SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
Date of Report (Date of earliest event reported) July 29, 1999
GE CAPITAL MORTGAGE SERVICES, INC.
(as Seller and Servicer under the Pooling and
Servicing Agreement, dated as of July 1, 1999,
providing for the issuance of REMIC Multi-Class
Pass-Through Certificates, Series 1999-15)
GE Capital Mortgage Services, Inc.
----------------------------------
(Exact Name of Registrant as Specified in Charter)
New Jersey 33-5042 21-0627285
- --------------------------------------------------------------------------------
(State or Other Jurisdiction (Commission (IRS Employer
of Incorporation) File Number) Identification No.)
Three Executive Campus
Cherry Hill, New Jersey 08002
- --------------------------------------------------------------------------------
(Address of Principal Executive Offices) (Zip Code)
Registrant's telephone number, including area code (609) 661-6100
<PAGE>
ITEM 2. ACQUISITION OR DISPOSITION OF ASSETS
General.
On July 29, 1999, GE Capital Mortgage Services, Inc. ("GECMSI") offered to
investors certain classes of its REMIC Multi-Class Pass-Through Certificates,
Series 1999-15 (the "Certificates") evidencing beneficial ownership interests in
a trust fund (the "Trust Fund"). The assets of the Trust Fund consist primarily
of a pool ("Pool 1999-15") of conventional, one- to four-family residential
loans (the "Mortgage Loans"). Capitalized terms used herein and not otherwise
defined shall have the meanings assigned to them in the Prospectus dated July
22, 1999 as supplemented by the Prospectus Supplement dated July 28, 1999.
The original principal balance of each Class of the Certificates is as follows:
A1 $81,010,950.00
A2 $43,000,000.00
A3 $50,000,000.00
A4 $25,578,787.00
A5 $5,000,000.00
A6 $1,200,000.00
A7 $300,000.00
A8 $300,000.00
A9 $300,000.00
A10 $900,000.00
A11 $3,750,000.00
A12 $37,265,800.00
A13 $100,000,000.00
A14 $8,297,969.00
A15 $1,461,646.00
A16 $127,348,000.00
A17 $64,991,384.00
A18 $5,000,000.00
A19 $10,000,000.00
A20 $5,000,000.00
A21 $23,267,941.00
A22 $22,081,150.00
A23 $30,725,150.00
A24 $40,414,700.00
A25 $92,616,155.00
A26 $605,000.00
A27 $55,411,500.00
A28 $52,390,300.00
2-A1 $42,000,000.00
2-A2 $9,018,000.00
2-A3 $2,003,967.00
2-A4 $9,017,699.00
2-A5 $7,234,946.00
M $21,095,000.00
B1 $7,534,000.00
B2 $4,520,000.00
B3 $5,022,000.00
B4 $2,009,000.00
B5 $2,513,843.16
R $100.00
Total : $1,000,184,987.16
The Pool 1 Apportioned Junior Percentage and Pool 2 Apportioned Junior
Percentage are approximately 4.27% and 4.25%, respectively. The initial Pool 1
Senior Percentage and the initial Pool 2 Senior Percentage are 95.73% and
95.75%, respectively. The "Bankruptcy Loss Amount," the "Fraud Loss Amount" and
the "Special Hazard Loss Amount" for Pool 1999-15 as of the initial issuance of
the Certificates are $358,194.00, $10,045,610.00 and $10,045,610.00,
respectively, representing approximately .04%, 1.00%, and 1.00%, respectively,
of the aggregate Scheduled Principal Balances of the Pool 1 and Pool 2 mortgage
loans as of July 1, 1999 (the "Cut-off Date").
Description of the Mortgage Pool and the Mortgaged Properties
Pool 1999-15 Pool 1
Pool 1999-15 Pool 1 consists primarily of fixed-rate, fully-amortizing
conventional Mortgage Loans evidenced by Mortgage Notes which have original
maturities of 20 to 30 years and an aggregate outstanding Scheduled Principal
Balance as of the Cut-off Date, after deducting payments of principal due on or
before such date and prepayments of principal received before such date, of
$932,211,550.79.
The interest rates (the "Mortgage Rates") borne by the 2853 Mortgage Loans
conveyed by GECMSI to Pool 1999-15 Pool 1 range from 6.2500% to 9.000% and the
weighted average Mortgage Rate as of the Cut-off Date is 7.2522% per annum (all
weighted averages in this filing are weighted by aggregate outstanding Scheduled
Principal Balance as of the Cut-off Date). At origination, the principal
balances of the Mortgage Loans in Pool 1999-15 Pool 1 ranged from $26,500.00 to
$1,476,000.00, and, as of the Cut-off Date, the average outstanding Scheduled
Principal Balance of the Mortgage Loans in Pool 1999-15 Pool 1 is $326,747.83,
after application of principal payments due on or before the Cut-off Date and
prepayments of principal received before such date. The earliest origination
date of any Mortgage Loan in Pool 1999-15 Pool 1 is August 26, 1987, and the
latest scheduled maturity date of any such Mortgage Loan is July 1, 2029. The
weighted average loan-to-value ratio of the Mortgage Loans as of the Cut-off
Date in Pool 1999-15 Pool 1 is 74.7553%.
The Mortgage Loans in Pool 1999-15 Pool 1 have the following characteristics as
of the Cut-off Date.
a) The following table sets forth information, as of the Cut-off Date, with
respect to the Mortgage Rates borne by the Mortgage Loans in Pool 1999-15
Pool 1:
MORTGAGE # OF AGGREGATE BALANCES % OF POOL BY
RATES LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
----- ----- ------------------ -----------------
6.2500% 1 $374,286.51 0.0402%
6.3750% 9 $2,659,174.49 0.2853%
6.5000% 36 $11,658,481.81 1.2506%
6.6250% 49 $17,238,655.68 1.8492%
6.7500% 127 $44,569,226.56 4.7810%
6.8750% 288 $98,248,177.59 10.5393%
6.9500% 4 $1,200,552.35 0.1288%
7.0000% 330 $113,365,975.64 12.1610%
7.1250% 367 $127,428,249.55 13.6695%
7.2500% 486 $161,639,172.38 17.3392%
7.3000% 1 $200,390.69 0.0215%
7.3750% 364 $119,014,716.17 12.7669%
7.5000% 309 $92,421,785.50 9.9143%
7.6250% 151 $46,568,969.10 4.9955%
7.6500% 1 $79,221.60 0.0085%
7.7500% 114 $31,898,456.56 3.4218%
7.8750% 90 $27,066,112.70 2.9034%
8.0000% 29 $8,044,321.95 0.8629%
8.1250% 16 $4,647,180.49 0.4985%
8.2500% 28 $8,041,816.73 0.8627%
8.3750% 21 $5,214,959.84 0.5594%
8.5000% 5 $1,764,042.08 0.1892%
8.6250% 7 $2,564,570.70 0.2751%
8.7500% 11 $3,627,053.18 0.3891%
8.8750% 6 $1,732,076.19 0.1858%
9.0000% 3 $943,924.75 0.1013%
Total 2,853 $932,211,550.79 100.0000%
b) The following table sets forth information, as of the Cut-off Date, with
respect to the original principal balances of the Mortgage Loans in Pool 1999-15
Pool 1:
ORIGINAL # OF AGGREGATE BALANCES % OF POOL BY
BALANCES LOANS AS OF CUT-OFF DATE AGGREGATE BAL.
-------- ----- ------------------ --------------
$ 0 - 227,150 329 $44,024,469.83 4.7226%
$227,151 - 250,000 111 $27,051,044.60 2.9018%
$250,001 - 300,000 941 $260,373,211.67 27.9307%
$300,001 - 350,000 569 $184,322,479.62 19.7726%
$350,001 - 400,000 347 $130,735,592.53 14.0242%
$400,001 - 450,000 202 $86,238,587.86 9.2510%
$450,001 - 600,000 262 $134,472,345.08 14.4251%
$600,001 - 650,000 67 $42,874,064.90 4.5992%
$650,001 - 1,500,000 + 25 $22,119,754.70 2.3728%
Total 2,853 $932,211,550.79 100.0000%
The largest outstanding Scheduled Principal Balance of any Mortgage Loan, as of
the Cut-off Date, in Pool 1999-15 Pool 1 is $1,472,948.63.
The smallest outstanding Scheduled Principal Balance of any Mortgage Loan, as of
the Cut-off Date, in Pool 1999-15 Pool 1 is $26,462.48.
c) The following table sets forth information, as of the Cut-off Date, with
respect to the years of origination of the Mortgage Loans in Pool 1999-15
Pool 1:
YEAR OF # OF AGGREGATE BALANCES % OF POOL BY
ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- ----------- ----- ------------------ -----------------
1987 1 $262,649.14 0.0282%
1988 1 $387,669.97 0.0416%
1992 1 $374,721.69 0.0402%
1993 1 $375,000.00 0.0402%
1994 1 $464,297.77 0.0498%
1997 5 $1,573,257.88 0.1688%
1998 167 $35,320,975.09 3.7889%
1999 2,676 $893,452,979.25 95.8423%
Total 2,853 $932,211,550.79 100.0000%
d) The following table sets forth information, as of the Cut-off Date, with
respect to the loan-to-value ratios of the Mortgage Loans at origination in
Pool 1999-15 Pool 1:
LOAN-TO-VALUE
RATIO AT # OF AGGREGATE BALANCES % OF POOL BY
ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
----------- ----- ------------------ -----------------
00.000 - 50.00 107 $32,158,099.75 3.4497%
50.001 - 60.00 193 $65,894,261.88 7.0686%
60.001 - 70.00 416 $146,387,552.47 15.7033%
70.001 - 75.00 391 $136,251,170.31 14.6159%
75.001 - 80.00 1,328 $435,562,199.38 46.7235%
80.001 - 85.00 51 $14,876,386.04 1.5958%
85.001 - 90.00 219 $65,523,742.66 7.0288%
90.001 - 95.00 147 $35,295,140.39 3.7862%
95.001 - 100.00 1 $262,997.91 0.0282%
Total 2,853 $932,211,550.79 100.0000%
e) The following table sets forth information, as of the Cut-off Date, with
respect to the type of Mortgaged Properties securing the Mortgage Loans in
Pool 1999-15 Pool 1:
TYPE OF # OF AGGREGATE BALANCES % OF POOL BY
DWELLING LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
-------- ----- ------------------ -----------------
Single-family detached 2,582 $854,159,788.30 91.6272%
Single-family attached 66 $16,889,085.78 1.8117%
Condominium 133 $39,782,132.17 4.2675%
2 - 4 Family Units 70 $20,178,904.28 2.1646%
Co-op 2 $1,201,640.26 0.1289%
Total 2,853 $932,211,550.79 99.9999%
f) The following table sets forth information, as of the Cut-off Date, with
respect to the occupancy status of the Mortgaged Properties securing the
Mortgage Loans as represented by the mortgagors at origination in Pool
1999-15 Pool 1:
# OF AGGREGATE BALANCES % OF POOL BY
OCCUPANCY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
--------- ----- ------------------ -----------------
Owner Occupied 2,747 $902,005,475.47 96.7597%
Vacation 60 $20,311,991.22 2.1789%
Investment 46 $9,894,084.10 1.0614%
Total 2,853 $932,211,550.79 100.0000%
g) The following table sets forth information, as of the Cut-off Date, with
respect to the geographic distribution of the Mortgaged Properties securing
the Mortgage Loans in Pool 1999-15 Pool 1:
# OF AGGREGATE BALANCES % OF POOL BY
STATE LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
----- ----- ------------------ -----------------
Alabama 4 $1,401,615.30 0.1504%
Arizona 61 $18,518,879.13 1.9866%
Arkansas 2 $755,783.54 0.0811%
California 1,290 $440,524,237.38 47.2558%
Colorado 82 $22,858,720.34 2.4521%
Connecticut 42 $15,501,043.96 1.6628%
Delaware 6 $1,503,702.64 0.1613%
District Of Columbia 13 $4,380,148.10 0.4699%
Florida 45 $12,120,493.65 1.3002%
Georgia 32 $9,503,142.62 1.0194%
Hawaii 3 $1,319,814.46 0.1416%
Idaho 4 $763,210.73 0.0819%
Illinois 87 $29,320,208.12 3.1452%
Indiana 4 $1,218,863.75 0.1307%
Iowa 3 $988,849.11 0.1061%
Kansas 3 $641,023.34 0.0688%
Kentucky 6 $1,963,617.22 0.2106%
Louisiana 2 $409,192.04 0.0439%
Maine 5 $1,331,209.44 0.1428%
Maryland 81 $26,354,128.29 2.8271%
Massachusetts 189 $63,781,571.79 6.8420%
Michigan 53 $18,485,083.74 1.9829%
Minnesota 40 $13,062,894.92 1.4013%
Mississippi 1 $341,409.75 0.0366%
Missouri 11 $3,362,050.53 0.3607%
Montana 6 $1,350,812.87 0.1449%
Nebraska 3 $960,968.94 0.1031%
Nevada 21 $5,931,992.25 0.6363%
New Hampshire 3 $793,356.59 0.0851%
New Jersey 122 $39,155,958.10 4.2003%
New Mexico 7 $1,718,219.59 0.1843%
New York 90 $28,373,994.51 3.0437%
North Carolina 42 $13,704,949.97 1.4702%
Ohio 43 $14,301,704.29 1.5342%
Oklahoma 2 $393,670.12 0.0422%
Oregon 34 $7,637,682.27 0.8193%
Pennsylvania 64 $21,980,247.00 2.3579%
Rhode Island 3 $705,281.47 0.0757%
South Carolina 16 $4,311,905.33 0.4625%
South Dakota 2 $97,419.42 0.0105%
Tennessee 6 $1,673,617.91 0.1795%
Texas 57 $18,180,451.52 1.9502%
Utah 24 $5,168,954.79 0.5545%
Vermont 3 $728,357.58 0.0781%
Virginia 120 $37,934,020.42 4.0693%
Washington 84 $25,762,917.41 2.7636%
West Virginia 1 $116,309.20 0.0125%
Wisconsin 30 $10,493,399.70 1.1256%
Wyoming 1 $324,465.65 0.0348%
Total 2,853 $932,211,550.79 100.0001%
h) The following table sets forth information, as of the Cut-off Date, with
respect to the maturity dates of the Mortgage Loans in Pool 1999-15 Pool 1:
YEAR OF # OF AGGREGATE BALANCES % OF POOL BY
MATURITY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- -------- ----- ------------------ -----------------
2018 2 $256,595.30 0.0275%
2019 23 $6,224,597.55 0.6677%
2023 1 $195,828.48 0.0210%
2024 12 $3,700,179.15 0.3969%
2026 2 $494,429.18 0.0530%
2027 6 $1,810,925.90 0.1943%
2028 130 $24,697,208.22 2.6493%
2029 2,677 $894,831,787.01 95.9903%
Total 2,853 $932,211,550.79 100.0000%
The weighted average scheduled remaining term to maturity of the Mortgage Loans
in Pool 1999-15 Pool 1 calculated as of the Cut-off Date is 357.21 months.
i) The following table sets forth information, as of the Cut-off Date, with
respect to the purpose of the Mortgage Loans in Pool 1999-15 Pool 1:
# OF AGGREGATE BALANCES % OF POOL BY
PURPOSE OF LOAN LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
--------------- ----- ------------------ -----------------
Purchase 1,791 $588,264,238.61 63.1042%
Rate Term/Refinance 941 $304,979,752.75 32.7157%
Cash-out Refinance 121 $38,967,559.43 4.1801%
Total 2,853 $932,211,550.79 100.0000%
Description of the Mortgage Pool and the Mortgaged Properties
Pool 1999-15 Pool 2
Pool 1999-15 Pool 2 consists primarily of fixed-rate, fully-amortizing
conventional Mortgage Loans evidenced by Mortgage Notes which have original
maturities of 20 to 30 years and an aggregate outstanding Scheduled Principal
Balance as of the Cut-off Date, after deducting payments of principal due on or
before such date and prepayments of principal received before such date, of
$72,349,463.68.
The interest rates (the "Mortgage Rates") borne by the 233 Mortgage Loans
conveyed by GECMSI to Pool 1999-15 Pool 2 range from 7.0000% to 8.2500% and the
weighted average Mortgage Rate as of the Cut-off Date is 7.3693% per annum (all
weighted averages in this filing are weighted by aggregate outstanding Scheduled
Principal Balance as of the Cut-off Date). At origination, the principal
balances of the Mortgage Loans in Pool 1999-15 Pool 2 ranged from $43,500.00 to
$1,200,000.00, and, as of the Cut-off Date, the average outstanding Scheduled
Principal Balance of the Mortgage Loans in Pool 1999-15 Pool 2 is $310,512.72,
after application of principal payments due on or before the Cut-off Date and
prepayments of principal received before such date. The earliest origination
date of any Mortgage Loan in Pool 1999-15 Pool 2 is April 15, 1998, and the
latest scheduled maturity date of any such Mortgage Loan is July 1, 2029. The
weighted average loan-to-value ratio of the Mortgage Loans as of the Cut-off
Date in Pool 1999-15 Pool 2 is 75.6041%.
The Mortgage Loans in Pool 1999-15 Pool 2 have the following characteristics as
of the Cut-off Date.
a) The following table sets forth information, as of the Cut-off Date, with
respect to the Mortgage Rates borne by the Mortgage Loans in Pool 1999-15
Pool 2:
MORTGAGE # OF AGGREGATE BALANCES % OF POOL BY
RATES LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
----- ----- ------------------ -----------------
7.0000% 19 $6,352,344.66 8.7801%
7.1250% 48 $16,275,637.77 22.4959%
7.2500% 48 $16,396,436.14 22.6628%
7.3750% 32 $9,357,394.68 12.9336%
7.3780% 1 $286,811.08 0.3964%
7.5000% 33 $9,231,847.10 12.7601%
7.6250% 7 $2,048,192.51 2.8310%
7.7500% 12 $3,683,387.70 5.0911%
7.8750% 13 $3,800,055.31 5.2524%
8.0000% 19 $4,657,522.53 6.4375%
8.2500% 1 $259,834.20 0.3591%
Total 233 $72,349,463.68 100.0000%
<PAGE>
b) The following table sets forth information, as of the Cut-off Date, with
respect to the original principal balances of the Mortgage Loans in Pool
1999-15 Pool 2:
ORIGINAL # OF AGGREGATE BALANCES % OF POOL BY
BALANCES LOANS AS OF CUT-OFF DATE AGGREGATE BAL.
-------- ----- ------------------ --------------
$ 0 - 227,150 48 $6,742,128.32 9.3188%
$227,151 - 250,000 9 $2,178,570.26 3.0112%
$250,001 - 300,000 61 $16,876,308.50 23.3260%
$300,001 - 350,000 51 $16,476,146.55 22.7730%
$350,001 - 400,000 28 $10,536,758.21 14.5637%
$400,001 - 450,000 13 $5,556,090.87 7.6795%
$450,001 - 600,000 18 $9,435,568.79 13.0417%
$600,001 - 650,000 1 $649,517.61 0.8978%
$650,001 - 1,500,000 + 4 $3,898,374.57 5.3883%
Total 233 $72,349,463.68 100.0000%
The largest outstanding Scheduled Principal Balance of any Mortgage Loan, as of
the Cut-off Date, in Pool 1999-15 Pool 2 is $1,199,040.38.
The smallest outstanding Scheduled Principal Balance of any Mortgage Loan, as of
the Cut-off Date, in Pool 1999-15 Pool 2 is $43,402.54.
c) The following table sets forth information, as of the Cut-off Date, with
respect to the years of origination of the Mortgage Loans in Pool 1999-15
Pool 2:
YEAR OF # OF AGGREGATE BALANCES % OF POOL BY
ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- ----------- ----- ------------------ -----------------
1998 27 $5,755,744.99 7.9555%
1999 206 $66,593,718.69 92.0445%
Total 233 $72,349,463.68 100.0000%
d) The following table sets forth information, as of the Cut-off Date, with
respect to the loan-to-value ratios of the Mortgage Loans at origination in
Pool 1999-15 Pool 2:
LOAN-TO-VALUE # OF AGGREGATE BALANCES % OF POOL BY
RATIO AT ORIGINATION LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- -------------------- ----- ------------------ -----------------
00.000 - 50.00 16 $4,064,252.64 5.6175%
50.001 - 60.00 11 $2,488,206.69 3.4392%
60.001 - 70.00 35 $11,665,671.82 16.1241%
70.001 - 75.00 26 $8,662,303.71 11.9729%
75.001 - 80.00 101 $32,542,180.23 44.9791%
80.001 - 85.00 4 $1,008,555.96 1.3940%
85.001 - 90.00 27 $8,906,227.63 12.3100%
90.001 - 95.00 13 $3,012,065.00 4.1632%
Total 233 $72,349,463.68 100.0000%
e) The following table sets forth information, as of the Cut-off Date, with
respect to the type of Mortgaged Properties securing the Mortgage Loans in
Pool 1999-15 Pool 2:
TYPE OF # OF AGGREGATE BALANCES % OF POOL BY
DWELLING LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
-------- ----- ------------------ -----------------
Single-family detached 205 $63,831,853.78 88.2271%
Single-family attached 7 $2,000,964.68 2.7657%
Condominium 13 $3,646,874.66 5.0406%
2 - 4 Family Units 3 $891,270.56 1.2319%
Co-op 5 $1,978,500.00 2.7346%
Total 233 $72,349,463.68 99.9999%
f) The following table sets forth information, as of the Cut-off Date, with
respect to the occupancy status of the Mortgaged Properties securing the
Mortgage Loans as represented by the mortgagors at origination in Pool
1999-15 Pool 2:
# OF AGGREGATE BALANCES % OF POOL BY
OCCUPANCY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
--------- ----- ------------------ -----------------
Owner Occupied 214 $67,157,850.72 92.8243%
Vacation 14 $4,005,716.59 5.5366%
Investment 5 $1,185,896.37 1.6391%
Total 233 $72,349,463.68 100.0000%
g) The following table sets forth information, as of the Cut-off Date, with
respect to the geographic distribution of the Mortgaged Properties securing
the Mortgage Loans in Pool 1999-15 Pool 2:
# OF AGGREGATE BALANCES % OF POOL BY
STATE LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
----- ----- ------------------ -----------------
Arizona 5 $1,245,271.87 1.7212%
California 102 $28,706,363.08 39.6771%
Colorado 9 $2,328,562.93 3.2185%
Connecticut 4 $1,342,239.82 1.8552%
Florida 5 $2,285,084.94 3.1584%
Georgia 1 $499,217.53 0.6900%
Hawaii 1 $425,000.00 0.5874%
Idaho 1 $108,415.36 0.1498%
Illinois 11 $4,675,866.07 6.4629%
Indiana 2 $797,479.90 1.1023%
Kentucky 1 $286,307.35 0.3957%
Maine 1 $282,778.43 0.3909%
Maryland 8 $2,406,296.50 3.3259%
Michigan 3 $992,649.29 1.3720%
Minnesota 4 $1,258,065.94 1.7389%
Missouri 1 $309,115.50 0.4273%
New Hampshire 2 $558,431.79 0.7719%
New Jersey 17 $5,508,742.62 7.6141%
New Mexico 2 $150,890.64 0.2086%
New York 11 $3,916,547.52 5.4134%
North Carolina 5 $1,272,888.19 1.7594%
Ohio 3 $953,698.35 1.3182%
Oregon 1 $319,637.78 0.4418%
Pennsylvania 13 $4,266,425.28 5.8970%
Rhode Island 2 $647,363.70 0.8948%
Texas 4 $1,151,799.79 1.5920%
Utah 1 $155,099.87 0.2144%
Virginia 4 $921,350.60 1.2735%
Washington 5 $3,277,361.28 4.5299%
Wisconsin 4 $1,300,511.76 1.7975%
Total 233 $72,349,463.68 100.0000%
h) The following table sets forth information, as of the Cut-off Date, with
respect to the maturity dates of the Mortgage Loans in Pool 1999-15 Pool 2:
YEAR OF # OF AGGREGATE BALANCES % OF POOL BY
MATURITY LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
- -------- ----- ------------------ -----------------
2019 2 $702,822.58 0.9714%
2024 1 $309,624.83 0.4280%
2027 1 $286,811.08 0.3964%
2028 23 $4,218,449.11 5.8307%
2029 206 $66,831,756.08 92.3735%
Total 233 $72,349,463.68 100.0000%
The weighted average scheduled remaining term to maturity of the Mortgage Loans
in Pool 1999-15 Pool 2 calculated as of the Cut-off Date is 356.64 months.
i) The following table sets forth information, as of the Cut-off Date, with
respect to the purpose of the Mortgage Loans in Pool 1999-15 Pool 2:
# OF AGGREGATE BALANCES % OF POOL BY
PURPOSE OF LOAN LOANS AS OF CUT-OFF DATE AGGREGATE BALANCE
--------------- ----- ------------------ -----------------
Purchase 139 $46,296,112.35 63.9896%
Rate Term/Refinance 76 $20,713,714.89 28.6301%
Cash-out Refinance 18 $5,339,636.44 7.3803%
Total 233 $72,349,463.68 100.0000%
ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL STATEMENTS AND EXHIBITS.
1.1 The Underwriting Agreement, dated as of September 21, 1995, and the related
Terms Agreement, dated as of July 28, 1999, for certain of the Series
1999-15 Certificates between GE Capital Mortgage Services, Inc. and Bear,
Stearns & Co. Inc.
1.2 The Underwriting Agreement, dated as of January 22, 1998, and the related
Terms Agreement, dated as of July 28, 1999, for certain of the Series
1999-15 Certificates between GE Capital Mortgage Services, Inc. and Merrill
Lynch & Co..
4.1 The Pooling and Servicing Agreement for the Series 1999-15 Certificates,
dated as of July 1, 1999, between GE Capital Mortgage Services, Inc., as
seller and servicer, and State Street Bank and Trust Company, as trustee.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
GE Capital Mortgage Services, Inc.
By: Syed W. Ali
-----------
Name: Syed W. Ali
Title: Vice President
Dated as of July 29, 1999
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.
GE Capital Mortgage Services, Inc.
By: Syed W. Ali
-----------
Name: Syed W. Ali
Title: Vice President
Dated as of July 29, 1999
<PAGE>
EXHIBIT INDEX
The exhibits are being filed herewith:
EXHIBIT NO. DESCRIPTION PAGE
1.1 The Underwriting Agreement, dated as of
September 21, 1995, and the related
Terms Agreement, dated as of July 28,
1999, for certain of the Series 1999-15
Certificates between GE Capital Mortgage
Services, Inc. and Bear, Stearns & Co.
Inc.
1.2 The Underwriting Agreement, dated as of
January 22, 1998, and the related Terms
Agreement, dated as of July 28, 1999,
for certain of the Series 1999-15
Certificates between GE Capital Mortgage
Services, Inc. and Merrill Lynch & Co.
4.1 The Pooling and Servicing Agreement for
the Series 1999-15 Certificates, dated
as of July 1, 1999, between GE Capital
Mortgage Services, Inc., as seller and
servicer, and State Street Bank and
Trust Company, as trustee.
EXECUTION
GE CAPITAL MORTGAGE SERVICES, INC.
PASS-THROUGH CERTIFICATES
(Issuable in Series)
UNDERWRITING AGREEMENT
Bear, Stearns & Co. Inc. New York, New York
245 Park Avenue September 21, 1995
New York, New York 10167
Ladies and Gentlemen:
GE Capital Mortgage Services, Inc., a corporation organized and existing
under the laws of the State of New Jersey (the "Company"), may offer for sale to
you (the "Underwriter") from time to time its Pass-Through Certificates
evidencing interests in pools of mortgage loans (the "Certificates"). The
Certificates may be issued in various series, and within each series, in one or
more classes, in one or more offerings on terms determined at the time of sale
(each such series, a "Series" and each such class, a "Class"). Each Series of
the Certificates will be issued under a separate Pooling and Servicing Agreement
(each, a "Pooling and Servicing Agreement") to be dated as of the respective
cut-off date (each, a "Cut-off Date") between the Company, as seller and
servicer, and State Street Bank and Trust Company, as trustee (the "Trustee").
Capitalized terms used but not defined herein shall have the meanings given to
them in the related Pooling and Servicing Agreement.
The Certificates issued under each Pooling and Servicing Agreement will
represent the entire beneficial ownership interest in a trust fund (the "Trust
Fund") established by such Pooling and Servicing Agreement. The assets of each
Trust Fund will consist primarily of a pool of conventional, first lien, one- to
four-family residential mortgage loans (the "Mortgage Loans") having the
original terms to maturity, interest rate types and amortization characteristics
specified in the related Terms Agreement referred to hereinbelow. If so
specified in the related Terms Agreement, one or more elections may be made to
treat the assets of each Trust Fund as a real estate mortgage investment conduit
(each, a "REMIC") for federal income tax purposes.
Whenever the Company determines to make an offering of Certificates (each,
a "Certificate Offering") pursuant to this Agreement through you, it will enter
into an agreement with you (the "Terms Agreement") providing for the sale of
specified Classes of Offered Certificates (as defined below) to, and the
purchase and public offering thereof by, the Underwriter. Each such Certificate
Offering which the Company elects to make pursuant to this Agreement shall be
governed by this Agreement, as supplemented by the related Terms Agreement. Each
Terms Agreement, which shall be substantially in the form of Exhibit A hereto,
shall specify, among other things, the Classes of Certificates to be purchased
by the Underwriter (the "Offered Certificates"), the principal balance or
balances of the Offered Certificates, each subject to any stated variance, and
the price or prices at which such Offered Certificates are to be purchased by
the Underwriter from the Company.
1. Representations and Warranties. (a) The Company represents and
warrants to and agrees with the Underwriter, as of the date of the related
Terms Agreement, that:
(i) The registration statement specified in the related Terms
Agreement, on Form S-3, including a prospectus, has been filed with
the Securities and Exchange Commission (the "Commission") for the
registration under the Securities Act of 1933, as amended (the "Act"),
of pass-through certificates issuable in series, which registration
statement has been declared effective by the Commission. Such
registration statement, as amended to the date of the related Terms
Agreement, including any documents incorporated by reference therein
pursuant to Item 12 of Form S-3 under the Act which were filed under
the Securities Exchange Act of 1934, as amended (the "Exchange Act"),
on or before the effective date of the Registration Statement, is
hereinafter called the "Registration Statement," and such prospectus,
as such prospectus is supplemented by a prospectus supplement relating
to the Offered Certificates of the related Series, each in the form
first filed after the date of the related Terms Agreement pursuant to
Rule 424(b) under the Act, including any documents incorporated by
reference therein pursuant to Item 12 of Form S-3 under the Act which
were filed under the Exchange Act on or before the date of such
Prospectus Supplement (other than any such incorporated documents that
relate to Collateral Term Sheets (as defined herein)) (such prospectus
supplement, including such incorporated documents (other than those
that relate to Collateral Term Sheets), in the form first filed after
the date of the related Terms Agreement pursuant to Rule 424(b) is
hereinafter called the "Prospectus Supplement"), is hereinafter called
the "Prospectus". Any reference herein to the terms "amend,"
"amendment" or "supplement" with respect to the Registration
Statement, the Prospectus or the Prospectus Supplement shall be deemed
to refer to and include the filing of any document under the Exchange
Act after the effective date of the Registration Statement or the
issue date of the Prospectus or Prospectus Supplement, as the case may
be, deemed to be incorporated therein by reference pursuant to Item 12
of Form S-3 under the Act.
(ii) The related Registration Statement, at the time it became
effective, and the prospectus contained therein, and any amendments
thereof and supplements thereto filed prior to the date of the related
Terms Agreement, conformed in all material respects to the
requirements of the Act and the rules and regulations of the
Commission thereunder; on the date of the related Terms Agreement and
on each Closing Date (as defined in Section 3 below), the related
Registration Statement and the related Prospectus, and any amendments
thereof and supplements thereto, will conform in all material respects
to the requirements of the Act and the rules and regulations of the
Commission thereunder; such Registration Statement, at the time it
became effective, did not contain any untrue statement of a material
fact or omit to state a material fact required to be stated therein or
necessary to make the statements therein not misleading; such
Prospectus, on the date of any filing pursuant to Rule 424(b) and on
each Closing Date, will not include any untrue statement of a material
fact or omit to state a material fact necessary to make the statements
therein, in the light of the circumstances under which they are made,
not misleading; and the Detailed Description referred to in such
Prospectus, on each Closing Date and the date of any filing thereof
under cover of Form 8-K, will not include any untrue statement of a
material fact or omit to state any information which such Prospectus
states will be included in such Detailed Description; provided,
however, that the Company makes no representations or warranties as to
the information contained in or omitted from (A) such Registration
Statement or such Prospectus (or any supplement thereto) in reliance
upon and in conformity with written information furnished to the
Company by or on behalf of the Underwriter specifically for use in the
preparation thereof or (B) any Current Report (as defined in Section
5(b) below), or in any amendment thereof or supplement thereto,
incorporated by reference in such Registration Statement or such
Prospectus (or any amendment thereof or supplement thereto).
(iii) The Certificates of the related Series will conform to the
description thereof contained in the related Prospectus; will each, if
rated at the time of issuance in one of the two highest rating
categories by a nationally recognized statistical rating organization,
be when issued a "mortgage related security" as such term is defined
in Section 3(a) (41) of the Exchange Act, and will each on the related
Closing Date be duly and validly authorized, and, when validly
executed, countersigned, issued and delivered in accordance with the
related Pooling and Servicing Agreement and sold to you as provided
herein and in the related Terms Agreement, will each be validly issued
and outstanding and entitled to the benefits of the related Pooling
and Servicing Agreement.
(iv) Neither the issuance nor sale of the Certificates of the
related Series nor the consummation of any other of the transactions
herein contemplated, nor the fulfillment of the terms hereof or of the
related Terms Agreement, will conflict with any statute, order or
regulation applicable to the Company of any court, regulatory body,
administrative agency or governmental body having jurisdiction over
the Company or with any organizational document of the Company or any
instrument or any agreement under which the Company is bound or to
which it is a party.
(v) This Agreement and the related Terms Agreement have been duly
authorized, executed and delivered by the Company.
(vi) At or prior to the related Closing Date, the Company will
have entered into the related Pooling and Servicing Agreement and,
assuming the due authorization, execution and delivery thereof by the
Trustee, such Pooling and Servicing Agreement (on such Closing Date)
will constitute the valid and binding agreement of the Company
enforceable in accordance with its terms, subject as to
enforceability, to bankruptcy, insolvency, reorganization or other
similar laws affecting creditors' rights and to general principles of
equity (regardless of whether the enforceability of such Pooling and
Servicing Agreement is considered in a proceeding in equity or at
law).
2. Purchase and Sale. Subject to the execution of the Terms Agreement
for a particular Certificate Offering and subject to the terms and
conditions and in reliance upon the representations and warranties set
forth in this Agreement and such Terms Agreement, the Company agrees to
sell to the Underwriter, and the Underwriter agrees to purchase from the
Company, all, but not less than all, of the related Offered Certificates at
the purchase price therefor set forth in such Terms Agreement (the
"Purchase Price").
The parties hereto agree that settlement for all securities sold
pursuant to this Agreement shall take place on the settlement date agreed
upon at the time of the related transaction and set forth as the "Closing
Date" in the applicable Terms Agreement and not as set forth in Rule
15c6-l(a) of the Exchange Act.
3. Delivery and Payment. Delivery of and payment for the Offered
Certificates of a Series shall be made at the offices of Cleary, Gottlieb,
Steen & Hamilton, New York, New York, at 10:00 A.M., New York City time, on
the Closing Date specified in the related Terms Agreement, which date and
time may be postponed by agreement between the Underwriter and the Company
(such date and time being herein called the "Closing Date"). Delivery of
such Offered Certificates shall be made to the Underwriter against payment
by the Underwriter of the Purchase Price thereof to or upon the order of
the Company by wire transfer in federal or other immediately available
funds. Unless delivery is made through the facilities of The Depository
Trust Company, the Offered Certificates shall be registered in such names
and in such authorized denominations as the Underwriter may request not
less than two full business days in advance of each Closing Date.
The Company agrees to notify the Underwriter at least two business
days before each Closing Date of the exact principal balance evidenced by
the Offered Certificates and to have such Offered Certificates available
for inspection, checking and packaging in New York, New York, no later than
12:00 noon on the business day prior to such Closing Date.
4. Offering by the Underwriter. It is understood that the Underwriter
proposes to offer the Offered Certificates of the related Series for sale
to the public as set forth in the related Prospectus.
5. Agreements. The Company agrees with the Underwriter that:
(a) The Company will cause the Prospectus as supplemented by a
Prospectus Supplement relating to the Offered Certificates to be filed
pursuant to Rule 424 under the Act and will promptly advise the
Underwriter when such Prospectus as so supplemented has been so filed,
and prior to the termination of the Certificate Offering to which such
Prospectus relates also will promptly advise the Underwriter (i) when
any amendment to the related Registration Statement specifically
relating to such Offered Certificates shall have become effective or
any further supplement to such Prospectus has been filed, (ii) of any
request by the Commission for any amendment of such Registration
Statement or Prospectus or for any additional information, (iii) of
the issuance by the Commission of any stop order suspending the
effectiveness of such Registration Statement or the institution or
threatening of any proceeding for that purpose and (iv) of the receipt
by the Company of any written notification with respect to the
suspension of the qualification of such Offered Certificates for sale
in any jurisdiction or the initiation or threatening of any proceeding
for such purpose. The Company will not file any amendment of the
related Registration Statement or supplement to the related Prospectus
(other than any amendment or supplement specifically relating to one
or more Series of pass-through certificates other than the Series that
includes the related Offered Certificates) unless the Company has
furnished the Underwriter with a copy for its review prior to filing.
The Company will use its best efforts to prevent the issuance of any
such stop order and, if issued, to obtain as soon as possible the
withdrawal thereof.
(b) The Company will cause any Computational Materials and any
Structural Term Sheets (each as defined in Section 8 below) with
respect to the Offered Certificates of a Series that are delivered by
the Underwriter to the Company pursuant to Section 8 to be filed with
the Commission on a Current Report on Form 8-K (a "Current Report")
pursuant to Rule 13a-1l under the Exchange Act on the business day
immediately following the day on which such Computational Materials
and Structural Term Sheets are delivered to counsel for the Company by
the Underwriter prior to 10:30 a.m. (and will use its best efforts to
cause such Computational Materials and Structural Term Sheets to be so
filed prior to 2:00 p.m., New York time, on such business day), and
will promptly advise the Underwriter when such Current Report has been
so filed. The Company will cause one Collateral Term Sheet (as defined
in Section 9 below) with respect to the Offered Certificates of a
Series that is delivered by the Underwriter to the Company in
accordance with the provisions of Section 9 to be filed with the
Commission on a Current Report pursuant to Rule 13a-11 under the
Exchange Act on the business day immediately following the day on
which such Collateral Term Sheet is delivered to counsel for the
Company by the Underwriter prior to 10:30 a.m. In addition, if at any
time prior to the availability of the related Prospectus Supplement,
the Underwriter has delivered to any prospective investor a subsequent
Collateral Term Sheet that reflects, in the reasonable judgment of the
Underwriter and the Company, a material change in the characteristics
of the Mortgage Loans for the related Series from those on which a
Collateral Term Sheet with respect to the related Series previously
filed with the Commission was based, the Company will cause any such
Collateral Term Sheet that is delivered by the Underwriter to the
Company in accordance with the provisions of Section 9 to be filed
with the Commission on a Current Report on the business day
immediately following the day on which such Collateral Term Sheet is
delivered to counsel for the Company by the Underwriter prior to 2:00
p.m. In each case, the Company will promptly advise the Underwriter
when such Current Report has been so filed. Each such Current Report
shall be incorporated by reference in the related Prospectus and the
related Registration Statement. Notwithstanding the five preceding
sentences, the Company shall have no obligation to file any materials
provided by the Underwriter pursuant to Sections 8 and 9 which (i) in
the reasonable determination of the Company are not required to be
filed pursuant to the Kidder Letters or the PSA Letter (each as
defined in Section 8 below), or (ii) contain erroneous information or
contain any untrue statement of a material fact or, when read in
conjunction with the Prospectus and Prospectus Supplement, omit to
state a material fact required to be stated therein or necessary to
make the statements therein not misleading; it being understood,
however, that the Company shall have no obligation to review or pass
upon the accuracy or adequacy of, or to correct, any Computational
Materials or ABS Term Sheets (as defined in Section 9 below) provided
by the Underwriter to the Company pursuant to Section 8 or Section 9
hereof. The Company shall give notice to the Underwriter of its
determination not to file any materials pursuant to clause (i) of the
preceding sentence and agrees to file such materials if the
Underwriter reasonably objects to such determination within one
business day after receipt of such notice.
(c) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act,
any event occurs as a result of which the related Prospectus as then
amended or supplemented would include any untrue statement of a
material fact or omit to state any material fact necessary to make the
statements therein in light of the circumstances under which they were
made not misleading, or if it shall be necessary at any time to amend
or supplement the related Prospectus to comply with the Act or the
rules thereunder, the Company promptly will prepare and file with the
Commission, subject to paragraph (a) of this Section 5, an amendment
or supplement which will correct such statement or omission or an
amendment which will effect such compliance; provided, however, that
the Company will not be required to file any such amendment or
supplement with respect to any Computational Materials, Structural
Term Sheets or Collateral Term Sheets incorporated by reference in the
Prospectus other than any amendments or supplements of such
Computational Materials or Structural Term Sheets that are furnished
to the Company by the Underwriter pursuant to Section 8(e) hereof or
any amendments or supplements of such Collateral Term Sheets that are
furnished to the Company by the Underwriter pursuant to Section 9(d)
hereof which are required to be filed in accordance therewith.
(d) The Company will furnish to the Underwriter and counsel for
the Underwriter, without charge, as many signed copies of the related
Registration Statement (including exhibits thereto) and, so long as
delivery of a prospectus by the Underwriter or dealer may be required
by the Act, as many copies of the related Prospectus and any
supplements thereto (other than exhibits to the related Current
Report) as the Underwriter may reasonably request.
(e) The Company will furnish such information, execute such
instruments and take such actions as may be reasonably requested by
the Underwriter to qualify the Offered Certificates of a Series for
sale under the laws of such jurisdictions as the Underwriter may
designate, to maintain such qualifications in effect so long as
required for the distribution of such Offered Certificates and to
determine the legality of such Offered Certificates for purchase by
institutional investors; provided, however, that the Company shall not
be required to qualify to do business in any jurisdiction where it is
not qualified on the date of the related Terms Agreement or to take
any action which would subject it to general or unlimited service of
process in any jurisdiction in which it is not, on the date of the
related Terms Agreement, subject to such service of process.
(f) So long as the Offered Certificates of a Series are
outstanding, the Company will furnish to the Underwriter copies of the
annual independent public accountants' servicing report furnished to
the Trustee pursuant to Section 3.13 of the related Pooling and
Servicing Agreement.
(g) Whether or not the transactions contemplated hereby and by
the related Terms Agreement shall be consummated, the Company shall be
responsible for the payment of any costs and expenses for which
details are submitted, in connection with the performance of its
obligations under this Agreement and the related Terms Agreement,
including, without limitation, (a) the cost and expenses of printing
or otherwise reproducing the related Registration Statement or
Prospectus, this Agreement, the related Terms Agreement, the related
Pooling and Servicing Agreement and the Offered Certificates, and (b)
the cost of delivering the related Offered Certificates to the office
of the Underwriter, insured to the satisfaction of the Underwriter (it
being understood that, except as provided in this paragraph (f) and in
Section 7 hereof, the Underwriter will pay all its own costs and
expenses, including the fees of Brown & Wood, counsel for the
Underwriter, transfer taxes on resale of any Offered Certificates by
it, advertising expenses connected with any offers that it may make,
the fees of KPMG Peat Marwick LLP with respect to its letters
furnished pursuant to Section 6(i) of the Agreement and any letter
furnished pursuant to the last sentence of Section 6(h) hereof, the
fees of any firm of public accountants selected by the Underwriter
with respect to their letter furnished pursuant to Section 8(c) of the
Agreement and any other costs and expenses specified in the related
Terms Agreement as "Additional Expenses").
6. Conditions to the Obligations of the Underwriter. The obligations
of the Underwriter to purchase the Offered Certificates of any Series shall
be subject to the accuracy in all material respects of the representations
and warranties on the part of the Company contained in this Agreement, as
supplemented by the related Terms Agreement, as of the respective dates
thereof and the related Closing Date, to the accuracy of the statements of
the Company made in any applicable officers' certificates pursuant to the
provisions hereof, to the performance by the Company of its obligations
under this Agreement and such Terms Agreement and to the following
additional conditions applicable to the related Certificate Offering:
(a) No stop order suspending the effectiveness of the related
Registration Statement shall have been issued and no proceedings for
that purpose shall have been instituted or threatened.
(b) Cleary, Gottlieb, Steen & Hamilton, counsel for the Company,
shall have furnished to the Underwriter an opinion, dated the related
Closing Date, to the effect that:
(i) this Agreement and the related Terms Agreement have been
duly executed and delivered by the Company under the law of the
State of New York;
(ii) the related Pooling and Servicing Agreement has been
duly executed and delivered by the Company under the law of the
State of New York and is a legal, valid and binding agreement of
the Company enforceable against the Company in accordance with
its terms;
(iii) the Offered Certificates, when duly executed and
countersigned by the Trustee in accordance with the related
Pooling and Servicing Agreement, will be validly issued and
outstanding and entitled to the benefits of such Pooling and
Servicing Agreement;
(iv) the related Pooling and Servicing Agreement is not
required to be qualified under the Trust Indenture Act of 1939,
as amended, and the trust created thereunder is not required to
be registered under the Investment Company Act of 1940, as
amended;
(v) such counsel confirms that (based solely upon telephonic
confirmation from a representative of the Commission) the related
Registration Statement is effective under the Act and, to the
best of such counsel's knowledge, no stop order with respect
thereto has been issued, and no proceeding for that purpose has
been instituted or threatened, by the Commission; such
Registration Statement (except the financial statements and
schedules and other financial and statistical data included
therein and the documents incorporated by reference therein, as
to which such counsel need express no view), at the time it
became effective and the related Prospectus (except the financial
statements and schedules and the other financial and statistical
data included therein, the documents incorporated by reference
therein and the information included in the second sentence of
the antepenultimate paragraph, the first sentence of the
penultimate paragraph, and the last paragraph of the cover page
of such Prospectus Supplement and in the second and fourth
sentences of the first paragraph under the heading "Plan of
Distribution" therein, as to which such counsel need express no
view), as of the date of the Prospectus Supplement, appeared on
their face to be appropriately responsive in all material
respects to the requirements of the Act and the rules and
regulations thereunder; and no information has come to the
attention of such counsel that causes it to believe that (A) such
Registration Statement (except the financial statements and
schedules and the other financial and statistical data included
therein and the documents incorporated by reference therein, as
to which such counsel need express no view) at the time it became
effective, contained an untrue statement of a material fact or
omitted to state a material fact required to be stated therein or
necessary to make the statements therein not misleading or (B)
such Prospectus or any amendment or supplement thereto (except
the financial statements and schedules and the other financial
and statistical data included therein, the documents incorporated
by reference therein and the information included in the second
sentence of the antepenultimate paragraph, the first sentence of
the penultimate paragraph, and the last paragraph of the cover
page of such Prospectus Supplement and in the second and fourth
sentences of the first paragraph under the heading "Plan of
Distribution" therein, as to which such counsel need express no
view), as of the date of the Prospectus Supplement or at the
related Closing Date, contained or contains an untrue statement
of a material fact or omitted or omits to state a material fact
necessary in order to make the statements therein, in the light
of the circumstances under which they were made, not misleading;
(vi) the statements set forth under the heading "Description
of the Certificates" in the related Prospectus, insofar as such
statements purport to summarize certain provisions of the related
Pooling and Servicing Agreement and the related Offered
Certificates, provide a fair summary of such provisions;
(vii) the statements set forth in the related Prospectus
under the headings "Certain Legal Aspects of the Mortgage Loans
and Contracts -- The Mortgage Loans", "Certain Federal Income Tax
Consequences" (insofar as they relate specifically to the
purchase, ownership and disposition of the related Offered
Certificates) and "ERISA Considerations" (insofar as they relate
specifically to the purchase, ownership and disposition of such
Offered Certificates), to the extent that they constitute matters
of law or legal conclusions, provide a fair summary of such law
or conclusions;
(viii) assuming compliance with all provisions of the
related Pooling and Servicing Agreement, for federal income tax
purposes, (A) if any election is made to treat the assets of the
Trust Fund as a REMIC: the related Trust Fund (and any specified
subgrouping therein) will qualify as a REMIC pursuant to Section
860D of the Internal Revenue Code of 1986, as amended (the
"Code"), each Class of Certificates of the related Series, other
than the related Residual Class or Classes, will constitute a
class of "regular interests" in the related REMIC within the
meaning of the Code, and each Class of such Certificates
specified in the related Prospectus as a Class of Residual
Certificates will constitute the "residual interest" in the
related REMIC within the meaning of the Code; (B) if no such
REMIC election is made: the Trust Fund will be treated as a
"grantor trust"; and
(ix) assuming that some or all of the Offered Certificates
of the related Series shall be rated at the time of issuance in
one of the two highest rating categories by a nationally
recognized statistical rating organization, each Offered
Certificate so rated will be at the time of issuance, a "mortgage
related security" as such term is defined in Section 3(a)(41) of
the Exchange Act.
Such opinion may express its reliance as to factual matters on the
representations and warranties made by, and on certificates or other
documents furnished by, officers of the parties to this Agreement, the
related Terms Agreement or the related Pooling and Servicing
Agreement. Such opinion may assume the due authorization, execution
and delivery of the instruments and documents referred to therein by
the parties thereto other than the Company. Such opinion may be
qualified, insofar as it concerns the enforceability of the documents
referred to therein, to the extent that such enforceability may be
limited by bankruptcy, insolvency, reorganization or other similar
laws affecting the enforcement of creditors' rights in general and by
general equity principles (regardless of whether such enforcement is
considered in a proceeding in equity or at law). Such opinion may be
further qualified as expressing no opinion as to (x) the statements in
the related Prospectus under the heading "Certain Legal Aspects of the
Mortgage Loans and Contracts -- The Mortgage Loans" except insofar as
such statements relate to the laws of the State of New York and the
laws of the United States, and (y) the statements in such Prospectus
under the headings "ERISA Considerations" and "Certain Federal Income
Tax Consequences" except insofar as such statements relate to the laws
of the United States. In addition, such opinion may be qualified as an
opinion only on the law of the State of New York and the federal law
of the United States of America.
(c) The General Counsel for the Company shall have furnished to
the Underwriter an opinion, dated the related Closing Date, to the
effect that:
(i) The Company has been duly incorporated and is validly
existing as a corporation in good standing under the laws of the
State of New Jersey, with corporate power to own its properties,
to conduct its business as described in the related Prospectus
and to enter into and perform its obligations under this
Agreement, the related Terms Agreement, the related Pooling and
Servicing Agreement and the Certificates of the related Series;
(ii) The Company has full power and authority to sell and
service the related Mortgage Loans as contemplated herein and in
the related Pooling and Servicing Agreement;
(iii) No consent, approval, authorization or order of any
court or governmental agency or body is required for the
consummation by the Company of the transactions contemplated
herein or in the related Pooling and Servicing Agreement, except
such as may be required under the blue sky laws of any
jurisdiction and such other approvals as have been obtained;
(iv) Neither the issuance of the Certificates of the related
Series nor delivery of the related Offered Certificates, nor the
consummation of any other of the transactions contemplated in
this Agreement, the related Terms Agreement or the related
Pooling and Servicing Agreement, nor the fulfillment of the terms
of the related Certificates, the related Pooling and Servicing
Agreement, this Agreement or the related Terms Agreement will
conflict with or violate any term or provision of the articles of
incorporation or by-laws of the Company or any statute, order or
regulation applicable to the Company of any court, regulatory
body, administrative agency or governmental body having
jurisdiction over the Company and will not conflict with, result
in a breach or violation or the acceleration of or constitute a
default under the terms of any indenture or other agreement or
instrument known to such counsel to which the Company is a party
or by which it is bound; and
(v) There are no actions, proceedings or investigations
pending or, to the best knowledge of such counsel, threatened
before any court, administrative agency or other tribunal (i)
asserting the invalidity of this Agreement, the related Terms
Agreement, the related Pooling and Servicing Agreement or the
related Certificates, (ii) seeking to prevent the issuance of the
Certificates of the related Series or the consummation by the
Company of any of the transactions contemplated by this
Agreement, such Terms Agreement or such Pooling and Servicing
Agreement, or (iii) which might materially and adversely affect
the performance by the Company of its obligations under, or the
validity or enforceability of, this Agreement, such Terms
Agreement, such Pooling and Servicing Agreement or the related
Certificates.
In rendering her opinion such counsel may rely as to matters of fact,
to the extent deemed proper and as stated therein, on certificates of
responsible officers of the Company or public officials. In addition,
such opinion may be qualified as an opinion only on the laws of the
State of New Jersey.
(d) The Underwriter shall have received from Brown & Wood,
counsel for the Underwriter, such opinion or opinions, dated the
related Closing Date, with respect to the issuance and sale of the
Certificates of the related Series, the related Registration
Statement, the related Prospectus and such other related matters as
the Underwriter may reasonably require, and the Company shall have
furnished to such counsel such documents as the Underwriter may
reasonably request for the purpose of enabling them to pass upon such
matters.
(e) The Company shall have furnished to the Underwriter a
certificate of the Company, signed by the President or any Vice
President and the Senior Vice President-Finance or the principal
financial or accounting officer of the Company, dated the related
Closing Date, to the effect that the signers of such certificate have
carefully examined the related Registration Statement (excluding any
Current Reports and any other documents incorporated by reference
therein), the related Prospectus, the Detailed Description referred to
in such Prospectus (excluding any related Current Report), this
Agreement and the related Terms Agreement and that:
(i) the representations and warranties of the Company in
this Agreement are true and correct in all material respects on
and as of the related Closing Date with the same effect as if
made on such Closing Date, and the Company has complied with all
the agreements and satisfied all the conditions on its part to be
performed or satisfied at or prior to such Closing Date;
(ii) no stop order suspending the effectiveness of such
Registration Statement has been issued and no proceedings for
that purpose have been instituted or, to their knowledge,
threatened; and
(iii) nothing has come to their attention that would lead
them to believe that such Registration Statement (excluding any
Current Report) contains any untrue statement of a material fact
or omits to state any material fact required to be stated therein
or necessary to make the statements therein not misleading, that
the related Prospectus (excluding any related Current Report)
contains any untrue statement of a material fact or omits to
state a material fact required to be stated therein or necessary
to make the statements therein, in the light of the circumstances
under which they were made, not misleading, or that the Detailed
Description referred to in such Prospectus includes any untrue
statement of a material fact or omits to state any information
which the Prospectus states will be included in such Detailed
Description.
(f) Peabody & Arnold, counsel for the Trustee, shall have
furnished to the Underwriter an opinion, dated the related Closing
Date, to the effect that:
(i) the Trustee has been duly incorporated and is validly
existing as a corporation in good standing under the laws of the
Commonwealth of Massachusetts with corporate power to own its
properties and conduct its business as presently conducted by it,
to conduct business as a trustee and to enter into and perform
its obligations under the related Pooling and Servicing
Agreement;
(ii) the related Pooling and Servicing Agreement has been
duly authorized, executed and delivered by the Trustee and
constitutes the legal, valid and binding agreement of the Trustee
enforceable against the Trustee in accordance with its terms,
subject to bankruptcy, insolvency, fraudulent conveyance,
reorganization or other similar laws affecting the enforcement of
creditors' rights generally and to judicial discretion, and
general principles of equity (regardless of whether enforcement
is sought in a proceeding in equity or at law);
(iii) the Trustee has duly accepted its appointment as
trustee under the related Pooling and Servicing Agreement;
(iv) no consent, approval, authorization or order of any
Massachusetts or federal court or government agency or body is
required on the part of the Trustee for the consummation of the
transactions contemplated in the related Pooling and Servicing
Agreement, except such as may be required under any federal or
state securities law; and
(v) the performance on the part of the Trustee of any of the
transactions contemplated in the related Pooling and Servicing
Agreement does not conflict with or result in a breach or
violation of any term or provision of, or constitute a default
under, the Articles of Organization, as amended, or By-Laws of
the Trustee, or any Massachusetts or federal statute or
regulation applicable to the Trustee, or to such counsel's
knowledge, any indenture or other agreement or instrument to
which the Trustee is a party or by which it is bound, or, to such
counsel's knowledge, any order of any state or federal court,
regulatory body, administrative agency or governmental body
having jurisdiction over the Trustee.
In addition, such counsel shall furnish to the Underwriter such
opinions as to the treatment of the Trust Fund for purposes of
Massachusetts tax law as are reasonably satisfactory to the
Underwriter.
(g) KPMG Peat Marwick LLP shall have furnished to the Underwriter
a letter, dated as of the date of the related Terms Agreement, in form
and substance satisfactory to the Underwriter, stating in effect that
they have performed certain specified procedures as a result of which
they have determined that such information as the Underwriter may
reasonably request of an accounting, financial or statistical nature
(which is limited to accounting, financial or statistical information
derived from the general accounting records of the Company) set forth
in the related Prospectus Supplement under the caption "Delinquency
and Foreclosure Experience of the Company" agrees with the accounting
records of the Company, excluding any questions of legal
interpretation.
(h) KPMG Peat Marwick LLP shall have furnished to the Underwriter
a letter, dated as of the related Closing Date, in form and substance
satisfactory to the Underwriter, stating in effect that they have
performed certain specified procedures as a result of which they have
determined that such information as the Underwriter may reasonably
request of an accounting, financial or statistical nature (which is
limited to accounting, financial or statistical information derived
from the general accounting records of the Company and which is
obtained from an analysis of a sample of the Mortgage Loans included
in the related pool) set forth in the related Prospectus Supplement
under the caption "Description of the Mortgage Pool and the Mortgaged
Properties" or "Description of the Mortgage Pools and the Mortgaged
Properties", as the case may be, and in the Detailed Description
relating to such Prospectus Supplement is mutually consistent and
agrees with the accounting records of the Company and, where
applicable, the related Mortgage Loan files of the Company, excluding
any questions of legal interpretation. In addition, if applicable,
such accountants shall have furnished to the Underwriter a letter,
dated as of the related Closing Date, which shall include a statement
or statements to the effect that based upon the assumptions and
methodology agreed to by the Company (and which is consistent with the
manner in which any final PAC Balances, TAC Balances, Scheduled
Balances, Maximum and Minimum Scheduled Balances or any other
scheduled balances are to be calculated as set forth in the related
Prospectus), all of which shall be described by reference in such
letter, such accountants shall have verified the mathematical accuracy
of any final PAC Balances Table, TAC Balances Table, Scheduled
Balances Table, Maximum or Minimum Scheduled Balances Table or other
scheduled balances table attached as an exhibit to the related Pooling
and Servicing Agreement.
(i) KPMG Peat Marwick LLP shall have furnished to the Underwriter
and the Company a letter or letters, dated as of the date of the
related Terms Agreement, in form and substance satisfactory to the
Underwriter and the Company, including, without limitation,
statements, if applicable, to the effect that:
(i) based upon the assumptions and methodology set forth in
the related Prospectus, all of which shall be described by
reference in such letter they recomputed the percentages of
initial principal balance outstanding as of each of the
Distribution Dates (as defined in such Prospectus) indicated and
the weighted average lives of each Class of Offered Certificates
at each of the indicated percentages of the applicable Prepayment
Assumption, and they compared the recomputed percentages and
weighted average lives to the corresponding percentages and
weighted average lives set forth in the related tables and found
them to be in agreement;
(ii) based upon the assumptions and methodology set forth in
such Prospectus, all of which shall be described by reference in
such letter, they have verified the mathematical accuracy of any
Scheduled Final Distribution Dates for the Offered Certificates,
PAC Balances, TAC Balances, Scheduled Balances, Maximum and
Minimum Scheduled Balances or any other scheduled balances set
forth in such Prospectus for each indicated Distribution Date,
and have verified the mathematical accuracy of any initial
Effective Ranges of any PAC Certificates, Scheduled Certificates
or other scheduled Certificates set forth in such Prospectus; and
(iii) based upon the assumptions and methodology set forth
in such Prospectus, all of which shall be described by reference
in such letter, they have verified the mathematical accuracy of
the pre-tax yields to maturity and, if applicable, aggregate cash
flows of any Class of Certificates for which such pretax yields
and, if applicable, aggregate cash flows are set forth in such
Prospectus at the indicated percentages of the Prepayment
Assumption and, if applicable, at the indicated values of COFI,
LIBOR or any other index, as applicable.
(j) The Offered Certificates of the related Series shall have
received the ratings specified in the related Terms Agreement (the
"Required Ratings").
(k) Prior to the related Closing Date, the Company shall have
furnished to the Underwriter such further information, certificates
and documents as the Underwriter may reasonably request.
(1) If any Certificates of the related Series are to be sold to
any other underwriter and/or offered in reliance upon an exemption
from the registration requirements of the Act, the sale at or prior to
the related Closing Date of such Certificates to the purchaser thereof
shall have occurred.
(m) Subsequent to the date of the related Terms Agreement, there
shall not have been any change, or any development involving a
prospective change, in or affecting the business or properties of the
Company which the Underwriter concludes in its judgment, after
consultation with the Company, materially impairs the investment
quality of the Offered Certificates of the related Series so as to
make it impractical or inadvisable to proceed with the public offering
or the delivery of such Offered Certificates as contemplated by the
related Prospectus.
If any of the conditions specified in this Section 6 shall not have been
fulfilled in all material respects with respect to the particular Offered
Certificates of a Series when and as provided in this Agreement and the related
Terms Agreement, or if any of the opinions and certificates mentioned above or
elsewhere in this Agreement and the related Terms Agreement shall not be in all
material respects reasonably satisfactory in form and substance to the
Underwriter and its counsel, this Agreement (with respect to the related Offered
Certificates) and the related Terms Agreement and all obligations of the
Underwriter hereunder (with respect to the related Offered Certificates) and
thereunder may be canceled at, or at any time prior to, the related Closing Date
by the Underwriter. Notice of such cancellation shall be given to the Company in
writing, or by telephone or telegraph confirmed in writing.
7. Indemnification and Contribution. (a) The Company agrees to
indemnify and hold harmless the Underwriter and each person who controls
the Underwriter within the meaning of the Act or the Exchange Act against
any and all losses, claims, damages or liabilities, joint or several, to
which they or any of them may become subject under the Act, the Exchange
Act, or other Federal or state statutory law or regulation, at common law
or otherwise, insofar as such losses, claims, damages or liabilities (or
actions in respect thereof) arise out of or are based upon any untrue
statement or alleged untrue statement of a material fact contained in the
Registration Statement relating to the Offered Certificates of the
applicable Series as it became effective or in any amendment or supplement
thereof, or in such Registration Statement or the related Prospectus, or in
any amendment thereof, or in the Detailed Description referred to in such
Prospectus or arise out of or are based upon the omission or alleged
omission (in the case of any Computational Materials or ABS Term Sheets in
respect of which the Company agrees to indemnify the Underwriter, as set
forth below, when such are read in conjunction with the related Prospectus
and Prospectus Supplement) to state therein a material fact required to be
stated therein or necessary to make the statements therein not misleading,
and agrees to reimburse each such indemnified party for any legal or other
expenses reasonably incurred by them in connection with investigating or
defending any such loss, claim, damage, liability or action; provided,
however, that (i) the Company will not be liable in any such case to the
extent that any such loss, claim, damage or liability arises out of or is
based upon any such untrue statement or alleged untrue statement or
omission or alleged omission made therein (A) in reliance upon and in
conformity with written information furnished to the Company as herein
stated by or on behalf of the Underwriter specifically for use in
connection with the preparation thereof or (B) in any Current Report or any
amendment or supplement thereof, except to the extent that any untrue
statement or alleged untrue statement therein or omission therefrom results
(or is alleged to have resulted) directly from an error (a "Mortgage Pool
Error") in the information concerning the characteristics of the Mortgage
Loans furnished by the Company to the Underwriter in writing or by
electronic transmission that was used in the preparation of either (x) any
Computational Materials or ABS Term Sheets (or amendments or supplements
thereof) included in such Current Report (or amendment or supplement
thereof) or (y) any written or electronic materials furnished to
prospective investors on which the Computational Materials (or amendments
or supplements) were based, (ii) such indemnity with respect to any
Corrected Statement (as defined below) in such Prospectus (or supplement
thereto) shall not inure to the benefit of the Underwriter (or any person
controlling the Underwriter) from whom the person asserting any loss,
claim, damage or liability purchased the Certificates of the related Series
that are the subject thereof if such person did not receive a copy of a
supplement to such Prospectus at or prior to the confirmation of the sale
of such Certificates and the untrue statement or omission of a material
fact contained in such Prospectus (or supplement thereto) was corrected (a
"Corrected Statement") in such other supplement and such supplement was
furnished by the Company to the Underwriter prior to the delivery of such
confirmation, and (iii) such indemnity with respect to any Mortgage Pool
Error shall not inure to the benefit of the Underwriter (or any person
controlling the Underwriter) from whom the person asserting any loss,
claim, damage or liability received any Computational Materials (or any
written or electronic materials on which the Computational Materials are
based) or ABS Term Sheets that were prepared on the basis of such Mortgage
Pool Error, if, prior to the time of confirmation of the sale of the
applicable Certificates to such person, the Company notified the
Underwriter in writing of the Mortgage Pool Error or provided in written or
electronic form information superseding or correcting such Mortgage Pool
Error (in any such case, a "Corrected Mortgage Pool Error"), and the
Underwriter failed to notify such person thereof or to deliver to such
person corrected Computational Materials (or underlying written or
electronic materials) or ABS Term Sheets. This indemnity agreement will be
in addition to any liability which the Company may otherwise have.
(b) The Underwriter agrees to indemnify and hold harmless the
Company, each of its directors, each of its officers who signs the
Registration Statement relating to the offered Certificates of the
applicable Series, and each person who controls the Company within the
meaning of the Act or the Exchange Act to the same extent as the
foregoing indemnities from the Company to the Underwriter, but only
with reference to (A) written information furnished to the Company by
or on behalf of the Underwriter specifically for use in the
preparation of the documents referred to in the foregoing indemnity
with respect to the related Series, or (B) any Computational Materials
or ABS Tern Sheets (or amendments or supplements thereof) furnished to
the Company by the Underwriter pursuant to Section 8 and incorporated
by reference in such Registration Statement or the related Prospectus
or any amendment or supplement thereof (except that no such indemnity
shall be available for any losses, claims, damages or liabilities, or
actions in respect thereof resulting from any Mortgage Pool Error,
other than a Corrected Mortgage Pool Error). This indemnity agreement
will be in addition to any liability which the Underwriter may
otherwise have. The Company acknowledges that the statements set forth
in the second sentence of the ante-penultimate paragraph, the first
sentence of the penultimate paragraph, and in the last paragraph
appearing on the cover page of the related Prospectus Supplement as
such statements relate to such Offered Certificates and the second
sentence of the first paragraph under the heading "Plan of
Distribution" in such Prospectus Supplement as such statements relate
to such Offered Certificates constitute the only information furnished
in writing by or on behalf of the Underwriter for inclusion in the
related Prospectus (other than any Computational Materials or ABS Term
Sheets (or amendments or supplements thereof) furnished to the Company
by the Underwriter), and the Underwriter confirms that such statements
are correct.
