COGAN JOHN F JR
13F-HR, 2000-01-25
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<PAGE>


                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549
                                    FORM 13F
                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: 12/31/1999

Check here if Amendment       / /             Amendment Number:

This Amendment                / /             is a restatement

Institutional Investment Manager Filing this Report:

Name:       JOHN F COGAN JR 28-1668
Address:    60 STATE ST 26TH FLOOR
            BOSTON MA  02109


13F File Number: 28-01668

The institutional investment Manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name: JOHN F COGAN, JR.
Title:
Phone: 617-526-6000
Signature, Place, and Date of Signing:

/S/JOHN F. COGAN, JR.    BOSTON, MASSACHUSETTS    01/07/2000

Report Type     (Check only one)
                /x/            13F HOLDINGS REPORT
                / /            13F COMBINATION REPORT


                           FORM 13F INFORMATION TABLE


<PAGE>


<TABLE>
<CAPTION>

                                                VALUE    SHS                 INVSTMT    OTHER            VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL


<S>                <C>               <C>           <C>     <C>               <C>                   <C>          <C>
AT&T CORP          COMMON STOCK      001957109     307      6038 SH           SOLE                  6038

                                     001957109     797     15677 SH          OTHER                 11803
                                                                                                                 825
                                                                             OTHER                  2325
                                                                                                                 724
ABBOTT             COMMON STOCK      002824100      31       850 SH           SOLE                   850
LABORATORIES

                                     002824100     309      8500 SH          OTHER                  4200
                                                                                                                1300

                                                                             OTHER                  2100         900
AMERICAN EXPRESS   COMMON STOCK      025816109     469      2824 SH          OTHER                   900
                                                                                                                  80
                                                                             OTHER                  1844
CO

AMERICAN HOME      COMMON STOCK      026609107      42      1060 SH           SOLE                  1060
PRODUCTS CORP

                                     026609107     852     21700 SH          OTHER                 10700
                                                                             OTHER                 11000

AMERICAN INTL      COMMON STOCK      026874107     183      1694 SH           SOLE                  1694
GROUP INC

                                     026874107     426      3936 SH          OTHER                  1735
                                                                                                                 737
                                                                             OTHER                  1324
                                                                                                                 140
ATLANTIC           COMMON STOCK      048825103     311      3600 SH           SOLE                  3600
RICHFIELD CO

                                     048825103     398      4600 SH          OTHER                  2800
                                                                             OTHER                  1800

AUTOMATIC DATA     COMMON STOCK      053015103     981     18200 SH           SOLE                 18200
PROCESSING INC

</TABLE>


<PAGE>


<TABLE>

<S>                                  <C>          <C>      <C>               <C>                   <C>           <C>
                                     053015103      11       200 SH          OTHER                               200

AVERY DENNISON     COMMON STOCK      053611109     787     10800 SH           SOLE                  10800
CORP

COLUMN TOTALS                                     5904

</TABLE>


                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>

                                                VALUE    SHS                 INVSTMT    OTHER            VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL


<S>                                  <C>           <C>      <C>              <C>                   <C>           <C>
                                     053611109     335      4600 SH          OTHER                  2800
                                                                                                                  1600
                                                                             OTHER                   200

BCE INC            FOREIGN STOCK     05534B109      27       304 SH           SOLE                   304

                                     05534B109     361      4000 SH          OTHER                  2000
                                                                             OTHER                  2000

BP AMOCO - PLC     COMMON STOCK      055622104     213      3586 SH           SOLE                  3586
SPONS ADR

                                     055622104     1008    17002 SH          OTHER                  9324
                                                                                                                   266
                                                                             OTHER                  4760
                                                                                                                  2652
BANK ONE           COMMON STOCK      06423A103     207      6462 SH           SOLE                  6462
CORPORATION

                                     06423A103     978     30556 SH          OTHER                  9507
                                                                             OTHER                 21049

BAXTER INTL INC    COMMON STOCK      071813109     704     11210 SH           SOLE                 11210

                                     071813109     386      6145 SH          OTHER                  4700
                                                                                                                   576

</TABLE>

<PAGE>


<TABLE>

<S>                                  <C>           <C>      <C>              <C>                   <C>           <C>
                                                                             OTHER                               869

