SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) December 30, 1997
GE CAPITAL MORTGAGE SERVICES, INC.
(as Seller and Servicer under the Pooling and
Servicing Agreement, dated as of December 1, 1997,
providing for the issuance of Home Equity Loan
Pass-Through Certificates, Series 1997-HE4)
GE Capital Mortgage Services, Inc.
(Exact name of registrant as specified in its charter)
New Jersey 33-5042 21-0627285
- ------------------------------------------------------------------------
(State or other (Commission (I.R.S. Employer
jurisdiction File Number) Identification No.)
of incorporation)
Three Executive Campus
Cherry Hill, New Jersey 08002
(Address of Principal Executive Office) (Zip Code)
Registrant's telephone number, including area code (609) 661-6100
<PAGE>
ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS
General.
On December 30, 1997 GE Capital Mortgage Services, Inc.,
("GECMSI") offered to investors certain classes of its Home
Equity Loan Pass-Through Certificates, Series 1997-HE4 (the
"Certificates") evidencing beneficial ownership interests in a
trust fund (the "Trust Fund"). The assets of the Trust Fund
consist primarily of a pool (the "Mortgage Pool") of closed-end,
fixed-rate, home equity loans (the "Mortgage Loans") secured by
first or second liens on one- to four-family residential
properties (the "Mortgaged Properties"). Capitalized terms used
herein and not otherwise defined shall have the meanings assigned
to them in the Prospectus dated December 17, 1997 as supplemented
by the Prospectus Supplement dated December 22, 1997.
The original principal balance of each Class of the Certificates
is as follows:
Class A1 $56,900,000.00
Class A2 $20,000,000.00
Class A3 $30,000,000.00
Class A4 $10,000,000.00
Class A5 $13,400,000.00
Class A6 $23,411,000.00
Class A7 $17,063,000.00
Class R1 $500.00
Class R2 $500.00
Class M $4,654,000.00
Class B1 $4,189,000.00
Class B2 $1,862,000.00
Class S (1)
-----------------
Total $181,480,000.00
-----------------
(1) The Class S has an original Notional Principal Balance
equal to $186,134,461.31
The initial Junior Percentage and Senior Percentage of the
Certificates are approximately 8.25% and 91.75%, respectively.
The Bankruptcy Loss Amount, the Fraud Loss Amount and the Special
Hazard Loss Amount, as of the initial issuance of the
Certificates, are approximately $50,000, $3,722,689 and
$1,861,345, respectively, representing approximately 0.03%, 2.00%
and 1.00%, respectively, of the aggregate Scheduled Principal
Balances of the Mortgage Loans as of December 1, 1997 (the
"Cut-off Date").
The Mortgage Loans accrue interest on a simple interest basis
(the "Simple Interest Mortgage Loans") or a self-amortizing basis
(the "Self-Amortizing Mortgage Loans"). Approximately 98.04% of
the Mortgage Loans are Self-Amortizing Mortgage Loans, and
approximately 1.96% of the Mortgage Loans are Simple Interest
Mortgage Loans, in each case by Principal Balance as of the
Cut-off Date.
2
<PAGE>
The Mortgage Rates borne by the Mortgage Loans range from
approximately 7.125% to 14.500% per annum, and the weighted
average of the Mortgage Rates as of the Cut-off Date for the
Mortgage Loans is approximately 9.474% per annum. The original
principal balances of the Mortgage Loans range from approximately
$4,890.00 to $384,300.00 and, as of the Cut-off Date, the average
Principal Balance of the Mortgage Loans is approximately
$65,609.61 after application of payments made before the Cut-off
Date. The month and year of the earliest origination date of any
Mortgage Loan is September 1992, and the month and year of the
latest scheduled maturity date of any such Mortgage Loan is
November 2027. All of the Mortgage Loans have original terms to
maturity of approximately 5 years to 30 years. The remaining
months to stated maturity for the Mortgage Loans as of the
Cut-off Date range from approximately 51 months to 359 months and
the weighted average remaining months to stated maturity of the
Mortgage Loans as of the Cut-off Date is approximately 227
months. Approximately 28.81% of the Mortgage Loans are Balloon
Loans. The weighted average remaining term to stated maturity of
the Balloon Loans is approximately 177 months. The Home Equity
Loan-to-Value Ratios of the Mortgage Loans at origination range
from approximately 3.85% to 90.00%, and the weighted average of
the Home Equity Loan-to-Value Ratios of the Mortgage Loans at
origination is approximately 71.98%. The Second-Lien Combined
Loan-to-Value Ratio of the second-lien Mortgage Loans at
origination range from approximately 15.58% to 90.00%, and the
weighted average of the Second-Lien Combined Loan-to-Value Ratios
of such Mortgage Loans at origination is approximately 71.85%. No
more than approximately 0.50% of the Mortgage Loans will be
secured by Mortgaged Properties located in any one postal zip
code area.
No more than approximately 1.50% of the Mortgage Loans have
been originated under the NIV program. Approximately 5.57% of the
Mortgage Loans will be "Consumer Direct" loans originated by the
Company with borrowers who currently have loans serviced by the
Company. In addition, no more than approximately 3.97% of the
Mortgage Loans have been originated under the Streamlined
Portfolio program.
Set forth below is a description of certain additional
characteristics of the Mortgage Pool and the Mortgage Loans
included therein (the sum of the balances may not equal 100% due
to rounding) :
Cut-off Date Principal Balances
- ------------------------------------------------------------------------------
Range of Cut-off Date Number of Cut-off Date Percentage of Cut-off
Principal Balances Mortgage Loans Principal Balance Date Aggregate
Principal Balance
- ------------------------------------------------------------------------------
$ 00.00 - 10,000.00 27 $225,745.10 0.12%
10,000.01 - 20,000.00 237 $3,820,506.20 2.05%
20,000.01 - 30,000.00 307 $7,955,568.72 4.27%
30,000.01 - 40,000.00 294 $10,399,506.55 5.59%
40,000.01 - 50,000.00 348 $15,805,911.61 8.49%
50,000.01 - 60,000.00 333 $18,486,944.00 9.93%
60,000.01 - 75,000.00 395 $26,610,962.96 14.30%
75,000.01 - 100,000.00 445 $38,604,992.72 20.74%
100,000.01 - 150,000.00 325 $39,080,718.14 21.00%
150,000.01 - 200,000.00 84 $14,448,330.15 7.76%
200,000.01 - 250,000.00 24 $5,311,765.40 2.85%
250,000.01 - 300,000.00 11 $3,012,298.84 1.62%
300,000.01 - 350,000.00 5 $1,603,710.92 0.86%
350,000.01 - 400,000.00 2 $767,500.00 0.41%
---------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
=========================================================
3
<PAGE>
Mortgage Rates
- -------------------------------------------------------------------------------
Range of Number of Cut-off Date Percentage of Cut-off Date
Mortgage Rates Mortgage Loans Principal Balance Aggregate Principal Balance
- -------------------------------------------------------------------------------
0.000 - 7.500% 6 $688,025.82 0.37%
7.501 - 8.000 46 $3,954,395.43 2.12%
8.001 - 8.500 333 $27,218,655.78 14.62%
8.501 - 9.000 636 $46,259,152.03 24.85%
9.001 - 9.500 348 $23,999,777.76 12.89%
9.501 - 10.000 743 $41,772,083.93 22.44%
10.001 - 10.500 306 $17,508,180.67 9.41%
10.501 - 11.000 251 $15,084,663.98 8.10%
11.001 - 11.500 62 $3,887,992.24 2.09%
11.501 - 12.000 54 $2,958,147.75 1.59%
12.001 - 12.500 19 $1,096,189.05 0.59%
12.501 - 13.000 20 $1,067,106.89 0.57%
13.001 - 13.500 5 $379,357.71 0.20%
13.501 - 14.000 6 $225,868.17 0.12%
14.001 - 15.000 2 $34,864.10 0.02%
------------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
============================================================
4
<PAGE>
Geographic Distribution of Mortgaged Properties
- ------------------------------------------------------------------------------
Number of Cut-off Date Percentage of Cut-off Date
State Mortgage Loans Principal Balance Aggregate Principal Balance
- ------------------------------------------------------------------------------
Alabama 106 $5,868,224.55 3.15%
Arizona 18 $907,483.47 0.49%
Arkansas 9 $512,802.44 0.28%
California 58 $3,076,680.88 1.65%
Colorado 71 $4,843,547.17 2.60%
Connecticut 60 $5,854,218.99 3.15%
Delaware 10 $884,844.78 0.48%
District of
Columbia 29 $1,984,256.94 1.07%
Florida 416 $22,467,730.09 12.07%
Georgia 65 $3,538,019.56 1.90%
Hawaii 1 $79,601.59 0.04%
Idaho 3 $132,670.40 0.07%
Illinois 176 $11,279,228.27 6.06%
Indiana 127 $7,021,897.53 3.77%
Iowa 10 $544,610.34 0.29%
Kansas 2 $135,135.70 0.07%
Kentucky 16 $1,266,238.56 0.68%
Louisiana 17 $984,907.01 0.53%
Maine 2 $33,659.57 0.02%
Maryland 128 $9,232,342.29 4.96%
Massachusetts 79 $5,637,635.25 3.03%
Michigan 88 $6,139,398.13 3.30%
Minnesota 23 $1,722,199.69 0.93%
Mississippi 2 $85,650.00 0.05%
Missouri 25 $2,237,931.16 1.20%
Montana 1 $125,000.00 0.07%
Nebraska 20 $1,107,998.18 0.60%
Nevada 4 $306,313.51 0.16%
New Hampshire 4 $329,442.37 0.18%
New Jersey 185 $16,418,522.81 8.82%
New Mexico 53 $2,059,091.47 1.11%
New York 278 $20,108,148.21 10.80%
North Carolina 155 $9,252,764.62 4.97%
Ohio 183 $12,599,151.94 6.77%
Oklahoma 14 $557,071.05 0.30%
Oregon 28 $1,740,524.43 0.94%
Pennsylvania 104 $6,715,806.55 3.61%
Rhode Island 29 $1,856,056.46 1.00%
South Carolina 56 $3,262,235.92 1.75%
Tennessee 36 $2,378,837.23 1.28%
Texas 3 $298,980.71 0.16%
Utah 24 $1,808,133.18 0.97%
Vermont 2 $87,980.06 0.05%
Virginia 83 $6,389,796.01 3.43%
Washington 11 $600,948.92 0.32%
West Virginia 3 $262,249.98 0.14%
Wisconsin 11 $683,842.40 0.37%
Wyoming 9 $714,650.94 0.38%
----------------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
================================================================
5
<PAGE>
Priority of Mortgage Loans
- -------------------------------------------------------------------------------
Number of Cut-off Date Percentage of Cut-off Date
Priority Mortgage Loans Principal Balance Aggregate Principal Balance
- -------------------------------------------------------------------------------
First-priority 2,258 $169,285,529.49 90.95%
Second-priority 579 $16,848,931.82 9.05%
------------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
============================================================
Year of Origination
- -------------------------------------------------------------------------------
Year of Number of Cut-off Date Percentage of Cut-off Date
Origination Mortgage Loans Principal Balance Aggregate Principal Balance
===============================================================================
1997 2,829 $185,819,614.47 99.83%
1996 3 $112,994.47 0.06%
1995 1 $26,687.17 0.01%
1994 3 $131,970.15 0.07%
1992 1 $43,195.05 0.02%
--------------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
==============================================================
Months Remaining to Stated Maturity as of the Cut-off Date
- -------------------------------------------------------------------------------
Number of Months
Remaining to Number of Cut-off Date Percentage of Cut-off Date
Stated Maturity Mortgage Loans Principal Balance Aggregate Principal Balance
- -------------------------------------------------------------------------------
36 - 59 36 $644,246.92 0.35%
60 - 83 7 $271,475.27 0.15%
84 - 107 4 $107,367.12 0.06%
108 - 131 253 $8,467,575.86 4.55%
132 - 155 15 $1,007,485.28 0.54%
156 - 179 1,374 $91,259,580.31 49.03%
180 - 239 645 $44,218,556.34 23.76%
240 & Above 503 $40,158,174.21 21.57%
------------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
============================================================
6
<PAGE>
Types of Mortgaged Properties (1)
- -------------------------------------------------------------------------------
Number of Cut-off Date Percentage of Cut-off Date
Property Type Mortgage Loans Principal Balance Aggregate Principal Balance
- -------------------------------------------------------------------------------
Single-family
detached(1) 2,558 $167,787,146.29 90.14%
Single-family
attached 118 $6,614,468.32 3.56%
2 - 4 family 138 $10,499,338.75 5.64%
Condo 23 $1,233,507.95 0.66%
-----------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
===========================================================
(1) Approximately 4.06% of the single-family detached units will be
manufactured homes.
Use of Mortgaged Properties (1)(2)
- -------------------------------------------------------------------------------
Number of Cut-off Date Percentage of Cut-off Date
Use Mortgage Loans Principal Balance Aggregate Principal Balance
- -------------------------------------------------------------------------------
Primary residence 2,755 $182,167,460.78 97.87%
Non-primary
residence(2) 82 $3,967,000.53 2.13%
-----------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
===========================================================
(1) Based on information supplied by the Mortgagor in the loan
application.
(2) The Company believes that the majority of the non-primary
residences are investment properties.
Second-Lien
Combined Loan-to-Value Ratio (1) (2)
(for Second-Lien Mortgage Loans)
- -------------------------------------------------------------------------------
Range of Number of Mortgage Cut-off Date Percentage of Cut-off Date
Combined Loans in a Second- Principal Balance Aggregate Principal Balance
Loan-to-Value Lien Position in a Second-Lien Position
Ratios
- -------------------------------------------------------------------------------
10.01 - 20.00% 2 $46,610.74 0.28%
20.01 - 30.00 4 $63,736.73 0.38%
30.01 - 40.00 16 $411,607.66 2.44%
40.01 - 50.00 25 $626,486.40 3.72%
50.01 - 60.00 43 $1,308,094.74 7.76%
60.01 - 70.00 110 $2,935,064.39 17.42%
70.01 - 75.00 86 $2,487,237.82 14.76%
75.01 - 80.00 175 $5,588,795.89 33.17%
80.01 - 85.00 111 $3,176,543.58 18.85%
85.01 - 90.00 7 $204,753.87 1.22%
-------------------------------------------------------------
Total 579 $16,848,931.82 100.00%
=============================================================
(1) The "Second-Lien Combined Loan-to-Value Ratio" of a
second-lien Mortgage Loan is the ratio (expressed as a
percentage) that the sum of the original principal balance of
such Mortgage Loan and the then current principal balance of
the related first-lien mortgage loan, bears to the appraised
value of the related Mortgaged Property at the time such
Mortgage Loan was originated (or if the proceeds of such
Mortgage Loan were used to refinance an existing mortgage, the
appraised value based on a recent appraisal).
(2) The weighted average of the Second-Lien Combined Loan-to-Value
Ratio for second-lien Mortgage Loans is approximately 71.85%.
7
<PAGE>
Home Equity Loan-to-Value Ratio (1) (2)
- -------------------------------------------------------------------------------
Cut-off Percentage of
Range of Home Number of Date Cut-off Date
Equity Loan- Mortgage Principal Aggregate
to-Value Ratios Loans Balance Principal Balance
- -------------------------------------------------------------------------------
0.00 - 10.00% 70 $1,141,241.72 0.61%
10.01 - 20.00 278 $6,417,877.40 3.45%
20.01 - 30.00 189 $6,513,685.63 3.50%
30.01 - 40.00 112 $4,823,337.94 2.59%
40.01 - 50.00 125 $6,127,019.92 3.29%
50.01 - 60.00 143 $8,283,579.75 4.45%
60.01 - 70.00 265 $16,109,070.48 8.65%
70.01 - 75.00 177 $12,573,138.43 6.75%
75.01 - 80.00 901 $76,046,605.30 40.86%
80.01 - 85.00 262 $20,470,520.26 11.00%
85.01 - 90.00 315 $27,628,384.48 14.84%
-------------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
=============================================================
(1) The "Home Equity Loan-to-Value Ratio" of a Mortgage Loan is
the ratio (expressed as a percentage) that the original
principal balance of such Mortgage Loan bears to the appraised
value (or, with respect to approximately 4.23% of the Mortgage
Loans, the lesser of (i) the appraised value or (ii) the
selling price) of the related Mortgaged Property at the time
such Mortgage Loan was originated (or if the proceeds of such
Mortgage Loan were used to refinance an existing mortgage, the
appraised value based on a recent appraisal).
(2) The weighted average of the Home Equity Loan-to-Value Ratios
for the Mortgage Loans is approximately 71.98%. The weighted
average of the Home Equity Loan-to-Value Ratios for the
first-lien Mortgage Loans and the second-lien Mortgage Loans
is approximately 76.68% and 24.79%, respectively.
8
<PAGE>
Home Equity Loan Ratio (1) (2)
(for second-lien Mortgage Loans)
- -------------------------------------------------------------------------------
Number of Percentage of Cut-off Date
Range of Mortgage Loans Cut-off Date Aggregate Principal Balance
Home Equity in a Second- Principal of Mortgage Loans in a
Loan Ratios Lien Position Balance Second-Lien Position
- -------------------------------------------------------------------------------
0 - 10.00% 12 $172,677.98 1.02%
10.01 - 20.00 161 $2,963,661.53 17.59%
20.01 - 30.00 166 $4,615,817.99 27.40%
30.01 - 40.00 118 $4,092,604.03 24.29%
40.01 - 50.00 57 $2,280,557.39 13.54%
50.01 - 60.00 25 $1,032,215.29 6.13%
60.01 - 70.00 17 $709,003.89 4.21%
70.01 - 75.00 8 $304,800.37 1.81%
75.01 - 80.00 4 $194,622.60 1.16%
80.01 - 85.00 3 $146,464.13 0.87%
85.01 - 90.00 7 $269,334.00 1.60%
90.01 - 100.00 1 $67,172.62 0.40%
--------------------------------------------------
579 $16,848,931.82 100.00%
==================================================
(1) The "Home Equity Loan Ratio" of a second-lien Mortgage Loan is
the ratio (expressed as a percentage) that the original
principal balance of such Mortgage Loan bears to the total of
the original principal balance of such Mortgage Loan plus the
outstanding amount of the related first-lien Mortgage Loan at
the time such Mortgage Loan was originated.
(2) The weighted average of the Home Equity Loan Ratios of the
second-lien Mortgage Loans is approximately 35.19%.
Loan Type
- -------------------------------------------------------------------------------
Percentage of
Cut-off Date Cut-off Date
Number of Principal Aggregate
Type Mortgage Loans Balance Principal Balance
- -------------------------------------------------------------------------------
Fully amortizing 2,252 $132,515,523.37 71.19%
Balloon 585 $53,618,937.94 28.81%
----------------------------------------------------------
Total 2,837 $186,134,461.31 100.00%
==========================================================
Months Remaining to Stated Maturity as of the Cut-off Date
(for Balloon Loans)
- -------------------------------------------------------------------------------
Number of Months Percentage of Cut-off
Remaining to Stated Number of Cut-off Date Date Aggregate
Maturity as of Cut-off Balloon Mortgage Principal Principal Balance
Date Loans Balance of Balloon Loans
- -------------------------------------------------------------------------------
132 - 155 1 $66,060.58 0.12%
156 - 180 584 $53,552,877.36 99.88%
----------------------------------------------------------
Total 585 $53,618,937.94 100.00%
==========================================================
9
<PAGE>
ITEM 7 FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND
EXHIBITS
1.1 The Underwriting Agreement for the Series 1997-HE4
Certificates dated September 24, 1996, as modified and
supplemented by the related terms agreement dated December 22,
1997, between GE Capital Mortgage Services, Inc., and Prudential
Securities Incorporated.
4.1 The Pooling and Servicing Agreement for the Series 1997-HE4
Certificates dated as of December 1, 1997 between GE Capital
Mortgage Services, Inc., as seller and servicer, and The First
National Bank of Chicago, as trustee.
10
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has duly caused this report
to be signed on its behalf by the undersigned thereunto
duly authorized.
GE Capital Mortgage Services, Inc.
By: /s/ Syed W. Ali
--------------------------
Name: Syed W. Ali
Title: Vice President
Dated as of December 30, 1997
11
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange
Act of 1934, the registrant has duly caused this report
to be signed on its behalf by the undersigned thereunto
duly authorized.
GE Capital Mortgage Services, Inc.
By: ___________________________
Name: Syed W. Ali
Title: Vice President
Dated as of December 30, 1997
12
<PAGE>
EXHIBIT INDEX
The exhibits are being filed herewith:
- -------------------------------------------------------------------------------
EXHIBIT NO. DESCRIPTION PAGE
- -------------------------------------------------------------------------------
1.1 The Underwriting Agreement dated
September 24, 1996, as modified
and supplemented by the related
terms agreement dated December
22, 1997 between GE Capital
Mortgage Services, Inc., and
Prudential Securities Incorporated.
4.1 The Pooling and Servicing
Agreement for the Series 1997-HE4
Certificates dated as of December
1, 1997 between GE Capital
Mortgage Services, Inc., as seller
and servicer, and The First National
Bank of Chicago, as trustee.
- -------------------------------------------------------------------------------
13
EXECUTION
GE CAPITAL MORTGAGE SERVICES, INC.
PASS-THROUGH CERTIFICATES
(Issuable in Series)
UNDERWRITING AGREEMENT
Prudential Securities Incorporated New York, New York
One New York Plaza September 24, 1996
New York, New York 10292
Ladies and Gentlemen:
GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey
(the "Company"), may offer for sale from time to time its
Pass-Through Certificates evidencing interests in pools of
mortgage loans (the "Certificates"). The Certificates may be
issued in various series, and within each series, in one or more
classes, in one or more offerings on terms determined at the time
of sale (each such series, a "Series" and each such class, a
"Class"). Each Series of the Certificates will be issued under a
separate Pooling and Servicing Agreement (each, a "Pooling and
Servicing Agreement") to be dated as of the respective cut-off
date (each, a "Cut-off Date") between the Company, as seller and
servicer, and the trustee named therein (the "Trustee").
Capitalized terms used but not defined herein shall have the
meanings given to them in the related Pooling and Servicing
Agreement.
The Certificates issued under each Pooling and
Servicing Agreement will represent the entire beneficial
ownership interest in a trust fund (the "Trust Fund") established
by such Pooling and Servicing Agreement. The assets of each Trust
Fund will consist primarily of a pool of closed end, fixed rate,
first- or second-lien, home equity mortgage loans (the "Mortgage
Loans") having the original terms to maturity, interest rate
types and amortization characteristics specified in the related
Terms Agreement referred to hereinbelow. If specified in the
related Prospectus Supplement, the Certificates will have the
benefit of a Supplemental Agreement, dated as of the respective
Cut-off Date (the "Supplemental Agreement"), among the Company,
General Electric Capital Corporation ("GECC") and the Trustee. If
so specified in the related Terms Agreement, one or more
elections may be made to treat the assets of each Trust Fund as a
real estate mortgage investment conduit (each, a "REMIC") for
federal income tax purposes.
<PAGE>
Underwritten offerings of Certificates may be made
through you or through an underwriting syndicate managed by you.
The Company proposes to sell one or more Series of the
Certificates to you and to each of the other several
underwriters, if any, participating in an underwriting syndicate
managed by you. It is understood, however, that the Company may
elect to retain, through the execution of one or more
underwriting agreements in addition to this Agreement, one or
more additional underwriters other than you to underwrite, or
manage the underwriting syndicate with respect to, any offering
of one or more Series of its Certificates.
Whenever the Company determines to make an offering of
Certificates (each, a "Certificate Offering") pursuant to this
Agreement through you, it will enter into an agreement with you
(the "Terms Agreement") providing for the sale of specified
Classes of Offered Certificates (as defined below) to, and the
purchase and public offering thereof by, you and such other
underwriters, if any, selected by you as have authorized you to
enter into such Terms Agreement on their behalf (the underwriters
designated in any such Terms Agreement being referred to herein
as "Underwriters," which term shall include you whether acting
alone in the sale of any Offered Certificates of any series or as
a member of an underwriting syndicate). Each such Certificate
Offering which the Company elects to make pursuant to this
Agreement shall be governed by this Agreement, as supplemented by
the related Terms Agreement, and this Agreement and such Terms
Agreement shall inure to the benefit of and be binding upon each
underwriter participating in the offering of such Offered
Certificates. Each Terms Agreement, which shall be substantially
in the form of Exhibit A hereto, shall specify, among other
things, the Classes of Certificates to be purchased by the
Underwriters (the "Offered Certificates"), the principal balance
or balances of the Offered Certificates, each subject to any
stated variance, the names of the Underwriters participating in
such offering (subject to substitution as provided in Section 12
hereof) and the price or prices at which such Offered
Certificates are to be purchased by the Underwriters from the
Company.
1. Representations and Warranties. (a) The Company
represents and warrants to and agrees with the Underwriters, as
of the date of the related Terms Agreement, that:
(i) The registration statement
specified in the related Terms Agreement, on Form S-3,
including a prospectus, has been filed with the
Securities and Exchange Commission (the "Commission")
for the registration under the Securities Act of 1933,
as amended (the "Act"), of pass-through certificates
issuable in series, which registration statement has
been declared effective by the Commission. Such
- 2 -
<PAGE>
registration statement, as amended to the date of the
related Terms Agreement, including any documents
incorporated by reference therein pursuant to Item 12
of Form S-3 under the Act which were filed under the
Securities Exchange Act of 1934, as amended (the
"Exchange Act"), on or before the effective date of
the Registration Statement, is hereinafter called the
"Registration Statement," and such prospectus, as such
prospectus is supplemented by a prospectus supplement
relating to the Offered Certificates of the related
Series, each in the form first filed after the date of
the related Terms Agreement pursuant to Rule 424(b)
under the Act, including any documents incorporated by
reference therein pursuant to Item 12 of Form S-3
under the Act which were filed under the Exchange Act
on or before the date of such Prospectus Supplement
(other than any such incorporated documents that
relate to Collateral Term Sheets (as defined herein))
(such prospectus supplement, including such
incorporated documents (other than those that relate
to Collateral Term Sheets), in the form first filed
after the date of the related Terms Agreement pursuant
to Rule 424(b) is hereinafter called the "Prospectus
Supplement"), is hereinafter called the "Final
Prospectus". Any preliminary prospectus, including any
preliminary prospectus supplement which, as completed,
is proposed to be used in connection with the sale of
a Series of Offered Certificates and any prospectus
filed with the Commission pursuant to Rule 424(a) of
the Act is hereinafter referred to as a "Preliminary
Prospectus"; it being understood that the Company is
not obligated to prepare any such Preliminary
Prospectus without its consent. Any reference herein
to the terms "amend," "amendment" or "supplement" with
respect to the Registration Statement, the Preliminary
Prospectus, the Final Prospectus or the Prospectus
Supplement shall be deemed to refer to and include the
filing of any document under the Exchange Act after
the effective date of the Registration Statement or
the issue date of the Preliminary Prospectus, the
Final Prospectus or Prospectus Supplement, as the case
may be, deemed to be incorporated therein by reference
pursuant to Item 12 of Form S-3 under the Act.
(ii) The related Registration Statement,
at the time it became effective, and the prospectus
contained therein, and any amendments thereof and
supplements thereto filed prior to the date of the
related Terms Agreement, conformed in all material
respects to the requirements of the Act and the rules
and regulations of the Commission thereunder; on the
date of the related Terms Agreement and on each Closing
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Date (as defined in Section 3 below), the related
Registration Statement and the related Final
Prospectus, and any amendments thereof and supplements
thereto, will conform in all material respects to the
requirements of the Act and the rules and regulations
of the Commission thereunder; such Registration
Statement, at the time it became effective, did not
contain any untrue statement of a material fact or
omit to state a material fact required to be stated
therein or necessary to make the statements therein
not misleading; such Final Prospectus, on the date of
any filing pursuant to Rule 424(b) and on each Closing
Date, will not include any untrue statement of a
material fact or omit to state a material fact
necessary to make the statements therein, in the light
of the circumstances under which they are made, not
misleading; and the Detailed Description referred to
in such Final Prospectus, on each Closing Date and the
date of any filing thereof under cover of Form 8-K,
will not include any untrue statement of a material
fact or omit to state any information which such Final
Prospectus states will be included in such Detailed
Description; provided, however, that the Company makes
no representations or warranties as to the information
contained in or omitted from (A) such Registration
Statement or such Final Prospectus (or any supplement
thereto) in reliance upon and in conformity with
written information furnished to the Company by or on
behalf of the Underwriters specifically for use in the
preparation thereof or (B) any Current Report (as
defined in Section 5(b) below), or in any amendment
thereof or supplement thereto, incorporated by
reference in such Registration Statement or such Final
Prospectus (or any amendment thereof or supplement
thereto).
(iii) The Certificates of the related
Series will conform to the description thereof
contained in the related Final Prospectus; and will
each on the related Closing Date be duly and validly
authorized, and, when validly executed, countersigned,
issued and delivered in accordance with the related
Pooling and Servicing Agreement and sold to you as
provided herein and in the related Terms Agreement,
will each be validly issued and outstanding and
entitled to the benefits of the related Pooling and
Servicing Agreement.
(iv) Neither the issuance nor sale of the
Certificates of the related Series nor the
consummation of any other of the transactions herein
contemplated, nor the fulfillment of the terms hereof
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or of the related Terms Agreement, will conflict with
any statute, order or regulation applicable to the
Company of any court, regulatory body, administrative
agency or governmental body having jurisdiction over
the Company or with any organizational document of the
Company or any instrument or any agreement under which
the Company is bound or to which it is a party.
(v) This Agreement and the related Terms
Agreement have been duly authorized, executed and
delivered by the Company.
(vi) At or prior to the related Closing
Date, the Company will have entered into the related
Pooling and Servicing Agreement and, if applicable,
the related Supplemental Agreement and, assuming the
due authorization, execution and delivery thereof by
the Trustee, and by GECC, in the case of the
Supplemental Agreement, such Pooling and Servicing
Agreement and such Supplemental Agreement (each on
such Closing Date) will each constitute the valid and
binding agreement of the Company enforceable in
accordance with its terms, subject as to
enforceability, to bankruptcy, insolvency,
reorganization or other similar laws affecting
creditors' rights and to general principles of equity
(regardless of whether the enforceability of each such
Pooling and Servicing Agreement or such Supplemental
Agreement is considered in a proceeding in equity or
at law).
2. Purchase and Sale. Subject to the execution of the
Terms Agreement for a particular Certificate Offering and subject
to the terms and conditions and in reliance upon the
representations and warranties set forth in this Agreement and
such Terms Agreement, the Company agrees to sell to each
Underwriter, severally and not jointly, and each Underwriter,
severally and not jointly, agrees to purchase from the Company,
the respective original principal amounts of the related Offered
Certificates set forth in the related Terms Agreement opposite
the name of such Underwriter, plus any additional original
principal amount of Offered Certificates which such Underwriter
may be obligated to purchase pursuant to Section 12 hereof, at
the purchase price therefor set forth in such Terms Agreement
(the "Purchase Price").
The parties hereto agree that settlement for all
securities sold pursuant to this Agreement and the applicable
Terms Agreement shall take place on the settlement date agreed
upon at the time of the related transaction and set forth as the
"Closing Date" in such Terms Agreement and not as set forth in
Rule 15c6-1(a) of the Exchange Act.
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3. Delivery and Payment. Delivery of and payment for
the Offered Certificates of a Series shall be made at the offices
of Cleary, Gottlieb, Steen & Hamilton, New York, New York, at
10:00 A.M., New York City time, on the Closing Date specified in
the related Terms Agreement, which date and time may be postponed
by agreement between the Underwriters and the Company (such date
and time being herein called the "Closing Date"). Delivery of
such Offered Certificates shall be made to the Underwriters
against payment by the Underwriters of the Purchase Price thereof
to or upon the order of the Company by wire transfer in federal
or other immediately available funds or by check payable in
federal funds, as the Company shall specify no later than five
full business days prior to such Closing Date. Unless delivery is
made through the facilities of The Depository Trust Company, the
Offered Certificates shall be registered in such names and in
such authorized denominations as the Underwriters may request not
less than two full business days in advance of each Closing Date.
The Company agrees to notify the Underwriters at least
two business days before each Closing Date of the exact principal
balance evidenced by the Offered Certificates and to have such
Offered Certificates available for inspection, checking and
packaging in New York, New York, no later than 12:00 noon on the
business day prior to such Closing Date.
4. Offering by the Underwriters. It is understood that
the Underwriters propose to offer the Offered Certificates of the
related Series for sale to the public as set forth in the related
Final Prospectus.
5. Agreements. The Company agrees with the
Underwriters that:
(a) The Company will cause the each of the
Preliminary Prospectus and the Final Prospectus as
supplemented by a Prospectus Supplement relating to the
Offered Certificates to be filed pursuant to Rule 424 under
the Act and will promptly advise the Underwriters when such
Preliminary Prospectus and such Final Prospectus as so
supplemented has been so filed, and prior to the
termination of the Certificate Offering to which such
Preliminary Prospectus and Final Prospectus relates also
will promptly advise the Underwriters (i) when any
amendment to the related Registration Statement
specifically relating to such Offered Certificates shall
have become effective or any further supplement to such
Preliminary Prospectus or such Final Prospectus has been
filed, (ii) of any request by the Commission for any
amendment of such Registration Statement, Preliminary
Prospectus or Final Prospectus or for any additional
information, (iii) of the issuance by the Commission of any
stop order suspending the effectiveness of such
Registration Statement or the institution or
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threatening of any proceeding for that purpose and (iv) of
the receipt by the Company of any written notification with
respect to the suspension of the qualification of such
Offered Certificates for sale in any jurisdiction or the
initiation or threatening of any proceeding for such
purpose. The Company will not file any amendment of the
related Registration Statement or supplement to the related
Preliminary Prospectus or Final Prospectus (other than any
amendment or supplement specifically relating to one or
more Series of pass-through certificates other than the
Series that includes the related Offered Certificates)
unless the Company has furnished the Underwriters with a
copy for its review prior to filing. The Company will use
its best efforts to prevent the issuance of any such stop
order and, if issued, to obtain as soon as possible the
withdrawal thereof.
(b) The Company will cause any Computational
Materials and any Structural Term Sheets (each as defined
in Section 8 below) with respect to the Offered
Certificates of a Series that are delivered by an
Underwriter to the Company pursuant to Section 8 to be
filed with the Commission on a Current Report on Form 8-K
(each such filing of such materials, a "Current Report")
pursuant to Rule 13a-11 under the Exchange Act on the
business day immediately following the later of (i) the day
on which such Computational Materials and Structural Term
Sheets are delivered to counsel for the Company by an
Underwriter prior to 10:30 a.m. and (ii) the date on which
this Agreement is executed and delivered. The Company will
cause one Collateral Term Sheet (as defined in Section 9
below) with respect to the Offered Certificates of a Series
that is delivered by the Underwriters to the Company in
accordance with the provisions of Section 9 to be filed
with the Commission on a Current Report pursuant to Rule
13a-11 under the Exchange Act on the business day
immediately following the day on which such Collateral Term
Sheet is delivered to counsel for the Company by the
Underwriters prior to 10:30 a.m. In addition, if at any
time prior to the availability of the related Prospectus
Supplement, the Underwriters have delivered to any
prospective investor a subsequent Collateral Term Sheet
that reflects, in the reasonable judgment of the
Underwriters and the Company, a material change in the
characteristics of the Mortgage Loans for the related
Series from those on which a Collateral Term Sheet with
respect to the related Series previously filed with the
Commission was based, the Company will cause any such
Collateral Term Sheet that is delivered by the Underwriters
to the Company in accordance with the provisions of Section
9 to be filed with the Commission on a Current Report on
the business day immediately following the day on which
such Collateral Term Sheet is delivered to counsel for the
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<PAGE>
Company by the Underwriters prior to 10:30 a.m. In each
case, the Company will promptly advise the Underwriters
when such Current Report has been so filed. Each such
Current Report shall be incorporated by reference in the
related Final Prospectus and the related Registration
Statement. Notwithstanding the five preceding sentences,
the Company shall have no obligation to file any materials
provided by the Underwriters pursuant to Sections 8 and 9
which, in the reasonable determination of the Company after
making reasonable efforts to consult with the Underwriters,
are not required to be filed pursuant to the Kidder Letters
or the PSA Letter (each as defined in Section 8 below), or
which contain erroneous information or contain any untrue
statement of a material fact or, when read in conjunction
with the Final Prospectus and Prospectus Supplement, omit
to state a material fact required to be stated therein or
necessary to make the statements therein not misleading; it
being understood, however, that the Company shall have no
obligation to review or pass upon the accuracy or adequacy
of, or to correct, any Computational Materials, Structural
Term Sheets or Collateral Term Sheets provided by the
Underwriters to the Company pursuant to Section 8 or
Section 9 hereof. The Company shall give notice to the
Underwriters of its determination not to file any materials
pursuant to clause (i) of the preceding sentence and agrees
to file such materials if the Underwriters reasonably
object to such determination within one business day after
receipt of such notice.
(c) If, at any time when a prospectus relating to
the Offered Certificates of a Series is required to be
delivered under the Act, any event occurs as a result of
which the related Final Prospectus as then amended or
supplemented would include any untrue statement of a
material fact or omit to state any material fact necessary
to make the statements therein in light of the
circumstances under which they were made not misleading, or
if it shall be necessary at any time to amend or supplement
the related Final Prospectus to comply with the Act or the
rules thereunder, the Company promptly will prepare and
file with the Commission, subject to paragraph (a) of this
Section 5, an amendment or supplement which will correct
such statement or omission or an amendment which will
effect such compliance; provided, however, that the Company
will not be required to file any such amendment or
supplement with respect to any Computational Materials,
Structural Term Sheets or Collateral Term Sheets incorporated
by reference in the Final Prospectus other than any amendments
or supplements of such Computational Materials or Structural
Term Sheets that are furnished to the Company by the Under-
writers pursuant to Section 8(e) hereof or any amendments
or supplements of such Collateral Term Sheets
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<PAGE>
that are furnished to the Company by the Underwriters
pursuant to Section 9(d) hereof which are required to be
filed in accordance therewith.
(d) The Company will furnish to the Underwriters
and counsel for the Underwriters, without charge, as many
signed copies of the related Registration Statement
(including exhibits thereto) and, so long as delivery of a
prospectus by the Underwriters or dealer may be required by
the Act, as many copies of the related Preliminary
Prospectus and the related Final Prospectus and any
supplements thereto (other than exhibits to the related
Current Report) as the Underwriters may reasonably request.
(e) The Company will furnish such information,
execute such instruments and take such actions as may be
reasonably requested by the Underwriters to qualify the
Offered Certificates of a Series for sale under the laws of
such jurisdictions as the Underwriters may designate, to
maintain such qualifications in effect so long as required
for the distribution of such Offered Certificates and to
determine the legality of such Offered Certificates for
purchase by institutional investors; provided, however,
that the Company shall not be required to qualify to do
business in any jurisdiction where it is not qualified on
the date of the related Terms Agreement or to take any
action which would subject it to general or unlimited
service of process in any jurisdiction in which it is not,
on the date of the related Terms Agreement, subject to such
service of process.
(f) So long as the Offered Certificates of a
Series are outstanding, the Company will furnish to the
Underwriters copies of the annual independent public
accountants' servicing report furnished to the Trustee
pursuant to Section 3.13 of the related Pooling and
Servicing Agreement.
(g) Whether or not the transactions contemplated
hereby and by the related Terms Agreement shall be
consummated, the Company shall be responsible for the
payment of any costs and expenses for which details are
submitted, in connection with the performance of its
obligations under this Agreement and the related Terms
Agreement, including, without limitation, (a) the cost and
expenses of printing or otherwise reproducing the related
Registration Statement, the related Preliminary Prospectus,
the related Final Prospectus, this Agreement, the related
Terms Agreement, the related Pooling and Servicing
Agreement and the Offered Certificates, and (b) the cost of
delivering the related Offered Certificates to the office
of the Underwriters, insured to the satisfaction of the
Underwriters (it being understood that, except as provided
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<PAGE>
in this paragraph (g) and in Section 7 hereof, the
Underwriters will pay all their own costs and expenses,
including the fees of Brown & Wood LLP, counsel for the
Underwriters, transfer taxes on resale of any Offered
Certificates by them, advertising expenses connected with
any offers that they may make, the fees of KPMG Peat
Marwick LLP with respect to its letters furnished pursuant
to Section 6(l) of the Agreement and any letter furnished
pursuant to the last sentence of Section 6(k) hereof, the
fees of any firm of public accountants selected by the
Underwriters with respect to their letter furnished
pursuant to Section 8(c) of the Agreement and any other
costs and expenses specified in the related Terms Agreement
as "Additional Expenses", and all expenses (e.g., shipping,
postage and courier costs) associated with the delivery of
the related Prospectus to prospective investors and
investors, other than the costs of delivery to the
Underwriter's facilities, provided, that if courier
services (other than overnight delivery services utilized
in the ordinary course of business) are required to ensure
that such Prospectus is delivered to investors on the day
immediately preceding the related Closing Date, the Company
will pay such courier expenses).
6. Conditions to the Obligations of the Underwriters.
The obligations of the Underwriters to purchase the Offered
Certificates of any Series shall be subject to the accuracy in
all material respects of the representations and warranties on
the part of the Company contained in this Agreement, as
supplemented by the related Terms Agreement, as of the respective
dates thereof and the related Closing Date, to the accuracy of
the statements of the Company made in any applicable officers'
certificates pursuant to the provisions hereof, to the
performance by the Company of its obligations under this
Agreement and such Terms Agreement and to the following
additional conditions applicable to the related Certificate
Offering:
(a) No stop order suspending the effectiveness of
the related Registration Statement shall have been issued
and no proceedings for that purpose shall have been
instituted or threatened.
(b) Cleary, Gottlieb, Steen & Hamilton, counsel
for the Company, shall have furnished to the Underwriters
an opinion, dated the related Closing Date, to the effect
that:
(i) this Agreement and the related Terms
Agreement have been duly executed and delivered by the
Company under the law of the State of New York;
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(ii) each of the related Pooling and
Servicing Agreement and, if applicable, the related
Supplemental Agreement has been duly executed and
delivered by the Company under the law of the State of
New York and is a legal, valid and binding agreement
of the Company enforceable against the Company in
accordance with its terms;
(iii) the Offered Certificates, when duly
executed and countersigned by the Trustee in
accordance with the related Pooling and Servicing
Agreement, will be validly issued and outstanding and
entitled to the benefits of such Pooling and Servicing
Agreement;
(iv) the related Pooling and Servicing
Agreement is not required to be qualified under the
Trust Indenture Act of 1939, as amended, and the trust
created thereunder is not required to be registered
under the Investment Company Act of 1940, as amended;
(v) such counsel confirms that (based
solely upon telephonic confirmation from a
representative of the Commission) the related
Registration Statement is effective under the Act and,
to the best of such counsel's knowledge, no stop order
with respect thereto has been issued, and no
proceeding for that purpose has been instituted or
threatened by the Commission under the Act; such
Registration Statement (except the financial
statements and schedules and other financial and
statistical data included therein and the documents
incorporated by reference therein, as to which such
counsel need express no view), at the time it became
effective and the related Final Prospectus (except the
financial statements and schedules and the other
financial and statistical data included therein, the
documents incorporated by reference therein and any
Underwriter-Provided Information (as defined herein)
as to which such counsel need express no view), as of
the date of the Prospectus Supplement, appeared on
their face to be appropriately responsive in all
material respects to the requirements of the Act and
the rules and regulations thereunder; and no
information has come to the attention of such counsel
that causes it to believe that (A) such Registration
Statement (except the financial statements and
schedules and the other financial and statistical data
included therein and the documents incorporated by
reference therein, as to which such counsel need
express no view) at the time it became effective,
contained an untrue statement of a material fact or
omitted to state a material fact required to be
stated therein or necessary to make the
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<PAGE>
statements therein not misleading or (B) such Final
Prospectus or any amendment or supplement thereto
(except the financial statements and schedules and the
other financial and statistical data included therein
and the documents incorporated by reference therein
and any Underwriter-Provided Information, as to which
such counsel need express no view), as of the date of
the Prospectus Supplement or at the related Closing
Date, contained or contains an untrue statement of a
material fact or omitted or omits to state a material
fact necessary in order to make the statements
therein, in the light of the circumstances under which
they were made, not misleading;
(vi) the statements set forth under the
heading "Description of the Certificates" in the
related Final Prospectus, insofar as such statements
purport to summarize certain provisions of the related
Pooling and Servicing Agreement and the related
Offered Certificates, provide a fair summary of such
provisions;
(vii) the statements set forth in the
related Final Prospectus under the headings "Certain
Legal Aspects of the Mortgage Loans and Contracts
--The Mortgage Loans", "Certain Federal Income Tax
Consequences" (insofar as they relate specifically to
the purchase, ownership and disposition of the related
Offered Certificates) and "ERISA Considerations"
(insofar as they relate specifically to the purchase,
ownership and disposition of such Offered
Certificates), to the extent that they constitute
matters of law or legal conclusions, provide a fair
summary of such law or conclusions; and
(viii) assuming compliance with all
provisions of the related Pooling and Servicing
Agreement, for federal income tax purposes, (A) if any
election is made to treat the assets of the Trust Fund
(other than assets excluded from a REMIC, as described
in the Final Prospectus) as one or more REMICs: the
related Trust Fund and any specified subgrouping
therein (other than any such excluded assets) will
qualify as one or more REMICs pursuant to Section 860D
of the Internal Revenue Code of 1986, as amended (the
"Code"), each Class of Certificates of the related
Series, other than the related Residual Class or
Classes, will constitute a class of "regular
interests" in a related REMIC within the meaning of
the Code, and each Class of such Certificates specified
in the related Final Prospectus as a Class of Residual
Certificates will constitute the "residual interest" in
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<PAGE>
a related REMIC within the meaning of the Code; (B) if
no such REMIC election is made: the Trust Fund will be
treated as a "grantor trust".
Such opinion may express its reliance as to factual matters
on the representations and warranties made by, and on
certificates or other documents furnished by, officers of
the parties to this Agreement, the related Terms Agreement,
the related Pooling and Servicing Agreement or the related
Supplement Agreement. Such opinion may assume the due
authorization, execution and delivery of the instruments
and documents referred to therein by the parties thereto
other than the Company. Such opinion may be qualified,
insofar as it concerns the enforceability of the documents
referred to therein, to the extent that such enforceability
may be limited by bankruptcy, insolvency, reorganization or
other similar laws affecting the enforcement of creditors'
rights in general and by general equity principles
(regardless of whether such enforcement is considered in a
proceeding in equity or at law). Such opinion may be
further qualified as expressing no opinion as to (x) the
statements in the related Final Prospectus under the
heading "Certain Legal Aspects of the Mortgage Loans and
Contracts -- The Mortgage Loans" except insofar as such
statements relate to the laws of the State of New York and
the laws of the United States, and (y) the statements in
such Final Prospectus under the headings "ERISA
Considerations" and "Certain Federal Income Tax
Consequences" except insofar as such statements relate to
the laws of the United States. In addition, such opinion
may be qualified as an opinion only on the laws of the
State of New York and the laws of the United States.
(c) The General Counsel for the Company shall
have furnished to the Underwriters an opinion, dated the
related Closing Date, to the effect that:
(i) The Company has been duly
incorporated and is validly existing as a corporation
in good standing under the laws of the State of New
Jersey, with corporate power to own its properties, to
conduct its business as described in the related Final
Prospectus and to enter into and perform its
obligations under this Agreement, the related Terms
Agreement, the related Pooling and Servicing
Agreement, the related Supplemental Agreement and the
Certificates of the related Series;
(ii) The Company has full power and
authority to sell and service the related Mortgage
Loans as contemplated herein and in the related
Pooling and Servicing Agreement;
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<PAGE>
(iii) No consent, approval, authorization
or order of any court or governmental agency or body
is required for the consummation by the Company of the
transactions contemplated herein, in the related
Pooling and Servicing Agreement or in the related
Supplemental Agreement, except such as may be required
under the blue sky laws of any jurisdiction and such
other approvals as have been obtained;
(iv) Neither the issuance of the
Certificates of the related Series nor delivery of the
related Offered Certificates, nor the consummation of
any other of the transactions contemplated in this
Agreement, the related Terms Agreement, the related
Pooling and Servicing Agreement or the related
Supplemental Agreement, nor the fulfillment of the
terms of the related Certificates, the related Pooling
and Servicing Agreement, the related Supplemental
Agreement, this Agreement or the related Terms
Agreement will conflict with or violate any term or
provision of the articles of incorporation or by-laws
of the Company or any statute, order or regulation
applicable to the Company of any court, regulatory
body, administrative agency or governmental body
having jurisdiction over the Company and will not
conflict with, result in a breach or violation or the
acceleration of or constitute a default under the
terms of any indenture or other agreement or
instrument known to such counsel to which the Company
is a party or by which it is bound; and
(v) There are no actions, proceedings or
investigations pending or, to the best knowledge of
such counsel, threatened before any court,
administrative agency or other tribunal (i) asserting
the invalidity of this Agreement, the related Terms
Agreement, the related Pooling and Servicing
Agreement, the related Supplemental Agreement or the
related Certificates, (ii) seeking to prevent the
issuance of the Certificates of the related Series or
the consummation by the Company of any of the
transactions contemplated by this Agreement, such
Terms Agreement, such Pooling and Servicing Agreement
or such Supplemental Agreement, or (iii) which might
materially and adversely affect the performance by the
Company of its obligations under, or the validity or
enforceability of, this Agreement, such Terms
Agreement, such Pooling and Servicing Agreement, such
Supplemental Agreement or the related Certificates.
In rendering her opinion such counsel may rely as to matters
of fact, to the extent deemed proper and as stated therein,
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<PAGE>
on certificates of responsible officers of the Company or
public officials. In addition, such opinion may be
qualified as an opinion only on the laws of the State of
New Jersey.
(d) If applicable, counsel for GECC shall have
furnished to the Underwriters an opinion, dated the related
Closing Date, to the effect that:
(i) GECC has been duly incorporated and
is validly existing as a corporation in good standing
under the laws of the State of New York and in each
jurisdiction in which the conduct of its business
requires such qualification;
(ii) GECC has full corporate power and
authority to execute and deliver the Supplemental
Agreement and to carry out its terms, and the
execution, delivery and performance of the
Supplemental Agreement have been duly authorized by
GECC by all necessary corporate action;
(iii) The related Supplemental Agreement
has been duly executed and delivered by GECC and
constitutes a legal, valid and binding agreement of
GECC enforceable in accordance with its terms, except
as such enforceability may be limited by bankruptcy,
insolvency, reorganization or other similar laws
affecting the enforcement of creditor's rights in
general and by general principles of equity,
regardless of whether such enforceability is
considered in a proceeding in equity or at law; and
(iv) The execution, delivery and
performance of the Supplemental Agreement by GECC does
not and will not conflict with or violate any term or
provision of the articles of incorporation or by-laws
of GECC or any statute, order or regulation applicable
to GECC of any court, regulatory body, administrative
agency or governmental body having jurisdiction over
GECC and will not conflict with, result in a breach or
violation or the acceleration of or constitute a
default under the terms of any indenture or other
agreement or instrument known to such counsel to which
GECC is a party or by which it is bound.
In rendering such opinion such counsel may rely as to
matters of fact, to the extent deemed proper and as stated
therein, on certificates of responsible officers of GECC or
public officials.
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<PAGE>
(e) The Underwriters shall have received from
Brown & Wood LLP, counsel for the Underwriters, such
opinion or opinions, dated the related Closing Date, with
respect to the issuance and sale of the Certificates of the
related Series, the related Registration Statement, the
related Final Prospectus and such other related matters as
the Underwriters may reasonably require, and the Company
shall have furnished to such counsel such documents as the
Underwriters may reasonably request for the purpose of
enabling them to pass upon such matters.
(f) The Company shall have furnished to the
Underwriters a certificate of the Company, signed by the
President or any Vice President and the Senior Vice
President-Finance or the principal financial or accounting
officer of the Company, dated the related Closing Date, to
the effect that the signers of such certificate have
carefully examined the related Registration Statement
(excluding any Current Reports and any other documents
incorporated by reference therein), the related Final
Prospectus, the Detailed Description referred to in such
Final Prospectus (excluding any related Current Report),
this Agreement and the related Terms Agreement and that:
(i) the representations and warranties of
the Company in this Agreement are true and correct in
all material respects on and as of the related Closing
Date with the same effect as if made on such Closing
Date, and the Company has complied with all the
agreements and satisfied all the conditions on its
part to be performed or satisfied at or prior to such
Closing Date;
(ii) no stop order suspending the
effectiveness of such Registration Statement has been
issued and no proceedings for that purpose have been
instituted or, to their knowledge, threatened; and
(iii) nothing has come to their attention
that would lead them to believe that such Registration
Statement (excluding any Current Report) contains any
untrue statement of a material fact or omits to state
any material fact required to be stated therein or
necessary to make the statements therein not
misleading, that the related Final Prospectus
(excluding any related Current Report) contains any
untrue statement of a material fact or omits to state
a material fact required to be stated therein or
necessary to make the statements therein, in the light
of the circumstances under which they were made, not
misleading, or that the Detailed Description referred
to in such Final Prospectus includes any untrue
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<PAGE>
statement of a material fact or omits to state any
information which the Final Prospectus states will be
included in such Detailed Description.
(g) If applicable, GECC shall have furnished to
the Underwriters a certificate of GECC, signed by the
President or any Vice President and the Senior Vice
President-Finance or the principal financial or accounting
officer of GECC, dated the related Closing Date, to the
effect that the signers of such certificate have carefully
examined the information under the headings "Description of
the Certificates--Supplemental Agreement with GECC" and
"General Electric Capital Corporation" contained in the
related Final Prospectus and the related Supplemental
Agreement and that:
(i) nothing has come to their attention
that would lead them to believe that such information
in the related Final Prospectus contains any untrue
statement of a material fact or omits to state any
material fact required to be stated therein or
necessary to make the statements therein, in the light
of the circumstances in which they were made, not
misleading; and
(ii) the representations and warranties of
GECC in the related Supplemental Agreement are true
and correct in all material respects on and as of the
related Closing Date with the same effect as if made
on such Closing Date, and GECC has complied with all
the agreements and satisfied all the conditions on its
part to be performed or satisfied at or prior to such
Closing Date.
(h) Counsel for the Trustee shall have furnished
to the Underwriters an opinion, dated the related Closing
Date, to the effect that:
(i) the Trustee has been duly
incorporated and is validly existing as a corporation
in good standing under the laws of its jurisdiction of
organization with corporate power to own its
properties and conduct its business as presently
conducted by it, to conduct business as a trustee and
to enter into and perform its obligations under the
related Pooling and Servicing Agreement and, if
applicable, the related Supplemental Agreement;
(ii) each of the related Pooling and
Servicing Agreement and the related Supplemental
Agreement has been duly authorized, executed and
delivered by the Trustee and constitutes the legal,
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valid and binding agreement of the Trustee enforceable
against the Trustee in accordance with its terms,
subject to bankruptcy, insolvency, fraudulent
conveyance, reorganization or other similar laws
affecting the enforcement of creditors' rights
generally and to judicial discretion, and general
principles of equity (regardless of whether
enforcement is sought in a proceeding in equity or at
law);
(iii) the Trustee has duly accepted its
appointment as trustee under the related Pooling and
Servicing Agreement;
(iv) no consent, approval, authorization
or order of any state or federal court or government
agency or body is required on the part of the Trustee
for the consummation of the transactions contemplated
in the related Pooling and Servicing Agreement and the
related Supplemental Agreement, except such as may be
required under any federal or state securities law;
and
(v) the performance on the part of the
Trustee of any of the transactions contemplated in the
related Pooling and Servicing Agreement and the
related Supplemental Agreement does not conflict with
or result in a breach or violation of any term or
provision of, or constitute a default under, the
Articles of Organization, as amended, or By-Laws of
the Trustee, or any state or federal statute or
regulation applicable to the Trustee, or to such
counsel's knowledge, any indenture or other agreement
or instrument to which the Trustee is a party or by
which it is bound, or, to such counsel's knowledge,
any order of any state or federal court, regulatory
body, administrative agency or governmental body
having jurisdiction over the Trustee.
In addition, such counsel shall furnish to the Underwriters
such opinions as to the treatment of the Trust Fund for
purposes of state tax law where the Trustee maintains
possession of the assets of the Trust Fund as are
reasonably satisfactory to the Underwriters.
(i) If any Preliminary Prospectus has been
prepared with respect to a Series of Certificates, KPMG
Peat Marwick LLP shall have furnished to the Underwriters a
letter, dated as of the date of such Preliminary
Prospectus, in form and substance satisfactory to the
Underwriters, stating in effect that:
(i) they have performed certain specified
procedures as a result of which they have determined
that such information as the Underwriters may
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<PAGE>
reasonably request of an accounting, financial or
statistical nature (which is limited to accounting,
financial or statistical information derived from the
general accounting records of the Company) set forth
in the related Preliminary Prospectus under the
caption "Delinquency and Foreclosure Experience of the
Company" agrees with the accounting records of the
Company, excluding any questions of legal
interpretation; and
(ii) they have performed certain specified
procedures as a result of which they have determined
that such information as the Underwriters may
reasonably request of an accounting, financial or
statistical nature (which is limited to accounting,
financial or statistical information derived from the
general accounting records of the Company and which is
obtained from an analysis of a sample of the Mortgage
Loans included in the related pool) set forth in the
related Preliminary Prospectus under the caption
"Description of the Mortgage Pool and the Mortgaged
Properties" or "Description of the Mortgage Pools and
the Mortgaged Properties", as the case may be, is
mutually consistent and agrees with the accounting
records of the Company and, where applicable, the
related Mortgage Loan files of the Company, excluding
any questions of legal interpretation.
(j) KPMG Peat Marwick LLP shall have furnished to
the Underwriters a letter, dated as of the date of the
related Terms Agreement, in form and substance satisfactory
to the Underwriters, stating in effect that they have
performed certain specified procedures as a result of which
they have determined that such information as the
Underwriters may reasonably request of an accounting,
financial or statistical nature (which is limited to
accounting, financial or statistical information derived
from the general accounting records of the Company) set
forth in the related Final Prospectus under the caption
"Delinquency and Foreclosure Experience of the Company"
agrees with the accounting records of the Company,
excluding any questions of legal interpretation.
(k) KPMG Peat Marwick LLP shall have furnished to
the Underwriters a letter, dated as of the related Closing
Date, in form and substance satisfactory to the
Underwriters, stating in effect that they have performed
certain specified procedures as a result of which they have
determined that such information as the Underwriters may
reasonably request of an accounting, financial or
statistical nature (which is limited to accounting,
financial or statistical information derived from the
general accounting records of the Company and which is
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<PAGE>
obtained from an analysis of a sample of the Mortgage Loans
included in the related pool) set forth in the related
Final Prospectus under the caption "Description of the
Mortgage Pool and the Mortgaged Properties" or "Description
of the Mortgage Pools and the Mortgaged Properties", as the
case may be, and in the Detailed Description relating to
such Final Prospectus is mutually consistent and agrees
with the accounting records of the Company and, where
applicable, the related Mortgage Loan files of the Company,
excluding any questions of legal interpretation. In
addition, if applicable, such accountants shall have
furnished to the Underwriters a letter, dated as of the
related Closing Date, which shall include a statement or
statements to the effect that based upon the assumptions
and methodology agreed to by the Company (and which is
consistent with the manner in which any final PAC Balances,
TAC Balances, Scheduled Balances, Maximum and Minimum
Scheduled Balances or any other scheduled balances are to
be calculated as set forth in the related Final
Prospectus), all of which shall be described by reference
in such letter, such accountants shall have verified the
mathematical accuracy of any final PAC Balances Table, TAC
Balances Table, Scheduled Balances Table, Maximum or
Minimum Scheduled Balances Table or other scheduled
balances table attached as an exhibit to the related
Pooling and Servicing Agreement.
(l) KPMG Peat Marwick LLP shall have furnished to
the Underwriters and the Company a letter or letters, dated
as of the date of the related Terms Agreement, in form and
substance satisfactory to the Underwriters and the Company,
including, without limitation, statements, if applicable,
to the effect that:
(i) based upon the assumptions and
methodology set forth in the related Final Prospectus,
all of which shall be described by reference in such
letter, they recomputed the percentages of initial
principal balance outstanding as of each of the
Distribution Dates (as defined in such Final
Prospectus) indicated and the weighted average lives
of each Class of Offered Certificates at each of the
indicated percentages of the applicable Prepayment
Assumption, and they compared the recomputed
percentages and weighted average lives to the
corresponding percentages and weighted average lives
set forth in the related tables and found them to be
in agreement;
(ii) based upon the assumptions and
methodology set forth in such Final Prospectus, all of
which shall be described by reference in such letter,
they have verified the mathematical accuracy of any
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<PAGE>
Scheduled Final Distribution Dates for the Offered
Certificates, PAC Balances, TAC Balances, Scheduled
Balances, Maximum and Minimum Scheduled Balances or
any other scheduled balances set forth in such Final
Prospectus for each indicated Distribution Date, and
have verified the mathematical accuracy of any initial
Effective Ranges of any PAC Certificates, Scheduled
Certificates or other scheduled Certificates set forth
in such Final Prospectus; and
(iii) based upon the assumptions and
methodology set forth in such Final Prospectus, all of
which shall be described by reference in such letter,
they have verified the mathematical accuracy of the
pre-tax yields to maturity and, if applicable,
aggregate cash flows of any Class of Certificates for
which such pre-tax yields and, if applicable,
aggregate cash flows are set forth in such Final
Prospectus at the indicated percentages of the
Prepayment Assumption and, if applicable, at the
indicated values of COFI, LIBOR or any other index, as
applicable.
(m) The Offered Certificates of the related
Series shall have received the ratings specified in the
related Terms Agreement (the "Required Ratings").
(n) Prior to the related Closing Date, the
Company shall have furnished to the Underwriters such
further information, certificates and documents as the
Underwriters may reasonably request.
(o) If any Certificates of the related Series are
to be sold to any other underwriter and/or offered in
reliance upon an exemption from the registration
requirements of the Act, the sale at or prior to the
related Closing Date of such Certificates to the purchaser
thereof shall have occurred.
(p) Subsequent to the date of the related Terms
Agreement, there shall not have been any change, or any
development involving a prospective change, in or affecting
the business or properties of the Company or GECC which the
Underwriters conclude in their judgment, after consultation
with the Company, materially impairs the investment quality
of the Offered Certificates of the related Series so as to
make it impractical or inadvisable to proceed with the
public offering or the delivery of such Offered
Certificates as contemplated by the related Final
Prospectus.
If any of the conditions specified in this Section 6
shall not have been fulfilled in all material respects with
respect to the particular Offered Certificates of a Series when
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<PAGE>
and as provided in this Agreement and the related Terms
Agreement, or if any of the opinions and certificates mentioned
above or elsewhere in this Agreement and the related Terms
Agreement shall not be in all material respects reasonably
satisfactory in form and substance to the Underwriters and their
counsel, this Agreement (with respect to the related Offered
Certificates) and the related Terms Agreement and all obligations
of the Underwriters hereunder (with respect to the related
Offered Certificates) and thereunder may be canceled at, or at
any time prior to, the related Closing Date by the Underwriters.
Notice of such cancellation shall be given to the Company in
writing, or by telephone or telegraph confirmed in writing.
7. Indemnification and Contribution. (a) The Company
agrees to indemnify and hold harmless each Underwriter and each
person who controls any Underwriter within the meaning of the Act
or the Exchange Act against any and all losses, claims, damages
or liabilities, joint or several, to which they or any of them
may become subject under the Act, the Exchange Act, or other
Federal or state statutory law or regulation, at common law or
otherwise, insofar as such losses, claims, damages or liabilities
(or actions in respect thereof) arise out of or are based upon
any untrue statement or alleged untrue statement of a material
fact contained in the Registration Statement relating to the
Offered Certificates of the applicable Series as it became
effective or in any amendment or supplement thereof, or in such
Registration Statement, in the related Preliminary Prospectus or
the related Final Prospectus, or in any amendment thereof, or in
the Detailed Description referred to in such Final Prospectus or
arise out of or are based upon the omission or alleged omission
(in the case of any Computational Materials or ABS Term Sheets
(in each case as defined herein) in respect of which the Company
agrees to indemnify each Underwriter, as set forth below, when
such are read in conjunction with the related Final Prospectus
and Prospectus Supplement) to state therein a material fact
required to be stated therein or necessary to make the statements
therein not misleading, and agrees to reimburse each such
indemnified party for any legal or other expenses reasonably
incurred by them in connection with investigating or defending
any such loss, claim, damage, liability or action; provided,
however, that (i) the Company will not be liable in any such case
to the extent that any such loss, claim, damage or liability
arises out of or is based upon any such untrue statement or
alleged untrue statement or omission or alleged omission made
therein (A) in reliance upon and in conformity with written
information furnished to the Company as herein stated by or on
behalf of any Underwriter through you specifically for use in
connection with the preparation thereof or (B) in any Current
Report or any amendment or supplement thereof, except to the
extent that any untrue statement or alleged untrue statement
therein or omission therefrom results (or is alleged to have
resulted) directly from an error (a "Mortgage Pool Error") in the
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<PAGE>
information concerning the characteristics of the Mortgage Loans
furnished by the Company to any Underwriter in writing or by
electronic transmission that was used in the preparation of
either (x) any Computational Materials or ABS Term Sheets (or
amendments or supplements thereof) included in such Current
Report (or amendment or supplement thereof) or (y) any written or
electronic materials furnished to prospective investors on which
the Computational Materials (or amendments or supplements) were
based, (ii) such indemnity with respect to any Preliminary
Prospectus or any Corrected Statement (as defined below) in any
Final Prospectus (or supplement thereto) shall not inure to the
benefit of any Underwriter (or any person controlling any
Underwriter) from whom the person asserting any loss, claim,
damage or liability purchased the Certificates of the related
Series that are the subject thereof if such person did not
receive a copy of the related Final Prospectus or a supplement to
such Final Prospectus, as the case may be, at or prior to the
confirmation of the sale of such Certificates and the untrue
statement or omission of a material fact contained in such
Preliminary Prospectus or Final Prospectus (or supplement
thereto) was corrected (a "Corrected Statement") in such Final
Prospectus (with respect to any Preliminary Prospectus) or in
such other supplement (with respect to any Final Prospectus) and
such Final Prospectus or such supplement was furnished by the
Company to such Underwriter prior to the delivery of such
confirmation, and (iii) such indemnity with respect to any
Mortgage Pool Error shall not inure to the benefit of any
Underwriter (or any person controlling any Underwriter) from whom
the person asserting any loss, claim, damage or liability
received any Computational Materials or ABS Term Sheets (or any
written or electronic materials on which the Computational
Materials or ABS Term Sheets are based) that were prepared on the
basis of such Mortgage Pool Error, if, prior to the time of
confirmation of the sale of the applicable Certificates to such
person, the Company notified such Underwriter in writing of the
Mortgage Pool Error or provided in written or electronic form
information superseding or correcting such Mortgage Pool Error
(in any such case, a "Corrected Mortgage Pool Error"), and such
Underwriter failed to notify such person thereof or to deliver to
such person corrected Computational Materials (or underlying
written or electronic materials) or ABS Term Sheets. This
indemnity agreement will be in addition to any liability which
the Company may otherwise have.
(b) Each Underwriter agrees, severally and not
jointly, to indemnify and hold harmless the Company, each of its
directors, each of its officers who signs the Registration
Statement relating to the Offered Certificates of the applicable
Series, and each person who controls the Company within the
meaning of the Act or the Exchange Act to the same extent as the
foregoing indemnities from the Company to each Underwriter, but
only with reference to (A) written information furnished to the
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<PAGE>
Company by or on behalf of such Underwriter through you
specifically for use in the preparation of the documents referred
to in the foregoing indemnity with respect to the related Series,
or (B) any Computational Materials or ABS Term Sheets (or
amendments or supplements thereof) delivered to prospective
investors by such Underwriter and furnished to the Company by
such Underwriter pursuant to Section 8 and incorporated by
reference in such Registration Statement, the related Preliminary
Prospectus or the related Final Prospectus or any amendment or
supplement thereof (except that no such indemnity shall be
available for any losses, claims, damages or liabilities, or
actions in respect thereof, resulting from any Mortgage Pool
Error, other than a Corrected Mortgage Pool Error). This
indemnity agreement will be in addition to any liability which
each Underwriter may otherwise have. The Company acknowledges
that the Underwriter-Provided Information constitute the only
information furnished in writing by or on behalf of the
Underwriters for inclusion in the related Preliminary Prospectus
or Final Prospectus (other than any Computational Materials or
ABS Term Sheets (or amendments or supplements thereof)), and the
Underwriters confirm that such statements are correct.
"Underwriter-Provided Information" means any statements provided
to the Company by the Underwriters specifically for use in the
preparation of the related Preliminary Prospectus or Final
Prospectus and designated as such in the Terms Agreement for the
related Series. Any Computational Materials or ABS Term Sheets
(or amendments or supplements thereof) furnished to the Company
by a particular Underwriter shall relate exclusively to and be
the several responsibility of such Underwriter and no other
Underwriter.
(c) Promptly after receipt by an indemnified party
under Section 7 of notice of the commencement of any action, such
indemnified party will, if a claim in respect thereof is to be
made against an indemnifying party under this Section 7, notify
such indemnifying party in writing of the commencement thereof;
but the omission so to notify such indemnifying party will not
relieve it from any liability which it may have to any
indemnified party otherwise than under this Section 7. In case
any such action is brought against any indemnified party, and it
notifies the indemnifying party or parties of the commencement
thereof, the indemnifying party or parties will be entitled to
participate therein, and to the extent that they may elect by
written notice delivered to an indemnified party promptly after
receiving the aforesaid notice from such indemnified party, to
assume the defense thereof, with counsel satisfactory to such
indemnified party; provided, however, that if the defendants in
any such action include both an indemnified party and an
indemnifying party and such indemnified party shall have
reasonably concluded that there may be legal defenses available
to it and/or other indemnified parties which are different from
or additional to those available to an indemnifying party, such
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<PAGE>
indemnified party or parties shall have the right to select
separate counsel to assert such legal defenses and to otherwise
participate in the defense of such action on behalf of such
indemnified party or parties. Upon receipt of notice from an
indemnifying party or parties to such indemnified party of their
election so to assume the defense of such action and approval by
such indemnified party of counsel, such indemnifying party or
parties will not be liable to such indemnified party under this
Section 7 for any legal or other expenses subsequently incurred
by such indemnified party in connection with the defense thereof
unless (i) such indemnified party shall have employed separate
counsel in connection with the assertion of legal defenses in
accordance with the proviso to the next preceding sentence (it
being understood, however, that the indemnifying party or parties
shall not be liable for the expenses of more than one separate
counsel approved by the indemnified party or parties in the case
of subparagraph (a) or (b), representing the indemnified parties
under subparagraph (a) or (b), who are parties to such action),
(ii) the indemnifying party or parties shall not have employed
counsel satisfactory to the indemnified party or parties to
represent such indemnified party or parties within a reasonable
time after notice of commencement of the action or (iii) the
indemnifying party or parties have authorized the employment of
counsel for an indemnified party at the expense of the
indemnifying parties; and except that, if clause (i) or (iii) is
applicable, such liability shall be only in respect of the
counsel referred to in such clause (i) or (iii).
(d) If the indemnification provided for in paragraph
(a) or (b) of this Section 7 is due in accordance with its terms
but is for any reason held by a court to be unavailable from the
Company or any Underwriter, on grounds of policy or otherwise, or
if an indemnified party failed to give notice under paragraph (c)
of this Section 7 in respect of a claim otherwise subject to
indemnification in accordance with paragraph (a) or (b) of this
Section 7, the Company and such Underwriter shall contribute to
the aggregate losses, claims, damages and liabilities (including
legal and other expenses reasonably incurred in connection with
investigating or defending same) to which the Company and such
Underwriter may be subject, as follows:
(i) in the case of any losses, claims, damages and
liabilities (or actions in respect thereof) which do not
arise out of or are not based upon any untrue statement or
omission of a material fact in any Computational Materials
or ABS Term Sheets (or any amendments or supplements
thereof), in such proportion so that the Underwriters are
responsible for that portion represented by the difference
between the proceeds to the Company in respect of the
Offered Certificates appearing on the cover page of the
Final Prospectus for the related Series and the total
proceeds received by the Underwriters from the sale of such
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<PAGE>
Offered Certificates (the "Underwriting Discount"), and the
Company is responsible for the balance; provided, however,
that in no case shall the Underwriters be responsible under
this subparagraph (i) for any amount in excess of such
Underwriting Discount applicable to the Offered
Certificates purchased by the Underwriters pursuant to this
Agreement and the related Terms Agreement; and
(ii) in the case of any losses, claims, damages and
liabilities (or actions in respect thereof) which arise out
of or are based upon any untrue statement or omission of a
material fact in any Computational Materials or ABS Term
Sheets (or any amendments or supplements thereof) or in any
written or electronic materials distributed to prospective
investors on which the Computational Materials are based,
in such proportion as is appropriate to reflect the
relative fault of the Company on the one hand and the
Underwriter that delivered such materials to prospective
investors on the other in connection with the statements or
omissions which resulted in such losses, claims, damages or
liabilities (or actions in respect thereof) as well as any
other relevant equitable considerations. The relative fault
shall be determined by reference to, among other things,
whether the untrue or alleged untrue statement of a
material fact or the omission or alleged omission to state
a material fact in such Computational Materials or ABS Term
Sheets (or any amendments or supplements thereof or such
written or electronic materials) results from information
prepared by the Company on the one hand or such Underwriter
on the other and the parties' relative intent, knowledge,
access to information and opportunity to correct or prevent
such statement or omission.
Notwithstanding anything to the contrary in this Section 7(d), no
person guilty of fraudulent misrepresentation (within the meaning
of Section 11(f) of the Act) shall be entitled to contribution
from any person who was not guilty of such fraudulent
misrepresentation. For purposes of this Section 7, each person
who controls any Underwriter within the meaning of either the Act
or the Exchange Act shall have the same rights to contribution as
such Underwriter, and each person who controls the Company within
the meaning of either the Act or the Exchange Act, each officer
of the Company who shall have signed the Registration Statement
and each director of the Company shall have the same rights to
contribution as the Company, subject in each case to the
immediately preceding sentence of this paragraph (d).
8. Computational Materials and Structural Term
Sheets. (a) Not later than 10:30 a.m., New York time, on the
business day before the date on which the Current Report relating
to the Offered Certificates of a Series is required to be filed
by the Company with the Commission pursuant to Section 5(b)
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<PAGE>
hereof, the Underwriters shall deliver to the Company five
complete copies of all materials provided by the Underwriters to
prospective investors in such Offered Certificates which
constitute (i) "Computational Materials" within the meaning of
the no-action letter dated May 20, 1994 issued by the Division of
Corporation Finance of the Commission to Kidder, Peabody
Acceptance Corporation I, Kidder, Peabody & Co. Incorporated, and
Kidder Structured Asset Corporation and the no-action letter
dated May 27, 1994 issued by the Division of Corporation Finance
of the Commission to the Public Securities Association (together,
the "Kidder Letters") and the filing of such material is a
condition of the relief granted in such letter (such materials
being the "Computational Materials"), and (ii) "Structural Term
Sheets" within the meaning of the no-action letter dated February
17, 1995 issued by the Division of Corporation Finance of the
Commission to the Public Securities Association (the "PSA
Letter") and the filing of such material is a condition of the
relief granted in such letter (such materials being the
"Structural Term Sheets"). Each delivery of Computational
Materials and Structural Term Sheets to the Company pursuant to
this paragraph (a) shall be effected by delivering four copies of
such materials to counsel for the Company on behalf of the
Company at the address specified in Section 3 hereof and one copy
of such materials to the Company.
(b) Each Underwriter represents and warrants to and
agrees with the Company, as of the date of the related Terms
Agreement and as of the Closing Date, that:
(i) the Computational Materials furnished to the
Company by such Underwriter pursuant to Section 8(a)
constitute (either in original, aggregated or
consolidated form) all of the materials furnished to
prospective investors by such Underwriter prior to the
time of delivery thereof to the Company that are
required to be filed with the Commission with respect
to the related Offered Certificates in accordance with
the Kidder Letters, and such Computational Materials
comply with the requirements of the Kidder Letters;
(ii) the Structural Term Sheets furnished to the
Company by such Underwriter pursuant to Section 8(a)
constitute all of the materials furnished to
prospective investors by such Underwriter prior to the
time of delivery thereof to the Company that are
required to be filed with the Commission as
"Structural Term Sheets" with respect to the related
Offered Certificates in accordance with the PSA
Letter, and such Structural Term Sheets comply with
the requirements of the PSA Letter;
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<PAGE>
(iii) on the date any such Computational Materials
or Structural Term Sheets with respect to such Offered
Certificates (or any written or electronic materials
furnished to prospective investors on which the
Computational Materials are based) were last furnished
to each prospective investor by such Underwriter and
on the date of delivery thereof to the Company
pursuant to Section 8(a) and on the related Closing
Date, such Computational Materials (or such other
materials) or Structural Term Sheets did not and will
not include any untrue statement of a material fact
or, when read in conjunction with the Final Prospectus
and Prospectus Supplement, omit to state a material
fact required to be stated therein or necessary to
make the statements therein not misleading; and
(iv) all Computational Materials (or underlying
materials distributed to prospective investors on
which the Computational Materials were based)
delivered to prospective investors by such Underwriter
and all Structural Term Sheets delivered to
prospective investors by such Underwriter contained
and will contain a legend, prominently displayed on
the first page thereof, stating that the Computational
Materials or Structural Term Sheets are being produced
and provided exclusively by the Underwriter and that
the Underwriter is acting as an underwriter and not
acting as an agent of the Company in connection with
the securities described herein, and otherwise in form
and substance satisfactory to the Company.
Notwithstanding the foregoing, each Underwriter makes no
representation or warranty as to whether any Computational
Materials or Structural Term Sheets (or any written or electronic
materials on which the Computational Materials are based)
included or will include any untrue statement resulting directly
from any Mortgage Pool Error (except any Corrected Mortgage Pool
Error, with respect to materials prepared after the receipt by
such Underwriter from the Company of notice of such Corrected
Mortgage Pool Error or materials superseding or correcting such
Corrected Mortgage Pool Error).
(c) The Underwriters shall cause a firm of public
accountants to furnish to the Company a letter, dated as of the
date on which the Underwriters deliver any Computational
Materials (which term shall be deemed to include, for purposes of
this paragraph (c), calculated statistical information delivered
to prospective investors in the form of a Structural Term Sheet)
to the Company pursuant to Section 8(a), in form and substance
satisfactory to the Company, stating in effect that they have
verified the mathematical accuracy of any calculations performed
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<PAGE>
by each Underwriter and set forth in such Computational
Materials.
(d) Each Underwriter acknowledges and agrees that any
Computational Materials or Structural Term Sheets with respect to
any Series of Certificates furnished to prospective investors
from and after September 10, 1996 have been prepared and
disseminated by the Underwriters and not by or on behalf of the
Company, and that such materials included and shall include a
disclaimer in the form described in paragraph (b)(iv) above. Each
Underwriter agrees that it will not represent to prospective
investors that any Computational Materials or Structural Term
Sheets were prepared or disseminated on behalf of the Company.
(e) If, at any time when a prospectus relating to the
Offered Certificates of a Series is required to be delivered
under the Act, it shall be necessary to amend or supplement the
related Final Prospectus as a result of an untrue statement of a
material fact contained in any Computational Materials or
Structural Term Sheets provided by any Underwriter pursuant to
this Section 8 or the omission to state therein a material fact
required, when considered in conjunction with the related Final
Prospectus and Prospectus Supplement, to be stated therein or
necessary to make the statements therein, when read in
conjunction with the related Final Prospectus and Prospectus
Supplement, not misleading, or if it shall be necessary to amend
or supplement any Current Report relating to any Computational
Materials or Structural Term Sheets to comply with the Act or the
rules thereunder, such Underwriter promptly will prepare and
furnish to the Company for filing with the Commission an
amendment or supplement which will correct such statement or
omission or an amendment which will effect such compliance. Each
Underwriter represents and warrants to the Company, as of the
date of delivery by it of such amendment or supplement to the
Company, that such amendment or supplement will not include any
untrue statement of a material fact or, when read in conjunction
with the related Final Prospectus and Prospectus Supplement, omit
to state a material fact required to be stated therein or
necessary to make the statements therein not misleading;
provided, however, each such Underwriter makes no representation
or warranty as to whether any such amendment or supplement will
include any untrue statement resulting directly from any Mortgage
Pool Error (except any Corrected Mortgage Pool Error, with
respect to any such amendment or supplement prepared after the
receipt by such Underwriter from the Company of notice of such
Corrected Mortgage Pool Error or materials superseding or
correcting such Corrected Mortgage Pool Error). The Company shall
have no obligation to file such amendment or supplement if (i)
the Company determines that such amendment or supplement contains
any untrue statement of a material fact or, when read in
conjunction with the related Final Prospectus and Prospectus
Supplement, omits to state a material fact required to be stated
- 29 -
<PAGE>
therein or necessary to make the statements therein not
misleading; it being understood, however, that the Company shall
have no obligation to review or pass upon the accuracy or
adequacy of, or to correct, any such amendment or supplement
provided by any Underwriter to the Company pursuant to this
paragraph (e) or (ii) the Company reasonably determined that such
filing is not required under the Act and the Underwriters do not
object as provided below. The Company shall give notice to the
Underwriters of its determination not to file an amendment or
supplement pursuant to clause (ii) of the preceding sentence and
agrees to file such amendment or supplement if the Underwriters
reasonably object to such determination within one business day
after receipt of such notice.
9. Collateral Term Sheets. (a) Prior to the delivery
of any "Collateral Term Sheet" within the meaning of the PSA
Letter, the filing of which material is a condition of the relief
granted in such letter (such material being the "Collateral Term
Sheets"), to a prospective investor in the Offered Certificates,
the Underwriters shall notify the Company and its counsel by
telephone of their intention to deliver such materials and the
approximate date on which the first such delivery of such
materials is expected to occur. Not later than 10:30 a.m., New
York time, on the business day immediately following the date on
which any Collateral Term Sheet was first delivered to a
prospective investor in the Offered Certificates, the
Underwriters shall deliver to the Company five complete copies of
all materials provided by the Underwriters to prospective
investors in such Offered Certificates which constitute
"Collateral Term Sheets." Each delivery of a Collateral Term
Sheet to the Company pursuant to this paragraph (a) shall be
effected by delivering four copies of such materials to counsel
for the Company on behalf of the Company at the address specified
in Section 3 hereof and one copy of such materials to the
Company. (Collateral Term Sheets and Structural Term Sheets are,
together, referred to herein as "ABS Term Sheets.") At the time
of each such delivery, the Underwriter making such delivery shall
indicate in writing that the materials being delivered constitute
Collateral Term Sheets, and, if there has been any prior such
delivery with respect to the related Series, shall indicate
whether such materials differ in any material respect from any
Collateral Term Sheets previously delivered to the Company with
respect to such Series pursuant to this Section 9(a) as a result
of the occurrence of a material change in the characteristics of
the related Mortgage Loans.
(b) Each Underwriter represents and warrants to and
agrees with the Company as of the date of the related Terms
Agreement and as of the Closing Date, that:
(i) The Collateral Term Sheets furnished to
the Company by such Underwriter pursuant to Section 9(a)
- 30 -
<PAGE>
constitute all of the materials furnished to prospective
investors by such Underwriter prior to time of delivery
thereof to the Company that are required to be filed with
the Commission as "Collateral Term Sheets" with respect to
the related Offered Certificates in accordance with the PSA
Letter, and such Collateral Term Sheets comply with the
requirements of the PSA Letter;
(ii) On the date any such Collateral Term
Sheets with respect to such Offered Certificates were last
furnished to each prospective investor by such Underwriter
and on the date of delivery thereof to the Company pursuant
to Section 9(a) and on the related Closing Date, such
Collateral Term Sheets did not and will not include any
untrue statement of a material fact or, when read in
conjunction with the Final Prospectus and Prospectus
Supplement, omit to state a material fact required to be
stated therein or necessary to make the statements therein
not misleading; and
(iii) such Underwriter has not represented to
any prospective investor that any Collateral Term Sheets
with respect to any Series were prepared or disseminated on
behalf of the Company, and, except as otherwise disclosed
by such Underwriter to the Company in writing prior to the
date hereof, all Collateral Term Sheets previously
furnished to prospective investors included a disclaimer to
the effect set forth in Section 9(c).
Notwithstanding the foregoing, each Underwriter makes no
representation or warranty as to whether any Collateral Term
Sheet included or will include any untrue statement or material
omission resulting directly from any Mortgage Pool Error (except
any Corrected Mortgage Pool Error, with respect to materials
prepared after the receipt by such Underwriter from the Company
of notice of such Corrected Mortgage Pool Error or materials
superseding or correcting such Corrected Mortgage Pool Error).
(c) Each Underwriter acknowledges and agrees that any
Collateral Term Sheets with respect to any Series of Certificates
furnished to prospective investors from and after the date hereof
shall include a disclaimer in form satisfactory to the Company to
the effect set forth in Section 8(d) hereof, and to the effect
that the information contained in such materials supersedes
information contained in any prior Collateral Term Sheet with
respect to such Series of Offered Certificates and will be
superseded by the description of the related Mortgage Loans in
the related Prospectus Supplement and in the Detailed Description
relating to such Prospectus Supplement to be filed under cover of
Form 8-K. Each Underwriter agrees that it will not represent to
prospective investors that any Collateral Term Sheets were
prepared or disseminated on behalf of the Company.
- 31 -
<PAGE>
(d) If, at any time when a prospectus relating to the
Offered Certificates of a Series is required to be delivered
under the Act, it shall be necessary to amend or supplement the
related Final Prospectus as a result of an untrue statement of a
material fact contained in any Collateral Term Sheets provided by
any Underwriter pursuant to this Section 9 or the omission to
state therein a material fact required, when considered in
conjunction with the related Final Prospectus and Prospectus
Supplement, to be stated therein or necessary to make the
statements therein, when read in conjunction with the related
Final Prospectus and Prospectus Supplement, not misleading, or if
it shall be necessary to amend or supplement any Current Report
relating to any Collateral Term Sheets to comply with the Act or
the rules thereunder, such Underwriter promptly will prepare and
furnish to the Company for filing with the Commission an
amendment or supplement which will correct such statement or
omission or an amendment which will effect such compliance. Each
Underwriter represents and warrants to the Company, as of the
date of delivery of such amendment or supplement to the Company,
that such amendment or supplement will not include any untrue
statement of a material fact or, when read in conjunction with
the related Final Prospectus and Prospectus Supplement, omit to
state a material fact required to be stated therein or necessary
to make the statements therein not misleading; provided, however,
each such Underwriter makes no representation or warranty as to
whether any such amendment or supplement will include any untrue
statement resulting directly from any Mortgage Pool Error (except
any Corrected Mortgage Pool Error, with respect to any such
amendment or supplement prepared after the receipt by such
Underwriter from the Company of notice of such Corrected Mortgage
Pool Error or materials superseding or correcting such Corrected
Mortgage Pool Error). The Company shall have no obligation to
file such amendment or supplement if the Company determines that
(i) such amendment or supplement contains any untrue statement of
a material fact or, when read in conjunction with the related
Final Prospectus and Prospectus Supplement, omits to state a
material fact required to be stated therein or necessary to make
the statements therein not misleading; it being understood,
however, that the Company shall have no obligation to review or
pass upon the accuracy or adequacy of, or to correct, any such
amendment or supplement provided by any Underwriter to the
Company pursuant to this paragraph (d) or (ii) such filing is not
required under the Act.
10. Termination. This Agreement (with respect to a
particular Certificate Offering) and the related Terms Agreement
shall be subject to termination in the absolute discretion of the
Underwriters, by notice given to the Company prior to delivery of
and payment for the related Offered Certificates, if prior to the
related Closing Date (i) trading in securities generally on the
New York Stock Exchange shall have been suspended or materially
limited, (ii) a general moratorium on commercial banking
- 32 -
<PAGE>
activities in New York shall have been declared by either federal
or New York State authorities, or (iii) there shall have occurred
any outbreak or material escalation of hostilities or other
calamity or crisis the effect of which on the financial markets
of the United States is such as to make it, in the reasonable
judgment of the Underwriters, impracticable to market such
Offered Certificates.
11. Representations and Indemnities to Survive
Delivery. The agreements, representations, warranties,
indemnities and other statements of the Company or its officers
and of the Underwriters set forth in or made pursuant to this
Agreement and the related Terms Agreement will remain in full
force and effect, regardless of any investigation made by or on
behalf of the Underwriters or the Company or any of the officers,
directors or controlling persons referred to in Section 7 hereof,
and will survive delivery of and payment for the related Offered
Certificates. The provisions of Section 7 hereof shall survive
the termination or cancellation of this Agreement and the related
Terms Agreement.
12. Default by One or More of the Underwriters. If any
of the Underwriters shall fail on the Closing Date to purchase
the Offered Certificates which it is obligated to purchase
hereunder and under the applicable Terms Agreement (the
"Defaulted Certificates"), you shall have the right, within 24
hours thereafter, to make arrangements for one or more of the
non-defaulting Underwriters, or any other underwriters, to
purchase all, but not less than all, of the Defaulted
Certificates in such amounts as may be agreed upon and upon the
terms herein set forth and under the applicable Terms Agreement.
If, however, you have not completed such arrangements within such
24-hour period, then:
(a) if the aggregate original Certificate Principal
Balance of Defaulted Certificates does not exceed 10% of
the aggregate original Certificate Principal Balance of the
Offered Certificates to be purchased pursuant to such Terms
Agreement, the non-defaulting Underwriters named in such
Terms Agreement shall be obligated to purchase the full
amount thereof in the proportions that their respective
underwriting obligations thereunder bear to the
underwriting obligations of all non-defaulting
Underwriters; and
(b) if the aggregate original Certificate Principal
Balance of Defaulted Certificates exceeds 10% of the
aggregate original Certificate Principal Balance of the
Offered Certificates to be purchased pursuant to such Terms
Agreement, the applicable Terms Agreement shall terminate
without any liability on the part of any non-defaulting
Underwriter.
- 33 -
<PAGE>
No action taken pursuant to this Section 12 and nothing in
this Agreement shall relieve any defaulting Underwriter from
liability in respect of its default.
In the event of any such default which does not result in a
termination of this Agreement or such applicable Terms Agreement,
either you or the Company shall have the right to postpone the
Closing Date for a period of time not exceeding seven days in
order to effect any required changes in the Registration
Statement or in any other documents or arrangements.
13. Successors. This Agreement and the related Terms
Agreement will inure to the benefit of and be binding upon the
parties hereto and thereto and their respective successors and
the officers, directors and controlling persons referred to in
Section 7 hereof, and their successors and assigns, and no other
person will have any right or obligation hereunder or thereunder.
No purchaser of any Offered Certificate from the Underwriters
shall be deemed a successor or assign by reason of such purchase.
14. APPLICABLE LAW. THIS AGREEMENT AND THE RELATED
TERMS AGREEMENT WILL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE
WITH, THE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS
MADE AND TO BE PERFORMED THEREIN.
15. Miscellaneous. This Agreement, as supplemented by
the related Terms Agreement, supersedes all prior and
contemporaneous agreements and understandings relating to the
subject matter hereof. This Agreement and the related Terms
Agreement or any term of each may not be changed, waived,
discharged or terminated except by an affirmative written
agreement made by the party against whom enforcement of the
change, waiver, discharge or termination is sought. The headings
in this Agreement and the related Terms Agreement are for
purposes of reference only and shall not limit or otherwise
affect the meaning hereof or thereof.
16. Notices. All communications hereunder will be in
writing and effective only on receipt, and, if sent to the
Underwriters, will be delivered to the Underwriters at the
address first above written; or if sent to the Company, will be
delivered to GE Capital Mortgage Services, Inc., Three Executive
Campus, Cherry Hill, New Jersey 08002, Attention: General
Counsel.
- 34 -
<PAGE>
If the foregoing is in accordance with your
understanding of our agreement, please sign and return to the
undersigned a counterpart hereof, whereupon this letter and your
acceptance shall represent a binding agreement between the
Company and the Underwriters.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By:________________________________
Name:
Title:
The foregoing Agreement is hereby confirmed and accepted as of
the date first above written.
PRUDENTIAL SECURITIES INCORPORATED
as Representative of the Underwriters
named in the applicable Terms Agreement
By:___________________________
Name:
Title:
<PAGE>
EXHIBIT A
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MULTI-CLASS PASS-THROUGH CERTIFICATES
SERIES ____-__
TERMS AGREEMENT
(to Underwriting Agreement,
dated September 24, 1996
between the Company and the Underwriters)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus [Date]
Cherry Hill, NJ 08002
Each of Prudential Securities Incorporated [and
] (each an "Underwriter" and collectively the
"Underwriters") agrees, severally and not jointly, subject to the
terms and provisions herein and of the captioned Underwriting
Agreement (the "Underwriting Agreement"), to purchase such
Classes of Series ____-__ Certificates specified opposite its
name in Section 2(a) hereof (the "Offered Certificates"). This
letter supplements and modifies the Underwriting Agreement solely
as it relates to the purchase and sale of the Offered
Certificates described below. The Series ____-__ Certificates are
registered with the Securities and Exchange Commission by means
of an effective Registration Statement (No. 33-___). Capitalized
terms used and not defined herein have the meanings given them in
the Underwriting Agreement.
Section 1. The Mortgage Pool: The Series ____-__
Certificates shall evidence the entire beneficial ownership
interest in a mortgage pool (the "Mortgage Pool") of closed end,
fixed rate, first- or second-lien, home equity mortgage loans
(the "Mortgage Loans") having the characteristics described in
the Prospectus Supplement dated the date hereof.
Section 2. The Certificates: The Offered
Certificates shall be issued as follows:
(a) Classes: The Offered Certificates shall be issued
with the following Class designations, interest rates and
principal balances, subject in the aggregate to the
variance referred to in Section 1(a)[and, as to any
particular Class, to an upward or downward variance of up
to [ ]%]:
A-1
<PAGE>
Principal Interest Class Purchase
Underwriter Class Balance Rate Price Percentage
(b) The Offered Certificates shall have such other
characteristics as described in the related Final
Prospectus.
Section 3. Purchase Price: The Purchase Price for each
Class of the Offered Certificates shall be the Class Purchase
Price Percentage therefor (as set forth in Section 2(a) above) of
the initial Class Certificates Principal Balance thereof plus
accrued interest at the rate of [ ]% per annum from and including
the Cut-off Date up to, but not including, _________ __, ____
(the "Closing Date").
Section 4. Required Ratings: The Offered
Certificates shall have received Required Ratings of at least
[ ] from [ ].
Section 5. Tax Treatment: [One or more elections
will be made to treat the assets of the Trust Fund as a REMIC.]
[The Trust Fund will be treated as a "grantor trust" for federal
income tax purposes.]
[Section 6. Additional Expenses:]*
- --------
* to be inserted if applicable.
A-2
<PAGE>
If the foregoing is in accordance with your
understanding of our agreement, please sign and return to the
undersigned a counterpart hereof, whereupon this letter and your
acceptance shall represent a binding agreement between the
Underwriters and the Company.
Very truly yours,
PRUDENTIAL SECURITIES INCORPORATED
By:_________________________________
Name:
Title:
[name of Underwriter]
By:_________________________________
Name:
Title:
The foregoing Agreement is hereby confirmed and accepted as of
the date first above written.
GE CAPITAL MORTGAGE SERVICES, INC.
By:______________________________
Name:
Title:
A-3
EXECUTION
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MULTI-CLASS PASS-THROUGH CERTIFICATES
SERIES 1997-HE4
TERMS AGREEMENT
---------------
(to Underwriting Agreement,
dated September 24, 1996
between the Company and the Underwriter)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus December 22, 1997
Cherry Hill, NJ 08002
Prudential Securities Incorporated (the "Underwriter")
agrees, subject to the terms and provisions herein and of the
captioned Underwriting Agreement (the "Underwriting Agreement"),
to purchase the Classes of Series 1997-HE4 Certificates specified
in Section 3 hereof (the "Offered Certificates"). This Terms
Agreement supplements and modifies the Underwriting Agreement
solely as it relates to the purchase and sale of the Offered
Certificates described below. The Series 1997-HE4 Certificates
are registered with the Securities and Exchange Commission by
means of an effective Registration Statement (No. 333-24935).
Capitalized terms used and not defined herein have the meanings
given them in the Underwriting Agreement.
Section 1. The Mortgage Pool: The Series 1997-HE4
Certificates shall evidence the entire beneficial ownership
interest in a mortgage pool (the "Mortgage Pool") of closed end,
fixed rate, first- or second-lien, home equity mortgage loans
(the "Mortgage Loans") having the characteristics described in
the Final Prospectus.
Section 2. The Certificates: The Offered Certificates
shall be issued as follows:
(a) Classes: The Offered Certificates shall be issued
with the following Class designations, interest rates and
principal balances subject in the aggregate to a variance
described in the Final Prospectus:
<PAGE>
Principal Interest Class Purchase
Class Balance Rate Price Percentage
- ----- --------- -------- ----------------
Class A1 $56,900,000 6.825% 99.750000
Class A2 20,000,000 6.565 99.750000
Class A3 30,000,000 6.590 99.750000
Class A4 10,000,000 6.765 99.750000
Class A5 13,400,000 6.800 99.750000
Class A6 23,411,000 7.170 99.750000
Class A7 17,063,000 6.735 99.750000
Class M 4,654,000 (1) 99.765625
Class B1 4,189,000 (1) 99.750000
Class B2 1,862,000 (1) 99.765625
Class R1 500 0.0000 (2)
Class R2 500 0.0000 (2)
- -------------------
(1) Interest will accrue on the Class M, Class B1 and Class B2
Certificates during the initial Interest Accrual Period at
Certificate Interest Rates of 7.135%, 7.330% and 7.675% per
annum, respectively, and during each subsequent Interest
Accrual Period at Certificate Interest Rates equal to the
lesser of (i) 7.135%, 7.330% and 7.675% per annum,
respectively, and (ii) the Weighted Average Net Mortgage
Rate of the Mortgage Loans as of the first day of the
related Interest Accrual Period.
(2) The aggregate Purchase Price of the Offered Certificates
will be reduced by an amount in respect of the transfer of
the Class R1 and Class R2 Certificates to Prudential, equal
to approximately $22,000.00.
(b) The Offered Certificates shall have such other
characteristics as described in the Final Prospectus.
Section 3. Purchase Price: The Purchase Price for each
Class of the Offered Certificates shall be the Class Purchase
Price Percentage therefor (as set forth in Section 2(a) above) of
the initial Class Certificate Principal Balance thereof plus
accrued interest at the applicable interest rate per annum of
each such Class from and including December 1, 1997, up to, but
not including, December 30, 1997 (the "Closing Date").
Section 4. Required Ratings: The Class A1, Class A2,
Class A3, Class A4, Class A5, Class A6, Class A7, Class R1 and
Class R2 Certificates shall have received Required Ratings of at
least "Aaa" from Moody's Investors Service ("Moody's") and "AAA"
from Fitch Investors Service, L.P., and the Class M, Class B1 and
Class B2 Certificates shall have received Required Ratings of at
least "Aa2", "A2", and "Baa2", respectively, by Moody's.
Section 5. Tax Treatment: One or more elections will
be made to treat the assets of the Trust Fund as a REMIC (other
than assets excluded from a REMIC as described in the Final
Prospectus).
2
<PAGE>
Section 6: Underwriter-Provided Information: The
Company acknowledges that the information set forth in (i) the
second sentence of the paragraph immediately preceding the table
on the cover page of the Final Prospectus, (ii) the last
paragraph on the cover page of the Final Prospectus, (iii) the
first table under the caption "Plan of Distribution" and the
third sentence immediately thereafter in the Final Prospectus and
(iv) the second table under the caption "Plan of Distribution"
and the first and ninth sentences immediately thereafter in the
Final Prospectus, as such information relates to the Offered
Certificates, constitute the only information furnished in
writing by or on behalf of the Underwriter for inclusion in such
Final Prospectus, and the Underwriter confirms that such
statements are correct.
3
<PAGE>
If the foregoing is in accordance with your
understanding of our agreement, please sign and return to the
undersigned a counterpart hereof, whereupon this letter and your
acceptance shall represent a binding agreement between the
Underwriter and the Company.
Very truly yours,
PRUDENTIAL SECURITIES INCORPORATED
By:________________________________
Name:
Title:
The foregoing Agreement is
hereby confirmed and accepted
as of the date hereof.
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
Execution
________________________________________________________________________
GE CAPITAL MORTGAGE SERVICES, INC.,
Seller and Servicer
and
THE FIRST NATIONAL BANK OF CHICAGO,
Trustee
_____________________________________
POOLING AND SERVICING AGREEMENT
Dated as of December 1, 1997
_____________________________________
Home Equity Loan Pass-Through Certificates,
Series 1997-HE4
________________________________________________________________________
<PAGE>
Section Page
- ------- ----
TABLE OF CONTENTS
-----------------
ARTICLE I
DEFINITIONS
1.01. Definitions.............................................. 1
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
2.01. Conveyance of Mortgage Loans............................. 38
2.02. Acceptance by Trustee.................................... 41
2.03. Representations and Warranties of the Company;
Mortgage Loan Repurchase................................ 43
2.04. Execution of Certificates................................ 49
2.05. The REMICs............................................... 49
2.06. Designations under the REMIC Provisions.................. 51
ARTICLE III
ADMINISTRATION AND SERVICING
OF MORTGAGE LOANS
3.01. Company to Act as Servicer............................... 52
3.02. Collection of Certain Mortgage Loan Payments;
Mortgage Loan Payment Record; Certificate Account....... 57
3.03. [Omitted]................................................ 60
3.04. Permitted Debits to the Mortgage Loan Payment Record..... 61
3.05. [Omitted]................................................ 62
3.06. Maintenance of Hazard Insurance.......................... 62
3.07. Assumption and Modification Agreements................... 63
3.08. Realization Upon Defaulted Mortgage Loans................ 64
3.09. Trustee to Cooperate; Release of Mortgage Files.......... 67
3.10. Servicing Compensation; Payment of Certain Expenses
by the Company.......................................... 68
3.11. Reports to the Trustee; Certificate Account
Statements.............................................. 69
3.12. Annual Statement as to Compliance........................ 69
3.13. Annual Independent Public Accountants' Servicing
Report.................................................. 69
3.14. Access to Certain Documentation and Information
Regarding the Mortgage Loans............................ 70
3.15. Maintenance of Certain Servicing Policies................ 70
3.16. Optional Purchase of Defaulted Mortgage Loans............ 70
i
<PAGE>
Section Page
- ------- ----
ARTICLE IV
PAYMENTS AND STATEMENTS
4.01. Distributions............................................ 71
4.02. Method of Distribution................................... 74
4.03. Allocation of Losses..................................... 75
4.04. Monthly Advances; Purchases of Defaulted Mortgage
Loans................................................... 77
4.05. Statements to Certificateholders......................... 78
4.06. Servicer's Certificate................................... 80
4.07. Reports of Foreclosures and Abandonments of
Mortgaged Property...................................... 80
4.08. Reduction of Servicing Compensation; Simple
Interest Shortfall Payments............................. 81
ARTICLE V
THE CERTIFICATES
5.01. The Certificates......................................... 81
5.02. Registration of Transfer and Exchange of
Certificates............................................ 83
5.03. Mutilated, Destroyed, Lost or Stolen Certificates........ 91
5.04. Persons Deemed Owners.................................... 91
5.05. Access to List of Certificateholders' Names
and Addresses........................................... 91
5.06. Representation of Certain Certificateholders............. 92
ARTICLE VI
THE COMPANY
6.01. Liability of the Company................................. 92
6.02. Merger or Consolidation of, or Assumption of the
Obligations of, the Company............................. 92
6.03. Assignment............................................... 93
6.04. Limitation on Liability of the Company and Others........ 93
6.05. The Company Not to Resign................................ 94
ARTICLE VII
DEFAULT
7.01. Events of Default........................................ 94
7.02. Trustee to Act; Appointment of Successor................. 96
7.03. Notification to Certificateholders....................... 97
ii
<PAGE>
Section Page
- ------- ----
ARTICLE VIII
THE TRUSTEE
8.01. Duties of Trustee........................................ 97
8.02. Certain Matters Affecting the Trustee.................... 99
8.03. Trustee Not Liable for Certificates or Mortgage
Loans...................................................101
8.04. Trustee May Own Certificates.............................101
8.05. The Company to Pay Trustee's Fees and Expenses...........101
8.06. Eligibility Requirements for Trustee.....................102
8.07. Resignation or Removal of Trustee........................102
8.08. Successor Trustee........................................103
8.09. Merger or Consolidation of Trustee.......................104
8.10. Appointment of Co-Trustee or Separate Trustee............104
8.11. Compliance with REMIC Provisions; Tax Returns............105
ARTICLE IX
TERMINATION
9.01. Termination upon Repurchase by the Company or
Liquidation of All Mortgage Loans.......................106
9.02. Additional Termination Requirements......................108
ARTICLE X
MISCELLANEOUS PROVISIONS
10.01. Amendment...............................................108
10.02. Recordation of Agreement................................110
10.03. Limitation on Rights of Certificateholders..............110
10.04. Governing Law...........................................111
10.05. Notices.................................................111
10.06. Notices to the Rating Agencies..........................112
10.07. Severability of Provisions..............................112
10.08. Certificates Nonassessable and Fully Paid...............112
iii
<PAGE>
Exhibits
--------
EXHIBIT A Forms of Certificates
EXHIBIT B [Omitted]
EXHIBIT C Mortgage Loans
EXHIBIT D Form of Servicer's Certificate
EXHIBIT E Form of Transfer Certificate as to
ERISA Matters for Definitive
ERISA-Restricted Certificates
EXHIBIT F Form of Residual Certificate
Transferee Affidavit
EXHIBIT G Form of Residual Certificate
Transferor Letter
EXHIBIT H Additional Servicer Compensation
EXHIBIT I Form of Investment Letter for
Definitive Restricted Certificates
EXHIBIT J Form of Distribution Date
Statement
EXHIBIT K Form of Special Servicing and
Collateral Fund Agreement
EXHIBIT L Form of Lost Note Affidavit and
Agreement
EXHIBIT M Schedule of Streamlined Portfolio
Program Mortgage Loans Without Title
Insurance
EXHIBIT N Schedule of Designated Loans
iv
<PAGE>
THIS POOLING AND SERVICING AGREEMENT, dated as of
December 1, 1997, between GE CAPITAL MORTGAGE SERVICES, INC., a
corporation organized and existing under the laws of the State of
New Jersey, and THE FIRST NATIONAL BANK OF CHICAGO, a national
banking association, as Trustee.
W I T N E S S E T H T H A T :
In consideration of the mutual agreements herein
contained, GE Capital Mortgage Services, Inc. and The First
National Bank of Chicago agree as follows:
ARTICLE I
DEFINITIONS
Section 1.01. Definitions. Whenever used in this
Agreement, the following words and phrases, unless the context
otherwise requires, shall have the following meanings:
Accrued Certificate Interest: As to any Distribution
Date and any Class of Certificates (other than any Class of
Principal Only Certificates), interest accrued during the
related Interest Accrual Period at the applicable
Certificate Interest Rate on the Class Certificate
Principal Balance thereof immediately prior (or, in the
case of the Class S Certificates, on the aggregate Notional
Principal Balance thereof with respect) to such
Distribution Date, calculated on the basis of a 360-day
year consisting of twelve 30-day months. Accrued
Certificate Interest on each Class of Certificates (other
than any Class of Principal Only Certificates) shall be
reduced by such Class's share of the amount of any Net
Interest Shortfall and Interest Losses for such
Distribution Date. Any Net Interest Shortfall and Interest
Losses shall be allocated among the Classes of Certificates
(other than any Class of Principal Only Certificates) in
proportion to the respective amounts of Accrued Certificate
Interest that would have resulted absent such shortfall or
losses.
Agreement: This Pooling and Servicing Agreement and
all amendments hereof and supplements hereto.
Allocable Share: (a) As to any Distribution Date and
amounts distributable pursuant to clauses (i) and (iii) of
the definition of Junior Principal Distribution Amount, and
as to each Class of Junior Certificates, the fraction,
expressed as a percentage, the numerator of which is the
Class Certificate Principal Balance of such Class
<PAGE>
immediately prior to such Distribution Date and the
denominator of which is the aggregate Class Certificate
Principal Balance of the Junior Certificates immediately
prior to such Distribution Date.
(b) As to any Distribution Date and amounts
distributable pursuant to clauses (ii), (iv) and (v) of the
definition of Junior Principal Distribution Amount, and as
to the Class M Certificates and each Class of Class B
Certificates for which the related Prepayment Distribution
Trigger has been satisfied on such Distribution Date, the
fraction, expressed as a percentage, the numerator of which
is the Class Certificate Principal Balance of such Class
and the denominator of which is the aggregate Class
Certificate Principal Balance of all such Classes as to
which the related Prepayment Distribution Trigger has been
satisfied. As to any Distribution Date and each Class of
Class B Certificates for which the related Prepayment
Distribution Trigger has not been satisfied on such
Distribution Date, 0%.
Amortization Payment: As to any REO Mortgage Loan and
any month, the payment of principal and accrued interest
due in such month in accordance with the terms of the
related Mortgage Note as contemplated by Section 3.08(b).
Amount Held for Future Distribution: As to each
Distribution Date, the total of all amounts credited to the
Mortgage Loan Payment Record as of the preceding
Determination Date on account of (i) Principal Prepayments,
Insurance Proceeds and Liquidation Proceeds received
subsequent to the preceding Prepayment Period applicable to
such receipts, (ii) monthly payments of interest due on a
Self-Amortizing Mortgage Loan subsequent to the Due Date in
the Collection Period relating to such Distribution Date,
and (iii) any payments of principal, other than such
payments described in clause (i) above, received subsequent
to the immediately preceding Collection Period.
Anniversary Determination Date: The Determination Date
occurring in January of each year that the Certificates are
outstanding, commencing in January 1999.
Assumed Monthly Payment Reduction: As of any
Anniversary Determination Date and as to any Non-Primary
Residence Loan remaining in the Mortgage Pool whose
original principal balance was 80% or greater of the
Original Value thereof, the excess of (i) the Monthly
Payment thereof calculated on the assumption that the
Mortgage Rate thereon was equal to the weighted average (by
principal balance) of
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the Net Mortgage Rates of all Outstanding Mortgage Loans
(the "Weighted Average Rate") as of such Anniversary
Determination Date over (ii) the Monthly Payment thereof
calculated on the assumption that the Net Mortgage Rate
thereon was equal to the Weighted Average Rate less 1.25%
per annum.
Available Funds: As to each Distribution Date, an
amount equal to the sum of (i) all amounts credited to the
Mortgage Loan Payment Record pursuant to Section 3.02 as of
the preceding Determination Date, (ii) any Monthly Advance,
Compensating Interest Payment and Simple Interest Shortfall
Payment for such Distribution Date, (iii) the Purchase
Price of any Defective Mortgage Loans and Defaulted
Mortgage Loans deposited in the Certificate Account on the
Business Day preceding such Distribution Date (including
any amounts deposited in the Certificate Account in
connection with any substitution of a Mortgage Loan as
specified in Section 2.03(b)), and (iv) the purchase price
of any defaulted Mortgage Loan purchased under an agreement
entered into pursuant to Section 3.08(e) as of the end of
the preceding Prepayment Period, less the sum of (x) the
Amount Held for Future Distribution, (y) the amount of any
Unanticipated Recovery credited to the Mortgage Loan
Payment in respect of such Mortgage Pool pursuant to clause
(vi) of Section 3.02 and (z) amounts permitted to be
debited from the Mortgage Loan Payment Record pursuant to
clauses (i) through (vii) of Section 3.04. For purposes of
calculating Available Funds on any Distribution Date the
Nonrecoverable Advance Reimbursement for such date shall be
allocated first in reduction of amounts attributable to
interest, and second in reduction of amounts attributable
to principal.
Available Interest Funds: As to each Distribution
Date, the portion of Available Funds attributable to
interest.
Available Principal Funds: As to each Distribution
Date, the portion of Available Funds attributable to
principal.
Balloon Mortgage Loan: A Mortgage Loan which by its
terms provides for a principal payment at its stated
maturity (as specified in the Mortgage Loan Schedule) that
is substantially larger than the principal component of
monthly payments required to be made by the Mortgagor
pursuant to the terms of the related Mortgage Note on
earlier Due Dates.
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Bankruptcy Coverage Termination Date: The Distribution
Date upon which the Bankruptcy Loss Amount has been reduced
to zero or a negative number (or the Cross-Over Date, if
earlier).
Bankruptcy Loss Amount: As of any Determination Date
prior to the first Anniversary Determination Date, the
Bankruptcy Loss Amount shall equal $50,000, as reduced by
the aggregate amount of Deficient Valuations since the
Cutoff Date. As of any Determination Date after the first
Anniversary Determination Date, other than an Anniversary
Determination Date, the Bankruptcy Loss Amount shall equal
the Bankruptcy Loss Amount on the immediately preceding
Anniversary Determination Date as reduced by the aggregate
amount of Deficient Valuations since such preceding
Anniversary Determination Date. As of any Anniversary
Determination Date, the Bankruptcy Loss Amount shall equal
the lesser of (x) the Bankruptcy Loss Amount as of the
preceding Anniversary Determination Date as reduced by any
Deficient Valuations for the preceding Distribution Date,
and (y) the Fitch Formula Amount for such Anniversary
Determination Date.
The Bankruptcy Loss Amount may be further reduced by
the Company (including accelerating the manner in which
such coverage is reduced) provided that prior to any such
reduction, the Company shall obtain written confirmation
from each Rating Agency that such reduction shall not
adversely affect the then-current rating assigned to the
related Classes of Certificates by such Rating Agency and
shall provide a copy of such written confirmation to the
Trustee.
BIF: The Bank Insurance Fund of the FDIC, or its
successor in interest.
Book-Entry Certificate: Any Certificate registered in
the name of the Depository or its nominee, ownership of
which is reflected on the books of the Depository or on the
books of a person maintaining an account with such
Depository (directly or as an indirect participant in
accordance with the rules of such Depository). As of the
Closing Date, each Class of Certificates, other than the
Class B3, Class B4, Class B5, Class R1, Class R2 and Class
S Certificates, constitutes a Class of Book-Entry
Certificates.
Book-Entry Nominee: As defined in Section 5.02(b).
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<PAGE>
Business Day: Any day other than a Saturday or a
Sunday, or a day on which banking institutions in New York
City or the city in which the Corporate Trust Office is
located are authorized or obligated by law or executive
order to be closed.
Buydown Funds: Funds contributed by the Mortgagor or
another source in order to reduce the interest payments
required from the Mortgagor for a specified period in
specified amounts.
Buydown Mortgage Loan: Any Mortgage Loan as to which
the Mortgagor pays less than the full monthly payment
specified in the Mortgage Note during the Buydown Period
and the difference between the amount paid by the Mortgagor
and the amount specified in the Mortgage Note is paid from
the related Buydown Funds.
Buydown Period: The period during which Buydown Funds
are required to be applied to the related Buydown Mortgage
Loan.
Certificate: Any one of the certificates signed and
countersigned by the Trustee in substantially the forms
attached hereto as Exhibit A.
Certificate Account: The trust account or accounts
created and maintained with the Trustee pursuant to Section
3.02 and which must be an Eligible Account.
Certificate Interest Rate: With respect to any Class
of Certificates other than any Class of Principal Only
Certificates and the Class M, Class B and Class S
Certificates and any Distribution Date, the fixed per annum
rate specified in Section 5.01(b).
With respect to the Class S Certificates and any
Distribution Date, the Strip Rate for such Distribution
Date.
With respect to the Class B3, Class B4 and Class B5
Certificates and any Distribution Date, the Weighted
Average Net Mortgage Rate.
With respect to the Class M, Class B1 and Class B2
Certificates and the first Distribution Date, 7.135%,
7.330% and 7.675% per annum, respectively; and for each
subsequent Distribution Date, the lesser of (x) the
Weighted Average Net Mortgage Rate for such Distribution
Date and (y) 7.135%, 7.330% and 7.675% per annum,
respectively.
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<PAGE>
The Principal Only Certificates are issued without a
Certificate Interest Rate.
Certificate Owner: With respect to any Book-Entry
Certificate, the person who is the beneficial owner thereof.
Certificate Principal Balance: As to any Certificate
other than a Notional Certificate, and as of any
Distribution Date, the Initial Certificate Principal
Balance of such Certificate less the sum of (i) all amounts
distributed with respect to such Certificate in reduction
of the Certificate Principal Balance thereof on previous
Distribution Dates pursuant to Section 4.01, (ii) any
Realized Losses allocated to such Certificate on previous
Distribution Dates pursuant to Section 4.03(b) and (c), and
(iii) in the case of a Subordinate Certificate, such
Certificate's Percentage Interest of the Subordinate
Certificate Writedown Amount allocated to such Certificate
on previous Distribution Dates. The Notional Certificates
are issued without Certificate Principal Balances.
Certificate Register and Certificate Registrar: The
register maintained and the registrar appointed pursuant to
Section 5.02.
Certificateholder or Holder: The person in whose name
a Certificate is registered in the Certificate Register,
except that, solely for the purposes of giving any consent
pursuant to this Agreement, a Certificate of any Class to
the extent that the Company or any affiliate is the
Certificate Owner or Holder thereof (except to the extent
the Company or any affiliate thereof shall be the
Certificate Owner or Holder of all Certificates of such
Class), shall be deemed not to be outstanding and the
Percentage Interest (or Voting Rights) evidenced thereby
shall not be taken into account in determining whether the
requisite amount of Percentage Interests (or Voting Rights)
necessary to effect any such consent has been obtained;
provided, however, that in determining whether the Trustee
shall be protected in relying on such consent only the
Certificates that the Trustee knows to be so held shall be
so disregarded.
Class: All Certificates bearing the same class
designation or any Lower Tier Interest.
Class A7 Certificate Percentage: As to any
Distribution Date, the percentage (carried to six places
rounded up) obtained by dividing the Class Certificate
Balance of the Class A7 Certificates immediately preceding
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<PAGE>
such Distribution Date by an amount equal to the aggregate
Certificate Principal Balance of the Senior Certificates
immediately preceding such Distribution Date.
Class A7 Distribution Percentage: For any Distribution
Date occurring during the periods set forth below, as
follows:
(i) for the Distribution Date occurring in
January 1998 to and including the Distribution Date in
December 2000, 0%;
(ii) for the Distribution Date occurring in
January 2001 to and including the Distribution Date in
December 2002, 45%;
(iii) for the Distribution Date occurring in
January 2003 to and including the Distribution Date in
December 2003, 80%;
(iv) for the Distribution Date occurring in
January 2004 to and including the Distribution Date in
December 2004, 100%; and
(v) for the Distribution Date occurring in
January 2005 and any Distribution Date thereafter,
300%.
Notwithstanding the foregoing, on any Distribution Date
following the Senior Transition Date, the Class A7
Distribution Percentage will be equal to 100%.
Class A7 Principal Distribution Amount: As to any
Distribution Date an amount equal to the lesser of (x) the
product of (a) the Senior Principal Distribution Amount for
such Distribution Date, (b) the Class A7 Distribution
Percentage for such Distribution Date and (c) the Class A7
Certificate Percentage for such Distribution Date and (y)
the Senior Principal Distribution Amount with respect to
such Distribution Date; provided, however, that with
respect to any Distribution Date on or after the Senior
Transition Date, the Class A7 Principal Distribution Amount
will equal the Senior Principal Distribution Amount (less,
on the Senior Transition Date, amounts applied in reduction
of the Certificate Principal Balance of the Class A1, Class
A2, Class A3, Class A4, Class A5 and Class A6 Certificates
to zero on such date).
Class B Certificate: Any Class B1, Class B2, Class B3,
Class B4 or Class B5 Certificate.
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<PAGE>
Class Certificate Principal Balance: As to any Class
of Certificates, other than any Class of Notional
Certificates, and any date of determination, the aggregate
of the Certificate Principal Balances of all Certificates
of such Class. The Class Certificate Principal Balance of
each such Class of Certificates as of the Closing Date is
specified in Section 5.01(b).
Class Interest Shortfall: As to any Distribution Date
and any Class of Certificates (other than any Class of
Principal Only Certificates), any amount by which the
amount distributed to Holders of such Class of Certificates
on such Distribution Date is less than the Accrued
Certificate Interest thereon for such Distribution Date
(including the applicable Simple Interest Shortfall
Percentage of any Unpaid Net Simple Interest Shortfall).
Closing Date: December 30, 1997.
Code: The Internal Revenue Code of 1986, as it may be
amended from time to time, any successor statutes thereto,
and applicable U.S. Department of the Treasury temporary or
final regulations promulgated thereunder.
Collection Period: As to any Distribution Date, the
calendar month next preceding the month in which such
Distribution Date occurs.
Company: GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the
State of New Jersey, or its successor in interest or, if
any successor servicer is appointed as herein provided,
then such successor servicer.
Compensating Interest Payment: With respect to any
Distribution Date, an amount equal to the aggregate of the
Interest Shortfalls described in clauses (a) and (b) of the
definition thereof with respect to such Distribution Date;
provided, however, that such amount shall not exceed the
lesser of (i) an amount equal to the product of (x) the
aggregate Principal Balance of the Mortgage Loans with
respect to such Distribution Date and (y) one-twelfth of
0.125%, and (ii) the aggregate of the Servicing Fees that
the Company would be entitled to retain on such
Distribution Date (less any portion thereof paid as
servicing compensation to any Primary Servicer) without
giving effect to any Compensating Interest Payment or
Simple Interest Shortfall Payment.
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<PAGE>
Confirmatory Mortgage Note: With respect to any
Mortgage Loan, a note or other evidence of indebtedness
executed by the Mortgagor confirming its obligation under
the note or other evidence of indebtedness previously
executed by the Mortgagor upon the origination of the
related Mortgage Loan.
Corporate Trust Office: The principal office of the
Trustee at which at any particular time its corporate trust
business shall be administered, which office at the date of
the execution of this instrument is located at One First
National Plaza, Suite 0126, Chicago, Illinois 60670-0126,
Attention: Corporate Trust Services; except that for
purposes of Section 5.02, such term shall mean the office
or agency of the Trustee in the Borough of Manhattan, the
City of New York, which office at the date hereof is
located at 14 Wall Street, Eighth Floor, New York, New York
10005.
Corresponding Class: With respect to any Class of
Lower Tier Interests, the Class or Classes of Certificates,
and with respect to any Class of Certificates, the Class or
Classes of Lower Tier Interests, appearing opposite such
Class of Lower Tier Interests or Certificates in the table
included in Section 2.05(a).
Cross-Over Date: The first Distribution Date on which
the aggregate Class Certificate Principal Balance of the
Junior Certificates has been reduced to zero (giving effect
to all distributions on such Distribution Date).
Cut-off Date: December 1, 1997.
Defaulted Mortgage Loan: With respect to any
Determination Date, a Mortgage Loan as to which the related
Mortgagor has failed to make unexcused payment in full of a
total of three or more consecutive installments of
principal and interest, and as to which such delinquent
installments have not been paid, as of the close of
business on the last Business Day of the month next
preceding the month of such Determination Date.
Defective Mortgage Loan: Any Mortgage Loan which is
required to be purchased by the Company (or which the
Company may replace with a substitute Mortgage Loan)
pursuant to Section 2.02 or 2.03(a).
Deficient Valuation: As to any Mortgage Loan and any
Determination Date, the excess of (a) the then outstanding
indebtedness under such Mortgage Loan over (b) the valuation
by a court of competent jurisdiction of the related
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<PAGE>
Mortgaged Property as a result of a proceeding initiated by
or against the related Mortgagor under the Bankruptcy Code,
as amended from time to time (11 U.S.C.), pursuant to which
such Mortgagor retained such Mortgaged Property.
Definitive Certificate: Any Certificate, other than a
Book-Entry Certificate, issued in definitive, fully
registered form.
Definitive Restricted Junior Certificate: Any
Restricted Junior Certificate that is in the form of a
Definitive Certificate.
Deposit Date: As to any Distribution Date, the
Business Day next preceding such Distribution Date.
Depository: The initial Depository shall be The
Depository Trust Company, the nominee of which is CEDE &
Co. The Depository shall at all times be a "clearing
corporation" as defined in Section 8-102(3) of the Uniform
Commercial Code of the State of New York, as amended, or
any successor provisions thereto.
Depository Participant: A broker, dealer, bank or
other financial institution or other Person for which, from
time to time, the Depository effects book-entry transfers
and pledges of securities deposited with such Depository.
Designated Loan Closing Documents: With respect to any
Designated Loan, a Lost Note Affidavit substantially in the
form of Exhibit L, and an assignment of the related
Mortgage to the Trustee in recordable form (except for the
omission therein of recording information concerning such
Mortgage).
Designated Loans: The Mortgage Loans identified on
Exhibit N hereto.
Determination Date: With respect to any Distribution
Date, the fifth Business Day prior thereto.
Disqualified Organization: Any of the following: (i)
the United States, any State or political subdivision
thereof, or any agency or instrumentality of any of the
foregoing (including but not limited to state pension
organizations); (ii) a foreign government, International
Organization or any agency or instrumentality of either of
the foregoing; (iii) an organization (except certain
farmers' cooperatives described in Code section 521) which
is exempt from tax imposed by Chapter 1 of the Code
(including the tax imposed by section 511 of the Code on
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<PAGE>
unrelated business taxable income); and (iv) a rural
electric and telephone cooperative described in Code
section 1381(a)(2)(C). The terms "United States," "State"
and "International Organization" shall have the meanings
set forth in Code section 7701 or successor provisions. A
corporation will not be treated as an instrumentality of
the United States or of any State or political subdivision
thereof for these purposes if all of its activities are
subject to tax and a majority of its board of directors is
not selected by such governmental unit.
Distribution Date: The 25th day of each calendar month
after the month of initial issuance of the Certificates,
or, if such 25th day is not a Business Day, the next
succeeding Business Day.
Distribution Date Statement: The statement referred to
in Section 4.05(a).
Document File: As defined in Section 2.01.
Due Date: With respect to any Mortgage Loan, the date
during any Collection Period on which a Monthly Payment or
balloon payment is first due.
Early Installment: As to each Distribution Date and
any Self-Amortizing Mortgage Loan, any Monthly Payment due
on such Mortgage Loan subsequent to the Due Date in the
Collection Period relating to such Distribution Date and
both (x) received during such Collection Period and (y)
designated by the related Mortgagor as an advance Monthly
Payment.
Eligible Account: An account that is either (i)
maintained with a depository institution the debt
obligations of which have been rated by each Rating Agency
in one of its two highest long-term rating categories and
has been assigned by Moody's its highest short-term rating,
(ii) an account or accounts the deposits in which are fully
insured by either the BIF or the SAIF, (iii) an account or
accounts, in a depository institution in which such
accounts are insured by the BIF or the SAIF (to the limits
established by the FDIC), the uninsured deposits in which
accounts are either invested in Permitted Investments or
are otherwise secured to the extent required by the Rating
Agencies such that, as evidenced by an Opinion of Counsel
delivered to the Trustee, the Certificateholders have a
claim with respect to the funds in such account or a
perfected first security interest against any collateral
(which shall be limited to Permitted Investments) securing
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<PAGE>
such funds that is superior to claims of any other
depositors or creditors of the depository institution with
which such account is maintained, (iv) a trust account
maintained with the corporate trust department of a federal
or state chartered depository institution or of a trust
company with trust powers and acting in its fiduciary
capacity for the benefit of the Trustee hereunder or (v)
such account as will not cause either Rating Agency to
downgrade or withdraw its then-current rating assigned to
the Certificates, as evidenced in writing by the Rating
Agencies.
ERISA: The Employee Retirement Income Security Act of
1974, as amended.
ERISA-Restricted Certificate: Any Class M, Class B or
Class S Certificate.
Event of Default: An event described in Section 7.01.
Excess Bankruptcy Loss: Any Deficient Valuation or
portion thereof (i) occurring after the Bankruptcy Coverage
Termination Date or (ii) if on such date, in excess of the
then-applicable Bankruptcy Loss Amount.
Excess Fraud Loss: Any Fraud Loss, or portion thereof,
(i) occurring after the Fraud Coverage Termination Date or
(ii) if on such date, in excess of the then-applicable
Fraud Loss Amount.
Excess Loss: Any Excess Bankruptcy Loss, Excess Fraud
Loss or Excess Special Hazard Loss.
Excess Special Hazard Loss: Any Special Hazard Loss,
or portion thereof, (i) occurring after the Special Hazard
Termination Date or (ii) if on such date, in excess of the
then-applicable Special Hazard Loss Amount.
FDIC: The Federal Deposit Insurance Corporation, or
its successor in interest.
FEMA: The Federal Emergency Management Agency, or its
successor in interest.
FHLMC: The Federal Home Loan Mortgage Corporation or
its successor in interest.
Financial Intermediary: A broker, dealer, bank or
other financial institution or other Person that clears
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<PAGE>
through or maintains a custodial relationship with a
Depository Participant.
Fitch: Fitch IBCA, Inc. and its successors.
Fitch Formula Amount: As to each Anniversary
Determination Date, the greater of (i) $50,000 and (ii) the
product of (x) the greatest Assumed Monthly Payment
Reduction for any Non-Primary Residence Loan whose original
principal balance was 80% or greater of the Original Value
thereof, (y) the weighted average remaining term to
maturity (expressed in months) of all the Non-Primary
Residence Loans remaining in the Mortgage Pool as of such
Anniversary Determination Date, and (z) the sum of (A) one
plus (B) the number of all remaining Non-Primary Residence
Loans divided by the total number of Outstanding Mortgage
Loans as of such Anniversary Determination Date.
FNMA: The Federal National Mortgage Association or its
successor in interest.
Fraud Coverage Termination Date: The Distribution Date
upon which the related Fraud Loss Amount has been reduced
to zero or a negative number (or the Cross-Over Date, if
earlier).
Fraud Loss: Any Realized Loss attributable to fraud in
the origination of the related Mortgage Loan.
Fraud Loss Amount: As of any Distribution Date after
the Cut-off Date, (x) prior to the first anniversary of the
Cut-off Date, an amount equal to $3,722,689 minus the
aggregate amount of Fraud Losses that would have been
allocated to the Junior Certificates in accordance with
Section 4.03 in the absence of the Loss Allocation
Limitation since the Cut-off Date, and (y) from the first
through the fourth anniversary of the Cut-off Date, an
amount equal to (1) the lesser of (a) the Fraud Loss Amount
as of the most recent anniversary of the Cut-off Date and
(b) 1.00% of the aggregate outstanding principal balance of
all of the Mortgage Loans as of the most recent anniversary
of the Cut-off Date minus (2) the Fraud Losses that would
have been allocated to the Junior Certificates in
accordance with Section 4.03 in the absence of the Loss
Allocation Limitation since the most recent anniversary of
the Cut-off Date. After the fourth anniversary of the
Cut-off Date the Fraud Loss Amount shall be zero.
GECC: General Electric Capital Corporation and its
successors in interest.
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Initial Certificate Principal Balance: With respect to
any Certificate, other than a Notional Certificate, the
Certificate Principal Balance of such Certificate or any
predecessor Certificate on the Closing Date.
Insurance Proceeds: Proceeds paid by any insurer
pursuant to any insurance policy covering a Mortgage Loan.
Insured Expenses: Expenses covered by any insurance
policy or policies applicable to the Mortgage Loans.
Interest Accrual Period: With respect to any
Distribution Date and any Class of Certificates (other than
any Class of Principal Only Certificates), the one-month
period ending on the last day of the month preceding the
month in which such Distribution Date occurs.
Interest Losses: The interest portion of (i) on or
prior to the Cross-Over Date, any Excess Losses and (ii)
after the Cross-Over Date, any Realized Losses.
Interest Shortfall: With respect to any Distribution
Date and each Mortgage Loan that during the related
Prepayment Period was the subject of a Voluntary Principal
Prepayment or constitutes a Relief Act Mortgage Loan, an
amount determined as follows:
(a) As to any Self-Amortizing Mortgage Loan as to
which a partial principal prepayment is received
during the related Collection Period, one month's
interest at the applicable Net Mortgage Rate on the
amount of such prepayment;
(b) As to any Self-Amortizing Mortgage Loan as to
which a principal prepayment in full is received on or
after the sixteenth day of the month preceding the
month of such Distribution Date (or, in the case of
the first Distribution Date, on or after the Cut-off
Date) but on or before the last day of the month
preceding the month of such Distribution Date, the
difference between (i) one month's interest at the
applicable Net Mortgage Rate on the Principal Balance
of such Mortgage Loan immediately prior to such
prepayment and (ii) the amount of interest for the
calendar month of such pre-payment (adjusted to the
applicable Net Mortgage Rate) received at the time of
such prepayment;
(c) As to any Self-Amortizing Mortgage Loan as to
which a principal prepayment in full is received by
the Company (or of which the Company receives notice,
in
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<PAGE>
the case of a Mortgage Loan serviced by a Primary
Servicer) on or after the first day but on or before
the fifteenth day of the month of such Distribution
Date, none; and
(d) Relief Act Mortgage Loans: As to any Self-
Amortizing Mortgage Loan that becomes a Relief Act
Mortgage Loan, the excess of (i) 30 days' interest
(or, in the case of a Principal Prepayment in full,
interest to the date of prepayment) on the Principal
Balance thereof (or, in the case of a Principal
Prepayment in part, on the amount so prepaid) at the
related Net Mortgage Rate over (ii) 30 days' interest
(or, in the case of a Principal Prepayment in full,
interest to the date of prepayment) on such Principal
Balance (or, in the case of a Principal Prepayment in
part, on the amount so prepaid) at the Net Mortgage
Rate required to be paid by the Mortgagor as limited
by application of the Relief Act. As to any Simple
Interest Mortgage Loan that becomes a Relief Act
Mortgage Loan, the excess of (i) the amount of any
payment that would have been allocated to interest on
the basis of the related Net Mortgage Rate over (ii)
the amount of such payment allocated to interest on
the basis of the Net Mortgage Rate required to be paid
by the Mortgagor as limited by the application of the
Relief Act, in each case calculated in accordance with
the Simple Interest Method.
Junior Certificate: Any Class M or Class B
Certificate.
Junior Percentage: As to any Distribution Date, the
excess of 100% over the Senior Percentage for such
Distribution Date.
Junior Prepayment Percentage: As to any Distribution
Date, the excess of 100% over the Senior Prepayment
Percentage for such Distribution Date, except that (i)
after the aggregate Certificate Principal Balance of the
Senior Certificates has been reduced to zero, the Junior
Prepayment Percentage shall be 100%, and (ii) after the
Cross-Over Date, the Junior Prepayment Percentage shall be
zero.
Junior Principal Distribution Amount: As to any
Distribution Date, an amount equal to the sum of the
following (but in no event greater than the aggregate
Certificate Principal Balance of the Junior Certificates
immediately prior to such Distribution Date):
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(i) the Junior Percentage of all payments of
principal received on the Mortgage Loans during
the related Collection Period, other than
payments of principal described in clauses (ii)
through (v) below;
(ii) the Junior Prepayment Percentage of all principal
prepayments in part (other than the principal portion
of Early Installments) received with respect to
Self-Amortizing Mortgage Loans during the related
Prepayment Period, together with the Junior Prepayment
Percentage of the Principal Balance of each Mortgage
Loan which was the subject of a Voluntary Principal
Prepayment in full during the related Prepayment
Period;
(iii) the Junior Prepayment Percentage of the sum of (A) all
Net Liquidation Proceeds allocable to principal
received during the related Prepayment Period (other
than in respect of Mortgage Loans described in clause
(B)) and (B) the principal balance of each Mortgage
Loan that was purchased by an insurer from the Trustee
during the related Prepayment Period pursuant to any
related insurance policy;
(the Junior Prepayment Percentage of the Principal
Balance of each Mortgage Loan which was purchased on
such Distribution Date pursuant to Section 2.02,
2.03(a) or 3.16; and
(v) the Junior Prepayment Percentage of the
Substitution Amount for any Mortgage Loan
substituted during the month of such Distribution
Date,
minus the product of the Junior Percentage for such
Distribution Date and the amount, if any, by which the
Available Funds for such Distribution date has been reduced
pursuant to clause second of the last sentence of the
definition of Available Funds.
For purposes of clause (ii) above, a Voluntary Principal
Prepayment in full with respect to a Mortgage Loan serviced
by a Primary Servicer shall be deemed to have been received
when the Company, as servicer, receives notice thereof.
Latest Possible Maturity Date: November 30, 2029.
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Liquidated Mortgage Loan: Any defaulted Mortgage Loan
as to which the Company has determined that all amounts
which it expects to recover from or on account of such
Mortgage Loan have been recovered, including any Mortgage
Loan with respect to which the Company determines not to
foreclose upon the related Mortgaged Property based on its
belief that such Mortgaged Property may be contaminated
with or affected by hazardous or toxic wastes, materials or
substances.
Liquidation Expenses: Expenses which are incurred by
the Company in connection with the liquidation of any
defaulted Mortgage Loan and not recovered by the Company,
such expenses including, without limitation, legal fees and
expenses, and, regardless of when incurred, any
unreimbursed amount expended by the Company pursuant to
Section 3.06 respecting the related Mortgage Loan and any
related and unreimbursed Property Protection Expenses.
Liquidation Proceeds: Cash (other than Insurance
Proceeds) received in connection with the liquidation of
any defaulted Mortgage Loan whether through judicial
foreclosure or otherwise.
Loan Conditions: In order to be a Permitted Senior
Lien as referred to in Section 3.01, any refinancing of an
existing first mortgage loan ("Refinanced Loan") must
satisfy the following:
(i) the Second Lien Combined Loan-to-Value Ratio
of the Principal Balance of the Refinanced Loan and
the principal balance of the related Mortgage Loan at
the time of origination of the Refinanced Loan may be
no higher than the Second Lien Combined Loan-to-Value
Ratio of the Principal Balance of the first lien
mortgage loan in place as of the Cut-off Date and the
Principal Balance of the Mortgage Loan as of the
Cutoff Date; and the Principal Balance of the
Refinanced Loan at the time of origination thereof may
be no higher than the Principal Balance of the first
lien mortgage loan in place as of the Cut-off Date;
(ii) the Mortgagor's principal and interest
payment obligation under the Refinanced Loan does not
result in a higher debt-to-income ratio than such
ratio at the time of origination of such Mortgagor's
Mortgage Loan;
(iii) the documentation evidencing the Company's
agreement to the placing of the Permitted Senior Lien
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must be acceptable in form and substance to the
servicer; and
(iv) any Refinanced Loan (other than a Refinanced
Loan that matures after the maturity date of the
related Mortgage Loan) may not by its terms provide
for a principal payment at maturity that is
substantially larger (a balloon payment) than the
amount of each monthly installment of principal due on
other Due Dates.
For purposes of determining the Second Lien Combined
Loan-to-Value ratio referred to in (i), the appraisal
obtained in connection with the origination of the Mortgage
Loan will be used unless the age of such appraisal is more
than six months, in which case a new appraisal must be
obtained.
Loss Allocation Limitation: As defined in Section
4.03(g).
Lower Tier Balance: As to each Class of Lower Tier
Interests and any Distribution Date, the initial Lower Tier
Balance thereof set forth or specified in Section 2.05(a)
less the sum of (i) the aggregate amount of principal
allocable thereto on previous Distribution Dates pursuant
to Section 2.05(c) and (ii) any Realized Losses or
Subordinate Certificate Writedown Amount allocated thereto
on previous Distribution Dates.
Lower Tier Interest: Any one of the Classes of regular
interests in the Lower Tier REMIC described as such in
Section 2.05(a).
Lower Tier Interest Rate: As to each Lower Tier
Interest, the applicable "Lower Tier Interest Rate," if any,
set forth in Section 2.05(a) hereof.
Lower Tier REMIC: One of the two separate REMICs
comprising the Trust Fund, the assets of which consist of
the assets and rights specified in clauses (i) through (ix)
of the definition of the term Trust Fund.
Monthly Advance: With respect to any Distribution
Date, the aggregate of the advances required to be made by
the Company pursuant to Section 4.04(a) (or by the Trustee
pursuant to Section 4.04(b)) on such Distribution Date, the
amount of any such Monthly Advance being equal to (a) the
aggregate of the amount of interest due on each Mortgage
Loan on the related Due Date (without giving effect to any
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change in Due Date made at the option of the related
Mortgagor) occurring in the preceding Collection Period,
net of the related Servicing Fee, to the extent that all or
a portion of the scheduled payment due in such Collection
Period was not received by the end of such Collection
Period (or, in the case of an REO Mortgage Loan, the amount
of interest that would have been due on the related Due
Date for such Mortgage Loan had it remained outstanding,
net of any related REO Proceeds received during such
Collection Period), less (b) the amount of any such
payments which the Company or the Trustee, as applicable,
in its reasonable judgment believes will not be ultimately
recoverable by it either out of late payments by the
Mortgagor, Net Liquidation Proceeds, Insurance Proceeds,
REO Proceeds or otherwise. With respect to any Mortgage
Loan, the portion of any such advance or advances made with
respect thereto.
Monthly Payment: The scheduled monthly payment on a
Mortgage Loan for any month allocable to principal or
interest on such Mortgage Loan.
Moody's: Moody's Investors Service and its successors.
Mortgage: The mortgage or deed of trust creating a
first or second lien on a fee simple interest in real
property securing a Mortgage Note.
Mortgage File: The mortgage documents listed in
Section 2.01 pertaining to a particular Mortgage Loan and
any additional documents required to be added to such
documents pursuant to this Agreement.
Mortgage Loan Payment Record: The record maintained by
the Company pursuant to Section 3.02(b).
Mortgage Loan Schedule: As of any date of
determination, the schedule of Mortgage Loans included in
the Trust Fund. The initial schedule of Mortgage Loans as
of the Cut-off Date is attached hereto as Exhibit C.
Mortgage Loans: As of any date of determination, each
of the mortgage loans identified on the Mortgage Loan
Schedule (as amended pursuant to Section 2.03(b)) delivered
and assigned to the Trustee pursuant to Section 2.01 or
2.03(b), and not theretofore released from the Trust Fund
by the Trustee.
Mortgage Note: With respect to any Mortgage Loan, the
note or other evidence of indebtedness (which may consist of
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a Confirmatory Mortgage Note) evidencing the indebtedness
of a Mortgagor under such Mortgage Loan.
Mortgage Pool: The aggregate of the Mortgage Loans
identified in the Mortgage Loan Schedule.
Mortgage Rate: The per annum rate of interest borne by
a Mortgage Loan as set forth in the related Mortgage Note.
Mortgaged Property: The property securing the Mortgage
Note.
Mortgagor: With respect to any Mortgage Loan, each
obligor on the related Mortgage Note.
Net Interest Shortfall: With respect to any
Distribution Date, the excess, if any, of the aggregate
Interest Shortfalls for such Distribution Date over any
Compensating Interest Payment for such date.
Net Liquidation Proceeds: As to any Liquidated
Mortgage Loan, the sum of (i) any Liquidation Proceeds
therefor less the related Liquidation Expenses, and (ii)
any Insurance Proceeds therefor, other than any such
Insurance Proceeds applied to the restoration of the
related Mortgaged Property.
Net Mortgage Rate: With respect to any Mortgage Loan,
the related Mortgage Rate less the applicable Servicing Fee
Rate.
Net Simple Interest Excess: As to any Distribution
Date, (a) the excess, if any, of the aggregate amount of
interest received on the Simple Interest Mortgage Loans
during the related Collection Period, calculated in
accordance with the Simple Interest Method, net of the
related Servicing Fees, over (b) one month's interest at
the weighted average (by Principal Balance) of the Net
Mortgage Rates of the Simple Interest Mortgage Loans as of
the first day of the related Interest Accrual Period, on
the aggregate Principal Balance of such Simple Interest
Mortgage Loans for such Distribution Date, carried to six
decimal places, rounded down, and calculated on the basis
of a 360-day year consisting of twelve 30-day months. For
purposes of the foregoing, the amount of interest received
in respect of the Simple Interest Mortgage Loans in any
Collection Period shall be deemed (a) to include any
Monthly Advances made by the Company for such Collection
Period in respect of such Simple Interest Mortgage Loans,
and (b) to be reduced by any reimbursements of Monthly
Advances previously made by the
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Company in respect of such Simple Interest Mortgage Loans
(or any related REO Mortgage Loans or Liquidated Mortgage
Loans) for such Collection Period pursuant to Section
3.04(v) or (vii).
Net Simple Interest Shortfall: As to any Distribution
Date, the excess, if any, of (a) one month's interest at
the weighted average (by Principal Balance) of the Net
Mortgage Rates of the Simple Interest Mortgage Loans as of
the first day of the related Interest Accrual Period, on
the aggregate Principal Balance of such Simple Interest
Mortgage Loans for such Distribution Date, carried to six
decimal places, rounded down, and calculated on the basis
of a 360-day year consisting of twelve 30-day months, over
(b) the aggregate amount of interest received on the Simple
Interest Mortgage Loans during the related Collection
Period, calculated in accordance with the Simple Interest
Method, net of the related Servicing Fees. For purposes of
the foregoing, the amount of interest received in respect
of the Simple Interest Mortgage Loans in any Collection
Period shall be deemed (a) to include any Monthly Advances
made by the Company for such Collection Period in respect
of such Simple Interest Mortgage Loans, and (b) to be
reduced by any reimbursements of Monthly Advances
previously made by the Company in respect of such Simple
Interest Mortgage Loans (or any related REO Mortgage Loans
or Liquidated Mortgage Loans) for such Collection Period
pursuant to Section 3.04(v) or (vii).
Non-Book-Entry Certificate: Any Certificate other than
a Book-Entry Certificate.
Non-Credit Loss: Any Fraud Loss, Special Hazard Loss
or Deficient Valuation.
Non-permitted Foreign Holder: As defined in Section
5.02(b).
Non-Primary Residence Loan: Any Mortgage Loan secured
by a Mortgaged Property that is (on the basis of
representations made by the Mortgagors at origination) a
second home or investor-owned property.
Nonrecoverable Advance: All or any portion of any
Monthly Advance or Monthly Advances previously made by the
Company (or the Trustee) which, in the reasonable judgment
of the Company (or, as applicable, the Trustee) will not be
ultimately recoverable from related Liquidation Proceeds,
Insurance Proceeds or otherwise. The determination by the
Company that it has made a Nonrecoverable Advance or that
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any advance, if made, would constitute a Nonrecoverable
Advance, shall be evidenced by an Officer's Certificate of
the Company delivered to the Trustee and detailing the
reasons for such determination.
Nonrecoverable Advance Reimbursement: As to each
Distribution Date, the amount, if any, by which the
Mortgage Loan Payment Record has been debited pursuant to
clause (vii) of Section 3.04 after the second preceding
Determination Date and on or prior to the immediately
preceding Determination Date.
Non-U.S. Person: As defined in Section 4.02(c).
Notional Certificate: Any Class S Certificate.
Notional Principal Balance: As to any Distribution
Date and the Class S Certificates, the aggregate Principal
Balance of the Outstanding Mortgage Loans as of the end of
the calendar month immediately preceding the related
Collection Period, as reduced by the amount of any
Voluntary Principal Prepayment in full received on or prior
to the fifteenth day of such Collection Period. As to any
Distribution Date and any Class S Certificate, such
Certificate's Percentage Interest of the aggregate Notional
Principal Balance of the Class S Certificates for such
Distribution Date.
Officer's Certificate: A certificate signed by the
President, a Senior Vice President or a Vice President of
the Company and delivered to the Trustee.
Opinion of Counsel: A written opinion of counsel, who
may be counsel for the Company; provided, however, that any
Opinion of Counsel with respect to the interpretation or
application of the REMIC Provisions or the status of an
account as an Eligible Account shall be the opinion of
independent counsel satisfactory to the Trustee.
Original Subordinate Principal Balance: As set forth
in the definition of Senior Prepayment Percentage.
Original Value: The value of the property underlying a
Mortgage Loan based, in the case of the purchase of the
underlying Mortgaged Property, on the lower of an appraisal
satisfactory to the Company or the sales price of such
property or, in the case of a refinancing, on an appraisal
satisfactory to the Company.
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Outstanding Mortgage Loan: With respect to any date of
determination, a Mortgage Loan which, prior to such date,
was not the subject of a Principal Prepayment in full, did
not become a Liquidated Mortgage Loan and was not purchased
pursuant to Section 2.02, 2.03(a) or 3.16 or replaced
pursuant to Section 2.03(b).
Pay-out Rate: With respect to any Class of
Certificates (other than any Class of Principal Only
Certificates) and any Distribution Date, the rate at which
interest is distributed on such Class on such Distribution
Date and which is equal to a fraction (expressed as an
annualized percentage) the numerator of which is the
Accrued Certificate Interest for such Class and
Distribution Date, and the denominator of which is the
Class Certificate Principal Balance (or, in the case of the
Notional Certificates, the Notional Principal Balance) of
such Class immediately prior to such Distribution Date.
Percentage Interest: With respect to any Certificate,
the percentage interest in the undivided beneficial
ownership interest in the Trust Fund evidenced by
Certificates of the same Class as such Certificate. With
respect to any Certificate, the Percentage Interest
evidenced thereby shall equal the Initial Certificate
Principal Balance (or, in the case of a Notional
Certificate, the initial Notional Principal Balance)
thereof divided by the aggregate Initial Certificate
Principal Balance (or, in the case of a Notional
Certificate, the aggregate initial Notional Principal
Balance) of all Certificates of the same Class.
Permitted Investments: One or more of the following;
provided, however, that no such Permitted Investment may
mature later than the Business Day preceding the
Distribution Date after such investment except as otherwise
provided in Section 3.02(e) hereof, provided, further, that
such investments qualify as "cash flow investments" as
defined in section 860G(a)(6) of the Code:
(i) obligations of, or guaranteed as to timely
receipt of principal and interest by, the United
States or any agency or instrumentality thereof when
such obligations are backed by the full faith and
credit of the United States;
(ii) repurchase agreements on obligations
specified in clause (i) provided that the unsecured
obligations of the party agreeing to repurchase such
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obligations are at the time rated by each Rating Agency
in the highest long-term rating category;
(iii) federal funds, certificates of deposit, time
deposits and banker's acceptances, of any U.S.
depository institution or trust company incorporated
under the laws of the United States or any state
provided that the debt obligations of such depository
institution or trust company at the date of
acquisition thereof have been rated by each Rating
Agency in the highest long-term rating category;
(iv) commercial paper of any corporation
incorporated under the laws of the United States or
any state thereof which on the date of acquisition has
the highest short term rating of each Rating Agency;
(v) money market or common trust funds rated by
each Rating Agency in its highest short-term rating
category; and
(vi) other obligations or securities that are
acceptable to each Rating Agency as a Permitted
Investment hereunder and will not, as evidenced in
writing, result in a reduction or withdrawal in the
then current rating of the Certificates.
Notwithstanding the foregoing, Permitted Investments shall
not include "stripped securities" and investments which
contractually may return less than the purchase price
therefor.
Permitted Senior Lien: As defined in Section 3.01.
Person: Any legal person, including any individual,
corporation, partnership, limited liability company, joint
venture, association, joint-stock company, trust,
unincorporated organization or government or any agency or
political subdivision thereof.
Plan: Any Person which is an employee benefit plan
subject to ERISA or a plan subject to section 4975 of the
Code.
Pool Principal Balance: With respect to any
Distribution Date, the aggregate Principal Balance of all
the Mortgage Loans that were Outstanding Mortgage Loans as
of the related Collection Period (or, in the case of the
first Distribution Date, the Cut-off Date; or, if so
specified, such other date).
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Prepayment Assumption: The assumed fixed schedule of
prepayments on a pool of new mortgage loans with such
schedule given as a monthly sequence of prepayment rates,
expressed as annualized percent values. These values start
at 2.00% per annum in the first month, and increase by an
additional 2.00% per annum in each month thereafter until
the tenth month. At such time, the rate remains constant at
20% per annum each month for the balance of the remaining
term.
Prepayment Distribution Trigger: As of any
Distribution Date and as to each Class of Class B
Certificates, the related Prepayment Distribution Trigger
is satisfied if (x) the fraction, expressed as a
percentage, the numerator of which is the aggregate Class
Certificate Principal Balance of such Class and each Class
subordinate thereto, if any, on such Distribution Date, and
the denominator of which is the Pool Principal Balance for
such Distribution Date, equals or exceeds (y) such
percentage calculated as of the Closing Date.
Prepayment Interest Excess: As to any Voluntary
Principal Prepayment in full received from the first day
through the fifteenth day of any calendar month (other than
the calendar month in which the Cut-off Date occurs) on any
Self-Amortizing Mortgage Loan, all amounts paid in respect
of interest on such Principal Prepayment. For purposes of
determining the amount of Prepayment Interest Excess for
any month, a Voluntary Principal Prepayment in full with
respect to a Self-Amortizing Mortgage Loan serviced by a
Primary Servicer shall be deemed to have been received when
the Company, as servicer, receives notice thereof. All
Prepayment Interest Excess shall be retained by the
Company, as servicer, as additional servicing compensation.
Prepayment Period: With respect to any Distribution
Date and any Voluntary Principal Prepayment in part or
other Principal Prepayment other than a Voluntary Principal
Prepayment in full, the calendar month preceding the month
of such Distribution Date; with respect to any Distribution
Date and any Voluntary Principal Prepayment in full, the
period beginning on the sixteenth day of the calendar month
preceding the month of such Distribution Date (or, in the
case of the first Distribution Date, beginning on the
Cutoff Date) and ending on the fifteenth day of the month
in which such Distribution Date occurs.
Prepayment Premium: As to any Mortgage Loan in respect
of which a Principal Prepayment is received, any premium
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paid by the related Mortgagor in connection with such
Principal Prepayment.
Primary Servicer: Any servicer with which the Company
has entered into a servicing agreement, as described in
Section 3.01(e).
Principal Balance: As to any Self-Amortizing Mortgage
Loan and Distribution Date, the unpaid principal balance of
such Mortgage Loan as specified in the amortization
schedule at the time relating thereto as of the month
preceding the month of such Distribution Date (or, in the
case of the first Distribution Date, as of the Cut-off
Date), before giving effect to any scheduled payments of
principal due during such month and after giving effect to
any principal prepayments in part received prior to such
month and any principal prepayments in full received
through and including the 15th day of such month. As to any
Simple Interest Mortgage Loan and Distribution Date, the
unpaid principal balance thereof as of the calendar month
preceding the month of such Distribution Date, before
giving effect to any regularly scheduled payment due during
such month and after giving effect to any principal
prepayments in part received prior to such month and any
principal prepayments in full received through and
including the 15th day of such month. As to any Mortgage
Loan and the Cut-off Date, the "unpaid balance" thereof
specified in the initial Mortgage Loan Schedule.
Principal Only Certificate: Any Class R1 or Class R2
Certificate.
Principal Prepayment: Any payment or other recovery of
principal on a Mortgage Loan (including, for this purpose,
any refinancing permitted by Section 3.01 and any REO
Proceeds treated as such pursuant to Section 3.08(b), but
not including any Early Installment) which is received in
advance of its scheduled Due Date and is not accompanied by
an amount of interest representing scheduled interest for
any month subsequent to the month of prepayment.
Private Placement Memorandum: The private placement
memorandum relating to the Restricted Junior Certificates
dated December 22, 1997.
Prohibited Transaction Exemption: The U.S. Department
of Labor Prohibited Transaction Exemption 90-32 (55 Fed.
Reg. 23147, June 6, 1990).
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Property Protection Expenses: With respect to any
Mortgage Loan, expenses paid or incurred by or for the
account of the Company in accordance with the related
Mortgage for (a) real estate property taxes and property
repair, replacement, protection and preservation expenses
(b) similar expenses reasonably paid or incurred to
preserve or protect the value of such Mortgage to the
extent the Company is not reimbursed therefor pursuant to
any primary mortgage insurance policy, if any, or any other
insurance policy with respect thereto, and (c) any amount
required to satisfy or keep current a mortgage loan not
included in the Trust Fund secured by a lien that is prior
to the lien securing a Mortgage Loan.
Purchase Price: With respect to any Mortgage Loan
required or permitted to be purchased hereunder from the
Trust Fund, an amount equal to 100% of the unpaid principal
balance thereof plus interest thereon at the applicable
Mortgage Rate from the date to which interest was last paid
to the first day of the month in which such purchase price
is to be distributed; provided, however, that if the
Company is the servicer hereunder, such purchase price
shall be net of unreimbursed Monthly Advances with respect
to such Mortgage Loan and the interest component of the
Purchase Price may be computed on the basis of the Net
Mortgage Rate for such Mortgage Loan.
QIB: A "qualified institutional buyer" as defined in
Rule 144A under the Securities Act of 1933, as amended.
Rating Agency: Any statistical credit rating agency,
or its successor, that rated any of the Certificates at the
request of the Company at the time of the initial issuance
of the Certificates. If such agency or a successor is no
longer in existence, "Rating Agency" shall be such
statistical credit rating agency, or other comparable
Person, designated by the Company, notice of which
designation shall be given to the Trustee. References
herein to the two highest long-term rating categories of a
Rating Agency shall mean such ratings without any
modifiers. As of the date of the initial issuance of the
Certificates, the Rating Agencies are Fitch and Moody's;
except that for purposes of the Class M, Class B1, Class
B2, Class B3 and Class B4 Certificates, Moody's shall be
the sole Rating Agency.
Realized Loss: Any (i) Deficient Valuation or (ii) as
to any Liquidated Mortgage Loan, (x) the unpaid principal
balance of such Liquidated Mortgage Loan plus accrued and
unpaid interest thereon at the Net Mortgage Rate through the
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last day of the month of such liquidation less (y) the
related Net Liquidation Proceeds.
Record Date: The last Business Day of the month
immediately preceding the month of the related Distribution
Date.
Relief Act: The Soldiers' and Sailors' Civil Relief
Act of 1940, as amended.
Relief Act Mortgage Loan: Any Mortgage Loan as to
which the Monthly Payment thereof has been reduced due to
the application of the Relief Act.
REMIC: A "real estate mortgage investment conduit"
within the meaning of section 860D of the Code.
REMIC Provisions: Provisions of the federal income tax
law relating to real estate mortgage investment conduits,
which appear at sections 860A through 860G of Part IV of
Subchapter M of Chapter 1 of the Code, and related
provisions, and U.S. Department of the Treasury temporary
or final regulations promulgated thereunder, as the
foregoing may be in effect from time to time, as well as
provisions of applicable state laws.
REO Mortgage Loan: Any Mortgage Loan which is not a
Liquidated Mortgage Loan and as to which the related
Mortgaged Property is held as part of the Trust Fund.
REO Proceeds: Proceeds, net of any related expenses of
the Company, received in respect of any REO Mortgage Loan
(including, without limitation, proceeds from the rental of
the related Mortgaged Property).
Residual Certificate: Any Class R1 or Class R2
Certificate.
Responsible Officer: When used with respect to the
Trustee, any officer or assistant officer assigned to and
working in the Corporate Trust Office of the Trustee and,
also, with respect to a particular matter, any other
officer to whom such matter is referred because of such
officer's knowledge of and familiarity with the particular
subject.
Restricted Certificate: Any Restricted Junior
Certificate or Class S Certificate.
Restricted Junior Certificate: Any Class B3, Class B4
or Class B5 Certificate.
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SAIF: The Savings Association Insurance Fund of the
FDIC, or its successor in interest.
Second Lien Combined Loan-to-Value Ratio: As to any
Second Mortgage Loan, the ratio, expressed as a percentage,
that the sum of the original principal balance of such
Second Mortgage Loan and the then current principal balance
of the related first priority mortgage bears to the
appraised value of the related Mortgaged Property at the
time such Second Mortgage Loan was originated (or if the
proceeds of such Second Mortgage Loan are used to refinance
an existing mortgage loan, an appraisal that is less than
six months old).
Second Mortgage Loan: Any Mortgage Loan secured by a
second lien on the related Mortgage Property.
Self-Amortizing Mortgage Loan: Any Mortgage Loan other
than a Simple Interest Mortgage Loan.
Senior Certificate: Any Class A1, Class A2, Class A3,
Class A4, Class A5, Class A6, Class A7, Class R1 or Class R2
Certificate.
Senior Certificate Principal Balance: As of any
Distribution Date, an amount equal to the sum of the
Certificate Principal Balances of the Senior Certificates.
Senior Percentage: As to any Distribution Date, the
lesser of (i) 100% and (ii) the percentage (carried to six
places rounded up) obtained by dividing the Senior
Certificate Principal Balance immediately prior to such
Distribution Date by an amount equal to the sum of the
Certificate Principal Balances of all the Certificates
immediately prior to such Distribution Date.
Senior Prepayment Percentage: For any Distribution
Date occurring prior to the fifth anniversary of the first
Distribution Date, 100%. For any Distribution Date
occurring on or after the fifth anniversary of the first
Distribution Date, an amount as follows:
(i) for any Distribution Date subsequent to December
2002 to and including the Distribution Date in
December 2003, the Senior Percentage for such
Distribution Date plus 70% of the Junior
Percentage for such Distribution Date;
(for any Distribution Date subsequent to December
2003 to and including the Distribution Date in
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December 2004, the Senior Percentage for such
Distribution Date plus 60% of the Junior Percentage
for such Distribution Date;
(ii) for any Distribution Date subsequent to December 2004
to and including the Distribution Date in December
2005, the Senior Percentage for such Distribution Date
plus 40% of the Junior Percentage for such
Distribution Date;
(iii) for any Distribution Date subsequent to December 2005
to and including the Distribution Date in December
2006, the Senior Percentage for such Distribution Date
plus 20% of the Junior Percentage for such
Distribution Date; and
(v) for any Distribution Date thereafter, the Senior
Percentage for such Distribution Date.
Notwithstanding the foregoing, no reduction of the Senior
Prepayment Percentage below the level in effect for the
most recent prior period as set forth in clauses (i)
through (iv) above shall be effective on any Distribution
Date unless if, as of the last day of the month preceding
such Distribution Date, (i) the aggregate Principal Balance
of Mortgage Loans delinquent 60 days or more (including for
this purpose any Mortgage Loans in foreclosure and REO
Mortgage Loans) as a percentage of the aggregate Class
Certificate Principal Balance of the Junior Certificates as
of such date, does not exceed 50%, and (ii) cumulative
Realized Losses with respect to the Mortgage Loans do not
exceed (a) 30% of the aggregate Class Certificate Principal
Balance of the Junior Certificates as of the Closing Date
(the "Original Subordinate Principal Balance") if such
Distribution Date occurs between and including January 2003
and December 2003, (b) 35% of the Original Subordinate
Principal Balance if such Distribution Date occurs between
and including January 2004 and December 2004, (c) 40% of
the Original Subordinate Principal Balance if such
Distribution Date occurs between and including January 2005
and December 2005, (d) 45% of the Original Subordinate
Principal Balance if such Distribution Date occurs between
and including January 2006 and December 2006 and (e) 50% of
the Original Subordinate Principal Balance if such
Distribution Date occurs during or after January 2007.
Senior Principal Distribution Amount: As to any
Distribution Date, an amount equal to the sum of:
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(i) the Senior Percentage of all payments of
principal received on the Mortgage Loans during
the related Collection Period, other than
payments of principal described in clauses (ii)
through (v);
(ii) the Senior Prepayment Percentage of all principal
prepayments in part (other than Early Installments)
received with respect to Self-Amortizing Mortgage
Loans during the related Prepayment Period, together
with the Senior Prepayment Percentage of the Principal
Balance of each Mortgage Loan which was the subject of
a Voluntary Principal Prepayment in full during the
related Prepayment Period;
(iii) the Senior Prepayment Percentage of the sum of (A) all
Net Liquidation Proceeds allocable to principal
received in respect of each such Liquidated Mortgage
Loan (other than Mortgage Loans described in clause
(B)) and (B) the principal balance of each such
Mortgage Loan purchased by an insurer from the Trustee
pursuant to any related insurance policy, in each case
during the related Prepayment Period;
(iv) the Senior Prepayment Percentage of the Principal
Balance of each Mortgage Loan which was purchased on
such Distribution Date pursuant to Section 2.02,
2.03(a) or 3.16; and
(v) the Senior Prepayment Percentage of the
Substitution Amount for any Mortgage Loan
substituted during the month of such Distribution
Date,
minus the product of the Senior Percentage for such
Distribution Date and the amount, if any, by which
Available Funds for such Distribution Date has been reduced
pursuant to clause second of the last sentence of the
definition of Available Funds.
For purposes of clause (ii) above, a Voluntary Principal
Prepayment in full with respect to a Mortgage Loan serviced
by a Primary Servicer shall be deemed to have been received
when the Company, as servicer, receives notice thereof.
Senior Transition Date: The Distribution Date on which
the Class Certificate Balance of each Class of Senior
Certificates (other than the Class A7 Certificates) is
reduced to zero.
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Servicer's Certificate: A certificate, completed by
and executed on behalf of the Company by a Servicing
Officer in accordance with Section 4.06, substantially in
the form of Exhibit D hereto or in such other form as the
Company and the Trustee shall agree.
Servicing Fee: As to any Mortgage Loan and
Distribution Date, an amount equal to the product of (i)
the Principal Balance of such Mortgage Loan for the related
Distribution Date and (ii) the Servicing Fee Rate for such
Mortgage Loan.
Servicing Fee Rate: As to any Mortgage Loan, 0.50% per
annum.
Servicing Officer: Any officer of the Company involved
in, or responsible for, the administration and servicing of
the Mortgage Loans whose name appears on a list of
servicing officers attached to an Officer's Certificate
furnished to the Trustee by the Company, as such list may
from time to time be amended.
Simple Interest Excess Amount: As to any Distribution
Date, an amount (not less than zero) equal to the aggregate
of any Net Simple Interest Excess paid to the Company for
prior Distribution Dates, less the aggregate of any Simple
Interest Shortfall Payments made by the Company for prior
Distribution Dates.
Simple Interest Method: The method of allocating a
payment to principal and interest, pursuant to which the
portion of such payment that is allocated to interest is
equal to the product of the fixed rate of interest
multiplied by the unpaid principal balance multiplied by
the period of time elapsed since the preceding payment of
interest was made and divided by either 360 or 365, as
specified in the related Mortgage Note, and the remainder
of such payment is allocated to principal.
Simple Interest Mortgage Loan: Any Mortgage Loan under
which the portion of a payment allocable to interest and
the portion of such payment allocable to principal is
determined in accordance with the Simple Interest Method.
Simple Interest Shortfall Payment: With respect to any
Distribution Date, an amount equal to any Net Simple
Interest Shortfall for such Distribution Date; provided,
however, that such amount shall not exceed the sum of (i)
the Simple Interest Excess Amount for such Distribution
Date and (ii) the aggregate of the Servicing Fees that the
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Company would be entitled to retain on such Distribution
Date with respect to the Mortgage Loans (less any portion
thereof paid as servicing compensation to any Primary
Servicer) without giving effect to any Simple Interest
Shortfall Payment, but after giving effect to any
Compensating Interest Payment.
Simple Interest Shortfall Percentage: As to each Class
of Certificates and any Distribution Date, the fraction,
expressed as a percentage carried to six decimal places,
the numerator of which is the amount of Accrued Certificate
Interest for such Class for such Distribution Date and the
denominator of which is the aggregate amount of Accrued
Certificate Interest for all Classes of Certificates for
such Distribution Date.
Single Certificate: A Certificate with an Initial
Certificate Principal Balance, or Notional Principal
Balance, of $1,000, or, in the case of a Class of
Certificates issued with an initial Class Certificate
Principal Balance or Notional Principal Balance of less
than $1,000, such lesser amount.
Special Hazard Loss: (i) A Realized Loss suffered by a
Mortgaged Property on account of direct physical loss,
exclusive of (a) any loss covered by a hazard policy or a
flood insurance policy required to be maintained in respect
of such Mortgaged Property under Section 3.06 and (b) any
loss caused by or resulting from:
(1) normal wear and tear;
(2) conversion or other dishonest act on the part of
the Trustee, the Company or any of their agents or
employees; or
(3) errors in design, faulty workmanship or faulty
materials, unless the collapse of the property or
a part thereof ensues;
or (ii) any Realized Loss suffered by the Trust Fund
arising from or related to the presence or suspected
presence of hazardous wastes or hazardous substances on a
Mortgaged Property unless such loss to a Mortgaged Property
is covered by a hazard policy or a flood insurance policy
required to be maintained in respect of such Mortgaged
Property under Section 3.06.
Special Hazard Loss Amount: As of any Distribution
Date, an amount equal to $1,861,345 minus the sum of (i) the
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aggregate amount of Special Hazard Losses that would have
been allocated to the Junior Certificates in accordance
with Section 4.03 in the absence of the Loss Allocation
Limitation and (ii) the Adjustment Amount (as defined
below) as most recently calculated. On each anniversary of
the Cut-off Date, the "Adjustment Amount" shall be equal to
the amount, if any, by which the amount calculated in
accordance with the preceding sentence (without giving
effect to the deduction of the Adjustment Amount for such
anniversary) exceeds the lesser of (x) the greater of (A)
the product of the Special Hazard Percentage for such
anniversary multiplied by the outstanding principal balance
of all the Mortgage Loans on the Distribution Date
immediately preceding such anniversary and (B) twice the
outstanding principal balance of the Mortgage Loan which
has the largest outstanding principal balance on the
Distribution Date immediately preceding such anniversary,
and (y) an amount calculated by the Company and approved by
each Rating Agency, which amount shall not be less than
$500,000.
