SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
FILED PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
DATE OF REPORT: August 1, 2000
COMMISSION FILE NUMBER 0-14703
NBT BANCORP INC.
(Exact Name of Registrant as Specified in its Charter)
DELAWARE 16-1268674
(State of Incorporation) (I.R.S. Employer Identification No.)
52 SOUTH BROAD STREET NORWICH, NEW YORK 13815
(Address of Principal Executive Offices)(Zip Code)
Registrant's Telephone Number, Including Area Code: (607)-337-2265
N/A
(Former Name or Former Address, If changed since last Report)
<PAGE>
Item 5. Other Events
Filed as Exhibit 99.1 are Management's Discussion and Analysis of Financial
Condition and Results of Operations, and Supplemental Consolidated Financial
Statements of NBT Bancorp Inc. restated to reflect the acquisition by merger of
Pioneer American Holding Company Corp. The merger was a pooling of interests for
accounting and financial reporting purposes. The consolidated financial
statements of NBT Bancorp Inc. are restated for periods prior to the date of the
acquisition.
Item 7. Financial Statements and Exhibits
(a) Not applicable.
(b) Not applicable
(c) The following exhibits are included in this report:
23.1 Consent of KPMG LLP
27.1 Restated Financial Data Schedule at December 31, 1999
27.2 Restated Financial Data Schedule at December 31, 1998
27.3 Restated Financial Data Schedule at December 31, 1997
99.1 NBT Bancorp Inc. Management's Discussion and Analysis of
Financial Condition and Results of Operations, and Supplemental
Consolidated Financial Statements and other Annual Report
data.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
NBT BANCORP, INC.
Date: July 31, 2000
/s/ Michael J. Chewens
----------------------
Michael J. Chewens, CPA
Executive Vice President
Chief Financial Officer and Treasurer
EXHIBIT INDEX
23.1 Consent of KPMG LLP
27.1 Restated Financial Data Schedule at December 31, 1999
27.2 Restated Financial Data Schedule at December 31, 1998
27.3 Restated Financial Data Schedule at December 31, 1997
99.1 NBT Bancorp Inc. Management's Discussion and Analysis of Financial
Condition and Results of Operations, Consolidated Financial
Statements and other Annual Report data.
