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<PAGE> PAGE 2
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<PAGE> PAGE 5
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 19
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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<PAGE> PAGE 25
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<PAGE> PAGE 26
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<PAGE> PAGE 27
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<PAGE> PAGE 28
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<PAGE> PAGE 29
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<PAGE> PAGE 30
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<PAGE> PAGE 31
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008 B000701 A
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<PAGE> PAGE 32
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<PAGE> PAGE 33
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<PAGE> PAGE 34
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<PAGE> PAGE 35
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<PAGE> PAGE 36
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<PAGE> PAGE 37
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<PAGE> PAGE 38
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<PAGE> PAGE 39
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<PAGE> PAGE 40
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028 G010900 19679
028 G020900 819
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045 000900 Y
046 000900 N
047 000900 Y
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<PAGE> PAGE 41
048 K020900 0.000
055 A000900 Y
055 B000900 N
056 000900 N
057 000900 N
058 A000900 N
059 000900 Y
060 A000900 Y
060 B000900 Y
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066 A000900 Y
066 E000900 Y
067 000900 N
068 A000900 N
068 B000900 N
069 000900 N
070 A010900 Y
070 A020900 Y
070 B010900 Y
070 B020900 N
070 C010900 N
070 C020900 N
070 D010900 N
070 D020900 N
070 E010900 N
070 E020900 N
070 F010900 N
070 F020900 N
070 G010900 N
070 G020900 N
070 H010900 N
<PAGE> PAGE 42
070 H020900 N
070 I010900 N
070 I020900 N
070 J010900 Y
070 J020900 N
070 K010900 Y
070 K020900 N
070 L010900 Y
070 L020900 N
070 M010900 Y
070 M020900 N
070 N010900 Y
070 N020900 N
070 O010900 Y
070 O020900 N
070 P010900 N
070 P020900 N
070 Q010900 N
070 Q020900 N
070 R010900 N
070 R020900 N
071 A000900 28738
071 B000900 41777
071 C000900 136487
071 D000900 21
072 A000900 12
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072 X000900 1839
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072 Z000900 3545
<PAGE> PAGE 43
072AA000900 6248
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008 A001001 FLEET INVESTMENT ADVISORS, INC.
008 B001001 A
008 C001001 801-000000
008 D011001 PROVIDENCE
008 D021001 RI
008 D031001 02903
015 A001001 CHASE MANHATTAN BANK
<PAGE> PAGE 44
015 B001001 C
015 C011001 NEW YORK
015 C021001 NY
015 C031001 10036
015 E011001 X
028 A011000 2658
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<PAGE> PAGE 45
048 G021000 0.000
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056 001000 N
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060 B001000 Y
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063 B001000 8.5
064 A001000 N
064 B001000 N
066 A001000 N
067 001000 N
068 A001000 N
068 B001000 N
069 001000 N
070 A011000 Y
070 A021000 Y
070 B011000 N
070 B021000 N
070 C011000 N
070 C021000 N
<PAGE> PAGE 46
070 D011000 N
070 D021000 N
070 E011000 Y
070 E021000 N
070 F011000 N
070 F021000 N
070 G011000 N
070 G021000 N
070 H011000 N
070 H021000 N
070 I011000 N
070 I021000 N
070 J011000 Y
070 J021000 N
070 K011000 Y
070 K021000 N
070 L011000 N
070 L021000 N
070 M011000 N
070 M021000 N
070 N011000 Y
070 N021000 N
070 O011000 Y
070 O021000 N
070 P011000 N
070 P021000 N
070 Q011000 N
070 Q021000 N
070 R011000 N
070 R021000 N
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<PAGE> PAGE 47
072 R001000 12
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<PAGE> PAGE 48
075 B001000 148820
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008 A001101 FLEET INVESTMENT ADVISORS, INC.
008 B001101 A
008 C001101 801-000000
008 D011101 PROVIDENCE
008 D021101 RI
008 D031101 02903
015 A001101 CHASE MANHATTAN BANK
015 B001101 C
015 C011101 NEW YORK
015 C021101 NY
015 C031101 10036
015 E011101 X
028 A011100 2105
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045 001100 Y
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<PAGE> PAGE 49
048 C011100 0
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055 A001100 Y
055 B001100 N
056 001100 N
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060 A001100 Y
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062 N001100 13.9
062 O001100 0.0
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062 Q001100 0.0
062 R001100 1.8
063 A001100 0
063 B001100 2.9
064 A001100 N
064 B001100 N
066 A001100 N
067 001100 N
<PAGE> PAGE 50
068 A001100 N
068 B001100 N
069 001100 N
070 A011100 Y
070 A021100 Y
070 B011100 N
070 B021100 N
070 C011100 N
070 C021100 N
070 D011100 N
070 D021100 N
070 E011100 Y
070 E021100 N
070 F011100 N
070 F021100 N
070 G011100 N
070 G021100 N
070 H011100 N
070 H021100 N
070 I011100 N
070 I021100 N
070 J011100 Y
070 J021100 N
070 K011100 Y
070 K021100 N
070 L011100 Y
070 L021100 N
070 M011100 N
070 M021100 N
070 N011100 Y
070 N021100 N
070 O011100 Y
070 O021100 N
070 P011100 N
070 P021100 N
070 Q011100 N
070 Q021100 N
070 R011100 N
070 R021100 N
071 A001100 131286
071 B001100 133071
071 C001100 45399
071 D001100 289
072 A001100 12
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<PAGE> PAGE 51
072 I001100 99
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072 R001100 12
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072 Y001100 196
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073 A011100 0.5500
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074 M001100 4
074 N001100 66799
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074 R011100 0
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<PAGE> PAGE 52
074 T001100 66630
074 U011100 3136
074 U021100 3489
074 V011100 10.06
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074 W001100 0.0000
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008 A001201 FLEET INVESTMENT ADVISORS, INC.
