<PAGE> PAGE 1
000 A000000 05/31/1999
000 C000000 0000790814
000 D000000 N
000 E000000 NF
000 F000000 Y
000 G000000 N
000 H000000 N
000 I000000 6.1
000 J000000 U
001 A000000 CRESTFUNDS, INC.
001 B000000 811-4620
001 C000000 8002737827
002 A000000 32 SOUTH STREET
002 B000000 BALTIMORE
002 C000000 MD
002 D010000 21202
003 000000 N
004 000000 N
005 000000 N
006 000000 N
007 A000000 Y
007 B000000 15
007 C010100 1
007 C020100 CASH RESERVE FUND
007 C030100 Y
007 C010200 2
007 C020200 U.S. TREASURY MONEY FUND
007 C030200 Y
007 C010300 3
007 C020300 TAX FREE MONEY FUND
007 C030300 Y
007 C010400 4
007 C020400 INTERMEDIATE BOND FUND
007 C030400 Y
007 C010500 5
007 C020500 LIMITED TERM BOND FUND
007 C030500 Y
007 C010600 6
007 C020600 SPECIAL EQUITY FUND
007 C030600 Y
007 C010700 7
007 C020700 VALUE FUND
007 C030700 Y
007 C010800 8
007 C010900 9
007 C020900 VIRGINIA INTERMEDIATE MUNICIPAL BOND
007 C030900 Y
007 C011000 10
007 C021000 CAPITAL APPRECIATION FUND
007 C031000 Y
007 C011100 11
<PAGE> PAGE 2
007 C021100 GOVERNMENT BOND FUND
007 C031100 Y
007 C011200 12
007 C021200 VIRGINIA MUNICIPAL BOND FUND
007 C031200 Y
007 C011300 13
007 C021300 MARYLAND MUNICIPAL BOND FUND
007 C031300 Y
007 C011400 14
007 C021400 LIFE VISION MAXIMUM GROWTH FUND
007 C031400 Y
007 C011500 15
007 C021500 LIFE VISION GROWTH & INCOME FUND
007 C031500 Y
007 C011600 16
007 C021600 LIFE VISION BALANCED FUND
007 C031600 Y
007 C011700 17
007 C011800 18
007 C011900 19
007 C012000 20
020 A000001 INTERSTATE/JOHNSON LANE
020 B000001 56-0276690
020 C000001 105
020 A000002 BEAR STEARNS
020 B000002 13-2975144
020 C000002 96
020 A000003 CANTOR FITZGERALD & CO
020 B000003 13-3680184
020 C000003 71
020 A000004 SALOMON SMITH BARNEY
020 B000004 13-2518446
020 C000004 64
020 A000005 MERRILL LYNCH GOVERNMENT SECURITIES
020 B000005 13-5674085
020 C000005 47
020 A000006 PRUDENTIAL SECURITIES
020 B000006 22-2347336
020 C000006 42
020 A000007 GOLDMAN SACHS
020 B000007 13-5108880
020 C000007 36
020 A000008 DONALDSON, LUFKIN & JENRETTE
020 B000008 13-1898818
020 C000008 33
020 A000009 CAPITAL INSTITUTIONAL SECURITIES
020 B000009 75-1565705
020 C000009 29
020 A000010 SCHRODER WERTHEIM
020 C000010 27
021 000000 750
<PAGE> PAGE 3
022 A000001 JP MORGAN
022 B000001 13-3224016
022 C000001 722049
022 D000001 717693
022 A000002 MERRILL LYNCH GOVERNMENT SECURITIES
022 B000002 13-5674085
022 C000002 817842
022 D000002 602482
022 A000003 DEUTSCHE BANK
022 B000003 14-348532
022 C000003 688010
022 D000003 541899
022 A000004 PAINE WEBBER
022 B000004 13-2760086
022 C000004 465746
022 D000004 414708
022 A000005 BARCLAY
022 B000005 13-4942190
022 C000005 376018
022 D000005 380892
022 A000006 GREENWICH CAPITAL
022 B000006 13-3172275
022 C000006 371234
022 D000006 370367
022 A000007 SWISS BANK
022 B000007 13-2639550
022 C000007 322417
022 D000007 291996
022 A000008 MORGAN KEEGAN
022 B000008 64-0474907
022 C000008 400114
022 D000008 6637
022 A000009 GOLDMAN SACHS
022 B000009 13-5108880
022 C000009 194146
022 D000009 109490
022 A000010 MORGAN STANLEY
022 B000010 13-2655998
022 C000010 144614
022 D000010 150113
023 C000000 6714497
023 D000000 5817891
026 A000000 Y
026 B000000 Y
026 C000000 Y
026 D000000 Y
026 E000000 N
026 F000000 N
026 G010000 N
026 G020000 N
026 H000000 N
<PAGE> PAGE 4
027 000000 Y
049 00AA00 N
050 00AA00 N
051 00AA00 N
052 00AA00 N
053 A00AA00 Y
053 B00AA00 Y
053 C00AA00 N
077 A000000 N
024 000100 N
028 A010100 103718
028 A020100 677
028 A030100 0
028 A040100 159713
028 B010100 210320
028 B020100 855
028 B030100 0
028 B040100 279704
028 C010100 113971
028 C020100 677
028 C030100 0
028 C040100 79147
028 D010100 221967
028 D020100 677
028 D030100 0
028 D040100 188750
028 E010100 291236
028 E020100 718
028 E030100 0
028 E040100 180410
028 F010100 152886
028 F020100 1103
028 F030100 0
028 F040100 169646
028 G010100 1094098
028 G020100 4707
028 G030100 0
028 G040100 1057370
028 H000100 0
037 000100 N
038 000100 0
039 000100 N
040 000100 Y
041 000100 Y
042 A000100 0
042 B000100 0
042 C000100 0
042 D000100 0
042 E000100 0
042 F000100 0
042 G000100 0
<PAGE> PAGE 5
042 H000100 100
043 000100 0
044 000100 0
062 A000100 Y
062 B000100 0.0
062 C000100 0.0
062 D000100 0.0
062 E000100 0.0
062 F000100 0.0
062 G000100 0.0
062 H000100 0.0
062 I000100 0.0
062 J000100 0.0
062 K000100 0.0
062 L000100 0.0
062 M000100 0.0
062 N000100 0.0
062 O000100 0.0
062 P000100 0.0
062 Q000100 0.0
062 R000100 0.0
071 A000100 15000
071 B000100 10000
071 C000100 136667
071 D000100 7
072 A000100 6
072 B000100 29767
072 C000100 0
072 D000100 0
072 E000100 0
072 F000100 2096
072 G000100 876
072 H000100 0
072 I000100 305
072 J000100 264
072 K000100 0
072 L000100 29
072 M000100 8
072 N000100 14
072 O000100 0
072 P000100 0
072 Q000100 0
072 R000100 28
072 S000100 7
072 T000100 1142
072 U000100 0
072 V000100 0
072 W000100 172
072 X000100 4941
072 Y000100 1142
072 Z000100 25968
<PAGE> PAGE 6
072AA000100 12
072BB000100 0
072CC010100 0
072CC020100 0
072DD010100 26096
072DD020100 0
072EE000100 0
073 A010100 0.0185
073 A020100 0.0000
073 B000100 0.0000
073 C000100 0.0000
074 A000100 0
074 B000100 0
074 C000100 0
074 D000100 0
074 E000100 0
074 F000100 0
074 G000100 0
074 H000100 0
074 I000100 0
074 J000100 0
074 K000100 0
074 L000100 0
074 M000100 0
074 N000100 0
074 O000100 0
074 P000100 0
074 Q000100 0
074 R010100 0
074 R020100 0
074 R030100 0
074 R040100 0
074 S000100 0
074 T000100 0
074 U010100 0
074 U020100 0
074 V010100 0.00
074 V020100 0.00
074 W000100 0.0000
074 X000100 0
074 Y000100 0
075 A000100 1277031
075 B000100 0
076 000100 0.00
024 000200 N
028 A010200 190180
028 A020200 0
028 A030200 0
028 A040200 110395
028 B010200 155335
028 B020200 0
<PAGE> PAGE 7
028 B030200 0
028 B040200 131667
028 C010200 58166
028 C020200 0
028 C030200 0
028 C040200 105420
028 D010200 42109
028 D020200 0
028 D030200 0
028 D040200 64919
028 E010200 116950
028 E020200 0
028 E030200 0
028 E040200 103603
028 F010200 54905
028 F020200 0
028 F030200 0
028 F040200 68739
028 G010200 617645
028 G020200 0
028 G030200 0
028 G040200 584743
028 H000200 0
037 000200 N
038 000200 0
039 000200 N
040 000200 Y
041 000200 N
062 A000200 Y
062 B000200 19.2
062 C000200 0.0
062 D000200 80.8
062 E000200 0.0
062 F000200 0.0
062 G000200 0.0
062 H000200 0.0
062 I000200 0.0
062 J000200 0.0
062 K000200 0.0
062 L000200 0.0
062 M000200 0.0
062 N000200 0.0
062 O000200 0.0
062 P000200 0.0
062 Q000200 0.0
062 R000200 0.0
071 A000200 40366
071 B000200 0
071 C000200 0
071 D000200 0
072 A000200 6
<PAGE> PAGE 8
072 B000200 17208
072 C000200 0
072 D000200 0
072 E000200 0
072 F000200 1377
072 G000200 539
072 H000200 0
072 I000200 182
072 J000200 142
072 K000200 0
072 L000200 18
072 M000200 5
072 N000200 26
072 O000200 0
072 P000200 0
072 Q000200 0
072 R000200 19
072 S000200 6
072 T000200 539
072 U000200 0
072 V000200 0
072 W000200 144
072 X000200 2997
072 Y000200 539
072 Z000200 14750
072AA000200 0
072BB000200 0
072CC010200 0
072CC020200 0
072DD010200 14796
072DD020200 0
072EE000200 0
073 A010200 0.0170
073 A020200 0.0000
073 B000200 0.0000
073 C000200 0.0000
074 A000200 0
074 B000200 0
074 C000200 0
074 D000200 0
074 E000200 0
074 F000200 0
074 G000200 0
074 H000200 0
074 I000200 0
074 J000200 0
074 K000200 0
074 L000200 0
074 M000200 0
074 N000200 0
074 O000200 0
<PAGE> PAGE 9
074 P000200 0
074 Q000200 0
074 R010200 0
074 R020200 0
074 R030200 0
074 R040200 0
074 S000200 0
074 T000200 0
074 U010200 0
074 U020200 0
074 V010200 0.00
074 V020200 0.00
074 W000200 0.0000
074 X000200 0
074 Y000200 0
