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Yardville National Bancorp Subsidiaries Exhibit 10.31
1. Yardville National Bank
2. Yardville Capital Trust
3. Yardville Capital Trust II
4. Yardville National Investment Corporation
(wholly-owned subsidiary of Bank)
5. YNB Real Estate Corporation
(wholly-owned subsidiary of Bank)
6. Brendan, Inc.
(wholly-owned subsidiary of Bank)
7. YNB Financial, Inc.
(wholly-owned subsidiary of Bank)
8. Nancy-Beth, Inc.
(wholly-owned subsidiary of Bank)
9. YNB Realty, Inc.
(wholly-owned subsidiary of Bank)
10. Jim Mary, Inc.
(wholly-owned subsidiary of Bank)
11. YNB Capital Development, Inc.
(wholly-owned subsidiary of Bank)