NAVIGATOR TAX FREE MONEY MARKET FUND INC
497J, 1997-07-23
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                      NAVIGATOR TAX-FREE MONEY MARKET FUND
                           STATEMENT OF CERTIFICATION
                             PURSUANT TO RULE 497(j)


The Navigator Tax-Free Money Market Fund (the "Fund") hereby certifies that the
forms of prospectuses and statement of additional information that would have
been filed under Paragraph (c) of Rule 497 under the Securities Act of 1933, as
amended, would not have differed from those contained in Post-Effective
Amendment No. 12 to the Fund's Registration Statement on Form N-1A (File Nos.
33-3082 and 811-04580) which was filed electronically on June 30, 1997
(Accession No. 0000893220-97-001214)



                                        Navigator Tax-Free Money Market Fund

Date:  July 22, 1997                    /s/ Robert J. Walker, Jr.
                                        -------------------------
                                            President


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