CITIFUNDS MULTI STATE TAX FREE TRUST, 497J, 1999-01-04

CITIFUNDS MULTI STATE TAX FREE TRUST
497J, 1999-01-04

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                                BINGHAM DANA LLP
                               150 FEDERAL STREET
                        BOSTON, MASSACHUSETTS 02110-1726

                                 January 4, 1999

VIA EDGAR

Securities and Exchange Commission
Division of Investment Management
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C.  20549

         Re:  CitiFunds(SM) Multi-State Tax Free Trust: CitiFunds(SM) New York
              Tax Free Reserves and CitiFunds(SM) Connecticut Tax Free Reserves
              (File Nos. 2-99977 and 811-4596)

Ladies and Gentlemen:

         Pursuant to Rule 497(j) under the Securities Act of 1933, as amended,
CitiFunds Multi-State Tax Free Trust, a Massachusetts business trust (the
"Trust"), hereby certifies that the forms of the Prospectus and Statement of
Additional Information that would have been filed by the Trust pursuant to Rule
497(c) upon the effectiveness of Post-Effective Amendment Number 23 to the
Trust's registration statement on Form N-1A (the "Amendment") would not have
differed from those contained in the Amendment. The Amendment, which was filed
via the EDGAR system on December 28, 1998, is the most recent amendment to the
Trust's registration statement relating to the above-referenced series of the
Trust.

         Please call the undersigned at (617) 951-8383 or Elizabeth A. Plewes at
(617) 951-8847, with any questions relating to this letter.

                                               Sincerely,

                                               Jennifer H. Hurford