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Previous: UNITED BANCORP INC /MI/, 10-Q, 2000-08-14 |
Next: IRE PENSION INVESTORS LTD-II, 10-Q, 2000-08-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 19,406
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 74,478
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 329,519
<ALLOWANCE> 3,828
<TOTAL-ASSETS> 443,084
<DEPOSITS> 369,234
<SHORT-TERM> 16,200
<LIABILITIES-OTHER> 2,743
<LONG-TERM> 12,328
0
0
<COMMON> 28,207
<OTHER-SE> 14,372
<TOTAL-LIABILITIES-AND-EQUITY> 443,084
<INTEREST-LOAN> 13,995
<INTEREST-INVEST> 2,262
<INTEREST-OTHER> 0
<INTEREST-TOTAL> 16,257
<INTEREST-DEPOSIT> 6,611
<INTEREST-EXPENSE> 7,472
<INTEREST-INCOME-NET> 8,785
<LOAN-LOSSES> 708
<SECURITIES-GAINS> 4
<EXPENSE-OTHER> 7,962
<INCOME-PRETAX> 3,883
<INCOME-PRE-EXTRAORDINARY> 2,803
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,803
<EPS-BASIC> 1.46
<EPS-DILUTED> 1.46
<YIELD-ACTUAL> 4.58
<LOANS-NON> 864
<LOANS-PAST> 564
<LOANS-TROUBLED> 133
<LOANS-PROBLEM> 189
<ALLOWANCE-OPEN> 3,300
<CHARGE-OFFS> 185
<RECOVERIES> 105
<ALLOWANCE-CLOSE> 3,828
<ALLOWANCE-DOMESTIC> 2,814
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,014
</TABLE>
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