008 B001201 A
008 C001201 801-000000
008 D011201 PROVIDENCE
008 D021201 RI
008 D031201 02903
015 A001201 CHASE MANHATTAN BANK
015 B001201 C
015 C011201 NEW YORK
015 C021201 NY
015 C031201 10036
015 E011201 X
028 A011200 875
028 A021200 0
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028 C011200 1233
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028 D011200 1246
028 D021200 94
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028 F011200 1933
028 F021200 180
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<PAGE> PAGE 53
028 H001200 0
045 001200 Y
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<PAGE> PAGE 54
062 P001200 0.0
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063 A001200 0
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064 A001200 Y
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068 B001200 N
069 001200 N
070 A011200 Y
070 A021200 N
070 B011200 N
070 B021200 N
070 C011200 N
070 C021200 N
070 D011200 N
070 D021200 N
070 E011200 Y
070 E021200 N
070 F011200 N
070 F021200 N
070 G011200 N
070 G021200 N
070 H011200 N
070 H021200 N
070 I011200 N
070 I021200 N
070 J011200 N
070 J021200 N
070 K011200 Y
070 K021200 N
070 L011200 N
070 L021200 N
070 M011200 N
070 M021200 N
070 N011200 Y
070 N021200 N
070 O011200 Y
070 O021200 N
070 P011200 N
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070 Q011200 N
070 Q021200 N
070 R011200 N
070 R021200 N
071 A001200 11855
071 B001200 27762
071 C001200 111981
<PAGE> PAGE 55
071 D001200 11
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<PAGE> PAGE 56
074 N001200 124062
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008 A001301 FLEET INVESTMENT ADVISORS, INC.
008 B001301 A
008 C001301 801-000000
008 D011301 PROVIDENCE
008 D021301 RI
008 D031301 02903
015 A001301 CHASE MANHATTAN BANK
015 B001301 C
015 C011301 NEW YORK
015 C021301 NY
015 C031301 10036
015 E011301 X
028 A011300 748
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<PAGE> PAGE 57
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055 A001300 Y
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058 A001300 N
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<PAGE> PAGE 58
062 G001300 0.0
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064 A001300 N
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066 A001300 N
067 001300 N
068 A001300 N
068 B001300 N
069 001300 N
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070 A021300 N
070 B011300 N
070 B021300 N
070 C011300 Y
070 C021300 N
070 D011300 N
070 D021300 N
070 E011300 Y
070 E021300 N
070 F011300 N
070 F021300 N
070 G011300 N
070 G021300 N
070 H011300 N
070 H021300 N
070 I011300 N
070 I021300 N
070 J011300 N
070 J021300 N
070 K011300 Y
070 K021300 N
070 L011300 N
070 L021300 N
070 M011300 N
070 M021300 N
070 N011300 Y
070 N021300 N
070 O011300 Y
070 O021300 N
<PAGE> PAGE 59
070 P011300 N
070 P021300 N
070 Q011300 N
070 Q021300 N
070 R011300 N
070 R021300 N
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<PAGE> PAGE 60
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008 A001401 FLEET INVESTMENT ADVISORS, INC.
008 B001401 A
008 C001401 801-000000
008 D011401 PROVIDENCE
008 D021401 RI
008 D031401 02903
015 A001401 CHASE MANHATTAN BANK
015 B001401 C
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<PAGE> PAGE 61
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<PAGE> PAGE 62
060 A001400 Y
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070 G021400 N
070 H011400 N
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<PAGE> PAGE 63
070 L011400 Y
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<PAGE> PAGE 64
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008 A001501 FLEET INVESTMENT ADVISORS, INC.
008 B001501 A
008 C001501 801-000000
008 D011501 PROVIDENCE
008 D021501 RI
008 D031501 02903
015 A001501 CHASE MANHATTAN BANK
015 B001501 C
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<PAGE> PAGE 65
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<PAGE> PAGE 66
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<PAGE> PAGE 67
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<PAGE> PAGE 68
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008 A001601 FLEET INVESTMENT ADVISORS, INC.
008 B001601 A
008 C001601 801-000000
008 D011601 PROVIDENCE
008 D021601 RI
008 D031601 02903
<PAGE> PAGE 69
015 A001601 CHASE MANHATTAN BANK
015 B001601 C
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<PAGE> PAGE 70
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<PAGE> PAGE 71
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<PAGE> PAGE 72
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<PAGE> PAGE 73
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008 A001701 FLEET INVESTMENT ADVISORS, INC.
