WRL FREEDOM ELITE
SUPPLEMENT DATED NOVEMBER 1, 1999
TO
PROSPECTUS DATED MAY 1, 1998
AS SUPPLEMENTED JUNE 30, 1999
FOR USE BY WMA SECURITIES, INC. ONLY
THE FOLLOWING SENTENCE REPLACES THE THIRD PARAGRAPH ON PAGE 4 UNDER THE SECTION
ENTITLED "POLICY SUMMARY - THE POLICY IN GENERAL:"
The minimum specified amount for this Policy when issued is $500,000
for all issue ages.
THE FOLLOWING REPLACES THE THIRD BULLET ON PAGE 7 UNDER THE SECTION ENTITLED
"POLICY SUMMARY - DEATH BENEFIT:"
o The minimum specified amount for a Policy is $500,000 for all
issue ages. We will state the minimum specified amount in your
Policy. You cannot decrease the specified amount below this
minimum.
THE FOLLOWING SENTENCE REPLACES THE SECOND AND THIRD SENTENCES IN THE FOURTH
PARAGRAPH ON PAGE 20 UNDER THE SECTION ENTITLED "THE POLICY - PURCHASING A
POLICY:"
Our current minimum specified amount for a Policy is generally $500,000.
WRL00024-11/99
