MOXHAM BANK CORP
15-12G, 1996-07-12
NATIONAL COMMERCIAL BANKS
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                          SECURITIES AND EXCHANGE COMMISSION

                                Washington, D.C. 20549

                                       FORM 15

            Certification and Notice of Termination of Registration under
               Section 12(g) of the Securities Exchange Act of 1934 or
          Suspension of Duty to File Reports Under Sections 13 and 15(d) of
                         the Securities Exchange Act of 1934.

                                             Commission File Number 0-21778
                                                                    -------

                               MOXHAM BANK CORPORATION
          -----------------------------------------------------------------
                (Exact name of registrant as specified in its charter)


                  540 Central Avenue, Johnstown, Pennsylvania 15902
                                    (814) 533-7000
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            (Address, including zip code, and telephone number, including 
               area code, of registrant's principal executive offices)


                       Common Stock, par value $2.00 per share
                   Preferred Stock, Series A convertible cumulative
                               non-voting, no par value
          -----------------------------------------------------------------
               (Title of each class of securities covered by this Form)


                                         N/A
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             (Titles of all other classes of securities for which a duty
                to file reports under section 13(a) or 15(d) remains)


               Please place an X in the box(es) to designate the
          appropriate rule provision(s) relied upon to terminate or suspend
          the duty to file reports:

               Rule 12g-4(a)(1)(i)  [X]      Rule 12h-3(b)(1)(ii)  [ ]
               Rule 12g-4(a)(1)(ii) [ ]      Rule 12h-3(b)(2)(i)   [ ]
               Rule 12g-4(a)(2)(i)  [ ]      Rule 12h-3(b)(2)(ii)  [ ]
               Rule 12g-4(a)(2)(ii) [ ]      Rule 15d-6            [ ]
               Rule 12h-3(b)(1)(i)  [X]

               Approximate number of holders of record as of the
          certification or notice date:      Zero (0)
                                        -----------------------------------


<PAGE>

               Pursuant to the requirements of the Securities Exchange Act
          of 1934 BT FINANCIAL CORPORATION has caused this
          certification/notice to be signed on its behalf by the
          undersigned duly authorized person.


          DATE:  July 5, 1996                BY:    /s/ Steven C. Ackmann
               --------------                     -------------------------
                                                  Steven C. Ackmann
                                                  President and Chief
                                                    Operating Officer
                                                  BT Financial Corporation,
                                                    successor by merger to
                                                    Moxham Bank Corporation


          Instruction:  This form is required by Rules 12g-4, 12h-3 and
          15d-6 of the General Rules and Regulations under the Securities
          Exchange Act of 1934.  The registrant shall file with the
          Commission three copies of Form 15, one of which shall be
          manually signed.  It may be signed by an officer of the
          registrant, by counsel or by any other duly authorized person. 
          The name and title of the person signing the form shall be typed
          or printed under the signature.


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