of all Mortgage Loans averaged over the last six months, does
not exceed 4% and (2) Realized Losses on the Mortgage Loans to date for any
Distribution Date, if occurring during the sixth, seventh, eighth, ninth or
tenth year (or any year thereafter) after the Closing Date, are less than 10%,
15%, 20%, 25% or 30%, respectively, of the sum of the initial Certificate
Principal Balances of the Class M Certificates and Class B Certificates and (ii)
that for any Distribution Date on which the Senior Percentage is greater than
the Original Senior Percentage, the Senior Accelerated Distribution Percentage
for such Distribution Date shall be 100%. Notwithstanding the foregoing, upon
the reduction of the aggregate Certificate Principal Balance of the Senior
Certificates (other than the Certificate Principal Balance of the Class A-P
Certificates) to zero, the Senior Accelerated Distribution Percentage shall
thereafter be 0%.
Senior Certificates: Any one of the Class A Certificates or Class R
Certificates.
Senior Interest Distribution Amount: As defined in Section 4.02(a)(i).
Senior Percentage: As of any Distribution Date, the lesser of 100% and a
fraction, expressed as a percentage, the numerator of which is the aggregate
Certificate Principal Balance of the Senior Certificates (other than the
Certificate Principal Balance of the Class A-P Certificates) immediately prior
to such Distribution Date and the denominator of which is the aggregate Stated
Principal Balance of all of the Mortgage Loans or related REO Properties (other
than the Discount Fraction of the Discount Mortgage Loans) immediately prior to
such Distribution Date.
Senior Principal Distribution Amount: As to any Distribution Date, the
lesser of (a) the balance of the Available Distribution Amount remaining after
the distribution of all amounts required to be distributed pursuant to Section
4.02(a)(i) and Section 4.02(a)(ii)(X) and (b) the sum of the amounts required to
be distributed to the Class A Certificateholders and Class R Certificateholders
on such Distribution Date pursuant to Section 4.02(a)(ii)(Y), (xvi) and (xvii).
Servicing Accounts: The account or accounts created and maintained pursuant
to Section 3.08.
Servicing Advances: All customary, reasonable and necessary "out of
pocket" costs and expenses incurred in connection with a default, delinquency or
other unanticipated event by the Master Servicer in the performance of its
servicing obligations, including, but not limited to, the cost of (i) the
preservation, restoration and protection of a Mortgaged Property, (ii) any
enforcement or judicial proceedings, including foreclosures, (iii) the
management and liquidation of any REO Property and (iv) compliance with the
obligations under Sections 3.01, 3.08, 3.12(a) and 3.14, including, if the
Master Servicer or any Affiliate of the Master Servicer provides services such
as appraisals and brokerage services that are customarily provided by Persons
other than servicers of mortgage loans, reasonable compensation for such
services.
<PAGE>
Servicing Fee: With respect to any Mortgage Loan and Distribution Date,
the fee payable monthly to the Master Servicer in respect of master servicing
compensation that accrues at an annual rate designated on the Mortgage Loan
Schedule as the "MSTR SERV FEE" for such Mortgage Loan, as may be adjusted with
respect to successor Master Servicers as provided in Section 7.02.
Servicing Modification: Any reduction of the interest rate or the
outstanding principal balance of a Mortgage Loan that is in default, or for
which, in the judgment of the Master Servicer, default is reasonably
foreseeable, pursuant to a modification of such Mortgage Loan in accordance with
Section 3.07(a).
Servicing Officer: Any officer of the Master Servicer involved in, or
responsible for, the administration and servicing of the Mortgage Loans whose
name and specimen signature appear on a list of servicing officers furnished to
the Trustee by the Master Servicer, as such list may from time to time be
amended.
Special Hazard Amount: As of any Distribution Date, an amount equal to
$7,824,404 minus the sum of (i) the aggregate amount of Special Hazard Losses
allocated solely to one or more specific Classes of Certificates in accordance
with Section 4.05 and (ii) the Adjustment Amount (as defined below) as most
recently calculated. For each anniversary of the Cut-off Date, the Adjustment
Amount shall be equal to the amount, if any, by which the amount calculated in
accordance with the preceding sentence (without giving effect to the deduction
of the Adjustment Amount for such anniversary) exceeds the greater of (A) the
greatest of (i) twice the outstanding principal balance of the Mortgage Loan in
the Trust Fund which has the largest outstanding principal balance on the
Distribution Date immediately preceding such anniversary, (ii) the product of
1.00% multiplied by the outstanding principal balance of all Mortgage Loans on
the Distribution Date immediately preceding such anniversary and (iii) the
aggregate outstanding principal balance (as of the immediately preceding
Distribution Date) of the Mortgage Loans in any single five-digit California zip
code area with the largest amount of Mortgage Loans by aggregate principal
balance as of such anniversary and (B) the greater of (i) the product of 0.50%
multiplied by the outstanding principal balance of all Mortgage Loans on the
Distribution Date immediately preceding such anniversary multiplied by a
fraction, the numerator of which is equal to the aggregate outstanding principal
balance (as of the immediately preceding Distribution Date) of all of the
Mortgage Loans secured by Mortgaged Properties located in the State of
California divided by the aggregate outstanding principal balance (as of the
immediately preceding Distribution Date) of all of the Mortgage Loans, expressed
as a percentage, and the denominator of which is equal to 45.48% (which
percentage is equal to the percentage of Mortgage Loans initially secured by
Mortgaged Properties located in the State of California) and (ii) the aggregate
outstanding principal balance (as of the immediately preceding Distribution
Date) of the largest Mortgage Loan secured by a Mortgaged Property located in
the State of California.
The Special Hazard Amount may be further reduced by the Master Servicer
(including accelerating the manner in which coverage is reduced) provided that
prior to any such reduction, the Master Servicer shall (i) obtain written
confirmation from each Rating Agency that such reduction
<PAGE>
shall not reduce the rating assigned to any Class of Certificates by such Rating
Agency below the lower of the then-current rating or the rating assigned to such
Certificates as of the Closing Date by such Rating Agency and (ii) provide a
copy of such written confirmation to the Trustee.
Special Hazard Loss: Any Realized Loss not in excess of the cost of the
lesser of repair or replacement of a Mortgaged Property suffered by such
Mortgaged Property on account of direct physical loss, exclusive of (i) any loss
of a type covered by a hazard policy or a flood insurance policy required to be
maintained in respect of such Mortgaged Property pursuant to Section 3.12(a),
except to the extent of the portion of such loss not covered as a result of any
coinsurance provision and (ii) any Extraordinary Loss.
Standard & Poor's: Standard & Poor's, a division of The McGraw-Hill
Companies, Inc., or its successor in interest.
Stated Principal Balance: With respect to any Mortgage Loan or related REO
Property, at any given time, (i) the Cut-off Date Principal Balance of the
Mortgage Loan, minus (ii) the sum of (a) the principal portion of the Monthly
Payments due with respect to such Mortgage Loan or REO Property during each Due
Period ending prior to the most recent Distribution Date which were received or
with respect to which an Advance was made, and (b) all Principal Prepayments
with respect to such Mortgage Loan or REO Property, and all Insurance Proceeds,
Liquidation Proceeds and REO Proceeds, to the extent applied by the Master
Servicer as recoveries of principal in accordance with Section 3.14 with respect
to such Mortgage Loan or REO Property, in each case which were distributed
pursuant to Section 4.02 on any previous Distribution Date, and (c) any Realized
Loss allocated to Certificateholders with respect thereto for any previous
Distribution Date.
Subclass: With respect to the Class A-V Certificates, any Subclass thereof
issued pursuant to Section 5.01(c). Any such Subclass will represent the
Uncertificated REMIC Regular Interest or Interests specified by the initial
Holder of the Class A-V Certificates pursuant to Section 5.01(c).
Subclass Notional Amount: As of any Distribution Date, with respect to any
Subclass of the Class A-V Certificates issued pursuant to Section 5.01(c), the
aggregate Stated Principal Balance of the Mortgage Loans represented by such
Subclass immediately prior to such date.
Subordinate Percentage: As of any Distribution Date, 100% minus the Senior
Percentage as of such Distribution Date.
Subordinate Principal Distribution Amount: With respect to any
Distribution Date and each Class of Class M Certificates and Class B
Certificates, (a) the sum of (i) the product of (x) the related Class M
Percentage or Class B Percentage for such Class and (y) the aggregate of the
amounts calculated for such Distribution Date under clauses (1), (2) and (3) of
Section 4.02(a)(ii)(Y)(A); (ii) such Class's pro rata share, based on the
Certificate Principal Balance of each Class of Class M Certificates and Class B
Certificates then outstanding, of the principal collections described in Section
4.02(a)(ii)(Y)(B)(b) to the extent such collections are not otherwise
distributed to the Senior
<PAGE>
Certificates; (iii) the product of (x) the related Prepayment Distribution
Percentage and (y) the aggregate of all Principal Prepayments in Full and
Curtailments received in the related Prepayment Period (other than the related
Discount Fraction of such Principal Prepayments in Full and Curtailments with
respect to a Discount Mortgage Loan) to the extent not payable to the Senior
Certificates; (iv) if such Class is the most senior Class of Certificates then
outstanding (as established in Section 4.05 hereof), any Excess Subordinate
Principal Amount for such Distribution Date; and (v) any amounts described in
clauses (i), (ii) and (iii) as determined for any previous Distribution Date,
that remain undistributed to the extent that such amounts are not attributable
to Realized Losses which have been allocated to a subordinate Class of Class M
or Class B Certificates minus (b) any Excess Subordinate Principal Amount not
payable to such Class on such Distribution Date pursuant to the definition
thereof; provided, however, that such amount shall in no event exceed the
outstanding Certificate Principal Balance of such Class of Certificates
immediately prior to such date.
Subserviced Mortgage Loan: Any Mortgage Loan that, at the time of reference
thereto, is subject to a Subservicing Agreement.
Subservicer: Any Person with whom the Master Servicer has entered into a
Subservicing Agreement and who generally satisfied the requirements set forth in
the Program Guide in respect of the qualification of a Subservicer as of the
date of its approval as a Subservicer by the Master Servicer.
Subservicer Advance: Any delinquent installment of principal and interest
on a Mortgage Loan which is advanced by the related Subservicer (net of its
Subservicing Fee) pursuant to the Subservicing Agreement.
Subservicing Account: An account established by a Subservicer in accordance
with Section 3.08.
Subservicing Agreement: The written contract between the Master Servicer
and any Subservicer relating to servicing and administration of certain Mortgage
Loans as provided in Section 3.02, generally in the form of the servicer
contract referred to or contained in the Program Guide or in such other form as
has been approved by the Master Servicer and the Company.
Subservicing Fee: As to any Mortgage Loan, the fee payable monthly to the
related Subservicer (or, in the case of a Nonsubserviced Mortgage Loan, to the
Master Servicer) in respect of subservicing and other compensation that accrues
at an annual rate equal to the excess of the Mortgage Rate borne by the related
Mortgage Note over the rate per annum designated on the Mortgage Loan Schedule
as the "CURR NET" for such Mortgage Loan.
Tax Returns: The federal income tax return on Internal Revenue Service Form
1066, U.S. Real Estate Mortgage Investment Conduit Income Tax Return, including
Schedule Q thereto, Quarterly Notice to Residual Interest Holders of REMIC
Taxable Income or Net Loss Allocation,
<PAGE>
or any successor forms, to be filed on behalf of the Trust Fund due to its
classification as a REMIC under the REMIC Provisions, together with any and all
other information, reports or returns that may be required to be furnished to
the Certificateholders or filed with the Internal Revenue Service or any other
governmental taxing authority under any applicable provisions of federal, state
or local tax laws.
Transfer: Any direct or indirect transfer, sale, pledge, hypothecation or
other form of assignment of any Ownership Interest in a Certificate.
Transferee: Any Person who is acquiring by Transfer any Ownership Interest
in a Certificate.
Transferor: Any Person who is disposing by Transfer of any Ownership
Interest in a Certificate.
Trust Fund: The segregated pool of assets, with respect to which a REMIC
election is to be made, consisting of:
(i) the Mortgage Loans and the related Mortgage Files,
(ii) all payments on and collections in respect of the Mortgage
Loans due after the Cut-off Date as shall be on deposit in
the Custodial Account or in the Certificate Account and
identified as belonging to the Trust Fund,
(iii) property which secured a Mortgage Loan and which has been
acquired for the benefit of the Certificateholders by
foreclosure or deed in lieu of foreclosure,
(iv) the hazard insurance policies and Primary Insurance
Policies, if any, and certain proceeds thereof, and
(v) the Class A-11 Rounding Account, and
(vi) the Class A-14 Rounding Account.
Uncertificated Accrued Interest: With respect to each Distribution Date,
as to each Uncertificated REMIC Regular Interest, an amount equal to the
aggregate amount of Accrued Certificate Interest that would result under the
terms of the definition thereof on each such uncertificated interest, if the
Pass-Through Rate on such uncertificated interest was equal to the related
Uncertificated Pass-Through Rate and the Notional Amount on such uncertificated
interest was equal to the related Uncertificated Notional Amount; provided that
any reduction in the amount of Accrued Certificate Interest resulting from the
allocation of Prepayment Interest Shortfalls, Realized Losses or other amounts
to the Class A-V Certificateholders pursuant to Sections 4.02(a) and 4.05 hereof
shall be allocated to the Uncertificated REMIC Regular Interests pro rata in
<PAGE>
accordance with the amount of interest accrued with respect to each related
Uncertificated Notional Amount and such Distribution Date.
Uncertificated Notional Amount: With respect to each Uncertificated REMIC
Regular Interest, the Stated Principal Balance of the related Mortgage Loan.
Uncertificated Pass-Through Rate: With respect to each Uncertificated REMIC
Regular Interest, the related Uncertificated REMIC Regular Interest Pool Strip
Rate.
Uncertificated REMIC Regular Interests: The 2,215 uncertificated partial
undivided beneficial ownership interests in the Trust Fund, each relating to a
Mortgage Loan with a Net Mortgage Rate in excess of 6.50%, each having no
principal balance, and each bearing interest at the respective Uncertificated
Pass-Through Rate on the respective Uncertificated Notional Amount.
Uncertificated REMIC Regular Interest Pool Strip Rate: With respect to each
Uncertificated REMIC Regular Interest, the Pool Strip Rate for the Corresponding
Mortgage Loan.
Uncertificated REMIC Regular Interest Distribution Amount: With respect to
any Distribution Date, the sum of the amounts deemed to be distributed on the
Uncertificated REMIC Regular Interest for such Distribution Date pursuant to
Section 4.08(a).
Uniform Single Attestation Program for Mortgage Bankers: The Uniform
Single Attestation Program for Mortgage Bankers, as published by the Mortgage
Bankers Association of America and effective with respect to fiscal periods
ending on or after December 15, 1995.
Uninsured Cause: Any cause of damage to property subject to a Mortgage
such that the complete restoration of such property is not fully reimbursable by
the hazard insurance policies.
United States Person: A citizen or resident of the United States, a
corporation or partnership (including an entity treated as a corporation or
partnership for federal income tax purposes) created or organized in, or under
the laws of, the United States or any state thereof or the District of Columbia
(except, in the case of a partnership, to the extent provided in regulations),
or an estate whose income is subject to United States federal income tax
regardless of its source, or a trust if a court within the United States is able
to exercise primary supervision over the administration of the trust and one or
more United States Persons have the authority to control all substantial
decisions of the trust. To the extent prescribed in regulations by the Secretary
of the Treasury, which have not yet been issued, a trust which was in existence
on August 20, 1996 (other than a trust treated as owned by the grantor under
subpart E of part I of subchapter J of chapter 1 of the Code), and which was
treated as a United States person on August 20, 1996 may elect to continue to be
treated as a United States person notwithstanding the previous sentence.
<PAGE>
Voting Rights: The portion of the voting rights of all of the Certificates
which is allocated to any Certificate. 98% of all of the Voting Rights shall be
allocated among Holders of Certificates, other than the Class A-V and Class R
Certificates, in proportion to the outstanding Certificate Principal Balances of
their respective Certificates; 1% of all Voting Rights shall be allocated among
the Holders of the Class A-V Certificates (and any Subclass thereof); and 1% of
all Voting Rights shall be allocated among Holders of the Class R Certificates,
respectively, allocated among the Certificates of each such Class in accordance
with their respective Percentage Interests.
Section 1.02. Determination of LIBOR.
LIBOR applicable to the calculation of the Pass-Through Rates on the Class
A-12 and Class A-13 Certificates for any Interest Accrual Period (other than the
initial Interest Accrual Period) will be determined on each Rate Adjustment Date
as follows:
For any Interest Accrual Period other than the first Interest Accrual
Period, the rate for United States dollar deposits for one month which appears
on the Telerate Screen Page 3750 as of 11:00 A.M., London, England time, on the
second LIBOR Business Day prior to the first day of such Interest Accrual
Period. For the first Interest Accrual Period, LIBOR equals 5.05% with respect
to the Class A-12 Certificates and Class A-13 Certificates. If such rate does
not appear on such page (or such other page as may replace that page on that
service, or if such service is no longer offered, such other service for
displaying LIBOR or comparable rates as may be reasonably selected by the
Trustee after consultation with the Master Servicer), the rate will be the
Reference Bank Rate. If no such quotations can be obtained and no Reference Bank
Rate is available, LIBOR will be LIBOR applicable to the preceding Distribution
Date; provided however, if, under the priorities described above, LIBOR for a
Distribution Date would be based on LIBOR for the previous Distribution Date for
the third consecutive Distribution Date, the Trustee shall select an alternative
comparable index (over which the Trustee has no control), used for determining
one-month Eurodollar lending rates that is calculated and published (or
otherwise made available) by an independent party.
The establishment of LIBOR by the Trustee on any Rate Adjustment Date and
the Trustee's subsequent calculation of the Pass-Through Rates applicable to the
Class A-12 and Class A-13 Certificates for the relevant Interest Accrual Period,
in the absence of manifest error, will be final and binding.
Promptly following each Rate Adjustment Date the Trustee shall supply the
Master Servicer with the results of its determination of LIBOR on such date.
Furthermore, the Trustee will supply to any Certificateholder so requesting by
telephone the Pass-Through Rates on the Class A-12 and Class A-13 Certificates
for the current and the immediately preceding Interest Accrual Periods.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
<PAGE>
Section 2.01. Conveyance of Mortgage Loans.
(a) The Company, concurrently with the execution and delivery hereof, does
hereby assign to the Trustee without recourse all the right, title and interest
of the Company in and to the Mortgage Loans, including all interest and
principal received on or with respect to the Mortgage Loans after the Cut-off
Date (other than payments of principal and interest due on the Mortgage Loans on
or before the Cut-off Date).
(b) In connection with such assignment, except as set forth in Section
2.01(c) below, the Company does hereby deliver to, and deposit with, the
Trustee, or to and with one or more Custodians, as the duly appointed agent or
agents of the Trustee for such purpose, the following documents or instruments
(or copies thereof as permitted by this Section) (I) with respect to each
Mortgage Loan so assigned (other than a Cooperative Loan):
(i) The original Mortgage Note, endorsed without recourse to the
order of the Trustee and showing an unbroken chain of endorsements from
the originator thereof to the Person endorsing it to the Trustee, or with
respect to any Destroyed Mortgage Note, an original lost note affidavit
from the related Seller or Residential Funding stating that the original
Mortgage Note was lost, misplaced or destroyed, together with a copy of
the related Mortgage Note;
(ii) The original Mortgage with evidence of recording indicated
thereon or a copy of the Mortgage certified by the public recording office
in which such Mortgage has been recorded;
(iii) An original Assignment of the Mortgage to the Trustee with
evidence of recording indicated thereon or a copy of such assignment
certified by the public recording office in which such assignment has been
recorded;
(iv) The original recorded assignment or assignments of the
Mortgage showing an unbroken chain of title from the originator thereof to
the Person assigning it to the Trustee or a copy of such assignment or
assignments of the Mortgage certified by the public recording office in
which such assignment or assignments have been recorded; and
(v) The original of each modification, assumption agreement or
preferred loan agreement, if any, relating to such Mortgage Loan or a copy
of each modification, assumption agreement or preferred loan agreement
certified by the public recording office in which such document has been
recorded.
and (II) with respect to each Cooperative Loan so assigned:
(i) The original Mortgage Note, endorsed without recourse to the
order of the Trustee and showing an unbroken chain of endorsements from
the originator thereof to the
<PAGE>
Person endorsing it to the Trustee, or with respect to any Destroyed
Mortgage Note, an original lost note affidavit from the related Seller or
Residential Funding stating that the original Mortgage Note was lost,
misplaced or destroyed, together with a copy of the related Mortgage Note;
(ii) A counterpart of the Cooperative Lease and the Assignment of
Proprietary Lease to the originator of the Cooperative Loan with
intervening assignments showing an unbroken chain of title from such
originator to the Trustee;
(iii) The related Cooperative Stock Certificate, representing the
related Cooperative Stock pledged with respect to such Cooperative Loan,
together with an undated stock power (or other similar instrument)
executed in blank;
(iv) The original recognition agreement by the Cooperative of the
interests of the mortgagee with respect to the related Cooperative Loan;
(v) The Security Agreement;
(vi) Copies of the original UCC-1 financing statement, and any
continuation statements, filed by the originator of such Cooperative Loan
as secured party, each with evidence of recording thereof, evidencing the
interest of the originator under the Security Agreement and the Assignment
of Proprietary Lease;
(vii) Copies of the filed UCC-3 assignments of the security
interest referenced in clause (vi) above showing an unbroken chain of
title from the originator to the Trustee, each with evidence of recording
thereof, evidencing the interest of the originator under the Security
Agreement and the Assignment of Proprietary Lease;
(viii)An executed assignment of the interest of the originator in
the Security Agreement, Assignment of Proprietary Lease and the
recognition agreement referenced in clause (iv) above, showing an unbroken
chain of title from the originator to the Trustee;
(ix) The original of each modification, assumption agreement or
preferred loan agreement, if any, relating to such Cooperative Loan; and
(x) An executed UCC-1 financing statement showing the Master
Servicer as debtor, the Company as secured party and the Trustee as
assignee and an executed UCC-1 financing statement showing the Company as
debtor and the Trustee as secured party, each in a form sufficient for
filing, evidencing the interest of such debtors in the Cooperative Loans.
(c) The Company may, in lieu of delivering the documents set forth in
Section 2.01(b)(I)(iv) and (v) and Section 2.01(b)(II)(ii), (iv), (vii), (ix)
and (x) to the Trustee or the
<PAGE>
Custodian or Custodians, deliver such documents to the Master Servicer, and the
Master Servicer shall hold such documents in trust for the use and benefit of
all present and future Certificateholders until such time as is set forth below.
Within ten Business Days following the earlier of (i) the receipt of the
original of each of the documents or instruments set forth in Section
2.01(b)(I)(iv) and (v) and Section 2.01(b)(II)(ii), (iv), (vii), (ix) and (x)
(or copies thereof as permitted by such Section) for any Mortgage Loan and (ii)
a written request by the Trustee to deliver those documents with respect to any
or all of the Mortgage Loans then being held by the Master Servicer, the Master
Servicer shall deliver a complete set of such documents to the Trustee or the
Custodian or Custodians that are the duly appointed agent or agents of the
Trustee.
On the Closing Date, the Master Servicer shall certify that it has in its
possession an original or copy of each of the documents referred to in Section
2.01(b)(I)(iv) and (v) and Section 2.01(b)(II)(ii), (iv), (vii), (ix) and (x)
which has been delivered to it by the Company. Every six months after the
Closing Date, for so long as the Master Servicer is holding documents pursuant
to this Section 2.01(c), the Master Servicer shall deliver to (i) Moody's if it
is one of the Rating Agencies, (ii) the Trustee and (iii) each Custodian a
report setting forth the status of the documents which it is holding.
(d) In the event that in connection with any Mortgage Loan the Company
cannot deliver the Mortgage, any assignment, modification, assumption agreement
or preferred loan agreement (or copy thereof certified by the public recording
office) with evidence of recording thereon concurrently with the execution and
delivery of this Agreement solely because of a delay caused by the public
recording office where such Mortgage, assignment, modification, assumption
agreement or preferred loan agreement as the case may be, has been delivered for
recordation, the Company shall deliver or cause to be delivered to the Trustee
or the respective Custodian a true and correct photocopy of such Mortgage,
assignment, modification, assumption agreement or preferred loan agreement.
The Company shall promptly cause to be recorded in the appropriate public
office for real property records the Assignment referred to in clause (I)(iii)
of Section 2.01(b), except in states where, in the opinion of counsel acceptable
to the Trustee and the Master Servicer, such recording is not required to
protect the Trustee's interests in the Mortgage Loan against the claim of any
subsequent transferee or any successor to or creditor of the Company or the
originator of such Mortgage Loan and shall promptly cause to be filed the Form
UCC-3 assignment and UCC-1 financing statement referred to in clause (II)(vii)
and (x), respectively, of Section 2.01(b). If any Assignment, Form UCC-3 or Form
UCC-1, as applicable, is lost or returned unrecorded to the Company because of
any defect therein, the Company shall prepare a substitute Assignment, Form
UCC-3 or Form UCC-1, as applicable, or cure such defect, as the case may be, and
cause such Assignment to be recorded in accordance with this paragraph. The
Company shall promptly deliver or cause to be delivered to the Trustee or the
respective Custodian such Mortgage or assignment, Form UCC-3 or Form UCC-1, as
applicable, (or copy thereof certified by the public recording office) with
evidence of recording indicated thereon upon receipt thereof from the public
recording office or from the related Subservicer. In connection with its
servicing of Cooperative Loans, the Master Servicer will use its best efforts to
file timely continuation statements with regard to each financing
<PAGE>
statement and assignment relating to Cooperative Loans as to which the related
Cooperative Apartment is located outside of the State of New York.
In the event that the Company delivers to the Trustee or Custodian any
Mortgage Note or Assignment of Mortgage in blank, the Company shall, or shall
cause the Custodian to, complete the endorsement of the Mortgage Note and the
Assignment of Mortgage in the name of the Trustee within 45 days after the
Closing Date, as contemplated by Section 2.02.
Any of the items set forth in Sections 2.01(b)(I)(iv) and (v) and Sections
2.01(b)(II)(ii), (iv), (vii), (ix) and (x) and that may be delivered as a copy
rather than the original may be delivered in microfiche form.
(e) It is intended that the conveyances by the Company to the Trustee of
the Mortgage Loans as provided for in this Section 2.01 be construed as a sale
by the Company to the Trustee of the Mortgage Loans for the benefit of the
Certificateholders. Further, it is not intended that such conveyance be deemed
to be a pledge of the Mortgage Loans by the Company to the Trustee to secure a
debt or other obligation of the Company. However, in the event that the Mortgage
Loans are held to be property of the Company or of Residential Funding, or if
for any reason this Agreement is held or deemed to create a security interest in
the Mortgage Loans, then it is intended that (a) this Agreement shall also be
deemed to be a security agreement within the meaning of Articles 8 and 9 of the
New York Uniform Commercial Code and the Uniform Commercial Code of any other
applicable jurisdiction; (b) the conveyance provided for in Section 2.01 shall
be deemed to be (1) a grant by the Company to the Trustee of a security interest
in all of the Company's right (including the power to convey title thereto),
title and interest, whether now owned or hereafter acquired, in and to (A) the
Mortgage Loans, including (i) with respect to each Cooperative Loan, the related
Mortgage Note, Security Agreement, Assignment of Proprietary Lease, Cooperative
Stock Certificate, Cooperative Lease, any insurance policies and all other
documents in the related Mortgage File and (ii) with respect to each Mortgage
Loan other than a Cooperative Loan, the related Mortgage Note, the Mortgage, any
insurance policies and all other documents in the related Mortgage File, (B) all
amounts payable pursuant to the Mortgage Loans in accordance with the terms
thereof and (C) any and all general intangibles, consisting of, arising from or
relating to any of the foregoing, and all proceeds of the conversion, voluntary
or involuntary, of the foregoing into cash, instruments, securities or other
property, including without limitation all amounts from time to time held or
invested in the Certificate Account or the Custodial Account, whether in the
form of cash, instruments, securities or other property and (2) an assignment by
the Company to the Trustee of any security interest in any and all of
Residential Funding's right (including the power to convey title thereto), title
and interest, whether now owned or hereafter acquired, in and to the property
described in the foregoing clauses (1)(A), (B), (C) and (D) granted by
Residential Funding to the Company pursuant to the Assignment Agreement; (c) the
possession by the Trustee, the Custodian or any other agent of the Trustee of
Mortgage Notes or such other items of property as constitute instruments, money,
negotiable documents, letters of credit, advices of credit, investment property
or chattel paper shall be deemed to be "possession by the secured party," or
possession by a purchaser or a person designated by such secured party, for
purposes of perfecting the security interest pursuant to the
<PAGE>
Minnesota Uniform Commercial Code and the Uniform Commercial Code of any other
applicable jurisdiction (including, without limitation, Sections 9-115, 9-305,
8-102, 8-301, 8-501 and 8-503 thereof); and (d) notifications to persons holding
such property, and acknowledgments, receipts or confirmations from persons
holding such property, shall be deemed notifications to, or acknowledgments,
receipts or confirmations from, securities intermediaries, bailees or agents of,
or persons holding for, (as applicable) the Trustee for the purpose of
perfecting such security interest under applicable law.
The Company and, at the Company's direction, Residential Funding and the
Trustee shall, to the extent consistent with this Agreement, take such
reasonable actions as may be necessary to ensure that, if this Agreement were
deemed to create a security interest in the Mortgage Loans and the other
property described above, such security interest would be deemed to be a
perfected security interest of first priority under applicable law and will be
maintained as such throughout the term of this Agreement. Without limiting the
generality of the foregoing, the Company shall prepare and deliver to the
Trustee not less than 15 days prior to any filing date and, the Trustee shall
forward for filing, or shall cause to be forwarded for filing, at the expense of
the Company, all filings necessary to maintain the effectiveness of any original
filings necessary under the Uniform Commercial Code as in effect in any
jurisdiction to perfect the Trustee's security interest in or lien on the
Mortgage Loans as evidenced by an Officer's Certificate of the Company,
including without limitation (x) continuation statements, and (y) such other
statements as may be occasioned by (1) any change of name of Residential
Funding, the Company or the Trustee (such preparation and filing shall be at the
expense of the Trustee, if occasioned by a change in the Trustee's name), (2)
any change of location of the place of business or the chief executive office of
Residential Funding or the Company or (3) any transfer of any interest of
Residential Funding or the Company in any Mortgage Loan.
(f) The Master Servicer hereby acknowledges the receipt by it of cash in
an amount equal to $951,830 (the "Initial Monthly Payment Fund"), representing
scheduled principal amortization and interest at the Net Mortgage Rate for the
Due Date in January 1999, for those Mortgage Loans for which the Trustee will
not be entitled to receive such payment. The Master Servicer shall hold such
Initial Monthly Payment Fund in the Custodial Account and shall include such
Initial Monthly Payment Fund in the Available Distribution Amount for the
Distribution Date in January 1999. Notwithstanding anything herein to the
contrary, the Initial Monthly Payment Fund shall not be an asset of the REMIC.
To the extent that the Initial Monthly Payment Fund constitutes a reserve fund
for federal income tax purposes, (1) it shall be an outside reserve fund and not
an asset of the REMIC, (2) it shall be owned by the Seller and (3) amounts
transferred by the REMIC to the Initial Monthly Payment Fund shall be treated as
transferred to the Seller or any successor, all within the meaning of Section
1.860G-2(h) of the Treasury Regulations.
Section 2.02. Acceptance by Trustee.
The Trustee acknowledges receipt (or, with respect to Mortgage Loans
subject to a Custodial Agreement, and based solely upon a receipt or
certification executed by the Custodian, receipt by the respective Custodian as
the duly appointed agent of the Trustee) of the documents referred to in
<PAGE>
Sections 2.01(b)(I)(i) through (iii) and Sections 2.01(b)(II)(i), (iii), (v),
(vi) and (viii) above (except that for purposes of such acknowledgment only, a
Mortgage Note may be endorsed in blank and an Assignment of Mortgage may be in
blank) and declares that it, or a Custodian as its agent, holds and will hold
such documents and the other documents constituting a part of the Mortgage Files
delivered to it, or a Custodian as its agent, in trust for the use and benefit
of all present and future Certificateholders. The Trustee or Custodian (such
Custodian being so obligated under a Custodial Agreement) agrees, for the
benefit of the Certificateholders, to review each Mortgage File delivered to it
pursuant to Section 2.01(b) within 45 days after the Closing Date to ascertain
that all required documents (specifically as set forth in Section 2.01(b)), have
been executed and received, and that such documents relate to the Mortgage Loans
identified on the Mortgage Loan Schedule, as supplemented, that have been
conveyed to it. Upon delivery of the Mortgage Files by the Company or the Master
Servicer, the Trustee shall acknowledge receipt (or, with respect to Mortgage
Loans subject to a Custodial Agreement, and based solely upon a receipt or
certification executed by the Custodian, receipt by the respective Custodian as
the duly appointed agent of the Trustee) of the documents referred to in Section
2.01(c) above. The Trustee or Custodian (such Custodian being so obligated under
a Custodial Agreement) agrees to review each Mortgage File delivered to it
pursuant to Section 2.01(c) within 45 days after receipt thereof to ascertain
that all documents required to be delivered pursuant to such Section have been
received, and that such documents relate to the Mortgage Loans identified on the
Mortgage Loan Schedule, as supplemented, that have been conveyed to it.
If the Custodian, as the Trustee's agent, finds any document or documents
constituting a part of a Mortgage File to be missing or defective in any
material respect, the Trustee shall promptly so notify the Master Servicer and
the Company. Pursuant to Section 2.3 of the Custodial Agreement, the Custodian
will notify the Master Servicer, the Company and the Trustee of any such
omission or defect found by it in respect of any Mortgage File held by it. The
Master Servicer shall promptly notify the related Subservicer or Seller of such
omission or defect and request that such Subservicer or Seller correct or cure
such omission or defect within 60 days from the date the Master Servicer was
notified of such omission or defect and, if such Subservicer or Seller does not
correct or cure such omission or defect within such period, that such
Subservicer or Seller purchase such Mortgage Loan from the Trust Fund at its
Purchase Price, in either case within 90 days from the date the Master Servicer
was notified of such omission or defect; provided that if the omission or defect
would cause the Mortgage Loan to be other than a "qualified mortgage" as defined
in Section 860G(a)(3) of the Code, any such cure or repurchase must occur within
90 days from the date such breach was discovered. The Purchase Price for any
such Mortgage Loan, whether purchased by the Seller or the Subservicer, shall be
deposited or caused to be deposited by the Master Servicer in the Custodial
Account maintained by it pursuant to Section 3.07 and, upon receipt by the
Trustee of written notification of such deposit signed by a Servicing Officer,
the Trustee or any Custodian, as the case may be, shall release to the Master
Servicer the related Mortgage File and the Trustee shall execute and deliver
such instruments of transfer or assignment prepared by the Master Servicer, in
each case without recourse, as shall be necessary to vest in the Seller or its
designee or the Subservicer or its designee, as the case may be, any Mortgage
Loan released pursuant hereto and thereafter such Mortgage Loan shall not be
part of the Trust Fund. It is understood and agreed that
<PAGE>
the obligation of the Seller or the Subservicer, as the case may be, to so cure
or purchase any Mortgage Loan as to which a material defect in or omission of a
constituent document exists shall constitute the sole remedy respecting such
defect or omission available to the Certificateholders or the Trustee on behalf
of the Certificateholders.
Section 2.03. Representations, Warranties and Covenants of the Master
Servicer and the Company.
(a) The Master Servicer hereby represents and warrants to the Trustee for
the benefit of the Certificateholders that:
(i) The Master Servicer is a corporation duly organized, validly
existing and in good standing under the laws governing its creation and
existence and is or will be in compliance with the laws of each state in
which any Mortgaged Property is located to the extent necessary to ensure
the enforceability of each Mortgage Loan in accordance with the terms of
this Agreement;
(ii) The execution and delivery of this Agreement by the Master
Servicer and its performance and compliance with the terms of this
Agreement will not violate the Master Servicer's Certificate of
Incorporation or Bylaws or constitute a default (or an event which, with
notice or lapse of time, or both, would constitute a material default)
under, or result in the material breach of, any material contract,
agreement or other instrument to which the Master Servicer is a party or
which may be applicable to the Master Servicer or any of its assets;
(iii) This Agreement, assuming due authorization, execution and
delivery by the Trustee and the Company, constitutes a valid, legal and
binding obligation of the Master Servicer, enforceable against it in
accordance with the terms hereof subject to applicable bankruptcy,
insolvency, reorganization, moratorium and other laws affecting the
enforcement of creditors' rights generally and to general principles of
equity, regardless of whether such enforcement is considered in a
proceeding in equity or at law;
(iv) The Master Servicer is not in default with respect to any
order or decree of any court or any order, regulation or demand of any
Federal, state, municipal or governmental agency, which default might have
consequences that would materially and adversely affect the condition
(financial or other) or operations of the Master Servicer or its
properties or might have consequences that would materially adversely
affect its performance hereunder;
(v) No litigation is pending or, to the best of the Master
Servicer's knowledge, threatened against the Master Servicer which would
prohibit its entering into this Agreement or performing its obligations
under this Agreement;
<PAGE>
(vi) The Master Servicer will comply in all material respects in
the performance of this Agreement with all reasonable rules and
requirements of each insurer under each Required Insurance Policy;
(vii) No information, certificate of an officer, statement
furnished in writing or report delivered to the Company, any Affiliate of
the Company or the Trustee by the Master Servicer will, to the knowledge
of the Master Servicer, contain any untrue statement of a material fact or
omit a material fact necessary to make the information, certificate,
statement or report not misleading; and
(viii)The Master Servicer has examined each existing, and will
examine each new, Subservicing Agreement and is or will be familiar with
the terms thereof. The terms of each existing Subservicing Agreement and
each designated Subservicer are acceptable to the Master Servicer and any
new Subservicing Agreements will comply with the provisions of Section
3.02.
It is understood and agreed that the representations and warranties set forth in
this Section 2.03(a) shall survive delivery of the respective Mortgage Files to
the Trustee or any Custodian.
Upon discovery by either the Company, the Master Servicer, the Trustee or
any Custodian of a breach of any representation or warranty set forth in this
Section 2.03(a) which materially and adversely affects the interests of the
Certificateholders in any Mortgage Loan, the party discovering such breach shall
give prompt written notice to the other parties (any Custodian being so
obligated under a Custodial Agreement). Within 90 days of its discovery or its
receipt of notice of such breach, the Master Servicer shall either (i) cure such
breach in all material respects or (ii) to the extent that such breach is with
respect to a Mortgage Loan or a related document, purchase such Mortgage Loan
from the Trust Fund at the Purchase Price and in the manner set forth in Section
2.02; provided that if the omission or defect would cause the Mortgage Loan to
be other than a "qualified mortgage" as defined in Section 860G(a)(3) of the
Code, any such cure must occur within 90 days from the date such breach was
discovered. The obligation of the Master Servicer to cure such breach or to so
purchase such Mortgage Loan shall constitute the sole remedy in respect of a
breach of a representation and warranty set forth in this Section 2.03(a)
available to the Certificateholders or the Trustee on behalf of the
Certificateholders.
(b) The Company hereby represents and warrants to the Trustee for the
benefit of the Certificateholders that as of the Closing Date (or, if otherwise
specified below, as of the date so specified):
(i) No Mortgage Loan is one month or more Delinquent in payment of
principal and interest as of the Cut-off Date and no Mortgage Loan has
been so Delinquent more than once in the 12-month period prior to the
Cut-off Date;
<PAGE>
(ii) The information set forth in Exhibit F hereto with respect to
each Mortgage Loan or the Mortgage Loans, as the case may be, is true and
correct in all material respects at the date or dates respecting which
such information is furnished;
(iii) The Mortgage Loans are fully-amortizing, fixed-rate mortgage
loans with level Monthly Payments due on the first day of each month and
terms to maturity at origination or modification of not more than 30
years;
(iv) To the best of the Company's knowledge, if a Mortgage Loan is
secured by a Mortgaged Property with a Loan-to-Value Ratio at origination
in excess of 80%, such Mortgage Loan is the subject of a Primary Insurance
Policy that insures (a) at least 25% of the principal balance of the
Mortgage Loan at origination if the Loan-to-Value Ratio is between 95.00%
and 90.01% and (b) at least 12% of such balance if the Loan-to-Value Ratio
is between 90.00% and 80.01%, except in the case of one Mortgage Loan,
which had a Loan-to-Value Ratio of 81%. To the best of the Company's
knowledge, each such Primary Insurance Policy is in full force and effect
and the Trustee is entitled to the benefits thereunder;
(v) The issuers of the Primary Insurance Policies are insurance
companies whose claims-paying abilities are currently acceptable to each
Rating Agency;
(vi) No more than 0.8% of the Mortgage Loans by aggregate Stated
Principal Balance as of the Cut-off Date are secured by Mortgaged
Properties located in any one zip code area in California, and no more
than 0.6% of the Mortgage Loans by aggregate Stated Principal Balance as
of the Cut-off Date are secured by Mortgaged Properties located in any one
zip code area outside California;
(vii) If the improvements securing a Mortgage Loan are in a
federally designated special flood hazard area, flood insurance in the
amount required under the Program Guide covers the related Mortgaged
Property (either by coverage under the federal flood insurance program or
by coverage by private insurers);
(viii)Immediately prior to the assignment of the Mortgage Loans to
the Trustee, the Company had good title to, and was the sole owner of,
each Mortgage Loan free and clear of any pledge, lien, encumbrance or
security interest (other than rights to servicing and related
compensation) and such assignment validly transfers ownership of the
Mortgage Loans to the Trustee free and clear of any pledge, lien,
encumbrance or security interest;
(ix) None of the Mortgage Loans were underwritten under a reduced
loan documentation program requiring no income verification and no asset
verification;
(x) Each Mortgagor represented in its loan application with
respect to the related Mortgage Loan that the Mortgaged Property would be
owner-occupied and therefore would
<PAGE>
not be an investor property as of the date of origination of such Mortgage
Loan. No Mortgagor is a corporation or a partnership;
(xi) Approximately 0.03% of the Mortgage Loans by aggregate Stated
Principal Balance as of the Cut-off Date were Buydown Mortgage Loans;
(xii) Each Mortgage Loan constitutes a qualified mortgage under
Section 860G(a)(3)(A) of the Code and Treasury Regulations Section
1.860G-2(a)(1);
(xiii)A policy of title insurance was effective as of the closing
of each Mortgage Loan and is valid and binding and remains in full force
and effect;
(xiv) With respect to a Mortgage Loan that is a Cooperative Loan,
the Cooperative Stock that is pledged as security for the Mortgage Loan is
held by a person as a tenant-stockholder (as defined in Section 216 of the
Code) in a cooperative housing corporation (as defined in Section 216 of
the Code);
(xv) Five Mortgage Loans representing approximately 0.2% of the
Mortgage Loans by aggregate Stated Principal Balance as of the Cut-off
Date, are Cooperative Loans;
(xvi) With respect to each Mortgage Loan originated under a
"streamlined" Mortgage Loan program (through which no new or updated
appraisals of Mortgaged Properties are obtained in connection with the
refinancing thereof), the related Seller has represented that either (a)
the value of the related Mortgaged Property as of the date the Mortgage
Loan was originated was not less than the appraised value of such property
at the time of origination of the refinanced Mortgage Loan or (b) the
Loan-to-Value Ratio of the Mortgage Loan as of the date of origination of
the Mortgage Loan generally meets the Company's underwriting guidelines;
(xvii)Interest on each Mortgage Loan is calculated on the basis of a
360-day year consisting of twelve 30-day months; and
(xviiiSix of the Mortgage Loans contain in the related Mortgage
File a Destroyed Mortgage Note.
It is understood and agreed that the representations and warranties set forth in
this Section 2.03(b) shall survive delivery of the respective Mortgage Files to
the Trustee or any Custodian.
Upon discovery by any of the Company, the Master Servicer, the Trustee or
any Custodian of a breach of any of the representations and warranties set forth
in this Section 2.03(b) which materially and adversely affects the interests of
the Certificateholders in any Mortgage Loan, the party discovering such breach
shall give prompt written notice to the other parties (any Custodian being so
obligated under a Custodial Agreement); provided, however, that in the event of
a breach
<PAGE>
of the representation and warranty set forth in Section 2.03(b)(xii), the party
discovering such breach shall give such notice within five days of discovery.
Within 90 days of its discovery or its receipt of notice of breach, the Company
shall either (i) cure such breach in all material respects or (ii) purchase such
Mortgage Loan from the Trust Fund at the Purchase Price and in the manner set
forth in Section 2.02; provided that the Company shall have the option to
substitute a Qualified Substitute Mortgage Loan or Loans for such Mortgage Loan
if such substitution occurs within two years following the Closing Date;
provided that if the omission or defect would cause the Mortgage Loan to be
other than a "qualified mortgage" as defined in Section 860G(a)(3) of the Code,
any such cure or repurchase must occur within 90 days from the date such breach
was discovered. Any such substitution shall be effected by the Company under the
same terms and conditions as provided in Section 2.04 for substitutions by
Residential Funding. It is understood and agreed that the obligation of the
Company to cure such breach or to so purchase or substitute for any Mortgage
Loan as to which such a breach has occurred and is continuing shall constitute
the sole remedy respecting such breach available to the Certificateholders or
the Trustee on behalf of the Certificateholders. Notwithstanding the foregoing,
the Company shall not be required to cure breaches or purchase or substitute for
Mortgage Loans as provided in this Section 2.03(b) if the substance of the
breach of a representation set forth above also constitutes fraud in the
origination of the Mortgage Loan.
Section 2.04. Representations and Warranties of Sellers.
The Company, as assignee of Residential Funding under the Assignment
Agreement, hereby assigns to the Trustee for the benefit of the
Certificateholders all of its right, title and interest in respect of the
Assignment Agreement and each Seller's Agreement applicable to a Mortgage Loan.
Insofar as the Assignment Agreement or such Seller's Agreement relates to the
representations and warranties made by Residential Funding or the related Seller
in respect of such Mortgage Loan and any remedies provided thereunder for any
breach of such representations and warranties, such right, title and interest
may be enforced by the Master Servicer on behalf of the Trustee and the
Certificate holders. Upon the discovery by the Company, the Master Servicer, the
Trustee or any Custodian of a breach of any of the representations and
warranties made in a Seller's Agreement or the Assignment Agreement (which, for
purposes hereof, will be deemed to include any other cause giving rise to a
repurchase obligation under the Assignment Agreement) in respect of any Mortgage
Loan which materially and adversely affects the interests of the
Certificateholders in such Mortgage Loan, the party discovering such breach
shall give prompt written notice to the other parties (any Custodian being so
obligated under a Custodial Agreement). The Master Servicer shall promptly
notify the related Seller or Residential Funding, as the case may be, of such
breach and request that such Seller or Residential Funding, as the case may be,
either (i) cure such breach in all material respects within 90 days from the
date the Master Servicer was notified of such breach or (ii) purchase such
Mortgage Loan from the Trust Fund at the Purchase Price and in the manner set
forth in Section 2.02; provided that, in the case of a breach under the
Assignment Agreement, Residential Funding shall have the option to substitute a
Qualified Substitute Mortgage Loan or Loans for such Mortgage Loan if such
substitution occurs within two years following the Closing Date; provided that
if the breach would cause the Mortgage Loan to be other than a "qualified
mortgage" as defined in Section 860G(a)(3) of the Code, any such cure or
substitution must occur within 90 days from the date the breach was
<PAGE>
discovered. In the event that Residential Funding elects to substitute a
Qualified Substitute Mortgage Loan or Loans for a Deleted Mortgage Loan pursuant
to this Section 2.04, Residential Funding shall deliver to the Trustee for the
benefit of the Certificateholders with respect to such Qualified Substitute
Mortgage Loan or Loans, the original Mortgage Note, the Mortgage, an Assignment
of the Mortgage in recordable form, and such other documents and agreements as
are required by Section 2.01, with the Mortgage Note endorsed as required by
Section 2.01. No substitution will be made in any calendar month after the
Determination Date for such month. Monthly Payments due with respect to
Qualified Substitute Mortgage Loans in the month of substitution shall not be
part of the Trust Fund and will be retained by the Master Servicer and remitted
by the Master Servicer to Residential Funding on the next succeeding
Distribution Date. For the month of substitution, distributions to the
Certificateholders will include the Monthly Payment due on a Deleted Mortgage
Loan for such month and thereafter Residential Funding shall be entitled to
retain all amounts received in respect of such Deleted Mortgage Loan. The Master
Servicer shall amend or cause to be amended the Mortgage Loan Schedule, and, if
the Deleted Mortgage Loan was a Discount Mortgage Loan, the Schedule of Discount
Fractions, for the benefit of the Certificateholders to reflect the removal of
such Deleted Mortgage Loan and the substitution of the Qualified Substitute
Mortgage Loan or Loans and the Master Servicer shall deliver the amended
Mortgage Loan Schedule, and, if the Deleted Mortgage Loan was a Discount
Mortgage Loan, the amended Schedule of Discount Fractions, to the Trustee. Upon
such substitution, the Qualified Substitute Mortgage Loan or Loans shall be
subject to the terms of this Agreement and the related Subservicing Agreement in
all respects, the related Seller shall be deemed to have made the
representations and warranties with respect to the Qualified Substitute Mortgage
Loan contained in the related Seller's Agreement as of the date of substitution,
and the Company and the Master Servicer shall be deemed to have made with
respect to any Qualified Substitute Mortgage Loan or Loans, as of the date of
substitution, the covenants, representations and warranties set forth in this
Section 2.04, in Section 2.03 hereof and in Section 4 of the Assignment
Agreement, and the Master Servicer shall be obligated to repurchase or
substitute for any Qualified Substitute Mortgage Loan as to which a Repurchase
Event (as defined in the Assignment Agreement) has occurred pursuant to Section
4 of the Assignment Agreement.
In connection with the substitution of one or more Qualified Substitute
Mortgage Loans for one or more Deleted Mortgage Loans, the Master Servicer will
determine the amount (if any) by which the aggregate principal balance of all
such Qualified Substitute Mortgage Loans as of the date of substitution is less
than the aggregate Stated Principal Balance of all such Deleted Mortgage Loans
(in each case after application of the principal portion of the Monthly Payments
due in the month of substitution that are to be distributed to the
Certificateholders in the month of substitution). Residential Funding shall
deposit the amount of such shortfall into the Custodial Account on the day of
substitution, without any reimbursement therefor. Residential Funding shall give
notice in writing to the Trustee of such event, which notice shall be
accompanied by an Officers' Certificate as to the calculation of such shortfall
and (subject to Section 10.01(f)) by an Opinion of Counsel to the effect that
such substitution will not cause (a) any federal tax to be imposed on the Trust
Fund, including without limitation, any federal tax imposed on "prohibited
transactions" under Section 860F(a)(1) of the Code or on "contributions after
the startup date" under Section 860G(d)(1) of the Code or (b)
<PAGE>
any portion of the Trust Fund to fail to qualify as a REMIC at any time that any
Certificate is outstanding.
It is understood and agreed that the obligation of the Seller or
Residential Funding, as the case may be, to cure such breach or purchase (or in
the case of Residential Funding to substitute for) such Mortgage Loan as to
which such a breach has occurred and is continuing shall constitute the sole
remedy respecting such breach available to the Certificateholders or the Trustee
on behalf of the Certificateholders. If the Master Servicer is Residential
Funding, then the Trustee shall also have the right to give the notification and
require the purchase or substitution provided for in the second preceding
paragraph in the event of such a breach of a representation or warranty made by
Residential Funding in the Assignment Agreement. In connection with the purchase
of or substitution for any such Mortgage Loan by Residential Funding, the
Trustee shall assign to Residential Funding all of the right, title and interest
in respect of the Seller's Agreement and the Assignment Agreement applicable to
such Mortgage Loan.
Section 2.05. Execution and Authentication of Certificates.
The Trustee acknowledges the assignment to it of the Mortgage Loans and
the delivery of the Mortgage Files to it, or any Custodian on its behalf,
subject to any exceptions noted, together with the assignment to it of all other
assets included in the Trust Fund, receipt of which is hereby acknowledged.
Concurrently with such delivery and in exchange therefor, the Trustee, pursuant
to the written request of the Company executed by an officer of the Company has
executed and caused to be authenticated and delivered to or upon the order of
the Company the Certificates in authorized denominations which evidence
ownership of the entire Trust Fund.
<PAGE>
ARTICLE III
ADMINISTRATION AND SERVICING
OF MORTGAGE LOANS
Section 3.01. Master Servicer to Act as Servicer.
(a) The Master Servicer shall service and administer the Mortgage Loans in
accordance with the terms of this Agreement and the respective Mortgage Loans
and shall have full power and authority, acting alone or through Subservicers as
provided in Section 3.02, to do any and all things which it may deem necessary
or desirable in connection with such servicing and administration. Without
limiting the generality of the foregoing, the Master Servicer in its own name or
in the name of a Subservicer is hereby authorized and empowered by the Trustee
when the Master Servicer or the Subservicer, as the case may be, believes it
appropriate in its best judgment, to execute and deliver, on behalf of the
Certificateholders and the Trustee or any of them, any and all instruments of
satisfaction or cancellation, or of partial or full release or discharge, or of
consent to assumption or modification in connection with a proposed conveyance,
or of assignment of any Mortgage and Mortgage Note in connection with the
repurchase of a Mortgage Loan and all other comparable instruments, or with
respect to the modification or re-recording of a Mortgage for the purpose of
correcting the Mortgage, the subordination of the lien of the Mortgage in favor
of a public utility company or government agency or unit with powers of eminent
domain, the taking of a deed in lieu of foreclosure, the completion of judicial
or non-judicial foreclosure, the conveyance of a Mortgaged Property to an
Insurer, the acquisition of any property acquired by foreclosure or deed in lieu
of foreclosure, or the management, marketing and conveyance of any property
acquired by foreclosure or deed in lieu of foreclosure with respect to the
Mortgage Loans and with respect to the Mortgaged Properties. Notwithstanding the
foregoing, subject to Section 3.07(a), the Master Servicer shall not permit any
modification with respect to any Mortgage Loan that would both constitute a sale
or exchange of such Mortgage Loan within the meaning of Section 1001 of the Code
and any proposed, temporary or final regulations promulgated thereunder (other
than in connection with a proposed conveyance or assumption of such Mortgage
Loan that is treated as a Principal Prepayment in Full pursuant to Section
3.13(d) hereof) and cause the Trust Fund to fail to qualify as such under the
Code. The Trustee shall furnish the Master Servicer with any powers of attorney
and other documents necessary or appropriate to enable the Master Servicer to
service and administer the Mortgage Loans. The Trustee shall not be liable for
any action taken by the Master Servicer or any Subservicer pursuant to such
powers of attorney. In servicing and administering any Nonsubserviced Mortgage
Loan, the Master Servicer shall, to the extent not inconsistent with this
Agreement, comply with the Program Guide as if it were the originator of such
Mortgage Loan and had retained the servicing rights and obligations in respect
thereof. In connection with servicing and administering the Mortgage Loans, the
Master Servicer and any Affiliate of the Master Servicer (i) may perform
services such as appraisals and brokerage services that are customarily provided
by Persons other than servicers of mortgage loans, and shall be entitled to
reasonable compensation therefor in accordance with Section 3.10 and (ii) may,
at its own discretion and on behalf of the Trustee, obtain credit information in
the form of a "credit score" from a credit repository.
<PAGE>
(b) All costs incurred by the Master Servicer or by Subservicers in
effecting the timely payment of taxes and assessments on the properties subject
to the Mortgage Loans shall not, for the purpose of calculating monthly
distributions to the Certificateholders, be added to the amount owing under the
related Mortgage Loans, notwithstanding that the terms of such Mortgage Loan so
permit, and such costs shall be recoverable to the extent permitted by Section
3.10(a)(ii).
(c) The Master Servicer may enter into one or more agreements in
connection with the offering of pass-through certificates evidencing interests
in one or more of the Certificates providing for the payment by the Master
Servicer of amounts received by the Master Servicer as servicing compensation
hereunder and required to cover certain Prepayment Interest Shortfalls on the
Mortgage Loans, which payment obligation will thereafter be an obligation of the
Master Servicer hereunder.
Section 3.02. Subservicing Agreements Between Master Servicer and
Subservicers; Enforcement of Subservicers' and Sellers' Obligations.
(a) The Master Servicer may continue in effect Subservicing Agreements
entered into by Residential Funding and Subservicers prior to the execution and
delivery of this Agreement, and may enter into new Subservicing Agreements with
Subservicers, for the servicing and administration of all or some of the
Mortgage Loans. Each Subservicer of a Mortgage Loan shall be entitled to receive
and retain, as provided in the related Subservicing Agreement and in Section
3.07, the related Subservicing Fee from payments of interest received on such
Mortgage Loan after payment of all amounts required to be remitted to the Master
Servicer in respect of such Mortgage Loan. For any Mortgage Loan that is a
Nonsubserviced Mortgage Loan, the Master Servicer shall be entitled to receive
and retain an amount equal to the Subservicing Fee from payments of interest.
Unless the context otherwise requires, references in this Agreement to actions
taken or to be taken by the Master Servicer in servicing the Mortgage Loans
include actions taken or to be taken by a Subservicer on behalf of the Master
Servicer. Each Subservicing Agreement will be upon such terms and conditions as
are generally required or permitted by the Program Guide and are not
inconsistent with this Agreement and as the Master Servicer and the Subservicer
have agreed. A representative form of Subservicing Agreement is attached to this
Agreement as Exhibit G. With the approval of the Master Servicer, a Subservicer
may delegate its servicing obligations to third-party servicers, but such
Subservicer will remain obligated under the related Subservicing Agreement. The
Master Servicer and a Subservicer may enter into amendments thereto or a
different form of Subservicing Agreement, and the form referred to or included
in the Program Guide is merely provided for information and shall not be deemed
to limit in any respect the discretion of the Master Servicer to modify or enter
into different Subservicing Agreements; provided, however, that any such
amendments or different forms shall be consistent with and not violate the
provisions of either this Agreement or the Program Guide in a manner which would
materially and adversely affect the interests of the Certificateholders.
(b) As part of its servicing activities hereunder, the Master Servicer,
for the benefit of the Trustee and the Certificateholders, shall use its best
reasonable efforts to enforce the obligations
<PAGE>
of each Subservicer under the related Subservicing Agreement and of each Seller
under the related Seller's Agreement, to the extent that the non-performance of
any such obligation would have a material and adverse effect on a Mortgage Loan,
including, without limitation, the obligation to purchase a Mortgage Loan on
account of defective documentation, as described in Section 2.02, or on account
of a breach of a representation or warranty, as described in Section 2.04. Such
enforcement, including, without limitation, the legal prosecution of claims,
termination of Subservicing Agreements or Seller's Agreements, as appropriate,
and the pursuit of other appropriate remedies, shall be in such form and carried
out to such an extent and at such time as the Master Servicer would employ in
its good faith business judgment and which are normal and usual in its general
mortgage servicing activities. The Master Servicer shall pay the costs of such
enforcement at its own expense, and shall be reimbursed therefor only (i) from a
general recovery resulting from such enforcement to the extent, if any, that
such recovery exceeds all amounts due in respect of the related Mortgage Loan or
(ii) from a specific recovery of costs, expenses or attorneys fees against the
party against whom such enforcement is directed.
Section 3.03. Successor Subservicers.
The Master Servicer shall be entitled to terminate any Subservicing
Agreement that may exist in accordance with the terms and conditions of such
Subservicing Agreement and without any limitation by virtue of this Agreement;
provided, however, that in the event of termination of any Subservicing
Agreement by the Master Servicer or the Subservicer, the Master Servicer shall
either act as servicer of the related Mortgage Loan or enter into a Subservicing
Agreement with a successor Subservicer which will be bound by the terms of the
related Subservicing Agreement. If the Master Servicer or any Affiliate of
Residential Funding acts as servicer, it will not assume liability for the
representations and warranties of the Subservicer which it replaces. If the
Master Servicer enters into a Subservicing Agreement with a successor
Subservicer, the Master Servicer shall use reasonable efforts to have the
successor Subservicer assume liability for the representations and warranties
made by the terminated Subservicer in respect of the related Mortgage Loans and,
in the event of any such assumption by the successor Subservicer, the Master
Servicer may, in the exercise of its business judgment, release the terminated
Subservicer from liability for such representations and warranties.
Section 3.04. Liability of the Master Servicer.
Notwithstanding any Subservicing Agreement, any of the provisions of this
Agreement relating to agreements or arrangements between the Master Servicer or
a Subservicer or reference to actions taken through a Subservicer or otherwise,
the Master Servicer shall remain obligated and liable to the Trustee and the
Certificateholders for the servicing and administering of the Mortgage Loans in
accordance with the provisions of Section 3.01 without diminution of such
obligation or liability by virtue of such Subservicing Agreements or
arrangements or by virtue of indemnification from the Subservicer or the Company
and to the same extent and under the same terms and conditions as if the Master
Servicer alone were servicing and administering the Mortgage Loans. The Master
Servicer shall be entitled to enter into any agreement with a Subservicer or
Seller for
<PAGE>
indemnification of the Master Servicer and nothing contained in this Agreement
shall be deemed to limit or modify such indemnification.
Section 3.05. No Contractual Relationship Between Subservicer and
Trustee or Certificateholders.
Any Subservicing Agreement that may be entered into and any other
transactions or services relating to the Mortgage Loans involving a Subservicer
in its capacity as such and not as an originator shall be deemed to be between
the Subservicer and the Master Servicer alone and the Trustee and the
Certificateholders shall not be deemed parties thereto and shall have no claims,
rights, obligations, duties or liabilities with respect to the Subservicer in
its capacity as such except as set forth in Section 3.06. The foregoing
provision shall not in any way limit a Subservicer's obligation to cure an
omission or defect or to repurchase a Mortgage Loan as referred to in Section
2.02 hereof.
Section 3.06. Assumption or Termination of Subservicing Agreements by
Trustee.
(a) In the event the Master Servicer shall for any reason no longer be the
master servicer (including by reason of an Event of Default), the Trustee, its
designee or its successor shall thereupon assume all of the rights and
obligations of the Master Servicer under each Subservicing Agreement that may
have been entered into. The Trustee, its designee or the successor servicer for
the Trustee shall be deemed to have assumed all of the Master Servicer's
interest therein and to have replaced the Master Servicer as a party to the
Subservicing Agreement to the same extent as if the Subservicing Agreement had
been assigned to the assuming party except that the Master Servicer shall not
thereby be relieved of any liability or obligations under the Subservicing
Agreement.
(b) The Master Servicer shall, upon request of the Trustee but at the
expense of the Master Servicer, deliver to the assuming party all documents and
records relating to each Subservicing Agreement and the Mortgage Loans then
being serviced and an accounting of amounts collected and held by it and
otherwise use its best efforts to effect the orderly and efficient transfer of
each Subservicing Agreement to the assuming party.
Section 3.07. Collection of Certain Mortgage Loan Payments; Deposits to
Custodial Account.
(a) The Master Servicer shall make reasonable efforts to collect all
payments called for under the terms and provisions of the Mortgage Loans, and
shall, to the extent such procedures shall be consistent with this Agreement and
the terms and provisions of any related Primary Insurance Policy, follow such
collection procedures as it would employ in its good faith business judgment and
which are normal and usual in its general mortgage servicing activities.
Consistent with the foregoing, the Master Servicer may in its discretion (i)
waive any late payment charge or any prepayment charge or penalty interest in
connection with the prepayment of a Mortgage Loan and (ii) extend the Due Date
for payments due on a Mortgage Loan in accordance with the Program
<PAGE>
Guide; provided, however, that the Master Servicer shall first determine that
any such waiver or extension will not impair the coverage of any related Primary
Insurance Policy or materially adversely affect the lien of the related
Mortgage. In the event of any such arrangement, the Master Servicer shall make
timely advances on the related Mortgage Loan during the scheduled period in
accordance with the amortization schedule of such Mortgage Loan without
modification thereof by reason of such arrangements unless otherwise agreed to
by the Holders of the Classes of Certificates affected thereby; provided,
however, that no such extension shall be made if any advance would be a
Nonrecoverable Advance. Consistent with the terms of this Agreement, the Master
Servicer may also waive, modify or vary any term of any Mortgage Loan or consent
to the postponement of strict compliance with any such term or in any manner
grant indulgence to any Mortgagor if in the Master Servicer's determination such
waiver, modification, postponement or indulgence is not materially adverse to
the interests of the Certificateholders (taking into account any estimated
Realized Loss that might result absent such action); provided, however, that the
Master Servicer may not modify materially or permit any Subservicer to modify
any Mortgage Loan, including without limitation any modification that would
change the Mortgage Rate, forgive the payment of any principal or interest
(unless in connection with the liquidation of the related Mortgage Loan or
except in connection with prepayments to the extent that such reamortization is
not inconsistent with the terms of the Mortgage Loan), or extend the final
maturity date of such Mortgage Loan, unless such Mortgage Loan is in default or,
in the judgment of the Master Servicer, such default is reasonably foreseeable;
and provided, further, that no such modification shall reduce the interest rate
on a Mortgage Loan below the sum of the Pool Strip Rate and the sum of the rates
at which the Servicing Fee and the Subservicing Fee with respect to such
Mortgage Loan accrues. In connection with any Curtailment of a Mortgage Loan,
the Master Servicer, to the extent not inconsistent with the terms of the
Mortgage Note and local law and practice, may permit the Mortgage Loan to be
reamortized such that the Monthly Payment is recalculated as an amount that will
fully amortize the remaining Stated Principal Balance thereof by the original
maturity date based on the original Mortgage Rate; provided, that such
re-amortization shall not be permitted if it would constitute a reissuance of
the Mortgage Loan for federal income tax purposes.
(b) The Master Servicer shall establish and maintain a Custodial Account
in which the Master Servicer shall deposit or cause to be deposited on a daily
basis, except as otherwise specifically provided herein, the following payments
and collections remitted by Subservicers or received by it in respect of the
Mortgage Loans subsequent to the Cut-off Date (other than in respect of
principal and interest on the Mortgage Loans due on or before the Cut-off Date):
(i) All payments on account of principal, including Principal
Prepayments made by Mortgagors on the Mortgage Loans and the principal
component of any Subservicer Advance or of any REO Proceeds received in
connection with an REO Property for which an REO Disposition has occurred;
(ii) All payments on account of interest at the Adjusted Mortgage
Rate on the Mortgage Loans, including Buydown Funds, if any, and the
interest component of any
<PAGE>
Subservicer Advance or of any REO Proceeds received in connection with an
REO Property for which an REO Disposition has occurred;
(iii) Insurance Proceeds and Liquidation Proceeds (net of any
related expenses of the Subservicer);
(iv) All proceeds of any Mortgage Loans purchased pursuant to
Section 2.02, 2.03, 2.04 or 4.07 and all amounts required to be deposited
in connection with the substitution of a Qualified Substitute Mortgage
Loan pursuant to Section 2.03 or 2.04;
(v) Any amounts required to be deposited pursuant to Section
3.07(c) or 3.21; and
(vi) All amounts transferred from the Certificate Account to the
Custodial Account in accordance with Section 4.02(a).
The foregoing requirements for deposit in the Custodial Account shall be
exclusive, it being understood and agreed that, without limiting the generality
of the foregoing, payments on the Mortgage Loans which are not part of the Trust
Fund (consisting of payments in respect of principal and interest on the
Mortgage Loans due on or before the Cut-off Date) and payments or collections in
the nature of prepayment charges or late payment charges or assumption fees may
but need not be deposited by the Master Servicer in the Custodial Account. In
the event any amount not required to be deposited in the Custodial Account is so
deposited, the Master Servicer may at any time withdraw such amount from the
Custodial Account, any provision herein to the contrary notwithstanding. The
Custodial Account may contain funds that belong to one or more trust funds
created for mortgage pass-through certificates of other series and may contain
other funds respecting payments on mortgage loans belonging to the Master
Servicer or serviced or master serviced by it on behalf of others.
Notwithstanding such commingling of funds, the Master Servicer shall keep
records that accurately reflect the funds on deposit in the Custodial Account
that have been identified by it as being attributable to the Mortgage Loans.
With respect to Insurance Proceeds, Liquidation Proceeds, REO Proceeds and
the proceeds of the purchase of any Mortgage Loan pursuant to Sections 2.02,
2.03, 2.04 and 4.07 received in any calendar month, the Master Servicer may
elect to treat such amounts as included in the Available Distribution Amount for
the Distribution Date in the month of receipt, but is not obligated to do so. If
the Master Servicer so elects, such amounts will be deemed to have been received
(and any related Realized Loss shall be deemed to have occurred) on the last day
of the month prior to the receipt thereof.
(c) The Master Servicer shall use its best efforts to cause the
institution maintaining the Custodial Account to invest the funds in the
Custodial Account attributable to the Mortgage Loans in Permitted Investments
which shall mature not later than the Certificate Account Deposit Date next
following the date of such investment (with the exception of the Amount Held for
Future
<PAGE>
Distribution) and which shall not be sold or disposed of prior to their
maturities. All income and gain realized from any such investment shall be for
the benefit of the Master Servicer as additional servicing compensation and
shall be subject to its withdrawal or order from time to time. The amount of any
losses incurred in respect of any such investments attributable to the
investment of amounts in respect of the Mortgage Loans shall be deposited in the
Custodial Account by the Master Servicer out of its own funds immediately as
realized.
(d) The Master Servicer shall give notice to the Trustee and the Company
of any change in the location of the Custodial Account and the location of the
Certificate Account prior to the use thereof.
Section 3.08. Subservicing Accounts; Servicing Accounts.
(a) In those cases where a Subservicer is servicing a Mortgage Loan
pursuant to a Subservicing Agreement, the Master Servicer shall cause the
Subservicer, pursuant to the Subservicing Agreement, to establish and maintain
one or more Subservicing Accounts which shall be an Eligible Account or, if such
account is not an Eligible Account, shall generally satisfy the requirements of
the Program Guide and be otherwise acceptable to the Master Servicer and each
Rating Agency. The Subservicer will be required thereby to deposit into the
Subservicing Account on a daily basis all proceeds of Mortgage Loans received by
the Subservicer, less its Subservicing Fees and unreimbursed advances and
expenses, to the extent permitted by the Subservicing Agreement. If the
Subservicing Account is not an Eligible Account, the Master Servicer shall be
deemed to have received such monies upon receipt thereof by the Subservicer. The
Subservicer shall not be required to deposit in the Subservicing Account
payments or collections in the nature of prepayment charges or late charges or
assumption fees. On or before the date specified in the Program Guide, but in no
event later than the Determination Date, the Master Servicer shall cause the
Subservicer, pursuant to the Subservicing Agreement, to remit to the Master
Servicer for deposit in the Custodial Account all funds held in the Subservicing
Account with respect to each Mortgage Loan serviced by such Subservicer that are
required to be remitted to the Master Servicer. The Subservicer will also be
required, pursuant to the Subservicing Agreement, to advance on such scheduled
date of remittance amounts equal to any scheduled monthly installments of
principal and interest less its Subservicing Fees on any Mortgage Loans for
which payment was not received by the Subservicer. This obligation to advance
with respect to each Mortgage Loan will continue up to and including the first
of the month following the date on which the related Mortgaged Property is sold
at a foreclosure sale or is acquired by the Trust Fund by deed in lieu of
foreclosure or otherwise. All such advances received by the Master Servicer
shall be deposited promptly by it in the Custodial Account.
(b) The Subservicer may also be required, pursuant to the Subservicing
Agreement, to remit to the Master Servicer for deposit in the Custodial Account
interest at the Adjusted Mortgage Rate (or Modified Net Mortgage Rate plus the
rate per annum at which the Servicing Fee accrues in the case of a Modified
Mortgage Loan) on any Curtailment received by such Subservicer in respect of a
Mortgage Loan from the related Mortgagor during any month that is to be applied
by the
<PAGE>
Subservicer to reduce the unpaid principal balance of the related Mortgage Loan
as of the first day of such month, from the date of application of such
Curtailment to the first day of the following month. Any amounts paid by a
Subservicer pursuant to the preceding sentence shall be for the benefit of the
Master Servicer as additional servicing compensation and shall be subject to its
withdrawal or order from time to time pursuant to Sections 3.10(a)(iv) and (v).
(c) In addition to the Custodial Account and the Certificate Account, the
Master Servicer shall for any Nonsubserviced Mortgage Loan, and shall cause the
Subservicers for Subserviced Mortgage Loans to, establish and maintain one or
more Servicing Accounts and deposit and retain therein all collections from the
Mortgagors (or advances from Subservicers) for the payment of taxes,
assessments, hazard insurance premiums, Primary Insurance Policy premiums, if
applicable, or comparable items for the account of the Mortgagors. Each
Servicing Account shall satisfy the requirements for a Subservicing Account and,
to the extent permitted by the Program Guide or as is otherwise acceptable to
the Master Servicer, may also function as a Subservicing Account. Withdrawals of
amounts related to the Mortgage Loans from the Servicing Accounts may be made
only to effect timely payment of taxes, assessments, hazard insurance premiums,
Primary Insurance Policy premiums, if applicable, or comparable items, to
reimburse the Master Servicer or Subservicer out of related collections for any
payments made pursuant to Sections 3.11 (with respect to the Primary Insurance
Policy) and 3.12(a) (with respect to hazard insurance), to refund to any
Mortgagors any sums as may be determined to be overages, to pay interest, if
required, to Mortgagors on balances in the Servicing Account or to clear and
terminate the Servicing Account at the termination of this Agreement in
accordance with Section 9.01 or in accordance with the Program Guide. As part of
its servicing duties, the Master Servicer shall, and the Subservicers will,
pursuant to the Subservicing Agreements, be required to pay to the Mortgagors
interest on funds in this account to the extent required by law.
(d) The Master Servicer shall advance the payments referred to in the
preceding subsection that are not timely paid by the Mortgagors or advanced by
the Subservicers on the date when the tax, premium or other cost for which such
payment is intended is due, but the Master Servicer shall be required so to
advance only to the extent that such advances, in the good faith judgment of the
Master Servicer, will be recoverable by the Master Servicer out of Insurance
Proceeds, Liquidation Proceeds or otherwise.
Section 3.09. Access to Certain Documentation and Information Regarding
the Mortgage Loans.
In the event that compliance with this Section 3.09 shall make any Class
of Certificates legal for investment by federally insured savings and loan
associations, the Master Servicer shall provide, or cause the Subservicers to
provide, to the Trustee, the Office of Thrift Supervision or the FDIC and the
supervisory agents and examiners thereof access to the documentation regarding
the Mortgage Loans required by applicable regulations of the Office of Thrift
Supervision, such access being afforded without charge but only upon reasonable
request and during normal business hours at the offices designated by the Master
Servicer. The Master Servicer shall permit such representatives to
<PAGE>
photocopy any such documentation and shall provide equipment for that purpose at
a charge reasonably approximating the cost of such photocopying to the Master
Servicer.
Section 3.10. Permitted Withdrawals from the Custodial Account.
(a) The Master Servicer may, from time to time as provided herein, make
withdrawals from the Custodial Account of amounts on deposit therein pursuant to
Section 3.07 that are attributable to the Mortgage Loans for the following
purposes:
(i) to make deposits into the Certificate Account in the amounts
and in the manner provided for in Section 4.01;
(ii) to reimburse itself or the related Subservicer for previously
unreimbursed advances or expenses made pursuant to Sections 3.01, 3.07(a),
3.08, 3.11, 3.12(a), 3.14 and 4.04 or otherwise reimbursable pursuant to
the terms of this Agreement, such withdrawal right being limited to
amounts received on particular Mortgage Loans (including, for this
purpose, REO Proceeds, Insurance Proceeds, Liquidation Proceeds and
proceeds from the purchase of a Mortgage Loan pursuant to Section 2.02,
2.03, 2.04 or 4.07) which represent (A) Late Collections of Monthly
Payments for which any such advance was made in the case of Subservicer
Advances or Advances pursuant to Section 4.04 and (B) recoveries of
amounts in respect of which such advances were made in the case of
Servicing Advances;
(iii) to pay to itself or the related Subservicer (if not
previously retained by such Subservicer) out of each payment received by
the Master Servicer on account of interest on a Mortgage Loan as
contemplated by Sections 3.14 and 3.16, an amount equal to that remaining
portion of any such payment as to interest (but not in excess of the
Servicing Fee and the Subservicing Fee, if not previously retained) which,
when deducted, will result in the remaining amount of such interest being
interest at the Net Mortgage Rate (or Modified Net Mortgage Rate in the
case of a Modified Mortgage Loan) on the amount specified in the
amortization schedule of the related Mortgage Loan as the principal
balance thereof at the beginning of the period respecting which such
interest was paid after giving effect to any previous Curtailments;
(iv) to pay to itself as additional servicing compensation any
interest or investment income earned on funds deposited in the Custodial
Account that it is entitled to withdraw pursuant to Section 3.07(c);
(v) to pay to itself as additional servicing compensation any
Foreclosure Profits, and any amounts remitted by Subservicers as interest
in respect of Curtailments pursuant to Section 3.08(b);
(vi) to pay to itself, a Subservicer, a Seller, Residential
Funding, the Company or any other appropriate Person, as the case may be,
with respect to each Mortgage Loan or
<PAGE>
property acquired in respect thereof that has been purchased or otherwise
transferred pursuant to Section 2.02, 2.03, 2.04, 4.07 or 9.01, all
amounts received thereon and not required to be distributed to the
Certificateholders as of the date on which the related Stated Principal
Balance or Purchase Price is determined;
(vii) to reimburse itself or the related Subservicer for any
Nonrecoverable Advance or Advances in the manner and to the extent
provided in subsection (c) below, any Advance made in connection with a
modification of a Mortgage Loan that is in default or, in the judgment of
the Master Servicer, default is reasonably foreseeable pursuant to Section
3.07(a), to the extent the amount of the Advance has been added to the
outstanding principal balance of the Mortgage Loan, or any Advance
reimbursable to the Master Servicer pursuant to Section 4.02(a)(iii);
(viii)to reimburse itself or the Company for expenses incurred by
and reimbursable to it or the Company pursuant to Sections 3.13, 3.14(c),
6.03, 10.01 or otherwise, or in connection with enforcing any repurchase,
substitution or indemnification obligation of any Seller (other than an
Affiliate of the Company) pursuant to the related Seller's Agreement;
(ix) to reimburse itself for amounts expended by it (a) pursuant
to Section 3.14 in good faith in connection with the restoration of
property damaged by an Uninsured Cause, and (b) in connection with the
liquidation of a Mortgage Loan or disposition of an REO Property to the
extent not otherwise reimbursed pursuant to clause (ii) or (viii) above;
and
(x) to withdraw any amount deposited in the Custodial Account that
was not required to be deposited therein pursuant to Section 3.07.
(b) Since, in connection with withdrawals pursuant to clauses (ii), (iii),
(v) and (vi), the Master Servicer's entitlement thereto is limited to
collections or other recoveries on the related Mortgage Loan, the Master
Servicer shall keep and maintain separate accounting, on a Mortgage Loan by
Mortgage Loan basis, for the purpose of justifying any withdrawal from the
Custodial Account pursuant to such clauses.
(c) The Master Servicer shall be entitled to reimburse itself or the
related Subservicer for any advance made in respect of a Mortgage Loan that the
Master Servicer determines to be a Nonrecoverable Advance by withdrawal from the
Custodial Account of amounts on deposit therein attributable to the Mortgage
Loans on any Certificate Account Deposit Date succeeding the date of such
determination. Such right of reimbursement in respect of a Nonrecoverable
Advance on any such Certificate Account Deposit Date shall be limited to an
amount not exceeding the portion of such advance previously paid to the
Certificateholders (and not theretofore reimbursed to the Master Servicer or the
related Subservicer).
<PAGE>
Section 3.11. Maintenance of the Primary Insurance Policies;
Collections Thereunder.
(a) The Master Servicer shall not take, or permit any Subservicer to take,
any action which would result in non-coverage under any applicable Primary
Insurance Policy of any loss which, but for the actions of the Master Servicer
or Subservicer, would have been covered thereunder. To the extent coverage is
available, the Master Servicer shall keep or cause to be kept in full force and
effect each such Primary Insurance Policy until the principal balance of the
related Mortgage Loan secured by a Mortgaged Property is reduced to 80% or less
of the Appraised Value in the case of such a Mortgage Loan having a
Loan-to-Value Ratio at origination in excess of 80%, provided that such Primary
Insurance Policy was in place as of the Cut-off Date and the Company had
knowledge of such Primary Insurance Policy. The Master Servicer shall be
entitled to cancel or permit the discontinuation of any Primary Insurance Policy
as to any Mortgage Loan, if the Stated Principal Balance of the Mortgage Loan is
reduced below an amount equal to 80% of the appraised value of the related
Mortgaged Property as determined in any appraisal thereof after the Closing
Date, or if the Loan-to-Value Ratio is reduced below 80% as a result of
principal payments on the Mortgage Loan after the Closing Date. In the event
that the Company gains knowledge that as of the Closing Date, a Mortgage Loan
had a Loan-to-Value Ratio at origination in excess of 80% and is not the subject
of a Primary Insurance Policy (and was not included in any exception to the
representation in Section 2.03(b)(iv)) and that such Mortgage Loan has a current
Loan-to-Value Ratio in excess of 80% then the Master Servicer shall use its
reasonable efforts to obtain and maintain a Primary Insurance Policy to the
extent that such a policy is obtainable at a reasonable price. The Master
Servicer shall not cancel or refuse to renew any such Primary Insurance Policy
applicable to a Nonsubserviced Mortgage Loan, or consent to any Subservicer
canceling or refusing to renew any such Primary Insurance Policy applicable to a
Mortgage Loan subserviced by it, that is in effect at the date of the initial
issuance of the Certificates and is required to be kept in force hereunder
unless the replacement Primary Insurance Policy for such canceled or non-renewed
policy is maintained with an insurer whose claims-paying ability is acceptable
to each Rating Agency for mortgage pass-through certificates having a rating
equal to or better than the lower of the then-current rating or the rating
assigned to the Certificates as of the Closing Date by such Rating Agency.
(b) In connection with its activities as administrator and servicer of the
Mortgage Loans, the Master Servicer agrees to present or to cause the related
Subservicer to present, on behalf of the Master Servicer, the Subservicer, if
any, the Trustee and the Certificateholders, claims to the Insurer under any
Primary Insurance Policies, in a timely manner in accordance with such policies,
and, in this regard, to take or cause to be taken such reasonable action as
shall be necessary to permit recovery under any Primary Insurance Policies
respecting defaulted Mortgage Loans. Pursuant to Section 3.07, any Insurance
Proceeds collected by or remitted to the Master Servicer under any Primary
Insurance Policies shall be deposited in the Custodial Account, subject to
withdrawal pursuant to Section 3.10.
Section 3.12. Maintenance of Fire Insurance and Omissions and Fidelity
Coverage.
<PAGE>
(a) The Master Servicer shall cause to be maintained for each Mortgage
Loan (other than a Cooperative Loan) fire insurance with extended coverage in an
amount which is equal to the lesser of the principal balance owing on such
Mortgage Loan or 100 percent of the insurable value of the improvements;
provided, however, that such coverage may not be less than the minimum amount
required to fully compensate for any loss or damage on a replacement cost basis.
To the extent it may do so without breaching the related Subservicing Agreement,
the Master Servicer shall replace any Subservicer that does not cause such
insurance, to the extent it is available, to be maintained. The Master Servicer
shall also cause to be maintained on property acquired upon foreclosure, or deed
in lieu of foreclosure, of any Mortgage Loan (other than a Cooperative Loan),
fire insurance with extended coverage in an amount which is at least equal to
the amount necessary to avoid the application of any co-insurance clause
contained in the related hazard insurance policy. Pursuant to Section 3.07, any
amounts collected by the Master Servicer under any such policies (other than
amounts to be applied to the restoration or repair of the related Mortgaged
Property or property thus acquired or amounts released to the Mortgagor in
accordance with the Master Servicer's normal servicing procedures) shall be
deposited in the Custodial Account, subject to withdrawal pursuant to Section
3.10. Any cost incurred by the Master Servicer in maintaining any such insurance
shall not, for the purpose of calculating monthly distributions to the
Certificateholders, be added to the amount owing under the Mortgage Loan,
notwithstanding that the terms of the Mortgage Loan so permit. Such costs shall
be recoverable by the Master Servicer out of related late payments by the
Mortgagor or out of Insurance Proceeds and Liquidation Proceeds to the extent
permitted by Section 3.10. It is understood and agreed that no earthquake or
other additional insurance is to be required of any Mortgagor or maintained on
property acquired in respect of a Mortgage Loan other than pursuant to such
applicable laws and regulations as shall at any time be in force and as shall
require such additional insurance. Whenever the improvements securing a Mortgage
Loan (other than a Cooperative Loan) are located at the time of origination of
such Mortgage Loan in a federally designated special flood hazard area, the
Master Servicer shall cause flood insurance (to the extent available) to be
maintained in respect thereof. Such flood insurance shall be in an amount equal
to the lesser of (i) the amount required to compensate for any loss or damage to
the Mortgaged Property on a replacement cost basis and (ii) the maximum amount
of such insurance available for the related Mortgaged Property under the
national flood insurance program (assuming that the area in which such Mortgaged
Property is located is participating in such program).
In the event that the Master Servicer shall obtain and maintain a blanket
fire insurance policy with extended coverage insuring against hazard losses on
all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its
obligations as set forth in the first sentence of this Section 3.12(a), it being
understood and agreed that such policy may contain a deductible clause, in which
case the Master Servicer shall, in the event that there shall not have been
maintained on the related Mortgaged Property a policy complying with the first
sentence of this Section 3.12(a) and there shall have been a loss which would
have been covered by such policy, deposit in the Certificate Account the amount
not otherwise payable under the blanket policy because of such deductible
clause. Any such deposit by the Master Servicer shall be made on the Certificate
Account Deposit Date next preceding the Distribution Date which occurs in the
month following the month in which
<PAGE>
payments under any such policy would have been deposited in the Custodial
Account. In connection with its activities as administrator and servicer of the
Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the
Trustee and the Certificateholders, claims under any such blanket policy.
(b) The Master Servicer shall obtain and maintain at its own expense and
keep in full force and effect throughout the term of this Agreement a blanket
fidelity bond and an errors and omissions insurance policy covering the Master
Servicer's officers and employees and other persons acting on behalf of the
Master Servicer in connection with its activities under this Agreement. The
amount of coverage shall be at least equal to the coverage that would be
required by FNMA or FHLMC, whichever is greater, with respect to the Master
Servicer if the Master Servicer were servicing and administering the Mortgage
Loans for FNMA or FHLMC. In the event that any such bond or policy ceases to be
in effect, the Master Servicer shall obtain a comparable replacement bond or
policy from an issuer or insurer, as the case may be, meeting the requirements,
if any, of the Program Guide and acceptable to the Company. Coverage of the
Master Servicer under a policy or bond obtained by an Affiliate of the Master
Servicer and providing the coverage required by this Section 3.12(b) shall
satisfy the requirements of this Section 3.12(b).
Section 3.13. Enforcement of Due-on-Sale Clauses; Assumption and
Modification Agreements; Certain Assignments.
(a) When any Mortgaged Property is conveyed by the Mortgagor, the Master
Servicer or Subservicer, to the extent it has knowledge of such conveyance,
shall enforce any due-on-sale clause contained in any Mortgage Note or Mortgage,
to the extent permitted under applicable law and governmental regulations, but
only to the extent that such enforcement will not adversely affect or jeopardize
coverage under any Required Insurance Policy. Notwithstanding the foregoing:
(i) the Master Servicer shall not be deemed to be in default under
this Section 3.13(a) by reason of any transfer or assumption which the
Master Servicer is restricted by law from preventing; and
(ii) if the Master Servicer determines that it is reasonably
likely that any Mortgagor will bring, or if any Mortgagor does bring,
legal action to declare invalid or otherwise avoid enforcement of a
due-on-sale clause contained in any Mortgage Note or Mortgage, the Master
Servicer shall not be required to enforce the due-on-sale clause or to
contest such action.
(b) Subject to the Master Servicer's duty to enforce any due-on-sale
clause to the extent set forth in Section 3.13(a), in any case in which a
Mortgaged Property is to be conveyed to a Person by a Mortgagor, and such Person
is to enter into an assumption or modification agreement or supplement to the
Mortgage Note or Mortgage which requires the signature of the Trustee, or if an
instrument of release signed by the Trustee is required releasing the Mortgagor
from liability on the Mortgage Loan, the Master Servicer is authorized, subject
to the requirements of the sentence next
<PAGE>
following, to execute and deliver, on behalf of the Trustee, the assumption
agreement with the Person to whom the Mortgaged Property is to be conveyed and
such modification agreement or supplement to the Mortgage Note or Mortgage or
other instruments as are reasonable or necessary to carry out the terms of the
Mortgage Note or Mortgage or otherwise to comply with any applicable laws
regarding assumptions or the transfer of the Mortgaged Property to such Person;
provided, however, none of such terms and requirements shall both (a) constitute
a "significant modification" effecting an exchange or reissuance of such
Mortgage Loan under the Code (or final, temporary or proposed Treasury
Regulations promulgated thereunder) and (b) cause the Trust Fund to fail to
qualify as a REMIC under the Code or (subject to Section 10.01(f)), result in
the imposition of any tax on "prohibited transactions" or constitute
"contributions" after the start-up date under the REMIC Provisions. The Master
Servicer shall execute and deliver such documents only if it reasonably
determines that (i) its execution and delivery thereof will not conflict with or
violate any terms of this Agreement or cause the unpaid balance and interest on
the Mortgage Loan to be uncollectible in whole or in part, (ii) any required
consents of insurers under any Required Insurance Policies have been obtained
and (iii) subsequent to the closing of the transaction involving the assumption
or transfer (A) the Mortgage Loan will continue to be secured by a first
mortgage lien pursuant to the terms of the Mortgage, (B) such transaction will
not adversely affect the coverage under any Required Insurance Policies, (C) the
Mortgage Loan will fully amortize over the remaining term thereof, (D) no
material term of the Mortgage Loan (including the interest rate on the Mortgage
Loan) will be altered nor will the term of the Mortgage Loan be changed and (E)
if the seller/transferor of the Mortgaged Property is to be released from
liability on the Mortgage Loan, such release will not (based on the Master
Servicer's or Subservicer's good faith determination) adversely affect the
collectability of the Mortgage Loan. Upon receipt of appropriate instructions
from the Master Servicer in accordance with the foregoing, the Trustee shall
execute any necessary instruments for such assumption or substitution of
liability as directed in writing by the Master Servicer. Upon the closing of the
transactions contemplated by such documents, the Master Servicer shall cause the
originals or true and correct copies of the assumption agreement, the release
(if any), or the modification or supplement to the Mortgage Note or Mortgage to
be delivered to the Trustee or the Custodian and deposited with the Mortgage
File for such Mortgage Loan. Any fee collected by the Master Servicer or such
related Subservicer for entering into an assumption or substitution of liability
agreement will be retained by the Master Servicer or such Subservicer as
additional servicing compensation.
(c) The Master Servicer or the related Subservicer, as the case may be,
shall be entitled to approve a request from a Mortgagor for a partial release of
the related Mortgaged Property, the granting of an easement thereon in favor of
another Person, any alteration or demolition of the related Mortgaged Property
or other similar matters if it has determined, exercising its good faith
business judgment in the same manner as it would if it were the owner of the
related Mortgage Loan, that the security for, and the timely and full
collectability of, such Mortgage Loan would not be adversely affected thereby
and that the Trust Fund would fail to continue to qualify as a REMIC under the
Code as a result thereof and (subject to Section 10.01(f)) that no tax on
"prohibited transactions" or "contributions" after the Startup Day would be
imposed on such REMIC as a result thereof. Any fee collected by the Master
Servicer or the related Subservicer for processing such a
<PAGE>
request will be retained by the Master Servicer or such Subservicer as
additional servicing compensation.
(d) Subject to any other applicable terms and conditions of this
Agreement, the Trustee and Master Servicer shall be entitled to approve an
assignment in lieu of satisfaction with respect to any Mortgage Loan, provided
the obligee with respect to such Mortgage Loan following such proposed
assignment provides the Trustee and Master Servicer with a "Lender Certification
for Assignment of Mortgage Loan" in the form attached hereto as Exhibit O, in
form and substance satisfactory to the Trustee and Master Servicer, providing
the following: (i) that the Mortgage Loan is secured by Mortgaged Property
located in a jurisdiction in which an assignment in lieu of satisfaction is
required to preserve lien priority, minimize or avoid mortgage recording taxes
or otherwise comply with, or facilitate a refinancing under, the laws of such
jurisdiction; (ii) that the substance of the assignment is, and is intended to
be, a refinancing of such Mortgage Loan and that the form of the transaction is
solely to comply with, or facilitate the transaction under, such local laws;
(iii) that the Mortgage Loan following the proposed assignment will have a rate
of interest at least 0.25 percent below or above the rate of interest on such
Mortgage Loan prior to such proposed assignment; and (iv) that such assignment
is at the request of the borrower under the related Mortgage Loan. Upon approval
of an assignment in lieu of satisfaction with respect to any Mortgage Loan, the
Master Servicer shall receive cash in an amount equal to the unpaid principal
balance of and accrued interest on such Mortgage Loan and the Master Servicer
shall treat such amount as a Principal Prepayment in Full with respect to such
Mortgage Loan for all purposes hereof.
Section 3.14. Realization Upon Defaulted Mortgage Loans.
(a) The Master Servicer shall foreclose upon or otherwise comparably
convert (which may include an REO Acquisition) the ownership of properties
securing such of the Mortgage Loans as come into and continue in default and as
to which no satisfactory arrangements can be made for collection of delinquent
payments pursuant to Section 3.07. In connection with such foreclosure or other
conversion, the Master Servicer shall, consistent with Section 3.11, follow such
practices and procedures as it shall deem necessary or advisable, as shall be
normal and usual in its general mortgage servicing activities and as shall be
required or permitted by the Program Guide; provided that the Master Servicer
shall not be liable in any respect hereunder if the Master Servicer is acting in
connection with any such foreclosure or other conversion in a manner that is
consistent with the provisions of this Agreement. The Master Servicer, however,
shall not be required to expend its own funds or incur other reimbursable
charges in connection with any foreclosure, or attempted foreclosure which is
not completed, or towards the restoration of any property unless it shall
determine (i) that such restoration and/or foreclosure will increase the
proceeds of liquidation of the Mortgage Loan to Holders of Certificates of one
or more Classes after reimbursement to itself for such expenses or charges and
(ii) that such expenses or charges will be recoverable to it through Liquidation
Proceeds, Insurance Proceeds, or REO Proceeds (respecting which it shall have
priority for purposes of withdrawals from the Custodial Account pursuant to
Section 3.10, whether or not such expenses and charges are actually recoverable
from related Liquidation Proceeds, Insurance Proceeds or REO Proceeds). In the
event of a determination by the Master Servicer pursuant to this
<PAGE>
Section 3.14(a), the Master Servicer shall be entitled to reimbursement of such
amounts pursuant to Section 3.10. Concurrently with the foregoing, the Master
Servicer may pursue any remedies that may be available in connection with a
breach of a representation and warranty with respect to any such Mortgage Loan
in accordance with Sections 2.03 and 2.04. However, the Master Servicer is not
required to continue to pursue both foreclosure (or similar remedies) with
respect to the Mortgage Loans and remedies in connection with a breach of a
representation and warranty if the Master Servicer determines in its reasonable
discretion that one such remedy is more likely to result in a greater recovery
as to the Mortgage Loan. Upon the occurrence of a Cash Liquidation or REO
Disposition, following the deposit in the Custodial Account of all Insurance
Proceeds, Liquidation Proceeds and other payments and recoveries referred to in
the definition of "Cash Liquidation" or "REO Disposition," as applicable, upon
receipt by the Trustee of written notification of such deposit signed by a
Servicing Officer, the Trustee or any Custodian, as the case may be, shall
release to the Master Servicer the related Mortgage File and the Trustee shall
execute and deliver such instruments of transfer or assignment prepared by the
Master Servicer, in each case without recourse, as shall be necessary to vest in
the Master Servicer or its designee, as the case may be, the related Mortgage
Loan, and thereafter such Mortgage Loan shall not be part of the Trust Fund.
Notwithstanding the foregoing or any other provision of this Agreement, in the
Master Servicer's sole discretion with respect to any defaulted Mortgage Loan or
REO Property as to either of the following provisions, (i) a Cash Liquidation or
REO Disposition may be deemed to have occurred if substantially all amounts
expected by the Master Servicer to be received in connection with the related
defaulted Mortgage Loan or REO Property have been received, and (ii) for
purposes of determining the amount of any Liquidation Proceeds, Insurance
Proceeds, REO Proceeds or any other unscheduled collections or the amount of any
Realized Loss, the Master Servicer may take into account minimal amounts of
additional receipts expected to be received or any estimated additional
liquidation expenses expected to be incurred in connection with the related
defaulted Mortgage Loan or REO Property.
(b) In the event that title to any Mortgaged Property is acquired by the
Trust Fund as an REO Property by foreclosure or by deed in lieu of foreclosure,
the deed or certificate of sale shall be issued to the Trustee or to its nominee
on behalf of the Certificateholders. Notwithstanding any such acquisition of
title and cancellation of the related Mortgage Loan, such REO Property shall
(except as otherwise expressly provided herein) be considered to be an
Outstanding Mortgage Loan held in the Trust Fund until such time as the REO
Property shall be sold. Consistent with the foregoing for purposes of all
calculations hereunder so long as such REO Property shall be considered to be an
Outstanding Mortgage Loan it shall be assumed that, notwithstanding that the
indebtedness evidenced by the related Mortgage Note shall have been discharged,
such Mortgage Note and the related amortization schedule in effect at the time
of any such acquisition of title (after giving effect to any previous
Curtailments and before any adjustment thereto by reason of any bankruptcy or
similar proceeding or any moratorium or similar waiver or grace period) remain
in effect.
(c) In the event that the Trust Fund acquires any REO Property as
aforesaid or otherwise in connection with a default or imminent default on a
Mortgage Loan, the Master Servicer on behalf
<PAGE>
of the Trust Fund shall dispose of such REO Property within three years after
its acquisition by the Trust Fund for purposes of Section 860G(a)(8) of the Code
or, at the expense of the Trust Fund, request, more than 60 days before the day
on which the three-year grace period would otherwise expire, an extension of the
three-year grace period unless the Master Servicer (subject to Section 10.01(f))
obtains for the Trustee an Opinion of Counsel, addressed to the Trustee and the
Master Servicer, to the effect that the holding by the Trust Fund of such REO
Property subsequent to such three-year period will not result in the imposition
of taxes on "prohibited transactions" as defined in Section 860F of the Code or
cause the Trust Fund to fail to qualify as a REMIC at any time that any
Certificates are outstanding, in which case the Trust Fund may continue to hold
such REO Property (subject to any conditions contained in such Opinion of
Counsel). The Master Servicer shall be entitled to be reimbursed from the
Custodial Account for any costs incurred in obtaining such Opinion of Counsel,
as provided in Section 3.10. Notwithstanding any other provision of this
Agreement, no REO Property acquired by the Trust Fund shall be rented (or
allowed to continue to be rented) or otherwise used by or on behalf of the Trust
Fund in such a manner or pursuant to any terms that would (i) cause such REO
Property to fail to qualify as "foreclosure property" within the meaning of
Section 860G(a)(8) of the Code or (ii) subject the Trust Fund to the imposition
of any federal income taxes on the income earned from such REO Property,
including any taxes imposed by reason of Section 860G(c) of the Code, unless the
Master Servicer has agreed to indemnify and hold harmless the Trust Fund with
respect to the imposition of any such taxes.
(d) The proceeds of any Cash Liquidation, REO Disposition or purchase or
repurchase of any Mortgage Loan pursuant to the terms of this Agreement, as well
as any recovery resulting from a collection of Liquidation Proceeds, Insurance
Proceeds or REO Proceeds, will be applied in the following order of priority:
first, to reimburse the Master Servicer or the related Subservicer in accordance
with Section 3.10(a)(ii); second, to the Certificateholders to the extent of
accrued and unpaid interest on the Mortgage Loan, and any related REO Imputed
Interest, at the Net Mortgage Rate (or the Modified Net Mortgage Rate in the
case of a Modified Mortgage Loan), to the Due Date prior to the Distribution
Date on which such amounts are to be distributed; third, to the
Certificateholders as a recovery of principal on the Mortgage Loan (or REO
Property) (provided that if any such Class of Certificates to which such
Realized Loss was allocated is no longer outstanding, such subsequent recovery
shall be distributed to the persons who were the Holders of such Class of
Certificates when it was retired); fourth, to all Servicing Fees and
Subservicing Fees payable therefrom (and the Master Servicer and the Subservicer
shall have no claims for any deficiencies with respect to such fees which result
from the foregoing allocation); and fifth, to Foreclosure Profits.
Section 3.15. Trustee to Cooperate; Release of Mortgage Files.
(a) Upon becoming aware of the payment in full of any Mortgage Loan, or
upon the receipt by the Master Servicer of a notification that payment in full
will be escrowed in a manner customary for such purposes, the Master Servicer
will immediately notify the Trustee (if it holds the related Mortgage File) or
the Custodian by a certification of a Servicing Officer (which certification
shall include a statement to the effect that all amounts received or to be
received in connection with
<PAGE>
such payment which are required to be deposited in the Custodial Account
pursuant to Section 3.07 have been or will be so deposited), substantially in
one of the forms attached hereto as Exhibit H or, in the case of the Custodian,
an electronic request in a form acceptable to the Custodian, requesting delivery
to it of the Mortgage File. Upon receipt of such certification and request, the
Trustee shall promptly release, or cause the Custodian to release, the related
Mortgage File to the Master Servicer. The Master Servicer is authorized to
execute and deliver to the Mortgagor the request for reconveyance, deed of
reconveyance or release or satisfaction of mortgage or such instrument releasing
the lien of the Mortgage, together with the Mortgage Note with, as appropriate,
written evidence of cancellation thereon. No expenses incurred in connection
with any instrument of satisfaction or deed of reconveyance shall be chargeable
to the Custodial Account or the Certificate Account.
(b) From time to time as is appropriate for the servicing or foreclosure
of any Mortgage Loan, the Master Servicer shall deliver to the Custodian, with a
copy to the Trustee, a certificate of a Servicing Officer substantially in one
of the forms attached hereto as Exhibit H or, in the case of the Custodian, an
electronic request in a form acceptable to the Custodian, requesting that
possession of all, or any document constituting part of, the Mortgage File be
released to the Master Servicer and certifying as to the reason for such release
and that such release will not invalidate any insurance coverage provided in
respect of the Mortgage Loan under any Required Insurance Policy. Upon receipt
of the foregoing, the Trustee shall deliver, or cause the Custodian to deliver,
the Mortgage File or any document therein to the Master Servicer. The Master
Servicer shall cause each Mortgage File or any document therein so released to
be returned to the Trustee, or the Custodian as agent for the Trustee when the
need therefor by the Master Servicer no longer exists, unless (i) the Mortgage
Loan has been liquidated and the Liquidation Proceeds relating to the Mortgage
Loan have been deposited in the Custodial Account or (ii) the Mortgage File or
such document has been delivered directly or through a Subservicer to an
attorney, or to a public trustee or other public official as required by law,
for purposes of initiating or pursuing legal action or other proceedings for the
foreclosure of the Mortgaged Property either judicially or non-judicially, and
the Master Servicer has delivered directly or through a Subservicer to the
Trustee a certificate of a Servicing Officer certifying as to the name and
address of the Person to which such Mortgage File or such document was delivered
and the purpose or purposes of such delivery. In the event of the liquidation of
a Mortgage Loan, the Trustee shall deliver the Request for Release with respect
thereto to the Master Servicer upon deposit of the related Liquidation Proceeds
in the Custodial Account.
(c) The Trustee or the Master Servicer on the Trustee's behalf shall
execute and deliver to the Master Servicer, if necessary, any court pleadings,
requests for trustee's sale or other documents necessary to the foreclosure or
trustee's sale in respect of a Mortgaged Property or to any legal action brought
to obtain judgment against any Mortgagor on the Mortgage Note or Mortgage or to
obtain a deficiency judgment, or to enforce any other remedies or rights
provided by the Mortgage Note or Mortgage or otherwise available at law or in
equity. Together with such documents or pleadings (if signed by the Trustee),
the Master Servicer shall deliver to the Trustee a certificate of a Servicing
Officer requesting that such pleadings or documents be executed by the Trustee
and certifying as to the reason such documents or pleadings are required and
that the
<PAGE>
execution and delivery thereof by the Trustee will not invalidate any insurance
coverage under any Required Insurance Policy or invalidate or otherwise affect
the lien of the Mortgage, except for the termination of such a lien upon
completion of the foreclosure or trustee's sale.
Section 3.16. Servicing and Other Compensation; Compensating Interest.
(a) The Master Servicer, as compensation for its activities hereunder,
shall be entitled to receive on each Distribution Date the amounts provided for
by clauses (iii), (iv), (v) and (vi) of Section 3.10(a), subject to clause (e)
below. The amount of servicing compensation provided for in such clauses shall
be accounted for on a Mortgage Loan-by-Mortgage Loan basis. In the event that
Liquidation Proceeds, Insurance Proceeds and REO Proceeds (net of amounts
reimbursable therefrom pursuant to Section 3.10(a)(ii)) in respect of a Cash
Liquidation or REO Disposition exceed the unpaid principal balance of such
Mortgage Loan plus unpaid interest accrued thereon (including REO Imputed
Interest) at the related Net Mortgage Rate, the Master Servicer shall be
entitled to retain therefrom and to pay to itself and/or the related Subservicer
any Servicing Fee or Subservicing Fee considered to be accrued but unpaid.
(b) Additional servicing compensation in the form of prepayment charges,
assumption fees, late payment charges, investment income on amounts in the
Custodial Account or the Certificate Account or otherwise shall be retained by
the Master Servicer or the Subservicer to the extent provided herein, subject to
clause (e) below.
(c) The Master Servicer shall be required to pay, or cause to be paid, all
expenses incurred by it in connection with its servicing activities hereunder
(including payment of premiums for the Primary Insurance Policies, if any, to
the extent such premiums are not required to be paid by the related Mortgagors,
and the fees and expenses of the Trustee and any Custodian) and shall not be
entitled to reimbursement therefor except as specifically provided in Sections
3.10 and 3.14.
(d) The Master Servicer's right to receive servicing compensation may not
be transferred in whole or in part except in connection with the transfer of all
of its responsibilities and obligations of the Master Servicer under this
Agreement.
(e) Notwithstanding any other provision herein, the amount of servicing
compensation that the Master Servicer shall be entitled to receive for its
activities hereunder for the period ending on each Distribution Date shall be
reduced (but not below zero) by an amount equal to Compensating Interest (if
any) for such Distribution Date. Such reduction shall be applied during such
period as follows: first, to any Servicing Fee or Subservicing Fee to which the
Master Servicer is entitled pursuant to Section 3.10(a)(iii); second, to any
income or gain realized from any investment of funds held in the Custodial
Account or the Certificate Account to which the Master Servicer is entitled
pursuant to Sections 3.07(c) or 4.01(b), respectively; and third, to any amounts
of servicing compensation to which the Master Servicer is entitled pursuant to
Section 3.10(a)(v) or (vi). In making such reduction, the Master Servicer (i)
will not withdraw from the Custodial Account any such amount representing all or
a portion of the Servicing Fee to which it is entitled pursuant to
<PAGE>
Section 3.10(a)(iii); (ii) will not withdraw from the Custodial Account or
Certificate Account any such amount to which it is entitled pursuant to Section
3.07(c) or 4.01(b) and (iii) will not withdraw from the Custodial Account any
such amount of servicing compensation to which it is entitled pursuant to
Section 3.10(a)(v) or (vi).
Section 3.17. Reports to the Trustee and the Company.
Not later than fifteen days after each Distribution Date, the Master
Servicer shall forward to the Trustee and the Company a statement, certified by
a Servicing Officer, setting forth the status of the Custodial Account as of the
close of business on such Distribution Date as it relates to the Mortgage Loans
and showing, for the period covered by such statement, the aggregate of deposits
in or withdrawals from the Custodial Account in respect of the Mortgage Loans
for each category of deposit specified in Section 3.07 and each category of
withdrawal specified in Section 3.10.
Section 3.18. Annual Statement as to Compliance.
The Master Servicer will deliver to the Company and the Trustee on or
before March 31 of each year, beginning with the first March 31 that occurs at
least six months after the Cut-off Date, an Officers' Certificate stating, as to
each signer thereof, that (i) a review of the activities of the Master Servicer
during the preceding calendar year related to its servicing of mortgage loans
and its performance under pooling and servicing agreements, including this
Agreement, has been made under such officers' supervision, (ii) to the best of
such officers' knowledge, based on such review, the Master Servicer has complied
in all material respects with the minimum servicing standards set forth in the
Uniform Single Attestation Program for Mortgage Bankers and has fulfilled all of
its material obligations relating to this Agreement in all material respects
throughout such year, or, if there has been material noncompliance with such
servicing standards or a default in the fulfillment in all material respects of
any such obligation relating to this Agreement, such statement shall include a
description of such noncompliance or specify each such default, as the case may
be, known to such officer and the nature and status thereof and (iii) to the
best of such officers' knowledge, each Subservicer has complied in all material
respects with the minimum servicing standards set forth in the Uniform Single
Attestation Program for Mortgage Bankers and has fulfilled all of its material
obligations under its Subservicing Agreement in all material respects throughout
such year, or, if there has been material noncompliance with such servicing
standards or a material default in the fulfillment of such obligations relating
to this Agreement, such statement shall include a description of such
noncompliance or specify each such default, as the case may be, known to such
officer and the nature and status thereof.
Section 3.19. Annual Independent Public Accountants' Servicing Report.
On or before March 31 of each year, beginning with the first March 31 that
occurs at least six months after the Cut-off Date, the Master Servicer at its
expense shall cause a firm of independent public accountants, which shall be
members of the American Institute of Certified Public Accountants, to furnish a
report to the Company and the Trustee stating its opinion that, on
<PAGE>
the basis of an examination conducted by such firm substantially in accordance
with standards established by the American Institute of Certified Public
Accountants, the assertions made pursuant to Section 3.18 regarding compliance
with the minimum servicing standards set forth in the Uniform Single Attestation
Program for Mortgage Bankers during the preceding calendar year are fairly
stated in all material respects, subject to such exceptions and other
qualifications that, in the opinion of such firm, such accounting standards
require it to report. In rendering such statement, such firm may rely, as to
matters relating to the direct servicing of mortgage loans by Subservicers, upon
comparable statements for examinations conducted by independent public
accountants substantially in accordance with standards established by the
American Institute of Certified Public Accountants (rendered within one year of
such statement) with respect to such Subservicers.
Section 3.20. Rights of the Company in Respect of the Master Servicer.
The Master Servicer shall afford the Company, upon reasonable notice,
during normal business hours access to all records maintained by the Master
Servicer in respect of its rights and obligations hereunder and access to
officers of the Master Servicer responsible for such obligations. Upon request,
the Master Servicer shall furnish the Company with its most recent financial
statements and such other information as the Master Servicer possesses regarding
its business, affairs, property and condition, financial or otherwise. The
Master Servicer shall also cooperate with all reasonable requests for
information including, but not limited to, notices, tapes and copies of files,
regarding itself, the Mortgage Loans or the Certificates from any Person or
Persons identified by the Company or Residential Funding. The Company may, but
is not obligated to, enforce the obligations of the Master Servicer hereunder
and may, but is not obligated to, perform, or cause a designee to perform, any
defaulted obligation of the Master Servicer hereunder or exercise the rights of
the Master Servicer hereunder; provided that the Master Servicer shall not be
relieved of any of its obligations hereunder by virtue of such performance by
the Company or its designee. The Company shall not have any responsibility or
liability for any action or failure to act by the Master Servicer and is not
obligated to supervise the performance of the Master Servicer under this
Agreement or otherwise.
Section 3.21. Administration of Buydown Funds.
(a) With respect to any Buydown Mortgage Loan, the Subservicer has
deposited Buydown Funds in an account that satisfies the requirements for a
Subservicing Account (the "Buydown Account"). The Master Servicer shall cause
the Subservicing Agreement to require that upon receipt from the Mortgagor of
the amount due on a Due Date for each Buydown Mortgage Loan, the Subservicer
will withdraw from the Buydown Account the predetermined amount that, when added
to the amount due on such date from the Mortgagor, equals the full Monthly
Payment and transmit that amount in accordance with the terms of the
Subservicing Agreement to the Master Servicer together with the related payment
made by the Mortgagor or advanced by the Subservicer.
(b) If the Mortgagor on a Buydown Mortgage Loan prepays such loan in its
entirety during the period (the "Buydown Period") when Buydown Funds are
required to be applied to such
<PAGE>
Buydown Mortgage Loan, the Subservicer shall be required to withdraw from the
Buydown Account and remit any Buydown Funds remaining in the Buydown Account in
accordance with the related buydown agreement. The amount of Buydown Funds which
may be remitted in accordance with the related buydown agreement may reduce the
amount required to be paid by the Mortgagor to fully prepay the related Mortgage
Loan. If the Mortgagor on a Buydown Mortgage Loan defaults on such Mortgage Loan
during the Buydown Period and the property securing such Buydown Mortgage Loan
is sold in the liquidation thereof (either by the Master Servicer or the insurer
under any related Primary Insurance Policy), the Subservicer shall be required
to withdraw from the Buydown Account the Buydown Funds for such Buydown Mortgage
Loan still held in the Buydown Account and remit the same to the Master Servicer
in accordance with the terms of the Subservicing Agreement for deposit in the
Custodial Account or, if instructed by the Master Servicer, pay to the insurer
under any related Primary Insurance Policy if the Mortgaged Property is
transferred to such insurer and such insurer pays all of the loss incurred in
respect of such default. Any amount so remitted pursuant to the preceding
sentence will be deemed to reduce the amount owed on the Mortgage Loan.
<PAGE>
ARTICLE IV
PAYMENTS TO CERTIFICATEHOLDERS
Section 4.01. Certificate Account.
(a) The Master Servicer on behalf of the Trustee shall establish and
maintain a Certificate Account in which the Master Servicer shall cause to be
deposited on behalf of the Trustee on or before 2:00 P.M. New York time on each
Certificate Account Deposit Date by wire transfer of immediately available funds
an amount equal to the sum of (i) any Advance for the immediately succeeding
Distribution Date, (ii) any amount required to be deposited in the Certificate
Account pursuant to Section 3.12(a), (iii) any amount required to be deposited
in the Certificate Account pursuant to Section 3.16(e) or Section 4.07, (iv) any
amount required to be paid pursuant to Section 9.01 and (v) all other amounts
constituting the Available Distribution Amount for the immediately succeeding
Distribution Date.
(b) The Trustee shall, upon written request from the Master Servicer,
invest or cause the institution maintaining the Certificate Account to invest
the funds in the Certificate Account in Permitted Investments designated in the
name of the Trustee for the benefit of the Certificateholders, which shall
mature not later than the Business Day next preceding the Distribution Date next
following the date of such investment (except that (i) any investment in the
institution with which the Certificate Account is maintained may mature on such
Distribution Date and (ii) any other investment may mature on such Distribution
Date if the Trustee shall advance funds on such Distribution Date to the
Certificate Account in the amount payable on such investment on such
Distribution Date, pending receipt thereof to the extent necessary to make
distributions on the Certificates) and shall not be sold or disposed of prior to
maturity. Subject to Section 3.16(e), all income and gain realized from any such
investment shall be for the benefit of the Master Servicer and shall be subject
to its withdrawal or order from time to time. The amount of any losses incurred
in respect of any such investments shall be deposited in the Certificate Account
by the Master Servicer out of its own funds immediately as realized without any
right of reimbursement.
Section 4.02. Distributions.
(a) On each Distribution Date (x) the Master Servicer on behalf of the
Trustee or (y) the Paying Agent appointed by the Trustee, shall distribute to
the Master Servicer, in the case of a distribution pursuant to Section
4.02(a)(iii), the amount required to be distributed to the Master Servicer or a
Subservicer pursuant to Section 4.02(a)(iii), and to each Certificateholder of
record on the next preceding Record Date (other than as provided in Section 9.01
respecting the final distribution) either in immediately available funds (by
wire transfer or otherwise) to the account of such Certificateholder at a bank
or other entity having appropriate facilities therefor, if such
Certificateholder has so notified the Master Servicer or the Paying Agent, as
the case may be, or, if such Certificateholder has not so notified the Master
Servicer or the Paying Agent by the Record Date, by check mailed to such
Certificateholder at the address of such Holder appearing in the
<PAGE>
Certificate Register such Certificateholder's share (which share (A) with
respect to each Class of Certificates (other than any Subclass of the Class A-V
Certificates), shall be based on the aggregate of the Percentage Interests
represented by Certificates of the applicable Class held by such Holder or (B)
with respect to any Subclass of the Class A-V Certificates shall be equal to the
amount (if any) distributed pursuant to Section 4.02(a)(i) below to the initial
Holder of the Class A-V Certificates or to each Holder of a Subclass thereof, as
applicable) of the following amounts, in the following order of priority
(subject to the provisions of Section 4.02(b)), in each case to the extent of
the Available Distribution Amount:
(i) to the Class A Certificateholders (other than the Class A-P
Certificateholders) and Class R Certificateholders, on a pro rata basis
based on Accrued Certificate Interest payable on such Certificates with
respect to such Distribution Date, Accrued Certificate Interest on such
Classes of Certificates (or Subclasses, if any, with respect to the Class
A-V Certificates), as applicable, for such Distribution Date, plus any
Accrued Certificate Interest thereon remaining unpaid from any previous
Distribution Date except as provided in the last paragraph of this Section
4.02(a) (the "Senior Interest Distribution Amount");
(ii) (X) to the Class A-P Certificateholders, the Class A-P
Distribution Amount; and
(Y) to the Class A Certificateholders (other than Class A-P
Certificateholders) and Class R Certificateholders, in the priorities and
amounts set forth in Section 4.02(b)(ii) through (v) and Sections 4.02(c)
and (d), the sum of the following (applied to reduce the Certificate
Principal Balances of such Class A Certificates or Class R Certificates,
as applicable):
(A) the Senior Percentage for such Distribution Date times
the sum of the following:
(1) the principal portion of each Monthly Payment due
during the related Due Period on each Outstanding Mortgage
Loan (other than the related Discount Fraction of the
principal portion of such payment with respect to a Discount
Mortgage Loan), whether or not received on or prior to the
related Determination Date, minus the principal portion of
any Debt Service Reduction (other than the related Discount
Fraction of the principal portion of such Debt Service
Reductions with respect to each Discount Mortgage Loan)
which together with other Bankruptcy Losses exceeds the
Bankruptcy Amount;
(2) the Stated Principal Balance of any Mortgage Loan
repurchased during the related Prepayment Period (or deemed
to have been so repurchased in accordance with Section
3.07(b)) pursuant to Section
<PAGE>
2.02, 2.03, 2.04 or 4.07 and the amount of any shortfall
deposited in the Custodial Account in connection with the
substitution of a Deleted Mortgage Loan pursuant to Section
2.03 or 2.04 during the related Prepayment Period (other
than the related Discount Fraction of such Stated Principal
Balance or shortfall with respect to a Discount Mortgage
Loan); and
(3) the principal portion of all other unscheduled
collections (other than Principal Prepayments in Full and
Curtailments and amounts received in connection with a Cash
Liquidation or REO Disposition of a Mortgage Loan described
in Section 4.02(a)(ii)(Y)(B), including without limitation
Insurance Proceeds, Liquidation Proceeds and REO Proceeds)
received during the related Prepayment Period (or deemed to
have been so received in accordance with Section 3.07(b)) to
the extent applied by the Master Servicer as recoveries of
principal of the related Mortgage Loan pursuant to Section
3.14 (other than the related Discount Fraction of the
principal portion of such unscheduled collections with
respect to a Discount Mortgage Loan);
(B) with respect to each Mortgage Loan for which a Cash
Liquidation or a REO Disposition occurred during the related
Prepayment Period (or was deemed to have occurred during such
period in accordance with Section 3.07(b)) and did not result in
any Excess Special Hazard Losses, Excess Fraud Losses, Excess
Bankruptcy Losses or Extraordinary Losses, an amount equal to the
lesser of (a) the Senior Percentage for such Distribution Date
times the Stated Principal Balance of such Mortgage Loan (other
than the related Discount Fraction of such Stated Principal
Balance, with respect to a Discount Mortgage Loan) and (b) the
Senior Accelerated Distribution Percentage for such Distribution
Date times the related unscheduled collections (including without
limitation Insurance Proceeds, Liquidation Proceeds and REO
Proceeds) to the extent applied by the Master Servicer as
recoveries of principal of the related Mortgage Loan pursuant to
Section 3.14 (in each case other than the portion of such
unscheduled collections, with respect to a Discount Mortgage Loan
included in Section 4.02(b)(i)(C));
(C) the Senior Accelerated Distribution Percentage for such
Distribution Date times the aggregate of all Principal Prepayments
in Full and Curtailments received in the related Prepayment Period
(other than the related Discount Fraction of such Principal
Prepayments in Full and Curtailments, with respect to a Discount
Mortgage Loan);
(D) any Excess Subordinate Principal Amount for such Distribution
Date; and
<PAGE>
(E) any amounts described in subsection (ii)(Y), clauses (A)
through (C) of this Section 4.02(a), as determined for any
previous Distribution Date, which remain unpaid after application
of amounts previously distributed pursuant to this clause (E) to
the extent that such amounts are not attributable to Realized
Losses which have been allocated to the Class M Certificates or
Class B Certificates;
(iii) if the Certificate Principal Balances of the Class M
Certificates and Class B Certificates have not been reduced to zero, to
the Master Servicer or a Subservicer, by remitting for deposit to the
Custodial Account, to the extent of and in reimbursement for any Advances
or Subservicer Advances previously made with respect to any Mortgage Loan
or REO Property which remain unreimbursed in whole or in part following
the Cash Liquidation or REO Disposition of such Mortgage Loan or REO
Property, minus any such Advances that were made with respect to
delinquencies that ultimately constituted Excess Special Hazard Losses,
Excess Fraud Losses, Excess Bankruptcy Losses or Extraordinary Losses;
(iv) to the Holders of the Class M-1 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date, plus any Accrued
Certificate Interest thereon remaining unpaid from any previous
Distribution Date, except as provided below;
(v) to the Holders of the Class M-1 Certificates, an amount equal
to (x) the Subordinate Principal Distribution Amount for such Class of
Certificates for such Distribution Date, minus (y) the amount of any Class
A-P Collection Shortfalls for such Distribution Date or remaining unpaid
for all previous Distribution Dates, to the extent the amounts available
pursuant to clause (x) of Sections 4.02(a)(vii), (ix), (xi), (xiii), (xiv)
and (xv) are insufficient therefor, applied in reduction of the
Certificate Principal Balance of the Class M-1 Certificates;
(vi) to the Holders of the Class M-2 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date, plus any Accrued
Certificate Interest thereon remaining unpaid from any previous
Distribution Date, except as provided below;
(vii) to the Holders of the Class M-2 Certificates, an amount
equal to (x) the Subordinate Principal Distribution Amount for such Class
of Certificates for such Distribution Date, minus (y) the amount of any
Class A-P Collection Shortfalls for such Distribution Date or remaining
unpaid for all previous Distribution Dates, to the extent the amounts
available pursuant to clause (x) of Sections 4.02(a)(ix), (xi), (xiii),
(xiv) and (xv) are insufficient therefor, applied in reduction of the
Certificate Principal Balance of the Class M-2 Certificates;
(viii)to the Holders of the Class M-3 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date, plus any Accrued
Certificate Interest thereon remaining unpaid from any previous
Distribution Date, except as provided below;
<PAGE>
(ix) to the Holders of the Class M-3 Certificates, an amount equal
to (x) the Subordinate Principal Distribution Amount for such Class of
Certificates for such Distribution Date minus (y) the amount of any Class
A-P Collection Shortfalls for such Distribution Date or remaining unpaid
for all previous Distribution Dates, to the extent the amounts available
pursuant to clause (x) of Sections 4.02(a)(xi), (xiii), (xiv) and (xv) are
insufficient therefor, applied in reduction of the Certificate Principal
Balance of the Class M-3 Certificates;
(x) to the Holders of the Class B-1 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date, plus any Accrued
Certificate Interest thereon remaining unpaid from any previous
Distribution Date, except as provided below;
(xi) to the Holders of the Class B-1 Certificates, an amount equal
to (x) the Subordinate Principal Distribution Amount for such Class of
Certificates for such Distribution Date minus (y) the amount of any Class
A-P Collection Shortfalls for such Distribution Date or remaining unpaid
for all previous Distribution Dates, to the extent the amounts available
pursuant to clause (x) of Sections 4.02(a)(xiii), (xiv) and (xv) are
insufficient therefor, applied in reduction of the Certificate Principal
Balance of the Class B-1 Certificates;
(xii) to the Holders of the Class B-2 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date, plus any Accrued
Certificate Interest thereon remaining unpaid from any previous
Distribution Date, except as provided below;
(xiii)to the Holders of the Class B-2 Certificates, an amount
equal to (x) the Subordinate Principal Distribution Amount for such Class
of Certificates for such Distribution Date minus (y) the amount of any
Class A-P Collection Shortfalls for such Distribution Date or remaining
unpaid for all previous Distribution Dates, to the extent the amounts
available pursuant to clause (x) of Sections 4.02(a)(xiv) and (xv) are
insufficient therefor, applied in reduction of the Certificate Principal
Balance of the Class B-2 Certificates;
(xiv) to the Holders of the Class B-3 Certificates, an amount
equal to (x) the Accrued Certificate Interest thereon for such
Distribution Date, plus any Accrued Certificate Interest thereon remaining
unpaid from any previous Distribution Date, except as provided below minus
(y) the amount of any Class A-P Collection Shortfalls for such
Distribution Date or remaining unpaid for all previous Distribution Dates
to the extent the amounts available pursuant to clause (x) of Section
4.02(a)(xv) are insufficient therefor;
(xv) to the Holders of the Class B-3 Certificates, an amount equal
to (x) the Subordinate Principal Distribution Amount for such Class of
Certificates for such Distribution Date minus (y) the amount of any Class
A-P Collection Shortfalls for such
<PAGE>
Distribution Date or remaining unpaid for all previous Distribution Dates
applied in reduction of the Certificate Principal Balance of the Class B-3
Certificates;
(xvi) to the Class A Certificateholders and Class R
Certificateholders in the priority set forth in Section 4.02(b), the
portion, if any, of the Available Distribution Amount remaining after the
foregoing distributions, applied to reduce the Certificate Principal
Balances of such Class A and Class R Certificates, but in no event more
than the aggregate of the outstanding Certificate Principal Balances of
each such Class of Class A and Class R Certificates, and thereafter, to
each Class of Class M Certificates then outstanding beginning with such
Class with the lowest numerical designation, any portion of the Available
Distribution Amount remaining after the Class A Certificates and Class R
Certificates have been retired, applied to reduce the Certificate
Principal Balance of each such Class of Class M Certificates, but in no
event more than the outstanding Certificate Principal Balance of each such
Class of Class M Certificates; and thereafter to each such Class of Class
B Certificates then outstanding beginning with such Class with the lowest
numerical designation, any portion of the Available Distribution Amount
remaining after the Class M Certificates have been retired, applied to
reduce the Certificate Principal Balance of each such Class of Class B
Certificates, but in no event more than the outstanding Certificate
Principal Balance of each such Class of Class B Certificates; and
(xvii)to the Class R Certificateholders, the balance, if any, of
the Available Distribution Amount.
Notwithstanding the foregoing, on any Distribution Date, with respect to
the Class of Class B Certificates outstanding on such Distribution Date with the
highest numerical designation, or in the event the Class B Certificates are no
longer outstanding, the Class of Class M Certificates then outstanding with the
highest numerical designation, or in the event the Class B Certificates and
Class M Certificates are no longer outstanding, the Class A and Class R
Certificates, Accrued Certificate Interest thereon remaining unpaid from any
previous Distribution Date will be distributable only to the extent that such
unpaid Accrued Certificate Interest was attributable to interest shortfalls
relating to the failure of the Master Servicer to make any required Advance, or
the determination by the Master Servicer that any proposed Advance would be a
Nonrecoverable Advance with respect to the related Mortgage Loan where such
Mortgage Loan has not yet been the subject of a Cash Liquidation or REO
Disposition.
(b) Distributions of principal on the Class A Certificates (other than the
Class A-V Certificates) and Class R Certificates on each Distribution Date
occurring prior to the occurrence of the Credit Support Depletion Date will be
made as follows:
(i) first, to the Class A-P Certificates, until the Certificate
Principal Balance thereof is reduced to zero, an amount (the "Class A-P
Distribution Amount") equal to the aggregate of:
<PAGE>
(A) the related Discount Fraction of the principal portion
of each Monthly Payment on each Discount Mortgage Loan due during
the related Due Period, whether or not received on or prior to the
related Determination Date, minus the Discount Fraction of the
principal portion of any related Debt Service Reduction which
together with other Bankruptcy Losses exceeds the Bankruptcy
Amount;
(B) the related Discount Fraction of the principal portion
of all unscheduled collections on each Discount Mortgage Loan
received during the preceding calendar month (other than amounts
received in connection with a Cash Liquidation or REO Disposition
of a Discount Mortgage Loan described in clause (C) below),
including Principal Prepayments in Full, Curtailments and
repurchases (including deemed repurchases under Section 3.07(b))
of Discount Mortgage Loans (or, in the case of a substitution of a
Deleted Mortgage Loan, the Discount Fraction of the amount of any
shortfall deposited in the Custodial Account in connection with
such substitution);
(C) in connection with the Cash Liquidation or REO
Disposition of a Discount Mortgage Loan that did not result in any
Excess Special Hazard Losses, Excess Fraud Losses, Excess
Bankruptcy Losses or Extraordinary Losses, an amount equal to the
lesser of (1) the applicable Discount Fraction of the Stated
Principal Balance of such Discount Mortgage Loan immediately prior
to such Distribution Date and (2) the aggregate amount of the
collections on such Discount Mortgage Loan to the extent applied
as recoveries of principal;
(D) any amounts allocable to principal for any previous
Distribution Date (calculated pursuant to clauses (A) through (C)
above) that remain undistributed; and
(E) the amount of any Class A-P Collection Shortfalls for
such Distribution Date and the amount of any Class A-P Collection
Shortfalls remaining unpaid for all previous Distribution Dates,
but only to the extent of the Eligible Funds for such Distribution
Date;
(ii) second, the Lockout Distribution Percentage of the Class A-4
Certificates' pro rata share (based on the Certificate Principal Balance
thereof relative to the aggregate Certificate Principal Balance of all
classes of Senior Certificates (other than the Class A-P Certificates)) of
the Senior Principal Distribution Amount shall be distributed to the Class
A-4 Certificates until the Certificate Principal Balance thereof has been
reduced to zero;
(iii) the balance, if any, of the Senior Principal Distribution
Amount remaining after the distribution described in clause (ii) above,
shall be distributed to the Class R Certificates, until the Certificate
Principal Balance thereof has been reduced to zero;
<PAGE>
(iv) the balance of the Senior Principal Distribution Amount
remaining after the distributions described in clauses (ii) and (iii)
above shall be distributed in the following order of priority:
(A) first, concurrently, 56.3382976984% to the Class A-1
Certificates, 42.8180203480% to the Class A-5 Certificates
and 0.8436819536% to the Class A-6 Certificates, until the
Certificate Principal Balance of the Class A-1 Certificates
has been reduced to zero;
(B) second, concurrently, 21.6678734544% to the Class A-2
Certificates, 71.3698897182% to the Class A-5 Certificates,
0.6391333408% to the Class A-6 Certificates and
6.3231034867% to the Class A-14 Certificates, until the
Certificate Principal Balances thereof have been reduced to
zero;
(C) third, concurrently, 66.6661328294% to the Class A-3
Certificates, 16.6669335853% first, to the Class A-7
Certificates, second, to the Class A-8 Certificates and
third, to the Class A-9 Certificates, in each case until the
Certificate Principal Balance thereof has been reduced to
zero, 13.0210422639% to the Class A-12 Certificates and
3.6458913214% to the Class A-13 Certificates, until the
Certificate Principal Balances of the Class A-7, Class A-8
and Class A-9 Certificates have been reduced to zero;
(D) fourth, concurrently, 66.6661328294% to the Class A-3
Certificates, 9.5579834530% to the Class A-10 Certificates,
7.1089501324% to the Class A-11 Certificates, 13.0210422639%
to the Class A-12 Certificates and 3.6458913214% to the
Class A-13 Certificates until the Certificate Principal
Balances thereof have been reduced to zero; and
(E) fifth, to the Class A-4 Certificates, until the Certificate
Principal Balance thereof has been reduced to zero.
(c) On or after the occurrence of the Credit Support Depletion Date, all
priorities relating to distributions as described above in respect of principal
among the Senior Certificates (other than the Class A-P Certificates) will be
disregarded and an amount equal to the Discount Fraction of the principal
portion of scheduled or unscheduled payments received or advanced in respect of
Discount Mortgage Loans will be distributed to the Class A-P Certificates, and
the Senior Principal Distribution Amount will be distributed to the Senior
Certificates (other than the Class A-P Certificates) remaining pro rata in
accordance with their respective outstanding Certificate Principal Balances and
the amount set forth in Section 4.02(a)(i) herein will be distributed as set
forth therein.
(d) After reduction of the Certificate Principal Balances of the Senior
Certificates (other than the Class A-P Certificates) to zero but prior to the
Credit Support Depletion Date, the Senior Certificates (other than the A-P
Certificates) will be entitled to no further distributions of principal
<PAGE>
thereon and the Available Distribution Amount will be paid solely to the holders
of the Class A-P Certificates, Class A-V Certificates, Class M Certificates and
Class B Certificates in each case as described herein.
(e) Notwithstanding the priorities relating to distributions of principal
on the Class A-11 Certificates and the Class A-14 Certificates described above,
on any Distribution Date, distributions in respect of principal on the Class
A-11 Certificates and the Class A-14 Certificates will be allocated among the
Holders of the Class A-11 Certificates and the Class A-14 Certificates,
respectively, as set forth in Section 4.10. On each Distribution Date on which
amounts are available for distributions in reduction of the Certificate
Principal Balances of the Class A-11 Certificates or the Class A-14
Certificates, the aggregate amounts allocable to such distributions will be
rounded upward by the Class A-11 Rounding Amount or the Class A-14 Rounding
Amount, as applicable. Such rounding will be accomplished on the first
Distribution Date on which distributions in reduction of the Certificate
Principal Balances of the Class A-11 Certificates or the Class A-14 Certificates
are made by withdrawing from the Class A-11 Rounding Account or the Class A-14
Rounding Account the Class A-11 Rounding Amount or the Class A-14 Rounding
Amount, as applicable, for deposit into the Certificate Account, and such Class
A-11 Rounding Amount and such Class A-14 Rounding Amount will be added to the
respective amounts that are allocable for distributions in reduction of the
Certificate Principal Balances of the Class A-11 Certificates and the Class A-14
Certificates. On each succeeding Distribution Date on which distributions in
reduction of the Certificate Principal Balances of the Class A-11 Certificates
or the Class A-14 Certificates are made, first, the aggregate amounts available
for distributions in reduction of the Certificate Principal Balances of the
Class A-11 Certificates or the Class A-14 Certificates will be applied to repay
the Class A-11 Rounding Amount or the Class A-14 Rounding Amount, as applicable,
withdrawn from the Class A-11 Rounding Account or the Class A-14 Rounding
Account, as applicable, on the prior Distribution Date and then, the remainder
of such allocable amounts, if any, will be similarly rounded upward through
another withdrawal from the Class A-11 Rounding Account or the Class A-14
Rounding Account, as applicable, and such determined Class A-11 Rounding Amount
or Class A-14 Rounding Amount will be added to the respective amounts that are
allocable for distributions in reduction of the Certificate Principal Balances
of the Class A-11 Certificates or the Class A-14 Certificates. Any funds
remaining in the Class A-11 Rounding Account and the Class A-14 Rounding Account
after the Certificate Principal Balances of the Class A-11 Certificates and the
Class A-14 Certificates, respectively, are reduced to zero shall be distributed
to the Class R Certificateholders.
(f) In addition to the foregoing distributions, with respect to any
Mortgage Loan that was previously the subject of a Cash Liquidation or an REO
Disposition that resulted in a Realized Loss, in the event that within two years
of the date on which such Realized Loss was determined to have occurred the
Master Servicer receives amounts, which the Master Servicer reasonably believes
to represent subsequent recoveries (net of any related liquidation expenses), or
determines that it holds surplus amounts previously reserved to cover estimated
expenses, specifically related to such Mortgage Loan (including, but not limited
to, recoveries in respect of the representations and warranties made by the
related Seller pursuant to the applicable Seller's Agreement), the Master
<PAGE>
Servicer shall distribute such amounts to the Class or Classes to which such
Realized Loss was allocated, if applicable (with the amounts to be distributed
allocated among such Classes in the same proportions as such Realized Loss was
allocated), and within each such Class to the Certificateholders of record as of
the Record Date immediately preceding the date of such distribution (or if such
Class of Certificates is no longer outstanding, to the Certificateholders of
record at the time that such Realized Loss was allocated); provided that no such
distribution to any Class of Certificates of subsequent recoveries related to a
Mortgage Loan shall exceed, either individually or in the aggregate and together
with any other amounts paid in reimbursement therefor, the amount of the related
Realized Loss that was allocated to such Class of Certificates. Notwithstanding
the foregoing, no such distribution shall be made with respect to the
Certificates of any Class to the extent that either (i) such Class was protected
against the related Realized Loss pursuant to any instrument or fund established
under Section 12.01(e) or (ii) such Class of Certificates has been deposited
into a separate trust fund or other structuring vehicle and separate
certificates or other instruments representing interests therein have been
issued in one or more classes, and any of such separate certificates or other
instruments was protected against the related Realized Loss pursuant to any
limited guaranty, payment obligation, irrevocable letter of credit, surety bond,
insurance policy or similar instrument or a reserve fund, or a combination
thereof. Any amount to be so distributed shall be distributed by the Master
Servicer to the Certificateholders of record as of the Record Date immediately
preceding the date of such distribution (i) with respect to the Certificates of
any Class (other than the Class A-V Certificates, on a pro rata basis based on
the Percentage Interest represented by each Certificate of such Class as of such
Record Date and (ii) with respect to the Class A-V Certificates, or any Subclass
thereof to which the related Realized Loss (or portion thereof) was previously
allocated. Any amounts to be so distributed shall not be remitted to or
distributed from the Trust Fund, and shall constitute subsequent recoveries with
respect to Mortgage Loans that are no longer assets of the Trust Fund.
(g) Each distribution with respect to a Book-Entry Certificate shall be
paid to the Depository, as Holder thereof, and the Depository shall be
responsible for crediting the amount of such distribution to the accounts of its
Depository Participants in accordance with its normal procedures. Each
Depository Participant shall be responsible for disbursing such distribution to
the Certificate Owners that it represents and to each indirect participating
brokerage firm (a "brokerage firm" or "indirect participating firm") for which
it acts as agent. Each brokerage firm shall be responsible for disbursing funds
to the Certificate Owners that it represents. The Trustee and the Depository
shall be responsible for the allocation of the aggregate amount of distributions
in reduction of the Certificate Principal Balance of the Retail Lottery
Certificates as set forth in Section 4.10. None of the Trustee, the Certificate
Registrar, the Company or the Master Servicer shall have any responsibility
therefor except as otherwise provided by this Agreement or applicable law.
(h) Except as otherwise provided in Section 9.01, if the Master Servicer
anticipates that a final distribution with respect to any Class of Certificates
will be made on the next Distribution Date, the Master Servicer shall, no later
than the Determination Date in the month of such final distribution, notify the
Trustee and the Trustee shall, no later than two (2) Business Days after such
Determination Date, mail on such date to each Holder of such Class of
Certificates a notice to the
<PAGE>
effect that: (i) the Trustee anticipates that the final distribution with
respect to such Class of Certificates will be made on such Distribution Date but
only upon presentation and surrender of such Certificates at the office of the
Trustee or as otherwise specified therein, and (ii) no interest shall accrue on
such Certificates from and after the end of the prior calendar month. In the
event that Certificateholders required to surrender their Certificates pursuant
to Section 9.01(c) do not surrender their Certificates for final cancellation,
the Trustee shall cause funds distributable with respect to such Certificates to
be withdrawn from the Certificate Account and credited to a separate escrow
account for the benefit of such Certificateholders as provided in Section
9.01(d).
Section 4.03. Statements to Certificateholders.
(a) Concurrently with each distribution charged to the Certificate Account
and with respect to each Distribution Date the Master Servicer shall forward to
the Trustee and the Trustee shall forward by mail to each Holder and the Company
a statement setting forth the following information as to each Class of
Certificates to the extent applicable:
(i) (a) the amount of such distribution to the Certificateholders
of such Class applied to reduce the Certificate Principal Balance thereof,
and (b) the aggregate amount included therein representing Principal
Prepayments;
(ii) the amount of such distribution to Holders of such Class of
Certificates allocable to interest;
(iii) if the distribution to the Holders of such Class of
Certificates is less than the full amount that would be distributable to
such Holders if there were sufficient funds available therefor, the amount
of the shortfall;
(iv) the amount of any Advance by the Master Servicer pursuant to
Section 4.04;
(v) the number and Pool Stated Principal Balance of the Mortgage
Loans after giving effect to the distribution of principal on such
Distribution Date;
(vi) the aggregate Certificate Principal Balance of each Class of
Certificates, and each of the Senior, Class M and Class B Percentages,
after giving effect to the amounts distributed on such Distribution Date,
separately identifying any reduction thereof due to Realized Losses other
than pursuant to an actual distribution of principal;
(vii) the related Subordinate Principal Distribution Amount and
Prepayment Distribution Percentage, if applicable;
(viii)on the basis of the most recent reports furnished to it by
Subservicers, the number and aggregate principal balances of Mortgage
Loans that are Delinquent (A) 30-59
<PAGE>
days, (B) 60-89 days and (C) 90 or more days and the number and aggregate
principal balance of Mortgage Loans that are in foreclosure;
(ix) the number, aggregate principal balance and book value of any REO
Properties;
(x) the aggregate Accrued Certificate Interest remaining unpaid,
if any, for each Class of Certificates, after giving effect to the
distribution made on such Distribution Date;
(xi) the Special Hazard Amount, Fraud Loss Amount and Bankruptcy
Amount as of the close of business on such Distribution Date and a
description of any change in the calculation of such amounts;
(xii) the weighted average Pool Strip Rate for such Distribution
Date and the Pass-Through Rate on the Class A-V Certificates and each
Subclass, if any, thereof;
(xiii)the occurrence of the Credit Support Depletion Date;
(xiv) the Senior Accelerated Distribution Percentage applicable to
such distribution;
(xv) the Senior Percentage and Lockout Distribution Percentage for
such Distribution Date;
(xvi) the aggregate amount of Realized Losses for such
Distribution Date;
(xvii)the aggregate amount of any recoveries on previously foreclosed
loans from Sellers due to a breach of representation or warranty;
(xviiithe weighted average remaining term to maturity of the
Mortgage Loans after giving effect to the amounts distributed on such
Distribution Date;
(xix) the weighted average Mortgage Rates of the Mortgage Loans
after giving effect to the amounts distributed on such Distribution Date;
and
(xx) each Notional Amount and Subclass Notional Amount.
In the case of information furnished pursuant to clauses (i) and (ii) above, the
amounts shall be expressed as a dollar amount per Certificate with a $1,000
denomination. In addition to the statement provided to the Trustee as set forth
in this Section 4.03(a), the Master Servicer shall provide to any manager of a
trust fund consisting of some or all of the Certificates, upon reasonable
request, such additional information as is reasonably obtainable by the Master
Servicer at no additional expense to the Master Servicer.
<PAGE>
(b) Within a reasonable period of time after the end of each calendar
year, the Master Servicer shall prepare, or cause to be prepared, and shall
forward, or cause to be forwarded, to each Person who at any time during the
calendar year was the Holder of a Certificate, other than a Class R Certificate,
a statement containing the information set forth in clauses (i) and (ii) of
subsection (a) above aggregated for such calendar year or applicable portion
thereof during which such Person was a Certificateholder. Such obligation of the
Master Servicer shall be deemed to have been satisfied to the extent that
substantially comparable information shall be provided by the Master Servicer
pursuant to any requirements of the Code.
(c) Within a reasonable period of time after the end of each calendar
year, the Master Servicer shall prepare, or cause to be prepared, and shall
forward, or cause to be forwarded, to each Person who at any time during the
calendar year was the Holder of a Class R Certificate, a statement containing
the applicable distribution information provided pursuant to this Section 4.03
aggregated for such calendar year or applicable portion thereof during which
such Person was the Holder of a Class R Certificate. Such obligation of the
Master Servicer shall be deemed to have been satisfied to the extent that
substantially comparable information shall be provided by the Master Servicer
pursuant to any requirements of the Code.
(d) Upon the written request of any Certificateholder, the Master
Servicer, as soon as reasonably practicable, shall provide the requesting
Certificateholder with such information as is necessary and appropriate, in the
Master Servicer's sole discretion, for purposes of satisfying applicable
reporting requirements under Rule 144A.
Section 4.04. Distribution of Reports to the Trustee and the
Company; Advances by the Master Servicer.
(a) Prior to the close of business on the Business Day next succeeding
each Determination Date, the Master Servicer shall furnish a written statement
to the Trustee, any Paying Agent and the Company (the information in such
statement to be made available to Certificateholders by the Master Servicer on
request) setting forth (i) the Available Distribution Amount and (ii) the
amounts required to be withdrawn from the Custodial Account, the Class A-11
Rounding Account and the Class A-14 Rounding Account and deposited into the
Certificate Account on the immediately succeeding Certificate Account Deposit
Date pursuant to clause (iii) of Section 4.01(a). The determination by the
Master Servicer of such amounts shall, in the absence of obvious error, be
presumptively deemed to be correct for all purposes hereunder and the Trustee
shall be protected in relying upon the same without any independent check or
verification.
