PROSPECTUS SUPPLEMENT DATED MARCH 1, 2000
This Supplement updates certain information contained
in the following prospectuses for products issued by
Fortis Benefits Insurance Company:
Fortis Wall Street Series VUL dated April 16, 1999
Fortis Wall Street Series Survivor VUL dated May 1,
1999
Fortis Wall Street Series VUL220 dated May 1, 1999
Fortis Wall Street Series VUL500 dated May 1, 1999
Harmony Investment Life VUL dated May 1, 1995 as
previously supplemented
Fortis Opportunity Variable Annuity dated May 1, 1999
Fortis Masters Variable Annuity dated May 1, 1999
Fortis Opportunity+ Variable Annuity dated May 1, 1999
Fortis Masters+ Variable Annuity dated May 1, 1999
Fortis Income Preferred Variable Annuity dated August
25, 1999
Fortis Empower Variable Annuity dated May 1, 1999
Please read this Supplement carefully. You should
attach this Supplement to the applicable product
prospectus referred to above and retain it for future
reference.
Fortis Series Fund
One of the subaccounts available for investment is the
Global Bond Series of the Fortis Series Fund, Inc.
Effective March 13, 2000 the following changes to the
Global Bond Series will take place:
The sub-adviser retained by Fortis Advisers, Inc.
will no longer be Mercury Asset Management
International Ltd. The new sub-adviser retained
by Fortis Advisers, Inc. will be AIM Advisors,
Inc.
The name of the series will change from Global
Bond Series to Multisector Bond Series
The total investment management fee will remain
.75% of average net assets in the series.
However, the fee paid by Fortis Advisers, Inc. to
the sub-adviser will increase from .35% to .45%
for the first $100 million, and from .225% to .40%
for assets over $100 million
For further information on how the Multisector Bond
Series will be managed, please refer to the March 1,
2000 Supplement to the Fortis Series Fund prospectus
dated May 1, 1999.
