HARTFORD LIFE INSURANCE CO SEPARATE ACCOUNT TWO DC VAR AC II
497, 1997-02-18
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HARTFORD LIFE INSURANCE COMPANY
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                        GROUP VARIABLE ANNUITY CONTRACTS
 
       SUPPLEMENT DATED FEBRUARY 13, 1997 TO THE PROSPECTUS DATED MAY 1, 1996
        AS REVISED SEPTEMBER 24, 1996 AND NOVEMBER 1, 1996 RESPECTIVELY,
                  FOR MASTER GROUP VARIABLE ANNUITY CONTRACTS
                WITH RESPECT TO SEPARATE ACCOUNTS DC-I AND DC-II
 
The following is added as the third paragraph under "May I systematically
transfer assets to the Sub-Accounts?" on page 17:
 
Dollar Cost Averaging may not be available to Participants under a Deferred
Compensation Plan, a qualified pension or profit sharing plan, or to owners of
Individual Retirement Annuities.
 
HV-279-0
33-19947
33-19949


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