CENTURY BANCSHARES INC
S-4, EX-23.3, 2000-12-13
NATIONAL COMMERCIAL BANKS
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                                                                    EXHIBIT 23.1


                         CONSENT OF INDEPENDENT AUDITORS



The Board of Directors
Century Bancshares, Inc.:

We consent to the use of our report included herein and to the reference to our
firm under the heading "Experts" in the prospectus.

/s/ KPMG LLP


McLean, VA
December 13, 2000


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