008 B001701 A
008 C001701 801-000000
008 D011701 PROVIDENCE
008 D021701 RI
008 D031701 02903
015 A001701 CHASE MANHATTAN BANK
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<PAGE> PAGE 74
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<PAGE> PAGE 75
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<PAGE> PAGE 76
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<PAGE> PAGE 77
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008 A001801 FLEET INVESTMENT ADVISORS, INC.
008 B001801 A
008 C001801 801-000000
008 D011801 PROVIDENCE
008 D021801 RI
008 D031801 02903
015 A001801 CHASE MANHATTAN BANK
015 B001801 C
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<PAGE> PAGE 78
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<PAGE> PAGE 79
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<PAGE> PAGE 80
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<PAGE> PAGE 81
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<PAGE> PAGE 82
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<PAGE> PAGE 83
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<PAGE> PAGE 84
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<PAGE> PAGE 86
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<PAGE> PAGE 87
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<PAGE> PAGE 88
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SIGNATURE NEIL FORREST
TITLE VP&ASSISTANT TREASUR
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<OVERDISTRIBUTION-GAINS> 725409
<ACCUM-APPREC-OR-DEPREC> 123353
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<DIVIDEND-INCOME> 1020
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<NET-INVESTMENT-INCOME> 955026
<REALIZED-GAINS-CURRENT> (685391)
<APPREC-INCREASE-CURRENT> 2577697
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<DISTRIBUTIONS-OF-INCOME> 188840
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<NUMBER-OF-SHARES-SOLD> 1132087
<NUMBER-OF-SHARES-REDEEMED> 1846223
<SHARES-REINVESTED> 23783
<NET-CHANGE-IN-ASSETS> (690353)
<ACCUMULATED-NII-PRIOR> 0
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<PER-SHARE-NAV-END> 10.13
<EXPENSE-RATIO> .45
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 19
<NAME> CORPORATE BOND FUND
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 34736971
<INVESTMENTS-AT-VALUE> 36946366
<RECEIVABLES> 690144
<ASSETS-OTHER> 16212
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<TOTAL-ASSETS> 37652722
<PAYABLE-FOR-SECURITIES> 124320
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 137432
<TOTAL-LIABILITIES> 261752
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 34899817
<SHARES-COMMON-STOCK> 3480710
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 12253
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 269505
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 2209395
<NET-ASSETS> 37390970
<DIVIDEND-INCOME> 9985
<INTEREST-INCOME> 2390890
<OTHER-INCOME> 0
<EXPENSES-NET> 332928
<NET-INVESTMENT-INCOME> 2067947
<REALIZED-GAINS-CURRENT> 281758
<APPREC-INCREASE-CURRENT> 2209395
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<DISTRIBUTIONS-OF-INCOME> 2067947
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<NUMBER-OF-SHARES-SOLD> 39666165
<NUMBER-OF-SHARES-REDEEMED> 6807253
<SHARES-REINVESTED> 2040905
<NET-CHANGE-IN-ASSETS> 34899817
<ACCUMULATED-NII-PRIOR> 0
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<OVERDIST-NET-GAINS-PRIOR> 0
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<GROSS-EXPENSE> 395459
<AVERAGE-NET-ASSETS> 35330784
<PER-SHARE-NAV-BEGIN> 10.00
<PER-SHARE-NII> .61
<PER-SHARE-GAIN-APPREC> .74
<PER-SHARE-DIVIDEND> .61
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<PER-SHARE-NAV-END> 10.74
<EXPENSE-RATIO> 1.06
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 10
<NAME> HIGH QUALITY BOND RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 155151121
<INVESTMENTS-AT-VALUE> 162186004
<RECEIVABLES> 3128314
<ASSETS-OTHER> 70324
<OTHER-ITEMS-ASSETS> 1665
<TOTAL-ASSETS> 165386307
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 663002
<TOTAL-LIABILITIES> 663002
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 163206306
<SHARES-COMMON-STOCK> 2830538
<SHARES-COMMON-PRIOR> 2793558
<ACCUMULATED-NII-CURRENT> 73096
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 5590980
<ACCUM-APPREC-OR-DEPREC> 7034883
<NET-ASSETS> 164723305
<DIVIDEND-INCOME> 32936
<INTEREST-INCOME> 10654687
<OTHER-INCOME> 0
<EXPENSES-NET> 1314886
<NET-INVESTMENT-INCOME> 9372737
<REALIZED-GAINS-CURRENT> (2232295)
<APPREC-INCREASE-CURRENT> 18291500
<NET-CHANGE-FROM-OPS> 25431942
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 1634807
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<NUMBER-OF-SHARES-SOLD> 8003866
<NUMBER-OF-SHARES-REDEEMED> 8535985
<SHARES-REINVESTED> 1132273
<NET-CHANGE-IN-ASSETS> 600154
<ACCUMULATED-NII-PRIOR> 0
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<OVERDISTRIB-NII-PRIOR> 18021