075 A000200 754171
075 B000200 0
076 000200 0.00
024 000300 N
028 A010300 31304
028 A020300 18
028 A030300 0
028 A040300 31323
028 B010300 59940
028 B020300 23
028 B030300 0
028 B040300 26843
028 C010300 25547
028 C020300 15
028 C030300 0
028 C040300 30693
028 D010300 48067
028 D020300 11
028 D030300 0
028 D040300 42094
028 E010300 43533
028 E020300 15
028 E030300 0
028 E040300 67139
028 F010300 39980
028 F020300 14
028 F030300 0
028 F040300 45247
028 G010300 248371
028 G020300 96
028 G030300 0
028 G040300 243339
028 H000300 0
037 000300 N
038 000300 0
039 000300 N
<PAGE> PAGE 10
040 000300 Y
041 000300 N
062 A000300 Y
062 B000300 0.0
062 C000300 0.0
062 D000300 0.0
062 E000300 0.0
062 F000300 0.0
062 G000300 0.0
062 H000300 0.0
062 I000300 0.0
062 J000300 0.0
062 K000300 0.0
062 L000300 0.0
062 M000300 0.0
062 N000300 0.0
062 O000300 0.0
062 P000300 0.0
062 Q000300 0.0
062 R000300 0.0
071 A000300 0
071 B000300 9000
071 C000300 0
071 D000300 0
072 A000300 6
072 B000300 4621
072 C000300 0
072 D000300 0
072 E000300 0
072 F000300 582
072 G000300 218
072 H000300 0
072 I000300 73
072 J000300 55
072 K000300 0
072 L000300 8
072 M000300 2
072 N000300 7
072 O000300 0
072 P000300 0
072 Q000300 0
072 R000300 9
072 S000300 2
072 T000300 227
072 U000300 0
072 V000300 0
072 W000300 30
072 X000300 1213
072 Y000300 227
072 Z000300 3635
072AA000300 1
<PAGE> PAGE 11
072BB000300 0
072CC010300 0
072CC020300 0
072DD010300 3649
072DD020300 0
072EE000300 0
073 A010300 0.0102
073 A020300 0.0102
073 B000300 0.0000
073 C000300 0.0000
074 A000300 0
074 B000300 0
074 C000300 0
074 D000300 0
074 E000300 0
074 F000300 0
074 G000300 0
074 H000300 0
074 I000300 0
074 J000300 0
074 K000300 0
074 L000300 0
074 M000300 0
074 N000300 0
074 O000300 0
074 P000300 0
074 Q000300 0
074 R010300 0
074 R020300 0
074 R030300 0
074 R040300 0
074 S000300 0
074 T000300 0
074 U010300 0
074 U020300 0
074 V010300 0.00
074 V020300 0.00
074 W000300 0.0000
074 X000300 0
074 Y000300 0
075 A000300 305392
075 B000300 0
076 000300 0.00
024 000400 N
028 A010400 9520
028 A020400 521
028 A030400 0
028 A040400 2383
028 B010400 7597
028 B020400 288
028 B030400 0
<PAGE> PAGE 12
028 B040400 9629
028 C010400 4018
028 C020400 131
028 C030400 0
028 C040400 3405
028 D010400 6902
028 D020400 0
028 D030400 0
028 D040400 4026
028 E010400 5721
028 E020400 146
028 E030400 0
028 E040400 5919
028 F010400 11991
028 F020400 221
028 F030400 0
028 F040400 1753
028 G010400 45749
028 G020400 1308
028 G030400 0
028 G040400 27115
028 H000400 0
029 000400 Y
030 A000400 0
030 B000400 0.00
030 C000400 0.00
037 000400 N
038 000400 0
039 000400 N
040 000400 Y
041 000400 N
042 A000400 0
042 B000400 0
042 C000400 0
042 D000400 0
042 E000400 0
042 F000400 0
042 G000400 0
042 H000400 0
043 000400 0
044 000400 0
062 A000400 Y
062 B000400 0.0
062 C000400 0.0
062 D000400 1.4
062 E000400 0.0
062 F000400 0.0
062 G000400 0.0
062 H000400 0.0
062 I000400 0.0
062 J000400 0.0
<PAGE> PAGE 13
062 K000400 0.0
062 L000400 3.8
062 M000400 44.9
062 N000400 1.2
062 O000400 0.0
062 P000400 9.8
062 Q000400 39.0
062 R000400 0.0
071 A000400 270098
071 B000400 328030
071 C000400 272937
071 D000400 99
072 A000400 6
072 B000400 8814
072 C000400 0
072 D000400 0
072 E000400 0
072 F000400 856
072 G000400 214
072 H000400 0
072 I000400 353
072 J000400 55
072 K000400 72
072 L000400 7
072 M000400 3
072 N000400 21
072 O000400 0
072 P000400 0
072 Q000400 0
072 R000400 7
072 S000400 2
072 T000400 214
072 U000400 0
072 V000400 0
072 W000400 46
072 X000400 1850
072 Y000400 496
072 Z000400 7460
072AA000400 0
072BB000400 4091
072CC010400 0
072CC020400 8578
072DD010400 7433
072DD020400 72
072EE000400 4656
073 A010400 0.2097
073 A020400 0.2110
073 B000400 0.1482
073 C000400 0.0000
074 A000400 0
074 B000400 0
<PAGE> PAGE 14
074 C000400 0
074 D000400 0
074 E000400 0
074 F000400 0
074 G000400 0
074 H000400 0
074 I000400 0
074 J000400 0
074 K000400 0
074 L000400 0
074 M000400 0
074 N000400 0
074 O000400 0
074 P000400 0
074 Q000400 0
074 R010400 0
074 R020400 0
074 R030400 0
074 R040400 0
074 S000400 0
074 T000400 0
074 U010400 0
074 U020400 0
074 V010400 0.00
074 V020400 0.00
074 W000400 0.0000
074 X000400 0
074 Y000400 0
075 A000400 0
075 B000400 311799
076 000400 0.00
024 000500 N
028 A010500 2596
028 A020500 0
028 A030500 0
028 A040500 1964
028 B010500 1990
028 B020500 275
028 B030500 0
028 B040500 11560
028 C010500 1679
028 C020500 115
028 C030500 0
028 C040500 1602
028 D010500 1341
028 D020500 0
028 D030500 0
028 D040500 1653
028 E010500 1447
028 E020500 129
028 E030500 0
<PAGE> PAGE 15
028 E040500 1969
028 F010500 1079
028 F020500 191
028 F030500 0
028 F040500 1198
028 G010500 10132
028 G020500 710
028 G030500 0
028 G040500 19946
028 H000500 0
029 000500 N
030 A000500 0
030 B000500 0.00
030 C000500 0.00
031 A000500 0
031 B000500 0
032 000500 0
033 000500 0
034 000500 N
035 000500 0
036 B000500 0
037 000500 N
038 000500 0
039 000500 N
040 000500 N
062 A000500 Y
062 B000500 0.0
062 C000500 0.0
062 D000500 12.3
062 E000500 0.0
062 F000500 0.0
062 G000500 0.0
062 H000500 0.0
062 I000500 0.0
062 J000500 0.0
062 K000500 0.0
062 L000500 3.9
062 M000500 25.1
062 N000500 48.0
062 O000500 0.0
062 P000500 6.4
062 Q000500 4.3
062 R000500 0.0
063 A000500 0
063 B000500 0.0
064 A000500 N
064 B000500 N
071 A000500 48473
071 B000500 68334
071 C000500 69135
071 D000500 70
<PAGE> PAGE 16
072 A000500 6
072 B000500 2221
072 C000500 0
072 D000500 0
072 E000500 0
072 F000500 176
072 G000500 53
072 H000500 0
072 I000500 18
072 J000500 15
072 K000500 0
072 L000500 2
072 M000500 1
072 N000500 1
072 O000500 0
072 P000500 0
072 Q000500 0
072 R000500 0
072 S000500 2
072 T000500 55
072 U000500 0
072 V000500 0
072 W000500 31
072 X000500 354
072 Y000500 55
072 Z000500 1922
072AA000500 0
072BB000500 1088
072CC010500 0
072CC020500 1022
072DD010500 1932
072DD020500 0
072EE000500 0
073 A010500 0.2202
073 A020500 0.0000
073 B000500 0.0000
073 C000500 0.0000
074 A000500 0
074 B000500 0
074 C000500 0
074 D000500 0
074 E000500 0
074 F000500 0
074 G000500 0
074 H000500 0
074 I000500 0
074 J000500 0
074 K000500 0
074 L000500 0
074 M000500 0
074 N000500 0
<PAGE> PAGE 17
074 O000500 0
074 P000500 0
074 Q000500 0
074 R010500 0
074 R020500 0
074 R030500 0
074 R040500 0
074 S000500 0
074 T000500 0
074 U010500 0
074 U020500 0
074 V010500 0.00
074 V020500 0.00
074 W000500 0.0000
074 X000500 0
074 Y000500 0
075 A000500 0
075 B000500 76912
076 000500 0.00
024 000600 N
028 A010600 1069
028 A020600 0
028 A030600 0
028 A040600 4753
028 B010600 1302
028 B020600 0
028 B030600 0
028 B040600 6772
028 C010600 1679
028 C020600 0
028 C030600 0
028 C040600 2440
028 D010600 943
028 D020600 0
028 D030600 0
028 D040600 2572
028 E010600 2785
028 E020600 0
028 E030600 0
028 E040600 4090
028 F010600 851
028 F020600 229
028 F030600 0
028 F040600 2564
028 G010600 8629
028 G020600 229
028 G030600 0
028 G040600 23191
028 H000600 0
037 000600 N
038 000600 0
<PAGE> PAGE 18
039 000600 N
040 000600 Y
041 000600 Y
062 A000600 N
062 B000600 0.0
062 C000600 0.0
062 D000600 0.0
062 E000600 0.0
062 F000600 0.0
062 G000600 0.0
062 H000600 0.0
062 I000600 0.0
062 J000600 0.0
062 K000600 0.0
062 L000600 0.0
062 M000600 0.0
062 N000600 0.0
062 O000600 0.0
062 P000600 0.0
062 Q000600 0.0
062 R000600 0.0
071 A000600 76641
071 B000600 96955
071 C000600 89138
071 D000600 96
072 A000600 6
072 B000600 181
072 C000600 195
072 D000600 0
072 E000600 0
072 F000600 321
072 G000600 64
072 H000600 0
072 I000600 22
072 J000600 18
072 K000600 0
072 L000600 2
