EAGLE FINANCIAL CORP
10-Q/A, 1995-03-22
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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<PAGE>
                                 UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION

                             Washington D.C. 20549
                                   Form 10-Q/A

( X )   QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d)
          OF THE SECURITIES EXCHANGE ACT OF 1934


For the quarterly period ended  December 31, 1994
                               -----------------------------------------------

                                       OR
(   )   TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)
          OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                   to
                               -----------------    --------------------------

Commission file number   0-15311
                       -------------------------------------------------------


                             EAGLE FINANCIAL CORP.
             (Exact name of Registrant as specified in its charter)
 
          Delaware                                        06-1194047
(State or other jurisdiction                           (I.R.S. Employer
of incorporation or organization)                      identification No.)

                        P.O. Box 1157, Bristol, CT 06010
                    (Address of principal executive offices)

                                 (203) 589 4600
              (Registrant's telephone number, including area code)

                                 Not Applicable
      (Former name, address and fiscal year if changed since last report)

Indicate by check mark  whether the  registrant  (1) has filed all reports to be
filed by Section 13 or 15(d) of the  Securities  and Exchange Act of 1934 during
the  preceding 12 months (or for such  shorter  period that the  registrant  was
required  to file  such  reports),  and  (2) has  been  subject  to such  filing
requirements for the past 90 days.

                 Yes  X                             No
                    ------                             ------

Indicate the number of shares  outstanding  for the  issuer's  classes of common
stock, as of the latest practicable date.

   Common Stock (par value $0.01)                  4,403,187
 --------------------------------            ---------------------------------
               (Class)                       (Approximate No. of Shares
                                             Outstanding at February 8,
                                             1995)(Excluding Treasury Stock and
                                             adjusted for 10% stock dividend
                                             payable 3/1/95)
<PAGE>

<TABLE> <S> <C>

<ARTICLE> 9
       
<S>                             <C>
<PERIOD-TYPE>                   12-MOS
<FISCAL-YEAR-END>                          DEC-31-1994
<PERIOD-END>                               DEC-31-1994
<CASH>                                          28,100
<INT-BEARING-DEPOSITS>                           8,185
<FED-FUNDS-SOLD>                                     0
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     82,091
<INVESTMENTS-CARRYING>                         119,769
<INVESTMENTS-MARKET>                           115,480
<LOANS>                                        835,498
<ALLOWANCE>                                      8,393
<TOTAL-ASSETS>                               1,119,121
<DEPOSITS>                                     934,888
<SHORT-TERM>                                    60,802
<LIABILITIES-OTHER>                             22,294
<LONG-TERM>                                     16,967
<COMMON>                                            44
                                0
                                          0
<OTHER-SE>                                      84,126
<TOTAL-LIABILITIES-AND-EQUITY>               1,119,121
<INTEREST-LOAN>                                 15,368
<INTEREST-INVEST>                                3,382
<INTEREST-OTHER>                                     0
<INTEREST-TOTAL>                                18,750
<INTEREST-DEPOSIT>                               8,261
<INTEREST-EXPENSE>                                 627
<INTEREST-INCOME-NET>                            9,862
<LOAN-LOSSES>                                      225
<SECURITIES-GAINS>                               (104)
<EXPENSE-OTHER>                                  5,694
<INCOME-PRETAX>                                  4,920
<INCOME-PRE-EXTRAORDINARY>                       4,920
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     2,880
<EPS-PRIMARY>                                    0.650
<EPS-DILUTED>                                    0.650
<YIELD-ACTUAL>                                   7.290
<LOANS-NON>                                      8,937
<LOANS-PAST>                                    11,241
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                 8,311
<CHARGE-OFFS>                                      394
<RECOVERIES>                                        33
<ALLOWANCE-CLOSE>                                8,393
<ALLOWANCE-DOMESTIC>                             8,393
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0
        
<PAGE>
</TABLE>


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