(c) Promptly after receipt by an indemnified party under Section
7 of notice of the commencement of any action, such indemnified party
will, if a claim in respect thereof is to be made against the
indemnifying party under this Section 7, notify the indemnifying party
in writing of the commencement thereof; but the omission so to notify
the indemnifying party will not relieve it from any liability which it
may have to any indemnified party otherwise than under this Section 7.
In case any such action is brought against any indemnified party, and
it notifies the indemnifying party of the commencement thereof, the
indemnifying party will be entitled to participate therein, and to the
extent that it may elect by written notice delivered to the
indemnified party promptly after receiving the aforesaid notice from
such indemnified party, to assume the defense thereof, with counsel
satisfactory to such indemnified party; provided, however, that if the
defendants in any such action include both the indemnified party and
the indemnifying party and the indemnified party shall have reasonably
concluded that there may be legal defenses available to it and/or
other indemnified parties which are different from or additional to
those available to the indemnifying party, the indemnified party or
parties shall have the right to select separate counsel to assert such
legal defenses and to otherwise participate in the defense of such
action on behalf of such indemnified party or parties. Upon receipt of
notice from the indemnifying party to such indemnified party of its
election so to assume the defense of such action and approval by the
indemnified party of counsel, the indemnifying party will not be
liable to such indemnified party under this Section 7 for any legal or
other expenses subsequently incurred by such indemnified party in
connection with the defense thereof unless (i) the indemnified party
shall have employed separate counsel in connection with the assertion
of legal defenses in accordance with the proviso to the next preceding
sentence (it being understood, however, that the indemnifying party
shall not be liable for the expenses of more than one separate counsel
approved by the indemnified party in the case of subparagraph (a) or
(b), representing the indemnified parties under subparagraph (a) or
(b), who are parties to such action), (ii) the indemnifying party
shall not have employed counsel satisfactory to the indemnified party
to represent the indemnified party within a reasonable time after
notice of commencement of the action or (iii) the indemnifying party
has authorized the employment of counsel for the indemnified party at
the expense of the indemnifying party; and except that, if clause (i)
or (iii) is applicable, such liability shall be only in respect of the
counsel referred to in such clause (i) or (iii).
(d) If the indemnification provided for in paragraph (a) or (b)
of this Section 7 is due in accordance with its terms but is for any
reason held by a court to be unavailable from the Company or the
Underwriter, on grounds of policy or otherwise, or if the indemnified
party failed to give notice under paragraph (c) of this Section 7 in
respect of a claim otherwise subject to indemnification in accordance
with paragraph (a) or (b) of this Section 7, the Company and the
Underwriter shall contribute to the aggregate losses, claims, damages
and liabilities (including legal and other expenses reasonably
incurred in connection with investigating or defending same) to which
the Company and the Underwriter may be subject, as follows:
(i) in the case of any losses, claims, damages and
liabilities (or actions in respect thereof) which do not arise
out of or are not based upon any untrue statement or omission of
a material fact in any Computational Materials or ABS Term Sheets
(or any amendments or supplements thereof), in such proportion so
that the Underwriter is responsible for that portion represented
by the difference between the proceeds to the Company in respect
of the Offered Certificates appearing on the cover page of the
Prospectus Supplement for the related Series and the total
proceeds received by the Underwriter from the sale of such
Offered Certificates (the "Underwriting Discount"), and the
Company is responsible for the balance; provided, however, that
in no case shall the Underwriter be responsible under this
subparagraph (i) for any amount in excess of such Underwriting
Discount applicable to the Offered Certificates purchased by the
Underwriter pursuant to this Agreement and the related Terms
Agreement; and
(ii)in the case of any losses, claims, damages and
liabilities (or actions in respect thereof) which arise out of or
are based upon any untrue statement or omission of a material
fact in any Computational Materials or ABS Term Sheets (or any
amendments or supplements thereof) or in any written or
electronic materials distributed to prospective investors on
which the Computational Materials are based, in such proportion
as is appropriate to reflect the relative fault of the Company on
the one hand and the Underwriter on the other in connection with
the statements or omissions which resulted in such losses,
claims, damages or liabilities (or actions in respect thereof) as
well as any other relevant equitable considerations; provided,
however, that in no case shall the Underwriter be responsible
under this subparagraph (ii) for any amount in excess of the
aggregate Purchase Price for the Offered Certificates. The
relative fault shall be determined by reference to, among other
things, whether the untrue or alleged untrue statement of a
material fact or the omission or alleged omission to state a
material fact in such Computational Materials or ABS Term Sheets
(or any amendments or supplements thereof or such written or
electronic materials) results from information prepared by the
Company on the one hand or the Underwriter on the other and the
parties' relative intent, knowledge, access to information and
opportunity to correct or prevent such statement or omission.
Notwithstanding anything to the contrary in this Section 7(d), no
person guilty of fraudulent misrepresentation (within the meaning of
Section 11(f) of the Act) shall be entitled to contribution from any
person who was not guilty of such fraudulent misrepresentation. For
purposes of this Section 7, each person who controls the Underwriter
within the meaning of either the Act or the Exchange Act shall have
the same rights to contribution as the Underwriter, and each person
who controls the Company within the meaning of either the Act or the
Exchange Act, each officer of the Company who shall have signed the
Registration Statement and each director of the Company shall have the
same rights to contribution as the Company, subject in each case to
the immediately preceding sentence of this paragraph (d).
8. Computational Materials and Structural Term Sheets. (a) Not later
than 2:00 p.m., New York time, on the business day before the date on which
the Current Report relating to the Offered Certificates of a Series is
required to be filed by the Company with the Commission pursuant to Section
5(b) hereof, the Underwriter shall deliver to the Company five complete
copies of all materials provided by the Underwriter to prospective
investors in such Offered Certificates which constitute (i) "Computational
Materials" within the meaning of the no-action letter dated May 20, 1994
issued by the Division of Corporation Finance of the Commission to Kidder,
Peabody Acceptance Corporation I, Kidder, Peabody & Co. Incorporated, and
Kidder Structured Asset Corporation and the no-action letter dated May 27,
1994 issued by the Division of Corporation Finance of the Commission to the
Public Securities Association (together, the "Kidder Letters") and the
filing of such material is a condition of the relief granted in such letter
(such materials being the "Computational Materials"), and (ii) "Structural
Term Sheets" within the meaning of the no-action letter dated February 17,
1995 issued by the Division of Corporation Finance of the Commission to the
Public Securities Association (the "PSA Letter") and the filing of such
material is a condition of the relief granted in such letter (such
materials being the "structural Term Sheets"). Each delivery of
Computational Materials and Structural Term Sheets to the Company pursuant
to this paragraph (a) shall be effected by delivering four copies of such
materials to counsel for the Company on behalf of the Company at the
address specified in Section 3 hereof and one copy of such materials to the
Company.
(b) The Underwriter represents and warrants to and agrees with
the Company, as of the date of the related Terms Agreement and as of
the Closing Date, that:
(i) the Computational Materials furnished to the Company
pursuant to Section 8(a) constitute (either in original,
aggregated or consolidated form) all of the materials furnished
to prospective investors by the Underwriter prior to the time of
delivery thereof to the Company that are required to be filed
with the Commission with respect to the related Offered
Certificates in accordance with the Kidder Letters, and such
Computational Materials comply with the requirements of the
Kidder Letters;
(ii) the Structural Term Sheets furnished to the Company
pursuant to Section 8(a) constitute all of the materials
furnished to prospective investors by the Underwriter prior to
the time of delivery thereof to the Company that are required to
be filed with the Commission as "Structural Term Sheets" with
respect to the related Offered Certificates in accordance with
the PSA Letter, and such Structural Term Sheets comply with the
requirements of the PSA Letter;
(iii) on the date any such Computational Materials or
Structural Term Sheets with respect to such Offered Certificates
(or any written or electronic materials furnished to prospective
investors on which the Computational Materials are based) were
last furnished to each prospective investor and on the date of
delivery thereof to the Company pursuant to Section 8(a) and on
the related Closing Date, such Computational Materials (or such
other materials) or Structural Term Sheets did not and will not
include any untrue statement of a material fact or, when read in
conjunction with the related Prospectus and Prospectus
Supplement, omit to state a material fact required to be stated
therein or necessary to make the statements therein not
misleading; and
(iv) all Computational Materials (or underlying materials
distributed to prospective investors on which the Computational
Materials were based) or Structural Term Sheets furnished to
prospective investors contained and will contain a legend,
prominently displayed on the first page thereof, to the effect
that the Company has not prepared, reviewed or participated in
the preparation of such materials and is not responsible for the
accuracy thereof, and otherwise in form and substance
satisfactory to the Company.
Notwithstanding the foregoing, the Underwriter makes no representation
or warranty as to whether any Computational Materials or Structural
Term Sheets (or any written or electronic materials on which the
Computational Materials are based) included or will include any untrue
statement resulting directly from any Mortgage Pool Error (except any
Corrected Mortgage Pool Error, with respect to materials prepared
after the receipt by the Underwriter from the Company of notice of
such Corrected Mortgage Pool Error or materials superseding or
correcting such Corrected Mortgage Pool Error).
(c) The Underwriter shall cause a firm of public accountants to
furnish to the Company a letter, dated as of the date on which the
Underwriter delivers any Computational Materials (which term shall be
deemed to include, for purposes of this paragraph (c), calculated
statistical information delivered to prospective investors in the form
of a Structural Term Sheet) to the Company pursuant to Section 8(a),
in form and substance satisfactory to the Company, stating in effect
that they have verified the mathematical accuracy of any calculations
performed by the Underwriter and set forth in such Computational
Materials.
(d) The Underwriter acknowledges and agrees that the Company has
not authorized and will not authorize the distribution of any
Computational Materials (or any written or electronic materials on
which the Computational Materials are based) or Structural Term Sheets
to any prospective investor, and agrees that any Computational
Materials or Structural Term Sheets with respect to any Series of
Certificates furnished to prospective investors from and after January
20, 1995 included and shall include a disclaimer in the form described
in paragraph (b) (iv) above. The Underwriter agrees that it will not
represent to prospective investors that any Computational Materials or
structural Term Sheets were prepared or disseminated on behalf of the
Company.
(e) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act, it
shall be necessary to amend or supplement the related Prospectus as a
result of an untrue statement of a material fact contained in any
Computational Materials or structural Term Sheets provided by the
Underwriter pursuant to this Section 8 or the omission to state
therein a material fact required, when considered in conjunction with
the related Prospectus and Prospectus Supplement, to be stated therein
or necessary to make the statements therein, when read in conjunction
with the related Prospectus and Prospectus Supplement, not misleading,
or if it shall be necessary to amend or supplement any Current Report
relating to any Computational Materials or Structural Term Sheets to
comply with the Act or the rules thereunder, the Underwriter promptly
will prepare and furnish to the Company for filing with the Commission
an amendment or supplement which will correct such statement or
omission or an amendment which will effect such compliance. The
Underwriter represents and warrants to the Company, as of the date of
delivery of such amendment or supplement to the Company, that such
amendment or supplement will not include any untrue statement of a
material fact or, when read in conjunction with the related Prospectus
and Prospectus Supplement, omit to state a material fact required to
be stated therein or necessary to make the statements therein not
misleading; provided, however, the Underwriter makes no representation
or warranty as to whether any such amendment or supplement will
include any untrue statement resulting directly from any Mortgage Pool
Error (except any Corrected Mortgage Pool Error, with respect to any
such amendment or supplement prepared after the receipt by the
Underwriter from the Company of notice of such Corrected Mortgage Pool
Error or materials superseding or correcting such Corrected Mortgage
Pool Error). The Company shall have no obligation to file such
amendment or supplement if (i) the Company determines that such
amendment or supplement contains any untrue statement of a material
fact or, when read in conjunction with the related Prospectus and
Prospectus Supplement, omits to state a material fact required to be
stated therein or necessary to make the statements therein not
misleading; it being understood, however, that the Company shall have
no obligation to review or pass upon the accuracy or adequacy of, or
to correct, any such amendment or supplement provided by the
Underwriter to the Company pursuant to this paragraph (e) or (ii) the
Company reasonably determines that such filing is not required under
the Act and the Underwriter does not object as provided below. The
Company shall give notice to the Underwriter of its determination not
to file an amendment or supplement pursuant to clause (ii) of the
preceding sentence and agrees to file such amendment or supplement if
the Underwriter reasonably objects to such determination within one
business day after receipt of such notice.
9. Collateral Term Sheets. (a) Prior to the delivery of any
"Collateral Term Sheet" within the meaning of the PSA Letter, the filing of
which material is a condition of the relief granted in such letter (such
material being the "Collateral Term Sheets"), to a prospective investor in
the Offered Certificates, the Underwriter shall notify the Company and its
counsel by telephone of its intention to deliver such materials and the
approximate date on which the first such delivery of such materials is
expected to occur. Not later than 10:30 a.m., New York time, on the
business day immediately following the date on which any Collateral Term
Sheet was first delivered to a prospective investor in the Offered
Certificates, the Underwriter shall deliver to the Company five complete
copies of all materials provided by the Underwriter to prospective
investors in such Offered Certificates which constitute "Collateral Term
Sheets." Each delivery of a Collateral Term Sheet to the Company pursuant
to this paragraph (a) shall be effected by delivering four copies of such
materials to counsel for the Company on behalf of the Company at the
address specified in Section 3 hereof and one copy of such materials to the
Company. (Collateral Term Sheets and Structural Term Sheets are, together,
referred to herein as "ABS Term Sheets.") At the time of each such
delivery, the Underwriter shall indicate in writing that the materials
being delivered constitute Collateral Term Sheets, and, if there has been
any prior such delivery with respect to the related Series, shall indicate
whether such materials differ in any material respect from any Collateral
Term Sheets previously delivered to the Company with respect to such Series
pursuant to this Section 9(a) as a result of the occurrence of a material
change in the characteristics of the related Mortgage Loans.
(b) The Underwriter represents and warrants to and agrees with
the Company as of the date of the related Terms Agreement and as of
the Closing Date, that:
(i) The Collateral Term Sheets furnished to the Company
pursuant to Section 9(a) constitute all of the materials
furnished to prospective investors by the Underwriter prior to
time of delivery thereof to the Company that are required to be
filed with the Commission as "Collateral Term Sheets" with
respect to the related Offered Certificates in accordance with
the PSA Letter, and such Collateral Term Sheets comply with the
requirements of the PSA Letter;
(ii) On the date any such Collateral Term Sheets with
respect to such Offered Certificates were last furnished to each
prospective investor and on the date of delivery thereof to the
Company pursuant to Section 9(a) and on the related Closing Date,
such Collateral Term Sheets did not and will not include any
untrue statement of a material fact or, when read in conjunction
with the Prospectus and Prospectus Supplement, omit to state a
material fact required to be stated therein or necessary to make
the statements therein not misleading; and
(iii) the Underwriter has not represented to any prospective
investor that any Collateral Term Sheets with respect to any
Series were prepared or disseminated on behalf of the Company,
and, except as otherwise disclosed by the Underwriter to the
Company in writing prior to the date hereof, all Collateral Term
Sheets previously furnished to prospective investors included a
disclaimer to the effect set forth in Section 8(b)(iv).
Notwithstanding the foregoing, the Underwriter makes no representation
or warranty as to whether any Collateral Term Sheet included or will
include any untrue statement or material omission resulting directly
from any Mortgage Pool Error (except any Corrected Mortgage Pool
Error, with respect to materials prepared after the receipt by the
Underwriter from the Company of notice of such Corrected Mortgage Pool
Error or materials superseding or correcting such Corrected Mortgage
Pool Error).
(c) The Underwriter acknowledges and agrees that any Collateral
Term Sheets with respect to any Series of Certificates furnished to
prospective investors from and after the date hereof shall include a
disclaimer in form satisfactory to the Company to the effect set forth
in Section 8(d) hereof, and to the effect that the information
contained in such materials supersedes the information contained in
any prior Collateral Term Sheet with respect to such Series of Offered
Certificates and will be superseded by the description of the related
Mortgage Loans in the related Prospectus Supplement and in the
Detailed Description relating to such Prospectus Supplement to be
filed under cover of Form 8-K. The Underwriter agrees that it will not
represent to prospective investors that any Collateral Term Sheets
were prepared or disseminated on behalf of the Company.
(d) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act, it
shall be necessary to amend or supplement the related Prospectus as a
result of an untrue statement of a material fact contained in any
Collateral Term Sheets provided by the Underwriter pursuant to this
Section 9 or the omission to state therein a material fact required,
when considered in conjunction with the related Prospectus and
Prospectus supplement, to be stated therein or necessary to make the
statements therein, when read in conjunction with the related
Prospectus and Prospectus Supplement, not misleading, or if it shall
be necessary to amend or supplement any Current Report relating to any
Collateral Term Sheets to comply with the Act or the rules thereunder,
the Underwriter promptly will prepare and furnish to the Company for
filing with the Commission an amendment or supplement which will
correct such statement or omission or an amendment which will effect
such compliance. The Underwriter represents and warrants to the
Company, as of the date of delivery of such amendment or supplement to
the Company, that such amendment or supplement will not include any
untrue statement of a material fact or, when read in conjunction with
the related Prospectus and Prospectus Supplement, omit to state a
material fact required to be stated therein or necessary to make the
statements therein not misleading; provided, however, the Underwriter
makes no representation or warranty as to whether any such amendment
or supplement will include any untrue statement resulting directly
from any Mortgage Pool Error (except any Corrected Mortgage Pool
Error, with respect to any such amendment or supplement prepared after
the receipt by the Underwriter from the Company of notice of such
Corrected Mortgage Pool Error or materials superseding or correcting
such Corrected Mortgage Pool Error). The Company shall have no
obligation to file such amendment or supplement if the Company
determines that (i) such amendment or supplement contains any untrue
statement of a material fact or, when read in conjunction with the
related Prospectus and Prospectus Supplement, omits to state a
material fact required to be stated therein or necessary to make the
statements therein not misleading; it being understood, however, that
the Company shall have no obligation to review or pass upon the
accuracy or adequacy of, or to correct, any such amendment or
supplement provided by the Underwriter to the Company pursuant to this
paragraph (d) or (ii) such filing is not required under the Act. The
Company shall give notice to the Underwriter of its determination not
to file an amendment or supplement pursuant to clause (ii) of the
preceding sentence.
10. Termination. This Agreement (with respect to a particular
Certificate Offering) and the related Terms Agreement shall be subject to
termination in the absolute discretion of the Underwriter, by notice given
to the Company prior to delivery of and payment for the related Offered
Certificates, if prior to the related Closing Date (i) trading in
securities generally on the New York Stock Exchange shall have been
suspended or materially limited, (ii) a general moratorium on commercial
banking activities in New York shall have been declared by either federal
or New York State authorities, or (iii) there shall have occurred any
outbreak or material escalation of hostilities or other calamity or crisis
the effect of which on the financial markets of the United States is such
as to make it, in the reasonable judgment of the Underwriter, impracticable
to market such Offered Certificates.
11. Representations and Indemnities to Survive Delivery. The
agreements, representations, warranties, indemnities and other statements
of the Company or its officers and of the Underwriter set forth in or made
pursuant to this Agreement and the related Terms Agreement will remain in
full force and effect, regardless of any investigation made by or on behalf
of the Underwriter or the Company or any of the officers, directors or
controlling persons referred to in Section 7 hereof, and will survive
delivery of and payment for the related Offered Certificates. The
provisions of Section 7 hereof shall survive the termination or
cancellation of this Agreement and the related Terms Agreement.
12. Successors. This Agreement and the related Terms Agreement will
inure to the benefit of and be binding upon the parties hereto and thereto
and their respective successors and the officers, directors and controlling
persons referred to in Section 7 hereof, and their successors and assigns,
and no other person will have any right or obligation hereunder or
thereunder. No purchaser of any Offered Certificate from the Underwriter
shall be deemed a successor or assign by reason of such purchase.
13. APPLICABLE LAW. THIS AGREEMENT AND THE RELATED TERMS AGREEMENT
WILL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE
STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED
THEREIN.
14. Miscellaneous. This Agreement, as supplemented by the related
Terms Agreement, supersedes all prior and contemporaneous agreements and
understandings relating to the subject matter hereof. This Agreement and
the related Terms Agreement or any term of each may not be changed, waived,
discharged or terminated except by an affirmative written agreement made by
the party against whom enforcement of the change, waiver, discharge or
termination is sought. The headings in this Agreement and the related Terms
Agreement are for purposes of reference only and shall not limit or
otherwise affect the meaning hereof or thereof.
15. Notices. All communications hereunder will be in writing and
effective only on receipt, and, if sent to the Underwriter, will be
delivered to it at the address first above written; or if sent to the
Company, will be delivered to GE Capital Mortgage Services, Inc., Three
Executive Campus, Cherry Hill, New Jersey 08002, Attention: General
Counsel.
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Company and the Underwriter.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By: /s/ Syed W. Ali
-----------------------------
Name: Syed W. Ali
Title: Vice President
The foregoing Agreement is hereby confirmed and accepted as of the date first
above written.
BEAR, STEARNS & CO. INC.
By: ____________________
Name:
Title:
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Company and the Underwriter.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
The foregoing Agreement is hereby confirmed and accepted as of the date first
above written.
BEAR, STEARNS & CO. INC.
By:_____________________
Name:
Title:
<PAGE>
EXHIBIT A
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MULTI-CLASS PASS-THROUGH CERTIFICATES
SERIES _____-___
TERMS AGREEMENT
(to Underwriting Agreement,
dated September [ ], 1995
between the Company and the Underwriter)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus [Date]
Cherry Hill, NJ 08034
Bear, Stearns & Co. Inc. (the "Underwriter") agrees, subject to the terms
and provisions herein and of the captioned Underwriting Agreement (the
"Underwriting Agreement"), to purchase such Classes of Series ____-___
Certificates specified in Section 2(a) hereof (the "Offered Certificates"). This
letter supplements and modifies the Underwriting Agreement solely as it relates
to the purchase and sale of the Offered Certificates described below. The Series
____-___ Certificates are registered with the Securities and Exchange Commission
by means of an effective Registration Statement (No. 33- ___). Capitalized terms
used and not defined herein have the meanings given them in the Underwriting
Agreement.
Section 1. The Mortgage Pool: The Series ____-___ Certificates shall
evidence the entire beneficial ownership interest in a mortgage pool (the
"Mortgage Pool") of conventional, fixed rate, fully amortizing one- to
four-family residential mortgage loans (the "Mortgage Loans") having the
following characteristics as of ________ __, ____ (the "Cut-off Date"):
(a) Aggregate Principal Amount of the Mortgage Pool: $[ ] aggregate
principal balance as of the Cutoff Date, subject to [an upward or downward
variance of up to [ ]%, the precise aggregate principal balance to be
determined by the Company) [a permitted variance such that the aggregate
Scheduled Principal Balance thereof will be not less than $[ ] or greater
than $[ ]].
(b) Original Terms to Maturity: The original term to maturity of each
Mortgage Loan included in the Mortgage Pool shall be between ___ and ___
years.
Section 2. The Certificates: The Offered Certificates shall be issued as
follows:
(a) Classes: The Offered Certificates shall be issued with the
following Class designations, interest rates and principal balances,
subject in the aggregate to the variance referred to in Section 1(a) [and,
as to any particular Class, to an upward or downward variance of up to [
]3%]:
Class Purchase
Class Principal Balance Interest Rate Price Percentage
(b) The Offered Certificates shall have such other characteristics as
described in the related Prospectus.
Section 3. Purchase Price: The Purchase Price for each Class of the Offered
Certificates shall be the Class Purchase Price Percentage therefor (as set forth
in Section 2(a) above) of the initial Class Certificates Principal Balance
thereof plus accrued interest at the rate of [ ]% per annum from and including
the Cut-off Date up to, but not including, __________ __, ____ (the "Closing
Date").
Section 4. Required Ratings: The Offered Certificates shall have received
Required Ratings of at least [ ] from [ ].
Section 5. Tax Treatment: [One or more elections will be made to treat the
assets of the Trust Fund as a REMIC.] [The Trust Fund will be treated as a
"grantor trust" for federal income tax purposes.]
[Section 6. Additional Expenses:]*
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Company and the Underwriter.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
The foregoing Agreement is hereby confirmed and accepted as of the date first
above written.
BEAR, STEARNS & CO. INC.
By:_____________________
Name:
Title:
- -------------------------
* to be inserted if applicable.
<PAGE>
Execution
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1999-15
TERMS AGREEMENT
(to Underwriting Agreement,
dated September 21, 1995,
between the Company and the Underwriter)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus July 28, 1999
Cherry Hill, NJ 08002
Bear, Stearns & Co. Inc. (the "Underwriter") agrees, subject to the terms
and provisions herein and of the captioned Underwriting Agreement (the
"Underwriting Agreement"), to purchase the Classes of Series 1999-15
Certificates specified in Section 2(a) hereof (the "Offered Certificates"). This
Terms Agreement supplements and modifies the Underwriting Agreement solely as it
relates to the purchase and sale of the Offered Certificates described below.
The Series 1999-15 Certificates are registered with the Securities and Exchange
Commission by means of an effective Registration Statement (Nos. 333-68951 and
333-68951-01). Capitalized terms used and not defined herein have the meanings
given them in the Underwriting Agreement.
Section 1. The Mortgage Pools: The Series 1999-15 Certificates shall
evidence the entire beneficial ownership interest in two mortgage pools ("Pool
1" and "Pool 2," respectively, and each a "Mortgage Pool") of conventional,
fixed-rate, first-lien, fully-amortizing, one- to four-family residential
mortgage loans (the "Mortgage Loans") having the following characteristics as of
July 1, 1999 (the "Cut-off Date"):
(a) Aggregate Principal Amount of both Mortgage Pools:
$1,004,561,014.47 aggregate principal balance as of the Cut-off Date,
subject to a permitted variance such that the aggregate original
Certificate Principal Balance will be not less than $950,000,000 or greater
than $1,050,000,000.
(b) Original Terms to Maturity: The original term to maturity of
substantially all of the Mortgage Loans included in the Mortgage Pools
shall be between 20 and 30 years.
Section 2. The Certificates: The Offered Certificates shall be issued as
follows:
(a) Classes: The Offered Certificates shall be issued with the
following Class designations, interest rates and principal balances,
subject in the aggregate to the variance referred to in Section 1(a):
Principal Interest Class Purchase Price
Class Balance Rate Percentage
- ----- ------- ---- ----------
Class A1 $81,010,950.00 6.75% 96.71875%
Class A2 43,000,000.00 6.75 96.71875
Class A3 50,000,000.00 6.75 96.71875
Class A4 25,578,787.00 6.75 96.71875
Class A5 5,000,000.00 6.75 96.71875
Class A6 1,200,000.00 7.00 96.71875
Class A7 300,000.00 7.00 96.71875
Class A8 300,000.00 7.00 96.71875
Class A9 300,000.00 7.00 96.71875
Class A10 900,000.00 7.00 96.71875
Class A11 3,750,000.00 7.00 96.71875
Class A12 37,265,800.00 7.00 96.71875
Class A13 100,000,000.00 6.75 96.71875
Class A14 8,297,968.00 (1) 96.71875
Class A15 1,461,646.00 7.25 96.71875
Class A16 127,348,000.00 6.75 96.71875
Class A17 64,991,384.00 7.00 96.71875
Class A18 5,000,000.00 7.25 96.71875
Class A19 10,000,000.00 7.25 96.71875
Class A20 5,000,000.00 7.25 96.71875
Class A21 23,267,941.00 7.25 96.71875
Class A22 22,081,150.00 6.75 96.71875
Class A23 30,725,150.00 6.75 96.71875
Class A24 40,414,700.00 6.75 96.71875
Class A25 92,616,155.00 6.75 96.71875
Class A26 605,000.00 6.75 96.71875
Class A27 55,411,500.00 6.75 96.71875
Class A28 52,390,300.00 6.75 96.71875
Class 2-A1 42,000,000.00 6.75 96.71875
Class 2-A2 9,018,000.00 6.75 96.71875
Class 2-A3 2,003,966.00 (1) 96.71875
Class 2-A4 9,017,699.00 6.75 96.71875
Class 2-A5 7,234,946.00 6.75 96.71875
Class R 100.00 6.75 96.71875
- -------------------------
(1) The Class A14 and Class 2-A3 Certificates are principal-only Certificates
and will not accrue interest.
(b) The Offered Certificates shall have such other characteristics as
described in the related Prospectus.
Section 3. Purchase Price: The Purchase Price for each Class of the Offered
Certificates shall be the Class Purchase Price Percentage therefor (as set forth
in Section 2(a) above) of the initial Class Certificate Principal Balance
thereof plus accrued interest at the initial interest rate per annum from and
including the Cut-off Date up to, but not including, July 29, 1999 (the "Closing
Date").
Section 4. Required Ratings: The Offered Certificates, other than the Class
A14 and Class 2-A3 Certificates, shall have received Required Ratings of at
least "AAA" from each of Fitch IBCA, Inc. ("Fitch") and Standard and Poor's
Rating Services, a division of The McGraw-Hill Companies, Inc. ("S&P"). The
Class A14 and Class 2-A3 Certificates shall have received Required Ratings of
"AAA" from Fitch and "AAAr" from S&P.
Section 5. Tax Treatment: One or more elections will be made to treat the
assets of the Trust Fund as a REMIC.
Section 6. Rounding Account: On the Closing Date, the Underwriter shall
deliver to the Trustee by wire transfer or by certified check an amount equal to
$999.99 for deposit in each Rounding Account (as such term is defined in the
Prospectus Supplement).
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Underwriter and the Company.
Very truly yours,
BEAR, STEARNS & CO. INC.
By:_______________________________
Name:
Title:
The foregoing Agreement
is hereby confirmed and accepted
as of the date hereof.
GE CAPITAL MORTGAGE SERVICES, INC.
By:_______________________________
Name:
Title:
EXECUTION COPY
GE CAPITAL MORTGAGE SERVICES, INC.
PASS-THROUGH CERTIFICATES
(Issuable in Series)
UNDERWRITING AGREEMENT
Merrill Lynch, Pierce, Fenner & Smith New York, New York
Incorporated January 22, 1998
Merrill Lynch World Headquarters
North Tower
World Financial Center
New York, New York 10281-1201
Ladies and Gentlemen:
GE Capital Mortgage Services, Inc., a corporation organized and existing
under the laws of the State of New Jersey (the "Company"), may offer for sale to
you (the "Underwriter") from time to time its Pass-Through Certificates
evidencing interests in pools of mortgage loans (the "Certificates"). The
Certificates may be issued in various series, and within each series, in one or
more classes, in one or more offerings on terms determined at the time of sale
(each such series, a "Series" and each such class, a "Class"). Each Series of
the Certificates will be issued under a separate Pooling and Servicing Agreement
(each, a "Pooling and Servicing Agreement") to be dated as of the respective
cut-off date (each, a "Cut-off Date") between the Company, as seller and
servicer, and State Street Bank and Trust Company, as trustee (the "Trustee").
Capitalized terms used but not defined herein shall have the meanings given to
them in the related Pooling and Servicing Agreement.
The Certificates issued under each Pooling and Servicing Agreement will
represent the entire beneficial ownership interest in a trust fund (the "Trust
Fund") established by such Pooling and Servicing Agreement. The assets of each
Trust Fund will consist primarily of one or more pools of conventional, fixed
rate, first lien, fully amortizing, one- to four-family residential mortgage
loans (the "Mortgage Loans") having the original terms to maturity specified in
the related Terms Agreement referred to hereinbelow. If so specified in the
related Terms Agreement, one or more elections may be made to treat the assets
of each Trust Fund as a real estate mortgage investment conduit (each, a
"REMIC") for federal income tax purposes.
Whenever the Company determines to make an offering of Certificates (each,
a "Certificate Offering") pursuant to this Agreement through you, it will enter
into an agreement with you (the "Terms Agreement") providing for the sale of
specified Classes of Offered Certificates (as defined below) to, and the
purchase and public offering thereof by, you. Each such Certificate Offering
which the Company elects to make pursuant to this Agreement shall be governed by
this Agreement, as supplemented by the related Terms Agreement. Each Terms
Agreement, which shall be substantially in the form of Exhibit A hereto, shall
specify, among other things, the Classes of Certificates to be purchased by the
Underwriter (the "Offered Certificates"), the principal balance or balances of
the Offered Certificates, each subject to any stated variance, and the price or
prices at which such Offered Certificates are to be purchased by the Underwriter
from the Company.
1. Representations and Warranties. (a) The Company represents and warrants
to and agrees with the Underwriter, as of the date of the related Terms
Agreement, that:
(i) The registration statement specified in the related Terms
Agreement, on Form S-3, including a prospectus, has been filed with the
Securities and Exchange Commission (the "Commission") for the registration
under the Securities Act of 1933, as amended (the "Act"), of pass-through
certificates issuable in series, which registration statement has been
declared effective by the Commission. Such registration statement, as
amended to the date of the related Terms Agreement, including any documents
incorporated by reference therein pursuant to Item 12 of Form S-3 under the
Act which were filed under the Securities Exchange Act of 1934, as amended
(the "Exchange Act"), on or before the effective date of the Registration
Statement, is hereinafter called the "Registration Statement", and such
prospectus, as such prospectus is supplemented by a prospectus supplement
relating to the Offered Certificates of the related Series, each in the
form first filed after the date of the related Terms Agreement pursuant to
Rule 424(b) under the Act, including any documents incorporated by
reference therein pursuant to Item 12 of Form S-3 under the Act which were
filed under the Exchange Act on or before the date of such prospectus
supplement (other than any such incorporated documents that relate to
Collateral Term Sheets (as defined herein))(such prospectus supplement,
including such incorporated documents (other than those that relate to
Collateral Term Sheets), in the form first filed after the date of the
related Terms Agreement pursuant to Rule 424(b) is hereinafter called the
"Prospectus Supplement"), is hereinafter called the "Prospectus". Any
reference herein to the terms "amend", "amendment" or "supplement" with
respect to the Registration Statement, the Prospectus or the Prospectus
Supplement shall be deemed to refer to and include the filing of any
document under the Exchange Act after the effective date of the
Registration Statement or the issue date of the Prospectus or Prospectus
Supplement, as the case may be, deemed to be incorporated therein by
reference pursuant to Item 12 of Form S-3 under the Act.
(ii) The related Registration Statement, at the time it became
effective, and the Prospectus contained therein, and any amendments thereof
and supplements thereto filed prior to the date of the related Terms
Agreement, conformed in all material respects to the requirements of the
Act and the rules and regulations of the Commission thereunder; on the date
of the related Terms Agreement and on each Closing Date (as defined in
Section 3 below), the related Registration Statement and the related
Prospectus, and any amendments thereof and supplements thereto, will
conform in all material respects to the requirements of the Act and the
rules and regulations of the Commission thereunder; such Registration
Statement, at the time it became effective, did not contain any untrue
statement of a material fact or omit to state a material fact required to
be stated therein or necessary to make the statements therein not
misleading; such Prospectus, on the date of any filing pursuant to Rule
424(b) and on each Closing Date, will not include any untrue statement of a
material fact or omit to state a material fact necessary to make the
statements therein, in the light of the circumstances under which they are
made, not misleading; and the Detailed Description referred to in such
Prospectus, on each Closing Date and the date of any filing thereof under
cover of Form 8-K, will not include any untrue statement of a material fact
or omit to state any information which such Prospectus states will be
included in such Detailed Description; provided, however, that the Company
makes no representations or warranties as to the information contained in
or omitted from (A) such Registration Statement or such Prospectus (or any
supplement thereto) in reliance upon and in conformity with written
information furnished to the Company by or on behalf of the Underwriter
specifically for use in the preparation thereof or (B) any Current Report
(as defined in Section 5(b) below), or in any amendment thereof or
supplement thereto, incorporated by reference in such Registration
Statement or such Prospectus (or any amendment thereof or supplement
thereto).
(iii) The Certificates of the related Series will conform to the
description thereof contained in the related Prospectus; will each, if
rated at the time of issuance in one of the two highest rating categories
by a nationally recognized statistical rating organization, be when issued
a "mortgage related security" as such term is defined in Section 3(a)(41)
of the Exchange Act, and will each on the related Closing Date be duly and
validly authorized, and, when validly executed, countersigned, issued and
delivered in accordance with the related Pooling and Servicing Agreement
and sold to you as provided herein and in the related Terms Agreement, will
each be validly issued and outstanding and entitled to the benefits of the
related Pooling and Servicing Agreement.
(iv) Neither the issuance nor sale of the Certificates of the related
Series nor the consummation of any other of the transactions herein
contemplated, nor the fulfillment of the terms hereof or of the related
Terms Agreement, will conflict with any statute, order or regulation
applicable to the Company of any court, regulatory body, administrative
agency or governmental body having jurisdiction over the Company or with
any organizational document of the Company or any instrument or any
agreement under which the Company is bound or to which it is a party.
(v) This Agreement and the related Terms Agreement have been duly
authorized, executed and delivered by the Company.
(vi) At or prior to the related Closing Date, the Company will have
entered into the related Pooling and Servicing Agreement and, assuming the
due authorization, execution and delivery thereof by the Trustee, such
Pooling and Servicing Agreement (on such Closing Date) will constitute the
valid and binding agreement of the Company enforceable in accordance with
its terms, subject as to enforceability, to bankruptcy, insolvency,
reorganization or other similar laws affecting creditors' rights and to
general principles of equity (regardless of whether the enforceability of
such Pooling and Servicing Agreement is considered in a proceeding in
equity or at law).
2. Purchase and Sale. Subject to the execution of the Terms Agreement for a
particular Certificate Offering and subject to the terms and conditions and in
reliance upon the representations and warranties set forth in this Agreement and
such Terms Agreement, the Company agrees to sell to the Underwriter, and the
Underwriter agrees to purchase from the Company, all, but not less than all, of
the related Offered Certificates at the purchase price therefor set forth in
such Terms Agreement (the "Purchase Price").
The parties hereto agree that settlement for all securities sold pursuant
to this Agreement and the applicable Terms Agreement shall take place on the
settlement date agreed upon at the time of the related transaction and set forth
as the "Closing Date" in such Terms Agreement and not as set forth in Rule
15c6-1(a) of the Exchange Act.
3. Delivery and Payment. Delivery of and payment for the Offered
Certificates of a Series shall be made at the offices of Cleary, Gottlieb, Steen
& Hamilton, New York, New York, at 10:00 A.M., New York City time, on the
Closing Date specified in the related Terms Agreement, which date and time may
be postponed by agreement between the Underwriter and the Company (such date and
time being herein called the "Closing Date"). Delivery of such Offered
Certificates shall be made to the Underwriter against payment by the Underwriter
of the Purchase Price thereof to or upon the order of the Company by wire
transfer in federal or other immediately available funds or by check payable in
federal funds, as the Company shall specify no later than five full business
days prior to such Closing Date. Unless delivery is made through the facilities
of The Depository Trust Company, the Offered Certificates shall be registered in
such names and in such authorized denominations as the Underwriter may request
not less than two full business days in advance of each Closing Date.
The Company agrees to notify the Underwriter at least two business days
before each Closing Date of the exact principal balance evidenced by the Offered
Certificates and to have such Offered Certificates available for inspection,
checking and packaging in New York, New York, no later than 12:00 noon on the
business day prior to such Closing Date.
4. Offering by the Underwriter. It is understood that the Underwriter
proposes to offer the Offered Certificates of the related Series for sale to the
public as set forth in the related Prospectus.
5. Agreements. The Company agrees with the Underwriter that:
(a) The Company will cause the Prospectus as supplemented by a
Prospectus Supplement relating to the Offered Certificates to be filed
pursuant to Rule 424 under the Act and will promptly advise the Underwriter
when such Prospectus as so supplemented has been so filed, and prior to the
termination of the Certificate Offering to which such Prospectus relates
also will promptly advise the Underwriter (i) when any amendment to the
related Registration Statement specifically relating to such Offered
Certificates shall have become effective or any further supplement to such
Prospectus has been filed, (ii) of any request by the Commission for any
amendment of such Registration Statement or Prospectus or for any
additional information, (iii) of the issuance by the Commission of any stop
order suspending the effectiveness of such Registration Statement or the
institution or threatening of any proceeding for that purpose and (iv) of
the receipt by the Company of any written notification with respect to the
suspension of the qualification of such Offered Certificates for sale in
any jurisdiction or the initiation or threatening of any proceeding for
such purpose. The Company will not file any amendment of the related
Registration Statement or supplement to the related Prospectus (other than
any amendment or supplement specifically relating to one or more Series of
pass-through certificates other than the Series that includes the related
Offered Certificates) unless the Company has furnished the Underwriter with
a copy for its review prior to filing. The Company will use its best
efforts to prevent the issuance of any such stop order and, if issued, to
obtain as soon as possible the withdrawal thereof.
(b) The Company will cause any Computational Materials and any
Structural Term Sheets (each as defined in Section 8 below) with respect to
the Offered Certificates of a Series that are delivered by the Underwriter
to the Company pursuant to Section 8 to be filed with the Commission on a
Current Report on Form 8-K (each such filing of such materials, a "Current
Report") pursuant to Rule 13a- 11 under the Exchange Act on the business
day immediately following the later of (i) the day on which such
Computational Materials and Structural Term Sheets are delivered to counsel
for the Company by the Underwriter prior to 10:30 a.m. and (ii) the date on
which this Agreement is executed and delivered. The Company will cause one
Collateral Term Sheet (as defined in Section 9 below) with respect to the
Offered Certificates of a Series that is delivered by the Underwriter to
the Company in accordance with the provisions of Section 9 to be filed with
the Commission on a Current Report pursuant to Rule 13a-11 under the
Exchange Act on the business day immediately following the day on which
such Collateral Term Sheet is delivered to counsel for the Company by the
Underwriter prior to 10:30 a.m. In addition, if at any time prior to the
availability of the related Prospectus Supplement the Underwriter has
delivered to any prospective investor a Collateral Term Sheet that
reflects, in the reasonable judgment of the Underwriter and the Company, a
material change in the characteristics of the Mortgage Loans for the
related Series from those on which a Collateral Term Sheet with respect to
the related Series previously filed with the Commission was based, the
Company will cause any such Collateral Term Sheet that is delivered by the
Underwriter to the Company in accordance with the provisions of Section 9
to be filed with the Commission on a Current Report on the business day
immediately following the day on which such Collateral Term Sheet is
delivered to counsel for the Company by the Underwriter prior to 10:30 a.m.
In each case, the Company will promptly advise the Underwriter when such
Current Report has been so filed. Each such Current Report shall be
incorporated by reference in the related Prospectus and the related
Registration Statement. Notwithstanding the five preceding sentences, the
Company shall have no obligation to file any materials provided by the
Underwriter pursuant to Sections 8 and 9 which, in the reasonable
determination of the Company after making reasonable efforts to consult
with the Underwriter, are not required to be filed pursuant to the Kidder
Letters or the PSA Letter (each as defined in Section 8 below), or which
contain erroneous information or contain any untrue statement of a material
fact or, when read in conjunction with the Prospectus and Prospectus
Supplement, omit to state a material fact required to be stated therein or
necessary to make the statements therein not misleading; it being
understood, however, that the Company shall have no obligation to review or
pass upon the accuracy or adequacy of, or to correct, any Computational
Materials, Structural Term Sheets or Collateral Term Sheets provided by the
Underwriter to the Company pursuant to Section 8 or Section 9 hereof.
(c) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act, any
event occurs as a result of which the related Prospectus as then amended or
supplemented would include any untrue statement of a material fact or omit
to state any material fact necessary to make the statements therein in
light of the circumstances under which they were made not misleading, or if
it shall be necessary at any time to amend or supplement the related
Prospectus to comply with the Act or the rules thereunder, the Company
promptly will prepare and file with the Commission, subject to paragraph
(a) of this Section 5, an amendment or supplement which will correct such
statement or omission or an amendment which will effect such compliance;
provided, however, that the Company will not be required to file any such
amendment or supplement with respect to any Computational Materials,
Structural Term Sheets or Collateral Term Sheets incorporated by reference
in the Prospectus other than any amendments or supplements of such
Computational Materials or Structural Term Sheets that are furnished to the
Company by the Underwriter pursuant to Section 8(e) hereof or any
amendments or supplements of such Collateral Term Sheets that are furnished
to the Company by the Underwriter pursuant to Section 9(d) hereof which the
Company determines to file in accordance therewith.
(d) The Company will furnish to the Underwriter and counsel for the
Underwriter, without charge, as many signed copies of the related
Registration Statement (including exhibits thereto) and, so long as
delivery of a prospectus by the Underwriter or dealer may be required by
the Act, as many copies of the related Prospectus and any supplements
thereto (other than exhibits to the related Current Report) as the
Underwriter may reasonably request.
(e) The Company will furnish such information, execute such
instruments and take such actions as may be reasonably requested by the
Underwriter to qualify the Offered Certificates of a Series for sale under
the laws of such jurisdictions as the Underwriter may designate, to
maintain such qualifications in effect so long as required for the
distribution of such Offered Certificates and to determine the legality of
such Offered Certificates for purchase by institutional investors;
provided, however, that the Company shall not be required to qualify to do
business in any jurisdiction where it is not qualified on the date of the
related Terms Agreement or to take any action which would subject it to
general or unlimited service of process in any jurisdiction in which it is
not, on the date of the related Terms Agreement, subject to such service of
process.
(f) So long as the Offered Certificates of a Series are outstanding,
the Company will furnish to the Underwriter copies of the annual
independent public accountants' servicing report furnished to the Trustee
pursuant to Section 3.13 of the related Pooling and Servicing Agreement.
(g) Whether or not the transactions contemplated hereby and by the
related Terms Agreement shall be consummated, the Company shall be
responsible for the payment of any costs and expenses for which details are
submitted, in connection with the performance of its obligations under this
Agreement and the related Terms Agreement, including, without limitation,
(a) the cost and expenses of printing or otherwise reproducing the related
Registration Statement or Prospectus, this Agreement, the related Terms
Agreement, the related Pooling and Servicing Agreement and the Offered
Certificates, and (b) the cost of delivering the related Offered
Certificates to the office of the Underwriter, insured to the satisfaction
of the Underwriter (it being understood that, except as provided in this
paragraph (g) and in Section 7 hereof, the Underwriter will pay all its own
costs and expenses, including the fees of Brown & Wood LLP, counsel for the
Underwriter, transfer taxes on resale of any Offered Certificates by it,
advertising expenses connected with any offers that it may make, the fees
of KPMG Peat Marwick LLP with respect to its letters furnished pursuant to
Section 6(i) of this Agreement and any letter furnished pursuant to the
last sentence of Section 6(h) hereof, the fees of any firm of public
accountants selected by the Underwriter with respect to their letter
furnished pursuant to Section 8(c) of this Agreement, any other costs and
expenses specified in the related Terms Agreement as "Additional Expenses",
and all expenses (e.g., shipping, postage and courier costs) associated
with the delivery of the related Prospectus to prospective investors and
investors, other than the costs of delivery to the Underwriter's
facilities, provided, that if courier services (other than overnight
delivery services utilized in the ordinary course of business) are required
to ensure that such Prospectus is delivered to investors on the day
immediately preceding the related Closing Date, the Company will pay such
courier expenses).
6. Conditions to the Obligations of the Underwriter. The obligations of the
Underwriter to purchase the Offered Certificates of any Series shall be subject
to the accuracy in all material respects of the representations and warranties
on the part of the Company contained in this Agreement, as supplemented by the
related Terms Agreement, as of the respective dates thereof and the related
Closing Date, to the accuracy of the statements of the Company made in any
applicable officers' certificates pursuant to the provisions hereof, to the
performance by the Company of its obligations under this Agreement and such
Terms Agreement and to the following additional conditions applicable to the
related Certificate Offering:
(a) No stop order suspending the effectiveness of the related
Registration Statement shall have been issued and no proceedings for that
purpose shall have been instituted or threatened.
(b) Cleary, Gottlieb, Steen & Hamilton, counsel for the Company, shall
have furnished to the Underwriter an opinion, dated the related Closing
Date, to the effect that:
(i) this Agreement and the related Terms Agreement have been duly
executed and delivered by the Company under the law of the State of
New York;
(ii) the related Pooling and Servicing Agreement has been duly
executed and delivered by the Company under the law of the State of
New York and is a legal, valid and binding agreement of the Company
enforceable against the Company in accordance with its terms;
(iii) the Offered Certificates, when duly executed and
countersigned by the Trustee in accordance with the related Pooling
and Servicing Agreement, will be validly issued and outstanding and
entitled to the benefits of such Pooling and Servicing Agreement;
(iv) the related Pooling and Servicing Agreement is not required
to be qualified under the Trust Indenture Act of 1939, as amended, and
the trust created thereunder is not required to be registered under
the Investment Company Act of 1940, as amended;
(v) such counsel confirms that (based solely upon telephone
confirmation from a representative of the Commission) the related
Registration Statement is effective under the Act and, to the best of
such counsel's knowledge, no stop order with respect thereto has been
issued, and no proceeding for that purpose has been instituted or
threatened by the Commission; such Registration Statement (except the
financial statements and schedules and other financial and statistical
data included therein and the documents incorporated by reference
therein, as to which such counsel need express no view), at the time
it became effective and the related Prospectus (except the financial
statements and schedules and the other financial and statistical data
included therein, the documents incorporated by reference therein), as
of the date of the Prospectus Supplement appeared on their face to be
appropriately responsive in all material respects to the requirements
of the Act and the rules and regulations thereunder; and no
information has come to the attention of such counsel that causes it
to believe that (A) such Registration Statement (except the financial
statements and schedules and the other financial and statistical data
included therein and the documents incorporated by reference therein,
as to which such counsel need express no view) at the time it became
effective, contained an untrue statement of a material fact or omitted
to state a material fact required to be stated therein or necessary to
make the statements therein not misleading or (B) such Prospectus or
any amendment or supplement thereto (except the financial statements
and schedules and the other financial and statistical data included
therein, the documents incorporated by reference therein and the
information included in the second sentence of the antepenultimate
paragraph, the first sentence of the penultimate paragraph, and the
last paragraph of the cover page of such Prospectus Supplement and in
the second and fourth sentences of the first paragraph under the
heading "Plan of Distribution" therein, as to which such counsel need
express no view), as of the date of the Prospectus Supplement, or at
the related Closing Date, contained or contains an untrue statement of
a material fact or omitted or omits to state a material fact necessary
in order to make the statements therein, in the light of the
circumstances under which they were made, not misleading;
(vi) the statements set forth under the heading "Description of
the Certificates" in the related Prospectus, insofar as such
statements purport to summarize certain provisions of the related
Pooling and Servicing Agreement and the related Offered Certificates,
provide a fair summary of such provisions;
(vii) the statements set forth in the related Prospectus under
the headings "Certain Legal Aspects of the Mortgage Loans and
Contracts -- The Mortgage Loans", "Certain Federal Income Tax
Consequences" (insofar as they relate specifically to the purchase,
ownership and disposition of the related Offered Certificates) and
"ERISA Considerations" (insofar as they relate specifically to the
purchase, ownership and disposition of such Offered Certificates), to
the extent that they constitute matters of law or legal conclusions,
provide a fair summary of such law or conclusions;
(viii) assuming compliance with all provisions of the related
Pooling and Servicing Agreement, for federal income tax purposes, (A)
if any election is made to treat the assets of the Trust Fund as a
REMIC: the related Trust Fund (and any specified subgrouping therein)
will qualify as a REMIC pursuant to Section 860D of the Internal
Revenue Code of 1986, as amended (the "Code"), each Class of
Certificates of the related Series, other than the related Residual
Class or Classes, will constitute a class of "regular interests" in
the related REMIC within the meaning of the Code, and each Class of
such Certificates specified in the related Prospectus as a Class of
Residual Certificates will constitute the "residual interest" in the
related REMIC within the meaning of the Code; (B) if no such REMIC
election is made: the Trust Fund will be treated as a "grantor trust";
and
(ix) assuming that some or all of the Offered Certificates of the
related Series shall be rated at the time of issuance in one of the
two highest rating categories by a nationally recognized statistical
rating organization, each Offered Certificate so rated will be at the
time of issuance, a "mortgage related security" as such term is
defined in Section 3(a)(41) of the Exchange Act.
Such opinion may express its reliance as to factual matters on the
representations and warranties made by, and on certificates or other
documents furnished by, officers of the parties to this Agreement, the
related Terms Agreement or the related Pooling and Servicing
Agreement. Such opinion may assume the due authorization, execution
and delivery of the instruments and documents referred to therein by
the parties thereto other than the Company. Such opinion may be
qualified, insofar as it concerns the enforceability of the documents
referred to therein, to the extent that such enforceability may be
limited by bankruptcy, insolvency, reorganization or other similar
laws affecting the enforcement of creditors' rights in general and by
general equity principles (regardless of whether such enforcement is
considered in a proceeding in equity or at law). Such opinion may be
further qualified as expressing no opinion as to (x) the statements in
the related Prospectus under the heading "Certain Legal Aspects of the
Mortgage Loans and Contracts -- The Mortgage Loans" except insofar as
such statements relate to the laws of the State of New York and the
laws of the United States, and (y) the statements in such Prospectus
under the headings "ERISA Considerations" and "Certain Federal Income
Tax Consequences" except insofar as such statements relate to the laws
of the United States. In addition, such opinion may be qualified as an
opinion only on the law of the State of New York and the federal law
of the United States of America.
(c) The General Counsel for the Company shall have furnished to the
Underwriter an opinion, dated the related Closing Date, to the effect that:
(i) The Company has been duly incorporated and is validly
existing as a corporation in good standing under the laws of the State
of New Jersey, with corporate power to own its properties, to conduct
its business as described in the related Prospectus and to enter into
and perform its obligations under this Agreement, the related Terms
Agreement, the related Pooling and Servicing Agreement and the
Certificates of the related Series;
(ii) The Company has full power and authority to sell and service
the related Mortgage Loans as contemplated herein and in the related
Pooling and Servicing Agreement;
(iii) This Agreement, the related Terms Agreement and the related
Pooling and Servicing Agreement have been duly authorized, executed
and delivered by the Company under the law of the State of New Jersey;
(iv) The issuance and sale of the Offered Certificates have been
duly authorized by the Company;
(v) No consent, approval, authorization or order of any court or
governmental agency or body is required for the consummation by the
Company of the transactions contemplated herein or in the related
Pooling and Servicing Agreement, except such as may be required under
the blue sky laws of any jurisdiction and such other approvals as have
been obtained;
(vi) Neither the issuance of the Certificates of the related
Series nor delivery of the related Offered Certificates, nor the
consummation of any other of the transactions contemplated in this
Agreement, the related Terms Agreement or the related Pooling and
Servicing Agreement, nor the fulfillment of the terms of the related
Certificates, the related Pooling and Servicing Agreement, this
Agreement or the related Terms Agreement will conflict with or violate
any term or provision of the articles of incorporation or by-laws of
the Company or any statute, order or regulation applicable to the
Company of any court, regulatory body, administrative agency or
governmental body having jurisdiction over the Company and will not
conflict with, result in a breach or violation or the acceleration of
or constitute a default under the terms of any indenture or other
agreement or instrument known to such counsel to which the Company is
a party or by which it is bound; and
(vii) There are no actions, proceedings or investigations pending
or, to the best knowledge of such counsel, threatened before any
court, administrative agency or other tribunal (i) asserting the
invalidity of this Agreement, the related Terms Agreement, the related
Pooling and Servicing Agreement or the related Certificates, (ii)
seeking to prevent the issuance of the Certificates of the related
Series or the consummation by the Company of any of the transactions
contemplated by this Agreement, such Terms Agreement or such Pooling
and Servicing Agreement, or (iii) which might materially and adversely
affect the performance by the Company of its obligations under, or the
validity or enforceability of, this Agreement, such Terms Agreement,
such Pooling and Servicing Agreement or the related Certificates.
In rendering his or her opinion such counsel may rely as to matters of
fact, to the extent deemed proper and as stated therein, on
certificates of responsible officers of the Company or public
officials. In addition, such opinion may be qualified as an opinion
only on the laws of the State of New Jersey.
(d) The Underwriter shall have received from Brown & Wood LLP, counsel
for the Underwriter, such opinion or opinions, dated the related Closing
Date, with respect to the issuance and sale of the Certificates of the
related Series, the related Registration Statement, the related Prospectus
and such other related matters as the Underwriter may reasonably require,
and the Company shall have furnished to such counsel such documents as the
Underwriter may reasonably request for the purpose of enabling them to pass
upon such matters.
(e) The Company shall have furnished to the Underwriter a certificate
of the Company, signed by the President or any Vice President and the
Senior Vice President-Finance or the principal financial or accounting
officer of the Company, dated the related Closing Date, to the effect that
the signers of such certificate have carefully examined the related
Registration Statement (excluding any Current Reports and any other
documents incorporated by reference therein), the related Prospectus, the
Detailed Description referred to in such Prospectus (excluding any related
Current Report), this Agreement and the related Terms Agreement and that:
(i) the representations and warranties of the Company in this
Agreement are true and correct in all material respects on and as of
the related Closing Date with the same effect as if made on such
Closing Date, and the Company has complied with all the agreements and
satisfied all the conditions on its part to be performed or satisfied
at or prior to such Closing Date;
(ii) no stop order suspending the effectiveness of such
Registration Statement has been issued and no proceedings for that
purpose have been instituted or, to their knowledge, threatened; and
(iii) nothing has come to their attention that would lead them to
believe that such Registration Statement (excluding any Current
Report) contains any untrue statement of a material fact or omits to
state any material fact required to be stated therein or necessary to
make the statements therein not misleading, that the related
Prospectus (excluding any related Current Report) contains any untrue
statement of a material fact or omits to state a material fact
required to be stated therein or necessary to make the statements
therein, in the light of the circumstances under which they were made,
not misleading, or that the Detailed Description referred to in such
Prospectus includes any untrue statement of a material fact or omits
to state any information which the Prospectus states will be included
in such Detailed Description.
(f) Peabody & Arnold, counsel for the Trustee, shall have furnished to
the Underwriter an opinion, dated the related Closing Date, to the effect
that:
(i) the Trustee has been duly incorporated and is validly
existing as a corporation in good standing under the laws of the
Commonwealth of Massachusetts with corporate power to own its
properties and conduct its business as presently conducted by it, to
conduct business as a trustee and to enter into and perform its
obligations under the related Pooling and Servicing Agreement;
(ii) the related Pooling and Servicing Agreement has been duly
authorized, executed and delivered by the Trustee and constitutes the
legal, valid and binding agreement of the Trustee enforceable against
the Trustee in accordance with its terms, subject to bankruptcy,
insolvency, fraudulent conveyance, reorganization or other similar
laws affecting the enforcement of creditors' rights generally and to
judicial discretion, and general principles of equity (regardless of
whether enforcement is sought in a proceeding in equity or at law);
(iii) the Trustee has duly accepted its appointment as trustee
under the related Pooling and Servicing Agreement;
(iv) no consent, approval, authorization or order of any
Massachusetts or federal court or government agency or body is
required on the part of the Trustee for the consummation of the
transactions contemplated in the related Pooling and Servicing
Agreement, except such as may be required under any federal or state
securities law; and
(v) the performance on the part of the Trustee of any of the
transactions contemplated in the related Pooling and Servicing
Agreement does not conflict with or result in a breach or violation of
any term or provision of, or constitute a default under, the Articles
of Organization, as amended, or By-Laws of the Trustee, or any
Massachusetts or federal statute or regulation applicable to the
Trustee, or to such counsel's knowledge, any indenture or other
agreement or instrument to which the Trustee is a party or by which it
is bound, or, to such counsel's knowledge, any order of any state or
federal court, regulatory body, administrative agency or governmental
body having jurisdiction over the Trustee.
In addition, such counsel shall furnish to the Underwriter such
opinions as to the treatment of the Trust Fund for purposes of
Massachusetts tax law as are reasonably satisfactory to the
Underwriter.
(g) KPMG Peat Marwick LLP shall have furnished to the Underwriter a
letter, dated as of the date of the related Terms Agreement, in form and
substance satisfactory to the Underwriter, stating in effect that they have
performed certain specified procedures as a result of which they have
determined that such information as the Underwriter may reasonably request
of an accounting, financial or statistical nature (which is limited to
accounting, financial or statistical information derived from the general
accounting records of the Company) set forth in the related Prospectus
Supplement under the caption "Delinquency and Foreclosure Experience of the
Company" agrees with the accounting records of the Company, excluding any
questions of legal interpretation.
(h) KPMG Peat Marwick LLP shall have furnished to the Underwriter a
letter, dated as of the related Closing Date, in form and substance
satisfactory to the Underwriter, stating in effect that they have performed
certain specified procedures as a result of which they have determined that
such information as the Underwriter may reasonably request of an
accounting, financial or statistical nature (which is limited to
accounting, financial or statistical information derived from the general
accounting records of the Company and which is obtained from an analysis of
a sample of the Mortgage Loans included in the related pool) set forth in
the related Prospectus Supplement under the caption "Description of the
Mortgage Pool and the Mortgaged Properties" or "Description of the Mortgage
Pools and the Mortgaged Properties", as the case may be, and in the
Detailed Description relating to such Prospectus Supplement is mutually
consistent and agrees with the accounting records of the Company and, where
applicable, the related Mortgage Loan files of the Company, excluding any
questions of legal interpretation. In addition, if applicable, such
accountants shall have furnished to the Underwriter a letter, dated as of
the related Closing Date, which shall include a statement or statements to
the effect that based upon the assumptions and methodology agreed to by the
Company (and which is consistent with the manner in which any final PAC
Balances, TAC Balances, Scheduled Balances, Maximum and Minimum Scheduled
Balances or any other scheduled balances are to be calculated as set forth
in the related Prospectus), all of which shall be described by reference in
such letter, such accountants shall have verified the mathematical accuracy
of any final PAC Balances Table, TAC Balances Table, Scheduled Balances
Table, Maximum or Minimum Scheduled Balances Table or other scheduled
balances table attached as an exhibit to the related Pooling and Servicing
Agreement.
(i) KPMG Peat Marwick LLP shall have furnished to the Underwriter and
the Company a letter or letters, dated as of the date of the related Terms
Agreement, in form and substance satisfactory to the Underwriter and the
Company, including, without limitation, statements, if applicable, to the
effect that:
(i) based upon the assumptions and methodology set forth in the
related Prospectus, all of which shall be described by reference in
such letter, they recomputed the percentages of initial principal
balance outstanding as of each of the Distribution Dates (as defined
in such Prospectus) indicated and the weighted average lives of each
Class of Offered Certificates at each of the indicated percentages of
the applicable Prepayment Assumption, and they compared the recomputed
percentages and weighted average lives to the corresponding
percentages and weighted average lives set forth in the related tables
and found them to be in agreement;
(ii) based upon the assumptions and methodology set forth in such
Prospectus, all of which shall be described by reference in such
letter, they have verified the mathematical accuracy of any Scheduled
Final Distribution Dates for the Offered Certificates, PAC Balances,
TAC Balances, Scheduled Balances, Maximum and Minimum Scheduled
Balances or any other scheduled balances set forth in such Prospectus
for each indicated Distribution Date, and have verified the
mathematical accuracy of any initial Effective Ranges of any PAC
Certificates, Scheduled Certificates or other scheduled Certificates
set forth in such Prospectus; and
(iii) based upon the assumptions and methodology set forth in
such Prospectus, all of which shall be described by reference in such
letter, they have verified the mathematical accuracy of the pre-tax
yields to maturity and, if applicable, aggregate cash flows of any
Class of Certificates for which such pre-tax yields and, if
applicable, aggregate cash flows are set forth in such Prospectus at
the indicated percentages of the Prepayment Assumption and, if
applicable, at the indicated values of COFI, LIBOR or any other index,
as applicable.
(j) The Offered Certificates of the related Series shall have received
the ratings specified in the related Terms Agreement (the "Required
Ratings").
(k) Prior to the related Closing Date, the Company shall have
furnished to the Underwriter such further information, certificates and
documents as the Underwriter may reasonably request.
(l) If any Certificates of the related Series are to be sold to any
other underwriter and/or offered in reliance upon an exemption from the
registration requirements of the Act, the sale at or prior to the related
Closing Date of such Certificates to the purchaser thereof shall have
occurred.
(m) Subsequent to the date of the related Terms Agreement, there shall
not have been any change, or any development involving a prospective
change, in or affecting the business or properties of the Company which the
Underwriter concludes in its judgment, after consultation with the Company,
materially impairs the investment quality of the Offered Certificates of
the related Series so as to make it impractical or inadvisable to proceed
with the public offering or the delivery of such Offered Certificates as
contemplated by the related Prospectus.
If any of the conditions specified in this Section 6 shall not have
been fulfilled in all material respects with respect to the particular
Offered Certificates of a Series when and as provided in this Agreement and
the related Terms Agreement, or if any of the opinions and certificates
mentioned above or elsewhere in this Agreement and the related Terms
Agreement shall not be in all material respects reasonably satisfactory in
form and substance to the Underwriter and its counsel, this Agreement (with
respect to the related Offered Certificates) and the related Terms
Agreement and all obligations of the Underwriter hereunder (with respect to
the related Offered Certificates) and thereunder may be canceled at, or at
any time prior to, the related Closing Date by the Underwriter. Notice of
such cancellation shall be given to the Company in writing, or by telephone
or telegraph confirmed in writing.
7. Indemnification and Contribution. (a) The Company agrees to indemnify
and hold harmless the Underwriter and each person who controls the Underwriter
within the meaning of the Act or the Exchange Act against any and all losses,
claims, damages or liabilities, joint or several, to which they or any of them
may become subject under the Act, the Exchange Act, or other Federal or state
statutory law or regulation, at common law or otherwise, insofar as such losses,
claims, damages or liabilities (or actions in respect thereof) arise out of or
are based upon any untrue statement or alleged untrue statement of a material
fact contained in the Registration Statement relating to the Offered
Certificates of the applicable Series as it became effective or in any amendment
or supplement thereof, or in such Registration Statement or the related
Prospectus, or in any amendment thereof, or in the Detailed Description referred
to in such Prospectus or arise out of or are based upon the omission or alleged
omission (in the case of any Computational Materials or ABS Term Sheets (in each
case, as defined herein) in respect of which the Company agrees to indemnify the
Underwriter, as set forth below, when such are read in conjunction with the
related Prospectus and Prospectus Supplement) to state therein a material fact
required to be stated therein or necessary to make the statements therein not
misleading, and agrees to reimburse each such indemnified party for any legal or
other expenses reasonably incurred by them in connection with investigating or
defending any such loss, claim, damage, liability or action; provided, however,
that (i) the Company will not be liable in any such case to the extent that any
such loss, claim, damage or liability arises out of or is based upon any such
untrue statement or alleged untrue statement or omission or alleged omission
made therein (A) in reliance upon and in conformity with written information
furnished to the Company as herein stated by or on behalf of the Underwriter
specifically for use in connection with the preparation thereof or (B) in any
Current Report or any amendment or supplement thereof, except to the extent that
any untrue statement or alleged untrue statement therein or omission therefrom
results (or is alleged to have resulted) directly from an error (a "Mortgage
Pool Error") in the information concerning the characteristics of the Mortgage
Loans furnished by the Company to the Underwriter in writing or by electronic
transmission that was used in the preparation of either (x) any Computational
Materials or ABS Term Sheets (or amendments or supplements thereof) included in
such Current Report (or amendment or supplement thereof) or (y) any written or
electronic materials furnished to prospective investors on which the
Computational Materials (or amendments or supplements) were based, (ii) such
indemnity with respect to any Corrected Statement (as defined below) in such
Prospectus (or supplement thereto) shall not inure to the benefit of the
Underwriter (or any person controlling the Underwriter) from whom the person
asserting any loss, claim, damage or liability purchased the Certificates of the
related Series that are the subject thereof if such person did not receive a
copy of a supplement to such Prospectus at or prior to the confirmation of the
sale of such Certificates and the untrue statement or omission of a material
fact contained in such Prospectus (or supplement thereto) was corrected (a
"Corrected Statement") in such other supplement and such supplement was
furnished by the Company to the Underwriter prior to the delivery of such
confirmation, and (iii) such indemnity with respect to any Mortgage Pool Error
shall not inure to the benefit of the Underwriter (or any person controlling the
Underwriter) from whom the person asserting any loss, claim, damage or liability
received any Computational Materials (or any written or electronic materials on
which the Computational Materials are based) or ABS Term Sheets that were
prepared on the basis of such Mortgage Pool Error, if, prior to the time of
confirmation of the sale of the applicable Certificates to such person, the
Company notified the Underwriter in writing of the Mortgage Pool Error or
provided in written or electronic form information superseding or correcting
such Mortgage Pool Error (in any such case, a "Corrected Mortgage Pool Error"),
and the Underwriter failed to notify such person thereof or to deliver to such
person corrected Computational Materials (or underlying written or electronic
materials) or ABS Term Sheets. This indemnity agreement will be in addition to
any liability which the Company may otherwise have.
