<PAGE>
GROUP VARIABLE ANNUITY CONTRACTS
HARTFORD LIFE INSURANCE COMPANY
SUPPLEMENT DATED SEPTEMBER 24, 1996 TO THE GROUP VARIABLE ANNUITY
CONTRACTS WITH RESPECT TO DC-I AND DC-II PROSPECTUSES (HV-1524) DATED MAY 1,
1996
The subsection entitled "What is HL?" should read as follows:
What is Hartford Life?
Hartford Life Insurance Company ("Hartford Life") was originally
incorporated under the laws of Massachusetts on June 5, 1902. It was
subsequently redomiciled to Connecticut. It is a stock life insurance
company engaged in the business of writing health and life insurance,
both individual and group, in all states of the United States and the
District of Columbia. The offices of Hartford Life are located in
Simsbury, Connecticut; however, its mailing address is P.O. Box 2999,
Hartford, CT 06104-2999. Hartford Life is ultimately 100% owned by
Hartford Fire Insurance Company, one of the largest multiple lines
insurance carriers in the United States. On December 20, 1995, Hartford
Fire Insurance Company became an independent, publicly traded
corporation.
Hartford Life is rated A+ (superior) by A.M. Best and Company, Inc. on
the basis of its financial soundness and operating performance. Hartford
Life is rated AA by Standard and Poor's and AA+ by Duff and Phelps on
the basis of its claims-paying ability.
These ratings do not apply to the performance of the Separate Account.
However, the Contractual obligations under this variable annuity are the
general corporate obligations of Hartford Life. These ratings do apply
to Hartford Life's ability to meet its insurance obligations under the
Contract.
33-19946
