<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> $2,606
<INT-BEARING-DEPOSITS> 26
<FED-FUNDS-SOLD> 7,730
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 12,715
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 60,271
<ALLOWANCE> 1,275
<TOTAL-ASSETS> 96,478
<DEPOSITS> 79,845
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,270
<LONG-TERM> 4,350
0
0
<COMMON> 60
<OTHER-SE> 10,953
<TOTAL-LIABILITIES-AND-EQUITY> 96,478
<INTEREST-LOAN> 4,665
<INTEREST-INVEST> 628
<INTEREST-OTHER> 251
<INTEREST-TOTAL> 5,544
<INTEREST-DEPOSIT> 2,179
<INTEREST-EXPENSE> 2,504
<INTEREST-INCOME-NET> 1,761
<LOAN-LOSSES> 35
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 5,361
<INCOME-PRETAX> (595)
<INCOME-PRE-EXTRAORDINARY> (504)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (504)
<EPS-BASIC> (0.09)
<EPS-DILUTED> (0.09)
<YIELD-ACTUAL> 4.96
<LOANS-NON> 1,326
<LOANS-PAST> 126
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,434
<CHARGE-OFFS> 602
<RECOVERIES> 408
<ALLOWANCE-CLOSE> 1,275
<ALLOWANCE-DOMESTIC> 1,275
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 146
</TABLE>