DS BANCOR INC
15-12G, 1997-02-05
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<PAGE>
 
                      SECURITIES AND EXCHANGE COMMISSION

                            WASHINGTON, D.C. 20549

                                    FORM 15

            Certification and Notice of Termination of Registration
         under Section 12(g) of the Securities Exchange Act of 1934 or
            Suspension of Duty to File Reports Under Sections 13 and
                  15(d) of the Securities Exchange Act of 1934

                         Commission File Number 0-16193

                                DS BANCOR, INC.
- --------------------------------------------------------------------------------
             (Exact name of registrant as specified in its charter)

c/o Webster Financial Corporation, Webster Plaza, Waterbury, Connecticut 06702,
                                 (203) 753-2921
- --------------------------------------------------------------------------------
         (Address, including zip code, and telephone number, including
            area code, of registrant's principal executive offices)

                    Common stock, par value $1.00 per share
- --------------------------------------------------------------------------------
            (Title of each class of securities covered by this Form)


                                     None
- --------------------------------------------------------------------------------
          (Titles of all other classes of securities for which a duty
             to file reports under section 13(a) or 15(d) remains)

          Please place an X in the box(es) to designate the appropriate rule
provision(s) relied upon to terminate or suspend the duty to file reports:

 
Rule 12g-4 (a)(1)(i)    [x]          Rule 12h-3(b)(1)(ii)     [ ]
Rule 12g-4(a)(1)(ii)    [ ]          Rule 12h-3(b)(2)(i)      [ ]
Rule 12g-4(a)(2)(i)     [ ]          Rule 12h-3(b)(2)(ii)     [ ]
Rule 12g-4(a)(2)(ii)    [ ]          Rule 15d-6               [ ]
Rule 12h-3(b)(1)(i)     [ ]

          Approximate number of holders of record as of the certification or
notice date:
                                      none
- --------------------------------------------------------------------------------

          Pursuant to the requirements of the Securities Exchange Act of 1934,
DS Bancor, Inc. has caused this certification/notice to be signed on its behalf
by the undersigned duly authorized person.


DATE: February 5, 1997        BY: /s/ John V. Brennan
                                  ----------------------------------------------
                                  John V. Brennan
                                  Executive Vice President, Chief Financial
                                  Officer and Treasurer
                                  Webster Financial Corporation, as successor to
                                  DS Bancor, Inc.


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