(b) The Underwriter agrees to indemnify and hold harmless the Company,
each of its directors, each of its officers who signs the Registration
Statement relating to the Offered Certificates of the applicable Series,
and each person who controls the Company within the meaning of the Act or
the Exchange Act to the same extent as the foregoing indemnities from the
Company to the Underwriter, but only with reference to (A) written
information furnished to the Company by or on behalf of the Underwriter
specifically for use in the preparation of the documents referred to in the
foregoing indemnity with respect to the related Series, or (B) any
Computational Materials or ABS Term Sheets (or amendments or supplements
thereof) furnished to the Company by the Underwriter pursuant to Section 8
or Section 9 and incorporated by reference in such Registration Statement
or the related Prospectus or any amendment or supplement thereof (except
that no such indemnity shall be available for any losses, claims, damages
or liabilities, or actions in respect thereof, resulting from any Mortgage
Pool Error, other than a Corrected Mortgage Pool Error). This indemnity
agreement will be in addition to any liability which the Underwriter may
otherwise have. The Company acknowledges that the statements set forth in
the second sentence of the ante-penultimate paragraph, the first sentence
of the penultimate paragraph, and in the last paragraph appearing on the
cover page of the related Prospectus Supplement as such statements relate
to such Offered Certificates and the second sentence of the first paragraph
under the heading "Plan of Distribution" in such Prospectus Supplement as
such statements relate to such Offered Certificates constitute the only
information furnished in writing by or on behalf of the Underwriter for
inclusion in the related Prospectus (other than any Computational Materials
or ABS Term Sheets (or amendments or supplements thereof) furnished to the
Company by the Underwriter), and the Underwriter confirms that such
statements are correct.
(c) Promptly after receipt by an indemnified party under Section 7 of
notice of the commencement of any action, such indemnified party will, if a
claim in respect thereof is to be made against the indemnifying party under
this Section 7, notify the indemnifying party in writing of the
commencement thereof; but the omission so to notify the indemnifying party
will not relieve it from any liability which it may have to any indemnified
party otherwise than under this Section 7. In case any such action is
brought against any indemnified party, and it notifies the indemnifying
party of the commencement thereof, the indemnifying party will be entitled
to participate therein, and to the extent that it may elect by written
notice delivered to the indemnified party promptly after receiving the
aforesaid notice from such indemnified party, to assume the defense
thereof, with counsel satisfactory to such indemnified party; provided,
however, that if the defendants in any such action include both the
indemnified party and the indemnifying party and the indemnified party
shall have reasonably concluded that there may be legal defenses available
to it and/or other indemnified parties which are different from or
additional to those available to the indemnifying party, the indemnified
party or parties shall have the right to select separate counsel to assert
such legal defenses and to otherwise participate in the defense of such
action on behalf of such indemnified party or parties. Upon receipt of
notice from the indemnifying party to such indemnified party of its
election so to assume the defense of such action and approval by the
indemnified party of counsel, the indemnifying party will not be liable to
such indemnified party under this Section 7 for any legal or other expenses
subsequently incurred by such indemnified party in connection with the
defense thereof unless (i) the indemnified party shall have employed
separate counsel in connection with the assertion of legal defenses in
accordance with the proviso to the next preceding sentence (it being
understood, however, that the indemnifying party shall not be liable for
the expenses of more than one separate counsel approved by the indemnified
party in the case of subparagraph (a) or (b), representing the indemnified
parties under subparagraph (a) or (b), who are parties to such action),
(ii) the indemnifying party shall not have employed counsel satisfactory to
the indemnified party to represent the indemnified party within a
reasonable time after notice of commencement of the action or (iii) the
indemnifying party has authorized the employment of counsel for the
indemnified party at the expense of the indemnifying party; and except
that, if clause (i) or (iii) is applicable, such liability shall be only in
respect of the counsel referred to in such clause (i) or (iii).
(d) If the indemnification provided for in paragraph (a) or (b) of
this Section 7 is due in accordance with its terms but is for any reason
held by a court to be unavailable from the Company or the Underwriter, on
grounds of policy or otherwise, or if the indemnified party failed to give
notice under paragraph (c) of this Section 7 in respect of a claim
otherwise subject to indemnification in accordance with paragraph (a) or
(b) of this Section 7, the Company and the Underwriter shall contribute to
the aggregate losses, claims, damages and liabilities (including legal and
other expenses reasonably incurred in connection with investigating or
defending same) to which the Company and the Underwriter may be subject, as
follows:
(i) in the case of any losses, claims, damages and liabilities
(or actions in respect thereof) which do not arise out of or are not
based upon any untrue statement or omission of a material fact in any
Computational Materials or ABS Term Sheets (or any amendments or
supplements thereof), in such proportion so that the Underwriter is
responsible for that portion represented by the difference between the
proceeds to the Company in respect of the Offered Certificates
appearing on the cover page of the Prospectus Supplement for the
related Series and the total proceeds received by the Underwriter from
the sale of such Offered Certificates (the "Underwriting Discount"),
and the Company is responsible for the balance; provided, however,
that in no case shall the Underwriter be responsible under this
subparagraph (i) for any amount in excess of such Underwriting
Discount applicable to the Offered Certificates purchased by the
Underwriter pursuant to this Agreement and the related Terms
Agreement; and
(ii) in the case of any losses, claims, damages and liabilities
(or actions in respect thereof) which arise out of or are based upon
any untrue statement or omission of a material fact in any
Computational Materials or ABS Term Sheets (or any amendments or
supplements thereof) or in any written or electronic materials
distributed to prospective investors on which the Computational
Materials are based, in such proportion as is appropriate to reflect
the relative fault of the Company on the one hand and the Underwriter
on the other in connection with the statements or omissions which
resulted in such losses, claims, damages or liabilities (or actions in
respect thereof) as well as any other relevant equitable
considerations; provided, however, that in no case shall the
Underwriter be responsible under this subparagraph (ii) for any amount
in excess of the aggregate Purchase Price for the Offered
Certificates. The relative fault shall be determined by reference to,
among other things, whether the untrue or alleged untrue statement of
a material fact or the omission or alleged omission to state a
material fact in such Computational Materials or ABS Term Sheets (or
any amendments or supplements thereof or such written or electronic
materials) results from information prepared by the Company on the one
hand or the Underwriter on the other and the parties' relative intent,
knowledge, access to information and opportunity to correct or prevent
such statement or omission.
Notwithstanding anything to the contrary in this Section 7(d), no
person guilty of fraudulent misrepresentation (within the meaning of
Section 11(f) of the Act) shall be entitled to contribution from any
person who was not guilty of such fraudulent misrepresentation. For
purposes of this Section 7, each person who controls the Underwriter
within the meaning of either the Act or the Exchange Act shall have
the same rights to contribution as the Underwriter, and each person
who controls the Company within the meaning of either the Act or the
Exchange Act, each officer of the Company who shall have signed the
Registration Statement and each director of the Company shall have the
same rights to contribution as the Company, subject in each case to
the immediately preceding sentence of this paragraph (d).
8. Computational Materials and Structural Term Sheets. (a) Not later than
10:30 a.m., New York time, on the business day before the date on which the
Current Report relating to the Offered Certificates of a Series is required to
be filed by the Company with the Commission pursuant to Section 5(b) hereof, the
Underwriter shall deliver to the Company five complete copies of all materials
provided by the Underwriter to prospective investors in such Offered
Certificates that constitute (i) "Computational Materials" within the meaning of
the no-action letter dated May 20, 1994 issued by the Division of Corporation
Finance of the Commission to Kidder, Peabody Acceptance Corporation I, Kidder,
Peabody & Co. Incorporated, and Kidder Structured Asset Corporation and the
no-action letter dated May 27, 1994 issued by the Division of Corporation
Finance of the Commission to the Public Securities Association (together, the
"Kidder Letters"), the filing of which material is a condition of the relief
granted in such letter (such materials being the "Computational Materials"), and
(ii) "Structural Term Sheets" within the meaning of the no-action letter dated
February 17, 1995 issued by the Division of Corporation Finance of the
Commission to the Public Securities Association (the "PSA Letter"), the filing
of which material is a condition of the relief granted in such letter (such
materials being the "Structural Term Sheets"). Each delivery of Computational
Materials and Structural Term Sheets to the Company pursuant to this paragraph
(a) shall be effected by delivering four copies of such materials to counsel for
the Company on behalf of the Company at the address specified in Section 3
hereof and one copy of such materials to the Company.
(b) The Underwriter represents and warrants to and agrees with the
Company, as of the date of the related Terms Agreement and as of the
Closing Date, that:
(i) the Computational Materials furnished to the Company pursuant
to Section 8(a) constitute (either in original, aggregated or
consolidated form) all of the materials furnished to prospective
investors by the Underwriter prior to the time of delivery thereof to
the Company that are required to be filed with the Commission with
respect to the related Offered Certificates in accordance with the
Kidder Letters, and such Computational Materials comply with the
requirements of the Kidder Letters;
(ii) the Structural Term Sheets furnished to the Company pursuant
to Section 8(a) constitute all of the materials furnished to
prospective investors by the Underwriter prior to the time of delivery
thereof to the Company that are required to be filed with the
Commission as "Structural Term Sheets" with respect to the related
Offered Certificates in accordance with the PSA Letter, and such
Structural Term Sheets comply with the requirements of the PSA Letter;
and
(iii) on the date any such Computational Materials or Structural
Term Sheets with respect to such Offered Certificates (or any written
or electronic materials furnished to prospective investors on which
the Computational Materials are based) were last furnished to each
prospective investor and on the date of delivery thereof to the
Company pursuant to Section 8(a) and on the related Closing Date, such
Computational Materials (or such other materials) or Structural Term
Sheets did not and will not include any untrue statement of a material
fact or, when read in conjunction with the related Prospectus and
Prospectus Supplement, omit to state a material fact required to be
stated therein or necessary to make the statements therein not
misleading.
Notwithstanding the foregoing, the Underwriter makes no representation
or warranty as to whether any Computational Materials or Structural
Term Sheets (or any written or electronic materials on which the
Computational Materials are based) included or will include any untrue
statement resulting directly from any Mortgage Pool Error (except any
Corrected Mortgage Pool Error, with respect to materials prepared
after the receipt by the Underwriter from the Company of notice of
such Corrected Mortgage Pool Error or materials superseding or
correcting such Corrected Mortgage Pool Error).
(c) The Underwriter shall cause a firm of public accountants to
furnish to the Company a letter, dated as of the date on which the
Underwriter delivers any Computational Materials (which term shall be
deemed to include, for purposes of this paragraph (c), calculated
statistical information delivered to prospective investors in the form of a
Structural Term Sheet) to the Company pursuant to Section 8(a), in form and
substance satisfactory to the Company, stating in effect that they have
verified the mathematical accuracy of any calculations performed by the
Underwriter and set forth in such Computational Materials.
(d) The Underwriter acknowledges and agrees that any Computational
Materials or Structural Term Sheets with respect to Series 1998-1 and any
subsequent Series of Certificates as to which it acts as Underwriter have
been prepared and disseminated by the Underwriter and not by or on behalf
of the Company, and that such materials included and shall include a
disclaimer in form satisfactory to the Company to the effect that such
materials have been prepared and disseminated by the Underwriter, and that
the content and accuracy of such materials have not been reviewed by the
Company.
(e) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act, it
shall be necessary to amend or supplement the related Prospectus as a
result of an untrue statement of a material fact contained in any
Computational Materials or Structural Term Sheets provided by the
Underwriter pursuant to this Section 8 or the omission to state therein a
material fact required, when considered in conjunction with the related
Prospectus and Prospectus Supplement, to be stated therein or necessary to
make the statements therein, when read in conjunction with the related
Prospectus and Prospectus Supplement, not misleading, or if it shall be
necessary to amend or supplement any Current Report relating to any
Computational Materials or Structural Term Sheets to comply with the Act or
the rules thereunder, the Underwriter promptly will prepare and furnish to
the Company for filing with the Commission an amendment or supplement which
will correct such statement or omission or an amendment which will effect
such compliance. The Underwriter represents and warrants to the Company, as
of the date of delivery of such amendment or supplement to the Company,
that such amendment or supplement will not include any untrue statement of
a material fact or, when read in conjunction with the related Prospectus
and Prospectus Supplement, omit to state a material fact required to be
stated therein or necessary to make the statements therein not misleading;
provided, however, that the Underwriter makes no representation or warranty
as to whether any such amendment or supplement will include any untrue
statement resulting directly from any Mortgage Pool Error (except any
Corrected Mortgage Pool Error, with respect to any such amendment or
supplement prepared after the receipt by the Underwriter from the Company
of notice of such Corrected Mortgage Pool Error or materials superseding or
correcting such Corrected Mortgage Pool Error). The Company shall have no
obligation to file such amendment or supplement if the Company determines
that (i) such amendment or supplement contains any untrue statement of a
material fact or, when read in conjunction with the related Prospectus and
Prospectus Supplement, omits to state a material fact required to be stated
therein or necessary to make the statements therein not misleading; it
being understood, however, that the Company shall have no obligation to
review or pass upon the accuracy or adequacy of, or to correct, any such
amendment or supplement provided by the Underwriter to the Company pursuant
to this paragraph (e) or (ii) such filing is not required under the Act.
9. Collateral Term Sheets. (a) Prior to the delivery of any "Collateral
Term Sheet" within the meaning of the PSA Letter, the filing of which material
is a condition of the relief granted in such letter (such material being the
"Collateral Term Sheets"), to a prospective investor in any Offered
Certificates, the Underwriter shall, in order to facilitate the timely filing of
such material with the Commission, notify the Company and its counsel by
telephone of its intention to deliver such materials and the approximate date on
which the first such delivery of such materials is expected to occur. Not later
than 10:30 a.m., New York time, on the business day immediately following the
date on which any Collateral Term Sheet was first delivered to a prospective
investor in such Offered Certificates, the Underwriter shall deliver to the
Company five complete copies of all materials provided by the Underwriter to
prospective investors in the Offered Certificates that constitute "Collateral
Term Sheets." Each delivery of a Collateral Term Sheet to the Company pursuant
to this paragraph
(a) shall be effected by delivering four copies of such materials to
counsel for the Company on behalf of the Company at the address specified
in Section 3 hereof and one copy of such materials to the Company.
(Collateral Term Sheets and Structural Term Sheets are, together, referred
to herein as "ABS Term Sheets.") At the time of each such delivery, the
Underwriter shall indicate in writing that the materials being delivered
constitute Collateral Term Sheets, and, if there has been any prior such
delivery with respect to the related Series, shall indicate whether such
materials differ in any material respect from any Collateral Term Sheets
previously delivered to the Company with respect to such Series pursuant to
this Section 9(a) as a result of the occurrence of a material change in the
characteristics of the related Mortgage Loans.
(b) The Underwriter represents and warrants to and agrees with the
Company as of the date of the related Terms Agreement and as of the Closing
Date, that:
(i) The Collateral Term Sheets furnished to the Company pursuant
to Section 9(a) constitute all of the materials furnished to
prospective investors by the Underwriter prior to time of delivery
thereof to the Company that are required to be filed with the
Commission as "Collateral Term Sheets" with respect to the related
Offered Certificates in accordance with the PSA Letter, and such
Collateral Term Sheets comply with the requirements of the PSA Letter;
and
(ii) On the date any such Collateral Term Sheets with respect to
such Offered Certificates were last furnished to each prospective
investor and on the date of delivery thereof to the Company pursuant
to Section 9(a) and on the related Closing Date, such Collateral Term
Sheets did not and will not include any untrue statement of a material
fact or, when read in conjunction with the Prospectus and Prospectus
Supplement, omit to state a material fact required to be stated
therein or necessary to make the statements therein not misleading.
Notwithstanding the foregoing, the Underwriter makes no representation
or warranty as to whether any Collateral Term Sheet included or will
include any untrue statement or material omission resulting directly
from any Mortgage Pool Error (except any Corrected Mortgage Pool
Error, with respect to materials prepared after the receipt by the
Underwriter from the Company of notice of such Corrected Mortgage Pool
Error or materials superseding or correcting such Corrected Mortgage
Pool Error).
(c) The Underwriter acknowledges and agrees that any Collateral Term
Sheets with respect to any Series of Certificates furnished to prospective
investors from and after the date hereof will have been prepared and
disseminated by the Underwriter and not by or on behalf of the Company, and
that such materials shall include a disclaimer in form satisfactory to the
Company to the effect set forth in Section 8(d) hereof, and to the effect
that the information contained in such materials supersedes the information
contained in any prior Collateral Term Sheet with respect to such Series of
Offered Certificates and will be superseded by the description of the
related Mortgage Loans in the related Prospectus Supplement and in the
Detailed Description relating to such Prospectus Supplement to be filed
under cover of Form 8-K. The Underwriter agrees that it will not represent
to prospective investors that any Collateral Term Sheets were prepared or
disseminated on behalf of the Company.
(d) If, at any time when a prospectus relating to the Offered
Certificates of a Series is required to be delivered under the Act, it
shall be necessary to amend or supplement the related Prospectus as a
result of an untrue statement of a material fact contained in any
Collateral Term Sheets provided by the Underwriter pursuant to this Section
9 or the omission to state therein a material fact required, when
considered in conjunction with the related Prospectus and Prospectus
Supplement, to be stated therein or necessary to make the statements
therein, when read in conjunction with the related Prospectus and
Prospectus Supplement, not misleading, or if it shall be necessary to amend
or supplement any Current Report relating to any Collateral Term Sheets to
comply with the Act or the rules thereunder, the Underwriter promptly will
prepare and furnish to the Company for filing with the Commission an
amendment or supplement which will correct such statement or omission or an
amendment which will effect such compliance. The Underwriter represents and
warrants to the Company, as of the date of delivery of such amendment or
supplement to the Company, that such amendment or supplement will not
include any untrue statement of a material fact or, when read in
conjunction with the related Prospectus and Prospectus Supplement, omit to
state a material fact required to be stated therein or necessary to make
the statements therein not misleading; provided, however, the Underwriter
makes no representation or warranty as to whether any such amendment or
supplement will include any untrue statement resulting directly from any
Mortgage Pool Error (except any Corrected Mortgage Pool Error, with respect
to any such amendment or supplement prepared after the receipt by the
Underwriter from the Company of notice of such Corrected Mortgage Pool
Error or materials superseding or correcting such Corrected Mortgage Pool
Error). The Company shall have no obligation to file such amendment or
supplement if the Company determines that (i) such amendment or supplement
contains any untrue statement of a material fact or, when read in
conjunction with the related Prospectus and Prospectus Supplement, omits to
state a material fact required to be stated therein or necessary to make
the statements therein not misleading; it being understood, however, that
the Company shall have no obligation to review or pass upon the accuracy or
adequacy of, or to correct, any such amendment or supplement provided by
the Underwriter to the Company pursuant to this paragraph (d) or (ii) such
filing is not required under the Act.
10. Termination. This Agreement (with respect to a particular Certificate
Offering) and the related Terms Agreement shall be subject to termination in the
absolute discretion of the Underwriter, by notice given to the Company prior to
delivery of and payment for the related Offered Certificates, if prior to the
related Closing Date (i) trading in securities generally on the New York Stock
Exchange shall have been suspended or materially limited, (ii) a general
moratorium on commercial banking activities in New York shall have been declared
by either federal or New York State authorities, or (iii) there shall have
occurred any outbreak or material escalation of hostilities or other calamity or
crisis the effect of which on the financial markets of the United States is such
as to make it, in the reasonable judgment of the Underwriter, impracticable to
market such Offered Certificates.
11. Representations and Indemnities to Survive Delivery. The agreements,
representations, warranties, indemnities and other statements of the Company or
its officers and of the Underwriter set forth in or made pursuant to this
Agreement and the related Terms Agreement will remain in full force and effect,
regardless of any investigation made by or on behalf of the Underwriter or the
Company or any of the officers, directors or controlling persons referred to in
Section 7 hereof, and will survive delivery of and payment for the related
Offered Certificates. The provisions of Section 7 hereof shall survive the
termination or cancellation of this Agreement and the related Terms Agreement.
12. Successors. This Agreement and the related Terms Agreement will inure
to the benefit of and be binding upon the parties hereto and thereto and their
respective successors and the officers, directors and controlling persons
referred to in Section 7 hereof, and their successors and assigns, and no other
person will have any right or obligation hereunder or thereunder. No purchaser
of any Offered Certificate from the Underwriter shall be deemed a successor or
assign by reason of such purchase.
13. APPLICABLE LAW. THIS AGREEMENT AND THE RELATED TERMS AGREEMENT WILL BE
GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK
APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED THEREIN.
14. Miscellaneous. This Agreement, as supplemented by the related Terms
Agreement, supersedes all prior and contemporaneous agreements and
understandings relating to the subject matter hereof. This Agreement and the
related Terms Agreement or any term of each may not be changed, waived,
discharged or terminated except by an affirmative written agreement made by the
party against whom enforcement of the change, waiver, discharge or termination
is sought. The headings in this Agreement and the related Terms Agreement are
for purposes of reference only and shall not limit or otherwise affect the
meaning hereof or thereof.
15. Notices. All communications hereunder will be in writing and effective
only on receipt, and, if sent to the Underwriter, will be delivered to it at the
address first above written; or if sent to the Company, will be delivered to GE
Capital Mortgage Services, Inc., Three Executive Campus, Cherry Hill, New Jersey
08002, Attention: General Counsel.
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Company and the Underwriter.
Very truly yours,
GE CAPITAL MORTGAGE SERVICES, INC.
By: _____________________________
Name:
Title:
The foregoing Agreement is
hereby confirmed and accepted
as of the date first above written.
MERRILL LYNCH, PIERCE, FENNER & SMITH
INCORPORATED
By: ________________________________
Name:
Title:
<PAGE>
EXHIBIT A
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MULTI-CLASS PASS-THROUGH CERTIFICATES
SERIES ____-__
TERMS AGREEMENT
(to Underwriting Agreement,
dated January 22, 1998
between the Company and the Underwriter)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus [Date]
Cherry Hill, NJ 08002
Merrill Lynch, Pierce, Fenner & Smith Incorporated (the "Underwriter")
agrees, subject to the terms and provisions herein and of the captioned
Underwriting Agreement (the "Underwriting Agreement"), to purchase such Classes
of Series ____-__ Certificates specified in Section 2(a) hereof (the "Offered
Certificates"). This letter supplements and modifies the Underwriting Agreement
solely as it relates to the purchase and sale of the Offered Certificates
described below. The Series ____-__ Certificates are registered with the
Securities and Exchange Commission by means of an effective Registration
Statement (No. 33-___). Capitalized terms used and not defined herein have the
meanings given them in the Underwriting Agreement.
Section 1. The Mortgage Pool: The Series ____-__ Certificates shall
evidence the entire beneficial ownership interest in a mortgage pool (the
"Mortgage Pool") of conventional, fixed rate, fully amortizing one- to
four-family residential mortgage loans (the "Mortgage Loans") having the
following characteristics as of ________ __, ____ (the "Cut-off Date"):
(a) Aggregate Principal Amount of the Mortgage Pool: $[ ] aggregate
principal balance as of the Cutoff Date, subject to [an upward or downward
variance of up to [ ]%, the precise aggregate principal balance to be
determined by the Company][a permitted variance such that the aggregate
Scheduled Principal Balance thereof will be not less than $[ ] or greater
than $[ ]].
(b) Original Terms to Maturity: The original term to maturity of each
Mortgage Loan included in the Mortgage Pool shall be between ___ and ___
years.
Section 2. The Certificates: The Offered Certificates shall be issued as
follows:
(a) Classes: The Offered Certificates shall be issued with the
following Class designations, interest rates and principal balances,
subject in the aggregate to the variance referred to in Section 1(a)[and,
as to any particular Class, to an upward or downward variance of up to [
]%]:
Principal Interest Class Purchase
Class Balance Rate Price Percentage
----- ------- ---- ----------------
(b) The Offered Certificates shall have such other characteristics as
described in the related Prospectus.
Section 3. Purchase Price: The Purchase Price for each Class of the Offered
Certificates shall be the Class Purchase Price Percentage therefor (as set forth
in Section 2(a) above) of the initial Class Certificates Principal Balance
thereof plus accrued interest at the rate of [ ]% per annum from and including
the Cut-off Date up to, but not including, _________ __, ____ (the "Closing
Date").
Section 4. Required Ratings: The Offered Certificates shall have received
Required Ratings of at least [ ] from [ ].
Section 5. Tax Treatment: [One or more elections will be made to treat the
assets of the Trust Fund as a REMIC.] [The Trust Fund will be treated as a
"grantor trust" for federal income tax purposes.]
[Section 6. Additional Expenses:]*
- --------
* to be inserted if applicable.
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Underwriter and the Company.
Very truly yours,
MERRILL LYNCH, PIERCE, FENNER & SMITH
INCORPORATED
By: ________________________________
Name:
Title:
The foregoing Agreement is
hereby confirmed and accepted
as of the date first above written.
GE CAPITAL MORTGAGE SERVICES, INC.
By: _____________________________
Name:
Title:
<PAGE>
Execution
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC MORTGAGE PASS-THROUGH CERTIFICATES
SERIES 1999-15
TERMS AGREEMENT
(to Underwriting Agreement,
dated January 22, 1998,
between the Company and the Underwriter)
GE Capital Mortgage Services, Inc. New York, New York
Three Executive Campus July 28, 1999
Cherry Hill, NJ 08002
Merrill Lynch, Pierce, Fenner & Smith Incorporated (the "Underwriter")
agrees, subject to the terms and provisions herein and of the captioned
Underwriting Agreement (the "Underwriting Agreement"), to purchase the Classes
of Series 1999-15 Certificates specified in Section 2(a) hereof (the "Offered
Certificates"). This Terms Agreement supplements and modifies the Underwriting
Agreement solely as it relates to the purchase and sale of the Offered
Certificates described below. The Series 1999-15 Certificates are registered
with the Securities and Exchange Commission by means of an effective
Registration Statement (Nos. 333-68951 and 333-68951-01). Capitalized terms used
and not defined herein have the meanings given them in the Underwriting
Agreement.
Section 1. The Mortgage Pools: The Series 1999-15 Certificates shall
evidence the entire beneficial ownership interest in two mortgage pools ("Pool
1" and "Pool 2," respectively, and each a "Mortgage Pool") of conventional,
fixed-rate, first-lien, fully-amortizing, one- to four-family residential
mortgage loans (the "Mortgage Loans") having the following characteristics as of
July 1, 1999 (the "Cut-off Date"):
(a) Aggregate Principal Amount of both Mortgage Pools: $1,004,561,014.47
aggregate principal balance as of the Cut-off Date, subject to a
permitted variance such that the aggregate original Certificate
Principal Balance will be not less than $950,000,000 or greater than
$1,050,000,000.
(b) Original Terms to Maturity: The original term to maturity of
substantially all of the Mortgage Loans included in the Mortgage Pools
shall be between 20 and 30 years.
Section 2. The Certificates: The Offered Certificates shall be issued as
follows:
(a) Classes: The Offered Certificates shall be issued with the following
Class designations, interest rates and principal balances, subject in
the aggregate to the variance referred to in Section 1(a):
Class
Principal Interest Purchase Price
Class Balance Rate Percentage
- ----- ------- ---- ----------
Class M $21,095,000.00 6.75% 94.140625%
Class B1 7,534,000.00 6.75 92.421875
Class B2 4,520,000.00 6.75 86.562500
(b) The Offered Certificates shall have such other characteristics as described
in the related Prospectus.
Section 3. Purchase Price: The Purchase Price for each Class of the Offered
Certificates shall be the Class Purchase Price Percentage therefor (as set forth
in Section 2(a) above) of the initial Class Certificate Principal Balance
thereof plus accrued interest at the initial interest rate per annum from and
including the Cut-off Date up to, but not including, July 29, 1999 (the "Closing
Date").
Section 4. Required Ratings: The Class M, Class B1 and Class B2 Certificates
shall have received Required Ratings of "AA," "A" and "BBB," respectively, from
Fitch IBCA, Inc.
Section 5. Tax Treatment: One or more elections will be made to treat the assets
of the Trust Fund as a REMIC.
<PAGE>
If the foregoing is in accordance with your understanding of our agreement,
please sign and return to the undersigned a counterpart hereof, whereupon this
letter and your acceptance shall represent a binding agreement between the
Underwriter and the Company.
Very truly yours,
MERRILL LYNCH, PIERCE FENNER & SMITH
INCORPORATED
By:______________________________________
Name:
Title:
The foregoing Agreement is hereby confirmed and accepted as of the date hereof.
GE CAPITAL MORTGAGE SERVICES, INC.
By:______________________________________
Name:
Title:
Execution
================================================================================
GE CAPITAL MORTGAGE SERVICES, INC.,
Seller and Servicer
and
STATE STREET BANK AND TRUST COMPANY,
Trustee
-----------------------
POOLING AND SERVICING AGREEMENT
Dated as of July 1, 1999
-----------------------
GE Capital Mortgage Services, Inc.,
1999-15 Trust
================================================================================
<PAGE>
Table of Contents
Page
----
ARTICLE I
DEFINITIONS
Section 1.01. Definitions............................................1
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS;
ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans..........................39
Section 2.02. Acceptance by Trustee.................................43
Section 2.03. Representations and Warranties
of the Company; Mortgage Loan Repurchase............................44
Section 2.04. Execution of Certificates.............................50
Section 2.05. Designations under the REMIC Provisions...............50
ARTICLE III
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 3.01. Company to Act as Servicer..............................53
Section 3.02. Collection of Certain Mortgage Loan Payments;
Mortgage Loan Payment Records; Certificate Account......56
Section 3.03. Collection of Taxes, Assessments and Other Items........59
Section 3.04. Permitted Debits to the Mortgage Loan Payment Records...59
Section 3.05. Maintenance of the Primary Insurance Policies...........61
Section 3.06. Maintenance of Hazard Insurance.........................61
Section 3.07. Assumption and Modification Agreements..................62
Section 3.08. Realization Upon Defaulted Mortgage Loans...............63
Section 3.09. Trustee to Cooperate; Release of Mortgage Files.........65
Section 3.10. Servicing Compensation; Payment of
Certain Expenses by the Company.........................66
Section 3.11. Reports to the Trustee..................................66
Section 3.12. Annual Statement as to Compliance.......................67
Section 3.13. Annual Independent Public Accountants'
Servicing Report........................................67
Section 3.14. Access to Certain Documentation and Information
Regarding the Mortgage Loans............................67
Section 3.15. Maintenance of Certain Servicing Policies...............68
Section 3.16. Optional Purchase of Defaulted Mortgage Loans...........68
ARTICLE IV
PAYMENTS AND STATEMENTS
Section 4.01. Distributions...........................................68
Section 4.02. Method of Distribution..................................77
Section 4.03. Allocation of Losses....................................78
Section 4.04. Monthly Advances; Purchases of Defaulted
Mortgage Loans..........................................80
Section 4.05. Statements to Certificateholders........................80
Section 4.06. Servicer's Certificate..................................83
Section 4.07. Reports of Foreclosures and Abandonments of
Mortgaged Property......................................83
Section 4.08. Reduction of Servicing Fees by
Compensating Interest Payments..........................83
Section 4.09. Surety Bond.............................................83
Section 4.10. Distributions to Holders of
Designated Retail Certificates..........................83
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates........................................88
Section 5.02. Registration of Transfer and Exchange of Certificates...90
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates.......95
Section 5.04. Persons Deemed Owners...................................96
Section 5.05. Access to List of Certificateholders'
Names and Addresses.....................................96
Section 5.06. Representation of Certain Certificateholders............96
Section 5.07. Determination of COFI...................................96
Section 5.08. Determination of LIBOR..................................97
ARTICLE VI
THE COMPANY
Section 6.01. Liability of the Company...............................98
Section 6.02. Merger or Consolidation of, or
Assumption of the Obligations of, the Company..........99
Section 6.03. Assignment.............................................99
Section 6.04. Limitation on Liability of the Company and Others......99
Section 6.05. The Company Not to Resign.............................100
ARTICLE VII
DEFAULT
Section 7.01. Events of Default......................................100
Section 7.02. Trustee to Act; Appointment of Successor...............101
Section 7.03. Notification to Certificateholders.....................102
ARTICLE VIII
THE TRUSTEE
Section 8.01. Duties of Trustee......................................102
Section 8.02. Certain Matters Affecting the Trustee..................103
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans..105
Section 8.04. Trustee May Own Certificates...........................105
Section 8.05. The Company to Pay Trustee's Fees and Expenses.........105
Section 8.06. Eligibility Requirements for Trustee...................105
Section 8.07. Resignation or Removal of Trustee......................106
Section 8.08. Successor Trustee......................................106
Section 8.09. Merger or Consolidation of Trustee.....................107
Section 8.10. Appointment of Co-Trustee or Separate Trustee..........107
Section 8.11. Compliance with REMIC Provisions; Tax Returns..........108
ARTICLE IX
TERMINATION
Section 9.01. Termination upon Repurchase by the
Company or Liquidation of All Mortgage Loans...........108
Section 9.02. Additional Termination Requirements....................110
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment.............................................110
Section 10.02. Recordation of Agreement..............................111
Section 10.03. Limitation on Rights of Certificateholders............112
Section 10.04. Governing Law.........................................112
Section 10.05. Notices...............................................113
Section 10.06. Notices to the Rating Agencies........................113
Section 10.07. Severability of Provisions............................113
Section 10.08. Certificates Nonassessable and Fully Paid.............113
Exhibits
- --------
EXHIBIT A Forms of Certificates
EXHIBIT B Principal Balance Schedules
EXHIBIT C Mortgage Loans (including list of Cooperative Loans)
EXHIBIT D Form of Servicer's Certificate
EXHIBIT E Form of Transfer Certificate as to ERISA Matters
for Definitive ERISA-Restricted Certificates
EXHIBIT F Form of Residual Certificate Transferee Affidavit
EXHIBIT G Form of Residual Certificate Transferor Letter
EXHIBIT H Additional Servicer Compensation
EXHIBIT I Form of Investment Letter for Definitive Restricted Certificates
EXHIBIT J Form of Distribution Date Statement
EXHIBIT K Form of Special Servicing and Collateral Fund Agreement
EXHIBIT L Form of Lost Note Affidavit and Agreement
EXHIBIT M Schedule of Designated Loans
EXHIBIT N Schedule of Pledged Asset Mortgage Loans
EXHIBIT O Senior Principal Priorities
<PAGE>
THIS POOLING AND SERVICING AGREEMENT, dated as of July 1, 1999, between GE
CAPITAL MORTGAGE SERVICES, INC., a corporation organized and existing under the
laws of the State of New Jersey, and STATE STREET BANK AND TRUST COMPANY, a
Massachusetts banking corporation, as Trustee.
W I T N E S S E T H T H A T :
In consideration of the mutual agreements herein contained, GE Capital
Mortgage Services, Inc. and State Street Bank and Trust Company agree as
follows:
ARTICLE I
DEFINITIONS
Section 1.01. Definitions. Whenever used in this Agreement, the following
words and phrases, unless the context otherwise requires, shall have the
following meanings:
Accretion Directed Certificate: Any Class A22 or Class A23 Certificate.
Accretion Directed Component: None.
Accretion Termination Date: The earlier to occur of (1) the Distribution
Date on which the Class Certificate Principal Balance of the Class A23
Certificates has been reduced to zero and (2) the Cross-Over Date.
Accrual Amount: As to any Class of Accrual Certificates and each
Distribution Date through the Accretion Termination Date, the sum of (x) any
amount of Accrued Certificate Interest allocable to such Class pursuant to
Section 4.01(a)(i) on such Distribution Date and (y) any amount of Unpaid Class
Interest Shortfall allocable to such Class pursuant to Section 4.01(a)(ii) on
such Distribution Date, to the extent that such amounts are distributed to any
Accretion Directed Certificates pursuant to Section 4.01(h). As to any Class of
Accrual Certificates and each Distribution Date after the related Accretion
Termination Date, zero.
Accrual Certificates: Any Class A24 Certificate.
Accrual Component: None.
Accrued Certificate Interest: As to any Distribution Date and any Class of
Certificates (other than any Class of Principal Only Certificates and any Class
of Certificates consisting of Specified Components), interest accrued during the
related Interest Accrual Period at the applicable Certificate Interest Rate on
the Class Certificate Principal Balance (or, in the case of any Class of
Notional Certificates other than the Class S Certificates, on the aggregate
Notional Principal Balance) thereof immediately prior to (or, in the case of the
Class S Certificates, on the aggregate Notional Principal Balance thereof with
respect to) such Distribution Date, calculated on the basis of a 360-day year
consisting of twelve 30-day months. As to any Distribution Date and any
Specified Component (other than any Principal Only Component), interest accrued
during the related Interest Accrual Period at the applicable Component Interest
Rate on the Component Principal Balance (or Notional Component Principal
Balance) thereof immediately prior to such Distribution Date, calculated on the
basis of a 360-day year consisting of twelve 30-day months. As to any
Distribution Date and any Class of Certificates consisting of Specified
Components, the aggregate of Accrued Certificate Interest on such Specified
Components for such Distribution Date.
Accrued Certificate Interest on each Class of Certificates (other than any
Class of Principal Only Certificates and any Class of Certificates consisting of
Specified Components) and any Specified Component (other than any Principal Only
Component) shall be reduced by such Class's or Specified Component's share
(determined as set forth in the next two sentences) of the amount of any Net
Interest Shortfall and Interest Losses for such Distribution Date. Any Net
Interest Shortfall in respect of a Mortgage Pool shall be allocated on a pro
rata basis among (1) the related Classes of Senior Certificates (other than any
Class of Principal Only Certificates) in proportion to the respective amounts of
Accrued Certificate Interest that would have resulted absent such shortfall and
(2) the Junior Certificates in proportion to the respective amounts of Accrued
Certificate Interest on their respective Apportioned Principal Balances relating
to such Mortgage Pool that would have resulted absent such shortfall. Any
Interest Losses shall be allocated on a pro rata basis among (1) all Classes of
Senior Certificates (other than any Class of Principal Only Certificates) in
proportion to the respective amounts of Accrued Certificate Interest that would
have resulted absent such losses and (2) the Junior Certificates in proportion
to the respective amounts of Accrued Certificate Interest that would have
resulted absent such losses.
Additional Collateral: With respect to any Mortgage 100SM Loan, the
marketable securities held from time to time as security for the repayment of
such Mortgage 100SM Loan and any related collateral. With respect to any Parent
PowerSM Loan, the third-party guarantee for such Parent PowerSM Loan, together
with (i) any marketable securities held from time to time as security for the
performance of such guarantee and any related collateral or (ii) any mortgaged
property securing the performance of such guarantee, the related home equity
line of credit loan and any related collateral.
Aggregate Junior Percentage: The percentage (carried to six places rounded
up) obtained by dividing the sum of the Class Certificate Principal Balances of
the Junior Certificates by the aggregate of the Pool 1 Scheduled Principal
Balances (less the Class Certificate Principal Balance of the Class 1-PO
Certificates) and Pool 2 Scheduled Principal Balances.
Agreement: This Pooling and Servicing Agreement and all amendments hereof
and supplements hereto.
Allocable Share: (a) As to any Distribution Date and amounts distributable
pursuant to clauses (a)(i), (a)(iii), (b)(i) and (b)(iii) of the definition of
Junior Optimal Principal Amount, and as to each Class of Junior Certificates,
the fraction, expressed as a percentage, the numerator of which is the Class
Certificate Principal Balance of such Class and the denominator of which is the
aggregate Class Certificate Principal Balance of the Junior Certificates.
(b) As to any Distribution Date and amounts distributable pursuant to
clauses (a)(ii), (a)(iv), (a)(v), (b)(ii), (b)(iv) and (b)(v) of the definition
of Junior Optimal Principal Amount, and as to the Class M Certificates and each
Class of Class B Certificates for which the related Prepayment Distribution
Trigger has been satisfied on such Distribution Date, the fraction, expressed as
a percentage, the numerator of which is the Class Certificate Principal Balance
of such Class and the denominator of which is the aggregate Class Certificate
Principal Balance of all such Classes. As to any Distribution Date and each
Class of Class B Certificates for which the related Prepayment Distribution
Trigger has not been satisfied on such Distribution Date, 0%.
Amortization Payment: As to any REO Mortgage Loan and any month, the
payment of principal and accrued interest due in such month in accordance with
the terms of the related Mortgage Note as contemplated by Section 3.08(b).
Amount Held for Future Distribution: As to each Distribution Date and
Mortgage Pool, the total of all amounts credited to the Mortgage Loan Payment
Record for such Mortgage Pool as of the preceding Determination Date on account
of (i) Principal Prepayments, Insurance Proceeds and Liquidation Proceeds
received in respect of such Mortgage Pool subsequent to the preceding Prepayment
Period applicable to such receipts, and (ii) monthly payments of principal and
interest due subsequent to the preceding Due Date.
Anniversary Determination Date: The Determination Date occurring in August
of each year that the Certificates are outstanding, commencing in August 2000.
Apportioned Principal Balance: As to any Class of Junior Certificates, any
Mortgage Pool and any Distribution Date, the Class Certificate Principal Balance
of such Class multiplied by a fraction, the numerator of which is the Pool
Junior Amount with respect to such Mortgage Pool and the denominator of which is
the sum of the Pool Junior Amounts for both Mortgage Pools.
Assignment of Proprietary Lease: With respect to a Cooperative Loan, the
assignment of the related Proprietary Lease from the Mortgagor to the originator
of the Cooperative Loan.
Assumed Monthly Payment Reduction: As of any Anniversary Determination
Date, and as to any Non-Primary Residence Loan remaining in the Trust Fund whose
original principal balance was 80% or greater of the Original Value thereof, the
excess of (i) the Monthly Payment thereof calculated on the assumption that the
Mortgage Rate thereon was equal to the weighted average (by principal balance)
of the Net Mortgage Rates of all Outstanding Mortgage Loans (the "Weighted
Average Rate") as of such Anniversary Determination Date over (ii) the Monthly
Payment thereof calculated on the assumption that the Net Mortgage Rate thereon
was equal to the Weighted Average Rate less 1.25% per annum.
Available Funds: As to each Distribution Date and Mortgage Pool, an amount
equal to the sum of (i) all amounts credited to the Mortgage Loan Payment Record
for such Mortgage Pool pursuant to Section 3.02 as of the preceding
Determination Date, (ii) any Monthly Advance and any Compensating Interest
Payment in respect of such Mortgage Pool for such Distribution Date, (iii) the
Purchase Price of any Defective Mortgage Loans and Defaulted Mortgage Loans in
respect of such Mortgage Pool deposited in the Certificate Account on the
Business Day preceding such Distribution Date (including any amounts deposited
in the Certificate Account in connection with any substitution of a Mortgage
Loan in such Mortgage Pool as specified in Section 2.03(b)), and (iv) the
purchase price of any defaulted Mortgage Loan in such Mortgage Pool purchased
under an agreement entered into pursuant to Section 3.08(e) as of the end of the
preceding Prepayment Period, less the sum of (x) the Amount Held for Future
Distribution in respect of such Mortgage Pool, (y) the amount of any
Unanticipated Recovery credited to the Mortgage Loan Payment Record in respect
of such Mortgage Pool pursuant to clause (vi) of Section 3.02(b), and (z)
amounts permitted to be debited from the related Mortgage Loan Payment Record
pursuant to clauses (i) through (vii) and (ix) of Section 3.04.
Bankruptcy Coverage Termination Date: The Distribution Date upon which the
Bankruptcy Loss Amount has been reduced to zero or a negative number (or the
Cross-Over Date, if earlier).
Bankruptcy Loss Amount: As of any Determination Date prior to the first
Anniversary Determination Date, the Bankruptcy Loss Amount shall equal $358,194,
as reduced by the aggregate amount of Deficient Valuations and Debt Service
Reductions in respect of either Mortgage Pool since the Cut-off Date. As of any
Determination Date after the first Anniversary Determination Date, other than an
Anniversary Determination Date, the Bankruptcy Loss Amount shall equal the
Bankruptcy Loss Amount on the immediately preceding Anniversary Determination
Date as reduced by the aggregate amount of Deficient Valuations and Debt Service
Reductions for either Mortgage Pool since such preceding Anniversary
Determination Date. As of any Anniversary Determination Date, the Bankruptcy
Loss Amount shall equal the lesser of (x) the Bankruptcy Loss Amount as of the
preceding Determination Date as reduced by any Deficient Valuations and Debt
Service Reductions for either Mortgage Pool for the preceding Distribution Date,
and (y) the greater of (i) the Fitch Formula Amount for such Anniversary
Determination Date and (ii) the Formula Amount for such Anniversary
Determination Date.
The Bankruptcy Loss Amount may be further reduced by the Company (including
accelerating the manner in which such coverage is reduced) provided that prior
to any such reduction, the Company shall obtain written confirmation from each
Rating Agency that such reduction shall not adversely affect the then-current
rating assigned to the related Classes of Certificates by such Rating Agency and
shall provide a copy of such written confirmation to the Trustee.
BBA: The British Bankers' Association.
BIF: The Bank Insurance Fund of the FDIC, or its successor in interest.
Book-Entry Certificate: Any Certificate registered in the name of the
Depository or its nominee, ownership of which is reflected on the books of the
Depository or on the books of a person maintaining an account with such
Depository (directly or as an indirect participant in accordance with the rules
of such Depository). As of the Closing Date, each Class of Certificates, other
than the Class B3, Class B4, Class B5, Class R, Class 1-PO, Class 1-S and Class
2-S Certificates, constitutes a Class of Book-Entry Certificates.
Book-Entry Nominee: As defined in Section 5.02(b).
Business Day: Any day other than a Saturday or a Sunday, or a day on which
banking institutions in New York City or the city in which the Corporate Trust
Office is located are authorized or obligated by law or executive order to be
closed.
Buydown Funds: Funds contributed by the Mortgagor or another source in
order to reduce the interest payments required from the Mortgagor for a
specified period in specified amounts.
Buydown Mortgage Loan: Any Mortgage Loan as to which the Mortgagor pays
less than the full monthly payment specified in the Mortgage Note during the
Buydown Period and the difference between the amount paid by the Mortgagor and
the amount specified in the Mortgage Note is paid from the related Buydown
Funds.
Buydown Period: The period during which Buydown Funds are required to be
applied to the related Buydown Mortgage Loan.
Certificate: Any one of the certificates signed and countersigned by the
Trustee in substantially the forms attached hereto as Exhibit A.
Certificate Account: The trust account or accounts created and maintained
with the Trustee pursuant to Section 3.02 and which must be an Eligible Account.
Certificate Interest Rate: With respect to any Class of Certificates, other
than the Class S Certificates or any LIBOR Certificates, and as of any
Distribution Date, the per annum rate specified or described in Section 5.01(b).
With respect to any Class of LIBOR Certificates, the per annum variable rate at
any time at which interest accrues on the Certificates of such Class, as
determined pursuant to Section 5.01(f). With respect to the Class S Certificates
and any Distribution Date, the Strip Rate for such Distribution Date.
Certificate Owner: With respect to any Book-Entry Certificate, the person
who is the beneficial owner thereof.
Certificate Principal Balance: As to any Certificate other than a Notional
Certificate, and as of any Distribution Date, the Initial Certificate Principal
Balance of such Certificate (plus, in the case of any Accrual Certificate or any
Certificate consisting of one or more Accrual Components, its Percentage
Interest of any related Accrual Amount for each previous Distribution Date) less
the sum of (i) all amounts distributed with respect to such Certificate in
reduction of the Certificate Principal Balance thereof on previous Distribution
Dates pursuant to Section 4.01, (ii) any Realized Losses allocated to such
Certificate on previous Distribution Dates pursuant to Section 4.03(b) and (c),
and (iii) in the case of a Subordinate Certificate, such Certificate's
Percentage Interest of the Subordinate Certificate Writedown Amount allocated to
such Certificate on previous Distribution Dates. The Notional Certificates are
issued without Certificate Principal Balances.
Certificate Register and Certificate Registrar: The register maintained and
the registrar appointed pursuant to Section 5.02.
Certificateholder or Holder: The person in whose name a Certificate is
registered in the Certificate Register, except that, solely for the purposes of
giving any consent pursuant to this Agreement, a Certificate of any Class to the
extent that the Company or any affiliate is the Certificate Owner or Holder
thereof (except to the extent the Company or any affiliate thereof shall be the
Certificate Owner or Holder of all Certificates of such Class), shall be deemed
not to be outstanding and the Percentage Interest (or Voting Rights) evidenced
thereby shall not be taken into account in determining whether the requisite
amount of Percentage Interests (or Voting Rights) necessary to effect any such
consent has been obtained; provided, however, that in determining whether the
Trustee shall be protected in relying on such consent only the Certificates that
the Trustee knows to be so held shall be so disregarded.
Class: All Certificates bearing the same class designation.
Class B Certificate: Any Class B1, Class B2, Class B3, Class B4 or Class B5
Certificate.
Class Certificate Principal Balance: As to any Class of Certificates, other
than any Class of Notional Certificates, and as of any date of determination,
the aggregate of the Certificate Principal Balances of all Certificates of such
Class. The Class Certificate Principal Balance of each such Class of
Certificates as of the Closing Date is specified in Section 5.01(b).
Class Interest Shortfall: As to any Distribution Date and any Class of
Certificates (other than any Class of Principal Only Certificates or any Class
consisting of Specified Components) or any Specified Component, any amount by
which the amount distributed to Holders of such Class of Certificates or in
respect of such Specified Component (or added to the Class Certificate Principal
Balance of any Class of Accrual Certificates or to the Component Principal
Balance of any Accrual Component constituting a Specified Component) on such
Distribution Date pursuant to Sections 4.01(a)(i), (b)(i), (c)(i), (c)(iv),
(c)(vii), (c)(x), (c)(xiii), (c)(xvi) or (g)(ii) is less than the Accrued
Certificate Interest thereon or in respect thereof for such Distribution Date.
As to any Distribution Date and any Class of Certificates consisting of
Specified Components, the sum of the Class Interest Shortfalls for such
Components on such date.
Class PO Certificates: The Class 1-PO Certificates.
Class PO Deferred Amount: As to any Distribution Date and Pool 1 on or
prior to the Cross-Over Date, the aggregate of the PO Percentage of the
principal portion of each Realized Loss in respect of Pool 1, other than any
related Excess Loss, to be allocated to the Class 1-PO Certificates on such
Distribution Date or previously allocated to the Class 1-PO Certificates and not
yet paid to the Holders of such Class 1-PO Certificates pursuant to Section
4.01(a)(iv).
Class PO Principal Distribution Amount: As to any Distribution Date and for
Pool 1, an amount equal to the sum of the PO Percentage of:
(i) the principal portion of each Monthly Payment due on the related Due
Date on each Outstanding Mortgage Loan in Pool 1 as of such Due Date as
specified in the amortization schedule at the time applicable thereto (after
adjustments for previous Principal Prepayments and the principal portion of Debt
Service Reductions, each in respect of Pool 1, subsequent to the Bankruptcy
Coverage Termination Date but before any adjustment to such amortization
schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding
or any moratorium or similar waiver or grace period);
(ii) all principal prepayments in part in respect of Pool 1 received during
the related Prepayment Period, together with the Scheduled Principal Balance (as
reduced by any Deficient Valuation in respect of Pool 1 occurring on or prior to
the Bankruptcy Coverage Termination Date) of each Mortgage Loan in Pool 1 that
was the subject of a Voluntary Principal Prepayment in full during the related
Prepayment Period;
(iii) the sum of (A) all Net Liquidation Proceeds in respect of Pool 1
allocable to principal received in respect of each Mortgage Loan in Pool 1 that
became a Liquidated Mortgage Loan during the related Prepayment Period (other
than Mortgage Loans described in clause (B)) and (B) the principal balance of
each Mortgage Loan in Pool 1 purchased by an insurer from the Trustee pursuant
to the related Primary Insurance Policy, in each case during the related
Prepayment Period;
(iv) the Scheduled Principal Balance (as reduced by any Deficient Valuation
of Pool 1 occurring on or prior to the Bankruptcy Coverage Termination Date) of
each Mortgage Loan in Pool 1 that was purchased on such Distribution Date
pursuant to Section 2.02, 2.03(a) or 3.16; and
(v) the Substitution Amount for any Mortgage Loan in Pool 1 substituted
during the month of such Distribution Date; for purposes of this clause (v), the
definition of "Substitution Amount" shall be modified to reduce the Scheduled
Principal Balance of the Mortgage Loan that is substituted for by any Deficient
Valuation in respect of Pool 1 occurring on or prior to the Bankruptcy Coverage
Termination Date.
For purposes of clause (ii) above, a Voluntary Principal Prepayment in full
with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed
to have been received when the Company, as servicer, receives notice thereof.
Class S Certificates: Any of the Class 1-S and Class 2-S Certificates.
Closing Date: July 29, 1999.
Code: The Internal Revenue Code of 1986, as it may be amended from time to
time, any successor statutes thereto, and applicable U.S. Department of the
Treasury temporary or final regulations promulgated thereunder.
COFI: The monthly weighted average cost of funds for savings institutions
the home offices of which are located in Arizona, California, or Nevada that are
member institutions of the Eleventh Federal Home Loan Bank District, as computed
from statistics tabulated and published by the Federal Home Loan Bank of San
Francisco in its monthly Information Bulletin.
COFI Certificates: None.
COFI Determination Date: As to each Interest Accrual Period for any COFI
Certificates, the last Business Day of the calendar month preceding the
commencement of such Interest Accrual Period.
Company: GE Capital Mortgage Services, Inc., a corporation organized and
existing under the laws of the State of New Jersey, or its successor in interest
or, if any successor servicer is appointed as herein provided, then such
successor servicer.
Compensating Interest Payment: With respect to any Distribution Date and
Mortgage Pool, an amount equal to the aggregate of the Interest Shortfalls
described in clauses (A) and (B) of the definition thereof with respect to such
Distribution Date and Mortgage Pool; provided, however, that such amount shall
not exceed the lesser of (i) an amount equal to the product of (x) the Pool
Scheduled Principal Balance with respect to such Distribution Date and Mortgage
Pool and (y) one-twelfth of 0.125%, and (ii) the aggregate of the Servicing Fees
that the Company would be entitled to retain on such Distribution Date in
respect of the Mortgage Loans in such Mortgage Pool (less any portion thereof
paid as servicing compensation to any Primary Servicer) without giving effect to
any related Compensating Interest Payment.
Component: Any of the components of a Class of Component Certificates
having the designations, initial Component Principal Balances (or Notional
Component Balances) and Component Interest Rates as follows:
Initial Component
Principal Balance
or Notional Component
Designation Component Balance Interest Rate
----------- ----------------- -------------
N/A N/A N/A
Component Certificate: None.
Component Interest Rate: With respect to any Component, other than a
Principal Only Component, and as of any Distribution Date, the per annum fixed
rate specified for such Component in the definition of the term "Component."
Component Principal Balance: As of any Distribution Date, and with respect
to any Component, other than any Notional Component, the initial Component
Principal Balance thereof (as set forth, as applicable, in the definition of
Component) (plus, in the case of any Accrual Component, any related Accrual
Amount for each previous Distribution Date) less the sum of (x) all amounts
distributed in reduction thereof on previous Distribution Dates pursuant to
Section 4.01 and (y) the amount of all Realized Losses allocated thereto
pursuant to Section 4.03(d).
Confirmatory Mortgage Note: With respect to any Mortgage Loan, a note or
other evidence of indebtedness executed by the Mortgagor confirming its
obligation under the note or other evidence of indebtedness previously executed
by the Mortgagor upon the origination of the related Mortgage Loan.
Cooperative: A private, cooperative housing corporation organized in
accordance with applicable state laws which owns or leases land and all or part
of a building or buildings located in the relevant state, including apartments,
spaces used for commercial purposes and common areas therein and whose board of
directors authorizes, among other things, the sale of Cooperative Stock.
Cooperative Apartment: A dwelling unit in a multi-dwelling building owned
or leased by a Cooperative, which unit the Mortgagor has an exclusive right to
occupy pursuant to the terms of one or more Proprietary Leases.
Cooperative Loans: Any of the Mortgage Loans made in respect of a
Cooperative Apartment, evidenced by a Mortgage Note and secured by (i) a
Security Agreement, (ii) the related Cooperative Stock Certificate(s), (iii) an
assignment of the Proprietary Lease(s), (iv) financing statements and (v) a
stock power (or other similar instrument), and in addition thereto, a
recognition agreement between the Cooperative and the originator of the
Cooperative Loan, each of which was transferred and assigned to the Trustee
pursuant to Section 2.01 and are from time to time held as part of the Trust
Fund. The Mortgage Loans identified as such in Exhibit C hereto are Cooperative
Loans.
Cooperative Stock: With respect to a Cooperative Loan, the single
outstanding class of stock, partnership interest or other ownership instrument
in the related Cooperative.
Cooperative Stock Certificate: With respect to a Cooperative Loan, the
stock certificate(s) or other instrument evidencing the related Cooperative
Stock.
Corporate Trust Office: The principal office of the Trustee at which at any
particular time its corporate trust business shall be administered, which office
at the date of the execution of this instrument is located at 225 Franklin
Street, Boston, Massachusetts 02110, Attention: Corporate Trust Department.
Cross-Over Date: The first Distribution Date on which the aggregate Class
Certificate Principal Balance of the Junior Certificates has been reduced to
zero (giving effect to all distributions on such Distribution Date).
Cut-off Date: July 1, 1999.
Debt Service Reduction: As to any Mortgage Loan and any Determination Date,
the excess of (a) the then current Monthly Payment for such Mortgage Loan over
(b) the amount of the monthly payment of principal and interest required to be
paid by the Mortgagor as established by a court of competent jurisdiction as a
result of a proceeding initiated by or against the related Mortgagor under the
Bankruptcy Code, as amended from time to time (11 U.S.C.).
Deceased Holder: With respect to a Holder of any Designated Retail
Certificate, as defined in Section 4.10(b).
Defaulted Mortgage Loan: With respect to any Determination Date, a Mortgage
Loan as to which the related Mortgagor has failed to make unexcused payment in
full of a total of three or more consecutive installments of principal and
interest, and as to which such delinquent installments have not been paid, as of
the close of business on the last Business Day of the month next preceding the
month of such Determination Date.
Defective Mortgage Loan: Any Mortgage Loan which is required to be
purchased by the Company (or which the Company may replace with a substitute
Mortgage Loan) pursuant to Section 2.02 or 2.03(a).
Deficient Valuation: As to any Mortgage Loan and any Determination Date,
the excess of (a) the then outstanding indebtedness under such Mortgage Loan
over (b) the valuation by a court of competent jurisdiction of the related
Mortgaged Property as a result of a proceeding initiated by or against the
related Mortgagor under the Bankruptcy Code, as amended from time to time (11
U.S.C.), pursuant to which such Mortgagor retained such Mortgaged Property.
Definitive Certificate: Any Certificate, other than a Book-Entry
Certificate, issued in definitive, fully registered form.
Definitive Restricted Junior Certificate: Any Restricted Junior Certificate
that is in the form of a Definitive Certificate.
Depository: The initial Depository shall be The Depository Trust Company,
the nominee of which is CEDE & Co. The Depository shall at all times be a
"clearing corporation" as defined in Section 8-102(a)(5) of the Uniform
Commercial Code of the State of New York, as amended, or any successor
provisions thereto.
Depository Participant: A broker, dealer, bank or other financial
institution or other Person for which, from time to time, the Depository effects
book-entry transfers and pledges of securities deposited with such Depository.
Designated Loan Closing Documents: With respect to any Designated Loan, a
Lost Note Affidavit substantially in the form of Exhibit L, and an assignment of
the related Mortgage to the Trustee in recordable form (except for the omission
therein of recording information concerning such Mortgage).
Designated Loans: The Mortgage Loans listed in Exhibit M hereto.
Designated Rate: 6.75% per annum.
Designated Retail Certificate: Any Class A19 Certificate.
Designated Telerate Page: The Dow Jones Telerate Service page 3750 (or such
other page as may replace page 3750 on that service or such other service as may
be nominated by the BBA for the purpose of displaying the Interest Settlement
Rates).
Determination Date: With respect to any Distribution Date, the fifth
Business Day prior thereto.
Discount Mortgage Loan: Any Mortgage Loan with a Net Mortgage Rate less
than the Designated Rate.
Disqualified Organization: Any of the following: (i) the United States, any
State or political subdivision thereof, or any agency or instrumentality of any
of the foregoing (including but not limited to state pension organizations);
(ii) a foreign government, International Organization or any agency or
instrumentality of either of the foregoing; (iii) an organization (except
certain farmers' cooperatives described in Code section 521) which is exempt
from tax imposed by Chapter 1 of the Code (including the tax imposed by section
511 of the Code on unrelated business taxable income); and (iv) a rural electric
and telephone cooperative described in Code section 1381(a)(2)(C). The terms
"United States," "State" and "International Organization" shall have the
meanings set forth in Code section 7701 or successor provisions. A corporation
will not be treated as an instrumentality of the United States or of any State
or political subdivision thereof for these purposes if all of its activities are
subject to tax and a majority of its board of directors is not selected by such
governmental unit.
Distribution Date: The 25th day of each calendar month after the month of
initial issuance of the Certificates, or, if such 25th day is not a Business
Day, the next succeeding Business Day.
Distribution Date Statement: The statement referred to in Section 4.05(a).
Document File: As defined in Section 2.01.
Due Date: The first day of the month of the related Distribution Date.
Eligible Account: An account that is either (i) maintained with a
depository institution the debt obligations of which have been rated by each
Rating Agency in one of its two highest long-term rating categories and has been
assigned by S&P its highest short-term rating, (ii) an account or accounts the
deposits in which are fully insured by either the BIF or the SAIF, (iii) an
account or accounts, in a depository institution in which such accounts are
insured by the BIF or the SAIF (to the limits established by the FDIC), the
uninsured deposits in which accounts are either invested in Permitted
Investments or are otherwise secured to the extent required by the Rating
Agencies such that, as evidenced by an Opinion of Counsel delivered to the
Trustee, the Certificateholders have a claim with respect to the funds in such
account or a perfected first security interest against any collateral (which
shall be limited to Permitted Investments) securing such funds that is superior
to claims of any other depositors or creditors of the depository institution
with which such account is maintained, (iv) a trust account maintained with the
corporate trust department of a federal or state chartered depository
institution or of a trust company with trust powers and acting in its fiduciary
capacity for the benefit of the Trustee hereunder or (v) such account as will
not cause either Rating Agency to downgrade or withdraw its then-current rating
assigned to the Certificates, as evidenced in writing by the Rating Agencies.
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
ERISA-Restricted Certificate: Any Class A26 or Junior Certificate.
Event of Default: An event described in Section 7.01.
Excess Bankruptcy Loss: Any Deficient Valuation or Debt Service Reduction,
or portion thereof, in respect of a Mortgage Loan in either Mortgage Pool, (i)
occurring after the Bankruptcy Coverage Termination Date or (ii) if on such
date, in excess of the then-applicable Bankruptcy Loss Amount.
Excess Fraud Loss: Any Fraud Loss, or portion thereof, in respect of a
Mortgage Loan in either Mortgage Pool, (i) occurring after the Fraud Coverage
Termination Date or (ii) if on such date, in excess of the then-applicable Fraud
Loss Amount.
Excess Loss: Any Excess Bankruptcy Loss, Excess Fraud Loss or Excess
Special Hazard Loss.
Excess Special Hazard Loss: Any Special Hazard Loss, or portion thereof, in
respect of a Mortgage Loan in either Mortgage Pool, (i) occurring after the
Special Hazard Termination Date or (ii) if on such date, in excess of the
then-applicable Special Hazard Loss Amount.
FDIC: The Federal Deposit Insurance Corporation, or its successor in
interest.
FHLMC: The Federal Home Loan Mortgage Corporation or its successor in
interest.
Financial Intermediary: A broker, dealer, bank or other financial
institution or other Person that clears through or maintains a custodial
relationship with a Depository Participant.
Fitch: Fitch IBCA, Inc. and its successors.
Fitch Formula Amount: As to each Anniversary Determination Date, the
greater of (i) $50,000 and (ii) the product of (x) the greatest Assumed Monthly
Payment Reduction for any Non-Primary Residence Loan whose original principal
balance was 80% or greater of the Original Value thereof, (y) the weighted
average remaining term to maturity (expressed in months) of all the Non-Primary
Residence Loans remaining in the Trust Fund as of such Anniversary Determination
Date, and (z) the sum of (A) one plus (B) the number of all remaining
Non-Primary Residence Loans divided by the total number of Outstanding Mortgage
Loans as of such Anniversary Determination Date.
FNMA: The Federal National Mortgage Association or its successor in
interest.
Formula Amount: As to each Anniversary Determination Date, the greater of
(i) $100,000 and (ii) the product of (x) 0.06% and (y) the Scheduled Principal
Balance of each Mortgage Loan remaining in the Trust Fund whose original
principal balance was 75% or greater of the Original Value thereof.
Fraud Coverage Termination Date: The Distribution Date upon which the
related Fraud Loss Amount has been reduced to zero or a negative number (or the
Cross-Over Date, if earlier).
Fraud Loss: Any Realized Loss attributable to fraud in the origination of
the related Mortgage Loan.
Fraud Loss Amount: As of any Distribution Date after the Cut-off Date, (x)
prior to the first anniversary of the Cut-off Date, an amount equal to
$10,045,610, minus the aggregate amount of Fraud Losses in either Mortgage Pool
that would have been allocated to the Junior Certificates in accordance with
Section 4.03 in the absence of the Loss Allocation Limitation since the Cut-off
Date, and (y) from the first to the fifth anniversary of the Cut-off Date, an
amount equal to (1) the lesser of (a) the Fraud Loss Amount as of the most
recent anniversary of the Cut-off Date and (b) 1% (from the first to but
excluding the third anniversaries of the Cut-off Date) or 0.5% (from and
including the third to but excluding the fifth anniversaries of the Cut-off
Date) of the aggregate outstanding principal balance of all of the Mortgage
Loans as of the most recent anniversary of the Cut-off Date minus (2) the Fraud
Losses that would have been allocated to the Junior Certificates in accordance
with Section 4.03 in the absence of the Loss Allocation Limitation since the
most recent anniversary of the Cut-off Date. On or after the fifth anniversary
of the Cut-off Date the Fraud Loss Amount shall be zero.
