SUPPLEMENT DATED NOVEMBER 20, 1995
TO PROSPECTUS DATED NOVEMBER 20, 1995 FOR
THE PRUCO LIFE FLEXIBLE PREMIUM VARIABLE ANNUITY ACCOUNT
Discovery(sm) Preferred Contracts
As noted on pages 12 and 13, the Contract provides for a Mortality and Expense
Risk Charge and an Administrative Charge. The Mortality and Expense Risk Charge,
which reimburses Pruco Life for assuming certain risks related to estimates of
longevity and expenses, is deducted daily from the assets of each of the
variable investment options at an annual rate of 1.25%. The Administrative
Charge, which reimburses Pruco Life for the expenses incurred in administering
the Contracts, is deducted daily from the assets of each of the variable
investment options at an annual rate of 0.15%.
Pruco Life has determined not to assess the Mortality and Expense Risk Charge
and Administrative Charge until after December 31, 1995. Pruco Life intends to
assess these charges as of January 1, 1996. These charges are not assessed
against amounts allocated to the interest-rate investment options.
DISCOP-SUP Ed. 11-95 Catalog No. 64M634D