Special Hazard Percentage: As of each anniversary of
the Cut-off Date, the greater of (i) 1.00% and (ii) the
largest percentage obtained by dividing (x) the aggregate
outstanding principal balance (as of the immediately
preceding Distribution Date) of the Mortgage Loans secured
by Mortgaged Properties located in a single, five-digit zip
code area in the State of California by (y) the outstanding
principal balance of all the Mortgage Loans as of the
immediately preceding Distribution Date.
Special Hazard Termination Date: The Distribution Date
upon which the Special Hazard Loss Amount has been reduced
to zero or a negative number (or the Cross-Over Date, if
earlier).
Startup Day: As defined in Section 2.06(c).
Strip Rate: With respect to the Class S Certificates
and any Distribution Date, a variable rate per annum equal
to the excess of (x) the Weighted Average Net Mortgage Rate
over (y) the weighted average (by Certificate Principal
Balance) of the Certificate Interest Rates of the
Certificates (other than the Class S Certificates) for such
Distribution Date.
Subordinate Certificates: As to any date of
determination, first, the Class B5 Certificates until the
Class Certificate Principal Balance thereof has been
reduced to zero; second, the Class B4 Certificates until
the Class Certificate Principal Balance thereof has been
reduced to
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zero; third, the Class B3 Certificates until the Class
Certificate Principal Balance thereof has been reduced to
zero; fourth, the Class B2 Certificates until the Class
Certificate Principal Balance thereof has been reduced to
zero; fifth, the Class B1 Certificates until the Class
Certificate Principal Balance thereof has been reduced to
zero; and sixth, the Class M Certificates until the Class
Certificate Principal Balance thereof has been reduced to
zero.
Subordinate Certificate Writedown Amount: As to any
Distribution Date, the amount by which (i) the sum of the
Class Certificate Principal Balances of all the
Certificates (after giving effect to the distribution of
principal and the application of Realized Losses in
reduction of the Certificate Principal Balances of the
related Certificates on such Distribution Date) exceeds
(ii) the Pool Principal Balance on the first day of the
month of such Distribution Date.
Substitution Amount: With respect to any Mortgage Loan
substituted pursuant to Section 2.03(b), the excess of (x)
the Principal Balance of the Mortgage Loan that is
substituted for, over (y) the Principal Balance of the
related substitute Mortgage Loan, each balance being
determined as of the date of substitution.
Trigger Event: Any one or more of the following: (i)
if the Company is not a wholly-owned direct or indirect
subsidiary of General Electric Company or its successors in
interest, or if GECC shall not own (directly or indirectly)
at least two-thirds of the voting shares of the capital
stock of the Company, (ii) if the long-term senior
unsecured rating of GECC is downgraded or withdrawn by
Fitch or Moody's below their two highest rating categories
or such rating is withdrawn, (iii) if GECC is no longer
obligated pursuant to the terms of the support agreement,
dated as of October 1, 1990, between GECC and the Company,
to maintain the Company's net worth or liquidity (as such
terms are defined therein) at the levels specified therein,
or if such support agreement, including any amendment
thereto, has been breached, terminated or otherwise held to
be unenforceable and (iv) if such support agreement,
including any amendment thereto, is amended or modified.
Trust Fund: The corpus of the trust created by this
Agreement evidenced by the Certificates and consisting of:
(i) the Mortgage Loans;
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(ii) all payments on or collections in respect of
such Mortgage Loans, except as otherwise described in
the first paragraph of Section 2.01;
(iii) the obligation of the Company to deposit in
the Certificate Account the amounts required by
Sections 3.02(d), 3.02(e) and 4.04(a), and the
obligation of the Trustee to deposit in the
Certificate Account any amount required pursuant to
Section 4.04(b);
(iv) the obligation of the Company to purchase or
replace any Defective Mortgage Loan pursuant to Section
2.02 or 2.03;
(v) all property acquired by foreclosure or deed
in lieu of foreclosure with respect to any REO Mortgage
Loan;
(vi) the proceeds of any primary mortgage
insurance policies, if any, and the hazard insurance
policies required by Section 3.06, in each case, in
respect of the Mortgage Loans;
(vii) the Certificate Account established pursuant
to Section 3.02(d); and
(viii) any collateral funds established to secure
the obligations of the Holder of the Class B4 and
Class B5 Certificates, respectively, under any
agreements entered into between such holder and the
Company pursuant to Section 3.08(e).
Trustee: The institution executing this Agreement as
Trustee, or its successor in interest, or if any successor
trustee is appointed as herein provided, then such
successor trustee so appointed.
Unanticipated Recovery: As defined in Section 4.01(f)
herein.
Uninsured Cause: Any cause of damage to property
subject to a Mortgage such that the complete restoration of
the property is not fully reimbursable by the hazard
insurance policies required to be maintained pursuant to
Section 3.06.
Unpaid Class Interest Shortfall: As to any
Distribution Date and any Class of Certificates (other than
any Class of Principal Only Certificates), the amount, if
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any, by which the aggregate of the Class Interest
Shortfalls for such Class for prior Distribution Dates is
in excess of the aggregate amounts distributed on prior
Distribution Dates to Holders of such Class of Certificates
pursuant to Section 4.01(a)(ii), in the case of the Senior
Certificates (other than any Class of Principal Only
Certificates), and the Class S Certificates, Section
4.01(a)(iv), in the case of the Class M Certificates,
Section 4.01(a)(vi), in the case of the Class B1
Certificates, Section 4.01(a)(viii), in the case of the
Class B2 Certificates, Section 4.01(a)(x), in the case of
the Class B3 Certificates, Section 4.01(a)(xii), in the
case of the Class B4 Certificates, and Section
4.01(a)(xiv), in the case of the Class B5 Certificates.
Unpaid Net Simple Interest Shortfall: As to any
Distribution Date, the excess, if any, of the Net Simple
Interest Shortfall for such Distribution Date over the
Simple Interest Shortfall Payment for such Distribution
Date.
Upper Tier REMIC: One of the two separate REMICs
comprising the Trust Fund, the assets of which consist of
the Lower Tier Interests.
Voluntary Principal Prepayment: With respect to any
Distribution Date, any prepayment in full of principal
received from the related Mortgagor on any Mortgage Loan,
and any Principal Prepayment in part received from the
related Mortgagor on a Self-Amortizing Mortgage Loan.
Voting Rights: The portion of the voting rights of all
the Certificates that is allocated to any Certificate for
purposes of the voting provisions of Section 10.01. At all
times during the term of this Agreement, 94% of all Voting
Rights shall be allocated to the Certificates other than
the Class S Certificates and 6% of all Voting Rights shall
be allocated to the Class S Certificates. Voting Rights
allocated to the Class S Certificates shall be allocated
among the Certificates of such Class in proportion to their
Notional Principal Balances. Voting Rights allocated to the
other Classes of Certificates shall be allocated among such
Classes (and among the Certificates within each such Class)
in proportion to their Class Certificate Principal Balances
(or Certificate Principal Balances), as the case may be.
Weighted Average Net Mortgage Rate: As to any
Distribution Date, a variable rate per annum equal to the
weighted average (by Principal Balance) carried to six
decimal places, rounded down, of the Net Mortgage Rates of
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the Outstanding Mortgage Loans as of the first day of the
related Collection Period (or the Cut-off Date, in the case
of the first Distribution Date); provided, however, that
such calculation shall not include any Mortgage Loan that
was the subject of a Voluntary Principal Prepayment in full
received by the Company (or of which the Company received
notice, in the case of a Mortgage Loan serviced by a
Primary Servicer) on or after the first day but on or
before the 15th day of the month that constitutes such
Collection Period.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans. The
Company, concurrently with the execution and delivery of this
Agreement, does hereby transfer, assign, set-over and otherwise
convey to the Trustee without recourse (except as provided
herein) all the right, title and interest of the Company in and
to the Mortgage Loans, including all interest and principal
received by the Company on or with respect to the Mortgage Loans
on and after the Cut-off Date.
In connection with such transfer and assignment, the
Company does hereby deliver to the Trustee the following
documents or instruments with respect to each Mortgage Loan
(other than any Designated Loan) so transferred and assigned:
(i) The Mortgage Note, endorsed without recourse in
blank by the Company, including all intervening
endorsements showing a complete chain of endorsement from
the originator to the Company; provided, however, that if
such Mortgage Note is a Confirmatory Mortgage Note, such
Confirmatory Mortgage Note may be payable directly to the
Company or may show a complete chain of endorsement from
the named payee to the Company;
(ii) Any assumption and modification agreement; and
(iii) An assignment in recordable form (which may be
included in a blanket assignment or assignments) of the
Mortgage to the Trustee.
In instances where a completed assignment of the
Mortgage in recordable form cannot be delivered by the Company to
the Trustee prior to or concurrently with the execution and
delivery of this Agreement, due to a delay in connection with
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recording of the Mortgage, the Company may, in lieu of delivering
the completed assignment in recordable form, deliver to the
Trustee the assignment in such form, otherwise complete except
for recording information.
With respect to each Designated Loan, the Company does
hereby deliver to the Trustee the Designated Loan Closing
Documents.
In connection with each Mortgage Loan transferred and
assigned to the Trustee, the Company shall deliver to the Trustee
the following documents or instruments as promptly as
practicable, but in any event within 30 days, after receipt by
the Company of all such documents and instruments for all of the
outstanding Mortgage Loans:
(i) the Mortgage with evidence of recording indicated
thereon;
(ii) other than as to any Mortgage Loan identified on
Exhibit M hereto, a copy of the title insurance policy; and
(iii) with respect to any Mortgage that has been
assigned to the Company, the related recorded intervening
assignment or assignments of Mortgage, showing a complete chain
of assignment from the originator to the Company.
Pending such delivery, the Company shall retain in its files (a)
copies of the documents described in clauses (i) and (iii) of the
preceding sentence, without evidence of recording thereon, and
(b) title insurance binders with respect to the Mortgage Loans.
The Company shall also retain in its files evidence of primary
mortgage insurance, if any, relating to the Mortgage Loans during
the period when the related insurance is in force. Such evidence
shall consist, for each Mortgage Loan, of a certificate of
private mortgage insurance relating to such Mortgage Loan or an
electronic screen print setting forth the information contained
in such certificate of private mortgage insurance, including,
without limitation, information relating to the name of the
mortgage insurance carrier, the certificate number, the loan
amount, the property address, the effective date of coverage, the
amount of coverage and the expiration date of the policy. (The
copies of the Mortgage, intervening assignments of Mortgage, if
any, title insurance binder and any primary mortgage insurance
policy, if any, described in the two preceding sentences are
collectively referred to herein as the "Document File" with
respect to each Mortgage Loan.) The Company shall advise the
Trustee in writing if such delivery to the Trustee shall not have
occurred on or before the first anniversary of the Closing Date.
The Company shall promptly furnish to the Trustee the documents
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included in the Document Files (other than any such documents
previously delivered to the Trustee as originals or copies)
either (a) upon the written request of the Trustee or (b) when
the Company or the Trustee obtains actual notice or knowledge of
a Trigger Event. In addition, when the Company or the Trustee
obtains actual notice or knowledge of a Trigger Event it shall
deliver to the Trustee copies of all title insurance policies for
all of the outstanding Mortgage Loans. The Trustee shall have no
obligation to request delivery of the Document Files unless a
Responsible Officer of the Trustee has actual notice or knowledge
of the occurrence of a Trigger Event.
In the case of Mortgage Loans which have been prepaid
in full after the Cut-off Date and prior to the date of execution
and delivery of this Agreement, the Company, in lieu of
delivering the above documents to the Trustee, herewith delivers
to the Trustee a certification of a Servicing Officer of the
nature set forth in Section 3.09.
The Company shall not be required to record the
assignments of the Mortgages to the Trustee unless the Company or
the Trustee obtains actual notice or knowledge of the occurrence
of any Trigger Event; provided, however, that such recording
shall not be required if the Company delivers to the Trustee a
letter from each Rating Agency to the effect that the failure to
take such action will not cause such Rating Agency to reduce or
withdraw its then current ratings of the Certificates. The party
obtaining actual notice or knowledge of any of such events shall
give the other party prompt written notice thereof. For purposes
of the foregoing (as well as for purposes of determining whether
the Company shall be required to deliver the Document Files to
the Trustee following the occurrence of a Trigger Event), the
Company shall be deemed to have knowledge of any such downgrading
referred to in the definition of Trigger Event if, in the
exercise of reasonable diligence, the Company has or should have
had knowledge thereof. As promptly as practicable subsequent to
the Company's delivery or receipt of such written notice, as the
case may be, the Company shall insert the recording information
in the assignments of the Mortgages to the Trustee and shall
cause the same to be recorded, at the Company's expense, in the
appropriate public office for real property records, except that
the Company need not cause to be so completed and recorded any
assignment which relates to a Mortgage Loan secured by property
in a jurisdiction under the laws of which, on the basis of an
Opinion of Counsel reasonably satisfactory to the Trustee and
satisfactory to each Rating Agency (as evidenced in writing),
recordation of such assignment is not necessary to protect the
Trustee against discharge of such Mortgage Loan by the Company or
any valid assertion that any Person other than the Trustee has
title to or any rights in such Mortgage Loan. In the event that
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the Company fails or refuses to record the assignment of
Mortgages in the circumstances provided above, the Trustee shall
record or cause to be recorded such assignment at the expense of
the Company. In connection with the recording of any such
assignment, the Company shall furnish such documents as may be
reasonably necessary to accomplish such recording.
Notwithstanding the foregoing, at any time the Company may
record, or cause to be recorded, the assignments of Mortgages at
the expense of the Company.
Section 2.02. Acceptance by Trustee. Subject to the
examination hereinafter provided, the Trustee acknowledges
receipt of the Mortgage Notes, the assignments of the Mortgages
to the Trustee, the assumption and modification agreements, if
any, and the Designated Loan Closing Documents, if any, delivered
pursuant to Section 2.01, and declares that the Trustee holds and
will hold such documents and each other document delivered to it
pursuant to Section 2.01 in trust, upon the trusts herein set
forth, for the use and benefit of all present and future
Certificateholders. The Trustee agrees, for the benefit of
Certificateholders, to review each Mortgage File within 45 days
after (i) the execution and delivery of this Agreement, in the
case of the Mortgage Notes, the assignments of the Mortgages to
the Trustee, the assumption and modification agreements, if any,
and the Designated Loan Closing Documents, if any, (ii) delivery
to the Trustee after the Closing Date of the Mortgage Notes and
the assumption and modification agreements, if any, with respect
to each Designated Loan, and (iii) delivery of the recorded
Mortgages, title insurance policies and recorded intervening
assignments of Mortgage, if any, to ascertain that all required
documents set forth in Section 2.01 have been executed, received
and recorded, if applicable, and that such documents relate to
the Mortgage Loans identified in Exhibit C hereto. In performing
such examination, the Trustee may conclusively assume the due
execution and genuineness of any such document and the
genuineness of any signature thereon. It is understood that the
scope of the Trustee's examination of the Mortgage Files is
limited solely to confirming, after receipt of the documents
listed in Section 2.01, that such documents have been executed,
received and recorded, if applicable, and relate to the Mortgage
Loans identified in Exhibit C to this Agreement. If in the course
of such review the Trustee finds (1) that any document required
to be delivered as aforesaid has not been delivered, or (2) any
such document has been mutilated, defaced or physically altered
without the borrower's authorization or approval, or (3) based
upon its examination of such documents, the information with
respect to any Mortgage Loan set forth on Exhibit C is not
accurate, the Trustee shall promptly so notify the Company in
writing, which shall have a period of 60 days after receipt of
such notice to correct or cure any such defect. The Company
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hereby covenants and agrees that, if any such material defect
cannot be corrected or cured, the Company will on a Distribution
Date which is not later than the first Distribution Date which is
more than ten days after the end of such 60-day period repurchase
the related Mortgage Loan from the Trustee at the Purchase Price
therefor or replace such Mortgage Loan pursuant to Section
2.03(b); provided, however, that if the defect (or breach
pursuant to Section 2.03(a)) is one that, had it been discovered
before the Startup Day, would have prevented the Mortgage Loan
from being a "qualified mortgage" within the meaning of the REMIC
Provisions, such defect or breach shall be cured, or the related
Mortgage Loan shall be repurchased or replaced, on a Distribution
Date which falls within 90 days of the date of discovery of such
defect or breach. The Purchase Price for the repurchased Mortgage
Loan, or any amount required in respect of a substitution
pursuant to Section 2.03(b), shall be deposited by the Company in
the Certificate Account pursuant to Section 3.02(d) on the
Business Day prior to the applicable Distribution Date and, upon
receipt by the Trustee of written notification of such deposit
signed by a Servicing Officer, the Trustee shall release or cause
to be released to the Company the related Mortgage File and shall
execute and deliver or cause to be executed and delivered such
instruments of transfer or assignment, in each case without
recourse, as shall be necessary to vest in the Company any
Mortgage Loan released pursuant hereto. It is understood and
agreed that the obligation of the Company to repurchase or
replace any Mortgage Loan as to which a material defect in a
constituent document exists shall constitute the sole remedy
respecting such defect available to Certificateholders or the
Trustee on behalf of Certificateholders.
Upon receipt by the Trustee of the Mortgage Note with
respect to a Designated Loan that is not defective in accordance
with the fifth sentence of the preceding paragraph, the related
Lost Note Affidavit delivered pursuant to Section 2.01 shall be
void and the Trustee shall return it to the Company.
Section 2.03. Representations and Warranties of the
Company; Mortgage Loan Repurchase. (a) The Company hereby
represents and warrants to the Trustee that:
(i) The information set forth in Exhibit C hereto was
true and correct in all material respects at the date or
dates respecting which such information is furnished;
(ii) As of the date of the initial issuance of the
Certificates, each Mortgage is a valid and enforceable lien
on the property securing the related Mortgage Note subject
only to (a) the lien of any related first mortgage, if any,
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(b) the lien of current real property taxes and
assessments, (c) covenants, conditions and restrictions,
rights of way, easements and other matters of public record
as of the date of recording of such Mortgage, such
exceptions appearing of record being acceptable to mortgage
lending institutions generally in the area wherein the
property subject to the Mortgage is located or specifically
reflected in the appraisal obtained in connection with the
origination of the related Mortgage Loan obtained by the
Company, and (d) other matters to which like properties are
commonly subject which do not materially interfere with the
benefits of the security intended to be provided by such
Mortgage; any first mortgage loan prior to the related
Mortgage Loan encumbering the related Mortgaged Property
does not have a mandatory future advance provision;
(iii) Each Mortgaged Property consists of one- to
four-family residential real property, which does not
include cooperatives, mobile homes, or manufactured homes
that do not constitute real property in the jurisdiction in
which such Mortgaged Property is located;
(iv) Immediately prior to the transfer and assignment
herein contemplated, the Company had good title to, and was
the sole owner of, each Mortgage Loan and all action had
been taken to obtain good record title to each related
Mortgage. Each Mortgage Loan has been transferred free and
clear of any liens, claims and encumbrances;
(v) As of the Cut-off Date, no payment of principal of
or interest on or in respect of any Mortgage Loan is more
than 30 days past due, and no more than 0.75% of the
Mortgage Loans (by Principal Balance) have been past due 30
or more days more than once during the preceding 12 months;
(vi) A title search was conducted at the origination of
each Mortgage Loan and such search did not show any lien on
the related Mortgaged Property senior to the related
Mortgage other than any related first mortgage and other
liens and encumbrances typically acceptable to mortgage
lenders generally;
(vii) As of the date of the initial issuance of the
Certificates, there is no mechanics' lien or claim for
work, labor or material affecting the premises subject to
any Mortgage which is or may be a lien prior to, or equal
or coordinate with, the lien of such Mortgage except those
which are insured against by the applicable title insurance
policy;
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(viii) As of the date of the initial issuance of the
Certificates, there is no delinquent tax or assessment lien
against the property subject to any Mortgage;
(ix) The Company has not received a notice of default
or acceleration of any first mortgage loan or any Mortgage
Loan secured by the Mortgaged Property which has not been
cured by a party other than the Company;
(x) As of the date of the initial issuance of the
Certificates, there is no valid offset, defense or
counterclaim to any Mortgage Note or Mortgage, including
the obligation of the Mortgagor to pay the unpaid principal
and interest on such Mortgage Note;
(xi) As of the date of the initial issuance of the
Certificates, the physical property subject to any Mortgage
is free of material damage and is in good repair;
(xii) Each Mortgage Loan at the time it was made
complied in all material respects with applicable state and
federal laws, including, without limitation, usury, equal
credit opportunity and disclosure laws;
(xiii) A lender's title insurance policy or binder, or
other assurance of title insurance customary in the
relevant jurisdiction therefor, in either case, in a form
acceptable to FNMA or FHLMC, was issued on the date of the
origination of each Mortgage Loan other than any Mortgage
Loan identified on Exhibit M hereto, and each such policy
or binder is valid and remains in full force and effect;
(xiv) The Mortgage Rate of each Mortgage Note of a
Mortgage Loan was not less than 7.125% per annum;
(xv) As of the Cut-off Date, not less than 98.00% of
the Mortgage Loans, by aggregate Principal Balance are
Self-Amortizing Mortgage Loans and not more than 2.00% of
the Mortgage Loans, by aggregate Principal Balance are
Simple Interest Mortgage Loans; and, in each case, the
Mortgage Rate with respect to each Mortgage Loan is fixed
at the time of origination of the related Mortgage;
(xvi) As of the Cut-off Date, not less than 71.00% of
the Mortgage Loans, by aggregate Principal Balance, are
level payment, fully amortizing Mortgage Loans and not more
than 29.00% of the Mortgage Loans, by aggregate Principal
Balance are Balloon Mortgage Loans; and, in each case, the
Mortgage Rate with respect to each Mortgage Loan is fixed
at the time of origination thereof;
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(xvii) If the Mortgaged Property was located in a
federally designated special flood hazard area at the time
of origination of the Mortgage Loan, it was covered by
flood insurance at such time in an amount required by FEMA
guidelines;
(xviii) The Mortgage Loans were originated in accordance
with the underwriting procedures of the Company as
described under the caption "The Home Equity Loan Program"
in the prospectus supplement, dated December 22, 1997,
relating to the registration statement on Form S-3 under
the Securities Act of 1933, as amended, Registration No.
333-24935, filed by the Company with the Securities and
Exchange Commission in connection with the offer and sale
of the Certificates (other than the Class S Certificates);
(xix) As of the date of the initial issuance of the
Certificates, no Mortgage Note is secured by any
collateral, pledged account or other security except the
lien of the corresponding Mortgage;
(xx) As of the Cut-off Date, none of the Second
Mortgage Loans had a Second Lien Combined Loan-to-Value
Ratio at origination in excess of 90.00%;
(xxi) The Servicing Fee Rate for each Mortgage Loan is
0.50% per annum;
(xxii) As of the date of the initial issuance of the
Certificates, each Mortgage Note, the related Mortgage and
each other agreement executed in connection therewith is a
legal, valid and binding obligation of the parties thereto,
enforceable in accordance with its terms, except as such
enforcement may be limited by bankruptcy, insolvency,
reorganization or other similar laws effecting the
enforcement of creditors' rights generally and by general
equity principals (regardless of whether such enforcement
is considered in equity or at law);
(xxiii) As of the date of the initial issuance of the
Certificates, each Mortgage contains customary and
enforceable provisions which render the rights and remedies
of the holder thereof adequate for the realization against
the related Mortgaged Property of the benefits of the
security including (A) in the case of a Mortgage designated
as a deed of trust, by trustee's sale and (B) otherwise by
judicial foreclosure. To the best of the Company's
knowledge, there is no homestead or other exemption
available to the related Mortgagor that would materially
interfere with the right to sell the related Mortgaged
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Property at a trustee's sale or the right to foreclose the
related mortgage.
(xxiv) As of the date of the initial issuance of the
Certificates, the improvements on the Mortgaged Properties
are insured against loss under a hazard insurance policy
with extended coverage representing coverage not less than
the least of (A) the outstanding principal balance of the
related Mortgage Loan (together, in the case of a second
mortgage loan, with the outstanding principal balance of
the related senior lien), (B) the minimum amount required
to compensate for damage or loss on a replacement cost
basis or (C) the full insurable value of the Mortgaged
Property. As of the date of initial issuance of the
Certificates, all such insurance policies are in full force
and effect;
(xxv) As of the Cut-off Date, no Mortgage Loan had a
principal Balance of more than $385,000;
(xxvi) As of the Cut-off Date, no more than 0.50% of the
Mortgage Loans, by Principal Balance, are secured by
Mortgaged Properties located in any one postal zip code
area;
(xxvii) As of the Cut-off Date, none of the Mortgage Loans
constituted Buydown Mortgage Loans;
(xxviii) No selection procedures, other than those
necessary to comply with the representations and warranties
set forth herein or the description of the Mortgage Loans
made in any disclosure document delivered to prospective
investors in the Certificates, have been utilized in
selecting the Mortgage Loans from the Company's portfolio
which would be adverse to the interests of the
Certificateholders;
(xxix) To the best of the Company's knowledge, at
origination no improvement located on or being part of a
Mortgaged Property was in violation of any applicable
zoning and subdivision laws and ordinances;
(xxx) As of the Closing Date, each Mortgage Loan is a
"qualified mortgage" as defined in Section 860G(a)(3) of the
Code; and
(xxxi) As of the Closing Date, the Company possesses the
Document File with respect to each Mortgage Loan, and the
related Mortgages and intervening assignment or assignments
of Mortgages, if any, have been delivered to a title
insurance company for recording.
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It is understood and agreed that the representations
and warranties set forth in this Section 2.03(a) shall survive
delivery of the respective Mortgage Files to the Trustee. Upon
discovery by either the Company or the Trustee of a breach of any
of the foregoing representations and warranties which materially
and adversely affects the interests of the Certificateholders in
the related Mortgage Loan, the party discovering such breach
shall give prompt written notice to the other. Subject to the
following sentence, within 60 days of its discovery or its
receipt of notice of breach, or, with the prior written consent
of a Responsible Officer of the Trustee, such longer period
specified in such consent, the Company shall cure such breach in
all material respects or shall repurchase such Mortgage Loan from
the Trustee or replace such Mortgage Loan pursuant to Section
2.03(b). Any such repurchase by the Company shall be accomplished
in the manner set forth in Section 2.02, subject to the proviso
of the third-to-last sentence thereof, and at the Purchase Price.
It is understood and agreed that the obligation of the Company to
repurchase or replace any Mortgage Loan as to which a breach
occurred and is continuing shall constitute the sole remedy
respecting such breach available to Certificateholders or the
Trustee on behalf of Certificateholders and such obligation of
the Company to repurchase or replace any such Mortgage Loan shall
not be assumed by any Person which may succeed the Company as
servicer hereunder, but shall continue as an obligation of the
Company. Notwithstanding the preceding sentence, if a breach of
the representation and warranty of the Company contained in
Section 2.03(a)(xii) occurs as a result of a violation of the
federal Truth in Lending Act, 15 U.S.C. ss. 1601 et seq., as
amended ("TILA") or any state truth-in-lending or similar
statute, and the Trustee or Trust Fund is named as a defendant in
a TILA suit or a suit under any such statutes in respect of such
violation and liability in respect thereof is imposed upon the
Trustee or the Trust Fund as assignees of the related Mortgage
Loan pursuant to Section 1641 of TILA, or any analogous provision
of any such other statute, the Company shall indemnify the
Trustee and the Trust Fund from, and hold them harmless against,
any and all losses, liabilities, damages, claims or expenses
(including reasonable attorneys' fees) to which the Trustee and
the Trust Fund, or either of them, become subject pursuant to
TILA or any such statute, insofar as such losses, damages, claims
or expenses (including reasonable attorneys' fees) result from
such violation. The Company's obligations under the preceding
sentence shall not impair or derogate from the Company's
obligations to the Trustee under Section 8.05.
(b) If the Company is required to repurchase any
Mortgage Loan pursuant to Section 2.02 or 2.03(a), the Company
may, at its option, within the applicable time period specified
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in such respective Sections, remove such Defective Mortgage Loan
from the terms of this Agreement and substitute one or more other
mortgage loans for such Defective Mortgage Loan, in lieu of
repurchasing such Defective Mortgage Loan, provided that no such
substitution shall occur more than two years after the Closing
Date. Any substitute Mortgage Loan shall (a) have a Principal
Balance (together with that of any other Mortgage Loan
substituted for the same Defective Mortgage Loan) as of the first
Distribution Date following the month of substitution not in
excess of the Principal Balance of the Defective Mortgage Loan as
of such date (the amount of any difference, plus one month's
interest thereon at the respective Net Mortgage Rate, to be
deposited by the Company in the Certificate Account pursuant to
Section 2.02), (b) have a Mortgage Rate not less than, and not
more than one percentage point greater than, the Mortgage Rate of
the Defective Mortgage Loan, (c) have the same Net Mortgage Rate
as the Defective Mortgage Loan, (d) have a remaining term to
stated maturity not later than, and not more than one year less
than, the remaining term to stated maturity of the Defective
Mortgage Loan, (e) be, in the reasonable determination of the
Company, of the same type, quality and character as the Defective
Mortgage Loan as if the defect or breach had not occurred, (f)
have a ratio of its current principal amount to its Original
Value not greater than that of the removed Mortgage Loan and (g)
be, in the reasonable determination of the Company, in compliance
with the representations and warranties contained in Section
2.03(a) as of the date of substitution.
The Company shall amend the Mortgage Loan Schedule to
reflect the withdrawal of any Defective Mortgage Loan and the
substitution of a substitute Mortgage Loan therefor. Upon such
amendment the Company shall be deemed to have made as to such
substitute Mortgage Loan the representations and warranties set
forth in Section 2.03(a) as of the date of such substitution,
which shall be continuing as long as any Certificate shall be
outstanding or this Agreement has not been terminated, and the
remedies for breach of any such representation or warranty shall
be as set forth in Section 2.03(a). Upon such amendment, the
Trustee shall review the Mortgage File delivered to it relating
to the substitute Mortgage Loan, within the time and in the
manner and with the remedies specified in Section 2.02, except
that for purposes of this Section 2.03(b) (other than the
two-year period specified in the first sentence of the preceding
paragraph of this Section 2.03(b)), such time shall be measured
from the date of the applicable substitution.
Section 2.04. Execution of Certificates. The Trustee
has caused to be executed, countersigned and delivered to or upon
the order of the Company, in exchange for the Mortgage Loans, the
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Certificates in authorized denominations evidencing the entire
ownership of the Trust Fund.
Section 2.05. The REMICs. (a) For federal income tax
purposes, the Trust Fund shall consist of two REMICs, the Lower
Tier REMIC and the Upper Tier REMIC. The Certificates, other than
the Class R1 Certificate, shall be issued by the Upper Tier
REMIC, and the Class R1 Certificate shall be issued by the Lower
Tier REMIC. The Lower Tier REMIC shall be evidenced by the Class
R1 Certificate and the regular interests having the
characteristics and terms set forth in the following table, which
interests (other than the Class R1 Certificate) shall be issued
by the Lower Tier REMIC to the Trustee. The Lower Tier Interests
and the proceeds thereof shall be assets of the Upper Tier REMIC.
Principal of and interest on the Lower Tier Interests shall be
allocated to the Corresponding Classes of Certificates in the
manner set forth in the following table.
Corresponding Class of
Certificates(1)
Lower Tier Allocation Allocation
Lower Tier Initial Lower Interest of of
Interest Tier Balance Rate Principal Interest
--------- ------------- ----------- ---------- ---------
A1 $56,900,000.00 (2) A1 (3)
A2 20,000,000.00 (2) A2 (3)
A3 30,000,000.00 (2) A3 (3)
A4 10,000,000.00 (2) A4 (3)
A5 13,400,000.00 (2) A5 (3)
A6 23,411,000.00 (2) A6 (3)
A7 17,063,000.00 (2) A7 (3)
M 4,654,000.00 (2) M (3)
B1 4,189,000.00 (2) B1 (3)
B2 1,862,000.00 (2) B2 (3)
B3 1,862,000.00 (2) B3 (3)
B4 1,396,000.00 (2) B4 (3)
B5 1,396,461.31 (2) B5 (3)
R2 500.00 (4) R2 (4)
- --------------------------
(1) Unless otherwise indicated, the amount of interest and
principal allocable from a Lower Tier Interest to its
Corresponding Class or Classes of Certificates on any
Distribution Date shall be 100%.
(2) Each of Lower Tier Interests A1, A2, A3, A4, A5, A6, A7, M,
B1, B2, B3, B4 and B5 shall bear interest at a rate equal
to the Weighted Average Net Mortgage Rate.
(3) For each Interest Accrual Period, the interest accrued on
each of Lower Tier Interests A1, A2, A3, A4, A5, A6, A7, M,
B1, B2, B3, B4 and B5 will be allocated as follows: (i) an
amount equal to the Accrued Certificate
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Interest for such Interest Accrual Period for the Class of
Certificates having an identical alphabetical and numerical
designation shall be allocable to such Class, and (ii) an
amount equal to the excess of the interest accrued on such
Lower Tier Interest over the amount allocated in clause (i)
above shall be allocated to the Class S Certificates.
(4) Lower Tier Interest R2 shall bear interest at a rate equal
to the product of (x) 2 and (y) the Weighted Average Net
Mortgage Rate.
(b) The Lower Tier Interests shall be issued as non-
certificated interests. The Class R1 Certificate shall be issued
in fully registered certificated form and shall be executed and
countersigned as provided in Section 5.01 hereof.
(c) For purposes of further identifying the terms of
the Lower Tier Interests, distributions of principal and interest
on each Class of Lower Tier Interests shall be considered to
correspond, in timing and aggregate amount, to the distributions
of principal and interest, respectively, made under Section 4.01
on the Corresponding Classes of Certificates, and allocations of
losses on each Class of Lower Tier Interests shall be considered
to correspond, in timing and aggregate amount, to the allocations
of losses made under Section 4.03 on the Corresponding Classes of
Certificates.
(d) On each Distribution Date, in addition to amounts
otherwise distributable thereon pursuant to Section 4.01, the
Trustee shall distribute to the holder of the Class R1
Certificate any amounts (other than the amounts described in
clauses (x) and (y) of the definition of Available Funds)
remaining in the Lower Tier REMIC after all amounts required to
be applied pursuant to Section 2.05(c) have been so applied. Any
distributions pursuant to this clause (d) shall not reduce the
Certificate Principal Balance of the Class R1 Certificate.
Section 2.06. Designations under the REMIC Provisions.
(a) The Company hereby designates the Lower Tier Interests
identified in Section 2.05(a) above as "regular interests," and
the Class R1 Certificate as the single class of "residual
interests," in the Lower Tier REMIC for purposes of the REMIC
Provisions.
(b) The Company hereby designates the Classes of
Certificates identified in Section 5.01(b), other than the
Residual Certificates, as "regular interests," and the Class R2
Certificate as the single class of "residual interests," in the
Upper Tier REMIC for purposes of the REMIC Provisions.
(c) The Closing Date will be the "Startup Day" for
each of the Upper Tier REMIC and Lower Tier REMIC for purposes of
the REMIC Provisions.
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(d) The "tax matters person" with respect to the Upper
Tier REMIC for purposes of the REMIC Provisions shall be (i) the
Company, if the Company is the owner of a Class R2 Certificate,
or (ii) in any other case, the beneficial owner of the Class R2
Certificate having the largest Percentage Interest of such Class;
provided, however, that such largest beneficial owner and, to the
extent relevant, each other holder of a Class R2 Certificate, by
its acceptance thereof irrevocably appoints the Company as its
agent and attorney-in-fact to act as "tax matters person" with
respect to the Upper Tier REMIC for purposes of the REMIC
Provisions.
The "tax matters person" with respect to the Lower Tier
REMIC for purposes of the REMIC Provisions shall be (i) the
Company, if the Company is the owner of a Class R1 Certificate,
or (ii) in any other case, the beneficial owner of the Class R1
Certificate having the largest Percentage Interest of such Class;
provided, however, that such largest beneficial owner and, to the
extent relevant, each other holder of a Class R1 Certificate, by
its acceptance thereof irrevocably appoints the Company as its
agent and attorney-in-fact to act as "tax matters person" with
respect to the Lower Tier REMIC for purposes of the REMIC
Provisions.
(e) The "latest possible maturity date" of the regular
interests in the Upper Tier REMIC and Lower Tier REMIC is the
Latest Maturity Date for purposes of section 860G(a)(1) of the
Code.
(f) In no event shall the assets described in clause
(viii) of the definition of the term Trust Fund constitute a part
of the Upper Tier REMIC or the Lower Tier REMIC and shall
constitute an outside reserve fund owner by the Certificateholder
depositing assets. For Federal income tax purposes, the Company,
on behalf of the Trustee, shall account for such assets as
required to comply with Treasury Regulations 1.860G-2(h) and (i)
for such assets to be represented as separate from the REMICs
created pursuant to this Agreement.
ARTICLE III
ADMINISTRATION AND SERVICING
OF MORTGAGE LOANS
Section 3.01. Company to Act as Servicer. (a) It is
intended that each of the Upper Tier REMIC and the Lower Tier
REMIC established hereunder shall constitute, and that the
affairs of the REMICs shall be conducted so as to qualify each of
the Upper Tier REMIC and the Lower Tier REMIC (other than any
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collateral fund established under the agreement referred to in
Section 3.08(e)) as, a "real estate mortgage investment conduit"
as defined in and in accordance with the REMIC Provisions. In
furtherance of such intention, the Company covenants and agrees
that it shall act as agent (and the Company is hereby appointed
to act as agent) on behalf of each of the Upper Tier REMIC and
the Lower Tier REMIC established hereunder and the respective
Holders of the Residual Certificates and that in such capacity it
shall:
(i) prepare and file, or cause to be prepared and
filed, in a timely manner, a U.S. Real Estate Mortgage
Investment Conduit Income Tax Return (Form 1066) and
prepare and file or cause to be prepared and filed with the
Internal Revenue Service and applicable state or local tax
authorities income tax or information returns for each
taxable year with respect to each of the Upper Tier REMIC
and the Lower Tier REMIC established hereunder, using the
calendar year as the taxable year and the accrual method of
accounting, containing such information and at the times
and in the manner as may be required by the Code or state
or local tax laws, regulations, or rules, and shall furnish
or cause to be furnished to Certificateholders the
schedules, statements or information at such times and in
such manner as may be required thereby;
(ii) within thirty days of the Closing Date, shall
furnish or cause to be furnished to the Internal Revenue
Service, on Form 8811 or as otherwise may be required by
the Code, the name, title, address, and telephone number of
the person that the holders of the Certificates may contact
for tax information relating thereto (and the Company shall
act as the representative of each of the Upper Tier REMIC
and the Lower Tier REMIC established hereunder for this
purpose), together with such additional information as may
be required by such Form, and shall update such information
at the time or times and in the manner required by the
Code;
(iii) make or cause to be made an election, on behalf of
each of the Upper Tier REMIC and the Lower Tier REMIC
established hereunder, to be treated as a REMIC, and make
the appropriate designations, if applicable, in accordance
with Section 2.06 hereof on the federal tax return of the
Trust Fund for its first taxable year (and, if necessary,
under applicable state law);
(iv) prepare and forward, or cause to be prepared and
forwarded, to the Certificateholders and to the Internal
Revenue Service and, if necessary, state tax authorities,
all information returns or reports, or furnish or cause to
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be furnished by telephone, mail, publication or other
appropriate method such information, as and when required
to be provided to them in accordance with the REMIC
Provisions and the Code, including without limitation, the
calculation of any original issue discount using the
Prepayment Assumption;
(v) provide information necessary for the computation
of tax imposed on the transfer of a Residual Certificate to
a Disqualified Organization, or an agent (including a
broker, nominee or other middleman) of a Disqualified
Organization, or a pass-through entity in which a
Disqualified Organization is the record holder of an
interest (the reasonable cost of computing and furnishing
such information may be charged to the Person liable for
such tax);
(vi) use its best reasonable efforts to conduct the
affairs of each of the Upper Tier REMIC and the Lower Tier
REMIC established hereunder at all times that any
Certificates are outstanding so as to maintain the status
thereof as a REMIC under the REMIC Provisions;
(vii) not knowingly or intentionally take any action or
omit to take any action that would cause the termination of
the REMIC status of either of the Upper Tier REMIC or the
Lower Tier REMIC or that would subject the Trust Fund to
tax;
(viii) exercise reasonable care not to allow the creation
of any "interests" (A) in the Upper Tier REMIC within the
meaning of section 860D(a)(2) of the Code in addition to
the interests represented by the Classes of Certificates
identified in Section 5.01(b) other than the Class R1
Certificate, and (B) in the Lower Tier REMIC within the
meaning of Section 860D(a)(2) of the Code in addition to
the interests represented by the Lower Tier Interests
identified in Section 2.05(a) and the Class R1 Certificate;
(ix) exercise reasonable care not to allow the
occurrence of any "prohibited transactions" within the
meaning of section 860F of the Code, unless the Company
shall have provided an Opinion of Counsel to the Trustee
that such occurrence would not (a) result in a taxable
gain, (b) otherwise subject the Trust Fund to tax, or (c)
cause either of the Upper Tier REMIC or the Lower Tier
REMIC established hereunder to fail to qualify as a REMIC;
(x) exercise reasonable care not to allow the Trust
Fund to receive income from the performance of services or
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from assets not permitted under the REMIC Provisions to be
held by a REMIC;
(xi) pay the amount of any federal or state tax,
including prohibited transaction taxes, taxes on certain
contributions to the REMIC after the Startup Day, and taxes
on net income from foreclosure property, imposed on the
Trust Fund when and as the same shall be due and payable
(but such obligation shall not prevent the Company or any
other appropriate Person from contesting any such tax in
appropriate proceedings and shall not prevent the Company
from withholding payment of such tax, if permitted by law,
pending the outcome of such proceedings);
(xii) ensure that federal, state or local income tax or
information returns shall be signed by the Trustee or such
other person as may be required to sign such returns by the
Code or state or local laws, regulations or rules; and
(xiii) maintain such records relating to each of the
Upper Tier REMIC and the Lower Tier REMIC established
hereunder, including but not limited to the income,
expenses, individual Mortgage Loans (including Mortgaged
Property), other assets and liabilities thereof, and the
fair market value and adjusted basis of the property of
each determined at such intervals as may be required by the
Code, as may be necessary to prepare the foregoing returns,
schedules, statements or information.
The Company shall be entitled to be reimbursed
pursuant to Section 3.04 for any federal income taxes paid by it
pursuant to clause (xi) of the preceding sentence, except to the
extent that such taxes are imposed as a result of the bad faith,
misfeasance or negligence of the Company in the performance of
its obligations hereunder. With respect to any reimbursement of
prohibited transaction taxes, the Company shall inform the
Trustee of the circumstances under which such taxes were
incurred.
(b) The Company shall service and administer the
Mortgage Loans and shall have full power and authority, acting
alone or through one or more Primary Servicers, to do any and all
things in connection with such servicing and administration which
it may deem necessary or desirable. Without limiting the
generality of the foregoing, the Company shall continue, and is
hereby authorized and empowered by the Trustee, to execute and
deliver, or file, as appropriate, on behalf of itself, the
Certificateholders and the Trustee or any of them, any and all
continuation statements, termination statements, instruments of
satisfaction or cancellation, or of partial or full release or
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discharge and all other comparable instruments, with respect to
the Mortgage Loans and with respect to the properties subject to
the Mortgages. Without limitation of the foregoing, if the
Company in its individual capacity agrees to refinance any
Mortgage Loan upon the request of the related Mortgagor, the
Company, as servicer hereunder, may execute an instrument of
assignment in customary form to the Company in its individual
capacity. In connection with any such refinancing, the Trustee
shall, upon certification of a Servicing Officer to the effect
that an amount equal to the principal balance of the related
Mortgage Loan together with accrued and unpaid interest thereon
at the applicable Net Mortgage Rate to the date of such
certification has been credited to the Mortgage Loan Payment
Record, release the related Mortgage File to the Company
whereupon the Company may cancel the related Mortgage Note. Upon
request by the Company after the execution and delivery of this
Agreement, the Trustee shall furnish the Company with any powers
of attorney and other documents necessary or appropriate to
enable the Company to carry out its servicing and administrative
duties hereunder. The Company shall service and administer the
Mortgage Loans with reasonable care, using that degree of skill
and attention that the Company exercises with respect to all
comparable home equity mortgage loans that it services for itself
or others, and that are generally accepted industry practice. The
Company shall follow its customary standards, policies and
procedures in performing its duties as servicer. The Company
shall not agree to any modification of the material terms of any
Mortgage Loan except as provided in the second sentence of
Section 3.02(a) and in Section 3.07. The Company shall not
release any portion of any Mortgaged Property from the lien of
the related Mortgage unless the related Mortgage Loan would be a
"qualified mortgage" within the meaning of the REMIC Provisions
following such release. The Company shall not consent to the
placing of a lien senior to that of the Mortgage on the related
Mortgaged Property, except in the case of the refinancing of an
existing first mortgage loan on a Mortgaged Property and only if
all Loan Conditions have been satisfied (any such lien, a
"Permitted Senior Lien").
In the event that foreclosure proceedings are
commenced with respect to any Mortgage Loan with respect to which
the Company or any Primary Servicer has consented to the placing
of a subsequent senior lien and such senior lien is not a
Permitted Senior Lien, the Company shall repurchase such Mortgage
Loan on the Deposit Date for the next Distribution Date following
the related Collection Period during which such foreclosure
proceedings were commenced. Such repurchase shall be accomplished
in the same manner and subject to the same conditions as set
forth in Section 2.02. Upon making any such repurchase the
Company shall be entitled to receive an instrument
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of assignment or transfer from the Trustee to the same extent as
set forth in Section 2.02. For purposes of this Agreement, any
such purchase shall be deemed to be a prepayment of such Mortgage
Loan. It is understood and agreed that the obligation of the
Company to purchase any Mortgage Loan (or property acquired in
respect thereof or insurance policy or insurance proceeds with
respect thereto) pursuant to the second immediately preceding
sentence shall constitute the sole remedy against it respecting
such breach available to the Certificateholders or the Trustee
and such obligation shall survive any resignation or termination
of the Company under this Agreement.
(c) The relationship of the Company (and of any
successor to the Company as servicer under this Agreement) to the
Trustee under this Agreement is intended by the parties to be
that of an independent contractor and not that of a joint
venturer, partner or agent.
(d) All costs incurred by the Company in effecting the
timely payment of taxes and assessments on the properties subject
to the Mortgage Loans shall not, for the purpose of calculating
monthly distributions to Certificateholders, be added to the
amount owing under the related Mortgage Loans, notwithstanding
that the terms of such Mortgage Loans so permit, and such costs
shall be recoverable by the Company to the extent permitted by
Section 3.04. The Company shall collect such amounts from the
Mortgagor and shall credit the Mortgage Loan Payment Record
accordingly.
(e) If the Company enters into a servicing agreement
with any servicer (a "Primary Servicer") pursuant to which such
Primary Servicer shall directly service certain Mortgage Loans
and the Company shall perform master servicing with respect
thereto, the Company shall not be released from its obligations
to the Trustee and Certificateholders with respect to the
servicing and administration of the Mortgage Loans in accordance
with the provisions of Article III hereof and such obligations
shall not be diminished by virtue of any such servicing agreement
or arrangement and the Company shall be obligated to the same
extent and under the same terms and conditions as if the Company
alone were servicing and administering the Mortgage Loans. Any
amounts received by a Primary Servicer in respect of a Mortgage
Loan shall be deemed to have been received by the Company whether
or not actually received by it. Any servicing agreement that may
be entered into and any transactions or services relating to the
Mortgage Loans involving a Primary Servicer in its capacity as
such shall be deemed to be between the Company and the Primary
Servicer alone, and the Trustee and the Certificateholders shall
have no claims, obligations, duties or liabilities with respect
thereto. Notwithstanding the foregoing, in the event the Company
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has been removed as the servicer hereunder pursuant to Section
6.04 or Section 7.01, the Trustee or any successor servicer
appointed pursuant to Section 7.02 shall succeed to all of the
Company's rights and interests (but not to any obligations or
liabilities of the Company arising prior to the date of
succession) under any servicing agreement with any Primary
Servicer in respect of the Mortgage Loans, subject to the
limitation on the Trustee's responsibilities under Section 7.02.
Section 3.02. Collection of Certain Mortgage Loan
Payments; Mortgage Loan Payment Record; Certificate Account. (a)
The Company shall make reasonable efforts to collect all payments
called for under the terms and provisions of the Mortgage Loans,
and shall, to the extent such procedures shall be consistent with
this Agreement, follow such collection procedures as it follows
with respect to mortgage loans comparable to the Mortgage Loans
in its servicing portfolio. Consistent with the foregoing, the
Company may in its discretion (i) waive any late payment charge
or any assumption fees or other fees which may be collected in
the ordinary course of servicing such Mortgage Loan and (ii) if a
default on the Mortgage Loan has occurred or is reasonably
foreseeable, arrange with a Mortgagor a schedule for the payment
of principal and interest due and unpaid for a period of not more
than 125 days after the applicable Due Date. Any arrangement of
the sort described in clause (ii) above shall not affect the
amount or timing of the Company's obligation to make Monthly
Advances with respect to any Mortgage Loan which Monthly Advances
shall be made pursuant to the original amortization schedule
applicable to such Mortgage Loan.
(b) The Company shall establish and maintain a
Mortgage Loan Payment Record in which the following payments on
and collections in respect of each Mortgage Loan shall as
promptly as practicable be credited by the Company for the
account of the Holders of the Certificates:
(i) All payments on account of principal, including
Principal Prepayments (other than (A) payments of principal
due and payable on the Mortgage Loans before, and all
Principal Prepayments received before, the Cut-off Date,
(B) in the case of a substitute Mortgage Loan, payments of
principal due and payable on such Mortgage Loan on or
before the Determination Date in the month of substitution,
and all Principal Prepayments received before the first day
of the month of substitution, and (C) in the case of a
replaced Mortgage Loan, payments of principal due and
payable on such Mortgage Loan after the Determination Date
in the month of substitution, and all Principal Prepayments
received in the month of substitution);
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(ii) All payments (other than (A) those due and payable
before the Cut-off Date, (B) in the case of a substitute
Mortgage Loan, those due and payable on such Mortgage Loan
on or before the Determination Date in the month of
substitution, and (C) in the case of a replaced Mortgage
Loan, those due and payable on such Mortgage Loan after the
Determination Date in the month of substitution) on account
of interest at the applicable Net Mortgage Rate on the
Mortgage Loan received from the related Mortgagor,
including any Buydown Funds applied with respect to
interest at the applicable Net Mortgage Rate on any Buydown
Mortgage Loan;
(iii) All Liquidation Proceeds received by the Company
with respect to such Mortgage Loan and the Purchase Price
for any Mortgage Loan purchased by the Company pursuant to
Sections 2.02, 2.03 and 3.16 (including any amounts
received in respect of a substitution of a Mortgage Loan);
(iv) All Insurance Proceeds (including, for this
purpose, any amounts required to be credited by the Company
pursuant to the last sentence of Section 3.06) received by
the Company for the benefit of the Trust Fund, other than
proceeds to be applied to the restoration or repair of the
property subject to the related Mortgage or released, or to
be released, to the related Mortgagor in accordance with
the normal servicing procedures of the Company; and
(v) All REO Proceeds; and
(vi) All Unanticipated Recoveries.
The foregoing requirements respecting credits to the Mortgage
Loan Payment Record are exclusive, it being understood that,
without limiting the generality of the foregoing, the Company
need not enter in the Mortgage Loan Payment Record collections,
Liquidation Proceeds or Insurance Proceeds in respect of Mortgage
Loans which have been previously released from the terms of this
Agreement, amounts representing fees, late charge penalties or
Prepayment Premiums payable by Mortgagors, or amounts received by
the Company for the account of Mortgagors for application towards
the payment of taxes, insurance premiums, assessments and similar
items.
(c) Subject to subsection (e) below, until the
Business Day prior to each Distribution Date on which amounts are
required to be transferred to the Certificate Account pursuant to
subsection (d) of this Section 3.02, the Company may retain and
commingle such amounts with its own funds and shall be entitled
to retain for its own account any gain or investment income
thereon, and any such investment income shall not be subject to
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any claim of the Trustee or Certificateholders. To the extent
that the Company realizes any net loss on any such investments,
the Company shall deposit in the Certificate Account an amount
equal to such net loss at the time the Company is required to
deposit amounts in the Certificate Account pursuant to subsection
(d) of this section 3.02. Any such deposit shall not increase the
Company's obligation under said subsection (d).
(d) The Trustee shall establish and maintain with the
Trustee in its corporate trust department a single separate trust
account designated in the name of the Trustee for the benefit of
the Holders of the Certificates issued hereunder (the
"Certificate Account") into which the Company shall transfer, not
later than 11:00 a.m. New York time on the Business Day prior to
each Distribution Date, an amount in next day funds equal to the
sum of Available Funds for such Distribution Date and any
Unanticipated Recoveries received in the calendar month preceding
the month of such Distribution Date. If the Trustee does not
receive such transfer by 2:00 p.m. on such Business Day, it shall
give the Company written notice thereof.
(e) If the Company or a Responsible Officer of the
Trustee obtains actual notice of or knowledge of the occurrence
of either (x) any Trigger Event or (y) the downgrade by Moody's
of GECC's short-term senior unsecured debt rating below P1,
notwithstanding subsection (c) above, the Company shall promptly
establish, and thereafter maintain, one or more Eligible Accounts
in the name of the Trustee and bearing a designation indicating
that amounts therein are held for the benefit of the Trustee and
the Certificateholders, into which the Company and any Primary
Servicer shall deposit within two Business Days after receipt,
all amounts otherwise required to be credited to the Mortgage
Loan Payment Record pursuant to Section 3.02(b); provided,
however, that such action shall not be required if the Company
delivers to the Trustee a letter from each Rating Agency to the
effect that the failure to take such action will not cause such
Rating Agency to withdraw or reduce its then current ratings of
the Certificates. All amounts so deposited shall be held in trust
for the benefit of Certificateholders. Amounts so deposited may
be invested at the written instruction of the Company in
Permitted Investments in the name of the Trustee maturing no
later than the Business Day preceding the Distribution Date
following the date of such investment; provided, however, that
any such Permitted Investment which is an obligation of The First
National Bank of Chicago, in its individual capacity and not in
its capacity as Trustee, or represents an interest in its
Corporate Trust Short Term Investment Fund, may mature on such
Distribution Date; and, provided further, that no such Permitted
Investment shall be sold before the maturity thereof if the sale
thereof would result in
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the realization of gain prior to maturity unless the Company has
obtained an Opinion of Counsel that such sale or disposition will
not cause the Trust Fund to be subject to the tax on prohibited
transactions under section 860F of the Code, or otherwise subject
the Trust Fund to tax or cause either of the Upper Tier REMIC or
the Lower Tier REMIC established hereunder to fail to qualify as
a REMIC. The Trustee shall maintain physical possession of all
Permitted Investments, other than Permitted Investments
maintained in book-entry form. The Company, as servicer, shall be
entitled to retain for its own account any gain or other income
from Permitted Investments, and neither the Trustee nor Cer-
tificateholders shall have any right or claim with respect to
such income. The Company shall deposit an amount equal to any
loss realized on any Permitted Investment as soon as any such
loss is realized. If the provisions in this subsection (e) become
operable, references in this Agreement to the Mortgage Loan
Payment Record and credits and debits to such Record shall be
deemed to refer to Eligible Accounts and deposits to and
withdrawals from such Eligible Accounts. Any action which may be
necessary to establish the terms of an account pursuant to this
Section 3.02(e) may be taken by an amendment or supplement to
this Agreement or pursuant to a written order of the Company,
which amendment, supplement or order shall not require the
consent of Certificateholders, provided that the Company has
delivered to the Trustee a letter from each Rating Agency to the
effect that such amendment, supplement or order will not cause
such Rating Agency to withdraw or reduce its then current ratings
of the Certificates.
Section 3.03. [Omitted].
Section 3.04. Permitted Debits to the Mortgage Loan
Payment Record. The Company (or any successor servicer pursuant
to Section 7.02) may, from time to time, make debits to the
Mortgage Loan Payment Record for the following purposes:
(i) To reimburse the Company or the applicable Primary
Servicer for Liquidation Expenses theretofore incurred in
respect of any Mortgage Loan in an amount not to exceed the
amount of the related Liquidation Proceeds credited to the
Mortgage Loan Payment Record pursuant to Section
3.02(b)(iii); provided that the Company or the applicable
Primary Servicer shall not be entitled to reimbursement for
Liquidation Expenses incurred after the initiation of
foreclosure proceedings in respect of any Defaulted
Mortgage Loan that is repurchased pursuant to Section 3.16;
(ii) To reimburse the Company or the applicable Primary
Servicer for Insured Expenses and amounts expended by it
pursuant to Section 3.08 in good faith in connection with
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the restoration of property damaged by an Uninsured Cause,
in an amount not to exceed the amount of the related
Insurance Proceeds and Liquidation Proceeds (net of any
debits pursuant to clause (i) above) and amounts
representing proceeds of other insurance policies covering
the property subject to the related Mortgage credited to
the Mortgage Loan Payment Record pursuant to Section
3.02(b) (iii) and (iv);
(iii) To reimburse the Company to the extent permitted
by Sections 3.01(a) and 6.04;
(iv) To pay to the Company amounts received in respect
of any Defective Mortgage Loan or Defaulted Mortgage Loan
purchased by the Company to the extent that the
distribution of any such amounts on the Distribution Date
upon which the proceeds of such purchase are distributed
would make the total amount distributed in respect of any
such Mortgage Loan on such Distribution Date greater than
the Purchase Price therefor, net of any unreimbursed
Monthly Advances made by the Company;
(v) To reimburse the Company (or the Trustee, as
applicable) for Monthly Advances theretofore made in
respect of any Mortgage Loan, including an REO Mortgage
Loan or Liquidated Mortgage Loan, to the extent of late
payments, REO Proceeds, Insurance Proceeds and Liquidation
Proceeds in respect of such Mortgage Loan;
(vi) To reimburse the Company from any Mortgagor
payment of interest or other recovery with respect to a
particular Mortgage Loan, to the extent not previously
retained by the Company, for unpaid Servicing Fees with
respect to such Mortgage Loan, subject to Section 3.08(d);
(vii) To reimburse the Company for any Nonrecoverable
Advance; and
(viii) To make transfers of funds to the Certificate
Account pursuant to Section 3.02(d).
The Company shall keep and maintain separate
accounting records, on a Mortgage Loan by Mortgage Loan basis,
for the purpose of accounting for debits to the Mortgage Loan
Payment Record pursuant to clauses (i), (ii), (iv), (v) and (vi)
of this Section 3.04; provided, however, that it is understood
and agreed that the records of such accounting need not be
retained by the Company for a period longer than the five most
recent fiscal years.
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Section 3.05. [Omitted].
Section 3.06. Maintenance of Hazard Insurance. The
Company shall cause to be maintained for each Mortgage Loan
hazard insurance with a standard mortgagee clause and with
extended coverage in an amount which is at least equal to the
maximum insurable value of the improvements securing such
Mortgage Loan from time to time or the principal balance owing on
such Mortgage Loan from time to time (and, in the case of a
Second Mortgage Loan, on the related first mortgage loan),
whichever is less. The Company shall also maintain on property
acquired upon foreclosure, or by deed in lieu of foreclosure,
hazard insurance with extended coverage in an amount which is at
least equal to the lesser of (i) the maximum insurable value from
time to time of the improvements which are a part of such
property or (ii) the unpaid principal balance of such Mortgage
Loan at the time of such foreclosure or deed in lieu of
foreclosure. To the extent provided in Section 3.02(b)(iv),
amounts collected by the Company under any such policies in
respect of the Mortgage Loans shall be credited to the Mortgage
Loan Payment Record. Such costs shall be recoverable by the
Company pursuant to Section 3.04. In cases in which property
securing any Mortgage Loan is located in a federally designated
flood area, the hazard insurance to be maintained for such
Mortgage Loan shall include flood insurance. All such flood
insurance shall be in such amounts as are required under
applicable guidelines of FNMA. The Company shall be under no
obligation to require that any Mortgagor maintain earthquake or
other additional insurance and shall be under no obligation
itself to maintain any such additional insurance on property
acquired in respect of a Mortgage Loan, other than pursuant to
such applicable laws and regulations as shall at any time be in
force and as shall require such additional insurance. If the
Company shall obtain and maintain a blanket policy insuring
against hazard losses on all of the Mortgage Loans, it shall
conclusively be deemed to have satisfied its obligations as set
forth in the first sentence of this Section 3.06, it being
understood and agreed that such policy may contain a deductible
clause, in which case the Company shall, in the event that there
shall not have been maintained on the related Mortgaged Property
a policy complying with the first sentence of this Section 3.06,
and there shall have been a loss which would have been covered by
such policy, credit to the Mortgage Loan Payment Record the
amount not otherwise payable under the blanket policy because of
such deductible clause.
Section 3.07. Assumption and Modification Agreements.
(a) In any case in which property subject to a Mortgage has been
or is about to be conveyed by the Mortgagor, the Company shall
exercise its right to accelerate the maturity of such Mortgage
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Loan under any "due-on-sale" clause applicable thereto; provided,
however, that if the Company is prevented, as provided in Section
3.07(b), from enforcing any such clause, the Company is
authorized to make or enter into an assumption and modification
agreement from or with the Person to whom such property has been
or is about to be conveyed, pursuant to which such Person becomes
liable under the Mortgage Note and the Mortgagor remains liable
thereon. In connection with any such assumption and modification
agreement, the Company shall apply its then current underwriting
standards to such Person. The Company shall not make or enter
into any such assumption and modification agreement, however,
unless (to the extent practicable in the circumstances) it shall
have received confirmation of the continued effectiveness of any
applicable hazard insurance policy. The Company shall notify the
Trustee that any assumption and modification agreement has been
completed by forwarding to the Trustee the original copy thereof,
which copy shall be added by the Trustee to the related Mortgage
File and shall, for all purposes, be considered a part of such
Mortgage File to the same extent as all other documents and
instruments constituting a part thereof. In connection with any
such agreement, the Mortgage Rate, mortgage term and any other
material term of such Mortgage Loan shall not be changed. Any fee
collected by the Company for entering into any such agreement
will be retained by the Company as additional servicing
compensation.
(b) Notwithstanding Section 3.07(a) or any other
provision of this Agreement, the Company shall not be deemed to
be in default, breach or any other violation of its obligations
hereunder by reason of any assumption of a Mortgage Loan, or
transfer of the property subject to a Mortgage without the
assumption thereof, by operation of law or any assumption or
transfer which the Company reasonably believes it may be
restricted by law from preventing, for any reason whatsoever.
Section 3.08. Realization Upon Defaulted Mortgage
Loans. (a) The Company shall foreclose upon or otherwise
comparably convert the ownership of properties securing such of
the Mortgage Loans as come into and continue in default and as to
which no satisfactory arrangements can be made for collection of
delinquent payments pursuant to Section 3.02. In connection with
such foreclosure or other conversion the Company shall follow
such practices and procedures (including, in the case of any
default on a related senior mortgage loan, the advancing of funds
to correct such default) as it shall deem necessary or advisable
and as shall be normal and usual in its general home equity
mortgage loan servicing activities. The foregoing is subject to
the proviso that the Company shall not be required to expend its
own funds in connection with any foreclosure or towards the
restoration of any property unless it shall determine (i) that
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such restoration or foreclosure will increase the proceeds of
liquidation of the Mortgage Loan to Certificateholders after
reimbursement to itself for such expenses and (ii) that such
expenses will be recoverable to it either through Liquidation
Proceeds or Insurance Proceeds. Notwithstanding the foregoing,
the Company shall not be entitled to recover legal expenses
incurred in connection with foreclosure proceedings where the
Mortgage Loan is reinstated and such foreclosure proceedings are
terminated prior to completion, other than sums received from the
Mortgagor for such expenses.
Notwithstanding anything to the contrary contained
herein, the Company shall be under no obligation to foreclose
upon or otherwise convert the ownership of any Mortgaged Property
which it believes may be contaminated with or affected by
hazardous or toxic wastes, materials or substances. The Company
may, but shall not be obligated to, make such determination on
the basis of a Phase I environmental assessment with respect to
the related Mortgaged Property. Neither the Trustee nor the
Company shall be liable to the Trust Fund or the
Certificateholders if, based on the Company's belief that such
contamination or effect exists, the Company does not foreclose
upon or otherwise convert the ownership of a Mortgaged Property.
In addition, neither the Trustee nor the Company shall be liable
to the Trust Fund or the Certificateholders if, based on the
Company's belief that no such contamination or effect exists, the
Company forecloses upon a Mortgaged Property and the Trustee or
its nominee on behalf of the Trust Fund takes title to such
Mortgaged Property, and thereafter such Mortgaged Property is
determined to be so contaminated or affected.
(b) In the event that title to any Mortgaged Property
is acquired in foreclosure or by deed in lieu of foreclosure, the
deed or certificate of sale shall be issued to the Trustee, or to
its nominee on behalf of the Trust Fund. Notwithstanding any such
acquisition of title and cancellation of the related Mortgage
Loan, such Mortgage Loan shall (except for purposes of Section
9.01) be considered to be an Outstanding Mortgage Loan until such
time as the Mortgaged Property shall be sold and such Mortgage
Loan becomes a Liquidated Mortgage Loan. Consistent with the
foregoing, for purposes of all calculations hereunder so long as
such Mortgage Loan shall be considered to be an Outstanding
Mortgage Loan, it shall be assumed that the related Mortgage Note
and its amortization schedule, if any, in effect on and after
such acquisition of title (after giving effect to any previous
Principal Prepayments) remain in effect (notwithstanding that the
indebtedness evidenced by such Mortgage Note shall have been
discharged), subject to adjustment to reflect the application of
REO Proceeds received in any month. REO Proceeds received in any
month shall be applied to the payment of the
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installments of principal due and interest accrued on the related
REO Mortgage Loan in accordance with the terms of such Mortgage
Note (in the case of a Simple Interest Mortgage Loan, assuming
payments are made on the related Due Date). REO Proceeds received
in any month in excess of the Amortization Payment for such month
due on an REO Mortgage Loan shall be treated as a Principal
Prepayment received in respect of such Mortgage Loan.
(c) In the event that the Trust Fund acquires any
Mortgaged Property as aforesaid or otherwise in connection with a
default or imminent default on a Mortgage Loan, the Company shall
dispose of such Mortgaged Property prior to the close of the
third calendar year after the year of its acquisition by the
Trust Fund unless (a) the Trustee shall have been supplied with
an Opinion of Counsel to the effect that the holding by the Trust
Fund of such Mortgaged Property subsequent to such period (and
specifying the period beyond such period for which the Mortgaged
Property may be held) will not result in the imposition of taxes
on "prohibited transactions" of the Trust Fund as defined in
section 860F of the Code, or cause either of the Upper Tier REMIC
or the Lower Tier REMIC established hereunder to fail to qualify
as a REMIC at any time that any Certificates are outstanding, in
which case the Trust Fund may continue to hold such Mortgaged
Property (subject to any conditions contained in such Opinion of
Counsel), or (b) the Trustee (at the Company's expense) or the
Company shall have applied for, not later than 61 days prior to
the expiration of such period, an extension of such period in the
manner contemplated by section 856(e)(3) of the Code, in which
case the period shall be extended by the applicable period.
Notwithstanding any other provision of this Agreement, no
Mortgaged Property acquired by the Trust Fund shall be rented (or
allowed to continue to be rented) or otherwise used for the
production of income by or on behalf of the Trust Fund or sold in
such a manner or pursuant to any terms that would (i) cause such
Mortgaged Property to fail to qualify at any time as "foreclosure
property" within the meaning of section 860G(a)(8) of the Code,
(ii) subject the Trust Fund to the imposition of any federal or
state income taxes on "net income from foreclosure property" with
respect to such Mortgaged Property within the meaning of section
860G(c) of the Code, or (iii) cause the sale of such Mortgaged
Property to result in the receipt by the Trust Fund of any income
from non-permitted assets as described in section 860F(a)(2)(B)
of the Code, unless the Company has agreed to indemnify and hold
harmless the Trust Fund with respect to the imposition of any
such taxes.
(d) Any collection of Insurance Proceeds or
Liquidation Proceeds will be applied in the following order of
priority: first, to reimburse the Company for any related
unreimbursed Liquidation Expenses and to reimburse the Company,
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for any related unreimbursed Monthly Advances; second, to accrued
and unpaid interest on the Mortgage Loan at the Mortgage Rate
from the date to which interest was last paid or advanced to the
Due Date in the Collection Period relating to the Distribution
Date on which such amounts are to be distributed; and third, as a
recovery of principal of the Mortgage Loan. If the amount so
allocated to interest is less than the full amount of accrued and
unpaid interest due on such Mortgage Loan, the amount of such
recovery will be allocated between the Servicing Fee and interest
at the Net Mortgage Rate in proportion to the amount of such
accrued interest which would have been allocated to each such
category in the absence of any shortfall.
(e) Notwithstanding anything to the contrary contained
herein, the Company shall have the right to enter into an
agreement substantially in the form of Exhibit K hereto with any
Person that is the Holder of 100% of the Class B5 Certificates or
(provided that such form may be revised to delete the option on
the part of such Person to purchase a defaulted Mortgage Loan as
set forth in Section 2.02(f) thereof). Prior to entering into any
such agreement with any Person, the Company shall obtain a
certification from such Person to the effect that (i) such Person
is not an "affiliate" (within the meaning of the Prohibited
Transaction Exemption) of the Trustee and (ii) such Person will
not purchase any Certificates if such purchase would cause such
Person to hold more than a ten percent interest in the Mortgage
Pool. It is understood that the right of the Company to be
reimbursed for Monthly Advances and Nonrecoverable Advances under
this Agreement shall not be affected in any way by the provisions
of any such agreement. The Trustee hereby agrees to perform such
obligations as may be expressly required of it pursuant to the
provisions of such agreement and to promptly notify each party to
such agreement if a Responsible Officer of the Trustee (with
direct responsibility for administration of this Agreement)
becomes aware of any discussions, plans or events that might lead
to the Trustee's becoming an "affiliate" (within the meaning of
the Prohibited Transaction Exemption) of any Person with which
the Company has entered into such agreement, provided that the
contents of any such notification shall be kept confidential by
the parties to such agreement. The Company agrees to promptly
notify the Trustee upon entering into any such agreement. In
addition, the Company shall provide the Trustee with such
information as may be necessary for the Trustee to perform its
obligations thereunder, including written instructions, clearly
identifying the source, amount and application of funds to be
deposited or withdrawn from the Collateral Fund (as defined in
such agreement). The Trustee shall provide the Company with such
information concerning credits and debits to the Collateral Fund
on account of income, gains and losses realized from Collateral
Fund Permitted Investments (as defined in such agreement), and
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costs associated with the purchase and sale thereof, as the
Company may request in order to prepare the instructions
described in the preceding sentence.
In addition, subject to the provisions of the
preceding paragraph, the Company shall have the right to enter
into an agreement substantially in the form of Exhibit K hereto
with any Person that is the Holder of 100% of the Class B4
Certificates, provided that (i) such Person is also the Holder of
100% of the Class B5 Certificates, (ii) such Person shall have no
rights under such agreement until the date on which the Class
Certificate Principal Balance of the Class B5 Certificates has
been reduced to zero, and (iii) any rights of such Person under
such Agreement shall terminate in the event that such Person
transfers, directly or indirectly, the Class B4 Certificates to
any other Person.
Section 3.09. Trustee to Cooperate; Release of
Mortgage Files. Upon the payment in full of any Mortgage Loan,
the Company will immediately notify the Trustee by a
certification (which certification shall include a statement to
the effect that all amounts received in connection with such
payment which are required to be credited to the Mortgage Loan
Payment Record pursuant to Section 3.02 have been so credited) of
a Servicing Officer and shall request delivery to it of the
Mortgage File. If a Buydown Mortgage Loan is the subject of a
Principal Prepayment in full during the related Buydown Period,
the related Buydown Funds will be applied or returned to the
Person entitled thereto in accordance with the terms of such
Buydown Mortgage Loan. Upon receipt of such certification and
request in form satisfactory to the Trustee, the Trustee shall
promptly, but in any event within five Business Days, release the
related Mortgage File to the Company; provided, that the Trustee
shall not be responsible for any delay in the release of a
Mortgage File resulting from acts beyond its control, including
without limitation, acts of God, strikes, lockouts, riots, acts
of war or terrorism, epidemics, nationalization, governmental
regulations imposed after the fact, fire, communication line
failures, computer viruses, power failures, earthquakes or other
disasters. Upon any such payment in full, the Company is
authorized to execute, pursuant to the authorization contained in
Section 3.01, an instrument of satisfaction regarding such
Mortgage, which instrument of satisfaction shall be recorded by
the Company if required by applicable law and be delivered to the
Person entitled thereto, it being understood and agreed that no
expenses incurred in connection with such instrument of
satisfaction shall be reimbursed from amounts at the time
credited to the Mortgage Loan Payment Record. From time to time
and as appropriate for the servicing or foreclosure of any
Mortgage Loan (including, without limitation, collection under
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any primary mortgage insurance policy), the Trustee shall, upon
request of the Company and delivery to the Trustee of a receipt
signed by a Servicing Officer, release the related Mortgage File
to the Company and shall execute such documents as shall be
necessary to the prosecution of any such proceedings. Such
receipt shall obligate the Company to return the Mortgage File to
the Trustee when the need therefor by the Company no longer
exists unless the Mortgage Loan shall be liquidated, in which
case, upon receipt of a certificate of a Servicing Officer
similar to that hereinabove specified, the receipt shall be
released by the Trustee to the Company.
Section 3.10. Servicing Compensation; Payment of
Certain Expenses by the Company. (a) As compensation for its
activities and obligations hereunder, the Company shall be
entitled to withhold and pay to itself out of each payment
received by it on account of interest on each Mortgage Loan
(including the portion of any Buydown Funds applied to the
related Buydown Mortgage Loan for the applicable period) an
amount equal to the Servicing Fee. The aggregate of the Servicing
Fees payable to the Company on any Distribution Date shall be
reduced as provided in Section 4.08. Additional servicing
compensation in the form of Prepayment Interest Excess, Net
Simple Interest Excess, Prepayment Premiums, assumption fees,
modification fees, late payment charges, interest income or gain
with respect to amounts deposited in the Certificate Account and
invested by the Company or otherwise shall be retained by the
Company, subject to Section 3.10(b), if applicable. The Company
shall be required to pay all expenses incurred by it in
connection with its activities hereunder (including payment of
Trustee fees and all other fees and expenses not expressly stated
hereunder to be for the account of the Certificateholders) and
shall not be entitled to reimbursement therefor except as
provided in Sections 3.01, 3.04 and 3.08.
(b) The Company may, as a condition to granting any
request by a Mortgagor for any consent, modification, waiver or
amendment or any other matter or thing, the granting of which is
in the Company's discretion pursuant to the terms of the
instruments evidencing or securing the related Mortgage Loan and
is permitted by other sections of this Agreement, require (to the
extent permitted by applicable law) that such Mortgagor pay to it
a reasonable or customary fee in accordance with the schedule set
forth as Exhibit H (which may be amended from time to time by
provision of a revised schedule of such fees to the Trustee,
whereupon such revised schedule shall be deemed to be Exhibit H
hereunder) for the additional services performed in connection
with such request, together with any related costs and expenses
incurred by it. Such fees shall be additional servicing
compensation to the Company.
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Section 3.11. Reports to the Trustee; Certificate
Account Statements. Not later than 15 days after each
Distribution Date, the Company shall forward to the Trustee a
statement, certified by a Servicing Officer, setting forth the
status of the Mortgage Loan Payment Record as of the close of
business on such Distribution Date and showing, for the period
covered by such statement, the aggregate of credits to the
Mortgage Loan Payment Record for each category of credit
specified in Section 3.02 and each category of debit specified in
Section 3.04.
Section 3.12. Annual Statement as to Compliance. The
Company will deliver to the Trustee, on or before March 31 of
each year, beginning with March 31, 1999, an Officer's
Certificate stating that (a) a review of the activities of the
Company during the preceding calendar year and of its performance
under this Agreement has been made under such Officer's
supervision and (b) to the best of such Officer's knowledge,
based on such review, (i) the Company has fulfilled all its
material obligations under this Agreement throughout such year,
and (ii) no Trigger Event has occurred or, if there has been a
default in the fulfillment of any such obligation or Trigger
Event, specifying each such default or Trigger Event known to
such Officer and the nature and status thereof.
Section 3.13. Annual Independent Public Accountants'
Servicing Report. On or before March 31 of each year, beginning
with March 31, 1999, the Company shall:
(a) furnish to a firm of independent public
accountants (which may also render other services to the
Company) a statement substantially to the effect that the
Company has complied in all material respects with the
minimum servicing standards set forth in the Uniform Single
Attestation Program for Mortgage Bankers (the "Minimum
Servicing Standards") with respect to the mortgage loans in
the Company's home equity loan servicing portfolio or, if
there has been material noncompliance with such servicing
standards, containing a description of such noncompliance;
and
(b) at its expense cause such firm of independent
public accountants to furnish a report to the Trustee
stating its opinion as to the Company's assertion contained
in the statement delivered pursuant to Section 3.13(a),
which opinion shall be based on an examination conducted by
such firm in accordance with the standards established by
the American Institute of Certified Public Accountants,
including examining, on a test basis, evidence about the
Company's compliance with the Minimum Servicing Standards.
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Such opinion shall be to the effect that the Company has
complied in all material respects with the Minimum
Servicing Standards with respect to the mortgage loan
portfolio described in the Company's statement delivered
pursuant to Section 3.13(a) hereof or if there has been
material noncompliance with the Minimum Servicing
Standards, shall contain a description of such
noncompliance in accordance with applicable accounting
standards. In rendering such report, such firm may rely, as
to matters relating to direct servicing of Mortgage Loans
by any primary servicer, upon comparable reports of
independent public accountants with respect to such primary
servicer.
Section 3.14. Access to Certain Documentation and
Information Regarding the Mortgage Loans. To the extent permitted
by applicable law, the Company shall provide to the Trustee,
Certificateholders which are regulated insurance entities and the
applicable insurance regulatory agencies thereof,
Certificateholders which are federally insured savings and loan
associations, the Office of Thrift Supervision, the FDIC and the
supervisory agents and examiners thereof access to the
documentation regarding the Mortgage Loans required by applicable
regulations of the Office of Thrift Supervision or of such
insurance regulatory agencies, as the case may be, such access
being afforded without charge but only upon reasonable request
and during normal business hours at the offices of the Company.
Nothing in this Section 3.14 shall derogate from the obligation
of the Company to observe any applicable law prohibiting
disclosure of information regarding the Mortgagors and the
failure of the Company to provide access as provided in this
Section 3.14 as a result of such obligation shall not constitute
a breach of this Section 3.14.
Section 3.15. Maintenance of Certain Servicing
Policies. The Company shall during the term of its service as
servicer maintain in force (i) a policy or policies of insurance
covering errors and omissions in the performance of its
obligations as servicer hereunder and (ii) a fidelity bond in
respect of its officers, employees or agents. Each such policy or
policies and bond shall, together, comply with the requirements
from time to time of FNMA for persons performing servicing for
mortgage loans purchased by such association.
Section 3.16. Optional Purchase of Defaulted Mortgage
Loans. The Company shall have the right, but not the obligation,
to purchase any Defaulted Mortgage Loan for a price equal to the
Purchase Price therefor. Any such purchase shall be accomplished
as provided in Section 4.04(a) hereof.
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ARTICLE IV
PAYMENTS AND STATEMENTS
Section 4.01. Distributions. (a) On each Distribution
Date, the Trustee shall withdraw the Available Interest Funds
from the Certificate Account and shall make distributions to
Holders of the Certificates as of the preceding Record Date in
the following order of priority, to the extent of the remaining
Available Interest Funds:
(i) to the Class S Certificates and each Class of Senior
Certificates other than the Class R1 and Class R2
Certificates, the Accrued Certificate Interest thereon for
such Distribution Date (less the applicable Simple Interest
Shortfall Percentage of any Unpaid Net Simple Interest
Shortfall for such Distribution Date), any shortfall in
available amounts being allocated among such Classes in
proportion to the amount of Accrued Certificate Interest
otherwise distributable thereon;
(ii) to the Class S Certificates and each Class of
Senior Certificates other than the Class R1 and Class R2
Certificates, any related Unpaid Class Interest Shortfall
for such Distribution Date, any shortfall in available
amounts being allocated among such Classes in proportion to
the Unpaid Class Interest Shortfall for each such Class on
such Distribution Date;
(iii) to the Class M Certificates, the Accrued
Certificate Interest thereon for such Distribution Date
(less the applicable Simple Interest Shortfall Percentage
of any Unpaid Net Simple Interest Shortfall for such
Distribution Date);
(iv) to the Class M Certificates, any Unpaid Class
Interest Shortfall therefor on such Distribution Date;
(v) to the Class B1 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date
(less the applicable Simple Interest Shortfall Percentage of
any Unpaid Net Simple Interest Shortfall for such
Distribution Date);
(vi) to the Class B1 Certificates, any Unpaid Class
Interest Shortfall therefor on such Distribution Date;
(vii) to the Class B2 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date
(less the applicable Simple Interest Shortfall Percentage
of
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any Unpaid Net Simple Interest Shortfall for such
Distribution Date);
(viii) to the Class B2 Certificates, any Unpaid Class
Interest Shortfall therefor on such Distribution Date;
(ix) to the Class B3 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date
(less the applicable Simple Interest Shortfall Percentage
of any Unpaid Net Simple Interest Shortfall for such
Distribution Date);
(x) to the Class B3 Certificates, any Unpaid Class
Interest Shortfall therefor on such Distribution Date;
(xi) to the Class B4 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date
(less the applicable Simple Interest Shortfall Percentage
of any Unpaid Net Simple Interest Shortfall for such
Distribution Date);
(xii) to the Class B4 Certificates, any Unpaid Class
Interest Shortfall therefor on such Distribution Date;
(xiii) to the Class B5 Certificates, the Accrued
Certificate Interest thereon for such Distribution Date
(less the applicable Simple Interest Shortfall Percentage
of any Unpaid Net Simple Interest Shortfall for such
Distribution Date); and
(xiv) to the Class B5 Certificates, any Unpaid Class
Interest Shortfall therefor on such Distribution Date.
(b) On each Distribution Date, the Trustee shall
withdraw the Available Principal Funds from the Certificate
Account and shall make distributions to Holders of the
Certificates as of the preceding Record Date as follows:
(i) the Senior Principal Distribution Amount for such
Distribution Date shall be distributed to the Class A1,
Class A2, Class A3, Class A4, Class A5, Class A6, Class A7,
Class R1 and Class R2 Certificates, in reduction of the
Class Certificate Principal Balances thereof, concurrently,
as follows:
(a) to the Class A7 Certificates, the Class A7
Principal Distribution Amount, if any, for such
Distribution Date, until the Class Certificate
Principal Balance thereof has been reduced to zero;
and
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(b) to the Class A1, Class A2, Class A3, Class
A4, Class A5, Class A6, Class R1 and Class R2
Certificates, an amount equal to the Senior Principal
Distribution Amount for such Distribution Date less
the Class A7 Principal Distribution Amount, if any,
for such date, in the following order of priority:
(1) pro rata, to the Class R1 and Class R2
Certificates, until the Class Certificate
Principal Balances thereof have been reduced to
zero;
(2) to the Class A1 Certificates, until the
Class Certificate Principal Balance thereof has
been reduced to zero;
(3) to the Class A2 Certificates, until the
Class Certificate Principal Balance thereof has
been reduced to zero;
(4) to the Class A3 Certificates, until the
Class Certificate Principal Balance thereof has
been reduced to zero;
(5) to the Class A4 Certificates, until the
Class Certificate Principal Balance thereof has
been reduced to zero;
(6) to the Class A5 Certificates, until the
Class Certificate Principal Balance thereof has
been reduced to zero; and
(7) to the Class A6 Certificates, until the
Class Certificate Principal Balance thereof has
been reduced to zero;
(ii) to each Class of Junior Certificates, in reduction
of the Class Certificate Principal Balance thereof, each
such Class's Allocable Share of the Junior Principal
Distribution Amount on such Distribution Date.
(c) On each Distribution Date, the Trustee shall
distribute to the holder of the Class R2 Certificate any
remaining amounts in the Upper Tier REMIC for such Distribution
Date after application of all amounts described in clauses (a)
and (b) of this Section 4.01, together with any Unanticipated
Recoveries received by the Company in the calendar month
preceding the month of such Distribution Date and not distributed
on such Distribution Date to outstanding Certificates of any
other Class pursuant to Section 4.01(f). Any distributions
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pursuant to this clause (c) shall not reduce the Class
Certificate Principal Balance of the Class R2 Certificate.
(d) If on any Distribution Date the Class Certificate
Principal Balances of the Junior Certificates have each been
reduced to zero, the amount distributable to the Senior
Certificates pursuant to Section 4.01(b)(i) for such Distribution
Date and each succeeding Distribution Date shall be allocated
among the Classes of Senior Certificates, pro rata, on the basis
of their respective Class Certificate Principal Balances
immediately prior to such Distribution Date, regardless of the
priorities set forth in Section 4.01(b)(i).
(e) If on any Distribution Date (i) the Class
Certificate Principal Balance of the Class M Certificates or any
Class of Class B Certificates for which the related Prepayment
Distribution Trigger was satisfied on such Distribution Date is
reduced to zero and (ii) amounts distributable pursuant to
clauses (ii), (iv) and (v) of the Junior Principal Distribution
Amount remain undistributed on such Distribution Date after all
amounts otherwise distributable on such date pursuant to clause
(ii) of Section 4.01(b) have been distributed, such amounts shall
be distributed on such Distribution Date to the remaining Classes
of Junior Certificates in order of priority, such that no such
distribution shall be made to any Class of Junior Certificates
while a prior such Class is outstanding.
(f) In the event that in any calendar month the
Company recovers an amount (an "Unanticipated Recovery") in
respect of principal of a Mortgage Loan which had previously been
allocated as a Realized Loss to any Class of Certificates
pursuant to Section 4.03, on the Distribution Date in the next
succeeding calendar month the Trustee shall withdraw from the
Certificate Account and distribute to the holders of each
outstanding Class to which such Realized Loss had previously been
allocated its share (determined as described in the succeeding
paragraph) of such Unanticipated Recovery in an amount not to
exceed the amount of such Realized Loss previously allocated to
such Class. When the Class Certificate Principal Balance of a
Class of Certificates has been reduced to zero, the holders of
such Class shall not entitled to any share of an Unanticipated
Recovery, and such Unanticipated Recovery shall be allocated
among all outstanding Classes of Certificates entitled thereto in
accordance with the preceding sentence, subject to the remainder
of this subsection (f). In the event that (i) any Unanticipated
Recovery remains undistributed in accordance with the preceding
sentence or (ii) the amount of an Unanticipated Recovery exceeds
the amount of the Realized Loss previously allocated to any
outstanding Classes with respect to the related Mortgage Loan, on
the applicable Distribution Date the Trustee shall distribute to
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the holders of all outstanding Classes of the related
Certificates to which Realized Losses had previously been
allocated and not reimbursed their pro rata share (determined as
described below) of such excess in an amount not to exceed the
aggregate amount of any Realized Loss previously allocated to
such Class with respect to any other Mortgage Loan that has not
been recovered in accordance with this Section 4.01(f). Any
distributions made pursuant to this Section 4.01(f) shall not
reduce the Class Certificate Principal Balance of the related
Certificate.
For purposes of the preceding paragraph, the share of
an Unanticipated Recovery allocable to any Class of Certificates
with respect to a Mortgage Loan shall be based on such Class's
pro rata share (in proportion to the Class Certificate Principal
Balances thereof with respect to such Distribution Date) of the
principal portion of the Realized Loss previously allocated with
respect to such Mortgage Loan.
Section 4.02. Method of Distribution. (a) All
distributions with respect to each Class of Certificates on each
Distribution Date shall be made pro rata among the outstanding
Certificates of such Class, based on the Percentage Interest in
such Class represented by each Certificate. Payments to the
Certificateholders on each Distribution Date will be made by the
Trustee to the Certificateholders of record on the related Record
Date (other than as provided in Section 9.01 respecting the final
distribution) by check or money order mailed to a
Certificateholder at the address appearing in the Certificate
Register, or upon written request by such Certificateholder to
the Trustee made not later than the applicable Record Date, by
wire transfer to a U.S. depository institution acceptable to the
Trustee, or by such other means of payment as such
Certificateholder and the Trustee shall agree.
(b) Each distribution with respect to a Book-Entry
Certificate shall be paid to the Depository, which shall credit
the amount of such distribution to the accounts of its Depository
Participants in accordance with its normal procedures. Each
Depository Participant shall be responsible for disbursing such
distribution to the Certificate Owners that it represents and to
each indirect participating brokerage firm (a "brokerage firm" or
"indirect participating firm") for which it acts as agent. Each
brokerage firm shall be responsible for disbursing funds to the
Certificate Owners that it represents. All such credits and
disbursements with respect to a Book-Entry Certificate are to be
made by the Depository and the Depository Participants in
accordance with the provisions of the applicable Certificates.
Neither the Trustee nor the Company shall have any responsibility
therefor except as otherwise provided by applicable law.
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(c) The Trustee shall withhold or cause to be withheld
such amounts as it reasonably determines are required by the Code
(giving full effect to any exemptions from withholding and
related certifications required to be furnished by
Certificateholders or Certificate Owners and any reductions to
withholding by virtue of any bilateral tax treaties and any
applicable certification required to be furnished by
Certificateholders or Certificate Owners with respect thereto)
from distributions to be made to Non-U.S. Persons. If the Trustee
reasonably determines that a more accurate determination of the
amount required to be withheld for a distribution can be made
within a reasonable period after the scheduled date for such
distribution, it may hold such distribution in trust for a holder
of a Residual Certificate until such determination can be made.
For the purposes of this paragraph, a "Non-U.S. Person" is (i) an
individual other than a citizen or resident of the United States,
(ii) a partnership, corporation or entity treated as a
partnership or corporation for U.S. federal income tax purposes
not formed under the laws of the United States, any state thereof
or the District of Columbia (unless, in the case of a
partnership, Treasury regulations provide otherwise), (iii) any
estate, the income of which is not subject to U.S. federal income
taxation, regardless of source, and (iv) any trust, other than a
trust that a court within the United States is able to exercise
primary supervision over the administration of the trust and one
or more U.S. Persons have the authority to control all
substantial decisions of the trust.
Section 4.03. Allocation of Losses. (a) On or prior to
each Determination Date, the Company shall determine the amount
of any Realized Loss in respect of each Mortgage Loan that
occurred during the immediately preceding calendar month.
(b) With respect to any Distribution Date, the
principal portion of each Realized Loss (other than any Excess
Loss) shall be allocated as follows:
first, to the Class B5 Certificates until the
Class Certificate Principal Balance thereof has been
reduced to zero;
second, to the Class B4 Certificates until the
Class Certificate Principal Balance thereof has been
reduced to zero;
third, to the Class B3 Certificates until the
Class Certificate Principal Balance thereof has been
reduced to zero;
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fourth, to the Class B2 Certificates until the
Class Certificate Principal Balance thereof has been
reduced to zero;
fifth, to the Class B1 Certificates until the
Class Certificate Principal Balance thereof has been
reduced to zero;
sixth, to the Class M Certificates until the Class
Certificate Principal Balance thereof has been reduced
to zero; and
seventh, to the Classes of Senior Certificates,
pro rata, in accordance with their Class Certificate
Principal Balances.
(c) With respect to any Distribution Date, the
principal portion of any Excess Loss shall be allocated to each
Class of Certificates, pro rata, based on the respective Class
Certificate Principal Balances thereof.
(d) Any Realized Losses allocated to a Class of
Certificates pursuant to Section 4.03(b) or (c) shall be
allocated among the Certificates of such Class in proportion to
their respective Certificate Principal Balances. Any allocation
of Realized Losses pursuant to this paragraph (d) shall be
accomplished by reducing the Certificate Principal Balance of the
related Certificates on the related Distribution Date in
accordance with Section 4.03(e).
(e) Realized Losses allocated in accordance with this
Section 4.03 shall be allocated on the Distribution Date in the
month following the month in which such loss was incurred and, in
the case of the principal portion thereof, after giving effect to
distributions made on such Distribution Date.
(f) On each Distribution Date, the Company shall
determine the Subordinate Certificate Writedown Amount, if any.
Any such Subordinate Certificate Writedown Amount shall effect a
corresponding reduction in the Certificate Principal Balance of
the Subordinate Certificates, which reduction shall occur on such
Distribution Date after giving effect to distributions made on
such Distribution Date.
(g) Notwithstanding the foregoing, no such allocation
of any Realized Loss shall be made on a Distribution Date to a
Class of Certificates to the extent that such allocation would
result in the reduction of the aggregate Certificate Principal
Balances of all the Certificates as of such Distribution Date,
after giving effect to all distributions and prior allocations of
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Realized Losses on such date, to an amount less than the
aggregate Principal Balance of the Mortgage Loans as of the first
day of the month of such Distribution Date (such limitation, the
"Loss Allocation Limitation").
(h) Any allocation of a Realized Loss to a Class of
Certificates, or of any Subordinate Certificate Writedown Amount
to a Class of Subordinate Certificates, pursuant to this Section
4.03 shall effect a corresponding allocation thereof to the
corresponding Class of Lower Tier Interests and, in the case of
the principal portion of any such Realized Loss and any such
Subordinate Certificate Writedown Amount, a corresponding
reduction in the related Lower Tier Balance thereof.
Section 4.04. Monthly Advances; Purchases of Defaulted
Mortgage Loans. (a) The Company shall be required to make Monthly
Advances in the manner and to the extent provided herein. Prior
to the close of business on each Determination Date, the Company
shall determine (i) the amount of the Monthly Advance which it is
required to make on the related Distribution Date and (ii)
whether it has elected to purchase any Defaulted Mortgage Loan or
Loans on such Distribution Date pursuant to Section 3.16. If the
Company so elects to purchase any Defaulted Mortgage Loans (or is
required to purchase any Mortgage Loan pursuant to Sections 2.02
or 2.03(a)), no Monthly Advance shall be required with respect
thereto for the month in which such purchase occurs. The Company
shall include information as to each of such determinations in
the Servicer's Certificate furnished by it to the Trustee in
accordance with Section 4.06 and shall be obligated to deposit in
the Certificate Account pursuant to Section 3.02(d) on or before
11:00 a.m. New York time on the Business Day next preceding the
following Distribution Date the respective amounts applicable to
such determinations appearing in such Servicer's Certificate.
Upon receipt by the Trustee of written notification signed by a
Servicing Officer of any such deposit relating to the purchase by
the Company of such a Mortgage Loan, the Trustee shall release to
the Company the related Mortgage File and shall execute and
deliver such instruments of transfer or assignment, in each case
without recourse, as shall be necessary to vest in the Company
any Mortgage Loan released pursuant hereto.
(b) In the event that the Company deposits or expects
to deposit less than the Available Funds required to be deposited
by it pursuant to Section 3.02(d), the Company shall so notify
the Trustee no later than 9:00 a.m. on the Business Day preceding
the related Distribution Date, and the amount so deposited, if
any, shall be deemed to have been deposited first pursuant to
clause (i) of the definition of Available Funds, second pursuant
to clause (iii) of the definition of Available Funds, and third
pursuant to clause (ii) of the definition of Available Funds.
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Such notice shall specify each Mortgage Loan delinquent as of the
preceding Determination Date. In such event, and if the Company
has failed to make any required Monthly Advance such that an
Event of Default as described in Section 7.01(v) has occurred,
the Trustee shall terminate all of the rights and obligations of
the Company as servicer hereunder and, in its capacity as
successor servicer pursuant to Section 7.02, the Trustee shall
make any Monthly Advance required to be made hereunder, in the
manner and to the extent required; provided, the Trustee shall
not be so obligated if prohibited by applicable law.
(c) In the event that the Company is succeeded
hereunder as servicer, the obligation to make Monthly Advances in
the manner and to the extent required by Section 4.04(a) shall be
assumed by the successor servicer (subject to Section 7.02).
Section 4.05. Statements to Certificateholders. Each
month, at least two Business Days prior to each Distribution
Date, the Company shall deliver to the Trustee for mailing to
each Certificateholder, and the Trustee shall mail to each
Certificateholder on such Distribution Date, a statement (each, a
"Distribution Date Statement") substantially in the form of
Exhibit J hereto, setting forth:
(i) The amount of such distribution to the
Certificateholders of each Class allocable to principal,
separately identifying the aggregate amount of any
Principal Prepayments included therein (including, for this
purpose, the Principal Balances of all Defaulted Mortgage
Loans and Defective Mortgage Loans purchased pursuant to
Section 2.02, 2.03(b) and 3.16, respectively, and any
amounts deposited pursuant to Section 2.03(b) in connection
with the substitution of any Mortgage Loans pursuant to
Section 2.02 or 2.03(a), the proceeds of which purchases or
substitutions are being distributed on such Distribution
Date);
(ii) The amount of such distribution to the
Certificateholders of each Class (other than any Class of
Principal Only Certificates) allocable to interest;
(iii) The amount of servicing compensation paid to the
Company during the month preceding the month of
distribution in respect of the Mortgage Loans and such
other customary information as the Company deems necessary
or desirable to enable Certificateholders to prepare their
tax returns;
(iv) The Pool Principal Balance and the aggregate
number of the Mortgage Loans as of the end of the related
Collection Period after giving effect to all distributions
allocable to principal made on such Distribution Date;
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(v) The Class Certificate Principal Balance of each
Class and the Certificate Principal Balance of a Single
Certificate of each Class after giving effect to (i) all
distributions allocable to principal made on such
Distribution Date and (ii) the allocation of any Realized
Losses for such Distribution Date;
(vi) The Pay-out Rate applicable to each Class of
Certificates;
(vii) The book value and unpaid principal balance of any
real estate acquired on behalf of Certificateholders
through foreclosure, or grant of a deed in lieu of
foreclosure or otherwise, of any REO Mortgage Loan, and the
number of the related Mortgage Loans;
(viii) The aggregate Principal Balances and number of
Mortgage Loans which, as of the close of business on the
last day of the month preceding the related Distribution
Date, were (a) one payment delinquent, (y) two payments
delinquent and (z) three or more payments delinquent, and
(b) in foreclosure;
(ix) The Principal Balance of any Mortgage Loan
replaced pursuant to Section 2.03(b);
(x) The Certificate Interest Rate of the Class S,
Class M and Class B Certificates applicable to the Interest
Accrual Period relating to such Distribution Date;
(xi) The Senior Percentage and Junior Percentage for
such Distribution Date;
(xii) The Available Interest Funds and Available
Principal Funds for such Distribution Date;
(xiii) The Senior Prepayment Percentage and Junior
Prepayment Percentage for such Distribution Date; and
(xiv) The amount of such distribution to the
Certificateholders of each Class allocable to Unanticipated
Recoveries.
In the case of information furnished pursuant to
clauses (i) through (iii) above, the amounts shall be expressed
as a dollar amount per Single Certificate.
In connection with any proposed transfer of a
Certificate that is purported to be made in reliance on Rule 144A
under the Securities Act, the Company shall be responsible for
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furnishing such information as may be required thereunder to a
proposed transferee. In furtherance of the Company's obligations
hereunder, the Company hereby instructs the Trustee, at the
Company's expense and on its behalf, and the Trustee agrees, to
promptly make available to the proposed transferee, upon request
of the holder, (i) all statements furnished to Certificateholders
pursuant to this Section 4.05(a) on previous Distribution Dates,
(ii) all certificates furnished to the Trustee pursuant to
Section 4.06 in prior months, (iii) Officer's Certificates
furnished to the Trustee pursuant to Section 3.12 for the two
years preceding such request, (iv) reports of independent
accountants furnished to the Trustee pursuant to Section 3.13 for
the two years preceding such request, (v) a copy of the Private
Placement Memorandum relating to such Certificate, together with
any amendments or supplements thereto issued by the Company
(which copy shall be furnished to the Trustee by the Company),
and (vi) the Company's Current Report on Form 8-K, dated the
Closing Date, relating to the Mortgage Loans; provided, however,
that the Trustee shall in no event be required to make available
such statements or certificates pursuant to clauses (i) and (ii)
above relating to Distribution Dates occurring more than
twenty-four months preceding the month in which such request was
received; provided, further, however, that notwithstanding the
Trustee's agreement as aforesaid to provide such materials to a
proposed transferee, the Trustee does not assume, and shall not
thereby be deemed to have assumed, any responsibility for
compliance by the Company with Rule 144A (subject to the
Trustee's agreement set forth in the second sentence of this
paragraph) and shall be entitled to include a notice with such
statements or certificates to the effect that such materials have
not been prepared or assembled by the Trustee and that the
Trustee assumes no responsibility for the adequacy, sufficiency
or contents thereof. In connection with any such proposed
transfer, the Company shall make available to the proposed
holder, at the request of the related transferor, such additional
information, if any, as may be required to be delivered pursuant
to Rule 144A(d)(4).
Section 4.06. Servicer's Certificate. Each month, not
later than the second Business Day next preceding each
Distribution Date, the Company shall deliver to the Trustee a
completed Servicer's Certificate.
Section 4.07. Reports of Foreclosures and Abandonments
of Mortgaged Property. The Trustee (or the Company on behalf of
the Trustee) shall, in each year beginning after 1997, make the
reports of foreclosures and abandonments of any Mortgaged
Property as required by section 6050J of the Code. In order to
facilitate this reporting process, the Company, on or before
January 31st of each year, shall provide to the Trustee reports
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relating to each instance occurring during the previous calendar
year in which the Company (i) on behalf of the Trustee acquires
an interest in a Mortgaged Property through foreclosure or other
comparable conversion in full or partial satisfaction of a
Mortgage Loan, or (ii) knows or has reason to know that a
Mortgaged Property has been abandoned. Reports from the Company
shall be in form and substance sufficient to meet the reporting
requirements imposed by section 6050J of the Code.
Section 4.08. Reduction of Servicing Compensation;
Simple Interest Shortfall Payments. (a) The aggregate amount of
the Servicing Fees subject to retention by the Company as
servicer in respect of any Distribution Date shall be reduced
(but not below zero), first, by the amount of any Compensating
Interest Payment for such Distribution Date, and second, by the
amount of any Simple Interest Shortfall Payment for such
Distribution Date.
(b) Not later than 11:00 a.m. New York time on the
Business Day prior to each Distribution Date, the Company shall
deposit into the Certificate Account as part of the Available
Funds to be deposited on such date pursuant to Section 3.02(d)
the sum of (i) the Compensating Interest Payment, if any, with
respect to such Distribution Date and (ii) the amount, if any, by
which the Simple Interest Shortfall Payment for such date exceeds
the amount paid by the Servicer pursuant to clause second of
Section 4.08(a); provided, however, that the amount deposited
pursuant to clause (ii) above shall not exceed the aggregate
amount of any Net Simple Interest Excess paid to the Company on
previous Distribution Dates and not previously deposited into the
Certificate Account pursuant to this Section 4.08(b).
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates. (a) The Certificates
shall be substantially in the forms set forth in Exhibit A
hereto, as applicable, and shall, on original issue, be executed
by the Trustee, not in its individual capacity but solely as
Trustee, and countersigned and delivered by the Trustee to or
upon the order of the Company as provided in Article II.
(b) The Certificates shall be issued in an aggregate
Initial Certificate Principal Balance of $186,134,461.31. Such
aggregate original principal balance shall be divided among the
Classes having the designations, Class Certificate Principal
Balances, Certificate Interest Rates and minimum denominations as
follows:
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Initial
Class
Certificate Certificate
Principal Interest Minimum
Designation Balance Rate Denominations
- ----------- ------- ---- -------------
Class A1 $56,900,000.00 6.825% $ 25,000
Class A2 20,000,000.00 6.565 25,000
Class A3 30,000,000.00 6.590 25,000
Class A4 10,000,000.00 6.765 25,000
Class A5 13,400,000.00 6.800 25,000
Class A6 23,411,000.00 7.170 25,000
Class A7 17,063,000.00 6.735 25,000
Class M 4,654,000.00 (1) 100,000
Class B1 4,189,000.00 (1) 100,000
Class B2 1,862,000.00 (1) 100,000
Class B3 1,867,000.00 (1) 250,000
Class B4 1,396,000.00 (1) 250,000
Class B5 1,396,461.31 (1) 250,000
Class S (2) (2) 12,000,000
Class R1 500.00 0.00 500
Class R2 500.00 0.00 500
- -------------------------
(1) The Certificate Interest Rate of each of the Class M and
Class B Certificates is as set forth in the definition of
"Certificate Interest Rate."
(2) The Class S Certificates are issued with an initial
Notional Principal Balance of $186,134,461.31 and shall
bear interest at the Strip Rate.
(c) The Certificates shall be issuable in registered
form only. The Book-Entry Certificates will be evidenced by one
or more certificates, beneficial ownership of which will be held
in the minimum dollar denominations in Certificate Principal
Balance or Notional Principal Balance, as applicable, specified
in Section 5.01(b), and integral multiples of $1,000 in excess
thereof. The Non-Book-Entry Certificates other than the Residual
Certificates shall each be issued in the minimum dollar
denominations in Certificate Principal Balance or Notional
Principal Balance, as applicable, specified in Section 5.01(b),
and integral multiples of $1,000 (or $1,000,000 in the case of a
Class of Class S Certificates) in excess thereof (and, if
necessary, in the amount of the remaining Class Certificate
Principal Balance or Notional Principal Balance, as applicable,
of each Class, in the case of one Certificate of such Class).
Each Class of Residual Certificates shall be issued as a single
certificate evidencing the entire Class Certificate Principal
Balance of such Class and having a Percentage Interest of 100%.
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If necessary, one Certificate of each Class of Book-Entry
Certificates and Class S Certificates may evidence an additional
amount equal to the remainder of the Class Certificate Principal
Balance (or Notional Principal Balance) of such Class.
(d) The Certificates shall be executed by manual or
facsimile signature on behalf of the Trustee by an authorized
officer under its seal, which may be in facsimile form and be
imprinted or otherwise reproduced thereon. Certificates bearing
the manual or facsimile signatures of individuals who were, at
the time when such signatures were affixed, authorized to sign on
behalf of the Trustee shall bind the Trustee, notwithstanding
that such individuals or any of them have ceased to be so
authorized prior to the authentication and delivery of such
Certificates or did not hold such offices at the date of such
Certificate. No Certificate shall be entitled to any benefit
under this Agreement, or be valid for any purpose, unless such
Certificate shall have been manually countersigned by the Trustee
substantially in the forms set forth in Exhibit A hereto, and
such countersignature upon any Certificate shall be conclusive
evidence, and the only evidence, that such Certificate has been
duly executed and delivered hereunder. All Certificates issued on
the Closing Date shall be dated the Closing Date; all
Certificates issued thereafter shall be dated the date of their
countersignature.
(e) The Strip Rate for each Interest Accrual Period
shall be determined by the Company and included in the Servicer's
Certificate for the related Distribution Date.
Section 5.02. Registration of Transfer and Exchange of
Certificates. (a) The Trustee shall cause to be kept at an office
or agency in the city in which the Corporate Trust Office of the
Trustee is located or in the City of New York, New York a
Certificate Register in which, subject to such reasonable
regulations as it may prescribe, the Trustee shall provide for
the registration of Certificates and of transfers and exchanges
of Certificates as herein provided. The Trustee shall initially
serve as Certificate Registrar for the purpose of registering
Certificates and transfers and exchanges of Certificates as
herein provided.
Subject to Sections 5.02(b) and 5.02(c), upon
surrender for registration of transfer of any Certificate at the
Corporate Trust Office, the Trustee shall execute, authenticate
and deliver, in the name of the designated transferee or
transferees, one or more new Certificates of the same Class in
authorized denominations of a like Percentage Interest.
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At the option of a Certificateholder, Certificates may
be exchanged for other Certificates of authorized denominations
of a like Class and Percentage Interest, upon surrender of the
Certificates to be exchanged at any such office or agency.
Whenever any Certificates are so surrendered for exchange the
Trustee shall execute, countersign and deliver the Certificates
which the Certificateholder making the exchange is entitled to
receive. Every Certificate presented or surrendered for
registration of transfer or exchange shall be accompanied by a
written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder
thereof or his attorney duly authorized in writing.
No service charge shall be made for any registration
of transfer or exchange of Certificates, but the Trustee may
require payment of a sum sufficient to cover any tax or
governmental charge that may be imposed in connection with any
transfer or exchange of Certificates.
All Certificates surrendered for registration of
transfer and exchange shall be canceled and subsequently
destroyed by the Trustee and a certificate of destruction shall
be delivered by the Trustee to the Company.
(b) No legal or beneficial interest in all or any
portion of the Residual Certificates may be transferred directly
or indirectly to (i) a Disqualified Organization or an agent of a
Disqualified Organization (including a broker, nominee, or
middleman), (ii) an entity that holds REMIC residual securities
as nominee to facilitate the clearance and settlement of such
securities through electronic book-entry changes in accounts of
participating organizations (a "Book-Entry Nominee"), or (iii) an
individual, corporation, partnership or other person unless such
transferee (A) is not a Non-U.S. Person or (B) is a Non-U.S.
Person that holds a Residual Certificate in connection with the
conduct of a trade or business within the United States and has
furnished the transferor and the Trustee with an effective
Internal Revenue Service Form 4224 or (C) is a Non-U.S. Person
that has delivered to both the transferor and the Trustee an
opinion of a nationally recognized tax counsel to the effect that
the transfer of a Residual Certificate to it is in accordance
with the requirements of the Code and the regulations promulgated
thereunder and that such transfer of a Residual Certificate will
not be disregarded for federal income tax purposes (any such
person who is not covered by clause (A), (B) or (C) above being
referred to herein as a "Non-permitted Foreign Holder"), and any
such purported transfer shall be void and have no effect. The
Trustee shall not execute, and shall not authenticate and
deliver, a Residual Certificate in connection with any transfer
thereof unless the transferor shall have provided to the Trustee
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an affidavit, substantially in the form attached as Exhibit F
hereto, signed by the transferee, to the effect that the
transferee is not such a Disqualified Organization, an agent
(including a broker, nominee, or middleman) for any entity as to
which the transferee has not received a substantially similar
affidavit, a Book-Entry Nominee or a Non-permitted Foreign
Holder, which affidavit shall contain the consent of the
transferee to any such amendments of this Agreement as may be
required to further effectuate the foregoing restrictions on
transfer of the Residual Certificates to Disqualified
Organizations, Book-Entry Nominees or Non-permitted Foreign
Holders, and an agreement by the Transferee that it will not
transfer a Residual Certificate without providing to the Trustee
an affidavit substantially in the form attached as Exhibit F
hereto and a letter substantially in the form attached as Exhibit
G hereto. Such affidavit shall also contain the statement of the
transferee that (i) it does not have the intention to impede the
assessment or collection of any federal, state or local taxes
legally required to be paid with respect to the Residual
Certificates and (ii) it understands that it may incur tax
liabilities in excess of cash flows generated by a Residual
Certificate and that it intends to pay taxes associated with
holding a Residual Certificate as they become due.
The affidavit described in the preceding paragraph, if
not executed in connection with the initial issuance of the
Residual Certificates, shall be accompanied by a written
statement in the form attached as Exhibit G hereto, signed by the
transferor, to the effect that as of the time of the transfer,
the transferor has (i) no actual knowledge that the transferee is
a Disqualified Organization, Book-Entry Nominee or Non-permitted
Foreign Holder, (ii) no reason to believe that the transferee has
the intention to impede the assessment or collection of any
federal, state or local taxes legally required to be paid with
respect to a Residual Certificate, and (iii) conducted a
reasonable investigation and found that the transferee had
historically paid its debts as they came due and found no
significant evidence to indicate that the transferee will not
continue to pay its debts as they become due. The Residual
Certificates shall bear a legend referring to the foregoing
restrictions contained in this paragraph and the preceding
paragraph.
Upon notice to the Company that any legal or
beneficial interest in any portion of the Residual Certificates
has been transferred, directly or indirectly, to a Disqualified
Organization or agent thereof (including a broker, nominee, or
middleman) in contravention of the foregoing restrictions, (i)
such transferee shall be deemed to hold the Residual Certificate
in constructive trust for the last transferor who was not a
Disqualified Organization or agent thereof, and such transferor
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shall be restored as the owner of such Residual Certificate as
completely as if such transfer had never occurred, provided that
the Company may, but is not required to, recover any
distributions made to such transferee with respect to the
Residual Certificate and return such recovery to the transferor,
and (ii) the Company agrees to furnish to the Internal Revenue
Service and to any transferor of the Residual Certificate or such
agent (within 60 days of the request therefor by the transferor
or agent) such information necessary to the application of
section 860E(e) of the Code as may be required by the Code,
including but not limited to the present value of the total
anticipated excess inclusions with respect to the Residual
Certificate (or portion thereof) for periods after such transfer.
At the election of the Company, the cost to the Company of
computing and furnishing such information may be charged to the
transferor or such agent referred to above; however, the Company
shall in no event be excused from furnishing such information.
The restrictions on transfers of the Residual
Certificates set forth in the preceding three paragraphs shall
cease to apply to transfers (and the applicable portions of the
legend to the Residual Certificates may be deleted) after
delivery to the Trustee of an Opinion of Counsel to the effect
that the elimination of such restrictions will not cause either
of the Upper Tier REMIC or the Lower Tier REMIC established
hereunder to fail to qualify as a REMIC at any time that the
Certificates are outstanding.
No transfer of a Restricted Certificate shall be made
unless such transfer is made pursuant to an effective
registration statement under the Securities Act of 1933, as
amended (the "Act"), and any applicable state securities laws, in
each case as evidenced by an Officer's Certificate, or is exempt
from the registration requirements of the Act and any applicable
state securities laws. In the event of such registration, any
restrictive legends set forth in the form of the relevant
Restricted Certificate in Exhibit A hereto with respect to the
Act and state securities law restrictions shall be removed by the
Trustee upon request of the Holder thereof and automatically upon
exchange or registration of transfer thereof. As a condition to
any transfer that is to be made in reliance upon an exemption
from the Act and such laws of a Restricted Certificate to any
person other than a QIB (as certified by the proposed transferee
in the form of assignment attached to the related Certificate),
either (x) the Trustee shall require the transferee to execute an
investment letter in the form substantially as set forth in
Exhibit I hereto or in such other form as may be acceptable to
the Trustee, certifying as to the facts surrounding such
transfer, or (y) in lieu of such investment letter, the Trustee
may accept a written Opinion of Counsel (in form and substance
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acceptable to the Trustee) that such proposed transfer may be
made pursuant to an exemption from the Act. As an additional
condition to any transfer of a Restricted Certificate, either (i)
the transferor and the transferee shall complete the form of
assignment attached to the Certificate proposed to be
transferred, or (ii) the Trustee shall have received the
above-referenced Opinion of Counsel. The holder of any Restricted
Certificate desiring to effect the transfer thereof to a person
other than a QIB shall, and hereby agrees to, comply with any
applicable conditions set forth in the preceding two sentences
and indemnify the Trustee and the Company against any liability
that may result if the transfer thereof is not so exempt or is
not made in accordance with such federal and state laws. Such
agreement to so indemnify the Trustee and the Company shall
survive the termination of this Agreement. Notwithstanding the
foregoing, no Opinion of Counsel or investment letter shall be
required upon the original issuance of (i) the Restricted Junior
Certificates to the Initial Purchaser (as defined in the Private
Placement Memorandum) or its nominee and (ii) the Class S
Certificates to the Company or upon any subsequent transfer of a
Class S Certificate by the Company, provided that if any
Restricted Junior Certificates are, at the request of the Initial
Purchaser, registered in the name of its nominee, the Initial
Purchaser shall be deemed to acknowledge and agree with the
Company and the Trustee that no transfer of a beneficial interest
in such Certificates will be made without registering such
Certificates in the name of the transferee, which shall be a
Person other than such nominee. Any opinion or letter required
pursuant to this paragraph shall not be at the expense of the
Trust Fund or the Trustee.
(c) (i) No transfer of an ERISA-Restricted Certificate
in the form of a Definitive Certificate shall be made to any
Person unless the Trustee has received (A) a certificate
(substantially in the form of Exhibit E or such other form as is
acceptable to the Company and the Trustee) from such transferee
to the effect that such transferee (i) is not a Plan or a Person
that is using the assets of a Plan to acquire such
ERISA-Restricted Certificate or (ii) is an insurance company
investing assets of its general account and the exemptions
provided by Section III(a) of Department of Labor Prohibited
Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July 12,
1995) (the "Exemptions") apply to the transferee's acquisition
and holding of any ERISA-Restricted Certificate or (B) an opinion
of counsel satisfactory to the Trustee and the Company to the
effect that the purchase and holding of such a Certificate will
not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" subject to the prohibited transactions
provisions of ERISA or Section 4975 of the Code and will not
subject the Trustee or the Company to any obligation in addition
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to those undertaken in the Agreement; provided, however, that the
Trustee will not require such certificate or opinion in the event
that, as a result of a change of law or otherwise, counsel
satisfactory to the Trustee has rendered an opinion to the effect
that the purchase and holding of an ERISA-Restricted Certificate
by a Plan or a Person that is purchasing or holding such a
Certificate with the assets of a Plan will not constitute or
result in a prohibited transaction under ERISA or Section 4975 of
the Code. The preparation and delivery of the certificate and
opinions referred to above shall not be an expense of the Trust
Fund, the Trustee or the Company. Notwithstanding the foregoing,
no opinion or certificate shall be required for the initial
issuance of the ERISA-Restricted Certificates.
(ii) No transfer of a Residual Certificate shall be
made to any Person unless the Trustee has received a
certification (substantially in the form of paragraph 4 of
Exhibit F) from such transferee to the effect that, among other
things, such transferee is not a Plan or a Person that is using
the assets of a Plan to acquire any such Certificate. The
preparation and delivery of such certificate shall not be an
expense of the Trust Fund, the Trustee or the Company.
(d) Subject to Section 8.01(i) hereof, the Trustee may
conclusively rely upon any certificate, affidavit or opinion
delivered pursuant to Section 5.02(b) or (c). Any certificate or
affidavit required to be delivered by a transferee under this
Section 5.02 may be executed and delivered in the name of such
transferee by its attorney-in-fact duly authorized in writing in
form and substance satisfactory to the Trustee.
(e) Except as to any additional Certificate of any
Class of Book-Entry Certificates held in physical certificated
form pursuant to Section 5.02(g) or any Restricted Junior
Certificate of any Class of Book-Entry Certificates that is
transferred to an entity other than a QIB, the Book-Entry
Certificates shall, subject to Section 5.02(f), at all times
remain registered in the name of the Depository or its nominee
and at all times: (i) registration thereof may not be transferred
by the Trustee except to another Depository; (ii) the Depository
shall maintain book-entry records with respect to the Certificate
Owners and with respect to ownership and transfers of such
Certificates; (iii) ownership and transfers of registration of
the Certificates issued in book-entry form on the books of the
Depository shall be governed by applicable rules established by
the Depository and the rights of Certificate Owners with respect
to Book-Entry Certificates shall be governed by applicable law
and agreements between such Certificate Owners and the
Depository, Depository Participants, and indirect participating
firms; (iv) the Depository may collect its usual and customary
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fees, charges and expenses from its Depository Participants; (v)
the Trustee shall deal with the Depository, Depository
Participants and indirect participating firms as authorized
representatives of the Certificate Owners of the Certificates
issued in book-entry form for all purposes including the making
of payments due on the Book-Entry Certificates and exercising the
rights of Holders under this Agreement, and requests and
directions for and votes of such representatives shall not be
deemed to be inconsistent if they are made with respect to
different Certificate Owners; (vi) the Trustee may rely and shall
be fully protected in relying upon information furnished by the
Depository with respect to its Depository Participants and
furnished by the Depository Participants with respect to indirect
participating firms and persons shown on the books of such
indirect participating firms as direct or indirect Certificate
Owners; (vii) Certificate Owners shall not be entitled to
certificates for the Book-Entry Certificates and (viii) the
Trustee may establish a reasonable record date in connection with
solicitations of consents from or voting by Certificateholders
and give notice to the Depository of such record date.
All transfers by Certificate Owners of Book-Entry
Certificates shall be made in accordance with the procedures
established by the Depository Participant or brokerage firm
representing such Certificate Owner. Each Depository Participant
shall only transfer Book-Entry Certificates of Certificate Owners
it represents or of brokerage firms for which it acts as agent in
accordance with the Depository's normal procedures. Except as
provided herein, the Trustee shall have no duty to monitor or
restrict the transfer of Certificates or interests therein, and
shall have no liability for any transfer, including any transfer
made through the book-entry facilities of the Depository or
between or among Depository Participants or Certificate Owners,
made in violation of applicable restrictions set forth herein,
except in the event of the failure of the Trustee to perform its
duties and fulfill its obligations under this Agreement.
(f) If (x)(i) the Company or the Depository advises
the Trustee in writing that the Depository is no longer willing,
qualified or able to properly discharge its responsibilities as
Depository, and (ii) the Trustee or the Company is unable to
locate a qualified successor, (y) the Company at its option
advises the Trustee in writing that it elects to terminate the
book-entry system through the Depository or (z) after the
occurrence of an Event of Default, Certificate Owners
representing not less than 51% of the aggregate Voting Rights
allocated to the Book-Entry Certificates together advise the
Trustee and the Depository through the Depository Participants in
writing that the continuation of a book-entry system through the
Depository is no longer in the best interests of the Certificate
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Owners, the Trustee shall notify all Certificate Owners, through
the Depository, of the occurrence of any such event and of the
availability of Definitive Certificates to Certificate Owners
requesting the same. Upon surrender to the Trustee of such
Certificates by the Depository, accompanied by registration
instructions from the Depository for registration, the Trustee
shall issue the Definitive Certificates. Neither the Company nor
the Trustee shall be liable for any delay in delivery of such
instructions and may conclusively rely on, and shall be protected
in relying on, such instructions. Upon the issuance of Definitive
Certificates all references herein to obligations imposed upon or
to be performed by the Depository shall be deemed to be imposed
upon and performed by the Trustee, to the extent applicable with
respect to such Definitive Certificates and the Trustee shall
recognize the Holders of the Definitive Certificates as
Certificateholders hereunder.
(g) On or prior to the Closing Date, there shall be
delivered to the Depository (or to The First National Bank of
Chicago, acting as custodian for the Depository pursuant to the
Depository's procedures) one certificate for each Class of
Book-Entry Certificates registered in the name of the
Depository's nominee, Cede & Co. The face amount of each such
Certificate shall represent 100% of the initial Class Certificate
Principal Balance thereof, except for such amount that does not
constitute an acceptable denomination to the Depository. An
additional Certificate of each Class of Book-Entry Certificates
may be issued evidencing such remainder and, if so issued, will
be held in physical certificated form by the Holders thereof.
Each Certificate issued in book-entry form shall bear the
following legend:
"Unless this Certificate is presented by an authorized
representative of The Depository Trust Company, a New York
corporation ("DTC"), to Issuer or its agent for registration of
transfer, exchange, or payment, and any certificate issued is
registered in the name of Cede & Co. or in such other name as
requested by an authorized representative of DTC (and any payment
is made to Cede & Co. or to such other entity as is requested by
an authorized representative of DTC), ANY TRANSFER, PLEDGE OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL inasmuch as the registered owner hereof, Cede & Co., has
an interest herein."
Section 5.03. Mutilated, Destroyed, Lost or Stolen
Certificates. If (a) any mutilated Certificate is surrendered to
the Certificate Registrar, or the Certificate Registrar receives
evidence to its satisfaction of the destruction, loss or theft of
any Certificate and (b) there is delivered to the Company, the
Certificate Registrar and the Trustee such security or indemnity
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as may be required by them to save each of them harmless, then,
in the absence of notice to the Certificate Registrar or the
Trustee that such Certificate has been acquired by a bona fide
purchaser, the Trustee shall execute, countersign and deliver, in
exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor, Class and
Percentage Interest. In connection with the issuance of any new
Certificate under this Section 5.03, the Trustee may require the
payment of a sum sufficient to cover any tax or other
governmental charge that may be imposed in relation thereto and
any other expenses (including the fees and expenses of the
Trustee and the Certificate Registrar) connected therewith. Any
duplicate Certificate issued pursuant to this Section 5.03 shall
constitute complete and indefeasible evidence of ownership in the
Trust Fund, as if originally issued, whether or not the lost,
stolen or destroyed Certificate shall be found at any time.
Section 5.04. Persons Deemed Owners. Prior to due
presentation of a Certificate for registration of transfer, the
Company, the Trustee, the Certificate Registrar and any agent of
the Company, the Trustee or the Certificate Registrar may treat
the person in whose name any Certificate is registered as the
owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.01 and for all other purposes
whatsoever, and neither the Company, the Trustee, the Certificate
Registrar nor any agent of the Company, the Trustee or the
Certificate Registrar shall be affected by any notice to the
contrary.
Section 5.05. Access to List of Certificateholders'
Names and Addresses. The Certificate Registrar will furnish or
cause to be furnished to the Company, within 15 days after
receipt by the Certificate Registrar of request therefor from the
Company in writing, a list, in such form as the Company may
reasonably require, of the names and addresses of the
Certificateholders as of the most recent Record Date for payment
of distributions to Certificateholders. If three or more
Certificateholders (hereinafter referred to as "applicants")
apply in writing to the Trustee, and such application states that
the applicants desire to communicate with other
Certificateholders with respect to their rights under this
Agreement or under the Certificates and is accompanied by a copy
of the communication which such applicants propose to transmit,
then the Trustee shall, within five Business Days after the
receipt of such application, afford such applicants access during
normal business hours to the most recent list of
Certificateholders held by the Trustee. If such list is as of a
date more than 90 days prior to the date of receipt of such
applicants' request, the Trustee shall promptly request from the
Certificate Registrar a current list as provided above, and shall
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afford such applicants access to such list promptly upon receipt.
Every Certificateholder, by receiving and holding a Certificate,
agrees with the Certificate Registrar and the Trustee that
neither the Certificate Registrar nor the Trustee shall be held
accountable by reason of the disclosure of any such information
as to the names and addresses of the Certificateholders
hereunder, regardless of the source from which such information
was derived.
Section 5.06. Representation of Certain
Certificateholders. The fiduciary of any Plan which becomes a
Holder of a Certificate, by virtue of its acceptance of such
Certificate, will be deemed to have represented and warranted to
the Trustee and the Company that such Plan is an "accredited
investor" as defined in Rule 501(a)(1) of Regulation D
promulgated by the Securities and Exchange Commission under the
Securities Act of 1933.
ARTICLE VI
THE COMPANY
Section 6.01. Liability of the Company. The Company
shall be liable in accordance herewith only to the extent of the
obligations specifically imposed upon and undertaken by the
Company herein.
Section 6.02. Merger or Consolidation of, or
Assumption of the Obligations of, the Company. Any corporation
into which the Company may be merged or consolidated, or any
corporation resulting from any merger, conversion or
consolidation to which the Company shall be a party, or any
corporation succeeding to the business of the Company, or any
corporation, more than 50% of the voting stock of which is,
directly or indirectly, owned by General Electric Company, or any
limited partnership, the sole general partner of which is either
the Company or a corporation, more than 50% of the voting stock
of which is owned, directly or indirectly, by General Electric
Company, which executes an agreement of assumption to perform
every obligation of the Company hereunder, shall be the successor
of the Company hereunder, without the execution or filing of any
paper or any further act on the part of any of the parties
hereto, anything herein to the contrary notwithstanding.
Section 6.03. Assignment. The Company may assign its
rights and delegate its duties and obligations as servicer under
this Agreement; provided, that (i) the purchaser or transferee
accepting such assignment or delegation is qualified to service
mortgage loans for FNMA or FHLMC, is reasonably satisfactory to
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the Trustee and executes and delivers to the Trustee an
agreement, in form and substance reasonably satisfactory to the
Trustee, which contains an assumption by such purchaser or
transferee of the due and punctual performance and observance of
each covenant and condition to be performed or observed by the
Company as servicer hereunder from and after the date of such
agreement and (ii) each Rating Agency's rating of any Classes of
Certificates in effect immediately prior to such assignment or
delegation would not be qualified, downgraded or withdrawn as a
result thereof. In the case of any such assignment or delegation,
the Company will be released from its obligations as servicer
hereunder except for liabilities and obligations as servicer
incurred prior to such assignment or delegation.
Section 6.04. Limitation on Liability of the Company
and Others. Neither the Company nor any of the directors or
officers or employees or agents of the Company shall be under any
liability to the Trust Fund or the Certificateholders for any
action taken or for refraining from the taking of any action by
the Company pursuant to this Agreement, or for errors in
judgment; provided, however, that this provision shall not
protect the Company or any such person against any liability
which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of
duties of the Company or by reason of reckless disregard of
obligations and duties of the Company hereunder. The Company and
any director or officer or employee or agent of the Company may
rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any
matters arising hereunder. The Company and any director or
officer or employee or agent of the Company shall be indemnified
by the Trust Fund and held harmless against any loss, liability
or expense incurred in connection with any legal action relating
to this Agreement or the Certificates, other than any loss,
liability or expense related to any specific Mortgage Loan or
Mortgage Loans (except as any such loss, liability or expense
shall be otherwise reimbursable pursuant to this Agreement) and
any loss, liability or expense incurred by reason of willful
misfeasance, bad faith or gross negligence in the performance of
duties hereunder or by reason of reckless disregard of
obligations and duties hereunder. The Company shall be under no
obligation to appear in, prosecute or defend any legal action
which is not incidental to its duties to service the Mortgage
Loans in accordance with this Agreement and which in its opinion
may involve it in any expense or liability; provided, however,
that the Company may in its sole discretion undertake any such
action which it may deem necessary or desirable in respect of
this Agreement, and the rights and duties of the parties hereto
and the interests of the Certificateholders hereunder. In such
event, the legal expenses and costs of such action and any
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liability resulting therefrom shall be expenses, costs and
liabilities of the Trust Fund and the Company shall be entitled
to be reimbursed therefor from amounts credited to the Mortgage
Loan Payment Record as provided by Section 3.04.
Section 6.05. The Company Not to Resign. Subject to
the provisions of Sections 6.02 and 6.03, the Company shall not
resign from the obligations and duties hereby imposed on it
except upon determination that the performance of its duties
hereunder is no longer permissible under applicable law. Any such
determination permitting the resignation of the Company shall be
evidenced by an Opinion of Counsel to such effect delivered to
the Trustee. No such resignation shall become effective until the
Trustee or a successor servicer shall have assumed the
responsibilities and obligations of the Company in accordance
with Section 7.02.
ARTICLE VII
DEFAULT
Section 7.01. Events of Default. If any one of the
following events ("Events of Default") shall occur and be
continuing:
(i) Any failure by the Company to make any payment to
the Trustee of funds pursuant to Section 3.02(d) out of
which distributions to Certificateholders of any Class are
required to be made under the terms of the Certificates and
this Agreement which failure continues unremedied for a
period of three Business Days after the date upon which
written notice of such failure shall have been given to the
Company by the Trustee or to the Company and the Trustee by
Holders of Certificates of each Class affected thereby
evidencing, as to each such Class, Percentage Interests
aggregating not less than 25%; or
(ii) Failure on the part of the Company duly to observe
or perform in any material respect any other covenants or
agreements of the Company set forth in the Certificates or
in this Agreement, which covenants and agreements (A)
materially affect the rights of Certificateholders and (B)
continue unremedied for a period of 60 days after the date
on which written notice of such failure (stating that such
notice is a "notice of default" hereunder), requiring the
same to be remedied, shall have been given to the Company
by the Trustee, or to the Company and the Trustee by the
Holders of Certificates of each Class affected thereby
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evidencing, as to each such Class, Percentage Interests
aggregating not less than 25%; or
(iii) The entry of a decree or order by a court or
agency or supervisory authority having jurisdiction in the
premises for the appointment of a conservator, receiver or
liquidator in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar
proceedings of or relating to the Company, or for the
winding up or liquidation of the Company's affairs, and the
continuance of any such decree or order unstayed and in
effect for a period of 60 consecutive days; or
(iv) The consent by the Company to the appointment of a
conservator or receiver or liquidator in any insolvency,
readjustment of debt, marshalling of assets and liabilities
or similar proceedings of or relating to the Company or of
or relating to substantially all of its property; or the
Company shall admit in writing its inability to pay its
debts generally as they become due, file a petition to take
advantage of any applicable insolvency or reorganization
statute, make an assignment for the benefit of its
creditors, or voluntarily suspend payment of its
obligations; or
(v) Any failure on the part of the Company to deposit
into the Certificate Account any Monthly Advance required
to be made pursuant to this Agreement by 12:00 noon New
York time on the related Distribution Date;
then, and in each and every such case, so long as an Event of
Default shall not have been remedied by the Company, either the
Trustee, or the Holders of Certificates of each Class affected
thereby evidencing, as to each such Class, Percentage Interests
aggregating not less than 51%, by notice then given in writing to
the Company (and to the Trustee if given by the
Certificateholders) may terminate all of the rights and
obligations of the Company as servicer under this Agreement. On
or after the receipt by the Company of such written notice, all
authority and power of the Company under this Agreement, whether
with respect to the Certificates or the Mortgage Loans or
otherwise, shall pass to and be vested in the Trustee pursuant to
and under this Section 7.01; and, without limitation, the Trustee
is hereby authorized and empowered to execute and deliver, on
behalf of the Company, as attorney-in-fact or otherwise, any and
all documents and other instruments, and to do or accomplish all
other acts or things necessary or appropriate to effect the
purposes of such notice of termination, whether to complete the
transfer and endorsement of the Mortgage Loans and related
documents, or otherwise, including, without limitation, the
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recordation of the assignments of the Mortgage Loans to it. The
Company agrees to cooperate with the Trustee in effecting the
termination of the responsibilities and rights of the Company
hereunder, including, without limitation, the transfer to the
Trustee for the administration by it of all cash amounts that
shall at the time be held by the Company and that have been or
should have been credited by it to the Mortgage Loan Payment
Record, or that have been deposited by the Company in the
Certificate Account or are thereafter received by the Company
with respect to the Mortgage Loans. In addition to any other
amounts which are then, or, notwithstanding the termination of
its activities as servicer, may become, payable to the Company
under this Agreement, the Company shall be entitled to receive
out of any delinquent payment on account of interest on a
Mortgage Loan, due during the period prior to the notice pursuant
to this Section 7.01 which terminates the obligation and rights
of the Company hereunder and received after such notice, that
portion of such payment which it would have been entitled to
retain pursuant to Section 3.04(vi) if such notice had not been
given.
Section 7.02. Trustee to Act; Appointment of
Successor. (a) On and after the time the Company receives a
notice of termination pursuant to Section 7.01, the Trustee shall
be the successor in all respects to the Company in its capacity
as servicer under this Agreement and the transactions set forth
or provided for herein and shall succeed to all the rights of and
be subject to all the responsibilities, duties and liabilities
relating thereto placed on the Company in its capacity as
servicer by the terms and provisions hereof; provided, however,
that the responsibilities and duties of the Company pursuant to
Sections 2.02 and 2.03(a), and, if the Trustee is prohibited by
law or regulation from making Monthly Advances, the
responsibility to make Monthly Advances pursuant to Section 4.04,
shall not be the responsibilities, duties or obligations of the
Trustee; and provided further, that any failure of the Trustee to
perform such duties and responsibilities that is caused by the
Company's failure to cooperate with the Trustee as required by
Section 7.01 shall not be considered a default by the Trustee
hereunder. As compensation therefor, the Trustee shall, except as
provided in Section 7.01, be entitled to such compensation as the
Company would have been entitled to hereunder if no such notice
of termination had been given. Notwithstanding the above, the
Trustee may, if it shall be unwilling so to act, or shall, if it
is legally unable so to act, appoint, or petition a court of
competent jurisdiction to appoint, any established housing and
home finance institution approved to service mortgage loans for
either FNMA or FHLMC, having a net worth of not less than
$10,000,000, as the successor to the Company hereunder in the
assumption of all or any part of the responsibilities, duties or
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liabilities of the Company hereunder. Pending appointment of a
successor to the Company pursuant to this Article VII, unless the
Trustee is prohibited by law from so acting, the Trustee shall
act in such capacity as hereinabove provided. In connection with
such appointment and assumption, the Trustee may make such
arrangements for the compensation of such successor out of
payments on Mortgage Loans as it and such successor shall agree;
provided, however, that no such compensation shall be in excess
of that permitted the Company hereunder. The Trustee and such
successor shall take such action, consistent with this Agreement,
as shall be necessary to effectuate any such succession. The
Trustee may delegate any obligation in its capacity as successor
to the Company as servicer to an agent or an affiliate.
(b) Any successor, including the Trustee, to the
Company as servicer pursuant to this Article VII shall during the
term of its service as servicer maintain in force (i) a policy or
policies of insurance covering errors and omissions in the
performance of its obligations as servicer hereunder, and (ii) a
fidelity bond in respect of its officers, employees and agents to
the same extent as the Company is so required pursuant to Section
3.15.
Section 7.03. Notification to Certificateholders. Upon
any termination or appointment of a successor to the Company
pursuant to this Article VII, the Trustee shall give prompt
written notice thereof to Certificateholders at their respective
addresses appearing in the Certificate Register.
ARTICLE VIII
THE TRUSTEE
Section 8.01. Duties of Trustee. The Trustee, prior to
the occurrence of an Event of Default and after the curing of all
Events of Default which may have occurred, undertakes to perform
such duties and only such duties as are specifically set forth in
this Agreement. If an Event of Default has occurred (which has
not been cured), the Trustee shall exercise such of the rights
and powers vested in it by this Agreement, and use the same
degree of care and skill in their exercise, as a prudent person
would exercise or use under the circumstances in the conduct of
his or her own affairs. If the Trustee is acting as successor to
the Company in its capacity as servicer, the Trustee shall use
the same degree of care and skill in such capacity as the Company
is required to use pursuant to this Agreement.
The Trustee, upon receipt of all resolutions,
certificates, statements, opinions, reports, documents, orders or
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other instruments furnished to the Trustee which are specifically
required to be furnished pursuant to any provision of this
Agreement, shall examine them to determine whether they conform
to the requirements of this Agreement.
No provision of this Agreement shall be construed to
relieve the Trustee from liability for its own negligent action,
its own negligent failure to act or its own misconduct; provided,
however, that:
(i) Prior to the occurrence of an Event of Default,
and after the curing of all such Events of Default which
may have occurred, the duties and obligations of the
Trustee shall be determined solely by the express
provisions of this Agreement, the Trustee shall not be
liable except for the performance of such duties and
obligations as are specifically set forth in this
Agreement, no implied covenants or obligations shall be
read into this Agreement against the Trustee and, in the
absence of bad faith on the part of the Trustee, the
Trustee may conclusively rely, as to the truth of the
statements and the correctness of the computations and
opinions expressed therein, upon any certificates or
opinions furnished to the Trustee and conforming to the
requirements of this Agreement;
(ii) The Trustee shall not be personally liable for an
error of judgment made in good faith by a Responsible
Officer of the Trustee, unless it shall be proved that the
Trustee was negligent in performing its duties in
accordance with the terms of this Agreement;
(iii) The Trustee shall not be personally liable with
respect to any action taken, suffered or omitted to be
taken by it in good faith in accordance with the direction
of the Holders of Certificates of each Class affected
thereby evidencing, as to each such Class, Percentage
Interests aggregating not less than 25%, relating to the
time, method and place of conducting any proceeding for any
remedy available to the Trustee, or exercising any trust or
power conferred upon the Trustee, under this Agreement; and
(iv) The Trustee shall not be charged with knowledge of
(A) any failure by the Company to comply with the
obligations of the Company referred to in clauses (i) and
(ii) of Section 7.01, (B) the rating downgrade referred to
in the definition of "Trigger Event" or (C) any failure by
the Company to comply with the obligations of the Company
to record the assignments of Mortgages referred to in
Section 2.01 unless a Responsible Officer of the Trustee at
the Corporate Trust Office obtains actual knowledge of such
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failures, occurrence or downgrade or the Trustee receives
written notice of such failures, occurrence or downgrade
from the Company or the Holders of Certificates of each
Class affected thereby evidencing, as to each such Class,
Percentage Interests aggregating not less than 25%.
Subject to any obligation of the Trustee as successor
servicer hereunder to make Monthly Advances as provided herein,
the Trustee shall not be required to expend or risk its own funds
or otherwise incur financial liability in the performance of any
of its duties hereunder, or in the exercise of any of its rights
or powers, if there is reasonable ground for believing that the
repayment of such funds or adequate indemnity against such risk
or liability is not reasonably assured to it, and none of the
provisions contained in this Agreement shall in any event require
the Trustee to perform, or be responsible for the manner of
performance of, any of the obligations of the Company under this
Agreement, except during such time, if any, as the Trustee shall
be the successor to, and be vested with the rights, duties,
powers and privileges of, the Company in accordance with the
terms of this Agreement. Nothing in this Agreement shall be
construed to impose any obligation of the Company in its capacity
as seller upon the Trustee.
Section 8.02. Certain Matters Affecting the Trustee.
Except as otherwise provided in Section 8.01:
(i) The Trustee may conclusively rely and shall be
protected in acting or refraining from acting upon any
resolution, Officer's Certificate, Servicer's Certificate,
certificate of auditors or any other certificate,
statement, instrument, opinion, report, notice, request,
consent, order, appraisal, bond or other paper or document
believed by it to be genuine and to have been signed or
presented by the proper party or parties;
(ii) The Trustee may consult with counsel and any
written advice of such counsel or any Opinion of Counsel
shall be full and complete authorization and protection in
respect of any action taken or suffered or omitted by it
hereunder in good faith and in accordance with such advice
or Opinion of Counsel;
(iii) The Trustee shall be under no obligation to
exercise any of the rights or powers vested in it by this
Agreement, or to institute, conduct or defend any
litigation hereunder or in relation hereto, at the request,
order or direction of any of the Certificateholders,
pursuant to the provisions of this Agreement, unless such
Certificateholders shall have offered to the Trustee
reasonable security or
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indemnity against the costs, expenses and liabilities which
may be incurred therein or thereby; nothing contained
herein shall, however, relieve the Trustee of the
obligations, upon the occurrence of an Event of Default
(which has not been cured), to exercise such of the rights
and powers vested in it by this Agreement, and to use the
same degree of care and skill in their exercise as a
prudent person would exercise or use under the
circumstances in the conduct of his or her own affairs;
(iv) The Trustee shall not be personally liable for any
action taken, suffered or omitted by it in good faith and
believed by it to be authorized or within the discretion or
rights or powers conferred upon it by this Agreement;
(v) Prior to the occurrence of an Event of Default and
after the curing of all Events of Default which may have
occurred, the Trustee shall not be bound to make any
investigation into the facts or matters stated in any
resolution, certificate, statement, instrument, opinion,
report, notice, request, consent, order, approval, bond or
other paper or documents, unless requested in writing so to
do by Holders of Certificates of each Class affected
thereby evidencing, as to each such Class, Percentage
Interests aggregating not less than 25%; provided, however,
that if the payment within a reasonable time to the Trustee
of the costs, expenses or liabilities likely to be incurred
by it in the making of such investigation is, in the
opinion of the Trustee, not reasonably assured to the
Trustee by the security afforded to it by the terms of this
Agreement, the Trustee may require reasonable indemnity
against such cost, expense or liability as a condition to
such proceeding. The reasonable expense of every such
investigation shall be paid by the Company or, if paid by
the Trustee, shall be reimbursed by the Company upon
demand. Nothing in this clause (v) shall derogate from the
obligation of the Company to observe any applicable law
prohibiting disclosure of information regarding the
Mortgagors; and
(vi) The Trustee may execute any of the trusts or
powers hereunder or perform any duties hereunder either
directly or by or through agents or attorneys or a
custodian.
Section 8.03. Trustee Not Liable for Certificates or
Mortgage Loans. The recitals contained herein and in the
Certificates (other than the signature and countersignature of
the Trustee on the Certificates) shall be taken as the statements
of the Company, and the Trustee assumes no responsibility for the
correctness of the same. The Trustee makes no representations as
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to the validity or sufficiency of this Agreement or of the
Certificates (other than the signature and countersignature of
the Trustee on the Certificates) or of any Mortgage Loan or
related document. The Trustee shall not be accountable for the
use or application by the Company of any of the Certificates or
of the proceeds of such Certificates, or for the use or
application of any funds paid to the Company in respect of the
Mortgage Loans or deposited in or withdrawn from the Certificate
Account by the Company.
Section 8.04. Trustee May Own Certificates. The
Trustee in its individual or any other capacity may become the
owner or pledgee of Certificates and may transact business with
the Company, GECC and their respective affiliates with the same
rights as it would have if it were not Trustee.
Section 8.05. The Company to Pay Trustee's Fees and
Expenses. The Company covenants and agrees to pay to the Trustee
from time to time, and the Trustee shall be entitled to,
reasonable compensation (which shall not be limited by any
provision of law in regard to the compensation of a trustee of an
express trust) for all services rendered by it in the execution
of the trusts hereby created and in the exercise and performance
of any of the powers and duties hereunder of the Trustee, and the
Company will pay or reimburse the Trustee upon its request for
all reasonable expenses, disbursements and advances (including
any Monthly Advances of the Trustee not previously reimbursed
thereto pursuant to Section 3.04) incurred or made by the Trustee
in accordance with any of the provisions of this Agreement
(including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in
its employ) except any such expense, disbursement or advance as
may arise from its negligence or bad faith or which is the
responsibility of Certificateholders hereunder. In addition, the
Company covenants and agrees to indemnify the Trustee from, and
hold it harmless against, any and all losses, liabilities,
damages, claims or expenses other than those resulting from the
negligence or bad faith of the Trustee. From time to time, the
Trustee may request that the Company debit the Mortgage Loan
Payment Record pursuant to Section 3.04 to reimburse the Trustee
for any Monthly Advances and Nonrecoverable Advances.
Section 8.06. Eligibility Requirements for Trustee.
The Trustee hereunder shall at all times be a national banking
association or corporation having its principal office either in
the State of New York or in the same state as that in which the
initial Trustee under this Agreement has its principal office and
organized and doing business under the laws of such State or the
United States of America, authorized under such laws to exercise
corporate trust powers, having a combined capital and surplus of
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at least $50,000,000 and subject to supervision or examination by
federal or state authority. If such corporation publishes reports
of condition at least annually, pursuant to law or to the
requirements of the aforesaid supervising or examining authority,
then for the purposes of this Section 8.06, the combined capital
and surplus of such corporation shall be deemed to be its
combined capital and surplus as set forth in its most recent
report of condition so published. The Trustee shall not be an
affiliate of the Company. In case at any time the Trustee shall
cease to be eligible in accordance with the provisions of this
Section 8.06, the Trustee shall resign immediately in the manner
and with the effect specified in Section 8.07.
Section 8.07. Resignation or Removal of Trustee. The
Trustee may at any time resign and be discharged from the trusts
hereby created by giving written notice thereof to the Company.
Upon receiving such notice of resignation, the Company shall
promptly appoint a successor Trustee by written instrument, in
duplicate, one copy of which instrument shall be delivered to the
resigning Trustee and one copy to the successor Trustee. If no
successor Trustee shall have been so appointed and having
accepted appointment within 30 days after the giving of such
notice of resignation, the resigning Trustee may petition any
court of competent jurisdiction for the appointment of a
successor Trustee.
If the conditions in any of the following clauses (i),
(ii) or (iii) shall occur at any time, the Company may remove the
Trustee: (i) the Trustee shall cease to be eligible in accordance
with the provisions of Section 8.06 and shall fail to resign
after written request therefor by the Company; (ii) the Trustee
shall be legally unable to act, or shall be adjudged a bankrupt
or insolvent, or a receiver of the Trustee or of its property
shall be appointed, or any public officer shall take charge or
control of the Trustee or of its property or affairs for the
purpose of rehabilitation, conservation or liquidation; or (iii)
the replacement of the Trustee with a successor Trustee will
enable the Company to avoid (and should, based on the information
included in the notice referred to below, result in the avoidance
of) a downgrading of the ratings assigned to the Certificates by
the Rating Agencies (whether or not other actions could avoid
such downgrading) and no Event of Default, as provided by Section
7.01 hereof, shall have occurred or be continuing; provided,
however, that no action shall be taken pursuant to this clause
(iii) unless reasonable notice shall have been provided to the
Trustee, which notice shall set forth the basis for any rating
downgrade as contemplated by the Rating Agencies and shall also
indicate the manner in which such proposed action is intended to
avoid such downgrade. If it removes the Trustee under the
authority of the immediately
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preceding sentence, the Company shall promptly appoint a
successor trustee by written instrument, in duplicate, one copy
of which instrument shall be delivered to the Trustee so removed
and one copy to the successor trustee.
Any resignation or removal of the Trustee and
appointment of a successor Trustee pursuant to any of the
provisions of this Section 8.07 shall not become effective until
acceptance of appointment by the successor Trustee as provided in
Section 8.08.
Section 8.08. Successor Trustee. Any successor Trustee
appointed as provided in Section 8.07 shall execute, acknowledge
and deliver to the Company and to its predecessor Trustee an
instrument accepting such appointment hereunder, and thereupon
the resignation or removal of the predecessor Trustee shall
become effective and such successor Trustee, without any further
act, deed or conveyance, shall become fully vested with all the
rights, powers, duties and obligations of its predecessor
hereunder, with like effect as if originally named as Trustee.
The predecessor Trustee shall deliver to the successor Trustee
all Mortgage Files and related documents and statements held by
it hereunder; and the Company and the predecessor Trustee shall
execute and deliver such instruments and do such other things as
may reasonably be required for fully and certainly vesting and
confirming in the successor Trustee all such rights, powers,
duties and obligations.
No successor Trustee shall accept appointment as
provided in this Section 8.08 unless at the time of such
acceptance such successor Trustee shall be eligible under the
provisions of Section 8.06.
Upon acceptance of appointment by a successor Trustee
as provided in this Section 8.08, the Company shall mail notice
of the succession of such Trustee hereunder to all holders of
Certificates at their addresses as shown in the Certificate
Register. If the Company fails to mail such notice within 10 days
after acceptance of appointment by the successor Trustee, the
successor Trustee shall cause such notice to be mailed at the
expense of the Company.
Section 8.09. Merger or Consolidation of Trustee. Any
corporation into which the Trustee may be merged or converted or
with which it may be consolidated, or any corporation resulting
from any merger, conversion or consolidation to which the Trustee
shall be a party, or any corporation succeeding to the corporate
trust business of the Trustee, shall be the successor of the
Trustee hereunder, provided that such corporation shall be
eligible under the provisions of Section 8.06, without the
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execution or filing of any paper or any further act on the part
of any of the parties hereto, anything herein to the contrary
notwithstanding.
Section 8.10. Appointment of Co-Trustee or Separate
Trustee. Notwithstanding any other provisions of this Agreement,
at any time, for the purpose of meeting any legal requirements of
any jurisdiction in which any part of the Trust Fund or property
securing any Mortgage Note may at the time be located, the
Company and the Trustee acting jointly shall have the power and
shall execute and deliver all instruments to appoint one or more
Persons approved by the Trustee to act as co-trustee or
co-trustees, jointly with the Trustee, of all or any part of the
Trust Fund, or separate trustee or separate trustees of any part
of the Trust Fund, and to vest in such Person or Persons, in such
capacity and for the benefit of the Certificateholders, such
title to the Trust Fund, or any part thereof, and, subject to the
other provisions of this Section 8.10, such powers, duties,
obligations, rights and trusts as the Company and the Trustee may
consider necessary or desirable. If the Company shall not have
joined in such appointment within 15 days after the receipt by it
of a request so to do, or in case an Event of Default shall have
occurred and be continuing, the Trustee alone shall have the
power to make such appointment. No co-trustee or separate trustee
hereunder shall be required to meet the terms of eligibility as a
successor trustee under Section 8.06 and no notice to
Certificateholders of the appointment of any co-trustee or
separate trustee shall be required under Section 8.08.
Every separate trustee and co-trustee shall, to the
extent permitted by law, be appointed and act subject to the
following provisions and conditions:
(i) All rights, powers, duties and obligations
conferred or imposed upon the Trustee shall be conferred or
imposed upon and exercised or performed by the Trustee and
such separate trustee or co-trustee jointly (it being
understood that such separate trustee or co-trustee is not
authorized to act separately without the Trustee joining in
such act), except to the extent that under any law of any
jurisdiction in which any particular act or acts are to be
performed (whether as Trustee hereunder or as successor to
the Company hereunder), the Trustee shall be incompetent or
unqualified to perform such act or acts, in which event
such rights, powers, duties and obligations (including the
holding of title to the Trust Fund or any portion thereof
in any such jurisdiction) shall be exercised and performed
singly by such separate trustee or co-trustee, but solely
at the direction of the Trustee;
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(ii) No trustee hereunder shall be held personally
liable by reason of any act or omission of any other trustee
hereunder; and
(iii) The Company and the Trustee acting jointly may at
any time accept the resignation of or remove any separate
trustee or co-trustee.
Any notice, request or other writing given to the
Trustee shall be deemed to have been given to each of the then
separate trustees and co-trustees, as effectively as if given to
each of them. Every instrument appointing any separate trustee or
co-trustee shall refer to this Agreement and the conditions of
this Article VIII. Each separate trustee and co-trustee, upon its
acceptance of the trusts conferred, shall be vested with the
estates or property specified in its instrument of appointment,
either jointly with the Trustee or separately, as may be provided
therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating
to the conduct of, affecting the liability of, or affording
protection to, the Trustee. Every such instrument shall be filed
with the Trustee and a copy thereof given to the Company.
Any separate trustee or co-trustee may, at any time,
constitute the Trustee, its agent or attorney-in-fact, with full
power and authority, to the extent not prohibited by law, to do
any lawful act under or in respect of this Agreement on its
behalf and in its name. If any separate trustee or co-trustee
shall die, become incapable of acting, resign or be removed, all
of its estates, properties, rights, remedies and trusts shall
vest in and be exercised by the Trustee, to the extent permitted
by law, without the appointment of a new or successor trustee.
Section 8.11. Compliance with REMIC Provisions; Tax
Returns. The Trustee shall at all times act in such a manner in
the performance of its duties hereunder as shall be necessary to
prevent each of the Upper Tier REMIC and the Lower Tier REMIC
from failing to qualify as a REMIC and to prevent the imposition
of a tax on the Trust Fund or such REMICs. The Trustee, upon
request, will furnish the Company with all such information
within its possession as may be reasonably required in connection
with the preparation of all tax returns of the Trust Fund and any
Reserve Fund, and shall, upon request, execute such returns.
ARTICLE IX
TERMINATION
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Section 9.01. Termination upon Repurchase by the
Company or Liquidation of All Mortgage Loans. Subject to Section
9.02, the respective obligations and responsibilities of the
Company and the Trustee created hereby (other than the obligation
of the Trustee to make certain payments to Certificateholders
after the final Distribution Date and the obligation of the
Trustee to send certain notices as hereinafter set forth) shall
terminate upon the last action required to be taken by the
Trustee on the final Distribution Date pursuant to this Article
IX following the earlier of (a) the repurchase by the Company of
all Mortgage Loans and all REO Mortgage Loans remaining in the
Trust Fund at a price equal to the sum of (x) 100% of the unpaid
principal balance of each Mortgage Loan (other than any REO
Mortgage Loans described in the following clause) plus accrued
and unpaid interest thereon at the applicable Net Mortgage Rate
(less any amounts constituting previously unreimbursed Monthly
Advances) to the first day of the month in which such purchase
price is to be distributed to Certificateholders and (y) the
appraised value of any REO Mortgage Loan (less the good faith
estimate of the Company of Liquidation Expenses to be incurred in
connection with its disposal thereof), such appraisal to be
conducted by an appraiser mutually agreed upon by the Company and
the Trustee, and (b) the later of the final payment or other
liquidation (or any Monthly Advance with respect thereto) of the
last Mortgage Loan remaining in the Trust Fund or the disposition
of all property acquired upon foreclosure or by deed in lieu of
foreclosure of any Mortgage Loan; provided, however, that in no
event shall the Trust Fund created hereby continue beyond the
expiration of 21 years from the death of the last survivor of the
descendants of Joseph P. Kennedy, the late ambassador of the
United States of America to the Court of St. James's, living on
the date of this Agreement. The right of the Company to
repurchase all Mortgage Loans pursuant to clause (a) above shall
be conditioned upon the aggregate of the Principal Balance of the
Outstanding Mortgage Loans, at the time of any such repurchase,
aggregating less than 10 percent of the aggregate of the
Principal Balance of the Mortgage Loans as of the Cut-off Date.
Notice of any termination, specifying the Distribution
Date upon which the Certificateholders may surrender their
Certificates to the Trustee for payment of the final distribution
and cancellation, shall be given promptly by the Trustee by
letter to Certificateholders mailed not earlier than the 15th day
and not later than the 25th day of the month next preceding the
month of such final distribution specifying (A) the Distribution
Date upon which final payment of the Certificates will be made
upon presentation and surrender of the Certificates at the office
of the Trustee therein designated, (B) the amount of any such
final payment and (C) that the Record Date otherwise applicable
to such Distribution Date is not applicable, payments being made
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only upon presentation and surrender of the Certificates at the
office of the Trustee therein specified. The Trustee shall give
such notice to the Certificate Registrar at the time such notice
is given to Certificateholders. In the event such notice is given
in connection with the exercise by the Company of its right of
repurchase, the Company shall deposit in the Certificate Account
not later than 11:00 a.m. on the Business Day prior to the final
Distribution Date in next-day funds an amount equal to the price
described above. Upon presentation and surrender of the
Certificates, the Trustee shall cause to be distributed to
Certificateholders an amount equal to the price calculated as
above provided, any such repurchase being in lieu of the
distribution otherwise required to be made on the Distribution
Date upon which the repurchase is effected. Upon certification to
the Trustee by a Servicing Officer following such final deposit,
the Trustee shall promptly release to the Company the Mortgage
Files for the repurchased Mortgage Loans.
On the final Distribution Date, the Trustee shall
distribute amounts on deposit in the Certificate Account in
accordance with the applicable priorities provided by Section
4.01 or Section 2.05(d), as the case may be. Distributions on
each Certificate shall be made on the final Distribution Date in
the manner specified in Section 4.02 but only upon presentation
and surrender of the Certificates.
In the event that all of the Certificateholders shall
not surrender their Certificates for cancellation within six
months after the date specified in the above-mentioned written
notice, the Trustee shall give a second written notice to the
remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect
thereto. If within one year after the second notice all the
Certificates shall not have been surrendered for cancellation,
the Trustee may take appropriate steps, or may appoint an agent
to take appropriate steps, to contact the remaining
Certificateholders concerning surrender of their Certificates,
and the cost thereof shall be paid out of the funds and other
assets which remain subject hereto.
Section 9.02. Additional Termination Requirements. (a)
In the event the Company exercises its purchase option as
provided in Section 9.01, the Trust Fund and each of the Upper
Tier REMIC and the Lower Tier REMIC established hereunder shall
be terminated in accordance with the following additional
requirements, unless the Trustee has been supplied with an
Opinion of Counsel to the effect that the failure to comply with
the requirements of this Section 9.02 will not (i) result in the
imposition of taxes on "prohibited transactions" of either of the
Upper Tier REMIC or the Lower Tier REMIC as defined in section
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860F of the Code, or (ii) cause either of the Upper Tier REMIC or
the Lower Tier REMIC to fail to qualify as a REMIC at any time
that any Certificates are outstanding:
(i) Within 90 days prior to the final Distribution
Date set forth in the notice given by the Trustee under
Section 9.01, the Company shall prepare and the Trustee
shall execute and adopt a plan of complete liquidation for
either the Upper Tier REMIC or the Lower Tier REMIC within
the meaning of section 860F(a)(4)(A)(i) of the Code, which
shall be evidenced by such notice; and
(ii) Within 90 days after the time of adoption of such
a plan of complete liquidation, the Trustee shall sell all
of the assets of the Trust Fund to the Company for cash in
accordance with Section 9.01.
(b) By their acceptance of the Residual Certificates,
the Holders thereof hereby authorize the Trustee to adopt such a
plan of complete liquidation which authorization shall be binding
on all successor Holders of the Residual Certificates.
(c) On the final federal income tax return for each of
the Upper Tier REMIC and the Lower Tier REMIC, the Trustee will
attach a statement specifying the date of the adoption of the
plan of liquidation.
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment. This Agreement may be
amended from time to time by the Company and the Trustee, without
the consent of any of the Certificateholders, to cure any
ambiguity, to correct or supplement any provisions herein or
therein which may be defective or inconsistent with any other
provisions herein, or to add any other provisions with respect to
matters or questions arising under this Agreement, which shall
not be materially inconsistent with the provisions of this
Agreement; provided, however, that such action shall not, as
evidenced by an Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder.
Notwithstanding the foregoing, without the consent of the
Certificateholders, the Trustee and the Company may at any time
and from time to time amend this Agreement to modify, eliminate
or add to any of its provisions to such extent as shall be
necessary or appropriate to maintain the qualification of each of
the Upper Tier REMIC and the Lower Tier REMIC as a REMIC under
the Code or to avoid or minimize the risk of the imposition of
109
<PAGE>
any tax on the Trust Fund pursuant to the Code that would be a
claim against the Trust Fund at any time prior to the final
redemption of the Certificates, provided that the Trustee has
obtained an opinion of independent counsel (which opinion also
shall be addressed to the Company) to the effect that such action
is necessary or appropriate to maintain such qualification or to
avoid or minimize the risk of the imposition of such a tax.
This Agreement may also be amended from time to time
by the Company and the Trustee with the consent of Holders of
Certificates evidencing (i) not less than 66% of the Voting
Rights of all the Certificates or (ii) Percentage Interests
aggregating not less than 66% of each Class affected by such
amendment, for the purpose of adding any provisions to or
changing in any manner or eliminating any of the provisions of
this Agreement, or of modifying in any manner the rights of the
Holders of Certificates; provided, however, that no such
amendment shall (a) reduce in any manner the amount of, or delay
the timing of, collections of payments on the Mortgage Loans or
distributions which are required to be made on any Certificate
without the consent of the Holder of such Certificate, (b)
adversely affect in any material respects the interests of the
Holders of any Class of Certificates in any manner other than as
described in (a), without the consent of the Holders of
Certificates evidencing Percentage Interests aggregating not less
than 66% of such Class, or (c) reduce the aforesaid percentages
of Certificates of any Class required to consent to any such
amendment, without the consent of the Holders of all Certificates
of such Class then outstanding. For purposes of this paragraph,
references to "Holder" or "Holders" shall be deemed to include,
in the case of any Class of Book-Entry Certificates, the related
Certificate Owners.
Notwithstanding any contrary provision of this
Agreement, the Trustee shall not consent to any amendment to this
Agreement unless it shall have first received an Opinion of
Counsel to the effect that such amendment will not subject the
Trust Fund to tax or cause either of the Upper Tier REMIC or the
Lower Tier REMIC to fail to qualify as a REMIC at any time that
any Certificates are outstanding.
Promptly after the execution of any such amendment or
consent the Trustee shall furnish written notification of the
substance of such amendment to each Certificateholder.
It shall not be necessary for the consent of
Certificateholders under this Section 10.01 to approve the
particular form of any proposed amendment, but it shall be
sufficient if such consent shall approve the substance thereof.
The manner of obtaining such consents and of evidencing the
110
<PAGE>
authorization of the execution thereof by Certificateholders
shall be subject to such reasonable requirements as the Trustee
may prescribe.
Section 10.02. Recordation of Agreement. This
Agreement is subject to recordation in all appropriate public
offices for real property records in all the counties or other
comparable jurisdictions in which any or all of the properties
subject to the Mortgages are situated, and in any other
appropriate public recording office or elsewhere, such
recordation to be effected by the Company and at its expense on
direction by the Trustee, but only upon direction of the Trustee
accompanied by an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of
Certificateholders.
For the purpose of facilitating the recordation of
this Agreement as herein provided and for other purposes, this
Agreement may be executed simultaneously in any number of
counterparts, each of which counterparts shall be deemed to be an
original, and such counterparts shall constitute but one and the
same instrument.
Section 10.03. Limitation on Rights of
Certificateholders. The death or incapacity of any
Certificateholder shall not operate to terminate this Agreement
or the Trust Fund, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any
action or commence any proceeding in any court for a partition or
winding up of the Trust Fund, nor otherwise affect the rights,
obligations and liabilities of the parties hereto or any of them.
No Certificateholder shall have any right to vote
(except as provided in Section 10.01) or in any manner otherwise
control the operation and management of the Trust Fund, or the
obligations of the parties hereto, nor shall anything herein set
forth, or contained in the terms of the Certificates, be
construed so as to constitute the Certificateholders from time to
time as partners or members of an association; nor shall any
Certificateholder be under any liability to any third person by
reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.
No Certificateholder shall have any right by virtue or
by availing itself of any provisions of this Agreement to
institute any suit, action or proceeding in equity or at law upon
or under or with respect to this Agreement, unless such Holder
previously shall have given to the Trustee a written notice of
default and of the continuance thereof, as hereinbefore provided,
and unless also the Holders of Certificates of each Class
111
<PAGE>
affected thereby evidencing, as to each such Class, Percentage
Interests aggregating not less than 25% shall have made written
request upon the Trustee to institute such action, suit or
proceeding in its own name as Trustee hereunder and shall have
offered to the Trustee such reasonable indemnity as it may
require against the costs, expenses and liabilities to be
incurred therein or thereby, and the Trustee, for 60 days after
its receipt of such notice, request and offer of indemnity, shall
have neglected or refused to institute any such action, suit or
proceeding; it being understood and intended, and being expressly
covenanted by each Certificateholder with every other
Certificateholder and the Trustee, that no one or more Holders of
Certificates shall have any right in any manner whatever by
virtue or by availing itself or themselves of any provisions of
this Agreement to affect, disturb or prejudice the rights of the
Holders of any other of the Certificates, or to obtain or seek to
obtain priority over or preference to any other such Holder, or
to enforce any right under this Agreement, except in the manner
herein provided and for the equal, ratable and common benefit of
all Certificateholders. For the protection and enforcement of the
provisions of this Section 10.03, each and every
Certificateholder and the Trustee shall be entitled to such
relief as can be given either at law or in equity.
Section 10.04. Governing Law. THIS AGREEMENT SHALL BE
CONSTRUED IN ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK
AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER
SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.
Section 10.05. Notices. All demands, notices and
communications hereunder shall be in writing and shall be deemed
to have been duly given if personally delivered at or mailed by
certified mail, return receipt requested, (a) in the case of the
Company, to GE Capital Mortgage Services, Inc., 3 Executive
Campus, Cherry Hill, New Jersey 08002, Attention: General
Counsel, (b) in the case of the Trustee, to The First National
Bank of Chicago, One First National Plaza, Suite 0126, Chicago,
Illinois 60670-0126, Attention: Corporate Trust Services, (c) in
the case of Fitch, to Fitch IBCA, Inc., One State Street Plaza,
New York, New York 10004, Attention: Structured Finance
Surveillance, and (d) in the case of Moody's, to Moody's
Investors Service, Inc., 99 Church Street, New York, New York
10007, Attention: Home Equity Monitoring Group, or, as to each
such Person, at such other address as shall be designated by such
Person in a written notice to each other named Person. Any notice
required or permitted to be mailed to a Certificateholder shall
be given by first class mail, postage prepaid, at the address of
such Holder as shown in the Certificate Register. Any notice so
mailed within the time prescribed in this Agreement
112
<PAGE>
shall be conclusively presumed to have been duly given, whether
or not the Certificateholder receives such notice.
Section 10.06. Notices to the Rating Agencies. The
Company shall deliver written notice of the following events to
each Rating Agency promptly following the occurrence thereof:
material amendment to this Agreement; any Trigger Event; change
in or termination of the Trustee; removal of the Company or any
successor servicer as servicer; repurchase or replacement of any
Defective Mortgage Loan pursuant to Section 2.03; and final
payment to Certificateholders. In addition, the Company shall
deliver copies of the following documents to each Rating Agency
at the time such documents are required to be delivered pursuant
to this Agreement: monthly statements to Certificateholders
pursuant to Section 4.05, annual report of independent
accountants pursuant to Section 3.13 and annual servicer
compliance report pursuant to Section 3.12. Notwithstanding the
foregoing, the failure to deliver such notices or copies shall
not constitute an Event of Default under this Agreement.
Section 10.07. Severability of Provisions. If any one
or more of the covenants, agreements, provisions or terms of this
Agreement shall be for any reason whatsoever held invalid, then
to the extent permitted by law such covenants, agreements,
provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and
shall in no way affect the validity or enforceability of the
other provisions of this Agreement or of the Certificates or the
rights of the Holders thereof.
Section 10.08. Certificates Nonassessable and Fully
Paid. It is the intention of the Trustee that Certificateholders
shall not be personally liable for obligations of the Trust Fund,
that the beneficial ownership interests represented by the
Certificates shall be nonassessable for any losses or expenses of
the Trust Fund or for any reason whatsoever, and that
Certificates upon execution, countersignature and delivery
thereof by the Trustee are and shall be deemed fully paid.
* * *
<PAGE>
IN WITNESS WHEREOF, the Company and the Trustee have
caused this Agreement to be duly executed by their respective
officers and their respective seals, duly attested, to be
hereunto affixed, all as of the day and year first above written.