(b) On or before 2:00 P.M. New York time on each Certificate Account
Deposit Date, the Master Servicer shall either (i) deposit in the Certificate
Account from its own funds, or funds received therefor from the Subservicers, an
amount equal to the Advances to be made by the Master Servicer in respect of the
related Distribution Date, which shall be in an aggregate amount equal to the
aggregate amount of Monthly Payments (with each interest portion thereof
adjusted to the Net Mortgage Rate), less the amount of any related Servicing
Modifications, Debt Service Reductions
<PAGE>
or reductions in the amount of interest collectable from the Mortgagor pursuant
to the Soldiers' and Sailors' Civil Relief Act of 1940, as amended, or similar
legislation or regulations then in effect, on the Outstanding Mortgage Loans as
of the related Due Date, which Monthly Payments were delinquent as of the close
of business as of the related Determination Date; provided that no Advance shall
be made if it would be a Nonrecoverable Advance, (ii) withdraw from amounts on
deposit in the Custodial Account and deposit in the Certificate Account all or a
portion of the Amount Held for Future Distribution in discharge of any such
Advance, or (iii) make advances in the form of any combination of (i) and (ii)
aggregating the amount of such Advance. Any portion of the Amount Held for
Future Distribution so used shall be replaced by the Master Servicer by deposit
in the Certificate Account on or before 11:00 A.M. New York time on any future
Certificate Account Deposit Date to the extent that funds attributable to the
Mortgage Loans that are available in the Custodial Account for deposit in the
Certificate Account on such Certificate Account Deposit Date shall be less than
payments to Certificateholders required to be made on the following Distribution
Date. The Master Servicer shall be entitled to use any Advance made by a
Subservicer as described in Section 3.07(b) that has been deposited in the
Custodial Account on or before such Distribution Date as part of the Advance
made by the Master Servicer pursuant to this Section 4.04. The amount of any
reimbursement pursuant to Section 4.02(a)(iii) in respect of outstanding
Advances on any Distribution Date shall be allocated to specific Monthly
Payments due but delinquent for previous Due Periods, which allocation shall be
made, to the extent practicable, to Monthly Payments which have been delinquent
for the longest period of time. Such allocations shall be conclusive for
purposes of reimbursement to the Master Servicer from recoveries on related
Mortgage Loans pursuant to Section 3.10.
The determination by the Master Servicer that it has made a Nonrecoverable
Advance or that any proposed Advance, if made, would constitute a Nonrecoverable
Advance, shall be evidenced by a certificate of a Servicing Officer delivered to
the Seller and the Trustee.
In the event that the Master Servicer determines as of the Business Day
preceding any Certificate Account Deposit Date that it will be unable to deposit
in the Certificate Account an amount equal to the Advance required to be made
for the immediately succeeding Distribution Date, it shall give notice to the
Trustee of its inability to advance (such notice may be given by telecopy), not
later than 3:00 P.M., New York time, on such Business Day, specifying the
portion of such amount that it will be unable to deposit. Not later than 3:00
P.M., New York time, on the Certificate Account Deposit Date the Trustee shall,
unless by 12:00 Noon, New York time, on such day the Trustee shall have been
notified in writing (by telecopy) that the Master Servicer shall have directly
or indirectly deposited in the Certificate Account such portion of the amount of
the Advance as to which the Master Servicer shall have given notice pursuant to
the preceding sentence, pursuant to Section 7.01, (a) terminate all of the
rights and obligations of the Master Servicer under this Agreement in accordance
with Section 7.01 and (b) assume the rights and obligations of the Master
Servicer hereunder, including the obligation to deposit in the Certificate
Account an amount equal to the Advance for the immediately succeeding
Distribution Date.
<PAGE>
The Trustee shall deposit all funds it receives pursuant to this Section
4.04 into the Certificate Account.
Section 4.05. Allocation of Realized Losses.
Prior to each Distribution Date, the Master Servicer shall determine the
total amount of Realized Losses, if any, that resulted from any Cash
Liquidation, Debt Service Reduction, Deficient Valuation, REO Disposition or
Servicing Modification (to the extent constituting a reduction of the principal
balance of the Mortgage Loan) that occurred during the related Prepayment Period
or in the case of a Servicing Modification that constitutes a reduction of the
interest rate on a Mortgage Loan, the amount of the reduction in the interest
portion of the Monthly Payment due in the month in which such Distribution Date
occurs. The amount of each Realized Loss shall be evidenced by an Officers'
Certificate. All Realized Losses, other than Excess Special Hazard Losses,
Extraordinary Losses, Excess Bankruptcy Losses or Excess Fraud Losses, shall be
allocated as follows: first, to the Class B-3 Certificates until the Certificate
Principal Balance thereof has been reduced to zero; second, to the Class B-2
Certificates until the Certificate Principal Balance thereof has been reduced to
zero; third, to the Class B-1 Certificates until the Certificate Principal
Balance thereof has been reduced to zero; fourth, to the Class M-3 Certificates
until the Certificate Principal Balance thereof has been reduced to zero; fifth,
to the Class M-2 Certificates until the Certificate Principal Balance thereof
has been reduced to zero; sixth, to the Class M-1 Certificates until the
Certificate Principal Balance thereof has been reduced to zero; and, thereafter,
if such Realized Losses are on a Discount Mortgage Loan, to the Class A-P
Certificates, in an amount equal to the Discount Fraction of the principal
portion thereof, and the remainder of such Realized Losses and the entire amount
of such Realized Losses on Non-Discount Mortgage Loans among all the Class A
Certificates (other than the Class A-P Certificates) and Class R Certificates,
and in respect of the interest portion of such Realized Losses on a pro rata
basis, as described below. Any Excess Special Hazard Losses, Excess Bankruptcy
Losses, Excess Fraud Losses and Extraordinary Losses on Non-Discount Mortgage
Loans will be allocated among the Class A (other than the Class A-P
Certificates), Class M, Class B and Class R Certificates, and in respect of the
interest portion of such Realized Losses, on a pro rata basis, as described
below. The principal portion of such losses on Discount Mortgage Loans will be
allocated to the Class A-P Certificates in an amount equal to the related
Discount Fraction thereof, and the remainder of such losses on Discount Mortgage
Loans will be allocated among the Class A Certificates (other than the Class A-P
Certificates), Class M, Class B and Class R Certificates on a pro rata basis, as
described below.
As used herein, an allocation of a Realized Loss on a "pro rata basis"
among two or more specified Classes of Certificates means an allocation on a pro
rata basis, among the various Classes so specified, to each such Class of
Certificates on the basis of their then outstanding Certificate Principal
Balances prior to giving effect to distributions to be made on such Distribution
Date in the case of the principal portion of a Realized Loss or based on the
Accrued Certificate Interest thereon payable on such Distribution Date (without
regard to any Compensating Interest for such Distribution Date) in the case of
an interest portion of a Realized Loss. Except as provided in the following
sentence, any allocation of the principal portion of Realized Losses (other than
Debt
<PAGE>
Service Reductions) to a Class of Certificates shall be made by reducing the
Certificate Principal Balance thereof by the amount so allocated, which
allocation shall be deemed to have occurred on such Distribution Date. Any
allocation of the principal portion of Realized Losses (other than Debt Service
Reductions) to the Class B Certificates or, after the Certificate Principal
Balances of the Class B Certificates have been reduced to zero, to the Class of
Class M Certificates then outstanding with the highest numerical designation
shall be made by operation of the definition of "Certificate Principal Balance"
and by operation of the provisions of Section 4.02(a). Allocations of the
interest portions of Realized Losses shall be made by operation of the
definition of "Accrued Certificate Interest" and by operation of the provisions
of Section 4.02(a). Allocations of the principal portion of Debt Service
Reductions shall be made by operation of the provisions of Section 4.02(a). All
Realized Losses and all other losses allocated to a Class of Certificates
hereunder will be allocated among the Certificates of such Class in proportion
to the Percentage Interests (other than the Class A-V Certificates) evidenced
thereby. All Realized Losses and all other losses allocated to the Class A-V
Certificates hereunder will be allocated to the Class A-V Certificates and, if
any Subclasses thereof have been issued pursuant to Section 5.01(c), such
Realized Losses and other losses shall be allocated among the Subclasses of such
Class in proportion to the respective amounts of Accrued Certificate Interest
payable on such Distribution Date that would have resulted absent such
reductions.
Section 4.06. Reports of Foreclosures and Abandonment of Mortgaged
Property.
The Master Servicer or the Subservicers shall file information returns
with respect to the receipt of mortgage interests received in a trade or
business, the reports of foreclosures and abandonments of any Mortgaged Property
and the information returns relating to cancellation of indebtedness income with
respect to any Mortgaged Property required by Sections 6050H, 6050J and 6050P,
respectively, of the Code, and deliver to the Trustee an Officers' Certificate
on or before March 31 of each year stating that such reports have been filed.
Such reports shall be in form and substance sufficient to meet the reporting
requirements imposed by Sections 6050H, 6050J and 6050P of the Code.
Section 4.07. Optional Purchase of Defaulted Mortgage Loans.
As to any Mortgage Loan which is delinquent in payment by 90 days or more,
the Master Servicer may, at its option, purchase such Mortgage Loan from the
Trustee at the Purchase Price therefor. If at any time the Master Servicer makes
a payment to the Certificate Account covering the amount of the Purchase Price
for such a Mortgage Loan, and the Master Servicer provides to the Trustee a
certification signed by a Servicing Officer stating that the amount of such
payment has been deposited in the Certificate Account, then the Trustee shall
execute the assignment of such Mortgage Loan at the request of the Master
Servicer without recourse to the Master Servicer, the Trustee or the Trust Fund
whereupon the Master Servicer shall succeed to all of the Trustee's right, title
and interest in and to such Mortgage Loan, and all security and documents
relative thereto. Such assignment shall be an assignment outright and not for
security. The Master Servicer will thereupon
<PAGE>
own such Mortgage, and all such security and documents, free of any further
obligation to the Trustee or the Certificateholders with respect thereto.
Notwithstanding anything to the contrary in this Section 4.07, unless the
Master Servicer shall have exercised its right to repurchase a Mortgage Loan
pursuant to this Section 4.07 upon the written request of and with funds
provided by the Junior Certificateholder and thereupon transferred such Mortgage
Loan to the Junior Certificateholder,
(a) the Master Servicer shall continue to service such Mortgage Loan after
the date of its purchase in accordance with the terms of this Agreement and, if
any Realized Loss with respect to such Mortgage Loan occurs, allocate such
Realized Loss to the Class or Classes of Certificates that would have borne such
Realized Loss in accordance with the terms hereof as if such Mortgage Loan had
not been so purchased; and
(b) for purposes of this Agreement, a payment of the Purchase Price by the
Master Servicer pursuant to this Section 4.07 will be viewed as an advance, and
the amount of any Realized Loss shall be recoverable pursuant to the provisions
for the recovery of unreimbursed Advances under Section 4.02(a) or, to the
extent not recoverable under such provisions, as a Nonrecoverable Advance as set
forth herein.
If, however, the Master Servicer shall have exercised its right to
repurchase a Mortgage Loan pursuant to this Section 4.07 upon the written
request of and with funds provided by the Junior Certificateholder and thereupon
transferred such Mortgage Loan to the Junior Certificateholder, Sections 4.07(a)
and (b) above shall no longer apply and no Realized Loss with respect to such
Mortgage Loan shall be allocated to any Class of Certificates. The Master
Servicer shall notify the Trustee in writing of any such repurchase.
Section 4.08. Distributions on the Uncertificated REMIC Regular Interests.
(a) On each Distribution Date the Trustee shall be deemed to
distribute to itself, as the holder of the Uncertificated REMIC Regular
Interests, Uncertificated Accrued Interest on the Uncertificated REMIC Regular
Interests for such Distribution Date, plus any Uncertificated Accrued Interest
thereon remaining unpaid from any previous Distribution Date.
(b) In determining from time to time the Uncertificated REMIC
Regular Interest Distribution Amounts, Realized Losses allocated to the Class
A-V Certificates under Section 4.05 shall be deemed allocated to Uncertificated
REMIC Regular Interests on a pro rata basis based on the Uncertificated Accrued
Interest for the related Distribution Date.
(c) On each Distribution Date, the Trustee shall be deemed to
distribute from the Trust Fund, in the priority set forth in Section 4.02(a), to
the Class A-V Certificates, the amounts distributable thereon from the
Uncertificated REMIC Regular Interest Distribution Amounts deemed to have been
received by the Trustee from the Trust Fund under this Section 4.08. The amount
<PAGE>
deemed distributable hereunder with respect to the Class A-V Certificates shall
equal 100% of the amounts payable with respect to the Uncertificated REMIC
Regular Interests.
(d) Notwithstanding the deemed distributions on the Uncertificated
REMIC Regular Interests described in this Section 4.08, distributions of funds
from the Certificate Account shall be made only in accordance with Section 4.02.
Section 4.09. The Class A-11 Rounding Account and the Class A-14
Rounding Account.
No later than the Closing Date, the Trustee will establish and maintain
with itself two separate trust accounts with respect to the Class A-11
Certificates and the Class A-14 Certificates, that are non-interest bearing
Eligible Accounts, which shall be titled "Class A-11 Rounding Account, The First
National Bank of Chicago, as trustee for the registered holders of Residential
Funding Mortgage Securities I, Inc., Mortgage Pass-Through Certificates, Series
1999-S2, Class A-11" and "Class A-14 Rounding Account, The First National Bank
of Chicago, as trustee for the registered holders of Residential Funding
Mortgage Securities I, Inc., Mortgage Pass-Through Certificates, Series 1999-S2,
Class A-14", respectively. On the Closing Date, Salomon Smith Barney Inc., as
underwriter, shall deposit with the Trustee, and the Trustee shall deposit into
each of the Class A-11 Rounding Account and the Class A-14 Rounding Account,
cash in an amount equal to $999.99. The Trust shall not invest or cause the
investment of funds held in the Class A-11 Rounding Account or the Class A-14
Rounding Account in Permitted Investments.
The Trustee, on each Distribution Date on which distributions of principal
are to be made on the Class A-11 Certificates or the Class A-14 Certificates,
shall, based upon information provided by the Master Servicer for the related
Distribution Date, withdraw funds from the Class A-11 Rounding Account and/or
the Class A-14 Rounding Account, as applicable, to pay to the holders of the
Class A-11 Certificates and/or the Class A-14 Certificates, respectively,
pursuant to Section 4.02(f) the Class A-11 Rounding Amount and/or the Class A-14
Rounding Amount, as applicable. In addition, the Trustee on each such
Distribution Date shall, based upon information provided by the Master Servicer
for the related Distribution Date, withdraw funds from the Certificate Account
to repay to the Class A-11 Rounding Account and the Class A-14 Rounding Account
the Class A-11 Rounding Amount and the Class A-14 Rounding Amount, respectively,
from the prior Distribution Date as contemplated in Section 4.02(f).
Section 4.10. Principal Distributions on the Retail Lottery Certificates.
Distributions in reduction of the Certificate Principal Balance of the
Retail Lottery Certificates will be applied in an amount equal to the Senior
Principal Distribution Amount allocable to such Class pursuant to Section
4.02(b), plus any amounts available for distribution from the Class A-11
Rounding Account and the Class A-14 Rounding Account, as applicable, each
established as provided in Section 4.09, provided that the aggregate
distribution in reduction of the Certificate Principal Balance of any Retail
Lottery Certificates on any Distribution Date shall be made in an integral
multiple of $1,000. Distributions in reduction of the Certificate Principal
Balance of the
<PAGE>
Retail Priority Lottery Certificates will be made in integral multiples of
$1,000 at the request of the appropriate representatives of Deceased Owners of
Retail Priority Lottery Certificates and at the request of Living Owners of
Retail Priority Lottery Certificates or by mandatory distributions by Random
Lot, pursuant to clauses (a) and (d)(i) below, or on a pro rata basis pursuant
to clause (e) below.
None of the Company, the Master Servicer or the Trustee shall be liable
for any allocation made to any Certificate Owner pursuant to this Section 4.10.
(a) On each Distribution Date on which distributions in reduction of the
Certificate Principal Balance of the Retail Priority Lottery Certificates are
made, such distributions will be made in the following priority:
(i) any request by the personal representatives of a Deceased
Owner or by a surviving tenant by the entirety, by a surviving joint tenant or
by a surviving tenant in common, but not exceeding an aggregate amount of
$100,000 per request; and
(ii) any request by a Living Owner, but not exceeding an aggregate
amount of $10,000 per request.
Thereafter, distributions will be made, with respect to the Retail
Priority Lottery Certificates, as provided in clauses (i) and (ii) above up to a
second $100,000 and $10,000, respectively. This sequence of priorities will be
repeated for each request for principal distributions made by the Certificate
Owners of the Retail Priority Lottery Certificates until all such requests have
been honored.
Requests for distributions in reduction of the Certificate Principal
Balance of the Retail Priority Lottery Certificates presented on behalf of
Deceased Owners in accordance with the provisions of clause (i) above will be
accepted in order of their receipt by the Depository. Requests for distributions
in reduction of the Certificate Principal Balance of the Retail Priority Lottery
Certificates presented in accordance with the provisions of clause (ii) above
will be accepted in the order of their receipt by the Depository after all
requests presented in accordance with clause (i) have been honored. All requests
for distributions in reduction of the Certificate Principal Balance of the
Retail Priority Lottery Certificates will be accepted in accordance with the
provisions set forth in Section 4.10(c). All requests for distributions in
reduction of the Certificate Principal Balance of the Retail Priority Lottery
Certificates with respect to any Distribution Date must be received by the
Depository and on the Depository's "participant terminal system" and received
by, the Trustee no later than the close of business on the related Record Date.
Requests for distributions that are on the Depository's participant terminal
system and received by the Trustee after the related Record Date and requests,
in either case, for distributions not accepted with respect to any Distribution
Date, will be treated as requests for distributions in reduction of the
Certificate Principal Balance of Retail Priority Lottery Certificates on the
next succeeding Distribution Date, and each succeeding Distribution Date
thereafter, until such request is accepted or is withdrawn as provided in
Section
<PAGE>
4.10(c). Such requests as are not so withdrawn shall retain their order of
priority without the need for any further action on the part of the appropriate
Certificate Owner of the related Retail Priority Lottery Certificate, all in
accordance with the procedures of the Depository and the Trustee. Upon the
transfer of the beneficial ownership of any Retail Priority Lottery Certificate,
any distribution request previously submitted with respect to such Certificate
will be deemed to have been withdrawn only upon the receipt by the Trustee on or
before the Record Date for such Distribution Date of notification of such
withdrawal in the manner set forth in Section 4.10(c) on the Depository's
participant terminal system.
To the extent that the portion of the Senior Principal Distribution Amount
allocable to distributions in reduction of the Certificate Principal Balance of
the Retail Priority Lottery Certificates on any Distribution Date exceeds the
aggregate Certificate Principal Balance of Retail Priority Lottery Certificates
with respect to which distribution requests, as set forth above, have been
received (plus any amounts required to be distributed pursuant to the Class A-11
Rounding Account), distributions in reduction of the Certificate Principal
Balance of the Retail Priority Lottery Certificates will be made by mandatory
distribution pursuant to Section 4.10(d)(i).
(b) A Retail Priority Lottery Certificate shall be deemed to be held by a
Deceased Owner for purposes of this Section 4.10 if the death of the Certificate
Owner thereof is deemed to have occurred. Retail Priority Lottery Certificates
beneficially owned by tenants by the entirety, joint tenants or tenants in
common will be considered to be beneficially owned by a single owner. The death
of a tenant by the entirety, joint tenant or tenant in common will be deemed to
be the death of the Certificate Owner, and the Retail Priority Lottery
Certificates so beneficially owned will be eligible for priority with respect to
distributions in reduction of the Certificate Principal Balance thereof, subject
to the limitations stated above. Retail Priority Lottery Certificates
beneficially owned by a trust will be considered to be beneficially owned by
each beneficiary of the trust to the extent of such beneficiary's beneficial
interest therein, but in no event will a trust's beneficiaries collectively be
deemed to be Certificate Owners of a number of Individual Retail Priority
Lottery Certificates of which such trust is the owner. The death of a
beneficiary of a trust will be deemed to be the death of a Certificate Owner of
the Retail Priority Lottery Certificates, as applicable, owned by the trust to
the extent of such beneficiary's beneficial interest in such trust. The death of
an individual who was a tenant by the entirety, joint tenant or tenant in common
in a tenancy which is the beneficiary of a trust will be deemed to be the death
of the beneficiary of such trust. The death of a person who, during his or her
lifetime, was entitled to substantially all of the beneficial ownership
interests in Individual Retail Priority Lottery Certificates will be deemed to
be the death of the Certificate Owner of such Retail Priority Lottery
Certificates regardless of the registration of ownership, if such beneficial
interest can be established to the satisfaction of the Depository Participant.
Such beneficial interest will be deemed to exist in typical cases of street name
or nominee ownership, ownership by a trustee, ownership under the Uniform Gifts
to Minors Act and community property or other joint ownership arrangements
between a husband and wife. Certificate interests shall include the power to
sell, transfer or otherwise dispose of a Retail Priority Lottery Certificate and
the right to receive the proceeds therefrom, as well as interest and
distributions in reduction of the Certificate Principal Balance of the Retail
Priority Lottery Certificates, as applicable,
<PAGE>
payable with respect thereto. The Trustee shall not be under any duty to
determine independently the occurrence of the death of any deceased Certificate
Owner. The Trustee may rely entirely upon documentation delivered to it pursuant
to Section 4.10(c) in establishing the eligibility of any Certificate Owner to
receive the priority accorded Deceased Owners in Section 4.10(a).
(c) Requests for distributions in reduction of the Certificate Principal
Balance of Retail Priority Lottery Certificates must be made by delivering a
written request therefor to the Depository Participant or Indirect Depository
Participant that maintains the account evidencing such Certificate Owner's
interest in Retail Priority Lottery Certificates. In the case of a request on
behalf of a Deceased Owner, appropriate evidence of death and any tax waivers
are required to be forwarded to the Depository Participant under separate cover.
The Depository Participant shall forward a certification, satisfactory to the
Trustee, certifying the death of the Beneficial Owner and the receipt of the
appropriate death and tax waivers. The Depository Participant should in turn
make the request of the Depository (or, in the case of an Indirect Depository
Participant, such Indirect Depository Participant must notify the related
Depository Participant of such request, which Depository Participant should make
the request of the Depository) on the Depository's participant terminal system.
The Depository may establish such procedures as it deems fair and equitable to
establish the order of receipt of requests for such distributions received by it
on the same day. None of the Company, Master Servicer or the Trustee shall be
liable for any delay in delivery of requests for distributions or withdrawals of
such requests by the Depository, a Depository Participant or any Indirect
Depository Participant.
The Depository shall maintain a list of those Depository Participants
representing the appropriate Certificate Owners of Retail Priority Lottery
Certificates that have submitted requests for distributions in reduction of the
Certificate Principal Balance of Retail Priority Lottery Certificates, together
with the order of receipt and the amounts of such requests on the Depository's
participant terminal system. The Depository will honor requests for
distributions in the order of their receipt (subject to the priorities described
in Section 4.10(a) above). The Trustee shall notify the Depository as to which
requests should be honored on each Distribution Date at least three Business
Days prior to such Distribution Date based on the report received by the Trustee
pursuant to Section 4.04 and shall notify the Depository as to the amount of the
Senior Principal Distribution amount to be distributed to the Retail Priority
Lottery Certificates by Random Lot pursuant to Section 4.10(d)(i). Requests
shall be honored by the Depository in accordance with the procedures, and
subject to the priorities and limitations, described in this Section 4.10. The
exact procedures to be followed by the Trustee and the Depository for purposes
of determining such priorities and limitations will be those established from
time to time by the Trustee or the Depository, as the case may be. The decisions
of the Trustee and the Depository concerning such matters will be final and
binding on all affected persons.
Individual Retail Priority Lottery Certificates that have been accepted
for a distribution shall be due and payable on the applicable Distribution Date.
Such Certificates shall cease to bear interest after the last day of the month
preceding the month in which such Distribution Date occurs.
<PAGE>
Any Certificate Owner of a Retail Priority Lottery Certificate that has
requested a distribution may withdraw its request by so notifying in writing the
Depository Participant or Indirect Depository Participant that maintains such
Certificate Owner's account. In the event that such account is maintained by an
Indirect Depository Participant, such Indirect Depository Participant must
notify the related Depository Participant which in turn must forward the
withdrawal of such request on the Depository's participant terminal system. If
such withdrawal of a request for distribution has not been received on the
Depository's participant terminal system on or before the Record Date for the
next Distribution Date, the previously made request for distribution will be
irrevocable with respect to the making of distributions in reduction of the
Certificate Principal Balance of the Retail Priority Lottery Certificates on
such Distribution Date.
In the event any requests for distributions in reduction of the
Certificate Principal Balance of the Retail Priority Lottery Certificates are
rejected by the Trustee for failure to comply with the requirements of this
Section 4.10, the Trustee shall return such request to the appropriate
Depository Participant with a copy to the Depository with an explanation as to
the reason for such rejection.
(d) (i) To the extent, if any, that distributions in reduction of the
Certificate Principal Balance of the Retail Priority Lottery Certificates on a
Distribution Date exceed the outstanding Certificate Principal Balance of Retail
Priority Lottery Certificates with respect to which distribution requests have
been received by the related Record Date, as provided in Section 4.10(a) above,
the additional distributions in reduction of the Certificate Principal Balance
of the Retail Priority Lottery Certificates will be made by mandatory
distributions in reduction thereof. Such mandatory distributions on Individual
Retail Priority Lottery Certificates will be made by Random Lot in accordance
with the then-applicable Random Lot procedures of the Depository, the Depository
Participants and the Indirect Depository Participants representing the
Certificate Owners; provided however, that, if after the distribution in
reduction of the Certificate Principal Balance of the Retail Priority Lottery
Certificates on the next succeeding Distribution Date on which mandatory
distributions are to be made, the Certificate Principal Balance of the Retail
Priority Lottery Certificates would not be reduced to zero, the Individual
Retail Priority Lottery Certificates to which such distributions will be applied
shall be selected by the Depository from those Retail Priority Lottery
Certificates not otherwise receiving distributions in reduction of the
Certificate Principal Balance on such Distribution Date. The Trustee shall
notify the Depository of the aggregate amount of the mandatory distribution in
reduction of the Certificate Principal Balance of the Retail Priority Lottery
Certificates to be made on the next Distribution Date. The Depository shall then
allocate such aggregate amount among its Depository Participants on a Random Lot
basis. Each Depository Participant and, in turn, each Indirect Depository
Participant will then select, in accordance with its own procedures, Individual
Retail Priority Lottery Certificates from among those held in its accounts to
receive mandatory distributions in reduction of the Certificate Principal
Balance of the Retail Priority Lottery Certificates, such that the total amount
so selected is equal to the aggregate amount of such mandatory distributions
allocated to such Depository Participant by the Depository and to such Indirect
Depository Participant by its related Depository Participant, as the case may
be. The Master Servicer agrees to notify the Trustee of the amount of
distributions in reduction of the Certificate Principal Balance of the Retail
Priority Lottery Certificates to be made on each
<PAGE>
Distribution Date in a timely manner such that the Trustee may fulfill its
obligations pursuant to the letter of representations dated the Business Day
immediately preceding the Closing Date among the Company, the Trustee and the
Depository.
(ii) Distributions in reduction of the Certificate Principal Balance of
the Class A-14 Certificates will be made in integral multiples of $1,000, by
mandatory distributions by Random Lot in accordance with the then-applicable
Random Lot procedures of the Depository, the Depository Participants and the
Indirect Depository Participants representing the Certificate Owners or, on a
pro rata basis pursuant to clause (e) below; provided however, that, if after
the distribution in reduction of the Certificate Principal Balance of the Class
A-14 Certificates on the next succeeding Distribution Date on which mandatory
distributions are to be made, the Certificate Principal Balance of the Class
A-14 Certificates would not be reduced to zero, the Individual Retail Lottery
Certificates to which such distributions will be applied shall be selected by
the Depository from those Class A-14 Certificates not otherwise receiving
distributions in reduction of the Certificate Principal Balance on such
Distribution Date. The Trustee shall notify the Depository of the aggregate
amount of the mandatory distribution in reduction of the Certificate Principal
Balance of the Class A-14 Certificates to be made on the next Distribution Date.
The Depository shall then allocate such aggregate amount among its Depository
Participants on a Random Lot basis. Each Depository Participant and, in turn,
each Indirect Depository Participant will then select, in accordance with its
own procedures, Individual Retail Lottery Certificates from among those held in
its accounts to receive mandatory distributions in reduction of the Certificate
Principal Balance of the Class A-14 Certificates, such that the total amount so
selected is equal to the aggregate amount of such mandatory distributions
allocated to such Depository Participant by the Depository and to such Indirect
Depository Participant by its related Depository Participant, as the case may
be. The Master Servicer agrees to notify the Trustee of the amount of
distributions in reduction of the Certificate Principal Balance of the Class
A-14 Certificates to be made on each Distribution Date in a timely manner such
that the Trustee may fulfill its obligations pursuant to the letter of
representations dated the Business Day immediately preceding the Closing Date
among the Company, the Trustee and the Depository.
(e) Notwithstanding any provisions herein to the contrary, on each
Distribution Date following the first Distribution Date on which any Realized
Losses are allocated to a class of Retail Lottery Certificates, distributions in
reduction of the Certificate Principal Balance of such Retail Lottery
Certificates will be made pro rata among the Certificate Owners of such Retail
Lottery Certificates and will neither be made in integral multiples of $1,000
nor by mandatory distributions by Random Lot nor, with respect to the Retail
Priority Lottery Certificates, pursuant to requests for distribution as
permitted by this Section 4.10.
(f) In the event that Definitive Certificates representing the Retail
Lottery Certificates are issued pursuant to Section 5.01, an amendment to this
Agreement, which may be approved without the consent of any Certificateholders,
shall establish procedures relating to the manner in which distributions in
reduction of the Certificate Principal Balance of the Retail Lottery
Certificates are to be made; provided that such procedures shall be consistent,
to the extent practicable and
<PAGE>
customary for certificates similar to the Retail Lottery Certificates, with the
provisions of this Section 4.10.
Section 4.11 Compliance with Withholding Requirements.
Notwithstanding any other provision of this Agreement, the Trustee or any
Paying Agent, as applicable, shall comply with all federal withholding
requirements respecting payments to Certificateholders, including interest or
original issue discount payments or advances thereof that the Trustee or any
Paying Agent, as applicable, reasonably believes are applicable under the Code.
The consent of Certificateholders shall not be required for such withholding. In
the event the Trustee or any Paying Agent, as applicable, does withhold any
amount from interest or original issue discount payments or advances thereof to
any Certificateholder pursuant to federal withholding requirements, the Trustee
or any Paying Agent, as applicable, shall indicate the amount withheld to such
Certificateholders pursuant to the terms of such requirements.
<PAGE>
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates.
(a) The Class A, Class M, Class B and Class R Certificates, respectively,
shall be substantially in the forms set forth in Exhibits A, B, C and D and
shall, on original issue, be executed and delivered by the Trustee to the
Certificate Registrar for authentication and delivery to or upon the order of
the Company and in the case of any Certificates issued on the Closing Date, upon
receipt by the Trustee or one or more Custodians of the documents specified in
Section 2.01. The Certificates, other than the Class A-7, Class A-8, Class A-9,
Class A-10, Class A-11, Class A-14, Class A-V and Class R Certificates, shall be
issuable in minimum dollar denominations of $25,000 (or $250,000 in the case of
the Class M-2, Class M-3, Class B-1, Class B-2 and Class B-3 Certificates) and
integral multiples of $1 (or $1,000 in the case of the Class A-P, Class B-1,
Class B-2 and Class B-3 Certificates) in excess thereof, except that one
Certificate of each of the Class A-P, Class B-1, Class B-2 and Class B-3
Certificates may be issued in a denomination equal to the denomination set forth
as follows for such Class or the sum of such denomination and an integral
multiple of $1,000:
Class A-P $ 25,034.08
Class B-1 $250,300.00
Class B-2 $250,900.00
Class B-3 $250,190.78
The Class A-7, Class A-8, Class A-9, Class A-10, Class A-11 and Class A-14
Certificates will be issued in minimum denominations of $1,000 and integral
multiples of $1,000 in excess thereof. The Class A-V Certificates and the Class
R Certificates shall be issuable in minimum denominations of not less than a 20%
Percentage Interest (except as provided in Section 5.01(c) with respect to the
Class A-V Certificates); provided, however, that one Class R Certificate will be
issuable to Residential Funding as "tax matters person" pursuant to Section
10.01(c) and (e) in a minimum denomination representing a Percentage Interest of
not less than 0.01%. Each Subclass of the Class A-V Certificates shall be
issuable in minimum denominations of not less than a 100% Percentage Interest,
except as provided in Section 5.01(c).
The Certificates shall be executed by manual or facsimile signature on
behalf of an authorized officer of the Trustee. Certificates bearing the manual
or facsimile signatures of individuals who were at any time the proper officers
of the Trustee shall bind the Trustee, notwithstanding that such individuals or
any of them have ceased to hold such offices prior to the authentication and
delivery of such Certificate or did not hold such offices at the date of such
Certificates. No Certificate shall be entitled to any benefit under this
Agreement, or be valid for any purpose, unless there appears on such Certificate
a certificate of authentication substantially in the form provided for herein
executed by the Certificate Registrar by manual signature, and such
<PAGE>
certificate upon any Certificate shall be conclusive evidence, and the only
evidence, that such Certificate has been duly authenticated and delivered
hereunder. All Certificates shall be dated the date of their authentication.
(b) The Class A Certificates, other than the Class A-P and Class A-V
Certificates, and the Class M Certificates shall initially be issued as one or
more Certificates registered in the name of the Depository or its nominee and,
except as provided below, registration of such Certificates may not be
transferred by the Trustee except to another Depository that agrees to hold such
Certificates for the respective Certificate Owners with Ownership Interests
therein. The Certificate Owners shall hold their respective Ownership Interests
in and to each of the Class A Certificates, other than the Class A-P
Certificates and Class A-V Certificates, and the Class M Certificates through
the book-entry facilities of the Depository and, except as provided below, shall
not be entitled to Definitive Certificates in respect of such Ownership
Interests. All transfers by Certificate Owners of their respective Ownership
Interests in the Book-Entry Certificates shall be made in accordance with the
procedures established by the Depository Participant or brokerage firm
representing such Certificate Owner. Each Depository Participant shall transfer
the Ownership Interests only in the Book-Entry Certificates of Certificate
Owners it represents or of brokerage firms for which it acts as agent in
accordance with the Depository's normal procedures.
The Trustee, the Master Servicer and the Company may for all purposes
(including the making of payments due on the respective Classes of Book-Entry
Certificates) deal with the Depository as the authorized representative of the
Certificate Owners with respect to the respective Classes of Book-Entry
Certificates for the purposes of exercising the rights of Certificateholders
hereunder. The rights of Certificate Owners with respect to the respective
Classes of Book-Entry Certificates shall be limited to those established by law
and agreements between such Certificate Owners and the Depository Participants
and brokerage firms representing such Certificate Owners. Multiple requests and
directions from, and votes of, the Depository as Holder of any Class of
Book-Entry Certificates with respect to any particular matter shall not be
deemed inconsistent if they are made with respect to different Certificate
Owners. The Trustee may establish a reasonable record date in connection with
solicitations of consents from or voting by Certificateholders and shall give
notice to the Depository of such record date.
If (i)(A) the Company advises the Trustee in writing that the Depository
is no longer willing or able to properly discharge its responsibilities as
Depository and (B) the Company is unable to locate a qualified successor or (ii)
the Company at its option advises the Trustee in writing that it elects to
terminate the book-entry system through the Depository, the Trustee shall notify
all Certificate Owners, through the Depository, of the occurrence of any such
event and of the availability of Definitive Certificates to Certificate Owners
requesting the same. Upon surrender to the Trustee of the Book-Entry
Certificates by the Depository, accompanied by registration instructions from
the Depository for registration of transfer, the Trustee shall issue the
Definitive Certificates. Neither the Company, the Master Servicer nor the
Trustee shall be liable for any actions taken by the Depository or its nominee,
including, without limitation, any delay in delivery of such instructions and
may conclusively rely on, and shall be protected in relying on, such
instructions.
<PAGE>
Upon the issuance of Definitive Certificates all references herein to
obligations imposed upon or to be performed by the Company in connection with
the issuance of the Definitive Certificates pursuant to this Section 5.01 shall
be deemed to be imposed upon and performed by the Trustee, and the Trustee and
the Master Servicer shall recognize the Holders of the Definitive Certificates
as Certificateholders hereunder.
(c) From time to time Residential Funding, as the initial Holder of the
Class A-V Certificates, may exchange such Holder's Class A-V Certificates for
Subclasses of Class A-V Certificates to be issued under this Agreement by
delivering a "Request for Exchange" substantially in the form attached hereto as
Exhibit Q executed by an authorized officer, which Subclasses, in the aggregate,
will represent the Uncertificated REMIC Regular Interests corresponding to the
Class A-V Certificates so surrendered for exchange. Any Subclass so issued shall
bear a numerical designation commencing with Class A-V-1 and continuing
sequentially thereafter, and will evidence ownership of the Uncertificated REMIC
Regular Interest or Interests specified in writing by such initial Holder to the
Trustee. The Trustee may conclusively, without any independent verification,
rely on, and shall be protected in relying on, Residential Funding's
determinations of the Uncertificated REMIC Regular Interests corresponding to
any Subclass, the initial Class A-V Subclass Notional Amount and the initial
Pass-Through Rate on a Subclass as set forth in such Request for Exchange and
the Trustee shall have no duty to determine if any Uncertificated REMIC Regular
Interest designated on a Request for Exchange corresponds to a Subclass which
has previously been issued. Each Subclass so issued shall be substantially in
the form set forth in Exhibit A and shall, on original issue, be executed and
delivered by the Trustee to the Certificate Registrar for authentication and
delivery in accordance with Section 5.01(a). Every Certificate presented or
surrendered for transfer or exchange by the initial Holder shall (if so required
by the Trustee or the Certificate Registrar) be duly endorsed by, or be
accompanied by a written instrument of transfer attached to such Certificate and
shall be completed to the satisfaction of the Trustee and the Certificate
Registrar duly executed by, the initial Holder thereof or his attorney duly
authorized in writing. The Certificates of any Subclass of Class A-V
Certificates may be transferred in whole, but not in part, in accordance with
the provisions of Section 5.02.
Section 5.02. Registration of Transfer and Exchange of Certificates.
(a) The Trustee shall cause to be kept at one of the offices or agencies
to be appointed by the Trustee in accordance with the provisions of Section 8.12
a Certificate Register in which, subject to such reasonable regulations as it
may prescribe, the Trustee shall provide for the registration of Certificates
and of transfers and exchanges of Certificates as herein provided. The Trustee
is initially appointed Certificate Registrar for the purpose of registering
Certificates and transfers and exchanges of Certificates as herein provided. The
Certificate Registrar, or the Trustee, shall provide the Master Servicer with a
certified list of Certificateholders as of each Record Date prior to the related
Determination Date.
(b) Upon surrender for registration of transfer of any Certificate at any
office or agency of the Trustee maintained for such purpose pursuant to Section
8.12 and, in the case of any Class M,
<PAGE>
Class B or Class R Certificate, upon satisfaction of the conditions set forth
below, and in the case of any other Certificate, the Trustee shall execute and
the Certificate Registrar shall authenticate and deliver, in the name of the
designated transferee or transferees, one or more new Certificates of a like
Class and aggregate Percentage Interest.
(c) At the option of the Certificateholders, Certificates may be exchanged
for other Certificates of authorized denominations of a like Class (or Subclass)
and aggregate Percentage Interest, upon surrender of the Certificates to be
exchanged at any such office or agency. Whenever any Certificates are so
surrendered for exchange the Trustee shall execute and the Certificate Registrar
shall authenticate and deliver the Certificates of such Class which the
Certificateholder making the exchange is entitled to receive. Every Certificate
presented or surrendered for transfer or exchange shall (if so required by the
Trustee or the Certificate Registrar) be duly endorsed by, or be accompanied by
a written instrument of transfer in form satisfactory to the Trustee and the
Certificate Registrar duly executed by, the Holder thereof or his attorney duly
authorized in writing.
(d) No transfer, sale, pledge or other disposition of a Class B
Certificate shall be made unless such transfer, sale, pledge or other
disposition is exempt from the registration requirements of the Securities Act
of 1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. Except as provided in Section 5.02(e), in the
event that a transfer of a Class B Certificate is to be made either (i)(A) the
Trustee shall require a written Opinion of Counsel acceptable to and in form and
substance satisfactory to the Trustee and the Company that such transfer may be
made pursuant to an exemption, describing the applicable exemption and the basis
therefor, from said Act and laws or is being made pursuant to said Act and laws,
which Opinion of Counsel shall not be an expense of the Trustee, the Company or
the Master Servicer (except that, if such transfer is made by the Company or the
Master Servicer or any Affiliate thereof, the Company or the Master Servicer
shall provide such Opinion of Counsel at their own expense); provided that such
Opinion of Counsel will not be required in connection with the initial transfer
of any such Certificate by the Company or any Affiliate thereof to the Company
or an Affiliate of the Company and (B) the Trustee shall require the transferee
to execute a representation letter, substantially in the form of Exhibit J-1
hereto, and the Trustee shall require the transferor to execute a representation
letter, substantially in the form of Exhibit K hereto, each acceptable to and in
form and substance satisfactory to the Company and the Trustee certifying to the
Company and the Trustee the facts surrounding such transfer, which
representation letters shall not be an expense of the Trustee, the Company or
the Master Servicer; provided, however, that such representation letters will
not be required in connection with any transfer of any such Certificate by the
Company or any Affiliate thereof to the Company or an Affiliate of the Company,
and the Trustee shall be entitled to conclusively rely upon a representation
(which, upon the request of the Trustee, shall be written representation) from
the Company, of the status of such transferee as an Affiliate of the Company or
(ii) the prospective transferee of such a Certificate shall be required to
provide the Trustee, the Company and the Master Servicer with an investment
letter substantially in the form of Exhibit L attached hereto (or such other
form as the Company in its sole discretion deems acceptable), which investment
letter shall not be an expense of the Trustee, the Company or the Master
Servicer, and which investment letter states that, among other things, such
transferee (A) is a "qualified
<PAGE>
institutional buyer" as defined under Rule 144A, acting for its own account or
the accounts of other "qualified institutional buyers" as defined under Rule
144A, and (B) is aware that the proposed transferor intends to rely on the
exemption from registration requirements under the Securities Act of 1933, as
amended, provided by Rule 144A. The Holder of any such Certificate desiring to
effect any such transfer, sale, pledge or other disposition shall, and does
hereby agree to, indemnify the Trustee, the Company, the Master Servicer and the
Certificate Registrar against any liability that may result if the transfer,
sale, pledge or other disposition is not so exempt or is not made in accordance
with such federal and state laws.
(e) In the case of any Class M, Class B or Class R Certificate presented
for registration in the name of any Person, either (i) the Trustee shall require
an Opinion of Counsel acceptable to and in form and substance satisfactory to
the Trustee, the Company and the Master Servicer to the effect that the purchase
or holding of such Class M, Class B or Class R Certificate is permissible under
applicable law, will not constitute or result in any non-exempt prohibited
transaction under Section 406 of ERISA or Section 4975 of the Code (or
comparable provisions of any subsequent enactments), and will not subject the
Trustee, the Company or the Master Servicer to any obligation or liability
(including obligations or liabilities under ERISA or Section 4975 of the Code)
in addition to those undertaken in this Agreement, which Opinion of Counsel
shall not be an expense of the Trustee, the Company or the Master Servicer or
(ii) the prospective transferee shall be required to provide the Trustee, the
Company and the Master Servicer with a certification to the effect set forth in
paragraph six of Exhibit J-1 (with respect to any Class B Certificate), Exhibit
J-2 (with respect to any Class M Certificate) or with a certification to the
effect set forth in paragraph fourteen of Exhibit I-1 (with respect to any Class
R Certificate), which the Trustee may rely upon without further inquiry or
investigation, or such other certifications as the Trustee may deem desirable or
necessary in order to establish that such transferee or the Person in whose name
such registration is requested either (a) is not an employee benefit plan or
other plan subject to the prohibited transaction provisions of ERISA or Section
4975 of the Code, or any Person (including an investment manager, a named
fiduciary or a trustee of any such plan) who is using "plan assets" of any such
plan to effect such acquisition (each, a "Plan Investor") or (b) in the case of
any Class M Certificate or Class B Certificate, the following conditions are
satisfied: (i) such Transferee is an insurance company, (ii) the source of funds
used to purchase or hold such Certificate (or interest therein) is an "insurance
company general account" (as defined in U.S. Department of Labor Prohibited
Transaction Class Exemption ("PTCE") 95-60, and (iii) the conditions set forth
in Sections I and III of PTCE 95-60 have been satisfied (each entity that
satisfies this clause (b), a "Complying Insurance Company").
(ii) Notwithstanding the foregoing, an Opinion of Counsel or
certification will not be required with respect to the transfer of any Class M
Certificate to a Depository, or for any subsequent transfer of a Class M
Certificate for so long as such Certificate is a Book-Entry Certificate (each
such class M Certificate a "Book-Entry Mezzanine Certificate"). Any Transferee
of a Book-Entry Mezzanine Certificate will be deemed to have represented by
virtue of its purchase or holding of such Certificate (or interest therein) that
either (a) such Transferee is not a Plan Investor or (b) such Transferee is a
"Complying Insurance Company").
<PAGE>
(iii) (A) If any Book-Entry Mezzanine Certificate (or any interest
therein) is acquired or held in violation of the provisions of Section (ii)
above, then the last preceding Transferee that either (i) is not a Plan Investor
or (ii) is a Complying Insurance Company shall be restored, to the extent
permitted by law, to all rights and obligations as Certificate Owner thereof
retroactive to the date of such Transfer of such Certificate. The Trustee shall
be under no liability to any Person for making any payments due on such
Certificate to such preceding Transferee.
(B) Any purported Certificate Owner whose acquisition or holding
of any Book-Entry Mezzanine Certificate (or interest therein) was effected in
violation of the restrictions in this Section 5.02(e) shall indemnify and hold
harmless the Company, the Trustee, the Master Servicer, any Subservicer, and the
Trust Fund from and against any and all liabilities, claims, costs or expenses
incurred by such parties as a result of such acquisition or holding.
(f) (i) Each Person who has or who acquires any Ownership Interest in a
Class R Certificate shall be deemed by the acceptance or acquisition of such
Ownership Interest to have agreed to be bound by the following provisions and to
have irrevocably authorized the Trustee or its designee under clause (iii)(A)
below to deliver payments to a Person other than such Person and to negotiate
the terms of any mandatory sale under clause (iii)(B) below and to execute all
instruments of transfer and to do all other things necessary in connection with
any such sale. The rights of each Person acquiring any Ownership Interest in a
Class R Certificate are expressly subject to the following provisions:
(A) Each Person holding or acquiring any Ownership Interest in a
Class R Certificate shall be a Permitted Transferee and shall promptly
notify the Trustee of any change or impending change in its status as a
Permitted Transferee.
(B) In connection with any proposed Transfer of any Ownership
Interest in a Class R Certificate, the Trustee shall require delivery to
it, and shall not register the Transfer of any Class R Certificate until
its receipt of, (I) an affidavit and agreement (a "Transfer Affidavit and
Agreement," in the form attached hereto as Exhibit I-1) from the proposed
Transferee, in form and substance satisfactory to the Master Servicer,
representing and warranting, among other things, that it is a Permitted
Transferee, that it is not acquiring its Ownership Interest in the Class R
Certificate that is the subject of the proposed Transfer as a nominee,
trustee or agent for any Person who is not a Permitted Transferee, that
for so long as it retains its Ownership Interest in a Class R Certificate,
it will endeavor to remain a Permitted Transferee, and that it has
reviewed the provisions of this Section 5.02(f) and agrees to be bound by
them, and (II) a certificate, in the form attached hereto as Exhibit I-2,
from the Holder wishing to transfer the Class R Certificate, in form and
substance satisfactory to the Master Servicer, representing and
warranting, among other things, that no purpose of the proposed Transfer
is to impede the assessment or collection of tax.
(C) Notwithstanding the delivery of a Transfer Affidavit and
Agreement by a proposed Transferee under clause (B) above, if a
Responsible Officer of the Trustee who is
<PAGE>
assigned to this Agreement has actual knowledge that the proposed
Transferee is not a Permitted Transferee, no Transfer of an Ownership
Interest in a Class R Certificate to such proposed Transferee shall be
effected.
(D) Each Person holding or acquiring any Ownership Interest in a
Class R Certificate shall agree (x) to require a Transfer Affidavit and
Agreement from any other Person to whom such Person attempts to transfer
its Ownership Interest in a Class R Certificate and (y) not to transfer
its Ownership Interest unless it provides a certificate to the Trustee in
the form attached hereto as Exhibit I-2.
(E) Each Person holding or acquiring an Ownership Interest in a
Class R Certificate, by purchasing an Ownership Interest in such
Certificate, agrees to give the Trustee written notice that it is a
"pass-through interest holder" within the meaning of Temporary Treasury
Regulation Section 1.67-3T(a)(2)(i)(A) immediately upon acquiring an
Ownership Interest in a Class R Certificate, if it is, or is holding an
Ownership Interest in a Class R Certificate on behalf of, a "pass-through
interest holder."
(ii) The Trustee will register the Transfer of any Class R Certificate
only if it shall have received the Transfer Affidavit and Agreement, a
certificate of the Holder requesting such transfer in the form attached hereto
as Exhibit I-2 and all of such other documents as shall have been reasonably
required by the Trustee as a condition to such registration. Transfers of the
Class R Certificates to Persons other than Permitted Transferees are prohibited.
(iii) (A) If any Person other than a Permitted Transferee shall become a
holder of a Class R Certificate, then the last preceding Permitted Transferee
shall be restored, to the extent permitted by law, to all rights and obligations
as Holder thereof retroactive to the date of registration of such Transfer of
such Class R Certificate. If a Non-United States Person shall become a holder of
a Class R Certificate, then the last preceding United States Person shall be
restored, to the extent permitted by law, to all rights and obligations as
Holder thereof retroactive to the date of registration of such Transfer of such
Class R Certificate. If a transfer of a Class R Certificate is disregarded
pursuant to the provisions of Treasury Regulation Section 1.860E-1 or Section
1.860G-3, then the last preceding Permitted Transferee shall be restored, to the
extent permitted by law, to all rights and obligations as Holder thereof
retroactive to the date of registration of such Transfer of such Class R
Certificate. The Trustee shall be under no liability to any Person for any
registration of Transfer of a Class R Certificate that is in fact not permitted
by this Section 5.02(f) or for making any payments due on such Certificate to
the holder thereof or for taking any other action with respect to such holder
under the provisions of this Agreement.
(B) If any purported Transferee shall become a Holder of a Class R
Certificate in violation of the restrictions in this Section 5.02(f) and to the
extent that the retroactive restoration of the rights of the Holder of such
Class R Certificate as described in clause (iii)(A) above shall be invalid,
illegal or unenforceable, then the Master Servicer shall have the right, without
notice to the holder or any prior holder of such Class R Certificate, to sell
such Class R Certificate to a purchaser
<PAGE>
selected by the Master Servicer on such terms as the Master Servicer may choose.
Such purported Transferee shall promptly endorse and deliver each Class R
Certificate in accordance with the instructions of the Master Servicer. Such
purchaser may be the Master Servicer itself or any Affiliate of the Master
Servicer. The proceeds of such sale, net of the commissions (which may include
commissions payable to the Master Servicer or its Affiliates), expenses and
taxes due, if any, will be remitted by the Master Servicer to such purported
Transferee. The terms and conditions of any sale under this clause (iii)(B)
shall be determined in the sole discretion of the Master Servicer, and the
Master Servicer shall not be liable to any Person having an Ownership Interest
in a Class R Certificate as a result of its exercise of such discretion.
(iv) The Master Servicer, on behalf of the Trustee, shall make available,
upon written request from the Trustee, all information necessary to compute any
tax imposed (A) as a result of the Transfer of an Ownership Interest in a Class
R Certificate to any Person who is a Disqualified Organization, including the
information regarding "excess inclusions" of such Class R Certificates required
to be provided to the Internal Revenue Service and certain Persons as described
in Treasury Regulations Sections 1.860D-1(b)(5) and 1.860E-2(a)(5), and (B) as a
result of any regulated investment company, real estate investment trust, common
trust fund, partnership, trust, estate or organization described in Section 1381
of the Code that holds an Ownership Interest in a Class R Certificate having as
among its record holders at any time any Person who is a Disqualified
Organization. Reasonable compensation for providing such information may be
required by the Master Servicer from such Person.
(v) The provisions of this Section 5.02(f) set forth prior to this clause
(v) may be modified, added to or eliminated, provided that there shall have been
delivered to the Trustee the following:
(A) written notification from each Rating Agency to the effect
that the modification, addition to or elimination of such provisions will
not cause such Rating Agency to downgrade its then-current ratings, if
any, of any Class of the Class A, Class M, Class B or Class R Certificates
below the lower of the then-current rating or the rating assigned to such
Certificates as of the Closing Date by such Rating Agency; and
(B) subject to Section 10.01(f), a certificate of the Master
Servicer stating that the Master Servicer has received an Opinion of
Counsel), in form and substance satisfactory to the Master Servicer, to
the effect that such modification, addition to or absence of such
provisions will not cause the Trust Fund to cease to qualify as a REMIC
and will not cause (x) the Trust Fund to be subject to an entity-level tax
caused by the Transfer of any Class R Certificate to a Person that is not
a Permitted Transferee or (y) a Certificateholder or another Person to be
subject to a REMIC-related tax caused by the Transfer of a Class R
Certificate to a Person that is not a Permitted Transferee.
<PAGE>
(g) No service charge shall be made for any transfer or exchange of
Certificates of any Class, but the Trustee may require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.
(h) All Certificates surrendered for transfer and exchange shall be
destroyed by the Certificate Registrar.
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.
If (i) any mutilated Certificate is surrendered to the Certificate
Registrar, or the Trustee and the Certificate Registrar receive evidence to
their satisfaction of the destruction, loss or theft of any Certificate, and
(ii) there is delivered to the Trustee and the Certificate Registrar such
security or indemnity as may be required by them to save each of them harmless,
then, in the absence of notice to the Trustee or the Certificate Registrar that
such Certificate has been acquired by a bona fide purchaser, the Trustee shall
execute and the Certificate Registrar shall authenticate and deliver, in
exchange for or in lieu of any such mutilated, destroyed, lost or stolen
Certificate, a new Certificate of like tenor, Class and Percentage Interest but
bearing a number not contemporaneously outstanding. Upon the issuance of any new
Certificate under this Section, the Trustee may require the payment of a sum
sufficient to cover any tax or other governmental charge that may be imposed in
relation thereto and any other expenses (including the fees and expenses of the
Trustee and the Certificate Registrar) connected therewith. Any duplicate
Certificate issued pursuant to this Section shall constitute complete and
indefeasible evidence of ownership in the Trust Fund, as if originally issued,
whether or not the lost, stolen or destroyed Certificate shall be found at any
time.
Section 5.04. Persons Deemed Owners.
Prior to due presentation of a Certificate for registration of transfer,
the Company, the Master Servicer, the Trustee, the Certificate Registrar and any
agent of the Company, the Master Servicer, the Trustee or the Certificate
Registrar may treat the Person in whose name any Certificate is registered as
the owner of such Certificate for the purpose of receiving distributions
pursuant to Section 4.02 and for all other purposes whatsoever, and neither the
Company, the Master Servicer, the Trustee, the Certificate Registrar nor any
agent of the Company, the Master Servicer, the Trustee or the Certificate
Registrar shall be affected by notice to the contrary except as provided in
Section 5.02(f).
Section 5.05. Appointment of Paying Agent.
The Trustee may appoint a Paying Agent for the purpose of making
distributions to the Certificateholders pursuant to Section 4.02. In the event
of any such appointment, on or prior to each Distribution Date the Master
Servicer on behalf of the Trustee shall deposit or cause to be deposited with
the Paying Agent a sum sufficient to make the payments to the Certificateholders
in the amounts and in the manner provided for in Section 4.02, such sum to be
held in trust for the benefit of the Certificateholders.
<PAGE>
The Trustee shall cause each Paying Agent to execute and deliver to the
Trustee an instrument in which such Paying Agent shall agree with the Trustee
that such Paying Agent will hold all sums held by it for the payment to the
Certificateholders in trust for the benefit of the Certificateholders entitled
thereto until such sums shall be paid to such Certificateholders. Any sums so
held by such Paying Agent shall be held only in Eligible Accounts to the extent
such sums are not distributed to the Certificateholders on the date of receipt
by such Paying Agent.
Section 5.06. Optional Purchase of Certificates.
(a) On any Distribution Date on which the Pool Stated Principal Balance is
less than ten percent of the Cut-off Date Principal Balance of the Mortgage
Loans, either the Master Servicer or the Company shall have the right, at its
option, to purchase the Certificates in whole, but not in part, at a price equal
to the sum of the outstanding Certificate Principal Balance of such Certificates
plus the sum of one month's Accrued Certificate Interest thereon and any
previously unpaid Accrued Certificate Interest.
(b) The Master Servicer or the Company, as applicable, shall give the
Trustee not less than 60 days' prior notice of the Distribution Date on which
the Master Servicer or the Company, as applicable, anticipates that it will
purchase the Certificates pursuant to Section 5.06(a). Notice of any such
purchase, specifying the Distribution Date upon which the Holders may surrender
their Certificates to the Trustee for payment in accordance with this Section
5.06, shall be given promptly by the Master Servicer or the Company, as
applicable, by letter to Certificateholders (with a copy to the Certificate
Registrar and each Rating Agency) mailed not earlier than the 15th day and not
later than the 25th day of the month next preceding the month of such final
distribution, specifying:
(i) the Distribution Date upon which purchase of the Certificates
is anticipated to be made upon presentation and surrender of such
Certificates at the office or agency of the Trustee therein designated,
(ii) the purchase price therefor, if known, and
(iii) that the Record Date otherwise applicable to such
Distribution Date is not applicable, payments being made only upon
presentation and surrender of the Certificates at the office or agency of
the Trustee therein specified.
If either the Master Servicer or the Company gives the notice specified above,
the Master Servicer or the Company, as applicable, shall deposit in the
Certificate Account before the Distribution Date on which the purchase pursuant
to Section 5.06(a) is to be made, in immediately available funds, an amount
equal to the purchase price for the Certificates computed as provided above.
(c) Upon presentation and surrender of the Certificates to be purchased
pursuant to Section 5.06(a) by the Holders thereof, the Trustee shall distribute
to such Holders an amount equal to the outstanding Certificate Principal Balance
thereof plus the sum of one month's Accrued
<PAGE>
Certificate Interest thereon and any previously unpaid Accrued Certificate
Interest with respect thereto.
(d) In the event that any Certificateholders do not surrender their
Certificates on or before the Distribution Date on which a purchase pursuant to
this Section 5.06 is to be made, the Trustee shall on such date cause all funds
in the Certificate Account deposited therein by the Master Servicer or the
Company, as applicable, pursuant to Section 5.06(b) to be withdrawn therefrom
and deposited in a separate escrow account for the benefit of such
Certificateholders, and the Master Servicer or the Company, as applicable, shall
give a second written notice to such Certificateholders to surrender their
Certificates for payment of the purchase price therefor. If within six months
after the second notice any Certificate shall not have been surrendered for
cancellation, the Trustee shall take appropriate steps as directed by the Master
Servicer or the Company, as applicable, to contact the Holders of such
Certificates concerning surrender of their Certificates. The costs and expenses
of maintaining the escrow account and of contacting Certificateholders shall be
paid out of the assets which remain in the escrow account. If within nine months
after the second notice any Certificates shall not have been surrendered for
cancellation in accordance with this Section 5.06, the Trustee shall pay to the
Master Servicer or the Company, as applicable, all amounts distributable to the
Holders thereof and the Master Servicer or the Company, as applicable, shall
thereafter hold such amounts until distributed to such Holders. No interest
shall accrue or be payable to any Certificateholder on any amount held in the
escrow account or by the Master Servicer or the Company, as applicable, as a
result of such Certificateholder's failure to surrender its Certificate(s) for
payment in accordance with this Section 5.06. Any Certificate that is not
surrendered on the Distribution Date on which a purchase pursuant to this
Section 5.06 occurs as provided above will be deemed to have been purchased and
the Holder as of such date will have no rights with respect thereto except to
receive the purchase price therefor minus any costs and expenses associated with
such escrow account and notices allocated thereto. Any Certificates so purchased
or deemed to have been purchased on such Distribution Date shall remain
outstanding hereunder. The Master Servicer or the Company, as applicable, shall
be for all purposes the Holder thereof as of such date.
<PAGE>
ARTICLE VI
THE COMPANY AND THE MASTER SERVICER
Section 6.01. Respective Liabilities of the Company and the Master
Servicer.
The Company and the Master Servicer shall each be liable in accordance
herewith only to the extent of the obligations specifically and respectively
imposed upon and undertaken by the Company and the Master Servicer herein. By
way of illustration and not limitation, the Company is not liable for the
servicing and administration of the Mortgage Loans, nor is it obligated by
Section 7.01 or Section 10.01 to assume any obligations of the Master Servicer
or to appoint a designee to assume such obligations, nor is it liable for any
other obligation hereunder that it may, but is not obligated to, assume unless
it elects to assume such obligation in accordance herewith.
Section 6.02. Merger or Consolidation of the Company or the Master
Servicer; Assignment of Rights and Delegation of Duties by
Master Servicer.
(a) The Company and the Master Servicer will each keep in full effect its
existence, rights and franchises as a corporation under the laws of the state of
its incorporation, and will each obtain and preserve its qualification to do
business as a foreign corporation in each jurisdiction in which such
qualification is or shall be necessary to protect the validity and
enforceability of this Agreement, the Certificates or any of the Mortgage Loans
and to perform its respective duties under this Agreement.
(b) Any Person into which the Company or the Master Servicer may be merged
or consolidated, or any corporation resulting from any merger or consolidation
to which the Company or the Master Servicer shall be a party, or any Person
succeeding to the business of the Company or the Master Servicer, shall be the
successor of the Company or the Master Servicer, as the case may be, hereunder,
without the execution or filing of any paper or any further act on the part of
any of the parties hereto, anything herein to the contrary notwithstanding;
provided, however, that the successor or surviving Person to the Master Servicer
shall be qualified to service mortgage loans on behalf of FNMA or FHLMC; and
provided further that each Rating Agency's ratings, if any, of the Class A,
Class M, Class B or Class R Certificates in effect immediately prior to such
merger or consolidation will not be qualified, reduced or withdrawn as a result
thereof (as evidenced by a letter to such effect from each Rating Agency).
(c) Notwithstanding anything else in this Section 6.02 and Section 6.04 to
the contrary, the Master Servicer may assign its rights and delegate its duties
and obligations under this Agreement; provided that the Person accepting such
assignment or delegation shall be a Person which is qualified to service
mortgage loans on behalf of FNMA or FHLMC, is reasonably satisfactory to the
Trustee and the Company, is willing to service the Mortgage Loans and executes
and delivers to the Company and the Trustee an agreement, in form and substance
reasonably satisfactory to the Company and the Trustee, which contains an
assumption by such Person of the
<PAGE>
due and punctual performance and observance of each covenant and condition to be
performed or observed by the Master Servicer under this Agreement; provided
further that each Rating Agency's rating of the Classes of Certificates that
have been rated in effect immediately prior to such assignment and delegation
will not be qualified, reduced or withdrawn as a result of such assignment and
delegation (as evidenced by a letter to such effect from each Rating Agency). In
the case of any such assignment and delegation, the Master Servicer shall be
released from its obligations under this Agreement, except that the Master
Servicer shall remain liable for all liabilities and obligations incurred by it
as Master Servicer hereunder prior to the satisfaction of the conditions to such
assignment and delegation set forth in the next preceding sentence.
Section 6.03. Limitation on Liability of the Company, the Master Servicer
and Others.
Neither the Company, the Master Servicer nor any of the directors,
officers, employees or agents of the Company or the Master Servicer shall be
under any liability to the Trust Fund or the Certificateholders for any action
taken or for refraining from the taking of any action in good faith pursuant to
this Agreement, or for errors in judgment; provided, however, that this
provision shall not protect the Company, the Master Servicer or any such Person
against any breach of warranties or representations made herein or any liability
which would otherwise be imposed by reason of willful misfeasance, bad faith or
gross negligence in the performance of duties or by reason of reckless disregard
of obligations and duties hereunder. The Company, the Master Servicer and any
director, officer, employee or agent of the Company or the Master Servicer may
rely in good faith on any document of any kind prima facie properly executed and
submitted by any Person respecting any matters arising hereunder. The Company,
the Master Servicer and any director, officer, employee or agent of the Company
or the Master Servicer shall be indemnified by the Trust Fund and held harmless
against any loss, liability or expense incurred in connection with any legal
action relating to this Agreement or the Certificates, other than any loss,
liability or expense related to any specific Mortgage Loan or Mortgage Loans
(except as any such loss, liability or expense shall be otherwise reimbursable
pursuant to this Agreement) and any loss, liability or expense incurred by
reason of willful misfeasance, bad faith or gross negligence in the performance
of duties hereunder or by reason of reckless disregard of obligations and duties
hereunder.
Neither the Company nor the Master Servicer shall be under any obligation
to appear in, prosecute or defend any legal or administrative action,
proceeding, hearing or examination that is not incidental to its respective
duties under this Agreement and which in its opinion may involve it in any
expense or liability; provided, however, that the Company or the Master Servicer
may in its discretion undertake any such action, proceeding, hearing or
examination that it may deem necessary or desirable in respect to this Agreement
and the rights and duties of the parties hereto and the interests of the
Certificateholders hereunder. In such event, the legal expenses and costs of
such action, proceeding, hearing or examination and any liability resulting
therefrom shall be expenses, costs and liabilities of the Trust Fund, and the
Company and the Master Servicer shall be entitled to be reimbursed therefor out
of amounts attributable to the Mortgage Loans on deposit in the Custodial
Account as provided by Section 3.10 and, on the Distribution Date(s) following
such reimbursement, the aggregate of such expenses and costs shall be allocated
in reduction of the Accrued Certificate
<PAGE>
Interest on each Class entitled thereto in the same manner as if such expenses
and costs constituted a Prepayment Interest Shortfall.
Section 6.04. Company and Master Servicer Not to Resign.
Subject to the provisions of Section 6.02, neither the Company nor the
Master Servicer shall resign from its respective obligations and duties hereby
imposed on it except upon determination that its duties hereunder are no longer
permissible under applicable law. Any such determination permitting the
resignation of the Company or the Master Servicer shall be evidenced by an
Opinion of Counsel to such effect delivered to the Trustee. No such resignation
by the Master Servicer shall become effective until the Trustee or a successor
servicer shall have assumed the Master Servicer's responsibilities and
obligations in accordance with Section 7.02.
<PAGE>
ARTICLE VII
DEFAULT
Section 7.01. Events of Default.
Event of Default, wherever used herein, means any one of the following
events (whatever reason for such Event of Default and whether it shall be
voluntary or involuntary or be effected by operation of law or pursuant to any
judgment, decree or order of any court or any order, rule or regulation of any
administrative or governmental body):
(i) the Master Servicer shall fail to distribute or cause to be
distributed to the Holders of Certificates of any Class any distribution
required to be made under the terms of the Certificates of such Class and
this Agreement and, in either case, such failure shall continue unremedied
for a period of 5 days after the date upon which written notice of such
failure, requiring such failure to be remedied, shall have been given to
the Master Servicer by the Trustee or the Company or to the Master
Servicer, the Company and the Trustee by the Holders of Certificates of
such Class evidencing Percentage Interests aggregating not less than 25%;
or
(ii) the Master Servicer shall fail to observe or perform in any
material respect any other of the covenants or agreements on the part of
the Master Servicer contained in the Certificates of any Class or in this
Agreement and such failure shall continue unremedied for a period of 30
days (except that such number of days shall be 15 in the case of a failure
to pay the premium for any Required Insurance Policy) after the date on
which written notice of such failure, requiring the same to be remedied,
shall have been given to the Master Servicer by the Trustee or the
Company, or to the Master Servicer, the Company and the Trustee by the
Holders of Certificates of any Class evidencing, in the case of any such
Class, Percentage Interests aggregating not less than 25%; or
(iii) a decree or order of a court or agency or supervisory
authority having jurisdiction in the premises in an involuntary case under
any present or future federal or state bankruptcy, insolvency or similar
law or appointing a conservator or receiver or liquidator in any
insolvency, readjustment of debt, marshalling of assets and liabilities or
similar proceedings, or for the winding-up or liquidation of its affairs,
shall have been entered against the Master Servicer and such decree or
order shall have remained in force undischarged or unstayed for a period
of 60 days; or
(iv) the Master Servicer shall consent to the appointment of a
conservator or receiver or liquidator in any insolvency, readjustment of
debt, marshalling of assets and liabilities, or similar proceedings of, or
relating to, the Master Servicer or of, or relating to, all or
substantially all of the property of the Master Servicer; or
<PAGE>
(v) the Master Servicer shall admit in writing its inability to
pay its debts generally as they become due, file a petition to take
advantage of, or commence a voluntary case under, any applicable
insolvency or reorganization statute, make an assignment for the benefit
of its creditors, or voluntarily suspend payment of its obligations; or
(vi) the Master Servicer shall notify the Trustee pursuant to
Section 4.04(b) that it is unable to deposit in the Certificate Account an
amount equal to the Advance.
If an Event of Default described in clauses (i)-(v) of this Section shall
occur, then, and in each and every such case, so long as such Event of Default
shall not have been remedied, either the Company or the Trustee may, and at the
direction of Holders of Certificates entitled to at least 51% of the Voting
Rights, the Trustee shall, by notice in writing to the Master Servicer (and to
the Company if given by the Trustee or to the Trustee if given by the Company),
terminate all of the rights and obligations of the Master Servicer under this
Agreement and in and to the Mortgage Loans and the proceeds thereof, other than
its rights as a Certificateholder hereunder. If an Event of Default described in
clause (vi) hereof shall occur, the Trustee shall, by notice to the Master
Servicer and the Company, immediately terminate all of the rights and
obligations of the Master Servicer under this Agreement and in and to the
Mortgage Loans and the proceeds thereof, other than its rights as a
Certificateholder hereunder as provided in Section 4.04(b). On or after the
receipt by the Master Servicer of such written notice, all authority and power
of the Master Servicer under this Agreement, whether with respect to the
Certificates (other than as a Holder thereof) or the Mortgage Loans or
otherwise, shall subject to Section 7.02 pass to and be vested in the Trustee or
the Trustee's designee appointed pursuant to Section 7.02; and, without
limitation, the Trustee is hereby authorized and empowered to execute and
deliver, on behalf of the Master Servicer, as attorney-in-fact or otherwise, any
and all documents and other instruments, and to do or accomplish all other acts
or things necessary or appropriate to effect the purposes of such notice of
termination, whether to complete the transfer and endorsement or assignment of
the Mortgage Loans and related documents, or otherwise. The Master Servicer
agrees to cooperate with the Trustee in effecting the termination of the Master
Servicer's responsibilities and rights hereunder, including, without limitation,
the transfer to the Trustee or its designee for administration by it of all cash
amounts which shall at the time be credited to the Custodial Account or the
Certificate Account or thereafter be received with respect to the Mortgage
Loans. No such termination shall release the Master Servicer for any liability
that it would otherwise have hereunder for any act or omission prior to the
effective time of such termination.
Notwithstanding any termination of the activities of Residential Funding
in its capacity as Master Servicer hereunder, Residential Funding shall be
entitled to receive, out of any late collection of a Monthly Payment on a
Mortgage Loan which was due prior to the notice terminating Residential
Funding's rights and obligations as Master Servicer hereunder and received after
such notice, that portion to which Residential Funding would have been entitled
pursuant to Sections 3.10(a)(ii), (vi) and (vii) as well as its Servicing Fee in
respect thereof, and any other amounts payable to Residential Funding hereunder
the entitlement to which arose prior to the termination of its activities
hereunder.
<PAGE>
Upon the termination of Residential Funding as Master Servicer hereunder the
Company shall deliver to the Trustee a copy of the Program Guide.
Section 7.02. Trustee or Company to Act; Appointment of Successor.
On and after the time the Master Servicer receives a notice of termination
pursuant to Section 7.01 or resigns in accordance with Section 6.04, the Trustee
or, upon notice to the Company and with the Company's consent (which shall not
be unreasonably withheld) a designee (which meets the standards set forth below)
of the Trustee, shall be the successor in all respects to the Master Servicer in
its capacity as servicer under this Agreement and the transactions set forth or
provided for herein and shall be subject to all the responsibilities, duties and
liabilities relating thereto placed on the Master Servicer (except for the
responsibilities, duties and liabilities contained in Sections 2.02 and 2.03(a),
excluding the duty to notify related Subservicers or Sellers as set forth in
such Sections, and its obligations to deposit amounts in respect of losses
incurred prior to such notice or termination on the investment of funds in the
Custodial Account or the Certificate Account pursuant to Sections 3.07(c) and
4.01(b) by the terms and provisions hereof); provided, however, that any failure
to perform such duties or responsibilities caused by the preceding Master
Servicer's failure to provide information required by Section 4.04 shall not be
considered a default by the Trustee hereunder. As compensation therefor, the
Trustee shall be entitled to all funds relating to the Mortgage Loans which the
Master Servicer would have been entitled to charge to the Custodial Account or
the Certificate Account if the Master Servicer had continued to act hereunder
and, in addition, shall be entitled to the income from any Permitted Investments
made with amounts attributable to the Mortgage Loans held in the Custodial
Account or the Certificate Account. If the Trustee has become the successor to
the Master Servicer in accordance with Section 6.04 or Section 7.01, then
notwithstanding the above, the Trustee may, if it shall be unwilling to so act,
or shall, if it is unable to so act, appoint, or petition a court of competent
jurisdiction to appoint, any established housing and home finance institution,
which is also a FNMA- or FHLMC-approved mortgage servicing institution, having a
net worth of not less than $10,000,000 as the successor to the Master Servicer
hereunder in the assumption of all or any part of the responsibilities, duties
or liabilities of the Master Servicer hereunder. Pending appointment of a
successor to the Master Servicer hereunder, the Trustee shall become successor
to the Master Servicer and shall act in such capacity as hereinabove provided.
In connection with such appointment and assumption, the Trustee may make such
arrangements for the compensation of such successor out of payments on Mortgage
Loans as it and such successor shall agree; provided, however, that no such
compensation shall be in excess of that permitted the initial Master Servicer
hereunder. The Company, the Trustee, the Custodian and such successor shall take
such action, consistent with this Agreement, as shall be necessary to effectuate
any such succession. The Servicing Fee for any successor Master Servicer
appointed pursuant to this Section 7.02 will be lowered with respect to those
Mortgage Loans, if any, where the Subservicing Fee accrues at a rate of less
than 0.20% per annum in the event that the successor Master Servicer is not
servicing such Mortgage Loans directly and it is necessary to raise the related
Subservicing Fee to a rate of 0.20% per annum in order to hire a Subservicer
with respect to such Mortgage Loans.
<PAGE>
Section 7.03. Notification to Certificateholders
(a) Upon any such termination or appointment of a successor to the Master
Servicer, the Trustee shall give prompt written notice thereof to the
Certificateholders at their respective addresses appearing in the Certificate
Register.
(b) Within 60 days after the occurrence of any Event of Default, the
Trustee shall transmit by mail to all Holders of Certificates notice of each
such Event of Default hereunder known to the Trustee, unless such Event of
Default shall have been cured or waived.
Section 7.04. Waiver of Events of Default.
The Holders representing at least 66% of the Voting Rights affected by a
default or Event of Default hereunder may waive such default or Event of
Default; provided, however, that (a) a default or Event of Default under clause
(i) of Section 7.01 may be waived only by all of the Holders of Certificates
affected by such default or Event of Default and (b) no waiver pursuant to this
Section 7.04 shall affect the Holders of Certificates in the manner set forth in
Section 12.01(b)(i), (ii) or (iii). Upon any such waiver of a default or Event
of Default by the Holders representing the requisite percentage of Voting Rights
affected by such default or Event of Default, such default or Event of Default
shall cease to exist and shall be deemed to have been remedied for every purpose
hereunder. No such waiver shall extend to any subsequent or other default or
Event of Default or impair any right consequent thereon except to the extent
expressly so waived.
<PAGE>
ARTICLE VIII
CONCERNING THE TRUSTEE
Section 8.01. Duties of Trustee.
(a) The Trustee, prior to the occurrence of an Event of Default and after
the curing of all Events of Default which may have occurred, undertakes to
perform such duties and only such duties as are specifically set forth in this
Agreement. In case an Event of Default has occurred (which has not been cured or
waived), the Trustee shall exercise such of the rights and powers vested in it
by this Agreement, and use the same degree of care and skill in their exercise
as a prudent investor would exercise or use under the circumstances in the
conduct of such investor's own affairs.
(b) The Trustee, upon receipt of all resolutions, certificates,
statements, opinions, reports, documents, orders or other instruments furnished
to the Trustee which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they
conform to the requirements of this Agreement. The Trustee shall notify the
Certificateholders of any such documents which do not materially conform to the
requirements of this Agreement in the event that the Trustee, after so
requesting, does not receive satisfactorily corrected documents.
The Trustee shall forward or cause to be forwarded in a timely fashion the
notices, reports and statements required to be forwarded by the Trustee pursuant
to Sections 4.03, 4.06, 7.03 and 10.01. The Trustee shall furnish in a timely
fashion to the Master Servicer such information as the Master Servicer may
reasonably request from time to time for the Master Servicer to fulfill its
duties as set forth in this Agreement. The Trustee covenants and agrees that it
shall perform its obligations hereunder in a manner so as to maintain the status
of the Trust Fund as a REMIC under the REMIC Provisions and (subject to Section
10.01(f)) to prevent the imposition of any federal, state or local income,
prohibited transaction, contribution or other tax on the Trust Fund to the
extent that maintaining such status and avoiding such taxes are reasonably
within the control of the Trustee and are reasonably within the scope of its
duties under this Agreement.
(c) No provision of this Agreement shall be construed to relieve the
Trustee from liability for its own negligent action, its own negligent failure
to act or its own willful misconduct; provided, however, that:
(i) Prior to the occurrence of an Event of Default, and after the
curing or waiver of all such Events of Default which may have occurred,
the duties and obligations of the Trustee shall be determined solely by
the express provisions of this Agreement, the Trustee shall not be liable
except for the performance of such duties and obligations as are
specifically set forth in this Agreement, no implied covenants or
obligations shall be read into this Agreement against the Trustee and, in
the absence of bad faith on the part of the Trustee, the Trustee may
conclusively rely, as to the truth of the statements and the
<PAGE>
correctness of the opinions expressed therein, upon any certificates or
opinions furnished to the Trustee by the Company or the Master Servicer
and which on their face, do not contradict the requirements of this
Agreement;
(ii) The Trustee shall not be personally liable for an error of
judgment made in good faith by a Responsible Officer or Responsible
Officers of the Trustee, unless it shall be proved that the Trustee was
negligent in ascertaining the pertinent facts;
(iii) The Trustee shall not be personally liable with respect to
any action taken, suffered or omitted to be taken by it in good faith in
accordance with the direction of Certificateholders of any Class holding
Certificates which evidence, as to such Class, Percentage Interests
aggregating not less than 25% as to the time, method and place of
conducting any proceeding for any remedy available to the Trustee, or
exercising any trust or power conferred upon the Trustee, under this
Agreement;
(iv) The Trustee shall not be charged with knowledge of any
default (other than a default in payment to the Trustee) specified in
clauses (i) and (ii) of Section 7.01 or an Event of Default under clauses
(iii), (iv) and (v) of Section 7.01 unless a Responsible Officer of the
Trustee assigned to and working in the Corporate Trust Office obtains
actual knowledge of such failure or event or the Trustee receives written
notice of such failure or event at its Corporate Trust Office from the
Master Servicer, the Company or any Certificateholder; and
(v) Except to the extent provided in Section 7.02, no provision in
this Agreement shall require the Trustee to expend or risk its own funds
(including, without limitation, the making of any Advance) or otherwise
incur any personal financial liability in the performance of any of its
duties as Trustee hereunder, or in the exercise of any of its rights or
powers, if the Trustee shall have reasonable grounds for believing that
repayment of funds or adequate indemnity against such risk or liability is
not reasonably assured to it.
(d) The Trustee shall timely pay, from its own funds, the amount of any
and all federal, state and local taxes imposed on the Trust Fund or its assets
or transactions including, without limitation, (A) "prohibited transaction"
penalty taxes as defined in Section 860F of the Code, if, when and as the same
shall be due and payable, (B) any tax on contributions to a REMIC after the
Closing Date imposed by Section 860G(d) of the Code and (C) any tax on "net
income from foreclosure property" as defined in Section 860G(c) of the Code, but
only if such taxes arise out of a breach by the Trustee of its obligations
hereunder, which breach constitutes negligence or willful misconduct of the
Trustee.
<PAGE>
Section 8.02. Certain Matters Affecting the Trustee.
(a) Except as otherwise provided in Section 8.01:
(i) The Trustee may rely and shall be protected in acting or
refraining from acting upon any resolution, Officers' Certificate,
certificate of auditors or any other certificate, statement, instrument,
opinion, report, notice, request, consent, order, appraisal, bond or other
paper or document believed by it to be genuine and to have been signed or
presented by the proper party or parties;
(ii) The Trustee may consult with counsel and any Opinion of
Counsel shall be full and complete authorization and protection in respect
of any action taken or suffered or omitted by it hereunder in good faith
and in accordance with such Opinion of Counsel;
(iii) The Trustee shall be under no obligation to exercise any of
the trusts or powers vested in it by this Agreement or to institute,
conduct or defend any litigation hereunder or in relation hereto at the
request, order or direction of any of the Certificateholders pursuant to
the provisions of this Agreement, unless such Certificateholders shall
have offered to the Trustee reasonable security or indemnity against the
costs, expenses and liabilities which may be incurred therein or thereby;
nothing contained herein shall, however, relieve the Trustee of the
obligation, upon the occurrence of an Event of Default (which has not been
cured), to exercise such of the rights and powers vested in it by this
Agreement, and to use the same degree of care and skill in their exercise
as a prudent investor would exercise or use under the circumstances in the
conduct of such investor's own affairs;
(iv) The Trustee shall not be personally liable for any action
taken, suffered or omitted by it in good faith and believed by it to be
authorized or within the discretion or rights or powers conferred upon it
by this Agreement;
(v) Prior to the occurrence of an Event of Default hereunder and
after the curing of all Events of Default which may have occurred, the
Trustee shall not be bound to make any investigation into the facts or
matters stated in any resolution, certificate, statement, instrument,
opinion, report, notice, request, consent, order, approval, bond or other
paper or document, unless requested in writing so to do by Holders of
Certificates of any Class evidencing, as to such Class, Percentage
Interests, aggregating not less than 50%; provided, however, that if the
payment within a reasonable time to the Trustee of the costs, expenses or
liabilities likely to be incurred by it in the making of such
investigation is, in the opinion of the Trustee, not reasonably assured to
the Trustee by the security afforded to it by the terms of this Agreement,
the Trustee may require reasonable indemnity against such expense or
liability as a condition to so proceeding. The reasonable expense of every
such examination shall be paid by the Master Servicer, if an Event of
Default shall have occurred and is continuing, and otherwise by the
Certificateholder requesting the investigation;
<PAGE>
(vi) The Trustee may execute any of the trusts or powers hereunder
or perform any duties hereunder either directly or by or through agents or
attorneys; and
(vii) To the extent authorized under the Code and the regulations
promulgated thereunder, each Holder of a Class R Certificate hereby
irrevocably appoints and authorizes the Trustee to be its attorney-in-fact
for purposes of signing any Tax Returns required to be filed on behalf of
the Trust Fund. The Trustee shall sign on behalf of the Trust Fund and
deliver to the Master Servicer in a timely manner any Tax Returns prepared
by or on behalf of the Master Servicer that the Trustee is required to
sign as determined by the Master Servicer pursuant to applicable federal,
state or local tax laws, provided that the Master Servicer shall indemnify
the Trustee for signing any such Tax Returns that contain errors or
omissions.
(b) Following the issuance of the Certificates, the Trustee shall not
accept any contribution of assets to the Trust Fund unless (subject to Section
10.01(f)) it shall have obtained or been furnished with an Opinion of Counsel to
the effect that such contribution will not (i) cause the Trust Fund to fail to
qualify as a REMIC at any time that any Certificates are outstanding or (ii)
cause the Trust Fund to be subject to any federal tax as a result of such
contribution (including the imposition of any federal tax on "prohibited
transactions" imposed under Section 860F(a) of the Code).
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans.
The recitals contained herein and in the Certificates (other than the
execution of the Certificates and relating to the acceptance and receipt of the
Mortgage Loans) shall be taken as the statements of the Company or the Master
Servicer as the case may be, and the Trustee assumes no responsibility for their
correctness. The Trustee makes no representations as to the validity or
sufficiency of this Agreement or of the Certificates (except that the
Certificates shall be duly and validly executed and authenticated by it as
Certificate Registrar) or of any Mortgage Loan or related document. Except as
otherwise provided herein, the Trustee shall not be accountable for the use or
application by the Company or the Master Servicer of any of the Certificates or
of the proceeds of such Certificates, or for the use or application of any funds
paid to the Company or the Master Servicer in respect of the Mortgage Loans or
deposited in or withdrawn from the Custodial Account or the Certificate Account
by the Company or the Master Servicer.
Section 8.04. Trustee May Own Certificates.
The Trustee in its individual or any other capacity may become the owner
or pledgee of Certificates with the same rights it would have if it were not
Trustee.
Section 8.05. Master Servicer to Pay Trustee's Fees and Expenses;
Indemnification.
<PAGE>
(a) The Master Servicer covenants and agrees to pay to the Trustee and any
co-trustee from time to time, and the Trustee and any co-trustee shall be
entitled to, reasonable compensation (which shall not be limited by any
provision of law in regard to the compensation of a trustee of an express trust)
for all services rendered by each of them in the execution of the trusts hereby
created and in the exercise and performance of any of the powers and duties
hereunder of the Trustee and any co-trustee, and the Master Servicer will pay or
reimburse the Trustee and any co-trustee upon request for all reasonable
expenses, disbursements and advances incurred or made by the Trustee or any
co-trustee in accordance with any of the provisions of this Agreement (including
the reasonable compensation and the expenses and disbursements of its counsel
and of all persons not regularly in its employ, and the expenses incurred by the
Trustee or any co-trustee in connection with the appointment of an office or
agency pursuant to Section 8.12) except any such expense, disbursement or
advance as may arise from its negligence or bad faith.
(b) The Master Servicer agrees to indemnify the Trustee for, and to hold
the Trustee harmless against, any loss, liability or expense incurred without
negligence or willful misconduct on its part, arising out of, or in connection
with, the acceptance and administration of the Trust Fund, including the costs
and expenses (including reasonable legal fees and expenses) of defending itself
against any claim in connection with the exercise or performance of any of its
powers or duties under this Agreement, provided that:
(i) with respect to any such claim, the Trustee shall have given
the Master Servicer written notice thereof promptly after the Trustee
shall have actual knowledge thereof;
(ii) while maintaining control over its own defense, the Trustee
shall cooperate and consult fully with the Master Servicer in preparing
such defense; and
(iii) notwithstanding anything in this Agreement to the contrary,
the Master Servicer shall not be liable for settlement of any claim by the
Trustee entered into without the prior consent of the Master Servicer
which consent shall not be unreasonably withheld.
No termination of this Agreement shall affect the obligations created by this
Section 8.05(b) of the Master Servicer to indemnify the Trustee under the
conditions and to the extent set forth herein.
Notwithstanding the foregoing, the indemnification provided by the Master
Servicer in this Section 8.05(b) shall not pertain to any loss, liability or
expense of the Trustee, including the costs and expenses of defending itself
against any claim, incurred in connection with any actions taken by the Trustee
at the direction of the Certificateholders pursuant to the terms of this
Agreement.
Section 8.06. Eligibility Requirements for Trustee.
The Trustee hereunder shall at all times be a corporation or a national
banking association having its principal office in a state and city acceptable
to the Company and organized and doing
<PAGE>
business under the laws of such state or the United States of America,
authorized under such laws to exercise corporate trust powers, having a combined
capital and surplus of at least $50,000,000 and subject to supervision or
examination by federal or state authority. If such corporation or national
banking association publishes reports of condition at least annually, pursuant
to law or to the requirements of the aforesaid supervising or examining
authority, then for the purposes of this Section the combined capital and
surplus of such corporation shall be deemed to be its combined capital and
surplus as set forth in its most recent report of condition so published. In
case at any time the Trustee shall cease to be eligible in accordance with the
provisions of this Section, the Trustee shall resign immediately in the manner
and with the effect specified in Section 8.07.
Section 8.07. Resignation and Removal of the Trustee.
(a) The Trustee may at any time resign and be discharged from the trusts
hereby created by giving written notice thereof to the Company. Upon receiving
such notice of resignation, the Company shall promptly appoint a successor
trustee by written instrument, in duplicate, one copy of which instrument shall
be delivered to the resigning Trustee and one copy to the successor trustee. If
no successor trustee shall have been so appointed and have accepted appointment
within 30 days after the giving of such notice of resignation, the resigning
Trustee may petition any court of competent jurisdiction for the appointment of
a successor trustee.
(b) If at any time the Trustee shall cease to be eligible in accordance
with the provisions of Section 8.06 and shall fail to resign after written
request therefor by the Company, or if at any time the Trustee shall become
incapable of acting, or shall be adjudged bankrupt or insolvent, or a receiver
of the Trustee or of its property shall be appointed, or any public officer
shall take charge or control of the Trustee or of its property or affairs for
the purpose of rehabilitation, conservation or liquidation, then the Company may
remove the Trustee and appoint a successor trustee by written instrument, in
duplicate, one copy of which instrument shall be delivered to the Trustee so
removed and one copy to the successor trustee. In addition, in the event that
the Company determines that the Trustee has failed (i) to distribute or cause to
be distributed to the Certificateholders any amount required to be distributed
hereunder, if such amount is held by the Trustee or its Paying Agent (other than
the Master Servicer or the Company) for distribution or (ii) to otherwise
observe or perform in any material respect any of its covenants, agreements or
obligations hereunder, and such failure shall continue unremedied for a period
of 5 days (in respect of clause (i) above) or 30 days (in respect of clause (ii)
above) after the date on which written notice of such failure, requiring that
the same be remedied, shall have been given to the Trustee by the Company, then
the Company may remove the Trustee and appoint a successor trustee by written
instrument delivered as provided in the preceding sentence. In connection with
the appointment of a successor trustee pursuant to the preceding sentence, the
Company shall, on or before the date on which any such appointment becomes
effective, obtain from each Rating Agency written confirmation that the
appointment of any such successor trustee will not result in the reduction of
the ratings on any class of the Certificates below the lesser of the then
current or original ratings on such Certificates.
<PAGE>
(c) The Holders of Certificates entitled to at least 51% of the Voting
Rights may at any time remove the Trustee and appoint a successor trustee by
written instrument or instruments, in triplicate, signed by such Holders or
their attorneys-in-fact duly authorized, one complete set of which instruments
shall be delivered to the Company, one complete set to the Trustee so removed
and one complete set to the successor so appointed.
(d) Any resignation or removal of the Trustee and appointment of a
successor trustee pursuant to any of the provisions of this Section shall become
effective upon acceptance of appointment by the successor trustee as provided in
Section 8.08.
Section 8.08. Successor Trustee.
(a) Any successor trustee appointed as provided in Section 8.07 shall
execute, acknowledge and deliver to the Company and to its predecessor trustee
an instrument accepting such appointment hereunder, and thereupon the
resignation or removal of the predecessor trustee shall become effective and
such successor trustee shall become effective and such successor trustee,
without any further act, deed or conveyance, shall become fully vested with all
the rights, powers, duties and obligations of its predecessor hereunder, with
the like effect as if originally named as trustee herein. The predecessor
trustee shall deliver to the successor trustee all Mortgage Files and related
documents and statements held by it hereunder (other than any Mortgage Files at
the time held by a Custodian, which shall become the agent of any successor
trustee hereunder), and the Company, the Master Servicer and the predecessor
trustee shall execute and deliver such instruments and do such other things as
may reasonably be required for more fully and certainly vesting and confirming
in the successor trustee all such rights, powers, duties and obligations.
(b) No successor trustee shall accept appointment as provided in this
Section unless at the time of such acceptance such successor trustee shall be
eligible under the provisions of Section 8.06.
(c) Upon acceptance of appointment by a successor trustee as provided in
this Section, the Company shall mail notice of the succession of such trustee
hereunder to all Holders of Certificates at their addresses as shown in the
Certificate Register. If the Company fails to mail such notice within 10 days
after acceptance of appointment by the successor trustee, the successor trustee
shall cause such notice to be mailed at the expense of the Company.
Section 8.09. Merger or Consolidation of Trustee.
Any corporation or national banking association into which the Trustee may
be merged or converted or with which it may be consolidated or any corporation
or national banking association resulting from any merger, conversion or
consolidation to which the Trustee shall be a party, or any corporation or
national banking association succeeding to the business of the Trustee, shall be
the successor of the Trustee hereunder, provided such corporation or national
banking association shall be eligible under the provisions of Section 8.06,
without the execution or filing of any paper or any
<PAGE>
further act on the part of any of the parties hereto, anything herein to the
contrary notwithstanding. The Trustee shall mail notice of any such merger or
consolidation to the Certificateholders at their address as shown in the
Certificate Register.
Section 8.10. Appointment of Co-Trustee or Separate Trustee.
(a) Notwithstanding any other provisions hereof, at any time, for the
purpose of meeting any legal requirements of any jurisdiction in which any part
of the Trust Fund or property securing the same may at the time be located, the
Master Servicer and the Trustee acting jointly shall have the power and shall
execute and deliver all instruments to appoint one or more Persons approved by
the Trustee to act as co-trustee or co-trustees, jointly with the Trustee, or
separate trustee or separate trustees, of all or any part of the Trust Fund, and
to vest in such Person or Persons, in such capacity, such title to the Trust
Fund, or any part thereof, and, subject to the other provisions of this Section
8.10, such powers, duties, obligations, rights and trusts as the Master Servicer
and the Trustee may consider necessary or desirable. If the Master Servicer
shall not have joined in such appointment within 15 days after the receipt by it
of a request so to do, or in case an Event of Default shall have occurred and be
continuing, the Trustee alone shall have the power to make such appointment. No
co-trustee or separate trustee hereunder shall be required to meet the terms of
eligibility as a successor trustee under Section 8.06 hereunder and no notice to
Holders of Certificates of the appointment of co-trustee(s) or separate
trustee(s) shall be required under Section 8.08 hereof.
(b) In the case of any appointment of a co-trustee or separate trustee
pursuant to this Section 8.10 all rights, powers, duties and obligations
conferred or imposed upon the Trustee shall be conferred or imposed upon and
exercised or performed by the Trustee, and such separate trustee or co-trustee
jointly, except to the extent that under any law of any jurisdiction in which
any particular act or acts are to be performed (whether as Trustee hereunder or
as successor to the Master Servicer hereunder), the Trustee shall be incompetent
or unqualified to perform such act or acts, in which event such rights, powers,
duties and obligations (including the holding of title to the Trust Fund or any
portion thereof in any such jurisdiction) shall be exercised and performed by
such separate trustee or co-trustee at the direction of the Trustee.
(c) Any notice, request or other writing given to the Trustee shall be
deemed to have been given to each of the then separate trustees and co-trustees,
as effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article VIII. Each separate trustee and co-trustee, upon its acceptance
of the trusts conferred, shall be vested with the estates or property specified
in its instrument of appointment, either jointly with the Trustee or separately,
as may be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee.
(d) Any separate trustee or co-trustee may, at any time, constitute the
Trustee, its agent or attorney-in-fact, with full power and authority, to the
extent not prohibited by law, to do any
<PAGE>
lawful act under or in respect of this Agreement on its behalf and in its name.
If any separate trustee or co-trustee shall die, become incapable of acting,
resign or be removed, all of its estates, properties, rights, remedies and
trusts shall vest in and be exercised by the Trustee, to the extent permitted by
law, without the appointment of a new or successor trustee.
Section 8.11. Appointment of Custodians.
The Trustee may, with the consent of the Master Servicer and the Company,
appoint one or more Custodians who are not Affiliates of the Company, the Master
Servicer or any Seller to hold all or a portion of the Mortgage Files as agent
for the Trustee, by entering into a Custodial Agreement. Subject to Article
VIII, the Trustee agrees to comply with the terms of each Custodial Agreement
and to enforce the terms and provisions thereof against the Custodian for the
benefit of the Certificateholders. Each Custodian shall be a depository
institution subject to supervision by federal or state authority, shall have a
combined capital and surplus of at least $15,000,000 and shall be qualified to
do business in the jurisdiction in which it holds any Mortgage File. Each
Custodial Agreement may be amended only as provided in Section 12.01. The
Trustee shall notify the Certificateholders of the appointment of any Custodian
(other than the Custodian appointed as of the Closing Date) pursuant to this
Section 8.11.
Section 8.12. Appointment of Office or Agency.
The Trustee will maintain an office or agency in the City of New York
where Certificates may be surrendered for registration of transfer or exchange.
The Trustee initially designates its offices located at 14 Wall Street, New
York, New York 10005 for the purpose of keeping the Certificate Register. The
Trustee will maintain an office at the address stated in Section 12.05(c) hereof
where notices and demands to or upon the Trustee in respect of this Agreement
may be served.
<PAGE>
ARTICLE IX
TERMINATION
Section 9.01. Termination Upon Purchase by the Master Servicer or
the Company or Liquidation of All Mortgage Loans.
(a) Subject to Section 9.02, the respective obligations and
responsibilities of the Company, the Master Servicer and the Trustee created
hereby in respect of the Certificates (other than the obligation of the Trustee
to make certain payments after the Final Distribution Date to Certificateholders
and the obligation of the Company to send certain notices as hereinafter set
forth) shall terminate upon the last action required to be taken by the Trustee
on the Final Distribution Date pursuant to this Article IX following the earlier
of:
(i) the later of the final payment or other liquidation (or any
Advance with respect thereto) of the last Mortgage Loan remaining in the
Trust Fund or the disposition of all property acquired upon foreclosure or
deed in lieu of foreclosure of any Mortgage Loan, or
(ii) the purchase by the Master Servicer or the Company of all
Mortgage Loans and all property acquired in respect of any Mortgage Loan
remaining in the Trust Fund at a price equal to 100% of the unpaid
principal balance of each Mortgage Loan or, if less than such unpaid
principal balance, the fair market value of the related underlying
property of such Mortgage Loan with respect to Mortgage Loans as to which
title has been acquired if such fair market value is less than such unpaid
principal balance (net of any unreimbursed Advances attributable to
principal) on the day of repurchase plus accrued interest thereon at the
Net Mortgage Rate (or Modified Net Mortgage Rate in the case of any
Modified Mortgage Loan), as reduced by any Servicing Modification that
constituted an interest rate reduction to, but not including, the first
day of the month in which such repurchase price is distributed, provided,
however, that in no event shall the trust created hereby continue beyond
the expiration of 21 years from the death of the last survivor of the
descendants of Joseph P. Kennedy, the late ambassador of the United States
to the Court of St. James, living on the date hereof and provided further
that the purchase price set forth above shall be increased as is
necessary, as determined by the Master Servicer, to avoid disqualification
of the Trust Fund as a REMIC.
The right of the Master Servicer or the Company to purchase all the assets
of the Trust Fund pursuant to clause (ii) above is conditioned upon the Pool
Stated Principal Balance as of the Final Distribution Date being less than ten
percent of the Cut-off Date Principal Balance of the Mortgage Loans. If such
right is exercised by the Master Servicer, the Master Servicer shall be deemed
to have been reimbursed for the full amount of any unreimbursed Advances
theretofore made by it with respect to the Mortgage Loans. In addition, the
Master Servicer or the Company, as applicable, shall provide to the Trustee the
certification required by Section 3.15 and the Trustee and any Custodian
<PAGE>
shall, promptly following payment of the purchase price, release to the Master
Servicer or the Company, as applicable, the Mortgage Files pertaining to the
Mortgage Loans being purchased.
(b) The Master Servicer or, in the case of a final distribution as a
result of the exercise by the Company of its right to purchase the assets of the
Trust Fund, the Company shall give the Trustee not less than 60 days' prior
notice of the Distribution Date on which the Master Servicer or the Company, as
applicable, anticipates that the final distribution will be made to
Certificateholders (whether as a result of the exercise by the Master Servicer
or the Company of its right to purchase the assets of the Trust Fund or
otherwise). Notice of any termination, specifying the anticipated Final
Distribution Date (which shall be a date that would otherwise be a Distribution
Date) upon which the Certificateholders may surrender their Certificates to the
Trustee (if so required by the terms hereof) for payment of the final
distribution and cancellation, shall be given promptly by the Master Servicer or
the Company, as applicable (if it is exercising its right to purchase the assets
of the Trust Fund), or by the Trustee (in any other case) by letter to the
Certificateholders mailed not earlier than the 15th day and not later than the
25th day of the month next preceding the month of such final distribution
specifying:
(i) the anticipated Final Distribution Date upon which final
payment of the Certificates is anticipated to be made upon presentation
and surrender of Certificates at the office or agency of the Trustee
therein designated,
(ii) the amount of any such final payment, if known, and
(iii) that the Record Date otherwise applicable to such
Distribution Date is not applicable, and in the case of the Class A
Certificates, Class M Certificates, Class B Certificates and Class R
Certificates, that payment will be made only upon presentation and
surrender of the Certificates at the office or agency of the Trustee
therein specified.
If the Master Servicer or the Company, as applicable, is obligated to give
notice to Certificateholders as aforesaid, it shall give such notice to the
Certificate Registrar at the time such notice is given to Certificateholders. In
the event such notice is given by the Master Servicer or the Company, the Master
Servicer or the Company, as applicable, shall deposit in the Certificate Account
before the Final Distribution Date in immediately available funds an amount
equal to the purchase price for the assets of the Trust Fund computed as above
provided.
(c) In the case of the Class A, Class M, Class B and the Class R
Certificates, upon presentation and surrender of the Certificates by the
Certificateholders thereof, the Trustee shall distribute to the
Certificateholders (i) the amount otherwise distributable on such Distribution
Date, if not in connection with the Master Servicer's or the Company's election
to repurchase, or (ii) if the Master Servicer or the Company elected to so
repurchase, an amount determined as follows: (A) with respect to each
Certificate the outstanding Certificate Principal Balance thereof, plus one
month's Accrued Certificate Interest and (B) with respect to the Class R
Certificates, any excess of the amounts available for distribution (including
the repurchase price specified in clause (ii) of
<PAGE>
subsection (a) of this Section) over the total amount distributed under the
immediately preceding clause (A).
(d) In the event that any Certificateholders shall not surrender their
Certificates for final payment and cancellation on or before the Final
Distribution Date (if so required by the terms hereof), the Trustee shall on
such date cause all funds in the Certificate Account not distributed in final
distribution to Certificateholders to be withdrawn therefrom and credited to the
remaining Certificateholders by depositing such funds in a separate escrow
account for the benefit of such Certificateholders, and the Master Servicer or
the Company, as applicable (if it exercised its right to purchase the assets of
the Trust Fund), or the Trustee (in any other case) shall give a second written
notice to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
six months after the second notice any Certificate shall not have been
surrendered for cancellation, the Trustee shall take appropriate steps as
directed by the Master Servicer or the Company, as applicable, to contact the
remaining Certificateholders concerning surrender of their Certificates. The
costs and expenses of maintaining the escrow account and of contacting
Certificateholders shall be paid out of the assets which remain in the escrow
account. If within nine months after the second notice any Certificates shall
not have been surrendered for cancellation, the Trustee shall pay to the Master
Servicer or the Company, as applicable, all amounts distributable to the holders
thereof and the Master Servicer or the Company, as applicable, shall thereafter
hold such amounts until distributed to such holders. No interest shall accrue or
be payable to any Certificateholder on any amount held in the escrow account or
by the Master Servicer or the Company, as applicable, as a result of such
Certificateholder's failure to surrender its Certificate(s) for final payment
thereof in accordance with this Section 9.01.
Section 9.02. Additional Termination Requirements.
(a) The Trust Fund shall be terminated in accordance with the following
additional requirements, unless (subject to Section 10.01(f)) the Trustee and
the Master Servicer have received an Opinion of Counsel (which Opinion of
Counsel shall not be an expense of the Trustee) to the effect that the failure
of the Trust Fund to comply with the requirements of this Section 9.02 will not
(i) result in the imposition on the Trust of taxes on "prohibited transactions,"
as described in Section 860F of the Code, or (ii) cause the Trust Fund to fail
to qualify as a REMIC at any time that any Certificate is outstanding:
(i) The Master Servicer shall establish a 90-day liquidation
period for the Trust Fund and specify the first day of such period in a
statement attached to the Trust Fund's final Tax Return pursuant to
Treasury regulations Section 1.860F-1. The Master Servicer also shall
satisfy all of the requirements of a qualified liquidation for the Trust
Fund under Section 860F of the Code and regulations thereunder;
(ii) The Master Servicer shall notify the Trustee at the
commencement of such 90-day liquidation period and, at or prior to the
time of making of the final payment on the
<PAGE>
Certificates, the Trustee shall sell or otherwise dispose of all of the
remaining assets of the Trust Fund in accordance with the terms hereof;
and
(iii) If the Master Servicer or the Company is exercising its
right to purchase the assets of the Trust Fund, the Master Servicer shall,
during the 90-day liquidation period and at or prior to the Final
Distribution Date, purchase all of the assets of the Trust Fund for cash;
provided, however, that in the event that a calendar quarter ends after
the commencement of the 90-day liquidation period but prior to the Final
Distribution Date, the Master Servicer or the Company shall not purchase
any of the assets of the Trust Fund prior to the close of that calendar
quarter.
(b) Each Holder of a Certificate and the Trustee hereby irrevocably
approves and appoints the Master Servicer as its attorney-in-fact to adopt a
plan of complete liquidation for the Trust Fund at the expense of the Trust Fund
in accordance with the terms and conditions of this Agreement.
<PAGE>
ARTICLE X
REMIC PROVISIONS
Section 10.01.REMIC Administration.
(a) The REMIC Administrator shall make an election to treat the Trust Fund
(other than the Initial Monthly Payment Fund) as a REMIC under the Code and, if
necessary, under applicable state law. Such election will be made on Form 1066
or other appropriate federal tax or information return (including Form 8811) or
any appropriate state return for the taxable year ending on the last day of the
calendar year in which the Certificates are issued. For the purposes of the
REMIC election in respect of the Trust Fund, the Class A Certificates (other
than the Class A-V Certificates), Class M Certificates, Class B Certificates and
the Uncertificated REMIC Regular Interests shall be designated as the "regular
interests" and the Class R Certificates shall be designated as the sole class of
"residual interests" in the REMIC. The REMIC Administrator and the Trustee shall
not permit the creation of any "interests" (within the meaning of Section 860G
of the Code) in the Trust Fund other than the regular interests and the
interests represented by the Class R Certificates, respectively.
(b) The Closing Date is hereby designated as the "startup day" of the
Trust Fund within the meaning of Section 860G(a)(9) of the Code.
(c) The REMIC Administrator shall hold a Class R Certificate representing
a 0.01% Percentage Interest of the Class R Certificates and shall be designated
as "the tax matters person" with respect to the Trust Fund in the manner
provided under Treasury regulations section 1.860F- 4(d) and Treasury
regulations section 301.6231(a)(7)-1. The REMIC Administrator, as tax matters
person, shall (i) act on behalf of the Trust Fund in relation to any tax matter
or controversy involving the Trust Fund and (ii) represent the Trust Fund in any
administrative or judicial proceeding relating to an examination or audit by any
governmental taxing authority with respect thereto. The legal expenses,
including without limitation attorneys' or accountants' fees, and costs of any
such proceeding and any liability resulting therefrom shall be expenses of the
Trust Fund and the REMIC Administrator shall be entitled to reimbursement
therefor out of amounts attributable to the Mortgage Loans on deposit in the
Custodial Account as provided by Section 3.10 unless such legal expenses and
costs are incurred by reason of the REMIC Administrator's willful misfeasance,
bad faith or gross negligence. If the REMIC Administrator is no longer the
Master Servicer hereunder, at its option the REMIC Administrator may continue
its duties as REMIC Administrator and shall be paid reasonable compensation, not
to exceed $3,000 per year, by any successor Master Servicer hereunder for so
acting as the REMIC Administrator.
(d) The REMIC Administrator shall prepare or cause to be prepared all of
the Tax Returns that it determines are required with respect to the Trust Fund
created hereunder and deliver such Tax Returns in a timely manner to the Trustee
and the Trustee shall sign and file such Tax Returns in a timely manner. The
expenses of preparing such returns shall be borne by the REMIC Administrator
without any right of reimbursement therefor. The REMIC Administrator agrees to
<PAGE>
indemnify and hold harmless the Trustee with respect to any tax or liability
arising from the Trustee's signing of Tax Returns that contain errors or
omissions. The Trustee and Master Servicer shall promptly provide the REMIC
Administrator with such information, within their respective control, as the
REMIC Administrator may from time to time request for the purpose of enabling
the REMIC Administrator to prepare Tax Returns.
(e) The REMIC Administrator shall provide (i) to any Transferor of a Class
R Certificate such information as is necessary for the application of any tax
relating to the transfer of a Class R Certificate to any Person who is not a
Permitted Transferee, (ii) to the Trustee and the Trustee shall forward to the
Certificateholders such information or reports as are required by the Code or
the REMIC Provisions including reports relating to interest, original issue
discount and market discount or premium (using the Prepayment Assumption) and
(iii) to the Internal Revenue Service the name, title, address and telephone
number of the person who will serve as the representative of the Trust Fund.
(f) The Master Servicer and the REMIC Administrator shall take such
actions and shall cause the Trust Fund created hereunder to take such actions as
are reasonably within the Master Servicer's or the REMIC Administrator's control
and the scope of its duties more specifically set forth herein as shall be
necessary or desirable to maintain the status thereof as a REMIC under the REMIC
Provisions (and the Trustee shall assist the Master Servicer and the REMIC
Administrator, to the extent reasonably requested by the Master Servicer and the
REMIC Administrator to do so). The Master Servicer and the REMIC Administrator
shall not knowingly or intentionally take any action, cause the Trust Fund to
take any action or fail to take (or fail to cause to be taken) any action
reasonably within their respective control, that, under the REMIC Provisions, if
taken or not taken, as the case may be, could (i) endanger the status of the
Trust Fund as a REMIC or (ii) result in the imposition of a tax upon the Trust
Fund (including but not limited to the tax on prohibited transactions as defined
in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set
forth in Section 860G(d) of the Code) (either such event, in the absence of an
Opinion of Counsel or the indemnification referred to in this sentence, an
"Adverse REMIC Event") unless the Master Servicer or the REMIC Administrator, as
applicable, has received an Opinion of Counsel (at the expense of the party
seeking to take such action or, if such party fails to pay such expense, and the
Master Servicer or the REMIC Administrator, as applicable, determines that
taking such action is in the best interest of the Trust Fund and the
Certificateholders, at the expense of the Trust Fund, but in no event at the
expense of the Master Servicer, the REMIC Administrator or the Trustee) to the
effect that the contemplated action will not, with respect to the Trust Fund
created hereunder, endanger such status or, unless the Master Servicer, the
REMIC Administrator, or both, as applicable, determine in its or their sole
discretion to indemnify the Trust Fund against the imposition of such a tax,
result in the imposition of such a tax. Wherever in this Agreement a
contemplated action may not be taken because the timing of such action might
result in the imposition of a tax on the Trust Fund, or may only be taken
pursuant to an Opinion of Counsel that such action would not impose a tax on the
Trust Fund, such action may nonetheless be taken provided that the indemnity
given in the preceding sentence with respect to any taxes that might be imposed
on the Trust Fund has been given and that all other preconditions to the taking
of such
<PAGE>
action have been satisfied. The Trustee shall not take or fail to take any
action (whether or not authorized hereunder) as to which the Master Servicer or
the REMIC Administrator, as applicable, has advised it in writing that it has
received an Opinion of Counsel to the effect that an Adverse REMIC Event could
occur with respect to such action. In addition, prior to taking any action with
respect to the Trust Fund or its assets, or causing the Trust Fund to take any
action, which is not expressly permitted under the terms of this Agreement, the
Trustee will consult with the Master Servicer or the REMIC Administrator, as
applicable, or its designee, in writing, with respect to whether such action
could cause an Adverse REMIC Event to occur with respect to the Trust Fund, and
the Trustee shall not take any such action or cause the Trust Fund to take any
such action as to which the Master Servicer or the REMIC Administrator, as
applicable, has advised it in writing that an Adverse REMIC Event could occur.
The Master Servicer or the REMIC Administrator, as applicable, may consult with
counsel to make such written advice, and the cost of same shall be borne by the
party seeking to take the action not expressly permitted by this Agreement, but
in no event at the expense of the Master Servicer or the REMIC Administrator. At
all times as may be required by the Code, the Master Servicer will to the extent
within its control and the scope of its duties more specifically set forth
herein, maintain substantially all of the assets of the Trust Fund or its assets
as "qualified mortgages" as defined in Section 860G(a)(3) of the Code and
"permitted investments" as defined in Section 860G(a)(5) of the Code.
(g) In the event that any tax is imposed on "prohibited transactions" of
the Trust Fund created hereunder as defined in Section 860F(a)(2) of the Code,
on "net income from foreclosure property" of the Trust Fund as defined in
Section 860G(c) of the Code, on any contributions to the Trust Fund after the
Startup Day therefor pursuant to Section 860G(d) of the Code, or any other tax
is imposed by the Code or any applicable provisions of state or local tax laws,
such tax shall be charged (i) to the Master Servicer, if such tax arises out of
or results from a breach by the Master Servicer of any of its obligations under
this Agreement or the Master Servicer has in its sole discretion determined to
indemnify the Trust Fund against such tax, (ii) to the Trustee, if such tax
arises out of or results from a breach by the Trustee of any of its obligations
under this Article X, or otherwise (iii) against amounts on deposit in the
Custodial Account as provided by Section 3.10 and on the Distribution Date(s)
following such reimbursement the aggregate of such taxes shall be allocated in
reduction of the Accrued Certificate Interest on each Class entitled thereto in
the same manner as if such taxes constituted a Prepayment Interest Shortfall.
(h) The Trustee and the Master Servicer shall, for federal income tax
purposes, maintain books and records with respect to the Trust Fund on a
calendar year and on an accrual basis or as otherwise may be required by the
REMIC Provisions.
(i) Following the Startup Day, neither the Master Servicer nor the Trustee
shall accept any contributions of assets to the Trust Fund unless (subject to
Section 10.01(f)) the Master Servicer and the Trustee shall have received an
Opinion of Counsel (at the expense of the party seeking to make such
contribution) to the effect that the inclusion of such assets in the Trust Fund
will not cause the Trust Fund to fail to qualify as a REMIC at any time that any
Certificates are outstanding
<PAGE>
or subject the Trust Fund to any tax under the REMIC Provisions or other
applicable provisions of federal, state and local law or ordinances.
(j) Neither the Master Servicer nor the Trustee shall (subject to Section
10.01(f)) enter into any arrangement by which the Trust Fund will receive a fee
or other compensation for services nor permit the Trust Fund to receive any
income from assets other than "qualified mortgages" as defined in Section
860G(a)(3) of the Code or "permitted investments" as defined in Section
860G(a)(5) of the Code.
(k) Solely for the purposes of Section 1.860G-1(a)(4)(iii) of the Treasury
Regulations, the "latest possible maturity date" for each "regular interest" is
January 25, 2029.
(l) Within 30 days after the Closing Date, the REMIC Administrator shall
prepare and file with the Internal Revenue Service Form 8811, "Information
Return for Real Estate Mortgage Investment Conduits (REMIC) and Issuers of
Collateralized Debt Obligations" for the Trust Fund.
(m) Neither the Trustee nor the Master Servicer shall sell, dispose of or
substitute for any of the Mortgage Loans (except in connection with (i) the
default, imminent default or foreclosure of a Mortgage Loan, including but not
limited to, the acquisition or sale of a Mortgaged Property acquired by deed in
lieu of foreclosure, (ii) the bankruptcy of the Trust Fund, (iii) the
termination of the Trust Fund pursuant to Article IX of this Agreement or (iv) a
purchase of Mortgage Loans pursuant to Article II or III of this Agreement) nor
acquire any assets for the Trust Fund, nor sell or dispose of any investments in
the Custodial Account or the Certificate Account for gain nor accept any
contributions to the Trust Fund after the Closing Date unless it has received an
Opinion of Counsel that such sale, disposition, substitution or acquisition will
not (a) affect adversely the status of the Trust Fund as a REMIC or (b) unless
the Master Servicer has determined in its sole discretion to indemnify the Trust
Fund against such tax, cause the Trust Fund to be subject to a tax on
"prohibited transactions" or "contributions" pursuant to the REMIC Provisions.
Section 10.02. Master Servicer, REMIC Administrator and Trustee
Indemnification.
(a) The Trustee agrees to indemnify the Trust Fund, the Company, the REMIC
Administrator and the Master Servicer for any taxes and costs including, without
limitation, any reasonable attorneys' fees imposed on or incurred by the Trust
Fund, the Company or the Master Servicer, as a result of a breach of the
Trustee's covenants set forth in Article VIII or this Article X.
(b) The REMIC Administrator agrees to indemnify the Trust Fund, the
Company, the Master Servicer and the Trustee for any taxes and costs (including,
without limitation, any reasonable attorneys' fees) imposed on or incurred by
the Trust Fund, the Company, the Master Servicer or the Trustee, as a result of
a breach of the REMIC Administrator's covenants set forth in this Article X with
respect to compliance with the REMIC Provisions, including without limitation,
any penalties arising from the Trustee's execution of Tax Returns prepared by
the REMIC Administrator that contain errors or omissions; provided, however,
that such liability will not be
<PAGE>
imposed to the extent such breach is a result of an error or omission in
information provided to the REMIC Administrator by the Master Servicer in which
case Section 10.02(c) will apply.
(c) The Master Servicer agrees to indemnify the Trust Fund, the Company,
the REMIC Administrator and the Trustee for any taxes and costs (including,
without limitation, any reasonable attorneys' fees) imposed on or incurred by
the Trust Fund, the Company or the Trustee, as a result of a breach of the
Master Servicer's covenants set forth in this Article X or in Article III with
respect to compliance with the REMIC Provisions, including without limitation,
any penalties arising from the Trustee's execution of Tax Returns prepared by
the Master Servicer that contain errors or omissions.
<PAGE>
ARTICLE XI
[Reserved]
<PAGE>
ARTICLE XII
MISCELLANEOUS PROVISIONS
Section 12.01.Amendment.
(a) This Agreement or any Custodial Agreement may be amended from time to
time by the Company, the Master Servicer and the Trustee, without the consent of
any of the Certificateholders:
(i) to cure any ambiguity,
(ii) to correct or supplement any provisions herein or therein,
which may be inconsistent with any other provisions herein or therein or
to correct any error,
(iii) to modify, eliminate or add to any of its provisions to such
extent as shall be necessary or desirable to maintain the qualification of
the Trust Fund as a REMIC at all times that any Certificate is outstanding
or to avoid or minimize the risk of the imposition of any tax on the Trust
Fund pursuant to the Code that would be a claim against the Trust Fund,
provided that the Trustee has received an Opinion of Counsel to the effect
that (A) such action is necessary or desirable to maintain such
qualification or to avoid or minimize the risk of the imposition of any
such tax and (B) such action will not adversely affect in any material
respect the interests of any Certificateholder,
(iv) to change the timing and/or nature of deposits into the
Custodial Account or the Certificate Account or to change the name in
which the Custodial Account is maintained, provided that (A) the
Certificate Account Deposit Date shall in no event be later than the
related Distribution Date, (B) such change shall not, as evidenced by an
Opinion of Counsel, adversely affect in any material respect the interests
of any Certificateholder and (C) such change shall not result in a
reduction of the rating assigned to any Class of Certificates below the
lower of the then-current rating or the rating assigned to such
Certificates as of the Closing Date, as evidenced by a letter from each
Rating Agency to such effect,
(v) to modify, eliminate or add to the provisions of Section
5.02(f) or any other provision hereof restricting transfer of the Class R
Certificates, by virtue of their being the "residual interests" in the
Trust Fund, provided that (A) such change shall not result in reduction of
the rating assigned to any such Class of Certificates below the lower of
the then-current rating or the rating assigned to such Certificates as of
the Closing Date, as evidenced by a letter from each Rating Agency to such
effect, and (B) such change shall not (subject to Section 10.01(f)), as
evidenced by an Opinion of Counsel (at the expense of the party seeking so
to modify, eliminate or add such provisions), cause either the Trust Fund
or any
<PAGE>
of the Certificateholders (other than the transferor) to be subject to a
federal tax caused by a transfer to a Person that is not a Permitted
Transferee, or
(vi) to make any other provisions with respect to matters or
questions arising under this Agreement or such Custodial Agreement which
shall not be materially inconsistent with the provisions of this
Agreement, provided that such action shall not, as evidenced by an Opinion
of Counsel, adversely affect in any material respect the interests of any
Certificateholder.
(b) This Agreement or any Custodial Agreement may also be amended from
time to time by the Company, the Master Servicer and the Trustee with the
consent of the Holders of Certificates evidencing in the aggregate not less than
66% of the Percentage Interests of each Class of Certificates affected thereby,
for the purpose of adding any provisions to or changing in any manner or
eliminating any of the provisions of this Agreement or such Custodial Agreement
or of modifying in any manner the rights of the Holders of Certificates of such
Class; provided, however, that no such amendment shall:
(i) reduce in any manner the amount of, or delay the timing of,
payments which are required to be distributed on any Certificate without
the consent of the Holder of such Certificate,
(ii) reduce the aforesaid percentage of Certificates of any Class
the Holders of which are required to consent to any such amendment, in any
such case without the consent of the Holders of all Certificates of such
Class then outstanding.
(c) Notwithstanding any contrary provision of this Agreement, the Trustee
shall not consent to any amendment to this Agreement unless it shall have first
received an Opinion of Counsel (subject to Section 10.01(f) and at the expense
of the party seeking such amendment) to the effect that such amendment or the
exercise of any power granted to the Master Servicer, the Company or the Trustee
in accordance with such amendment will not result in the imposition of a federal
tax on the Trust Fund or cause the Trust Fund to fail to qualify as a REMIC at
any time that any Certificate is outstanding. The Trustee may but shall not be
obligated to enter into any amendment pursuant to this Section that affects its
rights, duties and immunities and this agreement or otherwise; provided however,
such consent shall not be unreasonably withheld.
(d) Promptly after the execution of any such amendment the Trustee shall
furnish written notification of the substance of such amendment to each
Certificateholder. It shall not be necessary for the consent of
Certificateholders under this Section 12.01 to approve the particular form of
any proposed amendment, but it shall be sufficient if such consent shall approve
the substance thereof. The manner of obtaining such consents and of evidencing
the authorization of the execution thereof by Certificateholders shall be
subject to such reasonable regulations as the Trustee may prescribe.
<PAGE>
(e) The Company shall have the option, in its sole discretion, to obtain
and deliver to the Trustee any corporate guaranty, payment obligation,
irrevocable letter of credit, surety bond, insurance policy or similar
instrument or a reserve fund, or any combination of the foregoing, for the
purpose of protecting the Holders of the Class B Certificates against any or all
Realized Losses or other shortfalls. Any such instrument or fund shall be held
by the Trustee for the benefit of the Class B Certificateholders, but shall not
be and shall not be deemed to be under any circumstances included in the Trust
Fund. To the extent that any such instrument or fund constitutes a reserve fund
for federal income tax purposes, (i) any reserve fund so established shall be an
outside reserve fund and not an asset of the Trust Fund, (ii) any such reserve
fund shall be owned by the Company, and (iii) amounts transferred by the Trust
Fund to any such reserve fund shall be treated as amounts distributed by the
Trust Fund to the Company or any successor, all within the meaning of Treasury
Regulation Section 1.860G-2(h) as it reads as of the Cut-off Date. In connection
with the provision of any such instrument or fund, this Agreement and any
provision hereof may be modified, added to, deleted or otherwise amended in any
manner that is related or incidental to such instrument or fund or the
establishment or administration thereof, such amendment to be made by written
instrument executed or consented to by the Company but without the consent of
any Certificateholder and without the consent of the Master Servicer or the
Trustee being required unless any such amendment would impose any additional
obligation on, or otherwise adversely affect the interests of the Class A
Certificateholders, the Class R Certificateholders, the Class M
Certificateholders, the Master Servicer or the Trustee, as applicable; provided
that the Company obtains (subject to Section 10.01(f)) an Opinion of Counsel
(which need not be an opinion of Independent counsel) to the effect that any
such amendment will not cause (a) any federal tax to be imposed on the Trust
Fund, including without limitation, any federal tax imposed on "prohibited
transactions" under Section 860F(a)(1) of the Code or on "contributions after
the startup date" under Section 860G(d)(1) of the Code and (b) the Trust Fund to
fail to qualify as a REMIC at any time that any Certificate is outstanding. In
the event that the Company elects to provide such coverage in the form of a
limited guaranty provided by General Motors Acceptance Corporation, the Company
may elect that the text of such amendment to this Agreement shall be
substantially in the form attached hereto as Exhibit M (in which case
Residential Funding's Subordinate Certificate Loss Obligation as described in
such exhibit shall be established by Residential Funding's consent to such
amendment) and that the limited guaranty shall be executed in the form attached
hereto as Exhibit N, with such changes as the Company shall deem to be
appropriate; it being understood that the Trustee has reviewed and approved the
content of such forms and that the Trustee's consent or approval to the use
thereof is not required.
Section 12.02.Recordation of Agreement; Counterparts.
(a) To the extent permitted by applicable law, this Agreement is subject
to recordation in all appropriate public offices for real property records in
all the counties or other comparable jurisdictions in which any or all of the
properties subject to the Mortgages are situated, and in any other appropriate
public recording office or elsewhere, such recordation to be effected by the
Master Servicer and at its expense on direction by the Trustee (pursuant to the
request of Holders of Certificates entitled to at least 25% of the Voting
Rights), but only upon direction accompanied by
<PAGE>
an Opinion of Counsel to the effect that such recordation materially and
beneficially affects the interests of the Certificateholders.
(b) For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
Section 12.03.Limitation on Rights of Certificateholders.
(a) The death or incapacity of any Certificateholder shall not operate to
terminate this Agreement or the Trust Fund, nor entitle such Certificateholder's
legal representatives or heirs to claim an accounting or to take any action or
proceeding in any court for a partition or winding up of the Trust Fund, nor
otherwise affect the rights, obligations and liabilities of any of the parties
hereto.
(b) No Certificateholder shall have any right to vote (except as expressly
provided herein) or in any manner otherwise control the operation and management
of the Trust Fund, or the obligations of the parties hereto, nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association; nor shall any Certificateholder be under any liability to any
third person by reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.
(c) No Certificateholder shall have any right by virtue of any provision
of this Agreement to institute any suit, action or proceeding in equity or at
law upon or under or with respect to this Agreement, unless such Holder
previously shall have given to the Trustee a written notice of default and of
the continuance thereof, as hereinbefore provided, and unless also the Holders
of Certificates of any Class evidencing in the aggregate not less than 25% of
the related Percentage Interests of such Class, shall have made written request
upon the Trustee to institute such action, suit or proceeding in its own name as
Trustee hereunder and shall have offered to the Trustee such reasonable
indemnity as it may require against the costs, expenses and liabilities to be
incurred therein or thereby, and the Trustee, for 60 days after its receipt of
such notice, request and offer of indemnity, shall have neglected or refused to
institute any such action, suit or proceeding it being understood and intended,
and being expressly covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of Certificates
of any Class shall have any right in any manner whatever by virtue of any
provision of this Agreement to affect, disturb or prejudice the rights of the
Holders of any other of such Certificates of such Class or any other Class, or
to obtain or seek to obtain priority over or preference to any other such
Holder, or to enforce any right under this Agreement, except in the manner
herein provided and for the common benefit of Certificateholders of such Class
or all Classes, as the case may be. For the protection and enforcement of the
provisions of this Section 12.03, each and every Certificateholder and the
Trustee shall be entitled to such relief as can be given either at law or in
equity.
<PAGE>
Section 12.04.Governing Law.
This agreement and the Certificates shall be governed by and construed in
accordance with the laws of the State of New York and the obligations, rights
and remedies of the parties hereunder shall be determined in accordance with
such laws.
Section 12.05.Notices.
All demands and notices hereunder shall be in writing and shall be deemed
to have been duly given if personally delivered at or mailed by registered mail,
postage prepaid (except for notices to the Trustee which shall be deemed to have
been duly given only when received), to (a) in the case of the Company, 8400
Normandale Lake Boulevard, Suite 600, Minneapolis, Minnesota 55437, Attention:
President, or such other address as may hereafter be furnished to the Master
Servicer and the Trustee in writing by the Company, (b) in the case of the
Master Servicer, 10 Universal City Plaza, Suite 2100, Universal City, California
91608, Attention: Ms. Becker, or such other address as may be hereafter
furnished to the Company and the Trustee by the Master Servicer in writing, (c)
in the case of the Trustee, One First National Plaza, Suite 0126, Chicago,
Illinois 60670-0126, Attention: Residential Funding Corporation Series 1999-S2
or such other address as may hereafter be furnished to the Company and the
Master Servicer in writing by the Trustee, (d) in the case of Fitch, One State
Street Plaza, New York, New York 10004, or such other address as may hereafter
be furnished to the Company, the Trustee and the Master Servicer in writing by
Fitch, and (e) in the case of Standard & Poor's, 25 Broadway, New York, New York
10004 or such other address as may be hereafter furnished to the Company,
Trustee and Master Servicer by Standard & Poor's. Any notice required or
permitted to be mailed to a Certificateholder shall be given by first class
mail, postage prepaid, at the address of such holder as shown in the Certificate
Register. Any notice so mailed within the time prescribed in this Agreement
shall be conclusively presumed to have been duly given, whether or not the
Certificateholder receives such notice.
Section 12.06.Notices to Rating Agency.
The Company, the Master Servicer or the Trustee, as applicable, shall
notify each Rating Agency and the Subservicer at such time as it is otherwise
required pursuant to this Agreement to give notice of the occurrence of, any of
the events described in clause (a), (b), (c), (d), (g), (h), (i) or (j) below or
provide a copy to each Rating Agency at such time as otherwise required to be
delivered pursuant to this Agreement of any of the statements described in
clauses (e) and (f) below:
(a) a material change or amendment to this Agreement,
(b) the occurrence of an Event of Default,
(c) the termination or appointment of a successor Master Servicer
or Trustee or a change in the majority ownership of the Trustee,
<PAGE>
(d) the filing of any claim under the Master Servicer's blanket
fidelity bond and the errors and omissions insurance policy required by
Section 3.12 or the cancellation or modification of coverage under any
such instrument,
(e) the statement required to be delivered to the Holders of each
Class of Certificates pursuant to Section 4.03,
(f) the statements required to be delivered pursuant to Sections
3.18 and 3.19,
(g) a change in the location of the Custodial Account or the
Certificate Account,
(h) the occurrence of any monthly cash flow shortfall to the
Holders of any Class of Certificates resulting from the failure by the
Master Servicer to make an Advance pursuant to Section 4.04,
(i) the occurrence of the Final Distribution Date, and
(j) the repurchase of or substitution for any Mortgage Loan,
provided, however, that with respect to notice of the occurrence of the events
described in clauses (d), (g) or (h) above, the Master Servicer shall provide
prompt written notice to each Rating Agency and the Subservicer of any such
event known to the Master Servicer.
Section 12.07.Severability of Provisions.
If any one or more of the covenants, agreements, provisions or terms of
this Agreement shall be for any reason whatsoever held invalid, then such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
Section 12.08.Supplemental Provisions for Resecuritization.
This Agreement may be supplemented by means of the addition of a separate
Article hereto (a "Supplemental Article") for the purpose of resecuritizing any
of the Certificates issued hereunder, under the following circumstances. With
respect to any Class or Classes of Certificates issued hereunder, or any portion
of any such Class, as to which the Company or any of its Affiliates (or any
designee thereof) is the registered Holder (the "Resecuritized Certificates"),
the Company may deposit such Resecuritized Certificates into a new REMIC,
grantor trust or custodial arrangement (a "Restructuring Vehicle") to be held by
the Trustee pursuant to a Supplemental Article. The instrument adopting such
Supplemental Article shall be executed by the Company, the Master Servicer and
the Trustee; provided, that neither the Master Servicer nor the Trustee shall
withhold their consent thereto if their respective interests would not be
materially adversely affected thereby.
<PAGE>
To the extent that the terms of the Supplemental Article do not in any way
affect any provisions of this Agreement as to any of the Certificates initially
issued hereunder, the adoption of the Supplemental Article shall not constitute
an "amendment" of this Agreement.
Each Supplemental Article shall set forth all necessary provisions
relating to the holding of the Resecuritized Certificates by the Trustee, the
establishment of the Restructuring Vehicle, the issuing of various classes of
new certificates by the Restructuring Vehicle and the distributions to be made
thereon, and any other provisions necessary for the purposes thereof. In
connection with each Supplemental Article, the Company shall deliver to the
Trustee an Opinion of Counsel to the effect that (i) the Restructuring Vehicle
will qualify as a REMIC, grantor trust or other entity not subject to taxation
for federal income tax purposes and (ii) the adoption of the Supplemental
Article will not endanger the status of the Trust Fund as a REMIC or (subject to
Section 10.01(f)) result in the imposition of a tax upon the Trust Fund
(including but not limited to the tax on prohibited transactions as defined in
Section 860F(a)(2) of the Code and the tax on contributions to a REMIC as set
forth in Section 860G(d) of the Code).
<PAGE>
IN WITNESS WHEREOF, the Company, the Master Servicer and the Trustee have
caused their names to be signed hereto by their respective officers thereunto
duly authorized and their respective seals, duly attested, to be hereunto
affixed, all as of the day and year first above written.
RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.
[Seal]
By: /s/ Randy Van Zee
Name: Randy Van Zee
Title: Vice President
Attest: /s/ Timothy A. Kruse
Name: Timothy A. Kruse
Title: Vice President
RESIDENTIAL FUNDING CORPORATION
[Seal]
By: /s/ Timothy A. Kruse
Name: Timothy A. Kruse
Title: Director
Attest: /s/ Randy Van Zee
Name: Randy Van Zee
Title: Director
THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
[Seal]
By: /s/ Steven M. Wagner
Name: Steven M. Wagner
Title: First Vice President
Attest: /s/ Faye Wright
Name: Faye Wright
Title: Vice President
<PAGE>
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 28th day of January, 1999 before me, a notary public in and
for said State, personally appeared Randy Van Zee, known to me to be a Vice
President of Residential Funding Mortgage Securities I, Inc., one of the
corporations that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation, and acknowledged to me
that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
/s/ Sara Larson
Notary Public
[Notarial Seal]
<PAGE>
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 28th day of January, 1999 before me, a notary public in and
for said State, personally appeared Timothy A. Kruse, known to me to be a
Director of Residential Funding Corporation, one of the corporations that
executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
/s/ Sara Larson
Notary Public
[Notarial Seal]
<PAGE>
STATE OF ILLINOIS )
) ss.:
COUNTY OF COOK )
On the 28th day of January, 1999 before me, a notary public in and
for said State, personally appeared Steven M. Wagner, known to me to be a First
Vice President of The First National Bank of Chicago, a national banking
corporation that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation, and acknowledged to me
that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
/s/ Darla R. Coulson
Notary Public
[Notarial Seal]
<PAGE>
EXHIBIT A
FORM OF CLASS A CERTIFICATE
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
[THE FOLLOWING INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING
THE U.S. FEDERAL INCOME TAX ORIGINAL ISSUE DISCOUNT ("OID") RULES TO THIS
CERTIFICATE. THE ISSUE DATE OF THIS CERTIFICATE IS JANUARY 28, 1999. ASSUMING
THAT THE MORTGAGE LOANS PREPAY AT 275% OF THE STANDARD PREPAYMENT ASSUMPTION (AS
DESCRIBED IN THE PROSPECTUS SUPPLEMENT), [AND ASSUMING A CONSTANT PASS-THROUGH
RATE EQUAL TO THE INITIAL PASS-THROUGH RATE,] THIS CERTIFICATE HAS BEEN ISSUED
WITH NO MORE THAN $_____ OF OID PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL
BALANCE, THE YIELD TO MATURITY IS ___% AND THE AMOUNT OF OID ATTRIBUTABLE TO THE
INITIAL ACCRUAL PERIOD IS NO MORE THAN $_______ PER $1,000 OF INITIAL
CERTIFICATE PRINCIPAL BALANCE, COMPUTED USING THE APPROXIMATE METHOD. NO
REPRESENTATION IS MADE THAT THE MORTGAGE LOANS WILL PREPAY AT A RATE BASED ON
THE STANDARD PREPAYMENT ASSUMPTION OR AT ANY OTHER RATE OR AS TO THE CONSTANCY
OF THE PASS-THROUGH RATE.]
A-1
<PAGE>
Certificate No. __ [_____%] [Adjustable][Variable] [Pass-Through
Rate] [Step Rate]
Class A-__ Senior
Date of Pooling and Servicing Percentage Interest: ____%
Agreement and Cut-off Date:
January 1, 1999
First Distribution Date: Aggregate Initial [Certificate Principal Balance]
February 25, 1999 [Notional Amount] of the Class A-__ Certificates:
$------------
Master Servicer: Initial [Certificate Principal
Residential Funding Corporation Balance] [Notional Amount] of this Certificate:
$------------
Assumed Final CUSIP _________
Distribution Date:
January 25, 2029
MORTGAGE PASS-THROUGH CERTIFICATE
SERIES 1999-S2
evidencing a percentage interest in the distributions allocable to the
Class A-__ Certificates with respect to a Trust Fund consisting primarily
of a pool of conventional one- to four-family fixed interest rate first
mortgage loans formed and sold by RESIDENTIAL FUNDING MORTGAGE SECURITIES
I, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Funding
Mortgage Securities I, Inc., the Master Servicer, the Trustee referred to below
or GMAC Mortgage or any of their affiliates. Neither this Certificate nor the
underlying Mortgage Loans are guaranteed or insured by any governmental agency
or instrumentality or by Residential Funding Mortgage Securities I, Inc., the
Master Servicer, the Trustee or GMAC Mortgage or any of their affiliates. None
of the Company, the Master Servicer, GMAC Mortgage or any of their affiliates
will have any obligation with respect to any certificate or other obligation
secured by or payable from payments on the Certificates.
This certifies that _____________________________ is the registered owner
of the Percentage Interest evidenced by this Certificate (obtained by dividing
the Initial [Certificate Principal Balance] [Notional Amount] of this
Certificate by the aggregate Initial [Certificate Principal Balance] [Notional
Amount] of all Class A-___ Certificates, both as specified above) in certain
distributions with respect to the Trust Fund consisting primarily of an interest
in a pool of conventional one- to four-family fixed interest rate first mortgage
loans (the "Mortgage Loans"), formed and sold by Residential Funding Mortgage
Securities I, Inc. (hereinafter called the "Company," which term includes any
successor entity under the Agreement referred to below). The
A-2
<PAGE>
Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as
specified above (the "Agreement") among the Company, the Master Servicer and The
First National Bank of Chicago as trustee (the "Trustee"), a summary of certain
of the pertinent provisions of which is set forth hereafter. To the extent not
defined herein, the capitalized terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount of [interest
and] [principal], if any, required to be distributed to Holders of Class A-__
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial [Certificate Principal Balance] [Notional Amount] of this
Certificate is set forth above. The [Certificate Principal Balance] [Notional
Amount] hereof will be reduced to the extent of distributions allocable to
principal and any Realized Losses allocable hereto.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Pass-Through Certificates of
the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the Master Servicer from time to time for purposes other than
distributions to Certificateholders, such purposes including without limitation
reimbursement to the Company and the Master Servicer of advances made, or
certain expenses incurred, by either of them.
A-3
<PAGE>
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all
A-4
<PAGE>
remaining Mortgage Loans and all property acquired in respect of such Mortgage
Loans, thereby effecting early retirement of the Certificates. The Agreement
permits, but does not require, the Master Servicer or the Company to (i)
purchase at a price determined as provided in the Agreement all remaining
Mortgage Loans and all property acquired in respect of any Mortgage Loan or (ii)
purchase in whole, but not in part, all of the Certificates from the Holders
thereof; provided, that any such option may only be exercised if the Pool Stated
Principal Balance of the Mortgage Loans as of the Distribution Date upon which
the proceeds of any such purchase are distributed is less than ten percent of
the Cut-off Date Principal Balance of the Mortgage Loans.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purposes have the same effect as if set forth at this place.
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
A-5
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: January 28, 1999 THE FIRST NATIONAL BANK OF CHICAGO, as
Trustee
By:
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class A-__ Certificates referred to in the
within-mentioned Agreement.
THE FIRST NATIONAL BANK OF CHICAGO, as
Certificate Registrar
By:
Authorized Signatory
A-6
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to for the account of
account number , or, if mailed by check, to
Applicable statements should be mailed to .
This information is provided by , the assignee named
above, or , as its agent.
A-7
<PAGE>
EXHIBIT B
FORM OF CLASS M CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES [,] [AND] CLASS R CERTIFICATES [,] [AND CLASS M-1 CERTIFICATES] [,]
[AND CLASS M-2 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
NO TRANSFER OF THIS CLASS M CERTIFICATE WILL BE MADE UNLESS THE TRUSTEE
HAS RECEIVED EITHER (A) AN OPINION OF COUNSEL ACCEPTABLE TO AND IN FORM AND
SUBSTANCE SATISFACTORY TO THE TRUSTEE, THE COMPANY AND THE MASTER SERVICER WITH
RESPECT TO THE PERMISSIBILITY OF SUCH TRANSFER UNDER THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") AND SECTION 4975 OF THE
INTERNAL REVENUE CODE (THE "CODE") AND STATING, AMONG OTHER THINGS, THAT THE
TRANSFEREE'S ACQUISITION OF A CLASS M CERTIFICATE WILL NOT CONSTITUTE OR RESULT
IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER SECTION 406 OF ERISA OR SECTION
4975 OF THE CODE OR (B) A REPRESENTATION LETTER, IN THE FORM AS DESCRIBED BY THE
AGREEMENT, EITHER STATING THAT THE TRANSFEREE IS NOT AN EMPLOYEE BENEFIT OR
OTHER PLAN SUBJECT TO THE PROHIBITED TRANSACTION PROVISIONS OF ERISA OR SECTION
4975 OF THE CODE (A "PLAN"), OR ANY OTHER PERSON (INCLUDING AN INVESTMENT
MANAGER, A NAMED FIDUCIARY OR A TRUSTEE OF ANY PLAN) ACTING, DIRECTLY OR
INDIRECTLY, ON BEHALF OF OR PURCHASING ANY CERTIFICATE WITH "PLAN ASSETS" OF ANY
PLAN (A "PLAN INVESTOR"), OR STATING THAT (I) THE TRANSFEREE IS AN INSURANCE
COMPANY, (II) THE SOURCE OF FUNDS TO BE USED BY IT TO PURCHASE THE CERTIFICATE
IS AN "INSURANCE COMPANY GENERAL ACCOUNT" (WITHIN THE MEANING OF DEPARTMENT OF
LABOR PROHIBITED TRANSACTION CLASS EXEMPTION ("PTCE") 95-60), AND (III) THE
CONDITIONS SET FORTH IN SECTIONS I AND III OF PTCE 95-60 HAVE BEEN SATISFIED
(EACH ENTITY THAT SATISFIED THIS CLAUSE (B), A "COMPLYING INSURANCE COMPANY").
NOTWITHSTANDING THE ABOVE, WITH RESPECT TO THE TRANSFER OF THIS
CERTIFICATE TO A DEPOSITORY OR ANY SUBSEQUENT TRANSFER OF ANY INTEREST IN THIS
CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS HELD BY A DEPOSITORY, (I) NEITHER
AN OPINION OF COUNSEL NOR A CERTIFICATION, EACH AS DESCRIBED IN THE FOREGOING
PARAGRAPH, SHALL BE REQUIRED, AND (II) THE FOLLOWING CONDITIONS SHALL APPLY:
B-1
<PAGE>
1. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE REPRESENTED BY
VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE (OR INTEREST HEREIN)
THAT EITHER (A) SUCH TRANSFEREE IS NOT A PLAN INVESTOR OR (B) SUCH
TRANSFEREE IS A COMPLYING INSURANCE COMPANY; AND
2. IF THIS CERTIFICATE (OR ANY INTEREST HEREIN) IS ACQUIRED OR HELD
IN VIOLATION OF THE PROVISIONS OF THE PRECEDING PARAGRAPH,
THEN THE LAST PRECEDING TRANSFEREE THAT EITHER (I) IS NOT A
PLAN INVESTOR OR (II) IS A COMPLYING INSURANCE COMPANY SHALL BE
RESTORED, TO THE EXTENT PERMITTED BY LAW, TO ALL RIGHTS AND
OBLIGATIONS AS CERTIFICATE OWNER THEREOF RETROACTIVE TO THE
DATE OF SUCH TRANSFER OF THIS CERTIFICATE. THE TRUSTEE SHALL
BE UNDER NO LIABILITY TO ANY PERSON FOR MAKING ANY PAYMENTS
DUE ON THIS CERTIFICATE TO SUCH PRECEDING TRANSFEREE.