Initial Certificate Principal Balance: With respect to any Certificate,
other than a Notional Certificate, the Certificate Principal Balance of such
Certificate or any predecessor Certificate on the Closing Date.
Initial LIBOR Rate: None.
Insurance Proceeds: Proceeds paid pursuant to the Primary Insurance
Policies, if any, and amounts paid by any insurer pursuant to any other
insurance policy covering a Mortgage Loan.
Insured Expenses: Expenses covered by the Primary Insurance Policies, if
any, or any other insurance policy or policies applicable to the Mortgage Loans.
Interest Accrual Period: With respect to any Distribution Date and any
Class of Certificates (other than any Class of Principal Only Certificates) or
Component, the one-month period ending on the last day of the month preceding
the month in which such Distribution Date occurs.
Interest Losses: The interest portion of (i) on or prior to the Cross-Over
Date, any Excess Losses and (ii) after the Cross-Over Date, any Realized Losses
and Debt Service Reductions.
Interest Settlement Rate: With respect to any Interest Accrual Period, the
rate (expressed as a percentage per annum) for one-month U.S. Dollar deposits
reported by the BBA at 11:00 a.m. London time on the related LIBOR Determination
Date and as it appears on the Designated Telerate Page.
Interest Shortfall: With respect to any Distribution Date and each Mortgage
Loan that during the related Prepayment Period was the subject of a Voluntary
Principal Prepayment or constitutes a Relief Act Mortgage Loan, an amount
determined as follows:
(A) partial principal prepayments: one month's interest at the applicable
Net Mortgage Rate on the amount of such prepayment;
(B) principal prepayments in full received on or after the sixteenth day of
the month preceding the month of such Distribution Date (or, in the case of the
first Distribution Date, on or after the Cut-off Date) but on or before the last
day of the month preceding the month of such Distribution Date, the difference
between (i) one month's interest at the applicable Net Mortgage Rate on the
Scheduled Principal Balance of such Mortgage Loan immediately prior to such
prepayment and (ii) the amount of interest for the calendar month of such
prepayment (adjusted to the applicable Net Mortgage Rate) received at the time
of such prepayment;
(C) principal prepayments in full received by the Company (or of which the
Company receives notice, in the case of a Mortgage Loan serviced by a Primary
Servicer) on or after the first day but on or before the fifteenth day of the
month of such Distribution Date: none; and
(D) Relief Act Mortgage Loans: As to any Relief Act Mortgage Loan, the
excess of (i) 30 days' interest (or, in the case of a Principal Prepayment in
full, interest to the date of prepayment) on the Scheduled Principal Balance
thereof (or, in the case of a Principal Prepayment in part, on the amount so
prepaid) at the related Net Mortgage Rate over (ii) 30 days' interest (or, in
the case of a Principal Prepayment in full, interest to the date of prepayment)
on such Scheduled Principal Balance (or, in the case of a Principal Prepayment
in part, on the amount so prepaid) at the Net Mortgage Rate required to be paid
by the Mortgagor as limited by application of the Relief Act.
Junior Certificate: Any Class M or Class B Certificate.
Junior Optimal Principal Amount: As to any Distribution Date, an amount
equal to the sum of the following:
(a) the sum of:
(vi) the Junior Percentage in respect of Pool 1 of the applicable Non-PO
Percentage of the principal portion of each Monthly Payment due on the related
Due Date on each Outstanding Mortgage Loan in Pool 1 as of such Due Date as
specified in the amortization schedule at the time applicable thereto (after
adjustment for previous Principal Prepayments and the principal portion of Debt
Service Reductions in respect of Pool 1 subsequent to the Bankruptcy Coverage
Termination Date but before any adjustment to such amortization schedule by
reason of any bankruptcy (other than as aforesaid) or similar proceeding or any
moratorium or similar waiver or grace period);
(vii) the Junior Prepayment Percentage in respect of Pool 1 of the
applicable Non-PO Percentage of all principal prepayments in part in respect of
Pool 1 received during the related Prepayment Period, and 100% of any Senior
Optimal Principal Amount in respect of Pool 1 not distributed to the Pool 1
Senior Certificates on such Distribution Date, together with the Junior
Prepayment Percentage in respect of Pool 1 of the applicable Non-PO Percentage
of the Scheduled Principal Balance of each Mortgage Loan in Pool 1 that was the
subject of a Voluntary Principal Prepayment in full during the related
Prepayment Period;
(viii) the excess, if any, of (x) the applicable Non-PO Percentage of the
sum of (A) all Net Liquidation Proceeds in respect of Pool 1 allocable to
principal received during the related Prepayment Period (other than in respect
of Mortgage Loans described in clause (B)) and (B) the principal balance of each
Mortgage Loan in Pool 1 that was purchased by an insurer from the Trustee during
the related Prepayment Period pursuant to the related Primary Insurance Policy,
over (y) the amount distributable pursuant to clause (iii) of the definition of
Senior Optimal Principal Amount in respect of Pool 1 on such Distribution Date;
(ix) the Junior Prepayment Percentage in respect of Pool 1 of the
applicable Non-PO Percentage of the Scheduled Principal Balance of each Mortgage
Loan in Pool 1 that was purchased on such Distribution Date pursuant to Section
2.02, 2.03(a) or 3.16; and
(x) the Junior Prepayment Percentage in respect of Pool 1 of the applicable
Non-PO Percentage of the Substitution Amount for any Mortgage Loan in Pool 1
substituted during the month of such Distribution Date; and
(b) the sum of:
(i) the Junior Percentage in respect of Pool 2 of the principal portion of
each Monthly Payment due on the related Due Date on each Outstanding Mortgage
Loan in Pool 2 as of such Due Date as specified in the amortization schedule at
the time applicable thereto (after adjustment for previous Principal Prepayments
and the principal portion of Debt Service Reductions in respect of Pool 2
subsequent to the Bankruptcy Coverage Termination Date but before any adjustment
to such amortization schedule by reason of any bankruptcy (other than as
aforesaid) or similar proceeding or any moratorium or similar waiver or grace
period);
(ii) the Junior Prepayment Percentage in respect of Pool 2 of all principal
prepayments in part in respect of Pool 2 received during the related Prepayment
Period, and 100% of any Senior Optimal Principal Amount in respect of Pool 2 not
distributed to the Pool 2 Senior Certificates on such Distribution Date,
together with the Junior Prepayment Percentage in respect of Pool 2 of the
Scheduled Principal Balance of each Mortgage Loan in Pool 2 that was the subject
of a Voluntary Principal Prepayment in full during the related Prepayment
Period;
(iii) the excess, if any, of (x) the sum of (A) all Net Liquidation
Proceeds in respect of Pool 2 allocable to principal received during the related
Prepayment Period (other than in respect of Mortgage Loans described in clause
(B)) and (B) the principal balance of each Mortgage Loan in Pool 2 that was
purchased by an insurer from the Trustee during the related Prepayment Period
pursuant to the related Primary Insurance Policy, over (y) the amount
distributable pursuant to clause (iii) of the definition of Senior Optimal
Principal Amount in respect of Pool 2 on such Distribution Date;
(iv) the Junior Prepayment Percentage in respect of Pool 2 of the Scheduled
Principal Balance of each Mortgage Loan in Pool 2 that was purchased on such
Distribution Date pursuant to Section 2.02, 2.03(a) or 3.16; and
(v) the Junior Prepayment Percentage in respect of Pool 2 of the
Substitution Amount for any Mortgage Loan in Pool 2 substituted during the month
of such Distribution Date.
For purposes of clauses (a)(ii) and (b)(ii) above, a Voluntary Principal
Prepayment in full with respect to a Mortgage Loan serviced by a Primary
Servicer shall be deemed to have been received when the Company, as servicer,
receives notice thereof.
After the Class Certificate Principal Balances of the Junior Certificates
have been reduced to zero, the Junior Optimal Principal Amount shall be zero.
Junior Percentage: As to any Distribution Date and each Mortgage Pool, the
excess of 100% over the related Senior Percentage for such Distribution Date.
Junior Prepayment Percentage: As to any Distribution Date and each Mortgage
Pool, the excess of 100% over the related Senior Prepayment Percentage for such
Distribution Date, except that (i) after the aggregate Certificate Principal
Balance of the related Senior Certificates (other than, in the case of the Pool
1 Senior Certificates, the Class 1-PO Certificates) have been reduced to zero,
the Junior Prepayment Percentage for such Mortgage Pool shall be 100%, and (ii)
after the Cross-Over Date, the Junior Prepayment Percentage for both Mortgage
Pools shall be zero.
Latest Possible Maturity Date: July 25, 2031.
LIBOR: With respect to any Interest Accrual Period, the per annum rate
determined, pursuant to Section 5.08, on the basis of the Interest Settlement
Rate or as otherwise provided in such Section.
LIBOR Certificate: None.
LIBOR Determination Date: The second London Banking Day immediately
preceding the commencement of each Interest Accrual Period for any LIBOR
Certificates.
Liquidated Mortgage Loan: Any defaulted Mortgage Loan as to which the
Company has determined that all amounts which it expects to recover on behalf of
the Trust Fund from or on account of such Mortgage Loan have been recovered,
including any Mortgage Loan with respect to which the Company determines not to
foreclose upon the related Mortgaged Property based on its belief that such
Mortgaged Property may be contaminated with or affected by hazardous or toxic
wastes, materials or substances.
Liquidation Expenses: Expenses which are incurred by the Company in
connection with the liquidation of any defaulted Mortgage Loan and not recovered
by the Company under any Primary Insurance Policy for reasons other than the
Company's failure to comply with Section 3.05, such expenses including, without
limitation, legal fees and expenses, and, regardless of when incurred, any
unreimbursed amount expended by the Company pursuant to Section 3.03 or Section
3.06 respecting the related Mortgage Loan and any related and unreimbursed
Property Protection Expenses.
Liquidation Proceeds: Cash (other than Insurance Proceeds) received in
connection with the liquidation of any defaulted Mortgage Loan whether through
judicial foreclosure or otherwise.
Living Holder: Any Certificate Owner of a Designated Retail Certificate,
other than a Deceased Holder.
Loan-to-Value Ratio: With respect to each Mortgage Loan, the original
principal amount of such Mortgage Loan, divided by the Original Value of the
related Mortgaged Property.
London Banking Day: Any day on which banks are open for dealing in foreign
currency and exchange in London, England.
Loss Allocation Limitation: As defined in Section 4.03(g).
Minimum Servicing Standards: As defined in Section 3.13(a).
MLCC: Merrill Lynch Credit Corporation, or its successor in interest.
Monthly Advance: With respect to any Distribution Date and each Mortgage
Pool, the aggregate of the advances required to be made by the Company pursuant
to Section 4.04(a) (or by the Trustee pursuant to Section 4.04(b)) on such
Distribution Date in respect of such Mortgage Pool, the amount of any such
Monthly Advance being equal to (a) the aggregate of payments of principal and
interest (adjusted to the related Net Mortgage Rate) on the Mortgage Loans in
such Mortgage Pool that were due on the related Due Date, without regard to any
arrangements entered into by the Company with the related Mortgagors pursuant to
Section 3.02(a)(ii), and delinquent as of the close of business on the Business
Day next preceding the related Determination Date, less (b) the amount of any
such payments which the Company or the Trustee, as applicable, in its reasonable
judgment believes will not be ultimately recoverable by it either out of late
payments by the Mortgagor, Net Liquidation Proceeds, Insurance Proceeds, REO
Proceeds or otherwise. With respect to any Mortgage Loan, the portion of any
such advance or advances made with respect thereto.
Monthly Payment: The scheduled monthly payment on a Mortgage Loan for any
month allocable to principal or interest on such Mortgage Loan.
Moody's: Moody's Investors Service, Inc. and its successors.
Mortgage: The mortgage or deed of trust creating a first lien on a fee
simple interest or leasehold estate in real property securing a Mortgage Note.
Mortgage 100SM Loan: A Mortgage Loan identified on Exhibit N hereof that
has a Loan-to-Value Ratio at origination in excess of 80.00% and that is secured
by Additional Collateral and does not have a Primary Insurance Policy.
Mortgage File: The mortgage documents listed in Section 2.01 pertaining to
a particular Mortgage Loan and any additional documents required to be added to
such documents pursuant to this Agreement.
Mortgage Loan Payment Record: With respect to each Mortgage Pool, the
record maintained by the Company pursuant to Section 3.02(b).
Mortgage Loan Schedule: As of any date of determination, the schedule of
Mortgage Loans, identified by Mortgage Pool, included in the Trust Fund. The
initial schedule of Mortgage Loans as of the Cut-off Date is attached hereto as
Exhibit C.
Mortgage Loans: As of any date of determination, each of the mortgage loans
identified on the Mortgage Loan Schedule (as amended pursuant to Section
2.03(b)) delivered and assigned to the Trustee pursuant to Section 2.01 or
2.03(b), and not theretofore released from the Trust Fund by the Trustee.
Mortgage Note: With respect to any Mortgage Loan, the note or other
evidence of indebtedness (which may consist of a Confirmatory Mortgage Note)
evidencing the indebtedness of a Mortgagor under such Mortgage Loan.
Mortgage Pool: Either of Pool 1 or Pool 2, as applicable.
Mortgage Rate: The per annum rate of interest borne by a Mortgage Loan as
set forth in the related Mortgage Note.
Mortgaged Property: The underlying real property securing the Mortgage
Loan, or with respect to a Cooperative Loan, the related Proprietary Lease and
Cooperative Stock.
Mortgagor: With respect to any Mortgage Loan, each obligor on the related
Mortgage Note.
Net Interest Shortfall: With respect to any Distribution Date and each
Mortgage Pool, the excess, if any, of the aggregate Interest Shortfalls
allocable in respect of the related Mortgage Loans (as determined in accordance
with the definition of Interest Shortfall) for such Distribution Date over any
related Compensating Interest Payment for such date.
Net Liquidation Proceeds: As to any Liquidated Mortgage Loan, the sum of
(i) any Liquidation Proceeds therefor less the related Liquidation Expenses, and
(ii) any Insurance Proceeds therefor, other than any such Insurance Proceeds
applied to the restoration of the related Mortgaged Property.
Net Mortgage Rate: With respect to any Mortgage Loan, the related Mortgage
Rate less the applicable Servicing Fee Rate.
Non-Book-Entry Certificate: Any Certificate other than a Book-Entry
Certificate.
Non-Discount Mortgage Loan: With respect to either Mortgage Pool, any
Mortgage Loan with a Net Mortgage Rate greater than or equal to the Designated
Rate.
Non-permitted Foreign Holder: As defined in Section 5.02(b).
Non-PO Percentage: As to any Discount Mortgage Loan in Pool 1, a fraction
(expressed as a percentage), the numerator of which is the Net Mortgage Rate of
such Discount Mortgage Loan and the denominator of which is the Designated Rate.
As to any Non-Discount Mortgage Loan, 100%.
Non-Primary Residence Loan: Any Mortgage Loan secured by a Mortgaged
Property that is (on the basis of representations made by the Mortgagors at
origination) a second home or investor-owned property.
Nonrecoverable Advance: All or any portion of any Monthly Advance or
Monthly Advances previously made by the Company (or the Trustee) which, in the
reasonable judgment of the Company (or, as applicable, the Trustee) will not be
ultimately recoverable from related Net Liquidation Proceeds, Insurance
Proceeds, REO Proceeds or otherwise. The determination by the Company that it
has made a Nonrecoverable Advance or that any advance, if made, would constitute
a Nonrecoverable Advance, shall be evidenced by an Officer's Certificate of the
Company delivered to the Trustee and detailing the reasons for such
determination.
Non-U.S. Person: As defined in Section 4.02(c).
Notional Certificate: Any Class S Certificate.
Notional Component: None.
Notional Component Balance: None.
Notional Principal Balance: As to any Distribution Date and any Class of
Class S Certificates, the aggregate Scheduled Principal Balance of the
Outstanding Non-Discount Mortgage Loans in the related Mortgage Pool as of the
Due Date in the month preceding such Distribution Date. As to any Distribution
Date and any Class S Certificate, such Certificate's Percentage Interest of the
aggregate Notional Principal Balance of the related Class of Class S
Certificates for such Distribution Date.
Officer's Certificate: A certificate signed by the President, a Senior Vice
President or a Vice President of the Company and delivered to the Trustee.
Opinion of Counsel: A written opinion of counsel, who may be counsel for
the Company; provided, however, that any Opinion of Counsel with respect to the
interpretation or application of the REMIC Provisions or the status of an
account as an Eligible Account shall be the opinion of independent counsel
satisfactory to the Trustee.
Original Pool Junior Amount: As to either Mortgage Pool, the Pool Junior
Amount for such Mortgage Pool on the Closing Date.
Original Value: The value of the property underlying a Mortgage Loan based,
in the case of the purchase of the underlying Mortgaged Property, on the lower
of an appraisal satisfactory to the Company or the sales price of such property
or, in the case of a refinancing, on an appraisal satisfactory to the Company.
Outstanding Mortgage Loan: With respect to any Due Date, a Mortgage Loan
which, prior to such Due Date, was not the subject of a Principal Prepayment in
full, did not become a Liquidated Mortgage Loan and was not purchased pursuant
to Section 2.02, 2.03(a) or 3.16 or replaced pursuant to Section 2.03(b).
Outstanding Non-Discount Mortgage Loan: Any Outstanding Mortgage Loan that
is a Non-Discount Mortgage Loan.
PAC Balance: As to any Distribution Date and any Class of PAC Certificates
and any PAC Component, the balance designated as such for such Distribution Date
and such Class or Component as set forth in the Principal Balance Schedules.
PAC Certificate: None.
PAC Component: None.
Parent PowerSM Loan: A Mortgage Loan identified on Exhibit N hereto that
has a Loan-to-Value Ratio at origination in excess of 80.00%, that is supported
by Additional Collateral and does not have a Primary Insurance Policy.
Pay-out Rate: With respect to any Class of Certificates (other than any
Class of Principal Only Certificates) and any Distribution Date, the rate at
which interest is distributed on such Class on such Distribution Date and which
is equal to a fraction (expressed as an annualized percentage) the numerator of
which is the Accrued Certificate Interest for such Class and Distribution Date,
and the denominator of which is the Class Certificate Principal Balance (or, in
the case of the Notional Certificates, the Notional Principal Balance) of such
Class immediately prior to such Distribution Date.
Percentage Interest: With respect to any Certificate, the percentage
interest in the undivided beneficial ownership interest in the Trust Fund
evidenced by Certificates of the same Class as such Certificate. With respect to
any Certificate, the Percentage Interest evidenced thereby shall equal the
Initial Certificate Principal Balance (or, in the case of a Notional
Certificate, the initial Notional Principal Balance) thereof divided by the
aggregate Initial Certificate Principal Balance (or, in the case of a Notional
Certificate, the aggregate initial Notional Principal Balance) of all
Certificates of the same Class.
Permitted Investments: One or more of the following; provided, however,
that no such Permitted Investment may mature later than the Business Day
preceding the Distribution Date after such investment except as otherwise
provided in Section 3.02(e) hereof, provided, further, that such investments
qualify as "cash flow investments" as defined in section 860G(a)(6) of the Code:
(i) obligations of, or guaranteed as to timely receipt of principal and
interest by, the United States or any agency or instrumentality thereof when
such obligations are backed by the full faith and credit of the United States;
(ii) repurchase agreements on obligations specified in clause (i) provided
that the unsecured obligations of the party agreeing to repurchase such
obligations are at the time rated by each Rating Agency in the highest long-term
rating category;
(iii) federal funds, certificates of deposit, time deposits and banker's
acceptances, of any U.S. depository institution or trust company incorporated
under the laws of the United States or any state provided that the debt
obligations of such depository institution or trust company at the date of
acquisition thereof have been rated by each Rating Agency in the highest
long-term rating category;
(iv) commercial paper of any corporation incorporated under the laws of the
United States or any state thereof which on the date of acquisition has the
highest short term rating of each Rating Agency; and
(v) other obligations or securities that are acceptable to each Rating
Agency as a Permitted Investment hereunder and will not, as evidenced in
writing, result in a reduction or withdrawal in the then current rating of the
Certificates.
Notwithstanding the foregoing, Permitted Investments shall not include
"stripped securities" and investments which contractually may return less than
the purchase price therefor.
Person: Any legal person, including any individual, corporation,
partnership, limited liability company, joint venture, association, joint-stock
company, trust, unincorporated organization or government or any agency or
political subdivision thereof.
Plan: Any Person which is an employee benefit plan subject to ERISA or a
plan subject to section 4975 of the Code.
Pledged Asset Loan-to-Value Ratio: With respect to any Pledged Asset
Mortgage Loan, (i) the original loan amount less the portion of any required
Additional Collateral which is covered by the Surety Bond, divided by (ii) the
Original Value of the related Mortgaged Property.
Pledged Asset Mortgage Loan: Each Mortgage 100SM Loan and Parent PowerSM
Loan purchased from MLCC that is supported by Additional Collateral and
identified on Exhibit N hereto.
Pledged Asset Mortgage Servicing Agreement: The Amended and Restated
Pledged Asset Mortgage Servicing Agreement, dated as of June 2, 1998, between
MLCC and the Company.
PO Percentage: As to any Discount Mortgage Loan in Pool 1, a fraction
(expressed as a percentage), the numerator of which is the excess of the
Designated Rate over the Net Mortgage Rate of such Discount Mortgage Loan and
the denominator of which is the Designated Rate. As to any Non-Discount Mortgage
Loan, 0%.
Pool 1: The aggregate of the Mortgage Loans identified in the Mortgage Loan
Schedule as Pool 1 Mortgage Loans.
Pool 1 Group I Final Distribution Date: The Distribution Date on which the
aggregate Certificate Principal Balance of the Pool 1 Group I Senior
Certificates is reduced to zero.
Pool 1 Group I Senior Certificate: Any Class A1, Class A2, Class A3, Class
A4, Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11,
Class A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18,
Class A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A27,
Class A28 and Class R Certificate.
Pool 1 Group II Senior Certificate: Any Class A25 or Class A26 Certificate.
Pool 1 Group II Senior Distribution Percentage: 0% through the Distribution
Date in July 2004; 30% thereafter through the Distribution Date in July 2005;
40% thereafter through the Distribution Date in July 2006; 60% thereafter
through the Distribution Date in July 2007; 80% thereafter through the
Distribution Date in July 2008; and 100% thereafter.
Pool 1 Group II Senior Percentage: With respect to any Distribution Date,
the percentage (carried to six decimal places rounded up) obtained by dividing
(x) the aggregate Certificate Principal Balance of the Pool 1 Group II Senior
Certificates immediately preceding such Distribution Date by (y) the aggregate
Scheduled Principal Balance of Pool 1 (other than the Class 1-PO Certificates)
immediately preceding such Distribution Date.
Pool 1 Group II Senior Principal Distribution Amount: With respect to any
Distribution Date, the product of (a) the Senior Optimal Principal Amount for
Pool 1 on such date (determined without application of the Senior Percentage for
Pool 1 or the Senior Prepayment Percentage for Pool 1) multiplied by (b) the
Pool 1 Group II Senior Percentage for such date multiplied by (c) the Pool 1
Group II Senior Distribution Percentage for such date; provided, however, that
(i) on the Pool 1 Group I Final Distribution Date, the Pool 1 Group II Senior
Principal Distribution Amount will be increased by any portion of the Senior
Optimal Principal Amount for Pool 1 remaining after distributions of principal
have been made on the Pool 1 Group I Senior Certificates and (ii) following the
Pool 1 Group I Final Distribution Date, the Pool 1 Group II Senior Principal
Distribution Amount will equal the Senior Optimal Principal Amount for Pool 1.
Pool 1 Mortgage Loan: A Mortgage Loan identified as a Pool 1 Mortgage Loan
in the Mortgage Loan Schedule.
Pool 1 Senior Certificate: Any Class A1, Class A2, Class A3, Class A4,
Class A5, Class A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class
A12, Class A13, Class A14, Class A15, Class A16, Class A17, Class A18, Class
A19, Class A20, Class A21, Class A22, Class A23, Class A24, Class A25, Class
A26, Class A27, Class A28, Class R or Class 1-PO Certificate.
Pool 2: The aggregate of the Mortgage Loans identified in the Mortgage Loan
Schedule as Pool 2 Mortgage Loans.
Pool 2 Group I Final Distribution Date: The Distribution Date on which the
aggregate Certificate Principal Balance of the Pool 2 Group I Senior
Certificates has been reduced to zero.
Pool 2 Group I Senior Certificate: Any Class 2-A1, Class 2-A2, Class 2-A3
or Class 2-A4 Certificate.
Pool 2 Group II Senior Certificate: Any Class 2-A5 Certificate.
Pool 2 Group II Senior Distribution Percentage: 0% through the Distribution
Date in July 2004; 30% thereafter through the Distribution Date in July 2005;
40% thereafter through the Distribution Date in July 2006; 60% thereafter
through the Distribution Date in July 2007; 80% thereafter through the
Distribution Date in July 2008; and 100% thereafter.
Pool 2 Group II Senior Percentage: With respect to any Distribution Date,
the percentage (carried to six decimal places rounded up) obtained by dividing
(x) the aggregate Certificate Principal Balance of the Pool 2 Group II Senior
Certificates immediately preceding such Distribution Date by (y) the aggregate
Scheduled Principal Balance of Pool 2 immediately preceding such Distribution
Date.
Pool 2 Group II Senior Principal Distribution Amount: With respect to any
Distribution Date, the product of (a) the Senior Optimal Principal Amount for
Pool 2 on such date (determined without application of the Senior Percentage for
Pool 2 or the Senior Prepayment Percentage for Pool 2) multiplied by (b) the
Pool 2 Group II Senior Percentage for such date multiplied by (c) the Pool 2
Group II Senior Distribution Percentage for such date; provided, however, that
(i) on the Pool 2 Group I Final Distribution Date, the Pool 2 Group II Senior
Principal Distribution Amount will be increased by any portion of the Senior
Optimal Principal Amount for Pool 2 remaining after distributions of principal
have been made on the Pool 2 Group I Senior Certificates and (ii) following the
Pool 2 Group I Final Distribution Date, the Pool 2 Group II Senior Principal
Distribution Amount will equal the Senior Optimal Principal Amount for Pool 2.
Pool 2 Mortgage Loan: A Mortgage Loan identified as a Pool 2 Mortgage Loan
in the Mortgage Loan Schedule.
Pool 2 Senior Certificate: Any Class 2-A1, Class 2-A2, Class 2-A3, Class
2-A4 or Class 2-A5 Certificate.
Pool Balance Shortfall Distribution: As defined in Section 4.01(g)(ii).
Pool Balance Shortfall Group: With respect to any Distribution Date, (i)
the Pool 1 Senior Certificates (other than the Class 1-PO Certificates) if the
aggregate Class Certificate Principal Balance thereof, after giving effect to
distributions pursuant to Section 4.01(a) on such date, is greater than the Pool
Scheduled Principal Balance of Pool 1 (calculated for each Mortgage Loan on the
basis of the applicable Non-PO Percentage thereof) or (ii) the Pool 2 Senior
Certificates if the aggregate Class Certificate Principal Balance thereof, after
giving effect to distributions pursuant to Section 4.01(b) on such date, is
greater than the Pool Scheduled Principal Balance of Pool 2.
Pool Junior Amount: With respect to the Closing Date or any Distribution
Date and each Mortgage Pool, the excess of the aggregate of the applicable
Non-PO Percentage of the Scheduled Principal Balance of each Mortgage Loan in
such Mortgage Pool over the aggregate of the Class Certificate Principal
Balances of the Senior Certificates (other than, in the case of the Pool 1
Senior Certificates, the Class 1-PO Certificates) of such Mortgage Pool, before
giving effect to distributions on such Distribution Date. After the Cross-Over
Date, the Pool Junior Amount shall be equal to zero.
Pool Scheduled Principal Balance: With respect to any Distribution Date and
each Mortgage Pool, the aggregate Scheduled Principal Balance of all the
Mortgage Loans in such Mortgage Pool that were Outstanding Mortgage Loans on the
Due Date in the month next preceding the month of such Distribution Date (or, in
the case of the first Distribution Date, the Cut-off Date; or, if so specified,
such other date).
Prepayment Assumption: The assumed fixed schedule of prepayments on a pool
of new mortgage loans with such schedule given as a monthly sequence of
prepayment rates, expressed as annualized percent values. These values start at
0.2% per year in the first month, increase by 0.2% per year in each succeeding
month until month 30, ending at 6.0% per year. At such time, the rate remains
constant at 6.0% per year for the balance of the remaining term. Multiples of
the Prepayment Assumption are calculated from this prepayment rate series.
Prepayment Assumption Multiple: 250% of the Prepayment Assumption.
Prepayment Distribution Trigger: As of any Distribution Date and as to each
Class of Class B Certificates, the related Prepayment Distribution Trigger is
satisfied if (x) the fraction, expressed as a percentage, the numerator of which
is the aggregate Class Certificate Principal Balance of such Class and each
Class subordinate thereto, if any, on such Distribution Date, and the
denominator of which is the sum of the Pool Scheduled Principal Balances for
each Mortgage Pool for such Distribution Date, equals or exceeds (y) such
percentage calculated as of the Closing Date.
Prepayment Interest Excess: As to any Voluntary Principal Prepayment in
full received from the first day through the fifteenth day of any calendar month
(other than the calendar month in which the Cut-off Date occurs), all amounts
paid in respect of interest on such Principal Prepayment. For purposes of
determining the amount of Prepayment Interest Excess for any month, a Voluntary
Principal Prepayment in full with respect to a Mortgage Loan serviced by a
Primary Servicer shall be deemed to have been received when the Company, as
servicer, receives notice thereof. All Prepayment Interest Excess shall be
retained by the Company, as servicer, as additional servicing compensation.
Prepayment Period: With respect to any Distribution Date and any Voluntary
Principal Prepayment in part or other Principal Prepayment other than a
Voluntary Principal Prepayment in full, the calendar month preceding the month
of such Distribution Date; with respect to any Distribution Date and any
Voluntary Principal Prepayment in full, the period beginning on the sixteenth
day of the calendar month preceding the month of such Distribution Date (or, in
the case of the first Distribution Date, beginning on the Cut-off Date) and
ending on the fifteenth day of the month in which such Distribution Date occurs.
Primary Insurance Policy: The certificate of private mortgage insurance
relating to a particular Mortgage Loan, or an electronic screen print setting
forth the information contained in such certificate of private mortgage
insurance, including, without limitation, information relating to the name of
the mortgage insurance carrier, the certificate number, the loan amount, the
property address, the effective date of coverage, the amount of coverage and the
expiration date of the policy. Each such policy covers defaults by the
Mortgagor, which coverage shall equal the portion of the unpaid principal
balance of the related Mortgage Loan that exceeds 75% (or such lesser coverage
required or permitted by FNMA or FHLMC) of the Original Value of the underlying
Mortgaged Property.
Primary Servicer: Any servicer with which the Company has entered into a
servicing agreement, as described in Section 3.01(f).
Principal Balance Schedules: Any principal balance schedules attached
hereto, if applicable, as Exhibit B, setting forth the PAC Balances of any PAC
Certificates and PAC Components, the TAC Balances of any TAC Certificates and
TAC Components and the Scheduled Balances of any Scheduled Certificates and
Scheduled Components.
Principal Distribution Request: Any request for a distribution in reduction
of the Class Certificate Principal Balance of any Designated Retail Certificate,
submitted in writing to a Depository Participant or Financial Intermediary (or,
if such Designated Retail Certificate is no longer represented by a Book-Entry
Certificate, to the Trustee) by the Certificate Owner (or Certificateholder) of
such Designated Retail Certificate pursuant to Section 4.10(c) or 4.10(g), as
applicable.
Principal Only Certificate: Any Class A14, Class 2-A3 or Class 1-PO
Certificate.
Principal Only Component: None.
Principal Prepayment: Any payment or other recovery of principal on a
Mortgage Loan (including, for this purpose, any refinancing permitted by Section
3.01 and any REO Proceeds treated as such pursuant to Section 3.08(b)) which is
received in advance of its scheduled Due Date and is not accompanied by an
amount of interest representing scheduled interest for any month subsequent to
the month of prepayment.
Private Placement Memorandum: The Company's private placement memorandum
relating to the placement of the Restricted Junior Certificates dated the date
of the prospectus supplement referred to in the definition of Prospectus.
Prohibited Transaction Exemption: U.S. Department of Labor Prohibited
Transaction Exemption 90-30, 55 Fed. Reg. 21461, May 24, 1990.
Property Protection Expenses: With respect to any Mortgage Loan, expenses
paid or incurred by or for the account of the Company in accordance with the
related Mortgage for (a) real estate property taxes and property repair,
replacement, protection and preservation expenses and (b) similar expenses
reasonably paid or incurred to preserve or protect the value of such Mortgage to
the extent the Company is not reimbursed therefor pursuant to the Primary
Insurance Policy, if any, or any other insurance policy with respect thereto.
Proprietary Lease: With respect to a Cooperative Loan, the proprietary
lease(s) or occupancy agreement with respect to the Cooperative Apartment
occupied by the Mortgagor and relating to the related Cooperative Stock, which
lease or agreement confers an exclusive right to the holder of such Cooperative
Stock to occupy such apartment.
Prospectus: The Company's prospectus supplement dated July 28, 1999, and
the related prospectus dated July 22, 1999, relating to the public offering of
the Certificates other than the Restricted Certificates.
Purchase Price: With respect to any Mortgage Loan required or permitted to
be purchased hereunder from the Trust Fund, an amount equal to 100% of the
unpaid principal balance thereof plus interest thereon at the applicable
Mortgage Rate from the date to which interest was last paid to the first day of
the month in which such purchase price is to be distributed; provided, however,
that if the Company is the servicer hereunder, such purchase price shall be net
of unreimbursed Monthly Advances with respect to such Mortgage Loan, and the
interest component of the Purchase Price may be computed on the basis of the Net
Mortgage Rate for such Mortgage Loan.
QIB: A "qualified institutional buyer" as defined in Rule 144A under the
Securities Act of 1933, as amended.
Random Lot: With respect to any Distribution Date prior to the Cross-Over
Date, if the amount available for distribution in reduction of the Class
Certificate Principal Balance of any Class of Designated Retail Certificates on
such Distribution Date exceeds the amount needed to honor all Principal
Distribution Requests with respect to such Class on such date, the method by
which the Depository will determine which Depository Participants holding
interests in such Class of Certificates will receive payments of amounts
distributable in respect of principal on such Class on such Distribution Date,
using its established random lot procedures or, if such Class of Certificates is
no longer represented by Book-Entry Certificates, the method by which the
Trustee will determine which Certificates of such Class will receive payments of
amounts distributable in respect of principal on such Class on such Distribution
Date, using its own random lot procedures comparable to those used by the
Depository.
Rating Agency: Any statistical credit rating agency, or its successor, that
rated any of the Certificates at the request of the Company at the time of the
initial issuance of the Certificates. If such agency or a successor is no longer
in existence, "Rating Agency" shall be such statistical credit rating agency, or
other comparable Person, designated by the Company, notice of which designation
shall be given to the Trustee. References herein to the two highest long-term
rating categories of a Rating Agency shall mean such ratings without any
modifiers. As of the date of the initial issuance of the Certificates, the
Rating Agencies are Fitch and S&P; except that for purposes of the Junior
Certificates, other than the Class B5 Certificates, Fitch shall be the sole
Rating Agency. The Class B5 Certificates are issued without ratings.
Realized Loss: Any (i) Deficient Valuation or (ii) as to any Liquidated
Mortgage Loan, (x) the unpaid principal balance of such Liquidated Mortgage Loan
plus accrued and unpaid interest thereon at the Net Mortgage Rate through the
last day of the month of such liquidation less (y) the related Liquidation
Proceeds and Insurance Proceeds (as reduced by the related Liquidation
Expenses).
Record Date: The last Business Day of the month immediately preceding the
month of the related Distribution Date.
Reference Banks: As defined in Section 5.08.
Relief Act: The Soldiers' and Sailors' Civil Relief Act of 1940, as
amended.
Relief Act Mortgage Loan: Any Mortgage Loan as to which the Monthly Payment
thereof has been reduced due to the application of the Relief Act.
REMIC: A "real estate mortgage investment conduit" within the meaning of
section 860D of the Code.
REMIC Provisions: Provisions of the federal income tax law relating to real
estate mortgage investment conduits, which appear at sections 860A through 860G
of Part IV of Subchapter M of Chapter 1 of the Code, and related provisions, and
U.S. Department of the Treasury temporary or final regulations promulgated
thereunder, as the foregoing may be in effect from time to time, as well as
provisions of applicable state laws.
REO Mortgage Loan: Any Mortgage Loan which is not a Liquidated Mortgage
Loan and as to which the related Mortgaged Property is held as part of the Trust
Fund.
REO Proceeds: Proceeds, net of any related expenses of the Company,
received in respect of any REO Mortgage Loan (including, without limitation,
proceeds from the rental of the related Mortgaged Property).
Required Surety Payment: With respect to any Pledged Asset Mortgage Loan
that becomes a Liquidated Mortgage Loan, the lesser of (i) the principal portion
of the Realized Loss with respect to such Mortgage Loan and (ii) the excess, if
any, of (a) the amount of Additional Collateral required at origination with
respect to such Mortgage Loan which is covered by the Surety Bond over (b) the
net proceeds realized by MLCC from the liquidation of the related Additional
Collateral.
Reserve Fund: None.
Reserve Interest Rate: As defined in Section 5.08.
Residual Certificate: Any Class R Certificate.
Responsible Officer: When used with respect to the Trustee, any officer or
assistant officer assigned to and working in the Corporate Trust Department of
the Trustee and, also, with respect to a particular matter, any other officer to
whom such matter is referred because of such officer's knowledge of and
familiarity with the particular subject.
Restricted Certificate: Any Restricted Junior Certificate, Class PO
Certificate or Class S Certificate.
Restricted Junior Certificate: Any Class B3, Class B4 or Class B5
Certificate.
Rounding Account: With respect to each Class of Designated Retail
Certificates, the respective segregated, non-interest bearing Eligible Account
created and maintained therefor pursuant to Section 4.10.
Rounding Account Depositor: Bear, Stearns & Co. Inc.
Rounding Amount: With respect to any Class of Designated Retail
Certificates and each Distribution Date prior to the Cross-Over Date on which
such Class of Certificates is entitled to a distribution in reduction of the
Class Certificate Principal Balance thereof, the amount, if any, necessary to
round the aggregate of such distribution (after giving effect to any deposit
into the related Rounding Account on such Distribution Date) upward to the next
higher integral multiple of $1,000.
S&P: Standard & Poor's Ratings Services, a division of The McGraw-Hill
Companies, Inc., and its successors.
SAIF: The Savings Association Insurance Fund of the FDIC, or its successor
in interest.
Scheduled Balance: As to any Distribution Date and any Class of Scheduled
Certificates and any Scheduled Component, the balance designated as such for
such Distribution Date and such Class or Component as set forth in the Principal
Balance Schedules.
Scheduled Certificate: None.
Scheduled Component: None.
Scheduled Principal Balance: As to any Mortgage Loan and Distribution Date,
the principal balance of such Mortgage Loan as of the Due Date in the month next
preceding the month of such Distribution Date (or, if so specified, such other
date) as specified in the amortization schedule at the time relating to such
Mortgage Loan (before any adjustment to such amortization schedule by reason of
any bankruptcy or similar proceeding or any moratorium or similar waiver or
grace period) after giving effect to any previous Principal Prepayments,
Deficient Valuations incurred subsequent to the Bankruptcy Coverage Termination
Date, adjustments due to the application of the Relief Act and the payment of
principal due on such Due Date, irrespective of any delinquency in payment by
the related Mortgagor. As to any Mortgage Loan and the Cut-off Date or the
Closing Date, the "unpaid balance" thereof specified in the initial Mortgage
Loan Schedule.
Security Agreement: With respect to a Cooperative Loan, the agreement
creating a security interest in favor of the originator in the related
Cooperative Stock and Proprietary Lease.
Senior Certificate: Any Pool 1 Senior Certificate or Pool 2 Senior
Certificate.
Senior Certificate Principal Balance: As of any Distribution Date and as to
each Mortgage Pool, an amount equal to the sum of the Certificate Principal
Balances of the related Senior Certificates (other than, in the case of the Pool
1 Certificates, the Class 1-PO Certificates).
Senior Optimal Principal Amount: As to any Distribution Date and each
Mortgage Pool, an amount equal to the sum of:
(i) the related Senior Percentage of the applicable Non-PO Percentage of
the principal portion of each Monthly Payment due on the related Due Date on
each Outstanding Mortgage Loan in such Mortgage Pool as of such Due Date as
specified in the amortization schedule at the time applicable thereto (after
adjustments for previous Principal Prepayments and the principal portion of Debt
Service Reductions in respect of such Mortgage Pool subsequent to the Bankruptcy
Coverage Termination Date but before any adjustment to such amortization
schedule by reason of any bankruptcy (except as aforesaid) or similar proceeding
or any moratorium or similar waiver or grace period);
(ii) the related Senior Prepayment Percentage of the applicable Non-PO
Percentage of all principal prepayments in part in respect of such Mortgage Pool
received during the related Prepayment Period, together with the related Senior
Prepayment Percentage of the applicable Non-PO Percentage of the Scheduled
Principal Balance of each Mortgage Loan in such Mortgage Pool which was the
subject of a Voluntary Principal Prepayment in full during the related
Prepayment Period;
(iii) the lesser of (x) the related Senior Percentage of the applicable
Non-PO Percentage of the sum of (A) the Scheduled Principal Balance of each
Mortgage Loan in such Mortgage Pool that became a Liquidated Mortgage Loan
(other than Mortgage Loans described in clause (B)) during the related
Prepayment Period and (B) the Scheduled Principal Balance of each Mortgage Loan
in such Mortgage Pool that was purchased by an insurer from the Trustee during
such Prepayment Period pursuant to the related Primary Insurance Policy, as
reduced in each case by the related Senior Percentage of the applicable Non-PO
Percentage of the principal portion of any Excess Losses in respect of such
Mortgage Pool (other than Excess Bankruptcy Losses attributable to Debt Service
Reductions), and (y) the related Senior Prepayment Percentage of the applicable
Non-PO Percentage of the sum of (A) all Net Liquidation Proceeds allocable to
principal received in respect of each such Liquidated Mortgage Loan in such
Mortgage Pool (other than Mortgage Loans described in clause (B)) and (B) the
principal balance of each such Mortgage Loan in such Mortgage Pool purchased by
an insurer from the Trustee pursuant to the related Primary Insurance Policy, in
each case during the related Prepayment Period;
(iv) the related Senior Prepayment Percentage of the applicable Non-PO
Percentage of the Scheduled Principal Balance of each Mortgage Loan in such
Mortgage Pool which was purchased on such Distribution Date pursuant to Section
2.02, 2.03(a) or 3.16; and
(v) the related Senior Prepayment Percentage of the applicable Non-PO
Percentage of the Substitution Amount for any Mortgage Loan in such Mortgage
Pool substituted during the month of such Distribution Date.
For purposes of clause (ii) above, a Voluntary Principal Prepayment in full
with respect to a Mortgage Loan serviced by a Primary Servicer shall be deemed
to have been received when the Company, as servicer, receives notice thereof.
Senior Percentage: As to any Distribution Date and each Mortgage Pool, the
lesser of (i) 100% and (ii) the percentage (carried to six places rounded up)
obtained by dividing the Senior Certificate Principal Balance for such Mortgage
Pool immediately prior to such Distribution Date by the Pool Scheduled Principal
Balance of all Mortgage Loans in such Mortgage Pool (less, in the case of Pool
1, the Class Certificate Principal Balance of the Class 1-PO Certificates) that
were Outstanding Mortgage Loans on the Due Date in the month next preceding the
month of such Distribution Date.
Senior Prepayment Percentage: As to each Mortgage Pool and for any
Distribution Date occurring prior to the fifth anniversary of the first
Distribution Date, 100%. As to each Mortgage Pool and for any Distribution Date
occurring on or after the fifth anniversary of the first Distribution Date, an
amount as follows:
(i) for any Distribution Date subsequent to July 2004 to and including the
Distribution Date in July 2005, the related Senior Percentage for such
Distribution Date plus 70% of the related Junior Percentage for such
Distribution Date;
(ii) for any Distribution Date subsequent to July 2005 to and including the
Distribution Date in July 2006, the related Senior Percentage for such
Distribution Date plus 60% of the related Junior Percentage for such
Distribution Date;
(iii) for any Distribution Date subsequent to July 2006 to and including
the Distribution Date in July 2007, the related Senior Percentage for such
Distribution Date plus 40% of the related Junior Percentage for such
Distribution Date;
(iv) for any Distribution Date subsequent to July 2007 to and including the
Distribution Date in July 2008, the related Senior Percentage for such
Distribution Date plus 20% of the related Junior Percentage for such
Distribution Date; and
(v) for any Distribution Date thereafter, the related Senior Percentage for
such Distribution Date.
Notwithstanding the foregoing, if on any Distribution Date the Senior
Percentage for either Mortgage Pool exceeds the related Senior Percentage as of
the Closing Date, the Senior Prepayment Percentage for each Mortgage Pool for
such Distribution Date will equal 100%.
In addition, notwithstanding the foregoing, no reduction of the Senior
Prepayment Percentage for either Mortgage Pool below the level in effect for the
most recent prior period as set forth in clauses (i) through (iv) above shall be
effective on any Distribution Date unless at least one of the following two
tests is satisfied for each Mortgage Pools:
Test I: If, as of the last day of the month preceding such Distribution
Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans in such
Mortgage Pool delinquent 60 days or more (including for this purpose any
Mortgage Loans in foreclosure and REO Mortgage Loans) as a percentage of the
applicable Pool Junior Amount as of such date, does not exceed 50%, and (ii)
cumulative Realized Losses with respect to the Mortgage Loans in such Mortgage
Pool do not exceed (a) 30% of the related Original Pool Junior Amount if such
Distribution Date occurs between and including August 2004 and July 2005, (b)
35% of the related Original Pool Junior Amount if such Distribution Date occurs
between and including August 2005 and July 2006, (c) 40% of the related Original
Pool Junior Amount if such Distribution Date occurs between and including August
2006 and July 2007, (d) 45% of the related Original Pool Junior Amount if such
Distribution Date occurs between and including August 2007 and July 2008 and (e)
50% of the related Original Pool Junior Amount if such Distribution Date occurs
during or after August 2008; or
Test II: If, as of the last day of the month preceding such Distribution
Date, (i) the aggregate Scheduled Principal Balance of Mortgage Loans in such
Mortgage Pool delinquent 60 days or more (including for this purpose any
Mortgage Loans in foreclosure and REO Mortgage Loans) averaged over the last
three months, as a percentage of the aggregate Scheduled Principal Balance of
Mortgage Loans in such Mortgage Pool averaged over the last three months, does
not exceed 4%, and (ii) cumulative Realized Losses with respect to the Mortgage
Loans in such Mortgage Pool do not exceed (a) 10% of the related Original Pool
Junior Amount if such Distribution Date occurs between and including August 2004
and July 2005, (b) 15% of the related Original Pool Junior Amount if such
Distribution Date occurs between and including August 2005 and July 2006, (c)
20% of the related Original Pool Junior Amount if such Distribution Date occurs
between and including August 2006 and July 2007, (d) 25% of the related Original
Pool Junior Amount if such Distribution Date occurs between and including August
2007 and July 2008, and (e) 30% of the related Original Pool Junior Amount if
such Distribution Date occurs during or after August 2008.
Senior Principal Priorities: The priorities for the distribution of
principal to the Senior Certificates as set forth in Exhibit O hereto.
Servicer's Certificate: A certificate, completed by and executed on behalf
of the Company by a Servicing Officer in accordance with Section 4.06,
substantially in the form of Exhibit D hereto or in such other form as the
Company and the Trustee shall agree.
Servicing Fee: As to any Mortgage Loan and Distribution Date, an amount
equal to the product of (i) the Scheduled Principal Balance of such Mortgage
Loan as of the Due Date in the preceding calendar month and (ii) the Servicing
Fee Rate for such Mortgage Loan.
Servicing Fee Rate: As to any Mortgage Loan, the per annum rate identified
as such for such Mortgage Loan and set forth in the Mortgage Loan Schedule.
Servicing Officer: Any officer of the Company involved in, or responsible
for, the administration and servicing of the Mortgage Loans whose name appears
on a list of servicing officers attached to an Officer's Certificate furnished
to the Trustee by the Company, as such list may from time to time be amended.
Single Certificate: A Certificate with an Initial Certificate Principal
Balance, or initial Notional Principal Balance, of $1,000 or, in the case of a
Class of Certificates issued with an initial Class Certificate Principal Balance
or initial Notional Principal Balance of less than $1,000, such lesser amount.
Special Event Loss: Any Fraud Loss, Special Hazard Loss or Deficient
Valuation.
Special Hazard Loss: (i) A Realized Loss suffered by a Mortgaged Property
on account of direct physical loss, exclusive of (a) any loss covered by a
hazard policy or a flood insurance policy required to be maintained in respect
of such Mortgaged Property under Section 3.06 and (b) any loss caused by or
resulting from:
(A) normal wear and tear;
(B) conversion or other dishonest act on the part of the Trustee, the
Company or any of their agents or employees; or
(C) errors in design, faulty workmanship or faulty materials, unless the
collapse of the property or a part thereof ensues;
or (ii) any Realized Loss suffered by the Trust Fund arising from or
related to the presence or suspected presence of hazardous wastes or hazardous
substances on a Mortgaged Property unless such loss to a Mortgaged Property is
covered by a hazard policy or a flood insurance policy required to be maintained
in respect of such Mortgaged Property under Section 3.06.
Special Hazard Loss Amount: As of any Distribution Date, an amount equal to
$10,045,610 minus the sum of (i) the aggregate amount of Special Hazard Losses
in respect of either Mortgage Pool that would have been allocated to the Junior
Certificates in accordance with Section 4.03 in the absence of the Loss
Allocation Limitation and (ii) the Adjustment Amount (as defined below) as most
recently calculated. On each anniversary of the Cut-off Date, the "Adjustment
Amount" shall be equal to the amount, if any, by which the amount calculated in
accordance with the preceding sentence (without giving effect to the deduction
of the Adjustment Amount for such anniversary) exceeds the lesser of (x) the
greater of (A) the product of the Special Hazard Percentage for such anniversary
multiplied by the outstanding principal balance of all the Mortgage Loans on the
Distribution Date immediately preceding such anniversary and (B) twice the
outstanding principal balance of the Mortgage Loan that has the largest
outstanding principal balance on the Distribution Date immediately preceding
such anniversary, and (y) an amount calculated by the Company and approved by
each Rating Agency, which amount shall not be less than $500,000.
Special Hazard Percentage: As of each anniversary of the Cut-off Date, the
greater of (i) 1.00% and (ii) the largest percentage obtained by dividing (x)
the aggregate outstanding principal balance (as of the immediately preceding
Distribution Date) of the Mortgage Loans secured by Mortgaged Properties located
in a single, five-digit zip code area in the State of California by (y) the
outstanding principal balance of all the Mortgage Loans as of the immediately
preceding Distribution Date.
Special Hazard Termination Date: The Distribution Date upon which the
Special Hazard Loss Amount has been reduced to zero or a negative number (or the
Cross-Over Date, if earlier).
Specified Component: None.
Startup Day: As defined in Section 2.05(b).
Strip Rate: With respect to each Class of the Class S Certificates and any
Distribution Date, a variable rate per annum equal to the excess of (x) the
weighted average (by Scheduled Principal Balance) carried to six decimal places,
rounded down, of the Net Mortgage Rates of the Outstanding Non-Discount Mortgage
Loans in the related Mortgage Pool as of the Due Date in the preceding calendar
month (or the Cut-off Date, in the case of the first Distribution Date) over (y)
the Designated Rate; provided, however, that such calculation shall not include
any Mortgage Loan in such Mortgage Pool that was the subject of a Voluntary
Principal Prepayment in full received by the Company (or of which the Company
received notice, in the case of a Mortgage Loan serviced by a Primary Servicer)
on or after the first day but on or before the 15th day of such preceding
calendar month.
Subordinate Certificates: As to any date of determination, first, the Class
B5 Certificates until the Class Certificate Principal Balance thereof has been
reduced to zero; second, the Class B4 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero; third, the Class B3
Certificates until the Class Certificate Principal Balance thereof has been
reduced to zero; fourth, the Class B2 Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero; fifth, the Class B1
Certificates until the Class Certificate Principal Balance thereof has been
reduced to zero; and sixth, the Class M Certificates until the Class Certificate
Principal Balance thereof has been reduced to zero.
Subordinate Certificate Writedown Amount: As to any Distribution Date,
first, any amount distributed to the Class 1-PO Certificates on such
Distribution Date pursuant to Section 4.01(a)(iv) and second, after giving
effect to the application of clause first above, the amount by which (i) the sum
of the Class Certificate Principal Balances of all the Certificates (after
giving effect to the distribution of principal and the application of Realized
Losses in reduction of the Certificate Principal Balances of the related
Certificates on such Distribution Date) exceeds (ii) the Pool Scheduled
Principal Balances of both Mortgage Pools on the first day of the month of such
Distribution Date less any Deficient Valuations occurring on or prior to the
Bankruptcy Coverage Termination Date.
Substitution Amount: With respect to any Mortgage Loan substituted pursuant
to Section 2.03(b), the excess of (x) the Scheduled Principal Balance of the
Mortgage Loan that is substituted for, over (y) the Scheduled Principal Balance
of the related substitute Mortgage Loan, each balance being determined as of the
date of substitution.
Surety: Ambac Assurance Corporation, or its successors in interest.
Surety Bond: The Limited Purpose Surety Bond (Policy No. AB0039BE), dated
February 28, 1996, issued by the Surety for the benefit of certain
beneficiaries, including the Trustee for the benefit of the Holders of the
Certificates, but only to the extent that such Limited Purpose Surety Bond
covers any Pledged Asset Mortgage Loans.
TAC Balance: As to any Distribution Date and any Class of TAC Certificates
and any TAC Component, the balance designated as such for such Distribution Date
and such Class or Component as set forth in the Principal Balance Schedules
attached as Exhibit B hereto.
TAC Certificates: None.
TAC Component: None.
Trigger Event: Any one or more of the following: (i) if the Company is not
a wholly-owned direct or indirect subsidiary of General Electric Company or if
General Electric Capital Corporation shall not own (directly or indirectly) at
least two-thirds of the voting shares of the capital stock of the Company, (ii)
if the long-term senior unsecured rating of General Electric Capital Corporation
is downgraded or withdrawn by Fitch or S&P below their two highest rating
categories, (iii) if General Electric Capital Corporation is no longer obligated
pursuant to the terms of the support agreement, dated as of October 1, 1990,
between General Electric Capital Corporation and the Company, to maintain the
Company's net worth or liquidity (as such terms are defined therein) at the
levels specified therein, or if such support agreement, including any amendment
thereto, has been breached, terminated or otherwise held to be unenforceable and
(iv) if such support agreement, including any amendment thereto, is amended or
modified.
Trust Fund: The corpus of the trust created by this Agreement evidenced by
the Certificates and consisting of:
(i) the Mortgage Loans;
(ii) all payments on or collections in respect of such Mortgage Loans,
except as otherwise described in the first paragraph of Section 2.01, including
the proceeds from the liquidation of any Additional Collateral for any Pledged
Asset Mortgage Loan;
(iii) the obligation of the Company to deposit in the Certificate Account
the amounts required by Sections 3.02(d), 3.02(e) and 4.04(a), and the
obligation of the Trustee to deposit in the Certificate Account any amount
required pursuant to Section 4.04(b);
(iv) the obligation of the Company to purchase or replace any Defective
Mortgage Loan pursuant to Section 2.02 or 2.03;
(v) all property acquired by foreclosure or deed in lieu of foreclosure
with respect to any REO Mortgage Loan;
(vi) the proceeds of the Primary Insurance Policies, if any, and the hazard
insurance policies required by Section 3.06, in each case, in respect of the
Mortgage Loans, and the Company's interest in the Surety Bond transferred to the
Trustee pursuant to Section 2.01;
(vii) the Certificate Account established pursuant to Section 3.02(d);
(viii) the Eligible Account or Accounts, if any, established pursuant to
Section 3.02(e);
(ix) any collateral funds established to secure the obligations of the
Holder of the Class B4 and Class B5 Certificates, respectively, under any
agreements entered into between such holder and the Company pursuant to Section
3.08(e) (which collateral funds will not constitute a part of any REMIC
established hereunder); and
(x) all rights of the Company as assignee under any security agreements,
pledge agreements or guarantees relating to the Additional Collateral supporting
any Pledged Asset Mortgage Loan (which rights will not constitute a part of any
REMIC established hereunder).
Trustee: The institution executing this Agreement as Trustee, or its
successor in interest, or if any successor trustee is appointed as herein
provided, then such successor trustee so appointed.
Unanticipated Recovery: As defined in Section 4.01(j) herein.
Uninsured Cause: Any cause of damage to property subject to a Mortgage such
that the complete restoration of the property is not fully reimbursable by the
hazard insurance policies required to be maintained pursuant to Section 3.06.
Unpaid Class Interest Shortfall: As to any Distribution Date and any Class
of Certificates (other than any Class of Principal Only Certificates and any
Class consisting of Specified Components) or any Specified Component (other than
any Principal Only Component), the amount, if any, by which the aggregate of the
Class Interest Shortfalls for such Class or in respect of such Specified
Component for prior Distribution Dates is in excess of the aggregate amounts
distributed on prior Distribution Dates to Holders of such Class of Certificates
or in respect of such Specified Component (or added to the Class Certificate
Principal Balance of any Class of Accrual Certificates, or to the Component
Principal Balance of any Accrual Component constituting a Specified Component)
pursuant to Section 4.01(a)(ii), in the case of the Pool 1 Senior Certificates
(other than any Class of Principal Only Certificates) and any Specified
Component thereof (other than any Principal Only Component) and the Class 1-S
Certificates, Section 4.01(b)(ii), in the case of the Pool 2 Senior Certificates
(other than any Class of Principal Only Certificates) and any Specified
Component thereof (other than any Principal Only Component) and the Class 2-S
Certificates, Section 4.01(c)(ii), in the case of the Class M Certificates,
Section 4.01(c)(v), in the case of the Class B1 Certificates, Section
4.01(c)(viii), in the case of the Class B2 Certificates, Section 4.01(c)(xi), in
the case of the Class B3 Certificates, Section 4.01(c)(xiv), in the case of the
Class B4 Certificates, and Section 4.01(c)(xvii), in the case of the Class B5
Certificates. As to any Class of Certificates consisting of Specified Components
and any Distribution Date, the sum of the Unpaid Class Interest Shortfalls for
the Specified Components thereof on such date.
Voluntary Principal Prepayment: With respect to any Distribution Date, any
prepayment of principal received from the related Mortgagor on a Mortgage Loan.
Voting Rights: The portion of the voting rights of all the Certificates
that is allocated to any Certificate for purposes of the voting provisions of
Section 10.01. At all times during the term of this Agreement, 100% of all
Voting Rights shall be allocated to the Certificates other than the Class S
Certificates, and no Voting Rights shall be allocated to the Class S
Certificates. Voting Rights allocated to the Classes of Certificates eligible to
vote shall be allocated among such Classes (and among the Certificates within
each such Class) in proportion to their Class Certificate Principal Balances (or
Certificate Principal Balances), as the case may be. With respect to any matters
relating exclusively to the Pool 1 Senior Certificates or the Pool 2 Senior
Certificates and not having an adverse effect on the Senior Certificateholders
of the other Mortgage Pool or the Junior Certificateholders, only Pool 1 Senior
Certificateholders or Pool 2 Senior Certificateholders, respectively, will be
entitled to vote with respect thereto. Voting Rights allocated to the Senior
Certificateholders of one Mortgage Pool shall be allocated based on the
respective Certificate Principal Balances in proportion to the aggregate
Scheduled Principal Balance of the Mortgage Loans in such Mortgage Pool.
For purposes of this Agreement, the "related Mortgage Pool" in the case of
the Pool 1 Senior Certificates means Pool 1 and in the case of the Pool 2 Senior
Certificates means Pool 2.
ARTICLE II
CONVEYANCE OF MORTGAGE LOANS; ORIGINAL ISSUANCE OF CERTIFICATES
Section 2.01. Conveyance of Mortgage Loans. (a) The Company, concurrently
with the execution and delivery of this Agreement, does hereby transfer, assign,
set-over and otherwise convey to the Trustee without recourse (except as
provided herein) all the right, title and interest of the Company in and to the
Mortgage Loans, including all interest and principal received by the Company on
or with respect to the Mortgage Loans (other than payments of principal and
interest due and payable on the Mortgage Loans on or before, and all Principal
Prepayments received on or before, the Cut-off Date). The Company acknowledges
it has sold all right, title and interest in and to the Mortgage Loans to the
Trustee to the extent provided above and that retention of record title of
Mortgages (subject to Section 2.01(d) of this Agreement) is for convenience only
and that the Company holds record title solely as custodian for the Trustee for
benefit of the Certificateholders. The Company agrees that it will take no
action inconsistent with ownership of the Mortgage Loans by the Trustee and will
not deliver any instrument of satisfaction or conveyance with respect to a
Mortgage or a Mortgage Loan, or convey or purport to convey any interest in a
Mortgage Loan, except in accordance with the terms and the intent of this
Agreement.
In addition, with respect to any Pledged Asset Mortgage Loan, the Company
does hereby transfer, assign, set-over and otherwise convey to the Trustee
without recourse (except as provided herein) (i) its rights as assignee under
any security agreements, pledge agreements or guarantees relating to the
Additional Collateral supporting any Pledged Asset Mortgage Loan, (ii) its
security interest in and to any Additional Collateral, (iii) its right to
receive payments in respect of any Pledged Asset Mortgage Loan pursuant to the
Pledged Asset Mortgage Servicing Agreement, and (iv) its rights as beneficiary
under the Surety Bond in respect of any Pledged Asset Mortgage Loan.
(b) In connection with such transfer and assignment, the Company does
hereby deliver to the Trustee the following documents or instruments with
respect to:
(1) Each Mortgage Loan (other than any Cooperative Loan or Designated Loan)
so transferred and assigned:
(i) The Mortgage Note, endorsed without recourse in blank by the Company,
including all intervening endorsements showing a complete chain of endorsement
from the originator to the Company; provided, however, that if such Mortgage
Note is a Confirmatory Mortgage Note, such Confirmatory Mortgage Note may be
payable directly to the Company or may show a complete chain of endorsement from
the named payee to the Company;
(ii) Any assumption and modification agreement;
(iii) An assignment in recordable form (which may be included in a blanket
assignment or assignments) of the Mortgage to the Trustee; and
(2) Each Cooperative Loan (other than a Designated Loan) so transferred and
assigned:
(i) The Mortgage Note, endorsed without recourse in blank by the Company
and showing an unbroken chain of endorsements from the originator to the
Company; provided, however, that if such Mortgage Note is a Confirmatory
Mortgage Note, such Confirmatory Mortgage Note may be payable directly to the
Company or may show a complete chain of endorsement from the named payee to the
Company;
(ii) A counterpart of the Proprietary Lease and the Assignment of
Proprietary Lease executed in blank or to the originator of the Cooperative
Loan;
(iii) The related Cooperative Stock Certificate, together with an undated
stock power (or other similar instrument) executed in blank;
(iv) A counterpart of the recognition agreement by the Cooperative of the
interests of the mortgagee with respect to the related Cooperative Loan;
(v) The Security Agreement;
(vi) Copies of the original UCC-1 financing statement, and any continuation
statements, filed by the originator of such Cooperative Loan as secured party,
each with evidence of recording thereof, evidencing the interest of the
originator in the Cooperative Stock and the Proprietary Lease;
(vii) If applicable, copies of the UCC-3 assignments of the security
interest described in clause (vi) above, sent to the appropriate public office
for filing, showing an unbroken chain of title from the originator to the
Company, evidencing the security interest of the originator in the Cooperative
Stock and the Proprietary Lease;
(viii) An executed assignment (which may be a blanket assignment for all
Cooperative Loans) of the interest of the Company in the Security Agreement,
Assignment of Proprietary Lease and the recognition agreement described in
clause (iv) above, showing an unbroken chain of title from the originator to the
Trustee; and
(ix) A UCC-3 assignment from the Company to the Trustee of the security
interest described in clause (vi) above, in form suitable for filing, otherwise
complete except for filing information regarding the original UCC-1 if
unavailable (which may be included in a blanket assignment to the Trustee).
In instances where a completed assignment of the Mortgage in recordable
form cannot be delivered by the Company to the Trustee in accordance with
Section 2.01(b)(1)(iii) prior to or concurrently with the execution and delivery
of this Agreement, due to a delay in connection with recording of the Mortgage,
the Company may, in lieu of delivering the completed assignment in recordable
form, deliver to the Trustee the assignment in such form, otherwise complete
except for recording information.
(3) With respect to each Designated Loan, the Company does hereby deliver
to the Trustee the Designated Loan Closing Documents.
(c) In connection with each Mortgage Loan transferred and assigned to the
Trustee, the Company shall deliver to the Trustee the following documents or
instruments as promptly as practicable, but in any event within 30 days, after
receipt by the Company of all such documents and instruments for all of the
outstanding Mortgage Loans:
(1) the Mortgage with evidence of recording indicated thereon (other than
with respect to a Cooperative Loan);
(2) a copy of the title insurance policy (other than with respect to a
Cooperative Loan);
(3) with respect to any Mortgage that has been assigned to the Company, the
related recorded intervening assignment or assignments of Mortgage, showing a
complete chain of assignment from the originator to the Company (other than with
respect to a Cooperative Loan); and
(4) with respect to any Cooperative Loan that has been assigned to the
Company, the related filed intervening UCC-3 financing statements (not
previously delivered pursuant to Section 2.01(b)(2)(vii)), showing a complete
chain of assignment from the named originator to the Company.
Pending such delivery, the Company shall retain in its files (a) copies of the
documents described in clauses (1) and (3) of the preceding sentence, without
evidence of recording thereon, and (b) title insurance binders with respect to
the Mortgage Loans (other than with respect to a Cooperative Loan). The Company
shall also retain in its files the Primary Insurance Policy evidencing any
primary mortgage insurance relating to the Mortgage Loans during the period when
the related insurance is in force. (The copies of the Mortgage, intervening
assignments of Mortgage, if any, title insurance binder and the Primary
Insurance Policy, if any, described in the two preceding sentences are
collectively referred to herein as the "Document File" with respect to each
Mortgage Loan.) The Company shall advise the Trustee in writing if such delivery
to the Trustee shall not have occurred on or before the first anniversary of the
Closing Date. The Company shall promptly furnish to the Trustee the documents
included in the Document Files (other than any such documents previously
delivered to the Trustee as originals or copies) either (a) upon the written
request of the Trustee or (b) when the Company or the Trustee obtains actual
notice or knowledge of a Trigger Event. The Trustee shall have no obligation to
request delivery of the Document Files unless a Responsible Officer of the
Trustee has actual notice or knowledge of the occurrence of a Trigger Event.
