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EXHIBIT 21
SUBSIDIARIES OF THE REGISTRANT
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Percentage State of
Parent Company Subsidiaries Owned Incorporation
-------------- ------------ ---------- -------------
<S> <C> <C> <C>
Eagle Bancshares, Inc. Tucker Federal Bank 100% Federally Chartered
Eagle Real Estate Advisors, Inc. 100% Georgia
Eagle Bancshares Capital Group, Inc. 100% Georgia
Tucker Federal Bank Eagle Service Corporation 100% Georgia
Eagle A.R.M.S., Inc. 100% Georgia
Prime Eagle Mortgage Corporation 100% Georgia
TFB Management, Inc 100% Delaware
TFB Management (NC), Inc. 100% Delaware
TFB Management (RE), Inc. 99.9% Delaware
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