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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
All reported numbers are unaudited.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> Dec-31-1999
<PERIOD-END> Sep-30-2000
<CASH> 35,288
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 34,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 151,747
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 1,827,645
<ALLOWANCE> 32,668
<TOTAL-ASSETS> 2,125,859
<DEPOSITS> 1,403,083
<SHORT-TERM> 218,608
<LIABILITIES-OTHER> 56,060
<LONG-TERM> 256,754
0
0
<COMMON> 135
<OTHER-SE> 191,219
<TOTAL-LIABILITIES-AND-EQUITY> 2,125,859
<INTEREST-LOAN> 118,834
<INTEREST-INVEST> 7,786
<INTEREST-OTHER> 1,862
<INTEREST-TOTAL> 128,482
<INTEREST-DEPOSIT> 47,411
<INTEREST-EXPENSE> 70,099
<INTEREST-INCOME-NET> 58,383
<LOAN-LOSSES> 7,317
<SECURITIES-GAINS> (168)
<EXPENSE-OTHER> 37,464
<INCOME-PRETAX> 29,662
<INCOME-PRE-EXTRAORDINARY> 29,662
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 18,166
<EPS-BASIC> 1.44
<EPS-DILUTED> 1.41
<YIELD-ACTUAL> 3.90
<LOANS-NON> 23,339
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 16,332
<ALLOWANCE-OPEN> 28,759
<CHARGE-OFFS> 4,153
<RECOVERIES> 745
<ALLOWANCE-CLOSE> 32,668
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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