BELL ATLANTIC      COMMON STOCK      077853109       325      5278 SH         SOLE                 5278
CORP

                                     077853109       536      8706 SH        OTHER                 3200
                                                                             OTHER                 5506

BELLSOUTH CORP     COMMON STOCK      079860102        42       900 SH         SOLE                  900

                                     079860102       505     10798 SH        OTHER                 5504
                                                                                                                 724
                                                                             OTHER                 4560
                                                                                                                  10

BERKSHIRE          COMMON STOCK      084670108     26307       503 SH        OTHER                  503
HATHAWAY INC DEL

BESTFOODS INC      COMMON STOCK      08658U101       203      3854 SH         SOLE                 3854


COLUMN TOTALS                                      32137

</TABLE>

                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>
                                                VALUE    SHS                 INVSTMT    OTHER            VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL
<S>                                  <C>           <C>      <C>              <C>                   <C>           <C>

                                     08658U101    1645     31296 SH          OTHER                 14864
                                                                                                                  1532
                                                                             OTHER                 14900

BRISTOL-MYERS      COMMON STOCK      110122108    1226     19100 SH           SOLE                 19100
SQUIBB CO

                                     110122108    1538     23965 SH          OTHER                 12365
                                                                                                                   200
                                                                             OTHER                 11400

CIGNA CORP         COMMON STOCK      125509109      50       625 SH           SOLE                   625

</TABLE>


<PAGE>


<TABLE>

<S>                                  <C>           <C>      <C>              <C>                   <C>           <C>
                                     125509109     493      6117 SH          OTHER                   5569
                                                                                                                  209
                                                                             OTHER
                                                                                                                  339
CHEVRON CORP       COMMON STOCK      166751107     242      2790 SH           SOLE                   2790

                                     166751107     367      4231 SH          OTHER                   1968
                                                                                                                  208
                                                                             OTHER                   2000
                                                                                                                   55
CISCO SYSTEMS INC  COMMON STOCK      17275R102     295      2750 SH           SOLE                   2750

                                     17275R102     1215     11344 SH         OTHER                   3900
                                                                                                                  820
                                                                             OTHER                   5874
                                                                                                                  750
CITIGROUP, INC.    COMMON STOCK      172967101     1096     19684 SH          SOLE                  19684

                                     172967101     122      2198 SH          OTHER                   1973
                                                                                                                  225
COCA COLA CO       COMMON STOCK      191216100     367      6300 SH          OTHER                   1300

                                                                             OTHER                   4900
                                                                                                                  100
                   COMMON STOCK      194162103     1684     25910 SH          SOLE                  25910

                                     194162103     1887     29034 SH         OTHER                  15634
                                                                                                                 1110
                                                                             OTHER                  11950
                                                                                                                  350

COLUMN TOTALS                                     12227

</TABLE>


                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>

                                                VALUE    SHS                 INVSTMT    OTHER           VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL


<PAGE>


<S>                <C>               <C>           <C>      <C>              <C>                   <C>           <C>
CORNING INC        COMMON STOCK      219350105     709      5500 SH           SOLE                   5500

                                     219350105     181      1400 SH          OTHER                   1000

                                                                                                                  200
                                                                             OTHER                    200

DAYTON HUDSON      COMMON STOCK      239753106     279      3800 SH          OTHER                   3800
CORP

DISNEY WALT CO     COMMON STOCK      254687106     441      15062 SH          SOLE                  15062

                                     254687106     306      10465 SH         OTHER                   2375
                                                                             OTHER                   7850

                                                                                                                  240
R R DONNELLEY &    COMMON STOCK      257867101     226      9100 SH           SOLE                   9100
SONS CO

DOW CHEMICAL CO    COMMON STOCK      260543103     494      3700 SH           SOLE                   3700

                                     260543103      94       706 SH          OTHER                    206

                                                                                                                  200
                                                                             OTHER                    300

DUPONT E I         COMMON STOCK      263534109     992     15060 SH           SOLE                  15060
DENEMOURS & CO

                                     263534109    1597     24236 SH          OTHER                  12880

                                                                                                                   600
                                                                             OTHER                  10756

EMERSON ELECTRIC   COMMON STOCK      291011104     317      5520 SH          OTHER                   1600

                                                                                                                   500
                                                                             OTHER                   3300

                                                                                                                   120
CO

ENRON CORP         COMMON STOCK      293561106    1510     34034 SH           SOLE                  34034

                                     293561106      64      1450 SH
                                                                             OTHER                                 400
                                                                             OTHER                    800

