<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
SEPTEMBER 30, 2000 FORM 10-Q OF TEJAS BANCSHARES, INC. AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 23,615
<INT-BEARING-DEPOSITS> 8
<FED-FUNDS-SOLD> 2,130
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 7,250
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 312,677
<ALLOWANCE> 6,017
<TOTAL-ASSETS> 351,768
<DEPOSITS> 279,252
<SHORT-TERM> 21,000
<LIABILITIES-OTHER> 2,137
<LONG-TERM> 0
0
0
<COMMON> 13,415
<OTHER-SE> 35,964
<TOTAL-LIABILITIES-AND-EQUITY> 351,768
<INTEREST-LOAN> 19,127
<INTEREST-INVEST> 299
<INTEREST-OTHER> 104
<INTEREST-TOTAL> 19,530
<INTEREST-DEPOSIT> 6,386
<INTEREST-EXPENSE> 6,970
<INTEREST-INCOME-NET> 12,560
<LOAN-LOSSES> 1,500
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 7,004
<INCOME-PRETAX> 5,974
<INCOME-PRE-EXTRAORDINARY> 3,931
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,931
<EPS-BASIC> 0.29
<EPS-DILUTED> 0.29
<YIELD-ACTUAL> 5.67
<LOANS-NON> 0
<LOANS-PAST> 144
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 4,525
<CHARGE-OFFS> 19
<RECOVERIES> 11
<ALLOWANCE-CLOSE> 6,017
<ALLOWANCE-DOMESTIC> 6,017
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 6,017
</TABLE>