ANY PURPORTED CERTIFICATE OWNER WHOSE ACQUISITION OR HOLDING OF THIS
CERTIFICATE (OR INTEREST HEREIN) WAS EFFECTED IN VIOLATION OF THE RESTRICTIONS
IN SECTION 5.02(E) OF THE POOLING AND SERVICING AGREEMENT SHALL INDEMNIFY AND
HOLD HARMLESS THE COMPANY, THE TRUSTEE, THE MASTER SERVICER, ANY SUBSERVICER,
AND THE TRUST FUND FROM AND AGAINST ANY AND ALL LIABILITIES, CLAIMS, COSTS OR
EXPENSES INCURRED BY SUCH PARTIES AS A RESULT OF SUCH ACQUISITION OR HOLDING.
[THE FOLLOWING INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING
THE U.S. FEDERAL INCOME TAX ORIGINAL ISSUE DISCOUNT ("OID") RULES TO THIS
CERTIFICATE. THE ISSUE DATE OF THIS CERTIFICATE IS JANUARY 28, 1999. ASSUMING
THAT THE MORTGAGE LOANS PREPAY AT 275% OF THE STANDARD PREPAYMENT ASSUMPTION (AS
DESCRIBED IN THE PROSPECTUS SUPPLEMENT), THIS CERTIFICATE HAS BEEN ISSUED WITH
NO MORE THAN $______________OF OID PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL
BALANCE, THE YIELD TO MATURITY IS ______% AND THE AMOUNT OF OID ATTRIBUTABLE TO
THE INITIAL ACCRUAL PERIOD IS NO MORE THAN $______________-_PER $1,000 OF
INITIAL CERTIFICATE PRINCIPAL BALANCE, COMPUTED UNDER THE APPROXIMATE METHOD. NO
REPRESENTATION IS MADE THAT THE MORTGAGE LOANS WILL PREPAY AT A RATE BASED ON
THE STANDARD PREPAYMENT ASSUMPTION OR AT ANY OTHER RATE.]
B-2
<PAGE>
Certificate No. ___ ____% Pass-Through Rate
Class M- Mezzanine Aggregate Certificate
Principal Balance
of the Class M Certificates:
Date of Pooling and Servicing $_______________
Agreement and Cut-off Date:
January 1, 1999 Initial Certificate Principal
Balance of this Certificate:
First Distribution Date: $_______________
February 25, 1999
CUSIP: ____________
Master Servicer:
Residential Funding Corporation
Assumed Final Distribution Date:
January 25, 2029
MORTGAGE PASS-THROUGH CERTIFICATE,
Series 1999-S2
evidencing a percentage interest in any distributions allocable to the
Class M-__ Certificates with respect to the Trust Fund consisting
primarily of a pool of conventional one- to four-family fixed interest
rate first mortgage loans formed and sold by RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Funding
Mortgage Securities I, Inc., the Master Servicer, the Trustee referred to below
or GMAC Mortgage or any of their affiliates. Neither this Certificate nor the
underlying Mortgage Loans are guaranteed or insured by any governmental agency
or instrumentality or by Residential Funding Mortgage Securities I, Inc., the
Master Servicer, the Trustee or GMAC Mortgage or any of their affiliates. None
of the Company, the Master Servicer, GMAC Mortgage or any of their affiliates
will have any obligation with respect to any certificate or other obligation
secured by or payable from payments on the Certificates.
This certifies that _________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate (obtained by
dividing the Certificate Principal Balance of this Certificate by the aggregate
Certificate Principal Balance of all Class M-__ Certificates, both as specified
above) in certain distributions with respect to a Trust Fund consisting
primarily of a pool of conventional one- to four-family fixed interest rate
first mortgage loans (the "Mortgage Loans"), formed and sold by Residential
Funding Mortgage Securities I, Inc. (hereinafter called the "Company," which
term includes any successor entity under the Agreement referred to below). The
Trust Fund was created pursuant to a Pooling and Servicing Agreement dated as
specified above (the "Agreement") among the Company, the Master Servicer and The
First National Bank of Chicago, as trustee (the "Trustee"), a summary of certain
of the pertinent provisions of
B-3
<PAGE>
which is set forth hereafter. To the extent not defined herein, the capitalized
terms used herein have the meanings assigned in the Agreement. This Certificate
is issued under and is subject to the terms, provisions and conditions of the
Agreement, to which Agreement the Holder of this Certificate by virtue of the
acceptance hereof assents and by which such Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class M-__
Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the distributions allocable to principal and any Realized Losses allocable
hereto.
No transfer of this Class M Certificate will be made unless the
Trustee has received either (a) an opinion of counsel acceptable to and in form
and substance satisfactory to the Trustee, the Company and the Master Servicer
with respect to the permissibility of such transfer under the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), and Section 4975
of the Internal Revenue Code (the "Code") and stating, among other things, that
the transferee's acquisition of a Class M Certificate will not constitute or
result in a non-exempt prohibited transaction under Section 406 of ERISA or
Section 4975 of the Code or (b) a representation letter, in the form as
described by the Agreement, either stating that the transferee is not an
employee benefit or other plan subject to the prohibited transaction provisions
of ERISA or Section 4975 of the Code (a "Plan"), or any other person (including
an investment manager, a named fiduciary or a trustee of any Plan) acting,
directly or indirectly, on behalf of or purchasing any Certificate with "plan
assets" of any Plan (a "Plan Investor"), or stating that (i) the transferee is
an insurance company, (ii) the source of funds to be used by it to purchase the
Certificate is an "insurance company general account" (within the meaning of
Department of Labor Prohibited Transaction Class Exemption ("PTCE") 95-60), and
(iii) the conditions set forth in Sections I and III of PTCE 95-60 have been
satisfied (each entity that satisfies this clause (b), a "Complying Insurance
Company").
B-4
<PAGE>
Notwithstanding the above, with respect to the transfer of this
Certificate to a Depository or any subsequent transfer or any interest in this
Certificate for as long as this Certificate is held by the Depository, (i)
neither an opinion of counsel nor a certification, each as described in the
foregoing paragraph, shall be required, and (ii) the following conditions shall
apply:
1. Any Transferee of this Certificate will be deemed to have
represented by virtue of its purchase or holding of this
Certificate (or interest herein) that either (a) such
Transferee is not a Plan Investor or (b) such Transferee is a
Complying Insurance Company; and
2. If this Certificate (or any interest herein) is acquired or
held in violation of the provisions of the preceding
paragraph, then the last preceding Transferee that either (i)
is not a Plan Investor or (ii) is a Complying Insurance
Company shall be restored, to the extent permitted by law, to
all rights and obligations as Certificate Owner thereof
retroactive to the date of such Transfer of this Certificate.
The Trustee shall be under no liability to any Person for
making any payments due on this Certificate to such preceding
Transferee.
Any purported Certificate Owner whose acquisition or holding of this
Certificate (or interest herein) was effected in violation of the restrictions
in Section 5.02(e) of the Agreement shall indemnify and hold harmless the
Company, the Trustee, the Master Servicer, any Subservicer, and the Trust Fund
from and against any and all liabilities, claims, costs or expenses incurred by
such parties as a result of such acquisition or holding.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Pass-Through Certificates of
the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the Master Servicer from time to time for purposes other than
distributions to Certificateholders, such purposes including without limitation
reimbursement to the Company and the Master Servicer of advances made, or
certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive
B-5
<PAGE>
and binding on such Holder and upon all future holders of this Certificate and
of any Certificate issued upon the transfer hereof or in exchange herefor or in
lieu hereof whether or not notation of such consent is made upon the
Certificate. The Agreement also permits the amendment thereof in certain
circumstances without the consent of the Holders of any of the Certificates and,
in certain additional circumstances, without the consent of the Holders of
certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all remaining Mortgage Loans and all property
acquired in respect of such Mortgage Loans, thereby effecting early retirement
of the Certificates. The Agreement permits, but does not require, the Master
Servicer or the Company to (i) purchase at a price determined as provided in the
Agreement all remaining Mortgage Loans and all property acquired in respect of
any Mortgage Loan or (ii) purchase in whole, but not in part, all of the
Certificates from the Holders thereof; provided, that any such option may only
be exercised if the Pool Stated Principal Balance of the Mortgage Loans as of
B-6
<PAGE>
the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
B-7
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: January 28, 1999 THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
By:
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class M-__ Certificates referred to in the
within-mentioned Agreement.
THE FIRST NATIONAL BANK OF CHICAGO,
as Certificate Registrar
By:
Authorized Signatory
B-8
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to for the account of
account number , or, if mailed by check, to
Applicable statements should be mailed to .
This information is provided by , the assignee named
above, or , as its agent.
B-9
<PAGE>
EXHIBIT C
FORM OF CLASS B CERTIFICATE
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE CLASS A
CERTIFICATES, CLASS R CERTIFICATES [,] [AND] CLASS M CERTIFICATES [,] [AND]
[CLASS B-1 CERTIFICATES] [AND] [CLASS B-2 CERTIFICATES] AS DESCRIBED IN THE
AGREEMENT (AS DEFINED HEREIN).
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE
SECURITIES ACT OF 1933, AS AMENDED, OR THE SECURITIES LAWS OF ANY STATE AND MAY
NOT BE RESOLD OR TRANSFERRED UNLESS IT IS REGISTERED PURSUANT TO SUCH ACT AND
LAWS OR IS SOLD OR TRANSFERRED IN TRANSACTIONS WHICH ARE EXEMPT FROM
REGISTRATION UNDER SUCH ACT AND UNDER APPLICABLE STATE LAW AND IS TRANSFERRED IN
ACCORDANCE WITH THE PROVISIONS OF SECTION 5.02 OF THE AGREEMENT.
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE
TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(e) OF THE
AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE MASTER SERVICER, THE
COMPANY AND THE TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE
UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED
TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED, ("ERISA"), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT
THE MASTER SERVICER, THE COMPANY OR THE TRUSTEE TO ANY OBLIGATION OR LIABILITY
IN ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT (THE
"AGREEMENT").
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT," AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE CODE. THE
FOLLOWING INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING THE U.S.
FEDERAL INCOME TAX ORIGINAL ISSUE DISCOUNT ("OID") RULES TO THIS CERTIFICATE.
THE ISSUE DATE OF THIS CERTIFICATE IS JANUARY 28, 1999. ASSUMING THAT THE
MORTGAGE LOANS PREPAY AT 275% OF THE STANDARD PREPAYMENT ASSUMPTION (AS
DESCRIBED IN THE PROSPECTUS SUPPLEMENT), THIS CERTIFICATE HAS BEEN ISSUED WITH
NO MORE THAN $___ OF OID PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL BALANCE,
THE YIELD TO MATURITY IS ____% AND THE AMOUNT OF OID ATTRIBUTABLE TO THE INITIAL
ACCRUAL PERIOD IS NO MORE THAN $____ PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL
BALANCE, COMPUTED UNDER THE APPROXIMATE METHOD. NO REPRESENTATION IS MADE THAT
THE MORTGAGE LOANS WILL PREPAY AT A RATE BASED ON THE STANDARD PREPAYMENT
ASSUMPTION OR AT ANY OTHER RATE.
C-1
<PAGE>
Certificate No. __ ____ % Pass-Through Rate
Class B-__ Subordinate Aggregate Certificate
Principal Balance
of the Class B-__
Certificates as of
Date of Pooling and Servicing the Cut-off Date:
Agreement and Cut-off Date: $_______________
January 1, 1999
Initial Certificate Principal
Balance of this Certificate:
First Distribution Date: $_______________
February 25, 1999
Master Servicer:
Residential Funding Corporation
Assumed Final Distribution Date:
January 25, 2029
MORTGAGE PASS-THROUGH CERTIFICATE,
Series 1999-S2
evidencing a percentage interest in any distributions allocable to the
Class B-__ Certificates with respect to the Trust Fund consisting
primarily of a pool of conventional one- to four-family fixed interest
rate first mortgage loans formed and sold by RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Funding
Mortgage Securities I, Inc., the Master Servicer, the Trustee referred to below
or GMAC Mortgage or any of their affiliates. Neither this Certificate nor the
underlying Mortgage Loans are guaranteed or insured by any governmental agency
or instrumentality or by Residential Funding Mortgage Securities I, Inc., the
Master Servicer, the Trustee or GMAC Mortgage or any of their affiliates. None
of the Company, the Master Servicer, GMAC Mortgage or any of their affiliates
will have any obligation with respect to any certificate or other obligation
secured by or payable from payments on the Certificates.
This certifies that _______________________________ is the
registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the Certificate Principal Balance of this Certificate by
the aggregate Certificate Principal Balance of all Class B-__ Certificates, both
as specified above) in certain distributions with respect to a Trust Fund
consisting primarily of a pool of conventional one- to four-family fixed
interest rate first mortgage loans (the "Mortgage Loans"), formed and sold by
Residential Funding Mortgage Securities I, Inc. (hereinafter called the
"Company," which term includes any successor entity under the Agreement referred
to below). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as specified above (the "Agreement") among the Company, the
Master Servicer and The First National
C-2
<PAGE>
Bank of Chicago, as trustee (the "Trustee"), a summary of certain of the
pertinent provisions of which is set forth hereafter. To the extent not defined
herein, the capitalized terms used herein have the meanings assigned in the
Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing on the
first Distribution Date specified above, to the Person in whose name this
Certificate is registered at the close of business on the last day (or if such
last day is not a Business Day, the Business Day immediately preceding such last
day) of the month next preceding the month of such distribution (the "Record
Date"), from the Available Distribution Amount in an amount equal to the product
of the Percentage Interest evidenced by this Certificate and the amount (of
interest and principal, if any) required to be distributed to Holders of Class
B-__ Certificates on such Distribution Date.
Distributions on this Certificate will be made either by the Master
Servicer acting on behalf of the Trustee or by a Paying Agent appointed by the
Trustee in immediately available funds (by wire transfer or otherwise) for the
account of the Person entitled thereto if such Person shall have so notified the
Master Servicer or such Paying Agent, or by check mailed to the address of the
Person entitled thereto, as such name and address shall appear on the
Certificate Register.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
the distributions allocable to principal and any Realized Losses allocable
hereto.
No transfer of this Class B Certificate will be made unless such
transfer is exempt from the registration requirements of the Securities Act of
1933, as amended, and any applicable state securities laws or is made in
accordance with said Act and laws. In the event that such a transfer is to be
made, (i) the Trustee or the Company may require an opinion of counsel
acceptable to and in form and substance satisfactory to the Trustee and the
Company that such transfer is exempt (describing the applicable exemption and
the basis therefor) from or is being made pursuant to the registration
requirements of the Securities Act of 1933, as amended, and of any applicable
statute of any state and (ii) the transferee shall execute an investment letter
in the form described by the Agreement. The Holder hereof desiring to effect
such transfer shall, and does hereby agree to, indemnify the Trustee, the
Company, the Master Servicer and the Certificate Registrar acting on behalf of
the Trustee against any liability that may result if the transfer is not so
exempt or is not made in accordance with such Federal and state laws. In
connection with any such transfer, the Trustee will also require either (i) an
opinion of counsel acceptable to and in form and substance satisfactory to the
Trustee, the Company and the Master Servicer with respect to the permissibility
of such transfer under the Employee Retirement Income Security Act of 1974, as
amended ("ERISA") and Section 4975 of the Internal Revenue Code (the "Code") and
stating, among other things, that the transferee's acquisition of a Class B
Certificate will not constitute or result in a
C-3
<PAGE>
non-exempt prohibited transaction under Section 406 of ERISA or Section 4975 of
the Code or (ii) a representation letter, in the form as described by the
Agreement, either stating that the transferee is not an employee benefit or
other plan subject to the prohibited transaction provisions of ERISA or Section
4975 of the Code (a "Plan"), or any other person (including an investment
manager, a named fiduciary or a trustee of any Plan) acting, directly or
indirectly, on behalf of or purchasing any Certificate with "plan assets" of any
Plan, or stating that the transferee is an insurance company, the source of
funds to be used by it to purchase the Certificate is an "insurance company
general account" (within the meaning of Department of Labor Prohibited
Transaction Class Exemption ("PTCE") 95-60), and the purchase is being made in
reliance upon the availability of the exemptive relief afforded under PTCE
95-60.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Pass-Through Certificates of
the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the Master Servicer from time to time for purposes other than
distributions to Certificateholders, such purposes including without limitation
reimbursement to the Company and the Master Servicer of advances made, or
certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more
C-4
<PAGE>
new Certificates of authorized denominations evidencing the same Class and
aggregate Percentage Interest will be issued to the designated transferee or
transferees.
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all remaining Mortgage Loans and all property
acquired in respect of such Mortgage Loans, thereby effecting early retirement
of the Certificates. The Agreement permits, but does not require, the Master
Servicer or the Company to (i) purchase at a price determined as provided in the
Agreement all remaining Mortgage Loans and all property acquired in respect of
any Mortgage Loan or (ii) purchase in whole, but not in part, all of the
Certificates from the Holders thereof; provided, that any such option may only
be exercised if the Pool Stated Principal Balance of the Mortgage Loans as of
the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
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<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: January 28, 1999 THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
By:
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class B-__ Certificates referred to in the
within-mentioned Agreement.
THE FIRST NATIONAL BANK OF CHICAGO,
as Certificate Registrar
By:
Authorized Signatory
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<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available to for the account of
account number , or, if mailed by check, to
Applicable statements should be mailed to .
This information is provided by , the assignee named
above, or , as its agent.
C-1
<PAGE>
EXHIBIT D
FORM OF CLASS R CERTIFICATE
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A
NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED
BELOW).
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL
REVENUE CODE OF 1986 (THE "CODE").
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE
TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 5.02(e) OF THE
AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE MASTER SERVICER, THE
COMPANY AND THE TRUSTEE THAT THE PURCHASE OF THIS CERTIFICATE IS PERMISSIBLE
UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN A NON-EXEMPT PROHIBITED
TRANSACTION UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF
1974, AS AMENDED ("ERISA"), OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE
MASTER SERVICER, THE COMPANY OR THE TRUSTEE TO ANY OBLIGATION OR LIABILITY IN
ADDITION TO THOSE UNDERTAKEN IN THE POOLING AND SERVICING AGREEMENT (THE
"AGREEMENT").
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE
ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER
SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES,
ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY FOREIGN GOVERNMENT, ANY
INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE
FOREGOING, (B) ANY ORGANIZATION (OTHER THAN A COOPERATIVE DESCRIBED IN SECTION
521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE
UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE
CODE, (C) ANY ORGANIZATION DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (ANY
SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B) OR (C) BEING HEREIN
REFERRED TO AS A "DISQUALIFIED ORGANIZATION") OR (D) AN AGENT OF A DISQUALIFIED
ORGANIZATION, (2) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR
COLLECTION OF TAX AND (3) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL
CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE.
NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER,
SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR
AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL
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<PAGE>
BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT
BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT
NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF
THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE
CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
D-2
<PAGE>
Certificate No. ___ ____% Pass-Through Rate
Class R Senior Aggregate Initial Certificate Principal
Balance of the Class R Certificates:
$100.00
Date of Pooling and Servicing Percentage Interest: ______%
Agreement and Cut-off Date:
January 1, 1999
First Distribution Date: Initial Certificate Principal
February 25, 1999 Balance of this Certificate:
$---------------
Master Servicer:
Residential Funding Corporation
Assumed Final Distribution Date: CUSIP ____________
January 25, 2029
MORTGAGE PASS-THROUGH CERTIFICATE,
SERIES 1999-S2
evidencing a percentage interest in any distributions allocable to the
Class R Certificates with respect to a Trust Fund consisting primarily of
a pool of conventional one- to four-family fixed interest rate first
mortgage loans formed and sold by RESIDENTIAL FUNDING MORTGAGE SECURITIES
I, INC.
This Certificate is payable solely from the assets of the Trust
Fund, and does not represent an obligation of or interest in Residential Funding
Mortgage Securities I, Inc., the Master Servicer, the Trustee referred to below
or GMAC Mortgage or any of their affiliates. Neither this Certificate nor the
underlying Mortgage Loans are guaranteed or insured by any governmental agency
or instrumentality or by Residential Funding Mortgage Securities I, Inc., the
Master Servicer, the Trustee or GMAC Mortgage or any of their affiliates. None
of the Company, the Master Servicer, GMAC Mortgage or any of their affiliates
will have any obligation with respect to any certificate or other obligation
secured by or payable from payments on the Certificates.
This certifies that _________________________ is the registered
owner of the Percentage Interest evidenced by this Certificate (obtained by
dividing the Initial Certificate Principal Balance of this Certificate by the
aggregate Initial Certificate Principal Balance of all Class R Certificates,
both as specified above) in certain distributions with respect to a Trust Fund,
consisting primarily of a pool of conventional one- to four-family fixed
interest rate first mortgage loans (the "Mortgage Loans"), formed and sold by
Residential Funding Mortgage Securities I, Inc. (hereinafter called the
"Company," which term includes any successor entity under the Agreement referred
to below). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as
D-3
<PAGE>
specified above (the "Agreement") among the Company, the Master Servicer and The
First National Bank of Chicago, as trustee (the "Trustee"), a summary of certain
of the pertinent provisions of which is set forth hereafter. To the extent not
defined herein, the capitalized terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
Pursuant to the terms of the Agreement, a distribution will be made
on the 25th day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"), commencing as
described in the Agreement, to the Person in whose name this Certificate is
registered at the close of business on the last day (or if such last day is not
a Business Day, the Business Day immediately preceding such last day) of the
month immediately preceding the month of such distribution (the "Record Date"),
from the Available Distribution Amount in an amount equal to the product of the
Percentage Interest evidenced by this Certificate and the amount (of interest
and principal, if any) required to be distributed to Holders of Class R
Certificates on such Distribution Date.
Each Holder of this Certificate will be deemed to have agreed to be
bound by the restrictions set forth in the Agreement to the effect that (i) each
person holding or acquiring any Ownership Interest in this Certificate must be a
United States Person and a Permitted Transferee, (ii) the transfer of any
Ownership Interest in this Certificate will be conditioned upon the delivery to
the Trustee of, among other things, an affidavit to the effect that it is a
United States Person and Permitted Transferee, (iii) any attempted or purported
transfer of any Ownership Interest in this Certificate in violation of such
restrictions will be absolutely null and void and will vest no rights in the
purported transferee, and (iv) if any person other than a United States Person
and a Permitted Transferee acquires any Ownership Interest in this Certificate
in violation of such restrictions, then the Company will have the right, in its
sole discretion and without notice to the Holder of this Certificate, to sell
this Certificate to a purchaser selected by the Company, which purchaser may be
the Company, or any affiliate of the Company, on such terms and conditions as
the Company may choose.
Notwithstanding the above, the final distribution on this
Certificate will be made after due notice of the pendency of such distribution
and only upon presentation and surrender of this Certificate at the office or
agency appointed by the Trustee for that purpose in the City and State of New
York. The Initial Certificate Principal Balance of this Certificate is set forth
above. The Certificate Principal Balance hereof will be reduced to the extent of
distributions allocable to principal and any Realized Losses allocable hereto.
Notwithstanding the reduction of the Certificate Principal Balance hereof to
zero, this Certificate will remain outstanding under the Agreement and the
Holder hereof may have additional obligations with respect to this Certificate,
including tax liabilities, and may be entitled to certain additional
distributions hereon, in accordance with the terms and provisions of the
Agreement.
No transfer of this Class R Certificate will be made unless the
Trustee has received either (i) an opinion of counsel acceptable to and in form
and substance satisfactory to the Trustee, the Company and the Master Servicer
with respect to the permissibility of such transfer under the Employee
Retirement Income Security Act of 1974, as amended ("ERISA") and Section 4975 of
the
D-4
<PAGE>
Internal Revenue Code (the "Code") and stating, among other things, that the
transferee's acquisition of a Class R Certificate will not constitute or result
in a non-exempt prohibited transaction under Section 406 of ERISA or Section
4975 of the Code or (ii) a representation letter, in the form as described by
the Agreement, stating that the transferee is not an employee benefit or other
plan subject to the prohibited transaction provisions of ERISA or Section 4975
of the Code (a "Plan"), or any other person (including an investment manager, a
named fiduciary or a trustee of any Plan) acting, directly or indirectly, on
behalf of or purchasing any Certificate with "plan assets" of any Plan.
This Certificate is one of a duly authorized issue of Certificates
issued in several Classes designated as Mortgage Pass-Through Certificates of
the Series specified hereon (herein collectively called the "Certificates").
The Certificates are limited in right of payment to certain
collections and recoveries respecting the Mortgage Loans, all as more
specifically set forth herein and in the Agreement. In the event Master Servicer
funds are advanced with respect to any Mortgage Loan, such advance is
reimbursable to the Master Servicer, to the extent provided in the Agreement,
from related recoveries on such Mortgage Loan or from other cash that would have
been distributable to Certificateholders.
As provided in the Agreement, withdrawals from the Custodial Account
and/or the Certificate Account created for the benefit of Certificateholders may
be made by the Master Servicer from time to time for purposes other than
distributions to Certificateholders, such purposes including without limitation
reimbursement to the Company and the Master Servicer of advances made, or
certain expenses incurred, by either of them.
The Agreement permits, with certain exceptions therein provided, the
amendment of the Agreement and the modification of the rights and obligations of
the Company, the Master Servicer and the Trustee and the rights of the
Certificateholders under the Agreement at any time by the Company, the Master
Servicer and the Trustee with the consent of the Holders of Certificates
evidencing in the aggregate not less than 66% of the Percentage Interests of
each Class of Certificates affected thereby. Any such consent by the Holder of
this Certificate shall be conclusive and binding on such Holder and upon all
future holders of this Certificate and of any Certificate issued upon the
transfer hereof or in exchange herefor or in lieu hereof whether or not notation
of such consent is made upon the Certificate. The Agreement also permits the
amendment thereof in certain circumstances without the consent of the Holders of
any of the Certificates and, in certain additional circumstances, without the
consent of the Holders of certain Classes of Certificates.
As provided in the Agreement and subject to certain limitations
therein set forth, the transfer of this Certificate is registrable in the
Certificate Register upon surrender of this Certificate for registration of
transfer at the offices or agencies appointed by the Trustee in the City and
State of New York, duly endorsed by, or accompanied by an assignment in the form
below or other written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one or more new
Certificates of authorized denominations evidencing the same Class and aggregate
Percentage Interest will be issued to the designated transferee or transferees.
D-5
<PAGE>
The Certificates are issuable only as registered Certificates
without coupons in Classes and in denominations specified in the Agreement. As
provided in the Agreement and subject to certain limitations therein set forth,
Certificates are exchangeable for new Certificates of authorized denominations
evidencing the same Class and aggregate Percentage Interest, as requested by the
Holder surrendering the same.
No service charge will be made for any such registration of transfer
or exchange, but the Trustee may require payment of a sum sufficient to cover
any tax or other governmental charge payable in connection therewith.
The Company, the Master Servicer, the Trustee and the Certificate
Registrar and any agent of the Company, the Master Servicer, the Trustee or the
Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Company, the
Master Servicer, the Trustee nor any such agent shall be affected by notice to
the contrary.
This Certificate shall be governed by and construed in accordance
with the laws of the State of New York.
The obligations created by the Agreement in respect of the
Certificates and the Trust Fund created thereby shall terminate upon the payment
to Certificateholders of all amounts held by or on behalf of the Trustee and
required to be paid to them pursuant to the Agreement following the earlier of
(i) the maturity or other liquidation of the last Mortgage Loan subject thereto
or the disposition of all property acquired upon foreclosure or deed in lieu of
foreclosure of any Mortgage Loan and (ii) the purchase by the Master Servicer or
the Company from the Trust Fund of all remaining Mortgage Loans and all property
acquired in respect of such Mortgage Loans, thereby effecting early retirement
of the Certificates. The Agreement permits, but does not require, the Master
Servicer or the Company to (i) purchase at a price determined as provided in the
Agreement all remaining Mortgage Loans and all property acquired in respect of
any Mortgage Loan or (ii) purchase in whole, but not in part, all of the
Certificates from the Holders thereof; provided, that any such option may only
be exercised if the Pool Stated Principal Balance of the Mortgage Loans as of
the Distribution Date upon which the proceeds of any such purchase are
distributed is less than ten percent of the Cut-off Date Principal Balance of
the Mortgage Loans.
Reference is hereby made to the further provisions of this
Certificate set forth on the reverse hereof, which further provisions shall for
all purpose have the same effect as if set forth at this place.
Unless the certificate of authentication hereon has been executed by
the Certificate Registrar, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any purpose.
D-6
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed.
Dated: January 28, 1999 THE FIRST NATIONAL BANK OF CHICAGO, as
Trustee
By:
Authorized Signatory
CERTIFICATE OF AUTHENTICATION
This is one of the Class R Certificates referred to in the
within-mentioned Agreement.
THE FIRST NATIONAL BANK OF CHICAGO, as
Certificate Registrar
By:
Authorized Signatory
D-7
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and
transfer(s) unto (Please print or typewrite name and address including postal
zip code of assignee) a Percentage Interest evidenced by the within Mortgage
Pass-Through Certificate and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of the Trust Fund.
I (We) further direct the Certificate Registrar to issue a new
Certificate of a like denomination and Class, to the above named assignee and
deliver such Certificate to the following address:
Dated:
Signature by or on behalf of assignor
Signature Guaranteed
DISTRIBUTION INSTRUCTIONS
The assignee should include the following for purposes of
distribution:
Distributions shall be made, by wire transfer or otherwise, in
immediately available funds to for the account of
account number , or, if mailed by check, to
Applicable statements should be mailed to .
This information is provided by , the assignee named
above, or , as its agent.
D-8
<PAGE>
EXHIBIT E
CUSTODIAL AGREEMENT
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to
time, the "Agreement"), dated as of January 1, 1999, by and among THE FIRST
NATIONAL BANK OF CHICAGO, as trustee (including its successors under the Pooling
Agreement defined below, the "Trustee"), RESIDENTIAL FUNDING MORTGAGE SECURITIES
I, INC., as company (together with any successor in interest, the "Company"),
RESIDENTIAL FUNDING CORPORATION, as master servicer (together with any successor
in interest or successor under the Pooling Agreement referred to below, the
"Master Servicer"), and NORWEST BANK MINNESOTA, NATIONAL ASSOCIATION (together
with any successor in interest or any successor appointed hereunder, the
"Custodian").
W I T N E S S E T H T H A T :
WHEREAS, the Company, the Master Servicer, and the Trustee have
entered into a Pooling and Servicing Agreement, dated as of January 1, 1999,
relating to the issuance of Residential Funding Mortgage Securities I, Inc.,
Mortgage Pass-Through Certificates, Series 1999-S2 (as in effect on the date of
this agreement, the "Original Pooling Agreement," and as amended and
supplemented from time to time, the "Pooling Agreement"); and
WHEREAS, the Custodian has agreed to act as agent for the Trustee
for the purposes of receiving and holding certain documents and other
instruments delivered by the Company and the Master Servicer under the Pooling
Agreement, all upon the terms and conditions and subject to the limitations
hereinafter set forth;
NOW, THEREFORE, in consideration of the premises and the mutual
covenants and agreements hereinafter set forth, the Trustee, the Company, the
Master Servicer and the Custodian hereby agree as follows:
ARTICLE I
Definitions
Capitalized terms used in this Agreement and not defined herein
shall have the meanings assigned in the Original Pooling Agreement, unless
otherwise required by the context herein.
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<PAGE>
ARTICLE II
Custody of Mortgage Documents
Section 2.1. Custodian to Act as Agent; Acceptance of Mortgage
Files. The Custodian, as the duly appointed agent of the Trustee for these
purposes, acknowledges receipt of the Mortgage Files relating to the Mortgage
Loans identified on the schedule attached hereto (the "Mortgage Files") and
declares that it holds and will hold the Mortgage Files as agent for the
Trustee, in trust, for the use and benefit of all present and future
Certificateholders.
Section 2.2. Recordation of Assignments. If any Mortgage File
includes one or more assignments to the Trustee of Mortgage Notes and related
Mortgages that have not been recorded, each such assignment shall be delivered
by the Custodian to the Company for the purpose of recording it in the
appropriate public office for real property records, and the Company, at no
expense to the Custodian, shall promptly cause to be recorded in the appropriate
public office for real property records each such assignment and, upon receipt
thereof from such public office, shall return each such assignment to the
Custodian.
Section 2.3. Review of Mortgage Files.
(a) On or prior to the Closing Date, the Custodian shall deliver to
the Trustee an Initial Certification in the form annexed hereto as Exhibit One
evidencing receipt of a Mortgage File for each Mortgage Loan listed on the
Schedule attached hereto (the "Mortgage Loan Schedule").
(b) Within 45 days of the initial issuance of the Certificates, the
Custodian agrees, for the benefit of Certificateholders, to review, in
accordance with the provisions of Section 2.02 of the Pooling Agreement, each
Mortgage File, and shall deliver to the Trustee an Interim Certification in the
form annexed hereto as Exhibit Two to the effect that all documents required to
be delivered pursuant to Section 2.01(b) of the Pooling Agreement have been
executed and received and that such documents relate to the Mortgage Loans
identified on the Mortgage Loan Schedule, except for any exceptions listed on
Schedule A attached to such Interim Certification. Within 45 days of receipt of
the documents required to be delivered pursuant to Section 2.01(c) of the
Pooling Agreement, the Custodian agrees, for the benefit of Certificateholders,
to review, in accordance with the provisions of Section 2.02 of the Pooling
Agreement, each such document, and shall deliver to the Trustee either (i) an
Interim Certification in the form attached hereto as Exhibit Two to the effect
that all such documents relate to the Mortgage Loans identified on the Mortgage
Loan Schedule, except for any exceptions listed on Schedule A attached to such
Interim Certification or (ii) a Final Certification as set forth in subsection
(c) below. The Custodian shall be under no duty or obligation to inspect, review
or examine said documents, instruments, certificates or other papers to
determine that the same are genuine, enforceable, or appropriate for the
represented purpose or that they have actually been recorded or that they are
other than what they purport to be on their face. If in performing the review
required by this Section 2.3 the Custodian finds any document or documents
constituting a part of a Mortgage File to be defective in any material respect,
the Custodian shall promptly so notify the Company, the Master Servicer and the
Trustee. Upon receipt of written notification from the Master Servicer, signed
by a Servicing Officer, that the Master Servicer or a Subservicer, as the case
may be, has made a deposit into the Certificate Account in payment for the
purchase of the related
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<PAGE>
Mortgage Loan in an amount equal to the Purchase Price for such Mortgage Loan,
the Custodian shall release to the Master Servicer the related Mortgage File.
(c) Upon receipt of all documents required to be in the Mortgage
Files the Custodian shall deliver to the Trustee a Final Certification in the
form annexed hereto as Exhibit Three evidencing the completeness of the Mortgage
Files.
Upon receipt of written request from the Trustee, the Custodian
shall as soon as practicable supply the Trustee with a list of all of the
documents relating to the Mortgage Loans then contained in the Mortgage Files.
Section 2.4. Notification of Breaches of Representations and
Warranties. Upon discovery by the Custodian of a breach of any representation or
warranty made by the Master Servicer or the Company as set forth in the Pooling
Agreement or by a Seller in a Seller's Agreement or by Residential Funding or
the Company in the Assignment Agreement with respect to a Mortgage Loan relating
to a Mortgage File, the Custodian shall give prompt written notice to the
Company, the Master Servicer and the Trustee.
Section 2.5. Custodian to Cooperate; Release of Mortgage Files. Upon
the repurchase or substitution of any Mortgage Loan pursuant to Article II of
the Pooling Agreement or payment in full of any Mortgage Loan, or the receipt by
the Master Servicer of a notification that payment in full will be escrowed in a
manner customary for such purposes, the Master Servicer shall immediately notify
the Custodian by a certification (which certification shall include a statement
to the effect that all amounts received or to be received in connection with
such payment which are required to be deposited in the Custodial Account
pursuant to Section 3.07 of the Pooling Agreement have been or will be so
deposited) of a Servicing Officer and shall request delivery to it of the
Mortgage File. The Custodian agrees, upon receipt of such certification and
request, promptly to release to the Master Servicer the related Mortgage File.
The Master Servicer shall deliver to the Custodian and the Custodian agrees to
accept the Mortgage Note and other documents constituting the Mortgage File with
respect to any Qualified Substitute Mortgage Loan.
From time to time as is appropriate for the servicing or
foreclosures of any Mortgage Loan, including, for this purpose, collection under
any Primary Insurance Policy or any Mortgage Pool Insurance Policy, the Master
Servicer shall deliver to the Custodian a certificate of a Servicing Officer
requesting that possession of all, or any document constituting part, of the
Mortgage File be released to the Master Servicer and certifying as to the reason
for such release and that such release will not invalidate any insurance
coverage provided in respect of the Mortgage Loan under any of the Required
Insurance Policies. With such certificate, the Master Servicer shall deliver to
the Custodian a trust receipt signed by a Servicing Officer on behalf of the
Master Servicer, and upon receipt of the foregoing, the Custodian shall deliver
the Mortgage File or such document to the Master Servicer. The Master Servicer
shall cause each Mortgage File or any document therein so released to be
returned to the Custodian when the need therefor by the Master Servicer no
longer exists, unless (i) the Mortgage Loan has been liquidated and the
Liquidation Proceeds relating to the Mortgage Loan have been deposited in the
Custodial Account or (ii) the Mortgage File or such document has been delivered
to an attorney, or to a public trustee or other public official as required by
law, for purposes of initiating or pursuing legal action or other proceedings
for the foreclosure
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<PAGE>
of the Mortgaged Property either judicially or non-judicially, and the Master
Servicer has delivered to the Custodian a certificate of a Servicing Officer
certifying as to the name and address of the Person to which such Mortgage File
or such document was delivered and the purpose or purposes of such delivery. In
the event of the liquidation of a Mortgage Loan, the Custodian shall deliver the
Trust Receipt with respect thereto to the Master Servicer upon deposit of the
related Liquidation Proceeds in the Custodial Account as provided in the Pooling
Agreement.
Section 2.6. Assumption Agreements. In the event that any assumption
agreement or substitution of liability agreement is entered into with respect to
any Mortgage Loan subject to this Agreement in accordance with the terms and
provisions of the Pooling Agreement, the Master Servicer shall notify the
Custodian that such assumption or substitution agreement has been completed by
forwarding to the Custodian the original of such assumption or substitution
agreement, which shall be added to the related Mortgage File and, for all
purposes, shall be considered a part of such Mortgage File to the same extent as
all other documents and instruments constituting parts thereof.
ARTICLE III
Concerning the Custodian
Section 3.1. Custodian a Bailee and Agent of the Trustee. With
respect to each Mortgage Note, Mortgage and other documents constituting each
Mortgage File which are delivered to the Custodian, the Custodian is exclusively
the bailee and agent of the Trustee and has no instructions to hold any Mortgage
Note or Mortgage for the benefit of any person other than the Trustee, holds
such documents for the benefit of Certificateholders and undertakes to perform
such duties and only such duties as are specifically set forth in this
Agreement. Except upon compliance with the provisions of Section 2.5 of this
Agreement, no Mortgage Note, Mortgage or other document constituting a part of a
Mortgage File shall be delivered by the Custodian to the Company or the Master
Servicer or otherwise released from the possession of the Custodian.
Section 3.2. Indemnification. The Company hereby agrees to indemnify
and hold the Custodian harmless from and against all claims, liabilities,
losses, actions, suits or proceedings at law or in equity, or any other
expenses, fees or charges of any character or nature, which the Custodian may
incur or with which the Custodian may be threatened by reason of its acting as
custodian under this Agreement, including indemnification of the Custodian
against any and all expenses, including attorney's fees if counsel for the
Custodian has been approved by the Company, and the cost of defending any
action, suit or proceedings or resisting any claim. Notwithstanding the
foregoing, it is specifically understood and agreed that in the event any such
claim, liability, loss, action, suit or proceeding or other expense, fee or
charge shall have been caused by reason of any negligent act, negligent failure
to act or willful misconduct on the part of the Custodian, or which shall
constitute a willful breach of its duties hereunder, the indemnification
provisions of this Agreement shall not apply.
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<PAGE>
Section 3.3. Custodian May Own Certificates. The Custodian in its
individual or any other capacity may become the owner or pledgee of Certificates
with the same rights it would have if it were not Custodian.
Section 3.4. Master Servicer to Pay Custodian's Fees and Expenses.
The Master Servicer covenants and agrees to pay to the Custodian from time to
time, and the Custodian shall be entitled to, reasonable compensation for all
services rendered by it in the exercise and performance of any of the powers and
duties hereunder of the Custodian, and the Master Servicer will pay or reimburse
the Custodian upon its request for all reasonable expenses, disbursements and
advances incurred or made by the Custodian in accordance with any of the
provisions of this Agreement (including the reasonable compensation and the
expenses and disbursements of its counsel and of all persons not regularly in
its employ), except any such expense, disbursement or advance as may arise from
its negligence or bad faith.
Section 3.5. Custodian May Resign; Trustee May Remove Custodian. The
Custodian may resign from the obligations and duties hereby imposed upon it as
such obligations and duties relate to its acting as Custodian of the Mortgage
Loans. Upon receiving such notice of resignation, the Trustee shall either take
custody of the Mortgage Files itself and give prompt notice thereof to the
Company, the Master Servicer and the Custodian, or promptly appoint a successor
Custodian by written instrument, in duplicate, one copy of which instrument
shall be delivered to the resigning Custodian and one copy to the successor
Custodian. If the Trustee shall not have taken custody of the Mortgage Files and
no successor Custodian shall have been so appointed and have accepted
appointment within 30 days after the giving of such notice of resignation, the
resigning Custodian may petition any court of competent jurisdiction for the
appointment of a successor Custodian.
The Trustee may remove the Custodian at any time. In such event, the
Trustee shall appoint, or petition a court of competent jurisdiction to appoint,
a successor Custodian hereunder. Any successor Custodian shall be a depository
institution subject to supervision or examination by federal or state authority
and shall be able to satisfy the other requirements contained in Section 3.7 and
shall be unaffiliated with the Master Servicer or the Company.
Any resignation or removal of the Custodian and appointment of a
successor Custodian pursuant to any of the provisions of this Section 3.5 shall
become effective upon acceptance of appointment by the successor Custodian. The
Trustee shall give prompt notice to the Company and the Master Servicer of the
appointment of any successor Custodian. No successor Custodian shall be
appointed by the Trustee without the prior approval of the Company and the
Master Servicer.
Section 3.6. Merger or Consolidation of Custodian. Any Person into
which the Custodian may be merged or converted or with which it may be
consolidated, or any Person resulting from any merger, conversion or
consolidation to which the Custodian shall be a party, or any Person succeeding
to the business of the Custodian, shall be the successor of the Custodian
hereunder, without the execution or filing of any paper or any further act on
the part of any of the parties hereto, anything herein to the contrary
notwithstanding.
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<PAGE>
Section 3.7. Representations of the Custodian. The Custodian hereby
represents that it is a depository institution subject to supervision or
examination by a federal or state authority, has a combined capital and surplus
of at least $15,000,000 and is qualified to do business in the jurisdictions in
which it will hold any Mortgage File.
ARTICLE IV
Miscellaneous Provisions
Section 4.1. Notices. All notices, requests, consents and demands
and other communications required under this Agreement or pursuant to any other
instrument or document delivered hereunder shall be in writing and, unless
otherwise specifically provided, may be delivered personally, by telegram or
telex, or by registered or certified mail, postage prepaid, return receipt
requested, at the addresses specified on the signature page hereof (unless
changed by the particular party whose address is stated herein by similar notice
in writing), in which case the notice will be deemed delivered when received.
Section 4.2. Amendments. No modification or amendment of or
supplement to this Agreement shall be valid or effective unless the same is in
writing and signed by all parties hereto, and neither the Company, the Master
Servicer nor the Trustee shall enter into any amendment hereof except as
permitted by the Pooling Agreement. The Trustee shall give prompt notice to the
Custodian of any amendment or supplement to the Pooling Agreement and furnish
the Custodian with written copies thereof.
SECTION 4.3. GOVERNING LAW. THIS AGREEMENT SHALL BE DEEMED A
CONTRACT MADE UNDER THE LAWS OF THE STATE OF NEW YORK AND SHALL BE CONSTRUED AND
ENFORCED IN ACCORDANCE WITH AND GOVERNED BY THE LAWS OF THE STATE OF NEW YORK.
Section 4.4. Recordation of Agreement. To the extent permitted by
applicable law, this Agreement is subject to recordation in all appropriate
public offices for real property records in all the counties or other comparable
jurisdictions in which any or all of the properties subject to the Mortgages are
situated, and in any other appropriate public recording office or elsewhere,
such recordation to be effected by the Master Servicer and at its expense on
direction by the Trustee (pursuant to the request of holders of Certificates
evidencing undivided interests in the aggregate of not less than 25% of the
Trust Fund), but only upon direction accompanied by an Opinion of Counsel
reasonably satisfactory to the Master Servicer to the effect that the failure to
effect such recordation is likely to materially and adversely affect the
interests of the Certificateholders.
For the purpose of facilitating the recordation of this Agreement as
herein provided and for other purposes, this Agreement may be executed
simultaneously in any number of counterparts, each of which counterparts shall
be deemed to be an original, and such counterparts shall constitute but one and
the same instrument.
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<PAGE>
Section 4.5. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then such covenants, agreements, provisions or
terms shall be deemed severable from the remaining covenants, agreements,
provisions or terms of this Agreement and shall in no way affect the validity or
enforceability of the other provisions of this Agreement or of the Certificates
or the rights of the holders thereof.
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<PAGE>
IN WITNESS WHEREOF, this Agreement is executed as of the date first
above written.
Address: THE FIRST NATIONAL BANK OF
CHICAGO, as Trustee
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding
Corporation, Series 1999-S2
By:
Name:
Title:
Address: RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC., as Company
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
By:
Name:
Title:
Address: RESIDENTIAL FUNDING
CORPORATION, as Master Servicer
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
By:
Name:
Title:
Address: NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION, as Custodian
401 Second Avenue South
Minneapolis, Minnesota 55479
By:
Name:
Title:
E-8
<PAGE>
STATE OF ILLINOIS )
) ss.:
COUNTY OF COOK )
On the 28th day of January, 1999, before me, a notary public in and
for said State, personally appeared _______________________, known to me to be a
______________ of The First National Bank of Chicago, a national banking
association that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation and acknowledged to me that
such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[SEAL]
E-9
<PAGE>
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 28th day of January, 1999, before me, a notary public in and
for said State, personally appeared __________________, known to me to be a
________________ of Norwest Bank Minnesota, National Association, a national
banking association that executed the within instrument, and also known to me to
be the person who executed it on behalf of said national banking association,
and acknowledged to me that such national banking association executed the
within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[SEAL]
E-10
<PAGE>
STATE OF MINNESOTA )
) ss.:
COUNTY OF HENNEPIN )
On the 28th day of January, 1999, before me, a notary public in and
for said State, personally appeared ________________, known to me to be a
_______________ of Residential Funding Mortgage Securities I, Inc., one of the
corporations that executed the within instrument, and also known to me to be the
person who executed it on behalf of said corporation, and acknowledged to me
that such corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
STATE OF MINNESOTA )
) ss:
COUNTY OF HENNEPIN )
On the 28th day of January, 1999, before me, a notary public in and
for said State, personally appeared ________________, known to me to be a
_______________ of Residential Funding Corporation, one of the corporations that
executed the within instrument, and also known to me to be the person who
executed it on behalf of said corporation, and acknowledged to me that such
corporation executed the within instrument.
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my
official seal the day and year in this certificate first above written.
Notary Public
[Notarial Seal]
E-11
<PAGE>
EXHIBIT ONE
FORM OF CUSTODIAN
INITIAL CERTIFICATION
January 28, 1999
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding Corporation, Series 1999-S2
Re: Custodial Agreement, dated as of January 1, 1999, by and among The First
National Bank of Chicago, Residential Funding Mortgage Securities I, Inc.,
Residential Funding Corporation and Norwest Bank Minnesota, National
Association, Mortgage Pass-Through Certificates, Series 1999-S2
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, and subject to Section 2.02 of the Pooling Agreement, the
undersigned, as Custodian, hereby certifies that it has received a Mortgage File
(which contains an original Mortgage Note or a lost note affidavit with a copy
of the related Mortgage Note) to the extent required in Section 2.01(b) of the
Pooling Agreement with respect to each Mortgage Loan listed in the Mortgage Loan
Schedule, with any exceptions listed on Schedule A attached hereto.
Capitalized words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.
NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
Name:
Title:
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<PAGE>
EXHIBIT TWO
FORM OF CUSTODIAN INTERIM CERTIFICATION
________________ ____, 1999
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding Corporation, Series 1999-S2
Re: Custodial Agreement dated as of January 1, 1999, by and among The First
National Bank of Chicago, Residential Funding Mortgage Securities I, Inc.,
Residential Funding Corporation and Norwest Bank Minnesota, National
Association, Mortgage Pass-Through Certificates, Series 1999-S2
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, the undersigned, as Custodian, hereby certifies that it has received
a Mortgage File to the extent required pursuant to Section 2.01(b) of the
Pooling Agreement with respect to each Mortgage Loan listed in the Mortgage Loan
Schedule, and it has reviewed the Mortgage File and the Mortgage Loan Schedule
and has determined that: all required documents have been executed and received
and that such documents related to the Mortgage Loans identified on the Mortgage
Loan Schedule, with any exceptions listed on Schedule A attached hereto.
Capitalized words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.
NORWEST BANK MINNESOTA,
NATIONAL ASSOCIATION
By:
Name:
Title:
E-2
<PAGE>
EXHIBIT THREE
FORM OF CUSTODIAN FINAL CERTIFICATION
_____________ ___, 1999
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding Corporation, Series 1999-S2
Re: Custodial Agreement dated as of January 1, 1999, by and among The First
National Bank of Chicago, Residential Funding Mortgage Securities I, Inc.,
Residential Funding Corporation and Norwest Bank Minnesota, National
Association, Mortgage Pass-Through Certificates, Series 1999-S2
Ladies and Gentlemen:
In accordance with Section 2.3 of the above-captioned Custodial
Agreement, the undersigned, as Custodian, hereby certifies that it has received
a Mortgage File with respect to each Mortgage Loan listed in the Mortgage Loan
Schedule containing (I) with respect to each such Mortgage Loan (other than a
Cooperative Loan):
(i) The original Mortgage Note, endorsed without recourse to the
order of the Trustee and showing an unbroken chain of endorsements from
the originator thereof to the Person endorsing it to the Trustee or an
original lost note affidavit from the related Seller or Residential
Funding stating that the original Mortgage Note was lost, misplaced or
destroyed, together with a copy of the related Mortgage Note;
(ii) The original Mortgage with evidence of recording indicated
thereon or a copy of the Mortgage certified by the public recording office
in which such mortgage has been recorded;
(iii) An original Assignment of the Mortgage to the Trustee with
evidence of recording indicated thereon or a copy of such assignment
certified by the public recording office in which such assignment has been
recorded;
(iv) With respect to each Mortgage Loan other than a Cooperative
Loan, the original recorded assignment or assignments of the Mortgage
showing an unbroken chain of title from the originator thereof to the
Person assigning it to the Trustee or a copy of such
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<PAGE>
assignment or assignments of the Mortgage certified by the public
recording office in which such assignment or assignments have been
recorded; and
(v) The original of each modification, assumption agreement or
preferred loan agreement, if any, relating to such Mortgage Loan or a copy
of each modification, assumption agreement or preferred loan agreement
certified by the public recording office in which such document has been
recorded;
and (II) with respect to each Cooperative Loan so assigned:
(i) The original Mortgage Note, endorsed without recourse to the
order of the Trustee and showing an unbroken chain of endorsements from the
originator thereof to the Person endorsing it to the Trustee, or with respect to
any Destroyed Mortgage Note, an original lost note affidavit from the related
Seller or Residential Funding stating that the original Mortgage Note was lost,
misplaced or destroyed, together with a copy of the related Mortgage Note;
(ii) A counterpart of the Cooperative Lease and the Assignment of
Proprietary Lease to the originator of the Cooperative Loan with intervening
assignments showing an unbroken chain of title from such originator to the
Trustee;
(iii) The related Cooperative Stock Certificate, representing the
related Cooperative Stock pledged with respect to such Cooperative Loan,
together with an undated stock power (or other similar instrument) executed in
blank;
(iv) The original recognition agreement by the Cooperative of the
interests of the mortgagee with respect to the related Cooperative Loan;
(v) The Security Agreement;
(vi) Copies of the original UCC-1 financing statement, and any
continuation statements, filed by the originator of such Cooperative Loan as
secured party, each with evidence of recording thereof, evidencing the interest
of the originator under the Security Agreement and the Assignment of Proprietary
Lease;
(vii) Copies of the filed UCC-3 assignments of the security interest
referenced in clause (vi) above showing an unbroken chain of title from the
originator to the Trustee, each with evidence of recording thereof, evidencing
the interest of the originator under the Security Agreement and the Assignment
of Proprietary Lease;
(viii) An executed assignment of the interest of the originator in the
Security Agreement, Assignment of Proprietary Lease and the recognition
agreement referenced in clause (iv) above, showing an unbroken chain of title
from the originator to the Trustee;
(ix) The original of each modification, assumption agreement or
preferred loan agreement, if any, relating to such Cooperative Loan; and
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<PAGE>
(x) An executed UCC-1 financing statement showing the Master
Servicer as debtor, the Company as secured party and the Trustee as assignee and
an executed UCC-1 financing statement showing the Company as debtor and the
Trustee as secured party, each in a form sufficient for filing, evidencing the
interest of such debtors in the Cooperative Loans.
Capitalized words and phrases used herein shall have the respective
meanings assigned to them in the above-captioned Custodial Agreement.
NORWEST BANK MINNESOTA, NATIONAL
ASSOCIATION
By:
Name:
Title:
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<PAGE>
EXHIBIT F
MORTGAGE LOAN SCHEDULE
1
RUN ON : 01/25/99 RFC DISCLOSURE SYSTEM RFFSD177-01
AT : 11.58.19 FIXED RATE LOAN LISTING AMORTIZED BALANCE
SERIES : RFMSI I 1999-S2 CUTOFF : 01/01/99
POOL : 0004353
:
:
POOL STATUS: F
RFC LOAN # S/S CODE PMT TYPE ORIGINAL BAL LOAN FEATURE
ORIG TERM PRINCIPAL BAL # OF UNITS
ADDRESS ORIG RATE ORIGINAL P+I LTV
ADDRESS LINE 2 CURR NET CURRENT P+I VALUE
CITY STATE ZIP LOAN PURP NOTE DATE MI CO CODE
SERVICER LOAN # PROP TYPE 1ST PMT DATE MI CVG
SELLER LOAN # OCCP CODE MATURITY DATE
INVESTOR LOAN #
______________________________________________________________________________
1685713 144/144 F 400,000.00 ZZ
360 396,551.51 1
5 HENKERS FARM LANE 6.875 2,627.72 45
6.625 2,627.72 902,000.00
BEDFORD NY 10506 1 02/25/98 00
98MERRITT 05 04/01/98 0
98MERRITT O 03/01/28
0
1714439 369/K06 F 295,091.58 ZZ
300 291,764.94 1
12542 DANBURY WAY 7.750 2,228.91 66
7.500 2,228.91 450,000.00
ROSEMOUNT MN 55068 2 02/24/98 00
0430782607 05 04/01/98 0
867602 O 03/01/23
0
1726097 F28/K06 F 584,000.00 ZZ
360 579,375.91 1
1040 FIELDWOOD LN 7.375 4,033.55 80
7.125 4,033.55 730,000.00
WINSTON-SALEM NC 27106 1 04/01/98 00
0430746263 03 05/01/98 0
3752138 O 04/01/28
0
1731563 605/K06 F 250,000.00 ZZ
360 248,488.07 1
3710 N 32 TERRACE 7.500 1,748.04 75
7.250 1,748.04 335,000.00
HOLLYWOOD FL 33021 2 05/19/98 00
0430804955 05 07/01/98 0
1
9803011 O 06/01/28
0
1741061 593/593 F 265,000.00 ZZ
360 263,185.07 1
3372 NW SILKTASSEL DRIVE 7.500 1,852.92 64
7.250 1,852.92 415,000.00
CORVALLIS OR 97330 1 03/30/98 00
3926711 05 05/01/98 0
3926711 O 04/01/28
0
1743293 561/561 F 650,000.00 T
360 646,245.85 1
467 PIPSI'S POINT ROAD 7.750 4,656.68 73
7.500 4,656.68 892,000.00
COROLLA NC 27927 1 04/22/98 00
0009315714 05 06/01/98 0
0009315714 O 05/01/28
0
1748360 A26/G01 F 267,120.00 ZZ
360 267,120.00 1
249 BRIGHTON STREET 7.500 1,867.75 80
7.250 1,867.75 333,900.00
STATEN ISLAND NY 10307 1 12/03/98 00
0431134261 05 02/01/99 0
10834 O 01/01/29
0
1749586 E75/K06 F 263,250.00 ZZ
360 262,144.98 1
11 COBBLESTONE COURT 7.875 1,908.75 90
7.625 1,908.75 292,500.00
RONKONKOMA NY 11779 1 06/23/98 11
0430969485 05 08/01/98 25
0000 O 07/01/28
0
1751753 588/G01 F 225,000.00 ZZ
360 225,000.00 1
9 QUAIL RIDGE COURT 7.750 1,611.93 78
7.500 1,611.93 290,225.00
MEDFORD NJ 08055 1 12/11/98 00
0431163641 05 02/01/99 0
980528182 O 01/01/29
0
1
1758357 K08/G01 F 80,000.00 ZZ
360 79,597.01 1
7821 AUDUBON DRIVE 7.750 573.13 45
7.500 573.13 178,000.00
RALEIGH NC 27615 5 06/01/98 00
0410878821 05 07/01/98 0
410878821 O 06/01/28
0
1759486 891/G01 F 75,525.00 ZZ
355 75,465.51 1
LOT 23 AVALON ROAD 7.375 523.65 95
7.125 523.65 79,500.00
GREENSBORO NC 27406 2 12/03/98 11
0431143379 05 01/01/99 30
98105355 O 07/01/28
0
1772185 638/K06 F 127,200.00 ZZ
360 125,879.03 1
315 UNION STREET 7.500 889.40 69
7.250 889.40 185,000.00
SOUTH WEYMOUTH MA 02190 2 06/24/98 00
0430897116 05 08/01/98 0
8751916 O 07/01/28
0
1772410 F96/K06 F 900,000.00 G
360 897,303.13 1
LONG HILL ROAD 7.500 6,292.93 61
7.250 6,292.93 1,495,000.00
NEW VERNON NJ 07976 1 08/11/98 00
0430980003 05 10/01/98 0
2775 O 09/01/28
0
1773486 959/G01 F 1,000,000.00 ZZ
360 1,000,000.00 1
137 BEACH 146TH STREET 7.500 6,992.15 65
7.250 6,992.15 1,555,000.00
NEPONSIT NY 11694 1 12/10/98 00
0431141225 05 02/01/99 0
123686079 O 01/01/29
0
1776348 637/G01 F 195,000.00 ZZ
360 194,529.38 1
72 CEDARHURST AVENUE 7.125 1,313.76 54
6.875 1,313.76 365,000.00
1
CEDARHURST NY 11516 1 09/16/98 00
0431098797 05 11/01/98 0
0013253000 O 10/01/28
0
1778790 J95/J95 F 247,000.00 ZZ
360 245,963.17 1
11 MALLARD WAY 7.875 1,790.93 95
7.625 1,790.93 260,000.00
BURLINGTON MA 01803 1 06/11/98 12
16023855 05 08/01/98 30
16023855 O 07/01/28
0
1782750 L31/G01 F 384,600.00 ZZ
360 383,475.86 1
246 SQUIBB CIRCLE 7.625 2,722.18 71
7.375 2,722.18 545,000.00
JONESBOROUGH TN 37659 2 08/12/98 00
0431103134 05 10/01/98 0
1782750 O 09/01/28
0
1784799 E16/G01 F 260,000.00 ZZ
360 258,767.00 1
AUTUMN HILL 7.375 1,795.76 80
7.125 1,795.76 325,000.00
BYRAM NJ 07874 1 11/05/98 00
0431121508 05 01/01/99 0
0000 O 12/01/28
0
1784849 J95/J95 F 250,600.00 ZZ
360 249,466.48 1
1309 NORTH LYNNBROOK DRIVE 7.500 1,752.24 79
7.250 1,752.24 320,000.00
ARLINGTON VA 22201 2 06/09/98 00
0016022675 07 08/01/98 0
0016022675 O 07/01/28
0
1785201 J95/J95 F 400,000.00 ZZ
348 396,245.11 1
5703 HERALD SQUARE 7.375 2,789.05 76
7.125 2,789.05 530,000.00
MEMPHIS TN 38117 4 02/25/98 00
0005790944 05 04/01/98 0
0005790944 O 03/01/27
0
1
1785634 439/K06 F 400,000.00 ZZ
360 398,482.03 1
1400 KEYSTONE AVE 7.450 2,783.18 73
7.200 2,783.18 550,000.00
RIVER FOREST IL 60305 5 07/15/98 00
0430987503 05 09/01/98 0
1972883 O 08/01/28
0
1785840 J95/J95 F 285,600.00 ZZ
360 284,088.17 1
13122 ETON PLACE 7.500 1,996.96 80
7.250 1,996.96 357,000.00
SANTA ANA CA 92705 2 05/08/98 00
1980462CA 05 07/01/98 0
1980462CA O 06/01/28
0
1785841 J95/J95 F 276,000.00 ZZ
360 274,720.42 1
10055 COUNTRY VIEW ROAD 7.375 1,906.26 80
7.125 1,906.26 345,000.00
LA MESA CA 91941 1 06/01/98 00
0012796793 05 08/01/98 0
0012796793 O 07/01/28
0
1787318 225/225 F 300,000.00 ZZ
360 298,725.27 1
4 PHEASANT CHASE 6.875 1,970.79 56
6.625 1,970.79 545,000.00
WEST HARTFORD CT 06117 1 07/20/98 00
8910116 05 09/01/98 0
8910116 O 08/01/28
0
1788482 J95/J95 F 329,300.00 ZZ
360 327,616.11 1
12 WINNING COLORS ROAD 6.875 2,163.27 89
6.625 2,163.27 370,000.00
STAFFORD VA 22554 2 06/22/98 12
0009412396 03 08/01/98 25
0009412396 O 07/01/28
0
1791265 637/G01 F 495,800.00 ZZ
360 493,842.64 1
1
43512 LAUREL GLEN COMMON 7.250 3,382.23 76
7.000 3,382.23 652,818.00
FREMONT CA 94539 1 07/14/98 00
0431153923 03 09/01/98 0
0011203528 O 08/01/28
0
1791596 144/144 F 310,000.00 ZZ
360 309,490.30 1
ONE CARROLL PLACE 7.000 2,062.44 49
6.750 2,062.44 635,000.00
MAMARONECK NY 10538 2 10/08/98 00
160626796 05 12/01/98 0
160626796 O 11/01/28
0
1792951 F27/K06 F 236,350.00 ZZ
360 234,363.67 1
13948 LEETON CIRCLE 6.875 1,552.66 60
6.625 1,552.66 395,467.00
CHANTILLY VA 20151 1 03/25/98 00
0430988196 03 05/01/98 0
116338537 O 04/01/28
0
1794170 E82/K06 F 62,500.00 ZZ
360 62,352.84 1
1445 KELLOGG ROAD 7.250 426.36 39
7.000 426.36 162,500.00
SPRINGFIELD OR 97477 1 08/24/98 00
0400140836 05 11/01/98 0
0400140836 O 10/01/28
0
1795223 G44/G01 F 85,000.00 ZZ
360 84,936.92 1
1430 NE 148TH STREET 7.500 594.33 94
7.250 594.33 91,000.00
MIAMI FL 33161 2 11/19/98 04
0431130079 05 01/01/99 30
0898045 O 12/01/28
0
1796167 225/225 F 90,000.00 ZZ
360 89,602.87 1
1550 CENTER ROAD #36 7.625 637.02 69
7.375 637.02 131,000.00
NOVATO CA 94947 2 06/16/98 00
7028762 01 08/01/98 0
1
7028762 O 07/01/28
0
1796461 561/561 F 250,000.00 ZZ
360 248,849.90 1
49.87 LANDING NECK 7.500 1,748.00 67
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TRAPPE MD 21673 2 01/21/98 00
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YORKTOWN VA 23692 1 08/10/98 00
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0
1797192 665/G01 F 252,000.00 ZZ
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BERKLEY CA 94708 1 08/24/98 00
0431003268 05 10/01/98 0
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0
1797741 105/G01 F 241,900.00 ZZ
360 241,036.82 1
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MORGAN HILL CA 95037 2 08/19/98 00
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1137371 O 09/01/28
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1799957 F27/F27 F 269,450.00 ZZ
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13216 KILBY LANDING COURT 7.000 1,792.66 80
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CLIFTON VA 20124 1 11/23/98 00
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1
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WESTMONT IL 60559 2 12/09/98 00
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98812913 O 01/01/29
0
1801623 559/G01 F 1,000,000.00 ZZ
360 999,257.85 1
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SAN MARTIN CA 95046 2 11/20/98 00
0431131200 05 01/01/99 0
5491394 O 12/01/28
0
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360 287,200.00 1
LOT 19 MILL RIVER HEIGHTS 7.125 1,934.92 79
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ROWLEY MA 01969 1 12/15/98 00
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0
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NASHVILLE TN 37215 5 07/30/98 00
0431024397 05 09/01/98 0
079850295 O 08/01/28
0
1805842 B75/G01 F 310,000.00 ZZ
360 309,138.19 2
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BURLINGAME CA 94010 2 08/03/98 00
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7379936 O 09/01/28
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PIEDMONT CA 94610 2 07/27/98 00
328541 05 09/01/98 0
328541 O 08/01/28
0
1808828 L86/G01 F 79,000.00 ZZ
360 78,941.37 1
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ANGELS CAMP CA 95221 2 11/13/98 00
0431130103 05 01/01/99 0
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0
1809785 731/G01 F 268,000.00 ZZ
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22621 DEMASIA 6.875 1,760.57 80
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MISSION VIEJO CA 92691 2 12/04/98 00
0431147248 03 02/01/99 0
000 O 01/01/29
0
1809909 367/367 F 340,000.00 ZZ
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WASHINGTON DC 20008 1 08/27/98 00
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360 274,078.00 1
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UNION CITY CA 94587 1 08/14/98 00
0431163237 05 10/01/98 0
2576601 O 09/01/28
0
1
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360 618,276.40 1
329 EMERALD BAY 7.875 4,495.43 80
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LAGUNA BEACH CA 92651 1 08/28/98 00
0431044155 03 10/01/98 0
09111601 O 09/01/28
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1811032 H12/G01 F 360,000.00 ZZ
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OMAHA NE 68124 2 11/17/98 00
0431121524 05 01/01/99 0
0800008912001 O 12/01/28
0
1811411 A06/G01 F 400,000.00 ZZ
360 400,000.00 1
1492 W LONG LAKE RD 7.125 2,694.88 19
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BLOOMFIELD HILL MI 48302 2 12/05/98 00
0431139674 05 02/01/99 0
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1811845 F59/G01 F 283,500.00 ZZ
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DUXBURY MA 02332 5 12/07/98 00
0431138601 05 02/01/99 0
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0
1811996 076/076 F 400,000.00 ZZ
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8 HIGHWOOD ROAD 6.625 2,561.25 59
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WESTPORT CT 06880 1 08/24/98 00
2583709 05 10/01/98 0
2583709 O 09/01/28
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1812378 A26/G01 F 256,875.00 ZZ
360 256,684.36 1
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NORTH SALEM NY 10560 1 11/19/98 00
0431122944 05 01/01/99 0
12220 O 12/01/28
0
1812613 637/G01 F 165,000.00 ZZ
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LAKE OSWEGO OR 97035 2 11/16/98 00
0431134444 03 01/01/99 0
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1812619 A06/G01 F 245,000.00 ZZ
360 244,808.87 1
13147 SHERWOOD 7.250 1,671.34 69
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HUNTINGTON WOOD MI 48070 5 11/25/98 00
0431133008 05 01/01/99 0
0009813586 O 12/01/28
0
1812623 A06/G01 F 173,000.00 ZZ
360 173,000.00 1
31037 NORTH PARK DR 7.500 1,209.65 50
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FARMINGTON HILL MI 48331 2 12/02/98 00
0431137603 05 02/01/99 0
001000009812205 O 01/01/29
0
1812638 470/G01 F 301,600.00 ZZ
360 301,352.77 1
32595 ROAD 132 7.000 2,006.56 80
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VISALIA CA 93292 2 11/02/98 00
0431130319 05 01/01/99 0
000 O 12/01/28
0
1813137 533/G01 F 248,500.00 ZZ
360 248,500.00 1
13001 FAIRMONT WAY 7.250 1,695.21 90
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SANTA ANA CA 92705 2 12/02/98 14
0431146299 05 02/01/99 25
1
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0
1813335 E16/G01 F 268,650.00 ZZ
360 267,895.12 1
2 SUMMIT TR 6.875 1,764.84 90
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FLEMINGTON NJ 08822 1 10/28/98 01
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158549164 O 11/01/28
0
1813533 E82/G01 F 366,000.00 ZZ
360 364,909.31 1
1333 ANNANDALE TERRACE 7.125 2,465.81 52
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PASADENA CA 91105 5 09/30/98 00
0400141123 05 11/01/98 0
0400141123 O 10/01/28
0
1813561 A06/G01 F 375,000.00 ZZ
360 375,000.00 1
7378 VILLAGE SQUARE 7.250 2,558.17 75
7.000 2,558.17 500,000.00
WEST BLOOMFIELD MI 48322 5 12/05/98 00
0431140276 05 02/01/99 0
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1814250 H87/G01 F 363,000.00 ZZ
360 363,000.00 1
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WESTON CT 06883 2 12/04/98 00
0431135052 05 02/01/99 0
9809604 O 01/01/29
0
1814483 A06/G01 F 464,300.00 ZZ
360 464,300.00 1
54 MORAN 7.125 3,128.08 67
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GROSSE POINTE F MI 48236 2 12/02/98 00
0431141415 05 02/01/99 0
001000009813295 O 01/01/29
0
1
1814746 830/G01 F 336,000.00 ZZ
360 334,898.84 1
2945 ROSANNA STREET 7.250 2,292.11 78
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LAS VEGAS NV 89117 2 09/18/98 00
0431128552 05 11/01/98 0
539663 O 10/01/28
0
1815506 A06/G01 F 412,500.00 ZZ
360 412,500.00 1
3277 BLOOMFIELD PARK DR 7.000 2,744.38 74
6.750 2,744.38 560,000.00
WEST BLOOMFIELD MI 48323 2 12/16/98 00
0431162213 05 02/01/99 0
1000009813979 O 01/01/29
0
1815510 G82/G82 F 460,000.00 ZZ
360 458,892.05 1
1507 HOGAN COURT 7.125 3,099.11 80
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LAREDO TX 78045 1 10/14/98 00
2001089335 05 12/01/98 0
2001089335 O 11/01/28
0
1815513 B91/G01 F 440,000.00 ZZ
360 440,000.00 1
1055 CATALINA STREET 7.125 2,964.37 80
6.875 2,964.37 550,000.00
LAGUNA BEACH CA 92651 1 12/10/98 00
0431148527 05 02/01/99 0
14853 O 01/01/29
0
1816423 K21/G01 F 445,000.00 ZZ
360 445,000.00 1
226 SOUTH STANLEY DRIVE 7.250 3,035.68 58
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BEVERLY HILLS CA 90211 5 12/09/98 00
0431149269 05 02/01/99 0
9810304 O 01/01/29
0
1816532 025/025 F 320,000.00 ZZ
300 318,467.59 1
2939 VIRGINIA ROAD 7.250 2,312.98 54
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1
BIRMINGHAM AL 35223 2 08/14/98 00
98086921843 03 10/01/98 0
98086921843 O 09/01/23
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1817207 593/593 F 126,150.00 ZZ
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363 NORTH 790 WEST 7.125 849.90 89
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LINDON UT 84042 2 07/30/98 12
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0
1817296 891/G01 F 550,000.00 ZZ
360 550,000.00 1
6830 BREEZY HEIGHTS ROAD 6.750 3,567.29 55
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WAYZATA MN 55391 5 12/18/98 00
0431146802 05 02/01/99 0
98235485 O 01/01/29
0
1817595 676/676 F 595,000.00 ZZ
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HONOLULU HI 96817 5 08/24/98 00
303933 05 10/01/98 0
303933 O 09/01/28
0
1817650 M65/G01 F 282,000.00 ZZ
360 281,780.01 1
29 WOOD ROAD 7.250 1,923.74 77
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MOUNT KISCO NY 10549 2 11/18/98 00
0431134287 05 01/01/99 0
0000 O 12/01/28
0
1819044 637/G01 F 535,000.00 ZZ
360 535,000.00 1
217 MATSONFORD RD 7.500 3,740.80 74
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RADNOR PA 19087 4 12/04/98 00
0431148246 05 02/01/99 0
0014525497 O 01/01/29
0
1
1819048 B79/G01 F 364,000.00 ZZ
360 364,000.00 1
849 PALOMA AVENUE 7.125 2,452.34 80
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BURLINGAME CA 94010 1 11/30/98 00
0431130442 05 02/01/99 0
019784 O 01/01/29
0
1820316 A06/G01 F 333,000.00 ZZ
360 333,000.00 1
7375 DRIFTWOOD 7.250 2,271.65 69
7.000 2,271.65 485,000.00
FENTON MI 48430 2 12/08/98 00
0431143874 05 02/01/99 0
001000009810764 O 01/01/29
0
1820998 J40/G01 F 877,500.00 ZZ
360 876,257.34 1
2214 HERITAGE HILL DRIVE 7.750 6,286.52 65
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JACKSON MS 39211 2 10/29/98 00
0431129832 05 12/01/98 0
7619040 O 11/01/28
0
1823202 637/G01 F 530,000.00 ZZ
360 529,576.17 1
461 JUANITA WAY 7.125 3,570.71 55
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LOS ALTOS CA 94022 2 11/24/98 00
0431144534 05 01/01/99 0
0013429923 O 12/01/28
0
1823537 A50/A50 F 297,500.00 ZZ
360 296,998.71 1
32 WATERFRONT STREET 6.875 1,954.36 85
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TIFTON GA 31794 2 10/22/98 04
116628 05 12/01/98 12
116628 O 11/01/28
0
1823809 L86/G01 F 255,000.00 ZZ
360 255,000.00 1
1
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RANCHO SANTA MA CA 92688 5 12/02/98 00
0431143262 03 02/01/99 0
60134 O 01/01/29
0
1824195 637/G01 F 501,500.00 ZZ
360 500,319.22 1
2440 SPANISH TRAIL ROAD 7.250 3,421.12 64
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TIBURON CA 94920 2 09/23/98 00
0431080605 05 11/01/98 0
0013402334 O 10/01/28
0
1825395 A06/G01 F 228,300.00 ZZ
360 228,117.43 1
766 ISLAND CT 7.125 1,538.10 71
6.875 1,538.10 325,500.00
TROY MI 48083 2 11/11/98 00
0431128198 05 01/01/99 0
9814604 O 12/01/28
0
1825417 664/G01 F 283,000.00 ZZ
360 282,128.59 1
9319 TIMBERHOLLOW CIRCLE 7.125 1,906.63 70
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DALLAS TX 75231 1 09/30/98 00
0431076801 05 11/01/98 0
2730133 O 10/01/28
0
1825533 623/623 F 250,000.00 ZZ
360 249,425.79 1
1244 PENCROSS DR SE 7.375 1,726.69 87
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CALEDONIA MI 49316 1 09/04/98 10
1133454 05 11/01/98 25
1133454 O 10/01/28
0
1825725 568/G01 F 270,000.00 ZZ
360 269,799.62 1
172 PALTA COURT 7.500 1,887.88 75
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HENDERSON NV 89014 2 11/09/98 00
0431131697 03 01/01/99 0
1
810703 O 12/01/28
0
1825890 L13/G01 F 175,000.00 ZZ
360 174,657.29 1
2685 NORTH 850 WEST 7.250 1,193.81 71
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PROVO UT 84604 4 11/03/98 00
0431126564 05 01/01/99 0
600144 O 12/01/28
0
1826005 637/G01 F 249,600.00 ZZ
360 249,026.70 1
3796 PINEWOOD PLACE 7.375 1,723.93 80
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SANTA CLARA CA 95054 1 09/17/98 00
0431167527 05 11/01/98 0
0010937092 O 10/01/28
0
1826187 A06/G01 F 547,500.00 ZZ
360 547,500.00 1
25815 FRANKLIN PARK DR 7.125 3,688.61 50
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FRANKLIN MI 48322 2 12/07/98 00
0431147149 05 02/01/99 0
001000009813688 O 01/01/29
0
1826211 A06/G01 F 261,000.00 ZZ
360 261,000.00 1
7167 WESTBURY 7.125 1,758.41 75
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WEST BLOOMFIELD MI 48322 5 12/08/98 00
0431143890 05 02/01/99 0
001000009814746 O 01/01/29
0
1826217 A06/G01 F 180,000.00 ZZ
360 179,869.72 1
38126 TRALEE TR 7.625 1,274.03 69
7.375 1,274.03 263,000.00
FARMINGTON HILL MI 48167 1 11/13/98 00
0431138106 05 01/01/99 0
001000009814397 O 12/01/28
0
1
1826532 637/G01 F 590,400.00 ZZ
360 590,400.00 1
1765 LUCCA PLACE 6.875 3,878.51 80
6.625 3,878.51 738,115.00
SAN JOSE CA 95138 1 12/02/98 00
0431142769 03 02/01/99 0
0010147577 O 01/01/29
0
1827001 593/593 F 66,000.00 ZZ
360 65,726.33 1
2018 JOSHUA COURT 7.000 439.10 56
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SANDPOINT ID 83864 1 08/05/98 00
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0
1827286 637/G01 F 260,000.00 ZZ
360 259,551.02 1
1422 CARROUSEL LANE 6.750 1,686.36 80
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SACRAMENTO CA 95822 2 10/05/98 00
0431167600 05 12/01/98 0
0012554739 O 11/01/28
0
1827423 593/593 F 242,250.00 ZZ
360 241,468.15 1
5130 COVE CANYAN DRIVE UNIT B 7.125 1,632.09 85
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PARK CITY UT 84098 1 09/04/98 12
0006524094 01 10/01/98 12
0006524094 O 09/01/28
0
1827457 F59/G01 F 344,000.00 ZZ
360 344,000.00 1
1 MONADNOCK ROAD 7.125 2,317.59 80
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ARLINGTON MA 02174 1 12/15/98 00
0431148832 05 02/01/99 0
1827457 O 01/01/29
0
1827635 A06/G01 F 247,500.00 ZZ
360 247,316.32 1
4598 VALLEYVIEW 7.500 1,730.56 74
7.250 1,730.56 335,000.00
1
WEST BLOOMFIELD MI 48323 2 11/25/98 00
0431133032 05 01/01/99 0
0009813522 O 12/01/28
0
1827709 638/G01 F 300,000.00 ZZ
360 299,293.66 1
94 RIDGE ROAD 7.250 2,046.53 65
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NEWTON MA 02159 1 10/01/98 00
0431080266 05 11/01/98 0
08796642 O 10/01/28
0
1827989 144/144 F 640,000.00 ZZ
360 639,536.79 1
132 HARDSCRABBLE LAKE DRIVE 7.625 4,529.88 80
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CHAPPAQUA NY 10514 4 11/24/98 00
160616151 05 01/01/99 0
160616151 O 12/01/28
0
1828070 964/G01 F 411,000.00 ZZ
360 410,388.05 1
106 WINDSOR AVENUE 7.500 2,873.77 60
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SAN RAFAEL CA 94901 5 10/02/98 00
0431139831 05 12/01/98 0
42353 O 11/01/28
0
1828674 A06/G01 F 496,000.00 ZZ
360 496,000.00 1
32800 BELLVINE TRAIL 7.125 3,341.65 79
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BEVERLY HILLS MI 48025 2 12/08/98 00
0431139823 05 02/01/99 0
001000009814625 O 01/01/29
0
1828677 K21/G01 F 314,500.00 ZZ
360 314,248.50 1
2405 VISTA DRIVE 7.125 2,118.84 62
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MANHATTAN BEACH CA 90266 2 11/02/98 00
0431162379 05 01/01/99 0
9810496 O 12/01/28
0
1
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360 199,551.92 1
161 PASSAIC AVENUE 7.500 1,398.43 65
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ROSELAND NJ 07068 1 09/29/98 00
0411028285 05 11/01/98 0
411028285 O 10/01/28
0
1829138 637/G01 F 335,000.00 ZZ
360 335,000.00 1
2845 MANTIS DRIVE 7.250 2,285.29 74
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SAN JOSE CA 95148 5 12/01/98 00
0431168517 05 02/01/99 0
0010948313 O 01/01/29
0
1829279 637/G01 F 248,800.00 ZZ
360 248,410.64 1
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DAVIS CA 95616 2 10/06/98 00
0431135078 05 12/01/98 0
0010132348 O 11/01/28
0
1829287 637/G01 F 325,000.00 ZZ
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151 VAN TASSEL COURT 7.500 2,272.45 51
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SAN ANSELMO CA 94960 2 10/14/98 00
0431135003 05 12/01/98 0
0013419742 O 11/01/28
0
1829306 A06/G01 F 262,500.00 ZZ
360 262,500.00 1
1314 WOODSBORO 7.250 1,790.72 75
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ROYAL OAK MI 48067 5 12/11/98 00
0431141803 05 02/01/99 0
9815050 O 01/01/29
0
1829472 822/G01 F 367,000.00 ZZ
360 367,000.00 1
1
2806 FLOWING SPRINGS ROAD 7.000 2,441.67 64
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SPRIONG CITY PA 19475 2 11/30/98 00
0431136563 05 02/01/99 0
0126068134 O 01/01/29
0
1829624 A06/G01 F 375,000.00 ZZ
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15 CAMERON 7.000 2,494.89 56
6.750 2,494.89 681,000.00
GROSSE POINTE MI 48230 5 12/05/98 00
0431135995 05 02/01/99 0
001000009815488 O 01/01/29
0
1829795 L48/G01 F 258,300.00 ZZ
360 258,103.46 1
7681 ABBY LANE SE 7.375 1,784.01 90
7.125 1,784.01 287,000.00
CALEDONIA MI 49316 1 11/30/98 10
0431148980 05 01/01/99 25
48093 O 12/01/28
0
1830215 811/G01 F 348,750.00 T
360 348,509.99 1
379 RED RIVER ROAD 7.875 2,528.68 75
7.625 2,528.68 465,000.00
PALM DESERT CA 92211 1 11/09/98 00
0431135797 01 01/01/99 0
50528 O 12/01/28
0
1830308 F03/G01 F 193,000.00 ZZ
360 193,000.00 1
4184 AMBER PLACE 7.500 1,349.48 68
7.250 1,349.48 286,000.00
BOULDER CO 80304 2 12/02/98 00
0431135367 05 02/01/99 0
DEN12904 O 01/01/29
0
1830352 K68/G01 F 270,000.00 ZZ
360 269,566.89 1
3 ATLANTA COVE 7.125 1,819.04 95
6.875 1,819.04 285,000.00
CLINTON MS 39056 1 10/22/98 10
0431090224 05 12/01/98 30
1
872150 O 11/01/28
0
1830600 H22/G01 F 90,000.00 ZZ
360 89,926.23 2
53 JOEL PLACE 7.000 598.77 34
6.750 598.77 265,000.00
STATEN ISLAND NY 10306 2 11/12/98 00
0431138502 05 01/01/99 0
9809006 O 12/01/28
0
1830697 356/G01 F 752,500.00 ZZ
360 751,968.89 1
39 E BRIGHTWOOD LANE 7.750 5,391.01 70
7.500 5,391.01 1,075,000.00
DANVILLE CA 94506 1 11/12/98 00
0431135045 03 01/01/99 0
2680700 O 12/01/28
0
1830707 K08/G01 F 25,000.00 ZZ
360 24,962.78 1
10649 MCNEAL LANE 7.500 174.80 24
7.250 174.80 105,000.00
FAIRHOPE AL 36532 5 10/20/98 00
0411101868 05 12/01/98 0
411101868 O 11/01/28
0
1830956 601/G01 F 355,000.00 ZZ
360 354,416.31 1
195 GREENS FARMS ROAD 7.000 2,361.83 23
6.750 2,361.83 1,600,000.00
WESTPORT CT 06880 5 10/16/98 00
0431094101 05 12/01/98 0
412102187 O 11/01/28
0
1831314 K45/G01 F 386,800.00 ZZ
360 386,800.00 1
10962 EAST DALE LANE 7.500 2,704.56 80
7.250 2,704.56 483,500.00
SCOTTSDALE AZ 85262 1 12/07/98 00
0431152958 03 02/01/99 0
0000 O 01/01/29
0
1
1831404 N58/G01 F 650,000.00 ZZ
360 650,000.00 1
4434 BERGAMO DRIVE 6.875 4,270.04 37
6.625 4,270.04 1,775,000.00
LOS ANGELES CA 91436 5 12/09/98 00
0431147404 05 02/01/99 0
0000 O 01/01/29
0
1831411 N58/G01 F 263,000.00 ZZ
360 262,803.75 1
11633 KLING STREET 7.500 1,838.93 67
STUDIO CITY AREA 7.250 1,838.93 398,000.00
LOS ANGELES CA 91602 2 11/23/98 00
0431130608 05 01/01/99 0
99036 O 12/01/28
0
1831449 E68/G01 F 102,550.00 ZZ
360 102,467.99 1
4215 23RD PARKWAY 7.125 690.90 70
6.875 690.90 146,500.00
HILLCREST HEIGH MD 20748 1 11/30/98 00
0431142611 05 01/01/99 0
25707 O 12/01/28
0
1831534 A06/G01 F 315,000.00 ZZ
360 315,000.00 1
1010 BALFOUR 7.375 2,175.63 75
7.125 2,175.63 420,000.00
GROSSE POINTE P MI 48230 2 12/04/98 00
0431134071 05 02/01/99 0
001000009813269 O 01/01/29
0
1831703 B98/G01 F 650,000.00 ZZ
360 649,505.40 1
48 HILL POINT AVENUE 7.375 4,489.39 67
7.125 4,489.39 975,000.00
SAN FRANCISCO CA 94117 5 11/16/98 00
0431132059 05 01/01/99 0
810168KB O 12/01/28
0
1831718 F21/G01 F 416,000.00 ZZ
360 415,675.47 1
735 SUNSET RIDGE ROAD 7.250 2,837.86 78
7.000 2,837.86 540,000.00
1
LOS GATOS CA 95033 2 11/19/98 00
0431135656 05 01/01/99 0
070114587 O 12/01/28
0
1832470 637/G01 F 244,000.00 ZZ
360 243,618.17 1
5793 RAINFLOWER DRIVE 7.250 1,664.51 80
7.000 1,664.51 305,000.00
LIVERMORE CA 94550 5 10/20/98 00
0431133107 05 12/01/98 0
0013429980 O 11/01/28
0
1832471 714/G01 F 151,125.00 ZZ
360 151,018.34 1
429 VISTA VIEW DRIVE 7.750 1,082.68 75
7.500 1,082.68 201,500.00
GRAFTON WI 53024 5 11/16/98 00
0431165869 05 01/01/99 0
UNKNOWN O 12/01/28
0
1832494 664/G01 F 246,000.00 ZZ
360 245,817.43 1
991 CLINTON PL 7.500 1,720.07 75
7.250 1,720.07 328,000.00
PLEASANTON CA 94566 5 11/23/98 00
0431142884 03 01/01/99 0
2653780 O 12/01/28
0
1832502 A06/G01 F 319,000.00 ZZ
360 318,751.14 1
1751 ALEXANDER 7.250 2,176.15 80
7.000 2,176.15 398,950.00
BLOOMFIELD HILL MI 48302 1 11/30/98 00
0431126267 01 01/01/99 0
001000009815064 O 12/01/28
0
1832658 L86/G01 F 275,000.00 ZZ
360 275,000.00 1
611 BEGONIA AVENUE #B 7.500 1,922.84 65
7.250 1,922.84 425,000.00
NEWPORT BEACH CA 92625 5 12/02/98 00
0431150416 01 02/01/99 0
0000 O 01/01/29
0
1
1832710 B79/G01 F 432,450.00 ZZ
360 432,450.00 1
3508 RAFTER RIDGE DRIVE 7.125 2,913.50 80
6.875 2,913.50 540,589.00
SAN JOSE CA 95127 1 12/14/98 00
0431168483 05 02/01/99 0
019609 O 01/01/29
0
1832723 964/G01 F 318,500.00 ZZ
360 318,500.00 1
35 VIAGGIO LANE 7.500 2,227.00 80
7.250 2,227.00 401,000.00
FOOTHILL RANCH CA 92610 2 12/02/98 00
0431142017 03 02/01/99 0
41541 O 01/01/29
0
1832826 H93/G01 F 107,000.00 ZZ
360 106,859.55 1
RR 2 BOX 208 8.125 794.47 72
7.875 794.47 150,000.00
MARYVILLE MO 64468 5 10/22/98 00
0431149145 05 12/01/98 0
9876422 O 11/01/28
0
1832905 731/G01 F 249,600.00 ZZ
360 249,209.40 1
2065 SEVILLE DRIVE 7.250 1,702.71 80
7.000 1,702.71 312,000.00
TRACY CA 95376 5 10/19/98 00
0431130699 05 12/01/98 0
911682219 O 11/01/28
0
1832927 A50/A50 F 76,000.00 ZZ
360 75,947.70 1
7227 PAPRIKA LANE 7.875 551.05 80
7.625 551.05 95,000.00
COLUMBUS GA 31909 1 11/30/98 00
117004 05 01/01/99 0
117004 O 12/01/28
0
1832933 A19/G01 F 290,000.00 ZZ
360 290,000.00 1
1
2 RIVERSIDE DRIVE 6.875 1,905.09 66
6.625 1,905.09 440,000.00
MARBLEHEAD MA 01945 1 12/15/98 00
0431138692 05 02/01/99 0
7814 O 01/01/29
0
1833045 B60/G01 F 470,400.00 ZZ
360 469,699.60 1
3715 TORREY VIEW COURT 7.500 3,289.11 80
7.250 3,289.11 588,000.00
SAN DIEGO CA 92130 2 10/09/98 00
0431140508 05 12/01/98 0
257402 O 11/01/28
0
1833116 637/G01 F 325,000.00 ZZ
360 324,338.22 1
162 OAK CREEK BOULEVARD 6.750 2,107.95 63
6.500 2,107.95 520,000.00
SCOTTS VALLEY CA 95066 5 10/20/98 00
0431148022 05 12/01/98 0
0013430517 O 11/01/28
0
1833253 637/G01 F 320,000.00 ZZ
360 319,486.68 1
7892 PINEVILLE CIRCLE 7.125 2,155.90 72
6.875 2,155.90 450,000.00
CASTRO VALLEY CA 94552 2 10/14/98 00
0431168616 03 12/01/98 0
0013427927 O 11/01/28
0
1833263 F88/G01 F 291,400.00 ZZ
360 291,172.68 1
1441 VALLEJO STREET 7.250 1,987.86 67
7.000 1,987.86 440,000.00
SAN FRANCISCO CA 94109 2 11/19/98 00
0431142140 01 01/01/99 0
98110067 O 12/01/28
0
1833396 940/G01 F 602,400.00 ZZ
360 601,918.26 1
10885 CARRIAGE DRIVE 7.125 4,058.49 80
6.875 4,058.49 753,000.00
RANCHO CUCAMONG CA 91737 1 11/12/98 00
0431133610 03 01/01/99 0
1
53750 O 12/01/28
0
1833612 637/G01 F 371,000.00 ZZ
360 370,390.00 1
1884 APPLETREE LANE 7.000 2,468.28 51
6.750 2,468.28 740,000.00
MOUNTAIN VIEW CA 94040 2 10/19/98 00
0431122738 05 12/01/98 0
0010943470 O 11/01/28
0
1833825 L86/G01 F 192,000.00 ZZ
360 192,000.00 1
522 WESTMINSTER AVENUE 7.375 1,326.10 45
7.125 1,326.10 435,000.00
NEWPORT BEACH CA 92663 2 12/11/98 00
0431155449 05 02/01/99 0
0000 O 01/01/29
0
1833920 H25/G01 F 439,000.00 ZZ
360 439,000.00 1
263 CATCH PENNY LANE 7.250 2,994.75 69
7.000 2,994.75 645,000.00
LIVELY VA 22507 2 12/10/98 00
0431142413 05 02/01/99 0
655556457 O 01/01/29
0
1834040 K21/G01 F 168,000.00 ZZ
360 168,000.00 1
4778 LA VILLA MARINA #G 7.250 1,146.06 56
(MARINA DEL REY AREA) 7.000 1,146.06 305,000.00
LOS ANGELES CA 90292 2 12/01/98 00
0431141217 01 02/01/99 0
0000 O 01/01/29
0
1834089 731/G01 F 149,600.00 ZZ
360 149,377.27 1
11410 SE 265TH STREET 7.500 1,046.02 80
7.250 1,046.02 187,000.00
KENT WA 98031 2 10/26/98 00
0431164094 05 12/01/98 0
931682305 O 11/01/28
0
1
1834134 B64/G01 F 270,000.00 ZZ
360 269,015.68 1
3 VALLEY VIEW DRIVE 6.500 1,706.59 71
6.250 1,706.59 382,500.00
NEWTOWN PA 18940 1 10/27/98 00
0431127737 03 12/01/98 0
62319 O 11/01/28
0
1835021 638/G01 F 285,650.00 ZZ
360 285,213.96 1
5 QUEENS WAY 7.375 1,972.91 85
7.125 1,972.91 338,360.00
MEDWAY MA 02053 1 10/15/98 14
0431093368 05 12/01/98 12
8808432 O 11/01/28
0
1835281 806/G01 F 271,950.00 ZZ
360 271,727.07 1
1411 BRIARBERRY LANE 7.000 1,809.30 80
6.750 1,809.30 339,990.00
GILROY CA 95020 1 11/18/98 00
0431123074 05 01/01/99 0
0319672 O 12/01/28
0
1835282 B91/G01 F 773,000.00 ZZ
360 773,000.00 1
4944 EAST CRESCENT DRIVE 7.375 5,338.92 65
7.125 5,338.92 1,200,000.00
ANAHEIM HILLS CA 92807 2 12/02/98 00
0431142587 05 02/01/99 0
1000015813 O 01/01/29
0
1835453 N24/G01 F 146,600.00 ZZ
360 146,491.20 1
2144 SOUTH I-25 HIGHWAY 7.500 1,025.05 59
7.250 1,025.05 250,000.00
CASTLE ROCK CO 80104 5 11/30/98 00
0431142710 05 01/01/99 0
0000 O 12/01/28
0
1836488 A06/G01 F 170,500.00 ZZ
360 170,373.46 1
34600 OLD TIMBER 7.500 1,192.17 60
7.250 1,192.17 285,000.00
1
FARMINGTON HILL MI 48331 2 11/27/98 00
0431129402 05 01/01/99 0
0323339 O 12/01/28
0
1836497 A06/G01 F 352,850.00 ZZ
360 352,850.00 1
3332 E DOBSON PLACE 6.875 2,317.98 48
6.625 2,317.98 742,000.00
ANN ARBOR MI 48105 2 12/09/98 00
0431142397 05 02/01/99 0
001000009814143 O 01/01/29
0
1836669 M74/G01 F 307,000.00 ZZ
360 306,783.32 1
11898 SW 74 TERRACE 7.750 2,199.39 80
7.500 2,199.39 385,000.00
MIAMI FL 33183 1 11/02/98 00
0431122381 03 01/01/99 0
981018 O 12/01/28
0
1836676 964/G01 F 481,600.00 ZZ
360 481,214.87 1
4 WESTWIND 7.125 3,244.63 80
6.875 3,244.63 602,000.00
LAGUNA NIGUEL CA 92677 1 11/24/98 00
0431132679 05 01/01/99 0
42365 O 12/01/28
0
1836727 K21/G01 F 321,000.00 ZZ
360 321,000.00 1
3313 HASKINS DRIVE 7.000 2,135.62 57
6.750 2,135.62 565,000.00
BELMONT CA 94002 2 12/10/98 00
0431146968 05 02/01/99 0
9810437 O 01/01/29
0
1836743 806/G01 F 194,350.00 ZZ
360 194,212.83 1
2330 DRIFTWOOD COURT 7.750 1,392.35 70
7.500 1,392.35 277,704.00
HOLLISTER CA 95023 1 11/20/98 00
0431129758 05 01/01/99 0
0322426 O 12/01/28
0
1
1836839 M11/G01 F 133,600.00 ZZ
360 133,505.70 1
216 KENSINGTON LANE 7.750 957.13 80
7.500 957.13 167,000.00
ALBASTER AL 35007 2 11/05/98 00
0431132927 05 01/01/99 0
000528 O 12/01/28
0
1837090 637/G01 F 244,000.00 ZZ
360 243,598.82 1
846 37TH AVENUE 7.000 1,623.34 56
6.750 1,623.34 440,000.00
SAN FRANCISCO CA 94121 2 10/21/98 00
0431132919 05 12/01/98 0
10144798 O 11/01/28
0
1837312 806/G01 F 178,850.00 ZZ
360 178,723.76 1
10246-200 WATERIDGE CIRCLE 7.750 1,281.31 70
7.500 1,281.31 255,525.00
SAN DIEGO CA 54958 1 11/19/98 00
0431131648 01 01/01/99 0
0322424 O 12/01/28
0
1838034 L86/G01 F 235,000.00 ZZ
360 235,000.00 1
518 WESTMINSTER AVENUE 7.500 1,643.15 63
7.250 1,643.15 375,000.00
NEWPORT BEACH CA 92663 5 12/09/98 00
0431149582 05 02/01/99 0
0000 O 01/01/29
0
1838057 F88/G01 F 261,600.00 ZZ
360 261,169.89 1
4728 CIELO VISTA WAY 7.000 1,740.43 80
6.750 1,740.43 327,000.00
SAN JOSE CA 95129 1 10/29/98 00
0431102839 09 12/01/98 0
98100751 O 11/01/28
0
1838448 B79/G01 F 228,000.00 ZZ
360 227,830.79 1
1
18 GREENWOOD DRIVE 7.500 1,594.21 80
7.250 1,594.21 285,000.00
SOUTH SAN FRANC CA 94080 1 11/18/98 00
0431131119 05 01/01/99 0
019811 O 12/01/28
0
1838526 B57/G01 F 467,000.00 ZZ
360 466,635.69 1
31353 SLOAN CANYON ROAD 7.250 3,185.77 78
7.000 3,185.77 605,000.00
CASTAIC CA 91384 2 11/05/98 00
0431136738 05 01/01/99 0
9813393 O 12/01/28
0
1838587 637/G01 F 258,000.00 ZZ
360 257,606.14 1
640 MANDARIN LANE 7.375 1,781.95 70
7.125 1,781.95 370,000.00
WALNUT CREEK CA 94598 2 10/22/98 00
0431129444 05 12/01/98 0
13437009 O 11/01/28
0
1838593 637/G01 F 343,500.00 ZZ
360 342,935.22 1
2725 CAMINO CASA BUENA 7.000 2,285.32 63
6.750 2,285.32 552,000.00
PLEASANTON CA 94566 2 10/28/98 00
0431129337 05 12/01/98 0
10145050 O 11/01/28
0
1838610 A99/G01 F 300,000.00 ZZ
360 300,000.00 1
11665 SARDIS PLACE 7.125 2,021.16 80
6.875 2,021.16 375,990.00
SAN DIEGO CA 92131 1 12/09/98 00
0431149020 05 02/01/99 0
0261480 O 01/01/29
0
1838698 637/G01 F 355,600.00 ZZ
360 354,009.49 1
370 FONTONETT AVENUE 7.000 2,365.82 64
6.750 2,365.82 560,000.00
LIVERMORE CA 94550 2 10/26/98 00
0431136787 05 12/01/98 0
1
10146348 O 11/01/28
0
1838700 M34/G01 F 650,000.00 ZZ
360 648,392.25 1
130 GREAT CIRCLE 7.000 4,324.47 70
6.750 4,324.47 930,000.00
MILL VALLEY CA 94941 1 09/19/98 00
0431115294 05 11/01/98 0
KAPLAN O 10/01/28
0
1838716 637/G01 F 352,000.00 ZZ
360 351,421.24 1
4812 BRECKINRIDGE COURT 7.000 2,341.87 80
6.750 2,341.87 440,000.00
GRANITE BAY CA 95746 1 10/27/98 00
0431135474 03 12/01/98 0
0015091325 O 11/01/28
0
1838778 637/G01 F 340,850.00 ZZ
360 340,329.68 1
2274 GIANERA STREET 7.375 2,354.17 80
7.125 2,354.17 426,070.00
SANTA CLARA CA 95054 1 10/30/98 00
0431143411 03 12/01/98 0
10143980 O 11/01/28
0
1838906 637/G01 F 341,000.00 ZZ
360 340,425.39 1
141 CARMEL RIVIERA DRIVE 6.875 2,240.13 59
6.625 2,240.13 580,000.00
CARMEL CA 93923 2 10/28/98 00
0431135458 05 12/01/98 0
0010146512 O 11/01/28
0
1838959 964/G01 F 259,000.00 ZZ
360 258,802.92 1
1988 HARDING AVENUE 7.375 1,788.85 80
7.125 1,788.85 325,000.00
LOS ANGELES CA 91001 2 11/20/98 00
0431134725 05 01/01/99 0
1838959 O 12/01/28
0
1
1839067 070/070 F 399,000.00 ZZ
360 396,835.12 1
162 ASH ST 7.375 2,755.80 72
7.125 2,755.80 559,000.00
DENVER CO 80220 1 05/18/98 00
4405251 05 07/01/98 0
4405251 O 06/01/28
0
1839143 637/G01 F 240,600.00 ZZ
360 240,232.71 1
10642 FAIRFIELD AVENUE 7.375 1,661.77 80
7.125 1,661.77 300,753.00
LAS VEGAS NV 89123 1 10/27/98 00
0431129451 03 12/01/98 0
0012881793 O 11/01/28
0
1839257 G52/G01 F 259,000.00 ZZ
360 258,563.56 1
13324 EAST COUNTRY SHADOWS RD 6.875 1,701.45 76
6.625 1,701.45 345,000.00
CHANDLER AZ 85249 2 10/23/98 00
0431131523 03 12/01/98 0
98502534 O 11/01/28
0
1839274 F22/G01 F 332,800.00 ZZ
360 332,527.20 1
45 UNDERROCK ROAD 7.000 2,214.13 80
6.750 2,214.13 416,000.00
SPARTA NJ 07871 1 11/05/98 00
0431109719 05 01/01/99 0
61003713 O 12/01/28
0
1839463 H51/G01 F 117,000.00 ZZ
360 117,000.00 1
13564 LENORE 7.500 818.08 90
7.250 818.08 130,000.00
REDFORD MI 48239 2 12/03/98 10
0431132513 05 02/01/99 25
0324069 O 01/01/29
0
1839669 K45/G01 F 170,200.00 ZZ
360 170,063.89 1
10266 EAST CARON STREET 7.125 1,146.67 68
6.875 1,146.67 252,000.00
1
SCOTTSDALE AZ 85258 1 11/23/98 00
0431140730 03 01/01/99 0
0000 O 12/01/28
0
1839673 A59/G01 F 272,587.00 ZZ
360 272,587.00 1
2857 IRONWOOD BOULEVARD 7.250 1,859.53 80
7.000 1,859.53 340,734.00
CHASKA MN 55318 1 12/16/98 00
0431141209 05 02/01/99 0
1839673 O 01/01/29
0
1839674 A59/G01 F 349,975.00 ZZ
360 349,975.00 1
4620 FOXBERRY DRIVE 7.250 2,387.45 90
7.000 2,387.45 390,000.00
MEDINA MN 55340 1 12/22/98 14
0431161264 05 02/01/99 25
0000 O 01/01/29
0
1839773 757/G01 F 277,500.00 ZZ
360 277,266.86 1
2009 MOORES MILL DRIVE 6.875 1,822.98 75
6.625 1,822.98 370,000.00
LANETT AL 36863 5 11/02/98 00
0431142363 05 01/01/99 0
3691052 O 12/01/28
0
1839805 757/G01 F 287,750.00 ZZ
360 287,508.25 1
149 ALLEN CHAPPEL ROAD 6.875 1,890.32 69
6.625 1,890.32 420,500.00
COBB GA 31735 2 11/06/98 00
0431127570 05 01/01/99 0
3687704 O 12/01/28
0
1839850 J83/G01 F 319,500.00 ZZ
360 318,468.82 1
7017 N CHARLESTON OAKS 7.125 2,152.54 90
6.875 2,152.54 355,000.00
MOBILE AL 36695 1 08/31/98 10
0431159474 05 10/01/98 25
254444 O 09/01/28
0
1
1839899 940/G01 F 312,000.00 ZZ
360 312,000.00 1
1609 GARDEN 7.375 2,154.91 80
7.125 2,154.91 390,000.00
REDLANDS CA 92373 1 12/04/98 00
0431169457 05 02/01/99 0
46665 O 01/01/29
0
1839911 A06/G01 F 309,000.00 ZZ
360 308,764.87 1
15358 BEALFRED DR 7.375 2,134.19 48
7.125 2,134.19 650,000.00
FENTON MI 48430 2 11/27/98 00
0431124015 05 01/01/99 0
001000009815352 O 12/01/28
0
1839915 A06/G01 F 272,000.00 ZZ
360 272,000.00 1
4296 MARGATE 6.375 1,696.93 61
6.125 1,696.93 450,000.00
BLOOMFIELD HILL MI 48322 2 12/10/98 00
0431145721 05 02/01/99 0
001000009815337 O 01/01/29
0
1839919 A06/G01 F 286,000.00 ZZ
360 286,000.00 1
26515 DUNDEE 7.125 1,926.84 65
6.875 1,926.84 440,000.00
HUNTINGTON WOOD MI 48070 2 12/04/98 00
0431137314 05 02/01/99 0
001000009812834 O 01/01/29
0
1839925 A06/G01 F 357,000.00 ZZ
360 357,000.00 1
26052 CHESHIRE CT 7.375 2,465.72 60
7.125 2,465.72 600,000.00
GROSSE ILE MI 48138 5 12/09/98 00
0431146109 05 02/01/99 0
001000009816392 O 01/01/29
0
1839960 K08/G01 F 220,000.00 ZZ
360 219,836.73 1
1
544 PHILLIPPA ST 7.500 1,538.27 44
7.250 1,538.27 511,000.00
HINDSDALE IL 60521 5 11/03/98 00
0411099641 05 01/01/99 0
411099641 O 12/01/28
0
1840003 533/G01 F 520,000.00 ZZ
360 520,000.00 1
7228 CALIDRIS LANE 7.125 3,503.34 80
6.875 3,503.34 650,000.00
CARLSBAD CA 92009 2 12/18/98 00
0431164128 05 02/01/99 0
3384377 O 01/01/29
0
1840052 J95/J95 F 361,000.00 ZZ
360 360,448.93 1
8708 WEST DORAL COURT 7.375 2,493.34 57
7.125 2,493.34 640,000.00
FLOWER MOUND TX 75028 2 10/05/98 00
13350558 03 12/01/98 0
13350558 O 11/01/28
0
1840150 196/G01 F 340,000.00 ZZ
360 338,877.07 1
7178 OROZCO DRIVE 7.000 2,262.03 80
6.750 2,262.03 425,000.00
RIVERSIDE CA 92506 1 10/06/98 00
0431110535 05 12/01/98 0
1191801 O 11/01/28
0
1840283 E82/G01 F 245,000.00 ZZ
360 244,799.18 1
20608 BELWOOD COURT 7.000 1,629.99 79
6.750 1,629.99 312,300.00
STERLING VA 20165 2 11/13/98 00
0400161162 03 01/01/99 0
0400161162 O 12/01/28
0
1840320 N71/G01 F 450,000.00 ZZ
360 449,690.32 1
1041 ANDALUSIA AVE 7.875 3,262.81 75
7.625 3,262.81 600,000.00