                                                                                                                   250
EXXON MOBIL        COMMON STOCK      30231G102    3205     39784 SH           SOLE                  39784
CORPORATION

                                     30231G102    6221     77225 SH          OTHER                  57376

</TABLE>


<PAGE>


<TABLE>

<S>                                              <C>                                                             <C>
                                                                                                                  1020

COLUMN TOTALS                                    16636

</TABLE>


                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>


                                                VALUE    SHS                 INVSTMT    OTHER             VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

<S>                <C>               <C>           <C>     <C>               <C>                   <C>           <C>
                                                                             OTHER                    15750

                                                                                                                  3079
FIRSTMERIT         COMMON STOCK      337915102     661     28748 SH          OTHER                    24748
                                                                             OTHER                     4000
CORPRATION

GTE CORP           COMMON STOCK      362320103     106      1500 SH           SOLE                     1500

                                     362320103    1150     16300 SH          OTHER                     9400

                                                                                                                   200
                                                                             OTHER                     6700

GENERAL ELECTRIC   COMMON STOCK      369604103    5023     32460 SH           SOLE                    32460
CO

                                     369604103    7742     50030 SH          OTHER                    24000

                                                                                                                  1644
                                                                             OTHER                    23175

                                                                                                                  1211

GILLETTE CO        COMMON STOCK      375766102      56      1365 SH           SOLE                     1365

                                     375766102     998     24232 SH          OTHER                     8912

                                                                                                                   600
                                                                             OTHER                    14550

                                                                                                                   170

GLAXO WELLCOME     FOREIGN STOCK     37733W105     683     12225 SH           SOLE                    12225
PLC

                                     37733W105     489      8750 SH          OTHER                     7550

</TABLE>


<PAGE>


<TABLE>

<S>                <C>               <C>          <C>      <C>               <C>                   <C>           <C>
                                                                                                                  300
                                                                             OTHER                      900

GREIF BROS CORP    COMMON STOCK      397624107    1408     47326 SH          OTHER                    41760
                                                                             OTHER                     5566

GREIF BROS CORP    COMMON STOCK      397624206     539     17600 SH          OTHER                    10990
                                                                             OTHER                     6610

HARTFORD FINL      COMMON STOCK      416515104      11       228 SH           SOLE                      228
SVCS GROUP INC

                                     416515104     212      4472 SH          OTHER                     2504
                                                                             OTHER
                                                                                                                  884
                                                                                                                 1084

COLUMN TOTALS                                    19078

</TABLE>


                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>


                                                VALUE    SHS                 INVSTMT    OTHER             VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL



<S>                <C>               <C>            <C>      <C>             <C>                   <C>           <C>
H J HEINZ CO       COMMON STOCK      423074103       39       972 SH           SOLE                    972

                                     423074103      239      6009 SH          OTHER                   3000

                                                                                                                   301
                                                                              OTHER                               2708

HEWLETT PACKARD    COMMON STOCK      428236103     1012      8895 SH          OTHER                   1200

                                                                                                                   150
                                                                              OTHER                   7500

                                                                                                                    45
CO

HONEYWELL          COMMON STOCK      438516106       43       750 SH           SOLE                    750
INTERNATIONAL,
INC.