In the case of Mortgage Loans which have been prepaid in full after the
Cut-off Date and prior to the date of execution and delivery of this Agreement,
the Company, in lieu of delivering the above documents to the Trustee, herewith
delivers to the Trustee a certification of a Servicing Officer of the nature set
forth in Section 3.09.
(d) The Company shall not be required to record the assignments of the
Mortgages referred to in Section 2.01(b)(1)(iii) or file the UCC-3 assignments
referred to in Section 2.01(b)(2)(ix) to the Trustee unless the Company or the
Trustee obtains actual notice or knowledge of the occurrence of any Trigger
Event; provided, however, that such recording or filing shall not be required if
the Company delivers to the Trustee a letter from each Rating Agency to the
effect that the failure to take such action will not cause such Rating Agency to
reduce or withdraw its then current ratings of the Certificates. The party
obtaining actual notice or knowledge of any of such events shall give the other
party prompt written notice thereof. For purposes of the foregoing (as well as
for purposes of determining whether the Company shall be required to deliver the
Document Files to the Trustee following the occurrence of a Trigger Event), the
Company shall be deemed to have knowledge of any such downgrading referred to in
the definition of Trigger Event if, in the exercise of reasonable diligence, the
Company has or should have had knowledge thereof. As promptly as practicable
subsequent to the Company's delivery or receipt of such written notice, as the
case may be, the Company shall insert the recording or filing information in the
assignments of the Mortgages or UCC-3 assignments to the Trustee and shall cause
the same to be recorded or filed, at the Company's expense, in the appropriate
public office for real property records or UCC financing statements, except that
the Company need not cause to be so completed and recorded any assignment of
mortgage which relates to a Mortgage Loan secured by property in a jurisdiction
under the laws of which, on the basis of an Opinion of Counsel reasonably
satisfactory to the Trustee and satisfactory to each Rating Agency (as evidenced
in writing), recordation of such assignment is not necessary to protect the
Trustee against discharge of such Mortgage Loan by the Company or any valid
assertion that any Person other than the Trustee has title to or any rights in
such Mortgage Loan. In the event that the Company fails or refuses to record or
file the assignment of Mortgages or UCC-3 financing statement in the
circumstances provided above, the Trustee shall record or cause to be recorded
or filed such assignment or UCC-3 financing statement at the expense of the
Company. In connection with any such recording or filing, the Company shall
furnish such documents as may be reasonably necessary to accomplish such
recording or filing. Notwithstanding the foregoing, at any time the Company may
record or file, or cause to be recorded or filed, the assignments of Mortgages
or UCC-3 financing statement at the expense of the Company.
Section 2.02. Acceptance by Trustee. Subject to the examination hereinafter
provided, the Trustee acknowledges receipt of the Mortgage Notes, the
assignments of the Mortgages to the Trustee, the assumption and modification
agreements, if any, the documents specified in Section 2.01(b)(2) (subject to
any permitted delayed delivery of the documents described in Section
2.01(c)(4)), and the Designated Loan Closing Documents, if any, delivered
pursuant to Section 2.01, and declares that the Trustee holds and will hold such
documents and each other document delivered to it pursuant to Section 2.01 in
trust, upon the trusts herein set forth, for the use and benefit of all present
and future Certificateholders. The Trustee agrees, for the benefit of the
Certificateholders, to review each Mortgage File within 45 days after (i) the
execution and delivery of this Agreement, in the case of the Mortgage Notes, the
assignments of the Mortgages to the Trustee, the assumption and modification
agreements, if any, the documents specified in Section 2.01(b)(2) (subject to
any permitted delayed delivery of the documents described in Section
2.01(c)(4)), and the Designated Loan Closing Documents, if any, (ii) delivery to
the Trustee after the Closing Date of the Mortgage Notes and the assumption and
modification agreements, if any, with respect to each Designated Loan, and (iii)
delivery of the recorded Mortgages, title insurance policies, recorded
intervening assignments of Mortgage, if any, and filed intervening UCC-3
financing statements, if any, with respect to any Cooperative Loan to ascertain
that all required documents set forth in Section 2.01 have been executed,
received and recorded, if applicable, and that such documents relate to the
Mortgage Loans identified in Exhibit C hereto. In performing such examination,
the Trustee may conclusively assume the due execution and genuineness of any
such document and the genuineness of any signature thereon. It is understood
that the scope of the Trustee's examination of the Mortgage Files is limited
solely to confirming, after receipt of the documents listed in Section 2.01,
that such documents have been executed, received and recorded, if applicable,
and relate to the Mortgage Loans identified in Exhibit C to this Agreement. If
in the course of such review the Trustee finds (1) that any document required to
be delivered as aforesaid has not been delivered, or (2) any such document has
been mutilated, defaced or physically altered without the borrower's
authorization or approval, or (3) based upon its examination of such documents,
the information with respect to any Mortgage Loan set forth on Exhibit C is not
accurate, the Trustee shall promptly so notify the Company in writing, which
shall have a period of 60 days after receipt of such notice to correct or cure
any such defect. The Company hereby covenants and agrees that, if any such
material defect cannot be corrected or cured, the Company will on a Distribution
Date which is not later than the first Distribution Date which is more than ten
days after the end of such 60-day period repurchase the related Mortgage Loan
from the Trustee at the Purchase Price therefor or replace such Mortgage Loan
pursuant to Section 2.03(b); provided, however, that if the defect (or breach
pursuant to Section 2.03(a)) is one that, had it been discovered before the
Startup Day, would have prevented the Mortgage Loan from being a "qualified
mortgage" within the meaning of the REMIC Provisions, such defect or breach
shall be cured, or the related Mortgage Loan shall be repurchased or replaced,
on a Distribution Date which falls within 90 days of the date of discovery of
such defect or breach. The Purchase Price for the repurchased Mortgage Loan, or
any amount required in respect of a substitution pursuant to Section 2.03(b),
shall be deposited by the Company in the Certificate Account pursuant to Section
3.02(d) on the Business Day prior to the applicable Distribution Date and, upon
receipt by the Trustee of written notification of such deposit signed by a
Servicing Officer, the Trustee shall release or cause to be released to the
Company the related Mortgage File and shall execute and deliver or cause to be
executed and delivered such instruments of transfer or assignment, in each case
without recourse, as shall be necessary to vest in the Company any Mortgage Loan
released pursuant hereto. It is understood and agreed that the obligation of the
Company to repurchase or replace any Mortgage Loan as to which a material defect
in a constituent document exists shall constitute the sole remedy respecting
such defect available to Certificateholders or the Trustee on behalf of
Certificateholders.
Upon receipt by the Trustee of the Mortgage Note with respect to a
Designated Loan that is not defective in accordance with the fifth sentence of
the preceding paragraph, the related Lost Note Affidavit delivered pursuant to
Section 2.01 shall be void and the Trustee shall return it to the Company.
Section 2.03. Representations and Warranties of the Company; Mortgage Loan
Repurchase. (a) The Company hereby represents and warrants to the Trustee in
respect of the related Mortgage Loans that:
(i) The information set forth in Exhibit C hereto was true and correct in
all material respects at the date or dates respecting which such information is
furnished;
(ii) As of the date of the initial issuance of the Certificates, other than
with respect to Cooperative Loans, each Mortgage is a valid and enforceable
first lien on the property securing the related Mortgage Note subject only to
(a) the lien of current real property taxes and assessments, (b) covenants,
conditions and restrictions, rights of way, easements and other matters of
public record as of the date of recording of such Mortgage, such exceptions
appearing of record being acceptable to mortgage lending institutions generally
in the area wherein the property subject to the Mortgage is located or
specifically reflected in the appraisal obtained in connection with the
origination of the related Mortgage Loan obtained by the Company and (c) other
matters to which like properties are commonly subject which do not materially
interfere with the benefits of the security intended to be provided by such
Mortgage;
(iii) Immediately prior to the transfer and assignment herein contemplated,
the Company had good title to, and was the sole owner of, each Mortgage Loan and
all action had been taken to obtain good record title to each related Mortgage.
Each Mortgage Loan has been transferred free and clear of any liens, claims and
encumbrances;
(iv) As of the date of the initial issuance of the Certificates, no payment
of principal of or interest on or in respect of any Mortgage Loan is 30 or more
days past due and none of the Mortgage Loans have been past due 30 or more days
more than once during the preceding 12 months;
(v) As of the date of the initial issuance of the Certificates, other than
with respect to Cooperative Loans, there is no mechanics' lien or claim for
work, labor or material affecting the premises subject to any Mortgage which is
or may be a lien prior to, or equal or coordinate with, the lien of such
Mortgage except those which are insured against by the title insurance policy
referred to in (x) below;
(vi) As of the date of the initial issuance of the Certificates, other than
with respect to Cooperative Loans, there is no delinquent tax or assessment lien
against the property subject to any Mortgage;
(vii) As of the date of the initial issuance of the Certificates, there is
no valid offset, defense or counterclaim to any Mortgage Note or Mortgage,
including the obligation of the Mortgagor to pay the unpaid principal and
interest on such Mortgage Note;
(viii) As of the date of the initial issuance of the Certificates, the
physical property subject to any Mortgage (or, in the case of a Cooperative
Loan, the related Cooperative Apartment) is free of material damage and is in
good repair;
(ix) Each Mortgage Loan at the time it was made complied in all material
respects with applicable state and federal laws, including, without limitation,
usury, equal credit opportunity and disclosure laws;
(x) Other than with respect to Cooperative Loans, a lender's title
insurance policy or binder, or other assurance of title insurance customary in
the relevant jurisdiction therefor was issued on the date of the origination of
each Mortgage Loan and each such policy or binder is valid and remains in full
force and effect;
(xi) Each Mortgage Loan (other than a Pledged Asset Mortgage Loan) that
had, as of the Cut-off Date, a Loan-to-Value Ratio of more than 80% is covered
by a Primary Insurance Policy so long as its then outstanding principal amount
exceeds 80% of the greater of (a) the Original Value and (b) the then current
value of the related Mortgaged Property as evidenced by an appraisal thereof
satisfactory to the Company, except to the extent such coverage may otherwise be
terminable under applicable law. Each Primary Insurance Policy is issued by a
private mortgage insurer acceptable to FNMA or FHLMC;
(xii) Each Mortgage Note is payable on the first day of each month in
self-amortizing monthly installments of principal and interest, with interest
payable in arrears, over an original term of not more than thirty years;
(xiii) Other than with respect to Cooperative Loans, the improvements on
the Mortgaged Properties are insured against loss under a hazard insurance
policy with extended coverage and conforming to the requirements of Section 3.06
hereof. As of the date of initial issuance of the Certificates, all such
insurance policies are in full force and effect;
(xiv) As to each condominium securing a Mortgage Loan or the related
Mortgage Loan, (a) the related condominium is in a project that is on the FNMA
or FHLMC approved list, (b) the related condominium is in a project that, upon
submission of appropriate application, could be so approved by either FNMA or
FHLMC, (c) the related Mortgage Loan meets the requirements for purchase by FNMA
or FHLMC, (d) the related Mortgage Loan is of the type that could be approved
for purchase by FNMA or FHLMC but for the principal balance of the related
Mortgage Loan or the pre-sale requirements or (e) the related Mortgage Loan has
been approved by a nationally recognized mortgage pool insurance company for
coverage under a mortgage pool insurance policy issued by such insurer;
(xv) Other than with respect to Cooperative Loans, no Mortgage Loan is
secured by a leasehold interest in the related Mortgaged Property, and each
Mortgagor holds fee title to the related Mortgaged Property;
(xvi) The Mortgage Loans and the Mortgaged Properties, individually and in
the aggregate, conform in all material respects to the applicable descriptions
thereof contained in the Prospectus;
(xvii) All appraisals have been prepared substantially in accordance with
the description contained under the caption "The Trusts -- The Mortgage Loans"
in the Prospectus;
(xviii) No selection procedures, other than those necessary to comply with
the representations and warranties set forth herein or the description of the
Mortgage Loans made in any disclosure document delivered to prospective
investors in the Certificates, have been utilized in selecting the Mortgage
Loans from the Company's portfolio which would be adverse to the interests of
the Certificateholders;
(xix) Other than with respect to Cooperative Loans, to the best of the
Company's knowledge, at origination no improvement located on or being part of a
Mortgaged Property was in violation of any applicable zoning and subdivision
laws and ordinances;
(xx) None of the Mortgage Loans is a temporary construction loan. With
respect to any Mortgaged Property which constitutes new construction, the
related construction has been completed substantially in accordance with the
specifications therefor and any incomplete aspect of such construction shall not
be material or interfere with the habitability or legal occupancy of the
Mortgaged Property. Mortgage Loan amounts sufficient to effect any such
completion are in escrow for release upon or in connection with such completion
or a performance bond or completion bond is in place to provide funds for this
purpose and such completion shall be accomplished within 120 days after weather
conditions permit the commencement thereof;
(xxi) As of the Closing Date, each Mortgage Loan is a "qualified mortgage"
as defined in Section 860G(a)(3) of the Code;
(xxii) As of the Closing Date, the Company possesses the Document File with
respect to each Mortgage Loan, and, other than with respect to Cooperative
Loans, the related Mortgages and intervening assignment or assignments of
Mortgages, if any, have been delivered to a title insurance company for
recording;
(xxiii) With respect to each Mortgage Loan identified in Exhibit C as a
Cooperative Loan:
(A) The Security Agreement creates a first lien in the stock ownership and
leasehold rights associated with the related Cooperative Apartment;
(B) The lien created by the related Security Agreement is a valid,
enforceable and subsisting first priority security interest in the related
Cooperative Stock securing the related Mortgage Note, subject only to (a) liens
of the Cooperative for unpaid assessments representing the Mortgagor's pro rata
share of the Cooperative's payments for its blanket mortgage, current and future
real property taxes, insurance premiums, maintenance fees and other assessments
to which like collateral is commonly subject and (b) other matters to which like
collateral is commonly subject which do not materially interfere with the
benefits of the security intended to be provided by the Security Agreement.
There are no liens against or security interest in the Cooperative Stock
relating to such Cooperative Loan (except for unpaid maintenance, assessments
and other amounts owed to the related Cooperative which individually or in the
aggregate do not have a material adverse effect on such Cooperative Loan), which
have priority over the Trustee's security interest in such Cooperative Stock;
(C) The Cooperative Stock that is pledged as security for the Mortgage Loan
is held by a person as a "tenant-stockholder" within the meaning of section 216
of the Code, the related Cooperative that owns title to the related cooperative
apartment building is a "cooperative housing corporation" within the meaning of
section 216 of the Code, and such Cooperative is in material compliance with
applicable federal, state and local laws which, if not complied with, could have
a material adverse effect on the Mortgaged Property; and
(D) There is no prohibition against pledging the Cooperative Stock or assigning
the Proprietary Lease; and
(xxiv) With respect to each Mortgage Loan identified on Exhibit C as having
been originated or acquired under the Company's Enhanced Streamlined Refinance
program, the value of the related Mortgaged Property, as of the date of such
origination or acquisition under the Company's Enhanced Streamlined Refinance
program, is no less than the value thereof established at the time the mortgage
loan that is the subject of the refinancing was originated.
It is understood and agreed that the representations and warranties set
forth in this Section 2.03(a) shall survive delivery of the respective Mortgage
Files to the Trustee. Upon discovery by either the Company or the Trustee of a
breach of any of the foregoing representations and warranties which materially
and adversely affects the interests of the Certificateholders in the related
Mortgage Loan, the party discovering such breach shall give prompt written
notice to the other. Subject to the following sentence, within 60 days of its
discovery or its receipt of notice of breach, or, with the prior written consent
of a Responsible Officer of the Trustee, such longer period specified in such
consent, the Company shall cure such breach in all material respects or shall
repurchase such Mortgage Loan from the Trustee or replace such Mortgage Loan
pursuant to Section 2.03(b). Any such repurchase by the Company shall be
accomplished in the manner set forth in Section 2.02, subject to the proviso of
the third-to-last sentence thereof, and at the Purchase Price. It is understood
and agreed that the obligation of the Company to repurchase or replace any
Mortgage Loan as to which a breach occurred and is continuing shall constitute
the sole remedy respecting such breach available to Certificateholders or the
Trustee on behalf of Certificateholders and such obligation of the Company to
repurchase or replace any such Mortgage Loan shall not be assumed by any Person
which may succeed the Company as servicer hereunder, but shall continue as an
obligation of the Company. Notwithstanding the preceding sentence, if a breach
of the representation and warranty of the Company contained in Section
2.03(a)(ix) occurs as a result of a violation of the federal Truth in Lending
Act, 15 U.S.C. ss. 1601 et seq., as amended ("TILA") or any state truth-in
lending or similar statute, and the Trustee or the Trust Fund is named as a
defendant in a TILA suit or a suit under any such statutes in respect of such
violation and liability in respect thereof is imposed upon the Trustee or the
Trust Fund as assignees of the related Mortgage Loan pursuant to Section 1641 of
TILA, or any analogous provision of any such statute, the Company shall
indemnify the Trustee and the Trust Fund from, and hold them harmless against,
any and all losses, liabilities, damages, claims or expenses (including
reasonable attorneys' fees) to which the Trustee and the Trust Fund, or either
of them, become subject pursuant to TILA or any such statute, insofar as such
losses, damages, claims or expenses (including reasonable attorneys' fees)
result from such violation. The Company's obligations under the preceding
sentence shall not impair or derogate from the Company's obligations to the
Trustee under Section 8.05.
(b) If the Company is required to repurchase any Mortgage Loan pursuant to
Section 2.02 or 2.03(a), the Company may, at its option, within the applicable
time period specified in such respective Sections, remove such Defective
Mortgage Loan from the terms of this Agreement and substitute one or more other
mortgage loans for such Defective Mortgage Loan, in lieu of repurchasing such
Defective Mortgage Loan, provided that no such substitution shall occur more
than two years after the Closing Date. Any substitute Mortgage Loan shall (a)
have a Scheduled Principal Balance (together with that of any other Mortgage
Loan substituted for the same Defective Mortgage Loan) as of the first
Distribution Date following the month of substitution not in excess of the
Scheduled Principal Balance of the Defective Mortgage Loan as of such date (the
amount of any difference, plus one month's interest thereon at the respective
Net Mortgage Rate, to be deposited by the Company in the Certificate Account
pursuant to Section 2.02), (b) have a Mortgage Rate not less than, and not more
than one percentage point greater than, the Mortgage Rate of the Defective
Mortgage Loan, (c) have the same Net Mortgage Rate as the Defective Mortgage
Loan, (d) have a remaining term to stated maturity not later than, and not more
than one year less than, the remaining term to stated maturity of the Defective
Mortgage Loan, (e) be, in the reasonable determination of the Company, of the
same type, quality and character as the Defective Mortgage Loan as if the defect
or breach had not occurred, (f) have a ratio of its current principal amount to
its Original Value not greater than that of the removed Mortgage Loan and (g)
be, in the reasonable determination of the Company, in compliance with the
representations and warranties contained in Section 2.03(a), other than
subparagraph (xvi) thereof, as of the date of substitution.
The Company shall amend the Mortgage Loan Schedule to reflect the
withdrawal of any Defective Mortgage Loan and the substitution of a substitute
Mortgage Loan therefor. Upon such amendment the Company shall be deemed to have
made as to such substitute Mortgage Loan the representations and warranties set
forth in Section 2.03(a), other than subparagraph (xvi) thereof, as of the date
of such substitution, which shall be continuing as long as any Certificate shall
be outstanding or this Agreement has not been terminated, and the remedies for
breach of any such representation or warranty shall be as set forth in Section
2.03(a). Upon such amendment, the Trustee shall review the Mortgage File
delivered to it relating to the substitute Mortgage Loan, within the time and in
the manner and with the remedies specified in Section 2.02, except that for
purposes of this Section 2.03(b) (other than the two-year period specified in
the first sentence of the preceding paragraph of this Section 2.03(b)), such
time shall be measured from the date of the applicable substitution.
Section 2.04. Execution of Certificates. The Trustee has caused to be
executed, countersigned and delivered to or upon the order of the Company, in
exchange for the Mortgage Loans, the Certificates in authorized denominations
evidencing the entire ownership of the Trust Fund.
Section 2.05. Designations under the REMIC Provisions. (a) The Company
hereby designates the Classes of Certificates identified in Section 5.01(b),
other than the Residual Certificate, as "regular interests," and the Class R
Certificate as the single class of "residual interest," in the REMIC established
hereunder for purposes of the REMIC Provisions. The assets of the REMIC
established hereunder will consist of the assets and rights specified in clauses
(i) though (viii) of the definition of the term Trust Fund, and any Rounding
Accounts.
(b) The Closing Date will be the "Startup Day" for the REMIC established
hereunder for purposes of the REMIC Provisions.
(c) The "tax matters person" with respect to the REMIC established
hereunder for purposes of the REMIC Provisions shall be (i) the Company, if the
Company is the owner of a Class R Certificate, or (ii) in any other case, the
beneficial owner of the Class R Certificate having the largest Percentage
Interest of such Class; provided, however, that such largest beneficial owner
and, to the extent relevant, each other holder of a Class R Certificate, by its
acceptance thereof irrevocably appoints the Company as its agent and
attorney-in-fact to act as "tax matters person" with respect to the REMIC
established hereunder for purposes of the REMIC Provisions.
(d) The "latest possible maturity date" of the regular interests in the
REMIC established hereunder is the Latest Possible Maturity Date for purposes of
section 860G(a)(1) of the Code.
(e) In the event that the Servicing Fee exceeds the amount reasonable for
such services (within the meaning of Treasury Regulation 1.860D-1(b)(1)(ii)),
the portion or portions of such fee that can be measured as a fixed number of
basis points on some or all of the Mortgage Loans and can be treated as one or
more stripped coupons within the meaning of Treasury Regulation
1.860D-1(b)(2)(iii) shall be treated as such stripped coupons and shall not be
treated as a REMIC asset.
ARTICLE III
ADMINISTRATION AND SERVICING OF MORTGAGE LOANS
Section 3.01. Company to Act as Servicer. (a) It is intended that the REMIC
established hereunder shall constitute, and that the affairs of the REMIC shall
be conducted so as to qualify the Trust Fund (other than any collateral fund
established under the agreement referred to in Section 3.08(e)) as, a "real
estate mortgage investment conduit" as defined in and in accordance with the
REMIC Provisions. In furtherance of such intention, the Company covenants and
agrees that it shall act as agent (and the Company is hereby appointed to act as
agent) on behalf of the Trust Fund and the Holders of the Residual Certificates
and that in such capacity it shall:
(i) prepare and file, or cause to be prepared and filed, in a timely
manner, a U.S. Real Estate Mortgage Investment Conduit Income Tax Return (Form
1066) and prepare and file or cause to be prepared and filed with the Internal
Revenue Service and applicable state or local tax authorities income tax or
information returns for each taxable year with respect to the REMIC established
hereunder, using the calendar year as the taxable year and the accrual method of
accounting, containing such information and at the times and in the manner as
may be required by the Code or state or local tax laws, regulations, or rules,
and shall furnish or cause to be furnished to Certificateholders the schedules,
statements or information at such times and in such manner as may be required
thereby;
(ii) within thirty days of the Closing Date, shall furnish or cause to be
furnished to the Internal Revenue Service, on Form 8811 or as otherwise may be
required by the Code, the name, title, address, and telephone number of the
person that the holders of the Certificates may contact for tax information
relating thereto (and the Company shall act as the representative of the REMIC
established hereunder for this purpose), together with such additional
information as may be required by such Form, and shall update such information
at the time or times and in the manner required by the Code;
(iii) make or cause to be made an election, on behalf of the REMIC
established hereunder, to be treated as a REMIC, and make the appropriate
designations, if applicable, in accordance with Section 2.05 hereof on the
federal tax return of the Trust Fund for its first taxable year (and, if
necessary, under applicable state law);
(iv) prepare and forward, or cause to be prepared and forwarded, to the
Certificateholders and to the Internal Revenue Service and, if necessary, state
tax authorities, all information returns or reports, or furnish or cause to be
furnished by telephone, mail, publication or other appropriate method such
information, as and when required to be provided to them in accordance with the
REMIC Provisions, including without limitation, the calculation of any original
issue discount using the Prepayment Assumption Multiple;
(v) provide information necessary for the computation of tax imposed on the
transfer of a Residual Certificate to a Disqualified Organization, or an agent
(including a broker, nominee or other middleman) of a Disqualified Organization,
or a pass-through entity in which a Disqualified Organization is the record
holder of an interest (the reasonable cost of computing and furnishing such
information may be charged to the Person liable for such tax);
(vi) use its best reasonable efforts to conduct the affairs of the REMIC
established hereunder at all times that any Certificates are outstanding so as
to maintain the status thereof as a REMIC under the REMIC Provisions;
(vii) not knowingly or intentionally take any action or omit to take any
action that would cause the termination of the REMIC status of the REMIC or that
would subject the Trust Fund to tax;
(viii) exercise reasonable care not to allow the creation of any
"interests" in the REMIC within the meaning of section 860D(a)(2) of the Code
other than the interests represented by the Classes of Certificates identified
in Section 5.01(b);
(ix) exercise reasonable care not to allow the occurrence of any
"prohibited transactions" within the meaning of section 860F of the Code, unless
the Company shall have provided an Opinion of Counsel to the Trustee that such
occurrence would not (a) result in a taxable gain, (b) otherwise subject the
Trust Fund to tax, or (c) cause any REMIC established hereunder to fail to
qualify as a REMIC;
(x) exercise reasonable care not to allow the Trust Fund to receive income
from the performance of services or from assets not permitted under the REMIC
Provisions to be held by a REMIC;
(xi) pay the amount of any federal or state tax, including prohibited
transaction taxes, taxes on certain contributions to the REMIC after the Startup
Day, and taxes on net income from foreclosure property, imposed on the Trust
Fund when and as the same shall be due and payable (but such obligation shall
not prevent the Company or any other appropriate Person from contesting any such
tax in appropriate proceedings and shall not prevent the Company from
withholding payment of such tax, if permitted by law, pending the outcome of
such proceedings);
(xii) ensure that federal, state or local income tax or information returns
shall be signed by the Trustee or such other person as may be required to sign
such returns by the Code or state or local laws, regulations or rules; and
(xiii) maintain such records relating to the REMIC established hereunder,
including but not limited to the income, expenses, individual Mortgage Loans
(including Mortgaged Property), other assets and liabilities thereof, and the
fair market value and adjusted basis of the property of each determined at such
intervals as may be required by the Code, as may be necessary to prepare the
foregoing returns, schedules, statements or information.
The Company shall be entitled to be reimbursed pursuant to Section 3.04 for
any federal income taxes paid by it pursuant to clause (xi) of the preceding
sentence, except to the extent that such taxes are imposed as a result of the
bad faith, misfeasance or negligence of the Company in the performance of its
obligations hereunder. With respect to any reimbursement of prohibited
transaction taxes, the Company shall inform the Trustee of the circumstances
under which such taxes were incurred.
(b) The Company shall service and administer the Mortgage Loans and shall
have full power and authority, acting alone or through one or more Primary
Servicers, to do any and all things in connection with such servicing and
administration which it may deem necessary or desirable. Without limiting the
generality of the foregoing, the Company shall continue, and is hereby
authorized and empowered by the Trustee, to execute and deliver, or file, as
appropriate, on behalf of itself, the Certificateholders and the Trustee or any
of them, any and all continuation statements, termination statements,
instruments of satisfaction or cancellation, or of partial or full release or
discharge and all other comparable instruments, with respect to the Mortgage
Loans and with respect to the properties subject to the Mortgages. Without
limitation of the foregoing, if the Company in its individual capacity agrees to
refinance any Mortgage Loan upon the request of the related Mortgagor, the
Company, as servicer hereunder, may execute an instrument of assignment in
customary form to the Company in its individual capacity. In connection with any
such refinancing, the Trustee shall, upon certification of a Servicing Officer
to the effect that an amount equal to the principal balance of the related
Mortgage Loan together with accrued and unpaid interest thereon at the
applicable Net Mortgage Rate to the date of such certification has been credited
to the applicable Mortgage Loan Payment Record, release the related Mortgage
File to the Company whereupon the Company may cancel the related Mortgage Note.
Upon request by the Company after the execution and delivery of this Agreement,
the Trustee shall furnish the Company with any powers of attorney and other
documents necessary or appropriate to enable the Company to carry out its
servicing and administrative duties hereunder. Except as otherwise provided
herein, the Company shall maintain servicing standards substantially equivalent
to those required for approval by FNMA or FHLMC. The Company shall not agree to
any modification of the material terms of any Mortgage Loan except as provided
in the second sentence of Section 3.02(a) and in Section 3.07. The Company shall
not release any portion of any Mortgaged Property from the lien of the related
Mortgage unless the related Mortgage Loan would be a "qualified mortgage" within
the meaning of the REMIC Provisions following such release.
(c) [Intentionally Omitted.]
(d) The relationship of the Company (and of any successor to the Company as
servicer under this Agreement) to the Trustee under this Agreement is intended
by the parties to be that of an independent contractor and not that of a joint
venturer, partner or agent.
(e) All costs incurred by the Company in effecting the timely payment of
taxes and assessments on the properties subject to the Mortgage Loans shall not,
for the purpose of calculating monthly distributions to Certificateholders, be
added to the amount owing under the related Mortgage Loans, notwithstanding that
the terms of such Mortgage Loans so permit, and such costs shall be recoverable
by the Company to the extent permitted by Section 3.04. The Company shall
collect such amounts from the Mortgagor and shall credit the applicable Mortgage
Loan Payment Record accordingly.
(f) If the Company enters into a servicing agreement with any servicer (a
"Primary Servicer") pursuant to which such Primary Servicer shall directly
service certain Mortgage Loans and the Company shall perform master servicing
with respect thereto, the Company shall not be released from its obligations to
the Trustee and Certificateholders with respect to the servicing and
administration of the Mortgage Loans in accordance with the provisions of
Article III hereof and such obligations shall not be diminished by virtue of any
such servicing agreement or arrangement and the Company shall be obligated to
the same extent and under the same terms and conditions as if the Company alone
were servicing and administering the Mortgage Loans. Any amounts received by a
Primary Servicer in respect of a Mortgage Loan shall be deemed to have been
received by the Company whether or not actually received by it. Any servicing
agreement that may be entered into and any transactions or services relating to
the Mortgage Loans involving a Primary Servicer in its capacity as such shall be
deemed to be between the Company and the Primary Servicer alone, and the Trustee
and the Certificateholders shall have no claims, obligations, duties or
liabilities with respect thereto. Notwithstanding the foregoing, in the event
the Company has been removed as the servicer hereunder pursuant to Section 6.04
or Section 7.01, the Trustee or any successor servicer appointed pursuant to
Section 7.02 shall succeed to all of the Company's rights and interests (but not
to any obligations or liabilities of the Company arising prior to the date of
succession) under any servicing agreement with any Primary Servicer in respect
of the Mortgage Loans, subject to the limitation on the Trustee's
responsibilities under Section 7.02.
(g) In no event shall any collateral fund established under the agreement
referred to in Section 3.08(e) constitute an asset of any REMIC established
hereunder.
Section 3.02. Collection of Certain Mortgage Loan Payments; Mortgage Loan
Payment Records; Certificate Account. (a) The Company shall make reasonable
efforts to collect all payments called for under the terms and provisions of the
Mortgage Loans, and shall, to the extent such procedures shall be consistent
with this Agreement, follow such collection procedures as it follows with
respect to mortgage loans comparable to the Mortgage Loans in its servicing
portfolio. Consistent with the foregoing, the Company may in its discretion (i)
waive any late payment charge or any assumption fees or other fees which may be
collected in the ordinary course of servicing such Mortgage Loan and (ii) if a
default on the Mortgage Loan has occurred or is reasonably foreseeable, arrange
at any time prior to foreclosure with a Mortgagor a schedule for the payment of
due and unpaid principal and interest for a period extending no longer than two
years after the date that such schedule is arranged. Any arrangement of the sort
described in clause (ii) above shall not affect the amount or timing of the
Company's obligation to make Monthly Advances with respect to any Mortgage Loan
which Monthly Advances shall be made pursuant to the original amortization
schedule applicable to such Mortgage Loan.
(b) The Company shall establish and maintain a Mortgage Loan Payment Record
for each Mortgage Pool in which the following payments on and collections in
respect of each Mortgage Loan in such Mortgage Pool shall as promptly as
practicable be credited by the Company for the account of the Holders of the
related Certificates:
(i) All payments on account of principal, including Principal Prepayments
(other than (A) payments of principal due and payable on the Mortgage Loans on
or before, and all Principal Prepayments received before, the Cut-off Date, (B)
in the case of a substitute Mortgage Loan, payments of principal due and payable
on such Mortgage Loan on or before the Determination Date in the month of
substitution, and all Principal Prepayments received before the first day of the
month of substitution, and (C) in the case of a replaced Mortgage Loan, payments
of principal due and payable on such Mortgage Loan after the Determination Date
in the month of substitution, and all Principal Prepayments received in the
month of substitution);
(ii) All payments (other than (A) those due and payable on or before the
Cut-off Date, (B) in the case of a substitute Mortgage Loan, those due and
payable on such Mortgage Loan on or before the Determination Date in the month
of substitution, and (C) in the case of a replaced Mortgage Loan, those due and
payable on such Mortgage Loan after the Determination Date in the month of
substitution) on account of interest at the applicable Net Mortgage Rate on the
Mortgage Loan received from the related Mortgagor, including any Buydown Funds
applied with respect to interest at the applicable Net Mortgage Rate on any
Buydown Mortgage Loan;
(iii) All Liquidation Proceeds received by the Company with respect to such
Mortgage Loan and the Purchase Price for any Mortgage Loan purchased by the
Company pursuant to Sections 2.02, 2.03 and 3.16 (including any amounts received
in respect of a substitution of a Mortgage Loan);
(iv) All Insurance Proceeds (including, for this purpose, any amounts
required to be credited by the Company pursuant to the last sentence of Section
3.06) received by the Company in respect of the related Mortgage Pool for the
benefit of the Trust Fund, other than proceeds to be applied to the restoration
or repair of the property subject to the related Mortgage or released, or to be
released, to the related Mortgagor in accordance with the normal servicing
procedures of the Company;
(v) All REO Proceeds;
(vi) All Unanticipated Recoveries; and
(vii) All amounts received by the Company with respect to any Pledged Asset
Mortgage Loan pursuant to the liquidation of any Additional Collateral or
pursuant to any recovery under the Surety Bond in accordance with Section 4.09.
The foregoing requirements respecting credits to each Mortgage Loan Payment
Record are exclusive, it being understood that, without limiting the generality
of the foregoing, the Company need not enter in either Mortgage Loan Payment
Record collections, Liquidation Proceeds or Insurance Proceeds in respect of
Mortgage Loans which have been previously released from the terms of this
Agreement, amounts representing fees or late charge penalties payable by
Mortgagors, or amounts received by the Company for the account of Mortgagors for
application towards the payment of taxes, insurance premiums, assessments and
similar items.
(c) Subject to subsection (e) below, until the Business Day prior to each
Distribution Date on which amounts are required to be transferred to the
Certificate Account pursuant to subsection (d) of this Section 3.02, the Company
may retain and commingle such amounts with its own funds and shall be entitled
to retain for its own account any gain or investment income thereon, and any
such investment income shall not be subject to any claim of the Trustee or
Certificateholders. To the extent that the Company realizes any net loss on any
such investments, the Company shall deposit in the Certificate Account an amount
equal to such net loss at the time the Company is required to deposit amounts in
the Certificate Account pursuant to subsection (d) of this section 3.02. Any
such deposit shall not increase the Company's obligation under said subsection
(d).
(d) The Trustee shall establish and maintain with the Trustee in its
corporate trust department a single separate trust account for both Mortgage
Pools designated in the name of the Trustee for the benefit of the Holders of
the Certificates issued hereunder (the "Certificate Account") into which the
Company shall transfer, not later than 11:00 a.m. New York time on the Business
Day prior to each Distribution Date, an amount in next-day funds equal to the
sum of Available Funds in respect of each Mortgage Pool for such Distribution
Date and any Unanticipated Recoveries in respect of each Mortgage Pool received
in the calendar month preceding the month of such Distribution Date. If the
Trustee does not receive such transfer by 2:00 p.m. on such Business Day, it
shall give the Company written notice thereof.
(e) If the Company or a Responsible Officer of the Trustee obtains actual
notice of or knowledge of the occurrence of either (x) any Trigger Event or (y)
the downgrade by S&P of General Electric Capital Corporation's short-term senior
unsecured debt rating below A-1+, then, notwithstanding subsection (c) above,
the Company shall promptly establish, and thereafter maintain, one or more
Eligible Accounts in the name of the Trustee and bearing a designation
indicating that amounts therein are held for the benefit of the Trustee and the
Certificateholders, into which the Company and any Primary Servicer shall
deposit within two Business Days after receipt, all amounts otherwise required
to be credited to the applicable Mortgage Loan Payment Record pursuant to
Section 3.02(b); provided, however, that such action shall not be required if
the Company delivers to the Trustee a letter from each Rating Agency to the
effect that the failure to take such action will not cause such Rating Agency to
withdraw or reduce its then current ratings of Certificates. All amounts so
deposited shall be held in trust for the benefit of the related
Certificateholders. Amounts so deposited may be invested at the written
instruction of the Company in Permitted Investments in the name of the Trustee
maturing no later than the Business Day preceding the Distribution Date
following the date of such investment; provided, however, that any such
Permitted Investment which is an obligation of State Street Bank and Trust
Company, in its individual capacity and not in its capacity as Trustee, may
mature on such Distribution Date; and, provided further, that no such Permitted
Investment shall be sold before the maturity thereof if the sale thereof would
result in the realization of gain prior to maturity unless the Company has
obtained an Opinion of Counsel that such sale or disposition will not cause the
Trust Fund to be subject to the tax on prohibited transactions under section
860F of the Code, or otherwise subject the Trust Fund to tax or cause the REMIC
established hereunder to fail to qualify as a REMIC. The Trustee shall maintain
physical possession of all Permitted Investments, other than Permitted
Investments maintained in book-entry form. The Company, as servicer, shall be
entitled to retain for its own account any gain or other income from Permitted
Investments, and neither the Trustee nor Certificateholders shall have any right
or claim with respect to such income. The Company shall deposit an amount equal
to any loss realized on any Permitted Investment as soon as any such loss is
realized. If the provisions in this subsection (e) become operable, references
in this Agreement to each Mortgage Loan Payment Record and credits and debits to
such Record shall be deemed to refer to the Eligible Accounts and transfers to
and withdrawals from such Eligible Accounts. Any action which may be necessary
to establish the terms of an account pursuant to this Section 3.02(e) may be
taken by an amendment or supplement to this Agreement or pursuant to a written
order of the Company, which amendment, supplement or order shall not require the
consent of Certificateholders, provided that the Company has delivered to the
Trustee a letter from each Rating Agency to the effect that such amendment,
supplement or order will not cause such Rating Agency to withdraw or reduce its
then current ratings of the related Certificates.
Section 3.03. Collection of Taxes, Assessments and Other Items. Other than
with respect to any Cooperative Loan, the Company shall establish and maintain
with one or more depository institutions one or more accounts into which it
shall deposit all collections of taxes, assessments, private mortgage or hazard
insurance premiums or comparable items for the account of the Mortgagors. As
servicer, the Company shall effect the timely payment of all such items for the
account of Mortgagors. Withdrawals from such account or accounts may be made
only to effect payment of taxes, assessments, private mortgage or standard
hazard insurance premiums or comparable items, to reimburse the Company out of
related collections for any payments made regarding taxes and assessments or for
any payments made pursuant to Section 3.05 regarding premiums on Primary
Insurance Policies and Section 3.06 regarding premiums on standard hazard
insurance policies, to refund to any Mortgagors any sums determined to be
overages, or to pay interest owed to Mortgagors to the extent required by law.
Section 3.04. Permitted Debits to the Mortgage Loan Payment Records. The
Company (or any successor servicer pursuant to Section 7.02) may, from time to
time, make debits to each Mortgage Loan Payment Record for the following
purposes (in each case as to the Mortgage Loans in the related Mortgage Pool):
(i) To reimburse the Company or the applicable Primary Servicer for
Liquidation Expenses theretofore incurred in respect of any Mortgage Loan in an
amount not to exceed the amount of the related Liquidation Proceeds credited to
such Mortgage Loan Payment Record pursuant to Section 3.02(b)(iii); provided
that the Company or the applicable Primary Servicer shall not be entitled to
reimbursement for Liquidation Expenses incurred after the initiation of
foreclosure proceedings in respect of any Defaulted Mortgage Loan that is
repurchased pursuant to Section 3.16;
(ii) To reimburse the Company or the applicable Primary Servicer for
Insured Expenses and amounts expended by it pursuant to Section 3.08 in good
faith in connection with the restoration of property damaged by an Uninsured
Cause, in an amount not to exceed the amount of the related Insurance Proceeds
and Liquidation Proceeds (net of any debits pursuant to clause (i) above) and
amounts representing proceeds of other insurance policies covering the property
subject to the related Mortgage credited to such Mortgage Loan Payment Record
pursuant to Section 3.02(b) (iii) and (iv);
(iii) To reimburse the Company to the extent permitted by Sections 3.01(a)
and 6.04;
(iv) To pay to the Company amounts received in respect of any Defective
Mortgage Loan or Defaulted Mortgage Loan purchased by the Company to the extent
that the distribution of any such amounts on the Distribution Date upon which
the proceeds of such purchase are distributed would make the total amount
distributed in respect of any such Mortgage Loan on such Distribution Date
greater than the Purchase Price therefor, net of any unreimbursed Monthly
Advances made by the Company;
(v) To reimburse the Company (or the Trustee, as applicable) for Monthly
Advances theretofore made in respect of any Mortgage Loan to the extent of late
payments, REO Proceeds, Insurance Proceeds and Liquidation Proceeds in respect
of such Mortgage Loan;
(vi) To reimburse the Company from any Mortgagor payment of interest or
other recovery with respect to a particular Mortgage Loan, to the extent not
previously retained by the Company, for unpaid Servicing Fees with respect to
such Mortgage Loan, subject to Section 3.08(d);
(vii) To reimburse the Company (or the Trustee, as applicable) for any
Nonrecoverable Advance in respect of such Mortgage Pool (which right of
reimbursement of the Trustee pursuant to this clause shall be prior to such
right of the Company);
(viii) To make transfers of funds to the Certificate Account pursuant to
Section 3.02(d);
(ix) To pay to the Company amounts received in respect of any Mortgage Loan
purchased by the Company pursuant to Section 9.01 to the extent that the
distribution of any such amounts on the final Distribution Date upon which the
proceeds of such purchase are distributed would make the total amount
distributed in respect of any such Mortgage Loan on such Distribution Date
greater than the purchase price therefor specified in clause (x) of the first
sentence of Section 9.01; and
(x) To deduct any amounts credited to such Mortgage Loan Payment Record in
error.
The Company shall keep and maintain separate accounting records, on a
Mortgage Loan by Mortgage Loan basis, for the purpose of accounting for debits
to the related Mortgage Loan Payment Record pursuant to clauses (i), (ii), (iv),
(v) and (vi) of this Section 3.04; provided, however, that it is understood and
agreed that the records of such accounting need not be retained by the Company
for a period longer than the five most recent fiscal years.
Section 3.05. Maintenance of the Primary Insurance Policies. (a) The
Company shall not take any action which would result in non-coverage under any
applicable Primary Insurance Policy of any loss which, but for the actions of
the Company, would have been covered thereunder. To the extent coverage is
available, the Company shall keep or cause to be kept in full force and effect
each such Primary Insurance Policy until the principal balance of the related
Mortgage Note is 80% or less of the greater of (i) the related Original Value
and (ii) the then current value of the property underlying the related Mortgage
Note as evidenced by an appraisal thereof satisfactory to the Company; provided,
that no such Primary Insurance Policy need be kept in effect if doing so would
violate applicable law. The Company shall not cancel or refuse to renew any such
Primary Insurance Policy applicable to a Mortgage Loan that is in effect at the
Closing Date and is required to be kept in force hereunder unless the
replacement Primary Insurance Policy for such canceled or non-renewed policy is
maintained with an insurer whose claims-paying ability is acceptable to each
Rating Agency for mortgage pass-through certificates having ratings equal to or
better than the ratings then assigned to the Certificates by such Rating Agency.
The Company agrees to effect the timely payment of the premium on each Primary
Insurance Policy, and such costs not otherwise recoverable shall be recoverable
by the Company from related Insurance Proceeds and Liquidation Proceeds pursuant
to Section 3.04.
(b) In connection with its activities as administrator and servicer of the
Mortgage Loans, the Company agrees to present, on behalf of itself, the Trustee
and the related Certificateholders, claims to the insurer under each Primary
Insurance Policy and, in this regard, to take such reasonable action as shall be
necessary to permit recovery under any Primary Insurance Policy respecting a
related defaulted Mortgage Loan. To the extent provided in Section 3.02(b), any
amounts collected by the Company under any Primary Insurance Policy in respect
of the Mortgage Loans (including, without limitation, a Mortgage Loan purchased
by a related insurer) shall be credited to the applicable Mortgage Loan Payment
Record.
Section 3.06. Maintenance of Hazard Insurance. The Company shall cause to
be maintained for each Mortgage Loan other than a Cooperative Loan hazard
insurance with a standard mortgagee clause and with extended coverage in an
amount which is at least equal to the maximum insurable value of the
improvements securing such Mortgage Loan from time to time or the principal
balance owing on such Mortgage Loan from time to time, whichever is less. The
Company shall also maintain on property (other than Cooperative Apartments)
acquired upon foreclosure, or by deed in lieu of foreclosure, hazard insurance
with extended coverage in an amount which is at least equal to the lesser of (i)
the maximum insurable value from time to time of the improvements which are a
part of such property or (ii) the unpaid principal balance of such Mortgage Loan
at the time of such foreclosure or deed in lieu of foreclosure plus accrued
interest and the good-faith estimate of the Company of related Liquidation
Expenses to be incurred in connection therewith. To the extent provided in
Section 3.02(b)(iv), amounts collected by the Company under any such policies in
respect of the Mortgage Loans shall be credited to the applicable Mortgage Loan
Payment Record. Such costs shall be recoverable by the Company pursuant to
Sections 3.03 and 3.04. In cases in which property securing any Mortgage Loan
other than a Cooperative Loan is located in a federally designated flood area,
the hazard insurance to be maintained for such Mortgage Loan shall include flood
insurance. All such flood insurance shall be in such amounts as are required
under applicable guidelines of FNMA. The Company shall be under no obligation to
require that any Mortgagor maintain earthquake or other additional insurance and
shall be under no obligation itself to maintain any such additional insurance on
property acquired in respect of a Mortgage Loan, other than pursuant to such
applicable laws and regulations as shall at any time be in force and as shall
require such additional insurance. If the Company shall obtain and maintain a
blanket policy insuring against hazard losses on all of the Mortgage Loans
(whether or not including Cooperative Loans), it shall conclusively be deemed to
have satisfied its obligations as set forth in the first sentence of this
Section 3.06, it being understood and agreed that such policy may contain a
deductible clause, in which case the Company shall, in the event that there
shall not have been maintained on the related Mortgaged Property a policy
complying with the first sentence of this Section 3.06, and there shall have
been a loss which would have been covered by such policy, credit to the
applicable Mortgage Loan Payment Record the amount not otherwise payable under
the blanket policy because of such deductible clause.
Section 3.07. Assumption and Modification Agreements. (a) In any case in
which property subject to a Mortgage has been or is about to be conveyed by the
Mortgagor, the Company shall exercise its right to accelerate the maturity of
such Mortgage Loan under any "due-on-sale" clause applicable thereto, unless in
the reasonable discretion of the Company, such exercise would adversely affect
or jeopardize coverage under the related Primary Insurance Policy, if any;
provided, however, that if the Company is prevented, as provided in Section
3.07(b), from enforcing any such clause, the Company is authorized to make or
enter into an assumption and modification agreement from or with the Person to
whom such property has been or is about to be conveyed, pursuant to which such
Person becomes liable under the Mortgage Note and the Mortgagor remains liable
thereon. In connection with any such assumption and modification agreement, the
Company shall apply its then current underwriting standards to such Person. The
Company shall not make or enter into any such assumption and modification
agreement, however, unless (to the extent practicable in the circumstances) it
shall have received confirmation of the continued effectiveness of any
applicable Primary Insurance Policy and hazard insurance policy. The Company
shall notify the Trustee that any assumption and modification agreement has been
completed by forwarding to the Trustee the original copy thereof, which copy
shall be added by the Trustee to the related Mortgage File and shall, for all
purposes, be considered a part of such Mortgage File to the same extent as all
other documents and instruments constituting a part thereof. In connection with
any such agreement, the Mortgage Rate, mortgage term and any other material term
of such Mortgage Loan shall not be changed. Any fee collected by the Company for
entering into any such agreement will be retained by the Company as additional
servicing compensation.
(b) Notwithstanding Section 3.07(a) or any other provision of this
Agreement, the Company shall not be deemed to be in default, breach or any other
violation of its obligations hereunder by reason of any assumption of a Mortgage
Loan, or transfer of the property subject to a Mortgage without the assumption
thereof, by operation of law or any assumption or transfer which the Company
reasonably believes it may be restricted by law from preventing, for any reason
whatsoever. Section 3.08. Realization Upon Defaulted Mortgage Loans. (a) The
Company shall foreclose upon or otherwise comparably convert the ownership of
properties securing such of the Mortgage Loans as come into and continue in
default and as to which no satisfactory arrangements can be made for collection
of delinquent payments pursuant to Section 3.02. In connection with such
foreclosure or other conversion the Company shall, consistent with Section 3.05,
follow such practices and procedures as it shall deem necessary or advisable and
as shall be normal and usual in its general mortgage servicing activities. The
foregoing is subject to the proviso that the Company shall not be required to
expend its own funds in connection with any foreclosure or towards the
restoration of any property unless it shall determine (i) that such restoration
or foreclosure will increase the proceeds of liquidation of the Mortgage Loan in
a particular Mortgage Pool to the related Certificateholders after reimbursement
to itself for such expenses and (ii) that such expenses will be recoverable to
it either through Liquidation Proceeds or Insurance Proceeds. Notwithstanding
the foregoing, the Company shall not be entitled to recover legal expenses
incurred in connection with foreclosure proceedings where the Mortgage Loan is
reinstated and such foreclosure proceedings are terminated prior to completion,
other than sums received from the Mortgagor for such expenses.
Notwithstanding anything to the contrary contained herein, the Company
shall be under no obligation to foreclose upon or otherwise convert the
ownership of any Mortgaged Property which it believes may be contaminated with
or affected by hazardous or toxic wastes, materials or substances. The Company
may, but shall not be obligated to, make such determination on the basis of a
Phase I environmental assessment with respect to the related Mortgaged Property.
Neither the Trustee nor the Company shall be liable to the Trust Fund or the
Certificateholders if, based on the Company's belief that such contamination or
effect exists, the Company does not foreclose upon or otherwise convert the
ownership of a Mortgaged Property. In addition, neither the Trustee nor the
Company shall be liable to the Trust Fund or the Certificateholders if, based on
the Company's belief that no such contamination or effect exists, the Company
forecloses upon a Mortgaged Property and the Trustee or its nominee on behalf of
the Trust Fund takes title to such Mortgaged Property, and thereafter such
Mortgaged Property is determined to be so contaminated or affected.
(b) In the event that title to any Mortgaged Property is acquired in
foreclosure or by deed in lieu of foreclosure, the deed or certificate of sale
shall be issued to the Trustee, or to its nominee on behalf of the Trust Fund.
Notwithstanding any such acquisition of title and cancellation of the related
Mortgage Loan, such Mortgage Loan shall (except for purposes of Section 9.01) be
considered to be an Outstanding Mortgage Loan until such time as the Mortgaged
Property shall be sold and such Mortgage Loan becomes a Liquidated Mortgage
Loan. Consistent with the foregoing, for purposes of all calculations hereunder
so long as such Mortgage Loan shall be considered to be an Outstanding Mortgage
Loan, it shall be assumed that the related Mortgage Note and its amortization
schedule in effect on and after such acquisition of title (after giving effect
to any previous Principal Prepayments and Deficient Valuations incurred
subsequent to the related Bankruptcy Coverage Termination Date and before any
adjustment thereto by reason of any bankruptcy (other than as aforesaid) or any
similar proceeding or any moratorium or similar waiver or grace period) remain
in effect (notwithstanding that the indebtedness evidenced by such Mortgage Note
shall have been discharged), subject to adjustment to reflect the application of
REO Proceeds received in any month. REO Proceeds received in any month shall be
applied to the payment of the installments of principal due and interest accrued
on the related REO Mortgage Loan in accordance with the terms of such Mortgage
Note. REO Proceeds received in any month in excess of the Amortization Payment
for such month due on any REO Mortgage Loan shall be treated as a Principal
Prepayment received in respect of such Mortgage Loan.
(c) In the event that the Trust Fund acquires any Mortgaged Property as
aforesaid or otherwise in connection with a default or imminent default on a
Mortgage Loan, the Company shall dispose of such Mortgaged Property prior to the
close of the third calendar year after the year of its acquisition by the Trust
Fund unless (a) the Trustee shall have been supplied with an Opinion of Counsel
to the effect that the holding by the Trust Fund of such Mortgaged Property
subsequent to such period (and specifying the period beyond such period for
which the Mortgaged Property may be held) will not result in the imposition of
taxes on "prohibited transactions" of the Trust Fund as defined in section 860F
of the Code, or cause the REMIC established hereunder to fail to qualify as a
REMIC at any time that any Certificates are outstanding, in which case the Trust
Fund may continue to hold such Mortgaged Property (subject to any conditions
contained in such Opinion of Counsel), or (b) the Trustee (at the Company's
expense) or the Company shall have applied for, not later than 61 days prior to
the expiration of such period, an extension of such period in the manner
contemplated by section 856(e)(3) of the Code, in which case such period shall
be extended by the time period permitted by section 856(e)(3) of the Code.
Notwithstanding any other provision of this Agreement, no Mortgaged Property
acquired by the Trust Fund shall be rented (or allowed to continue to be rented)
or otherwise used for the production of income by or on behalf of the Trust Fund
or sold in such a manner or pursuant to any terms that would (i) cause such
Mortgaged Property to fail to qualify at any time as "foreclosure property"
within the meaning of section 860G(a)(8) of the Code, (ii) subject the Trust
Fund to the imposition of any federal or state income taxes on "net income from
foreclosure property" with respect to such Mortgaged Property within the meaning
of section 860G(c) of the Code, or (iii) cause the sale of such Mortgaged
Property to result in the receipt by the Trust Fund of any income from
non-permitted assets as described in section 860F(a)(2)(B) of the Code, unless
the Company has agreed to indemnify and hold harmless the Trust Fund with
respect to the imposition of any such taxes.
(d) Any collection of Insurance Proceeds or Liquidation Proceeds will be
applied in the following order of priority: first, to reimburse the Company for
any related unreimbursed Liquidation Expenses and to reimburse the Company or
the Trustee, as applicable, for any related unreimbursed Monthly Advances;
second, to accrued and unpaid interest on the Mortgage Loan at the Mortgage Rate
from the date to which interest was last paid or advanced to the Due Date prior
to the Distribution Date on which such amounts are to be distributed; and third,
as a recovery of principal of the Mortgage Loan. If the amount so allocated to
interest is less than the full amount of accrued and unpaid interest due on such
Mortgage Loan, the amount of such recovery will be allocated between the
Servicing Fee and interest at the Net Mortgage Rate in proportion to the amount
of such accrued interest which would have been allocated to each such category
in the absence of any shortfall.
(e) Notwithstanding anything to the contrary contained herein, the Company
shall have the right to enter into an agreement substantially in the form of
Exhibit K hereto with any Person that is the Holder of 100% of the Class B5
Certificates (provided that such form may be revised to delete the option on the
part of such Person to purchase a defaulted Mortgage Loan as set forth in
Section 2.02(f) thereof). Prior to entering into any such agreement with any
Person, the Company shall obtain a certification from such Person to the effect
that (i) such Person is not an "affiliate" (within the meaning of the Prohibited
Transaction Exemption) of the Trustee and (ii) such Person will not purchase any
Certificates if such purchase would cause such Person to hold more than a ten
percent interest in the Trust Fund. It is understood that the right of the
Company to be reimbursed for Monthly Advances and Nonrecoverable Advances under
this Agreement shall not be affected in any way by the provisions of any such
agreement. The Trustee hereby agrees to perform such obligations as may be
expressly required of it pursuant to the provisions of such agreement and to
promptly notify each party to such agreement if a Responsible Officer of the
Trustee (with direct responsibility for administration of this Agreement)
becomes aware of any discussions, plans or events that might lead to the
Trustee's becoming an "affiliate" (within the meaning of the Prohibited
Transaction Exemption) of any Person with which the Company has entered into
such agreement, provided that the contents of any such notification shall be
kept confidential by the parties to such agreement. The Company agrees to
promptly notify the Trustee upon entering into any such agreement. In addition,
the Company shall provide the Trustee with such information as may be necessary
for the Trustee to perform its obligations thereunder, including written
instructions, clearly identifying the source, amount and application of funds to
be deposited or withdrawn from the Collateral Fund (as defined in such
agreement). The Trustee shall provide the Company with such information
concerning credits and debits to the Collateral Fund on account of income, gains
and losses realized from Collateral Fund Permitted Investments (as defined in
such agreement), and costs associated with the purchase and sale thereof, as the
Company may request in order to prepare the instructions described in the
preceding sentence.
In addition, subject to the provisions of the preceding paragraph, the
Company shall have the right to enter into an agreement substantially in the
form of Exhibit K hereto with the Person that is the Holder of 100% of the Class
B4 Certificates, provided that (i) such Person is also the Holder of 100% of the
Class B5 Certificates, (ii) such Person shall have no rights under such
agreement until the date on which the Class Certificate Principal Balance of the
Class B5 Certificates has been reduced to zero, and (iii) any rights of such
Person under such agreement shall terminate in the event that such Person
transfers, directly or indirectly, the Class B4 Certificates to any other
Person.
Section 3.09. Trustee to Cooperate; Release of Mortgage Files. Upon the
payment in full of any Mortgage Loan, the Company will immediately notify the
Trustee by a certification (which certification shall include a statement to the
effect that all amounts received in connection with such payment which are
required to be credited to the applicable Mortgage Loan Payment Record pursuant
to Section 3.02 have been so credited) of a Servicing Officer and shall request
delivery to it of the Mortgage File. If a Buydown Mortgage Loan is the subject
of a Principal Prepayment in full during the related Buydown Period, the related
Buydown Funds will be applied or returned to the Person entitled thereto in
accordance with the terms of such Buydown Mortgage Loan. Upon receipt of such
certification and request in form satisfactory to the Trustee, the Trustee shall
promptly, but in any event within five Business Days, release the related
Mortgage File to the Company; provided, that the Trustee shall not be
responsible for any delay in the release of a Mortgage File resulting from acts
beyond its control, including without limitation, acts of God, strikes,
lockouts, riots, acts of war or terrorism, epidemics, nationalization,
governmental regulations imposed after the fact, fire, communication line
failures, computer viruses, power failures, earthquakes or other disasters. Upon
any such payment in full, the Company is authorized to execute, pursuant to the
authorization contained in Section 3.01, an instrument of satisfaction regarding
such Mortgage, which instrument of satisfaction shall be recorded by the Company
if required by applicable law and be delivered to the Person entitled thereto,
it being understood and agreed that no expenses incurred in connection with such
instrument of satisfaction shall be reimbursed from amounts at the time credited
to the applicable Mortgage Loan Payment Record. From time to time and as
appropriate for the servicing or foreclosure of any Mortgage Loan (including,
without limitation, collection under any Primary Insurance Policy), the Trustee
shall, upon request of the Company and delivery to the Trustee of a receipt
signed by a Servicing Officer, release the related Mortgage File to the Company
and shall execute such documents as shall be necessary to the prosecution of any
such proceedings. Such receipt shall obligate the Company to return the Mortgage
File to the Trustee when the need therefor by the Company no longer exists
unless the Mortgage Loan shall be liquidated, in which case, upon receipt of a
certificate of a Servicing Officer similar to that hereinabove specified, the
receipt shall be released by the Trustee to the Company.
Section 3.10. Servicing Compensation; Payment of Certain Expenses by the
Company. (a) As compensation for its activities and obligations hereunder, the
Company shall be entitled to withhold and pay to itself out of each payment
received by it on account of interest on each Mortgage Loan (including the
portion of any Buydown Funds applied to the related Buydown Mortgage Loan for
the applicable period) an amount equal to the Servicing Fee. The aggregate of
the Servicing Fees payable to the Company on any Distribution Date in respect of
the Mortgage Loans in a Mortgage Pool shall be reduced by the amount of any
Compensating Interest Payment in respect of such Mortgage Pool for such
Distribution Date. Additional servicing compensation in the form of Prepayment
Interest Excess, assumption fees, modification fees, late payment charges,
interest income or gain with respect to amounts deposited in the Certificate
Account and invested by the Company or otherwise shall be retained by the
Company, subject to Section 3.10(b), if applicable. The Company shall be
required to pay all expenses incurred by it in connection with its activities
hereunder (including payment of Trustee fees and all other fees and expenses not
expressly stated hereunder to be for the account of the Certificateholders) and
shall not be entitled to reimbursement therefor except as provided in Sections
3.01, 3.03, 3.04 and 3.08.
(b) The Company may, as a condition to granting any request by a Mortgagor
for any consent, modification, waiver or amendment or any other matter or thing,
the granting of which is in the Company's discretion pursuant to the terms of
the instruments evidencing or securing the related Mortgage Loan and is
permitted by other sections of this Agreement, require (to the extent permitted
by applicable law) that such Mortgagor pay to it a reasonable or customary fee
in accordance with the schedule set forth as Exhibit H (which may be amended
from time to time by provision of a revised schedule of such fees to the
Trustee, whereupon such revised schedule shall be deemed to be Exhibit H
hereunder) for the additional services performed in connection with such
request, together with any related costs and expenses incurred by it. Such fees
shall be additional servicing compensation to the Company.
Section 3.11. Reports to the Trustee. Not later than 15 days after each
Distribution Date, the Company shall forward to the Trustee a statement,
certified by a Servicing Officer, setting forth the status of each Mortgage Loan
Payment Record as of the close of business on such Distribution Date and
showing, for the period covered by such statement, the aggregate of credits to
each Mortgage Loan Payment Record for each category of credit specified in
Section 3.02 and each category of debit specified in Section 3.04.
Section 3.12. Annual Statement as to Compliance. The Company will deliver
to the Trustee, on or before March 31 of each year, beginning with March 31,
2000, an Officer's Certificate stating that (a) a review of the activities of
the Company during the preceding calendar year and of its performance under this
Agreement has been made under such Officer's supervision and (b) to the best of
such Officer's knowledge, based on such review, the Company has fulfilled all
its material obligations under this Agreement throughout such year, or, if there
has been a default in the fulfillment of any such obligation, specifying each
such default known to such Officer and the nature and status thereof.
Section 3.13. Annual Independent Public Accountants' Servicing Report. On
or before March 31 of each year, beginning with March 31, 2000, the Company
shall:
(a) furnish to a firm of independent public accountants (which may also
render other services to the Company) a statement substantially to the effect
that the Company has complied in all material respects with the minimum
servicing standards set forth in the Uniform Single Attestation Program for
Mortgage Bankers (the "Minimum Servicing Standards") with respect to the
mortgage loans in the Company's servicing portfolio (which may exclude home
equity loans) or, if there has been material noncompliance with such servicing
standards, containing a description of such noncompliance; and
(b) at its expense cause such firm of independent public accountants to
furnish a report to the Trustee stating its opinion as to the Company's
assertion contained in the statement delivered pursuant to Section 3.13(a),
which opinion shall be based on an examination conducted by such firm in
accordance with the standards established by the American Institute of Certified
Public Accountants, including examining, on a test basis, evidence about the
Company's compliance with the Minimum Servicing Standards. Such opinion shall be
to the effect that the Company has complied in all material respects with the
Minimum Servicing Standards with respect to the mortgage loan portfolio
described in the Company's statement delivered pursuant to Section 3.13(a)
hereof or if there has been material noncompliance with the Minimum Servicing
Standards, shall contain a description of such noncompliance in accordance with
applicable accounting standards. In rendering such report, such firm may rely,
as to matters relating to direct servicing of Mortgage Loans by any primary
servicer, upon comparable reports of independent public accountants with respect
to such primary servicer.
Section 3.14. Access to Certain Documentation and Information Regarding the
Mortgage Loans. To the extent permitted by applicable law, the Company shall
provide to the Trustee, Certificateholders which are regulated insurance
entities and the applicable insurance regulatory agencies thereof,
Certificateholders which are federally insured savings and loan associations,
the Office of Thrift Supervision, the FDIC and the supervisory agents and
examiners thereof access to the documentation regarding the Mortgage Loans
required by applicable regulations of the Office of Thrift Supervision or of
such insurance regulatory agencies, as the case may be, such access being
afforded without charge but only upon reasonable request and during normal
business hours at the offices of the Company. Nothing in this Section 3.14 shall
derogate from the obligation of the Company to observe any applicable law
prohibiting disclosure of information regarding the Mortgagors and the failure
of the Company to provide access as provided in this Section 3.14 as a result of
such obligation shall not constitute a breach of this Section 3.14.
Section 3.15. Maintenance of Certain Servicing Policies. The Company shall
during the term of its service as servicer maintain in force (i) a policy or
policies of insurance covering errors and omissions in the performance of its
obligations as servicer hereunder and (ii) a fidelity bond in respect of its
officers, employees or agents. Each such policy or policies and bond shall,
together, comply with the requirements from time to time of FNMA for persons
performing servicing for mortgage loans purchased by such association.
Section 3.16. Optional Purchase of Defaulted Mortgage Loans. The Company
shall have the right, but not the obligation, to purchase any Defaulted Mortgage
Loan for a price equal to the Purchase Price therefor. Any such purchase shall
be accomplished as provided in Section 4.04(a) hereof.
ARTICLE IV
PAYMENTS AND STATEMENTS
Section 4.01. Distributions. (a) On each Distribution Date, the Trustee
shall withdraw the Available Funds in respect of Pool 1 from the Certificate
Account and shall make distributions to Holders of the Pool 1 Senior
Certificates and the Class 1-S Certificates as of the preceding Record Date in
the following order of priority, to the extent of the remaining Available Funds
in respect of Pool 1:
(i) to each Class of Pool 1 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 1-S Certificates, the Accrued
Certificate Interest thereon for such Distribution Date; provided, however, that
any Accrued Certificate Interest on the Class A24 Certificates for such
Distribution Date shall be applied in the manner provided in Section 4.01(h);
and provided, further, that any shortfall in available amounts shall be
allocated among such Classes in proportion to the amount of Accrued Certificate
Interest that would otherwise be distributable thereto;
(ii) to each Class of Pool 1 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 1-S Certificates, any related Unpaid
Class Interest Shortfall for such Distribution Date; provided, however, that any
such Unpaid Class Interest Shortfall on the Class A24 Certificates for such
Distribution Date shall be applied in the manner provided in Section 4.01(h);
and provided, further, that any shortfall in available amounts shall be
allocated among such Classes in proportion to the Unpaid Class Interest
Shortfall for each such Class on such Distribution Date;
(iii) to the Pool 1 Senior Certificates in reduction of the Class
Certificate Principal Balances thereof, as set forth in the Senior Principal
Priorities hereto; provided, however, that defined terms used in the Senior
Principal Priorities shall have the meanings assigned thereto in Article I
hereof, except that references to the "Class 1-PO Principal Distribution Amount"
shall mean the Class PO Principal Distribution Amount for Pool 1, and references
to the "Pool 1 Senior Optimal Principal Amount" shall mean the Senior Optimal
Principal Amount for Pool 1; and
(iv) to the Class 1-PO Certificates, any Class PO Deferred Amount for such
Distribution Date, up to an amount not to exceed the Junior Optimal Principal
Amount for such Distribution Date, until the Certificate Principal Balance of
such Certificates has been reduced to zero; provided, that any such amounts
distributed to the Class 1-PO Certificates pursuant to this clause (iv) shall
not reduce the Certificate Principal Balance thereof.