<OVERDIST-NET-GAINS-PRIOR> 3267548
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<GROSS-EXPENSE> 1647472
<AVERAGE-NET-ASSETS> 26551155
<PER-SHARE-NAV-BEGIN> 9.54
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<PER-SHARE-NAV-END> 10.63
<EXPENSE-RATIO> 1.02
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 10
<NAME> HIGH QUALITY BOND TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 155151121
<INVESTMENTS-AT-VALUE> 162186004
<RECEIVABLES> 3128314
<ASSETS-OTHER> 70324
<OTHER-ITEMS-ASSETS> 1665
<TOTAL-ASSETS> 165386307
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 663002
<TOTAL-LIABILITIES> 663002
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 163206306
<SHARES-COMMON-STOCK> 12662975
<SHARES-COMMON-PRIOR> 12449191
<ACCUMULATED-NII-CURRENT> 73096
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 5590980
<ACCUM-APPREC-OR-DEPREC> 7034883
<NET-ASSETS> 164723305
<DIVIDEND-INCOME> 32936
<INTEREST-INCOME> 10654687
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<EXPENSES-NET> 1314886
<NET-INVESTMENT-INCOME> 9372737
<REALIZED-GAINS-CURRENT> (2232295)
<APPREC-INCREASE-CURRENT> 18291500
<NET-CHANGE-FROM-OPS> 25431942
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 7737930
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<NUMBER-OF-SHARES-SOLD> 36501865
<NUMBER-OF-SHARES-REDEEMED> 39247235
<SHARES-REINVESTED> 5380120
<NET-CHANGE-IN-ASSETS> 2634750
<ACCUMULATED-NII-PRIOR> 0
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<OVERDISTRIB-NII-PRIOR> 18021
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<GROSS-EXPENSE> 1647472
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<PER-SHARE-NAV-BEGIN> 9.54
<PER-SHARE-NII> .64
<PER-SHARE-GAIN-APPREC> 1.09
<PER-SHARE-DIVIDEND> .64
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<PER-SHARE-NAV-END> 10.63
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 9
<NAME> EQUITY INCOME RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 139877964
<INVESTMENTS-AT-VALUE> 168959593
<RECEIVABLES> 1047106
<ASSETS-OTHER> 144042
<OTHER-ITEMS-ASSETS> 776
<TOTAL-ASSETS> 170151517
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 530741
<TOTAL-LIABILITIES> 530741
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 133922470
<SHARES-COMMON-STOCK> 5459241
<SHARES-COMMON-PRIOR> 4985650
<ACCUMULATED-NII-CURRENT> 384596
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6232081
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 29081629
<NET-ASSETS> 169620776
<DIVIDEND-INCOME> 4300253
<INTEREST-INCOME> 1058491
<OTHER-INCOME> 0
<EXPENSES-NET> 1814192
<NET-INVESTMENT-INCOME> 3544552
<REALIZED-GAINS-CURRENT> 6248042
<APPREC-INCREASE-CURRENT> 20830652
<NET-CHANGE-FROM-OPS> 30623246
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<DISTRIBUTIONS-OF-INCOME> 1469498
<DISTRIBUTIONS-OF-GAINS> 1020247
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<NUMBER-OF-SHARES-SOLD> 21450453
<NUMBER-OF-SHARES-REDEEMED> 16699932
<SHARES-REINVESTED> 2352531
<NET-CHANGE-IN-ASSETS> 7103052
<ACCUMULATED-NII-PRIOR> 497160
<ACCUMULATED-GAINS-PRIOR> 2290141
<OVERDISTRIB-NII-PRIOR> 0
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<GROSS-ADVISORY-FEES> 1122514
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> 1838819
<AVERAGE-NET-ASSETS> 67823701
<PER-SHARE-NAV-BEGIN> 12.74
<PER-SHARE-NII> .28
<PER-SHARE-GAIN-APPREC> 2.47
<PER-SHARE-DIVIDEND> .3
<PER-SHARE-DISTRIBUTIONS> .21
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<PER-SHARE-NAV-END> 14.98
<EXPENSE-RATIO> 1.49
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 9
<NAME> EQUITY INCOME TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 139877964
<INVESTMENTS-AT-VALUE> 168959593
<RECEIVABLES> 1047106
<ASSETS-OTHER> 144042
<OTHER-ITEMS-ASSETS> 776
<TOTAL-ASSETS> 170151517
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 530741
<TOTAL-LIABILITIES> 530741
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 133922470
<SHARES-COMMON-STOCK> 5856577
<SHARES-COMMON-PRIOR> 6187481
<ACCUMULATED-NII-CURRENT> 384596
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 6232081
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 29081629
<NET-ASSETS> 169620776
<DIVIDEND-INCOME> 4300253
<INTEREST-INCOME> 1058491
<OTHER-INCOME> 0
<EXPENSES-NET> 1814192
<NET-INVESTMENT-INCOME> 3544552
<REALIZED-GAINS-CURRENT> 6248042
<APPREC-INCREASE-CURRENT> 20830652
<NET-CHANGE-FROM-OPS> 30623246
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 2187618
<DISTRIBUTIONS-OF-GAINS> 1269894
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<NUMBER-OF-SHARES-SOLD> 9236146
<NUMBER-OF-SHARES-REDEEMED> 15025569
<SHARES-REINVESTED> 1218932
<NET-CHANGE-IN-ASSETS> 0
<ACCUMULATED-NII-PRIOR> 497160
<ACCUMULATED-GAINS-PRIOR> 2290141
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<GROSS-EXPENSE> 1838819
<AVERAGE-NET-ASSETS> 81844779
<PER-SHARE-NAV-BEGIN> 12.75
<PER-SHARE-NII> .36
<PER-SHARE-GAIN-APPREC> 2.45