                                     438516106      310      5377 SH          OTHER                   5377

</TABLE>


<PAGE>


<TABLE>

<S>                <C>               <C>           <C>     <C>               <C>                   <C>           <C>
ING GROEP NV ADR   FOREIGN STOCK     456837103     622     10195 SH          OTHER                 10195

INTEL CORP         COMMON STOCK      458140100     321      3900 SH           SOLE                  3900

                                     458140100    1368     16620 SH          OTHER                 13300

                                                                                                                 2870
                                                                             OTHER                   450

INTL BUSINESS      COMMON STOCK      459200101    2757     25555 SH           SOLE                 25555
MACHINES CORP

                                     459200101    3842     35615 SH          OTHER                 20180

                                                                                                                 1014
                                                                             OTHER                 13821

                                                                                                                  600
INTL PAPER CO      COMMON STOCK      460146103     254      4500 SH           SOLE                  4500

                                     460146103      28       500 SH          OTHER                   500

JOHNSON & JOHNSON  COMMON STOCK      478160104    2947     31599 SH           SOLE                 31599

                                     478160104    1403     15050 SH          OTHER                  9950

                                                                                                                  800
                                                                             OTHER                  4300

KIMBERLY CLARK     COMMON STOCK      494368103     887     13550 SH           SOLE                 13550
CORP


COLUMN TOTALS                                     16072

</TABLE>


                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>

                                                VALUE    SHS                 INVSTMT    OTHER              VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL


<S>                <C>               <C>           <C>     <C>               <C>                   <C>           <C>
                                     494368103     926     14150 SH          OTHER                  7600

                                                                                                                 1200
                                                                             OTHER                  5350

</TABLE>


<PAGE>


<TABLE>

<S>                <C>               <C>           <C>      <C>              <C>                   <C>           <C>
LILLY ELI & CO     COMMON STOCK      532457108     239      3600 SH          OTHER                  3600

LINCOLN NATL CORP  COMMON STOCK      534187109      31       776 SH           SOLE                   776

                                     534187109     184      4608 SH          OTHER                  1756

                                                                                                                  324
                                                                             OTHER                               2528

LUCENT             COMMON STOCK      549463107     1563     20835 SH          SOLE                 20835
TECHNOLOGIES INC

                                     549463107     2077     27694 SH         OTHER                 16502

                                                                                                                 1880
                                                                             OTHER                  5340

                                                                                                                 3972
MCI WORLDCOM,      COMMON STOCK      55268B106      109      2052 SH          SOLE                  2052
INC.

                                     55268B106      110      2064 SH         OTHER                  1089
                                                                             OTHER                   975

MARSH & MCLENNAN   COMMON STOCK      571748102       29       300 SH          SOLE                   300
COS INC

                                     571748102      574      6000 SH         OTHER                  5700

                                                                                                                  300
MCGRAW HILL        COMMON STOCK      580645109      413      6700 SH          SOLE                  6700
COMPANIES INC

                                     580645109      487      7900 SH         OTHER                  7600

                                                                                                                  300
MERCK & CO INC     COMMON STOCK      589331107     107       1598 SH          SOLE                  1598

                                     589331107     782      11646 SH         OTHER                  5855

                                                                                                                 1531
                                                                             OTHER                  2800

                                                                                                                 1460
MINNESOTA MINING   COMMON STOCK      604059105     548       5597 SH          SOLE                  5597
& MFG CO


COLUMN TOTALS                                     8179

</TABLE>


<PAGE>


                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>

                                                VALUE    SHS                 INVSTMT    OTHER             VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL


<S>                <C>               <C>           <C>      <C>              <C>                   <C>           <C>
                                     604059105     961      9816 SH          OTHER                  7866
                                                                             OTHER                  1650

                                                                                                                  300
MONSANTO CO        COMMON STOCK      611662107      38      1080 SH           SOLE                  1080

                                     611662107     320      9020 SH          OTHER                  3290

                                                                                                                  545
                                                                             OTHER                  4500

                                                                                                                  685
J P MORGAN & CO    COMMON STOCK      616880100      32       250 SH           SOLE                   250
INC

                                     616880100     747      5900 SH          OTHER                  3800
                                                                             OTHER                  2050

                                                                                                                   50
MOTOROLA INC       COMMON STOCK      620076109    1385      9407 SH           SOLE                  9407

                                     620076109     302      2050 SH          OTHER                  1400
                                                                             OTHER                   650

NATL CITY CORP     COMMON STOCK      635405103     278     11720 SH          OTHER                 11720

NOKIA CORP         COMMON STOCK      654902204     196      1025 SH           SOLE                  1025

                                     654902204     662      3465 SH          OTHER                  1665
                                                                             OTHER                  1550

