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Rule 497(e) File Nos. 33-44749 and 811-4596
Supplement
DATED MARCH 29, 1999 TO PROSPECTUS DATED JANUARY 4, 1999 FOR
CITIFUNDS(SM) MONEY MARKET FUNDS
The following paragraph is added before the last paragraph appearing in the
"Your CitiFunds Account -- Exchanges" section on page 53:
Class A or Class B shareholders who obtained their Cash Reserves shares as
a result of a previous exchange from funds in the Concert Investment
Series ("Concert") may only exchange their shares for shares of the same
class of another Concert fund. Exchanges into shares of a Concert fund are
subject to the minimum investment and other requirements of the Concert
fund into which the exchange is made. Shareholders exchanging into a
Concert fund should read the current Concert prospectus describing the
shares being acquired for more information.