(b) On each Distribution Date, the Trustee shall withdraw the Available
Funds in respect of Pool 2 from the Certificate Account and shall make
distributions to Holders of the Pool 2 Senior Certificates and the Class 2-S
Certificates as of the preceding Record Date in the following order of priority,
to the extent of the remaining Available Funds in respect of Pool 2:
(i) to each Class of Pool 2 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 2-S Certificates, the Accrued
Certificate Interest thereon for such Distribution Date; provided, however, that
any shortfall in available amounts shall be allocated among such Classes in
proportion to the amount of Accrued Certificate Interest that would otherwise be
distributable thereto;
(ii) to each Class of Pool 2 Senior Certificates (other than any Class of
Principal Only Certificates) and the Class 2-S Certificates, any related Unpaid
Class Interest Shortfall for such Distribution Date; provided, however, that any
shortfall in available amounts shall be allocated among such Classes in
proportion to the Unpaid Class Interest Shortfall for each such Class on such
Distribution Date; and
(iii) to the Classes of Pool 2 Senior Certificates in reduction of the
Class Certificate Principal Balances thereof, as set forth in the Senior
Principal Priorities hereto, without regard to the use of the word
"approximately" therein; provided, however, that defined terms used in the
Senior Principal Priorities shall have the meanings assigned thereto in Article
I hereof, except that references to the "Class 2-A5 Principal Distribution
Amount" shall mean the Pool 2 Group II Principal Distribution Amount and
references to the "Pool 2 Senior Optimal Principal Amount" shall mean the Senior
Optimal Principal Amount for Pool 2.
(c) On each Distribution Date, the Trustee shall withdraw from the
Certificate Account the Available Funds in respect of each Mortgage Pool
remaining after distributions pursuant to Sections 4.01(a), (b) and (g) and
shall make distributions to Holders of the Junior Certificates as of the
preceding Record Date in the following order of priority, to the extent of the
remaining Available Funds for both Mortgage Pools:
(i) to the Class M Certificates, the Accrued Certificate Interest thereon
for such Distribution Date;
(ii) to the Class M Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(iii) to the Class M Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;
(iv) to the Class B1 Certificates, the Accrued Certificate Interest thereon
for such Distribution Date;
(v) to the Class B1 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(vi) to the Class B1 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;
(vii) to the Class B2 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(viii) to the Class B2 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(ix) to the Class B2 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;
(x) to the Class B3 Certificates, the Accrued Certificate Interest thereon
for such Distribution Date;
(xi) to the Class B3 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(xii) to the Class B3 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;
(xiii) to the Class B4 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(xiv) to the Class B4 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date;
(xv) to the Class B4 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date;
(xvi) to the Class B5 Certificates, the Accrued Certificate Interest
thereon for such Distribution Date;
(xvii) to the Class B5 Certificates, any Unpaid Class Interest Shortfall
therefor on such Distribution Date; and
(xviii) to the Class B5 Certificates, in reduction of the Class Certificate
Principal Balance thereof, such Class's Allocable Share of the Junior Optimal
Principal Amount on such Distribution Date.
Notwithstanding the foregoing, amounts otherwise distributable pursuant to
clauses (iii), (vi), (ix), (xii), (xv) and (xviii) on any Distribution Date
shall be reduced, in inverse order of priority, by any amounts distributed
pursuant to Sections 4.01(a)(iv) and (g)(i) and, as provided therein, (g)(ii),
on such date, such that such amounts distributed pursuant to Sections
4.01(a)(iv), (b)(iv), (g)(i) and, as provided therein, (g)(ii), on such date
shall be applied first to reduce the amount distributable pursuant to clause
(xviii), and then, to the extent of any excess, applied second, to reduce the
amount distributable pursuant to clause (xv), third, to reduce the amount
distributable pursuant to clause (xii), fourth, to reduce the amount
distributable pursuant to clause (ix), fifth, to reduce the amount distributable
pursuant to clause (vi) and sixth, to reduce the amount distributable pursuant
to clause (iii).
(d) On each Distribution Date, the Trustee shall distribute to the holder
of the Class R Certificate any remaining Available Funds for such Distribution
Date after application of all amounts described in clauses (a), (b), (c), (g)
and (h) of this Section 4.01, together with any Unanticipated Recoveries
received by the Company in the calendar month preceding the month of such
Distribution Date and not distributed on such Distribution Date to the holders
of outstanding Certificates of any other Class pursuant to Section 4.01(j), plus
any amounts distributable to the holder of the Class R Certificate pursuant to
Section 4.01(i). Any distributions pursuant to this clause (d) shall not reduce
the Class Certificate Principal Balance of the Class R Certificate.
(e) If on any Distribution Date the Class Certificate Principal Balances of
the Junior Certificates have each been reduced to zero, the amount distributable
from each Mortgage Pool to the related Senior Certificates (other than, in the
case of the Pool 1 Certificates, the Class 1-PO Certificates) pursuant to
Section 4.01(a)(iii), in the case of Pool 1, or Section 4.01(b)(iii), in the
case of Pool 2, for such Distribution Date and each succeeding Distribution Date
shall be allocated among such Classes of Senior Certificates, pro rata, on the
basis of the related Mortgage Pool and respective Class Certificate Principal
Balances immediately prior to such Distribution Date, regardless of the
priorities and amounts set forth in Sections 4.01(a)(iii) or (b)(iii).
(f) If on any Distribution Date (i) the Class Certificate Principal Balance
of the Class M Certificates or any Class of Class B Certificates for which the
related Prepayment Distribution Trigger was satisfied on such Distribution Date
is reduced to zero and (ii) amounts distributable pursuant to subclauses (ii),
(iv) and (v) of clauses (a) and (b) of the Junior Optimal Principal Amount
remain undistributed on such Distribution Date after all amounts otherwise
distributable on such date pursuant to Sections 4.01(a)(iv) or (b)(iii), as
applicable, clauses (i) through (xviii) of Section 4.01(c), and Section 4.01(g)
have been distributed, such amounts shall be distributed on such Distribution
Date to the remaining Classes of Junior Certificates in order of priority, such
that no such distribution shall be made to any Class of Junior Certificates
while a prior such Class is outstanding.
(g) (i) On each Distribution Date prior to the Cross-Over Date but on or
after the date on which the aggregate Class Certificate Principal Balances of
the Senior Certificates (other than, in the case of Pool 1, the Class 1-PO
Certificates) of either Mortgage Pool have been reduced to zero, amounts
otherwise distributable as principal on each Class of Junior Certificates
pursuant to Section 4.01(c), in reverse order of priority, in respect of such
Class's Allocable Share of the Junior Optimal Principal Amount for the Mortgage
Pool relating to such retired Certificates, shall be distributed as principal to
the Senior Certificates (other than, in the case of Pool 1, the Class 1-PO
Certificates) entitled to distributions of principal remaining outstanding of
the other Mortgage Pool, until the Class Certificate Principal Balances thereof
have been reduced to zero, provided that as of such Distribution Date either (a)
the Aggregate Junior Percentage for such Distribution Date is less than 200% of
the Aggregate Junior Percentage as of the Cut-off Date or (b) the aggregate
Scheduled Principal Balance of the Mortgage Loans in either Mortgage Pool that
are delinquent 60 days or more (including for such purpose, any Mortgage Loans
in foreclosure and any REO Mortgage Loans) averaged over the last six months as
a percentage of the related Pool Junior Amount as of such date is greater than
or equal to 50%. Any distributions of principal to Classes of Senior
Certificates pursuant to this subsection shall be made in the same order and
priority as the Senior Optimal Principal Amount for such Mortgage Pool is
applied on such date, after giving effect to distributions of such Senior
Optimal Principal Amount on such date.
(ii) On any Distribution Date on which the Senior Certificates in respect
of either Mortgage Pool constitute a Pool Balance Shortfall Group, all amounts
otherwise distributable as principal on the Junior Certificates, in reverse
order of priority (other than amounts necessary to pay any related unpaid
Interest Shortfalls or, in the case of Pool 1, any Class PO Deferred Amounts)
(or, on or following the Cross-Over Date, such other amounts described in the
immediately following sentence), will be distributed as principal to the Senior
Certificates (other than, in the case of Pool 1, the Class 1-PO Certificates)
entitled to distributions of principal of such Pool Balance Shortfall Group,
until the aggregate Class Certificate Principal Balances of such Senior
Certificates equals the Pool Scheduled Principal Balance of the related Mortgage
Pool (calculated for each Mortgage Loan on the basis of the applicable Non-PO
Percentage thereof) for such Distribution Date (such distribution, a "Pool
Balance Shortfall Distribution"). In the event that the Senior Certificates in
respect of either Mortgage Pool constitute a Pool Balance Shortfall Group on any
Distribution Date on or following the Cross-Over Date, Pool Balance Shortfall
Distributions will be made from the excess of the Available Funds of the other
Mortgage Pool remaining after all required amounts have been distributed to the
Senior Certificates (other than, in the case of the Pool 1 Certificates, the
Class 1-PO Certificates) of such other Mortgage Pool. In addition, the amount of
any shortfalls in funds available to pay Accrued Certificate Interest or Unpaid
Class Interest Shortfalls with respect to a Pool Balance Shortfall Group
pursuant to Sections 4.01(a)(i) and (a)(ii) (in the case of Pool 1) or Sections
4.01(b)(i) and (b)(ii) (in the case of Pool 2), as applicable, on any
Distribution Date (including any such shortfalls for such Distribution Date)
will be distributed to the Senior Certificates entitled to interest
distributions of such Pool Balance Shortfall Group prior to the payment to such
Pool Balance Shortfall Group of any Pool Balance Shortfall Distributions from
amounts otherwise distributable as principal on the Junior Certificates, in
reverse order of priority (or, on or following the Cross-Over Date, as provided
in the preceding sentence). Any distributions of principal to Classes of Senior
Certificates pursuant to this subsection shall be made in the same order and
priority as the Senior Optimal Principal Amount for such Mortgage Pool is
applied on such date, after giving effect to distributions of such Senior
Optimal Principal Amount on such date.
(h) On each Distribution Date through the Accretion Termination Date,
amounts allocable to the Class A24 Certificates pursuant to clauses (a)(i) and
(a)(ii) of this Section 4.01 shall not be distributable to the Class A24
Certificates pursuant to such clauses but shall instead be (i) added to the
Class Certificate Principal Balance thereof to the extent of the Accrual Amount
for such Class for such Distribution Date, and (ii) distributed to the following
Classes of Certificates in reduction of the Class Certificate Principal Balances
thereof, before any distributions are made pursuant to Section 4.01(a)(iii), in
the following order of priority:
first, to the Class A22 Certificates, until the Class Certificate Principal
Balance thereof has been reduced to zero; and
second, to the Class A23 Certificates, until the Class Certificate
Principal Balance thereof has been reduced to zero.
On each Distribution Date occurring after the Accretion Termination Date,
amounts allocable to the Class A24 Certificates pursuant to clauses (a)(i) and
(a)(ii) of this Section 4.01 shall be distributable on such Distribution Date
pursuant to such clauses to Holders of the Class A24 Certificates as Accrued
Certificate Interest or Unpaid Class Interest Shortfall, as the case may be.
(i) (i) On each Distribution Date prior to the Cross-Over Date,
distributions in reduction of the Class Certificate Principal Balances of any
Designated Retail Certificates will be made in accordance with the provisions of
Section 4.10.
With respect to any Class of Designated Retail Certificates, upon the
earlier of the Cross-Over Date and the next Distribution Date after the
Distribution Date on which the Class Certificate Principal Balance of such Class
of Designated Retail Certificates has been reduced to zero, (x) to the extent
the balance of funds remaining in the related Rounding Account is less than
$999.99, the balance in such Rounding Account shall be restored to $999.99 (or,
if less, the sum of such remaining balance and the amount so distributable) from
Available Funds in respect of the related Mortgage Pool otherwise available for
distribution on all related outstanding Classes of Certificates and (y) such
Rounding Account shall be cleared and terminated, and the amounts therein shall
be distributed to the Class R Certificates on such date (which distribution
shall not reduce the Class Certificate Principal Balance thereof).
(ii) As provided in Section 4.10(f), notwithstanding any provisions herein
to the contrary, on the Cross-Over Date and on each subsequent Distribution
Date, distributions in reduction of the Class Certificate Principal Balances of
any Class of Designated Retail Certificates shall be made on a pro rata basis
among the outstanding Certificates of the respective Class, based on the
Percentage Interest in each such Class represented by each Certificate. The
Trustee shall notify the Depository prior to the first Distribution Date on
which distributions in respect of principal on any Class of Designated Retail
Certificates are to be made on a pro rata basis in accordance with the preceding
sentence. On the Cross-Over Date and on each subsequent Distribution Date, the
Trustee shall not, and the Depository is not authorized to, make distributions
or payments in respect of any Class of Designated Retail Certificates in
accordance with any Principal Distribution Request or by Random Lot.
(j) In the event that in any calendar month the Company recovers an amount
(an "Unanticipated Recovery") in respect of principal of a Mortgage Loan which
had previously been allocated as a Realized Loss to any Class of Certificates
pursuant to Section 4.03, on the Distribution Date in the next succeeding
calendar month the Trustee shall withdraw from the Certificate Account and
distribute to the holders of each outstanding Class to which such Realized Loss
had previously been allocated its share (determined as described in the
succeeding paragraph) of such Unanticipated Recovery in an amount not to exceed
the amount of such Realized Loss previously allocated to such Class. When the
Class Certificate Principal Balance of a Class of Certificates has been reduced
to zero, the holders of such Class shall not be entitled to any share of an
Unanticipated Recovery, and such Unanticipated Recovery shall be allocated among
all outstanding Classes of Certificates entitled thereto in accordance with the
preceding sentence, subject to the remainder of this subsection (j). In the
event that (i) any Unanticipated Recovery remains undistributed in accordance
with the preceding sentence or (ii) the amount of an Unanticipated Recovery
exceeds the amount of the Realized Loss previously allocated to any outstanding
Classes with respect to the related Mortgage Loan, on the applicable
Distribution Date the Trustee shall distribute to the holders of all outstanding
Classes of the related Certificates to which Realized Losses had previously been
allocated and not reimbursed their pro rata share (determined as described
below) of such excess in an amount not to exceed the aggregate amount of any
Realized Loss previously allocated to such Class with respect to any other
Mortgage Loan that has not been recovered in accordance with this subsection
(j). Any distributions made pursuant to this subsection (j) shall not reduce the
Class Certificate Principal Balance of the related Certificate.
For purposes of the preceding paragraph, the share of an Unanticipated
Recovery allocable to any Class of Certificates with respect to a Mortgage Loan
shall be (i) with respect to the Class 1-PO Certificates, based on the
applicable PO Percentage of the principal portion of the Realized Loss
previously allocated thereto with respect to such Pool 1 Mortgage Loan, and (ii)
with respect to any other Class of Certificates, based on its pro rata share (in
proportion to the Class Certificate Principal Balances thereof with respect to
such Distribution Date) of the applicable Non-PO Percentage of the principal
portion of any such Realized Loss previously allocated with respect to such
Mortgage Loan (or Loans); provided, however, that (i) the share of an
Unanticipated Recovery allocable to a Class 1-PO Certificate with respect to any
Pool 1 Mortgage Loan (or Loans) shall be reduced by the aggregate amount
previously distributed to such Class on account of the Class PO Deferred Amount
in respect of such Pool 1 Mortgage Loan (or Loans) and (ii) the amount by which
the distributions to the Class 1-PO Certificates have been so reduced shall be
distributed to the related Classes of Certificates described in clause (ii) of
the preceding paragraph in the same proportion as described in such clause (ii).
For purposes of the preceding sentence, any Class PO Deferred Amount distributed
to a Class 1-PO Certificate on previous Distribution Dates shall be deemed to
have been allocated in respect of the Pool 1 Mortgage Loans as to which the
applicable PO Percentage of the principal portion of Realized Losses has
previously been allocated to such Class on a pro rata basis (based on the amount
of Realized Losses so allocated).
Section 4.02. Method of Distribution. (a) Except as set forth in Section
4.10 in respect of any Designated Retail Certificates, all distributions with
respect to each Class of Certificates on each Distribution Date shall be made
pro rata among the outstanding Certificates of such Class, based on the
Percentage Interest in such Class represented by each Certificate. Payments to
the Certificateholders on each Distribution Date will be made by the Trustee to
the Certificateholders of record on the related Record Date (other than as
provided in Section 9.01 respecting the final distribution) by check or money
order mailed to a Certificateholder at the address appearing in the Certificate
Register, or upon written request by such Certificateholder to the Trustee made
not later than the applicable Record Date, by wire transfer to a U.S. depository
institution acceptable to the Trustee, or by such other means of payment as such
Certificateholder and the Trustee shall agree.
(b) Each distribution with respect to a Book-Entry Certificate shall be
paid to the Depository, which shall credit the amount of such distribution to
the accounts of its Depository Participants in accordance with its normal
procedures. Each Depository Participant shall be responsible for disbursing such
distribution to the Certificate Owners that it represents and to each Financial
Intermediary for which it acts as agent. Each Financial Intermediary shall be
responsible for disbursing funds to the Certificate Owners that it represents.
Except as otherwise provided in Section 4.10(g), the Depository shall be
responsible for the allocation of the aggregate amount of distributions in
reduction of the Class Certificate Principal Balances of any Class of Designated
Retail Certificates among the Depository Participants in accordance with Section
4.10, and each Depository Participant (and each respective Financial
Intermediary for which such Depository Participant acts as agent) shall be
responsible for the allocation of the amount allocated thereto among the related
Certificate Owners. All such credits and disbursements with respect to a
Book-Entry Certificate are to be made by the Depository and the Depository
Participants in accordance with the provisions of the applicable Certificates.
Neither the Trustee nor the Company shall have any responsibility therefor
except as otherwise provided by applicable law.
(c) The Trustee shall withhold or cause to be withheld such amounts as it
reasonably determines are required by the Code (giving full effect to any
exemptions from withholding and related certifications required to be furnished
by Certificateholders or Certificate Owners and any reductions to withholding by
virtue of any bilateral tax treaties and any applicable certification required
to be furnished by Certificateholders or Certificate Owners with respect
thereto) from distributions to be made to Non-U.S. Persons. If the Trustee
reasonably determines that a more accurate determination of the amount required
to be withheld for a distribution can be made within a reasonable period after
the scheduled date for such distribution, it may hold such distribution in trust
for a holder of a Residual Certificate until such determination can be made. For
the purposes of this paragraph, a "Non-U.S. Person" is (i) an individual other
than a citizen or resident of the United States, (ii) a partnership, corporation
or entity treated as a partnership or corporation for U.S. federal income tax
purposes not formed under the laws of the United States, any state thereof or
the District of Columbia (unless, in the case of a partnership, Treasury
regulations provide otherwise), (iii) any estate, the income of which is not
subject to U.S. federal income taxation, regardless of source, and (iv) any
trust, other than a trust that a court within the United States is able to
exercise primary supervision over the administration of the trust and one or
more U.S. Persons have the authority to control all substantial decisions of the
trust.
Section 4.03. Allocation of Losses. (a) On or prior to each Determination
Date, the Company shall determine the amount of any Realized Loss in each
Mortgage Pool in respect of each Mortgage Loan that occurred during the
immediately preceding calendar month.
(b) With respect to any Distribution Date, the principal portion of each
Realized Loss in respect of any Mortgage Pool (other than any Excess Loss) shall
be allocated as follows:
(i) the applicable PO Percentage of the principal portion of any such
Realized Loss in Pool 1 shall be allocated to the Class 1-PO Certificates until
the Class Certificate Principal Balance thereof has been reduced to zero; and
(ii) the applicable Non-PO Percentage of the principal portion of any such
Realized Loss in respect of either such Mortgage Pool shall be allocated in the
following order of priority:
first, to the Class B5 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;
second, to the Class B4 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;
third, to the Class B3 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;
fourth, to the Class B2 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;
fifth, to the Class B1 Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero;
sixth, to the Class M Certificates until the Class Certificate Principal
Balance thereof has been reduced to zero; and
seventh, to the Classes of Senior Certificates (other than, in the case of
the Pool 1 Senior Certificates, the Class 1-PO Certificates), pro rata, in
accordance with their Class Certificate Principal Balances; provided, that any
such loss allocated to any Class of Accrual Certificates (and any Accrual
Component) shall be allocated (subject to Section 4.03(d)) on the basis of the
lesser of (x) the Class Certificate Principal Balance (or Component Principal
Balance) thereof immediately prior to the applicable Distribution Date and (y)
the Class Certificate Principal Balance (or Component Principal Balance) thereof
on the Closing Date (as reduced by any Realized Losses previously allocated
thereto); and provided, further, that all such losses, other than Special Event
Losses, that would otherwise be allocable to the Class A24 Certificates shall be
allocable, first, to the Class A26 Certificates, until the Class Certificate
Balance thereof has been reduced to zero, and second, to the Class A24
Certificates.
(c) With respect to any Distribution Date, the principal portion of any
Excess Loss in respect of a Mortgage Pool (other than Excess Bankruptcy Losses
attributable to Debt Service Reductions) shall be allocated as follows: (1) the
PO Percentage of any such loss in Pool 1 shall be allocated to the related Class
1-PO Certificates, and (2) the applicable Non-PO Percentage of any such loss
shall be allocated to each Class of Certificates (other than, in the case of
Pool 1, the Class 1-PO Certificates), pro rata, based on the respective Class
Certificate Principal Balances thereof; provided, that any such loss allocated
to any Class of Accrual Certificates (and any Accrual Component) shall be
allocated (subject to Section 4.03(d)) on the basis of the lesser of (x) the
Class Certificate Principal Balance (or Component Principal Balance) thereof
immediately prior to the applicable Distribution Date and (y) the Class
Certificate Principal Balance (or Component Principal Balance) thereof on the
Closing Date (as reduced by any Realized Losses previously allocated thereto).
(d) Any Realized Losses allocated to a Class of Certificates pursuant to
Section 4.03(b) or (c) shall be allocated among the Certificates of such Class
in proportion to their respective Certificate Principal Balances. In addition,
any Realized Losses allocated to any Class of Component Certificates on a
Distribution Date shall be allocated in reduction of the Component Principal
Balances of the related Components (other than any Notional Component) in
proportion to their respective Component Principal Balances immediately prior to
such Distribution Date. Any allocation of Realized Losses pursuant to this
paragraph (d) shall be accomplished by reducing the Certificate Principal
Balance (or, in the case of any Component, the Component Principal Balance) of
the related Certificates (or Components) on the related Distribution Date in
accordance with Section 4.03(e).
(e) Realized Losses allocated in accordance with this Section 4.03 shall be
allocated on the Distribution Date in the month following the month in which
such loss was incurred and, in the case of the principal portion thereof, after
giving effect to distributions made on such Distribution Date, except that the
aggregate amount of Realized Losses in Pool 1 to be allocated to the Class 1-PO
Certificates on such Distribution Date will be taken into account in determining
distributions in respect of any Class PO Deferred Amount for such date.
(f) On each Distribution Date, the Company shall determine the Subordinate
Certificate Writedown Amount, if any. Any such Subordinate Certificate Writedown
Amount shall effect, without duplication of any other provision in this Section
4.03 that provides for a reduction in the Certificate Principal Balance of the
Subordinate Certificates, a corresponding reduction in the Certificate Principal
Balance of the Subordinate Certificates, which reduction shall occur on such
Distribution Date after giving effect to distributions made on such Distribution
Date.
(g) Notwithstanding the foregoing, no such allocation of the principal
portion of any Realized Loss in respect of a Mortgage Pool shall be made on a
Distribution Date to a Class of Certificates to the extent that such allocation
would result in the reduction of the aggregate Certificate Principal Balances of
all the Certificates as of such Distribution Date, after giving effect to all
distributions and prior allocations of Realized Losses on such date, to an
amount less than the aggregate Pool Scheduled Principal Balance for both
Mortgage Pools as of the first day of the month of such Distribution Date, less
any Deficient Valuations occurring on or prior to the Bankruptcy Coverage
Termination Date (such limitation, the "Loss Allocation Limitation").
Section 4.04. Monthly Advances; Purchases of Defaulted Mortgage Loans. (a)
The Company shall be required to make Monthly Advances in the manner and to the
extent provided herein. Prior to the close of business on each Determination
Date, the Company shall determine (i) the amount of the aggregate of the Monthly
Advances in respect of both Mortgage Pools which it is required to make on the
related Distribution Date and (ii) whether it has elected to purchase any
Defaulted Mortgage Loan or Loans on such Distribution Date. If the Company so
elects to purchase any Defaulted Mortgage Loans (or is required to purchase any
Mortgage Loan pursuant to Section 2.02 or 2.03(a)), no Monthly Advance shall be
required with respect thereto for the month in which such purchase occurs. The
Company shall include information as to each of such determinations in the
Servicer's Certificate furnished by it to the Trustee in accordance with Section
4.06 and shall be obligated to transfer to the Certificate Account pursuant to
Section 3.02(d) on or before 11:00 a.m. New York time on the Business Day next
preceding the following Distribution Date in next-day funds the respective
amounts applicable to such determinations appearing in such Servicer's
Certificate. Upon receipt by the Trustee of written notification signed by a
Servicing Officer of any such deposit relating to the purchase by the Company of
such a Mortgage Loan, the Trustee shall release to the Company the related
Mortgage File and shall execute and deliver such instruments of transfer or
assignment, in each case without recourse, as shall be necessary to vest in the
Company any Mortgage Loan released pursuant hereto.
(b) In the event that the Company transfers or expects to transfer less
than the Available Funds in respect of a Mortgage Pool required to be deposited
by it pursuant to Section 3.02(d), the Company shall so notify the Trustee no
later than 9:00 a.m. on the Business Day preceding the related Distribution
Date, and the amount so transferred, if any, shall be deemed to have been
transferred first pursuant to clause (i) of the definition of Available Funds,
second pursuant to clause (iii) of the definition of Available Funds, and third
pursuant to clause (ii) of the definition of Available Funds. Such notice shall
specify each Mortgage Loan delinquent as of the preceding Determination Date. In
such event, the Trustee shall make any Monthly Advance required to be made
hereunder, in the manner and to the extent required; provided, the Trustee shall
not be so obligated if prohibited by applicable law.
(c) In the event that the Company is succeeded hereunder as servicer, the
obligation to make Monthly Advances in the manner and to the extent required by
Section 4.04(a) shall be assumed by the successor servicer (subject to Section
7.02).
Section 4.05. Statements to Certificateholders. Each month, at least two
Business Days prior to each Distribution Date, the Company shall deliver to the
Trustee for mailing to each Certificateholder, and the Trustee shall mail to
each Certificateholder on such Distribution Date, a statement (each, a
"Distribution Date Statement") substantially in the form of Exhibit J hereto,
setting forth:
(i) The amount of such distribution to the Certificateholders of each Class
(and in respect of any Component), other than any Notional Certificates (and any
Notional Component), allocable to principal, separately identifying the
aggregate amount of any Principal Prepayments included therein (including, for
this purpose, the Scheduled Principal Balances of all Defaulted Mortgage Loans
and Defective Mortgage Loans purchased pursuant to Section 2.02, 2.03(b) or
3.16, respectively, and any amounts deposited pursuant to Section 2.03(b) in
connection with the substitution of any Mortgage Loans pursuant to Section 2.02
or 2.03(a), the proceeds of which purchases or substitutions are being
distributed on such Distribution Date);
(ii) The amount of such distribution to the Certificateholders of each
Class (other than any Class of Principal Only Certificates) allocable to
interest, including any Accrual Amount added to the Class Certificate Principal
Balance or Component Principal Balance of any Class of Accrual Certificates or
any Accrual Components;
(iii) The amount of servicing compensation paid to the Company during the
month preceding the month of distribution in respect of the Mortgage Loans and
such other customary information as the Company deems necessary or desirable to
enable Certificateholders to prepare their tax returns;
(iv) The Pool Scheduled Principal Balance for each Mortgage Pool and the
aggregate number of the Mortgage Loans in each Mortgage Pool on the preceding
Due Date after giving effect to all distributions allocable to principal made on
such Distribution Date;
(v) The Class Certificate Principal Balance (or Notional Principal Balance)
of each Class, the Component Principal Balance of each Component and the
Certificate Principal Balance (or Notional Principal Balance) of a Single
Certificate of each Class after giving effect to (i) all distributions allocable
to principal (or reductions in the Notional Principal Balance, in the case of
the Notional Certificates, or the addition of any Accrual Amount, in the case of
any Class of Accrual Certificates or Accrual Component) made on such
Distribution Date and (ii) the allocation of any Realized Losses and any
Subordinate Certificate Writedown Amount for such Distribution Date;
(vi) The Pay-out Rate applicable to each Class of Certificates;
(vii) The book value and unpaid principal balance of any real estate
acquired on behalf of Certificateholders through foreclosure, or grant of a deed
in lieu of foreclosure or otherwise, of any REO Mortgage Loan, and the number of
the related Mortgage Loans, separately identified as to each Mortgage Pool;
(viii) The aggregate Scheduled Principal Balances and number of Mortgage
Loans which, as of the close of business on the last day of the month preceding
the related Distribution Date, were (a) delinquent as to a total of (x) 30-59
days, (y) 60-89 days and (z) 90 days or more, and (b) in foreclosure, separately
identified as to each Mortgage Pool;
(ix) The Scheduled Principal Balance of any Mortgage Loan replaced pursuant
to Section 2.03(b);
(x) The Certificate Interest Rates of any LIBOR Certificates, any COFI
Certificates and the Class S Certificates applicable to the Interest Accrual
Period relating to such Distribution Date and such Class;
(xi) The Senior Percentage for each Mortgage Pool, the Pool 1 Group II
Senior Percentage, the Pool 2 Group II Senior Percentage, the Pool 1 Group II
Senior Distribution Percentage, the Pool 2 Group II Senior Distribution
Percentage and the Junior Percentage for each Mortgage Pool for such
Distribution Date;
(xii) The Senior Prepayment Percentage for each Mortgage Pool and the
Junior Prepayment Percentage for each Mortgage Pool for such Distribution Date;
and
(xiii) The amount of such distribution to the Certificateholders of each
Class allocable to Unanticipated Recoveries.
In the case of information furnished pursuant to clauses (i) through (iii)
above, the amounts shall be expressed as a dollar amount per Single Certificate.
In connection with any proposed transfer of a Certificate that is purported
to be made in reliance on Rule 144A under the Securities Act, the Company shall
be responsible for furnishing such information as may be required thereunder to
a proposed transferee. In furtherance of the Company's obligations hereunder,
the Company hereby instructs the Trustee, at the Company's expense and on its
behalf, and the Trustee agrees, to promptly make available to the proposed
transferee, upon request of the holder, (i) all statements furnished to
Certificateholders of the related Mortgage Pool pursuant to this Section 4.05 on
previous Distribution Dates, (ii) all certificates furnished to the Trustee
pursuant to Section 4.06 in prior months, (iii) Officer's Certificates furnished
to the Trustee pursuant to Section 3.12 for the two years preceding such
request, (iv) reports of independent accountants furnished to the Trustee
pursuant to Section 3.13 for the two years preceding such request, (v) a copy of
the Private Placement Memorandum relating to such Certificate, together with any
amendments or supplements thereto issued by the Company, which may be
accompanied by a legend to the effect that the information contained in the
Private Placement Memorandum and any amendment or supplement thereto is current
only as of its date and the delivery thereof does not create an implication that
such information is correct as of any subsequent date of delivery (it being
understood that the Company has no obligation hereunder to update or supplement
the Private Placement Memorandum unless otherwise required pursuant to Rule
144A(d)(4)) (which copy and legend shall be furnished to the Trustee by the
Company), and (vi) the Company's Current Report on Form 8-K, dated the Closing
Date, relating to the Mortgage Loans; provided, however, that the Trustee shall
in no event be required to make available such statements or certificates
pursuant to clauses (i) and (ii) above relating to Distribution Dates occurring
more than twenty-four months preceding the month in which such request was
received; provided, further, however, that notwithstanding the Trustee's
agreement as aforesaid to provide such materials to a proposed transferee, the
Trustee does not assume, and shall not thereby be deemed to have assumed, any
responsibility for compliance by the Company with Rule 144A (subject to the
Trustee's agreement set forth in the second sentence of this paragraph) and
shall be entitled to include a notice with such statements or certificates to
the effect that such materials have not been prepared or assembled by the
Trustee and that the Trustee assumes no responsibility for the adequacy,
sufficiency or contents thereof. In connection with any such proposed transfer,
the Company shall make available to the proposed holder, at the request of the
related transferor, such additional information, if any, as may be required to
be delivered pursuant to Rule 144A(d)(4).
Section 4.06. Servicer's Certificate. Each month, not later than the second
Business Day next preceding each Distribution Date, the Company shall deliver to
the Trustee a completed Servicer's Certificate.
Section 4.07. Reports of Foreclosures and Abandonments of Mortgaged
Property. The Trustee (or the Company on behalf of the Trustee) shall, in each
year beginning after 1999, make the reports of foreclosures and abandonments of
any Mortgaged Property as required by section 6050J of the Code. In order to
facilitate this reporting process, the Company, on or before January 15th of
each year, shall provide to the Trustee reports relating to each instance
occurring during the previous calendar year in which the Company (i) on behalf
of the Trustee acquires an interest in a Mortgaged Property through foreclosure
or other comparable conversion in full or partial satisfaction of a Mortgage
Loan, or (ii) knows or has reason to know that a Mortgaged Property has been
abandoned. Reports from the Company shall be in form and substance sufficient to
meet the reporting requirements imposed by section 6050J of the Code.
Section 4.08. Reduction of Servicing Fees by Compensating Interest
Payments. The aggregate amount of the Servicing Fees subject to retention by the
Company as servicer in respect of any Distribution Date and either Mortgage Pool
shall be reduced by the amount of any Compensating Interest Payment for such
Distribution Date and such Mortgage Pool.
Section 4.09. Surety Bond. (a) If a Required Surety Payment is payable
pursuant to the Surety Bond with respect to any Pledged Asset Mortgage Loan, the
Company shall so notify the Trustee as soon as reasonably practicable and shall,
on behalf of the Trustee for the benefit of the related Certificateholders,
promptly complete the notice in the form of Attachment 1 to the Surety Bond and
shall promptly submit such notice to the Surety as a claim for a Required Surety
Payment.
(b) Upon receipt of a Required Surety Payment from the Surety on behalf of
the Certificateholders, the Company shall promptly credit such amount to the
Mortgage Loan Payment Record.
Section 4.10. Distributions to Holders of Designated Retail Certificates.
(a) Except as provided in subsections (d) and (f) below, on each Distribution
Date on which distributions in reduction of the Class Certificate Principal
Balance of a Class of Designated Retail Certificates are made, such
distributions will be made in the following order of priority:
(i) first, in respect of any Principal Distribution Request by the personal
representative of a Deceased Holder of such Class of Certificates, a surviving
tenant by the entirety, a surviving joint tenant, a surviving tenant in common
or such other Person empowered to act on behalf of such Deceased Holder upon his
or her death, in an amount up to but not exceeding $100,000 per request; and
(ii) second, in respect of any Principal Distribution Request by a Living
Holder of such Class of Certificates, in an amount up to but not exceeding
$10,000 per request.
Thereafter, distributions in respect of such Class submitted on behalf of
each Deceased Holder will be made as provided in clause (i) above up to a second
$100,000 per request and distributions in respect of such Class submitted on
behalf of each Living Holder will be made as provided in clause (ii) above up to
a second $10,000 per request. This sequence of priorities will be repeated until
all such requests have been honored to the extent of amounts available for
distribution in reduction of the Class Certificate Principal Balance of such
Class of Designated Retail Certificates.
Principal Distribution Requests presented on behalf of Deceased Holders in
accordance with the provisions of clause (i) above will be accepted in the order
of their receipt by the Depository. Principal Distribution Requests presented in
accordance with the provisions of clause (ii) above will be accepted in the
order of their receipt by the Depository after all requests presented in
accordance with clause (i) have been honored. All Principal Distribution
Requests with respect to any Distribution Date shall be made in accordance with
Section 4.10(c) below and must be received by the Depository no later than the
close of business on the related Record Date. Principal Distribution Requests
that are received by the Depository after the related Record Date and requests,
in either case, for distributions timely received but not accepted with respect
to any Distribution Date, will be treated as Principal Distribution Requests on
the next succeeding Distribution Date, and each succeeding Distribution Date
thereafter, until each such request is accepted or is withdrawn as provided in
Section 4.10(c). Requests on behalf of Deceased Holders that are not so
withdrawn shall retain their order of priority, all in accordance with the
procedures of the Depository and the Trustee. Upon the transfer of beneficial
ownership of any Designated Retail Certificate, any Principal Distribution
Request previously submitted with respect to such Certificate will be deemed to
have been withdrawn only upon the receipt by the Trustee of notification of such
withdrawal using a form required by the Depository.
Principal Distribution Requests for a Class of Designated Retail
Certificates will be applied, in the aggregate, in an amount equal to the
portion of the related Available Funds distributable to such Class of
Certificates pursuant to Sections 4.01 (a) or (b), as applicable, and Section
4.01(g), plus any amounts available for distribution from the related Rounding
Account pursuant to Section 4.10(e), provided that the aggregate distribution in
reduction of the Class Certificate Principal Balance of any Class of Designated
Retail Certificates on any Distribution Date shall be made in an integral
multiple of $1,000, subject to Section 4.10(f). (b) A "Deceased Holder" is a
beneficial owner of a Designated Retail Certificate who was living at the time
such interest was acquired and whose authorized personal representative,
surviving tenant by the entirety, surviving joint tenant or surviving tenant in
common or other Person empowered to act on behalf of such beneficial owner upon
his or her death, causes to be furnished to the Trustee a certified copy of the
death certificate of such Deceased Holder, evidence of such person's status as
an authorized representative of the Deceased Holder, such as surviving tenant
(whether by the entirety, joint tenancy or tenancy in common), which evidence
shall be satisfactory to the Trustee, and any additional evidence of death
required by and satisfactory to the Trustee and any tax waivers requested by the
Trustee. Designated Retail Certificates beneficially owned by tenants by the
entirety, joint tenants or tenants in common will be considered to be
beneficially owned by a single owner. The death of a tenant by the entirety,
joint tenant or tenant in common will be deemed to be the death of the
beneficial owner, and any Designated Retail Certificates so beneficially owned
will be eligible for priority with respect to distributions in reduction of the
Class Certificate Principal Balance of such Class of Certificates, subject to
the limitations contained in this Section 4.10. Designated Retail Certificates
beneficially owned by a trust will be considered to be beneficially owned by
each beneficiary of the trust to the extent of such beneficiary's beneficial
interest therein, but in no event will a trust's beneficiaries collectively be
deemed to be beneficial owners of a number of individual Designated Retail
Certificates greater than the number of individual Designated Retail
Certificates of which such trust is the beneficial owner. The death of a
beneficiary of a trust will be deemed to be the death of a beneficial owner of
the Designated Retail Certificates beneficially owned by the trust to the extent
of such beneficiary's beneficial interest in such trust. The death of an
individual who was a tenant by the entirety, joint tenant or tenant in common in
a tenancy that is the beneficiary of a trust will be deemed to be the death of
the beneficiary of the trust. The death of a person who, immediately prior to
his or her death, was entitled to substantially all of the beneficial ownership
interest in a Designated Retail Certificate will be deemed to be the death of
the beneficial owner of such Certificate regardless of the registration of
ownership of such Certificate, if such beneficial ownership interest can be
established to the satisfaction of the Trustee. The Trustee's decision regarding
whether a Deceased Holder's beneficial interest is substantial for purposes of
the preceding sentence shall be conclusive and binding. Such beneficial interest
will be deemed to exist in typical cases of street name or nominee ownership,
ownership by a trustee, ownership under the Uniform Gifts to Minors Act and
community property or other joint ownership arrangements between a husband and
wife. Beneficial interests shall include the power to sell, transfer or
otherwise dispose of a Designated Retail Certificate, and the right to receive
the proceeds therefrom, as well as interest and distributions in reduction of
the Certificate Principal Balance of such Certificates payable with respect
thereto. The Trustee shall not be under any duty to determine independently the
occurrence of the death of any beneficial owner. The Trustee may rely entirely
upon documentation delivered to it in establishing the eligibility of any
beneficial owner to receive the priority accorded Deceased Holders in Section
4.10(a). Expenses incurred by the Trustee in an effort to determine the
beneficial ownership interest with respect to any Principal Distribution Request
presented on behalf of a Deceased Holder, including, without limitation,
attorneys fees, shall be paid by the Person presenting such Principal
Distribution Request.
(c) Requests for distributions in reduction of the Certificate Principal
Balance of a Class of Designated Retail Certificate must be made by delivering a
Principal Distribution Request therefor to the Depository Participant or
Financial Intermediary that maintains the account evidencing the beneficial
owner's interest in such Certificate. Such Depository Participant or Financial
Intermediary should in turn make the request of the Depository (or, in the case
of an Financial Intermediary, such Financial Intermediary should notify the
related Depository Participant of such request, which Depository Participant
should make the request of the Depository) on a form required by the Depository
and provided to the Depository Participant. In the case of a request on behalf
of a Deceased Holder, a certified copy of the death certificate and any
additional appropriate evidence of death and any tax waivers must be forwarded
to the Trustee under separate cover. Any such requests of Deceased Holders that
are incomplete may not be honored by the Trustee and, if not honored, will lose
their priority and must be resubmitted in proper form. Upon receipt of such
Principal Distribution Request, the Depository will date and time stamp such
request and forward such request to the Trustee. Such requests will be honored
on any Distribution Date only to the extent that they are received by the
Depository on or before the Record Date for such Distribution Date. The
Depository may establish such procedures as it deems fair and equitable to
establish the order of receipt of requests for such distributions received by it
on the same day. Principal Distribution Requests delivered to the Depository
after the Record Date for a particular Distribution Date and requests received
in a timely manner but not accepted with respect to a particular Distribution
Date will be treated as Principal Distribution Requests for the next succeeding
Distribution Date and each succeeding Distribution Date thereafter until each
request is accepted or is withdrawn as provided below. In the case of Principal
Distribution Requests on behalf of Living Holders, the Depository will establish
a new order of priority for each Distribution Date. This order will apply both
to previously unsatisfied Principal Distribution Requests and to newly submitted
requests. A Principal Distribution Request submitted on behalf of a Living
Holder who later dies will become entitled to the priority of a newly submitted
request on behalf of a Deceased Holder upon satisfaction of the requirements set
forth above for requests of a Deceased Holder. Such priority will be effective
for each subsequent Distribution Date if the Trustee has received a certified
copy of the death certificate for such Deceased Holder and any additional
appropriate evidence of death and any requested tax waivers by the last business
day of the preceding calendar month. Each Principal Distribution Request
submitted by a beneficial owner of a Designated Retail Certificate will be held
by the Depository until such request has been accepted or has been withdrawn in
writing as provided herein. Neither the Trustee nor the Company shall be liable
for any delay in delivery of Principal Distribution Requests or Withdrawals (as
defined below) of such requests by the Depository, a Depository Participant or
any Financial Intermediary.
In the event that any Principal Distribution Requests are rejected by the
Trustee for failure to comply with the requirements of this Section 4.10, the
Trustee shall return such requests to the appropriate Depository Participant
with a copy to the Depository with an explanation as to the reason for such
rejection.
The Trustee shall maintain a list of those Depository Participants
representing the Certificate Owners of Designated Retail Certificates that have
submitted Principal Distribution Requests, together with the order of receipt
and the amounts of such requests. The Trustee shall notify the Depository and
the appropriate Depository Participants as to which requests should be honored
on each Distribution Date. Requests shall be honored by the Depository in
accordance with the procedures, and subject to the priorities and limitations,
described in this Section 4.10. The exact procedures to be followed by the
Trustee and the Depository for purposes of determining such priorities and
limitations shall be those established from time to time by the Trustee or the
Depository, as the case may be. The decisions of the Trustee and the Depository
concerning such matters shall be final and binding on all affected Persons.
Any beneficial owner of a Designated Retail Certificate that has made a
Principal Distribution Request may withdraw its request by so notifying in
writing the Depository Participant or Financial Intermediary that maintains such
beneficial owner's account (each such withdrawal, a "Withdrawal"). The
Depository Participant should forward the Withdrawal to the Depository on a form
required by the Depository. In the event that such account is maintained by a
Financial Intermediary, such Financial Intermediary should notify the related
Depository Participant which in turn should forward the Withdrawal of such
request, on a form required by the Depository, to the Depository. If such
Withdrawal has not been received by the Depository and forwarded to the Trustee
on or before the Record Date for the next Distribution Date, the previously made
Principal Distribution Request will be irrevocable with respect to the making of
distributions in reduction of the Certificate Principal Balance of such
Designated Retail Certificate on such Distribution Date.
(d) To the extent, if any, that amounts available for distribution in
reduction of the Class Certificate Principal Balance of a Class of Designated
Retail Certificates on a Distribution Date pursuant to Section 4.01 (a) or (b),
as applicable, and Section 4.01(g) exceed the dollar amount of Principal
Distribution Requests that have been received in respect of such Class by the
related Record Date, as provided in Section 4.10(c) above, distributions in
reduction of the Class Certificate Principal Balance of such Class of
Certificates will be made by mandatory distributions on a Random Lot basis, in
integral multiples equal to $1,000, in reduction thereof without regard to
whether such Certificate Owners have submitted Principal Distribution Requests.
The Trustee shall notify the Depository of the aggregate amount of the mandatory
distribution by Random Lot in reduction of the Class Certificate Principal
Balance of such Designated Retail Certificates to be made on the next
Distribution Date. The Depository shall then allocate such aggregate amount
among its Depository Participants on a Random Lot basis. Each Depository
Participant and, in turn, each Financial Intermediary, will then select, in
accordance with its own procedures, Designated Retail Certificates of such Class
from among those held in its accounts to receive mandatory distributions in
reduction of the Class Certificate Principal Balance of such Certificates, such
that the total amount so selected is equal to the aggregate amount of such
mandatory distributions allocated to such Depository Participant by the
Depository and to such Financial Intermediary by its related Depository
Participant, as the case may be. Depository Participants and Financial
Intermediaries that hold a Class of Designated Retail Certificates selected for
mandatory distributions in reduction of the Class Certificate Principal Balance
thereof should provide notice of such mandatory distributions to the affected
Certificate Owners.
(e) On the Closing Date, a separate Rounding Account shall be established
with the Trustee for each Class of Designated Retail Certificates and the
Rounding Account Depositor for such Rounding Account shall cause to be initially
deposited the sum of $999.99 in each such Rounding Account. On each Distribution
Date on which a distribution is to be made in reduction of the Class Certificate
Principal Balance of a Class of Designated Retail Certificates pursuant to
Sections 4.01 (a) or (b), as applicable, and Section 4.01(g), funds on deposit
in the related Rounding Account shall be, to the extent needed, withdrawn by the
Trustee and applied to round upward to an integral multiple of $1,000 the
aggregate distribution in reduction of the Class Certificate Principal Balance
to be made on such Class of Certificates. Rounding of such distribution on such
Class of Designated Retail Certificates shall be accomplished, on the first such
Distribution Date, by withdrawing from the related Rounding Account the amount
of funds, if any, needed to round the amount otherwise available for such
distribution in reduction of the Class Certificate Principal Balance of such
Certificates upward to the next integral multiple of $1,000. On each succeeding
Distribution Date on which distributions in reduction of the Class Certificate
Principal Balance of such Class of Designated Retail Certificates are to be made
pursuant to Sections 4.01 (a) or (b), as applicable, and Section 4.01(g), the
aggregate amount of such distributions allocable to such Certificates shall be
applied first to repay any funds withdrawn from the related Rounding Account and
not previously repaid, and then the remainder of such allocable amount, if any,
shall be similarly rounded upward to the next integral multiple of $1,000 and
applied as distributions in reduction of the Class Certificate Principal Balance
of the related Class of Certificates; this process shall continue on succeeding
principal Distribution Dates prior to the Cross-Over Date until the Class
Certificate Principal Balance of each such Class of Certificates has been
reduced to zero. Each Rounding Account shall be maintained as a non-interest
bearing account; the Rounding Accounts shall not be an asset of the Trust Fund,
but shall be an asset in the REMIC. On the earlier of (1) the Cross-Over Date
and (2) the first Distribution Date after the Class Certificate Principal
Balance of any Class of Designated Retail Certificates has been reduced to zero,
any remaining amounts in the related Rounding Account shall be distributed to
the Class R Certificate.
(f) Notwithstanding any provisions herein to the contrary, on each
Distribution Date coinciding with or after the Cross-Over Date, all
distributions in reduction of the Class Certificate Principal Balance of any
Class of Designated Retail Certificates will be made among the Holders and
Certificate Owners of such Class of Certificates, pro rata, based on their
Certificate Principal Balances, and will not be made in integral multiples of
$1,000 or pursuant to requested distributions or mandatory distributions by
Random Lot.
(g) In the event that Definitive Certificates representing any Class of
Designated Retail Certificates are issued pursuant to Section 5.02(f), all
requests for distributions or withdrawals of such requests relating to such
Class must be submitted to the Trustee, and the Trustee shall perform the
functions described in Section 4.10(a) through (d) using its own procedures,
which procedures shall, to the extent practicable, be consistent with the
procedures described in Section 4.10(a) through (d).
ARTICLE V
THE CERTIFICATES
Section 5.01. The Certificates. (a) The Certificates shall be substantially
in the forms set forth in Exhibit A hereto, as applicable, and shall, on
original issue, be executed by the Trustee, not in its individual capacity but
solely as Trustee, and countersigned and delivered by the Trustee to or upon the
order of the Company as provided in Article II.
(b) The Certificates relating to both Mortgage Pools shall be issued in an
aggregate Initial Certificate Principal Balance of $1,004,561,014.47. Such
aggregate original principal balance shall be divided among the Classes having
the designations, Class Certificate Principal Balances, Certificate Interest
Rates and minimum denominations as follows:
Initial Class
Certificate Certificate
Principal Interest Minimum
Designation Balance Rate Denominations
- ----------- ------- ---- -------------
Class A1 $81,010,950.00 6.75% $ 25,000
Class A2 43,000,000.00 6.75 25,000
Class A3 50,000,000.00 6.75 25,000
Class A4 25,578,787.00 7.00 1,000
Class A5 5,000,000.00 6.75 25,000
Class A6 1,200,000.00 7.00 1,000
Class A7 300,000.00 7.00 1,000
Class A8 300,000.00 7.00 1,000
Class A9 300,000.00 7.00 1,000
Class A10 900,000.00 7.00 1,000
Class A11 3,750,000.00 7.00 1,000
Class A12 37,265,800.00 7.00 1,000
Class A13 100,000,000.00 6.75 25,000
Class A14 8,297,968.00 0.00 25,000
Class A15 1,461,646.00 7.25 25,000
Class A16 127,348,000.00 6.75 25,000
Class A17 64,991,384.00 7.00 1,000
Class A18 5,000,000.00 7.25 1,000
Class A19 10,000,000.00 7.25 1,000
Class A20 5,000,000.00 7.25 1,000
Class A21 23,267,941.00 7.25 1,000
Class A22 22,081,150.00 6.75 25,000
Class A23 30,725,150.00 6.75 1,000
Class A24 40,414,700.00 6.75 25,000
Class A25 92,616,155.00 6.75 25,000
Class A26 605,000.00 6.75 25,000
Class A27 55,411,500.00 6.75 25,000
Class A28 52,390,300.00 6.75 25,000
Class 1-PO 4,376,027.31 0.00 (1)
Class 1-S (2) (2) (3)
Class 2-A1 42,000,000.00 6.75 25,000
Class 2-A2 9,018,000.00 7.50 1,000
Class 2-A3 2,003,966.00 0.00 25,000
Class 2-A4 9,017,699.00 7.50 1,000
Class 2-A5 7,234,946.00 6.75 25,000
Class 2-S (4) (4) (5)
Class M 21,095,000.00 6.75 100,000
Class B1 7,534,000.00 6.75 100,000
Class B2 4,520,000.00 6.75 100,000
Class B3 5,022,000.00 6.75 500,000
Class B4 2,009,000.00 6.75 500,000
Class B5 2,513,843.16 6.75 500,000
Class R 100.00 6.75 (1)
- -------------------
(1) This Class of Certificates will be issued as a single Certificate
evidencing the entire Class Certificate Principal Balance of such
Class.
(2) The Class 1-S Certificates are issued with an initial
Notional Principal Balance of $756,262,995.80 and
shall bear interest at the Strip Rate for such Class.
(3) The Class 1-S Certificates will be issued in minimum denominations of
Notional Principal Balance of $25,000,000.
(4) The Class 2-S Certificates are issued with an initial Notional
Principal Balance of $72,349,463.68 and shall bear interest
at the Strip Rate for such Class.
(5) The Class 2-S Certificates will be issued in minimum denominations of
Notional Principal Balance of $25,000,000.
(c) The Certificates shall be issuable in registered form only. The
Book-Entry Certificates will be evidenced by one or more certificates,
beneficial ownership of which will be held in the minimum dollar denominations
in Certificate Principal Balance or Notional Principal Balance, as applicable,
specified in Section 5.01(b), and integral multiples of $1,000 in excess
thereof. The Non-Book-Entry Certificates other than the Residual Certificate
shall each be issued in the minimum dollar denominations in Certificate
Principal Balance or Notional Principal Balance, as applicable, specified in
Section 5.01(b), and integral multiples of $1,000 in excess thereof (and, if
necessary, in the amount of the remaining Class Certificate Principal Balance or
Notional Principal Balance, as applicable, of each Class, in the case of one
Certificate of such Class). The Residual Certificate shall be issued as a single
certificate evidencing the entire Class Certificate Principal Balance of such
Class and having a Percentage Interest of 100%. If necessary, one Certificate of
each Class of Book-Entry Certificates may evidence an additional amount equal to
the remainder of the Class Certificate Principal Balance of such Class.
(d) The Certificates shall be executed by manual or facsimile signature on
behalf of the Trustee by an authorized officer under its seal, which may be in
facsimile form and be imprinted or otherwise reproduced thereon. Certificates
bearing the manual or facsimile signatures of individuals who were, at the time
when such signatures were affixed, authorized to sign on behalf of the Trustee
shall bind the Trustee, notwithstanding that such individuals or any of them
have ceased to be so authorized prior to the authentication and delivery of such
Certificates or did not hold such offices at the date of such Certificate. No
Certificate shall be entitled to any benefit under this Agreement, or be valid
for any purpose, unless such Certificate shall have been manually countersigned
by the Trustee substantially in the forms set forth in Exhibit A hereto, and
such countersignature upon any Certificate shall be conclusive evidence, and the
only evidence, that such Certificate has been duly executed and delivered
hereunder. All Certificates issued on the Closing Date shall be dated the
Closing Date; all Certificates issued thereafter shall be dated the date of
their countersignature.
(e) The Strip Rate for each Interest Accrual Period for each Class of Class
S Certificates shall be determined by the Company and included in the Servicer's
Certificate for the related Distribution Date.
Section 5.02. Registration of Transfer and Exchange of Certificates. (a)
The Trustee shall cause to be kept at an office or agency in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
New York a Certificate Register in which, subject to such reasonable regulations
as it may prescribe, the Trustee shall provide for the registration of
Certificates and of transfers and exchanges of Certificates as herein provided.
The Trustee shall initially serve as Certificate Registrar for the purpose of
registering Certificates and transfers and exchanges of Certificates as herein
provided.
Subject to Sections 5.02(b) and 5.02(c), upon surrender for registration of
transfer of any Certificate at the Corporate Trust Office, the Trustee shall
execute, authenticate and deliver, in the name of the designated transferee or
transferees, one or more new Certificates of the same Class in authorized
denominations of a like Percentage Interest.
At the option of a Certificateholder, Certificates may be exchanged for
other Certificates of authorized denominations of a like Class and Percentage
Interest, upon surrender of the Certificates to be exchanged at any such office
or agency. Whenever any Certificates are so surrendered for exchange the Trustee
shall execute, countersign and deliver the Certificates which the
Certificateholder making the exchange is entitled to receive. Every Certificate
presented or surrendered for registration of transfer or exchange shall be
accompanied by a written instrument of transfer in form satisfactory to the
Trustee and the Certificate Registrar duly executed by the Holder thereof or his
attorney duly authorized in writing.
No service charge shall be made for any registration of transfer or
exchange of Certificates, but the Trustee may require payment of a sum
sufficient to cover any tax or governmental charge that may be imposed in
connection with any transfer or exchange of Certificates.
All Certificates surrendered for registration of transfer and exchange
shall be canceled and subsequently destroyed by the Trustee and a certificate of
destruction shall be delivered by the Trustee to the Company.
(b) No legal or beneficial interest in all or any portion of the Residual
Certificates may be transferred directly or indirectly to (i) a Disqualified
Organization or an agent of a Disqualified Organization (including a broker,
nominee, or middleman), (ii) an entity that holds REMIC residual securities as
nominee to facilitate the clearance and settlement of such securities through
electronic book-entry changes in accounts of participating organizations (a
"Book-Entry Nominee"), or (iii) an individual, corporation, partnership or other
person unless such transferee (A) is not a Non-U.S. Person or (B) is a Non-U.S.
Person that holds a Residual Certificate in connection with the conduct of a
trade or business within the United States and has furnished the transferor and
the Trustee with an effective Internal Revenue Service Form 4224 or (C) is a
Non-U.S. Person that has delivered to both the transferor and the Trustee an
opinion of a nationally recognized tax counsel to the effect that the transfer
of a Residual Certificate to it is in accordance with the requirements of the
Code and the regulations promulgated thereunder and that such transfer of a
Residual Certificate will not be disregarded for federal income tax purposes
(any such person who is not covered by clause (A), (B) or (C) above being
referred to herein as a "Non-permitted Foreign Holder"), and any such purported
transfer shall be void and have no effect. The Trustee shall not execute, and
shall not authenticate and deliver, a Residual Certificate in connection with
any transfer thereof unless the transferor shall have provided to the Trustee an
affidavit, substantially in the form attached as Exhibit F hereto, signed by the
transferee, to the effect that the transferee is not such a Disqualified
Organization, an agent (including a broker, nominee, or middleman) for any
entity as to which the transferee has not received a substantially similar
affidavit, a Book-Entry Nominee or a Non-permitted Foreign Holder, which
affidavit shall contain the consent of the transferee to any such amendments of
this Agreement as may be required to further effectuate the foregoing
restrictions on transfer of the Residual Certificates to Disqualified
Organizations, Book-Entry Nominees or Non-permitted Foreign Holders, and an
agreement by the Transferee that it will not transfer a Residual Certificate
without providing to the Trustee an affidavit substantially in the form attached
as Exhibit F hereto and a letter substantially in the form attached as Exhibit G
hereto. Such affidavit shall also contain the statement of the transferee that
(i) it does not have the intention to impede the assessment or collection of any
federal, state or local taxes legally required to be paid with respect to the
Residual Certificates and (ii) it understands that it may incur tax liabilities
in excess of cash flows generated by a Residual Certificate and that it intends
to pay taxes associated with holding a Residual Certificate as they become due.
The affidavit described in the preceding paragraph, if not executed in
connection with the initial issuance of the Residual Certificates, shall be
accompanied by a written statement in the form attached as Exhibit G hereto,
signed by the transferor, to the effect that as of the time of the transfer, the
transferor has (i) no actual knowledge that the transferee is a Disqualified
Organization, Book-Entry Nominee or Non-permitted Foreign Holder, (ii) no reason
to believe that the transferee has the intention to impede the assessment or
collection of any federal, state or local taxes legally required to be paid with
respect to a Residual Certificate, and (iii) conducted a reasonable
investigation and found that the transferee had historically paid its debts as
they came due and found no significant evidence to indicate that the transferee
will not continue to pay its debts as they become due. The Residual Certificates
shall bear a legend referring to the foregoing restrictions contained in this
paragraph and the preceding paragraph.
Upon notice to the Company that any legal or beneficial interest in any
portion of the Residual Certificates has been transferred, directly or
indirectly, to a Disqualified Organization or agent thereof (including a broker,
nominee, or middleman) in contravention of the foregoing restrictions, (i) such
transferee shall be deemed to hold the Residual Certificate in constructive
trust for the last transferor who was not a Disqualified Organization or agent
thereof, and such transferor shall be restored as the owner of such Residual
Certificate as completely as if such transfer had never occurred, provided that
the Company may, but is not required to, recover any distributions made to such
transferee with respect to the Residual Certificate and return such recovery to
the transferor, and (ii) the Company agrees to furnish to the Internal Revenue
Service and to any transferor of the Residual Certificate or such agent (within
60 days of the request therefor by the transferor or agent) such information
necessary to the application of section 860E(e) of the Code as may be required
by the Code, including but not limited to the present value of the total
anticipated excess inclusions with respect to the Residual Certificate (or
portion thereof) for periods after such transfer. At the election of the
Company, the cost to the Company of computing and furnishing such information
may be charged to the transferor or such agent referred to above; however, the
Company shall in no event be excused from furnishing such information.
The restrictions on transfers of the Residual Certificates set forth in the
preceding three paragraphs shall cease to apply to transfers (and the applicable
portions of the legend to the Residual Certificates may be deleted) after
delivery to the Trustee of an Opinion of Counsel to the effect that the
elimination of such restrictions will not cause the REMIC established hereunder
to fail to qualify as a REMIC at any time that the Certificates are outstanding.
No transfer of a Restricted Certificate shall be made unless such transfer
is made pursuant to an effective registration statement under the Securities Act
of 1933, as amended (the "Act"), and any applicable state securities laws, in
each case as evidenced by an Officer's Certificate, or is exempt from the
registration requirements of the Act and any applicable state securities laws.
In the event of such registration, any restrictive legends set forth in the form
of the relevant Restricted Certificate in Exhibit A hereto with respect to the
Act and state securities law restrictions shall be removed by the Trustee upon
request of the Holder thereof and automatically upon exchange or registration of
transfer thereof. As a condition to any transfer that is to be made in reliance
upon an exemption from the Act and such laws of a (i) Class PO or Class S
Certificate or (ii) Restricted Junior Certificate to any person other than a QIB
(as certified by the proposed transferee in the form of assignment attached to
the related Certificate), either (x) the Trustee shall require the transferee to
execute an investment letter in the form substantially as set forth in Exhibit I
hereto or in such other form as may be acceptable to the Trustee, certifying as
to the facts surrounding such transfer, or (y) in lieu of such investment
letter, the Trustee may accept a written Opinion of Counsel (in form and
substance acceptable to the Trustee) that such proposed transfer may be made
pursuant to an exemption from the Act. As an additional condition to any
transfer of a Restricted Certificate, either (i) the transferor and the
transferee shall complete the form of assignment attached to the Certificate
proposed to be transferred, or (ii) the Trustee shall have received the
above-referenced Opinion of Counsel. The holder of any Restricted Certificate
desiring to effect the transfer thereof to a person other than a QIB shall, and
hereby agrees to, comply with any applicable conditions set forth in the
preceding two sentences and indemnify the Trustee and the Company against any
liability that may result if the transfer thereof is not so exempt or is not
made in accordance with such federal and state laws. Such agreement to so
indemnify the Trustee and the Company shall survive the termination of this
Agreement. Notwithstanding the foregoing, no Opinion of Counsel or investment
letter shall be required upon the original issuance of (i) the Restricted Junior
Certificates to the Initial Purchaser (as defined in the Private Placement
Memorandum) or its nominee and (ii) the Class PO or Class S Certificates to the
Company or upon any subsequent transfer of any Class PO or Class S Certificate
by the Company, provided that if any Restricted Junior Certificates are, at the
request of the Initial Purchaser, registered in the name of its nominee, the
Initial Purchaser shall be deemed to acknowledge and agree with the Company and
the Trustee that no transfer of a beneficial interest in such Certificates will
be made without registering such Certificates in the name of the transferee,
which shall be a Person other than such nominee. Any opinion or letter required
pursuant to this paragraph shall not be at the expense of the Trust Fund or the
Trustee.
(c) (i) No transfer of an ERISA-Restricted Certificate in the form of a
Definitive Certificate shall be made to any Person unless the Trustee has
received (A) a certificate (substantially in the form of Exhibit E or such other
form as is acceptable to the Company and the Trustee) from such transferee to
the effect that such transferee (i) is not a Plan or a Person that is using the
assets of a Plan to acquire such ERISA-Restricted Certificate or (ii) is an
insurance company investing assets of its general account and the exemptions
provided by Section III(a) of Department of Labor Prohibited Transaction Class
Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995) (the "Exemptions") apply to
the transferee's acquisition and holding of any ERISA-Restricted Certificate or
(B) an opinion of counsel satisfactory to the Trustee and the Company to the
effect that the purchase and holding of such a Certificate will not constitute
or result in the assets of the Trust Fund being deemed to be "plan assets"
subject to the prohibited transactions provisions of ERISA or Section 4975 of
the Code and will not subject the Trustee or the Company to any obligation in
addition to those undertaken in the Agreement; provided, however, that the
Trustee will not require such certificate or opinion in the event that, as a
result of a change of law or otherwise, counsel satisfactory to the Trustee has
rendered an opinion to the effect that the purchase and holding of an
ERISA-Restricted Certificate by a Plan or a Person that is purchasing or holding
such a Certificate with the assets of a Plan will not constitute or result in a
prohibited transaction under ERISA or Section 4975 of the Code. The preparation
and delivery of the certificate and opinions referred to above shall not be an
expense of the Trust Fund, the Trustee or the Company. Notwithstanding the
foregoing, no opinion or certificate shall be required for the initial issuance
of the ERISA-Restricted Certificates.
(ii) No transfer of a Residual Certificate shall be made to any Person
unless the Trustee has received a certification (substantially in the form of
paragraph 4 of Exhibit F) from such transferee to the effect that, among other
things, such transferee is not a Plan or a Person that is using the assets of a
Plan to acquire any such Certificate. The preparation and delivery of such
certificate shall not be an expense of the Trust Fund, the Trustee or the
Company.
(d) Subject to Section 8.01(i) hereof, the Trustee may conclusively rely
upon any certificate, affidavit or opinion delivered pursuant to Section 5.02(b)
or (c). Any certificate or affidavit required to be delivered by a transferee
under this Section 5.02 may be executed and delivered in the name of such
transferee by its attorney-in-fact duly authorized in writing in form and
substance satisfactory to the Trustee.