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
[SEAL]
Attest:
By:________________________
Name:
Title:
THE FIRST NATIONAL BANK OF CHICAGO,
as Trustee
By:________________________________
Name:
Title:
[SEAL]
Attest:
By:_________________________
Name:
Title:
<PAGE>
State of New Jersey )
) ss.:
County of Camden )
On the day of December, 1997 before me, a notary
public in and for the State of New Jersey, personally appeared
_______________________, known to me who, being by me duly sworn,
did depose and say that he/she resides at ___________________
__________________________________________; that he/she is a(n)
_________________________ of GE Capital Mortgage Services, Inc.,
a corporation formed under the laws of the State of New Jersey,
one of the parties that executed the foregoing instrument; that
he/she knows the seal of said corporation; that the seal affixed
to said instrument is such corporate seal; that it was so affixed
by order of the Board of Directors of said corporation; and that
he/she signed his/her name thereto by like order.
________________________
Notary Public
[Notarial Seal]
<PAGE>
The State of Illinois )
) ss.:
County of Cook )
On the day of December, 1997 before me, a notary
public in and for the State of Illinois, personally appeared
____________________, known to me who, being by me duly sworn,
did depose and say that he/she resides at _______________
_________________________________; that he/she is a(n) _________
_________________________ of The First National Bank of Chicago,
one of the parties that executed the foregoing instrument; that
he/she knows the seal of said Bank; that the seal affixed to said
instrument is such corporate seal; that it was so affixed by
order of the Board of Directors of said Bank; and that he/she
signed his/her name thereto by order of the Board of Directors of
said Bank.
_______________________
Notary Public
[Notarial Seal]
<PAGE>
EXHIBIT A
FORMS OF CERTIFICATES
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity
loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A1 Certificate
Principal Balance:
Class A1 $56,900,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.825% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFF6
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class A1 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the
Trustee by check or money order mailed to the Person entitled
thereto at the address appearing in the Certificate Register or,
upon written request by the Certificateholder, by such other
means of payment as such Person and the Trustee shall agree.
Except as otherwise provided in the Agreement, the final
distribution on
<PAGE>
this Certificate will be made in the applicable manner described
above, after due notice by the Trustee of the pendency of such
distribution and only upon presentation and surrender of this
Certificate at the office or agency maintained for that purpose
by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of
Certificates designated as Home Equity Loan Pass-Through
Certificates, Series 1997-HE4, issued in sixteen Classes (Class
A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7.
Class R1, Class R2, Class M, Class B1, Class B2, Class B3, Class
B4, Class B5 and Class S, herein called the "Certificates").
The Certificates are limited in right of payment to
certain payments on and collections in respect of the Mortgage
Loans, all as more specifically set forth in the Agreement. The
Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the funds on deposit in the
Certificate Account for payment hereunder and that the Trustee in
its individual capacity is not personally liable to the
Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain
exceptions therein provided, certain losses on the Mortgage Loans
resulting from defaults by Mortgagors will be borne by the
Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the
Holders of the other Classes of the Certificates.
This Certificate does not purport to summarize the
Agreement and reference is made to the Agreement for the
interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties
and immunities of the Trustee.
The Agreement permits, with certain exceptions therein
provided, the amendment thereof and the modification of the
rights and obligations of the Company and the rights of the
Certificateholders under the Agreement at any time by the Company
and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined
<PAGE>
in the Agreement. Any such consent by the Holder of this
Certificate shall be conclusive and binding on such Holder and
upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange
herefor or in lieu hereof whether or not notation of such consent
is made upon this Certificate. The Agreement also permits the
amendment thereof, in certain limited circumstances, without the
consent of the Holders of any of the Certificates.
No transfer of any Class M, Class B1, Class B2, Class
B3, Class B4 or Class B5 Certificate which is in the form of a
Definitive Certificate shall be made to any Person unless the
Trustee has received (i) a certificate from such transferee to
the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of
1974, as amended ("ERISA") or a plan subject to Section 4975 of
the Internal Revenue Code of 1986, as amended ("Section 4975") (a
"Plan") or a Person that is using the assets of a Plan to acquire
such Certificate or (y) is an insurance company investing assets
of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption
95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption")
applies to such transferee's acquisition and holding of such
Certificate, or (ii) an opinion of counsel satisfactory to the
Trustee, which opinion shall not be an expense of the Trustee or
the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the
Trust Fund being deemed to be "plan assets" and subject to the
prohibited transaction provisions of ERISA or Section 4975 and
will not subject the Trustee or the Company to any obligation in
addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in
the event that, as a result of a change of law or otherwise,
counsel satisfactory to the Trustee has rendered an opinion to
the effect that the purchase and holding of a Class M, Class B1,
Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or
a Person that is purchasing or holding such Certificate with the
assets of a Plan will not constitute or result in a prohibited
transaction under ERISA or Section 4975.
No transfer of any Class R1 or Class R2 Certificate
shall be made to any Person unless the Trustee has received a
certificate from such transferee to the effect that, among other
<PAGE>
things, such transferee (x) is not an employee benefit plan
subject to ERISA or a Plan or a Person that is using the assets
of a Plan to acquire any such Class R1 or Class R2 Certificate or
(y) is an insurance company investing assets of its general
account and the Exemption applies to such transferee's
acquisition and holding of any such Class R1 or Class R2
Certificate.
As provided in the Agreement, and subject to certain
limitations therein set forth, the transfer of this Certificate
is registerable in the Certificate Register of the Trustee upon
surrender of this Certificate for registration of transfer at the
office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the
City of New York, accompanied by a written instrument of transfer
in form satisfactory to the Company, the Trustee, and the
Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized
denominations evidencing the same aggregate Percentage Interest
will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered
Certificates without coupons in denominations specified in the
Agreement. As provided in the Agreement and subject to certain
limitations therein set forth, Certificates are exchangeable for
new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by
the Holder surrendering the same.
No service charge will be made for any such
registration of transfer or exchange, but the Trustee may require
payment of a sum sufficient to cover any tax or other
governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any
agent of the Trustee or the Certificate Registrar may treat the
Person in whose name this Certificate is registered as the owner
hereof for all purposes, and neither the Trustee, the Certificate
Registrar nor any such agent shall be affected by any notice to
the contrary.
The obligations and responsibilities created by the
Agreement, and the Trust Fund created thereby shall terminate
upon
<PAGE>
payment to the Certificateholders, or provision therefor, in
accordance with the Agreement following the earlier of (a) the
repurchase by the Company of all Mortgage Loans and all property
acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid
principal balance of each Mortgage Loan (other than a Mortgage
Loan described in clause (y)) plus accrued and unpaid interest
thereon at the rate provided for in the Agreement (less any
amounts representing previously unreimbursed Monthly Advances)
and (y) the appraised value of any property acquired in respect
of a Mortgage Loan determined as provided in the Agreement, and
(b) the later of the final payment or other liquidation (or any
Monthly Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of
any Mortgage Loan. The right of the Company to repurchase all the
Mortgage Loans and property in respect of Mortgage Loans is
subject to the Pool Scheduled Principal Balance at the time of
repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise
of such right will result in early retirement of the
Certificates.
Unless this Certificate has been countersigned by the
Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any
purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be
duly executed under its official seal.
THE FIRST NATIONAL BANK OF CHICAGO,
N.A., not in its individual
capacity but solely as Trustee
By:_________________________
Name:
Title:
Date:________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s),
assign(s) and transfer(s) unto
Please insert social security
or other identifying number of assignee
- -----------------------------------------------------------------
- -----------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- -----------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to
issue a new Certificate of like Class and Percentage Interest, to
the above named assignee and deliver such Certificate to the
following address:
- -----------------------------------------------------------------
- -----------------------------------------------------------------
- -----------------------------------------------------------------
Dated:---------------
- -------------------------------------
Signature by or on behalf of assignor
- -------------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity
loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A2 Certificate
Principal Balance:
Class A2 $20,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.565% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFG4
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class A2 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity
loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A3 Certificate
Principal Balance:
Class A3 $30,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.590% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFH2
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class A3 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity
loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A4 Certificate
Principal Balance:
Class A4 $10,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.765% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFJ8
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class A4 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity
loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A5 Certificate
Principal Balance:
Class A5 $13,400,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.800% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFK5
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class A5 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity
loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A6 Certificate
Principal Balance:
Class A6 $23,411,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.170% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFL3
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class A6 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity
loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A7 Certificate
Principal Balance:
Class A7 $17,063,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.735% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFM1
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class A7 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY
ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE
SUBJECT TO CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH
IN THE AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT
TO THE TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT IT IS NOT A
DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE
SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR
OTHER MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY
THAT HOLDS REMIC RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE
CLEARANCE AND SETTLEMENT OF SUCH SECURITIES THROUGH BOOK-ENTRY
CHANGES IN ACCOUNTS OF PARTICIPATING ORGANIZATIONS (A "BOOK-ENTRY
NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE AGREEMENT
AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS
TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES.
THE HOLDER OF THIS CLASS R1 CERTIFICATE, BY ACCEPTANCE HEREOF, IS
DEEMED TO HAVE IRREVOCABLY APPOINTED THE COMPANY AS ITS AGENT AND
ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE LOWER-TIER
REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR
PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE,
WITH RESPECT TO THE TRUST FUND.
<PAGE>
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
DISQUALIFIED ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED
FOREIGN HOLDER, AS DEFINED IN THE AGREEMENT OR TO ANY EMPLOYEE
BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY
ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION
4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION
4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN
TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER
RESTRICTIONS AS SET FORTH HEREIN.
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class R1 Certificate
Principal Balance:
Class R1 $500.00
Certificate Interest Initial Certificate Principal
Rate per annum: 0.00% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFN9
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class R1 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the
Trustee by check or money order mailed to the Person entitled
thereto at the address appearing in the Certificate Register or,
upon written request by the Certificateholder, by such other
means of payment as such Person and the Trustee shall agree.
Except as otherwise provided in the Agreement, the final
distribution on
<PAGE>
this Certificate will be made in the applicable manner described
above, after due notice by the Trustee of the pendency of such
distribution and only upon presentation and surrender of this
Certificate at the office or agency maintained for that purpose
by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of
Certificates designated as Home Equity Loan Pass-Through
Certificates, Series 1997-HE4, issued in sixteen Classes (Class
A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7,
Class R1, Class R2, Class M, Class B1, Class B2, Class B3, Class
B4, Class B5 and Class S, herein called the "Certificates").
The Certificates are limited in right of payment to
certain payments on and collections in respect of the Mortgage
Loans, all as more specifically set forth in the Agreement. The
Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the funds on deposit in the
Certificate Account for payment hereunder and that the Trustee in
its individual capacity is not personally liable to the
Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain
exceptions therein provided, certain losses on the Mortgage Loans
resulting from defaults by Mortgagors will be borne by the
Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the
Holders of the other Classes of the Certificates.
This Certificate does not purport to summarize the
Agreement and reference is made to the Agreement for the
interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties
and immunities of the Trustee.
The Agreement permits, with certain exceptions therein
provided, the amendment thereof and the modification of the
rights and obligations of the Company and the rights of the
Certificateholders under the Agreement at any time by the Company
and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined
<PAGE>
in the Agreement. Any such consent by the Holder of this
Certificate shall be conclusive and binding on such Holder and
upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange
herefor or in lieu hereof whether or not notation of such consent
is made upon this Certificate. The Agreement also permits the
amendment thereof, in certain limited circumstances, without the
consent of the Holders of any of the Certificates.
No transfer of any Class M, Class B1, Class B2, Class
B3, Class B4 or Class B5 Certificate which is in the form of a
Definitive Certificate shall be made to any Person unless the
Trustee has received (i) a certificate from such transferee to
the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of
1974, as amended ("ERISA") or a plan subject to Section 4975 of
the Internal Revenue Code of 1986, as amended ("Section 4975") (a
"Plan") or a Person that is using the assets of a Plan to acquire
such Certificate or (y) is an insurance company investing assets
of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption
95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption")
applies to such transferee's acquisition and holding of such
Certificate, or (ii) an opinion of counsel satisfactory to the
Trustee, which opinion shall not be an expense of the Trustee or
the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the
Trust Fund being deemed to be "plan assets" and subject to the
prohibited transaction provisions of ERISA or Section 4975 and
will not subject the Trustee or the Company to any obligation in
addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in
the event that, as a result of a change of law or otherwise,
counsel satisfactory to the Trustee has rendered an opinion to
the effect that the purchase and holding of a Class M, Class B1,
Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or
a Person that is purchasing or holding such Certificate with the
assets of a Plan will not constitute or result in a prohibited
transaction under ERISA or Section 4975.
No transfer of any Class R1 or Class R2 Certificate
shall be made to any Person unless the Trustee has received a
certificate from such transferee to the effect that, among other
<PAGE>
things, such transferee (x) is not an employee benefit plan
subject to ERISA or a Plan or a Person that is using the assets
of a Plan to acquire any such Class R1 or Class R2 Certificate or
(y) is an insurance company investing assets of its general
account and the Exemption applies to such transferee's
acquisition and holding of any such Class R1 or Class R2
Certificate.
As provided in the Agreement, and subject to certain
limitations therein set forth, the transfer of this Certificate
is registerable in the Certificate Register of the Trustee upon
surrender of this Certificate for registration of transfer at the
office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the
City of New York, accompanied by a written instrument of transfer
in form satisfactory to the Company, the Trustee, and the
Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized
denominations evidencing the same aggregate Percentage Interest
will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered
Certificates without coupons in denominations specified in the
Agreement. As provided in the Agreement and subject to certain
limitations therein set forth, Certificates are exchangeable for
new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by
the Holder surrendering the same.
No service charge will be made for any such
registration of transfer or exchange, but the Trustee may require
payment of a sum sufficient to cover any tax or other
governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any
agent of the Trustee or the Certificate Registrar may treat the
Person in whose name this Certificate is registered as the owner
hereof for all purposes, and neither the Trustee, the Certificate
Registrar nor any such agent shall be affected by any notice to
the contrary.
The obligations and responsibilities created by the
Agreement, and the Trust Fund created thereby shall terminate
upon
<PAGE>
payment to the Certificateholders, or provision therefor, in
accordance with the Agreement following the earlier of (a) the
repurchase by the Company of all Mortgage Loans and all property
acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid
principal balance of each Mortgage Loan (other than a Mortgage
Loan described in clause (y)) plus accrued and unpaid interest
thereon at the rate provided for in the Agreement (less any
amounts representing previously unreimbursed Monthly Advances)
and (y) the appraised value of any property acquired in respect
of a Mortgage Loan determined as provided in the Agreement, and
(b) the later of the final payment or other liquidation (or any
Monthly Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of
any Mortgage Loan. The right of the Company to repurchase all the
Mortgage Loans and property in respect of Mortgage Loans is
subject to the Pool Scheduled Principal Balance at the time of
repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise
of such right will result in early retirement of the
Certificates.
Unless this Certificate has been countersigned by the
Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any
purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this
Certificate to be duly executed under its official seal.
THE FIRST NATIONAL BANK OF CHICAGO,
N.A., not in its individual
capacity but solely as Trustee
By:_________________________
Name:
Title:
Date:_________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s),
assign(s) and transfer(s) unto
Please insert social security
or other identifying number of assignee
- -----------------------------------------------------------------
- -----------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- -----------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to
issue a new Certificate of like Class and Percentage Interest, to
the above named assignee and deliver such Certificate to the
following address:
- -----------------------------------------------------------------
- -----------------------------------------------------------------
- -----------------------------------------------------------------
Dated:-------------------
- -------------------------------------
Signature by or on behalf of assignor
- --------------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A
"RESIDUAL INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(2) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS
AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE, BY
ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE
SUBJECT TO CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH
IN THE AGREEMENT, AND SHALL BE REQUIRED TO FURNISH AN AFFIDAVIT
TO THE TRANSFEROR AND THE TRUSTEE TO THE EFFECT THAT IT IS NOT A
DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN CODE
SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR
OTHER MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY
THAT HOLDS REMIC RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE
CLEARANCE AND SETTLEMENT OF SUCH SECURITIES THROUGH BOOK-ENTRY
CHANGES IN ACCOUNTS OF PARTICIPATING ORGANIZATIONS (A "BOOK-ENTRY
NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO THE AGREEMENT
AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON TRANSFERS
TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES.
THE HOLDER OF THIS CLASS R2 CERTIFICATE, BY ACCEPTANCE HEREOF, IS
DEEMED TO HAVE IRREVOCABLY APPOINTED THE COMPANY AS ITS AGENT AND
ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE UPPER-TIER
REMIC TO PERFORM THE FUNCTIONS OF A "TAX MATTERS PARTNER" FOR
PURPOSES OF SUBCHAPTER C OF CHAPTER 63 OF SUBTITLE F OF THE CODE,
WITH RESPECT TO THE TRUST FUND.
<PAGE>
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
DISQUALIFIED ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED
FOREIGN HOLDER, AS DEFINED IN THE AGREEMENT OR TO ANY EMPLOYEE
BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY
ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION
4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION
4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN
TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER
RESTRICTIONS AS SET FORTH HEREIN.
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class R2 Certificate
Principal Balance:
Class R2 $500.00
Certificate Interest Initial Certificate Principal
Rate per annum: 0.00% Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFP4
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class R2 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO
CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE
AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class M Certificate
Principal Balance:
Class M $4,654,000
Certificate Interest Initial Certificate Principal
Rate per annum: variable Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFQ2
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class M Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the
Trustee by check or money order mailed to the Person entitled
thereto at the address appearing in the Certificate Register or,
upon written request by the Certificateholder, by such other
means of payment as such Person and the Trustee shall agree.
Except as otherwise provided in the Agreement, the final
distribution on
<PAGE>
this Certificate will be made in the applicable manner described
above, after due notice by the Trustee of the pendency of such
distribution and only upon presentation and surrender of this
Certificate at the office or agency maintained for that purpose
by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of
Certificates designated as Home Equity Loan Pass-Through
Certificates, Series 1997-HE4, issued in sixteen Classes (Class
A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7,
Class R1, Class R2, Class M, Class B1, Class B2, Class B3, Class
B4, Class B5 and Class S, herein called the "Certificates").
The Certificates are limited in right of payment to
certain payments on and collections in respect of the Mortgage
Loans, all as more specifically set forth in the Agreement. The
Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the funds on deposit in the
Certificate Account for payment hereunder and that the Trustee in
its individual capacity is not personally liable to the
Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain
exceptions therein provided, certain losses on the Mortgage Loans
resulting from defaults by Mortgagors will be borne by the
Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the
Holders of the other Classes of the Certificates.
This Certificate does not purport to summarize the
Agreement and reference is made to the Agreement for the
interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties
and immunities of the Trustee.
The Agreement permits, with certain exceptions therein
provided, the amendment thereof and the modification of the
rights and obligations of the Company and the rights of the
Certificateholders under the Agreement at any time by the Company
and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined
<PAGE>
in the Agreement. Any such consent by the Holder of this
Certificate shall be conclusive and binding on such Holder and
upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange
herefor or in lieu hereof whether or not notation of such consent
is made upon this Certificate. The Agreement also permits the
amendment thereof, in certain limited circumstances, without the
consent of the Holders of any of the Certificates.
No transfer of any Class M, Class B1, Class B2, Class
B3, Class B4 or Class B5 Certificate which is in the form of a
Definitive Certificate shall be made to any Person unless the
Trustee has received (i) a certificate from such transferee to
the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of
1974, as amended ("ERISA") or a plan subject to Section 4975 of
the Internal Revenue Code of 1986, as amended ("Section 4975") (a
"Plan") or a Person that is using the assets of a Plan to acquire
such Certificate or (y) is an insurance company investing assets
of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption
95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption")
applies to such transferee's acquisition and holding of such
Certificate, or (ii) an opinion of counsel satisfactory to the
Trustee, which opinion shall not be an expense of the Trustee or
the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the
Trust Fund being deemed to be "plan assets" and subject to the
prohibited transaction provisions of ERISA or Section 4975 and
will not subject the Trustee or the Company to any obligation in
addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in
the event that, as a result of a change of law or otherwise,
counsel satisfactory to the Trustee has rendered an opinion to
the effect that the purchase and holding of a Class M, Class B1,
Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or
a Person that is purchasing or holding such Certificate with the
assets of a Plan will not constitute or result in a prohibited
transaction under ERISA or Section 4975.
No transfer of any Class R1 or Class R2 Certificate
shall be made to any Person unless the Trustee has received a
certificate from such transferee to the effect that, among other
<PAGE>
things, such transferee (x) is not an employee benefit plan
subject to ERISA or a Plan or a Person that is using the assets
of a Plan to acquire any such Class R1 or Class R2 Certificate or
(y) is an insurance company investing assets of its general
account and the Exemption applies to such transferee's
acquisition and holding of any such Class R1 or Class R2
Certificate.
As provided in the Agreement, and subject to certain
limitations therein set forth, the transfer of this Certificate
is registerable in the Certificate Register of the Trustee upon
surrender of this Certificate for registration of transfer at the
office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the
City of New York, accompanied by a written instrument of transfer
in form satisfactory to the Company, the Trustee, and the
Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized
denominations evidencing the same aggregate Percentage Interest
will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered
Certificates without coupons in denominations specified in the
Agreement. As provided in the Agreement and subject to certain
limitations therein set forth, Certificates are exchangeable for
new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by
the Holder surrendering the same.
No service charge will be made for any such
registration of transfer or exchange, but the Trustee may require
payment of a sum sufficient to cover any tax or other
governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any
agent of the Trustee or the Certificate Registrar may treat the
Person in whose name this Certificate is registered as the owner
hereof for all purposes, and neither the Trustee, the Certificate
Registrar nor any such agent shall be affected by any notice to
the contrary.
The obligations and responsibilities created by the
Agreement, and the Trust Fund created thereby shall terminate
upon
<PAGE>
payment to the Certificateholders, or provision therefor, in
accordance with the Agreement following the earlier of (a) the
repurchase by the Company of all Mortgage Loans and all property
acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid
principal balance of each Mortgage Loan (other than a Mortgage
Loan described in clause (y)) plus accrued and unpaid interest
thereon at the rate provided for in the Agreement (less any
amounts representing previously unreimbursed Monthly Advances)
and (y) the appraised value of any property acquired in respect
of a Mortgage Loan determined as provided in the Agreement, and
(b) the later of the final payment or other liquidation (or any
Monthly Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of
any Mortgage Loan. The right of the Company to repurchase all the
Mortgage Loans and property in respect of Mortgage Loans is
subject to the Pool Scheduled Principal Balance at the time of
repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise
of such right will result in early retirement of the
Certificates.
Unless this Certificate has been countersigned by the
Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any
purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this
Certificate to be duly executed under its official seal.
THE FIRST NATIONAL BANK OF CHICAGO,
N.A., not in its individual
capacity but solely as Trustee
By:--------------------------
Name:
Title:
Date:-------------------
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s),
assign(s) and transfer(s) unto
Please insert social security
or other identifying number of assignee
- -----------------------------------------------------------------
- -----------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- -----------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to
issue a new Certificate of like Class and Percentage Interest, to
the above named assignee and deliver such Certificate to the
following address:
- -----------------------------------------------------------------
- -----------------------------------------------------------------
- -----------------------------------------------------------------
Dated:-----------------
- -------------------------------------
Signature by or on behalf of assignor
- ------------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO
CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE
AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B1 Certificate
Principal Balance:
Class B1 $4,189,000
Certificate Interest Initial Certificate Principal
Rate per annum: variable Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFR0
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class B1 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO
CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE
AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED
REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK
CORPORATION ("DTC"), TO ISSUER OR ITS AGENT FOR REGISTRATION OF
TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS
REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS
REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT
IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR
OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS
WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS
AN INTEREST HEREIN.
<PAGE>
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B2 Certificate
Principal Balance:
Class B2 $1,862,000
Certificate Interest Initial Certificate Principal
Rate per annum: variable Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFS8
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class B2 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO
CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE
AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER
THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR
THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY
LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED
OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER
REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION
MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN
EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE
SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL
ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE
SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY
LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE
EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
<PAGE>
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED). THE FOLLOWING
INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING THE
U.S. FEDERAL INCOME TAX ORIGINAL ISSUE DISCOUNT ("OID") RULES TO
THIS CERTIFICATE. THE DATE OF ISSUE OF THIS CERTIFICATE IS
SEPTEMBER 26, 1997. THE INITIAL PER ANNUM RATE OF INTEREST ON
THIS CERTIFICATE IS VARIABLE. ASSUMING THAT PRINCIPAL PREPAYMENTS
ARE MADE ON THE MORTGAGE LOANS (AS DEFINED HEREIN) UNDERLYING THE
CERTIFICATES AT A RATE OF 100% OF THE PREPAYMENT ASSUMPTION (AS
DEFINED IN THE PROSPECTUS COVERING THE INITIAL OFFERING OF THE
CERTIFICATES), THIS CERTIFICATE HAS BEEN ISSUED WITH NO MORE THAN
$69.54 OF OID PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL
BALANCE, THE YIELD TO MATURITY IS 10.63% AND THE AMOUNT OF OID
ATTRIBUTABLE TO THE INITIAL SHORT ACCRUAL PERIOD IS NO MORE THAN
$.44 PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL BALANCE,
COMPUTED UNDER THE EXACT METHOD. NO REPRESENTATION IS MADE AS TO
THE RATE AT WHICH PRINCIPAL PAYMENTS WILL BE MADE ON THE MORTGAGE
LOANS.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B3 Certificate
Principal Balance:
Class B3 $1,862,000.00
Certificate Interest Initial Certificate Principal
Rate per annum: variable Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFT6
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class B3 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the
Trustee by check or money order mailed to the Person entitled
thereto at the address appearing in the Certificate Register or,
upon written request by the Certificateholder, by such other
means of payment as such Person and the Trustee shall agree.
Except as otherwise provided in the Agreement, the final
distribution on
<PAGE>
this Certificate will be made in the applicable manner described
above, after due notice by the Trustee of the pendency of such
distribution and only upon presentation and surrender of this
Certificate at the office or agency maintained for that purpose
by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of
Certificates designated as Home Equity Loan Pass-Through
Certificates, Series 1997-HE4, issued in sixteen Classes (Class
A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7,
Class R1, Class R2, Class M, Class B1, Class B2, Class B3, Class
B4, Class B5 and Class S, herein called the "Certificates").
The Certificates are limited in right of payment to
certain payments on and collections in respect of the Mortgage
Loans, all as more specifically set forth in the Agreement. The
Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the funds on deposit in the
Certificate Account for payment hereunder and that the Trustee in
its individual capacity is not personally liable to the
Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain
exceptions therein provided, certain losses on the Mortgage Loans
resulting from defaults by Mortgagors will be borne by the
Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the
Holders of the other Classes of the Certificates.
This Certificate does not purport to summarize the
Agreement and reference is made to the Agreement for the
interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties
and immunities of the Trustee.
The Agreement permits, with certain exceptions therein
provided, the amendment thereof and the modification of the
rights and obligations of the Company and the rights of the
Certificateholders under the Agreement at any time by the Company
and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined
<PAGE>
in the Agreement. Any such consent by the Holder of this
Certificate shall be conclusive and binding on such Holder and
upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange
herefor or in lieu hereof whether or not notation of such consent
is made upon this Certificate. The Agreement also permits the
amendment thereof, in certain limited circumstances, without the
consent of the Holders of any of the Certificates.
No transfer of any Class M, Class B1, Class B2, Class
B3, Class B4 or Class B5 Certificate which is in the form of a
Definitive Certificate shall be made to any Person unless the
Trustee has received (i) a certificate from such transferee to
the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of
1974, as amended ("ERISA") or a plan subject to Section 4975 of
the Internal Revenue Code of 1986, as amended ("Section 4975") (a
"Plan") or a Person that is using the assets of a Plan to acquire
such Certificate or (y) is an insurance company investing assets
of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption
95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemption")
applies to such transferee's acquisition and holding of such
Certificate, or (ii) an opinion of counsel satisfactory to the
Trustee, which opinion shall not be an expense of the Trustee or
the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the
Trust Fund being deemed to be "plan assets" and subject to the
prohibited transaction provisions of ERISA or Section 4975 and
will not subject the Trustee or the Company to any obligation in
addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in
the event that, as a result of a change of law or otherwise,
counsel satisfactory to the Trustee has rendered an opinion to
the effect that the purchase and holding of a Class M, Class B1,
Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or
a Person that is purchasing or holding such Certificate with the
assets of a Plan will not constitute or result in a prohibited
transaction under ERISA or Section 4975.
No transfer of any Class R1 or Class R2 Certificate
shall be made to any Person unless the Trustee has received a
certificate from such transferee to the effect that, among other
<PAGE>
things, such transferee (x) is not an employee benefit plan
subject to ERISA or a Plan or a Person that is using the assets
of a Plan to acquire any such Class R1 or Class R2 Certificate or
(y) is an insurance company investing assets of its general
account and the Exemption applies to such transferee's
acquisition and holding of any such Class R1 or Class R2
Certificate.
As provided in the Agreement, and subject to certain
limitations therein set forth, the transfer of this Certificate
is registerable in the Certificate Register of the Trustee upon
surrender of this Certificate for registration of transfer at the
office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the
City of New York, accompanied by a written instrument of transfer
in form satisfactory to the Company, the Trustee, and the
Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized
denominations evidencing the same aggregate Percentage Interest
will be issued to the designated transferee or transferees.
The Certificates are issuable only as registered
Certificates without coupons in denominations specified in the
Agreement. As provided in the Agreement and subject to certain
limitations therein set forth, Certificates are exchangeable for
new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by
the Holder surrendering the same.
No service charge will be made for any such
registration of transfer or exchange, but the Trustee may require
payment of a sum sufficient to cover any tax or other
governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any
agent of the Trustee or the Certificate Registrar may treat the
Person in whose name this Certificate is registered as the owner
hereof for all purposes, and neither the Trustee, the Certificate
Registrar nor any such agent shall be affected by any notice to
the contrary.
The obligations and responsibilities created by the
Agreement, and the Trust Fund created thereby shall terminate
upon
<PAGE>
payment to the Certificateholders, or provision therefor, in
accordance with the Agreement following the earlier of (a) the
repurchase by the Company of all Mortgage Loans and all property
acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid
principal balance of each Mortgage Loan (other than a Mortgage
Loan described in clause (y)) plus accrued and unpaid interest
thereon at the rate provided for in the Agreement (less any
amounts representing previously unreimbursed Monthly Advances)
and (y) the appraised value of any property acquired in respect
of a Mortgage Loan determined as provided in the Agreement, and
(b) the later of the final payment or other liquidation (or any
Monthly Advance with respect thereto) of the last Mortgage Loan
remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of
any Mortgage Loan. The right of the Company to repurchase all the
Mortgage Loans and property in respect of Mortgage Loans is
subject to the Pool Scheduled Principal Balance at the time of
repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise
of such right will result in early retirement of the
Certificates.
Unless this Certificate has been countersigned by the
Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any
purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this
Certificate to be duly executed under its official seal.
THE FIRST NATIONAL BANK OF CHICAGO,
N.A., not in its individual
capacity but solely as Trustee
By:-------------------------------
Name:
Title:
Date:--------------------
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s),
assign(s) and transfer(s) unto
Please insert social security
or other identifying number of assignee
- -----------------------------------------------------------------
- -----------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- -----------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to
issue a new Certificate of like Class and Percentage Interest, to
the above named assignee and deliver such Certificate to the
following address:
- -----------------------------------------------------------------
- -----------------------------------------------------------------
- -----------------------------------------------------------------
Dated:---------------------
- -------------------------------------
Signature by or on behalf of assignor
- ----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
In connection with any transfer of this Certificate,
the undersigned registered holder hereof confirms that without
utilizing any general solicitation or general advertising:
(Check One) -
|_| (a) This Certificate is being transferred by the
undersigned to a person whom the undersigned
reasonably believes is a "qualified
institutional buyer" (as defined in Rule 144A
under the Securities Act of 1933, as amended)
pursuant to the exemption from registration
under the Securities Act of 1933, as amended,
provided by Rule 144A thereunder.
|_| (b) This Certificate is being transferred by the
undersigned to an institutional "accredited
investor" (as defined in Rule 501(a)(1), (2),
(3) or (7) of Regulation D under the
Securities Act of 1933, as amended) and that
the undersigned has been advised by the
prospective purchaser that it intends to hold
this Certificate for investment and not for
distribution or resale.
Dated
- ----------------------------- ---------------------------------
(Signature)
If none of the foregoing boxes is checked, the Trustee shall not
be obligated to register this Certificate in the name of any
person other than the registered holder thereof unless and until
the conditions to any such transfer of registration set forth
herein, and in the Pooling and Servicing Agreement have been
satisfied.
TO BE COMPLETED BY PURCHASER IF (a) ABOVE IS CHECKED:
The undersigned represents and warrants that (i) it is
a "qualified institutional buyer" (as defined in Rule 144A under
the
<PAGE>
Securities Act of 1933, as amended) and acknowledges that it has
received such information as the undersigned has requested
pursuant to Rule 144A or has determined not to request such
information and that it is aware that the registered holder is
relying upon the undersigned's foregoing representations in order
to claim the exemption from registration provided by Rule 144A,
and (ii) the undersigned (x) is not an employee benefit plan
subject to the Employee Retirement Income Security Act of 1974,
as amended, or a plan subject to Section 4975 of the Internal
Revenue Code of 1986, as amended, and is not using the assets of
any such employee benefit or other plan to acquire this
Certificate or (y) is an insurance company investing assets of
its general account and the exemptions provided by Section III(a)
of Department of Labor Prohibited Transaction Exemption 95-60, 60
Fed. Reg. 35925 (July 12, 1995), apply to the acquisition and
holding by the undersigned of this Certificate.
Dated
- ----------------------------- ---------------------------------
(Signature)
TO BE COMPLETED BY PURCHASER IF (b) ABOVE IS CHECKED:
The undersigned represents and warrants that (i) it is
an institutional "accredited investor" (as defined in Rule
501(a)(1), (2), (3) or (7) of Regulation D under the Securities
Act of 1933, as amended), and (ii) the undersigned (x) is not an
employee benefit plan subject to the Employee Retirement Income
Security Act of 1974, as amended, or a plan subject to Section
4975 of the Internal Revenue Code of 1986, as amended, and is not
using the assets of any such employee benefit or other plan to
acquire this Certificate or (y) is an insurance company investing
assets of its general account and the exemptions provided by
Section III(a) of Department of Labor Prohibited Transaction
Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the
acquisition and holding by the undersigned of this Certificate.
Dated
- ----------------------------- ---------------------------------
(Signature)
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO
CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE
AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER
THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR
THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY
LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED
OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER
REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION
MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN
EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE
SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL
ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE
SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY
LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE
EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
<PAGE>
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED). THE FOLLOWING
INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING THE
U.S. FEDERAL INCOME TAX ORIGINAL ISSUE DISCOUNT ("OID") RULES TO
THIS CERTIFICATE. THE DATE OF ISSUE OF THIS CERTIFICATE IS
SEPTEMBER 26, 1997. THE INITIAL PER ANNUM RATE OF INTEREST ON
THIS CERTIFICATE IS VARIABLE. ASSUMING THAT PRINCIPAL PREPAYMENTS
ARE MADE ON THE MORTGAGE LOANS (AS DEFINED HEREIN) UNDERLYING THE
CERTIFICATES AT A RATE OF 100% OF THE PREPAYMENT ASSUMPTION (AS
DEFINED IN THE PROSPECTUS COVERING THE INITIAL OFFERING OF THE
CERTIFICATES), THIS CERTIFICATE HAS BEEN ISSUED WITH NO MORE THAN
$69.54 OF OID PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL
BALANCE, THE YIELD TO MATURITY IS 10.63% AND THE AMOUNT OF OID
ATTRIBUTABLE TO THE INITIAL SHORT ACCRUAL PERIOD IS NO MORE THAN
$.44 PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL BALANCE,
COMPUTED UNDER THE EXACT METHOD. NO REPRESENTATION IS MADE AS TO
THE RATE AT WHICH PRINCIPAL PAYMENTS WILL BE MADE ON THE MORTGAGE
LOANS.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B4 Certificate
Principal Balance:
Class B4 $1,396,000.00
Certificate Interest Initial Certificate Principal
Rate per annum: variable Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFU3
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class B4 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO
CERTAIN CLASSES OF THE CERTIFICATES AS SET FORTH HEREIN AND IN THE
AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER
THE SECURITIES ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR
THE SECURITIES LAWS OF ANY STATE OF THE UNITED STATES ("BLUE SKY
LAWS"), AND SUCH CERTIFICATE MAY NOT BE OFFERED, RESOLD, PLEDGED
OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM THE SELLER
REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION
MEETING THE REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN
EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE
SECURITIES ACT (IF AVAILABLE) OR (C) TO AN INSTITUTIONAL
ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE
SECURITIES ACT AND IN ACCORDANCE WITH ANY APPLICABLE BLUE SKY
LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY OF THE
EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE
CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY
BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE
AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION
5.02 OF THE AGREEMENT.
<PAGE>
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED). THE FOLLOWING
INFORMATION IS PROVIDED SOLELY FOR THE PURPOSES OF APPLYING THE
U.S. FEDERAL INCOME TAX ORIGINAL ISSUE DISCOUNT ("OID") RULES TO
THIS CERTIFICATE. THE DATE OF ISSUE OF THIS CERTIFICATE IS
SEPTEMBER 26, 1997. THE INITIAL PER ANNUM RATE OF INTEREST ON
THIS CERTIFICATE IS VARIABLE. ASSUMING THAT PRINCIPAL PREPAYMENTS
ARE MADE ON THE MORTGAGE LOANS (AS DEFINED HEREIN) UNDERLYING THE
CERTIFICATES AT A RATE OF 100% OF THE PREPAYMENT ASSUMPTION (AS
DEFINED IN THE PROSPECTUS COVERING THE INITIAL OFFERING OF THE
CERTIFICATES), THIS CERTIFICATE HAS BEEN ISSUED WITH NO MORE THAN
$69.54 OF OID PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL
BALANCE, THE YIELD TO MATURITY IS 10.63% AND THE AMOUNT OF OID
ATTRIBUTABLE TO THE INITIAL SHORT ACCRUAL PERIOD IS NO MORE THAN
$.44 PER $1,000 OF INITIAL CERTIFICATE PRINCIPAL BALANCE,
COMPUTED UNDER THE EXACT METHOD. NO REPRESENTATION IS MADE AS TO
THE RATE AT WHICH PRINCIPAL PAYMENTS WILL BE MADE ON THE MORTGAGE
LOANS.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY
EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME
SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO
SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED
("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE ASSETS
OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED
HEREIN. THE TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN
OTHER RESTRICTIONS AS SET FORTH HEREIN.
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B5 Certificate
Principal Balance:
Class B5 $1,396,461.31
Certificate Interest Initial Certificate Principal
Rate per annum: variable Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date: CUSIP: 36157NFV1
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Certificate
Principal Balance of this Certificate by the aggregate initial
Certificate Principal Balance of all Class B5 Certificates, both
as specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the Trustee by
check or money order mailed to the Person entitled thereto at the
address appearing in the Certificate Register or, upon written
request by the Certificateholder, by such other means of payment
as such Person and the Trustee shall agree. Except as otherwise
provided in the Agreement, the final distribution on
<PAGE>
PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS
CERTIFICATE. INTEREST IS CALCULATED ON THIS CERTIFICATE BASED ON
THE CLASS S NOTIONAL PRINCIPAL BALANCE, WHICH, AS OF ANY
DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED PRINCIPAL
BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET
FORTH IN THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE
NOTIONAL PRINCIPAL BALANCE OF THIS CERTIFICATE AT ANY TIME MAY BE
LESS THAN THE INITIAL NOTIONAL PRINCIPAL BALANCE OF THIS
CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE
SERVICES, INC. OR THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT
OF 1933, AS AMENDED (THE "ACT"). ANY RESALE OR TRANSFER OF THIS
CERTIFICATE WITHOUT REGISTRATION THEREOF UNDER THE ACT MAY ONLY
BE MADE IN A TRANSACTION EXEMPT FROM THE REGISTRATION
REQUIREMENTS OF THE ACT AND IN ACCORDANCE WITH SECTION 5.02 OF
THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE
MORTGAGE INVESTMENT CONDUIT" ("REMIC") (AS THOSE TERMS ARE
DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(1) AND 860D OF THE
INTERNAL REVENUE CODE OF 1986, AS AMENDED).
<PAGE>
HOME EQUITY LOAN PASS-THROUGH CERTIFICATE, SERIES 1997-HE4
evidencing a beneficial ownership interest in a
trust fund which consists primarily of a pool of
closed-end, fixed rate, home equity loans
sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class S Notional
Principal Balance:
Class S $186,134,461.31
Certificate Interest Initial Notional Principal Rate
per annum: variable Balance of this Certificate:
$
Cut-off Date:
December 1, 1997
First Distribution Date:
January 26, 1998
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by
this Certificate (obtained by dividing the initial Notional
Principal Balance of this Certificate by the aggregate initial
Notional Principal Balance of all Class S Certificates, both as
specified above) in certain distributions with respect to the
Trust Fund, consisting primarily of a pool (the "Pool") of
closed-end, fixed rate, home equity loans (the "Mortgage Loans"),
sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of
New Jersey (the "Company"). The Trust Fund was created pursuant
to a Pooling and Servicing Agreement dated as of December 1, 1997
(the "Agreement") between the Company and The First National Bank
of Chicago, N.A., as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein
below. To the extent not defined herein, the terms used herein
have the meanings assigned in the Agreement. This Certificate is
issued under and is subject to the terms, provisions and
conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and
by which such Holder is bound.
The Agreement requires the distribution on the 25th
day of each month or, if such 25th day is not a Business Day, the
Business Day immediately following (the "Distribution Date"),
commencing in January 1998, to the Person in whose name this
Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such
distribution (the "Record Date"), of an amount equal to the
product of the Percentage Interest evidenced by this Certificate
and the aggregate amount required to be distributed to Holders of
Certificates of the same Class as this Certificate pursuant to
the Agreement.
Distributions on this Certificate will be made by the
Trustee by check or money order mailed to the Person entitled
thereto at the address appearing in the Certificate Register or,
upon written request by the Certificateholder, by such other
means of payment as such Person and the Trustee shall agree.
Except as otherwise provided in the Agreement, the final
distribution on
<PAGE>
this Certificate will be made in the applicable manner described
above, after due notice by the Trustee of the pendency of such
distribution and only upon presentation and surrender of this
Certificate at the office or agency maintained for that purpose
by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of
Certificates designated as Home Equity Loan Pass-Through
Certificates, Series 1997-HE4, issued in sixteen Classes (Class
A1, Class A2, Class A3, Class A4, Class A5, Class A6, Class A7,
Class R1, Class R2, Class M, Class B1, Class B2, Class B3, Class
B4, Class B5 and Class S, herein called the "Certificates").
The Certificates are limited in right of payment to
certain payments on and collections in respect of the Mortgage
Loans, all as more specifically set forth in the Agreement. The
Certificateholder, by its acceptance of this Certificate, agrees
that it will look solely to the funds on deposit in the
Certificate Account for payment hereunder and that the Trustee in
its individual capacity is not personally liable to the
Certificateholders for any amount payable under this Certificate
or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain
exceptions therein provided, certain losses on the Mortgage Loans
resulting from defaults by Mortgagors will be borne by the
Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the
Holders of the other Classes of the Certificates.
This Certificate does not purport to summarize the
Agreement and reference is made to the Agreement for the
interests, rights and limitations of rights, benefits,
obligations and duties evidenced hereby, and the rights, duties
and immunities of the Trustee.
The Agreement permits, with certain exceptions therein
provided, the amendment thereof and the modification of the
rights and obligations of the Company and the rights of the
Certificateholders under the Agreement at any time by the Company
and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined
<PAGE>
in the Agreement. Any such consent by the Holder of this
Certificate shall be conclusive and binding on such Holder and
upon all future Holders of this Certificate and of any
Certificate issued upon the transfer hereof or in exchange
herefor or in lieu hereof whether or not notation of such consent
is made upon this Certificate. The Agreement also permits the
amendment thereof, in certain limited circumstances, without the
consent of the Holders of any of the Certificates.
No transfer of any Class S Certificate which is in the
form of a Definitive Certificate shall be made to any Person
unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an
employee benefit plan subject to the Employee Retirement Income
Security Act of 1974, as amended ("ERISA") or a plan subject to
Section 4975 of the Internal Revenue Code of 1986, as amended
("Section 4975") (a "Plan") or a Person that is using the assets
of a Plan to acquire such Certificate or (y) is an insurance
company investing assets of its general account and the exemption
provided by Section III(a) of Department of Labor Prohibited
Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995)
(the "Exemption") applies to such transferee's acquisition and
holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an
expense of the Trustee or the Company, to the effect that the
purchase and holding of such Certificate will not constitute or
result in the assets of the Trust Fund being deemed to be "plan
assets" and subject to the prohibited transaction provisions of
ERISA or Section 4975 and will not subject the Trustee or the
Company to any obligation in addition to those undertaken in the
Agreement; provided, however, that the Trustee will not require
such certificate or opinion in the event that, as a result of a
change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and
holding of a Class S Certificate by a Plan or a Person that is
purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under
ERISA or Section 4975.
As provided in the Agreement, and subject to certain
limitations therein set forth, the transfer of this Certificate
is registerable in the Certificate Register of the Trustee upon
surrender of this Certificate for registration of transfer at the
<PAGE>
office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the
City of New York, accompanied by a written instrument of transfer
in form satisfactory to the Company, the Trustee, and the
Certificate Registrar duly executed by the Holder hereof or such
Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized
denominations evidencing the same aggregate Percentage Interest
will be issued to the designated transferee or transferees. The
Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided
in the Agreement and subject to certain limitations therein set
forth, Certificates are exchangeable for new Certificates of the
same Class of authorized denominations evidencing the same
aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such
registration of transfer or exchange, but the Trustee may require
payment of a sum sufficient to cover any tax or other
governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any
agent of the Trustee or the Certificate Registrar may treat the
Person in whose name this Certificate is registered as the owner
hereof for all purposes, and neither the Trustee, the Certificate
Registrar nor any such agent shall be affected by any notice to
the contrary.
The obligations and responsibilities created by the
Agreement, and the Trust Fund created thereby shall terminate
upon payment to the Certificateholders, or provision therefor, in
accordance with the Agreement following the earlier of (a) the
repurchase by the Company of all Mortgage Loans and all property
acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid
principal balance of each Mortgage Loan (other than a Mortgage
Loan described in clause (y)) plus accrued and unpaid interest
thereon at the rate provided for in the Agreement (less any
amounts representing previously unreimbursed Monthly Advances)
and (y) the appraised value of any property acquired in respect
of a Mortgage Loan determined as provided in the Agreement, and
(b) the later of the final payment or other liquidation (or any
Monthly
<PAGE>
Advance with respect thereto) of the last Mortgage Loan remaining
in the Trust Fund and the disposition of all property acquired
upon foreclosure or by deed in lieu of foreclosure of any
Mortgage Loan. The right of the Company to repurchase all the
Mortgage Loans and property in respect of Mortgage Loans is
subject to the Pool Scheduled Principal Balance at the time of
repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise
of such right will result in early retirement of the
Certificates.
Unless this Certificate has been countersigned by the
Trustee, by manual signature, this Certificate shall not be
entitled to any benefit under the Agreement or be valid for any
purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this
Certificate to be duly executed under its official seal.
THE FIRST NATIONAL BANK OF CHICAGO,
N.A., not in its individual capacity
but solely as Trustee
By:_________________________________
Name:
Title:
Date:_______________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s),
assign(s) and transfer(s) unto
Please insert social security or other identifying number of
assignee
- -----------------------------------------------------------------
- -----------------------------------------------------------------
(Please print or typewrite name and address including postal zip
code of assignee)
- -----------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain
distributions with respect to the Trust Fund and hereby
authorizes the transfer of registration of such interest to
assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to
issue a new Certificate of like Class and Percentage Interest, to
the above named assignee and deliver such Certificate to the
following address:
- -----------------------------------------------------------------
- -----------------------------------------------------------------
- -----------------------------------------------------------------
Dated:-----------------
- -------------------------------------
Signature by or on behalf of assignor
- -----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company
or broker of the signatory who is a member of a signature
guarantee medallion program.
<PAGE>
EXHIBIT B
[Omitted]
<PAGE>
EXHIBIT C
MORTGAGE LOANS
Each Mortgage Loan shall be identified by loan number,
address of the Mortgaged Property and name of the Mortgagor. The
following details shall be set forth as to each Mortgage Loan:
(i) the principal balance at the time of its origination, (ii)
the Principal Balance as of the Cut-off Date, (iii) the interest
rate borne by the Mortgage Note, (iv) the scheduled monthly level
payment of principal and interest, (v) the loan-to-value ratio
(and Combined Loan to Value Ratio, if applicable), (vi) the
maturity date of the Mortgage Note and (vii) the Servicing Fee
Rate for such Mortgage Loan.
LOAN 0000005018270
LAST_NAME BLAIR
ADDRESS 763 EASTPORT ROAD
CITY JACKSONVILL
STATE FL
ZIP 322180000
MORT $48,640.00
BAL $43,195.05
RATE 10.0000
PAI $469.39
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000020561270
LAST_NAME LOMAX
ADDRESS 754 NEWTON PLACE NW
CITY WASHINGTON
STATE DC
ZIP 200100000
MORT $67,200.00
BAL $66,060.58
RATE 11.2000
PAI $650.14
CLTV 70.000
MATURITY 90601
FEE 0.5000
LOAN 0000020754511
LAST_NAME MOSES
ADDRESS 200 RIVERCREST
CITY BATON ROUGE
STATE LA
ZIP 708070000
MORT $60,000.00
BAL $54,078.34
RATE 10.6900
PAI $670.32
CLTV 76.433
MATURITY 91104
FEE 0.5000
LOAN 0000020773370
LAST_NAME PERNICIARO
ADDRESS 58-54 79TH STREET
CITY ELMHURST
STATE NY
ZIP 113730000
MORT $15,000.00
BAL $11,831.23
RATE 8.3900
PAI $185.10
CLTV 42.934
MATURITY 41223
FEE 0.5000
LOAN 0000020858270
LAST_NAME DICESARE
ADDRESS 33 ELLISON DRIVE
CITY NEW WINDSOR
STATE NY
ZIP 125530000
MORT $32,000.00
BAL $26,687.17
RATE 8.9900
PAI $324.38
CLTV 21.768
MATURITY 100217
FEE 0.5000
LOAN 0000021417381
LAST_NAME WELCH
ADDRESS 126 COBB CITY ROAD
CITY TOWN OF COL
STATE CT
ZIP 060210000
MORT $35,000.00
BAL $33,639.93
RATE 9.0000
PAI $355.00
CLTV 26.515
MATURITY 110909
FEE 0.5000
LOAN 0000021513569
LAST_NAME STULPIN
ADDRESS 3239 BIG RIDGE ROAD
CITY OGDEN
STATE NY
ZIP 145590000
MORT $265,000.00
BAL $264,703.30
RATE 8.9000
PAI $2,113.22
CLTV 75.714
MATURITY 270915
FEE 0.5000
LOAN 0000021537493
LAST_NAME MILLER
ADDRESS 1101 SMITHBRIDGE ROAD
CITY CONCORD TOW
STATE PA
ZIP 193420000
MORT $46,500.00
BAL $40,461.20
RATE 10.3900
PAI $781.36
CLTV 31.000
MATURITY 30826
FEE 0.5000
LOAN 0000021632609
LAST_NAME BASKET
ADDRESS 23 S CAREY STREET
CITY BALTIMORE
STATE MD
ZIP 212230000
MORT $40,000.00
BAL $38,893.34
RATE 11.9900
PAI $479.81
CLTV 75.471
MATURITY 111120
FEE 0.5000
LOAN 0000021662457
LAST_NAME ALEXANDER
ADDRESS 275 MICHIGAN LANE
CITY CENTRAL CIT
STATE KY
ZIP 423300000
MORT $71,400.00
BAL $71,220.71
RATE 10.4000
PAI $708.06
CLTV 85.000
MATURITY 170922
FEE 0.5000
LOAN 0000021687603
LAST_NAME BLONIARCZYK
ADDRESS 103 LEE STREET
CITY MARKS CREEK
STATE NC
ZIP 275910000
MORT $30,600.00
BAL $30,365.23
RATE 9.4500
PAI $318.62
CLTV 54.511
MATURITY 120902
FEE 0.5000
LOAN 0000021708219
LAST_NAME FIFE
ADDRESS 6635 CINNAMON FERN LANE
CITY SOCASTEE TO
STATE SC
ZIP 295750000
MORT $64,800.00
BAL $64,733.24
RATE 9.3000
PAI $535.45
CLTV 90.000
MATURITY 120916
FEE 0.5000
LOAN 0000021715974
LAST_NAME GREENWALT
ADDRESS 5216 32ND STREET SW
CITY DAVENPORT
STATE IA
ZIP 528020000
MORT $17,600.00
BAL $17,552.85
RATE 8.8500
PAI $176.95
CLTV 80.000
MATURITY 121008
FEE 0.5000
LOAN 0000021735097
LAST_NAME ARIAIL
ADDRESS 1705 ROSE AVE
CITY AMERICUS
STATE GA
ZIP 317090000
MORT $100,000.00
BAL $99,847.34
RATE 10.7500
PAI $933.49
CLTV 62.305
MATURITY 120716
FEE 0.5000
LOAN 0000021738117
LAST_NAME BOIK
ADDRESS 3039 PRIMROSE DR.
CITY ROCHESTER H
STATE MI
ZIP 483070000
MORT $30,000.00
BAL $29,875.70
RATE 10.5000
PAI $274.43
CLTV 76.712
MATURITY 120505
FEE 0.5000
LOAN 0000021768668
LAST_NAME PEARCE
ADDRESS 5734 S. ADA
CITY CHICAGO
STATE IL
ZIP 606360000
MORT $81,200.00
BAL $81,078.47
RATE 8.9000
PAI $647.52
CLTV 80.000
MATURITY 270903
FEE 0.5000
LOAN 0000021768783
LAST_NAME GONZALES
ADDRESS 13026 13TH AVENUE SOUTHWE
CITY SEATTLE
STATE WA
ZIP 981460000
MORT $118,000.00
BAL $117,711.23
RATE 9.6000
PAI $1,000.83
CLTV 79.194
MATURITY 120601
FEE 0.5000
LOAN 0000021768924
LAST_NAME MINER
ADDRESS 314 GRIEB ROAD
CITY WALLINGFORD
STATE CT
ZIP 064920000
MORT $141,000.00
BAL $140,862.20
RATE 9.5500
PAI $1,190.75
CLTV 89.808
MATURITY 121001
FEE 0.5000
LOAN 0000021769211
LAST_NAME SZAZDI
ADDRESS 1125 BUCK ROAD
CITY HOLLAND
STATE PA
ZIP 189660000
MORT $147,500.00
BAL $147,131.45
RATE 9.5000
PAI $1,240.26
CLTV 64.130
MATURITY 270601
FEE 0.5000
LOAN 0000021770136
LAST_NAME HARMON
ADDRESS 11604 EAST 166 STREET NOR
CITY COLLINSVILL
STATE OK
ZIP 740210000
MORT $63,000.00
BAL $62,834.44
RATE 10.0500
PAI $610.06
CLTV 90.000
MATURITY 170915
FEE 0.5000
LOAN 0000021770524
LAST_NAME FELDMAN
ADDRESS 150 SWOVER CREEK ROAD
CITY EDINBURG
STATE VA
ZIP 228240000
MORT $157,000.00
BAL $156,761.54
RATE 9.4000
PAI $1,308.70
CLTV 65.416
MATURITY 120804
FEE 0.5000
LOAN 0000021771084
LAST_NAME PERRY
ADDRESS 1351 PETERSON LANE
CITY SANTA ROSA
STATE CA
ZIP 954030000
MORT $164,000.00
BAL $163,611.16
RATE 9.7500
PAI $1,409.01
CLTV 80.000
MATURITY 120601
FEE 0.5000
LOAN 0000021772009
LAST_NAME MITCHELL
ADDRESS 6023 MCCOMMAS BOULEVARD
CITY DALLAS
STATE TX
ZIP 752060000
MORT $90,000.00
BAL $89,876.73
RATE 11.2500
PAI $874.14
CLTV 90.000
MATURITY 120701
FEE 0.5000
LOAN 0000021773221
LAST_NAME JHAGROO
ADDRESS 490 LIBERTY AVE
CITY BROOKLYN
STATE NY
ZIP 112070000
MORT $25,000.00
BAL $24,468.01
RATE 9.9000
PAI $267.12
CLTV 74.842
MATURITY 120401
FEE 0.5000
LOAN 0000021774252
LAST_NAME MCCULLOUGH
ADDRESS 3523 CYPRESS POND DRIVE
CITY CHARLOTTE
STATE NC
ZIP 282130000
MORT $43,400.00
BAL $43,263.65
RATE 8.6500
PAI $380.77
CLTV 68.888
MATURITY 170915
FEE 0.5000
LOAN 0000021775622
LAST_NAME BAMBERY
ADDRESS 8801 LINTON LANE
CITY ALEXANDRIA
STATE VA
ZIP 223080000
MORT $232,000.00
BAL $230,754.67
RATE 9.3000
PAI $1,917.02
CLTV 80.000
MATURITY 120805
FEE 0.5000
LOAN 0000021776471
LAST_NAME MEEKINS
ADDRESS 541 MAIN ST
CITY CHURCH HILL
STATE MD
ZIP 216230000
MORT $70,000.00
BAL $69,781.47
RATE 8.7000
PAI $616.37
CLTV 67.307
MATURITY 170902
FEE 0.5000
LOAN 0000021777495
LAST_NAME BERNAS
ADDRESS 92 TOMS RIVER ROAD
CITY JACKSON
STATE NJ
ZIP 085270000
MORT $41,000.00
BAL $40,390.90
RATE 8.9500
PAI $367.58
CLTV 27.333
MATURITY 170201
FEE 0.5000
LOAN 0000021778147
LAST_NAME KENNEDY
ADDRESS 1001 WARSON ROAD SOUTH
CITY LADUE
STATE MO
ZIP 631240000
MORT $273,600.00
BAL $272,964.86
RATE 9.8500
PAI $2,370.76
CLTV 80.000
MATURITY 120601
FEE 0.5000
LOAN 0000021780192
LAST_NAME GAINES
ADDRESS 2037 ASHLAND AVENUE
CITY EVANSTON
STATE IL
ZIP 602010000
MORT $109,600.00
BAL $109,485.91
RATE 9.2500
PAI $901.66
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021785464
LAST_NAME CONSTANTINE
ADDRESS 98 OLIVE STREET
CITY HUNKER
STATE PA
ZIP 156390000
MORT $72,000.00
BAL $71,887.31
RATE 8.6500
PAI $631.69
CLTV 80.000
MATURITY 171016
FEE 0.5000
LOAN 0000021787148
LAST_NAME WORRELL
ADDRESS 141 PALISADE AVENUE
CITY YONKERS
STATE NY
ZIP 107010000
MORT $20,000.00
BAL $19,804.91
RATE 9.7500
PAI $189.70
CLTV 24.342
MATURITY 170501
FEE 0.5000
LOAN 0000021789219
LAST_NAME STOSCUP
ADDRESS 41555 S I-94 SERVICE DRIV
CITY VAN BUREN
STATE MI
ZIP 481110000
MORT $136,000.00
BAL $135,836.32
RATE 8.5500
PAI $1,050.55
CLTV 80.000
MATURITY 120912
FEE 0.5000
LOAN 0000021790191
LAST_NAME BROWN
ADDRESS 4802 CRENSHAW AVENUE
CITY BALTIMORE
STATE MD
ZIP 212060000
MORT $43,000.00
BAL $42,982.79
RATE 10.7000
PAI $399.79
CLTV 70.491
MATURITY 271007
FEE 0.5000
LOAN 0000021791504
LAST_NAME STINNETT
ADDRESS 203 HOLLY HILL ROAD
CITY ENTERPRISE
STATE AL
ZIP 363300000
MORT $88,000.00
BAL $87,780.71
RATE 9.9500
PAI $769.01
CLTV 62.857
MATURITY 270801
FEE 0.5000
LOAN 0000021791561
LAST_NAME BISHOP
ADDRESS 6179 WALNUT CREEK ROAD
CITY RENO
STATE NV
ZIP 895230000
MORT $32,000.00
BAL $31,519.37
RATE 9.7000
PAI $417.59
CLTV 79.607
MATURITY 70903
FEE 0.5000
LOAN 0000021792908
LAST_NAME CULLEN
ADDRESS 1356 SOUTH COLUMBIA STREE
CITY FRANKFORT
STATE IN
ZIP 460410000
MORT $17,700.00
BAL $17,569.02
RATE 9.8500
PAI $188.59
CLTV 74.688
MATURITY 120909
FEE 0.5000
LOAN 0000021795257
LAST_NAME PATTON
ADDRESS 9446 S PRAIRIE
CITY CHICAGO
STATE IL
ZIP 606190000
MORT $101,700.00
BAL $101,616.14
RATE 10.3500
PAI $918.91
CLTV 90.000
MATURITY 120902
FEE 0.5000
LOAN 0000021798954
LAST_NAME DOCKERY
ADDRESS 5500 LEGARE DRIVE
CITY WINSTON SAL
STATE NC
ZIP 271050000
MORT $50,000.00
BAL $49,769.64
RATE 10.5500
PAI $554.26
CLTV 61.989
MATURITY 120904
FEE 0.5000
LOAN 0000021800164
LAST_NAME MARSH
ADDRESS 820 MALIBU DRIVE
CITY SILVER SPRI
STATE MD
ZIP 209010000
MORT $60,000.00
BAL $59,372.72
RATE 9.2500
PAI $617.52
CLTV 40.000
MATURITY 120718
FEE 0.5000
LOAN 0000021801642
LAST_NAME IRIZARRY
ADDRESS 737 HIGHLAND AVENUE
CITY BRIGHTON
STATE NY
ZIP 146210000
MORT $119,000.00
BAL $118,877.48
RATE 9.4500
PAI $996.28
CLTV 85.000
MATURITY 120908
FEE 0.5000
LOAN 0000021801691
LAST_NAME LOGAN
ADDRESS 203 IRIS STREET
CITY LADSON
STATE SC
ZIP 294560000
MORT $35,000.00
BAL $34,835.41
RATE 10.6500
PAI $475.22
CLTV 79.114
MATURITY 71014
FEE 0.5000
LOAN 0000021802178
LAST_NAME MCCARTHY
ADDRESS 133 CLOVERPORT
CITY ROCHESTER H
STATE MI
ZIP 483070000
MORT $19,353.00
BAL $19,305.03
RATE 10.5000
PAI $193.22
CLTV 84.999
MATURITY 170929
FEE 0.5000
LOAN 0000021802475
LAST_NAME CROVO
ADDRESS 2915 SW 102ND AVENUE
CITY MIAMI
STATE FL
ZIP 331650000
MORT $18,500.00
BAL $18,408.69
RATE 9.8000
PAI $196.55
CLTV 70.809
MATURITY 120903
FEE 0.5000
LOAN 0000021803713
LAST_NAME DIXON
ADDRESS 66 WATERLOO AVENUE
CITY TOWN OF EAS
STATE PA
ZIP 193120000
MORT $22,000.00
BAL $21,902.66
RATE 11.7000
PAI $311.84
CLTV 74.826
MATURITY 70922
FEE 0.5000
LOAN 0000021803937
LAST_NAME HEISIG
ADDRESS 306 CORNELIA AVENUE
CITY LAKELAND
STATE FL
ZIP 338010000
MORT $5,850.00
BAL $5,794.25
RATE 10.5000
PAI $78.94
CLTV 84.973
MATURITY 70902
FEE 0.5000
LOAN 0000021804620
LAST_NAME PAVLICA
ADDRESS 29 W 181 BOLLES AVENUE
CITY WEST CHICAG
STATE IL
ZIP 601850000
MORT $20,000.00
BAL $19,803.92
RATE 10.0000
PAI $264.30
CLTV 80.000
MATURITY 70826
FEE 0.5000
LOAN 0000021805536
LAST_NAME COOPER
ADDRESS 410 10TH STREET SW
CITY RUSKIN
STATE FL
ZIP 335700000
MORT $17,000.00
BAL $16,830.45
RATE 9.7000
PAI $221.85
CLTV 61.392
MATURITY 70903
FEE 0.5000
LOAN 0000021806484
LAST_NAME MIFSUD
ADDRESS 29879 BALTIC COURT
CITY HAYWARD
STATE CA
ZIP 945440000
MORT $24,000.00
BAL $23,886.86
RATE 10.3000
PAI $262.33
CLTV 84.354
MATURITY 120915
FEE 0.5000
LOAN 0000021806781
LAST_NAME STYPA
ADDRESS 111 SEMINOLE PARKWAY
CITY CHEEKTOWAGA
STATE NY
ZIP 142250000
MORT $43,000.00
BAL $42,866.60
RATE 8.7500
PAI $380.00
CLTV 56.578
MATURITY 170902
FEE 0.5000
LOAN 0000021807128
LAST_NAME LARRIEUX
ADDRESS 9511 DUNHILL DRIVE
CITY MIRAMAR
STATE FL
ZIP 330250000
MORT $108,750.00
BAL $108,708.61
RATE 10.7000
PAI $1,011.08
CLTV 75.000
MATURITY 270926
FEE 0.5000
LOAN 0000021808159
LAST_NAME ZEFFIRO
ADDRESS 101 PRESTON ROAD
CITY WINCHESTER
STATE CT
ZIP 060940000
MORT $198,000.00
BAL $198,000.00
RATE 9.1500
PAI $1,614.57
CLTV 90.000
MATURITY 121113
FEE 0.5000
LOAN 0000021808894
LAST_NAME PETERSON
ADDRESS 176 NORTH DEER RUN
CITY LINCOLN UNI
STATE PA
ZIP 193520000
MORT $128,000.00
BAL $127,696.51
RATE 9.7500
PAI $1,099.72
CLTV 80.000
MATURITY 120701
FEE 0.5000
LOAN 0000021809751
LAST_NAME HARRIS
ADDRESS 3307 STATE ROUTE 79
CITY HARPURSVILL
STATE NY
ZIP 137870000
MORT $49,700.00
BAL $49,700.00
RATE 11.3000
PAI $484.61
CLTV 70.000
MATURITY 270702
FEE 0.5000
LOAN 0000021809926
LAST_NAME FUENTES
ADDRESS 1004 KIMBERLY AVENUE
CITY REDLANDS
STATE CA
ZIP 923740000
MORT $13,595.00
BAL $13,466.19
RATE 10.6000
PAI $184.21
CLTV 84.999
MATURITY 70922
FEE 0.5000
LOAN 0000021809959
LAST_NAME BATISTE
ADDRESS 5918 N 35TH STREET
CITY OMAHA
STATE NE
ZIP 681110000
MORT $34,000.00
BAL $33,969.88
RATE 11.9000
PAI $347.11
CLTV 82.926
MATURITY 270820
FEE 0.5000
LOAN 0000021810031
LAST_NAME LABARGE
ADDRESS 333 S DOUGLAS DRIVE
CITY BRADLEY
STATE IL
ZIP 609150000
MORT $43,600.00
BAL $43,550.16
RATE 8.8000
PAI $344.56
CLTV 60.555
MATURITY 120909
FEE 0.5000
LOAN 0000021810395
LAST_NAME GARCIA
ADDRESS 14360 LA TRUCHA STREET
CITY SAN DIEGO
STATE CA
ZIP 921290000
MORT $18,000.00
BAL $17,956.17
RATE 9.9000
PAI $192.33
CLTV 73.337
MATURITY 121021
FEE 0.5000
LOAN 0000021811708
LAST_NAME MAHAFFEY
ADDRESS 1030 N EDWARDS
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $47,000.00
BAL $46,965.96
RATE 10.9500
PAI $445.82
CLTV 58.530
MATURITY 271003
FEE 0.5000
LOAN 0000021812045
LAST_NAME WHITE
ADDRESS 207 ALLENDALE DRIVE
CITY MORRISVILLE
STATE PA
ZIP 190670000
MORT $80,000.00
BAL $79,911.37
RATE 8.9500
PAI $640.82
CLTV 80.000
MATURITY 270901
FEE 0.5000
LOAN 0000021812250
LAST_NAME PUGA
ADDRESS 26981 PRAIRIE DOG LANE
CITY MORENO VALL
STATE CA
ZIP 925550000
MORT $6,000.00
BAL $5,922.51
RATE 10.0000
PAI $127.49
CLTV 35.282
MATURITY 20929
FEE 0.5000
LOAN 0000021813563
LAST_NAME CUTHRELL
ADDRESS 78 PARKVIEW AVE
CITY PORTSMOUTH
STATE VA
ZIP 237040000
MORT $87,500.00
BAL $87,027.29
RATE 9.9000
PAI $838.60
CLTV 70.000
MATURITY 170711
FEE 0.5000
LOAN 0000021814629
LAST_NAME SANABRIA
ADDRESS 6634 32ND AVENUE SOUTH
CITY TAMPA
STATE FL
ZIP 336190000
MORT $54,000.00
BAL $53,707.02
RATE 8.7500
PAI $539.71
CLTV 81.818
MATURITY 120908
FEE 0.5000
LOAN 0000021814835
LAST_NAME LATHAM
ADDRESS 4 GRESHAM ADDITION
CITY TUSCALOOSA
STATE AL
ZIP 354010000
MORT $14,000.00
BAL $13,812.91
RATE 8.7000
PAI $288.59
CLTV 28.000
MATURITY 21007
FEE 0.5000
LOAN 0000021815162
LAST_NAME VAN ANDLER
ADDRESS 2708 GALISTEO ROAD
CITY SANTA FE
STATE NM
ZIP 875010000
MORT $133,000.00
BAL $132,554.63
RATE 9.1500
PAI $1,209.50
CLTV 70.370
MATURITY 171010
FEE 0.5000
LOAN 0000021815725
LAST_NAME WOLF
ADDRESS 11117 HAPPY ACRES LANE
CITY RIVERVIEW
STATE FL
ZIP 335690000
MORT $17,000.00
BAL $16,829.98
RATE 9.6500
PAI $221.38
CLTV 67.111
MATURITY 70903
FEE 0.5000
LOAN 0000021817002
LAST_NAME SMITH
ADDRESS 834 NECTARINE AVENUE
CITY SUNNYVALE
STATE CA
ZIP 940870000
MORT $30,000.00
BAL $29,851.28
RATE 9.7500
PAI $317.81
CLTV 79.326
MATURITY 120915
FEE 0.5000
LOAN 0000021817440
LAST_NAME STERNBERG
ADDRESS 7932 EISENHOWER BLVD
CITY BRIDGEPORT
STATE NY
ZIP 130300000
MORT $44,100.00
BAL $44,056.95
RATE 10.4000
PAI $400.11
CLTV 90.000
MATURITY 121001
FEE 0.5000
LOAN 0000021817879
LAST_NAME WILLIAMS
ADDRESS 152 RAMBLEWOOD DRIVE
CITY BLYTHEVILLE
STATE AR
ZIP 723150000
MORT $108,000.00
BAL $107,769.43
RATE 10.2500
PAI $967.79
CLTV 90.000
MATURITY 120530
FEE 0.5000
LOAN 0000021818323
LAST_NAME LUMMUS
ADDRESS 986 PINEHURST DRIVE
CITY SMYRNA
STATE GA
ZIP 300800000
MORT $22,000.00
BAL $21,857.54
RATE 11.3000
PAI $254.21
CLTV 60.670
MATURITY 120813
FEE 0.5000
LOAN 0000021818430
LAST_NAME CONNON
ADDRESS 7705 NW 15TH AVENUE
CITY BRADENTON
STATE FL
ZIP 342090000
MORT $14,500.00
BAL $14,429.41
RATE 10.0500
PAI $192.03
CLTV 67.839
MATURITY 71016
FEE 0.5000
LOAN 0000021819347
LAST_NAME FULLER
ADDRESS 302 NE MCKEE DRIVE
CITY PRINEVILLE
STATE OR
ZIP 977540000
MORT $84,000.00
BAL $83,750.15
RATE 8.6000
PAI $651.85
CLTV 80.000
MATURITY 270926
FEE 0.5000
LOAN 0000021819453
LAST_NAME SMITH
ADDRESS 1985 HIGHWAY 212 SW
CITY CONYERS
STATE GA
ZIP 302080000
MORT $50,000.00
BAL $49,754.37
RATE 9.8500
PAI $532.73
CLTV 47.619
MATURITY 120922
FEE 0.5000
LOAN 0000021819651
LAST_NAME MATOVINA
ADDRESS 1933 CLAY STREET
CITY HAMMOND
STATE IN
ZIP 463200000
MORT $37,100.00
BAL $37,059.31
RATE 9.0000
PAI $298.52
CLTV 70.000
MATURITY 270909
FEE 0.5000
LOAN 0000021819685
LAST_NAME MATOVINA
ADDRESS 5732 MAGOUN AVENUE
CITY HAMMOND
STATE IN
ZIP 463200000
MORT $52,000.00
BAL $51,936.76
RATE 8.5000
PAI $399.84
CLTV 80.000
MATURITY 270909
FEE 0.5000
LOAN 0000021819826
LAST_NAME MCKNIGHT
ADDRESS 9006 NW 38TH DRIVE
CITY CORAL SPRIN
STATE FL
ZIP 330650000
MORT $175,000.00
BAL $174,799.96
RATE 8.8000
PAI $1,382.98
CLTV 79.545
MATURITY 270908
FEE 0.5000
LOAN 0000021819958
LAST_NAME O'DELL
ADDRESS 189 MIMOSA AVENUE
CITY HOMELAND
STATE FL
ZIP 338470000
MORT $83,300.00
BAL $83,221.12
RATE 9.7000
PAI $712.62
CLTV 85.000
MATURITY 270908
FEE 0.5000
LOAN 0000021819974
LAST_NAME VIERLING
ADDRESS SEVERENCE RD #18
CITY COLCHESTER
STATE VT
ZIP 054460000
MORT $65,175.00
BAL $65,099.91
RATE 10.7000
PAI $605.95
CLTV 75.000
MATURITY 270901
FEE 0.5000
LOAN 0000021820048
LAST_NAME WINTERS
ADDRESS 504 NORTH DAVIS
CITY WALTON
STATE IN
ZIP 469940000
MORT $30,000.00
BAL $29,851.01
RATE 9.7000
PAI $391.49
CLTV 83.083
MATURITY 70929
FEE 0.5000
LOAN 0000021820238
LAST_NAME WADA
ADDRESS 814 S. HOPOE STREET
CITY LAHAINA ISL
STATE HI
ZIP 967610000
MORT $80,000.00
BAL $79,601.59
RATE 9.7000
PAI $845.07
CLTV 75.326
MATURITY 120910
FEE 0.5000
LOAN 0000021820758
LAST_NAME GONZALES
ADDRESS 2841 SOUTH JAY STREET
CITY DENVER
STATE CO
ZIP 802270000
MORT $50,000.00
BAL $50,000.00
RATE 10.1500
PAI $541.91
CLTV 81.223
MATURITY 121126
FEE 0.5000
LOAN 0000021820766
LAST_NAME NORRIS
ADDRESS 504 7TH AVENUE EAST
CITY ALEXANDRIA
STATE MN
ZIP 563080000
MORT $14,500.00
BAL $14,419.55
RATE 9.9000
PAI $190.82
CLTV 57.739
MATURITY 71016
FEE 0.5000
LOAN 0000021822176
LAST_NAME RAY
ADDRESS 106 LAKERIDGE COURT
CITY STEPHENS CI
STATE VA
ZIP 226550000
MORT $9,000.00
BAL $8,956.19
RATE 9.9500
PAI $96.44
CLTV 74.349
MATURITY 120902
FEE 0.5000
LOAN 0000021822663
LAST_NAME ROUSE
ADDRESS 4864 W. COUNTY ROAD 350 N
CITY GREEN CASTL
STATE IN
ZIP 461350000
MORT $11,750.00
BAL $11,722.79
RATE 10.4500
PAI $129.53
CLTV 83.104
MATURITY 121001
FEE 0.5000
LOAN 0000021823232
LAST_NAME KEA
ADDRESS 1082 MILL STREET
CITY GAINESVILLE
STATE GA
ZIP 305010000
MORT $17,500.00
BAL $17,500.00
RATE 9.5500
PAI $183.27
CLTV 51.329
MATURITY 121105
FEE 0.5000
LOAN 0000021823489
LAST_NAME BREWER
ADDRESS 4964 S 41 AVENUE
CITY OMAHA
STATE NE
ZIP 681070000
MORT $35,200.00
BAL $35,167.70
RATE 10.9000
PAI $332.56
CLTV 80.000
MATURITY 120910
FEE 0.5000
LOAN 0000021823679
LAST_NAME PONCE DE LEO
ADDRESS 7620 SW 105 TERRACE
CITY MIAMI
STATE FL
ZIP 331560000
MORT $262,000.00
BAL $261,712.71
RATE 9.0000
PAI $2,108.11
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021823943
LAST_NAME ALLEN
ADDRESS 401 WEST 4TH STREET
CITY VILLAGE OF
STATE MN
ZIP 556040000
MORT $8,000.00
BAL $7,960.70
RATE 9.8500
PAI $85.24
CLTV 76.905
MATURITY 120929
FEE 0.5000
LOAN 0000021823992
LAST_NAME GERYAK
ADDRESS 302 FAIR OAKS BLVD
CITY EULESS
STATE TX
ZIP 760390000
MORT $74,000.00
BAL $73,669.18
RATE 10.8750
PAI $835.29
CLTV 77.894
MATURITY 120901
FEE 0.5000
LOAN 0000021824131
LAST_NAME FUS
ADDRESS 2209 SWEDE ROAD
CITY NORRISTOWN
STATE PA
ZIP 194010000
MORT $30,000.00
BAL $29,917.53
RATE 9.7000
PAI $283.57
CLTV 79.506
MATURITY 170903
FEE 0.5000
LOAN 0000021824156
LAST_NAME SIHANATH
ADDRESS 11380 OTIS STREET
CITY CITY OF WES
STATE CO
ZIP 800200000
MORT $29,000.00
BAL $28,940.84
RATE 11.8000
PAI $344.33
CLTV 63.735
MATURITY 121007
FEE 0.5000
LOAN 0000021824222
LAST_NAME DONONOVICH
ADDRESS 16710 NE 21ST STREET
CITY GAINESVILLE
STATE FL
ZIP 326090000
MORT $42,000.00
BAL $41,935.50
RATE 8.8000
PAI $372.50
CLTV 77.777
MATURITY 171103
FEE 0.5000
LOAN 0000021824495
LAST_NAME POOL
ADDRESS 1905 SE 7TH STREET
CITY NEWCASTLE
STATE OK
ZIP 730650000
MORT $25,958.00
BAL $25,899.56
RATE 10.7500
PAI $290.98
CLTV 72.392
MATURITY 121015
FEE 0.5000
LOAN 0000021824644
LAST_NAME KENDRICK
ADDRESS 53 KENDRICK CIRCLE
CITY ASHVILLE
STATE AL
ZIP 359530000
MORT $25,000.00
BAL $23,997.04
RATE 9.9000
PAI $529.95
CLTV 65.476
MATURITY 20904
FEE 0.5000
LOAN 0000021825252
LAST_NAME WISMAN
ADDRESS 91 COURTLAND LANE
CITY BOXBOROUGH
STATE MA
ZIP 017190000
MORT $38,000.00
BAL $37,906.19
RATE 9.7500
PAI $402.56
CLTV 67.682
MATURITY 121008
FEE 0.5000
LOAN 0000021825336
LAST_NAME WAGERS
ADDRESS 40 PLATTE STREET
CITY DEARBORN
STATE MO
ZIP 644390000
MORT $18,000.00
BAL $17,689.35
RATE 9.7000
PAI $190.14
CLTV 70.175
MATURITY 120915
FEE 0.5000
LOAN 0000021825567
LAST_NAME VAN BOVEN
ADDRESS 604 W PROUTY
CITY KALAMAZOO
STATE MI
ZIP 490070000
MORT $30,600.00
BAL $30,573.37
RATE 10.1000
PAI $270.81
CLTV 90.000
MATURITY 270909
FEE 0.5000
LOAN 0000021825609
LAST_NAME STEPHENS
ADDRESS 539 WINDY RIDGE RD.
CITY INDIAN VALL
STATE VA
ZIP 241050000
MORT $53,900.00
BAL $53,465.91
RATE 9.7000
PAI $509.48
CLTV 89.833
MATURITY 170912
FEE 0.5000
LOAN 0000021825641
LAST_NAME HOFFMAN
ADDRESS 5 BELL STREET
CITY TOWN OF WES
STATE ME
ZIP 047870000
MORT $13,804.00
BAL $13,659.57
RATE 8.8500
PAI $173.75
CLTV 51.125
MATURITY 70919
FEE 0.5000
LOAN 0000021825740
LAST_NAME BANKS
ADDRESS 3300 LEAHY STREET
CITY MUSKEGON HE
STATE MI
ZIP 494440000
MORT $39,200.00
BAL $39,200.00
RATE 8.7000
PAI $306.99
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021825765
LAST_NAME GORDEN
ADDRESS 948 20TH AVENUE SOUTH
CITY ST PETERSBU
STATE FL
ZIP 337050000
MORT $28,000.00
BAL $27,985.93
RATE 9.4000
PAI $233.40
CLTV 80.000
MATURITY 270930
FEE 0.5000
LOAN 0000021825922
LAST_NAME CRAWFORD
ADDRESS 1904 OAK LEAF COURT
CITY MOBILE
STATE AL
ZIP 366090000
MORT $117,000.00
BAL $116,909.58
RATE 10.6500
PAI $1,083.39
CLTV 90.000
MATURITY 270910
FEE 0.5000
LOAN 0000021826201
LAST_NAME BLACKSTON
ADDRESS 1901 BOYKIN BLVD
CITY MOBILE
STATE AL
ZIP 366050000
MORT $43,775.00
BAL $43,758.77
RATE 13.9500
PAI $516.95
CLTV 85.000
MATURITY 270904
FEE 0.5000
LOAN 0000021826326
LAST_NAME JONES
ADDRESS 13415 DUCHIN ROAD
CITY GERMANTOWN
STATE MD
ZIP 208740000
MORT $39,000.00
BAL $38,895.51
RATE 9.9000
PAI $373.78
CLTV 71.026
MATURITY 170903
FEE 0.5000
LOAN 0000021826409
LAST_NAME CAMP
ADDRESS 304 SOUTH 51ST STREET
CITY OMAHA
STATE NE
ZIP 681320000
MORT $63,800.00
BAL $63,369.25
RATE 10.8500
PAI $719.15
CLTV 79.938
MATURITY 120808
FEE 0.5000
LOAN 0000021826532
LAST_NAME MOORE
ADDRESS 413 N 6TH STREET
CITY ELDRIDGE
STATE IA
ZIP 527480000
MORT $64,000.00
BAL $63,672.03
RATE 9.5000
PAI $668.31
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021826904
LAST_NAME REYES
ADDRESS 199 ASHLAND PLACE
CITY BROOKLYN
STATE NY
ZIP 112010000
MORT $35,500.00
BAL $35,084.05
RATE 9.9000
PAI $379.32
CLTV 79.856
MATURITY 120902
FEE 0.5000
LOAN 0000021826953
LAST_NAME WISDORF
ADDRESS 5320 370TH STREET
CITY NORTH BRANC
STATE MN
ZIP 550560000
MORT $75,000.00
BAL $74,846.44
RATE 10.7000
PAI $697.30
CLTV 72.815
MATURITY 120829
FEE 0.5000
LOAN 0000021827431
LAST_NAME PUIGH
ADDRESS 2450 CALHOUN STREET
CITY METAIRIE
STATE LA
ZIP 700010000
MORT $90,000.00
BAL $89,739.59
RATE 9.3000
PAI $827.20
CLTV 90.000
MATURITY 170908
FEE 0.5000
LOAN 0000021827597
LAST_NAME CHAPUT
ADDRESS 75 LAKEWOOD DRIVE
CITY HARWICH
STATE MA
ZIP 026450000
MORT $20,000.00
BAL $19,953.92
RATE 10.5000
PAI $221.08
CLTV 82.432
MATURITY 121008
FEE 0.5000
LOAN 0000021827720
LAST_NAME FARFALLA
ADDRESS 3716 LINCOLN BLVD
CITY OMAHA
STATE NE
ZIP 681310000
MORT $44,000.00
BAL $43,934.54
RATE 9.5000
PAI $369.98
CLTV 69.841
MATURITY 120819
FEE 0.5000
LOAN 0000021827852
LAST_NAME BERSCHEID
ADDRESS 2743 CROWN POINT AVE
CITY OMAHA
STATE NE
ZIP 681110000
MORT $20,000.00
BAL $19,035.87
RATE 10.7500
PAI $272.68
CLTV 66.666
MATURITY 70814
FEE 0.5000
LOAN 0000021827886
LAST_NAME HARRIS
ADDRESS 8130 S. HERMITAGE AVE.
CITY CHICAGO
STATE IL
ZIP 606200000
MORT $82,600.00
BAL $82,484.18
RATE 7.8000
PAI $594.62
CLTV 79.423
MATURITY 270916
FEE 0.5000
LOAN 0000021827928
LAST_NAME BLOH
ADDRESS 5573 PINEBROOK LANE
CITY WINSTON-SAL
STATE NC
ZIP 271050000
MORT $99,500.00
BAL $98,229.86
RATE 8.7000
PAI $991.52
CLTV 60.303
MATURITY 120926
FEE 0.5000
LOAN 0000021827977
LAST_NAME CHANEY
ADDRESS 611 RACOON DR.
CITY WINCHESTER
STATE VA
ZIP 226020000
MORT $64,800.00
BAL $64,725.93
RATE 8.8000
PAI $512.10
CLTV 80.000
MATURITY 270911
FEE 0.5000
LOAN 0000021828058
LAST_NAME VIBAR
ADDRESS 604 MAPLE RIDGE LANE
CITY VIRGINIA BE
STATE VA
ZIP 234520000
MORT $14,000.00
BAL $13,935.20
RATE 10.5000
PAI $154.76
CLTV 74.997
MATURITY 120830
FEE 0.5000
LOAN 0000021828140
LAST_NAME SZUBERLA
ADDRESS 550 CORTLAND DRIVE
CITY LAKE ZURICH
STATE IL
ZIP 600470000
MORT $21,000.00
BAL $20,948.16
RATE 9.7500
PAI $222.47
CLTV 58.121
MATURITY 121008
FEE 0.5000
LOAN 0000021828207
LAST_NAME MEYERS
ADDRESS 3012 POKAGON DRIVE
CITY LAFAYETTE
STATE IN
ZIP 479050000
MORT $68,400.00
BAL $68,081.96
RATE 10.4500
PAI $753.98
CLTV 90.000
MATURITY 120910
FEE 0.5000
LOAN 0000021828264
LAST_NAME RIDENOUR
ADDRESS 125 E. ALBANY STREET
CITY INDIANAPOLI
STATE IN
ZIP 462250000
MORT $65,250.00
BAL $65,187.55
RATE 9.6500
PAI $555.82
CLTV 90.000
MATURITY 270919
FEE 0.5000
LOAN 0000021828306
LAST_NAME WHITSON
ADDRESS 618 NAHATAN ST
CITY NORWOOD
STATE MA
ZIP 020620000
MORT $65,000.00
BAL $64,642.61
RATE 8.6000
PAI $643.89
CLTV 34.210
MATURITY 120915
FEE 0.5000
LOAN 0000021828504
LAST_NAME GLENNY
ADDRESS 405 VERONICA AVENUE
CITY SPARKS
STATE NV
ZIP 894360000
MORT $24,950.00
BAL $24,711.57
RATE 10.4500
PAI $335.97
CLTV 82.562
MATURITY 70908
FEE 0.5000
LOAN 0000021828744
LAST_NAME ABEL
ADDRESS 114 ST ANN STREET
CITY PARISH OF P
STATE LA
ZIP 700370000
MORT $17,000.00
BAL $17,000.00
RATE 10.5000
PAI $229.39
CLTV 84.275
MATURITY 71021
FEE 0.5000
LOAN 0000021828819
LAST_NAME CALDWELL
ADDRESS 3831 DECATUR STREET
CITY OMAHA
STATE NE
ZIP 681110000
MORT $25,500.00
BAL $25,483.30
RATE 11.5500
PAI $253.50
CLTV 85.000
MATURITY 120902
FEE 0.5000
LOAN 0000021828876
LAST_NAME MOORE
ADDRESS 210 RED HILL ROAD
CITY ORANGE
STATE VA
ZIP 229600000
MORT $34,000.00
BAL $33,844.08
RATE 10.6000
PAI $377.95
CLTV 82.523
MATURITY 121001
FEE 0.5000
LOAN 0000021828967
LAST_NAME CONNELLY
ADDRESS 183 MAIN STREET
CITY YARMOUTHPOR
STATE MA
ZIP 026750000
MORT $30,000.00
BAL $29,920.65
RATE 10.0000
PAI $289.51
CLTV 69.036
MATURITY 170904
FEE 0.5000
LOAN 0000021828975
LAST_NAME TERRY
ADDRESS 105 WHITEHALL ROAD
CITY SUMMERVILLE
STATE SC
ZIP 294850000
MORT $20,000.00
BAL $19,909.55
RATE 10.7500
PAI $224.19
CLTV 83.788
MATURITY 120829
FEE 0.5000
LOAN 0000021829080
LAST_NAME MATUSIAK
ADDRESS 56 YOUNG AVENUE
CITY NEW YORK MI
STATE NY
ZIP 134170000
MORT $52,000.00
BAL $51,934.57
RATE 10.3500
PAI $513.93
CLTV 62.650
MATURITY 171006
FEE 0.5000
LOAN 0000021829148
LAST_NAME SHAW
ADDRESS 8308 KNIGHTS BRIDGE ROAD
CITY CHARLOTTE
STATE NC
ZIP 282100000
MORT $58,000.00
BAL $57,683.92
RATE 8.7000
PAI $577.97
CLTV 72.500
MATURITY 120916
FEE 0.5000
LOAN 0000021829445
LAST_NAME HENDRICKS
ADDRESS 850-D OAKRIDGE ROAD
CITY ST AUGUSTIN
STATE FL
ZIP 320860000
MORT $76,000.00
BAL $75,799.15
RATE 9.0000
PAI $770.85
CLTV 80.000
MATURITY 120916
FEE 0.5000
LOAN 0000021829551
LAST_NAME KORTE
ADDRESS 1420 SOUTHWAY DRIVE
CITY SALEM
STATE IN
ZIP 471670000
MORT $49,300.00
BAL $49,178.61
RATE 10.5500
PAI $493.86
CLTV 85.000
MATURITY 170922
FEE 0.5000
LOAN 0000021829650
LAST_NAME GONZALEZ
ADDRESS 3009 CHRISTINE STREET
CITY PENSACOLA
STATE FL
ZIP 325060000
MORT $44,000.00
BAL $43,763.41
RATE 8.8500
PAI $442.36
CLTV 67.692
MATURITY 120908
FEE 0.5000
LOAN 0000021830104
LAST_NAME SMITH
ADDRESS 105 TRAILWOOD COURT
CITY BALDWIN TOW
STATE NC
ZIP 275160000
MORT $20,000.00
BAL $19,720.54
RATE 9.6500
PAI $210.66
CLTV 62.567
MATURITY 120917
FEE 0.5000
LOAN 0000021830617
LAST_NAME MURPHY
ADDRESS 18192 W. SPRING LAKE ROAD
CITY SPRING LAKE
STATE MI
ZIP 494560000
MORT $31,200.00
BAL $31,124.02
RATE 9.9000
PAI $333.38
CLTV 79.961
MATURITY 120904
FEE 0.5000
LOAN 0000021830799
LAST_NAME JONES
ADDRESS 1321 SE VALLEY PLACE
CITY WASHINGTON
STATE DC
ZIP 200200000
MORT $40,000.00
BAL $40,000.00
RATE 9.2000
PAI $410.48
CLTV 39.603
MATURITY 121124
FEE 0.5000
LOAN 0000021830815
LAST_NAME MAHER
ADDRESS 4257 WILSON ROAD
CITY TABERG
STATE NY
ZIP 134710000
MORT $62,400.00
BAL $62,074.86
RATE 9.2000
PAI $640.35
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021830823
LAST_NAME BECK
ADDRESS 648 W. 16TH STREET
CITY MCMINNVILLE
STATE OR
ZIP 971280000
MORT $35,000.00
BAL $34,825.13
RATE 9.7000
PAI $369.72
CLTV 64.147
MATURITY 120915
FEE 0.5000
LOAN 0000021830856
LAST_NAME ROSS
ADDRESS 5906 S. DENVER AVENUE
CITY LOS ANGELES
STATE CA
ZIP 900440000
MORT $15,000.00
BAL $14,925.96
RATE 9.8000
PAI $159.37
CLTV 64.702
MATURITY 120919
FEE 0.5000
LOAN 0000021831342
LAST_NAME HATHCOCK
ADDRESS 2148 S HWY 341
CITY CHICKAMAUGA
STATE GA
ZIP 307070000
MORT $35,000.00
BAL $34,550.56
RATE 9.4900
PAI $365.27
CLTV 63.636
MATURITY 120623
FEE 0.5000
LOAN 0000021831441
LAST_NAME AUSLENDER
ADDRESS 7 OREMS LANE
CITY WILTON
STATE CT
ZIP 068970000
MORT $135,000.00
BAL $134,270.84
RATE 8.8000
PAI $1,353.25
CLTV 54.000
MATURITY 120909
FEE 0.5000
LOAN 0000021831474
LAST_NAME CARRENO
ADDRESS 706 SOUTHWIND DRIVE
CITY VILLAGE OF
STATE IL
ZIP 601100000
MORT $14,400.00
BAL $14,113.80
RATE 9.6500
PAI $151.68
CLTV 73.445
MATURITY 121008
FEE 0.5000
LOAN 0000021831623
LAST_NAME TRIPLETT
ADDRESS 908 N HOMAN
CITY CHICAGO
STATE IL
ZIP 606510000
MORT $100,000.00
BAL $99,617.04
RATE 9.0000
PAI $804.63
CLTV 80.000
MATURITY 270904
FEE 0.5000
LOAN 0000021832282
LAST_NAME JIRON
ADDRESS 311 S FOX
CITY TATUM
STATE NM
ZIP 882670000
MORT $54,000.00
BAL $53,976.11
RATE 10.0000
PAI $473.89
CLTV 88.669
MATURITY 121016
FEE 0.5000
LOAN 0000021832365
LAST_NAME MELTON
ADDRESS 7206 FAIRBANKS ROAD
CITY HIXSON
STATE TN
ZIP 373430000
MORT $16,000.00
BAL $15,840.88
RATE 9.7500
PAI $209.24
CLTV 65.534
MATURITY 70926
FEE 0.5000
LOAN 0000021832373
LAST_NAME ELLIS
ADDRESS I RT BOX 205
CITY MACCLESFIEL
STATE NC
ZIP 278520000
MORT $23,505.00
BAL $23,199.85
RATE 9.8000
PAI $497.11
CLTV 79.999
MATURITY 21008
FEE 0.5000
LOAN 0000021832381
LAST_NAME HANKE
ADDRESS 1401 BUSH AVENUE
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $41,680.00
BAL $41,383.84
RATE 10.1500
PAI $451.73
CLTV 80.000
MATURITY 120917
FEE 0.5000
LOAN 0000021832555
LAST_NAME SIMMS
ADDRESS 6536 NORTH MAIN STREET
CITY DAVENPORT
STATE IA
ZIP 528060000
MORT $36,400.00
BAL $36,198.05
RATE 8.5000
PAI $358.45
CLTV 80.000
MATURITY 120908
FEE 0.5000
LOAN 0000021832563
LAST_NAME BURNS
ADDRESS 2212 S. EVANSTON AVENUE
CITY TULSA
STATE OK
ZIP 741140000
MORT $18,500.00
BAL $18,223.65
RATE 9.7500
PAI $241.93
CLTV 36.715
MATURITY 70915
FEE 0.5000
LOAN 0000021832753
LAST_NAME RENO
ADDRESS 78 STARLIGHT DRIVE
CITY WAYNESVILLE
STATE NC
ZIP 287860000
MORT $30,000.00
BAL $29,850.58
RATE 9.6500
PAI $390.67
CLTV 65.243
MATURITY 71021
FEE 0.5000
LOAN 0000021833025
LAST_NAME ANDREWS
ADDRESS 1473 TAFT ROAD
CITY CITY OF CHE
STATE VA
ZIP 233220000
MORT $18,500.00
BAL $18,259.51
RATE 9.7500
PAI $390.80
CLTV 57.602
MATURITY 20929
FEE 0.5000
LOAN 0000021833066
LAST_NAME VILLEGAS
ADDRESS 4515 N TROY
CITY CHICAGO
STATE IL
ZIP 606250000
MORT $100,000.00
BAL $98,545.84
RATE 9.5500
PAI $1,296.72
CLTV 54.644
MATURITY 71017
FEE 0.5000
LOAN 0000021833173
LAST_NAME GAINES
ADDRESS 7380 MAUL DRIVE
CITY MCCALLA
STATE AL
ZIP 351110000
MORT $22,327.00
BAL $21,903.95
RATE 9.8000
PAI $292.59
CLTV 79.999
MATURITY 70908
FEE 0.5000
LOAN 0000021833181
LAST_NAME MAYO
ADDRESS RR1 BOX 120
CITY COWDEN
STATE IL
ZIP 624220000
MORT $13,600.00
BAL $13,242.97
RATE 8.7000
PAI $216.75
CLTV 80.000
MATURITY 40829
FEE 0.5000
LOAN 0000021833322
LAST_NAME WHITE
ADDRESS 1103 WILLIAMSBURG
CITY COUNTRY CLU
STATE IL
ZIP 604780000
MORT $60,000.00
BAL $59,950.53
RATE 10.3500
PAI $542.13
CLTV 86.956
MATURITY 120908
FEE 0.5000
LOAN 0000021833421
LAST_NAME HOUSTON
ADDRESS 6433 S WINCHESTER AVE
CITY CHICAGO
STATE IL
ZIP 606360000
MORT $73,000.00
BAL $72,901.33
RATE 8.1000
PAI $540.75
CLTV 76.842
MATURITY 270909
FEE 0.5000
LOAN 0000021833652
LAST_NAME ATCHERSON
ADDRESS 502 N 42ND
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $15,000.00
BAL $14,822.34
RATE 9.0500
PAI $190.42
CLTV 40.000
MATURITY 71001
FEE 0.5000
LOAN 0000021833702
LAST_NAME EVANS
ADDRESS 202 NEWBERN DRIVE
CITY KNOTTS ISLA
STATE NC
ZIP 279500000
MORT $30,280.00
BAL $30,129.20
RATE 9.7000
PAI $319.86
CLTV 79.684
MATURITY 120917
FEE 0.5000
LOAN 0000021833876
LAST_NAME RAMIREZ
ADDRESS 404 SHERWOOD DRIVE
CITY STREAMWOOD
STATE IL
ZIP 601070000
MORT $20,000.00
BAL $19,505.81
RATE 11.8500
PAI $443.38
CLTV 71.467
MATURITY 20908
FEE 0.5000
LOAN 0000021833942
LAST_NAME GRANT
ADDRESS 4504 N. GARDEN AVENUE
CITY FRESNO
STATE CA
ZIP 937260000
MORT $15,199.00
BAL $15,129.29
RATE 10.6000
PAI $168.96
CLTV 80.000
MATURITY 120924
FEE 0.5000
LOAN 0000021834072
LAST_NAME DOVE
ADDRESS 408 W HENDRICKS
CITY ROSWELL
STATE NM
ZIP 882010000
MORT $25,900.00
BAL $25,887.52
RATE 9.6000
PAI $219.68
CLTV 68.157
MATURITY 271010
FEE 0.5000
LOAN 0000021834197
LAST_NAME CAPORALE
ADDRESS 5 MILL COURT
CITY CORTLANDT M
STATE NY
ZIP 105660000
MORT $200,000.00
BAL $199,711.74
RATE 9.6500
PAI $1,703.65
CLTV 80.000
MATURITY 270908
FEE 0.5000
LOAN 0000021834379
LAST_NAME MCCUE, III
ADDRESS 15499 WATER TOWER ROAD
CITY BUFFALO
STATE IL
ZIP 625150000
MORT $120,000.00
BAL $119,813.37
RATE 8.7000
PAI $1,056.63
CLTV 75.000
MATURITY 171016
FEE 0.5000
LOAN 0000021834494
LAST_NAME SHULTZ
ADDRESS 125 CLAPSADDLE ROAD
CITY MT. JOY TOW
STATE PA
ZIP 173250000
MORT $82,800.00
BAL $82,800.00
RATE 9.9500
PAI $723.58
CLTV 90.000
MATURITY 271006
FEE 0.5000
LOAN 0000021834544
LAST_NAME BROTHERTON
ADDRESS 234 WILLOW WOOD DR
CITY CHIPPEWA LA
STATE OH
ZIP 442150000
MORT $100,000.00
BAL $99,714.06
RATE 8.8500
PAI $793.85
CLTV 80.000
MATURITY 270522
FEE 0.5000
LOAN 0000021834551
LAST_NAME LEVANGIE, JR
ADDRESS 19 RUSH ROAD
CITY WENDELL
STATE MA
ZIP 013790000
MORT $106,000.00
BAL $105,944.47
RATE 9.2000
PAI $868.20
CLTV 67.948
MATURITY 121020
FEE 0.5000
LOAN 0000021834593
LAST_NAME REILLY
ADDRESS 12810 AGNES
CITY SOUTHGATE
STATE MI
ZIP 481950000
MORT $17,300.00
BAL $17,131.80
RATE 10.2500
PAI $231.03
CLTV 69.690
MATURITY 70911
FEE 0.5000
LOAN 0000021834643
LAST_NAME JOHNSON
ADDRESS 3054 M STREET SE
CITY WASHINGTON
STATE DC
ZIP 200190000
MORT $84,000.00
BAL $83,938.31
RATE 10.9900
PAI $799.32
CLTV 76.363
MATURITY 120822
FEE 0.5000
LOAN 0000021834759
LAST_NAME KNOX
ADDRESS 901 NW 34TH AVENUE
CITY FT. LAUDERD
STATE FL
ZIP 333110000
MORT $28,000.00
BAL $27,862.44
RATE 9.8500
PAI $298.33
CLTV 63.718
MATURITY 120924
FEE 0.5000
LOAN 0000021834882
LAST_NAME BAKER
ADDRESS 2970 EAST PORTER STREET
CITY INVERNESS
STATE FL
ZIP 344500000
MORT $24,000.00
BAL $22,038.17
RATE 8.6500
PAI $494.13
CLTV 58.536
MATURITY 20502
FEE 0.5000
LOAN 0000021834908
LAST_NAME OAKES
ADDRESS 15729 S MACKSBURG ROAD
CITY MOLALLA
STATE OR
ZIP 970380000
MORT $12,000.00
BAL $11,969.96
RATE 9.6000
PAI $126.04
CLTV 40.540
MATURITY 121015
FEE 0.5000
LOAN 0000021834932
LAST_NAME EVERETT
ADDRESS 6661 CIELTO WAY
CITY SAN JOSE
STATE CA
ZIP 951190000
MORT $220,000.00
BAL $218,303.98
RATE 9.1500
PAI $1,793.97
CLTV 78.571
MATURITY 120901
FEE 0.5000
LOAN 0000021835137
LAST_NAME KIRKLAND
ADDRESS 221 WEST COTTAGE PLACE
CITY YORK
STATE PA
ZIP 174030000
MORT $51,000.00
BAL $50,669.74
RATE 8.7000
PAI $449.07
CLTV 63.750
MATURITY 170915
FEE 0.5000
LOAN 0000021835228
LAST_NAME MONACO
ADDRESS 33 GOLLER PLACE
CITY STATEN ISLA
STATE NY
ZIP 103140000
MORT $176,000.00
BAL $175,700.23
RATE 8.8500
PAI $1,397.19
CLTV 78.222
MATURITY 270909
FEE 0.5000
LOAN 0000021835251
LAST_NAME DRILLINGS
ADDRESS 2315 HUNTERS BLUFF DRIVE
CITY MATTHEWS
STATE NC
ZIP 281050000
MORT $30,000.00
BAL $19,659.75
RATE 9.6500
PAI $390.67
CLTV 66.728
MATURITY 70903
FEE 0.5000
LOAN 0000021835343
LAST_NAME JOHNSON
ADDRESS 39 OLD GOVERNORS PLACE
CITY ST. CHARLES
STATE MO
ZIP 633010000
MORT $331,000.00
BAL $330,486.61
RATE 9.3000
PAI $2,735.06
CLTV 77.882
MATURITY 120901
FEE 0.5000
LOAN 0000021835541
LAST_NAME MCGREGOR
ADDRESS 205 MAPLE WAY
CITY BOULDER CRE
STATE CA
ZIP 950060000
MORT $25,000.00
BAL $24,937.71
RATE 9.6500
PAI $263.33
CLTV 63.309
MATURITY 121008
FEE 0.5000
LOAN 0000021835640
LAST_NAME MELGAR
ADDRESS 2944 OAKWOOD AVENUE
CITY LYNWOOD
STATE CA
ZIP 902620000
MORT $12,000.00
BAL $11,686.73
RATE 9.7500
PAI $253.50
CLTV 71.014
MATURITY 20924
FEE 0.5000
LOAN 0000021836002
LAST_NAME GONZALEZ
ADDRESS 206 N TAYLOR ROAD
CITY SEFFNER
STATE FL
ZIP 335840000
MORT $96,000.00
BAL $95,713.95
RATE 8.6500
PAI $748.39
CLTV 79.338
MATURITY 270519
FEE 0.5000
LOAN 0000021836044
LAST_NAME BYRD
ADDRESS 912 SE 1ST STREET
CITY HAVANA
STATE FL
ZIP 323330000
MORT $67,200.00
BAL $66,080.38
RATE 8.6500
PAI $667.67
CLTV 80.000
MATURITY 120514
FEE 0.5000
LOAN 0000021836473
LAST_NAME BASCOMBE
ADDRESS 445 EASTERN PARKWAY
CITY BROOKLYN
STATE NY
ZIP 112160000
MORT $100,000.00
BAL $99,545.95
RATE 8.9900
PAI $899.08
CLTV 50.000
MATURITY 170725
FEE 0.5000
LOAN 0000021836846
LAST_NAME DREAN
ADDRESS 233 BARBEN AVENUE
CITY WATERTOWN
STATE NY
ZIP 136010000
MORT $63,800.00
BAL $63,453.86
RATE 8.7500
PAI $637.65
CLTV 79.926
MATURITY 120904
FEE 0.5000
LOAN 0000021836903
LAST_NAME WILLIAMS
ADDRESS 2024 GRANVILLE AVENUE
CITY BESSEMER
STATE AL
ZIP 350200000
MORT $4,890.00
BAL $4,827.68
RATE 10.5000
PAI $105.11
CLTV 84.983
MATURITY 20924
FEE 0.5000
LOAN 0000021836952
LAST_NAME KRETT
ADDRESS 1091 NE PEACOCK AVENUE
CITY PALM BAY
STATE FL
ZIP 329070000
MORT $13,900.00
BAL $13,833.56
RATE 10.1500
PAI $150.65
CLTV 69.970
MATURITY 120926
FEE 0.5000
LOAN 0000021836960
LAST_NAME DUNN
ADDRESS 7655 DAY ROAD
CITY ASSYRIA
STATE MI
ZIP 490210000
MORT $128,000.00
BAL $126,634.48
RATE 8.5000
PAI $1,587.02
CLTV 80.000
MATURITY 70909
FEE 0.5000
LOAN 0000021836986
LAST_NAME GRIJALBA
ADDRESS 13024 CARYN WAY
CITY HOLLAND
STATE MI
ZIP 494240000
MORT $15,000.00
BAL $14,866.91
RATE 10.7000
PAI $167.68
CLTV 74.840
MATURITY 120910
FEE 0.5000
LOAN 0000021837174
LAST_NAME WILSHUSEN
ADDRESS 118 MOBREY LANE
CITY SMITHTOWN
STATE NY
ZIP 117870000
MORT $65,500.00
BAL $65,172.33
RATE 9.6500
PAI $689.91
CLTV 66.077
MATURITY 120919
FEE 0.5000
LOAN 0000021837190
LAST_NAME GODDARD
ADDRESS 430 GLENHAVEN
CITY LINCOLN
STATE NE
ZIP 685050000
MORT $70,000.00
BAL $69,789.59
RATE 9.0000
PAI $629.81
CLTV 77.777
MATURITY 170910
FEE 0.5000
LOAN 0000021837224
LAST_NAME FLEISCHER
ADDRESS 4408 WEST 4385 SOUTH
CITY WEST VALLEY
STATE UT
ZIP 841200000
MORT $91,800.00
BAL $91,706.43
RATE 9.3500
PAI $761.88
CLTV 85.000
MATURITY 270908
FEE 0.5000
LOAN 0000021837257
LAST_NAME COOPER
ADDRESS 150 FLORA COURT
CITY FREDERICK
STATE CO
ZIP 805300000
MORT $72,900.00
BAL $72,871.03
RATE 10.5000
PAI $666.85
CLTV 90.000
MATURITY 271008
FEE 0.5000
LOAN 0000021837489
LAST_NAME BELL
ADDRESS 4809 S. 10TH AVENUE
CITY TAMPA
STATE FL
ZIP 336190000
MORT $36,000.00
BAL $35,950.71
RATE 9.7000
PAI $340.29
CLTV 90.000
MATURITY 171022
FEE 0.5000
LOAN 0000021837505
LAST_NAME MCCOMB
ADDRESS 23211 COLUMBUS STREET
CITY WARREN
STATE MI
ZIP 480890000
MORT $36,900.00
BAL $36,790.77
RATE 9.2000
PAI $336.77
CLTV 90.000
MATURITY 170902
FEE 0.5000
LOAN 0000021837562
LAST_NAME HAESSLER
ADDRESS 21493 277TH AVENUE
CITY LECLAIRE
STATE IA
ZIP 527530000
MORT $46,000.00
BAL $45,951.09
RATE 9.1500
PAI $375.11
CLTV 70.229
MATURITY 270902
FEE 0.5000
LOAN 0000021837745
LAST_NAME RIGGS
ADDRESS 804 SWEETBRIAR DRIVE
CITY ALEXANDRIA
STATE LA
ZIP 713010000
MORT $37,600.00
BAL $37,411.90
RATE 9.6500
PAI $396.04
CLTV 79.995
MATURITY 120917
FEE 0.5000
LOAN 0000021837794
LAST_NAME COOPER
ADDRESS 425 RODNEY DRIVE
CITY SUMTER
STATE SC
ZIP 291500000
MORT $35,100.00
BAL $34,775.21
RATE 10.6000
PAI $390.18
CLTV 90.000
MATURITY 120801
FEE 0.5000
LOAN 0000021837810
LAST_NAME HUNT
ADDRESS 3151 BROGDEN ROAD
CITY STEM
STATE NC
ZIP 275810000
MORT $89,600.00
BAL $89,486.12
RATE 8.4000
PAI $682.61
CLTV 80.000
MATURITY 270819
FEE 0.5000
LOAN 0000021838057
LAST_NAME NABAKOWSKI
ADDRESS 46885 MIDDLE RIDGE ROAD
CITY AMHERST
STATE OH
ZIP 440010000
MORT $104,800.00
BAL $104,205.54
RATE 8.2500
PAI $1,016.71
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021838115
LAST_NAME PERRY
ADDRESS 7248 HANCOCK RD
CITY LANCASTER
STATE SC
ZIP 297200000
MORT $37,300.00
BAL $37,065.50
RATE 11.6500
PAI $439.30
CLTV 60.650
MATURITY 120801
FEE 0.5000
LOAN 0000021838123
LAST_NAME RICKMEIER
ADDRESS 5993 CEDARHURST LANE
CITY HARTLAND
STATE WI
ZIP 530290000
MORT $193,000.00
BAL $192,034.50
RATE 9.6500
PAI $2,032.86
CLTV 75.199
MATURITY 120908
FEE 0.5000
LOAN 0000021838214
LAST_NAME KANE
ADDRESS 16815 NE 41ST COURT
CITY CITRA
STATE FL
ZIP 321130000
MORT $40,000.00
BAL $39,887.17
RATE 9.5000
PAI $372.86
CLTV 76.923
MATURITY 170916
FEE 0.5000
LOAN 0000021838446
LAST_NAME NAIMI
ADDRESS 4304 SE 45TH AVENUE
CITY PORTLAND
STATE OR
ZIP 972060000
MORT $26,000.00
BAL $26,000.00
RATE 9.5500
PAI $337.15
CLTV 71.604
MATURITY 71103
FEE 0.5000
LOAN 0000021838859
LAST_NAME SCHOONOVER
ADDRESS 4440 OCEAN BEACH HIGHWAY
CITY LONGVIEW
STATE WA
ZIP 986320000
MORT $25,000.00
BAL $24,965.55
RATE 9.6500
PAI $235.49
CLTV 75.363
MATURITY 170930
FEE 0.5000
LOAN 0000021838875
LAST_NAME MCCUNE
ADDRESS 904 SE HAILEY
CITY PENDLETON
STATE OR
ZIP 978010000
MORT $66,600.00
BAL $66,402.63
RATE 9.2000
PAI $607.82
CLTV 90.000
MATURITY 170910
FEE 0.5000
LOAN 0000021838883
LAST_NAME FRANKS
ADDRESS 1117 S ASHER
CITY HOBBS
STATE NM
ZIP 882400000
MORT $32,400.00
BAL $32,314.30
RATE 10.0000
PAI $312.67
CLTV 90.000
MATURITY 170902
FEE 0.5000
LOAN 0000021838925
LAST_NAME SPILA
ADDRESS 13510 SOUTH AVENUE K
CITY CHICAGO
STATE IL
ZIP 606330000
MORT $10,000.00
BAL $9,950.05
RATE 9.6000
PAI $129.95
CLTV 78.836
MATURITY 71028
FEE 0.5000
LOAN 0000021839014
LAST_NAME DZIADEK
ADDRESS 106 SUNSET AVENUE
CITY SOUTH HADLE
STATE MA
ZIP 010750000
MORT $15,720.00
BAL $15,314.71
RATE 10.4000
PAI $337.11
CLTV 85.000
MATURITY 20922
FEE 0.5000
LOAN 0000021839147
LAST_NAME ROJAS JR.
ADDRESS 8 FREDERICK DRIVE
CITY APALACHIN
STATE NY
ZIP 137320000
MORT $62,400.00
BAL $62,365.55
RATE 8.9500
PAI $499.85
CLTV 80.000
MATURITY 271001
FEE 0.5000
LOAN 0000021839170
LAST_NAME STONE
ADDRESS 1707 LOCKLEAR STREET
CITY MOUNT AIRY
STATE NC
ZIP 270300000
MORT $72,250.00
BAL $72,055.59
RATE 8.8000
PAI $724.24
CLTV 85.000
MATURITY 121014
FEE 0.5000
LOAN 0000021839295
LAST_NAME JEROME
ADDRESS 4 HOLLOW COURT
CITY WESTBURY
STATE NY
ZIP 115900000
MORT $33,000.00
BAL $32,840.25
RATE 10.7500
PAI $335.03
CLTV 76.956
MATURITY 170709
FEE 0.5000
LOAN 0000021839352
LAST_NAME JARRETT
ADDRESS 501 PUTNEY STREET
CITY FARMVILLE
STATE VA
ZIP 239010000
MORT $15,000.00
BAL $14,924.95
RATE 9.6500
PAI $158.00
CLTV 79.009
MATURITY 120917
FEE 0.5000
LOAN 0000021839360
LAST_NAME BALTAR
ADDRESS 1223 TAYLOR AVE
CITY BRONX
STATE NY
ZIP 104720000
MORT $146,400.00
BAL $146,108.53
RATE 9.5000
PAI $1,231.01
CLTV 80.000
MATURITY 120714
FEE 0.5000
LOAN 0000021839394
LAST_NAME GREY
ADDRESS 832 SHERMAN PARKWAY
CITY TOWN OF NEW
STATE CT
ZIP 065110000
MORT $14,700.00
BAL $14,631.96
RATE 10.5000
PAI $162.50
CLTV 84.768
MATURITY 120926
FEE 0.5000
LOAN 0000021839410
LAST_NAME WHITFIELD
ADDRESS 526 W 6TH STREET
CITY PLAINFIELD
STATE NJ
ZIP 070600000
MORT $66,500.00
BAL $66,243.52
RATE 10.2500
PAI $652.79
CLTV 70.000
MATURITY 170710
FEE 0.5000
LOAN 0000021839568
LAST_NAME COOPER
ADDRESS 1136 N. MAYFIELD AVENUE
CITY CHICAGO
STATE IL
ZIP 606510000
MORT $12,850.00
BAL $12,518.89
RATE 10.2500
PAI $274.61
CLTV 69.872
MATURITY 20905
FEE 0.5000
LOAN 0000021839667
LAST_NAME SIMON
ADDRESS 230 MATSON FORD ROAD
CITY TOWNSHIP OF
STATE PA
ZIP 190870000
MORT $24,810.00
BAL $24,562.71
RATE 9.7500
PAI $324.45
CLTV 78.610
MATURITY 70929
FEE 0.5000
LOAN 0000021839741
LAST_NAME YOUNG
ADDRESS 4618 BACKVALLEY ROAD
CITY EVENSVILLE
STATE TN
ZIP 373320000
MORT $10,400.00
BAL $10,347.95
RATE 9.6500
PAI $109.55
CLTV 70.668
MATURITY 120904
FEE 0.5000
LOAN 0000021840020
LAST_NAME ADDORISIO
ADDRESS 2 WASELCHUK DR.
CITY PEABODY
STATE MA
ZIP 019600000
MORT $25,000.00
BAL $24,933.33
RATE 8.9000
PAI $252.08
CLTV 64.161
MATURITY 120909
FEE 0.5000
LOAN 0000021840053
LAST_NAME JONES
ADDRESS 950 MCGLAMERY RD
CITY WILKESBORO
STATE NC
ZIP 286970000
MORT $53,800.00
BAL $53,636.23
RATE 8.9000
PAI $480.60
CLTV 74.309
MATURITY 170903
FEE 0.5000
LOAN 0000021840103
LAST_NAME GOANS
ADDRESS 5516 SEESAW ROAD
CITY NASHVILLE
STATE TN
ZIP 372110000
MORT $14,600.00
BAL $14,528.59
RATE 9.9000
PAI $156.01
CLTV 79.981
MATURITY 120908
FEE 0.5000
LOAN 0000021840251
LAST_NAME LEWIS
ADDRESS 6008 MADISON STREET
CITY RIVERDALE
STATE MD
ZIP 207370000
MORT $16,550.00
BAL $16,385.87
RATE 9.8000
PAI $216.89
CLTV 79.995
MATURITY 70917
FEE 0.5000
LOAN 0000021840319
LAST_NAME POLINO
ADDRESS 22 MAPLE AVENUE
CITY WALKERSVILL
STATE MD
ZIP 217930000
MORT $20,000.00
BAL $19,899.94
RATE 9.6500
PAI $210.66
CLTV 71.445
MATURITY 120924
FEE 0.5000
LOAN 0000021840327
LAST_NAME BEARD
ADDRESS 301 S MISSOURI
CITY TOLEDO
STATE IL
ZIP 624680000
MORT $40,800.00
BAL $40,800.00
RATE 10.0500
PAI $439.69
CLTV 85.000
MATURITY 121125
FEE 0.5000
LOAN 0000021840517
LAST_NAME MADSEN
ADDRESS 516 NW 5TH STREET
CITY PENDLETON
STATE OR
ZIP 978010000
MORT $72,000.00
BAL $71,813.13
RATE 9.2000
PAI $738.87
CLTV 90.000
MATURITY 120929
FEE 0.5000
LOAN 0000021840525
LAST_NAME ORR
ADDRESS 165 ROSWELL DR
CITY MILPITAS
STATE CA
ZIP 950350000
MORT $85,000.00
BAL $84,922.44
RATE 9.8750
PAI $738.10
CLTV 47.222
MATURITY 120901
FEE 0.5000
LOAN 0000021840533
LAST_NAME O'LINC
ADDRESS 1969 EAST STATE STREET
CITY HERMITAGE
STATE PA
ZIP 161480000
MORT $56,000.00
BAL $55,797.28
RATE 8.5500
PAI $487.76
CLTV 76.712
MATURITY 170903
FEE 0.5000
LOAN 0000021840558
LAST_NAME HIGGINS
ADDRESS 276 BAY 14TH STREET
CITY BROOKLYN
STATE NY
ZIP 112140000
MORT $45,000.00
BAL $44,492.80
RATE 9.9000
PAI $480.83
CLTV 82.751
MATURITY 120716
FEE 0.5000
LOAN 0000021840657
LAST_NAME SANCHEZ
ADDRESS 14471 SW 295 ST
CITY MIAMI
STATE FL
ZIP 330330000
MORT $27,000.00
BAL $26,811.74
RATE 10.5000
PAI $298.46
CLTV 69.733
MATURITY 120902
FEE 0.5000
LOAN 0000021840681
LAST_NAME CAIN
ADDRESS 2857 MOONLIGHT BAY LANE
CITY LAS VEGAS
STATE NV
ZIP 891280000
MORT $19,000.00
BAL $18,909.18
RATE 10.1500
PAI $205.93
CLTV 65.166
MATURITY 120902
FEE 0.5000
LOAN 0000021840715
LAST_NAME BURIN
ADDRESS 4116 N WALNUT AVE
CITY ARLINGTON H
STATE IL
ZIP 600040000
MORT $288,000.00
BAL $286,344.55
RATE 8.1000
PAI $2,768.94
CLTV 80.000
MATURITY 120903
FEE 0.5000
LOAN 0000021840798
LAST_NAME MONAST
ADDRESS 15 KINGS HIGHWAY
CITY ROCHESTER
STATE MA
ZIP 025760000
MORT $72,000.00
BAL $71,905.67
RATE 10.1000
PAI $637.18
CLTV 80.000
MATURITY 270818
FEE 0.5000
LOAN 0000021840822
LAST_NAME FINK
ADDRESS 32021 WHITMAN LAKE DRIVE
CITY GRAHAM
STATE WA
ZIP 983380000
MORT $47,000.00
BAL $46,927.96
RATE 9.6500
PAI $442.72
CLTV 79.371
MATURITY 171020
FEE 0.5000
LOAN 0000021840921
LAST_NAME RYAN
ADDRESS 229 23RD AVENUE SOUTHWEST
CITY LARGO
STATE FL
ZIP 337780000
MORT $69,600.00
BAL $69,378.04
RATE 8.9000
PAI $621.75
CLTV 80.000
MATURITY 170902
FEE 0.5000
LOAN 0000021840947
LAST_NAME DEMIS
ADDRESS 101 DYLAN SCOTT DRIVE
CITY TRINITY
STATE NC
ZIP 273700000
MORT $13,500.00
BAL $13,500.00
RATE 10.4000
PAI $148.40
CLTV 84.237
MATURITY 121105
FEE 0.5000
LOAN 0000021840954
LAST_NAME BABINEAU
ADDRESS 247 BACON STREET
CITY WALTHAM
STATE MA
ZIP 021540000
MORT $17,200.00
BAL $17,112.77
RATE 9.5000
PAI $179.61
CLTV 21.067
MATURITY 120902
FEE 0.5000
LOAN 0000021841002
LAST_NAME BURK
ADDRESS 7342 MARKAL DRIVE
CITY MIDDLEBURG
STATE OH
ZIP 441300000
MORT $30,264.00
BAL $30,112.60
RATE 9.6500
PAI $318.77
CLTV 75.990
MATURITY 120904
FEE 0.5000
LOAN 0000021841028
LAST_NAME CLARK
ADDRESS 230 SW 29 AVENUE
CITY FT LAUDERDA
STATE FL
ZIP 333120000
MORT $45,000.00
BAL $44,955.54
RATE 9.5000
PAI $378.39
CLTV 75.317
MATURITY 270904
FEE 0.5000
LOAN 0000021841077
LAST_NAME HOBSON
ADDRESS 1601 PROVIDENCE DRIVE
CITY CHARLOTTE
STATE NC
ZIP 282110000
MORT $116,000.00
BAL $115,316.55
RATE 8.1000
PAI $1,115.27
CLTV 54.460
MATURITY 120919
FEE 0.5000
LOAN 0000021841275
LAST_NAME ZDANOWICZ
ADDRESS 47 ANSIE ROAD
CITY CHELMSFORD
STATE MA
ZIP 018240000
MORT $30,000.00
BAL $29,930.88
RATE 10.5000
PAI $331.62
CLTV 57.197
MATURITY 121021
FEE 0.5000
LOAN 0000021841366
LAST_NAME WADDELL
ADDRESS 14 POPLAR STREET
CITY VILLAGE OF
STATE NY
ZIP 109900000
MORT $110,500.00
BAL $110,325.96
RATE 8.6000
PAI $965.96
CLTV 85.000
MATURITY 171027
FEE 0.5000
LOAN 0000021841374
LAST_NAME CALDER
ADDRESS 4311 SW 32 DRIVE
CITY HOLLYWOOD
STATE FL
ZIP 330230000
MORT $29,500.00
BAL $29,342.08
RATE 8.9000
PAI $297.46
CLTV 43.382
MATURITY 120908
FEE 0.5000
LOAN 0000021841382
LAST_NAME DAVIS
ADDRESS 20131 GILBERT DRIVE
CITY CANYON COUN
STATE CA
ZIP 913510000
MORT $40,000.00
BAL $40,000.00
RATE 9.5500
PAI $518.69
CLTV 60.070
MATURITY 71104
FEE 0.5000
LOAN 0000021841424
LAST_NAME WILBANKS
ADDRESS 9167 DOVER ST
CITY BROOMFIELD
STATE CO
ZIP 800210000
MORT $50,000.00
BAL $49,904.97
RATE 9.7000
PAI $472.62
CLTV 54.056
MATURITY 171006
FEE 0.5000
LOAN 0000021841440
LAST_NAME HASTINGS
ADDRESS 716 CHICAGO AVE
CITY SAVANNA
STATE IL
ZIP 610740000
MORT $32,100.00
BAL $31,992.09
RATE 8.7000
PAI $282.65
CLTV 75.529
MATURITY 170902
FEE 0.5000
LOAN 0000021841507
LAST_NAME LAWSON
ADDRESS 1104 NAVCO ROAD
CITY MOBILE
STATE AL
ZIP 366050000
MORT $39,900.00
BAL $39,790.03
RATE 9.6000
PAI $338.42
CLTV 66.611
MATURITY 270901
FEE 0.5000
LOAN 0000021841556
LAST_NAME MASON
ADDRESS 245 ODOM ROAD
CITY GARDENDALE
STATE AL
ZIP 350710000
MORT $69,700.00
BAL $69,602.72
RATE 9.5500
PAI $651.98
CLTV 85.000
MATURITY 170922
FEE 0.5000
LOAN 0000021841572
LAST_NAME JONES
ADDRESS 2097 EAST 100 NORTH
CITY DANVILLE
STATE IN
ZIP 461220000
MORT $30,000.00
BAL $29,699.96
RATE 9.6500
PAI $390.67
CLTV 71.805
MATURITY 70915
FEE 0.5000
LOAN 0000021841580
LAST_NAME LAPRAD
ADDRESS 1338 WANNAMAKER DRIVE
CITY SUMMERVILLE
STATE SC
ZIP 294850000
MORT $25,000.00
BAL $24,875.48
RATE 9.6500
PAI $325.56
CLTV 64.115
MATURITY 70930
FEE 0.5000
LOAN 0000021841689
LAST_NAME SILCOX
ADDRESS 1310 KENTUCKY STREET
CITY MICHIGAN CI
STATE IN
ZIP 463600000
MORT $62,400.00
BAL $62,053.22
RATE 8.5000
PAI $614.48
CLTV 80.000
MATURITY 120917
FEE 0.5000
LOAN 0000021841721
LAST_NAME SMITH
ADDRESS ROUTE 1, BOX 324-A
CITY FUQUAY-VARI
STATE NC
ZIP 275260000
MORT $48,750.00
BAL $48,647.56
RATE 11.7500
PAI $528.31
CLTV 69.642
MATURITY 170904
FEE 0.5000
LOAN 0000021841747
LAST_NAME FERRY
ADDRESS 22 OLD TOWN PARK ROAD
CITY NEW MILFORD
STATE CT
ZIP 067760000
MORT $90,400.00
BAL $90,400.00
RATE 8.3500
PAI $775.96
CLTV 80.000
MATURITY 171006
FEE 0.5000
LOAN 0000021841879
LAST_NAME SIEPERT
ADDRESS 1556 W MAIN STREET
CITY REXBURG
STATE ID
ZIP 834400000
MORT $65,600.00
BAL $65,556.86
RATE 8.1000
PAI $485.94
CLTV 80.000
MATURITY 121016
FEE 0.5000
LOAN 0000021842059
LAST_NAME PADUA
ADDRESS 29 DELMAR ROAD
CITY JERSEY CITY
STATE NJ
ZIP 073050000
MORT $15,000.00
BAL $14,930.58
RATE 10.5000
PAI $165.81
CLTV 82.363
MATURITY 120908
FEE 0.5000
LOAN 0000021842075
LAST_NAME FRANKSAIN
ADDRESS 342 PIKE STREET
CITY DENVER
STATE CO
ZIP 802330000
MORT $13,500.00
BAL $13,232.93
RATE 9.9900
PAI $178.33
CLTV 75.007
MATURITY 70716
FEE 0.5000
LOAN 0000021842109
LAST_NAME PHIPPS
ADDRESS 2406 PANORAMIC DRIVE
CITY CONCORD
STATE CA
ZIP 945200000
MORT $14,500.00
BAL $14,500.00
RATE 9.6500
PAI $136.59
CLTV 79.782
MATURITY 171110
FEE 0.5000
LOAN 0000021842125
LAST_NAME NAHAS
ADDRESS 875 NEWTON STREET
CITY BARBERTON
STATE OH
ZIP 442030000
MORT $8,100.00
BAL $8,081.34
RATE 10.5000
PAI $89.54
CLTV 83.113
MATURITY 121007
FEE 0.5000
LOAN 0000021842141
LAST_NAME GREER
ADDRESS 906 BRANCH STREET
CITY LANTANA
STATE FL
ZIP 334620000
MORT $15,000.00
BAL $14,924.95
RATE 9.6500
PAI $158.00
CLTV 43.768
MATURITY 120908
FEE 0.5000
LOAN 0000021842471
LAST_NAME CHARLES
ADDRESS 601 WOODSIDE DRIVE
CITY HOUMA
STATE LA
ZIP 703630000
MORT $89,250.00
BAL $88,534.70
RATE 8.6000
PAI $995.70
CLTV 85.000
MATURITY 90908
FEE 0.5000
LOAN 0000021842570
LAST_NAME GREENING
ADDRESS 3458 W CHIPPEWA RIVER ROA
CITY GREENDALE T
STATE MI
ZIP 488830000
MORT $58,000.00
BAL $57,823.44
RATE 8.9000
PAI $518.12
CLTV 75.324
MATURITY 170904
FEE 0.5000
LOAN 0000021842653
LAST_NAME SMITH
ADDRESS 8753 SPEND A BUCK COURT
CITY INDIANAPOLI
STATE IN
ZIP 462170000
MORT $100,800.00
BAL $100,477.32
RATE 8.5000
PAI $874.77
CLTV 80.000
MATURITY 170904
FEE 0.5000
LOAN 0000021842687
LAST_NAME DUTRO
ADDRESS 1696 SPRINGER STREET
CITY ATLANTA
STATE GA
ZIP 303180000
MORT $12,000.00
BAL $11,879.98
RATE 9.6500
PAI $156.27
CLTV 54.555
MATURITY 70924
FEE 0.5000
LOAN 0000021842786
LAST_NAME YOUNG
ADDRESS 47 CARTER LAKE CLUB
CITY CARTER LAKE
STATE IA
ZIP 515100000
MORT $26,000.00
BAL $25,817.75
RATE 9.5000
PAI $271.50
CLTV 55.319
MATURITY 120825
FEE 0.5000
LOAN 0000021842828
LAST_NAME JORDAN
ADDRESS 1429 7TH AVENUE
CITY HOLDREGE
STATE NE
ZIP 689490000
MORT $23,000.00
BAL $22,885.46
RATE 9.7000
PAI $242.96
CLTV 63.155
MATURITY 120915
FEE 0.5000
LOAN 0000021842836
LAST_NAME ESPINOZA
ADDRESS 1113 W GREENE ST
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $36,610.00
BAL $36,475.55
RATE 9.0000
PAI $371.33
CLTV 70.000
MATURITY 120916
FEE 0.5000
LOAN 0000021843156
LAST_NAME SOLLA
ADDRESS 31 OAK LEAF DRIVE
CITY WATERBURY
STATE CT
ZIP 067080000
MORT $76,000.00
BAL $75,954.43
RATE 8.5500
PAI $587.07
CLTV 79.166
MATURITY 120915
FEE 0.5000
LOAN 0000021843206
LAST_NAME GARNER
ADDRESS 4511 WINDERMERE COURT
CITY PHENIX CITY
STATE AL
ZIP 368670000
MORT $15,150.00
BAL $15,087.68
RATE 10.2500
PAI $165.13
CLTV 79.592
MATURITY 120908
FEE 0.5000
LOAN 0000021843214
LAST_NAME GREEN
ADDRESS BOX362 RD#1 BROOKER HOLLO
CITY RICHMONDVIL
STATE NY
ZIP 121490000
MORT $84,575.00
BAL $84,506.74
RATE 10.4500
PAI $770.49
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021843305
LAST_NAME SYKORA
ADDRESS 6707 SOUTH 49TH STREET
CITY OMAHA
STATE NE
ZIP 681170000
MORT $20,500.00
BAL $19,996.83
RATE 10.5000
PAI $345.64
CLTV 42.731
MATURITY 40820
FEE 0.5000
LOAN 0000021843354
LAST_NAME DODGE
ADDRESS 361 GARDINER ROAD
CITY EXETER
STATE RI
ZIP 028920000
MORT $74,000.00
BAL $73,767.52
RATE 8.6500
PAI $649.24
CLTV 66.071
MATURITY 170910
FEE 0.5000
LOAN 0000021843420
LAST_NAME MEACH
ADDRESS 2060 BLANDIN STREET
CITY OREGON
STATE OH
ZIP 436160000
MORT $62,000.00
BAL $61,942.51
RATE 9.8000
PAI $534.96
CLTV 84.353
MATURITY 270930
FEE 0.5000
LOAN 0000021843461
LAST_NAME O'BRIEN
ADDRESS 206 NORTH 2ND STREET
CITY TOWN OF OYS
STATE NY
ZIP 117140000
MORT $141,000.00
BAL $140,824.98
RATE 8.4000
PAI $1,074.20
CLTV 79.213
MATURITY 270902
FEE 0.5000
LOAN 0000021843495
LAST_NAME CRUM
ADDRESS BOX 1074 A
CITY TALLAHASSE
STATE FL
ZIP 323080000
MORT $46,400.00
BAL $46,267.44
RATE 9.4000
PAI $429.49
CLTV 80.000
MATURITY 170902
FEE 0.5000
LOAN 0000021843578
LAST_NAME EDWARDS
ADDRESS 8738 PENN ST
CITY GLOUSTER
STATE OH
ZIP 457320000
MORT $24,000.00
BAL $23,753.05
RATE 9.2500
PAI $307.28
CLTV 75.000
MATURITY 70903
FEE 0.5000
LOAN 0000021843719
LAST_NAME KEHN
ADDRESS 445 SE 5TH STREET
CITY AITKIN
STATE MN
ZIP 564310000
MORT $15,000.00
BAL $14,925.08
RATE 9.6000
PAI $194.92
CLTV 67.579
MATURITY 71014
FEE 0.5000
LOAN 0000021843750
LAST_NAME SPENCER
ADDRESS N HIGHWAY 241
CITY ALACHUA
STATE FL
ZIP 326150000
MORT $85,000.00
BAL $84,576.66
RATE 9.6500
PAI $1,106.88
CLTV 34.909
MATURITY 70930
FEE 0.5000
LOAN 0000021843768
LAST_NAME ROSE
ADDRESS 860 FRANCIS
CITY ROCHESTER H
STATE MI
ZIP 483070000
MORT $30,000.00
BAL $29,497.17
RATE 9.6500
PAI $282.59
CLTV 60.740
MATURITY 170919
FEE 0.5000
LOAN 0000021843826
LAST_NAME BROCK
ADDRESS 1706 LAKE AVENUE
CITY GOTHENBURG
STATE NE
ZIP 692380000
MORT $57,200.00
BAL $56,892.86
RATE 8.2500
PAI $487.39
CLTV 80.000
MATURITY 170915
FEE 0.5000
LOAN 0000021843842
LAST_NAME BIXLER
ADDRESS 7318 PALOMINO PLACE
CITY SARASOTA
STATE FL
ZIP 342410000
MORT $60,000.00
BAL $59,851.88
RATE 9.7500
PAI $635.62
CLTV 59.205
MATURITY 120930
FEE 0.5000
LOAN 0000021843974
LAST_NAME THOMPSON
ADDRESS 13117 S. 131ST STREET
CITY GILBERT
STATE AZ
ZIP 852330000
MORT $50,000.00
BAL $49,750.97
RATE 9.6500
PAI $651.11
CLTV 79.603
MATURITY 70919
FEE 0.5000
LOAN 0000021843990
LAST_NAME MCMAHON
ADDRESS PHERRIN STREET
CITY ISLAND POND
STATE VT
ZIP 058460000
MORT $23,000.00
BAL $22,880.15
RATE 9.2000
PAI $236.03
CLTV 65.714
MATURITY 120901
FEE 0.5000
LOAN 0000021844139
LAST_NAME SANCHEZ
ADDRESS 21 NORTH STATE STREET
CITY AURORA
STATE IL
ZIP 605050000
MORT $62,000.00
BAL $61,947.22
RATE 10.2000
PAI $553.28
CLTV 71.264
MATURITY 120902
FEE 0.5000
LOAN 0000021844394
LAST_NAME JEFFREY
ADDRESS 4046 41ST AVENUE SOUTH
CITY MINNEAPOLIS
STATE MN
ZIP 554060000
MORT $16,378.00
BAL $16,215.58
RATE 9.8000
PAI $214.63
CLTV 65.752
MATURITY 70908
FEE 0.5000
LOAN 0000021844402
LAST_NAME HOWE
ADDRESS 665 MILL CREEK ROAD
CITY THE DALLES
STATE OR
ZIP 970580000
MORT $94,400.00
BAL $93,857.37
RATE 8.1000
PAI $907.60
CLTV 80.000
MATURITY 120910
FEE 0.5000
LOAN 0000021844709
LAST_NAME BROWN
ADDRESS 17 SALEM ROAD
CITY BILLERICA
STATE MA
ZIP 018620000
MORT $50,000.00
BAL $49,876.56
RATE 9.7500
PAI $529.69
CLTV 78.118
MATURITY 121024
FEE 0.5000
LOAN 0000021844725
LAST_NAME CHIRBY
ADDRESS 2049 BUFORD BOULEVARD
CITY CLEARWATER
STATE FL
ZIP 346230000
MORT $15,500.00
BAL $15,422.45
RATE 9.6500
PAI $163.27
CLTV 47.906
MATURITY 120924
FEE 0.5000
LOAN 0000021844741
LAST_NAME PENNINGTON
ADDRESS R386 S 13TH STREET
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $66,300.00
BAL $66,136.74
RATE 10.5500
PAI $664.16
CLTV 85.000
MATURITY 170903
FEE 0.5000
LOAN 0000021844790
LAST_NAME SVENNINGSEN
ADDRESS 5841 S TRIPP
CITY CHICAGO
STATE IL
ZIP 606290000
MORT $75,000.00
BAL $74,912.48
RATE 8.7000
PAI $587.35
CLTV 77.319
MATURITY 120915
FEE 0.5000
LOAN 0000021844824
LAST_NAME OUELLETTE
ADDRESS 3235 KENSINGTON AVENUE
CITY RICHMOND
STATE VA
ZIP 232210000
MORT $20,000.00
BAL $20,000.00
RATE 9.5500
PAI $209.45
CLTV 63.562
MATURITY 121105
FEE 0.5000
LOAN 0000021844832
LAST_NAME LANG
ADDRESS 3344 VIC JOY DR
CITY BETHEL
STATE OH
ZIP 451060000
MORT $104,800.00
BAL $104,579.55
RATE 9.5000
PAI $881.22
CLTV 80.000
MATURITY 270715
FEE 0.5000
LOAN 0000021845029
LAST_NAME MAHATO
ADDRESS 107-15 110TH STREET
CITY BOROUGH OF
STATE NY
ZIP 114190000
MORT $21,000.00
BAL $19,945.93
RATE 9.6500
PAI $442.59
CLTV 74.930
MATURITY 20923
FEE 0.5000
LOAN 0000021845128
LAST_NAME WALKER
ADDRESS 5907 W. WOODLAND ROAD
CITY ELLETTSVILL
STATE IN
ZIP 474290000
MORT $59,500.00
BAL $59,227.14
RATE 10.6000
PAI $661.41
CLTV 85.000
MATURITY 120919
FEE 0.5000
LOAN 0000021845201
LAST_NAME WOLFF
ADDRESS 1923 YARNALL ROAD
CITY POTTSTOWN
STATE PA
ZIP 194640000
MORT $126,000.00
BAL $125,879.42
RATE 9.6500
PAI $1,073.30
CLTV 90.000
MATURITY 270908
FEE 0.5000
LOAN 0000021845391
LAST_NAME NICHOLSON
ADDRESS 8750 NE LEWIS RIVER ROAD
CITY ARIEL
STATE WA
ZIP 986030000
MORT $36,473.00
BAL $35,461.59
RATE 9.7500
PAI $770.47
CLTV 79.914
MATURITY 20903
FEE 0.5000
LOAN 0000021845482
LAST_NAME ROSSI
ADDRESS 3920 QUARTER HORSE WAY
CITY LAKE WALES
STATE FL
ZIP 338530000
MORT $34,850.00
BAL $34,674.06
RATE 9.5500
PAI $364.97
CLTV 85.000
MATURITY 120902
FEE 0.5000
LOAN 0000021845516
LAST_NAME HUNTER
ADDRESS 185 ROUTE 4
CITY SHERIDAN
STATE AR
ZIP 721500000
MORT $20,000.00
BAL $19,900.38
RATE 9.6500
PAI $260.45
CLTV 60.372
MATURITY 71027
FEE 0.5000
LOAN 0000021845557
LAST_NAME DRAGO
ADDRESS 18 WHITNEY DRIVE
CITY PEABODY
STATE MA
ZIP 019600000
MORT $16,000.00
BAL $15,920.31
RATE 9.6500
PAI $208.36
CLTV 78.664
MATURITY 70930
FEE 0.5000
LOAN 0000021845565
LAST_NAME ROY
ADDRESS WHIPPORWILL LANE
CITY SANDERSON
STATE FL
ZIP 320870000
MORT $46,000.00
BAL $45,753.75
RATE 8.9000
PAI $463.84
CLTV 67.647
MATURITY 120902
FEE 0.5000
LOAN 0000021845730
LAST_NAME PENNES
ADDRESS 136 42 62ND ROAD
CITY FLUSHING
STATE NY
ZIP 113670000
MORT $42,000.00
BAL $41,803.81
RATE 10.4000
PAI $461.67
CLTV 84.918
MATURITY 120909
FEE 0.5000
LOAN 0000021845763
LAST_NAME COWARD
ADDRESS 10811 NEW SALEM AVENUE
CITY UPPER MARLB
STATE MD
ZIP 207720000
MORT $86,000.00
BAL $86,000.00
RATE 8.7000
PAI $673.49
CLTV 58.503
MATURITY 271007
FEE 0.5000
LOAN 0000021845847
LAST_NAME SCHEER
ADDRESS 4183 MARKHAM ST
CITY LYONS FALLS
STATE NY
ZIP 133680000
MORT $54,000.00
BAL $53,975.86
RATE 9.9500
PAI $471.89
CLTV 85.714
MATURITY 271001
FEE 0.5000
LOAN 0000021845912
LAST_NAME CROSS
ADDRESS 2060 QUAILRIDGE DRIVE
CITY LAKE CHARLE
STATE LA
ZIP 706110000
MORT $99,680.00
BAL $98,853.96
RATE 8.1000
PAI $1,084.47
CLTV 80.000
MATURITY 90922
FEE 0.5000
LOAN 0000021845946
LAST_NAME BUCKEL
ADDRESS 33 MARSHALL DRIVE
CITY TOWN OF BRO
STATE NY
ZIP 117840000
MORT $59,376.00
BAL $59,294.18
RATE 9.6500
PAI $559.30
CLTV 80.000
MATURITY 171007
FEE 0.5000
LOAN 0000021846001
LAST_NAME GULBINAS
ADDRESS 22 LONGFELLOW STREET
CITY DORCHESTER
STATE MA
ZIP 021220000
MORT $101,250.00
BAL $101,138.96
RATE 9.0000
PAI $814.69
CLTV 75.000
MATURITY 270902
FEE 0.5000
LOAN 0000021846027
LAST_NAME SIMMONDS
ADDRESS 11561 SW 9 COURT
CITY PEMBROKE PI
STATE FL
ZIP 330250000
MORT $23,280.00
BAL $23,280.00
RATE 9.7500
PAI $246.62
CLTV 79.934
MATURITY 121110
FEE 0.5000
LOAN 0000021846068
LAST_NAME BELLEVILLE
ADDRESS 511 PARK LANE
CITY CHAMPAIGN
STATE IL
ZIP 618200000
MORT $22,000.00
BAL $21,889.94
RATE 9.6500
PAI $231.73
CLTV 74.763
MATURITY 120923
FEE 0.5000
LOAN 0000021846191
LAST_NAME MILLER
ADDRESS BOX 1128
CITY SPRING GROV
STATE PA
ZIP 173620000
MORT $52,500.00
BAL $52,210.03
RATE 8.5500
PAI $518.53
CLTV 75.000
MATURITY 120909
FEE 0.5000
LOAN 0000021846290
LAST_NAME AMADIO
ADDRESS 3343 N 17180 E RD.
CITY MOMENCE
STATE IL
ZIP 609540000
MORT $55,250.00
BAL $55,086.94
RATE 9.6000
PAI $518.62
CLTV 85.000
MATURITY 170902
FEE 0.5000
LOAN 0000021846332
LAST_NAME ELLSWORTH
ADDRESS 1428 PARKWAY DRIVE
CITY PANAMA CITY
STATE FL
ZIP 324040000
MORT $9,000.00
BAL $8,763.81
RATE 9.6500
PAI $189.68
CLTV 36.398
MATURITY 20924
FEE 0.5000
LOAN 0000021846357
LAST_NAME ZAMOR
ADDRESS 56 NW 43 TERRACE
CITY PLANTATION
STATE FL
ZIP 333170000
MORT $12,000.00
BAL $11,910.39
RATE 9.7500
PAI $127.13
CLTV 77.931
MATURITY 120904
FEE 0.5000
LOAN 0000021846373
LAST_NAME SMITH
ADDRESS 8808 SCOTSMAN DRIVE
CITY AUSTIN
STATE TX
ZIP 787500000
MORT $136,000.00
BAL $135,434.80
RATE 9.2500
PAI $1,118.84
CLTV 77.714
MATURITY 120901
FEE 0.5000
LOAN 0000021846431
LAST_NAME GONZALEZ
ADDRESS 8034 LLOYD
CITY NORTH HOLLY
STATE CA
ZIP 916050000
MORT $60,000.00
BAL $60,000.00
RATE 10.5500
PAI $665.11
CLTV 71.147
MATURITY 121110
FEE 0.5000
LOAN 0000021846472
LAST_NAME VINSON
ADDRESS 19390 ST. LOUIS ST
CITY DETROIT
STATE MI
ZIP 482340000
MORT $28,800.00
BAL $28,657.86
RATE 9.8000
PAI $305.98
CLTV 90.000
MATURITY 120904
FEE 0.5000
LOAN 0000021846860
LAST_NAME SMITH
ADDRESS 2907 ELDORADO ROAD
CITY FAYETTEVILL
STATE NC
ZIP 283030000
MORT $33,770.00
BAL $33,635.22
RATE 9.9900
PAI $325.67
CLTV 71.851
MATURITY 170714
FEE 0.5000
LOAN 0000021846951
LAST_NAME SCHRADER
ADDRESS 6720 100TH STREET
CITY ENSLEY TOWN
STATE MI
ZIP 493370000
MORT $63,000.00
BAL $59,750.44
RATE 8.1000
PAI $985.08
CLTV 48.461
MATURITY 40902
FEE 0.5000
LOAN 0000021846977
LAST_NAME YORK
ADDRESS 1110 O'CONNOR BLVD
CITY MONTICELLO
STATE IN
ZIP 479600000
MORT $69,700.00
BAL $69,581.53
RATE 10.2500
PAI $624.59
CLTV 85.000
MATURITY 120708
FEE 0.5000
LOAN 0000021846985
LAST_NAME RADMAN
ADDRESS 1 WASHINGTON CIRCLE
CITY NEW CITY
STATE NY
ZIP 109560000
MORT $50,000.00
BAL $49,813.31
RATE 10.5000
PAI $499.19
CLTV 71.553
MATURITY 170813
FEE 0.5000
LOAN 0000021847090
LAST_NAME BARENDS
ADDRESS 1571 S. CHERRY STREET
CITY CITY OF DEN
STATE CO
ZIP 802220000
MORT $13,770.00
BAL $13,590.99
RATE 9.7500
PAI $290.89
CLTV 69.266
MATURITY 21010
FEE 0.5000
LOAN 0000021847207
LAST_NAME KLIMM
ADDRESS 447 CROWL RD
CITY WESTMINSTER
STATE MD
ZIP 211580000
MORT $125,000.00
BAL $124,811.67
RATE 8.7000
PAI $978.92
CLTV 78.616
MATURITY 270908
FEE 0.5000
LOAN 0000021847231
LAST_NAME GIBSON
ADDRESS 4008 HAMS WOOD LANE
CITY GRIMESLAND
STATE NC
ZIP 278580000
MORT $25,000.00
BAL $24,875.55
RATE 9.6500
PAI $263.33
CLTV 42.443
MATURITY 121015
FEE 0.5000
LOAN 0000021847249
LAST_NAME HUNT
ADDRESS 905 W. 3RD STREET
CITY GREENVILLE
STATE NC
ZIP 278340000
MORT $11,000.00
BAL $10,883.62
RATE 8.6500
PAI $137.27
CLTV 40.740
MATURITY 70924
FEE 0.5000
LOAN 0000021847421
LAST_NAME FIELDS
ADDRESS 17235 NW 9 COURT
CITY MIAMI
STATE FL
ZIP 331690000
MORT $55,000.00
BAL $54,724.84
RATE 9.6500
PAI $579.32
CLTV 79.997
MATURITY 120908
FEE 0.5000
LOAN 0000021847512
LAST_NAME SIKES
ADDRESS RT 2 BOX 1318 A
CITY MACCLENNY
STATE FL
ZIP 320630000
MORT $56,000.00
BAL $55,829.51
RATE 8.9000
PAI $500.26
CLTV 80.000
MATURITY 170909
FEE 0.5000
LOAN 0000021847579
LAST_NAME RILEY
ADDRESS 8313 LARCHWOOD STREET
CITY NEW CARROLL
STATE MD
ZIP 207840000
MORT $140,000.00
BAL $139,897.19
RATE 10.9000
PAI $1,322.68
CLTV 78.651
MATURITY 270904
FEE 0.5000
LOAN 0000021847587
LAST_NAME PELLERIN
ADDRESS 441 WALLACE HILL ROAD
CITY PLATTSBURGH
STATE NY
ZIP 129010000
MORT $77,600.00
BAL $77,552.50
RATE 8.4500
PAI $593.93
CLTV 80.000
MATURITY 121027
FEE 0.5000
LOAN 0000021847652
LAST_NAME THOMAS
ADDRESS 1582 RAILTON ROAD
CITY MEMPHIS
STATE TN
ZIP 381110000
MORT $33,000.00
BAL $32,896.31
RATE 8.6500
PAI $289.53
CLTV 64.077
MATURITY 170902
FEE 0.5000
LOAN 0000021847801
LAST_NAME TAMILLO
ADDRESS 115 W 9TH ST
CITY DULUTH
STATE MN
ZIP 558060000
MORT $71,910.00
BAL $71,846.09
RATE 10.0000
PAI $631.07
CLTV 90.000
MATURITY 270901
FEE 0.5000
LOAN 0000021848007
LAST_NAME NICHOLLS
ADDRESS 501 THYNNE ROAD
CITY MIDLOTHIAN
STATE VA
ZIP 231130000
MORT $68,000.00
BAL $68,000.00
RATE 8.7000
PAI $598.76
CLTV 54.618
MATURITY 171101
FEE 0.5000
LOAN 0000021848155
LAST_NAME YOUNG
ADDRESS 302 HAWTHORNE ROAD
CITY NEW BERN
STATE NC
ZIP 285620000
MORT $15,000.00
BAL $14,963.47
RATE 9.9000
PAI $160.28
CLTV 58.613
MATURITY 121008
FEE 0.5000
LOAN 0000021848262
LAST_NAME SCHMIDT
ADDRESS 188 MAPLE DRIVE CIRCLE
CITY REEDLEY
STATE CA
ZIP 936540000
MORT $15,000.00
BAL $14,924.95
RATE 9.6500
PAI $158.00
CLTV 42.409
MATURITY 120919
FEE 0.5000
LOAN 0000021848304
LAST_NAME SICKLER
ADDRESS 98-100 WEST MAIN STREET
CITY ROCKAWAY
STATE NJ
ZIP 078660000
MORT $25,000.00
BAL $24,935.15
RATE 10.1500
PAI $243.75
CLTV 68.538
MATURITY 170908
FEE 0.5000
LOAN 0000021848312
LAST_NAME GIUFFRE
ADDRESS 3727 W 83RD PL
CITY CHICAGO
STATE IL
ZIP 606520000
MORT $30,000.00
BAL $29,672.03
RATE 9.9500
PAI $395.63
CLTV 84.312
MATURITY 70929
FEE 0.5000
LOAN 0000021848346
LAST_NAME HARDIMON
ADDRESS 10114 S STATE STREET
CITY CHICAGO
STATE IL
ZIP 606280000
MORT $66,220.00
BAL $66,146.99
RATE 8.9750
PAI $531.64
CLTV 86.000
MATURITY 120929
FEE 0.5000
LOAN 0000021848403
LAST_NAME COMBS SR
ADDRESS 2642 FOXDALE AVENUE
CITY TOWN OF HEM
STATE NY
ZIP 115720000
MORT $185,000.00
BAL $184,779.62
RATE 8.6000
PAI $1,435.63
CLTV 83.710
MATURITY 120910
FEE 0.5000
LOAN 0000021848445
LAST_NAME SCHIFFMACHER
ADDRESS 746 BROADWAY
CITY DARIEN
STATE NY
ZIP 140400000
MORT $144,500.00
BAL $144,333.00
RATE 9.9500
PAI $1,262.76
CLTV 85.000
MATURITY 120904
FEE 0.5000
LOAN 0000021848478
LAST_NAME POSTLEWAITE
ADDRESS 1555 W ASPEN WAY
CITY MARTINSVILL
STATE IN
ZIP 461510000
MORT $148,000.00
BAL $147,811.81
RATE 8.4000
PAI $1,127.52
CLTV 80.000
MATURITY 120806
FEE 0.5000
LOAN 0000021848494
LAST_NAME WETTERMAN
ADDRESS 1085 SUBSTATION ROAD
CITY BRUNSWICK
STATE OH
ZIP 442120000
MORT $93,600.00
BAL $93,600.00
RATE 8.6500
PAI $821.20
CLTV 80.000
MATURITY 171030
FEE 0.5000
LOAN 0000021848544
LAST_NAME JOHNSON
ADDRESS 5061 EBENEZER DRIVE
CITY MOBILE
STATE AL
ZIP 366930000
MORT $42,000.00
BAL $41,984.53
RATE 10.8500
PAI $395.22
CLTV 80.000
MATURITY 270920
FEE 0.5000
LOAN 0000021848569
LAST_NAME PARRETT
ADDRESS 4330 HOLTEN AVENUE
CITY CITY OF FOR
STATE IN
ZIP 468060000
MORT $16,200.00
BAL $16,161.44
RATE 10.1500
PAI $175.58
CLTV 90.000
MATURITY 120929
FEE 0.5000
LOAN 0000021848601
LAST_NAME NARDOZZI
ADDRESS 7151 LANE ROAD
CITY VICTOR
STATE NY
ZIP 145640000
MORT $157,500.00
BAL $157,434.65
RATE 10.3000
PAI $1,417.22
CLTV 90.000
MATURITY 271029
FEE 0.5000
LOAN 0000021848676
LAST_NAME CRAWFORD
ADDRESS 4437 BLUEGRASS RD
CITY CHRISTIANBU
STATE VA
ZIP 240730000
MORT $82,450.00
BAL $82,024.23
RATE 9.3000
PAI $851.05
CLTV 84.564
MATURITY 120916
FEE 0.5000
LOAN 0000021848692
LAST_NAME MURPHY
ADDRESS 2123 BEAR FORK ROAD
CITY PRICHARD
STATE AL
ZIP 366100000
MORT $30,620.00
BAL $30,313.77
RATE 9.6500
PAI $398.74
CLTV 60.227
MATURITY 70904
FEE 0.5000
LOAN 0000021848767
LAST_NAME GONZALES
ADDRESS 35 TOME HILL ROAD
CITY LOS LUNAS
STATE NM
ZIP 870310000
MORT $85,000.00
BAL $84,869.46
RATE 8.8000
PAI $753.87
CLTV 72.649
MATURITY 171027
FEE 0.5000
LOAN 0000021848841
LAST_NAME BARRY
ADDRESS 18 ASHFORD RD
CITY HAMPSTEAD
STATE NH
ZIP 038410000
MORT $87,250.00
BAL $86,813.59
RATE 8.2000
PAI $740.69
CLTV 73.319
MATURITY 170902
FEE 0.5000
LOAN 0000021848908
LAST_NAME WILLIAMS
ADDRESS 9948 B DRIVE SOUTH
CITY CERESCO
STATE MI
ZIP 490330000
MORT $65,000.00
BAL $64,925.47
RATE 8.8500
PAI $516.01
CLTV 61.032
MATURITY 120922
FEE 0.5000
LOAN 0000021848924
LAST_NAME BRUMBAUGH
ADDRESS 15105 NE 74TH STREET
CITY VANCOUVER
STATE WA
ZIP 986820000
MORT $27,000.00
BAL $26,731.51
RATE 9.7500
PAI $353.08
CLTV 75.896
MATURITY 70917
FEE 0.5000
LOAN 0000021848981
LAST_NAME PARRISH
ADDRESS 1819 MARTIN AVENUE
CITY CHESAPEAKE
STATE VA
ZIP 233240000
MORT $23,494.00
BAL $23,428.98
RATE 9.6500
PAI $221.31
CLTV 79.869
MATURITY 170922
FEE 0.5000
LOAN 0000021849013
LAST_NAME JONES
ADDRESS BOX 176
CITY ST MATTHEWS
STATE SC
ZIP 291350000
MORT $71,200.00
BAL $70,927.72
RATE 8.7000
PAI $626.94
CLTV 80.000
MATURITY 170902
FEE 0.5000
LOAN 0000021849021
LAST_NAME FUNDORA
ADDRESS 21717 SW 99TH AVENUE
CITY MIAMI
STATE FL
ZIP 331900000
MORT $54,500.00
BAL $54,339.07
RATE 9.9000
PAI $522.34
CLTV 68.125
MATURITY 170903
FEE 0.5000
LOAN 0000021849039
LAST_NAME LUND
ADDRESS 14351 WEST 2ND PLACE
CITY GOLDEN
STATE CO
ZIP 804010000
MORT $172,000.00
BAL $171,421.25
RATE 8.1000
PAI $1,449.40
CLTV 80.000
MATURITY 170908
FEE 0.5000
LOAN 0000021849054
LAST_NAME FONZI
ADDRESS 26 ORSINI DRIVE
CITY WAKEFIELD
STATE MA
ZIP 018800000
MORT $60,000.00
BAL $59,722.31
RATE 10.5000
PAI $663.24
CLTV 40.242
MATURITY 120904
FEE 0.5000
LOAN 0000021849203
LAST_NAME NAPIER
ADDRESS 2230 BANCROFT
CITY SAGINAW
STATE MI
ZIP 486010000
MORT $30,000.00
BAL $29,849.22
RATE 9.6000
PAI $315.09
CLTV 78.947
MATURITY 120924
FEE 0.5000
LOAN 0000021849245
LAST_NAME CUGLER
ADDRESS 122 RUTGERS ROAD
CITY PENNSVILLE
STATE NJ
ZIP 080700000
MORT $16,500.00
BAL $16,063.59
RATE 9.6500
PAI $347.75
CLTV 73.282
MATURITY 20910
FEE 0.5000
LOAN 0000021849260
LAST_NAME NAPADENSKY
ADDRESS 158 HARVARD STREET
CITY BROOKLINE
STATE MA
ZIP 021460000
MORT $26,000.00
BAL $25,935.22
RATE 9.6500
PAI $273.86
CLTV 72.303
MATURITY 121029
FEE 0.5000
LOAN 0000021849385
LAST_NAME SHEPARD
ADDRESS 2 CHESTNUT COURT
CITY ST PETERS
STATE MO
ZIP 633760000
MORT $52,500.00
BAL $52,500.00
RATE 8.6500
PAI $460.61
CLTV 73.943
MATURITY 171112
FEE 0.5000
LOAN 0000021849435
LAST_NAME HAMILTON
ADDRESS 1951 S HOMAN
CITY CHICAGO
STATE IL
ZIP 606230000
MORT $52,000.00
BAL $51,921.84
RATE 9.4500
PAI $435.35
CLTV 81.250
MATURITY 120829
FEE 0.5000
LOAN 0000021849484
LAST_NAME DIAZ
ADDRESS 4351 W CORTEZ
CITY CHICAGO
STATE IL
ZIP 606510000
MORT $135,900.00
BAL $135,736.44
RATE 9.8000
PAI $1,172.59
CLTV 90.000
MATURITY 120929
FEE 0.5000
LOAN 0000021849625
LAST_NAME SALTER
ADDRESS 3655 OLD SHELL RD. #313
CITY MOBILE
STATE AL
ZIP 366080000
MORT $35,700.00
BAL $35,685.66
RATE 10.4500
PAI $325.23
CLTV 85.000
MATURITY 271008
FEE 0.5000
LOAN 0000021849690
LAST_NAME HEWITT
ADDRESS 6812 MAPLE STREET
CITY ARLINGTON
STATE IN
ZIP 461040000
MORT $34,000.00
BAL $33,986.19
RATE 10.4000
PAI $308.48
CLTV 85.000
MATURITY 270916
FEE 0.5000
LOAN 0000021849757
LAST_NAME WHEELER
ADDRESS 997 COUNTY ROAD 10
CITY DAY
STATE NY
ZIP 128220000
MORT $81,000.00
BAL $80,919.16
RATE 9.4500
PAI $678.14
CLTV 90.000
MATURITY 120903
FEE 0.5000
LOAN 0000021849864
LAST_NAME FISHER
ADDRESS 7 BREEZY POINT ROAD
CITY ACTON
STATE MA
ZIP 017200000
MORT $30,000.00
BAL $29,210.74
RATE 9.4500
PAI $629.33
CLTV 15.577
MATURITY 20924
FEE 0.5000
LOAN 0000021849906
LAST_NAME SADOSKI
ADDRESS 7535 HUDSON AVENUE
CITY WARREN
STATE MI
ZIP 480910000
MORT $44,000.00
BAL $43,946.49
RATE 8.5000
PAI $338.33
CLTV 80.000
MATURITY 270919
FEE 0.5000
LOAN 0000021849930
LAST_NAME CROSS
ADDRESS 761 WILLIAMSBURG DRIVE
CITY CONCORD
STATE NC
ZIP 280250000
MORT $27,000.00
BAL $26,933.35
RATE 9.7500
PAI $286.03
CLTV 79.174
MATURITY 121016
FEE 0.5000
LOAN 0000021849955
LAST_NAME DULIN
ADDRESS 1925 TROLLEY DRIVE
CITY MANSFIELD
STATE OH
ZIP 449050000
MORT $47,000.00
BAL $46,389.91
RATE 8.8500
PAI $472.53
CLTV 62.251
MATURITY 120902
FEE 0.5000
LOAN 0000021849971
LAST_NAME MCNAIR
ADDRESS 104 WEST AVENUE
CITY CITY OF DUB
STATE GA
ZIP 310210000
MORT $24,640.00
BAL $24,572.50
RATE 8.6000
PAI $244.09
CLTV 68.444
MATURITY 120929
FEE 0.5000
LOAN 0000021850003
LAST_NAME RITCHIE
ADDRESS 414 CUMBERLAND STREET
CITY GLOUCESTER
STATE NJ
ZIP 080300000
MORT $54,900.00
BAL $54,750.47
RATE 8.9900
PAI $493.60
CLTV 71.298
MATURITY 170916
FEE 0.5000
LOAN 0000021850078
LAST_NAME JENSEN
ADDRESS 7133 S 3200 WEST
CITY WEST JORDAN
STATE UT
ZIP 840840000
MORT $55,000.00
BAL $54,694.87
RATE 8.5000
PAI $541.61
CLTV 33.885
MATURITY 120901
FEE 0.5000
LOAN 0000021850136
LAST_NAME GULLIFORD
ADDRESS 15870 SW FARMINGTON ROAD
CITY BEAVERTON
STATE OR
ZIP 970070000
MORT $60,500.00
BAL $59,990.88
RATE 9.4500
PAI $629.94
CLTV 79.216
MATURITY 120902
FEE 0.5000
LOAN 0000021850177
LAST_NAME HUGGINS
ADDRESS 3718 32ND STREET
CITY TUSCALOOSA
STATE AL
ZIP 354010000
MORT $32,900.00
BAL $32,900.00
RATE 9.7000
PAI $429.33
CLTV 69.182
MATURITY 71107
FEE 0.5000
LOAN 0000021850201
LAST_NAME SULLIVAN
ADDRESS 22 T STREET NE
CITY WASHINGTON
STATE DC
ZIP 200020000
MORT $68,000.00
BAL $67,920.27
RATE 8.7000
PAI $532.53
CLTV 68.000
MATURITY 270915
FEE 0.5000
LOAN 0000021850292
LAST_NAME HAYDEN
ADDRESS 6779 SUNSET MEADOW DRIVE
CITY WINDSOR
STATE WI
ZIP 535980000
MORT $53,609.00
BAL $53,548.98
RATE 8.9000
PAI $427.50
CLTV 84.875
MATURITY 120924
FEE 0.5000
LOAN 0000021850326
LAST_NAME SCHOFIELD
ADDRESS 232 BOX RR2
CITY FAIRMONT
STATE MN
ZIP 563010000
MORT $21,700.00
BAL $21,648.59
RATE 10.2000
PAI $235.86
CLTV 84.860
MATURITY 121006
FEE 0.5000
LOAN 0000021850433
LAST_NAME CASAGRANDA
ADDRESS 11 NEWTON AVENUE
CITY OXFORD
STATE MA
ZIP 015400000
MORT $124,200.00
BAL $123,578.08
RATE 9.6000
PAI $1,165.83
CLTV 90.000
MATURITY 170915
FEE 0.5000
LOAN 0000021850508
LAST_NAME BUHALTS
ADDRESS 308 ELMDALE
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $8,000.00
BAL $7,961.33
RATE 10.2500
PAI $106.84
CLTV 76.155
MATURITY 70922
FEE 0.5000
LOAN 0000021850607
LAST_NAME CAREY
ADDRESS 9606 TORNO DRIVE
CITY GLEN ALLEN
STATE VA
ZIP 230600000
MORT $22,000.00
BAL $21,412.16
RATE 8.8500
PAI $455.09
CLTV 73.698
MATURITY 20926
FEE 0.5000
LOAN 0000021850649
LAST_NAME VALLEJOS
ADDRESS 609 N GALLOPING COLT CIRC
CITY CITY OF WAL
STATE CA
ZIP 917890000
MORT $25,000.00
BAL $24,872.64
RATE 9.4500
PAI $260.31
CLTV 77.002
MATURITY 120929
FEE 0.5000
LOAN 0000021850706
LAST_NAME BROOKS
ADDRESS 151 NORTH SHORE DRIVE
CITY LEXINGTON
STATE NC
ZIP 272920000
MORT $16,000.00
BAL $15,919.58
RATE 9.6000
PAI $168.05
CLTV 41.324
MATURITY 120910
FEE 0.5000
LOAN 0000021850722
LAST_NAME PEELE
ADDRESS 7804 BART NE
CITY ALBUQUERQUE
STATE NM
ZIP 871090000
MORT $13,000.00
BAL $12,967.02
RATE 9.4500
PAI $135.36
CLTV 65.903
MATURITY 121006
FEE 0.5000
LOAN 0000021850888
LAST_NAME WALTERS
ADDRESS 5806 W LANCASTER HIGHWAY
CITY MONROE
STATE NC
ZIP 281120000
MORT $20,000.00
BAL $20,000.00
RATE 10.3500
PAI $268.20
CLTV 80.735
MATURITY 71110
FEE 0.5000
LOAN 0000021850896
LAST_NAME ALLISTON
ADDRESS 542 E 8TH ST.
