<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. ____________)*
CENTURY BANCSHARE, INC.
- --------------------------------------------------------------------------------
(Name of Issuer)
COMMON STOCK, $1.00 PAR VALUE
-------------------------------------------------------------------------
(Title of Class of Securities)
156436107
-----------------------------
(CUSIP Number)
Check the following box if a fee is being paid with this statement [ ]. (A
fee is not required only if the filing person: (1) has a previous statement on
file reporting beneficial ownership of more than five percent of the class of
securities described in Item 1; and (2) has filed no amendment subsequent
thereto reporting beneficial ownership of five percent or less of such class.)
(See Rule 13d-7).
*The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities,
and for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.
The information required in the remainder of this cover page shall not be deemed
to be "filed" for the purpose of Section 18 of the Securities Exchange Act of
1934 ("Act") or otherwise subject to the liabilities of that section of the Act
but shall be subject to all other provisions of the Act (however, see the
Notes).
<PAGE> 2
<TABLE>
<S> <C>
- --------------------------------- --------------------------------
CUSIP No. 156436107 13G Page 2 of 4 Pages
--------------------- ------ ------
- --------------------------------- --------------------------------
- ----------------------------------------------------------------------------------------------------------------------
1 NAME OF REPORTING PERSON
S.S. or I.R.S. IDENTIFICATION NO. OF ABOVE PERSON
Neal R. Gross
###-##-####
- ----------------------------------------------------------------------------------------------------------------------
2 CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP*
(A) [ ]
(B) [ ]
- ----------------------------------------------------------------------------------------------------------------------
3 SEC USE ONLY
- ----------------------------------------------------------------------------------------------------------------------
4 CITIZENSHIP OR PLACE OF ORGANIZATION
U.S.A.
- ----------------------------------------------------------------------------------------------------------------------
5 SOLE VOTING POWER
NUMBER OF 145,291
SHARES --------------------------------------------------------------------------------------------------------
6 SHARED VOTING
BENEFICIALLY
-0-
OWNED BY
--------------------------------------------------------------------------------------------------------
EACH 7 SOLE DISPOSITIVE POWER
REPORTING 145,291
PERSON --------------------------------------------------------------------------------------------------------
8 SHARED DISPOSITIVE POWER
WITH
-0-
- ----------------------------------------------------------------------------------------------------------------------
9 AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
145,291
- ----------------------------------------------------------------------------------------------------------------------
10 CHECK BOX IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN SHARES *
- ----------------------------------------------------------------------------------------------------------------------
11 PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW 9
6.50%
------
- ----------------------------------------------------------------------------------------------------------------------
12 TYPE OF REPORTING PERSON *
IN
- ----------------------------------------------------------------------------------------------------------------------
</TABLE>
- SEE INSTRUCTION BEFORE FILLING OUT!
Page 2 of 4
<PAGE> 3
]SCHEDULE 13G
Item 1 (a) Name of Issuer: Century Bancshares, Inc.
Item 1(b) Address of Issuer's Principal Executive Offices:
1275 Pennsylvania Avenue, NW
Washington, DC 20004
Item 2 (a) Name of Person Filing: Neal R. Gross
Item 2 (b) Address of Principal Business Office:
1323 Rhode Island Avenue, NW
Washington, DC 20005
Item 2 (c) Citizenship: United States
Item 2 (d) Title of Class of Securities: The class of securities of
Century Bancshares, Inc. owned beneficially by the reporting
person is common stock, $1.00 par value (the "Common Stock").
Item 2 (e) Cusip Number: 154636107
Item 3 Not Applicable
Item 4 (a) Amount Beneficially Owned: 145,291
(b) Percent of Class: 6.50%
(c) Number of Shares as to which such person has
(i) Sole power to vote or to direct the vote: 145,291
(ii) Shared power to vote or direct the vote: -0-
(iii) Sole power to dispose or direct the disposition:
145,291
(iv) Shared power to dispose or direct the disposition:
-0-
Item 5 Ownership of Five Percent of Less of a Class: Not Applicable
Item 6 Ownership of More than Five Percent on Behalf of Another
Person:
Not Applicable
Item 7 Identification and Classification of the Subsidiary Which
Acquired the Security Being Reported on By the Parent Holding
Company: Not Applicable
Item 8 Identification and Classification of Members of the Group:
Not Applicable
Item 9 Notice of Dissolution of Group: Not Applicable
Item 10 Certification: Not Applicable
Page 3 of 4
<PAGE> 4
Signature
After reasonable inquiry and to the best of my knowledge and belief, I certify
that the information set forth in this statement is true, complete and correct.
Date: 2/17/98 By: /S/ Neal R. Gross
--------------------------- ------------------------------
Signature
Neal R. Gross/Director
----------------------
Name/title
Page 4 of 4
