HARDWICK HOLDING CO
15-15D, 2000-06-26
STATE COMMERCIAL BANKS
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                       SECURITIES AND EXCHANGE COMMISSION
                              Washington, DC 20549

                                     FORM 15

 Certification and Notice of Termination of Registration  under Section 12(g) of
    the Securities Exchange Act of 1934 or Suspension of Duty to File Reports
       Under Sections 13 and 15(d) of the Securities Exchange Act of 1934

                        Commission File Number 033-43386

                            Hardwick Holding Company
                            ------------------------
             (Exact name of registrant as specified in its charter)

    One Hardwick Square, Dalton, Georgia 30722-1367 Telephone: (706) 217-3950
    -------------------------------------------------------------------------
    (Address, including zip code, and telephone number, including area code,
                  of registrant's principal executive offices)

             Common Stock, par value $0.50 per share (Title of each
             ------------------------------------------------------
                    class of securities covered by this Form)

                                      None
                                      ----
       (Titles of all other classes of securities for which a duty to file
                  reports under section 13(a) or 15(d) remains)


Please place an X in the box(es) to designate the appropriate rule  provision(s)
relied upon to terminate or suspend the duty to file reports:

Rule 12g-4(a)(1)(i)  [ ]   Rule 12g-4(a)(2)(ii) [ ]   Rule 12h-3(b)(2)(i)   [ ]
Rule 12g-4(a)(1)(ii) [ ]   Rule 12h-3(b)(1)(i)  [ ]   Rule 12h-3(b)(2)(ii)  [ ]
Rule 12g-4(a)(2)(i)  [ ]   Rule 12h-3(b)(1)(ii) [ ]   Rule 15d-6            [X]*


Approximate number of holders of record as of the certification or notice date:
None

*Hardwick  Holding Company was merged with and into BB&T Corporation on June 13,
2000.

<PAGE>


     Pursuant to the  requirements of the Securities  Exchange Act of 1934, BB&T
Corporation,  the successor by merger to Hardwick  Holding  Company,  has caused
this  certification/notice  to be signed on its behalf by the  undersigned  duly
authorized person.



DATE: June 26, 2000             BB&T CORPORATION

                                By:      /s/ Jerone C. Herring
                                Name:    Jerone C. Herring
                                Title:   Executive Vice President and Secretary

<PAGE>

                          [BB&T Corporation letterhead]



June 26, 2000


VIA EDGAR
Securities and Exchange Commission
450 Fifth Street
Washington D.C. 20549


         Re:      Hardwick Holding Company -- Form 15


Ladies and Gentlemen:

     On behalf of Hardwick Holding Company (the "Company"), and pursuant to Rule
12h-3 under the  Securities  Exchange Act of 1934 and Rule 10l(a) of  Regulation
S-T, we are transmitting via EDGAR a Form 15 relating to the  deregistration  of
the Company's common stock, par value $0.50 per share.

     If you have any  questions  regarding  this  Form 15,  please  contact  the
undersigned at (336) 733-2180.

                                 Very truly yours,

                                 BB&T CORPORATION

                                 By:      /s/ Jerone C. Herring
                                 Name:    Jerone C. Herring
                                 Title:   Executive Vice President and Secretary



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