MFS GOVERNMENT MORTGAGE FUND
497, 1995-09-26
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           MFS/Foreign & Colonial International Growth & Income Fund
                MFS/Foreign & Colonial International Growth Fund
              MFS/Foreign& Colonial  Emerging Markets Equity Fund (series of MFS
                         Series Trust X)

                    Supplement to be affixed to the current
                    Prospectus for distribution in Maryland

Prospective Maryland Investors should note the following:

As  noted in the  Prospectus,  the Fund may  invest  in  Structured  Securities,
Indexed  Securities,  Options on Securities,  Options on Stock Indices,  Futures
Contracts,  Options on Futures Contracts,  Forward Contracts, Options on Foreign
Currencies  and Swaps and Related  Transactions,  which,  together  with certain
other  instruments,   are  commonly  referred  to  as  "derivative  securities."
Investments in these types of securities may involve certain risks. Please refer
to  the  Prospectus,   under  "Investment  Techniques,"  and  the  Statement  of
Additional  Information,  under  "Investment  Policies  and  Restrictions,"  for
descriptions of these instruments.

               The date of this Supplement is September 1, 1995.


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