<TABLE> <S> <C>

<ARTICLE> 9
<LEGEND>
This schedule contains summary financial information extracted from the
Form 10-Q and is qualified in its entirety by reference to such financial
statements.
</LEGEND>

<S>                                             <C>
<PERIOD-TYPE>                                    6-MOS
<FISCAL-YEAR-END>                                DEC-31-2000
<PERIOD-END>                                     JUN-30-2000
<CASH>                                           23,998
<INT-BEARING-DEPOSITS>                            4,292
<FED-FUNDS-SOLD>                                      0
<TRADING-ASSETS>                                      0
<INVESTMENTS-HELD-FOR-SALE>                     201,276<F1>
<INVESTMENTS-CARRYING>                           18,014
<INVESTMENTS-MARKET>                             17,291
<LOANS>                                         585,944<F2>
<ALLOWANCE>                                       7,032
<TOTAL-ASSETS>                                  876,738
<DEPOSITS>                                      650,260
<SHORT-TERM>                                     74,097<F3>
<LIABILITIES-OTHER>                               2,845
<LONG-TERM>                                      80,539<F4>
                                 0
                                           0
<COMMON>                                          6,790
<OTHER-SE>                                       62,207
<TOTAL-LIABILITIES-AND-EQUITY>                  876,738
<INTEREST-LOAN>                                  23,291
<INTEREST-INVEST>                                 7,207
<INTEREST-OTHER>                                    395
<INTEREST-TOTAL>                                 30,893
<INTEREST-DEPOSIT>                               10,647
<INTEREST-EXPENSE>                               14,881
<INTEREST-INCOME-NET>                            16,012
<LOAN-LOSSES>                                        80
<SECURITIES-GAINS>                                    6
<EXPENSE-OTHER>                                  10,754
<INCOME-PRETAX>                                   7,826
<INCOME-PRE-EXTRAORDINARY>                        5,031
<EXTRAORDINARY>                                       0
<CHANGES>                                             0
<NET-INCOME>                                      5,031
<EPS-BASIC>                                      0.89
<EPS-DILUTED>                                      0.89
<YIELD-ACTUAL>                                     3.94
<LOANS-NON>                                       1,315
<LOANS-PAST>                                         18
<LOANS-TROUBLED>                                      0
<LOANS-PROBLEM>                                       0
<ALLOWANCE-OPEN>                                  7,032
<CHARGE-OFFS>                                       238
<RECOVERIES>                                        158
<ALLOWANCE-CLOSE>                                 7,032
<ALLOWANCE-DOMESTIC>                              5,837
<ALLOWANCE-FOREIGN>                                   0
<ALLOWANCE-UNALLOCATED>                           1,195
<FN>
<F1>Securities available for sale, at market value
<F2>Loans net of unearned income, gross of allowance for possible loan losses
    and excluding loans held for sale
<F3>Securities sold under agreements to repurchase of $74,097
<F4>Includes other borrowings with the Federal Home Loan Bank of Boston of
    $80,539

</FN>




</TABLE>



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