072 M000600 1
072 N000600 2
072 O000600 0
072 P000600 0
072 Q000600 0
072 R000600 2
072 S000600 0
072 T000600 173
072 U000600 0
072 V000600 0
072 W000600 13
072 X000600 618
072 Y000600 122
072 Z000600 -120
<PAGE> PAGE 19
072AA000600 6478
072BB000600 0
072CC010600 1776
072CC020600 0
072DD010600 0
072DD020600 0
072EE000600 348
073 A010600 0.0000
073 A020600 0.0000
073 B000600 0.0500
073 C000600 0.0000
074 A000600 0
074 B000600 0
074 C000600 0
074 D000600 0
074 E000600 0
074 F000600 0
074 G000600 0
074 H000600 0
074 I000600 0
074 J000600 0
074 K000600 0
074 L000600 0
074 M000600 0
074 N000600 0
074 O000600 0
074 P000600 0
074 Q000600 0
074 R010600 0
074 R020600 0
074 R030600 0
074 R040600 0
074 S000600 0
074 T000600 0
074 U010600 0
074 U020600 0
074 V010600 0.00
074 V020600 0.00
074 W000600 0.0000
074 X000600 0
074 Y000600 0
075 A000600 0
075 B000600 93527
076 000600 0.00
024 000700 N
028 A010700 26754
028 A020700 15512
028 A030700 0
028 A040700 7676
028 B010700 24963
028 B020700 0
<PAGE> PAGE 20
028 B030700 0
028 B040700 18916
028 C010700 7509
028 C020700 125
028 C030700 0
028 C040700 7829
028 D010700 10291
028 D020700 166
028 D030700 0
028 D040700 16688
028 E010700 10564
028 E020700 0
028 E030700 0
028 E040700 18598
028 F010700 6580
028 F020700 0
028 F030700 0
028 F040700 9974
028 G010700 86661
028 G020700 15803
028 G030700 0
028 G040700 79681
028 H000700 0
037 000700 N
038 000700 0
039 000700 N
040 000700 Y
041 000700 Y
042 A000700 0
042 B000700 0
042 C000700 0
042 D000700 0
042 E000700 0
042 F000700 0
042 G000700 0
042 H000700 100
043 000700 0
044 000700 0
062 A000700 N
062 B000700 0.0
062 C000700 0.0
062 D000700 0.0
062 E000700 0.0
062 F000700 0.0
062 G000700 0.0
062 H000700 0.0
062 I000700 0.0
062 J000700 0.0
062 K000700 0.0
062 L000700 0.0
062 M000700 0.0
<PAGE> PAGE 21
062 N000700 0.0
062 O000700 0.0
062 P000700 0.0
062 Q000700 0.0
062 R000700 0.0
071 A000700 165950
071 B000700 168528
071 C000700 626219
071 D000700 26
072 A000700 6
072 B000700 874
072 C000700 4249
072 D000700 0
072 E000700 0
072 F000700 2418
072 G000700 484
072 H000700 0
072 I000700 167
072 J000700 121
072 K000700 0
072 L000700 15
072 M000700 4
072 N000700 18
072 O000700 0
072 P000700 0
072 Q000700 0
072 R000700 15
072 S000700 3
072 T000700 1332
072 U000700 0
072 V000700 0
072 W000700 120
072 X000700 4697
072 Y000700 920
072 Z000700 1346
072AA000700 45065
072BB000700 0
072CC010700 59900
072CC020700 0
072DD010700 1007
072DD020700 0
072EE000700 42407
073 A010700 0.0233
073 A020700 0.0000
073 B000700 1.0031
073 C000700 0.0000
074 A000700 0
074 B000700 0
074 C000700 0
074 D000700 0
074 E000700 0
<PAGE> PAGE 22
074 F000700 0
074 G000700 0
074 H000700 0
074 I000700 0
074 J000700 0
074 K000700 0
074 L000700 0
074 M000700 0
074 N000700 0
074 O000700 0
074 P000700 0
074 Q000700 0
074 R010700 0
074 R020700 0
074 R030700 0
074 R040700 0
074 S000700 0
074 T000700 0
074 U010700 0
074 U020700 0
074 V010700 0.00
074 V020700 0.00
074 W000700 0.0000
074 X000700 0
074 Y000700 0
075 A000700 0
075 B000700 676245
076 000700 0.00
071 A000800 0
071 B000800 0
071 C000800 0
071 D000800 0
072 A000800 0
074 N000800 0
074 T000800 0
075 A000800 0
075 B000800 0
024 000900 N
028 A010900 3231
028 A020900 57
028 A030900 0
028 A040900 2136
028 B010900 8231
028 B020900 54
028 B030900 0
028 B040900 4411
028 C010900 3997
028 C020900 23
028 C030900 0
028 C040900 1594
028 D010900 3732
<PAGE> PAGE 23
028 D020900 0
028 D030900 0
028 D040900 3221
028 E010900 4654
028 E020900 27
028 E030900 0
028 E040900 5129
028 F010900 2848
028 F020900 27
028 F030900 0
028 F040900 8108
028 G010900 26692
028 G020900 188
028 G030900 0
028 G040900 24600
028 H000900 0
037 000900 N
038 000900 0
039 000900 N
040 000900 Y
041 000900 Y
062 A000900 Y
062 B000900 0.0
062 C000900 0.0
062 D000900 0.0
062 E000900 0.0
062 F000900 0.0
062 G000900 0.0
062 H000900 0.0
062 I000900 0.0
062 J000900 0.0
062 K000900 0.0
062 L000900 1.2
062 M000900 0.0
062 N000900 0.0
062 O000900 97.8
062 P000900 0.0
062 Q000900 1.0
062 R000900 0.0
071 A000900 42894
071 B000900 37523
071 C000900 245081
071 D000900 15
072 A000900 6
072 B000900 6013
072 C000900 0
072 D000900 0
072 E000900 0
072 F000900 606
072 G000900 182
072 H000900 0
<PAGE> PAGE 24
072 I000900 61
072 J000900 47
072 K000900 0
072 L000900 6
072 M000900 2
072 N000900 2
072 O000900 0
072 P000900 0
072 Q000900 0
072 R000900 3
072 S000900 20
072 T000900 475
072 U000900 0
072 V000900 0
072 W000900 36
072 X000900 1440
072 Y000900 416
072 Z000900 4989
072AA000900 1177
072BB000900 0
072CC010900 0
072CC020900 4620
072DD010900 4884
072DD020900 158
072EE000900 1726
073 A010900 0.0000
073 A020900 0.0000
073 B000900 0.0000
073 C000900 0.0000
074 A000900 0
074 B000900 0
074 C000900 0
074 D000900 0
074 E000900 0
074 F000900 0
074 G000900 0
074 H000900 0
074 I000900 0
074 J000900 0
074 K000900 0
074 L000900 0
074 M000900 0
074 N000900 0
074 O000900 0
074 P000900 0
074 Q000900 0
074 R010900 0
074 R020900 0
074 R030900 0
074 R040900 0
074 S000900 0
<PAGE> PAGE 25
074 T000900 0
074 U010900 0
074 U020900 0
074 V010900 0.00
074 V020900 0.00
074 W000900 0.0000
074 X000900 0
074 Y000900 0
075 A000900 0
075 B000900 254231
076 000900 0.00
024 001000 N
028 A011000 3747
028 A021000 0
028 A031000 0
028 A041000 5422
028 B011000 5520
028 B021000 0
028 B031000 0
028 B041000 6666
028 C011000 4695
028 C021000 0
028 C031000 0
028 C041000 2669
028 D011000 5051
028 D021000 0
028 D031000 0
028 D041000 3192
028 E011000 6126
028 E021000 0
028 E031000 0
028 E041000 5966
028 F011000 3753
028 F021000 622
028 F031000 0
028 F041000 2176
028 G011000 28892
028 G021000 622
028 G031000 0
028 G041000 26091
028 H001000 0
037 001000 N
038 001000 0
039 001000 N
040 001000 Y
041 001000 Y
042 A001000 0
042 B001000 0
042 C001000 0
042 D001000 0
042 E001000 0
<PAGE> PAGE 26
042 F001000 0
042 G001000 0
042 H001000 100
043 001000 0
044 001000 0
062 A001000 N
062 B001000 0.0
062 C001000 0.0
062 D001000 0.0
062 E001000 0.0
062 F001000 0.0
062 G001000 0.0
062 H001000 0.0
062 I001000 0.0
062 J001000 0.0
062 K001000 0.0
062 L001000 0.0
062 M001000 0.0
062 N001000 0.0
062 O001000 0.0
062 P001000 0.0
062 Q001000 0.0
062 R001000 0.0
071 A001000 20767
071 B001000 28755
071 C001000 143474
071 D001000 14
072 A001000 6
072 B001000 177
072 C001000 478
072 D001000 0
072 E001000 0
072 F001000 528
072 G001000 106
072 H001000 0
072 I001000 36
072 J001000 26
072 K001000 0
072 L001000 3
072 M001000 1
072 N001000 5
072 O001000 0
072 P001000 0
072 Q001000 0
072 R001000 3
072 S001000 1
072 T001000 285
072 U001000 0
072 V001000 0
072 W001000 31
072 X001000 1025
<PAGE> PAGE 27
072 Y001000 195
072 Z001000 -175
072AA001000 2433
072BB001000 0
072CC011000 15497
072CC021000 0
072DD011000 0
072DD021000 0
072EE001000 1323
073 A011000 0.0000
073 A021000 0.0000
073 B001000 0.1651
073 C001000 0.0000
074 A001000 0
074 B001000 0
074 C001000 0
074 D001000 0
074 E001000 0
074 F001000 0
074 G001000 0
074 H001000 0
074 I001000 0
074 J001000 0
074 K001000 0
074 L001000 0
074 M001000 0
074 N001000 0
074 O001000 0
074 P001000 0
074 Q001000 0
074 R011000 0
074 R021000 0
074 R031000 0
074 R041000 0
074 S001000 0
074 T001000 0
074 U011000 0
074 U021000 0
074 V011000 0.00
074 V021000 0.00
074 W001000 0.0000
074 X001000 0
074 Y001000 0
075 A001000 0
075 B001000 153930
076 001000 0.00
024 001100 N
028 A011100 2374
028 A021100 358
028 A031100 0
028 A041100 975
<PAGE> PAGE 28
028 B011100 17152
028 B021100 168
028 B031100 0
028 B041100 1822
028 C011100 1433
028 C021100 98
028 C031100 0
028 C041100 1402
