U.S. SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 12b-25
Notification of Late Filing
(Check One):
[ ] Form 10-K [X] Form 11-K [ ] Form 20-F
[ ] Form 10-Q [ ] Form N-SAR
For Period Ended: December 31, 1995
Read Attached Instruction Sheet Before Preparing Form. Please
Print or Type.
Nothing in this Form shall be construed to imply that the
Commission has verified any information contained herein.
If the notification relates to a portion of the filing checked
above, identify the Item(s) to which the notification relates:
Part I--Registrant Information
Full Name of Registrant
The First Financial Holdings, Inc.
Sharing Thrift Plan
Former Name if Applicable
Address of Principal Executive Office
(Street and Number) 34 Broad Street
City, State and Zip Code Charleston, South Carolina 29401
Part II--Rules 12b-25 (b) and (c)
If the subject report could not be filed without unreasonable
effort or expense and the registrant seeks relief pursuant to
Rule 12b-25(b), the following should be completed. (Check box if
appropriate)
(a) The reasons described in reasonable detail in Part III
of this form could not be eliminated without
unreasonable effort or expense.
[X] (b) The subject annual report or semi-annual report/portion
thereof will be filed on or before the fifteenth
calendar day following the prescribed due date; or the
subject quarterly report/portion thereof will be filed
on or before the fifth calendar day following the
prescribed due date; and
(c) The accountant's statement or other exhibit required by
Rule 12b-25(c) has been attached if applicable.
Part III--Narrative
State below in reasonable detail the reasons why the form 10-K,
11-K, 20-F, 10-Q or N-SAR or portion thereof could not be filed
within the prescribed time period.
See Exhibit 99, attached hereto.
PART IV-- Other Information
(1) Name and telephone number of person to contact in regard to
this notification
A. Thomas Hood 803 529-5612
(Name) (Area Code) (Telephone Number)
(2) Have all other periodic reports
required under section 13 or [X] Yes [ ] No
15(d) of the Securities Exchange
Act of 1934 or section 30 of the
Investment Company Act of 1940
during the preceding 12 months or
for such shorter period that the
registrant was required to file
such reports(s) been filed? If the
answer is no, identify report(s).
(3) Is it anticipated that any
significant change in results of [ ] Yes [X] No
operations from the corresponding
period for the last fiscal year
will be reflected by the earnings
statements to be included in the
subject report or portion thereof?
If so: attach an explanation of the
anticipated change, both
narratively and quantitatively,
and, if appropriate, state the
reasons why a reasonable estimate
of the results cannot be made.
The First Financial Holdings, Inc. Sharing Thrift Plan
(Name of registrant as specified in charter)
has caused this notification to be signed on its behalf by the
undersigned thereunto duly authorized.
Date: June 28, 1996 By /s/ A. Thomas Hood
Member of the First Financial
Holdings, Inc. Sharing
Thrift Committee
INSTRUCTION: The form may be signed by an executive officer of
the registrant or by any other duly authorized representative.
The name and title of the person signing the form shall be typed
or printed beneath the signature. If the statement is signed on
behalf of the registrant by an authorized representative (other
than an executive officer), evidence of the representative's
authority to sign on behalf of the registrant shall be filed with
the form.
Attention
Intentional misstatements or omissions of fact constitute Federal
Criminal Violations (See 18 U.S.C. 1001).
<PAGE>
<EX-99>
EXHIBIT 99
Letter from Accountants
Following is a replication of the letter received from our
external accountants specifying the reason for filing a Form 12B-
25 for Form 11-K.
MCLAIN, MOISE & ASSOCIATES, PC
Certified Public Accountants Maritime Bldg. Suite 101
215 East Bay Street
Charleston, SC 29401
Tel: (803) 577-0414
Fax: (803) 577-0428
June 15, 1996
First Financial Holdings, Inc.
2440 Mall Drive, Suite 100
Charleston, SC 29406
Dear Representative:
We were unable to complete our audit and issue our opinion on the
First Financial Holdings, Inc. Sharing Thrift Plan financial
statements for the year ended December 31, 1995, due to not
receiving the necessary information in a timely manner from the
Plan Administrator.
Very truly yours,
/s/McLain, Moise & Associates, PC
McLain, Moise & Associates, PC
/s/Gregory P. McLain
Gregory P. McLain, CPA
Partner
