PRUCO LIFE INSURANCE CO
497J, 1996-05-07
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                                                                     May 6, 1996


Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549

                           Re:      Pruco Life Future Value Annuity
                                    (Registration No. 33-37587)

Ladies and Gentlemen:

     Pursuant to subparagraph (j) of Rule 497 under the Securities Act of 1933,
the Registrant hereby certifies (i) that its Prospectus that would have been
filed pursuant to Rule 497(b) would not have differed from the Prospectus
contained in Post-Effective Amendment No. 6 with the exception of the addition
of Frank Marino's age on the Directors and Officers listing contained on page 25
of the prospectus and (ii) that the text of Post-Effective Amendment No. 6 was
filed electronically on April 5, 1996 (Accession No. 0000950110-96-000352).



                          By:        ___________________________________________
                                     Clifford E. Kirsch
                                     Chief Legal Officer and Assistant Secretary
                                     Pruco Life Insurance Company



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