CITY CHESTER
STATE PA
ZIP 190130000
MORT $19,550.00
BAL $19,481.89
RATE 9.1000
PAI $177.16
CLTV 85.000
MATURITY 170916
FEE 0.5000
LOAN 0000021850979
LAST_NAME PHILLIPS
ADDRESS 2513 LEGGETT ROAD
CITY ROCKY MOUNT
STATE NC
ZIP 278010000
MORT $52,000.00
BAL $51,849.54
RATE 9.3000
PAI $477.94
CLTV 80.000
MATURITY 170903
FEE 0.5000
LOAN 0000021851092
LAST_NAME HORTON
ADDRESS 211 PRINCE STREET
CITY CARRBORO
STATE NC
ZIP 275100000
MORT $59,000.00
BAL $58,675.59
RATE 8.6000
PAI $584.46
CLTV 65.555
MATURITY 120827
FEE 0.5000
LOAN 0000021851118
LAST_NAME WASHINGTON
ADDRESS 2679 RHODE ISLAND AVENUE,
CITY WASHINGTON
STATE DC
ZIP 200020000
MORT $100,000.00
BAL $99,905.32
RATE 9.7000
PAI $855.48
CLTV 80.000
MATURITY 120826
FEE 0.5000
LOAN 0000021851126
LAST_NAME PATTERSON
ADDRESS 126 GORDON HIGHWAY
CITY MILLEDGEVIL
STATE GA
ZIP 310610000
MORT $35,200.00
BAL $35,076.73
RATE 7.9000
PAI $255.84
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021851159
LAST_NAME WHITE
ADDRESS 37 CANTERBURY DRIVE
CITY LACEY TOWNS
STATE NJ
ZIP 087310000
MORT $17,500.00
BAL $17,500.00
RATE 9.4500
PAI $225.97
CLTV 72.066
MATURITY 71028
FEE 0.5000
LOAN 0000021851191
LAST_NAME THOMPSON
ADDRESS 2941 EL TORRO ROAD
CITY GRAND JUNCT
STATE CO
ZIP 815030000
MORT $104,805.00
BAL $103,991.41
RATE 9.0500
PAI $1,195.67
CLTV 85.000
MATURITY 90904
FEE 0.5000
LOAN 0000021851209
LAST_NAME GUSTIN
ADDRESS 54 SEWALL STREET
CITY LYNN
STATE MA
ZIP 019020000
MORT $13,000.00
BAL $12,966.37
RATE 9.4500
PAI $135.36
CLTV 60.801
MATURITY 121001
FEE 0.5000
LOAN 0000021851258
LAST_NAME DUKES
ADDRESS 740 PULLMAN LANE
CITY STOCKBRIDGE
STATE GA
ZIP 302810000
MORT $8,500.00
BAL $8,457.42
RATE 9.5500
PAI $110.23
CLTV 79.996
MATURITY 71001
FEE 0.5000
LOAN 0000021851290
LAST_NAME BOWER
ADDRESS 15 NEVADA STREET
CITY WINTHROP
STATE MA
ZIP 021520000
MORT $48,756.00
BAL $48,617.60
RATE 9.4500
PAI $452.88
CLTV 79.931
MATURITY 170915
FEE 0.5000
LOAN 0000021851357
LAST_NAME FARR
ADDRESS 222 WAGGLE WAY
CITY MERLIN
STATE OR
ZIP 975320000
MORT $64,000.00
BAL $63,641.77
RATE 8.4000
PAI $626.49
CLTV 79.961
MATURITY 120910
FEE 0.5000
LOAN 0000021851407
LAST_NAME DICECCO
ADDRESS 10 SOUTH OVERHILL ROAD
CITY UPPER PROVI
STATE PA
ZIP 190630000
MORT $27,000.00
BAL $26,729.20
RATE 9.6000
PAI $350.86
CLTV 76.181
MATURITY 70904
FEE 0.5000
LOAN 0000021851456
LAST_NAME TAPP
ADDRESS 420 HIGHBROOK DRIVE
CITY ATLANTA
STATE GA
ZIP 303420000
MORT $30,000.00
BAL $30,000.00
RATE 9.4500
PAI $312.37
CLTV 79.225
MATURITY 121117
FEE 0.5000
LOAN 0000021851522
LAST_NAME GRANT
ADDRESS 1058 W 10TH STREET
CITY COQUILLE
STATE OR
ZIP 974230000
MORT $62,900.00
BAL $62,458.78
RATE 8.4000
PAI $615.72
CLTV 85.000
MATURITY 120909
FEE 0.5000
LOAN 0000021851662
LAST_NAME WATSON
ADDRESS 1423 HOLBROOK STREET, N.E
CITY WASHINGTON
STATE DC
ZIP 200020000
MORT $80,000.00
BAL $79,904.70
RATE 8.6000
PAI $620.81
CLTV 80.000
MATURITY 120827
FEE 0.5000
LOAN 0000021851704
LAST_NAME STARR
ADDRESS 3530 BANGOR RD
CITY BAY CITY
STATE MI
ZIP 487060000
MORT $107,100.00
BAL $107,046.80
RATE 9.6000
PAI $908.38
CLTV 89.250
MATURITY 270922
FEE 0.5000
LOAN 0000021851746
LAST_NAME VANLOON
ADDRESS 1042 TRENT
CITY BAILEY
STATE MI
ZIP 493030000
MORT $38,500.00
BAL $38,402.32
RATE 9.4500
PAI $400.87
CLTV 64.745
MATURITY 121027
FEE 0.5000
LOAN 0000021851837
LAST_NAME STARK
ADDRESS 15535 COLLEGE AVE.
CITY GEORGETOWN
STATE IL
ZIP 618460000
MORT $48,800.00
BAL $48,654.24
RATE 9.0500
PAI $440.64
CLTV 80.000
MATURITY 170915
FEE 0.5000
LOAN 0000021851845
LAST_NAME LOPEZ
ADDRESS 1212 W. SUMMIT STREET
CITY ROSWELL
STATE NM
ZIP 882010000
MORT $35,275.00
BAL $35,083.73
RATE 9.8500
PAI $336.92
CLTV 85.000
MATURITY 170910
FEE 0.5000
LOAN 0000021851878
LAST_NAME MARTINEZ
ADDRESS 12666 60TH AVE SOUTH
CITY SEATTLE
STATE WA
ZIP 981780000
MORT $126,500.00
BAL $126,371.08
RATE 9.3500
PAI $1,049.86
CLTV 79.062
MATURITY 271001
FEE 0.5000
LOAN 0000021851969
LAST_NAME MOORE
ADDRESS 106 NORTH TYRONE DRIVE
CITY MUNCIE
STATE IN
ZIP 473040000
MORT $46,800.00
BAL $46,751.27
RATE 9.2500
PAI $385.02
CLTV 81.391
MATURITY 120910
FEE 0.5000
LOAN 0000021852009
LAST_NAME RITTER
ADDRESS 30694 KINGS VALLEY DRIVE
CITY CONIFER
STATE CO
ZIP 804330000
MORT $42,900.00
BAL $42,280.09
RATE 9.4500
PAI $446.68
CLTV 79.754
MATURITY 120929
FEE 0.5000
LOAN 0000021852173
LAST_NAME BASNEY
ADDRESS 5985 MARINE CITY HWY
CITY MARINE CITY
STATE MI
ZIP 480390000
MORT $105,600.00
BAL $105,475.49
RATE 8.6500
PAI $823.23
CLTV 79.398
MATURITY 120902
FEE 0.5000
LOAN 0000021852264
LAST_NAME PHILLIPS
ADDRESS 614 S. SCHUERMANN
CITY BAY CITY
STATE MI
ZIP 487080000
MORT $123,600.00
BAL $123,540.47
RATE 9.6000
PAI $1,048.33
CLTV 80.000
MATURITY 270930
FEE 0.5000
LOAN 0000021852330
LAST_NAME DESCHENES
ADDRESS 15 MADISON DRIVE
CITY HUDSON
STATE NH
ZIP 030510000
MORT $10,000.00
BAL $9,977.79
RATE 10.9000
PAI $113.04
CLTV 73.574
MATURITY 121008
FEE 0.5000
LOAN 0000021852397
LAST_NAME TAPANES
ADDRESS 159 DRUID AVENUE
CITY BOROUGH OF
STATE NJ
ZIP 076280000
MORT $35,000.00
BAL $35,000.00
RATE 10.3000
PAI $468.37
CLTV 55.563
MATURITY 71027
FEE 0.5000
LOAN 0000021852421
LAST_NAME KOVACH
ADDRESS 1605 ANDREWS DR.
CITY CAHOKIA
STATE IL
ZIP 622060000
MORT $42,750.00
BAL $42,710.37
RATE 9.8000
PAI $368.86
CLTV 90.000
MATURITY 270908
FEE 0.5000
LOAN 0000021852462
LAST_NAME STAHLEY
ADDRESS 7931 KILGOUR AVENUE
CITY CAMP DENNIS
STATE OH
ZIP 451110000
MORT $61,500.00
BAL $61,461.96
RATE 8.4000
PAI $468.54
CLTV 79.870
MATURITY 270930
FEE 0.5000
LOAN 0000021852579
LAST_NAME QUERAM
ADDRESS 2204 POTTER DOWNS RD
CITY WAXHAW
STATE NC
ZIP 297320000
MORT $123,250.00
BAL $123,135.74
RATE 9.8000
PAI $1,063.44
CLTV 85.000
MATURITY 120901
FEE 0.5000
LOAN 0000021852645
LAST_NAME BRESSER
ADDRESS 436 POINCIANA DRIVE
CITY SARASOTA
STATE FL
ZIP 342430000
MORT $20,500.00
BAL $20,292.35
RATE 9.4500
PAI $264.71
CLTV 64.934
MATURITY 70930
FEE 0.5000
LOAN 0000021852652
LAST_NAME HARRIS
ADDRESS 2532 RIVERSIDE DRIVE
CITY PORT HURON
STATE MI
ZIP 480600000
MORT $59,000.00
BAL $58,684.16
RATE 8.9000
PAI $594.92
CLTV 50.427
MATURITY 120903
FEE 0.5000
LOAN 0000021852660
LAST_NAME MONVILLE
ADDRESS 519 N FARRAGUT
CITY BAY CITY
STATE MI
ZIP 487080000
MORT $49,050.00
BAL $49,009.56
RATE 10.3500
PAI $443.19
CLTV 90.000
MATURITY 270915
FEE 0.5000
LOAN 0000021852702
LAST_NAME SCANLON
ADDRESS 8600 WALSHAM DRIVE
CITY CHARLOTTE
STATE NC
ZIP 282270000
MORT $15,900.00
BAL $15,894.52
RATE 11.1500
PAI $153.22
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021852751
LAST_NAME MCDANIEL
ADDRESS 1914 E. LOUSIANNA AVENUE
CITY TAMPA
STATE FL
ZIP 336100000
MORT $10,000.00
BAL $9,898.84
RATE 9.4500
PAI $129.13
CLTV 79.594
MATURITY 70917
FEE 0.5000
LOAN 0000021852801
LAST_NAME EDWARDS
ADDRESS 8972 SOUTH 2240 WEST
CITY WEST JORDAN
STATE UT
ZIP 840880000
MORT $193,500.00
BAL $193,306.87
RATE 9.4500
PAI $1,620.00
CLTV 90.000
MATURITY 120902
FEE 0.5000
LOAN 0000021852868
LAST_NAME HODGE
ADDRESS 6995 NORTH LONDON ROAD
CITY FAIRLAND
STATE IN
ZIP 461260000
MORT $78,800.00
BAL $78,338.98
RATE 7.9000
PAI $748.52
CLTV 80.000
MATURITY 120910
FEE 0.5000
LOAN 0000021852876
LAST_NAME CARLSON
ADDRESS 16150 MAY AVE
CITY MAY TOWNSHI
STATE MN
ZIP 550470000
MORT $104,000.00
BAL $103,838.85
RATE 7.3000
PAI $713.00
CLTV 80.000
MATURITY 120919
FEE 0.5000
LOAN 0000021852918
LAST_NAME GORCHOW
ADDRESS 3534 PADDINGTON ROAD
CITY TROY
STATE MI
ZIP 480840000
MORT $142,400.00
BAL $141,908.83
RATE 7.9000
PAI $1,182.25
CLTV 80.000
MATURITY 170910
FEE 0.5000
LOAN 0000021852926
LAST_NAME CORNELIUS
ADDRESS 1020 ROCKY MOUNT ROAD
CITY CITY OF COL
STATE SC
ZIP 292030000
MORT $37,600.00
BAL $37,600.00
RATE 9.4500
PAI $391.50
CLTV 80.000
MATURITY 121104
FEE 0.5000
LOAN 0000021853064
LAST_NAME MIDCAP
ADDRESS 13670 KENT AVENUE NE
CITY LAKE TOWNSH
STATE OH
ZIP 446320000
MORT $56,000.00
BAL $55,806.70
RATE 7.9000
PAI $464.93
CLTV 46.666
MATURITY 170908
FEE 0.5000
LOAN 0000021853072
LAST_NAME MELKI
ADDRESS 199 NE WILDHURST
CITY ROANOAKE
STATE VA
ZIP 240120000
MORT $69,200.00
BAL $68,455.58
RATE 8.3500
PAI $675.37
CLTV 78.636
MATURITY 120917
FEE 0.5000
LOAN 0000021853098
LAST_NAME PACE
ADDRESS 204 BEDFORD COURT
CITY PORTSMOUTH
STATE VA
ZIP 237010000
MORT $96,800.00
BAL $96,692.76
RATE 8.9500
PAI $775.39
CLTV 80.000
MATURITY 120829
FEE 0.5000
LOAN 0000021853197
LAST_NAME BIERS
ADDRESS 2545 ENID AVENUE
CITY CRESCENT SP
STATE KY
ZIP 410170000
MORT $41,200.00
BAL $41,177.60
RATE 9.0500
PAI $332.99
CLTV 67.540
MATURITY 271006
FEE 0.5000
LOAN 0000021853213
LAST_NAME CANDELARIO
ADDRESS 209 RIDGEWOOD AVE
CITY BROOKLYN
STATE NY
ZIP 112080000
MORT $80,000.00
BAL $79,586.83
RATE 10.2500
PAI $785.31
CLTV 43.243
MATURITY 170722
FEE 0.5000
LOAN 0000021853346
LAST_NAME VINES
ADDRESS 84 REMSEN AVE
CITY NEW BRUNSWI
STATE NJ
ZIP 089010000
MORT $75,000.00
BAL $74,592.67
RATE 9.9900
PAI $723.27
CLTV 61.475
MATURITY 170722
FEE 0.5000
LOAN 0000021853387
LAST_NAME VITE
ADDRESS 24-26 FIRTH ST
CITY CORNWALL
STATE NY
ZIP 125180000
MORT $100,000.00
BAL $99,431.43
RATE 9.5000
PAI $932.13
CLTV 62.500
MATURITY 170718
FEE 0.5000
LOAN 0000021853395
LAST_NAME SPENCER
ADDRESS 125 DORCHESTER STREET
CITY N QUINCY
STATE MA
ZIP 021710000
MORT $35,000.00
BAL $34,911.20
RATE 9.4500
PAI $364.43
CLTV 67.650
MATURITY 121010
FEE 0.5000
LOAN 0000021853403
LAST_NAME WIDNER
ADDRESS 2840 W. 21ST STREET
CITY GREELEY
STATE CO
ZIP 806310000
MORT $7,000.00
BAL $6,982.40
RATE 9.5500
PAI $73.31
CLTV 66.277
MATURITY 120930
FEE 0.5000
LOAN 0000021853437
LAST_NAME VINCENT
ADDRESS 352 BARKER ROAD
CITY PITTSFIELD
STATE MA
ZIP 012010000
MORT $126,900.00
BAL $126,756.69
RATE 10.2000
PAI $1,132.44
CLTV 90.000
MATURITY 270915
FEE 0.5000
LOAN 0000021853536
LAST_NAME DURFEE
ADDRESS 119 VAN BUREN AVENUE
CITY CUYAHOGA FA
STATE OH
ZIP 442210000
MORT $65,000.00
BAL $64,924.15
RATE 8.7000
PAI $509.04
CLTV 54.166
MATURITY 270910
FEE 0.5000
LOAN 0000021853585
LAST_NAME DEFRANCESCO
ADDRESS 33 ALGER AVENUE
CITY WARWICK
STATE RI
ZIP 028180000
MORT $96,000.00
BAL $95,668.97
RATE 9.2500
PAI $879.24
CLTV 80.000
MATURITY 170912
FEE 0.5000
LOAN 0000021853601
LAST_NAME ROGERS
ADDRESS 319 SHAW RD.
CITY HARMONY
STATE NC
ZIP 286340000
MORT $28,000.00
BAL $27,912.58
RATE 8.7000
PAI $246.55
CLTV 80.000
MATURITY 170903
FEE 0.5000
LOAN 0000021853627
LAST_NAME VOYARD
ADDRESS 9 WALTON STREET
CITY DORCHESTER
STATE MA
ZIP 021240000
MORT $116,000.00
BAL $115,853.04
RATE 8.3000
PAI $875.56
CLTV 80.000
MATURITY 120908
FEE 0.5000
LOAN 0000021853668
LAST_NAME EVERS
ADDRESS 1318 FULBRIGHT AVENUE
CITY CITY OF RED
STATE CA
ZIP 923730000
MORT $30,000.00
BAL $29,937.58
RATE 9.4500
PAI $278.67
CLTV 43.634
MATURITY 171028
FEE 0.5000
LOAN 0000021853676
LAST_NAME BROWN
ADDRESS 1930 VALLEY WOODS DRIVE
CITY RIVERDALE
STATE GA
ZIP 302960000
MORT $130,000.00
BAL $129,849.90
RATE 10.7000
PAI $1,208.64
CLTV 89.655
MATURITY 120818
FEE 0.5000
LOAN 0000021853791
LAST_NAME GARVIN
ADDRESS 740 W 2 STREET
CITY RIVIERA BEA
STATE FL
ZIP 334040000
MORT $47,000.00
BAL $46,853.27
RATE 8.7000
PAI $413.85
CLTV 72.307
MATURITY 170903
FEE 0.5000
LOAN 0000021853858
LAST_NAME SALVATORE
ADDRESS 20266 GLENWOOD LANE
CITY STRONGSVILL
STATE OH
ZIP 441360000
MORT $31,510.00
BAL $31,510.00
RATE 9.4500
PAI $328.09
CLTV 80.000
MATURITY 121126
FEE 0.5000
LOAN 0000021853890
LAST_NAME FIELDS
ADDRESS 6540 CHEYENNE PKWAY
CITY EIGHT MILE
STATE AL
ZIP 366130000
MORT $55,250.00
BAL $55,129.99
RATE 11.5000
PAI $589.20
CLTV 85.000
MATURITY 170903
FEE 0.5000
LOAN 0000021853957
LAST_NAME HELMS
ADDRESS 1965 5TH STREET LANE N.W.
CITY HICKORY
STATE NC
ZIP 286010000
MORT $41,000.00
BAL $40,793.96
RATE 9.6000
PAI $430.61
CLTV 50.226
MATURITY 120926
FEE 0.5000
LOAN 0000021854146
LAST_NAME REED
ADDRESS 1929 S. TRUMBULL
CITY CHICAGO
STATE IL
ZIP 606230000
MORT $85,000.00
BAL $84,957.38
RATE 9.4500
PAI $711.63
CLTV 85.000
MATURITY 121010
FEE 0.5000
LOAN 0000021854161
LAST_NAME GRANGER
ADDRESS 408 S JAMES
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $34,650.00
BAL $34,558.34
RATE 10.0000
PAI $334.39
CLTV 90.000
MATURITY 170915
FEE 0.5000
LOAN 0000021854187
LAST_NAME JOHNSON
ADDRESS 5034 S. 3600 WEST
CITY TAYLORSVILL
STATE UT
ZIP 841180000
MORT $70,000.00
BAL $69,771.67
RATE 8.3500
PAI $600.85
CLTV 66.666
MATURITY 170829
FEE 0.5000
LOAN 0000021854229
LAST_NAME TROUBLEFIELD
ADDRESS 1401 MERCHANT
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $41,600.00
BAL $41,562.26
RATE 8.9000
PAI $346.27
CLTV 80.000
MATURITY 220910
FEE 0.5000
LOAN 0000021854245
LAST_NAME FAIR
ADDRESS 32041 LODGEPOLE DR
CITY EVERGREEN
STATE CO
ZIP 804390000
MORT $189,000.00
BAL $188,610.84
RATE 9.7500
PAI $1,623.81
CLTV 90.000
MATURITY 271006
FEE 0.5000
LOAN 0000021854252
LAST_NAME HINKS
ADDRESS 26529 HELSENE ROAD
CITY WEBSTER
STATE WI
ZIP 548930000
MORT $59,600.00
BAL $58,957.05
RATE 8.3000
PAI $732.60
CLTV 80.000
MATURITY 70926
FEE 0.5000
LOAN 0000021854286
LAST_NAME LITMAN
ADDRESS 408 W BRENTWOOD AVENUE
CITY MOUNDSVILLE
STATE WV
ZIP 260410000
MORT $67,050.00
BAL $66,848.46
RATE 9.0000
PAI $603.27
CLTV 90.000
MATURITY 170919
FEE 0.5000
LOAN 0000021854534
LAST_NAME THOMASON
ADDRESS 1109 WILLOW PLACE
CITY YUKON
STATE OK
ZIP 730990000
MORT $48,000.00
BAL $47,728.93
RATE 8.3000
PAI $467.07
CLTV 80.000
MATURITY 120917
FEE 0.5000
LOAN 0000021854708
LAST_NAME HOGUE
ADDRESS 244 SW 6TH AVE
CITY HICKORY
STATE NC
ZIP 286020000
MORT $38,000.00
BAL $37,896.86
RATE 9.8000
PAI $361.69
CLTV 79.166
MATURITY 170902
FEE 0.5000
LOAN 0000021854773
LAST_NAME MILLER
ADDRESS 831 BULLS BAY HIGHWAY
CITY JACKSONVILL
STATE FL
ZIP 322200000
MORT $54,000.00
BAL $53,177.25
RATE 9.0000
PAI $485.86
CLTV 70.129
MATURITY 170929
FEE 0.5000
LOAN 0000021854781
LAST_NAME BURSE
ADDRESS 33 TOPPER ROAD
CITY IRONDEQUOIT
STATE NY
ZIP 146220000
MORT $25,000.00
BAL $24,921.46
RATE 8.6500
PAI $219.34
CLTV 35.714
MATURITY 170903
FEE 0.5000
LOAN 0000021854823
LAST_NAME COSENTINO
ADDRESS 1501 S MIAMI ROAD
CITY FT. LAUDERD
STATE FL
ZIP 333160000
MORT $47,800.00
BAL $47,553.17
RATE 9.3000
PAI $493.39
CLTV 80.000
MATURITY 120908
FEE 0.5000
LOAN 0000021854906
LAST_NAME BARKOFSKY
ADDRESS 871 TERRY STREET
CITY MONTEREY
STATE CA
ZIP 939400000
MORT $15,500.00
BAL $15,345.85
RATE 9.7500
PAI $202.70
CLTV 73.393
MATURITY 70929
FEE 0.5000
LOAN 0000021854948
LAST_NAME PIRES
ADDRESS 6338 RIVER RIDGE
CITY FAYETTEVILL
STATE NC
ZIP 283110000
MORT $14,038.00
BAL $14,038.00
RATE 10.1500
PAI $186.69
CLTV 60.313
MATURITY 71124
FEE 0.5000
LOAN 0000021854955
LAST_NAME SNYDER
ADDRESS 758 FAIRWOOD ROAD
CITY AKRON
STATE OH
ZIP 443190000
MORT $60,000.00
BAL $59,495.97
RATE 7.9000
PAI $646.19
CLTV 63.157
MATURITY 90917
FEE 0.5000
LOAN 0000021854971
LAST_NAME HERRICK
ADDRESS 2465 LAIL ROAD
CITY GLEN ALPINE
STATE NC
ZIP 286280000
MORT $7,000.00
BAL $7,000.00
RATE 9.6000
PAI $90.97
CLTV 67.892
MATURITY 71103
FEE 0.5000
LOAN 0000021854997
LAST_NAME HILL
ADDRESS 4514 WINTERBOURNE DR
CITY ETTRICK
STATE VA
ZIP 238030000
MORT $24,000.00
BAL $23,944.70
RATE 10.5000
PAI $265.30
CLTV 50.000
MATURITY 121029
FEE 0.5000
LOAN 0000021855077
LAST_NAME GRIFFIN
ADDRESS 512 MODEL ST
CITY DAYTONA BEA
STATE FL
ZIP 321140000
MORT $61,200.00
BAL $61,160.69
RATE 11.5000
PAI $606.06
CLTV 85.000
MATURITY 270923
FEE 0.5000
LOAN 0000021855085
LAST_NAME AUSLOOS
ADDRESS 4685 PERSIMMON PLACE
CITY SAN JOSE
STATE CA
ZIP 951290000
MORT $30,700.00
BAL $30,546.40
RATE 9.6500
PAI $323.37
CLTV 79.988
MATURITY 120922
FEE 0.5000
LOAN 0000021855101
LAST_NAME DUFFIE
ADDRESS 12115 NORTH WEST 20TH
CITY MIAMI
STATE FL
ZIP 331670000
MORT $17,150.00
BAL $17,109.18
RATE 10.1500
PAI $185.88
CLTV 69.942
MATURITY 120926
FEE 0.5000
LOAN 0000021855143
LAST_NAME SEUBERT
ADDRESS 12450 MONSBROOK DRIVE
CITY STERLING HE
STATE MI
ZIP 483120000
MORT $104,125.00
BAL $103,842.39
RATE 9.8000
PAI $991.08
CLTV 85.000
MATURITY 170915
FEE 0.5000
LOAN 0000021855150
LAST_NAME CALLAGHAN
ADDRESS 9222 WEST CHESTER PIKE
CITY UPPER DARBY
STATE PA
ZIP 190820000
MORT $85,000.00
BAL $84,896.64
RATE 8.5000
PAI $653.58
CLTV 77.272
MATURITY 270910
FEE 0.5000
LOAN 0000021855176
LAST_NAME BROWN
ADDRESS 3117 KATHY COURT
CITY DECATUR
STATE IL
ZIP 625210000
MORT $79,200.00
BAL $79,091.26
RATE 10.5500
PAI $727.44
CLTV 90.000
MATURITY 270902
FEE 0.5000
LOAN 0000021855242
LAST_NAME WIGGINS
ADDRESS 6181 TURNER DRIVE
CITY CLAYTON
STATE IN
ZIP 461180000
MORT $53,600.00
BAL $53,432.60
RATE 8.7000
PAI $471.97
CLTV 80.000
MATURITY 170917
FEE 0.5000
LOAN 0000021855358
LAST_NAME SESLAR
ADDRESS 4041 HWY 56
CITY FRANKLINTON
STATE NC
ZIP 275250000
MORT $48,000.00
BAL $47,713.78
RATE 9.7500
PAI $508.49
CLTV 53.333
MATURITY 120904
FEE 0.5000
LOAN 0000021855580
LAST_NAME TROMBLEY
ADDRESS 333 BUCKS CORNER ROAD
CITY SARANAC
STATE NY
ZIP 129810000
MORT $60,350.00
BAL $60,301.81
RATE 10.5000
PAI $552.05
CLTV 85.000
MATURITY 120909
FEE 0.5000
LOAN 0000021855606
LAST_NAME KEEN
ADDRESS 9974 HOGAN HOLLOW ROAD
CITY TROUTVILLE
STATE VA
ZIP 241750000
MORT $47,700.00
BAL $47,647.68
RATE 9.0000
PAI $383.81
CLTV 90.000
MATURITY 120929
FEE 0.5000
LOAN 0000021855671
LAST_NAME WILBER
ADDRESS 35 SIMMONS POND ROAD
CITY COLEBROOK
STATE CT
ZIP 060210000
MORT $92,000.00
BAL $91,943.10
RATE 8.4000
PAI $700.90
CLTV 79.310
MATURITY 271008
FEE 0.5000
LOAN 0000021855853
LAST_NAME RHYNE
ADDRESS 1898 ROSE MARIE
CITY YULEE
STATE FL
ZIP 320970000
MORT $36,000.00
BAL $35,807.29
RATE 8.9000
PAI $363.00
CLTV 48.648
MATURITY 120917
FEE 0.5000
LOAN 0000021855911
LAST_NAME SCUTT
ADDRESS 6299 TOWAR AVENUE
CITY TOWNSHIP OF
STATE MI
ZIP 488230000
MORT $88,900.00
BAL $88,764.33
RATE 8.8500
PAI $791.31
CLTV 75.982
MATURITY 170924
FEE 0.5000
LOAN 0000021855994
LAST_NAME MERRITT
ADDRESS 64 N POWELL ROAD
CITY ELKRIDGE
STATE UT
ZIP 846510000
MORT $30,000.00
BAL $29,920.00
RATE 8.9000
PAI $302.50
CLTV 70.944
MATURITY 121001
FEE 0.5000
LOAN 0000021856158
LAST_NAME CERDA
ADDRESS 22799 WIMPOLE STREET
CITY MORENO VALL
STATE CA
ZIP 923880000
MORT $24,900.00
BAL $24,817.63
RATE 10.5000
PAI $275.25
CLTV 84.851
MATURITY 121024
FEE 0.5000
LOAN 0000021856166
LAST_NAME TACK
ADDRESS 2429 NORSEN ROAD
CITY ARCADIA
STATE NY
ZIP 145130000
MORT $48,000.00
BAL $47,848.26
RATE 8.6000
PAI $419.60
CLTV 80.000
MATURITY 170930
FEE 0.5000
LOAN 0000021856208
LAST_NAME FREMIN
ADDRESS 413 FAIRINGTON LANE
CITY CANTON
STATE GA
ZIP 301150000
MORT $25,000.00
BAL $24,902.43
RATE 9.6500
PAI $263.33
CLTV 77.594
MATURITY 121016
FEE 0.5000
LOAN 0000021856265
LAST_NAME DAVIS
ADDRESS 1600 MARLEE ROAD
CITY JACKSONVILL
STATE FL
ZIP 322590000
MORT $69,600.00
BAL $69,243.83
RATE 9.4000
PAI $722.59
CLTV 77.333
MATURITY 120904
FEE 0.5000
LOAN 0000021856323
LAST_NAME MAIRLOT
ADDRESS 8963 NW 44TH CT.
CITY SUNRISE
STATE FL
ZIP 333510000
MORT $17,000.00
BAL $16,872.66
RATE 10.9000
PAI $192.16
CLTV 78.559
MATURITY 120901
FEE 0.5000
LOAN 0000021856331
LAST_NAME MENDEZ
ADDRESS 8771 W. PORT AU PRINCE LA
CITY PEORIA
STATE AZ
ZIP 853810000
MORT $15,000.00
BAL $14,962.63
RATE 9.6500
PAI $158.00
CLTV 73.129
MATURITY 121010
FEE 0.5000
LOAN 0000021856380
LAST_NAME SCANLON
ADDRESS 3622 176TH PLACE
CITY LANSING
STATE IL
ZIP 604380000
MORT $12,500.00
BAL $12,500.00
RATE 9.6000
PAI $162.44
CLTV 68.537
MATURITY 71029
FEE 0.5000
LOAN 0000021856398
LAST_NAME PUTKA
ADDRESS 26742 BAGLEY ROAD
CITY OLMSTEAD FA
STATE OH
ZIP 441380000
MORT $146,000.00
BAL $145,515.52
RATE 8.4000
PAI $1,112.29
CLTV 79.132
MATURITY 120915
FEE 0.5000
LOAN 0000021856497
LAST_NAME ROUSE
ADDRESS 482 BOGGY GUT ROAD
CITY WINDSOR
STATE SC
ZIP 298560000
MORT $52,200.00
BAL $52,200.00
RATE 10.5000
PAI $521.16
CLTV 90.000
MATURITY 171107
FEE 0.5000
LOAN 0000021856539
LAST_NAME RUSHER
ADDRESS 1240 N ST CLAIR AVENUE
CITY OKLAHOMA CI
STATE OK
ZIP 731070000
MORT $29,600.00
BAL $29,497.90
RATE 7.9000
PAI $245.75
CLTV 80.000
MATURITY 170909
FEE 0.5000
LOAN 0000021856570
LAST_NAME DILL
ADDRESS 14 SPRING STREET
CITY NEW MILFORD
STATE CT
ZIP 067760000
MORT $49,000.00
BAL $48,829.93
RATE 7.8500
PAI $405.30
CLTV 44.545
MATURITY 170923
FEE 0.5000
LOAN 0000021856604
LAST_NAME PROFFETTA
ADDRESS 2657 RODEO DRIVE
CITY LORIDA
STATE FL
ZIP 338570000
MORT $18,400.00
BAL $18,302.38
RATE 9.0000
PAI $186.63
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021856620
LAST_NAME WILSON
ADDRESS 83 COVENTRY CIRCLE
CITY PISCATAWAY
STATE NJ
ZIP 088540000
MORT $181,800.00
BAL $181,800.00
RATE 10.7000
PAI $1,839.54
CLTV 90.000
MATURITY 170902
FEE 0.5000
LOAN 0000021856745
LAST_NAME BISKUP
ADDRESS 24 CARTWAY LANE
CITY BEDFORD
STATE NY
ZIP 105060000
MORT $299,000.00
BAL $298,578.11
RATE 9.7500
PAI $2,568.87
CLTV 84.225
MATURITY 270819
FEE 0.5000
LOAN 0000021856836
LAST_NAME BERSHENYI
ADDRESS 2843 SOUTH MACON CIRCLE
CITY AURORA
STATE CO
ZIP 800140000
MORT $39,326.00
BAL $39,227.58
RATE 9.6000
PAI $413.03
CLTV 73.221
MATURITY 121027
FEE 0.5000
LOAN 0000021856844
LAST_NAME ROBINSON
ADDRESS 3822 BURCHARD DRIVE
CITY DECATUR
STATE IL
ZIP 625260000
MORT $56,000.00
BAL $55,694.82
RATE 8.7000
PAI $558.04
CLTV 74.666
MATURITY 120908
FEE 0.5000
LOAN 0000021856851
LAST_NAME YANKEE
ADDRESS 475 N. LINCOLN
CITY BRAIDWOOD
STATE IL
ZIP 604080000
MORT $70,000.00
BAL $69,697.47
RATE 8.7000
PAI $616.37
CLTV 76.923
MATURITY 170912
FEE 0.5000
LOAN 0000021856984
LAST_NAME LABUNSKI
ADDRESS 5616 WELLS CIRCLE
CITY STONE MOUNT
STATE GA
ZIP 300870000
MORT $50,000.00
BAL $49,930.19
RATE 9.8000
PAI $431.41
CLTV 69.444
MATURITY 270826
FEE 0.5000
LOAN 0000021857016
LAST_NAME ROCK
ADDRESS 230 EAST STREET
CITY TOWNSHIP OF
STATE PA
ZIP 193820000
MORT $55,000.00
BAL $55,000.00
RATE 10.3500
PAI $602.87
CLTV 84.668
MATURITY 121028
FEE 0.5000
LOAN 0000021857099
LAST_NAME LITTLE
ADDRESS 3008 NW 24TH STREET
CITY OKLAHOMA CI
STATE OK
ZIP 731270000
MORT $67,500.00
BAL $67,465.37
RATE 9.3000
PAI $557.76
CLTV 90.000
MATURITY 271024
FEE 0.5000
LOAN 0000021857149
LAST_NAME MCELROY
ADDRESS 52 PETE DAVIS ROAD
CITY NEWNAN
STATE GA
ZIP 302630000
MORT $73,800.00
BAL $73,583.71
RATE 9.2000
PAI $673.53
CLTV 90.000
MATURITY 170908
FEE 0.5000
LOAN 0000021857248
LAST_NAME SIPES
ADDRESS 2142 WESTFALL ROAD
CITY BRIGHTON
STATE NY
ZIP 146180000
MORT $11,000.00
BAL $10,945.53
RATE 9.7500
PAI $143.85
CLTV 50.237
MATURITY 71020
FEE 0.5000
LOAN 0000021857263
LAST_NAME CURRENCE
ADDRESS 302 STROUPE ROAD
CITY GASTONIA
STATE NC
ZIP 280560000
MORT $30,400.00
BAL $30,239.43
RATE 9.0500
PAI $309.25
CLTV 80.000
MATURITY 120912
FEE 0.5000
LOAN 0000021857313
LAST_NAME SEYMOUR
ADDRESS 231 TEMPLE CIRCLE
CITY WINTER HAVE
STATE FL
ZIP 338800000
MORT $43,200.00
BAL $43,090.09
RATE 10.3000
PAI $425.52
CLTV 80.000
MATURITY 170909
FEE 0.5000
LOAN 0000021857354
LAST_NAME WILLOUGHBY
ADDRESS 43 BLUE BIRD TRAIL
CITY DELTA
STATE PA
ZIP 173140000
MORT $126,000.00
BAL $126,000.00
RATE 9.4500
PAI $1,170.38
CLTV 90.000
MATURITY 171121
FEE 0.5000
LOAN 0000021857370
LAST_NAME ADKINS
ADDRESS 7211 NW 115TH ST
CITY CHIEFLAND
STATE FL
ZIP 326440000
MORT $71,000.00
BAL $70,819.04
RATE 9.4000
PAI $737.13
CLTV 84.523
MATURITY 120922
FEE 0.5000
LOAN 0000021857388
LAST_NAME NEWGARD
ADDRESS 6535 DEFRAME WAY
CITY ARVADA
STATE CO
ZIP 800040000
MORT $15,000.00
BAL $14,979.60
RATE 9.7500
PAI $142.28
CLTV 72.477
MATURITY 171003
FEE 0.5000
LOAN 0000021857396
LAST_NAME HELMS
ADDRESS 9006 JAMES MADISON HIGHWA
CITY WARRENTON
STATE VA
ZIP 201860000
MORT $105,120.00
BAL $104,845.86
RATE 9.2000
PAI $1,078.74
CLTV 90.000
MATURITY 120929
FEE 0.5000
LOAN 0000021857404
LAST_NAME CANALES
ADDRESS 508 S 2ND
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $56,000.00
BAL $55,939.85
RATE 9.1000
PAI $454.63
CLTV 75.778
MATURITY 270926
FEE 0.5000
LOAN 0000021857438
LAST_NAME SWISHER
ADDRESS 3968 JEN LEE DRIVE
CITY TOWNSHIP OF
STATE OH
ZIP 454150000
MORT $72,000.00
BAL $71,702.33
RATE 9.2000
PAI $657.10
CLTV 90.000
MATURITY 170909
FEE 0.5000
LOAN 0000021857495
LAST_NAME CARRILLO
ADDRESS 1406 W EDWARDS
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $40,375.00
BAL $40,360.10
RATE 11.0000
PAI $384.51
CLTV 85.000
MATURITY 271001
FEE 0.5000
LOAN 0000021857537
LAST_NAME SANDIFORD
ADDRESS 1451 CANE RD
CITY TALLAHASSEE
STATE FL
ZIP 323100000
MORT $54,000.00
BAL $53,692.69
RATE 9.4000
PAI $499.83
CLTV 76.056
MATURITY 170902
FEE 0.5000
LOAN 0000021857644
LAST_NAME NEU
ADDRESS 8510 EDGEWOOD DRIVE
CITY HAUGHTON
STATE LA
ZIP 710370000
MORT $76,000.00
BAL $75,354.00
RATE 8.3000
PAI $739.52
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021857651
LAST_NAME BROWN
ADDRESS 11187 MAMMOTH DRIVE
CITY ST LOUIS
STATE MO
ZIP 631360000
MORT $20,000.00
BAL $19,953.92
RATE 10.5000
PAI $221.08
CLTV 71.006
MATURITY 121029
FEE 0.5000
LOAN 0000021857826
LAST_NAME BAKER
ADDRESS 1714 N KANSAS
CITY ROSWELL
STATE NM
ZIP 882010000
MORT $27,200.00
BAL $27,200.00
RATE 9.0500
PAI $219.84
CLTV 80.000
MATURITY 121103
FEE 0.5000
LOAN 0000021857859
LAST_NAME FOSTER
ADDRESS 24 CENTRAL AVENUE
CITY PLYMOUTH
STATE MA
ZIP 023600000
MORT $79,500.00
BAL $79,157.09
RATE 9.6000
PAI $746.24
CLTV 65.702
MATURITY 170815
FEE 0.5000
LOAN 0000021857990
LAST_NAME RICHARDSON
ADDRESS 1509 BALTIMORE ROAD
CITY ALEXANDRIA
STATE VA
ZIP 223080000
MORT $148,000.00
BAL $147,286.83
RATE 8.5000
PAI $1,284.38
CLTV 80.000
MATURITY 170904
FEE 0.5000
LOAN 0000021858030
LAST_NAME CARBERRY
ADDRESS 1271/2 NORTH ELMIRA STREE
CITY ATHENS
STATE PA
ZIP 188100000
MORT $59,200.00
BAL $59,134.40
RATE 8.9500
PAI $474.21
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021858188
LAST_NAME DAVIS
ADDRESS 1011 13TH AVENUE
CITY BELMAR
STATE NJ
ZIP 077190000
MORT $72,000.00
BAL $71,890.84
RATE 8.9900
PAI $729.84
CLTV 80.000
MATURITY 120911
FEE 0.5000
LOAN 0000021858253
LAST_NAME WHEELER
ADDRESS 532 TETON DRIVE
CITY FARMINGTON
STATE NM
ZIP 874010000
MORT $50,000.00
BAL $50,000.00
RATE 10.3500
PAI $548.06
CLTV 81.569
MATURITY 121107
FEE 0.5000
LOAN 0000021858303
LAST_NAME JOHNSON
ADDRESS 1440 G STREET, SE
CITY WASHINGTON
STATE DC
ZIP 200030000
MORT $50,000.00
BAL $49,892.83
RATE 11.6000
PAI $536.66
CLTV 38.759
MATURITY 170915
FEE 0.5000
LOAN 0000021858337
LAST_NAME BARBER
ADDRESS 21345 COBLEE LANE
CITY RICHARDSVIL
STATE VA
ZIP 227360000
MORT $89,144.00
BAL $89,144.00
RATE 9.6500
PAI $938.95
CLTV 41.462
MATURITY 121027
FEE 0.5000
LOAN 0000021858345
LAST_NAME MONTOYA
ADDRESS 401 NEVADA
CITY LAKE ARTHUR
STATE NM
ZIP 882530000
MORT $18,000.00
BAL $17,976.29
RATE 10.0000
PAI $173.71
CLTV 85.714
MATURITY 170915
FEE 0.5000
LOAN 0000021858352
LAST_NAME SMITHSON
ADDRESS 4537 MALIK CRESCENT
CITY ORLANDO,
STATE FL
ZIP 328100000
MORT $16,396.00
BAL $16,373.84
RATE 9.8000
PAI $156.06
CLTV 84.999
MATURITY 171010
FEE 0.5000
LOAN 0000021858634
LAST_NAME KREWSON
ADDRESS 2177 1000 N.
CITY SIDNEY
STATE IL
ZIP 618770000
MORT $68,000.00
BAL $67,442.11
RATE 8.7000
PAI $677.62
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021858857
LAST_NAME MACDONALD
ADDRESS 22 ALICE STREET
CITY MERRICK
STATE NY
ZIP 115660000
MORT $20,000.00
BAL $19,944.96
RATE 8.5500
PAI $197.54
CLTV 12.578
MATURITY 121105
FEE 0.5000
LOAN 0000021858980
LAST_NAME MARTIN
ADDRESS 3304 KINGS LANE
CITY NASHVILLE
STATE TN
ZIP 372180000
MORT $35,000.00
BAL $35,000.00
RATE 8.5000
PAI $344.66
CLTV 54.687
MATURITY 121117
FEE 0.5000
LOAN 0000021859277
LAST_NAME REVELL
ADDRESS 560 REVELL ROAD
CITY SELMA
STATE NC
ZIP 272560000
MORT $77,000.00
BAL $76,902.45
RATE 8.3000
PAI $581.19
CLTV 78.571
MATURITY 270915
FEE 0.5000
LOAN 0000021859285
LAST_NAME SMITH
ADDRESS 6465 GROVE ROAD
CITY CLINTON
STATE OH
ZIP 442160000
MORT $76,000.00
BAL $75,563.15
RATE 8.1000
PAI $730.69
CLTV 80.000
MATURITY 120908
FEE 0.5000
LOAN 0000021859293
LAST_NAME HAYSLIP
ADDRESS 695 ERIS ROAD
CITY MAD RIVER T
STATE OH
ZIP 430780000
MORT $73,600.00
BAL $73,006.55
RATE 8.5000
PAI $817.01
CLTV 80.000
MATURITY 90923
FEE 0.5000
LOAN 0000021859319
LAST_NAME GRANT
ADDRESS 3795 JENKINS ROAD
CITY CLOVER
STATE SC
ZIP 297100000
MORT $120,000.00
BAL $119,854.09
RATE 8.5000
PAI $922.70
CLTV 80.000
MATURITY 120908
FEE 0.5000
LOAN 0000021859475
LAST_NAME EVERETT
ADDRESS 194 SHIPP LAKE DR
CITY ROCK SPRING
STATE GA
ZIP 307390000
MORT $49,200.00
BAL $48,829.32
RATE 9.6500
PAI $518.22
CLTV 80.000
MATURITY 120729
FEE 0.5000
LOAN 0000021859517
LAST_NAME GILMAN
ADDRESS 7863 CHILLICOTHE ROAD
CITY KIRTLAND
STATE OH
ZIP 440940000
MORT $59,600.00
BAL $59,600.00
RATE 9.3500
PAI $494.64
CLTV 80.000
MATURITY 271121
FEE 0.5000
LOAN 0000021859616
LAST_NAME SHIRLEY
ADDRESS 4071 OAK STONE DRIVE
CITY DOUGALSVILL
STATE GA
ZIP 301350000
MORT $15,000.00
BAL $14,928.23
RATE 10.3500
PAI $201.15
CLTV 82.690
MATURITY 71028
FEE 0.5000
LOAN 0000021859640
LAST_NAME CHAPMAN
ADDRESS 315 NORTON AVENUE
CITY ENDWELL
STATE NY
ZIP 137600000
MORT $63,000.00
BAL $62,681.94
RATE 9.5500
PAI $659.77
CLTV 69.230
MATURITY 120929
FEE 0.5000
LOAN 0000021859756
LAST_NAME HARRISON
ADDRESS 123 STRATFORD
CITY SUMMERVILLE
STATE SC
ZIP 294850000
MORT $46,425.00
BAL $45,964.56
RATE 9.8000
PAI $608.38
CLTV 36.269
MATURITY 70912
FEE 0.5000
LOAN 0000021859798
LAST_NAME FUDZINSKI
ADDRESS 6268 NE APACHE PLUME ROAD
CITY RIO RANCHO
STATE NM
ZIP 871240000
MORT $49,000.00
BAL $48,771.11
RATE 10.4000
PAI $538.62
CLTV 84.729
MATURITY 120916
FEE 0.5000
LOAN 0000021859863
LAST_NAME EMERT
ADDRESS 13811 JOHN CASSON AVE.
CITY HUDSON
STATE FL
ZIP 346670000
MORT $41,000.00
BAL $40,953.62
RATE 8.8500
PAI $325.48
CLTV 40.594
MATURITY 120908
FEE 0.5000
LOAN 0000021859970
LAST_NAME BUSH
ADDRESS 4801 PAUL BUCHMAN HWY
CITY PLANT CITY
STATE FL
ZIP 335650000
MORT $44,000.00
BAL $43,876.69
RATE 9.5500
PAI $411.58
CLTV 77.192
MATURITY 170908
FEE 0.5000
LOAN 0000021860143
LAST_NAME DWYER
ADDRESS 3184 PRIMROSE
CITY ROCHESTER H
STATE MI
ZIP 483070000
MORT $25,000.00
BAL $24,876.20
RATE 9.7500
PAI $326.93
CLTV 77.777
MATURITY 71001
FEE 0.5000
LOAN 0000021860192
LAST_NAME GARTHWAITE
ADDRESS 1509 BUSH
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $35,280.00
BAL $35,194.24
RATE 10.6500
PAI $355.80
CLTV 72.000
MATURITY 170919
FEE 0.5000
LOAN 0000021860283
LAST_NAME GAINEY
ADDRESS BOX 369
CITY SANDERSON
STATE FL
ZIP 320870000
MORT $44,000.00
BAL $43,645.37
RATE 8.9000
PAI $443.67
CLTV 80.000
MATURITY 120904
FEE 0.5000
LOAN 0000021860291
LAST_NAME INGLIS
ADDRESS 2222 PAMELA ROAD
CITY YULEE
STATE FL
ZIP 320970000
MORT $62,900.00
BAL $62,562.48
RATE 10.1500
PAI $681.72
CLTV 85.000
MATURITY 120923
FEE 0.5000
LOAN 0000021860556
LAST_NAME BRICE
ADDRESS 6300 STOKER DRIVE
CITY BESSEMER
STATE AL
ZIP 350230000
MORT $77,400.00
BAL $77,331.97
RATE 10.0500
PAI $682.10
CLTV 90.000
MATURITY 120829
FEE 0.5000
LOAN 0000021860598
LAST_NAME RUSH
ADDRESS 15-17 TOXTETH STREET
CITY BROOKLINE
STATE MA
ZIP 021460000
MORT $35,000.00
BAL $35,000.00
RATE 9.8000
PAI $333.14
CLTV 59.296
MATURITY 171112
FEE 0.5000
LOAN 0000021860663
LAST_NAME FRANKE
ADDRESS 7425 CYNTHIA CT
CITY PORT RICHEY
STATE FL
ZIP 346680000
MORT $35,200.00
BAL $35,099.43
RATE 9.4000
PAI $325.82
CLTV 80.000
MATURITY 170902
FEE 0.5000
LOAN 0000021860689
LAST_NAME MESCHER
ADDRESS 243 BEECHWOOD ROAD
CITY FORT MITCHE
STATE KY
ZIP 410170000
MORT $88,000.00
BAL $87,942.14
RATE 8.1000
PAI $651.86
CLTV 63.768
MATURITY 120923
FEE 0.5000
LOAN 0000021860705
LAST_NAME GUINN
ADDRESS 5823 WOODWARD ROAD
CITY MOUNT OLIVE
STATE AL
ZIP 351170000
MORT $15,000.00
BAL $14,925.08
RATE 9.6000
PAI $194.92
CLTV 60.940
MATURITY 71022
FEE 0.5000
LOAN 0000021860796
LAST_NAME COWAN
ADDRESS 325 SOUTH CLEVELAND
CITY CUSHING
STATE OK
ZIP 740230000
MORT $35,200.00
BAL $35,143.85
RATE 8.5000
PAI $305.48
CLTV 80.000
MATURITY 171007
FEE 0.5000
LOAN 0000021860804
LAST_NAME TRYON
ADDRESS 1115 SPAIN DRIVE
CITY STAFFORD
STATE VA
ZIP 225540000
MORT $17,000.00
BAL $16,957.84
RATE 9.7000
PAI $179.58
CLTV 74.639
MATURITY 121015
FEE 0.5000
LOAN 0000021860853
LAST_NAME LEVNO
ADDRESS 101 LONE DOVE LANE
CITY YAKIMA
STATE WA
ZIP 989030000
MORT $30,000.00
BAL $30,000.00
RATE 9.6000
PAI $389.84
CLTV 72.000
MATURITY 71107
FEE 0.5000
LOAN 0000021860911
LAST_NAME MARCOTTE
ADDRESS 4 DUSTY ROAD
CITY CORINTH
STATE NY
ZIP 128220000
MORT $52,000.00
BAL $51,943.19
RATE 9.1000
PAI $422.16
CLTV 80.000
MATURITY 120916
FEE 0.5000
LOAN 0000021860937
LAST_NAME CASH
ADDRESS 4600 VAN NOORD AVE
CITY CITY OF LOS
STATE CA
ZIP 914230000
MORT $91,500.00
BAL $91,373.11
RATE 9.6000
PAI $858.89
CLTV 79.976
MATURITY 171020
FEE 0.5000
LOAN 0000021860952
LAST_NAME LEWIS
ADDRESS 1909 SOUTHERN AVENUE
CITY KALAMAZOO
STATE MI
ZIP 490010000
MORT $64,000.00
BAL $63,795.12
RATE 8.5000
PAI $555.41
CLTV 80.000
MATURITY 170917
FEE 0.5000
LOAN 0000021861018
LAST_NAME WEBB
ADDRESS 3221 WILLARD DRIVE
CITY FAYETTEVILL
STATE NC
ZIP 283010000
MORT $50,000.00
BAL $50,000.00
RATE 9.5000
PAI $466.07
CLTV 70.422
MATURITY 171113
FEE 0.5000
LOAN 0000021861240
LAST_NAME SELL
ADDRESS 5876 FERNWOOD STREET
CITY SHOREVIEW
STATE MN
ZIP 551260000
MORT $36,700.00
BAL $36,614.66
RATE 10.4000
PAI $403.41
CLTV 84.736
MATURITY 121014
FEE 0.5000
LOAN 0000021861398
LAST_NAME BARRERA
ADDRESS 1412 S 49TH CT
CITY CICERO
STATE IL
ZIP 608040000
MORT $76,000.00
BAL $75,914.02
RATE 8.8500
PAI $603.33
CLTV 75.247
MATURITY 120915
FEE 0.5000
LOAN 0000021861786
LAST_NAME PEDROZA
ADDRESS 2709 MONTE VISTA
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $32,000.00
BAL $31,956.75
RATE 9.8000
PAI $304.58
CLTV 78.048
MATURITY 170929
FEE 0.5000
LOAN 0000021862024
LAST_NAME ARNOLD
ADDRESS 2102 E 38TH STREET
CITY STERLING
STATE IL
ZIP 610810000
MORT $24,990.00
BAL $24,990.00
RATE 9.6500
PAI $325.43
CLTV 76.464
MATURITY 71029
FEE 0.5000
LOAN 0000021862719
LAST_NAME RICHARDSON
ADDRESS P.O. BOX 286
CITY BRENT
STATE AL
ZIP 350340000
MORT $73,100.00
BAL $73,039.74
RATE 10.3500
PAI $660.49
CLTV 85.000
MATURITY 120903
FEE 0.5000
LOAN 0000021862883
LAST_NAME BURGESS
ADDRESS 27 GRANDVIEW ST
CITY GRANITE FAL
STATE NC
ZIP 286300000
MORT $12,717.00
BAL $12,564.09
RATE 10.3000
PAI $170.18
CLTV 85.000
MATURITY 70912
FEE 0.5000
LOAN 0000021862974
LAST_NAME RAMEY
ADDRESS 4001 ALDINE ROAD
CITY CATHARPIN
STATE VA
ZIP 220180000
MORT $309,200.00
BAL $309,200.00
RATE 7.7500
PAI $2,215.15
CLTV 80.000
MATURITY 121110
FEE 0.5000
LOAN 0000021863568
LAST_NAME SMITH
ADDRESS 12293 SE 87TH TERRACE
CITY BELLEVIEW
STATE FL
ZIP 344200000
MORT $28,000.00
BAL $27,800.62
RATE 8.6000
PAI $277.38
CLTV 65.116
MATURITY 120902
FEE 0.5000
LOAN 0000021863717
LAST_NAME LANCASTER
ADDRESS 2742 CRANMOOR DR.
CITY KISSIMMEE
STATE FL
ZIP 347580000
MORT $51,600.00
BAL $51,313.76
RATE 9.6000
PAI $437.66
CLTV 80.000
MATURITY 270908
FEE 0.5000
LOAN 0000021863808
LAST_NAME SPANN
ADDRESS 112 FABYAN WOODSTOCK ROAD
CITY THOMPSON
STATE CT
ZIP 062550000
MORT $120,000.00
BAL $119,861.40
RATE 8.7500
PAI $944.05
CLTV 75.000
MATURITY 270903
FEE 0.5000
LOAN 0000021863931
LAST_NAME ALLEN
ADDRESS 8776 MATSUMOTO COURT
CITY VALLEY SPRI
STATE CA
ZIP 952520000
MORT $30,486.00
BAL $30,410.05
RATE 9.6500
PAI $321.11
CLTV 68.468
MATURITY 121007
FEE 0.5000
LOAN 0000021864079
LAST_NAME GLOVER
ADDRESS 207 STEEP BANK DRIVE
CITY CARY
STATE NC
ZIP 275110000
MORT $184,500.00
BAL $184,334.32
RATE 9.9500
PAI $1,612.31
CLTV 79.525
MATURITY 120901
FEE 0.5000
LOAN 0000021864111
LAST_NAME HARRIS
ADDRESS 7732 S CASA VERDE ST
CITY MIDVALE
STATE UT
ZIP 840470000
MORT $124,800.00
BAL $124,740.52
RATE 9.6500
PAI $1,063.08
CLTV 80.000
MATURITY 270924
FEE 0.5000
LOAN 0000021864145
LAST_NAME PEREZ
ADDRESS 418 SUMMIT ST
CITY JOLIET
STATE IL
ZIP 604350000
MORT $86,400.00
BAL $86,159.04
RATE 8.4000
PAI $845.76
CLTV 80.000
MATURITY 121020
FEE 0.5000
LOAN 0000021864228
LAST_NAME RAVENSCRAFT
ADDRESS 807 MARGARET AVENUE
CITY RISING SUN
STATE IN
ZIP 470400000
MORT $68,800.00
BAL $68,745.50
RATE 10.5500
PAI $631.92
CLTV 80.000
MATURITY 120904
FEE 0.5000
LOAN 0000021864400
LAST_NAME PARCELL
ADDRESS 7422 CARMINE STREET
CITY ANNANDALE
STATE VA
ZIP 220030000
MORT $156,800.00
BAL $156,298.07
RATE 8.5000
PAI $1,360.75
CLTV 80.000
MATURITY 170916
FEE 0.5000
LOAN 0000021864574
LAST_NAME KRUMREI
ADDRESS 13922 HAWICK DRIVE
CITY EL CAJON
STATE CA
ZIP 920210000
MORT $26,650.00
BAL $26,382.58
RATE 9.7500
PAI $282.33
CLTV 78.949
MATURITY 121014
FEE 0.5000
LOAN 0000021864905
LAST_NAME TUTTLE
ADDRESS 953 EAST 6TH STREET
CITY CUSHING
STATE OK
ZIP 740230000
MORT $38,400.00
BAL $38,400.00
RATE 8.3000
PAI $328.40
CLTV 80.000
MATURITY 171119
FEE 0.5000
LOAN 0000021865076
LAST_NAME HILL
ADDRESS 5456 S. WALDEN GLEN DR.
CITY MURRAY
STATE UT
ZIP 841230000
MORT $104,500.00
BAL $104,368.42
RATE 9.4500
PAI $874.89
CLTV 84.959
MATURITY 120917
FEE 0.5000
LOAN 0000021865126
LAST_NAME INGRAM
ADDRESS 185 BELLA VISTA TERR.
CITY BUENA VISTA
STATE NJ
ZIP 083260000
MORT $48,800.00
BAL $48,771.15
RATE 9.6000
PAI $413.90
CLTV 73.939
MATURITY 270902
FEE 0.5000
LOAN 0000021865233
LAST_NAME ORQUIZ
ADDRESS 30 BILLY DRIVE
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $38,700.00
BAL $38,604.70
RATE 10.5500
PAI $387.68
CLTV 87.954
MATURITY 170829
FEE 0.5000
LOAN 0000021865332
LAST_NAME HILL
ADDRESS 714 MILLVILLE AVENUE
CITY HAMILTON
STATE OH
ZIP 450130000
MORT $13,000.00
BAL $12,984.06
RATE 10.5500
PAI $130.23
CLTV 78.925
MATURITY 171020
FEE 0.5000
LOAN 0000021865456
LAST_NAME LAHTI
ADDRESS 3318 W LAKEFIELD DRIVE
CITY CITY OF MIL
STATE WI
ZIP 532150000
MORT $18,000.00
BAL $18,000.00
RATE 9.6000
PAI $189.05
CLTV 57.505
MATURITY 121103
FEE 0.5000
LOAN 0000021865712
LAST_NAME JOE
ADDRESS 400 MALLARD DRIVE
CITY PARISH OF L
STATE LA
ZIP 705070000
MORT $10,000.00
BAL $10,000.00
RATE 9.8500
PAI $95.52
CLTV 51.364
MATURITY 171101
FEE 0.5000
LOAN 0000021865910
LAST_NAME ARAGON
ADDRESS 1502 AVENIDA DE LAS AMERI
CITY SANTA FE
STATE NM
ZIP 875050000
MORT $17,000.00
BAL $16,985.84
RATE 10.3000
PAI $152.97
CLTV 84.290
MATURITY 120908
FEE 0.5000
LOAN 0000021866009
LAST_NAME CHASTEEN
ADDRESS 318 PIERCE STREET
CITY AURORA
STATE IL
ZIP 605050000
MORT $60,000.00
BAL $59,967.56
RATE 9.0500
PAI $484.94
CLTV 74.074
MATURITY 271001
FEE 0.5000
LOAN 0000021866082
LAST_NAME BABICEK
ADDRESS 606 ANSON ROAD
CITY TOWN OF UNI
STATE NY
ZIP 137600000
MORT $70,200.00
BAL $69,994.27
RATE 9.2000
PAI $640.67
CLTV 90.000
MATURITY 170923
FEE 0.5000
LOAN 0000021866090
LAST_NAME PARENTE
ADDRESS 840 WEST STREET
CITY MANSFIELD
STATE MA
ZIP 020480000
MORT $37,500.00
BAL $37,272.44
RATE 8.7500
PAI $295.02
CLTV 25.000
MATURITY 270904
FEE 0.5000
LOAN 0000021866132
LAST_NAME FEDELE
ADDRESS 14 LAKESHORE DR
CITY PLATTSBURGH
STATE NY
ZIP 129010000
MORT $100,800.00
BAL $100,800.00
RATE 8.4500
PAI $771.50
CLTV 80.000
MATURITY 121104
FEE 0.5000
LOAN 0000021866264
LAST_NAME MOSES
ADDRESS 1724 WEST DOG RIVER ROAD
CITY MOBILE
STATE AL
ZIP 366050000
MORT $34,000.00
BAL $33,826.80
RATE 9.4500
PAI $354.01
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021866272
LAST_NAME BYERS
ADDRESS 224 BALLYMORE ROAD
CITY SPRINGFIELD
STATE PA
ZIP 190640000
MORT $108,000.00
BAL $107,798.14
RATE 9.8000
PAI $931.85
CLTV 90.000
MATURITY 120701
FEE 0.5000
LOAN 0000021866306
LAST_NAME BLANCOVICH
ADDRESS 8 BEVERLY PLACE
CITY NEW HARTFOR
STATE NY
ZIP 135010000
MORT $34,000.00
BAL $34,000.00
RATE 9.3000
PAI $312.50
CLTV 60.714
MATURITY 171104
FEE 0.5000
LOAN 0000021866348
LAST_NAME ALEXANDER
ADDRESS 2947 GOHN DRIVE
CITY TOWNSHIP OF
STATE PA
ZIP 190900000
MORT $120,250.00
BAL $120,198.47
RATE 10.1500
PAI $1,068.64
CLTV 89.074
MATURITY 271008
FEE 0.5000
LOAN 0000021866421
LAST_NAME BUCHANIN
ADDRESS 2418 RAMBLER ROAD
CITY WILMINGTON
STATE DE
ZIP 198100000
MORT $90,000.00
BAL $89,046.17
RATE 8.5000
PAI $781.04
CLTV 66.666
MATURITY 170501
FEE 0.5000
LOAN 0000021866447
LAST_NAME BUCCELLI
ADDRESS 15 CHANDLER AVENUE
CITY WALPOLE
STATE MA
ZIP 020810000
MORT $129,600.00
BAL $129,225.03
RATE 9.3000
PAI $1,191.16
CLTV 80.000
MATURITY 170919
FEE 0.5000
LOAN 0000021866454
LAST_NAME LEVERETT
ADDRESS 230 WATERS WAY
CITY MARTINEZ
STATE GA
ZIP 309070000
MORT $74,000.00
BAL $73,209.69
RATE 8.5000
PAI $917.50
CLTV 80.000
MATURITY 70924
FEE 0.5000
LOAN 0000021866470
LAST_NAME ALTMAN
ADDRESS 10 HULL STREET
CITY CHARLESTON
STATE SC
ZIP 294050000
MORT $22,500.00
BAL $22,500.00
RATE 8.6500
PAI $197.41
CLTV 40.178
MATURITY 171113
FEE 0.5000
LOAN 0000021866512
LAST_NAME SWOPE
ADDRESS 25 SMITHWOLD ROAD
CITY FRANKLIN
STATE NJ
ZIP 088520000
MORT $193,200.00
BAL $192,717.27
RATE 9.5000
PAI $1,624.53
CLTV 80.000
MATURITY 270701
FEE 0.5000
LOAN 0000021866819
LAST_NAME LOPEZ
ADDRESS 2373 IRONTON ST
CITY AURORA
STATE CO
ZIP 800100000
MORT $84,150.00
BAL $84,110.74
RATE 9.7500
PAI $722.98
CLTV 85.000
MATURITY 120923
FEE 0.5000
LOAN 0000021866900
LAST_NAME GIARRUSSO
ADDRESS 25 CARDINAL STREET
CITY WARWICK
STATE RI
ZIP 028860000
MORT $31,583.00
BAL $31,442.79
RATE 10.9500
PAI $357.98
CLTV 84.999
MATURITY 120904
FEE 0.5000
LOAN 0000021866918
LAST_NAME GRIFFITHS
ADDRESS 1498 LARCHMONT ROAD
CITY CLEVELAND
STATE OH
ZIP 441100000
MORT $67,500.00
BAL $67,325.99
RATE 10.3500
PAI $667.12
CLTV 90.000
MATURITY 170909
FEE 0.5000
LOAN 0000021866959
LAST_NAME SIWIRSKI
ADDRESS 604 PINE STREET
CITY VILLAGE OF
STATE MI
ZIP 496290000
MORT $97,600.00
BAL $97,082.21
RATE 9.0000
PAI $989.93
CLTV 80.000
MATURITY 120903
FEE 0.5000
LOAN 0000021866967
LAST_NAME MADISON
ADDRESS 1319 AVE G
CITY COUNCIL BLU
STATE IA
ZIP 515010000
MORT $52,000.00
BAL $51,948.65
RATE 9.5000
PAI $437.24
CLTV 77.037
MATURITY 120910
FEE 0.5000
LOAN 0000021867015
LAST_NAME SCHAFER
ADDRESS 2053 S. GLEBE ROAD
CITY ARLINGTON
STATE VA
ZIP 222040000
MORT $140,000.00
BAL $139,915.19
RATE 8.5000
PAI $1,076.48
CLTV 80.000
MATURITY 120926
FEE 0.5000
LOAN 0000021867023
LAST_NAME HAGEN
ADDRESS 809 EAST 31ST STREET
CITY DURANGO
STATE CO
ZIP 813010000
MORT $160,000.00
BAL $159,783.59
RATE 9.9500
PAI $1,398.21
CLTV 72.727
MATURITY 120825
FEE 0.5000
LOAN 0000021867056
LAST_NAME WEIST
ADDRESS 82-84 CHERRY ST.
CITY PITTSBURGH
STATE PA
ZIP 152230000
MORT $39,000.00
BAL $38,879.02
RATE 8.7500
PAI $344.65
CLTV 70.909
MATURITY 170924
FEE 0.5000
LOAN 0000021867072
LAST_NAME CENNAMO
ADDRESS 19 GARDENIA DR.
CITY COMMACK
STATE NY
ZIP 117250000
MORT $180,000.00
BAL $179,239.04
RATE 9.5500
PAI $1,683.72
CLTV 90.000
MATURITY 170829
FEE 0.5000
LOAN 0000021867106
LAST_NAME NORWOOD
ADDRESS 3156 TREETOP DRIVE
CITY RALEIGH
STATE NC
ZIP 275870000
MORT $67,500.00
BAL $67,411.68
RATE 10.0500
PAI $653.63
CLTV 90.000
MATURITY 171001
FEE 0.5000
LOAN 0000021867148
LAST_NAME WATSON
ADDRESS 10108 N. 11TH STREET
CITY TAMPA
STATE FL
ZIP 336120000
MORT $69,750.00
BAL $69,750.00
RATE 9.7500
PAI $661.60
CLTV 90.000
MATURITY 171029
FEE 0.5000
LOAN 0000021867189
LAST_NAME CRATTY
ADDRESS 821 RT 4
CITY HERTFORD
STATE NC
ZIP 279440000
MORT $10,000.00
BAL $10,000.00
RATE 9.6500
PAI $210.76
CLTV 52.911
MATURITY 21103
FEE 0.5000
LOAN 0000021867247
LAST_NAME MONTERO
ADDRESS 7988 TINAJA LANE
CITY CITY OF SAN
STATE CA
ZIP 921390000
MORT $24,040.00
BAL $23,921.35
RATE 9.8000
PAI $255.41
CLTV 79.999
MATURITY 120929
FEE 0.5000
LOAN 0000021867254
LAST_NAME SCALICE
ADDRESS 1 CANADENSIS CORNERS
CITY CANADENSIS
STATE PA
ZIP 183250000
MORT $80,000.00
BAL $79,204.54
RATE 9.6000
PAI $750.94
CLTV 63.241
MATURITY 170501
FEE 0.5000
LOAN 0000021867296
LAST_NAME TRAN
ADDRESS 38534 NORTH 12TH STREET E
CITY PALMDALE
STATE CA
ZIP 935500000
MORT $46,900.00
BAL $46,556.13
RATE 9.9500
PAI $502.56
CLTV 70.000
MATURITY 120901
FEE 0.5000
LOAN 0000021867338
LAST_NAME WILLIAMSON
ADDRESS 8556 RUCKMAN AVE
CITY JACKSONVILL
STATE FL
ZIP 322210000
MORT $48,800.00
BAL $48,558.08
RATE 9.7500
PAI $516.97
CLTV 84.992
MATURITY 120912
FEE 0.5000
LOAN 0000021867353
LAST_NAME VERMETTE
ADDRESS 1394 CHURCH ROAD
CITY BALDWINSVIL
STATE NY
ZIP 130270000
MORT $61,200.00
BAL $61,028.48
RATE 9.5500
PAI $572.47
CLTV 90.000
MATURITY 170917
FEE 0.5000
LOAN 0000021867379
LAST_NAME TRUMAN
ADDRESS 1755 STUTTGART DRIVE
CITY FAYETTEVILL
STATE OH
ZIP 451130000
MORT $137,600.00
BAL $137,600.00
RATE 9.7000
PAI $1,177.15
CLTV 80.000
MATURITY 121028
FEE 0.5000
LOAN 0000021867387
LAST_NAME VESSA
ADDRESS 55 BAINTON STREET
CITY YONKERS
STATE NY
ZIP 107040000
MORT $25,000.00
BAL $24,671.77
RATE 9.7000
PAI $264.09
CLTV 36.137
MATURITY 121024
FEE 0.5000
LOAN 0000021867411
LAST_NAME ROBINSON
ADDRESS 1505 CASTLE PINKNEY RD
CITY COLUMBIA
STATE SC
ZIP 292230000
MORT $68,000.00
BAL $67,644.07
RATE 9.1500
PAI $695.79
CLTV 78.612
MATURITY 120915
FEE 0.5000
LOAN 0000021867502
LAST_NAME BROWN
ADDRESS 303 DAVIS AVENUE
CITY STATEN ISLA
STATE NY
ZIP 103100000
MORT $92,000.00
BAL $91,631.43
RATE 9.9900
PAI $887.21
CLTV 68.148
MATURITY 170723
FEE 0.5000
LOAN 0000021867536
LAST_NAME HOLQUIST
ADDRESS 10609 HARTMAN AVENUE
CITY OMAHA
STATE NE
ZIP 681340000
MORT $71,400.00
BAL $71,202.44
RATE 9.6500
PAI $672.56
CLTV 85.000
MATURITY 170926
FEE 0.5000
LOAN 0000021867544
LAST_NAME KRIGBAUM
ADDRESS 4100 GATEWAY ROAD
CITY BETHEL ISLA
STATE CA
ZIP 945110000
MORT $15,000.00
BAL $14,850.82
RATE 9.8000
PAI $196.57
CLTV 24.843
MATURITY 70929
FEE 0.5000
LOAN 0000021867551
LAST_NAME STEINSDORFER
ADDRESS 306 ARBOR DR. WEST
CITY PALM HARBOR
STATE FL
ZIP 346830000
MORT $25,000.00
BAL $24,869.14
RATE 9.1500
PAI $255.81
CLTV 22.522
MATURITY 120909
FEE 0.5000
LOAN 0000021867569
LAST_NAME CACKOWSKI
ADDRESS RD 5 PO BOX 194
CITY BRADENVILLE
STATE PA
ZIP 156200000
MORT $52,000.00
BAL $51,834.41
RATE 8.5500
PAI $452.92
CLTV 73.239
MATURITY 170908
FEE 0.5000
LOAN 0000021867668
LAST_NAME BURKETT
ADDRESS 702 LINCOLN STREET
CITY BOLIVAR
STATE PA
ZIP 159230000
MORT $59,500.00
BAL $59,411.47
RATE 9.0500
PAI $537.26
CLTV 85.000
MATURITY 170930
FEE 0.5000
LOAN 0000021867676
LAST_NAME HUDSON
ADDRESS 6716 DOON AVENUE
CITY CINCINNATI
STATE OH
ZIP 452130000
MORT $60,000.00
BAL $59,302.68
RATE 9.5500
PAI $506.70
CLTV 83.333
MATURITY 270916
FEE 0.5000
LOAN 0000021867742
LAST_NAME FERNANDEZ
ADDRESS 966 THORNTON ROAD
CITY UPPER CHICH
STATE PA
ZIP 190610000
MORT $78,400.00
BAL $78,257.72
RATE 9.8500
PAI $679.34
CLTV 80.000
MATURITY 120801
FEE 0.5000
LOAN 0000021867817
LAST_NAME MARTINEZ
ADDRESS 508 WILLOW DR.
CITY ROSWELL
STATE NM
ZIP 882010000
MORT $41,400.00
BAL $41,382.45
RATE 10.2000
PAI $369.45
CLTV 90.000
MATURITY 271006
FEE 0.5000
LOAN 0000021867825
LAST_NAME RAMALHO
ADDRESS 2364 NW 89TH DR
CITY CORAL SPRIN
STATE FL
ZIP 330650000
MORT $50,150.00
BAL $49,899.11
RATE 9.6500
PAI $528.23
CLTV 85.000
MATURITY 120902
FEE 0.5000
LOAN 0000021867874
LAST_NAME NOBLE
ADDRESS 5417 BUCKS GARAGE ROAD
CITY MAIDEN
STATE NC
ZIP 286500000
MORT $56,500.00
BAL $56,355.19
RATE 10.1500
PAI $519.41
CLTV 84.962
MATURITY 220904
FEE 0.5000
LOAN 0000021867890
LAST_NAME FRANSEN
ADDRESS RR 3 BOX 30AA
CITY CANBY
STATE MN
ZIP 562200000
MORT $103,500.00
BAL $103,232.59
RATE 9.2500
PAI $1,065.22
CLTV 90.000
MATURITY 120926
FEE 0.5000
LOAN 0000021867932
LAST_NAME HULL
ADDRESS 224 FIFTH AVENUE
CITY MAPLE SHADE
STATE NJ
ZIP 080520000
MORT $23,500.00
BAL $23,384.29
RATE 9.8500
PAI $308.61
CLTV 79.214
MATURITY 71017
FEE 0.5000
LOAN 0000021867999
LAST_NAME ROBERTS
ADDRESS 2451 WEST 39TH STREET
CITY CASPER
STATE WY
ZIP 826040000
MORT $132,000.00
BAL $131,244.60
RATE 8.1500
PAI $1,272.92
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021868039
LAST_NAME RATH
ADDRESS 3285 SE 132ND PLACE
CITY BELLEVIEW
STATE FL
ZIP 344200000
MORT $24,000.00
BAL $23,878.84
RATE 9.5500
PAI $251.34
CLTV 63.157
MATURITY 120909
FEE 0.5000
LOAN 0000021868062
LAST_NAME PELCHAT
ADDRESS 285 HIGHLAND DRIVE
CITY MCDONOUGH
STATE GA
ZIP 302530000
MORT $24,200.00
BAL $24,139.98
RATE 9.7000
PAI $255.64
CLTV 72.718
MATURITY 121014
FEE 0.5000
LOAN 0000021868096
LAST_NAME FONSECA
ADDRESS 9 ARGYLE AVENUE
CITY JOLIET
STATE IL
ZIP 604330000
MORT $76,800.00
BAL $76,757.16
RATE 8.9000
PAI $612.44
CLTV 80.000
MATURITY 270923
FEE 0.5000
LOAN 0000021868112
LAST_NAME RHAMES
ADDRESS 945 DAVID AUSTIN RD
CITY WEDGEFIELD
STATE SC
ZIP 291680000
MORT $37,800.00
BAL $37,658.75
RATE 10.6500
PAI $381.21
CLTV 90.000
MATURITY 170904
FEE 0.5000
LOAN 0000021868120
LAST_NAME HAISLEY
ADDRESS 3749 PEPPERTREE DRIVE
CITY EUGENE
STATE OR
ZIP 974020000
MORT $29,290.00
BAL $29,220.62
RATE 10.2000
PAI $318.35
CLTV 69.946
MATURITY 121006
FEE 0.5000
LOAN 0000021868138
LAST_NAME RAVENS
ADDRESS 1819 DOUGHERTY ESTATES DR
CITY ST LOUIS
STATE MO
ZIP 630210000
MORT $152,000.00
BAL $151,813.24
RATE 8.5500
PAI $1,174.14
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021868179
LAST_NAME LLOYD
ADDRESS 908 CLEARVIEW AVENUE
CITY PARMA
STATE OH
ZIP 441340000
MORT $76,000.00
BAL $75,915.77
RATE 8.9500
PAI $608.79
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021868237
LAST_NAME COUGHLIN
ADDRESS 16144 NORTH 82ND ROAD
CITY LOXAHATCHER
STATE FL
ZIP 334700000
MORT $15,200.00
BAL $15,196.10
RATE 12.5000
PAI $162.23
CLTV 79.995
MATURITY 120904
FEE 0.5000
LOAN 0000021868302
LAST_NAME GRINNELL
ADDRESS 400 DUNLEER DRIVE
CITY CARY
STATE IL
ZIP 600130000
MORT $50,000.00
BAL $49,887.45
RATE 10.7500
PAI $560.47
CLTV 61.737
MATURITY 121001
FEE 0.5000
LOAN 0000021868310
LAST_NAME SCOTT
ADDRESS 1934 HOUSTON
CITY INDIANAPOLI
STATE IN
ZIP 462180000
MORT $51,000.00
BAL $50,948.01
RATE 9.3500
PAI $423.27
CLTV 82.258
MATURITY 270923
FEE 0.5000
LOAN 0000021868328
LAST_NAME BERKHEIMER
ADDRESS 36339 EAGLETON ROAD
CITY LISBON
STATE OH
ZIP 444930000
MORT $63,900.00
BAL $63,814.99
RATE 10.2000
PAI $625.14
CLTV 90.000
MATURITY 170930
FEE 0.5000
LOAN 0000021868526
LAST_NAME CHAVIS
ADDRESS 2524 MOUNT ENERGY RD
CITY CREEDMOOR
STATE NC
ZIP 275220000
MORT $63,000.00
BAL $62,976.28
RATE 10.7500
PAI $588.09
CLTV 90.000
MATURITY 270924
FEE 0.5000
LOAN 0000021868534
LAST_NAME JOULLIAN
ADDRESS 906 AUGUSTA STREET
CITY MOBILE
STATE AL
ZIP 366040000
MORT $23,800.00
BAL $23,730.48
RATE 9.7000
PAI $251.41
CLTV 79.531
MATURITY 121027
FEE 0.5000
LOAN 0000021868567
LAST_NAME WALKER
ADDRESS 308 VALERIE DRIVE
CITY CRANBERRY T
STATE PA
ZIP 160660000
MORT $172,000.00
BAL $171,176.33
RATE 8.5500
PAI $1,498.11
CLTV 80.000
MATURITY 170902
FEE 0.5000
LOAN 0000021868641
LAST_NAME TRACY
ADDRESS 711 LINCOLN AVENUE
CITY WILLIAMSTOW
STATE NJ
ZIP 080940000
MORT $90,900.00
BAL $90,818.37
RATE 9.9500
PAI $794.36
CLTV 90.000
MATURITY 270923
FEE 0.5000
LOAN 0000021868658
LAST_NAME LOUIE
ADDRESS 42 GRACE LANE
CITY TOWN OF HEM
STATE NY
ZIP 117560000
MORT $130,000.00
BAL $129,841.93
RATE 8.5000
PAI $999.59
CLTV 77.380
MATURITY 270917
FEE 0.5000
LOAN 0000021868716
LAST_NAME BROWN
ADDRESS 8600 EAST 58TH STREET
CITY KANSAS CITY
STATE MO
ZIP 641290000
MORT $23,400.00
BAL $23,400.00
RATE 9.7000
PAI $221.19
CLTV 79.976
MATURITY 171125
FEE 0.5000
LOAN 0000021868732
LAST_NAME BUMP
ADDRESS 1222 17TH STREET
CITY MOLINE
STATE IL
ZIP 612650000
MORT $48,000.00
BAL $47,972.00
RATE 9.3000
PAI $396.63
CLTV 80.000
MATURITY 271007
FEE 0.5000
LOAN 0000021868799
LAST_NAME DOLL
ADDRESS 3707 HAYDEN DRIVE
CITY SAN JOSE
STATE CA
ZIP 951170000
MORT $50,000.00
BAL $49,874.86
RATE 9.6000
PAI $525.14
CLTV 66.993
MATURITY 121010
FEE 0.5000
LOAN 0000021868831
LAST_NAME ROMAN
ADDRESS 519 N SPRING ST
CITY ELGIN
STATE IL
ZIP 601200000
MORT $142,200.00
BAL $142,134.35
RATE 9.8000
PAI $1,226.95
CLTV 90.000
MATURITY 121009
FEE 0.5000
LOAN 0000021868864
LAST_NAME PARKER
ADDRESS 410 CAROLYN LANE
CITY GADSDEN
STATE AL
ZIP 359010000
MORT $26,000.00
BAL $25,929.09
RATE 8.6500
PAI $258.33
CLTV 66.666
MATURITY 121015
FEE 0.5000
LOAN 0000021868989
LAST_NAME FOUNTAIN
ADDRESS 209 MOHICAN TRAIL
CITY GLEN SPEY
STATE NY
ZIP 127370000
MORT $75,000.00
BAL $74,863.90
RATE 8.8000
PAI $592.71
CLTV 69.444
MATURITY 270916
FEE 0.5000
LOAN 0000021869045
LAST_NAME CARRAWAY
ADDRESS 894 GRIFFIN STREET
CITY SUMTER
STATE SC
ZIP 291540000
MORT $46,000.00
BAL $45,747.05
RATE 8.6000
PAI $455.69
CLTV 77.966
MATURITY 120919
FEE 0.5000
LOAN 0000021869086
LAST_NAME RAE
ADDRESS 7435 EAGLE DR
CITY BROOKSVILLE
STATE FL
ZIP 346130000
MORT $40,500.00
BAL $40,401.56
RATE 10.6500
PAI $408.44
CLTV 90.000
MATURITY 170922
FEE 0.5000
LOAN 0000021869169
LAST_NAME PARSONS
ADDRESS 21-23 VEGA STREET
CITY NEW BRITAIN
STATE CT
ZIP 060510000
MORT $100,000.00
BAL $99,447.68
RATE 8.5500
PAI $987.68
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021869201
LAST_NAME GREEN
ADDRESS 524 W 2ND ST
CITY GENESEO
STATE IL
ZIP 612540000
MORT $30,375.00
BAL $30,298.62
RATE 9.5500
PAI $318.11
CLTV 75.000
MATURITY 121006
FEE 0.5000
LOAN 0000021869243
LAST_NAME WELLS
ADDRESS 11071 LAFAYETTE LANE
CITY NAPLES
STATE FL
ZIP 341140000
MORT $53,200.00
BAL $53,054.67
RATE 9.7500
PAI $504.62
CLTV 80.000
MATURITY 170912
FEE 0.5000
LOAN 0000021869250
LAST_NAME ST. ANDREW
ADDRESS 718 FORBES AVE
CITY CHITTENANGO
STATE NY
ZIP 130370000
MORT $46,750.00
BAL $46,699.98
RATE 9.2000
PAI $382.91
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021869292
LAST_NAME THOMAS
ADDRESS 304 S BRADFIELD AVENUE
CITY COMPTON
STATE CA
ZIP 900220000
MORT $30,000.00
BAL $30,000.00
RATE 9.7000
PAI $391.49
CLTV 70.328
MATURITY 71110
FEE 0.5000
LOAN 0000021869326
LAST_NAME ANDERSON
ADDRESS 5274 HARDWOOD
CITY WEST BLOOMF
STATE MI
ZIP 483230000
MORT $80,500.00
BAL $80,278.61
RATE 9.7000
PAI $760.92
CLTV 64.618
MATURITY 170926
FEE 0.5000
LOAN 0000021869359
LAST_NAME HEREFORD
ADDRESS 9251 S PARNELL
CITY CHICAGO
STATE IL
ZIP 606200000
MORT $54,200.00
BAL $54,125.98
RATE 8.9000
PAI $432.22
CLTV 66.097
MATURITY 270915
FEE 0.5000
LOAN 0000021869375
LAST_NAME ANDERSON
ADDRESS 2560 BIRCH ST
CITY DENVER
STATE CO
ZIP 802070000
MORT $157,250.00
BAL $156,850.54
RATE 10.4000
PAI $1,426.69
CLTV 85.000
MATURITY 270924
FEE 0.5000
LOAN 0000021869441
LAST_NAME OPPELT
ADDRESS 126 AUTUMN DRIVE
CITY GREECE
STATE NY
ZIP 146260000
MORT $74,800.00
BAL $74,722.12
RATE 9.2500
PAI $615.37
CLTV 85.000
MATURITY 270916
FEE 0.5000
LOAN 0000021869516
LAST_NAME TRIPLETT
ADDRESS 170 HIBRITEN MOUNTAIN
CITY LENOIR
STATE NC
ZIP 286450000
MORT $37,200.00
BAL $37,100.35
RATE 8.8500
PAI $374.00
CLTV 41.797
MATURITY 121006
FEE 0.5000
LOAN 0000021869532
LAST_NAME REID
ADDRESS 11480 BERLIN TURNPIKE
CITY LOVETTSVILL
STATE VA
ZIP 220800000
MORT $35,000.00
BAL $34,834.45
RATE 10.5500
PAI $473.26
CLTV 84.850
MATURITY 71006
FEE 0.5000
LOAN 0000021869557
LAST_NAME DONALDSON
ADDRESS 4677 MULBERRY STREET
CITY PHILADELPHI
STATE PA
ZIP 191240000
MORT $22,400.00
BAL $22,376.91
RATE 9.3000
PAI $185.10
CLTV 70.000
MATURITY 270910
FEE 0.5000
LOAN 0000021869581
LAST_NAME DESJARDIN
ADDRESS 60 COMSTOCK ROAD
CITY GREENFIELD
STATE NY
ZIP 128330000
MORT $51,300.00
BAL $51,048.38
RATE 10.0500
PAI $452.10
CLTV 90.000
MATURITY 121029
FEE 0.5000
LOAN 0000021869615
LAST_NAME LOWDENSLAGER
ADDRESS 124 E. HILLCREST AVENUE
CITY DAYTON
STATE OH
ZIP 454050000
MORT $40,000.00
BAL $39,874.33
RATE 8.6500
PAI $350.94
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021869623
LAST_NAME GRIFFIN
ADDRESS 298 DUSTY LANE
CITY CLARENDON
STATE NC
ZIP 284320000
MORT $61,200.00
BAL $60,919.66
RATE 10.9900
PAI $695.21
CLTV 90.000
MATURITY 120905
FEE 0.5000
LOAN 0000021869714
LAST_NAME MCGHEE
ADDRESS 1766 COOLIDGE
CITY BERKELEY
STATE IL
ZIP 601630000
MORT $38,000.00
BAL $37,904.89
RATE 9.6000
PAI $399.11
CLTV 72.606
MATURITY 121028
FEE 0.5000
LOAN 0000021869748
LAST_NAME PINCZKOWSKI
ADDRESS 11 PUNKIN ST
CITY LEICESTER
STATE NC
ZIP 287480000
MORT $92,000.00
BAL $91,505.16
RATE 8.9000
PAI $927.67
CLTV 80.000
MATURITY 120904
FEE 0.5000
LOAN 0000021869763
LAST_NAME WILLIAMS
ADDRESS 4968 TAYLOR STORE ROAD
CITY NASHVILLE
STATE NC
ZIP 278560000
MORT $66,400.00
BAL $66,213.91
RATE 9.5500
PAI $621.11
CLTV 80.000
MATURITY 170919
FEE 0.5000
LOAN 0000021869805
LAST_NAME BURRELL
ADDRESS 219 N LACROSSE AVENUE
CITY CHICAGO
STATE IL
ZIP 606440000
MORT $8,200.00
BAL $8,200.00
RATE 9.7000
PAI $86.62
CLTV 79.507
MATURITY 121028
FEE 0.5000
LOAN 0000021869961
LAST_NAME SKINNER
ADDRESS 3881 PLACID DRIVE
CITY CASPER
STATE WY
ZIP 826040000
MORT $72,250.00
BAL $72,058.91
RATE 10.0000
PAI $697.23
CLTV 85.000
MATURITY 170919
FEE 0.5000
LOAN 0000021869987
LAST_NAME GILL
ADDRESS 2368 E KEYS
CITY SPRINGFIELD
STATE IL
ZIP 627020000
MORT $42,300.00
BAL $42,091.25
RATE 9.8000
PAI $449.40
CLTV 90.000
MATURITY 120910
FEE 0.5000
LOAN 0000021869995
LAST_NAME DAMATO
ADDRESS 2105 BANCROFT COURT
CITY PITTSBURG
STATE CA
ZIP 945650000
MORT $31,150.00
BAL $31,073.09
RATE 9.7500
PAI $330.00
CLTV 79.599
MATURITY 121029
FEE 0.5000
LOAN 0000021870191
LAST_NAME MOREY
ADDRESS 1306 MAGNOLIA ST
CITY SEBRING
STATE FL
ZIP 338720000
MORT $40,500.00
BAL $40,369.29
RATE 9.6500
PAI $381.49
CLTV 84.375
MATURITY 170919
FEE 0.5000
LOAN 0000021870258
LAST_NAME WEATHERBY
ADDRESS 57 E LINDEN ST
CITY CLAYTON
STATE NJ
ZIP 083120000
MORT $22,000.00
BAL $21,684.18
RATE 10.5000
PAI $201.24
CLTV 30.812
MATURITY 270730
FEE 0.5000
LOAN 0000021870282
LAST_NAME NORTON
ADDRESS 78 MARY AVENUE
CITY WOODBRIDGE
STATE NJ
ZIP 088630000
MORT $90,000.00
BAL $89,107.11
RATE 10.2500
PAI $806.49
CLTV 69.230
MATURITY 120729
FEE 0.5000
LOAN 0000021870324
LAST_NAME KELTZ
ADDRESS 1212 PURITON AVE
CITY LATROBE
STATE PA
ZIP 156500000
MORT $62,100.00
BAL $61,929.28
RATE 9.7000
PAI $586.99
CLTV 90.000
MATURITY 170903
FEE 0.5000
LOAN 0000021870332
LAST_NAME MCGLOTHLIN
ADDRESS 3271 NW 210 TERRACE
CITY MIAMI
STATE FL
ZIP 330560000
MORT $29,000.00
BAL $28,923.70
RATE 9.0500
PAI $295.01
CLTV 44.615
MATURITY 120910
FEE 0.5000
LOAN 0000021870340
LAST_NAME BLAISDELL
ADDRESS 855 SHALLCROSS LAKE RD
CITY MIDDLETOWN
STATE DE
ZIP 197090000
MORT $79,500.00
BAL $78,572.24
RATE 9.5000
PAI $668.48
CLTV 76.331
MATURITY 120710
FEE 0.5000
LOAN 0000021870357
LAST_NAME DOUGHERTY
ADDRESS 11 SHAGBARK ROAD
CITY SANDWICH
STATE MA
ZIP 026440000
MORT $90,000.00
BAL $89,710.10
RATE 8.4500
PAI $778.19
CLTV 76.271
MATURITY 170915
FEE 0.5000
LOAN 0000021870373
LAST_NAME DAVIS
ADDRESS 120 KINGSWOOD ROAD
CITY NEWARK
STATE DE
ZIP 197130000
MORT $60,000.00
BAL $59,935.09
RATE 10.9900
PAI $570.94
CLTV 61.224
MATURITY 120731
FEE 0.5000
LOAN 0000021870381
LAST_NAME TUORTO
ADDRESS 72 E ALMIRA ST
CITY BLOOMFIELD
STATE NJ
ZIP 070030000
MORT $60,000.00
BAL $59,687.16
RATE 9.8500
PAI $519.90
CLTV 50.000
MATURITY 120725
FEE 0.5000
LOAN 0000021870399
LAST_NAME COOPER
ADDRESS 1040 SPRIGGS
CITY LANDER
STATE WY
ZIP 825200000
MORT $68,000.00
BAL $67,453.60
RATE 8.5500
PAI $756.73
CLTV 80.000
MATURITY 90926
FEE 0.5000
LOAN 0000021870472
LAST_NAME WRIGHT
ADDRESS 1044 N. POND DRIVE
CITY BRIGHTON
STATE CO
ZIP 806010000
MORT $96,000.00
BAL $95,935.01
RATE 10.4500
PAI $874.57
CLTV 84.955
MATURITY 121001
FEE 0.5000
LOAN 0000021870480
LAST_NAME POINDEXTER-D
ADDRESS 717 CRYSTAL DRIVE
CITY SALEM
STATE VA
ZIP 241530000
MORT $56,000.00
BAL $55,572.32
RATE 9.5000
PAI $584.77
CLTV 80.000
MATURITY 120801
FEE 0.5000
LOAN 0000021870506
LAST_NAME SCHAFER
ADDRESS 3209 11TH AVENUE C
CITY MOLINE
STATE IL
ZIP 612650000
MORT $43,000.00
BAL $42,981.57
RATE 10.1500
PAI $382.14
CLTV 89.770
MATURITY 271001
FEE 0.5000
LOAN 0000021870522
LAST_NAME FERGIONE
ADDRESS 97 SPITHEAD ROAD
CITY WATERFORD
STATE CT
ZIP 063850000
MORT $104,000.00
BAL $103,652.21
RATE 8.1500
PAI $879.64
CLTV 80.000
MATURITY 170923
FEE 0.5000
LOAN 0000021870563
LAST_NAME BURKLE
ADDRESS 1731 SW 38 AVENUE
CITY FT LAUDERDA
STATE FL
ZIP 333120000
MORT $45,000.00
BAL $44,794.59
RATE 10.6500
PAI $501.63
CLTV 59.210
MATURITY 120910
FEE 0.5000
LOAN 0000021870589
LAST_NAME RECORD
ADDRESS 226 EAST ELM STREET
CITY PENN YAN
STATE NY
ZIP 145270000
MORT $38,000.00
BAL $37,974.49
RATE 8.0000
PAI $278.84
CLTV 63.333
MATURITY 120929
FEE 0.5000
LOAN 0000021870720
LAST_NAME DOYLE
ADDRESS 4173 SW LAFAYETTE PLACE
CITY LEE'S SUMMI
STATE MO
ZIP 640820000
MORT $11,000.00
BAL $11,000.00
RATE 9.7000
PAI $232.10
CLTV 69.397
MATURITY 21101
FEE 0.5000
LOAN 0000021870738
LAST_NAME KUENZLE
ADDRESS 748 DACE LANE
CITY ST. LOUIS
STATE MO
ZIP 631250000
MORT $52,000.00
BAL $51,940.55
RATE 8.8000
PAI $410.95
CLTV 55.913
MATURITY 270919
FEE 0.5000
LOAN 0000021870761
LAST_NAME DILLON
ADDRESS 364 TILDEN ROAD
CITY SCITUATE
STATE MA
ZIP 020660000
MORT $49,500.00
BAL $49,500.00
RATE 9.6000
PAI $643.24
CLTV 66.291
MATURITY 71027
FEE 0.5000
LOAN 0000021870787
LAST_NAME WINSLOW
ADDRESS 39590 CRAWFORDSVILLE DRIV
CITY SWEET HOME
STATE OR
ZIP 973860000
MORT $30,000.00
BAL $29,925.60
RATE 9.7000
PAI $316.90
CLTV 52.032
MATURITY 121021
FEE 0.5000
LOAN 0000021870837
LAST_NAME TERRY
ADDRESS 1206 9TH STREET
CITY EUNICE
STATE NM
ZIP 882310000
MORT $23,800.00
BAL $23,746.42
RATE 10.7500
PAI $266.79
CLTV 85.000
MATURITY 121003
FEE 0.5000
LOAN 0000021870860
LAST_NAME DEGRAFF
ADDRESS 140 NORTHUMBERLAND ROAD
CITY BRIGHTON
STATE NY
ZIP 146180000
MORT $80,000.00
BAL $79,872.41
RATE 8.5000
PAI $694.26
CLTV 80.000
MATURITY 171014
FEE 0.5000
LOAN 0000021870936
LAST_NAME SIMPSON
ADDRESS 705 OAK KNOLL SE
CITY WARREN
STATE OH
ZIP 444840000
MORT $76,500.00
BAL $76,431.92
RATE 10.0000
PAI $671.35
CLTV 90.000
MATURITY 270915
FEE 0.5000
LOAN 0000021870969
LAST_NAME PRICE
ADDRESS 2960 LEAF LANE
CITY LENOIR
STATE NC
ZIP 286450000
MORT $50,300.00
BAL $50,030.74
RATE 8.9000
PAI $507.19
CLTV 76.793
MATURITY 120904
FEE 0.5000
LOAN 0000021871124
LAST_NAME STOKES
ADDRESS 13207 WARBURTON DRIVE
CITY FORT WASHIN
STATE MD
ZIP 207440000
MORT $108,000.00
BAL $107,833.09
RATE 8.7500
PAI $954.41
CLTV 77.142
MATURITY 171006
FEE 0.5000
LOAN 0000021871157
LAST_NAME RHODES
ADDRESS 741 ZELDA COURT
CITY HENDERSONVI
STATE NC
ZIP 287390000
MORT $130,500.00
BAL $130,444.68
RATE 10.2000
PAI $1,164.57
CLTV 90.000
MATURITY 271001
FEE 0.5000
LOAN 0000021871207
LAST_NAME PAYNE
ADDRESS 69 SALEM STREET
CITY NORTH ANDOV
STATE MA
ZIP 018450000
MORT $17,674.00
BAL $17,578.91
RATE 10.5500
PAI $195.92
CLTV 77.720
MATURITY 121015
FEE 0.5000
LOAN 0000021871256
LAST_NAME SWEATT
ADDRESS 150 PINELOCH DRIVE
CITY PORTLAND
STATE ME
ZIP 041030000
MORT $20,000.00
BAL $20,000.00
RATE 10.8500
PAI $273.81
CLTV 69.823
MATURITY 71020
FEE 0.5000
LOAN 0000021871363
LAST_NAME JOHNSON
ADDRESS 805 SANDIA
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $63,450.00
BAL $63,402.17
RATE 10.0000
PAI $576.58
CLTV 90.000
MATURITY 220924
FEE 0.5000
LOAN 0000021871496
LAST_NAME HAZEL
ADDRESS 1903 PINE WAY
CITY SALISBURY
STATE MD
ZIP 218040000
MORT $58,000.00
BAL $57,933.01
RATE 8.7500
PAI $456.29
CLTV 79.452
MATURITY 120930
FEE 0.5000
LOAN 0000021871512
LAST_NAME WINGO
ADDRESS 816 N 8TH AVENUE
CITY WAUCHULA
STATE FL
ZIP 338730000
MORT $11,000.00
BAL $10,972.47
RATE 9.6000
PAI $115.53
CLTV 78.825
MATURITY 121029
FEE 0.5000
LOAN 0000021871587
LAST_NAME QUARTERMAN
ADDRESS 7012 CARDINAL WOOD COURT
CITY ORLANDO
STATE FL
ZIP 328180000
MORT $85,000.00
BAL $84,888.50
RATE 10.2000
PAI $831.57
CLTV 85.000
MATURITY 170915
FEE 0.5000
LOAN 0000021871637
LAST_NAME MCHUGH
ADDRESS 451 FAIRVIEW RD.
CITY ASHEVILLE
STATE NC
ZIP 288030000
MORT $88,000.00
BAL $87,732.13
RATE 8.9000
PAI $786.11
CLTV 80.000
MATURITY 170922
FEE 0.5000
LOAN 0000021871678
LAST_NAME FULTON
ADDRESS 2514 W QUAY
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $15,000.00
BAL $14,954.95
RATE 9.7500
PAI $158.91
CLTV 50.000
MATURITY 121008
FEE 0.5000
LOAN 0000021871710
LAST_NAME SATO
ADDRESS RT 2 BOX 363
CITY SEAFORD
STATE DE
ZIP 199730000
MORT $80,750.00
BAL $80,671.08
RATE 9.5500
PAI $681.94
CLTV 85.000
MATURITY 270916
FEE 0.5000
LOAN 0000021871777
LAST_NAME GIALLONARDO
ADDRESS 2375 HUNTER ROAD
CITY TOWNSHIP OF
STATE PA
ZIP 156010000
MORT $19,500.00
BAL $19,500.00
RATE 8.2500
PAI $166.16
CLTV 43.333
MATURITY 171101
FEE 0.5000
LOAN 0000021871835
LAST_NAME DAVIS
ADDRESS 1256 ST CLAIR RD
CITY HAYS
STATE NC
ZIP 286350000
MORT $54,000.00
BAL $53,865.27
RATE 10.5000
PAI $539.13
CLTV 88.815
MATURITY 170917
FEE 0.5000
LOAN 0000021871850
LAST_NAME MCGILVRAY
ADDRESS 5053 W JUPITER WAY
CITY CHANDLER
STATE AZ
ZIP 852260000
MORT $17,230.00
BAL $17,148.26
RATE 10.5000
PAI $232.50
CLTV 82.984
MATURITY 71020
FEE 0.5000
LOAN 0000021871892
LAST_NAME ARMSTRONG
ADDRESS 533 SAYLES ST.
CITY UTICA
STATE NY
ZIP 134210000
MORT $68,000.00
BAL $67,965.12
RATE 9.3000
PAI $561.88
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021871926
LAST_NAME HICKMAN
ADDRESS ST KINGS HIGHWAY
CITY TOWNSHIP OF
STATE PA
ZIP 193200000
MORT $11,100.00
BAL $11,100.00
RATE 10.5500
PAI $238.86
CLTV 79.950
MATURITY 21119
FEE 0.5000
LOAN 0000021871959
LAST_NAME SHARMAN
ADDRESS 12418 B STREET
CITY OMAHA
STATE NE
ZIP 681440000
MORT $63,000.00
BAL $61,974.72
RATE 8.9000
PAI $713.42
CLTV 80.769
MATURITY 90926
FEE 0.5000
LOAN 0000021871991
LAST_NAME REARDIN
ADDRESS 301 SHORE CREST DR
CITY TAMPA
STATE FL
ZIP 336090000
MORT $44,600.00
BAL $44,385.85
RATE 10.1000
PAI $482.01
CLTV 69.993
MATURITY 120908
FEE 0.5000
LOAN 0000021872049
LAST_NAME LOVINGOOD
ADDRESS 115 BENSON CIRCLE
CITY FAIRBURN
STATE GA
ZIP 302130000
MORT $234,000.00
BAL $233,899.47
RATE 13.3000
PAI $2,643.49
CLTV 90.000
MATURITY 120904
FEE 0.5000
LOAN 0000021872056
LAST_NAME MUSTO
ADDRESS 4200 MEADOWVIEW RD
CITY PORTSMOUTH
STATE VA
ZIP 237030000
MORT $78,400.00
BAL $78,216.83
RATE 10.9500
PAI $806.57
CLTV 80.000
MATURITY 170924
FEE 0.5000
LOAN 0000021872213
LAST_NAME FORD
ADDRESS 825 W YUCCA
CITY CLOVIS
STATE NM
ZIP 881010000
MORT $54,000.00
BAL $53,933.80
RATE 10.5500
PAI $540.95
CLTV 88.524
MATURITY 171006
FEE 0.5000
LOAN 0000021872296
LAST_NAME KNIGHT
ADDRESS 4511 BROOK ROAD
CITY RICHMOND
STATE VA
ZIP 232270000
MORT $86,000.00
BAL $85,351.99
RATE 8.1500
PAI $829.33
CLTV 78.181
MATURITY 120917
FEE 0.5000
LOAN 0000021872320
LAST_NAME BEARD
ADDRESS 417 S EDGELEY AVE
CITY PLEASANTVIL
STATE NJ
ZIP 082320000
MORT $55,000.00
BAL $54,831.52
RATE 8.8500
PAI $489.56
CLTV 83.333
MATURITY 170904
FEE 0.5000
LOAN 0000021872338
LAST_NAME TURNER
ADDRESS 14330 STAHELIN
CITY DETROIT
STATE MI
ZIP 482230000
MORT $73,000.00
BAL $72,755.88
RATE 8.1500
PAI $617.44
CLTV 65.178
MATURITY 170916
FEE 0.5000
LOAN 0000021872346
LAST_NAME MILLER
ADDRESS 738 SO. SUMNER AVENUE
CITY AURORA
STATE IL
ZIP 605050000
MORT $35,000.00
BAL $34,839.51
RATE 10.6000
PAI $389.06
CLTV 44.871
MATURITY 120926
FEE 0.5000
LOAN 0000021872395
LAST_NAME PATTERSON
ADDRESS 5701 ILFORD STREET
CITY CHARLOTTE
STATE NC
ZIP 282150000
MORT $84,600.00
BAL $84,195.22
RATE 10.3500
PAI $1,134.46
CLTV 90.000
MATURITY 71001
FEE 0.5000
LOAN 0000021872429
LAST_NAME KNOTTS
ADDRESS 1001 JEFFERSON DAVIS HWY
CITY CAMDEN
STATE SC
ZIP 290200000
MORT $20,000.00
BAL $19,791.33
RATE 8.9000
PAI $252.28
CLTV 66.666
MATURITY 70922
FEE 0.5000
LOAN 0000021872502
LAST_NAME LAVINO
ADDRESS 57 EAST CENTRAL STREET
CITY NATICK
STATE MA
ZIP 017600000
MORT $75,000.00
BAL $74,922.74
RATE 9.3000
PAI $619.73
CLTV 45.454
MATURITY 270930
FEE 0.5000
LOAN 0000021872551
LAST_NAME MOORE
ADDRESS 2646 N. 75TH COURT
CITY ELMWOOD PAR
STATE IL
ZIP 606350000
MORT $18,000.00
BAL $18,000.00
RATE 9.8500
PAI $191.79
CLTV 79.960
MATURITY 121101
FEE 0.5000
LOAN 0000021872585
LAST_NAME WILSON
ADDRESS 3186 3188 ELIZABETH ST.
CITY MIAMI
STATE FL
ZIP 333130000
MORT $75,000.00
BAL $74,867.81
RATE 9.6000
PAI $636.12
CLTV 57.692
MATURITY 270912
FEE 0.5000
LOAN 0000021872627
LAST_NAME CARRIVEAU
ADDRESS 57-59 WHIPPLE STREET
CITY WORCESTER
STATE MA
ZIP 016070000
MORT $100,000.00
BAL $99,871.11
RATE 8.7500
PAI $786.71
CLTV 80.000
MATURITY 120909
FEE 0.5000
LOAN 0000021872643
LAST_NAME HOETZLEIN
ADDRESS 1382 PLUM DRIVE
CITY FERNANDINA
STATE FL
ZIP 320340000
MORT $48,750.00
BAL $48,500.51
RATE 9.4000
PAI $506.13
CLTV 73.863
MATURITY 121003
FEE 0.5000
LOAN 0000021872650
LAST_NAME RIGHTMYER
ADDRESS 2876 ADDISON PLACE
CITY SANTA CLARA
STATE CA
ZIP 950510000
MORT $203,200.00
BAL $202,913.26
RATE 9.7500
PAI $1,745.80
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021872734
LAST_NAME ROBINSON
ADDRESS 1359 POTOMAC HEIGHTS DRIV
CITY FT. WASHING
STATE MD
ZIP 207440000
MORT $97,500.00
BAL $97,044.58
RATE 10.4000
PAI $1,071.73
CLTV 84.782
MATURITY 120829
FEE 0.5000
LOAN 0000021872809
LAST_NAME HICKS
ADDRESS 404 HOLLOWAY DR.
CITY POTTSMOUTH
STATE VA
ZIP 237010000
MORT $73,000.00
BAL $72,936.51
RATE 10.1000
PAI $646.03
CLTV 59.836
MATURITY 120926
FEE 0.5000
LOAN 0000021872858
LAST_NAME TAYLOR
ADDRESS 1760 21ST ST. SOUTH
CITY ST. PETERSB
STATE FL
ZIP 337120000
MORT $38,000.00
BAL $37,542.34
RATE 8.9000
PAI $339.46
CLTV 69.090
MATURITY 170908
FEE 0.5000
LOAN 0000021872866
LAST_NAME FORD
ADDRESS 4527 E. BEACON CT.
CITY DECATUR
STATE IL
ZIP 625210000
MORT $70,400.00
BAL $70,303.87
RATE 8.9000
PAI $561.40
CLTV 80.000
MATURITY 270902
FEE 0.5000
LOAN 0000021872882
LAST_NAME BURLEYSON
ADDRESS 5501 HISTORIC SPRINGS DR
CITY CONCORD
STATE NC
ZIP 280810000
MORT $127,500.00
BAL $127,399.32
RATE 10.5500
PAI $1,171.06
CLTV 85.000
MATURITY 271001
FEE 0.5000
LOAN 0000021872890
LAST_NAME GALLAWAY
ADDRESS 3125 N. BANCROFT STREET
CITY PHILADELPHI
STATE PA
ZIP 191320000
MORT $27,000.00
BAL $26,916.00
RATE 9.6000
PAI $283.58
CLTV 90.000
MATURITY 121014
FEE 0.5000
LOAN 0000021872908
LAST_NAME RAULERSON
ADDRESS 30 HARDING STREET
CITY ST. AUGUSTI
STATE FL
ZIP 320950000
MORT $50,000.00
BAL $49,954.13
RATE 9.8500
PAI $433.26
CLTV 83.333
MATURITY 270922
FEE 0.5000
LOAN 0000021873062
LAST_NAME NANFITO
ADDRESS 311 EAST RIDGE ROAD
CITY MIDDLETOWN
STATE CT
ZIP 064570000
MORT $136,000.00
BAL $136,000.00
RATE 9.2000
PAI $1,241.17
CLTV 80.000
MATURITY 171124
FEE 0.5000
LOAN 0000021873070
LAST_NAME DEGRAZIA
ADDRESS 3207 S EMERALD AVENUE
CITY CHICAGO
STATE IL
ZIP 606160000
MORT $100,000.00
BAL $100,000.00
RATE 9.7500
PAI $859.16
CLTV 41.666
MATURITY 121101
FEE 0.5000
LOAN 0000021873153
LAST_NAME PAYNE
ADDRESS 465 HELVESTON DRIVE
CITY MOBILE
STATE AL
ZIP 366170000
MORT $50,400.00
BAL $50,354.50
RATE 10.0000
PAI $442.30
CLTV 80.000
MATURITY 270919
FEE 0.5000
LOAN 0000021873195
LAST_NAME MCCORMICK
ADDRESS 679 ELMWOOD AVENUE
CITY ST LOUIS
STATE MO
ZIP 631190000
MORT $107,500.00
BAL $107,401.39
RATE 9.8500
PAI $931.50
CLTV 75.174
MATURITY 270915
FEE 0.5000
LOAN 0000021873237
LAST_NAME MCNAMARA
ADDRESS 25 APACHE DRIVE
CITY SPRINGFIELD
STATE IL
ZIP 627070000
MORT $15,000.00
BAL $15,000.00
RATE 9.7000
PAI $158.45
CLTV 58.776
MATURITY 121103
FEE 0.5000
LOAN 0000021873286
LAST_NAME TOLENTINO
ADDRESS 19815 SOUTHEAST 263RD
CITY KENT
STATE WA
ZIP 980420000
MORT $17,000.00
BAL $17,000.00
RATE 9.7000
PAI $179.58
CLTV 69.091
MATURITY 121103
FEE 0.5000
LOAN 0000021873344
LAST_NAME CORDON
ADDRESS 516 MONROE STREET
CITY BROOKLYN
STATE NY
ZIP 112210000
MORT $150,000.00
BAL $149,788.35
RATE 9.7500
PAI $1,288.73
CLTV 75.000
MATURITY 270812
FEE 0.5000
LOAN 0000021873419
LAST_NAME JONES
ADDRESS 604 E EUCLID AVENUE
CITY MONMOUTH
STATE IL
ZIP 614620000
MORT $44,000.00
BAL $43,838.56
RATE 9.8000
PAI $520.77
CLTV 89.795
MATURITY 90929
FEE 0.5000
LOAN 0000021873492
LAST_NAME BERARDINELLI
ADDRESS 268 MOUNTAIN VIEW AVENUE
CITY WALLKILL
STATE NY
ZIP 125890000
MORT $130,500.00
BAL $130,131.92
RATE 9.5000
PAI $1,216.44
CLTV 90.000
MATURITY 170830
FEE 0.5000
LOAN 0000021873518
LAST_NAME TOLSON
ADDRESS 10337 WESTVILLE ROAD
CITY WYOMING
STATE DE
ZIP 199340000
MORT $92,000.00
BAL $91,753.53
RATE 9.9000
PAI $881.73
CLTV 76.666
MATURITY 170811
FEE 0.5000
LOAN 0000021873534
LAST_NAME GROHMAN
ADDRESS 4 OAK RIDGE POND ROAD
CITY HANNIBAL
STATE MO
ZIP 634010000
MORT $83,725.00
BAL $82,839.26
RATE 8.6500
PAI $1,044.80
CLTV 85.000
MATURITY 70922
FEE 0.5000
LOAN 0000021873542
LAST_NAME MAGRAFF
ADDRESS 8585 AVALON AVENUE
CITY CHICAGO
STATE IL
ZIP 606190000
MORT $25,000.00
BAL $25,000.00
RATE 9.7000
PAI $326.24
CLTV 71.796
MATURITY 71110
FEE 0.5000
LOAN 0000021873559
LAST_NAME BAKALARCZYK
ADDRESS 5 ORCHARD LANE
CITY STOCKHOLM
STATE NJ
ZIP 074600000
MORT $46,000.00
BAL $45,676.29
RATE 10.4000
PAI $505.64
CLTV 61.224
MATURITY 120731
FEE 0.5000
LOAN 0000021873567
LAST_NAME BREWER
ADDRESS 1744 BRIARWOOD DRIVE
CITY LANSING
STATE MI
ZIP 489170000
MORT $72,000.00
BAL $71,486.92
RATE 8.1500
PAI $694.32
CLTV 58.536
MATURITY 120929
FEE 0.5000
LOAN 0000021873575
LAST_NAME HAYES
ADDRESS 14 TERRY LN
CITY PLATTSBURGH
STATE NY
ZIP 129010000
MORT $80,800.00
BAL $80,182.92
RATE 9.5000
PAI $843.73
CLTV 80.000
MATURITY 120731
FEE 0.5000
LOAN 0000021873617
LAST_NAME KLEIN
ADDRESS 1031 OAK AVENUE
CITY BARBERTON
STATE OH
ZIP 442030000
MORT $44,800.00
BAL $44,660.84
RATE 8.7400
PAI $395.62
CLTV 80.000
MATURITY 170901
FEE 0.5000
LOAN 0000021873633
LAST_NAME EATON
ADDRESS 55 OSBORNE AVE
CITY NORWALK
STATE CT
ZIP 068550000
MORT $36,000.00
BAL $35,856.40
RATE 9.9900
PAI $347.17
CLTV 20.571
MATURITY 170814
FEE 0.5000
LOAN 0000021873682
LAST_NAME CARTER
ADDRESS 753 JEFFERSON AVE
CITY BROOKLYN
STATE NY
ZIP 112210000
MORT $88,000.00
BAL $87,869.11
RATE 9.5000
PAI $739.95
CLTV 53.333
MATURITY 270814
FEE 0.5000
LOAN 0000021873690
LAST_NAME JONES
ADDRESS 1659 POLK STREET
CITY MOBILE
STATE AL
ZIP 366050000
MORT $32,000.00
BAL $31,851.89
RATE 10.5000
PAI $353.73
CLTV 79.800
MATURITY 120916
FEE 0.5000
LOAN 0000021873724
LAST_NAME WHEELER
ADDRESS 2058 S DELAWARE DR
CITY MOUNT BETHE
STATE PA
ZIP 183430000
MORT $50,000.00
BAL $49,732.97
RATE 9.9900
PAI $482.18
CLTV 56.179
MATURITY 170804
FEE 0.5000
LOAN 0000021873765
LAST_NAME MEBANE II
ADDRESS 80 EDWIN ST
CITY BRIDGEPORT
STATE CT
ZIP 066070000
MORT $48,000.00
BAL $47,814.86
RATE 10.2500
PAI $471.19
CLTV 80.000
MATURITY 170811
FEE 0.5000
LOAN 0000021873799
LAST_NAME GILLIES
ADDRESS 1017 LINCOLN PL
CITY BROOKLYN
STATE NY
ZIP 112130000
MORT $26,000.00
BAL $25,895.48
RATE 9.9900
PAI $250.73
CLTV 55.821
MATURITY 170812
FEE 0.5000
LOAN 0000021873815
LAST_NAME MARK
ADDRESS 3132 TIMBERVIEW DRIVE
CITY DUNEDIN
STATE FL
ZIP 346980000
MORT $25,000.00
BAL $24,901.99
RATE 9.7000
PAI $264.09
CLTV 79.889
MATURITY 121024
FEE 0.5000
LOAN 0000021873823
LAST_NAME TORRES
ADDRESS 494 LINWOOD ST
CITY BROOKLYN
STATE NY
ZIP 112080000
MORT $120,000.00
BAL $119,801.47
RATE 8.9900
PAI $964.68
CLTV 80.000
MATURITY 270814
FEE 0.5000
LOAN 0000021873831
LAST_NAME CREAGER
ADDRESS 730 EAST CYPRESS AVENUE
CITY CITY OF VIS
STATE CA
ZIP 932770000
MORT $21,500.00
BAL $21,500.00
RATE 9.6000
PAI $452.60
CLTV 78.401
MATURITY 21022
FEE 0.5000
LOAN 0000021873856
LAST_NAME STEPHENS
ADDRESS 1900 BUCK REYNOLDS ROAD
CITY TIMMONSVILL
STATE SC
ZIP 291610000
MORT $43,200.00
BAL $42,688.95
RATE 10.9900
PAI $490.74
CLTV 90.000
MATURITY 120922
FEE 0.5000
LOAN 0000021873963
LAST_NAME ROMERO
ADDRESS 4309 TEVALO DRIVE
CITY VALRICO
STATE FL
ZIP 335110000
MORT $15,000.00
BAL $14,916.75
RATE 10.3500
PAI $164.42
CLTV 83.103
MATURITY 120926
FEE 0.5000
LOAN 0000021873989
LAST_NAME ANGE
ADDRESS 2007 SPARROW ROAD
CITY CHESAPEAKE
STATE VA
ZIP 233200000
MORT $80,000.00
BAL $79,597.98
RATE 9.6000
PAI $840.21
CLTV 80.000
MATURITY 120916
FEE 0.5000
LOAN 0000021874037
LAST_NAME BATEMAN
ADDRESS 49818 W VAL VISTA ROAD
CITY MARICOPA
STATE AZ
ZIP 852390000
MORT $46,350.00
BAL $46,329.42
RATE 10.6000
PAI $427.46
CLTV 90.000
MATURITY 121001
FEE 0.5000
LOAN 0000021874045
LAST_NAME MCCULLY
ADDRESS 1246 WASHINGTON STREET
CITY GRAND HAVEN
STATE MI
ZIP 494170000
MORT $84,600.00
BAL $84,600.00
RATE 9.8000
PAI $729.96
CLTV 90.000
MATURITY 121008
FEE 0.5000
LOAN 0000021874060
LAST_NAME HUKE
ADDRESS 3827 SW HARBOR CIRCLE
CITY LEES SUMMIT
STATE MO
ZIP 640820000
MORT $100,000.00
BAL $99,905.32
RATE 9.7000
PAI $855.48
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021874086
LAST_NAME BUTLER
ADDRESS 4875 SUNCREST DRIVE
CITY PRICHARD
STATE AL
ZIP 366130000
MORT $22,500.00
BAL $22,493.42
RATE 11.9000
PAI $229.71
CLTV 90.000
MATURITY 121003
FEE 0.5000
LOAN 0000021874094
LAST_NAME CHRISTIE
ADDRESS 4686 LINDEN STREET
CITY AVON
STATE NY
ZIP 144140000
MORT $117,000.00
BAL $116,947.12
RATE 9.9000
PAI $1,018.13
CLTV 90.000
MATURITY 271003
FEE 0.5000
LOAN 0000021874136
LAST_NAME GRIGGS
ADDRESS 11508 MARY CATHERINE CT
CITY CLINTON
STATE MD
ZIP 207350000
MORT $124,000.00
BAL $123,368.30
RATE 9.4500
PAI $1,291.11
CLTV 80.000
MATURITY 120917
FEE 0.5000
LOAN 0000021874284
LAST_NAME SEVERNS
ADDRESS 2726 22ND STREET ROAD
CITY GREELEY
STATE CO
ZIP 806310000
MORT $109,650.00
BAL $109,523.36
RATE 8.7500
PAI $862.62
CLTV 85.000
MATURITY 120929
FEE 0.5000
LOAN 0000021874375
LAST_NAME BRODNAX
ADDRESS 2606 FORT DRIVE
CITY SUITLAND
STATE MD
ZIP 207460000
MORT $92,100.00
BAL $92,042.35
RATE 8.3400
PAI $697.75
CLTV 74.274
MATURITY 120922
FEE 0.5000
LOAN 0000021874391
LAST_NAME JOHNSON
ADDRESS 5540 S HAMILTON AVE
CITY CHICAGO
STATE IL
ZIP 606360000
MORT $72,800.00
BAL $72,307.68
RATE 7.8000
PAI $687.34
CLTV 80.000
MATURITY 120912
FEE 0.5000
LOAN 0000021874409
LAST_NAME ANTHONY
ADDRESS 812 TOWNSEND COURT
CITY NORFOLK
STATE VA
ZIP 235020000
MORT $20,000.00
BAL $19,957.03
RATE 11.2500
PAI $230.47
CLTV 56.321
MATURITY 121017
FEE 0.5000
LOAN 0000021874474
LAST_NAME REED
ADDRESS 3613 S BOOTS STREET
CITY MARION
STATE IN
ZIP 469530000
MORT $39,000.00
BAL $38,984.50
RATE 10.5000
PAI $356.75
CLTV 84.782
MATURITY 270922
FEE 0.5000
LOAN 0000021874565
LAST_NAME FELITTI
ADDRESS 30 DELAWARE AVENUE
CITY COMMACK
STATE NY
ZIP 117250000
MORT $35,000.00
BAL $34,887.24
RATE 8.4500
PAI $302.64
CLTV 19.444
MATURITY 170911
FEE 0.5000
LOAN 0000021874615
LAST_NAME RICHINS
ADDRESS 711 SOUTH MAIN STREET
CITY OREM
STATE UT
ZIP 840580000
MORT $50,000.00
BAL $48,823.76
RATE 11.1500
PAI $481.84
CLTV 77.460
MATURITY 120822
FEE 0.5000
LOAN 0000021874714
LAST_NAME BENNETT
ADDRESS 325 E. YAMPA ST.
CITY COLORADO SP
STATE CO
ZIP 809030000
MORT $107,950.00
BAL $107,638.81
RATE 9.3000
PAI $891.99
CLTV 85.000
MATURITY 270901
FEE 0.5000
LOAN 0000021874748
LAST_NAME JOHNSON
ADDRESS 5324 S JUSTINE STREET
CITY CHICAGO
STATE IL
ZIP 606360000
MORT $65,600.00
BAL $65,169.43
RATE 8.3000
PAI $638.33
CLTV 69.787
MATURITY 120912
FEE 0.5000
LOAN 0000021874821
LAST_NAME BERRY
ADDRESS HCR 63 BOX 18
CITY ACME
STATE PA
ZIP 156100000
MORT $35,000.00
BAL $34,950.52
RATE 9.4500
PAI $325.11
CLTV 55.118
MATURITY 170929
FEE 0.5000
LOAN 0000021874839
LAST_NAME CASTER
ADDRESS 1655 KUFFSKIE COURT
CITY MOBILE
STATE AL
ZIP 366070000
MORT $70,110.00
BAL $70,110.00
RATE 10.3000
PAI $630.87
CLTV 90.000
MATURITY 271101
FEE 0.5000
LOAN 0000021874847
LAST_NAME REDMON
ADDRESS 109 SHORE DRIVE
CITY PORTSMOUTH
STATE VA
ZIP 237010000
MORT $77,000.00
BAL $76,969.40
RATE 10.5000
PAI $704.35
CLTV 70.000
MATURITY 120925
FEE 0.5000
LOAN 0000021874854
LAST_NAME EDWARDS
ADDRESS 18968 WOODLAND
CITY HARPER WOOD
STATE MI
ZIP 482250000
MORT $63,000.00
BAL $62,793.82
RATE 8.7500
PAI $495.63
CLTV 80.769
MATURITY 120701
FEE 0.5000
LOAN 0000021874862
LAST_NAME REDMON
ADDRESS 421 PLUMMER DRIVE
CITY CHESAPEAKE
STATE VA
ZIP 233230000
MORT $88,000.00
BAL $87,956.72
RATE 9.5000
PAI $739.95
CLTV 75.213
MATURITY 120925
FEE 0.5000
LOAN 0000021874870
LAST_NAME ANDERSON
ADDRESS 7440 152ND LANE NW
CITY RAMSEY
STATE MN
ZIP 553030000
MORT $80,500.00
BAL $80,452.02
RATE 11.8400
PAI $818.14
CLTV 84.736
MATURITY 120901
FEE 0.5000
LOAN 0000021874946
LAST_NAME NOSAR
ADDRESS 10132 BRANDON WAY
CITY MANASSAS
STATE VA
ZIP 221100000
MORT $53,000.00
BAL $52,611.37
RATE 9.9500
PAI $567.93
CLTV 78.228
MATURITY 120805
FEE 0.5000
LOAN 0000021874953
LAST_NAME PHILLIPS
ADDRESS 1324 FARRAGUT STREET, NW
CITY WASHINGTON
STATE DC
ZIP 200110000
MORT $100,000.00
BAL $98,849.15
RATE 9.9900
PAI $876.84
CLTV 74.074
MATURITY 270802
FEE 0.5000
LOAN 0000021874961
LAST_NAME HOOKS
ADDRESS 18505 BAY LEAF WAY
CITY GERMANTOWN
STATE MD
ZIP 208740000
MORT $23,000.00
BAL $22,933.67
RATE 12.4500
PAI $260.51
CLTV 71.142
MATURITY 170730
FEE 0.5000
LOAN 0000021874979
LAST_NAME HILL
ADDRESS 748 DELAFIELD STREET, NE
CITY WASHINGTON
STATE DC
ZIP 200170000
MORT $34,000.00
BAL $33,860.12
RATE 9.7500
PAI $322.50
CLTV 29.824
MATURITY 170804
FEE 0.5000
LOAN 0000021874987
LAST_NAME GREEN
ADDRESS 1205 TALBERT STREET, S.E.
CITY WASHINGTON
STATE DC
ZIP 200200000
MORT $56,000.00
BAL $55,907.33
RATE 8.9900
PAI $450.19
CLTV 80.000
MATURITY 120815
FEE 0.5000
LOAN 0000021874995
LAST_NAME HAWKINS
ADDRESS 5215 N ENGLEWOOD DRIVE
CITY HYATTSVILLE
STATE MD
ZIP 207850000
MORT $72,000.00
BAL $71,563.37
RATE 8.9900
PAI $647.34
CLTV 80.000
MATURITY 170722
FEE 0.5000
LOAN 0000021875026
LAST_NAME CLARK
ADDRESS 1340 PARK ROAD, NW
CITY WASHINGTON
STATE DC
ZIP 200100000
MORT $64,000.00
BAL $63,665.75
RATE 8.9900
PAI $575.42
CLTV 80.000
MATURITY 170808
FEE 0.5000
LOAN 0000021875034
LAST_NAME JOHNSON
ADDRESS 64 K STREET, NW
CITY WASHINGTON
STATE DC
ZIP 200010000
MORT $30,000.00
BAL $29,864.04
RATE 8.9900
PAI $269.73
CLTV 36.144
MATURITY 170809
FEE 0.5000
LOAN 0000021875042
LAST_NAME MOORE
ADDRESS 7857 FREETOWN ROAD
CITY GLEN BURNIE
STATE MD
ZIP 210600000
MORT $64,000.00
BAL $62,523.66
RATE 8.9500
PAI $647.23
CLTV 55.652
MATURITY 120610
FEE 0.5000
LOAN 0000021875059
LAST_NAME WILLIAMS
ADDRESS 9519 FALLS ROAD
CITY POTOMAC
STATE MD
ZIP 208540000
MORT $272,000.00
BAL $271,527.07
RATE 8.7500
PAI $2,139.83
CLTV 63.255
MATURITY 270805
FEE 0.5000
LOAN 0000021875067
LAST_NAME WEST
ADDRESS 9 ARENA STREET
CITY MANTUA
STATE NJ
ZIP 080510000
MORT $21,000.00
BAL $20,571.13
RATE 11.5000
PAI $245.32
CLTV 83.292
MATURITY 120806
FEE 0.5000
LOAN 0000021875083
LAST_NAME KOSZTYU
ADDRESS 114 ORR ROAD
CITY ALLENTOWN
STATE NJ
ZIP 085010000
MORT $115,000.00
BAL $114,341.97
RATE 9.4500
PAI $1,068.20
CLTV 57.500
MATURITY 170707
FEE 0.5000
LOAN 0000021875091
LAST_NAME DACE
ADDRESS 29 MYRTLEWOOD LANE
CITY WILLINGBORO
STATE NJ
ZIP 080460000
MORT $81,000.00
BAL $80,895.00
RATE 10.1500
PAI $719.83
CLTV 88.043
MATURITY 120806
FEE 0.5000
LOAN 0000021875133
LAST_NAME GRAY
ADDRESS 6 PALOS PLACE
CITY BUFFALO
STATE NY
ZIP 142150000
MORT $46,750.00
BAL $46,413.42
RATE 10.1500
PAI $506.68
CLTV 83.931
MATURITY 120806
FEE 0.5000
LOAN 0000021875158
LAST_NAME JONES
ADDRESS 2405 W ROBINSON
CITY CONWAY
STATE AR
ZIP 720320000
MORT $54,800.00
BAL $54,756.53
RATE 12.4000
PAI $580.61
CLTV 80.000
MATURITY 120805
FEE 0.5000
LOAN 0000021875166
LAST_NAME CHURCH
ADDRESS 111 WORTHDALE DRIVE
CITY WINSTON SAL
STATE NC
ZIP 271030000
MORT $35,000.00
BAL $34,642.19
RATE 9.5000
PAI $365.48
CLTV 38.888
MATURITY 120716
FEE 0.5000
LOAN 0000021875174
LAST_NAME DAVIDSON
ADDRESS 1856 E HWY 55
CITY CLOVER
STATE SC
ZIP 297100000
MORT $41,000.00
BAL $40,411.41
RATE 10.5000
PAI $553.24
CLTV 27.333
MATURITY 70806
FEE 0.5000
LOAN 0000021875182
LAST_NAME COLLINS
ADDRESS 605 GORDON STREET
CITY HIGH POINT
STATE NC
ZIP 272600000
MORT $65,500.00
BAL $65,136.94
RATE 9.7000
PAI $619.13
CLTV 78.915
MATURITY 170707
FEE 0.5000
LOAN 0000021875190
LAST_NAME DIMEGLIO
ADDRESS 49 E BELLAMY DR
CITY NEW CASTLE
STATE DE
ZIP 197200000
MORT $93,400.00
BAL $92,773.12
RATE 8.9500
PAI $837.35
CLTV 79.829
MATURITY 170805
FEE 0.5000
LOAN 0000021875208
LAST_NAME BAITZ
ADDRESS 551 HOBOKEN RD
CITY CARLSTADT
STATE NJ
ZIP 070720000
MORT $125,000.00
BAL $124,941.21
RATE 12.9000
PAI $1,372.99
CLTV 71.428
MATURITY 120806
FEE 0.5000
LOAN 0000021875216
LAST_NAME HAWTHORNE
ADDRESS 547 N AVERS STREET
CITY CHICAGO
STATE IL
ZIP 606240000
MORT $88,200.00
BAL $88,116.45
RATE 11.6000
PAI $880.18
CLTV 84.000
MATURITY 120806
FEE 0.5000
LOAN 0000021875224
LAST_NAME HAUSER
ADDRESS 30 WOODLAND RD
CITY MAHOPAC
STATE NY
ZIP 105410000
MORT $32,000.00
BAL $31,780.93
RATE 10.7000
PAI $357.71
CLTV 78.987
MATURITY 120805
FEE 0.5000
LOAN 0000021875232
LAST_NAME BAMBERGER
ADDRESS 60 UNION AVENUE
CITY NEW WINDSOR
STATE NY
ZIP 125530000
MORT $96,000.00
BAL $95,429.43
RATE 9.1500
PAI $873.02
CLTV 79.207
MATURITY 170706
FEE 0.5000
LOAN 0000021875240
LAST_NAME LEEMING
ADDRESS 15 HIGHLAND AVENUE
CITY POMPTON PLA
STATE NJ
ZIP 074440000
MORT $89,000.00
BAL $88,800.53
RATE 8.9500
PAI $712.92
CLTV 61.379
MATURITY 120806
FEE 0.5000
LOAN 0000021875273
LAST_NAME REYNOLDS
ADDRESS 505 E RIVER BLVD
CITY MARION
STATE IN
ZIP 469520000
MORT $54,000.00
BAL $53,499.16
RATE 10.9500
PAI $555.55
CLTV 90.000
MATURITY 170625
FEE 0.5000
LOAN 0000021875323
LAST_NAME CHIPMAN
ADDRESS 5480 HAWS SHOP TRAIL
CITY HANOVER
STATE VA
ZIP 230690000
MORT $15,000.00
BAL $14,925.50
RATE 9.7000
PAI $195.75
CLTV 37.887
MATURITY 71029
FEE 0.5000
LOAN 0000021875414
LAST_NAME BOROWIEC
ADDRESS 8147 WOODS HIGHWAY
CITY WHITESTOWN
STATE NY
ZIP 134920000
MORT $36,500.00
BAL $36,448.73
RATE 9.5000
PAI $340.23
CLTV 62.393
MATURITY 171101
FEE 0.5000
LOAN 0000021875448
LAST_NAME RODRIGUEZ
ADDRESS 2008 HIGH ROCKS DRIVE
CITY CALISTOGA
STATE CA
ZIP 945150000
MORT $26,000.00
BAL $25,862.26
RATE 9.8000
PAI $340.72
CLTV 74.283
MATURITY 71027
FEE 0.5000
LOAN 0000021875455
LAST_NAME MAYER
ADDRESS 456 GLENWOOD LANE
CITY TOWN OF HEM
STATE NY
ZIP 115540000
MORT $82,700.00
BAL $81,800.40
RATE 8.1500
PAI $1,009.95
CLTV 50.121
MATURITY 70929
FEE 0.5000
LOAN 0000021875463
LAST_NAME DRAUGHN
ADDRESS 423 W 7TH ST
CITY BORO LANSDA
STATE PA
ZIP 194460000
MORT $104,400.00
BAL $104,302.18
RATE 9.7500
PAI $896.96
CLTV 90.000
MATURITY 270910
FEE 0.5000
LOAN 0000021875521
LAST_NAME CASPER
ADDRESS 4223 E YUKON ST
CITY TAMPA
STATE FL
ZIP 336170000
MORT $31,000.00
BAL $30,970.02
RATE 9.6000
PAI $262.93
CLTV 67.391
MATURITY 270917
FEE 0.5000
LOAN 0000021875588
LAST_NAME EVANS
ADDRESS 321 HOLMES BLVD
CITY FORT WALTON
STATE FL
ZIP 325480000
MORT $12,000.00
BAL $11,947.22
RATE 11.8000
PAI $170.78
CLTV 84.782
MATURITY 71009
FEE 0.5000
LOAN 0000021875612
LAST_NAME TRAWICK
ADDRESS 105 6TH AVENUE
CITY CHICKASAW
STATE AL
ZIP 366110000
MORT $33,750.00
BAL $33,737.29
RATE 10.7500
PAI $315.05
CLTV 75.000
MATURITY 271003
FEE 0.5000
LOAN 0000021875620
LAST_NAME HALEY
ADDRESS 11624 110TH AVE
CITY DAVENPORT
STATE IA
ZIP 528040000
MORT $59,500.00
BAL $59,454.98
RATE 10.7500
PAI $555.43
CLTV 84.397
MATURITY 270930
FEE 0.5000
LOAN 0000021875638
LAST_NAME FINE
ADDRESS 2702 BIRD VIEW ROAD
CITY WESTMINSTER
STATE MD
ZIP 211570000
MORT $234,000.00
BAL $233,780.77
RATE 9.7500
PAI $2,010.42
CLTV 90.000
MATURITY 120924
FEE 0.5000
LOAN 0000021875661
LAST_NAME SCOTT
ADDRESS 1307 CLAY STREET
CITY LA PORTE
STATE IN
ZIP 463500000
MORT $48,000.00
BAL $47,773.53
RATE 9.5000
PAI $447.43
CLTV 76.800
MATURITY 170804
FEE 0.5000
LOAN 0000021875737
LAST_NAME ATWOOD
ADDRESS 9210 COOGAN DRIVE
CITY CINCINNATI
STATE OH
ZIP 452310000
MORT $71,150.00
BAL $71,019.34
RATE 10.9500
PAI $674.90
CLTV 89.496
MATURITY 270623
FEE 0.5000
LOAN 0000021875745
LAST_NAME BIANCHI
ADDRESS 61 BROADWAY
CITY BAYONNE
STATE NJ
ZIP 070020000
MORT $35,000.00
BAL $34,912.40
RATE 9.6000
PAI $367.60
CLTV 62.878
MATURITY 121027
FEE 0.5000
LOAN 0000021875752
LAST_NAME PELTZ
ADDRESS 2402 GLENMORE TERRACE
CITY ROCKVILLE
STATE MD
ZIP 208500000
MORT $154,600.00
BAL $153,853.17
RATE 8.1500
PAI $1,150.61
CLTV 78.080
MATURITY 120917
FEE 0.5000
LOAN 0000021875836
LAST_NAME GROENEVELD
ADDRESS 22350 SW GRAHAMS FERRY RO
CITY TUALATIN
STATE OR
ZIP 970620000
MORT $30,000.00
BAL $29,725.60
RATE 9.7000
PAI $316.90
CLTV 61.203
MATURITY 121027
FEE 0.5000
LOAN 0000021875919
LAST_NAME COUSENS
ADDRESS 181 TOLL GATE ROAD
CITY GROTON
STATE CT
ZIP 063400000
MORT $116,000.00
BAL $115,891.32
RATE 9.7500
PAI $996.62
CLTV 87.878
MATURITY 270910
FEE 0.5000
LOAN 0000021876024
LAST_NAME SUMMERS
ADDRESS 43220 DEVON LANE
CITY CANTON
STATE MI
ZIP 481870000
MORT $140,000.00
BAL $138,843.96
RATE 9.2500
PAI $1,151.75
CLTV 80.000
MATURITY 120715
FEE 0.5000
LOAN 0000021876057
LAST_NAME FULLHART
ADDRESS 3911 S BEACON
CITY MUNCIE
STATE IN
ZIP 473020000
MORT $47,500.00
BAL $47,221.22
RATE 9.2500
PAI $435.04
CLTV 73.076
MATURITY 170715
FEE 0.5000
LOAN 0000021876149
LAST_NAME PENNA
ADDRESS 872 FELLSWAY
CITY MEDFORD
STATE MA
ZIP 021550000
MORT $158,500.00
BAL $158,322.57
RATE 8.9000
PAI $1,263.93
CLTV 75.476
MATURITY 270903
FEE 0.5000
LOAN 0000021876172
LAST_NAME AKERS
ADDRESS 2703 SHINE STREET
CITY ORLANDO
STATE FL
ZIP 328060000
MORT $148,000.00
BAL $147,772.67
RATE 8.9000
PAI $1,322.10
CLTV 80.000
MATURITY 170924
FEE 0.5000
LOAN 0000021876297
LAST_NAME FINCH
ADDRESS 128 CEDAR STREET
CITY TOWN OF BOS
STATE FL
ZIP 320070000
MORT $32,000.00
BAL $31,921.00
RATE 9.7500
PAI $339.00
CLTV 60.952
MATURITY 121010
FEE 0.5000
LOAN 0000021876339
LAST_NAME TOBOLASKI
ADDRESS 2342 S. OAK PARK AVENUE
CITY BERWYN
STATE IL
ZIP 604020000
MORT $30,000.00
BAL $29,748.93
RATE 9.5500
PAI $389.02
CLTV 79.736
MATURITY 71029
FEE 0.5000
LOAN 0000021876388
LAST_NAME JENKINS
ADDRESS 947 JEANNE AVENUE
CITY SAN JOSE
STATE CA
ZIP 951160000
MORT $40,000.00
BAL $40,000.00
RATE 9.6000
PAI $375.47
CLTV 78.550
MATURITY 171117
FEE 0.5000
LOAN 0000021876537
LAST_NAME JONES
ADDRESS 125 MALLARD POINT DRIVE
CITY TITUS
STATE AL
ZIP 360800000
MORT $30,000.00
BAL $30,000.00
RATE 9.7000
PAI $316.90
CLTV 61.584
MATURITY 121101
FEE 0.5000
LOAN 0000021876552
LAST_NAME OWENS
ADDRESS 600 CAROLINA AVENUE
CITY LOWELL
STATE NC
ZIP 280980000
MORT $68,800.00
BAL $68,684.03
RATE 8.9000
PAI $548.64
CLTV 80.000
MATURITY 120804
FEE 0.5000
LOAN 0000021876560
LAST_NAME EZIS
ADDRESS 95 QUARRY STREET
CITY WINDHAM
STATE CT
ZIP 062260000
MORT $101,600.00
BAL $101,296.25
RATE 9.1000
PAI $920.67
CLTV 80.000
MATURITY 170902
FEE 0.5000
LOAN 0000021876578
LAST_NAME PLUNKETT
ADDRESS 6 COUNTRY LANE
CITY WARWICK
STATE RI
ZIP 028860000
MORT $22,460.00
BAL $22,460.00
RATE 10.4000
PAI $246.89
CLTV 84.864
MATURITY 121126
FEE 0.5000
LOAN 0000021876628
LAST_NAME SUMNER
ADDRESS 6117 TORREON DRIVE NE
CITY ALBUQUERQUE
STATE NM
ZIP 871090000
MORT $18,000.00
BAL $18,000.00
RATE 9.8000
PAI $235.89
CLTV 56.506
MATURITY 71110
FEE 0.5000
LOAN 0000021876651
LAST_NAME JOHNS
ADDRESS 4618 GREENLEE AVE
CITY CINCINNATI
STATE OH
ZIP 452170000
MORT $65,700.00
BAL $65,628.29
RATE 10.9500
PAI $623.20
CLTV 90.000
MATURITY 120725
FEE 0.5000
LOAN 0000021876685
LAST_NAME GALUSHA
ADDRESS 64815 E LUPINE DRIVE
CITY RHODODENDRO
STATE OR
ZIP 970490000
MORT $102,000.00
BAL $101,091.93
RATE 9.1000
PAI $828.07
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021876719
LAST_NAME GUENSBURG
ADDRESS 2909 N LEWIS AVE
CITY WAUKEGAN
STATE IL
ZIP 600870000
MORT $75,000.00
BAL $74,858.31
RATE 9.7500
PAI $644.37
CLTV 76.530
MATURITY 120630
FEE 0.5000
LOAN 0000021876727
LAST_NAME HENDERSON
ADDRESS 3421 W 12TH ST
CITY INDIANAPOLI
STATE IN
ZIP 462220000
MORT $33,300.00
BAL $33,069.79
RATE 9.7500
PAI $315.86
CLTV 65.294
MATURITY 170630
FEE 0.5000
LOAN 0000021876818
LAST_NAME DENNIS
ADDRESS 403 E FRY STREET
CITY CLAREMORE
STATE OK
ZIP 740170000
MORT $56,250.00
BAL $56,111.77
RATE 9.8000
PAI $597.61
CLTV 90.000
MATURITY 121003
FEE 0.5000
LOAN 0000021876834
LAST_NAME SMITH
ADDRESS 108 GLEN OAKS ROAD
CITY PERRY
STATE GA
ZIP 310690000
MORT $85,000.00
BAL $84,866.13
RATE 8.6000
PAI $743.04
CLTV 85.000
MATURITY 170924
FEE 0.5000
LOAN 0000021876917
LAST_NAME MC GREGOR
ADDRESS 9 DOTTIE LANE
CITY WINSLOW TOW
STATE NJ
ZIP 080810000
MORT $18,660.00
BAL $18,616.20
RATE 10.3000
PAI $203.96
CLTV 84.997
MATURITY 121101
FEE 0.5000
LOAN 0000021876933
LAST_NAME CAIN
ADDRESS 217 NORTH HUGHES STREET
CITY COLUMBUS
STATE IN
ZIP 472010000
MORT $60,000.00
BAL $59,803.06
RATE 8.3000
PAI $513.13
CLTV 80.000
MATURITY 170924
FEE 0.5000
LOAN 0000021876966
LAST_NAME ROBINSON
ADDRESS 1328 BELTON SHADE VILLAGE
CITY CAMDEN
STATE SC
ZIP 290200000
MORT $60,000.00
BAL $59,842.15
RATE 9.0500
PAI $610.35
CLTV 66.666
MATURITY 120922
FEE 0.5000
LOAN 0000021876974
LAST_NAME ROMNES
ADDRESS 2 ECLIPSE TRAIL
CITY ORMOND BEAC
STATE FL
ZIP 321740000
MORT $8,125.00
BAL $8,125.00
RATE 10.4000
PAI $89.32
CLTV 84.927
MATURITY 121117
FEE 0.5000
LOAN 0000021876982
LAST_NAME WAGNER
ADDRESS 507 COLLEGE AVENUE
CITY LUTHERVILLE
STATE MD
ZIP 210930000
MORT $96,000.00
BAL $95,951.26
RATE 9.3500
PAI $796.74
CLTV 75.294
MATURITY 121020
FEE 0.5000
LOAN 0000021877055
LAST_NAME MCCORD
ADDRESS 4900 POWELL ROAD
CITY FAIRFAX
STATE VA
ZIP 220320000
MORT $218,000.00
BAL $217,732.18
RATE 8.4500
PAI $1,668.52
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021877154
LAST_NAME WEAVER
ADDRESS 155 E WOODMONT DRIVE
CITY PARIS
STATE KY
ZIP 403610000
MORT $73,200.00
BAL $72,967.13
RATE 8.5500
PAI $637.57
CLTV 80.000
MATURITY 170923
FEE 0.5000
LOAN 0000021877188
LAST_NAME MCKEON
ADDRESS 8970 SW 75TH STREET
CITY MIAMI
STATE FL
ZIP 331730000
MORT $57,200.00
BAL $56,557.44
RATE 9.3750
PAI $592.99
CLTV 29.791
MATURITY 120801
FEE 0.5000
LOAN 0000021877246
LAST_NAME MOLETT
ADDRESS 574 NINA COURT
CITY WILMINGTON
STATE NC
ZIP 284120000
MORT $20,000.00
BAL $20,000.00
RATE 9.7000
PAI $261.00
CLTV 61.085
MATURITY 71103
FEE 0.5000
LOAN 0000021877261
LAST_NAME JOHNSON
ADDRESS 61 PINEY TRAIL
CITY CABOT
STATE AR
ZIP 720230000
MORT $65,000.00
BAL $64,943.78
RATE 10.1250
PAI $576.43
CLTV 73.033
MATURITY 270901
FEE 0.5000
LOAN 0000021877287
LAST_NAME LLEWELLYN
ADDRESS 2911 DAUPHIN STREET
CITY MOBILE
STATE AL
ZIP 366060000
MORT $36,900.00
BAL $36,726.84
RATE 10.3500
PAI $404.47
CLTV 80.793
MATURITY 120916
FEE 0.5000
LOAN 0000021877303
LAST_NAME STANLEY
ADDRESS 12503 LICK RUN ROAD
CITY NEWCOMERSTO
STATE OH
ZIP 438320000
MORT $29,250.00
BAL $29,238.50
RATE 10.5500
PAI $268.66
CLTV 75.000
MATURITY 271001
FEE 0.5000
LOAN 0000021877311
LAST_NAME WESTLUND
ADDRESS 304 N CLIFTON AVE
CITY ELGIN
STATE IL
ZIP 601230000
MORT $60,000.00
BAL $59,929.75
RATE 8.7000
PAI $469.88
CLTV 70.588
MATURITY 120915
FEE 0.5000
LOAN 0000021877329
LAST_NAME SMITH
ADDRESS 1303 N WHITE AVENUE
CITY BAY MINETTE
STATE AL
ZIP 365070000
MORT $15,500.00
BAL $15,500.00
RATE 9.8500
PAI $203.55
CLTV 73.268
MATURITY 71104
FEE 0.5000
LOAN 0000021877378
LAST_NAME GAMLIN
ADDRESS 6337 SAN BONITA AVENUE
CITY CLAYTON
STATE MO
ZIP 631050000
MORT $62,000.00
BAL $62,000.00
RATE 10.4500
PAI $616.92
CLTV 71.558
MATURITY 171117
FEE 0.5000
LOAN 0000021877386
LAST_NAME SEELY
ADDRESS 1499 HAW BRANCH ROAD
CITY BEULAVILLE
STATE NC
ZIP 285180000
MORT $53,550.00
BAL $53,480.38
RATE 10.1000
PAI $520.33
CLTV 85.000
MATURITY 171027
FEE 0.5000
LOAN 0000021877410
LAST_NAME SMITH
ADDRESS 904 8TH ST
CITY ALAMOGORDO
STATE NM
ZIP 883100000
MORT $45,050.00
BAL $44,986.97
RATE 9.6500
PAI $424.35
CLTV 85.000
MATURITY 171016
FEE 0.5000
LOAN 0000021877436
LAST_NAME ADCOCK
ADDRESS 11399 PIPING PLOVER ROAD
CITY LAKE WORTH
STATE FL
ZIP 334630000
MORT $145,000.00
BAL $144,805.95
RATE 10.0000
PAI $1,272.48
CLTV 51.785
MATURITY 270801
FEE 0.5000
LOAN 0000021877451
LAST_NAME NIERENBERG
ADDRESS 3052 MILLSTONE DRIVE
CITY BETHLEHEM
STATE PA
ZIP 180170000
MORT $61,120.00
BAL $61,024.33
RATE 8.6500
PAI $536.24
CLTV 79.895
MATURITY 171101
FEE 0.5000
LOAN 0000021877469
LAST_NAME WESSEL
ADDRESS 78 GARY LANE
CITY ST PETERS
STATE MO
ZIP 633760000
MORT $23,270.00
BAL $23,270.00
RATE 9.6000
PAI $244.40
CLTV 79.998
MATURITY 121110
FEE 0.5000
LOAN 0000021877477
LAST_NAME SHEA PETERS
ADDRESS 107 JAMES STREET
CITY GREENFIELD
STATE MA
ZIP 013010000
MORT $66,900.00
BAL $66,900.00
RATE 9.3000
PAI $614.89
CLTV 84.683
MATURITY 171117
FEE 0.5000
LOAN 0000021877691
LAST_NAME BROOKER
ADDRESS 340 NYE STREET
CITY MARION
STATE OH
ZIP 433020000
MORT $59,500.00
BAL $59,472.53
RATE 9.8000
PAI $513.39
CLTV 85.000
MATURITY 270930
FEE 0.5000
LOAN 0000021877816
LAST_NAME WELLS
ADDRESS 22 DEWSBURY LN
CITY QUAKERTOWN
STATE PA
ZIP 189510000
MORT $71,000.00
BAL $70,719.58
RATE 8.3500
PAI $538.40
CLTV 79.775
MATURITY 270919
FEE 0.5000
LOAN 0000021877857
LAST_NAME WARD
ADDRESS 4778 AVERY LANE
CITY LAKE OSWEGO
STATE OR
ZIP 970350000
MORT $29,700.00
BAL $29,627.01
RATE 9.8000
PAI $315.54
CLTV 79.906
MATURITY 121027
FEE 0.5000
LOAN 0000021877881
LAST_NAME FOUSE
ADDRESS 5127 HICKORY STREET
CITY LEECHBURG
STATE PA
ZIP 156560000
MORT $76,000.00
BAL $75,644.28
RATE 9.1500
PAI $619.74
CLTV 80.000
MATURITY 120623
FEE 0.5000
LOAN 0000021877949
LAST_NAME MCKINNON
ADDRESS 4520 GILPIN WAY
CITY ORLANDO
STATE FL
ZIP 328120000
MORT $83,300.00
BAL $83,174.78
RATE 9.4500
PAI $697.40
CLTV 85.000
MATURITY 120814
FEE 0.5000
LOAN 0000021877956
LAST_NAME JONES
ADDRESS 1927 DIAMOND DRIVE
CITY ORLANDO
STATE FL
ZIP 328070000
MORT $68,000.00
BAL $67,595.08
RATE 9.7500
PAI $584.23
CLTV 80.000
MATURITY 120717
FEE 0.5000
LOAN 0000021877964
LAST_NAME HANKINS
ADDRESS 817 E 40TH PLACE
CITY GRIFFITH
STATE IN
ZIP 463190000
MORT $15,000.00
BAL $14,919.66
RATE 9.6000
PAI $157.55
CLTV 40.780
MATURITY 121027
FEE 0.5000
LOAN 0000021877998
LAST_NAME LOGAN
ADDRESS 10 WEBB CIRCLE
CITY CHATTANOOGA
STATE TN
ZIP 374150000
MORT $48,900.00
BAL $48,281.98
RATE 9.6000
PAI $513.59
CLTV 72.985
MATURITY 120710
FEE 0.5000
LOAN 0000021878038
LAST_NAME BERNABIE
ADDRESS 552- 556 PENN AVENUE
CITY MIDLAND
STATE PA
ZIP 150590000
MORT $34,000.00
BAL $33,770.46
RATE 10.1500
PAI $368.50
CLTV 79.069
MATURITY 120714
FEE 0.5000
LOAN 0000021878079
LAST_NAME BINNS
ADDRESS 105 POSEIDON LN
CITY PONTE VEDRA
STATE FL
ZIP 320820000
MORT $30,000.00
BAL $29,800.03
RATE 10.9900
PAI $340.80
CLTV 62.042
MATURITY 120716
FEE 0.5000
LOAN 0000021878087
LAST_NAME COMBS
ADDRESS 2301 BETHUNE AVENUE
CITY JACKSONVILL
STATE FL
ZIP 322070000
MORT $48,000.00
BAL $47,975.63
RATE 9.3500
PAI $398.37
CLTV 77.419
MATURITY 120624
FEE 0.5000
LOAN 0000021878095
LAST_NAME DEGRACI
ADDRESS 2005 SW 84TH AVENUE
CITY NORTH LAUDE
STATE FL
ZIP 330680000
MORT $8,000.00
BAL $7,896.13
RATE 9.8000
PAI $169.20
CLTV 68.752
MATURITY 21022
FEE 0.5000
LOAN 0000021878129
LAST_NAME GUIDO
ADDRESS 146 MICHIGAN AVENUE
CITY LOWER BURRE
STATE PA
ZIP 150680000
MORT $92,800.00
BAL $92,403.60
RATE 9.5000
PAI $780.32
CLTV 80.000
MATURITY 270625
FEE 0.5000
LOAN 0000021878137
LAST_NAME HEGLAS
ADDRESS 161 COURTNEY DR
CITY VERONA
STATE PA
ZIP 151470000
MORT $64,000.00
BAL $63,943.00
RATE 9.9900
PAI $561.18
CLTV 80.000
MATURITY 120623
FEE 0.5000
LOAN 0000021878145
LAST_NAME CLIFT
ADDRESS 107 IGOU FERRY RD
CITY SODDY DAISY
STATE TN
ZIP 373790000
MORT $94,800.00
BAL $93,876.21
RATE 9.8500
PAI $1,010.05
CLTV 75.840
MATURITY 120714
FEE 0.5000
LOAN 0000021878152
LAST_NAME TINSLEY
ADDRESS 3201 E 32ND ST
CITY CHATTANOOGA
STATE TN
ZIP 374070000
MORT $84,000.00
BAL $83,957.35
RATE 9.3500
PAI $697.15
CLTV 80.000
MATURITY 270630
FEE 0.5000
LOAN 0000021878160
LAST_NAME DESTA
ADDRESS 5009 MELROW CT
CITY TAMPA
STATE FL
ZIP 336240000
MORT $86,760.00
BAL $85,929.49
RATE 9.0000
PAI $698.10
CLTV 80.000
MATURITY 270707
FEE 0.5000
LOAN 0000021878236
LAST_NAME SERRANO
ADDRESS 918 WEST 23RD STREET
CITY LORAIN
STATE OH
ZIP 440520000
MORT $60,000.00
BAL $59,900.02
RATE 8.1500
PAI $507.48
CLTV 80.000
MATURITY 171008
FEE 0.5000
LOAN 0000021878251
LAST_NAME MEDINA
ADDRESS 1934 LA FRANCE AVENUE
CITY CITY OF SOU
STATE CA
ZIP 910300000
MORT $35,000.00
BAL $35,000.00
RATE 9.3000
PAI $321.69
CLTV 61.332
MATURITY 171117
FEE 0.5000
LOAN 0000021878277
LAST_NAME RISINGER
ADDRESS 3825 NE 92ND STREET
CITY KANSAS CITY
STATE MO
ZIP 641560000
MORT $133,000.00
BAL $132,620.72
RATE 8.1500
PAI $1,282.57
CLTV 73.076
MATURITY 121014
FEE 0.5000
LOAN 0000021878285
LAST_NAME HILL
ADDRESS 985 GOODHUE CIRCLE
CITY CINCINNATI
STATE OH
ZIP 452400000
MORT $79,650.00
BAL $79,622.00
RATE 9.9900
PAI $698.40
CLTV 90.000
MATURITY 120728
FEE 0.5000
LOAN 0000021878327
LAST_NAME HUDGENS
ADDRESS 7855 SE RIVER LANE
CITY STUART
STATE FL
ZIP 349970000
MORT $18,000.00
BAL $17,958.14
RATE 10.4000
PAI $197.86
CLTV 83.146
MATURITY 121020
FEE 0.5000
LOAN 0000021878335
LAST_NAME GIBBS
ADDRESS 5023 MIMOSA TRAIL
CITY CHATTANOOGA
STATE TN
ZIP 374160000
MORT $51,000.00
BAL $49,971.66
RATE 9.6500
PAI $664.13
CLTV 61.445
MATURITY 70731
FEE 0.5000
LOAN 0000021878343
LAST_NAME MILLER
ADDRESS 5239 MONTA VISTA DRIVE
CITY CHARLESTON
STATE WV
ZIP 253130000
MORT $69,600.00
BAL $69,401.52
RATE 8.1500
PAI $671.18
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021878350
LAST_NAME BOWERS
ADDRESS 2683 WINCHESTER AVENUE
CITY PHILADELPHI
STATE PA
ZIP 191520000
MORT $13,000.00
BAL $12,834.54
RATE 10.5500
PAI $279.75
CLTV 84.420
MATURITY 21022
FEE 0.5000
LOAN 0000021878400
LAST_NAME TUCKER
ADDRESS 6226 LANNIE ROAD
CITY JACKSONVILL
STATE FL
ZIP 322180000
MORT $51,000.00
BAL $50,931.03
RATE 9.9500
PAI $445.68
CLTV 85.000
MATURITY 120808
FEE 0.5000
LOAN 0000021878467
LAST_NAME BUTTON
ADDRESS 8215 MILL RACE DR
CITY OOLTEWAH
STATE TN
ZIP 373630000
MORT $261,000.00
BAL $259,562.58
RATE 9.7500
PAI $2,475.63
CLTV 88.474
MATURITY 170731
FEE 0.5000
LOAN 0000021878491
LAST_NAME LINTNER
ADDRESS 2308 BOULEVARD STREET NOR
CITY TAMPA
STATE FL
ZIP 336020000
MORT $38,400.00
BAL $38,254.75
RATE 8.7500
PAI $302.10
CLTV 80.000
MATURITY 120805
FEE 0.5000
LOAN 0000021878509
LAST_NAME STEELE
ADDRESS BOX 410 EDENBORO ROAD
CITY MT. GARLAND
STATE NC
ZIP 273060000
MORT $28,000.00
BAL $27,984.05
RATE 8.8000
PAI $221.28
CLTV 80.000
MATURITY 270929
FEE 0.5000
LOAN 0000021878517
LAST_NAME WITHEROW
ADDRESS 1315 SABLE PALM BEACH DRI
CITY BOCA RATON
STATE FL
ZIP 334320000
MORT $46,200.00
BAL $46,200.00
RATE 9.7000
PAI $488.03
CLTV 46.119
MATURITY 121113
FEE 0.5000
LOAN 0000021878525
LAST_NAME TOLLEN
ADDRESS 350 KATIE LN
CITY CARROLLTON
STATE GA
ZIP 301170000
MORT $58,400.00
BAL $58,317.59
RATE 9.7500
PAI $501.75
CLTV 80.000
MATURITY 120904
FEE 0.5000
LOAN 0000021878566
LAST_NAME SUMMEY
ADDRESS 7606 AUSTIN DR
CITY CHATTANOOGA
STATE TN
ZIP 374150000
MORT $72,000.00
BAL $70,796.71
RATE 9.7500
PAI $682.94
CLTV 90.000
MATURITY 170729
FEE 0.5000
LOAN 0000021878590
LAST_NAME STEPNICK
ADDRESS 216 RIDGEWOOD AVENUE
CITY PITTSBURGH
STATE PA
ZIP 152290000
MORT $60,000.00
BAL $59,738.57
RATE 9.3000
PAI $551.47
CLTV 75.000
MATURITY 170729
FEE 0.5000
LOAN 0000021878608
LAST_NAME JOHNSON
ADDRESS 18350 WHIT GORDON RD
CITY LIVINGSTON
STATE LA
ZIP 707540000
MORT $34,500.00
BAL $32,695.76
RATE 9.5400
PAI $515.15
CLTV 75.000
MATURITY 50813
FEE 0.5000
LOAN 0000021878699
LAST_NAME CESAR
ADDRESS 1717-1717A N 2ND ST
CITY SHEBOYGAN
STATE WI
ZIP 530810000
MORT $66,000.00
BAL $65,649.85
RATE 9.0000
PAI $669.42
CLTV 84.615
MATURITY 120901
FEE 0.5000
LOAN 0000021878749
LAST_NAME HINDS
ADDRESS 4911 HOWARDVILLE ROAD
CITY APISON
STATE TN
ZIP 373020000
MORT $76,000.00
BAL $75,645.04
RATE 8.7500
PAI $671.63
CLTV 80.000
MATURITY 170731
FEE 0.5000
LOAN 0000021878814
LAST_NAME ROBERTS
ADDRESS 7870 TOWER DRIVE
CITY MOBILE
STATE AL
ZIP 366190000
MORT $84,600.00
BAL $84,376.25
RATE 10.0000
PAI $816.41
CLTV 88.125
MATURITY 170912
FEE 0.5000
LOAN 0000021878822
LAST_NAME ANTONAKOS
ADDRESS 8045 EMBASSY BLVD
CITY PORT RICHEY
STATE FL
ZIP 346680000
MORT $68,000.00
BAL $67,901.69
RATE 9.4900
PAI $571.29
CLTV 85.000
MATURITY 120718
FEE 0.5000
LOAN 0000021878848
LAST_NAME HENDERSON
ADDRESS 1632 NORTH MASON
CITY CHICAGO
STATE IL
ZIP 606390000
MORT $35,500.00
BAL $35,500.00
RATE 10.4000
PAI $390.22
CLTV 81.695
MATURITY 121103
FEE 0.5000
LOAN 0000021878855
LAST_NAME ROOKER
ADDRESS 130 CANDLEWOOD MOUNTAIN R
CITY NEW MILFORD
STATE CT
ZIP 067760000
MORT $211,500.00
BAL $210,918.56
RATE 9.7000
PAI $1,999.17
CLTV 90.000
MATURITY 170910
FEE 0.5000
LOAN 0000021878889
LAST_NAME BROADWAY
ADDRESS 14331 COTTAGE GROVE AVENU
CITY DOLTON
STATE IL
ZIP 604190000
MORT $84,700.00
BAL $84,652.76
RATE 8.9000
PAI $675.43
CLTV 83.039
MATURITY 121001
FEE 0.5000
LOAN 0000021878897
LAST_NAME DINGER
ADDRESS 209 15TH STREET
CITY PITTSBURGH
STATE PA
ZIP 152150000
MORT $44,000.00
BAL $43,806.09
RATE 9.7000
PAI $415.91
CLTV 80.000
MATURITY 170714
FEE 0.5000
LOAN 0000021878913
LAST_NAME DANFORD
ADDRESS 712 BELGIAN AVENUE
CITY BALTIMORE
STATE MD
ZIP 212180000
MORT $19,000.00
BAL $18,893.63
RATE 8.4000
PAI $185.99
CLTV 29.457
MATURITY 120924
FEE 0.5000
LOAN 0000021878947
LAST_NAME POWERS
ADDRESS 4538 ST ANTHONY LANE
CITY COLUMBUS
STATE OH
ZIP 432130000
MORT $43,600.00
BAL $42,934.29
RATE 9.5500
PAI $456.60
CLTV 67.076
MATURITY 120813
FEE 0.5000
LOAN 0000021878962
LAST_NAME TOBBE
ADDRESS 14530 S TURNER AVENUE
CITY MIDLOTHIAN
STATE IL
ZIP 604450000
MORT $82,620.00
BAL $82,573.92
RATE 8.9000
PAI $658.85
CLTV 81.000
MATURITY 271001
FEE 0.5000
LOAN 0000021878988
LAST_NAME BROUGH
ADDRESS 4765 SPLIT RAIL
CITY BRIGHTON
STATE MI
ZIP 481160000
MORT $244,000.00
BAL $243,553.40
RATE 8.5000
PAI $1,876.15
CLTV 80.000
MATURITY 270901
FEE 0.5000
LOAN 0000021878996
LAST_NAME HUERAMO
ADDRESS 2243 S ST LOUIS AVENUE
CITY CHICAGO
STATE IL
ZIP 606230000
MORT $50,000.00
BAL $49,874.29
RATE 9.5500
PAI $523.63
CLTV 54.945
MATURITY 121016
FEE 0.5000
LOAN 0000021879036
LAST_NAME MOATZ
ADDRESS 4911 LOSCO ROAD
CITY JACKSONVILL
STATE FL
ZIP 322570000
MORT $95,000.00
BAL $94,058.93
RATE 9.8500
PAI $1,012.18
CLTV 47.738
MATURITY 120731
FEE 0.5000
LOAN 0000021879093
LAST_NAME TABOR
ADDRESS 1515 STUYVESANT AVE
CITY TRENTON
STATE NJ
ZIP 086180000
MORT $150,300.00
BAL $150,300.00
RATE 10.3000
PAI $1,352.43
CLTV 90.000
MATURITY 271003
FEE 0.5000
LOAN 0000021879168
LAST_NAME SCOTT
ADDRESS 3868 TURNER ROAD
CITY RICHMOND
STATE IN
ZIP 473740000
MORT $56,000.00
BAL $55,706.89
RATE 9.1500
PAI $573.00
CLTV 63.926
MATURITY 120922
FEE 0.5000
LOAN 0000021879176
LAST_NAME MCCLOY
ADDRESS 445 GREEN TURTLE COVE
CITY SATALLITE B
STATE FL
ZIP 329370000
MORT $180,000.00
BAL $178,908.41
RATE 8.9900
PAI $1,618.35
CLTV 80.000
MATURITY 170722
FEE 0.5000
LOAN 0000021879226
LAST_NAME WHITE
ADDRESS 2783 7TH ST
CITY CUYAHOGA FA
STATE OH
ZIP 442210000
MORT $75,750.00
BAL $75,624.66
RATE 8.9900
PAI $608.96
CLTV 75.000
MATURITY 120806
FEE 0.5000
LOAN 0000021879259
LAST_NAME FLOYD
ADDRESS 11 MOTT LANE
CITY BROOKHAVEN
STATE NY
ZIP 117190000
MORT $40,000.00
BAL $39,980.32
RATE 9.5000
PAI $336.35
CLTV 31.746
MATURITY 270925
FEE 0.5000
LOAN 0000021879275
LAST_NAME GREGORY
ADDRESS 360 LONG LANE
CITY ELIZABETH C
STATE NC
ZIP 279090000
MORT $27,200.00
BAL $27,200.00
RATE 8.8500
PAI $273.46
CLTV 80.000
MATURITY 121117
FEE 0.5000
LOAN 0000021879374
LAST_NAME JENSIK
ADDRESS 3772 LAUREL ROAD
CITY BRUNSWICK
STATE OH
ZIP 442120000
MORT $33,500.00
BAL $33,318.41
RATE 8.1500
PAI $409.11
CLTV 33.500
MATURITY 71007
FEE 0.5000
LOAN 0000021879390
LAST_NAME JENSIK
ADDRESS 3772 LAUREL ROAD
CITY BRUNSWICK
STATE OH
ZIP 442120000
MORT $17,500.00
BAL $17,261.88
RATE 8.7000
PAI $360.73
CLTV 51.000
MATURITY 21007
FEE 0.5000
LOAN 0000021879424
LAST_NAME DINKINS
ADDRESS 6704 N 12TH ST
CITY PHILADELPHI
STATE PA
ZIP 191260000
MORT $77,000.00
BAL $76,422.47
RATE 9.7000
PAI $813.38
CLTV 70.000
MATURITY 120804
FEE 0.5000
LOAN 0000021879481
LAST_NAME FLOWERS
ADDRESS 23284 JOE MAY RD
CITY DENHAM SPRI
STATE LA
ZIP 707260000
MORT $49,200.00
BAL $48,156.83
RATE 8.7500
PAI $616.61
CLTV 80.000
MATURITY 70801
FEE 0.5000
LOAN 0000021879549
LAST_NAME MACK
ADDRESS 222 PRESTWICK LANE
CITY NEW CASTLE
STATE DE
ZIP 197200000
MORT $107,200.00
BAL $107,106.77
RATE 10.1000
PAI $948.69
CLTV 80.000
MATURITY 120723
FEE 0.5000
LOAN 0000021879572
LAST_NAME TATE
ADDRESS 46 ROBINSON POND ROAD
CITY HUDSON
STATE NH
ZIP 030510000
MORT $85,000.00
BAL $84,546.03
RATE 9.9900
PAI $819.71
CLTV 45.945
MATURITY 170728
FEE 0.5000
LOAN 0000021879622
LAST_NAME BARRETT
ADDRESS 1609 S LEA AVENUE
CITY ROSWELL
STATE NM
ZIP 882010000
MORT $67,200.00
BAL $67,098.09
RATE 8.9000
PAI $600.31
CLTV 80.000
MATURITY 170930
FEE 0.5000
LOAN 0000021879762
LAST_NAME CARROLL
ADDRESS 48 BEECHCREST STREET
CITY WARWICK
STATE RI
ZIP 028880000
MORT $35,000.00
BAL $34,959.99
RATE 8.8000
PAI $276.60
CLTV 46.666
MATURITY 120902
FEE 0.5000
LOAN 0000021879796
LAST_NAME HOWARD
ADDRESS 430 CORNELL AVE.
