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Previous: CORTLAND BANCORP INC, 10-Q, 2000-08-14 |
Next: JACQUES MILLER INCOME FUND LP II, 10QSB, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 11,184
<INT-BEARING-DEPOSITS> 154
<FED-FUNDS-SOLD> 200
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 109,717
<INVESTMENTS-CARRYING> 89,570
<INVESTMENTS-MARKET> 86,424
<LOANS> 202,938
<ALLOWANCE> 3,002
<TOTAL-ASSETS> 422,370
<DEPOSITS> 327,010
<SHORT-TERM> 13,329
<LIABILITIES-OTHER> 2,997
<LONG-TERM> 34,000
0
0
<COMMON> 18,873
<OTHER-SE> 26,161
<TOTAL-LIABILITIES-AND-EQUITY> 422,370
<INTEREST-LOAN> 8,739
<INTEREST-INVEST> 6,372
<INTEREST-OTHER> 22
<INTEREST-TOTAL> 15,133
<INTEREST-DEPOSIT> 5,363
<INTEREST-EXPENSE> 6,738
<INTEREST-INCOME-NET> 8,395
<LOAN-LOSSES> 205
<SECURITIES-GAINS> 5
<EXPENSE-OTHER> 5,678
<INCOME-PRETAX> 3,351
<INCOME-PRE-EXTRAORDINARY> 2,492
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,492
<EPS-BASIC> 0.67
<EPS-DILUTED> 0.67
<YIELD-ACTUAL> 4.4
<LOANS-NON> 2,015
<LOANS-PAST> 0
<LOANS-TROUBLED> 149
<LOANS-PROBLEM> 1,711
<ALLOWANCE-OPEN> 2,956
<CHARGE-OFFS> 223
<RECOVERIES> 64
<ALLOWANCE-CLOSE> 3,002
<ALLOWANCE-DOMESTIC> 2,642
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 360
</TABLE>
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