CORAL GABLES FL 33134 5 11/24/98 00
0431137736 05 01/01/99 0
1
23951098 O 12/01/28
0
1840324 M96/G01 F 62,100.00 ZZ
360 62,100.00 1
1121 PARK ST. S.W. 7.500 434.21 90
7.250 434.21 69,000.00
GRAND RAPIDS MI 49504 1 12/11/98 10
0431139898 05 02/01/99 30
101015965 O 01/01/29
0
1840462 L20/G01 F 281,600.00 ZZ
360 281,385.73 1
1653 NORTH 210 EAST 7.375 1,944.94 80
7.125 1,944.94 352,000.00
OREM UT 84057 5 11/10/98 00
0431134477 05 01/01/99 0
0000 O 12/01/28
0
1840498 830/G01 F 105,000.00 T
360 104,851.31 1
2204 EAST EMERSON AVENUE 7.750 752.23 68
7.500 752.23 155,000.00
SALT LAKE CITY UT 84108 1 11/08/98 00
0431131218 05 12/01/98 0
54047 O 11/01/28
0
1840590 B60/G01 F 313,500.00 ZZ
360 313,009.40 1
9402 VILLA VISTA WAY 7.250 2,138.62 57
7.000 2,138.62 550,000.00
VILLA PARK CA 92861 2 10/02/98 00
0431132430 05 12/01/98 0
255835 O 11/01/28
0
1840605 637/G01 F 325,000.00 ZZ
360 323,187.76 1
861 LAS LOMAS DRIVE 7.250 2,217.08 73
7.000 2,217.08 446,000.00
MILPITAS CA 95035 5 10/27/98 00
0431144468 05 12/01/98 0
0013441530 O 11/01/28
0
1
1840665 731/G01 F 144,300.00 ZZ
360 144,300.00 1
1211 SHERWOOD AVENUE 6.875 947.95 80
6.625 947.95 180,400.00
SANTA CLARA CA 95050 1 12/01/98 00
0431140565 05 02/01/99 0
114257233 O 01/01/29
0
1840821 637/G01 F 245,000.00 T
360 244,813.57 1
279 APTOS BEACH DRIVE 7.375 1,692.16 70
7.125 1,692.16 355,000.00
APTOS CA 95003 1 11/20/98 00
0431144518 09 01/01/99 0
0015121197 O 12/01/28
0
1840976 K21/G01 F 480,000.00 ZZ
360 479,606.55 1
555 RADCLIFFE AVENUE 7.000 3,193.45 48
6.750 3,193.45 1,000,000.00
PACIFIC PALISAD CA 90272 2 11/20/98 00
0431132315 05 01/01/99 0
9810505 O 12/01/28
0
1841042 F59/G01 F 450,000.00 ZZ
360 450,000.00 1
42 VINEYARD ROAD 7.375 3,108.04 75
7.125 3,108.04 600,000.00
NEWTON MA 02459 1 12/04/98 00
0431130111 05 02/01/99 0
0000 O 01/01/29
0
1841158 253/253 F 350,000.00 ZZ
360 349,705.95 1
915 W FRANCIS ST 6.875 2,299.26 26
6.625 2,299.26 1,350,000.00
ASPEN CO 81611 5 11/04/98 00
923997 05 01/01/99 0
923997 O 12/01/28
0
1841374 664/G01 F 100,000.00 ZZ
360 99,915.99 1
4251 FREEDOM DRIVE #604 6.875 656.93 56
6.625 656.93 180,000.00
1
CALABASAS CA 91302 1 11/25/98 00
0431166594 01 01/01/99 0
2900025 O 12/01/28
0
1841451 J49/G01 F 469,000.00 ZZ
360 469,000.00 1
10502 PARK VILLA LANE 7.250 3,199.41 70
7.000 3,199.41 670,000.00
VILLA PARK CA 92861 1 11/24/98 00
0431133677 05 02/01/99 0
98080102 O 01/01/29
0
1841498 976/976 F 300,000.00 ZZ
360 299,506.75 1
1553 EAGLE RIDGE LANE N.E. 7.000 1,995.91 47
6.750 1,995.91 642,000.00
ALBUQUERQUE NM 87122 1 10/15/98 00
5335927 05 12/01/98 0
5335927 O 11/01/28
0
1841641 976/976 F 248,000.00 ZZ
360 247,630.73 1
1839 ONTARIO PLACE, N.W. 7.500 1,734.06 80
7.250 1,734.06 310,000.00
WASHINGTON DC 20009 1 10/23/98 00
5458427 05 12/01/98 0
5458427 O 11/01/28
0
1841949 F59/G01 F 310,000.00 ZZ
360 309,775.63 1
263 CRESCENT STREET 7.625 2,194.16 75
7.375 2,194.16 415,000.00
DUXBURY MA 02332 2 11/27/98 00
0431132125 05 01/01/99 0
98092201 O 12/01/28
0
1841950 F59/G01 F 310,000.00 ZZ
360 310,000.00 1
120 POWERS ROAD 7.125 2,088.53 72
6.875 2,088.53 435,000.00
SUDBURY MA 01776 5 12/23/98 00
0431163476 05 02/01/99 0
1841950 O 01/01/29
0
1
1841955 L86/G01 F 213,500.00 ZZ
360 213,337.55 1
42 VIAGGIO LANE 7.375 1,474.59 70
7.125 1,474.59 305,000.00
FOOTHILL RANCH CA 92610 1 12/01/98 00
0431135276 03 01/01/99 0
0000 O 12/01/28
0
1841968 F88/G01 F 719,000.00 ZZ
360 719,000.00 1
21786 VIA REGINA 7.125 4,844.04 50
6.875 4,844.04 1,450,000.00
SARATOGA CA 95070 2 12/02/98 00
0431148766 05 02/01/99 0
98110231 O 01/01/29
0
1841980 L13/G01 F 245,000.00 ZZ
360 245,000.00 1
87 WEST 1700 SOUTH 7.500 1,713.08 70
7.250 1,713.08 350,000.00
OREM UT 84058 4 12/01/98 00
0431133461 05 02/01/99 0
0000 O 01/01/29
0
1841999 E38/G01 F 124,000.00 T
360 123,912.48 1
6828 SOUTH LENORA JOE COVE 7.750 888.35 80
7.500 888.35 155,000.00
MURRAY UT 84107 1 11/30/98 00
0431139872 05 01/01/99 0
984529 O 12/01/28
0
1842424 B57/G01 F 304,000.00 ZZ
360 303,785.43 1
1630 NORTH CHILCO COURT 7.750 2,177.90 72
7.500 2,177.90 425,000.00
THOUSAND OAKS CA 91360 2 11/06/98 00
0431111087 05 01/01/99 0
9813673 O 12/01/28
0
1842479 H04/G01 F 189,000.00 ZZ
360 189,000.00 1
1
1663 GARNET LANE 7.125 1,273.33 70
6.875 1,273.33 270,000.00
CONCORD CA 94519 1 12/23/98 00
0431170018 05 02/01/99 0
321449 O 01/01/29
0
1842486 676/676 F 436,000.00 ZZ
360 433,667.16 1
320 PAANI PLACE, #5-B 7.875 3,161.31 80
7.625 3,161.31 545,000.00
PAIA HI 96779 2 08/03/98 00
0322460 01 09/01/98 0
0322460 O 08/01/28
0
1842535 A19/G01 F 300,000.00 ZZ
300 300,000.00 1
85 OLD FARM ROAD 7.125 2,144.32 67
6.875 2,144.32 450,000.00
MILTON MA 02186 2 12/07/98 00
0431140698 05 02/01/99 0
1842535 O 01/01/24
0
1842558 313/G01 F 239,270.00 ZZ
360 239,105.33 1
116 ELERY TERRACE 7.875 1,734.88 95
7.625 1,734.88 251,866.00
SUMMERVILLE SC 29485 1 11/13/98 12
0431124122 03 01/01/99 30
6323232 O 12/01/28
0
1842650 940/G01 F 559,200.00 ZZ
360 559,200.00 1
1315 GARDEN STREET 7.250 3,814.73 80
7.000 3,814.73 699,000.00
REDLANDS CA 92373 1 12/04/98 00
0431142355 05 02/01/99 0
46704 O 01/01/29
0
1842788 685/G01 F 228,000.00 ZZ
360 227,826.51 1
26042 EL PRADO STREET 7.375 1,574.74 80
7.125 1,574.74 285,000.00
LAGUNA HILLS CA 92653 2 11/12/98 00
0431134592 03 01/01/99 0
1
116300 O 12/01/28
0
1842833 L86/G01 F 315,000.00 ZZ
360 315,000.00 1
5221 MILTON RD. 7.000 2,095.70 76
6.750 2,095.70 417,000.00
CARLSBAD CA 92008 2 12/04/98 00
0431138593 05 02/01/99 0
60193 O 01/01/29
0
1843176 195/G01 F 360,000.00 ZZ
360 359,682.38 1
717 GLENGARRY ROAD 6.625 2,305.12 80
6.375 2,305.12 450,000.00
PHILADELPHIA PA 19118 1 11/17/98 00
0431125681 05 01/01/99 0
59320 O 12/01/28
0
1843308 G97/G01 F 336,000.00 ZZ
360 335,474.20 1
2425 PRESCOTT AVENUE SOUTHWEST 7.250 2,292.11 70
7.000 2,292.11 480,000.00
SEATTLE WA 98126 2 10/27/98 00
0431124825 05 12/01/98 0
15927 O 11/01/28
0
1843361 A06/G01 F 565,000.00 ZZ
360 565,000.00 1
2650 ROYAL VIEW CT 7.375 3,902.32 68
7.125 3,902.32 840,000.00
OAKLAND MI 48363 5 12/11/98 00
0431143841 05 02/01/99 0
001000009814861 O 01/01/29
0
1843386 731/G01 F 356,000.00 ZZ
360 356,000.00 1
700 BIRKDALE DRIVE 7.000 2,368.48 75
6.750 2,368.48 475,000.00
FAYETTEVILLE GA 30215 2 12/09/98 00
0431141910 05 02/01/99 0
3142269448 O 01/01/29
0
1
1843397 806/G01 F 243,900.00 ZZ
360 243,709.73 1
3282 AXFORD ROAD 7.250 1,663.83 70
7.000 1,663.83 348,466.00
SANTA CRUZ CA 95062 1 11/27/98 00
0431153543 05 01/01/99 0
1170019090 O 12/01/28
0
1843478 N12/G01 F 249,150.00 ZZ
360 248,750.34 1
6729 MALLARD DRIVE 7.125 1,678.57 70
6.875 1,678.57 360,000.00
BRECKSVILLE OH 44141 2 10/15/98 00
0431140409 05 12/01/98 0
0000770 O 11/01/28
0
1843481 G81/G01 F 60,000.00 ZZ
360 59,955.47 1
10770 SW 32 STREET 7.500 419.53 45
7.250 419.53 135,000.00
MIAMI FL 33165 1 11/13/98 00
0431125137 05 01/01/99 0
021810114 O 12/01/28
0
1843562 116/116 F 395,700.00 ZZ
360 395,359.30 1
66 NORTH WOODED CIRCLE 6.750 2,566.51 73
6.500 2,566.51 545,000.00
THE WOODLANDS TX 77382 2 11/02/98 00
000 05 01/01/99 0
000 O 12/01/28
0
1843571 637/G01 F 400,000.00 ZZ
360 399,374.03 1
189 E LAS PALMAS AVENUE 7.250 2,728.71 67
7.000 2,728.71 600,000.00
FREMONT CA 94539 2 10/24/98 00
0431115534 05 12/01/98 0
0013441043 O 11/01/28
0
1843576 637/G01 F 266,000.00 ZZ
360 265,573.29 1
6549 OLD MEADOW COURT 7.125 1,792.10 46
6.875 1,792.10 583,000.00
1
SAN JOSE CA 95135 2 10/20/98 00
0431118074 05 12/01/98 0
0013428412 O 11/01/28
0
1843643 B60/G01 F 142,400.00 ZZ
360 142,283.28 1
26208 ALIZIA CANYON DRIVE 7.000 947.39 80
6.750 947.39 178,000.00
CALABASAS CA 91302 2 11/05/98 00
0431112838 05 01/01/99 0
256485 O 12/01/28
0
1843671 K08/G01 F 325,700.00 ZZ
360 325,452.17 1
5287 FAIRWEATHER COURT 7.375 2,249.53 80
7.125 2,249.53 407,149.00
CASTRO VALLEY CA 94552 1 11/10/98 00
0411136476 03 01/01/99 0
411136476 O 12/01/28
0
1843672 K08/G01 F 178,500.00 ZZ
360 178,353.69 1
2117 WEST PALAIS ROAD 7.000 1,187.56 65
6.750 1,187.56 275,000.00
ANAHEIM CA 92804 5 11/11/98 00
0411111982 05 01/01/99 0
411111982 O 12/01/28
0
1843727 637/G01 F 301,500.00 ZZ
360 301,264.79 1
1366 VAILWOOD COURT 7.250 2,056.77 72
7.000 2,056.77 420,000.00
PLEASANTON CA 94566 2 11/03/98 00
0431130152 05 01/01/99 0
0013428180 O 12/01/28
0
1843797 356/G01 F 382,000.00 ZZ
360 381,723.51 1
3159 FOWLER ROAD 7.625 2,703.78 80
7.375 2,703.78 482,464.00
SAN JOSE CA 95135 1 10/29/98 00
0431151968 05 01/01/99 0
2624765 O 12/01/28
0
1
1843875 470/G01 F 286,400.00 ZZ
360 285,929.11 1
21951 HOPI LANE 7.000 1,905.43 80
6.750 1,905.43 358,000.00
LAKE FOREST CA 92630 1 10/26/98 00
0431125921 03 12/01/98 0
01182304 O 11/01/28
0
1843933 956/G01 F 292,800.00 ZZ
360 292,565.85 1
1342 LINDSAY WAY 7.125 1,972.65 80
6.875 1,972.65 366,000.00
SAN JOSE CA 95118 1 11/12/98 00
0431139120 05 01/01/99 0
208101000 O 12/01/28
0
1843987 883/G01 F 650,000.00 ZZ
360 649,541.24 1
10400 GOLDEN EAGLE COURT 7.750 4,656.68 73
7.500 4,656.68 895,000.00
PLANTATION FL 33324 1 11/16/98 00
0431117514 03 01/01/99 0
15000092 O 12/01/28
0
1843989 637/G01 F 424,000.00 ZZ
360 423,669.24 1
1925 WINDWARD POINT 7.250 2,892.43 80
7.000 2,892.43 535,000.00
BYRON CA 94514 2 11/04/98 00
0431130566 03 01/01/99 0
0013430251 O 12/01/28
0
1843991 637/G01 F 376,000.00 ZZ
360 375,706.68 1
43 CROMWELL COURT 7.250 2,564.99 77
7.000 2,564.99 490,000.00
DANVILLE CA 94526 2 11/04/98 00
0431138544 05 01/01/99 0
0013430228 O 12/01/28
0
1844025 A06/G01 F 232,500.00 ZZ
360 232,500.00 1
1
29300 SIBLEY RD 7.500 1,625.68 75
7.250 1,625.68 310,000.00
ROMULUS MI 48174 5 12/08/98 00
0431144047 05 02/01/99 0
9815834 O 01/01/29
0
1844083 806/G01 F 214,150.00 ZZ
360 213,991.07 1
1327 BRIARBERRY LANE 7.500 1,497.37 70
7.250 1,497.37 305,990.00
GILROY CA 95020 1 11/28/98 00
0431155928 05 01/01/99 0
1170019490 O 12/01/28
0
1844164 F62/G01 F 121,200.00 ZZ
360 121,098.38 1
10525 SW 123 ROAD 6.875 796.00 94
6.625 796.00 130,000.00
MIAMI FL 33186 2 11/12/98 04
0431125897 05 01/01/99 30
0000 O 12/01/28
0
1844227 B57/G01 F 500,000.00 ZZ
360 499,600.15 1
1805 MELHILL WAY 7.125 3,368.60 44
6.875 3,368.60 1,150,000.00
LOS ANGELES CA 90049 5 11/18/98 00
0431146323 05 01/01/99 0
9814444 O 12/01/28
0
1844228 B57/G01 F 301,500.00 ZZ
360 301,264.79 1
4504 ATOLL AVENUE SHERMAN OAKS 7.250 2,056.77 90
7.000 2,056.77 335,000.00
LOS ANGELES CA 91423 1 11/19/98 11
0431134154 05 01/01/99 25
9814184 O 12/01/28
0
1844237 H47/G01 F 285,900.00 ZZ
353 284,744.30 1
9844 CANTERBURY ROSE LANE 7.375 1,985.41 80
7.125 1,985.41 360,000.00
LAS VEGAS NV 89134 1 12/22/97 00
0431126127 03 09/01/98 0
1
000 O 01/01/28
0
1844321 026/G01 F 630,750.00 ZZ
360 630,232.97 1
712 BANEBURY 7.000 4,196.40 73
6.750 4,196.40 869,400.00
ASHEVILLE NC 28802 2 11/16/98 00
0431131663 05 01/01/99 0
0003985741 O 12/01/28
0
1844358 B60/G01 F 284,700.00 ZZ
360 284,231.90 1
843 BROWN DRIVE 7.000 1,894.12 70
6.750 1,894.12 409,000.00
BURBANK CA 91504 2 10/16/98 00
0431135623 05 12/01/98 0
256070 O 11/01/28
0
1844410 B57/G01 F 132,000.00 ZZ
360 131,894.44 1
1111 WEST ROBIDOUX STREET 7.125 889.31 80
6.875 889.31 165,000.00
LOS ANGELES CA 90744 1 11/20/98 00
0431143189 05 01/01/99 0
9821479 O 12/01/28
0
1844472 637/G01 F 560,000.00 ZZ
360 559,552.17 1
1528 39TH STREET 7.125 3,772.83 70
6.875 3,772.83 810,000.00
SACRAMENTO CA 95816 5 11/04/98 00
0431144484 05 01/01/99 0
0013427661 O 12/01/28
0
1844483 637/G01 F 401,000.00 ZZ
360 400,687.18 1
10802 WILLOWBRAE AVENUE 7.250 2,735.53 72
7.000 2,735.53 560,000.00
CHATSWORTH CA 91311 2 11/02/98 00
0431132190 05 01/01/99 0
0013428503 O 12/01/28
0
1
1844498 637/G01 F 397,000.00 ZZ
360 396,690.30 1
240 GRANADA DRIVE 7.250 2,708.24 80
7.000 2,708.24 500,000.00
CORTE MADERA CA 94925 2 11/05/98 00
0431144658 05 01/01/99 0
0013451521 O 12/01/28
0
1844541 B60/G01 F 563,650.00 ZZ
360 562,723.26 1
2101 LYNNGROVE DRIVE 7.000 3,749.98 75
6.750 3,749.98 760,000.00
MANHATTAN BEACH CA 90266 2 10/19/98 00
0431128248 05 12/01/98 0
255556 O 11/01/28
0
1844612 H19/G01 F 263,250.00 ZZ
360 263,250.00 1
309 BRAESWICK DRIVE LAKE 7.750 1,885.96 90
7.500 1,885.96 292,518.00
ST LOUIS MO 63367 1 12/11/98 12
0431149053 05 02/01/99 25
0001854397 O 01/01/29
0
1844661 637/G01 F 227,150.00 ZZ
360 226,944.65 1
2655 INDIAN HILLS WAY 6.500 1,435.75 51
6.250 1,435.75 450,000.00
ARROYO GRANDE CA 93420 5 11/05/98 00
0431138577 05 01/01/99 0
0010153468 O 12/01/28
0
1844670 637/G01 F 127,500.00 ZZ
360 127,400.53 1
6447 PURDUE DRIVE 7.250 869.78 71
7.000 869.78 180,000.00
EUREKA CA 95503 2 11/05/98 00
0431133479 05 01/01/99 0
0010153229 O 12/01/28
0
1844685 637/G01 F 250,000.00 ZZ
360 249,809.77 1
901 5TH STREET UNIT I 7.375 1,726.69 75
7.125 1,726.69 335,000.00
1
SANTA MONICA CA 90403 1 11/03/98 00
0431133198 01 01/01/99 0
0010689990 O 12/01/28
0
1844747 964/G01 F 228,750.00 ZZ
360 228,750.00 1
11821 LOUISE AVENUE 7.125 1,541.13 75
6.875 1,541.13 305,000.00
GRANADA HILLS CA 91344 2 12/11/98 00
0431163708 05 02/01/99 0
45149 O 01/01/29
0
1844778 H22/G01 F 180,000.00 ZZ
360 179,845.02 1
41 MOUNTAIN VIEW DRIVE 6.750 1,167.48 73
6.500 1,167.48 249,900.00
BROOKFIELD CT 06804 1 11/23/98 00
0431119684 05 01/01/99 0
9810010 O 12/01/28
0
1844799 M18/G01 F 310,000.00 ZZ
360 310,000.00 1
980 WHIMBREL COURT 7.375 2,141.09 74
7.125 2,141.09 422,000.00
CARLSBAD CA 92009 2 11/30/98 00
0431163260 03 02/01/99 0
980100359 O 01/01/29
0
1844811 L16/G01 F 370,000.00 ZZ
360 370,000.00 1
1507 NORTH 1450 EAST 7.500 2,587.09 61
7.250 2,587.09 616,000.00
PROVO UT 84604 2 12/04/98 00
0431137876 05 02/01/99 0
1844811 O 01/01/29
0
1844819 L66/G01 F 308,750.00 ZZ
360 308,750.00 1
27617 RUTHERFORD PLACE 7.250 2,106.22 95
7.000 2,106.22 325,000.00
VALENCIA AREA CA 91354 1 12/01/98 10
0431127455 05 02/01/99 30
12128398 O 01/01/29
0
1
1844972 B57/G01 F 182,000.00 ZZ
360 181,874.75 1
1129 LARRABEE STREET NO 15 7.875 1,319.63 70
7.625 1,319.63 260,000.00
WEST HOLLYWOOD CA 90069 1 11/16/98 00
0431140375 01 01/01/99 0
9814216 O 12/01/28
0
1845014 470/G01 F 359,900.00 ZZ
360 359,619.24 1
3716 NORTH HOLLINGSWORTH ROAD 7.250 2,455.16 80
7.000 2,455.16 449,888.00
ALTADENA AREA CA 91001 1 11/13/98 00
0431159375 03 01/01/99 0
96029425 O 12/01/28
0
1845025 E75/G01 F 385,200.00 ZZ
360 385,200.00 1
256 PARK AVENUE 7.500 2,693.38 90
7.250 2,693.38 428,000.00
WESTBURY NY 11590 1 12/17/98 11
0431155571 05 02/01/99 25
C98011030 O 01/01/29
0
1845106 B60/G01 F 291,650.00 ZZ
360 291,146.37 1
1010 VIA NAVARRA 6.750 1,891.64 89
6.500 1,891.64 330,000.00
LOS ANGELES CA 90732 2 10/07/98 21
0431124478 05 12/01/98 25
254027 O 11/01/28
0
1845107 367/367 F 292,000.00 ZZ
360 291,531.59 1
36160 PAXSON ROAD 7.125 1,967.26 79
6.875 1,967.26 370,000.00
PURCELLVILLE VA 20132 1 10/30/98 00
98091150 05 12/01/98 0
98091150 O 11/01/28
0
1845108 559/G01 F 442,000.00 ZZ
360 441,663.67 1
1
20640 REID LANE 7.375 3,052.79 55
7.125 3,052.79 805,000.00
SARATOGA CA 95070 5 11/17/98 00
0431163716 05 01/01/99 0
5566831 O 12/01/28
0
1845149 K08/G01 F 76,000.00 ZZ
360 75,943.60 1
6810 ELGRECO CT. 7.500 531.40 80
7.250 531.40 95,000.00
CHARLOTTE NC 28226 1 11/13/98 00
0411129109 05 01/01/99 0
411129109 O 12/01/28
0
1845157 A06/G01 F 300,000.00 ZZ
360 300,000.00 1
301 RIVER LANE 7.250 2,046.53 80
7.000 2,046.53 375,000.00
DEARBORN MI 48124 2 12/11/98 00
0431158617 05 02/01/99 0
1000009815695 O 01/01/29
0
1845188 731/G01 F 309,000.00 ZZ
360 308,764.87 1
3000 BROOKSIDE ROAD 7.375 2,134.19 75
7.125 2,134.19 412,000.00
LAKE OSWEGO OR 97035 1 11/18/98 00
0431132711 05 01/01/99 0
220336604 O 12/01/28
0
1845229 731/G01 F 396,000.00 ZZ
360 395,713.39 1
124 VICTORIA LANE 7.625 2,802.86 80
7.375 2,802.86 495,000.00
APTOS CA 95003 1 11/17/98 00
0431148451 05 01/01/99 0
114257325 O 12/01/28
0
1845265 G32/G01 F 550,000.00 ZZ
360 549,549.17 1
145 LAWNDALE 7.000 3,659.16 58
6.750 3,659.16 950,000.00
ELMHURST IL 60126 2 11/13/98 00
0431131572 05 01/01/99 0
1
0000 O 12/01/28
0
1845397 976/976 F 400,000.00 ZZ
360 399,309.26 1
104 GROVES RD 6.750 2,594.40 46
6.500 2,594.40 870,000.00
YARMOUTH ME 04096 2 10/09/98 00
5153070 05 12/01/98 0
5153070 O 11/01/28
0
1845398 976/976 F 416,500.00 ZZ
360 415,864.19 1
3044 LYNNDALE ROAD 7.375 2,876.67 69
7.125 2,876.67 605,000.00
VIRGINIA BEACH VA 23452 2 10/19/98 00
5158137 05 12/01/98 0
5158137 O 11/01/28
0
1845399 976/976 F 600,600.00 ZZ
360 598,606.92 1
6110 OCEANFRONT AVENUE 7.375 4,148.20 69
7.125 4,148.20 873,000.00
VIRGINIA BEACH VA 23451 2 10/14/98 00
5158146 05 12/01/98 0
5158146 O 11/01/28
0
1845401 976/976 F 365,000.00 ZZ
360 364,442.81 1
1432 WATER MILL CIRCLE 7.375 2,520.97 80
7.125 2,520.97 457,000.00
VIRGINIA BEACH VA 23454 2 10/16/98 00
5158220 05 12/01/98 0
5158220 O 11/01/28
0
1845406 976/976 F 300,000.00 ZZ
360 299,293.66 1
9723 BAY HILL DRIVE 7.250 2,046.53 73
7.000 2,046.53 416,211.00
LONE TREE CO 80124 1 09/25/98 00
5205269 05 11/01/98 0
5205269 O 10/01/28
0
1
1845407 976/976 F 377,600.00 ZZ
360 376,666.00 1
8162 WYCLIFFE DRIVE 7.000 2,512.19 80
6.750 2,512.19 472,000.00
CINCINNATI OH 45244 1 09/30/98 00
5213704 05 11/01/98 0
5213704 O 10/01/28
0
1845411 976/976 F 263,200.00 ZZ
360 262,595.46 1
5807 NAMAKAGAN ROAD 7.375 1,817.86 80
7.125 1,817.86 329,000.00
BETHESDA MD 20816 1 09/30/98 00
5259669 05 11/01/98 0
5259669 O 10/01/28
0
1845412 976/976 F 250,000.00 T
360 249,411.36 1
10824 FIRST AVENUE 7.250 1,705.45 43
7.000 1,705.45 594,500.00
STONE HARBOR NJ 08247 1 09/26/98 00
5266188 05 11/01/98 0
5266188 O 10/01/28
0
1845414 976/976 F 477,500.00 ZZ
360 476,296.76 1
8 RAPPLEYE COURT 7.125 3,217.01 80
6.875 3,217.01 596,927.00
WEST ORANGE NJ 07052 1 10/21/98 00
5266221 05 12/01/98 0
5266221 O 11/01/28
0
1845415 976/976 F 304,000.00 ZZ
360 303,500.17 1
1332 PROSPECT AVE. 7.000 2,022.52 80
6.750 2,022.52 380,000.00
PLAINFIELD NJ 07060 1 10/29/98 00
5266591 05 12/01/98 0
5266591 O 11/01/28
0
1845416 976/976 F 446,700.00 ZZ
360 446,000.94 1
16 FORESTDALE DRIVE 7.250 3,047.29 80
7.000 3,047.29 558,430.00
1
WHITEHOUSE STAT NJ 08889 1 10/30/98 00
5266599 05 12/01/98 0
5266599 O 11/01/28
0
1845419 976/976 F 290,000.00 ZZ
360 289,546.16 1
541 DORCHESTER DRIVE 7.250 1,978.32 73
7.000 1,978.32 400,000.00
RIVER VALE NJ 07675 1 10/01/98 00
5268141 05 12/01/98 0
5268141 O 11/01/28
0
1845423 976/976 F 270,000.00 ZZ
360 269,545.04 1
150 UNIVERSITY DR 6.875 1,773.71 90
6.625 1,773.71 300,000.00
ATHENS GA 30605 1 10/30/98 11
5271630 05 12/01/98 25
5271630 O 11/01/28
0
1845424 976/976 F 306,400.00 ZZ
360 305,932.27 1
9475 JENNIFER COURT NORTH 7.375 2,116.23 80
7.125 2,116.23 383,000.00
CHISAGO CITY MN 55013 1 10/29/98 00
5272258 05 12/01/98 0
5272258 O 11/01/28
0
1845425 976/976 F 257,600.00 ZZ
360 257,186.78 1
38 FARMINGTON DRIVE 7.125 1,735.50 80
6.875 1,735.50 322,000.00
SHREWSBURY MA 01545 1 10/06/98 00
5273795 05 12/01/98 0
5273795 O 11/01/28
0
1845428 976/976 F 253,000.00 ZZ
360 252,584.01 1
620 SPARROW COURT 7.000 1,683.22 60
6.750 1,683.22 424,000.00
NASHVILLE TN 37221 2 10/23/98 00
5286782 05 12/01/98 0
5286782 O 11/01/28
0
1
1845430 976/976 F 282,300.00 ZZ
360 281,835.85 1
42281 YOUNG LANE 7.000 1,878.15 80
6.750 1,878.15 352,886.00
LEESBURG VA 20176 1 10/02/98 00
5296413 05 12/01/98 0
5296413 O 11/01/28
0
1845431 976/976 F 211,200.00 ZZ
360 210,651.41 1
9921 BARNSBURY COURT 6.750 1,369.84 80
6.500 1,369.84 264,000.00
FAIRFAX VA 22031 1 09/25/98 00
5296546 05 11/01/98 0
5296546 O 10/01/28
0
1845432 976/976 F 289,600.00 ZZ
360 289,157.91 1
445 CHERRY HILL DRIVE 7.375 2,000.20 80
7.125 2,000.20 362,000.00
MADISON MS 39110 2 10/14/98 00
5308771 05 12/01/98 0
5308771 O 11/01/28
0
1845442 976/976 F 268,000.00 ZZ
360 267,537.20 1
37 BUCKBOARD DRIVE 6.750 1,738.25 80
6.500 1,738.25 335,000.00
WESTFORD MA 01886 1 10/09/98 00
5339722 05 12/01/98 0
5339722 O 11/01/28
0
1845447 976/976 F 277,000.00 ZZ
360 276,555.64 1
227 FERN STREET 7.125 1,866.21 70
6.875 1,866.21 400,000.00
FAIRFIELD CT 06430 2 10/15/98 00
5345127 05 12/01/98 0
5345127 O 11/01/28
0
1845448 976/976 F 451,500.00 ZZ
360 447,397.27 1
1
658 ELEPAIO STREET 7.625 3,195.69 73
7.375 3,195.69 625,000.00
HONOLULU HI 96816 2 10/14/98 00
5345759 05 12/01/98 0
5345759 O 11/01/28
0
1845450 976/976 F 371,000.00 ZZ
360 370,147.86 1
25 HILLCRESCENT ROAD 7.375 2,562.41 75
7.125 2,562.41 500,000.00
PORT JEFFERSON NY 11777 2 09/17/98 00
5345797 05 11/01/98 0
5345797 O 10/01/28
0
1845451 976/976 F 275,000.00 ZZ
360 274,383.86 1
5151 SOUTH WEST 63RD AVEN 7.500 1,922.85 60
7.250 1,922.85 465,000.00
MIAMI FL 33155 2 09/30/98 00
5346608 05 11/01/98 0
5346608 O 10/01/28
0
1845453 976/976 F 348,000.00 ZZ
240 346,660.00 1
5 MILL POND COURT 7.000 2,698.05 66
6.750 2,698.05 530,000.00
COS COB CT 06807 2 10/27/98 00
5347081 05 12/01/98 0
5347081 O 11/01/18
0
1845457 976/976 F 342,000.00 ZZ
360 341,174.64 1
71 DEEPWOOD ROAD 7.125 2,304.12 80
6.875 2,304.12 427,500.00
EASTON CT 06612 1 09/28/98 00
5352453 05 11/01/98 0
5352453 O 10/01/28
0
1845459 976/976 F 283,500.00 ZZ
360 283,077.88 1
687 REDDING ROAD 7.500 1,982.28 75
7.250 1,982.28 378,000.00
REDDING CT 06896 2 10/02/98 00
5352889 05 12/01/98 0
1
5352889 O 11/01/28
0
1845460 976/976 F 312,000.00 ZZ
360 311,065.08 1
36 GREAT OAK LANE 7.500 2,181.55 80
7.250 2,181.55 390,000.00
PLEASANTVILLE NY 10570 1 08/27/98 00
5352966 05 10/01/98 0
5352966 O 09/01/28
0
1845462 976/976 F 331,500.00 ZZ
360 328,130.70 1
2750 MEDICINE RIDGE ROAD 7.250 2,261.42 89
7.000 2,261.42 375,000.00
PLYMOUTH MN 55441 2 10/02/98 04
5355770 05 12/01/98 25
5355770 O 11/01/28
0
1845465 976/976 F 294,500.00 ZZ
360 293,806.61 1
5280 EAST FOREST DRIVE 7.250 2,009.01 54
7.000 2,009.01 550,000.00
FLAGSTAFF AZ 86004 1 09/28/98 00
5361359 05 11/01/98 0
5361359 O 10/01/28
0
1845470 976/976 F 228,000.00 ZZ
360 227,615.80 1
8500 BROWNING COURT 6.875 1,497.80 80
6.625 1,497.80 285,000.00
ANNANDALE VA 22003 1 10/23/98 00
5366500 05 12/01/98 0
5366500 O 11/01/28
0
1845471 976/976 F 304,000.00 ZZ
360 303,448.87 1
5516 30TH STREET, NW 6.500 1,921.49 80
6.250 1,921.49 380,000.00
WASHINGTON DC 20015 1 10/30/98 00
5366510 05 12/01/98 0
5366510 O 11/01/28
0
1
1845474 976/976 F 327,200.00 ZZ
360 326,390.69 1
5049 GARFIELD STREET, NW 7.000 2,176.87 80
6.750 2,176.87 409,000.00
WASHINGTON DC 20016 1 09/25/98 00
5366764 05 11/01/98 0
5366764 O 10/01/28
0
1845475 976/976 F 287,000.00 ZZ
360 286,561.88 1
10949 FALLSTONE DRIVE 7.375 1,982.24 79
7.125 1,982.24 366,000.00
CINCINNATI OH 45246 2 10/01/98 00
5368135 03 12/01/98 0
5368135 O 11/01/28
0
1845477 976/976 F 133,600.00 ZZ
360 133,245.47 1
7004 JEFFREY DRIVE 7.250 911.39 80
7.000 911.39 167,000.00
RALEIGH NC 27603 1 09/25/98 00
5372264 05 11/01/98 0
5372264 O 10/01/28
0
1845478 976/976 F 328,500.00 ZZ
240 327,291.45 1
500 BAYHILL RIDGE CIRCLE 7.375 2,621.33 75
7.125 2,621.33 440,000.00
BIRMINGHAM AL 35244 2 10/08/98 00
5372352 05 12/01/98 0
5372352 O 11/01/18
0
1845479 976/976 F 274,800.00 ZZ
360 274,325.47 1
209 N. CANDLER STREET 6.750 1,782.35 80
6.500 1,782.35 343,500.00
DECATUR GA 30030 1 10/15/98 00
5372625 05 12/01/98 0
5372625 O 11/01/28
0
1845482 976/976 F 337,500.00 ZZ
360 335,649.52 1
21 GLUTTING PLACE 6.750 2,189.02 79
6.500 2,189.02 430,000.00
1
EAST HANOVER NJ 07936 2 10/26/98 00
5374061 05 12/01/98 0
5374061 O 11/01/28
0
1845483 976/976 F 279,400.00 ZZ
360 278,929.19 1
40 SUNFIRE AVENUE 6.875 1,835.46 80
6.625 1,835.46 350,000.00
CAMP HILL PA 17011 2 10/15/98 00
5374080 05 12/01/98 0
5374080 O 11/01/28
0
1845488 976/976 F 375,000.00 ZZ
360 374,072.44 1
3589 EAST VIRGINIA AVENUE 7.000 2,494.89 66
6.750 2,494.89 575,000.00
DENVER CO 80209 1 09/25/98 00
5379724 05 11/01/98 0
5379724 O 10/01/28
0
1845491 976/976 F 270,000.00 ZZ
360 269,577.47 1
1 MESSENGER LANE 7.250 1,841.88 42
7.000 1,841.88 655,000.00
PORT WASHINGTON NY 11050 2 10/07/98 00
5381020 05 12/01/98 0
5381020 O 11/01/28
0
1845492 976/976 F 396,000.00 ZZ
360 394,731.42 1
77 WENSLEY DRIVE 7.125 2,667.93 60
6.875 2,667.93 660,000.00
GREAT NECK NY 11021 1 10/05/98 00
5381116 05 11/01/98 0
5381116 O 10/01/28
0
1845495 976/976 F 280,000.00 ZZ
360 279,356.86 1
53-35 212TH STREET 7.375 1,933.90 80
7.125 1,933.90 350,000.00
BAYSIDE NY 11364 1 09/30/98 00
5381218 05 11/01/98 0
5381218 O 10/01/28
0
1
1845496 976/976 F 343,250.00 ZZ
360 342,712.82 1
768 FOREST AVENUE 7.250 2,341.58 80
7.000 2,341.58 430,000.00
LARCHMONT NY 10538 1 10/15/98 00
5381222 05 12/01/98 0
5381222 O 11/01/28
0
1845497 976/976 F 415,200.00 ZZ
360 414,483.03 1
27 NORTH BOURNEDALE ROAD 6.750 2,692.98 80
6.500 2,692.98 519,000.00
PLANEDOME HEIGH NY 11030 1 10/28/98 00
5381298 05 12/01/98 0
5381298 O 11/01/28
0
1845498 976/976 F 357,000.00 ZZ
360 355,755.83 1
20 RISING ROAD 7.250 2,435.37 79
7.000 2,435.37 455,000.00
NORWALK CT 06850 2 09/24/98 00
5381335 05 11/01/98 0
5381335 O 10/01/28
0
1845511 976/976 F 326,000.00 ZZ
360 325,538.33 1
3413 LOOKOUT COURT 7.750 2,335.51 80
7.500 2,335.51 410,000.00
GRAPEVINE TX 76051 2 10/19/98 00
5383393 05 12/01/98 0
5383393 O 11/01/28
0
1845512 976/976 F 340,000.00 ZZ
360 339,199.38 1
39600 MT GILEAD ROAD 7.250 2,319.40 80
7.000 2,319.40 430,000.00
LEESBURG VA 20175 2 09/28/98 00
5383467 05 11/01/98 0
5383467 O 10/01/28
0
1845517 976/976 F 406,000.00 ZZ
360 405,067.47 1
1
934 STONEY RUN DRIVE 7.375 2,804.15 76
7.125 2,804.15 535,000.00
WEST CHESTER PA 19382 2 09/24/98 00
5385597 05 11/01/98 0
5385597 O 10/01/28
0
1845519 976/976 F 438,850.00 ZZ
360 438,163.23 1
5306 BURLING TERRACE 7.250 2,993.74 80
7.000 2,993.74 555,000.00
BETHESDA MD 20814 2 10/26/98 00
5385847 05 12/01/98 0
5385847 O 11/01/28
0
1845523 976/976 F 447,000.00 ZZ
360 445,947.56 1
58 PLYMPTON ROAD 7.250 3,049.33 78
7.000 3,049.33 579,000.00
SUDBURY MA 01776 2 09/30/98 00
5387327 05 11/01/98 0
5387327 O 10/01/28
0
1845524 976/976 F 290,000.00 ZZ
360 289,333.92 1
1808 WEST WARNER 7.375 2,002.96 74
7.125 2,002.96 395,000.00
CHICAGO IL 60613 1 09/30/98 00
5389789 05 11/01/98 0
5389789 O 10/01/28
0
1845527 976/976 F 127,300.00 ZZ
360 126,935.23 1
3905 48TH AVENUE NORTHEAST 6.875 836.28 95
6.625 836.28 134,000.00
TACOMA WA 98422 2 09/18/98 11
5390421 05 11/01/98 30
5390421 O 10/01/28
0
1845528 976/976 F 435,000.00 ZZ
360 434,302.20 1
7517 78TH AVENUE SOUTHEAST 7.125 2,930.68 75
6.875 2,930.68 580,000.00
MERCER ISLAND WA 98040 1 10/05/98 00
5390429 05 12/01/98 0
1
5390429 O 11/01/28
0
1845532 976/976 F 282,700.00 ZZ
360 281,644.72 1
92 PLEASANT STREET 7.125 1,904.61 77
6.875 1,904.61 370,000.00
PLYMPTON MA 02367 1 10/23/98 00
5392089 05 12/01/98 0
5392089 O 11/01/28
0
1845534 976/976 F 300,000.00 ZZ
360 299,310.95 1
26A ALGONQUIN ROAD 7.375 2,072.03 73
7.125 2,072.03 415,000.00
CANTON MA 02021 2 09/30/98 00
5392288 05 11/01/98 0
5392288 O 10/01/28
0
1845535 976/976 F 300,000.00 ZZ
360 299,530.53 1
2 THOREAU ROAD 7.250 2,046.53 55
7.000 2,046.53 554,000.00
LEXINGTON MA 02173 2 10/02/98 00
5392333 05 12/01/98 0
5392333 O 11/01/28
0
1845536 976/976 F 226,000.00 ZZ
360 225,493.66 1
2 HOLTON STREET 7.500 1,580.23 80
7.250 1,580.23 282,500.00
WINCHESTER MA 01890 1 09/28/98 00
5392373 05 11/01/98 0
5392373 O 10/01/28
0
1845537 976/976 F 462,000.00 ZZ
360 461,221.49 1
18 CLUBHOUSE LANE 6.875 3,035.02 75
6.625 3,035.02 620,000.00
WAYLAND MA 01778 2 10/26/98 00
5392418 05 12/01/98 0
5392418 O 11/01/28
0
1
1845538 976/976 F 293,000.00 ZZ
360 292,109.31 1
32 CALUMET ROAD 7.125 1,974.00 37
6.875 1,974.00 810,000.00
WINCHESTER MA 01890 2 10/09/98 00
5392462 05 12/01/98 0
5392462 O 11/01/28
0
1845540 976/976 F 255,000.00 ZZ
360 254,610.72 1
128 BRIDGE STREET 7.375 1,761.23 69
7.125 1,761.23 372,000.00
MANCHESTER MA 01944 2 10/14/98 00
5392553 05 12/01/98 0
5392553 O 11/01/28
0
1845542 976/976 F 315,000.00 ZZ
240 313,823.33 1
14 IDA ROAD 7.250 2,489.69 51
7.000 2,489.69 625,000.00
MARBLEHEAD MA 01945 2 10/07/98 00
5392584 05 12/01/98 0
5392584 O 11/01/18
0
1845543 976/976 F 261,000.00 ZZ
360 260,611.37 1
15 DUNSTER ROAD 7.500 1,824.96 74
7.250 1,824.96 354,000.00
SUDBURY MA 01776 2 10/06/98 00
5392592 05 12/01/98 0
5392592 O 11/01/28
0
1845544 976/976 F 288,000.00 ZZ
360 287,479.46 1
6 ESTABROOK ROAD 7.125 1,940.31 57
6.875 1,940.31 509,000.00
SWAMPSCOTT MA 01907 2 10/21/98 00
5392656 05 12/01/98 0
5392656 O 11/01/28
0
1845545 976/976 F 365,000.00 ZZ
360 364,428.80 1
48 ARDMORE ROAD 7.250 2,489.95 80
7.000 2,489.95 458,000.00
1
NEEDHAM MA 02192 2 10/23/98 00
5392726 05 12/01/98 0
5392726 O 11/01/28
0
1845546 976/976 F 258,000.00 ZZ
360 257,606.14 1
28 GREYSTONE WAY 7.375 1,781.95 72
7.125 1,781.95 360,000.00
EASTON MA 02356 2 10/23/98 00
5392731 05 12/01/98 0
5392731 O 11/01/28
0
1845549 976/976 F 258,000.00 ZZ
360 257,543.47 1
3310 SOUTHEAST OAK STREET 6.625 1,652.01 60
6.375 1,652.01 430,000.00
PORTLAND OR 97214 1 10/02/98 00
5397041 05 12/01/98 0
5397041 O 11/01/28
0
1845560 976/976 F 240,000.00 ZZ
360 239,001.21 1
3260 MORGAN 7.500 1,678.12 80
7.250 1,678.12 300,000.00
ANN ARBOR MI 48108 2 09/25/98 00
5399506 05 11/01/98 0
5399506 O 10/01/28
0
1845561 976/976 F 243,500.00 ZZ
360 241,720.91 1
17975 CARDINAL 7.375 1,681.80 75
7.125 1,681.80 327,000.00
GROSSE ILE MI 48138 2 10/06/98 00
5399961 05 12/01/98 0
5399961 O 11/01/28
0
1845563 976/976 F 299,600.00 ZZ
360 299,082.65 1
624 N 23RD RD 6.750 1,943.20 80
6.500 1,943.20 374,500.00
ARLINGTON VA 22207 1 10/30/98 00
5401484 05 12/01/98 0
5401484 O 11/01/28
0
1
1845564 976/976 F 317,550.00 ZZ
360 317,027.89 1
9587 BRONTE DRIVE 7.000 2,112.67 80
6.750 2,112.67 400,000.00
BURKE VA 22015 2 10/19/98 00
5401558 05 12/01/98 0
5401558 O 11/01/28
0
1845565 976/976 F 304,950.00 ZZ
360 299,648.72 1
1301 SWAN HARBOUR ROAD 7.375 2,106.22 61
7.125 2,106.22 500,000.00
FORT WASHINGTON MD 20744 2 09/25/98 00
5402006 05 11/01/98 0
5402006 O 10/01/28
0
1845566 976/976 F 256,000.00 ZZ
360 255,440.58 1
133 SUMMERSEA ROAD 7.625 1,811.96 78
7.375 1,811.96 330,000.00
MASHPEE MA 02649 2 09/23/98 00
5402245 05 11/01/98 0
5402245 O 10/01/28
0
1845570 976/976 F 264,000.00 ZZ
360 263,586.86 1
20 AKERS AVENUE 7.250 1,800.95 78
7.000 1,800.95 340,000.00
MONTVALE NJ 07645 2 10/07/98 00
5402484 05 12/01/98 0
5402484 O 11/01/28
0
1845572 976/976 F 345,100.00 ZZ
360 344,190.63 1
9003 INDIAN KNOLL TRAIL 6.750 2,238.32 77
6.500 2,238.32 448,500.00
KELLER TX 76180 2 10/15/98 00
5403958 05 12/01/98 0
5403958 O 11/01/28
0
1845579 976/976 F 405,000.00 ZZ
360 404,366.21 1
1
3417 HIDDEN OAKS LANE 7.250 2,762.82 78
7.000 2,762.82 520,000.00
WEST BLOOMFIELD MI 48324 2 10/13/98 00
5407365 05 12/01/98 0
5407365 O 11/01/28
0
1845580 976/976 F 348,000.00 ZZ
360 347,468.77 1
22 ANDREWS ISLE 7.375 2,403.55 80
7.125 2,403.55 435,000.00
HINGHAM MA 02043 1 10/30/98 00
5407701 05 12/01/98 0
5407701 O 11/01/28
0
1845581 976/976 F 380,000.00 ZZ
360 379,127.20 1
1165 CLIPPER DRIVE 7.375 2,624.57 80
7.125 2,624.57 475,000.00
SLIDELL LA 70458 2 09/21/98 00
5408814 05 11/01/98 0
5408814 O 10/01/28
0
1845593 976/976 F 300,000.00 ZZ
360 299,456.75 1
9S324 WOODCREEK PLACE 7.000 1,995.91 68
6.750 1,995.91 441,546.00
DOWNERS GROVE IL 60515 1 10/09/98 00
5412505 05 12/01/98 0
5412505 O 11/01/28
0
1845624 976/976 F 264,100.00 ZZ
348 263,672.30 1
312 NORTH RIDGELAND AVENUE 7.500 1,863.81 79
7.250 1,863.81 335,000.00
OAK PARK IL 60302 2 10/20/98 00
5424508 05 12/01/98 0
5424508 O 11/01/27
0
1845626 976/976 F 300,000.00 ZZ
360 299,293.66 1
12 MAYBELLE COURT 7.250 2,046.53 44
7.000 2,046.53 684,700.00
MECHANICSBURG PA 17055 1 09/30/98 00
5425063 05 11/01/98 0
1
5425063 O 10/01/28
0
1845629 976/976 F 347,000.00 ZZ
360 345,732.97 1
2405 FOX CREEK LANE 7.250 2,367.16 78
7.000 2,367.16 446,000.00
DAVIDSONVILLE MD 21035 2 09/25/98 00
5425346 05 11/01/98 0
5425346 O 10/01/28
0
1845630 976/976 F 246,000.00 ZZ
360 244,433.83 1
1478 GREENMEADOWS RD 7.625 1,741.18 69
7.375 1,741.18 359,000.00
YARDLEY PA 19067 2 10/02/98 00
5425393 05 12/01/98 0
5425393 O 11/01/28
0
1845631 976/976 F 252,000.00 ZZ
360 251,125.22 1
20 HAWTHORNE COURT 7.500 1,762.03 80
7.250 1,762.03 315,000.00
WHEELING WV 26003 2 10/01/98 00
5425468 05 12/01/98 0
5425468 O 11/01/28
0
1845634 976/976 F 250,000.00 ZZ
360 249,396.66 1
2320 TIMBERWOOD DRIVE 7.125 1,684.30 75
6.875 1,684.30 335,000.00
CHANHASSEN MN 55317 2 09/29/98 00
5426645 05 11/01/98 0
5426645 O 10/01/28
0
1845635 976/976 F 239,900.00 ZZ
360 239,335.16 1
2371 SHADOW CREEK TRAIL 7.250 1,636.54 80
7.000 1,636.54 299,900.00
WOODBURY MN 55125 1 09/28/98 00
5426912 05 11/01/98 0
5426912 O 10/01/28
0
1
1845661 976/976 F 89,600.00 ZZ
360 89,389.04 1
1918 GRAND CAYMAN WAY 7.250 611.23 80
7.000 611.23 112,000.00
MESQUITE TX 75149 1 09/28/98 00
5429137 05 11/01/98 0
5429137 O 10/01/28
0
1845662 976/976 F 245,600.00 ZZ
360 245,234.30 1
205 NORTH CHURCH STREET 7.500 1,717.28 80
7.250 1,717.28 308,000.00
MCKINNEY TX 75069 2 10/20/98 00
5429238 05 12/01/98 0
5429238 O 11/01/28
0
1845663 976/976 F 345,000.00 ZZ
360 344,432.75 1
131 E. ESTELLE LANE 7.000 2,295.30 80
6.750 2,295.30 432,000.00
LUCAS TX 75002 2 10/15/98 00
5429598 05 12/01/98 0
5429598 O 11/01/28
0
1845664 976/976 F 240,000.00 ZZ
360 239,633.62 1
225 PINE STREET 7.375 1,657.63 80
7.125 1,657.63 300,000.00
SOUTHLAKE TX 76092 1 10/14/98 00
5429646 05 12/01/98 0
5429646 O 11/01/28
0
1845665 976/976 F 319,250.00 ZZ
360 318,762.63 1
6400 BRANDON COURT 7.375 2,204.99 79
7.125 2,204.99 406,000.00
PLANO TX 75093 2 10/29/98 00
5429764 05 12/01/98 0
5429764 O 11/01/28
0
1845671 976/976 F 250,000.00 ZZ
360 249,618.37 1
1253 HARDING STREET 7.375 1,726.69 72
7.125 1,726.69 350,000.00
1
WINTER PARK FL 32789 2 10/26/98 00
5431749 05 12/01/98 0
5431749 O 11/01/28
0
1845673 976/976 F 318,400.00 ZZ
360 317,913.95 1
3138 38TH STREET, NW 7.375 2,199.11 80
7.125 2,199.11 398,000.00
WASHINGTON DC 20016 2 10/28/98 00
5432813 05 12/01/98 0
5432813 O 11/01/28
0
1845674 976/976 F 242,600.00 ZZ
360 242,220.35 1
3507 DELAWARE STREET, NORTH 7.250 1,654.96 67
7.000 1,654.96 365,000.00
ARLINGTON VA 22207 2 10/28/98 00
5432860 05 12/01/98 0
5432860 O 11/01/28
0
1845706 976/976 F 256,000.00 ZZ
360 255,392.51 1
836 NORTH CATHERINE AVENUE 7.375 1,768.13 72
7.125 1,768.13 360,000.00
LAGRANGE PARK IL 60526 1 10/16/98 00
5434311 05 12/01/98 0
5434311 O 11/01/28
0
1845712 976/976 F 388,000.00 ZZ
360 387,086.46 1
13135 COMPTON ROAD 7.250 2,646.85 80
7.000 2,646.85 485,000.00
CLIFTON VA 22024 2 09/22/98 00
5440092 05 11/01/98 0
5440092 O 10/01/28
0
1845713 976/976 F 249,600.00 ZZ
360 248,882.52 1
4315 44TH STREET, N.W. 7.000 1,660.60 80
6.750 1,660.60 312,000.00
WASHINGTON DC 20016 1 09/30/98 00
5440111 05 11/01/98 0
5440111 O 10/01/28
0
1
1845714 976/976 F 296,000.00 ZZ
360 295,243.55 1
4403 N 20TH STREET 7.250 2,019.25 80
7.000 2,019.25 370,000.00
ARLINGTON VA 22207 2 09/28/98 00
5440228 05 11/01/98 0
5440228 O 10/01/28
0
1845715 976/976 F 87,200.00 ZZ
360 87,063.53 1
7920 FLINT STREET 7.250 594.86 80
7.000 594.86 109,000.00
SPRINGFIELD VA 22153 1 10/02/98 00
5440315 05 12/01/98 0
5440315 O 11/01/28
0
1845717 976/976 F 280,000.00 ZZ
360 279,561.82 1
222 OAKDALE ROAD 7.250 1,910.10 79
7.000 1,910.10 355,000.00
BALTIMORE MD 21210 2 10/06/98 00
5440415 05 12/01/98 0
5440415 O 11/01/28
0
1845718 976/976 F 140,000.00 ZZ
360 139,686.32 1
3816 REN ROAD 7.500 978.91 80
7.250 978.91 176,000.00
FAIRFAX VA 22030 2 09/25/98 00
5440555 05 11/01/98 0
5440555 O 10/01/28
0
1845767 N85/G01 F 332,000.00 ZZ
360 332,000.00 1
6219 PRIMROSE AVENUE 6.875 2,181.00 80
6.625 2,181.00 415,000.00
LOS ANGELES CA 90068 1 12/08/98 00
0431150739 05 02/01/99 0
1845767 O 01/01/29
0
1845825 K08/G01 F 244,800.00 ZZ
360 244,618.32 1
1
5285 LEIGH AVENUE 7.500 1,711.68 80
7.250 1,711.68 306,000.00
SAN JOSE CA 95124 1 11/17/98 00
0411124100 05 01/01/99 0
411124100 O 12/01/28
0
1845827 K08/G01 F 240,400.00 ZZ
360 240,193.02 1
1542 KEESLING AVENUE 6.750 1,559.23 49
6.500 1,559.23 500,000.00
SAN JOSE CA 95125 2 11/13/98 00
0411133325 05 01/01/99 0
411133325 O 12/01/28
0
1845917 976/976 F 276,100.00 ZZ
360 275,449.92 1
21826 NORTHEAST 22ND STREET 7.250 1,883.49 75
7.000 1,883.49 370,000.00
REDMOND WA 98053 2 09/24/98 00
5204875 03 11/01/98 0
5204875 O 10/01/28
0
1845919 976/976 F 284,400.00 ZZ
360 283,713.64 1
385 MOUNT VERNON CIRCLE 7.125 1,916.06 80
6.875 1,916.06 355,500.00
GOLDEN CO 80401 1 09/21/98 00
5215969 03 11/01/98 0
5215969 O 10/01/28
0
1845920 976/976 F 257,850.00 ZZ
360 257,257.75 1
8605 MADRAS DRIVE N.E. 7.375 1,780.91 80
7.125 1,780.91 322,318.00
ALBUQUERQUE NM 87122 1 09/10/98 00
5248506 03 11/01/98 0
5248506 O 10/01/28
0
1845966 822/G01 F 270,000.00 ZZ
360 269,804.58 1
621 OLD DUTCH ROAD 7.625 1,911.05 90
7.375 1,911.05 300,000.00
BEDMINSTER NJ 07921 1 11/03/98 04
0431129576 05 01/01/99 25
1
1576001075 O 12/01/28
0
1846048 976/976 F 300,000.00 ZZ
360 299,344.43 1
377 WEST 11TH STREET APT#1E 7.625 2,123.39 54
7.375 2,123.39 560,000.00
NEW YORK NY 10014 2 09/24/98 00
5352701 11 11/01/98 0
5352701 O 10/01/28
0
1846049 976/976 F 422,000.00 ZZ
360 421,355.81 1
40 WEST 67TH STREET 7.375 2,914.65 65
7.125 2,914.65 650,000.00
NEW YORK NY 10023 1 10/22/98 00
5352739 12 12/01/98 0
5352739 O 11/01/28
0
1846059 976/976 F 239,050.00 ZZ
360 238,429.05 1
15337 JORDANS JOURNEY DRIVE 6.750 1,550.48 80
6.500 1,550.48 298,900.00
CENTREVILLE VA 20120 1 10/01/98 00
5366799 03 11/01/98 0
5366799 O 10/01/28
0
1846064 976/976 F 400,000.00 ZZ
360 399,389.37 1
12516 EXCHANGE COURT 7.375 2,762.71 80
7.125 2,762.71 500,000.00
POTOMAC MD 20854 2 10/16/98 00
5377792 03 12/01/98 0
5377792 O 11/01/28
0
1846066 976/976 F 283,000.00 ZZ
360 282,469.52 1
722 BROADWAY APT#6 6.875 1,859.11 44
6.625 1,859.11 650,000.00
NEW YORK NY 10003 2 10/28/98 00
5381302 13 12/01/98 0
5381302 O 11/01/28
0
1
1846082 976/976 F 375,000.00 ZZ
360 374,413.15 1
878 HYDE ROAD 7.250 2,558.17 79
7.000 2,558.17 480,050.00
MARIETTA GA 30068 1 10/05/98 00
5397246 03 12/01/98 0
5397246 O 11/01/28
0
1846104 976/976 F 242,250.00 ZZ
360 241,889.30 1
17 VIA SOLANO 7.500 1,693.85 85
7.250 1,693.85 285,000.00
RANCHO SANTA MA CA 92688 2 10/01/98 04
5428005 03 12/01/98 12
5428005 O 11/01/28
0
1846122 976/976 F 347,200.00 ZZ
360 346,319.90 1
22970 S.W. MIAMI PLACE 6.875 2,280.86 80
6.625 2,280.86 434,090.00
TUALATIN OR 97062 1 09/30/98 00
5430005 03 11/01/98 0
5430005 O 10/01/28
0
1846130 976/976 F 275,000.00 ZZ
360 274,558.86 1
1182 NORTH PITT STREET 7.125 1,852.73 79
6.875 1,852.73 351,000.00
ALEXANDRIA VA 22314 2 10/28/98 00
5432742 03 12/01/98 0
5432742 O 11/01/28
0
1846132 976/976 F 418,750.00 ZZ
360 418,094.68 1
1423 WOODHURST BOULEVARD 7.250 2,856.62 54
7.000 2,856.62 780,000.00
MCLEAN VA 22102 2 10/22/98 00
5432815 03 12/01/98 0
5432815 O 11/01/28
0
1846149 976/976 F 384,000.00 ZZ
360 383,095.88 1
10505 HUNTING CREST LANE 7.250 2,619.56 80
7.000 2,619.56 480,000.00
1
VIENNA VA 22182 1 09/29/98 00
5440331 03 11/01/98 0
5440331 O 10/01/28
0
1846154 976/976 F 128,250.00 ZZ
360 127,992.25 1
1810 FAWN WAY 7.250 874.90 95
7.000 874.90 135,000.00
FINKSBURG MD 21048 2 10/09/98 04
5440863 05 12/01/98 30
5440863 O 11/01/28
0
1846156 976/976 F 261,100.00 ZZ
360 260,454.16 1
17850 CASCADE DRIVE 7.000 1,737.11 80
6.750 1,737.11 326,395.00
EDEN PRAIRIE MN 55347 1 09/28/98 00
5444558 05 11/01/98 0
5444558 O 10/01/28
0
1846158 976/976 F 319,000.00 ZZ
360 318,500.78 1
5903 OAKVILLE WOODS 7.250 2,176.15 80
7.000 2,176.15 400,000.00
OAKVILLE MO 63129 2 10/26/98 00
5446010 05 12/01/98 0
5446010 O 11/01/28
0
1846178 976/976 F 250,000.00 ZZ
360 249,645.94 1
10962 NW 110TH ST 7.750 1,791.04 80
7.500 1,791.04 315,000.00
REDDICK FL 32686 2 10/29/98 00
5457818 05 12/01/98 0
5457818 O 11/01/28
0
1846183 976/976 F 286,000.00 ZZ
360 285,529.76 1
2334 N. JACKSON STREET 7.000 1,902.77 80
6.750 1,902.77 357,500.00
ARLINGTON VA 22201 2 10/15/98 00
5458625 05 12/01/98 0
5458625 O 11/01/28
0
1
1846185 976/976 F 192,000.00 ZZ
360 191,699.54 1
7727 RACHAEL WHITNEY LANE 7.250 1,309.78 80
7.000 1,309.78 240,000.00
ALEXANDRIA VA 22315 2 10/15/98 00
5458874 09 12/01/98 0
5458874 O 11/01/28
0
1846186 976/976 F 308,000.00 ZZ
360 307,552.73 1
8005 KETTLE CREEK DRIVE 7.625 2,180.01 80
7.375 2,180.01 385,000.00
CATLETT VA 20119 1 10/19/98 00
5459393 05 12/01/98 0
5459393 O 11/01/28
0
1846188 976/976 F 428,000.00 ZZ
360 427,346.66 2
2047 NORTH DAYTON STREET 7.375 2,956.09 80
7.125 2,956.09 535,000.00
CHICAGO IL 60614 1 11/02/98 00
5460699 05 12/01/98 0
5460699 O 11/01/28
0
1846189 976/976 F 252,900.00 ZZ
360 252,504.23 1
701 MT VERNON ROAD 7.250 1,725.23 76
7.000 1,725.23 333,500.00
NEWARK OH 43055 2 10/23/98 00
5464213 05 12/01/98 0
5464213 O 11/01/28
0
1846190 976/976 F 336,000.00 ZZ
360 334,966.45 1
1889 WEST FARM ROAD 7.500 2,349.37 71
7.250 2,349.37 475,000.00
ORONO MN 55356 2 09/29/98 00
5466912 05 11/01/98 0
5466912 O 10/01/28
0
1846191 976/976 F 254,320.00 ZZ
360 253,901.85 1
1
4168 WENZEL AVENUE 7.000 1,692.00 80
6.750 1,692.00 317,900.00
EAGAN MN 55122 1 10/30/98 00
5467036 05 12/01/98 0
5467036 O 11/01/28
0
1846192 976/976 F 300,000.00 ZZ
360 299,542.04 1
5604 WOODCREST DRIVE 7.375 2,072.03 56
7.125 2,072.03 545,000.00
EDINA MN 55424 2 10/15/98 00
5467872 05 12/01/98 0
5467872 O 11/01/28
0
1846202 976/976 F 236,000.00 ZZ
360 235,432.01 1
2 TAYLOR ROAD 7.375 1,630.00 54
7.125 1,630.00 445,000.00
STOW MA 01775 2 10/19/98 00
5478004 05 12/01/98 0
5478004 O 11/01/28
0
1846215 976/976 F 332,000.00 ZZ
360 330,689.27 1
400 HOLLYWOOD AVENUE 7.250 2,264.83 80
7.000 2,264.83 420,000.00
CRESTWOOD NY 10707 2 07/21/98 00
5497489 05 09/01/98 0
5497489 O 08/01/28
0
1846216 976/976 F 250,000.00 ZZ
360 249,546.75 1
71 RIVERSIDE ROAD 6.500 1,580.18 61
6.250 1,580.18 410,000.00
NEWTOWN CT 06470 1 10/27/98 00
5497916 05 12/01/98 0
5497916 O 11/01/28
0
1846223 976/976 F 434,000.00 ZZ
360 432,993.50 1
7 BRUCE ROAD 7.125 2,923.94 80
6.875 2,923.94 542,500.00
MAMARONECK NY 10543 1 10/09/98 00
5504085 05 12/01/98 0
1
5504085 O 11/01/28
0
1846225 976/976 F 325,000.00 ZZ
300 324,211.00 1
136 LINCOLN ROAD 7.125 2,323.02 66
6.875 2,323.02 497,000.00
WESTFIELD NJ 07090 2 10/16/98 00
5504240 05 12/01/98 0
5504240 O 11/01/23
0
1846226 976/976 F 500,000.00 ZZ
360 498,793.35 1
200 BEDFORD ROAD 7.125 3,368.60 34
6.875 3,368.60 1,500,000.00
GREENWICH CT 06830 1 09/30/98 00
5504302 05 11/01/98 0
5504302 O 10/01/28
0
1846228 976/976 F 240,000.00 ZZ
360 230,791.83 1
309 WEST 104TH STREET, APT7B 7.750 1,719.39 80
7.500 1,719.39 300,000.00
NEW YORK NY 10025 1 07/07/98 00
5506032 11 09/01/98 0
5506032 O 08/01/28
0
1846229 976/976 F 450,000.00 ZZ
360 448,179.19 1
8E AND 8F 410 EAST 57TH ST 7.125 3,031.74 50
6.875 3,031.74 900,000.00
NEW YORK NY 10022 1 07/22/98 00
5506141 13 09/01/98 0
5506141 O 08/01/28
0
1846234 976/976 F 367,350.00 ZZ
360 366,775.13 1
21 CONSTITUTION CIRCLE 7.250 2,505.98 80
7.000 2,505.98 459,224.00
HOLLISTON MA 01746 1 10/29/98 00
5511364 05 12/01/98 0
5511364 O 11/01/28
0
1
1846235 976/976 F 374,400.00 ZZ
360 373,398.75 1
24 WOOD WAY 7.000 2,490.90 80
6.750 2,490.90 468,000.00
COHASSET MA 02025 1 10/01/98 00
5511881 05 11/01/98 0
5511881 O 10/01/28
0
1846236 976/976 F 435,000.00 ZZ
360 434,319.26 1
32 BRADBURY STREET 7.250 2,967.47 73
7.000 2,967.47 600,000.00
CAMBRIDGE MA 02138 2 10/19/98 00
5511914 05 12/01/98 0
5511914 O 11/01/28
0
1846237 976/976 F 283,000.00 ZZ
360 282,557.13 1
29 HYDE LANE 7.250 1,930.56 41
7.000 1,930.56 695,000.00
WESTPORT CT 06880 2 10/08/98 00
5513704 05 12/01/98 0
5513704 O 11/01/28
0
1846238 976/976 F 439,000.00 ZZ
360 437,966.37 1
1181 NORTH MAIN ROAD 7.250 2,994.76 72
7.000 2,994.76 615,000.00
JAMESTOWN RI 02835 2 09/25/98 00
5513773 05 11/01/98 0
5513773 O 10/01/28
0
1846241 976/976 F 411,700.00 ZZ
360 411,039.58 1
705 ORCHARD POINT 7.125 2,773.70 80
6.875 2,773.70 514,640.00
DUNWOODY GA 30350 1 10/15/98 00
5514910 05 12/01/98 0
5514910 O 11/01/28
0
1846242 976/976 F 399,500.00 ZZ
360 398,582.41 1
110 WATERVIEW DRIVE LOT 18 7.375 2,759.25 77
7.125 2,759.25 519,835.00
1
GLENMOORE PA 19343 1 10/01/98 00
5515223 05 11/01/98 0
5515223 O 10/01/28
0
1846245 976/976 F 256,000.00 ZZ
360 255,412.01 1
1327 EAST BROOKLAKE DRIVE 7.375 1,768.13 80
7.125 1,768.13 320,000.00
HOUSTON TX 77077 1 09/30/98 00
5518342 03 11/01/98 0
5518342 O 10/01/28
0
1846247 976/976 F 276,000.00 ZZ
360 275,609.14 1
1714 NORTHWEST 100TH STREET 7.750 1,977.30 80
7.500 1,977.30 345,000.00
SEATTLE WA 98177 1 10/22/98 00
5523600 05 12/01/98 0
5523600 O 11/01/28
0
1846250 976/976 F 476,000.00 ZZ
360 474,851.23 1
4818 COUNTY ROAD 41 7.125 3,206.91 77
6.875 3,206.91 625,000.00
CORPUS CHRISTI TX 78413 1 09/03/98 00
7976967 05 11/01/98 0
7976967 O 10/01/28
0
1846258 976/976 F 250,000.00 ZZ
360 249,425.79 1
126 NORTH CRESCENT AVE. 7.375 1,726.69 77
7.125 1,726.69 325,000.00
PALATINE IL 60067 1 09/11/98 00
7982502 05 11/01/98 0
7982502 O 10/01/28
0
1846259 976/976 F 240,000.00 ZZ
360 239,448.77 1
6838 COMSTOCK ROAD 7.375 1,657.62 80
7.125 1,657.62 300,000.00
COLLEGE GROVE TN 37046 2 09/16/98 00
7982530 05 11/01/98 0
7982530 O 10/01/28
0
1
1846272 976/976 F 384,000.00 ZZ
360 383,384.02 1
301 CUDDIHY DR 7.125 2,587.08 80
6.875 2,587.08 480,000.00
METAIRIE LA 70005 1 10/23/98 00
7985685 05 12/01/98 0
7985685 O 11/01/28
0
1846273 976/976 F 378,000.00 ZZ
360 377,041.82 1
3323 DINERO PLACE 6.875 2,483.20 70
6.625 2,483.20 539,932.00
CASTLE ROCK CO 80104 1 09/24/98 00
7986027 03 11/01/98 0
7986027 O 10/01/28
0
1846277 976/976 F 300,000.00 ZZ
360 299,275.99 1
8500 WEST 99TH STREET 7.125 2,021.16 72
6.875 2,021.16 419,500.00
OVERLAND PARK KS 66212 1 09/21/98 00
7987065 05 11/01/98 0
7987065 O 10/01/28
0
1846282 976/976 F 450,000.00 ZZ
360 448,886.95 1
3503 SOUTHWESTERN BOULEVARD 7.000 2,993.86 70
6.750 2,993.86 650,000.00
UNIVERSITY PARK TX 75225 1 09/03/98 00
7987358 05 11/01/98 0
7987358 O 10/01/28
0
1846288 976/976 F 351,000.00 ZZ
360 350,152.93 1
5458 N. LOWELL 7.125 2,364.75 80
6.875 2,364.75 439,269.00
CHICAGO IL 60646 1 09/11/98 00
7989537 05 11/01/98 0
7989537 O 10/01/28
0
1846293 976/976 F 475,000.00 ZZ
360 474,179.75 1
1
995 EAST WESTGLOW LANE 6.750 3,080.85 58
6.500 3,080.85 829,000.00
LITTLETON CO 80121 2 10/09/98 00
7989991 05 12/01/98 0
7989991 O 11/01/28
0
1846296 976/976 F 245,000.00 ZZ
360 244,408.70 1
6 GLENVIEW DRIVE 7.125 1,650.62 66
6.875 1,650.62 373,000.00
LITTLETON CO 80123 5 09/25/98 00
7990635 05 11/01/98 0
7990635 O 10/01/28
0
1846301 976/976 F 240,000.00 ZZ
360 239,225.45 1
151 WHEELER AVENUE 7.125 1,616.92 80
6.875 1,616.92 300,000.00
VALLEY STREAM NY 11580 2 08/07/98 00
7991645 05 10/01/98 0
7991645 O 09/01/28
0
1846314 976/976 F 280,850.00 ZZ
360 280,188.76 1
1313 E. TREASURE COVE DR. 7.250 1,915.89 64
7.000 1,915.89 440,000.00
GILBERT AZ 85234 2 09/08/98 00
7993390 03 11/01/98 0
7993390 O 10/01/28
0
1846330 976/976 F 382,500.00 ZZ
360 381,621.47 1
3186 RESERVOIR DRIVE 7.375 2,641.83 87
7.125 2,641.83 440,000.00
SIMI VALLEY CA 93065 2 09/15/98 10
7993436 05 11/01/98 25
7993436 O 10/01/28
0
1846335 976/976 F 267,000.00 ZZ
360 266,386.76 1
2016 211TH AVE. NE 7.375 1,844.10 87
7.125 1,844.10 309,000.00
REDMOND WA 98053 2 09/03/98 01
7993467 03 11/01/98 25
1
7993467 O 10/01/28
0
1846344 976/976 F 390,000.00 T
360 389,104.25 1
13438 RED CLOVER 7.375 2,693.64 64
7.125 2,693.64 610,000.00
BLACK BUTTE RAN OR 97759 2 09/08/98 00
7993544 03 11/01/98 0
7993544 O 10/01/28
0
1846346 976/976 F 376,000.00 ZZ
360 375,318.34 1
5 BENT TREE CT. 6.500 2,376.58 80
6.250 2,376.58 470,000.00
LITTLE ROCK AR 72212 2 10/14/98 00
7993674 05 12/01/98 0
7993674 O 11/01/28
0
1846347 976/976 F 250,000.00 ZZ
360 249,588.95 1
3908 DAVIES MANOR 7.000 1,663.26 72
6.750 1,663.26 350,000.00
MEMPHIS TN 38133 2 10/13/98 00
7994052 05 12/01/98 0
7994052 O 11/01/28
0
1846349 976/976 F 256,500.00 ZZ
360 256,078.27 1
1340 HARVARD ST. 7.000 1,706.50 79
6.750 1,706.50 325,000.00
HOUSTON TX 77008 2 10/15/98 00
7994696 05 12/01/98 0
7994696 O 11/01/28
0
1846365 E87/G01 F 457,500.00 ZZ
360 457,124.99 1
1515 LA VISTA DE OCEANO DRIVE 7.000 3,043.76 75
6.750 3,043.76 610,000.00
SANTA BARBARA CA 93109 2 11/20/98 00
0431135854 05 01/01/99 0
70001853 O 12/01/28
0
1
1846372 A06/G01 F 641,200.00 ZZ
360 641,200.00 1
1021 PILGRIM AVE 7.000 4,265.92 67
6.750 4,265.92 970,000.00
BIRMINGHAM MI 48009 2 12/09/98 00
0431150101 05 02/01/99 0
001000009814605 O 01/01/29
0
1846373 A06/G01 F 444,000.00 ZZ
360 444,000.00 1
343 EAGLE RIDGE CT 7.250 3,028.87 58
7.000 3,028.87 775,000.00
ANNA ARBOR MI 48103 5 12/11/98 00
0431145945 05 02/01/99 0
9817020 O 01/01/29
0
1846391 A06/G01 F 425,000.00 ZZ
360 425,000.00 1
6741 LANGTOFT 7.000 2,827.54 66
6.750 2,827.54 645,000.00
WEST BLOOMFIELD MI 48324 5 12/09/98 00
0431150929 05 02/01/99 0
9816159 O 01/01/29
0
1846392 N62/G01 F 269,800.00 ZZ
360 269,604.72 1
37354 WILDWOOD VIEW DRIVE 7.625 1,909.63 95
7.375 1,909.63 284,000.00
YUCAIPA CA 92399 1 11/24/98 01
0431124163 05 01/01/99 30
9861108 O 12/01/28
0
1846429 K88/G01 F 260,000.00 ZZ
360 259,792.08 1
7 PERIWINKLE DRIVE 7.125 1,751.67 79
6.875 1,751.67 330,000.00
SOUTH BRUNSWICK NJ 08852 1 11/20/98 00
0431123173 05 01/01/99 0
7766 O 12/01/28
0
1846443 624/G01 F 347,400.00 ZZ
360 347,100.90 1
3965 CIENEGA ROAD 6.750 2,253.23 90
6.500 2,253.23 386,000.00
1
HOLLISTER CA 95023 1 11/16/98 01
0431140797 05 01/01/99 25
41101680786 O 12/01/28
0
1846458 E26/G01 F 319,200.00 ZZ
360 318,963.10 1
1330 21ST STREET NW UNIT 2 7.500 2,231.90 80
7.250 2,231.90 399,000.00
WASHINGTON DC 20036 1 11/09/98 00
0431117548 01 01/01/99 0
45800955 O 12/01/28
0
1846467 F03/G01 F 122,300.00 ZZ
360 122,300.00 1
1640 N SAGUARD STREET 7.375 844.70 90
7.125 844.70 135,900.00
CHANDLER AZ 85224 1 12/04/98 11
0431144732 05 02/01/99 25
AZN10158 O 01/01/29
0
1846519 E82/G01 F 438,400.00 ZZ
360 438,058.01 1
3827 HAMILTON WAY 7.250 2,990.66 68
7.000 2,990.66 650,000.00
REDWOOD CITY CA 94062 2 11/25/98 00
0400164604 05 01/01/99 0
1637250 O 12/01/28
0
1846592 664/G01 F 520,000.00 ZZ
360 519,573.75 1
2256 LAMBERT DRIVE 7.000 3,459.58 80
6.750 3,459.58 650,000.00
PASADENA CA 91107 1 11/05/98 00
0431141241 05 01/01/99 0
2844959 O 12/01/28
0
1846629 811/G01 F 256,000.00 ZZ
360 255,800.30 1
6215 OCHO RIOS DRIVE 7.250 1,746.37 80
7.000 1,746.37 320,000.00
SAN JOSE CA 95123 1 11/19/98 00
0431137942 05 01/01/99 0
FM02104169 O 12/01/28
0
1
1846630 M82/G01 F 340,000.00 ZZ
360 339,741.28 1
1142 ST. CHARLES PLACE 7.375 2,348.30 74
7.125 2,348.30 462,000.00
ATLANTA GA 30306 5 11/12/98 00
0431130228 05 01/01/99 0
10143 O 12/01/28
0
1846633 069/G01 F 237,200.00 ZZ
360 237,028.32 1
9719 MANZANITA DRIVE 7.625 1,678.89 91
7.375 1,678.89 262,500.00
RANCHO CUCAMONG CA 91737 2 11/06/98 10
0431124585 05 01/01/99 30
202227724 O 12/01/28
0
1846718 B60/G01 F 287,200.00 ZZ
360 286,940.37 1
3191 BRIMHALL DRIVE 6.500 1,815.30 73
6.250 1,815.30 398,000.00
ROSSMOOR CA 90720 2 11/06/98 00
0431124809 05 01/01/99 0
256461 O 12/01/28
0
1846730 950/G01 F 299,950.00 ZZ
360 299,727.39 1
109 2ND STREET SOUTH #635 7.500 2,097.30 80
7.250 2,097.30 375,000.00
KIRKLAND WA 98033 1 11/04/98 00
0431159185 08 01/01/99 0
980723143 O 12/01/28
0
1846737 195/G01 F 685,000.00 ZZ
360 684,424.51 1
26 UPPER CECILIA WAY 6.875 4,499.97 53
6.625 4,499.97 1,300,000.00
TIBURON CA 94920 2 11/25/98 00
0431166321 03 01/01/99 0
60424 O 12/01/28
0
1846769 956/G01 F 125,250.00 ZZ
360 124,697.37 1
1
616 WEST SAINT GERTRUDE PLACE 7.625 886.51 75
7.375 886.51 167,000.00
SANTA ANA CA 92707 5 06/25/98 00
0431139468 05 08/01/98 0
608060298 O 07/01/28
0
1846822 A06/G01 F 423,500.00 ZZ
360 423,500.00 1
587 HENLEY 7.125 2,853.20 70
6.875 2,853.20 605,000.00
BIRMINGHAM MI 48009 5 12/11/98 00
0431153782 05 02/01/99 0
001000009817404 O 01/01/29
0
1846849 992/G01 F 245,000.00 ZZ
360 244,799.17 1
7 ELMWOOD DRIVE 7.000 1,630.00 88
6.750 1,630.00 280,000.00
SUCCASUNNA NJ 07876 2 11/06/98 04
0431136597 05 01/01/99 25
355565 O 12/01/28
0
1846869 B75/G01 F 247,500.00 ZZ
360 246,917.26 1
13660 WRIGHT ROAD 7.250 1,688.39 90
7.000 1,688.39 275,000.00
AUBURN CA 95602 1 09/01/98 04
0431147602 05 11/01/98 25
7473036 O 10/01/28
0
1846943 K08/G01 F 171,000.00 ZZ
360 170,859.83 1
4751 CEDROS AVENUE 7.000 1,137.67 75
SHERMAN OAKS 6.750 1,137.67 228,000.00
LOS ANGELES CA 91403 1 11/16/98 00
0410959282 05 01/01/99 0
410959282 O 12/01/28
0
1846944 K08/G01 F 464,000.00 ZZ
360 463,619.67 1
27960 BEECHGATE DRIVE 7.000 3,087.00 80
6.750 3,087.00 580,000.00
RANCHO PALOS VE CA 90275 2 11/16/98 00
0411114382 05 01/01/99 0
1
411114382 O 12/01/28
0
1846951 K08/G01 F 431,200.00 ZZ
360 430,884.83 1
230 OLD GRAHAM HILL ROAD 7.750 3,089.17 80
7.500 3,089.17 539,000.00
SANTA CRUZ CA 95060 1 11/18/98 00
0411146210 05 01/01/99 0
411146210 O 12/01/28
0
1846953 K08/G01 F 175,000.00 T
360 174,860.05 1
45995 WAILELE ROAD 7.125 1,179.01 69
6.875 1,179.01 255,000.00
KANEOHE HI 96744 2 11/05/98 00
0411102767 01 01/01/99 0
411102767 O 12/01/28
0
1846956 K08/G01 F 463,200.00 ZZ
360 462,847.54 1
18 DAPPLEGRAY LANE 7.375 3,199.21 80
7.125 3,199.21 579,000.00
ROLLING HILLS E CA 90274 1 11/20/98 00
0411154982 05 01/01/99 0
411154982 O 12/01/28
0
1846959 K08/G01 F 283,450.00 ZZ
360 283,223.32 1
515 GRASS VALLEY STREET 7.125 1,909.66 80
6.875 1,909.66 354,619.00
SIMI VALLEY CA 93065 1 11/19/98 00
0411072713 03 01/01/99 0
411072713 O 12/01/28
0
1846962 K08/G01 F 335,900.00 ZZ
360 335,631.39 1
186 TOWN & COUNTRY DRIVE 7.125 2,263.02 80
6.875 2,263.02 419,900.00
DANVILLE CA 94526 1 11/19/98 00
0411041189 05 01/01/99 0
411041189 O 12/01/28
0
1
1846963 K08/G01 F 299,200.00 ZZ
360 298,977.95 1
20535 GLENWOOD DRIVE 7.500 2,092.05 80
7.250 2,092.05 374,000.00
CASTRO VALLEY CA 94552 1 11/19/98 00
0411143258 03 01/01/99 0
411143258 O 12/01/28
0
1846966 K08/G01 F 294,200.00 ZZ
360 293,964.73 1
524 GRASS VALLEY STREET 7.125 1,982.08 80
6.875 1,982.08 367,787.00
SIMI VALLEY CA 93065 1 11/18/98 00
0411044522 03 01/01/99 0
411044522 O 12/01/28
0
1846970 K08/G01 F 238,800.00 ZZ
360 238,609.04 1
1848 WINTERDEW AVENUE 7.125 1,608.84 80
6.875 1,608.84 298,615.00
SIMI VALLEY CA 93065 1 11/23/98 00
0411110513 05 01/01/99 0
411110513 O 12/01/28
0
1847305 A45/G01 F 136,500.00 ZZ
360 136,500.00 1
45 KATES PATH 7.250 931.17 70
7.000 931.17 195,000.00
YARMOUTHPORT MA 02675 1 12/11/98 00
0431149384 01 02/01/99 0
0000 O 01/01/29
0
1847370 356/G01 F 247,500.00 ZZ
360 247,325.31 1
5751 SMITH AVENUE 7.750 1,773.13 90
7.500 1,773.13 275,000.00
NEWARK CA 94560 1 11/09/98 14
0431163898 05 01/01/99 25
2655603 O 12/01/28
0
1847402 A35/A35 F 400,000.00 ZZ
360 399,695.63 1
196 SEAVIEW AVENUE 7.375 2,762.70 80
7.125 2,762.70 500,000.00
1
ISLAND PARK NY 11558 1 11/17/98 00
LP8539 05 01/01/99 0
LP8539 O 12/01/28
0
1847410 731/G01 F 205,350.00 ZZ
360 205,181.67 1
37 CALLE ALAMITOS 7.000 1,366.20 80
6.750 1,366.20 256,740.00
RANCHO SANTA MA CA 92688 1 11/20/98 00
0431140847 05 01/01/99 0
911683748 O 12/01/28
0
1847417 957/G01 F 315,000.00 ZZ
360 314,754.27 1
4228 HANOVER AVENUE 7.250 2,148.86 70
7.000 2,148.86 450,000.00
UNIVERSITY PARK TX 75225 2 11/24/98 00
0431128347 05 01/01/99 0
0321658 O 12/01/28
0
1847423 A35/G01 F 571,000.00 ZZ
360 570,037.84 1
16 VINTAGE COURT 6.875 3,751.06 36
6.625 3,751.06 1,600,000.00
LAS VEGAS NV 89113 2 10/22/98 00
0431123454 03 12/01/98 0
0066 O 11/01/28
0
1847439 J95/J95 F 250,000.00 ZZ
360 249,627.76 1
5059 NORTHAVEN ROAD 7.500 1,748.04 47
7.250 1,748.04 535,000.00
DALLAS TX 75229 5 10/23/98 00
13395801 05 12/01/98 0
13395801 O 11/01/28
0
1847440 J95/J95 F 254,400.00 ZZ
360 254,011.65 1
3157 MC NUTT AVENUE 7.375 1,757.08 80
7.125 1,757.08 318,000.00
WALNUT CREEK CA 94596 1 10/20/98 00
0012979902 05 12/01/98 0
0012979902 O 11/01/28
0
1
1847448 J95/J95 F 375,000.00 ZZ
360 374,371.07 1
27771 HOMESTEAD ROAD 7.250 2,558.16 66
7.000 2,558.16 570,000.00
LAGUNA NIGUEL CA 92677 5 10/09/98 00
0013625462 03 12/01/98 0
0013625462 O 11/01/28
0
1847453 J95/J95 F 287,900.00 ZZ
360 287,147.69 1
7709 EAGLE RIDGE DRIVE 7.375 1,988.45 80
7.125 1,988.45 359,900.00
SAN DIEGO CA 92119 1 09/24/98 00
0016242331 03 11/01/98 0
0016242331 O 10/01/28
0
1847456 J95/J95 F 232,000.00 ZZ
360 231,663.11 1
49926 WILLOWOOD DRIVE 7.625 1,642.08 95
7.375 1,642.08 245,000.00
MACOMB TOWNSHIP MI 48044 1 10/26/98 04
0012745246 05 12/01/98 30
0012745246 O 11/01/28
0
1847462 J95/J95 F 275,200.00 ZZ
360 274,583.44 1
18014 SE 279TH PLACE 7.500 1,924.24 79
7.250 1,924.24 350,000.00
KENT WA 98042 2 09/28/98 00
0013076880 03 11/01/98 0
0013076880 O 10/01/28
0
1847466 J95/J95 F 353,600.00 ZZ
360 353,046.64 1
3586 LAKE PARK DRIVE 7.250 2,412.18 80
7.000 2,412.18 442,000.00
SANTA ROSA CA 95403 1 10/02/98 00
0013150842 05 12/01/98 0
0013150842 O 11/01/28
0
1847471 626/G01 F 453,000.00 ZZ
360 452,609.98 1
1
7305 BORLA PLACE 6.750 2,938.15 75
6.500 2,938.15 604,000.00
CARLSBAD CA 92009 2 11/12/98 00
0431141720 05 01/01/99 0
0006839336 O 12/01/28
0
1847472 195/G01 F 340,000.00 ZZ
360 339,707.26 1
816 GATEMORE ROAD 6.750 2,205.24 80
6.500 2,205.24 425,000.00
BRYN MAWR PA 19010 1 11/30/98 00
0431132406 05 01/01/99 0
59773 O 12/01/28
0
1847474 626/G01 F 292,500.00 ZZ
360 292,064.48 1
4010 CANYON DRIVE 7.500 2,045.21 75
7.250 2,045.21 390,000.00
FAIR OAKS CA 95628 5 10/30/98 00
0431141746 05 12/01/98 0
0006991863 O 11/01/28
0
1847476 J95/J95 F 252,000.00 ZZ
360 251,575.35 1
9 TANGLEWOOD DRIVE 6.875 1,655.47 80
6.625 1,655.47 315,000.00
CANTON CT 06019 1 10/28/98 00
0016269466 05 12/01/98 0
0016269466 O 11/01/28
0
1847477 J95/J95 F 250,000.00 ZZ
360 249,598.97 1
9 LEONARD COURT 7.125 1,684.30 77
6.875 1,684.30 327,500.00
DANSVILLE CA 94526 2 10/16/98 00
0013300181 05 12/01/98 0
0013300181 O 11/01/28
0
1847486 A19/G01 F 316,800.00 ZZ
360 316,800.00 1
4 PENTUCKET LANE 7.375 2,188.06 80
7.125 2,188.06 396,000.00
DANVERS MA 01923 1 12/28/98 00
0431159698 05 02/01/99 0
1
8044 O 01/01/29
0
1847488 J95/J95 F 297,000.00 ZZ
360 296,535.24 1
24146 SE 45TH PLACE 7.250 2,026.06 77
7.000 2,026.06 390,000.00
ISSAQUAH WA 98029 5 10/16/98 00
0013329446 03 12/01/98 0
0013329446 O 11/01/28
0
1847493 J95/J95 F 294,000.00 ZZ
360 293,539.91 1
4712 BOXWOOD WAY 7.250 2,005.60 80
7.000 2,005.60 367,500.00
DUBLIN CA 94568 1 10/16/98 00
0013180385 05 12/01/98 0
0013180385 O 11/01/28
0
1847498 J95/J95 F 304,250.00 ZZ
360 303,698.41 1
5322 ESABELLA COURT 6.500 1,923.07 87
6.250 1,923.07 353,000.00
FAIRFAX VA 22032 1 10/27/98 10
0009548173 05 12/01/98 25
0009548173 O 11/01/28
0
1847502 J95/J95 F 284,000.00 ZZ
360 283,485.11 1
3751 N 30TH ROAD 6.500 1,795.08 80
6.250 1,795.08 357,000.00
ARLINGTON VA 22207 2 10/20/98 00
0009559345 05 12/01/98 0
0009559345 O 11/01/28
0
1847507 J95/J95 F 320,000.00 ZZ
360 319,447.41 1
1503 ANGEL DRIVE 6.750 2,075.52 56
6.500 2,075.52 580,000.00
SANIBEL FL 33957 2 10/23/98 00
0009546417 05 12/01/98 0
0009546417 O 11/01/28
0
1
1847509 J95/J95 F 302,550.00 ZZ
360 302,027.54 1
204 MAPLE CREEK 6.750 1,962.34 80
6.500 1,962.34 378,392.00
DAVIDSONVILLE MD 21035 1 10/09/98 00
0016264772 05 12/01/98 0
0016264772 O 11/01/28
0
1847512 J95/J95 F 340,000.00 ZZ
360 339,454.61 1
2241 HAWKEN DRIVE 7.125 2,290.64 74
6.875 2,290.64 465,000.00
CASTLE ROCK CO 80104 1 10/30/98 00
0013260203 03 12/01/98 0
0013260203 O 11/01/28
0
1847516 J95/J95 F 420,000.00 ZZ
360 419,268.59 1
6114 92ND SOUTHEAST 6.875 2,759.10 64
6.625 2,759.10 660,000.00
MERCER ISLAND WA 98040 5 10/13/98 00
0013330055 05 12/01/98 0
0013330055 O 11/01/28
0
1847519 J95/J95 F 300,500.00 ZZ
360 299,981.09 1
1110 SOUTHBURY PLACE 6.750 1,949.04 80
6.500 1,949.04 375,706.00
HIGHLANDS RANCH CO 80126 1 10/21/98 00
0013487608 03 12/01/98 0
0013487608 O 11/01/28
0
1847522 J95/J95 F 378,500.00 ZZ
360 377,907.68 1
10701 KIRKLAND DRIVE 7.250 2,582.04 79
7.000 2,582.04 480,000.00
SPOTSYLVANIA VA 22553 2 10/26/98 00
0013423884 03 12/01/98 0
0013423884 O 11/01/28
0
1847524 J95/J95 F 300,000.00 ZZ
360 299,494.48 1
3195 LANCASTER DRIVE # 4 6.875 1,970.79 75
6.625 1,970.79 400,000.00
1
NAPLES FL 34105 2 10/26/98 00
9526203 09 12/01/98 0
9526203 O 11/01/28
0
1847526 J95/J95 F 585,000.00 ZZ
360 583,989.82 1
2415 JARRAT AVENUE 6.750 3,794.30 67
6.500 3,794.30 885,000.00
AUSTIN TX 78703 1 10/12/98 00
0012870606 05 12/01/98 0
0012870606 O 11/01/28
0
1847528 J95/J95 F 465,000.00 ZZ
360 464,197.04 1
315 MCDONALD ROAD 6.750 3,015.98 76
6.500 3,015.98 617,000.00
APTOS CA 95003 5 10/20/98 00
0013467386 05 12/01/98 0
0013467386 O 11/01/28
0
1847532 J95/J95 F 292,500.00 ZZ
360 291,256.57 1
2008 NEUSE COLONY DRIVE 6.625 1,872.91 90
6.375 1,872.91 325,000.00
CLAYTON NC 27520 1 10/30/98 04
0013288816 03 12/01/98 25
0013288816 O 11/01/28
0
1847535 J95/J95 F 420,000.00 ZZ
360 419,274.75 1
749 SWEET WATER DRIVE 6.750 2,724.11 80
6.500 2,724.11 525,000.00
DANVILLE CA 94506 1 10/15/98 00
0013549779 03 12/01/98 0
0013549779 O 11/01/28
0
1847538 J95/J95 F 255,500.00 ZZ
360 255,090.13 1
23352 REBECCA COURT 7.125 1,721.36 71
6.875 1,721.36 363,500.00
NAPERVILLE IL 60564 1 10/23/98 00
0016310062 05 12/01/98 0
0016310062 O 11/01/28
0
1
1847540 J95/J95 F 399,200.00 ZZ
360 397,151.81 1
7414 337TH PLACE SE 6.750 2,589.20 80
6.500 2,589.20 499,000.00
FALL CITY WA 98024 1 09/24/98 00
0012972329 05 11/01/98 0
0012972329 O 10/01/28
0
1847541 J95/J95 F 242,400.00 ZZ
360 240,775.97 1
19735 N.E.141ST STREET 7.375 1,674.20 65
7.125 1,674.20 377,000.00
WOODINVILLE WA 98072 2 10/05/98 00
0013310305 05 12/01/98 0
0013310305 O 11/01/28
0
1847543 J95/J95 F 268,000.00 ZZ
360 267,548.41 1
7004 WILDGROVE AVENUE 6.875 1,760.57 80
6.625 1,760.57 335,000.00
DALLAS TX 75214 1 10/20/98 00
0012561791 05 12/01/98 0
0012561791 O 11/01/28
0
1847545 J95/J95 F 276,000.00 ZZ
360 275,523.40 1
1520 GULF BOULEVARD UNIT 902 6.750 1,790.13 80
6.500 1,790.13 345,000.00
CLEARWATER FL 33767 1 11/03/98 00
0013263355 06 12/01/98 0
0013263355 O 11/01/28
0
1847546 J95/J95 F 265,000.00 ZZ
360 264,553.44 1
10406 FLOURFIELD WAY 6.875 1,740.87 80
6.625 1,740.87 332,500.00
POTOMAC MD 20854 2 10/28/98 00
0009556939 09 12/01/98 0
0009556939 O 11/01/28
0
1847551 J95/J95 F 235,560.00 ZZ
360 235,217.93 1
1
202 LA JOLLA DRIVE 7.625 1,667.28 60
7.375 1,667.28 392,600.00
ATHENS TX 75751 5 10/06/98 00
0013398284 05 12/01/98 0
0013398284 O 11/01/28
0
1847553 J95/J95 F 378,750.00 ZZ
360 377,835.95 1
6420 MODENA LANE 7.125 2,551.71 75
6.875 2,551.71 505,000.00
LONGMONT CO 80503 5 09/24/98 00
0016180085 05 11/01/98 0
0016180085 O 10/01/28
0
1847558 J95/J95 F 344,000.00 ZZ
360 343,376.34 1
10 EASTERN AVE 6.500 2,174.32 80
6.250 2,174.32 430,000.00
ANNAPOLIS MD 21403 5 10/26/98 00
9569898 05 12/01/98 0
9569898 O 11/01/28
0
1847570 A35/G01 F 319,000.00 ZZ
360 318,738.52 1
305 AMBER STREET 7.000 2,122.31 80
6.750 2,122.31 399,000.00
STATEN ISLAND NY 10308 1 11/13/98 00
0431133750 05 01/01/99 0
000 O 12/01/28
0
1847581 A50/A50 F 725,000.00 ZZ
360 724,434.43 1
3748 DOVER DRIVE 7.250 4,945.78 49
7.000 4,945.78 1,500,000.00
BIRMINGHAM AL 35223 2 11/12/98 00
116873 05 01/01/99 0
116873 O 12/01/28
0
1847582 J95/J95 F 377,000.00 ZZ
360 376,364.74 2
4311 & 4315 CREST DRIVE 6.875 2,476.62 77
6.625 2,476.62 490,000.00
MANHATTAN BEACH CA 90266 2 10/19/98 00
0013624507 05 12/01/98 0
1
0013624507 O 11/01/28
0
1847608 J95/J95 F 436,700.00 ZZ
360 435,999.48 1
6109 WOODMONT ROAD 7.125 2,942.13 73
6.875 2,942.13 600,000.00
ALEXANDRIA VA 22307 2 10/30/98 00
0009544065 05 12/01/98 0
0009544065 O 11/01/28
0
1847621 J95/J95 F 256,000.00 ZZ
360 255,513.62 1
2502 TAFT COURT 7.125 1,724.72 74
6.875 1,724.72 350,000.00
LAKEWOOD CO 80215 5 10/19/98 00
0013297809 05 12/01/98 0
0013297809 O 11/01/28
0
1847627 J95/J95 F 254,400.00 ZZ
360 253,971.32 1
10 PETERSON PLACE 6.875 1,671.23 80
6.625 1,671.23 318,000.00
WALNUT CREEK CA 94595 1 10/06/98 00
0013165097 05 12/01/98 0
0013165097 O 11/01/28
0
1847646 J95/J95 F 302,650.00 ZZ
360 301,540.75 1
8075 HABERSHAM WATERS ROAD 7.625 2,142.14 80
7.375 2,142.14 381,975.00
DUNWOODY GA 30350 1 07/15/98 00
0012962346 09 09/01/98 0
0012962346 O 08/01/28
0
1847658 J95/J95 F 525,000.00 ZZ
360 524,178.42 1
1460 MIDDLEFIELD ROAD 7.250 3,581.43 69
7.000 3,581.43 768,000.00
PALO ALTO CA 94301 2 10/14/98 00
0016306771 05 12/01/98 0
0016306771 O 11/01/28
0
1
1847664 J95/J95 F 325,000.00 ZZ
360 324,478.65 1
2170 CARDIFF CIRCLE 7.125 2,189.59 80
6.875 2,189.59 410,000.00
EL DORADO HILLS CA 95762 2 10/02/98 00
0013278577 05 12/01/98 0
0013278577 O 11/01/28
0
1847675 J95/J95 F 343,200.00 ZZ
360 342,196.80 1
4277 BRISTLECONE DRIVE 7.125 2,312.20 80
6.875 2,312.20 429,000.00
MARIETTA GA 30064 1 10/27/98 00
0013658620 03 12/01/98 0
0013658620 O 11/01/28
0
1847678 J95/J95 F 315,000.00 ZZ
360 314,456.05 1
18 FREEMONT LANE 6.750 2,043.09 68
6.500 2,043.09 469,900.00
HOLMDEL NJ 07733 1 10/28/98 00
9578725 05 12/01/98 0
9578725 O 11/01/28
0
1847681 K08/G01 F 184,000.00 ZZ
360 183,863.45 1
2939 FIRWOOD COURT 7.500 1,286.55 80
7.250 1,286.55 230,000.00
THOUSAND OAKS CA 91320 1 11/24/98 00
0411082258 05 01/01/99 0
411082258 O 12/01/28
0
1847684 J95/J95 F 285,000.00 ZZ
360 284,519.75 1
8970 DAVIES PLANTATION RD 6.875 1,872.25 76
6.625 1,872.25 378,000.00
MEMPHIS TN 38133 2 10/23/98 00
0150607612 05 12/01/98 0
0150607612 O 11/01/28
0
1847686 K08/G01 F 90,000.00 ZZ
360 89,933.21 1
67 DEERFIELD LANE 7.500 629.29 75
7.250 629.29 120,000.00
1
GALAX VA 24333 2 11/13/98 00
0411132004 05 01/01/99 0
411132004 O 12/01/28
0
1847688 K08/G01 F 88,800.00 ZZ
360 88,734.10 1
1201 NORTH CALIFORNIA STREET 7.500 620.90 80
UNIT # 39 7.250 620.90 111,000.00
ORANGE CA 92867 1 11/20/98 00
0411153190 01 01/01/99 0
411153190 O 12/01/28
0
1847690 K08/G01 F 226,100.00 ZZ
360 225,940.42 1
101 NORTH BROADWAY 7.750 1,619.81 70
7.500 1,619.81 323,000.00
REDONDO BEACH CA 90277 2 11/20/98 00
0411076292 01 01/01/99 0
411076292 O 12/01/28
0
1847692 K08/G01 F 367,200.00 ZZ
360 366,920.59 1
6116 GLENNCHESTER ROW 7.375 2,536.16 80
7.125 2,536.16 459,058.00
SAN DIEGO CA 92037 1 11/23/98 00
0411160989 03 01/01/99 0
411160989 O 12/01/28
0
1847697 J95/J95 F 265,500.00 ZZ
360 265,041.53 1
14218 SAWMILL COURT 6.750 1,722.03 76
6.500 1,722.03 350,000.00
PHOENIX MD 21131 2 10/26/98 00
0009553447 05 12/01/98 0
0009553447 O 11/01/28
0
1847698 J95/J95 F 344,000.00 ZZ
360 343,420.33 1
4531 SIERRAWOOD LANE 6.875 2,259.84 78
6.625 2,259.84 442,000.00
PLEASONTON CA 94588 2 10/19/98 00
0016306664 05 12/01/98 0
0016306664 O 11/01/28
0
1
1847699 J95/J95 F 312,000.00 T
360 311,535.45 1
620 FOUR O'CLOCK ROAD 7.500 2,181.55 80
7.250 2,181.55 390,000.00
BRECKENRIDGE CO 80424 1 10/23/98 00
0013600838 01 12/01/98 0
0013600838 O 11/01/28
0
1847704 J95/J95 F 159,200.00 ZZ
360 158,950.87 1
4241 WOODLAND DRIVE 7.250 1,086.02 80
7.000 1,086.02 199,000.00
CONCORD CA 94521 1 10/01/98 00
0013406426 05 12/01/98 0
0013406426 O 11/01/28
0
1847708 J95/J95 F 271,900.00 ZZ
360 271,505.15 1
7843 HEATHER LANE 7.625 1,924.50 77
7.375 1,924.50 355,000.00
VACAVILLE CA 95688 2 10/19/98 00
0016209272 05 12/01/98 0
0016209272 O 11/01/28
0
1847709 J95/J95 F 351,200.00 ZZ
360 350,572.27 1
2100 LOUDOUN STREET 7.000 2,336.55 80
6.750 2,336.55 439,000.00
HAYMARKET VA 20169 1 10/28/98 00
0009519018 05 12/01/98 0
0009519018 O 11/01/28
0
1847713 J95/J95 F 288,000.00 ZZ
360 287,549.30 1
6233 NORTHWOODS GLEN DRIVE 7.250 1,964.67 89
7.000 1,964.67 325,000.00
PARKER CO 80134 2 11/02/98 14
0013601166 05 12/01/98 25
0013601166 O 11/01/28
0
1847716 J95/J95 F 600,000.00 ZZ
360 599,106.64 1
1
6221 EAST VISTA DRIVE 7.500 4,195.29 67
7.250 4,195.29 900,000.00
PHOENIX AZ 85253 5 10/15/98 00
0013299417 03 12/01/98 0
0013299417 O 11/01/28
0
1847719 J95/J95 F 260,000.00 ZZ
360 259,561.89 1
9862 SAM DONALD ROAD 6.875 1,708.01 54
6.625 1,708.01 483,000.00
NOLENSVILLE TN 37135 5 10/26/98 00
00133227226 05 12/01/98 0
00133227226 O 11/01/28
0
1847720 J95/J95 F 252,100.00 ZZ
360 251,695.59 1
2820 S SENOUR ROAD 7.125 1,698.45 76
6.875 1,698.45 335,000.00
INDIANAPOLIS IN 46239 2 10/23/98 00
0009541384 05 12/01/98 0
0009541384 O 11/01/28
0
1847723 J95/J95 F 334,850.00 ZZ
360 334,271.78 1
3821 PARK BEND DRIVE 6.750 2,171.83 69
6.500 2,171.83 490,000.00
FLOWER MOUND TX 75022 2 10/15/98 00
9013016498 03 12/01/98 0
9013016498 O 11/01/28
0
1847725 J95/J95 F 412,500.00 ZZ
360 411,566.73 1
1328 COLUMBUS AVENUE 7.250 2,813.98 63
7.000 2,813.98 665,000.00
BURLINGAME CA 94010 2 10/15/98 00
0016299315 05 12/01/98 0
0016299315 O 11/01/28
0
1847726 J95/J95 F 252,000.00 ZZ
360 251,615.32 1
2083 BARRINGTON AVE SE 7.375 1,740.50 80
7.125 1,740.50 315,000.00
SALEM OR 97302 2 10/05/98 00
0013348537 05 12/01/98 0
1
0013348537 O 11/01/28
0
1847729 J95/J95 F 360,000.00 ZZ
360 359,408.10 1
7508 DETWILER DRIVE 7.000 2,395.09 60
6.750 2,395.09 601,860.00
CLIFTON VA 20124 1 10/27/98 00
0009527706 03 12/01/98 0
0009527706 O 11/01/28
0
1847730 J95/J95 F 352,000.00 ZZ
360 351,435.35 1
3576 GRAYBURN ROAD 7.125 2,371.49 75
6.875 2,371.49 470,000.00
PASADENA CA 91107 2 10/15/98 00
0013462841 05 12/01/98 0
0013462841 O 11/01/28
0
1847731 J95/J95 F 251,000.00 ZZ
360 250,607.22 1
3027 XENOPHON STREET 7.250 1,712.26 78
7.000 1,712.26 325,000.00
SAN DIEGO CA 92106 1 10/16/98 00
0013280862 05 12/01/98 0
0013280862 O 11/01/28
0
1847732 J95/J95 F 320,000.00 ZZ
360 319,703.61 1
6106 WOODLAND STREAM DRIVE 6.375 1,996.39 72
6.125 1,996.39 449,000.00
ALEXANDRIA VA 22310 2 10/30/98 00
09559329 05 01/01/99 0
09559329 O 12/01/28
0
1847733 J95/J95 F 253,100.00 ZZ
360 252,662.93 1
7711 ROYAL SYDNEY DRIVE 6.750 1,641.61 80
6.500 1,641.61 316,435.00
GAINESVILLE VA 20155 1 10/30/98 00
9343591 03 12/01/98 0
9343591 O 11/01/28
0
1
1847736 J95/J95 F 283,400.00 ZZ
360 282,922.45 1
658 INDEPENDENCE VALLEY DRIVE 6.875 1,861.74 90
6.625 1,861.74 314,900.00
GRAND JUNCTION CO 81503 1 10/30/98 14
0013598180 05 12/01/98 25
0013598180 O 11/01/28
0
1847737 J95/J95 F 262,000.00 ZZ
360 261,569.21 1
12920 HARRINGTON COURT 7.000 1,743.10 72
6.750 1,743.10 366,000.00
HERNDON VA 20171 5 10/22/98 00
9532961 03 12/01/98 0
9532961 O 11/01/28
0
1847738 J95/J95 F 259,000.00 ZZ
360 258,594.68 1
7318 CENTENARY AVENUE 7.250 1,766.84 74
7.000 1,766.84 350,000.00
DALLAS TX 75225 5 10/02/98 00
0013394796 05 12/01/98 0
0013394796 O 11/01/28
0
1847741 J95/J95 F 265,500.00 ZZ
360 265,052.61 1
3501 NW MCREADY DRIVE 6.875 1,744.15 80
6.625 1,744.15 332,000.00
BEND OR 97701 1 10/27/98 00
0016279606 03 12/01/98 0
0016279606 O 11/01/28
0
1847743 J95/J95 F 264,750.00 ZZ
360 264,325.31 1
4421 199TH AVENUE SOUTHEAST 7.125 1,783.67 80
6.875 1,783.67 333,000.00
SNOHOMISH WA 98290 2 10/06/98 00
0013156765 05 12/01/98 0
0013156765 O 11/01/28
0
1847746 J95/J95 F 246,000.00 ZZ
360 245,624.47 1
11804 EAST SAND HILLS ROAD 7.375 1,699.06 69
7.125 1,699.06 360,000.00
1
SCOTTSDALE AZ 85255 2 10/14/98 00
0013295696 03 12/01/98 0
0013295696 O 11/01/28
0
1847749 J95/J95 F 265,000.00 ZZ
360 264,542.39 1
6618 STABLE VIEW COURT 6.750 1,718.79 80
6.500 1,718.79 335,000.00
JEFFERSON MD 21755 2 10/23/98 00
9557547 05 12/01/98 0
9557547 O 11/01/28
0
1847752 J95/J95 F 315,000.00 ZZ
360 314,428.94 1
811 SPRAGUE STREET 6.500 1,991.01 75
6.250 1,991.01 420,000.00
EDMONDS WA 98020 2 10/14/98 00
0013159173 05 12/01/98 0
0013159173 O 11/01/28
0
1847754 E82/G01 F 356,600.00 ZZ
360 356,328.65 1
1140 FISHER AVENUE 7.375 2,462.95 80
7.125 2,462.95 445,800.00
MANHATTAN BEACH CA 90266 2 11/27/98 00
0400163770 05 01/01/99 0
400163770 O 12/01/28
0
1847756 J95/J95 F 364,800.00 ZZ
360 364,127.24 1
19W115 WOODCREEK PLACE 7.000 2,427.02 75
6.750 2,427.02 486,484.00
DOWNERS GROVE IL 60516 1 10/29/98 00
0013480702 05 12/01/98 0
0013480702 O 11/01/28
0
1847757 J95/J95 F 256,500.00 ZZ
360 256,078.27 1
6921 MAYNADA STREET 7.000 1,706.50 90
6.750 1,706.50 285,000.00
CORAL GABLES FL 33146 1 10/09/98 12
0013195862 05 12/01/98 25
0013195862 O 11/01/28
0
1
1847758 J95/J95 F 340,000.00 ZZ
360 339,467.93 1
2135 SOUTH HARMONY PLACE 7.250 2,319.40 76
7.000 2,319.40 450,000.00
ST GEORGE UT 84790 2 10/22/98 00
00016312795 05 12/01/98 0
00016312795 O 11/01/28
0
1847759 J95/J95 F 375,000.00 ZZ
360 374,352.44 1
2130 SOUTHWEST 16TH AVENUE 6.750 2,432.25 68
6.500 2,432.25 555,000.00
PORTLAND OR 97201 5 10/28/98 00
16291619 05 12/01/98 0
16291619 O 11/01/28
0
1847760 J95/J95 F 232,350.00 ZZ
360 231,967.95 1
0448 HILLSIDE DRIVE 7.000 1,545.84 67
6.750 1,545.84 350,000.00
SILVERTHORNE CO 80498 5 10/23/98 00
0013358700 05 12/01/98 0
0013358700 O 11/01/28
0
1847762 J95/J95 F 272,000.00 ZZ
360 269,162.58 1
543 NORTH LAVERGNE AVENUE 7.125 1,832.52 66
6.875 1,832.52 415,000.00
WILMETTE IL 60091 2 10/14/98 00
0016201303 05 12/01/98 0
0016201303 O 11/01/28
0
1847763 J95/J95 F 389,200.00 ZZ
360 388,544.17 1
7824 MOORLAND LANE 6.875 2,556.77 74
6.625 2,556.77 530,000.00
BETHESDA MD 20814 2 10/09/98 00
0016189300 05 12/01/98 0
0016189300 O 11/01/28
0
1847764 J95/J95 F 329,000.00 ZZ
360 328,431.88 1
1
2374 COOSAWATTEE DRIVE 6.750 2,133.89 80
6.500 2,133.89 412,000.00
ATLANTA GA 30319 2 10/20/98 00
0013656145 05 12/01/98 0
0013656145 O 11/01/28
0
1847765 J95/J95 F 581,250.00 ZZ
360 579,812.31 1
4100 OAKDALE FORREST ROAD 7.000 3,867.07 75
6.750 3,867.07 775,000.00
EDMOND OK 73013 5 09/22/98 00
0012354114 05 11/01/98 0
0012354114 O 10/01/28
0
1847766 J95/J95 F 418,400.00 ZZ
360 417,728.83 1
2713 NORTH GREENVIEW 7.125 2,818.84 78
6.875 2,818.84 540,000.00
CHICAGO IL 60614 2 10/14/98 00
0016188922 09 12/01/98 0
0016188922 O 11/01/28
0
1847767 J95/J95 F 500,000.00 ZZ
360 498,198.67 1
10908 EAST GOLD DUST AVENUE 7.125 3,368.59 72
6.875 3,368.59 699,000.00
SCOTTSDALE AZ 85259 1 10/26/98 00
0013427661 03 12/01/98 0
0013427661 O 11/01/28
0
1847769 J95/J95 F 249,600.00 ZZ
360 249,179.42 1
6641 N ST LOUIS 6.875 1,639.69 80
6.625 1,639.69 312,000.00
LINCOLNWOOD IL 60645 2 10/30/98 00
0013480298 05 12/01/98 0
0013480298 O 11/01/28
0
1847770 J95/J95 F 283,000.00 ZZ
360 282,523.12 1
3326 W NORTHSHORE 6.875 1,859.11 79
6.625 1,859.11 360,000.00
LINCOLNWOOD IL 60645 2 10/28/98 00
0013480785 05 12/01/98 0
1
0013480785 O 11/01/28
0
1847772 J95/J95 F 328,000.00 ZZ
360 327,447.30 1
5545 CALLE VISTA LINDA 6.875 2,154.73 77
6.625 2,154.73 430,000.00
YORBA LINDA CA 92887 2 10/05/98 00
0013336326 05 12/01/98 0
0013336326 O 11/01/28
0
1847773 J95/J95 F 352,800.00 ZZ
360 351,948.57 1
29601 NORTHEAST 173RD STREET 7.125 2,376.88 80
6.875 2,376.88 441,000.00
DUVALL WA 98019 2 09/24/98 00
0013171731 05 11/01/98 0
0013171731 O 10/01/28
0
1847774 J95/J95 F 221,200.00 ZZ
360 220,845.16 1
12327 SE 23RD STREET 7.125 1,490.27 80
6.875 1,490.27 276,500.00
BELLEVUE WA 98005 1 10/26/98 00
0013171749 05 12/01/98 0
0013171749 O 11/01/28
0
1847778 J95/J95 F 495,000.00 ZZ
360 494,225.38 1
4115 CASTLE BUTTE DRIVE 7.250 3,376.77 71
7.000 3,376.77 700,000.00
CASTLE ROCK CO 80104 2 10/23/98 00
0013259361 03 12/01/98 0
0013259361 O 11/01/28
0
1847780 J95/J95 F 329,200.00 ZZ
360 328,617.51 1
11654 EAST LAKE PLACE 6.625 2,107.90 89
6.375 2,107.90 372,000.00
ENGLEWOOD CO 80111 2 10/26/98 04
0013488382 05 12/01/98 25
0013488382 O 11/01/28
0
1
1847782 J95/J95 F 267,000.00 ZZ
360 266,527.56 1
20104 SWEET MEADOW LANE 6.625 1,709.63 78
6.375 1,709.63 345,000.00
GAITHERSBURG MD 20882 2 10/26/98 00
0013606058 05 12/01/98 0
0013606058 O 11/01/28
0
1847783 J95/J95 F 83,000.00 ZZ
360 82,849.52 1
1107 REGENT 6.500 524.62 60
6.250 524.62 140,000.00
GREENVILLE TX 75402 5 10/20/98 00
0013010657 05 12/01/98 0
0013010657 O 11/01/28
0
1847788 J95/J95 F 240,000.00 ZZ
360 239,624.41 1
116 TORREY PINE DRIVE 7.250 1,637.23 80
7.000 1,637.23 300,000.00
BROWNSBURG IN 46112 2 10/26/98 00
009546821 03 12/01/98 0
009546821 O 11/01/28
0
1847791 J95/J95 F 294,000.00 ZZ
360 293,440.63 1
4222 EAST BROWN ROAD #15 6.250 1,810.21 58
6.000 1,810.21 514,000.00
MESA AZ 85205 1 10/19/98 00
0013272984 05 12/01/98 0
0013272984 O 11/01/28
0
1847794 J95/J95 F 240,000.00 ZZ
360 239,605.39 1
3317 SOUTH SAN MIGUEL 7.000 1,596.73 56
6.750 1,596.73 430,000.00
TAMPA FL 33629 1 10/02/98 00
0013449053 05 12/01/98 0
0013449053 O 11/01/28
0
1847795 J95/J95 F 342,750.00 ZZ
360 341,697.12 1
13707 PUGET SOUND BOULEVARD 7.375 2,367.29 74
7.125 2,367.29 465,000.00
1
EDMONDS WA 98026 5 08/03/98 00
0013079140 05 10/01/98 0
0013079140 O 09/01/28
0
1847796 J95/J95 F 326,250.00 ZZ
360 323,748.18 1
5490 LICKTON PIKE 7.000 2,170.55 90
6.750 2,170.55 362,500.00
GOODLETTSVILLE TN 37072 1 10/30/98 10
0015008261 05 12/01/98 25
0015008261 O 11/01/28
0
1847799 J95/J95 F 288,000.00 ZZ
360 287,514.71 1
1911 FERTADO LANE 6.875 1,891.95 80
6.625 1,891.95 360,000.00
BRENTWOOD CA 94513 1 10/21/98 00
0013464565 05 12/01/98 0
0013464565 O 11/01/28
0
1847800 J95/J95 F 380,000.00 ZZ
360 379,105.30 1
3252 ALPINE DRIVE 7.250 2,592.27 80
7.000 2,592.27 476,000.00
FREMONT CA 94555 1 09/15/98 00
0013149661 05 11/01/98 0
0013149661 O 10/01/28
0
1847801 J95/J95 F 315,700.00 ZZ
360 314,875.18 1
208 WILLESDEN DRIVE 6.750 2,047.62 66
6.500 2,047.62 480,000.00
CARY NC 27513 2 10/02/98 00
0013289285 03 11/01/98 0
0013289285 O 10/01/28
0
1847802 J95/J95 F 320,000.00 ZZ
360 319,447.43 1
421 LENWOOD DRIVE 6.750 2,075.51 77
6.500 2,075.51 420,000.00
COSTA MESA CA 92627 2 10/24/98 00
0013625744 05 12/01/98 0
0013625744 O 11/01/28
0
1
1847803 J95/J95 F 265,600.00 ZZ
360 265,141.35 1
601 SOUTH BLACKBRUSH LANE 6.750 1,722.68 80
6.500 1,722.68 332,000.00
SAN RAMON CA 94583 1 10/21/98 00
0013405840 09 12/01/98 0
0013405840 O 11/01/28
0
1847805 J95/J95 F 365,000.00 ZZ
360 364,414.50 1
807 BUCKINGHAM PLACE 7.125 2,459.07 59
6.875 2,459.07 620,000.00
DANVILLE CA 94506 5 10/07/98 00
0013409123 03 12/01/98 0
0013409123 O 11/01/28
0
1847806 J95/J95 F 278,100.00 ZZ
360 277,664.81 1
12616 25TH AVENUE SOUTHEAST 7.250 1,897.13 75
7.000 1,897.13 375,000.00
EVERETT WA 98208 2 10/07/98 00
0013158399 05 12/01/98 0
0013158399 O 11/01/28
0
1847807 J95/J95 F 272,000.00 ZZ
360 271,552.80 1
109 HIDDEN POINT 7.000 1,809.62 80
6.750 1,809.62 340,000.00
HENDERSONVILLE TN 37075 1 10/30/98 00
0015008196 03 12/01/98 0
0015008196 O 11/01/28
0
1847808 J95/J95 F 238,150.00 ZZ
360 237,418.44 1
19000 OLD BALTIMORE ROAD 7.375 1,644.85 80
7.125 1,644.85 297,695.00
BROOKEVILLE MD 20833 1 08/31/98 00
31921 03 10/01/98 0
31921 O 09/01/28
0
1847809 J95/J95 F 355,700.00 ZZ
360 355,129.41 1
1
2563 JARDIN WAY 7.125 2,396.42 90
6.875 2,396.42 395,290.00
WESTON FL 33327 1 10/09/98 12
0013328554 03 12/01/98 25
0013328554 O 11/01/28
0
1847810 J95/J95 F 259,000.00 ZZ
360 258,563.56 1
16708 NE 30TH COURT 6.875 1,701.45 74
6.625 1,701.45 350,000.00
RIDGEFIELD WA 98642 2 10/10/98 00
0016280836 05 12/01/98 0
0016280836 O 11/01/28
0
1847811 J95/J95 F 232,200.00 ZZ
360 231,808.72 1
8328 GRANITE LAKE DRIVE 6.875 1,525.39 95
6.625 1,525.39 244,500.00
LAS VEGAS NV 89128 1 10/16/98 12
0016317372 03 12/01/98 30
0016317372 O 11/01/28
0
1847812 J95/J95 F 280,000.00 ZZ
360 279,539.62 1
3565 CHABLIS CIRCLE 7.000 1,862.85 74
6.750 1,862.85 383,000.00
SAN JOSE CA 95132 2 10/19/98 00
0013461702 05 12/01/98 0
0013461702 O 11/01/28
0
1847813 J95/J95 F 346,500.00 ZZ
360 345,621.68 1
7817 SOUTH VALLEY DRIVE 6.875 2,276.26 90
6.625 2,276.26 385,000.00
FAIRFAX STATION VA 22039 1 09/29/98 04
001348657 03 11/01/98 25
001348657 O 10/01/28
0
1847814 J95/J95 F 412,500.00 ZZ
360 411,821.79 1
7815 NORTH IRONWOOD DRIVE 7.000 2,744.37 75
6.750 2,744.37 550,000.00
PARADISE VALLEY AZ 85253 5 10/08/98 00
0013428305 05 12/01/98 0
1
0013428305 O 11/01/28
0
1847815 J95/J95 F 185,500.00 ZZ
360 185,187.41 1
43995 DOWNINGTON COURT 6.875 1,218.61 80
6.625 1,218.61 231,900.00
ASBURN VA 20147 1 10/28/98 00
0009434085 03 12/01/98 0
0009434085 O 11/01/28
0
1848136 L13/G01 F 266,250.00 ZZ
360 266,250.00 1
3831 NORTH COVE DRIVE 7.000 1,771.37 75
6.750 1,771.37 355,000.00
PROVO UT 84604 4 12/21/98 00
0431150622 05 02/01/99 0
1848136 O 01/01/29
0
1848139 F62/G01 F 64,800.00 ZZ
360 64,755.40 1
2410 ARTHUR STREET 7.875 469.85 90
7.625 469.85 72,000.00
HOLLYWOOD FL 33020 2 11/16/98 04
0431129782 05 01/01/99 25
0000 O 12/01/28
0
1848144 M96/G01 F 121,500.00 ZZ
360 121,409.83 1
14676 PETERSBURG ROAD 7.500 849.55 75
7.250 849.55 162,000.00
MILAN MI 48160 5 11/16/98 00
0431138569 05 01/01/99 0
000 O 12/01/28
0
1848155 F88/G01 F 344,000.00 ZZ
360 343,744.70 1
2587 32ND AVENUE 7.500 2,405.30 80
7.250 2,405.30 430,000.00
SAN FRANCISCO CA 94116 1 11/19/98 00
0431132067 05 01/01/99 0
98110174 O 12/01/28
0
1
1848163 F88/G01 F 280,000.00 ZZ
360 279,792.20 1
1315 MIRAMAR DRIVE 7.500 1,957.80 80
7.250 1,957.80 350,000.00
FULLERTON CA 92831 1 11/23/98 00
0431135862 05 01/01/99 0
98110365 O 12/01/28
0
1848165 626/G01 F 408,000.00 ZZ
360 407,361.52 1
3175 WALNUT BOULEVARD 7.250 2,783.28 71
7.000 2,783.28 582,000.00
WALNUT CREEK CA 94596 2 10/26/98 00
0431141712 05 12/01/98 0
0006867378 O 11/01/28
0
1848174 F96/G01 F 257,000.00 ZZ
360 256,778.73 1
10 RESERVE COURT 6.750 1,666.90 80
6.500 1,666.90 325,000.00
MT LAUREL NJ 08054 1 11/24/98 00
0431133263 05 01/01/99 0
3404 O 12/01/28
0
1848183 A39/G01 F 632,500.00 ZZ
360 632,064.72 1
23 CORRAL ROAD 7.875 4,586.06 67
7.625 4,586.06 948,000.00
BELL CANTON CA 91307 2 11/09/98 00
0431150010 03 01/01/99 0
9801957 O 12/01/28
0
1848189 811/G01 F 352,000.00 ZZ
360 351,732.15 1
3099 BOARDWALK STREET 7.375 2,431.18 80
7.125 2,431.18 440,000.00
PLEASANTON CA 94588 1 11/19/98 00
0431132331 05 01/01/99 0
FM02208183 O 12/01/28
0
1848198 E84/G01 F 335,900.00 ZZ
360 335,631.39 1
22204 EAST LYNDON LOOP 7.125 2,263.02 80
6.875 2,263.02 419,906.00
1
CASTRO VALLEY CA 94552 1 11/13/98 00
0431130913 05 01/01/99 0
10680076 O 12/01/28
0
1848252 626/G01 F 272,000.00 ZZ
360 271,754.10 1
10587 COUNTY ROAD #102 6.500 1,719.23 58
6.250 1,719.23 470,000.00
WOODLAND CA 95776 2 11/10/98 00
0431141704 05 01/01/99 0
0006974679 O 12/01/28
0
1848266 E84/G01 F 275,000.00 ZZ
360 274,785.48 1
11532 SEAFAN COURT 7.250 1,875.98 64
7.000 1,875.98 430,000.00
INDIANAPOLIS IN 46236 2 11/06/98 00
0431130889 05 01/01/99 0
16980652 O 12/01/28
0
1848308 E84/G01 F 292,500.00 ZZ
360 292,254.26 1
10 WHITMAN TERRACE 6.875 1,921.52 90
6.625 1,921.52 325,000.00
HAWTHORNE WOODS IL 60047 1 11/20/98 21
0431146521 05 01/01/99 25
12982102 O 12/01/28
0
1848314 E84/G01 F 312,000.00 ZZ
360 311,744.26 1
558 NORTH EDGEWOOD AVENUE 7.000 2,075.74 63
6.750 2,075.74 500,000.00
LAGRANGE PARK IL 60526 2 11/24/98 00
0431146646 05 01/01/99 0
12983256 O 12/01/28
0
1848323 E84/G01 F 650,000.00 ZZ
360 649,453.92 1
1926 EMERSON STREET 6.875 4,270.04 44
6.625 4,270.04 1,500,000.00
PALO ALTO CA 94301 5 11/02/98 00
0431130848 05 01/01/99 0
38981281 O 12/01/28
0
1
1848331 E84/G01 F 256,000.00 ZZ
360 255,800.30 1
5307 HAWKHAVEN COURT 7.250 1,746.37 80
7.000 1,746.37 320,000.00
ROCKLIN CA 95765 2 11/11/98 00
0431130822 05 01/01/99 0
75580559 O 12/01/28
0
1848337 E84/G01 F 250,000.00 ZZ
360 249,784.75 1
1157 ARROYO SECO DRIVE 6.750 1,621.50 57
6.500 1,621.50 440,000.00
CAMPBELL CA 95008 2 11/05/98 00
0431146711 05 01/01/99 0
38981307 O 12/01/28
0
1848339 E84/G01 F 480,000.00 ZZ
360 479,616.15 1
8101 WOODSIDE LANE 7.125 3,233.85 40
6.875 3,233.85 1,200,000.00
BURR RIDGE IL 60525 2 11/17/98 00
0431146513 05 01/01/99 0
12983357 O 12/01/28
0
1848340 470/G01 F 412,300.00 ZZ
360 411,986.27 1
808 WEST MILLARD CANYON ROAD 7.375 2,847.66 80
7.125 2,847.66 515,395.00
ALTADENA AREA CA 91001 1 11/13/98 00
0431136704 03 01/01/99 0
96030084 O 12/01/28
0
1848341 E84/G01 F 268,000.00 ZZ
360 267,785.68 1
25924 FRANKLIN LANE 7.125 1,805.57 65
6.875 1,805.57 415,000.00
STEVENSON RANCH CA 91381 2 10/27/98 00
0431130863 05 01/01/99 0
38981266 O 12/01/28
0
1848347 E84/G01 F 249,500.00 ZZ
360 249,300.48 1
1
344 WEST GOETHE STREET 7.125 1,680.93 56
6.875 1,680.93 452,000.00
CHICAGO IL 60610 2 11/12/98 00
0431146737 05 01/01/99 0
10983634 O 12/01/28
0
1848352 E84/G01 F 268,000.00 ZZ
360 267,785.68 1
1873 SLATE DRIVE 7.125 1,805.57 77
6.875 1,805.57 352,000.00
UNION CITY CA 94587 2 10/30/98 00
0431130947 05 01/01/99 0
38981261 O 12/01/28
0
1848355 E84/G01 F 526,000.00 ZZ
360 525,589.67 1
1925 PACIFIC AVENUE #4 7.250 3,588.25 77
7.000 3,588.25 690,000.00
SAN FRANCISCO CA 94109 2 11/04/98 00
0431146729 05 01/01/99 0
10080919 O 12/01/28
0
1848360 E84/G01 F 318,750.00 ZZ
360 318,475.56 1
68 ROCKROSE 6.750 2,067.41 75
6.500 2,067.41 425,000.00
ALISO VIEGO CA 92656 5 11/19/98 00
0431146596 05 01/01/99 0
38981309 O 12/01/28
0
1848365 E84/G01 F 244,000.00 ZZ
360 243,618.17 1
5934 NORTH HARLEM AVENUE 7.250 1,664.51 80
7.000 1,664.51 305,000.00
CHICAGO IL 60631 2 10/30/98 00
0431146570 05 12/01/98 0
20980894 O 11/01/28
0
1848376 E84/G01 F 325,000.00 ZZ
360 324,720.19 1
514 BRAEMAR AVENUE 6.750 2,107.94 68
6.500 2,107.94 478,000.00
NAPERVILLE IL 60563 2 11/23/98 00
0431146661 05 01/01/99 0
1
10983256 O 12/01/28
0
1848389 E84/G01 F 650,000.00 ZZ
360 649,453.92 1
1414 SHERIDAN ROAD 6.875 4,270.04 45
6.625 4,270.04 1,450,000.00
HIGHLAND PARK IL 60035 2 11/09/98 00
0431146703 05 01/01/99 0
10983106 O 12/01/28
0
1848402 K08/G01 F 143,250.00 ZZ
360 143,143.69 1
1239 AVONDALE LANE 7.500 1,001.62 75
7.250 1,001.62 191,037.00
WEST PALM BEACH FL 33409 1 11/20/98 00
0411139975 03 01/01/99 0
411139975 O 12/01/28
0
1848420 E84/G01 F 279,500.00 ZZ
360 279,270.90 1
2291 AVALON DRIVE 7.000 1,859.52 80
6.750 1,859.52 350,193.00
BUFFALO GROVE IL 60089 1 11/24/98 00
0431146687 05 01/01/99 0
12980881 O 12/01/28
0
1848422 E84/G01 F 342,000.00 ZZ
360 341,739.76 1
16022 SOUTHEAST GOOSEHOLLOW DR 7.375 2,362.11 90
7.125 2,362.11 380,000.00
CLACKAMAS OR 97015 1 11/24/98 11
0431130715 03 01/01/99 25
41982284 O 12/01/28
0
1848427 E84/G01 F 306,000.00 ZZ
360 305,755.30 1
911 RIDGEWOOD PLACE 7.125 2,061.58 65
6.875 2,061.58 475,000.00
HIGHLAND PARK IL 60035 2 11/12/98 00
0431146638 05 01/01/99 0
12983121 O 12/01/28
0
1
1848461 514/G01 F 243,800.00 ZZ
360 242,444.28 1
3730 PINCKNEY ISLAND COURT 7.250 1,663.15 80
7.000 1,663.15 304,760.00
JACKSONVILLE FL 32224 1 06/05/98 00
0431132240 03 08/01/98 0
368425 O 07/01/28
0
1848466 A52/G01 F 296,000.00 ZZ
360 295,769.09 1
1646 COOK ROAD 7.250 2,019.24 75
7.000 2,019.24 395,000.00
OXFORD GA 30054 2 11/24/98 00
0431128065 05 01/01/99 0
6755 O 12/01/28
0
1848483 H29/G01 F 500,000.00 ZZ
360 499,609.94 1
22 CHIEFTAIN LANE 7.250 3,410.89 34
7.000 3,410.89 1,500,000.00
NATICK MA 01760 2 11/20/98 00
0431132018 05 01/01/99 0
0000 O 12/01/28
0
1848487 E84/G01 F 507,000.00 ZZ
360 506,584.42 1
5895 PARTRIDGE LANE 7.000 3,373.08 78
6.750 3,373.08 650,000.00
LONG GROVE IL 60047 2 11/16/98 00
0431146620 05 01/01/99 0
12983170 O 12/01/28
0
1848499 811/G01 F 157,600.00 ZZ
360 157,470.81 1
578 LEAFHAVEN LANE 7.000 1,048.52 80
6.750 1,048.52 197,000.00
WINDSOR CA 95492 1 11/17/98 00
0431133099 05 01/01/99 0
FM00203039 O 12/01/28
0
1848502 A35/G01 F 283,700.00 ZZ
360 283,233.56 1
320 HEDGEHOPE DRIVE 7.000 1,887.46 80
6.750 1,887.46 354,631.00
1
LAS VEGAS NV 89123 1 10/08/98 00
0431130921 03 12/01/98 0
26 O 11/01/28
0
1848522 180/G01 F 204,000.00 ZZ
360 203,848.60 1
2081 PENASQUITAS DRIVE 7.500 1,426.40 80
7.250 1,426.40 255,000.00
APTOS CA 95003 1 11/12/98 00
0431133149 03 01/01/99 0
0013041496 O 12/01/28
0
1848524 562/562 F 204,000.00 ZZ
360 203,836.86 1
71 OXFORD STREET 7.125 1,374.39 70
6.875 1,374.39 295,000.00
ROSLYN HEIGHTS NY 11577 2 11/25/98 00
580084 05 01/01/99 0
580084 O 12/01/28
0
1848533 E84/G01 F 272,800.00 ZZ
360 272,570.82 1
26800 138TH PLACE SOUTHEAST 6.875 1,792.10 80
6.625 1,792.10 341,000.00
KENT WA 98042 1 11/17/98 00
0431130756 05 01/01/99 0
41981751 O 12/01/28
0
1848537 E84/G01 F 288,000.00 ZZ
360 287,502.69 1
719 FOREST GLEN LANE 6.750 1,867.96 90
6.500 1,867.96 320,000.00
OAK BROOK IL 60521 1 10/28/98 10
0431146794 05 12/01/98 25
10982221 O 11/01/28
0
1848544 514/G01 F 144,800.00 ZZ
360 144,573.40 1
11209 NEW ORLEANS DRIVE 7.250 987.79 80
7.000 987.79 181,000.00
FRISCO TX 75035 1 11/05/98 00
0431155902 03 12/01/98 0
376009 O 11/01/28
0
1
1848545 E84/G01 F 575,000.00 ZZ
360 574,528.68 1
2192 BRIAR HILLS COURT 7.000 3,825.49 78
6.750 3,825.49 745,950.00
SAN JOSE CA 95138 1 11/16/98 00
0431146588 05 01/01/99 0
34080042 O 12/01/28
0
1848550 E84/G01 F 452,000.00 ZZ
360 451,647.39 1
64 MARINITA AVENUE 7.250 3,083.44 80
7.000 3,083.44 565,000.00
SAN RAFAEL CA 94901 1 11/18/98 00
0431130749 05 01/01/99 0
10081259 O 12/01/28
0
1848556 514/G01 F 133,850.00 ZZ
360 133,542.56 1
10203 CECILE DRIVE 7.375 924.47 80
7.125 924.47 167,335.00
FRISCO TX 75034 1 10/02/98 00
0431159763 05 11/01/98 0
372081 O 10/01/28
0
1848572 956/G01 F 323,250.00 ZZ
360 323,004.03 1
22359 IRON HORSE DRIVE 7.375 2,232.61 73
7.125 2,232.61 445,000.00
GRASS VALLEY CA 95949 5 11/10/98 00
0431130467 05 01/01/99 0
308100705 O 12/01/28
0
1848589 J95/J95 F 282,500.00 ZZ
360 282,046.82 1
45 CODDINGTON ROAD 7.125 1,903.26 68
6.875 1,903.26 419,000.00
WHITEHOUSE STAT NJ 08889 2 10/26/98 00
000 05 12/01/98 0
000 O 11/01/28
0
1848592 J95/J95 F 295,500.00 ZZ
360 295,025.98 1
1
10943 EAST COSMOS CIRCLE 7.125 1,990.84 65
6.875 1,990.84 456,000.00
SCOTTSDALE AZ 85259 5 10/06/98 00
0013293436 03 12/01/98 0
0013293436 O 11/01/28
0
1848598 J95/J95 F 294,400.00 ZZ
360 293,903.92 1
3140 S GREYTHORNE WAY 6.875 1,934.00 80
6.625 1,934.00 368,000.00
CHANDLER AZ 85248 2 10/14/98 00
000 03 12/01/98 0
000 O 11/01/28
0
1848602 J95/J95 F 258,800.00 ZZ
360 257,537.79 1
4974 GLADYS COURT 7.125 1,743.59 80
6.875 1,743.59 325,000.00
LIVERMORE CA 94550 2 10/20/98 00
000 05 12/01/98 0
000 O 11/01/28
0
1848604 J95/J95 F 251,950.00 ZZ
360 251,341.94 1
2021 MEADOW TREE COURT 7.125 1,697.44 80
6.875 1,697.44 314,987.00
COOKSVILLE MD 21723 1 09/18/98 00
0016185662 03 11/01/98 0
0016185662 O 10/01/28
0
1848607 J95/J95 F 296,000.00 ZZ
360 295,501.22 1
5 WOODMAR COURT 6.875 1,944.51 78
6.625 1,944.51 380,800.00
KINGSVILLE MD 21087 2 10/15/98 00
0009534231 05 12/01/98 0
0009534231 O 11/01/28
0
1848608 J95/J95 F 324,000.00 ZZ
360 323,237.13 1
4344 WESTOVER PLACE NW 7.250 2,210.26 80
7.000 2,210.26 405,000.00
WASHINGTON DC 20016 5 09/22/98 00
000 07 11/01/98 0
1
000 O 10/01/28
0
1848609 J95/J95 F 270,400.00 ZZ
360 269,987.22 1
1808 CAREFREE DRIVE 7.375 1,867.59 94
7.125 1,867.59 289,900.00
FORT COLLINS CO 80525 1 10/30/98 10
000 03 12/01/98 30
000 O 11/01/28
0
1848612 J95/J95 F 308,000.00 ZZ
360 307,256.68 1
7868 BRESSINGHAM DRIVE 7.125 2,075.06 80
6.875 2,075.06 385,000.00
FAIRFAX STATION VA 22039 2 09/23/98 00
000 03 11/01/98 0
000 O 10/01/28
0
1848614 664/G01 F 264,000.00 ZZ
360 263,813.67 1
1701 RIVERSIDE DRIVE 7.750 1,891.33 80
7.500 1,891.33 330,000.00
GLENDALE CA 91201 1 11/09/98 00
0431129642 05 01/01/99 0
2848877 O 12/01/28
0
1848615 J95/J95 F 474,000.00 ZZ
360 473,220.67 1
5970 COLOROW COURT 7.000 3,153.53 69
6.750 3,153.53 691,000.00
PARKER CO 80134 2 10/26/98 00
0013504691 05 12/01/98 0
0013504691 O 11/01/28
0
1848616 195/G01 F 316,000.00 ZZ
360 315,765.48 1
4223 38TH STREET NW 7.500 2,209.52 80
7.250 2,209.52 395,000.00
WASHINGTON DC 20016 2 11/23/98 00
0431142751 07 01/01/99 0
60573 O 12/01/28
0
1
1848620 664/G01 F 160,000.00 ZZ
360 159,884.20 1
1843 LEMOYNE STREET 7.625 1,132.47 80
7.375 1,132.47 200,000.00
LOS ANGELES CA 90026 2 11/06/98 00
0431129634 05 01/01/99 0
2627263 O 12/01/28
0
1848621 J95/J95 F 252,000.00 ZZ
360 251,543.15 1
9455 SOUTH INDIAN PAINTBRUSH 6.500 1,592.81 73
COURT 6.250 1,592.81 346,000.00
HIGHLANDS RANCH CO 80126 2 11/02/98 00
0013505094 03 12/01/98 0
0013505094 O 11/01/28
0
1848624 J95/J95 F 360,000.00 ZZ
360 359,173.15 1
2134 ST ELIAS PLACE 7.375 2,486.43 80
7.125 2,486.43 450,000.00
DAVIS CA 95616 2 09/22/98 00
0013279187 05 11/01/98 0
0013279187 O 10/01/28
0
1848627 J95/J95 F 271,950.00 ZZ
360 271,502.84 1
3010 WINDSOR CIRCLE 7.000 1,809.30 68
6.750 1,809.30 400,000.00
BOCA RATON FL 33434 2 10/23/98 00
0010132835 03 12/01/98 0
0010132835 O 11/01/28
0
1848630 J95/J95 F 413,500.00 ZZ
360 412,820.13 1
5902 EAST CALLE DEL NORTE 7.000 2,751.03 68
6.750 2,751.03 612,000.00
PHOENIX AZ 85018 5 10/02/98 00
0013428313 05 12/01/98 0
0013428313 O 11/01/28
0
1848632 J95/J95 F 364,100.00 ZZ
360 363,299.01 1
2137 ROTHBURY RD 7.000 2,422.37 77
6.750 2,422.37 475,000.00
1
LEXINGTON KY 40515 2 10/26/98 00
0012857967 03 12/01/98 0
0012857967 O 11/01/28
0
1848633 731/G01 F 325,000.00 ZZ
360 324,746.47 1
5540 VIA SEPULVEDA 7.250 2,217.07 76
7.000 2,217.07 430,000.00
YORBA LINDA CA 92886 2 11/23/98 00
0431142256 03 01/01/99 0
915883632 O 12/01/28
0
1848634 J95/J95 F 247,000.00 ZZ
360 246,632.21 1
22200 WEST GRASS LAKE ROAD 7.500 1,727.07 95
7.250 1,727.07 260,000.00
ANTIOCH IL 60002 1 10/15/98 10
000 05 12/01/98 30
000 O 11/01/28
0
1848636 731/G01 F 297,600.00 ZZ
360 297,384.61 1
7293 WEST 90TH STREET 7.625 2,106.39 80
7.375 2,106.39 372,000.00
LOS ANGELES CA 90045 1 11/17/98 00
0431129352 05 01/01/99 0
411717505 O 12/01/28
0
1848640 J95/J95 F 263,200.00 ZZ
360 262,756.49 1
214 SHELFORD WAY 6.875 1,729.04 76
6.625 1,729.04 348,000.00
BEAVERCREEK OH 45440 2 10/28/98 00
000 05 12/01/98 0
000 O 11/01/28
0
1848643 J95/J95 F 287,500.00 ZZ
360 287,258.46 1
39536 RICKARD ROAD 6.875 1,888.68 78
6.625 1,888.68 371,000.00
LOVETTSVILLE VA 20180 2 10/28/98 00
000 05 01/01/99 0
000 O 12/01/28
0
1
1848648 J95/J95 F 625,000.00 ZZ
360 623,972.39 1
3218 HANOVER STREET 7.000 4,158.14 70
6.750 4,158.14 900,000.00
UNIVERSITY PARK TX 75225 5 10/15/98 00
0013395942 05 12/01/98 0
0013395942 O 11/01/28
0
1848659 J95/J95 F 319,000.00 ZZ
360 318,449.15 1
211 MONTROSE DRIVE 6.750 2,069.03 51
6.500 2,069.03 626,000.00
MCDONOUGH GA 30253 5 10/26/98 00
0010560324 03 12/01/98 0
0010560324 O 11/01/28
0
1848664 J95/J95 F 250,000.00 ZZ
360 248,869.22 1
773 BACKHUS ESTATE ROAD 7.500 1,748.04 65
7.250 1,748.04 390,000.00
GLEN GARDNER NJ 08826 2 05/29/98 00
0009210782 05 08/01/98 0
0009210782 O 07/01/28
0
1848665 F03/G01 F 303,714.00 ZZ
360 303,714.00 1
2013 COAST OAK LANE 7.500 2,123.61 75
7.250 2,123.61 404,952.00
PETALUMA CA 94952 1 12/11/98 00
0431150564 05 02/01/99 0
LAG11449 O 01/01/29
0
1848671 J95/J95 F 320,000.00 ZZ
360 319,737.70 1
3482 VERMONT PLACE 7.000 2,128.97 79
6.750 2,128.97 410,000.00
PLEASANTON CA 94588 2 11/05/98 00
0016335366 05 01/01/99 0
0016335366 O 12/01/28
0
1848676 J95/J95 F 259,900.00 ZZ
360 259,483.10 1
1
11435 NORTHEAST 94TH STREET 7.125 1,750.99 80
6.875 1,750.99 324,900.00
KIRKLAND WA 98033 1 10/19/98 00
0013157516 05 12/01/98 0
0013157516 O 11/01/28
0
1848683 J95/J95 F 309,600.00 ZZ
360 309,115.50 1
6140 STEEGAN DRIVE 7.250 2,112.02 80
7.000 2,112.02 387,000.00
ALEXANDRIA VA 22310 2 10/26/98 00
0016353864 03 12/01/98 0
0016353864 O 11/01/28
0
1848684 J95/J95 F 300,800.00 ZZ
360 300,329.27 1
7501 BENT TRAIL 7.250 2,051.99 80
7.000 2,051.99 376,000.00
MANSFIELD TX 76063 2 10/02/98 00
0013484910 03 12/01/98 0
0013484910 O 11/01/28
0
1848687 J95/J95 F 260,000.00 ZZ
360 259,593.12 1
9115 QUINTANA DRIVE 7.250 1,773.66 78
7.000 1,773.66 337,000.00
BETHESDA MD 20817 1 10/15/98 00
0009552159 05 12/01/98 0
0009552159 O 11/01/28
0
1848689 J95/J95 F 244,000.00 ZZ
360 243,598.82 1
9704 FINCH COURT 7.000 1,623.34 74
6.750 1,623.34 330,000.00
ELLICOTT CITY MD 21042 5 10/23/98 00
0009539859 05 12/01/98 0
0009539859 O 11/01/28
0
1848691 J95/J95 F 330,300.00 ZZ
360 329,832.25 1
5309 BROAD BRANCH ROAD NW 7.750 2,366.31 90
7.500 2,366.31 367,000.00
WASHINGTON DC 20015 1 10/30/98 12
0009496001 05 12/01/98 25
1
0009496001 O 11/01/28
0
1848692 J95/J95 F 324,000.00 T
360 323,214.07 1
249 GRANT STREET 7.250 2,210.26 80
7.000 2,210.26 405,000.00
CAPE MAY NJ 08204 1 10/24/98 00
0009525353 05 12/01/98 0
0009525353 O 11/01/28
0
1848694 J95/J95 F 292,000.00 ZZ
360 291,507.97 1
114 DUPEE PLACE 6.875 1,918.23 80
6.625 1,918.23 365,000.00
WILMETTE IL 60091 1 10/28/98 00
0013183793 05 12/01/98 0
0013183793 O 11/01/28
0
1848703 J95/J95 F 250,000.00 ZZ
360 249,588.95 1
1854 EL PICO DRIVE 7.000 1,663.26 79
6.750 1,663.26 320,000.00
EL CAJON CA 92020 2 10/08/98 00
0016192569 05 12/01/98 0
0016192569 O 11/01/28
0
1848708 J95/J95 F 300,000.00 ZZ
360 299,327.87 1
6294 HOMAR POND COURT 7.500 2,097.65 66
7.250 2,097.65 460,000.00
FAIRFAX STATION VA 22039 5 09/23/98 00
0016188625 05 11/01/98 0
0016188625 O 10/01/28
0
1848717 J95/J95 F 234,000.00 ZZ
360 233,461.09 1
387 HILLSIDE PLACE 7.125 1,576.51 90
6.875 1,576.51 261,000.00
SOUTH ORANGE NJ 07079 2 10/23/98 01
0000 05 12/01/98 25
0000 O 11/01/28
0
1
1848725 J95/J95 F 350,000.00 T
360 349,465.72 1
2286 APRES SKI WAY #503 DULANY 7.375 2,417.36 88
7.125 2,417.36 400,000.00
STEAMBOAT SPRIN CO 80487 1 10/21/98 14
0013505417 08 12/01/98 25
0013505417 O 11/01/28
0
1848730 J95/J95 F 192,000.00 ZZ
360 191,566.81 1
9123 ASHMEADE DRIVE 7.500 1,342.50 80
7.250 1,342.50 240,000.00
FAIRFAX VA 22032 1 09/23/98 00
0016185621 05 11/01/98 0
0016185621 O 10/01/28
0
1848744 J95/J95 F 234,000.00 ZZ
360 233,542.56 1
6 ROQUEDO 6.875 1,537.21 60
6.625 1,537.21 395,000.00
RANCHO SANTA MA CA 92688 2 10/22/98 00
0013510813 03 12/01/98 0
0013510813 O 11/01/28
0
1848798 940/G01 F 260,000.00 ZZ
360 259,807.04 1
25341 MISTYRIDGE 7.500 1,817.96 80
7.250 1,817.96 325,000.00
MISSION VIEJO CA 93692 1 11/24/98 00
0431134865 03 01/01/99 0
46710 O 12/01/28
0
1848816 J95/J95 F 305,000.00 ZZ
360 304,498.52 1
11404 FOREST KNOLL CIRCLE 7.000 2,029.18 61
6.750 2,029.18 500,000.00
FISHERS IN 46038 2 10/26/98 00
9535469 03 12/01/98 0
9535469 O 11/01/28
0
1848820 B64/G01 F 257,350.00 ZZ
360 257,127.65 1
8 KEATS ROAD 7.875 1,865.97 95
7.625 1,865.97 273,534.00
1
YARDLEY PA 19067 1 11/05/98 04
0431130970 05 01/01/99 30
63270 O 12/01/28
0
1848823 J95/J95 F 270,000.00 ZZ
360 269,556.07 1
14001 GLEN HIGH ROAD 7.000 1,796.32 84
6.750 1,796.32 325,000.00
BALDWIN MD 21013 2 10/26/98 01
96033184 05 12/01/98 12
96033184 O 11/01/28
0
1848828 J95/J95 F 540,000.00 ZZ
360 539,112.16 1
4416 DRIFTWOOD DRIVE 7.000 3,592.63 74
6.750 3,592.63 735,000.00
COMMERCE MI 48382 1 10/07/98 00
0012645883 05 12/01/98 0
0012645883 O 11/01/28
0
1848829 A50/A50 F 233,000.00 ZZ
360 232,804.26 1
2000 SHOAL CREEK ROAD 6.875 1,530.64 67
6.625 1,530.64 350,000.00
MONROE GA 30656 2 11/25/98 00
116627 05 01/01/99 0
116627 O 12/01/28
0
1848834 J95/J95 F 350,000.00 ZZ
360 349,395.62 1
6203 204TH DRIVE NORTHEAST 6.750 2,270.09 48
6.500 2,270.09 740,700.00
REDMOND WA 98053 1 10/12/98 00
0013330261 03 12/01/98 0
0013330261 O 11/01/28
0
1848839 J95/J95 F 305,000.00 ZZ
360 304,510.75 1
25 LAKERIDGE 7.125 2,054.84 80
6.875 2,054.84 385,000.00
DOVE CANYON CA 92679 2 10/22/98 00
0013625025 03 12/01/98 0
0013625025 O 11/01/28
0
1
1848843 J95/J95 F 327,500.00 ZZ
360 326,961.53 1
371 WEST KNIGHT LANE 7.000 2,178.87 75
6.750 2,178.87 442,000.00
TEMPE AZ 85284 2 10/16/98 00
0016200412 03 12/01/98 0
0016200412 O 11/01/28
0
1848856 F62/G01 F 280,000.00 ZZ
360 279,786.94 1
9047 SW 117 STREET 7.375 1,933.89 55
7.125 1,933.89 515,000.00
MIAMI FL 33176 5 11/10/98 00
0431140011 05 01/01/99 0
0000 O 12/01/28
0
1848867 E82/G01 F 292,000.00 ZZ
360 291,766.49 1
26 BEACON STREET 7.125 1,967.26 80
6.875 1,967.26 365,000.00
NATICK MA 01760 2 11/30/98 00
0400150371 05 01/01/99 0
0400150371 O 12/01/28
0
1848871 E82/G01 F 471,600.00 ZZ
360 471,600.00 1
33801 BLUE LANTERN STREET 7.250 3,217.14 77
7.000 3,217.14 620,000.00
DANA POINT CA 92629 2 12/02/98 00
0400160545 05 02/01/99 0
0400160545 O 01/01/29
0
1848880 F88/G01 F 245,000.00 ZZ
360 244,813.58 1
206 CARNELIAN ROAD 7.375 1,692.15 76
7.125 1,692.15 326,000.00
SOUTH SAN FRANC CA 94080 2 11/20/98 00
0431132166 03 01/01/99 0
98090310 O 12/01/28
0
1848899 M29/G01 F 608,000.00 ZZ
360 608,000.00 1
1
3630 CAMELS VIEW 6.750 3,943.48 68
6.500 3,943.48 900,000.00
COLORADO SPRING CO 80904 2 12/03/98 00
0431128289 05 02/01/99 0
215884 O 01/01/29
0
1848902 E26/G01 F 97,900.00 ZZ
360 97,746.78 1
108 STONEWALL PLACE 7.250 667.86 70
7.000 667.86 139,900.00
NEWPORT NEWS VA 23606 1 10/30/98 00
0431127315 05 12/01/98 0
43800882 O 11/01/28
0
1848903 J95/J95 F 375,000.00 ZZ
360 374,413.17 1
4432 PARK AVE 7.250 2,558.16 79
7.000 2,558.16 475,000.00
MEMPHIS TN 38117 2 11/04/98 00
0150611895 05 12/01/98 0
0150611895 O 11/01/28
0
1848910 B23/G01 F 382,500.00 ZZ
360 382,216.13 3
25 AND 27 COVINA AVENUE 7.500 2,674.50 70
7.250 2,674.50 550,000.00
LONG BEACH CA 90803 1 11/09/98 00
0431134246 05 01/01/99 0
88003157 O 12/01/28
0
1848912 J95/J95 F 361,600.00 ZZ
360 360,990.70 1
4020 EAST GREEN CLOVER CIRCLE 6.875 2,375.45 57
6.625 2,375.45 640,000.00
ORANGE CA 92867 2 10/22/98 00
0013510565 03 12/01/98 0
0013510565 O 11/01/28
0
1848918 J95/J95 F 504,000.00 ZZ
360 503,150.73 1
10444 SOUTH RANDALL STREET 6.875 3,310.92 80
6.625 3,310.92 630,000.00
ORANGE AREA CA 92869 1 10/27/98 00
0013624721 05 12/01/98 0
1
0013624721 O 11/01/28
0
1848922 J95/J95 F 288,000.00 ZZ
360 287,769.69 1
413 8TH STREET 7.125 1,940.31 72
6.875 1,940.31 400,000.00
HUNTINGTON BEAC CA 92648 2 11/05/98 00
0013629621 05 01/01/99 0
0013629621 O 12/01/28
0
1848927 J95/J95 F 330,400.00 ZZ
360 329,843.27 1
16809 NE 35TH STREET 6.875 2,170.49 80
6.625 2,170.49 413,000.00
BELLEVUE WA 98008 1 10/01/98 00
0013330584 05 12/01/98 0
0013330584 O 11/01/28
0
1848935 J95/J95 F 350,000.00 ZZ
360 349,674.46 1
13731 NW GLENDOVEER DRIVE 7.250 2,387.62 61
7.000 2,387.62 575,000.00
PORTLAND OR 97229 1 11/07/98 00
0016356560 03 01/01/99 0
0016356560 O 12/01/28
0
1848938 J95/J95 F 252,000.00 ZZ
360 251,421.21 1
14950 RED POST COURT 7.375 1,740.50 79
7.125 1,740.50 320,000.00
CENTREVILLE VA 20121 2 09/25/98 00
0013422993 03 11/01/98 0
0013422993 O 10/01/28
0
1848943 J95/J95 F 298,000.00 ZZ
360 297,749.64 1
3354 212TH COURT SE 6.875 1,957.65 70
6.625 1,957.65 430,000.00
ISSAQUAH WA 98027 2 11/10/98 00
0013475447 03 01/01/99 0
0013475447 O 12/01/28
0
1
1848948 J95/J95 F 336,000.00 ZZ
360 335,118.11 1
62 GREEN STREET 6.750 2,179.29 80
6.500 2,179.29 420,000.00
WOODBRIDGE NJ 07095 1 10/30/98 00
9339052 05 12/01/98 0
9339052 O 11/01/28
0
1848956 J95/J95 F 106,800.00 ZZ
360 106,636.97 1
180 STERLING AVENUE 7.375 737.64 80
7.125 737.64 135,000.00
AUBURN CA 95603 2 10/02/98 00
0013469655 05 12/01/98 0
0013469655 O 11/01/28
0
1848959 J95/J95 F 286,000.00 ZZ
360 285,574.17 1
33268 PALAMINO COMMON 7.500 1,999.75 80
7.250 1,999.75 360,000.00
FREMONT CA 94555 2 10/01/98 00
0013279252 03 12/01/98 0
0013279252 O 11/01/28
0
1848976 811/G01 F 650,000.00 ZZ
360 649,480.21 1
43 MARBELLA 7.125 4,379.17 64
6.875 4,379.17 1,025,000.00
SAN CLEMENTE CA 92673 1 11/24/98 00
0431131457 03 01/01/99 0
FM02300112 O 12/01/28
0
1848982 144/144 F 368,000.00 ZZ
360 367,705.72 1
41 EDGEWOOD LANE 7.125 2,479.28 80
6.875 2,479.28 460,000.00
OSSINING NY 10510 1 11/12/98 00
000 05 01/01/99 0
000 O 12/01/28
0
1848986 356/G01 F 271,000.00 ZZ
360 270,798.87 1
5402 RESEDA CIRCLE 7.500 1,894.88 80
7.250 1,894.88 340,000.00
1
FREMONT CA 94538 5 11/09/98 00
0431129584 05 01/01/99 0
2597326 O 12/01/28
0
1848988 664/G01 F 242,500.00 ZZ
360 242,110.99 1
22102 SABROSO 7.125 1,633.77 66
6.875 1,633.77 372,000.00
MISSION VIEJO CA 92691 2 10/28/98 00
0431129626 03 12/01/98 0
2773000 O 11/01/28
0
1849002 E33/G01 F 290,000.00 ZZ
360 289,756.36 1
1250 WILD ROSE LANE 6.875 1,905.10 50
6.625 1,905.10 585,000.00
LAKE FOREST IL 60045 2 11/20/98 00
0431129972 05 01/01/99 0
188342800 O 12/01/28
0
1849012 B60/G01 F 256,500.00 ZZ
360 256,299.91 1
5625 CAMBRIDGE WAY #201 7.250 1,749.78 90
7.000 1,749.78 285,000.00
CULVER CITY CA 90230 2 11/11/98 21
0431129733 01 01/01/99 25
257940 O 12/01/28
0
1849061 470/G01 F 367,100.00 ZZ
360 366,806.43 1
38 MARISOL 7.125 2,473.23 80
6.875 2,473.23 458,926.00
NEWPORT COAST A CA 92657 1 11/23/98 00
0431134428 03 01/01/99 0
96029669 O 12/01/28
0
1849071 637/G01 F 220,800.00 ZZ
360 220,623.43 1
6396 SAIPAN STREET 7.125 1,487.57 80
6.875 1,487.57 276,000.00
CYPRESS CA 90630 1 11/20/98 00
0431137108 05 01/01/99 0
0010694263 O 12/01/28
0
1
1849073 637/G01 F 279,950.00 ZZ
360 279,720.52 1
1959 TREEWOOD LANE 7.000 1,862.52 80
6.750 1,862.52 349,950.00
SAN JOSE CA 95132 1 11/10/98 00
0431132422 05 01/01/99 0
0013149364 O 12/01/28
0
1849079 637/G01 F 267,200.00 ZZ
360 266,996.68 1
2255 TULIP ROAD 7.375 1,845.49 80
7.125 1,845.49 334,000.00
SAN JOSE CA 95128 1 11/12/98 00
0431132414 05 01/01/99 0
0010150233 O 12/01/28
0
1849094 E82/G01 F 289,600.00 ZZ
360 289,600.00 1
407 DOBBINS LANE 6.875 1,902.47 60
6.625 1,902.47 490,000.00
PASADENA MD 21122 2 12/01/98 00
0400158556 05 02/01/99 0
400158556 O 01/01/29
0
1849095 E82/G01 F 266,500.00 ZZ
360 266,500.00 1
119 EAGLE LANE 7.125 1,795.46 54
6.875 1,795.46 500,000.00
BRENTWOOD CA 94513 2 12/02/98 00
0400166021 05 02/01/99 0
1716910 O 01/01/29
0
1849100 E82/G01 F 240,000.00 ZZ
360 239,808.08 1
10580 LITTLE AVENUE 7.125 1,616.92 80
6.875 1,616.92 300,000.00
WACONIA MN 55387 4 12/04/98 00
0400167599 05 01/01/99 0
400167599 O 12/01/28
0
1849122 944/G01 F 227,100.00 ZZ
360 227,100.00 1
1
74 LACONIA COURT 7.000 1,510.90 80
6.750 1,510.90 285,000.00
SAN JOSE CA 95139 1 12/01/98 00
0431133255 05 02/01/99 0
16890 O 01/01/29
0
1849156 685/G01 F 366,550.00 ZZ
360 366,277.96 1
57 GROVESIDE DRIVE 7.500 2,562.98 90
7.250 2,562.98 407,500.00
ALISO VIEJO ARE CA 92656 1 11/24/98 04
0431134279 03 01/01/99 25
116222 O 12/01/28
0
1849215 B57/G01 F 249,000.00 ZZ
360 248,795.89 1
3734 WILLOW CREST AVENUE 7.000 1,656.61 71
6.750 1,656.61 351,000.00
LOS ANGELES CA 91604 1 11/30/98 00
0431129675 05 01/01/99 0
9814257 O 12/01/28
0
1849232 637/G01 F 400,000.00 ZZ
360 399,353.19 1
10410 MANN DRIVE 7.125 2,694.88 58
6.875 2,694.88 700,000.00
CUPERTINO CA 95014 2 10/20/98 00
0431134998 05 12/01/98 0
0013429576 O 11/01/28
0
1849237 637/G01 F 287,000.00 ZZ
360 286,776.11 1
61 CAZNEAU AVENUE 7.250 1,957.85 43
7.000 1,957.85 680,000.00
SAUSALITO CA 94965 5 11/09/98 00
0431135037 05 01/01/99 0
0010146611 O 12/01/28
0
1849242 637/G01 F 295,000.00 ZZ
360 294,758.18 1
3920 AMERICAN RIVER DRIVE 7.000 1,962.65 68
6.750 1,962.65 440,000.00
SACRAMENTO CA 95864 5 11/10/98 00
0431130574 05 01/01/99 0
1
0013442678 O 12/01/28
0
1849244 637/G01 F 216,000.00 ZZ
360 215,839.69 1
14509 NE 65TH STREET 7.500 1,510.31 80
7.250 1,510.31 270,000.00
REDMOND WA 98052 1 11/12/98 00
0431132182 05 01/01/99 0
0010491850 O 12/01/28
0
1849263 K08/G01 F 199,500.00 ZZ
360 199,344.37 1
1531 HILLCREST STREET 7.250 1,360.94 70
7.000 1,360.94 285,000.00
POMONA CA 91768 2 11/20/98 00
0411133580 03 01/01/99 0
411133580 O 12/01/28
0
1849264 K08/G01 F 240,800.00 ZZ
360 240,616.77 1
290 CONIFER LANE 7.375 1,663.15 80
7.125 1,663.15 301,000.00
SANTA CRUZ CA 95060 1 11/23/98 00
0411143860 05 01/01/99 0
411143860 O 12/01/28
0
1849266 K08/G01 F 420,000.00 ZZ
360 419,672.36 1
1941 HALEKOA DRIVE 7.250 2,865.14 80
7.000 2,865.14 525,000.00
HONOLULU HI 96821 2 11/16/98 00
0411126378 05 01/01/99 0
411126378 O 12/01/28
0
1849268 637/G01 F 280,000.00 ZZ
360 279,781.57 1
617 DON DRIVE 7.250 1,910.10 73
7.000 1,910.10 385,000.00
ZEPHYR COVE NV 89448 2 11/10/98 00