                                                                                                                  250
NORFOLK SOUTHERN   COMMON STOCK      655844108     252     12300 SH           SOLE                 12300
CORP

                                     655844108       6       312 SH          OTHER                   312

</TABLE>


<PAGE>


<TABLE>

<S>                <C>               <C>           <C>      <C>              <C>                   <C>           <C>
PPG INDUSTRIES     COMMON STOCK      693506107     569      9100 SH          SOLE                   9100
INC

PEPSICO INC        COMMON STOCK      713448108      35      1000 SH          SOLE                   1000

                                     713448108     171      4850 SH          OTHER                  1200
                                                                             OTHER                  3550

                                                                                                                  100
PIONEER BOND FUND  MUTUAL            723622106     443      51496 SH          SOLE                  51496
                   FUNDS-FIXED
                   INCOME


COLUMN TOTALS                                     6397

</TABLE>

                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>


                                                VALUE    SHS                 INVSTMT    OTHER             VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

<S>                <C>               <C>           <C>     <C>               <C>                   <C>           <C>
                                     723622106       160     18605 SH          OTHER                   18605

PIONEER GROUP INC  COMMON STOCK      723684106      5065    321610 SH           SOLE                  321610

                                     723684106      1752    111240 SH          OTHER                  100240
                                                                               OTHER                   11000

PITNEY-BOWES INC   COMMON STOCK      724479100       231      4788 SH           SOLE                    4788

                                     724479100       358      7412 SH          OTHER                    2400

                                                                                                                 1604
                                                                               OTHER                     200

                                                                                                                 3208

POTLATCH CORP      COMMON STOCK      737628107     64156    1437672 SH         OTHER                 1437672

PROCTER & GAMBLE   COMMON STOCK      742718109      1706      15569 SH          SOLE                   15569
CO

                                     742718109      2418      22066 SH         OTHER                   11990

</TABLE>



<PAGE>


<TABLE>

<S>                                  <C>         <C>       <C>              <C>                   <C>           <C>
                                                                                                                  816
                                                                             OTHER                    8450

                                                                                                                  810

REUTERS GROUP PLC  FOREIGN STOCK     76132M102     770      9531 SH           SOLE                    9531

                                     76132M102     476      5892 SH          OTHER                    5026

                                                                                                                  346
                                                                             OTHER                                520

ROYAL DUTCH        FOREIGN STOCK     780257804     208      3430 SH           SOLE                    3430
PETROLEUM CO

                                     780257804     963     15900 SH          OTHER                    4200

                                                                                                                  400
                                                                             OTHER                   11300

SBC                COMMON STOCK      78387G103     226      4635 SH           SOLE                    4635
COMMUNICATIONS
INC

                                     78387G103     787     16142 SH          OTHER                    8689

                                                                                                                 1480
                                                                             OTHER                    5439

                                                                                                                  534
ST PAUL COS INC    COMMON STOCK      792860108     243      7200 SH           SOLE                    7200

COLUMN TOTALS                                    79519

</TABLE>

                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>


                                                VALUE    SHS                 INVSTMT    OTHER             VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

<S>                                  <C>           <C>     <C>               <C>                   <C>           <C>
                                     792860108     148      4400 SH          OTHER                   2000
                                                                             OTHER                   2400

SARA LEE CORP      COMMON STOCK      803111103      89      4048 SH          SOLE                    4048
</TABLE>

<PAGE>

<TABLE>
<S>                                  <C>           <C>     <C>               <C>                   <C>           <C>
                                     803111103     823     37292 SH          OTHER                  13792

                                                                                                                  400
                                                                             OTHER                  21900

                                                                                                                 1200
SCANA CORP         COMMON STOCK      805898103      32      1180 SH          SOLE                    1180

                                     805898103     524     19506 SH          OTHER                  13006
                                                                             OTHER                   6500

SCHERING PLOUGH    COMMON STOCK      806605101     289      6810 SH          OTHER                                210
                                                                             OTHER                   6600
CORP

