EAGLE BANCSHARES INC
10-K405, EX-27, 2000-06-29
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
FINANCIAL STATEMENTS OF EAGLE BANCSHARES, INC. FOR THE YEAR ENDED MARCH 31, 2000
AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

<S>                             <C>
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          MAR-31-2000
<PERIOD-START>                             APR-01-1999
<PERIOD-END>                               MAR-31-2000
<CASH>                                          25,233
<INT-BEARING-DEPOSITS>                           3,339
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    210,644
<INVESTMENTS-CARRYING>                          61,164
<INVESTMENTS-MARKET>                            59,312
<LOANS>                                        830,114
<ALLOWANCE>                                      7,191
<TOTAL-ASSETS>                               1,245,071
<DEPOSITS>                                     769,952
<SHORT-TERM>                                   268,389
<LIABILITIES-OTHER>                             38,276
<LONG-TERM>                                     93,983
                                0
                                          0
<COMMON>                                         6,239
<OTHER-SE>                                      68,232
<TOTAL-LIABILITIES-AND-EQUITY>               1,245,071
<INTEREST-LOAN>                                 68,996
<INTEREST-INVEST>                                9,147
<INTEREST-OTHER>                                 9,669
<INTEREST-TOTAL>                                87,812
<INTEREST-DEPOSIT>                              35,618
<INTEREST-EXPENSE>                              52,689
<INTEREST-INCOME-NET>                           35,123
<LOAN-LOSSES>                                      900
<SECURITIES-GAINS>                                  19
<EXPENSE-OTHER>                                 42,848
<INCOME-PRETAX>                                 13,967
<INCOME-PRE-EXTRAORDINARY>                           0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     9,532
<EPS-BASIC>                                       1.71
<EPS-DILUTED>                                     1.69
<YIELD-ACTUAL>                                    7.89
<LOANS-NON>                                      9,713
<LOANS-PAST>                                         0
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                  9,517
<ALLOWANCE-OPEN>                                 7,345
<CHARGE-OFFS>                                    1,797
<RECOVERIES>                                       743
<ALLOWANCE-CLOSE>                                7,191
<ALLOWANCE-DOMESTIC>                             7,191
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                            523


</TABLE>


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