0431134956 05 01/01/99 0
0013412762 O 12/01/28
0
1
1849273 637/G01 F 414,000.00 ZZ
360 413,684.97 1
113 BEVERLY STREET 7.375 2,859.40 75
7.125 2,859.40 552,000.00
MOUNTAIN VIEW CA 94043 5 11/06/98 00
0431133057 03 01/01/99 0
0015096969 O 12/01/28
0
1849276 637/G01 F 420,000.00 ZZ
360 419,672.36 1
25661 WHIP ROAD 7.250 2,865.14 69
7.000 2,865.14 610,000.00
MONTEREY CA 93940 5 11/06/98 00
0431134907 05 01/01/99 0
0011078698 O 12/01/28
0
1849282 637/G01 F 500,000.00 ZZ
360 499,628.92 1
18560 MURPHY SPRINGS COURT 7.500 3,496.08 75
7.250 3,496.08 675,000.00
MORGAN HILL CA 95037 1 11/12/98 00
0431133065 05 01/01/99 0
0010950699 O 12/01/28
0
1849285 637/G01 F 488,000.00 ZZ
360 487,619.31 1
46680 WINDMILL DRIVE 7.250 3,329.02 58
7.000 3,329.02 845,000.00
FREMONT CA 94539 2 11/13/98 00
0431129253 05 01/01/99 0
0010152460 O 12/01/28
0
1849289 K08/G01 F 280,000.00 ZZ
360 279,786.94 1
2933 LETHBRIDGE COURT 7.375 1,933.89 72
7.125 1,933.89 390,000.00
PLEASANTON CA 94588 2 11/23/98 00
0411164684 05 01/01/99 0
411164684 O 12/01/28
0
1849290 K08/G01 F 318,750.00 ZZ
360 318,530.64 1
3597 SUNNYDALE COURT 7.875 2,311.16 75
7.625 2,311.16 425,000.00
1
SAN JOSE CA 95117 5 11/19/98 00
0411118177 05 01/01/99 0
411118177 O 12/01/28
0
1849291 K08/G01 F 268,000.00 ZZ
360 267,790.94 1
5521 MARICOPA DRIVE 7.250 1,828.23 80
7.000 1,828.23 335,000.00
SIMI VALLEY CA 93063 2 11/24/98 00
0411148992 05 01/01/99 0
411148992 O 12/01/28
0
1849293 K08/G01 F 268,000.00 ZZ
360 267,810.85 1
4771 GERANIUM PLACE 7.750 1,919.98 80
7.500 1,919.98 335,000.00
OAKLAND CA 94619 1 11/18/98 00
0411143308 05 01/01/99 0
411143308 O 12/01/28
0
1849296 637/G01 F 248,800.00 ZZ
360 248,619.93 1
17958 ROCKHURST ROAD 7.625 1,760.99 80
7.375 1,760.99 311,000.00
CASTRO VALLEY CA 94546 1 11/17/98 00
0431133081 05 01/01/99 0
0010147387 O 12/01/28
0
1849309 G32/G01 F 260,000.00 ZZ
360 259,776.14 1
304 W. VIOLA 6.750 1,686.36 87
6.500 1,686.36 300,000.00
PROSPECT HEIGHT IL 60070 2 11/23/98 10
0431131325 05 01/01/99 25
1004768 O 12/01/28
0
1849311 E22/G01 F 443,000.00 ZZ
360 442,627.83 1
390 SHERWOOD DRIVE 6.875 2,910.19 68
6.625 2,910.19 658,000.00
STATELINE NV 89449 2 11/20/98 00
0410996367 05 01/01/99 0
410996367 O 12/01/28
0
1
1849313 K08/G01 F 384,000.00 ZZ
360 383,715.02 1
1534 SKYLINE DRIVE 7.500 2,684.98 70
7.250 2,684.98 550,000.00
SOUTH LAKE TAHO CA 96150 2 11/20/98 00
0411128432 05 01/01/99 0
411128432 O 12/01/28
0
1849315 K08/G01 F 547,000.00 ZZ
360 546,551.63 1
9121 EAGLE HILLS DRIVE 7.000 3,639.20 59
6.750 3,639.20 940,000.00
LAS VEGAS NV 89134 2 11/19/98 00
0411109192 03 01/01/99 0
411109192 O 12/01/28
0
1849316 K08/G01 F 376,000.00 ZZ
360 375,727.87 1
2202 NORTH AZALEA DRIVE 7.625 2,661.30 80
7.375 2,661.30 470,000.00
ORANGE CA 92867 2 11/22/98 00
0411118516 03 01/01/99 0
411118516 O 12/01/28
0
1849317 K08/G01 F 275,000.00 ZZ
360 274,810.75 1
1612 ANITA LANE 7.875 1,993.94 53
7.625 1,993.94 528,000.00
NEWPORT BEACH CA 92660 5 11/22/98 00
0411096480 05 01/01/99 0
411096480 O 12/01/28
0
1849329 K08/G01 F 274,392.00 ZZ
360 274,183.21 1
717 SAINT TIMOTHY PLACE 7.375 1,895.16 80
7.125 1,895.16 342,990.00
MORGAN HILL CA 95037 1 11/25/98 00
0411170392 03 01/01/99 0
411170392 O 12/01/28
0
1849330 K08/G01 F 542,000.00 ZZ
360 541,544.66 1
1
1262 HIDDEN WOODS DRIVE 6.875 3,560.55 78
6.625 3,560.55 700,000.00
ZEPHYR COVE NV 89448 2 11/21/98 00
0411096209 05 01/01/99 0
411096209 O 12/01/28
0
1849331 K08/G01 F 147,200.00 ZZ
360 147,082.29 1
3710 ALMADEN COURT 7.125 991.71 80
6.875 991.71 184,000.00
EL DORADO HILLS CA 95762 2 11/24/98 00
0411148778 05 01/01/99 0
411148778 O 12/01/28
0
1849339 K08/G01 F 600,000.00 ZZ
360 599,508.19 1
95 CERRITOS AVENUE 7.000 3,991.81 80
6.750 3,991.81 750,000.00
SAN FRANCISCO CA 94127 1 11/17/98 00
0411142458 05 01/01/99 0
411142458 O 12/01/28
0
1849344 K08/G01 F 306,000.00 ZZ
360 305,761.29 1
661 LANCASTER BOULEVARD 7.250 2,087.46 62
7.000 2,087.46 500,000.00
MOSS BEACH CA 94038 5 11/20/98 00
0411098304 05 01/01/99 0
411098304 O 12/01/28
0
1849345 K08/G01 F 271,450.00 ZZ
360 271,253.53 1
267 CAMPANA AVENUE 7.625 1,921.31 89
7.375 1,921.31 305,000.00
DALY CITY CA 94015 2 11/12/98 04
0411065519 05 01/01/99 25
411065519 O 12/01/28
0
1849346 K08/G01 F 360,000.00 ZZ
360 359,719.17 1
3660 LANKERSHIM BOULEVARD 7.250 2,455.83 80
7.000 2,455.83 450,000.00
LOS ANGELES CA 90068 2 11/18/98 00
0411140155 05 01/01/99 0
1
411140155 O 12/01/28
0
1849347 K08/G01 F 284,000.00 ZZ
360 283,755.48 1
918 KNOLLFIELD WAY 6.750 1,842.02 80
6.500 1,842.02 355,000.00
SAN JOSE CA 95136 1 11/17/98 00
0411141450 05 01/01/99 0
411141450 O 12/01/28
0
1849348 K08/G01 F 408,500.00 ZZ
360 408,196.84 1
20381 KENT WAY 7.500 2,856.29 59
7.250 2,856.29 700,000.00
LOS GATOS CA 95033 2 11/23/98 00
0411115611 05 01/01/99 0
411115611 O 12/01/28
0
1849352 K08/G01 F 180,000.00 ZZ
360 179,876.12 1
6000 NW 66TH PLACE 7.875 1,305.13 62
7.625 1,305.13 295,000.00
PARKLAND FL 33067 5 11/20/98 00
0411164270 03 01/01/99 0
411164270 O 12/01/28
0
1849406 K08/G01 F 82,500.00 ZZ
360 82,437.22 1
761 EL PASO BOULEVARD 7.375 569.81 63
7.125 569.81 132,000.00
DENVER CO 80221 2 11/23/98 00
0411127517 05 01/01/99 0
411127517 O 12/01/28
0
1849489 N24/G01 F 280,000.00 ZZ
360 280,000.00 1
5293 LAKE GULCH ROAD 7.125 1,886.41 72
6.875 1,886.41 390,000.00
CASTLE ROCK CO 80104 4 12/14/98 00
0431141324 05 02/01/99 0
0000 O 01/01/29
0
1
1849491 956/G01 F 530,000.00 ZZ
360 529,565.57 1
15201 451ST AVE SE 7.000 3,526.10 80
6.750 3,526.10 670,000.00
NORTH BEND WA 98045 1 11/16/98 00
0431135896 05 01/01/99 0
1708110024 O 12/01/28
0
1849537 956/G01 F 275,000.00 ZZ
360 274,774.59 1
284 ROBIN HOOD LANE 7.000 1,829.58 72
6.750 1,829.58 383,500.00
COSTA MESA CA 92627 2 11/04/98 00
0431129386 05 01/01/99 0
608100583 O 12/01/28
0
1849582 B23/G01 F 496,000.00 ZZ
360 495,593.43 1
908 CHESTNUT PLACE 7.000 3,299.90 80
6.750 3,299.90 620,000.00
NEWPORT BEACH CA 92660 2 11/24/98 00
0431133438 05 01/01/99 0
88003104 O 12/01/28
0
1849612 731/G01 F 227,500.00 ZZ
360 227,322.53 1
23810 VALLEY OAK COURT 7.250 1,551.95 70
7.000 1,551.95 325,000.00
SANTA CLARITA CA 91321 1 11/23/98 00
0431129543 03 01/01/99 0
1001631 O 12/01/28
0
1849635 E82/G01 F 260,000.00 ZZ
360 260,000.00 1
3710 SE RURAL STREET 6.875 1,708.01 80
6.625 1,708.01 325,000.00
PORTLAND OR 97202 2 12/03/98 00
0400161428 05 02/01/99 0
400161428 O 01/01/29
0
1849636 F88/G01 F 252,000.00 ZZ
360 251,812.98 1
5095 VIA GATOS 7.500 1,762.02 80
7.250 1,762.02 315,000.00
1
SOQUEL CA 95073 1 11/25/98 00
0431130491 05 01/01/99 0
0000 O 12/01/28
0
1849638 E82/G01 F 170,000.00 ZZ
360 170,000.00 1
29 STAG PLACE 7.500 1,188.66 65
7.250 1,188.66 262,500.00
LINCROFT NJ 07738 1 12/08/98 00
0400162335 05 02/01/99 0
400162335 O 01/01/29
0
1849654 B91/G01 F 249,600.00 ZZ
360 249,400.39 1
17848 LOS ALAMOS 7.125 1,681.61 80
6.875 1,681.61 312,000.00
FOUNTAIN VALLEY CA 92708 1 11/11/98 00
0431131812 05 01/01/99 0
1000015034 O 12/01/28
0
1849668 B60/G01 F 257,550.00 ZZ
360 257,338.88 1
17340 MAJESTIC CYPRESS WAY 7.000 1,713.49 76
6.750 1,713.49 340,000.00
YORBA LINDA CA 92886 2 11/05/98 00
0431130392 05 01/01/99 0
259881 O 12/01/28
0
1849681 561/561 F 204,100.00 ZZ
360 203,936.78 1
238 DEER RUN DRIVE 7.125 1,375.06 80
6.875 1,375.06 255,175.00
WALKERSVILLE MD 21793 1 11/20/98 00
9416546 05 01/01/99 0
9416546 O 12/01/28
0
1849707 K08/G01 F 161,000.00 ZZ
360 160,877.49 1
2625 CHERRY LANE 7.375 1,111.99 66
7.125 1,111.99 245,000.00
WALNUT CREEK CA 94596 2 11/24/98 00
0411111370 05 01/01/99 0
411111370 O 12/01/28
0
1
1849709 K08/G01 F 219,000.00 ZZ
360 218,829.16 1
3226 GOLD COURT 7.250 1,493.97 75
7.000 1,493.97 292,000.00
FREMONT CA 94539 5 11/19/98 00
0411123557 05 01/01/99 0
411123557 O 12/01/28
0
1849710 K08/G01 F 254,000.00 ZZ
360 253,806.73 1
5027 CHELSHIRE DOWNS ROAD 7.375 1,754.31 71
7.125 1,754.31 359,000.00
GRANITE BAY CA 95746 2 11/23/98 00
0411145931 05 01/01/99 0
411145931 O 12/01/28
0
1849714 K08/G01 F 200,000.00 ZZ
360 199,858.85 1
40017 SOUTHEAST 53RD STREET 7.750 1,432.82 67
7.500 1,432.82 300,000.00
SNOQUALMIE WA 98065 5 11/23/98 00
0411159700 05 01/01/99 0
411159700 O 12/01/28
0
1849726 830/G01 F 261,000.00 ZZ
360 260,815.78 1
413 GRAND AVENUE 7.750 1,869.84 90
7.500 1,869.84 290,000.00
MONROVIA CA 91016 2 11/17/98 14
0431134238 05 01/01/99 25
539533 O 12/01/28
0
1849729 A52/G01 F 355,000.00 ZZ
360 355,000.00 1
6185 ROCK SPRINGS ROAD 7.375 2,451.90 80
7.125 2,451.90 443,750.00
LITHONIA GA 30038 4 12/02/98 00
0431126192 05 02/01/99 0
7393 O 01/01/29
0
1849732 830/G01 F 209,000.00 ZZ
360 208,852.49 1
1
863 IRONWOOD DR 7.750 1,497.30 73
7.500 1,497.30 290,000.00
MESQUITE NV 89027 2 11/22/98 00
0431139435 05 01/01/99 0
540655 O 12/01/28
0
1849796 195/G01 F 351,750.00 ZZ
360 351,468.71 1
233 HAZELTINE CIRCLE 7.125 2,369.81 80
6.875 2,369.81 439,688.00
BLUE BELL PA 19422 1 11/27/98 00
0431133222 05 01/01/99 0
59038 O 12/01/28
0
1849810 K08/G01 F 202,900.00 ZZ
360 202,737.75 1
7315 WALNUT KNOLL DRIVE 7.125 1,366.97 70
6.875 1,366.97 290,000.00
SPRINGFIELD VA 22153 1 11/30/98 00
0411145600 05 01/01/99 0
411145600 O 12/01/28
0
1849813 K08/G01 F 320,000.00 ZZ
360 319,750.37 1
7680 S. HUDSON STREET 7.250 2,182.96 80
7.000 2,182.96 405,000.00
LITTLETON CO 80014 2 11/20/98 00
0411085087 03 01/01/99 0
411085087 O 12/01/28
0
1849842 B91/G01 F 200,000.00 ZZ
360 199,840.06 1
106 LOMA LANE 7.125 1,347.44 80
6.875 1,347.44 250,000.00
SAN CLEMENTS CA 92672 1 11/24/98 00
0431131838 05 01/01/99 0
1000016151 O 12/01/28
0
1849845 633/G01 F 405,000.00 ZZ
360 404,699.43 1
4016 CROWN RANCH ROAD 7.500 2,831.82 75
7.250 2,831.82 540,000.00
CORONA CA 91719 5 11/11/98 00
0431134816 05 01/01/99 0
1
743140 O 12/01/28
0
1849847 077/077 F 268,000.00 ZZ
360 267,801.11 1
14617 BRIDLEWOOD LANE 7.500 1,873.89 77
7.250 1,873.89 350,000.00
GRANGER IN 46350 5 11/19/98 00
437644 05 01/01/99 0
437644 O 12/01/28
0
1849865 B75/G01 F 183,000.00 T
360 182,870.84 1
16032 ROSE ROAD 7.750 1,311.03 70
7.500 1,311.03 262,000.00
STANWOOD WA 98292 1 11/23/98 00
0431146000 05 01/01/99 0
6254668 O 12/01/28
0
1849876 N62/G01 F 640,000.00 ZZ
360 640,000.00 1
17423 OAK CREEK COURT 6.875 4,204.34 80
6.625 4,204.34 800,000.00
ENCINO AREA CA 91316 2 12/18/98 00
0431159953 03 02/01/99 0
982000017 O 01/01/29
0
1849880 195/G01 F 350,000.00 ZZ
360 349,713.11 1
32 CIDAR MILL ROAD 7.000 2,328.56 78
6.750 2,328.56 450,000.00
STAMFORD CT 06903 1 12/01/98 00
0431133305 05 01/01/99 0
60307 O 12/01/28
0
1849897 B60/G01 F 223,200.00 ZZ
360 223,021.51 1
438 MARIPOSA AVENUE 7.125 1,503.74 80
6.875 1,503.74 279,000.00
SIERRA MADRE CA 91024 1 11/09/98 00
0431131093 01 01/01/99 0
257720 O 12/01/28
0
1
1849898 B60/G01 F 304,511.00 ZZ
360 304,285.00 1
2122 BELMONT LANE 7.500 2,129.19 67
7.250 2,129.19 460,000.00
REDONDO BEACH CA 90278 2 11/01/98 00
0431128008 05 01/01/99 0
259244 O 12/01/28
0
1849902 L49/G01 F 553,800.00 ZZ
360 553,367.99 1
35 PLUMERIA 7.250 3,777.89 80
7.000 3,777.89 692,285.00
IRVINE CA 92620 1 11/09/98 00
0431127927 03 01/01/99 0
10001011 O 12/01/28
0
1849907 B60/G01 F 284,000.00 ZZ
360 283,789.23 1
2474 CLIFF ROAD 7.500 1,985.77 80
7.250 1,985.77 355,000.00
UPLAND AREA CA 91784 1 11/18/98 00
0431164086 05 01/01/99 0
260569 O 12/01/28
0
1849908 665/G01 F 299,200.00 ZZ
360 298,966.60 1
850 GREYSTONE COURT 7.250 2,041.07 80
7.000 2,041.07 374,000.00
GILROY CA 95020 1 11/06/98 00
0431131242 05 01/01/99 0
9801225050 O 12/01/28
0
1849911 975/G01 F 650,000.00 ZZ
360 649,480.21 1
56 SANTA BARBARA DRIVE 7.125 4,379.17 60
6.875 4,379.17 1,100,000.00
RANCHO PALOS VE CA 90275 2 11/20/98 00
0431133651 03 01/01/99 0
983632 O 12/01/28
0
1849929 573/G01 F 70,000.00 ZZ
360 69,950.59 1
47159 EL MENARA CIRCLE 7.750 501.49 59
7.500 501.49 120,000.00
1
PALM DESERT CA 92260 1 11/17/98 00
0431129956 02 01/01/99 0
142075 O 12/01/28
0
1849934 B57/G01 F 440,000.00 ZZ
360 440,000.00 1
3025 LINDA LANE 7.250 3,001.58 80
7.000 3,001.58 550,000.00
SANTA MONICA CA 90405 1 11/02/98 00
0431127844 05 02/01/99 0
0000 O 01/01/29
0
1849948 E85/G01 F 289,400.00 ZZ
360 289,174.24 1
466 GREEN GLEN WAY 7.250 1,974.22 59
7.000 1,974.22 495,000.00
MILL VALLEY CA 94941 2 11/19/98 00
0431133248 05 01/01/99 0
9604029 O 12/01/28
0
1849963 B60/G01 F 377,700.00 ZZ
360 377,390.40 1
16366 MARUFFA CIRCLE 7.000 2,512.85 33
6.750 2,512.85 1,150,000.00
HUNTINGTON BEAC CA 92649 2 11/06/98 00
0431129568 05 01/01/99 0
258625 O 12/01/28
0
1849966 B60/G01 F 325,500.00 ZZ
360 325,233.19 1
1641 SANTA MARIA AVENUE 7.000 2,165.56 77
6.750 2,165.56 425,000.00
GLENDALE CA 91208 2 11/04/98 00
0431141738 05 01/01/99 0
258498 O 12/01/28
0
1849983 B60/G01 F 264,850.00 ZZ
360 264,632.91 1
5621 SELKIRK DRIVE 7.000 1,762.05 74
6.750 1,762.05 360,000.00
HUNTINGTON BEAC CA 92649 2 11/02/98 00
0431135771 05 01/01/99 0
259920 O 12/01/28
0
1
1849984 B60/G01 F 278,500.00 ZZ
360 278,277.28 1
32 GARDENGATE LANE 7.125 1,876.31 80
6.875 1,876.31 348,154.00
IRVINE CA 92620 1 11/19/98 00
0431164045 03 01/01/99 0
259398 O 12/01/28
0
1849988 B60/G01 F 260,850.00 ZZ
360 260,636.18 1
761 S RIDGEVIEW ROAD 7.000 1,735.44 80
6.750 1,735.44 330,000.00
ANAHEIM CA 92807 2 11/03/98 00
0431129501 03 01/01/99 0
258810 O 12/01/28
0
1849998 731/G01 F 85,750.00 ZZ
360 85,686.36 1
1990 BANDA AVENUE 7.500 599.58 70
7.250 599.58 122,500.00
CALEXICO CA 92231 1 11/18/98 00
0431131960 05 01/01/99 0
612413230 O 12/01/28
0
1850007 731/G01 F 310,000.00 ZZ
360 309,745.89 1
7506 GRAYSTONE DRIVE 7.000 2,062.44 65
6.750 2,062.44 480,000.00
WEST HILLS (ARE CA 91304 5 11/23/98 00
0431130996 05 01/01/99 0
411717634 O 12/01/28
0
1850009 B60/G01 F 229,850.00 ZZ
360 229,687.78 1
723 NOWITA PLACE 7.750 1,646.67 70
7.500 1,646.67 330,000.00
LOS ANGELES CA 90291 2 11/02/98 00
0431163666 05 01/01/99 0
257303 O 12/01/28
0
1850220 E82/G01 F 446,600.00 ZZ
360 446,600.00 1
1
5836 LONG BRAKE TRAIL 7.000 2,971.24 70
6.750 2,971.24 638,000.00
EDINA MN 55439 5 12/02/98 00
0400150983 05 02/01/99 0
400150983 O 01/01/29
0
1850222 E82/G01 F 296,000.00 ZZ
360 296,000.00 2
491 10TH STREET 7.375 2,044.40 57
7.125 2,044.40 520,000.00
BROOKLYN NY 11215 2 12/04/98 00
0400151031 05 02/01/99 0
400151031 O 01/01/29
0
1850238 E82/G01 F 336,400.00 ZZ
360 336,400.00 1
1590 SOUTHEAST EIGHTH STR 7.250 2,294.84 63
7.000 2,294.84 535,000.00
DEERFIELD BEACH FL 33441 2 12/04/98 00
0400160446 05 02/01/99 0
400160446 O 01/01/29
0
1850241 E82/G01 F 318,000.00 ZZ
360 318,000.00 1
2017 ADELINE COURT 7.125 2,142.42 80
6.875 2,142.42 400,000.00
MINNETONKA MN 55391 2 12/04/98 00
0400161188 05 02/01/99 0
1597523 O 01/01/29
0
1850243 E82/G01 F 435,000.00 ZZ
360 434,652.13 1
8226 RIDING RIDGE PLACE 7.125 2,930.68 76
6.875 2,930.68 577,500.00
MCLEAN VA 22102 2 11/30/98 00
0400162087 05 01/01/99 0
1568638 O 12/01/28
0
1850245 E82/G01 F 284,000.00 ZZ
360 284,000.00 1
601 CRESTHAVEN ROAD 7.250 1,937.38 76
7.000 1,937.38 378,000.00
WYCKOFF NJ 07481 2 12/02/98 00
0400162210 05 02/01/99 0
1
1733379 O 01/01/29
0
1850259 E82/G01 F 265,500.00 ZZ
360 265,500.00 1
15915 PILOT DRIVE 7.000 1,766.38 66
6.750 1,766.38 405,000.00
SISTERS OR 97759 2 12/04/98 00
0400167581 03 02/01/99 0
1637841 O 01/01/29
0
1850262 685/G01 F 348,000.00 ZZ
360 348,000.00 1
5205 VIA CARRETAS 7.125 2,344.55 80
6.875 2,344.55 435,000.00
YORBA LINDA CA 92886 1 12/02/98 00
0431128370 05 02/01/99 0
116658 O 01/01/29
0
1850264 822/G01 F 300,000.00 ZZ
360 299,410.65 1
1009 STONE BRIDGE ROAD 7.125 2,021.16 60
6.875 2,021.16 500,000.00
LOWER GWYNEDD PA 19002 2 11/12/98 00
0431126531 05 01/01/99 0
0726000217 O 12/01/28
0
1850266 685/G01 F 304,000.00 ZZ
360 303,756.89 1
24802 WINTERWOOD DRIVE 7.125 2,048.11 80
6.875 2,048.11 380,000.00
LAKE FOREST CA 92630 2 11/20/98 00
0431130400 03 01/01/99 0
116440 O 12/01/28
0
1850270 685/G01 F 303,400.00 ZZ
360 303,400.00 1
4243 CALLE ISABELINO 6.875 1,993.12 80
6.625 1,993.12 379,291.00
SAN DIEGO CA 92130 1 12/01/98 00
0431140524 03 02/01/99 0
115857 O 01/01/29
0
1
1850283 B27/G01 F 270,000.00 ZZ
360 270,000.00 1
21 BLUEBERRY LANE 7.000 1,796.32 71
6.750 1,796.32 385,000.00
HOPKINTON MA 01748 2 12/01/98 00
0431131127 05 02/01/99 0
3053000001734 O 01/01/29
0
1850284 685/G01 F 197,200.00 ZZ
360 197,042.30 1
12053 WEST SPADE SPRING CANYON 7.125 1,328.58 80
6.875 1,328.58 246,550.00
AGUA DULCE AREA CA 91350 1 11/24/98 00
0431129949 05 01/01/99 0
116348 O 12/01/28
0
1850285 B57/G01 F 380,250.00 ZZ
360 379,967.79 1
343 SYCAMORE GROVE STREET 7.500 2,658.77 80
7.250 2,658.77 475,361.00
SIMI VALLEY CA 93065 1 11/24/98 00
0431126317 05 01/01/99 0
0322656 O 12/01/28
0
1850295 F18/G01 F 300,000.00 ZZ
360 299,765.97 1
581 PALOMA AVENUE 7.250 2,046.53 55
7.000 2,046.53 550,000.00
PACIFICA CA 94044 5 11/20/98 00
0431133206 05 01/01/99 0
AFIR003512 O 12/01/28
0
1850299 356/G01 F 283,000.00 ZZ
360 282,795.17 1
503 HONEY LAKE COURT 7.625 2,003.06 55
7.375 2,003.06 518,000.00
DANVILLE CA 94506 2 11/18/98 00
0431129881 03 01/01/99 0
2644425 O 12/01/28
0
1850305 830/G01 F 320,000.00 ZZ
360 319,731.16 1
3 QUARTZ LANE 6.875 2,102.17 75
6.625 2,102.17 430,000.00
1
TRUMBULL CT 06611 5 11/23/98 00
0431141852 05 01/01/99 0
540692 O 12/01/28
0
1850312 966/G01 F 287,900.00 ZZ
360 287,900.00 1
5622 PRESTON FAIRWAYS DRIVE 7.125 1,939.64 80
6.875 1,939.64 359,900.00
DALLAS TX 75252 2 12/07/98 00
0431128545 03 02/01/99 0
40006794 O 01/01/29
0
1850318 L50/G01 F 79,200.00 ZZ
360 79,200.00 1
8731 POLK STREET 7.250 540.28 80
7.000 540.28 99,000.00
OMAHA NE 68127 2 12/01/98 00
0431140664 05 02/01/99 0
25110282 O 01/01/29
0
1850338 731/G01 F 565,000.00 ZZ
300 564,302.53 1
23765 PARK BELMONTE 7.000 3,993.30 76
6.750 3,993.30 750,000.00
CALABASAS CA 91302 2 11/20/98 00
0431129667 05 01/01/99 0
411717419 O 12/01/23
0
1850350 N73/G01 F 369,000.00 ZZ
360 368,732.93 1
693 SOUTH ROCKWOOD DRIVE 7.625 2,611.76 61
7.375 2,611.76 610,000.00
NORTH SALT LAKE UT 84054 2 11/25/98 00
0431140748 05 01/01/99 0
0000 O 12/01/28
0
1850353 765/G01 F 252,800.00 ZZ
360 252,597.83 1
8544 EAST DEERSHIRE COURT 7.125 1,703.17 80
6.875 1,703.17 316,000.00
ORANGE CA 92869 2 11/25/98 00
0431129212 05 01/01/99 0
338956 O 12/01/28
0
1
1850355 M29/G01 F 510,000.00 ZZ
360 510,000.00 1
350 FRANKLIN STREET 7.000 3,393.05 40
6.750 3,393.05 1,300,000.00
DENVER CO 80218 2 12/04/98 00
0431148394 05 02/01/99 0
0323953 O 01/01/29
0
1850357 M29/G01 F 285,000.00 ZZ
360 284,788.48 1
9489 EAST LAKE CICRLE 7.500 1,992.77 74
7.250 1,992.77 386,000.00
ENGLEWOOD CO 80111 2 12/04/98 00
0431134931 05 01/01/99 0
0324399 O 12/01/28
0
1850358 B60/G01 F 265,300.00 ZZ
360 265,071.58 1
524 MEADOWRUN STREET 6.750 1,720.73 70
6.500 1,720.73 380,000.00
THOUSAND OAKS CA 91360 2 11/04/98 00
0431131424 05 01/01/99 0
257448 O 12/01/28
0
1850369 K08/G01 F 313,200.00 ZZ
360 312,961.68 1
8014 QUARRY RIDGE WAY 7.375 2,163.19 80
7.125 2,163.19 391,500.00
BETHESDA MD 20817 1 11/30/98 00
0411137680 09 01/01/99 0
411137680 O 12/01/28
0
1850381 K08/G01 F 382,500.00 ZZ
360 382,148.22 1
9150 BAY POINT DRIVE 6.875 2,512.75 90
6.625 2,512.75 425,000.00
GAINESVILLE GA 30506 1 11/30/98 10
0411156508 05 01/01/99 25
411156508 O 12/01/28
0
1850382 825/G01 F 277,200.00 ZZ
360 277,200.00 1
1
0042 TOMAHAWK LANE 7.250 1,890.99 90
7.000 1,890.99 308,000.00
BRECKENRIDGE CO 80424 1 12/03/98 04
0431131309 05 02/01/99 25
22429 O 01/01/29
0
1850405 K08/G01 F 104,700.00 ZZ
360 104,627.94 1
2409 EVANS DRIVE 7.875 759.15 57
7.625 759.15 185,000.00
PLANO TX 75075 2 11/25/98 00
0411174378 05 01/01/99 0
411174378 O 12/01/28
0
1850408 664/G01 F 31,500.00 ZZ
360 31,478.32 1
13578 EL EVADO ROAD 7.875 228.40 69
7.625 228.40 46,000.00
VICTORVILLE CA 92392 1 11/12/98 00
0431140342 05 01/01/99 0
2784015 O 12/01/28
0
1850421 664/G01 F 325,000.00 ZZ
360 324,770.62 1
2318 ROYAL OAKS DRIVE 7.750 2,328.34 57
7.500 2,328.34 580,000.00
ALAMO CA 94507 1 11/16/98 00
0431129659 05 01/01/99 0
2653491 O 12/01/28
0
1850426 664/G01 F 234,000.00 ZZ
360 233,826.33 1
25231 SAGECREST CIRCLE 7.500 1,636.17 80
7.250 1,636.17 292,500.00
NEWHALL AREA CA 91381 1 11/18/98 00
0431136381 05 01/01/99 0
2898674 O 12/01/28
0
1850432 E45/G01 F 261,000.00 ZZ
360 260,178.17 1
327 KENNESAW AVENUE 7.250 1,780.48 90
7.000 1,780.48 290,000.00
MARIETTA GA 30060 2 08/12/98 14
0431135193 05 10/01/98 25
1
41568 O 09/01/28
0
1850446 K08/G01 F 456,000.00 ZZ
360 455,644.28 1
5723 PRESTON FAIRWAYS DRIVE 7.250 3,110.72 80
7.000 3,110.72 570,000.00
DALLAS TX 75252 1 11/23/98 00
0411151194 03 01/01/99 0
411151194 O 12/01/28
0
1850454 K08/G01 F 45,500.00 ZZ
360 45,469.47 1
2990 S.W. SUNSET TRACE CI 8.000 333.86 70
7.750 333.86 65,000.00
PALM CITY FL 34990 2 11/24/98 00
0411148620 09 01/01/99 0
411148620 O 12/01/28
0
1850476 B64/B64 F 257,700.00 ZZ
360 257,244.00 1
2113 COUNTRY VIEW LN 6.625 1,650.09 49
6.375 1,650.09 535,000.00
LANSDALE PA 19446 2 10/26/98 00
67192 05 12/01/98 0
67192 O 11/01/28
0
1850479 K08/G01 F 282,000.00 ZZ
360 281,785.42 1
17 WEST END AVENUE 7.375 1,947.70 80
7.125 1,947.70 352,500.00
OLD GREENWICH CT 06870 1 11/30/98 00
0411090657 05 01/01/99 0
411090657 O 12/01/28
0
1850496 E84/G01 F 436,000.00 ZZ
360 435,642.61 1
802 HIGHLAND PLACE 7.000 2,900.72 76
6.750 2,900.72 575,000.00
HIGHLAND PARK IL 60035 2 11/24/98 00
0431146604 05 01/01/99 0
12983198 O 12/01/28
0
1
1850497 E84/G01 F 256,000.00 ZZ
360 255,344.23 1
682 TAMALPAIS AVENUE 7.250 1,746.37 76
7.000 1,746.37 338,000.00
NOVATO CA 94947 1 10/27/98 00
0431130780 05 12/01/98 0
10080826 O 11/01/28
0
1850542 893/G01 F 336,000.00 ZZ
360 336,000.00 1
417 JACOBS COURT 7.375 2,320.67 80
7.125 2,320.67 420,000.00
PALO ALTO CA 94306 1 12/02/98 00
0431130681 01 02/01/99 0
1980383 O 01/01/29
0
1850543 956/G01 F 311,200.00 ZZ
360 310,963.20 1
2225 DELVIN WAY 7.375 2,149.38 80
7.125 2,149.38 389,000.00
SAN FRANCISCO CA 94080 1 11/20/98 00
0431129287 05 01/01/99 0
208110229 O 12/01/28
0
1850550 624/G01 F 320,800.00 ZZ
360 320,543.46 1
5592 TAFT AVENUE 7.125 2,161.29 80
6.875 2,161.29 401,000.00
OAKLAND CA 94618 1 11/24/98 00
0431129246 05 01/01/99 0
86500181986 O 12/01/28
0
1850562 E84/G01 F 600,000.00 ZZ
360 599,495.93 1
1323 SUNVIEW LANE 6.875 3,941.57 71
6.625 3,941.57 850,000.00
WINNETKA IL 60093 2 11/19/98 00
0431146695 05 01/01/99 0
12983245 O 12/01/28
0
1850563 E84/G01 F 740,000.00 ZZ
360 738,845.11 1
90 CRESCENT DRIVE 7.250 5,048.10 74
7.000 5,048.10 1,000,000.00
1
GLENCOE IL 60022 1 10/28/98 00
0431136357 05 12/01/98 0
12982634 O 11/01/28
0
1850569 E84/G01 F 500,000.00 ZZ
360 499,590.16 1
950 TAFT ROAD 7.000 3,326.51 34
6.750 3,326.51 1,500,000.00
HINSDALE IL 60521 2 11/23/98 00
0431133776 05 01/01/99 0
10982955 O 12/01/28
0
1850575 E84/G01 F 679,200.00 ZZ
360 678,629.39 1
1282 ASBURY AVENUE 6.875 4,461.86 80
6.625 4,461.86 849,000.00
WINNETKA IL 60093 1 11/25/98 00
0431146539 05 01/01/99 0
12981669 O 12/01/28
0
1850579 E84/G01 F 351,000.00 ZZ
360 350,719.31 2
213-215 RANDALL STREET 7.125 2,364.75 56
6.875 2,364.75 630,000.00
SAN FRANCISCO CA 94131 2 11/03/98 00
0431135516 05 01/01/99 0
10080811 O 12/01/28
0
1850580 H10/H10 F 380,000.00 ZZ
240 379,344.78 1
11 FOX RIVER CROSSING 7.875 3,148.97 76
7.625 3,148.97 500,000.00
MAHWAH NJ 07430 1 11/13/98 00
12136816 05 01/01/99 0
12136816 O 12/01/18
0
1850582 K08/G01 F 35,000.00 ZZ
360 34,975.30 1
201 SOUTH LAUREL UNIT #3 7.750 250.74 24
7.500 250.74 150,000.00
BREA CA 92821 5 11/24/98 00
0411135551 01 01/01/99 0
411135551 O 12/01/28
0
1
1850589 K08/G01 F 257,100.00 ZZ
360 256,899.43 1
6642 ELECTRIC AVENUE 7.250 1,753.88 75
7.000 1,753.88 345,000.00
LA JOLLA CA 90374 2 11/30/98 00
0411154289 05 01/01/99 0
411154289 O 12/01/28
0
1850590 K08/G01 F 256,000.00 ZZ
360 255,784.93 1
5242 HARTFORD WAY 6.875 1,681.74 80
6.625 1,681.74 320,000.00
WESTMINSTER CA 92683 2 11/23/98 00
0411141328 05 01/01/99 0
411141328 O 12/01/28
0
1850591 K08/G01 F 210,000.00 ZZ
360 210,000.00 1
8095 ACACIA CIRCLE 7.500 1,468.35 70
7.250 1,468.35 300,000.00
CYPRESS CA 90630 1 12/01/98 00
0411171259 05 02/01/99 0
411171259 O 01/01/29
0
1850592 K08/G01 F 272,000.00 ZZ
360 271,808.03 1
442 EAST ESTHER PLACE 7.750 1,948.64 80
7.500 1,948.64 340,000.00
PLACENTIA CA 92870 2 11/25/98 00
0411149172 03 01/01/99 0
411149172 O 12/01/28
0
1850594 K08/G01 F 207,850.00 ZZ
360 207,699.56 1
4437 LONG BRANCH AVENUE 7.625 1,471.15 70
7.375 1,471.15 297,000.00
SAN DIEGO CA 92107 1 11/30/98 00
0411072648 05 01/01/99 0
411072648 O 12/01/28
0
1850595 K08/G01 F 191,000.00 ZZ
360 190,865.19 1
1
4732 HUNTER PEAK COURT 7.750 1,368.35 70
7.500 1,368.35 273,000.00
ANTIOCH CA 94509 1 11/11/98 00
0410826028 05 01/01/99 0
410826028 O 12/01/28
0
1850598 K08/G01 F 70,000.00 ZZ
360 69,837.50 1
402 KRATZ ROAD 7.500 489.45 55
7.250 489.45 128,000.00
MONTICELLO IL 61856 5 11/09/98 00
0411120967 05 01/01/99 0
411120967 O 12/01/28
0
1850599 757/G01 F 270,000.00 ZZ
350 270,000.00 1
LOT 65 PITLOCHRY STREET 7.000 1,811.57 80
6.750 1,811.57 340,000.00
CONYERS GA 30094 4 12/04/98 00
0431134204 05 02/01/99 0
3219391 O 03/01/28
0
1850603 K08/G01 F 272,000.00 ZZ
360 271,798.14 1
13941 MAUVE DRIVE 7.500 1,901.86 80
7.250 1,901.86 340,000.00
SANTA ANA CA 92705 1 11/25/98 00
0411175532 05 01/01/99 0
411175532 O 12/01/28
0
1850604 K08/G01 F 206,000.00 ZZ
360 205,831.15 1
18900 MARILLA ST. (NORTHRIDGE 7.000 1,370.52 75
AREA) 6.750 1,370.52 275,000.00
LOS ANGELES CA 91324 2 11/24/98 00
0411089923 05 01/01/99 0
411089923 O 12/01/28
0
1850605 K08/G01 F 308,000.00 ZZ
360 307,771.42 1
12591 HAVELOCK AVENUE 7.500 2,153.58 69
7.250 2,153.58 450,000.00
LOS ANGELES CA 90066 2 11/23/98 00
0411123995 05 01/01/99 0
1
411123995 O 12/01/28
0
1850608 K08/G01 F 328,000.00 ZZ
360 327,737.70 1
31925 SOUTHEAST 40TH STRE 7.125 2,209.80 72
6.875 2,209.80 460,000.00
FALL CITY WA 98024 2 11/24/98 00
0411171515 05 01/01/99 0
411171515 O 12/01/28
0
1850609 K08/G01 F 140,000.00 ZZ
360 139,903.65 1
4718 SOUTH 164TH STREET 7.875 1,015.10 79
7.625 1,015.10 178,000.00
TUKWILA WA 98188 2 11/30/98 00
0411138555 05 01/01/99 0
411138555 O 12/01/28
0
1850643 944/G01 F 300,000.00 ZZ
360 299,754.09 1
934 LANTANA DRIVE 7.000 1,995.91 71
6.750 1,995.91 426,000.00
SUNNYVALE CA 94086 5 11/20/98 00
0431131507 05 01/01/99 0
16307 O 12/01/28
0
1850663 562/562 F 133,000.00 ZZ
360 133,000.00 1
47 WILLOW DRIVE 7.500 929.96 54
7.250 929.96 250,000.00
BRIARCLIFF MANO NY 10510 1 12/03/98 00
582999 05 02/01/99 0
582999 O 01/01/29
0
1850679 912/G01 F 175,000.00 ZZ
360 174,876.49 1
700 BRIDGEWATER DRIVE 7.750 1,253.72 70
7.500 1,253.72 250,000.00
RENO NV 89509 1 11/20/98 00
0431132505 05 01/01/99 0
0320979 O 12/01/28
0
1
1850701 K59/G01 F 780,000.00 ZZ
360 780,000.00 1
3322 NORTH COTTONWOOD LANE 7.500 5,453.87 65
7.250 5,453.87 1,200,000.00
PROVO UT 84604 2 12/11/98 00
0431140714 05 02/01/99 0
11980343 O 01/01/29
0
1850730 L13/G01 F 96,100.00 ZZ
360 96,100.00 1
830 BROOKSIDE DRIVE 7.375 663.74 76
7.125 663.74 127,000.00
SPRINGVILLE UT 84663 2 12/18/98 00
0431150481 05 02/01/99 0
50739 O 01/01/29
0
1850777 J95/J95 F 308,000.00 ZZ
360 307,518.01 1
15236 EAST CARMELITA COURT 7.250 2,101.10 80
7.000 2,101.10 385,000.00
FOUNTAIN HILLS AZ 85268 1 10/23/98 00
0013642293 03 12/01/98 0
0013642293 O 11/01/28
0
1850780 J95/J95 F 274,400.00 ZZ
360 273,948.84 1
215 NORTH SUNNYVALE AVENUE 7.000 1,825.59 80
6.750 1,825.59 343,000.00
SUNNYVALE CA 90486 1 10/16/98 00
0013465489 05 12/01/98 0
0013465489 O 11/01/28
0
1850783 J95/J95 F 327,000.00 ZZ
360 326,421.39 1
6623 MCRAES ROAD 6.625 2,093.82 59
6.375 2,093.82 560,000.00
WARRENTON VA 20187 2 10/13/98 00
0016273724 05 12/01/98 0
0016273724 O 11/01/28
0
1850792 J95/J95 F 276,600.00 ZZ
360 275,575.92 1
8812 207TH PL SW 7.375 1,910.41 64
7.125 1,910.41 433,000.00
1
EDMONDS WA 98020 2 10/08/98 00
0013453824 05 12/01/98 0
0013453824 O 11/01/28
0
1850795 J95/J95 F 460,000.00 ZZ
360 459,280.15 1
19459 VIA DEL CABALLO 7.250 3,138.01 80
7.000 3,138.01 575,000.00
YORBA LINDA CA 92886 1 10/26/98 00
0013334818 05 12/01/98 0
0013334818 O 11/01/28
0
1850798 J95/J95 F 352,000.00 ZZ
360 351,392.16 1
14916 VENADO DRIVE 6.750 2,283.07 80
6.500 2,283.07 440,000.00
RANCHO MURIETA CA 95683 2 10/15/98 00
0013472352 03 12/01/98 0
0013472352 O 11/01/28
0
1850855 J95/J95 F 297,600.00 ZZ
360 297,110.70 1
4227 DIAVILA AVENUE 7.000 1,979.94 80
6.750 1,979.94 372,000.00
PLEASANTON CA 94588 5 10/12/98 00
0013459219 03 12/01/98 0
0013459219 O 11/01/28
0
1850907 J95/J95 F 285,000.00 ZZ
360 284,519.75 1
11446 NORTHEAST 95TH STREET 6.875 1,872.25 73
6.625 1,872.25 395,000.00
KIRKLAND WA 98033 5 10/28/98 00
0016297970 05 12/01/98 0
0016297970 O 11/01/28
0
1850986 J95/J95 F 405,000.00 ZZ
360 404,177.75 1
6592 WOODCLIFF COURT 7.375 2,797.23 77
7.125 2,797.23 530,000.00
SAN JOSE CA 95120 2 10/07/98 00
0013408323 05 12/01/98 0
0013408323 O 11/01/28
0
1
1851019 J95/J95 F 332,500.00 ZZ
360 331,657.17 1
531 EAST 1ST STREET 6.875 2,184.29 76
6.625 2,184.29 440,000.00
HINSDALE IL 60521 5 09/30/98 00
0016200636 05 11/01/98 0
0016200636 O 10/01/28
0
1851055 J95/J95 F 307,000.00 ZZ
360 306,531.37 1
1408 LEXINGTON WAY 7.375 2,120.37 77
7.125 2,120.37 400,000.00
LIVERMORE CA 94550 2 10/12/98 00
0013461850 05 12/01/98 0
0013461850 O 11/01/28
0
1851253 J95/J95 F 498,700.00 ZZ
360 497,193.93 1
3585 EAST HUNTER LANE 7.000 3,317.87 48
6.750 3,317.87 1,050,000.00
OZARK MO 65721 2 10/09/98 00
174874 05 12/01/98 0
174874 O 11/01/28
0
1851298 J95/J95 F 416,000.00 ZZ
360 415,316.03 1
810 WEST WESLEY ROAD 7.000 2,767.66 76
6.750 2,767.66 550,000.00
ATLANTA GA 30327 1 10/29/98 00
17487 05 12/01/98 0
17487 O 11/01/28
0
1851357 J95/J95 F 385,500.00 ZZ
360 384,749.82 1
9 WACHUSETT VIEW DRIVE 6.875 2,532.47 75
6.625 2,532.47 520,000.00
WESTBOROUGH MA 01581 2 10/27/98 00
0016296444 05 12/01/98 0
0016296444 O 11/01/28
0
1851405 J95/J95 F 371,150.00 ZZ
360 370,231.98 1
1
7209 LAUREL AVENUE S E 7.000 2,469.27 80
6.750 2,469.27 463,958.00
SNOQUALMIE WA 98065 1 09/17/98 00
0012971065 03 11/01/98 0
0012971065 O 10/01/28
0
1851409 J95/J95 F 360,000.00 ZZ
360 359,378.36 1
3926 FORESTGLEN DRIVE 6.750 2,334.95 74
6.500 2,334.95 490,000.00
GLENDALE CA 91214 1 10/20/98 00
0013511043 05 12/01/98 0
0013511043 O 11/01/28
0
1851413 J95/J95 F 504,000.00 ZZ
360 503,050.14 1
2609 PEACHTREE BATTLE PL 6.875 3,310.93 78
6.625 3,310.93 650,000.00
ATLANTA GA 30327 2 10/26/98 00
0010132181 05 12/01/98 0
0010132181 O 11/01/28
0
1851414 J95/J95 F 277,600.00 ZZ
360 277,143.58 1
757 BAMBOO TERRACE 7.000 1,846.88 79
6.750 1,846.88 355,000.00
SAN RAFAEL CA 94903 2 10/16/98 00
0013297858 05 12/01/98 0
0013297858 O 11/01/28
0
1851415 J95/J95 F 257,000.00 ZZ
360 256,556.21 1
5160 SUMMIT STREET 6.750 1,666.90 77
6.500 1,666.90 335,000.00
WEST LINN OR 97068 2 10/23/98 00
0016298218 05 12/01/98 0
0016298218 O 11/01/28
0
1851417 J95/J95 F 264,000.00 ZZ
360 263,586.86 1
14029 FALCON RIDGE DRIVE 7.250 1,800.95 80
7.000 1,800.95 330,000.00
CHINO HILLS CA 91709 2 10/01/98 00
0013436688 05 12/01/98 0
1
0013436688 O 11/01/28
0
1851418 J95/J95 F 309,100.00 ZZ
360 308,591.79 1
64 WHITMAN COURT 7.000 2,056.45 90
6.750 2,056.45 343,500.00
IRVINE CA 92612 1 10/22/98 04
0013631734 01 12/01/98 25
0013631734 O 11/01/28
0
1851451 E38/G01 F 142,800.00 ZZ
360 142,800.00 1
2815 WEST 1100 NORTH 7.500 998.48 85
7.250 998.48 168,000.00
LAYTON UT 84041 2 12/02/98 01
0431136845 05 02/01/99 12
984706 O 01/01/29
0
1851452 A33/G01 F 261,900.00 ZZ
360 261,469.39 1
3220 NW 70TH ST 7.000 1,742.43 90
6.750 1,742.43 291,000.00
SEATTLE WA 98117 1 10/27/98 14
0431133321 05 12/01/98 25
017062010 O 11/01/28
0
1851479 K08/G01 F 82,500.00 ZZ
360 82,438.78 1
6622 S 250 E AVE 7.500 576.85 75
7.250 576.85 110,000.00
BROKEN ARROW OK 74014 1 11/30/98 00
0411180649 05 01/01/99 0
411180649 O 12/01/28
0
1851496 K08/G01 F 577,500.00 ZZ
360 577,060.57 1
510 POSSUM OAK 7.375 3,988.65 70
7.125 3,988.65 825,000.00
SAN ANTONIO TX 78248 4 11/30/98 00
0411142441 03 01/01/99 0
411142441 O 12/01/28
0
1
1851502 K08/G01 F 88,500.00 ZZ
360 88,437.54 1
1154 AUBURN LN 7.750 634.02 64
7.500 634.02 138,500.00
BUFFALO GROVE IL 60089 1 11/30/98 00
0411128713 01 01/01/99 0
411128713 O 12/01/28
0
1851521 964/G01 F 268,400.00 ZZ
360 268,400.00 1
20 LINDA AVE 7.125 1,808.26 80
6.875 1,808.26 339,500.00
SAN RAFAEL CA 94903 1 12/01/98 00
0431128743 05 02/01/99 0
45539 O 01/01/29
0
1851546 543/G01 F 283,900.00 ZZ
360 281,624.10 1
416 MINNEOLA STREET 7.250 1,936.70 66
7.000 1,936.70 435,000.00
HINSDALE IL 60521 2 02/02/98 00
0431151984 05 04/01/98 0
7210362519 O 03/01/28
0
1851548 E67/G01 F 380,000.00 ZZ
360 379,672.83 1
3402 NW MCCREADY DRIVE 6.750 2,464.67 80
6.500 2,464.67 475,000.00
BEND OR 97701 2 11/25/98 00
0431128016 05 01/01/99 0
150015315 O 12/01/28
0
1851557 543/G01 F 251,400.00 ZZ
240 246,297.83 1
34 PARTRIDGE DR 6.750 1,911.56 80
6.500 1,911.56 315,000.00
BLAIRSTOWN NJ 07825 2 02/05/98 00
0431152065 05 04/01/98 0
7210316508 O 03/01/18
0
1851570 964/G01 F 181,000.00 ZZ
360 180,679.74 1
242 MINERVA STREET 6.625 1,158.96 79
6.375 1,158.96 230,000.00
1
SAN FRANCISCO CA 94112 2 10/09/98 00
0431131903 05 12/01/98 0
41813 O 11/01/28
0
1851573 543/G01 F 248,000.00 ZZ
360 246,620.94 1
1N115 COVENTRY DRIVE 7.250 1,691.80 80
7.000 1,691.80 310,000.00
WHEATON IL 60188 2 05/28/98 00
0431151943 05 07/01/98 0
7210529573 O 06/01/28
0
1851581 964/G01 F 118,000.00 ZZ
360 117,900.86 1
371 DRAKES VIEW DRIVE 6.875 775.18 24
6.625 775.18 500,000.00
INVERNESS CA 94937 2 11/03/98 00
0431131978 05 01/01/99 0
42374 O 12/01/28
0
1851598 543/G01 F 267,400.00 ZZ
360 266,370.06 1
933 NAPLES LANE 7.375 1,846.87 73
7.125 1,846.87 370,000.00
WOODRIDGE IL 60517 2 07/23/98 00
0431151885 05 09/01/98 0
7210625488 O 08/01/28
0
1851615 893/G01 F 274,000.00 ZZ
360 274,000.00 1
3801 PASADENA DRIVE 7.375 1,892.45 78
7.125 1,892.45 355,000.00
SAN MATEO CA 94403 2 12/02/98 00
0431131887 05 02/01/99 0
1980878 O 01/01/29
0
1851619 664/G01 F 299,200.00 ZZ
360 298,966.59 1
23822 CABRILLO AVENUE 7.250 2,041.08 80
7.000 2,041.08 374,000.00
TORRANCE CA 90501 1 11/11/98 00
0431133800 05 01/01/99 0
2849529 O 12/01/28
0
1
1851623 144/144 F 365,382.00 ZZ
360 365,382.00 1
54 INVERNESS ROAD 7.000 2,430.90 37
6.750 2,430.90 1,000,000.00
GREENBURG NY 10583 2 12/03/98 00
160632471 05 02/01/99 0
160632471 O 01/01/29
0
1851624 664/G01 F 396,000.00 ZZ
360 395,720.50 1
2422 FLINTRIDGE DRIVE 7.750 2,837.00 80
7.500 2,837.00 495,000.00
GLENDALE CA 91206 1 11/18/98 00
0431147040 05 01/01/99 0
2903821 O 12/01/28
0
1851627 E87/G01 F 160,000.00 ZZ
360 159,881.26 1
3435 RICHLAND DRIVE #20 7.500 1,118.74 80
7.250 1,118.74 200,000.00
SANTA BARBARA CA 93105 2 11/24/98 00
0431134097 01 01/01/99 0
70001869 O 12/01/28
0
1851628 664/G01 F 167,050.00 ZZ
360 166,926.02 1
477 PASEO DEL VALLE 7.500 1,168.04 75
7.250 1,168.04 222,765.00
CAMARILLO CA 93010 1 11/13/98 00
0431133990 01 01/01/99 0
2777209 O 12/01/28
0
1851638 J53/G01 F 297,500.00 ZZ
360 297,284.67 1
644 JIM LAMB ROAD 7.625 2,105.69 79
7.375 2,105.69 380,000.00
DENISON TX 75020 5 11/09/98 00
0431134972 05 01/01/99 0
230081681 O 12/01/28
0
1851644 685/G01 F 260,000.00 ZZ
360 260,000.00 1
1
3638 TUMBLE WAY 7.125 1,751.67 80
6.875 1,751.67 325,000.00
SAN JOSE CA 95132 1 12/01/98 00
0431132034 05 02/01/99 0
116526 O 01/01/29
0
1851651 543/G01 F 434,000.00 ZZ
360 430,604.78 1
20 RESERVOIR ROAD 7.375 2,997.53 46
7.125 2,997.53 960,000.00
BROOKLINE MA 02167 2 02/26/98 00
0431151356 05 04/01/98 0
7210384422 O 03/01/28
0
1851659 637/G01 F 627,700.00 ZZ
360 627,234.16 1
16006 CANARD CIRCLE 7.500 4,388.97 70
7.250 4,388.97 900,000.00
AUSTIN TX 78734 2 11/19/98 00
0431129329 03 01/01/99 0
0012138269 O 12/01/28
0
1851660 F27/F27 F 198,750.00 BB
360 198,598.76 1
13620 AUTUMN TRAIL DRIVE 7.375 1,372.72 80
7.125 1,372.72 248,440.00
GERMANTOWN MD 20874 1 11/25/98 00
6060052547 03 01/01/99 0
6060052547 O 12/01/28
0
1851661 543/G01 F 257,500.00 ZZ
360 256,308.75 1
2739 CHEYENNE DRIVE 7.375 1,778.49 66
7.125 1,778.49 393,000.00
NAPERVILLE IL 60565 2 08/27/98 00
0431151372 05 10/01/98 0
7210711394 O 09/01/28
0
1851664 637/G01 F 305,550.00 ZZ
360 305,311.64 1
3638 N SONORAN HEIGHTS 7.250 2,084.39 90
7.000 2,084.39 339,508.00
MESA AZ 85207 1 11/19/98 14
0431130137 03 01/01/99 25
1
0014642185 O 12/01/28
0
1851666 543/G01 F 445,150.00 ZZ
360 443,603.92 1
25 GREAT WOODS LANE 6.750 2,887.24 80
6.500 2,887.24 556,487.00
CHARLESTOWN PA 19355 1 08/13/98 00
0431151638 05 10/01/98 0
7210680424 O 09/01/28
0
1851669 637/G01 F 350,000.00 ZZ
360 349,726.96 1
15 WAY POINTS ROAD 7.250 2,387.62 42
7.000 2,387.62 850,000.00
DANVILLE CA 94526 5 11/09/98 00
0431142934 05 01/01/99 0
0013436951 O 12/01/28
0
1851671 543/G01 F 350,000.00 ZZ
360 348,924.86 1
38 RIDGE ROAD 7.375 2,417.36 59
7.125 2,417.36 595,000.00
BARRINGTON HILL IL 60010 1 08/24/98 00
0431151646 05 10/01/98 0
7210677356 O 09/01/28
0
1851708 543/G01 F 300,000.00 ZZ
360 298,693.90 1
1228 BRIDLE ESTATE DRIVE 6.750 1,945.80 80
6.500 1,945.80 375,914.00
YARDLEY PA 19067 1 07/28/98 00
0431151364 05 09/01/98 0
7210668264 O 08/01/28
0
1851712 K21/G01 F 300,000.00 ZZ
360 300,000.00 1
558 SHEPARD STREET 6.875 1,970.79 75
(SAN PEDRO AREA) 6.625 1,970.79 405,000.00
LOS ANGELES CA 90731 5 12/17/98 00
0431168327 05 02/01/99 0
9810613 O 01/01/29
0
1
1851715 K21/G01 F 283,600.00 ZZ
360 283,600.00 1
1505 LYNNGROVE DRIVE 7.125 1,910.67 71
6.875 1,910.67 400,000.00
MANHATTAN BEACH CA 90266 2 12/16/98 00
0431149509 05 02/01/99 0
9810677 O 01/01/29
0
1851721 B57/G01 F 263,200.00 ZZ
360 263,200.00 1
1680 LAS LUNAS STREET 6.875 1,729.04 80
6.625 1,729.04 329,000.00
PASADENA CA 91106 1 12/03/98 00
0431135672 05 02/01/99 0
9830514 O 01/01/29
0
1851736 B60/G01 F 452,250.00 ZZ
360 451,914.36 1
3281 EDITH STREET 7.500 3,162.20 69
7.250 3,162.20 662,000.00
LOS ANGELES CA 90064 2 11/20/98 00
0431141779 03 01/01/99 0
260114 O 12/01/28
0
1851749 B60/G01 F 279,520.00 ZZ
360 279,317.69 1
8207 EAST MERRYWEATHER LANE 7.625 1,978.43 74
7.375 1,978.43 380,000.00
ANAHEIM CA 92808 5 11/19/98 00
0431141654 03 01/01/99 0
258823 O 12/01/28
0
1851764 B60/G01 F 397,500.00 ZZ
360 397,140.66 1
10 SYCAMORE CANYON DRIVE 6.500 2,512.47 75
6.250 2,512.47 530,000.00
DOVE CANYON (AR CA 92679 5 11/04/98 00
0431140284 03 01/01/99 0
257696 O 12/01/28
0
1851789 685/G01 F 183,200.00 ZZ
360 183,200.00 1
11375 MATINICUS COURT 7.375 1,265.32 70
7.125 1,265.32 261,750.00
1
CYPRESS CA 90630 1 12/01/98 00
0431130335 03 02/01/99 0
116512 O 01/01/29
0
1851822 F16/G01 F 250,200.00 ZZ
360 249,994.91 1
1250 COUNTESS DRIVE 7.000 1,664.59 90
6.750 1,664.59 278,000.00
CORONA CA 91720 1 11/17/98 10
0431137009 05 01/01/99 25
98C22297 O 12/01/28
0
1851837 M46/G01 F 540,000.00 ZZ
360 539,511.83 1
1639 LOGAN CREEK DRIVE 6.500 3,413.17 80
6.250 3,413.17 675,000.00
GLENBROOK NV 89413 1 11/20/98 00
0431140227 05 01/01/99 0
4920155 O 12/01/28
0
1851840 543/G01 F 313,000.00 ZZ
360 311,192.25 1
10 CAPTAIN THOMAS LANE 7.750 2,242.37 79
7.500 2,242.37 400,000.00
HINGHAM MA 02043 5 04/13/98 00
0431151539 05 06/01/98 0
7210436140 O 05/01/28
0
1851847 944/G01 F 364,000.00 ZZ
360 364,000.00 1
6202 PASO LOS CERRITOS 7.125 2,452.34 79
6.875 2,452.34 464,000.00
SAN JOSE CA 95120 1 12/01/98 00
0431131747 05 02/01/99 0
16684 O 01/01/29
0
1851850 543/G01 F 276,000.00 ZZ
360 273,905.57 1
2186 UNIVERSITY DRIVE 7.375 1,906.26 80
7.125 1,906.26 345,000.00
NAPERVILLE IL 60565 1 07/30/98 00
0431151471 05 09/01/98 0
7210653174 O 08/01/28
0
1
1851861 624/G01 F 297,900.00 ZZ
360 297,684.39 1
1093 MCKAY DRIVE 7.625 2,108.52 80
7.375 2,108.52 372,413.00
SAN JOSE CA 95131 1 11/20/98 00
0431130277 03 01/01/99 0
76010783616 O 12/01/28
0
1851874 F27/F27 F 294,800.00 ZZ
360 294,564.25 1
10625 FLORAL PARK LANE 7.125 1,986.13 80
6.875 1,986.13 368,500.00
GAITHERSBURG MD 20878 2 11/16/98 00
6060052210 03 01/01/99 0
6060052210 O 12/01/28
0
1851903 624/G01 F 268,300.00 ZZ
360 268,100.89 1
16980 PINE WAY 7.500 1,875.99 76
7.250 1,875.99 354,000.00
MORGAN HILL CA 95037 2 11/23/98 00
0431130244 05 01/01/99 0
41101680746 O 12/01/28
0
1851928 069/G01 F 260,000.00 ZZ
360 259,811.81 1
21272 LIMBER 7.625 1,840.27 90
7.375 1,840.27 288,900.00
MISSION VIEJO CA 92692 1 11/11/98 14
0431133958 03 01/01/99 25
2362309490 O 12/01/28
0
1851930 765/G01 F 250,000.00 ZZ
360 249,800.08 1
844 EAST CAMERON COURT 7.125 1,684.30 77
6.875 1,684.30 328,000.00
BREA CA 92821 2 11/24/98 00
0431130236 03 01/01/99 0
338671 O 12/01/28
0
1851932 714/G01 F 386,400.00 ZZ
360 386,075.38 1
1
3618 W RIVER RIDGE COURT 6.875 2,538.37 80
6.625 2,538.37 486,000.00
MEQUON WI 53092 2 11/04/98 00
0431139476 05 01/01/99 0
1000211520004 O 12/01/28
0
1851943 F27/F27 F 303,200.00 ZZ
360 302,963.47 1
6407 VISTA CREEK LANE 7.250 2,068.36 80
7.000 2,068.36 379,020.00
NORTH BETHESDA MD 20852 1 11/17/98 00
6060042819 09 01/01/99 0
6060042819 O 12/01/28
0
1851972 B23/G01 F 452,000.00 ZZ
360 452,000.00 1
6082 MANORFIELD DRIVE 6.875 2,969.32 80
6.625 2,969.32 565,000.00
HUNTINGTON BEAC CA 92647 1 12/08/98 00
0431149335 05 02/01/99 0
88003245 O 01/01/29
0
1851984 685/G01 F 312,000.00 ZZ
360 312,000.00 1
5219 DANTES VIEW DRIVE 7.500 2,181.55 80
7.250 2,181.55 390,000.00
CALABASAS CA 91301 1 12/02/98 00
0431132026 05 02/01/99 0
116208 O 01/01/29
0
1851986 665/G01 F 340,500.00 ZZ
360 340,220.90 1
1281 MARTIN AVENUE 7.000 2,265.35 62
6.750 2,265.35 550,000.00
SAN JOSE CA 95126 5 11/09/98 00
0431131952 05 01/01/99 0
9801226312 O 12/01/28
0
1851987 665/G01 F 387,000.00 ZZ
360 386,726.85 1
39645 LAKE DRIVE 7.750 2,772.52 90
7.500 2,772.52 430,000.00
BIG BEAR LAKE CA 92315 1 11/20/98 10
0431138387 05 01/01/99 25
1
9801226047 O 12/01/28
0
1851988 665/G01 F 338,000.00 ZZ
360 337,749.15 1
18809 LOS ALIMOS STREET 7.500 2,363.35 88
7.250 2,363.35 385,000.00
LOS ANGELES CA 91326 2 11/12/98 10
0431133339 05 01/01/99 25
9802226111 O 12/01/28
0
1851990 665/G01 F 345,000.00 ZZ
360 344,724.11 1
3201 HADDON WAY 7.125 2,324.33 68
6.875 2,324.33 510,000.00
SAN JOSE CA 95136 5 11/23/98 00
0431132158 05 01/01/99 0
9801225648 O 12/01/28
0
1852011 D13/D13 F 274,400.00 ZZ
360 274,400.00 1
11 SALEM ROAD 7.250 1,871.89 80
7.000 1,871.89 343,000.00
CHAPPAQUA NY 10514 1 12/04/98 00
262 05 02/01/99 0
262 O 01/01/29
0
1852029 K08/G01 F 319,000.00 ZZ
360 318,757.27 1
96 WEST APPLE BLOSSOM WAY 7.375 2,203.25 82
7.125 2,203.25 390,000.00
SALEM UT 84653 2 11/25/98 04
0411117047 05 01/01/99 12
411117047 O 12/01/28
0
1852038 K08/G01 F 248,000.00 ZZ
360 247,824.97 1
9934 CREEKWOOD 7.750 1,776.70 60
7.500 1,776.70 418,000.00
DAVISBURG MI 48350 2 11/24/98 00
0411165541 01 01/01/99 0
411165541 O 12/01/28
0
1
1852042 543/G01 F 300,000.00 ZZ
360 298,715.19 1
28389 WEST HERITAGE OAKS ROAD 6.500 1,896.20 48
6.250 1,896.20 625,000.00
BARRINGTON IL 60010 1 09/01/98 00
0431151018 05 10/01/98 0
7210696249 O 09/01/28
0
1852046 K08/G01 F 136,300.00 ZZ
360 136,198.85 1
14353 S.W. 163RD TERRACE 7.500 953.03 95
7.250 953.03 143,500.00
MIAMI FL 33177 1 12/02/98 10
0411156706 05 01/01/99 30
411156706 O 12/01/28
0
1852048 K08/G01 F 70,000.00 ZZ
360 69,946.74 1
3129 SHORE BROOK COURT 7.375 483.47 44
7.125 483.47 160,000.00
LEAGUE CITY TX 77573 1 11/30/98 00
0411169287 03 01/01/99 0
411169287 O 12/01/28
0
1852049 K08/G01 F 165,000.00 ZZ
360 164,877.55 1
8433 WEST BETTY TERRACE 7.500 1,153.70 65
7.250 1,153.70 255,000.00
NILES IL 60714 5 11/30/98 00
0411091119 05 01/01/99 0
411091119 O 12/01/28
0
1852051 K08/G01 F 200,000.00 ZZ
360 199,847.82 1
9441 SOUTHERN ORCHARD ROAD 7.375 1,381.35 59
7.125 1,381.35 342,000.00
DAVIE FL 33328 1 11/30/98 00
0411162464 03 01/01/99 0
411162464 O 12/01/28
0
1852060 K08/G01 F 102,000.00 ZZ
360 101,916.44 1
2417 WEST CHESTER PIKE 7.125 687.19 68
6.875 687.19 152,000.00
1
MARPLE PA 19008 1 11/30/98 00
0411117807 05 01/01/99 0
411117807 O 12/01/28
0
1852066 K08/G01 F 224,000.00 ZZ
360 223,833.76 1
945 RIVERSIDE DRIVE 7.500 1,566.24 80
7.250 1,566.24 280,000.00
PARK RIDGE IL 60068 2 11/25/98 00
0411136633 05 01/01/99 0
411136633 O 12/01/28
0
1852072 E84/G01 F 362,500.00 ZZ
360 361,874.03 1
31392 PIKE PLACE 6.750 2,351.17 75
6.500 2,351.17 485,000.00
UNION CITY CA 94587 2 10/08/98 00
0431146562 03 12/01/98 0
12080064 O 11/01/28
0
1852074 E84/G01 F 503,200.00 ZZ
360 502,372.66 1
346 WOODSIDE AVENUE 7.000 3,347.80 80
6.750 3,347.80 629,000.00
MILL VALLEY CA 94941 1 10/20/98 00
0431146679 05 12/01/98 0
10080944 O 11/01/28
0
1852076 E84/G01 F 243,600.00 ZZ
360 243,179.36 1
949 CONSTITUTION DRIVE 6.750 1,579.98 55
6.500 1,579.98 450,000.00
FOSTER CITY CA 94404 2 10/27/98 00
0431146810 05 12/01/98 0
14080382 O 11/01/28
0
1852078 E84/G01 F 292,000.00 ZZ
360 291,020.52 1
833 PROMENADE COURT 6.875 1,918.23 61
6.625 1,918.23 480,000.00
SAN JOSE CA 95138 2 10/13/98 00
0431130772 05 12/01/98 0
14080281 O 11/01/28
0
1
1852082 K08/G01 F 45,000.00 ZZ
360 44,870.57 1
0247 VISTA COURT 8.125 334.12 45
7.875 334.12 102,000.00
COMO CO 80456 5 11/05/98 00
0411128614 05 01/01/99 0
411128614 O 12/01/28
0
1852083 543/G01 F 260,000.00 ZZ
360 259,201.31 1
21877 RAINBOW ROAD 7.375 1,795.76 66
7.125 1,795.76 395,000.00
BARRINGTON IL 60010 2 08/21/98 00
0431151034 05 10/01/98 0
7210671374 O 09/01/28
0
1852086 543/543 F 260,000.00 ZZ
360 259,140.02 1
4 WHITNEY COURT 7.000 1,729.79 76
6.750 1,729.79 345,000.00
BEDFORD NH 03110 2 08/20/98 00
7210566210 05 10/01/98 0
7210566210 O 09/01/28
0
1852088 K08/G01 F 200,000.00 ZZ
360 199,840.06 1
1980 OAK PARK BOULEVARD 7.125 1,347.44 80
6.875 1,347.44 250,000.00
PLEASANT HILLS CA 94523 2 11/30/98 00
0411089337 05 01/01/99 0
411089337 O 12/01/28
0
1852090 543/G01 F 270,000.00 ZZ
360 268,960.07 1
3311 REMINGTON DRIVE 7.375 1,864.82 80
7.125 1,864.82 337,500.00
CRYSTAL LAKE IL 60014 1 07/09/98 00
0431151224 05 09/01/98 0
7210653364 O 08/01/28
0
1852091 K08/G01 F 262,000.00 ZZ
360 262,000.00 1
1
224 VALLE VERDE 6.875 1,721.15 73
6.625 1,721.15 360,000.00
HOLLISTER CA 95023 2 12/01/98 00
0411170186 03 02/01/99 0
411170186 O 01/01/29
0
1852092 K08/G01 F 640,000.00 ZZ
360 639,500.74 1
1167 STEINWAY AVENUE 7.250 4,365.93 80
7.000 4,365.93 800,000.00
CAMPBELL CA 95008 2 11/23/98 00
0411110877 05 01/01/99 0
411110877 O 12/01/28
0
1852093 J95/J95 F 254,400.00 ZZ
360 253,981.72 1
5051 BLUE RIDGE AVENUE 7.000 1,692.53 80
6.750 1,692.53 318,000.00
ANNANDALE VA 22003 1 10/23/98 00
9513631 05 12/01/98 0
9513631 O 11/01/28
0
1852094 K08/G01 F 294,400.00 ZZ
360 294,400.00 1
3472 BLAKEMORE COURT 7.000 1,958.65 80
6.750 1,958.65 368,000.00
PLEASANTON CA 94588 1 11/24/98 00
0411139264 03 02/01/99 0
411139264 O 01/01/29
0
1852096 K08/G01 F 75,600.00 ZZ
360 75,543.89 1
10636 CAMPANA WAY 7.500 528.61 70
7.250 528.61 108,000.00
RANCHO CORDOVA CA 95670 2 11/19/98 00
0411137557 05 01/01/99 0
411137557 O 12/01/28
0
1852101 K08/G01 F 252,300.00 ZZ
360 252,103.18 1
847 TAMLEI AVENUE 7.250 1,721.13 76
7.000 1,721.13 335,000.00
THOUSAND OAKS CA 91362 2 11/30/98 00
0411116163 05 01/01/99 0
1
411116163 O 12/01/28
0
1852104 K08/G01 F 190,000.00 ZZ
360 190,000.00 1
15103 LA MAIDA STREET 7.250 1,296.13 63
7.000 1,296.13 305,000.00
LOS ANGELES CA 91403 1 12/01/98 00
0411150857 05 02/01/99 0
411150857 O 01/01/29
0
1852105 J95/J95 F 550,000.00 ZZ
360 549,095.71 1
2140 CHELSEA ROAD 7.000 3,659.16 69
6.750 3,659.16 800,000.00
PALOS VERDES ES CA 90274 5 10/13/98 00
0013624747 05 12/01/98 0
0013624747 O 11/01/28
0
1852106 K08/G01 F 160,000.00 ZZ
360 160,000.00 1
14416 128TH STREET NORTHEAST 6.875 1,051.09 54
6.625 1,051.09 300,000.00
ARLINGTON WA 98223 5 12/01/98 00
0411177595 05 02/01/99 0
411177595 O 01/01/29
0
1852107 K08/G01 F 303,600.00 ZZ
240 303,600.00 1
916 AZALEA AVENUE 7.250 2,399.58 61
7.000 2,399.58 500,000.00
BURLINGAME CA 94010 5 11/18/98 00
0411146566 05 02/01/99 0
411146566 O 01/01/19
0
1852108 K08/G01 F 124,000.00 ZZ
360 123,912.48 1
6288 106TH STREET 7.750 888.35 80
7.500 888.35 155,100.00
CLEAR LAKE MN 55319 1 11/27/98 00
0411102908 05 01/01/99 0
411102908 O 12/01/28
0
1
1852109 543/543 F 385,000.00 ZZ
360 383,331.48 1
33 RALPH ROAD 7.250 2,626.38 75
7.000 2,626.38 515,000.00
MARBLEHEAD MA 01945 5 07/16/98 00
7210621220 05 09/01/98 0
7210621220 O 08/01/28
0
1852110 J95/J95 F 284,000.00 ZZ
360 283,544.43 1
1015 SOLANA DRIVE 7.125 1,913.36 56
6.875 1,913.36 510,000.00
MOUNTAIN VIEW CA 94040 2 10/23/98 00
0013466677 05 12/01/98 0
0013466677 O 11/01/28
0
1852116 543/543 F 245,000.00 ZZ
360 243,020.60 1
40 FARRAR FARM ROAD 7.250 1,671.34 70
7.000 1,671.34 350,000.00
NORWELL MA 02061 2 06/29/98 00
7210605224 05 09/01/98 0
7210605224 O 08/01/28
0
1852117 J95/J95 F 252,560.00 ZZ
360 251,935.30 1
12918 172ND AVENUE SE 7.000 1,680.29 80
6.750 1,680.29 317,000.00
RENTON WA 98059 1 09/22/98 00
0013172127 05 11/01/98 0
0013172127 O 10/01/28
0
1852123 J95/J95 F 262,800.00 ZZ
360 262,357.17 1
3866 HIGHGREEN DRIVE 6.875 1,726.41 80
6.625 1,726.41 328,500.00
MARIETTA GA 30068 1 10/30/98 00
0010133965 05 12/01/98 0
0010133965 O 11/01/28
0
1852125 543/G01 F 268,400.00 ZZ
360 265,925.81 1
7 CHERRY TREE DRIVE 7.500 1,876.69 80
7.250 1,876.69 335,500.00
1
NORTON MA 02766 1 12/16/97 00
0431151190 05 02/01/98 0
7210310708 O 01/01/28
0
1852126 J95/J95 F 430,000.00 ZZ
360 429,293.01 1
3374 BEDFORD LANE 7.000 2,860.80 80
6.750 2,860.80 539,000.00
GERMANTOWN TN 38139 1 10/07/98 00
0015030414 05 12/01/98 0
0015030414 O 11/01/28
0
1852131 J95/J95 F 393,600.00 ZZ
360 392,903.56 1
20281 ISLAND VIEW COURT 6.625 2,520.26 80
6.375 2,520.26 492,055.00
STERLING VA 20165 1 10/30/98 00
0013237805 03 12/01/98 0
0013237805 O 11/01/28
0
1852132 J95/J95 F 186,000.00 ZZ
360 185,843.74 1
3734 WEST 180TH PLACE 6.875 1,221.89 80
6.625 1,221.89 232,500.00
TORRANCE CA 90504 1 11/09/98 00
0013628011 05 01/01/99 0
0013628011 O 12/01/28
0
1852135 E82/G01 F 264,000.00 ZZ
360 264,000.00 1
2242 ESTATE VIEW DRIVE 7.125 1,778.62 80
6.875 1,778.62 330,000.00
SAN ANTONIO TX 78260 2 12/07/98 00
0400157061 03 02/01/99 0
400157061 O 01/01/29
0
1852136 543/G01 F 284,800.00 ZZ
360 283,729.91 1
1109 NORTH ELMWOOD STREET 7.500 1,991.36 80
7.250 1,991.36 356,000.00
OAK PARK IL 60302 1 08/07/98 00
0431151232 05 09/01/98 0
7210637699 O 08/01/28
0
1
1852138 E82/G01 F 300,000.00 ZZ
360 300,000.00 1
5351 SOUTH COTTONWOOD CLUB DR 7.250 2,046.53 68
7.000 2,046.53 445,000.00
SALT LAKE CITY UT 84117 2 12/07/98 00
0400160438 05 02/01/99 0
400160438 O 01/01/29
0
1852140 E82/G01 F 282,600.00 ZZ
360 282,600.00 1
4549 LYNN FOREST DRIVE 6.750 1,832.94 90
6.500 1,832.94 314,000.00
GAINESVILLE VA 20155 1 12/11/98 04
0400165692 03 02/01/99 25
400165692 O 01/01/29
0
1852144 543/543 F 300,000.00 ZZ
360 298,786.12 1
41 EDGE HILL ROAD 7.125 2,021.16 38
6.875 2,021.16 809,000.00
NEWTON MA 02158 1 07/08/98 00
7210515556 05 09/01/98 0
7210515556 O 08/01/28
0
1852149 J95/J95 F 255,000.00 ZZ
360 254,590.95 1
5442 SHAFTER AVENUE 7.125 1,717.98 70
6.875 1,717.98 365,000.00
OAKLAND CA 94618 5 10/12/98 00
0013166913 05 12/01/98 0
0013166913 O 11/01/28
0
1852161 H47/G01 F 345,180.00 ZZ
360 345,180.00 1
5544 WEST PRENTICE CIRCLE 7.125 2,325.55 80
6.875 2,325.55 431,477.00
LITTLETON CO 80123 1 12/04/98 00
0431132208 03 02/01/99 0
120000253 O 01/01/29
0
1852166 J95/J95 F 340,000.00 ZZ
360 339,440.98 1
1
3805 SANDALWOOD COURT 7.000 2,262.03 80
6.750 2,262.03 425,000.00
FAIRFAX VA 22031 1 10/23/98 00
0009525569 05 12/01/98 0
0009525569 O 11/01/28
0
1852176 J95/J95 F 221,000.00 ZZ
360 220,687.03 1
10204 FERREY DRIVE 7.750 1,583.27 80
7.500 1,583.27 276,339.00
TUSTIN CA 92782 1 10/27/98 00
0013081880 03 12/01/98 0
0013081880 O 11/01/28
0
1852181 J95/J95 F 260,000.00 ZZ
360 259,561.89 1
9281 WEST WAGON WHEEL DRIVE 6.875 1,708.01 79
6.625 1,708.01 330,000.00
LITTLETON CO 80125 2 10/26/98 00
0013066717 05 12/01/98 0
0013066717 O 11/01/28
0
1852187 F27/F27 F 268,000.00 ZZ
360 267,768.29 1
13613 WEINSTEIN COURT 6.750 1,738.25 80
6.500 1,738.25 335,000.00
CENTREVILLE VA 20120 1 11/06/98 00
6060024020 03 01/01/99 0
6060024020 O 12/01/28
0
1852191 F27/F27 F 194,000.00 ZZ
360 193,832.96 1
12918 SUMMIT RIDGE TERRACE 6.750 1,258.29 80
6.500 1,258.29 242,500.00
GERMANTOWN MD 20874 1 11/10/98 00
6060049708 03 01/01/99 0
6060049708 O 12/01/28
0
1852193 J95/J95 F 284,000.00 ZZ
360 283,521.44 1
46 SANTA TERESA 6.875 1,865.68 80
6.625 1,865.68 355,000.00
SANTA MARGARITA CA 92688 2 10/16/98 00
0013506787 03 12/01/98 0
1
0013506787 O 11/01/28
0
1852201 F27/F27 F 204,000.00 ZZ
360 203,840.86 1
7207 DENBERG ROAD 7.250 1,391.64 80
7.000 1,391.64 255,000.00
BALTIMORE MD 21209 1 11/04/98 00
6060039737 05 01/01/99 0
6060039737 O 12/01/28
0
1852203 J95/J95 F 537,600.00 ZZ
360 536,838.69 1
25381 EMPTY SADDLE DRIVE 7.750 3,851.43 80
7.500 3,851.43 672,000.00
LAGUNA HILLS CA 92653 1 10/29/98 00
013508817 03 12/01/98 0
013508817 O 11/01/28
0
1852211 543/G01 F 244,000.00 ZZ
360 242,739.97 1
153 CONSTITUTION DRIVE 7.625 1,727.02 71
7.375 1,727.02 344,000.00
BLOOMINGDALE IL 60108 1 05/26/98 00
0431151273 05 07/01/98 0
7210561682 O 06/01/28
0
1852212 J95/J95 F 460,000.00 ZZ
360 459,315.09 1
13355 TIERRA HEIGHTS ROAD 7.500 3,216.39 80
7.250 3,216.39 575,000.00
REDDING CA 96003 2 10/16/98 00
0012811741 05 12/01/98 0
0012811741 O 11/01/28
0
1852222 J95/J95 F 269,900.00 ZZ
360 269,445.18 1
46 SPRINGHILL FARM COURT 6.875 1,773.06 35
6.625 1,773.06 775,000.00
COCKEYSVILLE MD 21030 2 10/23/98 00
0009557018 05 12/01/98 0
0009557018 O 11/01/28
0
1
1852223 J95/J95 F 282,000.00 ZZ
360 281,580.13 1
524 EVELYN AVENUE 7.500 1,971.78 78
7.250 1,971.78 362,000.00
ALBANY CA 94706 2 10/01/98 00
0013167291 05 12/01/98 0
0013167291 O 11/01/28
0
1852226 J95/J95 F 270,000.00 ZZ
360 269,773.17 1
2827 COLLEGE VIEW DRIVE 6.875 1,773.71 75
6.625 1,773.71 360,000.00
CHURCHVILLE MD 21028 1 11/03/98 00
0009543356 05 01/01/99 0
0009543356 O 12/01/28
0
1852231 J95/J95 F 396,000.00 ZZ
360 395,332.71 1
6530 ROUNDHILL CT 6.875 2,601.44 80
6.625 2,601.44 495,000.00
CUMMING GA 30040 1 10/23/98 00
0010553543 05 12/01/98 0
0010553543 O 11/01/28
0
1852238 J95/J95 F 272,000.00 ZZ
360 271,541.65 1
1041 BERKSHIRE STREET 6.875 1,786.85 80
6.625 1,786.85 340,000.00
OAK PARK IL 60302 2 10/08/98 00
0013398763 05 12/01/98 0
0013398763 O 11/01/28
0
1852246 543/G01 F 312,000.00 ZZ
360 311,265.41 1
8498 WALREDON AVENUE 7.250 2,128.39 80
7.000 2,128.39 390,000.00
BURR RIDGE IL 60521 2 09/08/98 00
0431151315 05 11/01/98 0
7210693659 O 10/01/28
0
1852262 J95/J95 F 336,000.00 ZZ
360 335,404.42 1
2195 AMHERST WAY 6.625 2,151.44 80
6.375 2,151.44 420,000.00
1
EL DORADO HILLS CA 95762 2 10/22/98 00
0013466099 03 12/01/98 0
0013466099 O 11/01/28
0
1852265 J95/J95 F 304,000.00 ZZ
360 303,411.76 1
3090 HARDWICK WAY 7.125 2,048.10 80
6.875 2,048.10 380,000.00
GRANITE BAY CA 95746 2 10/08/98 00
0013279542 03 12/01/98 0
0013279542 O 11/01/28
0
1852269 543/G01 F 296,400.00 ZZ
360 294,710.93 1
3112 GATESHEAD DRIVE 7.375 2,047.16 80
7.125 2,047.16 370,500.00
NAPERVILLE IL 60564 1 07/31/98 00
0431151158 05 09/01/98 0
7210649652 O 08/01/28
0
1852271 J95/J95 F 136,750.00 ZZ
360 136,519.57 1
5502 DARBY ROAD 6.875 898.35 80
6.625 898.35 170,990.00
ROCKLIN CA 95765 1 10/12/98 00
0013471727 05 12/01/98 0
0013471727 O 11/01/28
0
1852284 685/G01 F 269,150.00 ZZ
360 269,150.00 1
30862 MARSEILLE WAY 7.125 1,813.32 80
6.875 1,813.32 336,493.00
WESTLAKE VILLAG CA 91362 1 12/01/98 00
0431134337 01 02/01/99 0
116047 O 01/01/29
0
1852292 E76/G01 F 72,200.00 ZZ
360 72,146.42 1
116 LILLY LANE 7.500 504.83 95
7.250 504.83 76,000.00
BULLARD TX 75757 1 11/25/98 10
0431133115 05 01/01/99 30
0000 O 12/01/28
0
1
1852293 964/G01 F 339,600.00 ZZ
360 339,600.00 1
170 PARK WAY 7.125 2,287.95 80
6.875 2,287.95 424,500.00
BEN LOMOND CA 95018 1 11/30/98 00
0431131721 05 02/01/99 0
45461 O 01/01/29
0
1852294 562/562 F 234,200.00 ZZ
360 234,200.00 1
71 GREENVALE CIRCLE 7.500 1,637.57 90
7.250 1,637.57 260,265.00
WHITE PLAINS NY 10607 1 12/09/98 04
560300 05 02/01/99 25
560300 O 01/01/29
0
1852302 B75/G01 F 262,400.00 ZZ
360 262,214.80 1
1160 THORNWELL DRIVE 7.750 1,879.87 80
7.500 1,879.87 328,000.00
ATLANTA GA 30319 1 11/25/98 00
0431136415 05 01/01/99 0
6154066 O 12/01/28
0
1852310 E76/G01 F 256,500.00 ZZ
360 256,314.35 1
2259 SOUTH YOSEMITE CIRCLE 7.625 1,815.49 95
7.375 1,815.49 270,000.00
DENVER CO 80231 1 11/25/98 10
0431133511 05 01/01/99 30
0000 O 12/01/28
0
1852315 J95/J95 F 500,000.00 ZZ
360 499,157.48 1
43557 EXCELSO DRIVE 6.875 3,284.64 80
6.625 3,284.64 630,000.00
FREMONT CA 94539 1 10/16/98 00
0013550348 05 12/01/98 0
0013550348 O 11/01/28
0
1852319 E76/G01 F 49,950.00 ZZ
360 49,913.85 1
1
1046 HAYWORTH AVENUE 7.625 353.54 63
7.375 353.54 80,450.00
DUNCANVILLE TX 75134 1 12/01/98 00
0431132737 05 01/01/99 0
0000 O 12/01/28
0
1852323 J95/J95 F 260,000.00 ZZ
360 259,797.17 1
582 SAN LUIS ROAD 7.250 1,773.66 67
7.000 1,773.66 390,000.00
BERKELEY CA 94707 2 11/09/98 00
13465802 05 01/01/99 0
13465802 O 12/01/28
0
1852325 543/543 F 412,500.00 ZZ
360 409,739.16 1
30 CATESBY LANE 7.000 2,744.37 75
6.750 2,744.37 550,000.00
BEDFORD NH 03110 2 04/23/98 00
7210448567 05 06/01/98 0
7210448567 O 05/01/28
0
1852327 J95/J95 F 251,200.00 ZZ
360 250,766.22 1
535 INLET WOODS 6.750 1,629.28 80
6.500 1,629.28 314,000.00
ALPHARETTA GA 30005 2 10/26/98 00
0010133957 03 12/01/98 0
0010133957 O 11/01/28
0
1852330 J95/J95 F 283,000.00 ZZ
360 282,523.12 1
21695 TODD AVENUE 6.875 1,859.11 75
6.625 1,859.11 380,000.00
YORBA LINDA CA 92887 5 10/06/98 00
00013335534 05 12/01/98 0
00013335534 O 11/01/28
0
1852334 543/543 F 311,000.00 ZZ
360 309,522.16 1
80 WASHINGTON STREET 7.250 2,121.57 80
7.000 2,121.57 389,000.00
LEOMINSTER MA 01453 1 06/23/98 00
7210553572 05 08/01/98 0
1
7210553572 O 07/01/28
0
1852338 543/543 F 268,000.00 ZZ
360 266,725.44 1
45 HILLSIDE DRIVE 7.250 1,828.24 80
7.000 1,828.24 335,000.00
GILFORD NH 03246 2 06/26/98 00
7210577572 05 08/01/98 0
7210577572 O 07/01/28
0
1852339 E76/G01 F 111,150.00 ZZ
360 111,067.51 1
4351 EUGENE WAY 7.500 777.18 95
7.250 777.18 117,000.00
DENVER CO 80239 2 11/25/98 10
0431132844 05 01/01/99 30
0000 O 12/01/28
0
1852358 543/543 F 294,000.00 ZZ
360 292,532.81 1
18 TURNBERRY DRIVE 7.000 1,955.99 76
6.750 1,955.99 390,000.00
CUMBERLAND ME 04021 2 06/25/98 00
7210547575 05 08/01/98 0
7210547575 O 07/01/28
0
1852402 069/G01 F 339,200.00 ZZ
360 338,935.38 1
4820 ONYX STREET 7.250 2,313.95 80
7.000 2,313.95 424,000.00
TORRANCE CA 90503 1 11/10/98 00
0431138643 05 01/01/99 0
221230711 O 12/01/28
0
1852416 069/G01 F 246,000.00 ZZ
360 245,615.02 1
5252 ACACIA AVENUE 7.250 1,678.16 80
7.000 1,678.16 307,500.00
GARDEN GROVE CA 92845 1 10/21/98 00
0431138684 05 12/01/98 0
236230128 O 11/01/28
0
1
1852434 J95/J95 F 346,000.00 ZZ
360 345,431.11 1
4734 MC HENRY GATE WAY 7.000 2,301.95 80
6.750 2,301.95 432,500.00
PLEASANTON CA 94588 1 10/14/98 00
0013459367 05 12/01/98 0
0013459367 O 11/01/28
0
1852442 961/G01 F 296,000.00 ZZ
360 295,769.09 1
24532 VIA CARISSA 7.250 2,019.24 66
7.000 2,019.24 450,000.00
LAGUNA NIGUEL CA 92677 2 11/20/98 00
0431132653 03 01/01/99 0
09111781 O 12/01/28
0
1852444 811/G01 F 612,000.00 ZZ
360 612,000.00 1
6251 NICASIO VALLEY ROAD 7.000 4,071.65 63
6.750 4,071.65 975,000.00
NICASIO CA 94946 2 11/24/98 00
0431142801 05 02/01/99 0
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0
1852445 F27/F27 F 617,600.00 ZZ
360 616,584.50 1
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STAFFORD VA 22554 1 10/15/98 00
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0
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360 129,295.23 1
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LAKE RIDGE VA 22192 2 11/06/98 00
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6060039699 O 12/01/28
0
1852455 731/G01 F 346,000.00 ZZ
360 344,113.81 1
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0431166628 05 01/01/99 0
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1852457 J95/J95 F 329,000.00 ZZ
360 328,445.61 2
1111-1113 CYPRESS 6.875 2,161.30 63
AVE 6.625 2,161.30 525,000.00
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1852471 J95/J95 F 274,500.00 ZZ
360 273,768.63 1
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SAN RAMON CA 94583 2 10/12/98 00
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MANASSAS VA 20112 1 11/16/98 00
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6060027224 O 12/01/28
0
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360 266,000.00 1
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0431132109 05 02/01/99 0
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1852485 J95/J95 F 248,500.00 ZZ
360 247,886.43 1
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MARTINEZ CA 94553 2 09/25/98 10
1980806 05 11/01/98 25
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0
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360 284,116.92 1
6143 PARSLEY DRIVE 7.000 1,891.79 80
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ALEXANDRIA VA 22310 1 11/30/98 00
6060041820 03 01/01/99 0
6060041820 O 12/01/28
0
1852488 J95/J95 F 284,500.00 ZZ
360 283,984.23 1
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CANTON MI 48187 2 10/12/98 10
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SPRINGFIELD VA 22150 1 12/01/98 00
6060026570 03 01/01/99 0
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0
1852496 637/G01 F 370,000.00 ZZ
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HUNTINGTON BEAC CA 92648 1 10/21/98 00
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1852501 J95/J95 F 308,700.00 ZZ
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7490 ST MARLO C C 6.875 2,027.94 84
PKWY 6.625 2,027.94 370,000.00
DULUTH GA 30097 2 10/26/98 10
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1
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MILL CREEK WA 98012 1 10/27/98 00
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0
1852513 J95/J95 F 206,400.00 ZZ
360 206,060.63 1
5204 NANTICOKE COURT 7.000 1,373.19 80
6.750 1,373.19 258,500.00
CENTERVILLE VA 20120 1 10/30/98 00
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0
1852527 J95/J95 F 217,600.00 ZZ
360 217,425.98 1
1323 SCHUMAN COURT 7.125 1,466.02 80
6.875 1,466.02 272,000.00
VIENNA VA 22182 1 11/02/98 00
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0
1852528 543/G01 F 249,500.00 ZZ
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CHARLES IL 60175 2 05/27/98 00
0431151307 05 07/01/98 0
7210572788 O 06/01/28
0
1852542 J95/J95 F 237,500.00 ZZ
360 237,128.34 1
25021 SOUTHPORT STREET 7.250 1,620.17 95
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LAGUNA HILLS CA 92653 1 10/16/98 10
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1
1852546 543/G01 F 280,000.00 ZZ
360 277,726.85 1
68 WHITNEY AVENUE 6.625 1,792.88 74
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WESTWOOD MA 02090 1 03/06/98 00
0431151075 05 05/01/98 0
7210355770 O 04/01/28
0
1852550 E45/G01 F 332,000.00 ZZ
360 330,901.91 1
125 LAKELOCH DRIVE 7.000 2,208.80 80
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LIZELLA GA 31052 1 08/28/98 00
0431138130 05 10/01/98 0
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0
1852561 J95/J95 F 237,600.00 ZZ
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12175 UP RIVER ROAD 7.125 1,600.76 84
6.875 1,600.76 285,000.00
COLORADO SPRING CO 80106 4 10/08/98 10
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0
1852563 J95/J95 F 326,000.00 ZZ
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9780 LEEDS LANDING 6.875 2,141.59 64
ROAD 6.625 2,141.59 515,000.00
EASTON MD 21601 4 11/02/98 00
9496811 05 01/01/99 0
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0
1852564 543/G01 F 540,000.00 ZZ
360 538,379.21 1
375 BEECH STREET 6.000 3,237.57 60
5.750 3,237.57 900,000.00
HIGHLAND PARK IL 60035 2 09/04/98 00
0431151067 05 11/01/98 0
7210693857 O 10/01/28
0
1852567 543/543 F 345,000.00 ZZ
360 343,637.97 1
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721587589 05 09/01/98 0
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1852573 822/G01 F 288,800.00 ZZ
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4 OAK AVENUE 7.375 1,994.67 80
7.125 1,994.67 361,000.00
VOORHEES NJ 08043 2 08/20/98 00
0431134048 05 10/01/98 0
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0
1852577 N85/G01 F 450,000.00 ZZ
360 450,000.00 1
3456 SCADLOCK LANE 6.875 2,956.18 72
6.625 2,956.18 630,000.00
(SHERMAN OAKS A CA 91403 1 12/17/98 00
0431157536 05 02/01/99 0
1852577 O 01/01/29
0
1852582 J95/J95 F 272,000.00 ZZ
360 271,552.80 1
4330 VEGA LOOP 7.000 1,809.62 80
6.750 1,809.62 340,000.00
SHINGLE SPRINGS CA 95682 2 10/30/98 00
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1852583 420/G01 F 228,000.00 ZZ
360 227,830.79 1
571 BAYVIEW PARK DRIVE 7.500 1,594.21 80
7.250 1,594.21 285,000.00
MILPITAS CA 95035 1 11/06/98 00
0431130178 03 01/01/99 0
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0
1852591 543/543 F 340,000.00 ZZ
360 338,384.37 1
4 FARMSTEAD WAY 7.250 2,319.40 74
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ACTON MA 01720 1 06/26/98 00
7210653611 05 08/01/98 0
7210653611 O 07/01/28
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1
1852596 543/543 F 630,000.00 ZZ
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51 MARTIN STREET 6.750 4,086.17 70
6.500 4,086.17 900,000.00
CAMBRIDGE MA 02138 5 06/30/98 00
7210640741 05 09/01/98 0
7210640741 O 08/01/28
0
1852609 K21/G01 F 327,600.00 ZZ
360 327,600.00 1
8 HOPKINS STREET 7.125 2,207.10 90
6.875 2,207.10 364,000.00
IRVINE CA 92612 1 12/21/98 12
0431161488 03 02/01/99 25
00 O 01/01/29
0
1852615 543/G01 F 276,000.00 ZZ
360 274,962.97 1
3810 BALLANTRAE WAY 7.500 1,929.83 72
7.250 1,929.83 388,000.00
FLOSSMOORE IL 60422 2 08/03/98 00
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0
1852616 543/543 F 270,000.00 ZZ
360 269,149.82 1
HIO RIDGE SHORE ROAD 7.250 1,841.88 80
7.000 1,841.88 338,000.00
MOOSE POND, BRI ME 04009 2 08/24/98 00
7210636625 05 10/01/98 0
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0
1852620 562/G01 F 150,000.00 ZZ
360 150,000.00 1
84 STERLING AVENUE 7.375 1,036.02 75
7.125 1,036.02 200,000.00
YONKERS NY 10704 2 12/09/98 00
0431142637 05 02/01/99 0
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0
1852625 731/G01 F 148,000.00 ZZ
360 147,887.38 1
1
1363 WHITCOMB AVENUE 7.375 1,022.20 80
7.125 1,022.20 185,000.00
SIMI VALLEY CA 93065 2 11/23/98 00
0431134618 05 01/01/99 0
00019 O 12/01/28
0
1852641 731/G01 F 285,000.00 ZZ
360 284,754.63 1
13933 FALCON RIDGE DRIVE 6.750 1,848.50 88
6.500 1,848.50 325,000.00
CHINO HILLS CA 91709 2 11/12/98 01
0431148352 03 01/01/99 25
712613855 O 12/01/28
0
1852656 944/G01 F 276,000.00 ZZ
360 276,000.00 1
2732 STUART STREET 6.750 1,790.13 70
6.500 1,790.13 395,000.00
BERKELEY CA 94705 1 12/04/98 00
0431146224 05 02/01/99 0
981100261 O 01/01/29
0
1852663 543/543 F 256,000.00 ZZ
360 255,412.01 1
65 HARDY ROAD 7.375 1,768.13 72
7.125 1,768.13 360,000.00
FALMOUTH ME 04105 2 09/03/98 00
7210623094 05 11/01/98 0
7210623094 O 10/01/28
0
1852668 624/G01 F 273,750.00 ZZ
360 273,750.00 1
23713 NW HILLHURST ROAD 6.750 1,775.54 75
6.500 1,775.54 365,000.00
RIDGEFIELD WA 98642 5 12/02/98 00
0431131580 05 02/01/99 0
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0
1852672 543/543 F 247,000.00 ZZ
360 246,317.53 1
2 PINE STREET 7.250 1,684.98 95
7.000 1,684.98 260,000.00
TOPSFIELD MA 01983 1 09/18/98 10
7210622137 05 11/01/98 30
1
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0
1852675 543/G01 F 372,000.00 ZZ
360 369,797.56 1
2921 WHISPERING OAKS DRIVE 7.625 2,632.99 80
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BUFFALO GROVE IL 60089 1 05/05/98 00
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0
1852681 893/G01 F 378,000.00 ZZ
360 378,000.00 1
15 GREENWOOD PLACE 7.375 2,610.76 80
7.125 2,610.76 472,500.00
MENLO PARK CA 94025 1 12/03/98 00
0431133446 05 02/01/99 0
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0
1852683 M46/G01 F 298,620.00 ZZ
360 298,620.00 1
7360 EAST ROCHELLE CIRCLE 7.250 2,037.11 90
7.000 2,037.11 331,811.00
MESA AZ 85207 1 12/01/98 10
0431143023 05 02/01/99 25
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0
1852685 543/543 F 360,000.00 ZZ
360 358,203.44 1
11 THOMAS ROAD 7.000 2,395.09 75
6.750 2,395.09 485,000.00
WELLESLEY MA 02181 5 06/11/98 00
7210568125 05 08/01/98 0
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0
1852702 543/543 F 256,000.00 ZZ
360 255,013.97 1
13 GLENDALE ROAD 7.375 1,768.13 80
7.125 1,768.13 320,000.00
BOXFORD MA 01921 1 07/02/98 00
7210611106 05 09/01/98 0
7210611106 O 08/01/28
0
1
1852728 624/G01 F 261,000.00 ZZ
360 261,000.00 1
900 GARFIELD STREET 7.250 1,780.48 73
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SAN FRANCISCO CA 94132 2 11/24/98 00
0431130541 05 02/01/99 0
86019880366 O 01/01/29
0
1852731 543/543 F 250,000.00 ZZ
360 249,012.98 1
24 LIME STREET 7.250 1,705.45 65
7.000 1,705.45 390,000.00
NEWBURYPORT MA 01950 2 06/30/98 00
7210565684 05 09/01/98 0
7210565684 O 08/01/28
0
1852732 A33/G01 F 357,000.00 ZZ
360 356,383.53 1
26840 CRESTWOOD 6.750 2,315.50 73
6.500 2,315.50 495,000.00
FRANKLIN MI 48025 2 10/26/98 00
0431142231 05 12/01/98 0
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0
1852736 A33/G01 F 396,000.00 ZZ
360 395,380.29 1
9071 EAST CHARTER OAK DRIVE 7.250 2,701.42 80
7.000 2,701.42 495,000.00
SCOTTSDALE AZ 85260 1 10/27/98 00
0431142249 05 12/01/98 0
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0
1852757 J95/J95 F 243,450.00 ZZ
360 243,069.02 1
4835 FESSENEVA 7.250 1,660.76 80
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NAPERVILLE IL 60564 1 10/15/98 00
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1852759 J95/J95 F 328,100.00 ZZ
360 327,533.43 1
15629 278TH AVENUE NORTHEAST 6.750 2,128.05 80
6.500 2,128.05 410,155.00
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DUVALL WA 98019 1 10/26/98 00
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31 WEST ETRURIA STREET 7.125 1,568.08 95
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SEATTLE WA 98119 1 09/28/98 10
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1852767 J95/J95 F 257,700.00 ZZ
360 256,465.76 1
0898 DEER PATH ROAD 6.875 1,692.91 92
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DILLON CO 80435 1 10/22/98 12
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1852770 J95/J95 F 178,050.00 ZZ
360 177,784.88 1
2615 IVEY BROOKE TRAIL 7.500 1,244.96 80
7.250 1,244.96 222,572.00
CUMMING GA 30041 1 10/28/98 00
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1852775 J95/J95 F 313,200.00 ZZ
360 312,685.04 1
2411 NW BIRKENDENE STREET 7.000 2,083.73 90
6.750 2,083.73 348,000.00
PORTLAND OR 97229 1 10/19/98 12
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0
1852778 J95/J95 F 483,000.00 ZZ
360 482,186.11 1
441 S COUNTRY HILL ROAD 6.875 3,172.97 75
6.625 3,172.97 650,000.00
ANAHEIM CA 92808 5 10/12/98 00
0013511134 05 12/01/98 0
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1
1852779 543/543 F 250,650.00 ZZ
360 249,558.72 1
102 WALNUT STREET 6.750 1,625.72 69
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CANTON MA 02021 1 07/30/98 00
7210650732 05 09/01/98 0
7210650732 O 08/01/28
0
1852781 J95/J95 F 261,000.00 ZZ
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37 COTTONWOOD DRIVE 7.000 1,736.44 89
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EVERGREEN CO 80439 2 10/26/98 10
000 05 12/01/98 25
000 O 11/01/28
0
1852789 J95/J95 F 305,600.00 ZZ
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323 WESLEY 7.000 2,033.17 76
6.750 2,033.17 405,000.00
OAK PARK IL 60302 2 10/30/98 00
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0
1852795 J95/J95 F 307,200.00 ZZ
360 306,669.51 1
1038 EAST 21ST AVENUE 6.750 1,992.50 80
6.500 1,992.50 384,000.00
EUGENE OR 97405 2 10/21/98 00
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1852801 J95/J95 F 251,000.00 ZZ
360 250,607.22 1
3581 LARKSPUR CIRCLE 7.250 1,712.26 95
7.000 1,712.26 264,350.00
LONGMONT CO 80503 1 10/28/98 04
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1852807 J95/J95 F 308,000.00 ZZ
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1
4205 GUINN ROAD 6.750 1,997.68 80
6.500 1,997.68 385,000.00
KNOXVILLE TN 37931 1 10/28/98 00
0012468393 05 12/01/98 0
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0
1852815 J95/J95 F 281,000.00 ZZ
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11730 EAST DE LA O 7.375 1,940.80 70
7.125 1,940.80 405,000.00
SCOTTSDALE AZ 85255 2 10/26/98 00
0013424882 03 12/01/98 0
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0
1852822 J95/J95 F 441,900.00 ZZ
360 441,528.75 1
2906 202ND AVENUE COURT E 6.875 2,902.97 80
6.625 2,902.97 552,400.00
SUMNER WA 98390 1 11/05/98 00
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0
1852829 J95/J95 F 421,000.00 ZZ
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7.000 2,871.97 770,000.00
BETHESDA MD 20817 2 09/29/98 00
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0
1852837 J95/J95 F 396,500.00 ZZ
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6135 EAST MIRAMAR DRIVE 7.000 2,637.93 75
6.750 2,637.93 530,000.00
TUSCON AZ 85715 2 10/19/98 00
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1852843 J95/J95 F 249,800.00 ZZ
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18451 CROWNSGATE CIRCLE 7.125 1,682.95 80
6.875 1,682.95 312,268.00
GERMANTOWN MD 20874 1 09/30/98 00
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1
0016209132 O 10/01/28
0
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360 300,191.54 1
425 SUNBONNET STREET 7.250 2,052.67 80
7.000 2,052.67 376,161.00
SIMI VALLEY CA 93065 1 09/21/98 00
0012989299 03 11/01/98 0
0012989299 O 10/01/28
0
1852848 J95/J95 F 284,400.00 ZZ
360 277,353.09 1
4203 RIVERS EDGE WAY 7.250 1,940.11 92
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BALTIMORE MD 21222 1 05/21/98 12
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1852849 M07/G01 F 164,700.00 ZZ
360 164,577.77 1
23622 SPINDLE WAY 7.500 1,151.61 95
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MURRIETA CA 92562 2 11/25/98 10
0431140870 05 01/01/99 30
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0
1852851 J95/J95 F 205,600.00 ZZ
360 205,127.76 1
6692 HEALEY AVENUE 7.375 1,420.03 80
7.125 1,420.03 257,000.00
GARDEN GROVE CA 92845 1 09/25/98 00
0013435318 05 11/01/98 0
0013435318 O 10/01/28
0
1852852 J95/J95 F 302,400.00 ZZ
360 301,838.33 1
5386 ASHLEIGH ROAD 6.375 1,886.59 80
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FAIRFAX VA 22030 1 10/29/98 00
9549106 03 12/01/98 0
9549106 O 11/01/28
0
1
1852857 J95/J95 F 423,600.00 ZZ
360 422,701.75 1
205 NORTH BAY FRONT 6.250 2,608.18 30
6.000 2,608.18 1,450,000.00
NEWPORT BEACH CA 92662 2 10/14/98 00
0013438247 05 12/01/98 0
0013438247 O 11/01/28
0
1852860 J95/J95 F 285,600.00 T
360 285,106.82 1
740 NATIVE SONS PARK ROAD 6.750 1,852.40 80
6.500 1,852.40 357,000.00
PESCADERO CA 94060 1 10/07/98 00
0016207292 05 12/01/98 0
0016207292 O 11/01/28
0
1852861 J95/J95 F 199,200.00 ZZ
360 198,888.26 2
2800 GARDEN AVENUE 7.250 1,358.90 80
7.000 1,358.90 249,000.00
SAN JOSE CA 95111 1 10/09/98 00
0013406764 05 12/01/98 0
0013406764 O 11/01/28
0
1852866 J95/J95 F 504,000.00 ZZ
360 503,150.71 1
455 W JOYCE LANE 6.875 3,310.93 36
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ARNOLD MD 21012 2 10/23/98 00
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0
1852877 J95/J95 F 538,900.00 ZZ
360 538,136.84 1
97 PEACHTREE WAY 7.750 3,860.75 80
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ATLANTA GA 30305 1 10/30/98 00
0010570794 05 12/01/98 0
0010570794 O 11/01/28
0
1852878 J95/J95 F 411,000.00 ZZ
360 410,079.18 1
12040 ROSE HALL DRIVE 7.500 2,873.78 80
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1
CLIFTON VA 20124 2 09/22/98 00
0016198673 05 11/01/98 0
0016198673 O 10/01/28
0
1852882 543/543 F 488,300.00 ZZ
360 484,358.02 1
20 PIER ROAD 7.375 3,372.57 74
7.125 3,372.57 660,000.00
KENNEBUNKPORT ME 04046 2 06/03/98 00
7210585872 05 08/01/98 0
7210585872 O 07/01/28
0
1852883 543/543 F 298,000.00 ZZ
360 296,764.28 1
39 RUSSELL'S WAY 7.000 1,982.61 90
6.750 1,982.61 331,372.00
WESTFORD MA 01886 1 07/22/98 10
7210450851 05 09/01/98 25
7210450851 O 08/01/28
0
1852885 543/543 F 275,000.00 ZZ
360 274,134.07 1
1418 COMMONWEALTH AVENUE 7.250 1,875.99 22
7.000 1,875.99 1,250,000.00
NEWTON MA 02165 2 08/10/98 00
7210569850 05 10/01/98 0
7210569850 O 09/01/28
0
1852886 543/543 F 250,000.00 ZZ
360 248,912.26 1
300 ADAMS STREET 7.000 1,663.26 71
6.750 1,663.26 352,500.00
MILTON MA 02186 1 07/02/98 00
7210570865 05 09/01/98 0
7210570865 O 08/01/28
0
1852889 543/543 F 337,600.00 ZZ
360 335,995.75 1
9 WILSON LANE 7.250 2,303.03 76
7.000 2,303.03 445,000.00
ACTON MA 01720 1 06/23/98 00
7210508907 05 08/01/98 0
7210508907 O 07/01/28
0
1
1852893 543/543 F 350,000.00 ZZ
360 348,210.23 1
17 WINSOR AVENUE 6.875 2,299.26 80
6.625 2,299.26 438,000.00
WATERTOWN MA 02172 1 06/18/98 00
7210593528 05 08/01/98 0
7210593528 O 07/01/28
0
1852898 543/543 F 258,800.00 ZZ
360 257,539.65 1
42 RENNIE ROAD 7.125 1,743.59 80
6.875 1,743.59 323,500.00
HANOVER NH 03755 1 06/26/98 00
7210615497 05 08/01/98 0
7210615497 O 07/01/28
0
1852899 543/543 F 289,655.00 ZZ
360 288,209.51 1
6 RUSSELL'S WAY 7.000 1,927.08 95
6.750 1,927.08 304,900.00
WESTFORD MA 01886 1 06/30/98 10
7210565494 05 08/01/98 30
7210565494 O 07/01/28
0
1852901 543/543 F 246,800.00 ZZ
360 245,801.39 1
10 SARGENT STREET 7.125 1,662.74 80
6.875 1,662.74 308,500.00
HANOVER NH 03755 1 07/21/98 00
7210598536 05 09/01/98 0
7210598536 O 08/01/28
0
1852941 543/G01 F 292,500.00 ZZ
360 290,593.25 1
211 HERITAGE PLACE UNIT 2409 7.750 2,095.51 80
7.500 2,095.51 365,626.00
ATLANTA GA 30309 1 03/27/98 00
0431151117 05 05/01/98 0
7210508650 O 04/01/28
0
1852949 K08/G01 F 256,750.00 ZZ
360 256,554.63 1
1
8 CEDAR RIDGE COURT 7.375 1,773.31 65
7.125 1,773.31 395,000.00
MANALAPAN NJ 07726 5 11/30/98 00
0411113210 05 01/01/99 0
411113210 O 12/01/28
0
1852950 543/543 F 288,000.00 ZZ
240 283,552.14 1
207 BLUE RIDGE ROAD 7.125 2,254.53 60
6.875 2,254.53 485,000.00
NORTH ANDOVER MA 01845 5 04/17/98 00
7210536817 05 06/01/98 0
7210536817 O 05/01/18
0
1852963 543/543 F 247,000.00 ZZ
240 244,672.35 1
12 STORYBROOK LANE 7.250 1,952.23 78
7.000 1,952.23 319,500.00
AMHERST NH 03031 2 07/27/98 00
7210639791 05 09/01/98 0
7210639791 O 08/01/18
0
1852980 956/G01 F 250,800.00 ZZ
360 250,599.44 1
333 FALLEN LEAF AVENUE 7.125 1,689.69 75
6.875 1,689.69 334,500.00
CAMARILLO CA 93012 2 11/25/98 00
0431134840 05 01/01/99 0
508110347 O 12/01/28
0
1852983 956/G01 F 400,000.00 ZZ
360 399,663.95 1
418 RED WING DRIVE 6.875 2,627.72 43
6.625 2,627.72 950,000.00
ALAMO CA 94507 2 11/25/98 00
0431133156 05 01/01/99 0
808091116 O 12/01/28
0
1852984 543/543 F 332,500.00 ZZ
360 331,187.30 1
SMALL POINT ROAD 7.250 2,268.24 70
7.000 2,268.24 475,000.00
PHIPPSBURG ME 04530 1 07/17/98 00
7210523913 05 09/01/98 0
1
7210523913 O 08/01/28
0
1852989 543/543 F 290,000.00 ZZ
360 288,587.70 1
29 BENEVENTO CIRCLE 7.125 1,953.79 80
6.875 1,953.79 362,500.00
PEABODY MA 01960 1 06/24/98 00
7210437916 05 08/01/98 0
7210437916 O 07/01/28
0
1852992 956/G01 F 266,200.00 ZZ
360 266,200.00 1
5716 FAIRWAY KNOLL LANE 7.375 1,838.58 75
7.125 1,838.58 355,000.00
SANTA ROSA CA 95403 5 12/01/98 00
0431132687 09 02/01/99 0
808101500 O 01/01/29
0
1852994 543/543 F 300,000.00 ZZ
360 298,356.99 1
12 EAST GRAND AVENUE 7.250 2,046.53 71
7.000 2,046.53 425,000.00
SCARBOROUGH ME 04074 1 06/30/98 00
7210600919 05 08/01/98 0
7210600919 O 07/01/28
0
1852996 956/G01 F 596,500.00 ZZ
360 596,034.67 1
3100 FRYMAN ROAD 7.250 4,069.18 69
7.000 4,069.18 875,000.00
STUDIO CITY CA 91604 2 10/05/98 00
0431133628 05 01/01/99 0
508100118 O 12/01/28
0
1852998 543/543 F 262,500.00 ZZ
360 261,252.60 1
376 WARREN STREET 7.250 1,790.72 75
7.000 1,790.72 350,000.00
NEEDHAM MA 02194 2 06/26/98 00
7210575825 05 08/01/98 0
7210575825 O 07/01/28
0
1
1853015 543/543 F 324,750.00 ZZ
360 322,944.16 1
68 SANBORN LANE 7.250 2,215.37 73
7.000 2,215.37 450,000.00
READING MA 01867 5 05/06/98 00
7210596986 05 07/01/98 0
7210596986 O 06/01/28
0
1853055 543/543 F 270,000.00 ZZ
360 268,557.02 1
29 WOODHAVEN DRIVE 7.250 1,841.88 72
7.000 1,841.88 380,000.00
ANDOVER MA 01810 5 09/14/98 00
7210678528 05 11/01/98 0
7210678528 O 10/01/28
0
1853065 L49/G01 F 543,900.00 ZZ
360 543,900.00 1
2120 NORTH GRANDVIEW ROAD 7.000 3,618.58 80
6.750 3,618.58 679,898.00
ORANGE CA 92867 1 12/09/98 00
0431134873 03 02/01/99 0
10001165 O 01/01/29
0
1853066 811/G01 F 289,300.00 ZZ
360 289,300.00 1
1213 BLUE PARROT COURT 7.125 1,949.07 80
6.875 1,949.07 361,638.00
GILROY CA 95020 1 12/03/98 00
0431135441 03 02/01/99 0
FM02208160 O 01/01/29
0
1853071 K08/G01 F 586,800.00 ZZ
360 586,319.00 1
6447 LUPTON AVENUE 7.000 3,904.00 80
6.750 3,904.00 733,500.00
DALLAS TX 75225 1 11/25/98 00
0411056724 05 01/01/99 0
411056724 O 12/01/28
0
1853075 964/G01 F 460,000.00 ZZ
360 460,000.00 1
1717 SOLEJAR DRIVE 7.125 3,099.11 80
6.875 3,099.11 575,000.00
1
LA HABRA HEIGHT CA 90631 1 11/30/98 00
0431133388 05 02/01/99 0
46424 O 01/01/29
0
1853089 685/G01 F 196,000.00 ZZ
360 196,000.00 1
4422 KRAFT AVENUE 7.000 1,304.00 80
6.750 1,304.00 245,000.00
LOS ANGELES CA 91602 2 12/03/98 00
0431135136 05 02/01/99 0
116024 O 01/01/29
0
1853091 685/G01 F 650,000.00 ZZ
360 650,000.00 1
15 CAPE WOODBURY 7.375 4,489.39 76
7.125 4,489.39 859,990.00
NEWPORT BEACH CA 92660 1 12/03/98 00
0431137447 03 02/01/99 0
116564 O 01/01/29
0
1853093 685/G01 F 245,400.00 ZZ
360 245,400.00 1
8861 HOLLY AVENUE 6.875 1,612.10 80
6.625 1,612.10 306,778.00
WESTMINSTER CA 92683 1 12/04/98 00
0431134915 05 02/01/99 0
115135 O 01/01/29
0
1853106 J83/G01 F 248,800.00 ZZ
360 248,619.92 1
165 HIGHLAND PARK DRIVE 7.625 1,761.00 95
7.375 1,761.00 261,900.00
BIRMINGHAM AL 32542 1 11/19/98 19
0431138395 03 01/01/99 30
264450 O 12/01/28
0
1853120 225/225 F 295,000.00 ZZ
360 294,764.09 1
96 SIENA 7.125 1,987.47 75
6.875 1,987.47 395,000.00
LAGUNA NIGUEL CA 92677 1 11/18/98 00
7086198 07 01/01/99 0
7086198 O 12/01/28
0
1
1853155 F28/G01 F 336,000.00 ZZ
360 335,168.91 1
5350 NORTH SABINO NIEW PLACE 7.000 2,235.42 80
6.750 2,235.42 420,000.00
TUCSON AZ 85749 2 09/03/98 00
0431153451 03 11/01/98 0
3260635 O 10/01/28
0
1853156 F28/G01 F 285,000.00 ZZ
360 284,519.85 1
7407 BELCLARE CT 7.375 1,968.43 90
7.125 1,968.43 318,500.00
HANOVER MD 21076 2 10/13/98 10
0431153816 05 12/01/98 25
3705171 O 11/01/28
0
1853159 F28/G01 F 260,000.00 ZZ
360 258,670.46 1
29 GAMBLER ST 6.875 1,708.01 64
6.625 1,708.01 407,800.00
NEWTON MA 02160 1 06/29/98 00
0431153964 05 08/01/98 0
3846304 O 07/01/28
0
1853163 F28/G01 F 378,500.00 ZZ
360 377,278.43 1
517 PAMELA LN 7.125 2,550.03 83
6.875 2,550.03 456,000.00
HUDSON WI 54016 2 08/20/98 10
0431154103 05 10/01/98 12
3930694 O 09/01/28
0
1853164 F28/G01 F 230,400.00 ZZ
360 229,512.56 1
2847 N WOLCOTT UNIT B 7.375 1,591.32 80
7.125 1,591.32 288,000.00
CHICAGO IL 60657 2 07/29/98 00
0431154145 03 09/01/98 0
3970821 O 08/01/28
0
1853165 F28/G01 F 416,000.00 ZZ
360 414,357.65 1
1
5219 N CASA BLANCA DR #26 7.250 2,837.85 49
7.000 2,837.85 850,000.00
PARADISE VALLEY AZ 85253 2 07/22/98 00
0431154194 05 09/01/98 0
3972068 O 08/01/28
0
1853166 F28/G01 F 280,750.00 ZZ
360 279,585.85 1
47142 2ND AVE NE 7.000 1,867.84 90
6.750 1,867.84 314,950.00
SEATTLE WA 98105 1 07/16/98 10
0431154608 05 09/01/98 25
3973700 O 08/01/28
0
1853167 F28/G01 F 250,000.00 ZZ
360 249,037.08 1
2501 MIDDLETON BEACH RD 7.375 1,726.69 72
7.125 1,726.69 350,000.00
MIDDLETON WI 53562 2 07/25/98 00
0431154541 05 09/01/98 0
3977232 O 08/01/28
0
1853169 F28/G01 F 270,000.00 ZZ
360 269,170.57 1
W301 N1805 STONEBRIDGE CT 7.375 1,864.83 78
7.125 1,864.83 350,000.00
PEWAUKEE WI 53072 2 07/31/98 00
0431154707 05 10/01/98 0
3987603 O 09/01/28
0
1853170 F28/G01 F 460,000.00 ZZ
360 455,766.01 1
6345 BEACH RD 7.000 3,060.40 80
6.750 3,060.40 575,000.00
TROY MI 48098 2 09/11/98 00
0431154723 05 11/01/98 0
3992718 O 10/01/28
0
1853171 F28/G01 F 282,000.00 ZZ
360 281,133.76 1
5644 N 1740 W 7.375 1,947.70 75
7.125 1,947.70 379,100.00
ST GEORGE UT 84770 2 07/29/98 00
0431154889 05 10/01/98 0
1
3993452 O 09/01/28
0
1853172 F28/G01 F 294,000.00 ZZ
360 293,003.48 1
37 RICHDALE RD 6.875 1,931.37 65
6.625 1,931.37 455,000.00
NEEDHAM MA 02194 2 08/27/98 00
0431154822 05 10/01/98 0
3994294 O 09/01/28
0
1853173 F28/G01 F 455,000.00 ZZ
360 453,457.77 1
76 OXBOW RD 6.875 2,989.03 74
6.625 2,989.03 615,000.00
NEEDHAM MA 02194 2 08/24/98 00
0431153626 05 10/01/98 0
3994351 O 09/01/28
0
1853174 F28/G01 F 302,250.00 ZZ
360 301,299.72 1
13185 ADDISON RD 7.250 2,061.88 75
7.000 2,061.88 403,000.00
ROSWELL GA 30075 2 08/31/98 00
0431153675 03 10/01/98 0
3996034 O 09/01/28
0
1853175 F28/G01 F 441,000.00 ZZ
360 439,541.38 1
3343 MCCARROLL DR 7.000 2,933.98 77
6.750 2,933.98 575,000.00
BATON ROUGE LA 70809 2 08/13/98 00
0431153709 05 10/01/98 0
4000065 O 09/01/28
0
1853177 F28/G01 F 470,000.00 ZZ
360 468,406.93 1
17327 NE 126TH PL 6.875 3,087.57 48
6.625 3,087.57 980,000.00
REDMOND WA 98052 5 08/28/98 00
0431153766 05 10/01/98 0
4006189 O 09/01/28
0
1
1853179 F28/G01 F 299,500.00 ZZ
360 298,317.60 1
21816 N CALLE ROYALE 7.250 2,043.12 90
7.000 2,043.12 335,000.00
SCOTTSDALE AZ 85258 1 07/23/98 04
0431153980 03 09/01/98 25
4007369 O 08/01/28
0
1853181 F28/G01 F 300,000.00 ZZ
360 299,007.72 1
16435 BALDER LN 7.000 1,995.91 80
6.750 1,995.91 375,000.00
BOTHELL WA 98011 1 08/13/98 00
0431154178 05 10/01/98 0
4007623 O 09/01/28
0
1853182 F28/G01 F 241,000.00 ZZ
360 240,622.86 1
5601 MOUNTAINEER LN 7.250 1,644.04 88
7.000 1,644.04 275,000.00
CONCORD NC 28025 1 10/07/98 14
0431154228 05 12/01/98 25
4021705 O 11/01/28
0
1853184 F28/G01 F 400,000.00 ZZ
360 398,644.20 1
12604 MAIDENS BOWER DR 6.875 2,627.72 77
6.625 2,627.72 520,000.00
POTOMAC MD 20854 2 08/26/98 00
0431154319 05 10/01/98 0
4032092 O 09/01/28
0
1853186 F28/G01 F 320,000.00 ZZ
360 316,761.39 1
5546 EAST EDGEWOOD AVE 7.500 2,237.49 64
7.250 2,237.49 505,000.00
INDIANAPOLIS IN 46237 5 08/04/98 00
0431154772 05 10/01/98 0
4032399 O 09/01/28
0
1853188 F28/G01 F 340,000.00 ZZ
360 338,847.57 1
3840 NORTH STAFFORD ST 6.875 2,233.56 59
6.625 2,233.56 585,000.00
1
ARLINGTON VA 22207 5 08/20/98 00
0431154814 05 10/01/98 0
4033841 O 09/01/28
0
1853189 F28/G01 F 267,500.00 ZZ
360 266,417.64 1
1518 E. CATAMARAN DR 7.125 1,802.20 80
6.875 1,802.20 335,000.00
GILBERT AZ 85234 2 07/17/98 00
0431154855 03 09/01/98 0
4043990 O 08/01/28
0
1853190 F28/G01 F 290,000.00 ZZ
360 288,536.78 1
2406 VIA MERO 6.875 1,905.09 57
6.625 1,905.09 515,000.00
SAN CLEMENTE CA 92672 2 08/06/98 00
0431154913 03 10/01/98 0
4046829 O 09/01/28
0
1853191 F28/G01 F 283,000.00 ZZ
360 279,692.17 1
316 N. CUYLER AV 7.125 1,906.62 78
6.875 1,906.62 363,000.00
OAK PARK IL 60302 1 09/01/98 00
0431154970 05 11/01/98 0
4056141 O 10/01/28
0
1853193 F28/G01 F 308,800.00 ZZ
360 307,778.60 1
609 LONDON CT 7.000 2,054.46 80
6.750 2,054.46 388,000.00
BUFFALO GROVE IL 60089 1 08/28/98 00
0431155035 05 10/01/98 0
4065217 O 09/01/28
0
1853195 F28/G01 F 330,000.00 ZZ
360 329,457.42 1
1349 COLUMBUS AV 7.000 2,195.50 37
6.750 2,195.50 907,000.00
BURLINGAME CA 94010 1 10/02/98 00
0431155084 05 12/01/98 0
4084802 O 11/01/28
0
1
1853197 F28/G01 F 378,000.00 ZZ
360 377,087.75 1
4086 E FORREST GLEN 7.125 2,546.66 90
6.875 2,546.66 420,000.00
LESSBURG IN 46538 1 09/26/98 04
0431155167 05 11/01/98 25
4096495 O 10/01/28
0
1853198 F28/G01 F 260,000.00 ZZ
360 259,572.16 1
18 CLIFFORD RD 7.000 1,729.79 80
6.750 1,729.79 325,000.00
SOUTHBOROUGH MA 01772 1 10/30/98 00
0431154715 05 12/01/98 0
4098269 O 11/01/28
0
1853199 F28/G01 F 249,600.00 ZZ
360 248,997.60 1
4750 STONEBRIDGE CT 7.125 1,681.61 80
6.875 1,681.61 312,000.00
COLUMBUS IN 47201 2 09/04/98 00
0431154731 05 11/01/98 0
4099390 O 10/01/28
0
1853201 F28/G01 F 300,000.00 ZZ
360 299,293.66 1
7 OLD RUBBLY RD 7.250 2,046.53 72
7.000 2,046.53 417,000.00
BEVERLY MA 01915 1 10/02/98 00
0431154756 05 11/01/98 0
4102457 O 10/01/28
0
1853202 F28/G01 F 283,500.00 ZZ
360 282,832.51 1
15 POWDER HILL WAY 7.250 1,933.97 90
7.000 1,933.97 315,000.00
WESTBOROUGH MA 01581 1 09/28/98 10
0431154764 01 11/01/98 25
4102935 O 10/01/28
0
1853203 F28/G01 F 477,000.00 ZZ
360 475,534.73 1
1
11 KIRBY PL 7.375 3,294.52 57
7.125 3,294.52 847,000.00
PALO ALTO CA 94301 2 08/03/98 00
0431154806 05 10/01/98 0
4107565 O 09/01/28
0
1853204 F28/G01 F 310,000.00 ZZ
360 309,194.79 1
1503 BELLINGHAM CT 6.750 2,010.65 71
6.500 2,010.65 439,500.00
LOUISVILLE KY 40245 1 09/11/98 00
0431154830 05 11/01/98 0
4111250 O 10/01/28
0
1853205 F28/G01 F 279,000.00 ZZ
360 278,292.75 1
134 ROYAL POINTE WY 6.875 1,832.84 59
6.625 1,832.84 475,000.00
MOORESVILLE NC 28115 2 09/25/98 00
0431154871 03 11/01/98 0
4111474 O 10/01/28
0
1853206 F28/G01 F 294,300.00 ZZ
360 293,490.02 1
751 MALENA DRIVE 7.125 1,982.76 80
6.875 1,982.76 367,900.00
ANN ARBOR MI 48103 1 09/17/98 00
0431154921 05 11/01/98 0
4111902 O 10/01/28
0
1853207 F28/G01 F 314,900.00 ZZ
360 314,158.58 1
26 W 156TH JEROME ST 7.250 2,148.18 90
7.000 2,148.18 349,900.00
WHEATON IL 60187 1 09/14/98 10
0431154954 03 11/01/98 25
4112597 O 10/01/28
0
1853213 F28/G01 F 337,500.00 ZZ
360 336,931.30 1
2415 DAYBREAKER DR 6.875 2,217.13 75
6.625 2,217.13 450,000.00
PARK CITY UT 84098 5 09/30/98 00
0431155134 05 12/01/98 0
1
4121349 O 11/01/28
0
1853214 F28/G01 F 284,500.00 ZZ
360 283,778.82 1
7500 EAST MCCORMICK PARKWAY 6.875 1,868.97 66
6.625 1,868.97 435,000.00
SCOTTSDALE AZ 85258 2 09/25/98 00
0431155159 09 11/01/98 0
4122679 O 10/01/28
0
1853215 F28/G01 F 256,500.00 ZZ
360 256,088.54 1
2151 BOULDER RD 7.125 1,728.09 75
6.875 1,728.09 342,000.00
CHANHASSEN MN 55317 5 10/09/98 00
0431155183 05 12/01/98 0
4127603 O 11/01/28
0
1853216 F28/G01 F 285,000.00 ZZ
360 284,509.78 1
5 BLACKTHORN RD 7.250 1,944.20 74
7.000 1,944.20 390,000.00
SHREWSBURY MA 01545 2 10/19/98 00
0431155191 05 12/01/98 0
4129452 O 11/01/28
0
1853218 F28/G01 F 277,500.00 ZZ
360 277,032.39 1
3310 MANTUA DR 6.875 1,822.98 75
6.625 1,822.98 370,000.00
FAIRFAX VA 22031 5 10/28/98 00
0431155209 05 12/01/98 0
4130755 O 11/01/28
0
1853220 F28/G01 F 279,500.00 ZZ
360 276,819.42 1
6227 NE 193RD ST 7.125 1,883.04 76
6.875 1,883.04 370,000.00
KENMORE WA 98028 2 09/28/98 00
0431155225 05 11/01/98 0
4133791 O 10/01/28
0
1
1853221 F28/G01 F 272,000.00 ZZ
360 271,782.48 1
8925 FARNSWORTH AVE N 7.125 1,832.52 80
6.875 1,832.52 342,000.00
BROOKLYN PARK MN 55443 1 11/18/98 00
0431155241 05 01/01/99 0
4144483 O 12/01/28
0
1853222 F28/G01 F 650,000.00 ZZ
360 648,931.29 1
4 GRAND HILL DR 7.000 4,324.47 62
6.750 4,324.47 1,055,000.00
DOVER MA 02030 2 10/19/98 00
0431155258 05 12/01/98 0
4152353 O 11/01/28
0
1853225 F28/G01 F 259,250.00 ZZ
360 258,608.75 1
6215 BENBROOKE DRIVE 7.000 1,724.80 86
6.750 1,724.80 304,423.00
ACWORTH GA 30101 1 09/11/98 10
0431155274 03 11/01/98 25
4153516 O 10/01/28
0
1853226 F28/G01 F 303,000.00 ZZ
360 302,489.43 1
3 SUFFOLK CIRCLE 6.875 1,990.49 58
6.625 1,990.49 525,000.00
ANDOVER MA 01810 2 10/22/98 00
0431155282 05 12/01/98 0
4154126 O 11/01/28
0
1853227 F28/G01 F 277,700.00 ZZ
360 276,943.41 1
4821 KEITHDALE 7.000 1,847.55 76
6.750 1,847.55 369,000.00
BLOOMFIELD TWP MI 48302 2 10/08/98 00
0431155290 05 12/01/98 0
4155697 O 11/01/28
0
1853229 F28/G01 F 325,000.00 ZZ
360 324,176.17 1
59 ELLENWOOD AVE 6.875 2,135.02 28
6.625 2,135.02 1,200,000.00
1
LOS GATOS CA 95030 5 09/10/98 00
0431155324 05 11/01/98 0
4164943 O 10/01/28
0
1853230 F28/G01 F 402,000.00 ZZ
360 401,301.16 1
6139 WEST ALAMEDA RD 7.375 2,776.51 77
7.125 2,776.51 525,000.00
GLENDALE AZ 85310 2 10/14/98 00
0431158138 05 12/01/98 0
4166601 O 11/01/28
0
1853234 F28/G01 F 330,000.00 ZZ
360 329,121.71 1
2405 ADELINE DR 6.625 2,113.03 45
6.375 2,113.03 735,000.00
BURLINGAME CA 94010 2 09/21/98 00
0431155357 05 11/01/98 0
4174985 O 10/01/28
0
1853235 F28/G01 F 360,000.00 ZZ
360 359,436.62 1
11525 ATTINGHAM CT 7.250 2,455.83 80
7.000 2,455.83 450,000.00
MANASSAS VA 20111 2 10/16/98 00
0431155365 05 12/01/98 0
4178558 O 11/01/28
0
1853236 F28/G01 F 246,000.00 ZZ
360 245,595.52 1
14 GREEN ST 7.000 1,636.64 66
6.750 1,636.64 375,000.00
FRANKLIN MA 02038 2 10/22/98 00
0431155373 05 12/01/98 0
4183901 O 11/01/28
0
1853237 F28/G01 F 250,000.00 ZZ
360 249,598.97 1
21 FAIRMONT ST 7.125 1,684.30 67
6.875 1,684.30 375,000.00
OCEAN ISLE BEAC NC 28469 2 10/05/98 00
0431155381 05 12/01/98 0
4185157 O 11/01/28
0
1
1853238 F28/G01 F 400,000.00 ZZ
360 399,663.95 1
5133 WOODDALE AV 6.875 2,627.72 54
6.625 2,627.72 750,000.00
EDINA MN 55424 2 11/11/98 00
0431155407 05 01/01/99 0
4188995 O 12/01/28
0
1853239 F28/G01 F 308,000.00 ZZ
360 307,505.92 1
7900 PLUM CREEK 7.125 2,075.06 80
6.875 2,075.06 385,000.00
GAITHERSBURG MD 20879 1 10/16/98 00
0431155415 05 12/01/98 0
4190387 O 11/01/28
0
1853240 F28/G01 F 265,500.00 ZZ
360 265,063.47 1
201 WILD CHERRY DRIVE 7.000 1,766.38 90
6.750 1,766.38 295,000.00
APEX NC 27502 2 10/23/98 14
0431155423 05 12/01/98 25
4194338 O 11/01/28
0
1853241 F28/G01 F 333,000.00 ZZ
360 332,438.86 1
11401 LOUISIANA AVE S 6.875 2,187.58 90
6.625 2,187.58 370,000.00
BLOOMINGTON MN 55436 1 10/20/98 10
0431155431 05 12/01/98 25
4198505 O 11/01/28
0
1853242 F28/G01 F 334,000.00 ZZ
360 330,896.09 1
4115 ORCHARD DR 6.875 2,194.15 77
6.625 2,194.15 435,000.00
FAIRFAX VA 22032 2 10/29/98 00
0431155456 05 12/01/98 0
4202091 O 11/01/28
0
1853243 F28/G01 F 302,000.00 ZZ
360 301,478.50 1
1
26745 EDGEWOOD RD 6.750 1,958.77 63
6.500 1,958.77 480,000.00
SHOREWOOD MN 55331 2 10/21/98 00
0431155464 05 12/01/98 0
4204873 O 11/01/28
0
1853245 F28/G01 F 371,700.00 ZZ
360 371,410.04 1
208 AUBURN ST 7.250 2,535.65 90
7.000 2,535.65 413,000.00
NEWTON MA 02466 1 11/06/98 10
0431155472 05 01/01/99 25
4205847 O 12/01/28
0
1853246 F28/G01 F 310,000.00 ZZ
360 309,477.63 1
912 HELGA PL 6.875 2,036.48 25
6.625 2,036.48 1,250,000.00
MC LEAN VA 22102 2 10/22/98 00
0431155480 03 12/01/98 0
4206233 O 11/01/28
0
1853247 F28/G01 F 335,000.00 ZZ
360 334,449.21 1
8325 STONE CREEK DR 7.000 2,228.76 77
6.750 2,228.76 436,472.00
CHANHASSEN MN 55317 1 10/29/98 00
0431155498 05 12/01/98 0
4207191 O 11/01/28
0
1853248 F28/G01 F 250,000.00 ZZ
360 249,578.74 1
12212 HEATHER WY 6.875 1,642.32 74
6.625 1,642.32 340,000.00
HERNDON VA 20170 2 10/22/98 00
0431155506 03 12/01/98 0
4208049 O 11/01/28
0
1853249 F28/G01 F 365,000.00 ZZ
360 364,700.82 1
10 RAVINE RD 7.000 2,428.35 48
6.750 2,428.35 764,000.00
WELLESLEY MA 02481 2 11/02/98 00
0431155514 05 01/01/99 0
1
4210001 O 12/01/28
0
1853251 F28/G01 F 270,900.00 ZZ
360 270,465.43 1
735 N BONNIE BRAE 7.125 1,825.11 71
6.875 1,825.11 385,000.00
RIVER FOREST IL 60305 2 10/22/98 00
0431155530 05 12/01/98 0
4214623 O 11/01/28
0
1853252 F28/G01 F 276,000.00 ZZ
360 275,578.68 1
635 MT LOGAN DR SW 7.375 1,906.26 79
7.125 1,906.26 353,000.00
ISSAQUAH WA 98027 2 10/13/98 00
0431155548 03 12/01/98 0
4215010 O 11/01/28
0
1853253 F28/G01 F 306,000.00 ZZ
360 305,300.45 1
9805 KORMAN CT 6.875 2,010.20 64
6.625 2,010.20 485,000.00
POTOMAC MD 20854 2 11/05/98 00
0431155555 05 01/01/99 0
4215648 O 12/01/28
0
1853256 F28/G01 F 360,000.00 ZZ
360 359,378.34 1
8409 FOX RUN 6.750 2,334.96 80
6.500 2,334.96 450,000.00
POTOMAC MD 20854 2 10/26/98 00
0431155605 05 12/01/98 0
4218519 O 11/01/28
0
1853258 F28/G01 F 384,000.00 ZZ
360 383,320.55 1
470 ARAPAHO LANE 6.625 2,458.79 80
6.375 2,458.79 480,000.00
JACKSON WY 83002 1 10/02/98 00
0431155621 05 12/01/98 0
4221149 O 11/01/28
0
1
1853260 F28/G01 F 258,000.00 ZZ
360 257,575.81 1
6682 ORCHID LANE NORTH 7.000 1,716.48 81
6.750 1,716.48 320,000.00
MAPLE GROVE MN 55311 2 10/26/98 04
0431155647 05 12/01/98 12
4222750 O 11/01/28
0
1853261 F28/G01 F 328,000.00 ZZ
360 327,724.44 1
11 PHEASANT HILL RD 6.875 2,154.73 80
6.625 2,154.73 410,000.00
NORFOLK MA 02056 1 11/13/98 00
0431155654 05 01/01/99 0
4223608 O 12/01/28
0
1853263 F28/G01 F 317,500.00 ZZ
360 317,226.64 1
14127 235TH CT NE 6.750 2,059.30 78
6.500 2,059.30 410,000.00
WOODINVILLE WA 98072 2 11/02/98 00
0431155662 03 01/01/99 0
4223723 O 12/01/28
0
1853265 F28/G01 F 287,000.00 ZZ
360 286,235.85 1
2115 NACHTMAN CT 7.000 1,909.42 76
6.750 1,909.42 382,000.00
WHEATON IL 60187 2 10/26/98 00
0431155688 05 12/01/98 0
4225001 O 11/01/28
0
1853267 F28/G01 F 280,000.00 ZZ
360 279,561.83 1
8738 EAST VOLTAIRE AVE 7.250 1,910.09 59
7.000 1,910.09 475,000.00
SCOTTSDALE AZ 85260 2 10/27/98 00
0431155696 03 12/01/98 0
4227320 O 11/01/28
0
1853268 F28/G01 F 305,000.00 ZZ
360 304,743.77 1
1535 205TH CT NE 6.875 2,003.63 51
6.625 2,003.63 600,000.00
1
REDMOND WA 98053 2 10/28/98 00
0431155704 05 01/01/99 0
4229722 O 12/01/28
0
1853269 F28/G01 F 287,500.00 ZZ
360 287,264.34 1
7703 1ST AVE NE 7.000 1,912.74 80
6.750 1,912.74 360,000.00
SEATTLE WA 98115 2 11/01/98 00
0431155712 05 01/01/99 0
4230456 O 12/01/28
0
1853270 F28/G01 F 386,400.00 ZZ
360 385,748.90 1
N22 W28684 LOUIS AVE 6.875 2,538.37 72
6.625 2,538.37 540,000.00
PEWAUKEE WI 53072 2 10/26/98 00
0431155720 05 12/01/98 0
4231635 O 11/01/28
0
1853272 F28/G01 F 267,000.00 ZZ
360 266,561.00 1
14508 PEBBLE HILL LN 7.000 1,776.36 78
6.750 1,776.36 345,000.00
GAITHERSBURG MD 20878 2 10/16/98 00
0431155738 05 12/01/98 0
4231825 O 11/01/28
0
1853274 F28/G01 F 306,500.00 ZZ
360 305,970.74 1
9821 DAYS FARM DR 6.750 1,987.95 80
6.500 1,987.95 386,000.00
VIENNA VA 22182 2 10/27/98 00
0431155753 05 12/01/98 0
4237600 O 11/01/28
0
1853276 F28/G01 F 307,500.00 ZZ
360 306,433.55 1
53 N FOXHILL RD 6.750 1,994.44 82
6.500 1,994.44 375,000.00
NORTH SALT LAKE UT 84010 2 10/30/98 10
0431155787 05 12/01/98 25
4238012 O 11/01/28
0
1
1853277 F28/G01 F 333,000.00 ZZ
360 332,438.88 1
721 27TH ST 6.875 2,187.57 45
6.625 2,187.57 755,000.00
MANHATTEN BEACH CA 90266 2 10/26/98 00
0431132372 05 12/01/98 0
4239087 O 11/01/28
0
1853278 F28/G01 F 298,000.00 ZZ
360 297,497.85 1
12732 61ST AVE WEST 6.875 1,957.65 67
6.625 1,957.65 450,000.00
MUKILTEO WA 98275 2 10/20/98 00
0431155795 03 12/01/98 0
4239424 O 11/01/28
0
1853280 F28/G01 F 263,000.00 ZZ
360 262,789.68 1
75 ALPINE DR 7.125 1,771.88 63
6.875 1,771.88 420,000.00
HOLLISTON MA 01746 2 11/06/98 00
0431156058 05 01/01/99 0
4240529 O 12/01/28
0
1853282 F28/G01 F 304,000.00 ZZ
360 303,500.17 1
6305 BARSKY CT 7.000 2,022.52 80
6.750 2,022.52 380,000.00
FAIRFAX STATION VA 22039 2 10/27/98 00
0431156108 03 12/01/98 0
4242162 O 11/01/28
0
1853283 F28/G01 F 323,000.00 ZZ
300 322,184.29 1
11904 CANFIELD RD 6.875 2,257.21 70
6.625 2,257.21 465,000.00
POTOMAC MD 20854 2 10/27/98 00
0431156124 03 12/01/98 0
4242170 O 11/01/23
0
1853284 F28/G01 F 292,000.00 ZZ
360 291,495.77 1
1
4013 PALISADES MAIN 6.750 1,893.91 84
6.500 1,893.91 350,000.00
KENNESAW GA 30144 2 10/16/98 21
0431156140 03 12/01/98 12
4242913 O 11/01/28
0
1853285 F28/G01 F 252,000.00 ZZ
360 251,564.84 1
1685 BARRINGTON WOODS DR 6.750 1,634.47 75
6.500 1,634.47 340,000.00
BROOKFIELD WI 53045 2 10/30/98 00
0431156173 05 12/01/98 0
4244737 O 11/01/28
0
1853287 F28/G01 F 288,000.00 ZZ
360 287,502.67 1
4722 NORTHGATE 6.750 1,867.97 80
6.500 1,867.97 361,000.00
DEXTER MI 48130 1 11/03/98 00
0431156223 05 12/01/98 0
4247957 O 11/01/28
0
1853288 F28/G01 F 404,800.00 ZZ
360 404,484.22 1
25428 WITHERSPOON 7.250 2,761.45 60
7.000 2,761.45 680,000.00
FARMINGTON HILL MI 48335 2 10/30/98 00
0431156231 05 01/01/99 0
4248011 O 12/01/28
0
1853292 F28/G01 F 425,000.00 ZZ
300 423,968.24 1
3912 48TH AVE NE 7.125 3,037.79 66
6.875 3,037.79 650,000.00
SEATTLE WA 98105 5 10/08/98 00
0431156355 05 12/01/98 0
4250967 O 11/01/23
0
1853293 F28/G01 F 430,000.00 ZZ
360 429,638.74 1
1630 VERRAZZANO DR 6.875 2,824.79 67
6.625 2,824.79 650,000.00
WILMINGTON NC 28405 2 11/09/98 00
0431156389 05 01/01/99 0
1
4250991 O 12/01/28
0
1853295 F28/G01 F 330,150.00 ZZ
360 329,858.71 1
15225 NORTH 11TH ST 6.625 2,113.99 75
6.375 2,113.99 445,000.00
PHOENIX AZ 85022 2 11/03/98 00
0431156413 05 01/01/99 0
4252385 O 12/01/28
0
1853297 F28/G01 F 270,000.00 ZZ
360 269,767.54 1
2343 W MTN OAK RD 6.750 1,751.21 69
6.500 1,751.21 395,000.00
PRESCOTT AZ 86301 2 11/04/98 00
0431156454 05 01/01/99 0
4253308 O 12/01/28
0
1853298 F28/G01 F 280,000.00 ZZ
360 279,539.62 1
4475 TIVOLI ST 7.000 1,862.85 52
6.750 1,862.85 540,000.00
SAN DIEGO CA 92107 2 10/22/98 00
0431156462 05 12/01/98 0
4253704 O 11/01/28
0
1853300 F28/G01 F 647,000.00 ZZ
360 645,882.76 1
23 NOBSCOT RD 6.750 4,196.42 75
6.500 4,196.42 865,000.00
WESTON MA 02193 2 10/30/98 00
0431156546 05 12/01/98 0
4254207 O 11/01/28
0
1853301 F28/G01 F 248,000.00 ZZ
360 247,791.65 1
6542 EAST LUDLOW DRIVE 6.875 1,629.18 80
6.625 1,629.18 310,000.00
PHOENIX AZ 85254 1 11/04/98 00
0431156561 05 01/01/99 0
4255339 O 12/01/28
0
1
1853302 F28/G01 F 245,300.00 ZZ
360 245,098.93 1
2043 W THOMAS ST 7.000 1,631.99 85
6.750 1,631.99 289,000.00
CHICAGO IL 60622 2 11/13/98 04
0431156595 05 01/01/99 12
4256246 O 12/01/28
0
1853304 F28/G01 F 275,800.00 ZZ
360 275,368.40 1
258 E. EDGAR ST 7.250 1,881.44 80
7.000 1,881.44 345,000.00
SEATTLE WA 98102 2 10/19/98 00
0431156603 05 12/01/98 0
4257790 O 11/01/28
0
1853305 F28/G01 F 381,000.00 ZZ
360 380,403.78 1
8795 NORTH REDDEN RD 7.250 2,599.09 74
7.000 2,599.09 520,000.00
PARK CITY UT 84098 2 10/30/98 00
0431156645 05 12/01/98 0
4258119 O 11/01/28
0
1853306 F28/G01 F 272,000.00 ZZ
360 271,463.09 1
721 CONGRESSIONAL LANE 7.125 1,832.51 65
6.875 1,832.51 420,000.00
RIVERWOODS IL 60015 2 10/28/91 00
0431156660 05 12/01/98 0
4259810 O 11/01/28
0
1853308 F28/G01 F 275,000.00 ZZ
360 274,780.08 1
8933 SERPENT CI 7.125 1,852.73 65
6.875 1,852.73 425,000.00
INDIANAPOLIS IN 46236 2 11/06/98 00
0431156710 05 01/01/99 0
4260685 O 12/01/28
0
1853309 F28/G01 F 291,000.00 ZZ
360 290,359.28 1
5926 E. MIRAMAR RD 7.000 1,936.03 72
6.750 1,936.03 405,000.00
1
TUCSON AZ 85715 2 10/30/98 00
0431156751 03 12/01/98 0
4261485 O 11/01/28
0
1853310 F28/G01 F 370,000.00 ZZ
360 369,061.07 1
11904 LEDGEROCK CT 6.750 2,399.82 68
6.500 2,399.82 549,000.00
POTOMAC MD 20854 2 11/02/98 00
0431156777 05 12/01/98 0
4261683 O 11/01/28
0
1853312 F28/G01 F 318,000.00 ZZ
360 317,437.33 1
4323 NE 43RD STREET 6.625 2,036.19 64
6.375 2,036.19 500,000.00
SEATTLE WA 98105 2 10/27/98 00
0431156793 05 12/01/98 0
4262812 O 11/01/28
0
1853315 F28/G01 F 259,000.00 ZZ
360 258,782.40 1
S106 W16800 MUSKEGO DAM RD 6.875 1,701.45 76
6.625 1,701.45 343,000.00
MUSKEGO WI 53150 2 11/12/98 00
0431156850 05 01/01/99 0
4268407 O 12/01/28
0
1853316 F28/G01 F 305,000.00 ZZ
360 304,646.75 1
61 ARLO RD 6.875 2,003.63 61
6.625 2,003.63 500,000.00
NEWTON MA 02464 2 11/05/98 00
0431156868 05 01/01/99 0
4270171 O 12/01/28
0
1853319 F28/G01 F 300,000.00 ZZ
360 299,735.31 1
200 LEWISTON CT 6.625 1,920.94 74
6.375 1,920.94 410,000.00
CARY NC 27513 2 11/04/98 00
0431156884 03 01/01/99 0
4272367 O 12/01/28
0
1
1853320 F28/G01 F 260,000.00 ZZ
360 257,775.21 1
12007 RYZNAR 7.000 1,729.79 67
6.750 1,729.79 390,000.00
BELLEVILLE MI 48111 2 11/13/98 00
0431156892 05 01/01/99 0
4272431 O 12/01/28
0
1853321 F28/G01 F 366,000.00 ZZ
360 365,699.99 1
268 MERRIAM ST 7.000 2,435.01 78
6.750 2,435.01 471,000.00
WESTON MA 02193 2 11/18/98 00
0431156900 05 01/01/99 0
4273314 O 12/01/28
0
1853322 F28/G01 F 249,000.00 ZZ
360 248,561.25 1
9461 CAMBRIDGE DR 7.000 1,656.61 68
6.750 1,656.61 368,000.00
SALINE MI 48176 2 11/13/98 00
0431156934 05 01/01/99 0
4274809 O 12/01/28
0
1853325 K08/G01 F 110,000.00 ZZ
360 109,916.30 1
ROUTE 2 BOX 241 7.375 759.74 63
7.125 759.74 175,000.00
CASS LAKE MN 56633 5 12/01/98 00
0411167455 05 01/01/99 0
411167455 O 12/01/28
0
1853326 F28/G01 F 292,500.00 ZZ
360 292,250.56 1
1916 EAST MCNAIR DR 7.000 1,946.01 90
6.750 1,946.01 325,000.00
TEMPE AZ 85283 1 11/06/98 10
0431156975 03 01/01/99 25
4282564 O 12/01/28
0
1853327 F28/G01 F 311,000.00 ZZ
360 310,488.67 1
1
20581 NORTH WELLINGFORD LANE 7.000 2,069.09 74
6.750 2,069.09 425,000.00
DEER PARK IL 60010 2 10/27/98 00
0431156983 03 12/01/98 0
4283091 O 11/01/28
0
1853328 F28/G01 F 356,000.00 ZZ
360 355,298.30 1
22 ROLLING GREEN 7.000 2,368.48 85
6.750 2,368.48 419,012.00
BALTIMORE MD 21210 1 10/16/98 04
0431160696 01 12/01/98 20
4303400 O 11/01/28
0
1853329 F28/G01 F 340,200.00 ZZ
360 339,927.94 1
5111 N. 41ST ST 7.125 2,291.99 90
6.875 2,291.99 378,000.00
PHOENIX AZ 85018 1 11/01/98 10
0431157049 05 01/01/99 25
4307694 O 12/01/28
0
1853330 F28/G01 F 396,000.00 ZZ
360 395,332.71 1
4877 GULLANE DRIVE 6.875 2,601.44 80
6.625 2,601.44 495,000.00
ANN ARBOR MI 48103 1 10/30/98 00
0431157239 05 12/01/98 0
4308310 O 11/01/28
0
1853331 F28/G01 F 292,500.00 ZZ
360 292,030.79 1
13714 SOUTH JANAS 7.125 1,970.63 90
6.875 1,970.63 325,000.00
LOCKPORT IL 60440 1 10/30/98 10
0431157254 05 12/01/98 25
4325330 O 11/01/28
0
1853332 F28/G01 F 275,000.00 ZZ
360 271,789.80 1
7415 BELLE MEADE BL 7.375 1,899.36 90
7.125 1,899.36 307,500.00
MIAMI FL 33138 1 11/10/98 10
0431157262 05 01/01/99 25
1
4355057 O 12/01/28
0
1853343 J53/J53 F 360,000.00 ZZ
360 360,000.00 1
3721 MONTICELLO DRIVE 7.875 2,610.25 80
7.625 2,610.25 450,000.00
FORT WORTH TX 76107 1 12/04/98 00
110082378 05 02/01/99 0
110082378 O 01/01/29
0
1853356 K08/G01 F 65,000.00 ZZ
360 65,000.00 1
1301 AVIARY DRIVE 7.125 437.92 75
6.875 437.92 86,700.00
DESOTO TX 75115 1 12/04/98 00
0411182611 05 02/01/99 0
411182611 O 01/01/29
0
1853359 K08/G01 F 360,000.00 ZZ
360 359,697.56 1
4204 VERSAILLES AVENUE 6.875 2,364.94 38
6.625 2,364.94 960,000.00
DALLAS TX 75205 1 12/04/98 00
0411176092 05 01/01/99 0
411176092 O 12/01/28
0
1853384 944/G01 F 600,000.00 ZZ
360 598,988.57 1
11571 LAKE SPRING COURT 6.875 3,941.57 80
6.625 3,941.57 751,000.00
CUPERTINO CA 95014 2 10/28/98 00
0431148568 03 12/01/98 0
98105071474STN O 11/01/28
0
1853402 E23/G01 F 459,200.00 ZZ
360 458,832.78 1
1201 NOTTINGHAM ROAD 7.125 3,093.72 80
6.875 3,093.72 574,000.00
NEWPORT BEACH CA 92660 1 11/25/98 00
0431131556 05 01/01/99 0
0324744 O 12/01/28
0
1
1853403 944/G01 F 245,000.00 ZZ
360 245,000.00 1
240 OLIVE BRANCH COURT 7.125 1,650.61 73
6.875 1,650.61 340,000.00
BENICIA CA 94510 2 12/01/98 00
0431141894 05 02/01/99 0
8980427 O 01/01/29
0
1853406 K08/G01 F 72,200.00 ZZ
360 72,149.04 1
13323 KEMPWOOD LANE 7.750 517.25 95
7.500 517.25 76,000.00
DALLAS TX 75253 2 11/25/98 10
0411168149 05 01/01/99 30
411168149 O 12/01/28
0
1853409 470/G01 F 271,200.00 ZZ
360 270,993.63 1
