<PAGE> 1
NAVIGATOR TAX-FREE MONEY MARKET FUND
STATEMENT OF CERTIFICATION
PURSUANT TO RULE 497(j)
The Navigator Tax-Free Money Market Fund (the "Fund") hereby certifies that
the form of prospectus and statement of additional information that would
have been filed under paragraph(c) of Rule 497 under the Securities Act of
1933, as amended, would not have differed from those contained in
Post-Effective Amendment No. 13 to the Fund's Registration Statement on
Form N-1A (File Nos. 33-3082 and 811-04580) which was filed electronically
on June 26, 1998 (Accession No. 0000893220-98-001134).
Navigator Tax-Free Money Market Fund
Date: July 1, 1998 /s/ Robert J. Walker, Jr.
---------------------------------
By: Robert J. Walker, Jr.
Title: President