<PER-SHARE-DIVIDEND> .36
<PER-SHARE-DISTRIBUTIONS> .21
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 14.99
<EXPENSE-RATIO> .98
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 18
<NAME> INSTITUTIONAL MONEY MARKET
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 508819681
<INVESTMENTS-AT-VALUE> 508819681
<RECEIVABLES> 25437
<ASSETS-OTHER> 7812
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<TOTAL-ASSETS> 508852930
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 2161066
<TOTAL-LIABILITIES> 2161066
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 506724539
<SHARES-COMMON-STOCK> 506724539
<SHARES-COMMON-PRIOR> 326270795
<ACCUMULATED-NII-CURRENT> 4970
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 37645
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 506691864
<DIVIDEND-INCOME> 241574
<INTEREST-INCOME> 21288101
<OTHER-INCOME> 0
<EXPENSES-NET> 675282
<NET-INVESTMENT-INCOME> 20854393
<REALIZED-GAINS-CURRENT> 13395
<APPREC-INCREASE-CURRENT> 0
<NET-CHANGE-FROM-OPS> 20867788
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 20854393
<DISTRIBUTIONS-OF-GAINS> 0
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<NUMBER-OF-SHARES-SOLD> 1683995336
<NUMBER-OF-SHARES-REDEEMED> 1505704152
<SHARES-REINVESTED> 2162560
<NET-CHANGE-IN-ASSETS> 180453744
<ACCUMULATED-NII-PRIOR> 0
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<OVERDIST-NET-GAINS-PRIOR> 46070
<GROSS-ADVISORY-FEES> 774721
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<GROSS-EXPENSE> 1276219
<AVERAGE-NET-ASSETS> 387360480
<PER-SHARE-NAV-BEGIN> 1.00
<PER-SHARE-NII> .05
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<PER-SHARE-DIVIDEND> .05
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<PER-SHARE-NAV-END> 1.0
<EXPENSE-RATIO> .17
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 4
<NAME> INTERMEDIATE GOVERNMENT INCOME FUND RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 257790837
<INVESTMENTS-AT-VALUE> 263636520
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<OTHER-ITEMS-LIABILITIES> 1424482
<TOTAL-LIABILITIES> 1424482
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 281391104
<SHARES-COMMON-STOCK> 7740020
<SHARES-COMMON-PRIOR> 9783604
<ACCUMULATED-NII-CURRENT> 298687
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 21940262
<ACCUM-APPREC-OR-DEPREC> 5845683
<NET-ASSETS> 265595212
<DIVIDEND-INCOME> 36780
<INTEREST-INCOME> 19755482
<OTHER-INCOME> 0
<EXPENSES-NET> 2265014
<NET-INVESTMENT-INCOME> 17527248
<REALIZED-GAINS-CURRENT> (2953843)
<APPREC-INCREASE-CURRENT> 19422871
<NET-CHANGE-FROM-OPS> 33996276
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 4989851
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<NUMBER-OF-SHARES-SOLD> 8076188
<NUMBER-OF-SHARES-REDEEMED> 31399298
<SHARES-REINVESTED> 3456642
<NET-CHANGE-IN-ASSETS> (19866468)
<ACCUMULATED-NII-PRIOR> 36267
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<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 18723999
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<GROSS-EXPENSE> 2882428
<AVERAGE-NET-ASSETS> 81828679
<PER-SHARE-NAV-BEGIN> 9.68
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<PER-SHARE-NAV-END> 10.28
<EXPENSE-RATIO> 1.02
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 4
<NAME> INTERMEDIATE GOVERNMENT INCOME FUND TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 257790837
<INVESTMENTS-AT-VALUE> 263636520
<RECEIVABLES> 3271696
<ASSETS-OTHER> 111478
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 267019694
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 1424482
<TOTAL-LIABILITIES> 1424482
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 281391104
<SHARES-COMMON-STOCK> 18099094
<SHARES-COMMON-PRIOR> 21924080
<ACCUMULATED-NII-CURRENT> 298687
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 21940262
<ACCUM-APPREC-OR-DEPREC> 5845683
<NET-ASSETS> 265595212
<DIVIDEND-INCOME> 36780
<INTEREST-INCOME> 19755482
<OTHER-INCOME> 0
<EXPENSES-NET> 2265014
<NET-INVESTMENT-INCOME> 17527248
<REALIZED-GAINS-CURRENT> (2953843)
<APPREC-INCREASE-CURRENT> 19422871
<NET-CHANGE-FROM-OPS> 33996276
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 12537397
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<NUMBER-OF-SHARES-SOLD> 22701923
<NUMBER-OF-SHARES-REDEEMED> 64524794
<SHARES-REINVESTED> 4002421
<NET-CHANGE-IN-ASSETS> (37820450)
<ACCUMULATED-NII-PRIOR> 36267
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<OVERDIST-NET-GAINS-PRIOR> 18723999
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<GROSS-EXPENSE> 2882428
<AVERAGE-NET-ASSETS> 196104454
<PER-SHARE-NAV-BEGIN> 9.68
<PER-SHARE-NII> .64
<PER-SHARE-GAIN-APPREC> .6
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<PER-SHARE-NAV-END> 10.28
<EXPENSE-RATIO> .73
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 7
<NAME> INTERNATIONAL EQUITY RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 116932774
<INVESTMENTS-AT-VALUE> 121613511