6415 MELVILLE DRIVE 7.375 1,873.12 80
7.125 1,873.12 339,000.00
OAKLAND CA 94611 1 11/11/98 00
0431135573 05 01/01/99 0
72010108 O 12/01/28
0
1853412 665/G01 F 249,000.00 ZZ
360 248,819.78 1
132 NAVIGATOR DRIVE 7.625 1,762.41 75
7.375 1,762.41 335,000.00
SCOTTS VALLEY CA 95066 2 11/24/98 00
0431136811 05 01/01/99 0
9801226706 O 12/01/28
0
1853413 E85/G01 F 275,000.00 ZZ
360 275,000.00 1
200 OAKCREST ROAD 7.250 1,875.98 56
7.000 1,875.98 495,000.00
SAN ANSELMO CA 94960 2 12/01/98 00
0431136837 05 02/01/99 0
9604198 O 01/01/29
0
1853416 665/G01 F 370,000.00 ZZ
360 370,000.00 1
2655 VISTA DIABLO COURT 7.000 2,461.62 69
6.750 2,461.62 540,000.00
1
PLEASANTON CA 94566 5 12/03/98 00
0431136555 05 02/01/99 0
9801226956 O 01/01/29
0
1853457 K56/G01 F 377,500.00 ZZ
360 377,174.98 1
4005 NE 134TH STREET 6.750 2,448.46 86
6.500 2,448.46 440,000.00
VANCOUVER WA 98686 2 11/13/98 21
0431141332 05 01/01/99 12
1040009 O 12/01/28
0
1853476 E23/G01 F 161,000.00 ZZ
360 160,874.41 1
2191 SANTA ANITA ROAD 7.250 1,098.30 74
7.000 1,098.30 220,000.00
NORCO CA 91760 2 11/24/98 00
0431134410 05 01/01/99 0
50504880 O 12/01/28
0
1853480 A35/G01 F 339,000.00 ZZ
360 338,181.86 1
491 MESA VIEW WAY 7.125 2,283.91 76
6.875 2,283.91 448,944.00
GOLDEN CO 80403 1 09/21/98 00
0431138171 03 11/01/98 0
00034 O 10/01/28
0
1853485 638/G01 F 265,500.00 ZZ
360 265,500.00 1
298 BROOKLINE STREET 7.625 1,879.19 75
7.375 1,879.19 354,000.00
NEEDHAM MA 02192 5 12/03/98 00
0431133560 05 02/01/99 0
8825029 O 01/01/29
0
1853488 638/G01 F 169,000.00 ZZ
360 168,880.72 1
17849 ASH STREET 7.750 1,210.74 68
7.500 1,210.74 250,000.00
FOUNTAIN VALLEY CA 92708 2 11/20/98 00
0431133503 05 01/01/99 0
8823697 O 12/01/28
0
1
1853492 638/G01 F 272,000.00 ZZ
360 271,798.14 1
1450 NEW YORK DRIVE 7.500 1,901.86 80
7.250 1,901.86 340,000.00
ALTADENA CA 91001 5 11/20/98 00
0431133495 05 01/01/99 0
8822480 O 12/01/28
0
1853493 A35/G01 F 367,000.00 ZZ
360 366,025.27 1
351 MESA VIEW WAY 7.250 2,503.59 90
7.000 2,503.59 408,142.00
GOLDEN CO 80403 1 10/19/98 04
0431136274 03 12/01/98 25
00046 O 11/01/28
0
1853495 638/G01 F 300,000.00 ZZ
360 299,771.72 1
990 CALLE DE LEPANTO 7.375 2,072.03 80
7.125 2,072.03 377,500.00
ESCONDIDO CA 92025 1 11/23/98 00
0431133487 03 01/01/99 0
8822611 O 12/01/28
0
1853507 026/G01 F 527,500.00 ZZ
360 527,500.00 1
33 SEAGRASS LA 7.000 3,509.48 77
6.750 3,509.48 685,000.00
ISLE OF PALMS SC 29451 1 12/04/98 00
0431134303 03 02/01/99 0
0200148559 O 01/01/29
0
1853514 E87/G01 F 325,000.00 ZZ
360 325,000.00 1
426 EAST FIGUEROA STREET 7.250 2,217.07 70
7.000 2,217.07 465,000.00
SANTA BARBARA CA 93101 5 12/01/98 00
0431133180 05 02/01/99 0
70001882 O 01/01/29
0
1853520 533/G01 F 159,600.00 ZZ
360 159,600.00 1
1
1140 ADOBE NORTE AVENUE 7.250 1,088.76 73
7.000 1,088.76 220,000.00
FALLBROOK CA 92028 2 12/03/98 00
0431140003 05 02/01/99 0
3383841 O 01/01/29
0
1853540 B60/G01 F 332,050.00 ZZ
360 331,790.97 1
330 WALNUT AVE 7.250 2,265.17 69
7.000 2,265.17 485,000.00
ARCADIA CA 91007 2 11/17/98 00
0431145143 05 01/01/99 0
256994 O 12/01/28
0
1853545 543/543 F 542,000.00 ZZ
360 539,489.28 1
74 WEST RUTLAND SQUARE 7.125 3,651.56 74
6.875 3,651.56 742,000.00
BOSTON MA 02118 1 09/01/98 00
7210693667 05 10/01/98 0
7210693667 O 09/01/28
0
1853551 B60/G01 F 164,000.00 ZZ
360 163,865.57 1
16297 VISTA COURT 7.000 1,091.10 80
6.750 1,091.10 205,000.00
CHINO HILLS CA 91709 2 11/09/98 00
0431141696 05 01/01/99 0
252442 O 12/01/28
0
1853561 K08/G01 F 560,000.00 ZZ
360 560,000.00 1
4228 SADDLECREST LANE 7.500 3,915.60 61
7.250 3,915.60 932,000.00
WESTLAKE VILLAG CA 91361 5 12/01/98 00
0411144272 05 02/01/99 0
411144272 O 01/01/29
0
1853563 K08/G01 F 220,000.00 ZZ
360 220,000.00 1
39 ALAMEDA PLACE 7.625 1,557.15 80
7.375 1,557.15 275,000.00
SALINAS CA 93901 1 12/02/98 00
0411173271 05 02/01/99 0
1
411173271 O 01/01/29
0
1853582 B60/G01 F 101,100.00 ZZ
360 101,024.97 1
1571 YOSEMITE DRIVE 7.500 706.91 75
7.250 706.91 135,000.00
LOS ANGELES CA 90041 2 11/19/98 00
0431142165 05 01/01/99 0
259823 O 12/01/28
0
1853583 543/543 F 371,250.00 ZZ
360 369,441.99 1
LOT 36/2 ROUTE 12A 7.125 2,501.19 75
6.875 2,501.19 495,000.00
ALSTEAD NH 03602 5 06/10/98 00
7210514665 05 08/01/98 0
7210514665 O 07/01/28
0
1853585 E11/G01 F 89,600.00 ZZ
360 89,600.00 1
3720 INDEPENDENCE AVE S #14 7.500 626.50 80
7.250 626.50 112,000.00
ST LOUIS PARK MN 55426 1 12/07/98 00
0431131770 01 02/01/99 0
0328072 O 01/01/29
0
1853595 J95/J95 F 400,000.00 ZZ
360 399,374.03 1
25822 SE 25TH WAY 7.250 2,728.71 78
7.000 2,728.71 518,000.00
ISSAQUAH WA 98029 5 10/21/98 00
13351499 03 12/01/98 0
13351499 O 11/01/28
0
1853596 825/G01 F 577,500.00 ZZ
360 577,500.00 1
106 N HIGH ST 7.125 3,890.72 70
6.875 3,890.72 825,000.00
BRECKENRIDGE CO 80424 2 12/04/98 00
0431136878 05 02/01/99 0
25129 O 01/01/29
0
1
1853616 543/543 F 307,500.00 ZZ
360 305,682.87 1
28 HAZELTINE DRIVE 7.250 2,097.70 75
7.000 2,097.70 410,000.00
CUMBERLAND ME 04021 2 05/11/98 00
7210508337 05 07/01/98 0
7210508337 O 06/01/28
0
1853630 543/543 F 348,000.00 ZZ
360 346,535.14 1
7 BROOK MILL ROAD 7.125 2,344.54 80
6.875 2,344.54 435,000.00
STOW MA 01775 1 07/22/98 00
0000 05 09/01/98 0
0000 O 08/01/28
0
1853690 439/439 F 470,000.00 ZZ
360 466,447.18 1
1629 6TH ST 7.550 3,302.42 60
7.300 3,302.42 785,000.00
MANHATTAN BEACH CA 90266 2 02/13/98 00
1939538 05 04/01/98 0
1939538 O 03/01/28
0
1853693 439/439 F 244,000.00 ZZ
360 243,261.54 1
24718 ABITA AVE 7.450 1,697.74 80
7.200 1,697.74 305,000.00
LOMITA CA 90717 2 08/12/98 00
1967979 05 10/01/98 0
1967979 O 09/01/28
0
1853694 439/439 F 272,900.00 ZZ
360 271,864.34 1
210 DRIFTWOOD ROAD 7.450 1,898.82 70
7.200 1,898.82 390,000.00
BODEGA BAY CA 94923 2 07/20/98 00
1970445 05 09/01/98 0
1970445 O 08/01/28
0
1853697 439/439 F 252,000.00 ZZ
360 251,198.62 1
1437 EAST GARCIA PLACE 7.200 1,710.55 80
6.950 1,710.55 315,000.00
1
PLACENTIA CA 92870 1 08/05/98 00
1973863 05 10/01/98 0
1973863 O 09/01/28
0
1853698 439/439 F 261,000.00 ZZ
360 260,815.78 1
3921 MILLBROOK DRIVE 7.750 1,869.84 70
7.500 1,869.84 374,950.00
SANTA ROSA CA 95404 1 11/16/98 00
1974688 03 01/01/99 0
1974688 O 12/01/28
0
1853702 439/439 F 546,000.00 ZZ
360 544,276.00 1
5248 PIZZO RANCH ROAD 7.200 3,706.19 78
6.950 3,706.19 700,000.00
LA CANADA-FLINT CA 91011 2 11/06/98 00
1981350 05 01/01/99 0
1981350 O 12/01/28
0
1853706 439/439 F 280,000.00 ZZ
360 279,570.43 1
21987 STRAWBERRY LANE 7.350 1,929.13 74
7.100 1,929.13 380,000.00
CANYON LAKE CA 92587 1 10/26/98 00
1985755 05 12/01/98 0
1985755 O 11/01/28
0
1853707 439/439 F 259,600.00 ZZ
360 259,600.00 1
2423 TIMBER CREEK LANE 7.400 1,797.42 77
7.150 1,797.42 339,653.00
ESCONDIDO CA 92027 1 11/23/98 00
1986476 03 02/01/99 0
1986476 O 01/01/29
0
1853708 439/439 F 350,000.00 ZZ
360 349,724.24 1
982 CALLE BELLA 7.200 2,375.76 70
6.950 2,375.76 500,000.00
GLENDALE CA 91208 2 11/06/98 00
1986604 05 01/01/99 0
1986604 O 12/01/28
0
1
1853714 439/439 F 324,000.00 ZZ
360 323,737.02 1
3271 PAPPANI WAY 7.050 2,166.48 80
6.800 2,166.48 405,000.00
SAN JOSE CA 95148 2 11/06/98 00
1988580 05 01/01/99 0
1988580 O 12/01/28
0
1853715 439/439 F 366,800.00 ZZ
360 366,522.28 1
6964 CLAYWOOD WAY 7.400 2,539.65 80
7.150 2,539.65 458,500.00
SAN JOSE CA 95120 1 11/16/98 00
1988639 05 01/01/99 0
1988639 O 12/01/28
0
1853716 439/439 F 265,000.00 ZZ
360 264,795.31 1
18906 CARSON LANE 7.300 1,816.76 73
7.050 1,816.76 365,000.00
CASTRO VALLEY CA 94552 1 11/03/98 00
19889997 03 01/01/99 0
19889997 O 12/01/28
0
1853717 439/439 F 348,000.00 ZZ
360 347,741.73 1
10 CARMEL AVE 7.500 2,433.27 80
7.250 2,433.27 435,000.00
SALINAS CA 93901 1 10/29/98 00
19890201 05 01/01/99 0
19890201 O 12/01/28
0
1853718 439/439 F 410,000.00 ZZ
360 409,270.12 1
3527 SIEMBRE ST 7.200 2,783.04 53
6.950 2,783.04 775,000.00
BONITA CA 91902 2 10/19/98 00
19894559 05 12/01/98 0
19894559 O 11/01/28
0
1853719 439/439 F 380,000.00 ZZ
360 379,706.50 1
1
300 DEL NORTE ROAD 7.300 2,605.17 80
7.050 2,605.17 475,000.00
OJAI CA 93023 2 11/16/98 00
1989781 05 01/01/99 0
1989781 O 12/01/28
0
1853724 439/439 F 327,800.00 ZZ
360 327,549.32 1
3129 GACH CT 7.350 2,258.46 80
7.100 2,258.46 409,762.00
PLEASANTON CA 94588 1 11/04/98 00
1990409 03 01/01/99 0
1990409 O 12/01/28
0
1853727 439/439 F 285,100.00 ZZ
360 284,877.59 1
601 SYLVANER WAY 7.250 1,944.89 71
7.000 1,944.89 407,000.00
FREMONT CA 94539 2 11/03/98 00
1990628 05 01/01/99 0
1990628 O 12/01/28
0
1853728 439/439 F 270,000.00 ZZ
360 269,783.01 1
1690 LARKIN AVE 7.100 1,814.49 57
6.850 1,814.49 474,000.00
SAN JOSE CA 95129 2 10/23/98 00
1990919 05 01/01/99 0
1990919 O 12/01/28
0
1853731 439/439 F 257,600.00 ZZ
360 257,258.72 1
58 BAYVIEW RD 7.500 1,801.18 80
7.250 1,801.18 322,000.00
CASTROVILLE CA 95012 1 11/09/98 00
1991116 05 01/01/99 0
1991116 O 12/01/28
0
1853733 439/439 F 323,000.00 ZZ
360 322,735.24 1
12075 CAROLA DRIVE 7.000 2,148.93 84
6.750 2,148.93 385,000.00
CARMEL VALLEY CA 93924 2 11/19/98 10
1991172 05 01/01/99 12
1
1991172 O 12/01/28
0
1853735 439/439 F 244,500.00 ZZ
360 244,101.93 1
1482 EAGLES NEST LANE 7.050 1,634.89 73
6.800 1,634.89 337,000.00
GILROY CA 95020 2 10/23/98 00
1991200 05 12/01/98 0
1991200 O 11/01/28
0
1853738 439/439 F 363,000.00 ZZ
360 362,702.45 1
3532 CHUPAROSA DRIVE 7.000 2,415.05 64
6.750 2,415.05 575,000.00
SANTA BARBARA CA 93105 2 10/27/98 00
1991556 05 01/01/99 0
1991556 O 12/01/28
0
1853740 439/439 F 262,500.00 ZZ
360 262,301.25 1
25 HOWARD COURT 7.400 1,817.50 75
7.150 1,817.50 350,000.00
PENNGROVE CA 94951 2 11/05/98 00
1991577 05 01/01/99 0
1991577 O 12/01/28
0
1853746 439/439 F 243,100.00 ZZ
360 242,919.58 1
183 CLEARVIEW ST 7.500 1,699.80 65
7.250 1,699.80 374,000.00
THOUSAND OAKS CA 91360 2 10/29/98 00
1992081 05 01/01/99 0
1992081 O 12/01/28
0
1853747 439/439 F 422,800.00 ZZ
360 422,456.83 1
508 PLAZA DEL C 7.050 2,827.12 73
6.800 2,827.12 585,000.00
CHULA VISTA CA 91910 2 11/06/98 00
1992115 05 01/01/99 0
1992115 O 12/01/28
0
1
1853749 439/439 F 317,600.00 ZZ
360 317,352.23 1
9845 JETMAR WAY 7.250 2,166.60 80
7.000 2,166.60 397,000.00
ELK GROVE CA 95624 2 11/02/98 00
1992182 05 01/01/99 0
1992182 O 12/01/28
0
1853750 439/439 F 300,000.00 ZZ
360 299,758.90 1
3015 SLAYEN WAY 7.100 2,016.10 80
6.850 2,016.10 375,000.00
SAN DIEGO CA 92117 2 11/02/98 00
1992374 05 01/01/99 0
1992374 O 12/01/28
0
1853751 439/439 F 300,000.00 ZZ
360 299,763.63 1
1821 PORT ASHLEY PLACE 7.200 2,036.37 50
6.950 2,036.37 600,000.00
NEWPORT BEACH CA 92660 2 10/26/98 00
1992428 03 01/01/99 0
1992428 O 12/01/28
0
1853754 439/439 F 340,000.00 ZZ
360 339,729.44 1
1650 JACKSON ST UNIT #402 7.150 2,296.39 80
6.900 2,296.39 425,000.00
SAN FRANCISCO CA 94109 2 10/30/98 00
1992547 01 01/01/99 0
1992547 O 12/01/28
0
1853755 439/439 F 355,000.00 ZZ
360 354,711.87 1
4511 PARK ALLEGRA 7.050 2,373.76 71
6.800 2,373.76 500,000.00
CALABASAS CA 91302 2 10/23/98 00
1992661 03 01/01/99 0
1992661 O 12/01/28
0
1853758 439/439 F 325,000.00 ZZ
360 324,733.59 1
2719 DORESTA RD 7.000 2,162.24 60
6.750 2,162.24 550,000.00
1
SAN MARINO CA 91108 2 10/29/98 00
1992900 05 01/01/99 0
1992900 O 12/01/28
0
1853760 439/439 F 300,000.00 ZZ
360 299,758.90 1
410 PATCH AVE 7.100 2,016.10 80
6.850 2,016.10 375,000.00
SAN JOSE CA 95128 2 11/13/98 00
1993320 05 01/01/99 0
1993320 O 12/01/28
0
1853763 439/439 F 340,000.00 ZZ
360 339,726.76 1
635 ANDAMAR WAY 7.100 2,284.91 80
6.850 2,284.91 425,000.00
GOLETA CA 93117 1 10/29/98 00
1993377 05 01/01/99 0
1993377 O 12/01/28
0
1853764 439/439 F 320,000.00 ZZ
360 319,742.82 1
7253 ALTA VISTA 7.100 2,150.51 80
6.850 2,150.51 400,000.00
LA VERNE CA 91750 2 10/28/98 00
1993413 05 01/01/99 0
1993413 O 12/01/28
0
1853767 439/439 F 440,000.00 ZZ
360 439,686.30 1
2923 SEAVIEW AVE 7.700 3,137.03 80
7.450 3,137.03 550,000.00
VENTURA CA 93001 2 11/18/98 00
1993810 05 01/01/99 0
1993810 O 12/01/28
0
1853769 439/439 F 400,000.00 ZZ
360 399,684.84 1
205 W POPLAR AVE 7.200 2,715.16 54
6.950 2,715.16 750,000.00
SAN MATEO CA 94402 1 10/30/98 00
1993834 05 01/01/99 0
1993834 O 12/01/28
0
1
1853770 439/439 F 256,000.00 ZZ
360 255,794.26 1
17422 VILLAGE DR 7.100 1,720.41 80
6.850 1,720.41 320,000.00
TUSTIN CA 92780 2 11/06/98 00
1993958 05 01/01/99 0
1993958 O 12/01/28
0
1853771 439/439 F 370,000.00 ZZ
360 369,694.78 1
49 TRAILWOOD 7.100 2,486.52 76
6.850 2,486.52 490,000.00
IRVINE CA 92620 2 11/09/98 00
1993960 03 01/01/99 0
1993960 O 12/01/28
0
1853772 439/439 F 383,000.00 ZZ
360 382,686.06 1
3960 OLIVE AVE 7.000 2,548.11 67
6.750 2,548.11 580,000.00
LONG BEACH CA 90807 2 11/19/98 00
1993971 05 01/01/99 0
1993971 O 12/01/28
0
1853775 439/439 F 324,000.00 ZZ
360 323,739.61 1
11430 NEW AVE 7.100 2,177.39 63
6.850 2,177.39 520,000.00
GILROY CA 95020 2 11/12/98 00
1994132 05 01/01/99 0
1994132 O 12/01/28
0
1853777 439/439 F 258,400.00 ZZ
360 258,190.27 1
8477 HIALEAH CT 7.050 1,727.83 80
6.800 1,727.83 323,000.00
FAIR OAKS CA 95628 2 11/02/98 00
1994245 05 01/01/99 0
1994245 O 12/01/28
0
1853778 439/439 F 400,000.00 ZZ
360 399,709.03 1
1
25615 EDENWILD RD 7.600 2,824.30 80
7.350 2,824.30 500,000.00
CALABASAS (AREA CA 91302 2 11/20/98 00
1994265 05 01/01/99 0
1994265 O 12/01/28
0
1853781 439/439 F 520,000.00 ZZ
360 519,582.10 1
2377 JUPITER DR 7.100 3,494.57 75
6.850 3,494.57 700,000.00
LOS ANGELES CA 90046 2 11/06/98 00
1994367 05 01/01/99 0
1994367 O 12/01/28
0
1853783 439/439 F 335,000.00 ZZ
360 334,730.77 1
2230 KELMSCOTT COURT 7.100 2,251.31 75
6.850 2,251.31 448,000.00
WESTLAKE VILLAG CA 91361 2 10/27/98 00
1994401 05 01/01/99 0
1994401 O 12/01/28
0
1853784 439/439 F 290,000.00 ZZ
360 289,791.15 1
441 WINDSOR AVE 7.650 2,057.60 68
7.400 2,057.60 430,000.00
GOLETA CA 93117 1 11/05/98 00
1994411 05 01/01/99 0
1994411 O 12/01/28
0
1853788 439/439 F 465,000.00 ZZ
360 464,629.97 1
354 TRADEWINDS AVE 7.150 3,140.65 60
6.900 3,140.65 775,000.00
NAPLES FL 34108 2 10/30/98 00
1994488 05 01/01/99 0
1994488 O 12/01/28
0
1853795 439/439 F 295,000.00 ZZ
360 294,762.92 1
5466 SAN PATRICIO 7.100 1,982.50 61
6.850 1,982.50 485,000.00
SANTA BARBARA CA 93111 2 10/30/98 00
1994852 05 01/01/99 0
1
1994852 O 12/01/28
0
1853797 439/439 F 340,000.00 ZZ
360 339,724.04 1
19 HAWK HILL 7.050 2,273.46 80
6.800 2,273.46 425,000.00
MISSION VIEJO CA 92692 2 11/12/98 00
1994955 03 01/01/99 0
1994955 O 12/01/28
0
1853800 439/439 F 384,000.00 ZZ
360 383,428.24 1
8724 WOODLAND HEIGHTS 7.500 2,684.99 80
7.250 2,684.99 480,000.00
SALINAS CA 93907 1 10/27/98 00
1995149 05 12/01/98 0
1995149 O 11/01/28
0
1853803 439/439 F 624,400.00 ZZ
360 623,888.18 1
24552 SANTA CLARA AVE 7.000 4,154.15 68
6.750 4,154.15 920,000.00
DANA POINT CA 92629 2 11/17/98 00
1995311 01 01/01/99 0
1995311 O 12/01/28
0
1853810 439/439 F 500,000.00 ZZ
360 499,621.43 1
155 ALMADINE WAY 7.400 3,461.90 68
7.150 3,461.90 745,000.00
DANVILLE CA 94506 2 11/02/98 00
1995631 03 01/01/99 0
1995631 O 12/01/28
0
1853816 439/439 F 369,000.00 ZZ
360 368,703.45 1
18760 PASADERO DR 7.100 2,479.80 70
6.850 2,479.80 530,000.00
TARZANA CA 91356 2 11/13/98 00
1995772 05 01/01/99 0
1995772 O 12/01/28
0
1
1853817 439/439 F 358,000.00 ZZ
360 357,720.72 1
2064 HILLDALE DR 7.250 2,442.20 69
7.000 2,442.20 525,000.00
LA CANADA FLINT CA 91011 2 11/07/98 00
1995895 05 01/01/99 0
1995895 O 12/01/28
0
1853821 439/439 F 280,800.00 ZZ
360 280,576.55 1
2101 DORSCH RD 7.150 1,896.55 80
6.900 1,896.55 351,000.00
WALNUT CREEK CA 94598 1 11/10/98 00
1996158 05 01/01/99 0
1996158 O 12/01/28
0
1853822 439/439 F 260,000.00 ZZ
360 259,803.14 1
33806 VISTA GRANDE 7.400 1,800.19 65
7.150 1,800.19 400,000.00
LAGUNA NIGUEL CA 92677 2 11/18/98 00
1996197 05 01/01/99 0
1996197 O 12/01/28
0
1853824 439/439 F 322,500.00 ZZ
360 322,248.42 1
2616 MESA SCHOOL LANE 7.250 2,200.02 75
7.000 2,200.02 430,000.00
SANTA BARBARA CA 93109 2 11/12/98 00
1996501 05 01/01/99 0
1996501 O 12/01/28
0
1853825 439/439 F 259,000.00 ZZ
360 258,803.90 1
3929 SUMMER WAY 7.400 1,793.27 80
7.150 1,793.27 325,000.00
ESCONDIDO CA 92025 2 11/18/98 00
1996561 03 01/01/99 0
1996561 O 12/01/28
0
1853826 439/439 F 300,000.00 ZZ
360 299,772.86 1
712 PRITCHARD COURT 7.400 2,077.14 80
7.150 2,077.14 375,000.00
1
SANTA CLARA CA 95051 1 11/02/98 00
1996631 05 01/01/99 0
1996631 O 12/01/28
0
1853828 439/439 F 704,000.00 ZZ
360 703,498.09 1
1595 SAN LEANDRO LANE 7.700 5,019.24 51
7.450 5,019.24 1,400,000.00
SANTA BARBARA CA 93108 2 11/10/98 00
1996909 05 01/01/99 0
1996909 O 12/01/28
0
1853829 439/439 F 258,000.00 ZZ
360 258,000.00 1
4563 HESSEL RD 7.400 1,786.34 80
7.150 1,786.34 326,000.00
SEBASTOPOL CA 95472 2 11/20/98 00
1997030 05 02/01/99 0
1997030 O 01/01/29
0
1853830 439/439 F 260,000.00 ZZ
360 259,803.14 1
451 CONIL WAY 7.400 1,800.19 33
7.150 1,800.19 800,000.00
MENLO PARK CA 94028 2 11/18/98 00
1997134 05 01/01/99 0
1997134 O 12/01/28
0
1853831 439/439 F 999,900.00 ZZ
360 999,242.59 1
2891 BRISTOL RD 8.100 7,406.74 59
7.850 7,406.74 1,700,000.00
KENWOOD CA 95452 2 11/17/98 00
1997164 05 01/01/99 0
1997164 O 12/01/28
0
1853834 439/439 F 267,000.00 ZZ
360 266,799.85 1
5645 DONNA AVE 7.450 1,857.77 61
7.200 1,857.77 440,000.00
TARZANA CA 91356 2 11/06/98 00
1997218 05 01/01/99 0
1997218 O 12/01/28
0
1
1853835 439/439 F 257,000.00 ZZ
360 256,654.12 1
641 MORAGA ST 7.300 1,761.92 65
7.050 1,761.92 400,000.00
SAN FRANCISCO CA 94122 2 11/20/98 00
1997261 05 01/01/99 0
1997261 O 12/01/28
0
1853836 439/439 F 245,600.00 ZZ
360 245,424.89 1
2682 COIT DR 7.700 1,751.04 80
7.450 1,751.04 307,000.00
SAN JOSE CA 95124 1 11/13/98 00
1997373 05 01/01/99 0
1997373 O 12/01/28
0
1853838 439/439 F 360,000.00 ZZ
360 359,727.43 1
407 WAVE AVE 7.400 2,492.57 80
7.150 2,492.57 450,000.00
HALF MOON BAY CA 94019 2 10/30/98 00
1997531 05 01/01/99 0
1997531 O 12/01/28
0
1853839 439/439 F 400,000.00 ZZ
360 399,691.04 1
710 RANCHO VIST LANE 7.300 2,742.29 56
7.050 2,742.29 716,000.00
SANTA PAULA CA 93060 1 11/19/98 00
1997570 05 01/01/99 0
1997570 O 12/01/28
0
1853840 439/439 F 300,000.00 ZZ
360 299,781.77 1
3994 MYRA AVE 7.600 2,118.23 77
7.350 2,118.23 390,000.00
LOS ALAMITOS CA 90720 2 11/09/98 00
1997571 05 01/01/99 0
1997571 O 12/01/28
0
1853842 439/439 F 283,800.00 ZZ
360 283,574.16 1
1
23024 FELBAR AVENUE 7.150 1,916.81 80
6.900 1,916.81 354,750.00
TORRANCE CA 90505 1 11/02/98 00
1997604 05 01/01/99 0
1997604 O 12/01/28
0
1853843 439/439 F 548,000.00 ZZ
360 547,559.59 1
4 BRIDLEWOOD CIRCLE 7.100 3,682.74 80
6.850 3,682.74 685,000.00
ROLLING HILLS E CA 90274 1 11/04/98 00
1997649 05 01/01/99 0
1997649 O 12/01/28
0
1853844 439/439 F 272,000.00 ZZ
360 271,787.81 1
527 HOLLY PARK CIRCLE 7.250 1,855.52 80
7.000 1,855.52 340,000.00
SAN FRANCISCO CA 94110 1 11/06/98 00
1997754 05 01/01/99 0
1997754 O 12/01/28
0
1853845 439/439 F 335,000.00 ZZ
360 334,738.66 1
11 TEABERRY LN 7.250 2,285.30 52
7.000 2,285.30 650,000.00
TIBURON CA 94920 2 11/06/98 00
1997822 05 01/01/99 0
1997822 O 12/01/28
0
1853849 439/439 F 368,000.00 ZZ
360 367,737.63 1
3449 COUNTRY HAVEN CIRCLE 7.700 2,623.70 80
7.450 2,623.70 460,000.00
THOUSAND OAKS CA 91362 2 11/18/98 00
1997888 05 01/01/99 0
1997888 O 12/01/28
0
1853850 439/439 F 650,000.00 ZZ
360 649,492.93 1
7143 LAS COLINAS 7.250 4,434.15 60
7.000 4,434.15 1,100,000.00
RANCHO SANTA FE CA 92067 1 11/12/98 00
1997964 05 01/01/99 0
1
1997964 O 12/01/28
0
1853852 439/439 F 265,000.00 ZZ
360 264,799.36 1
4785 BEACON HILL DR 7.400 1,834.81 68
7.150 1,834.81 390,000.00
CASTRO VALLEY CA 94552 2 11/19/98 00
1997987 05 01/01/99 0
1997987 O 12/01/28
0
1853853 439/439 F 548,000.00 ZZ
360 547,585.08 1
710 PARK AVE 7.400 3,794.25 80
7.150 3,794.25 685,000.00
SAN CARLOS CA 94070 1 11/17/98 00
1998006 05 01/01/99 0
1998006 O 12/01/28
0
1853854 439/439 F 541,700.00 ZZ
360 541,317.67 1
33831 LIMERICK LN 7.750 3,880.81 60
7.500 3,880.81 910,000.00
SAN JUAN CAPIST CA 92675 2 11/09/98 00
1998044 03 01/01/99 0
1998044 O 12/01/28
0
1853856 439/439 F 272,000.00 ZZ
360 271,787.81 1
5976 BELLFIELD LN 7.250 1,855.52 62
7.000 1,855.52 440,000.00
HUNTINGTON BEAC CA 92649 2 11/20/98 00
1998203 05 01/01/99 0
1998203 O 12/01/28
0
1853857 439/439 F 242,000.00 ZZ
360 241,811.21 1
22686 MODESTO DR 7.250 1,650.87 80
7.000 1,650.87 305,000.00
MISSION VIEJO CA 92691 2 11/20/98 00
1998318 03 01/01/99 0
1998318 O 12/01/28
0
1
1853858 439/439 F 285,600.00 ZZ
360 285,375.50 1
1719 LAGUNA ST 7.250 1,948.30 80
7.000 1,948.30 357,000.00
SANTA BARBARA CA 93101 2 11/23/98 00
1998320 05 01/01/99 0
1998320 O 12/01/28
0
1853861 543/543 F 280,000.00 ZZ
360 278,921.49 1
1 GRASSHOPPER LANE 7.375 1,933.90 80
7.125 1,933.90 350,000.00
KENNEBUNK ME 04043 2 07/08/98 00
7210502355 05 09/01/98 0
7210502355 O 08/01/28
0
1853863 439/439 F 252,000.00 ZZ
360 251,812.97 1
25990 ROTUNDA DR 7.500 1,762.03 53
7.250 1,762.03 480,000.00
CARMEL CA 93923 2 11/12/98 00
1998431 05 01/01/99 0
1998431 O 12/01/28
0
1853866 439/439 F 400,000.00 ZZ
360 399,687.96 1
12 MILLAND CT 7.250 2,728.71 80
7.000 2,728.71 505,000.00
MILL VALLEY CA 94941 2 11/13/98 00
1998543 03 01/01/99 0
1998543 O 12/01/28
0
1853867 439/439 F 388,500.00 ZZ
360 388,205.85 1
434 18TH AVE 7.400 2,689.90 68
7.150 2,689.90 575,000.00
SAN FRANCISCO CA 94121 2 11/17/98 00
1998580 05 01/01/99 0
1998580 O 12/01/28
0
1853869 439/439 F 280,000.00 ZZ
360 279,781.57 1
2414 30TH ST 7.250 1,910.10 80
7.000 1,910.10 350,000.00
1
SANTA MONICA CA 90405 2 11/17/98 00
1998626 05 01/01/99 0
1998626 O 12/01/28
0
1853872 439/439 F 408,400.00 ZZ
360 408,078.22 1
2643 DORKING PL 7.200 2,772.18 80
6.950 2,772.18 510,500.00
SANTA BARBARA CA 93105 1 11/13/98 00
1998680 05 01/01/99 0
1998680 O 12/01/28
0
1853873 439/439 F 325,000.00 ZZ
360 324,738.81 1
2166 PACIFIC AVE 7.100 2,184.11 41
6.850 2,184.11 800,000.00
SAN FRANCISCO CA 94115 2 11/20/98 00
1998745 01 01/01/99 0
1998745 O 12/01/28
0
1853875 439/439 F 245,000.00 ZZ
360 244,810.77 1
555 MARTIN RD 7.300 1,679.65 56
7.050 1,679.65 445,000.00
SANTA CRUZ CA 95060 2 11/24/98 00
1998819 05 01/01/99 0
1998819 O 12/01/28
0
1853878 439/439 F 348,000.00 ZZ
360 347,731.21 1
204 STETSON DR 7.300 2,385.79 80
7.050 2,385.79 435,000.00
DANVILLE CA 94506 1 11/10/98 00
1998864 03 01/01/99 0
1998864 O 12/01/28
0
1853879 439/439 F 300,000.00 ZZ
360 299,761.27 1
551 BRADFORD ST 7.150 2,026.23 75
6.900 2,026.23 405,000.00
PASADENA CA 91105 2 11/05/98 00
1998996 05 01/01/99 0
1998996 O 12/01/28
0
1
1853880 439/439 F 276,000.00 ZZ
360 275,778.19 1
18 CIELO VISTA TERRACE 7.100 1,854.81 80
6.850 1,854.81 345,000.00
MONTEREY CA 93940 2 11/16/98 00
1999047 05 01/01/99 0
1999047 O 12/01/28
0
1853882 439/439 F 288,000.00 ZZ
360 287,781.94 1
2 GLEN ABBEY 7.400 1,994.06 80
7.150 1,994.06 360,000.00
TRABUCO CANYON CA 92679 2 11/17/98 00
1999216 03 01/01/99 0
1999216 O 12/01/28
0
1853883 439/439 F 244,000.00 ZZ
360 243,453.83 1
10215 JEAN ELLEN DRIVE 7.150 1,648.00 46
6.900 1,648.00 535,000.00
GILROY CA 95020 2 11/23/98 00
1999386 05 01/01/99 0
1999386 O 12/01/28
0
1853884 439/439 F 250,000.00 ZZ
360 249,799.09 1
2851 SOMBRERO CIRCLE 7.100 1,680.08 72
6.850 1,680.08 350,000.00
SAN RAMON CA 94583 2 11/09/98 00
1999434 05 01/01/99 0
1999434 O 12/01/28
0
1853885 439/439 F 340,000.00 ZZ
360 339,732.12 1
5806 PORTO ALEGR DRIVE 7.200 2,307.88 76
6.950 2,307.88 450,000.00
SAN JOSE CA 95120 2 11/24/98 00
1999440 05 01/01/99 0
1999440 O 12/01/28
0
1853889 439/439 F 256,800.00 ZZ
360 256,609.41 1
1
636 MADISON ST 7.500 1,795.59 80
7.250 1,795.59 321,000.00
ALBANY CA 94706 1 11/05/98 00
1999773 05 01/01/99 0
1999773 O 12/01/28
0
1853891 439/439 F 307,500.00 ZZ
360 307,264.85 1
6567 ALTAMONT CREEK DR 7.350 2,118.59 80
7.100 2,118.59 384,487.00
LIVERMORE CA 94550 1 11/12/98 00
1999860 05 01/01/99 0
1999860 O 12/01/28
0
1853892 439/439 F 326,000.00 ZZ
360 325,753.17 1
261 LIVE OAK DR 7.400 2,257.16 67
7.150 2,257.16 490,000.00
DANVILLE CA 94506 2 11/19/98 00
1999921 03 01/01/99 0
1999921 O 12/01/28
0
1853893 439/439 F 246,000.00 ZZ
360 245,659.99 1
1725 BRITTAN AVE 7.300 1,686.51 69
7.050 1,686.51 360,000.00
SAN CARLOS CA 94070 2 11/20/98 00
1999955 05 01/01/99 0
1999955 O 12/01/28
0
1853895 439/439 F 235,000.00 ZZ
360 234,820.29 1
31705 CORTE PADRE 7.350 1,619.09 79
7.100 1,619.09 300,000.00
TEMECULA CA 92592 2 11/18/98 00
1999957 03 01/01/99 0
1999957 O 12/01/28
0
1853896 439/439 F 311,500.00 ZZ
360 311,247.17 1
3404 WARWOOD RD 7.050 2,082.89 74
6.800 2,082.89 425,000.00
LAKEWOOD CA 90712 2 11/18/98 00
2000011 05 01/01/99 0
1
2000011 O 12/01/28
0
1853897 439/439 F 336,000.00 ZZ
360 335,735.27 1
560 REISLING TERRACE 7.200 2,280.73 69
6.950 2,280.73 490,000.00
CHULA VISTA CA 91913 2 11/20/98 00
2000015 05 01/01/99 0
2000015 O 12/01/28
0
1853899 439/439 F 495,000.00 ZZ
360 494,606.11 1
1075 PINE OAK LN 7.150 3,343.27 63
6.900 3,343.27 795,000.00
PASADENA CA 91105 2 11/18/98 00
2000954 05 01/01/99 0
2000954 O 12/01/28
0
1853900 439/439 F 300,500.00 ZZ
360 300,281.41 1
14 DEER SPRING 7.600 2,121.76 77
7.350 2,121.76 395,000.00
IRVINE CA 92604 2 11/17/98 00
2001124 03 01/01/99 0
2001124 O 12/01/28
0
1853901 439/439 F 253,000.00 ZZ
360 252,808.44 1
9467 VICTORIA LN 7.400 1,751.73 78
7.150 1,751.73 325,000.00
WINDSOR CA 95492 2 11/12/98 00
2001222 05 01/01/99 0
2001222 O 12/01/28
0
1853902 439/439 F 388,000.00 ZZ
360 388,000.00 1
439 AMBER WAY 7.400 2,686.44 80
7.150 2,686.44 485,000.00
PETALUMA CA 94954 1 11/20/98 00
2001366 05 02/01/99 0
2001366 O 01/01/29
0
1
1853904 439/439 F 268,000.00 ZZ
360 267,808.93 1
6548 WAYNE COURT 7.700 1,910.74 80
7.450 1,910.74 335,000.00
FORESTVILLE CA 95436 1 11/20/98 00
2001437 05 01/01/99 0
2001437 O 12/01/28
0
1853905 439/439 F 450,000.00 ZZ
360 449,659.29 1
8600 TEMPLEMAN ROAD 7.400 3,115.71 53
7.150 3,115.71 850,000.00
FORESTVILLE CA 95436 1 11/10/98 00
2001459 05 01/01/99 0
2001459 O 12/01/28
0
1853906 439/439 F 333,600.00 ZZ
360 333,337.16 1
9632 EAGLE HILLS WAY 7.200 2,264.44 80
6.950 2,264.44 417,000.00
GILROY CA 95020 2 11/24/98 00
2001741 05 01/01/99 0
2001741 O 12/01/28
0
1853907 439/439 F 424,000.00 ZZ
360 423,400.33 1
5468 AVENIDA FIESTA 7.400 2,935.70 80
7.150 2,935.70 530,000.00
LA JOLLA CA 92037 2 11/23/98 00
2002072 05 01/01/99 0
2002072 O 12/01/28
0
1853908 439/439 F 309,000.00 ZZ
360 308,772.96 1
18662 EAST VANTAGE POIATE DRIV 7.550 2,171.17 75
7.300 2,171.17 412,000.00
ROWLAND HEIGHTS CA 91748 1 11/10/98 00
2002090 03 01/01/99 0
2002090 O 12/01/28
0
1853910 439/439 F 254,000.00 ZZ
360 253,803.81 1
28231 RIDGEPOINT COURT 7.300 1,741.36 80
7.050 1,741.36 317,500.00
1
RANCHO PALOS VE CA 90274 1 11/20/98 00
2002277 01 01/01/99 0
2002277 O 12/01/28
0
1853911 439/439 F 344,000.00 ZZ
360 343,749.77 1
25526 VIA PALADAR 7.600 2,428.90 80
7.350 2,428.90 430,000.00
VALENCIA CA 91355 1 11/20/98 00
2002461 05 01/01/99 0
2002461 O 12/01/28
0
1853912 439/439 F 296,000.00 ZZ
360 295,788.96 1
25341 LA ESTRADA DRIVE 7.700 2,110.37 80
7.450 2,110.37 370,000.00
LAGUNA NIGUEL CA 92677 1 11/16/98 00
2002679 05 01/01/99 0
2002679 O 12/01/28
0
1853913 439/439 F 290,000.00 ZZ
360 289,782.61 1
2 SE OF 3RD ON SANTA FE 7.450 2,017.81 64
7.200 2,017.81 455,000.00
CARMEL CA 93921 1 11/16/98 00
2002738 05 01/01/99 0
2002738 O 12/01/28
0
1853914 439/439 F 288,000.00 ZZ
360 287,794.67 1
4250 CAMBRIDGE WAY 7.700 2,053.33 80
7.450 2,053.33 360,000.00
UNION CITY CA 94587 2 11/21/98 00
2002740 03 01/01/99 0
2002740 O 12/01/28
0
1853950 B57/G01 F 272,000.00 ZZ
360 272,000.00 1
5109 VALJEAN AVENUE 6.875 1,786.85 78
6.625 1,786.85 350,000.00
LOS ANGELES CA 91436 2 12/04/98 00
0431132455 05 02/01/99 0
NA O 01/01/29
0
1
1853962 543/543 F 250,000.00 ZZ
360 249,173.10 1
9 BLUE HERON WAY 7.000 1,663.26 71
6.750 1,663.26 355,000.00
ACTON MA 01720 2 08/06/98 00
7210621345 01 10/01/98 0
7210621345 O 09/01/28
0
1853976 543/543 F 255,000.00 ZZ
360 253,817.71 1
15 HEATHROAD 7.375 1,761.23 89
7.125 1,761.23 288,000.00
PEABODY MA 01960 1 06/30/98 10
7210605315 05 08/01/98 25
7210605315 O 07/01/28
0
1853980 543/G01 F 345,600.00 ZZ
360 342,926.16 1
52 FOREST STREET 6.875 2,270.35 80
6.625 2,270.35 432,000.00
LEXINGTON MA 02173 1 03/16/98 00
0431152115 05 05/01/98 0
7210426133 O 04/01/28
0
1853981 543/543 F 597,000.00 ZZ
360 593,350.01 1
3 SANGER CIRCLE 7.000 3,971.86 75
6.750 3,971.86 800,000.00
DOVER MA 02030 2 06/19/98 00
7210574320 05 08/01/98 0
7210574320 O 07/01/28
0
1853990 543/543 F 370,600.00 ZZ
360 368,838.94 1
254 FAIRHAVEN ROAD 7.250 2,528.14 42
7.000 2,528.14 900,000.00
CONCORD MA 01742 2 06/05/98 00
7210535322 05 08/01/98 0
7210535322 O 07/01/28
0
1853992 E82/G01 F 389,000.00 ZZ
360 389,000.00 1
1
26041 WATERWHEEL PLACE 7.125 2,620.77 73
6.875 2,620.77 540,000.00
LAGUNA HILLS CA 92653 2 12/09/98 00
0400157624 03 02/01/99 0
0400157624 O 01/01/29
0
1853995 E82/G01 F 170,000.00 ZZ
360 170,000.00 1
11541 SOUTHWEST 99TH STREET 7.250 1,159.70 75
7.000 1,159.70 227,500.00
MIAMI FL 33176 2 12/10/98 00
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0
1853997 E82/G01 F 265,000.00 ZZ
360 265,000.00 1
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SANTA FE NM 87540 2 12/10/98 00
0400164463 03 02/01/99 0
0400164463 O 01/01/29
0
1853998 543/543 F 249,000.00 ZZ
360 247,615.40 1
149 WOODLANDS DRIVE 7.250 1,698.62 52
7.000 1,698.62 485,000.00
FALMOUTH ME 04105 2 05/01/98 00
7210497340 05 07/01/98 0
7210497340 O 06/01/28
0
1854009 543/543 F 250,000.00 ZZ
360 248,937.76 1
2 FOGG STREET 6.875 1,642.32 79
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CONCORD NH 03301 2 07/28/98 00
7210639158 05 09/01/98 0
7210639158 O 08/01/28
0
1854011 543/G01 F 247,500.00 ZZ
360 244,343.32 1
20 CARTERET DRIVE 7.875 1,794.55 90
7.625 1,794.55 275,000.00
POMONA NY 10970 1 12/03/97 14
0431152008 05 02/01/98 25
1
7210274079 O 01/01/28
0
1854016 543/543 F 526,506.67 ZZ
360 523,150.49 1
300 BOYLSTON STREET #611 7.250 3,591.71 49
7.000 3,591.71 1,090,000.00
BOSTON MA 02116 2 04/15/98 00
7210447163 01 06/01/98 0
7210447163 O 05/01/28
0
1854021 543/G01 F 285,000.00 ZZ
360 281,097.71 1
11 NEWPORT LANE 7.375 1,968.43 74
7.125 1,968.43 390,000.00
MEDFIELD MA 02052 2 02/10/98 00
0431152123 05 04/01/98 0
7210296487 O 03/01/28
0
1854026 543/543 F 400,000.00 ZZ
360 399,058.20 1
NORTH LEDGES ROAD 7.250 2,728.71 59
7.000 2,728.71 685,000.00
HARPSWELL ME 04079 1 09/11/98 00
7210629183 05 11/01/98 0
7210629183 O 10/01/28
0
1854027 543/543 F 505,000.00 ZZ
360 501,014.63 1
44 WEST HILL ROAD 7.250 3,444.99 72
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WEST HARTFORD CT 06119 2 03/10/98 00
7210326185 05 05/01/98 0
7210326185 O 04/01/28
0
1854043 543/543 F 403,300.00 ZZ
360 401,501.11 1
14 MARTINGALE LANE 6.625 2,582.38 79
6.375 2,582.38 512,000.00
WESTWOOD MA 02090 2 07/17/98 00
7210623028 05 09/01/98 0
7210623028 O 08/01/28
0
1
1854044 543/543 F 336,500.00 ZZ
360 334,628.78 1
117 ORCHARD ROAD 7.250 2,295.53 80
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CUMBERLAND ME 04021 2 05/13/98 00
7210486046 05 07/01/98 0
7210486046 O 06/01/28
0
1854047 543/543 F 304,000.00 ZZ
360 302,213.91 1
10 FOX VINE LANE 7.250 2,073.82 80
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SCITUATE MA 02066 1 06/25/98 00
7210540397 05 08/01/98 0
7210540397 O 07/01/28
0
1854048 543/543 F 500,000.00 ZZ
360 497,380.40 1
101 RAYMOND ROAD 6.750 3,243.00 50
6.500 3,243.00 1,000,000.00
SUDBURY MA 01776 1 06/29/98 00
7210599055 05 08/01/98 0
7210599055 O 07/01/28
0
1854051 543/543 F 300,000.00 ZZ
360 299,257.96 1
10 CASTLEMERE PLACE 7.000 1,995.91 56
6.750 1,995.91 538,000.00
NORTH ANDOVER MA 01845 1 09/15/98 00
7210681357 05 11/01/98 0
7210681357 O 10/01/28
0
1854052 543/543 F 300,000.00 ZZ
360 299,055.36 1
96 APPLECREST DRIVE 7.250 2,046.53 80
7.000 2,046.53 375,000.00
YARMOUTH ME 04096 1 08/28/98 00
7210614069 05 10/01/98 0
7210614069 O 09/01/28
0
1854053 543/543 F 324,000.00 ZZ
360 322,979.80 1
175 PERLEY ROAD 7.250 2,210.25 80
7.000 2,210.25 405,000.00
1
FRANCESTOWN NH 03043 1 08/28/98 00
7210609482 05 10/01/98 0
7210609482 O 09/01/28
0
1854055 543/543 F 275,000.00 ZZ
360 273,722.87 1
770 SOUTH BRADFORD STREET 6.750 1,783.65 53
6.500 1,783.65 525,000.00
NORTH ANDOVER MA 01845 1 10/06/98 00
7210689070 05 12/01/98 0
7210689070 O 11/01/28
0
1854056 543/543 F 300,000.00 ZZ
360 298,246.54 2
46 TANGLEWOOD ROAD 6.875 1,970.79 65
6.625 1,970.79 468,500.00
NEWTON MA 02160 1 07/29/98 00
7210542468 01 09/01/98 0
7210542468 O 08/01/28
0
1854058 543/543 F 315,000.00 ZZ
360 313,693.79 1
WESTERN LEDGE 7.000 2,095.71 47
6.750 2,095.71 675,000.00
BOOTHBAY ME 04537 5 07/22/98 00
7210604466 05 09/01/98 0
7210604466 O 08/01/28
0
1854060 543/543 F 315,000.00 ZZ
360 314,212.19 1
84 PYE BROOK LANE 7.000 2,095.71 71
6.750 2,095.71 445,000.00
BOXFORD MA 01921 5 09/18/98 00
7210713431 05 11/01/98 0
7210713431 O 10/01/28
0
1854061 543/543 F 247,500.00 ZZ
360 245,402.84 1
121 STANLEY ROAD 6.625 1,584.77 72
6.375 1,584.77 344,500.00
NEWTON MA 02168 5 08/21/98 00
7210650071 05 10/01/98 0
7210650071 O 09/01/28
0
1
1854062 543/543 F 250,000.00 ZZ
360 248,565.64 1
38 WINN STREET 6.750 1,621.50 80
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BELMONT MA 02178 1 06/22/98 00
7210553431 05 08/01/98 0
7210553431 O 07/01/28
0
1854064 543/543 F 254,800.00 ZZ
360 253,618.64 1
149 MOLYNEAUX ROAD 7.375 1,759.85 75
7.125 1,759.85 340,000.00
CAMDEN ME 04843 2 06/29/98 00
7210684418 05 08/01/98 0
7210684418 O 07/01/28
0
1854071 543/543 F 463,200.00 ZZ
360 461,231.83 1
5 JACKSON ROAD 6.875 3,042.90 80
6.625 3,042.90 579,000.00
SHERBORN MA 01770 1 07/31/98 00
7210521660 05 09/01/98 0
7210521660 O 08/01/28
0
1854088 K08/G01 F 146,750.00 ZZ
360 146,750.00 1
9013 RIVER CRESCENT 7.250 1,001.09 75
7.000 1,001.09 195,700.00
SUFFOLK VA 23433 1 12/10/98 00
0411180425 05 02/01/99 0
411180425 O 01/01/29
0
1854093 543/543 F 290,000.00 ZZ
360 286,633.56 1
172 LOCKSLEY ROAD 7.375 2,002.96 80
7.125 2,002.96 365,000.00
LYNNFIELD MA 01940 1 06/30/98 00
7210559653 05 08/01/98 0
7210559653 O 07/01/28
0
1854103 543/543 F 528,000.00 ZZ
360 526,166.20 1
1
18 HOBART ROAD 6.750 3,424.60 80
6.500 3,424.60 660,000.00
WELLESLEY MA 02181 1 08/17/98 00
7210667662 05 10/01/98 0
7210667662 O 09/01/28
0
1854106 543/543 F 294,650.00 ZZ
360 293,626.67 1
73 PLAIN ROAD 6.750 1,911.09 80
6.500 1,911.09 369,000.00
WAYLAND MA 01778 1 08/14/98 00
7210622088 05 10/01/98 0
7210622088 O 09/01/28
0
1854132 543/G01 F 258,000.00 ZZ
360 255,772.81 1
1321 W DEERPATH ROAD 7.375 1,781.95 59
7.125 1,781.95 440,000.00
LAKE FOREST IL 60045 2 01/30/98 00
0431152032 05 03/01/98 0
7210362965 O 02/01/28
0
1854136 A33/G01 F 242,000.00 ZZ
360 241,621.28 1
37732 STABLEVIEW 7.250 1,650.87 90
7.000 1,650.87 268,900.00
FARMINGTON HILL MI 48335 1 10/20/98 11
0431165752 05 12/01/98 25
920062378 O 11/01/28
0
1854140 A33/G01 F 396,200.00 ZZ
360 395,579.99 1
9286 EAST FLATHORN DRIVE 7.250 2,702.78 80
7.000 2,702.78 495,250.00
SCOTTSDALE AZ 85260 1 10/15/98 00
0431142728 03 12/01/98 0
505062546 O 11/01/28
0
1854157 956/G01 F 310,900.00 ZZ
360 310,638.81 1
1849 56TH STREET NORTHEAST 6.875 2,042.39 65
6.625 2,042.39 480,000.00
TACOMA WA 98422 2 11/25/98 00
0431132786 05 01/01/99 0
1
1408100391 O 12/01/28
0
1854161 956/G01 F 285,000.00 ZZ
360 284,766.39 1
17505 33RD AVENUE NORTHEAST 7.000 1,896.11 72
6.750 1,896.11 400,000.00
LAKE FOREST PAR WA 98155 5 11/19/98 00
0431132836 05 01/01/99 0
1408100002 O 12/01/28
0
1854163 956/G01 F 340,000.00 ZZ
360 340,000.00 1
5003 OCEAN VIEW BOULEVARD 7.000 2,262.03 76
6.750 2,262.03 450,000.00
LA CANADA FLINT CA 91001 2 11/30/98 00
0431136332 05 02/01/99 0
508100629 O 01/01/29
0
1854169 956/G01 F 248,000.00 ZZ
240 247,509.30 1
728 EAST ANGELA STREET 6.750 1,885.70 68
6.500 1,885.70 365,000.00
PLEASANTON CA 94566 2 11/20/98 00
0431159136 05 01/01/99 0
208100463 O 12/01/18
0
1854170 956/G01 F 300,000.00 ZZ
360 299,741.71 1
2261 33RD AVENUE 6.750 1,945.79 80
6.500 1,945.79 375,000.00
SAN FRANCISCO CA 94116 1 11/30/98 00
0431159110 07 01/01/99 0
208110987 O 12/01/28
0
1854183 811/G01 F 297,200.00 ZZ
360 297,200.00 1
1121 TENNESSEE STREET #6 6.875 1,952.39 80
6.625 1,952.39 371,500.00
SAN FRANCISCO CA 94107 1 12/07/98 00
0431138361 01 02/01/99 0
FM02203469 O 01/01/29
0
1
1854185 F96/G01 F 263,000.00 ZZ
360 263,000.00 1
24 ROSE AVENUE 7.375 1,816.48 83
7.125 1,816.48 318,000.00
BOROUGH OF RAMS NJ 07446 1 12/10/98 01
0431138288 05 02/01/99 12
984225 O 01/01/29
0
1854186 F96/G01 F 448,500.00 ZZ
360 448,500.00 1
4912 QUEBEC STREET 6.750 2,908.96 65
6.500 2,908.96 690,000.00
WASHINGTON DC 20016 1 12/10/98 00
0431138247 05 02/01/99 0
984037 O 01/01/29
0
1854189 543/543 F 260,000.00 ZZ
360 258,233.30 1
266 MAIN STREET 7.250 1,773.66 80
7.000 1,773.66 325,000.00
SOUTH DENNIS MA 02660 1 05/01/98 00
7210473366 05 06/01/98 0
7210473366 O 05/01/28
0
1854191 M76/G01 F 258,000.00 ZZ
360 258,000.00 1
1093 W. SADDLEHORN DRIVE 7.125 1,738.19 76
6.875 1,738.19 340,000.00
ORO VALLEY AZ 85737 2 12/01/98 00
0431148881 05 02/01/99 0
982330 O 01/01/29
0
1854194 975/G01 F 375,000.00 ZZ
360 374,707.47 1
2230 NELSON AVENUE 7.250 2,558.16 75
7.000 2,558.16 500,000.00
TUSTIN CA 92782 5 11/23/98 00
0431139047 03 01/01/99 0
983903 O 12/01/28
0
1854197 830/G01 F 293,250.00 ZZ
360 293,009.62 1
316 PARAMOUNT DRIVE 7.000 1,951.00 78
6.750 1,951.00 380,000.00
1
MILLBRAE CA 94030 2 12/01/98 00
0431137595 05 01/01/99 0
540330 O 12/01/28
0
1854199 830/G01 F 380,000.00 ZZ
360 379,710.85 1
815 CHOWNING ROAD 7.375 2,624.57 77
7.125 2,624.57 495,000.00
HOUSTON TX 77024 2 11/25/98 00
0431141969 05 01/01/99 0
1910637 O 12/01/28
0
1854207 M29/G01 F 265,000.00 ZZ
360 265,000.00 1
21505 INDIAN SPRINGS ROAD 7.125 1,785.36 77
6.875 1,785.36 348,500.00
CONIFER CO 80433 2 12/10/98 00
0431148543 05 02/01/99 0
0000 O 01/01/29
0
1854209 H55/G01 F 89,250.00 ZZ
360 89,250.00 3
524 CARDENAS DRIVE SE 7.625 631.71 85
7.375 631.71 105,000.00
ALBUQUERQUE NM 87108 1 12/07/98 12
0431160274 05 02/01/99 12
0322816 O 01/01/29
0
1854218 638/G01 F 190,000.00 ZZ
360 189,851.79 1
3175 CHICAGO STREET 7.250 1,296.13 80
7.000 1,296.13 240,000.00
SAN DIEGO CA 92117 2 11/20/98 00
0431133826 05 01/01/99 0
8796868 O 12/01/28
0
1854223 964/G01 F 296,000.00 ZZ
360 296,000.00 1
1810 PULLMAN LANE NO B 7.125 1,994.21 80
6.875 1,994.21 370,000.00
REDONDO BEACH CA 90278 1 12/04/98 00
0431136183 01 02/01/99 0
46950 O 01/01/29
0
1
1854225 F27/F27 F 378,000.00 ZZ
360 378,000.00 1
13621 MONTVALE DRIVE 6.875 2,483.20 76
6.625 2,483.20 502,115.00
SILVER SPRING MD 20904 1 12/08/98 00
6060021595 03 02/01/99 0
6060021595 O 01/01/29
0
1854226 964/G01 F 271,600.00 ZZ
360 271,600.00 1
1806 PEMBRIDGE STREET 7.250 1,852.79 80
7.000 1,852.79 339,500.00
PETALUMA CA 94954 1 12/02/98 00
0431134568 05 02/01/99 0
46681 O 01/01/29
0
1854228 470/G01 F 350,000.00 ZZ
360 349,705.95 1
820 WEST MILLARD CANYON ROAD 6.875 2,299.26 72
6.625 2,299.26 486,076.00
ALTADENA AREA CA 91001 1 11/13/98 00
0431135805 03 01/01/99 0
96030088 O 12/01/28
0
1854234 470/G01 F 372,250.00 ZZ
360 371,952.31 1
36 MARISOL 7.125 2,507.92 80
6.875 2,507.92 465,356.00
NEWPORT COAST A CA 92657 1 11/23/98 00
0431135847 03 01/01/99 0
96030120 O 12/01/28
0
1854238 470/G01 F 260,000.00 ZZ
360 259,582.93 1
12039 EDDLESTON DRIVE 7.125 1,751.67 76
6.875 1,751.67 345,000.00
NORTHRIDGE AREA CA 91326 2 10/13/98 00
0431139005 05 12/01/98 0
93100659 O 11/01/28
0
1854259 A35/G01 F 300,000.00 ZZ
360 300,000.00 1
1
185 BLUE POINT ROAD 6.875 1,970.79 76
6.625 1,970.79 395,000.00
OAKDALE NY 11769 1 12/08/98 00
0431141464 05 02/01/99 0
0000 O 01/01/29
0
1854264 E87/G01 F 292,000.00 ZZ
360 292,000.00 1
6025 PASEO PALMILLA 7.250 1,991.95 80
7.000 1,991.95 365,000.00
GOLETA CA 93117 1 12/07/98 00
0431137561 05 02/01/99 0
70001801 O 01/01/29
0
1854282 K08/G01 F 248,000.00 ZZ
360 248,000.00 1
684 ACKERMAN AVENUE 7.750 1,776.70 80
7.500 1,776.70 312,000.00
GLEN ROCK NJ 07452 2 12/04/98 00
0411104169 05 02/01/99 0
411104169 O 01/01/29
0
1854286 A50/A50 F 365,250.00 ZZ
360 364,978.93 1
256 ST ANDREWS DR 7.500 2,553.88 75
7.250 2,553.88 487,000.00
ST SIMONS ISL GA 31522 5 11/12/98 00
117902 03 01/01/99 0
117902 O 12/01/28
0
1854297 K08/G01 F 360,000.00 ZZ
360 360,000.00 1
226 MODOC AVENUE 7.500 2,517.17 80
7.250 2,517.17 450,000.00
OAKLAND CA 94618 2 11/30/98 00
0411128127 05 02/01/99 0
411128127 O 01/01/29
0
1854298 638/G01 F 265,500.00 ZZ
360 265,282.37 1
2670 SAN BENITO DRIVE 7.000 1,766.38 95
6.750 1,766.38 279,500.00
WALNUT CREEK CA 94589 1 11/16/98 10
0431134691 05 01/01/99 30
1
08821677 O 12/01/28
0
1854299 731/G01 F 328,400.00 ZZ
360 328,400.00 1
31725 4TH AVENUE 7.500 2,296.22 80
7.250 2,296.22 410,550.00
LAGUNA BEACH CA 92677 1 12/03/98 00
0431147727 05 02/01/99 0
1001695 O 01/01/29
0
1854308 638/G01 F 240,000.00 ZZ
360 239,808.08 1
1149 SOUTH MERCEDES WAY 7.125 1,616.92 80
6.875 1,616.92 300,000.00
SALT LAKE CITY UT 84108 1 12/02/98 00
0431134295 05 01/01/99 0
08827937 O 12/01/28
0
1854310 638/G01 F 136,000.00 ZZ
360 135,901.57 1
170 EDGEWOOD DRIVE 7.625 962.60 80
7.375 962.60 170,000.00
OCEANSIDE CA 92054 5 11/23/98 00
0431134451 05 01/01/99 0
08800644 O 12/01/28
0
1854312 K08/G01 F 359,950.00 ZZ
360 359,950.00 1
2973 MIRALOMA WAY 7.375 2,486.09 80
7.125 2,486.09 449,950.00
UNION CITY CA 94587 1 12/03/98 00
0411149560 03 02/01/99 0
411149560 O 01/01/29
0
1854315 638/G01 F 255,000.00 ZZ
360 254,790.98 1
313 ORIENTE STREET 7.000 1,696.52 75
6.750 1,696.52 340,000.00
DALY CITY CA 94014 5 11/16/98 00
0431133909 05 01/01/99 0
8819490 O 12/01/28
0
1
1854318 638/G01 F 300,000.00 ZZ
360 299,747.96 1
6251 BANCROFT WAY 6.875 1,970.79 71
6.625 1,970.79 425,000.00
SAN JOSE CA 95129 1 11/04/98 00
0431133941 05 01/01/99 0
8815685 O 12/01/28
0
1854320 638/G01 F 336,000.00 ZZ
360 335,724.58 1
20 NARBONNE 7.000 2,235.42 80
6.750 2,235.42 420,000.00
LAGUNA NIGUEL CA 92677 5 11/20/98 00
0431133982 03 01/01/99 0
8819381 O 12/01/28
0
1854324 195/G01 F 280,000.00 ZZ
360 280,000.00 1
22545 JAMESON AVENUE 7.500 1,957.81 80
7.250 1,957.81 350,000.00
CALABASAS CA 91302 1 12/07/98 00
0431138254 05 02/01/99 0
60982 O 01/01/29
0
1854326 K08/G01 F 314,000.00 ZZ
360 314,000.00 1
21532 PARTRIDGE STREET 7.250 2,142.03 65
7.000 2,142.03 490,000.00
R. SANTA MARGAR CA 92679 2 12/01/98 00
0411127483 03 02/01/99 0
411127483 O 01/01/29
0
1854330 B64/G01 F 335,000.00 ZZ
360 334,769.45 1
3704 STEWART DRIVE 7.875 2,428.99 78
7.625 2,428.99 430,000.00
CHEVY CHASE MD 20815 1 11/25/98 00
0431138676 05 01/01/99 0
65634 O 12/01/28
0
1854332 K08/G01 F 303,750.00 ZZ
360 303,750.00 1
27416 FAWNSKIN DRIVE 7.625 2,149.92 75
7.375 2,149.92 405,000.00
1
RANCHO PALOS VE CA 90275 1 12/07/98 00
0411142078 05 02/01/99 0
411142078 O 01/01/29
0
1854342 638/G01 F 267,600.00 ZZ
360 267,386.01 1
2345 FALLBROOK PLACE 7.125 1,802.87 85
6.875 1,802.87 315,000.00
ESCONDIDO CA 92027 2 11/19/98 10
0431134162 03 01/01/99 12
08819627 O 12/01/28
0
1854347 638/G01 F 264,000.00 ZZ
360 263,804.07 1
151 BLUE CANYON WAY 7.500 1,845.93 80
7.250 1,845.93 330,000.00
MARTINEZ CA 94553 1 11/20/98 00
0431133933 05 01/01/99 0
08826843 O 12/01/28
0
1854348 964/G01 F 322,000.00 ZZ
360 321,729.48 1
2027 MONROE AVE 6.875 2,115.31 75
6.625 2,115.31 435,000.00
BELMONT CA 94002 2 11/19/98 00
0431134717 05 01/01/99 0
37012 O 12/01/28
0
1854352 638/G01 F 307,950.00 ZZ
360 307,727.12 1
11510 ROLLING HILLS DRIVE 7.625 2,179.65 70
7.375 2,179.65 440,000.00
EL CAJON CA 92020 2 11/23/98 00
0431134170 05 01/01/99 0
08816616 O 12/01/28
0
1854354 638/G01 F 189,600.00 ZZ
360 189,462.77 1
11270 CHIEF LANE 7.625 1,341.98 80
7.375 1,341.98 237,000.00
MORENO VALLEY CA 92557 5 11/11/98 00
0431134659 05 01/01/99 0
08808208 O 12/01/28
0
1
1854358 638/G01 F 424,000.00 ZZ
360 423,660.93 1
489 SOUTH FERNCLIFF DRIVE 7.125 2,856.57 80
6.875 2,856.57 530,000.00
PUEBLO WEST CO 81007 5 11/06/98 00
0431134493 05 01/01/99 0
08817428 O 12/01/28
0
1854359 964/G01 F 304,000.00 ZZ
360 303,762.85 1
1044 LEA DRIVE 7.250 2,073.82 80
7.000 2,073.82 380,000.00
SAN RAFAEL CA 94903 1 11/20/98 00
0431134758 05 01/01/99 0
46042 O 12/01/28
0
1854362 638/G01 F 278,000.00 ZZ
360 277,783.13 1
1904 MEZES AVENUE 7.250 1,896.45 77
7.000 1,896.45 365,000.00
BELMONT CA 94002 2 11/17/98 00
0431134543 05 01/01/99 0
08822385 O 12/01/28
0
1854365 638/G01 F 290,000.00 ZZ
360 289,750.32 1
6 CHAMBERLAIN COURT 6.750 1,880.93 65
6.500 1,880.93 450,000.00
WESTBORO MA 01581 1 11/24/98 00
0431134766 05 01/01/99 0
08827516 O 12/01/28
0
1854372 K08/G01 F 90,000.00 ZZ
360 90,000.00 1
#17 CAMINO DEL CABALLO 7.250 613.96 59
7.000 613.96 153,000.00
TALPA NM 87557 5 12/04/98 00
0411178122 05 02/01/99 0
411178122 O 01/01/29
0
1854373 K08/G01 F 227,500.00 ZZ
360 227,500.00 1
1
7018 REDWING PLACE 7.250 1,551.95 65
7.000 1,551.95 350,000.00
LONGMONT CO 80503 5 12/04/98 00
0411119837 03 02/01/99 0
411119837 O 01/01/29
0
1854385 638/G01 F 255,000.00 ZZ
360 254,790.98 1
520 SHARPNERS POND ROAD 7.000 1,696.52 78
6.750 1,696.52 329,000.00
NORTH ANDOVER MA 01845 2 11/24/98 00
0431134675 05 01/01/99 0
08828463 O 12/01/28
0
1854388 638/G01 F 227,000.00 ZZ
360 226,835.71 1
18049 SANTA CLAUDIA STREET 7.625 1,606.69 64
7.375 1,606.69 355,000.00
FOUNTAIN VALLEY CA 92708 1 11/13/98 00
0431134139 05 01/01/99 0
08819817 O 12/01/28
0
1854397 E82/G01 F 631,000.00 ZZ
360 631,000.00 1
501 ENTRADA DRIVE 6.875 4,145.22 61
6.625 4,145.22 1,050,000.00
SANTA MONICA CA 90402 2 12/07/98 00
0400157277 05 02/01/99 0
400157277 O 01/01/29
0
1854405 E82/G01 F 273,050.00 ZZ
360 273,050.00 1
3545 GRIFFITH PARK BLVD 6.750 1,771.00 64
6.500 1,771.00 427,500.00
LOS ANGELES CA 90027 2 12/09/98 00
0400166898 05 02/01/99 0
1551555 O 01/01/29
0
1854408 E82/G01 F 178,500.00 ZZ
360 178,500.00 1
14223 WOODINVILLE-REDMOND 7.125 1,202.59 53
6.875 1,202.59 340,000.00
REDMOND WA 98052 2 12/09/98 00
0400165494 05 02/01/99 0
1
400165494 O 01/01/29
0
1854417 B60/G01 F 260,000.00 ZZ
360 259,786.88 1
26692 STRAFFORD 7.000 1,729.79 79
6.750 1,729.79 333,000.00
MISSION VIEJO CA 92692 2 11/04/98 00
0431134733 05 01/01/99 0
259844 O 12/01/28
0
1854423 B60/G01 F 285,000.00 ZZ
360 284,777.68 1
8765 EAST FOXHOLLOW DRIVE 7.250 1,944.20 75
7.000 1,944.20 380,000.00
ANAHEIM CA 92808 5 11/19/98 00
0431135714 03 01/01/99 0
257535 O 12/01/28
0
1854430 637/G01 F 357,300.00 ZZ
360 357,014.27 1
1011 EL CAJON DRIVE 7.125 2,407.20 90
6.875 2,407.20 397,000.00
DANVILLE CA 94526 1 11/11/98 10
0431144153 05 01/01/99 25
0011074986 O 12/01/28
0
1854434 637/G01 F 395,350.00 ZZ
360 395,070.96 1
430 ADAMS WAY 7.750 2,832.34 90
7.500 2,832.34 443,000.00
PLEASANTON CA 94566 1 11/19/98 04
0431146653 05 01/01/99 25
0010150118 O 12/01/28
0
1854435 E82/G01 F 600,000.00 ZZ
360 600,000.00 1
75 SUNSET DRIVE 7.125 4,042.31 79
6.875 4,042.31 760,000.00
REDLANDS CA 92373 2 12/10/98 00
0400159273 05 02/01/99 0
400159273 O 01/01/29
0
1
1854442 637/G01 F 230,000.00 ZZ
360 229,816.07 1
260 & 264 S. LAFAYETTE ST 7.125 1,549.56 70
6.875 1,549.56 330,000.00
DENVER CO 80209 1 11/18/98 00
0431138486 05 01/01/99 0
0014939201 O 12/01/28
0
1854449 356/G01 F 281,200.00 ZZ
360 281,200.00 1
108 PEPPER LANE 7.500 1,966.20 80
7.250 1,966.20 351,567.00
UNION CITY CA 94587 1 11/19/98 00
0431153790 05 02/01/99 0
2607422 O 01/01/29
0
1854460 356/G01 F 327,000.00 ZZ
360 327,000.00 1
5247 LAUREL DRIVE 7.375 2,258.51 80
7.125 2,258.51 409,281.00
CONCORD CA 94521 2 11/20/98 00
0431134147 05 02/01/99 0
2616506 O 01/01/29
0
1854465 637/G01 F 270,000.00 ZZ
360 269,804.58 1
1684 DON AVENUE 7.625 1,911.05 61
7.375 1,911.05 445,000.00
SAN JOSE CA 95124 5 11/18/98 00
0431142058 05 01/01/99 0
0010158343 O 12/01/28
0
1854467 356/G01 F 263,960.00 ZZ
360 263,764.10 1
1044 SPRING MEADOWS DR 7.500 1,845.65 80
7.250 1,845.65 329,950.00
MANTECA CA 95336 1 11/20/98 00
0431134360 05 01/01/99 0
2684108 O 12/01/28
0
1854468 637/G01 F 194,400.00 ZZ
360 194,255.72 1
760 CUMBERLAND COURT 7.500 1,359.28 80
7.250 1,359.28 243,000.00
1
PLEASANT HILLS CA 94523 1 11/18/98 00
0431161991 05 01/01/99 0
0010160075 O 12/01/28
0
1854471 356/G01 F 273,000.00 ZZ
360 272,792.26 1
4175 CREST ROAD 7.375 1,885.55 53
7.125 1,885.55 520,000.00
PEBBLE BEACH CA 93953 2 11/19/98 00
0431134485 05 01/01/99 0
2617769 O 12/01/28
0
1854472 J95/J95 F 337,200.00 ZZ
360 336,930.35 1
110 WATERFORD FALLSDRIVE 7.125 2,271.78 80
6.875 2,271.78 421,500.00
CANTON GA 30114 1 11/03/98 00
0010534477 03 01/01/99 0
0010534477 O 12/01/28
0
1854473 K21/G01 F 260,000.00 ZZ
360 260,000.00 1
120 TILLER COURT 7.000 1,729.79 66
6.750 1,729.79 394,000.00
HALF MOON BAY CA 94019 5 12/15/98 00
0431150366 05 02/01/99 0
9810622 O 01/01/29
0
1854477 F18/G01 F 562,000.00 ZZ
360 562,000.00 1
852 STELLA COURT 7.500 3,929.59 71
7.250 3,929.59 800,000.00
SUNNYVALE CA 94087 2 12/04/98 00
0431136639 05 02/01/99 0
00349 O 01/01/29
0
1854478 M76/G01 F 276,250.00 ZZ
360 276,250.00 1
9820 E. MOUNT PLEASANT DRIVE 7.375 1,907.99 76
7.125 1,907.99 365,000.00
TUCSON AZ 85749 2 12/03/98 00
0431142678 05 02/01/99 0
982049 O 01/01/29
0
1
1854490 637/G01 F 570,000.00 ZZ
360 569,555.34 1
457 REMILLARD DRIVE 7.250 3,888.41 50
7.000 3,888.41 1,158,500.00
HILLSBOROUGH CA 94010 2 11/17/98 00
0431149186 05 01/01/99 0
0013412697 O 12/01/28
0
1854491 948/G01 F 265,000.00 ZZ
360 265,000.00 1
800 BLUE SPRUCE ROAD 7.000 1,763.06 49
6.750 1,763.06 550,000.00
RENO NV 89511 5 12/09/98 00
0431140318 03 02/01/99 0
36456 O 01/01/29
0
1854503 637/G01 F 330,660.00 ZZ
360 330,395.57 1
3251 TROVARE COURT 7.125 2,227.72 80
6.875 2,227.72 413,325.00
SAN JOSE CA 95135 1 11/12/98 00
0431144559 05 01/01/99 0
0010937712 O 12/01/28
0
1854509 624/G01 F 288,000.00 ZZ
360 287,780.86 1
625 LOUISE COURT 7.375 1,989.14 80
7.125 1,989.14 360,000.00
CAMPBELL CA 95008 5 11/17/98 00
0431149434 05 01/01/99 0
81623680806F O 12/01/28
0
1854512 624/G01 F 212,000.00 ZZ
360 212,000.00 1
1112 EAST WOODMOOR DRIVE 7.500 1,482.33 80
7.250 1,482.33 265,000.00
BOUNTIFUL UT 84010 1 12/09/98 00
0431136167 05 02/01/99 0
65500183353 O 01/01/29
0
1854514 637/G01 F 269,750.00 ZZ
360 269,539.57 1
1
2105 SUMMIT DRIVE 7.250 1,840.17 95
7.000 1,840.17 285,000.00
ESCONDIDO CA 92025 1 11/18/98 04
0431145226 05 01/01/99 30
0010678837 O 12/01/28
0
1854519 637/G01 F 577,000.00 ZZ
360 576,538.58 1
551 DEODARA DRIVE 7.125 3,887.36 60
6.875 3,887.36 965,000.00
LOS ALTOS CA 94024 2 11/13/98 00
0431134584 05 01/01/99 0
0010947646 O 12/01/28
0
1854522 470/G01 F 330,000.00 ZZ
360 329,761.16 1
2139 NEWPORT DRIVE 7.625 2,335.72 69
7.375 2,335.72 480,000.00
DISCOVERY BAY CA 94514 1 11/20/98 00
0431135979 05 01/01/99 0
57000102 O 12/01/28
0
1854523 637/G01 F 302,575.00 ZZ
360 302,344.77 1
2708 GOULARTE DRIVE 7.375 2,089.81 95
7.125 2,089.81 318,500.00
PINOLE CA 94564 1 11/19/98 04
0431144633 05 01/01/99 30
0010155802 O 12/01/28
0
1854550 816/G01 F 600,000.00 ZZ
360 600,000.00 1
2305 EAST REGENCY DRIVE 7.125 4,042.31 80
6.875 4,042.31 750,000.00
OGDEN UT 84403 2 12/10/98 00
0431138148 05 02/01/99 0
0000 O 01/01/29
0
1854572 K08/G01 F 480,000.00 ZZ
360 480,000.00 1
3197 ALTA LAGUNA BOULEVARD 7.000 3,193.45 80
6.750 3,193.45 600,000.00
LAGUNA BEACH CA 92651 1 12/08/98 00
0411173768 05 02/01/99 0
1
411173768 O 01/01/29
0
1854578 562/562 F 285,000.00 ZZ
360 285,000.00 1
165 MILLARD AVENUE 6.750 1,848.51 79
6.500 1,848.51 365,000.00
SLEEPY HOLLOW NY 10591 1 12/04/98 00
578906 05 02/01/99 0
578906 O 01/01/29
0
1854579 K08/G01 F 335,000.00 ZZ
360 335,000.00 1
3222 SOUTH ADAMS WAY 6.875 2,200.71 67
6.625 2,200.71 500,000.00
DENVER CO 80210 5 12/03/98 00
0411160914 05 02/01/99 0
411160914 O 01/01/29
0
1854588 K08/G01 F 337,500.00 ZZ
360 337,500.00 1
3121 SKI SHORES TERRACE 7.250 2,302.34 75
7.000 2,302.34 455,000.00
AUSTIN TX 78730 5 12/04/98 00
0411139025 05 02/01/99 0
411139025 O 01/01/29
0
1854591 K08/G01 F 324,000.00 ZZ
360 324,000.00 1
8245 JAMESTOWN SQUARE 7.125 2,182.85 80
6.875 2,182.85 405,000.00
BOERNE TX 78015 1 12/08/98 00
0411173784 03 02/01/99 0
411173784 O 01/01/29
0
1854597 601/G01 F 285,750.00 ZZ
360 285,256.56 1
2703 CORNELL COVE 6.750 1,853.37 74
6.500 1,853.37 390,000.00
LAGO VISTA TX 78645 2 10/23/98 00
0431135680 03 12/01/98 0
12792990 O 11/01/28
0
1
1854599 637/G01 F 287,900.00 ZZ
360 287,900.00 1
3208 CORTONA DRIVE 7.250 1,963.99 60
7.000 1,963.99 479,900.00
SAN JOSE CA 95135 1 12/01/98 00
0431142546 05 02/01/99 0
0010162865 O 01/01/29
0
1854601 601/G01 F 320,000.00 ZZ
360 319,762.51 1
51 DORCHESTER WAY 7.500 2,237.49 80
7.250 2,237.49 400,000.00
SHREWSBURY NJ 07702 2 11/10/98 00
0431135631 05 01/01/99 0
12795514 O 12/01/28
0
1854603 637/G01 F 273,750.00 ZZ
360 273,536.45 1
2157 WATERCRESS PLACE 7.250 1,867.46 60
7.000 1,867.46 456,274.00
SAN RAMON CA 94583 1 11/23/98 00
0431142496 03 01/01/99 0
0010160794 O 12/01/28
0
1854604 601/G01 F 250,000.00 ZZ
360 249,784.75 1
26455 WEST 106TH TERRACE 6.750 1,621.50 40
6.500 1,621.50 640,000.00
OLATHE KS 66061 2 11/17/98 00
0431138031 03 01/01/99 0
12887626 O 12/01/28
0
1854608 601/G01 F 241,600.00 ZZ
360 241,420.69 1
16 SWAN CIRCLE 7.500 1,689.31 95
7.250 1,689.31 254,335.00
SHREWSBURY MA 01545 1 11/06/98 14
0431137140 05 01/01/99 30
12607669 O 12/01/28
0
1854610 356/G01 F 372,000.00 ZZ
360 371,716.93 1
131 12TH AVENUE 7.375 2,569.32 80
7.125 2,569.32 465,000.00
1
SAN MATEO CA 94402 2 11/19/98 00
0431137785 05 01/01/99 0
2598787 O 12/01/28
0
1854611 601/G01 F 388,000.00 ZZ
360 387,343.33 1
6604 48TH AVE S 7.000 2,581.37 80
6.750 2,581.37 485,000.00
FARGO ND 58104 2 10/30/98 00
0431138072 05 12/01/98 0
12876801 O 11/01/28
0
1854614 356/G01 F 250,000.00 ZZ
360 250,000.00 1
285 SUMMERWIND DRIVE 7.500 1,748.04 71
7.250 1,748.04 355,000.00
MILPITAS CA 95035 5 11/20/98 00
0431137694 05 02/01/99 0
2610046 O 01/01/29
0
1854616 601/G01 F 242,910.00 ZZ
360 241,751.23 1
438 SOUTH PLEASANT AVENUE 7.625 1,719.31 90
7.375 1,719.31 269,900.00
RIDGEWOOD NJ 07450 1 08/06/98 01
0431137165 05 09/01/98 25
1267819 O 08/01/28
0
1854623 356/G01 F 334,800.00 ZZ
360 334,545.23 1
3754 HAMILTON WAY 7.375 2,312.39 37
7.125 2,312.39 920,000.00
REDWOOD CITY CA 94062 2 11/19/98 00
0431137678 05 01/01/99 0
2649648 O 12/01/28
0
1854624 601/G01 F 265,500.00 ZZ
360 265,074.12 1
10474 STARDUST LANE 7.125 1,788.72 71
6.875 1,788.72 375,000.00
BLAIR NE 68008 5 10/15/98 00
0431137157 05 12/01/98 0
12695227 O 11/01/28
0
1
1854632 356/G01 F 275,500.00 ZZ
360 275,500.00 1
40188 DOLERITA AVENUE 7.375 1,902.82 64
7.125 1,902.82 435,000.00
FREMONT CA 94539 2 11/21/98 00
0431137686 05 02/01/99 0
2625887 O 01/01/29
0
1854637 356/G01 F 306,000.00 ZZ
360 306,000.00 1
2307 TREE CREEK PLACE 7.375 2,113.47 50
7.125 2,113.47 620,000.00
DANVILLE CA 94506 5 11/24/98 00
0431137744 05 02/01/99 0
2620029 O 01/01/29
0
1854640 601/G01 F 258,800.00 ZZ
360 258,374.50 1
8056 WATERFORD DRIVE 7.000 1,721.80 65
6.750 1,721.80 398,800.00
STANLEY NC 28164 1 10/15/98 00
0431135540 05 12/01/98 0
12810768 O 11/01/28
0
1854644 637/G01 F 268,500.00 ZZ
360 268,058.54 1
6708 ROSEMARY LANE 7.000 1,786.34 72
6.750 1,786.34 375,000.00
EDINA MN 55425 2 10/22/98 00
0431137546 05 12/01/98 0
98265 O 11/01/28
0
1854648 601/G01 F 558,600.00 ZZ
360 558,130.70 1
3 WHITE OAK RIDGE COURT 6.875 3,669.61 72
6.625 3,669.61 782,000.00
MENDHAM NJ 07945 1 11/12/98 00
0431135615 03 01/01/99 0
12890877 O 12/01/28
0
1854652 637/G01 F 299,200.00 ZZ
360 298,977.95 1
1
38649 GRANVILLE DRIVE 7.500 2,092.05 85
7.250 2,092.05 352,000.00
FREMONT CA 94536 1 11/19/98 04
0431158187 03 01/01/99 12
0010950319 O 12/01/28
0
1854653 685/G01 F 265,100.00 ZZ
360 265,100.00 1
11688 CASTILE WAY 7.375 1,830.98 80
7.125 1,830.98 331,383.00
SAN DIEGO CA 92128 1 12/03/98 00
0431137264 03 02/01/99 0
115137 O 01/01/29
0
1854654 685/G01 F 243,950.00 ZZ
360 243,950.00 1
10016 ALBEE AVENUE 7.125 1,643.54 80
6.875 1,643.54 304,982.00
TUSTIN CA 91782 1 12/09/98 00
0431137405 03 02/01/99 0
115395 O 01/01/29
0
1854662 637/G01 F 270,000.00 ZZ
360 269,767.53 1
3128 BUTTE STREET 6.750 1,751.22 65
6.500 1,751.22 420,000.00
SANTA CLARA CA 95051 2 11/24/98 00
0431142447 05 01/01/99 0
0012779484 O 12/01/28
0
1854663 637/G01 F 331,000.00 ZZ
360 330,741.78 1
5080 DOUBLE POINT WAY 7.250 2,258.01 80
7.000 2,258.01 418,000.00
DISCOVERY BAY CA 94514 2 11/19/98 00
0431158161 03 01/01/99 0
12775557 O 12/01/28
0
1854666 964/G01 F 366,000.00 ZZ
360 366,000.00 1
150 WINGFOOT COURT 7.125 2,465.81 63
6.875 2,465.81 590,000.00
APTOS CA 95003 5 12/04/98 00
0431137207 05 02/01/99 0
1
44272 O 01/01/29
0
1854670 964/G01 F 335,000.00 ZZ
360 335,000.00 1
28 IDLEWOOD PLACE 6.875 2,200.71 74
6.625 2,200.71 458,000.00
SAN RAFAEL CA 94901 5 12/07/98 00
0431139849 05 02/01/99 0
47360 O 01/01/29
0
1854673 964/G01 F 368,750.00 ZZ
360 368,750.00 1
222 PRINCETON AVE 6.750 2,391.71 71
6.500 2,391.71 525,000.00
MILL VALLEY CA 94941 5 12/07/98 00
0431139443 05 02/01/99 0
43169 O 01/01/29
0
1854709 664/G01 F 596,000.00 ZZ
360 595,546.49 1
16432 BARNSTABLE CIRCLE 7.375 4,116.43 80
7.125 4,116.43 745,000.00
HUNTINGTON BEAC CA 92649 1 11/19/98 00
0431139054 05 01/01/99 0
2787992 O 12/01/28
0
1854714 420/G01 F 105,500.00 ZZ
360 105,425.53 1
731 MAJESTIC WAY 7.750 755.82 80
7.500 755.82 131,950.00
SAN LEANDRO CA 94578 1 11/18/98 00
0431134253 01 01/01/99 0
394551 O 12/01/28
0
1854755 K08/G01 F 209,600.00 ZZ
360 209,600.00 1
4314 VANDELIA STREET 7.000 1,394.47 80
6.750 1,394.47 262,000.00
DALLAS TX 75219 1 12/11/98 00
0411197296 05 02/01/99 0
411197296 O 01/01/29
0
1
1854766 K08/G01 F 128,000.00 ZZ
360 128,000.00 1
10002 MALLORY DRIVE 7.000 851.59 80
6.750 851.59 160,000.00
FRISCO TX 75034 2 12/04/98 00
0411176217 05 02/01/99 0
411176217 O 01/01/29
0
1854779 F27/F27 F 271,500.00 ZZ
360 271,254.57 1
8633 FENWAY ROAD 6.500 1,716.06 38
6.250 1,716.06 725,000.00
BETHESDA MD 20817 1 11/15/98 00
6060020610 05 01/01/99 0
6060020610 O 12/01/28
0
1854784 K08/G01 F 211,200.00 ZZ
360 211,200.00 1
3141 RANIER STREET 7.375 1,458.71 80
7.125 1,458.71 264,000.00
CORONA CA 91719 2 12/02/98 00
0411113459 05 02/01/99 0
411113459 O 01/01/29
0
1854785 K08/G01 F 142,800.00 ZZ
360 142,800.00 1
107 RUPEN COURT 7.375 986.28 80
7.125 986.28 178,500.00
AUSTIN TX 78734 1 12/10/98 00
0411193816 05 02/01/99 0
411193816 O 01/01/29
0
1854786 K08/G01 F 170,400.00 ZZ
360 170,400.00 1
18106 BROOKWOOD FOREST 7.250 1,162.43 69
7.000 1,162.43 246,988.00
SAN ANTONIO TX 78258 1 12/09/98 00
0411196900 03 02/01/99 0
411196900 O 01/01/29
0
1854790 638/G01 F 252,000.00 ZZ
360 251,803.42 1
935 MILLMARK GROVE STREET 7.250 1,719.08 90
7.000 1,719.08 280,000.00
1
SAN PEDRO AREA CA 90731 2 11/24/98 04
0431153295 05 01/01/99 25
08820960 O 12/01/28
0
1854803 K08/G01 F 152,125.00 ZZ
360 152,125.00 1
3225 AUTUMN CHASE CRICLE 7.000 1,012.09 80
6.750 1,012.09 191,188.00
STOCKTON CA 95219 1 12/03/98 00
0411131600 03 02/01/99 0
411131600 O 01/01/29
0
1854804 K08/G01 F 231,600.00 ZZ
360 231,600.00 1
211 CHESTNUT COURT 7.375 1,599.60 71
7.125 1,599.60 330,000.00
SAN RAMON CA 94583 2 12/04/98 00
0411141104 05 02/01/99 0
411141104 O 01/01/29
0
1854816 K08/G01 F 182,400.00 ZZ
360 182,400.00 1
57 ALTAMONT DRIVE 6.750 1,183.04 80
6.500 1,183.04 228,000.00
WATSONVILLE CA 95076 2 12/03/98 00
0411178486 05 02/01/99 0
411178486 O 01/01/29
0
1854817 K08/G01 F 350,000.00 ZZ
360 350,000.00 1
6608 EAST PINNACLE POINTE 7.250 2,387.62 75
7.000 2,387.62 470,000.00
ORANGE CA 92869 1 12/03/98 00
0411159809 03 02/01/99 0
411159809 O 01/01/29
0
1854821 K08/G01 F 577,500.00 ZZ
360 577,500.00 1
4042 CREST ROAD 7.125 3,890.72 70
6.875 3,890.72 825,000.00
SOUTH LAKE TAHO CA 96150 2 12/04/98 00
0411100241 03 02/01/99 0
411100241 O 01/01/29
0
1
1854825 K08/G01 F 232,000.00 ZZ
360 232,000.00 1
4437 CALLAN BOULEVARD 7.500 1,622.18 80
7.250 1,622.18 292,500.00
DALY CITY CA 94015 2 12/02/98 00
0411170335 05 02/01/99 0
411170335 O 01/01/29
0
1854832 K08/G01 F 340,500.00 ZZ
360 340,500.00 1
340 JEAN STREET 7.000 2,265.35 75
6.750 2,265.35 454,000.00
MILL VALLEY CA 94941 1 12/01/98 00
0411117963 05 02/01/99 0
411117963 O 01/01/29
0
1854834 K08/G01 F 310,000.00 ZZ
360 310,000.00 1
16030 161ST AVENUE NORTHE 7.000 2,062.44 73
6.750 2,062.44 430,000.00
WOODINVILLE WA 98072 5 12/01/98 00
0411140130 05 02/01/99 0
411140130 O 01/01/29
0
1854837 K08/G01 F 228,000.00 ZZ
360 228,000.00 1
2923 BLAISDELL AVENUE 6.875 1,497.80 70
6.625 1,497.80 330,000.00
REDONDO BEACH CA 90278 2 12/01/98 00
0411155591 05 02/01/99 0
411155591 O 01/01/29
0
1854839 K08/G01 F 426,750.00 ZZ
360 426,750.00 1
25730 CRESTFIELD CIRCLE 7.125 2,875.09 80
6.875 2,875.09 533,466.00
CASTRO VALLEY CA 94552 1 11/19/98 00
0411143696 03 02/01/99 0
411143696 O 01/01/29
0
1854846 K08/G01 F 155,200.00 ZZ
360 155,200.00 1
1
4926 LA CASA DRIVE 7.000 1,032.55 80
6.750 1,032.55 194,000.00
SHINGLE SPRINGS CA 95682 1 12/02/98 00
0411171499 05 02/01/99 0
411171499 O 01/01/29
0
1854848 K08/G01 F 104,950.00 ZZ
360 104,950.00 1
10526 GLENFAIR STREET 7.000 698.23 70
6.750 698.23 150,000.00
EL MONTE CA 91731 2 12/04/98 00
0411129455 05 02/01/99 0
411129455 O 01/01/29
0
1854850 K08/G01 F 200,000.00 ZZ
360 200,000.00 1
2305 DESCANSO WAY 7.250 1,364.35 60
7.000 1,364.35 335,000.00
TORRANCE CA 90504 1 12/08/98 00
0411180748 05 02/01/99 0
411180748 O 01/01/29
0
1854933 638/G01 F 200,000.00 ZZ
360 199,840.06 1
11427 CATALINA TERRACE 7.125 1,347.44 80
6.875 1,347.44 250,000.00
KENSINGTON MD 20895 1 11/25/98 00
0431137033 05 01/01/99 0
8789099 O 12/01/28
0
1854945 E85/G01 F 211,200.00 ZZ
360 211,031.11 1
12 LITTLEFIELD TERRACE 7.125 1,422.89 80
6.875 1,422.89 264,000.00
SAN FRANCISCO CA 94107 1 11/25/98 00
0431143858 03 01/01/99 0
9604074 O 12/01/28
0
1854951 633/G01 F 263,625.00 ZZ
360 263,180.77 1
1315 KORNBLUM AVENUE 6.875 1,731.83 95
6.625 1,731.83 277,500.00
TORRANCE CA 90503 1 10/09/98 10
0431144500 05 12/01/98 30
1
743147 O 11/01/28
0
1854969 462/462 F 598,600.00 ZZ
360 598,166.74 1
6414 FORESTER DRIVE 7.625 4,236.86 75
7.375 4,236.86 798,185.00
HUNTINGTON BEAC CA 92648 1 11/17/98 00
0006236905 03 01/01/99 0
0006236905 O 12/01/28
0
1854974 664/G01 F 612,000.00 ZZ
360 611,522.58 1
42 ALVISO DRIVE 7.250 4,174.92 80
7.000 4,174.92 765,000.00
CAMARILLO AREA CA 93010 1 11/18/98 00
0431147677 05 01/01/99 0
2898252 O 12/01/28
0
1854978 G82/G01 F 541,600.00 ZZ
360 541,600.00 1
1100 TESORO 6.875 3,557.93 56
6.625 3,557.93 975,000.00
RANCHO VIEJO TX 78575 2 12/21/98 00
0431163930 05 02/01/99 0
0000 O 01/01/29
0
1855035 956/G01 F 620,000.00 ZZ
360 620,000.00 1
1145 LAKEVIEW DRIVE 7.000 4,124.88 47
6.750 4,124.88 1,335,000.00
HILLSBOROUGH CA 94010 2 12/03/98 00
0431137769 05 02/01/99 0
808101590 O 01/01/29
0
1855143 K08/G01 F 166,000.00 ZZ
360 166,000.00 1
1231 AVENIDA DE LAS FLORE 7.250 1,132.41 90
7.000 1,132.41 185,000.00
THOUSAND OAKS CA 91360 2 12/04/98 11
0410758635 05 02/01/99 25
410758635 O 01/01/29
0
1
1855152 K08/G01 F 123,000.00 ZZ
360 123,000.00 1
1545 DEANNA AVENUE 7.750 881.19 70
7.500 881.19 176,000.00
SIMI VALLEY CA 93063 1 12/04/98 00
0411140882 05 02/01/99 0
411140882 O 01/01/29
0
1855161 K08/G01 F 73,500.00 ZZ
360 73,500.00 1
9671 SILVERWOOD DRIVE 7.250 501.40 66
7.000 501.40 112,500.00
FAIRHOPE AL 36532 2 12/07/98 00
0411140650 05 02/01/99 0
411140650 O 01/01/29
0
1855228 K08/G01 F 232,000.00 ZZ
360 232,000.00 1
401 NORTH FULTON STREET 7.375 1,602.37 80
7.125 1,602.37 290,000.00
OJAI CA 93023 1 12/07/98 00
0411161938 05 02/01/99 0
411161938 O 01/01/29
0
1855306 893/G01 F 163,000.00 ZZ
360 163,000.00 1
2953 OLIVE AVENUE 7.625 1,153.71 51
7.375 1,153.71 325,000.00
FREMONT CA 94539 2 12/03/98 00
0431157890 05 02/01/99 0
98092421 O 01/01/29
0
1855320 964/G01 F 650,000.00 ZZ
360 650,000.00 1
160 SAN BENITO WAY 7.250 4,434.15 69
7.000 4,434.15 945,000.00
SAN FRANCISCO CA 94127 1 12/04/98 00
0431142108 03 02/01/99 0
41045 O 01/01/29
0
1855429 601/G01 F 351,000.00 ZZ
360 351,000.00 1
5145 SOUTH 184 PLAZA 7.375 2,424.27 89
7.125 2,424.27 395,000.00
1
OMAHA NE 68135 1 12/04/98 10
0431137132 05 02/01/99 25
13030960 O 01/01/29
0
1855431 601/G01 F 392,000.00 ZZ
360 391,678.68 1
1555 ERNESTINE LANE 7.000 2,607.99 80
6.750 2,607.99 490,000.00
MOUNTAIN VIEW CA 94040 1 11/05/98 00
0431137025 05 01/01/99 0
1300626 O 12/01/28
0
1855434 601/G01 F 335,200.00 ZZ
360 334,963.42 1
65 DELANCY COURT 7.750 2,401.41 80
7.500 2,401.41 419,000.00
PHOENIXVILLE PA 19460 1 11/04/98 00
0431137819 03 01/01/99 0
12986238 O 12/01/28
0
1855437 601/G01 F 400,000.00 ZZ
360 399,710.49 1
38 NORMAN ROAD 7.625 2,831.18 90
7.375 2,831.18 449,000.00
MONTCLAIR TOWNS NJ 07043 1 11/12/98 01
0431137835 05 01/01/99 25
12990495 O 12/01/28
0
1855440 601/G01 F 273,150.00 ZZ
360 272,931.56 1
2044 JENNINGS STREET 7.125 1,840.27 85
6.875 1,840.27 321,390.00
WOODBRIDGE VA 22191 1 11/23/98 10
0431137231 03 01/01/99 12
1294039 O 12/01/28
0
1855441 601/G01 F 257,600.00 ZZ
360 257,378.21 1
3601 POMMEL PLACE 6.750 1,670.79 68
6.500 1,670.79 380,000.00
WEST DES MOINES IA 50265 5 11/06/98 00
0431137504 05 01/01/99 0
12891818 O 12/01/28
0
1
1855442 A50/A50 F 335,000.00 ZZ
360 334,704.44 1
2015 BEATIE ROAD 6.625 2,145.04 80
6.375 2,145.04 420,000.00
ALBANY GA 31707 2 11/25/98 00
117075 05 01/01/99 0
117075 O 12/01/28
0
1855453 601/G01 F 499,000.00 ZZ
360 498,580.77 1
13366 FREEMANVILLE ROAD 6.875 3,278.08 62
6.625 3,278.08 810,000.00
ALPHARETTA GA 30201 5 11/03/98 00
0431137439 05 01/01/99 0
1290515 O 12/01/28
0
1855484 H22/G01 F 190,000.00 ZZ
360 190,000.00 2
22-56 47TH STREET 6.875 1,248.16 56
6.625 1,248.16 340,000.00
LONG ISLAND CIT NY 11105 1 12/24/98 00
0431162247 07 02/01/99 0
9807034 O 01/01/29
0
1855508 H29/G01 F 311,900.00 ZZ
360 311,900.00 1
7 KING PHILLIP TRAIL 7.250 2,127.71 80
7.000 2,127.71 389,900.00
NORFOLK MA 02056 1 12/11/98 00
0431157080 05 02/01/99 0
0000 O 01/01/29
0
1855590 638/G01 F 266,400.00 ZZ
360 265,459.07 1
53 O'GRADY ROAD 7.000 1,772.37 72
6.750 1,772.37 375,000.00
MARLBORO MA 01752 2 10/26/98 00
0431138098 05 12/01/98 0
08804525 O 11/01/28
0
1855609 638/G01 F 206,400.00 ZZ
360 206,230.82 1
1
649 SEDGEWORTH COURT 7.000 1,373.18 80
6.750 1,373.18 258,000.00
SIMI VALLEY CA 93065 1 11/30/98 00
0431139567 03 01/01/99 0
8828896 O 12/01/28
0
1855692 685/G01 F 136,000.00 ZZ
360 136,000.00 1
15138 CARFAX AVENUE 7.500 950.94 80
7.250 950.94 170,000.00
BELLFLOWER CA 90706 2 12/04/98 00
0431141480 05 02/01/99 0
116608 O 01/01/29
0
1855696 685/G01 F 161,250.00 ZZ
360 161,250.00 1
4932 LAZIO WAY 6.625 1,032.51 75
6.375 1,032.51 215,000.00
AGOURA AREA CA 91301 1 12/09/98 00
0431139773 01 02/01/99 0
116718 O 01/01/29
0
1855735 601/G01 F 261,000.00 ZZ
360 260,801.40 1
23 SESAME STREET 7.375 1,802.66 90
TOWN OF NEW WINDSOR 7.125 1,802.66 290,000.00
ROCK TAVERN NY 12575 1 11/25/98 10
0431139450 05 01/01/99 25
1294966 O 12/01/28
0
1855744 601/G01 F 264,000.00 ZZ
360 263,799.11 1
0047 WESTBANK ROAD 7.375 1,823.39 56
7.125 1,823.39 475,000.00
GLENWOOD SPRING CO 81601 2 11/24/98 00
0431139401 03 01/01/99 0
13030465 O 12/01/28
0
1855750 601/G01 F 360,000.00 ZZ
360 359,732.83 1
1422 BILTMORE COURT 7.500 2,517.17 70
7.250 2,517.17 520,000.00
COPPELL TX 75019 2 11/23/98 00
0431139187 03 01/01/99 0
1
12997961 O 12/01/28
0
1855762 601/G01 F 288,500.00 ZZ
360 288,269.29 1
2 BOXWOOD DRIVE 7.125 1,943.68 63
6.875 1,943.68 465,000.00
COLTS NECK NJ 07722 2 11/05/98 00
0431139112 05 01/01/99 0
1289660 O 12/01/28
0
1855784 K08/G01 F 215,000.00 ZZ
360 215,000.00 1
12140 CHINDEN BOULEVARD 6.750 1,394.49 64
6.500 1,394.49 340,000.00
BOISE ID 83714 5 12/03/98 00
0411151681 05 02/01/99 0
411151681 O 01/01/29
0
1855787 K08/G01 F 285,000.00 ZZ
360 285,000.00 1
1911 MORGAN LANE UNIT #A 7.125 1,920.10 79
6.875 1,920.10 365,000.00
REDONDO BEACH CA 90278 2 12/07/98 00
0411072754 01 02/01/99 0
411072754 O 01/01/29
0
1855788 K08/G01 F 135,000.00 ZZ
360 135,000.00 1
16666 MORRISON STREET (ENCINO 7.625 955.52 54
AREA) 7.375 955.52 254,000.00
LOS ANGELES CA 91436 5 12/03/98 00
0411103823 05 02/01/99 0
411103823 O 01/01/29
0
1855815 685/G01 F 199,200.00 ZZ
360 199,200.00 1
832 SOUTH REGATTA DRIVE 7.000 1,325.29 80
6.750 1,325.29 249,000.00
VALLEJO CA 94591 1 12/09/98 00
0431145473 05 02/01/99 0
116749 O 01/01/29
0
1
1855835 638/G01 F 109,200.00 ZZ
360 109,112.68 1
6211 CUTSAIL AVENUE 7.125 735.70 80
6.875 735.70 136,500.00
SYKESVILLE MD 21784 1 11/25/98 00
0431141423 05 01/01/99 0
08823358 O 12/01/28
0
1855836 638/G01 F 202,400.00 ZZ
360 202,253.51 1
330 PARK STREET 7.625 1,432.57 80
7.375 1,432.57 253,000.00
REDWOOD CITY CA 94061 1 11/23/98 00
0431141498 05 01/01/99 0
08826905 O 12/01/28
0
1855841 638/G01 F 228,000.00 ZZ
360 227,817.67 1
1324 37TH STREET 7.125 1,536.08 80
6.875 1,536.08 285,000.00
SACRAMENTO CA 95816 1 11/23/98 00
0431141522 05 01/01/99 0
08826506 O 12/01/28
0
1855860 638/G01 F 65,600.00 ZZ
360 65,553.70 1
2007 NORTH MOUNTAIN VIEW AVENU 7.750 469.97 80
7.500 469.97 82,000.00
SAN BERNARDINO CA 92405 5 11/24/98 00
0431167683 05 01/01/99 0
08816005 O 12/01/28
0
1855878 462/462 F 278,550.00 ZZ
360 278,343.27 1
18 BERLAMO 7.500 1,947.67 80
7.250 1,947.67 348,224.00
RANCHO SANTA MA CA 92688 1 11/17/98 00
0005952205 03 01/01/99 0
0005952205 O 12/01/28
0
1855882 462/462 F 276,950.00 ZZ
360 276,739.26 1
43 SAGITTA WAY 7.375 1,912.83 80
7.125 1,912.83 346,202.00
1
COTO DE CAZA AR CA 92679 1 11/17/98 00
0005920301 03 01/01/99 0
0005920301 O 12/01/28
0
1855884 356/G01 F 315,000.00 ZZ
360 315,000.00 1
3124 CASSIA COURT 7.000 2,095.71 80
6.750 2,095.71 393,767.00
PLEASANTON CA 94588 1 12/09/98 00
0431140094 03 02/01/99 0
2694487 O 01/01/29
0
1855894 664/G01 F 288,750.00 ZZ
360 288,543.10 1
2465 BYWOOD DRIVE 7.675 2,053.70 75
7.425 2,053.70 385,000.00
GLENDALE CA 91206 2 10/19/98 00
0431142595 05 01/01/99 0
2844744 O 12/01/28
0
1855902 F18/G01 F 357,000.00 ZZ
360 357,000.00 1
4356 REMORA DRIVE 7.250 2,435.37 90
7.000 2,435.37 397,000.00
UNION CITY CA 94587 2 12/01/98 11
0431166602 05 02/01/99 25
00357 O 01/01/29
0
1855905 462/462 F 272,150.00 ZZ
360 271,921.35 1
6950 BLUEGRASS COURT 6.875 1,787.84 80
6.625 1,787.84 341,000.00
LIVERMORE CA 94550 1 11/05/98 00
0005850904 05 01/01/99 0
0005850904 O 12/01/28
0
1855910 638/G01 F 395,000.00 ZZ
360 394,714.11 1
848 PAGODA TREE COURT 7.625 2,795.79 79
7.375 2,795.79 500,000.00
SUNNYVALE CA 94086 5 11/24/98 00
0431142025 05 01/01/99 0
08797214 O 12/01/28
0
1
1855917 462/462 F 278,100.00 ZZ
360 277,595.81 1
33 BERLAMO 6.500 1,757.79 80
6.250 1,757.79 347,639.00
RANCHO SANTA MA CA 92688 1 10/16/98 00
0005854609 03 12/01/98 0
0005854609 O 11/01/28
0
1855922 638/G01 F 1,000,000.00 ZZ
360 999,159.88 1
1500 WEDGEWOOD DRIVE 6.875 6,569.29 67
6.625 6,569.29 1,500,000.00
HILLSBOROUGH CA 94010 1 11/20/98 00
0431141761 05 01/01/99 0
08815310 O 12/01/28
0
1855923 462/462 F 301,450.00 ZZ
360 301,196.74 1
41 SAGITTA WAY 6.875 1,980.32 80
6.625 1,980.32 376,863.00
COTO DE CAZA CA 92679 1 11/09/98 00
0005861000 05 01/01/99 0
0005861000 O 12/01/28
0
1855928 462/462 F 258,000.00 ZZ
360 257,783.26 1
699 VIA MADERA 6.875 1,694.87 80
6.625 1,694.87 323,802.00
THOUSAND OAKS CA 91320 1 11/02/98 00
0005830708 03 01/01/99 0
0005830708 O 12/01/28
0
1855929 462/462 F 348,000.00 ZZ
360 347,337.88 1
8220 VIA ESCALADA 6.250 2,142.70 80
6.000 2,142.70 435,000.00
SAN DIEGO CA 92129 1 10/20/98 00
0005414206 05 12/01/98 0
0005414206 O 11/01/28
0
1855932 462/462 F 282,800.00 ZZ
360 282,368.30 1
1
18586 PARK MEADOW LANE 7.375 1,953.23 80
7.125 1,953.23 353,557.00
HUNTINGTON BEAC CA 92648 1 10/13/98 00
0005963103 03 12/01/98 0
0005963103 O 11/01/28
0
1855933 638/G01 F 328,000.00 ZZ
360 327,744.13 1
1410 PATRICIA DRIVE 7.250 2,237.54 80
7.000 2,237.54 410,000.00
REDLANDS CA 92373 1 11/18/98 00
0431144906 05 01/01/99 0
08778613 O 12/01/28
0
1855935 462/462 F 260,000.00 ZZ
360 259,572.51 1
550 CAMINO AGUA DULCE 7.000 1,729.79 80
6.750 1,729.79 326,790.00
THOUSAND OAKS CA 91320 1 10/19/98 00
0005841101 01 12/01/98 0
0005841101 O 11/01/28
0
1855936 638/G01 F 270,750.00 ZZ
360 270,538.79 1
210 STEDMAN PLACE 7.250 1,846.99 95
7.000 1,846.99 285,000.00
MONROVIA CA 91016 1 11/30/98 10
0431142819 05 01/01/99 30
08818446 O 12/01/28
0
1855937 462/462 F 246,000.00 ZZ
360 245,812.81 1
4446 CAMINO DE LAS ESTRELLAS 7.375 1,699.06 80
7.125 1,699.06 308,216.00
THOUSAND OAKS CA 91320 1 11/02/98 00
0005841200 01 01/01/99 0
0005841200 O 12/01/28
0
1855942 638/G01 F 263,200.00 ZZ
360 262,994.68 1
39 COVE ROAD 7.250 1,795.49 80
7.000 1,795.49 329,000.00
ALAMEDA CA 94502 1 11/13/98 00
0431141753 03 01/01/99 0
1
08820185 O 12/01/28
0
1855943 462/462 F 576,000.00 ZZ
360 575,029.39 1
13665 OERLAND PASS 6.875 3,783.92 80
6.625 3,783.92 720,163.00
POWAY CA 92064 1 10/12/98 00
0005438205 03 12/01/98 0
0005438205 O 11/01/28
0
1855945 638/G01 F 375,000.00 ZZ
360 375,000.00 1
8834 LUND HILL LANE 7.250 2,558.16 75
7.000 2,558.16 500,000.00
COTATI CA 94931 2 11/30/98 00
0431141688 05 02/01/99 0
08819820 O 01/01/29
0
1855965 K08/G01 F 181,500.00 ZZ
360 181,500.00 1
233 N. WESTERN 7.375 1,253.58 75
7.125 1,253.58 242,000.00
PARK RIDGE IL 60068 2 12/03/98 00
0411143225 05 02/01/99 0
411143225 O 01/01/29
0
1855972 664/G01 F 168,500.00 ZZ
360 168,365.25 1
825 EAST HAMPTON STREET 7.125 1,135.22 74
6.875 1,135.22 230,000.00
GLENDORA CA 91740 2 12/01/98 00
0431163518 05 01/01/99 0
2787752 O 12/01/28
0
1856028 B57/G01 F 176,000.00 ZZ
360 176,000.00 1
1939 SANTA ROSA AVENUE 7.125 1,185.75 80
6.875 1,185.75 220,000.00
PASADENA CA 91104 1 12/03/98 00
0431139765 05 02/01/99 0
9830653 O 01/01/29
0
1
1856069 K08/G01 F 321,150.00 ZZ
360 321,150.00 1
5308 MECCA AVENUE 7.000 2,136.62 70
TARZANA AREA 6.750 2,136.62 460,000.00
LOS ANGELES CA 91356 2 12/08/98 00
0411129729 05 02/01/99 0
411129729 O 01/01/29
0
1856072 K08/G01 F 430,000.00 ZZ
360 430,000.00 1
14682 DEERVALE PLACE 7.125 2,896.99 70
SHERMAN OAKS 6.875 2,896.99 615,000.00
LOS ANGELES CA 91403 2 12/04/98 00
0411168958 05 02/01/99 0
411168958 O 01/01/29
0
1856113 765/G01 F 304,000.00 ZZ
360 304,000.00 1
561 SILVER CANYON WAY 7.125 2,048.11 80
6.875 2,048.11 380,000.00
BREA CA 92821 1 12/11/98 00
0431168541 05 02/01/99 0
341324 O 01/01/29
0
1856120 664/G01 F 212,000.00 ZZ
360 211,850.37 1
5395 GREENWOOD AVENUE 7.750 1,518.80 80
7.500 1,518.80 265,000.00
CLOVIS CA 93611 1 11/19/98 00
0431163567 05 01/01/99 0
2848596 O 12/01/28
0
1856122 893/G01 F 241,000.00 ZZ
360 241,000.00 1
4971 BENTWOOD WAY 7.500 1,685.11 70
7.250 1,685.11 344,501.00
GRANITE BAY CA 95746 1 12/08/98 00
0431157973 03 02/01/99 0
98100053 O 01/01/29
0
1856172 893/G01 F 98,925.00 ZZ
360 98,925.00 1
10335 POINT REYES CIRCLE 7.375 683.26 70
7.125 683.26 141,345.00
1
STOCKTON CA 95209 1 12/10/98 00
0431157957 05 02/01/99 0
98120527 O 01/01/29
0
1856202 K08/G01 F 99,200.00 ZZ
360 99,200.00 1
4249 WEST DAMSEN LANE 7.125 668.33 80
6.875 668.33 124,000.00
VISALIA CA 93291 2 12/06/98 00
0411174477 05 02/01/99 0
411174477 O 01/01/29
0
1856212 K08/G01 F 160,650.00 ZZ
360 160,650.00 1
6234 EL RANCHO DRIVE 7.000 1,068.81 95
6.750 1,068.81 170,000.00
WHITTIER CA 90601 2 12/10/98 11
0411153109 05 02/01/99 30
411153109 O 01/01/29
0
1856214 K08/G01 F 594,900.00 ZZ
360 594,900.00 1
26305 CAMINO REAL 7.375 4,108.83 70
7.125 4,108.83 850,000.00
CARMEL CA 93923 1 12/11/98 00
0410876700 05 02/01/99 0
410876700 O 01/01/29
0
1856215 K08/G01 F 252,000.00 T
360 251,803.42 1
13441 CRISTALLINA WAY 7.250 1,719.08 80
7.000 1,719.08 315,000.00
TRUCKEE CA 96161 2 11/23/98 00
0411093859 03 01/01/99 0
411093859 O 12/01/28
0
1856217 K08/G01 F 158,400.00 ZZ
360 158,400.00 1
4604 STUART PLACE 7.500 1,107.56 80
7.250 1,107.56 198,000.00
ROCKLIN CA 95765 2 12/09/98 00
0411113764 05 02/01/99 0
411113764 O 01/01/29
0
1
1856218 K08/G01 F 143,600.00 ZZ
360 143,600.00 1
15 FALLWIND CIRCLE 8.125 1,066.23 80
7.875 1,066.23 179,500.00
SACRAMENTO CA 95831 2 12/09/98 00
0411138126 05 02/01/99 0
411138126 O 01/01/29
0
1856237 E23/G01 F 190,400.00 ZZ
360 190,400.00 1
2238 TOMPAU PLACE 7.500 1,331.30 80
7.250 1,331.30 238,000.00
ALPINE CA 91901 1 12/09/98 00
0431142553 05 02/01/99 0
10506423 O 01/01/29
0
1856240 J95/J95 F 367,000.00 ZZ
360 366,706.51 1
7017 HEARTLAND WAY 7.125 2,472.55 61
6.875 2,472.55 610,000.00
SAN JOSE CA 95135 2 11/06/98 00
13466818 05 01/01/99 0
13466818 O 12/01/28
0
1856241 J95/J95 F 351,000.00 ZZ
360 350,732.92 1
4401 LANGDON WALK 7.375 2,424.27 90
7.125 2,424.27 390,000.00
SMYRNA GA 30080 1 11/20/98 12
0010576593 05 01/01/99 25
0010576593 O 12/01/28
0
1856243 J95/J95 F 342,400.00 ZZ
360 342,126.19 1
683 PIXIE LANE 7.125 2,306.81 80
6.875 2,306.81 428,000.00
DANVILLE CA 94526 1 11/04/98 00
13460647 05 01/01/99 0
13460647 O 12/01/28
0
1856247 J95/J95 F 304,000.00 ZZ
360 303,762.85 1
1
3970 BROOKLINE DRIVE 7.250 2,073.82 80
7.000 2,073.82 380,000.00
ALPHARETTA GA 30022 5 11/12/98 00
0010568772 05 01/01/99 0
0010568772 O 12/01/28
0
1856250 J95/J95 F 537,200.00 ZZ
360 536,759.66 1
203 LEXINGTON DRIVE 7.000 3,574.01 80
6.750 3,574.01 671,500.00
MENLO PARK CA 94025 1 11/06/98 00
13631494 05 01/01/99 0
13631494 O 12/01/28
0
1856252 J95/J95 F 420,000.00 ZZ
360 419,292.26 1
9607 POTOMAC DRIVE 6.875 2,759.11 74
6.625 2,759.11 575,000.00
FORT WASHINGTON MD 20744 2 10/27/98 00
0016296063 05 12/01/98 0
0016296063 O 11/01/28
0
1856255 J95/J95 F 357,200.00 ZZ
360 356,892.46 1
188 RAWLS COURT 6.750 2,316.79 80
6.500 2,316.79 446,500.00
SAN JOSE CA 95139 1 11/13/98 00
0013615059 05 01/01/99 0
0013615059 O 12/01/28
0
1856258 J95/J95 F 277,000.00 ZZ
360 276,778.49 1
28 ALGONQUIN ROAD 7.125 1,866.20 72
6.875 1,866.20 385,000.00
NEWTON MA 02467 2 11/10/98 00
0013607882 05 01/01/99 0
0013607882 O 12/01/28
0
1856259 J95/J95 F 466,000.00 ZZ
360 465,645.41 1
7 MAPLE AVENUE 7.375 3,218.55 29
7.125 3,218.55 1,650,000.00
ATHERTON CA 94027 2 11/12/98 00
0013467246 05 01/01/99 0
1
0013467246 O 12/01/28
0
1856264 J95/J95 F 288,000.00 ZZ
360 287,775.33 1
2003 EAST LA VIEVE LANE 7.250 1,964.67 80
7.000 1,964.67 360,000.00
TEMPE AZ 85284 1 11/11/98 00
0016417024 05 01/01/99 0
0016417024 O 12/01/28
0
1856269 J95/J95 F 245,300.00 ZZ
360 245,103.84 1
332 WESTMINSTER DRIVE 7.125 1,652.63 95
6.875 1,652.63 258,253.00
SALINAS CA 93906 1 11/11/98 04
0013549639 05 01/01/99 30
0013549639 O 12/01/28
0
1856271 J95/J95 F 500,000.00 ZZ
360 499,569.50 1
10804 TRADEWIND DRIVE 6.750 3,243.00 59
6.500 3,243.00 853,339.00
OAKTON VA 22124 1 11/17/98 00
16207243 05 01/01/99 0
16207243 O 12/01/28
0
1856274 J95/J95 F 606,000.00 ZZ
360 605,027.92 1
13029 MOREHEAD DRIVE 7.125 4,082.73 57
6.875 4,082.73 1,080,000.00
CHAPEL HILL NC 27514 2 10/06/98 00
0013286737 05 12/01/98 0
0013286737 O 11/01/28
0
1856276 J95/J95 F 530,000.00 ZZ
360 529,543.68 1
1750 INDIAN RUN ROAD 6.750 3,437.57 64
6.500 3,437.57 830,000.00
MALVERN PA 19355 5 11/11/98 00
13496781 05 01/01/99 0
13496781 O 12/01/28
0
1
1856280 J95/J95 F 428,000.00 ZZ
360 427,279.18 1
4455 SHEPPARD LANE 6.875 2,811.26 79
6.625 2,811.26 545,000.00
ELLICOT CITY MD 21042 2 10/29/98 00
16309296 05 12/01/98 0
16309296 O 11/01/28
0
1856281 J95/J95 F 260,000.00 ZZ
360 259,781.57 1
149 BERWICK PLACE 6.875 1,708.01 80
6.625 1,708.01 326,000.00
SAN RAMON CA 94583 2 11/04/98 00
0013463898 05 01/01/99 0
0013463898 O 12/01/28
0
1856286 J95/J95 F 318,000.00 ZZ
360 317,758.02 1
17 WALTON STREET 7.375 2,196.35 53
7.125 2,196.35 610,000.00
SAN CARLOS CA 94070 2 11/09/98 00
0013465042 05 01/01/99 0
0013465042 O 12/01/28
0
1856290 K08/G01 F 268,000.00 ZZ
360 268,000.00 1
1885 AUTUMN PLACE 6.875 1,760.57 80
6.625 1,760.57 335,000.00
SIMI VALLEY CA 93065 2 12/07/98 00
0411172372 03 02/01/99 0
411172372 O 01/01/29
0
1856292 J95/J95 F 303,000.00 ZZ
360 302,757.69 1
21 WOODHAVEN DRIVE 7.125 2,041.37 76
6.875 2,041.37 399,000.00
FRANKLIN MA 02038 2 11/11/98 00
16278178 05 01/01/99 0
16278178 O 12/01/28
0
1856300 J95/J95 F 321,000.00 ZZ
360 320,736.88 1
1823 GRANT ST 7.000 2,135.62 71
6.750 2,135.62 455,000.00
1
EVANSTON IL 60201 2 11/09/98 00
13597380 05 01/01/99 0
13597380 O 12/01/28
0
1856306 J95/J95 F 520,000.00 ZZ
360 519,584.16 1
933 JENNY WAY 7.125 3,503.34 80
6.875 3,503.34 650,000.00
FELTON CA 95018 1 11/11/98 00
13615034 05 01/01/99 0
13615034 O 12/01/28
0
1856310 J95/J95 F 242,950.00 ZZ
360 242,750.86 1
6503 143RD AVENUE NE 7.000 1,616.35 90
6.750 1,616.35 269,950.00
REDMOND WA 98052 1 11/10/98 10
13312509 05 01/01/99 25
13312509 O 12/01/28
0
1856321 K08/G01 F 223,200.00 ZZ
360 223,200.00 1
731 CALSPAR STREET 7.000 1,484.96 80
6.750 1,484.96 280,000.00
CLAREMONT CA 91711 2 12/01/98 00
0411106404 05 02/01/99 0
411106404 O 01/01/29
0
1856335 964/G01 F 132,800.00 ZZ
360 132,597.28 1
5483 ELDERBERRY WAY 7.375 917.22 80
7.125 917.22 166,000.00
OCEANSIDE CA 92057 2 09/30/98 00
0431141662 05 12/01/98 0
39899 O 11/01/28
0
1856361 601/G01 F 295,515.00 ZZ
360 295,266.72 1
876 JEWEL AVE 6.875 1,941.33 80
6.625 1,941.33 369,394.00
LAKE ELMO MN 55042 1 11/25/98 00
0431143353 05 01/01/99 0
21100987 O 12/01/28
0
1
1856372 601/G01 F 400,000.00 ZZ
360 399,687.96 1
4999 S BIRCH ST 7.250 2,728.71 49
7.000 2,728.71 820,000.00
LITTLETON CO 80121 5 11/30/98 00
0431143304 05 01/01/99 0
21064241 O 12/01/28
0
1856375 601/G01 F 312,000.00 ZZ
360 311,731.37 1
12722 DOVER DR 6.750 2,023.63 75
6.500 2,023.63 420,000.00
APPLE VALLEY MN 55124 2 11/19/98 00
0431147289 05 01/01/99 0
21113394 O 12/01/28
0
1856378 964/G01 F 592,000.00 ZZ
360 592,000.00 1
37 BIGELOW AVENUE 6.875 3,889.02 80
6.625 3,889.02 740,000.00
MILL VALLEY CA 94941 1 12/08/98 00
0431140474 05 02/01/99 0
47261 O 01/01/29
0
1856397 K08/G01 F 175,200.00 ZZ
360 175,200.00 1
4465 6TH STREET 6.625 1,121.82 80
6.375 1,121.82 219,000.00
RIVERSIDE CA 92501 2 12/10/98 00
0411141120 05 02/01/99 0
411141120 O 01/01/29
0
1856409 601/G01 F 250,200.00 ZZ
360 250,018.91 1
578 6TH AVENUE 7.625 1,770.90 90
7.375 1,770.90 278,000.00
NEW HYDE PARK NY 11040 1 11/13/98 11
0431143205 05 01/01/99 25
13058052 O 12/01/28
0
1856423 601/G01 F 333,000.00 ZZ
360 331,954.76 1
1
8002 SOUTH SIESTA DRIVE 6.875 2,187.57 75
6.625 2,187.57 445,000.00
SANDY UT 84093 5 09/25/98 00
0431147438 05 11/01/98 0
13055827 O 10/01/28
0
1856426 601/G01 F 300,000.00 ZZ
360 299,793.54 1
2720 FAMILY COURT 7.875 2,175.21 78
7.625 2,175.21 385,000.00
LAS VEGAS NV 89117 1 11/11/98 00
0431143437 05 01/01/99 0
13049929 O 12/01/28
0
1856434 601/G01 F 300,000.00 ZZ
360 299,777.36 1
2216 EAST NORA STREET 7.500 2,097.64 75
7.250 2,097.64 400,000.00
MESA AZ 85213 5 12/16/98 00
0431142942 05 01/01/99 0
13036348 O 12/01/28
0
1856436 069/G01 F 570,000.00 T
360 569,597.70 1
352 PULASKI ROAD 7.750 4,083.55 75
7.500 4,083.55 760,000.00
BIG BEAR LAKE CA 92315 1 11/10/98 00
0431158831 05 01/01/99 0
211229751 O 12/01/28
0
1856440 069/G01 F 233,000.00 ZZ
360 232,827.08 1
6120 STARVIEW PLACE 7.500 1,629.17 79
7.250 1,629.17 295,000.00
RANCHO CUCAMONG CA 91737 2 11/23/98 00
0431163104 05 01/01/99 0
205230329 O 12/01/28
0
1856455 964/G01 F 648,000.00 ZZ
360 646,934.58 1
1214 RIMMER AVENUE 7.000 4,311.16 65
6.750 4,311.16 1,000,000.00
PACIFIC PALISAD CA 90272 2 10/07/98 00
0431141316 05 12/01/98 0
1
43505 O 11/01/28
0
1856456 K08/G01 F 184,000.00 ZZ
360 184,000.00 1
2020 ROCKDALE AVENUE 7.125 1,239.64 80
6.875 1,239.64 230,000.00
SIMI VALLEY CA 93063 2 12/08/98 00
0411166358 05 02/01/99 0
411166358 O 01/01/29
0
1856460 K08/G01 F 175,950.00 ZZ
360 175,950.00 1
325 SOUTH VIRGINIA AVENUE 7.000 1,170.60 61
6.750 1,170.60 290,000.00
BURBANK CA 91506 5 12/10/98 00
0411139611 05 02/01/99 0
411139611 O 01/01/29
0
1856467 F28/G01 F 343,953.00 ZZ
360 342,628.20 1
16 HICKORY POINT 7.375 2,375.60 57
7.125 2,375.60 610,000.00
SPRINGFIELD IL 62707 2 07/25/98 00
0431153055 05 09/01/98 0
3959701 O 08/01/28
0
1856468 F28/G01 F 325,000.00 ZZ
360 323,619.06 1
18918 MAGENTA BAY 6.875 2,135.02 74
6.625 2,135.02 445,000.00
EDEN PRAIRIE MN 55347 2 07/27/98 00
0431153071 05 09/01/98 0
3963115 O 08/01/28
0
1856469 F28/G01 F 348,000.00 ZZ
360 346,904.21 1
6 KEYSTONE WY 7.250 2,373.97 79
7.000 2,373.97 445,000.00
ANDOVER MA 01810 2 07/31/98 00
0431163161 05 10/01/98 0
3967961 O 09/01/28
0
1
1856470 F28/G01 F 273,000.00 ZZ
360 272,140.35 1
670 LINCOLN AV 7.250 1,862.35 73
7.000 1,862.35 377,000.00
ST. PAUL MN 55105 2 08/17/98 00
0431163179 05 10/01/98 0
3986458 O 09/01/28
0
1856472 F28/G01 F 280,000.00 ZZ
360 279,290.25 1
202 HAMPTON RD 6.875 1,839.40 80
6.625 1,839.40 350,000.00
SHARON MA 02067 1 09/14/98 00
0431153105 05 11/01/98 0
3999913 O 10/01/28
0
1856473 F28/G01 F 403,500.00 ZZ
360 402,197.78 1
2251 NORTH 32ND STREET, #26 7.125 2,718.45 87
6.875 2,718.45 465,000.00
MESA AZ 85213 2 08/04/98 10
0431153121 03 10/01/98 25
4008862 O 09/01/28
0
1856475 F28/G01 F 316,000.00 ZZ
360 314,980.12 1
1-3 HOLLIS STREET #3B 7.125 2,128.95 80
6.875 2,128.95 395,000.00
CAMBRIDGE MA 02140 1 08/31/98 00
0431153188 01 10/01/98 0
4025302 O 09/01/28
0
1856477 F28/G01 F 256,000.00 ZZ
360 255,153.28 1
4714 LA VILLA MARINA 7.000 1,703.17 80
6.750 1,703.17 320,000.00
MARINA DEL REY CA 90292 1 08/21/98 00
0431153154 01 10/01/98 0
4035758 O 09/01/28
0
1856484 F28/G01 F 320,000.00 ZZ
360 318,888.62 1
663 THE ALAMEDA 6.750 2,075.51 64
6.500 2,075.51 500,000.00
1
BERKELEY CA 94707 5 08/14/98 00
0431153261 05 10/01/98 0
4053732 O 09/01/28
0
1856487 F28/G01 F 241,000.00 ZZ
360 240,418.39 1
13381 SAN REMO 7.125 1,623.66 74
6.875 1,623.66 330,000.00
TUSTIN CA 92782 2 09/18/98 00
0431153139 03 11/01/98 0
4056259 O 10/01/28
0
1856494 F28/G01 F 297,000.00 ZZ
360 296,087.66 1
5821 94TH ST SW 7.375 2,051.31 90
7.125 2,051.31 330,000.00
MUKILTEO WA 98275 1 08/21/98 04
0431153253 05 10/01/98 25
4076851 O 09/01/28
0
1856498 F28/G01 F 303,200.00 ZZ
360 302,221.49 1
4510 VERMONT ST 7.125 2,042.71 80
6.875 2,042.71 379,000.00
LONG BEACH CA 90815 1 08/24/98 00
0431153246 05 10/01/98 0
4084240 O 09/01/28
0
1856501 F28/G01 F 309,550.00 ZZ
360 308,526.14 1
224 CHRIS ST 7.000 2,059.44 90
6.750 2,059.44 344,000.00
WINDSOR CA 95492 1 08/25/98 10
0431159193 05 10/01/98 25
4088773 O 09/01/28
0
1856505 F28/G01 F 257,500.00 ZZ
360 256,863.09 1
12270 BRASSICA ST 7.000 1,713.15 74
6.750 1,713.15 350,000.00
SAN DIEGO CA 92129 1 09/10/98 00
0431153501 05 11/01/98 0
4096677 O 10/01/28
0
1
1856507 F28/G01 F 283,000.00 ZZ
360 282,779.23 1
727 N CLINTON PLACE 7.250 1,930.56 71
7.000 1,930.56 404,000.00
RIVER FOREST IL 60305 2 11/03/98 00
0431153550 05 01/01/99 0
4102539 O 12/01/28
0
1856509 F28/G01 F 539,100.00 ZZ
360 538,618.83 1
8926 WATERSIDE CIRCLE 7.000 3,586.65 78
6.750 3,586.65 695,000.00
INDIANAPOLIS IN 46278 2 11/09/98 00
0431160829 03 01/01/99 0
4113916 O 12/01/28
0
1856512 F28/G01 F 475,000.00 ZZ
360 474,199.58 1
5441 CALLANDER CT 6.875 3,120.42 72
6.625 3,120.42 662,415.00
CHARLOTTE NC 28277 1 10/29/98 00
0431153683 05 12/01/98 0
4188987 O 11/01/28
0
1856513 F28/G01 F 369,125.00 ZZ
360 368,807.19 1
11752 E ARABIAN PARK DR 6.750 2,394.14 77
6.500 2,394.14 480,000.00
SCOTTSDALE AZ 85259 2 11/20/98 00
0431153725 03 01/01/99 0
4198703 O 12/01/28
0
1856514 F28/G01 F 315,000.00 ZZ
360 314,258.34 1
814 SHACKLEFORD PL 7.250 2,148.86 90
7.000 2,148.86 350,000.00
EVANS GA 30809 1 10/01/98 04
0431153865 03 11/01/98 25
4203410 O 10/01/28
0
1856515 F28/G01 F 412,500.00 ZZ
360 412,178.21 1
1
1440 WEST HUTCHINSON ST 7.250 2,813.98 75
7.000 2,813.98 550,000.00
CHICAGO IL 60613 2 11/03/98 00
0431153931 05 01/01/99 0
4204327 O 12/01/28
0
1856516 F28/G01 F 460,000.00 ZZ
360 459,641.16 3
28 BABCOCK ST 7.250 3,138.01 74
7.000 3,138.01 625,000.00
BROOKLINE MA 02146 2 10/28/98 00
0431159565 05 01/01/99 0
4206367 O 12/01/28
0
1856517 K08/G01 F 140,000.00 ZZ
360 140,000.00 1
649 SOUTH PROSPECT AVENUE UNIT 7.375 966.95 80
#205 7.125 966.95 175,000.00
REDONDO BEACH CA 90277 2 12/08/98 00
0411172216 01 02/01/99 0
411172216 O 01/01/29
0
1856518 F28/G01 F 360,000.00 ZZ
360 359,422.51 1
20220 W INDIAN CREEK RD 7.125 2,425.39 79
6.875 2,425.39 460,000.00
MUNDELEIN IL 60060 1 10/27/98 00
0431153972 05 12/01/98 0
4208389 O 11/01/28
0
1856519 F28/G01 F 310,500.00 ZZ
360 310,014.09 1
500 HILL AV 7.250 2,118.16 75
7.000 2,118.16 414,000.00
STAR PRAIRIE WI 54026 5 09/30/98 00
0431154020 05 12/01/98 0
4209676 O 11/01/28
0
1856523 F28/G01 F 489,000.00 ZZ
360 488,155.61 1
3324 VELVET VALLEY DR 6.750 3,171.64 80
6.500 3,171.64 615,000.00
WEST FRIENDSHIP MD 21794 2 10/26/98 00
0431154129 05 12/01/98 0
1
4215756 O 11/01/28
0
1856524 F28/G01 F 415,000.00 ZZ
360 414,659.82 1
4 ECHO LAKE BLVD 7.000 2,761.01 80
6.750 2,761.01 523,423.00
MAHTOMEDI MN 55115 1 11/06/98 00
0431153592 05 01/01/99 0
4219442 O 12/01/28
0
1856525 F28/G01 F 494,000.00 ZZ
360 492,973.14 1
3200 WILMETTE AV 7.000 3,286.59 77
6.750 3,286.59 645,000.00
WILMETTE IL 60091 2 10/26/98 00
0431153618 05 12/01/98 0
4219584 O 11/01/28
0
1856526 F28/G01 F 315,000.00 ZZ
360 314,741.79 1
4601 GREENWOOD AVENUE 7.000 2,095.71 75
6.750 2,095.71 420,000.00
SKOKIE IL 60076 5 11/04/98 00
0431153634 05 01/01/99 0
4225862 O 12/01/28
0
1856527 F28/G01 F 245,000.00 ZZ
360 244,597.18 1
6592 RUSTIC ROAD SE 7.000 1,629.99 76
6.750 1,629.99 325,000.00
PRIOR LAKE MN 55372 2 10/26/98 00
0431153691 05 12/01/98 0
4226092 O 11/01/28
0
1856528 F28/G01 F 479,000.00 ZZ
360 478,635.52 1
9480 CORAL CREST LN 7.375 3,308.33 77
7.125 3,308.33 625,000.00
VIENNA VA 22182 2 11/18/98 00
0431153717 03 01/01/99 0
4230520 O 12/01/28
0
1
1856529 F28/G01 F 512,000.00 ZZ
360 511,115.87 1
3672 GOULD DR 6.750 3,320.82 79
6.500 3,320.82 650,000.00
CARMEL IN 46033 2 10/26/98 00
0431153741 03 12/01/98 0
4231213 O 11/01/28
0
1856530 F28/G01 F 500,000.00 ZZ
360 499,136.60 1
1154 FEDERAL AVENUE EAST 6.750 3,242.99 51
6.500 3,242.99 998,000.00
SEATTLE WA 98102 1 10/08/98 00
0431153758 05 12/01/98 0
4234052 O 11/01/28
0
1856531 K08/G01 F 295,000.00 ZZ
360 295,000.00 1
22715 SUSANA AVENUE 7.125 1,987.47 74
6.875 1,987.47 400,000.00
TORRANCE CA 90505 5 12/09/98 00
0411174105 05 02/01/99 0
411174105 O 01/01/29
0
1856532 F28/G01 F 247,850.00 ZZ
360 247,661.40 1
2645 VERMILLION CT 7.375 1,711.84 74
7.125 1,711.84 339,000.00
NAPERVILLE IL 60565 2 11/16/98 00
0431159524 05 01/01/99 0
4235762 O 12/01/28
0
1856533 F28/G01 F 370,000.00 ZZ
360 369,376.52 1
9333 SPRINKLEWOOD LN 6.875 2,430.64 62
6.625 2,430.64 600,000.00
POTOMAC MD 20854 2 10/30/98 00
0431153824 05 12/01/98 0
4237552 O 11/01/28
0
1856534 F28/G01 F 325,000.00 ZZ
360 322,600.38 1
21716 WESTCROSS DR 6.750 2,107.94 70
6.500 2,107.94 466,000.00
1
GROSS ILE MI 48138 5 11/05/98 00
0431153832 03 01/01/99 0
4239721 O 12/01/28
0
1856535 F28/G01 F 354,000.00 ZZ
360 353,388.71 1
9613 215TH AVENUE NORTHEAST 6.750 2,296.04 74
6.500 2,296.04 480,000.00
REDMOND WA 98053 2 10/19/98 00
0431153857 03 12/01/98 0
4240032 O 11/01/28
0
1856536 F28/G01 F 260,000.00 ZZ
360 259,792.08 1
14 PHEASANT HILL RD 7.125 1,751.67 65
6.875 1,751.67 400,000.00
WALPOLE MA 02091 2 11/12/98 00
0431153873 05 01/01/99 0
4240596 O 12/01/28
0
1856537 F28/G01 F 329,000.00 ZZ
360 328,485.15 1
5 UNIVERSITY CIRCLE 7.250 2,244.36 66
7.000 2,244.36 505,000.00
HAWTHORNE WOODS IL 60047 2 10/30/98 00
0431153915 05 12/01/98 0
4241527 O 11/01/28
0
1856538 F28/G01 F 306,000.00 ZZ
360 305,736.54 1
505 207TH AVENUE NE 6.750 1,984.71 51
6.500 1,984.71 600,000.00
REDMOND WA 98053 2 11/04/98 00
0431153956 03 01/01/99 0
4242394 O 12/01/28
0
1856541 F28/G01 F 263,500.00 ZZ
360 263,066.74 1
20611 TOP RIDGE DR 7.000 1,753.08 62
6.750 1,753.08 430,000.00
BOYDS MD 20841 2 10/27/98 00
0431154350 05 12/01/98 0
4243614 O 11/01/28
0
1
1856542 F28/G01 F 294,200.00 ZZ
360 293,691.97 1
11614 KAREN DRIVE 6.750 1,908.18 80
6.500 1,908.18 369,000.00
POTOMAC MD 20854 2 10/26/98 00
0431157494 05 12/01/98 0
4247039 O 11/01/28
0
1856544 F28/G01 F 281,000.00 ZZ
360 280,763.93 1
W312 S676 WILDWOOD TRAIL 6.875 1,845.97 75
6.625 1,845.97 375,000.00
DELAFIELD WI 53018 2 11/05/98 00
0431154392 05 01/01/99 0
4252450 O 12/01/28
0
1856545 F28/G01 F 437,700.00 ZZ
360 435,175.10 1
14841 SOUTH 31ST WAY 7.000 2,912.03 77
6.750 2,912.03 570,000.00
PHOENIX AZ 85048 2 10/19/98 00
0431154004 03 12/01/98 0
4257881 O 11/01/28
0
1856547 F28/G01 F 271,000.00 ZZ
360 270,772.32 1
17613 BUTLER RD 6.875 1,780.28 75
6.625 1,780.28 365,000.00
SNOHOMISH WA 98290 5 11/01/98 00
0431154152 05 01/01/99 0
4259901 O 12/01/28
0
1856548 F28/G01 F 279,150.00 ZZ
360 278,691.04 1
11804 OREGON BAR CT 7.000 1,857.19 80
6.750 1,857.19 348,950.00
GOLD RIVER CA 95670 1 10/09/98 00
0431159177 03 12/01/98 0
4260410 O 11/01/28
0
1856549 F28/G01 F 266,500.00 ZZ
360 266,276.10 1
1
4221 ABBOTT AVENUE SOUTH 6.875 1,750.72 82
6.625 1,750.72 325,000.00
MINNEAPOLIS MN 55410 2 11/09/98 10
0431154186 05 01/01/99 12
4260750 O 12/01/28
0
1856550 F28/G01 F 307,000.00 ZZ
360 306,669.63 1
39 FIORENZA DR 7.125 2,068.32 80
6.875 2,068.32 384,000.00
WILMINGTON MA 01887 2 11/30/98 00
0431154210 05 01/01/99 0
4262218 O 12/01/28
0
1856551 F28/G01 F 315,000.00 ZZ
360 314,735.36 1
11028 WAYCROFT WY 6.875 2,069.33 67
6.625 2,069.33 475,000.00
N. BETHESDA MD 20852 2 11/24/98 00
0431154277 05 01/01/99 0
4270534 O 12/01/28
0
1856553 F28/G01 F 268,000.00 ZZ
360 267,774.42 1
3131 BEACH LAKE DR. W 6.875 1,760.57 54
6.625 1,760.57 500,000.00
MILFORD MI 48380 2 11/13/98 00
0431154160 05 01/01/99 0
4271252 O 12/01/28
0
1856554 F28/G01 F 474,300.00 ZZ
360 473,901.52 1
N30 W30291 GREAT HIL CT 6.875 3,115.82 75
6.625 3,115.82 637,500.00
PEWAUKEE WI 53072 2 11/03/98 00
0431154202 05 01/01/99 0
4274272 O 12/01/28
0
1856556 F28/G01 F 265,500.00 T
360 265,074.12 1
363 INDIAN RIDGE TR 7.125 1,788.72 90
6.875 1,788.72 295,000.00
PALM DESERT CA 92211 1 10/27/98 10
0431157940 01 12/01/98 25
1
4282505 O 11/01/28
0
1856557 F28/G01 F 245,600.00 ZZ
360 245,408.41 1
41 PARK ST 7.250 1,675.42 80
7.000 1,675.42 307,000.00
SHREWSBURY MA 01545 1 11/16/98 00
0431154301 05 01/01/99 0
4283760 O 12/01/28
0
1856558 F28/G01 F 517,500.00 ZZ
360 517,075.81 1
1108 36TH AVE E 7.000 3,442.94 75
6.750 3,442.94 690,000.00
SEATTLE WA 98112 2 11/04/98 00
0431154343 05 01/01/99 0
4284105 O 12/01/28
0
1856559 F28/G01 F 360,000.00 ZZ
360 359,178.68 1
901 BROADWAY ST 6.875 2,364.94 75
6.625 2,364.94 480,000.00
MARINE ON ST CR MN 55047 5 10/27/98 00
0431154467 05 12/01/98 0
4284436 O 11/01/28
0
1856561 F28/G01 F 408,000.00 ZZ
360 407,345.52 1
138 HARVARD DR 7.125 2,748.77 77
6.875 2,748.77 536,000.00
LARKSPUR CA 94939 2 10/08/98 00
0431154483 05 12/01/98 0
4286575 O 11/01/28
0
1856563 F28/G01 F 450,000.00 ZZ
360 450,000.00 1
119 LYNWOOD PL 7.125 3,031.74 68
6.875 3,031.74 667,000.00
CHAPEL HILL NC 27514 5 12/01/98 00
0431154525 05 02/01/99 0
4290096 O 01/01/29
0
1
1856564 F28/G01 F 286,400.00 ZZ
360 286,176.58 1
7333 WEST YORKSHIRE BLVD 7.250 1,953.75 80
7.000 1,953.75 358,000.00
CUMBERLAND IN 46229 1 11/13/98 00
0431154582 05 01/01/99 0
4310413 O 12/01/28
0
1856565 F28/G01 F 255,950.00 ZZ
360 255,518.71 1
6307 22ND AVENUE NORTHEAST 6.875 1,681.41 80
6.625 1,681.41 319,950.00
SEATTLE WA 98115 1 10/21/98 00
0431154616 05 12/01/98 0
4316206 O 11/01/28
0
1856567 F28/G01 F 281,250.00 ZZ
360 281,035.99 1
5855 RAVEN 7.375 1,942.53 77
7.125 1,942.53 370,000.00
BLOOMFIELD HILL MI 48301 5 11/04/98 00
0431159508 05 01/01/99 0
4326850 O 12/01/28
0
1856568 F28/G01 F 270,350.00 ZZ
360 269,871.42 1
4496 TORREY PINES DR 6.625 1,731.09 80
6.375 1,731.09 337,990.00
CHINO HILLS CA 91709 1 10/23/98 00
0431154673 05 12/01/98 0
4334274 O 11/01/28
0
1856570 F28/G01 F 650,000.00 T
360 649,440.36 1
167 NOBSKA RD 6.750 4,215.89 53
6.500 4,215.89 1,241,500.00
FALMOUTH MA 02543 1 11/06/98 00
0431154418 05 01/01/99 0
4339572 O 12/01/28
0
1856572 F28/G01 F 492,000.00 ZZ
360 491,616.19 1
230 DEVON 7.250 3,356.31 79
7.000 3,356.31 630,000.00
1
BLOOMFIELD HILL MI 48302 2 11/10/98 00
0431159482 05 01/01/99 0
4343612 O 12/01/28
0
1856574 F28/G01 F 428,000.00 ZZ
360 427,649.16 1
4530 LAKE WASHINGTON BLVD NE 7.000 2,847.49 80
6.750 2,847.49 535,000.00
KIRKLAND WA 98033 1 11/20/98 00
0431157478 05 01/01/99 0
4348340 O 12/01/28
0
1856575 F28/G01 F 272,000.00 ZZ
360 271,782.49 1
13401 N VISTA DEL ORO 7.125 1,832.51 80
6.875 1,832.51 340,000.00
SCOTTSDALE AZ 85264 1 11/12/98 00
0431154434 03 01/01/99 0
4350155 O 12/01/28
0
1856576 F28/G01 F 314,000.00 ZZ
360 313,755.05 1
401 CLAIRE LANE 7.250 2,142.03 87
7.000 2,142.03 364,000.00
PROSPECT HTS IL 60070 1 11/18/98 10
0431154459 05 01/01/99 25
4357954 O 12/01/28
0
1856577 F28/G01 F 450,000.00 T
360 449,640.14 1
2204 DEEPWOOD DR 7.125 3,031.74 73
6.875 3,031.74 620,000.00
WILMINGTON NC 28405 2 11/12/98 00
0431154475 03 01/01/99 0
4361350 O 12/01/28
0
1856578 F28/G01 F 256,000.00 ZZ
360 255,790.15 1
37771 LAKESHORE 7.000 1,703.17 60
6.750 1,703.17 430,000.00
HARRISON TWP MI 48045 2 11/17/98 00
0431154491 05 01/01/99 0
4391017 O 12/01/28
0
1
1856579 F28/G01 F 385,500.00 ZZ
360 385,184.00 1
4 HUCKELBERRY HILL LN 7.000 2,564.74 54
6.750 2,564.74 725,000.00
HINGHAM MA 02043 2 11/19/98 00
0431159466 05 01/01/99 0
4402550 O 12/01/28
0
1856629 664/G01 F 440,000.00 ZZ
360 440,000.00 2
401 GENTRY ST. & 404 PROSPECT 7.125 2,964.36 58
6.875 2,964.36 770,000.00
HERMOSA BEACH CA 90254 1 12/04/98 00
0431160258 05 02/01/99 0
2839736 O 01/01/29
0
1856630 731/G01 F 316,000.00 ZZ
360 316,000.00 1
6704 EL RODEO ROAD 7.125 2,128.95 72
6.875 2,128.95 445,000.00
RANCHO PALOS VE CA 90275 2 12/07/98 00
0431165760 05 02/01/99 0
915881762 O 01/01/29
0
1856675 455/G01 F 145,200.00 ZZ
360 145,200.00 1
2246 CREEKWAY DR 7.375 1,002.87 80
7.125 1,002.87 181,505.00
MARIETTA GA 30066 1 12/16/98 00
0431154442 03 02/01/99 0
82551 O 01/01/29
0
1856679 685/G01 F 650,000.00 ZZ
360 650,000.00 1
2700 PACIFIC AVENUE 7.375 4,489.39 76
7.125 4,489.39 862,000.00
MANHATTAN BEACH CA 90266 1 12/09/98 00
0431142314 05 02/01/99 0
116556 O 01/01/29
0
1856700 638/G01 F 128,000.00 ZZ
360 127,905.01 1
1
805 QUAIL RIDGE CIRCLE 7.500 894.99 80
7.250 894.99 160,000.00
EARLYSVILLE VA 22936 1 12/04/98 00
0431146281 03 01/01/99 0
08825308 O 12/01/28
0
1856702 638/G01 F 300,000.00 ZZ
360 300,000.00 1
2218 EUCALYPTUS AVENUE 7.250 2,046.53 80
7.000 2,046.53 375,000.00
ESCONDIDO CA 92029 1 12/03/98 00
0431146117 05 02/01/99 0
08826055 O 01/01/29
0
1856789 685/G01 F 144,000.00 ZZ
360 144,000.00 1
11102 FOXCROFT DRIVE 7.125 970.16 80
6.875 970.16 180,000.00
WHITTIER CA 90604 2 12/03/98 00
0431146489 05 02/01/99 0
116603 O 01/01/29
0
1856860 638/G01 F 157,350.00 ZZ
360 157,230.27 1
191 WOODBURN DRIVE 7.375 1,086.78 74
7.125 1,086.78 213,000.00
METHUEN MA 01844 2 11/27/98 00
0431147990 05 01/01/99 0
08796418 O 12/01/28
0
1856903 K21/G01 F 395,000.00 ZZ
360 395,000.00 1
485 MARION AVE 7.000 2,627.94 55
6.750 2,627.94 725,000.00
PALO ALTO CA 94301 5 12/21/98 00
0431164730 05 02/01/99 0
9810682 O 01/01/29
0
1856958 889/G01 F 427,550.00 ZZ
360 427,550.00 1
12 STOW COURT 7.375 2,952.98 80
7.125 2,952.98 534,454.00
SAN RAMON CA 94583 1 12/08/98 00
0431160233 05 02/01/99 0
1
51601570 O 01/01/29
0
1857056 420/G01 F 150,000.00 ZZ
360 149,877.04 1
339 SCOTTSDALE ROAD 7.000 997.96 80
6.750 997.96 187,500.00
PLEASANT HILL CA 94523 1 11/19/98 00
0431141035 09 01/01/99 0
392100 O 12/01/28
0
1857079 J95/J95 F 366,200.00 ZZ
360 365,884.71 1
1076 VIA ROBLE 6.750 2,375.17 72
6.500 2,375.17 509,000.00
LAFAYETTE CA 94549 5 11/04/98 00
0013466016 05 01/01/99 0
0013466016 O 12/01/28
0
1857088 J95/J95 F 255,950.00 ZZ
360 255,740.20 1
6805 17TH AVENUE NE 7.000 1,702.84 80
6.750 1,702.84 319,950.00
SEATTLE WA 98115 1 11/01/98 00
0013169610 05 01/01/99 0
0013169610 O 12/01/28
0
1857090 J95/J95 F 296,000.00 ZZ
360 295,769.08 1
16815 129TH LANE SOUTHWEST 7.250 2,019.25 77
7.000 2,019.25 387,000.00
VASHON WA 98070 2 11/11/98 00
0016304842 05 01/01/99 0
0016304842 O 12/01/28
0
1857091 J95/J95 F 430,000.00 ZZ
360 429,656.14 1
1242 GREEN OAK LANE 7.125 2,896.99 45
6.875 2,896.99 967,000.00
LOS ALTOS CA 94024 2 11/07/98 00
0013466859 05 01/01/99 0
0013466859 O 12/01/28
0
1
1857097 J95/J95 F 296,000.00 ZZ
360 295,774.77 1
5121 HOLLY DRIVE 7.375 2,044.40 80
7.125 2,044.40 370,000.00
WEST RIVER MD 20778 5 11/24/98 00
0013715529 05 01/01/99 0
0013715529 O 12/01/28
0
1857099 J95/J95 F 281,900.00 ZZ
360 281,685.50 1
4121 CRANFORD CIRCLE 7.375 1,947.01 61
7.125 1,947.01 465,000.00
SAN JOSE CA 95124 2 11/09/98 00
13465463 05 01/01/99 0
13465463 O 12/01/28
0
1857103 J95/J95 F 273,000.00 ZZ
360 272,776.22 1
517 PANORAMA ROAD 7.000 1,816.28 77
6.750 1,816.28 355,000.00
FULLTEROTON CA 92831 2 11/23/98 00
0013632377 05 01/01/99 0
0013632377 O 12/01/28
0
1857104 J95/J95 F 270,000.00 ZZ
360 269,784.09 1
427 HUDSON ROAD 7.125 1,819.04 62
6.875 1,819.04 440,000.00
SUDBURY MA 01776 2 11/10/98 00
13607874 05 01/01/99 0
13607874 O 12/01/28
0
1857106 J95/J95 F 269,000.00 ZZ
360 268,795.31 1
110 COPA DE ORO DRIVE 7.375 1,857.92 77
7.125 1,857.92 350,000.00
BREA CA 92823 2 11/10/98 00
0013624663 05 01/01/99 0
0013624663 O 12/01/28
0
1857110 J95/J95 F 272,000.00 ZZ
360 271,760.02 1
3134 18TH STREET NORTH 6.625 1,741.65 80
6.375 1,741.65 340,000.00
1
ARLINGTON VA 22201 1 11/16/98 00
9559022 05 01/01/99 0
9559022 O 12/01/28
0
1857112 J95/J95 F 586,000.00 ZZ
360 585,531.39 1
2420 SKYFARM DRIVE 7.125 3,947.99 49
6.875 3,947.99 1,200,000.00
HILLSBOROUGH CA 94010 2 11/11/98 00
13465687 05 01/01/99 0
13465687 O 12/01/28
0
1857113 J95/J95 F 288,000.00 ZZ
360 287,514.71 1
1681 ANDOVER WAY 6.875 1,891.95 80
6.625 1,891.95 362,000.00
PETALUMA CA 94954 5 10/16/98 00
0013511910 05 12/01/98 0
0013511910 O 11/01/28
0
1857116 J95/J95 F 273,000.00 ZZ
360 272,776.22 1
24641 SADABA 7.000 1,816.28 95
6.750 1,816.28 290,000.00
MISSION VIEJO CA 92692 2 11/20/98 04
0013632534 03 01/01/99 30
0013632534 O 12/01/28
0
1857118 J95/J95 F 584,000.00 ZZ
360 583,039.80 1
722 PEGGY STEWART COURT 7.000 3,885.37 80
6.750 3,885.37 730,000.00
DAVIDSONVILLE MD 21035 1 10/30/98 00
0016255580 05 12/01/98 0
0016255580 O 11/01/28
0
1857121 J95/J95 F 324,000.00 ZZ
360 323,740.90 1
9 TIOGA PLACE 7.125 2,182.85 80
6.875 2,182.85 405,000.00
IRVINE CA 92602 1 11/02/98 00
0012577722 05 01/01/99 0
0012577722 O 12/01/28
0
1
1857122 J95/J95 F 254,900.00 ZZ
360 254,706.04 1
127 ASBY BAY 7.375 1,760.53 68
7.125 1,760.53 375,000.00
ALAMEDA CA 94502 2 11/04/98 00
13465471 03 01/01/99 0
13465471 O 12/01/28
0
1857123 J95/J95 F 283,500.00 ZZ
360 283,273.29 1
18 MANNS HILL 7.125 1,909.99 74
6.875 1,909.99 387,000.00
SHARON MA 02067 2 11/11/98 00
0013404876 05 01/01/99 0
0013404876 O 12/01/28
0
1857124 J95/J95 F 480,000.00 ZZ
360 479,606.55 1
221 MOUNT VERNON STREET 7.000 3,193.45 59
6.750 3,193.45 825,000.00
NEWTON MA 02465 2 11/12/98 00
13405154 05 01/01/99 0
13405154 O 12/01/28
0
1857125 J95/J95 F 285,000.00 ZZ
360 284,564.95 1
4475 FAIRWAY DRIVE 7.375 1,968.42 76
7.125 1,968.42 375,000.00
SOQUEL CA 95073 2 10/27/98 00
0013466446 05 12/01/98 0
0013466446 O 11/01/28
0
1857126 A52/G01 F 60,000.00 ZZ
360 60,000.00 1
307 CANAL ROAD 7.000 399.18 75
6.750 399.18 80,000.00
BRUNSWICK GA 31520 2 12/17/98 00
0431146315 05 02/01/99 0
7409 O 01/01/29
0
1857128 J95/J95 F 320,000.00 ZZ
360 319,750.37 1
1
8392 SUMANEE PLACE NE 7.250 2,182.96 80
7.000 2,182.96 400,000.00
BAINBRIDGE ISLA WA 98110 1 11/04/98 00
13311915 05 01/01/99 0
13311915 O 12/01/28
0
1857129 J95/J95 F 407,000.00 ZZ
300 406,487.55 1
9 CARY ROAD 6.875 2,844.22 53
6.625 2,844.22 780,000.00
BROOKLINE MA 02167 2 11/19/98 00
13405022 05 01/01/99 0
13405022 O 12/01/23
0
1857131 J95/J95 F 260,000.00 ZZ
360 259,792.08 1
6101 GOLDSBORO DRIVE 7.125 1,751.67 71
6.875 1,751.67 370,000.00
BETHESDA MD 20817 2 11/16/98 00
9569393 05 01/01/99 0
9569393 O 12/01/28
0
1857132 J95/J95 F 372,000.00 ZZ
360 371,695.07 1
5 TANGLEWOOD ROAD 7.000 2,474.93 75
6.750 2,474.93 498,000.00
MANCHESTER MA 01944 2 11/12/98 00
13635305 05 01/01/99 0
13635305 O 12/01/28
0
1857141 J95/J95 F 242,750.00 ZZ
360 242,540.99 1
135 PAN TEMPO WAY 6.750 1,574.48 74
6.500 1,574.48 332,000.00
HOLLISTER CA 95023 2 11/09/98 00
16298994 05 01/01/99 0
16298994 O 12/01/28
0
1857162 601/G01 F 250,550.00 ZZ
360 250,550.00 1
3521 BROCKTON CT 7.375 1,730.49 95
7.125 1,730.49 263,763.00
POWELL OH 43065 1 12/08/98 04
0431144948 05 02/01/99 30
1
20903738 O 01/01/29
0
1857182 601/G01 F 548,000.00 ZZ
360 547,561.77 1
2234 WHITNEY POINTE DRIVE 7.125 3,691.98 80
6.875 3,691.98 685,000.00
CHESTERFIELD MO 63017 1 11/30/98 00
0431144872 03 01/01/99 0
2812020 O 12/01/28
0
1857187 K88/G01 F 356,250.00 ZZ
360 356,250.00 1
1351 TAMARACK ROAD 7.125 2,400.13 75
6.875 2,400.13 475,000.00
WALL NJ 08736 2 12/15/98 00
0431155993 03 02/01/99 0
8781 O 01/01/29
0
1857194 601/G01 F 384,350.00 ZZ
360 384,027.10 1
9913 CARRINGTON PLACE 6.875 2,524.91 75
6.625 2,524.91 512,500.00
RICHMOND VA 23233 5 11/12/98 00
0431144765 03 01/01/99 0
12820031 O 12/01/28
0
1857196 601/G01 F 283,500.00 ZZ
360 282,830.39 1
11070 CROSSDALE LANE 7.250 1,933.97 90
7.000 1,933.97 315,000.00
MECHANICSVILLE VA 23116 1 10/30/98 04
0431144781 05 12/01/98 25
13124490 O 11/01/28
0
1857203 601/G01 F 260,000.00 ZZ
360 259,786.88 1
917 EDGEWOOD DR 7.000 1,729.79 80
6.750 1,729.79 325,000.00
CHARLESTON WV 25302 1 11/13/98 00
0431144849 05 01/01/99 0
1294437 O 12/01/28
0
1
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360 459,641.15 1
90 MOUNTAIN VIEW LANE 7.250 3,138.02 80
7.000 3,138.02 575,000.00
CLE ELUM WA 98922 1 10/24/98 00
0431144880 03 01/01/99 0
20201885 O 12/01/28
0
1857209 601/G01 F 513,000.00 ZZ
360 512,569.01 1
10374 KINGSBRIDGE ROAD 6.875 3,370.05 59
6.625 3,370.05 875,000.00
ELLICOTT CITY MD 21042 2 11/06/98 00
0431144898 03 01/01/99 0
1295406 O 12/01/28
0
1857211 601/G01 F 350,000.00 ZZ
360 349,705.96 1
1605 STONEHENGE ROAD 6.875 2,299.25 74
6.625 2,299.25 475,000.00
CHARLESTON WV 25314 2 11/10/98 00
0431147206 05 01/01/99 0
1286321 O 12/01/28
0
1857212 562/562 F 292,000.00 ZZ
360 292,000.00 1
111 OLD POST ROAD SOUTH 6.875 1,918.24 80
6.625 1,918.24 365,000.00
CROTON ON HUDSO NY 10520 1 12/15/98 00
582031 05 02/01/99 0
582031 O 01/01/29
0
1857218 J95/J95 F 350,000.00 ZZ
360 349,691.20 1
3551 NORTH NOTTINGHAM STREET 6.625 2,241.09 74
6.375 2,241.09 475,000.00
ARLINGTON VA 22207 2 11/19/98 00
227540690 05 01/01/99 0
227540690 O 12/01/28
0
1857225 J95/J95 F 300,000.00 ZZ
360 299,481.95 1
323 BROAD CREEK DRIVE 6.750 1,945.80 79
6.500 1,945.80 380,000.00
1
ANNAPOLIS MD 21401 2 10/26/98 00
0016297673 03 12/01/98 0
0016297673 O 11/01/28
0
1857231 J95/J95 F 500,000.00 ZZ
360 497,444.05 1
2218 108TH AVENUE SOUTHEAST 6.625 3,201.56 74
6.375 3,201.56 680,000.00
BELLEVUE WA 98004 2 10/28/98 00
0016308710 05 12/01/98 0
0016308710 O 11/01/28
0
1857236 J95/J95 F 288,000.00 ZZ
360 287,549.30 1
47033 KENTWELL PLACE 7.250 1,964.67 80
7.000 1,964.67 360,000.00
STERLING VA 20165 5 10/15/98 00
0016223315 03 12/01/98 0
0016223315 O 11/01/28
0
1857239 J95/J95 F 280,000.00 ZZ
360 279,528.18 1
8115 HADDINGTON COURT 6.875 1,839.40 66
6.625 1,839.40 425,000.00