(e) Except as to any additional Certificate of any Class of Book-Entry
Certificates held in physical certificated form pursuant to Section 5.02(g) or
any Restricted Junior Certificate of any Class of Book-Entry Certificates that
is transferred to an entity other than a QIB, the Book-Entry Certificates shall,
subject to Section 5.02(f), at all times remain registered in the name of the
Depository or its nominee and at all times: (i) registration thereof may not be
transferred by the Trustee except to another Depository; (ii) the Depository
shall maintain book-entry records with respect to the Certificate Owners and
with respect to ownership and transfers of such Certificates; (iii) ownership
and transfers of registration of the Certificates issued in book-entry form on
the books of the Depository shall be governed by applicable rules established by
the Depository and the rights of Certificate Owners with respect to Book-Entry
Certificates shall be governed by applicable law and agreements between such
Certificate Owners and the Depository, Depository Participants, and indirect
participating firms; (iv) the Depository may collect its usual and customary
fees, charges and expenses from its Depository Participants; (v) the Trustee
shall deal with the Depository, Depository Participants and indirect
participating firms as authorized representatives of the Certificate Owners of
the Certificates issued in book-entry form for all purposes including the making
of payments due on the Book-Entry Certificates and exercising the rights of
Holders under this Agreement, and requests and directions for and votes of such
representatives shall not be deemed to be inconsistent if they are made with
respect to different Certificate Owners; (vi) the Trustee may rely and shall be
fully protected in relying upon information furnished by the Depository with
respect to its Depository Participants and furnished by the Depository
Participants with respect to indirect participating firms and persons shown on
the books of such indirect participating firms as direct or indirect Certificate
Owners; (vii) Certificate Owners shall not be entitled to certificates for the
Book-Entry Certificates and (viii) the Trustee may establish a reasonable record
date in connection with solicitations of consents from or voting by
Certificateholders and give notice to the Depository of such record date.
All transfers by Certificate Owners of Book-Entry Certificates shall be
made in accordance with the procedures established by the Depository Participant
or brokerage firm representing such Certificate Owner. Each Depository
Participant shall only transfer Book-Entry Certificates of Certificate Owners it
represents or of brokerage firms for which it acts as agent in accordance with
the Depository's normal procedures. Except as provided herein, the Trustee shall
have no duty to monitor or restrict the transfer of Certificates or interests
therein, and shall have no liability for any transfer, including any transfer
made through the book-entry facilities of the Depository or between or among
Depository Participants or Certificate Owners, made in violation of applicable
restrictions set forth herein, except in the event of the failure of the Trustee
to perform its duties and fulfill its obligations under this Agreement.
(f) If (x)(i) the Company or the Depository advises the Trustee in writing
that the Depository is no longer willing, qualified or able to properly
discharge its responsibilities as Depository, and (ii) the Trustee or the
Company is unable to locate a qualified successor, (y) the Company at its option
advises the Trustee in writing that it elects to terminate the book-entry system
through the Depository or (z) after the occurrence of an Event of Default,
Certificate Owners representing not less than 51% of the aggregate Voting Rights
allocated to the Book-Entry Certificates together advise the Trustee and the
Depository through the Depository Participants in writing that the continuation
of a book-entry system through the Depository is no longer in the best interests
of the Certificate Owners, the Trustee shall notify all Certificate Owners,
through the Depository, of the occurrence of any such event and of the
availability of Definitive Certificates to Certificate Owners requesting the
same. Upon surrender to the Trustee of such Certificates by the Depository,
accompanied by registration instructions from the Depository for registration,
the Trustee shall issue the Definitive Certificates. Neither the Company nor the
Trustee shall be liable for any delay in delivery of such instructions and may
conclusively rely on, and shall be protected in relying on, such instructions.
Upon the issuance of Definitive Certificates all references herein to
obligations imposed upon or to be performed by the Depository shall be deemed to
be imposed upon and performed by the Trustee, to the extent applicable with
respect to such Definitive Certificates and the Trustee shall recognize the
Holders of the Definitive Certificates as Certificateholders hereunder.
(g) On or prior to the Closing Date, there shall be delivered to the
Depository (or to State Street Bank and Trust Company acting as custodian for
the Depository pursuant to the Depository's procedures) one certificate for each
Class of Book-Entry Certificates registered in the name of the Depository's
nominee, Cede & Co. The face amount of each such Certificate shall represent
100% of the initial Class Certificate Principal Balance thereof, except for such
amount that does not constitute an acceptable denomination to the Depository. An
additional Certificate of each Class of Book-Entry Certificates may be issued
evidencing such remainder and, if so issued, will be held in physical
certificated form by the Holders thereof. Each Certificate issued in book-entry
form shall bear the following legend:
"Unless this Certificate is presented by an authorized representative of
The Depository Trust Company, a New York corporation ("DTC"), to Issuer or its
agent for registration of transfer, exchange, or payment, and any certificate
issued is registered in the name of Cede & Co. or in such other name as
requested by an authorized representative of DTC (and any payment is made to
Cede & Co. or to such other entity as is requested by an authorized
representative of DTC), ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR
OTHERWISE BY OR TO ANY PERSON IS WRONGFUL inasmuch as the registered owner
hereof, Cede & Co., has an interest herein."
Section 5.03. Mutilated, Destroyed, Lost or Stolen Certificates. If (a) any
mutilated Certificate is surrendered to the Certificate Registrar, or the
Certificate Registrar receives evidence to its satisfaction of the destruction,
loss or theft of any Certificate and (b) there is delivered to the Company, the
Certificate Registrar and the Trustee such security or indemnity as may be
required by them to save each of them harmless, then, in the absence of notice
to the Certificate Registrar or the Trustee that such Certificate has been
acquired by a bona fide purchaser, the Trustee shall execute, countersign and
deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or
stolen Certificate, a new Certificate of like tenor, Class and Percentage
Interest. In connection with the issuance of any new Certificate under this
Section 5.03, the Trustee may require the payment of a sum sufficient to cover
any tax or other governmental charge that may be imposed in relation thereto and
any other expenses (including the fees and expenses of the Trustee and the
Certificate Registrar) connected therewith. Any duplicate Certificate issued
pursuant to this Section 5.03 shall constitute complete and indefeasible
evidence of ownership in the Trust Fund, as if originally issued, whether or not
the lost, stolen or destroyed Certificate shall be found at any time.
Section 5.04. Persons Deemed Owners. Prior to due presentation of a
Certificate for registration of transfer, the Company, the Trustee, the
Certificate Registrar and any agent of the Company, the Trustee or the
Certificate Registrar may treat the person in whose name any Certificate is
registered as the owner of such Certificate for the purpose of receiving
distributions pursuant to Section 4.01 and for all other purposes whatsoever,
and neither the Company, the Trustee, the Certificate Registrar nor any agent of
the Company, the Trustee or the Certificate Registrar shall be affected by any
notice to the contrary.
Section 5.05. Access to List of Certificateholders' Names and Addresses.
The Certificate Registrar will furnish or cause to be furnished to the Company,
within 15 days after receipt by the Certificate Registrar of request therefor
from the Company in writing, a list, in such form as the Company may reasonably
require, of the names and addresses of the Certificateholders as of the most
recent Record Date for payment of distributions to Certificateholders. If three
or more Certificateholders (hereinafter referred to as "applicants") apply in
writing to the Trustee, and such application states that the applicants desire
to communicate with other Certificateholders with respect to their rights under
this Agreement or under the Certificates and is accompanied by a copy of the
communication which such applicants propose to transmit, then the Trustee shall,
within five Business Days after the receipt of such application, afford such
applicants access during normal business hours to the most recent list of
Certificateholders held by the Trustee. If such list is as of a date more than
90 days prior to the date of receipt of such applicants' request, the Trustee
shall promptly request from the Certificate Registrar a current list as provided
above, and shall afford such applicants access to such list promptly upon
receipt. Every Certificateholder, by receiving and holding a Certificate, agrees
with the Certificate Registrar and the Trustee that neither the Certificate
Registrar nor the Trustee shall be held accountable by reason of the disclosure
of any such information as to the names and addresses of the Certificateholders
hereunder, regardless of the source from which such information was derived.
Section 5.06. Representation of Certain Certificateholders. The fiduciary
of any Plan which becomes a Holder of a Certificate, by virtue of its acceptance
of such Certificate, will be deemed to have represented and warranted to the
Trustee and the Company that such Plan is an "accredited investor" as defined in
Rule 501(a)(1) of Regulation D promulgated by the Securities and Exchange
Commission under the Securities Act of 1933.
Section 5.07. Determination of COFI. (a) If the outstanding Certificates
include any COFI Certificates, then on each COFI Determination Date the Trustee
shall determine the value of COFI on the basis of the most recently available
Information Bulletin referred to in the definition of "COFI". The establishment
of COFI by the Trustee and the Trustee's subsequent calculation of the rates of
interest applicable to the COFI Certificates for each Interest Accrual Period
shall (in the absence of manifest error) be final and binding. During each
Interest Accrual Period, the Certificate Interest Rate for the COFI Certificates
for the current and immediately preceding Interest Accrual Period shall be made
available by the Trustee to Certificate Owners and Certificateholders at the
following telephone number: (617) 664-5500.
(b) The failure by the Federal Home Loan Bank of San Francisco to publish
COFI for a period of 65 calendar days will constitute an "Alternative Rate
Event" for purposes hereof. Upon the occurrence of an Alternative Rate Event,
the Company will calculate the Certificate Interest Rates for the COFI
Certificates for the subsequent Interest Accrual Periods by using, in place of
COFI, (i) the replacement index, if any, published or designated by the Federal
Home Loan Bank of San Francisco or (ii) if no replacement index is so published
or designated, an alternative index to be selected by the Company that has
performed, or that the Company expects to perform, in a manner substantially
similar to COFI. At the time an alternative index is first selected by the
Company, the Company shall determine the average number of basis points, if any,
by which the alternative index differed from COFI for such period as the
Company, in its sole discretion, reasonably determines to reflect fairly the
long-term difference between COFI and the alternative index, and shall adjust
the alternative index by such average. The Company shall select a particular
index as an alternative only if it receives an Opinion of Counsel to the effect
that the selection of such index will not cause any REMIC established hereunder
to fail to qualify as a REMIC for federal income tax purposes. In the absence of
manifest error, the selection of any alternative index as provided by this
Section 5.07(b) shall be final and binding for each subsequent Interest Accrual
Period. Upon the occurrence of an Alternative Rate Event, the Trustee shall have
no responsibility for the determination of any alternative index or the
calculation of the Certificate Interest Rates for the COFI Certificates.
(c) If at any time after the occurrence of an Alternative Rate Event the
Federal Home Loan Bank of San Francisco resumes publication of COFI, the
Certificate Interest Rates for the COFI Certificates for each Interest Accrual
Period commencing thereafter will be calculated by reference to COFI.
Section 5.08. Determination of LIBOR. (a) If the outstanding Certificates
include any LIBOR Certificates, then on each LIBOR Determination Date the
Trustee shall determine LIBOR for the related Interest Accrual Period as such
rate equal to the Interest Settlement Rate. If such rate does not appear on the
Designated Telerate Page as of 11:00 a.m., London time, on the applicable LIBOR
Determination Date:
(i) The Trustee will request the principal London office of each Reference
Bank (as defined in Section 5.08(e)) to provide such bank's offered quotation
(expressed as a percentage per annum) to prime banks in the London interbank
market for one-month U.S. Dollar deposits as of 11:00 a.m., London time, on the
applicable LIBOR Determination Date.
(ii) If on any LIBOR Determination Date, two or more of the Reference Banks
provide such offered quotations, LIBOR for the next Interest Accrual Period will
be the arithmetic mean of such offered quotations (rounding such arithmetic mean
upwards, if necessary, to the nearest whole multiple of 1/16%). If on any LIBOR
Determination Date only one or none of the Reference Banks provide such offered
quotations, LIBOR for the next Interest Accrual Period will be the rate per
annum the Trustee determines to be the arithmetic mean (rounding such arithmetic
mean upwards, if necessary, to the nearest whole multiple of 1/16%) of the
one-month Eurodollar lending rate that three major banks in New York City
selected by the Trustee are quoting as of approximately 11:00 a.m., New York
City time, on the first day of the applicable Interest Accrual Period.
(iii) If on any LIBOR Determination Date the Trustee is required but unable
to determine LIBOR in the manner provided in subparagraph (ii) of this Section
5.08(a), LIBOR for the next Interest Accrual Period will be LIBOR as determined
on the previous LIBOR Determination Date, or, in the case of the first LIBOR
Determination Date, the Initial LIBOR Rate.
(b) The establishment of LIBOR by the Trustee and the Trustee's subsequent
calculation of the Certificate Interest Rates applicable to the LIBOR
Certificates for the relevant Interest Accrual Period, in the absence of
manifest error, will be final and binding.
(c) Within five Business Days of the Trustee's calculation of the
Certificate Interest Rates of the LIBOR Certificates, the Trustee shall furnish
to the Company by telecopy (or by such other means as the Trustee and the
Company may agree from time to time) such Certificate Interest Rates.
(d) The Trustee shall provide to Certificateholders who inquire of it by
telephone the Certificate Interest Rates of the LIBOR Certificates for the
current and immediately preceding Interest Accrual Period.
(e) As used herein, "Reference Banks" shall mean no more than four leading
banks engaged in transactions in Eurodollar deposits in the international
Eurocurrency market (i) with an established place of business in London,
England, (ii) whose quotations appear on the display designated "LIBO" on the
Reuters Monitor Money Rates Service (the "Reuters Screen LIBO Page") on the
applicable LIBOR Determination Date and (iii) which have been designated as such
by the Trustee and are able and willing to provide such quotations to the
Trustee on each LIBOR Determination Date. The Reference Banks initially shall
be: Barclay's plc, Bank of Tokyo, National Westminster Bank and Trust Company
and Bankers Trust Company. If any of the initial Reference Banks should be
removed from the Reuters Screen LIBO Page or in any other way fail to meet the
qualifications of a Reference Bank, or if such page is no longer published, the
Trustee, after consultation with the Company, shall use its best efforts to
designate alternate Reference Banks.
ARTICLE VI
THE COMPANY
Section 6.01. Liability of the Company. The Company shall be liable in
accordance herewith only to the extent of the obligations specifically imposed
upon and undertaken by the Company herein.
Section 6.02. Merger or Consolidation of, or Assumption of the Obligations
of, the Company. Any corporation into which the Company may be merged or
consolidated, or any corporation resulting from any merger, conversion or
consolidation to which the Company shall be a party, or any corporation
succeeding to the business of the Company, or any corporation, more than 50% of
the voting stock of which is, directly or indirectly, owned by General Electric
Company, or any limited partnership, the sole general partner of which is either
the Company or a corporation, more than 50% of the voting stock of which is
owned, directly or indirectly, by General Electric Company, which executes an
agreement of assumption to perform every obligation of the Company hereunder,
shall be the successor of the Company hereunder, without the execution or filing
of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.
Section 6.03. Assignment. The Company may assign its rights and delegate
its duties and obligations as servicer under this Agreement; provided, that (i)
the purchaser or transferee accepting such assignment or delegation is qualified
to service mortgage loans for FNMA or FHLMC, is reasonably satisfactory to the
Trustee and executes and delivers to the Trustee an agreement, in form and
substance reasonably satisfactory to the Trustee, which contains an assumption
by such purchaser or transferee of the due and punctual performance and
observance of each covenant and condition to be performed or observed by the
Company as servicer hereunder from and after the date of such agreement and (ii)
each Rating Agency's rating of any Classes of Certificates in effect immediately
prior to such assignment or delegation would not be qualified, downgraded or
withdrawn as a result thereof. In the case of any such assignment or delegation,
the Company will be released from its obligations as servicer hereunder except
for liabilities and obligations as servicer incurred prior to such assignment or
delegation.
Section 6.04. Limitation on Liability of the Company and Others. Neither
the Company nor any of the directors or officers or employees or agents of the
Company shall be under any liability to the Trust Fund or the Certificateholders
for any action taken or for refraining from the taking of any action by the
Company pursuant to this Agreement, or for errors in judgment; provided,
however, that this provision shall not protect the Company or any such person
against any liability which would otherwise be imposed by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties of the
Company or by reason of reckless disregard of obligations and duties of the
Company hereunder. The Company and any director or officer or employee or agent
of the Company may rely in good faith on any document of any kind prima facie
properly executed and submitted by any Person respecting any matters arising
hereunder. The Company and any director or officer or employee or agent of the
Company shall be indemnified by the Trust Fund and held harmless against any
loss, liability or expense incurred in connection with any legal action relating
to this Agreement or the Certificates, other than any loss, liability or expense
related to any specific Mortgage Loan or Mortgage Loans (except as any such
loss, liability or expense shall be otherwise reimbursable pursuant to this
Agreement) and any loss, liability or expense incurred by reason of willful
misfeasance, bad faith or gross negligence in the performance of duties
hereunder or by reason of reckless disregard of obligations and duties
hereunder. The Company shall be under no obligation to appear in, prosecute or
defend any legal action which is not incidental to its duties to service the
Mortgage Loans in accordance with this Agreement and which in its opinion may
involve it in any expense or liability; provided, however, that the Company may
in its sole discretion undertake any such action which it may deem necessary or
desirable in respect of this Agreement, and the rights and duties of the parties
hereto and the interests of the Certificateholders hereunder. In such event, the
legal expenses and costs of such action and any liability resulting therefrom
shall be expenses, costs and liabilities of the Trust Fund and the Company shall
be entitled to be reimbursed therefor from amounts credited to the applicable
Mortgage Loan Payment Record as provided by Section 3.04.
Section 6.05. The Company Not to Resign. Subject to the provisions of
Sections 6.02 and 6.03, the Company shall not resign from the obligations and
duties hereby imposed on it except upon determination that the performance of
its duties hereunder is no longer permissible under applicable law. Any such
determination permitting the resignation of the Company shall be evidenced by an
Opinion of Counsel to such effect delivered to the Trustee. No such resignation
shall become effective until the Trustee or a successor servicer shall have
assumed the responsibilities and obligations of the Company in accordance with
Section 7.02.
ARTICLE VII
DEFAULT
Section 7.01. Events of Default. If any one of the following events
("Events of Default") shall occur and be continuing:
(i) Any failure by the Company to make any payment to the Trustee of funds
pursuant to Section 3.02(d) out of which distributions to Certificateholders of
any Class are required to be made under the terms of the Certificates and this
Agreement which failure continues unremedied for a period of three Business Days
after the date upon which written notice of such failure shall have been given
to the Company by the Trustee or to the Company and the Trustee by Holders of
Certificates of each Class affected thereby evidencing, as to each such Class,
Percentage Interests aggregating not less than 25%; or
(ii) Failure on the part of the Company duly to observe or perform in any
material respect any other covenants or agreements of the Company set forth in
the Certificates or in this Agreement, which covenants and agreements (A)
materially affect the rights of Certificateholders and (B) continue unremedied
for a period of 60 days after the date on which written notice of such failure,
requiring the same to be remedied, shall have been given to the Company by the
Trustee, or to the Company and the Trustee by the Holders of Certificates of
each Class affected thereby evidencing, as to each such Class, Percentage
Interests aggregating not less than 25%; or
(iii) The entry of a decree or order by a court or agency or supervisory
authority having jurisdiction in the premises for the appointment of a
conservator, receiver or liquidator in any insolvency, readjustment of debt,
marshalling of assets and liabilities or similar proceedings of or relating to
the Company, or for the winding up or liquidation of the Company's affairs, and
the continuance of any such decree or order unstayed and in effect for a period
of 60 consecutive days; or
(iv) The consent by the Company to the appointment of a conservator or
receiver or liquidator in any insolvency, readjustment of debt, marshalling of
assets and liabilities or similar proceedings of or relating to the Company or
of or relating to substantially all of its property; or the Company shall admit
in writing its inability to pay its debts generally as they become due, file a
petition to take advantage of any applicable insolvency or reorganization
statute, make an assignment for the benefit of its creditors, or voluntarily
suspend payment of its obligations;
then, and in each and every such case, so long as an Event of Default shall
not have been remedied by the Company, either the Trustee, or the Holders of
Certificates of each Class affected thereby evidencing, as to each such Class,
Percentage Interests aggregating not less than 51%, by notice then given in
writing to the Company (and to the Trustee if given by the Certificateholders)
may terminate all of the rights and obligations of the Company as servicer under
this Agreement. On or after the receipt by the Company of such written notice,
all authority and power of the Company under this Agreement, whether with
respect to the Certificates or the Mortgage Loans or otherwise, shall pass to
and be vested in the Trustee pursuant to and under this Section 7.01; and,
without limitation, the Trustee is hereby authorized and empowered to execute
and deliver, on behalf of the Company, as attorney-in-fact or otherwise, any and
all documents and other instruments, and to do or accomplish all other acts or
things necessary or appropriate to effect the purposes of such notice of
termination, whether to complete the transfer and endorsement of the Mortgage
Loans and related documents, or otherwise, including, without limitation, the
recordation of the assignments of the Mortgage Loans to it. The Company agrees
to cooperate with the Trustee in effecting the termination of the
responsibilities and rights of the Company hereunder, including, without
limitation, the transfer to the Trustee for the administration by it of all cash
amounts that shall at the time be held by the Company and that have been or
should have been credited by it to the Mortgage Loan Payment Records, or that
have been deposited by the Company in the Certificate Account or are thereafter
received by the Company with respect to the Mortgage Loans. In addition to any
other amounts which are then, or, notwithstanding the termination of its
activities as servicer, may become, payable to the Company under this Agreement,
the Company shall be entitled to receive out of any delinquent payment on
account of interest on a Mortgage Loan, due during the period prior to the
notice pursuant to this Section 7.01 which terminates the obligation and rights
of the Company hereunder and received after such notice, that portion of such
payment which it would have been entitled to retain pursuant to Section 3.04(vi)
if such notice had not been given.
Section 7.02. Trustee to Act; Appointment of Successor. (a) On and after
the time the Company receives a notice of termination pursuant to Section 7.01,
the Trustee shall be the successor in all respects to the Company in its
capacity as servicer under this Agreement and the transactions set forth or
provided for herein and shall succeed to all the rights of and be subject to all
the responsibilities, duties and liabilities relating thereto placed on the
Company in its capacity as servicer by the terms and provisions hereof;
provided, however, that the responsibilities and duties of the Company pursuant
to Sections 2.02 and 2.03(a) and, if the Trustee is prohibited by law or
regulation from making Monthly Advances, the responsibility to make Monthly
Advances pursuant to Section 4.04, shall not be the responsibilities, duties or
obligations of the Trustee; and provided further, that any failure of the
Trustee to perform such duties and responsibilities that is caused by the
Company's failure to cooperate with the Trustee as required by Section 7.01
shall not be considered a default by the Trustee hereunder. As compensation
therefor, the Trustee shall, except as provided in Section 7.01, be entitled to
such compensation as the Company would have been entitled to hereunder if no
such notice of termination had been given. Notwithstanding the above, the
Trustee may, if it shall be unwilling so to act, or shall, if it is legally
unable so to act, appoint, or petition a court of competent jurisdiction to
appoint, any established housing and home finance institution approved to
service mortgage loans for either FNMA or FHLMC, having a net worth of not less
than $10,000,000, as the successor to the Company hereunder in the assumption of
all or any part of the responsibilities, duties or liabilities of the Company
hereunder. Pending appointment of a successor to the Company pursuant to this
Article VII, unless the Trustee is prohibited by law from so acting, the Trustee
shall act in such capacity as hereinabove provided. In connection with such
appointment and assumption, the Trustee may make such arrangements for the
compensation of such successor out of payments on the related Mortgage Loans as
it and such successor shall agree; provided, however, that no such compensation
shall be in excess of that permitted the Company hereunder. The Trustee and such
successor shall take such action, consistent with this Agreement, as shall be
necessary to effectuate any such succession.
(b) Any successor, including the Trustee, to the Company as servicer
pursuant to this Article VII shall during the term of its service as servicer
maintain in force (i) a policy or policies of insurance covering errors and
omissions in the performance of its obligations as servicer hereunder, and (ii)
a fidelity bond in respect of its officers, employees and agents to the same
extent as the Company is so required pursuant to Section 3.15.
Section 7.03. Notification to Certificateholders. Upon any termination or
appointment of a successor to the Company pursuant to this Article VII, the
Trustee shall give prompt written notice thereof to the Certificateholders at
their respective addresses appearing in the Certificate Register.
ARTICLE VIII
THE TRUSTEE
Section 8.01. Duties of Trustee. The Trustee, prior to the occurrence of an
Event of Default and after the curing of all Events of Default which may have
occurred, undertakes to perform such duties and only such duties as are
specifically set forth in this Agreement. If an Event of Default has occurred
(which has not been cured), the Trustee shall exercise such of the rights and
powers vested in it by this Agreement, and use the same degree of care and skill
in their exercise, as a prudent person would exercise or use under the
circumstances in the conduct of his or her own affairs.
The Trustee, upon receipt of all resolutions, certificates, statements,
opinions, reports, documents, orders or other instruments furnished to the
Trustee which are specifically required to be furnished pursuant to any
provision of this Agreement, shall examine them to determine whether they
conform to the requirements of this Agreement.
No provision of this Agreement shall be construed to relieve the Trustee
from liability for its own negligent action, its own negligent failure to act or
its own misconduct; provided, however, that:
(i) Prior to the occurrence of an Event of Default, and after the curing of
all such Events of Default which may have occurred, the duties and obligations
of the Trustee shall be determined solely by the express provisions of this
Agreement, the Trustee shall not be liable except for the performance of such
duties and obligations as are specifically set forth in this Agreement, no
implied covenants or obligations shall be read into this Agreement against the
Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee
may conclusively rely, as to the truth of the statements and the correctness of
the opinions expressed therein, upon any certificates or opinions furnished to
the Trustee and conforming to the requirements of this Agreement;
(ii) The Trustee shall not be personally liable for an error of judgment
made in good faith by a Responsible Officer of the Trustee, unless it shall be
proved that the Trustee was negligent in performing its duties in accordance
with the terms of this Agreement;
(iii) The Trustee shall not be personally liable with respect to any action
taken, suffered or omitted to be taken by it in good faith in accordance with
the direction of the Holders of Certificates of each Class affected thereby
evidencing, as to each such Class, Percentage Interests aggregating not less
than 25%, relating to the time, method and place of conducting any proceeding
for any remedy available to the Trustee, or exercising any trust or power
conferred upon the Trustee, under this Agreement; and
(iv) The Trustee shall not be charged with knowledge of (A) any failure by
the Company to comply with the obligations of the Company referred to in clauses
(i) and (ii) of Section 7.01, (B) the rating downgrade referred to in the
definition of "Trigger Event" or (C) any failure by the Company to comply with
the obligations of the Company to record the assignments of Mortgages referred
to in Section 2.01 unless a Responsible Officer of the Trustee at the Corporate
Trust Office obtains actual knowledge of such failures, occurrence or downgrade
or the Trustee receives written notice of such failures, occurrence or downgrade
from the Company or the Holders of Certificates of each Class affected thereby
evidencing, as to each such Class, Percentage Interests aggregating not less
than 25%.
Subject to any obligation of the Trustee to make Monthly Advances as
provided herein, the Trustee shall not be required to expend or risk its own
funds or otherwise incur financial liability in the performance of any of its
duties hereunder, or in the exercise of any of its rights or powers, if there is
reasonable ground for believing that the repayment of such funds or adequate
indemnity against such risk or liability is not reasonably assured to it, and
none of the provisions contained in this Agreement shall in any event require
the Trustee to perform, or be responsible for the manner of performance of, any
of the obligations of the Company under this Agreement, except during such time,
if any, as the Trustee shall be the successor to, and be vested with the rights,
duties, powers and privileges of, the Company in accordance with the terms of
this Agreement.
Section 8.02. Certain Matters Affecting the Trustee. Except as otherwise
provided in Section 8.01:
(i) The Trustee may conclusively rely and shall be protected in acting or
refraining from acting upon any resolution, Officer's Certificate, certificate
of auditors or any other certificate, statement, instrument, opinion, report,
notice, request, consent, order, appraisal, bond or other paper or document
believed by it to be genuine and to have been signed or presented by the proper
party or parties;
(ii) The Trustee may consult with counsel and any Opinion of Counsel shall
be full and complete authorization and protection in respect of any action taken
or suffered or omitted by it hereunder in good faith and in accordance with such
Opinion of Counsel;
(iii) The Trustee shall be under no obligation to exercise any of the
rights or powers vested in it by this Agreement, or to institute, conduct or
defend any litigation hereunder or in relation hereto, at the request, order or
direction of any of the Certificateholders, pursuant to the provisions of this
Agreement, unless such Certificateholders shall have offered to the Trustee
reasonable security or indemnity against the costs, expenses and liabilities
which may be incurred therein or thereby; nothing contained herein shall,
however, relieve the Trustee of the obligations, upon the occurrence of an Event
of Default (which has not been cured), to exercise such of the rights and powers
vested in it by this Agreement, and to use the same degree of care and skill in
their exercise as a prudent person would exercise or use under the circumstances
in the conduct of his or her own affairs;
(iv) The Trustee shall not be personally liable for any action taken,
suffered or omitted by it in good faith and believed by it to be authorized or
within the discretion or rights or powers conferred upon it by this Agreement;
(v) Prior to the occurrence of an Event of Default and after the curing of
all Events of Default which may have occurred, the Trustee shall not be bound to
make any investigation into the facts or matters stated in any resolution,
certificate, statement, instrument, opinion, report, notice, request, consent,
order, approval, bond or other paper or documents, unless requested in writing
so to do by Holders of Certificates of each Class affected thereby evidencing,
as to each such Class, Percentage Interests aggregating not less than 25%;
provided, however, that if the payment within a reasonable time to the Trustee
of the costs, expenses or liabilities likely to be incurred by it in the making
of such investigation is, in the opinion of the Trustee, not reasonably assured
to the Trustee by the security afforded to it by the terms of this Agreement,
the Trustee may require reasonable indemnity against such cost, expense or
liability as a condition to such proceeding. The reasonable expense of every
such investigation shall be paid by the Company or, if paid by the Trustee,
shall be reimbursed by the Company upon demand. Nothing in this clause (v) shall
derogate from the obligation of the Company to observe any applicable law
prohibiting disclosure of information regarding the Mortgagors; and
(vi) The Trustee may execute any of the trusts or powers hereunder or
perform any duties hereunder either directly or by or through agents or
attorneys or a custodian.
Section 8.03. Trustee Not Liable for Certificates or Mortgage Loans. The
recitals contained herein and in the Certificates (other than the signature and
countersignature of the Trustee on the Certificates) shall be taken as the
statements of the Company, and the Trustee assumes no responsibility for the
correctness of the same. The Trustee makes no representations as to the validity
or sufficiency of this Agreement or of the Certificates (other than the
signature and countersignature of the Trustee on the Certificates) or of any
Mortgage Loan or related document. The Trustee shall not be accountable for the
use or application by the Company of any of the Certificates or of the proceeds
of such Certificates, or for the use or application of any funds paid to the
Company in respect of the Mortgage Loans or deposited in or withdrawn from the
Certificate Account by the Company.
Section 8.04. Trustee May Own Certificates. The Trustee in its individual
or any other capacity may become the owner or pledgee of Certificates with the
same rights as it would have if it were not Trustee.
Section 8.05. The Company to Pay Trustee's Fees and Expenses. The Company
covenants and agrees to pay to the Trustee from time to time, and the Trustee
shall be entitled to, reasonable compensation (which shall not be limited by any
provision of law in regard to the compensation of a trustee of an express trust)
for all services rendered by it in the execution of the trusts hereby created
and in the exercise and performance of any of the powers and duties hereunder of
the Trustee, and the Company will pay or reimburse the Trustee upon its request
for all reasonable expenses, disbursements and advances (including any Monthly
Advances of the Trustee not previously reimbursed thereto pursuant to Section
3.04) incurred or made by the Trustee in accordance with any of the provisions
of this Agreement (including the reasonable compensation and the expenses and
disbursements of its counsel and of all persons not regularly in its employ)
except any such expense, disbursement or advance as may arise from its
negligence or bad faith or which is the responsibility of Certificateholders
hereunder. In addition, the Company covenants and agrees to indemnify the
Trustee from, and hold it harmless against, any and all losses, liabilities,
damages, claims or expenses other than those resulting from the negligence or
bad faith of the Trustee. From time to time, the Trustee may request that the
Company debit each Mortgage Loan Payment Record pursuant to Section 3.04 to
reimburse the Trustee for any related Monthly Advances and Nonrecoverable
Advances.
Section 8.06. Eligibility Requirements for Trustee. The Trustee hereunder
shall at all times be a corporation having its principal office either in the
State of New York or in the same state as that in which the initial Trustee
under this Agreement has its principal office and organized and doing business
under the laws of such State or the United States of America, authorized under
such laws to exercise corporate trust powers, having a combined capital and
surplus of at least $50,000,000 and subject to supervision or examination by
federal or state authority. If such corporation publishes reports of condition
at least annually, pursuant to law or to the requirements of the aforesaid
supervising or examining authority, then for the purposes of this Section 8.06,
the combined capital and surplus of such corporation shall be deemed to be its
combined capital and surplus as set forth in its most recent report of condition
so published. The Trustee shall not be an affiliate of the Company. In case at
any time the Trustee shall cease to be eligible in accordance with the
provisions of this Section 8.06, the Trustee shall resign immediately in the
manner and with the effect specified in Section 8.07.
Section 8.07. Resignation or Removal of Trustee. The Trustee may at any
time resign and be discharged from the trusts hereby created by giving written
notice thereof to the Company. Upon receiving such notice of resignation, the
Company shall promptly appoint a successor Trustee by written instrument, in
duplicate, one copy of which instrument shall be delivered to the resigning
Trustee and one copy to the successor Trustee. If no successor Trustee shall
have been so appointed and having accepted appointment within 30 days after the
giving of such notice of resignation, the resigning Trustee may petition any
court of competent jurisdiction for the appointment of a successor Trustee.
If the conditions in any of the following clauses (i), (ii) or (iii) shall
occur at any time, the Company may remove the Trustee: (i) the Trustee shall
cease to be eligible in accordance with the provisions of Section 8.06 and shall
fail to resign after written request therefor by the Company; (ii) the Trustee
shall be legally unable to act, or shall be adjudged a bankrupt or insolvent, or
a receiver of the Trustee or of its property shall be appointed, or any public
officer shall take charge or control of the Trustee or of its property or
affairs for the purpose of rehabilitation, conservation or liquidation; or (iii)
the replacement of the Trustee with a successor Trustee will enable the Company
to avoid (and should, based on the information included in the notice referred
to below, result in the avoidance of) a downgrading of the ratings assigned to
the Certificates by the Rating Agencies (whether or not other actions could
avoid such downgrading) and no Event of Default, as provided by Section 7.01
hereof, shall have occurred or be continuing; provided, however, that no action
shall be taken pursuant to this clause (iii) unless reasonable notice shall have
been provided to the Trustee, which notice shall set forth the basis for any
rating downgrade as contemplated by the Rating Agencies and shall also indicate
the manner in which such proposed action is intended to avoid such downgrade. If
it removes the Trustee under the authority of the immediately preceding
sentence, the Company shall promptly appoint a successor trustee by written
instrument, in duplicate, one copy of which instrument shall be delivered to the
Trustee so removed and one copy to the successor trustee.
Any resignation or removal of the Trustee and appointment of a successor
Trustee pursuant to any of the provisions of this Section 8.07 shall not become
effective until acceptance of appointment by the successor Trustee as provided
in Section 8.08.
Section 8.08. Successor Trustee. Any successor Trustee appointed as
provided in Section 8.07 shall execute, acknowledge and deliver to the Company
and to its predecessor Trustee an instrument accepting such appointment
hereunder, and thereupon the resignation or removal of the predecessor Trustee
shall become effective and such successor Trustee, without any further act, deed
or conveyance, shall become fully vested with all the rights, powers, duties and
obligations of its predecessor hereunder, with like effect as if originally
named as Trustee. The predecessor Trustee shall deliver to the successor Trustee
all Mortgage Files and related documents and statements held by it hereunder;
and the Company and the predecessor Trustee shall execute and deliver such
instruments and do such other things as may reasonably be required for fully and
certainly vesting and confirming in the successor Trustee all such rights,
powers, duties and obligations.
No successor Trustee shall accept appointment as provided in this Section
8.08 unless at the time of such acceptance such successor Trustee shall be
eligible under the provisions of Section 8.06.
Upon acceptance of appointment by a successor Trustee as provided in this
Section 8.08, the Company shall mail notice of the succession of such Trustee
hereunder to all holders of Certificates at their addresses as shown in the
Certificate Register. If the Company fails to mail such notice within 10 days
after acceptance of appointment by the successor Trustee, the successor Trustee
shall cause such notice to be mailed at the expense of the Company.
Section 8.09. Merger or Consolidation of Trustee. Any corporation into
which the Trustee may be merged or converted or with which it may be
consolidated, or any corporation resulting from any merger, conversion or
consolidation to which the Trustee shall be a party, or any corporation
succeeding to the corporate trust business of the Trustee, shall be the
successor of the Trustee hereunder, provided that such corporation shall be
eligible under the provisions of Section 8.06, without the execution or filing
of any paper or any further act on the part of any of the parties hereto,
anything herein to the contrary notwithstanding.
Section 8.10. Appointment of Co-Trustee or Separate Trustee.
Notwithstanding any other provisions of this Agreement, at any time, for the
purpose of meeting any legal requirements of any jurisdiction in which any part
of the Trust Fund or property securing any Mortgage Note may at the time be
located, the Company and the Trustee acting jointly shall have the power and
shall execute and deliver all instruments to appoint one or more Persons
approved by the Trustee to act as co-trustee or co-trustees, jointly with the
Trustee, of all or any part of the Trust Fund, or separate trustee or separate
trustees of any part of the Trust Fund, and to vest in such Person or Persons,
in such capacity and for the benefit of the Certificateholders, such title to
the Trust Fund, or any part thereof, and, subject to the other provisions of
this Section 8.10, such powers, duties, obligations, rights and trusts as the
Company and the Trustee may consider necessary or desirable. If the Company
shall not have joined in such appointment within 15 days after the receipt by it
of a request so to do, or in case an Event of Default shall have occurred and be
continuing, the Trustee alone shall have the power to make such appointment. No
co-trustee or separate trustee hereunder shall be required to meet the terms of
eligibility as a successor trustee under Section 8.06 and no notice to
Certificateholders of the appointment of any co-trustee or separate trustee
shall be required under Section 8.08.
Every separate trustee and co-trustee shall, to the extent permitted by
law, be appointed and act subject to the following provisions and conditions:
(i) All rights, powers, duties and obligations conferred or imposed upon
the Trustee shall be conferred or imposed upon and exercised or performed by the
Trustee and such separate trustee or co-trustee jointly (it being understood
that such separate trustee or co-trustee is not authorized to act separately
without the Trustee joining in such act), except to the extent that under any
law of any jurisdiction in which any particular act or acts are to be performed
(whether as Trustee hereunder or as successor to the Company hereunder), the
Trustee shall be incompetent or unqualified to perform such act or acts, in
which event such rights, powers, duties and obligations (including the holding
of title to the Trust Fund or any portion thereof in any such jurisdiction)
shall be exercised and performed singly by such separate trustee or co-trustee,
but solely at the direction of the Trustee;
(ii) No trustee hereunder shall be held personally liable by reason of any
act or omission of any other trustee hereunder; and
(iii) The Company and the Trustee acting jointly may at any time accept the
resignation of or remove any separate trustee or co-trustee.
Any notice, request or other writing given to the Trustee shall be deemed
to have been given to each of the then separate trustees and co-trustees, as
effectively as if given to each of them. Every instrument appointing any
separate trustee or co-trustee shall refer to this Agreement and the conditions
of this Article VIII. Each separate trustee and co-trustee, upon its acceptance
of the trusts conferred, shall be vested with the estates or property specified
in its instrument of appointment, either jointly with the Trustee or separately,
as may be provided therein, subject to all the provisions of this Agreement,
specifically including every provision of this Agreement relating to the conduct
of, affecting the liability of, or affording protection to, the Trustee. Every
such instrument shall be filed with the Trustee and a copy thereof given to the
Company.
Any separate trustee or co-trustee may, at any time, constitute the
Trustee, its agent or attorney-in-fact, with full power and authority, to the
extent not prohibited by law, to do any lawful act under or in respect of this
Agreement on its behalf and in its name. If any separate trustee or co-trustee
shall die, become incapable of acting, resign or be removed, all of its estates,
properties, rights, remedies and trusts shall vest in and be exercised by the
Trustee, to the extent permitted by law, without the appointment of a new or
successor trustee.
Section 8.11. Compliance with REMIC Provisions; Tax Returns. The Trustee
shall at all times act in such a manner in the performance of its duties
hereunder as shall be necessary to prevent the Trust Fund from failing to
qualify as a REMIC and to prevent the imposition of a tax on the Trust Fund or
the REMIC established hereunder. The Trustee, upon request, will furnish the
Company with all such information within its possession as may be reasonably
required in connection with the preparation of all tax returns of the Trust Fund
and any Reserve Fund, and shall, upon request, execute such returns.
ARTICLE IX
TERMINATION
Section 9.01. Termination upon Repurchase by the Company or Liquidation of
All Mortgage Loans. Subject to Section 9.02, the respective obligations and
responsibilities of the Company and the Trustee created hereby (other than the
obligation of the Trustee to make certain payments to Certificateholders after
the final Distribution Date and the obligation of the Trustee to send certain
notices as hereinafter set forth) shall terminate upon the last action required
to be taken by the Trustee on the final Distribution Date pursuant to this
Article IX following the earlier of (a) the repurchase by the Company of all
Mortgage Loans and all REO Mortgage Loans remaining in the Trust Fund at a price
equal to the sum of (x) 100% of the unpaid principal balance of each Mortgage
Loan (other than any REO Mortgage Loans described in the following clause) as of
the first day of the month in which such purchase price is to be distributed to
Certificateholders plus accrued and unpaid interest thereon at the applicable
Net Mortgage Rate (less any amounts constituting previously unreimbursed Monthly
Advances) to the first day of the month in which such purchase price is to be
distributed to Certificateholders and (y) the appraised value of any REO
Mortgage Loan (less the good faith estimate of the Company of Liquidation
Expenses to be incurred in connection with its disposal thereof), such appraisal
to be conducted by an appraiser mutually agreed upon by the Company and the
Trustee, and (b) the later of the final payment or other liquidation (or any
Monthly Advance with respect thereto) of the last Mortgage Loan remaining in the
Trust Fund or the disposition of all property acquired upon foreclosure or by
deed in lieu of foreclosure of any Mortgage Loan; provided, however, that in no
event shall the Trust Fund created hereby continue beyond the expiration of 21
years from the death of the last survivor of the descendants of Joseph P.
Kennedy, the late ambassador of the United States of America to the Court of St.
James's, living on the date of this Agreement. The right of the Company to
repurchase all Mortgage Loans pursuant to clause (a) above shall be conditioned
upon the aggregate of the Scheduled Principal Balance of the Outstanding
Mortgage Loans, at the time of any such repurchase, aggregating less than 10
percent of the aggregate of the Scheduled Principal Balance of the Mortgage
Loans as of the Cut-off Date.
Notice of any termination, specifying the Distribution Date upon which the
Certificateholders may surrender their Certificates to the Trustee for payment
of the final distribution and cancellation, shall be given promptly by the
Trustee by letter to Certificateholders mailed not earlier than the 15th day and
not later than the 25th day of the month next preceding the month of such final
distribution specifying (A) the Distribution Date upon which final payment of
the Certificates will be made upon presentation and surrender of the
Certificates at the office of the Trustee therein designated, (B) the amount of
any such final payment and (C) that the Record Date otherwise applicable to such
Distribution Date is not applicable, payments being made only upon presentation
and surrender of the Certificates at the office of the Trustee therein
specified. The Trustee shall give such notice to the Certificate Registrar at
the time such notice is given to Certificateholders. In the event such notice is
given in connection with the exercise by the Company of its right of repurchase,
the Company shall deposit in the Certificate Account not later than 11:00 a.m.
on the Business Day prior to the final Distribution Date in next-day funds an
amount equal to the price described above. Upon presentation and surrender of
the Certificates, the Trustee shall cause to be distributed to
Certificateholders an amount equal to the price calculated as above provided,
any such repurchase being in lieu of the distribution otherwise required to be
made on the Distribution Date upon which the repurchase is effected. Upon
certification to the Trustee by a Servicing Officer following such final
deposit, the Trustee shall promptly release to the Company the Mortgage Files
for the repurchased Mortgage Loans.
On the final Distribution Date, the Trustee shall distribute amounts on
deposit in the Certificate Account and, if applicable, in any Rounding Account,
in accordance with the applicable priorities and uses provided by Sections 4.01
and 4.10. Distributions on each Certificate shall be made on the final
Distribution Date in the manner specified in Section 4.02 but only upon
presentation and surrender of the Certificates.
In the event that all of the Certificateholders shall not surrender their
Certificates for cancellation within six months after the date specified in the
above-mentioned written notice, the Trustee shall give a second written notice
to the remaining Certificateholders to surrender their Certificates for
cancellation and receive the final distribution with respect thereto. If within
one year after the second notice all the Certificates shall not have been
surrendered for cancellation, the Trustee may take appropriate steps, or may
appoint an agent to take appropriate steps, to contact the remaining
Certificateholders concerning surrender of their Certificates, and the cost
thereof shall be paid out of the funds and other assets which remain subject
hereto.
Section 9.02. Additional Termination Requirements. (a) In the event the
Company exercises its purchase option as provided in Section 9.01, the Trust
Fund and the REMIC established hereunder shall be terminated in accordance with
the following additional requirements, unless the Trustee has been supplied with
an Opinion of Counsel to the effect that the failure to comply with the
requirements of this Section 9.02 will not (i) result in the imposition of taxes
on "prohibited transactions" of any such REMIC as defined in section 860F of the
Code, or (ii) cause the Trust Fund to fail to qualify as a REMIC at any time
that any Certificates are outstanding:
(i) Within 90 days prior to the final Distribution Date set forth in the
notice given by the Trustee under Section 9.01, the Company shall prepare and
the Trustee shall execute and adopt a plan of complete liquidation for such
REMIC within the meaning of section 860F(a)(4)(A)(i) of the Code, which shall be
evidenced by such notice; and
(ii) Within 90 days after the time of adoption of such a plan of complete
liquidation, the Trustee shall sell all of the assets of the Trust Fund to the
Company for cash in accordance with Section 9.01.
(b) By their acceptance of the Residual Certificates, the Holders thereof
hereby authorize the Trustee to adopt such a plan of complete liquidation which
authorization shall be binding on all successor Holders of the Residual
Certificates.
(c) On the final federal income tax return for the REMIC established
hereunder, the Trustee will attach a statement specifying the date of the
adoption of the plan of liquidation.
ARTICLE X
MISCELLANEOUS PROVISIONS
Section 10.01. Amendment. This Agreement may be amended from time to time
by the Company and the Trustee, without the consent of any of the
Certificateholders, to cure any ambiguity, to correct or supplement any
provisions herein or therein which may be defective or inconsistent with any
other provisions herein, or to surrender any right or power herein conferred
upon the Company, or to add any other provisions with respect to matters or
questions arising under this Agreement, which shall not be materially
inconsistent with the provisions of this Agreement; provided, however, that such
action shall not, as evidenced by an Opinion of Counsel, adversely affect in any
material respect the interests of any Certificateholder. Notwithstanding the
foregoing, without the consent of the Certificateholders, the Trustee and the
Company may at any time and from time to time amend this Agreement to modify,
eliminate or add to any of its provisions to such extent as shall be necessary
or appropriate to maintain the qualification of the Trust Fund as a REMIC under
the Code or to avoid or minimize the risk of the imposition of any tax on the
Trust Fund pursuant to the Code that would be a claim against the Trust Fund at
any time prior to the final redemption of the Certificates, provided that the
Trustee has obtained an opinion of independent counsel (which opinion also shall
be addressed to the Company) to the effect that such action is necessary or
appropriate to maintain such qualification or to avoid or minimize the risk of
the imposition of such a tax.
This Agreement may also be amended from time to time by the Company and the
Trustee with the consent of Holders of Certificates evidencing (i) not less than
66% of the Voting Rights of all the Certificates or (ii) Percentage Interests
aggregating not less than 66% of each Class affected by such amendment, for the
purpose of adding any provisions to or changing in any manner or eliminating any
of the provisions of this Agreement, or of modifying in any manner the rights of
the Holders of Certificates; provided, however, that no such amendment shall (a)
reduce in any manner the amount of, or delay the timing of, collections of
payments on the Mortgage Loans or distributions which are required to be made on
any Certificate without the consent of the Holder of such Certificate, (b)
adversely affect in any material respects the interests of the Holders of any
Class of Certificates in any manner other than as described in (a), without the
consent of the Holders of Certificates evidencing Percentage Interests
aggregating not less than 66% of such Class, or (c) reduce the aforesaid
percentages of Certificates of any Class required to consent to any such
amendment, without the consent of the Holders of all Certificates of such Class
then outstanding. For purposes of this paragraph, references to "Holder" or
"Holders" shall be deemed to include, in the case of any Class of Book-Entry
Certificates, the related Certificate Owners.
Notwithstanding any contrary provision of this Agreement, the Trustee shall
not consent to any amendment to this Agreement unless it shall have first
received an Opinion of Counsel to the effect that such amendment will not
subject the Trust Fund to tax or cause the Trust Fund to fail to qualify as a
REMIC at any time that any Certificates are outstanding.
Promptly after the execution of any such amendment or consent the Trustee
shall furnish written notification of the substance of such amendment to each
Certificateholder.
It shall not be necessary for the consent of Certificateholders under this
Section 10.01 to approve the particular form of any proposed amendment, but it
shall be sufficient if such consent shall approve the substance thereof. The
manner of obtaining such consents and of evidencing the authorization of the
execution thereof by Certificateholders shall be subject to such reasonable
requirements as the Trustee may prescribe.
Section 10.02. Recordation of Agreement. This Agreement is subject to
recordation in all appropriate public offices for real property records in all
the counties or other comparable jurisdictions in which any or all of the
properties subject to the Mortgages are situated, and in any other appropriate
public recording office or elsewhere, such recordation to be effected by the
Company and at its expense on direction by the Trustee, but only upon direction
of the Trustee accompanied by an Opinion of Counsel to the effect that such
recordation materially and beneficially affects the interests of
Certificateholders.
For the purpose of facilitating the recordation of this Agreement as herein
provided and for other purposes, this Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 10.03. Limitation on Rights of Certificateholders. The death or
incapacity of any Certificateholder shall not operate to terminate this
Agreement or the Trust Fund, nor entitle such Certificateholder's legal
representatives or heirs to claim an accounting or to take any action or
commence any proceeding in any court for a partition or winding up of the Trust
Fund, nor otherwise affect the rights, obligations and liabilities of the
parties hereto or any of them.
No Certificateholder shall have any right to vote (except as provided in
Section 10.01) or in any manner otherwise control the operation and management
of the Trust Fund, or the obligations of the parties hereto, nor shall anything
herein set forth, or contained in the terms of the Certificates, be construed so
as to constitute the Certificateholders from time to time as partners or members
of an association; nor shall any Certificateholder be under any liability to any
third person by reason of any action taken by the parties to this Agreement
pursuant to any provision hereof.
No Certificateholder shall have any right by virtue or by availing itself
of any provisions of this Agreement to institute any suit, action or proceeding
in equity or at law upon or under or with respect to this Agreement, unless such
Holder previously shall have given to the Trustee a written notice of default
and of the continuance thereof, as hereinbefore provided, and unless also the
Holders of Certificates of each Class affected thereby evidencing, as to each
such Class, Percentage Interests aggregating not less than 25% shall have made
written request upon the Trustee to institute such action, suit or proceeding in
its own name as Trustee hereunder and shall have offered to the Trustee such
reasonable indemnity as it may require against the costs, expenses and
liabilities to be incurred therein or thereby, and the Trustee, for 60 days
after its receipt of such notice, request and offer of indemnity, shall have
neglected or refused to institute any such action, suit or proceeding; it being
understood and intended, and being expressly covenanted by each
Certificateholder with every other Certificateholder and the Trustee, that no
one or more Holders of Certificates shall have any right in any manner whatever
by virtue or by availing itself or themselves of any provisions of this
Agreement to affect, disturb or prejudice the rights of the Holders of any other
of the Certificates, or to obtain or seek to obtain priority over or preference
to any other such Holder, or to enforce any right under this Agreement, except
in the manner herein provided and, subject to the priority of payments pursuant
to Section 4.01 and the allocation of losses pursuant to Section 4.03, for the
equal, ratable and common benefit of all Certificateholders. For the protection
and enforcement of the provisions of this Section 10.03, each and every
Certificateholder and the Trustee shall be entitled to such relief as can be
given either at law or in equity.
Section 10.04. Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN
ACCORDANCE WITH THE LAWS OF THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS
AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH
SUCH LAWS.
Section 10.05. Notices. All demands, notices and communications hereunder
shall be in writing and shall be deemed to have been duly given if personally
delivered at or mailed by certified mail, return receipt requested, (a) in the
case of the Company, to GE Capital Mortgage Services, Inc., 3 Executive Campus,
Cherry Hill, New Jersey 08002, Attention: General Counsel, (b) in the case of
the Trustee, to State Street Bank and Trust Company, Corporate Trust Department,
225 Franklin Street, Boston, Massachusetts 02110, (c) in the case of Fitch, to
Fitch IBCA, Inc., One State Street Plaza, New York, New York 10004, Attention:
Structured Finance Surveillance, and (d) in the case of S&P, Standard and Poor's
Ratings Services, 26 Broadway, 10th Floor, New York, New York 10004, Attention:
Residential Mortgage Surveillance, or, as to each such Person, at such other
address as shall be designated by such Person in a written notice to each other
named Person. Any notice required or permitted to be mailed to a
Certificateholder shall be given by first class mail, postage prepaid, at the
address of such Holder as shown in the Certificate Register. Any notice so
mailed within the time prescribed in this Agreement shall be conclusively
presumed to have been duly given, whether or not the Certificateholder receives
such notice.
Section 10.06. Notices to the Rating Agencies. The Company shall deliver
written notice of the following events to each Rating Agency promptly following
the occurrence thereof: material amendment to this Agreement; any Event of
Default; any Trigger Event; change in or termination of the Trustee; removal of
the Company or any successor servicer as servicer; repurchase or replacement of
any Defective Mortgage Loan pursuant to Section 2.03; and final payment to
Certificateholders. In addition, the Company shall deliver copies of the
following documents to each Rating Agency at the time such documents are
required to be delivered pursuant to this Agreement: monthly statements to
Certificateholders pursuant to Section 4.05, annual report of independent
accountants pursuant to Section 3.13 and annual servicer compliance report
pursuant to Section 3.12. Notwithstanding the foregoing, the failure to deliver
such notices or copies shall not constitute an Event of Default under this
Agreement.
Section 10.07. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever held invalid, then to the extent permitted by law such
covenants, agreements, provisions or terms shall be deemed severable from the
remaining covenants, agreements, provisions or terms of this Agreement and shall
in no way affect the validity or enforceability of the other provisions of this
Agreement or of the Certificates or the rights of the Holders thereof.
Section 10.08. Certificates Nonassessable and Fully Paid. It is the
intention of the Trustee that Certificateholders shall not be personally liable
for obligations of the Trust Fund, that the beneficial ownership interests
represented by the Certificates shall be nonassessable for any losses or
expenses of the Trust Fund or for any reason whatsoever, and that Certificates
upon execution, countersignature and delivery thereof by the Trustee are and
shall be deemed fully paid.
* * *
<PAGE>
IN WITNESS WHEREOF, the Company and the Trustee have caused this Agreement
to be duly executed by their respective officers and their respective seals,
duly attested, to be hereunto affixed, all as of the day and year first above
written.
GE CAPITAL MORTGAGE SERVICES, INC.
By:_____________________________________
Name:
Title:
[SEAL]
Attest:
By:____________________________________
Name:
Title:
STATE STREET BANK AND
TRUST COMPANY,
as Trustee
By:_____________________________________
Name:
Title:
[SEAL]
Attest:
By:____________________________________
Name:
Title:
<PAGE>
State of New Jersey )
) ss.:
County of Camden )
On the day of July, 1999 before me, a notary public in and for the State of
New Jersey, personally appeared _______________________, known to me who, being
by me duly sworn, did depose and say that he/she resides at____________________
_________________________________________________________; that he/she is a(n)
_________________________ of GE Capital Mortgage Services, Inc., a corporation
formed under the laws of the State of New Jersey, one of the parties that
executed the foregoing instrument; that he/she knows the seal of said
corporation; that the seal affixed to said instrument is such corporate seal;
that it was so affixed by order of the Board of Directors of said corporation;
and that he/she signed his/her name thereto by like order.
______________________________
Notary Public
[Notarial Seal]
<PAGE>
The Commonwealth of Massachusetts )
) ss.:
County of Suffolk )
On the day of July, 1999 before me, a notary public in and for the
Commonwealth of Massachusetts, personally appeared ____________________, known
to me who, being by me duly sworn, did depose and say that he/she resides
at_______________________________________________; that he/she is a(n)
__________________________________ of State Street Bank and Trust Company, one
of the parties that executed the foregoing instrument; that he/she knows the
seal of said Bank; that the seal affixed to said instrument is such corporate
seal; that it was so affixed by order of the Board of Directors of said Bank;
and that he/she signed his/her name thereto by order of the Board of Directors
of said Bank.
_______________________________
Notary Public
[Notarial Seal]
<PAGE>
EXHIBIT A
FORMS OF CERTIFICATES
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A1 Certificate
Principal Balance:
Class A1 $81,010,950
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GFV5
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A1 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three Classes (Class A1, Class A2, Class A3, Class A4, Class A5, Class
A6, Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13,
Class A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20,
Class A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27,
Class A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R,
Class 1-PO, Class 1-S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class
B4 and Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:_______________________________
Name:
Title:
Countersigned:
By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:________________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto
Please insert social security
or other identifying number of assignee
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:
Dated:________________________
- -------------------------------------
Signature by or on behalf of assignor
- ----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A2 Certificate
Principal Balance:
Class A2 $43,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GFW3
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A2 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A3 Certificate
Principal Balance:
Class A3 $50,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GFX1
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A3 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A4 Certificate
Principal Balance:
Class A4 $25,578,787
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GFY9
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A4 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A5 Certificate
Principal Balance:
Class A5 $5,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GFZ6
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A5 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A6 Certificate
Principal Balance:
Class A6 $1,200,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGA0
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A6 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A7 Certificate
Principal Balance:
Class A7 $300,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGB8
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A7 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A8 Certificate
Principal Balance:
Class A8 $300,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGC6
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A8 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A9 Certificate
Principal Balance:
Class A9 $300,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGD4
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A9 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A10 Certificate
Principal Balance:
Class A10 $900,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGE2
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A10 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A11 Certificate
Principal Balance:
Class A11 $3,750,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGF9
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A11 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A12 Certificate
Principal Balance:
Class A12 $37,265,800
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGG7
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A12 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A13 Certificate
Principal Balance:
Class A13 $100,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GGH5
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A13 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A14 Certificate
Principal Balance:
Class A14 $8,297,968
Certificate Interest Initial Certificate Principal
Rate per annum: Non-interest baring Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGJ1
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A14 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A15 Certificate
Principal Balance:
Class A15 $1,461,646
Certificate Interest Initial Certificate Principal
Rate per annum: 7.25% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGK8
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A15 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A16 Certificate
Principal Balance:
Class A16 $127,348,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGL6
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A16 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A17 Certificate
Principal Balance:
Class A17 $64,991,384
Certificate Interest Initial Certificate Principal
Rate per annum: 7.00% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGM4
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A17 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A18 Certificate
Principal Balance:
Class A18 $5,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.25% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGN2
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A18 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A19 Certificate
Principal Balance:
Class A19 $10,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.25% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGP7
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A19 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A20 Certificate
Principal Balance:
Class A20 $5,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.25% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGQ5
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A20 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A21 Certificate
Principal Balance:
Class A21 $23,267,941
Certificate Interest Initial Certificate Principal
Rate per annum: 7.25% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGR3
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A21 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A22 Certificate
Principal Balance:
Class A22 $22,081,150
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGS1
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A22 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A23 Certificate
Principal Balance:
Class A23 $30,725,150
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGT9
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A23 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A24 Certificate
Principal Balance:
Class A24 $40,414,700
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGU6
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A24 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A25 Certificate
Principal Balance:
Class A25 $92,616,155
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGV4
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A25 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A26 Certificate
Principal Balance:
Class A26 $605,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGW2
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A26 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A27 Certificate
Principal Balance:
Class A27 $55,411,500
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGX0
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A27 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class A28 Certificate
Principal Balance:
Class A28 $52,390,300
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGY8
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
A28 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class 2-A1 Certificate
Principal Balance:
Class 2-A1 $42,000,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GGZ5
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A1 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class 2-A2 Certificate
Principal Balance:
Class 2-A2 $9,018,000
Certificate Interest Initial Certificate Principal
Rate per annum: 7.50% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GHA9
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A2 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class 2-A3 Certificate
Principal Balance:
Class 2-A3 $2,003,966
Certificate Interest Initial Certificate Principal
Rate per annum: Non-interest baring Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GHB7
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A3 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class 2-A4 Certificate
Principal Balance:
Class 2-A4 $9,017,699
Certificate Interest Initial Certificate Principal
Rate per annum: 7.50% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GHC5
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2-A4 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class 2-A5 Certificate
Principal Balance:
Class 2A-5 $7,234,946
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GHD3
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
2A-5 Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS THE "RESIDUAL
INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT CONDUIT" ("REMIC") AS THOSE
TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G(a)(2) AND 860D OF THE INTERNAL
REVENUE CODE OF 1986, AS AMENDED (THE "CODE"). A TRANSFEREE OF THIS CERTIFICATE,
BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE ACCEPTED THIS CERTIFICATE SUBJECT TO
CERTAIN RESTRICTIONS ON TRANSFERABILITY AS SET FORTH IN THE AGREEMENT, AND SHALL
BE REQUIRED TO FURNISH AN AFFIDAVIT TO THE TRANSFEROR AND THE TRUSTEE TO THE
EFFECT THAT IT IS NOT A DISQUALIFIED ORGANIZATION, AS SUCH TERM IS DEFINED IN
CODE SECTION 860E(e)(5), AN AGENT (INCLUDING A BROKER, NOMINEE OR OTHER
MIDDLEMAN) FOR SUCH DISQUALIFIED ORGANIZATION, OR AN ENTITY THAT HOLDS REMIC
RESIDUAL SECURITIES AS NOMINEE TO FACILITATE THE CLEARANCE AND SETTLEMENT OF
SUCH SECURITIES THROUGH BOOK-ENTRY CHANGES IN ACCOUNTS OF PARTICIPATING
ORGANIZATIONS (A "BOOK-ENTRY NOMINEE") AND TO HAVE AGREED TO SUCH AMENDMENTS TO
THE AGREEMENT AS MAY BE REQUIRED TO FURTHER EFFECTUATE THE RESTRICTIONS ON
TRANSFERS TO DISQUALIFIED ORGANIZATIONS, AGENTS THEREOF OR BOOK-ENTRY NOMINEES.
THE HOLDER OF THIS CLASS R CERTIFICATE, BY ACCEPTANCE HEREOF, IS DEEMED TO HAVE
IRREVOCABLY APPOINTED THE COMPANY (AS DEFINED HEREIN) AS ITS AGENT AND
ATTORNEY-IN-FACT TO ACT AS "TAX MATTERS PERSON" OF THE REMIC TO PERFORM THE
FUNCTIONS OF A "TAX MATTERS PARTNER" FOR PURPOSES OF SUBCHAPTER C OF CHAPTER 63
OF SUBTITLE F OF THE CODE, WITH RESPECT TO THE TRUST FUND.
<PAGE>
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY DISQUALIFIED
ORGANIZATION, BOOK-ENTRY NOMINEE OR NON-PERMITTED FOREIGN HOLDER, AS DEFINED IN
THE AGREEMENT OR TO ANY EMPLOYEE BENEFIT PLAN SUBJECT TO THE EMPLOYEE RETIREMENT
INCOME SECURITY ACT OF 1974, AS AMENDED ("ERISA") OR A PLAN SUBJECT TO SECTION
4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED ("SECTION 4975") (A
"PLAN") OR A PERSON THAT IS USING THE ASSETS OF A PLAN TO ACQUIRE THIS
CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE TRANSFER OF THIS CERTIFICATE IS
SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET FORTH HEREIN.
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class R Certificate
Principal Balance:
Class R $100
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GHL5
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
R Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:_______________________________
Name:
Title:
Countersigned:
By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:________________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto
Please insert social security
or other identifying number of assignee
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:
Dated:________________________
- -------------------------------------
Signature by or on behalf of assignor
- ----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company or broker
of the signatory who is a member of a signature guarantee medallion
program.
<PAGE>
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class 1-PO Certificate
Principal Balance:
Class 1-PO $4,376,027.31
Certificate Interest Initial Certificate Principal
Rate per annum: Balance of this Certificate:
non-interest bearing $
Cut-off Date:
July 1, 1999
First Distribution Date:
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
1-PO Certificates, both as specified above) in certain distributions with
respect to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool
2") of conventional, fixed rate, one- to four-family mortgage loans (the
"Mortgage Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a
corporation organized and existing under the laws of the State of New Jersey
(the "Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in July 1999, to the Person in whose name
this Certificate is registered at the close of business on the last Business Day
of the month immediately preceding the month of such distribution (the "Record
Date"), of an amount equal to the product of the Percentage Interest evidenced
by this Certificate and the aggregate amount required to be distributed to
Holders of Certificates of the same Class as this Certificate pursuant to the
Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Class Exemption 95-60, 60
Fed. Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:_______________________________
Name:
Title:
Countersigned:
By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:________________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto
Please insert social security
or other identifying number of assignee
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:
Dated:________________________
- -------------------------------------
Signature by or on behalf of assignor
- ----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.
<PAGE>
PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS
CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE,
WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED
PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN
THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE
OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class S1 Notional
Certificate Principal Balance:
Class S1 $756,262,995.80
Certificate Interest Initial Notional Certificate
Rate per annum: variable Principal Balance of this
Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date:
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Notional Principal Balance of this Certificate
by the aggregate initial Notional Principal Balance of all Class S1
Certificates, both as specified above) in certain distributions with respect to
the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees. The Certificates are issuable only as
registered Certificates without coupons in denominations specified in the
Agreement. As provided in the Agreement and subject to certain limitations
therein set forth, Certificates are exchangeable for new Certificates of the
same Class of authorized denominations evidencing the same aggregate Percentage
Interest as requested by the Holder surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL) By:_______________________________
Name:
Title:
Countersigned:
By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:________________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto
Please insert social security or other identifying number of assignee
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
(Please print or typewrite name and address including postal zip
code of assignee)
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:
Dated:________________________
- -------------------------------------
Signature by or on behalf of assignor
- ----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.