CITY PEMBERTON
STATE NJ
ZIP 080600000
MORT $58,500.00
BAL $58,265.92
RATE 8.5000
PAI $683.65
CLTV 62.903
MATURITY 81003
FEE 0.5000
LOAN 0000021879853
LAST_NAME EVERHART
ADDRESS 426B RT
CITY FAYETTEVILL
STATE NC
ZIP 283040000
MORT $18,000.00
BAL $18,000.00
RATE 9.5000
PAI $187.97
CLTV 79.883
MATURITY 121124
FEE 0.5000
LOAN 0000021879879
LAST_NAME GULLEDGE
ADDRESS 8558 MCALLISTER DR
CITY THEODORE
STATE AL
ZIP 365820000
MORT $52,000.00
BAL $51,708.92
RATE 8.4000
PAI $509.03
CLTV 79.389
MATURITY 120917
FEE 0.5000
LOAN 0000021879903
LAST_NAME FORD
ADDRESS 4725 QUADRANT ST
CITY CAPITOL HEI
STATE MD
ZIP 207430000
MORT $75,500.00
BAL $75,387.69
RATE 9.5000
PAI $634.85
CLTV 68.949
MATURITY 270827
FEE 0.5000
LOAN 0000021879945
LAST_NAME DUNN
ADDRESS 1800 N OHIO AVENUE
CITY ATLANTIC CI
STATE NJ
ZIP 084010000
MORT $37,300.00
BAL $37,136.90
RATE 9.9900
PAI $359.71
CLTV 49.078
MATURITY 171010
FEE 0.5000
LOAN 0000021879978
LAST_NAME LATTIMORE
ADDRESS 2567 CHANNING RD
CITY UNIVERSITY
STATE OH
ZIP 441180000
MORT $116,800.00
BAL $116,619.44
RATE 9.3500
PAI $969.37
CLTV 80.000
MATURITY 120820
FEE 0.5000
LOAN 0000021880000
LAST_NAME FRENCH
ADDRESS 5516 PEERLESS AVE
CITY BALTIMORE
STATE MD
ZIP 212070000
MORT $20,000.00
BAL $19,853.89
RATE 9.9900
PAI $214.80
CLTV 28.571
MATURITY 120820
FEE 0.5000
LOAN 0000021880026
LAST_NAME ANDREASEN
ADDRESS 5517 VAN DYKE ROAD
CITY LUTZ
STATE FL
ZIP 335490000
MORT $24,500.00
BAL $24,500.00
RATE 9.7000
PAI $319.72
CLTV 63.701
MATURITY 71119
FEE 0.5000
LOAN 0000021880034
LAST_NAME LAMONTAGUE
ADDRESS 408 BROADWAY
CITY NORTH ATTLE
STATE MA
ZIP 027600000
MORT $90,000.00
BAL $89,520.40
RATE 8.9500
PAI $910.16
CLTV 69.230
MATURITY 120909
FEE 0.5000
LOAN 0000021880083
LAST_NAME KERNS
ADDRESS 908 E FORK RD
CITY NEW VIENNA
STATE OH
ZIP 451590000
MORT $117,000.00
BAL $116,851.55
RATE 10.2500
PAI $1,048.44
CLTV 90.000
MATURITY 120808
FEE 0.5000
LOAN 0000021880091
LAST_NAME JOHNSON
ADDRESS 64 K ST NW
CITY WASHINGTON
STATE DC
ZIP 200010000
MORT $36,000.00
BAL $35,866.44
RATE 10.5500
PAI $360.63
CLTV 79.518
MATURITY 170819
FEE 0.5000
LOAN 0000021880133
LAST_NAME ASHLEY
ADDRESS 142 MOUNTAIN VIEW RIDGE D
CITY WILKESBORO
STATE NC
ZIP 286970000
MORT $52,000.00
BAL $51,623.60
RATE 10.2500
PAI $566.78
CLTV 80.000
MATURITY 120929
FEE 0.5000
LOAN 0000021880174
LAST_NAME REYNOLD
ADDRESS 2691 CENTENNIAL ROAD
CITY HANOVER
STATE PA
ZIP 173310000
MORT $50,000.00
BAL $49,788.98
RATE 9.5500
PAI $467.70
CLTV 48.780
MATURITY 170814
FEE 0.5000
LOAN 0000021880182
LAST_NAME TERRELL
ADDRESS 5217 S PURITAN AVE
CITY TAMPA
STATE FL
ZIP 336110000
MORT $52,500.00
BAL $52,242.10
RATE 9.8500
PAI $559.36
CLTV 70.000
MATURITY 120822
FEE 0.5000
LOAN 0000021880232
LAST_NAME PARKER
ADDRESS 1112 N FIRST ST
CITY BIRMINGHAM
STATE AL
ZIP 352040000
MORT $39,750.00
BAL $39,602.44
RATE 12.7500
PAI $458.65
CLTV 75.000
MATURITY 170714
FEE 0.5000
LOAN 0000021880257
LAST_NAME MALINGOWSKI
ADDRESS 234 PROVOST RD
CITY PITTSBURGH
STATE PA
ZIP 152270000
MORT $52,000.00
BAL $51,779.94
RATE 9.5500
PAI $486.41
CLTV 80.000
MATURITY 170804
FEE 0.5000
LOAN 0000021880273
LAST_NAME JONES
ADDRESS 134 EAST 6TH STREET
CITY MONROE
STATE MI
ZIP 481610000
MORT $89,000.00
BAL $87,415.88
RATE 8.1500
PAI $1,393.84
CLTV 74.789
MATURITY 40929
FEE 0.5000
LOAN 0000021880307
LAST_NAME GONZALES
ADDRESS 205 DELAWARE
CITY ALAMOGORDO
STATE NM
ZIP 883100000
MORT $30,400.00
BAL $30,354.48
RATE 9.0000
PAI $273.52
CLTV 80.000
MATURITY 171022
FEE 0.5000
LOAN 0000021880315
LAST_NAME HAMILTON
ADDRESS 2413 ORIOLE ST
CITY SLIDELL
STATE LA
ZIP 704600000
MORT $60,000.00
BAL $59,778.87
RATE 10.6000
PAI $603.06
CLTV 80.000
MATURITY 170728
FEE 0.5000
LOAN 0000021880356
LAST_NAME MELENDEZ
ADDRESS 2200 S 38TH STREET
CITY ST. PETERSB
STATE FL
ZIP 337110000
MORT $36,800.00
BAL $36,415.01
RATE 8.8500
PAI $463.19
CLTV 80.000
MATURITY 70915
FEE 0.5000
LOAN 0000021880372
LAST_NAME DINGER
ADDRESS 3014 BARNHILL RD BOX 4
CITY MIDVALE
STATE OH
ZIP 446530000
MORT $76,000.00
BAL $75,931.02
RATE 9.9000
PAI $661.35
CLTV 80.000
MATURITY 120820
FEE 0.5000
LOAN 0000021880380
LAST_NAME TINNIN
ADDRESS 7519 MAN-O-WAR AVENUE
CITY BAKERSFIELD
STATE CA
ZIP 933070000
MORT $10,000.00
BAL $10,000.00
RATE 9.6500
PAI $105.33
CLTV 66.096
MATURITY 121101
FEE 0.5000
LOAN 0000021880398
LAST_NAME REYNOLD
ADDRESS 2691 CENTENNIAL RD
CITY HANOVER
STATE PA
ZIP 173310000
MORT $25,000.00
BAL $24,824.05
RATE 10.4000
PAI $274.81
CLTV 73.170
MATURITY 120814
FEE 0.5000
LOAN 0000021880448
LAST_NAME HIPKINS
ADDRESS 70 PARK VALLEY LN
CITY BROOKHAVEN
STATE PA
ZIP 190150000
MORT $46,000.00
BAL $45,849.94
RATE 8.3500
PAI $394.85
CLTV 70.769
MATURITY 170917
FEE 0.5000
LOAN 0000021880455
LAST_NAME GIBSON
ADDRESS 20037 WANEGARDEN COURT
CITY GERMANTOWN
STATE MD
ZIP 208740000
MORT $140,000.00
BAL $139,226.76
RATE 8.5500
PAI $1,382.75
CLTV 80.000
MATURITY 120924
FEE 0.5000
LOAN 0000021880588
LAST_NAME FOSTER
ADDRESS 3302 LAKE DRIVE
CITY TOWNSHIP OF
STATE MI
ZIP 490360000
MORT $84,000.00
BAL $83,904.97
RATE 8.8500
PAI $666.84
CLTV 72.413
MATURITY 270923
FEE 0.5000
LOAN 0000021880596
LAST_NAME WILLIAMS
ADDRESS 4132 STARRATT ROAD
CITY JACKSONVILL
STATE FL
ZIP 322260000
MORT $46,400.00
BAL $46,336.06
RATE 9.6500
PAI $437.07
CLTV 80.000
MATURITY 171007
FEE 0.5000
LOAN 0000021880638
LAST_NAME CONNERY
ADDRESS 95 WITHERIDGE STREET
CITY FEEDING HIL
STATE MA
ZIP 010300000
MORT $66,800.00
BAL $66,759.53
RATE 8.5000
PAI $513.64
CLTV 53.870
MATURITY 270926
FEE 0.5000
LOAN 0000021880661
LAST_NAME HICKEY, JR.
ADDRESS 304 MAIN STREET
CITY YOUNGSTOWN
STATE NY
ZIP 141740000
MORT $48,000.00
BAL $48,000.00
RATE 8.3500
PAI $412.01
CLTV 65.753
MATURITY 171117
FEE 0.5000
LOAN 0000021880802
LAST_NAME RODRIGUEZ
ADDRESS 731 ORIOLE AVENUE
CITY MIAMI SPRIN
STATE FL
ZIP 331660000
MORT $60,000.00
BAL $59,917.86
RATE 9.7000
PAI $567.14
CLTV 65.084
MATURITY 171022
FEE 0.5000
LOAN 0000021880919
LAST_NAME HORN
ADDRESS 119 HAZELWOOD STREET EAST
CITY VILLAGE OF
STATE IL
ZIP 615500000
MORT $92,000.00
BAL $91,849.53
RATE 8.3000
PAI $786.80
CLTV 79.310
MATURITY 171006
FEE 0.5000
LOAN 0000021880927
LAST_NAME SEABERT
ADDRESS 1219 TREASURE AVENUE
CITY MANAHAWKIN
STATE NJ
ZIP 080500000
MORT $46,900.00
BAL $46,573.00
RATE 10.5000
PAI $518.43
CLTV 65.138
MATURITY 120825
FEE 0.5000
LOAN 0000021880943
LAST_NAME JONES
ADDRESS 20 MCBRIDE DRIVE
CITY JEFFERSONVI
STATE IN
ZIP 471300000
MORT $13,000.00
BAL $13,000.00
RATE 10.6000
PAI $280.07
CLTV 74.827
MATURITY 21104
FEE 0.5000
LOAN 0000021880968
LAST_NAME ROSS
ADDRESS 2234 NE POYNTER STREET
CITY CITY OF HIL
STATE OR
ZIP 971240000
MORT $25,000.00
BAL $25,000.00
RATE 10.4500
PAI $336.64
CLTV 64.994
MATURITY 71104
FEE 0.5000
LOAN 0000021880976
LAST_NAME MILES
ADDRESS 34 BANCROFT STREET
CITY WESTFIELD
STATE MA
ZIP 010850000
MORT $96,000.00
BAL $95,694.90
RATE 8.6000
PAI $839.20
CLTV 75.590
MATURITY 170922
FEE 0.5000
LOAN 0000021881016
LAST_NAME ZURCHER
ADDRESS 1487 N. 1900 AVENUE
CITY COAL VALLEY
STATE IL
ZIP 612400000
MORT $45,000.00
BAL $44,525.25
RATE 8.7000
PAI $562.77
CLTV 69.230
MATURITY 70925
FEE 0.5000
LOAN 0000021881347
LAST_NAME HOULIHAN
ADDRESS 10 PICKERING TERRACE
CITY LYNN
STATE MA
ZIP 019040000
MORT $22,000.00
BAL $21,972.13
RATE 10.3000
PAI $216.70
CLTV 83.334
MATURITY 171104
FEE 0.5000
LOAN 0000021881479
LAST_NAME DUNBAR
ADDRESS 1770 CONOORD PLACE
CITY CUYOTTGOA F
STATE OH
ZIP 442210000
MORT $132,500.00
BAL $132,500.00
RATE 9.9000
PAI $1,153.01
CLTV 89.830
MATURITY 121101
FEE 0.5000
LOAN 0000021881537
LAST_NAME PRICE
ADDRESS 820 SOUTH A STREET
CITY MONMOUTH
STATE IL
ZIP 614620000
MORT $15,750.00
BAL $15,687.16
RATE 10.4500
PAI $156.72
CLTV 75.000
MATURITY 171007
FEE 0.5000
LOAN 0000021881636
LAST_NAME LAUTIERI
ADDRESS 65 ASHTON STREET
CITY PROVIDENCE
STATE RI
ZIP 029040000
MORT $115,200.00
BAL $115,147.38
RATE 9.8500
PAI $998.22
CLTV 90.000
MATURITY 121006
FEE 0.5000
LOAN 0000021881693
LAST_NAME COOK
ADDRESS 1401 S 16TH ST
CITY MATTOON
STATE IL
ZIP 619380000
MORT $37,000.00
BAL $36,767.98
RATE 8.7000
PAI $462.72
CLTV 77.083
MATURITY 71006
FEE 0.5000
LOAN 0000021881768
LAST_NAME DUBS
ADDRESS 518 HOMESTEAD AVENUE
CITY ALLIANCE
STATE NE
ZIP 693010000
MORT $47,700.00
BAL $47,464.60
RATE 9.8000
PAI $506.77
CLTV 90.000
MATURITY 120922
FEE 0.5000
LOAN 0000021881776
LAST_NAME PACHECO
ADDRESS 1191 S RALEIGH STREET
CITY DENVER
STATE CO
ZIP 802190000
MORT $76,500.00
BAL $76,424.09
RATE 9.9500
PAI $668.52
CLTV 81.382
MATURITY 271007
FEE 0.5000
LOAN 0000021881800
LAST_NAME GIVENS
ADDRESS 221 STILLWELL AVENUE
CITY PALATKA
STATE FL
ZIP 321770000
MORT $35,000.00
BAL $34,946.92
RATE 8.9000
PAI $312.66
CLTV 72.916
MATURITY 171010
FEE 0.5000
LOAN 0000021881875
LAST_NAME DILLARD
ADDRESS 5503 THE ALMEDA
CITY BALTIMORE
STATE MD
ZIP 212390000
MORT $15,600.00
BAL $15,532.46
RATE 9.3500
PAI $143.89
CLTV 81.166
MATURITY 170819
FEE 0.5000
LOAN 0000021881917
LAST_NAME THOMPSON
ADDRESS 20559 SW CASTLE DRIVE
CITY ALOHA
STATE OR
ZIP 970070000
MORT $52,000.00
BAL $52,000.00
RATE 9.7000
PAI $549.29
CLTV 78.453
MATURITY 121022
FEE 0.5000
LOAN 0000021881925
LAST_NAME PAPPAS
ADDRESS 6114 ROSE RD
CITY DULUTH
STATE MN
ZIP 558100000
MORT $70,400.00
BAL $70,336.80
RATE 9.1500
PAI $574.07
CLTV 80.000
MATURITY 270930
FEE 0.5000
LOAN 0000021881974
LAST_NAME ODOM
ADDRESS 27914 N DEXTER DRIVE
CITY CITY OF SAN
STATE CA
ZIP 913500000
MORT $50,000.00
BAL $49,899.75
RATE 9.6000
PAI $469.34
CLTV 52.187
MATURITY 171022
FEE 0.5000
LOAN 0000021881990
LAST_NAME EGUPOV
ADDRESS 13626 JOHN KLINE ROAD
CITY SMITHBURG
STATE MD
ZIP 217830000
MORT $149,000.00
BAL $146,666.23
RATE 8.9500
PAI $1,883.44
CLTV 89.221
MATURITY 70815
FEE 0.5000
LOAN 0000021882006
LAST_NAME HARRIS
ADDRESS 533 QUINCY ST. NW
CITY WASHINGTON
STATE DC
ZIP 200110000
MORT $60,000.00
BAL $59,937.60
RATE 10.8500
PAI $564.60
CLTV 49.586
MATURITY 270918
FEE 0.5000
LOAN 0000021882063
LAST_NAME WALLACE
ADDRESS 116 CLAREWOOD DRIVE
CITY BALDWINSVIL
STATE NY
ZIP 130270000
MORT $47,800.00
BAL $47,417.83
RATE 8.9900
PAI $484.54
CLTV 79.666
MATURITY 120825
FEE 0.5000
LOAN 0000021882105
LAST_NAME JONES
ADDRESS 3070 NW 69TH TERRACE
CITY MIAMI
STATE FL
ZIP 331470000
MORT $64,800.00
BAL $64,761.03
RATE 11.8000
PAI $656.59
CLTV 90.000
MATURITY 271001
FEE 0.5000
LOAN 0000021882121
LAST_NAME WAGNER
ADDRESS 234 W CYPRESS LANE
CITY WESTBURY
STATE NY
ZIP 115900000
MORT $58,500.00
BAL $56,948.19
RATE 9.9900
PAI $628.29
CLTV 72.577
MATURITY 120819
FEE 0.5000
LOAN 0000021882139
LAST_NAME METZGER
ADDRESS 3 DORMAN ROAD
CITY OXFORD
STATE CT
ZIP 064780000
MORT $37,000.00
BAL $36,922.26
RATE 11.7500
PAI $400.97
CLTV 47.681
MATURITY 170923
FEE 0.5000
LOAN 0000021882154
LAST_NAME STEINBERG
ADDRESS 146 STONE OAKS DRIVE #123
CITY HARTSDALE
STATE NY
ZIP 105200000
MORT $175,000.00
BAL $174,789.55
RATE 10.5000
PAI $1,600.79
CLTV 58.724
MATURITY 120801
FEE 0.5000
LOAN 0000021882170
LAST_NAME JAMES
ADDRESS 29 LESTER STREET
CITY ROCHESTER
STATE NY
ZIP 146230000
MORT $57,600.00
BAL $57,150.12
RATE 9.2500
PAI $592.81
CLTV 80.000
MATURITY 120820
FEE 0.5000
LOAN 0000021882188
LAST_NAME MITCHELL
ADDRESS 106 BUTLER STREET
CITY RIDGE SPRIN
STATE SC
ZIP 291290000
MORT $53,000.00
BAL $52,930.20
RATE 10.0000
PAI $511.47
CLTV 89.075
MATURITY 170930
FEE 0.5000
LOAN 0000021882212
LAST_NAME STAIGER
ADDRESS 7705 BAY FRONT ROAD
CITY BALTIMORE
STATE MD
ZIP 121190000
MORT $44,000.00
BAL $43,663.97
RATE 9.5000
PAI $459.46
CLTV 77.294
MATURITY 120820
FEE 0.5000
LOAN 0000021882253
LAST_NAME COELHO
ADDRESS 58 MEADOWCREST DRIVE
CITY CUMBERLAND
STATE RI
ZIP 028600000
MORT $100,000.00
BAL $99,885.69
RATE 8.8000
PAI $790.28
CLTV 75.187
MATURITY 121001
FEE 0.5000
LOAN 0000021882279
LAST_NAME WILLIAMS
ADDRESS 618 GAIRLOCH PLACE
CITY BEL AIR
STATE MD
ZIP 210120000
MORT $10,900.00
BAL $10,136.14
RATE 10.2500
PAI $145.56
CLTV 84.111
MATURITY 70819
FEE 0.5000
LOAN 0000021882287
LAST_NAME HENDRICKS
ADDRESS 20 COMMERCE STREET
CITY STATTEN ISL
STATE NY
ZIP 103140000
MORT $180,000.00
BAL $179,687.04
RATE 8.7500
PAI $1,416.06
CLTV 80.000
MATURITY 120730
FEE 0.5000
LOAN 0000021882303
LAST_NAME STERCHELE
ADDRESS 16 CHERYL STREET
CITY SOUTH SPRIN
STATE NY
ZIP 109770000
MORT $82,700.00
BAL $82,325.27
RATE 8.9900
PAI $743.54
CLTV 50.121
MATURITY 170821
FEE 0.5000
LOAN 0000021882311
LAST_NAME DUCKETT
ADDRESS 2319 N ELLAMONT STREET
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $63,000.00
BAL $62,954.76
RATE 10.9900
PAI $599.49
CLTV 90.000
MATURITY 270815
FEE 0.5000
LOAN 0000021882386
LAST_NAME HERNANDEZ
ADDRESS 606 S ELM
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $58,500.00
BAL $58,475.98
RATE 10.3500
PAI $528.58
CLTV 90.000
MATURITY 271020
FEE 0.5000
LOAN 0000021882444
LAST_NAME BOWMAN
ADDRESS 178 ARKAYS AVENUE
CITY SPRING HILL
STATE FL
ZIP 346090000
MORT $33,000.00
BAL $32,864.07
RATE 11.7500
PAI $390.76
CLTV 84.615
MATURITY 120924
FEE 0.5000
LOAN 0000021882493
LAST_NAME SCHAEFER
ADDRESS 106 S RONDA ROAD
CITY MCHENRY
STATE IL
ZIP 600500000
MORT $50,000.00
BAL $50,000.00
RATE 9.7500
PAI $529.69
CLTV 70.041
MATURITY 121028
FEE 0.5000
LOAN 0000021882535
LAST_NAME TAYLOR
ADDRESS 585 NW 182 TERRACE
CITY MIAMI
STATE FL
ZIP 331690000
MORT $15,000.00
BAL $14,958.49
RATE 9.6500
PAI $141.30
CLTV 67.441
MATURITY 170929
FEE 0.5000
LOAN 0000021882543
LAST_NAME NUBY
ADDRESS 3401 NW 5 PLACE
CITY FORT LAUDER
STATE FL
ZIP 335110000
MORT $29,500.00
BAL $29,457.31
RATE 9.4500
PAI $274.02
CLTV 60.958
MATURITY 171022
FEE 0.5000
LOAN 0000021882568
LAST_NAME MANN
ADDRESS 2030 NW 6TH AVENUE
CITY POMPANO BEA
STATE FL
ZIP 330600000
MORT $25,000.00
BAL $24,749.00
RATE 9.6000
PAI $324.87
CLTV 73.073
MATURITY 70924
FEE 0.5000
LOAN 0000021882584
LAST_NAME JACKSON
ADDRESS 385 LAKE DRIVE
CITY MIDWAY
STATE GA
ZIP 313200000
MORT $40,800.00
BAL $40,576.98
RATE 8.0000
PAI $495.02
CLTV 57.464
MATURITY 71103
FEE 0.5000
LOAN 0000021882634
LAST_NAME MURRAY
ADDRESS 121 WEST 1ST AVENUE
CITY CHEYENNE
STATE WY
ZIP 820010000
MORT $58,000.00
BAL $57,916.40
RATE 9.6500
PAI $494.06
CLTV 48.333
MATURITY 120825
FEE 0.5000
LOAN 0000021882691
LAST_NAME MURCHISON
ADDRESS 13017 RIDGEMERE COURT
CITY RICHMOND
STATE VA
ZIP 232330000
MORT $20,000.00
BAL $19,953.48
RATE 10.4000
PAI $219.85
CLTV 80.487
MATURITY 121027
FEE 0.5000
LOAN 0000021882725
LAST_NAME GIBSON
ADDRESS 712 BEECHWOOD AVENUE
CITY VALLEJO
STATE CA
ZIP 945910000
MORT $21,860.00
BAL $21,860.00
RATE 9.5500
PAI $459.64
CLTV 79.997
MATURITY 21104
FEE 0.5000
LOAN 0000021882881
LAST_NAME HEALEY
ADDRESS 21520 FRANCIS
CITY ST. CLAIR S
STATE MI
ZIP 480820000
MORT $32,000.00
BAL $31,961.08
RATE 8.5000
PAI $246.06
CLTV 28.444
MATURITY 120901
FEE 0.5000
LOAN 0000021882899
LAST_NAME BLACK
ADDRESS 1402 N APPERSON
CITY KOKOMO
STATE IN
ZIP 469010000
MORT $52,500.00
BAL $52,107.52
RATE 9.5500
PAI $443.37
CLTV 75.000
MATURITY 120701
FEE 0.5000
LOAN 0000021882915
LAST_NAME ABUJBARA
ADDRESS 4 DEERWOOD EAST
CITY IRVINE
STATE CA
ZIP 927140000
MORT $30,000.00
BAL $30,000.00
RATE 9.6500
PAI $315.99
CLTV 76.838
MATURITY 121104
FEE 0.5000
LOAN 0000021882923
LAST_NAME PRAEGITZER
ADDRESS 324 "A" STREET
CITY RUPERT
STATE ID
ZIP 833500000
MORT $15,000.00
BAL $15,000.00
RATE 9.5500
PAI $157.09
CLTV 69.204
MATURITY 121124
FEE 0.5000
LOAN 0000021882931
LAST_NAME PRYOR
ADDRESS 530 S. DUCHESNE STREET
CITY ST. CHARLES
STATE MO
ZIP 633010000
MORT $51,500.00
BAL $51,206.58
RATE 8.2000
PAI $498.13
CLTV 63.580
MATURITY 121006
FEE 0.5000
LOAN 0000021882972
LAST_NAME CARROLL
ADDRESS 321 CHERYL STREET
CITY NORTH LITTL
STATE AR
ZIP 721140000
MORT $34,200.00
BAL $33,850.14
RATE 9.2500
PAI $437.88
CLTV 90.000
MATURITY 70923
FEE 0.5000
LOAN 0000021883004
LAST_NAME DOHERTY
ADDRESS 5 SYLVAN TERRACE
CITY BRIDGEWATER
STATE MA
ZIP 023240000
MORT $50,000.00
BAL $49,752.39
RATE 9.7500
PAI $653.86
CLTV 72.845
MATURITY 71016
FEE 0.5000
LOAN 0000021883012
LAST_NAME SCHLITT
ADDRESS 2155 LINDSAY ROAD
CITY SPRINGFIELD
STATE IL
ZIP 627040000
MORT $98,420.00
BAL $98,349.95
RATE 8.9000
PAI $784.84
CLTV 69.801
MATURITY 120926
FEE 0.5000
LOAN 0000021883079
LAST_NAME IM
ADDRESS 1074 KATRINA FALLS ROAD
CITY THOMPSON
STATE NY
ZIP 127750000
MORT $43,500.00
BAL $43,474.44
RATE 8.6500
PAI $339.12
CLTV 52.095
MATURITY 121001
FEE 0.5000
LOAN 0000021883087
LAST_NAME SCOTT
ADDRESS 202 HILLCREST AVENUE
CITY LEBANON JUN
STATE KY
ZIP 401500000
MORT $16,000.00
BAL $16,000.00
RATE 9.7500
PAI $151.77
CLTV 77.247
MATURITY 171112
FEE 0.5000
LOAN 0000021883111
LAST_NAME CUGINI
ADDRESS 4 WINCHESTER DRIVE
CITY FREEHOLD
STATE NJ
ZIP 077280000
MORT $43,300.00
BAL $43,086.33
RATE 9.8000
PAI $460.02
CLTV 84.985
MATURITY 120915
FEE 0.5000
LOAN 0000021883137
LAST_NAME STUBBLEFIELD
ADDRESS 122 CHRISTIANS BEND RD
CITY CHURCH HILL
STATE TN
ZIP 376420000
MORT $72,000.00
BAL $71,903.44
RATE 9.9900
PAI $631.32
CLTV 80.000
MATURITY 120728
FEE 0.5000
LOAN 0000021883160
LAST_NAME MCCAY
ADDRESS 20 CHAMPLAIN ROAD
CITY MARLTON
STATE NJ
ZIP 080530000
MORT $134,400.00
BAL $134,191.28
RATE 8.9900
PAI $1,080.45
CLTV 80.000
MATURITY 270915
FEE 0.5000
LOAN 0000021883202
LAST_NAME STOUGH
ADDRESS 7831 S. LANGLEY AVE
CITY CHICAGO
STATE IL
ZIP 606190000
MORT $76,500.00
BAL $76,465.43
RATE 9.9000
PAI $665.70
CLTV 90.000
MATURITY 121003
FEE 0.5000
LOAN 0000021883228
LAST_NAME LONG
ADDRESS 595 WOODGLEN ROAD
CITY CATABAW
STATE SC
ZIP 297040000
MORT $67,405.00
BAL $67,370.78
RATE 9.3500
PAI $559.42
CLTV 85.000
MATURITY 270930
FEE 0.5000
LOAN 0000021883277
LAST_NAME SMITH
ADDRESS 1019 ORCHARD
CITY MAYWOOD
STATE IL
ZIP 601530000
MORT $69,000.00
BAL $68,973.16
RATE 10.6000
PAI $636.34
CLTV 83.132
MATURITY 271008
FEE 0.5000
LOAN 0000021883319
LAST_NAME BOYLE
ADDRESS 86 PURCELL STREET
CITY STATEN ISLA
STATE NY
ZIP 103100000
MORT $112,400.00
BAL $111,619.85
RATE 10.5500
PAI $1,245.96
CLTV 66.117
MATURITY 120828
FEE 0.5000
LOAN 0000021883343
LAST_NAME PURDY
ADDRESS 2700 GOLF CLUB DRIVE #28
CITY PALM SPRING
STATE CA
ZIP 422640000
MORT $25,400.00
BAL $25,323.23
RATE 12.1000
PAI $281.45
CLTV 76.164
MATURITY 170828
FEE 0.5000
LOAN 0000021883400
LAST_NAME BENZIE
ADDRESS 1623 RONALD DR.
CITY SUFFOLK
STATE VA
ZIP 234340000
MORT $86,400.00
BAL $86,347.66
RATE 8.5000
PAI $664.34
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021883483
LAST_NAME CARROLL
ADDRESS 33 WEBER AVENUE
CITY WARWICK
STATE RI
ZIP 028860000
MORT $61,500.00
BAL $61,429.70
RATE 8.8000
PAI $486.02
CLTV 75.000
MATURITY 120903
FEE 0.5000
LOAN 0000021883582
LAST_NAME KAVANAUGH
ADDRESS 1117 PALMETTO AVENUE
CITY BRUNSWICK
STATE GA
ZIP 315200000
MORT $84,150.00
BAL $84,150.00
RATE 8.7000
PAI $740.97
CLTV 75.810
MATURITY 171110
FEE 0.5000
LOAN 0000021883632
LAST_NAME HILL
ADDRESS 8725 CEDAR WOODS DRIVE
CITY BELLE FONTA
STATE AL
ZIP 365820000
MORT $52,200.00
BAL $52,184.22
RATE 11.7500
PAI $526.91
CLTV 90.000
MATURITY 270927
FEE 0.5000
LOAN 0000021883798
LAST_NAME PREMO
ADDRESS 1661 OXNARD DRIVE
CITY DOWNERS GRO
STATE IL
ZIP 605160000
MORT $30,000.00
BAL $29,924.57
RATE 9.5500
PAI $314.18
CLTV 45.781
MATURITY 121103
FEE 0.5000
LOAN 0000021883939
LAST_NAME BAKER
ADDRESS 17 BROWN AVENUE
CITY HEMPSTEAD
STATE NY
ZIP 115500000
MORT $80,000.00
BAL $80,000.00
RATE 9.0000
PAI $719.79
CLTV 60.606
MATURITY 171117
FEE 0.5000
LOAN 0000021883996
LAST_NAME SPENCER
ADDRESS 66 DRUMMOND STREET
CITY CINCINNATI
STATE OH
ZIP 452180000
MORT $82,800.00
BAL $82,759.27
RATE 9.5000
PAI $696.23
CLTV 90.000
MATURITY 271020
FEE 0.5000
LOAN 0000021884010
LAST_NAME CAPERELL
ADDRESS 4830 M LAKE ROAD
CITY KEYSTONE HE
STATE FL
ZIP 326560000
MORT $111,900.00
BAL $111,589.32
RATE 9.5500
PAI $1,046.72
CLTV 79.928
MATURITY 170924
FEE 0.5000
LOAN 0000021884085
LAST_NAME FRAZESE
ADDRESS 524 LYNNFIELD STREET
CITY LYNN
STATE MA
ZIP 019040000
MORT $20,000.00
BAL $19,936.74
RATE 14.5000
PAI $273.11
CLTV 87.728
MATURITY 120901
FEE 0.5000
LOAN 0000021884143
LAST_NAME BERGIN
ADDRESS 618 WINDY RIDGE
CITY WASHINGTON
STATE MO
ZIP 630900000
MORT $40,000.00
BAL $40,000.00
RATE 9.7500
PAI $423.75
CLTV 70.565
MATURITY 121113
FEE 0.5000
LOAN 0000021884226
LAST_NAME KAPLAN
ADDRESS 39 PORTER ROAD
CITY FALLSBURG
STATE NY
ZIP 127630000
MORT $72,250.00
BAL $72,057.33
RATE 8.9000
PAI $728.52
CLTV 85.000
MATURITY 121028
FEE 0.5000
LOAN 0000021884259
LAST_NAME EVERETT
ADDRESS 1423 LOCUST STREET
CITY BALTIMORE
STATE MD
ZIP 212260000
MORT $56,800.00
BAL $56,649.21
RATE 8.9500
PAI $574.42
CLTV 80.000
MATURITY 121003
FEE 0.5000
LOAN 0000021884267
LAST_NAME CAMPAGNA
ADDRESS 10 DOWNING STREET
CITY EAST WILLIS
STATE NY
ZIP 115960000
MORT $56,300.00
BAL $56,161.01
RATE 9.7500
PAI $596.43
CLTV 52.907
MATURITY 121103
FEE 0.5000
LOAN 0000021884317
LAST_NAME BROOKS
ADDRESS 886 D HIGHWAY 17 RT 1
CITY HERTFORD
STATE NC
ZIP 279440000
MORT $60,000.00
BAL $60,000.00
RATE 9.7000
PAI $633.80
CLTV 74.332
MATURITY 121112
FEE 0.5000
LOAN 0000021884341
LAST_NAME RAHN
ADDRESS R.R. 1 BOX 144 A
CITY SIGEL
STATE IL
ZIP 624620000
MORT $51,500.00
BAL $51,221.06
RATE 8.8000
PAI $516.24
CLTV 74.637
MATURITY 121006
FEE 0.5000
LOAN 0000021884374
LAST_NAME WATERBURY
ADDRESS 80 SILVER SPRING LANE
CITY RIDGEFIELD
STATE CT
ZIP 068770000
MORT $140,000.00
BAL $139,839.99
RATE 8.8000
PAI $1,106.38
CLTV 27.184
MATURITY 120909
FEE 0.5000
LOAN 0000021884382
LAST_NAME WHITLEY
ADDRESS 7050 W. RENAISSANCE COURT
CITY NEW ORLEANS
STATE LA
ZIP 701280000
MORT $105,200.00
BAL $105,032.58
RATE 8.6000
PAI $919.62
CLTV 80.000
MATURITY 171014
FEE 0.5000
LOAN 0000021884390
LAST_NAME MARSHALL
ADDRESS 9828 BARKLEY
CITY VAN BUREN,
STATE MI
ZIP 481110000
MORT $25,000.00
BAL $25,000.00
RATE 9.7500
PAI $264.85
CLTV 77.516
MATURITY 121107
FEE 0.5000
LOAN 0000021884408
LAST_NAME STAUCH
ADDRESS 78 MAPLE STREET
CITY LYONS
STATE NY
ZIP 144890000
MORT $34,000.00
BAL $33,944.92
RATE 9.3500
PAI $313.61
CLTV 85.000
MATURITY 170926
FEE 0.5000
LOAN 0000021884424
LAST_NAME JONES
ADDRESS 218 1ST STREET
CITY SWISHER
STATE IA
ZIP 523380000
MORT $87,000.00
BAL $86,716.22
RATE 8.3500
PAI $746.77
CLTV 61.702
MATURITY 170926
FEE 0.5000
LOAN 0000021884465
LAST_NAME HERALD
ADDRESS 2718 OHIO STREET
CITY MICHIGAN CI
STATE IN
ZIP 463600000
MORT $48,000.00
BAL $47,840.48
RATE 8.2000
PAI $407.49
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021884515
LAST_NAME BUEL
ADDRESS 8050 JOHNSON COURT
CITY ARVADA
STATE CO
ZIP 800050000
MORT $30,000.00
BAL $29,925.94
RATE 9.7500
PAI $317.81
CLTV 70.228
MATURITY 121027
FEE 0.5000
LOAN 0000021884598
LAST_NAME HODGENS
ADDRESS 9516 HIGHWAY 11
CITY CHELSEA
STATE AL
ZIP 351150000
MORT $95,900.00
BAL $95,844.25
RATE 8.7000
PAI $751.03
CLTV 70.000
MATURITY 121001
FEE 0.5000
LOAN 0000021884606
LAST_NAME WISE
ADDRESS ROUTE 2 BOX 42
CITY BLACKVILLE
STATE SC
ZIP 298170000
MORT $31,700.00
BAL $31,700.00
RATE 8.5000
PAI $393.04
CLTV 54.655
MATURITY 71117
FEE 0.5000
LOAN 0000021884614
LAST_NAME MCGINNIS
ADDRESS 3831 LOVETT CIRCLE
CITY CHARLOTTE
STATE NC
ZIP 282100000
MORT $25,600.00
BAL $25,600.00
RATE 9.8500
PAI $336.19
CLTV 64.714
MATURITY 71103
FEE 0.5000
LOAN 0000021884713
LAST_NAME OVERTON
ADDRESS 3201 DRAWBRIDGE COURT
CITY CHESAPEAKE
STATE VA
ZIP 233230000
MORT $55,000.00
BAL $54,826.74
RATE 10.0000
PAI $530.76
CLTV 79.058
MATURITY 171015
FEE 0.5000
LOAN 0000021884804
LAST_NAME LIMBER
ADDRESS 5078 ALBANY ROAD
CITY TOWNSHIP OF
STATE OH
ZIP 432270000
MORT $70,000.00
BAL $69,771.90
RATE 9.0000
PAI $563.24
CLTV 79.545
MATURITY 271017
FEE 0.5000
LOAN 0000021884861
LAST_NAME ABRAHAM
ADDRESS 106 PEACHTREE GARDEN COUR
CITY SPARTANBURG
STATE SC
ZIP 293030000
MORT $15,000.00
BAL $15,000.00
RATE 9.7500
PAI $158.91
CLTV 71.674
MATURITY 121029
FEE 0.5000
LOAN 0000021884937
LAST_NAME WHITBECK
ADDRESS 4195 SE 142ND LANE
CITY SUMMERFIELD
STATE FL
ZIP 344910000
MORT $52,000.00
BAL $51,974.14
RATE 12.6500
PAI $561.03
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021885025
LAST_NAME MORALES
ADDRESS 11780 SW 18TH ST UNIT #12
CITY MIAMI
STATE FL
ZIP 331750000
MORT $29,500.00
BAL $29,204.14
RATE 9.6000
PAI $383.34
CLTV 44.029
MATURITY 71001
FEE 0.5000
LOAN 0000021885058
LAST_NAME MITCHELL
ADDRESS 1284 FARLOW ROAD
CITY RICHMOND
STATE IN
ZIP 473740000
MORT $18,000.00
BAL $17,955.15
RATE 9.6500
PAI $189.60
CLTV 77.377
MATURITY 121008
FEE 0.5000
LOAN 0000021885090
LAST_NAME LISKO
ADDRESS 13705 WEST STREET
CITY OMAHA
STATE NE
ZIP 681370000
MORT $76,000.00
BAL $76,000.00
RATE 8.2000
PAI $568.30
CLTV 80.000
MATURITY 121022
FEE 0.5000
LOAN 0000021885124
LAST_NAME KUEHL
ADDRESS 7921 MEREDETH COURT
CITY LINCOLN
STATE NE
ZIP 685060000
MORT $123,200.00
BAL $123,013.11
RATE 9.0500
PAI $1,112.43
CLTV 80.000
MATURITY 171029
FEE 0.5000
LOAN 0000021885215
LAST_NAME MASHBURN
ADDRESS 1443 SOUTH CLAXTON ROAD
CITY YULEE
STATE FL
ZIP 320970000
MORT $62,550.00
BAL $62,550.00
RATE 10.4500
PAI $689.49
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021885231
LAST_NAME MCDOW-ABRAMS
ADDRESS 1191 CEDAR BRIDGE AVENUE
CITY BRICK
STATE NJ
ZIP 087230000
MORT $114,600.00
BAL $114,440.48
RATE 8.8500
PAI $909.76
CLTV 76.400
MATURITY 270910
FEE 0.5000
LOAN 0000021885280
LAST_NAME WELLS
ADDRESS 2230 LODELL AVENUE
CITY TOWNSHIP OF
STATE OH
ZIP 454140000
MORT $54,400.00
BAL $54,255.58
RATE 8.9500
PAI $550.15
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021885322
LAST_NAME GREELEY
ADDRESS 86 COLCHESTER DRIVE
CITY PLYMOUTH
STATE MA
ZIP 023600000
MORT $100,000.00
BAL $99,452.60
RATE 8.6500
PAI $993.55
CLTV 78.125
MATURITY 120917
FEE 0.5000
LOAN 0000021885330
LAST_NAME MURRELL
ADDRESS 7810 ANNY DRIVE
CITY FORESTVILLE
STATE MD
ZIP 207470000
MORT $125,375.00
BAL $125,375.00
RATE 10.5000
PAI $1,146.86
CLTV 85.000
MATURITY 271106
FEE 0.5000
LOAN 0000021885348
LAST_NAME KOZFKAY
ADDRESS 806 S. SAGINAW STREET
CITY LAPEER
STATE MI
ZIP 484460000
MORT $76,800.00
BAL $76,681.17
RATE 8.8000
PAI $681.15
CLTV 80.000
MATURITY 171007
FEE 0.5000
LOAN 0000021885389
LAST_NAME TURNER
ADDRESS 105 BAYBERRY LANE
CITY WILLINGBORO
STATE NJ
ZIP 080460000
MORT $88,000.00
BAL $87,338.30
RATE 8.9000
PAI $786.11
CLTV 80.000
MATURITY 170929
FEE 0.5000
LOAN 0000021885413
LAST_NAME GARCIA
ADDRESS 2505 GRIFFITHS
CITY SPRINGFIELD
STATE IL
ZIP 627020000
MORT $57,600.00
BAL $57,246.91
RATE 8.8000
PAI $577.39
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021885462
LAST_NAME PAYNE
ADDRESS 53 BEECHWOOD ROAD
CITY ASHEVILLE
STATE NC
ZIP 288050000
MORT $113,600.00
BAL $113,426.64
RATE 8.8500
PAI $1,011.16
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021885488
LAST_NAME HATCHER
ADDRESS 35664 ROLF
CITY WESTLAND
STATE MI
ZIP 481860000
MORT $73,100.00
BAL $72,991.26
RATE 9.5000
PAI $614.67
CLTV 85.000
MATURITY 120901
FEE 0.5000
LOAN 0000021885561
LAST_NAME SAVARISE
ADDRESS 6536 AMELIA AVENUE
CITY ASHTABULA
STATE OH
ZIP 440040000
MORT $78,800.00
BAL $78,590.55
RATE 8.9500
PAI $796.90
CLTV 82.083
MATURITY 120929
FEE 0.5000
LOAN 0000021885579
LAST_NAME DODSON
ADDRESS 39 WESLEY DRIVE
CITY CHICKAMAUGA
STATE GA
ZIP 307070000
MORT $36,400.00
BAL $36,134.10
RATE 9.9900
PAI $390.93
CLTV 70.000
MATURITY 120821
FEE 0.5000
LOAN 0000021885587
LAST_NAME WOODMAN
ADDRESS 2 BARK HOLLOW LANE
CITY HORSHAM
STATE PA
ZIP 190440000
MORT $14,600.00
BAL $14,532.33
RATE 10.9000
PAI $200.29
CLTV 85.000
MATURITY 70922
FEE 0.5000
LOAN 0000021885637
LAST_NAME GHAZALEH
ADDRESS 401 N LUCIA AVENUE
CITY REDONDO BEA
STATE CA
ZIP 902770000
MORT $37,000.00
BAL $36,864.42
RATE 9.2500
PAI $304.39
CLTV 14.509
MATURITY 120801
FEE 0.5000
LOAN 0000021885694
LAST_NAME GREEN
ADDRESS 9710 SE 75TH AVENUE
CITY MILWAUKIE
STATE OR
ZIP 972220000
MORT $110,000.00
BAL $109,449.12
RATE 10.1000
PAI $973.47
CLTV 84.615
MATURITY 120901
FEE 0.5000
LOAN 0000021885736
LAST_NAME GURIN
ADDRESS 249 CALLE NAVARRO
CITY CAMARILLO
STATE CA
ZIP 930100000
MORT $20,000.00
BAL $19,950.17
RATE 9.6500
PAI $210.66
CLTV 74.578
MATURITY 121024
FEE 0.5000
LOAN 0000021885777
LAST_NAME IGOE
ADDRESS 11818 PENNSYLVANIA
CITY KANSAS CITY
STATE MO
ZIP 641140000
MORT $80,000.00
BAL $80,000.00
RATE 9.5500
PAI $837.80
CLTV 78.781
MATURITY 121110
FEE 0.5000
LOAN 0000021885827
LAST_NAME CONNER
ADDRESS 731 72ND AVENUE N.
CITY ST. PETERSB
STATE FL
ZIP 337020000
MORT $31,000.00
BAL $30,859.79
RATE 10.7500
PAI $347.50
CLTV 51.666
MATURITY 120930
FEE 0.5000
LOAN 0000021885934
LAST_NAME KEMP
ADDRESS 2923 TIMBERLINE
CITY DUBUQUE
STATE IA
ZIP 520010000
MORT $72,400.00
BAL $72,362.46
RATE 9.2500
PAI $595.62
CLTV 73.131
MATURITY 270929
FEE 0.5000
LOAN 0000021885959
LAST_NAME MCMILLIAN
ADDRESS 2055 ZULA LANE
CITY MOBILE
STATE AL
ZIP 366050000
MORT $37,710.00
BAL $37,700.50
RATE 10.1500
PAI $335.12
CLTV 90.000
MATURITY 271104
FEE 0.5000
LOAN 0000021885967
LAST_NAME DREW
ADDRESS 6411 TAMALPAIS AVENUE
CITY SAN JOSE
STATE CA
ZIP 951200000
MORT $25,000.00
BAL $25,000.00
RATE 9.6500
PAI $325.56
CLTV 62.440
MATURITY 71101
FEE 0.5000
LOAN 0000021886007
LAST_NAME MCDERMOTT
ADDRESS 473 SALINAS-MONTEREY HWY
CITY SALINAS
STATE CA
ZIP 939010000
MORT $174,800.00
BAL $174,587.47
RATE 8.5000
PAI $1,344.06
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021886064
LAST_NAME GUERRERO
ADDRESS 1322 PELLIER COURT
CITY SAN JOSE
STATE CA
ZIP 951210000
MORT $170,000.00
BAL $169,477.74
RATE 8.5000
PAI $1,307.15
CLTV 79.069
MATURITY 120701
FEE 0.5000
LOAN 0000021886080
LAST_NAME SANDERS
ADDRESS 508 W. HAL MCRAE BOULEVAR
CITY AVON PARK
STATE FL
ZIP 338250000
MORT $28,000.00
BAL $27,962.40
RATE 9.8500
PAI $267.43
CLTV 80.000
MATURITY 171017
FEE 0.5000
LOAN 0000021886098
LAST_NAME GONZALES
ADDRESS 16262 CHATHAM
CITY CLINTON TOW
STATE MI
ZIP 480350000
MORT $129,000.00
BAL $128,192.43
RATE 7.1250
PAI $1,168.53
CLTV 72.067
MATURITY 120901
FEE 0.5000
LOAN 0000021886114
LAST_NAME WATSON
ADDRESS 1132 PINECROFT
CITY COLFAX
STATE CA
ZIP 957130000
MORT $160,000.00
BAL $159,675.79
RATE 8.0000
PAI $1,174.02
CLTV 64.000
MATURITY 120801
FEE 0.5000
LOAN 0000021886197
LAST_NAME GARCIA
ADDRESS 827 PORTER AVENUE
CITY JOLIET
STATE IL
ZIP 604320000
MORT $50,000.00
BAL $49,868.45
RATE 9.0500
PAI $508.63
CLTV 71.428
MATURITY 121017
FEE 0.5000
LOAN 0000021886213
LAST_NAME MARTINEZ
ADDRESS RT #1
CITY ESPANOLA
STATE NM
ZIP 875320000
MORT $48,270.00
BAL $48,149.74
RATE 9.6500
PAI $508.43
CLTV 79.999
MATURITY 121007
FEE 0.5000
LOAN 0000021886247
LAST_NAME GONZALEZ
ADDRESS 2055 DELANEY
CITY BURTON
STATE MI
ZIP 485090000
MORT $63,200.00
BAL $63,102.94
RATE 8.8000
PAI $560.53
CLTV 80.000
MATURITY 171021
FEE 0.5000
LOAN 0000021886262
LAST_NAME GORMAN
ADDRESS 2316 GLENMOOR ROAD NORTH
CITY CLEARWATER
STATE FL
ZIP 337640000
MORT $103,000.00
BAL $102,839.81
RATE 8.7000
PAI $906.94
CLTV 75.735
MATURITY 170930
FEE 0.5000
LOAN 0000021886387
LAST_NAME PATRICK
ADDRESS 35412 CHANCEY ROAD
CITY ZEPHYRILLIS
STATE FL
ZIP 335410000
MORT $42,700.00
BAL $42,465.20
RATE 8.6000
PAI $423.00
CLTV 79.074
MATURITY 120929
FEE 0.5000
LOAN 0000021886395
LAST_NAME BEY
ADDRESS 637 COLUMBIA AVENUE
CITY DARBY BOROU
STATE PA
ZIP 190230000
MORT $50,400.00
BAL $50,331.44
RATE 9.7500
PAI $478.06
CLTV 90.000
MATURITY 171022
FEE 0.5000
LOAN 0000021886411
LAST_NAME MITCHELL
ADDRESS 210 DALMENY DRIVE
CITY CARY
STATE NC
ZIP 275130000
MORT $140,000.00
BAL $139,807.10
RATE 9.6500
PAI $1,318.73
CLTV 84.337
MATURITY 171001
FEE 0.5000
LOAN 0000021886460
LAST_NAME GARDNER
ADDRESS 4837 MEADOW BROOK ROAD
CITY BENSON
STATE NC
ZIP 275040000
MORT $47,700.00
BAL $47,700.00
RATE 11.5000
PAI $670.64
CLTV 78.973
MATURITY 71101
FEE 0.5000
LOAN 0000021886486
LAST_NAME QUEBECK
ADDRESS 82 PINE ROAD
CITY EAST OTIS
STATE MA
ZIP 010290000
MORT $104,800.00
BAL $104,800.00
RATE 9.0000
PAI $843.24
CLTV 79.393
MATURITY 121014
FEE 0.5000
LOAN 0000021886767
LAST_NAME BAUTCH
ADDRESS 5092 STORMWATCH AVENUE
CITY WALDPORT
STATE OR
ZIP 973940000
MORT $20,000.00
BAL $20,000.00
RATE 10.1000
PAI $194.34
CLTV 64.010
MATURITY 171118
FEE 0.5000
LOAN 0000021886783
LAST_NAME SIMMONS
ADDRESS 124 WOODFIELD DRIVE
CITY ROCKINGHAM
STATE NC
ZIP 283790000
MORT $62,960.00
BAL $62,499.79
RATE 8.6000
PAI $783.99
CLTV 80.000
MATURITY 71007
FEE 0.5000
LOAN 0000021886791
LAST_NAME JARDINE
ADDRESS 3855 SOUTH 3760 WEST
CITY WEST VALLEY
STATE UT
ZIP 841200000
MORT $22,400.00
BAL $22,240.13
RATE 9.6500
PAI $335.77
CLTV 63.868
MATURITY 50930
FEE 0.5000
LOAN 0000021886825
LAST_NAME WARDEN
ADDRESS RR#2
CITY VIRGINIA
STATE IL
ZIP 626910000
MORT $54,400.00
BAL $54,304.47
RATE 9.5500
PAI $459.42
CLTV 85.000
MATURITY 121020
FEE 0.5000
LOAN 0000021886833
LAST_NAME WARDEN
ADDRESS 412 S BLUFF
CITY CHANDERVILL
STATE IL
ZIP 626270000
MORT $16,100.00
BAL $16,070.68
RATE 9.3000
PAI $133.04
CLTV 70.000
MATURITY 121020
FEE 0.5000
LOAN 0000021886916
LAST_NAME DIAMOND
ADDRESS 627 TYRRELL AVENUE
CITY DELAVAN
STATE WI
ZIP 531150000
MORT $44,000.00
BAL $44,000.00
RATE 10.6500
PAI $490.48
CLTV 76.687
MATURITY 121119
FEE 0.5000
LOAN 0000021887013
LAST_NAME MABRY
ADDRESS 8931 WHITLEY ROAD
CITY NORWOOD
STATE NC
ZIP 281280000
MORT $68,000.00
BAL $68,000.00
RATE 9.0000
PAI $547.15
CLTV 73.118
MATURITY 121006
FEE 0.5000
LOAN 0000021887039
LAST_NAME MERKLINGER
ADDRESS 3590 MITCHELVILLE ROAD
CITY LINCOLN
STATE AL
ZIP 350960000
MORT $32,000.00
BAL $32,000.00
RATE 8.5000
PAI $396.76
CLTV 80.000
MATURITY 71103
FEE 0.5000
LOAN 0000021887062
LAST_NAME PASSARELLI
ADDRESS 300 SMITHFIELD ROAD #P1-5
CITY NORTH PROVI
STATE RI
ZIP 029040000
MORT $28,700.00
BAL $28,690.83
RATE 11.5000
PAI $284.21
CLTV 70.000
MATURITY 120915
FEE 0.5000
LOAN 0000021887153
LAST_NAME SHEARIN
ADDRESS 3630 SHREWSBURY DRIVE
CITY DURHAM
STATE NC
ZIP 277070000
MORT $22,000.00
BAL $22,000.00
RATE 9.3000
PAI $282.28
CLTV 64.694
MATURITY 71117
FEE 0.5000
LOAN 0000021887161
LAST_NAME TRAUTZ
ADDRESS 353 PARK AVENUE
CITY COLLINGSWOO
STATE NJ
ZIP 081080000
MORT $78,200.00
BAL $78,176.93
RATE 10.1500
PAI $762.43
CLTV 75.192
MATURITY 170916
FEE 0.5000
LOAN 0000021887260
LAST_NAME SUMNER
ADDRESS ROUTE 1, BOX 88
CITY GALAX
STATE VA
ZIP 243330000
MORT $35,000.00
BAL $34,894.19
RATE 8.6500
PAI $347.75
CLTV 58.333
MATURITY 121014
FEE 0.5000
LOAN 0000021887278
LAST_NAME HELWIG
ADDRESS 8924 SW 6TH STREET
CITY BOCA RATON
STATE FL
ZIP 334330000
MORT $35,000.00
BAL $34,919.28
RATE 10.4900
PAI $386.68
CLTV 63.724
MATURITY 121008
FEE 0.5000
LOAN 0000021887294
LAST_NAME STURGEON
ADDRESS 401 ADAMS
CITY DONNELLSON
STATE IL
ZIP 620190000
MORT $26,000.00
BAL $26,000.00
RATE 8.8000
PAI $260.63
CLTV 54.166
MATURITY 121113
FEE 0.5000
LOAN 0000021887310
LAST_NAME BARNES
ADDRESS 506 PARADISE ISLE
CITY RIVERSIDE
STATE AL
ZIP 351350000
MORT $127,500.00
BAL $127,500.00
RATE 9.8000
PAI $1,100.11
CLTV 85.000
MATURITY 121014
FEE 0.5000
LOAN 0000021887328
LAST_NAME MCCARTIN
ADDRESS 378 CARPENTER STREET
CITY PROVIDENCE
STATE RI
ZIP 029090000
MORT $40,000.00
BAL $39,938.44
RATE 8.8000
PAI $354.77
CLTV 80.000
MATURITY 171007
FEE 0.5000
LOAN 0000021887369
LAST_NAME COTTER
ADDRESS 615 DALE AVENUE
CITY YUBA CITY
STATE CA
ZIP 959930000
MORT $84,000.00
BAL $84,000.00
RATE 9.7500
PAI $1,098.48
CLTV 75.646
MATURITY 71110
FEE 0.5000
LOAN 0000021887393
LAST_NAME WALLACE
ADDRESS 229 SMALLWOOD DR
CITY CHAPIN
STATE SC
ZIP 290360000
MORT $106,250.00
BAL $106,121.39
RATE 10.4700
PAI $969.53
CLTV 85.000
MATURITY 120801
FEE 0.5000
LOAN 0000021887401
LAST_NAME SCRUGGS
ADDRESS 146 CELRIVER ROAD
CITY ROCK HILL
STATE SC
ZIP 297300000
MORT $53,550.00
BAL $53,531.11
RATE 11.0500
PAI $512.00
CLTV 85.000
MATURITY 271001
FEE 0.5000
LOAN 0000021887435
LAST_NAME SELLERS
ADDRESS 733 ALENE ROAD
CITY AMBLER
STATE PA
ZIP 190020000
MORT $95,000.00
BAL $94,892.52
RATE 8.8500
PAI $754.17
CLTV 50.000
MATURITY 270915
FEE 0.5000
LOAN 0000021887443
LAST_NAME SUERO
ADDRESS 1893 CARTER RD.
CITY FOLCROFT
STATE PA
ZIP 190320000
MORT $11,900.00
BAL $11,707.95
RATE 10.7500
PAI $202.20
CLTV 79.495
MATURITY 40924
FEE 0.5000
LOAN 0000021887450
LAST_NAME ALEKHINA
ADDRESS 5018 25TH PL
CITY ARLINGTON
STATE VA
ZIP 222070000
MORT $130,000.00
BAL $129,710.07
RATE 10.6900
PAI $1,207.67
CLTV 74.285
MATURITY 120807
FEE 0.5000
LOAN 0000021887484
LAST_NAME DAVIS
ADDRESS 2190 LEE HEIGHTS
CITY LEIGHTON
STATE AL
ZIP 356460000
MORT $22,500.00
BAL $22,475.40
RATE 10.9400
PAI $213.25
CLTV 75.000
MATURITY 120805
FEE 0.5000
LOAN 0000021887492
LAST_NAME MOORE
ADDRESS 726 MELANIE ST
CITY DURHAM
STATE NC
ZIP 277040000
MORT $55,000.00
BAL $55,000.00
RATE 10.6000
PAI $611.38
CLTV 78.571
MATURITY 121101
FEE 0.5000
LOAN 0000021887534
LAST_NAME GREEN
ADDRESS 308 LYON ST
CITY CREEDMOOR
STATE NC
ZIP 275220000
MORT $49,500.00
BAL $49,382.21
RATE 10.1500
PAI $536.48
CLTV 81.147
MATURITY 121007
FEE 0.5000
LOAN 0000021887567
LAST_NAME GORE
ADDRESS 1304 MONTEVALLO RD
CITY ALABASTER
STATE AL
ZIP 350070000
MORT $74,900.00
BAL $74,821.62
RATE 12.4700
PAI $797.63
CLTV 70.000
MATURITY 120707
FEE 0.5000
LOAN 0000021887575
LAST_NAME JORDAN
ADDRESS 959 MAJOR STREET
CITY MOBILE
STATE AL
ZIP 366170000
MORT $26,250.00
BAL $26,182.17
RATE 9.2500
PAI $270.17
CLTV 75.000
MATURITY 120930
FEE 0.5000
LOAN 0000021887625
LAST_NAME HARPER
ADDRESS 3054 W EVANS DRIVE
CITY PHOENIX
STATE AZ
ZIP 850230000
MORT $43,000.00
BAL $42,777.79
RATE 9.0000
PAI $544.71
CLTV 46.739
MATURITY 71015
FEE 0.5000
LOAN 0000021887724
LAST_NAME CARD
ADDRESS 100 BLACK ROCK ROAD
CITY COVENTRY
STATE RI
ZIP 028160000
MORT $70,850.00
BAL $70,808.38
RATE 8.6500
PAI $552.33
CLTV 77.857
MATURITY 121016
FEE 0.5000
LOAN 0000021887732
LAST_NAME FULMER
ADDRESS 301 CROMWELL AVE
CITY GADSDEN
STATE AL
ZIP 359030000
MORT $27,000.00
BAL $26,948.67
RATE 10.7900
PAI $252.85
CLTV 90.000
MATURITY 120826
FEE 0.5000
LOAN 0000021887740
LAST_NAME COWAN
ADDRESS 4827 OLD BIRMINGHAM HWY
CITY ANNISTON
STATE AL
ZIP 362010000
MORT $35,000.00
BAL $34,840.10
RATE 10.6400
PAI $389.93
CLTV 71.428
MATURITY 120829
FEE 0.5000
LOAN 0000021887773
LAST_NAME HAIRFIELD
ADDRESS 1711 BECKHAM CHURCH RD
CITY AXTON
STATE VA
ZIP 240540000
MORT $94,400.00
BAL $93,711.00
RATE 10.0000
PAI $1,014.43
CLTV 80.000
MATURITY 120825
FEE 0.5000
LOAN 0000021887781
LAST_NAME SIMPSON
ADDRESS 330 E. COLLAMER DRIVE
CITY CARSON
STATE CA
ZIP 907460000
MORT $27,800.00
BAL $27,800.00
RATE 9.7500
PAI $294.51
CLTV 79.918
MATURITY 121027
FEE 0.5000
LOAN 0000021887922
LAST_NAME COTHREN
ADDRESS 954 HURON STREET
CITY JACKSONVILL
STATE FL
ZIP 322540000
MORT $35,000.00
BAL $34,911.60
RATE 9.5000
PAI $365.48
CLTV 70.000
MATURITY 120923
FEE 0.5000
LOAN 0000021887930
LAST_NAME SHERMAN
ADDRESS 9221 SOUTH 86TH EAST AVEN
CITY TULSA
STATE OK
ZIP 741330000
MORT $14,800.00
BAL $14,800.00
RATE 10.6500
PAI $164.98
CLTV 79.834
MATURITY 121107
FEE 0.5000
LOAN 0000021887955
LAST_NAME LOW
ADDRESS 11-13 NEW PLACE STREET
CITY WALLINGFORD
STATE CT
ZIP 064920000
MORT $86,000.00
BAL $85,942.93
RATE 11.3500
PAI $841.82
CLTV 79.629
MATURITY 121001
FEE 0.5000
LOAN 0000021888128
LAST_NAME DEROY
ADDRESS 805 ARAPAHO
CITY ALAMOGORDO
STATE NM
ZIP 883100000
MORT $36,000.00
BAL $36,000.00
RATE 9.8000
PAI $342.66
CLTV 88.888
MATURITY 171122
FEE 0.5000
LOAN 0000021888177
LAST_NAME SAINE,SR.
ADDRESS 528 SW 15TH STREET
CITY RICHMOND
STATE IN
ZIP 473740000
MORT $11,550.00
BAL $11,494.89
RATE 10.4000
PAI $155.21
CLTV 85.000
MATURITY 70930
FEE 0.5000
LOAN 0000021888359
LAST_NAME SMITH
ADDRESS 3709 HARLEM AVE.
CITY BALTIMORE
STATE MD
ZIP 212290000
MORT $52,000.00
BAL $51,983.33
RATE 11.5000
PAI $514.95
CLTV 77.611
MATURITY 271003
FEE 0.5000
LOAN 0000021888375
LAST_NAME WYMER
ADDRESS 521 N. JEFFERSON STREET
CITY LISBON
STATE OH
ZIP 444320000
MORT $70,200.00
BAL $70,067.59
RATE 9.8000
PAI $605.71
CLTV 90.000
MATURITY 270930
FEE 0.5000
LOAN 0000021888441
LAST_NAME NOBLES
ADDRESS 554 CEDAR AVE
CITY MOBILE
STATE AL
ZIP 366030000
MORT $53,000.00
BAL $52,870.35
RATE 10.6000
PAI $532.71
CLTV 77.941
MATURITY 170903
FEE 0.5000
LOAN 0000021888458
LAST_NAME AKRIDGE
ADDRESS 5954 JONAH CT
CITY SATSUMA
STATE AL
ZIP 365720000
MORT $72,000.00
BAL $71,778.62
RATE 8.8000
PAI $638.57
CLTV 75.789
MATURITY 170822
FEE 0.5000
LOAN 0000021888466
LAST_NAME KALKWARF
ADDRESS 716 OAK AVENUE
CITY CRETE
STATE NE
ZIP 683330000
MORT $46,750.00
BAL $46,635.11
RATE 9.8000
PAI $496.68
CLTV 85.000
MATURITY 121010
FEE 0.5000
LOAN 0000021888565
LAST_NAME BROADIE
ADDRESS 715 O'NEIL STREET
CITY HIGH POINT
STATE NC
ZIP 272600000
MORT $79,200.00
BAL $79,115.82
RATE 9.1500
PAI $645.83
CLTV 80.000
MATURITY 120929
FEE 0.5000
LOAN 0000021888573
LAST_NAME KING
ADDRESS 112 HIGHLAND DRIVE
CITY ROSSVILLE
STATE GA
ZIP 307410000
MORT $55,200.00
BAL $55,200.00
RATE 8.3000
PAI $472.08
CLTV 80.000
MATURITY 171105
FEE 0.5000
LOAN 0000021888789
LAST_NAME HARDEN
ADDRESS 1624 CASELTON AVE
CITY STATEN ISLA
STATE NY
ZIP 103020000
MORT $130,000.00
BAL $129,806.64
RATE 9.5000
PAI $1,093.11
CLTV 78.787
MATURITY 270828
FEE 0.5000
LOAN 0000021888805
LAST_NAME MCCLELLAN
ADDRESS 8100 W LONGFELLOW STREET
CITY HOMOSASSA
STATE FL
ZIP 344480000
MORT $44,100.00
BAL $43,992.11
RATE 10.6000
PAI $443.26
CLTV 90.000
MATURITY 170930
FEE 0.5000
LOAN 0000021888847
LAST_NAME MOSELEY
ADDRESS 102 PEG WILLIAMS ROAD
CITY WARRENTON
STATE NC
ZIP 275890000
MORT $78,000.00
BAL $78,000.00
RATE 9.6500
PAI $734.72
CLTV 79.591
MATURITY 171014
FEE 0.5000
LOAN 0000021888870
LAST_NAME NYSTROM
ADDRESS 1419 SHADY KNOLL CT
CITY MATTHEWS
STATE NC
ZIP 281050000
MORT $120,700.00
BAL $120,563.30
RATE 11.1500
PAI $1,258.20
CLTV 85.000
MATURITY 171001
FEE 0.5000
LOAN 0000021888904
LAST_NAME MCLAUGHLIN
ADDRESS 1113 NE TURNER DRIVE
CITY ALBUQUERQUE
STATE NM
ZIP 871120000
MORT $19,000.00
BAL $19,000.00
RATE 9.5000
PAI $177.11
CLTV 79.845
MATURITY 171124
FEE 0.5000
LOAN 0000021888912
LAST_NAME CHARLESTON
ADDRESS 1009 WELLINGTON AVENUE
CITY LEHIGH ACRE
STATE FL
ZIP 339360000
MORT $48,000.00
BAL $47,946.24
RATE 8.9000
PAI $382.78
CLTV 78.688
MATURITY 270929
FEE 0.5000
LOAN 0000021888920
LAST_NAME CODY
ADDRESS 225 WOODHAVEN ROAD
CITY ROCK CREEK
STATE NC
ZIP 286590000
MORT $60,000.00
BAL $59,690.64
RATE 9.8500
PAI $573.07
CLTV 80.000
MATURITY 171006
FEE 0.5000
LOAN 0000021889027
LAST_NAME SMITH
ADDRESS 35 CASE ROAD
CITY WILLIAMSTOW
STATE NY
ZIP 134930000
MORT $36,000.00
BAL $35,905.50
RATE 9.1500
PAI $368.36
CLTV 75.000
MATURITY 120924
FEE 0.5000
LOAN 0000021889043
LAST_NAME CRABTREE
ADDRESS 6016 COLCHESTER ROAD
CITY FAIRFAX
STATE VA
ZIP 220300000
MORT $118,800.00
BAL $118,646.40
RATE 8.2000
PAI $888.34
CLTV 80.000
MATURITY 120926
FEE 0.5000
LOAN 0000021889092
LAST_NAME O'DELL
ADDRESS 1070 EMPORIA STREET
CITY AURORA
STATE CO
ZIP 800100000
MORT $72,800.00
BAL $72,756.79
RATE 8.6000
PAI $564.94
CLTV 80.000
MATURITY 121016
FEE 0.5000
LOAN 0000021889100
LAST_NAME ROBINSON
ADDRESS 1 POST PLACE
CITY NEWBURGH
STATE NY
ZIP 125500000
MORT $88,000.00
BAL $87,275.72
RATE 8.2000
PAI $962.24
CLTV 80.000
MATURITY 90929
FEE 0.5000
LOAN 0000021889134
LAST_NAME GREENMAN
ADDRESS 7140 ACADEMY LANE
CITY LOCKPORT
STATE NY
ZIP 140940000
MORT $73,800.00
BAL $73,762.13
RATE 9.3000
PAI $609.82
CLTV 90.000
MATURITY 121008
FEE 0.5000
LOAN 0000021889175
LAST_NAME AXTELL
ADDRESS 17631 NICKS DRIVE
CITY SPRING HILL
STATE FL
ZIP 346100000
MORT $31,700.00
BAL $31,625.94
RATE 10.3500
PAI $347.47
CLTV 53.728
MATURITY 121001
FEE 0.5000
LOAN 0000021889209
LAST_NAME ROCK
ADDRESS 4770 COCONUT DRIVE
CITY TITUSVILLE
STATE FL
ZIP 327800000
MORT $26,600.00
BAL $26,533.12
RATE 9.5500
PAI $278.57
CLTV 70.000
MATURITY 121001
FEE 0.5000
LOAN 0000021889217
LAST_NAME HARDEN
ADDRESS 3682 SINGLE LEAF CT
CITY HIGH POINT
STATE NC
ZIP 272650000
MORT $116,800.00
BAL $116,590.28
RATE 9.9900
PAI $1,024.14
CLTV 80.143
MATURITY 270716
FEE 0.5000
LOAN 0000021889308
LAST_NAME BROWN
ADDRESS 1047 HANCOCK ST
CITY BROOKLYN
STATE NY
ZIP 112130000
MORT $92,000.00
BAL $91,583.11
RATE 8.9900
PAI $827.16
CLTV 56.615
MATURITY 170901
FEE 0.5000
LOAN 0000021889340
LAST_NAME GALARZA
ADDRESS 273 BARBEY ST
CITY BROOKLYN
STATE NY
ZIP 112070000
MORT $30,000.00
BAL $29,884.28
RATE 10.2500
PAI $294.49
CLTV 77.190
MATURITY 170819
FEE 0.5000
LOAN 0000021889399
LAST_NAME HAIGLER
ADDRESS 173 STUYVESANT AVE.
CITY BROOKLYN
STATE NY
ZIP 112210000
MORT $118,000.00
BAL $117,667.18
RATE 9.5000
PAI $1,099.92
CLTV 67.428
MATURITY 170923
FEE 0.5000
LOAN 0000021889407
LAST_NAME THOMAS
ADDRESS 15 SUNSET GARDENS
CITY WRIGHT TOWN
STATE PA
ZIP 187070000
MORT $88,800.00
BAL $88,745.08
RATE 8.4000
PAI $676.52
CLTV 80.000
MATURITY 271006
FEE 0.5000
LOAN 0000021889423
LAST_NAME SOWARDS
ADDRESS 8410 NE 78TH LANE
CITY GAINESVILLE
STATE FL
ZIP 326090000
MORT $34,000.00
BAL $33,909.33
RATE 8.9000
PAI $342.84
CLTV 68.000
MATURITY 120930
FEE 0.5000
LOAN 0000021889548
LAST_NAME SPENCER
ADDRESS 422 DEVON STREET
CITY MOBILE
STATE AL
ZIP 366170000
MORT $52,500.00
BAL $52,350.97
RATE 9.4500
PAI $487.66
CLTV 83.333
MATURITY 170926
FEE 0.5000
LOAN 0000021889563
LAST_NAME HEINBAUGH
ADDRESS 1398 SOCIAL ISLAND ROAD
CITY CHAMBERSBUR
STATE PA
ZIP 172010000
MORT $126,000.00
BAL $125,940.33
RATE 9.6800
PAI $1,076.07
CLTV 90.000
MATURITY 121010
FEE 0.5000
LOAN 0000021889571
LAST_NAME KIOUS
ADDRESS 4020 SW 109TH STREET
CITY WAKARUSA
STATE KS
ZIP 665460000
MORT $97,750.00
BAL $97,597.97
RATE 8.7000
PAI $860.72
CLTV 85.000
MATURITY 170929
FEE 0.5000
LOAN 0000021889670
LAST_NAME IVEY
ADDRESS 3524 N COUNTRY LINE ROAD
CITY LITHIA SPRI
STATE GA
ZIP 300570000
MORT $21,300.00
BAL $21,300.00
RATE 9.7500
PAI $225.65
CLTV 79.948
MATURITY 121110
FEE 0.5000
LOAN 0000021889704
LAST_NAME NICHOLS
ADDRESS 1804 MELISSA CT
CITY MOBILE
STATE AL
ZIP 366050000
MORT $54,900.00
BAL $54,762.15
RATE 10.4000
PAI $544.43
CLTV 90.000
MATURITY 170924
FEE 0.5000
LOAN 0000021889746
LAST_NAME MESSIER
ADDRESS 193 PINE STREET
CITY TOWN OF COL
STATE CT
ZIP 062370000
MORT $45,000.00
BAL $45,000.00
RATE 9.7500
PAI $476.72
CLTV 55.564
MATURITY 121029
FEE 0.5000
LOAN 0000021889795
LAST_NAME BOOKER
ADDRESS 22 HAMILTON ST
CITY SOMERVILLE
STATE NJ
ZIP 088760000
MORT $42,000.00
BAL $41,888.77
RATE 9.9900
PAI $405.03
CLTV 56.000
MATURITY 170901
FEE 0.5000
LOAN 0000021889829
LAST_NAME WILKES
ADDRESS 615 CRESSON AVENUE
CITY PLEASANTVIL
STATE NJ
ZIP 082320000
MORT $56,800.00
BAL $56,072.36
RATE 9.7000
PAI $536.89
CLTV 80.000
MATURITY 171015
FEE 0.5000
LOAN 0000021889894
LAST_NAME REID
ADDRESS 520 NW 38TH AVE
CITY FT. LAUDERD
STATE FL
ZIP 333110000
MORT $60,000.00
BAL $59,841.43
RATE 9.0000
PAI $608.57
CLTV 68.181
MATURITY 120923
FEE 0.5000
LOAN 0000021889936
LAST_NAME CORBETT
ADDRESS 838 FAIR OAK AVENUE
CITY HYATTSVILLE
STATE MD
ZIP 207830000
MORT $62,300.00
BAL $62,125.41
RATE 9.5500
PAI $582.75
CLTV 42.380
MATURITY 170826
FEE 0.5000
LOAN 0000021889951
LAST_NAME STEWARD
ADDRESS 2414 18TH AVENUE SOUTH
CITY ST PETERSBU
STATE FL
ZIP 337050000
MORT $29,700.00
BAL $29,700.00
RATE 9.6000
PAI $251.91
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021890090
LAST_NAME SEIBEL
ADDRESS ROUTE 1 BOX 1524
CITY EAGLE ROCK
STATE VA
ZIP 240850000
MORT $72,000.00
BAL $71,902.06
RATE 9.7500
PAI $682.94
CLTV 90.000
MATURITY 171008
FEE 0.5000
LOAN 0000021890199
LAST_NAME YOUNG
ADDRESS 3814 CEDAR DRIVE
CITY BALTIMORE
STATE MD
ZIP 212070000
MORT $15,000.00
BAL $14,927.36
RATE 14.3500
PAI $203.30
CLTV 74.842
MATURITY 120823
FEE 0.5000
LOAN 0000021890223
LAST_NAME WHITE
ADDRESS 2737 EAST VILLA MARIA DRI
CITY PHOENIX
STATE AZ
ZIP 850320000
MORT $18,700.00
BAL $18,700.00
RATE 9.7500
PAI $198.11
CLTV 79.970
MATURITY 121110
FEE 0.5000
LOAN 0000021890249
LAST_NAME WATKINS
ADDRESS 108 LONG MOUNTAIN DRIVE
CITY LYNCHBURG
STATE VA
ZIP 245040000
MORT $81,000.00
BAL $80,562.16
RATE 8.2000
PAI $991.34
CLTV 60.000
MATURITY 71027
FEE 0.5000
LOAN 0000021890272
LAST_NAME WATKINS
ADDRESS 532 SOMERSET PLACE, N.W.
CITY WASHINGTON
STATE DC
ZIP 200110000
MORT $100,000.00
BAL $99,885.71
RATE 8.8000
PAI $790.27
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021890280
LAST_NAME GAGNE
ADDRESS 657 VINTAGE LANE
CITY TOWN OF GRE
STATE NY
ZIP 146150000
MORT $104,000.00
BAL $103,827.57
RATE 8.2000
PAI $882.89
CLTV 80.000
MATURITY 171008
FEE 0.5000
LOAN 0000021890314
LAST_NAME MARI
ADDRESS 813 N COUNTYLINE RD
CITY HINSDALE
STATE IL
ZIP 605210000
MORT $175,300.00
BAL $174,998.17
RATE 8.9000
PAI $1,397.91
CLTV 76.217
MATURITY 120825
FEE 0.5000
LOAN 0000021890322
LAST_NAME MILLS
ADDRESS 102 EMERALD DRIVE
CITY TOWNSHIP OF
STATE PA
ZIP 150680000
MORT $56,000.00
BAL $55,847.28
RATE 8.6500
PAI $556.39
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021890330
LAST_NAME BENITEZ
ADDRESS 95 HAROLD STREET
CITY PROVIDENCE
STATE RI
ZIP 029080000
MORT $60,000.00
BAL $59,832.50
RATE 8.6500
PAI $596.14
CLTV 76.923
MATURITY 121001
FEE 0.5000
LOAN 0000021890371
LAST_NAME ALLEN
ADDRESS 2815 OSWEGO AVENUE
CITY BALTIMORE
STATE MD
ZIP 212150000
MORT $44,000.00
BAL $43,770.73
RATE 9.2000
PAI $451.53
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021890405
LAST_NAME GRACE
ADDRESS 1101 JOHN STREET
CITY TUSCUMBIA
STATE AL
ZIP 356740000
MORT $44,800.00
BAL $44,557.83
RATE 8.2000
PAI $548.30
CLTV 80.000
MATURITY 71024
FEE 0.5000
LOAN 0000021890421
LAST_NAME BAUMANN
ADDRESS 72 CAMP BETHEL ROAD
CITY HADDAM
STATE CT
ZIP 064380000
MORT $137,000.00
BAL $137,000.00
RATE 8.3500
PAI $1,175.95
CLTV 54.800
MATURITY 171029
FEE 0.5000
LOAN 0000021890439
LAST_NAME SCHMERBAUCH
ADDRESS 4759 BIT AND SPUR ROAD
CITY MOBILE
STATE AL
ZIP 366080000
MORT $26,000.00
BAL $25,871.24
RATE 9.7500
PAI $340.01
CLTV 57.821
MATURITY 71027
FEE 0.5000
LOAN 0000021890447
LAST_NAME PURDY
ADDRESS 4504 OLD MILL RD.
CITY ALEXANDRIA
STATE VA
ZIP 223090000
MORT $184,000.00
BAL $183,902.67
RATE 9.8000
PAI $1,587.60
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021890454
LAST_NAME CARR
ADDRESS 126 INTERVALE STREET
CITY BROCKTON
STATE MA
ZIP 024010000
MORT $84,000.00
BAL $83,958.68
RATE 9.5000
PAI $706.32
CLTV 77.777
MATURITY 271001
FEE 0.5000
LOAN 0000021890504
LAST_NAME FERRARA
ADDRESS 2577 MOHAWK TRAIL
CITY ACWORTH
STATE GA
ZIP 301020000
MORT $16,000.00
BAL $15,960.86
RATE 9.8500
PAI $170.47
CLTV 74.387
MATURITY 121001
FEE 0.5000
LOAN 0000021890538
LAST_NAME BODTKE III
ADDRESS 123 MOUNT AIRE DRIVE
CITY EAST PEORIA
STATE IL
ZIP 616110000
MORT $67,800.00
BAL $67,800.00
RATE 9.8500
PAI $587.50
CLTV 79.764
MATURITY 271103
FEE 0.5000
LOAN 0000021890553
LAST_NAME HIGGINS
ADDRESS 6 HEIGHTS ROAD
CITY TOWN OF SMI
STATE NY
ZIP 117680000
MORT $24,700.00
BAL $24,640.40
RATE 10.0000
PAI $265.43
CLTV 72.718
MATURITY 121101
FEE 0.5000
LOAN 0000021890587
LAST_NAME BODIKER
ADDRESS 3959 HIGHLAND DR
CITY RICHMOND
STATE IN
ZIP 473740000
MORT $74,700.00
BAL $74,612.99
RATE 10.6500
PAI $691.71
CLTV 90.000
MATURITY 120827
FEE 0.5000
LOAN 0000021890603
LAST_NAME LARA
ADDRESS 601 W PRESIDIO
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $48,240.00
BAL $48,079.89
RATE 9.0500
PAI $490.72
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021890629
LAST_NAME MCNEIL
ADDRESS 2143 E HOOD ST
CITY SPRINGFIELD
STATE IL
ZIP 627030000
MORT $18,773.00
BAL $18,723.97
RATE 9.6500
PAI $197.74
CLTV 36.480
MATURITY 121001
FEE 0.5000
LOAN 0000021890645
LAST_NAME AMATUCCI
ADDRESS 903 EAST LAKE AVENUE
CITY BALTIMORE
STATE MD
ZIP 212120000
MORT $58,000.00
BAL $57,936.28
RATE 8.9900
PAI $466.26
CLTV 67.441
MATURITY 120924
FEE 0.5000
LOAN 0000021890736
LAST_NAME THOMAS
ADDRESS 73 WILLARD AVENUE
CITY WAKEFIELD
STATE RI
ZIP 028790000
MORT $81,000.00
BAL $80,920.00
RATE 9.5000
PAI $681.09
CLTV 70.434
MATURITY 120917
FEE 0.5000
LOAN 0000021890744
LAST_NAME MARSHALL
ADDRESS 4205 GADWELL PLACE
CITY VIRGINIA BE
STATE VA
ZIP 234620000
MORT $36,000.00
BAL $36,000.00
RATE 9.7000
PAI $340.28
CLTV 48.648
MATURITY 171028
FEE 0.5000
LOAN 0000021890751
LAST_NAME SEES
ADDRESS 122 CLAY STREET
CITY FRAZEYBURG
STATE OH
ZIP 438220000
MORT $77,000.00
BAL $76,618.29
RATE 9.7500
PAI $815.71
CLTV 81.914
MATURITY 120825
FEE 0.5000
LOAN 0000021890843
LAST_NAME TRAURIG
ADDRESS 3407 MARCH TERRACE
CITY CINCINNATI
STATE OH
ZIP 452390000
MORT $86,400.00
BAL $86,331.02
RATE 10.5000
PAI $790.34
CLTV 90.000
MATURITY 270826
FEE 0.5000
LOAN 0000021890868
LAST_NAME FUHS
ADDRESS 90 RODIMAN AVENUE
CITY FITCHBURG
STATE MA
ZIP 014200000
MORT $82,400.00
BAL $82,400.00
RATE 8.3500
PAI $707.29
CLTV 80.000
MATURITY 171022
FEE 0.5000
LOAN 0000021890884
LAST_NAME HATTON
ADDRESS 4745 E 174TH STREET
CITY CLEVELAND
STATE OH
ZIP 441280000
MORT $62,900.00
BAL $62,815.64
RATE 9.9900
PAI $551.53
CLTV 85.000
MATURITY 270822
FEE 0.5000
LOAN 0000021890892
LAST_NAME STRONG
ADDRESS 13642 CHINOOK DR
CITY FORT WAYNE
STATE IN
ZIP 468180000
MORT $69,000.00
BAL $68,579.11
RATE 9.5000
PAI $580.19
CLTV 69.000
MATURITY 120818
FEE 0.5000
LOAN 0000021890942
LAST_NAME HALL
ADDRESS 102 ELAINE CT
CITY EASLEY
STATE SC
ZIP 296400000
MORT $170,000.00
BAL $169,840.72
RATE 9.7500
PAI $1,460.57
CLTV 75.892
MATURITY 270826
FEE 0.5000
LOAN 0000021890967
LAST_NAME MUSE
ADDRESS 5448 HUNTER AVENUE
CITY CINCINNATI
STATE OH
ZIP 452120000
MORT $70,550.00
BAL $70,450.43
RATE 9.7500
PAI $606.14
CLTV 85.000
MATURITY 270829
FEE 0.5000
LOAN 0000021890975
LAST_NAME SMITH
ADDRESS 3909 ELMORA AVE
CITY BALTIMORE
STATE MD
ZIP 212130000
MORT $65,450.00
BAL $65,421.05
RATE 10.0000
PAI $574.37
CLTV 85.000
MATURITY 121010
FEE 0.5000
LOAN 0000021890983
LAST_NAME PLACE
ADDRESS 6 CHEROKEE DR
CITY HAMILTON
STATE OH
ZIP 450130000
MORT $54,400.00
BAL $54,309.98
RATE 8.9900
PAI $437.33
CLTV 80.000
MATURITY 120822
FEE 0.5000
LOAN 0000021890991
LAST_NAME MULLER
ADDRESS 19 MANOR PLACE
CITY KINGSTON
STATE NY
ZIP 124010000
MORT $79,050.00
BAL $79,050.00
RATE 9.1500
PAI $644.61
CLTV 85.000
MATURITY 121103
FEE 0.5000
LOAN 0000021891023
LAST_NAME LESKO
ADDRESS 100 MERCER STREET
CITY STRATFORD
STATE CT
ZIP 064970000
MORT $94,900.00
BAL $94,607.45
RATE 8.8000
PAI $841.67
CLTV 63.691
MATURITY 170922
FEE 0.5000
LOAN 0000021891064
LAST_NAME REESE
ADDRESS 14112 BRUNSWICK AVE
CITY MAPLE HEIGH
STATE OH
ZIP 441370000
MORT $68,000.00
BAL $67,887.47
RATE 8.9900
PAI $546.66
CLTV 77.272
MATURITY 120827
FEE 0.5000
LOAN 0000021891072
LAST_NAME DAVIS
ADDRESS 10101 WOODY RIDGE RD
CITY CHARLOTTE
STATE NC
ZIP 282730000
MORT $40,500.00
BAL $40,360.29
RATE 7.9000
PAI $336.25
CLTV 64.285
MATURITY 170901
FEE 0.5000
LOAN 0000021891080
LAST_NAME WHITE
ADDRESS 144 SHADY GROVE DRIVE
CITY CAIRO
STATE GA
ZIP 317280000
MORT $38,250.00
BAL $38,066.35
RATE 10.1000
PAI $413.38
CLTV 85.000
MATURITY 120901
FEE 0.5000
LOAN 0000021891106
LAST_NAME MESSINA
ADDRESS 128 BRIGHTON AVENUE
CITY BOROUGH OF
STATE NY
ZIP 103010000
MORT $98,000.00
BAL $98,000.00
RATE 7.9000
PAI $813.63
CLTV 70.000
MATURITY 171119
FEE 0.5000
LOAN 0000021891155
LAST_NAME STEPANIAK
ADDRESS 1802 FIRST STREET
CITY LAKE PLACID
STATE FL
ZIP 338520000
MORT $17,500.00
BAL $17,420.85
RATE 10.7500
PAI $196.17
CLTV 25.735
MATURITY 121003
FEE 0.5000
LOAN 0000021891171
LAST_NAME SHAWA
ADDRESS 6513 RUNNING WOODS DRIVE
CITY TAMPA
STATE FL
ZIP 336340000
MORT $52,000.00
BAL $52,000.00
RATE 8.9500
PAI $416.54
CLTV 78.787
MATURITY 121105
FEE 0.5000
LOAN 0000021891197
LAST_NAME PALAZZO
ADDRESS 164 MOUNTAIN VEIW ROAD
CITY SOMERS
STATE CT
ZIP 060710000
MORT $94,000.00
BAL $93,950.24
RATE 9.1500
PAI $766.51
CLTV 62.666
MATURITY 271028
FEE 0.5000
LOAN 0000021891205
LAST_NAME RODGERS
ADDRESS 21 SATIN WOOD DRIVE
CITY CRAWFORDVIL
STATE FL
ZIP 323270000
MORT $36,000.00
BAL $35,904.50
RATE 9.1500
PAI $368.36
CLTV 80.000
MATURITY 121016
FEE 0.5000
LOAN 0000021891213
LAST_NAME BARTOLO
ADDRESS 3108 NORTH MAPLE STREET
CITY FRANKLIN PA
STATE IL
ZIP 601310000
MORT $22,730.00
BAL $22,730.00
RATE 10.3000
PAI $223.89
CLTV 84.998
MATURITY 171117
FEE 0.5000
LOAN 0000021891239
LAST_NAME HEDGE
ADDRESS 5207 SEABOARD RD
CITY JACKSONVILL
STATE FL
ZIP 322050000
MORT $49,000.00
BAL $48,880.14
RATE 9.8500
PAI $522.07
CLTV 79.032
MATURITY 121014
FEE 0.5000
LOAN 0000021891262
LAST_NAME COOPER
ADDRESS 1603 NW 16TH STREET
CITY FT.LAUDERDA
STATE FL
ZIP 333110000
MORT $43,000.00
BAL $42,882.61
RATE 9.0000
PAI $386.89
CLTV 63.235
MATURITY 171002
FEE 0.5000
LOAN 0000021891379
LAST_NAME DVOULETY
ADDRESS 640 S 9TH AVENUE
CITY LAGRANGE
STATE IL
ZIP 605250000
MORT $126,500.00
BAL $126,500.00
RATE 9.0000
PAI $1,017.85
CLTV 79.062
MATURITY 271030
FEE 0.5000
LOAN 0000021891395
LAST_NAME MCCAULEY
ADDRESS 9201 N 84TH AVENUE
CITY PEORIA
STATE AZ
ZIP 853450000
MORT $81,600.00
BAL $81,554.49
RATE 8.9000
PAI $650.71
CLTV 80.000
MATURITY 271101
FEE 0.5000
LOAN 0000021891569
LAST_NAME HOLTON
ADDRESS 280 WESTLAND WAY
CITY MARIETTA
STATE GA
ZIP 300640000
MORT $44,000.00
BAL $43,793.49
RATE 8.8000
PAI $390.24
CLTV 80.000
MATURITY 170904
FEE 0.5000
LOAN 0000021891577
LAST_NAME MITCHELL
ADDRESS 1202 E 36TH STREET
CITY BALTIMORE
STATE MD
ZIP 212180000
MORT $81,600.00
BAL $81,479.89
RATE 9.5500
PAI $689.12
CLTV 80.000
MATURITY 120820
FEE 0.5000
LOAN 0000021891619
LAST_NAME MCKAY
ADDRESS 4479 HILLMON GROVE RD
CITY CAMERON
STATE NC
ZIP 283260000
MORT $28,000.00
BAL $27,923.91
RATE 9.7900
PAI $266.32
CLTV 50.909
MATURITY 170901
FEE 0.5000
LOAN 0000021891627
LAST_NAME HOLLER
ADDRESS 123 STULL AVE
CITY AKRON
STATE OH
ZIP 443120000
MORT $67,600.00
BAL $67,247.77
RATE 9.2000
PAI $693.71
CLTV 80.000
MATURITY 120904
FEE 0.5000
LOAN 0000021891635
LAST_NAME ANDERSON
ADDRESS 37 E HEATH STREET
CITY BALTIMORE
STATE MD
ZIP 212300000
MORT $46,000.00
BAL $45,801.41
RATE 11.2500
PAI $530.08
CLTV 70.769
MATURITY 120909
FEE 0.5000
LOAN 0000021891643
LAST_NAME APTE
ADDRESS 4487 BAY COURT
CITY MARIETTA
STATE GA
ZIP 300660000
MORT $21,700.00
BAL $21,151.84
RATE 10.2000
PAI $235.85
CLTV 79.974
MATURITY 120902
FEE 0.5000
LOAN 0000021891676
LAST_NAME DELLOW
ADDRESS 2112 KENTUCKY AVE
CITY BALTIMORE
STATE MD
ZIP 212180000
MORT $12,700.00
BAL $12,641.16
RATE 10.4900
PAI $140.31
CLTV 72.604
MATURITY 120826
FEE 0.5000
LOAN 0000021891684
LAST_NAME OMAN
ADDRESS 9220 OAK RIDGE DRIVE
CITY ROCHELLE
STATE IL
ZIP 610680000
MORT $25,000.00
BAL $24,947.53
RATE 11.5000
PAI $292.05
CLTV 83.738
MATURITY 121027
FEE 0.5000
LOAN 0000021891726
LAST_NAME KNOPP
ADDRESS 1407 CLAIRIDGE RD
CITY BALTIMORE
STATE MD
ZIP 212070000
MORT $60,200.00
BAL $60,040.59
RATE 9.9900
PAI $580.54
CLTV 70.000
MATURITY 170901
FEE 0.5000
LOAN 0000021891734
LAST_NAME MITCHELL
ADDRESS 512 SHERWOOD AVENUE
CITY YOUNGSTOWN
STATE OH
ZIP 445110000
MORT $22,400.00
BAL $22,400.00
RATE 9.7000
PAI $211.74
CLTV 80.000
MATURITY 171027
FEE 0.5000
LOAN 0000021891742
LAST_NAME MCGEE
ADDRESS 3348 KING RICHARD COURT
CITY VIRGINIA BE
STATE VA
ZIP 234520000
MORT $121,950.00
BAL $121,800.52
RATE 10.5500
PAI $1,221.62
CLTV 90.000
MATURITY 171024
FEE 0.5000
LOAN 0000021891767
LAST_NAME MORELAND
ADDRESS 625 NORTH WAYNE
CITY WARREN
STATE IN
ZIP 467920000
MORT $46,700.00
BAL $46,580.43
RATE 9.3500
PAI $483.44
CLTV 84.909
MATURITY 121022
FEE 0.5000
LOAN 0000021891775
LAST_NAME MARTIN
ADDRESS 1720 C STREET, N.E.
CITY WASHINGTON
STATE DC
ZIP 200020000
MORT $96,000.00
BAL $95,851.10
RATE 9.3000
PAI $793.25
CLTV 80.000
MATURITY 270825
FEE 0.5000
LOAN 0000021891809
LAST_NAME VETTEL
ADDRESS 12479 MELODY LANE
CITY GRAFTON
STATE OH
ZIP 440440000
MORT $54,000.00
BAL $53,718.63
RATE 9.2000
PAI $554.15
CLTV 77.142
MATURITY 120901
FEE 0.5000
LOAN 0000021891825
LAST_NAME KAY
ADDRESS 382 NW 117TH COURT
CITY OCALA
STATE FL
ZIP 344820000
MORT $40,000.00
BAL $39,945.00
RATE 9.7500
PAI $379.41
CLTV 80.000
MATURITY 171010
FEE 0.5000
LOAN 0000021891833
LAST_NAME BINGHAM
ADDRESS 1117 MT.VERNON SPRINGS RD
CITY SILER CITY
STATE NC
ZIP 273440000
MORT $62,400.00
BAL $62,340.28
RATE 9.6500
PAI $531.54
CLTV 80.000
MATURITY 120825
FEE 0.5000
LOAN 0000021891866
LAST_NAME LINDSEY
ADDRESS 583 W MAIN STREET
CITY NEWARK
STATE OH
ZIP 430550000
MORT $85,000.00
BAL $84,840.91
RATE 10.2500
PAI $761.69
CLTV 85.000
MATURITY 120708
FEE 0.5000
LOAN 0000021891924
LAST_NAME LOMBARDO
ADDRESS 5471 38TH AVENUE NORTH
CITY SAINT PETER
STATE FL
ZIP 337100000
MORT $56,800.00
BAL $56,719.54
RATE 7.7500
PAI $406.93
CLTV 80.000
MATURITY 270922
FEE 0.5000
LOAN 0000021891932
LAST_NAME CLONEY
ADDRESS 136 PHILLIPS DR.
CITY DECATUR
STATE IL
ZIP 625210000
MORT $54,400.00
BAL $54,254.28
RATE 8.8500
PAI $546.92
CLTV 80.000
MATURITY 121003
FEE 0.5000
LOAN 0000021891940
LAST_NAME BIBEAULT
ADDRESS 918 VICTORY HIGHWAY
CITY BURRILLVILL
STATE RI
ZIP 028390000
MORT $63,000.00
BAL $62,797.06
RATE 8.4500
PAI $544.74
CLTV 70.000
MATURITY 170922
FEE 0.5000
LOAN 0000021891957
LAST_NAME PLATTER
ADDRESS 4256 WEBSTER AVE
CITY CINCINNATI
STATE OH
ZIP 452360000
MORT $76,600.00
BAL $75,987.57
RATE 8.9900
PAI $776.48
CLTV 83.260
MATURITY 120820
FEE 0.5000
LOAN 0000021891965
LAST_NAME BARTHOLOMEW
ADDRESS 3549 RIVER RD
CITY LAUREL
STATE MT
ZIP 590440000
MORT $125,000.00
BAL $125,000.00
RATE 8.8000
PAI $1,253.01
CLTV 59.241
MATURITY 121103
FEE 0.5000
LOAN 0000021891973
LAST_NAME MCCLENDON
ADDRESS 1492 MEREDITH DRIVE
CITY SPRINGFIELD
STATE OH
ZIP 452310000
MORT $93,000.00
BAL $92,752.00
RATE 8.9000
PAI $937.75
CLTV 83.035
MATURITY 121028
FEE 0.5000
LOAN 0000021891981
LAST_NAME WHITE
ADDRESS 1307 BRISCOE AVE.
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $41,600.00
BAL $41,538.10
RATE 9.0500
PAI $375.63
CLTV 80.000
MATURITY 171015
FEE 0.5000
LOAN 0000021892005
LAST_NAME KILBURN
ADDRESS 2011 WOODSIDE
CITY MIDDLETOWN
STATE OH
ZIP 450440000
MORT $64,600.00
BAL $64,513.52
RATE 10.0000
PAI $566.92
CLTV 85.000
MATURITY 120820
FEE 0.5000
LOAN 0000021892021
LAST_NAME VAN NOSTRAND
ADDRESS 112 MEADOW RIVER ROAD
CITY LIVERPOOL
STATE NY
ZIP 130900000
MORT $43,000.00
BAL $42,875.18
RATE 7.9500
PAI $409.70
CLTV 63.235
MATURITY 120923
FEE 0.5000
LOAN 0000021892047
LAST_NAME PARKER
ADDRESS 3014 YADKYN AVE
CITY CHARLOTTE
STATE NC
ZIP 282050000
MORT $67,500.00
BAL $67,450.56
RATE 10.9000
PAI $637.73
CLTV 90.000
MATURITY 120826
FEE 0.5000
LOAN 0000021892062
LAST_NAME DOBBINS
ADDRESS 1894 SHADES CREST ROAD
CITY BIRMINGHAM
STATE AL
ZIP 352160000
MORT $245,000.00
BAL $245,000.00
RATE 8.2000
PAI $2,079.88
CLTV 54.203
MATURITY 171020
FEE 0.5000
LOAN 0000021892104
LAST_NAME ROZNOWSKI
ADDRESS 2404 26TH STREET
CITY BAY CITY
STATE MI
ZIP 487080000
MORT $62,400.00
BAL $62,329.40
RATE 8.8500
PAI $495.37
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021892120
LAST_NAME LUERS
ADDRESS 118 SHERIDAN PLACE
CITY CHICKASHA
STATE OK
ZIP 730180000
MORT $58,000.00
BAL $57,965.58
RATE 8.6000
PAI $450.09
CLTV 80.000
MATURITY 121024
FEE 0.5000
LOAN 0000021892153
LAST_NAME YOSHIOKA
ADDRESS 14 COLUMBIA AVENUE
CITY BOROUGH OF
STATE NJ
ZIP 070100000
MORT $10,000.00
BAL $10,000.00
RATE 9.8500
PAI $211.74
CLTV 42.065
MATURITY 21110
FEE 0.5000
LOAN 0000021892229
LAST_NAME GIBBS
ADDRESS 324 N. LEEDS AVENUE
CITY WHISLER
STATE AL
ZIP 366120000
MORT $32,000.00
BAL $31,919.91
RATE 9.6000
PAI $336.09
CLTV 80.000
MATURITY 121020
FEE 0.5000
LOAN 0000021892237
LAST_NAME FORD
ADDRESS 2228 CADDEN ROAD
CITY AUGUSTA
STATE GA
ZIP 309060000
MORT $75,000.00
BAL $74,933.36
RATE 10.0000
PAI $658.18
CLTV 89.285
MATURITY 270926
FEE 0.5000
LOAN 0000021892286
LAST_NAME BOLTZ
ADDRESS 14332 HOWARD RD
CITY DAYTON
STATE MD
ZIP 210360000
MORT $64,000.00
BAL $64,000.00
RATE 13.5000
PAI $830.93
CLTV 82.926
MATURITY 121020
FEE 0.5000
LOAN 0000021892294
LAST_NAME BAIOCCO
ADDRESS 17 MAPLE SREET
CITY MARCUS HOOK
STATE PA
ZIP 190610000
MORT $64,800.00
BAL $64,481.38
RATE 9.8400
PAI $690.02
CLTV 90.000
MATURITY 120929
FEE 0.5000
LOAN 0000021892385
LAST_NAME WALLACE
ADDRESS 401 GLENBURN AVENUE
CITY CAMBRIDGE
STATE MD
ZIP 216130000
MORT $108,375.00
BAL $108,317.62
RATE 9.1500
PAI $883.74
CLTV 85.000
MATURITY 121007
FEE 0.5000
LOAN 0000021892443
LAST_NAME SANCHEZ
ADDRESS 989 AVENIDA DELAS CAMPANA
CITY SANTA FE
STATE NM
ZIP 875050000
MORT $22,000.00
BAL $21,990.67
RATE 10.4000
PAI $199.60
CLTV 70.563
MATURITY 121027
FEE 0.5000
LOAN 0000021892450
LAST_NAME REARDON
ADDRESS 2900 LORETTA DR
CITY CINCINNATI
STATE OH
ZIP 452390000
MORT $78,000.00
BAL $77,886.39
RATE 9.6000
PAI $661.57
CLTV 82.105
MATURITY 120822
FEE 0.5000
LOAN 0000021892468
LAST_NAME GERHARDSTEIN
ADDRESS 1072 BAYTREE COURT
CITY CINCINNATI
STATE OH
ZIP 452300000
MORT $92,000.00
BAL $91,847.77
RATE 8.9900
PAI $739.60
CLTV 80.000
MATURITY 120818
FEE 0.5000
LOAN 0000021892484
LAST_NAME MCATEER
ADDRESS 86 TUCKAHOE AVENUE
CITY EASTCHESTER
STATE NY
ZIP 107090000
MORT $69,500.00
BAL $69,419.60
RATE 10.9900
PAI $716.90
CLTV 78.958
MATURITY 170924
FEE 0.5000
LOAN 0000021892500
LAST_NAME MOORE
ADDRESS 4331 ST LAWRENCE
CITY CINCINNATI
STATE OH
ZIP 452050000
MORT $72,000.00
BAL $71,419.72
RATE 8.9000
PAI $726.00
CLTV 80.000
MATURITY 120818
FEE 0.5000
LOAN 0000021892518
LAST_NAME HOPKINS
ADDRESS 667 CROUSETOWN RD
CITY LEXINGTON
STATE NC
ZIP 272920000
MORT $42,400.00
BAL $42,058.26
RATE 8.9000
PAI $427.54
CLTV 80.000
MATURITY 120827
FEE 0.5000
LOAN 0000021892534
LAST_NAME HENRY
ADDRESS 706 ROCKFORD DRIVE
CITY HAMILTON
STATE OH
ZIP 450130000
MORT $69,600.00
BAL $69,531.25
RATE 9.5000
PAI $585.24
CLTV 80.000
MATURITY 120819
FEE 0.5000
LOAN 0000021892567
LAST_NAME KAMINSKI
ADDRESS 644 CLOUGH PIKE
CITY CINCINNATI
STATE OH
ZIP 452450000
MORT $104,000.00
BAL $103,845.31
RATE 9.5000
PAI $874.49
CLTV 80.000
MATURITY 120813
FEE 0.5000
LOAN 0000021892583
LAST_NAME WILLIAMS
ADDRESS 58 DEWEY AVE
CITY NEWARK
STATE OH
ZIP 430550000
MORT $60,000.00
BAL $59,930.69
RATE 8.7500
PAI $472.03
CLTV 75.949
MATURITY 120821
FEE 0.5000
LOAN 0000021892617
LAST_NAME FLOYD
ADDRESS 290 SILVER SPRINGS STREET
CITY PACOLET
STATE SC
ZIP 293730000
MORT $27,000.00
BAL $26,602.64
RATE 8.9900
PAI $341.88
CLTV 43.548
MATURITY 70908
FEE 0.5000
LOAN 0000021892666
LAST_NAME MCHONE
ADDRESS 605 W MAIN ST
CITY PILOT MOUNT
STATE NC
ZIP 270410000
MORT $76,720.00
BAL $76,648.11
RATE 9.7500
PAI $659.15
CLTV 80.000
MATURITY 120829
FEE 0.5000
LOAN 0000021892682
LAST_NAME STILTNER
ADDRESS 5219 FOXTAIL LANE
CITY ROANOKE
STATE VA
ZIP 240190000
MORT $80,000.00
BAL $79,873.28
RATE 9.2000
PAI $655.25
CLTV 80.000
MATURITY 270729
FEE 0.5000
LOAN 0000021892724
LAST_NAME PAVADORE
ADDRESS 818 MAIN STREET
CITY WALPOLE
STATE MA
ZIP 020810000
MORT $75,000.00
BAL $74,900.58
RATE 9.9500
PAI $721.29
CLTV 48.387
MATURITY 170926
FEE 0.5000
LOAN 0000021892765
LAST_NAME SCHETINA
ADDRESS 201 20TH AVE NW
CITY MINNEAPOLIS
STATE MN
ZIP 554180000
MORT $60,000.00
BAL $59,951.57
RATE 10.4500
PAI $546.61
CLTV 75.000
MATURITY 120901
FEE 0.5000
LOAN 0000021892906
LAST_NAME HALPIN
ADDRESS 69990 LAPORTE TRAIL
CITY WALKERTON
STATE IN
ZIP 465740000
MORT $123,250.00
BAL $123,104.70
RATE 8.6500
PAI $960.82
CLTV 85.000
MATURITY 120901
FEE 0.5000
LOAN 0000021892922
LAST_NAME PALAZZINI
ADDRESS 539 GOLFAIR BOULEVARD
CITY JACKSONVILL
STATE FL
ZIP 322060000
MORT $47,600.00
BAL $47,480.33
RATE 9.5500
PAI $498.49
CLTV 70.000
MATURITY 121010
FEE 0.5000
LOAN 0000021892955
LAST_NAME SHAIN
ADDRESS 1502 VERMONT
CITY ALAMOGORDO
STATE NM
ZIP 883100000
MORT $27,750.00
BAL $27,750.00
RATE 10.4000
PAI $275.19
CLTV 75.000
MATURITY 171118
FEE 0.5000
LOAN 0000021893011
LAST_NAME BROWN
ADDRESS 6208 STEVENS FOREST ROAD
CITY COLUMBIA
STATE MD
ZIP 210450000
MORT $132,800.00
BAL $132,800.00
RATE 8.8500
PAI $1,054.24
CLTV 80.000
MATURITY 271029
FEE 0.5000
LOAN 0000021893052
LAST_NAME SMITH III
ADDRESS 2434 FRANCIS ST.
CITY BALTIMORE
STATE MD
ZIP 212170000
MORT $37,512.00
BAL $37,496.41
RATE 10.2900
PAI $337.26
CLTV 79.812
MATURITY 120929
FEE 0.5000
LOAN 0000021893102
LAST_NAME TORTORA
ADDRESS 1879 W 6TH STREET
CITY BROOKLYN
STATE NY
ZIP 112230000
MORT $25,000.00
BAL $24,805.60
RATE 9.3000
PAI $258.05
CLTV 74.615
MATURITY 120825
FEE 0.5000
LOAN 0000021893128
LAST_NAME FARACI
ADDRESS 19 CONNERY ROAD
CITY MIDDLETOWN
STATE CT
ZIP 064570000
MORT $53,000.00
BAL $52,880.55
RATE 9.9900
PAI $464.72
CLTV 42.063
MATURITY 120701
FEE 0.5000
LOAN 0000021893144
LAST_NAME DICKENSHEETS
ADDRESS 5802 LINDEN ROAD
CITY HAINES CITY
STATE FL
ZIP 338440000
MORT $48,000.00
BAL $47,879.32
RATE 9.5500
PAI $502.68
CLTV 80.000
MATURITY 121016
FEE 0.5000
LOAN 0000021893169
LAST_NAME COLANTUONO
ADDRESS 51 S STONY BROOK DR
CITY MARLBOROUGH
STATE CT
ZIP 064470000
MORT $178,000.00
BAL $176,944.83
RATE 7.7500
PAI $1,675.47
CLTV 74.789
MATURITY 120901
FEE 0.5000
LOAN 0000021893185
LAST_NAME MITTLEMAN
ADDRESS 209 COSTELLO LANE
CITY KINGSTON
STATE NY
ZIP 124010000
MORT $56,800.00
BAL $56,649.58
RATE 9.9900
PAI $547.76
CLTV 80.000
MATURITY 170910
FEE 0.5000
LOAN 0000021893219
LAST_NAME HEFFNER
ADDRESS 17216 CUVEE COURT
CITY POWAY
STATE CA
ZIP 920640000
MORT $28,000.00
BAL $27,930.87
RATE 9.7500
PAI $296.63
CLTV 75.944
MATURITY 121028
FEE 0.5000
LOAN 0000021893243
LAST_NAME CARSON
ADDRESS 608 FIRST AVENUE
CITY CROYDON
STATE PA
ZIP 190210000
MORT $115,000.00
BAL $115,000.00
RATE 10.0000
PAI $1,009.21
CLTV 89.843
MATURITY 271126
FEE 0.5000
LOAN 0000021893359
LAST_NAME CONTE
ADDRESS 16 MONONGAHELA AVENUE
CITY NORTH PROVI
STATE RI
ZIP 029110000
MORT $26,800.00
BAL $26,763.85
RATE 8.0500
PAI $197.59
CLTV 32.289
MATURITY 270924
FEE 0.5000
LOAN 0000021893409
LAST_NAME WILLIS
ADDRESS 10758 SE CORA STREET
CITY PORTLAND
STATE OR
ZIP 972660000
MORT $32,963.00
BAL $32,881.25
RATE 9.7000
PAI $348.20
CLTV 80.000
MATURITY 121020
FEE 0.5000
LOAN 0000021893417
LAST_NAME MARSHALL
ADDRESS 830 CHILHOWEE STREET
CITY HARRIMAN
STATE TN
ZIP 377480000
MORT $66,600.00
BAL $66,546.83
RATE 10.5000
PAI $609.22
CLTV 90.000
MATURITY 120904
FEE 0.5000
LOAN 0000021893425
LAST_NAME ISOLDI
ADDRESS 50 THORNYCROFT AVENUE
CITY STATEN ISLA
STATE NY
ZIP 103120000
MORT $74,000.00
BAL $73,800.46
RATE 9.8500
PAI $706.78
CLTV 45.679
MATURITY 170908
FEE 0.5000
LOAN 0000021893433
LAST_NAME MARTIN
ADDRESS 312 HOLLIFIELD STREET
CITY GASTONIA
STATE NC
ZIP 280560000
MORT $87,300.00
BAL $87,271.47
RATE 11.4000
PAI $857.88
CLTV 90.000
MATURITY 271027
FEE 0.5000
LOAN 0000021893508
LAST_NAME PATE
ADDRESS 1973 BLACK CREEK ROAD
CITY DARLINGTON
STATE SC
ZIP 295400000
MORT $75,000.00
BAL $74,887.09
RATE 8.7000
PAI $587.35
CLTV 78.125
MATURITY 120903
FEE 0.5000
LOAN 0000021893557
LAST_NAME KALAS
ADDRESS 9 FALCOLN DRIVE
CITY CODY
STATE WY
ZIP 824140000
MORT $76,000.00
BAL $75,965.65
RATE 9.9000
PAI $661.35
CLTV 27.636
MATURITY 121003
FEE 0.5000
LOAN 0000021893573
LAST_NAME DUNCAN
ADDRESS 103 E 35TH PLACE
CITY TULSA
STATE OK
ZIP 741050000
MORT $55,000.00
BAL $55,000.00
RATE 8.7000
PAI $430.73
CLTV 73.333
MATURITY 271101
FEE 0.5000
LOAN 0000021893607
LAST_NAME GARDNER
ADDRESS 103 N. YORKTOWN DRIVE
CITY EASLEY
STATE SC
ZIP 296400000
MORT $52,200.00
BAL $52,136.85
RATE 10.6500
PAI $526.43
CLTV 90.000
MATURITY 171001
FEE 0.5000
LOAN 0000021893615
LAST_NAME ROY
ADDRESS 1002 WALNUT STREET
CITY BURLINGTON
STATE NJ
ZIP 080160000
MORT $81,300.00
BAL $81,141.71
RATE 8.1000
PAI $602.23
CLTV 78.932
MATURITY 270929
FEE 0.5000
LOAN 0000021893649
LAST_NAME ARNOLD
ADDRESS 22 SALEM ROAD
CITY SHUSHAN
STATE NY
ZIP 128730000
MORT $65,000.00
BAL $64,822.73
RATE 8.6500
PAI $645.81
CLTV 68.421
MATURITY 121008
FEE 0.5000
LOAN 0000021893698
LAST_NAME GRESSLER
ADDRESS 367 S HILLROSE COURT
CITY THOUSAND OA
STATE CA
ZIP 913200000
MORT $15,000.00
BAL $15,000.00
RATE 9.8500
PAI $196.99
CLTV 73.131
MATURITY 71110
FEE 0.5000
LOAN 0000021893706
LAST_NAME SCHETINA
ADDRESS 203 20TH AVENUE NORTHEAST
CITY MINNEAPOLIS
STATE MN
ZIP 554180000
MORT $60,000.00
BAL $59,951.57
RATE 10.4500
PAI $546.61
CLTV 75.000
MATURITY 120901
FEE 0.5000
LOAN 0000021893714
LAST_NAME JAMES
ADDRESS 7917 ECHOLS AVENUE
CITY LANHAM
STATE MD
ZIP 207060000
MORT $58,000.00
BAL $57,743.71
RATE 11.0000
PAI $659.23
CLTV 54.205
MATURITY 120902
FEE 0.5000
LOAN 0000021893722
LAST_NAME MORENO
ADDRESS 5424 W POLK RD
CITY ALMA
STATE MI
ZIP 488010000
MORT $60,000.00
BAL $59,963.10
RATE 11.9900
PAI $616.71
CLTV 75.000
MATURITY 120901
FEE 0.5000
LOAN 0000021893797
LAST_NAME JOHNSON
ADDRESS 2159 QUAILRIDGE DRIVE
CITY FAYETTEVILL
STATE NC
ZIP 243090000
MORT $65,620.00
BAL $65,524.82
RATE 9.2500
PAI $601.00
CLTV 85.000
MATURITY 171014
FEE 0.5000
LOAN 0000021893896
LAST_NAME PHILLIPS
ADDRESS BOX 8330
CITY HILLIARD
STATE FL
ZIP 320460000
MORT $54,000.00
BAL $54,000.00
RATE 10.8000
PAI $550.06
CLTV 90.000
MATURITY 171118
FEE 0.5000
LOAN 0000021893912
LAST_NAME JONES
ADDRESS 1264 PARK PL
CITY BROOKLYN
STATE NY
ZIP 112130000
MORT $148,000.00
BAL $147,861.34
RATE 9.7500
PAI $1,271.55
CLTV 80.000
MATURITY 120827
FEE 0.5000
LOAN 0000021893953
LAST_NAME PETTY
ADDRESS 3542 LONG DRIVE
CITY SAINT ANN
STATE MO
ZIP 630740000
MORT $54,400.00
BAL $54,400.00
RATE 8.9900
PAI $456.15
CLTV 80.000
MATURITY 221101
FEE 0.5000
LOAN 0000021893995
LAST_NAME FLUEHR
ADDRESS 8 OAK HOLLOW LANE
CITY SICKLERVILL
STATE NJ
ZIP 080810000
MORT $35,000.00
BAL $35,000.00
RATE 9.7500
PAI $739.35
CLTV 76.526
MATURITY 21104
FEE 0.5000
LOAN 0000021894126
LAST_NAME EASLEY
ADDRESS 116 CHEADLE LOOP ROAD
CITY SEAFORD
STATE VA
ZIP 236960000
MORT $216,000.00
BAL $215,847.38
RATE 8.8000
PAI $1,706.99
CLTV 80.000
MATURITY 121024
FEE 0.5000
LOAN 0000021894159
LAST_NAME FOBES
ADDRESS 5517 RICHMOND RD
CITY MOBILE
STATE AL
ZIP 366080000
MORT $80,000.00
BAL $79,917.42
RATE 9.2900
PAI $660.46
CLTV 80.000
MATURITY 120908
FEE 0.5000
LOAN 0000021894225
LAST_NAME SLOTE
ADDRESS 1001 NE 114TH STREET
CITY KANSAS CITY
STATE MO
ZIP 641550000
MORT $62,000.00
BAL $61,961.66
RATE 8.4000
PAI $472.34
CLTV 68.888
MATURITY 271027
FEE 0.5000
LOAN 0000021894290
LAST_NAME DAVIDOW
ADDRESS 115 PENHURST STREET
CITY ROCHESTER
STATE NY
ZIP 146190000
MORT $27,270.00
BAL $27,257.13
RATE 9.7000
PAI $233.30
CLTV 79.283
MATURITY 121022
FEE 0.5000
LOAN 0000021894399
LAST_NAME SMITH
ADDRESS 3207 MIDLOTHIAN TURNPIKE
CITY RICHMOND
STATE VA
ZIP 232240000
MORT $50,000.00
BAL $49,917.20
RATE 8.2000
PAI $424.47
CLTV 80.000
MATURITY 171021
FEE 0.5000
LOAN 0000021894456
LAST_NAME MINTO
ADDRESS 7061 MARY DRIVE
CITY MOBILE
STATE AL
ZIP 366180000
MORT $21,200.00
BAL $21,129.20
RATE 8.4500
PAI $208.15
CLTV 80.000
MATURITY 121029
FEE 0.5000
LOAN 0000021894472
LAST_NAME MCCRAVEN
ADDRESS 920 COLONIAL DRIVE
CITY CHINA GROVE
STATE NC
ZIP 280230000
MORT $102,850.00
BAL $102,850.00
RATE 9.4500
PAI $955.35
CLTV 85.000
MATURITY 171117
FEE 0.5000
LOAN 0000021894498
LAST_NAME MALLEY
ADDRESS 1 W MARINA DRIVE
CITY KNIFE RIVER
STATE MN
ZIP 556090000
MORT $25,000.00
BAL $25,000.00
RATE 9.4000
PAI $259.55
CLTV 79.430
MATURITY 121117
FEE 0.5000
LOAN 0000021894514
LAST_NAME BAILEY
ADDRESS 357 OLENTANGY STREET
CITY COLUMBUS
STATE OH
ZIP 432020000
MORT $79,000.00
BAL $78,572.97
RATE 8.2000
PAI $966.86
CLTV 75.238
MATURITY 71016
FEE 0.5000
LOAN 0000021894530
LAST_NAME LARSON
ADDRESS OAK TREE LANE
CITY CEDAR CREST
STATE NM
ZIP 870080000
MORT $41,300.00
BAL $41,300.00
RATE 9.7500
PAI $437.52
CLTV 79.697
MATURITY 121103
FEE 0.5000
LOAN 0000021894563
LAST_NAME NORWOOD
ADDRESS 25031 N.C. HWY 210
CITY CURRIE
STATE NC
ZIP 284350000
MORT $37,500.00
BAL $37,411.17
RATE 10.2000
PAI $407.58
CLTV 75.000
MATURITY 120918
FEE 0.5000
LOAN 0000021894589
LAST_NAME SEYMOUR
ADDRESS 7300 SUN ISLAND DRIVE SOU
CITY SOUTH PASAD
STATE FL
ZIP 337070000
MORT $42,000.00
BAL $41,942.50
RATE 9.7000
PAI $397.00
CLTV 60.240
MATURITY 171008
FEE 0.5000
LOAN 0000021894613
LAST_NAME PINK
ADDRESS 1018 PINE STREET
CITY WAUKEGAN
STATE IL
ZIP 600850000
MORT $76,000.00
BAL $76,000.00
RATE 8.1500
PAI $565.63
CLTV 80.000
MATURITY 271110
FEE 0.5000
LOAN 0000021894696
LAST_NAME COLVIN
ADDRESS 832 LANE 4
CITY POWELL
STATE WY
ZIP 824350000
MORT $98,100.00
BAL $98,028.18
RATE 10.9000
PAI $926.82
CLTV 90.000
MATURITY 121002
FEE 0.5000
LOAN 0000021894704
LAST_NAME HARRIS
ADDRESS 11156 S. PARNELL
CITY CHICAGO
STATE IL
ZIP 606280000
MORT $42,000.00
BAL $41,673.42
RATE 9.3000
PAI $433.52
CLTV 47.191
MATURITY 120901
FEE 0.5000
LOAN 0000021894738
LAST_NAME STANLEY
ADDRESS 1731 ARLIE MYERS STORE RO
CITY MCGRADY
STATE NC
ZIP 286490000
MORT $58,400.00
BAL $58,210.92
RATE 8.7500
PAI $516.09
CLTV 75.844
MATURITY 170929
FEE 0.5000
LOAN 0000021894746
LAST_NAME MCCREADY
ADDRESS 5248 FREDCREST ROAD
CITY BALTIMORE
STATE MD
ZIP 212290000
MORT $55,000.00
BAL $54,947.81
RATE 9.6900
PAI $470.12
CLTV 78.571
MATURITY 270901
FEE 0.5000
LOAN 0000021894761
LAST_NAME WATTS
ADDRESS 2407 SUNNYHILL AVE
CITY MONROE TOWN
STATE NJ
ZIP 080940000
MORT $140,400.00
BAL $139,802.33
RATE 11.4000
PAI $1,631.22
CLTV 90.000
MATURITY 120915
FEE 0.5000
LOAN 0000021894779
LAST_NAME ISDANER
ADDRESS 1112 SEA GULL LANE
CITY CHERRY HILL
STATE NJ
ZIP 080030000
MORT $221,300.00
BAL $219,366.92
RATE 7.9900
PAI $2,113.58
CLTV 77.649
MATURITY 120801
FEE 0.5000
LOAN 0000021894795
LAST_NAME SHARPE
ADDRESS 49 SAAM RD
CITY HOLLAND TOW
STATE NJ
ZIP 088480000
MORT $280,000.00
BAL $279,692.26
RATE 8.9900
PAI $2,250.93
CLTV 77.777
MATURITY 120904
FEE 0.5000
LOAN 0000021894803
LAST_NAME BYRNES,III
ADDRESS 256 HARVARD DR
CITY INDEPENDENC
STATE NJ
ZIP 078400000
MORT $125,000.00
BAL $124,902.35
RATE 10.6000
PAI $1,152.78
CLTV 88.028
MATURITY 120916
FEE 0.5000
LOAN 0000021894811
LAST_NAME VICK
ADDRESS 20 CANADA GOOSE DR
CITY ALLAMUCHY T
STATE NJ
ZIP 078400000
MORT $209,700.00
BAL $209,612.07
RATE 10.2500
PAI $1,879.12
CLTV 76.254
MATURITY 120918
FEE 0.5000
LOAN 0000021894829
LAST_NAME YEAGER
ADDRESS 17 HARBORAGE AVE
CITY BERKELEY TO
STATE NJ
ZIP 087210000
MORT $122,500.00
BAL $122,188.39
RATE 10.3000
PAI $1,206.60
CLTV 75.617
MATURITY 170918
FEE 0.5000
LOAN 0000021894852
LAST_NAME PIERCE
ADDRESS 309 SW KENYON AVENUE
CITY DES MOINES
STATE IA
ZIP 503150000
MORT $85,000.00
BAL $84,936.26
RATE 10.7900
PAI $796.02
CLTV 68.000
MATURITY 120827
FEE 0.5000
LOAN 0000021894878
LAST_NAME HOLLIDAY
ADDRESS 7015 KANAWHA FARM CIRCLE
CITY CHARLESTON
STATE WV
ZIP 253120000
MORT $126,000.00
BAL $126,000.00
RATE 9.3000
PAI $1,300.56
CLTV 90.000
MATURITY 121105
FEE 0.5000
LOAN 0000021894886
LAST_NAME FLORES
ADDRESS 101 EASTERN DRIVE
CITY PORT CHARLO
STATE FL
ZIP 339520000
MORT $25,000.00
BAL $24,928.02
RATE 9.0500
PAI $254.32
CLTV 34.722
MATURITY 120929
FEE 0.5000
LOAN 0000021894902
LAST_NAME DEXTER
ADDRESS 7442 N GULLEY ROAD
CITY DEARBORN HE
STATE MI
ZIP 481270000
MORT $26,400.00
BAL $26,400.00
RATE 10.5000
PAI $291.83
CLTV 84.989
MATURITY 121103
FEE 0.5000
LOAN 0000021894936
LAST_NAME MEJIA
ADDRESS 324 BRYANSTONE ROAD
CITY REISTERSTOW
STATE MD
ZIP 211360000
MORT $102,400.00
BAL $102,218.25
RATE 8.6500
PAI $798.28
CLTV 80.000
MATURITY 120811
FEE 0.5000
LOAN 0000021894944
LAST_NAME WIGLEY
ADDRESS 2020 NEW MEXICO STREET
CITY SAVANNAH
STATE GA
ZIP 314040000
MORT $39,200.00
BAL $39,092.61
RATE 8.6000
PAI $388.32
CLTV 80.000
MATURITY 121015
FEE 0.5000
LOAN 0000021894969
LAST_NAME WARD
ADDRESS 2100 JANICE DRIVE
CITY BENTON
STATE AR
ZIP 720150000
MORT $14,036.65
BAL $13,973.31
RATE 7.2500
PAI $128.14
CLTV 85.116
MATURITY 121014
FEE 0.5000
LOAN 0000021894985
LAST_NAME BURTON
ADDRESS 1600 ELKWOOD DRIVE
CITY FULTONDALE
STATE AL
ZIP 350680000
MORT $12,000.00
BAL $12,000.00
RATE 9.7500
PAI $127.13
CLTV 62.327
MATURITY 121105
FEE 0.5000
LOAN 0000021895099
LAST_NAME WHITLOCK
ADDRESS 1301 CLINTON STREET
CITY AURORA
STATE CO
ZIP 800100000
MORT $61,200.00
BAL $61,033.09
RATE 8.6500
PAI $608.06
CLTV 80.000
MATURITY 121014
FEE 0.5000
LOAN 0000021895107
LAST_NAME ZUELA
ADDRESS 2076 EDGEGATE DRIVE
CITY SAN JOSE
STATE CA
ZIP 951220000
MORT $180,000.00
BAL $180,000.00
RATE 10.2500
PAI $1,612.98
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021895206
LAST_NAME MARUNGO
ADDRESS 354 SOUTH BROADWAY
CITY AURORA
STATE IL
ZIP 605050000
MORT $85,600.00
BAL $85,537.92
RATE 10.9500
PAI $811.96
CLTV 80.000
MATURITY 120912
FEE 0.5000
LOAN 0000021895222
LAST_NAME WILCOX
ADDRESS 801 SOUTH BELFAIR ST
CITY KENNEWICK
STATE WA
ZIP 993360000
MORT $48,180.00
BAL $48,180.00
RATE 10.3500
PAI $476.18
CLTV 84.999
MATURITY 171124
FEE 0.5000
LOAN 0000021895248
LAST_NAME DREHER
ADDRESS 718 AUDREY LN
CITY OXON HILL
STATE MD
ZIP 207450000
MORT $78,200.00
BAL $78,167.91
RATE 10.3500
PAI $706.57
CLTV 85.000
MATURITY 271006
FEE 0.5000
LOAN 0000021895255
LAST_NAME WOOLEN-HARPE
ADDRESS 5203 DEAL DR
CITY OXON HILL
STATE MD
ZIP 207450000
MORT $71,400.00
BAL $71,329.48
RATE 9.5000
PAI $600.37
CLTV 85.000
MATURITY 120909
FEE 0.5000
LOAN 0000021895297
LAST_NAME HOLLAND
ADDRESS RT 1 BOX 11C
CITY EURE
STATE NC
ZIP 279350000
MORT $40,250.00
BAL $40,250.00
RATE 9.4000
PAI $335.51
CLTV 70.000
MATURITY 271028
FEE 0.5000
LOAN 0000021895321
LAST_NAME DURRENBURGER
ADDRESS 118 JEWETT STREET
CITY ELGIN
STATE IL
ZIP 601230000
MORT $41,500.00
BAL $41,480.25
RATE 12.8500
PAI $454.22
CLTV 48.255
MATURITY 120916
FEE 0.5000
LOAN 0000021895339
LAST_NAME JOHNSON
ADDRESS 511 70TH ST
CITY SEAT PLEASA
STATE MD
ZIP 207430000
MORT $88,750.00
BAL $88,688.84
RATE 9.9900
PAI $778.19
CLTV 72.745
MATURITY 270912
FEE 0.5000
LOAN 0000021895404
LAST_NAME TALLEY
ADDRESS 311 311 BRYANT STREET NE
CITY WASHINGTON
STATE DC
ZIP 200020000
MORT $34,000.00
BAL $33,909.97
RATE 9.9900
PAI $327.88
CLTV 36.956
MATURITY 170901
FEE 0.5000
LOAN 0000021895461
LAST_NAME FOSTER
ADDRESS 1224 EAST AVENUE
CITY ELDORADO
STATE AR
ZIP 717300000
MORT $28,350.00
BAL $28,210.41
RATE 9.8500
PAI $336.36
CLTV 90.000
MATURITY 91017
FEE 0.5000
LOAN 0000021895487
LAST_NAME REYNOLDS
ADDRESS 279 GREEN HILL RD
CITY MADISON
STATE CT
ZIP 064430000
MORT $165,000.00
BAL $164,459.24
RATE 8.9500
PAI $1,479.25
CLTV 76.744
MATURITY 170902
FEE 0.5000
LOAN 0000021895495
LAST_NAME SAVAGE
ADDRESS 619 BERKLEY DRIVE
CITY PENSACOLA
STATE FL
ZIP 325030000
MORT $14,000.00
BAL $13,969.64
RATE 11.1500
PAI $160.44
CLTV 24.347
MATURITY 121007
FEE 0.5000
LOAN 0000021895503
LAST_NAME MORGAN
ADDRESS 38-40 BUTLER AVE
CITY BRIDGEPORT
STATE CT
ZIP 066050000
MORT $68,000.00
BAL $67,918.99
RATE 8.6000
PAI $527.69
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021895545
LAST_NAME WILLIAMS
ADDRESS 541 LINCOLN DRIVE
CITY ROCKY MOUNT
STATE NC
ZIP 278010000
MORT $45,050.00
BAL $45,050.00
RATE 10.7500
PAI $614.21
CLTV 85.000
MATURITY 71104
FEE 0.5000
LOAN 0000021895602
LAST_NAME ADKINS
ADDRESS 2459 JACKSON ST. SE
CITY ALBANY
STATE OR
ZIP 973210000
MORT $100,000.00
BAL $99,926.26
RATE 9.7000
PAI $855.49
CLTV 75.471
MATURITY 271007
FEE 0.5000
LOAN 0000021895628
LAST_NAME CASEY
ADDRESS 54 WOODCREST RD
CITY FAIRFIELD
STATE CT
ZIP 064300000
MORT $195,300.00
BAL $195,083.60
RATE 8.9500
PAI $1,564.41
CLTV 90.000
MATURITY 120904
FEE 0.5000
LOAN 0000021895644
LAST_NAME POLOWITZER
ADDRESS 150-154 CHARTER OAK S
CITY MANCHESTER
STATE CT
ZIP 060400000
MORT $83,500.00
BAL $83,402.61
RATE 9.9900
PAI $732.16
CLTV 67.886
MATURITY 270912
FEE 0.5000
LOAN 0000021895651
LAST_NAME STREICH
ADDRESS 190 WILLOW AVE
CITY CORNWALL
STATE NY
ZIP 125180000
MORT $85,000.00
BAL $84,916.05
RATE 9.5000
PAI $714.73
CLTV 75.892
MATURITY 120903
FEE 0.5000
LOAN 0000021895669
LAST_NAME COMEAUX
ADDRESS 207 PLAINFIELD ST
CITY HARTFORD
STATE CT
ZIP 061120000
MORT $54,400.00
BAL $54,372.96
RATE 9.4500
PAI $455.44
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021895677
LAST_NAME BRICENO
ADDRESS 2317 FLORIDA STREET
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $26,250.00
BAL $26,250.00
RATE 9.0500
PAI $237.03
CLTV 55.614
MATURITY 171014
FEE 0.5000
LOAN 0000021895685
LAST_NAME VALLE
ADDRESS 778 NE CHURCH AVENUE
CITY ROSEBURG
STATE OR
ZIP 974700000
MORT $76,000.00
BAL $75,963.39
RATE 9.6000
PAI $644.61
CLTV 84.444
MATURITY 271015
FEE 0.5000
LOAN 0000021895701
LAST_NAME RODRIGUES
ADDRESS 58 LAWN AVENUE
CITY PAWTUCKET
STATE RI
ZIP 028600000
MORT $96,000.00
BAL $95,945.25
RATE 8.8500
PAI $762.10
CLTV 80.000
MATURITY 271014
FEE 0.5000
LOAN 0000021895719
LAST_NAME EVANS
ADDRESS 6275 SOUTH DUSTY CIRCLE
CITY WEST JORDAN
STATE UT
ZIP 840840000
MORT $97,750.00
BAL $97,699.32
RATE 9.2500
PAI $804.17
CLTV 85.000
MATURITY 121101
FEE 0.5000
LOAN 0000021895784
LAST_NAME BOGGS
ADDRESS 43311 N. VINEYARD ROAD
CITY QUEEN CREEK
STATE AZ
ZIP 852420000
MORT $8,000.00
BAL $8,000.00
RATE 9.4000
PAI $103.09
CLTV 61.025
MATURITY 71118
FEE 0.5000
LOAN 0000021895867
LAST_NAME HILLEY
ADDRESS 73 CEMETERY DR
CITY SECTION
STATE AL
ZIP 357710000
MORT $30,000.00
BAL $29,624.43
RATE 10.6900
PAI $408.00
CLTV 64.516
MATURITY 70910
FEE 0.5000
LOAN 0000021896006
LAST_NAME LITTLETON
ADDRESS 270 ANTIOCH ROAD
CITY GOLDSBORO
STATE NC
ZIP 275340000
MORT $56,800.00
BAL $56,642.99
RATE 8.5000
PAI $559.34
CLTV 80.000
MATURITY 121016
FEE 0.5000
LOAN 0000021896014
LAST_NAME KERR
ADDRESS 1639 E 1470 S
CITY OGDEN
STATE UT
ZIP 844040000
MORT $68,850.00
BAL $68,767.19
RATE 9.4500
PAI $576.42
CLTV 85.000
MATURITY 121008
FEE 0.5000
LOAN 0000021896063
LAST_NAME JOHNSON
ADDRESS 312 WEST WAYNE STREET
CITY BUTLER
STATE PA
ZIP 160010000
MORT $45,600.00
BAL $45,358.98
RATE 8.6000
PAI $567.82
CLTV 80.000
MATURITY 71015
FEE 0.5000
LOAN 0000021896071
LAST_NAME CLARK
ADDRESS 137 DUNLAP ROAD
CITY PASADENA
STATE MD
ZIP 211220000
MORT $65,000.00
BAL $64,935.79
RATE 9.5000
PAI $546.56
CLTV 69.892
MATURITY 270903
FEE 0.5000
LOAN 0000021896089
LAST_NAME ARGUE
ADDRESS 2265 MILFORD SQUARE PIKE
CITY QUAKERTOWN
STATE PA
ZIP 189510000
MORT $50,500.00
BAL $50,147.88
RATE 10.5000
PAI $558.23
CLTV 75.402
MATURITY 120829
FEE 0.5000
LOAN 0000021896188
LAST_NAME CUNNINGHAM
ADDRESS 142 CUNNINGHAM DR
CITY ANNISTON
STATE AL
ZIP 362010000
MORT $60,000.00
BAL $60,000.00
RATE 8.7000
PAI $469.88
CLTV 54.054
MATURITY 271101
FEE 0.5000
LOAN 0000021896287
LAST_NAME WEEKS
ADDRESS 13 E CLINTON AVENUE
CITY OAKLYN
STATE NJ
ZIP 081070000
MORT $75,600.00
BAL $75,600.00
RATE 9.9900
PAI $662.89
CLTV 88.941
MATURITY 271014
FEE 0.5000
LOAN 0000021896329
LAST_NAME BODVAKE
ADDRESS 198 GAINESBOROUGH RD
CITY HOLBROOK
STATE NY
ZIP 117410000
MORT $148,500.00
BAL $148,254.30
RATE 8.9900
PAI $1,193.80
CLTV 79.838
MATURITY 120829
FEE 0.5000
LOAN 0000021896337
LAST_NAME SAEIDAH
ADDRESS 479 MOUNT STREET
CITY RICHMOND
STATE CA
ZIP 948050000
MORT $55,000.00
BAL $54,844.58
RATE 9.7000
PAI $580.98
CLTV 72.216
MATURITY 121020
FEE 0.5000
LOAN 0000021896352
LAST_NAME LIPFORD
ADDRESS 13 PLAINVIEW
CITY MCGEHEE
STATE AR
ZIP 716540000
MORT $78,840.00
BAL $78,698.46
RATE 9.1500
PAI $716.97
CLTV 90.000
MATURITY 171024
FEE 0.5000
LOAN 0000021896360
LAST_NAME ZENO
ADDRESS 1100 MIDDLE DR
CITY FT. WALTON
STATE FL
ZIP 325670000
MORT $90,800.00
BAL $90,761.92
RATE 10.2500
PAI $813.66
CLTV 80.000
MATURITY 271006
FEE 0.5000
LOAN 0000021896378
LAST_NAME GORDON
ADDRESS 6307 MORTON ST
CITY PHILADELPHI
STATE PA
ZIP 191440000
MORT $57,800.00
BAL $57,744.10
RATE 9.6000
PAI $490.24
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021896386
LAST_NAME THOMPSON
ADDRESS 507 LIGHTWOOD ST
CITY DURHAM
STATE NC
ZIP 277030000
MORT $104,000.00
BAL $104,000.00
RATE 10.7500
PAI $1,055.84
CLTV 83.200
MATURITY 171101
FEE 0.5000
LOAN 0000021896402
LAST_NAME SMITH
ADDRESS 1305 FOREST LAKE COURT
CITY MITCHELLVIL
STATE MD
ZIP 207210000
MORT $100,000.00
BAL $99,758.72
RATE 10.0000
PAI $1,074.61
CLTV 72.958
MATURITY 121014
FEE 0.5000
LOAN 0000021896469
LAST_NAME PLOWDEN
ADDRESS 2831 WINCHESTER ST.
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $53,550.00
BAL $53,550.00
RATE 10.8500
PAI $503.91
CLTV 85.000
MATURITY 271029
FEE 0.5000
LOAN 0000021896493
LAST_NAME CAPAK
ADDRESS 201 AVOCA AVENUE
CITY MASSAPEQUA
STATE NY
ZIP 117620000
MORT $152,000.00
BAL $151,916.79
RATE 8.9900
PAI $1,221.94
CLTV 79.166
MATURITY 271006
FEE 0.5000
LOAN 0000021896543
LAST_NAME HUEREQUE
ADDRESS 408 PONDER
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $44,200.00
BAL $44,200.00
RATE 10.3000
PAI $435.37
CLTV 85.000
MATURITY 171117
FEE 0.5000
LOAN 0000021896618
LAST_NAME SVOREC
ADDRESS 5038 WILSON LANE
CITY BRIDGEMAN
STATE MI
ZIP 491060000
MORT $106,240.00
BAL $106,240.00
RATE 8.2000
PAI $1,027.59
CLTV 80.000
MATURITY 121103
FEE 0.5000
LOAN 0000021896634
LAST_NAME JOHNSON
ADDRESS 412 WATERCRESS DR
CITY ROSSVILLE
STATE GA
ZIP 307410000
MORT $65,250.00
BAL $65,202.22
RATE 10.9000
PAI $616.47
CLTV 90.000
MATURITY 270912
FEE 0.5000
LOAN 0000021896691
LAST_NAME MENDOZA
ADDRESS 31 OSCEOLA STREET
CITY DENVER
STATE CO
ZIP 802190000
MORT $13,000.00
BAL $13,000.00
RATE 10.6500
PAI $144.92
CLTV 79.988
MATURITY 121121
FEE 0.5000
LOAN 0000021896717
LAST_NAME KAGIN
ADDRESS 4858 N. IROQUOIS AVENUE
CITY GLENDALE
STATE WI
ZIP 532170000
MORT $11,752.00
BAL $11,752.00
RATE 9.8500
PAI $154.33
CLTV 84.897
MATURITY 71112
FEE 0.5000
LOAN 0000021896725
LAST_NAME JENSEN
ADDRESS 858 CALIFORNIA AVENUE
CITY WEST COVINA
STATE CA
ZIP 917900000
MORT $24,000.00
BAL $24,000.00
RATE 10.5000
PAI $323.85
CLTV 83.595
MATURITY 71124
FEE 0.5000
LOAN 0000021896733
LAST_NAME GUTIERREZ
ADDRESS 1423 COLT WAY
CITY SAN JOSE
STATE CA
ZIP 951210000
MORT $40,000.00
BAL $40,000.00
RATE 9.7500
PAI $423.75
CLTV 78.780
MATURITY 121124
FEE 0.5000
LOAN 0000021896741
LAST_NAME COLLETT
ADDRESS 39 KEVIN'S WAY
CITY EASTON
STATE MA
ZIP 023750000
MORT $32,400.00
BAL $32,320.18
RATE 9.8000
PAI $344.22
CLTV 76.700
MATURITY 120929
FEE 0.5000
LOAN 0000021896774
LAST_NAME EBERHARD
ADDRESS 25699 HIGNUTT RD.
CITY DENTON
STATE MD
ZIP 216290000
MORT $82,500.00
BAL $82,481.09
RATE 12.9900
PAI $911.97
CLTV 55.000
MATURITY 121006
FEE 0.5000
LOAN 0000021896782
LAST_NAME SUTTON
ADDRESS 8177 WHITE LICK RD
CITY CORYDON
STATE KY
ZIP 424060000
MORT $89,250.00
BAL $89,010.88
RATE 9.9000
PAI $855.38
CLTV 85.000
MATURITY 170915
FEE 0.5000
LOAN 0000021896790
LAST_NAME ASH
ADDRESS 403 W 24TH STREET
CITY WILMINGTON
STATE DE
ZIP 198020000
MORT $54,400.00
BAL $54,118.72
RATE 8.9900
PAI $688.82
CLTV 80.000
MATURITY 70911
FEE 0.5000
LOAN 0000021896840
LAST_NAME GREENE
ADDRESS 936 MARYLAND AVE
CITY NEW CASTLE
STATE PA
ZIP 161010000
MORT $22,875.00
BAL $22,649.45
RATE 9.9000
PAI $301.03
CLTV 75.000
MATURITY 70915
FEE 0.5000
LOAN 0000021896923
LAST_NAME HIRSCH
ADDRESS 5840 INDIAN TRAIL
CITY KEYSTONE HE
STATE FL
ZIP 326560000
MORT $54,400.00
BAL $54,335.47
RATE 10.8000
PAI $554.13
CLTV 87.741
MATURITY 171014
FEE 0.5000
LOAN 0000021896931
LAST_NAME MACLENNAN
ADDRESS 44 W 1ST ST
CITY FREEPORT
STATE NY
ZIP 115200000
MORT $133,000.00
BAL $132,568.88
RATE 8.4000
PAI $1,145.81
CLTV 63.333
MATURITY 170917
FEE 0.5000
LOAN 0000021896949
LAST_NAME MARSHALL
ADDRESS 20802 SEVERN ROAD
CITY SMITH ISLAN
STATE MD
ZIP 218240000
MORT $25,500.00
BAL $25,311.15
RATE 9.8500
PAI $271.69
CLTV 62.195
MATURITY 120904
FEE 0.5000
LOAN 0000021896972
LAST_NAME BEENE
ADDRESS 7851 NW 70TH AVENUE
CITY FARIBAULT
STATE MN
ZIP 550210000
MORT $20,000.00
BAL $20,000.00
RATE 9.7500
PAI $261.55
CLTV 76.246
MATURITY 71121
FEE 0.5000
LOAN 0000021896980
LAST_NAME HAWES
ADDRESS 17042 S. 92ND AVENUE
CITY ORLAND HILL
STATE IL
ZIP 604770000
MORT $25,000.00
BAL $25,000.00
RATE 10.5000
PAI $276.35
CLTV 83.046
MATURITY 121124
FEE 0.5000
LOAN 0000021896998
LAST_NAME TOMLINSON
ADDRESS 134 WILLIAM ST
CITY ENGLEWOOD
STATE NJ
ZIP 076310000
MORT $132,000.00
BAL $131,882.47
RATE 9.9900
PAI $1,157.42
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021897020
LAST_NAME MCNAMARA
ADDRESS 110 DUNDEE DRIVE
CITY BRIDGEWATER
STATE MA
ZIP 023240000
MORT $129,600.00
BAL $129,533.51
RATE 9.3000
PAI $1,070.89
CLTV 80.000
MATURITY 271001
FEE 0.5000
LOAN 0000021897053
LAST_NAME KONADU
ADDRESS 51 FRANKLIN TERRACE
CITY IRVINGTON
STATE NJ
ZIP 071110000
MORT $97,600.00
BAL $97,529.92
RATE 10.9900
PAI $928.73
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021897079
LAST_NAME HAYNES
ADDRESS 662 W JACKSON ST
CITY PAINESVILLE
STATE OH
ZIP 440770000
MORT $65,600.00
BAL $65,402.57
RATE 8.9900
PAI $589.80
CLTV 80.000
MATURITY 170830
FEE 0.5000
LOAN 0000021897111
LAST_NAME MYERS
ADDRESS 313 HENRY SMITH ROAD
CITY HILLIARD
STATE FL
ZIP 320460000
MORT $30,000.00
BAL $29,695.41
RATE 9.0500
PAI $380.84
CLTV 37.500
MATURITY 71021
FEE 0.5000
LOAN 0000021897236
LAST_NAME RILEY
ADDRESS 6577 SOUTH FORDNEY
CITY TOWNSHIP OF
STATE MI
ZIP 486550000
MORT $59,000.00
BAL $58,681.08
RATE 8.2000
PAI $722.09
CLTV 62.765
MATURITY 71016
FEE 0.5000
LOAN 0000021897277
LAST_NAME WHITMORE
ADDRESS 6217 NC HIGHWAY 96 WEST
CITY YOUNGSVILLE
STATE NC
ZIP 275960000
MORT $44,000.00
BAL $44,000.00
RATE 9.4000
PAI $566.94
CLTV 55.000
MATURITY 71104
FEE 0.5000
LOAN 0000021897285
LAST_NAME EDWARDS
ADDRESS 8084 ISLAND POINT ROAD
CITY SHERRILS FO
STATE NC
ZIP 286730000
MORT $65,000.00
BAL $65,000.00
RATE 9.9500
PAI $625.12
CLTV 89.903
MATURITY 171104
FEE 0.5000
LOAN 0000021897319
LAST_NAME JENNINGS
ADDRESS 853 YORKLYN ROAD
CITY HOCKESSIN
STATE DE
ZIP 197070000
MORT $174,800.00
BAL $174,618.06
RATE 9.2500
PAI $1,438.04
CLTV 79.454
MATURITY 120829
FEE 0.5000
LOAN 0000021897327
LAST_NAME WEAVER
ADDRESS 111 HANOVER ST
CITY NEW OXFORD
STATE PA
ZIP 173500000
MORT $80,000.00
BAL $79,936.14
RATE 10.5000
PAI $731.79
CLTV 80.000
MATURITY 270915
FEE 0.5000
LOAN 0000021897400
LAST_NAME PODOBNIK
ADDRESS 1219 COBBLEWOOD DRIVE
CITY BETHEL PARK
STATE PA
ZIP 151020000
MORT $90,000.00
BAL $90,000.00
RATE 8.8000
PAI $1,130.37
CLTV 66.666
MATURITY 71106
FEE 0.5000
LOAN 0000021897434
LAST_NAME GARCIA
ADDRESS 2461 EPPINGER BOULEVARD
CITY THORNTON
STATE CO
ZIP 802290000
MORT $45,500.00
BAL $45,461.67
RATE 10.2500
PAI $407.73
CLTV 51.123
MATURITY 120903
FEE 0.5000
LOAN 0000021897442
LAST_NAME MYERS
ADDRESS 21485 DREXEL STREET
CITY CLINTON TOW
STATE MI
ZIP 480360000
MORT $80,000.00
BAL $80,000.00
RATE 8.7000
PAI $704.42
CLTV 78.431
MATURITY 171110
FEE 0.5000
LOAN 0000021897491
LAST_NAME ORTIZ
ADDRESS 440 SW 4 AVENUE
CITY BOYNTON BEA
STATE FL
ZIP 334350000
MORT $20,000.00
BAL $20,000.00
RATE 9.3000
PAI $418.09
CLTV 73.458
MATURITY 21124
FEE 0.5000
LOAN 0000021897509
LAST_NAME COX
ADDRESS 208 W RITTER ST
CITY SEVEN MILE
STATE OH
ZIP 450620000
MORT $90,000.00
BAL $89,909.96
RATE 11.3500
PAI $880.98
CLTV 90.000
MATURITY 270819
FEE 0.5000
LOAN 0000021897541
LAST_NAME SROCK
ADDRESS 905 INDIAN TRAIL
CITY AKRON
STATE OH
ZIP 443140000
MORT $41,300.00
BAL $41,090.36
RATE 9.4900
PAI $431.02
CLTV 70.000
MATURITY 120904
FEE 0.5000
LOAN 0000021897558
LAST_NAME MARTINAC
ADDRESS 35 NORTH READ AVENUE
CITY RUNNEMEDE
STATE NJ
ZIP 080780000
MORT $81,800.00
BAL $81,800.00
RATE 9.5000
PAI $687.82
CLTV 87.956
MATURITY 271119
FEE 0.5000
LOAN 0000021897574
LAST_NAME SROCK
ADDRESS 2314 17TH STREET SW
CITY AKRON
STATE OH
ZIP 443140000
MORT $40,950.00
BAL $40,742.14
RATE 9.4900
PAI $427.37
CLTV 70.000
MATURITY 120904
FEE 0.5000
LOAN 0000021897624
LAST_NAME MAHONE
ADDRESS 12017 ANGELUS AVE
CITY CLEVELAND
STATE OH
ZIP 441050000
MORT $21,500.00
BAL $21,328.11
RATE 8.9900
PAI $217.94
CLTV 48.863
MATURITY 120908
FEE 0.5000
LOAN 0000021897665
LAST_NAME WHITESEL
ADDRESS 10567 FARMERSVILLE-W.CARR
CITY GERMANTOWN
STATE OH
ZIP 452370000
MORT $103,500.00
BAL $103,425.68
RATE 10.9900
PAI $984.88
CLTV 90.000
MATURITY 120904
FEE 0.5000
LOAN 0000021897699
LAST_NAME CLARK
ADDRESS 2106 HEPHZIBAN CHURCH RD
CITY BESSEMER CI
STATE NC
ZIP 280160000
MORT $40,500.00
BAL $40,275.31
RATE 8.5000
PAI $398.82
CLTV 52.258
MATURITY 120908
FEE 0.5000
LOAN 0000021897715
LAST_NAME SOLIS
ADDRESS 4517 TENNESSEE WAY
CITY FT MYERS
STATE FL
ZIP 339050000
MORT $54,000.00
BAL $53,956.79
RATE 10.4900
PAI $493.56
CLTV 83.076
MATURITY 270909
FEE 0.5000
LOAN 0000021897749
LAST_NAME SINGLETON
ADDRESS 490 LUELLA AVENUE
CITY CALUMET CIT
STATE IL
ZIP 604090000
MORT $99,000.00
BAL $99,000.00
RATE 8.8500
PAI $785.92
CLTV 76.153
MATURITY 121028
FEE 0.5000
LOAN 0000021897756
LAST_NAME CORBETT
ADDRESS 3310 PARKWOOD
CITY TOLEDO
STATE OH
ZIP 436100000
MORT $29,600.00
BAL $29,578.74
RATE 10.9900
PAI $281.67
CLTV 80.000
MATURITY 270903
FEE 0.5000
LOAN 0000021897764
LAST_NAME NORTH
ADDRESS 271 E CENTRE ST
CITY GERMANTOWN
STATE OH
ZIP 453270000
MORT $80,000.00
BAL $79,867.62
RATE 8.9900
PAI $643.13
CLTV 80.000
MATURITY 120818
FEE 0.5000
LOAN 0000021897772
LAST_NAME FEWQUAY
ADDRESS 12740 W RANDALL PARK DR
CITY N MIAMI
STATE FL
ZIP 331670000
MORT $54,000.00
BAL $53,960.36
RATE 10.8900
PAI $509.78
CLTV 72.000
MATURITY 270908
FEE 0.5000
LOAN 0000021897855
LAST_NAME STINER
ADDRESS 2609 W SYCAMORE
CITY KOKOMO
STATE IN
ZIP 469010000
MORT $55,800.00
BAL $55,753.00
RATE 10.2500
PAI $500.03
CLTV 90.000
MATURITY 120902
FEE 0.5000
LOAN 0000021897889
LAST_NAME JOHNSON
ADDRESS 615 NW 195TH TERR
CITY MIAMI
STATE FL
ZIP 331690000
MORT $94,500.00
BAL $94,221.75
RATE 10.4900
PAI $863.73
CLTV 90.000
MATURITY 270916
FEE 0.5000
LOAN 0000021897905
LAST_NAME LEHANE
ADDRESS 201 S ARLINGTON AVE
CITY INDIANAPOLI
STATE IN
ZIP 462190000
MORT $34,100.00
BAL $33,994.21
RATE 8.7500
PAI $301.35
CLTV 55.000
MATURITY 170904
FEE 0.5000
LOAN 0000021897954
LAST_NAME LEE
ADDRESS ROUTE 5, BOX 371
CITY FAYETTEVILL
STATE NC
ZIP 283010000
MORT $30,250.00
BAL $30,076.11
RATE 8.1000
PAI $290.84
CLTV 61.734
MATURITY 120902
FEE 0.5000
LOAN 0000021897962
LAST_NAME BURRIS
ADDRESS 1684 THORN RIDGE DRIVE
CITY NEWTON
STATE NC
ZIP 286580000
MORT $62,300.00
BAL $62,213.04
RATE 9.5500
PAI $582.76
CLTV 79.974
MATURITY 171022
FEE 0.5000
LOAN 0000021897970
LAST_NAME CLAXTON
ADDRESS 1142 GARFIELD COURT N.W.
CITY GRAND RAPID
STATE MI
ZIP 495440000
MORT $91,300.00
BAL $90,776.67
RATE 8.1500
PAI $679.50
CLTV 74.227
MATURITY 271001
FEE 0.5000
LOAN 0000021898044
LAST_NAME KELSCH
ADDRESS 5135 CLEVES WARSAW
CITY CINCINNATI
STATE OH
ZIP 452380000
MORT $88,800.00
BAL $88,702.42
RATE 8.9900
PAI $713.87
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021898119
LAST_NAME INGMIRE
ADDRESS 272 E CENTRAL AVE
CITY DELAWARE
STATE OH
ZIP 430150000
MORT $56,800.00
BAL $56,737.05
RATE 8.9500
PAI $454.99
CLTV 80.000
MATURITY 270902
FEE 0.5000
LOAN 0000021898135
LAST_NAME CUSTODIO
ADDRESS 2688 CRESTON AVENUE
CITY BRONX
STATE NY
ZIP 104680000
MORT $90,000.00
BAL $89,860.91
RATE 8.7500
PAI $795.34
CLTV 60.810
MATURITY 171006
FEE 0.5000
LOAN 0000021898143
LAST_NAME FISHER
ADDRESS 2584 HIAWATHA ST
CITY COLUMBUS
STATE OH
ZIP 432110000
MORT $43,300.00
BAL $43,258.56
RATE 9.6500
PAI $368.84
CLTV 70.983
MATURITY 120903
FEE 0.5000
LOAN 0000021898226
LAST_NAME SOBH
ADDRESS 6315 WILLIAMSON
CITY DEARBORN
STATE MI
ZIP 481280000
MORT $89,600.00
BAL $89,488.79
RATE 8.4000
PAI $682.61
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021898275
LAST_NAME GREENWOOD
ADDRESS 5932 MCNAIR RD
CITY CHARLOTTE
STATE NC
ZIP 282120000
MORT $95,200.00
BAL $95,084.23
RATE 8.5000
PAI $732.01
CLTV 80.000
MATURITY 270916
FEE 0.5000
LOAN 0000021898309
LAST_NAME WOECKENER
ADDRESS 852 2ND AVENUE W.
CITY ANDALUSIA
STATE IL
ZIP 612320000
MORT $64,000.00
BAL $63,826.80
RATE 8.7500
PAI $639.65
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021898358
LAST_NAME WRIGHT
ADDRESS 2410 REISTERSTOWN ROAD
CITY BALTIMORE
STATE MD
ZIP 212170000
MORT $35,000.00
BAL $34,910.63
RATE 9.4500
PAI $364.42
CLTV 56.451
MATURITY 121006
FEE 0.5000
LOAN 0000021898424
LAST_NAME HOWARD
ADDRESS 1624 67TH AVE
CITY PHILADELPHI
STATE PA
ZIP 191260000
MORT $53,100.00
BAL $52,977.98
RATE 10.4900
PAI $485.33
CLTV 90.000
MATURITY 271001
FEE 0.5000
LOAN 0000021898457
LAST_NAME HOLSOMBECK
ADDRESS 408 ARROSSER DRIVE
CITY SARALAND
STATE AL
ZIP 365710000
MORT $77,400.00
BAL $77,349.62
RATE 11.4400
PAI $762.94
CLTV 90.000
MATURITY 120915
FEE 0.5000
LOAN 0000021898507
LAST_NAME HARDWICK
ADDRESS 1568 COVERED BRIDGE RD
CITY CINCINNATI
STATE OH
ZIP 452310000
MORT $148,750.00
BAL $148,540.08
RATE 9.7500
PAI $1,278.00
CLTV 85.000
MATURITY 120825
FEE 0.5000
LOAN 0000021898549
LAST_NAME SHORT
ADDRESS 440 WASHINGTON ST
CITY WOOSTER
STATE OH
ZIP 446910000
MORT $65,700.00
BAL $65,625.93
RATE 10.8000
PAI $615.77
CLTV 90.000
MATURITY 270902
FEE 0.5000
LOAN 0000021898564
LAST_NAME MEADOWS
ADDRESS 471 BEECHWOOD DRIVE
CITY AKRON
STATE OH
ZIP 443200000
MORT $34,600.00
BAL $34,572.08
RATE 10.4500
PAI $315.21
CLTV 69.898
MATURITY 120909
FEE 0.5000
LOAN 0000021898572
LAST_NAME MOSELEY
ADDRESS 609 VERNON ST.
CITY NETHER PROV
STATE PA
ZIP 190630000
MORT $51,000.00
BAL $51,000.00
RATE 8.5500
PAI $393.96
CLTV 56.043
MATURITY 271008
FEE 0.5000
LOAN 0000021898580
LAST_NAME NORMAND
ADDRESS 9544 LAWYERS ROAD
CITY SPOTSYLVANI
STATE VA
ZIP 225530000
MORT $43,634.00
BAL $43,634.00
RATE 8.7000
PAI $434.82
CLTV 58.178
MATURITY 121126
FEE 0.5000
LOAN 0000021898630
LAST_NAME COMPTON
ADDRESS 22 W 330 2ND STREET
CITY GLEN ELLYN
STATE IL
ZIP 601370000
MORT $25,852.00
BAL $25,852.00
RATE 9.7000
PAI $273.09
CLTV 90.000
MATURITY 121030
FEE 0.5000
LOAN 0000021898655
LAST_NAME FORD
ADDRESS 1320 LAKESIDE AVE.
