PENNROCK FINANCIAL SERVICES CORP
8-K, 2001-01-11
NATIONAL COMMERCIAL BANKS
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                SECURITIES AND EXCHANGE COMMISSION
                     Washington, D.C.  20549

                            FORM 8-K

                          CURRENT REPORT

                Pursuant to Section 13 or 15(d) of
               The Securities Exchange Act of 1934

                        January 11, 2001
Date of Report (Date of earliest event reported)


___________PENNROCK FINANCIAL SERVICES CORP._________
(Exact name of registrant as specified in its charter)

        Pennsylvania                 0-15040         23-2400021
(State or other jurisdiction       Commission      (IRS Employer
      of incorporation)           File Number)      Ident. No.)

    1060 Main Street, Blue Ball, PA                     17560
(Address of principal executive office)               (Zip Code)

                          (717) 354-4545
        Registrant's telephone number, including area code

                               N/A
   (Former name or former address, if changes since last report)



Item 5.  Other Events.

     The press release of PennRock Financial Services Corp.
("PennRock") dated January 11, 2001 relating to the agreement
entered into by PennRock to acquire The National Advisory Group,
Inc., an asset management, retirement plan administration and
financial planning services company, which is attached hereto as
Exhibit 99 is incorporated by reference herein.

Item 7.  Financial Statements and Exhibits.

         (c)  Exhibits

              The following exhibits are filed herewith:

Exhibit
 Number   Description

   99     Press Release, dated January 11, 2001,
          of PennRock Financial Services Corp.

                            SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act
of 1934, the registrant has duly caused this report to be signed
on its behalf by the undersigned hereunto duly authorized.

                              PENNROCK FINANCIAL SERVICES CORP.


                              By:/s/Melvin Pankuch
                                 Melvin Pankuch,
                                 Executive Vice President and
                                 Chief Executive Officer

Dated:  January 11, 2001






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