<RECEIVABLES> 5811971
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<NET-CHANGE-IN-ASSETS> (2000797)
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 7
<NAME> INTERNATIONAL EQUITY TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 116932774
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<ACCUM-APPREC-OR-DEPREC> 4610764
<NET-ASSETS> 119717837
<DIVIDEND-INCOME> 2254839
<INTEREST-INCOME> 613578
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 16
<NAME> MASSACHUSETTS MUNICIPAL BOND RETAIL CLASS
<S> <C>
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<FISCAL-YEAR-END> OCT-31-1995
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<INVESTMENTS-AT-COST> 22754145
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<ACCUM-APPREC-OR-DEPREC> 180399
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 16
<NAME> MASSACHUSETTS MUNICIPAL BOND TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 22754145
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 1
<NAME> MONEY MARKET RETAIL
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 938786603
<INVESTMENTS-AT-VALUE> 938786603
<RECEIVABLES> 2942966
<ASSETS-OTHER> 225158
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<TOTAL-ASSETS> 941954727
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<PAID-IN-CAPITAL-COMMON> 915887047
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<ACCUMULATED-NII-CURRENT> 233872
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<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 1304872
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 914816047
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 51154513
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<EXPENSES-NET> 5847020
<NET-INVESTMENT-INCOME> 45307493
<REALIZED-GAINS-CURRENT> 37848
<APPREC-INCREASE-CURRENT> 0
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<NUMBER-OF-SHARES-SOLD> 1445098060
<NUMBER-OF-SHARES-REDEEMED> 1689682844
<SHARES-REINVESTED> 27461273
<NET-CHANGE-IN-ASSETS> 217123511
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<PER-SHARE-NAV-END> 1.0
<EXPENSE-RATIO> .74
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 1
<NAME> MONEY MARKET TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 938786603
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 13
<NAME> NEW YORK MUNICIPAL BOND FUND RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 62555778
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<SHARES-REINVESTED> 1382629
<NET-CHANGE-IN-ASSETS> (2951342)
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<GROSS-EXPENSE> 774823
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<PER-SHARE-NAV-END> 10.78
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 13
<NAME> NEW YORK MUNICIPAL BOND TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 62555778
<INVESTMENTS-AT-VALUE> 64301452
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<OVERDISTRIBUTION-GAINS> 1881426
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<DIVIDEND-INCOME> 3311
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<EXPENSES-NET> 540329
<NET-INVESTMENT-INCOME> 3041722
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<APPREC-INCREASE-CURRENT> 5939391
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<SHARES-REINVESTED> 148397
<NET-CHANGE-IN-ASSETS> (3025270)
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 20
<NAME> RHODE ISLAND MUNICIPAL BOND
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 10164419
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<PAID-IN-CAPITAL-COMMON> 10522981
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<GROSS-EXPENSE> 126409
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 11
<NAME> SHORT TERM BOND RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 64313128
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<DIVIDEND-INCOME> 19952
<INTEREST-INCOME> 4243446
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<NUMBER-OF-SHARES-REDEEMED> 12823541
<SHARES-REINVESTED> 1308564
<NET-CHANGE-IN-ASSETS> (3464237)
<ACCUMULATED-NII-PRIOR> 5011
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 11
<NAME> SHORT TERM BOND TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 64313128
<INVESTMENTS-AT-VALUE> 65387729
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<OTHER-ITEMS-LIABILITIES> 168765
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<PAID-IN-CAPITAL-COMMON> 68085972
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<SHARES-COMMON-PRIOR> 4094435
<ACCUMULATED-NII-CURRENT> 19340
<OVERDISTRIBUTION-NII> 00
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 2550090
<ACCUM-APPREC-OR-DEPREC> 1074601
<NET-ASSETS> 66629823
<DIVIDEND-INCOME> 19952
<INTEREST-INCOME> 4243446
<OTHER-INCOME> 0
<EXPENSES-NET> 559279
<NET-INVESTMENT-INCOME> 3704119
<REALIZED-GAINS-CURRENT> (421060)
<APPREC-INCREASE-CURRENT> 2480497
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<NUMBER-OF-SHARES-SOLD> 10145423
