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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 10Q AND IS
QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 10,124
<INT-BEARING-DEPOSITS> 142
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 113,611
<INVESTMENTS-CARRYING> 89,564
<INVESTMENTS-MARKET> 87,549
<LOANS> 203,518
<ALLOWANCE> 2,945
<TOTAL-ASSETS> 425,615
<DEPOSITS> 328,641
<SHORT-TERM> 11,919
<LIABILITIES-OTHER> 2,193
<LONG-TERM> 36,500
18,873
0
<COMMON> 0
<OTHER-SE> 27,489
<TOTAL-LIABILITIES-AND-EQUITY> 425,615
<INTEREST-LOAN> 13,207
<INTEREST-INVEST> 9,632
<INTEREST-OTHER> 39
<INTEREST-TOTAL> 22,878
<INTEREST-DEPOSIT> 8,294
<INTEREST-EXPENSE> 10,354
<INTEREST-INCOME-NET> 12,524
<LOAN-LOSSES> 250
<SECURITIES-GAINS> 6
<EXPENSE-OTHER> 8,404
<INCOME-PRETAX> 5,162
<INCOME-PRE-EXTRAORDINARY> 3,821
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,821
<EPS-BASIC> 1.03
<EPS-DILUTED> 1.03
<YIELD-ACTUAL> 4.3
<LOANS-NON> 1,681
<LOANS-PAST> 0
<LOANS-TROUBLED> 145
<LOANS-PROBLEM> 1,520
<ALLOWANCE-OPEN> 2,956
<CHARGE-OFFS> 378
<RECOVERIES> 117
<ALLOWANCE-CLOSE> 2,945
<ALLOWANCE-DOMESTIC> 2,539
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 406
</TABLE>
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