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<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
All reported numbers are unaudited.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1999
<PERIOD-END> JUN-30-2000
<CASH> 34767
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 21000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 151495
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 1848385
<ALLOWANCE> 31498
<TOTAL-ASSETS> 2119047
<DEPOSITS> 1376203
<SHORT-TERM> 276177
<LIABILITIES-OTHER> 24850
<LONG-TERM> 256759
0
0
<COMMON> 137
<OTHER-SE> 184921
<TOTAL-LIABILITIES-AND-EQUITY> 2119047
<INTEREST-LOAN> 77049
<INTEREST-INVEST> 5226
<INTEREST-OTHER> 1165
<INTEREST-TOTAL> 83440
<INTEREST-DEPOSIT> 30300
<INTEREST-EXPENSE> 44918
<INTEREST-INCOME-NET> 38522
<LOAN-LOSSES> 4878
<SECURITIES-GAINS> 43
<EXPENSE-OTHER> 24731
<INCOME-PRETAX> 19070
<INCOME-PRE-EXTRAORDINARY> 19070
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 11696
<EPS-BASIC> .93
<EPS-DILUTED> .91
<YIELD-ACTUAL> 3.91
<LOANS-NON> 20365
<LOANS-PAST> 0
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 14333
<ALLOWANCE-OPEN> 28758
<CHARGE-OFFS> 2650
<RECOVERIES> 511
<ALLOWANCE-CLOSE> 31498
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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