<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000778202
<NAME> ARMADA FUNDS
<SERIES>
<NUMBER> 140
<NAME> ARMADA TOTAL RETURN BOND I
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> MAY-31-2000
<PERIOD-START> MAY-31-1999
<PERIOD-END> MAY-31-2000
<INVESTMENTS-AT-COST> 344765
<INVESTMENTS-AT-VALUE> 332842
<RECEIVABLES> 5297
<ASSETS-OTHER> 283
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 338422
<PAYABLE-FOR-SECURITIES> 1854
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 406
<TOTAL-LIABILITIES> 2260
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 356512
<SHARES-COMMON-STOCK> 34909
<SHARES-COMMON-PRIOR> 32875
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (151)
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (8376)
<ACCUM-APPREC-OR-DEPREC> (11923)
<NET-ASSETS> 336162
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 21953
<OTHER-INCOME> 0
<EXPENSES-NET> (1585)
<NET-INVESTMENT-INCOME> 20368
<REALIZED-GAINS-CURRENT> (8097)
<APPREC-INCREASE-CURRENT> (6392)
<NET-CHANGE-FROM-OPS> 5879
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (20158)
<DISTRIBUTIONS-OF-GAINS> (2082)
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 72288
<NUMBER-OF-SHARES-REDEEMED> (66995)
<SHARES-REINVESTED> 13768
<NET-CHANGE-IN-ASSETS> 2626
<ACCUMULATED-NII-PRIOR> 3
<ACCUMULATED-GAINS-PRIOR> 1842
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> (5531)
<GROSS-ADVISORY-FEES> 1154
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2565
<AVERAGE-NET-ASSETS> 0
<PER-SHARE-NAV-BEGIN> 9.99
<PER-SHARE-NII> 0.600
<PER-SHARE-GAIN-APPREC> (0.450)
<PER-SHARE-DIVIDEND> (0.600)
<PER-SHARE-DISTRIBUTIONS> (0.060)
<RETURNS-OF-CAPITAL> 0.000
<PER-SHARE-NAV-END> 9.48
<EXPENSE-RATIO> 0.480
</TABLE>