CITY BALTIMORE
STATE MD
ZIP 212180000
MORT $99,900.00
BAL $99,864.30
RATE 10.9900
PAI $950.62
CLTV 90.000
MATURITY 271003
FEE 0.5000
LOAN 0000021898747
LAST_NAME DE HOYOS
ADDRESS 906 HANK AVENUE
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $37,500.00
BAL $37,445.26
RATE 9.2000
PAI $342.24
CLTV 79.787
MATURITY 171001
FEE 0.5000
LOAN 0000021898796
LAST_NAME CASTLE
ADDRESS 307 N EAST ST
CITY ARCADIA
STATE IN
ZIP 460300000
MORT $36,000.00
BAL $35,776.41
RATE 8.4000
PAI $352.40
CLTV 62.068
MATURITY 120908
FEE 0.5000
LOAN 0000021898804
LAST_NAME STEINMEYER I
ADDRESS 32-B GORDON RD
CITY PINNACLE
STATE NC
ZIP 270430000
MORT $54,400.00
BAL $54,335.97
RATE 10.6000
PAI $501.69
CLTV 80.000
MATURITY 120815
FEE 0.5000
LOAN 0000021898846
LAST_NAME SCHREIER
ADDRESS 7711 BLOOMFIELD DRIVE
CITY PORT RICHEY
STATE FL
ZIP 346680000
MORT $30,000.00
BAL $30,000.00
RATE 8.7000
PAI $298.95
CLTV 65.217
MATURITY 121113
FEE 0.5000
LOAN 0000021898853
LAST_NAME HOLMES
ADDRESS 1309 CARVER PL
CITY HAMILTON
STATE OH
ZIP 450110000
MORT $48,000.00
BAL $47,907.19
RATE 8.2500
PAI $360.61
CLTV 80.000
MATURITY 270829
FEE 0.5000
LOAN 0000021898911
LAST_NAME MCPHAUL
ADDRESS 9200 SHADOWOOD LN
CITY CHARLOTTE
STATE NC
ZIP 282730000
MORT $40,300.00
BAL $40,184.11
RATE 9.3500
PAI $371.72
CLTV 74.629
MATURITY 170829
FEE 0.5000
LOAN 0000021898945
LAST_NAME DAVIS
ADDRESS 3607 ALEXANDER DRIVE
CITY LAGRANGE
STATE KY
ZIP 400310000
MORT $180,000.00
BAL $180,000.00
RATE 8.2000
PAI $1,345.96
CLTV 80.000
MATURITY 121110
FEE 0.5000
LOAN 0000021898978
LAST_NAME CHARLES
ADDRESS 33 MANOR PARKWAY
CITY TOWN OF HEM
STATE NY
ZIP 115530000
MORT $28,700.00
BAL $28,700.00
RATE 10.1500
PAI $381.67
CLTV 84.170
MATURITY 71124
FEE 0.5000
LOAN 0000021898994
LAST_NAME ALSTON
ADDRESS 136 GRANDVIEW AVENUE
CITY STATEN ISLA
STATE NY
ZIP 103030000
MORT $75,000.00
BAL $74,886.72
RATE 10.8000
PAI $702.94
CLTV 62.500
MATURITY 120709
FEE 0.5000
LOAN 0000021899000
LAST_NAME COATS
ADDRESS 7440 FAIRWAY CIRCLE WEST
CITY INDIANAPOLI
STATE IN
ZIP 462360000
MORT $112,000.00
BAL $111,811.19
RATE 8.9000
PAI $893.14
CLTV 80.000
MATURITY 270827
FEE 0.5000
LOAN 0000021899034
LAST_NAME HERRING
ADDRESS 118 WHITEHEAD DRIVE
CITY GRAND JUNCT
STATE CO
ZIP 815030000
MORT $76,000.00
BAL $75,391.40
RATE 8.6000
PAI $847.88
CLTV 80.000
MATURITY 91001
FEE 0.5000
LOAN 0000021899075
LAST_NAME BROWN
ADDRESS 2836 W 141ST PL
CITY BLUE ISLAND
STATE IL
ZIP 604060000
MORT $73,500.00
BAL $73,406.69
RATE 10.2500
PAI $658.64
CLTV 70.000
MATURITY 270806
FEE 0.5000
LOAN 0000021899091
LAST_NAME CUREE
ADDRESS 10598 ELTZROTH RD
CITY GOSHEN
STATE OH
ZIP 451220000
MORT $50,000.00
BAL $49,858.97
RATE 9.5000
PAI $466.07
CLTV 66.666
MATURITY 170909
FEE 0.5000
LOAN 0000021899117
LAST_NAME RAGLAND
ADDRESS RT 1 BOX 297
CITY WINGINA
STATE VA
ZIP 245990000
MORT $63,000.00
BAL $63,000.00
RATE 10.4500
PAI $573.94
CLTV 90.000
MATURITY 271104
FEE 0.5000
LOAN 0000021899141
LAST_NAME SIEGEL
ADDRESS 6140 CEDAR ST
CITY CINCINNATI
STATE OH
ZIP 452160000
MORT $60,800.00
BAL $60,672.35
RATE 8.9900
PAI $488.78
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021899158
LAST_NAME WASHEK
ADDRESS 113 CHARTERWOOD DRIVE
CITY PITTSBURGH
STATE PA
ZIP 152370000
MORT $90,000.00
BAL $89,947.13
RATE 8.6500
PAI $701.62
CLTV 62.068
MATURITY 121027
FEE 0.5000
LOAN 0000021899174
LAST_NAME MICHAEL
ADDRESS 9959 WEST 189 NORTH
CITY CONVERSE
STATE IN
ZIP 469190000
MORT $44,000.00
BAL $44,000.00
RATE 9.9000
PAI $382.89
CLTV 80.000
MATURITY 271021
FEE 0.5000
LOAN 0000021899182
LAST_NAME NOBLE
ADDRESS 12411 S UNION AVENUE
CITY CHICAGO
STATE IL
ZIP 606280000
MORT $49,600.00
BAL $49,600.00
RATE 9.4000
PAI $514.95
CLTV 76.307
MATURITY 121027
FEE 0.5000
LOAN 0000021899224
LAST_NAME RILEY
ADDRESS 2212 PLAZA DRIVE
CITY CHALMETTE
STATE LA
ZIP 700430000
MORT $31,000.00
BAL $30,903.62
RATE 8.0000
PAI $296.26
CLTV 43.971
MATURITY 121101
FEE 0.5000
LOAN 0000021899323
LAST_NAME BUTCHER
ADDRESS 817 LELANO AVENUE
CITY SOUTH BEND
STATE IN
ZIP 466160000
MORT $67,150.00
BAL $67,117.66
RATE 9.6000
PAI $569.54
CLTV 85.000
MATURITY 121101
FEE 0.5000
LOAN 0000021899331
LAST_NAME GOLDEN
ADDRESS 12049 134TH PLACE NORTH
CITY LARGO
STATE FL
ZIP 337740000
MORT $36,000.00
BAL $36,000.00
RATE 9.2000
PAI $294.86
CLTV 72.000
MATURITY 271027
FEE 0.5000
LOAN 0000021899356
LAST_NAME COHEN
ADDRESS 10 VALLEYBROOK DRIVE
CITY EMERSON BOR
STATE NJ
ZIP 076300000
MORT $199,700.00
BAL $199,201.82
RATE 10.4500
PAI $1,987.06
CLTV 84.978
MATURITY 170924
FEE 0.5000
LOAN 0000021899380
LAST_NAME O'DANIEL
ADDRESS 1556 WATERSIDE DRIVE
CITY CHESAPEAKE
STATE VA
ZIP 233200000
MORT $44,285.00
BAL $44,176.68
RATE 9.8500
PAI $471.83
CLTV 79.998
MATURITY 120930
FEE 0.5000
LOAN 0000021899398
LAST_NAME ELSEY-JOHNSO
ADDRESS 312 ADAMS AVENUE
CITY WOODBINE BO
STATE NJ
ZIP 082700000
MORT $76,000.00
BAL $75,808.92
RATE 9.5500
PAI $795.91
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021899414
LAST_NAME DIXON
ADDRESS 1922 E KANSAS
CITY SPRINGFIELD
STATE IL
ZIP 627030000
MORT $18,000.00
BAL $17,956.37
RATE 9.9500
PAI $192.88
CLTV 90.000
MATURITY 121028
FEE 0.5000
LOAN 0000021899448
LAST_NAME HANK
ADDRESS 608 CHESTNUT STREET
CITY BANGOR
STATE PA
ZIP 180130000
MORT $68,850.00
BAL $68,850.00
RATE 9.4000
PAI $573.92
CLTV 85.000
MATURITY 121103
FEE 0.5000
LOAN 0000021899521
LAST_NAME CRAGO
ADDRESS 725 COUNTRY CLUB LANE
CITY ANDERSON
STATE IN
ZIP 460110000
MORT $60,000.00
BAL $59,951.29
RATE 8.6000
PAI $465.61
CLTV 80.000
MATURITY 271022
FEE 0.5000
LOAN 0000021899554
LAST_NAME CAPERS
ADDRESS 49 SCHOOL STREET
CITY PISCATAWAY
STATE NJ
ZIP 088540000
MORT $159,200.00
BAL $159,154.34
RATE 11.9900
PAI $1,636.33
CLTV 80.000
MATURITY 120925
FEE 0.5000
LOAN 0000021899588
LAST_NAME COPELAN
ADDRESS 1701 N OLA ROAD
CITY MCDONOUGH
STATE GA
ZIP 302530000
MORT $59,300.00
BAL $59,151.59
RATE 9.6000
PAI $622.81
CLTV 77.965
MATURITY 121006
FEE 0.5000
LOAN 0000021899596
LAST_NAME MAYCOTT
ADDRESS 412 SLOAN AVENUE
CITY COLLINGSWOO
STATE NJ
ZIP 081070000
MORT $142,200.00
BAL $141,840.61
RATE 10.3500
PAI $1,405.40
CLTV 90.000
MATURITY 170924
FEE 0.5000
LOAN 0000021899703
LAST_NAME HYATT
ADDRESS 2539 OLD MILL ROAD
CITY HIGH POINT
STATE NC
ZIP 272650000
MORT $89,000.00
BAL $88,942.33
RATE 9.2000
PAI $728.96
CLTV 72.950
MATURITY 121029
FEE 0.5000
LOAN 0000021899711
LAST_NAME GOWDY
ADDRESS 520 SOUTH PITNEY ROAD
CITY GALLOWAY TO
STATE NJ
ZIP 082010000
MORT $144,200.00
BAL $143,724.65
RATE 9.9000
PAI $1,540.77
CLTV 77.945
MATURITY 121001
FEE 0.5000
LOAN 0000021899737
LAST_NAME TALLIA
ADDRESS 194 WEST ALLENDALE AVENUE
CITY BOROUGH OF
STATE NJ
ZIP 074010000
MORT $224,000.00
BAL $223,800.55
RATE 9.9900
PAI $1,964.11
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021899745
LAST_NAME JOHNSON
ADDRESS 29 WEBSTER STREET
CITY IRVINGTON T
STATE NJ
ZIP 071110000
MORT $144,000.00
BAL $143,826.94
RATE 10.7000
PAI $1,457.06
CLTV 77.837
MATURITY 170922
FEE 0.5000
LOAN 0000021899752
LAST_NAME BUSH
ADDRESS 16408 VFW ROAD
CITY PEKIN
STATE IL
ZIP 615540000
MORT $52,200.00
BAL $52,177.63
RATE 10.1500
PAI $463.89
CLTV 90.000
MATURITY 271022
FEE 0.5000
LOAN 0000021899778
LAST_NAME HOUSEWORTH
ADDRESS 520 SHAVER DRIVE
CITY FLORENCE TO
STATE NJ
ZIP 085180000
MORT $160,000.00
BAL $159,940.41
RATE 10.8000
PAI $1,499.59
CLTV 80.000
MATURITY 120923
FEE 0.5000
LOAN 0000021899851
LAST_NAME KINCAID
ADDRESS 637 MEADOWBROOK ROAD
CITY RICHMOND
STATE KY
ZIP 404750000
MORT $56,000.00
BAL $55,846.58
RATE 8.6000
PAI $554.75
CLTV 78.873
MATURITY 121020
FEE 0.5000
LOAN 0000021899927
LAST_NAME BASTEDO
ADDRESS 382 CAMPUS ROAD
CITY TOWN OF HEM
STATE NY
ZIP 110100000
MORT $30,000.00
BAL $29,925.94
RATE 9.7500
PAI $317.81
CLTV 74.145
MATURITY 121104
FEE 0.5000
LOAN 0000021900014
LAST_NAME BESSELL
ADDRESS 36 PATCHOGUE AVENUE
CITY BROOKHAVEN
STATE NY
ZIP 119500000
MORT $70,000.00
BAL $69,883.22
RATE 8.9500
PAI $560.72
CLTV 62.500
MATURITY 120827
FEE 0.5000
LOAN 0000021900048
LAST_NAME HORTON
ADDRESS 31 BALDWIN ROAD
CITY DECATUR
STATE AL
ZIP 356030000
MORT $59,400.00
BAL $59,370.79
RATE 12.7000
PAI $643.18
CLTV 90.000
MATURITY 270912
FEE 0.5000
LOAN 0000021900055
LAST_NAME ROSNER
ADDRESS 2130 MAIN STREET
CITY SPEEDWAY
STATE IN
ZIP 462240000
MORT $117,000.00
BAL $116,844.92
RATE 9.9500
PAI $1,125.21
CLTV 84.782
MATURITY 171027
FEE 0.5000
LOAN 0000021900121
LAST_NAME CASTILLO
ADDRESS 506 S MAIN ST
CITY WILMINGTON
STATE IL
ZIP 604810000
MORT $58,000.00
BAL $57,846.72
RATE 9.0000
PAI $588.28
CLTV 67.441
MATURITY 121029
FEE 0.5000
LOAN 0000021900196
LAST_NAME DOLAN
ADDRESS 12107 SE CARLTON STREET
CITY PORTLAND
STATE OR
ZIP 972660000
MORT $80,000.00
BAL $79,954.91
RATE 8.8500
PAI $635.09
CLTV 65.573
MATURITY 271010
FEE 0.5000
LOAN 0000021900238
LAST_NAME MERRITT
ADDRESS 2507 32ND AVENUE
CITY ROCK ISLAND
STATE IL
ZIP 612010000
MORT $40,000.00
BAL $39,892.85
RATE 8.8500
PAI $402.15
CLTV 68.376
MATURITY 121015
FEE 0.5000
LOAN 0000021900253
LAST_NAME WRIGHT
ADDRESS 183 PERRY AVENUE
CITY MOORESTOWN
STATE NJ
ZIP 080570000
MORT $120,000.00
BAL $119,888.23
RATE 8.5500
PAI $926.95
CLTV 76.923
MATURITY 271008
FEE 0.5000
LOAN 0000021900279
LAST_NAME SCHRECK
ADDRESS 3201 BROYHILL CIRCLE
CITY RALEIGH
STATE NC
ZIP 276040000
MORT $40,000.00
BAL $40,000.00
RATE 9.7500
PAI $423.75
CLTV 79.511
MATURITY 121110
FEE 0.5000
LOAN 0000021900295
LAST_NAME HILL
ADDRESS 1141 HUNTSMOOR DRIVE
CITY GASTONIA
STATE NC
ZIP 280540000
MORT $78,000.00
BAL $77,650.49
RATE 10.8500
PAI $879.22
CLTV 74.285
MATURITY 120910
FEE 0.5000
LOAN 0000021900303
LAST_NAME TOULSON
ADDRESS 3625 CAMINO REAL DRIVE
CITY CREEDMOOR
STATE NC
ZIP 275220000
MORT $72,000.00
BAL $72,000.00
RATE 10.1000
PAI $699.59
CLTV 90.000
MATURITY 171101
FEE 0.5000
LOAN 0000021900394
LAST_NAME CASANOVA
ADDRESS 17 SPRING DRIVE
CITY MELVILLE
STATE NY
ZIP 117470000
MORT $197,650.00
BAL $197,424.75
RATE 10.7500
PAI $1,845.03
CLTV 88.771
MATURITY 270801
FEE 0.5000
LOAN 0000021900410
LAST_NAME PERONE
ADDRESS 575 FOURTEENTH STREET
CITY HAMMONTON
STATE NJ
ZIP 080370000
MORT $22,000.00
BAL $22,000.00
RATE 10.0000
PAI $290.74
CLTV 76.339
MATURITY 71112
FEE 0.5000
LOAN 0000021900428
LAST_NAME SHIRCLIFF
ADDRESS 9056 RUNNYMEADE ROAD
CITY JACKSONVILL
STATE FL
ZIP 322570000
MORT $77,600.00
BAL $77,208.34
RATE 8.4000
PAI $668.53
CLTV 80.000
MATURITY 170825
FEE 0.5000
LOAN 0000021900451
LAST_NAME GLYNN
ADDRESS 279 OAK DR SE
CITY ATLANTA
STATE GA
ZIP 303540000
MORT $49,600.00
BAL $49,542.62
RATE 10.9900
PAI $511.63
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021900501
LAST_NAME DWYER
ADDRESS 7771 OCEAN DRIVE
CITY AVALON
STATE NJ
ZIP 082020000
MORT $120,000.00
BAL $119,780.36
RATE 8.5000
PAI $922.70
CLTV 78.947
MATURITY 270829
FEE 0.5000
LOAN 0000021900543
LAST_NAME HECK
ADDRESS 5351 GENESEE STREET
CITY LANCASTER
STATE NY
ZIP 140260000
MORT $85,500.00
BAL $85,438.74
RATE 11.0000
PAI $814.24
CLTV 90.000
MATURITY 270901
FEE 0.5000
LOAN 0000021900568
LAST_NAME PROVANZANO
ADDRESS 1534 MAYFLOWER AVENUE
CITY BRONX
STATE NY
ZIP 104650000
MORT $159,300.00
BAL $159,118.89
RATE 12.2500
PAI $1,669.30
CLTV 90.000
MATURITY 121007
FEE 0.5000
LOAN 0000021900584
LAST_NAME HENDERSON
ADDRESS RT. BOX 2170 HWY-14
CITY LAURENS
STATE SC
ZIP 293600000
MORT $54,200.00
BAL $54,054.78
RATE 9.9000
PAI $519.46
CLTV 79.705
MATURITY 170909
FEE 0.5000
LOAN 0000021900592
LAST_NAME SCHNAIBLE
ADDRESS 28239 NE 146TH STREET
CITY DUVALL
STATE WA
ZIP 980190000
MORT $26,000.00
BAL $26,000.00
RATE 9.8500
PAI $277.02
CLTV 69.462
MATURITY 121118
FEE 0.5000
LOAN 0000021900675
LAST_NAME WUTZ
ADDRESS 47 ELIZABETH AVENUE
CITY HAMBURG
STATE NY
ZIP 140750000
MORT $70,000.00
BAL $69,906.13
RATE 9.9900
PAI $613.78
CLTV 66.666
MATURITY 121001
FEE 0.5000
LOAN 0000021900733
LAST_NAME JOHNSTON
ADDRESS 1677 TURK HILL ROAD
CITY PERINTON
STATE NY
ZIP 144500000
MORT $166,500.00
BAL $166,367.10
RATE 10.5000
PAI $1,523.04
CLTV 90.000
MATURITY 120901
FEE 0.5000
LOAN 0000021900741
LAST_NAME JOINER-LUNDY
ADDRESS 11810 LUSBYS LN
CITY BRANDYWINE
STATE MD
ZIP 206130000
MORT $136,000.00
BAL $136,000.00
RATE 10.9000
PAI $1,284.89
CLTV 85.000
MATURITY 121003
FEE 0.5000
LOAN 0000021900782
LAST_NAME DOVEY
ADDRESS 165 HUNT ROAD
CITY EAST HEMPST
STATE NH
ZIP 038260000
MORT $148,800.00
BAL $148,104.96
RATE 10.4000
PAI $1,635.62
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021900808
LAST_NAME HAQ
ADDRESS 14 ALTON WAY
CITY BURLINGTON
STATE NJ
ZIP 080160000
MORT $110,000.00
BAL $109,844.28
RATE 8.1000
PAI $814.82
CLTV 77.192
MATURITY 271023
FEE 0.5000
LOAN 0000021900840
LAST_NAME CHANEY
ADDRESS RT 2 BOX 2029
CITY BELL
STATE FL
ZIP 326190000
MORT $45,600.00
BAL $45,544.83
RATE 10.6500
PAI $459.87
CLTV 86.037
MATURITY 171022
FEE 0.5000
LOAN 0000021900899
LAST_NAME MELLO
ADDRESS 42 FRANKLIN STREET
CITY EAST PROVID
STATE RI
ZIP 029150000
MORT $88,000.00
BAL $88,000.00
RATE 8.3500
PAI $667.32
CLTV 73.949
MATURITY 121117
FEE 0.5000
LOAN 0000021900931
LAST_NAME MCCANN
ADDRESS 24 S WIND DRIVE
CITY PLYMOUTH
STATE MA
ZIP 023600000
MORT $85,995.00
BAL $85,857.85
RATE 8.5000
PAI $746.28
CLTV 69.914
MATURITY 171017
FEE 0.5000
LOAN 0000021900956
LAST_NAME TATE
ADDRESS 9743 S INDIANA
CITY CHICAGO
STATE IL
ZIP 606000000
MORT $94,500.00
BAL $94,500.00
RATE 8.8500
PAI $750.20
CLTV 78.750
MATURITY 121110
FEE 0.5000
LOAN 0000021900998
LAST_NAME SHARP
ADDRESS 114 ASPEN AVENUE
CITY SINKING SPR
STATE PA
ZIP 196080000
MORT $85,000.00
BAL $85,000.00
RATE 9.7000
PAI $727.17
CLTV 89.473
MATURITY 121027
FEE 0.5000
LOAN 0000021901053
LAST_NAME MACEJKA
ADDRESS 1859 TOWER STREET
CITY SCHENECTADY
STATE NY
ZIP 123030000
MORT $96,000.00
BAL $95,692.70
RATE 8.5000
PAI $833.11
CLTV 80.000
MATURITY 170903
FEE 0.5000
LOAN 0000021901103
LAST_NAME CUPLER
ADDRESS 1376 CHURCH STREET
CITY ALABAMA
STATE NY
ZIP 140030000
MORT $70,000.00
BAL $69,944.12
RATE 10.5000
PAI $640.32
CLTV 89.743
MATURITY 270901
FEE 0.5000
LOAN 0000021901186
LAST_NAME MAROTTA
ADDRESS 3574 GUILDERLAND ROAD
CITY SCHENECTADY
STATE NY
ZIP 123060000
MORT $15,000.00
BAL $14,870.14
RATE 10.9900
PAI $170.40
CLTV 85.362
MATURITY 120828
FEE 0.5000
LOAN 0000021901194
LAST_NAME KROPP
ADDRESS 71 SEVILLE BOULEVARD
CITY SAYVILLE
STATE NY
ZIP 117820000
MORT $69,100.00
BAL $68,930.98
RATE 9.8500
PAI $736.22
CLTV 62.857
MATURITY 120917
FEE 0.5000
LOAN 0000021901236
LAST_NAME OAKS
ADDRESS 28062 WILDWOOD TRAIL
CITY FARMINGTON
STATE MI
ZIP 983360000
MORT $159,300.00
BAL $159,180.55
RATE 10.7900
PAI $1,491.83
CLTV 90.000
MATURITY 120915
FEE 0.5000
LOAN 0000021901244
LAST_NAME WIESENTHAL
ADDRESS 25 JACKSON PLACE
CITY MOONACHIE
STATE NJ
ZIP 070740000
MORT $24,100.00
BAL $23,849.85
RATE 8.9900
PAI $305.16
CLTV 13.771
MATURITY 70910
FEE 0.5000
LOAN 0000021901319
LAST_NAME MCLAUGHLIN
ADDRESS 1110 W 42ND STREET
CITY RICHMOND
STATE VA
ZIP 232250000
MORT $19,500.00
BAL $19,500.00
RATE 10.0000
PAI $209.55
CLTV 78.339
MATURITY 121124
FEE 0.5000
LOAN 0000021901335
LAST_NAME HOOVER
ADDRESS 19363 GREENACRE ROAD
CITY SOUTH BEND
STATE IN
ZIP 466370000
MORT $41,500.00
BAL $41,371.26
RATE 8.7500
PAI $366.74
CLTV 61.029
MATURITY 170829
FEE 0.5000
LOAN 0000021901376
LAST_NAME MEDLEY
ADDRESS 494 SULLIVAN ROAD
CITY NEWMAN
STATE GA
ZIP 302650000
MORT $153,900.00
BAL $153,504.18
RATE 9.3000
PAI $1,588.55
CLTV 90.000
MATURITY 121006
FEE 0.5000
LOAN 0000021901392
LAST_NAME MILLER
ADDRESS 10665 TANCRED ST
CITY NORTH GLEN
STATE CO
ZIP 802340000
MORT $48,600.00
BAL $48,116.72
RATE 9.7500
PAI $635.54
CLTV 78.447
MATURITY 70909
FEE 0.5000
LOAN 0000021901418
LAST_NAME ALCAVAGE
ADDRESS 179 CORNELL ROAD
CITY AUDUBON
STATE NJ
ZIP 081060000
MORT $51,600.00
BAL $50,647.56
RATE 8.7500
PAI $646.69
CLTV 46.486
MATURITY 70911
FEE 0.5000
LOAN 0000021901442
LAST_NAME JESTER
ADDRESS 9545 NEWTON ST
CITY WESTMINSTER
STATE CO
ZIP 800300000
MORT $103,500.00
BAL $102,950.43
RATE 8.9900
PAI $1,049.15
CLTV 79.615
MATURITY 120916
FEE 0.5000
LOAN 0000021901509
LAST_NAME SCHWARTZ
ADDRESS 540 W 400 SOUTH
CITY BERNE
STATE IN
ZIP 467110000
MORT $96,000.00
BAL $95,851.64
RATE 8.7500
PAI $848.36
CLTV 80.000
MATURITY 170919
FEE 0.5000
LOAN 0000021901525
LAST_NAME MONTGOMERY
ADDRESS 512 E UNIVERSITY AVENUE
CITY ROYAL OAK
STATE MI
ZIP 480670000
MORT $24,500.00
BAL $24,259.67
RATE 9.9900
PAI $323.63
CLTV 75.726
MATURITY 70828
FEE 0.5000
LOAN 0000021901657
LAST_NAME RODEN
ADDRESS 5243 W WINDHAVEN ROAD
CITY PITTSBURGH
STATE PA
ZIP 152050000
MORT $109,800.00
BAL $109,323.38
RATE 9.8400
PAI $1,047.99
CLTV 90.000
MATURITY 170827
FEE 0.5000
LOAN 0000021901665
LAST_NAME BRASWELL
ADDRESS 202 NORTHLAND AVE
CITY BUFFALO
STATE NY
ZIP 142080000
MORT $36,000.00
BAL $35,824.67
RATE 9.9900
PAI $386.64
CLTV 80.000
MATURITY 120829
FEE 0.5000
LOAN 0000021901699
LAST_NAME FROM
ADDRESS 31 OTOWI DRIVE
CITY COLORADO SP
STATE CO
ZIP 809110000
MORT $38,700.00
BAL $38,456.95
RATE 8.9900
PAI $347.95
CLTV 55.285
MATURITY 170919
FEE 0.5000
LOAN 0000021901707
LAST_NAME DICKERHOOF
ADDRESS 658 3RD STREET
CITY RAVENNA
STATE OH
ZIP 442660000
MORT $34,000.00
BAL $33,967.47
RATE 9.6500
PAI $289.62
CLTV 45.945
MATURITY 270919
FEE 0.5000
LOAN 0000021901723
LAST_NAME GREEN
ADDRESS 114-51 198TH STREET
CITY JAMAICA
STATE NY
ZIP 114120000
MORT $112,200.00
BAL $110,829.30
RATE 9.7500
PAI $1,064.24
CLTV 85.000
MATURITY 170902
FEE 0.5000
LOAN 0000021901756
LAST_NAME QUICK
ADDRESS 905 BUCKHORD STREET
CITY LAKE ORION
STATE MI
ZIP 483620000
MORT $136,900.00
BAL $136,837.99
RATE 9.9400
PAI $1,195.34
CLTV 68.450
MATURITY 120922
FEE 0.5000
LOAN 0000021901780
LAST_NAME CANTRELL
ADDRESS 515 CLEONA BOULEVARD
CITY TOWNSHIP OF
STATE PA
ZIP 170420000
MORT $97,200.00
BAL $97,150.13
RATE 9.3000
PAI $803.17
CLTV 90.000
MATURITY 121029
FEE 0.5000
LOAN 0000021901798
LAST_NAME LOBERMEIR
ADDRESS 1210 QUINCY AVENUE
CITY MCHENRY
STATE IL
ZIP 600500000
MORT $26,714.00
BAL $26,608.03
RATE 12.1500
PAI $323.20
CLTV 84.000
MATURITY 120908
FEE 0.5000
LOAN 0000021901806
LAST_NAME STONEBURNER
ADDRESS 158 A OSBORNE RD
CITY ALBANY
STATE NY
ZIP 122050000
MORT $72,000.00
BAL $71,892.06
RATE 8.9900
PAI $647.34
CLTV 80.000
MATURITY 170922
FEE 0.5000
LOAN 0000021901822
LAST_NAME CLARK
ADDRESS 228 BARBARA DRIVE
CITY LADSON
STATE SC
ZIP 294560000
MORT $55,200.00
BAL $55,048.78
RATE 8.6000
PAI $546.82
CLTV 80.000
MATURITY 121029
FEE 0.5000
LOAN 0000021901848
LAST_NAME NIERLING
ADDRESS 415 LOWNDE AVE
CITY PENSACOLA
STATE FL
ZIP 325070000
MORT $40,600.00
BAL $40,502.62
RATE 10.7500
PAI $412.18
CLTV 77.996
MATURITY 170922
FEE 0.5000
LOAN 0000021901889
LAST_NAME GRAZULEWICZ
ADDRESS 332 CAMP ST
CITY JAMESTOWN
STATE NY
ZIP 147010000
MORT $52,800.00
BAL $52,543.92
RATE 9.9900
PAI $567.07
CLTV 77.647
MATURITY 120905
FEE 0.5000
LOAN 0000021901921
LAST_NAME JACKSON
ADDRESS 720 MCKINLEY STREET
CITY GARY
STATE IN
ZIP 464070000
MORT $75,200.00
BAL $75,091.62
RATE 9.6500
PAI $640.57
CLTV 80.000
MATURITY 120827
FEE 0.5000
LOAN 0000021901947
LAST_NAME BENJAMIN
ADDRESS 20 TARIFF STREET
CITY SAYVILLE
STATE NY
ZIP 117820000
MORT $102,700.00
BAL $102,377.38
RATE 8.6500
PAI $901.03
CLTV 75.514
MATURITY 170908
FEE 0.5000
LOAN 0000021901954
LAST_NAME REGENSTREICH
ADDRESS 73 PLYMOUTH STREET
CITY MONTCLAIR
STATE NJ
ZIP 070420000
MORT $100,000.00
BAL $100,000.00
RATE 9.7500
PAI $948.52
CLTV 70.073
MATURITY 171119
FEE 0.5000
LOAN 0000021901996
LAST_NAME EVERITT
ADDRESS 831 LUCERNE AVE
CITY PENSACOLA
STATE FL
ZIP 325050000
MORT $29,700.00
BAL $29,621.36
RATE 9.9900
PAI $286.41
CLTV 80.270
MATURITY 170918
FEE 0.5000
LOAN 0000021902002
LAST_NAME LEWIS
ADDRESS 56390 CURRANT ROAD
CITY MISHAWAKA
STATE IN
ZIP 465450000
MORT $56,600.00
BAL $55,620.70
RATE 9.5000
PAI $732.39
CLTV 77.534
MATURITY 70916
FEE 0.5000
LOAN 0000021902010
LAST_NAME NELSON
ADDRESS 31-44 88TH STREET
CITY JACKSON HEI
STATE NY
ZIP 113690000
MORT $383,200.00
BAL $383,200.00
RATE 8.3500
PAI $3,739.91
CLTV 80.000
MATURITY 121118
FEE 0.5000
LOAN 0000021902028
LAST_NAME FLORES
ADDRESS 22 W WELLS
CITY ROSWELL
STATE NM
ZIP 882010000
MORT $23,000.00
BAL $22,939.49
RATE 9.0500
PAI $233.97
CLTV 50.000
MATURITY 121024
FEE 0.5000
LOAN 0000021902044
LAST_NAME DE PINTO
ADDRESS 246 KINDERKAMACK ROAD
CITY BOROUGH OF
STATE NJ
ZIP 076420000
MORT $50,000.00
BAL $50,000.00
RATE 9.7500
PAI $474.26
CLTV 67.051
MATURITY 171124
FEE 0.5000
LOAN 0000021902051
LAST_NAME SLOWEY
ADDRESS 65 WILDER AVE
CITY HOOSICK FAL
STATE NY
ZIP 120900000
MORT $33,700.00
BAL $33,470.37
RATE 10.7500
PAI $377.76
CLTV 84.752
MATURITY 120829
FEE 0.5000
LOAN 0000021902077
LAST_NAME NEWBOURN
ADDRESS 1638 INGALLS ST
CITY LAKEWOOD
STATE CO
ZIP 802140000
MORT $83,200.00
BAL $82,146.61
RATE 8.9900
PAI $748.04
CLTV 79.238
MATURITY 170919
FEE 0.5000
LOAN 0000021902085
LAST_NAME HUGHES
ADDRESS 1229 3RD STREET
CITY FAIRBURY
STATE NE
ZIP 683520000
MORT $20,625.00
BAL $20,582.92
RATE 11.8000
PAI $244.89
CLTV 75.000
MATURITY 121016
FEE 0.5000
LOAN 0000021902143
LAST_NAME HARTUNG
ADDRESS 246 -36 DEEPDALE AVENUE
CITY LITTLE NECK
STATE NY
ZIP 113620000
MORT $38,000.00
BAL $37,897.54
RATE 9.8500
PAI $362.94
CLTV 52.893
MATURITY 170922
FEE 0.5000
LOAN 0000021902176
LAST_NAME WHITE
ADDRESS 1216 NORTH PARKSIDE
CITY CHICAGO
STATE IL
ZIP 606510000
MORT $93,500.00
BAL $93,403.50
RATE 9.2900
PAI $771.91
CLTV 85.000
MATURITY 120901
FEE 0.5000
LOAN 0000021902192
LAST_NAME MOLINA
ADDRESS 4582 WYANDOT ST
CITY DENVER
STATE CO
ZIP 802110000
MORT $12,000.00
BAL $11,968.23
RATE 9.9900
PAI $115.72
CLTV 23.476
MATURITY 170916
FEE 0.5000
LOAN 0000021902200
LAST_NAME COY
ADDRESS 1401 N GLASSBORO RD
CITY WENONAH
STATE NJ
ZIP 080900000
MORT $50,000.00
BAL $49,731.15
RATE 8.8500
PAI $502.68
CLTV 51.546
MATURITY 120902
FEE 0.5000
LOAN 0000021902218
LAST_NAME WALLING
ADDRESS 31 CRANDALL ST
CITY CORTLAND
STATE NY
ZIP 134050000
MORT $23,100.00
BAL $23,007.85
RATE 9.9900
PAI $222.77
CLTV 50.217
MATURITY 170826
FEE 0.5000
LOAN 0000021902242
LAST_NAME GRIFFIN
ADDRESS 5276 BRISTOL STREET
CITY ARVADA
STATE CO
ZIP 800020000
MORT $132,300.00
BAL $132,201.40
RATE 9.9900
PAI $1,160.05
CLTV 90.000
MATURITY 120919
FEE 0.5000
LOAN 0000021902283
LAST_NAME HAGEDORN
ADDRESS 1031 CANTERBURY DRIVE
CITY SOUTH BEND
STATE IN
ZIP 466280000
MORT $49,600.00
BAL $49,450.72
RATE 8.9900
PAI $445.95
CLTV 80.000
MATURITY 170829
FEE 0.5000
LOAN 0000021902291
LAST_NAME LEWIS
ADDRESS 67-24 168TH ST
CITY FLUSHING
STATE NY
ZIP 113650000
MORT $74,100.00
BAL $73,494.77
RATE 8.7500
PAI $740.59
CLTV 49.400
MATURITY 120904
FEE 0.5000
LOAN 0000021902309
LAST_NAME HEALY
ADDRESS 373 TWILIGHT LN
CITY SMITHTOWN
STATE NY
ZIP 117870000
MORT $87,200.00
BAL $86,929.48
RATE 8.7500
PAI $770.60
CLTV 62.733
MATURITY 170912
FEE 0.5000
LOAN 0000021902317
LAST_NAME DINGY
ADDRESS RR 1, BLAKELY ROAD
CITY GENOA
STATE NY
ZIP 130710000
MORT $51,900.00
BAL $51,390.89
RATE 9.9900
PAI $685.57
CLTV 68.289
MATURITY 70916
FEE 0.5000
LOAN 0000021902341
LAST_NAME FRENCH
ADDRESS 507 E HIGH SCHOOL RD
CITY WESTPORT
STATE IN
ZIP 473830000
MORT $20,000.00
BAL $19,928.04
RATE 9.8500
PAI $191.02
CLTV 76.289
MATURITY 170910
FEE 0.5000
LOAN 0000021902358
LAST_NAME LEWIS
ADDRESS 268 STATE ROUTE 151
CITY EAST GREENB
STATE NY
ZIP 120610000
MORT $24,850.00
BAL $24,587.11
RATE 8.6500
PAI $310.10
CLTV 42.844
MATURITY 70911
FEE 0.5000
LOAN 0000021902366
LAST_NAME CUTSHAW
ADDRESS 11129 GARRISON HOLLOW RD
CITY CLEAR SPRIN
STATE MD
ZIP 217220000
MORT $75,000.00
BAL $74,754.95
RATE 8.7000
PAI $587.35
CLTV 43.604
MATURITY 121001
FEE 0.5000
LOAN 0000021902408
LAST_NAME JENSEN
ADDRESS 276 KENNEDY AVE
CITY ANGOLA
STATE NY
ZIP 140060000
MORT $48,000.00
BAL $47,872.89
RATE 9.9900
PAI $462.89
CLTV 80.000
MATURITY 170912
FEE 0.5000
LOAN 0000021902424
LAST_NAME PERRY
ADDRESS 343 STEAKLEY RD
CITY NEW MARKET
STATE AL
ZIP 357610000
MORT $82,800.00
BAL $82,772.05
RATE 11.2500
PAI $804.20
CLTV 90.000
MATURITY 270922
FEE 0.5000
LOAN 0000021902432
LAST_NAME KELLEY
ADDRESS 502 JEFFERSON STREET
CITY HAGERSTOWN
STATE MD
ZIP 217400000
MORT $103,500.00
BAL $102,976.13
RATE 8.9500
PAI $1,046.69
CLTV 90.000
MATURITY 120918
FEE 0.5000
LOAN 0000021902440
LAST_NAME PACE
ADDRESS RT 2 BOX 39
CITY RAMER
STATE AL
ZIP 360690000
MORT $40,000.00
BAL $39,732.43
RATE 10.9500
PAI $453.38
CLTV 80.000
MATURITY 120808
FEE 0.5000
LOAN 0000021902457
LAST_NAME CRISSMAN
ADDRESS 7042 KINNE ROAD
CITY LOCKPORT
STATE NY
ZIP 140940000
MORT $17,300.00
BAL $16,846.67
RATE 9.5000
PAI $180.65
CLTV 14.238
MATURITY 120916
FEE 0.5000
LOAN 0000021902465
LAST_NAME WOLFE
ADDRESS 38 HUGHES RD
CITY MIDDLEGROVE
STATE NY
ZIP 128500000
MORT $54,400.00
BAL $54,153.51
RATE 8.9900
PAI $489.10
CLTV 80.000
MATURITY 170904
FEE 0.5000
LOAN 0000021902473
LAST_NAME MEDINA
ADDRESS 4827 N MEADE STREET
CITY DENVER
STATE CO
ZIP 802210000
MORT $37,700.00
BAL $37,345.88
RATE 10.7500
PAI $514.00
CLTV 84.830
MATURITY 70916
FEE 0.5000
LOAN 0000021902499
LAST_NAME HILL
ADDRESS 3915 WINLEE ROAD
CITY RANDALLSTOW
STATE MD
ZIP 211330000
MORT $130,500.00
BAL $130,184.52
RATE 10.6900
PAI $1,319.58
CLTV 90.000
MATURITY 170902
FEE 0.5000
LOAN 0000021902515
LAST_NAME HUDSON
ADDRESS 172 ROCKY MEADOW ST
CITY MIDDLEBORO
STATE MA
ZIP 023460000
MORT $27,000.00
BAL $26,762.28
RATE 7.9000
PAI $256.47
CLTV 20.000
MATURITY 120901
FEE 0.5000
LOAN 0000021902523
LAST_NAME VARGA
ADDRESS 102 7TH AVENUE
CITY ROEBLING
STATE NJ
ZIP 085540000
MORT $30,650.00
BAL $30,431.33
RATE 10.2500
PAI $334.07
CLTV 79.957
MATURITY 120827
FEE 0.5000
LOAN 0000021902531
LAST_NAME DUVA
ADDRESS 314 WINTERHILL ST
CITY PITTSBURGH
STATE PA
ZIP 152260000
MORT $40,000.00
BAL $39,883.37
RATE 7.9000
PAI $379.96
CLTV 57.142
MATURITY 121001
FEE 0.5000
LOAN 0000021902549
LAST_NAME MOON
ADDRESS 141 PARK PLACE DRIVE
CITY LAWRENCEVIL
STATE GA
ZIP 302450000
MORT $12,600.00
BAL $12,476.40
RATE 9.9900
PAI $166.44
CLTV 79.313
MATURITY 70909
FEE 0.5000
LOAN 0000021902556
LAST_NAME MCCLOUD
ADDRESS 30 MILLER HEIGHTS RD
CITY MIDDLETOWN
STATE NY
ZIP 109400000
MORT $103,500.00
BAL $103,384.88
RATE 10.3500
PAI $935.17
CLTV 90.000
MATURITY 120924
FEE 0.5000
LOAN 0000021902564
LAST_NAME LEONE
ADDRESS 7 LILLIAN DR
CITY CHESTNUT RI
STATE NY
ZIP 109770000
MORT $133,200.00
BAL $132,553.98
RATE 9.9900
PAI $1,430.56
CLTV 90.000
MATURITY 120904
FEE 0.5000
LOAN 0000021902580
LAST_NAME THIBEAULT
ADDRESS 135 MUGGETT HILL ROAD
CITY CHARLTON
STATE MA
ZIP 015070000
MORT $49,000.00
BAL $48,515.48
RATE 9.8500
PAI $643.48
CLTV 72.444
MATURITY 70829
FEE 0.5000
LOAN 0000021902598
LAST_NAME MONTES
ADDRESS 4510 W PALMER
CITY CHICAGO
STATE IL
ZIP 606390000
MORT $22,300.00
BAL $22,256.99
RATE 12.3900
PAI $273.26
CLTV 56.231
MATURITY 121001
FEE 0.5000
LOAN 0000021902606
LAST_NAME MASTERS
ADDRESS 903 LONG POINT ROAD
CITY GRASONVILLE
STATE MD
ZIP 216380000
MORT $100,100.00
BAL $99,798.75
RATE 8.9900
PAI $899.98
CLTV 39.409
MATURITY 170826
FEE 0.5000
LOAN 0000021902614
LAST_NAME LAO
ADDRESS 1736 LENOX AVENUE
CITY EAST MEADOW
STATE NY
ZIP 115540000
MORT $176,000.00
BAL $175,454.02
RATE 8.7500
PAI $1,555.33
CLTV 80.000
MATURITY 170903
FEE 0.5000
LOAN 0000021902622
LAST_NAME PEER
ADDRESS 7260 STATE ROUTE 104
CITY OSWEGO
STATE NY
ZIP 131260000
MORT $100,900.00
BAL $99,852.69
RATE 8.9900
PAI $1,277.61
CLTV 67.266
MATURITY 70909
FEE 0.5000
LOAN 0000021902630
LAST_NAME MACEJKA
ADDRESS 1872 STUART STREET
CITY SCHENECTADY
STATE NY
ZIP 123030000
MORT $25,000.00
BAL $24,929.50
RATE 9.5000
PAI $233.03
CLTV 40.322
MATURITY 170903
FEE 0.5000
LOAN 0000021902671
LAST_NAME HENDERSON
ADDRESS 708 W ADAMS STREET
CITY PLYMOUTH
STATE IN
ZIP 465630000
MORT $32,700.00
BAL $32,438.58
RATE 8.9900
PAI $331.47
CLTV 74.318
MATURITY 120827
FEE 0.5000
LOAN 0000021902697
LAST_NAME SCHWENK
ADDRESS 70 COLUMBUS AVENUE
CITY BELLVILLE
STATE NJ
ZIP 071090000
MORT $30,700.00
BAL $30,555.94
RATE 10.3500
PAI $336.51
CLTV 76.087
MATURITY 120916
FEE 0.5000
LOAN 0000021902705
LAST_NAME FITZPATRICK
ADDRESS 310 CORNELL DR
CITY BATTLE CREE
STATE MI
ZIP 490170000
MORT $55,200.00
BAL $55,139.35
RATE 8.9900
PAI $443.75
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021902713
LAST_NAME MORAN
ADDRESS 32400 WAYBURN STREET
CITY FARMINGTON
STATE MI
ZIP 483340000
MORT $22,300.00
BAL $22,130.85
RATE 9.9900
PAI $239.50
CLTV 62.748
MATURITY 120820
FEE 0.5000
LOAN 0000021902721
LAST_NAME MASSIE
ADDRESS 8445 SHADY GROVE ROAD
CITY MECHANICSVI
STATE VA
ZIP 231110000
MORT $62,400.00
BAL $61,957.07
RATE 8.7500
PAI $623.66
CLTV 73.411
MATURITY 120918
FEE 0.5000
LOAN 0000021902739
LAST_NAME BENNEFIELD
ADDRESS BOX 3552 WEST ROAD
CITY FORT ANN
STATE NY
ZIP 128270000
MORT $77,400.00
BAL $77,311.80
RATE 10.7500
PAI $722.51
CLTV 90.000
MATURITY 120829
FEE 0.5000
LOAN 0000021902747
LAST_NAME PAINTER
ADDRESS 654 CATTERLIN STREET
CITY FRANKFORT
STATE IN
ZIP 460410000
MORT $42,500.00
BAL $41,984.60
RATE 8.9900
PAI $538.14
CLTV 85.000
MATURITY 70916
FEE 0.5000
LOAN 0000021902754
LAST_NAME KRAUS
ADDRESS 1135 E HANEY AVENUE
CITY SOUTH BEND
STATE IN
ZIP 466130000
MORT $50,800.00
BAL $50,232.51
RATE 8.9900
PAI $514.95
CLTV 80.000
MATURITY 120829
FEE 0.5000
LOAN 0000021902762
LAST_NAME SCHIEBER
ADDRESS 136 LEIN ROAD
CITY WEST SENECA
STATE NY
ZIP 142240000
MORT $81,000.00
BAL $80,756.23
RATE 8.9900
PAI $728.26
CLTV 66.942
MATURITY 170902
FEE 0.5000
LOAN 0000021902770
LAST_NAME CHAMBLIN
ADDRESS 5054 SUMMER DAY LANE
CITY COLUMBIA
STATE MD
ZIP 210440000
MORT $25,700.00
BAL $25,345.51
RATE 9.9900
PAI $247.84
CLTV 79.659
MATURITY 170904
FEE 0.5000
LOAN 0000021902788
LAST_NAME MUSCARA
ADDRESS 650 COUNTY ROAD 114
CITY COCHECTON
STATE NY
ZIP 127260000
MORT $117,300.00
BAL $116,989.37
RATE 9.9900
PAI $1,131.19
CLTV 85.000
MATURITY 170911
FEE 0.5000
LOAN 0000021902796
LAST_NAME MEACHEM
ADDRESS 383 CLAWSON STREET
CITY STATEN ISLA
STATE NY
ZIP 103060000
MORT $30,500.00
BAL $30,464.79
RATE 8.7500
PAI $239.94
CLTV 16.576
MATURITY 120908
FEE 0.5000
LOAN 0000021902804
LAST_NAME JOHNSON
ADDRESS 1609 MAYPOP STREET
CITY ZEPHYRHILLS
STATE FL
ZIP 335400000
MORT $45,700.00
BAL $45,616.36
RATE 8.5000
PAI $351.39
CLTV 76.806
MATURITY 270826
FEE 0.5000
LOAN 0000021902812
LAST_NAME DURSO
ADDRESS 18 LADUE AVENUE
CITY CLIFTON SPR
STATE NY
ZIP 144320000
MORT $69,600.00
BAL $69,230.42
RATE 8.9900
PAI $705.52
CLTV 80.000
MATURITY 120910
FEE 0.5000
LOAN 0000021902820
LAST_NAME DANIELS
ADDRESS 131 PANSY PIKE
CITY BLANCHESTER
STATE OH
ZIP 451070000
MORT $65,500.00
BAL $65,428.02
RATE 8.9900
PAI $526.56
CLTV 77.976
MATURITY 120922
FEE 0.5000
LOAN 0000021902838
LAST_NAME MURRAY
ADDRESS 24 WOODHAIL ST
CITY LIDO BEACH
STATE NY
ZIP 115610000
MORT $224,000.00
BAL $223,716.25
RATE 8.3000
PAI $1,690.72
CLTV 80.000
MATURITY 270909
FEE 0.5000
LOAN 0000021902846
LAST_NAME LEE
ADDRESS 10365 COUNTY ROAD B
CITY WAUSEON
STATE OH
ZIP 435670000
MORT $52,500.00
BAL $52,445.35
RATE 9.2500
PAI $431.91
CLTV 75.000
MATURITY 120904
FEE 0.5000
LOAN 0000021902853
LAST_NAME CRAFT
ADDRESS 404 N FRONT STREET
CITY DOWAGIAC
STATE MI
ZIP 490470000
MORT $55,200.00
BAL $55,135.34
RATE 8.9900
PAI $443.76
CLTV 81.176
MATURITY 270910
FEE 0.5000
LOAN 0000021902861
LAST_NAME MOBLEY
ADDRESS 1941 POWELL AVE
CITY CLEVELAND H
STATE OH
ZIP 441180000
MORT $81,600.00
BAL $81,555.33
RATE 8.9900
PAI $655.99
CLTV 80.000
MATURITY 120918
FEE 0.5000
LOAN 0000021902879
LAST_NAME FLYNN
ADDRESS 2598 W KEMPER RD
CITY CINCINNATI
STATE OH
ZIP 452310000
MORT $76,400.00
BAL $76,362.41
RATE 9.5000
PAI $642.42
CLTV 79.583
MATURITY 270903
FEE 0.5000
LOAN 0000021902887
LAST_NAME SHOOK
ADDRESS 8102 KENYON DR SE
CITY WARREN
STATE OH
ZIP 444840000
MORT $27,000.00
BAL $26,378.07
RATE 8.4500
PAI $233.46
CLTV 25.714
MATURITY 170911
FEE 0.5000
LOAN 0000021902895
LAST_NAME THOMAS
ADDRESS 6140 GRAHAM ROAD
CITY INDIANAPOLI
STATE IN
ZIP 462200000
MORT $45,000.00
BAL $44,771.78
RATE 9.5000
PAI $469.91
CLTV 30.000
MATURITY 120917
FEE 0.5000
LOAN 0000021902903
LAST_NAME WILLIAMS
ADDRESS 627 RANCH DRIVE
CITY TOLEDO
STATE OH
ZIP 436070000
MORT $33,600.00
BAL $33,511.01
RATE 9.9900
PAI $324.03
CLTV 80.000
MATURITY 170904
FEE 0.5000
LOAN 0000021902911
LAST_NAME THOMAS
ADDRESS 3009 E 6TH AVE
CITY INDIANAPOLI
STATE IN
ZIP 462210000
MORT $28,000.00
BAL $27,966.64
RATE 8.6000
PAI $217.29
CLTV 73.684
MATURITY 120910
FEE 0.5000
LOAN 0000021902929
LAST_NAME SPEARMAN
ADDRESS 3678 VAN BUREN ST
CITY GARY
STATE IN
ZIP 464080000
MORT $53,100.00
BAL $53,056.09
RATE 10.5500
PAI $487.72
CLTV 90.000
MATURITY 270922
FEE 0.5000
LOAN 0000021902937
LAST_NAME LADD
ADDRESS 6913 PECOS DRIVE
CITY CINCINNATI
STATE OH
ZIP 452440000
MORT $71,200.00
BAL $71,120.84
RATE 8.9900
PAI $572.38
CLTV 80.000
MATURITY 120904
FEE 0.5000
LOAN 0000021902945
LAST_NAME RADEFF
ADDRESS 5825 OLIVE ST
CITY NORTH RIDGE
STATE OH
ZIP 440390000
MORT $95,850.00
BAL $95,773.31
RATE 10.4900
PAI $876.07
CLTV 90.000
MATURITY 120917
FEE 0.5000
LOAN 0000021902952
LAST_NAME SILCOCK
ADDRESS 2578 W COOPER AVE
CITY WEST TERRE
STATE IN
ZIP 478850000
MORT $43,200.00
BAL $43,160.78
RATE 9.9000
PAI $375.93
CLTV 90.000
MATURITY 120903
FEE 0.5000
LOAN 0000021902960
LAST_NAME LEEKS
ADDRESS 4215 E 96TH ST
CITY CLEVELAND
STATE OH
ZIP 441050000
MORT $48,000.00
BAL $47,718.15
RATE 8.9900
PAI $486.57
CLTV 79.338
MATURITY 120908
FEE 0.5000
LOAN 0000021902978
LAST_NAME LUSTER
ADDRESS 1149 ROSLYN AVE SW
CITY CANTON
STATE OH
ZIP 447100000
MORT $60,800.00
BAL $60,694.34
RATE 8.8000
PAI $480.49
CLTV 80.000
MATURITY 270820
FEE 0.5000
LOAN 0000021902986
LAST_NAME MORRIS
ADDRESS 320 TWP ROAD 86
CITY SCOTTOWN
STATE OH
ZIP 456780000
MORT $48,000.00
BAL $47,957.34
RATE 10.0000
PAI $421.24
CLTV 64.000
MATURITY 270923
FEE 0.5000
LOAN 0000021902994
LAST_NAME TALLEY
ADDRESS 1107 SHIRLEY AVE
CITY TOLEDO
STATE OH
ZIP 436070000
MORT $31,500.00
BAL $31,327.68
RATE 12.9900
PAI $348.21
CLTV 90.000
MATURITY 270826
FEE 0.5000
LOAN 0000021903000
LAST_NAME LEHANE
ADDRESS 8440 E 36TH PLACE
CITY INDIANAPOLI
STATE IN
ZIP 462260000
MORT $39,200.00
BAL $39,163.27
RATE 9.7500
PAI $336.79
CLTV 70.000
MATURITY 120902
FEE 0.5000
LOAN 0000021903018
LAST_NAME EAKEN
ADDRESS 2608 COUNTY ROAD 33
CITY BLUFFTON
STATE OH
ZIP 458170000
MORT $52,000.00
BAL $51,730.27
RATE 9.2500
PAI $535.18
CLTV 80.000
MATURITY 120908
FEE 0.5000
LOAN 0000021903026
LAST_NAME LEHANE
ADDRESS 927 N BRADLEY
CITY INDIANAPOLI
STATE IN
ZIP 462010000
MORT $42,000.00
BAL $41,960.64
RATE 9.7500
PAI $360.85
CLTV 70.000
MATURITY 120902
FEE 0.5000
LOAN 0000021903034
LAST_NAME OETTINGER
ADDRESS 16 ANCHOR RD
CITY BARNEGAT
STATE NJ
ZIP 080050000
MORT $53,200.00
BAL $53,157.08
RATE 10.4500
PAI $484.65
CLTV 70.000
MATURITY 120916
FEE 0.5000
LOAN 0000021903042
LAST_NAME SOMERS
ADDRESS 920 BEAR CREEK RD
CITY AUBURN
STATE PA
ZIP 179220000
MORT $142,300.00
BAL $142,187.61
RATE 10.5500
PAI $1,307.00
CLTV 79.977
MATURITY 121001
FEE 0.5000
LOAN 0000021903117
LAST_NAME SHERMAN
ADDRESS 33 LIMEKILN ROAD
CITY REDDING
STATE CT
ZIP 068980000
MORT $165,000.00
BAL $165,000.00
RATE 9.5000
PAI $1,387.41
CLTV 44.235
MATURITY 121105
FEE 0.5000
LOAN 0000021903125
LAST_NAME DEBORD
ADDRESS 1107 WAYLAN AVE
CITY ALBERTVILLE
STATE AL
ZIP 359500000
MORT $45,600.00
BAL $45,242.22
RATE 9.2000
PAI $467.95
CLTV 80.000
MATURITY 120809
FEE 0.5000
LOAN 0000021903133
LAST_NAME MYERS
ADDRESS 7N0077 GARY COURT
CITY CAMPTON
STATE IL
ZIP 601750000
MORT $140,500.00
BAL $140,287.17
RATE 9.5000
PAI $1,309.64
CLTV 76.775
MATURITY 171101
FEE 0.5000
LOAN 0000021903166
LAST_NAME MASCARELL
ADDRESS 1569 BRUISTER STREET
CITY MOBILE
STATE AL
ZIP 366040000
MORT $56,000.00
BAL $55,945.84
RATE 9.6000
PAI $474.97
CLTV 80.000
MATURITY 120909
FEE 0.5000
LOAN 0000021903182
LAST_NAME MIDDLETON
ADDRESS 7306 WINDSOR MILL RD
CITY BALTIMORE
STATE MD
ZIP 212440000
MORT $68,800.00
BAL $68,641.49
RATE 10.5000
PAI $760.51
CLTV 80.000
MATURITY 121008
FEE 0.5000
LOAN 0000021903190
LAST_NAME SCHINDELDECK
ADDRESS 616 SALLEY CIRCLE
CITY EAGAN
STATE MN
ZIP 551210000
MORT $20,000.00
BAL $20,000.00
RATE 9.7500
PAI $261.55
CLTV 78.639
MATURITY 71110
FEE 0.5000
LOAN 0000021903232
LAST_NAME GRANT
ADDRESS 57 WASHINGTON BLVD
CITY MOUNT VERNO
STATE NY
ZIP 105500000
MORT $100,000.00
BAL $99,884.04
RATE 8.8000
PAI $790.27
CLTV 52.631
MATURITY 120901
FEE 0.5000
LOAN 0000021903257
LAST_NAME SMITH
ADDRESS ROUTE 1, BOX 200B
CITY OSTERBURG
STATE PA
ZIP 166670000
MORT $50,000.00
BAL $49,835.90
RATE 8.3000
PAI $427.60
CLTV 50.505
MATURITY 171001
FEE 0.5000
LOAN 0000021903323
LAST_NAME DAVIS
ADDRESS 224 SHERWOOD DR
CITY GADSEN
STATE AL
ZIP 359040000
MORT $60,000.00
BAL $59,977.65
RATE 10.8000
PAI $562.35
CLTV 80.000
MATURITY 271001
FEE 0.5000
LOAN 0000021903331
LAST_NAME THOMAS
ADDRESS 28602 SMYTH CHAPEL ROAD
CITY MEADOWVIEW
STATE VA
ZIP 243610000
MORT $42,500.00
BAL $42,391.68
RATE 9.4000
PAI $441.24
CLTV 85.000
MATURITY 121103
FEE 0.5000
LOAN 0000021903349
LAST_NAME BOLTZ
ADDRESS 724 NORTH 540 WEST
CITY AMERICAN FO
STATE UT
ZIP 840030000
MORT $41,400.00
BAL $41,295.44
RATE 9.5000
PAI $432.31
CLTV 63.409
MATURITY 121013
FEE 0.5000
LOAN 0000021903356
LAST_NAME GROVER
ADDRESS 4713 RADIO RD
CITY MILTON
STATE FL
ZIP 325830000
MORT $66,600.00
BAL $66,572.08
RATE 10.2500
PAI $596.80
CLTV 87.631
MATURITY 271027
FEE 0.5000
LOAN 0000021903372
LAST_NAME LOPEZ
ADDRESS 7913 MORNING RIDGE COURT
CITY ALEXANDRIA
STATE VA
ZIP 223150000
MORT $172,000.00
BAL $170,382.93
RATE 7.2500
PAI $1,173.34
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021903414
LAST_NAME HOWLE
ADDRESS 5 KINGS GRANT
CITY DURHAM
STATE NC
ZIP 277030000
MORT $158,400.00
BAL $158,400.00
RATE 10.0000
PAI $1,528.59
CLTV 90.000
MATURITY 171022
FEE 0.5000
LOAN 0000021903430
LAST_NAME MUNCH
ADDRESS 2703 SIPP AVENUE
CITY MEDFORD
STATE NY
ZIP 117630000
MORT $88,400.00
BAL $88,302.05
RATE 8.9500
PAI $708.11
CLTV 85.000
MATURITY 270922
FEE 0.5000
LOAN 0000021903471
LAST_NAME HESS
ADDRESS 8286 CENTAUR DR
CITY EVERGREEN
STATE CO
ZIP 804390000
MORT $42,800.00
BAL $42,380.14
RATE 9.9900
PAI $565.37
CLTV 79.055
MATURITY 70924
FEE 0.5000
LOAN 0000021903489
LAST_NAME KANAVAL
ADDRESS 4960 SAMARIA ROAD
CITY OTTAWA LAKE
STATE MI
ZIP 492670000
MORT $80,925.00
BAL $80,856.83
RATE 10.2500
PAI $725.17
CLTV 65.000
MATURITY 270901
FEE 0.5000
LOAN 0000021903497
LAST_NAME LEE
ADDRESS 4700 MC PHERON ROAD
CITY LIMA
STATE OH
ZIP 458040000
MORT $96,000.00
BAL $96,000.00
RATE 8.8500
PAI $854.50
CLTV 77.419
MATURITY 171117
FEE 0.5000
LOAN 0000021903547
LAST_NAME MORRIS
ADDRESS 137 NORTH BEAR CREEK ROAD
CITY ASHEVILLE
STATE NC
ZIP 288060000
MORT $73,600.00
BAL $73,386.36
RATE 7.9500
PAI $701.24
CLTV 80.000
MATURITY 121029
FEE 0.5000
LOAN 0000021903562
LAST_NAME JENNINGS
ADDRESS 208 W WASHINGTON BLVD
CITY OAK PARK
STATE IL
ZIP 603020000
MORT $63,000.00
BAL $62,903.86
RATE 8.8500
PAI $560.77
CLTV 68.478
MATURITY 171030
FEE 0.5000
LOAN 0000021903588
LAST_NAME MARTINEZ
ADDRESS 4940 S HERMITAGE AVE
CITY CHICAGO
STATE IL
ZIP 606090000
MORT $72,250.00
BAL $72,250.00
RATE 9.6000
PAI $758.82
CLTV 85.000
MATURITY 121117
FEE 0.5000
LOAN 0000021903604
LAST_NAME ASBERRY
ADDRESS 4029 SALEM ROAD
CITY OXFORD
STATE NC
ZIP 275650000
MORT $53,000.00
BAL $53,000.00
RATE 10.4000
PAI $582.58
CLTV 58.888
MATURITY 121101
FEE 0.5000
LOAN 0000021903612
LAST_NAME RITZO
ADDRESS FIRST STREET
CITY SOUTH HUNTI
STATE PA
ZIP 156950000
MORT $76,800.00
BAL $76,682.05
RATE 8.8000
PAI $681.15
CLTV 80.000
MATURITY 171021
FEE 0.5000
LOAN 0000021903661
LAST_NAME CHANCE
ADDRESS 114 WATKINS DRIVE
CITY TROY
STATE AL
ZIP 360790000
MORT $24,000.00
BAL $23,885.82
RATE 10.2000
PAI $260.85
CLTV 40.000
MATURITY 120924
FEE 0.5000
LOAN 0000021903679
LAST_NAME SPEAKS
ADDRESS 2563 ARUNAH AVENUE
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $51,000.00
BAL $50,980.79
RATE 10.7500
PAI $476.08
CLTV 85.000
MATURITY 271014
FEE 0.5000
LOAN 0000021903711
LAST_NAME MANUEL
ADDRESS 130 ORION ST
CITY GOLDEN
STATE CO
ZIP 804010000
MORT $110,000.00
BAL $109,708.69
RATE 9.9900
PAI $1,060.80
CLTV 89.430
MATURITY 170924
FEE 0.5000
LOAN 0000021903729
LAST_NAME ZANDA
ADDRESS 21 TVA ROAD
CITY DECATUR
STATE AL
ZIP 356030000
MORT $50,000.00
BAL $49,755.50
RATE 9.9000
PAI $534.25
CLTV 71.428
MATURITY 120922
FEE 0.5000
LOAN 0000021903745
LAST_NAME OLDHAM
ADDRESS 1918 SHOPPE AVE
CITY NEW CASTLE
STATE IN
ZIP 473120000
MORT $78,400.00
BAL $78,156.79
RATE 8.7500
PAI $692.83
CLTV 80.000
MATURITY 170923
FEE 0.5000
LOAN 0000021903760
LAST_NAME FARIA
ADDRESS 7057 COLEMAN MILLS RD
CITY ROME
STATE NY
ZIP 134400000
MORT $64,000.00
BAL $63,335.70
RATE 8.9900
PAI $810.38
CLTV 80.000
MATURITY 70924
FEE 0.5000
LOAN 0000021903778
LAST_NAME RAKES
ADDRESS 30 W CARROLLTON RD
CITY SALEM
STATE VA
ZIP 241530000
MORT $17,250.00
BAL $17,234.18
RATE 9.8500
PAI $149.47
CLTV 61.393
MATURITY 120924
FEE 0.5000
LOAN 0000021903786
LAST_NAME CAMBARA
ADDRESS 33 HEWITT STREET
CITY TRENTON
STATE NJ
ZIP 086110000
MORT $41,400.00
BAL $41,325.76
RATE 8.6000
PAI $321.27
CLTV 86.250
MATURITY 120801
FEE 0.5000
LOAN 0000021903794
LAST_NAME DORSEY
ADDRESS 2024 MILLERS MILL ROAD
CITY COOKSVILLE
STATE MD
ZIP 217230000
MORT $103,500.00
BAL $103,040.09
RATE 10.9400
PAI $1,172.49
CLTV 90.000
MATURITY 120919
FEE 0.5000
LOAN 0000021903802
LAST_NAME HAYNES
ADDRESS 11799 EAST ARKANSAS AVENU
CITY AURORA
STATE CO
ZIP 800120000
MORT $144,100.00
BAL $143,312.19
RATE 9.7500
PAI $1,526.54
CLTV 48.033
MATURITY 120901
FEE 0.5000
LOAN 0000021903810
LAST_NAME BOURSAW
ADDRESS 29311 FERNCREST ROAD
CITY RAINER
STATE OR
ZIP 970480000
MORT $123,500.00
BAL $123,500.00
RATE 8.2000
PAI $1,048.43
CLTV 79.677
MATURITY 171117
FEE 0.5000
LOAN 0000021903828
LAST_NAME SULLIVAN
ADDRESS 18 BIRCH LANE
CITY IPSWICH
STATE MA
ZIP 019380000
MORT $81,500.00
BAL $81,500.00
RATE 8.2000
PAI $691.88
CLTV 50.937
MATURITY 171113
FEE 0.5000
LOAN 0000021903836
LAST_NAME WAGNER
ADDRESS OS 520 WINFIELD RD
CITY WINFIELD
STATE IL
ZIP 601900000
MORT $220,300.00
BAL $219,594.81
RATE 8.5000
PAI $1,911.81
CLTV 71.064
MATURITY 170924
FEE 0.5000
LOAN 0000021903877
LAST_NAME SANTINI
ADDRESS 6067 POLLY AVENUE
CITY NAPLES
STATE FL
ZIP 339620000
MORT $65,000.00
BAL $65,000.00
RATE 8.6500
PAI $570.28
CLTV 79.268
MATURITY 171101
FEE 0.5000
LOAN 0000021903885
LAST_NAME WEISHAR
ADDRESS 2219 SWEET BRIAR DRIVE
CITY ALEXANDRIA
STATE VA
ZIP 223070000
MORT $94,400.00
BAL $94,345.68
RATE 8.7500
PAI $742.65
CLTV 80.000
MATURITY 270924
FEE 0.5000
LOAN 0000021903893
LAST_NAME CHANDLER
ADDRESS 3206 YALE CIRCLE
CITY HUNTSVILLE
STATE AL
ZIP 358100000
MORT $25,200.00
BAL $25,072.93
RATE 10.5000
PAI $278.56
CLTV 70.000
MATURITY 120923
FEE 0.5000
LOAN 0000021903927
LAST_NAME CAMPBELL
ADDRESS 3924 CREEKWAY DRIVE
CITY MOBILE
STATE AL
ZIP 366050000
MORT $55,800.00
BAL $55,800.00
RATE 9.3000
PAI $575.97
CLTV 90.000
MATURITY 121124
FEE 0.5000
LOAN 0000021903968
LAST_NAME PETERSON
ADDRESS 13738 HARVEY STREET
CITY JONES
STATE MI
ZIP 490610000
MORT $40,950.00
BAL $40,765.06
RATE 11.6250
PAI $481.63
CLTV 70.000
MATURITY 120901
FEE 0.5000
LOAN 0000021904040
LAST_NAME BISHOP
ADDRESS 5016 SHANDWICK CIRCLE
CITY BIRMINGHAM
STATE AL
ZIP 352420000
MORT $312,000.00
BAL $311,654.30
RATE 8.9500
PAI $2,499.21
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021904073
LAST_NAME DEMESYEUX
ADDRESS 824 FIRST AVE
CITY WESTBURY
STATE NY
ZIP 115900000
MORT $100,800.00
BAL $100,485.32
RATE 8.7000
PAI $887.57
CLTV 80.000
MATURITY 170901
FEE 0.5000
LOAN 0000021904081
LAST_NAME CLARK
ADDRESS 4695 30TH AVENUE NORTH
CITY ST. PETERSB
STATE FL
ZIP 337130000
MORT $29,000.00
BAL $28,984.96
RATE 9.2500
PAI $238.58
CLTV 69.047
MATURITY 271016
FEE 0.5000
LOAN 0000021904099
LAST_NAME FEROW
ADDRESS 1104 WILLOW STREET
CITY TECUMSEH
STATE MI
ZIP 492860000
MORT $43,100.00
BAL $42,340.64
RATE 8.9900
PAI $545.74
CLTV 47.888
MATURITY 71001
FEE 0.5000
LOAN 0000021904115
LAST_NAME CARR
ADDRESS 1626 N HOLLAND SYLVANIA
CITY TOLEDO
STATE OH
ZIP 436150000
MORT $56,800.00
BAL $56,716.39
RATE 9.5500
PAI $479.68
CLTV 80.000
MATURITY 120904
FEE 0.5000
LOAN 0000021904123
LAST_NAME CLARK
ADDRESS 5435 COLLEGE STREET
CITY KINGS MILLS
STATE OH
ZIP 450340000
MORT $62,050.00
BAL $61,874.75
RATE 9.4900
PAI $577.99
CLTV 85.000
MATURITY 170908
FEE 0.5000
LOAN 0000021904131
LAST_NAME SMITH
ADDRESS 4336 CIDER MILL DRIVE
CITY CINCINNATI
STATE OH
ZIP 452450000
MORT $99,000.00
BAL $98,916.60
RATE 10.2500
PAI $887.15
CLTV 90.000
MATURITY 120822
FEE 0.5000
LOAN 0000021904149
LAST_NAME FROST
ADDRESS 70 PINEHURST DRIVE
CITY LOWER POTTS
STATE PA
ZIP 194640000
MORT $130,000.00
BAL $129,841.93
RATE 8.5000
PAI $999.59
CLTV 89.454
MATURITY 120901
FEE 0.5000
LOAN 0000021904156
LAST_NAME JARVIS
ADDRESS 32947 SOUTHWEST JP WEST R
CITY SCAPPOOSE
STATE OR
ZIP 970560000
MORT $145,000.00
BAL $144,602.80
RATE 8.6500
PAI $1,440.66
CLTV 78.378
MATURITY 121027
FEE 0.5000
LOAN 0000021904164
LAST_NAME GARERI
ADDRESS 1100 TUNLAW RD
CITY HUNTSVILLE
STATE AL
ZIP 358010000
MORT $104,000.00
BAL $103,051.83
RATE 7.5000
PAI $964.09
CLTV 80.000
MATURITY 120901
FEE 0.5000
LOAN 0000021904180
LAST_NAME DRIGGERS
ADDRESS 7360 BLUE CREEK W DRIVE
CITY INDIANAPOLI
STATE IN
ZIP 462560000
MORT $100,000.00
BAL $99,417.46
RATE 7.9500
PAI $952.77
CLTV 80.000
MATURITY 120916
FEE 0.5000
LOAN 0000021904198
LAST_NAME BRASHEAR
ADDRESS 2750 HAMILTON MASON ROAD
CITY HAMILTON
STATE OH
ZIP 450110000
MORT $92,000.00
BAL $91,633.42
RATE 8.9900
PAI $739.60
CLTV 80.000
MATURITY 120825
FEE 0.5000
LOAN 0000021904206
LAST_NAME TURNER
ADDRESS 8 GOWING ROAD
CITY WILMINGTON
STATE MA
ZIP 018870000
MORT $31,000.00
BAL $31,000.00
RATE 9.7000
PAI $327.47
CLTV 32.559
MATURITY 121113
FEE 0.5000
LOAN 0000021904214
LAST_NAME NEER
ADDRESS 719 E. 10TH STREET
CITY PITTSBURG
STATE KS
ZIP 667620000
MORT $37,600.00
BAL $37,537.73
RATE 8.2000
PAI $319.20
CLTV 80.000
MATURITY 171028
FEE 0.5000
LOAN 0000021904248
LAST_NAME LEE
ADDRESS 7505 N BUDDY DRIVE
CITY MUNCIE
STATE IN
ZIP 473030000
MORT $103,950.00
BAL $103,857.44
RATE 9.9900
PAI $911.47
CLTV 90.000
MATURITY 120902
FEE 0.5000
LOAN 0000021904263
LAST_NAME CIAMPA
ADDRESS 178 WOODED RIDGE ROAD
CITY SWANTON
STATE MD
ZIP 215610000
MORT $128,000.00
BAL $127,558.51
RATE 7.9000
PAI $1,062.69
CLTV 80.000
MATURITY 170901
FEE 0.5000
LOAN 0000021904271
LAST_NAME HARDING
ADDRESS 22194 LAKE ST
CITY CASSOPOLIS
STATE MI
ZIP 490310000
MORT $190,000.00
BAL $189,769.08
RATE 8.5500
PAI $1,467.68
CLTV 70.370
MATURITY 121001
FEE 0.5000
LOAN 0000021904305
LAST_NAME MORROW
ADDRESS ROUTE 1, BOX 153
CITY EUTAW
STATE AL
ZIP 354620000
MORT $40,500.00
BAL $40,484.41
RATE 11.3900
PAI $397.67
CLTV 75.000
MATURITY 270917
FEE 0.5000
LOAN 0000021904354
LAST_NAME WATTS
ADDRESS 1020 S. JACKSON AVENUE
CITY BARTOW
STATE FL
ZIP 338300000
MORT $52,000.00
BAL $52,000.00
RATE 9.0500
PAI $420.28
CLTV 70.270
MATURITY 121117
FEE 0.5000
LOAN 0000021904388
LAST_NAME INGLING
ADDRESS 415 ALEXANDER AVE.
CITY MAPLE SHADE
STATE NJ
ZIP 080520000
MORT $25,400.00
BAL $25,386.66
RATE 9.1900
PAI $207.86
CLTV 26.736
MATURITY 271016
FEE 0.5000
LOAN 0000021904438
LAST_NAME PRATT
ADDRESS 2510 BROGDEN ROAD
CITY CREEDMOOR
STATE NC
ZIP 275220000
MORT $32,699.00
BAL $32,282.84
RATE 10.5500
PAI $703.64
CLTV 79.999
MATURITY 21016
FEE 0.5000
LOAN 0000021904461
LAST_NAME SANTOS
ADDRESS 2027 COUNTY STREET
CITY DIGHTON
STATE MA
ZIP 027150000
MORT $104,000.00
BAL $103,954.00
RATE 10.0000
PAI $912.67
CLTV 80.000
MATURITY 121002
FEE 0.5000
LOAN 0000021904479
LAST_NAME HADDOCK
ADDRESS 1787 RAMAH CHURCH ROAD
CITY CULLODEN
STATE GA
ZIP 310160000
MORT $69,300.00
BAL $69,279.73
RATE 11.9000
PAI $707.50
CLTV 90.000
MATURITY 271020
FEE 0.5000
LOAN 0000021904495
LAST_NAME WINDLEY
ADDRESS 407 CARVER CIRCLE
CITY PORTSMOUTH
STATE VA
ZIP 237010000
MORT $52,275.00
BAL $52,275.00
RATE 10.4500
PAI $520.15
CLTV 85.000
MATURITY 171030
FEE 0.5000
LOAN 0000021904552
LAST_NAME WEST
ADDRESS 151 MAJESTIC PINES LN
CITY TRUSSVILLE
STATE AL
ZIP 351730000
MORT $96,000.00
BAL $95,908.91
RATE 9.6900
PAI $820.56
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021904628
LAST_NAME CORBETT
ADDRESS 136 S CALHOUN ST
CITY BISHOPVILLE
STATE SC
ZIP 290100000
MORT $67,500.00
BAL $66,701.36
RATE 9.9900
PAI $591.86
CLTV 90.000
MATURITY 270908
FEE 0.5000
LOAN 0000021904644
LAST_NAME MOORE
ADDRESS 2412 47TH STREET
CITY ROCK ISLAND
STATE IL
ZIP 612010000
MORT $66,400.00
BAL $66,211.52
RATE 9.4500
PAI $616.77
CLTV 80.000
MATURITY 170830
FEE 0.5000
LOAN 0000021904651
LAST_NAME CLAYSON
ADDRESS 254 LYNDON CENTER RD
CITY CUBA
STATE NY
ZIP 147270000
MORT $57,600.00
BAL $57,333.42
RATE 10.5000
PAI $636.71
CLTV 80.000
MATURITY 120925
FEE 0.5000
LOAN 0000021904685
LAST_NAME AMMERMAN
ADDRESS 4401 ROBINSON STREET
CITY DULUTH
STATE MN
ZIP 558040000
MORT $102,000.00
BAL $102,000.00
RATE 9.5500
PAI $861.40
CLTV 85.000
MATURITY 271103
FEE 0.5000
LOAN 0000021904693
LAST_NAME KELL
ADDRESS 71 MARTINIQUE DR
CITY BUFFALO
STATE NY
ZIP 142270000
MORT $90,000.00
BAL $89,811.25
RATE 10.9900
PAI $928.36
CLTV 90.000
MATURITY 170925
FEE 0.5000
LOAN 0000021904701
LAST_NAME ANDERSON
ADDRESS 305 W ELM STREET
CITY LEROY
STATE IL
ZIP 617520000
MORT $60,700.00
BAL $60,508.11
RATE 8.6000
PAI $530.62
CLTV 73.132
MATURITY 170925
FEE 0.5000
LOAN 0000021904750
LAST_NAME STODOLNY
ADDRESS 4521 S MARSHFIELD
CITY CHICAGO
STATE IL
ZIP 606090000
MORT $16,500.00
BAL $16,269.64
RATE 10.9900
PAI $227.20
CLTV 26.612
MATURITY 70822
FEE 0.5000
LOAN 0000021904776
LAST_NAME GLEASON
ADDRESS 39 WINDELIN DR
CITY HENRIETTA
STATE NY
ZIP 144670000
MORT $149,500.00
BAL $149,327.35
RATE 8.7500
PAI $1,176.12
CLTV 78.684
MATURITY 270828
FEE 0.5000
LOAN 0000021904818
LAST_NAME BIANCOSINO
ADDRESS 762 MANOR AVENUE
CITY TULLYTOWN
STATE PA
ZIP 190070000
MORT $81,200.00
BAL $81,153.28
RATE 8.7500
PAI $638.80
CLTV 70.000
MATURITY 271001
FEE 0.5000
LOAN 0000021904842
LAST_NAME SMITH
ADDRESS 206 N OSBORN
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $17,000.00
BAL $17,000.00
RATE 10.2500
PAI $185.30
CLTV 85.000
MATURITY 121126
FEE 0.5000
LOAN 0000021904867
LAST_NAME GOTWALS
ADDRESS 2606 FALCON COURT
CITY HAMILTON
STATE NJ
ZIP 082400000
MORT $45,000.00
BAL $44,889.80
RATE 8.5000
PAI $346.01
CLTV 54.878
MATURITY 270701
FEE 0.5000
LOAN 0000021904891
LAST_NAME SULLIVAN
ADDRESS 26407 MORGANZA TURNER ROA
CITY MECHANICSVI
STATE MD
ZIP 206590000
MORT $120,000.00
BAL $119,754.36
RATE 7.9500
PAI $876.34
CLTV 80.000
MATURITY 120729
FEE 0.5000
LOAN 0000021904909
LAST_NAME CLARKE
ADDRESS 330 CLARKE STREET
CITY DURHAM
STATE NC
ZIP 277010000
MORT $42,500.00
BAL $42,500.00
RATE 10.9500
PAI $415.01
CLTV 84.661
MATURITY 221103
FEE 0.5000
LOAN 0000021904917
LAST_NAME LENKOFSKY
ADDRESS 45 LAWRENCE STREET
CITY WILKES BARR
STATE PA
ZIP 187020000
MORT $64,000.00
BAL $64,000.00
RATE 8.3500
PAI $624.62
CLTV 75.294
MATURITY 121113
FEE 0.5000
LOAN 0000021904925
LAST_NAME HANSON
ADDRESS 325 LEICESTER AVENUE
CITY DULUTH
STATE MN
ZIP 558030000
MORT $92,000.00
BAL $91,859.60
RATE 8.8500
PAI $818.90
CLTV 80.000
MATURITY 171024
FEE 0.5000
LOAN 0000021904933
LAST_NAME LOIZZI
ADDRESS 3597 S TELLURIDE WAY
CITY AURORA
STATE CO
ZIP 800130000
MORT $148,750.00
BAL $148,649.77
RATE 10.7000
PAI $1,382.97
CLTV 85.000
MATURITY 271022
FEE 0.5000
LOAN 0000021904966
LAST_NAME BILGER
ADDRESS 142 SOUTH MAXON LANE
CITY STREAMWOOD
STATE IL
ZIP 601070000
MORT $107,800.00
BAL $107,705.20
RATE 8.1000
PAI $798.53
CLTV 79.264
MATURITY 121101
FEE 0.5000
LOAN 0000021905005
LAST_NAME BROWN
ADDRESS 6950 CLOTHIER ROAD
CITY CLIFFORD
STATE MI
ZIP 487270000
MORT $80,100.00
BAL $80,100.00
RATE 9.3000
PAI $661.87
CLTV 90.000
MATURITY 121110
FEE 0.5000
LOAN 0000021905047
LAST_NAME BLAIR
ADDRESS 329 CANAL STREET
CITY FORT PLAIN
STATE NY
ZIP 133390000
MORT $19,200.00
BAL $19,150.40
RATE 9.2500
PAI $197.60
CLTV 80.000
MATURITY 121021
FEE 0.5000
LOAN 0000021905096
LAST_NAME GATEWOOD
ADDRESS 5623 PURDUE AVE
CITY BALTIMORE
STATE MD
ZIP 212390000
MORT $68,000.00
BAL $67,904.48
RATE 9.5000
PAI $633.85
CLTV 80.000
MATURITY 171020
FEE 0.5000
LOAN 0000021905104
LAST_NAME ROBERTS
ADDRESS 276 CHOATE AVENUE
CITY BUFFALO
STATE NY
ZIP 142030000
MORT $91,800.00
BAL $91,558.50
RATE 9.0500
PAI $933.83
CLTV 90.000
MATURITY 121014
FEE 0.5000
LOAN 0000021905120
LAST_NAME PERRY
ADDRESS 422 CRANBERRY ROAD
CITY HOWELL
STATE NJ
ZIP 077310000
MORT $108,000.00
BAL $108,000.00
RATE 9.8000
PAI $931.85
CLTV 90.000
MATURITY 271015
FEE 0.5000
LOAN 0000021905153
LAST_NAME MCNIFF
ADDRESS 11349 PORTSMOUTH STREET
CITY SPRING HILL
STATE FL
ZIP 346090000
MORT $42,500.00
BAL $42,436.80
RATE 9.5000
PAI $357.36
CLTV 77.272
MATURITY 120903
FEE 0.5000
LOAN 0000021905252
LAST_NAME REYNOLDS
ADDRESS 183 WEST GRANBY ROAD
CITY GRANBY
STATE CT
ZIP 060350000
MORT $95,400.00
BAL $95,354.06
RATE 9.6000
PAI $809.14
CLTV 90.000
MATURITY 121008
FEE 0.5000
LOAN 0000021905302
LAST_NAME FLORES
ADDRESS 406 W WALNUT ST.
CITY GILLESPIE
STATE IL
ZIP 620330000
MORT $67,500.00
BAL $67,500.00
RATE 9.9500
PAI $649.16
CLTV 90.000
MATURITY 171024
FEE 0.5000
LOAN 0000021905344
LAST_NAME HASELMAYER
ADDRESS 18542 DRAYTON STREET
CITY SPRING HILL
STATE FL
ZIP 346100000
MORT $53,000.00
BAL $52,939.42
RATE 8.8000
PAI $418.85
CLTV 76.258
MATURITY 120819
FEE 0.5000
LOAN 0000021905351
LAST_NAME WELLS
ADDRESS 5520 MARY MUNGER RD
CITY TRUSSVILLE
STATE AL
ZIP 351730000
MORT $150,000.00
BAL $149,160.41
RATE 8.4000
PAI $1,468.33
CLTV 73.710
MATURITY 120908
FEE 0.5000
LOAN 0000021905369
LAST_NAME WILLIAMS
ADDRESS 2723 PLYMOUTH DRIVE
CITY SHELBY
STATE MI
ZIP 483160000
MORT $216,000.00
BAL $215,624.46
RATE 8.7500
PAI $1,699.27
CLTV 80.000
MATURITY 120829
FEE 0.5000
LOAN 0000021905385
LAST_NAME MIGUT
ADDRESS 405 JEFFERSON ST
CITY FRANKLIN SQ
STATE NY
ZIP 101010000
MORT $168,000.00
BAL $167,448.60
RATE 8.3000
PAI $1,436.75
CLTV 79.809
MATURITY 170901
FEE 0.5000
LOAN 0000021905393
LAST_NAME MURPHY
ADDRESS 320 PLYMOUTH STREET
CITY WHITMAN
STATE MA
ZIP 023820000
MORT $112,000.00
BAL $111,613.70
RATE 7.9000
PAI $929.85
CLTV 80.000
MATURITY 170901
FEE 0.5000
LOAN 0000021905419
LAST_NAME HOLDERFIELD
ADDRESS 385 ROUTE 1, BOX 385
CITY LEXINGTON
STATE AL
ZIP 356480000
MORT $76,000.00
BAL $75,740.76
RATE 7.9900
PAI $635.22
CLTV 80.000
MATURITY 170901
FEE 0.5000
LOAN 0000021905427
LAST_NAME SOARES
ADDRESS 2095 FLINTCREST DRIVE
CITY SAN JOSE
STATE CA
ZIP 951480000
MORT $15,310.00
BAL $15,310.00
RATE 9.7000
PAI $161.73
CLTV 66.493
MATURITY 121126
FEE 0.5000
LOAN 0000021905435
LAST_NAME INNAMARATO
ADDRESS 11 ROBIN LN
CITY BELCHERTOWN
STATE MA
ZIP 010070000
MORT $113,400.00
BAL $113,349.30
RATE 9.9500
PAI $990.98
CLTV 90.000
MATURITY 121001
FEE 0.5000
LOAN 0000021905443
LAST_NAME NEAL
ADDRESS 9043 HIGHWAY 53 SOUTH
CITY TONEY
STATE AL
ZIP 357730000
MORT $47,000.00
BAL $46,895.08
RATE 8.9500
PAI $376.48
CLTV 67.142
MATURITY 120805
FEE 0.5000
LOAN 0000021905450
LAST_NAME PARSONS
ADDRESS 167 HONEY HILL ROAD
CITY FULTON
STATE NY
ZIP 130690000
MORT $101,200.00
BAL $101,141.17
RATE 8.7000
PAI $792.53
CLTV 80.000
MATURITY 271101
FEE 0.5000
LOAN 0000021905484
LAST_NAME ALAS
ADDRESS 769 LINDBERGH AVENUE
CITY PEEKSKILL
STATE NY
ZIP 105660000
MORT $169,000.00
BAL $168,586.47
RATE 7.3000
PAI $1,340.86
CLTV 79.716
MATURITY 171001
FEE 0.5000
LOAN 0000021905500
LAST_NAME MITCHELL
ADDRESS 4316 MARY RIDGE DRIVE
CITY RANDALLSTOW
STATE MD
ZIP 211330000
MORT $118,000.00
BAL $117,495.60
RATE 9.4500
PAI $1,096.07
CLTV 76.623
MATURITY 170830
FEE 0.5000
LOAN 0000021905518
LAST_NAME FALEY
ADDRESS 5228 RIVIERA DR
CITY TOLEDO
STATE OH
ZIP 436110000
MORT $140,000.00
BAL $139,735.79
RATE 8.3500
PAI $1,061.63
CLTV 79.545
MATURITY 120801
FEE 0.5000
LOAN 0000021905559
LAST_NAME FIELDS
ADDRESS 25 SOUTH WOODWARD AVENUE
CITY DAYTON
STATE OH
ZIP 454170000
MORT $39,200.00
BAL $39,200.00
RATE 8.9000
PAI $312.60
CLTV 80.000
MATURITY 271119
FEE 0.5000
LOAN 0000021905567
LAST_NAME PARILLO
ADDRESS 72-74 DANIELS STREET
CITY PAWTUCKET
STATE RI
ZIP 028600000
MORT $72,800.00
BAL $72,691.00
RATE 9.0000
PAI $655.00
CLTV 70.000
MATURITY 171017
FEE 0.5000
LOAN 0000021905575
LAST_NAME BOHANNON
ADDRESS 33 WEST ROAD
CITY ORLEANS
STATE MA
ZIP 026530000
MORT $62,000.00
BAL $61,962.44
RATE 8.5000
PAI $476.73
CLTV 51.666
MATURITY 120924
FEE 0.5000
LOAN 0000021905617
LAST_NAME MERCHANT
ADDRESS 4334 W HOLT ROAD
CITY HOLT
STATE MI
ZIP 488420000
MORT $40,000.00
BAL $39,838.60
RATE 9.9000
PAI $383.36
CLTV 50.632
MATURITY 170901
FEE 0.5000
LOAN 0000021905641
LAST_NAME BARNES
ADDRESS 3516 CHIPPENDALE TR
CITY GREENSBORO
STATE NC
ZIP 274060000
MORT $96,750.00
BAL $96,707.20
RATE 10.0000
PAI $849.05
CLTV 90.000
MATURITY 121001
FEE 0.5000
LOAN 0000021905674
LAST_NAME ODDI
ADDRESS 32428 DUNFORD STREET
CITY FARMINGTON
STATE MI
ZIP 483340000
MORT $120,250.00
BAL $120,053.34
RATE 8.3000
PAI $1,028.39
CLTV 72.878
MATURITY 171001
FEE 0.5000
LOAN 0000021905799
LAST_NAME BAILEY
ADDRESS 427 GARDENDALE DR
CITY MONTGOMERY
STATE AL
ZIP 361100000
MORT $27,000.00
BAL $26,864.32
RATE 9.6000
PAI $283.57
CLTV 72.972
MATURITY 120922
FEE 0.5000
LOAN 0000021905872
LAST_NAME BALEGO
ADDRESS 850 IRIS DRIVE
CITY NORTH HUNTI
STATE PA
ZIP 156420000
MORT $59,300.00
BAL $59,207.18
RATE 8.6500
PAI $520.27
CLTV 64.456
MATURITY 171027
FEE 0.5000
LOAN 0000021905880
LAST_NAME MILLER
ADDRESS 20372 BEECHWOOD LANE
CITY STRONGSVILL
STATE OH
ZIP 441360000
MORT $123,200.00
BAL $123,126.88
RATE 8.6000
PAI $956.05
CLTV 69.828
MATURITY 121008
FEE 0.5000
LOAN 0000021905898
LAST_NAME BRUSSELL
ADDRESS 1651 SPUR DRIVE
CITY CENTRAL ISL
STATE NY
ZIP 117220000
MORT $100,000.00
BAL $99,872.53
RATE 10.2500
PAI $981.64
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021905914
LAST_NAME LATIMORE
ADDRESS RT 6 BOX 4369 FRANKLIN RO
CITY YOUNG TOWNS
STATE SC
ZIP 293600000
MORT $42,500.00
BAL $42,500.00
RATE 10.1500
PAI $460.62
CLTV 85.000
MATURITY 121101
FEE 0.5000
LOAN 0000021906060
LAST_NAME DAIGLE
ADDRESS 45 WOODLAWN AVENUE
CITY NORTH BILLE
STATE MA
ZIP 018210000
MORT $15,000.00
BAL $15,000.00
RATE 9.6000
PAI $157.55
CLTV 42.747
MATURITY 121117
FEE 0.5000
LOAN 0000021906136
LAST_NAME SHERRELL
ADDRESS 25 SHORT TRACK LANE
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $40,500.00
BAL $40,500.00
RATE 10.0000
PAI $390.84
CLTV 90.000
MATURITY 171117
FEE 0.5000
LOAN 0000021906185
LAST_NAME BELL
ADDRESS 809 H ST NE
CITY LINTON
STATE IN
ZIP 474410000
MORT $56,100.00
BAL $56,073.26
RATE 9.6500
PAI $477.88
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021906235
LAST_NAME MOUDRY
ADDRESS 3823 E BRIARWOOD TERRACE
CITY PHOENIX
STATE AZ
ZIP 850440000
MORT $20,000.00
BAL $20,000.00
RATE 9.7000
PAI $261.00
CLTV 76.428
MATURITY 71124
FEE 0.5000
LOAN 0000021906284
LAST_NAME ELLSWORTH
ADDRESS 462 N E 800
CITY SPRINGVILLE
STATE UT
ZIP 846630000
MORT $16,900.00
BAL $16,900.00
RATE 10.4500
PAI $186.29
CLTV 84.962
MATURITY 121125
FEE 0.5000
LOAN 0000021906334
LAST_NAME PRICE
ADDRESS 118 KING EDWARD STREET
CITY HILLSBOROUG
STATE NC
ZIP 272780000
MORT $54,400.00
BAL $54,400.00
RATE 10.0000
PAI $584.59
CLTV 85.000
MATURITY 121105
FEE 0.5000
LOAN 0000021906425
LAST_NAME TARIFA
ADDRESS 3306 HUSDON AVENUE
CITY UNION CITY
STATE NJ
ZIP 070870000
MORT $70,000.00
BAL $69,906.33
RATE 10.0000
PAI $614.30
CLTV 70.000
MATURITY 120901
FEE 0.5000
LOAN 0000021906482
LAST_NAME BISHOP
ADDRESS 334 W. SAMPLE AVENUE
CITY LAKE HAMILT
STATE FL
ZIP 338510000
MORT $30,000.00
BAL $30,000.00
RATE 9.7500
PAI $284.56
CLTV 62.500
MATURITY 171117
FEE 0.5000
LOAN 0000021906599
LAST_NAME JOHNSON
ADDRESS 18437 ASBURY PARK
CITY DETROIT
STATE MI
ZIP 482350000
MORT $44,000.00
BAL $44,000.00
RATE 8.7000
PAI $344.58
CLTV 77.192
MATURITY 121028
FEE 0.5000
LOAN 0000021906607
LAST_NAME HOLMES
ADDRESS 346 SEMECA AVE
CITY MOUNT VERNO
STATE NY
ZIP 105500000
MORT $130,000.00
BAL $129,871.59
RATE 9.5000
PAI $1,093.12
CLTV 70.270
MATURITY 270915
FEE 0.5000
LOAN 0000021906698
LAST_NAME ELLISON
ADDRESS 5626 GAINOR ROAD
CITY PHILADELPHI
STATE PA
ZIP 191310000
MORT $64,800.00
BAL $64,637.67
RATE 9.5900
PAI $680.19
CLTV 90.000
MATURITY 121014
FEE 0.5000
LOAN 0000021906714
LAST_NAME HARLOS
ADDRESS 147 RAFKIND ROAD
CITY BLOOMINGDAL
STATE NJ
ZIP 074030000
MORT $90,500.00
BAL $90,294.82
RATE 10.5500
PAI $906.58
CLTV 58.387
MATURITY 171009
FEE 0.5000
LOAN 0000021906730
LAST_NAME CUFFY
ADDRESS 3109 CLARENDON ROAD
CITY BROOKLYN
STATE NY
ZIP 112260000
MORT $75,000.00
BAL $74,774.27
RATE 8.9900
PAI $674.32
CLTV 46.875
MATURITY 171001
FEE 0.5000
LOAN 0000021906789
LAST_NAME WATSON
ADDRESS 296 WHITE PINE DRIVE
CITY ASHEVILLE
STATE NC
ZIP 288050000
MORT $76,400.00
BAL $76,400.00
RATE 8.0500
PAI $732.33
CLTV 80.000
MATURITY 121118
FEE 0.5000
LOAN 0000021906862
LAST_NAME FELLS
ADDRESS 7036 S WINCHESTER
CITY CHICAGO
STATE IL
ZIP 606360000
MORT $60,000.00
BAL $60,000.00
RATE 8.7000
PAI $469.88
CLTV 80.000
MATURITY 121105
FEE 0.5000
LOAN 0000021906946
LAST_NAME CLARKE
ADDRESS 354 LUMMISTOWN ROAD
CITY BRIDGETON
STATE NJ
ZIP 083020000
MORT $83,000.00
BAL $82,904.15
RATE 8.7500
PAI $652.96
CLTV 63.846
MATURITY 270901
FEE 0.5000
LOAN 0000021906953
LAST_NAME BATOCABE
ADDRESS 4022 N OCTAVIA AVENUE
CITY NORRIDGE
STATE IL
ZIP 606340000
MORT $136,000.00
BAL $136,000.00
RATE 9.4500
PAI $1,263.27
CLTV 83.950
MATURITY 171106
FEE 0.5000
LOAN 0000021907019
LAST_NAME GRAY
ADDRESS 1417 PLANTER STREET
CITY ROCKY MOUNT
STATE NC
ZIP 278010000
MORT $40,000.00
BAL $40,000.00
RATE 9.9500
PAI $384.68
CLTV 71.428
MATURITY 171104
FEE 0.5000
LOAN 0000021907027
LAST_NAME CHAMBERS
ADDRESS 1211 MARCOUX AVENUE
CITY CITY OF MUS
STATE MI
ZIP 494420000
MORT $48,000.00
BAL $48,000.00
RATE 8.7000
PAI $478.32
CLTV 80.000
MATURITY 121029
FEE 0.5000
LOAN 0000021907035
LAST_NAME WALKER
ADDRESS 1 HOMESTEAD DRIVE
CITY PLATTSBURGH
STATE NY
ZIP 129010000
MORT $89,000.00
BAL $88,912.09
RATE 9.5000
PAI $748.36
CLTV 77.729
MATURITY 270829
FEE 0.5000
LOAN 0000021907043
LAST_NAME MORGAN
ADDRESS 49 PEACOCK ROAD
CITY WARWICK
STATE RI
ZIP 028860000
MORT $94,900.00
BAL $94,900.00
RATE 8.8000
PAI $749.97
CLTV 49.427
MATURITY 121103
FEE 0.5000
LOAN 0000021907050
LAST_NAME VIGIL
ADDRESS 2615 W. OHIO
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $35,955.00
BAL $35,955.00
RATE 10.0500
PAI $348.17
CLTV 85.000
MATURITY 171103
FEE 0.5000
LOAN 0000021907076
LAST_NAME RAY
ADDRESS 304 MALIBOU STREET
CITY HOUMA
STATE LA
ZIP 703640000
MORT $43,000.00
BAL $43,000.00
RATE 7.7500
PAI $516.05
CLTV 54.088
MATURITY 71125
FEE 0.5000
LOAN 0000021907084
LAST_NAME HEDENBERG
ADDRESS 4 NOTTINGHAM DRIVE
CITY EASTAMPTON
STATE NJ
ZIP 080600000
MORT $110,500.00
BAL $110,396.46
RATE 9.7500
PAI $949.37
CLTV 88.047
MATURITY 271001
FEE 0.5000
LOAN 0000021907118
LAST_NAME COLON
ADDRESS 35 LAKESHORE DR
CITY MONROE
STATE NY
ZIP 109500000
MORT $21,000.00
BAL $20,947.95
RATE 10.5000
PAI $209.66
CLTV 84.954
MATURITY 170919
FEE 0.5000
LOAN 0000021907134
LAST_NAME WILLIAMS
ADDRESS 104 CARL ROAD
CITY CORBIN CITY
STATE NJ
ZIP 082700000
MORT $97,200.00
BAL $97,199.20
RATE 10.2000
PAI $867.40
CLTV 86.785
MATURITY 271016
FEE 0.5000
LOAN 0000021907167
LAST_NAME PAYNTER
ADDRESS 5974 SPLIT PINE COURT
CITY COLORADO SP
STATE CO
ZIP 809180000
MORT $216,750.00
BAL $216,750.00
RATE 9.0500
PAI $1,751.83
CLTV 85.000
MATURITY 121117
FEE 0.5000
LOAN 0000021907183
LAST_NAME BANKS
ADDRESS 1121 QUEEN STREET NORTH
CITY ST PETERSBU
STATE FL
ZIP 337030000
MORT $45,500.00
BAL $45,500.00
RATE 9.4000
PAI $472.39
CLTV 75.833
MATURITY 121104
FEE 0.5000
LOAN 0000021907209
LAST_NAME AHRENS
ADDRESS 377 TWILIGHT LANE
CITY SMITHTOWN
STATE NY
ZIP 117870000
MORT $29,100.00
BAL $29,028.16
RATE 9.7500
PAI $308.28
CLTV 84.972
MATURITY 121008
FEE 0.5000
LOAN 0000021907217
LAST_NAME YAW
ADDRESS 1117 WILLIAMS STREET
CITY SAGINAW
STATE MI
ZIP 486020000
MORT $38,400.00
BAL $38,400.00
RATE 8.4500
PAI $377.02
CLTV 80.000
MATURITY 121104
FEE 0.5000
LOAN 0000021907357
LAST_NAME VAN HARKEN
ADDRESS 24 CATHERINE ST
CITY BLOOMINGDAL
STATE NJ
ZIP 074030000
MORT $89,800.00
BAL $89,766.92
RATE 10.8500
PAI $845.02
CLTV 64.142
MATURITY 121001
FEE 0.5000
LOAN 0000021907365
LAST_NAME LICCKETTO
ADDRESS 631 BARBADOS DRIVE
CITY MONROE TOWN
STATE NJ
ZIP 080940000
MORT $85,300.00
BAL $84,925.92
RATE 11.8500
PAI $1,216.42
CLTV 78.256
MATURITY 71001
FEE 0.5000
LOAN 0000021907373
LAST_NAME MAIOCCO
ADDRESS 23 TORRINGTON DR
CITY GLOUCESTER
STATE NJ
ZIP 080810000
MORT $195,300.00
BAL $194,872.93
RATE 11.4500
PAI $2,076.01
CLTV 90.000
MATURITY 171001
FEE 0.5000
LOAN 0000021907399
LAST_NAME BYRNE
ADDRESS 2 HEMLOCK TRIANGLE ST
CITY VERNON TOWN
STATE NJ
ZIP 074220000
MORT $122,400.00
BAL $122,216.50
RATE 8.9900
PAI $1,100.48
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021907415
LAST_NAME VAN HORN
ADDRESS 36 FORD AVENUE
CITY BERKELEY TO
STATE NJ
ZIP 087210000
MORT $127,800.00
BAL $127,754.33
RATE 10.9900
PAI $1,216.10
CLTV 90.000
MATURITY 121001
FEE 0.5000
LOAN 0000021907423
LAST_NAME JOHNSON
ADDRESS 433 W MONTGOMERY AVE
CITY CITY OF WIL
STATE NJ
ZIP 082600000
MORT $56,000.00
BAL $55,982.69
RATE 11.6500
PAI $560.98
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021907431
LAST_NAME VAN NESS
ADDRESS 37 FAIRVIEW AVE.
CITY SOMERVILLE
STATE NJ
ZIP 088760000
MORT $116,000.00
BAL $115,938.29
RATE 12.3500
PAI $1,224.53
CLTV 87.878
MATURITY 120922
FEE 0.5000
LOAN 0000021907456
LAST_NAME DAVIS
ADDRESS 2536 SPERO ROAD
CITY RANDLEMAN
STATE NC
ZIP 273170000
MORT $48,600.00
BAL $48,600.00
RATE 9.7500
PAI $514.86
CLTV 90.000
MATURITY 121126
FEE 0.5000
LOAN 0000021907464
LAST_NAME LEE
ADDRESS 24 CENTER ST
CITY SOUTH TOMS
STATE NJ
ZIP 087540000
MORT $25,000.00
BAL $24,883.78
RATE 10.8500
PAI $342.26
CLTV 52.083
MATURITY 71001
FEE 0.5000
LOAN 0000021907498
LAST_NAME NELSON
ADDRESS 37 AURIGA LANE
CITY SEWELL
STATE NJ
ZIP 080800000
MORT $121,500.00
BAL $121,363.31
RATE 11.2000
PAI $1,270.69
CLTV 90.000
MATURITY 171001
FEE 0.5000
LOAN 0000021907548
LAST_NAME SCHANDER
ADDRESS 121 FREEWAY AVENUE
CITY MANSFIELD T
STATE NJ
ZIP 078400000
MORT $128,600.00
BAL $128,527.76
RATE 10.9900
PAI $1,223.72
CLTV 89.930
MATURITY 121001
FEE 0.5000
LOAN 0000021907563
LAST_NAME PEGGS
ADDRESS 653 WASHINGTON AVE
CITY DEPTFORD TO
STATE NJ
ZIP 080960000
MORT $82,400.00
BAL $82,379.61
RATE 12.6500
PAI $889.02
CLTV 73.571
MATURITY 121001
FEE 0.5000
LOAN 0000021907571
LAST_NAME JONES
ADDRESS 725 EDGEWOOD AVENUE
CITY TRENTON
STATE NJ
ZIP 086180000
MORT $59,000.00
BAL $58,922.21
RATE 9.9900
PAI $568.97
CLTV 79.729
MATURITY 171001
FEE 0.5000
LOAN 0000021907605
LAST_NAME PINES
ADDRESS 339 COLLINS LN
CITY MAPLE SHADE
STATE NJ
ZIP 080520000
MORT $47,200.00
BAL $46,976.11
RATE 10.5000
PAI $636.89
CLTV 49.684
MATURITY 71001
FEE 0.5000
LOAN 0000021907613
LAST_NAME VANDERLICK
ADDRESS 134 VINEYARD ROAD
CITY EDISON TOWN
STATE NJ
ZIP 088170000
MORT $92,100.00
BAL $91,982.60
RATE 10.2500
PAI $904.09
CLTV 76.115
MATURITY 171001
FEE 0.5000
LOAN 0000021907639
LAST_NAME SHAY
ADDRESS 8880 NORTH HICKORY DRIVE
CITY TUCSON
STATE AZ
ZIP 857370000
MORT $14,000.00
BAL $14,000.00
RATE 9.6000
PAI $181.93
CLTV 50.244
MATURITY 71118
FEE 0.5000
LOAN 0000021907670
LAST_NAME SMITH
ADDRESS 1563 WASHINGTON ST
CITY WEST DEPTFO
STATE NJ
ZIP 080960000
MORT $51,000.00
BAL $50,938.63
RATE 13.8500
PAI $598.23
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021907803
LAST_NAME PIFER
ADDRESS 1711 EASTERN AVENUE S.E.
CITY GRAND RAPID
STATE MI
ZIP 495070000
MORT $46,400.00
BAL $46,373.02
RATE 8.7000
PAI $363.38
CLTV 80.000
MATURITY 121014
FEE 0.5000
LOAN 0000021907837
LAST_NAME PYTLIK
ADDRESS 130 ELMWOOD DRIVE
CITY GLENSHAW
STATE PA
ZIP 151160000
MORT $76,500.00
BAL $76,308.54
RATE 9.6000
PAI $803.46
CLTV 90.000
MATURITY 121027
FEE 0.5000
LOAN 0000021907944
LAST_NAME TRUSZKOWSKI
ADDRESS 625 CHESTNUT ST
CITY MONROE TWP
STATE NJ
ZIP 080940000
MORT $67,800.00
BAL $67,615.21
RATE 10.1000
PAI $755.44
CLTV 69.896
MATURITY 111021
FEE 0.5000
LOAN 0000021907951
LAST_NAME LAWTON
ADDRESS 15742 MULL STREET SE
CITY TENINO
STATE WA
ZIP 985890000
MORT $101,600.00
BAL $101,600.00
RATE 9.9750
PAI $889.74
CLTV 80.000
MATURITY 271017
FEE 0.5000
LOAN 0000021907977
LAST_NAME WIGGIN
ADDRESS 175 MILL ROAD
CITY CHELMSFORD
STATE MA
ZIP 018240000
MORT $65,500.00
BAL $65,399.41
RATE 8.8000
PAI $580.92
CLTV 55.508
MATURITY 171015
FEE 0.5000
LOAN 0000021908033
LAST_NAME JONES
ADDRESS 40 SOUTH ROAD
CITY ENFIELD
STATE CT
ZIP 060820000
MORT $96,000.00
BAL $95,949.71
RATE 9.2000
PAI $786.29
CLTV 80.000
MATURITY 121016
FEE 0.5000
LOAN 0000021908041
LAST_NAME GILBRIDE
ADDRESS 24 SYLVIA CIRCLE
CITY HOLBROOK
STATE NY
ZIP 117410000
MORT $110,000.00
BAL $109,897.81
RATE 9.9900
PAI $964.52
CLTV 74.829
MATURITY 120901
FEE 0.5000
LOAN 0000021908058
LAST_NAME ANDREWS
ADDRESS 6911 WHEELER AVENUE
CITY MOBILE
STATE AL
ZIP 366130000
MORT $50,150.00
BAL $50,150.00
RATE 9.5000
PAI $523.68
CLTV 85.000
MATURITY 121107
FEE 0.5000
LOAN 0000021908090
LAST_NAME PORTER
ADDRESS 503 PARKINSON AVENUE
CITY TRENTON
STATE NJ
ZIP 086100000
MORT $54,300.00
BAL $54,300.00
RATE 9.1000
PAI $553.98
CLTV 76.478
MATURITY 121126
FEE 0.5000
LOAN 0000021908124
LAST_NAME EDWARDS
ADDRESS 45-47 WOODLAWN AVENUE
CITY JERSEY CITY
STATE NJ
ZIP 073050000
MORT $110,000.00
BAL $109,953.87
RATE 10.2500
PAI $985.71
CLTV 64.705
MATURITY 271001
FEE 0.5000
LOAN 0000021908181
LAST_NAME WHITEAKER
ADDRESS 1855 MANGO TREE DRIVE
CITY EDGEWATER
STATE FL
ZIP 321410000
MORT $53,000.00
BAL $52,913.32
RATE 8.3000
PAI $453.26
CLTV 79.699
MATURITY 171103
FEE 0.5000
LOAN 0000021908280
LAST_NAME HOWARD
ADDRESS HRC1 BOX 460,BROWN ROAD
CITY MALONE
STATE NY
ZIP 129530000
MORT $57,500.00
BAL $57,500.00
RATE 10.0000
PAI $554.89
CLTV 84.558
MATURITY 171119
FEE 0.5000
LOAN 0000021908298
LAST_NAME BRENNAN
ADDRESS 523 N ELM ST.
CITY CLINTON
STATE IL
ZIP 617270000
MORT $46,800.00
BAL $46,781.60
RATE 10.5500
PAI $429.85
CLTV 90.000
MATURITY 271029
FEE 0.5000
LOAN 0000021908447
LAST_NAME SMITH
ADDRESS 504 COLLINS STREET
CITY SALISBURY
STATE MD
ZIP 208010000
MORT $44,500.00
BAL $44,500.00
RATE 7.9000
PAI $323.43
CLTV 71.774
MATURITY 121117
FEE 0.5000
LOAN 0000021908470
LAST_NAME FALCO
ADDRESS 347 EMERY AVENUE
CITY ROMEOVILLE
STATE IL
ZIP 604460000
MORT $101,600.00
BAL $101,600.00
RATE 8.7000
PAI $795.67
CLTV 80.000
MATURITY 121117
FEE 0.5000
LOAN 0000021908538
LAST_NAME CARDINAL
ADDRESS 380 HANCOCK STREET
CITY ABINGTON
STATE MA
ZIP 023510000
MORT $29,000.00
BAL $28,927.08
RATE 9.5500
PAI $303.71
CLTV 79.884
MATURITY 121020
FEE 0.5000
LOAN 0000021908546
LAST_NAME COLLINS
ADDRESS 4364 PARKTON STREET
CITY BALTIMORE
STATE MD
ZIP 212290000
MORT $60,000.00
BAL $60,000.00
RATE 9.9900
PAI $526.10
CLTV 80.000
MATURITY 121103
FEE 0.5000
LOAN 0000021908561
LAST_NAME INGLERT
ADDRESS 876 W. COUNTY ROAD 25 S
CITY GREENCASTLE
STATE IN
ZIP 461350000
MORT $62,900.00
BAL $62,900.00
RATE 8.7000
PAI $553.85
CLTV 74.880
MATURITY 171117
FEE 0.5000
LOAN 0000021908579
LAST_NAME CHEATEM
ADDRESS 423 S 15TH AVE
CITY MAYWOOD
STATE IL
ZIP 601530000
MORT $72,250.00
BAL $72,250.00
RATE 9.4500
PAI $604.89
CLTV 85.000
MATURITY 121124
FEE 0.5000
LOAN 0000021908611
LAST_NAME SAIKEN
ADDRESS 1434 STERLING ST
CITY PHILADELPHI
STATE PA
ZIP 191490000
MORT $25,000.00
BAL $24,942.66
RATE 10.5500
PAI $277.13
CLTV 43.103
MATURITY 121022
FEE 0.5000
LOAN 0000021908645
LAST_NAME HAYS
ADDRESS 611 ROUTE 197
CITY WOODSTOCK
STATE CT
ZIP 062810000
MORT $100,000.00
BAL $99,829.16
RATE 7.9500
PAI $833.34
CLTV 62.500
MATURITY 171021
FEE 0.5000
LOAN 0000021908686
LAST_NAME MADAMBA
ADDRESS 200 WHITE STREET,UNIT 22
CITY NICEVILLE
STATE FL
ZIP 325780000
MORT $65,000.00
BAL $64,963.75
RATE 8.9000
PAI $518.33
CLTV 77.380
MATURITY 121101
FEE 0.5000
LOAN 0000021908702
LAST_NAME LEE
ADDRESS 12688 WOODBRIAR DRIVE
CITY COTTONDALE
STATE AL
ZIP 354530000
MORT $15,000.00
BAL $15,000.00
RATE 9.7000
PAI $195.75
CLTV 67.056
MATURITY 71124
FEE 0.5000
LOAN 0000021908777
LAST_NAME CAFARELLI
ADDRESS 1086 RIVER ROAD
CITY NEW MILFORD
STATE NJ
ZIP 076460000
MORT $10,000.00
BAL $10,000.00
RATE 9.7000
PAI $130.50
CLTV 58.868
MATURITY 71124
FEE 0.5000
LOAN 0000021908785
LAST_NAME ANTONACCI
ADDRESS 5235 SAGAMORE COURT
CITY NEW PORT RI
STATE FL
ZIP 346550000
MORT $43,200.00
BAL $43,175.90
RATE 8.9000
PAI $344.50
CLTV 32.238
MATURITY 271028
FEE 0.5000
LOAN 0000021908835
LAST_NAME PIEHLER
ADDRESS 103 APACHE AVENUE
CITY INTERLACHEN
STATE FL
ZIP 321480000
MORT $36,000.00
BAL $36,000.00
RATE 9.4000
PAI $463.87
CLTV 77.419
MATURITY 71121
FEE 0.5000
LOAN 0000021908843
LAST_NAME COSENTINO
ADDRESS 3411 S PARNELL
CITY CHICAGO
STATE IL
ZIP 606160000
MORT $160,000.00
BAL $159,906.98
RATE 8.7000
PAI $1,253.02
CLTV 80.000
MATURITY 121028
FEE 0.5000
LOAN 0000021908975
LAST_NAME SARGENT
ADDRESS 470 WATER STREET
CITY CLINTON
STATE MA
ZIP 015100000
MORT $92,000.00
BAL $92,000.00
RATE 8.2000
PAI $781.01
CLTV 65.714
MATURITY 171126
FEE 0.5000
LOAN 0000021909080
LAST_NAME STEGALL
ADDRESS 5030 WINDSOR ISLAND ROAD
CITY KEIZER
STATE OR
ZIP 973030000
MORT $80,000.00
BAL $80,000.00
RATE 8.3000
PAI $603.83
CLTV 80.000
MATURITY 121126
FEE 0.5000
LOAN 0000021909130
LAST_NAME STRUTTMAN
ADDRESS 101 HANCOCK STREET
CITY WASHINGTON
STATE MO
ZIP 630900000
MORT $71,200.00
BAL $70,995.14
RATE 8.0500
PAI $682.49
CLTV 80.000
MATURITY 121017
FEE 0.5000
LOAN 0000021909155
LAST_NAME ALEXANDER
ADDRESS 964 MALTBY AVENUE
CITY SOUTH PLAIN
STATE NJ
ZIP 070800000
MORT $124,000.00
BAL $123,444.38
RATE 8.7500
PAI $1,239.32
CLTV 76.307
MATURITY 121101
FEE 0.5000
LOAN 0000021909197
LAST_NAME CORBETT
ADDRESS 7904 TIFFANY LANE
CITY LANHAM
STATE MD
ZIP 207060000
MORT $159,300.00
BAL $159,210.00
RATE 9.8000
PAI $1,374.49
CLTV 89.494
MATURITY 271022
FEE 0.5000
LOAN 0000021909205
LAST_NAME KOSKO
ADDRESS 924 ANTRIM LANE
CITY CLOVER
STATE SC
ZIP 297100000
MORT $87,600.00
BAL $87,600.00
RATE 8.4500
PAI $860.07
CLTV 80.000
MATURITY 121107
FEE 0.5000
LOAN 0000021909288
LAST_NAME STOBART
ADDRESS 7705 STAHL ROAD
CITY ORIENT
STATE OH
ZIP 431460000
MORT $47,200.00
BAL $47,200.00
RATE 8.6500
PAI $367.96
CLTV 80.000
MATURITY 271124
FEE 0.5000
LOAN 0000021909312
LAST_NAME LOYD
ADDRESS 349 S CONGRESS ST
CITY RUSHVILLE
STATE IL
ZIP 626810000
MORT $27,000.00
BAL $26,936.92
RATE 10.3500
PAI $295.96
CLTV 90.000
MATURITY 121029
FEE 0.5000
LOAN 0000021909320
LAST_NAME TOBIN
ADDRESS 78 GREAT HILL
CITY OXFORD
STATE CT
ZIP 064780000
MORT $168,000.00
BAL $168,000.00
RATE 8.3500
PAI $1,442.04
CLTV 80.000
MATURITY 171117
FEE 0.5000
LOAN 0000021909338
LAST_NAME SIEGFRIED
ADDRESS 9353 N TIMBER TERRACE
CITY PEORIA
STATE IL
ZIP 616150000
MORT $106,000.00
BAL $106,000.00
RATE 9.1500
PAI $864.37
CLTV 84.800
MATURITY 121027
FEE 0.5000
LOAN 0000021909361
LAST_NAME RUTLEDGE
ADDRESS 959 N KARLOV AVENUE
CITY CHICAGO
STATE IL
ZIP 606510000
MORT $78,200.00
BAL $77,981.91
RATE 8.4000
PAI $765.49
CLTV 85.000
MATURITY 121024
FEE 0.5000
LOAN 0000021909387
LAST_NAME PFEIFFER
ADDRESS 1717 N DELEWARE
CITY ROSWELL
STATE NM
ZIP 882010000
MORT $24,800.00
BAL $24,800.00
RATE 9.7500
PAI $262.73
CLTV 80.000
MATURITY 121113
FEE 0.5000
LOAN 0000021909437
LAST_NAME DECKER
ADDRESS 2662 SILVER CREEK DRIVE
CITY GREEN COVE
STATE FL
ZIP 320430000
MORT $39,000.00
BAL $38,895.06
RATE 8.8000
PAI $390.94
CLTV 68.421
MATURITY 121101
FEE 0.5000
LOAN 0000021909478
LAST_NAME RODENHAUSEN
ADDRESS 2427 JENKINTOWN ROAD
CITY GLENSIDE
STATE PA
ZIP 190380000
MORT $111,500.00
BAL $111,322.16
RATE 8.5000
PAI $967.63
CLTV 79.642
MATURITY 171016
FEE 0.5000
LOAN 0000021909486
LAST_NAME ATKINSON
ADDRESS 516 COLONIAL DRIVE
CITY PANAMA CITY
STATE FL
ZIP 324040000
MORT $30,000.00
BAL $30,000.00
RATE 9.7500
PAI $284.56
CLTV 72.195
MATURITY 171117
FEE 0.5000
LOAN 0000021909536
LAST_NAME VALLABH
ADDRESS 2600 INDIAN LAKE DRIVE
CITY MARIETTA
STATE GA
ZIP 300620000
MORT $21,100.00
BAL $21,100.00
RATE 10.5500
PAI $193.80
CLTV 69.716
MATURITY 121107
FEE 0.5000
LOAN 0000021909551
LAST_NAME LARSEN
ADDRESS 1466 EAST JORDAN DRIVE
CITY NEW CASTLE
STATE IN
ZIP 473620000
MORT $82,800.00
BAL $82,753.82
RATE 8.9000
PAI $660.28
CLTV 80.000
MATURITY 271103
FEE 0.5000
LOAN 0000021909601
LAST_NAME ORR
ADDRESS 6 WASHINGTON AVENUE
CITY WHITE PLAIN
STATE NY
ZIP 106060000
MORT $85,000.00
BAL $84,697.56
RATE 8.3000
PAI $827.10
CLTV 30.357
MATURITY 121027
FEE 0.5000
LOAN 0000021909650
LAST_NAME DEMARCO
ADDRESS 3192 JAMISON ROAD
CITY RUSHLAND
STATE PA
ZIP 189560000
MORT $45,000.00
BAL $45,000.00
RATE 8.6500
PAI $447.10
CLTV 22.842
MATURITY 121113
FEE 0.5000
LOAN 0000021909676
LAST_NAME FIANO
ADDRESS 113 COUNTRY ROAD
CITY EAST FREETO
STATE MA
ZIP 027170000
MORT $26,000.00
BAL $26,000.00
RATE 11.6000
PAI $367.04
CLTV 75.635
MATURITY 71117
FEE 0.5000
LOAN 0000021909684
LAST_NAME YORK
ADDRESS 1241 STATE HIGHWAY 12N
CITY ASHLAND CIT
STATE TN
ZIP 370150000
MORT $44,000.00
BAL $44,000.00
RATE 9.6000
PAI $462.12
CLTV 69.547
MATURITY 121124
FEE 0.5000
LOAN 0000021909700
LAST_NAME PARKER
ADDRESS 149 BRIDGE AVENUE
CITY COHOES
STATE NY
ZIP 120470000
MORT $69,700.00
BAL $69,663.86
RATE 9.2500
PAI $573.41
CLTV 85.000
MATURITY 121105
FEE 0.5000
LOAN 0000021909734
LAST_NAME ROBBINS
ADDRESS 6580 BELLWOOD DR WEST
CITY THEODORE
STATE AL
ZIP 365820000
MORT $75,000.00
BAL $74,767.35
RATE 8.7500
PAI $662.78
CLTV 72.463
MATURITY 170924
FEE 0.5000
LOAN 0000021909742
LAST_NAME NELSON
ADDRESS 1501 BUK COURT
CITY COLUMBUS
STATE GA
ZIP 319040000
MORT $101,600.00
BAL $101,600.00
RATE 8.0500
PAI $749.05
CLTV 80.000
MATURITY 121107
FEE 0.5000
LOAN 0000021909759
LAST_NAME KENNISTON
ADDRESS 12 MATTHEW LANE
CITY NORTH HAVEN
STATE CT
ZIP 064730000
MORT $65,000.00
BAL $65,000.00
RATE 7.8500
PAI $783.49
CLTV 50.000
MATURITY 71117
FEE 0.5000
LOAN 0000021909791
LAST_NAME RAWLS
ADDRESS 518 DIVISION ST
CITY JENKINTOWN
STATE PA
ZIP 190460000
MORT $77,500.00
BAL $77,500.00
RATE 9.6000
PAI $657.32
CLTV 73.113
MATURITY 271119
FEE 0.5000
LOAN 0000021909841
LAST_NAME CARDONA
ADDRESS 604 CALVIN AVENUE
CITY LEHIGH ACRE
STATE FL
ZIP 339360000
MORT $46,000.00
BAL $45,927.55
RATE 8.6000
PAI $402.12
CLTV 74.193
MATURITY 171020
FEE 0.5000
LOAN 0000021909858
LAST_NAME CLIFT
ADDRESS 1811 KINGS CROSSING
CITY EDMOND
STATE OK
ZIP 730130000
MORT $10,000.00
BAL $10,000.00
RATE 9.7000
PAI $105.64
CLTV 72.587
MATURITY 121119
FEE 0.5000
LOAN 0000021909866
LAST_NAME CANNON
ADDRESS 31 TRAYNOR LANE
CITY WILLINGBORO
STATE NJ
ZIP 080460000
MORT $80,000.00
BAL $80,000.00
RATE 8.6500
PAI $701.88
CLTV 66.666
MATURITY 171101
FEE 0.5000
LOAN 0000021909973
LAST_NAME MCKAIG
ADDRESS 1182 COLLEGE AVE
CITY ELMIRA
STATE NY
ZIP 149010000
MORT $39,500.00
BAL $39,400.24
RATE 9.5000
PAI $412.47
CLTV 77.450
MATURITY 120930
FEE 0.5000
LOAN 0000021909999
LAST_NAME JERNIGAN
ADDRESS 303 E WASHINGTON ST
CITY OSCEOLA
STATE IN
ZIP 465610000
MORT $27,700.00
BAL $27,554.82
RATE 8.7500
PAI $347.16
CLTV 45.409
MATURITY 70930
FEE 0.5000
LOAN 0000021910021
LAST_NAME TAYLOR
ADDRESS 909 W BLOUNT ST
CITY PENSACOLA
STATE FL
ZIP 325010000
MORT $39,200.00
BAL $38,997.31
RATE 8.9900
PAI $496.36
CLTV 60.307
MATURITY 70930
FEE 0.5000
LOAN 0000021910070
LAST_NAME GRAVEL
ADDRESS 811 FULTON STREET
CITY PORT CLINTO
STATE OH
ZIP 434520000
MORT $32,500.00
BAL $32,500.00
RATE 9.6000
PAI $341.34
CLTV 70.435
MATURITY 121124
FEE 0.5000
LOAN 0000021910096
LAST_NAME KNOEFERL
ADDRESS 940 COUNTY LINE ROAD
CITY HARLEM
STATE GA
ZIP 308140000
MORT $26,900.00
BAL $26,892.22
RATE 11.9500
PAI $275.66
CLTV 89.966
MATURITY 121101
FEE 0.5000
LOAN 0000021910146
LAST_NAME JONES COOPER
ADDRESS 650 LYONS AVENUE
CITY IRVINGTON T
STATE NJ
ZIP 071110000
MORT $111,600.00
BAL $111,600.00
RATE 9.6000
PAI $1,047.56
CLTV 90.000
MATURITY 171104
FEE 0.5000
LOAN 0000021910153
LAST_NAME CUSSINS
ADDRESS 3624 PERK PLACE
CITY SANTA ROSA
STATE CA
ZIP 954030000
MORT $25,000.00
BAL $25,000.00
RATE 9.6000
PAI $324.87
CLTV 79.530
MATURITY 71121
FEE 0.5000
LOAN 0000021910252
LAST_NAME MCINAW
ADDRESS 2208 BAY VIEW AVENUE
CITY SEASIDE PAR
STATE NJ
ZIP 087520000
MORT $124,900.00
BAL $124,621.14
RATE 8.6000
PAI $1,237.27
CLTV 64.051
MATURITY 121027
FEE 0.5000
LOAN 0000021910310
LAST_NAME OLSON
ADDRESS 3307 90TH STREET
CITY PLATO
STATE MN
ZIP 553700000
MORT $108,800.00
BAL $108,800.00
RATE 9.2000
PAI $1,116.51
CLTV 85.000
MATURITY 121113
FEE 0.5000
LOAN 0000021910401
LAST_NAME MCCELLEIS
ADDRESS 340 FOREST AVENUE
CITY JACKSON
STATE MS
ZIP 392060000
MORT $38,900.00
BAL $38,900.00
RATE 8.4500
PAI $615.07
CLTV 60.781
MATURITY 41117
FEE 0.5000
LOAN 0000021910427
LAST_NAME LLOYD
ADDRESS 84 LLOYDS LN
CITY MINERAL
STATE VA
ZIP 231170000
MORT $72,000.00
BAL $71,888.73
RATE 8.7500
PAI $636.27
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021910443
LAST_NAME GIBBONS
ADDRESS 27 WIMBLEDON RD
CITY ROCHESTER
STATE NY
ZIP 146170000
MORT $62,800.00
BAL $62,466.53
RATE 8.9900
PAI $636.59
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021910492
LAST_NAME SWITZER
ADDRESS 1201 S 9TH ST
CITY LAFAYETTE
STATE IN
ZIP 479050000
MORT $68,800.00
BAL $68,434.67
RATE 8.9900
PAI $697.41
CLTV 79.080
MATURITY 120926
FEE 0.5000
LOAN 0000021910526
LAST_NAME WILLIAMS
ADDRESS 3666 S 6885 WEST
CITY WEST VALLEY
STATE UT
ZIP 841280000
MORT $94,500.00
BAL $94,242.32
RATE 9.9900
PAI $911.32
CLTV 85.909
MATURITY 170930
FEE 0.5000
LOAN 0000021910740
LAST_NAME MONTES
ADDRESS 3029 NE 122ND AVENUE
CITY PORTLAND
STATE OR
ZIP 972300000
MORT $15,000.00
BAL $15,000.00
RATE 9.6000
PAI $194.92
CLTV 78.165
MATURITY 71118
FEE 0.5000
LOAN 0000021910773
LAST_NAME GALINDO
ADDRESS 6204 GRANDI ROAD
CITY CARLSBAD
STATE NM
ZIP 882200000
MORT $60,000.00
BAL $60,000.00
RATE 8.9000
PAI $535.99
CLTV 78.947
MATURITY 171125
FEE 0.5000
LOAN 0000021910872
LAST_NAME MANES
ADDRESS 5625 DEWEY
CITY ST LOUIS
STATE MO
ZIP 631160000
MORT $30,000.00
BAL $29,930.55
RATE 10.4500
PAI $330.70
CLTV 48.387
MATURITY 121103
FEE 0.5000
LOAN 0000021910997
LAST_NAME MCMASTERS
ADDRESS 600 TRAM ROAD
CITY TALLAHASSEE
STATE FL
ZIP 323010000
MORT $21,500.00
BAL $21,275.26
RATE 9.4000
PAI $223.22
CLTV 36.440
MATURITY 121017
FEE 0.5000
LOAN 0000021911003
LAST_NAME KING
ADDRESS 13 NORTH LAUREL STREET
CITY MILLVILLE
STATE NJ
ZIP 083320000
MORT $76,500.00
BAL $76,167.25
RATE 11.9900
PAI $1,097.11
CLTV 85.000
MATURITY 71001
FEE 0.5000
LOAN 0000021911045
LAST_NAME CHIDESTER
ADDRESS 878 CYPRESS AVE
CITY BRICK TOWNS
STATE NJ
ZIP 087230000
MORT $88,000.00
BAL $87,965.33
RATE 10.6000
PAI $811.56
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021911086
LAST_NAME TETREAULT
ADDRESS 92 PECKHAM ROAD
CITY ACUSHNET
STATE MA
ZIP 027430000
MORT $70,000.00
BAL $69,890.44
RATE 8.6500
PAI $614.14
CLTV 75.268
MATURITY 171027
FEE 0.5000
LOAN 0000021911094
LAST_NAME PERDOMO
ADDRESS 12244 SW 195 TERRACE
CITY MIAMI
STATE FL
ZIP 331770000
MORT $21,500.00
BAL $21,500.00
RATE 12.2500
PAI $261.50
CLTV 79.536
MATURITY 121101
FEE 0.5000
LOAN 0000021911110
LAST_NAME LA GAMMA
ADDRESS 436 LONG BOAT AVENUE
CITY BEACHWOOD
STATE NJ
ZIP 087220000
MORT $132,900.00
BAL $132,858.91
RATE 11.6500
PAI $1,331.33
CLTV 89.194
MATURITY 271001
FEE 0.5000
LOAN 0000021911136
LAST_NAME THORNTON
ADDRESS 76 CHESTNUT STREET
CITY WOODBURY CI
STATE NJ
ZIP 080960000
MORT $93,600.00
BAL $93,389.82
RATE 11.2500
PAI $982.10
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021911177
LAST_NAME EVANS
ADDRESS 714 ELIZABETH AVENUE
CITY TOMS RIVER
STATE NJ
ZIP 087530000
MORT $43,700.00
BAL $43,700.00
RATE 9.9900
PAI $421.42
CLTV 58.266
MATURITY 171101
FEE 0.5000
LOAN 0000021911318
LAST_NAME ROSENHAHN
ADDRESS 254 CLOVERSIDE DRIVE
CITY WEST SENECA
STATE NY
ZIP 192240000
MORT $89,200.00
BAL $89,070.88
RATE 9.7000
PAI $843.15
CLTV 84.952
MATURITY 171020
FEE 0.5000
LOAN 0000021911334
LAST_NAME STURCHIO
ADDRESS 190 FOX HILL ROAD
CITY STRATFORD
STATE CT
ZIP 064970000
MORT $89,000.00
BAL $88,952.39
RATE 9.1000
PAI $722.53
CLTV 42.380
MATURITY 271016
FEE 0.5000
LOAN 0000021911458
LAST_NAME RANTON
ADDRESS 1801 FILBERT ST
CITY GLASSBORO
STATE NJ
ZIP 080280000
MORT $101,300.00
BAL $100,797.83
RATE 9.7500
PAI $1,073.13
CLTV 79.140
MATURITY 121001
FEE 0.5000
LOAN 0000021911466
LAST_NAME PRESTON
ADDRESS 96 WOODLAND AVENUE
CITY EWING TOWNS
STATE NJ
ZIP 080160000
MORT $162,000.00
BAL $161,947.66
RATE 11.4500
PAI $1,598.09
CLTV 90.000
MATURITY 120917
FEE 0.5000
LOAN 0000021911474
LAST_NAME RIVERA
ADDRESS 136 CARDINAL LANE
CITY VOORHEES TO
STATE NJ
ZIP 080430000
MORT $162,400.00
BAL $162,188.90
RATE 10.1000
PAI $1,577.97
CLTV 80.000
MATURITY 171003
FEE 0.5000
LOAN 0000021911482
LAST_NAME BAILEY
ADDRESS 1246 EAST FRONT STREET
CITY PLAINFIELD
STATE NJ
ZIP 070620000
MORT $143,100.00
BAL $142,963.88
RATE 12.4500
PAI $1,620.78
CLTV 90.000
MATURITY 170926
FEE 0.5000
LOAN 0000021911524
LAST_NAME THURLOW
ADDRESS 1 HEMLOCK DRIVE
CITY EGG HARBOR
STATE NJ
ZIP 082340000
MORT $102,700.00
BAL $102,675.71
RATE 12.8500
PAI $1,124.04
CLTV 74.420
MATURITY 121001
FEE 0.5000
LOAN 0000021911540
LAST_NAME MCDONALD
ADDRESS 11696 US HWY 62 EAST
CITY CENTRAL CIT
STATE KY
ZIP 423300000
MORT $68,400.00
BAL $68,379.54
RATE 11.8000
PAI $693.06
CLTV 90.000
MATURITY 121003
FEE 0.5000
LOAN 0000021911573
LAST_NAME DICKENS
ADDRESS 726 TOMAHAWK DR
CITY PAYSON
STATE UT
ZIP 846510000
MORT $90,400.00
BAL $90,303.44
RATE 8.5500
PAI $698.30
CLTV 80.000
MATURITY 271101
FEE 0.5000
LOAN 0000021911581
LAST_NAME FALEY
ADDRESS 18 JORDAN DRIVE
CITY VERNON TOWN
STATE NJ
ZIP 074220000
MORT $145,200.00
BAL $145,139.76
RATE 10.3000
PAI $1,306.54
CLTV 87.469
MATURITY 121001
FEE 0.5000
LOAN 0000021911599
LAST_NAME LEMOINE
ADDRESS 13946 LEIGHWOOD AVENUE
CITY BATON ROUGE
STATE LA
ZIP 708150000
MORT $40,600.00
BAL $40,600.00
RATE 8.6000
PAI $586.41
CLTV 78.112
MATURITY 51103
FEE 0.5000
LOAN 0000021911649
LAST_NAME GUNN
ADDRESS 5272 OLD RICHMOND RD
CITY DANVILLE
STATE VA
ZIP 245400000
MORT $60,800.00
BAL $60,634.79
RATE 9.7900
PAI $578.30
CLTV 80.000
MATURITY 170825
FEE 0.5000
LOAN 0000021911664
LAST_NAME WHITFIELD
ADDRESS 3609 WOODBURY DRIVE
CITY COLUMBIA
STATE SC
ZIP 292040000
MORT $62,100.00
BAL $62,059.15
RATE 11.3900
PAI $609.76
CLTV 90.000
MATURITY 120902
FEE 0.5000
LOAN 0000021911680
LAST_NAME WASHINGTON
ADDRESS 130 KOTH RD
CITY WALTERBORO
STATE SC
ZIP 294880000
MORT $54,000.00
BAL $53,982.93
RATE 11.5500
PAI $536.82
CLTV 90.000
MATURITY 121002
FEE 0.5000
LOAN 0000021911797
LAST_NAME CARTWRIGHT
ADDRESS 600 HUDSON STREET
CITY HAWLEY BORO
STATE PA
ZIP 184280000
MORT $64,000.00
BAL $64,000.00
RATE 8.0500
PAI $613.47
CLTV 75.294
MATURITY 121113
FEE 0.5000
LOAN 0000021911839
LAST_NAME WHITE
ADDRESS 5 HIGHWOOD AVENUE
CITY NORWALK
STATE CT
ZIP 068500000
MORT $126,000.00
BAL $126,000.00
RATE 8.2500
PAI $946.60
CLTV 78.750
MATURITY 271110
FEE 0.5000
LOAN 0000021911896
LAST_NAME MILLS
ADDRESS 106 BELVUE RD
CITY TRAVLERS RE
STATE SC
ZIP 296900000
MORT $47,600.00
BAL $47,498.17
RATE 11.5000
PAI $507.62
CLTV 85.000
MATURITY 170904
FEE 0.5000
LOAN 0000021912019
LAST_NAME FULMER
ADDRESS 1329 MONTE VISTA DRIVE
CITY GADSDEN
STATE AL
ZIP 359040000
MORT $75,650.00
BAL $75,631.49
RATE 12.7000
PAI $819.14
CLTV 85.000
MATURITY 120926
FEE 0.5000
LOAN 0000021912027
LAST_NAME SIEPERT
ADDRESS HOLDENS LOOP
CITY ISLAND PARK
STATE ID
ZIP 834290000
MORT $52,150.00
BAL $52,113.54
RATE 8.0500
PAI $384.48
CLTV 70.000
MATURITY 121016
FEE 0.5000
LOAN 0000021912035
LAST_NAME BURNS
ADDRESS 1 HOT ROD LN
CITY HENDERSONVI
STATE NC
ZIP 287920000
MORT $78,200.00
BAL $77,992.92
RATE 9.9900
PAI $754.13
CLTV 85.000
MATURITY 170919
FEE 0.5000
LOAN 0000021912043
LAST_NAME RUDD
ADDRESS 134 EAST 1000 SOUTH
CITY BOUNTIFUL
STATE UT
ZIP 840100000
MORT $85,000.00
BAL $84,756.53
RATE 8.1000
PAI $817.22
CLTV 64.885
MATURITY 121017
FEE 0.5000
LOAN 0000021912084
LAST_NAME LAMBERT
ADDRESS 1621 HUFFMAN FORK ROAD
CITY PURLEAR
STATE NC
ZIP 286650000
MORT $68,000.00
BAL $68,000.00
RATE 9.9000
PAI $726.58
CLTV 85.000
MATURITY 121103
FEE 0.5000
LOAN 0000021912100
LAST_NAME WRIGHT
ADDRESS 2229 GENTLE STREET
CITY CODY
STATE WY
ZIP 824140000
MORT $46,000.00
BAL $45,983.60
RATE 11.0000
PAI $438.07
CLTV 51.111
MATURITY 121009
FEE 0.5000
LOAN 0000021912134
LAST_NAME FOLGA
ADDRESS 2225 AVENUE A
CITY TOWNSHIP OF
STATE PA
ZIP 190560000
MORT $118,500.00
BAL $118,500.00
RATE 9.2500
PAI $974.88
CLTV 84.946
MATURITY 121105
FEE 0.5000
LOAN 0000021912167
LAST_NAME MARTINEZ
ADDRESS 2424 W MOFFAT STREET
CITY CHICAGO
STATE IL
ZIP 606470000
MORT $77,600.00
BAL $77,600.00
RATE 8.5000
PAI $962.13
CLTV 53.517
MATURITY 71105
FEE 0.5000
LOAN 0000021912209
LAST_NAME HIBBS
ADDRESS 2024 CHERRYTREE
CITY PEORIA
STATE IL
ZIP 616150000
MORT $62,475.00
BAL $62,475.00
RATE 9.2000
PAI $641.12
CLTV 85.000
MATURITY 121105
FEE 0.5000
LOAN 0000021912241
LAST_NAME MYERS
ADDRESS 3672 ALLRED RD
CITY LEXINGTON
STATE NC
ZIP 272920000
MORT $68,250.00
BAL $68,217.13
RATE 9.6000
PAI $578.87
CLTV 75.000
MATURITY 120904
FEE 0.5000
LOAN 0000021912290
LAST_NAME WARE
ADDRESS 1210 MT CARMEL ROAD
CITY MORAVIAN FA
STATE NC
ZIP 286060000
MORT $48,800.00
BAL $48,800.00
RATE 9.4000
PAI $451.70
CLTV 80.000
MATURITY 171027
FEE 0.5000
LOAN 0000021912365
LAST_NAME MATTHEWS
ADDRESS 222 E NORTH ST.
CITY TAYLORVILLE
STATE IL
ZIP 625680000
MORT $43,200.00
BAL $43,141.61
RATE 9.8000
PAI $411.19
CLTV 90.000
MATURITY 171024
FEE 0.5000
LOAN 0000021912381
LAST_NAME FRANCIS
ADDRESS 307 BRANCHWOOD CIRCLE
CITY CITY OF CHA
STATE TN
ZIP 373430000
MORT $6,000.00
BAL $6,000.00
RATE 9.8500
PAI $127.04
CLTV 79.729
MATURITY 21118
FEE 0.5000
LOAN 0000021912514
LAST_NAME COX
ADDRESS RT 1 BOX 167A-9
CITY LYNCH STATI
STATE VA
ZIP 245710000
MORT $68,000.00
BAL $67,920.77
RATE 10.9900
PAI $701.43
CLTV 85.000
MATURITY 170922
FEE 0.5000
LOAN 0000021912522
LAST_NAME MCLAMB
ADDRESS RT 48 BOX 439
CITY FAYETTEVILL
STATE NC
ZIP 283090000
MORT $66,000.00
BAL $66,000.00
RATE 8.2000
PAI $638.38
CLTV 51.764
MATURITY 121105
FEE 0.5000
LOAN 0000021912696
LAST_NAME REIN
ADDRESS 49 ELM STREET
CITY BERKLEY
STATE MA
ZIP 027790000
MORT $107,000.00
BAL $106,930.36
RATE 8.1500
PAI $796.35
CLTV 76.978
MATURITY 271020
FEE 0.5000
LOAN 0000021912803
LAST_NAME FLEMING
ADDRESS 2 LAGRANGE STREET
CITY WEST ROXBUR
STATE MA
ZIP 021320000
MORT $54,000.00
BAL $54,000.00
RATE 8.2500
PAI $405.69
CLTV 68.354
MATURITY 121103
FEE 0.5000
LOAN 0000021912928
LAST_NAME BRIEN
ADDRESS 51 COLONIAL ROAD
CITY BURRILLVILL
STATE RI
ZIP 028300000
MORT $96,300.00
BAL $96,251.56
RATE 9.4900
PAI $809.05
CLTV 90.000
MATURITY 271016
FEE 0.5000
LOAN 0000021912944
LAST_NAME TOMECHEK
ADDRESS 467 SOUTH ROUTE 183 ROAD
CITY SCHUYLKILL
STATE PA
ZIP 179720000
MORT $17,000.00
BAL $17,000.00
RATE 10.3500
PAI $186.35
CLTV 84.662
MATURITY 121124
FEE 0.5000
LOAN 0000021912951
LAST_NAME JOHNSON
ADDRESS 121 NE DUNLOP STREET
CITY LAWTON
STATE OK
ZIP 735070000
MORT $38,000.00
BAL $38,000.00
RATE 8.5500
PAI $375.32
CLTV 63.028
MATURITY 121124
FEE 0.5000
LOAN 0000021913082
LAST_NAME CAUWELS
ADDRESS 807 WINDCREST COURT
CITY SLEEPY HOLL
STATE IL
ZIP 601180000
MORT $94,000.00
BAL $94,000.00
RATE 10.3500
PAI $1,030.36
CLTV 81.873
MATURITY 121126
FEE 0.5000
LOAN 0000021913132
LAST_NAME HELMS
ADDRESS 107 W 10TH STREET
CITY BAY MINETTE
STATE AL
ZIP 365070000
MORT $72,800.00
BAL $72,800.00
RATE 9.1000
PAI $591.02
CLTV 80.000
MATURITY 271110
FEE 0.5000
LOAN 0000021913223
LAST_NAME OGILVIE
ADDRESS 2688 N 500 E
CITY COLUMBUS
STATE IN
ZIP 472030000
MORT $76,000.00
BAL $75,857.05
RATE 9.7500
PAI $652.96
CLTV 74.509
MATURITY 270929
FEE 0.5000
LOAN 0000021913249
LAST_NAME ROSENBLATT
ADDRESS 1916 S 2ND STREET
CITY CITY OF PHI
STATE PA
ZIP 191480000
MORT $7,002.00
BAL $7,002.00
RATE 9.7000
PAI $147.75
CLTV 79.452
MATURITY 21121
FEE 0.5000
LOAN 0000021913264
LAST_NAME SPANGLER
ADDRESS 7707 W 1600 NORTH
CITY ELWOOD
STATE IN
ZIP 460360000
MORT $336,000.00
BAL $335,570.01
RATE 8.2500
PAI $2,524.26
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021913272
LAST_NAME DUDLEY
ADDRESS 55 KATHERINE ROAD
CITY STONEHAM
STATE MA
ZIP 021800000
MORT $48,000.00
BAL $47,749.14
RATE 8.8000
PAI $602.86
CLTV 27.042
MATURITY 71016
FEE 0.5000
LOAN 0000021913371
LAST_NAME MARTIN
ADDRESS 760 HUNT FARM RD
CITY ORONO
STATE MN
ZIP 553560000
MORT $384,300.00
BAL $384,300.00
RATE 9.8000
PAI $3,315.86
CLTV 89.372
MATURITY 121117
FEE 0.5000
LOAN 0000021913538
LAST_NAME COZART
ADDRESS 5215 GREENFIELD ACRES ROA
CITY LAKELAND
STATE FL
ZIP 338100000
MORT $41,000.00
BAL $41,000.00
RATE 10.1500
PAI $444.36
CLTV 81.188
MATURITY 121118
FEE 0.5000
LOAN 0000021913561
LAST_NAME JESS
ADDRESS 717 N LOCUST
CITY OAK HARBOR
STATE OH
ZIP 434490000
MORT $52,800.00
BAL $52,750.52
RATE 9.7500
PAI $453.64
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021913637
LAST_NAME GOAD
ADDRESS 14317 S. 35TH STREET
CITY OMAHA
STATE NE
ZIP 681230000
MORT $65,000.00
BAL $65,000.00
RATE 8.1500
PAI $483.77
CLTV 61.904
MATURITY 271030
FEE 0.5000
LOAN 0000021913652
LAST_NAME MACEWEN
ADDRESS 3851 ORANGE ST
CITY INDIANAPOLI
STATE IN
ZIP 462030000
MORT $22,500.00
BAL $22,385.43
RATE 9.2500
PAI $206.08
CLTV 56.250
MATURITY 170926
FEE 0.5000
LOAN 0000021913660
LAST_NAME JOHNSON
ADDRESS 3123 IVYDALE DRIVE
CITY CHARLOTTE
STATE NC
ZIP 282120000
MORT $92,700.00
BAL $92,628.35
RATE 10.6500
PAI $858.38
CLTV 90.000
MATURITY 120930
FEE 0.5000
LOAN 0000021913678
LAST_NAME CANELLI
ADDRESS 29 RIO GRANDE FOREST DR.
CITY LITTLE ROCK
STATE AR
ZIP 722120000
MORT $110,700.00
BAL $110,700.00
RATE 9.1500
PAI $1,132.70
CLTV 90.000
MATURITY 121110
FEE 0.5000
LOAN 0000021913686
LAST_NAME WILLIAMS
ADDRESS 1737 WICKFORD RD
CITY CLEVELAND
STATE OH
ZIP 441120000
MORT $33,000.00
BAL $32,838.47
RATE 9.9900
PAI $435.92
CLTV 60.000
MATURITY 71003
FEE 0.5000
LOAN 0000021913728
LAST_NAME SOUDER
ADDRESS 140 SPOON ROAD
CITY SENECA
STATE SC
ZIP 296720000
MORT $42,400.00
BAL $42,400.00
RATE 9.3000
PAI $350.36
CLTV 80.000
MATURITY 121113
FEE 0.5000
LOAN 0000021913744
LAST_NAME FANNIN
ADDRESS 5794 N STATE RT 139
CITY LUCASVILLE
STATE OH
ZIP 456480000
MORT $21,250.00
BAL $21,147.73
RATE 10.2500
PAI $283.78
CLTV 85.000
MATURITY 70930
FEE 0.5000
LOAN 0000021913777
LAST_NAME BAKER
ADDRESS 109 W AUSTIN ST
CITY FLINT
STATE MI
ZIP 485050000
MORT $22,000.00
BAL $21,940.54
RATE 8.7500
PAI $219.88
CLTV 69.182
MATURITY 121006
FEE 0.5000
LOAN 0000021913801
LAST_NAME MANAHAN
ADDRESS 451 SUNNYVALE LANE WEST
CITY MOBILE
STATE AL
ZIP 366090000
MORT $48,800.00
BAL $48,776.74
RATE 9.6500
PAI $415.69
CLTV 82.016
MATURITY 121027
FEE 0.5000
LOAN 0000021913819
LAST_NAME SELLARS
ADDRESS 18731 JOHNSON LANDING ROA
CITY PARKSLEY
STATE VA
ZIP 234210000
MORT $136,000.00
BAL $136,000.00
RATE 8.4500
PAI $1,335.27
CLTV 80.000
MATURITY 121117
FEE 0.5000
LOAN 0000021913835
LAST_NAME STRUHARIK
ADDRESS N 961-963 HIGHLAND AVE
CITY GIRARD
STATE OH
ZIP 444200000
MORT $48,000.00
BAL $48,000.00
RATE 10.4900
PAI $530.30
CLTV 55.172
MATURITY 120929
FEE 0.5000
LOAN 0000021913892
LAST_NAME SMITH
ADDRESS 3428 BLUE RIDGE RD
CITY RALEIGH
STATE NC
ZIP 276120000
MORT $111,700.00
BAL $111,359.97
RATE 8.9000
PAI $997.83
CLTV 76.506
MATURITY 170910
FEE 0.5000
LOAN 0000021913934
LAST_NAME BABER
ADDRESS 8208 E 48TH ST
CITY LAWRENCE
STATE IN
ZIP 462260000
MORT $45,000.00
BAL $44,948.03
RATE 8.7500
PAI $354.02
CLTV 78.947
MATURITY 120929
FEE 0.5000
LOAN 0000021913983
LAST_NAME CURTIS
ADDRESS 15002 SYLVIA AVE
CITY CLEVELAND
STATE OH
ZIP 441100000
MORT $48,000.00
BAL $47,973.72
RATE 8.9900
PAI $385.88
CLTV 80.000
MATURITY 271003
FEE 0.5000
LOAN 0000021914072
LAST_NAME ARDEN
ADDRESS 2690 CLARENDON DRIVE
CITY DAYTON
STATE OH
ZIP 454400000
MORT $85,000.00
BAL $84,548.64
RATE 8.9900
PAI $861.63
CLTV 75.892
MATURITY 120926
FEE 0.5000
LOAN 0000021914114
LAST_NAME COLLINS
ADDRESS 1405 US HIGHWAY 50
CITY MILFORD
STATE OH
ZIP 451500000
MORT $44,000.00
BAL $43,974.42
RATE 8.7000
PAI $344.58
CLTV 57.894
MATURITY 121001
FEE 0.5000
LOAN 0000021914155
LAST_NAME STRINGFIELD
ADDRESS 329 INGLESIDE AVE
CITY DAYTON
STATE OH
ZIP 454040000
MORT $53,200.00
BAL $52,582.71
RATE 8.7500
PAI $418.53
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021914205
LAST_NAME DORNAI
ADDRESS 20001 BEACHVIEW DRIVE
CITY EUCLID
STATE OH
ZIP 441170000
MORT $88,000.00
BAL $87,855.90
RATE 8.2900
PAI $752.03
CLTV 80.000
MATURITY 170930
FEE 0.5000
LOAN 0000021914221
LAST_NAME LAWRENCE
ADDRESS 7603 RUDDEROW AVENUE
CITY PENNSAUKEN
STATE NJ
ZIP 081090000
MORT $91,200.00
BAL $91,200.00
RATE 9.5500
PAI $1,182.60
CLTV 80.000
MATURITY 71030
FEE 0.5000
LOAN 0000021914288
LAST_NAME MILLER
ADDRESS 5365 S MARYKNOLL DRIVE
CITY NEW BERLIN
STATE WI
ZIP 531510000
MORT $140,800.00
BAL $140,018.87
RATE 8.5000
PAI $1,386.52
CLTV 80.000
MATURITY 120924
FEE 0.5000
LOAN 0000021914304
LAST_NAME COMPTON
ADDRESS 796 S SEVENTH STREET
CITY INDEPENDENC
STATE OR
ZIP 973510000
MORT $88,000.00
BAL $87,946.14
RATE 8.4500
PAI $673.53
CLTV 78.571
MATURITY 121027
FEE 0.5000
LOAN 0000021914346
LAST_NAME OLIVEROS
ADDRESS 1004 S WARREN ST
CITY PEORIA
STATE IL
ZIP 616050000
MORT $17,200.00
BAL $15,757.12
RATE 9.5000
PAI $222.56
CLTV 68.800
MATURITY 70829
FEE 0.5000
LOAN 0000021914387
LAST_NAME JONES
ADDRESS 1756 E FIELD DR N
CITY COLUMBUS
STATE OH
ZIP 432230000
MORT $60,300.00
BAL $60,278.45
RATE 10.9900
PAI $573.80
CLTV 90.000
MATURITY 120930
FEE 0.5000
LOAN 0000021914429
LAST_NAME GRIEBEL
ADDRESS 5515 GILBERT AVE
CITY PARMA
STATE OH
ZIP 441290000
MORT $105,300.00
BAL $105,251.16
RATE 9.9400
PAI $919.42
CLTV 90.000
MATURITY 271001
FEE 0.5000
LOAN 0000021914437
LAST_NAME EDWARDS
ADDRESS 4 OAKWOOD DR
CITY WEAVERVILLE
STATE NC
ZIP 287870000
MORT $61,100.00
BAL $60,937.79
RATE 8.9500
PAI $617.91
CLTV 53.130
MATURITY 121010
FEE 0.5000
LOAN 0000021914445
LAST_NAME CARTER
ADDRESS 2785 CYCLORAMA DR
CITY CINCINNATI
STATE OH
ZIP 452110000
MORT $164,000.00
BAL $163,907.58
RATE 8.8500
PAI $1,301.92
CLTV 80.000
MATURITY 121007
FEE 0.5000
LOAN 0000021914452
LAST_NAME BAYLESS
ADDRESS 92 N DEARBORN
CITY INDIANAPOLI
STATE IN
ZIP 462010000
MORT $39,000.00
BAL $38,945.21
RATE 9.5000
PAI $363.54
CLTV 68.421
MATURITY 171006
FEE 0.5000
LOAN 0000021914478
LAST_NAME CHAMLEE
ADDRESS 1150 COTTON ROAD
CITY CANTON
STATE GA
ZIP 301150000
MORT $58,500.00
BAL $58,421.63
RATE 9.9000
PAI $560.67
CLTV 73.157
MATURITY 171001
FEE 0.5000
LOAN 0000021914510
LAST_NAME WALLACE
ADDRESS 598 STOVER DR
CITY CANTON
STATE GA
ZIP 301150000
MORT $38,600.00
BAL $38,486.89
RATE 9.2000
PAI $352.27
CLTV 62.258
MATURITY 170927
FEE 0.5000
LOAN 0000021914528
LAST_NAME BROWN
ADDRESS 731 S WOODINGTON RD
CITY BALTIMORE
STATE MD
ZIP 212290000
MORT $60,000.00
BAL $59,824.17
RATE 9.2000
PAI $547.58
CLTV 80.000
MATURITY 170926
FEE 0.5000
LOAN 0000021914544
LAST_NAME DRAHEIM
ADDRESS 41115 JESSE DRIVE
CITY MECHANICSVI
STATE MD
ZIP 206590000
MORT $165,000.00
BAL $164,788.29
RATE 10.2000
PAI $1,614.21
CLTV 84.615
MATURITY 171006
FEE 0.5000
LOAN 0000021914551
LAST_NAME WILSON
ADDRESS 2725 N ROSEDALE STREET
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $56,000.00
BAL $55,849.33
RATE 9.2000
PAI $574.67
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021914577
LAST_NAME DONNELLY
ADDRESS 445 KAY DR
CITY EASLEY
STATE SC
ZIP 296400000
MORT $16,800.00
BAL $16,714.72
RATE 9.4900
PAI $175.33
CLTV 61.385
MATURITY 120927
FEE 0.5000
LOAN 0000021914676
LAST_NAME BAYNES
ADDRESS 3709 KEYSTONE MANOR PLACE
CITY FORESTVILLE
STATE MD
ZIP 207470000
MORT $90,950.00
BAL $90,910.20
RATE 10.0500
PAI $801.51
CLTV 85.000
MATURITY 120929
FEE 0.5000
LOAN 0000021914684
LAST_NAME WILSON
ADDRESS 104-12 204TH ST.
CITY HOLLIS
STATE NY
ZIP 114120000
MORT $131,400.00
BAL $131,344.90
RATE 10.2500
PAI $1,177.48
CLTV 90.000
MATURITY 120922
FEE 0.5000
LOAN 0000021914700
LAST_NAME SADE
ADDRESS 1628 GRAYHAVEN
CITY BALTIMORE
STATE MD
ZIP 212220000
MORT $52,000.00
BAL $52,000.00
RATE 10.0000
PAI $456.34
CLTV 63.030
MATURITY 121110
FEE 0.5000
LOAN 0000021914718
LAST_NAME GRANT
ADDRESS 616 GLENOLDEN AVE
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $51,600.00
BAL $51,547.77
RATE 11.9900
PAI $567.80
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021914809
LAST_NAME COHEN
ADDRESS 31 PEGGY ROAD
CITY EAST BRUNSW
STATE NJ
ZIP 088160000
MORT $32,000.00
BAL $32,000.00
RATE 9.6000
PAI $300.38
CLTV 49.197
MATURITY 171124
FEE 0.5000
LOAN 0000021914841
LAST_NAME GRAY
ADDRESS 8211 S PERRY
CITY CHICAGO
STATE IL
ZIP 606200000
MORT $59,000.00
BAL $59,000.00
RATE 9.4500
PAI $493.96
CLTV 65.555
MATURITY 271104
FEE 0.5000
LOAN 0000021914866
LAST_NAME TAYLOR
ADDRESS 868 N 2200 WEST
CITY PROVO
STATE UT
ZIP 846010000
MORT $16,250.00
BAL $16,250.00
RATE 8.9000
PAI $163.85
CLTV 78.437
MATURITY 121101
FEE 0.5000
LOAN 0000021914890
LAST_NAME CHASMAR
ADDRESS 6688 BUENA VISTA DRIVE
CITY MARGATE
STATE FL
ZIP 330630000
MORT $100,000.00
BAL $100,000.00
RATE 8.9000
PAI $797.44
CLTV 66.666
MATURITY 121110
FEE 0.5000
LOAN 0000021914932
LAST_NAME KNOWLES
ADDRESS 1518 COUNTRY CLUB LANE
CITY BEATRICE
STATE NE
ZIP 683100000
MORT $140,000.00
BAL $140,000.00
RATE 8.4000
PAI $1,206.11
CLTV 80.000
MATURITY 171117
FEE 0.5000
LOAN 0000021914940
LAST_NAME CHRIST
ADDRESS 3106 NANTUCKET AVENUE
CITY DURHAM
STATE NC
ZIP 277030000
MORT $62,000.00
BAL $62,000.00
RATE 8.7500
PAI $619.66
CLTV 77.500
MATURITY 121113
FEE 0.5000
LOAN 0000021915038
LAST_NAME WILLIAMS
ADDRESS 823 DELAFIELD PLACE NW
CITY WASHINGTON
STATE DC
ZIP 200110000
MORT $65,000.00
BAL $64,362.37
RATE 9.9900
PAI $858.62
CLTV 55.555
MATURITY 70919
FEE 0.5000
LOAN 0000021915095
LAST_NAME JOHNSON
ADDRESS 1420 WILSHIRE DRIVE
CITY ABERDEEN
STATE MD
ZIP 210010000
MORT $64,000.00
BAL $63,700.00
RATE 11.2500
PAI $737.50
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021915103
LAST_NAME DEPINA
ADDRESS 12 PAYSON AVENUE
CITY DORCHESTER
STATE MA
ZIP 021250000
MORT $85,000.00
BAL $85,000.00
RATE 7.7000
PAI $695.19
CLTV 65.384
MATURITY 171105
FEE 0.5000
LOAN 0000021915137
LAST_NAME MATTHEWS
ADDRESS 1738 FOREST PARK DRIVE
CITY FORESTVILLE
STATE MD
ZIP 207470000
MORT $95,200.00
BAL $95,160.08
RATE 10.2500
PAI $853.09
CLTV 85.000
MATURITY 121007
FEE 0.5000
LOAN 0000021915145
LAST_NAME HORNYAK
ADDRESS 7881 HILLSIDE DRIVE
CITY TRAVERSE CI
STATE MI
ZIP 496840000
MORT $115,000.00
BAL $115,000.00
RATE 8.0000
PAI $1,099.00
CLTV 79.310
MATURITY 121112
FEE 0.5000
LOAN 0000021915202
LAST_NAME GORE
ADDRESS 3524 OLD US 421 WEST
CITY HAMPTONVILL
STATE NC
ZIP 270200000
MORT $42,000.00
BAL $42,000.00
RATE 11.1500
PAI $437.82
CLTV 75.000
MATURITY 171104
FEE 0.5000
LOAN 0000021915244
LAST_NAME MYERS
ADDRESS 942 E. GARFIELD STREET
CITY WARSAW
STATE IN
ZIP 465800000
MORT $31,050.00
BAL $31,050.00
RATE 9.1000
PAI $316.78
CLTV 90.000
MATURITY 121113
FEE 0.5000
LOAN 0000021915277
LAST_NAME STOKES
ADDRESS 1607 VENDOME DRIVE
CITY COLUMBUS
STATE OH
ZIP 432190000
MORT $51,750.00
BAL $51,701.50
RATE 9.7500
PAI $444.62
CLTV 79.615
MATURITY 121003
FEE 0.5000
LOAN 0000021915301
LAST_NAME GRANNISS
ADDRESS 34 CLAUDIA DRIVE
CITY SOUTHINGTON
STATE CT
ZIP 064890000
MORT $96,000.00
BAL $96,000.00
RATE 8.9000
PAI $765.54
CLTV 64.000
MATURITY 271103
FEE 0.5000
LOAN 0000021915343
LAST_NAME ZIGMONT
ADDRESS 3422 FOOTVILLE-RICHMOND R
CITY ROCK CREEK
STATE OH
ZIP 440840000
MORT $55,500.00
BAL $55,354.51
RATE 9.0900
PAI $565.90
CLTV 28.906
MATURITY 121006
FEE 0.5000
LOAN 0000021915384
LAST_NAME TONEY
ADDRESS 5107 CLYDE MOBERLY ROAD
CITY RICHMOND
STATE IN
ZIP 473740000
MORT $68,000.00
BAL $68,000.00
RATE 8.9900
PAI $861.03
CLTV 80.000
MATURITY 71030
FEE 0.5000
LOAN 0000021915442
LAST_NAME WALCH
ADDRESS 119 LOG HILL LANE
CITY BALLWIN
STATE MO
ZIP 630110000
MORT $179,000.00
BAL $179,000.00
RATE 8.1000
PAI $1,325.94
CLTV 77.826
MATURITY 271119
FEE 0.5000
LOAN 0000021915467
LAST_NAME VANDERPLOEG
ADDRESS 77 LAKEVIEW AVENUE
CITY HOLLAND
STATE MI
ZIP 494240000
MORT $80,300.00
BAL $80,300.00
RATE 9.3000
PAI $828.85
CLTV 84.843
MATURITY 121113
FEE 0.5000
LOAN 0000021915491
LAST_NAME SIMMONS
ADDRESS 11859 CANFIELD CT
CITY CINCINNATI
STATE OH
ZIP 452400000
MORT $35,000.00
BAL $34,915.12
RATE 8.5500
PAI $270.37
CLTV 26.515
MATURITY 270729
FEE 0.5000
LOAN 0000021915533
LAST_NAME EDWARDS
ADDRESS 6053 S ARTESIAN AVE.
