EXHIBIT 23.2
CONSENT OF BEARD & COMPANY, INC. INDEPENDENT AUDITORS
We consent to the incorporation by reference in this
Registration Statement (Form S-8) pertaining to The First
National Bank of Leesport 401(k) Retirement Savings Plan of our
report dated January 21, 2000, with respect to the consolidated
financial statements of First Leesport Bancorp, Inc. included in
its Annual Report (Form 10-K) for the year ended December 31,
1999, filed with the Securities and Exchange Commission.
/s/ BEARD & COMPANY, INC.
Reading, Pennsylvania
September 12, 2000
