PILGRIM AMERICA BANK & THRIFT FUND INC
NSAR-A, 1996-08-27
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<PAGE>      
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SIGNATURE   MICHAEL J. ROLAND                            
TITLE       SR. VICE PRESIDENT  
 

<TABLE> <S> <C>


<ARTICLE>                                            6
<CIK>                         784055
<NAME>                        Pilgrim America Bank and Thrift Fund
<MULTIPLIER>                  1,000
<CURRENCY>                    U.S. Dollars
       
<S>                             <C>
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          DEC-31-1996
<PERIOD-START>                             JAN-01-1996
<PERIOD-END>                               JUN-30-1996
<EXCHANGE-RATE>                                      1
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<TOTAL-LIABILITIES>                                418
<SENIOR-EQUITY>                                      0
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<SHARES-COMMON-STOCK>                           14,141
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<OVERDISTRIBUTION-NII>                               0
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<OVERDISTRIBUTION-GAINS>                             0
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</TABLE>


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