028 D011100 1972
028 D021100 0
028 D031100 0
028 D041100 1613
028 E011100 2933
028 E021100 110
028 E031100 0
028 E041100 2673
028 F011100 2620
028 F021100 169
028 F031100 0
028 F041100 10386
028 G011100 28483
028 G021100 903
028 G031100 0
028 G041100 18870
028 H001100 0
034 001100 Y
035 001100 0
036 A001100 Y
036 B001100 0
037 001100 N
038 001100 0
039 001100 N
040 001100 Y
041 001100 Y
042 A001100 0
042 B001100 0
042 C001100 0
042 D001100 0
042 E001100 0
042 F001100 0
042 G001100 0
042 H001100 100
043 001100 0
044 001100 0
062 A001100 Y
062 B001100 0.0
062 C001100 0.0
062 D001100 1.2
062 E001100 0.0
062 F001100 0.0
062 G001100 0.0
<PAGE> PAGE 29
062 H001100 0.0
062 I001100 0.0
062 J001100 0.0
062 K001100 0.0
062 L001100 0.0
062 M001100 0.0
062 N001100 61.9
062 O001100 0.0
062 P001100 0.0
062 Q001100 36.9
062 R001100 0.0
071 A001100 58521
071 B001100 55511
071 C001100 51754
071 D001100 107
072 A001100 6
072 B001100 1718
072 C001100 0
072 D001100 0
072 E001100 0
072 F001100 180
072 G001100 45
072 H001100 0
072 I001100 15
072 J001100 10
072 K001100 0
072 L001100 0
072 M001100 0
072 N001100 2
072 O001100 0
072 P001100 0
072 Q001100 0
072 R001100 1
072 S001100 2
072 T001100 128
072 U001100 0
072 V001100 0
072 W001100 8
072 X001100 391
072 Y001100 166
072 Z001100 1493
072AA001100 0
072BB001100 962
072CC011100 0
072CC021100 1626
072DD011100 1501
072DD021100 0
072EE001100 1065
073 A011100 0.2216
073 A021100 0.1831
073 B001100 0.2135
<PAGE> PAGE 30
073 C001100 0.0000
074 A001100 0
074 B001100 0
074 C001100 0
074 D001100 0
074 E001100 0
074 F001100 0
074 G001100 0
074 H001100 0
074 I001100 0
074 J001100 0
074 K001100 0
074 L001100 0
074 M001100 0
074 N001100 0
074 O001100 0
074 P001100 0
074 Q001100 0
074 R011100 0
074 R021100 0
074 R031100 0
074 R041100 0
074 S001100 0
074 T001100 0
074 U011100 0
074 U021100 0
074 V011100 0.00
074 V021100 0.00
074 W001100 0.0000
074 X001100 0
074 Y001100 0
075 A001100 0
075 B001100 62921
076 001100 0.00
024 001200 N
028 A011200 948
028 A021200 23
028 A031200 0
028 A041200 536
028 B011200 2851
028 B021200 24
028 B031200 0
028 B041200 921
028 C011200 2137
028 C021200 12
028 C031200 0
028 C041200 678
028 D011200 1725
028 D021200 0
028 D031200 0
028 D041200 419
<PAGE> PAGE 31
028 E011200 2188
028 E021200 15
028 E031200 0
028 E041200 811
028 F011200 407
028 F021200 18
028 F031200 0
028 F041200 778
028 G011200 10256
028 G021200 92
028 G031200 0
028 G041200 4143
028 H001200 0
037 001200 N
038 001200 0
039 001200 N
040 001200 Y
041 001200 Y
042 A001200 0
042 B001200 0
042 C001200 0
042 D001200 0
042 E001200 0
042 F001200 0
042 G001200 0
042 H001200 100
043 001200 0
044 001200 0
062 A001200 Y
062 B001200 0.0
062 C001200 0.0
062 D001200 0.0
062 E001200 0.0
062 F001200 0.0
062 G001200 0.0
062 H001200 0.0
062 I001200 0.0
062 J001200 0.0
062 K001200 0.0
062 L001200 7.2
062 M001200 0.0
062 N001200 0.0
062 O001200 41.3
062 P001200 0.3
062 Q001200 1.2
062 R001200 0.0
071 A001200 4270
071 B001200 2217
071 C001200 31864
071 D001200 7
072 A001200 6
<PAGE> PAGE 32
072 B001200 853
072 C001200 0
072 D001200 0
072 E001200 0
072 F001200 103
072 G001200 26
072 H001200 0
072 I001200 9
072 J001200 6
072 K001200 0
072 L001200 1
072 M001200 0
072 N001200 1
072 O001200 0
072 P001200 0
072 Q001200 0
072 R001200 1
072 S001200 0
072 T001200 84
072 U001200 0
072 V001200 0
072 W001200 12
072 X001200 243
072 Y001200 89
072 Z001200 699
072AA001200 31
072BB001200 0
072CC011200 0
072CC021200 584
072DD011200 619
072DD021200 83
072EE001200 175
073 A011200 0.1847
073 A021200 0.1460
073 B001200 0.0569
073 C001200 0.0000
074 A001200 0
074 B001200 0
074 C001200 0
074 D001200 0
074 E001200 0
074 F001200 0
074 G001200 0
074 H001200 0
074 I001200 0
074 J001200 0
074 K001200 0
074 L001200 0
074 M001200 0
074 N001200 0
074 O001200 0
<PAGE> PAGE 33
074 P001200 0
074 Q001200 0
074 R011200 0
074 R021200 0
074 R031200 0
074 R041200 0
074 S001200 0
074 T001200 0
074 U011200 0
074 U021200 0
074 V011200 0.00
074 V021200 0.00
074 W001200 0.0000
074 X001200 0
074 Y001200 0
075 A001200 0
075 B001200 36027
076 001200 0.00
024 001300 N
028 A011300 907
028 A021300 4
028 A031300 0
028 A041300 213
028 B011300 1044
028 B021300 18
028 B031300 0
028 B041300 332
028 C011300 3932
028 C021300 10
028 C031300 0
028 C041300 476
028 D011300 1647
028 D021300 0
028 D031300 0
028 D041300 764
028 E011300 5330
028 E021300 15
028 E031300 0
028 E041300 1777
028 F011300 7380
028 F021300 18
028 F031300 0
028 F041300 1319
028 G011300 20240
028 G021300 65
028 G031300 0
028 G041300 4881
028 H001300 0
037 001300 N
038 001300 0
039 001300 N
<PAGE> PAGE 34
040 001300 Y
041 001300 Y
042 A001300 0
042 B001300 0
042 C001300 0
042 D001300 0
042 E001300 0
042 F001300 0
042 G001300 0
042 H001300 100
043 001300 0
044 001300 0
062 A001300 Y
062 B001300 0.0
062 C001300 0.0
062 D001300 0.0
062 E001300 0.0
062 F001300 0.0
062 G001300 0.0
062 H001300 0.0
062 I001300 0.0
062 J001300 0.0
062 K001300 0.0
062 L001300 6.5
062 M001300 0.0
062 N001300 0.0
062 O001300 92.8
062 P001300 0.0
062 Q001300 0.7
062 R001300 0.0
071 A001300 0
071 B001300 0
071 C001300 0
071 D001300 14
072 A001300 6
072 B001300 582
072 C001300 0
072 D001300 0
072 E001300 0
072 F001300 77
072 G001300 19
072 H001300 0
072 I001300 7
072 J001300 4
072 K001300 0
072 L001300 1
072 M001300 0
072 N001300 1
072 O001300 0
072 P001300 0
072 Q001300 0
<PAGE> PAGE 35
072 R001300 1
072 S001300 0
072 T001300 65
072 U001300 4
072 V001300 0
072 W001300 15
072 X001300 194
072 Y001300 82
072 Z001300 470
072AA001300 0
072BB001300 19
072CC011300 0
072CC021300 419
072DD011300 402
072DD021300 72
072EE001300 28
073 A011300 0.1659
073 A021300 0.1288
073 B001300 0.0129
073 C001300 0.0000
074 A001300 0
074 B001300 0
074 C001300 0
074 D001300 0
074 E001300 0
074 F001300 0
074 G001300 0
074 H001300 0
074 I001300 0
074 J001300 0
074 K001300 0
074 L001300 0
074 M001300 0
074 N001300 0
074 O001300 0
074 P001300 0
074 Q001300 0
074 R011300 0
074 R021300 0
074 R031300 0
074 R041300 0
074 S001300 0
074 T001300 0
074 U011300 0
074 U021300 0
074 V011300 0.00
074 V021300 0.00
074 W001300 0.0000
074 X001300 0
074 Y001300 0
075 A001300 0
<PAGE> PAGE 36
075 B001300 26759
076 001300 0.00
024 001400 N
028 A011400 319
028 A021400 1674
028 A031400 0
028 A041400 108
028 B011400 486
028 B021400 3
028 B031400 0
028 B041400 220
028 C011400 325
028 C021400 7
028 C031400 0
028 C041400 194
028 D011400 431
028 D021400 8
028 D031400 0
028 D041400 288
028 E011400 317
028 E021400 2
028 E031400 0
028 E041400 504
028 F011400 174
028 F021400 0
028 F031400 0
028 F041400 112
028 G011400 2050
028 G021400 1694
028 G031400 0
028 G041400 1427
028 H001400 0
037 001400 N
038 001400 0
039 001400 N
040 001400 Y
041 001400 N
062 A001400 N
062 B001400 0.0
062 C001400 0.0
062 D001400 0.0
062 E001400 0.0
062 F001400 0.0
062 G001400 0.0
062 H001400 0.0
062 I001400 0.0
062 J001400 0.0
062 K001400 0.0
062 L001400 0.0
062 M001400 0.0
062 N001400 0.0
<PAGE> PAGE 37
062 O001400 0.0
062 P001400 0.0
062 Q001400 0.0
062 R001400 0.0
071 A001400 4351
071 B001400 3318
071 C001400 17671
071 D001400 19
072 A001400 6
072 B001400 0
072 C001400 48
072 D001400 0
072 E001400 0
072 F001400 21
072 G001400 21
072 H001400 0
072 I001400 4
072 J001400 3
072 K001400 0
072 L001400 1
072 M001400 0
072 N001400 1
072 O001400 0
072 P001400 0
072 Q001400 0
072 R001400 0
072 S001400 0
072 T001400 0
072 U001400 3
072 V001400 0
072 W001400 3
072 X001400 57
072 Y001400 34
072 Z001400 25
072AA001400 458
072BB001400 0
072CC011400 1666
072CC021400 0
072DD011400 24