SCHLUMBERGER LTD   COMMON STOCK      806857108     850     15148 SH           SOLE                  15148

                                     806857108     701     12486 SH          OTHER                  11800

                                                                                                                  266
                                                                             OTHER                    300

                                                                                                                  120

SHERWIN WILLIAMS   COMMON STOCK      824348106     588     28000 SH           SOLE                  28000
CO

SMITHKLINE         COMMON STOCK      832378301      87      1350 SH           SOLE                   1350
BEECHAM PLC

                                     832378301     154      2400 SH          OTHER                   2400

STATE STREET CORP  COMMON STOCK      857477103     687      9400 SH          OTHER                   9400

TEMPLETON          MUTUAL            880191101     518     38168 SH          OTHER                  38168
EMERGING MKTS      FUNDS-EQUITY
FUND INC

TYCO               COMMON STOCK      902124106     427     10960 SH           SOLE                  10960
INTERNATIONAL LTD

                                     902124106     129      3300 SH          OTHER                   2700

                                                                                                                  600


COLUMN TOTALS                                    6046

</TABLE>


<PAGE>


                           FORM 13F INFORMATION TABLE

<TABLE>
<CAPTION>


                                                VALUE    SHS                 INVSTMT    OTHER             VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL

<S>                <C>               <C>          <C>     <C>                <C>                   <C>           <C>
US BANCORP         COMMON STOCK      902973106     514     21600 SH          OTHER                    21600

UNION PACIFIC      COMMON STOCK      907818108     481     11000 SH           SOLE                    11000
CORP

                                     907818108      23       532 SH          OTHER                      200

                                                                                                                  332
VANGUARD           MUTUAL            921939203    4299    147636 SH          OTHER                   147636
TRUSTEES EQUITY    FUNDS-EQUITY
FUND

WAL MART STORES    COMMON STOCK      931142103      10       150 SH           SOLE                      150
INC

                                     931142103     297      4300 SH          OTHER                     3000

                                                                                                                  400
                                                                             OTHER                                900

WALGREEN CO        COMMON STOCK      931422109     439     15000 SH          OTHER                    15000

WARBURG PINCUS     MUTUAL            933911109    7508    327581 SH          OTHER                   327581
INSTL FD INC       FUNDS-EQUITY

WARNER LAMBERT CO  COMMON STOCK      934488107     444      5424 SH           SOLE                     5424

                                     934488107    2356     28750 SH          OTHER                     8350

                                                                                                                 1600
                                                                             OTHER                    18800

WELLS FARGO &      COMMON STOCK      949746101     121      3000 SH           SOLE                     3000
COMPANY - NEW

                                     949746101     102      2530 SH          OTHER                     1000

                                                                                                                  530
                                                                             OTHER                      800

                                                                                                                  200
WEYERHAEUSER CO    COMMON STOCK      962166104    2513     35000 SH           SOLE                    35000

</TABLE>


<PAGE>


<TABLE>

<S>                                  <C>        <C>      <C>                 <C>                   <C>
                                     962166104  118471   1649729 SH          OTHER                  1642028
                                                                             OTHER                     7701

WRIGLEY WM JR CO   COMMON STOCK      982526105     209      2525 SH          SOLE                      2525

CARR TOTAL         MUTUAL            999877004     509       255 SH          OTHER                      255
RETURN FUND LP     FUNDS-BALANCED

COLUMN TOTALS                                   138296

</TABLE>

                           FORM 13F INFORMATION TABLE


<TABLE>
<CAPTION>


                                                VALUE    SHS                 INVSTMT    OTHER             VOTING AUTHORITY
NAME OF ISSUER     TITLE                          X      PRN     SH   PUT    DISCRTN    MANAGERS   SOLE        SHARED        NONE
SECURITY NAME      OF CLASS          CUSIP      $1000    AMOUNT  PRN  CALL


<S>                <C>               <C>          <C>      <C>               <C>                        <C>
ROCK ISLAND        COMMON STOCK      999878002    3246     12121 SH          OTHER                      12121
COMPANY


COLUMN TOTALS                                     3246


AGGREGATE TOTAL                                   343737

</TABLE>

                                          FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:                0

Form 13F Information Table Entry Total:           164

Form 13F Information Table Value Total:           $ 343,737

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment Managers with respect to which this report is filed,


<PAGE>


other than the Manager filing this report.


No.         13F File Number         Name


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