FIRST NATIONAL BANCORP INC /IL/
S-8, EX-23.1, 2000-07-21
NATIONAL COMMERCIAL BANKS
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                                                                   Exhibit 23.1







                       CONSENT OF INDEPENDENT ACCOUNTANTS



We consent to the incorporation by reference in this Registration Statement of
First National Bancorp, Inc. on Form S-8 of our report dated January 21, 2000 on
the consolidated balance sheets of First National Bancorp, Inc. as of December
31, 1999 and 1998 and the related consolidated statements of income,
stockholders' equity, and cash flows for each of the three years in the period
ended December 31, 1999, included in the December 31, 1999 annual report on Form
10-K of First National Bancorp, Inc.



                                              /s/ Crowe, Chizek and Company LLP

Oak Brook, Illinois
July 21, 2000


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