072DD021400 0
072EE001400 1694
073 A011400 0.0148
073 A021400 0.0000
073 B001400 1.1466
073 C001400 0.0000
074 A001400 0
074 B001400 0
074 C001400 0
074 D001400 0
074 E001400 0
074 F001400 0
<PAGE> PAGE 38
074 G001400 0
074 H001400 0
074 I001400 0
074 J001400 0
074 K001400 0
074 L001400 0
074 M001400 0
074 N001400 0
074 O001400 0
074 P001400 0
074 Q001400 0
074 R011400 0
074 R021400 0
074 R031400 0
074 R041400 0
074 S001400 0
074 T001400 0
074 U011400 0
074 U021400 0
074 V011400 0.00
074 V021400 0.00
074 W001400 0.0000
074 X001400 0
074 Y001400 0
075 A001400 0
075 B001400 17856
076 001400 0.00
024 001500 N
028 A011500 167
028 A021500 2496
028 A031500 0
028 A041500 220
028 B011500 66
028 B021500 23
028 B031500 0
028 B041500 514
028 C011500 174
028 C021500 27
028 C031500 0
028 C041500 11
028 D011500 255
028 D021500 25
028 D031500 0
028 D041500 240
028 E011500 1710
028 E021500 19
028 E031500 0
028 E041500 57
028 F011500 299
028 F021500 0
028 F031500 0
<PAGE> PAGE 39
028 F041500 126
028 G011500 2673
028 G021500 2589
028 G031500 0
028 G041500 1168
028 H001500 0
029 001500 N
030 A001500 0
030 B001500 0.00
030 C001500 0.00
034 001500 N
035 001500 0
036 B001500 0
037 001500 N
038 001500 0
039 001500 Y
040 001500 N
062 A001500 N
062 B001500 0.0
062 C001500 0.0
062 D001500 0.0
062 E001500 0.0
062 F001500 0.0
062 G001500 0.0
062 H001500 0.0
062 I001500 0.0
062 J001500 0.0
062 K001500 0.0
062 L001500 0.0
062 M001500 0.0
062 N001500 0.0
062 O001500 0.0
062 P001500 0.0
062 Q001500 0.0
062 R001500 0.0
071 A001500 8135
071 B001500 6244
071 C001500 19902
071 D001500 31
072 A001500 6
072 B001500 0
072 C001500 161
072 D001500 0
072 E001500 0
072 F001500 24
072 G001500 19
072 H001500 0
072 I001500 5
072 J001500 3
072 K001500 0
072 L001500 0
<PAGE> PAGE 40
072 M001500 0
072 N001500 1
072 O001500 0
072 P001500 0
072 Q001500 0
072 R001500 0
072 S001500 0
072 T001500 0
072 U001500 3
072 V001500 0
072 W001500 4
072 X001500 59
072 Y001500 33
072 Z001500 135
072AA001500 412
072BB001500 0
072CC011500 1259
072CC021500 0
072DD011500 114
072DD021500 0
072EE001500 2475
073 A011500 0.0600
073 A021500 0.0000
073 B001500 1.4429
073 C001500 0.0000
074 A001500 0
074 B001500 0
074 C001500 0
074 D001500 0
074 E001500 0
074 F001500 0
074 G001500 0
074 H001500 0
074 I001500 0
074 J001500 0
074 K001500 0
074 L001500 0
074 M001500 0
074 N001500 0
074 O001500 0
074 P001500 0
074 Q001500 0
074 R011500 0
074 R021500 0
074 R031500 0
074 R041500 0
074 S001500 0
074 T001500 0
074 U011500 0
074 U021500 0
074 V011500 0.00
<PAGE> PAGE 41
074 V021500 0.00
074 W001500 0.0000
074 X001500 0
074 Y001500 0
075 A001500 0
075 B001500 0
076 001500 0.00
024 001600 N
028 A011600 1138
028 A021600 6832
028 A031600 0
028 A041600 613
028 B011600 989
028 B021600 154
028 B031600 0
028 B041600 6790
028 C011600 635
028 C021600 165
028 C031600 0
028 C041600 1758
028 D011600 654
028 D021600 149
028 D031600 0
028 D041600 1042
028 E011600 869
028 E021600 121
028 E031600 0
028 E041600 3746
028 F011600 783
028 F021600 0
028 F031600 0
028 F041600 1858
028 G011600 5068
028 G021600 7421
028 G031600 0
028 G041600 15806
028 H001600 0
029 001600 N
030 A001600 0
030 B001600 0.00
030 C001600 0.00
034 001600 N
035 001600 0
036 B001600 0
037 001600 N
038 001600 0
039 001600 Y
040 001600 N
062 A001600 N
062 B001600 0.0
062 C001600 0.0
<PAGE> PAGE 42
062 D001600 0.0
062 E001600 0.0
062 F001600 0.0
062 G001600 0.0
062 H001600 0.0
062 I001600 0.0
062 J001600 0.0
062 K001600 0.0
062 L001600 0.0
062 M001600 0.0
062 N001600 0.0
062 O001600 0.0
062 P001600 0.0
062 Q001600 0.0
062 R001600 0.0
071 A001600 34189
071 B001600 41105
071 C001600 91911
071 D001600 37
072 A001600 6
072 B001600 0
072 C001600 966
072 D001600 0
072 E001600 0
072 F001600 109
072 G001600 17
072 H001600 0
072 I001600 22
072 J001600 13
072 K001600 0
072 L001600 3
072 M001600 1
072 N001600 1
072 O001600 0
072 P001600 0
072 Q001600 0
072 R001600 0
072 S001600 3
072 T001600 0
072 U001600 3
072 V001600 0
072 W001600 15
072 X001600 187
072 Y001600 68
072 Z001600 847
072AA001600 2521
072BB001600 0
072CC011600 3566
072CC021600 0
072DD011600 735
072DD021600 0
<PAGE> PAGE 43
072EE001600 6686
073 A011600 0.0863
073 A021600 0.0000
073 B001600 0.7863
073 C001600 0.0000
074 A001600 0
074 B001600 0
074 C001600 0
074 D001600 0
074 E001600 0
074 F001600 0
074 G001600 0
074 H001600 0
074 I001600 0
074 J001600 0
074 K001600 0
074 L001600 0
074 M001600 0
074 N001600 0
074 O001600 0
074 P001600 0
074 Q001600 0
074 R011600 0
074 R021600 0
074 R031600 0
074 R041600 0
074 S001600 0
074 T001600 0
074 U011600 0
074 U021600 0
074 V011600 0.00
074 V021600 0.00
074 W001600 0.0000
074 X001600 0
074 Y001600 0
075 A001600 0
075 B001600 91583
076 001600 0.00
SIGNATURE BOB DELLACROCE
TITLE CONTROLLER
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 010
<NAME> CASH RESERVE FUND TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1366965
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 29767
<OTHER-INCOME> 0
<EXPENSES-NET> 3799
<NET-INVESTMENT-INCOME> 25968
<REALIZED-GAINS-CURRENT> 12
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 25980
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 22159
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1011611
<NUMBER-OF-SHARES-REDEEMED> 967241
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 41320
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (46)
<OVERDISTRIB-NII-PRIOR> (4)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2096
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4941
<AVERAGE-NET-ASSETS> 1277031
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 011
<NAME> CASH RESERVE FUND INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1366965
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 29767
<OTHER-INCOME> 0
<EXPENSES-NET> 3799
<NET-INVESTMENT-INCOME> 25968
<REALIZED-GAINS-CURRENT> 12
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 25980
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3935
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 82470
<NUMBER-OF-SHARES-REDEEMED> (90047)
<SHARES-REINVESTED> 4706
<NET-CHANGE-IN-ASSETS> 41320
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (46)
<OVERDISTRIB-NII-PRIOR> (4)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2096
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4941
<AVERAGE-NET-ASSETS> 1277031
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 012
<NAME> CASH RESERVE FUND INVESTOR B
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 1366965
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 29767
<OTHER-INCOME> 0
<EXPENSES-NET> 3799
<NET-INVESTMENT-INCOME> 25968
<REALIZED-GAINS-CURRENT> 12
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 25980
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 16
<NUMBER-OF-SHARES-REDEEMED> (82)
<SHARES-REINVESTED> 2
<NET-CHANGE-IN-ASSETS> 41320
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (46)
<OVERDISTRIB-NII-PRIOR> (4)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2096
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4941
<AVERAGE-NET-ASSETS> 1277031
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 020
<NAME> U.S. TREASURY MONEY MARKET
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 699922
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 17208
<OTHER-INCOME> 0
<EXPENSES-NET> 2458
<NET-INVESTMENT-INCOME> 14750
<REALIZED-GAINS-CURRENT> 0
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 14750
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 14796