CITY CHICAGO
STATE IL
ZIP 606290000
MORT $54,404.00
BAL $54,404.00
RATE 9.4000
PAI $503.57
CLTV 80.000
MATURITY 171126
FEE 0.5000
LOAN 0000021915558
LAST_NAME TAYLOR
ADDRESS 806 S. RIBBLE AVENUE
CITY MUNCIE
STATE IN
ZIP 473020000
MORT $23,000.00
BAL $23,000.00
RATE 8.6500
PAI $228.52
CLTV 56.097
MATURITY 121030
FEE 0.5000
LOAN 0000021915616
LAST_NAME LILLY
ADDRESS 5502 OAKCREST RD
CITY SUMTER
STATE SC
ZIP 291540000
MORT $40,000.00
BAL $39,972.00
RATE 7.7900
PAI $287.67
CLTV 75.471
MATURITY 120923
FEE 0.5000
LOAN 0000021915624
LAST_NAME COX
ADDRESS 13 GATES ROAD
CITY MARSHFIELD
STATE MA
ZIP 020500000
MORT $123,200.00
BAL $123,200.00
RATE 9.2000
PAI $1,009.08
CLTV 80.000
MATURITY 271126
FEE 0.5000
LOAN 0000021915632
LAST_NAME MENISSIAN
ADDRESS 20 WHIPPLE STREET
CITY PROVIDENCE
STATE RI
ZIP 029080000
MORT $66,300.00
BAL $66,300.00
RATE 9.6000
PAI $562.34
CLTV 85.000
MATURITY 121118
FEE 0.5000
LOAN 0000021915640
LAST_NAME BLACKWELL
ADDRESS 2701 STUDLEY RD
CITY CHARLOTTE
STATE NC
ZIP 282120000
MORT $78,000.00
BAL $77,944.39
RATE 7.7000
PAI $556.11
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021915681
LAST_NAME ADKINS
ADDRESS 7821 KLOVSTAD DRIVE
CITY FORT WASHIN
STATE MD
ZIP 207440000
MORT $129,600.00
BAL $129,185.62
RATE 9.2000
PAI $1,182.77
CLTV 80.000
MATURITY 170908
FEE 0.5000
LOAN 0000021915723
LAST_NAME TOWNSHEND
ADDRESS 12406 CRAIN HIGHWAY
CITY BRANDYWINE
STATE MD
ZIP 206130000
MORT $60,500.00
BAL $60,000.01
RATE 12.9500
PAI $901.55
CLTV 42.907
MATURITY 70915
FEE 0.5000
LOAN 0000021915749
LAST_NAME HAWKINS
ADDRESS 7846 S CARPENTER ST
CITY CHICAGO
STATE IL
ZIP 606210000
MORT $72,000.00
BAL $71,915.82
RATE 8.6900
PAI $563.34
CLTV 72.727
MATURITY 120927
FEE 0.5000
LOAN 0000021915772
LAST_NAME PRICE
ADDRESS 218 E NARCISSUS
CITY INDIANAPOLI
STATE IN
ZIP 462270000
MORT $26,150.00
BAL $26,049.13
RATE 10.2500
PAI $256.70
CLTV 84.973
MATURITY 170929
FEE 0.5000
LOAN 0000021915806
LAST_NAME MCDANIEL
ADDRESS 20 WOFFORD ST
CITY CARTERSVILL
STATE GA
ZIP 301200000
MORT $88,800.00
BAL $88,526.26
RATE 8.8000
PAI $787.57
CLTV 80.000
MATURITY 170915
FEE 0.5000
LOAN 0000021915814
LAST_NAME SMITH
ADDRESS 11411 S RACINE
CITY CHICAGO
STATE IL
ZIP 606430000
MORT $84,000.00
BAL $83,953.15
RATE 8.9000
PAI $669.85
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021915822
LAST_NAME TRUSS
ADDRESS 1113 EAST AVE
CITY AKRON
STATE OH
ZIP 443070000
MORT $43,300.00
BAL $43,236.80
RATE 9.2000
PAI $395.17
CLTV 75.964
MATURITY 171007
FEE 0.5000
LOAN 0000021915848
LAST_NAME PUGH
ADDRESS 5029 WENDOVER DRIVE
CITY BIRMINGHAM
STATE AL
ZIP 352230000
MORT $165,000.00
BAL $165,000.00
RATE 9.0000
PAI $1,673.55
CLTV 76.923
MATURITY 121104
FEE 0.5000
LOAN 0000021915871
LAST_NAME OSTROWSKI
ADDRESS 44 BERWICK CIRCLE #2
CITY SHALIMAR
STATE FL
ZIP 325790000
MORT $40,050.00
BAL $40,050.00
RATE 9.1000
PAI $325.14
CLTV 71.517
MATURITY 121101
FEE 0.5000
LOAN 0000021915905
LAST_NAME ABRAHAM
ADDRESS 8334 MIDDLE RD
CITY OOLTEWAH
STATE TN
ZIP 373630000
MORT $69,300.00
BAL $69,272.16
RATE 10.4500
PAI $631.33
CLTV 90.000
MATURITY 271027
FEE 0.5000
LOAN 0000021916119
LAST_NAME LEWIS
ADDRESS 813 LEROY STREET
CITY LORAIN
STATE OH
ZIP 440520000
MORT $60,000.00
BAL $59,887.82
RATE 8.2900
PAI $512.75
CLTV 80.000
MATURITY 171009
FEE 0.5000
LOAN 0000021916176
LAST_NAME HARVEY
ADDRESS 4357 BIG PINE ROAD
CITY TALLAHASSEE
STATE FL
ZIP 323100000
MORT $41,000.00
BAL $40,892.14
RATE 9.0500
PAI $417.07
CLTV 43.157
MATURITY 121101
FEE 0.5000
LOAN 0000021916218
LAST_NAME MURRAY
ADDRESS 2037 DIVISION ST
CITY BALTIMORE
STATE MD
ZIP 212170000
MORT $14,200.00
BAL $14,134.22
RATE 10.4900
PAI $156.88
CLTV 74.736
MATURITY 120917
FEE 0.5000
LOAN 0000021916226
LAST_NAME PRATTS
ADDRESS 84-86 LAURA STREET
CITY PROVIDENCE
STATE RI
ZIP 029070000
MORT $22,000.00
BAL $22,000.00
RATE 8.9500
PAI $176.23
CLTV 67.692
MATURITY 271101
FEE 0.5000
LOAN 0000021916267
LAST_NAME STATON
ADDRESS 2248 FRONT ROYAL PIKE
CITY WINCHESTER
STATE VA
ZIP 226020000
MORT $46,000.00
BAL $45,792.75
RATE 10.7900
PAI $516.78
CLTV 48.421
MATURITY 120920
FEE 0.5000
LOAN 0000021916275
LAST_NAME BENNETT
ADDRESS 1145 STEWART STREET
CITY TERRE HAUTE
STATE IN
ZIP 478020000
MORT $70,200.00
BAL $70,165.43
RATE 10.2500
PAI $629.07
CLTV 90.000
MATURITY 121007
FEE 0.5000
LOAN 0000021916309
LAST_NAME TIMKO
ADDRESS 3515 OLIVER ST
CITY HYATTSVILLE
STATE MD
ZIP 207820000
MORT $49,700.00
BAL $49,184.13
RATE 8.9900
PAI $629.31
CLTV 43.406
MATURITY 70904
FEE 0.5000
LOAN 0000021916317
LAST_NAME KRAUSE
ADDRESS 4015 UMATILLA STREET
CITY DENVER
STATE CO
ZIP 802110000
MORT $18,370.00
BAL $18,370.00
RATE 10.2500
PAI $200.23
CLTV 82.617
MATURITY 121121
FEE 0.5000
LOAN 0000021916374
LAST_NAME MORALES
ADDRESS 6550 HARDING STREET
CITY HOLLYWOOD
STATE FL
ZIP 330240000
MORT $45,000.00
BAL $44,932.54
RATE 8.9900
PAI $404.59
CLTV 45.918
MATURITY 171010
FEE 0.5000
LOAN 0000021916432
LAST_NAME TRAYWICK
ADDRESS 4080 E 139TH ST
CITY CLEVELAND
STATE OH
ZIP 441050000
MORT $58,500.00
BAL $58,462.34
RATE 11.4900
PAI $578.88
CLTV 90.000
MATURITY 270918
FEE 0.5000
LOAN 0000021916473
LAST_NAME MCCRAY
ADDRESS 908 S SARASOTA
CITY YORKTOWN
STATE IN
ZIP 473760000
MORT $56,000.00
BAL $55,848.63
RATE 8.7500
PAI $559.70
CLTV 68.292
MATURITY 120924
FEE 0.5000
LOAN 0000021916515
LAST_NAME D'UVA
ADDRESS 60 DEVON STREET
CITY PROVIDENCE
STATE RI
ZIP 029040000
MORT $57,500.00
BAL $57,500.00
RATE 9.5000
PAI $483.50
CLTV 51.339
MATURITY 121027
FEE 0.5000
LOAN 0000021916598
LAST_NAME JOHNSON
ADDRESS 383 NORTHWOOD HILLS ROAD
CITY N. WILKESBO
STATE NC
ZIP 286590000
MORT $81,000.00
BAL $81,000.00
RATE 10.3500
PAI $800.55
CLTV 90.000
MATURITY 171104
FEE 0.5000
LOAN 0000021916614
LAST_NAME GREEN
ADDRESS 1200 DRUM AVENUE
CITY CAPITOL HEI
STATE MD
ZIP 207430000
MORT $88,000.00
BAL $87,958.94
RATE 9.7500
PAI $756.06
CLTV 80.000
MATURITY 271105
FEE 0.5000
LOAN 0000021916630
LAST_NAME LEE
ADDRESS 3940 CARRINGTON WAY
CITY HAMILTON
STATE OH
ZIP 450110000
MORT $104,000.00
BAL $103,877.12
RATE 8.6400
PAI $810.02
CLTV 80.000
MATURITY 270924
FEE 0.5000
LOAN 0000021916648
LAST_NAME BELLIS
ADDRESS 771 BLUEBIRD DRIVE
CITY CONYERS
STATE GA
ZIP 300940000
MORT $24,400.00
BAL $24,279.59
RATE 9.8000
PAI $259.23
CLTV 56.529
MATURITY 120917
FEE 0.5000
LOAN 0000021916671
LAST_NAME DUREN
ADDRESS 6098 LIANA LEE DR
CITY JACKSONVILL
STATE FL
ZIP 322340000
MORT $30,000.00
BAL $30,000.00
RATE 9.9500
PAI $395.63
CLTV 60.000
MATURITY 71112
FEE 0.5000
LOAN 0000021916747
LAST_NAME CARR
ADDRESS 19048 WATERCREST AVE
CITY MAPLE HEIGH
STATE OH
ZIP 441370000
MORT $111,200.00
BAL $111,142.95
RATE 9.3000
PAI $918.85
CLTV 80.000
MATURITY 121008
FEE 0.5000
LOAN 0000021916770
LAST_NAME GRAHAM
ADDRESS 419 ST MARGARET DRIVE
CITY CAPITOL HEI
STATE MD
ZIP 207430000
MORT $33,000.00
BAL $32,966.41
RATE 11.9500
PAI $362.21
CLTV 79.301
MATURITY 171001
FEE 0.5000
LOAN 0000021916804
LAST_NAME EASTON
ADDRESS 6816 FOREST TERRACE
CITY LANDOVER
STATE MD
ZIP 207850000
MORT $12,000.00
BAL $11,094.90
RATE 9.4900
PAI $155.21
CLTV 56.272
MATURITY 70924
FEE 0.5000
LOAN 0000021916838
LAST_NAME WIGGINS
ADDRESS 2103 MELODY DRIVE
CITY MONROE
STATE NC
ZIP 281100000
MORT $33,000.00
BAL $32,714.49
RATE 8.1000
PAI $317.28
CLTV 38.823
MATURITY 120905
FEE 0.5000
LOAN 0000021916879
LAST_NAME MURRAY
ADDRESS 42 HAMILTON LANE
CITY OAK BROOK
STATE IL
ZIP 605210000
MORT $30,000.00
BAL $29,895.31
RATE 13.4900
PAI $389.30
CLTV 34.646
MATURITY 120924
FEE 0.5000
LOAN 0000021916895
LAST_NAME COLE
ADDRESS 27 STRAUB ROAD
CITY ROCHESTER
STATE NY
ZIP 146260000
MORT $78,000.00
BAL $78,000.00
RATE 8.0000
PAI $652.43
CLTV 67.826
MATURITY 171126
FEE 0.5000
LOAN 0000021916903
LAST_NAME ROBINSON
ADDRESS 811 FOREST LN
CITY FRANKLIN
STATE OH
ZIP 450050000
MORT $60,000.00
BAL $59,934.05
RATE 8.9900
PAI $482.35
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021916911
LAST_NAME BAUER
ADDRESS 841 DENNISON AVENUE
CITY COLUMBUS
STATE OH
ZIP 432150000
MORT $168,000.00
BAL $168,000.00
RATE 8.0000
PAI $1,405.22
CLTV 80.000
MATURITY 171117
FEE 0.5000
LOAN 0000021916952
LAST_NAME LUCHESE
ADDRESS 1708 ASHLAND AVENUE
CITY NIAGARA FAL
STATE NY
ZIP 143010000
MORT $32,000.00
BAL $32,000.00
RATE 8.6000
PAI $317.00
CLTV 79.012
MATURITY 121121
FEE 0.5000
LOAN 0000021916960
LAST_NAME BEDUYA-GRANT
ADDRESS 311 N 10TH ST
CITY HAMILTON
STATE OH
ZIP 450110000
MORT $60,800.00
BAL $60,800.00
RATE 9.1500
PAI $495.79
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021916986
LAST_NAME ARCE
ADDRESS 3356 FERNWOOD
CITY FRENCHTOWN
STATE MI
ZIP 481620000
MORT $85,500.00
BAL $85,500.00
RATE 8.7500
PAI $755.58
CLTV 83.823
MATURITY 171113
FEE 0.5000
LOAN 0000021916994
LAST_NAME PANAGOS
ADDRESS 5350 CORALITE STREET
CITY CITY OF LON
STATE CA
ZIP 908080000
MORT $50,000.00
BAL $50,000.00
RATE 9.5500
PAI $467.70
CLTV 72.967
MATURITY 171126
FEE 0.5000
LOAN 0000021917067
LAST_NAME HERNANDEZ
ADDRESS 19 HAYES STREET
CITY FRAMINGHAM
STATE MA
ZIP 017010000
MORT $120,000.00
BAL $120,000.00
RATE 8.6500
PAI $935.49
CLTV 80.000
MATURITY 271125
FEE 0.5000
LOAN 0000021917075
LAST_NAME HOWARD
ADDRESS 22 LAREDO DRIVE
CITY SARALAND
STATE AL
ZIP 365710000
MORT $68,000.00
BAL $67,927.96
RATE 11.6500
PAI $732.21
CLTV 80.000
MATURITY 171104
FEE 0.5000
LOAN 0000021917091
LAST_NAME SIMMONS
ADDRESS 709 DAUPHIN ISLAND PKWY
CITY MOBILE
STATE AL
ZIP 366060000
MORT $23,625.00
BAL $23,625.00
RATE 12.9500
PAI $298.14
CLTV 75.000
MATURITY 121101
FEE 0.5000
LOAN 0000021917109
LAST_NAME PROCTOR
ADDRESS 345 LANCASTER AVENUE
CITY LUNENBURG
STATE MA
ZIP 014620000
MORT $124,000.00
BAL $124,000.00
RATE 8.6500
PAI $966.66
CLTV 80.000
MATURITY 271124
FEE 0.5000
LOAN 0000021917158
LAST_NAME LONGO
ADDRESS 2616 W 122ND STREET
CITY BLUE ISLAND
STATE IL
ZIP 604060000
MORT $90,950.00
BAL $90,950.00
RATE 9.5500
PAI $768.08
CLTV 85.000
MATURITY 121118
FEE 0.5000
LOAN 0000021917232
LAST_NAME PIERCEFIELD
ADDRESS 1580 SAYLOR STREET
CITY ZIONSVILLE
STATE IN
ZIP 460770000
MORT $140,800.00
BAL $140,800.00
RATE 8.0000
PAI $1,177.71
CLTV 80.000
MATURITY 171117
FEE 0.5000
LOAN 0000021917448
LAST_NAME VOYLES
ADDRESS 1827 WILLIAMS AVE
CITY CINCINNATI
STATE OH
ZIP 452120000
MORT $72,400.00
BAL $72,371.22
RATE 10.5000
PAI $662.28
CLTV 82.272
MATURITY 120929
FEE 0.5000
LOAN 0000021917513
LAST_NAME ECHOLS
ADDRESS 3050 US HIGHWAY 158
CITY REIDSVILLE
STATE NC
ZIP 273200000
MORT $81,000.00
BAL $80,967.81
RATE 10.5000
PAI $740.94
CLTV 90.000
MATURITY 121001
FEE 0.5000
LOAN 0000021917638
LAST_NAME COLNA
ADDRESS RR3, BOX 397
CITY WATSONTOWN
STATE PA
ZIP 177770000
MORT $87,500.00
BAL $87,268.55
RATE 8.9900
PAI $886.97
CLTV 84.951
MATURITY 121030
FEE 0.5000
LOAN 0000021917695
LAST_NAME FETTINGER
ADDRESS 3922 W. STATE ROAD 62
CITY ENGLISH
STATE IN
ZIP 471180000
MORT $45,900.00
BAL $45,900.00
RATE 9.6000
PAI $482.08
CLTV 85.000
MATURITY 121107
FEE 0.5000
LOAN 0000021917711
LAST_NAME ROBINSON
ADDRESS 11219 S VERNON
CITY CHICAGO
STATE IL
ZIP 606280000
MORT $36,400.00
BAL $36,400.00
RATE 8.8000
PAI $364.88
CLTV 50.555
MATURITY 121106
FEE 0.5000
LOAN 0000021917745
LAST_NAME BLAKEMORE
ADDRESS 603 W 16TH PLACE
CITY CHICAGO HEI
STATE IL
ZIP 604110000
MORT $67,150.00
BAL $67,150.00
RATE 8.8500
PAI $533.08
CLTV 85.000
MATURITY 121107
FEE 0.5000
LOAN 0000021917752
LAST_NAME GRIFFIN
ADDRESS 41 SOUTH STREET
CITY ANSONIA
STATE CT
ZIP 064010000
MORT $63,000.00
BAL $63,000.00
RATE 8.5000
PAI $484.42
CLTV 67.021
MATURITY 271111
FEE 0.5000
LOAN 0000021917778
LAST_NAME CREAMER
ADDRESS 2722 S.F STREET
CITY ELWOOD
STATE IN
ZIP 460360000
MORT $25,000.00
BAL $25,000.00
RATE 8.6500
PAI $248.39
CLTV 45.045
MATURITY 121107
FEE 0.5000
LOAN 0000021917794
LAST_NAME GRIFFIN
ADDRESS 13515 GREEN MEADOW DRIVE
CITY ELBERT
STATE CO
ZIP 801060000
MORT $85,000.00
BAL $85,000.00
RATE 9.1500
PAI $693.13
CLTV 85.000
MATURITY 271112
FEE 0.5000
LOAN 0000021917851
LAST_NAME BARNES
ADDRESS 408 PINE AVENUE
CITY BLACKWOOD
STATE NJ
ZIP 080120000
MORT $45,000.00
BAL $45,000.00
RATE 11.8500
PAI $457.69
CLTV 39.473
MATURITY 271103
FEE 0.5000
LOAN 0000021917869
LAST_NAME PIERCE
ADDRESS 1224 ROUTE 49, BOX 1162
CITY BRIDGETON
STATE NJ
ZIP 083020000
MORT $66,350.00
BAL $66,350.00
RATE 9.4500
PAI $555.49
CLTV 78.058
MATURITY 271112
FEE 0.5000
LOAN 0000021917901
LAST_NAME COLBERT
ADDRESS 174 LEWIS LANE RD NE
CITY CLEVELAND
STATE TN
ZIP 373120000
MORT $116,800.00
BAL $116,744.81
RATE 9.6900
PAI $998.35
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021918149
LAST_NAME OSBORNE
ADDRESS 1016 HOMEVIEW DRIVE
CITY LOUISVILLE
STATE KY
ZIP 402150000
MORT $45,000.00
BAL $45,000.00
RATE 9.7500
PAI $426.84
CLTV 90.000
MATURITY 171103
FEE 0.5000
LOAN 0000021918255
LAST_NAME MULLINIX
ADDRESS 826 25TH AVENUE NORTH
CITY ST PETERSBU
STATE FL
ZIP 337040000
MORT $40,000.00
BAL $40,000.00
RATE 9.0500
PAI $323.29
CLTV 61.538
MATURITY 271117
FEE 0.5000
LOAN 0000021918263
LAST_NAME ARMAND
ADDRESS 2 SHAWONDASEE RD
CITY VERNON TOWN
STATE NJ
ZIP 074220000
MORT $144,900.00
BAL $144,848.22
RATE 10.9900
PAI $1,378.82
CLTV 90.000
MATURITY 271014
FEE 0.5000
LOAN 0000021918289
LAST_NAME PURNELL
ADDRESS 1 FELTMAN PLACE
CITY WEST DEPTFO
STATE NJ
ZIP 080860000
MORT $111,000.00
BAL $110,853.64
RATE 9.9900
PAI $1,070.44
CLTV 76.551
MATURITY 171016
FEE 0.5000
LOAN 0000021918313
LAST_NAME WILSON
ADDRESS 15 N 22ND ST
CITY CITY OF EAS
STATE NJ
ZIP 070170000
MORT $69,600.00
BAL $69,513.56
RATE 10.4500
PAI $692.54
CLTV 65.660
MATURITY 171020
FEE 0.5000
LOAN 0000021918347
LAST_NAME ROFF
ADDRESS 4 W LAKEVIEW DR
CITY MONTAGUE TO
STATE NJ
ZIP 078970000
MORT $99,300.00
BAL $99,176.68
RATE 10.4500
PAI $988.06
CLTV 79.440
MATURITY 171017
FEE 0.5000
LOAN 0000021918412
LAST_NAME BOOKWALTER
ADDRESS 2 VIENNA COURT
CITY HAMPTON
STATE VA
ZIP 236660000
MORT $82,450.00
BAL $82,450.00
RATE 10.8500
PAI $842.64
CLTV 85.000
MATURITY 171118
FEE 0.5000
LOAN 0000021918438
LAST_NAME ZAKRZEWSKI
ADDRESS 724 WOODLYNNE AVE
CITY COLLINGSWOO
STATE NJ
ZIP 081070000
MORT $73,900.00
BAL $73,816.30
RATE 11.1500
PAI $770.35
CLTV 84.942
MATURITY 171017
FEE 0.5000
LOAN 0000021918461
LAST_NAME FREEMAN
ADDRESS 305 BELMAR AVE
CITY NEPTUNE TOW
STATE NJ
ZIP 077530000
MORT $100,800.00
BAL $100,762.05
RATE 10.7500
PAI $940.95
CLTV 80.000
MATURITY 121015
FEE 0.5000
LOAN 0000021918610
LAST_NAME HUMPHREY
ADDRESS 2838 ARGYLE DRIVE
CITY ATLANTA
STATE GA
ZIP 303180000
MORT $48,600.00
BAL $48,600.00
RATE 9.9500
PAI $467.40
CLTV 90.000
MATURITY 171113
FEE 0.5000
LOAN 0000021918628
LAST_NAME REYNOLDS
ADDRESS 7930 KIMBRO LANE
CITY ORLANDO
STATE FL
ZIP 328180000
MORT $50,000.00
BAL $50,000.00
RATE 9.1500
PAI $511.61
CLTV 44.247
MATURITY 121101
FEE 0.5000
LOAN 0000021918776
LAST_NAME DIXON
ADDRESS 23 KENNEDY LN
CITY PEMBERTON T
STATE NJ
ZIP 080680000
MORT $104,000.00
BAL $103,762.87
RATE 9.9900
PAI $1,002.93
CLTV 80.000
MATURITY 171014
FEE 0.5000
LOAN 0000021918966
LAST_NAME THOMAS
ADDRESS 13535 STAHELIN
CITY DETROIT
STATE MI
ZIP 482230000
MORT $28,050.00
BAL $28,050.00
RATE 9.7000
PAI $239.97
CLTV 85.000
MATURITY 271126
FEE 0.5000
LOAN 0000021919220
LAST_NAME MCCLAIN
ADDRESS 169 LESLIE STREET
CITY BLOOMFIELD
STATE NJ
ZIP 070030000
MORT $84,800.00
BAL $84,800.00
RATE 8.4500
PAI $988.70
CLTV 72.478
MATURITY 81112
FEE 0.5000
LOAN 0000021919444
LAST_NAME GONZALES
ADDRESS 5060 W 29TH ST.
CITY CICERO
STATE IL
ZIP 608040000
MORT $87,300.00
BAL $87,300.00
RATE 9.7500
PAI $828.06
CLTV 90.000
MATURITY 171114
FEE 0.5000
LOAN 0000021919485
LAST_NAME BRUBAKER
ADDRESS 173 WERTZ DRIVE
CITY LARGO
STATE FL
ZIP 337710000
MORT $48,800.00
BAL $48,800.00
RATE 9.0500
PAI $394.42
CLTV 80.000
MATURITY 271104
FEE 0.5000
LOAN 0000021919634
LAST_NAME CLARK
ADDRESS 104 MITCHELL AVENUE
CITY BAY MINETTE
STATE AL
ZIP 365070000
MORT $17,000.00
BAL $17,000.00
RATE 11.9500
PAI $243.41
CLTV 28.333
MATURITY 71119
FEE 0.5000
LOAN 0000021919758
LAST_NAME JARRETT
ADDRESS 3716 MONMOUTH PLACE
CITY BURTONSVILL
STATE MD
ZIP 208660000
MORT $18,000.00
BAL $17,823.43
RATE 9.9900
PAI $237.77
CLTV 79.624
MATURITY 70927
FEE 0.5000
LOAN 0000021919824
LAST_NAME DAVIS
ADDRESS 76 URQUHART STREET
CITY CRANSTON
STATE RI
ZIP 029100000
MORT $63,000.00
BAL $62,905.55
RATE 8.9900
PAI $566.43
CLTV 49.218
MATURITY 171023
FEE 0.5000
LOAN 0000021920194
LAST_NAME WATSON
ADDRESS 521 EPTINGS CAMP ROAD
CITY CHAPIN
STATE SC
ZIP 290360000
MORT $84,000.00
BAL $83,959.55
RATE 9.6000
PAI $712.45
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021920244
LAST_NAME WOMBLE
ADDRESS 1506 CHEROKEE ST
CITY PASCAGOULA
STATE MS
ZIP 395810000
MORT $46,750.00
BAL $46,750.00
RATE 9.6500
PAI $440.36
CLTV 85.000
MATURITY 171101
FEE 0.5000
LOAN 0000021920285
LAST_NAME BERSCHEID
ADDRESS 808 WILLOW AVE.
CITY BELLEVUE
STATE NE
ZIP 680050000
MORT $65,600.00
BAL $65,600.00
RATE 8.2000
PAI $490.53
CLTV 79.515
MATURITY 271117
FEE 0.5000
LOAN 0000021920459
LAST_NAME STRIEPEN
ADDRESS 11 HAMPSHIRE DRIVE
CITY FARMINGDALE
STATE NY
ZIP 117350000
MORT $94,000.00
BAL $93,895.55
RATE 8.7500
PAI $739.50
CLTV 56.626
MATURITY 121029
FEE 0.5000
LOAN 0000021920483
LAST_NAME HERSEY
ADDRESS 1104 MAIN STREET
CITY WARREN
STATE MA
ZIP 010830000
MORT $62,900.00
BAL $62,900.00
RATE 9.2000
PAI $515.19
CLTV 85.000
MATURITY 121113
FEE 0.5000
LOAN 0000021920616
LAST_NAME PORTUONDO
ADDRESS 3600 TOLEDO STREET
CITY CORAL GABLE
STATE FL
ZIP 331340000
MORT $105,000.00
BAL $105,000.00
RATE 9.9500
PAI $1,125.13
CLTV 84.965
MATURITY 121113
FEE 0.5000
LOAN 0000021920715
LAST_NAME EARVIN
ADDRESS 221 W IOWA AVENUE
CITY WHITEWELL
STATE TN
ZIP 373970000
MORT $36,000.00
BAL $36,000.00
RATE 9.3000
PAI $297.47
CLTV 78.260
MATURITY 271110
FEE 0.5000
LOAN 0000021920814
LAST_NAME PRYCE
ADDRESS 61 WHITTLESEY AVENUE
CITY EAST ORANGE
STATE NJ
ZIP 070180000
MORT $124,000.00
BAL $123,945.03
RATE 9.9900
PAI $1,087.27
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021920913
LAST_NAME WEBSTER
ADDRESS 203 ALABAMA AVENUE
CITY HEMPSTEAD
STATE NY
ZIP 115500000
MORT $163,200.00
BAL $162,784.51
RATE 9.2500
PAI $1,342.61
CLTV 80.000
MATURITY 271007
FEE 0.5000
LOAN 0000021921036
LAST_NAME ABROMITIS
ADDRESS 569 2ND STREET
CITY HIGHSPIRE
STATE PA
ZIP 170340000
MORT $38,500.00
BAL $38,340.36
RATE 9.9900
PAI $371.28
CLTV 70.000
MATURITY 170926
FEE 0.5000
LOAN 0000021921093
LAST_NAME MCGILL
ADDRESS 2008 NEWTOWN RD
CITY HAMPTON
STATE VA
ZIP 236630000
MORT $76,500.00
BAL $76,500.00
RATE 11.9500
PAI $839.67
CLTV 90.000
MATURITY 171118
FEE 0.5000
LOAN 0000021921119
LAST_NAME ARAQUE
ADDRESS 98 OLD MILL ROAD
CITY TOWN OF NEW
STATE NY
ZIP 125500000
MORT $48,715.00
BAL $48,346.66
RATE 10.2500
PAI $530.97
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021921325
LAST_NAME FOX
ADDRESS 97 RIDGEWOOD ROAD
CITY CHARLESTOWN
STATE RI
ZIP 028130000
MORT $24,000.00
BAL $24,000.00
RATE 11.3000
PAI $334.69
CLTV 75.808
MATURITY 71029
FEE 0.5000
LOAN 0000021921341
LAST_NAME MARSH
ADDRESS 4926 NEWTON AVENUE SOUTH
CITY GULFPORT
STATE FL
ZIP 337070000
MORT $24,500.00
BAL $24,500.00
RATE 9.3500
PAI $253.63
CLTV 70.000
MATURITY 121126
FEE 0.5000
LOAN 0000021921366
LAST_NAME WHEELER
ADDRESS 9254 RED CART COURT
CITY COLUMBIA
STATE MD
ZIP 210450000
MORT $113,400.00
BAL $113,400.00
RATE 9.9900
PAI $994.33
CLTV 90.000
MATURITY 121017
FEE 0.5000
LOAN 0000021921440
LAST_NAME MACAULEY
ADDRESS 11 TEKENING WAY
CITY HAMILTON TO
STATE NJ
ZIP 086900000
MORT $129,600.00
BAL $129,431.68
RATE 10.9000
PAI $1,224.43
CLTV 80.000
MATURITY 121023
FEE 0.5000
LOAN 0000021921507
LAST_NAME HEATHER
ADDRESS 1326 TEXAS AVENUE
CITY JOLIET
STATE IL
ZIP 604350000
MORT $75,000.00
BAL $75,000.00
RATE 8.9000
PAI $598.08
CLTV 63.025
MATURITY 271118
FEE 0.5000
LOAN 0000021921614
LAST_NAME GOODIER
ADDRESS 4816 MAYFLOWER STREET
CITY MIDDLEBURG
STATE FL
ZIP 320680000
MORT $42,750.00
BAL $42,750.00
RATE 11.1500
PAI $411.98
CLTV 82.211
MATURITY 271124
FEE 0.5000
LOAN 0000021921663
LAST_NAME HYMAN
ADDRESS 470 TAUNTON AVENUE
CITY TOWNSHIP OF
STATE NJ
ZIP 080910000
MORT $115,200.00
BAL $115,040.25
RATE 9.6000
PAI $1,081.35
CLTV 90.000
MATURITY 171023
FEE 0.5000
LOAN 0000021921671
LAST_NAME FRANCISCO
ADDRESS 211 MARTOOL DRIVE
CITY WOODBRIDGE
STATE NJ
ZIP 070950000
MORT $207,000.00
BAL $205,723.28
RATE 9.9900
PAI $1,996.22
CLTV 90.000
MATURITY 171022
FEE 0.5000
LOAN 0000021921747
LAST_NAME MCLAUGHLIN
ADDRESS 602 STEEL ROAD
CITY MIDDLE TOWN
STATE NJ
ZIP 082100000
MORT $146,700.00
BAL $146,547.66
RATE 11.8000
PAI $1,594.89
CLTV 90.000
MATURITY 171022
FEE 0.5000
LOAN 0000021921945
LAST_NAME MALONEY
ADDRESS 224 ITASCA STREET
CITY MATTAPAN
STATE MA
ZIP 021260000
MORT $129,600.00
BAL $129,600.00
RATE 8.5000
PAI $1,276.23
CLTV 80.000
MATURITY 121130
FEE 0.5000
LOAN 0000021921994
LAST_NAME WINDSOR
ADDRESS 38 DORCHESTER DRIVE
CITY SOUTHAMPTON
STATE NJ
ZIP 080430000
MORT $37,800.00
BAL $37,681.78
RATE 10.9900
PAI $429.40
CLTV 90.000
MATURITY 121023
FEE 0.5000
LOAN 0000021922059
LAST_NAME KENWORTHY
ADDRESS 21 EISENHOWER RD
CITY NORWOOD
STATE MA
ZIP 020620000
MORT $191,250.00
BAL $190,684.86
RATE 8.9500
PAI $1,714.58
CLTV 85.000
MATURITY 171118
FEE 0.5000
LOAN 0000021922083
LAST_NAME BRODY
ADDRESS 341 RIDGEFIELD ROAD
CITY WILTON
STATE CT
ZIP 068970000
MORT $88,000.00
BAL $88,000.00
RATE 10.5000
PAI $972.75
CLTV 56.119
MATURITY 121106
FEE 0.5000
LOAN 0000021922133
LAST_NAME BOISSEAU
ADDRESS 6144 SOUTH DAMEN
CITY CHICAGO
STATE IL
ZIP 606360000
MORT $51,000.00
BAL $50,974.85
RATE 9.4900
PAI $428.47
CLTV 73.913
MATURITY 121020
FEE 0.5000
LOAN 0000021922257
LAST_NAME FIELDS
ADDRESS 100 BEACHDALE ROAD
CITY PORTSMOUTH
STATE VA
ZIP 237010000
MORT $66,000.00
BAL $66,000.00
RATE 9.6700
PAI $563.17
CLTV 80.000
MATURITY 121029
FEE 0.5000
LOAN 0000021922299
LAST_NAME MOUSSETTE
ADDRESS 114 DUNE LN
CITY OCEAN TOWNS
STATE NJ
ZIP 080050000
MORT $153,400.00
BAL $153,400.00
RATE 11.2000
PAI $1,762.85
CLTV 88.160
MATURITY 121023
FEE 0.5000
LOAN 0000021922315
LAST_NAME ALLEN
ADDRESS 465 BARBER AVE
CITY BRICK TOWNS
STATE NJ
ZIP 087230000
MORT $122,400.00
BAL $122,356.26
RATE 10.9900
PAI $1,164.72
CLTV 90.000
MATURITY 121023
FEE 0.5000
LOAN 0000021922331
LAST_NAME SPINK
ADDRESS 214 CARL PARKER ROAD
CITY HAMPTON
STATE GA
ZIP 302280000
MORT $106,250.00
BAL $106,211.28
RATE 10.9000
PAI $1,003.82
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021922349
LAST_NAME HELLER
ADDRESS 2603 PENNSYLVANIA AVENUE
CITY DEPTFORD TO
STATE NJ
ZIP 080960000
MORT $57,000.00
BAL $56,808.25
RATE 10.7000
PAI $637.16
CLTV 45.600
MATURITY 121022
FEE 0.5000
LOAN 0000021922372
LAST_NAME TYLER
ADDRESS 22 CONCORD DRIVE
CITY HAZLET TOWN
STATE NJ
ZIP 077300000
MORT $104,500.00
BAL $104,442.33
RATE 8.9500
PAI $837.07
CLTV 62.202
MATURITY 121021
FEE 0.5000
LOAN 0000021922471
LAST_NAME DAVIS
ADDRESS 1621 NW 7 PLACE
CITY FT LAUDERDA
STATE FL
ZIP 333110000
MORT $50,000.00
BAL $50,000.00
RATE 9.7000
PAI $528.17
CLTV 78.125
MATURITY 121124
FEE 0.5000
LOAN 0000021922547
LAST_NAME SETO
ADDRESS 36 FOXHUNT COURT
CITY STATEN ISLA
STATE NY
ZIP 103010000
MORT $39,900.00
BAL $39,900.00
RATE 8.7500
PAI $398.79
CLTV 26.511
MATURITY 121105
FEE 0.5000
LOAN 0000021922604
LAST_NAME BERG
ADDRESS 3306 CLYMAN DRIVE
CITY ROCK SPRING
STATE WY
ZIP 829010000
MORT $102,000.00
BAL $102,000.00
RATE 9.8500
PAI $1,086.76
CLTV 85.000
MATURITY 121121
FEE 0.5000
LOAN 0000021922646
LAST_NAME DOHERTY
ADDRESS 1 CRYSTAL LAKE DRIVE
CITY CARVER
STATE MA
ZIP 023300000
MORT $48,000.00
BAL $48,000.00
RATE 8.3000
PAI $467.06
CLTV 46.153
MATURITY 121119
FEE 0.5000
LOAN 0000021922778
LAST_NAME MCKENZIE
ADDRESS 606 FRANK GRIFFIN ROAD
CITY PLANT CITY
STATE FL
ZIP 335650000
MORT $56,000.00
BAL $56,000.00
RATE 9.0000
PAI $450.59
CLTV 80.000
MATURITY 271119
FEE 0.5000
LOAN 0000021922810
LAST_NAME KENT
ADDRESS 122 N VINE STREET
CITY INDIANAPOLI
STATE IN
ZIP 462220000
MORT $49,600.00
BAL $49,548.37
RATE 9.2500
PAI $408.05
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021922836
LAST_NAME BUFORD
ADDRESS 6076 BETTCHER AVE
CITY INDIANAPOLI
STATE IN
ZIP 462280000
MORT $49,600.00
BAL $49,572.90
RATE 9.0000
PAI $399.10
CLTV 80.000
MATURITY 271010
FEE 0.5000
LOAN 0000021922919
LAST_NAME HINDS
ADDRESS 83 BOWDOIN STREET
CITY SPRINGFIELD
STATE MA
ZIP 011090000
MORT $46,975.00
BAL $46,975.00
RATE 9.9000
PAI $408.77
CLTV 50.240
MATURITY 271110
FEE 0.5000
LOAN 0000021922927
LAST_NAME BRIDGERS
ADDRESS 5106 ST GEORGES AVENUE
CITY BALTIMORE
STATE MD
ZIP 212120000
MORT $81,900.00
BAL $81,900.00
RATE 9.1500
PAI $667.85
CLTV 90.000
MATURITY 271110
FEE 0.5000
LOAN 0000021922935
LAST_NAME RUEHMANN,III
ADDRESS 2421 GLENN ECHO DR
CITY HUDSON
STATE OH
ZIP 442360000
MORT $176,000.00
BAL $175,895.54
RATE 8.6000
PAI $1,365.79
CLTV 80.000
MATURITY 271016
FEE 0.5000
LOAN 0000021922992
LAST_NAME KROMER
ADDRESS 10414 KNIGHT ROAD
CITY TOWNSHIP OF
STATE OH
ZIP 448390000
MORT $94,000.00
BAL $94,000.00
RATE 8.0000
PAI $898.32
CLTV 53.714
MATURITY 121124
FEE 0.5000
LOAN 0000021923057
LAST_NAME KIMMERLING
ADDRESS 14040 E EDGEWATER DR
CITY ALBANY
STATE IN
ZIP 473200000
MORT $60,000.00
BAL $60,000.00
RATE 8.5000
PAI $520.70
CLTV 80.000
MATURITY 171010
FEE 0.5000
LOAN 0000021923107
LAST_NAME REED
ADDRESS 603 N MAIN ST
CITY MICHIGANTOW
STATE IN
ZIP 460570000
MORT $65,700.00
BAL $65,673.89
RATE 10.5000
PAI $600.99
CLTV 90.000
MATURITY 121015
FEE 0.5000
LOAN 0000021923172
LAST_NAME TAGUE
ADDRESS 22 CLEARWATER ROAD
CITY PEABODY
STATE MA
ZIP 019600000
MORT $192,000.00
BAL $192,000.00
RATE 9.8000
PAI $1,656.64
CLTV 80.000
MATURITY 121030
FEE 0.5000
LOAN 0000021923289
LAST_NAME WATKINS
ADDRESS 108 RIDGE ST
CITY WESTVILLE
STATE IN
ZIP 463910000
MORT $30,685.00
BAL $30,602.05
RATE 8.7500
PAI $306.69
CLTV 44.342
MATURITY 121015
FEE 0.5000
LOAN 0000021923305
LAST_NAME WILDER
ADDRESS 1309 W LINDEN AVE
CITY SOUTH BEND
STATE IN
ZIP 466160000
MORT $36,990.00
BAL $36,904.77
RATE 10.5000
PAI $408.89
CLTV 90.000
MATURITY 121008
FEE 0.5000
LOAN 0000021923370
LAST_NAME RAY
ADDRESS 601 E ADAMS ST
CITY RIVERTON
STATE IL
ZIP 625610000
MORT $54,000.00
BAL $54,000.00
RATE 9.7500
PAI $572.06
CLTV 87.096
MATURITY 121105
FEE 0.5000
LOAN 0000021923438
LAST_NAME THOMAS
ADDRESS 532 VINE ST
CITY SPRINGFIELD
STATE OH
ZIP 455010000
MORT $35,800.00
BAL $35,781.05
RATE 9.1500
PAI $291.93
CLTV 79.555
MATURITY 271003
FEE 0.5000
LOAN 0000021923453
LAST_NAME MULLINS
ADDRESS 6726 MIDDLETOWN GERMANTOW
CITY MIDDLETOWN
STATE OH
ZIP 450420000
MORT $75,200.00
BAL $75,163.00
RATE 9.5000
PAI $632.33
CLTV 80.000
MATURITY 271010
FEE 0.5000
LOAN 0000021923461
LAST_NAME BOURGEOIS
ADDRESS 11498 GRESHAM PL
CITY CINCINNATI
STATE OH
ZIP 452400000
MORT $76,900.00
BAL $76,862.88
RATE 9.5900
PAI $651.68
CLTV 84.972
MATURITY 120930
FEE 0.5000
LOAN 0000021923479
LAST_NAME RAYMOND
ADDRESS 390 N CHRISTINE
CITY WESTLAND
STATE MI
ZIP 481850000
MORT $97,600.00
BAL $97,450.11
RATE 8.8000
PAI $865.62
CLTV 80.000
MATURITY 171007
FEE 0.5000
LOAN 0000021923487
LAST_NAME WILLIAMS
ADDRESS 8373 N 600 W
CITY FOUNTAINTOW
STATE IN
ZIP 461300000
MORT $90,000.00
BAL $89,846.25
RATE 7.9500
PAI $750.00
CLTV 80.000
MATURITY 171016
FEE 0.5000
LOAN 0000021923495
LAST_NAME SWIGERT
ADDRESS 1317 NELSON
CITY GALESBURG
STATE IL
ZIP 614010000
MORT $54,400.00
BAL $54,322.23
RATE 8.7500
PAI $427.97
CLTV 80.000
MATURITY 121003
FEE 0.5000
LOAN 0000021923503
LAST_NAME OLIVER
ADDRESS 5075 BOB-O-LINK
CITY NORTH CANTO
STATE OH
ZIP 447200000
MORT $117,000.00
BAL $116,730.18
RATE 10.4900
PAI $1,292.60
CLTV 90.000
MATURITY 120926
FEE 0.5000
LOAN 0000021923511
LAST_NAME BARNWELL
ADDRESS 2155 REDLAND ROAD
CITY CAMPOBELLO
STATE SC
ZIP 293220000
MORT $55,250.00
BAL $55,203.74
RATE 10.4500
PAI $503.33
CLTV 85.000
MATURITY 120930
FEE 0.5000
LOAN 0000021923529
LAST_NAME JENKINS
ADDRESS 6221 SNOWCREST CT
CITY CHARLOTTE
STATE NC
ZIP 282120000
MORT $70,200.00
BAL $70,108.74
RATE 10.1000
PAI $682.11
CLTV 90.000
MATURITY 170923
FEE 0.5000
LOAN 0000021923537
LAST_NAME BAUCHLE
ADDRESS 15422 CLOVER RIDGE DRIVE
CITY CHESTERFIEL
STATE MO
ZIP 630170000
MORT $151,300.00
BAL $151,239.94
RATE 10.5000
PAI $1,384.01
CLTV 85.000
MATURITY 121015
FEE 0.5000
LOAN 0000021923545
LAST_NAME MOULTON
ADDRESS 130 BRADSTONE RD
CITY IRMO
STATE SC
ZIP 290630000
MORT $67,200.00
BAL $67,105.60
RATE 9.5000
PAI $626.40
CLTV 80.000
MATURITY 171020
FEE 0.5000
LOAN 0000021923578
LAST_NAME BURNS
ADDRESS 11862 US HIGHWAY 62
CITY WINCHESTER
STATE OH
ZIP 456970000
MORT $41,600.00
BAL $41,579.53
RATE 9.5000
PAI $349.80
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021923602
LAST_NAME PARKS
ADDRESS 4821 RONALD DRIVE
CITY MIDDLETOWN
STATE OH
ZIP 450420000
MORT $86,000.00
BAL $85,859.35
RATE 8.3000
PAI $735.48
CLTV 55.128
MATURITY 171017
FEE 0.5000
LOAN 0000021923610
LAST_NAME CARTER
ADDRESS 151 THOMPSON DR
CITY GREENVILLE
STATE SC
ZIP 296070000
MORT $55,675.00
BAL $55,599.84
RATE 10.4500
PAI $553.98
CLTV 85.000
MATURITY 171001
FEE 0.5000
LOAN 0000021923628
LAST_NAME DENNISTON
ADDRESS 2618 FOWLER STREET
CITY ANDERSON
STATE IN
ZIP 460120000
MORT $44,800.00
BAL $44,678.91
RATE 8.7500
PAI $447.76
CLTV 80.000
MATURITY 121020
FEE 0.5000
LOAN 0000021923701
LAST_NAME MANUEL
ADDRESS 7249 JERRY DRIVE
CITY WEST CHESTE
STATE OH
ZIP 450690000
MORT $97,600.00
BAL $97,539.64
RATE 8.4000
PAI $743.56
CLTV 80.000
MATURITY 271020
FEE 0.5000
LOAN 0000021923727
LAST_NAME STRANGFELD
ADDRESS 274 E 300 NORTH
CITY OREM
STATE UT
ZIP 840570000
MORT $87,330.00
BAL $87,330.00
RATE 8.2000
PAI $653.02
CLTV 71.000
MATURITY 271126
FEE 0.5000
LOAN 0000021923735
LAST_NAME MANNING
ADDRESS 6328 BRIARGATE DRIVE
CITY BURLINGTON
STATE KY
ZIP 410050000
MORT $100,000.00
BAL $99,942.34
RATE 8.7400
PAI $785.99
CLTV 80.000
MATURITY 121010
FEE 0.5000
LOAN 0000021923743
LAST_NAME WESTBURY
ADDRESS 6614 PORTAGE AVE
CITY PORTAGE
STATE IN
ZIP 463680000
MORT $91,000.00
BAL $90,859.36
RATE 8.7500
PAI $804.18
CLTV 80.000
MATURITY 171020
FEE 0.5000
LOAN 0000021923750
LAST_NAME CUMMINGS
ADDRESS 608 BRIAN COURT
CITY KOKOMO
STATE IN
ZIP 469010000
MORT $56,800.00
BAL $56,767.32
RATE 8.7500
PAI $446.85
CLTV 80.000
MATURITY 121010
FEE 0.5000
LOAN 0000021923784
LAST_NAME ARMSTRONG
ADDRESS 405 N 4TH ST
CITY MEBANE
STATE NC
ZIP 273020000
MORT $41,000.00
BAL $40,980.87
RATE 9.7500
PAI $352.26
CLTV 60.294
MATURITY 271006
FEE 0.5000
LOAN 0000021923834
LAST_NAME DEPUGH
ADDRESS 2901 OAKHILL AVE
CITY BALTIMORE
STATE MD
ZIP 212070000
MORT $36,000.00
BAL $36,000.00
RATE 8.2500
PAI $270.46
CLTV 46.153
MATURITY 271124
FEE 0.5000
LOAN 0000021923875
LAST_NAME FOSTER
ADDRESS 2760 NW 23RD STREET
CITY FORT LAUDER
STATE FL
ZIP 333110000
MORT $62,400.00
BAL $62,400.00
RATE 10.5000
PAI $570.80
CLTV 80.000
MATURITY 271101
FEE 0.5000
LOAN 0000021923909
LAST_NAME WEST
ADDRESS 5717 JANDEL DRIVE
CITY AURORA
STATE IN
ZIP 470010000
MORT $114,400.00
BAL $114,210.72
RATE 8.9900
PAI $919.67
CLTV 80.000
MATURITY 120903
FEE 0.5000
LOAN 0000021924022
LAST_NAME HAMMOND
ADDRESS 1219 HAZEL STREET
CITY CAYCE
STATE SC
ZIP 290330000
MORT $64,600.00
BAL $64,568.23
RATE 9.5000
PAI $543.19
CLTV 85.000
MATURITY 120926
FEE 0.5000
LOAN 0000021924097
LAST_NAME BIGELOW
ADDRESS 81 SOUTH WORCESTER STREE
CITY NORTON
STATE MA
ZIP 027660000
MORT $96,300.00
BAL $96,300.00
RATE 7.9900
PAI $705.95
CLTV 74.076
MATURITY 121103
FEE 0.5000
LOAN 0000021924204
LAST_NAME SPEEGLE
ADDRESS 4979 COUNTY ROAD 37
CITY MUSCADINE
STATE AL
ZIP 362690000
MORT $25,000.00
BAL $24,954.96
RATE 13.1000
PAI $317.96
CLTV 62.500
MATURITY 121016
FEE 0.5000
LOAN 0000021924303
LAST_NAME MOORE
ADDRESS 92 GUINESS DRIVE
CITY CROSSVILLE
STATE TN
ZIP 385550000
MORT $51,000.00
BAL $50,876.84
RATE 9.9900
PAI $547.74
CLTV 85.000
MATURITY 121017
FEE 0.5000
LOAN 0000021924345
LAST_NAME JACKSON
ADDRESS 2723 ASHLAND AVENUE
CITY BALTIMORE
STATE MD
ZIP 212050000
MORT $37,000.00
BAL $36,911.14
RATE 10.0500
PAI $398.74
CLTV 71.153
MATURITY 121014
FEE 0.5000
LOAN 0000021924378
LAST_NAME PAYNE
ADDRESS 2310 NORRIS WAY
CITY CLINTON
STATE MD
ZIP 207350000
MORT $21,500.00
BAL $21,393.41
RATE 9.7500
PAI $227.77
CLTV 62.908
MATURITY 120915
FEE 0.5000
LOAN 0000021924436
LAST_NAME LLOYD
ADDRESS 1643 COLONY ROAD
CITY PASADENA
STATE MD
ZIP 211220000
MORT $124,500.00
BAL $124,377.03
RATE 9.5000
PAI $1,046.87
CLTV 75.454
MATURITY 120923
FEE 0.5000
LOAN 0000021924469
LAST_NAME TAYLOR
ADDRESS 1106 BURKETON ROAD
CITY CHILLUM
STATE MD
ZIP 207830000
MORT $91,000.00
BAL $90,879.44
RATE 10.5000
PAI $832.42
CLTV 61.904
MATURITY 270913
FEE 0.5000
LOAN 0000021924501
LAST_NAME KAZIM
ADDRESS 1255 TWIG TERRACE
CITY SILVER SPRI
STATE MD
ZIP 209040000
MORT $104,000.00
BAL $103,892.28
RATE 9.5000
PAI $874.49
CLTV 80.000
MATURITY 270829
FEE 0.5000
LOAN 0000021924543
LAST_NAME LEVASSEUR
ADDRESS 165 JOHN STREET
CITY WARWICK
STATE RI
ZIP 028860000
MORT $73,950.00
BAL $73,950.00
RATE 10.1500
PAI $721.00
CLTV 85.000
MATURITY 171112
FEE 0.5000
LOAN 0000021924568
LAST_NAME IVEY
ADDRESS 1226 JEFFERSON STREET NW
CITY WASHINGTON
STATE DC
ZIP 200110000
MORT $103,200.00
BAL $103,143.51
RATE 8.9900
PAI $829.63
CLTV 80.000
MATURITY 120929
FEE 0.5000
LOAN 0000021924576
LAST_NAME BELSON
ADDRESS 152 STOCKTON STREET
CITY SOUTH AMBOY
STATE NJ
ZIP 088790000
MORT $104,000.00
BAL $104,000.00
RATE 10.5500
PAI $955.22
CLTV 77.037
MATURITY 271112
FEE 0.5000
LOAN 0000021924584
LAST_NAME THOMPSON
ADDRESS 1235 DIVISION STREET
CITY BALTIMORE
STATE MD
ZIP 212170000
MORT $45,600.00
BAL $45,554.96
RATE 9.5000
PAI $383.43
CLTV 74.754
MATURITY 270917
FEE 0.5000
LOAN 0000021924808
LAST_NAME HARRIS
ADDRESS 605 ELM AVENUE
CITY TAKOMA PARK
STATE MD
ZIP 209120000
MORT $128,000.00
BAL $127,728.93
RATE 8.9900
PAI $1,029.00
CLTV 80.000
MATURITY 271003
FEE 0.5000
LOAN 0000021924832
LAST_NAME TYREE
ADDRESS 28 NEWPORT ROAD
CITY ISLAND PARK
STATE NY
ZIP 115580000
MORT $101,000.00
BAL $101,000.00
RATE 9.0000
PAI $908.73
CLTV 67.333
MATURITY 171118
FEE 0.5000
LOAN 0000021924840
LAST_NAME DYSON
ADDRESS 729 BETHNAL ROAD
CITY BALTIMORE
STATE MD
ZIP 212290000
MORT $20,000.00
BAL $19,893.79
RATE 8.9900
PAI $202.74
CLTV 29.850
MATURITY 120904
FEE 0.5000
LOAN 0000021924857
LAST_NAME HUNTLEY
ADDRESS 1204 PARKER AVENUE
CITY HYATTSVILLE
STATE MD
ZIP 207820000
MORT $54,500.00
BAL $54,125.67
RATE 9.5000
PAI $458.27
CLTV 38.380
MATURITY 120923
FEE 0.5000
LOAN 0000021924865
LAST_NAME COHRAN
ADDRESS 1250 OMIE WAY
CITY LAWRENCEVIL
STATE GA
ZIP 300430000
MORT $94,500.00
BAL $94,458.10
RATE 9.9900
PAI $828.61
CLTV 90.000
MATURITY 121003
FEE 0.5000
LOAN 0000021924873
LAST_NAME GODBOLD
ADDRESS 6485 LONG BEACH DRIVE
CITY SAINT LEONA
STATE MD
ZIP 206850000
MORT $64,000.00
BAL $63,807.38
RATE 8.9900
PAI $575.42
CLTV 59.813
MATURITY 171001
FEE 0.5000
LOAN 0000021924881
LAST_NAME TUTTLE
ADDRESS 208 CRYSTAL LAKE ROAD
CITY LUTZ
STATE FL
ZIP 335490000
MORT $50,000.00
BAL $49,977.83
RATE 9.9900
PAI $438.42
CLTV 68.493
MATURITY 121016
FEE 0.5000
LOAN 0000021924915
LAST_NAME POLK
ADDRESS 1307 W. 98TH STREET
CITY CHICAGO
STATE IL
ZIP 606430000
MORT $103,500.00
BAL $103,452.62
RATE 9.8400
PAI $896.08
CLTV 90.000
MATURITY 121015
FEE 0.5000
LOAN 0000021924923
LAST_NAME MOBRAY
ADDRESS 81 SUMMERFIELD DRIVE
CITY ANNAPOLIS
STATE MD
ZIP 214030000
MORT $72,000.00
BAL $71,956.38
RATE 8.5000
PAI $553.62
CLTV 72.000
MATURITY 120930
FEE 0.5000
LOAN 0000021924931
LAST_NAME EDDINGER
ADDRESS 323 TUNBRIDGE ROAD
CITY BALTIMORE
STATE MD
ZIP 212120000
MORT $190,000.00
BAL $189,875.25
RATE 11.4000
PAI $1,867.08
CLTV 69.343
MATURITY 120925
FEE 0.5000
LOAN 0000021924949
LAST_NAME HASKINS
ADDRESS 262 KENTUCKY AVENUE SE
CITY WASHINGTON
STATE DC
ZIP 200030000
MORT $54,000.00
BAL $53,951.92
RATE 9.9900
PAI $473.49
CLTV 41.538
MATURITY 270910
FEE 0.5000
LOAN 0000021924964
LAST_NAME MONTEZ
ADDRESS 11390 STRATHMOOR
CITY DETROIT
STATE MI
ZIP 482280000
MORT $60,000.00
BAL $59,972.88
RATE 9.9000
PAI $522.12
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021924972
LAST_NAME NIAGRO
ADDRESS 11015 HANEY TERRACE
CITY DAMASCUS
STATE MD
ZIP 208720000
MORT $35,000.00
BAL $34,805.98
RATE 12.9500
PAI $441.69
CLTV 78.568
MATURITY 120830
FEE 0.5000
LOAN 0000021924998
LAST_NAME COMPTON
ADDRESS 1030 MADRID AVENUE
CITY HENDERSON
STATE NV
ZIP 890150000
MORT $231,300.00
BAL $231,173.39
RATE 8.9900
PAI $1,859.43
CLTV 54.168
MATURITY 121001
FEE 0.5000
LOAN 0000021925003
LAST_NAME SHAFER
ADDRESS 2631 FIR ROAD
CITY BREMEN
STATE IN
ZIP 465060000
MORT $43,575.00
BAL $43,515.65
RATE 9.7400
PAI $413.03
CLTV 52.500
MATURITY 171008
FEE 0.5000
LOAN 0000021925011
LAST_NAME COVERT
ADDRESS 5626 NORTH 70TH AVENUE
CITY GLENDALE
STATE AZ
ZIP 853030000
MORT $74,800.00
BAL $74,763.90
RATE 9.5900
PAI $633.88
CLTV 85.000
MATURITY 120929
FEE 0.5000
LOAN 0000021925029
LAST_NAME MARQUES
ADDRESS 121 MARBURY AVENUE
CITY PAWTUCKET
STATE RI
ZIP 028600000
MORT $44,100.00
BAL $44,100.00
RATE 9.5000
PAI $370.82
CLTV 70.000
MATURITY 271104
FEE 0.5000
LOAN 0000021925037
LAST_NAME GOLUB
ADDRESS 21 STOWE STREET
CITY MIDDLEFIELD
STATE CT
ZIP 064550000
MORT $152,150.00
BAL $152,150.00
RATE 9.5000
PAI $1,279.36
CLTV 85.000
MATURITY 121107
FEE 0.5000
LOAN 0000021925185
LAST_NAME WELLS
ADDRESS 95 NEW HOPE RD
CITY MCDONOUGH
STATE GA
ZIP 302520000
MORT $62,320.00
BAL $62,320.00
RATE 8.9000
PAI $496.97
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021925235
LAST_NAME SCOTESE
ADDRESS 1664 WOODROW AVENUE
CITY MAYFIELD HE
STATE OH
ZIP 441240000
MORT $101,200.00
BAL $101,200.00
RATE 8.5000
PAI $778.15
CLTV 80.000
MATURITY 121124
FEE 0.5000
LOAN 0000021925367
LAST_NAME FUSARI
ADDRESS 1077 FALCON RIDGE LANE
CITY PALM HARBOR
STATE FL
ZIP 346830000
MORT $33,000.00
BAL $33,000.00
RATE 9.2000
PAI $338.65
CLTV 65.202
MATURITY 121121
FEE 0.5000
LOAN 0000021925375
LAST_NAME KURLAND
ADDRESS 17 WALNUT STREET
CITY SOUTHINGTON
STATE CT
ZIP 064890000
MORT $27,600.00
BAL $27,600.00
RATE 9.9000
PAI $363.21
CLTV 84.516
MATURITY 71105
FEE 0.5000
LOAN 0000021925433
LAST_NAME PURDHAM
ADDRESS 4030 NE 4 AVENUE
CITY POMPANO BEA
STATE FL
ZIP 330640000
MORT $30,000.00
BAL $30,000.00
RATE 9.5000
PAI $313.27
CLTV 50.532
MATURITY 121124
FEE 0.5000
LOAN 0000021925474
LAST_NAME DAVIS
ADDRESS 7300 COBIA LANE
CITY HUDSON
STATE FL
ZIP 346670000
MORT $42,400.00
BAL $42,400.00
RATE 8.9500
PAI $339.64
CLTV 80.000
MATURITY 271126
FEE 0.5000
LOAN 0000021925490
LAST_NAME OKADIGWE
ADDRESS 1416 WESTCHESTER DR
CITY COLUMBIA
STATE SC
ZIP 292100000
MORT $62,400.00
BAL $62,400.00
RATE 9.9000
PAI $543.00
CLTV 80.000
MATURITY 121003
FEE 0.5000
LOAN 0000021925607
LAST_NAME POLYCAPE
ADDRESS 1840 NW 132 STREET
CITY MIAMI
STATE FL
ZIP 331670000
MORT $61,600.00
BAL $61,600.00
RATE 8.8500
PAI $619.31
CLTV 80.000
MATURITY 121124
FEE 0.5000
LOAN 0000021925664
LAST_NAME BARBAY
ADDRESS 29 RUMSEY STREET
CITY SENECA FALL
STATE NY
ZIP 131480000
MORT $21,250.00
BAL $21,152.01
RATE 10.9900
PAI $292.60
CLTV 79.527
MATURITY 71010
FEE 0.5000
LOAN 0000021925722
LAST_NAME HUMPHREY
ADDRESS 711 W STOUT ST
CITY RICE LAKE
STATE WI
ZIP 548680000
MORT $42,500.00
BAL $42,481.15
RATE 9.9900
PAI $372.66
CLTV 85.000
MATURITY 121001
FEE 0.5000
LOAN 0000021925755
LAST_NAME CORONA
ADDRESS 311 S. 39TH STREET
CITY ARTESIA
STATE NM
ZIP 882100000
MORT $19,350.00
BAL $19,350.00
RATE 10.5000
PAI $193.19
CLTV 90.000
MATURITY 171110
FEE 0.5000
LOAN 0000021925839
LAST_NAME SHOLLENBERGE
ADDRESS 230 PROVIDENCE ROAD
CITY ATHENS
STATE GA
ZIP 306060000
MORT $22,700.00
BAL $22,670.07
RATE 9.9900
PAI $218.91
CLTV 69.361
MATURITY 171020
FEE 0.5000
LOAN 0000021925888
LAST_NAME FEIL
ADDRESS 697 KIMBALL AVE
CITY YONKERS
STATE NY
ZIP 107040000
MORT $160,000.00
BAL $159,895.33
RATE 8.1250
PAI $1,188.00
CLTV 78.048
MATURITY 271027
FEE 0.5000
LOAN 0000021925953
LAST_NAME JOHNSON
ADDRESS 1720 OAKLAND STREET
CITY FORT WAYNE
STATE IN
ZIP 468080000
MORT $36,800.00
BAL $36,702.66
RATE 8.9900
PAI $373.03
CLTV 80.000
MATURITY 121008
FEE 0.5000
LOAN 0000021926076
LAST_NAME HEMKER
ADDRESS 40 GARDEN STREET
CITY SENECA FALL
STATE NY
ZIP 131480000
MORT $32,700.00
BAL $32,528.62
RATE 8.7500
PAI $409.82
CLTV 43.600
MATURITY 71013
FEE 0.5000
LOAN 0000021926142
LAST_NAME KNAPP
ADDRESS 7625 CHRISTIAN HOLLR ROAD
CITY SODUS
STATE NY
ZIP 145510000
MORT $22,750.00
BAL $22,388.59
RATE 10.9900
PAI $258.43
CLTV 84.992
MATURITY 120929
FEE 0.5000
LOAN 0000021926159
LAST_NAME SMILEY
ADDRESS 58 LACKAWANNA AVENUE
CITY EAST STROUD
STATE PA
ZIP 183010000
MORT $86,000.00
BAL $85,961.14
RATE 9.9000
PAI $748.36
CLTV 80.000
MATURITY 121010
FEE 0.5000
LOAN 0000021926167
LAST_NAME ALBANESE
ADDRESS 3338 WINDSOR AVENUE
CITY DOVER
STATE NJ
ZIP 087530000
MORT $91,400.00
BAL $91,355.04
RATE 9.5000
PAI $768.54
CLTV 78.271
MATURITY 121009
FEE 0.5000
LOAN 0000021926183
LAST_NAME SMILEY
ADDRESS 71-73 LACKAWANNA AVENUE
CITY EAST STROUD
STATE PA
ZIP 183010000
MORT $66,000.00
BAL $65,973.12
RATE 10.4000
PAI $598.80
CLTV 60.000
MATURITY 121010
FEE 0.5000
LOAN 0000021926191
LAST_NAME LAND
ADDRESS 92 SHEEHAN AVENUE
CITY CINCINNATI
STATE OH
ZIP 452160000
MORT $57,600.00
BAL $57,509.85
RATE 8.6500
PAI $505.35
CLTV 80.000
MATURITY 171020
FEE 0.5000
LOAN 0000021926209
LAST_NAME WOJCIK
ADDRESS 4223 BENNINGTON BOULEVARD
CITY BRUNSWICK
STATE OH
ZIP 442120000
MORT $50,800.00
BAL $50,779.77
RATE 10.4900
PAI $464.31
CLTV 80.000
MATURITY 271008
FEE 0.5000
LOAN 0000021926217
LAST_NAME SPOHR
ADDRESS 1615 ACREVIEW DRIVE
CITY CINCINNATI
STATE OH
ZIP 452390000
MORT $82,170.00
BAL $82,170.00
RATE 10.5000
PAI $751.65
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021926225
LAST_NAME SWAIN
ADDRESS 1101 W 11TH
CITY ANDERSON
STATE IN
ZIP 460160000
MORT $25,900.00
BAL $25,833.08
RATE 9.2500
PAI $266.57
CLTV 63.170
MATURITY 121024
FEE 0.5000
LOAN 0000021926233
LAST_NAME LUND
ADDRESS 9049 PANORAMA COURT
CITY INDIANAPOLI
STATE IN
ZIP 462340000
MORT $72,900.00
BAL $72,840.41
RATE 9.8000
PAI $629.01
CLTV 90.000
MATURITY 121020
FEE 0.5000
LOAN 0000021926308
LAST_NAME DUPLIN
ADDRESS 524 WORTHINGTON RIDGE
CITY BERLIN
STATE CT
ZIP 060370000
MORT $115,000.00
BAL $114,928.89
RATE 8.4000
PAI $876.11
CLTV 76.666
MATURITY 121020
FEE 0.5000
LOAN 0000021926316
LAST_NAME MAYHUGH
ADDRESS 3205 LINDALE-MT HOLLY RD
CITY AMELIA
STATE OH
ZIP 451020000
MORT $92,800.00
BAL $92,742.61
RATE 8.4000
PAI $706.99
CLTV 80.000
MATURITY 121020
FEE 0.5000
LOAN 0000021926324
LAST_NAME PANARESE
ADDRESS 98 QUEVIC DRIVE
CITY SARATOGA SP
STATE NY
ZIP 128660000
MORT $18,300.00
BAL $18,254.66
RATE 10.5000
PAI $182.70
CLTV 84.980
MATURITY 170929
FEE 0.5000
LOAN 0000021926332
LAST_NAME MIDDLETON
ADDRESS 108 CHATHAM ST
CITY HARTFORD
STATE CT
ZIP 061120000
MORT $87,300.00
BAL $87,260.96
RATE 9.9500
PAI $762.90
CLTV 90.000
MATURITY 271017
FEE 0.5000
LOAN 0000021926365
LAST_NAME SELMAN
ADDRESS 3749 SHADY COVE DRIVE
CITY BIRMINGHAM
STATE AL
ZIP 352430000
MORT $244,000.00
BAL $244,000.00
RATE 8.2000
PAI $1,824.53
CLTV 80.000
MATURITY 271125
FEE 0.5000
LOAN 0000021926373
LAST_NAME MITCHELL
ADDRESS 908 DUANE STREET
CITY FRANKLIN
STATE IN
ZIP 461310000
MORT $40,000.00
BAL $39,891.89
RATE 8.7500
PAI $399.78
CLTV 80.000
MATURITY 121021
FEE 0.5000
LOAN 0000021926407
LAST_NAME JONES
ADDRESS 355 MARK DR
CITY COVENTRY
STATE CT
ZIP 062380000
MORT $90,000.00
BAL $89,948.75
RATE 8.8000
PAI $711.25
CLTV 69.230
MATURITY 270930
FEE 0.5000
LOAN 0000021926415
LAST_NAME ALSIP
ADDRESS 3 CRESTWOOD PLACE
CITY SHELTON
STATE CT
ZIP 064840000
MORT $33,900.00
BAL $33,884.37
RATE 12.9900
PAI $374.74
CLTV 84.672
MATURITY 120922
FEE 0.5000
LOAN 0000021926449
LAST_NAME DAISY
ADDRESS 136 LONGWOOD DRIVE
CITY LA PORTE
STATE IN
ZIP 463500000
MORT $82,400.00
BAL $82,354.52
RATE 8.9500
PAI $660.05
CLTV 80.000
MATURITY 271021
FEE 0.5000
LOAN 0000021926456
LAST_NAME HARPER
ADDRESS 94-96 COLEBROOK
CITY HARTFORD
STATE CT
ZIP 061120000
MORT $56,000.00
BAL $55,969.34
RATE 8.9900
PAI $450.19
CLTV 56.000
MATURITY 271021
FEE 0.5000
LOAN 0000021926506
LAST_NAME NEWBERRY
ADDRESS 250 BROOK STREET
CITY WESTBURY
STATE NY
ZIP 115900000
MORT $78,000.00
BAL $77,967.29
RATE 10.2500
PAI $698.96
CLTV 74.285
MATURITY 271001
FEE 0.5000
LOAN 0000021926514
LAST_NAME ROSENBECK
ADDRESS 13 LEWIS AVENUE
CITY BATAVIA
STATE NY
ZIP 140200000
MORT $25,100.00
BAL $24,765.16
RATE 10.9900
PAI $345.61
CLTV 84.992
MATURITY 70925
FEE 0.5000
LOAN 0000021926530
LAST_NAME PIPPIN
ADDRESS 5512 RUTH STREET
CITY PARISH JEFF
STATE LA
ZIP 700030000
MORT $113,900.00
BAL $113,900.00
RATE 8.7500
PAI $1,006.55
CLTV 85.000
MATURITY 171125
FEE 0.5000
LOAN 0000021926548
LAST_NAME LOUTH
ADDRESS 28 HAWTHORNE AVE
CITY BUFFALO
STATE NY
ZIP 142230000
MORT $33,200.00
BAL $33,200.00
RATE 9.8500
PAI $317.09
CLTV 79.960
MATURITY 171101
FEE 0.5000
LOAN 0000021926662
LAST_NAME CASEY
ADDRESS 211 KENT ST.
CITY ALBANY
STATE NY
ZIP 122060000
MORT $14,300.00
BAL $14,230.96
RATE 10.9900
PAI $196.90
CLTV 79.954
MATURITY 71021
FEE 0.5000
LOAN 0000021926688
LAST_NAME CASSEUS
ADDRESS 139 COOLIDGE STREET
CITY HAVERSTRAW
STATE NY
ZIP 109270000
MORT $26,500.00
BAL $26,500.00
RATE 10.2500
PAI $288.84
CLTV 84.215
MATURITY 121117
FEE 0.5000
LOAN 0000021926696
LAST_NAME RUOCCO, SR.
ADDRESS 1151 MILE SQUARE RD.
CITY YONKERS
STATE NY
ZIP 107040000
MORT $45,100.00
BAL $44,622.88
RATE 8.6500
PAI $562.80
CLTV 25.055
MATURITY 70929
FEE 0.5000
LOAN 0000021926720
LAST_NAME GERMAINE
ADDRESS 509 GRANT ST.
CITY ENDICOTT
STATE NY
ZIP 137630000
MORT $40,000.00
BAL $39,801.92
RATE 9.7500
PAI $523.08
CLTV 67.796
MATURITY 71009
FEE 0.5000
LOAN 0000021926746
LAST_NAME KANZER
ADDRESS 1740 HENDERSON WAY
CITY LAWRENCEVIL
STATE GA
ZIP 300430000
MORT $29,000.00
BAL $28,928.13
RATE 10.5000
PAI $289.53
CLTV 18.709
MATURITY 170904
FEE 0.5000
LOAN 0000021926779
LAST_NAME KISH
ADDRESS 22 TRIANGLE STREET
CITY NORWALK
STATE CT
ZIP 068550000
MORT $132,000.00
BAL $131,615.64
RATE 9.2500
PAI $1,208.94
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021926803
LAST_NAME JORDAN
ADDRESS 6528 SORBY SOURT
CITY NORFOLK
STATE VA
ZIP 235130000
MORT $28,350.00
BAL $28,027.12
RATE 12.9900
PAI $313.39
CLTV 64.578
MATURITY 121101
FEE 0.5000
LOAN 0000021926860
LAST_NAME SCHMIDT
ADDRESS 19 ELMWOOD TERRACE
CITY WAYNE
STATE NJ
ZIP 074700000
MORT $33,800.00
BAL $33,722.13
RATE 10.5000
PAI $373.62
CLTV 81.951
MATURITY 121015
FEE 0.5000
LOAN 0000021926910
LAST_NAME NAPPE
ADDRESS 341 WHITTIER DRIVE
CITY MASTIC BEAC
STATE NY
ZIP 119510000
MORT $27,600.00
BAL $27,105.19
RATE 8.9900
PAI $349.48
CLTV 22.622
MATURITY 71021
FEE 0.5000
LOAN 0000021926928
LAST_NAME WYSOKOWSKI
ADDRESS 242 SACKETT STREET
CITY BROOKLYN
STATE NY
ZIP 112310000
MORT $41,200.00
BAL $41,098.29
RATE 9.7500
PAI $436.46
CLTV 33.022
MATURITY 121017
FEE 0.5000
LOAN 0000021926951
LAST_NAME STEVENS
ADDRESS 55 NORTH AIRMONT ROAD
CITY SUFFERN
STATE NY
ZIP 109010000
MORT $25,200.00
BAL $25,166.16
RATE 9.8500
PAI $240.69
CLTV 67.798
MATURITY 170930
FEE 0.5000
LOAN 0000021927009
LAST_NAME HANMER
ADDRESS 4751 WEST DRIVE
CITY FORT MYERS
STATE FL
ZIP 339070000
MORT $25,000.00
BAL $25,000.00
RATE 8.8500
PAI $251.35
CLTV 35.714
MATURITY 121119
FEE 0.5000
LOAN 0000021927017
LAST_NAME MELVIN
ADDRESS 120 SANFORD AVENUE
CITY CLINTON
STATE NY
ZIP 133230000
MORT $54,100.00
BAL $53,956.90
RATE 8.9900
PAI $548.40
CLTV 68.917
MATURITY 121001
FEE 0.5000
LOAN 0000021927066
LAST_NAME PEACOCK
ADDRESS 9060 60TH STREET SE
CITY ALTO
STATE MI
ZIP 493020000
MORT $20,000.00
BAL $20,000.00
RATE 13.0000
PAI $253.05
CLTV 23.529
MATURITY 121101
FEE 0.5000
LOAN 0000021927090
LAST_NAME MUSCARELLA
ADDRESS 1341 RICHARD RD
CITY SALISBURY
STATE NC
ZIP 281470000
MORT $42,600.00
BAL $42,119.15
RATE 8.9900
PAI $431.82
CLTV 39.813
MATURITY 121001
FEE 0.5000
LOAN 0000021927157
LAST_NAME TATE
ADDRESS 230 TATE RD
CITY WILLARD
STATE NC
ZIP 284780000
MORT $48,000.00
BAL $47,837.57
RATE 11.2500
PAI $503.64
CLTV 74.418
MATURITY 170901
FEE 0.5000
LOAN 0000021927165
LAST_NAME HOLLIS
ADDRESS 433 QUARTERHORSE LANE
CITY HAMPSTEAD
STATE NC
ZIP 284430000
MORT $81,175.00
BAL $81,139.01
RATE 9.9900
PAI $711.77
CLTV 85.000
MATURITY 271001
FEE 0.5000
LOAN 0000021927199
LAST_NAME DECLEMENTI
ADDRESS 14 CHERYL LANE SOUTH
CITY FARMINGDALE
STATE NY
ZIP 117350000
MORT $36,700.00
BAL $36,644.98
RATE 8.9900
PAI $329.96
CLTV 20.388
MATURITY 171003
FEE 0.5000
LOAN 0000021927264
LAST_NAME WIGGINS
ADDRESS 1295 SAGG ROAD
CITY SAG HARBOR
STATE NY
ZIP 119630000
MORT $104,400.00
BAL $103,767.70
RATE 8.5000
PAI $906.01
CLTV 56.432
MATURITY 171001
FEE 0.5000
LOAN 0000021927298
LAST_NAME MAJESKI
ADDRESS 759 CARLOCK AVENUE
CITY PERTH AMBOY
STATE NJ
ZIP 088610000
MORT $101,200.00
BAL $101,054.75
RATE 9.9500
PAI $884.37
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021927348
LAST_NAME CHICK
ADDRESS 634 WYLIE AVENUE
CITY JEANNETTE
STATE PA
ZIP 156440000
MORT $37,500.00
BAL $37,500.00
RATE 8.6000
PAI $371.48
CLTV 72.115
MATURITY 121124
FEE 0.5000
LOAN 0000021927371
LAST_NAME KLUTTZ
ADDRESS 398 W HILLSIDE
CITY CHINA GROVE
STATE NC
ZIP 280230000
MORT $35,300.00
BAL $35,300.00
RATE 8.9900
PAI $446.97
CLTV 45.844
MATURITY 71101
FEE 0.5000
LOAN 0000021927405
LAST_NAME FUSCO
ADDRESS 14 RUSTWOOD PLACE
CITY MASSAPEQUA
STATE NY
ZIP 117620000
MORT $39,800.00
BAL $39,605.60
RATE 9.9900
PAI $525.74
CLTV 74.046
MATURITY 71008
FEE 0.5000
LOAN 0000021927421
LAST_NAME DEWITT
ADDRESS 27 ARBOR COURT
CITY FAIRPORT
STATE NY
ZIP 144500000
MORT $56,000.00
BAL $55,916.04
RATE 8.9900
PAI $503.49
CLTV 80.000
MATURITY 171021
FEE 0.5000
LOAN 0000021927439
LAST_NAME SPRADLIN
ADDRESS 209 N 2ND ST
CITY SPRINGPORT
STATE IN
ZIP 473860000
MORT $60,000.00
BAL $60,000.00
RATE 12.2500
PAI $628.74
CLTV 66.666
MATURITY 121101
FEE 0.5000
LOAN 0000021927447
LAST_NAME BARTO
ADDRESS 234 LISLE ROAD
CITY OWEGO
STATE NY
ZIP 138270000
MORT $54,900.00
BAL $54,815.15
RATE 8.7500
PAI $485.16
CLTV 73.200
MATURITY 171009
FEE 0.5000
LOAN 0000021927462
LAST_NAME HENDERSON
ADDRESS 28529 CLEVELAND STREET
CITY LIVONIA
STATE MI
ZIP 481500000
MORT $55,550.00
BAL $55,550.00
RATE 9.7500
PAI $477.26
CLTV 53.413
MATURITY 271101
FEE 0.5000
LOAN 0000021927470
LAST_NAME MCALLISTER
ADDRESS 141 ROCHESTER STREET
CITY AVON
STATE NY
ZIP 144140000
MORT $16,600.00
BAL $16,484.40
RATE 9.8500
PAI $176.86
CLTV 79.892
MATURITY 121007
FEE 0.5000
LOAN 0000021927488
LAST_NAME HEFLIN
ADDRESS 3908 WALLWORTH DRIVE
CITY RICHMOND
STATE VA
ZIP 232370000
MORT $32,800.00
BAL $32,373.65
RATE 9.7500
PAI $428.93
CLTV 56.115
MATURITY 71016
FEE 0.5000
LOAN 0000021927496
LAST_NAME MATHIS
ADDRESS 1618 S MARSTON STREET
CITY PHILADELPHI
STATE PA
ZIP 191450000
MORT $34,850.00
BAL $34,811.39
RATE 11.1500
PAI $335.85
CLTV 85.000
MATURITY 121006
FEE 0.5000
LOAN 0000021927504
LAST_NAME MORSE JR.
ADDRESS 97 CYPRESS STREET
CITY MILLBURN
STATE NJ
ZIP 070410000
MORT $133,000.00
BAL $133,000.00
RATE 8.2500
PAI $1,133.25
CLTV 61.860
MATURITY 171024
FEE 0.5000
LOAN 0000021927520
LAST_NAME BLOSENHAUER
ADDRESS 3769 HULBERTON ROAD
CITY HOLLEY
STATE NY
ZIP 144700000
MORT $18,800.00
BAL $18,746.51
RATE 9.9900
PAI $201.91
CLTV 56.969
MATURITY 121015
FEE 0.5000
LOAN 0000021927538
LAST_NAME COLON
ADDRESS 1705 PARK PL
CITY BROOKLYN
STATE NY
ZIP 112330000
MORT $91,000.00
BAL $90,950.75
RATE 9.9000
PAI $791.88
CLTV 75.833
MATURITY 121006
FEE 0.5000
LOAN 0000021927546
LAST_NAME SILVEY
ADDRESS 1340 PEACHTREE ROAD
CITY CHESNEE
STATE SC
ZIP 293230000
MORT $41,000.00
BAL $40,868.12
RATE 10.1250
PAI $443.73
CLTV 74.545
MATURITY 121001
FEE 0.5000
LOAN 0000021927561
LAST_NAME TAYLOR
ADDRESS 621 GREENBROOK RD
CITY NORTH PLAIN
STATE NJ
ZIP 070630000
MORT $108,000.00
BAL $107,848.30
RATE 9.5000
PAI $1,006.70
CLTV 80.000
MATURITY 171006
FEE 0.5000
LOAN 0000021927579
LAST_NAME MANCINI III
ADDRESS 54 CAMPBELL AVENUE
CITY TROY
STATE NY
ZIP 121800000
MORT $60,000.00
BAL $59,834.16
RATE 8.5000
PAI $590.84
CLTV 74.074
MATURITY 121009
FEE 0.5000
LOAN 0000021927587
LAST_NAME ASHCRAFT
ADDRESS 309 HAMPTON BOULEVARD
CITY ROCHESTER
STATE NY
ZIP 146500000
MORT $12,400.00
BAL $12,342.82
RATE 10.9900
PAI $170.74
CLTV 84.958
MATURITY 71007
FEE 0.5000
LOAN 0000021927595
LAST_NAME SIDES-CUMMIN
ADDRESS 6720 TERRY LN
CITY CHARLOTTE
STATE NC
ZIP 282150000
MORT $101,250.00
BAL $101,220.70
RATE 11.9500
PAI $1,037.58
CLTV 75.000
MATURITY 120930
FEE 0.5000
LOAN 0000021927611
LAST_NAME CISOWSKI
ADDRESS 15590 EL GATO LANE
CITY LOS GATOS
STATE CA
ZIP 905320000
MORT $261,000.00
BAL $260,894.02
RATE 10.4000
PAI $2,367.98
CLTV 70.540
MATURITY 121002
FEE 0.5000
LOAN 0000021927637
LAST_NAME ROSENBERG
ADDRESS 69 HARRISON BROOK DR
CITY BASKING RID
STATE NJ
ZIP 079200000
MORT $53,000.00
BAL $52,737.54
RATE 9.7500
PAI $693.09
CLTV 78.138
MATURITY 71022
FEE 0.5000
LOAN 0000021927645
LAST_NAME HOPKINS
ADDRESS 84-32 169TH ST
CITY JAMAICA
STATE NY
ZIP 114320000
MORT $110,000.00
BAL $109,834.25
RATE 8.9500
PAI $986.17
CLTV 44.000
MATURITY 171002
FEE 0.5000
LOAN 0000021927652
LAST_NAME WOODARD
ADDRESS 164 GRUBB RD
CITY NEWFIELD
STATE NJ
ZIP 083440000
MORT $117,000.00
BAL $116,731.65
RATE 10.5500
PAI $1,296.95
CLTV 90.000
MATURITY 121003
FEE 0.5000
LOAN 0000021927678
LAST_NAME VEGA
ADDRESS 3307 DELPHA COURT
CITY BALTIMORE
STATE MD
ZIP 212340000
MORT $26,600.00
BAL $26,600.00
RATE 10.7500
PAI $298.17
CLTV 84.945
MATURITY 121008
FEE 0.5000
LOAN 0000021927686
LAST_NAME HALES
ADDRESS 4335 BELL HILL ROAD
CITY BESSEMER
STATE AL
ZIP 350230000
MORT $20,000.00
BAL $19,957.23
RATE 11.3000
PAI $231.10
CLTV 63.484
MATURITY 121001
FEE 0.5000
LOAN 0000021927736
LAST_NAME WILSON
ADDRESS 316 2ND STREET
CITY FAYETTE CIT
STATE PA
ZIP 154380000
MORT $58,500.00
BAL $58,362.13
RATE 10.9000
PAI $599.86
CLTV 90.000
MATURITY 170904
FEE 0.5000
LOAN 0000021927777
LAST_NAME MAXIM
ADDRESS RTE 28 BOX 145
CITY ARKVILLE
STATE NY
ZIP 124060000
MORT $87,200.00
BAL $87,069.27
RATE 8.9900
PAI $784.00
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021927785
LAST_NAME COLLINS
ADDRESS 429 CAROLINE STREET
CITY DAYTONA BEA
STATE FL
ZIP 321140000
MORT $47,000.00
BAL $46,942.01
RATE 10.5000
PAI $469.24
CLTV 78.333
MATURITY 171023
FEE 0.5000
LOAN 0000021927819
LAST_NAME PRICE
ADDRESS 510 EGG HARBOR ROAD
CITY SEWELL
STATE NJ
ZIP 080800000
MORT $57,000.00
BAL $56,868.67
RATE 10.5000
PAI $630.08
CLTV 38.775
MATURITY 121009
FEE 0.5000
LOAN 0000021927827
LAST_NAME DEBRUYN
ADDRESS 2819 YORK ROAD
CITY SOUTH BEND
STATE IN
ZIP 466170000
MORT $68,000.00
BAL $67,659.40
RATE 9.5500
PAI $881.77
CLTV 80.000
MATURITY 70930
FEE 0.5000
LOAN 0000021927868
LAST_NAME STANTON
ADDRESS 20 JEFFREY DRIVE
CITY GRAND ISLAN
STATE NY
ZIP 140720000
MORT $41,500.00
BAL $41,390.23
RATE 8.9900
PAI $420.67
CLTV 41.500
MATURITY 121023
FEE 0.5000
LOAN 0000021927876
LAST_NAME WATKINS
ADDRESS 8505 HWY 58 P.O. BOX 57
CITY HARRISON
STATE TN
ZIP 373410000
MORT $58,800.00
BAL $58,711.40
RATE 8.9500
PAI $527.15
CLTV 80.000
MATURITY 170930
FEE 0.5000
LOAN 0000021927884
LAST_NAME DAVIDSON
ADDRESS 8185 LAURIE LANE
CITY LIVERPOOL
STATE NY
ZIP 130900000
MORT $31,150.00
BAL $31,108.92
RATE 9.9900
PAI $300.40
CLTV 36.647
MATURITY 171010
FEE 0.5000
LOAN 0000021927900
LAST_NAME ROMAN
ADDRESS 1003 EVERGREEN BLVD
CITY BROWNS MILL
STATE NJ
ZIP 080150000
MORT $23,550.00
BAL $23,493.12
RATE 9.9900
PAI $252.93
CLTV 75.403
MATURITY 121022
FEE 0.5000
LOAN 0000021927926
LAST_NAME SANDERS
ADDRESS 4538 ROSEMONT RD
CITY JACKSONVILL
STATE FL
ZIP 322070000
MORT $48,750.00
BAL $48,745.75
RATE 9.4500
PAI $408.14
CLTV 75.000
MATURITY 120922
FEE 0.5000
LOAN 0000021927934
LAST_NAME DICKERHOFF
ADDRESS 32645 FOREST DRIVE
CITY DELAND
STATE FL
ZIP 327200000
MORT $57,600.00
BAL $57,318.65
RATE 9.9900
PAI $760.87
CLTV 77.837
MATURITY 71009
FEE 0.5000
LOAN 0000021927967
LAST_NAME COYNE
ADDRESS 72 ELEANOR DRIVE
CITY MAHOPAC
STATE NY
ZIP 105410000
MORT $72,600.00
BAL $72,235.92
RATE 9.8500
PAI $953.39
CLTV 79.994
MATURITY 71023
FEE 0.5000
LOAN 0000021927983
LAST_NAME STONE
ADDRESS 645 LOUISANA AVENUE
CITY ETOWAH
STATE TN
ZIP 373310000
MORT $76,800.00
BAL $76,764.14
RATE 8.9500
PAI $615.19
CLTV 80.000
MATURITY 120922
FEE 0.5000
LOAN 0000021928023
LAST_NAME SMITH
ADDRESS 2619 SOUTH FOUR MILE RUN
CITY ARLINGTON
STATE VA
ZIP 222060000
MORT $60,500.00
BAL $60,353.89
RATE 9.9900
PAI $649.77
CLTV 57.619
MATURITY 121023
FEE 0.5000
LOAN 0000021928056
LAST_NAME STILLINGS
ADDRESS 2642 EMMONS DRIVE
CITY CLINTON
STATE OH
ZIP 442160000
MORT $80,000.00
BAL $79,682.88
RATE 9.5500
PAI $748.32
CLTV 80.000
MATURITY 170919
FEE 0.5000
LOAN 0000021928064
LAST_NAME KITBURI
ADDRESS 8 MEL MARA DRIVE
CITY OXON HILL
STATE MD
ZIP 207450000
MORT $32,500.00
BAL $32,336.75
RATE 9.5000
PAI $420.54
CLTV 78.366
MATURITY 71023
FEE 0.5000
LOAN 0000021928072
LAST_NAME KAUFFMAN
ADDRESS 55 MECHANIC STREET
CITY ELBA
STATE NY
ZIP 140580000
MORT $45,000.00
BAL $44,932.54
RATE 8.9900
PAI $404.59
CLTV 75.000
MATURITY 171016
FEE 0.5000
LOAN 0000021928080
LAST_NAME HAENDLER
ADDRESS 4414 FORTUNE CIRCLE NORTH
CITY COLORADO SP
STATE CO
ZIP 809170000
MORT $34,500.00
BAL $34,321.62
RATE 8.9900
PAI $436.84
CLTV 33.823
MATURITY 71008
FEE 0.5000
LOAN 0000021928114
LAST_NAME HOLLMAN
ADDRESS 31 MEDALLION LANE
CITY WILLINGBORO
STATE NJ
ZIP 080460000
MORT $16,350.00
BAL $16,276.82
RATE 11.5000
PAI $229.87
CLTV 84.959
MATURITY 71023
FEE 0.5000
LOAN 0000021928155
LAST_NAME PERDUE
ADDRESS 1008 WEST US HIGHWAY 40
CITY GREENCASTLE
STATE IN
ZIP 461350000
MORT $41,450.00
BAL $41,340.36
RATE 8.9900
PAI $420.17
CLTV 75.363
MATURITY 121017
FEE 0.5000
LOAN 0000021928171
LAST_NAME STANFIELD
ADDRESS 151 OLD BURTON ROAD
CITY LAFAYETTE
STATE GA
ZIP 307280000
MORT $49,600.00
BAL $49,575.89
RATE 9.4500
PAI $460.72
CLTV 80.000
MATURITY 170917
FEE 0.5000
LOAN 0000021928189
LAST_NAME MCFARLAND
ADDRESS 1504 AKINS DRIVE
CITY CHATTANOOGA
STATE TN
ZIP 374110000
MORT $54,400.00
BAL $54,318.44
RATE 8.9900
PAI $489.11
CLTV 80.000
MATURITY 170930
FEE 0.5000
LOAN 0000021928221
LAST_NAME MCCONATHA
ADDRESS 11463 LOWNDESBORO STR
CITY JACKSONVILL
STATE FL
ZIP 322230000
MORT $101,400.00
BAL $101,243.29
RATE 8.7500
PAI $896.09
CLTV 72.949
MATURITY 171022
FEE 0.5000
LOAN 0000021928239
LAST_NAME GATTO
ADDRESS P.O. BOX359 GETMAN RD
CITY TRIBES HILL
STATE NY
ZIP 121770000
MORT $12,500.00
BAL $12,483.52
RATE 9.9900
PAI $120.54
CLTV 32.272
MATURITY 170925
FEE 0.5000
LOAN 0000021928247
LAST_NAME THOMAS
ADDRESS 2255 TRELAIN DRIVE SOUTH
CITY SAINT PETER
STATE FL
ZIP 337120000
MORT $48,000.00
BAL $47,978.61
RATE 9.9900
PAI $420.88
CLTV 60.000
MATURITY 121009
FEE 0.5000
LOAN 0000021928270
LAST_NAME VIGEL
ADDRESS 283 SOUTH XAVIER STREET
CITY DENVER
STATE CO
ZIP 802190000
MORT $30,000.00
BAL $29,864.34
RATE 10.7500
PAI $336.28
CLTV 81.704
MATURITY 120827
FEE 0.5000
LOAN 0000021928288
LAST_NAME PERRY
ADDRESS 24 ANDOVER AVENUE
CITY BUFFALO
STATE NY
ZIP 142150000
MORT $29,900.00
BAL $29,827.20
RATE 9.9000
PAI $319.48
CLTV 79.844
MATURITY 121021
FEE 0.5000
LOAN 0000021928304
LAST_NAME TALLENT
ADDRESS 1057 WOODSTOCK AVE
CITY JACKSONVILL
STATE FL
ZIP 322540000
MORT $24,000.00
BAL $23,905.33
RATE 8.7500
PAI $239.87
CLTV 61.538
MATURITY 120829
FEE 0.5000
LOAN 0000021928312
LAST_NAME HAAS
ADDRESS 101 BRADLEY DRIVE
CITY JACKSON
STATE MI
ZIP 492010000
MORT $35,800.00
BAL $35,713.55
RATE 9.9900
PAI $384.49
CLTV 74.139
MATURITY 121022
FEE 0.5000
LOAN 0000021928320
LAST_NAME JAMES
ADDRESS 623 NORTH GROVE STREET
CITY WARREN
STATE IN
ZIP 467920000
MORT $79,300.00
BAL $78,878.93
RATE 8.9900
PAI $803.84
CLTV 74.811
MATURITY 120909
FEE 0.5000
LOAN 0000021928346
LAST_NAME SPATARO
ADDRESS 7 THRASHER AVENUE
CITY BELLPORT
STATE NY
ZIP 117130000
MORT $94,200.00
BAL $94,075.79
RATE 9.9900
PAI $908.43
CLTV 82.631
MATURITY 171023
FEE 0.5000
LOAN 0000021928353
LAST_NAME MCCARTHY
ADDRESS 46 WEST 12TH ROAD
CITY FAR ROCKAWA
STATE NY
ZIP 116930000
MORT $44,900.00
BAL $44,664.68
RATE 8.7500
PAI $562.72
CLTV 33.259
MATURITY 71001
FEE 0.5000
LOAN 0000021928395
LAST_NAME CALIZAIRE
ADDRESS 722 EAST 43RD STREET
CITY BROOKLYN
STATE NY
ZIP 112030000
MORT $28,000.00
BAL $27,967.61
RATE 10.9900
PAI $288.82
CLTV 43.516
MATURITY 171021
FEE 0.5000
LOAN 0000021928411
LAST_NAME WILHELM
ADDRESS 3226 FAYCREST ROAD
CITY COLUMBUS
STATE OH
ZIP 432320000
MORT $63,200.00
BAL $63,170.82
RATE 9.8000
PAI $545.31
CLTV 80.000
MATURITY 121007
FEE 0.5000
LOAN 0000021928429
LAST_NAME SANCHEZ
ADDRESS 61890 E HIGHWAY 50
CITY BOONE
STATE CO
ZIP 810250000
MORT $27,400.00
BAL $27,336.33
RATE 10.9900
PAI $282.63
CLTV 32.235
MATURITY 170926
FEE 0.5000
LOAN 0000021928460
LAST_NAME EVANS
ADDRESS 12149 S LOOMIS
CITY CHICAGO
STATE IL
ZIP 606420000
MORT $63,000.00
BAL $62,734.07
RATE 11.4900
PAI $735.56
CLTV 90.000
MATURITY 120923
FEE 0.5000
LOAN 0000021928478
LAST_NAME KLINK
ADDRESS LOT 60 NANTAHALA ACRE
CITY ROBBINSVILL
STATE NC
ZIP 287710000
MORT $37,100.00
BAL $36,965.41
RATE 9.9500
PAI $397.54
CLTV 70.000
MATURITY 120917
FEE 0.5000
LOAN 0000021928486
LAST_NAME BAKER
ADDRESS 166 BROOKSHORE DR
CITY CHIPPEWA LA
STATE OH
ZIP 442150000
MORT $69,600.00
BAL $69,568.54
RATE 9.9000
PAI $605.66
CLTV 80.000
MATURITY 271014
FEE 0.5000
LOAN 0000021928494
LAST_NAME INDORF
ADDRESS 1116 20TH ST SW
CITY MASSILLON
STATE OH
ZIP 446470000
MORT $25,500.00
BAL $24,824.50
RATE 10.4000
PAI $342.66
CLTV 73.669
MATURITY 70905
FEE 0.5000
LOAN 0000021928510
LAST_NAME ROBINSON
ADDRESS 302 RIVER ROAD
CITY ROME
STATE NY
ZIP 134400000
MORT $21,300.00
BAL $21,195.96
RATE 9.9900
PAI $281.36
CLTV 66.562
MATURITY 71008
FEE 0.5000
LOAN 0000021928528
LAST_NAME REGAN
ADDRESS 2488 REED ROAD
CITY BERGEN
STATE NY
ZIP 144160000
MORT $27,500.00
BAL $27,363.73
RATE 9.8500
PAI $361.13
CLTV 65.786
MATURITY 71015
FEE 0.5000
LOAN 0000021928536
LAST_NAME BARNETT
ADDRESS 588 VICTOR HILL RD
CITY GREER
STATE SC
ZIP 296510000
MORT $45,000.00
BAL $45,000.00
RATE 9.5500
PAI $420.93
CLTV 78.947
MATURITY 170919
FEE 0.5000
LOAN 0000021928551
LAST_NAME BURGY
ADDRESS 19 OSWEGO STREET
CITY CAMDEN
STATE NY
ZIP 133160000
MORT $59,500.00
BAL $59,369.02
RATE 10.9900
PAI $675.90
CLTV 85.000
MATURITY 121021
FEE 0.5000
LOAN 0000021928577
LAST_NAME MILLER
ADDRESS 45 RYMPH ROAD
CITY LAGRANGEVIL
STATE NY
ZIP 125400000
MORT $34,150.00
BAL $33,670.16
RATE 11.2500
PAI $393.53
CLTV 84.996
MATURITY 121023
FEE 0.5000
LOAN 0000021928585
LAST_NAME ISAACS
ADDRESS 720 N KRUSE ROAD
CITY MT. ZION
STATE IL
ZIP 625490000
MORT $53,100.00
BAL $53,100.00
RATE 10.3000
PAI $523.03
CLTV 88.500
MATURITY 171126
FEE 0.5000
LOAN 0000021928593
LAST_NAME BOOTH
ADDRESS 194-42 MURDOCK AVENUE
CITY ST. ALBANS
STATE NY
ZIP 114120000
MORT $42,000.00
BAL $41,948.18
RATE 10.5000
PAI $419.32
CLTV 28.767
MATURITY 171021
FEE 0.5000
LOAN 0000021928601
LAST_NAME GRIFFIN
ADDRESS 110 EAGLE STREET
CITY TROY
STATE NY
ZIP 121800000
MORT $36,200.00
BAL $36,108.99
RATE 9.5500
PAI $379.10
CLTV 43.095
MATURITY 121021
FEE 0.5000
LOAN 0000021928619
LAST_NAME ITNYRE
ADDRESS 704 INTERVAL ROAD
CITY HAGERSTOWN
STATE MD
ZIP 217400000
MORT $11,100.00
BAL $11,085.09
RATE 9.8500
PAI $106.02
CLTV 53.392
MATURITY 171022
FEE 0.5000
LOAN 0000021928627
LAST_NAME HOLTZMAN
ADDRESS 918 WEST CLINTON
CITY ELMIRA
STATE NY
ZIP 149050000
MORT $60,100.00
BAL $60,009.90
RATE 8.9900
PAI $540.35
CLTV 49.061
MATURITY 171015
FEE 0.5000
LOAN 0000021928643
LAST_NAME HOCKETT
ADDRESS 613 E GREEN
CITY WAVELAND
STATE IN
ZIP 479890000
MORT $33,300.00
BAL $33,125.47
RATE 8.7500
PAI $417.34
CLTV 34.687
MATURITY 71022
FEE 0.5000
LOAN 0000021928676
LAST_NAME MOBLEY
ADDRESS 7200 S.MARTIN LUTHER DRIV
CITY CHICAGO
STATE IL
ZIP 606190000
MORT $25,000.00
BAL $24,940.42
RATE 12.5000
PAI $308.13
CLTV 21.929
MATURITY 121001
FEE 0.5000
LOAN 0000021928692
LAST_NAME FRAZIER
ADDRESS 2231 TRAVELERS PALM DRIVE
CITY EDGEWATER
STATE FL
ZIP 321410000
MORT $56,100.00
BAL $56,026.02
RATE 9.9900
PAI $541.01
CLTV 85.000
MATURITY 171020
FEE 0.5000
LOAN 0000021928718
LAST_NAME POWERS
ADDRESS 1492 GLADSTONE ST
CITY SHERIDAN
STATE WY
ZIP 828010000
MORT $64,000.00
BAL $64,000.00
RATE 8.6500
PAI $498.93
CLTV 80.000
MATURITY 271119
FEE 0.5000
LOAN 0000021928742
LAST_NAME MCCARTHY
ADDRESS 15 HUTCHINS STREET
CITY SARATOGA SP
STATE NY
ZIP 128660000
MORT $17,325.00
BAL $17,325.00
RATE 9.9900
PAI $186.07
CLTV 81.539
MATURITY 121020
FEE 0.5000
LOAN 0000021928759
LAST_NAME WALTER
ADDRESS 24 HOOVER AVENUE
CITY KENMORE
STATE NY
ZIP 142170000
MORT $56,800.00
BAL $56,712.22
RATE 8.7500
PAI $501.95
CLTV 80.000
MATURITY 171020
FEE 0.5000
LOAN 0000021928775
LAST_NAME KEACH
ADDRESS 251 BIRCHWOOD AVENUE
CITY ELMIRA HEIG
STATE NY
ZIP 149030000
MORT $48,000.00
BAL $47,859.60
RATE 8.9900
PAI $486.56
CLTV 80.000
MATURITY 121010
FEE 0.5000
LOAN 0000021928783
LAST_NAME LOOMAN
ADDRESS 5 SCHOOL STREET
CITY NELLISTON
STATE NY
ZIP 133390000
MORT $35,500.00
BAL $35,453.19
RATE 9.9900
PAI $342.35
CLTV 75.531
MATURITY 170930
FEE 0.5000
LOAN 0000021928825
LAST_NAME GREGOIRE
ADDRESS 18 MILL ROAD
CITY WEST SENECA
STATE NY
ZIP 142240000
MORT $31,300.00
BAL $31,144.83
RATE 9.7500
PAI $331.58
CLTV 72.225
MATURITY 120923
FEE 0.5000
LOAN 0000021928841
LAST_NAME GIVLER
ADDRESS 28 ELMWOOD
CITY VINELAND
STATE NJ
ZIP 083600000
MORT $26,700.00
BAL $26,667.49
RATE 10.6000
PAI $268.36
CLTV 79.954
MATURITY 171018
FEE 0.5000
LOAN 0000021928858
LAST_NAME DURAN
ADDRESS 616 44TH STREET
CITY ROCK ISLAND
STATE IL
ZIP 612010000
MORT $28,300.00
BAL $28,002.92
RATE 8.9900
PAI $358.34
CLTV 79.943
MATURITY 70926
FEE 0.5000
LOAN 0000021928874
LAST_NAME BLATCH
ADDRESS 7608 53RD STREET
CITY TAMPA
STATE FL
ZIP 336170000
MORT $60,000.00
BAL $60,000.00
RATE 8.9900
PAI $482.35
CLTV 80.000
MATURITY 270829
FEE 0.5000
LOAN 0000021928882
LAST_NAME RIECKS
ADDRESS 17 DEAN LANE
CITY EAST BRUNSW
STATE NJ
ZIP 088160000
MORT $101,150.00
BAL $101,150.00
RATE 11.6500
PAI $1,013.27
CLTV 85.000
MATURITY 271125
FEE 0.5000
LOAN 0000021928890
LAST_NAME ALLEN
ADDRESS 109 SMITHFIELD ST
CITY BEAVER FALL
STATE PA
ZIP 150100000
MORT $40,000.00
BAL $39,877.92
RATE 10.1500
PAI $433.53
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021928908
LAST_NAME MONTOYA SR.
ADDRESS 2950 N SAWYER
CITY CHICAGO
STATE IL
ZIP 606180000
MORT $110,000.00
BAL $110,000.00
RATE 9.1400
PAI $896.19
CLTV 71.895
MATURITY 271101
FEE 0.5000
LOAN 0000021928916
LAST_NAME LEONARD
ADDRESS 1819 MORELAND
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $56,950.00
BAL $56,930.94
RATE 11.2900
PAI $554.86
CLTV 85.000
MATURITY 120918
FEE 0.5000
LOAN 0000021928932
LAST_NAME BRYANT
ADDRESS 6308 POTTS RD
CITY CHATTANOOGA
STATE TN
ZIP 374160000
MORT $67,500.00
BAL $67,471.69
RATE 10.2500
PAI $604.87
CLTV 90.000
MATURITY 271014
FEE 0.5000
LOAN 0000021928940
LAST_NAME CUMMINS
ADDRESS 91 CHAMBERLAND PLACE
CITY MIDLAND PAR
STATE NJ
ZIP 074320000
MORT $10,000.00
BAL $9,987.66
RATE 10.5000
PAI $99.84
CLTV 37.000
MATURITY 171003
FEE 0.5000
LOAN 0000021928965
LAST_NAME GUERIN
ADDRESS 638 EAST ELK PLACE
CITY DENVER
STATE CO
ZIP 802160000
MORT $27,000.00
BAL $26,609.97
RATE 9.9900
PAI $260.38
CLTV 65.480
MATURITY 170908
FEE 0.5000
LOAN 0000021928973
LAST_NAME GRAVELEY
ADDRESS 5103 OAKHILL DRIVE
CITY WINTER PARK
STATE FL
ZIP 327920000
MORT $67,500.00
BAL $67,172.62
RATE 9.9900
PAI $724.95
CLTV 84.705
MATURITY 120910
FEE 0.5000
LOAN 0000021928981
LAST_NAME SIMAR
ADDRESS 2216 KRAMER
CITY NEW IBERIA
STATE LA
ZIP 705600000
MORT $40,000.00
BAL $39,866.86
RATE 10.3900
PAI $439.44
CLTV 80.000
MATURITY 120813
FEE 0.5000
LOAN 0000021929021
LAST_NAME PETERSON
ADDRESS 2118 MADISON AVENUE
CITY NEWPORT NEW
STATE VA
ZIP 236070000
MORT $37,000.00
BAL $36,836.35
RATE 10.9900
PAI $420.31
CLTV 81.937
MATURITY 121003
FEE 0.5000
LOAN 0000021929047
LAST_NAME CLINE
ADDRESS 527 SAGEHEN WAY
CITY FREDERICK
STATE MD
ZIP 217030000
MORT $32,350.00
BAL $32,271.87
RATE 9.9900
PAI $347.44
CLTV 54.630
MATURITY 121016
FEE 0.5000
LOAN 0000021929062
LAST_NAME JAMISON
ADDRESS 805 SPEDDEN STREET
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $42,300.00
BAL $42,246.07
RATE 10.2500
PAI $415.24
CLTV 90.000
MATURITY 171022
FEE 0.5000
LOAN 0000021929096
LAST_NAME HELD
ADDRESS 146 PARKFIELD STREET
CITY PITTSBURGH
STATE PA
ZIP 152100000
MORT $70,400.00
BAL $69,904.64
RATE 9.8000
PAI $670.08
CLTV 80.000
MATURITY 170904
FEE 0.5000
LOAN 0000021929104
LAST_NAME PIERCE
ADDRESS 109 URBAN STREET UNIT 21
CITY BLOOMINGTON
STATE IL
ZIP 617040000
MORT $24,100.00
BAL $24,041.80
RATE 9.9900
PAI $258.83
CLTV 79.318
MATURITY 121010
FEE 0.5000
LOAN 0000021929138
LAST_NAME SHAFFER
ADDRESS BILKIE STATE LINE ROA
CITY MILLERTON
STATE NY
ZIP 125460000
MORT $28,100.00
BAL $24,482.21
RATE 9.7500
PAI $367.46
CLTV 47.874
MATURITY 71021
FEE 0.5000
LOAN 0000021929146
LAST_NAME MANILY
ADDRESS 510 LINCOLN STREET
CITY LINDEN
STATE NJ
ZIP 070360000
MORT $34,050.00
BAL $33,973.35
RATE 10.7500
PAI $381.68
CLTV 30.401
MATURITY 121022
FEE 0.5000
LOAN 0000021929153
LAST_NAME WRIGHT
ADDRESS 8788 16 MILE RD
CITY PARIS
STATE MI
ZIP 493380000
MORT $46,500.00
BAL $46,458.59
RATE 9.9900
PAI $407.73
CLTV 84.545
MATURITY 271001
FEE 0.5000
LOAN 0000021929187
LAST_NAME MORRISON
ADDRESS 600 W 2ND AVENUE
CITY GLENWOOD
STATE GA
ZIP 304280000
MORT $44,700.00
BAL $44,577.90
RATE 9.7500
PAI $423.99
CLTV 68.036
MATURITY 171002
FEE 0.5000
LOAN 0000021929203
LAST_NAME BLANDFORD
ADDRESS 14215 STONE CHASE WAY
CITY CENTERVILLE
STATE VA
ZIP 201210000
MORT $91,500.00
BAL $91,145.22
RATE 12.3900
PAI $1,121.22
CLTV 84.904
MATURITY 120909
FEE 0.5000
LOAN 0000021929211
LAST_NAME RASSEL
ADDRESS 984 SUNNYFIELD LANE
CITY LAWRENCEVIL
STATE GA
ZIP 302430000
MORT $15,900.00
BAL $15,829.68
RATE 10.9900
PAI $180.62
CLTV 84.712
MATURITY 120829
FEE 0.5000
LOAN 0000021929237
LAST_NAME OSBORNE
ADDRESS 2 MARK TWAIN LANE
CITY EAST SETAUK
STATE NY
ZIP 117330000
MORT $44,600.00
BAL $44,600.00
RATE 8.9900
PAI $400.99
CLTV 25.485
MATURITY 171002
FEE 0.5000
LOAN 0000021929252
LAST_NAME WILLIS
ADDRESS 214 NORTH MAPLE STREET
CITY ARGOS
STATE IN
ZIP 465010000
MORT $13,000.00
BAL $12,970.74
RATE 10.7500
PAI $145.72
CLTV 75.714
MATURITY 120929
FEE 0.5000
LOAN 0000021929294
LAST_NAME HORNE
ADDRESS 5291 MOSS HOLLOW COVE
CITY MEMPHIS
STATE TN
ZIP 381340000
MORT $60,000.00
BAL $59,749.32
RATE 8.9500
PAI $537.91
CLTV 69.767
MATURITY 170929
FEE 0.5000
LOAN 0000021929302
LAST_NAME SEYMOUR
ADDRESS 387 GENERAL LEROY MANOR R
CITY MORRISONVIL
STATE NY
ZIP 129620000
MORT $80,000.00
BAL $79,880.06
RATE 8.9900
PAI $719.27
CLTV 80.000
MATURITY 171022
FEE 0.5000
LOAN 0000021929310
LAST_NAME MILLER
ADDRESS 15 WEST STREET
CITY WHITESBORO
STATE NY
ZIP 134920000
MORT $41,600.00
BAL $41,486.65
RATE 8.9900
PAI $421.69
CLTV 80.000
MATURITY 121020
FEE 0.5000
LOAN 0000021929328
LAST_NAME ROGERS
ADDRESS 4 PLAZA LANE
CITY SELDEN
STATE NY
ZIP 117840000
MORT $106,000.00
BAL $106,000.00
RATE 8.7500
PAI $936.73
CLTV 75.714
MATURITY 171008
FEE 0.5000
LOAN 0000021929336
LAST_NAME KING
ADDRESS 120-45 200TH ST
CITY JAMAICA
STATE NY
ZIP 114120000
MORT $42,000.00
BAL $41,937.03
RATE 8.9900
PAI $377.62
CLTV 25.454
MATURITY 171020
FEE 0.5000
LOAN 0000021929351
LAST_NAME DEYETTE
ADDRESS 41 GLENWOOD AVENUE
CITY QUEENSBURY
STATE NY
ZIP 128040000
MORT $32,900.00
BAL $32,729.35
RATE 9.2500
PAI $338.60
CLTV 32.574
MATURITY 120929
FEE 0.5000
LOAN 0000021929369
LAST_NAME MUSCARI SR.
ADDRESS 8040 KIRBY HAIGH DRIVE
CITY NORFOLK
STATE VA
ZIP 235180000
MORT $72,000.00
BAL $71,433.90
RATE 12.1000
PAI $746.15
CLTV 82.448
MATURITY 121001
FEE 0.5000
LOAN 0000021929385
LAST_NAME WEINSTEIN
ADDRESS 2232 EAST 29TH STREET
CITY BROOKLYN
STATE NY
ZIP 112290000
MORT $19,000.00
BAL $18,955.96
RATE 9.8500
PAI $181.48
CLTV 33.475
MATURITY 171014
FEE 0.5000
LOAN 0000021929419
LAST_NAME BUSH
ADDRESS 116 ELLIOTT ROAD
CITY WEST FALLS
STATE NY
ZIP 141700000
MORT $60,000.00
BAL $59,819.43
RATE 8.9900
PAI $539.45
CLTV 80.000
MATURITY 171001
FEE 0.5000
LOAN 0000021929427
LAST_NAME MADSEN
ADDRESS 115 W 206TH ST
CITY SHERIDAN
STATE IN
ZIP 460690000
MORT $68,000.00
BAL $67,811.19
RATE 8.4500
PAI $667.64
CLTV 80.000
MATURITY 121017
FEE 0.5000
LOAN 0000021929435
LAST_NAME JOHNSON
ADDRESS 440 6TH ST
CITY DONORA
STATE PA
ZIP 150330000
MORT $35,000.00
BAL $34,754.96
RATE 9.9000
PAI $373.98
CLTV 77.777
MATURITY 121021
FEE 0.5000
LOAN 0000021929443
LAST_NAME HIGGS
ADDRESS 215 MCCGEE LOOP
CITY JACKSON
STATE TN
ZIP 383050000
MORT $56,800.00
BAL $56,800.00
RATE 8.9500
PAI $454.99
CLTV 80.000
MATURITY 120930
FEE 0.5000
LOAN 0000021929450
LAST_NAME GREEN
ADDRESS 22 HORACE AVENUE
CITY ROOSEVELT
STATE NY
ZIP 115750000
MORT $108,000.00
BAL $107,833.09
RATE 8.7500
PAI $954.41
CLTV 80.000
MATURITY 171021
FEE 0.5000
LOAN 0000021929468
LAST_NAME MILLER
ADDRESS 2007 PLEASANT VIEW DR
CITY ASHTABULA
STATE OH
ZIP 440040000
MORT $98,400.00
BAL $98,400.00
RATE 9.5500
PAI $831.00
CLTV 80.000
MATURITY 121006
FEE 0.5000
LOAN 0000021929484
LAST_NAME PETERSON
ADDRESS 3906 FLOYD ROAD
CITY TAMPA
STATE FL
ZIP 336240000
MORT $48,000.00
BAL $47,734.44
RATE 9.9500
PAI $514.35
CLTV 85.064
MATURITY 120926
FEE 0.5000
LOAN 0000021929492
LAST_NAME AYEN
ADDRESS 8240 N 68TH STREET
CITY PINELLAS PA
STATE FL
ZIP 337810000
MORT $57,800.00
BAL $57,800.00
RATE 9.3500
PAI $479.71
CLTV 85.000
MATURITY 271125
FEE 0.5000
LOAN 0000021929500
LAST_NAME GORDON
ADDRESS 4226 SHORECREST DRIVE
CITY ORLANDO
STATE FL
ZIP 328040000
MORT $70,000.00
BAL $70,000.00
RATE 8.9500
PAI $560.72
CLTV 71.428
MATURITY 120924
FEE 0.5000
LOAN 0000021929534
LAST_NAME WHITE
ADDRESS 13 CORSO COURT
CITY BROOKLYN
STATE NY
ZIP 112230000
MORT $150,000.00
BAL $150,000.00
RATE 9.7500
PAI $1,589.04
CLTV 75.000
MATURITY 121104
FEE 0.5000
LOAN 0000021929567
LAST_NAME INGE
ADDRESS 2218 GLEN GARDNER DR
CITY JACKSONVILL
STATE FL
ZIP 322460000
MORT $51,000.00
BAL $50,373.44
RATE 9.9500
PAI $546.49
CLTV 85.000
MATURITY 120829
FEE 0.5000
LOAN 0000021929583
LAST_NAME ROBBINS
ADDRESS 202 NEWPORT AVENUE NW
CITY MASSILLON
STATE OH
ZIP 446460000
MORT $24,500.00
BAL $24,371.17
RATE 9.9900
PAI $263.13
CLTV 44.545
MATURITY 120922
FEE 0.5000
LOAN 0000021929609
LAST_NAME ECKERT
ADDRESS 1323 DEANWOOD ROAD
CITY BALTIMORE
STATE MD
ZIP 212340000
MORT $66,400.00
BAL $66,400.00
RATE 10.6000
PAI $612.36
CLTV 80.000
MATURITY 120910
FEE 0.5000
LOAN 0000021929625
LAST_NAME QUILLEN
ADDRESS 1467 LOS ROBLES AVE
CITY ST AUGUSTIN
STATE FL
ZIP 320860000
MORT $51,000.00
BAL $50,864.23
RATE 9.9500
PAI $490.48
CLTV 85.000
MATURITY 170924
FEE 0.5000
LOAN 0000021929633
LAST_NAME MIRELEZ
ADDRESS 8913 KENT STREET
CITY WESTMINSTER
STATE CO
ZIP 800300000
MORT $34,600.00
BAL $34,600.00
RATE 7.9500
PAI $329.66
CLTV 29.446
MATURITY 121117
FEE 0.5000
LOAN 0000021929666
LAST_NAME JOHNSON
ADDRESS 3843 BAKERS FERRY RD
CITY ATLANTA
STATE GA
ZIP 303310000
MORT $68,000.00
BAL $68,000.00
RATE 10.3500
PAI $614.41
CLTV 80.000
MATURITY 120825
FEE 0.5000
LOAN 0000021929740
LAST_NAME FRENCH
ADDRESS 24928 STATELINE ROAD
CITY LAWRENCEBUR
STATE IN
ZIP 470250000
MORT $19,300.00
BAL $19,282.03
RATE 9.9900
PAI $169.23
CLTV 44.883
MATURITY 120927
FEE 0.5000
LOAN 0000021929757
LAST_NAME WHITE
ADDRESS 15023 COOK STREET
CITY SOUTHGATE
STATE MI
ZIP 481950000
MORT $69,200.00
BAL $69,200.00
RATE 8.1000
PAI $512.60
CLTV 80.000
MATURITY 271124
FEE 0.5000
LOAN 0000021929807
LAST_NAME MICHALICKA
ADDRESS 4397 CRAFTSBURY DRIVE
CITY NEW PORT RI
STATE FL
ZIP 346520000
MORT $45,000.00
BAL $44,854.41
RATE 9.8500
PAI $479.46
CLTV 75.000
MATURITY 121006
FEE 0.5000
LOAN 0000021929849
LAST_NAME OBERMANN
ADDRESS 637 WATKINS GLEN
CITY ST. CHARLES
STATE MO
ZIP 633040000
MORT $79,500.00
BAL $79,412.07
RATE 9.9500
PAI $694.74
CLTV 75.714
MATURITY 270827
FEE 0.5000
LOAN 0000021929856
LAST_NAME SIMMONS
ADDRESS 5810 PAR 4 COURT
CITY LITHONIA
STATE GA
ZIP 300380000
MORT $52,000.00
BAL $51,955.41
RATE 10.9000
PAI $491.28
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021929914
LAST_NAME RZYMSKI
ADDRESS 618 WINDOM STREET
CITY PITTSBURGH
STATE PA
ZIP 152030000
MORT $24,500.00
BAL $23,908.41
RATE 9.5500
PAI $515.15
CLTV 70.000
MATURITY 20917
FEE 0.5000
LOAN 0000021930144
LAST_NAME SAINATO
ADDRESS 8534 SUNLIGHT DRIVE
CITY REYNOLDSBUR
STATE OH
ZIP 430680000
MORT $28,000.00
BAL $27,859.95
RATE 10.1500
PAI $303.47
CLTV 74.992
MATURITY 120917
FEE 0.5000
LOAN 0000021930284
LAST_NAME CHANGET
ADDRESS 3119 ALLENFORD DR SE
CITY CANTON
STATE OH
ZIP 447070000
MORT $64,000.00
BAL $63,823.47
RATE 9.8000
PAI $552.22
CLTV 80.000
MATURITY 120919
FEE 0.5000
LOAN 0000021930300
LAST_NAME EAGLY
ADDRESS 9521 XENIA ST
CITY NEW PORT RI
STATE FL
ZIP 346640000
MORT $24,500.00
BAL $24,419.47
RATE 10.5000
PAI $270.83
CLTV 54.444
MATURITY 120930
FEE 0.5000
LOAN 0000021930375
LAST_NAME JACKSON
ADDRESS 578 PRUITT RD
CITY SENECA
STATE SC
ZIP 296780000
MORT $80,800.00
BAL $80,393.55
RATE 10.3000
PAI $883.18
CLTV 80.000
MATURITY 120827
FEE 0.5000
LOAN 0000021930441
LAST_NAME EBELING
ADDRESS 214 LAKE DRIVE
CITY BYRAM TOWNS
STATE NJ
ZIP 078740000
MORT $121,500.00
BAL $121,500.00
RATE 11.5500
PAI $1,299.90
CLTV 90.000
MATURITY 171101
FEE 0.5000
LOAN 0000021930474
LAST_NAME CHEE-VELASQU
ADDRESS 22 HEARTHSTONE DRIVE
CITY MANALAPAN T
STATE NJ
ZIP 077260000
MORT $273,600.00
BAL $273,454.53
RATE 9.4500
PAI $2,290.60
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021930508
LAST_NAME BLEISTINE
ADDRESS 211 EAST BETTLEWOOD AVENU
CITY OAKLYN BORO
STATE NJ
ZIP 081070000
MORT $144,000.00
BAL $143,804.14
RATE 9.7500
PAI $1,365.86
CLTV 80.000
MATURITY 171028
FEE 0.5000
LOAN 0000021930532
LAST_NAME WINTERLE
ADDRESS 121 PROSPECT ROAD
CITY BOROUGH OF
STATE NJ
ZIP 080330000
MORT $148,750.00
BAL $148,750.00
RATE 10.9900
PAI $1,534.37
CLTV 85.000
MATURITY 171101
FEE 0.5000
LOAN 0000021930540
LAST_NAME JACKSON,III
ADDRESS 430 NW ORANGE ROAD
CITY LAKE PLACID
STATE FL
ZIP 338520000
MORT $98,000.00
BAL $98,000.00
RATE 8.8500
PAI $872.30
CLTV 77.165
MATURITY 171125
FEE 0.5000
LOAN 0000021930581
LAST_NAME VINCENT
ADDRESS 34 GENERAL GREENE AVENUE
CITY TRENTON CIT
STATE NJ
ZIP 086180000
MORT $74,700.00
BAL $74,700.00
RATE 11.2500
PAI $860.80
CLTV 90.000
MATURITY 121027
FEE 0.5000
LOAN 0000021930599
LAST_NAME PAPPAS
ADDRESS 36 HEMLOCK AVENUE
CITY TOWNSHIP OF
STATE NJ
ZIP 077270000
MORT $73,000.00
BAL $73,000.00
RATE 10.9900
PAI $753.00
CLTV 60.833
MATURITY 171101
FEE 0.5000
LOAN 0000021930615
LAST_NAME MALONEY
ADDRESS 80 CHURCH LANE
CITY MADISON
STATE CT
ZIP 064430000
MORT $17,979.00
BAL $17,979.00
RATE 10.7000
PAI $200.97
CLTV 80.000
MATURITY 121117
FEE 0.5000
LOAN 0000021930631
LAST_NAME STEVENS
ADDRESS 1690 SOUTH STATE STREET
CITY VINELAND CI
STATE NJ
ZIP 083600000
MORT $112,500.00
BAL $112,500.00
RATE 9.8000
PAI $970.68
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021930664
LAST_NAME KOLLMAR
ADDRESS 46 EASTBROOK LANE
CITY WILLINGBORO
STATE NJ
ZIP 080460000
MORT $84,000.00
BAL $83,797.15
RATE 9.9900
PAI $902.15
CLTV 80.000
MATURITY 121028
FEE 0.5000
LOAN 0000021930698
LAST_NAME MCCANN
ADDRESS 386 ROADSTOWN GREENWICH R
CITY STOW CREEK
STATE NJ
ZIP 083020000
MORT $62,600.00
BAL $62,600.00
RATE 10.2500
PAI $835.95
CLTV 71.136
MATURITY 71101
FEE 0.5000
LOAN 0000021930722
LAST_NAME STILL
ADDRESS 520 HEMMINGS WAY
CITY LAWNSIDE BO
STATE NJ
ZIP 080450000
MORT $90,900.00
BAL $90,900.00
RATE 10.9900
PAI $1,032.60
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021930748
LAST_NAME MAURER
ADDRESS 49 WEST HARMONY STREET
CITY BOROUGH OF
STATE NJ
ZIP 080690000
MORT $34,500.00
BAL $34,500.00
RATE 11.6500
PAI $406.32
CLTV 67.647
MATURITY 121101
FEE 0.5000
LOAN 0000021930789
LAST_NAME YOUNG
ADDRESS 1219 LEHMAN STREET
CITY LEBANON
STATE PA
ZIP 170460000
MORT $38,350.00
BAL $38,350.00
RATE 9.9000
PAI $333.72
CLTV 81.595
MATURITY 271119
FEE 0.5000
LOAN 0000021930854
LAST_NAME ESPOSITO
ADDRESS 75 EDGAR STREET
CITY EAST HAVEN
STATE CT
ZIP 065120000
MORT $66,000.00
BAL $66,000.00
RATE 10.6000
PAI $608.67
CLTV 58.928
MATURITY 121117
FEE 0.5000
LOAN 0000021930961
LAST_NAME WEST
ADDRESS 130 19TH AVENUE
CITY TOWNSHIP OF
STATE NJ
ZIP 071110000
MORT $43,400.00
BAL $43,400.00
RATE 12.6500
PAI $539.16
CLTV 72.333
MATURITY 121101
FEE 0.5000
LOAN 0000021931027
LAST_NAME EADDY
ADDRESS 478 WEST HANOVER STREET
CITY TRENTON CIT
STATE NJ
ZIP 086500000
MORT $63,000.00
BAL $63,000.00
RATE 12.4500
PAI $774.44
CLTV 75.000
MATURITY 121101
FEE 0.5000
LOAN 0000021931043
LAST_NAME COONS
ADDRESS 719 GREEN STREET
CITY GREENSBURG
STATE PA
ZIP 156010000
MORT $72,800.00
BAL $72,800.00
RATE 9.4500
PAI $609.49
CLTV 82.259
MATURITY 271124
FEE 0.5000
LOAN 0000021931134
LAST_NAME STRICKLAND
ADDRESS 21831 S 4TH STREET
CITY SILVERHILL
STATE AL
ZIP 365760000
MORT $48,000.00
BAL $48,000.00
RATE 10.6000
PAI $442.67
CLTV 80.000
MATURITY 121021
FEE 0.5000
LOAN 0000021931159
LAST_NAME PATTON
ADDRESS 2430 HERMAN AVENUE
CITY TUSCALOOSA
STATE AL
ZIP 354010000
MORT $50,850.00
BAL $50,835.12
RATE 11.9000
PAI $519.14
CLTV 90.000
MATURITY 271027
FEE 0.5000
LOAN 0000021931209
LAST_NAME THEAD
ADDRESS 605 TELEGRAPH ROAD
CITY PRICHARD
STATE AL
ZIP 366100000
MORT $21,780.00
BAL $21,780.00
RATE 10.4900
PAI $240.62
CLTV 66.000
MATURITY 121021
FEE 0.5000
LOAN 0000021931266
LAST_NAME MCINTOSH
ADDRESS 1300 32ND STREET S.W.
CITY BIRMINGHAM
STATE AL
ZIP 352210000
MORT $27,000.00
BAL $26,607.97
RATE 13.1000
PAI $343.39
CLTV 58.695
MATURITY 121024
FEE 0.5000
LOAN 0000021931449
LAST_NAME MUSTAFA
ADDRESS 2962 W. 101ST PLACE
CITY EVERGREEN P
STATE IL
ZIP 608050000
MORT $100,000.00
BAL $100,000.00
RATE 8.5000
PAI $867.83
CLTV 79.365
MATURITY 171124
FEE 0.5000
LOAN 0000021931456
LAST_NAME PERRY
ADDRESS 104 HELMS AVENUE
CITY SWEDESBORO
STATE NJ
ZIP 080850000
MORT $43,900.00
BAL $43,900.00
RATE 9.7500
PAI $465.06
CLTV 48.241
MATURITY 121115
FEE 0.5000
LOAN 0000021931654
LAST_NAME COOK
ADDRESS 319 COUNTY ROAD 1193
CITY CULLMAN
STATE AL
ZIP 350550000
MORT $53,200.00
BAL $53,172.42
RATE 9.2500
PAI $437.66
CLTV 79.402
MATURITY 121024
FEE 0.5000
LOAN 0000021931662
LAST_NAME GOLDSON
ADDRESS 1112 ENSLEY AVENUE
CITY MULGA
STATE AL
ZIP 351180000
MORT $36,000.00
BAL $36,000.00
RATE 11.4000
PAI $381.44
CLTV 78.260
MATURITY 171024
FEE 0.5000
LOAN 0000021931795
LAST_NAME JAMES
ADDRESS 1767 PEACH AVE
CITY MEMPHIS
STATE TN
ZIP 381120000
MORT $62,200.00
BAL $61,886.55
RATE 8.9500
PAI $786.25
CLTV 69.111
MATURITY 71020
FEE 0.5000
LOAN 0000021931902
LAST_NAME MACK
ADDRESS 412 NORTH CENTRAL AVENUE
CITY ROCKFORD
STATE IL
ZIP 611010000
MORT $27,000.00
BAL $27,000.00
RATE 11.3000
PAI $263.27
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021932181
LAST_NAME LINDQUIST
ADDRESS 20 HAWTHORNE ROAD
CITY KINGSTON
STATE MA
ZIP 023640000
MORT $152,000.00
BAL $152,000.00
RATE 9.1000
PAI $1,233.98
CLTV 80.000
MATURITY 271117
FEE 0.5000
LOAN 0000021932330
LAST_NAME TAYLOR
ADDRESS 1530 MADISON AVENUE
CITY ATLANTIC CI
STATE NJ
ZIP 084010000
MORT $38,000.00
BAL $38,000.00
RATE 9.8500
PAI $404.87
CLTV 63.333
MATURITY 121125
FEE 0.5000
LOAN 0000021932744
LAST_NAME FATH
ADDRESS 6334 N. 9TH AVENUE
CITY ST PETERSBU
STATE FL
ZIP 337100000
MORT $57,600.00
BAL $57,600.00
RATE 8.7000
PAI $507.19
CLTV 80.000
MATURITY 171124
FEE 0.5000
LOAN 0000021932991
LAST_NAME KENNEDY
ADDRESS 7712 SWAN TERRACE
CITY LANDOVER
STATE MD
ZIP 207850000
MORT $88,000.00
BAL $87,951.83
RATE 8.9900
PAI $707.44
CLTV 80.000
MATURITY 271020
FEE 0.5000
LOAN 0000021933023
LAST_NAME TAYLOR
ADDRESS 1057 ELLICOTT DRIVE
CITY BALTIMORE
STATE MD
ZIP 212160000
MORT $21,500.00
BAL $21,456.96
RATE 12.0000
PAI $258.04
CLTV 85.000
MATURITY 121020
FEE 0.5000
LOAN 0000021933130
LAST_NAME GOLDMAN
ADDRESS 5003 IVANHOE AVENUE
CITY BALTIMORE
STATE MD
ZIP 212120000
MORT $70,400.00
BAL $70,400.00
RATE 9.3900
PAI $586.32
CLTV 80.000
MATURITY 271029
FEE 0.5000
LOAN 0000021933171
LAST_NAME MCDOWELL
ADDRESS 2524 11TH STREET NW
CITY WASHINGTON
STATE DC
ZIP 200100000
MORT $26,500.00
BAL $26,464.61
RATE 9.9900
PAI $255.56
CLTV 21.115
MATURITY 171022
FEE 0.5000
LOAN 0000021933221
LAST_NAME MCDONALD
ADDRESS 4616 BROOKS STREET NE
CITY WASHINGTON
STATE DC
ZIP 200190000
MORT $88,000.00
BAL $87,177.06
RATE 9.7900
PAI $758.65
CLTV 80.000
MATURITY 271022
FEE 0.5000
LOAN 0000021933247
LAST_NAME HOWELL
ADDRESS 1825 KALORAMA ROAD NW
CITY WASHINGTON
STATE DC
ZIP 200090000
MORT $283,050.00
BAL $282,864.85
RATE 8.9500
PAI $2,267.31
CLTV 85.000
MATURITY 120929
FEE 0.5000
LOAN 0000021933254
LAST_NAME BEVERLY
ADDRESS 5321 5TH STREET NW
CITY WASHINGTON
STATE DC
ZIP 200110000
MORT $60,000.00
BAL $59,973.40
RATE 9.9900
PAI $526.10
CLTV 48.387
MATURITY 271024
FEE 0.5000
LOAN 0000021933270
LAST_NAME STORER
ADDRESS 7 EFFORD COURT
CITY WILLIAMSBUR
STATE VA
ZIP 231880000
MORT $192,000.00
BAL $191,889.53
RATE 8.7500
PAI $1,510.47
CLTV 80.000
MATURITY 121020
FEE 0.5000
LOAN 0000021933346
LAST_NAME VIOLETTE
ADDRESS 250 CHAPEL STREET
CITY MILFORD
STATE CT
ZIP 064600000
MORT $76,500.00
BAL $76,500.00
RATE 8.5000
PAI $663.88
CLTV 56.666
MATURITY 171113
FEE 0.5000
LOAN 0000021933361
LAST_NAME SAMPSON
ADDRESS 52 MANOR ROAD
CITY CRANSTON
STATE RI
ZIP 029200000
MORT $61,000.00
BAL $61,000.00
RATE 8.1500
PAI $588.25
CLTV 37.195
MATURITY 121119
FEE 0.5000
LOAN 0000021933387
LAST_NAME SPILLMAN
ADDRESS 2713 WISHON ROAD
CITY YADKINVILLE
STATE NC
ZIP 270550000
MORT $62,400.00
BAL $62,400.00
RATE 10.2500
PAI $559.17
CLTV 80.000
MATURITY 271126
FEE 0.5000
LOAN 0000021933726
LAST_NAME STRYESAK
ADDRESS 19 WATKINS AVENUE
CITY CRANSTON
STATE RI
ZIP 029200000
MORT $92,000.00
BAL $92,000.00
RATE 8.7500
PAI $723.77
CLTV 80.000
MATURITY 121119
FEE 0.5000
LOAN 0000021934039
LAST_NAME BECK
ADDRESS 6305 DORCHESTER ROAD
CITY LOCKPORT
STATE NY
ZIP 140940000
MORT $45,750.00
BAL $45,750.00
RATE 10.5000
PAI $418.49
CLTV 81.417
MATURITY 121021
FEE 0.5000
LOAN 0000021934138
LAST_NAME BROWN
ADDRESS 1433 ROXIE STREET
CITY ATLANTIC BE
STATE FL
ZIP 322330000
MORT $34,400.00
BAL $34,400.00
RATE 8.6500
PAI $429.28
CLTV 68.800
MATURITY 71110
FEE 0.5000
LOAN 0000021934955
LAST_NAME LINDSEY
ADDRESS 936 BUCKLEY HIGHWAY
CITY UNION
STATE CT
ZIP 060760000
MORT $83,200.00
BAL $83,200.00
RATE 8.9000
PAI $692.52
CLTV 80.000
MATURITY 221114
FEE 0.5000
LOAN 0000021935135
LAST_NAME JACKSON
ADDRESS 1817 MARTIN LUTHER KING J
CITY BIRMINGHAM
STATE AL
ZIP 352110000
MORT $31,600.00
BAL $31,570.77
RATE 14.0000
PAI $392.95
CLTV 80.000
MATURITY 170923
FEE 0.5000
LOAN 0000021935176
LAST_NAME ROXBY
ADDRESS 4865 163RD AVE NORTH
CITY CLEARWATER
STATE FL
ZIP 337620000
MORT $15,000.00
BAL $15,000.00
RATE 8.3000
PAI $184.38
CLTV 29.411
MATURITY 71126
FEE 0.5000
LOAN 0000021935184
LAST_NAME GRIMSBY
ADDRESS 2724 CENTURY DRIVE
CITY WINNEBAGO
STATE IL
ZIP 610880000
MORT $123,750.00
BAL $123,750.00
RATE 10.5000
PAI $1,131.99
CLTV 75.000
MATURITY 121112
FEE 0.5000
LOAN 0000021935192
LAST_NAME THOMAS
ADDRESS 2 W MAPLE AVE
CITY SUFFERN
STATE NY
ZIP 109010000
MORT $131,250.00
BAL $131,250.00
RATE 9.9900
PAI $1,265.73
CLTV 75.000
MATURITY 171016
FEE 0.5000
LOAN 0000021935242
LAST_NAME UHL
ADDRESS 5141 GANDER ROAD WEST
CITY DAYTON
STATE OH
ZIP 454240000
MORT $44,000.00
BAL $44,000.00
RATE 7.9500
PAI $366.67
CLTV 43.564
MATURITY 171029
FEE 0.5000
LOAN 0000021935267
LAST_NAME MOORE
ADDRESS 1015 W 108TH PL
CITY CHICAGO
STATE IL
ZIP 606430000
MORT $59,000.00
BAL $58,970.97
RATE 9.5000
PAI $496.11
CLTV 51.304
MATURITY 121020
FEE 0.5000
LOAN 0000021935291
LAST_NAME ROARK
ADDRESS 1185 WOODBRIAR DRIVE
CITY SUFFIELD TO
STATE OH
ZIP 442600000
MORT $96,000.00
BAL $96,000.00
RATE 8.7900
PAI $757.98
CLTV 80.000
MATURITY 121024
FEE 0.5000
LOAN 0000021935390
LAST_NAME SCHAFER
ADDRESS 3614 N SANFORD AVENUE
CITY STOW
STATE OH
ZIP 442240000
MORT $54,400.00
BAL $54,400.00
RATE 9.5000
PAI $457.43
CLTV 85.000
MATURITY 121022
FEE 0.5000
LOAN 0000021935606
LAST_NAME TEDDER
ADDRESS 4819 KENYON DR
CITY INDIANAPOLI
STATE IN
ZIP 462260000
MORT $46,700.00
BAL $46,670.21
RATE 8.2500
PAI $350.85
CLTV 77.833
MATURITY 271027
FEE 0.5000
LOAN 0000021935754
LAST_NAME SMAY
ADDRESS 2504 CENTER CIRCLE
CITY CLEARFIELD
STATE PA
ZIP 168300000
MORT $106,250.00
BAL $106,250.00
RATE 9.4900
PAI $892.64
CLTV 85.000
MATURITY 121105
FEE 0.5000
LOAN 0000021935762
LAST_NAME JONES
ADDRESS 6640 MARIE ROAD
CITY THEODORE
STATE AL
ZIP 365820000
MORT $26,881.00
BAL $26,881.00
RATE 11.0000
PAI $277.46
CLTV 80.000
MATURITY 171104
FEE 0.5000
LOAN 0000021935770
LAST_NAME KNOWLES
ADDRESS 8855 SW 33RD STREET
CITY OCALA
STATE FL
ZIP 344760000
MORT $27,625.00
BAL $27,625.00
RATE 9.9500
PAI $296.02
CLTV 85.000
MATURITY 121125
FEE 0.5000
LOAN 0000021935812
LAST_NAME FISCHER
ADDRESS 404 GARFIELD DRIVE
CITY INGLESIDE
STATE IL
ZIP 600410000
MORT $116,800.00
BAL $116,800.00
RATE 9.9900
PAI $1,024.15
CLTV 80.000
MATURITY 121103
FEE 0.5000
LOAN 0000021935861
LAST_NAME TURNER
ADDRESS 5561-3 BALFOUR
CITY DETROIT
STATE MI
ZIP 482240000
MORT $56,000.00
BAL $56,000.00
RATE 11.4000
PAI $550.30
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021935937
LAST_NAME SMITH
ADDRESS 4525 NORTHBROOK BLVD.
CITY STILLWATER
STATE MN
ZIP 550820000
MORT $141,300.00
BAL $141,300.00
RATE 9.1000
PAI $1,147.12
CLTV 54.346
MATURITY 121101
FEE 0.5000
LOAN 0000021935978
LAST_NAME BEAN
ADDRESS 2530 WHITE OAK ROAD
CITY DOVER
STATE DE
ZIP 199010000
MORT $56,250.00
BAL $56,250.00
RATE 9.4900
PAI $472.58
CLTV 75.000
MATURITY 121024
FEE 0.5000
LOAN 0000021936018
LAST_NAME KLEVEN
ADDRESS 112 ORCHARD CIRCLE
CITY MONTEVIDEO
STATE MN
ZIP 562650000
MORT $92,700.00
BAL $92,700.00
RATE 9.9900
PAI $812.83
CLTV 90.000
MATURITY 121103
FEE 0.5000
LOAN 0000021936125
LAST_NAME PINKNEY
ADDRESS 2733 2ND AVENUE SOUTH
CITY ST. PETERSB
STATE FL
ZIP 337120000
MORT $40,000.00
BAL $40,000.00
RATE 8.6000
PAI $310.41
CLTV 74.074
MATURITY 271126
FEE 0.5000
LOAN 0000021936307
LAST_NAME JARMAN
ADDRESS 4712 EAST US 52
CITY RUSHVILLE
STATE IN
ZIP 461730000
MORT $34,000.00
BAL $34,000.00
RATE 9.7500
PAI $444.62
CLTV 68.086
MATURITY 71029
FEE 0.5000
LOAN 0000021936323
LAST_NAME CANTRELL
ADDRESS 1725 MCKIBBEN STREET
CITY WABASH
STATE IN
ZIP 469920000
MORT $29,000.00
BAL $29,000.00
RATE 11.9900
PAI $347.86
CLTV 84.959
MATURITY 121103
FEE 0.5000
LOAN 0000021936489
LAST_NAME CLARK
ADDRESS 7 HANOVER ROAD
CITY BREWSTER
STATE NY
ZIP 105090000
MORT $25,000.00
BAL $25,000.00
RATE 8.9900
PAI $253.42
CLTV 19.531
MATURITY 121103
FEE 0.5000
LOAN 0000021936513
LAST_NAME JARVIS
ADDRESS RR1 BOX 263, FARLEY ROAD
CITY HUDSON FALL
STATE NY
ZIP 128390000
MORT $67,200.00
BAL $67,200.00
RATE 9.6500
PAI $632.99
CLTV 80.000
MATURITY 171028
FEE 0.5000
LOAN 0000021936521
LAST_NAME SOUTHWORTH
ADDRESS 12 EAST AVENUE
CITY CORTLAND
STATE NY
ZIP 130450000
MORT $15,550.00
BAL $15,550.00
RATE 10.5000
PAI $209.82
CLTV 84.245
MATURITY 71027
FEE 0.5000
LOAN 0000021936539
LAST_NAME SMITH
ADDRESS 1569 STONEWOOD ROAD
CITY BALTIMORE
STATE MD
ZIP 212390000
MORT $16,000.00
BAL $16,000.00
RATE 9.3500
PAI $165.63
CLTV 36.894
MATURITY 121029
FEE 0.5000
LOAN 0000021936711
LAST_NAME JAMIESON
ADDRESS 91 KING AVENUE
CITY WEYMOUTH
STATE MA
ZIP 021880000
MORT $111,200.00
BAL $111,200.00
RATE 8.3500
PAI $954.48
CLTV 78.865
MATURITY 171126
FEE 0.5000
LOAN 0000021937024
LAST_NAME HERNANDEZ
ADDRESS 1927 WEST ERIE
CITY CHICAGO
STATE IL
ZIP 606220000
MORT $149,000.00
BAL $149,000.00
RATE 9.9900
PAI $1,306.48
CLTV 82.777
MATURITY 121101
FEE 0.5000
LOAN 0000021937081
LAST_NAME LEONARD
ADDRESS 633 ARTHUR STREET
CITY SALISBURY
STATE MD
ZIP 218010000
MORT $56,525.00
BAL $56,525.00
RATE 9.9000
PAI $603.97
CLTV 85.000
MATURITY 121015
FEE 0.5000
LOAN 0000021937115
LAST_NAME JOHNSON
ADDRESS 146-19 LAKEWOOD AVENUE
CITY JAMAICA
STATE NY
ZIP 114350000
MORT $57,000.00
BAL $57,000.00
RATE 8.9900
PAI $512.48
CLTV 44.186
MATURITY 171101
FEE 0.5000
LOAN 0000021937164
LAST_NAME ROSINSKI
ADDRESS 4157 LOWE ROAD
CITY TOLEDO
STATE OH
ZIP 436120000
MORT $64,800.00
BAL $64,800.00
RATE 10.9900
PAI $616.62
CLTV 80.000
MATURITY 121027
FEE 0.5000
LOAN 0000021937610
LAST_NAME BEER
ADDRESS 1412 PARADISE VIEW
CITY MANSFIELD
STATE OH
ZIP 449050000
MORT $89,600.00
BAL $89,600.00
RATE 8.9900
PAI $908.25
CLTV 80.000
MATURITY 121104
FEE 0.5000
LOAN 0000021937628
LAST_NAME JOLLY
ADDRESS 12 HART ST
CITY THOMASVILLE
STATE NC
ZIP 273600000
MORT $46,800.00
BAL $46,782.94
RATE 10.9000
PAI $442.16
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021937701
LAST_NAME WISE
ADDRESS 2250 WALNUT
CITY NEW CASTLE
STATE IN
ZIP 473620000
MORT $53,600.00
BAL $53,600.00
RATE 8.5000
PAI $412.14
CLTV 80.000
MATURITY 121115
FEE 0.5000
LOAN 0000021937743
LAST_NAME TAYLOR
ADDRESS 9065 BROADWAY STREET
CITY STOUTSVILLE
STATE OH
ZIP 431540000
MORT $60,000.00
BAL $60,000.00
RATE 8.6500
PAI $467.75
CLTV 80.000
MATURITY 121104
FEE 0.5000
LOAN 0000021937883
LAST_NAME HOFER
ADDRESS 10923 CRYSTAL HILL
CITY CINCINNATI
STATE OH
ZIP 452400000
MORT $60,300.00
BAL $60,300.00
RATE 9.9900
PAI $528.74
CLTV 90.000
MATURITY 121003
FEE 0.5000
LOAN 0000021937909
LAST_NAME SOEDERSTROM
ADDRESS 1115 EAST BLVD
CITY AURORA
STATE OH
ZIP 442020000
MORT $84,400.00
BAL $84,400.00
RATE 8.9900
PAI $678.50
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021938030
LAST_NAME NIGHBERT
ADDRESS 5766 CHANWICK DRIVE
CITY GALLOWAY
STATE OH
ZIP 431190000
MORT $76,800.00
BAL $76,800.00
RATE 8.9000
PAI $686.06
CLTV 80.000
MATURITY 171104
FEE 0.5000
LOAN 0000021938048
LAST_NAME GRAHAM
ADDRESS 901 EAGLEWOOD AVE
CITY CHARLOTTE
STATE NC
ZIP 282120000
MORT $88,000.00
BAL $87,742.29
RATE 7.8500
PAI $833.38
CLTV 80.000
MATURITY 121024
FEE 0.5000
LOAN 0000021938113
LAST_NAME BOWMAN
ADDRESS 1141 MUSCOGEE ROAD
CITY CANTONMENT
STATE FL
ZIP 325330000
MORT $36,000.00
BAL $35,798.07
RATE 8.5000
PAI $276.81
CLTV 75.000
MATURITY 270204
FEE 0.5000
LOAN 0000021938121
LAST_NAME FRIEL
ADDRESS 4300 E OREGON STREET
CITY PERRY TOWNS
STATE OH
ZIP 440810000
MORT $128,000.00
BAL $128,000.00
RATE 8.3750
PAI $972.90
CLTV 80.000
MATURITY 121028
FEE 0.5000
LOAN 0000021938147
LAST_NAME MONTGOMERY
ADDRESS 1703 MIDWAY STREET
CITY FLORENCE
STATE AL
ZIP 356300000
MORT $40,000.00
BAL $40,000.00
RATE 10.0000
PAI $528.60
CLTV 80.000
MATURITY 71101
FEE 0.5000
LOAN 0000021938188
LAST_NAME LEACH
ADDRESS 575 E CR 50 SOUTH
CITY NORTH VERNO
STATE IN
ZIP 472650000
MORT $49,600.00
BAL $49,600.00
RATE 9.3900
PAI $413.09
CLTV 80.000
MATURITY 121017
FEE 0.5000
LOAN 0000021938782
LAST_NAME HERNANDEZ
ADDRESS 2244 LOCKWOOD MEADOWS DRI
CITY SARASOTA
STATE FL
ZIP 342340000
MORT $47,300.00
BAL $46,601.00
RATE 8.5000
PAI $410.48
CLTV 62.649
MATURITY 170207
FEE 0.5000
LOAN 0000021938824
LAST_NAME RICH
ADDRESS 7892 ELDER CIRCLE
CITY DENVER
STATE CO
ZIP 802210000
MORT $72,000.00
BAL $71,837.56
RATE 8.9000
PAI $574.16
CLTV 80.000
MATURITY 270623
FEE 0.5000
LOAN 0000021938873
LAST_NAME ANDERSON
ADDRESS 3113 PASTURES ROAD
CITY KISSIMMEE
STATE FL
ZIP 347460000
MORT $96,800.00
BAL $96,257.01
RATE 8.5000
PAI $744.31
CLTV 80.000
MATURITY 270203
FEE 0.5000
LOAN 0000021938899
LAST_NAME SAPP
ADDRESS 491 10TH ST
CITY WINDSOR
STATE CO
ZIP 805500000
MORT $80,000.00
BAL $77,952.55
RATE 8.5000
PAI $787.79
CLTV 78.431
MATURITY 120210
FEE 0.5000
LOAN 0000021939087
LAST_NAME CRAIG
ADDRESS 6718 12TH STREET NORTH
CITY ST PETERSBU
STATE FL
ZIP 337020000
MORT $44,000.00
BAL $43,391.32
RATE 8.6500
PAI $437.16
CLTV 73.333
MATURITY 120512
FEE 0.5000
LOAN 0000021939095
LAST_NAME HENLEY
ADDRESS 11436 RENEE DR E
CITY JACKSONVILL
STATE FL
ZIP 322180000
MORT $60,000.00
BAL $59,784.71
RATE 8.6500
PAI $467.74
CLTV 80.000
MATURITY 270512
FEE 0.5000
LOAN 0000021939103
LAST_NAME ALBRITTON
ADDRESS 244 HILLVIEW RD
CITY VENICE
STATE FL
ZIP 342930000
MORT $57,600.00
BAL $56,640.32
RATE 8.6500
PAI $572.29
CLTV 80.000
MATURITY 120512
FEE 0.5000
LOAN 0000021939111
LAST_NAME MOORE
ADDRESS 915 N HIGHLAND AVE
CITY CLEARWATER
STATE FL
ZIP 346150000
MORT $48,750.00
BAL $48,575.07
RATE 8.6500
PAI $380.04
CLTV 73.863
MATURITY 270512
FEE 0.5000
LOAN 0000021939129
LAST_NAME BURGESS
ADDRESS 9014 BELLINGTON ROAD
CITY PENSACOLA
STATE FL
ZIP 325340000
MORT $68,000.00
BAL $67,729.09
RATE 8.6500
PAI $530.11
CLTV 80.000
MATURITY 270510
FEE 0.5000
LOAN 0000021939137
LAST_NAME AGOSTINO
ADDRESS 15847 ADOBE DRIVE
CITY HUDSON
STATE FL
ZIP 346670000
MORT $64,000.00
BAL $63,809.33
RATE 8.6500
PAI $498.92
CLTV 80.000
MATURITY 270616
FEE 0.5000
LOAN 0000021939145
LAST_NAME MAZZA
ADDRESS 2823 YATES
CITY DENVER
STATE CO
ZIP 802020000
MORT $38,000.00
BAL $37,786.82
RATE 8.5000
PAI $292.19
CLTV 39.175
MATURITY 270210
FEE 0.5000
LOAN 0000021939178
LAST_NAME COOPER
ADDRESS 999 FERNCLIFF RD
CITY BRANDENBURG
STATE KY
ZIP 401080000
MORT $54,796.00
BAL $53,987.38
RATE 8.6500
PAI $544.43
CLTV 60.884
MATURITY 120616
FEE 0.5000
LOAN 0000021939244
LAST_NAME STONE
ADDRESS 3940 56TH AVENUE NORTH
CITY ST PETERSBU
STATE FL
ZIP 337140000
MORT $52,000.00
BAL $51,837.72
RATE 8.6500
PAI $405.38
CLTV 72.222
MATURITY 270610
FEE 0.5000
LOAN 0000021939251
LAST_NAME RUBIN
ADDRESS 2303 CONTINENTAL BLVD
CITY ORLANDO
STATE FL
ZIP 328080000
MORT $48,200.00
BAL $47,929.60
RATE 8.5000
PAI $370.62
CLTV 76.507
MATURITY 270211
FEE 0.5000
LOAN 0000021939301
LAST_NAME FIGG
ADDRESS 21695 RAINTREE ST
CITY DUNNELLON
STATE FL
ZIP 344310000
MORT $39,500.00
BAL $38,155.48
RATE 8.5000
PAI $388.97
CLTV 79.000
MATURITY 120220
FEE 0.5000
LOAN 0000021939376
LAST_NAME SEACHRIST
ADDRESS 13100 KENNIS CT
CITY JACKSONVILL
STATE FL
ZIP 322250000
MORT $68,800.00
BAL $68,631.51
RATE 8.5000
PAI $529.01
CLTV 80.000
MATURITY 270702
FEE 0.5000
LOAN 0000021939400
LAST_NAME WEIMER
ADDRESS 803 SPRING LAKE ROAD
CITY ALTAMONTE S
STATE FL
ZIP 327010000
MORT $48,000.00
BAL $47,470.72
RATE 8.6500
PAI $476.90
CLTV 80.000
MATURITY 120627
FEE 0.5000
LOAN 0000021939426
LAST_NAME CAPOSEY
ADDRESS 5426 AVERY ROAD
CITY NEW PORT RI
STATE FL
ZIP 346520000
MORT $41,700.00
BAL $41,575.75
RATE 8.6500
PAI $325.08
CLTV 71.896
MATURITY 270613
FEE 0.5000
LOAN 0000021939434
LAST_NAME MARTENS
ADDRESS 12229 HELENA CT
CITY LEESBURG
STATE FL
ZIP 347780000
MORT $74,650.00
BAL $74,467.19
RATE 8.5000
PAI $573.99
CLTV 63.262
MATURITY 270627
FEE 0.5000
LOAN 0000021939475
LAST_NAME FERNANDEZ
ADDRESS 8853 WEST MILLPOINT ROAD
CITY RIVERVIEW
STATE FL
ZIP 335690000
MORT $48,000.00
BAL $47,541.07
RATE 8.6500
PAI $421.12
CLTV 35.555
MATURITY 170520
FEE 0.5000
LOAN 0000021939483
LAST_NAME MUHAMMAD
ADDRESS 1680 NE 158TH STREET
CITY MIAMI
STATE FL
ZIP 331620000
MORT $87,000.00
BAL $86,740.77
RATE 8.6500
PAI $678.23
CLTV 79.816
MATURITY 270505
FEE 0.5000
LOAN 0000021939566
LAST_NAME WEBER
ADDRESS 5309 SHORE DRIVE
CITY ST. AUGUSTI
STATE FL
ZIP 320860000
MORT $84,000.00
BAL $83,698.58
RATE 8.6500
PAI $654.84
CLTV 77.064
MATURITY 270523
FEE 0.5000
LOAN 0000021939632
LAST_NAME COLLINS
ADDRESS 8090-CNW 12TH STREET
CITY MARGATE
STATE FL
ZIP 330630000
MORT $57,600.00
BAL $57,351.16
RATE 8.7500
PAI $453.14
CLTV 80.000
MATURITY 270623
FEE 0.5000
LOAN 0000021939665
LAST_NAME STIDHAM
ADDRESS 2046 VALENCIA LANE W.
CITY CLEARWATER
STATE FL
ZIP 346240000
MORT $66,400.00
BAL $66,202.18
RATE 8.6500
PAI $517.63
CLTV 80.000
MATURITY 270604
FEE 0.5000
LOAN 0000021939996
LAST_NAME JONES
ADDRESS 500 LEMON STREET
CITY GREEN COVE
STATE FL
ZIP 320430000
MORT $28,000.00
BAL $27,612.67
RATE 8.6500
PAI $278.19
CLTV 56.000
MATURITY 120602
FEE 0.5000
LOAN 0000021940119
LAST_NAME MARTINEZ
ADDRESS 18265 MAIN ST
CITY PEYTON
STATE CO
ZIP 808310000
MORT $78,000.00
BAL $77,857.25
RATE 8.5000
PAI $599.75
CLTV 75.000
MATURITY 270705
FEE 0.5000
LOAN 0000021940135
LAST_NAME DREHER
ADDRESS 7910 SOARING TRAIL LANE
CITY TAMPA
STATE FL
ZIP 336150000
MORT $92,800.00
BAL $92,579.60
RATE 8.6500
PAI $723.44
CLTV 80.000
MATURITY 270702
FEE 0.5000
LOAN 0000021940143
LAST_NAME JONES
ADDRESS 10207 NW 6TH STREET
CITY PLANTATION
STATE FL
ZIP 333240000
MORT $20,000.00
BAL $19,235.81
RATE 8.4000
PAI $246.90
CLTV 12.121
MATURITY 70402
FEE 0.5000
LOAN 0000021940150
LAST_NAME JENSEN
ADDRESS 8240 W EDGE HILL COURT
CITY CRYSTAL RIV
STATE FL
ZIP 344290000
MORT $37,600.00
BAL $37,096.40
RATE 8.6500
PAI $329.88
CLTV 80.000
MATURITY 170507
FEE 0.5000
LOAN 0000021940168
LAST_NAME LEWIS
ADDRESS 1924 SW 3 STREET
CITY OCALA
STATE FL
ZIP 344740000
MORT $75,200.00
BAL $72,632.19
RATE 8.6500
PAI $841.04
CLTV 80.000
MATURITY 90402
FEE 0.5000
LOAN 0000021940176
LAST_NAME TAYLOR
ADDRESS 603 DEARBORN AVENUE
CITY ALTAMONTE S
STATE FL
ZIP 327010000
MORT $56,400.00
BAL $56,142.00
RATE 8.6500
PAI $439.68
CLTV 66.352
MATURITY 270402
FEE 0.5000
LOAN 0000021940184
LAST_NAME GROOMS
ADDRESS 7105 SALERNO ROAD
CITY FORT PIERCE
STATE FL
ZIP 349510000
MORT $60,000.00
BAL $59,821.24
RATE 8.6500
PAI $467.74
CLTV 80.000
MATURITY 270502
FEE 0.5000
LOAN 0000021940192
LAST_NAME TURNER
ADDRESS 2631 EAGLES NEST CT
CITY ORLANDO
STATE FL
ZIP 328240000
MORT $123,000.00
BAL $122,456.27
RATE 8.4000
PAI $937.06
CLTV 79.354
MATURITY 270402
FEE 0.5000
LOAN 0000021940200
LAST_NAME WIERZBOWSKI
ADDRESS 130 E ALMA AVE
CITY LAKE MARY
STATE FL
ZIP 327460000
MORT $53,000.00
BAL $52,777.32
RATE 8.6500
PAI $413.17
CLTV 75.822
MATURITY 270402
FEE 0.5000
LOAN 0000021940218
LAST_NAME HUDSON
ADDRESS 6820 THOMAS ST
CITY HOLLYWOOD
STATE FL
ZIP 330240000
MORT $33,000.00
BAL $32,618.97
RATE 8.4000
PAI $284.30
CLTV 47.826
MATURITY 170402
FEE 0.5000
LOAN 0000021940226
LAST_NAME SMITH
ADDRESS 2008 VOTAW ROAD
CITY APOPKA
STATE FL
ZIP 327030000
MORT $112,000.00
BAL $111,321.44
RATE 8.5000
PAI $861.18
CLTV 77.777
MATURITY 270625
FEE 0.5000
LOAN 0000021940234
LAST_NAME PETERSON
ADDRESS 659 N MACDONALD STREET
CITY MESA
STATE AZ
ZIP 852010000
MORT $91,200.00
BAL $90,549.08
RATE 8.4000
PAI $694.80
CLTV 80.000
MATURITY 270328
FEE 0.5000
LOAN 0000021940242
LAST_NAME PERSONS
ADDRESS 1600 LYNDALE BLVD
CITY MAITLAND
STATE FL
ZIP 327510000
MORT $92,800.00
BAL $92,212.74
RATE 8.6500
PAI $814.17
CLTV 80.000
MATURITY 170623
FEE 0.5000
LOAN 0000021940259
LAST_NAME JOHNSON
ADDRESS 340 S POINSETTA LANE
CITY CRYSTAL RIV
STATE FL
ZIP 344290000
MORT $52,800.00
BAL $51,392.68
RATE 8.5000
PAI $405.99
CLTV 80.000
MATURITY 270215
FEE 0.5000
LOAN 0000021940267
LAST_NAME HADD
ADDRESS 2532 S MARION STREET
CITY DENVER
STATE CO
ZIP 802100000
MORT $124,000.00
BAL $123,773.05
RATE 8.5000
PAI $953.45
CLTV 80.000
MATURITY 270802
FEE 0.5000
LOAN 0000021940283
LAST_NAME MILLER
ADDRESS 1120 FARRIOR DR
CITY CHARLOTTE
STATE NC
ZIP 282150000
MORT $76,000.00
BAL $75,573.74
RATE 8.5000
PAI $584.37
CLTV 73.786
MATURITY 270226
FEE 0.5000
LOAN 0000021940291
LAST_NAME SHERER
ADDRESS 5800 WILSON STREET
CITY HOLLYWOOD
STATE FL
ZIP 330210000
MORT $38,500.00
BAL $37,627.31
RATE 8.5000
PAI $379.12
CLTV 70.000
MATURITY 120228
FEE 0.5000
LOAN 0000021940309
LAST_NAME JEWTRAW
ADDRESS 9519 TOWANDA LANE
CITY PORT RICHEY
STATE FL
ZIP 346680000
MORT $79,800.00
BAL $79,403.56
RATE 8.5000
PAI $613.59
CLTV 79.800
MATURITY 270228
FEE 0.5000
LOAN 0000021940317
LAST_NAME BARRY
ADDRESS 937 S DEAN CIRCLE
CITY DELTONA
STATE FL
ZIP 327380000
MORT $30,000.00
BAL $29,669.17
RATE 8.6500
PAI $298.07
CLTV 31.250
MATURITY 120620
FEE 0.5000
LOAN 0000021940325
LAST_NAME THOMPSON
ADDRESS 18202 N 56TH DRIVE
CITY GLENDALE
STATE AZ
ZIP 853080000
MORT $75,200.00
BAL $74,378.03
RATE 8.7500
PAI $751.59
CLTV 80.000
MATURITY 120702
FEE 0.5000
LOAN 0000021940333
LAST_NAME WOOD
ADDRESS 1339 IDLEWILD DRIVE
CITY DAYTONA BEA
STATE FL
ZIP 321170000
MORT $54,400.00
BAL $54,223.83
RATE 8.9000
PAI $433.81
CLTV 80.000
MATURITY 270616
FEE 0.5000
LOAN 0000021940341
LAST_NAME BERRY
ADDRESS 3374 DOTHAN AVENUE
CITY SPRING HILL
STATE FL
ZIP 346090000
MORT $89,000.00
BAL $87,538.15
RATE 8.6500
PAI $780.83
CLTV 74.166
MATURITY 170513
FEE 0.5000
LOAN 0000021940358
LAST_NAME BROWN
ADDRESS 7411 CONNECTICUT DRIVE
CITY TAMPA
STATE FL
ZIP 336190000
MORT $33,100.00
BAL $32,349.66
RATE 8.5000
PAI $325.95
CLTV 73.555
MATURITY 120227
FEE 0.5000
LOAN 0000021940374
LAST_NAME HART
ADDRESS 415 CITRUS AVENUE
CITY NOKOMIS
STATE FL
ZIP 342750000
MORT $52,000.00
BAL $51,693.52
RATE 8.6500
PAI $405.38
CLTV 77.037
MATURITY 270516
FEE 0.5000
LOAN 0000021940382
LAST_NAME SHERRY
ADDRESS 7374 HOLIDAY DRIVE
CITY SPRING HILL
STATE FL
ZIP 346060000
MORT $44,000.00
BAL $43,895.50
RATE 8.6500
PAI $343.01
CLTV 78.571
MATURITY 270617
FEE 0.5000
LOAN 0000021940390
LAST_NAME SAVARESE
ADDRESS 1666 SE SHEPARD LANE
CITY PORT ST LUC
STATE FL
ZIP 349830000
MORT $63,000.00
BAL $59,579.74
RATE 8.6500
PAI $786.17
CLTV 64.285
MATURITY 70618
FEE 0.5000
LOAN 0000021940408
LAST_NAME FOURREAU
ADDRESS 4161 39TH STREET SOUTH
CITY ST PETERSBU
STATE FL
ZIP 337110000
MORT $100,000.00
BAL $98,859.58
RATE 8.5000
PAI $867.82
CLTV 74.626
MATURITY 170312
FEE 0.5000
LOAN 0000021940416
LAST_NAME DUBOCK
ADDRESS 2252 BOLGER AVENUE
CITY SPRING HILL
STATE FL
ZIP 346090000
MORT $43,500.00
BAL $43,084.10
RATE 8.6500
PAI $381.64
CLTV 50.000
MATURITY 170516
FEE 0.5000
LOAN 0000021940424
LAST_NAME GOLDMAN
ADDRESS 10741 BRIDLETON RD
CITY PORT RICHEY
STATE FL
ZIP 346680000
MORT $53,000.00
BAL $52,809.82
RATE 8.6500
PAI $413.17
CLTV 79.104
MATURITY 270421
FEE 0.5000
LOAN 0000021940432
LAST_NAME COMMIRE
ADDRESS 9041 AVALON AVENUE
CITY ENGLEWOOD
STATE FL
ZIP 342240000
MORT $30,000.00
BAL $29,585.67
RATE 8.6500
PAI $298.07
CLTV 27.777
MATURITY 120519
FEE 0.5000
LOAN 0000021940440
LAST_NAME CARPENTER
ADDRESS 372 GWYN AVE
CITY ELKIN
STATE NC
ZIP 286210000
MORT $70,000.00
BAL $68,467.87
RATE 8.4000
PAI $603.05
CLTV 77.777
MATURITY 170418
FEE 0.5000
LOAN 0000021940457
LAST_NAME REDMAN
ADDRESS 4703 BIRD ROAD SOUTH
CITY PLANT CITY
STATE FL
ZIP 335670000
MORT $64,500.00
BAL $64,307.83
RATE 8.6500
PAI $502.82
CLTV 75.882
MATURITY 270520
FEE 0.5000
LOAN 0000021940473
LAST_NAME ROUSSET
ADDRESS 3979 BISCAYNE DRIVE
CITY WINTER SPRI
STATE FL
ZIP 327080000
MORT $124,000.00
BAL $123,478.99
RATE 8.6500
PAI $966.67
CLTV 80.000
MATURITY 270409
FEE 0.5000
LOAN 0000021940481
LAST_NAME RESTAINO
ADDRESS 1184 INVERNESS ST.
CITY PORT CHARLO
STATE FL
ZIP 339520000
MORT $84,000.00
BAL $83,698.58
RATE 8.6500
PAI $654.84
CLTV 80.000
MATURITY 270428
FEE 0.5000
LOAN 0000021940507
LAST_NAME LINVILLE
ADDRESS 1207 BARANOVA ROAD
CITY OCOEE
STATE FL
ZIP 347610000
MORT $37,800.00
BAL $37,170.23
RATE 8.6500
PAI $375.56
CLTV 57.272
MATURITY 120502
FEE 0.5000
LOAN 0000021940515
LAST_NAME CARTER
ADDRESS 5478 BRANDONWOOD DR
CITY MURRAY
STATE UT
ZIP 841230000
MORT $112,000.00
BAL $109,461.10
RATE 8.5000
PAI $1,102.91
CLTV 80.000
MATURITY 120303
FEE 0.5000
LOAN 0000021940523
LAST_NAME MEZA
ADDRESS 1851 18TH AVENUE SE
CITY RUSKIN
STATE FL
ZIP 335700000
MORT $40,550.00
BAL $38,554.35
RATE 8.5000
PAI $502.76
CLTV 52.662
MATURITY 70226
FEE 0.5000
LOAN 0000021940531
LAST_NAME WELLS
ADDRESS 1492 BELLESHORE CIRCLE S
CITY JACKSONVILL
STATE FL
ZIP 322180000
MORT $82,500.00
BAL $82,204.01
RATE 8.6500
PAI $643.14
CLTV 47.142
MATURITY 270502
FEE 0.5000
LOAN 0000021940549
LAST_NAME WADE
ADDRESS 850 SW CURRY STREET
CITY PORT ST. LU
STATE FL
ZIP 349830000
MORT $60,000.00
BAL $59,784.71
RATE 8.6500
PAI $467.74
CLTV 80.000
MATURITY 270502
FEE 0.5000
LOAN 0000021940556
LAST_NAME D'ANGELO
ADDRESS 2688 MALLOW ROAD
CITY VENICE
STATE FL
ZIP 342930000
MORT $64,000.00
BAL $63,770.37
RATE 8.6500
PAI $498.92
CLTV 77.108
MATURITY 270502
FEE 0.5000
LOAN 0000021940564
LAST_NAME CAJUSTE
ADDRESS 1024 SW 71ST CT
CITY MIAMI
STATE FL
ZIP 331440000
MORT $90,800.00
BAL $90,339.64
RATE 8.4000
PAI $691.75
CLTV 76.302
MATURITY 270311
FEE 0.5000
LOAN 0000021940572
LAST_NAME MCCULLERS
ADDRESS RT 3 BOX 3820, BEAVER CRE
CITY HAVANA
STATE FL
ZIP 323330000
MORT $76,000.00
BAL $75,727.30
RATE 8.6500
PAI $592.47
CLTV 79.166
MATURITY 270502
FEE 0.5000
LOAN 0000021940580
LAST_NAME RODRIGUEZ
ADDRESS 2908 BERMUDA AVE SOUTH
CITY APOPKA
STATE FL
ZIP 327030000
MORT $69,600.00
BAL $69,271.39
RATE 8.7500
PAI $547.54
CLTV 80.000
MATURITY 270304
FEE 0.5000
LOAN 0000021940598
LAST_NAME FAULK
ADDRESS 800 PUTNAM AVENUE
CITY ORLANDO
STATE FL
ZIP 328040000
MORT $136,000.00
BAL $135,344.63
RATE 8.6500
PAI $1,060.21
CLTV 77.714
MATURITY 270317
FEE 0.5000
LOAN 0000021940606
LAST_NAME SILVERMAN
ADDRESS 4290 NW 113 AVENUE
CITY SUNRISE
STATE FL
ZIP 333230000
MORT $58,000.00
BAL $57,768.78
RATE 8.6500
PAI $452.15
CLTV 53.211
MATURITY 270507
FEE 0.5000
LOAN 0000021940614
LAST_NAME FLEMING
ADDRESS 8150 CECIL ST
CITY JACKSONVILL
STATE FL
ZIP 322210000
MORT $54,400.00
BAL $53,166.83
RATE 8.5000
PAI $535.70
CLTV 80.000
MATURITY 120305
FEE 0.5000
LOAN 0000021940622
LAST_NAME HAWKINS
ADDRESS 11369 WILMINGTON BOULEVAR
CITY PORT CHARLO
STATE FL
ZIP 339810000
MORT $80,000.00
BAL $79,589.84
RATE 8.6500
PAI $623.66
CLTV 80.000
MATURITY 270318
FEE 0.5000
LOAN 0000021940630
LAST_NAME GREEN
ADDRESS 21 OAK LOOP
CITY OCALA
STATE FL
ZIP 344720000
MORT $49,600.00
BAL $49,169.39
RATE 8.5000
PAI $381.38
CLTV 74.029
MATURITY 270305
FEE 0.5000
LOAN 0000021940648
LAST_NAME SMITH
ADDRESS 838 NE 6TH STREET
CITY CRYSTAL RIV
STATE FL
ZIP 344280000
MORT $36,100.00
BAL $35,890.68
RATE 8.5000
PAI $355.49
CLTV 77.634
MATURITY 120902
FEE 0.5000
LOAN 0000021940655
LAST_NAME HENRY
ADDRESS 2101 N HASTINGS STREET
CITY ORLANDO
STATE FL
ZIP 328080000
MORT $44,000.00
BAL $43,815.13
RATE 8.6500
PAI $343.01
CLTV 80.000
MATURITY 270314
FEE 0.5000
LOAN 0000021940663
LAST_NAME TENNEY
ADDRESS 1012 W DRAGON AVE
CITY MESA
STATE AZ
ZIP 852100000
MORT $84,000.00
BAL $83,603.35
RATE 8.7500
PAI $660.83
CLTV 80.000
MATURITY 270303
FEE 0.5000
LOAN 0000021940671
LAST_NAME HERRMANN
ADDRESS 616 GRAY SQUIRREL COURT
CITY APOPKA
STATE FL
ZIP 327120000
MORT $57,500.00
BAL $57,214.28
RATE 8.5000
PAI $442.13
CLTV 60.526
MATURITY 270312
FEE 0.5000
LOAN 0000021940689
LAST_NAME EVANS
ADDRESS 10265 SW 92 AVENUE
CITY OCALA
STATE FL
ZIP 344820000
MORT $28,000.00
BAL $27,844.66
RATE 8.5000
PAI $275.73
CLTV 65.116
MATURITY 120905
FEE 0.5000
LOAN 0000021940697
LAST_NAME SITO
ADDRESS 1288 W BUTTONBUSH DRIVE
CITY BEVERLY HIL
STATE FL
ZIP 344650000
MORT $52,000.00
BAL $51,741.38
RATE 8.5000
PAI $399.84
CLTV 63.414
MATURITY 270228
FEE 0.5000
LOAN 0000021940705
LAST_NAME WILSON
ADDRESS 3801 NE 18TH AVENUE
CITY POMPANO BEA
STATE FL
ZIP 330640000
MORT $60,000.00
BAL $59,701.88
RATE 8.5000
PAI $461.35
CLTV 75.000
MATURITY 270317
FEE 0.5000
LOAN 0000021940721
LAST_NAME MEIRELES
ADDRESS 1710 SW 102 AVENUE
CITY MIAMI
STATE FL
ZIP 331650000
MORT $55,900.00
BAL $54,621.82
RATE 8.4000
PAI $547.20
CLTV 39.928
MATURITY 120315
FEE 0.5000
LOAN 0000021940739
LAST_NAME GONZALEZ
ADDRESS 613 OREGON WOODS COURT
CITY ORLANDO
STATE FL
ZIP 328240000
MORT $84,000.00
BAL $83,574.48
RATE 8.4040
PAI $640.18
CLTV 80.000
MATURITY 270307
FEE 0.5000
LOAN 0000021940747
LAST_NAME PFISTER
ADDRESS 41828 VIOLA WAY
CITY EUSTIS
STATE FL
ZIP 327360000
MORT $100,800.00
BAL $100,615.52
RATE 8.5000
PAI $775.06
CLTV 80.000
MATURITY 270716
FEE 0.5000
LOAN 0000021940754
LAST_NAME BRAATEN
ADDRESS 7504 E LOMPOC AVE
CITY MESA
STATE AZ
ZIP 852080000
MORT $18,850.00
BAL $16,768.50
RATE 8.4000
PAI $385.83
CLTV 11.424
MATURITY 20321
FEE 0.5000
LOAN 0000021940762
LAST_NAME KWONG
ADDRESS 1479 E HANCOCK DRIVE
CITY DELTONA
STATE FL
ZIP 327250000
MORT $50,000.00
BAL $49,877.54
RATE 8.5000
PAI $384.46
CLTV 52.631
MATURITY 270715
FEE 0.5000
LOAN 0000021940770
LAST_NAME CONNOLLY
ADDRESS 12025 WALKER POND ROAD
CITY WINTER GARD
STATE FL
ZIP 347870000
MORT $90,000.00
BAL $89,552.86
RATE 8.5000
PAI $692.02
CLTV 75.000
MATURITY 270225
FEE 0.5000
LOAN 0000021940788
LAST_NAME AUSTIN
ADDRESS 1934 SE 1ST STREET
CITY CAPE CORAL
STATE FL
ZIP 339900000
MORT $68,000.00
BAL $66,277.39
RATE 8.6500
PAI $675.62
CLTV 57.142
MATURITY 120321
FEE 0.5000
LOAN 0000021940796
LAST_NAME GEORGE
ADDRESS 2218 BURTON AVENUE
CITY FT MYERS
STATE FL
ZIP 339070000
MORT $48,000.00
BAL $47,372.12
RATE 8.5000
PAI $416.56
CLTV 52.173
MATURITY 170225
FEE 0.5000
LOAN 0000021940812
LAST_NAME PITTMAN
ADDRESS RT 1,BOX 187-14
CITY WALNUT COVE
STATE NC
ZIP 270520000
MORT $111,200.00
BAL $110,646.44
RATE 8.4900
PAI $854.24
CLTV 80.000
MATURITY 270224
FEE 0.5000
LOAN 0000021940820
LAST_NAME RAY
ADDRESS 4826 PLYMOUTH ST
CITY JACKSONVILL
STATE FL
ZIP 322050000
MORT $32,500.00
BAL $31,083.31
RATE 8.5000
PAI $402.95
CLTV 57.017
MATURITY 70220
FEE 0.5000
LOAN 0000021940838
LAST_NAME PAPALE
ADDRESS 6410 SAWYER ROAD
CITY TAMPA
STATE FL
ZIP 336340000
MORT $60,800.00
BAL $60,531.21
RATE 8.4000
PAI $463.20
CLTV 80.000
MATURITY 270324
FEE 0.5000
LOAN 0000021940846
LAST_NAME THOMPSON
ADDRESS 2715 W LOUISIANA AVE
CITY TAMPA
STATE FL
ZIP 336140000
MORT $23,500.00
BAL $22,475.57
RATE 8.5000
PAI $291.37
CLTV 37.301
MATURITY 70224
FEE 0.5000
LOAN 0000021940853
LAST_NAME DUNSON
ADDRESS 107 WILLOWCREEK DRIVE
CITY LA GRANGE
STATE GA
ZIP 302400000
MORT $53,600.00
BAL $53,302.65
RATE 8.5000
PAI $527.82
CLTV 80.000
MATURITY 120902
FEE 0.5000
LOAN 0000021940861
LAST_NAME HEPTING
ADDRESS 9288 WEST 75TH PLACE
CITY ARVADA
STATE CO
ZIP 800050000
MORT $112,000.00
BAL $111,865.20
RATE 8.5500
PAI $865.16
CLTV 80.000
MATURITY 270902
FEE 0.5000
LOAN 0000021940879
LAST_NAME WRIGHT
ADDRESS 122 ARTHUR HANEY RD
CITY DOBSON
STATE NC
ZIP 270170000
MORT $96,000.00
BAL $93,571.18
RATE 8.4900
PAI $944.79
CLTV 76.800
MATURITY 120718
FEE 0.5000
LOAN 0000021940887
LAST_NAME HARRELL
ADDRESS RT 1,BOX 18A
CITY QUINCY
STATE FL
ZIP 323510000
MORT $87,900.00
BAL $86,917.76
RATE 8.5000
PAI $865.59
CLTV 75.128
MATURITY 120715
FEE 0.5000
LOAN 0000021940895
LAST_NAME BADGER
ADDRESS 9412 ATTENBURY DRIVE
CITY TAMPA
STATE FL
ZIP 336150000
MORT $50,000.00
BAL $49,877.54
RATE 8.5000
PAI $384.46
CLTV 73.529
MATURITY 270702
FEE 0.5000
LOAN 0000021940903
LAST_NAME BODOR
ADDRESS 6260 10TH AVENUE S.W.
