<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Form 10-Q and is qualified in its entirety by reference to such financial
statements.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 21,864
<INT-BEARING-DEPOSITS> 27
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 202,710<F1>
<INVESTMENTS-CARRYING> 18,012
<INVESTMENTS-MARKET> 17,574
<LOANS> 600,057<F2>
<ALLOWANCE> 7,157
<TOTAL-ASSETS> 885,129
<DEPOSITS> 640,497
<SHORT-TERM> 89,931<F3>
<LIABILITIES-OTHER> 3,338
<LONG-TERM> 80,527<F4>
0
0
<COMMON> 6,790
<OTHER-SE> 64,046
<TOTAL-LIABILITIES-AND-EQUITY> 885,129
<INTEREST-LOAN> 35,598
<INTEREST-INVEST> 10,732
<INTEREST-OTHER> 605
<INTEREST-TOTAL> 46,935
<INTEREST-DEPOSIT> 16,196
<INTEREST-EXPENSE> 22,807
<INTEREST-INCOME-NET> 24,128
<LOAN-LOSSES> 230
<SECURITIES-GAINS> 89
<EXPENSE-OTHER> 16,202
<INCOME-PRETAX> 11,764
<INCOME-PRE-EXTRAORDINARY> 7,547
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 7,547
<EPS-BASIC> 1.36
<EPS-DILUTED> 1.35
<YIELD-ACTUAL> 3.92
<LOANS-NON> 2,340
<LOANS-PAST> 11
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 7,032
<CHARGE-OFFS> 274
<RECOVERIES> 169
<ALLOWANCE-CLOSE> 7,157
<ALLOWANCE-DOMESTIC> 5,978
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 1,179
<FN>
<F1>Securities available for sale, at market value
<F2>Loans net of unearned income, gross of allowance for possible loan losses
and excluding loans held for sale
<F3>Securities sold under agreements to repurchase of $79,008 and short-term
borrowings with the Federal Home Loan Bank of Boston of $10,923
<F4>Includes other borrowings with the Federal Home Loan Bank of Boston of
$80,527
</FN>
</TABLE>