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 617645
<NUMBER-OF-SHARES-REDEEMED> (584743)
<SHARES-REINVESTED> 1
<NET-CHANGE-IN-ASSETS> 32857
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 1
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 1377
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 2997
<AVERAGE-NET-ASSETS> 754171
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 030
<NAME> TAX-FREE MONEY MARKET TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 270909
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 4621
<OTHER-INCOME> 0
<EXPENSES-NET> (986)
<NET-INVESTMENT-INCOME> 3635
<REALIZED-GAINS-CURRENT> 1
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 3636
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3562
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 242707
<NUMBER-OF-SHARES-REDEEMED> (234696)
<SHARES-REINVESTED> 0
<NET-CHANGE-IN-ASSETS> 8011
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 582
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (985)
<AVERAGE-NET-ASSETS> 0
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 031
<NAME> TAX FREE MONEY MARKET INVESTOR A
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 8850
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 4621
<OTHER-INCOME> 0
<EXPENSES-NET> (986)
<NET-INVESTMENT-INCOME> 3635
<REALIZED-GAINS-CURRENT> 1
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 3636
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 87
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 5664
<NUMBER-OF-SHARES-REDEEMED> (8643)
<SHARES-REINVESTED> 96
<NET-CHANGE-IN-ASSETS> (2883)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 582
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (985)
<AVERAGE-NET-ASSETS> 0
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 1.00
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 040
<NAME> INTERMEDIATE BOND FUND TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 316747
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 8814
<OTHER-INCOME> 0
<EXPENSES-NET> (1354)
<NET-INVESTMENT-INCOME> 7460
<REALIZED-GAINS-CURRENT> (4091)
<APPREC-INCREASE-CURRENT> (8578)
<NET-CHANGE-FROM-OPS> (5209)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 7433
<DISTRIBUTIONS-OF-GAINS> 4608
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 4650
<NUMBER-OF-SHARES-REDEEMED> (2666)
<SHARES-REINVESTED> 137
<NET-CHANGE-IN-ASSETS> 2683
<ACCUMULATED-NII-PRIOR> 96
<ACCUMULATED-GAINS-PRIOR> 4653
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 856
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1850
<AVERAGE-NET-ASSETS> 311799
<PER-SHARE-NAV-BEGIN> 10.13
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.58
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 041
<NAME> INTERMEDIATE BOND FUND INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 316747
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 8814
<OTHER-INCOME> 0
<EXPENSES-NET> (1354)
<NET-INVESTMENT-INCOME> 7460
<REALIZED-GAINS-CURRENT> (4091)
<APPREC-INCREASE-CURRENT> (8578)
<NET-CHANGE-FROM-OPS> (5209)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 72
<DISTRIBUTIONS-OF-GAINS> 48
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 30
<NUMBER-OF-SHARES-REDEEMED> (112)
<SHARES-REINVESTED> 9
<NET-CHANGE-IN-ASSETS> 2683
<ACCUMULATED-NII-PRIOR> 96
<ACCUMULATED-GAINS-PRIOR> 4653
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 856
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1850
<AVERAGE-NET-ASSETS> 311799
<PER-SHARE-NAV-BEGIN> 10.13
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.58
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 050
<NAME> LIMITED-TERM BOND FUND
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 72756
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 2221
<OTHER-INCOME> 0
<EXPENSES-NET> 299
<NET-INVESTMENT-INCOME> 1922
<REALIZED-GAINS-CURRENT> (1088)
<APPREC-INCREASE-CURRENT> (1022)
<NET-CHANGE-FROM-OPS> (188)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1932
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1035
<NUMBER-OF-SHARES-REDEEMED> (2021)
<SHARES-REINVESTED> 86
<NET-CHANGE-IN-ASSETS> 8901
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (1811)
<OVERDISTRIB-NII-PRIOR> (16)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 176
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 299
<AVERAGE-NET-ASSETS> 76912
<PER-SHARE-NAV-BEGIN> 9.98
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 9.71
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 060
<NAME> SPECIAL EQUITY TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 91641
<DIVIDEND-INCOME> 195
<INTEREST-INCOME> 181
<OTHER-INCOME> 0
<EXPENSES-NET> (496)
<NET-INVESTMENT-INCOME> (120)
<REALIZED-GAINS-CURRENT> 6478
<APPREC-INCREASE-CURRENT> 1776
<NET-CHANGE-FROM-OPS> 8135
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 321
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 673
<NUMBER-OF-SHARES-REDEEMED> (1709)
<SHARES-REINVESTED> 15
<NET-CHANGE-IN-ASSETS> 6564
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (7248)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 321
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 618
<AVERAGE-NET-ASSETS> 93527
<PER-SHARE-NAV-BEGIN> 12.23
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.28
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 061
<NAME> SPECIAL EQUITY INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 91641
<DIVIDEND-INCOME> 195
<INTEREST-INCOME> 181
<OTHER-INCOME> 0
<EXPENSES-NET> (496)
<NET-INVESTMENT-INCOME> (120)
<REALIZED-GAINS-CURRENT> 6478
<APPREC-INCREASE-CURRENT> 1776
<NET-CHANGE-FROM-OPS> 8135
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 17
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 6
<NUMBER-OF-SHARES-REDEEMED> (80)
<SHARES-REINVESTED> 1
<NET-CHANGE-IN-ASSETS> 6564
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (7248)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 321
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 618
<AVERAGE-NET-ASSETS> 93527
<PER-SHARE-NAV-BEGIN> 12.22
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 13.26
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 062
<NAME> SPECIAL EQUITY FLEX CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 91641
<DIVIDEND-INCOME> 195
<INTEREST-INCOME> 181
<OTHER-INCOME> 0
<EXPENSES-NET> (496)
<NET-INVESTMENT-INCOME> (120)
<REALIZED-GAINS-CURRENT> 6478
<APPREC-INCREASE-CURRENT> 1776
<NET-CHANGE-FROM-OPS> 8135
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 11
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 12
<NUMBER-OF-SHARES-REDEEMED> (30)
<SHARES-REINVESTED> 1
<NET-CHANGE-IN-ASSETS> 6564
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (7248)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 321
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 618
<AVERAGE-NET-ASSETS> 93527
<PER-SHARE-NAV-BEGIN> 12.80
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 12.84
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 070
<NAME> VALUE FUND TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 42179
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 4248
<INTEREST-INCOME> 874
<OTHER-INCOME> 0
<EXPENSES-NET> 3777
<NET-INVESTMENT-INCOME> 1346
<REALIZED-GAINS-CURRENT> 45065
<APPREC-INCREASE-CURRENT> 59900
<NET-CHANGE-FROM-OPS> 106310
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 934
<DISTRIBUTIONS-OF-GAINS> 38443