CITY NAPLES
STATE FL
ZIP 341160000
MORT $103,300.00
BAL $103,047.01
RATE 8.5000
PAI $794.29
CLTV 75.401
MATURITY 270712
FEE 0.5000
LOAN 0000021940911
LAST_NAME MARTIN
ADDRESS 1598 NE 21ST TERRACE
CITY JENSEN BEAC
STATE FL
ZIP 349570000
MORT $68,000.00
BAL $67,561.56
RATE 8.5000
PAI $590.12
CLTV 80.000
MATURITY 170718
FEE 0.5000
LOAN 0000021940929
LAST_NAME WALKER
ADDRESS 5636 DOVE DRIVE
CITY PACE
STATE FL
ZIP 325710000
MORT $65,000.00
BAL $64,881.05
RATE 8.5000
PAI $499.79
CLTV 75.144
MATURITY 270708
FEE 0.5000
LOAN 0000021940945
LAST_NAME ERICKSON
ADDRESS 4208 JACKSON ST
CITY HOLLYWOOD
STATE FL
ZIP 330210000
MORT $96,000.00
BAL $95,823.92
RATE 8.4900
PAI $737.48
CLTV 63.157
MATURITY 270721
FEE 0.5000
LOAN 0000021940952
LAST_NAME ARIAS
ADDRESS 13762 OMEGA CIRCLE
CITY LITTLETON
STATE CO
ZIP 801240000
MORT $124,000.00
BAL $123,647.98
RATE 8.5000
PAI $953.45
CLTV 80.000
MATURITY 270708
FEE 0.5000
LOAN 0000021940960
LAST_NAME BULETKO
ADDRESS 3744 YALE AVE NE
CITY CANTON
STATE OH
ZIP 447090000
MORT $80,000.00
BAL $79,850.54
RATE 8.4000
PAI $609.47
CLTV 79.207
MATURITY 270721
FEE 0.5000
LOAN 0000021940978
LAST_NAME MAGEE
ADDRESS 1002 SW WHITTIER TERRACE
CITY PORT ST. LU
STATE FL
ZIP 349530000
MORT $63,200.00
BAL $62,885.38
RATE 8.5000
PAI $485.95
CLTV 80.000
MATURITY 270708
FEE 0.5000
LOAN 0000021940986
LAST_NAME MCCOY
ADDRESS 1023 GOLDFLOSS
CITY WINSTON SAL
STATE NC
ZIP 271070000
MORT $50,800.00
BAL $50,712.04
RATE 8.8000
PAI $401.45
CLTV 80.000
MATURITY 270721
FEE 0.5000
LOAN 0000021940994
LAST_NAME MCDONALD
ADDRESS 8341 MIRANDA STREET
CITY NAVARRE
STATE FL
ZIP 325660000
MORT $76,000.00
BAL $75,813.89
RATE 8.5000
PAI $584.37
CLTV 76.000
MATURITY 270707
FEE 0.5000
LOAN 0000021941000
LAST_NAME SWAN
ADDRESS 4120 SW 5 AVE
CITY OCALA
STATE FL
ZIP 344740000
MORT $92,000.00
BAL $91,831.61
RATE 8.5000
PAI $707.40
CLTV 80.000
MATURITY 270725
FEE 0.5000
LOAN 0000021941018
LAST_NAME HAYES
ADDRESS 1410 E PALIFOX STREET
CITY TAMPA
STATE FL
ZIP 336030000
MORT $34,000.00
BAL $33,907.42
RATE 8.7500
PAI $267.48
CLTV 65.384
MATURITY 270702
FEE 0.5000
LOAN 0000021941026
LAST_NAME MARTIN
ADDRESS 3007 S MILLER ROAD
CITY VALRICO
STATE FL
ZIP 335940000
MORT $65,600.00
BAL $65,237.20
RATE 8.5000
PAI $504.41
CLTV 80.000
MATURITY 270702
FEE 0.5000
LOAN 0000021941034
LAST_NAME HIGGINS
ADDRESS 7280 SE 120TH STREET
CITY BELLEVIEW
STATE FL
ZIP 344200000
MORT $69,600.00
BAL $68,624.37
RATE 8.5000
PAI $685.38
CLTV 80.000
MATURITY 120623
FEE 0.5000
LOAN 0000021941042
LAST_NAME CHILDERS
ADDRESS 5001 SW 170 AVENUE
CITY FT LAUDERDA
STATE FL
ZIP 333310000
MORT $159,200.00
BAL $158,810.11
RATE 8.5000
PAI $1,224.11
CLTV 80.000
MATURITY 270701
FEE 0.5000
LOAN 0000021941059
LAST_NAME HOLLAND
ADDRESS 2890 40TH ST NORTH
CITY ST PETERSBU
STATE FL
ZIP 337130000
MORT $39,000.00
BAL $38,812.08
RATE 8.5000
PAI $338.45
CLTV 54.929
MATURITY 170728
FEE 0.5000
LOAN 0000021941067
LAST_NAME ANDERSON
ADDRESS 141 12TH AVENUE NE
CITY ST. PETERSB
STATE FL
ZIP 337010000
MORT $56,700.00
BAL $56,066.40
RATE 8.5000
PAI $558.35
CLTV 56.700
MATURITY 120707
FEE 0.5000
LOAN 0000021941075
LAST_NAME JOYNER
ADDRESS 7025 WEST JEANS LANE
CITY CRYSTAL RIV
STATE FL
ZIP 344230000
MORT $74,000.00
BAL $73,783.37
RATE 8.5000
PAI $595.87
CLTV 79.569
MATURITY 220726
FEE 0.5000
LOAN 0000021941083
LAST_NAME GILRANE
ADDRESS 6731 SW 7TH PLACE
CITY NORTH LAUDE
STATE FL
ZIP 330680000
MORT $79,000.00
BAL $78,855.40
RATE 8.5000
PAI $607.44
CLTV 60.769
MATURITY 270702
FEE 0.5000
LOAN 0000021941091
LAST_NAME FERNANDEZ
ADDRESS 7729 WELD CO RD 24
CITY LONGMONT
STATE CO
ZIP 805040000
MORT $64,000.00
BAL $63,682.06
RATE 8.5000
PAI $492.10
CLTV 42.105
MATURITY 270220
FEE 0.5000
LOAN 0000021941109
LAST_NAME DEACON
ADDRESS 2180 FARNSWORTH DRIVE
CITY COLORADO SP
STATE CO
ZIP 809160000
MORT $74,400.00
BAL $74,217.80
RATE 8.5000
PAI $572.07
CLTV 77.500
MATURITY 270702
FEE 0.5000
LOAN 0000021941117
LAST_NAME PARDUHN
ADDRESS 182 S 1860 WEST
CITY PROVO
STATE UT
ZIP 846010000
MORT $71,300.00
BAL $70,940.46
RATE 8.5000
PAI $548.24
CLTV 72.020
MATURITY 270702
FEE 0.5000
LOAN 0000021941125
LAST_NAME ANGELOCCI
ADDRESS 9160 PALADIUM PLACE
CITY LAKE WORTH
STATE FL
ZIP 334670000
MORT $50,000.00
BAL $49,582.45
RATE 8.5000
PAI $492.37
CLTV 30.303
MATURITY 120820
FEE 0.5000
LOAN 0000021941133
LAST_NAME BALLER
ADDRESS 5501 NW 61 CT
CITY OCALA
STATE FL
ZIP 344820000
MORT $43,300.00
BAL $43,220.75
RATE 8.5000
PAI $332.94
CLTV 78.727
MATURITY 270815
FEE 0.5000
LOAN 0000021941141
LAST_NAME MCQUILLEN
ADDRESS 5522 S TAMPA AVENUE
CITY ORLANDO
STATE FL
ZIP 328390000
MORT $59,000.00
BAL $58,715.69
RATE 8.5000
PAI $512.02
CLTV 78.666
MATURITY 170815
FEE 0.5000
LOAN 0000021941158
LAST_NAME BEASLEY
ADDRESS 4240 WILLOW CT
CITY PACE
STATE FL
ZIP 325710000
MORT $33,000.00
BAL $32,724.30
RATE 8.5000
PAI $324.96
CLTV 64.705
MATURITY 120813
FEE 0.5000
LOAN 0000021941174
LAST_NAME FRANCIS
ADDRESS 2922 N 52ND AVE
CITY PHOENIX
STATE AZ
ZIP 850310000
MORT $62,400.00
BAL $62,232.62
RATE 8.5500
PAI $482.01
CLTV 80.000
MATURITY 270813
FEE 0.5000
LOAN 0000021941182
LAST_NAME ARISTIL
ADDRESS 18820 NW 11TH AVE
CITY MIAMI
STATE FL
ZIP 331690000
MORT $55,000.00
BAL $53,770.89
RATE 8.5000
PAI $422.90
CLTV 61.797
MATURITY 270318
FEE 0.5000
LOAN 0000021941190
LAST_NAME FITZPATRICK
ADDRESS 4116 55TH AVENUE NORTH
CITY ST. PETERSB
STATE FL
ZIP 337140000
MORT $37,600.00
BAL $37,507.92
RATE 8.5000
PAI $289.11
CLTV 80.000
MATURITY 270702
FEE 0.5000
LOAN 0000021941208
LAST_NAME ELLIOTT
ADDRESS 1240 N HENRY POINT
CITY CRYSTAL RIV
STATE FL
ZIP 344290000
MORT $56,700.00
BAL $56,631.06
RATE 8.5000
PAI $435.97
CLTV 75.600
MATURITY 270813
FEE 0.5000
LOAN 0000021941216
LAST_NAME COOK
ADDRESS 21783 EDGEWATER DRIVE
CITY PORT CHARLO
STATE FL
ZIP 339520000
MORT $83,000.00
BAL $82,796.72
RATE 8.5000
PAI $638.20
CLTV 75.454
MATURITY 270702
FEE 0.5000
LOAN 0000021941224
LAST_NAME TOWNSEND
ADDRESS 5410 MANSFIELD PLACE
CITY JACKSONVILL
STATE FL
ZIP 322070000
MORT $73,600.00
BAL $73,191.68
RATE 8.5000
PAI $724.77
CLTV 79.567
MATURITY 120812
FEE 0.5000
LOAN 0000021941232
LAST_NAME WILLIAMSON
ADDRESS 1107 GOSHEN ROAD
CITY TARPON SPRI
STATE FL
ZIP 346890000
MORT $64,800.00
BAL $64,641.28
RATE 8.5000
PAI $498.26
CLTV 80.000
MATURITY 270628
FEE 0.5000
LOAN 0000021941240
LAST_NAME BRYANT
ADDRESS 6923 WEST VIRGINIA AVE
CITY JACKSONVILL
STATE FL
ZIP 322090000
MORT $12,500.00
BAL $12,291.46
RATE 8.5000
PAI $154.98
CLTV 27.777
MATURITY 70804
FEE 0.5000
LOAN 0000021941323
LAST_NAME O'ROURKE
ADDRESS 6023 SUNNYBROOK
CITY ENGLEWOOD
STATE FL
ZIP 342240000
MORT $47,000.00
BAL $46,626.87
RATE 8.6500
PAI $412.35
CLTV 58.024
MATURITY 170602
FEE 0.5000
LOAN 0000021941398
LAST_NAME RODRIGUEZ
ADDRESS 740 NORTH 68TH TERRACE
CITY HOLLYWOOD
STATE FL
ZIP 330240000
MORT $92,000.00
BAL $91,774.68
RATE 8.5000
PAI $707.40
CLTV 80.000
MATURITY 270702
FEE 0.5000
LOAN 0000021941489
LAST_NAME ORTIZ
ADDRESS 3450 CHARLESTON BLVD
CITY FT LAUDERDA
STATE FL
ZIP 333120000
MORT $38,600.00
BAL $38,505.47
RATE 8.5000
PAI $296.80
CLTV 42.651
MATURITY 270702
FEE 0.5000
LOAN 0000021941539
LAST_NAME LEWANDOWSKI
ADDRESS 3087 ARDENWOOD DRIVE
CITY SPRING HILL
STATE FL
ZIP 346090000
MORT $42,500.00
BAL $42,373.35
RATE 8.6500
PAI $331.32
CLTV 51.204
MATURITY 270609
FEE 0.5000
LOAN 0000021941562
LAST_NAME LEACH
ADDRESS 280 36TH STREET N.W.
CITY WINTER HAVE
STATE FL
ZIP 338800000
MORT $48,000.00
BAL $47,336.00
RATE 8.6500
PAI $476.90
CLTV 80.000
MATURITY 120609
FEE 0.5000
LOAN 0000021941661
LAST_NAME HUDSON
ADDRESS 7005 FOUNTAIN BLEAU CRESC
CITY JACKSONVILL
STATE FL
ZIP 322110000
MORT $42,000.00
BAL $41,418.98
RATE 8.6500
PAI $417.29
CLTV 79.245
MATURITY 120603
FEE 0.5000
LOAN 0000021941679
LAST_NAME VEGA
ADDRESS 202 E PENNSYLVANIA AVE
CITY WINTER GARD
STATE FL
ZIP 347870000
MORT $44,800.00
BAL $43,906.84
RATE 8.4000
PAI $438.54
CLTV 80.000
MATURITY 120321
FEE 0.5000
LOAN 0000021941711
LAST_NAME JOHNSON
ADDRESS 1801 E HATTON STREET
CITY PENSACOLA
STATE FL
ZIP 325010000
MORT $62,000.00
BAL $61,886.51
RATE 8.5000
PAI $476.73
CLTV 74.698
MATURITY 270802
FEE 0.5000
LOAN 0000021941737
LAST_NAME WHITE
ADDRESS 5911 ROBINHOOD ROAD
CITY PFAFFTOWN
STATE NC
ZIP 270400000
MORT $95,100.00
BAL $95,066.00
RATE 10.9900
PAI $904.95
CLTV 73.153
MATURITY 121003
FEE 0.5000
LOAN 0000021941752
LAST_NAME MARTIN
ADDRESS 6012 FOREST GREEN RD
CITY PENSACOLA
STATE FL
ZIP 325050000
MORT $172,000.00
BAL $171,310.76
RATE 8.4000
PAI $1,310.36
CLTV 80.000
MATURITY 270611
FEE 0.5000
LOAN 0000021941778
LAST_NAME WHITE
ADDRESS 8966 IRONGATE DR
CITY JACKSONVILL
STATE FL
ZIP 322440000
MORT $128,000.00
BAL $126,967.28
RATE 8.4000
PAI $1,022.08
CLTV 80.000
MATURITY 220402
FEE 0.5000
LOAN 0000021941794
LAST_NAME DANNELLY
ADDRESS 120 FAIRLANE CIRCLE
CITY SANFORD
STATE FL
ZIP 327730000
MORT $53,600.00
BAL $53,440.30
RATE 8.6500
PAI $417.85
CLTV 80.000
MATURITY 270602
FEE 0.5000
LOAN 0000021941810
LAST_NAME STEVERSON
ADDRESS 33 MILTON ROAD
CITY PENSACOLA
STATE FL
ZIP 325070000
MORT $49,000.00
BAL $48,854.00
RATE 8.6500
PAI $381.99
CLTV 79.032
MATURITY 270616
FEE 0.5000
LOAN 0000021941836
LAST_NAME ECKHOFF
ADDRESS 4401 W WYOMING AVENUE
CITY TAMPA
STATE FL
ZIP 336160000
MORT $26,500.00
BAL $25,344.85
RATE 8.5000
PAI $328.56
CLTV 40.769
MATURITY 70222
FEE 0.5000
LOAN 0000021941851
LAST_NAME HERRING
ADDRESS 415 DAVIDSON STREET
CITY THOMASVILLE
STATE NC
ZIP 273600000
MORT $52,200.00
BAL $52,085.08
RATE 10.9900
PAI $592.98
CLTV 90.000
MATURITY 121006
FEE 0.5000
LOAN 0000021941877
LAST_NAME ALVAREZ
ADDRESS 12225 SW 210 ST
CITY MIAMI
STATE FL
ZIP 331770000
MORT $15,000.00
BAL $15,000.00
RATE 10.9900
PAI $170.40
CLTV 79.751
MATURITY 121015
FEE 0.5000
LOAN 0000021941885
LAST_NAME WILDBAHN
ADDRESS 4642 ABRIGADOR TRAIL
CITY COMSTOCK PA
STATE MI
ZIP 493210000
MORT $63,750.00
BAL $63,750.00
RATE 10.6400
PAI $589.83
CLTV 85.000
MATURITY 121022
FEE 0.5000
LOAN 0000021941893
LAST_NAME CURRY
ADDRESS 907 CHURCH ST
CITY NAVASSA
STATE NC
ZIP 284040000
MORT $73,950.00
BAL $73,950.00
RATE 10.7900
PAI $692.54
CLTV 85.000
MATURITY 121027
FEE 0.5000
LOAN 0000021941935
LAST_NAME WILDER
ADDRESS 1782 MAGGIE
CITY FOUNTAIN
STATE MI
ZIP 494100000
MORT $25,000.00
BAL $24,988.05
RATE 9.6400
PAI $212.78
CLTV 73.529
MATURITY 121001
FEE 0.5000
LOAN 0000021941943
LAST_NAME LEDOUX
ADDRESS 395 NORTH WAYNE STREET
CITY JESUP
STATE GA
ZIP 315460000
MORT $36,000.00
BAL $36,000.00
RATE 10.9900
PAI $342.57
CLTV 80.000
MATURITY 121015
FEE 0.5000
LOAN 0000021941984
LAST_NAME REED
ADDRESS 1824 MEADOWHILL ST
CITY MEMPHIS
STATE TN
ZIP 381060000
MORT $51,300.00
BAL $51,300.00
RATE 10.9900
PAI $1,115.14
CLTV 90.000
MATURITY 21014
FEE 0.5000
LOAN 0000021942024
LAST_NAME ROGERS
ADDRESS 3415 STEEPLECHASE ROAD
CITY ZEHPYRHILLS
STATE FL
ZIP 335430000
MORT $30,000.00
BAL $29,575.18
RATE 8.6500
PAI $233.87
CLTV 40.000
MATURITY 270604
FEE 0.5000
LOAN 0000021942198
LAST_NAME MARTIN
ADDRESS 204 OKLAHOMA AVENUE
CITY MATTOON
STATE IL
ZIP 619380000
MORT $55,250.00
BAL $55,250.00
RATE 9.2400
PAI $707.09
CLTV 83.712
MATURITY 71017
FEE 0.5000
LOAN 0000021942222
LAST_NAME BRYANT
ADDRESS 3334 CORNELIA DRIVE
CITY LOUISVILLE,
STATE KY
ZIP 402200000
MORT $84,000.00
BAL $83,846.25
RATE 8.5000
PAI $645.89
CLTV 80.000
MATURITY 270728
FEE 0.5000
LOAN 0000021942248
LAST_NAME LEWIS
ADDRESS 2200 NW 9 PLACE
CITY FT LAUDERDA
STATE FL
ZIP 333310000
MORT $64,000.00
BAL $63,973.95
RATE 10.3900
PAI $580.18
CLTV 80.000
MATURITY 120926
FEE 0.5000
LOAN 0000021942255
LAST_NAME BITTNER
ADDRESS 7706 PACIFIC AVENUE
CITY FT PIERCE
STATE FL
ZIP 349510000
MORT $68,000.00
BAL $67,975.69
RATE 10.9900
PAI $647.07
CLTV 80.000
MATURITY 120923
FEE 0.5000
LOAN 0000021942263
LAST_NAME MORIN
ADDRESS 2147 HENRY STREET
CITY MUSKEGON
STATE MI
ZIP 494410000
MORT $33,200.00
BAL $33,187.19
RATE 10.6400
PAI $307.18
CLTV 80.000
MATURITY 121015
FEE 0.5000
LOAN 0000021942271
LAST_NAME VALDES
ADDRESS 4941 NW 192 ST
CITY MIAMI
STATE FL
ZIP 330550000
MORT $68,250.00
BAL $68,171.05
RATE 10.9900
PAI $704.01
CLTV 68.250
MATURITY 171001
FEE 0.5000
LOAN 0000021942289
LAST_NAME LEWIS
ADDRESS 645 EAST CAMPUS CIRCLE
CITY FT LAUDERDA
STATE FL
ZIP 333120000
MORT $30,000.00
BAL $29,931.09
RATE 10.6400
PAI $334.23
CLTV 33.333
MATURITY 121001
FEE 0.5000
LOAN 0000021942297
LAST_NAME PETERMAN
ADDRESS 4600 REDWOOD DRIVE
CITY FT PIERCE
STATE FL
ZIP 349510000
MORT $110,100.00
BAL $110,100.00
RATE 9.6400
PAI $937.05
CLTV 74.897
MATURITY 121016
FEE 0.5000
LOAN 0000021942305
LAST_NAME KEIFFER
ADDRESS 3613 EDLAND DRIVE
CITY ORLANDO
STATE FL
ZIP 328120000
MORT $80,000.00
BAL $79,768.11
RATE 8.5000
PAI $615.13
CLTV 76.923
MATURITY 270728
FEE 0.5000
LOAN 0000021942321
LAST_NAME BERTRAND
ADDRESS 1030 SW 87 AVE, #4-A
CITY MIAMI
STATE FL
ZIP 331740000
MORT $25,000.00
BAL $24,929.63
RATE 10.9900
PAI $257.88
CLTV 70.542
MATURITY 170916
FEE 0.5000
LOAN 0000021942339
LAST_NAME WOOMER
ADDRESS 6414 SW 103RD STREET ROAD
CITY OCALA
STATE FL
ZIP 344760000
MORT $72,000.00
BAL $71,789.24
RATE 8.5000
PAI $579.76
CLTV 79.120
MATURITY 220825
FEE 0.5000
LOAN 0000021942396
LAST_NAME VIGIL
ADDRESS 76 NW 118 ST
CITY MIAMI
STATE FL
ZIP 331680000
MORT $66,000.00
BAL $66,000.00
RATE 8.7400
PAI $582.83
CLTV 79.518
MATURITY 171008
FEE 0.5000
LOAN 0000021942412
LAST_NAME STAFFORD
ADDRESS 125 ALPINE DR
CITY SAVANNAH
STATE GA
ZIP 314050000
MORT $63,750.00
BAL $63,727.21
RATE 10.9900
PAI $606.63
CLTV 83.881
MATURITY 270923
FEE 0.5000
LOAN 0000021942420
LAST_NAME QUINTANILLA
ADDRESS 28035 SW 143 CT
CITY HOMESTEAD
STATE FL
ZIP 330330000
MORT $44,000.00
BAL $43,903.13
RATE 10.9900
PAI $499.83
CLTV 67.692
MATURITY 121001
FEE 0.5000
LOAN 0000021942446
LAST_NAME MIX
ADDRESS 1402 FINDLAY AVENUE
CITY SPRING HILL
STATE FL
ZIP 346090000
MORT $88,800.00
BAL $88,582.51
RATE 8.5000
PAI $682.80
CLTV 80.000
MATURITY 270715
FEE 0.5000
LOAN 0000021942461
LAST_NAME POWELL,III
ADDRESS E 2313-2313 MAGNOLIA ST
CITY LAKELAND
STATE FL
ZIP 338040000
MORT $28,600.00
BAL $28,600.00
RATE 10.1400
PAI $309.80
CLTV 65.000
MATURITY 121017
FEE 0.5000
LOAN 0000021942479
LAST_NAME MCBURNETT
ADDRESS 9878 68TH AVENUE
CITY ALLENDALE
STATE MI
ZIP 494010000
MORT $66,000.00
BAL $65,874.71
RATE 10.4900
PAI $603.24
CLTV 75.000
MATURITY 121006
FEE 0.5000
LOAN 0000021942487
LAST_NAME MAIOLA
ADDRESS 2005 BUHRER AVENUE
CITY CLEVELAND
STATE OH
ZIP 441090000
MORT $45,600.00
BAL $45,600.00
RATE 10.2400
PAI $447.33
CLTV 80.000
MATURITY 171024
FEE 0.5000
LOAN 0000021942495
LAST_NAME DECKER
ADDRESS 19151 DONNA DRIVE
CITY NORTH FT. M
STATE FL
ZIP 339170000
MORT $30,000.00
BAL $30,000.00
RATE 10.9900
PAI $340.80
CLTV 12.000
MATURITY 121015
FEE 0.5000
LOAN 0000021942511
LAST_NAME WILLIAMS
ADDRESS 4830 NW 11 AVE
CITY MIAMI
STATE FL
ZIP 331270000
MORT $34,500.00
BAL $34,458.20
RATE 10.6400
PAI $347.70
CLTV 61.607
MATURITY 171001
FEE 0.5000
LOAN 0000021942529
LAST_NAME HERNANDEZ
ADDRESS 6475 SW 27 STREET
CITY MIAMI
STATE FL
ZIP 331550000
MORT $196,000.00
BAL $195,761.68
RATE 8.5000
PAI $1,507.07
CLTV 80.000
MATURITY 270826
FEE 0.5000
LOAN 0000021942545
LAST_NAME YASIN
ADDRESS 7687 CHARLOTTE PIKE
CITY NASHVILLE
STATE TN
ZIP 372090000
MORT $121,500.00
BAL $121,440.00
RATE 9.4900
PAI $1,020.76
CLTV 90.000
MATURITY 121007
FEE 0.5000
LOAN 0000021942586
LAST_NAME HENDERSON
ADDRESS 5162 GROVEWOOD CIRCLE
CITY PUNTA GORDA
STATE FL
ZIP 339820000
MORT $25,000.00
BAL $24,711.34
RATE 8.4000
PAI $215.38
CLTV 62.500
MATURITY 170324
FEE 0.5000
LOAN 0000021942636
LAST_NAME LYLE
ADDRESS 752 MARTINA DRIVE
CITY ATLANTA
STATE GA
ZIP 303050000
MORT $199,950.00
BAL $199,950.00
RATE 9.6400
PAI $1,701.75
CLTV 71.924
MATURITY 121016
FEE 0.5000
LOAN 0000021942677
LAST_NAME ALLEN
ADDRESS 10811 S EDBROOKE
CITY CHICAGO
STATE IL
ZIP 606280000
MORT $80,750.00
BAL $80,750.00
RATE 10.3900
PAI $732.02
CLTV 85.000
MATURITY 121101
FEE 0.5000
LOAN 0000021942727
LAST_NAME SILVA
ADDRESS 8201 SE 12 COURT
CITY OCALA
STATE FL
ZIP 344800000
MORT $89,600.00
BAL $89,600.00
RATE 8.7400
PAI $791.24
CLTV 80.000
MATURITY 171016
FEE 0.5000
LOAN 0000021942735
LAST_NAME MINGLE
ADDRESS 8376 HOLLY HILL COVE
CITY JACKSONVILL
STATE FL
ZIP 322210000
MORT $51,000.00
BAL $49,991.99
RATE 8.5000
PAI $502.22
CLTV 85.000
MATURITY 120325
FEE 0.5000
LOAN 0000021942776
LAST_NAME ALTONBURG
ADDRESS 3009 CORONET COURT
CITY SPRING HILL
STATE FL
ZIP 346090000
MORT $85,500.00
BAL $85,122.04
RATE 8.4000
PAI $651.37
CLTV 77.727
MATURITY 270326
FEE 0.5000
LOAN 0000021942792
LAST_NAME COLMENERO
ADDRESS 249 FERN WAY
CITY MIAMI SPRIN
STATE FL
ZIP 331660000
MORT $122,400.00
BAL $122,356.26
RATE 10.9900
PAI $1,164.72
CLTV 90.000
MATURITY 121001
FEE 0.5000
LOAN 0000021942834
LAST_NAME G'ALVEZ
ADDRESS 10842 SW 90TH TERRACE
CITY OCALA
STATE FL
ZIP 344810000
MORT $42,500.00
BAL $42,417.35
RATE 8.5000
PAI $342.22
CLTV 68.548
MATURITY 220825
FEE 0.5000
LOAN 0000021942867
LAST_NAME RODRIGUEZ
ADDRESS 6494 SW 24 ST
CITY MIAMI
STATE FL
ZIP 331550000
MORT $92,500.00
BAL $92,500.00
RATE 10.8900
PAI $947.86
CLTV 82.589
MATURITY 171017
FEE 0.5000
LOAN 0000021942875
LAST_NAME FOOTE
ADDRESS 6091 GREENBRIAR FARMS ROA
CITY FT MYERS
STATE FL
ZIP 339050000
MORT $202,500.00
BAL $202,500.00
RATE 10.4900
PAI $1,850.84
CLTV 75.000
MATURITY 121021
FEE 0.5000
LOAN 0000021942909
LAST_NAME BECKFORD
ADDRESS 11260 NW 17 AVE
CITY MIAMI
STATE FL
ZIP 331670000
MORT $20,000.00
BAL $20,000.00
RATE 10.9900
PAI $227.20
CLTV 29.850
MATURITY 121014
FEE 0.5000
LOAN 0000021942941
LAST_NAME BABUSCIO
ADDRESS 6531 HOHMAN
CITY HAMMOND
STATE IN
ZIP 463240000
MORT $100,000.00
BAL $100,000.00
RATE 8.9900
PAI $803.91
CLTV 60.606
MATURITY 121022
FEE 0.5000
LOAN 0000021942966
LAST_NAME HICKS
ADDRESS 409 NORTH GILL STREET
CITY ZEBULON
STATE NC
ZIP 275970000
MORT $68,750.00
BAL $68,750.00
RATE 8.7400
PAI $540.37
CLTV 79.988
MATURITY 121017
FEE 0.5000
LOAN 0000021942990
LAST_NAME SANTIAGO
ADDRESS 1455 NW 29 AVE
CITY MIAMI
STATE FL
ZIP 331250000
MORT $35,000.00
BAL $35,000.00
RATE 10.2400
PAI $381.27
CLTV 79.489
MATURITY 121016
FEE 0.5000
LOAN 0000021943030
LAST_NAME BURTON
ADDRESS 107 CALLOWAY LANE
CITY STATE ROAD
STATE NC
ZIP 286760000
MORT $68,800.00
BAL $68,340.21
RATE 8.4000
PAI $524.14
CLTV 80.000
MATURITY 270326
FEE 0.5000
LOAN 0000021943055
LAST_NAME BUTLER
ADDRESS 159 LAKESHORE VISTA DR
CITY KINGSTON
STATE TN
ZIP 377630000
MORT $116,000.00
BAL $116,000.00
RATE 10.4900
PAI $1,060.24
CLTV 80.000
MATURITY 121016
FEE 0.5000
LOAN 0000021943097
LAST_NAME DIXON
ADDRESS 2332 POPLAR ST
CITY DENVER
STATE CO
ZIP 802070000
MORT $68,000.00
BAL $68,000.00
RATE 10.4900
PAI $621.52
CLTV 80.000
MATURITY 121015
FEE 0.5000
LOAN 0000021943105
LAST_NAME CASTEEL
ADDRESS 3330 NW 27TH AVENUE
CITY GAINESVILLE
STATE FL
ZIP 326050000
MORT $64,000.00
BAL $63,740.19
RATE 8.4000
PAI $487.58
CLTV 78.048
MATURITY 270402
FEE 0.5000
LOAN 0000021943113
LAST_NAME GRASSO
ADDRESS 4059 W 58TH ST
CITY CHICAGO
STATE IL
ZIP 606290000
MORT $50,700.00
BAL $50,569.26
RATE 8.7400
PAI $398.50
CLTV 65.000
MATURITY 121008
FEE 0.5000
LOAN 0000021943147
LAST_NAME DAVISON
ADDRESS 10080 BELLS FERRY ROAD
CITY CANTON
STATE GA
ZIP 301140000
MORT $61,600.00
BAL $61,600.00
RATE 9.2400
PAI $506.33
CLTV 80.000
MATURITY 271008
FEE 0.5000
LOAN 0000021943162
LAST_NAME FRAZIER
ADDRESS 1700 SUNDOWN DR
CITY LAWRENCEBUR
STATE TN
ZIP 384640000
MORT $74,800.00
BAL $74,770.52
RATE 10.5400
PAI $686.47
CLTV 85.000
MATURITY 120910
FEE 0.5000
LOAN 0000021943220
LAST_NAME VON ASCHERSL
ADDRESS 4543 W GREENWAY ROAD
CITY GLENDALE
STATE IL
ZIP 853060000
MORT $134,400.00
BAL $134,400.00
RATE 8.7400
PAI $1,056.37
CLTV 74.666
MATURITY 121010
FEE 0.5000
LOAN 0000021943238
LAST_NAME ORTIZ
ADDRESS 3131 NW 27TH ST
CITY MIAMI
STATE FL
ZIP 331420000
MORT $30,000.00
BAL $30,000.00
RATE 10.9900
PAI $340.80
CLTV 41.095
MATURITY 121016
FEE 0.5000
LOAN 0000021943246
LAST_NAME MARKS
ADDRESS 2054 W 15 ST
CITY JACKSONVILL
STATE FL
ZIP 322090000
MORT $32,000.00
BAL $31,987.92
RATE 10.7400
PAI $298.48
CLTV 80.000
MATURITY 120926
FEE 0.5000
LOAN 0000021943253
LAST_NAME SCHELL
ADDRESS 439 BOWENS MILL HWY
CITY FITZGERALD
STATE GA
ZIP 317500000
MORT $83,300.00
BAL $83,300.00
RATE 10.5400
PAI $833.89
CLTV 83.300
MATURITY 171016
FEE 0.5000
LOAN 0000021943295
LAST_NAME BRADSHAW
ADDRESS 3900 NW 178 ST
CITY MIAMI
STATE FL
ZIP 330550000
MORT $65,000.00
BAL $64,696.14
RATE 10.1400
PAI $633.31
CLTV 68.421
MATURITY 170915
FEE 0.5000
LOAN 0000021943394
LAST_NAME HAWKINS
ADDRESS 681 SANDPIPER DR
CITY VONORE
STATE TN
ZIP 378850000
MORT $60,000.00
BAL $60,000.00
RATE 10.4900
PAI $662.87
CLTV 58.795
MATURITY 121022
FEE 0.5000
LOAN 0000021943519
LAST_NAME CORTEZ
ADDRESS 2215 COOLIDGE STREET
CITY HOLLYWOOD
STATE FL
ZIP 330200000
MORT $58,300.00
BAL $58,300.00
RATE 10.4900
PAI $532.86
CLTV 79.972
MATURITY 121022
FEE 0.5000
LOAN 0000021943543
LAST_NAME GONZALEZ
ADDRESS 10824 SW 146 PLACE
CITY MIAMI
STATE FL
ZIP 331860000
MORT $12,000.00
BAL $11,985.65
RATE 10.7400
PAI $121.75
CLTV 65.601
MATURITY 171003
FEE 0.5000
LOAN 0000021943568
LAST_NAME HERRAN
ADDRESS 6591 SW 15 STREET
CITY WEST MIAMI
STATE FL
ZIP 331440000
MORT $20,000.00
BAL $19,952.36
RATE 10.1400
PAI $216.64
CLTV 12.500
MATURITY 121016
FEE 0.5000
LOAN 0000021943642
LAST_NAME PYLE
ADDRESS 101 EAST LEE STREET
CITY PLANO
STATE IL
ZIP 605450000
MORT $84,700.00
BAL $84,628.50
RATE 10.2400
PAI $758.37
CLTV 70.000
MATURITY 120902
FEE 0.5000
LOAN 0000021943691
LAST_NAME KWEK
ADDRESS 2446 29TH AVENUE SOUTH WE
CITY VERO BEACH
STATE FL
ZIP 329680000
MORT $50,400.00
BAL $50,381.98
RATE 10.9900
PAI $479.60
CLTV 90.000
MATURITY 121006
FEE 0.5000
LOAN 0000021943725
LAST_NAME ZENDER
ADDRESS 308 NORTHERN COURT
CITY ISLAND LAKE
STATE IL
ZIP 600420000
MORT $100,900.00
BAL $100,861.09
RATE 10.6400
PAI $933.55
CLTV 77.022
MATURITY 121006
FEE 0.5000
LOAN 0000021943733
LAST_NAME ESTEVEZ
ADDRESS 451 SE 6 STREET
CITY HIALEAH
STATE FL
ZIP 330100000
MORT $102,850.00
BAL $102,813.24
RATE 10.9900
PAI $978.69
CLTV 85.000
MATURITY 271001
FEE 0.5000
LOAN 0000021943741
LAST_NAME GOMEZ
ADDRESS 13853 NW 22 STREET
CITY SUNRISE
STATE FL
ZIP 333230000
MORT $150,550.00
BAL $150,495.01
RATE 10.8900
PAI $1,421.23
CLTV 89.975
MATURITY 120926
FEE 0.5000
LOAN 0000021943758
LAST_NAME CLARKE
ADDRESS 445 NE 50 TERR
CITY MIAMI
STATE FL
ZIP 331370000
MORT $113,050.00
BAL $112,918.35
RATE 10.9400
PAI $1,162.28
CLTV 85.000
MATURITY 170912
FEE 0.5000
LOAN 0000021943766
LAST_NAME MOYER
ADDRESS 323 E HARDIN STREET
CITY FINDLAY
STATE OH
ZIP 458400000
MORT $70,000.00
BAL $69,810.62
RATE 8.7400
PAI $699.21
CLTV 76.086
MATURITY 121010
FEE 0.5000
LOAN 0000021943774
LAST_NAME POTEAT
ADDRESS 233 HOWARD STREET
CITY BURLINGTON
STATE NC
ZIP 272150000
MORT $21,000.00
BAL $20,974.56
RATE 10.6400
PAI $211.64
CLTV 70.000
MATURITY 171002
FEE 0.5000
LOAN 0000021943790
LAST_NAME LAMONTAGNE
ADDRESS 150 ELY STREET
CITY COLORADO SP
STATE CO
ZIP 809110000
MORT $27,200.00
BAL $27,200.00
RATE 10.4900
PAI $248.61
CLTV 79.976
MATURITY 121022
FEE 0.5000
LOAN 0000021943808
LAST_NAME BROADWAY
ADDRESS 1975 PLEASANT GROVE RD
CITY WESTMORELAN
STATE TN
ZIP 371850000
MORT $61,600.00
BAL $61,600.00
RATE 8.7400
PAI $484.17
CLTV 80.000
MATURITY 121101
FEE 0.5000
LOAN 0000021943816
LAST_NAME RICHARDSON
ADDRESS 1412 FIRST STREET N.E.
CITY MULBERRY
STATE FL
ZIP 338600000
MORT $44,000.00
BAL $44,000.00
RATE 10.9900
PAI $453.87
CLTV 80.000
MATURITY 171015
FEE 0.5000
LOAN 0000021943857
LAST_NAME AULET
ADDRESS 1120 SW 74 AVE
CITY MIAMI
STATE FL
ZIP 331440000
MORT $43,000.00
BAL $42,900.05
RATE 10.9900
PAI $443.55
CLTV 45.263
MATURITY 170915
FEE 0.5000
LOAN 0000021943873
LAST_NAME BOUWHUIS
ADDRESS 842 23RD STREET
CITY OGDEN
STATE UT
ZIP 844010000
MORT $86,700.00
BAL $86,664.71
RATE 10.3900
PAI $785.96
CLTV 85.000
MATURITY 121003
FEE 0.5000
LOAN 0000021943881
LAST_NAME WATKINS
ADDRESS 36 E MEADOW MILE #3
CITY FRASER
STATE CO
ZIP 804420000
MORT $44,000.00
BAL $43,983.21
RATE 10.6900
PAI $408.75
CLTV 80.000
MATURITY 121001
FEE 0.5000
LOAN 0000021943964
LAST_NAME ALFARO
ADDRESS 1735 W COMMANCHE AVE
CITY TAMPA
STATE FL
ZIP 336030000
MORT $41,250.00
BAL $40,673.74
RATE 8.4000
PAI $355.37
CLTV 75.000
MATURITY 170402
FEE 0.5000
LOAN 0000021944038
LAST_NAME GODDARD
ADDRESS 8332 JACKSON SPRINGS ROAD
CITY TAMPA
STATE FL
ZIP 336150000
MORT $52,000.00
BAL $50,697.58
RATE 8.7500
PAI $519.71
CLTV 66.666
MATURITY 120211
FEE 0.5000
LOAN 0000021944087
LAST_NAME ROUNTAS
ADDRESS 6020 11TH AVENUE
CITY NEW PORT RI
STATE FL
ZIP 346530000
MORT $43,900.00
BAL $43,218.84
RATE 8.5000
PAI $380.97
CLTV 78.392
MATURITY 170202
FEE 0.5000
LOAN 0000021944129
LAST_NAME HAWKINS
ADDRESS 4592 S BERRYPICK LN
CITY MEMPHIS
STATE TN
ZIP 381410000
MORT $67,500.00
BAL $67,421.91
RATE 10.9900
PAI $696.27
CLTV 90.000
MATURITY 171006
FEE 0.5000
LOAN 0000021944194
LAST_NAME CASTANEDA
ADDRESS 2500 S RIDGEWAY
CITY CHICAGO
STATE IL
ZIP 606230000
MORT $100,000.00
BAL $100,000.00
RATE 11.3900
PAI $981.91
CLTV 68.728
MATURITY 121101
FEE 0.5000
LOAN 0000021944228
LAST_NAME KELLUM
ADDRESS 252 WEST HIGH STREET
CITY BOROUGH OF
STATE NJ
ZIP 083120000
MORT $83,300.00
BAL $83,300.00
RATE 10.9900
PAI $946.26
CLTV 85.000
MATURITY 121110
FEE 0.5000
LOAN 0000021944236
LAST_NAME PALMER
ADDRESS 1492 ALVERADO WAY
CITY DECATUR
STATE GA
ZIP 300320000
MORT $30,000.00
BAL $30,000.00
RATE 12.3500
PAI $316.69
CLTV 45.454
MATURITY 271107
FEE 0.5000
LOAN 0000021944244
LAST_NAME MC CRACKEN
ADDRESS 26 QUINTON HANCOCKS BR
CITY QUINTON TOW
STATE NJ
ZIP 080720000
MORT $93,600.00
BAL $93,600.00
RATE 10.6000
PAI $863.20
CLTV 90.000
MATURITY 121107
FEE 0.5000
LOAN 0000021944301
LAST_NAME HOWARTH
ADDRESS 277 NORWAY AVENUE
CITY HAMILTON TO
STATE NJ
ZIP 086090000
MORT $57,300.00
BAL $57,300.00
RATE 10.8500
PAI $539.20
CLTV 71.625
MATURITY 121110
FEE 0.5000
LOAN 0000021944327
LAST_NAME MILLER
ADDRESS 8505 S DAMEN AVE
CITY CHICAGO
STATE IL
ZIP 606200000
MORT $76,800.00
BAL $76,800.00
RATE 9.2400
PAI $631.26
CLTV 80.000
MATURITY 121104
FEE 0.5000
LOAN 0000021944335
LAST_NAME MENAGH
ADDRESS 11 DELAWARE AVENUE
CITY STANHOPE BO
STATE NJ
ZIP 078740000
MORT $120,150.00
BAL $120,150.00
RATE 9.9900
PAI $1,053.51
CLTV 90.000
MATURITY 121119
FEE 0.5000
LOAN 0000021944384
LAST_NAME GRAHAM
ADDRESS 475 LEA ROAD
CITY WEST END
STATE NC
ZIP 273760000
MORT $30,000.00
BAL $30,000.00
RATE 9.9900
PAI $322.20
CLTV 46.153
MATURITY 121105
FEE 0.5000
LOAN 0000021944418
LAST_NAME HATELEY
ADDRESS 16080 E MILAN DRIVE
CITY AURORA
STATE CO
ZIP 800130000
MORT $68,800.00
BAL $68,800.00
RATE 11.0000
PAI $655.20
CLTV 85.256
MATURITY 121024
FEE 0.5000
LOAN 0000021944426
LAST_NAME GRIFFIN
ADDRESS 4034 DARTFORD ROAD
CITY SOUTH EUCLI
STATE OH
ZIP 441210000
MORT $58,800.00
BAL $58,800.00
RATE 9.9500
PAI $513.84
CLTV 82.816
MATURITY 271105
FEE 0.5000
LOAN 0000021944434
LAST_NAME HERNANDEZ
ADDRESS 20422 NW 46 AVE
CITY MIAMI
STATE FL
ZIP 330550000
MORT $27,900.00
BAL $27,835.95
RATE 10.5400
PAI $309.10
CLTV 84.998
MATURITY 121006
FEE 0.5000
LOAN 0000021944483
LAST_NAME MORRIS
ADDRESS 9710 ELIZABETH AVE.
CITY CLEVELAND
STATE OH
ZIP 441050000
MORT $23,600.00
BAL $23,600.00
RATE 13.5500
PAI $307.19
CLTV 41.769
MATURITY 121103
FEE 0.5000
LOAN 0000021944509
LAST_NAME TURNER
ADDRESS 4423 19TH PL NE
CITY WASHINGTON
STATE DC
ZIP 200180000
MORT $35,000.00
BAL $35,000.00
RATE 13.5500
PAI $455.58
CLTV 24.137
MATURITY 121104
FEE 0.5000
LOAN 0000021944517
LAST_NAME GALLOWAY
ADDRESS 36 SCHULTZ AVENUE
CITY GLOUCESTER
STATE NJ
ZIP 080810000
MORT $90,000.00
BAL $90,000.00
RATE 10.0500
PAI $969.90
CLTV 76.923
MATURITY 121113
FEE 0.5000
LOAN 0000021944525
LAST_NAME TREJO
ADDRESS 13217 SW 262 ST
CITY HOMESTEAD
STATE FL
ZIP 330320000
MORT $48,000.00
BAL $47,912.66
RATE 9.6900
PAI $453.40
CLTV 56.470
MATURITY 170924
FEE 0.5000
LOAN 0000021944541
LAST_NAME HOLTON
ADDRESS 2254 S STREET SE
CITY WASHINGTON
STATE DC
ZIP 200200000
MORT $41,000.00
BAL $41,000.00
RATE 11.1500
PAI $395.11
CLTV 43.386
MATURITY 121101
FEE 0.5000
LOAN 0000021944574
LAST_NAME BESS
ADDRESS 1414 T STREET SE
CITY WASHINGTON
STATE DC
ZIP 200200000
MORT $20,000.00
BAL $20,000.00
RATE 12.9900
PAI $234.17
CLTV 78.796
MATURITY 171103
FEE 0.5000
LOAN 0000021944590
LAST_NAME FITZPATRICK
ADDRESS 136 WADE AVENUE
CITY LINDENWOLD
STATE NJ
ZIP 080210000
MORT $37,400.00
BAL $37,400.00
RATE 12.6500
PAI $464.62
CLTV 85.000
MATURITY 121120
FEE 0.5000
LOAN 0000021944608
LAST_NAME WYNNBERRY
ADDRESS 835 E MAIN STREET
CITY SHELBY
STATE NC
ZIP 281500000
MORT $75,000.00
BAL $75,000.00
RATE 8.9900
PAI $674.31
CLTV 78.947
MATURITY 171101
FEE 0.5000
LOAN 0000021944632
LAST_NAME TELFORD
ADDRESS RD1, BOX 328
CITY BOLIVAR
STATE PA
ZIP 159230000
MORT $69,400.00
BAL $68,988.97
RATE 9.8900
PAI $603.40
CLTV 80.697
MATURITY 120913
FEE 0.5000
LOAN 0000021944640
LAST_NAME AUSTIN
ADDRESS 2116 SHADYWOOD DR
CITY THOMASVILLE
STATE GA
ZIP 317920000
MORT $13,650.00
BAL $13,587.24
RATE 11.0400
PAI $188.34
CLTV 85.489
MATURITY 71006
FEE 0.5000
LOAN 0000021944665
LAST_NAME HACKENY
ADDRESS 1805 FORT DAVIS ST SE
CITY WASHINGTON
STATE DC
ZIP 200200000
MORT $74,100.00
BAL $74,100.00
RATE 12.9000
PAI $813.91
CLTV 78.000
MATURITY 121103
FEE 0.5000
LOAN 0000021944673
LAST_NAME RILEY
ADDRESS 323 RIDGE ROAD
CITY COMMERCIAL
STATE NJ
ZIP 083320000
MORT $68,000.00
BAL $68,000.00
RATE 11.2500
PAI $713.49
CLTV 85.000
MATURITY 171118
FEE 0.5000
LOAN 0000021944681
LAST_NAME COX
ADDRESS 14 OASIS COURT
CITY TAYLORS
STATE SC
ZIP 296870000
MORT $135,000.00
BAL $135,000.00
RATE 10.4900
PAI $1,233.89
CLTV 90.000
MATURITY 121016
FEE 0.5000
LOAN 0000021944756
LAST_NAME BASKIN
ADDRESS 3787 N 9TH STREET
CITY MILWAUKEE
STATE WI
ZIP 532060000
MORT $32,000.00
BAL $32,000.00
RATE 9.5000
PAI $269.08
CLTV 74.418
MATURITY 121105
FEE 0.5000
LOAN 0000021944764
LAST_NAME COX
ADDRESS 3501 CRITTENDEN
CITY HOLLY SPRIN
STATE NC
ZIP 275020000
MORT $63,200.00
BAL $63,064.23
RATE 11.5500
PAI $628.28
CLTV 80.000
MATURITY 120218
FEE 0.5000
LOAN 0000021944921
LAST_NAME SOKOL
ADDRESS 324 DAY DRIVE
CITY LORAIN
STATE OH
ZIP 440520000
MORT $40,000.00
BAL $40,000.00
RATE 8.7900
PAI $400.73
CLTV 45.977
MATURITY 121113
FEE 0.5000
LOAN 0000021944970
LAST_NAME SMITH
ADDRESS 3315 HAWTHORNE
CITY TAMPA
STATE FL
ZIP 336110000
MORT $11,000.00
BAL $10,780.68
RATE 8.4000
PAI $107.68
CLTV 13.414
MATURITY 120402
FEE 0.5000
LOAN 0000021945035
LAST_NAME REYES
ADDRESS 37413 FIESTA DRIVE
CITY DADE CITY
STATE FL
ZIP 335250000
MORT $48,000.00
BAL $45,397.35
RATE 8.5000
PAI $416.56
CLTV 78.688
MATURITY 170702
FEE 0.5000
LOAN 0000021945043
LAST_NAME BORNEMANN
ADDRESS 36698 NEFF ROAD
CITY GRAFTON TOW
STATE OH
ZIP 440440000
MORT $140,000.00
BAL $140,000.00
RATE 8.9900
PAI $1,125.47
CLTV 74.468
MATURITY 271103
FEE 0.5000
LOAN 0000021945050
LAST_NAME SCHIEBLE
ADDRESS 1328 N 31ST STREET
CITY MILWAUKEE
STATE WI
ZIP 532080000
MORT $25,400.00
BAL $25,400.00
RATE 8.8000
PAI $200.73
CLTV 59.069
MATURITY 121104
FEE 0.5000
LOAN 0000021945076
LAST_NAME MILLER
ADDRESS 229 N OBRIEN ST.
CITY SOUTH BEND
STATE IN
ZIP 466280000
MORT $34,400.00
BAL $34,400.00
RATE 8.7500
PAI $343.82
CLTV 80.000
MATURITY 121110
FEE 0.5000
LOAN 0000021945092
LAST_NAME LABEAU
ADDRESS 5424 BURGESS DRIVE
CITY SYLVANIA
STATE OH
ZIP 435600000
MORT $76,000.00
BAL $76,000.00
RATE 8.2000
PAI $645.19
CLTV 80.000
MATURITY 171105
FEE 0.5000
LOAN 0000021945100
LAST_NAME GARZA
ADDRESS 473 SUMMIT P.O. BOX 21
CITY PETTISVILLE
STATE OH
ZIP 435530000
MORT $60,000.00
BAL $59,965.47
RATE 8.7500
PAI $472.03
CLTV 76.923
MATURITY 121105
FEE 0.5000
LOAN 0000021945118
LAST_NAME RICHARDSON
ADDRESS 5915 BROAD STREET
CITY FREMONT
STATE IN
ZIP 467370000
MORT $44,800.00
BAL $44,800.00
RATE 8.9500
PAI $358.87
CLTV 80.000
MATURITY 121015
FEE 0.5000
LOAN 0000021945126
LAST_NAME BRINSON
ADDRESS 3314 JERNIGAN LANE
CITY DOVER
STATE FL
ZIP 335270000
MORT $116,000.00
BAL $115,463.03
RATE 8.5000
PAI $891.94
CLTV 80.000
MATURITY 270707
FEE 0.5000
LOAN 0000021945142
LAST_NAME INGLE
ADDRESS 636 HILLCREST DRIVE
CITY WESTFIELD
STATE IN
ZIP 460740000
MORT $119,700.00
BAL $119,700.00
RATE 9.9500
PAI $1,151.17
CLTV 90.000
MATURITY 171105
FEE 0.5000
LOAN 0000021945167
LAST_NAME DORSEY
ADDRESS 266 CHALLEDON CIRCLE
CITY PATASKALA
STATE OH
ZIP 430620000
MORT $105,200.00
BAL $105,200.00
RATE 8.9000
PAI $939.76
CLTV 77.352
MATURITY 171105
FEE 0.5000
LOAN 0000021945175
LAST_NAME DELGADO
ADDRESS 91 W 6025 S.
CITY MURRAY
STATE UT
ZIP 841070000
MORT $43,900.00
BAL $43,251.70
RATE 8.5000
PAI $380.97
CLTV 43.039
MATURITY 170214
FEE 0.5000
LOAN 0000021945183
LAST_NAME WALLACE
ADDRESS 3539 PRADO DRIVE
CITY SARASOTA
STATE FL
ZIP 342350000
MORT $66,000.00
BAL $64,581.78
RATE 8.5000
PAI $818.31
CLTV 70.967
MATURITY 70627
FEE 0.5000
LOAN 0000021945191
LAST_NAME SEMICH
ADDRESS 2317 N CENTENNIAL ST.
CITY INDIANAPOLI
STATE IN
ZIP 462220000
MORT $29,000.00
BAL $29,000.00
RATE 8.5000
PAI $285.58
CLTV 65.909
MATURITY 121110
FEE 0.5000
LOAN 0000021945217
LAST_NAME ANDERSON
ADDRESS 4232 LARKSPUR LANE
CITY WARRENSVILL
STATE OH
ZIP 441280000
MORT $60,300.00
BAL $60,300.00
RATE 9.9900
PAI $528.74
CLTV 90.000
MATURITY 271106
FEE 0.5000
LOAN 0000021945225
LAST_NAME MOORE
ADDRESS 3831 21ST AVENUE S.W.
CITY NAPLES
STATE FL
ZIP 341170000
MORT $49,000.00
BAL $48,452.46
RATE 8.5000
PAI $482.52
CLTV 69.014
MATURITY 120711
FEE 0.5000
LOAN 0000021945241
LAST_NAME STRUKAMP
ADDRESS 2436 NILL AVENUE
CITY DAYTON
STATE OH
ZIP 454200000
MORT $52,075.00
BAL $52,075.00
RATE 8.9000
PAI $415.27
CLTV 72.326
MATURITY 121030
FEE 0.5000
LOAN 0000021945282
LAST_NAME MEEHAN
ADDRESS 403 S BEVERLY ST
CITY WHEATON
STATE IL
ZIP 601870000
MORT $56,000.00
BAL $56,000.00
RATE 11.4900
PAI $554.14
CLTV 70.810
MATURITY 121101
FEE 0.5000
LOAN 0000021945290
LAST_NAME RICHARDS
ADDRESS 5016 CAROLINA ST
CITY GARY
STATE IN
ZIP 464090000
MORT $20,000.00
BAL $20,000.00
RATE 9.7500
PAI $171.84
CLTV 54.054
MATURITY 271105
FEE 0.5000
LOAN 0000021945365
LAST_NAME WILLIAMS
ADDRESS 5718 6TH ST NW
CITY WASHINGTON
STATE DC
ZIP 200110000
MORT $41,000.00
BAL $41,000.00
RATE 13.5500
PAI $625.55
CLTV 27.242
MATURITY 71113
FEE 0.5000
LOAN 0000021945399
LAST_NAME MORGAN
ADDRESS 153 SHERIFF ST
CITY ELYRIA
STATE OH
ZIP 440350000
MORT $47,000.00
BAL $47,000.00
RATE 9.3000
PAI $431.98
CLTV 75.806
MATURITY 171115
FEE 0.5000
LOAN 0000021945415
LAST_NAME GLASS
ADDRESS 11285 PLANK RD
CITY HUNTSBURG
STATE OH
ZIP 440460000
MORT $94,000.00
BAL $94,000.00
RATE 8.9000
PAI $749.59
CLTV 67.142
MATURITY 121113
FEE 0.5000
LOAN 0000021945431
LAST_NAME WATSON
ADDRESS 3504 W 99TH STREET
CITY CLEVELAND
STATE OH
ZIP 441020000
MORT $60,300.00
BAL $60,300.00
RATE 9.6500
PAI $568.00
CLTV 84.929
MATURITY 171112
FEE 0.5000
LOAN 0000021945449
LAST_NAME MARCUM
ADDRESS 819 GREENWOOD AVENUE
CITY HAMILTON
STATE OH
ZIP 450110000
MORT $28,000.00
BAL $28,000.00
RATE 9.9900
PAI $300.72
CLTV 62.222
MATURITY 121112
FEE 0.5000
LOAN 0000021945506
LAST_NAME BROCK
ADDRESS 195 MILLVILLE AVE
CITY HAMILTON
STATE OH
ZIP 450130000
MORT $110,000.00
BAL $110,000.00
RATE 9.5000
PAI $924.94
CLTV 86.614
MATURITY 121110
FEE 0.5000
LOAN 0000021945548
LAST_NAME LANGSTON
ADDRESS 203 WEST D AVE
CITY EASLEY
STATE SC
ZIP 296400000
MORT $20,000.00
BAL $19,960.15
RATE 12.0500
PAI $240.68
CLTV 60.606
MATURITY 121027
FEE 0.5000
LOAN 0000021945555
LAST_NAME OWENS
ADDRESS 16801 MYRTLE AVE
CITY CLEVELAND
STATE OH
ZIP 441280000
MORT $62,000.00
BAL $62,000.00
RATE 8.9900
PAI $498.42
CLTV 77.500
MATURITY 271027
FEE 0.5000
LOAN 0000021945662
LAST_NAME SMITH
ADDRESS 70 ADERHOLT LANE
CITY JACKSONVILL
STATE AL
ZIP 362650000
MORT $54,400.00
BAL $54,292.13
RATE 12.1000
PAI $656.40
CLTV 85.000
MATURITY 121020
FEE 0.5000
LOAN 0000021945670
LAST_NAME DEAMRON
ADDRESS 105 STUTZMAN DR
CITY GREENFIELD
STATE IN
ZIP 461400000
MORT $76,800.00
BAL $76,800.00
RATE 8.7500
PAI $767.58
CLTV 80.000
MATURITY 121105
FEE 0.5000
LOAN 0000021945704
LAST_NAME MCCLUNG
ADDRESS 185 SHIELDS ROAD
CITY DEATSVILLE
STATE AL
ZIP 360220000
MORT $33,000.00
BAL $33,000.00
RATE 10.9500
PAI $313.02
CLTV 55.000
MATURITY 121110
FEE 0.5000
LOAN 0000021945738
LAST_NAME ROBERTS
ADDRESS 241 OBERLIN RD
CITY ELYRIA
STATE OH
ZIP 440350000
MORT $68,800.00
BAL $68,800.00
RATE 9.0400
PAI $555.57
CLTV 80.000
MATURITY 271104
FEE 0.5000
LOAN 0000021945761
LAST_NAME NEWMAN
ADDRESS 100 COBB LANE
CITY GUNTERSVILL
STATE AL
ZIP 359760000
MORT $60,000.00
BAL $59,948.92
RATE 10.2000
PAI $535.43
CLTV 50.847
MATURITY 120929
FEE 0.5000
LOAN 0000021945852
LAST_NAME CLEVENGER
ADDRESS 6259 US HWY 78 WEST
CITY EASTABOGA
STATE AL
ZIP 362600000
MORT $33,600.00
BAL $33,600.00
RATE 10.5000
PAI $371.41
CLTV 80.000
MATURITY 121107
FEE 0.5000
LOAN 0000021945894
LAST_NAME CANNON
ADDRESS 6628 MASON CIRCLE
CITY RANDLEMAN
STATE NC
ZIP 273170000
MORT $73,800.00
BAL $73,800.00
RATE 10.1500
PAI $655.84
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021945902
LAST_NAME COX
ADDRESS 2205 SUE DR
CITY OXFORD
STATE AL
ZIP 362030000
MORT $45,000.00
BAL $45,000.00
RATE 10.1000
PAI $437.25
CLTV 75.000
MATURITY 171105
FEE 0.5000
LOAN 0000021945936
LAST_NAME MEANS
ADDRESS 6038 GARVER ROAD
CITY INDIANAPOLI
STATE IN
ZIP 462080000
MORT $76,200.00
BAL $76,086.66
RATE 9.5000
PAI $640.73
CLTV 60.000
MATURITY 121007
FEE 0.5000
LOAN 0000021945969
LAST_NAME FOWLER
ADDRESS 8059 BANKHEAD HWY
CITY DORA
STATE AL
ZIP 350620000
MORT $28,000.00
BAL $28,000.00
RATE 11.5000
PAI $327.09
CLTV 56.565
MATURITY 121110
FEE 0.5000
LOAN 0000021946132
LAST_NAME DAVENPORT
ADDRESS 116 MEADOW LANE
CITY DEATSVILLE
STATE AL
ZIP 360220000
MORT $140,000.00
BAL $140,000.00
RATE 9.7000
PAI $1,197.68
CLTV 80.000
MATURITY 121024
FEE 0.5000
LOAN 0000021946157
LAST_NAME WALSH
ADDRESS 109 CLEVELAND AVE
CITY BELLEVUE
STATE KY
ZIP 410730000
MORT $85,500.00
BAL $85,500.00
RATE 11.3000
PAI $833.68
CLTV 90.000
MATURITY 121027
FEE 0.5000
LOAN 0000021946165
LAST_NAME MCDOWELL
ADDRESS 3407 LONGWOOD LANE
CITY CONWAY
STATE SC
ZIP 295270000
MORT $64,800.00
BAL $64,800.00
RATE 11.6000
PAI $646.66
CLTV 80.000
MATURITY 121028
FEE 0.5000
LOAN 0000021946173
LAST_NAME JESSER
ADDRESS ALBERT RD
CITY DANBURY
STATE CT
ZIP 068110000
MORT $60,000.00
BAL $60,000.00
RATE 8.9900
PAI $482.34
CLTV 58.536
MATURITY 271107
FEE 0.5000
LOAN 0000021946181
LAST_NAME COFRANCESCO
ADDRESS 168 FALLS RD
CITY BETHANY
STATE CT
ZIP 065240000
MORT $210,000.00
BAL $210,000.00
RATE 8.2500
PAI $1,577.66
CLTV 75.000
MATURITY 271107
FEE 0.5000
LOAN 0000021946223
LAST_NAME JEWELS
ADDRESS 41 S 11TH AVE
CITY MOUNT VERNO
STATE NY
ZIP 105500000
MORT $112,000.00
BAL $112,000.00
RATE 8.2500
PAI $841.42
CLTV 70.000
MATURITY 271121
FEE 0.5000
LOAN 0000021946256
LAST_NAME DUPREE
ADDRESS 8007 N. MOBLEY ROAD
CITY ODESSA
STATE FL
ZIP 335560000
MORT $36,800.00
BAL $35,863.14
RATE 8.7500
PAI $461.20
CLTV 17.951
MATURITY 70627
FEE 0.5000
LOAN 0000021946264
LAST_NAME CARTER
ADDRESS 3616 MAVERICK STREET
CITY WINSTON SAL
STATE NC
ZIP 271060000
MORT $79,000.00
BAL $78,820.49
RATE 10.6500
PAI $880.63
CLTV 84.946
MATURITY 120929
FEE 0.5000
LOAN 0000021946298
LAST_NAME CAPRA
ADDRESS 53 HUDGINS LANE
CITY BIRMINGHAM
STATE AL
ZIP 352140000
MORT $58,000.00
BAL $58,000.00
RATE 11.5500
PAI $576.58
CLTV 89.368
MATURITY 121027
FEE 0.5000
LOAN 0000021946306
LAST_NAME CAMPO
ADDRESS 411 SOUTH 1ST STREET
CITY JACKSONVILL
STATE FL
ZIP 322500000
MORT $63,800.00
BAL $62,353.78
RATE 8.5000
PAI $490.57
CLTV 61.941
MATURITY 270228
FEE 0.5000
LOAN 0000021946314
LAST_NAME CALLAHAN
ADDRESS 71 POSSUM HILL RD
CITY BURTON
STATE SC
ZIP 299020000
MORT $214,200.00
BAL $214,200.00
RATE 8.7900
PAI $2,145.88
CLTV 82.384
MATURITY 121110
FEE 0.5000
LOAN 0000021946330
LAST_NAME HALL
ADDRESS 3481 FRANKLIN TURNPIKE
CITY DANVILLE
STATE VA
ZIP 245400000
MORT $74,800.00
BAL $74,685.85
RATE 8.8500
PAI $665.80
CLTV 85.000
MATURITY 171022
FEE 0.5000
LOAN 0000021946355
LAST_NAME HAMNER
ADDRESS 379 BAYSINGER AVENUE
CITY FT. PIERCE
STATE FL
ZIP 349820000
MORT $57,400.00
BAL $56,754.48
RATE 8.6500
PAI $503.59
CLTV 78.630
MATURITY 170402
FEE 0.5000
LOAN 0000021946363
LAST_NAME DANIELS
ADDRESS 151602NW 142ND TERRACE
CITY ALACHUA
STATE FL
ZIP 326160000
MORT $40,000.00
BAL $39,856.44
RATE 8.6500
PAI $311.83
CLTV 75.471
MATURITY 270502
FEE 0.5000
LOAN 0000021946371
LAST_NAME HEDRICK
ADDRESS 695 S FLORAL AVENUE
CITY BARTOW
STATE FL
ZIP 338300000
MORT $137,600.00
BAL $137,106.24
RATE 8.6500
PAI $1,072.69
CLTV 86.000
MATURITY 270502
FEE 0.5000
LOAN 0000021946389
LAST_NAME JONES
ADDRESS 4686 SHIPLEY ROAD
CITY COOKEVILLE
STATE TN
ZIP 385010000
MORT $62,100.00
BAL $62,100.00
RATE 11.5000
PAI $614.97
CLTV 90.000
MATURITY 121101
FEE 0.5000
LOAN 0000021946397
LAST_NAME JACKSON
ADDRESS 209 PAR CT
CITY GASTON
STATE SC
ZIP 290530000
MORT $45,900.00
BAL $45,900.00
RATE 11.3500
PAI $484.76
CLTV 90.000
MATURITY 171027
FEE 0.5000
LOAN 0000021946405
LAST_NAME KELLY
ADDRESS 3913 TRAIL RD
CITY ANDERSON
STATE SC
ZIP 296210000
MORT $74,700.00
BAL $74,700.00
RATE 11.3500
PAI $865.53
CLTV 90.000
MATURITY 121029
FEE 0.5000
LOAN 0000021946470
LAST_NAME PRATLEY
ADDRESS 22 WASHINGTON ST
CITY MILFORD
STATE CT
ZIP 064600000
MORT $116,000.00
BAL $116,000.00
RATE 8.9900
PAI $932.53
CLTV 80.000
MATURITY 271113
FEE 0.5000
LOAN 0000021946496
LAST_NAME HILE
ADDRESS 4204 SARATOGA WOODS DR
CITY LOUISVILLE
STATE KY
ZIP 402990000
MORT $175,950.00
BAL $175,881.57
RATE 10.6000
PAI $1,622.65
CLTV 90.000
MATURITY 121020
FEE 0.5000
LOAN 0000021946520
LAST_NAME BELL
ADDRESS RT 4 BOX 209
CITY WALTERBORO
STATE SC
ZIP 294880000
MORT $54,900.00
BAL $54,900.00
RATE 11.3500
PAI $579.81
CLTV 90.000
MATURITY 171113
FEE 0.5000
LOAN 0000021946553
LAST_NAME KNAPPE
ADDRESS 18 CLARK ST
CITY WOLCOTT
STATE CT
ZIP 067160000
MORT $121,000.00
BAL $121,000.00
RATE 9.5000
PAI $1,017.43
CLTV 82.876
MATURITY 121110
FEE 0.5000
LOAN 0000021946595
LAST_NAME SILVER
ADDRESS ROUTE 9 BOX 520 A
CITY JOHNSON CIT
STATE TN
ZIP 376010000
MORT $76,500.00
BAL $76,453.92
RATE 11.7900
PAI $774.54
CLTV 90.000
MATURITY 120923
FEE 0.5000
LOAN 0000021946660
LAST_NAME WINFIELD
ADDRESS 6205 LYCOMING ROAD
CITY MONTGOMERY
STATE AL
ZIP 361170000
MORT $66,300.00
BAL $66,271.84
RATE 10.3500
PAI $599.05
CLTV 85.000
MATURITY 271027
FEE 0.5000
LOAN 0000021946702
LAST_NAME HARDING
ADDRESS 515 ARKANSAS STREET
CITY LEEDS
STATE AL
ZIP 350940000
MORT $30,000.00
BAL $30,000.00
RATE 11.6500
PAI $353.32
CLTV 86.956
MATURITY 121104
FEE 0.5000
LOAN 0000021946728
LAST_NAME KELLY
ADDRESS 18 SHURTS ROAD
CITY WASHINGTON
STATE NJ
ZIP 088270000
MORT $223,000.00
BAL $223,000.00
RATE 9.8500
PAI $1,932.31
CLTV 84.150
MATURITY 121106
FEE 0.5000
LOAN 0000021946736
LAST_NAME MATHIS
ADDRESS 4493 E 93RD PLACE
CITY THORNTON
STATE CO
ZIP 802290000
MORT $96,000.00
BAL $95,883.03
RATE 8.4900
PAI $737.48
CLTV 80.000
MATURITY 270825
FEE 0.5000
LOAN 0000021946751
LAST_NAME LAMBERT
ADDRESS 86 WILSON PLACE
CITY IRVINGTON T
STATE NJ
ZIP 071110000
MORT $94,500.00
BAL $94,500.00
RATE 10.7500
PAI $959.39
CLTV 90.000
MATURITY 171114
FEE 0.5000
LOAN 0000021946793
LAST_NAME FITZGERALD
ADDRESS 167 FRANCIS DRIVE
CITY PORT CHARLO
STATE FL
ZIP 339520000
MORT $17,500.00
BAL $16,727.44
RATE 8.5000
PAI $216.98
CLTV 11.666
MATURITY 70219
FEE 0.5000
LOAN 0000021946801
LAST_NAME DAVIS
ADDRESS 7238 S 65TH DRIVE
CITY LAVEEN
STATE AZ
ZIP 853390000
MORT $104,000.00
BAL $102,561.29
RATE 8.6500
PAI $1,033.29
CLTV 65.408
MATURITY 120616
FEE 0.5000
LOAN 0000021946850
LAST_NAME PICANO
ADDRESS 25 WILSON WAY NORTH
CITY WEST WINDSO
STATE NJ
ZIP 085120000
MORT $316,800.00
BAL $316,800.00
RATE 10.7500
PAI $2,957.27
CLTV 90.000
MATURITY 121118
FEE 0.5000
LOAN 0000021946942
LAST_NAME MC LENDON
ADDRESS 4373 SOUTH BLACKHAWK WAY
CITY AURORA
STATE CO
ZIP 800150000
MORT $90,400.00
BAL $88,948.27
RATE 8.5000
PAI $1,120.83
CLTV 80.000
MATURITY 70728
FEE 0.5000
LOAN 0000021947080
LAST_NAME BUTLER
ADDRESS 8968 AUSTELL COURT
CITY JACKSONVILL
STATE FL
ZIP 322160000
MORT $65,600.00
BAL $64,980.53
RATE 8.7500
PAI $579.71
CLTV 77.176
MATURITY 170523
FEE 0.5000
LOAN 0000021947098
LAST_NAME SAPP
ADDRESS 5055 DOSTIE DRIVE
CITY JACKSONVILL
STATE FL
ZIP 322080000
MORT $30,000.00
BAL $28,692.23
RATE 8.5000
PAI $371.96
CLTV 47.619
MATURITY 70305
FEE 0.5000
LOAN 0000021947148
LAST_NAME FOX
ADDRESS 2223 DELLWOOD AVENUE
CITY JACKSONVILL
STATE FL
ZIP 322040000
MORT $56,000.00
BAL $55,892.44
RATE 8.5500
PAI $432.58
CLTV 76.190
MATURITY 270820
FEE 0.5000
LOAN 0000021947155
LAST_NAME MARSHALL
ADDRESS 15520 2ND STREET EAST
CITY REDDINGTON
STATE FL
ZIP 337080000
MORT $74,400.00
BAL $74,226.88
RATE 8.7500
PAI $585.31
CLTV 80.000
MATURITY 270702
FEE 0.5000
LOAN 0000021947411
LAST_NAME LORD
ADDRESS 10460 NW 31ST COURT
CITY SUNRISE
STATE FL
ZIP 333510000
MORT $105,000.00
BAL $104,335.52
RATE 8.6500
PAI $921.21
CLTV 75.539
MATURITY 170618
FEE 0.5000
LOAN 0000021947502
LAST_NAME PATTERSON
ADDRESS 910 HARTELL DRIVE
CITY COLORADO SP
STATE CO
ZIP 809110000
MORT $107,000.00
BAL $106,804.16
RATE 8.5000
PAI $822.74
CLTV 78.676
MATURITY 270802
FEE 0.5000
LOAN 0000021947510
LAST_NAME HALL
ADDRESS 3076 BYRON ROAD
CITY GREEN COVE
STATE FL
ZIP 320420000
MORT $26,000.00
BAL $25,952.41
RATE 8.5000
PAI $199.92
CLTV 11.555
MATURITY 270802
FEE 0.5000
LOAN 0000021947528
LAST_NAME MAYA
ADDRESS 1303 OAK HILL STREET
CITY SEFFNER
STATE FL
ZIP 335840000
MORT $52,000.00
BAL $51,904.81
RATE 8.5000
PAI $399.84
CLTV 74.285
MATURITY 270802
FEE 0.5000
LOAN 0000021947536
LAST_NAME KIBBEY
ADDRESS 7310 BARTOW AVENUE
CITY PORT ST JOH
STATE FL
ZIP 329270000
MORT $45,000.00
BAL $44,624.21
RATE 8.5000
PAI $443.13
CLTV 63.380
MATURITY 120802
FEE 0.5000
LOAN 0000021947577
LAST_NAME COLLETTE
ADDRESS 800 MURPHY AVENUE NORTH
CITY ST PETERSBU
STATE FL
ZIP 337030000
MORT $55,000.00
BAL $54,756.87
RATE 8.4000
PAI $419.01
CLTV 79.710
MATURITY 270328
FEE 0.5000
LOAN 0000021947643
LAST_NAME CAMERON
ADDRESS 131 39TH STREET SOUTH
CITY ST PETERSBU
STATE FL
ZIP 337110000
MORT $52,800.00
BAL $52,674.61
RATE 8.6500
PAI $411.61
CLTV 80.000
MATURITY 270702
FEE 0.5000
LOAN 0000021947650
LAST_NAME KEENAN
ADDRESS 12940 SUGAR CREEK BLVD
CITY HUDSON
STATE FL
ZIP 346690000
MORT $41,000.00
BAL $40,763.68
RATE 8.5000
PAI $315.25
CLTV 46.590
MATURITY 270228
FEE 0.5000
LOAN 0000021947676
LAST_NAME COLEMAN
ADDRESS 2050 4TH AVE NORTH
CITY ST PETERSBU
STATE FL
ZIP 337130000
MORT $44,000.00
BAL $43,599.09
RATE 8.4000
PAI $335.21
CLTV 80.000
MATURITY 270328
FEE 0.5000
LOAN 0000021947692
LAST_NAME GIRARD
ADDRESS 677 E ESTRELLA DRIVE
CITY CHANDLER
STATE AZ
ZIP 852240000
MORT $90,400.00
BAL $89,403.14
RATE 8.6500
PAI $898.17
CLTV 79.298
MATURITY 120626
FEE 0.5000
LOAN 0000021947718
LAST_NAME AUSTIN
ADDRESS 260 NE 27 STREET
CITY POMPANO BEA
STATE FL
ZIP 330640000
MORT $60,000.00
BAL $59,784.71
RATE 8.6500
PAI $467.74
CLTV 80.000
MATURITY 270510
FEE 0.5000
LOAN 0000021947726
LAST_NAME VAINUKU
ADDRESS 3132 S 4880 WEST
CITY WEST VALLEY
STATE UT
ZIP 841200000
MORT $96,000.00
BAL $95,198.30
RATE 8.5000
PAI $945.35
CLTV 78.048
MATURITY 120802
FEE 0.5000
LOAN 0000021947734
LAST_NAME ELARDO
ADDRESS 12030 NW 32ND MANOR
CITY SUNRISE
STATE FL
ZIP 333230000
MORT $108,000.00
BAL $107,802.32
RATE 8.5000
PAI $830.43
CLTV 75.524
MATURITY 270728
FEE 0.5000
LOAN 0000021947742
LAST_NAME JOHNSON
ADDRESS 7498 131ST STREET N
CITY SEMINOLE
STATE FL
ZIP 337760000
MORT $35,000.00
BAL $34,608.90
RATE 8.5000
PAI $344.66
CLTV 26.923
MATURITY 120623
FEE 0.5000
LOAN 0000021947759
LAST_NAME MICKEY
ADDRESS 3825 JEWELL AVENUE
CITY LOUISVILLE
STATE KY
ZIP 402100000
MORT $40,200.35
BAL $39,536.44
RATE 8.7500
PAI $401.78
CLTV 79.604
MATURITY 120502
FEE 0.5000
LOAN 0000021947817
LAST_NAME ELDRIDGE
ADDRESS 20 EDGEWATER PLACE
CITY GLENN FALLS
STATE NY
ZIP 128010000
MORT $10,250.00
BAL $10,250.00
RATE 9.9900
PAI $135.40
CLTV 60.036
MATURITY 71106
FEE 0.5000
LOAN 0000021947999
LAST_NAME ADAIR
ADDRESS 1580 RIVERS ROAD
CITY GREEN COVE
STATE FL
ZIP 320430000
MORT $80,000.00
BAL $79,784.40
RATE 8.5000
PAI $615.13
CLTV 80.000
MATURITY 270723
FEE 0.5000
LOAN 0000021948427
LAST_NAME BAILEY
ADDRESS 4402 KLEIN STREET
CITY PRESTON
STATE MD
ZIP 216550000
MORT $83,250.00
BAL $83,250.00
RATE 9.9900
PAI $802.83
CLTV 90.000
MATURITY 171010
FEE 0.5000
LOAN 0000021948492
LAST_NAME HUSSEY
ADDRESS 3308 WEST BELMONT AVENUE
CITY LITTLETON
STATE CO
ZIP 801230000
MORT $17,700.00
BAL $17,700.00
RATE 9.9900
PAI $233.81
CLTV 72.724
MATURITY 71112
FEE 0.5000
LOAN 0000021948583
LAST_NAME BLUE
ADDRESS 1116 GUM STREET
CITY FERNANDINA
STATE FL
ZIP 320340000
MORT $34,400.00
BAL $34,400.00
RATE 10.9900
PAI $390.77
CLTV 60.392
MATURITY 121030
FEE 0.5000
LOAN 0000021948591
LAST_NAME TRAINA
ADDRESS 18220 COMMERCIAL STREET
CITY SYMERTON
STATE IL
ZIP 604810000
MORT $31,200.00
BAL $31,200.00
RATE 10.5000
PAI $344.88
CLTV 81.861
MATURITY 121104
FEE 0.5000
LOAN 0000021948609
LAST_NAME BEATTIE
ADDRESS 45 NARRAGANSETT BLVD.
CITY CHICCOPEE
STATE MA
ZIP 010130000
MORT $17,450.00
BAL $17,450.00
RATE 8.7500
PAI $154.21
CLTV 18.967
MATURITY 171028
FEE 0.5000
LOAN 0000021948617
LAST_NAME KING
ADDRESS 91-19 109TH STREET
CITY RICHMOND HI
STATE NY
ZIP 114180000
MORT $91,500.00
BAL $91,500.00
RATE 8.7500
PAI $808.60
CLTV 61.000
MATURITY 171030
FEE 0.5000
LOAN 0000021948625
LAST_NAME MOORE
ADDRESS 27-50 GILLMORE STREET
CITY EAST ELMHUR
STATE NY
ZIP 113690000
MORT $141,500.00
BAL $141,500.00
RATE 8.7500
PAI $1,250.45
CLTV 76.486
MATURITY 171028
FEE 0.5000
LOAN 0000021948633
LAST_NAME HASKIN
ADDRESS 419 SYCAMORE COURT
CITY GALVESTON
STATE IN
ZIP 469320000
MORT $32,500.00
BAL $32,500.00
RATE 9.9900
PAI $429.31
CLTV 76.888
MATURITY 71113
FEE 0.5000
LOAN 0000021948641
LAST_NAME GAVEN
ADDRESS 38 NORMAN AVENUE
CITY DELRAN
STATE NJ
ZIP 080750000
MORT $22,750.00
BAL $22,750.00
RATE 9.8500
PAI $242.38
CLTV 74.721
MATURITY 121112
FEE 0.5000
LOAN 0000021948658
LAST_NAME MAWYER
ADDRESS 1014 LONG STREET
CITY CHARLOTTESV
STATE VA
ZIP 229010000
MORT $91,500.00
BAL $91,500.00
RATE 8.7500
PAI $808.60
CLTV 78.205
MATURITY 171101
FEE 0.5000
LOAN 0000021948666
LAST_NAME KRIVONIAK
ADDRESS 1896 LEGACY DRIVE
CITY FINKSBURG
STATE MD
ZIP 210480000
MORT $34,600.00
BAL $34,600.00
RATE 9.9900
PAI $457.05
CLTV 67.704
MATURITY 71104
FEE 0.5000
LOAN 0000021948682
LAST_NAME IZZO
ADDRESS 116 STILLWATER ROAD
CITY BARNEGAT
STATE NJ
ZIP 080050000
MORT $59,000.00
BAL $59,000.00
RATE 10.9900
PAI $608.59
CLTV 81.867
MATURITY 171103
FEE 0.5000
LOAN 0000021948708
LAST_NAME COURRAU
ADDRESS 17520 CARIBOU DRIVE
CITY MONUMENT
STATE CO
ZIP 801320000
MORT $48,200.00
BAL $48,200.00
RATE 9.9900
PAI $517.66
CLTV 59.605
MATURITY 121113
FEE 0.5000
LOAN 0000021948724
LAST_NAME PODGOR
ADDRESS 17000 NW 67TH AVENUE #105
CITY HIALEAH
STATE FL
ZIP 330150000
MORT $50,400.00
BAL $50,400.00
RATE 9.9900
PAI $441.92
CLTV 80.000
MATURITY 121028
FEE 0.5000
LOAN 0000021948732
LAST_NAME CHERRY
ADDRESS 625 LYDIG AVENUE
CITY BRONX
STATE NY
ZIP 104620000
MORT $35,500.00
BAL $35,500.00
RATE 10.9900
PAI $488.81
CLTV 48.263
MATURITY 71111
FEE 0.5000
LOAN 0000021948740
LAST_NAME GIANNAKOS
ADDRESS 196-15 45TH STREET
CITY FLUSHING
STATE NY
ZIP 113580000
MORT $29,000.00
BAL $29,000.00
RATE 9.8500
PAI $380.83
CLTV 76.257
MATURITY 71101
FEE 0.5000
LOAN 0000021948757
LAST_NAME SZALEY
ADDRESS 145 PARK ROAD
CITY OXFORD
STATE CT
ZIP 064780000
MORT $31,500.00
BAL $31,500.00
RATE 8.2500
PAI $236.65
CLTV 19.090
MATURITY 271110
FEE 0.5000
LOAN 0000021948765
LAST_NAME SCALPI
ADDRESS 240 EAST MAIN STREET
CITY BEACON
STATE NY
ZIP 125080000
MORT $35,500.00
BAL $35,500.00
RATE 8.7500
PAI $354.80
CLTV 37.368
MATURITY 121104
FEE 0.5000
LOAN 0000021948773
LAST_NAME JORGENSON
ADDRESS 47 WILLIAM STREET
CITY PHELPS
STATE NY
ZIP 145320000
MORT $61,650.00
BAL $61,650.00
RATE 10.9900
PAI $635.92
CLTV 90.000
MATURITY 171023
FEE 0.5000
LOAN 0000021948781
LAST_NAME HEALD
ADDRESS 13116 FARMSTED COURT
CITY HERNDON
STATE VA
ZIP 201710000
MORT $45,000.00
BAL $45,000.00
RATE 10.5000
PAI $497.43
CLTV 63.884
MATURITY 121004
FEE 0.5000
LOAN 0000021948799
LAST_NAME HARRIS
ADDRESS 148 SECOND STREET
CITY ALBANY
STATE NY
ZIP 122510000
MORT $36,400.00
BAL $36,400.00
RATE 10.9900
PAI $375.47
CLTV 63.859
MATURITY 171110
FEE 0.5000
LOAN 0000021948807
LAST_NAME MONACO
ADDRESS 246 VAN DUZER AVENUE
CITY STATEN ISLA
STATE NY
ZIP 103040000
MORT $41,000.00
BAL $41,000.00
RATE 10.7500
PAI $558.99
CLTV 43.254
MATURITY 71110
FEE 0.5000
LOAN 0000021948815
LAST_NAME AMOS
ADDRESS 333 CENTRE STREET
CITY SOUTH ORANG
STATE NJ
ZIP 070790000
MORT $115,000.00
BAL $115,000.00
RATE 9.5000
PAI $966.98
CLTV 78.767
MATURITY 271101
FEE 0.5000
LOAN 0000021948823
LAST_NAME GORSKE
ADDRESS 5785 RIDGE ROAD
CITY STEVENSVILL
STATE MI
ZIP 491270000
MORT $46,000.00
BAL $46,000.00
RATE 8.9900
PAI $466.29
CLTV 54.117
MATURITY 121028
FEE 0.5000
LOAN 0000021948831
LAST_NAME LIVINGSTON
ADDRESS 405 WEST RED BANK AVENUE
CITY WEST DEPTFO
STATE NJ
ZIP 080960000
MORT $45,300.00
BAL $45,300.00
RATE 9.8500
PAI $482.65
CLTV 79.676
MATURITY 121112
FEE 0.5000
LOAN 0000021948849
LAST_NAME GILLETTE
ADDRESS 1818 WEST PLATTE AVENUE
CITY COLORADO SP
STATE CO
ZIP 809040000
MORT $17,000.00
BAL $17,000.00
RATE 10.2500
PAI $227.02
CLTV 60.867
MATURITY 71106
FEE 0.5000
LOAN 0000021948856
LAST_NAME KNOBEL
ADDRESS 320 DONLIN DRIVE
CITY LIVERPOOL
STATE NY
ZIP 130080000
MORT $35,800.00
BAL $35,800.00
RATE 8.7500
PAI $316.37
CLTV 51.884
MATURITY 171101
FEE 0.5000
LOAN 0000021948864
LAST_NAME PRINCE
ADDRESS 3518 CLAREDON ROAD
CITY BROOKLYN
STATE NY
ZIP 112030000
MORT $48,600.00
BAL $48,600.00
RATE 9.9900
PAI $468.68
CLTV 58.932
MATURITY 171112
FEE 0.5000
LOAN 0000021948880
LAST_NAME GRIFFITHS
ADDRESS 4978 ADAMS STREET
CITY DENVER
STATE CO
ZIP 802160000
MORT $15,000.00
BAL $15,000.00
RATE 9.9900
PAI $198.14
CLTV 45.614
MATURITY 71103
FEE 0.5000
LOAN 0000021948898
LAST_NAME MCNEALL
ADDRESS 4107 E. PIKES PEAK AVENUE
CITY COLORADO SP
STATE CO
ZIP 809090000
MORT $46,100.00
BAL $46,100.00
RATE 9.9900
PAI $444.57
CLTV 66.006
MATURITY 171027
FEE 0.5000
LOAN 0000021948914
LAST_NAME BAKLEY
ADDRESS 213 STARLING LANE
CITY MOUNT HOLLY
STATE NJ
ZIP 080600000
MORT $63,000.00
BAL $63,000.00
RATE 8.6500
PAI $625.94
CLTV 74.117
MATURITY 121101
FEE 0.5000
LOAN 0000021948922
LAST_NAME MERKEL
ADDRESS 16676 HENDERSON ROAD
CITY HENDERSON
STATE MD
ZIP 216400000
MORT $63,000.00
BAL $63,000.00
RATE 10.0400
PAI $678.54
CLTV 90.000
MATURITY 121103
FEE 0.5000
LOAN 0000021948930
LAST_NAME JOHNSON
ADDRESS 4 PROSPECT STREET
CITY HIGHLAND FA
STATE NY
ZIP 109280000
MORT $61,300.00
BAL $61,300.00
RATE 9.5000
PAI $515.44
CLTV 68.111
MATURITY 121111
FEE 0.5000
LOAN 0000021948948
LAST_NAME FISHER
ADDRESS 355 GREEN ACRES ROAD
CITY TONAWANDA
STATE NY
ZIP 141500000
MORT $72,000.00
BAL $72,000.00
RATE 9.9900
PAI $773.28
CLTV 80.000
MATURITY 121030
FEE 0.5000
LOAN 0000021949029
LAST_NAME BAILEY
ADDRESS 4636 PARK HEIGHTS AVENUE
CITY BALTIMORE
STATE MD
ZIP 212150000
MORT $29,900.00
BAL $29,900.00
RATE 9.9900
PAI $394.97
CLTV 65.000
MATURITY 71103
FEE 0.5000
LOAN 0000021949037
LAST_NAME HEWITT
ADDRESS 547 NORTH UNION STREET
CITY RUSSIAVILLE
STATE IN
ZIP 469790000
MORT $29,800.00
BAL $29,800.00
RATE 9.9900
PAI $320.05
CLTV 65.712
MATURITY 121110
FEE 0.5000
LOAN 0000021949052
LAST_NAME PALMER
ADDRESS 15526 SOUTH MARYLAND AVEN
CITY DOLTON
STATE IL
ZIP 604190000
MORT $23,000.00
BAL $23,000.00
RATE 9.9900
PAI $303.82
CLTV 84.766
MATURITY 71107
FEE 0.5000
LOAN 0000021949060
LAST_NAME PAKULLA
ADDRESS 8530 PINERUN COURT
CITY ELLICOTT CI
STATE MD
ZIP 210430000
MORT $98,400.00
BAL $98,400.00
RATE 8.9900
PAI $884.70
CLTV 78.720
MATURITY 171101
FEE 0.5000
LOAN 0000021949078
LAST_NAME KOPP
ADDRESS 4025 S WINDING OAKS DRIVE
CITY HOMOSASSA
STATE FL
ZIP 344460000
MORT $46,200.00
BAL $45,744.37
RATE 8.4000
PAI $398.02
CLTV 61.600
MATURITY 170402
FEE 0.5000
LOAN 0000021949086
LAST_NAME SMITH
ADDRESS 31 MAPLE LANE
CITY MONROE
STATE NY
ZIP 109500000
MORT $100,900.00
BAL $100,900.00
RATE 8.7500
PAI $891.66
CLTV 72.071
MATURITY 171029
FEE 0.5000
LOAN 0000021949094
LAST_NAME SHAW
ADDRESS 128 SECOND STREET
CITY OGDEN
STATE UT
ZIP 844040000
MORT $65,500.00
BAL $65,500.00
RATE 9.5000
PAI $610.55
CLTV 77.976
MATURITY 171101
FEE 0.5000
LOAN 0000021949102
LAST_NAME SHACKELFORD
ADDRESS 1958 EAST LEXINGTON DRIVE
CITY TERRE HAUTE
STATE IN
ZIP 478020000
MORT $22,500.00
BAL $22,500.00
RATE 10.9900
PAI $309.81
CLTV 83.898
MATURITY 71029
FEE 0.5000
LOAN 0000021949110
LAST_NAME STIRGUS
ADDRESS 15036 GRANT STREET
CITY DOLTON
STATE IL
ZIP 604190000
MORT $76,000.00
BAL $76,000.00
RATE 9.9900
PAI $732.91
CLTV 80.000
MATURITY 171111
FEE 0.5000
LOAN 0000021949128
LAST_NAME BLESSITT
ADDRESS 9533 BRIMTON DRIVE
CITY ORLANDO
STATE FL
ZIP 328170000
MORT $72,000.00
BAL $72,000.00
RATE 9.9900
PAI $694.34
CLTV 84.705
MATURITY 171101
FEE 0.5000
LOAN 0000021949144
LAST_NAME IMES
ADDRESS 1014 W HARRISON STREET
CITY ALGONQUIN
STATE IL
ZIP 601020000
MORT $70,900.00
BAL $70,900.00
RATE 9.9900
PAI $761.46
CLTV 43.363
MATURITY 121106
FEE 0.5000
LOAN 0000021949151
LAST_NAME BUSSIE
ADDRESS 1402 SOUTH HARVARD
CITY ARLINGTON H
STATE IL
ZIP 600050000
MORT $41,700.00
BAL $41,700.00
RATE 10.5000
PAI $416.32
CLTV 73.363
MATURITY 171027
FEE 0.5000
LOAN 0000021949177
LAST_NAME BUTTAFUOCO
ADDRESS 29 ESTABROOK ROAD
CITY WEYMOUTH
STATE MA
ZIP 021880000
MORT $17,400.00
BAL $17,400.00
RATE 9.8500
PAI $228.50
CLTV 19.720
MATURITY 71103
FEE 0.5000
LOAN 0000021949185
LAST_NAME PALUMBO
ADDRESS 31 JACKSON AVENUE
CITY ROCKVILLE C
STATE NY
ZIP 115700000
MORT $187,000.00
BAL $187,000.00
RATE 8.6500
PAI $1,640.63
CLTV 76.326
MATURITY 171024
FEE 0.5000
LOAN 0000021949243
LAST_NAME SCHUMACHER
ADDRESS 18 MANORAGE ROAD
CITY MANORVILLE
STATE NY
ZIP 119490000
MORT $33,500.00
BAL $33,500.00
RATE 11.9900
PAI $401.84
CLTV 84.876
MATURITY 121020
FEE 0.5000
LOAN 0000021949250
LAST_NAME TURNER
ADDRESS 13 ARMSTRONG ROAD
CITY SUSSEX
STATE NJ
ZIP 074610000
MORT $19,500.00
BAL $19,500.00
RATE 9.9900
PAI $257.59
CLTV 42.090
MATURITY 71028
FEE 0.5000
LOAN 0000021949268
LAST_NAME WILKERSON
ADDRESS 2874 WYATT STREET
CITY COLORADO SP
STATE CO
ZIP 809160000
MORT $92,000.00
BAL $92,000.00
RATE 8.9900
PAI $827.16
CLTV 80.000
MATURITY 171103
FEE 0.5000
LOAN 0000021949276
LAST_NAME MALONE
ADDRESS 77 BEVERLY ROAD
CITY BUFFALO
STATE NY
ZIP 142080000
MORT $18,300.00
BAL $18,256.85
RATE 10.2500
PAI $199.47
CLTV 36.600
MATURITY 120926
FEE 0.5000
LOAN 0000021949292
LAST_NAME BARBOZA
ADDRESS 6191 SW 33RD STREET
CITY MIRAMAR
STATE FL
ZIP 330230000
MORT $14,250.00
BAL $14,250.00
RATE 10.9900
PAI $196.21
CLTV 84.253
MATURITY 71111
FEE 0.5000
LOAN 0000021949326
LAST_NAME COOPER
ADDRESS 9610 SOUTH YALE AVENUE
CITY CHICAGO
STATE IL
ZIP 606280000
MORT $18,000.00
BAL $18,000.00
RATE 11.9900
PAI $215.92
CLTV 22.500
MATURITY 121101
FEE 0.5000
LOAN 0000021949342
LAST_NAME NEWMAN
ADDRESS 803 RUST DRIVE NORTH EAST
CITY LEESBURG
STATE VA
ZIP 201760000
MORT $28,000.00
BAL $28,000.00
RATE 10.5000
PAI $309.51
CLTV 78.723
MATURITY 121107
FEE 0.5000
LOAN 0000021949367
LAST_NAME FRED
ADDRESS 23A JAMES STREET
CITY FARMINGDALE
STATE NY
ZIP 117350000
MORT $34,600.00
BAL $34,600.00
RATE 9.8500
PAI $368.64
CLTV 49.209
MATURITY 121112
FEE 0.5000
LOAN 0000021949417
LAST_NAME CUCHNA
ADDRESS 342 MARGARET TERRACE
CITY CARY
STATE IL
ZIP 600130000
MORT $38,700.00
BAL $38,700.00
RATE 9.6500
PAI $407.63
CLTV 77.887
MATURITY 121101
FEE 0.5000
LOAN 0000021949433
LAST_NAME SINGER
ADDRESS 2707 COX NECK ROAD
CITY CHESTER
STATE MD
ZIP 216190000
MORT $104,800.00
BAL $104,800.00
RATE 8.7500
PAI $824.46
CLTV 80.000
MATURITY 121027
FEE 0.5000
LOAN 0000021949441
LAST_NAME DOYLE
ADDRESS 518 GREENLAWN AVENUE
CITY FORT WAYNE
STATE IN
ZIP 468080000
MORT $29,950.00
BAL $29,950.00
RATE 10.9900
PAI $340.22
CLTV 78.815
MATURITY 121023
FEE 0.5000
LOAN 0000021949482
LAST_NAME MORRISON
ADDRESS 6713 WILLIS LANE
CITY FREDERICK
STATE MD
ZIP 217020000
MORT $21,550.00
BAL $21,550.00
RATE 9.9900
PAI $231.45
CLTV 85.000
MATURITY 121027
FEE 0.5000
LOAN 0000021949599
LAST_NAME HARTMANN
ADDRESS 5 FAWN HILL ROAD
CITY CORNWALL
STATE NY
ZIP 125180000
MORT $66,400.00
BAL $66,400.00
RATE 8.9900
PAI $596.99
CLTV 69.894
MATURITY 171101
FEE 0.5000
LOAN 0000021949623
LAST_NAME SEFCIK
ADDRESS 7 NEWBURY CIRCLE
CITY HOWELL
STATE NJ
ZIP 077310000
MORT $23,500.00
BAL $23,500.00
RATE 11.5000
PAI $330.40
CLTV 82.914
MATURITY 71106
FEE 0.5000
LOAN 0000021949649
LAST_NAME KNOX
ADDRESS 8413 S ABERDEEN
CITY CHICAGO
STATE IL
ZIP 606200000
MORT $59,000.00
BAL $59,000.00
RATE 9.7500
PAI $506.90
CLTV 55.660
MATURITY 121101
FEE 0.5000
LOAN 0000021949664
LAST_NAME PARKER
ADDRESS 104 FARNWORTH COURT
CITY VIRGINIA BE
STATE VA
ZIP 234520000
MORT $70,000.00
BAL $70,000.00
RATE 11.6500
PAI $701.23
CLTV 60.344
MATURITY 121101
FEE 0.5000
LOAN 0000021949698
LAST_NAME ANDERSON
ADDRESS 106 BALFOUR AVENUE
CITY COLORADO SP
STATE CO
ZIP 809090000
MORT $34,900.00
BAL $34,900.00
RATE 9.9900
PAI $374.82
CLTV 70.871
MATURITY 121106
FEE 0.5000
LOAN 0000021949755
LAST_NAME PARTEE
ADDRESS 3340 WEST POLK STREET
CITY CHICAGO
STATE IL
ZIP 606240000
MORT $72,900.00
BAL $72,900.00
RATE 9.9900
PAI $703.02
CLTV 78.387
MATURITY 171118
FEE 0.5000
LOAN 0000021949797
LAST_NAME ALLAN
ADDRESS 1529 DIAL COURT
CITY SPRINGFIELD
STATE IL
ZIP 627040000
MORT $37,200.00
BAL $37,200.00
RATE 8.9900
PAI $377.09
CLTV 42.758
MATURITY 121113
FEE 0.5000
LOAN 0000021949847
LAST_NAME GRIFFIN
ADDRESS 1015 OLD DIXIE HIGHWAY
CITY CALLAHAN
STATE FL
ZIP 320110000
MORT $25,400.00
BAL $25,400.00
RATE 9.9900
PAI $272.79
CLTV 68.556
MATURITY 121101
FEE 0.5000
LOAN 0000021949870
LAST_NAME MCQUADE
ADDRESS 6564 PINEWOOD DRIVE
CITY PARKER
STATE CO
ZIP 801340000
MORT $13,450.00
BAL $13,450.00
RATE 9.7500
PAI $175.89
CLTV 74.244
MATURITY 71110
FEE 0.5000
LOAN 0000021949888
LAST_NAME MCENTEE
ADDRESS 17 S GAYLORE DRIVE
CITY AMITYVILLE
STATE NY
ZIP 117010000
MORT $50,000.00
BAL $49,464.99
RATE 8.9900
PAI $506.84
CLTV 82.364
MATURITY 121101
FEE 0.5000
LOAN 0000021949912
LAST_NAME GULINO
ADDRESS 656 TRAVIS AVENUE
CITY STATEN ISLA
STATE NY
ZIP 103140000
MORT $27,200.00
BAL $27,200.00
RATE 10.6500
PAI $369.31
CLTV 83.364
MATURITY 71113
FEE 0.5000
LOAN 0000021949938
LAST_NAME GEERY
ADDRESS 7437 FORTMAN AVENUE
CITY FOUNTAIN
STATE CO
ZIP 808170000
MORT $27,500.00
BAL $27,500.00
RATE 10.9900
PAI $378.66
CLTV 74.438
MATURITY 71107
FEE 0.5000
LOAN 0000021949979
LAST_NAME WINCHESTER
ADDRESS 40 SUTTON PARK ROAD
CITY POUGHKEEPSI
STATE NY
ZIP 126030000
MORT $44,600.00
BAL $44,600.00
RATE 9.9900
PAI $479.00
CLTV 50.676
MATURITY 121028
FEE 0.5000
LOAN 0000021949995
LAST_NAME WILLIAMS
ADDRESS 43 SUSSEX STREET
CITY PORT JARVIS
STATE NY
ZIP 127710000
MORT $35,500.00
BAL $35,500.00
RATE 9.9900
PAI $468.94
CLTV 37.368
MATURITY 71101
FEE 0.5000
LOAN 0000021950019
LAST_NAME LEE
ADDRESS 1560 MONTREAL ROAD
CITY TUCKER
STATE GA
ZIP 300840000
MORT $14,650.00
BAL $14,650.00
RATE 10.9900
PAI $166.42
CLTV 84.933
MATURITY 121030
FEE 0.5000
LOAN 0000021950068
LAST_NAME ROGERS
ADDRESS 183-65 CAMDEN AVE.
CITY JAMAICA
STATE NY
ZIP 114120000
MORT $62,700.00
BAL $62,700.00
RATE 11.9900
PAI $689.94
CLTV 57.128
MATURITY 171105
FEE 0.5000
LOAN 0000021950126
LAST_NAME WHITE
ADDRESS 329 E. 21ST STREET
CITY BALTIMORE
STATE MD
ZIP 212180000
MORT $41,600.00
BAL $41,600.00
RATE 10.9900
PAI $472.56
CLTV 84.840
MATURITY 121017
FEE 0.5000
LOAN 0000021950159
LAST_NAME DORFMAN
ADDRESS 332628 BROOKSIDE PKWY N D
CITY INDIANAPOLI
STATE IN
ZIP 462180000
MORT $30,000.00
BAL $30,000.00
RATE 8.7500
PAI $299.84
CLTV 50.000
MATURITY 121006
FEE 0.5000
LOAN 0000021950167
LAST_NAME CARTER
ADDRESS 5240 FEDERAL ROAD
CITY CONESUS
STATE NY
ZIP 144350000
MORT $63,200.00
BAL $63,200.00
RATE 8.9900
PAI $568.22
CLTV 80.000
MATURITY 171101
FEE 0.5000
LOAN 0000021950183
LAST_NAME SCIORTINO
ADDRESS 1918 BUTTERFIELD AVENUE
CITY UTICA
STATE NY
ZIP 135010000
MORT $16,000.00
BAL $16,000.00
RATE 10.7500
PAI $162.44
CLTV 53.333
MATURITY 171030
FEE 0.5000
LOAN 0000021950233
LAST_NAME LOOMIS
ADDRESS 556 CASEY ROAD
CITY EAST AMHERS
STATE NY
ZIP 140510000
MORT $55,800.00
BAL $55,800.00
RATE 8.5000
PAI $484.25
CLTV 76.438
MATURITY 171028
FEE 0.5000
LOAN 0000021950258
LAST_NAME MAY
ADDRESS 1492 SOUTH LOCUST ST.
CITY DENVER
STATE CO
ZIP 802240000
MORT $15,500.00
BAL $15,500.00
RATE 11.9900
PAI $185.93
CLTV 75.592
MATURITY 121104
FEE 0.5000
LOAN 0000021950290
LAST_NAME SMITH
ADDRESS 257 S GOLFWOOD AVENUE
CITY CARNEYS POI
STATE NJ
ZIP 080690000
MORT $60,150.00
BAL $60,150.00
RATE 9.2500
PAI $550.89
CLTV 56.745
MATURITY 171105
FEE 0.5000
LOAN 0000021950365
LAST_NAME CONDRON
ADDRESS 488 WEST MEADOW AVENUE
CITY RAHWAY
STATE NJ
ZIP 070650000
MORT $22,050.00
BAL $22,050.00
RATE 10.9900
PAI $303.61
CLTV 70.713
MATURITY 71103
FEE 0.5000
LOAN 0000021950373
LAST_NAME HOLDEN
ADDRESS 922 GEORGIA ROAD
CITY GOSHEN
STATE IN
ZIP 465260000
MORT $18,600.00
BAL $18,600.00
RATE 10.7500
PAI $208.50
CLTV 80.199
MATURITY 121029
FEE 0.5000
LOAN 0000021950399
LAST_NAME FIORINO
ADDRESS 1901 MANITOU ROAD
CITY SPENCERPORT
STATE NY
ZIP 145590000
MORT $89,600.00
BAL $89,398.30
RATE 10.7500
PAI $1,004.37
CLTV 80.000
MATURITY 120915
FEE 0.5000
LOAN 0000021950571
LAST_NAME WILKINSON
ADDRESS 12214 SHERMAN DR
CITY CHARLOTTE
STATE NC
ZIP 282730000
MORT $60,400.00
BAL $60,400.00
RATE 7.8500
PAI $436.90
CLTV 80.000
MATURITY 121103
FEE 0.5000
LOAN 0000021950597
LAST_NAME SCHOENING
ADDRESS 1721 RUTGERS CT
CITY NAPERVILLE
STATE IL
ZIP 605650000
MORT $112,000.00
BAL $112,000.00
RATE 8.9900
PAI $900.38
CLTV 80.000
MATURITY 121030
FEE 0.5000
LOAN 0000021950621
LAST_NAME GREEN
ADDRESS 2110 NW 28TH TERR
CITY FORT LAUDER
STATE FL
ZIP 333110000
MORT $72,250.00
BAL $72,250.00
RATE 9.9900
PAI $633.52
CLTV 85.000
MATURITY 121110
FEE 0.5000
LOAN TOTALS
LAST_NAME
ADDRESS
CITY
STATE
ZIP
MORT
BAL $186,134,461.31
RATE 9.4739
PAI $1,738,733.42
CLTV 76.240
MATURITY
FEE
<PAGE>
EXHIBIT D
FORM OF SERVICER'S CERTIFICATE
----------------, ------
(month) (year)
GE CAPITAL MORTGAGE SERVICES, INC.
Home Equity Loan Pass-Through Certificates,
Series 1997-HE4
Pursuant to the Pooling and Servicing Agreement dated
as of December 1, 1997 (the "Agreement") between GE Capital
Mortgage Services, Inc. (the "Company"), and The First National
Bank of Chicago (the "Trustee"), governing the Certificates
referred to above, the Company hereby certifies to the Trustee:
With respect to the Agreement and as of the
Determination Date for this month:
A. Mortgage Loan Information:
(1) Aggregate Monthly Payments
Due:
(a) Principal $________
(b) Interest $________
(c) Total $________
(2) Aggregate Monthly Payments
received and Monthly Advances
made this Month:
(a) Principal $________
(b) Interest $________
(c) Total $________
(3) Aggregate Principal Prepayments in part received
on Self-Amortizing Mortgage Loans and applied
in the applicable Prepayment Period:
(a) Principal $________
(b) Interest $________
(c) Total $________
<PAGE>
(4) Aggregate Principal Prepayments
in full received in
the applicable Prepayment
Period:
(a) Principal $________
(b) Interest $________
(c) Total $________
(5) Aggregate Insurance Proceeds
(including purchases of
Mortgage Loans by primary
mortgage insurers) for
prior month:
(a) Principal $________
(b) Interest $________
(c) Total $________
(6) Aggregate Liquidation
Proceeds for prior month:
(a) Principal $________
(b) Interest $________
(c) Total $________
(7) Aggregate Purchase Prices for
Defaulted Mortgage Loans:
(a) Principal $________
(b) Interest $________
(c) Total $________
(8) Aggregate Purchase Prices
(and substitution adjustments)
for Defective Mortgage Loans:
(a) Principal $________
(b) Interest $________
(c) Total $________
(9) Pool Principal Balance: $________
(10) Available Funds: $________
(a) Available Interest Funds $________
(b) Available Principal Funds $________
(11) Realized Losses for
prior month: $________
2
<PAGE>
(12) Aggregate Realized
Losses: $________
(a) Deficient Valuations $________
(b) Special Hazard
Losses $________
(c) Fraud Losses $________
(d) Excess Bankruptcy
Losses $________
(e) Excess Special
Hazard Losses $________
(f) Excess Fraud
Losses $________
(13) Compensating Interest
Payment: $________
(14) Net Simple Interest
Shortfall: $________
(15) Net Simple Interest
Excess: $________
(16) Simple Interest Shortfall
Payment: $________
(17) Unpaid Net Simple Interest
Shortfall:
Class A1 $________
Class A2 $________
Class A3 $________
Class A4 $________
Class A5 $________
Class A6 $________
Class A7 $________
Class S $________
Class M $________
Class B1 $________
Class B2 $________
Class B3 $________
Class B4 $________
Class B5 $________
(18) Class Certificate Interest
Rate of:
Class M ________%
Class B1 ________%
3
<PAGE>
Class B2 ________%
Class B3 ________%
Class B4 ________%
Class B5 ________%
Class S ________%
(19) Accrued Certificate Interest
and Pay-out Rate:
Class A1 $__________ ____%
Class A2 $__________ ____%
Class A3 $__________ ____%
Class A4 $__________ ____%
Class A5 $__________ ____%
Class A6 $__________ ____%
Class A7 $__________ ____%
Class S $__________ ____%
Class M $__________ ____%
Class B1 $__________ ____%
Class B2 $__________ ____%
Class B3 $__________ ____%
Class B4 $__________ ____%
Class B5 $__________ ____%
(20) Principal distribu-
table:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R1 $__________
Class R2 $__________
(21) Additional distributions to
the Class R1 Certificate
pursuant to Section 2.05(d): $__________
(22) Additional distributions to
the Class R2 Certificate
pursuant to Section 4.01(c): $__________
4
<PAGE>
B. Other Amounts:
1. Senior Percentage for such
Distribution Date: _____________%
2. Senior Prepayment Percentage
for such Distribution Date: _____________%
3. Junior Percentage
for such Distribution Date: _____________%
4. Junior Prepayment Percentage
for such Distribution Date: _____________%
5. Subordinate Certificate
Writedown Amount for
such Distribution Date: $_____________
6. Prepayment Distribution
Trigger satisfied: Yes No
Class B1
Class B2
Class B3
Class B4
Class B5
Capitalized terms used in this Certificate shall have the same
meanings as in the Agreement.
5
<PAGE>
EXHIBIT E
FORM OF TRANSFER CERTIFICATE AS TO ERISA MATTERS FOR
DEFINITIVE ERISA-RESTRICTED CERTIFICATES
The First National Bank of Chicago
One First National Plaza
Suite 0126
Chicago, Illinois 60670-0126
[NAME OF OFFICER] ______________________ hereby certifies
that:
1. That he [she] is [title of officer] _________________ of
[name of Investor] _______________________________________ (the
"Investor"), a ________________________ [description of type of
entity] duly organized and existing under the laws of the [State
of ____________] [United States], on behalf of which he [she]
makes this affidavit.
2. The Investor is not, and on ________________ [insert
date of transfer of Certificate to Investor] will not be, and on
such date will not be investing the funds of, an employee benefit
plan subject to the Employee Retirement Income Security Act of
1974, as amended ("ERISA") or a plan subject to Section 4975 of
the Code or (ii) is an insurance company investing assets of its
general account and the exemptions provided by Section III(a) of
Department of Labor Prohibited Transaction Class Exemption 95-60,
60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to
the Investor's acquisition and holding or any ERISA-Restricted
Certificate.
3. The Investor hereby acknowledges that under the terms of
the Pooling and Servicing Agreement (the "Agreement") between The
First National Bank of Chicago, as Trustee and GE Capital
Mortgage Services, Inc., dated as of December 1, 1997, no
transfer of any ERISA-Restricted Certificate shall be permitted
to be made to any person unless the Trustee has received (i) a
certificate from such transferee to the effect that such
transferee is not an employee benefit plan subject to ERISA or a
plan subject to Section 4975 of the Code (a "Plan") and is not
using the assets of any such employee benefit or other plan to
acquire any such Certificate or (y) such transferee is an
insurance company investing assets of its general account and the
Exemptions apply to such transferee's acquisition and holding of
any such Certificate or (ii) an opinion of counsel satisfactory
<PAGE>
to the Trustee to the effect that the purchase and holding of any
such Certificate will not constitute or result in the assets of
the Trust Fund created by the Agreement being deemed to be "plan
assets" and subject to the prohibited transaction provisions of
ERISA or Section 4975 of the Code and will not subject the
Trustee or the Company to any obligation in addition to those
undertaken in the Agreement (provided, however, that the Trustee
will not require such certificate or opinion in the event that,
as a result of change of law or otherwise, counsel satisfactory
to the Trustee has rendered an opinion to the effect that the
purchase and holding of any such Certificate by a Plan or a
Person that is purchasing or holding any such Certificate with
the assets of a Plan will not constitute or result in a
prohibited transaction under ERISA or Section 4975 of the Code).
[4. The ERISA-Restricted Certificates shall be registered
in the name of ______________________________________________ as
nominee for the Investor.]
IN WITNESS WHEREOF, the Investor has caused this instrument
to be executed on its behalf, pursuant to authority of its Board
of Directors, by its [title of officer] __________________ and
its corporate seal to be hereunder attached, attested by its
[Assistant] Secretary, this ____ day of _________, 199_.
----------------------------
[name of Investor]
By:
Name:
Title:
The undersigned hereby acknowledges that it is holding and
will hold the ERISA-Restricted Certificates at the exclusive
direction of and as nominee of the Investor named above.
[name of nominee]
By:____________________________
Name:
Title:
2
<PAGE>
EXHIBIT F
RESIDUAL CERTIFICATE TRANSFEREE AFFIDAVIT
STATE OF )
) ss.:
COUNTY OF )
[NAME OF OFFICER], _________________ being first duly
sworn, deposes and says:
1. That he [she] is [title of officer] ___________
_____________ of [name of Purchaser] ________________________
_________________ (the "Purchaser"), a _______________________
[description of type of entity] duly organized and existing under
the laws of the [State of __________] [United States], on behalf
of which he [she] makes this affidavit.
2. That the Purchaser's Taxpayer Identification
Number is [ ].
3. That the Purchaser is not a "disqualified
organization" within the meaning of Section 860E(e)(5) of the
Internal Revenue Code of 1986, as amended (the "Code") and will
not be a "disqualified organization" as of [date of transfer],
and that the Purchaser is not acquiring a Residual Certificate
(as defined below) for the account of, or as agent (including a
broker, nominee, or other middleman) for, any person or entity
from which it has not received an affidavit substantially in the
form of this affidavit. For these purposes, a "disqualified
organization" means the United States, any state or political
subdivision thereof, any foreign government, any international
organization, any agency or instrumentality of any of the
foregoing (other than an instrumentality if all of its activities
are subject to tax and a majority of its board of directors is
not selected by such governmental entity), any cooperative
organization furnishing electric energy or providing telephone
service to persons in rural areas as described in Code Section
1381(a)(2)(C), or any organization (other than a farmers'
cooperative described in Code Section 521) that is exempt from
federal income tax unless such organization is subject to the tax
on unrelated business income imposed by Code Section 511. As used
herein, "Residual Certificate" means any Certificate designated
as a "Class R1 Certificate" or a "Class R2 Certificate" of GE
Capital Mortgage Services, Inc.'s Home Equity Loan Pass-Through
Certificates, Series 1997-HE4.
<PAGE>
4. That the Purchaser is not, and on __________
[insert date of transfer of Residual Certificate to Purchaser]
will not be, and is not and on such date will not be investing
the assets of, an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), or
a plan subject to Code Section 4975 or a person or entity that is
using the assets of any employee benefit plan or other plan to
acquire a Residual Certificate.
5. That the Purchaser hereby acknowledges that under
the terms of the Pooling and Servicing Agreement (the
"Agreement") between The First National Bank of Chicago, as
Trustee, and GE Capital Mortgage Services, Inc. dated as of
December 1, 1997, no transfer of the Residual Certificates shall
be permitted to be made to any person unless the Trustee has
received a certificate from such transferee to the effect that
such transferee is not an employee benefit plan subject to ERISA
or a plan subject to Section 4975 of the Code and is not using
the assets of any employee benefit plan or other plan to acquire
Residual Certificates.
6. That the Purchaser does not hold REMIC residual
securities as nominee to facilitate the clearance and settlement
of such securities through electronic book-entry changes in
accounts of participating organizations (such entity, a "Book-
Entry Nominee").
7. That the Purchaser does not have the intention to
impede the assessment or collection of any federal, state or
local taxes legally required to be paid with respect to such
Residual Certificate.
8. That the Purchaser will not transfer a Residual
Certificate to any person or entity (i) as to which the Purchaser
has actual knowledge that the requirements set forth in paragraph
3, paragraph 6 or paragraph 10 hereof are not satisfied or that
the Purchaser has reason to believe does not satisfy the
requirements set forth in paragraph 7 hereof, and (ii) without
obtaining from the prospective Purchaser an affidavit
substantially in this form and providing to the Trustee a written
statement substantially in the form of Exhibit G to the
Agreement.
9. That the Purchaser understands that, as the holder
of a Residual Certificate, the Purchaser may incur tax
liabilities in excess of any cash flows generated by the interest
and that it intends to pay taxes associated with holding such
Residual Certificate as they become due.
2
<PAGE>
10. That the Purchaser (i) is not a Non-U.S. Person or
(ii) is a Non-U.S. Person that holds a Residual Certificate in
connection with the conduct of a trade or business within the
United States and has furnished the transferor and the Trustee
with an effective Internal Revenue Service Form 4224 or successor
form at the time and in the manner required by the Code or (iii)
is a Non-U.S. Person that has delivered to both the transferor
and the Trustee an opinion of a nationally recognized tax counsel
to the effect that the transfer of such Residual Certificate to
it is in accordance with the requirements of the Code and the
regulations promulgated thereunder and that such transfer of a
Residual Certificate will not be disregarded for federal income
tax purposes. "Non-U.S. Person" means an individual, corporation,
partnership or other person other than a citizen or resident of
the United States, a corporation, partnership or other entity
created or organized in or under the laws of the United States or
any political subdivision thereof, or an estate or trust that is
subject to U.S. federal income tax regardless of the source of
its income.
11. That the Purchaser agrees to such amendments of
the Pooling and Servicing Agreement as may be required to further
effectuate the restrictions on transfer of any Residual
Certificate to such a "disqualified organization," an agent
thereof, a Book-Entry Nominee, or a person that does not satisfy
the requirements of paragraph 7 and paragraph 10 hereof.
12. That the Purchaser consents to the designation of
the Company as its agent to act as "tax matters person" of the
Lower Tier REMIC or the Upper Tier REMIC, as applicable, pursuant
to the Pooling and Servicing Agreement.
3
<PAGE>
IN WITNESS WHEREOF, the Purchaser has caused this
instrument to be executed on its behalf, pursuant to authority of
its Board of Directors, by its [title of officer] this _____ day
of __________, 19__.
_________________________________
[name of Purchaser]
By:______________________________
Name:
Title:
Personally appeared before me the above-named [name of
officer] ________________, known or proved to me to be the same
person who executed the foregoing instrument and to be the [title
of officer] _________________ of the Purchaser, and acknowledged
to me that he [she] executed the same as his [her] free act and
deed and the free act and deed of the Purchaser.
Subscribed and sworn before me this _____ day of
__________, 19__.
NOTARY PUBLIC
______________________________
COUNTY OF_____________________
STATE OF______________________
My commission expires the _____ day of __________, 19__.
4
<PAGE>
N EXHIBIT G
LETTER FROM TRANSFEROR OF RESIDUAL CERTIFICATE
-------------------
Date
The First National Bank of Chicago
One First National Plaza
Suite 0126
Chicago, Illinois 60670-0126
Re: GE Capital Mortgage Services, Inc.
Home Equity Loan Pass-Through
Certificates, Series 1997-HE4
Ladies and Gentlemen:
_______________________ (the "Transferor") has
reviewed the attached affidavit of _____________________________
(the "Transferee"), and has no actual knowledge that such
affidavit is not true and has no reason to believe that the
information contained in paragraph 7 thereof is not true, and has
no reason to believe that the Transferee has the intention to
impede the assessment or collection of any federal, state or
local taxes legally required to be paid with respect to a
Residual Certificate. In addition, the Transferor has conducted a
reasonable investigation at the time of the transfer and found
that the Transferee had historically paid its debts as they came
due and found no significant evidence to indicate that the
Transferee will not continue to pay its debts as they become due.
Very truly yours,
1
<PAGE>
_________________________________
Name:
Title:
2
<PAGE>
EXHIBIT H
ADDITIONAL SERVICER COMPENSATION
QUALIFIED ADMINISTRATIVE EXPENSES
Assumption Fees Determined on a Case-by-
Case Basis
Late Charges Per Loan Documents
Appraisal/Inspection Fees Reasonable and Customary
Charges
Partial Release Fees $0
Easements $0
Insufficient Funds Charges $0
Document Requests (copies of loan file documents, additional
pay-off quotations, amortization schedules, payment
histories) $0
Modification Fees $0
Prepayment Premiums Per Loan Documents
<PAGE>
EXHIBIT I
FORM OF INVESTMENT LETTER FOR
DEFINITIVE RESTRICTED CERTIFICATES
____________________
Date
The First National Bank of Chicago
One First National Plaza
Suite 0126
Chicago, Illinois 60670-0126
Re: GE Capital Mortgage Services, Inc.
Home Equity Loan Pass-Through
Certificates, Series 1997-HE4
Ladies and Gentlemen:
1. The undersigned, a [title of officer] _______________ of
[name of Investor] _________________________________________ (the
"Investor"), a ____________________________ [description of type
of entity] duly organized and existing under the laws of the
[State of __________________] [United States], hereby certifies
as follows:
2. The Investor hereby acknowledges that under the terms of
the Pooling and Servicing Agreement between The First National
Bank of Chicago, as Trustee, and GE Capital Mortgage Services,
Inc. (the "Company"), dated as of December 1, 1997 (the
"Agreement"), no transfer of a Restricted Certificate may be made
unless such transfer is exempt from the registration requirements
of the Securities Act of 1933, as amended (the "Securities Act"),
and any applicable state securities laws, or is made in
accordance with the Securities Act and such laws.
3. The Investor understands that (a) the Restricted
Certificates have not been and will not be registered or
qualified under the Securities Act, or the securities laws of any
state, (b) neither the Company nor the Trustee is required, and
neither intends, to so register or qualify the Restricted
Certificates, (c) the Restricted Certificates cannot be resold
unless (i) they are registered and qualified under the Securities
<PAGE>
Act and the applicable state securities laws or (ii) such sale is
exempt from the requirements of the Securities Act, (d) the
Agreement contains restrictions regarding the transfer of the
Restricted Certificates and (e) the Restricted Certificates will
bear a legend to the foregoing effect.
4. The Investor is acquiring the Restricted Certificates
for its own account for investment only and not with a view to or
for sale or other transfer in connection with any distribution of
the Restricted Certificates in any manner that would violate the
Securities Act or any applicable state securities laws.
5. The investor (a) is a substantial, sophisticated
institutional investor having such knowledge and experience in
financial and business matters, and in particular in such matters
related to securities similar to the Restricted Certificates,
such that it is capable of evaluating the merits and risks of
investment in the Restricted Certificates, (b) is able to bear
the economic risks of such an investment and (c) is an
"accredited investor" within the meaning of Rule 501(a)(1), (2),
(3) or (7) promulgated pursuant to the Securities Act.
6. The Investor will not authorize nor has it authorized
any person to (a) offer, pledge, sell, dispose of or otherwise
transfer any Restricted Certificate, any interest in any
Restricted Certificate or any other similar security to any
person in any manner, (b) solicit any offer to buy or to accept a
pledge, disposition or other transfer of any Restricted
Certificate, any interest in any Restricted Certificate or any
other similar security from any person in any manner, (c)
otherwise approach or negotiate with respect to any Restricted
Certificate, any interest in any Restricted Certificate or any
other similar security with any person in any manner, (d) make
any general solicitation by means of general advertising or in
any other manner, or (e) take any other action that would
constitute a distribution of any Restricted Certificate under the
Securities Act, that would render the disposition of any
Restricted Certificate a violation of Section 5 of the Securities
Act or any state securities law, or that could require
registration or qualification pursuant thereto. Neither the
Investor nor anyone acting on its behalf has offered the
Restricted Certificates for sale or made any general solicitation
by means of general advertising or in any other manner with
respect to the Restricted Certificates. The Investor will not
sell or otherwise transfer any of the Restricted Certificates,
except in compliance with the provisions of the Agreement.
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<PAGE>
7. If an Investor in a Restricted Certificate sells or
otherwise transfers any such Certificate to a transferee other
than a "qualified institutional buyer" under Rule 144A of the
Securities Act, such Investor will obtain (a) from any subsequent
purchaser the same certifications, representations, warranties
and covenants contained in the foregoing paragraphs and in this
paragraph or (b) an opinion of counsel in form and substance
satisfactory to the Trustee pursuant to the Agreement.
8. The Investor hereby indemnifies the Trustee and the
Company against any liability that may result if the Investor's
transfer of a Restricted Certificate (or any portion thereof) is
not exempt from the registration requirements of the Securities
Act and any applicable state securities laws or is not made in
accordance with such federal and state laws. Such indemnification
of the Trustee and the Company shall survive the termination of
the Agreement.
[9. The Restricted Certificates shall be registered in the
name of _____________________________ as nominee for the
Investor.]
IN WITNESS WHEREOF, the Investor has caused this
instrument to be executed on its behalf, pursuant to authority of
its Board of Directors, by its [title of officer] _____________
this _____ day of __________, 19__.
_________________________________
[name of Investor]
By:______________________________
Name:
Title:
The undersigned hereby acknowledges that it is holding and
will hold the Restricted Certificates at the exclusive direction
of and as nominee of the Investor named above.
_____________________________
[name of nominee]
By:__________________________
Name:
Title:
3
<PAGE>
EXHIBIT J
FORM OF DISTRIBUTION DATE STATEMENT
_____________, ______
(month) (year)
GE CAPITAL MORTGAGE SERVICES, INC.
Home Equity Loan Pass-Through Certificates,
Series 1997-HE4
Pursuant to the Pooling and Servicing Agreement dated
as of December 1, 1997 (the "Agreement") between GE Capital
Mortgage Services, Inc. (the "Company"), and The First National
Bank of Chicago (the "Trustee"), governing the Certificates
referred to above, the
Company hereby certifies to the Trustee:
With respect to the Agreement and as of the
Determination Date for this month:
The amounts below are for a Single Certificate of
$1,000:
(1) Amount of distribution
allocable to principal:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R1 $__________
Class R2 $__________
<PAGE>
(2) Aggregate principal prepayments
included in distribution:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R1 $__________
Class R2 $__________
(3) Amount of distribution
allocable to interest;
Pay-out Rate:
Class A1 $__________ ____%
Class A2 $__________ ____%
Class A3 $__________ ____%
Class A4 $__________ ____%
Class A5 $__________ ____%
Class A6 $__________ ____%
Class A7 $__________ ____%
Class S $__________ ____%
Class M $__________ ____%
Class B1 $__________ ____%
Class B2 $__________ ____%
Class B3 $__________ ____%
Class B4 $__________ ____%
Class B5 $__________ ____%
(4) Servicing Compensation: $__________
The amounts below are for the aggregate of all
Certificates:
(5) Pool Principal Balance;
number of Mortgage
Loans: $__________
__________
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<PAGE>
(6) Class Certificate Principal Balance (or Notional
principal Balance) of each Class; Certificate
Principal Balance (or Notional Principal
Balance) of Single Certificate of each Class:
Single
Certificate
Class Class Balance Balance
Class A1 $__________ $__________
Class A2 $__________ $__________
Class A3 $__________ $__________
Class A4 $__________ $__________
Class A5 $__________ $__________
Class A6 $__________ $__________
Class A7 $__________ $__________
Class M $__________ $__________
Class S $__________ $__________
Class B1 $__________ $__________
Class B2 $__________ $__________
Class B3 $__________ $__________
Class B4 $__________ $__________
Class B5 $__________ $__________
Class R1 $__________ $__________
Class R2 $__________ $__________
(7) Book value of real estate acquired on behalf of
Certificate- holders; number of related
Mortgage Loans:
$----------- $----------
----------- -----------
(8) Aggregate Scheduled Principal
Balance and number of
delinquent Mortgage Loans:
one payment delinquent $___________ ___________
two payments delinquent $___________ ___________
three or more payments
delinquent $___________ ___________
In foreclosure $___________ ___________
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<PAGE>
(9) Aggregate Scheduled
Principal Balance and
number of replaced
Mortgage Loans: $__________
__________
(10) Unpaid Net Simple Interest
Shortfall:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class S $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
(11) Class Certificate Interest
Rate of:
Class M ___________%
Class B1 ___________%
Class B2 ___________%
Class B3 ___________%
Class B4 ___________%
Class B5 ___________%
Class S ___________%
(12) Senior Percentage for such
Distribution Date: __________%
(13) Senior Prepayment Percentage
for such Distribution Date: __________%
(14) Junior Percentage for
such Distribution Date: __________%
(15) Junior Prepayment Percentage
for such Distribution Date: __________%
Capitalized terms used in this Statement shall have the same
meanings as in the Agreement.
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<PAGE>
EXHIBIT K
FORM OF SPECIAL SERVICING
AND COLLATERAL FUND AGREEMENT
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the
"Agreement") is made and entered into as of ____________________,
199_, between GE Capital Mortgage Services, Inc. (the "Company")
and _____________________________ (the "Purchaser").
PRELIMINARY STATEMENT
___________________________ or an affiliate thereof is the
holder of the entire interest in REMIC Multi-Class Pass-Through
Certificates, Series 1997-HE4, Class __-B_ (the "Class __-B_
Certificates"). The Class __-B_ Certificates were issued pursuant
to a Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of December 1, 1997 between the Company (in
its capacity as servicer thereunder, the "Servicer") and The
First National Bank of Chicago as Trustee.
____________________________ or an affiliate thereof
intends to resell all of the Class __-B_ Certificates directly to
the Purchaser on or promptly after the date hereof.
In connection with such sale, the parties hereto have
agreed that the Company, as Servicer, will engage in certain
special servicing procedures relating to foreclosures for the
benefit of the Purchaser, and that the Purchaser will deposit
funds in a collateral fund to cover any losses attributable to
such procedures as well as all advances and costs in connection
therewith, as set forth herein.
[The parties hereto have further agreed that the Purchaser
will have no rights, and the Company will have no obligations
under this Agreement until the Class Certificate Principal
Balance of the REMIC Multi-Class Pass-Through Certificates,
Series 1997-HE4, Class __-B5 (the "Class __-B5 Certificates") has
been reduced to zero, and any Special Servicing and Collateral
Fund Agreement in respect of such Class between the Company and
the Purchaser has been terminated.]
In consideration of the mutual agreements herein contained,
the receipt and sufficiency of which are hereby acknowledged, the
Company and the Purchaser agree that the following provisions
shall become effective and shall be binding on and enforceable by
<PAGE>
the Company and the Purchaser upon the acquisition by the
Purchaser of the Class __-B_ Certificates.
ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms. Whenever used in this
Agreement, the following words and phrases, unless the context
otherwise requires, shall have the following meanings:
Business Day: Any day other than (i) a Saturday or a Sunday
of (ii) a day on which banking institutions in New York City or
Boston, Massachusetts are required or authorized by law or
executive order to be closed.
Collateral Fund: The fund established and maintained
pursuant to Section 3.01 hereof.
Collateral Fund Permitted Investments: Either (i)
obligations of, or obligations fully guaranteed as to principal
and interest by, the United States, or any agency or
instrumentality thereof, provided such obligations are backed by
the full faith and credit of the United States, (ii) repurchase
agreements on obligations specified in clause (i) provided that
the unsecured obligations of the party agreeing to repurchase
such obligations are at the time rated by each Rating Agency in
the highest long-term rating category, (iii) federal funds,
certificates of deposit, time deposits and banker's acceptances
of any U.S. depository institution or trust company incorporated
under the laws of the United States or any state provided that
the debt obligations of such depository institution or trust
company at the date of acquisition thereof have been rated by
each Rating Agency in the highest long-term rating category, (iv)
commercial paper of any corporation incorporated under the laws
of the United States or any state thereof which on the date of
acquisition has the highest short term rating of each Rating
Agency, and (v) other obligations or securities that are
acceptable to each Rating Agency as a Collateral Fund Permitted
Investment hereunder and will not, as evidenced in writing,
result in a reduction or withdrawal in the then current rating of
the Certificates and, for each of the preceding clauses, the
maturity thereof shall be not later than the earlier to occur of
(A) 30 days from the date of the related investment and (B) the
Business Day preceding the next succeeding Distribution Date.
Commencement of Foreclosure: The first official action
required under local law in order to commence foreclosure
2
<PAGE>
proceedings or to schedule a trustee's sale under a deed of
trust, including (i) in the case of a mortgage, any filing or
service of process necessary to commence an action to foreclose,
or (ii) in the case of a deed of trust, the posting, publishing,
filing or delivery of a notice of sale, but not including in
either case (x) any notice of default, notice of intent to
foreclose or sell or any other action prerequisite to the actions
specified in (i) or (ii) above and, upon the consent of the
Purchaser which will be deemed given unless expressly withheld
within two Business Days of notification, (y) the acceptance of a
deed-in-lieu of foreclosure (whether in connection with a sale of
the related property or otherwise) or (z) initiation and
completion of a short pay-off.
Current Appraisal: With respect to any Mortgage Loan as to
which the Purchaser has made an Election to Delay Foreclosure, an
appraisal of the related Mortgaged Property obtained by the
Purchaser as nearly contemporaneously as practicable to the time
of the Purchaser's election, prepared based on the Company's
customary requirements for such appraisals.
Election to Delay Foreclosure: Any election by the
Purchaser to delay the Commencement of Foreclosure, made in
accordance with Section 2.02(b).
Election to Foreclose: Any election by the Purchaser to
proceed with the Commencement of Foreclosure, made in accordance
with Section 2.03(a).
Mortgage Loan: Any Pool __ Mortgage Loan.
Required Collateral Fund Balance: As of any date of
determination, an amount equal to the aggregate of all amounts
previously required to be deposited in the Collateral Fund
pursuant to Section 2.02(d) (after adjustments for all
withdrawals and deposits prior to such date pursuant to Section
2.02(e)) and Section 2.03(b) (after adjustment for all
withdrawals and deposits prior to such date pursuant to Section
2.03(c)) and Section 3.02, reduced by all withdrawals therefrom
prior to such date pursuant to Section 2.02(g) and Section
2.03(d).
Section 1.02. Definitions Incorporated by Reference. All
capitalized terms not otherwise defined in this Agreement shall
have the meanings assigned in the Pooling and Servicing
Agreement.
3
<PAGE>
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01. Reports and Notices.
(a) In connection with the performance of its duties under
the Pooling and Servicing Agreement relating to the realization
upon defaulted Mortgage Loans, the Company as Servicer shall
provide to the Purchaser the following notices and reports:
(i) Within five Business Days after each Distribution
Date (or included in or with the monthly statements to
Certificateholders pursuant to the Pooling and Servicing
Agreement), the Company, as Servicer, shall provide to the
Purchaser a report, using the same methodology and
calculations in its standard servicing reports, indicating
for the Trust Fund the number of Mortgage Loans that are
(A) thirty days, (B) sixty days, (C) ninety days or more
delinquent or (D) in foreclosure, and indicating for each
such Mortgage Loan the loan number and outstanding
principal balance.
(ii) Prior to the Commencement of Foreclosure in
connection with any Mortgage Loan, the Company shall
provide the Purchaser with a notice (sent by facsimile
transmission) of such proposed and imminent foreclosure,
stating the loan number and the aggregate amount owing
under the Mortgage Loan. Such notice may be provided to the
Purchaser in the form of a copy of a referral letter from
the Company to an attorney requesting the institution of
foreclosure or a copy of a request to foreclose received by
the Company from the related primary servicer which has
been approved by the Company.
(b) If requested by the Purchaser, the Company shall make
its servicing personnel available (during their normal business
hours) to respond to reasonable inquiries, in writing by
facsimile transmission, by the Purchaser in connection with any
Mortgage Loan identified in a report under subsection (a)(i) or
(a)(ii) which has been given to the Purchaser, provided, that (1)
the Company shall only be required to provide information that is
readily accessible to its servicing personnel and is non-
confidential and (2) the Company shall respond within five
Business Days orally or in writing by facsimile transmission.
(c) In addition to the foregoing, the Company shall provide
to the Purchaser such information as the Purchaser may reasonably
4
<PAGE>
request concerning each Mortgage Loan that is at least sixty days
delinquent and each Mortgage Loan which has become real estate
owned, through the final liquidation thereof, provided, that the
Company shall only be required to provide information that is
readily accessible to its servicing personnel and is non-
confidential.
Section 2.02. Purchaser's Election to Delay Foreclosure
Proceedings.
(a) The Purchaser shall be deemed to direct the Company
that in the event that the Company does not receive written
notice of the Purchaser's election pursuant to subsection (b)
below within 24 hours (exclusive of any intervening non-Business
Days) of transmission of the notice provided by the Company under
Section 2.01(a)(ii) subject to extension as set forth in Section
2.02(b), the Company may proceed with the Commencement of
Foreclosure in respect of such Mortgage Loan in accordance with
its normal foreclosure policies without further notice to the
Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage
Loan has been brought current or if a refinancing or prepayment
occurs with respect to the Mortgage Loan (including by means of a
short payoff approved by the Company) or (ii) with notice to the
Purchaser if the Company has reached the terms of a forbearance
agreement with the borrower. In such latter case the Company may
complete such forbearance agreement unless instructed otherwise
by the Purchaser within two Business Days of notification.
(b) In connection with any Mortgage Loan with respect to
which a notice under Section 2.01(a)(ii) has been given to the
Purchaser, the Purchaser may elect to instruct the Company to
delay the Commencement of Foreclosure until such time as the
Purchaser determines that the Company may proceed with the
Commencement of Foreclosure. Such election must be evidenced by
written notice received within 24 hours (exclusive of any
intervening non-Business Days) of transmission of the notice
provided by the Company under Section 2.01(a)(ii). The Purchaser
shall send a copy of such notice of election to each Rating
Agency as soon as practicable thereafter. Such 24-hour period
shall be extended for no longer than an additional four Business
Days after the receipt of the information if the Purchaser
requests additional information related to such foreclosure
within such 24-hour period; provided, however, that the Purchaser
will have at least one Business Day to make such election
following its receipt of any requested additional information.
Any such additional information shall (i) not be confidential in
nature and (ii) be obtainable by the Company from existing
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<PAGE>
reports, certificates or statements or otherwise be readily
accessible to its servicing personnel. The Purchaser agrees that
it has no right to deal with the mortgagor. However, if the
Company's normal foreclosure policies include acceptance of a
deed-in-lieu of foreclosure or short payoff, the Purchaser will
be notified and given two Business Days to respond.
(c) With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, the
Purchaser shall obtain a Current Appraisal as soon as
practicable, and shall provide the Company with a copy of such
Current Appraisal.
(d) Within two Business Days of making any Election to
Delay Foreclosure, the Purchaser shall remit by wire transfer to
the Trustee, for deposit in the Collateral Fund, an amount, as
calculated by the Company, equal to the sum of (i) 125% of the
greater of the Scheduled Principal Balance of the Mortgage Loan
and the value shown in the Current Appraisal referred to in
subsection (c) above (or, if such Current Appraisal has not yet
been obtained, the Company's estimate thereof, in which case the
required deposit under this subsection shall be adjusted upon
obtaining such Current Appraisal), and (ii) three months'
interest on the Mortgage Loan at the applicable Mortgage Rate. If
any Election to Delay Foreclosure extends for a period in excess
of three months (such excess period being referred to herein as
the "Excess Period"), the Purchaser shall remit by wire transfer
in advance to the Trustee for deposit in the Collateral Fund the
amount of each additional month's interest, as calculated by the
Company, equal to interest on the Mortgage Loan as the applicable
Mortgage Rate for the Excess Period. The terms of this Agreement
will no longer apply to the servicing of any Mortgage Loan upon
the failure of the Purchaser to deposit the above amounts
relating to the Mortgage Loan within two Business Days of (i) the
Election to Delay Foreclosure or (ii) the beginning of the
related Excess Period, as the case may be.
(e) With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, the Company
or the Trustee may withdraw from the Collateral Fund from time to
time amounts necessary to reimburse the Company for all related
Monthly Advances and Liquidation Expenses thereafter made by the
Company as Servicer in accordance with the Pooling and Servicing
Agreement. To the extent that the amount of any such Liquidation
Expense is determined by the Company based on estimated costs,
and the actual costs are subsequently determined to be higher,
the Company or the Trustee may withdraw the additional amount
from the Collateral Fund to reimburse the Company. In the event
6
<PAGE>
that the Mortgage Loan is brought current by the mortgagor, the
amounts so withdrawn from the Collateral Fund shall be
redeposited therein as and to the extent that reimbursement
therefor from amounts paid by the mortgagor is not prohibited
pursuant to the Pooling and Servicing Agreement as of the date
hereof. Except as provided in the preceding sentence, amounts
withdrawn from the Collateral Fund to cover Monthly Advances and
Liquidation Expenses shall not be redeposited therein or
otherwise reimbursed to the Purchaser. If and when any such
Mortgage Loan is brought current by the mortgagor, all amounts
remaining in the Collateral Fund in respect of such Mortgage Loan
(after adjustment for all previous withdrawals and deposits
pursuant to this subsection and after reimbursement to the
Servicer for all related Monthly Advances) shall be released to
the Purchaser.
(f) With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, the Company
shall continue to service the Mortgage Loan in accordance with
its customary procedures (other than the delay in Commencement of
Foreclosure as provided herein). If and when, following such
election, the Purchaser shall notify the Company that it believes
that it is appropriate to do so, the Company shall proceed with
the Commencement of Foreclosure; provided that, in any event, if
the Mortgage Loan is not brought current by the mortgagor by the
time the loan becomes 6 months delinquent, the Purchaser's
election shall no longer be effective, unless the Purchaser shall
have purchased the related Mortgage Loan promptly following (and
in any event not later than the third Business Day after) the end
of such 6-month period in the manner provided in the following
two sentences, and the Company shall be entitled to proceed with
the Commencement of Foreclosure. Any purchase of such Mortgage
Loan by the Purchaser pursuant to the preceding sentence shall be
at a purchase price equal to the unpaid principal balance of the
Mortgage Loan plus accrued interest at the Mortgage Rate from the
date last paid by the mortgagor. Such purchase price shall be
deposited by the Purchaser into the Collateral Fund in
immediately available funds on the Business Day which is the date
of purchase and the Purchaser shall instruct the Trustee (with
notice to the Company) to withdraw such amount therefrom on such
Business Day and remit the same to the Trust Fund for application
as Liquidation Proceeds pursuant to the Pooling and Servicing
Agreement. Following such withdrawal, all amounts remaining in
the Collateral Fund in respect of such Mortgage Loan (after
adjustment for all previous withdrawals and deposits pursuant to
this Agreement and after reimbursement to the Servicer for all
related Monthly Advances) shall be released to the Purchaser.
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<PAGE>
(g) Upon the occurrence of a liquidation with respect to
any Mortgage Loan as to which the Purchaser made an Election to
Delay Foreclosure and as to which the Company proceeded with the
Commencement of Foreclosure in accordance with subsection (f)
above, the Company shall calculate the amount, if any, by which
the value shown on the Current Appraisal obtained under
subsection (c) exceeds the actual sales price obtained for the
related Mortgaged Property (net of Liquidation Expenses and
unreimbursed Monthly Advances related to the extended foreclosure
period), and the Company or the Trustee shall withdraw the amount
of such excess from the Collateral Fund and shall remit the same
to the Trust Fund for application as additional Liquidation
Proceeds pursuant to the Pooling and Servicing Agreement. After
making such withdrawal, all amounts remaining in the Collateral
Fund in respect of such Mortgage Loan (after adjustment for all
withdrawals and deposits pursuant to subsection (e) and after
reimbursement to the Servicer for all related Monthly Advances)
shall be released to the Purchaser.
Section 2.03. Purchaser's Election to Commence Foreclosure
Proceedings.
(a) In connection with any Mortgage Loan identified in a
report under Section 2.01(a)(i)(B), the Purchaser may elect to
instruct the Company to proceed with the Commencement of
Foreclosure as soon as practicable. Such election must be
evidenced by written notice received by the Company by 5:00 p.m.,
New York City time, on the third Business Day following the
delivery of such report under Section 2.01(a)(i).
(b) Within two Business Days of making any Election to
Foreclose, the Purchaser shall remit to the Trustee, for deposit
in the Collateral Fund, an amount, as calculated by the Company,
equal to 125% of the current Scheduled Principal Balance of the
Mortgage Loan and three months' interest on the Mortgage Loan at
the applicable Mortgage Rate. If and when any such Mortgage Loan
is brought current by the mortgagor, all amounts in the
Collateral Fund in respect of such Mortgage Loan (after
adjustment for all withdrawals and deposits pursuant to
subsection (c) below) shall be released to the Purchaser. The
terms of this Agreement will no longer apply to the servicing of
any Mortgage Loan upon the failure of the Purchaser to deposit
the above amounts relating to the Mortgage Loan within two
Business Days of the Election to Foreclose.
(c) With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Foreclose, the Company shall
continue to service the Mortgage Loan in accordance with its
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<PAGE>
customary procedures. In connection therewith, the Company shall
have the same rights to make withdrawals for Monthly Advances and
Liquidation Expenses from the Collateral Fund as are provided
under Section 2.02(e), and the Company shall make reimbursements
thereto to the limited extent provided under such subsection. The
Company shall not be required to proceed with the Commencement of
Foreclosure if (i) the same is stayed as a result of the
mortgagor's bankruptcy or is otherwise barred by applicable law,
or to the extent that all legal conditions precedent thereto have
not yet been complied with, or (ii) the Company believes there is
a breach of representations or warranties by the Company, which
may result in a repurchase or substitution of such Mortgage Loan,
or (iii) the Company has or expects to have the right under the
Pooling and Servicing Agreement to purchase the defaulted
Mortgage Loan and intends to exercise such right or (iv) the
Company reasonably believes the Mortgaged Property may be
contaminated with or affected by hazardous wastes or hazardous
substances (and the Company supplies the Purchaser with
information supporting such belief) or (v) the same is prohibited
by or is otherwise inconsistent with the provisions of the
Pooling and Servicing Agreement. Any foreclosure that has been
initiated may be discontinued (i) without notice to the Purchaser
if the Mortgage Loan has been brought current or if a refinancing
or prepayment occurs with respect to the Mortgage Loan (including
by means of a short payoff approved by the Purchaser) or (ii)
with notice to the Purchaser if the Company has reached the terms
of a forbearance agreement unless instructed otherwise by the
Purchaser within two Business Days of notification.
(d) Upon the occurrence of a liquidation with respect to
any Mortgage Loan as to which the Purchaser made an Election to
Foreclose and as to which the Company proceeded with the
Commencement of Foreclosure in accordance with subsection (c)
above, the Company shall calculate the amount, if any, by which
the Scheduled Principal Balance of the Mortgage Loan at the time
of liquidation (plus all unreimbursed Monthly Advances and
Liquidation Expenses in connection therewith other than those
previously paid from the Collateral Fund) exceeds the actual
sales price obtained for the related Mortgaged Property, and the
Company or the Trustee shall withdraw the amount of such excess
from the Collateral Fund and shall remit the same to the Trust
Fund for application as additional Liquidation Proceeds pursuant
to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund (after
adjustment for all withdrawals and deposits pursuant to
subsection (c) above and after reimbursement to the Servicer for
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<PAGE>
all related Monthly Advances) in respect of such Mortgage Loan
shall be released to the Purchaser.
Section 2.04. Termination.
(a) With respect to all Mortgage Loans included in the
Trust Fund, the Purchaser's right to make any Election to Delay
Foreclosure or any Election to Foreclose and the Company's
obligations under Section 2.01 shall terminate on the earliest to
occur of the following: (i) at such time as the Class Certificate
Principal Balance of the Class __-B_ Certificates has been
reduced to zero, (ii) if the greater of (x) 43% (or such lower or
higher percentage that represents the Company's actual loss
experience with respect to the Mortgage Loans in the related
Mortgage Pool) of the aggregate principal balance of all Mortgage
Loans that are in foreclosure or are more than 90 days delinquent
on a contractual basis and the aggregate book value of REO
properties or (y) the aggregate amount that the Company estimates
through its normal servicing practices will be required to be
withdrawn from the Collateral Fund with respect to Mortgage Loans
as to which the Purchaser has made an Election to Delay
Foreclosure or an Election to Foreclose exceeds (z) the
then-current Class Certificate Principal Balance of the Class
__-B_ Certificates, or (iii) upon any transfer by the Purchaser
of any interest (other than the minority interest therein, but
only if the transferee provides written acknowledgment to the
Company of the Purchaser's right hereunder and that such
transferee will have no rights hereunder) in the Class __-B_
Certificates [or in the Class __-B5 Certificates] (whether or not
such transfer is registered under the Pooling and Servicing
Agreement), including any such transfer in connection with a
termination of the Trust Fund. Unless earlier terminated as set
forth herein, this Agreement and the respective rights,
obligations and responsibilities of the Purchaser and the Company
hereunder shall terminate immediately upon (x) the later to occur
of (i) the final liquidation of the last Mortgage Loan as to
which the Purchaser made any Election to Delay Foreclosure or any
Election to Foreclose and the withdrawal of all remaining amounts
in the Collateral Fund as provided herein and (ii) ten (10)
Business Days' notice or (y) the occurrence of any event that
results in the Purchaser becoming an "affiliate" of the Trustee
within the meaning of the Prohibited Transaction Exemption (as
defined in the Pooling and Servicing Agreement).
(b) The Purchaser's rights pursuant to Section 2.02 or 2.03
of this Agreement shall terminate with respect to a Mortgage Loan
as to which the Purchaser has exercised its rights under Section
2.02 or 2.03 hereof, upon Purchaser's failure to deposit any
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amounts required pursuant to Section 2.02(d) or 2.03(b) after one
Business Day's notice of such failure.
Section 2.05. Notification. The Purchaser shall promptly
notify the Trustee and the Company if such Purchaser becomes
aware of any discussions, plans or events that might lead to such
Person's becoming an "affiliate" (within the meaning of the
Prohibited Transaction Exemption) of the Trustee, provided that
the contents of any such notification shall be kept confidential
by the parties to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01. Collateral Fund. Upon payment by the
Purchaser of the initial amount required to be deposited in the
Collateral Fund pursuant to Article II, the Company shall request
the Trustee to establish and maintain with the Trustee a
segregated account entitled "REMIC Multi-Class Pass-Through
Certificates 1997-HE4 Pool __ Collateral Fund, for the benefit of
GE Capital Mortgage Services, Inc. and State Street Bank and
Trust Company on behalf of Pool __ Certificateholders, as secured
parties" (the "Collateral Fund"). Amounts held in the Collateral
Fund shall continue to be the property of the Purchaser, subject
to the first priority security interest granted hereunder for the
benefit of such secured parties, until withdrawn from the
Collateral Fund pursuant to the Section 2.02 or 2.03 hereof.
Upon the termination of this Agreement and the liquidation
of all Mortgage Loans as to which the Purchaser has made any
Election to Delay Foreclosure or any Election to Foreclose
pursuant to Section 2.04 hereof, the Company shall distribute to
the Purchaser all amounts remaining in the Collateral Fund
together with any investment earnings thereon (after giving
effect to all withdrawals therefrom permitted under this
Agreement).
The Purchaser shall not take or direct the Company or the
Trustee to take any action contrary to any provision of the
Pooling and Servicing Agreement. In no event shall the Purchaser
(i) take or cause the Trustee or the Company to take any action
that could cause any REMIC established under the Pooling and
Servicing Agreement to fail to qualify as a REMIC or cause the
imposition on any such REMIC of any "prohibited transaction" or
"prohibited contribution" taxes or (ii) cause the Trustee or the
Company to fail to take any action necessary to maintain the
status of any such REMIC as a REMIC.
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<PAGE>
Section 3.02. Collateral Fund Permitted Investments. The
Company shall, at the written direction of the Purchaser, direct
the Trustee to invest the funds in the Collateral Fund in the
name of the Trustee in Collateral Fund Permitted Investments.
Such direction shall not be changed more frequently then
quarterly. In the absence of any direction, the Company shall
direct the Trustee select such investments in accordance with the
definition of Collateral Fund Permitted Investments in its
discretion.
All income and gain realized from any investment as well as
any interest earned on deposits in the Collateral Fund (net of
any losses on such investments) and any payments of principal
made in respect of any Collateral Fund Permitted Investment shall
be deposited in the Collateral Fund upon receipt. All costs and
realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the
Purchaser and the amount of net realized losses shall be promptly
deposited by the Purchaser in the Collateral Fund. The Company
shall periodically (but not more frequently than monthly) direct
the Trustee to distribute to the Purchaser upon request an amount
of cash, to the extent cash is available therefor in the
Collateral Fund, equal to the amount by which the balance of the
Collateral Fund, after giving effect to all other distributions
to be made from the Collateral Fund on such date, exceeds the
Required Collateral Fund Balance. Any amounts so distributed
shall be released from the lien and security interest of this
Agreement.
Section 3.03. Grant of Security Interest. In order to
secure the obligations of the Purchaser hereunder to the Company
and the Trustee for the benefit of Certificateholders (other than
its obligations under Section 4.10), the Purchaser hereby grants
to the Company and to the Trustee for the benefit of the Pool __
Certificateholders a security interest in and lien on all of the
Purchaser's right, title and interest, whether now owned or
hereafter acquired, in and to: (1) the Collateral Fund, (2) all
amounts deposited in the Collateral Fund and Collateral Fund
Permitted Investments in which such amounts are invested (and the
distributions and proceeds of such investments) and (3) all cash
and non-cash proceeds of any of the foregoing, including proceeds
of the voluntary or involuntary conversion thereof (all of the
foregoing collectively, the "Collateral").
The Purchaser acknowledges the lien on and security
interest in the Collateral for the benefit of the Company and the
Trustee on behalf of the Pool __ Certificateholders. The
Purchaser shall take all actions requested by the Company or the
Trustee as may
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be reasonably necessary to perfect the security interest created
under this Agreement in the Collateral and cause it to be prior
to all other security interests and liens, including the
execution and delivery to the Company or at its direction the
Trustee for filing of appropriate financing statements in
accordance with applicable law.
Section 3.04. Collateral Shortfalls. In the event that
amounts on deposit in the Collateral Fund at any time are
insufficient to cover any withdrawals therefrom that the Company
or the Trustee is then entitled to make hereunder, the Purchaser
shall be obligated to pay such amounts to the Company or the
Trustee immediately upon demand. Such obligation shall constitute
a general corporate obligation of the Purchaser. The failure to
pay such amounts within two Business Days of such demand (except
for amounts to cover interest on a Mortgage Loan pursuant to
Sections 2.02(d) and 2.03(b)), shall cause an immediate
termination of the Purchaser's right to make any Election to
Delay Foreclosure or Election to Foreclose and the Company's
obligations under this Agreement with respect to all Mortgage
Loans to which such insufficiencies relate, without the necessity
of any further notice or demand on the part of the Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01. Amendment. This Agreement may be amended from
time to time by the Company and the Purchaser by written
agreement signed by the Company and the Purchaser provided that
no such amendment shall have a material adverse effect on the
holders of other Classes of Certificates.
Section 4.02. Counterparts. This Agreement may be executed
simultaneously in any number of counterparts, each of which
counterparts shall be deemed to be an original, and such
counterparts shall constitute but one and the same instrument.
Section 4.03. Governing Law. This Agreement shall be
construed in accordance with the laws of the State of New York
and the obligations, rights and remedies of the parties hereunder
shall be determined in accordance with such laws.
Section 4.04. Notices. All demands, notices and direction
hereunder shall be in writing or by telecopy and shall be deemed
effective upon receipt to:
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<PAGE>
(a) in the case of the Company, with respect to notices
pursuant to Sections 2.02 and 2.03 hereto,
GE Capital Mortgage Services, Inc.
2000 West Loop South
Suite 1917
Houston, Texas 77027
Attention: Mark Pendergrass
Telephone: (713) 964-4207
Facsimile: (713) 964-4100
with respect to all other notices pursuant to this
Agreement,
GE Capital Mortgage Services, Inc.
Three Executive Campus
Cherry Hill, New Jersey 08002
Attention: General Counsel
Telephone: (609) 661-6515
Facsimile: (609) 661-6875
or such other address as may hereafter be furnished in writing by
the Company, or
(b) in the case of the Purchaser, with respect to notices
pursuant to Section 2.01,
--------------------------------
--------------------------------
--------------------------------
Attention:______________________
Telephone:______________________
Facsimile:______________________
with respect to all other notices pursuant to this
Agreement,
--------------------------------
--------------------------------
--------------------------------
Attention:______________________
Telephone:______________________
Facsimile:______________________
or such other address as may hereafter be furnished in writing by
the Purchaser, or
(c) in the case of the Trustee,
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<PAGE>
The First National Bank of Chicago
One First National Plaza, Suite 0126
Chicago, Illinois 60670-0126
Attention: Corporate Trust Services
Telephone: (312) 407-1964
Facsimile: (312) 407-1708
Section 4.05. Severability of Provisions. If any one or
more of the covenants, agreements, provisions or terms of this
Agreement shall be for any reason whatsoever, including
regulatory, held invalid, then such covenants, agreements,
provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and
shall in no way affect the validity or enforceability of the
other provisions of this Agreement.
Section 4.06. Successor and Assigns. The provisions of this
Agreement shall be binding upon and inure to the benefit of the
parties hereto and the respective successors and assigns of the
parties hereto; provided, however, that the rights under this
Agreement cannot be assigned by the Purchaser without the consent
of the Company.
Section 4.07. Article and Section Headings. The article
and section headings herein are for convenience of reference only
and shall not limit or otherwise affect the meaning hereof.
Section 4.08. Third Party Beneficiaries. The Trustee on
behalf of Certificateholders is the intended third party
beneficiary of this Agreement.
Section 4.09. Confidentiality. The Purchaser agrees that
all information supplied by or on behalf of the Company pursuant
to Section 2.01 or 2.02, including individual account
information, is the property of the Company and the Purchaser
agrees to use such information solely for the purposes set forth
in this Agreement and to hold such information confidential and
not to disclose such information.
Section 4.10. Indemnification. The Purchaser agrees to
indemnify and hold harmless the Company against any and all
losses, claims, damages or liabilities to which it may be
subject, insofar as such losses, claims, damages or liabilities
(or actions in respect thereof) arise out of or are based upon
actions taken by the Company in accordance with the provisions of
this Agreement and which actions conflict or are alleged to
conflict with the Company's obligations under the Pooling and
Servicing Agreement. The Purchaser hereby agrees to reimburse
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<PAGE>
the Company on demand for the reasonable legal or other expenses
incurred by it in connection with investigating or defending any
such loss, claim, damage, liability or action.
[Section 4.11. Delayed Effectiveness. The Purchaser agrees
that, notwithstanding any other provision of this Agreement, the
Purchaser shall have no rights hereunder, and the Company shall
have no obligations hereunder, until the Class Certificate
Principal Balance of the Class __-B5 Certificates has been
reduced to zero and any Special Servicing and Collateral Fund
Agreement between the Company and the Purchaser relating to such
Class B5 Certificates has been terminated.]
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<PAGE>
IN WITNESS WHEREOF, the Company and the Purchaser have
caused their names to be signed hereto by their respective
officers thereunto duly authorized, all as of the day and year
first above written.
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
[PURCHASER]
By:_______________________________
Name:
Title:
Acknowledged and agreed to:
THE FIRST NATIONAL BANK OF CHICAGO
By:_____________________________
Name:
Title:
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<PAGE>
EXHIBIT L
FORM OF LOST NOTE AFFIDAVIT AND AGREEMENT
I, _________________________________________, being
duly sworn, do hereby state under oath that:
1. I am a duly elected ______________________ of GE
Capital Mortgage Services, Inc. (the "Company") and am duly
authorized to make this affidavit.
2. This affidavit is being delivered in connection
with the transfer of the Mortgage Loan described in
Paragraph 3 hereof by the Company pursuant to the Pooling
and Servicing Agreement dated as of [date] between the
Company, Seller and Servicer, and The First National Bank
of Chicago, Trustee, relating to the Company's Home Equity
Loan Pass-Through Certificates, Series [____]
("Agreement"). Such Mortgage Loan constitutes a Designated
Loan.
3. The Company is the payee under the following
described Mortgage Note ("Mortgage Note") which evidences
the obligation of the borrower(s) to repay the Mortgage
Loan:
Loan Number: __________________________________
Mortgage Note Date:_____________________________
Borrower(s): ___________________________________
Original Payee (if not the Company): ___________
Original Amount:________________________________
Mortgage Rate: _________________________________
Address of Mortgaged Property: _________________
------------------------------------------------
4. The Company is the lawful owner of the Mortgage
Note and has not cancelled, altered, assigned or hypothecated the
Mortgage Note.
5. A thorough and diligent search for the executed
original Mortgage Note was undertaken and was unsuccessful.
<PAGE>
6. Attached hereto is a true and correct copy of the
Mortgage Note.
7. The Mortgage Note has not been endorsed by the
Company in any manner inconsistent with its transfer of the
Mortgage Loan under the Agreement.
8. Without limiting the generality of the rights and
remedies of the Trustee contained in the Agreement, the Company
hereby confirms and agrees that in the event the inability to
produce the executed original Mortgage Note results in a breach
of the representations and warranties appearing in Agreement
subsections 2.03(a)(ii) (the validity and enforceability of the
lien created by the Mortgage Loan) or 2.03(a) (x) (no valid
offset, defense or counterclaim to any Mortgage Note or
Mortgage), the Company shall repurchase the Mortgage Loan at the
Purchase Price and otherwise in accordance with Section 2.03(b)
of the Agreement. In addition, the Company covenants and agrees
to indemnify the Trustee and the Trust Fund from and hold them
harmless against any and all losses, liabilities, damages, claims
or expenses (other than those resulting from negligence or bad
faith of the Trustee) arising from the Company's failure to have
delivered the Mortgage Note to the Trustee, including without
limitation any such losses, liabilities, damages, claims or
expenses arising from any action to enforce the indebtedness
evidenced by the Mortgage Note or any claim by any third party
who is the holder of such indebtedness by virtue of possession of
the Mortgage Note.
9. In the event that the Company locates the executed
original Mortgage Note, it shall promptly provide the Mortgage
Note to the Trustee.
10. Capitalized terms not otherwise defined herein
shall have the meanings given them in the Agreement.
Date: _______________________
______________________________
(signature)
______________________________
(print name)
______________________________
(print title)
2
<PAGE>
State of New Jersey )
) ss:
)
On this ____________________day of
___________________, 199__, before me appeared
____________________________, to me personally known, who
acknowledged the execution of the foregoing and who, having been
duly sworn states that he/she is a/the
______________________________of GE Capital Mortgage Services,
Inc., that any representations therein contained are true, that
this Lost Note Affidavit was signed and sealed on behalf of GE
Capital Mortgage Services, Inc. and that this Lost Note Affidavit
is the free act and deed of GE Capital Mortgage Services, Inc.
___________________________________
(Notary Public)
[Notarial Seal]
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EXHIBIT M
SCHEDULE OF STREAMLINED PORTFOLIO
PROGRAM MORTGAGE LOANS WITHOUT TITLE INSURANCE
