UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Quarter Ended: September 30, 2000
Check here if Amendment ( X ); Amendment Number: 1
This Amendment (Check only one): (X) is a restatement.
( ) adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Financial Institutions Retirement Fund
Address: 108 Corporate Park Drive, Fl 4
White Plains, New York 10604-3805
13F File Number: 28-1622
The institutional investment manager filing this report and the person by
whom it is signed hereby represent that the person signing the report is
authorized to submit it, that all information contained herein ia true,
correct and complete, and that it is understood that all required items,
statements, schedules, lists and tables are considered integral parts of this
form.
Person Signing this Report:
Name: Mr. Horace J. Caulkins
Title: Senior Vice-President and Chief Investment Officer
Phone: (914) 694-1300
Signature _________________________
Signed at: White Plains, New York on October 25, 2000.
Report Type: 13F Holding Report
List of Other Managers Reporting for this Manager: NONE
I AM SIGNING THIS REPORT AS REQUIRED BY
THE SECURITIES & EXCHANGE COMMISSION OF 1934.
Page 1
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 35
Form 13F Information Table Value Total: $ 56,172,000
Page 2
FINANCIAL INSTITUTIONS RETIREMENT FUND 30 Sept 2000
(13F): CORE EQUITY AND IN HOUSE EQUITY ACCOUNTS
ITEM4 ITEM5 PRIN ITEM6 ITEM8
ITEM 1 ITEM2 ITEM3 FAIRMKT SHS AMT INV ITEM7VOTING
ISSUER TICKER CLASS CUSIP ($,000) (,000) ($,000) DISCR MGT AUTH
-----------------------------------------------------------------------------
DIAMONDS TR|DIA COM 252787106 320 3 315 SOLE - SOLE
ENVIRONMENT|EPTC COM 29406K104 4 27 62 SOLE - SOLE
ESYNCH CORP|ESYN COM 297591109 140 47 191 SOLE - SOLE
GLOBALNET I|GBNE COM 37940E104 101 7 98 SOLE - SOLE
HIBERNIA FO|HIBNY COM 428660104 245 47 305 SOLE - SOLE
ISHARES TR |IVV COM 464287200 4,599 32 4,426 SOLE - SOLE
MADDEN STEV|SHOO COM 556269108 43 5 63 SOLE - SOLE
MIDCAP SPDR|MDY COM 595635103 2,358 24 1,557 SOLE - SOLE
PMCC FINL C|PFC COM 693429102 0 29 207 SOLE - SOLE
PERMA-FIX E|PESI COM 714157104 29 20 31 SOLE - SOLE
PLAYA MINLS| WT 72811F997 0 0 0 SOLE - SOLE
PLAYA MINL | COM 72811F989 50 25 50 SOLE - SOLE
REMEDIATION| COM 759547995 0 13 0 SOLE - SOLE
SONIC JET P|SJET COM 835455106 8 27 73 SOLE - SOLE
STANDARD AU|AJX COM 853097103 186 30 280 SOLE - SOLE
STANDARD AU|AJX* CONV PFD 853097202 185 22 222 SOLE - SOLE
SUN CMNTYS |SUI COM 866674104 221 7 183 SOLE - SOLE
TECHNOLOGY |TFF COM 87869A104 68 45 88 SOLE - SOLE
TELULAR COR|WRLS COM 87970T208 71 6 57 SOLE - SOLE
TORQUE ENGR|TORQ COM 891321101 3 1 8 SOLE - SOLE
VERTEX INTE|VETX COM 925322109 430 24 243 SOLE - SOLE
VIVUS INC |VVUS COM 928551100 157 37 187 SOLE - SOLE
WEBLINK WIR|WLNK COM 94769A101 115 15 132 SOLE - SOLE
THE JAGUAR | COM S86249360 15 0 24 SOLE - SOLE
THE JAGUAR | COM S86249400 0 0 44 SOLE - SOLE
THE JAGUAR | COM S86249430 190 0 37 SOLE - SOLE
THE JAGUAR | COM S86249450 0 0 8 SOLE - SOLE
THE JAGUAR | COM S86249580 0 0 81 SOLE - SOLE
PLAYA MINLS| CONV NT 72811F9A4 50 50 50 SOLE - SOLE
PLAYA MINLS| CONV NT 72811F9B2 50 50 50 SOLE - SOLE
REMEDIATION| CONV NT 7595479A2 250 250 250 SOLE - SOLE
NDX NOTE TR| BD 6288969A2 22,266 25,000 25,000 SOLE - SOLE
NASDQ-100 I| BD 628908AA3 23,262 25,000 25,000 SOLE - SOLE
OTC S&P 500| COM S67138050 (4) (17) (408) SOLE - SOLE
OTC S & P 5| COM S67142340 758 17 1,365 SOLE - SOLE
----------------------
56,172 50,840 60,282