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 76941
<NUMBER-OF-SHARES-REDEEMED> 73081
<SHARES-REINVESTED> 11972
<NET-CHANGE-IN-ASSETS> 15832
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 41640
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2418
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4697
<AVERAGE-NET-ASSETS> 676245
<PER-SHARE-NAV-BEGIN> 15.10
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> .011
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 071
<NAME> VALUE FUND INVESTOR CLASS A
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 42179
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 4248
<INTEREST-INCOME> 874
<OTHER-INCOME> 0
<EXPENSES-NET> 3777
<NET-INVESTMENT-INCOME> 1346
<REALIZED-GAINS-CURRENT> 45065
<APPREC-INCREASE-CURRENT> 59900
<NET-CHANGE-FROM-OPS> 106310
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 66
<DISTRIBUTIONS-OF-GAINS> 2259
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2080
<NUMBER-OF-SHARES-REDEEMED> 4107
<SHARES-REINVESTED> 2157
<NET-CHANGE-IN-ASSETS> 130
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 41640
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2418
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4697
<AVERAGE-NET-ASSETS> 676245
<PER-SHARE-NAV-BEGIN> 15.21
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> .012
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 072
<NAME> VALUE FUND INVESTOR CLASS B
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 42179
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 4248
<INTEREST-INCOME> 874
<OTHER-INCOME> 0
<EXPENSES-NET> 3777
<NET-INVESTMENT-INCOME> 1346
<REALIZED-GAINS-CURRENT> 45065
<APPREC-INCREASE-CURRENT> 59900
<NET-CHANGE-FROM-OPS> 106310
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 7
<DISTRIBUTIONS-OF-GAINS> 1705
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7994
<NUMBER-OF-SHARES-REDEEMED> 2720
<SHARES-REINVESTED> 1675
<NET-CHANGE-IN-ASSETS> 6949
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 41640
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 2418
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 4697
<AVERAGE-NET-ASSETS> 676245
<PER-SHARE-NAV-BEGIN> 15.14
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> .019
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 090
<NAME> VIRGINIA INTERMEDIATE TERM MUNI BOND INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 248602
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 6013
<OTHER-INCOME> 0
<EXPENSES-NET> (1024)
<NET-INVESTMENT-INCOME> 4989
<REALIZED-GAINS-CURRENT> 1177
<APPREC-INCREASE-CURRENT> 4620
<NET-CHANGE-FROM-OPS> 1545
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 158
<DISTRIBUTIONS-OF-GAINS> 56
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 63
<NUMBER-OF-SHARES-REDEEMED> (79)
<SHARES-REINVESTED> 16
<NET-CHANGE-IN-ASSETS> 2388
<ACCUMULATED-NII-PRIOR> 44
<ACCUMULATED-GAINS-PRIOR> 1725
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 606
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1440
<AVERAGE-NET-ASSETS> 254231
<PER-SHARE-NAV-BEGIN> 10.45
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.24
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 091
<NAME> VIRGINIA INTERMEDIATE MUNI BOND TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 248602
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 6013
<OTHER-INCOME> 0
<EXPENSES-NET> (1024)
<NET-INVESTMENT-INCOME> 4989
<REALIZED-GAINS-CURRENT> 1177
<APPREC-INCREASE-CURRENT> 4620
<NET-CHANGE-FROM-OPS> 1545
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 4844
<DISTRIBUTIONS-OF-GAINS> 1670
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2526
<NUMBER-OF-SHARES-REDEEMED> (2308)
<SHARES-REINVESTED> 5
<NET-CHANGE-IN-ASSETS> 2388
<ACCUMULATED-NII-PRIOR> 44
<ACCUMULATED-GAINS-PRIOR> 1725
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 606
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1440
<AVERAGE-NET-ASSETS> 254231
<PER-SHARE-NAV-BEGIN> 10.44
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.23
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 100
<NAME> CAPITAL APPRECIATION FUND FLEX CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 160014
<DIVIDEND-INCOME> 479
<INTEREST-INCOME> 177
<OTHER-INCOME> 0
<EXPENSES-NET> (830)
<NET-INVESTMENT-INCOME> (175)
<REALIZED-GAINS-CURRENT> 2433
<APPREC-INCREASE-CURRENT> 15497
<NET-CHANGE-FROM-OPS> 17755
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 67
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 150
<NUMBER-OF-SHARES-REDEEMED> (25)
<SHARES-REINVESTED> 3
<NET-CHANGE-IN-ASSETS> 20008
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (1793)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 528
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1025
<AVERAGE-NET-ASSETS> 153930
<PER-SHARE-NAV-BEGIN> 18.42
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 19.39
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 101
<NAME> CAPITAL APPRECIATION FUND INVESTOR CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 160014
<DIVIDEND-INCOME> 479
<INTEREST-INCOME> 177
<OTHER-INCOME> 0
<EXPENSES-NET> (830)
<NET-INVESTMENT-INCOME> (175)
<REALIZED-GAINS-CURRENT> 2433
<APPREC-INCREASE-CURRENT> 15497
<NET-CHANGE-FROM-OPS> 17755
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 104
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 58
<NUMBER-OF-SHARES-REDEEMED> (62)
<SHARES-REINVESTED> 5
<NET-CHANGE-IN-ASSETS> 20008
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (1793)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 528
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1025
<AVERAGE-NET-ASSETS> 153930
<PER-SHARE-NAV-BEGIN> 17.59
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 19.70
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 102
<NAME> CAPITAL APPRECIATION FUND TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 160014
<DIVIDEND-INCOME> 479
<INTEREST-INCOME> 177
<OTHER-INCOME> 0
<EXPENSES-NET> (830)
<NET-INVESTMENT-INCOME> (175)
<REALIZED-GAINS-CURRENT> 2433
<APPREC-INCREASE-CURRENT> 15497
<NET-CHANGE-FROM-OPS> 17755
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 0
<DISTRIBUTIONS-OF-GAINS> 1152
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1285
<NUMBER-OF-SHARES-REDEEMED> (1265)
<SHARES-REINVESTED> 23
<NET-CHANGE-IN-ASSETS> 20008
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> (1793)
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 528
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1025
<AVERAGE-NET-ASSETS> 153930
<PER-SHARE-NAV-BEGIN> 17.78
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 19.90
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 110
<NAME> GOVERNMENT BOND FUND TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 59302
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1718
<OTHER-INCOME> 0
<EXPENSES-NET> 225
<NET-INVESTMENT-INCOME> 1493
<REALIZED-GAINS-CURRENT> (962)
<APPREC-INCREASE-CURRENT> (1626)
<NET-CHANGE-FROM-OPS> (1095)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1445
<DISTRIBUTIONS-OF-GAINS> 1016
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 2667
<NUMBER-OF-SHARES-REDEEMED> (1844)
<SHARES-REINVESTED> 85
<NET-CHANGE-IN-ASSETS> 6134
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 1059
<OVERDISTRIB-NII-PRIOR> (2)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 180
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 225
<AVERAGE-NET-ASSETS> 62921
<PER-SHARE-NAV-BEGIN> 10.64