FAIRFAX STATION VA 22039 2 10/29/98 00
0016309445 03 12/01/98 0
0016309445 O 11/01/28
0
1857244 J95/J95 F 214,600.00 ZZ
360 214,264.15 1
11 NORTH OAKLAND STREET 7.250 1,463.96 80
7.000 1,463.96 268,300.00
ARLINGTON VA 22203 1 10/30/98 00
000 09 12/01/98 0
000 O 11/01/28
0
1857249 J95/J95 F 350,000.00 ZZ
360 349,410.21 1
7927 LAKENHEATH WAY 6.875 2,299.26 70
6.625 2,299.26 500,000.00
POTOMAC MD 20854 5 10/29/98 00
0016302325 05 12/01/98 0
0016302325 O 11/01/28
0
1
1857256 J95/J95 F 339,000.00 ZZ
360 338,127.05 1
5804 OVERLEA ROAD 6.875 2,226.99 61
6.625 2,226.99 559,000.00
BETHESDA MD 20816 2 10/30/98 00
0016309320 05 12/01/98 0
0016309320 O 11/01/28
0
1857260 J95/J95 F 252,000.00 ZZ
360 251,798.48 1
817 ST. ANNE DRIVE 7.125 1,697.77 74
6.875 1,697.77 345,000.00
STREET MD 21154 2 11/12/98 00
9550151 03 01/01/99 0
9550151 O 12/01/28
0
1857261 975/G01 F 395,000.00 ZZ
360 395,000.00 1
1200 OAKWOOD DRIVE 7.125 2,661.19 47
6.875 2,661.19 850,000.00
SAN MARINO CA 91108 2 12/03/98 00
0431164854 05 02/01/99 0
983825 O 01/01/29
0
1857263 J95/J95 F 252,500.00 ZZ
360 252,282.60 1
2415 BURLINGTON STREET 6.750 1,637.71 77
6.500 1,637.71 330,000.00
OAKLAND CA 94602 2 11/05/98 00
0013464896 05 01/01/99 0
0013464896 O 12/01/28
0
1857266 J95/J95 F 350,000.00 ZZ
360 349,733.68 1
62 STONINGTON COURT 7.375 2,417.36 80
7.125 2,417.36 440,000.00
DANVILLE CA 94526 2 11/06/98 00
0013466214 03 01/01/99 0
0013466214 O 12/01/28
0
1857273 664/G01 F 333,000.00 ZZ
360 333,000.00 1
1
24500 VIA ESQUINA 7.125 2,243.49 74
6.875 2,243.49 450,000.00
CALABASAS CA 91302 2 12/02/98 00
0431158781 03 02/01/99 0
2898344 O 01/01/29
0
1857274 J95/J95 F 573,000.00 ZZ
360 572,530.32 1
1230 MONTICELLO ROAD 7.000 3,812.18 71
6.750 3,812.18 815,000.00
LAFAYETTE CA 94549 2 11/09/98 00
0013466305 05 01/01/99 0
0013466305 O 12/01/28
0
1857279 J95/J95 F 258,000.00 ZZ
360 257,803.68 1
4804 CABELLO COURT 7.375 1,781.94 80
7.125 1,781.94 325,000.00
UNION CITY CA 94587 5 11/09/98 00
0013463872 03 01/01/99 0
0013463872 O 12/01/28
0
1857287 956/G01 F 348,000.00 ZZ
360 348,000.00 1
11515 CANTON DRIVE 7.375 2,403.55 79
7.125 2,403.55 445,000.00
STUDIO CITY CA 91604 2 12/08/98 00
0431159003 05 02/01/99 0
508110832 O 01/01/29
0
1857293 077/077 F 288,000.00 ZZ
360 288,000.00 1
2356 LAKE RIDGE TERRACE 7.125 1,940.31 80
6.875 1,940.31 360,000.00
LAWRENCEVILLE GA 30043 1 12/15/98 00
000 05 02/01/99 0
000 O 01/01/29
0
1857294 J95/J95 F 280,800.00 ZZ
360 280,564.10 1
15428 BAILEYS LANE 6.875 1,844.65 80
6.625 1,844.65 351,000.00
SILVER SPRING MD 20906 5 11/09/98 00
0013605357 05 01/01/99 0
1
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0
1857304 J95/J95 F 389,500.00 ZZ
360 389,188.53 1
160 ELISHA LANE 7.125 2,624.13 80
6.875 2,624.13 486,990.00
SAN RAMON CA 94583 1 11/16/98 00
0012409637 05 01/01/99 0
0012409637 O 12/01/28
0
1857317 J95/J95 F 370,700.00 ZZ
360 370,417.93 1
2320 FRIARS LANE 7.375 2,560.33 58
7.125 2,560.33 645,000.00
LOS ALTOS CA 94024 2 11/04/98 00
0013467337 05 01/01/99 0
0013467337 O 12/01/28
0
1857318 J95/J95 F 450,000.00 ZZ
360 449,640.15 1
45 LIBERTY DRIVE 7.125 3,031.73 75
6.875 3,031.73 602,000.00
S BARRINGTON IL 60010 5 11/06/98 00
0013478862 05 01/01/99 0
0013478862 O 12/01/28
0
1857322 J95/J95 F 350,000.00 ZZ
360 349,705.96 1
25602 ELM BANK DRIVE 6.875 2,299.25 62
6.625 2,299.25 570,000.00
LAGUNA HILLS CA 92653 2 11/17/98 00
0013629209 03 01/01/99 0
0013629209 O 12/01/28
0
1857326 J95/J95 F 441,000.00 ZZ
360 440,629.50 1
2460 COUNTRY DRIVE 6.875 2,897.06 75
6.625 2,897.06 595,000.00
GILROY CA 95020 2 11/10/98 00
0013550801 03 01/01/99 0
0013550801 O 12/01/28
0
1
1857330 J95/J95 F 290,000.00 ZZ
360 289,768.10 1
21226 SOUTHEAST 35TH WAY 7.125 1,953.78 77
6.875 1,953.78 379,500.00
ISSAQUAH WA 98029 1 11/12/98 00
0013313267 03 01/01/99 0
0013313267 O 12/01/28
0
1857365 J95/J95 F 288,000.00 ZZ
360 287,769.69 1
5557 SOMERSET DRIVE 7.125 1,940.31 80
6.875 1,940.31 360,000.00
SANTA BARBARA A CA 93111 1 11/17/98 00
113756176 05 01/01/99 0
113756176 O 12/01/28
0
1857385 A35/G01 F 400,000.00 ZZ
360 400,000.00 1
215 WHITEWOOD DRIVE 7.250 2,728.70 73
7.000 2,728.70 550,000.00
MASSAPEQUA PARK NY 11762 1 12/11/98 00
0431149491 05 02/01/99 0
000 O 01/01/29
0
1857386 956/G01 F 437,000.00 ZZ
360 435,945.38 1
4990 MONACO DRIVE 7.125 2,944.15 75
6.875 2,944.15 590,000.00
PLEASANTON CA 94566 2 09/28/98 00
0431176544 03 11/01/98 0
208090579 O 10/01/28
0
1857418 K08/G01 F 209,950.00 ZZ
360 209,950.00 1
620 COUNTRYSIDE COURT 6.750 1,361.73 70
6.500 1,361.73 300,000.00
BRENTWOOD CA 94513 2 12/10/98 00
0411138365 05 02/01/99 0
411138365 O 01/01/29
0
1857433 K08/G01 F 78,250.00 ZZ
360 78,250.00 1
2215 ACADEMY BLVD 7.750 560.59 95
7.500 560.59 82,371.00
1
CAPE CORAL FL 33990 1 12/17/98 04
0411088925 05 02/01/99 30
411088925 O 01/01/29
0
1857445 K08/G01 F 368,000.00 ZZ
360 368,000.00 1
2424 PARK RUN DRIVE 7.000 2,448.31 80
6.750 2,448.31 460,000.00
ARLINGTON TX 76016 1 12/17/98 00
0411210321 03 02/01/99 0
411210321 O 01/01/29
0
1857472 K08/G01 F 66,900.00 ZZ
360 66,900.00 1
4911 LINCOLN ROAD 7.750 479.28 80
7.500 479.28 84,000.00
DELRAY BEACH FL 33445 2 12/11/98 00
0411164106 05 02/01/99 0
411164106 O 01/01/29
0
1857559 B57/G01 F 650,000.00 ZZ
360 650,000.00 1
476 IDA MAY LANE 6.875 4,270.04 55
6.625 4,270.04 1,185,000.00
SIERRA MADRE CA 91024 2 12/11/98 00
0431145176 05 02/01/99 0
9830952 O 01/01/29
0
1857576 K08/G01 F 210,000.00 ZZ
360 210,000.00 1
2052 GLENTREE DRIVE 7.000 1,397.14 60
6.750 1,397.14 350,000.00
LOMITA CA 90717 5 12/10/98 00
0411176076 05 02/01/99 0
411176076 O 01/01/29
0
1857577 428/G01 F 71,000.00 ZZ
360 71,000.00 1
628 LONGWOOD AVENUE 7.250 484.35 75
7.000 484.35 95,000.00
CHERRY HILL NJ 08002 5 12/18/98 00
0431166024 05 02/01/99 0
2200213 O 01/01/29
0
1
1857579 601/G01 F 327,000.00 ZZ
360 327,000.00 1
33 ABERDEEN PLACE 6.875 2,148.16 73
6.625 2,148.16 448,000.00
CLAYTON MO 63105 2 12/09/98 00
0431143056 03 02/01/99 0
12894747 O 01/01/29
0
1857595 K08/G01 F 274,500.00 ZZ
360 274,500.00 1
27220 TRENTON PLACE 7.000 1,826.26 90
6.750 1,826.26 305,000.00
VALENCIA AREA CA 91354 2 12/08/98 04
0411094501 03 02/01/99 25
411094501 O 01/01/29
0
1857596 J95/J95 F 439,200.00 ZZ
360 438,831.01 1
774 LAS TRAMPAS 6.875 2,885.24 80
6.625 2,885.24 549,000.00
LAFAYETTE CA 94549 1 10/30/98 00
16137440 05 01/01/99 0
16137440 O 12/01/28
0
1857597 K08/G01 F 328,000.00 ZZ
360 328,000.00 1
28 GRAINGER LANE 6.500 2,073.18 80
6.250 2,073.18 410,000.00
SANTA CRUZ CA 95060 2 12/11/98 00
0411188600 05 02/01/99 0
411188600 O 01/01/29
0
1857599 K08/G01 F 287,000.00 ZZ
360 287,000.00 1
3643 LA COSTA AVENUE 7.250 1,957.85 76
7.000 1,957.85 380,000.00
CASTO VALLEY CA 94546 2 12/04/98 00
0411149651 05 02/01/99 0
411149651 O 01/01/29
0
1857600 K08/G01 F 184,000.00 ZZ
360 184,000.00 1
1
103 WEST JANSS ROAD 7.000 1,224.16 80
6.750 1,224.16 230,000.00
THOUSAND OAKS CA 91360 1 12/16/98 00
0411201668 05 02/01/99 0
411201668 O 01/01/29
0
1857601 J95/J95 F 258,000.00 ZZ
360 257,777.87 1
19 GRANDBRIAR 6.750 1,673.38 68
6.500 1,673.38 380,000.00
ALISO VIEJO ARE CA 92656 2 11/11/98 00
13627450 03 01/01/99 0
13627450 O 12/01/28
0
1857604 J95/J95 F 412,000.00 ZZ
360 411,686.50 1
49 HABERSHAM COVE LANE 7.375 2,845.58 80
7.125 2,845.58 515,000.00
ATLANTA GA 30305 1 11/20/98 00
13354535 03 01/01/99 0
13354535 O 12/01/28
0
1857605 J95/J95 F 345,000.00 ZZ
360 344,710.15 1
2936 SMITH FARM WAY 6.875 2,266.41 77
6.625 2,266.41 450,000.00
HERNDON VA 20171 2 11/13/98 00
9563206 03 01/01/99 0
9563206 O 12/01/28
0
1857609 J95/J95 F 293,700.00 ZZ
360 293,217.12 1
2091 MATARO WAY 7.000 1,953.99 80
6.750 1,953.99 367,145.00
SAN JOSE CA 95135 1 10/27/98 00
12700811 05 12/01/98 0
12700811 O 11/01/28
0
1857612 J95/J95 F 298,000.00 ZZ
360 297,773.25 1
1027 AUDREY AVENUE 7.375 2,058.21 70
7.125 2,058.21 430,000.00
CAMPBELL CA 95008 2 11/11/98 00
13467154 05 01/01/99 0
1
13467154 O 12/01/28
0
1857617 J95/J95 F 307,000.00 ZZ
360 306,748.35 1
4320 WHISPERING OAKS CIRLCE 7.000 2,042.48 69
6.750 2,042.48 450,000.00
GRANITE BAY CA 95746 2 11/16/98 00
135964695 05 01/01/99 0
135964695 O 12/01/28
0
1857619 J95/J95 F 264,000.00 ZZ
360 263,521.39 1
28925 234TH AVENUE SOUTHEAST 6.500 1,668.66 80
6.250 1,668.66 330,000.00
BLACK DIAMOND WA 98010 1 10/22/98 00
13170931 03 12/01/98 0
13170931 O 11/01/28
0
1857621 J95/J95 F 173,600.00 ZZ
360 173,314.57 1
4747 BIDEFORD SQUARE 7.000 1,154.97 80
6.750 1,154.97 217,000.00
FAIRFAX VA 22030 2 10/26/98 00
16320871 09 12/01/98 0
16320871 O 11/01/28
0
1857627 J95/J95 F 270,000.00 ZZ
360 269,522.25 1
922 191ST STREET SW 6.625 1,728.84 95
6.375 1,728.84 284,500.00
LYNNWOOD WA 98036 1 10/28/98 10
13157037 03 12/01/98 30
13157037 O 11/01/28
0
1857630 J95/J95 F 261,250.00 ZZ
360 260,830.92 1
5613 ROOSEVELT AVE 7.125 1,760.09 95
6.875 1,760.09 275,000.00
BETHESDA MD 20817 1 10/30/98 12
9536244 05 12/01/98 25
9536244 O 11/01/28
0
1
1857632 J95/J95 F 125,600.00 ZZ
360 125,393.50 1
6935 VISTA WILLOW DRIVE 7.000 835.62 80
6.750 835.62 157,000.00
DALLAS TX 75248 1 10/29/98 00
13022439 05 12/01/98 0
13022439 O 11/01/28
0
1857640 076/076 F 300,000.00 ZZ
360 299,481.95 1
22 LONGBROOK RD 6.750 1,945.80 78
6.500 1,945.80 389,000.00
NEWBURY MA 01922 1 10/22/98 00
1332043 05 12/01/98 0
1332043 O 11/01/28
0
1857642 076/076 F 649,500.00 T
360 648,458.11 1
221 SHORE ROAD 7.125 4,375.81 65
6.875 4,375.81 1,000,000.00
CHATHAM MA 02633 2 10/28/98 00
1381103 05 12/01/98 0
1381103 O 11/01/28
0
1857645 076/076 F 330,000.00 ZZ
360 328,682.62 2
12 SHELTON ST 8.125 2,450.25 75
7.875 2,450.25 440,000.00
HARRISON NY 10528 5 06/05/98 00
7158444 05 08/01/98 0
7158444 O 07/01/28
0
1857650 076/076 F 288,050.00 ZZ
360 287,587.93 1
4135 SE PADDOCK DR 7.125 1,940.65 79
6.875 1,940.65 365,000.00
LEES SUMMIT MO 64082 2 11/04/98 00
7259841 05 12/01/98 0
7259841 O 11/01/28
0
1857651 076/076 F 480,000.00 ZZ
360 479,285.31 1
O396 RAINBOW ROAD 7.500 3,356.23 72
7.250 3,356.23 675,000.00
1
CARBONDALE CO 81623 2 10/12/98 00
7260366 05 12/01/98 0
7260366 O 11/01/28
0
1857653 076/076 F 249,600.00 ZZ
360 249,199.59 1
175 FINSBURY PARK CT 7.125 1,681.61 90
6.875 1,681.61 280,000.00
SUWANNE GA 30024 1 10/20/98 12
7271942 05 12/01/98 25
7271942 O 11/01/28
0
1857656 076/076 F 650,000.00 ZZ
360 648,311.62 1
11999 CRYSTAL HILL RD 6.750 4,215.89 47
6.500 4,215.89 1,400,000.00
MAUMELLE AR 72113 2 09/25/98 00
7274183 05 11/01/98 0
7274183 O 10/01/28
0
1857659 076/076 F 280,000.00 ZZ
360 279,516.50 1
8 MARANS STREET 6.750 1,816.07 80
6.500 1,816.07 352,500.00
LITTLE ROCK AR 72212 2 10/08/98 00
7278129 03 12/01/98 0
7278129 O 11/01/28
0
1857660 076/076 F 325,000.00 ZZ
360 324,733.60 1
5318 CEDAR VALLEY DRIVE 7.000 2,162.23 77
6.750 2,162.23 425,000.00
LOVELAND CO 80537 2 11/11/98 00
7278338 05 01/01/99 0
7278338 O 12/01/28
0
1857661 076/076 F 389,600.00 ZZ
360 388,249.02 1
405 AVONWOOD LANE 6.625 2,494.65 80
6.375 2,494.65 492,000.00
WAYNE PA 19087 1 10/29/98 00
7279078 05 12/01/98 0
7279078 O 11/01/28
0
1
1857662 076/076 F 265,600.00 ZZ
360 265,184.34 1
6 WATSON AVENUE 7.250 1,811.87 80
7.000 1,811.87 335,000.00
BARRINGTON RI 02806 1 10/14/98 00
7282347 05 12/01/98 0
7282347 O 11/01/28
0
1857668 076/076 F 282,000.00 ZZ
360 281,513.03 1
4607 TILLAMOOK TRAIL 6.750 1,829.05 88
6.500 1,829.05 322,000.00
LIMA OH 45805 2 10/28/98 11
7295316 05 12/01/98 25
7295316 O 11/01/28
0
1857671 076/076 F 313,500.00 ZZ
360 312,958.64 1
7727 PARKRIDGE CIRCLE 6.750 2,033.36 79
6.500 2,033.36 400,000.00
FORT COLLINS CO 80528 2 10/26/98 00
7302924 05 12/01/98 0
7302924 O 11/01/28
0
1857673 076/076 F 455,000.00 ZZ
360 452,647.23 1
9132 SMOKETHORN TRAIL 7.000 3,027.13 72
6.750 3,027.13 635,000.00
BELVIDERE IL 61008 2 10/26/98 00
7307079 05 12/01/98 0
7307079 O 11/01/28
0
1857674 076/076 F 250,350.00 ZZ
360 249,745.80 1
7965 W CARIBBEAN LANE 7.125 1,686.66 95
6.875 1,686.66 264,000.00
PEORIA AZ 85381 1 09/17/98 14
7307662 05 11/01/98 30
7307662 O 10/01/28
0
1857675 076/076 F 310,000.00 ZZ
360 309,514.88 1
1
12327 N WOODFIELD COURT 7.250 2,114.75 80
7.000 2,114.75 388,000.00
MEQUON WI 53092 1 10/30/98 00
7309377 05 12/01/98 0
7309377 O 11/01/28
0
1857679 076/076 F 307,500.00 ZZ
360 307,018.77 1
19 ELMHURST PLACE 7.250 2,097.70 75
7.000 2,097.70 410,000.00
CINCINNATI OH 45208 5 10/23/98 00
7317723 05 12/01/98 0
7317723 O 11/01/28
0
1857681 076/076 F 500,000.00 ZZ
348 499,209.46 1
1440 BALDWIN ROAD 7.625 3,571.10 80
7.375 3,571.10 630,000.00
MILFORD OH 45150 1 11/01/98 00
7321370 05 12/01/98 0
7321370 O 11/01/27
0
1857682 076/076 F 325,000.00 ZZ
348 323,401.10 1
14743 E CHOULUA DRIVE 7.500 2,293.60 58
7.250 2,293.60 565,000.00
FOUNTAIN HILLS AZ 85268 1 07/01/98 00
7321728 05 08/01/98 0
7321728 O 07/01/27
0
1857683 956/G01 F 257,000.00 ZZ
360 257,000.00 1
22761 FOXRIDGE 6.875 1,688.31 52
6.625 1,688.31 495,000.00
MISSION VIEJO CA 92692 2 11/30/98 00
0431152628 03 02/01/99 0
608100356 O 01/01/29
0
1857687 076/076 F 287,450.00 ZZ
360 286,953.62 1
220 W. KNIGHT LANE 6.750 1,864.40 80
6.500 1,864.40 360,000.00
TEMPE AZ 85284 1 10/12/98 00
7324642 03 12/01/98 0
1
7324642 O 11/01/28
0
1857688 076/076 F 241,000.00 ZZ
360 240,583.83 1
2600 W TULSA STREET 6.750 1,563.13 78
6.500 1,563.13 310,000.00
CHANDLER AZ 85224 1 10/13/98 00
7325730 05 12/01/98 0
7325730 O 11/01/28
0
1857689 076/076 F 347,387.00 ZZ
348 346,768.24 1
38551 N RISING SUN ROAD 7.000 2,334.90 71
6.750 2,334.90 490,000.00
CAREFREE AZ 85377 1 10/20/98 00
7326873 05 12/01/98 0
7326873 O 11/01/27
0
1857690 076/076 F 254,500.00 ZZ
360 249,521.35 1
5399 RENAISSANCE AVENUE 7.125 1,714.62 63
6.875 1,714.62 410,000.00
SAN DIEGO CA 92122 2 06/23/98 00
7330959 01 08/01/98 0
7330959 O 07/01/28
0
1857691 076/076 F 530,000.00 ZZ
360 529,094.57 1
227 GARDEN RD 7.125 3,570.71 75
6.875 3,570.71 710,000.00
RIVER RIDGE LA 70123 1 10/08/98 00
7347321 05 12/01/98 0
7347321 O 11/01/28
0
1857693 076/076 F 253,700.00 ZZ
360 253,502.08 1
8828 DOVES FLY WAY 7.250 1,730.69 69
7.000 1,730.69 370,000.00
LAUREL MD 20723 2 11/10/98 00
7356077 05 01/01/99 0
7356077 O 12/01/28
0
1
1857694 076/076 F 335,000.00 ZZ
360 334,449.19 1
567 60TH PLACE 7.000 2,228.77 50
6.750 2,228.77 680,000.00
BURR RIDGE IL 60521 5 11/05/98 00
7357170 05 12/01/98 0
7357170 O 11/01/28
0
1857702 076/076 F 420,000.00 ZZ
360 419,274.73 1
12135 WATSONVILLE ROAD 6.750 2,724.12 47
6.500 2,724.12 900,000.00
GILOY CA 95020 5 10/27/98 00
7405969 05 12/01/98 0
7405969 O 11/01/28
0
1857703 076/076 F 415,000.00 ZZ
360 414,692.01 1
3156 ESTATES COURT 7.500 2,901.74 77
7.250 2,901.74 545,000.00
ST JOSEPH MI 49085 2 10/30/98 00
7406430 05 01/01/99 0
7406430 O 12/01/28
0
1857705 076/076 F 342,400.00 ZZ
360 341,823.03 1
5597 SOUTH MOBILE STREET 6.875 2,249.33 78
6.625 2,249.33 440,000.00
AUROA CO 80015 2 10/15/98 00
7407692 05 12/01/98 0
7407692 O 11/01/28
0
1857707 076/076 F 338,400.00 ZZ
360 338,115.70 1
8632 BARCLAY WOODS COURT 6.875 2,223.05 75
6.625 2,223.05 457,000.00
CHARLOTTE NC 28266 1 11/13/98 00
7409883 05 01/01/99 0
7409883 O 12/01/28
0
1857708 076/076 F 262,800.00 ZZ
360 262,367.90 1
7022 CORTE NINA 7.000 1,748.42 58
6.750 1,748.42 455,000.00
1
PLEASANTON CA 94566 2 10/08/98 00
7410306 05 12/01/98 0
7410306 O 11/01/28
0
1857711 076/076 F 378,500.00 ZZ
360 378,211.99 1
16632 NORWICH COURT 7.375 2,614.21 69
7.125 2,614.21 550,000.00
GRANGER IN 46530 2 10/28/98 00
7411842 05 01/01/99 0
7411842 O 12/01/28
0
1857712 076/076 F 268,500.00 ZZ
360 268,290.54 1
15271 SAVERNE CIRCLE 7.250 1,831.65 70
7.000 1,831.65 384,000.00
IRVINE CA 92604 2 11/11/98 00
7412136 05 01/01/99 0
7412136 O 12/01/28
0
1857714 076/076 F 462,000.00 ZZ
360 461,602.23 1
2806 OAK TREE DR 6.750 2,996.52 84
6.500 2,996.52 556,000.00
NIXA MO 65714 2 11/12/98 12
7413144 05 01/01/99 12
7413144 O 12/01/28
0
1857716 076/076 F 272,000.00 ZZ
360 271,541.65 1
580 N OLD STATE ROAD 6.875 1,786.85 70
6.625 1,786.85 390,000.00
DELAWARE OH 43015 5 10/27/98 00
7413771 05 12/01/98 0
7413771 O 11/01/28
0
1857718 076/076 F 255,000.00 ZZ
360 254,780.45 1
22791 CORRALEJO 6.750 1,653.93 50
6.500 1,653.93 520,000.00
MISSION VIEJO CA 92691 1 11/11/98 00
7414552 05 01/01/99 0
7414552 O 12/01/28
0
1
1857719 076/076 F 345,000.00 ZZ
360 344,418.64 1
4556 GUAVA AVENUE 6.875 2,266.41 75
6.625 2,266.41 460,000.00
SEAL BEACH CA 90740 5 10/28/98 00
7417339 05 12/01/98 0
7417339 O 11/01/28
0
1857722 076/076 F 260,000.00 ZZ
360 259,120.01 1
1614 BROOKSHIRE 6.875 1,708.01 80
6.625 1,708.01 325,000.00
HURRICANE WV 25526 2 10/16/98 00
7417924 05 12/01/98 0
7417924 O 11/01/28
0
1857724 076/076 F 319,500.00 ZZ
360 319,000.02 1
1070 W WOOD STREET 7.250 2,179.55 90
7.000 2,179.55 355,000.00
PALATINE IL 60067 2 10/15/98 10
7419518 05 12/01/98 25
7419518 O 11/01/28
0
1857725 076/076 F 275,000.00 ZZ
360 274,780.08 1
143 W COTTONWOOD ROAD 7.125 1,852.73 69
6.875 1,852.73 400,000.00
GUNNISON CO 81230 2 11/18/98 00
7420022 05 01/01/99 0
7420022 O 12/01/28
0
1857728 076/076 F 252,000.00 ZZ
360 251,793.43 1
16 CHESTER STREET 7.000 1,676.57 90
6.750 1,676.57 282,000.00
BROOKFIELD CT 06804 1 11/10/98 14
7420828 05 01/01/99 25
7420828 O 12/01/28
0
1857733 076/076 F 650,000.00 ZZ
360 649,541.24 1
1
345 YERBA BUENA AVENUE 7.750 4,656.68 79
7.500 4,656.68 825,000.00
SAN FRANCISCO CA 94127 2 11/12/98 00
7428245 05 01/01/99 0
7428245 O 12/01/28
0
1857735 076/076 F 850,000.00 ZZ
360 848,734.40 1
2355 W WHITE PINE LANE 7.500 5,943.33 39
7.250 5,943.33 2,200,000.00
PARK CITY UT 84098 2 10/26/98 00
7811270 05 12/01/98 0
7811270 O 11/01/28
0
1857736 076/076 F 276,750.00 ZZ
360 276,367.83 1
9709 JADEE COURT 7.875 2,006.63 95
7.625 2,006.63 291,325.00
FORT WASHINGTON MD 20744 1 10/28/98 14
7815691 05 12/01/98 30
7815691 O 11/01/28
0
1857737 076/076 F 288,000.00 ZZ
360 287,592.15 1
930 MARENGO STREET 7.750 2,063.27 88
7.500 2,063.27 330,000.00
NEW ORLEANS LA 70115 1 10/30/98 14
7822392 05 12/01/98 25
7822392 O 11/01/28
0
1857738 076/076 F 377,000.00 ZZ
360 376,395.25 1
29 CASTLE HALL LANE 7.125 2,539.92 76
6.875 2,539.92 500,000.00
COLUMBIA SC 29209 2 08/29/97 00
8733822 05 12/01/98 0
8733822 O 11/01/28
0
1857746 956/G01 F 380,000.00 ZZ
360 380,000.00 1
141 29TH AVENUE 7.000 2,528.15 74
6.750 2,528.15 520,000.00
SAN MATEO CA 94403 1 12/04/98 00
0431149087 05 02/01/99 0
1
208100243 O 01/01/29
0
1857747 956/G01 F 277,600.00 ZZ
360 277,600.00 1
1705 MICHAEL WAY 7.125 1,870.24 80
6.875 1,870.24 347,000.00
CALISTOGA CA 94515 1 12/09/98 00
0431151489 05 02/01/99 0
808111103 O 01/01/29
0
1857748 956/G01 F 292,000.00 ZZ
360 292,000.00 1
92 WYNDHAM WAY 6.875 1,918.23 80
6.625 1,918.23 365,000.00
PETALUMA CA 94954 1 12/10/98 00
0431146158 05 02/01/99 0
808111481 O 01/01/29
0
1857749 956/G01 F 310,000.00 ZZ
360 310,000.00 1
134 RIVO ALTO CANAL 7.250 2,114.75 42
7.000 2,114.75 750,000.00
LONG BEACH CA 90803 5 12/10/98 00
0431152321 05 02/01/99 0
608110729 O 01/01/29
0
1857750 893/G01 F 341,500.00 ZZ
360 341,500.00 1
322 WEST 25TH AVENUE 6.750 2,214.97 56
6.500 2,214.97 620,000.00
SAN MATEO CA 94403 2 12/14/98 00
0431145937 05 02/01/99 0
98110448 O 01/01/29
0
1857752 893/G01 F 561,500.00 ZZ
360 561,500.00 1
20 MARTIN LANE 7.375 3,878.14 62
7.125 3,878.14 905,500.00
WOODSIDE CA 94062 2 12/10/98 00
0431146133 05 02/01/99 0
W1980889 O 01/01/29
0
1
1857753 195/G01 F 620,000.00 ZZ
360 620,000.00 1
129 BENCHMARK DRIVE 6.875 4,072.96 58
6.625 4,072.96 1,082,000.00
MOUNTAIN VILLAG CO 81435 1 12/15/98 00
0431157163 03 02/01/99 0
60412 O 01/01/29
0
1857754 893/G01 F 220,900.00 ZZ
360 220,900.00 1
1014 SUTTER CREEK WAY 7.500 1,544.57 80
7.250 1,544.57 276,171.00
BRENTWOOD CA 94513 1 12/02/98 00
0431145853 05 02/01/99 0
R9807019 O 01/01/29
0
1857760 B91/G01 F 272,000.00 ZZ
360 272,000.00 1
5340 KENWOOD 6.875 1,786.85 80
6.625 1,786.85 340,000.00
BUENA PARK CA 90621 1 12/11/98 00
0431158419 05 02/01/99 0
1000016548 O 01/01/29
0
1857771 956/G01 F 375,000.00 ZZ
360 375,000.00 1
557 28TH STREET 7.250 2,558.16 75
7.000 2,558.16 500,000.00
SAN FRANCISCO CA 94131 5 12/09/98 00
0431149095 07 02/01/99 0
208110726 O 01/01/29
0
1857772 956/G01 F 294,500.00 ZZ
360 294,500.00 1
1062 BROCKHAMPTON COURT 6.875 1,934.66 74
6.625 1,934.66 400,000.00
SAN JOSE CA 95136 2 12/08/98 00
0431149129 05 02/01/99 0
208111159 O 01/01/29
0
1857774 956/G01 F 340,000.00 ZZ
360 340,000.00 1
14539 VALLEY VISTA BOULEVARD 6.875 2,233.56 80
6.625 2,233.56 425,000.00
1
SHERMAN OAKS CA 91403 1 12/08/98 00
0431149103 05 02/01/99 0
508110780 O 01/01/29
0
1857777 956/G01 F 256,800.00 ZZ
360 256,800.00 1
58 COUNTRY FIELDS LANE 7.125 1,730.11 80
6.875 1,730.11 321,000.00
SAN JOSE CA 95136 1 12/07/98 00
0431148337 03 02/01/99 0
208110818 O 01/01/29
0
1857799 664/G01 F 308,150.00 ZZ
360 307,932.51 1
22281 CASS AVENUE 7.750 2,207.63 90
7.500 2,207.63 342,500.00
WOODLAND HILLS CA 91364 1 11/24/98 11
0431148675 05 01/01/99 25
2903813 O 12/01/28
0
1857800 411/411 F 288,000.00 ZZ
360 287,763.93 1
12 SEAVIEW DRIVE 7.000 1,916.07 80
6.750 1,916.07 360,090.00
KINGSTON MA 02364 1 11/12/98 00
20015089 05 01/01/99 0
20015089 O 12/01/28
0
1857806 K08/G01 F 98,000.00 ZZ
360 98,000.00 1
6302 FIRESTONE PARKWAY 7.750 702.08 70
7.500 702.08 141,900.00
SAN ANTONIO TX 78244 1 12/18/98 00
0411176514 05 02/01/99 0
411176514 O 01/01/29
0
1857809 J95/J95 F 510,000.00 ZZ
360 509,560.90 1
19 SHEFFIELD ROAD 6.750 3,307.85 73
6.500 3,307.85 702,000.00
NEWTON MA 02160 2 11/13/98 00
13404272 05 01/01/99 0
13404272 O 12/01/28
0
1
1857812 003/G01 F 212,000.00 ZZ
360 212,000.00 1
10734 WOODCHASE CIRCLE 7.625 1,500.53 80
7.375 1,500.53 265,000.00
ORLANDO FL 32836 1 12/18/98 00
0431166248 03 02/01/99 0
1051439 O 01/01/29
0
1857825 K08/G01 F 218,000.00 ZZ
240 218,000.00 1
43219 SAUVIGNON BLVD 7.500 1,756.19 59
7.250 1,756.19 370,000.00
STERLING HEIGHT MI 48314 2 12/14/98 00
0411099518 05 02/01/99 0
411099518 O 01/01/19
0
1857829 J95/J95 F 604,000.00 ZZ
360 603,492.57 1
26 CROOKED LANE 6.875 3,967.85 66
6.625 3,967.85 925,000.00
MANCHESTER MA 01944 2 11/19/98 00
13405063 05 01/01/99 0
13405063 O 12/01/28
0
1857834 J95/J95 F 375,000.00 ZZ
360 374,669.14 1
4965 CALICO COURT 6.625 2,401.17 48
6.375 2,401.17 795,000.00
RANCHO CUCAMONG CA 91737 2 11/09/98 00
13540888 05 01/01/99 0
13540888 O 12/01/28
0
1857841 J95/J95 F 400,000.00 ZZ
360 399,051.42 1
15465 S E 60TH PLACE 7.125 2,694.87 63
6.875 2,694.87 637,500.00
BELLEVUE WA 98006 2 10/16/98 00
12971081 03 12/01/98 0
12971081 O 11/01/28
0
1857847 J95/J95 F 475,000.00 ZZ
360 474,600.94 1
1
4841 EAST REDROCK DRIVE 6.875 3,120.41 53
6.625 3,120.41 900,000.00
PHOENIX AZ 85018 5 11/03/98 00
13533047 05 01/01/99 0
13533047 O 12/01/28
0
1857851 K08/G01 F 140,800.00 ZZ
360 140,692.86 1
13131 MCCORD ROAD 7.375 972.47 80
7.125 972.47 176,000.00
HUNTERSVILLE NC 28078 2 11/06/98 00
0411130156 05 01/01/99 0
411130156 O 12/01/28
0
1857853 J95/J95 F 245,150.00 ZZ
360 244,953.95 1
3343 HIGHGATE CHASE COURT 7.125 1,651.63 79
6.875 1,651.63 310,600.00
NORCROSS GA 30092 1 11/20/98 00
10550705 03 01/01/99 0
10550705 O 12/01/28
0
1857858 J95/J95 F 436,000.00 ZZ
360 435,633.71 1
23 WALNUT ROAD 6.875 2,864.21 51
6.625 2,864.21 860,000.00
WESTON MA 02193 2 11/13/98 00
0013607981 05 01/01/99 0
0013607981 O 12/01/28
0
1857863 J95/J95 F 600,000.00 ZZ
360 599,565.73 1
9121 MILL POND VALLEY 7.625 4,246.77 64
7.375 4,246.77 950,000.00
MCLEAN VA 22102 2 11/17/98 00
0009595778 05 01/01/99 0
0009595778 O 12/01/28
0
1857865 K08/G01 F 210,800.00 ZZ
360 210,800.00 1
350 SHERWOOD WAY 7.625 1,492.03 34
7.375 1,492.03 625,000.00
MENLO PARK CA 94025 5 12/11/98 00
0411173107 05 02/01/99 0
1
411173107 O 01/01/29
0
1857868 K08/G01 F 120,000.00 ZZ
360 120,000.00 1
3580 CRESTVIEW DRIVE 7.625 849.35 80
7.375 849.35 150,000.00
PITTSBURG CA 94565 2 12/11/98 00
0411175755 05 02/01/99 0
411175755 O 01/01/29
0
1857869 K08/G01 F 321,500.00 ZZ
360 321,500.00 1
131 BROOKSIDE DRIVE 7.750 2,303.27 34
7.500 2,303.27 950,000.00
PORTOLA VALLEY CA 94028 5 12/11/98 00
0411188873 05 02/01/99 0
411188873 O 01/01/29
0
1857871 K08/G01 F 185,250.00 ZZ
360 185,250.00 1
1900 KESWICK LANE 7.250 1,263.73 75
7.000 1,263.73 247,000.00
CONCORD CA 95418 1 12/14/98 00
0411196835 05 02/01/99 0
411196835 O 01/01/29
0
1857872 J95/J95 F 295,200.00 ZZ
360 294,952.00 1
7505 SILVER MAPLE LANE 6.875 1,939.25 80
6.625 1,939.25 369,000.00
FALLS CHURCH VA 22042 1 11/23/98 00
0013697677 03 01/01/99 0
0013697677 O 12/01/28
0
1857879 K08/G01 F 440,000.00 ZZ
360 440,000.00 1
1950 DELASONDE DRIVE 7.000 2,927.33 80
6.750 2,927.33 550,000.00
RANCHO PALOS VE CA 90275 1 12/14/98 00
0411172992 05 02/01/99 0
411172992 O 01/01/29
0
1
1857881 J95/J95 F 272,800.00 ZZ
360 272,607.46 1
3106 SANDY LANE 7.750 1,954.37 80
7.500 1,954.37 341,000.00
GLENVIEW IL 60025 1 11/19/98 00
00013126958 05 01/01/99 0
00013126958 O 12/01/28
0
1857883 J95/J95 F 283,950.00 ZZ
360 283,705.53 1
8049 45TH AVENUE SOUTHWEST 6.750 1,841.69 80
6.500 1,841.69 354,950.00
SEATTLE WA 98136 1 11/10/98 00
0013331582 05 01/01/99 0
0013331582 O 12/01/28
0
1857892 J95/J95 F 272,000.00 ZZ
360 271,771.48 1
666 MORAGA WAY 6.875 1,786.85 80
6.625 1,786.85 340,000.00
ORINDA CA 94563 1 11/09/98 00
0013460407 05 01/01/99 0
0013460407 O 12/01/28
0
1857895 J95/J95 F 420,000.00 ZZ
360 419,647.15 1
6513 75TH STREET 6.875 2,759.10 75
6.625 2,759.10 565,000.00
CABIN JOHN MD 20818 2 10/28/98 00
0013607999 05 01/01/99 0
0013607999 O 12/01/28
0
1857897 J95/J95 F 414,000.00 ZZ
360 413,652.19 1
22881 BURL COURT 6.875 2,719.69 61
6.625 2,719.69 685,000.00
LOS GATOS CA 95030 5 11/12/98 00
0013512132 05 01/01/99 0
0013512132 O 12/01/28
0
1857901 K08/G01 F 120,000.00 ZZ
360 120,000.00 1
13 TENNYSON PLACE 7.750 859.69 80
7.500 859.69 150,000.00
1
PASSAIC NJ 07055 2 12/16/98 00
0411030463 05 02/01/99 0
411030463 O 01/01/29
0
1857902 624/G01 F 650,000.00 ZZ
360 650,000.00 1
14671 HORSESHOE 7.500 4,544.89 75
7.250 4,544.89 875,000.00
SARATOGA CA 95032 1 12/07/98 00
0431144476 05 02/01/99 0
87501680256 O 01/01/29
0
1857905 K08/G01 F 199,500.00 ZZ
360 199,500.00 1
1420 WEST MYRTLE AVENUE 7.250 1,360.94 95
7.000 1,360.94 210,000.00
VISALIA CA 93277 2 12/11/98 04
0411009061 05 02/01/99 30
411009061 O 01/01/29
0
1857906 J95/J95 F 280,000.00 ZZ
360 279,528.17 1
8229 OSAGE LANE 6.875 1,839.41 80
6.625 1,839.41 350,000.00
BETHESDA MD 20817 1 10/30/98 00
0016302457 05 12/01/98 0
0016302457 O 11/01/28
0
1857914 K08/G01 F 147,500.00 ZZ
360 147,500.00 1
7349 CIRCLE DRIVE 7.500 1,031.34 78
7.250 1,031.34 190,000.00
ROHNERT PARK CA 94928 2 12/03/98 00
0411159007 05 02/01/99 0
411159007 O 01/01/29
0
1857916 J95/J95 F 259,800.00 ZZ
360 259,607.19 1
5645 VAN GOGH WAY 7.500 1,816.56 70
7.250 1,816.56 375,000.00
YORBA LINDA CA 92887 2 11/06/98 00
0013624879 05 01/01/99 0
0013624879 O 12/01/28
0
1
1857917 J95/J95 F 111,650.00 ZZ
360 111,380.54 1
1117 SAYBROOK CIRCLE 7.125 752.21 80
6.875 752.21 139,600.00
LILBURN GA 30047 1 09/29/98 00
0010528826 05 11/01/98 0
0010528826 O 10/01/28
0
1857918 J95/J95 F 206,400.00 ZZ
360 206,234.94 1
10719 MARIETTA STREET 7.125 1,390.56 80
6.875 1,390.56 258,000.00
GLENN DALE MD 20769 1 11/16/98 00
0016387003 05 01/01/99 0
0016387003 O 12/01/28
0
1857922 J95/J95 F 296,000.00 ZZ
360 295,751.32 1
8910 MOUNTAIN ASH DRIVE 6.875 1,944.51 80
6.625 1,944.51 370,000.00
SPRINGFIELD VA 22153 5 11/13/98 00
0013605175 05 01/01/99 0
0013605175 O 12/01/28
0
1857924 J95/J95 F 460,000.00 ZZ
360 459,205.65 1
439 - 36TH AVENUE 6.750 2,983.56 72
6.500 2,983.56 645,000.00
SEATTLE WA 98122 5 10/19/98 00
0016312654 05 12/01/98 0
0016312654 O 11/01/28
0
1857925 J95/J95 F 500,000.00 ZZ
360 499,579.94 1
21 WILLOW CRESCENT 6.875 3,284.64 70
6.625 3,284.64 724,000.00
BROOKLINE MA 02445 2 11/10/98 00
0013405261 05 01/01/99 0
0013405261 O 12/01/28
0
1857928 K08/G01 F 115,600.00 ZZ
360 115,600.00 1
1
1635 SILVERLEAF DRIVE 7.000 769.09 80
6.750 769.09 144,500.00
CARROLLTON TX 75007 1 12/15/98 00
0411196769 05 02/01/99 0
411196769 O 01/01/29
0
1857932 J95/J95 F 415,200.00 ZZ
360 414,833.68 1
10209 DAPHNEY HOUSE WAY 6.625 2,658.57 80
6.375 2,658.57 519,000.00
ROCKVILLE MD 20850 2 11/10/98 00
0013500350 03 01/01/99 0
0013500350 O 12/01/28
0
1857936 J95/J95 F 546,200.00 ZZ
360 545,752.29 1
238 LOMA ALTA AVENUE 7.000 3,633.88 57
6.750 3,633.88 960,000.00
LOS GATOS CA 95032 2 11/04/98 00
0013467410 05 01/01/99 0
0013467410 O 12/01/28
0
1857939 J95/J95 F 340,000.00 ZZ
360 339,454.59 1
5 ROSEWELL ROAD 7.125 2,290.65 80
6.875 2,290.65 425,000.00
BEDFORD NH 03110 1 10/28/98 00
0016162661 05 12/01/98 0
0016162661 O 11/01/28
0
1857940 J95/J95 F 292,400.00 ZZ
360 292,154.34 1
1921 FREEDOM LANE 6.875 1,920.87 80
6.625 1,920.87 365,500.00
FALLS CHURCH VA 22043 1 11/20/98 00
0016247165 05 01/01/99 0
0016247165 O 12/01/28
0
1857943 J95/J95 F 284,000.00 ZZ
360 283,778.45 1
1888 LEIDEN COURT 7.250 1,937.38 79
7.000 1,937.38 359,500.00
DUNWOODY GA 30338 1 11/23/98 00
13702097 05 01/01/99 0
1
13702097 O 12/01/28
0
1857946 533/G01 F 324,000.00 ZZ
360 324,000.00 1
1446 OAKDALE STREET 7.500 2,265.46 78
7.250 2,265.46 418,000.00
PASADENA CA 91106 2 12/16/98 00
0431164110 05 02/01/99 0
3384062 O 01/01/29
0
1857949 J95/J95 F 275,500.00 ZZ
360 275,274.17 1
4815 36TH AVENUE NORTHEAST 7.000 1,832.91 56
6.750 1,832.91 495,000.00
SEATTLE WA 98105 2 11/09/98 00
0013475639 05 01/01/99 0
0013475639 O 12/01/28
0
1857954 J95/J95 F 275,000.00 ZZ
360 274,525.14 1
4501 NORTH 37TH PLACE 6.750 1,783.64 69
6.500 1,783.64 400,000.00
ARLINGTON VA 22207 2 10/12/98 00
0013501507 05 12/01/98 0
0013501507 O 11/01/28
0
1857955 J95/J95 F 258,750.00 ZZ
360 258,532.61 1
42996 HEDGEAPPLE COURT 6.875 1,699.81 90
6.625 1,699.81 287,517.00
ASHBURN VA 20147 1 11/19/98 10
9600180 03 01/01/99 25
9600180 O 12/01/28
0
1857956 J95/J95 F 650,000.00 ZZ
360 648,957.31 1
6201 NORTH 38TH PLACE 7.125 4,379.18 80
6.875 4,379.18 815,000.00
PARADISE VALLEY AZ 85253 2 10/19/98 00
16212185 05 12/01/98 0
16212185 O 11/01/28
0
1
1857964 J95/J95 F 211,600.00 ZZ
360 211,417.82 1
17676 SAN CANDELO STREET 6.750 1,372.43 80
6.500 1,372.43 264,500.00
FOUNTAIN VALLEY CA 92708 1 11/04/98 00
0013633482 03 01/01/99 0
0013633482 O 12/01/28
0
1857972 J95/J95 F 333,500.00 ZZ
360 333,212.87 1
1192 CAMBERA LANE 6.750 2,163.07 80
6.500 2,163.07 420,000.00
SANTA ANA AREA CA 92705 2 11/02/98 00
0013510912 05 01/01/99 0
0013510912 O 12/01/28
0
1857973 J95/J95 F 268,000.00 ZZ
360 267,769.26 1
12604 BELMONT PLACE 6.750 1,738.24 80
6.500 1,738.24 335,000.00
CERRITOS CA 90703 2 11/05/98 00
13625199 05 01/01/99 0
13625199 O 12/01/28
0
1857978 K08/G01 F 195,000.00 ZZ
360 195,000.00 1
790 LAKEWOOD DRIVE 6.750 1,264.77 70
6.500 1,264.77 280,000.00
SUNNYVALE CA 94089 2 12/11/98 00
0411200918 05 02/01/99 0
411200918 O 01/01/29
0
1857979 J95/J95 F 563,000.00 ZZ
360 562,538.52 1
3332 EAST FORD PLACE 7.000 3,745.65 63
6.750 3,745.65 900,000.00
SEATTLE WA 98112 2 11/09/98 00
0013475363 05 01/01/99 0
0013475363 O 12/01/28
0
1857986 J95/J95 F 364,500.00 ZZ
360 364,178.41 1
4615 131ST STREET COURT N W 6.625 2,333.93 90
6.375 2,333.93 405,000.00
1
GIG HARBOR WA 98332 2 11/10/98 04
13610704 03 01/01/99 25
13610704 O 12/01/28
0
1857990 K08/G01 F 296,000.00 ZZ
360 296,000.00 1
7230 NORTHEAST ABIES DRIVE 7.500 2,069.67 80
7.250 2,069.67 370,000.00
BAINBRIDGE ISLA WA 98110 2 12/16/98 00
0411197023 05 02/01/99 0
411197023 O 01/01/29
0
1857995 J95/J95 F 250,000.00 ZZ
360 249,789.97 1
3401 REXFORD WAY 6.875 1,642.32 77
6.625 1,642.32 325,000.00
CORONA CA 91720 2 11/03/98 00
0013509104 05 01/01/99 0
0013509104 O 12/01/28
0
1858008 E82/G01 F 320,000.00 ZZ
360 320,000.00 1
42 KINGFISHER COURT 7.125 2,155.90 73
6.875 2,155.90 440,000.00
TRABUCO CANYON CA 92679 2 12/18/98 00
0400165486 03 02/01/99 0
0400165486 O 01/01/29
0
1858022 J95/J95 F 345,000.00 ZZ
360 344,730.87 1
48275 HILLTOP DRIVE EAST 7.250 2,353.51 80
7.000 2,353.51 432,000.00
PLYMOUTH MI 48170 5 11/13/98 00
0012647772 05 01/01/99 0
0012647772 O 12/01/28
0
1858025 J95/J95 F 642,200.00 ZZ
360 641,673.60 1
111 AMBER VALLEY DRIVE 7.000 4,272.57 73
6.750 4,272.57 880,000.00
ORINDA CA 94563 2 11/06/98 00
113463914 03 01/01/99 0
113463914 O 12/01/28
0
1
1858028 J95/J95 F 528,000.00 ZZ
360 527,545.40 1
4131 181ST AVENUE SOUTHEAST 6.750 3,424.60 80
6.500 3,424.60 667,000.00
BELLEVUE WA 98008 5 11/02/98 00
0013554670 05 01/01/99 0
0013554670 O 12/01/28
0
1858031 J95/J95 F 426,000.00 ZZ
360 425,633.22 1
2211 HIGHLAND AVENUE 6.750 2,763.03 65
6.500 2,763.03 665,000.00
MANHATTAN BEACH CA 90266 2 11/02/98 00
0013562160 05 01/01/99 0
0013562160 O 12/01/28
0
1858033 J95/J95 F 272,000.00 ZZ
360 271,793.03 1
4421 244TH PLACE SE 7.375 1,878.64 80
7.125 1,878.64 340,000.00
ISSAQUAH WA 98029 5 11/11/98 00
0013313796 03 01/01/99 0
0013313796 O 12/01/28
0
1858036 J95/J95 F 288,000.00 ZZ
360 287,514.69 1
103 TORREY PINES DRIVE 6.875 1,891.96 80
6.625 1,891.96 360,000.00
CARY NC 27513 2 10/30/98 00
0016223943 03 12/01/98 0
0016223943 O 11/01/28
0
1858038 J95/J95 F 269,000.00 ZZ
360 268,784.89 1
1260 BOULDER BUMP ROAD 7.125 1,812.30 68
6.875 1,812.30 400,000.00
PILOT HILL CA 95664 2 11/04/98 00
0013565817 05 01/01/99 0
0013565817 O 12/01/28
0
1858040 J95/J95 F 268,600.00 ZZ
360 268,379.82 1
1
10676 EAST RAINTREE DRIVE 7.000 1,787.01 80
6.750 1,787.01 335,795.00
SCOTTSDALE AZ 85259 1 11/02/98 00
0016290819 03 01/01/99 0
0016290819 O 12/01/28
0
1858045 J95/J95 F 305,000.00 ZZ
360 304,743.77 1
1403 LABELLE AVENUE 6.875 2,003.63 59
6.625 2,003.63 525,000.00
BALTIMORE MD 21204 2 11/05/98 00
9565441 05 01/01/99 0
9565441 O 12/01/28
0
1858054 J95/J95 F 375,000.00 ZZ
360 374,692.62 1
24192 BELLERIVE CIRCLE 7.000 2,494.88 77
6.750 2,494.88 490,000.00
LAGUNA NIGUEL CA 92677 2 11/03/98 00
0013511209 03 01/01/99 0
0013511209 O 12/01/28
0
1858058 J95/J95 F 181,200.00 ZZ
360 180,813.84 1
15902 23RD LANE SOUTHEAST 7.750 1,298.14 80
7.500 1,298.14 226,500.00
MILL CREEK WA 98012 1 09/30/98 00
0013330063 03 11/01/98 0
0013330063 O 10/01/28
0
1858088 822/G01 F 241,000.00 ZZ
360 241,000.00 1
344 WISTER ROAD 6.500 1,523.29 73
6.250 1,523.29 333,000.00
WYNNEWOOD PA 19096 2 12/01/98 00
0431159037 05 02/01/99 0
1206016173 O 01/01/29
0
1858098 950/G01 F 500,000.00 ZZ
360 500,000.00 1
9153 NW FULLNER COURT 7.125 3,368.60 63
6.875 3,368.60 800,000.00
PORTLAND OR 97229 5 12/07/98 00
0431156314 03 02/01/99 0
1
311981002005 O 01/01/29
0
1858105 920/G01 F 175,600.00 ZZ
360 175,600.00 1
1928 ORANGE AVENUE 7.375 1,212.83 61
7.125 1,212.83 290,000.00
COSTA MESA CA 92627 2 12/18/98 00
0431163336 05 02/01/99 0
985261 O 01/01/29
0
1858148 811/G01 F 292,000.00 ZZ
360 292,000.00 1
626 SALBERG AVENUE 7.125 1,967.26 80
6.875 1,967.26 365,000.00
SANTA CLARA CA 95051 1 12/15/98 00
0431157569 05 02/01/99 0
2208272 O 01/01/29
0
1858155 709/G01 F 351,000.00 ZZ
360 351,000.00 1
8010 YUCCA SPRINGS DRIVE 7.000 2,335.21 78
6.750 2,335.21 450,000.00
LAS VEGAS NV 89129 2 12/08/98 00
0431161769 03 02/01/99 0
000 O 01/01/29
0
1858228 637/G01 F 288,000.00 ZZ
360 287,780.85 1
5 BLACKBURN 7.375 1,989.15 86
7.125 1,989.15 335,000.00
COTO DE CAZA (A CA 92679 2 11/10/98 11
0431167105 03 01/01/99 25
0015101702 O 12/01/28
0
1858230 811/G01 F 342,000.00 ZZ
360 342,000.00 1
2784 LENA DRIVE 7.125 2,304.12 80
6.875 2,304.12 427,500.00
SAN JOSE CA 95124 1 12/03/98 00
0431152818 05 02/01/99 0
2207923 O 01/01/29
0
1
1858232 638/G01 F 156,750.00 ZZ
360 156,639.36 1
79215 KARA COURT 7.750 1,122.98 95
7.500 1,122.98 165,000.00
LA QUINTA CA 92253 2 11/25/98 14
0431149160 05 01/01/99 30
08813083 O 12/01/28
0
1858236 637/G01 F 256,500.00 ZZ
360 256,299.90 1
2675 ROCKSPRING ROAD 7.250 1,749.79 90
7.000 1,749.79 285,000.00
HYDESVILLE CA 95547 2 11/18/98 04
0431150721 05 01/01/99 25
0015111289 O 12/01/28
0
1858242 811/G01 F 404,000.00 ZZ
360 404,000.00 1
16806 FRANK AVENUE 7.250 2,755.99 80
7.000 2,755.99 505,000.00
LOS GATOS CA 95032 1 12/01/98 00
0431152990 05 02/01/99 0
2204834 O 01/01/29
0
1858250 811/G01 F 335,500.00 ZZ
360 335,500.00 1
1770 BLACKBIRD CIRCLE 7.500 2,345.87 80
7.250 2,345.87 419,500.00
CARLSBAD CA 92009 1 12/08/98 00
0431152834 03 02/01/99 0
2400089 O 01/01/29
0
1858251 638/G01 F 297,800.00 ZZ
360 297,800.00 1
45573 VIA PUEBLA 7.250 2,031.52 95
7.000 2,031.52 313,495.00
TEMECULA CA 92592 1 12/10/98 10
0431149962 03 02/01/99 30
08795863 O 01/01/29
0
1858252 J95/J95 F 500,000.00 ZZ
360 499,600.15 3
1756 WEST ROSCOE 7.125 3,368.60 80
6.875 3,368.60 630,000.00
1
CHICAGO IL 60657 2 11/19/98 00
0016154106 05 01/01/99 0
0016154106 O 12/01/28
0
1858254 811/G01 F 267,500.00 ZZ
360 267,500.00 1
4483 SHERWATER COURT 6.875 1,757.28 66
6.625 1,757.28 410,000.00
PLEASANTON CA 94566 2 12/08/98 00
0431152859 05 02/01/99 0
2207124 O 01/01/29
0
1858261 J95/J95 F 376,000.00 ZZ
360 375,684.11 1
10225 FOREST LAKE DRIVE 6.875 2,470.06 80
6.625 2,470.06 470,000.00
GREAT FALLS VA 22066 1 11/04/98 00
0016247116 05 01/01/99 0
0016247116 O 12/01/28
0
1858266 J95/J95 F 290,000.00 ZZ
360 289,750.32 1
16972 CORAL CAY LANE 6.750 1,880.93 26
6.500 1,880.93 1,150,000.00
HUNTINGTON BEAC CA 92649 2 11/10/98 00
0013510995 03 01/01/99 0
0013510995 O 12/01/28
0
1858273 J95/J95 F 325,000.00 ZZ
360 324,720.19 1
13106 LOUALICE WAY 6.750 2,107.94 76
6.500 2,107.94 428,000.00
HERNDON VA 20171 2 11/13/98 00
009523473 03 01/01/99 0
009523473 O 12/01/28
0
1858284 J95/J95 F 429,500.00 ZZ
360 425,759.08 1
47 LYNNBROOK ROAD 6.875 2,821.51 66
6.625 2,821.51 660,000.00
ST LOUIS MO 63131 2 10/27/98 00
0013523899 03 12/01/98 0
0013523899 O 11/01/28
0
1
1858285 J95/J95 F 297,400.00 ZZ
360 297,173.70 1
261 EDGEWATER DRIVE 7.375 2,054.07 67
7.125 2,054.07 450,000.00
MILPITAS CA 95035 2 11/10/98 00
0013467212 03 01/01/99 0
0013467212 O 12/01/28
0
1858287 J95/J95 F 264,000.00 ZZ
360 263,794.05 1
121 APPLECROSS DRIVE 7.250 1,800.95 62
7.000 1,800.95 428,000.00
BROWNSBURG IN 46112 2 11/06/98 00
0009478140 05 01/01/99 0
0009478140 O 12/01/28
0
1858288 J95/J95 F 332,000.00 ZZ
360 331,721.08 1
8354 QUEEN ELIZABETH BOULEVARD 6.875 2,181.00 80
6.625 2,181.00 415,000.00
ANNANDALE VA 22003 2 11/13/98 00
0013604749 05 01/01/99 0
0013604749 O 12/01/28
0
1858290 J95/J95 F 384,000.00 ZZ
360 383,692.92 1
725 SPRUCE STREET 7.125 2,587.08 70
6.875 2,587.08 550,000.00
BERKELEY CA 94707 5 11/06/98 00
0013550991 05 01/01/99 0
0013550991 O 12/01/28
0
1858291 830/G01 F 281,900.00 ZZ
360 281,900.00 1
14570 BENEFIT STREET 201 7.000 1,875.49 85
6.750 1,875.49 335,000.00
SHERMAN OAKS CA 91403 2 12/10/98 11
0431158898 01 02/01/99 17
539820 O 01/01/29
0
1858294 J95/J95 F 464,000.00 ZZ
360 463,610.18 1
1
8163 EAST MORNING SUN LANE 6.875 3,048.15 80
6.625 3,048.15 580,000.00
ANAHEIM CA 92808 1 11/12/98 00
0013629126 03 01/01/99 0
0013629126 O 12/01/28
0
1858299 J95/J95 F 252,500.00 ZZ
360 252,282.60 1
77 E COUNTRY CLUB DRIVE 6.750 1,637.71 51
6.500 1,637.71 500,000.00
PHOENIX AZ 85014 5 11/05/98 00
0013533641 05 01/01/99 0
0013533641 O 12/01/28
0
1858301 J95/J95 F 270,000.00 ZZ
240 269,473.78 1
2522 TEQUESTRA 6.875 2,073.10 70
6.625 2,073.10 390,000.00
TUSTIN CA 92782 2 11/03/98 00
0013630207 01 01/01/99 0
0013630207 O 12/01/18
0
1858304 J95/J95 F 500,000.00 ZZ
360 499,569.51 1
5662 GRANDVIEW AVENUE 6.750 3,242.99 68
6.500 3,242.99 740,000.00
YORBA LINDA CA 92886 2 11/23/98 00
0013628524 05 01/01/99 0
0013628524 O 12/01/28
0
1858305 J95/J95 F 280,150.00 ZZ
360 279,947.24 1
1063 SAN ANTONIO AVENUE 7.625 1,982.88 80
7.375 1,982.88 350,190.00
ALAMEDA CA 94501 1 11/13/98 00
0013618566 05 01/01/99 0
0013618566 O 12/01/28
0
1858310 J95/J95 F 271,600.00 ZZ
360 271,382.81 1
3020 FERNDALE COURT 7.125 1,829.82 67
6.875 1,829.82 409,000.00
PLEASANTON CA 94588 2 11/02/98 00
0013467592 05 01/01/99 0
1
0013467592 O 12/01/28
0
1858316 J95/J95 F 290,000.00 ZZ
360 289,511.32 1
2145 NORTH EL CAMINO 6.875 1,905.10 69
RINCONADO 6.625 1,905.10 425,000.00
TUCSON AZ 85749 5 10/28/98 00
0016224206 03 12/01/98 0
0016224206 O 11/01/28
0
1858323 637/G01 F 520,000.00 ZZ
360 520,000.00 1
0 PFEIFFER RIDGE ROAD 7.250 3,547.32 78
7.000 3,547.32 675,000.00
BIG SUR CA 93920 1 12/01/98 00
0431168509 05 02/01/99 0
0011084704 O 01/01/29
0
1858324 637/G01 F 280,000.00 ZZ
360 279,752.96 1
523 BOULEVARD WAY 6.625 1,792.87 55
6.375 1,792.87 510,000.00
PIEDMONT CA 94610 2 11/30/98 00
0431166743 05 01/01/99 0
0010157691 O 12/01/28
0
1858325 J95/J95 F 250,000.00 ZZ
360 249,784.75 1
3913 NORTH VISTA DE LA CIMA 6.750 1,621.50 47
6.500 1,621.50 540,000.00
TUCSON AZ 85750 2 11/04/98 00
0013533500 03 01/01/99 0
0013533500 O 12/01/28
0
1858327 J95/J95 F 500,000.00 ZZ
360 499,579.94 1
10812 CRIPPLEGATE ROAD 6.875 3,284.64 42
6.625 3,284.64 1,200,000.00
POTOMAC MD 20854 5 11/10/98 00
0013500871 05 01/01/99 0
0013500871 O 12/01/28
0
1
1858333 637/G01 F 396,000.00 ZZ
360 396,000.00 1
221 FRANCES LANE 6.875 2,601.44 80
6.625 2,601.44 495,000.00
SAN CARLOS CA 94070 1 12/03/98 00
0431166693 05 02/01/99 0
0015125453 O 01/01/29
0
1858343 J95/J95 F 337,500.00 ZZ
360 337,216.45 1
7900 BIRNAM WOOD DRIVE 6.875 2,217.14 90
6.625 2,217.14 375,000.00
MCLEAN VA 22102 1 11/18/98 10
009585928 05 01/01/99 25
009585928 O 12/01/28
0
1858352 J95/J95 F 335,000.00 ZZ
360 334,732.10 1
20 CENTURY OAKS COURT 7.125 2,256.96 64
6.875 2,256.96 525,000.00
SAN RAMON CA 94583 2 11/06/98 00
0013466636 03 01/01/99 0
0013466636 O 12/01/28
0
1858353 830/G01 F 283,500.00 ZZ
360 283,500.00 1
3121 AMERICAN SADDLER DR 6.750 1,838.78 40
6.500 1,838.78 725,000.00
PARK CITY UT 84060 2 12/14/98 00
0431158880 05 02/01/99 0
540989 O 01/01/29
0
1858357 830/830 F 265,000.00 ZZ
360 265,000.00 1
947 LARKSPUR ROAD 7.250 1,807.77 57
7.000 1,807.77 465,000.00
OAKLAND CA 94610 2 12/11/98 00
539560 05 02/01/99 0
539560 O 01/01/29
0
1858362 J95/J95 F 227,150.00 ZZ
360 226,972.80 1
7611 128TH PL NE 7.250 1,549.56 80
7.000 1,549.56 285,000.00
1
KIRKLAND WA 98033 1 11/05/98 00
0013312434 05 01/01/99 0
0013312434 O 12/01/28
0
1858367 J95/J95 F 313,350.00 ZZ
360 312,834.79 1
6238 JEAN LOUISE WAY 7.000 2,084.73 80
6.750 2,084.73 391,910.00
ALEXANDRIA VA 22310 1 10/16/98 00
0016020182 03 12/01/98 0
0016020182 O 11/01/28
0
1858371 J95/J95 F 299,900.00 ZZ
360 299,654.17 1
5239 COTTNEY CROFT WAY 7.000 1,995.25 78
6.750 1,995.25 385,000.00
NORCROSS GA 30092 2 11/06/98 00
0010139566 05 01/01/99 0
0010139566 O 12/01/28
0
1858378 J95/J95 F 500,000.00 ZZ
360 499,197.95 1
1750 BARLOW LANE 7.125 3,368.59 55
6.875 3,368.59 925,000.00
SEBASTOPOL CA 95472 2 10/06/98 00
0013429642 05 12/01/98 0
0013429642 O 11/01/28
0
1858386 J95/J95 F 475,000.00 ZZ
360 474,570.59 1
111 CARLTON STREET 6.500 3,002.33 40
6.250 3,002.33 1,200,000.00
BROOKLINE MA 02446 2 11/11/98 00
0016296592 05 01/01/99 0
0016296592 O 12/01/28
0
1858389 J95/J95 F 635,000.00 ZZ
360 634,479.49 1
1092 OLD CEDAR ROAD 7.000 4,224.68 80
6.750 4,224.68 800,000.00
MCLEAN VA 22102 2 11/13/98 00
0009562000 03 01/01/99 0
0009562000 O 12/01/28
0
1
1858394 J95/J95 F 300,000.00 ZZ
360 299,741.71 1
9415 STONEY RIDGE LANE 6.750 1,945.79 73
6.500 1,945.79 411,488.00
ALPHARETTA GA 30022 1 11/12/98 00
0013661202 03 01/01/99 0
0013661202 O 12/01/28
0
1858404 637/G01 F 328,500.00 ZZ
360 328,237.30 1
188 EL PORTAL DRIVE 7.125 2,213.17 90
6.875 2,213.17 365,000.00
PISMO BEACH CA 93449 1 11/19/98 04
0431169770 05 01/01/99 25
0010691491 O 12/01/28
0
1858408 637/G01 F 273,600.00 ZZ
360 273,401.97 1
843 OXFORD WAY 7.625 1,936.53 95
7.375 1,936.53 288,000.00
BENICIA CA 94510 1 11/20/98 04
0431154632 05 01/01/99 30
0010140531 O 12/01/28
0
1858410 J95/J95 F 288,300.00 ZZ
360 288,069.45 1
4953 MAYFIELD COURT 7.125 1,942.33 70
6.875 1,942.33 415,000.00
SAN JOSE CA 95130 2 11/02/98 00
0013462056 05 01/01/99 0
0013462056 O 12/01/28
0
1858414 J95/J95 F 109,600.00 ZZ
360 109,432.67 1
14235 LINDENDALE ROAD 7.375 756.99 80
7.125 756.99 137,500.00
WOODBRIDGE VA 22193 2 10/09/98 00
0016198343 05 12/01/98 0
0016198343 O 11/01/28
0
1858415 637/G01 F 390,000.00 ZZ
360 389,664.21 1
1
1798 ROCKY MOUNTAIN AVE 6.750 2,529.54 55
6.500 2,529.54 710,000.00
MILPITAS CA 95035 2 11/13/98 00
0431166651 05 01/01/99 0
0010943041 O 12/01/28
0
1858416 J95/J95 F 201,600.00 ZZ
360 201,450.38 1
21031 TORREY PINE LANE 7.500 1,409.62 80
7.250 1,409.62 252,000.00
MISSION VIEJO CA 92691 1 11/11/98 00
0013756473 03 01/01/99 0
0013756473 O 12/01/28
0
1858417 J95/J95 F 430,000.00 ZZ
360 429,292.99 1
7979 WELLINGTON DRIVE 7.000 2,860.81 66
6.750 2,860.81 660,000.00
WARRENTON VA 20186 5 10/22/98 00
0016277022 03 12/01/98 0
0016277022 O 11/01/28
0
1858418 637/G01 F 146,800.00 ZZ
360 146,691.05 1
6027 PARKWOOD PLACE 7.500 1,026.45 80
7.250 1,026.45 183,500.00
SUGAR LAND TX 77479 1 11/20/98 00
0431153014 03 01/01/99 0
0010060226 O 12/01/28
0
1858419 J95/J95 F 418,000.00 ZZ
360 417,673.92 1
1350 DRY CREEK ROAD 7.250 2,851.50 59
7.000 2,851.50 710,000.00
SEDONA AZ 86336 2 11/05/98 00
0016129017 05 01/01/99 0
0016129017 O 12/01/28
0
1858421 J95/J95 F 267,400.00 ZZ
360 267,169.78 1
7698 SALIX PLACE 6.750 1,734.35 69
6.500 1,734.35 390,000.00
SAN DIEGO CA 92129 2 11/11/98 00
0013545926 05 01/01/99 0
1
0013545926 O 12/01/28
0
1858424 637/G01 F 445,000.00 ZZ
360 444,652.85 1
577 NINTH AVENUE 7.250 3,035.69 60
7.000 3,035.69 745,000.00
MENLO PARK CA 94025 1 11/17/98 00
0431169580 05 01/01/99 0
0010952000 O 12/01/28
0
1858426 J95/J95 F 420,000.00 ZZ
360 419,620.31 1
2514 CHESTNUT WOODS COURT 6.500 2,654.69 85
6.250 2,654.69 496,690.00
REISTERSTOWN MD 21136 1 11/23/98 10
0009394230 05 01/01/99 12
0009394230 O 12/01/28
0
1858427 J95/J95 F 343,800.00 ZZ
360 343,525.06 1
4910 DAMASCUS ROAD 7.125 2,316.25 90
6.875 2,316.25 382,000.00
GAITHERSBURG MD 20882 1 11/20/98 10
0016439630 05 01/01/99 25
0016439630 O 12/01/28
0
1858428 J95/J95 F 279,900.00 ZZ
360 279,687.02 1
6009 FOX RUN 7.375 1,933.20 80
7.125 1,933.20 349,900.00
FAIRFAX VA 22030 1 11/20/98 00
0016433138 05 01/01/99 0
0016433138 O 12/01/28
0
1858429 J95/J95 F 559,200.00 ZZ
360 558,730.20 1
1934 UPPER LAKES DR 6.875 3,673.55 80
6.625 3,673.55 699,000.00
RESTON VA 20191 1 11/19/98 00
0009590829 03 01/01/99 0
0009590829 O 12/01/28
0
1
1858432 975/G01 F 234,000.00 ZZ
360 234,000.00 1
9829 SILVRETTA DRIVE 7.000 1,556.81 72
6.750 1,556.81 328,000.00
CYPRESS CA 90630 2 12/04/98 00
0431165364 05 02/01/99 0
983162 O 01/01/29
0
1858456 E82/G01 F 626,000.00 ZZ
360 626,000.00 1
2689 SPYGLASS DRIVE 7.000 4,164.79 80
6.750 4,164.79 786,000.00
PISMO BEACH CA 93449 2 12/14/98 00
0400168738 05 02/01/99 0
1647729 O 01/01/29
0
1858509 K08/G01 F 147,000.00 ZZ
360 147,000.00 1
84 NEISH STREET 7.375 1,015.29 70
7.125 1,015.29 210,000.00
CAMARILLO CA 93010 5 12/11/98 00
0411160013 05 02/01/99 0
411160013 O 01/01/29
0
1858515 K08/G01 F 130,000.00 ZZ
360 130,000.00 1
3078 THERESA DRIVE 7.750 931.34 63
7.500 931.34 207,000.00
NEWBURY PARK CA 91320 5 12/10/98 00
0411183452 05 02/01/99 0
411183452 O 01/01/29
0
1858517 B57/G01 F 187,000.00 ZZ
360 187,000.00 1
22321 AVENUE SAN LUIS 7.500 1,307.54 72
7.250 1,307.54 260,000.00
LOS ANGELES CA 91364 5 12/14/98 00
0431155175 05 02/01/99 0
9814547 O 01/01/29
0
1858519 076/076 F 327,000.00 ZZ
360 326,718.46 1
30 ROUND HILL DRIVE 6.750 2,120.92 88
6.500 2,120.92 375,000.00
1
FREEHOLD NJ 07728 1 11/13/98 10
7359777 05 01/01/99 25
7359777 O 12/01/28
0
1858520 573/G01 F 601,000.00 ZZ
360 601,000.00 1
14250 SOUTH 33RD STREET 7.500 4,202.28 70
7.250 4,202.28 860,000.00
PHOENIX AZ 85044 2 12/15/98 00
0431162239 03 02/01/99 0
141904 O 01/01/29
0
1858521 B57/G01 F 198,450.00 ZZ
360 198,450.00 1
5080 SANCHEZ COURT 7.375 1,370.65 70
7.125 1,370.65 287,000.00
RANCHO CUCAMONG CA 91739 1 12/09/98 00
0431145689 05 02/01/99 0
9814461 O 01/01/29
0
1858530 J95/J95 F 139,500.00 ZZ
360 139,154.94 1
400 HUNTING LODGE ROAD 7.000 928.10 75
6.750 928.10 186,000.00
CLAYTON NC 27520 4 09/14/98 00
0012269270 05 11/01/98 0
0012269270 O 10/01/28
0
1858554 J95/J95 F 291,800.00 ZZ
360 291,577.96 1
4 FULTON STREET 7.375 2,015.39 70
7.125 2,015.39 420,000.00
REDWOOD CITY CA 94062 5 11/09/98 00
0013465224 05 01/01/99 0
0013465224 O 12/01/28
0
1858559 K08/G01 F 146,000.00 ZZ
360 146,000.00 1
507 LAGOON LOOP 7.250 995.98 80
7.000 995.98 182,500.00
MARBLE FALLS TX 78654 1 12/18/98 00
0411207483 03 02/01/99 0
411207483 O 01/01/29
0
1
1858591 M01/G01 F 261,600.00 ZZ
360 261,600.00 1
306 COPPERSTONE TRAIL 7.000 1,740.44 80
6.750 1,740.44 327,000.00
COPPELL TX 75019 1 12/17/98 00
0431160894 05 02/01/99 0
0000 O 01/01/29
0
1858635 L49/G01 F 633,550.00 ZZ
360 633,550.00 1
23 PALAZZO 6.875 4,161.97 80
6.625 4,161.97 792,070.00
NEWPORT BEACH CA 92660 1 12/14/98 00
0431150754 03 02/01/99 0
10001051 O 01/01/29
0
1858658 637/G01 F 287,424.00 ZZ
360 287,199.78 1
1652 ALTAMAR WAY 7.250 1,960.74 92
7.000 1,960.74 314,361.00
LIVERMORE CA 94550 1 11/21/98 04
0431169473 05 01/01/99 25
0011082203 O 12/01/28
0
1858702 K08/G01 F 150,000.00 ZZ
360 150,000.00 1
1225 FUNNY BUG ROAD 7.500 1,048.82 58
7.250 1,048.82 262,000.00
PLACERVILLE CA 95667 5 12/11/98 00
0411167570 05 02/01/99 0
411167570 O 01/01/29
0
1858774 K08/G01 F 62,000.00 ZZ
360 62,000.00 1
1505 HILLCREEK DRIVE 7.250 422.95 39
7.000 422.95 161,263.00
GARLAND TX 75043 1 12/22/98 00
0411187446 03 02/01/99 0
411187446 O 01/01/29
0
1858783 E82/G01 F 266,500.00 ZZ
360 266,500.00 1
1
3323 SOUTH BENTLEY AVE 7.375 1,840.65 63
7.125 1,840.65 425,000.00
LOS ANGELES CA 90034 2 12/22/98 00
0400167532 05 02/01/99 0
400167532 O 01/01/29
0
1858789 E82/G01 F 54,600.00 T
360 54,600.00 1
6300 WALK CIRCLE 7.625 386.46 70
7.375 386.46 78,000.00
BOCA RATON FL 33433 1 12/18/98 00
0400167722 09 02/01/99 0
400167722 O 01/01/29
0
1858792 E82/G01 F 128,000.00 ZZ
360 128,000.00 1
33 BEARFORT ROAD 7.500 894.99 80
7.250 894.99 160,000.00
WEST MILFORD NJ 07480 1 12/22/98 00
0400167912 05 02/01/99 0
400167912 O 01/01/29
0
1858881 K08/G01 F 93,600.00 ZZ
360 93,600.00 1
1405 OAK LEA DRIVE 6.500 591.62 80
6.250 591.62 117,000.00
IRVING TX 75062 1 12/21/98 00
0410941652 05 02/01/99 0
410941652 O 01/01/29
0
1858900 J95/J95 F 392,000.00 ZZ
360 391,306.39 1
6470 LAKE MEADOW DRIVE 6.625 2,510.02 80
6.375 2,510.02 490,000.00
BURKE VA 22015 2 10/30/98 00
0016345019 03 12/01/98 0
0016345019 O 11/01/28
0
1858906 J95/J95 F 54,500.00 ZZ
360 54,301.30 1
1726 SANTA MARIA COURT 6.500 344.48 70
6.250 344.48 77,900.00
GRAND PRAIRIE TX 75051 1 08/05/98 00
0013190442 05 10/01/98 0
1
0013190442 O 09/01/28
0
1858931 J95/J95 F 390,000.00 ZZ
360 386,590.76 1
14932 CUB RUN PARK DRIVE 6.875 2,562.02 60
6.625 2,562.02 650,000.00
CENTREVILLE VA 20120 2 10/01/98 00
0013458070 05 11/01/98 0
0013458070 O 10/01/28
0
1858940 J95/J95 F 560,000.00 ZZ
360 559,529.53 1
1 STONINGHAM DRIVE 6.875 3,678.80 80
6.625 3,678.80 700,000.00
WARREN NJ 07059 2 11/19/98 00
009563115 05 01/01/99 0
009563115 O 12/01/28
0
1858947 J95/J95 F 268,800.00 ZZ
360 268,568.56 1
6140 ROSO STREET 6.750 1,743.44 80
6.500 1,743.44 336,000.00
SPRINGFIELD VA 22150 1 11/19/98 00
009375429 03 01/01/99 0
009375429 O 12/01/28
0
1858958 L86/G01 F 262,500.00 ZZ
360 262,500.00 1
2327 18TH AVENUE 7.625 1,857.96 75
7.375 1,857.96 350,000.00
SAN FRANCISCO CA 94116 1 12/14/98 00
0431160282 05 02/01/99 0
0000 O 01/01/29
0
1858960 J95/J95 F 418,000.00 ZZ
360 417,640.10 1
5 BRIAR HILL ROAD 6.750 2,711.15 74
6.500 2,711.15 572,000.00
MEDFIELD MA 02052 2 11/09/98 00
0016319154 05 01/01/99 0
0016319154 O 12/01/28
0
1
1858961 J95/J95 F 400,000.00 ZZ
360 399,687.96 1
1020 HASTINGS COURT 7.250 2,728.71 80
7.000 2,728.71 500,000.00
GREENSBORO GA 30642 2 11/23/98 00
13353859 03 01/01/99 0
13353859 O 12/01/28
0
1858963 J95/J95 F 219,850.00 ZZ
360 219,669.79 1
43389 BURKE DALE STREET 7.000 1,462.67 80
6.750 1,462.67 274,859.00
SOUTH RIDING VA 20152 1 11/20/98 00
9617648 05 01/01/99 0
9617648 O 12/01/28
0
1859025 M79/M79 F 310,000.00 ZZ
360 310,000.00 1
111 SWIFTCURRENT TRAIL 7.000 2,062.44 80
6.750 2,062.44 390,000.00
AUSTIN TX 78746 1 12/18/98 00
000 05 02/01/99 0
000 O 01/01/29
0
1859029 K08/G01 F 229,050.00 ZZ
360 229,050.00 1
1255 MOKELUMNE COURT 7.500 1,601.55 70
7.250 1,601.55 327,239.00
ANTIOCH CA 94509 1 12/16/98 00
0411177298 05 02/01/99 0
411177298 O 01/01/29
0
1859048 E82/G01 F 302,200.00 ZZ
360 302,200.00 1
11219 COUNTY ROAD 600W 7.250 2,061.54 72
7.000 2,061.54 420,000.00
FOUNTAINTOWN IN 46130 2 12/21/98 00
0400164711 05 02/01/99 0
1585723 O 01/01/29
0
1859065 E82/G01 F 305,000.00 ZZ
360 305,000.00 1
10220 SUMMER PLACE 6.750 1,978.22 54
6.500 1,978.22 565,000.00
1
EDEN PRAIRIE MN 55347 2 12/23/98 00
0400159513 05 02/01/99 0
400159513 O 01/01/29
0
1859108 685/G01 F 377,750.00 ZZ
360 377,750.00 1
15 LYRA WAY 7.125 2,544.97 80
6.875 2,544.97 472,226.00
COTO DE CAZA AR CA 92679 1 12/16/98 00
0431162908 03 02/01/99 0
116816 O 01/01/29
0
1859141 K08/G01 F 139,500.00 ZZ
240 139,500.00 1
8 SUMMIT PLACE 7.750 1,145.22 78
7.500 1,145.22 180,000.00
ST. ALBANS VT 05478 2 12/15/98 00
0411143316 05 02/01/99 0
411143316 O 01/01/19
0
1859152 K08/G01 F 250,000.00 ZZ
360 250,000.00 1
1073 CALLE DE LEPANTO 7.000 1,663.26 61
6.750 1,663.26 410,000.00
ESCONDIDO CA 92025 5 12/11/98 00
0411190374 03 02/01/99 0
411190374 O 01/01/29
0
1859166 K08/G01 F 275,000.00 ZZ
360 275,000.00 1
539 ROCKPORT DRIVE 7.250 1,875.98 46
7.000 1,875.98 605,000.00
SUNNYVALE CA 94087 5 12/16/98 00
0411197262 05 02/01/99 0
411197262 O 01/01/29
0
1859175 K08/G01 F 157,500.00 ZZ
360 157,500.00 1
36 ENELDO 6.875 1,034.66 70
6.625 1,034.66 225,000.00
R. SANTA MARGAR CA 92688 2 12/16/98 00
0411182488 03 02/01/99 0
411182488 O 01/01/29
0
1
1859178 638/G01 F 148,000.00 ZZ
360 148,000.00 1
1301 SILVER LAKE BOULEVARD 6.500 935.46 80
6.250 935.46 185,000.00
LOS ANGELES CA 90026 1 12/02/98 00
0431152529 05 02/01/99 0
8826138 O 01/01/29
0
1859180 637/G01 F 208,000.00 ZZ
360 207,841.72 1
199 BENDER CIRCLE 7.375 1,436.61 71
7.125 1,436.61 295,000.00
MORGAN HILL CA 95037 2 11/19/98 00
0431166073 05 01/01/99 0
0010948289 O 12/01/28
0
1859197 638/G01 F 307,500.00 ZZ
360 307,500.00 1
11606 AMARILLO COURT 6.750 1,994.44 75
6.500 1,994.44 410,000.00
DUBLIN CA 94568 1 12/03/98 00
0431152578 05 02/01/99 0
8829814 O 01/01/29
0
1859198 J95/J95 F 348,000.00 ZZ
360 347,707.64 1
5 FOX TRAIL COURT 6.875 2,286.11 80
6.625 2,286.11 435,000.00
GAITHERSBERG MD 20878 2 11/10/98 00
0013603881 03 01/01/99 0
0013603881 O 12/01/28
0
1859199 L86/G01 F 277,000.00 ZZ
360 277,000.00 1
21 BLUEJAY 7.125 1,866.20 75
6.875 1,866.20 374,000.00
IRVINE CA 92604 2 12/21/98 00
0431173335 05 02/01/99 0
60213 O 01/01/29
0
1859201 638/G01 F 356,000.00 ZZ
360 356,000.00 1
1
3181 MAIN WAY DRIVE 6.875 2,338.67 80
6.625 2,338.67 445,000.00
LOS ALAMITOS CA 90720 1 12/07/98 00
0431158005 05 02/01/99 0
8829741 O 01/01/29
0
1859206 J95/J95 F 273,500.00 ZZ
360 273,050.33 1
165 PONDEROSA LANE 7.000 1,819.60 73
6.750 1,819.60 375,000.00
WALNUT CREEK CA 94598 1 10/27/98 00
0013459573 05 12/01/98 0
0013459573 O 11/01/28
0
1859207 356/G01 F 629,400.00 ZZ
360 629,400.00 1
821 WOODED HILLS COURT 7.375 4,347.11 53
7.125 4,347.11 1,200,000.00
FREMONT CA 94539 2 12/03/98 00
0431153386 05 02/01/99 0
2670701 O 01/01/29
0
1859215 638/G01 F 144,800.00 ZZ
360 144,800.00 1
7968 S E GRAND AVENUE 7.250 987.79 80
7.000 987.79 181,000.00
PORTLAND OR 97202 1 12/16/98 00
0431157544 05 02/01/99 0
8788462 O 01/01/29
0
1859225 638/G01 F 438,750.00 ZZ
360 438,390.36 1
16242 RASCAL LANE 7.000 2,919.01 75
6.750 2,919.01 585,000.00
HUNTINGTON BEAC CA 92649 5 11/25/98 00
0431157585 03 01/01/99 0
8810681 O 12/01/28
0
1859259 638/G01 F 337,000.00 ZZ
360 337,000.00 1
40 AVALON AVENUE 7.375 2,327.58 62
7.125 2,327.58 550,000.00
BAYVILLE NJ 08721 2 12/04/98 00
0431157023 05 02/01/99 0
1
8827004 O 01/01/29
0
1859262 638/G01 F 257,850.00 ZZ
360 257,850.00 1
2210 ORANGE GROVE PLACE 7.250 1,758.99 90
7.000 1,758.99 286,881.00
ESCONDIDO CA 92027 1 12/14/98 10
0431156991 03 02/01/99 25
8833856 O 01/01/29
0
1859268 638/G01 F 210,400.00 ZZ
360 210,400.00 1
38958 BLUEBELL DRIVE 7.500 1,471.15 78
7.250 1,471.15 270,000.00
NEWARK CA 94560 1 12/02/98 00
0431156942 05 02/01/99 0
8818208 O 01/01/29
0
1859274 K08/G01 F 50,000.00 ZZ
360 50,000.00 1
224 POPE BEND ROAD SOUTH 7.000 332.65 37
6.750 332.65 138,000.00
CEDAR CREEK TX 78612 4 12/23/98 00
0411142318 05 02/01/99 0
411142318 O 01/01/29
0
1859275 638/G01 F 312,000.00 ZZ
360 312,000.00 1
9403 FARRALONE AVENUE 7.500 2,181.55 80
7.250 2,181.55 390,000.00
CHATSWORTH CA 91311 5 12/03/98 00
0431156819 05 02/01/99 0
8816808 O 01/01/29
0
1859277 638/G01 F 336,050.00 ZZ
360 336,050.00 1
1301 SALEM RUN 7.500 2,349.71 80
7.250 2,349.71 420,116.00
CROWNSVILLE MD 21032 1 12/10/98 00
0431156538 03 02/01/99 0
8751470 O 01/01/29
0
1
1859287 638/G01 F 293,600.00 ZZ
360 293,600.00 1
473 COUNTRYSIDE CIRCLE 7.125 1,978.04 78
6.875 1,978.04 380,000.00
SANTA ROSA CA 95401 2 12/10/98 00
0431157403 03 02/01/99 0
8803928 O 01/01/29
0
1859293 638/G01 F 259,050.00 ZZ
360 259,050.00 1
13112 BRANDON WAY ROAD 7.000 1,723.47 77
6.750 1,723.47 340,000.00
GAITHERSBURG MD 20878 2 12/10/98 00
0431156033 05 02/01/99 0
8828452 O 01/01/29
0
1859323 E82/G01 F 217,700.00 ZZ
360 217,700.00 1
2218 BOXMERE ROAD 7.375 1,503.60 63
7.125 1,503.60 350,000.00
LUTHERVILLE MD 21093 2 12/23/98 00
0400169074 05 02/01/99 0
1521322 O 01/01/29
0
1859347 470/G01 F 537,400.00 ZZ
360 537,400.00 1
39 MARISOL 7.125 3,620.57 80
6.875 3,620.57 671,769.00
NEWPORT COAST A CA 92657 1 12/09/98 00
0431158997 03 02/01/99 0
96030236 O 01/01/29
0
1859349 A46/G01 F 96,700.00 ZZ
360 96,700.00 1
16002 COPPER CANYON DRIVE 7.500 676.14 80
7.250 676.14 122,000.00
FRIENDSWOOD TX 77546 2 12/21/98 00
0431149897 05 02/01/99 0
0 O 01/01/29
0
1859380 950/G01 F 194,300.00 ZZ
360 194,300.00 1
15308 231ST AVENUE SOUTHEAST 7.125 1,309.04 66
6.875 1,309.04 295,000.00
1
ISSAQUAH WA 98027 2 12/11/98 00
0431160852 05 02/01/99 0
981113082 O 01/01/29
0
1859388 E33/G01 F 600,000.00 ZZ
360 600,000.00 1
1031 ASHLEY 6.750 3,891.59 31
6.500 3,891.59 1,975,000.00
LAKE FOREST IL 60045 5 12/23/98 00
0431165950 05 02/01/99 0
320349697 O 01/01/29
0
1859401 J99/G01 F 610,000.00 ZZ
360 610,000.00 1
18791 BLYTHSWOOD DRIVE 7.375 4,213.12 26
7.125 4,213.12 2,400,000.00
LOS GATOS CA 95030 2 12/17/98 00
0431150341 05 02/01/99 0
962231 O 01/01/29
0
1859402 638/G01 F 237,150.00 ZZ
360 237,150.00 1
504 SPANISH BAY COURT 7.375 1,637.94 80
7.125 1,637.94 296,454.00
ROSEVILLE CA 95747 1 12/08/98 00
0431151554 05 02/01/99 0
8784237 O 01/01/29
0
1859420 956/G01 F 385,200.00 ZZ
360 385,200.00 1
11213 BENTCREEK ROAD 7.000 2,562.75 80
6.750 2,562.75 485,000.00
MOORPARK CA 93021 2 12/08/98 00
0431159151 03 02/01/99 0
508100140 O 01/01/29
0
1859426 956/G01 F 272,500.00 ZZ
360 272,500.00 1
6028 CASTELLO DRIVE 6.875 1,790.13 58
6.625 1,790.13 470,000.00
SAN JOSE CA 95120 2 12/10/98 00
0431159078 03 02/01/99 0
10810147 O 01/01/29
0
1
1859431 956/G01 F 450,000.00 ZZ
360 450,000.00 1
128 AVILA ROAD 6.750 2,918.69 60
6.500 2,918.69 750,000.00
SAN MATEO CA 94402 5 12/03/98 00
0431165166 05 02/01/99 0
108110047 O 01/01/29
0
1859499 480/G01 F 276,300.00 ZZ
360 276,094.95 1
4393 SW 130 AVENUE 7.500 1,931.93 90
7.250 1,931.93 307,086.00
DAVIE FL 33330 1 11/25/98 12
0431161710 05 01/01/99 25
2360956 O 12/01/28
0
1859501 480/G01 F 58,000.00 ZZ
360 57,958.02 1
5517 BLUEJAY LANE 7.625 410.52 65
7.375 410.52 90,000.00
TAMPA FL 33625 2 11/23/98 00
0431160688 05 01/01/99 0
2760932 O 12/01/28
0
1859502 480/G01 F 132,700.00 ZZ
360 132,608.12 1
25722 POLK AVENUE 7.870 962.17 80
7.620 962.17 165,900.00
MONEE IL 60449 1 11/16/98 00
0431161561 05 01/01/99 0
2494854 O 12/01/28
0
1859504 480/G01 F 276,800.00 ZZ
360 276,599.66 1
4828 CLOUDSDALE AVENUE 7.625 1,959.17 80
7.375 1,959.17 346,000.00
GLENDALE CA 91214 1 11/20/98 00
0431161413 05 01/01/99 0
2656650 O 12/01/28
0
1859507 480/G01 F 262,350.00 ZZ
360 262,145.34 1
1
618 EAST PACIFIC AVENUE 7.250 1,789.69 80
7.000 1,789.69 327,978.00
WEBSTER GROVES MO 63119 1 11/09/98 00
0431160712 05 01/01/99 0
2380244 O 12/01/28
0
1859508 480/G01 F 310,000.00 ZZ
360 309,781.20 3
2426 W TAYLOR STREET 7.750 2,220.88 80
7.500 2,220.88 387,600.00
CHICAGO IL 60612 1 11/18/98 00
0431161348 05 01/01/99 0
2359925 O 12/01/28
0
1859513 944/G01 F 465,000.00 ZZ
360 465,000.00 1
10470 CRESTON DRIVE 6.500 2,939.12 70
6.250 2,939.12 665,000.00
LOS ALTOS CA 94024 1 12/03/98 00
0431157718 05 02/01/99 0
16780 O 01/01/29
0
1859514 944/G01 F 363,750.00 ZZ
360 363,750.00 1
3429 MAURICIA AVENUE 6.875 2,389.58 75
6.625 2,389.58 485,000.00
SANTA CLARA CA 95051 5 12/09/98 00
0431160423 05 02/01/99 0
981200031 O 01/01/29
0
1859522 480/G01 F 268,000.00 ZZ
360 267,780.32 1
6717 CATSKILL ROAD 7.000 1,783.01 80
6.750 1,783.01 335,000.00
LORTON VA 22079 2 11/23/98 00
0431160803 03 01/01/99 0
2740207 O 12/01/28
0
1859525 480/G01 F 530,000.00 ZZ
360 529,576.17 1
5545 EAST LIVERPOOL COURT 7.125 3,570.71 80
6.875 3,570.71 665,000.00
AGOURA AREA CA 91301 2 11/20/98 00
0431160837 03 01/01/99 0
1
2655876 O 12/01/28
0
1859527 480/G01 F 177,600.00 ZZ
360 177,471.46 1
1238 BEDFORD FALLS COURT 7.625 1,257.04 80
7.375 1,257.04 222,000.00
BALLWIN MO 63021 1 11/30/98 00
0431160902 03 01/01/99 0
2574739 O 12/01/28
0
1859530 480/G01 F 250,200.00 ZZ
360 249,994.91 1
28 WESTCHESTER DRIVE 7.000 1,664.59 90
6.750 1,664.59 278,000.00
CARTERSVILLE GA 30120 2 11/23/98 12
0431160662 03 01/01/99 25
2584449 O 12/01/28
0
1859536 480/G01 F 171,400.00 ZZ
360 171,282.04 1
13307 SW 42 STREET 7.875 1,242.77 70
7.625 1,242.77 244,900.00
DAVIE FL 33330 1 11/20/98 00
0431160738 03 01/01/99 0
2361525 O 12/01/28
0
1859538 480/G01 F 262,500.00 ZZ
360 262,099.29 1
3 SHORE DRIVE 7.375 1,813.02 75
7.125 1,813.02 350,000.00
STAFFORD VA 22554 2 10/20/98 00
0431160977 05 12/01/98 0
2122158 O 11/01/28
0
1859541 480/G01 F 268,000.00 ZZ
360 267,751.78 1
8105 PLUM CREEK DRIVE 6.375 1,671.97 80
6.125 1,671.97 335,000.00
GAITHERSBURG MD 20882 1 11/19/98 00
0431160670 05 01/01/99 0
2674174 O 12/01/28
0
1
1859544 480/G01 F 366,000.00 ZZ
360 366,000.00 1
5105 W LONGFELLOW AVE 7.375 2,527.87 74
7.125 2,527.87 500,000.00
TAMPA FL 33629 5 12/04/98 00
0431161231 05 02/01/99 0
2760502 O 01/01/29
0
1859546 480/G01 F 550,000.00 ZZ
360 549,570.95 1
30 GLEN COVE DRIVE 7.250 3,751.97 80
7.000 3,751.97 689,500.00
CARTERSVILLE GA 30120 1 11/12/98 00
0431161249 03 01/01/99 0
2400505 O 12/01/28
0
1859548 480/G01 F 280,000.00 ZZ
360 279,802.38 1
549 GRASS VALLEY STREET 7.750 2,005.95 78
7.500 2,005.95 359,950.00
SIMI VALLEY CA 93065 1 12/01/98 00
0431161298 03 01/01/99 0
3533106 O 12/01/28
0
1859549 638/G01 F 258,600.00 ZZ
360 258,600.00 1
2142 OPAL RIDGE 7.500 1,808.17 90
7.250 1,808.17 287,500.00
VISTA CA 92083 2 12/10/98 10
0431152222 05 02/01/99 25
8832021 O 01/01/29
0
1859558 638/G01 F 275,000.00 ZZ
360 275,000.00 1
170 COLUSA COURT 7.500 1,922.84 74
7.250 1,922.84 375,000.00
SAN BRUNO CA 94066 1 12/09/98 00
0431152651 05 02/01/99 0
8822423 O 01/01/29
0
1859569 E60/G01 F 259,000.00 ZZ
360 259,000.00 1
4335 MANSON AVENUE 7.250 1,766.84 74
7.000 1,766.84 350,000.00
1
WOODLAND HILLS CA 91364 2 12/17/98 00
0431166982 05 02/01/99 0
520990 O 01/01/29
0
1859580 664/G01 F 297,000.00 ZZ
360 297,000.00 1
3495 RIVER RIDGE ROAD 7.000 1,975.95 90
6.750 1,975.95 330,000.00
PFAFFTOWN NC 27040 1 12/15/98 11
0431168210 05 02/01/99 25
2884336 O 01/01/29
0
1859581 664/G01 F 255,000.00 ZZ
360 255,000.00 1
1611 RONALD COURT 7.375 1,761.23 75
7.125 1,761.23 340,000.00
SAN JOSE CA 95118 5 12/07/98 00
0431164102 05 02/01/99 0
2917854 O 01/01/29
0
1859588 313/G01 F 330,400.00 ZZ
360 330,400.00 1
110 GLADWYNE COURT 7.375 2,282.00 80
7.125 2,282.00 413,000.00
ALPHARETTA GA 30004 1 12/11/98 00
0431157148 03 02/01/99 0
6218481 O 01/01/29
0
1859593 E82/G01 F 230,800.00 ZZ
360 230,800.00 1
6699 SW 59TH STREET 7.125 1,554.94 80
6.875 1,554.94 288,500.00
MIAMI FL 33143 2 12/23/98 00
0400164513 05 02/01/99 0
16451 O 01/01/29
0
1859600 E82/G01 F 234,700.00 ZZ
360 234,700.00 1
13776 PEREGRINE CIRCLE 6.875 1,541.81 76
6.625 1,541.81 310,000.00
SHAKOPEE MN 55379 2 12/23/98 00
0400168548 05 02/01/99 0
0400168548 O 01/01/29
0
1
1859610 K65/G01 F 560,000.00 ZZ
360 560,000.00 1
2854 WESLEY HEATH 6.875 3,678.80 70
6.625 3,678.80 810,000.00
ATLANTA GA 30327 2 12/22/98 00
0431152206 05 02/01/99 0
9800434B O 01/01/29
0
1859623 830/830 F 97,000.00 ZZ
360 97,000.00 1
3308 WEST ROYALWOOD DRIVE 7.250 661.71 72
7.000 661.71 135,000.00
TAYORSVILLE UT 84118 2 12/15/98 00
0022 05 02/01/99 0
0022 O 01/01/29
0
1859648 685/G01 F 279,600.00 ZZ
360 279,600.00 1
41 REDBERRY 7.250 1,907.36 80
7.000 1,907.36 349,526.00
IRVINE CA 92620 1 12/14/98 00
0431157734 01 02/01/99 0
115777 O 01/01/29
0
1859650 889/G01 F 341,600.00 ZZ
360 341,600.00 1
245 VIA BUENA VENTURA 7.375 2,359.35 80
7.125 2,359.35 427,000.00
REDONDO BEACH A CA 90277 1 12/18/98 00
0431169390 05 02/01/99 0
51800784 O 01/01/29
0
1859659 685/G01 F 399,900.00 ZZ
360 399,900.00 1
6024 SPINNAKER BAY DRIVE 7.125 2,694.20 80
6.875 2,694.20 499,900.00
LONG BEACH CA 90803 1 12/16/98 00
0431160969 09 02/01/99 0
115858 O 01/01/29
0
1859664 685/G01 F 239,950.00 ZZ
360 239,950.00 1
1
7474 EISENHOWER STREET 7.000 1,596.40 80
6.750 1,596.40 299,990.00
SAN BUENAVENTUR CA 93003 1 12/18/98 00
0431159433 05 02/01/99 0
116886 O 01/01/29
0
1859665 B57/G01 F 593,000.00 ZZ
360 593,000.00 1
3511 VIA DEL PRADO 7.250 4,045.31 76
7.000 4,045.31 790,000.00
CALABASAS CA 91302 2 12/17/98 00
0431167162 05 02/01/99 0
9814622 O 01/01/29
0
1859671 685/G01 F 265,700.00 ZZ
360 265,700.00 1
5 CHARTHOUSE COVE 7.125 1,790.07 80
6.875 1,790.07 332,130.00
BUENA PARK CA 90621 1 12/21/98 00
0431161074 03 02/01/99 0
116874 O 01/01/29
0
1859724 J95/J95 F 292,000.00 ZZ
360 291,777.81 1
1011 FOOTHILL DRIVE 7.375 2,016.77 62
7.125 2,016.77 475,000.00
SAN JOSE CA 95123 2 11/09/98 00
0013464888 05 01/01/99 0
0013464888 O 12/01/28
0
1859730 J95/J95 F 256,000.00 ZZ
360 255,779.59 1
1533 N DESERT TRUMPET COURT 6.750 1,660.41 80
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TUCSON AZ 85745 2 11/04/98 00
0013534748 03 01/01/99 0
0013534748 O 12/01/28
0
1859734 356/G01 F 318,800.00 ZZ
360 318,800.00 1
647 ISLAND PLACE 7.250 2,174.78 55
7.000 2,174.78 580,000.00
REDWOOD CITY CA 94065 2 12/08/98 00
0431157692 03 02/01/99 0
1
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0
1859736 J95/J95 F 472,000.00 ZZ
360 471,223.95 1
121 TEMPLE STREET 7.000 3,140.23 77
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NEWTON MA 02165 2 10/20/98 00
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0
1859752 J95/J95 F 385,897.00 ZZ
360 385,572.80 1
422 LOVINGGOOD LANDING 6.875 2,535.07 80
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WOODSTOCK GA 30189 1 11/23/98 00
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0010488567 O 12/01/28
0
1859754 638/G01 F 124,000.00 ZZ
360 123,898.35 1
8665 MOODY STREET 7.000 824.98 80
6.750 824.98 155,000.00
CYPRESS CA 90630 2 11/23/98 00
0431157726 01 01/01/99 0
08817345 O 12/01/28
0
1859758 J95/J95 F 324,000.00 ZZ
360 323,747.25 1
5709 CAROLINE COURT 7.250 2,210.25 59
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PLANO TX 75093 2 11/04/98 00
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0013474036 O 12/01/28
0
1859772 E45/G01 F 374,850.00 ZZ
360 373,945.37 1
330 NELL COURT 7.125 2,525.43 80
6.875 2,525.43 469,367.00
ATLANTA GA 30342 1 09/08/98 00
0431159607 03 11/01/98 0
42387 O 10/01/28
0
1
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360 275,000.00 1
14068 EASTRIDGE DRIVE 6.875 1,806.56 77
6.625 1,806.56 360,000.00
WHITTIER CA 90602 1 12/06/98 00
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2788990 O 01/01/29
0
1859790 664/G01 F 280,000.00 ZZ
360 280,000.00 1
19900 VINTAGE STREET 6.750 1,816.08 80
6.500 1,816.08 350,000.00
CHATSWORTH AREA CA 91331 1 12/08/98 00
0431165695 05 02/01/99 0
2906790 O 01/01/29
0
1859791 J95/J95 F 310,000.00 ZZ
360 309,769.94 1
4284 BELLMAWR DRIVE 7.500 2,167.56 74
7.250 2,167.56 420,000.00
LIVERMORE CA 94550 2 11/20/98 00
0013464219 05 01/01/99 0
0013464219 O 12/01/28
0
1859802 664/G01 F 273,750.00 ZZ
360 273,750.00 1
20216 E WALNUT CANYON ROAD 7.250 1,867.46 75
7.000 1,867.46 365,000.00
WALNUT CA 91789 1 12/07/98 00
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2906899 O 01/01/29
0
1859813 664/G01 F 214,500.00 ZZ
360 214,344.75 1
5157 DAHLIA DRIVE 7.625 1,518.22 75
7.375 1,518.22 286,000.00
LOS ANGELES CA 90041 2 11/24/98 00
0431165737 05 01/01/99 0
2839785 O 12/01/28
0
1859821 638/G01 F 196,000.00 ZZ
360 196,000.00 1
2511 BISCAYNE PLACE 7.000 1,303.99 80
6.750 1,303.99 245,000.00
1
FULLERTON CA 92833 2 12/03/98 00
0431158195 05 02/01/99 0
08797662 O 01/01/29
0
1859822 638/G01 F 580,900.00 ZZ
360 580,900.00 1
25 PALAZZO 7.125 3,913.63 80
6.875 3,913.63 726,217.00
NEWPORT BEACH CA 92660 1 12/08/98 00
0431158377 03 02/01/99 0
08754501 O 01/01/29
0
1859829 638/G01 F 280,000.00 ZZ
360 279,764.77 1
3009 GREENHAVEN COURT 6.875 1,839.40 80
6.625 1,839.40 350,000.00
MOUNT HEBRON MD 21052 1 11/30/98 00
0431157668 05 01/01/99 0
08756711 O 12/01/28
0
1859883 299/299 F 550,000.00 ZZ
360 548,767.79 1
2285 WEST ISLAND RD 7.500 3,845.68 52
7.250 3,845.68 1,057,500.00
WILLIAMSBURG VA 23185 4 10/01/98 00
0000809900 03 11/01/98 0
0000809900 O 10/01/28
0
1859886 299/299 F 423,700.00 ZZ
360 420,465.52 1
11505 BRIDGETENDER DRIVE 7.500 2,962.58 73
7.250 2,962.58 583,000.00
RICHMOND VA 23233 2 02/04/98 00
0000753042 03 04/01/98 0
0000753042 O 03/01/28
0
1859890 299/299 F 310,400.00 ZZ
360 309,398.20 1
5818 WESTCHESTER STREET 7.125 2,091.23 80
6.875 2,091.23 388,000.00
ALEXANDRIA VA 22310 1 08/28/98 00
0000881666 05 10/01/98 0
0000881666 O 09/01/28
0
1
1859894 299/299 F 257,000.00 ZZ
360 255,934.33 1
500 GATLING POINTE PKWY 7.000 1,709.83 90
6.750 1,709.83 286,000.00
SMITHFIELD VA 23430 2 07/01/98 04
0000868419 03 09/01/98 25
0000868419 O 08/01/28
0
1859901 944/G01 F 290,400.00 ZZ
360 290,400.00 1
4425 EWING ROAD 7.125 1,956.48 70
6.875 1,956.48 415,000.00
CASTRO VALLEY CA 94546 1 12/14/98 00
0431162197 05 02/01/99 0
98093986892 O 01/01/29
0
1859905 299/299 F 329,000.00 ZZ
360 328,749.65 1
1831 NORTH HERNDON STREET 7.375 2,272.33 80
7.125 2,272.33 412,000.00
ARLINGTON VA 22201 1 11/10/98 00
0000809651 05 01/01/99 0
0000809651 O 12/01/28
0
1859910 299/299 F 250,000.00 ZZ
360 249,425.79 1
1804 DUKE OF YORK QUAY 7.375 1,726.69 73
7.125 1,726.69 345,000.00
VIRGINIA BEACH VA 23454 5 09/23/98 00
0000940484 05 11/01/98 0
0000940484 O 10/01/28
0
1859912 299/299 F 270,000.00 ZZ
360 269,106.94 1
8101 CHELLBROOK PLACE 7.000 1,796.32 36
6.750 1,796.32 757,570.00
RICHMOND VA 23229 1 08/27/98 00
0000825671 03 10/01/98 0
0000825671 O 09/01/28
0
1859913 299/299 F 482,150.00 ZZ
360 481,376.57 1
1
11821 OAK POINT COURT 7.125 3,248.34 80
6.875 3,248.34 602,740.00
RICHMOND VA 23233 1 10/19/98 00
0000875712 03 12/01/98 0
0000875712 O 11/01/28
0
1859937 685/G01 F 231,700.00 ZZ
360 231,700.00 1
7500 EISENHOWER STREET 7.125 1,561.01 80
6.875 1,561.01 289,652.00
SAN BUENAVENTUR CA 93003 1 12/15/98 00
0431161017 05 02/01/99 0
116473 O 01/01/29
0
1859941 685/G01 F 248,400.00 ZZ
360 248,400.00 1
7438 EISENHOWER STREET 7.125 1,673.52 80
6.875 1,673.52 310,530.00
SAN BUENAVENTUR CA 93003 1 12/28/98 00
0431161041 05 02/01/99 0
116878 O 01/01/29
0
1859944 685/G01 F 235,250.00 ZZ
360 235,250.00 1
6427 EAGLE RIDGE DRIVE 6.875 1,545.43 80
6.625 1,545.43 294,100.00
VALLEJO CA 94591 1 12/16/98 00
0431158567 05 02/01/99 0
114827 O 01/01/29
0
1859963 685/G01 F 226,350.00 ZZ
360 226,350.00 1
7456 EISENHOWER STREET 6.875 1,486.96 80
6.625 1,486.96 282,990.00
SAN BUENAVENTUR CA 93003 1 12/18/98 00
0431160944 05 02/01/99 0
116885 O 01/01/29
0
1859964 685/G01 F 184,750.00 ZZ
360 184,750.00 1
7420 EISENHOWER STREET 7.125 1,244.70 80
6.875 1,244.70 230,990.00
SAN BUENAVENTUR CA 93003 1 12/18/98 00
0431161082 05 02/01/99 0
1
116698 O 01/01/29
0
1859967 685/G01 F 222,800.00 ZZ
360 222,800.00 1
7526 EISENHOWER STREET 7.000 1,482.30 80
6.750 1,482.30 278,562.00
SAN BUENAVENTUR CA 93003 1 12/18/98 00
0431160985 05 02/01/99 0
116846 O 01/01/29
0
1859970 J95/J95 F 240,000.00 ZZ
360 239,798.37 1
1236 BAST LANE 6.875 1,576.63 80
6.625 1,576.63 300,000.00
SHADY SIDE MD 20764 1 11/19/98 00
009579681 05 01/01/99 0
009579681 O 12/01/28
0
1859975 J95/J95 F 240,000.00 ZZ
360 239,462.33 1
5821 106TH STREET SW 7.500 1,678.11 80
7.250 1,678.11 300,000.00
MUKILTEO WA 98275 2 09/08/98 00
0013075973 03 11/01/98 0
0013075973 O 10/01/28
0
1859977 J95/J95 F 239,960.00 ZZ
360 239,758.40 1
2135 NORTH 87TH STREET 6.875 1,576.37 80
6.625 1,576.37 299,950.00
SEATTLE WA 98103 1 11/10/98 00
0013331962 05 01/01/99 0
0013331962 O 12/01/28
0
1860010 964/G01 F 315,000.00 ZZ
360 315,000.00 1
9632 VINECREST ROAD 6.875 2,069.33 45
6.625 2,069.33 700,000.00
WINDSOR CA 95492 2 12/10/98 00
0431158088 05 02/01/99 0
46903 O 01/01/29
0
1
1860015 601/G01 F 400,000.00 ZZ
360 399,374.03 1
29779 DEVONSHIRE OVAL 7.250 2,728.71 80
7.000 2,728.71 500,000.00
WESTLAKE OH 44145 1 10/08/98 00
0431152347 05 12/01/98 0
12703567 O 11/01/28
0
1860027 M18/G01 F 122,400.00 ZZ
360 122,400.00 4
831 N. SAN ANTONIO AVENUE 6.750 793.88 80
6.500 793.88 153,000.00
POMONA CA 91767 1 12/03/98 00
0431164904 05 02/01/99 0
980100385 O 01/01/29
0
1860030 964/G01 F 207,900.00 ZZ
360 207,900.00 1
12 VIA LANTANA 7.000 1,383.16 80
6.750 1,383.16 259,900.00
RANCHO SANTA MA CA 92688 1 12/17/98 00
0431158526 03 02/01/99 0
47227 O 01/01/29
0
1860111 956/G01 F 256,000.00 ZZ
360 255,568.62 1
9904 WAGNER LANE 6.875 1,681.74 79
6.625 1,681.74 325,000.00
WESTMINSTER CO 80030 2 10/09/98 00
0431161678 03 12/01/98 0
708090263 O 11/01/28
0
1860136 E60/G01 F 270,000.00 ZZ
360 270,000.00 1
4340 LARKSPUR STREET 7.125 1,819.05 79
6.875 1,819.05 344,500.00
SAN LUIS OBISPO CA 93401 1 12/08/98 00
0431158674 05 02/01/99 0
511435 O 01/01/29
0
1860181 420/G01 F 580,000.00 ZZ
360 580,000.00 1
48317 AVALON HEIGHTS TERRACE 7.000 3,858.76 62
6.750 3,858.76 950,000.00
1
FREMONT CA 94539 2 12/10/98 00
0431153907 03 02/01/99 0
0000401315 O 01/01/29
0
1860307 111/111 F 389,000.00 ZZ
360 389,000.00 1
281 DEDALERA DRIVE 7.125 2,620.77 51
6.875 2,620.77 775,000.00
PORTOLA VALLEY CA 94028 2 12/10/98 00
812928 05 02/01/99 0
812928 O 01/01/29
0
1860317 111/111 F 479,600.00 ZZ
360 479,600.00 1
3645 VALLEY MEADOW ROAD 7.000 3,190.79 80
6.750 3,190.79 599,500.00
SHERMAN OAKS CA 91403 1 12/11/98 00
682817067 05 02/01/99 0
682817067 O 01/01/29
0
1860332 543/543 F 314,000.00 ZZ
360 313,508.60 1
19 EATON COURT 7.250 2,142.04 80
7.000 2,142.04 392,500.00
WELLESLEY MA 02181 1 10/19/98 00
7210658364 05 12/01/98 0
7210658364 O 11/01/28
0
1860340 543/543 F 264,303.00 ZZ
360 263,680.14 1
LOT 62 44 RUSSELL'S WAY 7.250 1,803.20 90
7.000 1,803.20 293,670.00
WESTFORD MA 01886 1 09/25/98 10
7210541288 05 11/01/98 25
7210541288 O 10/01/28
0
1860350 E82/G01 F 302,000.00 ZZ
360 302,000.00 1
7221 WOLVERINE STREET 7.125 2,034.63 89
6.875 2,034.63 340,000.00
WENTURA CA 93003 2 12/23/98 04
0400157186 05 02/01/99 25
0400157186 O 01/01/29
0
1
1860382 111/111 F 252,000.00 ZZ
360 252,000.00 1
803 TUNBRIDGE ROAD 7.500 1,762.02 48
7.250 1,762.02 536,000.00
DANVILLE CA 94526 2 12/02/98 00
697000806016 03 02/01/99 0
697000806016 O 01/01/29
0
1860384 111/111 F 300,000.00 ZZ
360 300,000.00 1
2824 GARDEN CREEK CIRCLE 7.250 2,046.53 90
7.000 2,046.53 334,000.00
PLEASANTON CA 94588 1 12/11/98 04
679000805484 09 02/01/99 25
679000805484 O 01/01/29
0
1860387 F88/G01 F 430,000.00 ZZ
360 430,000.00 1
2855 FRONTERA WAY 7.000 2,860.80 70
6.750 2,860.80 620,000.00
BURLINGAME CA 94010 5 12/04/98 00
0431167964 05 02/01/99 0
98100746 O 01/01/29
0
1860405 F88/G01 F 409,500.00 ZZ
360 409,500.00 1
35 LOMITA DRIVE 7.000 2,724.41 70
6.750 2,724.41 585,000.00
MILL VALLEY CA 94941 5 12/21/98 00
0431162205 05 02/01/99 0
98120022 O 01/01/29
0
1860433 356/G01 F 426,000.00 ZZ
360 426,000.00 1
533 LOWER VINTNERS CIRCLE 7.250 2,906.08 47
7.000 2,906.08 921,000.00
FREMONT CA 94539 2 12/08/98 00
0431161066 05 02/01/99 0
2621621 O 01/01/29
0
1860451 201/G01 F 603,000.00 T
360 603,000.00 1
1
2352 OCEAN ROAD EAST BEACH ST 6.875 3,961.29 64
6.625 3,961.29 950,000.00
SIMMONS ISLAND GA 31522 2 12/22/98 00
0431167311 03 02/01/99 0
602264 O 01/01/29
0
1860456 201/G01 F 344,000.00 ZZ
360 343,718.02 1
134 LAURA LANE 7.000 2,288.65 80
6.750 2,288.65 430,000.00
FAYETTEVILLE GA 30215 2 12/04/98 00
0431166933 05 01/01/99 0
205246 O 12/01/28
0
1860462 201/G01 F 278,600.00 ZZ
360 278,130.53 1
3161 WILLOW GREEN COURT COURT 6.875 1,830.21 79
6.625 1,830.21 357,000.00
DULUTH GA 30096 2 10/30/98 00
0431167022 05 12/01/98 0
505155 O 11/01/28
0
1860472 201/G01 F 259,650.00 ZZ
360 259,650.00 1
907 ANACAPPA COURT 7.000 1,727.46 79
6.750 1,727.46 330,000.00
PEACHTREE CITY GA 30269 1 12/18/98 00
0431166867 05 02/01/99 0
205114 O 01/01/29
0
1860473 B57/G01 F 270,000.00 ZZ
360 270,000.00 1
4656 VAN NOORD AVENUE 7.375 1,864.83 74
(SHERMAN OAKS AREA) 7.125 1,864.83 369,000.00
LOS ANGELES CA 91423 5 12/15/98 00
0431161215 05 02/01/99 0
9814811 O 01/01/29
0
1860475 356/G01 F 260,000.00 ZZ
360 260,000.00 1
2443 STIRRUP COURT 7.250 1,773.66 65
7.000 1,773.66 405,000.00
WALNUT CREEK CA 94596 2 12/04/98 00
0431161371 05 02/01/99 0
1
2617108 O 01/01/29
0
1860478 B57/G01 F 392,000.00 ZZ
360 392,000.00 1
22738 SYLVAN STREET 7.500 2,740.93 80
(WOODLAND HILLS AREA) 7.250 2,740.93 490,000.00
LOS ANGELES CA 91367 1 12/24/98 00
0431160787 05 02/01/99 0
9821574 O 01/01/29
0
1860483 201/G01 F 245,300.00 ZZ
360 245,300.00 1
2110 DOUBLE CREEK LANE 6.875 1,611.45 95
6.625 1,611.45 258,212.00
ALPHARETTA GA 30004 1 12/23/98 04
0431167097 05 02/01/99 30
505358 O 01/01/29
0
1860487 F18/G01 F 51,000.00 ZZ
360 51,000.00 1
370 IMPERIAL WAY #130 7.375 352.25 57
7.125 352.25 91,000.00
DALY CITY CA 94014 1 12/17/98 00
0431169317 01 02/01/99 0
R00417 O 01/01/29
0
1860492 201/G01 F 293,000.00 ZZ
360 293,000.00 1
300 WHEATRIDE DRIVE 6.875 1,924.81 75
6.625 1,924.81 393,000.00
ROSWELL GA 30075 2 12/23/98 00
0431166750 03 02/01/99 0
602234 O 01/01/29
0
1860496 201/G01 F 370,000.00 ZZ
360 369,345.30 1
3493 HIGH GROVE WAY 6.625 2,369.16 80
6.375 2,369.16 466,994.00
ATLANTA GA 30319 1 10/09/98 00
0431166958 03 12/01/98 0
505004 O 11/01/28
0
1
1860501 201/G01 F 565,000.00 ZZ
360 565,000.00 1
15 OLD MARYLAND CHASE 6.750 3,664.58 80
6.500 3,664.58 710,000.00
ATLANTA GA 30327 2 12/21/98 00
0431166818 05 02/01/99 0
407295 O 01/01/29
0
1860503 201/G01 F 320,000.00 ZZ
360 320,000.00 1
3030 BELLINGRATH BOULEVARD 6.750 2,075.52 79
6.500 2,075.52 410,000.00
ROSWELL GA 30076 2 12/23/98 00
0431166875 03 02/01/99 0
602268 O 01/01/29
0
1860505 201/G01 F 379,800.00 ZZ
360 379,800.00 1
3465 SPALDING DRIVE 6.750 2,463.38 90
6.500 2,463.38 422,500.00
DUNWOODY GA 30350 1 12/29/98 04
0431166925 05 02/01/99 25
407419 O 01/01/29
0
1860508 201/G01 F 384,000.00 ZZ
360 383,352.93 1
210 JUPITER HILLS POINTE 6.875 2,522.61 68
6.625 2,522.61 565,000.00
DULUTH GA 30097 2 10/23/98 00
0431166891 03 12/01/98 0
505144 O 11/01/28
0
1860509 201/G01 F 270,750.00 ZZ
360 270,750.00 1
942 BARTON WOODS ROAD 6.875 1,778.64 95
6.625 1,778.64 285,000.00
ATLANTA GA 30307 1 12/15/98 14
0431166917 05 02/01/99 30
109681 O 01/01/29
0
1860560 356/G01 F 485,500.00 ZZ
360 485,500.00 1
44393 VIEW POINT CIRCLE 7.250 3,311.97 64
7.000 3,311.97 760,000.00
1
FREMONT CA 94539 5 12/08/98 00
0431162304 05 02/01/99 0
2601326 O 01/01/29
0
1860576 356/G01 F 360,500.00 ZZ
360 360,500.00 1
2157 INVERNESS COURT 7.250 2,459.25 70
7.000 2,459.25 515,000.00
PLEASANTON CA 94588 2 12/07/98 00
0431162320 03 02/01/99 0
2622561 O 01/01/29
0
1860586 685/G01 F 217,600.00 ZZ
360 217,600.00 1
30021 WHITECAP 7.125 1,466.02 80
6.875 1,466.02 272,000.00
LAGUNA NIGUEL CA 92677 1 12/23/98 00
0431165596 03 02/01/99 0
116852 O 01/01/29
0
1860596 356/G01 F 274,000.00 ZZ
360 274,000.00 1
523 BAYVIEW AVENUE 7.250 1,869.17 67
7.000 1,869.17 410,000.00
MILLBRAE CA 94030 2 12/07/98 00
0431160431 05 02/01/99 0
2623742 O 01/01/29
0
1860601 356/G01 F 290,000.00 ZZ
360 290,000.00 1
38122 MILA CT 7.375 2,002.96 64
7.125 2,002.96 460,000.00
FREMONT CA 94536 5 12/11/98 00
0431160464 05 02/01/99 0
2712123 O 01/01/29
0
1860606 L49/G01 F 421,300.00 ZZ
360 421,300.00 1
1557 EMERALD LANE 7.125 2,838.38 80
6.875 2,838.38 526,633.00
DIAMOND BAR CA 91765 1 12/23/98 00
0431173798 03 02/01/99 0
10001073 O 01/01/29
0
1
1860612 L49/G01 F 482,050.00 ZZ
360 482,050.00 1
2205 NORTH GRANDVIEW ROAD 7.125 3,247.66 80
6.875 3,247.66 602,604.00
ORANGE CA 92867 1 12/22/98 00
0431169523 03 02/01/99 0
10001146 O 01/01/29
0
1860619 G81/G01 F 280,000.00 ZZ
360 280,000.00 1
13925 SW 107 COURT 7.500 1,957.80 74
7.250 1,957.80 381,000.00
MIAMI FL 33176 5 12/21/98 00
0431163369 05 02/01/99 0
021811155 O 01/01/29
0
1860640 624/G01 F 320,000.00 ZZ
360 320,000.00 1
3605 MISTY CREEK DRIVE 6.750 2,075.51 78
6.500 2,075.51 414,500.00
AUSTIN TX 78735 1 12/18/98 00
0431162940 03 02/01/99 0
82000180206 O 01/01/29
0
1860641 944/G01 F 312,000.00 ZZ
360 312,000.00 1
2665 MIDDLEBOROUGH CIRCLE 6.875 2,049.62 77
6.625 2,049.62 410,000.00
SAN JOSE CA 95132 2 12/11/98 00
0431163682 05 02/01/99 0
16843 O 01/01/29
0
1860644 944/G01 F 281,000.00 ZZ
360 281,000.00 1
401 TIERRA DEL SOL 7.000 1,869.50 71
6.750 1,869.50 396,000.00
HOLLISTER CA 95023 2 12/11/98 00
0431163617 05 02/01/99 0
16897 O 01/01/29
0
1860647 893/G01 F 306,000.00 ZZ
360 306,000.00 1
1
2898 LONE JACK ROAD 7.000 2,035.83 57
6.750 2,035.83 540,000.00
ENCINITAS CA 92024 2 12/16/98 00
0431163419 05 02/01/99 0
98120560 O 01/01/29
0
1860698 685/G01 F 242,100.00 ZZ
360 242,100.00 1
37 BERLAMO 7.250 1,651.55 70
7.000 1,651.55 345,898.00
RANCHO SANTA MA CA 92688 1 12/17/98 00
0431167360 03 02/01/99 0
116660 O 01/01/29
0
1860713 196/G01 F 431,200.00 ZZ
360 431,200.00 1
6949 BROOKFORD DRIVE 7.500 3,015.02 80
7.250 3,015.02 539,000.00
RANCHO PALOS VE CA 90275 1 12/08/98 00
0431168806 05 02/01/99 0
1226118 O 01/01/29
0
1860715 196/G01 F 376,000.00 ZZ
360 376,000.00 1
3393 CHEVY CHASE DRIVE 7.625 2,661.31 80
7.375 2,661.31 470,000.00
GLENDALE CA 91206 1 12/09/98 00
0431159383 05 02/01/99 0
1226810 O 01/01/29
0
1860717 196/G01 F 288,750.00 ZZ
360 288,750.00 1
1219 LINDEN AVENUE 7.000 1,921.07 75
6.750 1,921.07 385,000.00
GLENDALE CA 91201 5 12/02/98 00
0431159227 05 02/01/99 0
1218315 O 01/01/29
0
1860728 196/G01 F 278,500.00 ZZ
360 278,282.73 1
42628 SHOREHAM PARK COURT 7.250 1,899.87 90
7.000 1,899.87 311,000.00
FREMONT CA 94538 2 11/20/98 14
0431159334 05 01/01/99 25
1
1215079 O 12/01/28
0
1860883 356/G01 F 322,000.00 ZZ
360 322,000.00 1
4313 LISA DR. 7.250 2,196.61 77
7.000 2,196.61 420,000.00
UNION CITY CA 94587 2 12/08/98 00
0431161793 05 02/01/99 0
2637205 O 01/01/29
0
1860887 685/G01 F 254,800.00 ZZ
360 254,800.00 1
20 REDBERRY 7.000 1,695.19 80
6.750 1,695.19 318,500.00
IRVINE CA 92620 1 12/24/98 00
0431163864 01 02/01/99 0
116673 O 01/01/29
0
1860897 356/G01 F 250,000.00 ZZ
360 250,000.00 1
41946 VIA SAN CARLOS 7.375 1,726.69 53
7.125 1,726.69 480,000.00
FREMONT CA 94539 5 12/15/98 00
0431161900 05 02/01/99 0
2678969 O 01/01/29
0
1860900 356/G01 F 354,500.00 ZZ
360 354,500.00 1
3874 SHEFFIELD CIRCLE 7.250 2,418.32 65
7.000 2,418.32 550,000.00
DANVILLE CA 94506 2 12/14/98 00
0431161462 03 02/01/99 0
2653228 O 01/01/29
0
1860901 356/G01 F 320,000.00 ZZ
360 320,000.00 1
126 14TH AVENUE 7.375 2,210.17 73
7.125 2,210.17 440,000.00
SAN MATEO CA 94402 5 12/14/98 00
0431161355 05 02/01/99 0
2649226 O 01/01/29
0
1
1860958 811/G01 F 262,800.00 ZZ
360 262,800.00 1
1184 PINE AVENUE 7.500 1,837.54 73
7.250 1,837.54 360,000.00
SAN JOSE CA 95125 2 12/18/98 00
0431165224 05 02/01/99 0
FM02207809 O 01/01/29
0
1860959 811/G01 F 210,800.00 ZZ
360 210,800.00 1
385 HERRICK AVENUE 7.000 1,402.46 80
6.750 1,402.46 263,500.00
SAN JOSE CA 95123 1 12/17/98 00
0431165554 05 02/01/99 0
FM02208397 O 01/01/29
0
1860967 964/G01 F 340,000.00 ZZ
360 340,000.00 1
31792 FLORENCE AVENUE 7.125 2,290.64 80
6.875 2,290.64 425,000.00
LAGUNA BEACH CA 92651 1 12/18/98 00
0431163765 05 02/01/99 0
47304 O 01/01/29
0
1860975 964/G01 F 258,000.00 ZZ
360 258,000.00 1
69 ANGELA AVENUE 7.000 1,716.48 67
6.750 1,716.48 390,000.00
SAN ANSELMO CA 94960 2 12/18/98 00
0431167402 05 02/01/99 0
47038 O 01/01/29
0
1860979 964/G01 F 353,000.00 ZZ
360 353,000.00 1
64 ALMENAR DRIVE 6.875 2,318.96 68
6.625 2,318.96 520,000.00
GREENBRAE CA 94904 2 12/18/98 00
0431165190 05 02/01/99 0
47662 O 01/01/29
0
1860981 201/G01 F 386,000.00 ZZ
360 386,000.00 1
5400 OCEAN BLVD #22 7.375 2,666.01 78
7.125 2,666.01 495,000.00
1
SARASOTA FL 34242 2 12/18/98 00
0431166859 01 02/01/99 0
5491347208 O 01/01/29
0
1860987 201/G01 F 247,500.00 ZZ
360 247,500.00 1
1114 BOWRIE CHASE 6.875 1,625.90 90
6.625 1,625.90 275,050.00
POWDER SPRINGS GA 30127 1 12/08/98 14
0431166834 09 02/01/99 25
911666 O 01/01/29
0
1861000 964/G01 F 339,600.00 ZZ
360 339,600.00 1
146 TRELLIS DRIVE 6.750 2,202.64 80
6.500 2,202.64 425,000.00
SAN RAFAEL CA 94903 5 12/18/98 00
0431163500 05 02/01/99 0
47404 O 01/01/29
0
1861010 964/G01 F 310,000.00 ZZ
360 310,000.00 1
455 ARLINGTON AVENUE 6.875 2,036.48 76
6.625 2,036.48 410,000.00
BERKELEY CA 94707 2 12/18/98 00
0431163633 05 02/01/99 0
47399 O 01/01/29
0
1861015 964/G01 F 252,000.00 ZZ
360 252,000.00 1
11802 DAVENPORT ROAD 7.250 1,719.08 80
7.000 1,719.08 315,000.00
LOS ALAMITOS (A CA 90720 1 12/16/98 00
0431162015 05 02/01/99 0
42723 O 01/01/29
0
1861026 J53/J53 F 349,600.00 ZZ
360 349,600.00 1
12044 E GORDENROD DRIVE 7.750 2,504.58 76
7.500 2,504.58 460,000.00
GARDENDALE TX 79758 5 12/03/98 00
230082339 05 02/01/99 0
230082339 O 01/01/29
0
1
1861042 387/G01 F 196,800.00 ZZ
360 196,301.14 1
300 BRIDLEWOOD NORTH 6.875 1,292.83 80
6.625 1,292.83 246,000.00
COLLEYVILLE TX 76034 2 10/23/98 00
0431166180 03 12/01/98 0
0001562404 O 11/01/28
0
1861055 387/G01 F 227,300.00 ZZ
360 226,723.84 1
721 BRYSON WAY 6.875 1,493.20 80
6.625 1,493.20 284,184.00
SOUTHLAKE TX 76092 1 10/23/98 00
0431161959 03 12/01/98 0
0001555937 O 11/01/28
0
1861104 964/G01 F 275,000.00 ZZ
360 275,000.00 1
32416 NEW HARBOR WAY 7.000 1,829.58 61
6.750 1,829.58 453,000.00
UNION CITY CA 94587 1 12/09/98 00
0431166792 05 02/01/99 0
46888 O 01/01/29
0
1861112 964/G01 F 460,000.00 ZZ
360 460,000.00 1
30 TERRA TERESA 6.875 3,021.87 80
6.625 3,021.87 576,000.00
LAFAYETTE CA 94549 1 12/15/98 00
0431160415 05 02/01/99 0
47801 O 01/01/29
0
1861141 956/G01 F 352,000.00 ZZ
360 352,000.00 1
169 WARREN DRIVE 7.000 2,341.86 75
6.750 2,341.86 470,000.00
SAN FRANCISCO CA 94131 5 12/11/98 00
0431165109 05 02/01/99 0
808101789 O 01/01/29
0
1861145 685/G01 F 269,000.00 ZZ
360 269,000.00 1
1
2 CHARTHOUSE COVE 7.375 1,857.92 75
7.125 1,857.92 358,711.00
BUENA PARK CA 90621 1 12/22/98 00
0431167816 03 02/01/99 0
116426 O 01/01/29
0
1861159 E85/G01 F 174,000.00 ZZ
360 174,000.00 1
1632 JOAN DRIVE 7.000 1,157.63 75
6.750 1,157.63 232,000.00
PETALUMA CA 94954 1 12/15/98 00
0431164011 05 02/01/99 0
9604335 O 01/01/29
0
1861166 E85/G01 F 625,000.00 ZZ
360 625,000.00 1
25 BROOKSIDE COURT 7.125 4,210.74 79
6.875 4,210.74 800,000.00
NOVATO CA 94947 2 12/11/98 00
0431166990 05 02/01/99 0
9604247 O 01/01/29
0
1861202 964/G01 F 244,800.00 ZZ
360 244,800.00 1
941 SOUTH SEDONA LANE 7.125 1,649.26 80
6.875 1,649.26 306,000.00
ANAHEIM CA 92808 1 12/22/98 00
0431163187 03 02/01/99 0
48015 O 01/01/29
0
1861223 196/G01 F 256,500.00 ZZ
360 256,500.00 1
5445 RIVERLAKE ROAD 7.500 1,793.49 95
7.250 1,793.49 270,000.00
DISCOVERY BAY CA 94514 1 12/18/98 12
0431160597 03 02/01/99 30
1229999 O 01/01/29
0
1861227 196/G01 F 274,000.00 ZZ
360 274,000.00 1
7353 FORSUM ROAD 7.000 1,822.93 79
6.750 1,822.93 350,000.00
SAN JOSE CA 95138 5 12/14/98 00
0431161181 05 02/01/99 0
1
1226540 O 01/01/29
0
1861230 196/G01 F 319,000.00 ZZ
360 319,000.00 1
11595 QUINALT POINT 7.125 2,149.17 80
6.875 2,149.17 398,900.00
SAN DIEGO CA 92131 1 12/08/98 00
0431166107 03 02/01/99 0
1216385 O 01/01/29
0
1861236 964/G01 F 328,000.00 ZZ
360 328,000.00 1
5515 PASEO TORTUGA 7.000 2,182.19 80
6.750 2,182.19 410,000.00
YORBA LINDA CA 92887 1 12/17/98 00
0431163245 05 02/01/99 0
34426 O 01/01/29
0
1861242 964/G01 F 550,000.00 ZZ
360 550,000.00 1
5650 SAN ELIJO 7.125 3,705.45 32
6.875 3,705.45 1,750,000.00
RANCHO SANTA FE CA 92067 5 12/17/98 00
0431165232 05 02/01/99 0
44963 O 01/01/29
0
1861256 964/G01 F 600,000.00 ZZ
360 600,000.00 1
134 MAESTRO ROAD 7.125 4,042.31 52
6.875 4,042.31 1,165,000.00
NOVATO CA 94947 5 12/11/98 00
0431165547 05 02/01/99 0
45405 O 01/01/29
0
1861259 964/G01 F 260,000.00 ZZ
360 260,000.00 1
901 ANDOVER DRIVE 7.375 1,795.76 72
7.125 1,795.76 365,000.00
BURBANK CA 91504 5 12/18/98 00
0431165505 05 02/01/99 0
43317 O 01/01/29
0
1
1861260 964/G01 F 262,000.00 ZZ
360 262,000.00 1
6647 FORESTLAND WAY 7.125 1,765.14 80
6.875 1,765.14 327,500.00
OAKLAND CA 94611 1 12/29/98 00
0431166149 05 02/01/99 0
48717 O 01/01/29
0
1861262 964/G01 F 309,600.00 ZZ
360 309,600.00 1
3621 CAMELIA STREET 7.000 2,059.78 80
6.750 2,059.78 387,000.00
SEAL BEACH CA 90740 1 12/16/98 00
0431163799 05 02/01/99 0
46800 O 01/01/29
0
1861274 964/G01 F 193,600.00 ZZ
360 193,600.00 1
656 CHERRY STREET 7.500 1,353.68 80
7.250 1,353.68 242,000.00
NOVATO CA 94945 1 12/23/98 00
0431162072 05 02/01/99 0
45375 O 01/01/29
0
1861279 964/G01 F 365,000.00 ZZ
360 365,000.00 1
618 EAST DESERT CANYON ROAD 6.875 2,397.79 69
6.625 2,397.79 531,000.00
BREA CA 92821 1 12/18/98 00
0431161629 03 02/01/99 0
44439 O 01/01/29
0
1861417 356/G01 F 300,000.00 ZZ
360 300,000.00 1
3301 TRACY DRIVE 7.375 2,072.03 72
7.125 2,072.03 420,000.00
SANTA CLARA CA 95051 5 12/07/98 00
0431165356 05 02/01/99 0
2640100 O 01/01/29
0
1861445 N85/G01 F 424,000.00 ZZ
360 424,000.00 1
9581 STUART LANE 7.125 2,856.57 80
6.875 2,856.57 530,000.00
1
(BEVERLY HILLS CA 90210 1 12/29/98 00
0431169507 05 02/01/99 0
11761753 O 01/01/29
0
1861472 964/G01 F 275,000.00 ZZ
360 274,525.12 1
102 HARVARD DRIVE 6.750 1,783.64 55
6.500 1,783.64 500,000.00
LARKSPUR CA 94939 2 10/26/98 00
0431165836 05 12/01/98 0
43532 O 11/01/28
0
1861478 964/G01 F 305,000.00 ZZ
360 304,498.54 1
210 RUTLEDGE STREET 7.000 2,029.17 68
6.750 2,029.17 453,000.00
SAN FRANCISCO CA 94110 5 10/29/98 00
0431165794 05 12/01/98 0
43728 O 11/01/28
0
1861480 964/G01 F 350,000.00 ZZ
360 348,981.25 1
141 BAHAMA REEF 7.000 2,328.56 74
6.750 2,328.56 475,000.00
NOVATO CA 94949 5 10/27/98 00
0431165604 05 12/01/98 0
43553 O 11/01/28
0
1861484 964/G01 F 236,000.00 ZZ
360 235,621.42 1
2107 MEADOWVIEW DRIVE 7.125 1,589.98 80
6.875 1,589.98 295,000.00
PETALUMA CA 94954 1 10/19/98 00
0431166099 03 12/01/98 0
42560 O 11/01/28
0
1861492 L49/G01 F 520,000.00 ZZ
360 520,000.00 1
3 MARISOL 7.000 3,459.57 80
6.750 3,459.57 650,000.00
NEWPORT COAST A CA 92657 1 12/16/98 00
0431168525 03 02/01/99 0
10001349 O 01/01/29
0
1
1861493 964/G01 F 295,000.00 ZZ
360 294,549.68 1
1103 SOUTH DANIEL WAY 7.375 2,037.49 70
7.125 2,037.49 425,000.00
SAN JOSE CA 95128 2 10/27/98 00
0431165646 05 12/01/98 0
43795 O 11/01/28
0
1861518 201/G01 F 380,000.00 ZZ
360 379,343.80 1
52 BUCKINGHAM DRIVE 6.750 2,464.67 89
6.500 2,464.67 431,154.00
THE TWP OF MONT NJ 08502 1 10/30/98 04
0431167048 05 12/01/98 25
1309010906 O 11/01/28
0
1861547 356/G01 F 385,000.00 ZZ
360 385,000.00 1
3063 WAVERLEY STREET 7.500 2,691.98 70
7.250 2,691.98 550,000.00
PALO ALTO CA 94306 5 12/04/98 00
0431164813 05 02/01/99 0
2616746 O 01/01/29
0
1861562 196/G01 F 248,000.00 ZZ
360 248,000.00 1
837 S ORANGE DRIVE 7.000 1,649.96 80
6.750 1,649.96 310,000.00
LOS ANGELES CA 90036 1 12/07/98 00
0431168814 05 02/01/99 0
1226349 O 01/01/29
0
1861578 196/G01 F 342,000.00 ZZ
360 342,000.00 1
2501 MARTINGAIL DRIVE 7.250 2,333.05 89
7.000 2,333.05 385,000.00
COVINA CA 91724 2 12/17/98 12
0431168855 05 02/01/99 25
1223795 O 01/01/29
0
1861579 K08/G01 F 265,600.00 ZZ
360 265,600.00 1
1
465 GRIDLEY ROAD 7.125 1,789.40 80
6.875 1,789.40 332,000.00
OJAI CA 93023 1 12/21/98 00
0411198070 05 02/01/99 0
411198070 O 01/01/29
0
1861581 196/G01 F 280,000.00 ZZ
360 280,000.00 1
28116 RIDGEFOREST COURT 7.250 1,910.10 89
7.000 1,910.10 315,000.00
RANCHO PALOS VE CA 90275 1 12/21/98 10
0431169168 01 02/01/99 25
1230405 O 01/01/29
0
1861588 196/G01 F 310,000.00 ZZ
360 310,000.00 1
139 MANGELS AVENUE 7.000 2,062.44 80
6.750 2,062.44 390,000.00
SAN FRANCISCO CA 94131 5 12/02/98 00
0431162817 05 02/01/99 0
1210470 O 01/01/29
0
1861589 196/G01 F 270,000.00 ZZ
360 270,000.00 1
24031 ST MORITZ DRIVE 7.500 1,887.88 73
7.250 1,887.88 370,000.00
SANTA CLARITA CA 91355 1 12/07/98 00
0431165562 03 02/01/99 0
1226867 O 01/01/29
0
1861595 196/G01 F 244,400.00 ZZ
360 244,400.00 1
126 MADELIA PLACE 7.250 1,667.24 80
7.000 1,667.24 305,500.00
SAN RAMON CA 94583 1 12/11/98 00
0431162726 05 02/01/99 0
1186722 O 01/01/29
0
1861601 196/G01 F 384,000.00 ZZ
360 384,000.00 1
2242 TERRAZA PLACE 7.375 2,652.20 80
7.125 2,652.20 480,000.00
FULLERTON CA 92835 5 12/07/98 00
0431162882 05 02/01/99 0
1
1223449 O 01/01/29
0
1861617 420/G01 F 221,600.00 ZZ
360 221,600.00 1
38112 YOUNG DRIVE 7.000 1,474.32 80
6.750 1,474.32 277,000.00
FREMONT CA 94536 1 12/22/98 00
0431163542 05 02/01/99 0
0000396275 O 01/01/29
0
1861621 420/G01 F 510,000.00 ZZ
360 510,000.00 1
33 VINEYARD VIEW 7.000 3,393.05 70
6.750 3,393.05 737,000.00
NAPA CA 94599 1 12/07/98 00
0431163815 05 02/01/99 0
0000400085 O 01/01/29
0
1861646 944/G01 F 315,000.00 ZZ
360 315,000.00 1
41239 JOYCE AVENUE 7.125 2,122.21 90
6.875 2,122.21 350,000.00
FREMONT CA 94539 1 12/23/98 11
0431165018 05 02/01/99 25
981200151 O 01/01/29
0
1861693 E82/G01 F 271,500.00 ZZ
360 271,500.00 1
3088 SUNSET LANE 7.250 1,852.11 75
7.000 1,852.11 365,000.00
LAKESIDE AZ 85929 2 12/30/98 00
0400170593 05 02/01/99 0
1517735 O 01/01/29
0
1861813 E82/G01 F 335,700.00 ZZ
360 335,700.00 1
1002 DIAMOND OAKS COURT 7.125 2,261.67 90
6.875 2,261.67 373,000.00
BEL AIR MD 21014 2 12/30/98 04
0400171443 03 02/01/99 25
1607897 O 01/01/29
0
1
1861911 811/G01 F 273,000.00 ZZ
360 273,000.00 1
541 GREENWICH STREET 7.250 1,862.34 76
7.000 1,862.34 360,000.00
PETALUMA CA 94954 2 12/15/98 00
0431164318 05 02/01/99 0
FM02104637 O 01/01/29
0
1861920 811/G01 F 284,800.00 ZZ
360 284,800.00 1
144 S THIRD STREET #241 7.125 1,918.75 80
6.875 1,918.75 356,000.00
SAN JOSE CA 95112 2 12/21/98 00
0431164235 01 02/01/99 0
FM02208147 O 01/01/29
0
1861927 811/G01 F 400,000.00 ZZ
360 400,000.00 1
120 SCENIC AVENUE 7.000 2,661.21 77
6.750 2,661.21 520,000.00
PIEDMONT CA 94611 1 12/22/98 00
0431164334 05 02/01/99 0
FM02104612 O 01/01/29
0
1861929 811/G01 F 378,750.00 ZZ
360 378,750.00 1
511 BAYSWATER AVENUE 7.000 2,519.83 75
6.750 2,519.83 505,000.00
BURLINGTON CA 94010 5 12/21/98 00
0431164326 05 02/01/99 0
FM02208162 O 01/01/29
0
1861938 811/G01 F 363,200.00 ZZ
360 363,200.00 1
1425 CALLE ALEGRE 7.000 2,416.38 80
6.750 2,416.38 454,000.00
SAN JOSE CA 95120 1 12/24/98 00
0431164219 05 02/01/99 0
FM02208327 O 01/01/29
0
1861993 811/G01 F 600,000.00 ZZ
360 600,000.00 1
102 PEAKE PLACE 7.250 4,093.06 63
7.000 4,093.06 965,000.00
1
ALAMO CA 94507 1 12/23/98 00
0431166727 03 02/01/99 0
FM00203291 O 01/01/29
0
1862014 966/G01 F 393,600.00 ZZ
360 393,600.00 1
2901 EDGEWOOD LANE 6.875 2,585.67 80
6.625 2,585.67 492,000.00
COLLEYVILLE TX 76034 1 12/24/98 00
0431164714 05 02/01/99 0
30009272 O 01/01/29
0
1862047 026/G01 F 393,500.00 ZZ
360 393,500.00 1
893 CRAIGMONT 7.000 2,617.97 66
6.750 2,617.97 600,000.00
CONCORD NC 28027 2 12/21/98 00
0431165463 03 02/01/99 0
0200452258 O 01/01/29
0
1862053 964/G01 F 300,000.00 ZZ
360 300,000.00 1
31962 MOUNT RAINIER DRIVE 7.000 1,995.91 79
6.750 1,995.91 380,000.00
LAGUNA NIGUEL CA 92677 1 12/24/98 00
0431167469 05 02/01/99 0
44175 O 01/01/29
0
1862057 964/G01 F 490,000.00 ZZ
360 488,712.92 1
2525 POPPY DRIVE 7.000 3,259.98 55
6.750 3,259.98 900,000.00
BURLINGAME CA 94010 2 10/21/98 00
0431167543 05 12/01/98 0
43565 O 11/01/28
0
1862061 964/G01 F 448,000.00 ZZ
360 448,000.00 1
5520 CAMINO DE BRYANT 7.125 3,018.26 80
6.875 3,018.26 560,000.00
YORBA LINDA CA 92887 1 12/29/98 00
0431167436 05 02/01/99 0
47438 O 01/01/29
0
1
1862065 964/G01 F 366,000.00 ZZ
360 365,398.23 1
60 OXFORD COURT 7.000 2,435.01 74
6.750 2,435.01 497,500.00
PETALUMA CA 94952 2 10/26/98 00
0431167071 05 12/01/98 0
43574 O 11/01/28
0
1862072 964/G01 F 378,200.00 ZZ
360 378,200.00 1
40 MANCERA 7.125 2,548.00 80
6.875 2,548.00 472,865.00
RANCHO SANTA MA CA 92688 1 12/24/98 00
0431167998 05 02/01/99 0
48394 O 01/01/29
0
1862073 356/G01 F 304,998.00 ZZ
360 304,998.00 1
326 BLUBERRY DRIVE 7.125 2,054.83 63
6.875 2,054.83 490,000.00
SCOTTS VALLEY CA 95066 2 12/09/98 00
0431165067 05 02/01/99 0
2708907 O 01/01/29
0
1862074 964/G01 F 364,000.00 ZZ
360 364,000.00 1
201 URBANO DRIVE 6.500 2,300.73 80
6.250 2,300.73 455,000.00
SAN FRANCISCO CA 94127 1 12/23/98 00
0431167741 05 02/01/99 0
47654 O 01/01/29
0
1862077 964/G01 F 180,700.00 ZZ
360 180,700.00 1
19541 HIGHRIDGE WAY 7.125 1,217.41 75
6.875 1,217.41 241,000.00
TRABUCO CANYON CA 92679 2 12/21/98 00
0431167451 09 02/01/99 0
47966 O 01/01/29
0
1862079 356/G01 F 309,000.00 ZZ
360 309,000.00 1
1
1455 MAGNOLIA AVENUE 7.125 2,081.80 66
6.875 2,081.80 475,000.00
SAN CARLOS CA 94070 2 12/18/98 00
0431165588 05 02/01/99 0
2682821 O 01/01/29
0
1862080 356/G01 F 250,000.00 ZZ
360 250,000.00 1
31241 SHOREBIRD DRIVE 7.125 1,684.30 66
6.875 1,684.30 383,000.00
UNION CITY CA 94587 2 12/10/98 00
0431164847 03 02/01/99 0
2644540 O 01/01/29
0
1862082 356/G01 F 261,000.00 ZZ
360 261,000.00 1
101 LIMA TERRACE 7.125 1,758.41 39
6.875 1,758.41 685,000.00
FREMONT CA 94539 2 12/18/98 00
0431165034 05 02/01/99 0
2662963 O 01/01/29
0
1862088 356/G01 F 261,000.00 ZZ
360 261,000.00 1
2011 PARK ROYAL DRIVE 7.125 1,758.41 42
6.875 1,758.41 630,000.00
SAN JOSE CA 95125 2 12/16/98 00
0431164789 05 02/01/99 0
2665883 O 01/01/29
0
1862101 196/G01 F 312,000.00 ZZ
360 312,000.00 1
24592 MONITA CIRCLE 7.000 2,075.75 73
6.750 2,075.75 430,000.00
LAGUNA NIGUEL CA 92677 2 12/21/98 00
0431163997 03 02/01/99 0
1227561 O 01/01/29
0
1862104 196/G01 F 320,000.00 ZZ
360 320,000.00 1
11455 SHADOW RANCH ROAD 7.375 2,210.17 80
7.125 2,210.17 400,000.00
LA MESA CA 91941 2 12/18/98 00
0431169259 03 02/01/99 0
1
1218333 O 01/01/29
0
1862108 196/G01 F 180,000.00 ZZ
360 180,000.00 1
2420 BURGOS COURT 7.250 1,227.92 80
7.000 1,227.92 225,000.00
CARLSBAD CA 92009 1 12/22/98 00
0431164615 01 02/01/99 0
1226550 O 01/01/29
0
1862111 196/G01 F 256,000.00 ZZ
360 256,000.00 1
14831 SUMAC AVENUE 7.250 1,746.38 80
7.000 1,746.38 320,000.00
IRVINE CA 92606 1 12/18/98 00
0431164557 03 02/01/99 0
1228561 O 01/01/29
0
1862116 196/G01 F 210,000.00 ZZ
360 210,000.00 1
9166 GREGORY STREET 7.625 1,486.37 62
7.375 1,486.37 340,000.00
CYPRESS CA 90630 5 12/08/98 00
0431163955 05 02/01/99 0
1180718 O 01/01/29
0
1862129 196/G01 F 380,250.00 ZZ
360 380,250.00 1
3397 FAIRVIEW LANE 7.000 2,529.82 90
6.750 2,529.82 425,000.00
VISTA CA 92084 2 12/09/98 12
0431164748 05 02/01/99 25
1213197 O 01/01/29
0
1862140 H47/G01 F 108,550.00 ZZ
360 108,550.00 1
3200 RAGING RIVER DRIVE 7.000 722.19 80
6.750 722.19 135,742.00
AUSTIN TX 78728 1 12/05/98 00
0431165638 05 02/01/99 0
160000256 O 01/01/29
0
1
1862147 685/G01 F 248,000.00 ZZ
360 248,000.00 1
17 JUNCTION COURT 7.000 1,649.96 80
6.750 1,649.96 310,000.00
COTO DE CAZA AR CA 92679 1 12/29/98 00
0431167055 03 02/01/99 0
116702 O 01/01/29
0
1862160 E87/G01 F 360,000.00 ZZ
360 360,000.00 1
584 DENTRO DRIVE 7.000 2,395.09 75
6.750 2,395.09 485,000.00
SANTA BARBARA CA 93111 5 12/22/98 00
0431164755 05 02/01/99 0
70001981 O 01/01/29
0
1862195 455/G01 F 310,000.00 ZZ
360 310,000.00 1
SHOALS FERRY ROAD 7.125 2,088.53 65
6.875 2,088.53 478,000.00
ROME GA 30161 4 12/31/98 00
0431167030 05 02/01/99 0
82772 O 01/01/29
0
1862198 196/G01 F 139,000.00 ZZ
360 139,000.00 1
5651 FONTAINE STREET 7.250 948.23 68
7.000 948.23 205,000.00
SAN DIEGO CA 92120 2 12/11/98 00
0431164573 05 02/01/99 0
1211708 O 01/01/29
0
1862199 E45/E45 F 255,600.00 ZZ
360 254,952.10 1
15 ROANOKE AVENUE 6.875 1,679.11 90
6.625 1,679.11 284,000.00
ATLANTA GA 30305 1 09/28/98 11
41553 05 11/01/98 25
41553 O 10/01/28
0
1862202 E87/G01 F 196,000.00 ZZ
360 196,000.00 1
1329 CROWN WAY 7.250 1,337.07 80
7.000 1,337.07 245,000.00
1
PASO ROBLES CA 93446 2 12/02/98 00
0431167790 05 02/01/99 0
70001862 O 01/01/29
0
1862204 196/G01 F 288,000.00 ZZ
360 288,000.00 1
28714 SOUTH MOUNT SHASTA DRIVE 7.000 1,916.08 80
6.750 1,916.08 360,000.00
RANCHO PALOS VE CA 90275 1 12/11/98 00
0431164532 05 02/01/99 0
1228863 O 01/01/29
0
1862207 E87/G01 F 510,000.00 ZZ
360 510,000.00 1
3517 ELM AVENUE 7.250 3,479.10 80
7.000 3,479.10 637,500.00
MANHATTAN BEACH CA 90266 1 12/22/98 00
0431167899 05 02/01/99 0
70001973 O 01/01/29
0
1862211 E45/E45 F 315,000.00 ZZ
360 314,239.81 1
3210 BYWATER TRAIL 7.125 2,122.21 90
6.875 2,122.21 350,000.00
ROSWELL GA 30075 1 09/28/98 04
41918 05 11/01/98 25
41918 O 10/01/28
0
1862212 624/G01 F 410,000.00 ZZ
360 410,000.00 1
2167 NORTH POINT STREET 7.000 2,727.74 60
6.750 2,727.74 690,000.00
SAN FRANCISCO CA 94123 5 12/23/98 00
0431168913 05 02/01/99 0
86500182283 O 01/01/29
0
1862214 196/G01 F 184,800.00 ZZ
360 184,800.00 1
6813 XANA WAY 7.500 1,292.15 70
7.250 1,292.15 264,000.00
CARLSBAD CA 92009 2 12/14/98 00
0431164565 03 02/01/99 0
1210088 O 01/01/29
0
1
1862220 196/G01 F 188,000.00 ZZ
360 188,000.00 1
16325 SWARTZ CANYON ROAD 7.125 1,266.60 80
6.875 1,266.60 235,000.00
RAMONA CA 92065 1 12/11/98 00
0431166230 03 02/01/99 0
1227374 O 01/01/29
0
1862221 196/G01 F 300,000.00 ZZ
360 300,000.00 1
324 ROLLING HILLS AVENUE 7.250 2,046.53 69
7.000 2,046.53 440,000.00
SAN MATEO CA 94403 5 12/02/98 00
0431164961 05 02/01/99 0
1221929 O 01/01/29
0
1862223 196/G01 F 372,000.00 ZZ
360 372,000.00 1
5331 EAST OCEAN BOULEVARD 7.500 2,601.08 80
7.250 2,601.08 465,000.00
LONG BEACH CA 90803 1 12/08/98 00
0431168020 05 02/01/99 0
1224891 O 01/01/29
0
1862225 196/G01 F 164,000.00 ZZ
360 164,000.00 1
3966 MAYFIELD STREET 7.250 1,118.77 69
7.000 1,118.77 240,000.00
NEWBURY PARK CA 91320 2 12/17/98 00
0431168566 05 02/01/99 0
1227870 O 01/01/29
0
1862227 196/G01 F 234,000.00 ZZ
360 234,000.00 1
405 CLEARVIEW DRIVE 7.250 1,596.30 53
7.000 1,596.30 445,000.00
LOS GATOS CA 95030 2 12/11/98 00
0431166776 09 02/01/99 0
1221199 O 01/01/29
0
1862231 196/G01 F 305,000.00 ZZ
360 305,000.00 1
1
929 CALLE AMABLE 7.375 2,106.56 80
7.125 2,106.56 385,000.00
GLENDALE CA 91208 2 12/14/98 00
0431165026 09 02/01/99 0
1226046 O 01/01/29
0
1862232 665/G01 F 438,900.00 ZZ
360 438,900.00 1
51 ASHBROOK PLACE 7.625 3,106.51 70
7.375 3,106.51 627,000.00
MORAGA CA 94556 5 12/23/98 00
0431168491 05 02/01/99 0
9801227302 O 01/01/29
0
1862233 196/G01 F 214,000.00 ZZ
360 214,000.00 1
17419 SYBRANDY AVENUE 7.125 1,441.76 66
6.875 1,441.76 325,000.00
CERRITOS CA 90703 2 12/09/98 00
0431166826 05 02/01/99 0
1222928 O 01/01/29
0
1862238 196/G01 F 342,000.00 ZZ
360 342,000.00 1
251 AMBER RIDGE LANE 7.250 2,333.05 90
7.000 2,333.05 380,000.00
WALNUT CA 91789 2 12/17/98 10
0431167212 05 02/01/99 25
1228902 O 01/01/29
0
1862241 196/G01 F 300,000.00 ZZ
360 300,000.00 1
4225 CERRITOS AVENUE 7.250 2,046.53 77
7.000 2,046.53 390,000.00
LONG BEACH CA 90807 2 12/08/98 00
0431164631 05 02/01/99 0
1224302 O 01/01/29
0
1862253 M07/G01 F 289,275.00 ZZ
360 289,275.00 1
1440 FOXRIDGE CIRCLE 7.500 2,022.65 95
7.250 2,022.65 304,500.00
AUBURN CA 95603 1 12/24/98 10
0431167444 05 02/01/99 30
1
HH0155 O 01/01/29
0
1862328 356/G01 F 271,500.00 ZZ
360 271,500.00 1
1789 TURDEAN WAY 7.375 1,875.19 75
7.125 1,875.19 365,000.00
SAN JOSE CA 95132 5 12/15/98 00
0431167006 05 02/01/99 0
2585925 O 01/01/29
0
1862331 356/G01 F 398,000.00 ZZ
360 398,000.00 1
908 BAYBERRY LANE 7.125 2,681.40 57
6.875 2,681.40 700,000.00
REDWOOD CITY CA 94065 2 12/10/98 00
0431165943 03 02/01/99 0
2680684 O 01/01/29
0
1862333 356/G01 F 349,000.00 ZZ
360 349,000.00 1
906 BOWEN AVE 7.125 2,351.28 80
6.875 2,351.28 437,000.00
SAN JOSE CA 95123 2 12/14/98 00
0431167642 05 02/01/99 0
2639201 O 01/01/29
0
1862341 356/G01 F 259,811.00 ZZ
360 259,811.00 1
35684 GOLDSMITH DRIVE 7.125 1,750.40 59
6.875 1,750.40 447,000.00
FREMONT CA 94536 2 12/10/98 00
0431166008 05 02/01/99 0
2637940 O 01/01/29
0
1862343 356/G01 F 290,000.00 ZZ
360 290,000.00 1
4153 GEORGIA AVE 7.250 1,978.32 32
7.000 1,978.32 920,000.00
PALO ALTO CA 94306 2 12/17/98 00
0431167089 05 02/01/99 0
2598001 O 01/01/29
0
1
1862349 356/G01 F 395,500.00 ZZ
360 395,500.00 1
3333 KENNETH DRIVE 7.250 2,698.01 70
7.000 2,698.01 565,000.00
PALO ALTO CA 94303 5 12/15/98 00
0431167188 05 02/01/99 0
2666006 O 01/01/29
0
1862356 356/G01 F 252,000.00 ZZ
360 252,000.00 1
48 LONGWOOD COURT 7.125 1,697.78 71
6.875 1,697.78 355,000.00
SAN RAMON CA 94583 2 12/15/98 00
0431167345 03 02/01/99 0
2655322 O 01/01/29
0
1862361 356/G01 F 252,000.00 ZZ
360 252,000.00 1
9572 PENWOOD WAY 7.375 1,740.51 75
7.125 1,740.51 340,000.00
GRANITE BAY CA 95746 2 12/18/98 00
0431167287 05 02/01/99 0
2698082 O 01/01/29
0
1862396 A50/A50 F 560,000.00 ZZ
360 560,000.00 1
1508 BOHANNON DRIVE 7.250 3,820.19 80
7.000 3,820.19 700,000.00
HUNTSVILLE AL 35802 2 12/15/98 00
119577 05 02/01/99 0
119577 O 01/01/29
0
1862398 470/G01 F 318,250.00 ZZ
360 318,250.00 1
664 WEST MILLARD CANYON ROAD 7.250 2,171.03 80
7.000 2,171.03 397,864.00
ALTADENA AREA CA 91001 1 12/08/98 00
0431169895 03 02/01/99 0
96030166 O 01/01/29
0
1862431 964/G01 F 292,000.00 ZZ
360 292,000.00 1
1005 TANNERY CREEK ROAD 7.125 1,967.26 80
6.875 1,967.26 365,000.00
1
BODEGA CA 94922 2 12/28/98 00
0431169747 05 02/01/99 0
47246 O 01/01/29
0
1862436 964/G01 F 380,000.00 ZZ
360 380,000.00 1
22923 DE KALB DRIVE 7.000 2,528.15 73
6.750 2,528.15 526,000.00
CALABASAS CA 91302 2 12/20/98 00
0431169911 05 02/01/99 0
46987 O 01/01/29
0
1862440 964/G01 F 262,000.00 ZZ
360 262,000.00 1
13072 EARLHAM STREET 7.000 1,743.09 77
6.750 1,743.09 342,000.00
SANTA ANA CA 92705 2 12/23/98 00
0431169713 05 02/01/99 0
48414 O 01/01/29
0
1862446 964/G01 F 270,000.00 ZZ
360 270,000.00 1
5084 LAKEVILLE HIGHWAY 6.875 1,773.71 52
6.625 1,773.71 520,000.00
PETALUMA CA 94952 2 12/28/98 00
0431168012 05 02/01/99 0
47453 O 01/01/29
0
1862448 964/G01 F 288,000.00 ZZ
360 288,000.00 1
133 GREGORY DRIVE 7.000 1,916.07 80
6.750 1,916.07 360,000.00
FAIRFAX CA 94930 1 12/22/98 00
0431169796 05 02/01/99 0
46005 O 01/01/29
0
1862473 638/G01 F 250,000.00 ZZ
360 250,000.00 1
3548 SITIO BAYA 7.250 1,705.44 63
7.000 1,705.44 398,000.00
CARLSBAD CA 92009 5 12/10/98 00
0431169978 05 02/01/99 0
08819836 O 01/01/29
0
1
1862477 638/G01 F 411,000.00 ZZ
360 411,000.00 1
