TEXAS REGIONAL BANCSHARES INC
10-Q, EX-27, 2000-10-31
STATE COMMERCIAL BANKS
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<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEETS AND CONSOLIDATED STATEMENTS OF INCOME AND
COMPREHENSIVE INCOME INCLUDED HEREIN AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER>                    1000

<S>                             <C>
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000
<PERIOD-END>                               SEP-30-2000
<CASH>                                          55,703
<INT-BEARING-DEPOSITS>                           3,810
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                    595,916
<INVESTMENTS-CARRYING>                           1,846
<INVESTMENTS-MARKET>                             1,881
<LOANS>                                      1,519,963
<ALLOWANCE>                                     18,602
<TOTAL-ASSETS>                               2,317,005
<DEPOSITS>                                   2,064,161
<SHORT-TERM>                                    26,324
<LIABILITIES-OTHER>                             15,069
<LONG-TERM>                                          0
                                0
                                          0
<COMMON>                                        14,623
<OTHER-SE>                                     196,828
<TOTAL-LIABILITIES-AND-EQUITY>               2,317,005
<INTEREST-LOAN>                                106,961
<INTEREST-INVEST>                               25,551
<INTEREST-OTHER>                                   485
<INTEREST-TOTAL>                               132,997
<INTEREST-DEPOSIT>                              60,381
<INTEREST-EXPENSE>                              62,139
<INTEREST-INCOME-NET>                           70,858
<LOAN-LOSSES>                                    7,052
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 40,156
<INCOME-PRETAX>                                 39,523
<INCOME-PRE-EXTRAORDINARY>                      39,523
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    25,810
<EPS-BASIC>                                       1.77
<EPS-DILUTED>                                     1.76
<YIELD-ACTUAL>                                    4.77
<LOANS-NON>                                      8,951
<LOANS-PAST>                                     2,135
<LOANS-TROUBLED>                                 5,190
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                16,711
<CHARGE-OFFS>                                    5,497
<RECOVERIES>                                       336
<ALLOWANCE-CLOSE>                               18,602
<ALLOWANCE-DOMESTIC>                            16,430
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                          2,172


</TABLE>


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