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.01
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 111
<NAME> GOVERNMENT BOND FUND FLEX CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 59302
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1718
<OTHER-INCOME> 0
<EXPENSES-NET> 225
<NET-INVESTMENT-INCOME> 1493
<REALIZED-GAINS-CURRENT> (962)
<APPREC-INCREASE-CURRENT> (1626)
<NET-CHANGE-FROM-OPS> (1095)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 56
<DISTRIBUTIONS-OF-GAINS> 49
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 105
<NUMBER-OF-SHARES-REDEEMED> (20)
<SHARES-REINVESTED> 3
<NET-CHANGE-IN-ASSETS> 6134
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 1059
<OVERDISTRIB-NII-PRIOR> (2)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 180
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 225
<AVERAGE-NET-ASSETS> 62921
<PER-SHARE-NAV-BEGIN> 10.67
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.04
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 120
<NAME> VIRGINIA MUNICIPAL TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 3083
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 853
<OTHER-INCOME> 0
<EXPENSES-NET> 154
<NET-INVESTMENT-INCOME> 699
<REALIZED-GAINS-CURRENT> 31
<APPREC-INCREASE-CURRENT> (584)
<NET-CHANGE-FROM-OPS> 146
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 619
<DISTRIBUTIONS-OF-GAINS> 156
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 6847
<NUMBER-OF-SHARES-REDEEMED> 3706
<SHARES-REINVESTED> 32
<NET-CHANGE-IN-ASSETS> 3173
<ACCUMULATED-NII-PRIOR> 1
<ACCUMULATED-GAINS-PRIOR> 175
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 103
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 243
<AVERAGE-NET-ASSETS> 36027
<PER-SHARE-NAV-BEGIN> 10.68
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> .007
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 121
<NAME> VIRGINIA MUNICIPAL INVESTOR B CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 3083
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 853
<OTHER-INCOME> 0
<EXPENSES-NET> 154
<NET-INVESTMENT-INCOME> 699
<REALIZED-GAINS-CURRENT> 31
<APPREC-INCREASE-CURRENT> (584)
<NET-CHANGE-FROM-OPS> 146
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 83
<DISTRIBUTIONS-OF-GAINS> 20
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 3626
<NUMBER-OF-SHARES-REDEEMED> 469
<SHARES-REINVESTED> 71
<NET-CHANGE-IN-ASSETS> 3228
<ACCUMULATED-NII-PRIOR> 1
<ACCUMULATED-GAINS-PRIOR> 175
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 103
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 243
<AVERAGE-NET-ASSETS> 36027
<PER-SHARE-NAV-BEGIN> 10.73
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 0
<EXPENSE-RATIO> .017
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 130
<NAME> MARYLAND MUNICIPAL BOND FUND TRUST CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 37316
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 582
<OTHER-INCOME> 0
<EXPENSES-NET> (112)
<NET-INVESTMENT-INCOME> 470
<REALIZED-GAINS-CURRENT> (19)
<APPREC-INCREASE-CURRENT> (419)
<NET-CHANGE-FROM-OPS> 33
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 402
<DISTRIBUTIONS-OF-GAINS> 24
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1541
<NUMBER-OF-SHARES-REDEEMED> (459)
<SHARES-REINVESTED> 1
<NET-CHANGE-IN-ASSETS> 15562
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 3181
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 77
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 276
<AVERAGE-NET-ASSETS> 26759
<PER-SHARE-NAV-BEGIN> 10.22
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.06
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 131
<NAME> MARYLAND MUNICIPAL BOND FUND FLEX CLASS
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 37316
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 582
<OTHER-INCOME> 0
<EXPENSES-NET> (112)
<NET-INVESTMENT-INCOME> 470
<REALIZED-GAINS-CURRENT> (19)
<APPREC-INCREASE-CURRENT> (419)
<NET-CHANGE-FROM-OPS> 33
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 72
<DISTRIBUTIONS-OF-GAINS> 4
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 466
<NUMBER-OF-SHARES-REDEEMED> (19)
<SHARES-REINVESTED> 6
<NET-CHANGE-IN-ASSETS> 15562
<ACCUMULATED-NII-PRIOR> 3181
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 77
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 276
<AVERAGE-NET-ASSETS> 26759
<PER-SHARE-NAV-BEGIN> 10.24
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.09
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 140
<NAME> LIFE VISION MAXIMUM GROWTH PORTFOLIO
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 19002
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 48
<OTHER-INCOME> 0
<EXPENSES-NET> (23)
<NET-INVESTMENT-INCOME> 25
<REALIZED-GAINS-CURRENT> 458
<APPREC-INCREASE-CURRENT> 1666
<NET-CHANGE-FROM-OPS> 2149
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 24
<DISTRIBUTIONS-OF-GAINS> 1670
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 186
<NUMBER-OF-SHARES-REDEEMED> (130)
<SHARES-REINVESTED> 162
<NET-CHANGE-IN-ASSETS> 2317
<ACCUMULATED-NII-PRIOR> 2
<ACCUMULATED-GAINS-PRIOR> 1275
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 21
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 23
<AVERAGE-NET-ASSETS> 17856
<PER-SHARE-NAV-BEGIN> 11.32
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 11.51
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 150
<NAME> LIFE VISION GROWTH & INCOME PORTFOLIO
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 22353
<DIVIDEND-INCOME> (6)
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> (26)
<NET-INVESTMENT-INCOME> 135
<REALIZED-GAINS-CURRENT> 412
<APPREC-INCREASE-CURRENT> 1259
<NET-CHANGE-FROM-OPS> 1806
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 114
<DISTRIBUTIONS-OF-GAINS> 2475
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 259
<NUMBER-OF-SHARES-REDEEMED> (113)
<SHARES-REINVESTED> 263
<NET-CHANGE-IN-ASSETS> 3310
<ACCUMULATED-NII-PRIOR> 7
<ACCUMULATED-GAINS-PRIOR> 2074
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 24
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 26
<AVERAGE-NET-ASSETS> 20049
<PER-SHARE-NAV-BEGIN> 11.06
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.49
<EXPENSE-RATIO> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<CIK> 0000790814
<NAME> CRESTFUNDS
<SERIES>
<NUMBER> 160
<NAME> LIFE VISION BALANCED PORTFOLIO
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> NOV-30-1999
<PERIOD-START> DEC-01-1998
<PERIOD-END> MAY-31-1999
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 0
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 0
<DIVIDEND-INCOME> 966
<INTEREST-INCOME> 0
<OTHER-INCOME> 0
<EXPENSES-NET> 120
<NET-INVESTMENT-INCOME> 847
<REALIZED-GAINS-CURRENT> 2521
<APPREC-INCREASE-CURRENT> 3566
<NET-CHANGE-FROM-OPS> 6934
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 735
<DISTRIBUTIONS-OF-GAINS> 6686
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 471
<NUMBER-OF-SHARES-REDEEMED> (1480)
<SHARES-REINVESTED> 712
<NET-CHANGE-IN-ASSETS> 3804
<ACCUMULATED-NII-PRIOR> 42
<ACCUMULATED-GAINS-PRIOR> 5914
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> 58
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 120
<AVERAGE-NET-ASSETS> 91583
<PER-SHARE-NAV-BEGIN> 11.01
<PER-SHARE-NII> 0
<PER-SHARE-GAIN-APPREC> 0
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> 0
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.95
<EXPENSE-RATIO> 0
</TABLE>