<NUMBER-OF-SHARES-REDEEMED> 17375311
<SHARES-REINVESTED> 1360406
<NET-CHANGE-IN-ASSETS> (5869482)
<ACCUMULATED-NII-PRIOR> 5011
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<OVERDIST-NET-GAINS-PRIOR> 2114701
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<GROSS-EXPENSE> 755235
<AVERAGE-NET-ASSETS> 35202158
<PER-SHARE-NAV-BEGIN> 9.73
<PER-SHARE-NII> .57
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<PER-SHARE-DIVIDEND> .57
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<PER-SHARE-NAV-END> 10.06
<EXPENSE-RATIO> .74
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 15
<NAME> SMALL COMPANY EQUITY RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 99162051
<INVESTMENTS-AT-VALUE> 142264823
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<ASSETS-OTHER> 248013
<OTHER-ITEMS-ASSETS> 4106
<TOTAL-ASSETS> 145154861
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<TOTAL-LIABILITIES> 4655848
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<PAID-IN-CAPITAL-COMMON> 95880593
<SHARES-COMMON-STOCK> 2805047
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<ACCUMULATED-NET-GAINS> 1515648
<OVERDISTRIBUTION-GAINS> 0
<ACCUM-APPREC-OR-DEPREC> 43102772
<NET-ASSETS> 140499013
<DIVIDEND-INCOME> 432656
<INTEREST-INCOME> 385100
<OTHER-INCOME> 0
<EXPENSES-NET> 1384213
<NET-INVESTMENT-INCOME> (566457)
<REALIZED-GAINS-CURRENT> 2082179
<APPREC-INCREASE-CURRENT> 32453750
<NET-CHANGE-FROM-OPS> 33969472
<EQUALIZATION> 0
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<DISTRIBUTIONS-OF-GAINS> 494152
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<NUMBER-OF-SHARES-SOLD> 223987809
<NUMBER-OF-SHARES-REDEEMED> 220438570
<SHARES-REINVESTED> 462339
<NET-CHANGE-IN-ASSETS> 4011578
<ACCUMULATED-NII-PRIOR> 0
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<GROSS-EXPENSE> 1395300
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<PER-SHARE-NAV-BEGIN> 12.35
<PER-SHARE-NII> (.09)
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<PER-SHARE-NAV-END> 16.28
<EXPENSE-RATIO> 1.60
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 15
<NAME> SMALL COMPANY EQUITY TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 99162051
<INVESTMENTS-AT-VALUE> 142264823
<RECEIVABLES> 2637919
<ASSETS-OTHER> 248013
<OTHER-ITEMS-ASSETS> 4106
<TOTAL-ASSETS> 145154861
<PAYABLE-FOR-SECURITIES> 613710
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 4042138
<TOTAL-LIABILITIES> 4655848
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<PAID-IN-CAPITAL-COMMON> 95880593
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<ACCUMULATED-NET-GAINS> 1515648
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<ACCUM-APPREC-OR-DEPREC> 43102772
<NET-ASSETS> 140499013
<DIVIDEND-INCOME> 432656
<INTEREST-INCOME> 385100
<OTHER-INCOME> 0
<EXPENSES-NET> 1384213
<NET-INVESTMENT-INCOME> (566457)
<REALIZED-GAINS-CURRENT> 2082179
<APPREC-INCREASE-CURRENT> 32453750
<NET-CHANGE-FROM-OPS> 33969472
<EQUALIZATION> 0
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<DISTRIBUTIONS-OF-GAINS> 1038168
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<NUMBER-OF-SHARES-SOLD> 28252879
<NUMBER-OF-SHARES-REDEEMED> 22162262
<SHARES-REINVESTED> 652934
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<ACCUMULATED-GAINS-PRIOR> 1910125
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<GROSS-EXPENSE> 1395300
<AVERAGE-NET-ASSETS> 75175364
<PER-SHARE-NAV-BEGIN> 12.36
<PER-SHARE-NII> (.04)
<PER-SHARE-GAIN-APPREC> 4.25
<PER-SHARE-DIVIDEND> 0
<PER-SHARE-DISTRIBUTIONS> .19
<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 16.38
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 12
<NAME> TAX-EXEMPT BOND RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 114956471
<INVESTMENTS-AT-VALUE> 117980395
<RECEIVABLES> 2221091
<ASSETS-OTHER> 3856951
<OTHER-ITEMS-ASSETS> 3394
<TOTAL-ASSETS> 124061831
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<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 713031
<TOTAL-LIABILITIES> 713031
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 120426754
<SHARES-COMMON-STOCK> 2932336
<SHARES-COMMON-PRIOR> 3592865
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 19
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 101859
<ACCUM-APPREC-OR-DEPREC> 3023924
<NET-ASSETS> 123348800
<DIVIDEND-INCOME> 8819
<INTEREST-INCOME> 7041130
<OTHER-INCOME> 0
<EXPENSES-NET> 915870
<NET-INVESTMENT-INCOME> 6134079
<REALIZED-GAINS-CURRENT> (100337)
<APPREC-INCREASE-CURRENT> 8951806
<NET-CHANGE-FROM-OPS> 14985548
<EQUALIZATION> 0
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<NUMBER-OF-SHARES-SOLD> 3393523
<NUMBER-OF-SHARES-REDEEMED> 11114588
<SHARES-REINVESTED> 1127507
<NET-CHANGE-IN-ASSETS> (6593558)
<ACCUMULATED-NII-PRIOR> 0
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<OVERDIST-NET-GAINS-PRIOR> 1522
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<AVERAGE-NET-ASSETS> 31395532
<PER-SHARE-NAV-BEGIN> 9.99
