EXHIBIT 23.3
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in the registration
statement on Form S-3 of NBT Bancorp Inc., related to the registration of shares
on behalf of and for Mr. David T. Griffith, filed by NBT Bancorp Inc. under the
Securities Act of 1933, of our report dated January 21, 2000, relating to the
financial statements of BSB Bancorp, Inc., which appears in the 1999 Annual
Report to Shareholders which is incorporated by reference in its Annual Report
on Form 10-K for the year ended December 31, 1999. We also consent to the
references to us under the heading "Experts" in such registration statement.
/s/ PricewaterhouseCoopers LLP
PricewaterhouseCoopers LLP
Syracuse, New York
June 26, 2000