5026 HASTINGS ROAD 7.500 2,873.77 69
7.250 2,873.77 600,000.00
SAN DIEGO CA 92116 5 12/17/98 00
0431169994 05 02/01/99 0
08802050 O 01/01/29
0
1862484 638/G01 F 313,000.00 ZZ
360 313,000.00 1
1212 MILVIA STREET 7.375 2,161.81 80
7.125 2,161.81 395,000.00
BERKELEY CA 94709 2 12/14/98 00
0431168756 05 02/01/99 0
08787174 O 01/01/29
0
1862510 638/G01 F 288,800.00 ZZ
360 288,800.00 1
4814 RHONDA LANE 7.125 1,945.70 80
6.875 1,945.70 361,000.00
LIVERMORE CA 94550 5 12/11/98 00
0431168822 05 02/01/99 0
08820605 O 01/01/29
0
1862543 420/G01 F 300,000.00 ZZ
360 300,000.00 1
5279 SALISBURY DRIVE 7.375 2,072.03 67
7.125 2,072.03 450,000.00
NEWARK CA 94560 5 12/08/98 00
0431166206 05 02/01/99 0
0000395640 O 01/01/29
0
1862545 420/G01 F 277,900.00 ZZ
360 277,900.00 1
101 VALLEY OAKS LOOP 6.875 1,825.61 67
6.625 1,825.61 416,855.00
UNION CITY CA 94587 1 12/03/98 00
0431166289 05 02/01/99 0
0000389494 O 01/01/29
0
1862547 420/G01 F 269,050.00 ZZ
360 269,050.00 1
1
110 ARROYO DRIVE 6.875 1,767.47 80
6.625 1,767.47 336,320.00
UNION CITY CA 94587 1 12/08/98 00
0431166305 05 02/01/99 0
0000401356 O 01/01/29
0
1862623 961/G01 F 351,200.00 ZZ
360 351,200.00 1
19771 ELMCREST LANE 7.000 2,336.54 80
6.750 2,336.54 439,000.00
HUNTINGTON BEAC CA 35120 1 12/28/98 00
0431169101 05 02/01/99 0
09112010 O 01/01/29
0
1862627 E87/G01 F 650,000.00 ZZ
360 650,000.00 1
1849 MISSION RIDGE ROAD 7.000 4,324.46 73
6.750 4,324.46 900,000.00
SANTA BARBARA CA 93103 2 12/17/98 00
0431169077 05 02/01/99 0
70001945 O 01/01/29
0
1862630 E87/G01 F 440,000.00 ZZ
360 440,000.00 1
6447 ARMITTOS DRIVE 7.375 3,038.97 80
7.125 3,038.97 550,000.00
CAMARILLO CA 93010 1 12/21/98 00
0431169028 05 02/01/99 0
70001966 O 01/01/29
0
1862642 830/830 F 374,000.00 ZZ
360 374,000.00 1
6046 RHODES AVENUE 7.250 2,551.34 56
7.000 2,551.34 675,000.00
LOS ANGELES CA 91606 2 12/28/98 00
539971 05 02/01/99 0
539971 O 01/01/29
0
1862645 961/G01 F 280,000.00 ZZ
360 280,000.00 1
431 LUGONIA STREET 7.500 1,957.80 80
7.250 1,957.80 350,000.00
NEWPORT BEACH CA 92663 2 12/23/98 00
0431168467 05 02/01/99 0
1
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0
1862649 830/G01 F 369,000.00 ZZ
300 369,000.00 1
657 VALLEY VIEW CT. 7.250 2,667.16 85
7.000 2,667.16 438,000.00
UPLAND CA 91784 2 01/06/99 11
0431169556 05 02/01/99 17
541269 O 01/01/24
0
1862672 964/G01 F 400,000.00 ZZ
360 400,000.00 1
4895 GREEN CREST DRIVE 7.000 2,661.21 46
6.750 2,661.21 875,000.00
YORBA LINDA CA 92887 1 12/22/98 00
0431166032 05 02/01/99 0
48329 O 01/01/29
0
1863089 E11/G01 F 100,000.00 ZZ
360 100,000.00 1
1913 S DUPONT AVENUE #5 7.000 665.30 59
6.750 665.30 170,000.00
MINNEAPOLIS MN 55403 1 12/31/98 00
0431167410 01 02/01/99 0
0330974 O 01/01/29
0
1863244 956/G01 F 431,250.00 ZZ
360 431,250.00 1
7351 WESTCLIFF DRIVE 7.375 2,978.54 75
7.125 2,978.54 575,000.00
WEST HILLS CA 91304 5 12/15/98 00
0431169622 05 02/01/99 0
508120031 O 01/01/29
0
1863369 685/G01 F 376,000.00 ZZ
360 376,000.00 1
29315 KINGLET COURT 7.500 2,629.05 80
7.250 2,629.05 470,000.00
LAGUNA NIGUEL CA 92677 5 12/22/98 00
0431169697 03 02/01/99 0
116993 O 01/01/29
0
1
2705394 696/G01 F 156,450.00 ZZ
360 156,324.89 1
6324 C EAGLE RIDGE LANE 7.125 1,054.03 80
6.875 1,054.03 195,585.00
ALEXANDRIA VA 22312 1 11/30/98 00
0431136027 01 01/01/99 0
2438159 O 12/01/28
0
2705875 225/225 F 650,000.00 ZZ
360 649,453.92 1
1345 SHADYBROOK DR 6.875 4,270.04 50
6.625 4,270.04 1,315,000.00
BEVERLY HILLS ( CA 90210 2 10/30/98 00
007076067 05 01/01/99 0
007076067 O 12/01/28
0
2705916 225/225 F 367,500.00 ZZ
360 366,952.81 1
1208 SOUTH GENESEE AVENUE 7.500 2,569.62 75
7.250 2,569.62 490,000.00
LOS ANGELES CA 90019 2 10/26/98 00
007077894 05 12/01/98 0
007077894 O 11/01/28
0
2705920 225/225 F 371,900.00 ZZ
360 371,075.22 1
12 RAVENNA 6.875 2,443.12 80
6.625 2,443.12 464,875.00
IRVINE CA 92614 1 10/28/98 00
007078149 03 12/01/98 0
007078149 O 11/01/28
0
2705922 225/225 F 549,200.00 ZZ
360 548,703.51 1
322 HIGH DRIVE 6.500 3,471.32 80
6.250 3,471.32 686,500.00
LAGUNA BEACH CA 92651 1 11/02/98 00
007078232 05 01/01/99 0
007078232 O 12/01/28
0
2705927 225/225 F 303,000.00 ZZ
360 302,489.42 1
128 WESTMOOR COURT 6.875 1,990.50 75
6.625 1,990.50 404,000.00
1
SANTA CRUZ CA 95060 5 10/29/98 00
007078443 05 12/01/98 0
007078443 O 11/01/28
0
2705928 225/225 F 400,000.00 ZZ
360 399,672.12 1
416 SIXTY-SECOND STREET 7.000 2,661.21 87
6.750 2,661.21 460,000.00
NEWPORT BEACH CA 92663 1 11/03/98 04
007078473 03 01/01/99 25
007078473 O 12/01/28
0
2705932 225/225 F 507,500.00 ZZ
360 506,623.64 1
28501 VIA PASITO 6.750 3,291.64 70
6.500 3,291.64 725,000.00
SAN JUAN CAPIST CA 92675 5 10/01/98 00
007078843 03 12/01/98 0
007078843 O 11/01/28
0
2705933 225/225 F 248,000.00 ZZ
360 247,648.79 1
24351 VIA SANTA CLARA 7.750 1,776.71 80
7.500 1,776.71 310,000.00
MISSION VIEJO CA 92692 2 10/21/98 00
007078932 05 12/01/98 0
007078932 O 11/01/28
0
2705934 225/225 F 469,000.00 ZZ
360 468,209.70 1
21222 HILLSDALE LANE 6.875 3,081.00 68
6.625 3,081.00 699,000.00
HUNTINGTON BEAC CA 92646 1 10/27/98 00
007078961 03 12/01/98 0
007078961 O 11/01/28
0
2705937 225/225 F 264,000.00 ZZ
360 263,413.16 1
2010 MARSALA CIRCLE 7.000 1,756.40 72
6.750 1,756.40 370,000.00
MONTEREY CA 93940 1 10/28/98 00
007079390 05 12/01/98 0
007079390 O 11/01/28
0
1
2705940 225/225 F 395,000.00 ZZ
360 394,121.97 1
13136 REGAN LANE 7.000 2,627.95 47
6.750 2,627.95 842,000.00
SARATOGA CA 95070 5 10/28/98 00
007079607 05 12/01/98 0
007079607 O 11/01/28
0
2705962 225/225 F 576,000.00 ZZ
360 575,539.38 1
40 HEADLAND COURT 7.125 3,880.62 80
6.875 3,880.62 720,000.00
DANVILLE CA 94506 1 11/09/98 00
007082144 03 01/01/99 0
007082144 O 12/01/28
0
2705966 225/225 F 610,000.00 ZZ
360 609,524.14 1
28382 CALLE PINON 7.250 4,161.28 72
7.000 4,161.28 850,000.00
SAN JUAN CAPIST CA 92675 5 11/11/98 00
007083161 03 01/01/99 0
007083161 O 12/01/28
0
2710308 696/G01 F 198,150.00 ZZ
360 198,150.00 1
6434 SPRING FOREST ROAD 7.375 1,368.57 80
7.125 1,368.57 247,745.00
FREDERICK MD 21701 1 12/11/98 00
0431136654 03 02/01/99 0
3198216 O 01/01/29
0
2711160 696/G01 F 179,250.00 ZZ
360 179,250.00 1
159 HILTON STREET 7.375 1,238.04 80
7.125 1,238.04 224,100.00
ALEXANDRIA VA 22314 1 12/14/98 00
0431138874 05 02/01/99 0
2468018 O 01/01/29
0
2711999 696/G01 F 183,900.00 ZZ
360 183,900.00 1
1
1889 DISNEY ESTATES CIRCLE 7.000 1,223.49 80
6.750 1,223.49 229,900.00
SEVERN MD 21144 1 12/15/98 00
0431138528 03 02/01/99 0
2338263 O 01/01/29
0
2712008 G75/G75 F 313,000.00 ZZ
360 312,773.45 1
2077 MISTY HOLLOW DRIVE 7.625 2,215.40 80
7.375 2,215.40 393,198.00
WALL NJ 07719 1 11/20/98 00
03668083 05 01/01/99 0
03668083 O 12/01/28
0
2712009 G75/G75 F 270,300.00 ZZ
360 270,094.32 1
15 PRIMROSE LANE 7.375 1,866.90 85
7.125 1,866.90 318,000.00
PISCATAWAY NJ 08854 1 11/16/98 14
03669112 05 01/01/99 12
03669112 O 12/01/28
0
2712015 G75/G75 F 440,000.00 ZZ
360 440,000.00 1
10 TRIMINGHAM COURT 7.250 3,001.58 80
7.000 3,001.58 550,000.00
MENDHAM NJ 07945 2 12/02/98 00
03712230 05 02/01/99 0
03712230 O 01/01/29
0
2712019 G75/G75 F 308,000.00 ZZ
360 308,000.00 1
4311 JOSHUA COURT 7.750 2,206.55 87
7.500 2,206.55 357,000.00
STREET MD 21154 2 12/04/98 14
03694191 05 02/01/99 25
03694191 O 01/01/29
0
2712021 G75/G75 F 251,250.00 ZZ
360 251,038.91 1
1104 N. FREDERICK STREET 6.875 1,650.54 75
6.625 1,650.54 335,000.00
ARLINGTON VA 22205 5 11/20/98 00
03721619 05 01/01/99 0
1
03721619 O 12/01/28
0
2712022 G75/G75 F 320,000.00 ZZ
360 319,724.48 1
601 FAIRVIEW ROAD 6.750 2,075.52 66
6.500 2,075.52 485,000.00
NARBERTH PA 19072 2 11/24/98 00
03656545 05 01/01/99 0
03656545 O 12/01/28
0
2712025 G75/G75 F 300,000.00 ZZ
360 300,000.00 1
619 A STREET, NE 7.750 2,149.24 70
7.500 2,149.24 431,000.00
WASHINGTON DC 20002 5 12/04/98 00
03728473 05 02/01/99 0
03728473 O 01/01/29
0
2712026 G75/G75 F 310,000.00 ZZ
360 310,000.00 1
141 MAPLEFLOWER ROAD 6.750 2,010.66 72
6.500 2,010.66 432,500.00
GLENMOORE PA 19343 1 12/08/98 00
03620615 05 02/01/99 0
03620615 O 01/01/29
0
2712027 G75/G75 F 400,000.00 ZZ
360 399,663.95 1
307 MARTEL LANE 6.875 2,627.72 88
6.625 2,627.72 456,000.00
COPPELL TX 75019 1 11/18/98 14
03663172 03 01/01/99 30
03663172 O 12/01/28
0
2712028 G75/G75 F 155,050.00 ZZ
360 155,050.00 1
1591 FEUEREISEN AVENUE 7.625 1,097.44 90
7.375 1,097.44 172,300.00
BOHEMIA NY 11716 1 12/03/98 12
03706100 05 02/01/99 25
03706100 O 01/01/29
0
1
2712320 696/G01 F 212,300.00 ZZ
360 212,300.00 1
781 SUNNY CHAPEL ROAD 7.500 1,484.43 80
7.250 1,484.43 265,420.00
ODENTON MD 21113 1 12/16/98 00
0431138981 03 02/01/99 0
3018318 O 01/01/29
0
2713750 696/G01 F 221,500.00 ZZ
360 221,500.00 1
26090 SARAZEN DRIVE 7.250 1,511.02 80
7.000 1,511.02 276,910.00
SOUTH RIDING VA 20152 1 12/18/98 00
0431142074 03 02/01/99 0
3018316 O 01/01/29
0
2713752 696/G01 F 215,200.00 ZZ
360 215,200.00 1
3424 NORTH RANDOLPH STREET 6.750 1,395.78 80
6.500 1,395.78 269,000.00
ARLINGTON VA 22207 1 12/15/98 00
0431144575 05 02/01/99 0
2238234 O 01/01/29
0
2714139 696/G01 F 225,000.00 ZZ
360 225,000.00 1
5301 JESMOND STREET 7.250 1,534.90 80
7.000 1,534.90 281,354.00
ALEXANDRIA VA 22315 1 12/18/98 00
0431147255 03 02/01/99 0
2438278 O 01/01/29
0
2714141 696/G01 F 202,300.00 ZZ
360 202,300.00 1
4552 FAIR VALLEY DRIVE 7.000 1,345.91 80
6.750 1,345.91 252,914.00
FAIRFAX VA 22033 1 12/18/98 00
0431147172 03 02/01/99 0
2438179 O 01/01/29
0
2714292 696/G01 F 124,150.00 ZZ
360 124,150.00 1
407 SUGARBERRY COURT 7.375 857.47 80
7.125 857.47 155,200.00
1
EDGEWOOD MD 21040 1 12/21/98 00
0431147065 03 02/01/99 0
3018326 O 01/01/29
0
2715694 696/G01 F 165,600.00 ZZ
360 165,600.00 1
1701 TYVALE COURT 7.250 1,129.68 80
7.000 1,129.68 207,000.00
VIENNA VA 22182 1 12/22/98 00
0431149608 03 02/01/99 0
2338259 O 01/01/29
0
2716191 696/G01 F 188,800.00 ZZ
360 188,800.00 1
6567 RIVER TWEED LANE 7.375 1,303.99 80
7.125 1,303.99 236,000.00
ALEXANDRIA VA 22312 1 12/28/98 00
0431149673 03 02/01/99 0
7008279 O 01/01/29
0
2716556 286/286 F 232,000.00 ZZ
360 232,000.00 1
446 PRINCETON WAY 7.500 1,622.18 80
7.250 1,622.18 290,000.00
ATLANTA GA 30307 1 12/04/98 00
0000604719 05 02/01/99 0
0000604719 O 01/01/29
0
2716558 286/286 F 285,200.00 ZZ
360 284,477.07 1
LOT #14 GRANDON FORMS 6.875 1,873.57 90
6.625 1,873.57 316,913.00
MECHANICSBURG PA 17055 1 09/10/98 19
0000972544 03 11/01/98 25
0000972544 O 10/01/28
0
2716559 286/286 F 323,000.00 ZZ
360 322,494.54 1
2340 HUNTINGTON LAKES DR 7.250 2,203.43 65
7.000 2,203.43 500,000.00
LIBERTYVILLE IL 60048 2 10/15/98 00
0000986371 05 12/01/98 0
0000986371 O 11/01/28
0
1
2716563 286/286 F 396,000.00 ZZ
360 396,000.00 1
424 NEWTONVILLE AVE 7.000 2,634.60 66
6.750 2,634.60 600,000.00
NEWTON MA 02460 2 12/08/98 00
0000997817 05 02/01/99 0
0000997817 O 01/01/29
0
2716564 286/286 F 88,000.00 ZZ
360 87,865.66 1
6701 E CALLE DERED 7.375 607.80 80
7.125 607.80 110,000.00
TUCSON AZ 85710 2 10/30/98 00
0000998321 05 12/01/98 0
0000998321 O 11/01/28
0
2716568 286/286 F 268,000.00 ZZ
360 267,320.67 1
5231 WINDTREE DR 6.875 1,760.57 80
6.625 1,760.57 335,741.00
DOYLESTOWN PA 18901 1 09/30/98 00
0008979674 05 11/01/98 0
0008979674 O 10/01/28
0
2716569 286/286 F 675,000.00 ZZ
360 673,075.79 1
12990 GUACAMAYO CT 7.750 4,835.79 75
7.500 4,835.79 900,000.00
SAN DIEGO CA 92128 1 08/19/98 00
0009003818 05 10/01/98 0
0009003818 O 09/01/28
0
2716570 286/286 F 175,450.00 ZZ
360 175,036.90 1
605 ANDREW HILL RD 7.250 1,196.88 80
7.000 1,196.88 219,352.00
ARNOLD MD 21012 1 09/18/98 00
0009024697 01 11/01/98 0
0009024697 O 10/01/28
0
2716572 286/286 F 306,400.00 ZZ
360 305,695.77 1
1
165 KENT PLACE BLVD 7.375 2,116.23 80
7.125 2,116.23 383,000.00
SUMMIT NJ 07901 1 09/25/98 00
0009052269 05 11/01/98 0
0009052269 O 10/01/28
0
2716576 286/286 F 596,000.00 ZZ
360 594,123.29 1
32950 LAKE RD 7.250 4,065.78 69
7.000 4,065.78 875,000.00
AVON LAKE OH 44012 2 08/31/98 00
0009355274 05 10/01/98 0
0009355274 O 09/01/28
0
2716577 286/286 F 624,000.00 ZZ
360 622,999.02 1
2137 LEROY PL NW 7.125 4,204.01 80
6.875 4,204.01 780,000.00
WASHINGTON DC 20008 1 10/09/98 00
0009373045 05 12/01/98 0
0009373045 O 11/01/28
0
2716580 286/286 F 247,000.00 ZZ
360 245,818.03 1
424 S BROKER 7.375 1,705.97 78
7.125 1,705.97 317,000.00
ITASCA IL 60143 1 10/12/98 00
0009387012 05 12/01/98 0
0009387012 O 11/01/28
0
2716583 286/286 F 80,000.00 ZZ
360 79,783.28 1
82 KEVIN DR 7.375 552.55 80
7.125 552.55 100,000.00
YORK PA 17404 1 10/30/98 00
0009407996 05 12/01/98 0
0009407996 O 11/01/28
0
2716771 696/G01 F 134,300.00 ZZ
360 134,300.00 1
6853 SNOWDEN COURT 7.375 927.58 70
7.125 927.58 191,905.00
FREDERICK MD 21703 1 12/28/98 00
0431157833 03 02/01/99 0
1
3198224 O 01/01/29
0
2716772 696/G01 F 289,700.00 ZZ
360 289,700.00 1
25811 ANDERBY LANE 6.750 1,878.99 85
6.500 1,878.99 340,849.00
SOUTH RIDING VA 20152 1 12/23/98 12
0431168277 03 02/01/99 12
3198205 O 01/01/29
0
2716776 696/G01 F 304,950.00 ZZ
360 304,950.00 1
10861 HUNTER GATE WAY 6.625 1,952.63 80
6.375 1,952.63 381,195.00
RESTON VA 20194 1 12/21/98 00
0431158062 03 02/01/99 0
2238142 O 01/01/29
0
2716778 696/G01 F 143,900.00 ZZ
360 143,900.00 1
47591 WATKINS ISLAND SQUARE 7.000 957.37 80
6.750 957.37 179,900.00
STERLING VA 20185 1 12/23/98 00
0431154749 03 02/01/99 0
2378375 O 01/01/29
0
2717372 696/G01 F 224,450.00 ZZ
360 224,450.00 1
2706 STARKEY DRIVE 7.375 1,550.22 80
7.125 1,550.22 280,585.00
BROOKEVILLE MD 20833 1 12/28/98 00
0431154079 03 02/01/99 0
3198232 O 01/01/29
0
2717848 696/G01 F 146,400.00 ZZ
360 146,400.00 1
4829 CHEVY CHASE DRIVE 7.000 974.00 80
6.750 974.00 183,000.00
CHEVY CHASE MD 20815 1 12/23/98 00
0431158708 01 02/01/99 0
3198209 O 01/01/29
0
1
2717850 696/G01 F 219,750.00 ZZ
360 219,750.00 1
2017 ASHLEIGH WOODS COURT 7.250 1,499.08 80
7.000 1,499.08 274,705.00
ROCKVILLE MD 20851 1 12/29/98 00
0431158799 03 02/01/99 0
3298142 O 01/01/29
0
2717853 696/G01 F 212,800.00 ZZ
360 212,800.00 1
8711 GATESHEAD ROAD 7.375 1,469.76 80
7.125 1,469.76 266,000.00
ALEXANDRIA VA 22309 2 12/21/98 00
0431158658 05 02/01/99 0
7008257 O 01/01/29
0
2718472 696/G01 F 324,000.00 ZZ
360 324,000.00 1
1748 BROOKSIDE LANE 6.375 2,021.34 80
6.125 2,021.34 405,000.00
VIENNA VA 22182 1 12/30/98 00
0431160373 05 02/01/99 0
2378336 O 01/01/29
0
2718473 696/G01 F 370,000.00 ZZ
360 370,000.00 1
3718 THORNAPPLE STREET 7.500 2,587.09 79
7.250 2,587.09 470,000.00
CHEVY CHASE MD 20815 2 12/30/98 00
0431160381 05 02/01/99 0
2158203 O 01/01/29
0
2718474 696/G01 F 416,000.00 ZZ
360 416,000.00 1
5510 UPPINGHAM STREET 7.250 2,837.85 80
7.000 2,837.85 520,000.00
CHEVY CHASE MD 20815 4 12/23/98 00
0431160399 05 02/01/99 0
1008086 O 01/01/29
0
2718737 354/354 F 525,000.00 ZZ
360 523,525.78 1
385 CUMBERLAND STREET 7.000 3,492.84 65
6.750 3,492.84 820,000.00
1
SAN FRANCISCO CA 94131 1 09/08/98 00
0022248371 05 11/01/98 0
0022248371 O 10/01/28
0
2718745 354/354 F 256,000.00 ZZ
360 255,397.27 1
169 ALPINE STREET 7.250 1,746.37 80
7.000 1,746.37 320,000.00
SAN RAFAEL CA 94901 1 09/15/98 00
0022266746 03 11/01/98 0
0022266746 O 10/01/28
0
2718746 354/354 F 338,500.00 ZZ
360 337,604.17 1
15 SALVADOR WAY 7.375 2,337.94 67
7.125 2,337.94 510,000.00
SAN RAFAEL CA 94903 2 09/02/98 00
0022266787 05 11/01/98 0
0022266787 O 10/01/28
0
2718761 354/354 F 256,000.00 ZZ
360 255,397.27 1
19 ALBA WEST 7.250 1,746.37 80
7.000 1,746.37 320,000.00
IRVINE CA 92620 1 10/01/98 00
0022302855 05 11/01/98 0
0022302855 O 10/01/28
0
2718765 354/354 F 260,000.00 ZZ
360 259,372.53 1
465 NORTH LA CUMBRE ROAD 7.125 1,751.67 80
6.875 1,751.67 325,000.00
SANTA BARBARA CA 93110 2 09/22/98 00
0022312284 05 11/01/98 0
0022312284 O 10/01/28
0
2718766 354/354 F 269,900.00 ZZ
360 269,264.54 1
19872 JOHN DRIVE 7.250 1,841.19 80
7.000 1,841.19 337,500.00
CASTRO VALLEY CA 94546 1 09/11/98 00
0022312615 01 11/01/98 0
0022312615 O 10/01/28
0
1
2718801 354/354 F 430,800.00 ZZ
360 429,760.34 1
447 ALDEN LANE 7.125 2,902.38 80
6.875 2,902.38 538,577.00
LIVERMORE CA 94550 1 09/15/98 00
0022401673 03 11/01/98 0
0022401673 O 10/01/28
0
2718806 354/354 F 277,000.00 ZZ
360 274,319.60 1
123 SHELTERWOOD LANE 7.125 1,866.21 48
6.875 1,866.21 587,408.00
DANVILLE CA 94506 1 09/18/98 00
0022425110 03 11/01/98 0
0022425110 O 10/01/28
0
2720948 696/G01 F 211,500.00 ZZ
360 211,500.00 1
47768 ALLEGHENY CIRCLE 7.375 1,460.78 90
7.125 1,460.78 235,000.00
STERLING VA 20165 1 01/06/99 12
0431166453 03 02/01/99 25
2468061 O 01/01/29
0
2720950 696/G01 F 95,000.00 ZZ
360 95,000.00 1
6859 ALICIA COURT 7.125 640.03 43
6.875 640.03 225,000.00
ALEXANDRIA VA 22310 1 12/31/98 00
0431166495 03 02/01/99 0
2438293 O 01/01/29
0
2720951 696/G01 F 210,950.00 ZZ
360 210,950.00 1
6339 BURGUNDY LEAF LANE 7.250 1,439.05 80
7.000 1,439.05 263,690.00
ALEXANDRIA VA 22312 1 12/31/98 00
0431166503 03 02/01/99 0
2438184 O 01/01/29
0
2720953 696/G01 F 314,000.00 ZZ
360 314,000.00 1
1
8621 MEADOW EDGE TERRACE 6.750 2,036.60 80
6.500 2,036.60 392,500.00
FAIRFAX STATION VA 22039 1 12/30/98 00
0431166529 03 02/01/99 0
2468065 O 01/01/29
0
2720954 696/G01 F 252,000.00 ZZ
360 252,000.00 1
15111 JONES LANE 6.750 1,634.47 80
6.500 1,634.47 315,000.00
GAITHERSBURG MD 20878 1 12/30/98 00
0431166537 03 02/01/99 0
3228193 O 01/01/29
0
2720955 696/G01 F 191,200.00 ZZ
360 191,200.00 1
10089 LOBLOLLY TRAIL 7.500 1,336.90 70
7.250 1,336.90 273,210.00
MANASSAS VA 20110 1 12/31/98 00
0431166552 03 02/01/99 0
3018328 O 01/01/29
0
2720956 696/G01 F 246,150.00 ZZ
360 246,150.00 1
1749 CATTAIL MEADOWS DRIVE 7.250 1,679.18 80
7.000 1,679.18 307,740.00
WOODBINE MD 21797 1 12/30/98 00
0431166560 03 02/01/99 0
6098175 O 01/01/29
0
2720957 696/G01 F 352,800.00 ZZ
360 352,800.00 1
1361 WOODSIDE DRIVE 7.125 2,376.88 80
6.875 2,376.88 441,000.00
MCLEAN VA 22102 1 01/04/99 00
0431168202 05 02/01/99 0
2158244 O 01/01/29
0
2720958 696/G01 F 178,200.00 ZZ
360 178,200.00 1
5111 GARDNER DRIVE 7.500 1,246.00 70
7.250 1,246.00 254,600.00
ALEXANDRIA VA 22304 1 12/29/98 00
0431168228 03 02/01/99 0
1
2438171 O 01/01/29
0
2720959 696/G01 F 185,250.00 ZZ
360 185,250.00 1
5109 GARDNER DRIVE 7.250 1,263.73 70
7.000 1,263.73 264,658.00
ALEXANDRIA VA 22304 1 12/29/98 00
0431168152 03 02/01/99 0
2438133 O 01/01/29
0
2720960 696/G01 F 222,950.00 ZZ
360 222,950.00 1
5115 GARDNER DRIVE 7.625 1,578.03 80
7.375 1,578.03 278,735.00
ALEXANDRIA VA 22304 1 12/28/98 00
0431168160 03 02/01/99 0
2438084 O 01/01/29
0
2720961 696/G01 F 263,000.00 ZZ
360 263,000.00 1
22461 SAM FRED ROAD 7.250 1,794.12 36
7.000 1,794.12 744,500.00
MIDDLEBURG VA 20117 2 12/28/98 00
0431168186 05 02/01/99 0
5018182 O 01/01/29
0
2720962 696/G01 F 749,000.00 ZZ
360 749,000.00 1
11221 CREST HILL ROAD 7.000 4,983.12 69
6.750 4,983.12 1,100,000.00
MARSHALL VA 20115 2 12/22/98 00
0431168319 05 02/01/99 0
5018141 O 01/01/29
0
2720964 696/G01 F 650,000.00 ZZ
360 650,000.00 1
1733 N. ALBEMARLE STREET 7.250 4,434.15 80
7.000 4,434.15 822,000.00
MCLEAN VA 22101 2 12/23/98 00
0431168236 05 02/01/99 0
2238241 O 01/01/29
0
1
2720967 696/G01 F 378,950.00 ZZ
360 378,950.00 1
30 LINDEN HILL WAY SW 7.125 2,553.06 76
6.875 2,553.06 500,000.00
LEESBURG VA 20175 2 12/29/98 00
0431168269 03 02/01/99 0
2148097 O 01/01/29
0
2720968 696/G01 F 444,000.00 ZZ
360 444,000.00 1
2056 HILLSIDE DRIVE 7.000 2,953.94 80
6.750 2,953.94 555,000.00
FALLS CHURCH VA 22043 2 12/30/98 00
0431168194 05 02/01/99 0
1018194 O 01/01/29
0
2721817 696/G01 F 290,350.00 ZZ
360 290,350.00 1
11414 SHIRLEY GATE COURT 7.000 1,931.71 80
6.750 1,931.71 362,946.00
FAIRFAX VA 22030 1 12/31/98 00
0431168053 03 02/01/99 0
2328182 O 01/01/29
0
2721818 696/G01 F 47,000.00 ZZ
360 47,000.00 1
10149 OAKTON TERRACE ROAD 7.000 312.69 41
6.750 312.69 117,000.00
OAKTON VA 22124 1 01/06/99 00
0431168095 01 02/01/99 0
2328280 O 01/01/29
0
2721819 696/G01 F 114,800.00 ZZ
360 114,800.00 1
4107 LEXINGTON COURT 6.625 735.08 80
6.375 735.08 143,500.00
FAIRFAX VA 22030 1 01/04/99 00
0431168087 01 02/01/99 0
2178292 O 01/01/29
0
2721821 696/G01 F 274,550.00 ZZ
360 274,550.00 1
15657 LIMESTONE SCHOOL ROAD 7.250 1,872.91 80
7.000 1,872.91 343,200.00
1
LEESBURG VA 20176 2 12/29/98 00
0431168137 05 02/01/99 0
1008077 O 01/01/29
0
2721822 696/G01 F 650,000.00 ZZ
360 650,000.00 1
619 KENTLAND DRIVE 7.125 4,379.17 73
6.875 4,379.17 900,000.00
GREAT FALLS VA 22066 4 12/29/98 00
0431168111 05 02/01/99 0
1008085 O 01/01/29
0
TOTAL NUMBER OF LOANS : 2,473
TOTAL ORIGINAL BALANCE : 783,502,067.25
TOTAL PRINCIPAL BALANCE : 782,440,424.86
TOTAL ORIGINAL P+I : 5,297,978.46
TOTAL CURRENT P+I : 5,297,978.46
***************************
* END OF REPORT *
***************************
F-1
<PAGE>
EXHIBIT G
FORM OF SELLER/SERVICER CONTRACT
This Seller/Servicer Contract (as may be amended, supplemented or
otherwise modified from time to time, this "Contract") is made this _________
day of _______, 19____, by and between Residential Funding Corporation, its
successors and assigns ("Residential Funding") and _____________________ (the
"Seller/Servicer," and, together with Residential Funding, the "parties" and
each, individually, a "party").
WHEREAS, the Seller/Servicer desires to sell Loans to, and/or service
Loans for, Residential Funding, and Residential Funding desires to purchase
Loans from the Seller/Servicer and/or have the Seller/Servicer service various
of its Loans, pursuant to the terms of this Contract and the Residential Funding
Seller and Servicer Guides incorporated herein by reference, as amended,
supplemented or otherwise modified, from time to time (together, the "Guides").
NOW, THEREFORE, in consideration of the premises, and the terms,
conditions and agreements set forth below, the parties agree as follows:
1. Incorporation of Guides by Reference.
The Seller/Servicer acknowledges that it has received and read the Guides.
All provisions of the Guides are incorporated by reference into and made a part
of this Contract, and shall be binding upon the parties; provided, however, that
the Seller/Servicer shall be entitled to sell Loans to and/or service Loans for
Residential Funding only if and for so long as it shall have been authorized to
do so by Residential Funding in writing. Specific reference in this Contract to
particular provisions of the Guides and not to other provisions does not mean
that those provisions of the Guides not specifically cited in this Contract are
not applicable. All terms used herein shall have the same meanings as such terms
have in the Guides, unless the context clearly requires otherwise.
2. Amendments.
This Contract may not be amended or modified orally, and no provision of
this Contract may be waived or amended except in writing signed by the party
against whom enforcement is sought. Such a written waiver or amendment must
expressly reference this Contract. However, by their terms, the Guides may be
amended or supplemented by Residential Funding from time to time. Any such
amendment(s) to the Guides shall be binding upon the parties hereto.
3. Representations and Warranties.
a. Reciprocal Representations and Warranties.
The Seller/Servicer and Residential Funding each represents and
warrants to the other that as of the date of this Contract:
G-1
<PAGE>
(1) Each party is duly organized, validly existing, and in good
standing under the laws of its jurisdiction of organization,
is qualified, if necessary, to do business and in good
standing in each jurisdiction in which it is required to be so
qualified, and has the requisite power and authority to enter
into this Contract and all other agreements which are
contemplated by this Contract and to carry out its obligations
hereunder and under the Guides and under such other
agreements.
(2) This Contract has been duly authorized, executed and delivered
by each party and constitutes a valid and legally binding
agreement of each party enforceable in accordance with its
terms.
(3) There is no action, proceeding or investigation pending or
threatened, and no basis therefor is known to either party,
that could affect the validity or prospective validity of this
Contract.
(4) Insofar as its capacity to carry out any obligation under this
Contract is concerned, neither party is in violation of any
charter, articles of incorporation, bylaws, mortgage,
indenture, indebtedness, agreement, instrument, judgment,
decree, order, statute, rule or regulation and none of the
foregoing adversely affects its capacity to fulfill any of its
obligations under this Contract. Its execution of, and
performance pursuant to, this Contract will not result in a
violation of any of the foregoing.
b. Seller/Servicer's Representations, Warranties and Covenants.
In addition to the representations, warranties and covenants made by
the Seller/Servicer pursuant to subparagraph (a) of this paragraph
3, the Seller/Servicer makes the representations, warranties and
covenants set forth in the Guides and, upon request, agrees to
deliver to Residential Funding the certified Resolution of Board of
Directors which authorizes the execution and delivery of this
Contract.
4. Remedies of Residential Funding.
If an Event of Seller Default or an Event of Servicer Default shall occur,
Residential Funding may, at its option, exercise one or more of those remedies
set forth in the Guides.
5. Seller/Servicer's Status as Independent Contractor.
At no time shall the Seller/Servicer represent that it is acting as an
agent of Residential Funding. The Seller/Servicer shall, at all times, act as an
independent contractor.
6. Prior Agreements Superseded.
G-2
<PAGE>
This Contract restates, amends and supersedes any and all prior Seller
Contracts or Servicer Contracts between the parties except that any subservicing
agreement executed by the Seller/Servicer in connection with any loan-security
exchange transaction shall not be affected.
7. Assignment.
This Contract may not be assigned or transferred, in whole or in part, by
the Seller/Servicer without the prior written consent of Residential Funding.
Residential Funding may sell, assign, convey, hypothecate, pledge or in any
other way transfer, in whole or in part, without restriction, its rights under
this Contract and the Guides with respect to any Commitment or Loan.
8. Notices.
All notices, requests, demands or other communications that are to be
given under this Contract shall be in writing, addressed to the appropriate
parties and sent by telefacsimile or by overnight courier or by United States
mail, postage prepaid, to the addresses and telefacsimile numbers specified
below. However, another name, address and/or telefacsimile number may be
substituted by the Seller/Servicer pursuant to the requirements of this
paragraph 8, or Residential Funding pursuant to an amendment to the Guides.
If to Residential Funding, notices must be sent to the appropriate address or
telefacsimile number specified in the Guides.
If to the Seller/Servicer, notice must be sent to:
Attention:
Telefacsimile Number: (___) ___-____
9. Jurisdiction and Venue.
Each of the parties irrevocably submits to the jurisdiction of any state
or federal court located in Hennepin County, Minnesota, over any action, suit or
proceeding to enforce or defend any right under this Contract or otherwise
arising from any loan sale or servicing relationship existing in connection with
this Contract, and each of the parties irrevocably agrees that all claims in
respect of any such action or proceeding may be heard or determined in such
state or federal court. Each of the parties irrevocably waives the defense of an
inconvenient forum to the maintenance of any such action or proceeding and any
other substantive or procedural rights or remedies it may have with respect to
the maintenance of any such action or proceeding in any such forum. Each of the
parties agrees that a final judgment in any such action or proceeding shall be
conclusive and may be
G-3
<PAGE>
enforced in any other jurisdiction by suit on the judgment or in any other
manner provided by law. Each of the parties further agrees not to institute any
legal actions or proceedings against the other party or any director, officer,
employee, attorney, agent or property of the other party, arising out of or
relating to this Contract in any court other than as hereinabove specified in
this paragraph 9.
10. Miscellaneous.
This Contract, including all documents incorporated by reference herein,
constitutes the entire understanding between the parties hereto and supersedes
all other agreements, covenants, representations, warranties, understandings and
communications between the parties, whether written or oral, with respect to the
transactions contemplated by this Contract. All paragraph headings contained
herein are for convenience only and shall not be construed as part of this
Contract. Any provision of this Contract that is prohibited or unenforceable in
any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of
such prohibition or unenforceability without invalidating the remaining portions
hereof or affecting the validity or enforceability of such provision in any
other jurisdiction, and, to this end, the provisions hereof are severable. This
Contract shall be governed by, and construed and enforced in accordance with,
applicable federal laws and the laws of the State of Minnesota.
G-4
<PAGE>
IN WITNESS WHEREOF, the duly authorized officers of the Seller/Servicer
and Residential Funding have executed this Seller/Servicer Contract as of the
date first above written.
ATTEST: SELLER/SERVICER
[Corporate Seal]
(Name of Seller/Servicer)
By: By:
(Signature) (Signature)
By:
(Typed Name) (Typed Name)
Title: Title:
ATTEST: RESIDENTIAL FUNDING CORPORATION
By: By:
(Signature) (Signature)
By:
(Typed Name) (Typed Name)
Title: Title:
G-5
<PAGE>
EXHIBIT H
FORMS OF REQUEST FOR RELEASE
DATE:
TO:
RE: REQUEST FOR RELEASE OF DOCUMENTS
In connection with the administration of the pool of Mortgage Loans held by you
for the referenced pool, we request the release of the Mortgage Loan File
described below.
Pooling and Servicing Agreement Dated:
Series#:
Account#:
Pool#:
Loan#:
Borrower Name(s):
Reason for Document Request: (circleMortgage Loan Prepaid in Full
Mortgage Loan Repurchased
"We hereby certify that all amounts received or to be received in connection
with such payments which are required to be deposited have been or will be so
deposited as provided in the Pooling and Servicing Agreement."
Residential Funding Corporation
Authorized Signature
****************************************************************
TO CUSTODIAN/TRUSTEE: Please acknowledge this request, and check off documents
being enclosed with a copy of this form. You should retain this form for your
files in accordance with the terms of the Pooling and Servicing Agreement.
Enclosed Documents:[ ] Promissory Note [ ] Primary
Insurance Policy [ ] Mortgage or Deed of
Trust [ ] Assignment(s) of Mortgage or Deed
of Trust [ ] Title Insurance Policy [ ]
Other:
Name
Title
Date
H-1
<PAGE>
EXHIBIT I-1
FORM OF TRANSFER AFFIDAVIT AND AGREEMENT
STATE OF )
: ss.:
COUNTY OF )
[NAME OF OFFICER], being first duly sworn, deposes and says:
1. That he/she is [Title of Officer] of [Name of Owner] (record or
beneficial owner of the Mortgage Pass-Through Certificates, Series 1999-S2,
Class R (the "Class R Certificates") (the "Owner")), a [savings institution]
[corporation] duly organized and existing under the laws of [the State of
__________________] [the United States], on behalf of which he/she makes this
affidavit and agreement.
2. That the Owner (i) is not and will not be as of [date of
transfer] a "disqualified organization" within the meaning of Section 860E(e)(5)
of the Internal Revenue Code of 1986, as amended (the "Code") or an "electing
large partnership' within the meaning of Section 775 of the Code, (ii) will
endeavor to remain other than a disqualified organization and an electing large
partnership for so long as it retains its ownership interest in the Class R
Certificates, and (iii) is acquiring the Class R Certificates for its own
account or for the account of another Owner from which it has received an
affidavit and agreement in substantially the same form as this affidavit and
agreement. (For this purpose, a "disqualified organization" means the United
States, any state or political subdivision thereof, any agency or
instrumentality of any of the foregoing (other than an instrumentality all of
the activities of which are subject to tax and, except for the Federal Home Loan
Mortgage Corporation, a majority of whose board of directors is not selected by
any such governmental entity) or any foreign government, international
organization or any agency or instrumentality of such foreign government or
organization, any rural electric or telephone cooperative, or any organization
(other than certain farmers' cooperatives) that is generally exempt from federal
income tax unless such organization is subject to the tax on unrelated business
taxable income).
3. That the Owner is aware (i) of the tax that would be imposed on
transfers of Class R Certificates to disqualified organizations under the Code,
that applies to all transfers of Class R Certificates after March 31, 1988; (ii)
that such tax would be on the transferor, or, if such transfer is through an
agent (which person includes a broker, nominee or middleman) for a disqualified
organization, on the agent; (iii) that the person otherwise liable for the tax
shall be relieved of liability for the tax if the transferee furnishes to such
person an affidavit that the transferee is not a disqualified organization and,
at the time of transfer, such person does not have actual knowledge that the
affidavit is false; and (iv) that the Class R Certificates may be "noneconomic
residual interests" within the meaning of Treasury regulations promulgated
pursuant to the Code and that the transferor of a noneconomic residual interest
will remain liable for any taxes due with respect to the income on such residual
interest, unless no significant purpose of the transfer was to impede the
assessment or collection of tax.
I-1-1
<PAGE>
4. That the Owner is aware of the tax imposed on a "pass-through
entity" holding Class R Certificates if at any time during the taxable year of
the pass-through entity a disqualified organization is the record holder of an
interest in such entity. (For this purpose, a "pass through entity" includes a
regulated investment company, a real estate investment trust or common trust
fund, a partnership, trust or estate, and certain cooperatives.)
5. That the Owner is aware that the Trustee will not register the
transfer of any Class R Certificates unless the transferee, or the transferee's
agent, delivers to it an affidavit and agreement, among other things, in
substantially the same form as this affidavit and agreement. The Owner expressly
agrees that it will not consummate any such transfer if it knows or believes
that any of the representations contained in such affidavit and agreement are
false.
6. That the Owner has reviewed the restrictions set forth on the
face of the Class R Certificates and the provisions of Section 5.02(f) of the
Pooling and Servicing Agreement under which the Class R Certificates were issued
(in particular, clause (iii)(A) and (iii)(B) of Section 5.02(f) which authorize
the Trustee to deliver payments to a person other than the Owner and negotiate a
mandatory sale by the Trustee in the event the Owner holds such Certificates in
violation of Section 5.02(f)). The Owner expressly agrees to be bound by and to
comply with such restrictions and provisions.
7. That the Owner consents to any additional restrictions or
arrangements that shall be deemed necessary upon advice of counsel to constitute
a reasonable arrangement to ensure that the Class R Certificates will only be
owned, directly or indirectly, by an Owner that is not a disqualified
organization.
8. The Owner's Taxpayer Identification Number is ______________.
9. This affidavit and agreement relates only to the Class R
Certificates held by the Owner and not to any other holder of the Class R
Certificates. The Owner understands that the liabilities described herein relate
only to the Class R Certificates.
10. That no purpose of the Owner relating to the transfer of any of
the Class R Certificates by the Owner is or will be to impede the assessment or
collection of any tax.
11. That the Owner has no present knowledge or expectation that it
will be unable to pay any United States taxes owed by it so long as any of the
Certificates remain outstanding. In this regard, the Owner hereby represents to
and for the benefit of the person from whom it acquired the Class R Certificate
that the Owner intends to pay taxes associated with holding such Class R
Certificate as they become due, fully understanding that it may incur tax
liabilities in excess of any cash flows generated by the Class R Certificate.
12. That the Owner has no present knowledge or expectation that it
will become insolvent or subject to a bankruptcy proceeding for so long as any
of the Class R Certificates remain outstanding.
I-1-2
<PAGE>
13. The Owner is a citizen or resident of the United States, a
corporation or partnership (including an entity treated as a corporation or
partnership for federal income tax purposes) created or organized in, or under
the laws of, the United States or any state thereof or the District of Columbia
(except, in the case of a partnership, to the extent provided in regulations),
or an estate whose income is subject to United States federal income tax
regardless of its source, or a trust if a court within the United States is able
to exercise primary supervision over the administration of the trust and one or
more United States Persons have the authority to control all substantial
decisions of the trust, or to the extent prescribed in regulations by the
Secretary of the Treasury, which have not yet been issued, a trust which was in
existence on August 20, 1996 (other than a trust treated as owned by the grantor
under subpart E of part I of subchapter J of chapter 1 of the Code), and which
was treated as a United States person on August 20, 1996.
14. The Owner hereby certifies, represents and warrants to, and
covenants with the Company, the Trustee and the Master Servicer that the
Certificates (i) are not being acquired by, and will not be transferred to, any
employee benefit plan within the meaning of section 3(3) of the Employee
Retirement Income Security Act of 1974, as amended ("ERISA") or other retirement
arrangement, including individual retirement accounts and annuities, Keogh plans
and bank collective investment funds and insurance company general or separate
accounts in which such plans, accounts or arrangements are invested, that is
subject to Section 406 of ERISA or Section 4975 of the Internal Revenue Code of
1986 (the "Code") (any of the foregoing, a "Plan"), (ii) are not being acquired
with "plan assets" of a Plan within the meaning of the Department of Labor
("DOL") regulation, 29 C.F.R. ss. 2510.3-101 or otherwise under ERISA, and (iii)
will not be transferred to any entity that is deemed to be investing in plan
assets within the meaning of the DOL regulation, 29 C.F.R. ss. 2510.3-101 or
otherwise under ERISA.
In addition, the Owner hereby certifies, represents and warrants to, and
covenants with, the Company, the Trustee and the Master Servicer that the Owner
will not transfer such Certificates to any Plan or person unless either such
Plan or person meets the requirements set forth above.
Capitalized terms used but not defined herein shall have the meanings
assigned in the Pooling and Servicing Agreement.
I-1-3
<PAGE>
IN WITNESS WHEREOF, the Owner has caused this instrument to be
executed on its behalf, pursuant to the authority of its Board of Directors, by
its [Title of Officer] and its corporate seal to be hereunto attached, attested
by its [Assistant] Secretary, this ____ day of _______________, 199__.
[NAME OF OWNER]
By:
[Name of Officer]
[Title of Officer]
[Corporate Seal]
ATTEST:
[Assistant] Secretary
Personally appeared before me the above-named [Name of Officer],
known or proved to me to be the same person who executed the foregoing
instrument and to be the [Title of Officer] of the Owner, and acknowledged to me
that he/she executed the same as his/her free act and deed and the free act and
deed of the Owner.
Subscribed and sworn before me this ____ day of ________________,
199__.
NOTARY PUBLIC
COUNTY OF
STATE OF
My Commission expires the ____ day of
_______________, 19__.
I-1-4
<PAGE>
EXHIBIT I-2
FORM OF TRANSFEROR CERTIFICATE
__________________, 19__
Residential Funding Mortgage
Securities I, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding Corporation Series 1999-S2
Re: Mortgage Pass-Through Certificates,
Series 1999-S2, Class R
Ladies and Gentlemen:
This letter is delivered to you in connection with the transfer by
_______________________________ (the "Seller") to
_______________________________ (the "Purchaser") of $_____________ Initial
Certificate Principal Balance of Mortgage Pass-Through Certificates, Series
1999-S2, Class R (the "Certificates"), pursuant to Section 5.02 of the Pooling
and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of
January 1, 1999 among Residential Funding Mortgage Securities I, Inc., as seller
(the "Company"), Residential Funding Corporation, as master servicer, and The
First National Bank of Chicago, as trustee (the "Trustee"). All terms used
herein and not otherwise defined shall have the meanings set forth in the
Pooling and Servicing Agreement. The Seller hereby certifies, represents and
warrants to, and covenants with, the Company and the Trustee that:
1. No purpose of the Seller relating to the transfer of the
Certificate by the Seller to the Purchaser is or will be to impede the
assessment or collection of any tax.
2. The Seller understands that the Purchaser has delivered to the
Trustee and the Master Servicer a transfer affidavit and agreement in the form
attached to the Pooling and Servicing Agreement as Exhibit I-1. The Seller does
not know or believe that any representation contained therein is false.
3. The Seller has at the time of the transfer conducted a reasonable
investigation of the financial condition of the Purchaser as contemplated by
Treasury Regulations Section
I-2-1
<PAGE>
1.860E-1(c)(4)(i) and, as a result of that investigation, the Seller has
determined that the Purchaser has historically paid its debts as they become due
and has found no significant evidence to indicate that the Purchaser will not
continue to pay its debts as they become due in the future. The Seller
understands that the transfer of a Class R Certificate may not be respected for
United States income tax purposes (and the Seller may continue to be liable for
United States income taxes associated therewith) unless the Seller has conducted
such an investigation.
4. The Seller has no actual knowledge that the proposed Transferee
is not both a United States Person and a Permitted Transferee.
Very truly yours,
(Seller)
By:
Name:
Title:
I-2-2
<PAGE>
EXHIBIT J-1
FORM OF INVESTOR REPRESENTATION LETTER
______________, 19__
Residential Funding Mortgage
Securities I, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Residential Funding Corporation
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
Attention: Residential Funding Corporation Series 1999-S2
Re: Mortgage Pass-Through Certificates,
Series 1999-S2, [Class B- ]
Ladies and Gentlemen:
_________________________ (the "Purchaser") intends to purchase from
___________________________ (the "Seller") $_____________ Initial Certificate
Principal Balance of Mortgage Pass-Through Certificates, Series 1999-S2, Class
__ (the "Certificates"), issued pursuant to the Pooling and Servicing Agreement
(the "Pooling and Servicing Agreement"), dated as of January 1, 1999 among
Residential Funding Mortgage Securities I, Inc., as seller (the "Company"),
Residential Funding Corporation, as master servicer (the "Master Servicer"), and
The First National Bank of Chicago, as trustee (the "Trustee"). All terms used
herein and not otherwise defined shall have the meanings set forth in the
Pooling and Servicing Agreement. The Purchaser hereby certifies, represents and
warrants to, and covenants with, the Company, the Trustee and the Master
Servicer that:
1. The Purchaser understands that (a) the Certificates have
not been and will not be registered or qualified under the
Securities Act of 1933, as amended (the "Act") or any state
securities law, (b) the Company is not required to so register or
qualify the Certificates, (c) the Certificates may be resold only if
registered and qualified pursuant to the provisions of the Act or
any state securities law, or if an exemption from such registration
and qualification is available, (d) the Pooling and Servicing
Agreement contains restrictions regarding the transfer of the
Certificates and (e) the Certificates will bear a legend to the
foregoing effect.
J-1
<PAGE>
2. The Purchaser is acquiring the Certificates for its own
account for investment only and not with a view to or for sale in
connection with any distribution thereof in any manner that would
violate the Act or any applicable state securities laws.
3. The Purchaser is (a) a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters, and, in particular, in such matters
related to securities similar to the Certificates, such that it is
capable of evaluating the merits and risks of investment in the
Certificates, (b) able to bear the economic risks of such an
investment and (c) an "accredited investor" within the meaning of
Rule 501(a) promulgated pursuant to the Act.
4. The Purchaser has been furnished with, and has had an
opportunity to review (a) [a copy of the Private Placement
Memorandum, dated ___________________, 19__, relating to the
Certificates (b)] a copy of the Pooling and Servicing Agreement and
[b] [c] such other information concerning the Certificates, the
Mortgage Loans and the Company as has been requested by the
Purchaser from the Company or the Seller and is relevant to the
Purchaser's decision to purchase the Certificates. The Purchaser has
had any questions arising from such review answered by the Company
or the Seller to the satisfaction of the Purchaser. [If the
Purchaser did not purchase the Certificates from the Seller in
connection with the initial distribution of the Certificates and was
provided with a copy of the Private Placement Memorandum (the
"Memorandum") relating to the original sale (the "Original Sale") of
the Certificates by the Company, the Purchaser acknowledges that
such Memorandum was provided to it by the Seller, that the
Memorandum was prepared by the Company solely for use in connection
with the Original Sale and the Company did not participate in or
facilitate in any way the purchase of the Certificates by the
Purchaser from the Seller, and the Purchaser agrees that it will
look solely to the Seller and not to the Company with respect to any
damage, liability, claim or expense arising out of, resulting from
or in connection with (a) error or omission, or alleged error or
omission, contained in the Memorandum, or (b) any information,
development or event arising after the date of the Memorandum.]
5. The Purchaser has not and will not nor has it authorized or
will it authorize any person to (a) offer, pledge, sell, dispose of
or otherwise transfer any Certificate, any interest in any
Certificate or any other similar security to any person in any
manner, (b) solicit any offer to buy or to accept a pledge,
disposition of other transfer of any Certificate, any interest in
any Certificate or any other similar security from any person in any
manner, (c) otherwise approach or negotiate with respect to any
Certificate, any interest in any Certificate or any other similar
security with any person in any manner, (d) make any general
solicitation by means of general advertising or in any other manner
or (e) take any other action, that (as to any of (a) through (e)
above) would constitute a distribution of any Certificate under the
Act, that would render the disposition of any Certificate a
violation of Section 5 of the Act or any state securities law, or
that would require registration or qualification pursuant thereto.
The Purchaser will not sell or otherwise transfer any of the
Certificates, except in compliance with the provisions of the
Pooling and Servicing Agreement.
J-2
<PAGE>
6. The Purchaser hereby certifies, represents and warrants to, and
covenants with the Company, the Trustee and the Master Servicer that
the following statements in (a), (b) or (c) are correct:
(a) The Purchaser is not an employee benefit or other plan
subject to the prohibited transaction provisions of the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), or
Section 4975 of the Internal Revenue Code of 1986, as amended (the
"Code") (a "Plan"), or any other person (including an investment
manager, a named fiduciary or a trustee of any Plan) acting,
directly or indirectly, on behalf of or purchasing any Certificate
with "plan assets" of any Plan within the meaning of the Department
of Labor ("DOL") regulation at 29 C.F.R.
ss.2510.3-101;
(b) The Purchaser is an insurance company; the source of the
funds being used by the Purchaser to acquire the Certificates is
assets of the Purchaser's "general account"; the conditions set
forth in Prohibited Transaction Class Exemption ("PTCE") 95-60
issued by the DOL have been satisfied and the purchase, holding and
transfer of Certificates by or on behalf of the Purchaser are exempt
under PTCE 95-60; and the amount of reserves and liabilities for
such general account contracts held by or on behalf of any Plan do
not exceed 10% of the total reserves and liabilities of such general
account plus surplus as of the date hereof (for purposes of this
clause, all Plans maintained by the same employer (or affiliate
thereof) or employee organization are deemed to be a single Plan) in
connection with its purchase and holding of such Certificates; or
(c) The Purchaser has provided the Trustee, the Company and
the Master Servicer with an opinion of counsel acceptable to and in
form and substance satisfactory to the Trustee, the Company and the
Master Servicer to the effect that the purchase of Certificates is
permissible under applicable law, will not constitute or result in
any non-exempt prohibited transaction under ERISA or Section 4975 of
the Code and will not subject the Trustee, the Company or the Master
Servicer to any obligation or liability (including obligations or
liabilities under ERISA or Section 4975 of the Code) in addition to
those undertaken in the Pooling and Servicing Agreement.
J-3
<PAGE>
In addition, the Purchaser hereby certifies, represents and warrants
to, and covenants with, the Company, the Trustee and the Master Servicer that
the Purchaser will not transfer such Certificates to any Plan or person unless
either such Plan or person meets the requirements set forth in either (a), (b)
or (c) above.
Very truly yours,
(Purchaser)
By:
Name:
Title:
J-4
<PAGE>
EXHIBIT J-2
FORM OF ERISA REPRESENTATION LETTER
______________, 19__
Residential Funding Mortgage
Securities I, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Residential Funding Corporation
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
Attention: Residential Funding Corporation Series 1999-S2
Re: Mortgage Pass-Through Certificates,
Series 1999-S2, [Class M-]
Ladies and Gentlemen:
_________________________ (the "Purchaser") intends to purchase from
___________________________ (the "Seller") $_____________ Initial Certificate
Principal Balance of Mortgage Pass-Through Certificates, Series 1999-S2, Class
__ (the "Certificates"), issued pursuant to the Pooling and Servicing Agreement
(the "Pooling and Servicing Agreement"), dated as of January 1, 1999 among
Residential Funding Mortgage Securities I, Inc., as seller (the "Company"),
Residential Funding Corporation, as master servicer (the "Master Servicer"), and
The First National Bank of Chicago, as trustee (the "Trustee"). All terms used
herein and not otherwise defined shall have the meanings set forth in the
Pooling and Servicing Agreement. The Purchaser hereby certifies, represents and
warrants to, and covenants with, the Company, the Trustee and the Master
Servicer that:
(a) The Purchaser is not an employee benefit or other
plan subject to the prohibited transaction provisions of the
Employee Retirement Income Security Act of 1974, as amended
("ERISA"), or Section 4975 of the Internal Revenue Code of 1986, as
amended (the "Code") (a "Plan"), or any other person (including an
investment manager, a named fiduciary or a trustee of any Plan)
acting, directly or indirectly, on behalf of or purchasing any
Certificate with "plan assets" of any Plan within the meaning of the
Department of Labor ("DOL") regulation at 29 C.F.R.
ss.2510.3-101;
J-2-1
<PAGE>
(b) The Purchaser is an insurance company; the source
of the funds being used by the Purchaser to acquire the Certificates
is assets of the Purchaser's "general account"; the conditions set
forth in Prohibited Transaction Class Exemption ("PTCE") 95-60
issued by the DOL have been satisfied and the purchase, holding and
transfer of Certificates by or on behalf of the Purchaser are exempt
under PTCE 95-60; and the amount of reserves and liabilities for
such general account contracts held by or on behalf of any Plan do
not exceed 10% of the total reserves and liabilities of such general
account plus surplus as of the date hereof (for purposes of this
clause, all Plans maintained by the same employer (or affiliate
thereof) or employee organization are deemed to be a single Plan) in
connection with its purchase and holding of such Certificates; or
(c) The Purchaser has provided the Trustee, the
Company and the Master Servicer with an opinion of counsel
acceptable to and in form and substance satisfactory to the Trustee,
the Company and the Master Servicer to the effect that the purchase
of Certificates is permissible under applicable law, will not
constitute or result in any non-exempt prohibited transaction under
ERISA or Section 4975 of the Code and will not subject the Trustee,
the Company or the Master Servicer to any obligation or liability
(including obligations or liabilities under ERISA or Section 4975 of
the Code) in addition to those undertaken in the Pooling and
Servicing Agreement.
In addition, the Purchaser hereby certifies, represents and warrants to,
and covenants with, the Company, the Trustee and the Master Servicer that the
Purchaser will not transfer such Certificates to any Plan or person unless such
Plan or person meets the requirements set forth in either (a), (b) or (c) above.
Very truly yours,
(Purchaser)
By:
Name:
Title:
J-2-2
<PAGE>
EXHIBIT K
FORM OF TRANSFEROR REPRESENTATION LETTER
, 19
Residential Funding Mortgage
Securities I, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, MN 55437
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding Corporation Series 1999-S2
Re: Mortgage Pass-Through Certificates,
Series 1999-S2, [Class B-]
Ladies and Gentlemen:
In connection with the sale by (the "Seller") to (the "Purchaser")
of $ Initial Certificate Principal Balance of Mortgage Pass-Through
Certificates, Series 1999-S2, Class __ (the "Certificates"), issued pursuant to
the Pooling and Servicing Agreement (the "Pooling and Servicing Agreement"),
dated as of January 1, 1999 among Residential Funding Mortgage Securities I,
Inc., as seller (the "Company"), Residential Funding Corporation, as master
servicer, and The First National Bank of Chicago, as trustee (the "Trustee").
The Seller hereby certifies, represents and warrants to, and covenants with, the
Company and the Trustee that:
Neither the Seller nor anyone acting on its behalf has (a) offered,
pledged, sold, disposed of or otherwise transferred any Certificate, any
interest in any Certificate or any other similar security to any person in any
manner, (b) has solicited any offer to buy or to accept a pledge, disposition or
other transfer of any Certificate, any interest in any Certificate or any other
similar security from any person in any manner, (c) has otherwise approached or
negotiated with respect to any Certificate, any interest in any Certificate or
any other similar security with any person in any manner, (d) has made any
general solicitation by means of general advertising or in any other manner, or
(e) has taken any other action, that (as to any of (a) through (e) above) would
constitute a distribution of the Certificates under the Securities Act of 1933
(the "Act"), that would render the disposition of any Certificate a violation of
Section 5 of the Act or any state securities law, or that would require
registration or qualification pursuant thereto. The Seller will not act, in any
manner set forth in the foregoing sentence with respect to any Certificate. The
Seller has not and will not
K-1
<PAGE>
sell or otherwise transfer any of the Certificates, except in compliance with
the provisions of the Pooling and Servicing Agreement.
Very truly yours,
(Seller)
By:
Name:
Title:
K-2
<PAGE>
EXHIBIT L
[FORM OF RULE 144A INVESTMENT REPRESENTATION]
Description of Rule 144A Securities, including numbers:
===============================================
===============================================
The undersigned seller, as registered holder (the "Seller"), intends
to transfer the Rule 144A Securities described above to the undersigned buyer
(the "Buyer").
1. In connection with such transfer and in accordance with the
agreements pursuant to which the Rule 144A Securities were issued, the Seller
hereby certifies the following facts: Neither the Seller nor anyone acting on
its behalf has offered, transferred, pledged, sold or otherwise disposed of the
Rule 144A Securities, any interest in the Rule 144A Securities or any other
similar security to, or solicited any offer to buy or accept a transfer, pledge
or other disposition of the Rule 144A Securities, any interest in the Rule 144A
Securities or any other similar security from, or otherwise approached or
negotiated with respect to the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security with, any person in any manner, or
made any general solicitation by means of general advertising or in any other
manner, or taken any other action, that would constitute a distribution of the
Rule 144A Securities under the Securities Act of 1933, as amended (the "1933
Act"), or that would render the disposition of the Rule 144A Securities a
violation of Section 5 of the 1933 Act or require registration pursuant thereto,
and that the Seller has not offered the Rule 144A Securities to any person other
than the Buyer or another "qualified institutional buyer" as defined in Rule
144A under the 1933 Act.
2. The Buyer warrants and represents to, and covenants with, the
Seller, the Trustee and the Master Servicer (as defined in the Pooling and
Servicing Agreement (the "Agreement"), dated as of January 1, 1999 among
Residential Funding Corporation as Master Servicer, Residential Funding Mortgage
Securities I, Inc. as depositor pursuant to Section 5.02 of the Agreement and
The First National Bank of Chicago, as trustee, as follows:
a. The Buyer understands that the Rule 144A Securities have
not been registered under the 1933 Act or the securities laws of any
state.
b. The Buyer considers itself a substantial, sophisticated
institutional investor having such knowledge and experience in financial
and business matters that it is capable of evaluating the merits and risks
of investment in the Rule 144A Securities.
c. The Buyer has been furnished with all information regarding
the Rule 144A Securities that it has requested from the Seller, the
Trustee or the Servicer.
L-1
<PAGE>
d. Neither the Buyer nor anyone acting on its behalf has
offered, transferred, pledged, sold or otherwise disposed of the Rule 144A
Securities, any interest in the Rule 144A Securities or any other similar
security to, or solicited any offer to buy or accept a transfer, pledge or
other disposition of the Rule 144A Securities, any interest in the Rule
144A Securities or any other similar security from, or otherwise
approached or negotiated with respect to the Rule 144A Securities, any
interest in the Rule 144A Securities or any other similar security with,
any person in any manner, or made any general solicitation by means of
general advertising or in any other manner, or taken any other action,
that would constitute a distribution of the Rule 144A Securities under the
1933 Act or that would render the disposition of the Rule 144A Securities
a violation of Section 5 of the 1933 Act or require registration pursuant
thereto, nor will it act, nor has it authorized or will it authorize any
person to act, in such manner with respect to the Rule 144A Securities.
e. The Buyer is a "qualified institutional buyer" as that term
is defined in Rule 144A under the 1933 Act and has completed either of the
forms of certification to that effect attached hereto as Annex 1 or Annex
2. The Buyer is aware that the sale to it is being made in reliance on
Rule 144A. The Buyer is acquiring the Rule 144A Securities for its own
account or the accounts of other qualified institutional buyers,
understands that such Rule 144A Securities may be resold, pledged or
transferred only (i) to a person reasonably believed to be a qualified
institutional buyer that purchases for its own account or for the account
of a qualified institutional buyer to whom notice is given that the
resale, pledge or transfer is being made in reliance on Rule 144A, or (ii)
pursuant to another exemption from registration under the 1933 Act.
[3. The Buyer
a. is not an employee benefit or other plan subject to the
prohibited transaction provisions of the Employee Retirement Income
Security Act of 1974, as amended ("ERISA"), or Section 4975 of the
Internal Revenue Code of 1986, as amended (the "Code") (a "Plan"), or any
other person (including an investment manager, a named fiduciary or a
trustee of any Plan) acting, directly or indirectly, on behalf of or
purchasing any Certificate with "plan assets" of any Plan; or
b. is an insurance company, the source of funds to be used by
it to purchase the Certificates is an "insurance company general account"
(within the meaning of Department of Labor Prohibited Transaction Class
Exemption ("PTCE") 95-60), and the purchase is being made in reliance upon
the availability of the exemptive relief afforded under Section III of
PTCE 95-60.]
4. This document may be executed in one or more counterparts and by
the different parties hereto on separate counterparts, each of which, when so
executed, shall be deemed to be an original; such counterparts, together, shall
constitute one and the same document.
L-2
<PAGE>
IN WITNESS WHEREOF, each of the parties has executed this document
as of the date set forth below.
Print Name of Seller Print Name of Buyer
By: By:
Name: Name:
Title: Title:
Taxpayer Identification: Taxpayer Identification:
No. No.
Date: Date:
L-3
<PAGE>
ANNEX 1 TO EXHIBIT L
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers Other Than Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the Rule 144A
Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief
Financial Officer, Senior Vice President or other executive officer of the
Buyer.
2. In connection with purchases by the Buyer, the Buyer is a "qualified
institutional buyer" as that term is defined in Rule 144A under the Securities
Act of 1933 ("Rule 144A") because (i) the Buyer owned and/or invested on a
discretionary basis $______________________ in securities (except for the
excluded securities referred to below) as of the end of the Buyer's most recent
fiscal year (such amount being calculated in accordance with Rule 144A) and (ii)
the Buyer satisfies the criteria in the category marked below.
___ Corporation, etc. The Buyer is a corporation (other than a bank,
savings and loan association or similar institution), Massachusetts or
similar business trust, partnership, or charitable organization
described in Section 501(c)(3) of the Internal Revenue Code.
___ Bank. The Buyer (a) is a national bank or banking institution organized
under the laws of any State, territory or the District of Columbia, the
business of which is substantially confined to banking and is
supervised by the State or territorial banking commission or similar
official or is a foreign bank or equivalent institution, and (b) has an
audited net worth of at least $25,000,000 as demonstrated in its latest
annual financial statements, a copy of which is attached hereto.
L-4
<PAGE>
___ Savings and Loan. The Buyer (a) is a savings and loan association,
building and loan association, cooperative bank, homestead association
or similar institution, which is supervised and examined by a State or
Federal authority having supervision over any such institutions or is a
foreign savings and loan association or equivalent institution and (b)
has an audited net worth of at least $25,000,000 as demonstrated in its
latest annual financial statements.
___ Broker-Dealer. The Buyer is a dealer registered pursuant to Section 15 of
the Securities Exchange Act of 1934.
___ Insurance Company. The Buyer is an insurance company whose primary and
predominant business activity is the writing of insurance or the
reinsuring of risks underwritten by insurance companies and which is
subject to supervision by the insurance commissioner or a similar
official or agency of a State or territory or the District of Columbia.
___ State or Local Plan. The Buyer is a plan established and maintained by a
State, its political subdivisions, or any agency or instrumentality of the
State or its political subdivisions, for the benefit of its employees.
___ ERISA Plan. The Buyer is an employee benefit plan within the meaning of
Title I of the Employee Retirement Income Security Act of 1974.
___ Investment Adviser. The Buyer is an investment adviser registered under the
Investment Advisers Act of 1940.
___ SBIC. The Buyer is a Small Business Investment Company licensed by the
U.S. Small Business Administration under Section 301(c) or (d) of the
Small Business Investment Act of 1958.
___ Business Development Company. The Buyer is a business development company
as defined in Section 202(a)(22) of the Investment Advisers Act of 1940.
___ Trust Fund. The Buyer is a trust fund whose trustee is a bank or trust
company and whose participants are exclusively (a) plans established
and maintained by a State, its political subdivisions, or any agency or
instrumentality of the State or its political subdivisions, for the
benefit of its employees, or (b) employee benefit plans within the
meaning of Title I of the Employee Retirement Income Security Act of
1974, but is not a trust fund that includes as participants individual
retirement accounts or H.R. 10 plans.
3. The term "securities" as used herein does not include (i) securities
of issuers that are affiliated with the Buyer, (ii) securities that are part of
an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer,
(iii) bank deposit notes and certificates of deposit, (iv) loan participations,
(v) repurchase agreements, (vi) securities owned but subject to a repurchase
agreement and (vii) currency, interest rate and commodity swaps.
L-5
<PAGE>
4. For purposes of determining the aggregate amount of securities owned
and/or invested on a discretionary basis by the Buyer, the Buyer used the cost
of such securities to the Buyer and did not include any of the securities
referred to in the preceding paragraph. Further, in determining such aggregate
amount, the Buyer may have included securities owned by subsidiaries of the
Buyer, but only if such subsidiaries are consolidated with the Buyer in its
financial statements prepared in accordance with generally accepted accounting
principles and if the investments of such subsidiaries are managed under the
Buyer's direction. However, such securities were not included if the Buyer is a
majority-owned, consolidated subsidiary of another enterprise and the Buyer is
not itself a reporting company under the Securities Exchange Act of 1934.
5. The Buyer acknowledges that it is familiar with Rule 144A and
understands that the seller to it and other parties related to the Certificates
are relying and will continue to rely on the statements made herein because one
or more sales to the Buyer may be in reliance on Rule 144A.
___ ___ Will the Buyer be purchasing the Rule 144A
Yes No Securities only for the Buyer's own account?
6. If the answer to the foregoing question is "no", the Buyer agrees
that, in connection with any purchase of securities sold to the Buyer for the
account of a third party (including any separate account) in reliance on Rule
144A, the Buyer will only purchase for the account of a third party that at the
time is a "qualified institutional buyer" within the meaning of Rule 144A. In
addition, the Buyer agrees that the Buyer will not purchase securities for a
third party unless the Buyer has obtained a current representation letter from
such third party or taken other appropriate steps contemplated by Rule 144A to
conclude that such third party independently meets the definition of "qualified
institutional buyer" set forth in Rule 144A.
7. The Buyer will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice is given, the Buyer's purchase of Rule 144A Securities will
constitute a reaffirmation of this certification as of the date of such
purchase.
Print Name of Buyer
By:
Name:
Title:
Date:
L-6
<PAGE>
ANNEX 2 TO EXHIBIT L
QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A
[For Buyers That Are Registered Investment Companies]
The undersigned hereby certifies as follows in connection with the
Rule 144A Investment Representation to which this Certification is attached:
1. As indicated below, the undersigned is the President, Chief
Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a
"qualified institutional buyer" as that term is defined in Rule 144A under the
Securities Act of 1933 ("Rule 144A") because Buyer is part of a Family of
Investment Companies (as defined below), is such an officer of the Adviser.
2. In connection with purchases by Buyer, the Buyer is a "qualified
institutional buyer" as defined in SEC Rule 144A because (i) the Buyer is an
investment company registered under the Investment Company Act of 1940, and (ii)
as marked below, the Buyer alone, or the Buyer's Family of Investment Companies,
owned at least $100,000,000 in securities (other than the excluded securities
referred to below) as of the end of the Buyer's most recent fiscal year. For
purposes of determining the amount of securities owned by the Buyer or the
Buyer's Family of Investment Companies, the cost of such securities was used.
____ The Buyer owned $___________________ in securities (other than the
excluded securities referred to below) as of the end of the Buyer's
most recent fiscal year (such amount being calculated in accordance
with Rule 144A).
____ The Buyer is part of a Family of Investment Companies which owned in
the aggregate $______________ in securities (other than the excluded
securities referred to below) as of the end of the Buyer's most
recent fiscal year (such amount being calculated in accordance with
Rule 144A).
3. The term "Family of Investment Companies" as used herein means
two or more registered investment companies (or series thereof) that have the
same investment adviser or investment advisers that are affiliated (by virtue of
being majority owned subsidiaries of the same parent or because one investment
adviser is a majority owned subsidiary of the other).
4. The term "securities" as used herein does not include (i)
securities of issuers that are affiliated with the Buyer or are part of the
Buyer's Family of Investment Companies, (ii) bank deposit notes and certificates
of deposit, (iii) loan participations, (iv) repurchase agreements, (v)
securities owned but subject to a repurchase agreement and (vi) currency,
interest rate and commodity swaps.
5. The Buyer is familiar with Rule 144A and understands that each of
the parties to which this certification is made are relying and will continue to
rely on the statements made herein
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because one or more sales to the Buyer will be in reliance on Rule 144A. In
addition, the Buyer will only purchase for the Buyer's own account.
6. The undersigned will notify each of the parties to which this
certification is made of any changes in the information and conclusions herein.
Until such notice, the Buyer's purchase of Rule 144A Securities will constitute
a reaffirmation of this certification by the undersigned as of the date of such
purchase.
Print Name of Buyer
By:
Name:
Title:
IF AN ADVISER:
Print Name of Buyer
Date:
L-8
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EXHIBIT M
[TEXT OF AMENDMENT TO POOLING AND SERVICING
AGREEMENT PURSUANT TO SECTION 12.01(e) FOR A
LIMITED GUARANTY]
ARTICLE XII
Subordinate Certificate Loss Coverage; Limited Guaranty
Section 12.01. Subordinate Certificate Loss Coverage; Limited
Guaranty. (a) Subject to subsection (c) below, prior to the later of the third
Business Day prior to each Distribution Date or the related Determination Date,
the Master Servicer shall determine whether it or any Subservicer will be
entitled to any reimbursement pursuant to Section 4.02(a) on such Distribution
Date for Advances or Subservicer Advances previously made, (which will not be
Advances or Subservicer Advances that were made with respect to delinquencies
which were subsequently determined to be Excess Special Hazard Losses, Excess
Fraud Losses, Excess Bankruptcy Losses or Extraordinary Losses) and, if so, the
Master Servicer shall demand payment from Residential Funding of an amount equal
to the amount of any Advances or Subservicer Advances reimbursed pursuant to
Section 4.02(a), to the extent such Advances or Subservicer Advances have not
been included in the amount of the Realized Loss in the related Mortgage Loan,
and shall distribute the same to the Class B Certificateholders in the same
manner as if such amount were to be distributed pursuant to Section 4.02(a).
(b) Subject to subsection (c) below, prior to the later of the third
Business Day prior to each Distribution Date or the related Determination Date,
the Master Servicer shall determine whether any Realized Losses (other than
Excess Special Hazard Losses, Excess Bankruptcy Losses, Excess Fraud Losses and
Extraordinary Losses) will be allocated to the Class B Certificates on such
Distribution Date pursuant to Section 4.05, and, if so, the Master Servicer
shall demand payment from Residential Funding of the amount of such Realized
Loss and shall distribute the same to the Class B Certificateholders in the same
manner as if such amount were to be distributed pursuant to Section 4.02(a);
provided, however, that the amount of such demand in respect of any Distribution
Date shall in no event be greater than the sum of (i) the additional amount of
Accrued Certificate Interest that would have been paid for the Class B
Certificateholders on such Distribution Date had such Realized Loss or Losses
not occurred plus (ii) the amount of the reduction in the Certificate Principal
Balances of the Class B Certificates on such Distribution Date due to such
Realized Loss or Losses. Notwithstanding such payment, such Realized Losses
shall be deemed to have been borne by the Certificateholders for purposes of
Section 4.05. Excess Special Hazard Losses, Excess Fraud Losses, Excess
Bankruptcy Losses and Extraordinary Losses allocated to the Class B Certificates
will not be covered by the Subordinate Certificate Loss Obligation.
(c) Demands for payments pursuant to this Section shall be made
prior to the later of the third Business Day prior to each Distribution Date or
the related Determination Date by the Master Servicer with written notice
thereof to the Trustee. The maximum amount that Residential Funding shall be
required to pay pursuant to this Section on any Distribution Date (the "Amount
Available") shall be equal to the lesser of (X) minus the sum of (i) all
previous payments
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made under subsections (a) and (b) hereof and (ii) all draws under the Limited
Guaranty made in lieu of such payments as described below in subsection (d) and
(Y) the then outstanding Certificate Principal Balances of the Class B
Certificates, or such lower amount as may be established pursuant to Section
12.02. Residential Funding's obligations as described in this Section are
referred to herein as the "Subordinate Certificate Loss Obligation."
(d) The Trustee will promptly notify General Motors Acceptance
Corporation of any failure of Residential Funding to make any payments hereunder
and shall demand payment pursuant to the limited guaranty (the "Limited
Guaranty"), executed by General Motors Acceptance Corporation, of Residential
Funding's obligation to make payments pursuant to this Section, in an amount
equal to the lesser of (i) the Amount Available and (ii) such required payments,
by delivering to General Motors Acceptance Corporation a written demand for
payment by wire transfer, not later than the second Business Day prior to the
Distribution Date for such month, with a copy to the Master Servicer.
(e) All payments made by Residential Funding pursuant to this
Section or amounts paid under the Limited Guaranty shall be deposited directly
in the Certificate Account, for distribution on the Distribution Date for such
month to the Class B Certificateholders.
(f) The Company shall have the option, in its sole discretion, to
substitute for either or both of the Limited Guaranty or the Subordinate
Certificate Loss Obligation another instrument in the form of a corporate
guaranty, an irrevocable letter of credit, a surety bond, insurance policy or
similar instrument or a reserve fund; provided that (i) the Company obtains
(subject to the provisions of Section 10.01(f) as if the Company was substituted
for the Master Servicer solely for the purposes of such provision) an Opinion of
Counsel (which need not be an opinion of Independent counsel) to the effect that
obtaining such substitute corporate guaranty, irrevocable letter of credit,
surety bond, insurance policy or similar instrument or reserve fund will not
cause either (a) any federal tax to be imposed on the Trust Fund, including
without limitation, any federal tax imposed on "prohibited transactions" under
Section 860(F)(a)(1) of the Code or on "contributions after the startup date"
under Section 860(G)(d)(1) of the Code or (b) the Trust Fund to fail to qualify
as a REMIC at any time that any Certificate is outstanding, and (ii) no such
substitution shall be made unless (A) the substitute Limited Guaranty or
Subordinate Certificate Loss Obligation is for an initial amount not less than
the then current Amount Available and contains provisions that are in all
material respects equivalent to the original Limited Guaranty or Subordinate
Certificate Loss Obligation (including that no portion of the fees,
reimbursements or other obligations under any such instrument will be borne by
the Trust Fund), (B) the long term debt obligations of any obligor of any
substitute Limited Guaranty or Subordinate Certificate Loss Obligation (if not
supported by the Limited Guaranty) shall be rated at least the lesser of (a) the
rating of the long term debt obligations of General Motors Acceptance
Corporation as of the date of issuance of the Limited Guaranty and (b) the
rating of the long term debt obligations of General Motors Acceptance
Corporation at the date of such substitution and (C) the Company obtains written
confirmation from each nationally recognized credit rating agency that rated the
Class B Certificates at the request of the Company that such substitution shall
not lower the rating on the Class B Certificates below the lesser of (a) the
then-current rating assigned to the Class B Certificates by such rating agency
and (b) the original rating assigned to the Class B Certificates by such rating
agency. Any replacement of the Limited Guaranty or Subordinate Certificate Loss
Obligation pursuant to this Section shall be accompanied by a written Opinion of
Counsel to the substitute
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guarantor or obligor, addressed to the Master Servicer and the Trustee, that
such substitute instrument constitutes a legal, valid and binding obligation of
the substitute guarantor or obligor, enforceable in accordance with its terms,
and concerning such other matters as the Master Servicer and the Trustee shall
reasonably request. Neither the Company, the Master Servicer nor the Trustee
shall be obligated to substitute for or replace the Limited Guaranty or
Subordinate Certificate Loss Obligation under any circumstance.
Section 12.02. Amendments Relating to the Limited Guaranty.
Notwithstanding Sections 11.01 or 12.01: (i) the provisions of this Article XII
may be amended, superseded or deleted, (ii) the Limited Guaranty or Subordinate
Certificate Loss Obligation may be amended, reduced or canceled, and (iii) any
other provision of this Agreement which is related or incidental to the matters
described in this Article XII may be amended in any manner; in each case by
written instrument executed or consented to by the Company and Residential
Funding but without the consent of any Certificateholder and without the consent
of the Master Servicer or the Trustee being required unless any such amendment
would impose any additional obligation on, or otherwise adversely affect the
interests of, the Master Servicer or the Trustee, as applicable; provided that
the Company shall also obtain a letter from each nationally recognized credit
rating agency that rated the Class B Certificates at the request of the Company
to the effect that such amendment, reduction, deletion or cancellation will not
lower the rating on the Class B Certificates below the lesser of (a) the
then-current rating assigned to the Class B Certificates by such rating agency
and (b) the original rating assigned to the Class B Certificates by such rating
agency, unless (A) the Holder of 100% of the Class B Certificates is Residential
Funding or an Affiliate of Residential Funding, or (B) such amendment,
reduction, deletion or cancellation is made in accordance with Section 11.01(e)
and, provided further that the Company obtains (subject to the provisions of
Section 10.01(f) as if the Company was substituted for the Master Servicer
solely for the purposes of such provision), in the case of a material amendment
or supersession (but not a reduction, cancellation or deletion of the Limited
Guaranty or the Subordinate Certificate Loss Obligation), an Opinion of Counsel
(which need not be an opinion of Independent counsel) to the effect that any
such amendment or supersession will not cause either (a) any federal tax to be
imposed on the Trust Fund, including without limitation, any federal tax imposed
on "prohibited transactions" under Section 860F(a)(1) of the Code or on
"contributions after the startup date" under Section 860G(d)(1) of the Code or
(b) the Trust Fund to fail to qualify as a REMIC at any time that any
Certificate is outstanding. A copy of any such instrument shall be provided to
the Trustee and the Master Servicer together with an Opinion of Counsel that
such amendment complies with this Section 12.02.
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EXHIBIT N
[FORM OF LIMITED GUARANTY]
LIMITED GUARANTY
RESIDENTIAL FUNDING MORTGAGE SECURITIES I, INC.
Mortgage Pass-Through Certificates
Series 1999-S2
, 199__
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding Corporation Series 1999-S2
Ladies and Gentlemen:
WHEREAS, Residential Funding Corporation, a Delaware corporation
("Residential Funding"), an indirect wholly-owned subsidiary of General Motors
Acceptance Corporation, a New York corporation ("GMAC"), plans to incur certain
obligations as described under Section 12.01 of the Pooling and Servicing
Agreement dated as of January 1, 1999 (the "Servicing Agreement"), among
Residential Funding Mortgage Securities I, Inc. (the "Company"), Residential
Funding and The First National Bank of Chicago (the "Trustee") as amended by
Amendment No. ___ thereto, dated as of ________, with respect to the Mortgage
Pass-Through Certificates, Series 1999-S2 (the "Certificates"); and
WHEREAS, pursuant to Section 12.01 of the Servicing Agreement,
Residential Funding agrees to make payments to the Holders of the Class B
Certificates with respect to certain losses on the Mortgage Loans as described
in the Servicing Agreement; and
WHEREAS, GMAC desires to provide certain assurances with respect to
the ability of Residential Funding to secure sufficient funds and faithfully to
perform its Subordinate Certificate Loss Obligation;
NOW THEREFORE, in consideration of the premises herein contained and
certain other good and valuable consideration, the receipt of which is hereby
acknowledged, GMAC agrees as follows:
1. Provision of Funds. (a) GMAC agrees to contribute and deposit in
the Certificate Account on behalf of Residential Funding (or otherwise provide
to Residential Funding, or to cause to be made available to Residential
Funding), either directly or through a subsidiary, in
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any case prior to the related Distribution Date, such moneys as may be required
by Residential Funding to perform its Subordinate Certificate Loss Obligation
when and as the same arises from time to time upon the demand of the Trustee in
accordance with Section 12.01 of the Servicing Agreement.
(b) The agreement set forth in the preceding clause (a) shall be
absolute, irrevocable and unconditional and shall not be affected by the
transfer by GMAC or any other person of all or any part of its or their interest
in Residential Funding, by any insolvency, bankruptcy, dissolution or other
proceeding affecting Residential Funding or any other person, by any defense or
right of counterclaim, set-off or recoupment that GMAC may have against
Residential Funding or any other person or by any other fact or circumstance.
Notwithstanding the foregoing, GMAC's obligations under clause (a) shall
terminate upon the earlier of (x) substitution for this Limited Guaranty
pursuant to Section 12.01(f) of the Servicing Agreement, or (y) the termination
of the Trust Fund pursuant to the Servicing Agreement.
2. Waiver. GMAC hereby waives any failure or delay on the part of
Residential Funding, the Trustee or any other person in asserting or enforcing
any rights or in making any claims or demands hereunder. Any defective or
partial exercise of any such rights shall not preclude any other or further
exercise of that or any other such right. GMAC further waives demand,
presentment, notice of default, protest, notice of acceptance and any other
notices with respect to this Limited Guaranty, including, without limitation,
those of action or nonaction on the part of Residential Funding or the Trustee.
3. Modification, Amendment and Termination. This Limited Guaranty
may be modified, amended or terminated only by the written agreement of GMAC and
the Trustee and only if such modification, amendment or termination is permitted
under Section 12.02 of the Servicing Agreement. The obligations of GMAC under
this Limited Guaranty shall continue and remain in effect so long as the
Servicing Agreement is not modified or amended in any way that might affect the
obligations of GMAC under this Limited Guaranty without the prior written
consent of GMAC.
4. Successor. Except as otherwise expressly provided herein, the
guarantee herein set forth shall be binding upon GMAC and its respective
successors.
5. Governing Law. This Limited Guaranty shall be governed by the
laws of the State of New York.
6. Authorization and Reliance. GMAC understands that a copy of this
Limited Guaranty shall be delivered to the Trustee in connection with the
execution of Amendment No. 1 to the Servicing Agreement and GMAC hereby
authorizes the Company and the Trustee to rely on the covenants and agreements
set forth herein.
7. Definitions. Capitalized terms used but not otherwise defined
herein shall have the meaning given them in the Servicing Agreement.
8. Counterparts. This Limited Guaranty may be executed in any number
of counterparts, each of which shall be deemed to be an original and such
counterparts shall constitute but one and the same instrument.
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<PAGE>
IN WITNESS WHEREOF, GMAC has caused this Limited Guaranty to be
executed and delivered by its respective officers thereunto duly authorized as
of the day and year first above written.
GENERAL MOTORS ACCEPTANCE
CORPORATION
By:
Name:
Title:
Acknowledged by:
THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
By:
Name:
Title:
RESIDENTIAL FUNDING MORTGAGE
SECURITIES I, INC.
By:
Name:
Title:
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<PAGE>
EXHIBIT O
FORM OF LENDER CERTIFICATION FOR ASSIGNMENT OF MORTGAGE LOAN
__________________, 19____
Residential Funding Mortgage
Securities I, Inc.
8400 Normandale Lake Boulevard
Suite 600
Minneapolis, Minnesota 55437
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Attention: Residential Funding Corporation Series 1999-S2
Re: Mortgage Pass-Through Certificates, Series 1999-S2
Assignment of Mortgage Loan
Ladies and Gentlemen:
This letter is delivered to you in connection with the assignment by
_________________ (the "Trustee") to _______________________ (the "Lender") of
_______________ (the "Mortgage Loan") pursuant to Section 3.13(d) of the Pooling
and Servicing Agreement (the "Pooling and Servicing Agreement"), dated as of
January 1, 1999 among Residential Funding Mortgage Securities I, Inc., as seller
(the "Company"), Residential Funding Corporation, as master servicer, and the
Trustee. All terms used herein and not otherwise defined shall have the meanings
set forth in the Pooling and Servicing Agreement. The Lender hereby certifies,
represents and warrants to, and covenants with, the Master Servicer and the
Trustee that:
(i) the Mortgage Loan is secured by Mortgaged Property located in a
jurisdiction in which an assignment in lieu of satisfaction is required to
preserve lien priority, minimize or avoid mortgage recording taxes or otherwise
comply with, or facilitate a refinancing under, the laws of such jurisdiction;
(ii) the substance of the assignment is, and is intended to be, a
refinancing of such Mortgage Loan and the form of the transaction is solely to
comply with, or facilitate the transaction under, such local laws;
(iii) the Mortgage Loan following the proposed assignment will be modified
to have a rate of interest at least 0.25 percent below or above the rate of
interest on such Mortgage Loan prior to such proposed assignment; and
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(iv) such assignment is at the request of the borrower under the related
Mortgage Loan.
Very truly yours,
(Lender)
By:
Name:
Title:
O-2
<PAGE>
EXHIBIT P
SCHEDULE OF DISCOUNT FRACTIONS
Schedule of Discount Fractions
PRINCIPAL NET MORTGAGE DISCOUNT PO
LOAN # BALANCE RATE FRACTION BALANCE
1852564 538,379.21 5.720 12.0000000000% 64,605.51
1847791 293,440.63 5.970 8.1538461538% 23,926.70
1852857 422,701.75 5.970 8.1538461538% 34,466.45
1855929 347,337.88 5.970 8.1538461538% 28,321.40
1839915 272,000.00 6.095 6.2307692308% 16,947.69
1847732 319,703.61 6.095 6.2307692308% 19,919.99
1852852 301,838.33 6.095 6.2307692308% 18,806.85
1859541 267,751.78 6.095 6.2307692308% 16,683.00
2718472 324,000.00 6.095 6.2307692308% 20,187.69
1834134 269,015.68 6.220 4.3076923077% 11,588.37
1844661 226,944.65 6.220 4.3076923077% 9,776.08
1845471 303,448.87 6.220 4.3076923077% 13,071.64
1846216 249,546.75 6.220 4.3076923077% 10,749.71
1846346 375,318.34 6.220 4.3076923077% 16,167.56
1846718 286,940.37 6.220 4.3076923077% 12,360.51
1847498 303,698.41 6.220 4.3076923077% 13,082.39
1847502 283,485.11 6.220 4.3076923077% 12,211.67
1847558 343,376.34 6.220 4.3076923077% 14,791.60
1847752 314,428.94 6.220 4.3076923077% 13,544.63
1847783 82,849.52 6.220 4.3076923077% 3,568.90
1848252 271,754.10 6.220 4.3076923077% 11,706.33
1848621 251,543.15 6.220 4.3076923077% 10,835.70
1851764 397,140.66 6.220 4.3076923077% 17,107.60
1851837 539,511.83 6.220 4.3076923077% 23,240.51
1852042 298,715.19 6.220 4.3076923077% 12,867.73
1852480 240,463.26 6.220 4.3076923077% 10,358.42
1852488 283,984.23 6.220 4.3076923077% 12,233.17
1854779 271,254.57 6.220 4.3076923077% 11,684.81
1855917 277,595.81 6.220 4.3076923077% 11,957.97
1857597 328,000.00 6.220 4.3076923077% 14,129.23
1857619 263,521.39 6.220 4.3076923077% 11,351.69
1858088 241,000.00 6.220 4.3076923077% 10,381.54
1858386 474,570.59 6.220 4.3076923077% 20,443.04
1858426 419,620.31 6.220 4.3076923077% 18,075.95
1858881 93,600.00 6.220 4.3076923077% 4,032.00
1858906 54,301.30 6.220 4.3076923077% 2,339.13
1859178 148,000.00 6.220 4.3076923077% 6,375.38
1859513 465,000.00 6.220 4.3076923077% 20,030.77
1862074 364,000.00 6.220 4.3076923077% 15,680.00
2705922 548,703.51 6.220 4.3076923077% 23,636.46
1811996 398,576.60 6.345 2.3846153846% 9,504.52
1843176 359,682.38 6.345 2.3846153846% 8,577.04
1845549 257,543.47 6.345 2.3846153846% 6,141.42
1847532 291,256.57 6.345 2.3846153846% 6,945.35
1847780 328,617.51 6.345 2.3846153846% 7,836.26
1847782 266,527.56 6.345 2.3846153846% 6,355.66
1850476 257,244.00 6.345 2.3846153846% 6,134.28
1850783 326,421.39 6.345 2.3846153846% 7,783.89
1851570 180,679.74 6.345 2.3846153846% 4,308.52
1852131 392,903.56 6.345 2.3846153846% 9,369.24
1852262 335,404.42 6.345 2.3846153846% 7,998.11
1852546 277,726.85 6.345 2.3846153846% 6,622.72
1853234 329,121.71 6.345 2.3846153846% 7,848.29
1853258 383,320.55 6.345 2.3846153846% 9,140.72
1853295 329,858.71 6.345 2.3846153846% 7,865.86
1853312 317,437.33 6.345 2.3846153846% 7,569.66
1853319 299,735.31 6.345 2.3846153846% 7,147.53
1854043 401,501.11 6.345 2.3846153846% 9,574.26
1854061 245,402.84 6.345 2.3846153846% 5,851.91
1855442 334,704.44 6.345 2.3846153846% 7,981.41
1855696 161,250.00 6.345 2.3846153846% 3,845.19
1856397 175,200.00 6.345 2.3846153846% 4,177.85
1856568 269,871.42 6.345 2.3846153846% 6,435.40
1857110 271,760.02 6.345 2.3846153846% 6,480.43
1857218 349,691.20 6.345 2.3846153846% 8,338.79
1857231 497,444.05 6.345 2.3846153846% 11,862.13
1857627 269,522.25 6.345 2.3846153846% 6,427.07
1857661 388,249.02 6.345 2.3846153846% 9,258.25
1857834 374,669.14 6.345 2.3846153846% 8,934.42
1857932 414,833.68 6.345 2.3846153846% 9,892.19
1857986 364,178.41 6.345 2.3846153846% 8,684.25
1858324 279,752.96 6.345 2.3846153846% 6,671.03
1858900 391,306.39 6.345 2.3846153846% 9,331.15
1860496 369,345.30 6.345 2.3846153846% 8,807.46
2716776 304,950.00 6.345 2.3846153846% 7,271.88
2721819 114,800.00 6.345 2.3846153846% 2,737.54
1796910 132,438.41 6.470 0.4615384615% 611.25
1817296 550,000.00 6.470 0.4615384615% 2,538.46
1827286 259,551.02 6.470 0.4615384615% 1,197.93
1833116 324,338.22 6.470 0.4615384615% 1,496.95
1843562 395,359.30 6.470 0.4615384615% 1,824.74
1844778 179,845.02 6.470 0.4615384615% 830.05
1845106 291,146.37 6.470 0.4615384615% 1,343.75
1845397 399,309.26 6.470 0.4615384615% 1,842.97
1845431 210,651.41 6.470 0.4615384615% 972.24
1845442 267,537.20 6.470 0.4615384615% 1,234.79
1845479 274,325.47 6.470 0.4615384615% 1,266.12
1845482 335,649.52 6.470 0.4615384615% 1,549.15
1845497 414,483.03 6.470 0.4615384615% 1,913.00
1845563 299,082.65 6.470 0.4615384615% 1,380.38
1845572 344,190.63 6.470 0.4615384615% 1,588.57
1845827 240,193.02 6.470 0.4615384615% 1,108.58
1846059 238,429.05 6.470 0.4615384615% 1,100.44
1846293 474,179.75 6.470 0.4615384615% 2,188.52
1846443 347,100.90 6.470 0.4615384615% 1,602.00
1847471 452,609.98 6.470 0.4615384615% 2,088.97
1847472 339,707.26 6.470 0.4615384615% 1,567.88
1847507 319,447.41 6.470 0.4615384615% 1,474.37
1847509 302,027.54 6.470 0.4615384615% 1,393.97
1847519 299,981.09 6.470 0.4615384615% 1,384.53
1847526 583,989.82 6.470 0.4615384615% 2,695.34
1847528 464,197.04 6.470 0.4615384615% 2,142.45
1847535 419,274.75 6.470 0.4615384615% 1,935.11
1847540 397,151.81 6.470 0.4615384615% 1,833.01
1847545 275,523.40 6.470 0.4615384615% 1,271.65
1847678 314,456.05 6.470 0.4615384615% 1,451.34
1847697 265,041.53 6.470 0.4615384615% 1,223.27
1847723 334,271.78 6.470 0.4615384615% 1,542.79
1847733 252,662.93 6.470 0.4615384615% 1,166.14
1847749 264,542.39 6.470 0.4615384615% 1,220.96
1847759 374,352.44 6.470 0.4615384615% 1,727.78
1847764 328,431.88 6.470 0.4615384615% 1,515.84
1847801 314,875.18 6.470 0.4615384615% 1,453.27
1847802 319,447.43 6.470 0.4615384615% 1,474.37
1847803 265,141.35 6.470 0.4615384615% 1,223.73
1848174 256,778.73 6.470 0.4615384615% 1,185.13
1848337 249,784.75 6.470 0.4615384615% 1,152.85
1848360 318,475.56 6.470 0.4615384615% 1,469.89
1848376 324,720.19 6.470 0.4615384615% 1,498.71
1848537 287,502.69 6.470 0.4615384615% 1,326.94
1848659 318,449.15 6.470 0.4615384615% 1,469.77
1848834 349,395.62 6.470 0.4615384615% 1,612.60
1848899 608,000.00 6.470 0.4615384615% 2,806.15
1848948 335,118.11 6.470 0.4615384615% 1,546.70
1849309 259,776.14 6.470 0.4615384615% 1,198.97
1849347 283,755.48 6.470 0.4615384615% 1,309.64
1850358 265,071.58 6.470 0.4615384615% 1,223.41
1850798 351,392.16 6.470 0.4615384615% 1,621.81
1851409 359,378.36 6.470 0.4615384615% 1,658.67
1851415 256,556.21 6.470 0.4615384615% 1,184.11
1851548 379,672.83 6.470 0.4615384615% 1,752.34
1851557 246,297.83 6.470 0.4615384615% 1,136.76
1851666 443,603.92 6.470 0.4615384615% 2,047.40
1851708 298,693.90 6.470 0.4615384615% 1,378.59
1852072 361,874.03 6.470 0.4615384615% 1,670.19
1852076 243,179.36 6.470 0.4615384615% 1,122.37
1852140 282,600.00 6.470 0.4615384615% 1,304.31
1852187 267,768.29 6.470 0.4615384615% 1,235.85
1852191 193,832.96 6.470 0.4615384615% 894.61
1852327 250,766.22 6.470 0.4615384615% 1,157.38
1852477 247,571.76 6.470 0.4615384615% 1,142.64
1852494 283,010.44 6.470 0.4615384615% 1,306.20
1852495 354,694.35 6.470 0.4615384615% 1,637.05
1852596 627,257.22 6.470 0.4615384615% 2,895.03
1852641 284,754.63 6.470 0.4615384615% 1,314.25
1852656 276,000.00 6.470 0.4615384615% 1,273.85
1852668 273,750.00 6.470 0.4615384615% 1,263.46
1852732 356,383.53 6.470 0.4615384615% 1,644.85
1852759 327,533.43 6.470 0.4615384615% 1,511.69
1852779 249,558.72 6.470 0.4615384615% 1,151.81
1852795 306,669.51 6.470 0.4615384615% 1,415.40
1852807 307,468.15 6.470 0.4615384615% 1,419.08
1852860 285,106.82 6.470 0.4615384615% 1,315.88
1853204 309,194.79 6.470 0.4615384615% 1,427.05
1853243 301,478.50 6.470 0.4615384615% 1,391.44
1853256 359,378.34 6.470 0.4615384615% 1,658.67
1853263 317,226.64 6.470 0.4615384615% 1,464.12
1853274 305,970.74 6.470 0.4615384615% 1,412.17
1853276 306,433.55 6.470 0.4615384615% 1,414.31
1853284 291,495.77 6.470 0.4615384615% 1,345.37
1853285 251,564.84 6.470 0.4615384615% 1,161.07
1853287 287,502.67 6.470 0.4615384615% 1,326.94
1853297 269,767.54 6.470 0.4615384615% 1,245.08
1853300 645,882.76 6.470 0.4615384615% 2,981.00
1853310 369,061.07 6.470 0.4615384615% 1,703.36
1853457 377,174.98 6.470 0.4615384615% 1,740.81
1854048 497,380.40 6.470 0.4615384615% 2,295.60
1854055 273,722.87 6.470 0.4615384615% 1,263.34
1854062 248,565.64 6.470 0.4615384615% 1,147.23
1854103 526,166.20 6.470 0.4615384615% 2,428.46
1854106 293,626.67 6.470 0.4615384615% 1,355.20
1854169 247,509.30 6.470 0.4615384615% 1,142.35
1854170 299,741.71 6.470 0.4615384615% 1,383.42
1854186 448,500.00 6.470 0.4615384615% 2,070.00
1854365 289,750.32 6.470 0.4615384615% 1,337.31
1854405 273,050.00 6.470 0.4615384615% 1,260.23
1854578 285,000.00 6.470 0.4615384615% 1,315.38
1854597 285,256.56 6.470 0.4615384615% 1,316.57
1854604 249,784.75 6.470 0.4615384615% 1,152.85
1854662 269,767.53 6.470 0.4615384615% 1,245.08
1854673 368,750.00 6.470 0.4615384615% 1,701.92
1854816 182,400.00 6.470 0.4615384615% 841.85
1855441 257,378.21 6.470 0.4615384615% 1,187.90
1855784 215,000.00 6.470 0.4615384615% 992.31
1856255 356,892.46 6.470 0.4615384615% 1,647.20
1856271 499,569.50 6.470 0.4615384615% 2,305.71
1856276 529,543.68 6.470 0.4615384615% 2,444.05
1856375 311,731.37 6.470 0.4615384615% 1,438.76
1856484 318,888.62 6.470 0.4615384615% 1,471.79
1856513 368,807.19 6.470 0.4615384615% 1,702.19
1856523 488,155.61 6.470 0.4615384615% 2,253.03
1856529 511,115.87 6.470 0.4615384615% 2,359.00
1856530 499,136.60 6.470 0.4615384615% 2,303.71
1856534 322,600.38 6.470 0.4615384615% 1,488.92
1856535 353,388.71 6.470 0.4615384615% 1,631.02
1856538 305,736.54 6.470 0.4615384615% 1,411.09
1856542 293,691.97 6.470 0.4615384615% 1,355.50
1856570 649,440.36 6.470 0.4615384615% 2,997.42
1857079 365,884.71 6.470 0.4615384615% 1,688.70
1857141 242,540.99 6.470 0.4615384615% 1,119.42
1857225 299,481.95 6.470 0.4615384615% 1,382.22
1857263 252,282.60 6.470 0.4615384615% 1,164.38
1857418 209,950.00 6.470 0.4615384615% 969.00
1857601 257,777.87 6.470 0.4615384615% 1,189.74
1857640 299,481.95 6.470 0.4615384615% 1,382.22
1857656 648,311.62 6.470 0.4615384615% 2,992.21
1857659 279,516.50 6.470 0.4615384615% 1,290.08
1857668 281,513.03 6.470 0.4615384615% 1,299.29
1857671 312,958.64 6.470 0.4615384615% 1,444.42
1857687 286,953.62 6.470 0.4615384615% 1,324.40
1857688 240,583.83 6.470 0.4615384615% 1,110.39
1857702 419,274.73 6.470 0.4615384615% 1,935.11
1857714 461,602.23 6.470 0.4615384615% 2,130.47
1857718 254,780.45 6.470 0.4615384615% 1,175.91
1857750 341,500.00 6.470 0.4615384615% 1,576.15
1857809 509,560.90 6.470 0.4615384615% 2,351.82
1857883 283,705.53 6.470 0.4615384615% 1,309.41
1857924 459,205.65 6.470 0.4615384615% 2,119.41
1857954 274,525.14 6.470 0.4615384615% 1,267.04
1857964 211,417.82 6.470 0.4615384615% 975.77
1857972 333,212.87 6.470 0.4615384615% 1,537.91
1857973 267,769.26 6.470 0.4615384615% 1,235.86
1857978 195,000.00 6.470 0.4615384615% 900.00
1858028 527,545.40 6.470 0.4615384615% 2,434.82
1858031 425,633.22 6.470 0.4615384615% 1,964.46
1858266 289,750.32 6.470 0.4615384615% 1,337.31
1858273 324,720.19 6.470 0.4615384615% 1,498.71
1858299 252,282.60 6.470 0.4615384615% 1,164.38
1858304 499,569.51 6.470 0.4615384615% 2,305.71
1858325 249,784.75 6.470 0.4615384615% 1,152.85
1858353 283,500.00 6.470 0.4615384615% 1,308.46
1858394 299,741.71 6.470 0.4615384615% 1,383.42
1858415 389,664.21 6.470 0.4615384615% 1,798.45
1858421 267,169.78 6.470 0.4615384615% 1,233.09
1858519 326,718.46 6.470 0.4615384615% 1,507.93
1858947 268,568.56 6.470 0.4615384615% 1,239.55
1858960 417,640.10 6.470 0.4615384615% 1,927.57
1859065 305,000.00 6.470 0.4615384615% 1,407.69
1859197 307,500.00 6.470 0.4615384615% 1,419.23
1859388 600,000.00 6.470 0.4615384615% 2,769.23
1859431 450,000.00 6.470 0.4615384615% 2,076.92
1859730 255,779.59 6.470 0.4615384615% 1,180.52
1859790 280,000.00 6.470 0.4615384615% 1,292.31
1860027 122,400.00 6.470 0.4615384615% 564.92
1860501 565,000.00 6.470 0.4615384615% 2,607.69
1860503 320,000.00 6.470 0.4615384615% 1,476.92
1860505 379,800.00 6.470 0.4615384615% 1,752.92
1860640 320,000.00 6.470 0.4615384615% 1,476.92
1861000 339,600.00 6.470 0.4615384615% 1,567.38
1861472 274,525.12 6.470 0.4615384615% 1,267.04
1861518 379,343.80 6.470 0.4615384615% 1,750.82
2705932 506,623.64 6.470 0.4615384615% 2,338.26
2712022 319,724.48 6.470 0.4615384615% 1,475.65
2712026 310,000.00 6.470 0.4615384615% 1,430.77
2713752 215,200.00 6.470 0.4615384615% 993.23
2716772 289,700.00 6.470 0.4615384615% 1,337.08
2720953 314,000.00 6.470 0.4615384615% 1,449.23
2720954 252,000.00 6.470 0.4615384615% 1,163.08
$84,135,580.42 1.4168014042% $1,192,034.08
P-1
<PAGE>
EXHIBIT Q
FORM OF REQUEST FOR EXCHANGE
[Date]
The First National Bank of Chicago
One North State Street
Chicago, Illinois 60602
Re: Residential Funding Mortgage Securities I, Inc.
Mortgage Pass-Through Certificates, Series 1999-S2
Residential Funding Corporation, as the Holder of a ____% Percentage
Interest of the [Class/Subclass] of Class A-V Certificates, hereby requests the
Trustee to exchange the above-referenced Certificates for the Subclasses
referred to below:
1. Class A-V Certificates, corresponding to the following
Uncertificated REMIC Regular Interests: [List numbers
corresponding to the related loans and Pool Strip Rates from
the Mortgage Loan Schedule]. The Initial Subclass Notional
Amount and the initial Pass-Through Rate on the Class A-V
Certificates will be $___________ and _____%, respectively.
[2. Repeat as appropriate.]
The Subclasses requested above will represent in the aggregate all
of the Uncertificated REMIC Regular Interests represented by the Class A-V
Certificates surrendered for exchange.
The capitalized terms used but not defined herein shall have the
meanings set forth in the Pooling and Servicing Agreement, dated as of January
1, 1999, among Residential Funding Mortgage Securities I, Inc., Residential
Funding Corporation and The First National Bank of Chicago, as trustee.
RESIDENTIAL FUNDING CORPORATION
By:
Name:
Title:
R-1
<PAGE>