<PER-SHARE-NII> .52
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<PER-SHARE-DIVIDEND> .52
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<PER-SHARE-NAV-END> 10.78
<EXPENSE-RATIO> .91
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 12
<NAME> TAX-EXEMPT BOND TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 114956471
<INVESTMENTS-AT-VALUE> 117980395
<RECEIVABLES> 2221091
<ASSETS-OTHER> 3856951
<OTHER-ITEMS-ASSETS> 3394
<TOTAL-ASSETS> 124061831
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<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 713031
<TOTAL-LIABILITIES> 713031
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 120426754
<SHARES-COMMON-STOCK> 8510984
<SHARES-COMMON-PRIOR> 9169361
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 19
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 101859
<ACCUM-APPREC-OR-DEPREC> 3023924
<NET-ASSETS> 123348800
<DIVIDEND-INCOME> 8819
<INTEREST-INCOME> 7041130
<OTHER-INCOME> 0
<EXPENSES-NET> 915870
<NET-INVESTMENT-INCOME> 6134079
<REALIZED-GAINS-CURRENT> (100337)
<APPREC-INCREASE-CURRENT> 8951806
<NET-CHANGE-FROM-OPS> 14985548
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 4566366
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<NUMBER-OF-SHARES-SOLD> 11981067
<NUMBER-OF-SHARES-REDEEMED> 18517375
<SHARES-REINVESTED> 69312
<NET-CHANGE-IN-ASSETS> (6466996)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 19
<OVERDIST-NET-GAINS-PRIOR> 1522
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<GROSS-EXPENSE> 1243197
<AVERAGE-NET-ASSETS> 88070813
<PER-SHARE-NAV-BEGIN> 9.99
<PER-SHARE-NII> .54
<PER-SHARE-GAIN-APPREC> .79
<PER-SHARE-DIVIDEND> .54
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<RETURNS-OF-CAPITAL> 0
<PER-SHARE-NAV-END> 10.78
<EXPENSE-RATIO> .72
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<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 5
<NAME> TAX EXEMPT MMKT RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 306926572
<INVESTMENTS-AT-VALUE> 306926572
<RECEIVABLES> 1733554
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<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 308660126
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 898153
<TOTAL-LIABILITIES> 898153
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 307906320
<SHARES-COMMON-STOCK> 127109480
<SHARES-COMMON-PRIOR> 271190369
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> 20198
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> 124149
<ACCUM-APPREC-OR-DEPREC> 0
<NET-ASSETS> 307761973
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 11148609
<OTHER-INCOME> 0
<EXPENSES-NET> 1769376
<NET-INVESTMENT-INCOME> 9379233
<REALIZED-GAINS-CURRENT> (3848)
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<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> 3613989
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<NUMBER-OF-SHARES-SOLD> 253791401
<NUMBER-OF-SHARES-REDEEMED> 401473798
<SHARES-REINVESTED> 3601508
<NET-CHANGE-IN-ASSETS> (144080889)
<ACCUMULATED-NII-PRIOR> 0
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<OVERDISTRIB-NII-PRIOR> 20198
<OVERDIST-NET-GAINS-PRIOR> 120301
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<GROSS-EXPENSE> 1805604
<AVERAGE-NET-ASSETS> 115811763
<PER-SHARE-NAV-BEGIN> 1.0
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<PER-SHARE-DIVIDEND> .03
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<PER-SHARE-NAV-END> 1.0
<EXPENSE-RATIO> .68
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 5
<NAME> TAX EXEMPT MMKT TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 306926572
<INVESTMENTS-AT-VALUE> 306926572
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<ASSETS-OTHER> 0
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<TOTAL-ASSETS> 308660126
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<OTHER-ITEMS-LIABILITIES> 898153
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<PAID-IN-CAPITAL-COMMON> 307906320
<SHARES-COMMON-STOCK> 180796839
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<OVERDISTRIBUTION-GAINS> 124149
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<EXPENSES-NET> 1769376
<NET-INVESTMENT-INCOME> 9379233
<REALIZED-GAINS-CURRENT> (3848)
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</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 6
<NAME> US TREASURY RETAIL CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 614533211
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<OVERDISTRIBUTION-GAINS> 907903
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<NET-CHANGE-IN-ASSETS> (148814166)
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</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<SERIES>
<NUMBER> 6
<NAME> US TREASURY TRUST CLASS
<S> <C>
<PERIOD-TYPE> YEAR
<FISCAL-YEAR-END> OCT-31-1995
<PERIOD-END> OCT-31-1995
<INVESTMENTS-AT-COST> 614533211
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