<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-QSB AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-01-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 4,145
<INT-BEARING-DEPOSITS> 25
<FED-FUNDS-SOLD> 5,450
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 12,509
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 62,654
<ALLOWANCE> 1,326
<TOTAL-ASSETS> 97,284
<DEPOSITS> 81,104
<SHORT-TERM> 0
<LIABILITIES-OTHER> 1,024
<LONG-TERM> 4,350
0
0
<COMMON> 60
<OTHER-SE> 10,746
<TOTAL-LIABILITIES-AND-EQUITY> 97,284
<INTEREST-LOAN> 3,124
<INTEREST-INVEST> 422
<INTEREST-OTHER> 144
<INTEREST-TOTAL> 3,690
<INTEREST-DEPOSIT> 1,419
<INTEREST-EXPENSE> 1,615
<INTEREST-INCOME-NET> 2,075
<LOAN-LOSSES> 105
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 3,855
<INCOME-PRETAX> (771)
<INCOME-PRE-EXTRAORDINARY> (581)
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (581)
<EPS-BASIC> (0.10)
<EPS-DILUTED> (0.10)
<YIELD-ACTUAL> 5.02
<LOANS-NON> 2,452
<LOANS-PAST> 130
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,434
<CHARGE-OFFS> 442
<RECOVERIES> 229
<ALLOWANCE-CLOSE> 1,326
<ALLOWANCE-DOMESTIC> 1,326
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 9
</TABLE>