<PAGE>
PRINCIPAL WILL NOT BE DISTRIBUTABLE IN RESPECT OF THIS CERTIFICATE. INTEREST IS
CALCULATED ON THIS CERTIFICATE BASED ON THE CLASS S NOTIONAL PRINCIPAL BALANCE,
WHICH, AS OF ANY DISTRIBUTION DATE, IS EQUAL TO THE AGGREGATE SCHEDULED
PRINCIPAL BALANCE OF THE OUTSTANDING NON-DISCOUNT MORTGAGE LOANS AS SET FORTH IN
THE AGREEMENT (AS DEFINED HEREIN). CONSEQUENTLY, THE NOTIONAL PRINCIPAL BALANCE
OF THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL NOTIONAL PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
THIS CERTIFICATE HAS NOT BEEN REGISTERED UNDER THE SECURITIES ACT OF 1933, AS
AMENDED (THE "SECURITIES ACT"). ANY RESALE OR TRANSFER OF THIS CERTIFICATE
WITHOUT REGISTRATION THEREOF UNDER THE SECURITIES ACT MAY ONLY BE MADE IN A
TRANSACTION EXEMPT FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND
IN ACCORDANCE WITH SECTION 5.02 OF THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class S2 Notional
Certificate Principal Balance:
Class S2 $72,349,463.68
Certificate Interest Initial Notional Certificate
Rate per annum: variable Principal Balance of this
Certificate:
Cut-off Date:
July 1, 1999
First Distribution Date:
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Notional Principal Balance of this Certificate
by the aggregate initial Notional Principal Balance of all Class S2
Certificates, both as specified above) in certain distributions with respect to
the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class M Certificate
Principal Balance:
Class M $21,095,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP:36158GHE1
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
M Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:_______________________________
Name:
Title:
Countersigned:
By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:________________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto
Please insert social security
or other identifying number of assignee
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:
Dated:________________________
- -------------------------------------
Signature by or on behalf of assignor
- ----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B1 Certificate
Principal Balance:
Class B1 $7,534,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GHF8
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B1 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE
DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION ("DTC"), TO ISSUER OR ITS AGENT
FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED
IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY
AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO
SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY
TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON
IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST
HEREIN.
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B2 Certificate
Principal Balance:
Class B2 $4,520,000
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36158GHG6
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B2 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B3 Certificate
Principal Balance:
Class B3 $5,022,000.00
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36157R4L6
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B3 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or
money order mailed to the Person entitled thereto at the address appearing in
the Certificate Register or, upon written request by the Certificateholder, by
such other means of payment as such Person and the Trustee shall agree. Except
as otherwise provided in the Agreement, the final distribution on this
Certificate will be made in the applicable manner described above, after due
notice by the Trustee of the pendency of such distribution and only upon
presentation and surrender of this Certificate at the office or agency
maintained for that purpose by the Trustee in New York, New York.
This Certificate is one of a duly authorized issue of Certificates
designated as REMIC Mortgage Pass-Through Certificates, Series 1999-15, issued
in forty-three (Class A1, Class A2, Class A3, Class A4, Class A5, Class A6,
Class A7, Class A8, Class A9, Class A10, Class A11, Class A12, Class A13, Class
A14, Class A15, Class A16, Class A17, Class A18, Class A19, Class A20, Class
A21, Class A22, Class A23, Class A24, Class A25, Class A26, Class A27, Class
A28, Class 2-A1, Class 2-A2, Class 2-A3, Class 2-A4, Class 2-A5, Class R, Class
1-PO, Class S, Class 2-S, Class M, Class B1, Class B2, Class B3, Class B4 and
Class B5, herein called the "Certificates").
The Certificates are limited in right of payment to certain payments on and
collections in respect of the Mortgage Loans, all as more specifically set forth
in the Agreement. The Certificateholder, by its acceptance of this Certificate,
agrees that it will look solely to the funds on deposit in the Certificate
Account for payment hereunder and that the Trustee in its individual capacity is
not personally liable to the Certificateholders for any amount payable under
this Certificate or the Agreement or, except as expressly provided in the
Agreement, subject to any liability under the Agreement.
As provided in the Agreement and with certain exceptions therein provided,
certain losses on the Mortgage Loans resulting from defaults by Mortgagors will
be borne by the Holders of the Class M, Class B1, Class B2, Class B3, Class B4
and Class B5 Certificates before such losses will be borne by the Holders of the
other Classes of the Certificates.
This Certificate does not purport to summarize the Agreement and reference
is made to the Agreement for the interests, rights and limitations of rights,
benefits, obligations and duties evidenced hereby, and the rights, duties and
immunities of the Trustee.
The Agreement permits, with certain exceptions therein provided, the
amendment thereof and the modification of the rights and obligations of the
Company and the rights of the Certificateholders under the Agreement at any time
by the Company and the Trustee with the consent of the Holders of Certificates
evidencing not less than 66% of all the Voting Rights as defined in the
Agreement. Any such consent by the Holder of this Certificate shall be
conclusive and binding on such Holder and upon all future Holders of this
Certificate and of any Certificate issued upon the transfer hereof or in
exchange herefor or in lieu hereof whether or not notation of such consent is
made upon this Certificate. The Agreement also permits the amendment thereof, in
certain limited circumstances, without the consent of the Holders of any of the
Certificates.
No transfer of any Class M, Class B1, Class B2, Class B3, Class B4 or Class
B5 Certificate which is in the form of a Definitive Certificate shall be made to
any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that such transferee (x) is not an employee benefit
plan subject to the Employee Retirement Income Security Act of 1974, as amended
("ERISA") or a plan subject to Section 4975 of the Internal Revenue Code of
1986, as amended ("Section 4975") (a "Plan") or a Person that is using the
assets of a Plan to acquire such Certificate or (y) is an insurance company
investing assets of its general account and the exemption provided by Section
III(a) of Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed.
Reg. 35925 (July 12, 1995) (the "Exemption") applies to such transferee's
acquisition and holding of such Certificate, or (ii) an opinion of counsel
satisfactory to the Trustee, which opinion shall not be an expense of the
Trustee or the Company, to the effect that the purchase and holding of such
Certificate will not constitute or result in the assets of the Trust Fund being
deemed to be "plan assets" and subject to the prohibited transaction provisions
of ERISA or Section 4975 and will not subject the Trustee or the Company to any
obligation in addition to those undertaken in the Agreement; provided, however,
that the Trustee will not require such certificate or opinion in the event that,
as a result of a change of law or otherwise, counsel satisfactory to the Trustee
has rendered an opinion to the effect that the purchase and holding of a Class
M, Class B1, Class B2, Class B3, Class B4 or Class B5 Certificate by a Plan or a
Person that is purchasing or holding such Certificate with the assets of a Plan
will not constitute or result in a prohibited transaction under ERISA or Section
4975.
No transfer of any Class R Certificate shall be made to any Person unless
the Trustee has received a certificate from such transferee to the effect that,
among other things, such transferee (x) is not an employee benefit plan subject
to ERISA or a Plan or a Person that is using the assets of a Plan to acquire any
such Class R Certificate or (y) is an insurance company investing assets of its
general account and the Exemption applies to such transferee's acquisition and
holding of any such Class R Certificate.
As provided in the Agreement, and subject to certain limitations therein
set forth, the transfer of this Certificate is registerable in the Certificate
Register of the Trustee upon surrender of this Certificate for registration of
transfer at the office or agency maintained by the Trustee in the city in which
the Corporate Trust Office of the Trustee is located or in the City of New York,
accompanied by a written instrument of transfer in form satisfactory to the
Company, the Trustee, and the Certificate Registrar duly executed by the Holder
hereof or such Holder's attorney duly authorized in writing, and thereupon one
or more new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest will be issued to the
designated transferee or transferees.
The Certificates are issuable only as registered Certificates without
coupons in denominations specified in the Agreement. As provided in the
Agreement and subject to certain limitations therein set forth, Certificates are
exchangeable for new Certificates of the same Class of authorized denominations
evidencing the same aggregate Percentage Interest as requested by the Holder
surrendering the same.
No service charge will be made for any such registration of transfer or
exchange, but the Trustee may require payment of a sum sufficient to cover any
tax or other governmental charge payable in connection therewith.
The Trustee and the Certificate Registrar and any agent of the Trustee or
the Certificate Registrar may treat the Person in whose name this Certificate is
registered as the owner hereof for all purposes, and neither the Trustee, the
Certificate Registrar nor any such agent shall be affected by any notice to the
contrary.
The obligations and responsibilities created by the Agreement, and the
Trust Fund created thereby shall terminate upon payment to the
Certificateholders, or provision therefor, in accordance with the Agreement
following the earlier of (a) the repurchase by the Company of all Mortgage Loans
and all property acquired in respect of any Mortgage Loan remaining in the Trust
Fund at a price equal to the sum of (x) 100% of the unpaid principal balance of
each Mortgage Loan (other than a Mortgage Loan described in clause (y)) plus
accrued and unpaid interest thereon at the rate provided for in the Agreement
(less any amounts representing previously unreimbursed Monthly Advances) and (y)
the appraised value of any property acquired in respect of a Mortgage Loan
determined as provided in the Agreement, and (b) the later of the final payment
or other liquidation (or any Monthly Advance with respect thereto) of the last
Mortgage Loan remaining in the Trust Fund and the disposition of all property
acquired upon foreclosure or by deed in lieu of foreclosure of any Mortgage
Loan. The right of the Company to repurchase all the Mortgage Loans and property
in respect of Mortgage Loans is subject to the Pool Scheduled Principal Balance
at the time of repurchase being less than 10 percent of the Pool Scheduled
Principal Balance as of the Cut-off Date. The Company's exercise of such right
will result in early retirement of the Certificates.
Unless this Certificate has been countersigned by the Trustee, by manual
signature, this Certificate shall not be entitled to any benefit under the
Agreement or be valid for any purpose.
<PAGE>
IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed under its official seal.
STATE STREET BANK AND TRUST
COMPANY, not in its individual
capacity but solely as Trustee
(SEAL)
By:_______________________________
Name:
Title:
Countersigned:
By:_______________________________
Authorized Signatory of
STATE STREET BANK AND TRUST COMPANY,
not in its individual capacity but
solely as Trustee
Dated:________________________
<PAGE>
ASSIGNMENT
FOR VALUE RECEIVED the undersigned hereby sell(s), assign(s) and
transfer(s) unto
Please insert social security
or other identifying number of assignee
- --------------------------------------------------------------------------------
- --------------------------------------------------------------------------------
(Please print or typewrite name and address
including postal zip code of assignee)
- --------------------------------------------------------------------------------
this Certificate evidencing a Percentage Interest in certain distributions with
respect to the Trust Fund and hereby authorizes the transfer of registration of
such interest to assignee on the Certificate Register of said Trust Fund.
I (we) further direct the Certificate Registrar to issue a new Certificate
of like Class and Percentage Interest, to the above named assignee and deliver
such Certificate to the following address:
Dated:________________________
- -------------------------------------
Signature by or on behalf of assignor
- ----------------------
*Signature Guaranteed*
*The signature hereon must be guaranteed by a bank, trust company or broker of
the signatory who is a member of a signature guarantee medallion program.
<PAGE>
In connection with any transfer of this Certificate, the undersigned
registered holder hereof confirms that without utilizing any general
solicitation or general advertising:
(Check One) -
|_| (a) This Certificate is being transferred by the
undersigned to a person whom the undersigned reasonably
believes is a "qualified institutional buyer" (as defined in
Rule 144A under the Securities Act of 1933, as amended)
pursuant to the exemption from registration under the
Securities Act of 1933, as amended, provided by Rule 144A
thereunder.
|_| (b) This Certificate is being transferred by the
undersigned to an institutional "accredited investor" (as
defined in Rule 501(a)(1), (2), (3) or (7) of Regulation D
under the Securities Act of 1933, as amended) and that the
undersigned has been advised by the prospective purchaser
that it intends to hold this Certificate for investment and
not for distribution or resale.
Dated_________________________
(Signature)
If none of the foregoing boxes is checked, the Trustee shall not be obligated to
register this Certificate in the name of any person other than the registered
holder thereof unless and until the conditions to any such transfer of
registration set forth herein, and in the Pooling and Servicing Agreement have
been satisfied.
TO BE COMPLETED BY PURCHASER IF (a) ABOVE IS CHECKED:
The undersigned represents and warrants that (i) it is a "qualified
institutional buyer" (as defined in Rule 144A under the Securities Act of 1933,
as amended) and acknowledges that it has received such information as the
undersigned has requested pursuant to Rule 144A or has determined not to request
such information and that it is aware that the registered holder is relying upon
the undersigned's foregoing representations in order to claim the exemption from
registration provided by Rule 144A, and (ii) the undersigned (x) is not an
employee benefit plan subject to the Employee Retirement Income Security Act of
1974, as amended, or a plan subject to Section 4975 of the Internal Revenue Code
of 1986, as amended, and is not using the assets of any such employee benefit or
other plan to acquire this Certificate or (y) is an insurance company investing
assets of its general account and the exemptions provided by Section III(a) of
Department of Labor Prohibited Transaction Exemption 95-60, 60 Fed. Reg. 35925
(July 12, 1995), apply to the acquisition and holding by the undersigned of this
Certificate.
Dated_________________________
(Signature)
TO BE COMPLETED BY PURCHASER IF (b) ABOVE IS CHECKED:
The undersigned represents and warrants that (i) it is an institutional
"accredited investor" (as defined in Rule 501(a)(1), (2), (3) or (7) of
Regulation D under the Securities Act of 1933, as amended), and (ii) the
undersigned (x) is not an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended, or a plan subject to Section
4975 of the Internal Revenue Code of 1986, as amended, and is not using the
assets of any such employee benefit or other plan to acquire this Certificate or
(y) is an insurance company investing assets of its general account and the
exemptions provided by Section III(a) of Department of Labor Prohibited
Transaction Exemption 95-60, 60 Fed. Reg. 35925 (July 12, 1995), apply to the
acquisition and holding by the undersigned of this Certificate.
Dated_________________________
(Signature)
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B4 Certificate
Principal Balance:
Class B4 $2,009,000.00
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36157R4M4
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B4 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF DISTRIBUTION TO CERTAIN CLASSES OF
THE CERTIFICATES AS SET FORTH HEREIN AND IN THE AGREEMENT REFERRED TO HEREIN.
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES
ACT OF 1933, AS AMENDED (THE "SECURITIES ACT"), OR THE SECURITIES LAWS OF ANY
STATE OF THE UNITED STATES ("BLUE SKY LAWS"), AND SUCH CERTIFICATE MAY NOT BE
OFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED EXCEPT (A) TO A PERSON WHOM
THE SELLER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE
MEANING OF RULE 144A UNDER THE SECURITIES ACT IN A TRANSACTION MEETING THE
REQUIREMENTS OF RULE 144A, (B) PURSUANT TO AN EXEMPTION FROM REGISTRATION
PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (C) TO AN
INSTITUTIONAL ACCREDITED INVESTOR AS DEFINED IN RULE 501(a)(1), (2), (3) OR (7)
OF REGULATION D UNDER THE SECURITIES ACT, IN EACH CASE IN A TRANSACTION EXEMPT
FROM THE REGISTRATION REQUIREMENTS OF THE SECURITIES ACT AND IN ACCORDANCE WITH
ANY APPLICABLE BLUE SKY LAWS. NO REPRESENTATION IS MADE AS TO THE AVAILABILITY
OF THE EXEMPTION PROVIDED BY RULE 144 FOR RESALES OF THIS CERTIFICATE.
PRINCIPAL IN RESPECT OF THIS CERTIFICATE IS DISTRIBUTABLE AS SET FORTH IN THE
AGREEMENT (AS DEFINED HEREIN). ACCORDINGLY, THE CERTIFICATE PRINCIPAL BALANCE OF
THIS CERTIFICATE AT ANY TIME MAY BE LESS THAN THE INITIAL CERTIFICATE PRINCIPAL
BALANCE OF THIS CERTIFICATE AS SET FORTH HEREON. THIS CERTIFICATE DOES NOT
REPRESENT AN INTEREST IN OR OBLIGATION OF GE CAPITAL MORTGAGE SERVICES, INC. OR
THE TRUSTEE (AS DEFINED HEREIN).
TRANSFER OF THIS CERTIFICATE IS RESTRICTED AS PROVIDED IN SECTION 5.02 OF THE
AGREEMENT.
THIS CERTIFICATE IS A "REGULAR INTEREST" IN A "REAL ESTATE MORTGAGE INVESTMENT
CONDUIT" ("REMIC") (AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS
860G(a)(1) AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED).
THIS CERTIFICATE MAY NOT BE PURCHASED BY OR TRANSFERRED TO ANY EMPLOYEE BENEFIT
PLAN SUBJECT TO THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED
("ERISA") OR A PLAN SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF
1986, AS AMENDED ("SECTION 4975") (A "PLAN") OR A PERSON THAT IS USING THE
ASSETS OF A PLAN TO ACQUIRE THIS CERTIFICATE, EXCEPT AS DESCRIBED HEREIN. THE
TRANSFER OF THIS CERTIFICATE IS SUBJECT TO CERTAIN OTHER RESTRICTIONS AS SET
FORTH HEREIN.
<PAGE>
REMIC MORTGAGE PASS-THROUGH CERTIFICATE, SERIES 1999-15
evidencing a beneficial ownership interest in a
trust fund which consists primarily of two pools of
conventional, fixed rate, one- to four-family
mortgage loans sold and serviced by
GE CAPITAL MORTGAGE SERVICES, INC.
No. R- Initial Class B5 Certificate
Principal Balance:
Class B5 $2,513,843.12
Certificate Interest Initial Certificate Principal
Rate per annum: 6.75% Balance of this Certificate:
$
Cut-off Date:
July 1, 1999
First Distribution Date: CUSIP: 36157R4N2
August 25, 1999
<PAGE>
THIS CERTIFIES THAT
is the registered owner of the Percentage Interest evidenced by this Certificate
(obtained by dividing the initial Certificate Principal Balance of this
Certificate by the aggregate initial Certificate Principal Balance of all Class
B5 Certificates, both as specified above) in certain distributions with respect
to the Trust Fund, consisting primarily of two pools ("Pool 1" and "Pool 2") of
conventional, fixed rate, one- to four-family mortgage loans (the "Mortgage
Loans"), sold and serviced by GE Capital Mortgage Services, Inc., a corporation
organized and existing under the laws of the State of New Jersey (the
"Company"). The Trust Fund was created pursuant to a Pooling and Servicing
Agreement dated as of July 1, 1999 (the "Agreement"), between the Company and
State Street Bank and Trust Company, as trustee (the "Trustee"), a summary of
certain of the pertinent provisions of which is set forth herein below. To the
extent not defined herein, the terms used herein have the meanings assigned in
the Agreement. This Certificate is issued under and is subject to the terms,
provisions and conditions of the Agreement, to which Agreement the Holder of
this Certificate by virtue of the acceptance hereof assents and by which such
Holder is bound.
The Agreement requires the distribution on the 25th day of each month or,
if such 25th day is not a Business Day, the Business Day immediately following
(the "Distribution Date"), commencing in August 1999, to the Person in whose
name this Certificate is registered at the close of business on the last
Business Day of the month immediately preceding the month of such distribution
(the "Record Date"), of an amount equal to the product of the Percentage
Interest evidenced by this Certificate and the aggregate amount required to be
distributed to Holders of Certificates of the same Class as this Certificate
pursuant to the Agreement.
Distributions on this Certificate will be made by the Trustee by check or money
order mailed to the Person entitled thereto at the address appearing in the
Certificate Register or, upon written request by the Certificateholder, by such
other means of payment as such Person and the Trustee shall agree. Except as
otherwise provided in the Agreement, the final distribution on this Certificate
will be made in the applicable manner described above, after due notice by the
Trustee of the pendency of such distribution and only upon presentation and
<PAGE>
EXHIBIT B
PRINCIPAL BALANCE SCHEDULES
None.
<PAGE>
EXHIBIT C
MORTGAGE LOANS
<TABLE>
<CAPTION>
GE Capital Mortgages Services, Inc. EXHIBIT C
POOL 1
Issue Date: June 1, 1999\
P.O. Box 5260\
Cherry Hill, N.J. 08034\
(800) -257-7818\
DELIVERY ID: 0004991530
---------------------------------------------------------------------------------------------------------------PAGE:
--------------------------------------------------------------------------------
<S> <C> <C>
LN # 0007615024 MORTGAGORS: KENDALL, WILLIAM
KENDALL, CATHERINE
ADDRESS : 750 LADERA LANE
MORTGAGE AMT: 596,200.00 CITY SANTA BARBARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93108
UNPAID BALANCE: 587,028.310 OPTION TO CONVERT : No
MONTHLY P&I: 4,219.87 ANNUAL RATE ADJUST: 0.000
LTV : 82.23400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 11/01/27
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007678469 MORTGAGORS: LOWDEN, GEORGE
LOWDEN, BARBARA
ADDRESS : 7330 LUGANO DRIVE
MORTGAGE AMT: 80,000.00 CITY BOYNTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.65000 FL 33437
UNPAID BALANCE: 79,221.600 OPTION TO CONVERT : No
MONTHLY P&I: 567.62 ANNUAL RATE ADJUST: 0.000
LTV : 55.59400 OUTSIDE CONV DATE:
CURRENT INT 7.65000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007679764 MORTGAGORS: HEILMAN, DOUGLAS
HEILMAN, MAGGIE
ADDRESS : 350 BELMONT AVENUE
MORTGAGE AMT: 202,500.00 CITY REDWOOD CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.30000 CA 94061
UNPAID BALANCE: 200,390.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,388.29 ANNUAL RATE ADJUST: 0.000
LTV : 50.62500 OUTSIDE CONV DATE:
CURRENT INT 7.30000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007680168 MORTGAGORS: HOWE, RICHARD
HOWE, LAURENE
ADDRESS : 1900 CHILTON DRIVE
MORTGAGE AMT: 127,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91201
UNPAID BALANCE: 125,664.230 OPTION TO CONVERT : No
MONTHLY P&I: 866.37 ANNUAL RATE ADJUST: 0.000
LTV : 42.33300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007680283 MORTGAGORS: ALUZZO, TERESA
ADDRESS : 7 SWALLOW LANE
MORTGAGE AMT: 120,000.00 CITY HAUPPAUGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11788
UNPAID BALANCE: 118,658.270 OPTION TO CONVERT : No
MONTHLY P&I: 818.62 ANNUAL RATE ADJUST: 0.000
LTV : 55.81395 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007721301 MORTGAGORS: MORIARTY, JOHN
MORIARTY, MELISA
ADDRESS : 11141 SAUNDERS COURT
MORTGAGE AMT: 233,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92131
UNPAID BALANCE: 231,131.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,669.24 ANNUAL RATE ADJUST: 0.000
LTV : 79.79452 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007728058 MORTGAGORS: FIXLER, JAMES
ADDRESS : 1362 EAST 93RD STREET
MORTGAGE AMT: 41,300.00 CITY CLEVELAND
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 OH 44106
UNPAID BALANCE: 40,943.190 OPTION TO CONVERT : No
MONTHLY P&I: 310.27 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007728348 MORTGAGORS: ROBBINS, DUANE
ROBBINS, JUDITH
ADDRESS : 1108 WOOD AVENUE
MORTGAGE AMT: 51,200.00 CITY RAPID CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 SD 57701
UNPAID BALANCE: 50,793.030 OPTION TO CONVERT : No
MONTHLY P&I: 384.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.62990 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007728611 MORTGAGORS: BONNEMA, KEVIN
BONNEMA, CARA
ADDRESS : 6370 VROOMAN ROAD
MORTGAGE AMT: 114,000.00 CITY LEROY TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 OH 44077
UNPAID BALANCE: 113,116.220 OPTION TO CONVERT : No
MONTHLY P&I: 866.48 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007728751 MORTGAGORS: SCHUSTER, MICHAEL
GHANN, BRIAN
ADDRESS : 5217 TURNEY ROAD,
MORTGAGE AMT: 111,150.00 CITY GARFIELD HTS.,
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 OH 44125
UNPAID BALANCE: 110,218.130 OPTION TO CONVERT : No
MONTHLY P&I: 805.92 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007728769 MORTGAGORS: LEAHY, KIMBERLY
MARGARD, DOROTHY
ADDRESS : 485 COLLINS DRIVE
MORTGAGE AMT: 28,350.00 CITY MANSFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 OH 44903
UNPAID BALANCE: 28,144.220 OPTION TO CONVERT : No
MONTHLY P&I: 212.98 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007729023 MORTGAGORS: MESA, KENNETH
MESA, YAEL
ADDRESS : 10343 EAST FORGE AVENUE
MORTGAGE AMT: 81,600.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 AZ 85208
UNPAID BALANCE: 80,865.980 OPTION TO CONVERT : No
MONTHLY P&I: 577.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.98400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007729247 MORTGAGORS: KINGREY, DARCEY
GUNDERSON, CLARENCE
ADDRESS : 14 E QUINCY STREET
MORTGAGE AMT: 47,000.00 CITY RAPID CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 SD 57701
UNPAID BALANCE: 46,626.390 OPTION TO CONVERT : No
MONTHLY P&I: 353.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.66100 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007729262 MORTGAGORS: CLARK, ERLYNE
ADDRESS : 125 MINFFORD ROAD
MORTGAGE AMT: 150,000.00 CITY BALA CYNWYD
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 PA 19004
UNPAID BALANCE: 148,741.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,100.65 ANNUAL RATE ADJUST: 0.000
LTV : 26.84800 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007729601 MORTGAGORS: WOLF, RANDAL
WOLF, REBEKAH
ADDRESS : 38250 SE LUSTED ROAD
MORTGAGE AMT: 161,000.00 CITY BORING
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97009
UNPAID BALANCE: 159,643.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,125.74 ANNUAL RATE ADJUST: 0.000
LTV : 68.51000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007729791 MORTGAGORS: PIEKARSKI, TADEUSZ
PIEKARSKI, TINA
ADDRESS : 21988 EAST SUNSET DRIVE
MORTGAGE AMT: 135,000.00 CITY MACOMB
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 MI 48044
UNPAID BALANCE: 133,967.900 OPTION TO CONVERT : No
MONTHLY P&I: 990.58 ANNUAL RATE ADJUST: 0.000
LTV : 84.37500 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007729858 MORTGAGORS: WIKSTROM, RONALD
WIKSTROM, BERNICE
WIKSTROM, BERNICE
WIKSTROM, SOFIA
ADDRESS : 1797 BILLINGS ROAD
MORTGAGE AMT: 215,200.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94519
UNPAID BALANCE: 213,342.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,486.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007729882 MORTGAGORS: GLYNN, JAMES
GLYNN, MARJORIE
ADDRESS : 2820 N KENNICOTT AVENUE
MORTGAGE AMT: 126,000.00 CITY ARLINGTON HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 IL 60004
UNPAID BALANCE: 125,014.220 OPTION TO CONVERT : No
MONTHLY P&I: 913.59 ANNUAL RATE ADJUST: 0.000
LTV : 58.60400 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007730088 MORTGAGORS: MOFFETT, JOHN
MOFFETT, MARGARET
ADDRESS : 1778 HIGH PARK STREET
MORTGAGE AMT: 180,000.00 CITY SARASOTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 FL 34239
UNPAID BALANCE: 178,692.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,289.54 ANNUAL RATE ADJUST: 0.000
LTV : 79.29500 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007730138 MORTGAGORS: BARETTA, RONALD
BARETTA, MARY
ADDRESS : 1112 WEST MAGNOLIA STREET
MORTGAGE AMT: 124,000.00 CITY FORT COLLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80521
UNPAID BALANCE: 122,903.210 OPTION TO CONVERT : No
MONTHLY P&I: 845.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007730153 MORTGAGORS: GOODE, TIMOTHY
GOODE, EILEEN
ADDRESS : 4285 MILLIKEN COURT
MORTGAGE AMT: 140,000.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CO 80303
UNPAID BALANCE: 138,852.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,015.10 ANNUAL RATE ADJUST: 0.000
LTV : 69.30600 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007749757 MORTGAGORS: DOYLE, KEVIN
ADDRESS : 347 LAKEVIEW DRIVE
MORTGAGE AMT: 73,600.00 CITY BAILEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CO 80421
UNPAID BALANCE: 73,132.010 OPTION TO CONVERT : No
MONTHLY P&I: 533.65 ANNUAL RATE ADJUST: 0.000
LTV : 76.66666 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007749849 MORTGAGORS: POIDOMANI, GEORGES
POIDOMANI, FRANCOISE
ADDRESS : 7828 VIRGINIA OAKS DRIVE
MORTGAGE AMT: 220,000.00 CITY GAINESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 20155
UNPAID BALANCE: 218,493.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,538.27 ANNUAL RATE ADJUST: 0.000
LTV : 68.75000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007750276 MORTGAGORS: BILES, STEPHEN
ADDRESS : 11902 BROAD OAKS DRIVE UN
MORTGAGE AMT: 117,750.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 78759
UNPAID BALANCE: 116,943.510 OPTION TO CONVERT : No
MONTHLY P&I: 823.33 ANNUAL RATE ADJUST: 0.000
LTV : 79.96604 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007750482 MORTGAGORS: MILES, DONALD
GREB, CONSTANCE
GREB, CONSTANCE
GREB, FOSTER
ADDRESS : 129 NORTH COLUMBUS AVENUE
MORTGAGE AMT: 54,400.00 CITY MEDFORD
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 OR 97501
UNPAID BALANCE: 54,079.070 OPTION TO CONVERT : No
MONTHLY P&I: 408.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007750581 MORTGAGORS: KOSSON, WILLIAM
KOSSON, LYNN
ADDRESS : 225 TALLMAN AVENUE
MORTGAGE AMT: 76,000.00 CITY ROMEOVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 IL 60446
UNPAID BALANCE: 75,363.380 OPTION TO CONVERT : No
MONTHLY P&I: 551.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007750771 MORTGAGORS: PITTA, BENJAMIN
PITTA, JULIE
ADDRESS : 1418 1420 ARIES LANE
MORTGAGE AMT: 48,000.00 CITY CLEARWATER
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 FL 33755
UNPAID BALANCE: 29,641.560 OPTION TO CONVERT : No
MONTHLY P&I: 352.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007751332 MORTGAGORS: MESSIC, CARLA
ADDRESS : 215 STOWE WAY
MORTGAGE AMT: 105,000.00 CITY SHARPSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 GA 30277
UNPAID BALANCE: 104,315.560 OPTION TO CONVERT : No
MONTHLY P&I: 752.23 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007751514 MORTGAGORS: BUSCH, JAY
ADDRESS : 7509 EAST ALMERIA ROAD
MORTGAGE AMT: 91,200.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 AZ 85257
UNPAID BALANCE: 90,661.920 OPTION TO CONVERT : No
MONTHLY P&I: 685.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007751548 MORTGAGORS: ROBERTS, LINDA
WEBURG, METTA
ADDRESS : 1824 EMERALD DRIVE
MORTGAGE AMT: 58,050.00 CITY IRVING
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 TX 75060
UNPAID BALANCE: 57,748.320 OPTION TO CONVERT : No
MONTHLY P&I: 461.87 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007751928 MORTGAGORS: RITTER, DANIEL
RITTER, CYNTHIA
ADDRESS : 5100 TEJON STREET
MORTGAGE AMT: 91,700.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CO 80221
UNPAID BALANCE: 91,172.440 OPTION TO CONVERT : No
MONTHLY P&I: 696.99 ANNUAL RATE ADJUST: 0.000
LTV : 89.99000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007753239 MORTGAGORS: LEE, YONG
LEE, JONG
ADDRESS : 7300 DESIERTO PAIS DRIVE
MORTGAGE AMT: 84,700.00 CITY EL PASO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 TX 79912
UNPAID BALANCE: 84,152.260 OPTION TO CONVERT : No
MONTHLY P&I: 614.13 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007753502 MORTGAGORS: GENOVA, RONALD
LEE, JOHN
ADDRESS : 423 STEVENS CIRCLE
MORTGAGE AMT: 89,850.00 CITY PLATTEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CO 80651
UNPAID BALANCE: 89,278.710 OPTION TO CONVERT : No
MONTHLY P&I: 651.47 ANNUAL RATE ADJUST: 0.000
LTV : 89.98497 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007753528 MORTGAGORS: GENOVA, RONALD
LEE, JOHN
ADDRESS : 421 STEVENS CIRCLE
MORTGAGE AMT: 89,850.00 CITY PLATTEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CO 80651
UNPAID BALANCE: 89,278.710 OPTION TO CONVERT : No
MONTHLY P&I: 651.47 ANNUAL RATE ADJUST: 0.000
LTV : 89.98497 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007753700 MORTGAGORS: HALL, KEVIN
BOWER, MELINDA
ADDRESS : 17112 STATE HIGHWAY 86
MORTGAGE AMT: 230,700.00 CITY KIOWA
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CO 80117
UNPAID BALANCE: 227,116.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,733.17 ANNUAL RATE ADJUST: 0.000
LTV : 64.62184 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007753981 MORTGAGORS: BRAKE, TONY
ADDRESS : 15011 EAST MONTVIEW BOULE
MORTGAGE AMT: 109,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80011
UNPAID BALANCE: 108,253.520 OPTION TO CONVERT : No
MONTHLY P&I: 762.14 ANNUAL RATE ADJUST: 0.000
LTV : 64.11764 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007754336 MORTGAGORS: MATTHEWS, DENNIS
MATTHEWS, BARBARA
ADDRESS : 23810 - 111TH PLACE W.
MORTGAGE AMT: 293,000.00 CITY EDMONDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98020
UNPAID BALANCE: 290,707.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.68 ANNUAL RATE ADJUST: 0.000
LTV : 78.97574 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007764624 MORTGAGORS: BIRKNER, ELKE
GENSCH, THOMAS
ADDRESS : 1764 ASHLAND MINE ROAD
MORTGAGE AMT: 110,000.00 CITY ASHLAND
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 OR 97520
UNPAID BALANCE: 109,439.480 OPTION TO CONVERT : No
MONTHLY P&I: 836.08 ANNUAL RATE ADJUST: 0.000
LTV : 50.34300 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007764798 MORTGAGORS: GARNER, WILBERT
GARNER, MADELINE
ADDRESS : 1205 SIGNAL ROCK ROAD
MORTGAGE AMT: 200,000.00 CITY GRAND JUNCT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 81505
UNPAID BALANCE: 198,532.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,381.35 ANNUAL RATE ADJUST: 0.000
LTV : 78.43100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007765019 MORTGAGORS: CHARETTE, GERALD
CHARETTE, YOLANDA
ADDRESS : 4955 PONTIAC LANE
MORTGAGE AMT: 137,000.00 CITY SANTA MARIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93455
UNPAID BALANCE: 134,301.070 OPTION TO CONVERT : No
MONTHLY P&I: 957.92 ANNUAL RATE ADJUST: 0.000
LTV : 52.69200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007765175 MORTGAGORS: MATSON, GEORGE
MATSON, OLETA
ADDRESS : 202 CHAPARRAL AVENUE
MORTGAGE AMT: 148,300.00 CITY BENSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85602
UNPAID BALANCE: 145,209.330 OPTION TO CONVERT : No
MONTHLY P&I: 986.64 ANNUAL RATE ADJUST: 0.000
LTV : 67.40900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007765787 MORTGAGORS: MCCAIN, JEFFREY
MCCAIN, SUSAN
ADDRESS : 675 WEST HUBBARD CIRCLE
MORTGAGE AMT: 217,500.00 CITY ALPINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 UT 84004
UNPAID BALANCE: 216,113.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,483.73 ANNUAL RATE ADJUST: 0.000
LTV : 48.33300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007773732 MORTGAGORS: RABB, JAMES
RABB, PHYLLIS
ADDRESS : 6080 S.W. 118 STREET
MORTGAGE AMT: 224,272.27 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33156
UNPAID BALANCE: 222,152.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,561.29 ANNUAL RATE ADJUST: 0.000
LTV : 73.53100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 09/01/26
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007789712 MORTGAGORS: MANNINO, JOSEPH
MANNINO, ANNA
ADDRESS : 21 MITCHELL PL.
MORTGAGE AMT: 219,750.00 CITY PORT CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10573
UNPAID BALANCE: 217,181.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,703.72 ANNUAL RATE ADJUST: 0.000
LTV : 73.25000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007802812 MORTGAGORS: AROUGE, JOHN
MATHAI, THOONKUZHY
MATHAI, THOONKUZHY
AROUGE, SHERLY
ADDRESS : 834 BRIDGEWAY CIRCLE
MORTGAGE AMT: 266,250.00 CITY EL SOBRANTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94803
UNPAID BALANCE: 264,953.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,793.78 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007802838 MORTGAGORS: D'IORIO, LOUIS
D'IORIO, YUKAKO
ADDRESS : 264 RHEEM BOULEVARD
MORTGAGE AMT: 336,000.00 CITY MORAGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94556
UNPAID BALANCE: 334,323.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,235.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007803265 MORTGAGORS: GEBERT, BRUCE
ADDRESS : 41868 VENN ROAD
MORTGAGE AMT: 275,000.00 CITY ANTIOCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60002
UNPAID BALANCE: 273,887.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007803299 MORTGAGORS: GROVER, MICHAEL
GROVER, TRACY
ADDRESS : 170 NORLYN DRIVE
MORTGAGE AMT: 291,200.00 CITY WALNUT CREEK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94596
UNPAID BALANCE: 289,602.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007803489 MORTGAGORS: OLMSTED, ROBBIN
OLMSTED, KATHLEEN
ADDRESS : 70 MOUNT RAINIER DRIVER
MORTGAGE AMT: 356,000.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94903
UNPAID BALANCE: 354,223.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,368.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007808249 MORTGAGORS: GROVES, DAVID
GROVES, NANCY
GROVES, NANCY
ADDRESS : 308 STONINGTON LN
MORTGAGE AMT: 458,800.00 CITY COLLEYVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 TX 76034
UNPAID BALANCE: 456,802.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,975.77 ANNUAL RATE ADJUST: 0.000
LTV : 71.82778 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007808538 MORTGAGORS: LLAURADO, THADD
LLAURADO, KATHLEEN
ADDRESS : 2120 S. CHANCEL COURT
MORTGAGE AMT: 324,000.00 CITY NEW BERLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53151
UNPAID BALANCE: 322,647.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007809080 MORTGAGORS: TRUJILLO, SARA
LEDERER, GERARD
ADDRESS : 7605 LAKE GLEN DR
MORTGAGE AMT: 284,000.00 CITY GLENN DALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 26769
UNPAID BALANCE: 283,083.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,913.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007813918 MORTGAGORS: ALMQUIST, KAREN
ADDRESS : 3554 OLD LEE HIGHWAY
MORTGAGE AMT: 153,750.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 VA 22030
UNPAID BALANCE: 153,300.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,088.23 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007813959 MORTGAGORS: CHRISTENSEN, KAREN
ADDRESS : 1528 PARK GLEN COURT
MORTGAGE AMT: 100,500.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20190
UNPAID BALANCE: 99,923.260 OPTION TO CONVERT : No
MONTHLY P&I: 677.09 ANNUAL RATE ADJUST: 0.000
LTV : 57.42800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007814015 MORTGAGORS: BAIN, DEBBIE
ADDRESS : 13595 CRESCENT HILLS DRIV
MORTGAGE AMT: 195,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91709
UNPAID BALANCE: 192,610.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,363.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.59100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007815749 MORTGAGORS: GROVES, CRAIG
GROVES, PAULA
ADDRESS : 1551 REBEL WAY
MORTGAGE AMT: 220,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95118
UNPAID BALANCE: 220,280.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,506.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0030846489 MORTGAGORS: WONG, ALLAN
ADDRESS : 380 RECTOR PL APT 23G
MORTGAGE AMT: 215,000.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NY 10280
UNPAID BALANCE: 68,899.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,691.41 ANNUAL RATE ADJUST: 0.000
LTV : 51.19000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 07/01/27
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031046840 MORTGAGORS: SAMARAS, ARTHUR
SAMARAS, SAMANTHA
ADDRESS : 71 WEST VALLEY BROOK ROAD
MORTGAGE AMT: 248,425.00 CITY TOWNSHIP OF WASHINGT
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 NJ 07853
UNPAID BALANCE: 244,976.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,801.26 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 12/01/27
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031187537 MORTGAGORS: LAUSTEN, MERLYN
LAUSTEN, SANDRA
ADDRESS : 4201 BEAR PAW COURT
MORTGAGE AMT: 276,000.00 CITY RESCUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95672
UNPAID BALANCE: 272,075.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,977.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 12/01/27
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031228141 MORTGAGORS: LOVE, RONALD
LOVE, TERRI
ADDRESS : 28418 3RD AVENUE NE
MORTGAGE AMT: 316,500.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 WA 98223
UNPAID BALANCE: 312,596.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,294.85 ANNUAL RATE ADJUST: 0.000
LTV : 79.12500 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 02/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031323959 MORTGAGORS: TANAKA, ROBERT
TANAKA, CHERYL
ADDRESS : 9858 EAST BELMONT AVENUE
MORTGAGE AMT: 142,000.00 CITY SANGER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93657
UNPAID BALANCE: 140,189.140 OPTION TO CONVERT : No
MONTHLY P&I: 980.76 ANNUAL RATE ADJUST: 0.000
LTV : 65.43700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031333818 MORTGAGORS: FENTON, MASON
FENTON, MARY
ADDRESS : 10272 SHADYRIDGE DRIVE
MORTGAGE AMT: 255,000.00 CITY SANTA ANA AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92705
UNPAID BALANCE: 252,033.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000
LTV : 72.85700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031379993 MORTGAGORS: ANNE, RAO
ANNE, JAYA
ADDRESS : 555 DEODAR LANE
MORTGAGE AMT: 1,000,000.00 CITY BRADBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91010
UNPAID BALANCE: 987,790.540 OPTION TO CONVERT : No
MONTHLY P&I: 6,821.76 ANNUAL RATE ADJUST: 0.000
LTV : 55.55555 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0031483670 MORTGAGORS: ZATTAU, DONALD
ZATTAU, SHIELA
ADDRESS : 4128 DUNLIN COURT
MORTGAGE AMT: 113,050.00 CITY WALDORF
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MD 20603
UNPAID BALANCE: 111,971.510 OPTION TO CONVERT : No
MONTHLY P&I: 809.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.33300 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031496177 MORTGAGORS: BLANCHARD, CRAIG
BLANCHARD, LINDA
ADDRESS : 54 TALLMADGE TRAIL
MORTGAGE AMT: 150,000.00 CITY MILLER PLACE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11764
UNPAID BALANCE: 149,304.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,036.01 ANNUAL RATE ADJUST: 0.000
LTV : 58.02700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031520448 MORTGAGORS: WATSON, STEPHEN
ADDRESS : 2107 TALAMORE ROAD
MORTGAGE AMT: 110,440.00 CITY PFLUGERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 78660
UNPAID BALANCE: 109,185.240 OPTION TO CONVERT : No
MONTHLY P&I: 753.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031534290 MORTGAGORS: RAY, DOUGLAS
RAY, LAURIE
RAY, LAURIE
ADDRESS : 6 POPPLE BOTTOM ROAD
MORTGAGE AMT: 310,000.00 CITY SANDWICH
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 MA 02683
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,356.22 ANNUAL RATE ADJUST: 0.000
LTV : 79.48700 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031544844 MORTGAGORS: CHEESMAN, HAROLD
CHEESMAN, DEBORAH
ADDRESS : 924 11TH AVENUE
MORTGAGE AMT: 192,000.00 CITY FOX ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98333
UNPAID BALANCE: 190,076.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,342.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031584279 MORTGAGORS: DOUGLAS, DUANE
DOUGLAS, NANCY
ADDRESS : 10377 STRAWBERRY DR.
MORTGAGE AMT: 333,750.00 CITY LAKELAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MI 48143
UNPAID BALANCE: 330,566.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,391.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031601362 MORTGAGORS: SANTANA, GONZALO
SANTANA, LETICIA
ADDRESS : 15456 SW 171 STREET
MORTGAGE AMT: 100,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33187
UNPAID BALANCE: 98,213.320 OPTION TO CONVERT : No
MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000
LTV : 64.87608 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031605652 MORTGAGORS: SABJA, ELIAS
SABJA, MARIA
ADDRESS : 96-18 50TH AVENUE
MORTGAGE AMT: 234,650.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11368
UNPAID BALANCE: 232,856.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,640.71 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031612682 MORTGAGORS: FECHTER, JOEL
ADDRESS : 13117 PINEY KNOLL LANE
MORTGAGE AMT: 474,500.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20854
UNPAID BALANCE: 472,189.200 OPTION TO CONVERT : No
MONTHLY P&I: 3,196.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031624646 MORTGAGORS: KIM, YOUNG
KIM, JU
ADDRESS : 15517 NORTHWEST TRAKEHNER
MORTGAGE AMT: 160,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97229
UNPAID BALANCE: 158,524.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,118.75 ANNUAL RATE ADJUST: 0.000
LTV : 60.83600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031627714 MORTGAGORS: BELL, DOUGLAS
BELL, KARENA
ADDRESS : 46500 CYPRESS STREET
MORTGAGE AMT: 153,500.00 CITY SHELY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 46315
UNPAID BALANCE: 152,142.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,047.14 ANNUAL RATE ADJUST: 0.000
LTV : 94.46100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031633084 MORTGAGORS: BLAKELY, THOMAS
BLAKELY, JENNIFER
ADDRESS : 40 AMELIA DRIVE
MORTGAGE AMT: 150,000.00 CITY WALTHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02154
UNPAID BALANCE: 148,728.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,036.02 ANNUAL RATE ADJUST: 0.000
LTV : 36.14400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031647274 MORTGAGORS: ARENO, PATRICIA
ADDRESS : 12900 VALLEYWOOD DRIVE
MORTGAGE AMT: 168,000.00 CITY WOODBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 22192
UNPAID BALANCE: 166,491.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,160.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031651177 MORTGAGORS: FULTON, GREGORY
FULTON, LORIANN
ADDRESS : 1815 DOLPHIN COURT
MORTGAGE AMT: 210,500.00 CITY DISCOVERY BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94514
UNPAID BALANCE: 206,432.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,453.87 ANNUAL RATE ADJUST: 0.000
LTV : 69.01600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031651342 MORTGAGORS: BATTYE, THOMAS
BATTYE, JEAN
ADDRESS : 45 CHRISTOPHER DRIVE UNIT
MORTGAGE AMT: 70,000.00 CITY METHUEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01844
UNPAID BALANCE: 69,386.310 OPTION TO CONVERT : No
MONTHLY P&I: 483.47 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031654122 MORTGAGORS: BENNETT, KELLY
BENNETT, CINDY
ADDRESS : 8333 SOUTH STRATFORD LANE
MORTGAGE AMT: 99,000.00 CITY WEST JORDAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 UT 84088
UNPAID BALANCE: 96,669.560 OPTION TO CONVERT : No
MONTHLY P&I: 700.72 ANNUAL RATE ADJUST: 0.000
LTV : 46.91900 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031657240 MORTGAGORS: STEWART-BUTLER, GREGORY
NEMETZ, KRISTIN
ADDRESS : 2102 HARTFORD ROAD
MORTGAGE AMT: 206,000.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 78703
UNPAID BALANCE: 204,006.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,405.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031661366 MORTGAGORS: PRENTISS, RICHARD
ADDRESS : 653 BURTONS COVE WAY #5
MORTGAGE AMT: 89,600.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21401
UNPAID BALANCE: 88,657.660 OPTION TO CONVERT : No
MONTHLY P&I: 611.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031666449 MORTGAGORS: NAJOR, HARRY
NAJOR, BASIMA
ADDRESS : 13541 LAGUNA VISTA
MORTGAGE AMT: 115,500.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92021
UNPAID BALANCE: 114,427.610 OPTION TO CONVERT : No
MONTHLY P&I: 768.43 ANNUAL RATE ADJUST: 0.000
LTV : 58.62900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031676125 MORTGAGORS: GRIFFITH, VIRGINIA
WATSON, ASHLEY
ADDRESS : 136 AMHERST PLACE
MORTGAGE AMT: 91,800.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 GA 30327
UNPAID BALANCE: 91,116.650 OPTION TO CONVERT : No
MONTHLY P&I: 681.61 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031679269 MORTGAGORS: GRAY, DAVID
GRAY, JANE
ADDRESS : 1538-1540 COUNTY ROAD
MORTGAGE AMT: 115,900.00 CITY MINDEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NV 89423
UNPAID BALANCE: 114,857.500 OPTION TO CONVERT : No
MONTHLY P&I: 820.33 ANNUAL RATE ADJUST: 0.000
LTV : 94.22700 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031690639 MORTGAGORS: STEFANI, ROBERT
STEFANI, VERONICA
ADDRESS : 36928 MONTECITO DRIVE
MORTGAGE AMT: 150,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94536
UNPAID BALANCE: 148,736.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000
LTV : 28.30100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031694888 MORTGAGORS: GABLE, WILLIAM
GABLE, VICTORIA
ADDRESS : 240 D SILAS CARTER ROAD
MORTGAGE AMT: 150,000.00 CITY MANORVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11949
UNPAID BALANCE: 143,766.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,074.62 ANNUAL RATE ADJUST: 0.000
LTV : 54.54500 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031703879 MORTGAGORS: LITE, MARK
LITE, CATHY
ADDRESS : 832 WILLOW DRIVE
MORTGAGE AMT: 144,000.00 CITY BREA
:\ STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92821
UNPAID BALANCE: 142,253.570 OPTION TO CONVERT : No
MONTHLY P&I: 982.33 ANNUAL RATE ADJUST: 0.000
LTV : 77.83700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031716947 MORTGAGORS: VILLANI, JOSEPH
VILLANI, KIMBERLY
ADDRESS : 350 EAST 3RD STREET
MORTGAGE AMT: 146,800.00 CITY MOORESTOWN,
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08057
UNPAID BALANCE: 144,032.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,171.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/18
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031718703 MORTGAGORS: WILLIAMS, RANDY
WILLIAMS, DEBBIE
ADDRESS : 223-15 134TH RD
MORTGAGE AMT: 199,500.00 CITY LAURELTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11413
UNPAID BALANCE: 198,050.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,429.25 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031724362 MORTGAGORS: HUGHES, MARY
SMALL, MICHELLE
SMALL, MICHELLE
MACIAS-REYES, ISRAEL
ADDRESS : 6000 OUTLOOK AVENUE
MORTGAGE AMT: 136,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94605
UNPAID BALANCE: 134,854.420 OPTION TO CONVERT : No
MONTHLY P&I: 950.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031725005 MORTGAGORS: DENEWILER, ROBERT
DENEWILER, NANCY
ADDRESS : 1015 CRESTVIEW DRIVE
MORTGAGE AMT: 182,800.00 CITY BRAWLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92227
UNPAID BALANCE: 181,222.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,262.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031725021 MORTGAGORS: HANNON, JAMES
HANNON, JOAN
ADDRESS : 22 SUNDERLAND RD
MORTGAGE AMT: 179,000.00 CITY DENVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07834
UNPAID BALANCE: 174,833.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,251.60 ANNUAL RATE ADJUST: 0.000
LTV : 44.75000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031728272 MORTGAGORS: MILLER, JOSEPH
MILLER, MICHELLE
ADDRESS : 507 PAISLEY PLACE
MORTGAGE AMT: 116,800.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DE 19711
UNPAID BALANCE: 115,908.410 OPTION TO CONVERT : No
MONTHLY P&I: 816.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031729205 MORTGAGORS: GREENEN, LOREN
ADDRESS : 2530 "A" EAST MADISON STR
MORTGAGE AMT: 212,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98112
UNPAID BALANCE: 208,955.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,464.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031734809 MORTGAGORS: HUGHES, WILLIAM
HUGHES, IVY
ADDRESS : 180 FIDDLERS ELBOW ROAD
MORTGAGE AMT: 180,000.00 CITY PHILLIPSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 08865
UNPAID BALANCE: 178,410.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,167.48 ANNUAL RATE ADJUST: 0.000
LTV : 66.66666 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031748791 MORTGAGORS: BRUGNOLI, LOIUS
BRUGNOLI, MARIE
ADDRESS : 1343 MILL CREEK ROAD
MORTGAGE AMT: 206,000.00 CITY MANAHAWKIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 08050
UNPAID BALANCE: 204,503.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,475.81 ANNUAL RATE ADJUST: 0.000
LTV : 69.84200 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031752033 MORTGAGORS: JONAS, JERROLD
JONAS, KERSTIN
ADDRESS : 24 LANTERN DRIVE
MORTGAGE AMT: 210,000.00 CITY RIDGEFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06877
UNPAID BALANCE: 207,897.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,397.14 ANNUAL RATE ADJUST: 0.000
LTV : 63.63600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031760671 MORTGAGORS: WILT, LISA
WILT, CHARLES
ADDRESS : 77 DALWIN DRIVE
MORTGAGE AMT: 146,000.00 CITY DOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DE 19901
UNPAID BALANCE: 144,156.470 OPTION TO CONVERT : No
MONTHLY P&I: 995.98 ANNUAL RATE ADJUST: 0.000
LTV : 92.99360 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031770308 MORTGAGORS: TRUJILLO, TERESITA
TRUJILLO, FERNANDO
ADDRESS : 13249 WHISTLER AVENUE
MORTGAGE AMT: 52,000.00 CITY GRANADA HILLS AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91344
UNPAID BALANCE: 51,347.790 OPTION TO CONVERT : No
MONTHLY P&I: 377.04 ANNUAL RATE ADJUST: 0.000
LTV : 16.66600 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031774011 MORTGAGORS: PETERSEN, JEFF
ADDRESS : 2606 LYKES CT
MORTGAGE AMT: 127,900.00 CITY TAMPA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33611
UNPAID BALANCE: 126,874.730 OPTION TO CONVERT : No
MONTHLY P&I: 872.50 ANNUAL RATE ADJUST: 0.000
LTV : 79.98700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031796345 MORTGAGORS: KEMPKES, THOMAS
KEMPKES, LOIS
ADDRESS : 3799 NORTH RAINBOW DRIVE
MORTGAGE AMT: 66,500.00 CITY KINGMAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 AZ 86401
UNPAID BALANCE: 66,028.500 OPTION TO CONVERT : No
MONTHLY P&I: 482.18 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031797871 MORTGAGORS: PIZNAR, CATHERINE
PIZNAR, ROBERT
ADDRESS : 87 HARDWOOD ROAD
MORTGAGE AMT: 125,000.00 CITY MONROE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08831
UNPAID BALANCE: 122,009.930 OPTION TO CONVERT : No
MONTHLY P&I: 821.16 ANNUAL RATE ADJUST: 0.000
LTV : 42.37200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031808850 MORTGAGORS: KARIMKHANY, IRAJ
KHAYRI, MARYAM
ADDRESS : 26382 IVES WAY
MORTGAGE AMT: 213,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92630
UNPAID BALANCE: 211,642.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,453.04 ANNUAL RATE ADJUST: 0.000
LTV : 61.73900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031813108 MORTGAGORS: CHARNOCK, LEAH
ADDRESS : 1002 SCOTCH HEATHER AVENU
MORTGAGE AMT: 219,250.00 CITY MOUNT AIRY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21797
UNPAID BALANCE: 217,512.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,422.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.24700 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031818180 MORTGAGORS: BADZINSKI, ROBERT
BADZINSKI, JENNIFER
ADDRESS : 9954 GARDNER BLUFF RD
MORTGAGE AMT: 340,000.00 CITY BRUSSELS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WI 54204
UNPAID BALANCE: 336,180.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000
LTV : 73.91304 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031818362 MORTGAGORS: MAY, SUSAN
ADDRESS : 11462 ORCHARD LANE
MORTGAGE AMT: 148,400.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20190
UNPAID BALANCE: 147,430.630 OPTION TO CONVERT : No
MONTHLY P&I: 999.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031818446 MORTGAGORS: BUCHER, ERIC
COOK, CHRISTOPHER
ADDRESS : 15 SWAN VIEW DR
MORTGAGE AMT: 151,000.00 CITY PATCHOGUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11772
UNPAID BALANCE: 150,062.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,055.81 ANNUAL RATE ADJUST: 0.000
LTV : 67.11100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031821366 MORTGAGORS: DETWILER, VANCE
DETWILER, JENNIFER
ADDRESS : 4218-4220 PRESCOTT AVENUE
MORTGAGE AMT: 228,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75219
UNPAID BALANCE: 226,319.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,536.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031822414 MORTGAGORS: MARIGLIANO, RICHARD
MARIGLIANO, SHARON
ADDRESS : 12 SPRING GARDEN AVENUE
MORTGAGE AMT: 225,000.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07722
UNPAID BALANCE: 223,699.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,554.02 ANNUAL RATE ADJUST: 0.000
LTV : 52.32558 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031829419 MORTGAGORS: ELLIS, ROBERT
ELLIS, HELEN
ADDRESS : LOT 5 SHERWOOD FOREST
MORTGAGE AMT: 128,100.00 CITY LONDONDERRY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VT 05148
UNPAID BALANCE: 127,322.640 OPTION TO CONVERT : No
MONTHLY P&I: 895.69 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031831886 MORTGAGORS: BERCIER, JOHN
ADDRESS : 703 NEWELL AVENUE
MORTGAGE AMT: 134,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 75223
UNPAID BALANCE: 132,849.450 OPTION TO CONVERT : No
MONTHLY P&I: 925.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031835101 MORTGAGORS: FAVALORO, JOHN
FAVALORO, MAUREEN
ADDRESS : 140 IDLEWELL BLVD
MORTGAGE AMT: 120,000.00 CITY WEYMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02188
UNPAID BALANCE: 119,253.610 OPTION TO CONVERT : No
MONTHLY P&I: 828.81 ANNUAL RATE ADJUST: 0.000
LTV : 66.66600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031835226 MORTGAGORS: BENNETT, DAVID
BENNETT, MARGARET
ADDRESS : 600 ASBURY AVENUE
MORTGAGE AMT: 49,500.00 CITY NATIONAL PARK
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 NJ 08063
UNPAID BALANCE: 49,090.550 OPTION TO CONVERT : No
MONTHLY P&I: 380.62 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031839327 MORTGAGORS: STATZ, BRIAN
STATZ, KELLY
ADDRESS : 1919 WINCHESTER WAY
MORTGAGE AMT: 199,892.00 CITY WAUNAKEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WI 53597
UNPAID BALANCE: 197,099.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,335.42 ANNUAL RATE ADJUST: 0.000
LTV : 75.71600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031848823 MORTGAGORS: FRAGER, RONALD
RHYME, MARGARET
ADDRESS : 7561 S WILLOW CIRCLE
MORTGAGE AMT: 138,000.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80112
UNPAID BALANCE: 137,007.530 OPTION TO CONVERT : No
MONTHLY P&I: 906.57 ANNUAL RATE ADJUST: 0.000
LTV : 49.64028 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031852361 MORTGAGORS: PHILLIP, THOMAS
PHILLIP, DENISE
ADDRESS : 21 LAUREL AVENUE
MORTGAGE AMT: 120,000.00 CITY POMPTON LAKES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07442
UNPAID BALANCE: 119,332.740 OPTION TO CONVERT : No
MONTHLY P&I: 818.61 ANNUAL RATE ADJUST: 0.000
LTV : 66.66600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031854656 MORTGAGORS: BAFFA, JOHN
BAFFA, LESLIE
ADDRESS : 10 MANTENIDA
MORTGAGE AMT: 458,200.00 CITY TRABUCO CANYON AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92679
UNPAID BALANCE: 455,061.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,203.80 ANNUAL RATE ADJUST: 0.000
LTV : 78.32478 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031861016 MORTGAGORS: WRIGHT, PAMELA
ADDRESS : 2911 C WOODLEY STREET SOU
MORTGAGE AMT: 110,400.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22206
UNPAID BALANCE: 109,587.440 OPTION TO CONVERT : No
MONTHLY P&I: 716.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031862519 MORTGAGORS: MUSTO, DOMINICK
MUSTO, MADELYN
ADDRESS : 48 DOWING LANE
MORTGAGE AMT: 80,000.00 CITY JACKSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08527
UNPAID BALANCE: 79,464.570 OPTION TO CONVERT : No
MONTHLY P&I: 532.24 ANNUAL RATE ADJUST: 0.000
LTV : 57.16300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031864671 MORTGAGORS: HENDERSON, JUDSON
MCDERMOTT-HENDERSON, CHRISTINA
ADDRESS : 16 ALEXANDER STREET
MORTGAGE AMT: 210,000.00 CITY PRINCETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08540
UNPAID BALANCE: 208,293.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,432.57 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031865033 MORTGAGORS: DOBSON, MARK
DOBSON, JILL
ADDRESS : LOT 20 HANSOM DRIVE
MORTGAGE AMT: 250,000.00 CITY MERRIMAC
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01860
UNPAID BALANCE: 249,578.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,642.33 ANNUAL RATE ADJUST: 0.000
LTV : 73.09900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031866882 MORTGAGORS: BLANK, GRAY
BLANK, M
BLANK, MAVA
ADDRESS : 116 OAKMONT DRIVE
MORTGAGE AMT: 419,700.00 CITY MOORESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 NJ 08057
UNPAID BALANCE: 418,555.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,652.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031872971 MORTGAGORS: SHARMA, PRABHAKAR
SHARMA, JYOTI
ADDRESS : 22 COMPTON DR
MORTGAGE AMT: 300,000.00 CITY EAST WINDSOR
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 NJ 08520
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,280.22 ANNUAL RATE ADJUST: 0.000
LTV : 89.87400 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031874886 MORTGAGORS: EMELLE, SUNNY
EMELLE, CHERYL
EMELLE, CHERYL
ADDRESS : 19208 TATTERSHALL DRIVE
MORTGAGE AMT: 230,600.00 CITY GERMANTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20874
UNPAID BALANCE: 230,009.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,514.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031888860 MORTGAGORS: TOUTLOFF, MICHAEL
TOUTLOFF, DENISE
ADDRESS : 4121 EAST CONGRESS AVENUE
MORTGAGE AMT: 144,000.00 CITY SPOKANE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 99223
UNPAID BALANCE: 143,112.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,006.87 ANNUAL RATE ADJUST: 0.000
LTV : 94.73684 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031895139 MORTGAGORS: CHANG, FRANK
CHU, JUDY
ADDRESS : 24 OCEAN HILL DR
MORTGAGE AMT: 189,000.00 CITY KINGSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02364
UNPAID BALANCE: 185,374.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,289.32 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031897184 MORTGAGORS: FOLEY, EDWARD
DILLEY-FOLLEY, LYNNE
ADDRESS : 18 CARPENTER STREET
MORTGAGE AMT: 137,000.00 CITY MIDDLETOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07701
UNPAID BALANCE: 136,316.330 OPTION TO CONVERT : No
MONTHLY P&I: 911.46 ANNUAL RATE ADJUST: 0.000
LTV : 77.40100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031904410 MORTGAGORS: MUELLER, MATTHEW
ADDRESS : 5348 BLUE BILL PARK DRIVE
MORTGAGE AMT: 345,000.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WI 53704
UNPAID BALANCE: 343,053.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,266.40 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031906829 MORTGAGORS: OLSEN, STEVEN
OLSEN, CYNTHIA
ADDRESS : 27 BRINDSI
MORTGAGE AMT: 412,500.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92677
UNPAID BALANCE: 410,539.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,813.98 ANNUAL RATE ADJUST: 0.000
LTV : 74.45800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031911530 MORTGAGORS: CUMMINGS, JOHN
CUMMINGS, KAREN
ADDRESS : 5946 GROFF COURT
MORTGAGE AMT: 131,050.00 CITY HILLIARD
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 OH 43026
UNPAID BALANCE: 130,928.610 OPTION TO CONVERT : No
MONTHLY P&I: 817.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.98600 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031911621 MORTGAGORS: FIGUEROA, CARLOS
FIGUEROA, LETICIA
ADDRESS : 6237 CALIFORNIA AVE
MORTGAGE AMT: 152,000.00 CITY BELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90201
UNPAID BALANCE: 151,175.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,049.83 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031912058 MORTGAGORS: DAUB, JERRY
DAUB, SUZANNE
ADDRESS : 1 SKYLINE DRIVE
MORTGAGE AMT: 320,000.00 CITY NANTUCKET
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02554
UNPAID BALANCE: 318,606.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.51 ANNUAL RATE ADJUST: 0.000
LTV : 64.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031916604 MORTGAGORS: PICARD, JOSEPH
PICARD, CATHERINE
ADDRESS : 42 GATES STREET
MORTGAGE AMT: 135,000.00 CITY SOUTH BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 MA 02127
UNPAID BALANCE: 133,752.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,118.71 ANNUAL RATE ADJUST: 0.000
LTV : 49.09000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 02/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031918154 MORTGAGORS: SFAKIANOS, PETER
SFAKIANOS, MONICA
ADDRESS : 5482 MILTON RANCH ROAD
MORTGAGE AMT: 484,000.00 CITY SHINGLE SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95682
UNPAID BALANCE: 482,802.830 OPTION TO CONVERT : No
MONTHLY P&I: 3,220.07 ANNUAL RATE ADJUST: 0.000
LTV : 77.13100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031918816 MORTGAGORS: NGUYEN, OANH
NGUYEN, KIMLIEN
ADDRESS : 13507 E. 38TH ST.
MORTGAGE AMT: 74,550.00 CITY TULSA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 OK 74134
UNPAID BALANCE: 74,209.340 OPTION TO CONVERT : No
MONTHLY P&I: 471.21 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031928039 MORTGAGORS: HARTFORD, RONALD
HARTFORD, RUTH
ADDRESS : 26708 NE 236TH WAY
MORTGAGE AMT: 258,550.00 CITY BATTLE GROUND
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 WA 98604
UNPAID BALANCE: 258,069.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,613.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.55300 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031932411 MORTGAGORS: GELBER, RICHARD
GELBER, ELIZABETH
ADDRESS : 1116 CYMRY DRIVE
MORTGAGE AMT: 265,000.00 CITY BERWYN
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19312
UNPAID BALANCE: 264,519.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,674.98 ANNUAL RATE ADJUST: 0.000
LTV : 71.62100 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031932783 MORTGAGORS: STELTEN, THOMAS
STELTEN, LUANNE
ADDRESS : 1712 SONESTA CT
MORTGAGE AMT: 297,450.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27613
UNPAID BALANCE: 296,186.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,954.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.95752 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031935844 MORTGAGORS: NUSS, RICHARD
NUSS, SHARON
ADDRESS : 13 EAST LAKE CIRCLE DRIVE
MORTGAGE AMT: 130,000.00 CITY MEDFORD TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08055
UNPAID BALANCE: 129,488.660 OPTION TO CONVERT : No
MONTHLY P&I: 908.98 ANNUAL RATE ADJUST: 0.000
LTV : 55.31900 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031937048 MORTGAGORS: ARLOTTA, ANTHONY
ARLOTTA, GIOVANNA
ADDRESS : 171 NOEL DRIVE
MORTGAGE AMT: 73,500.00 CITY AMHERST
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 NY 14221
UNPAID BALANCE: 73,241.850 OPTION TO CONVERT : No
MONTHLY P&I: 532.93 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031937097 MORTGAGORS: ARANI, MITRA
ADDRESS : 6 PAVONA
MORTGAGE AMT: 498,400.00 CITY (NEWPORT COAST AREA)
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92657
UNPAID BALANCE: 495,695.890 OPTION TO CONVERT : No
MONTHLY P&I: 3,442.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.98700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031937626 MORTGAGORS: WRIGHT, JOHN
WRIGHT, MANATIP
ADDRESS : 120 REQUEZA STREET
MORTGAGE AMT: 170,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92024
UNPAID BALANCE: 169,277.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,116.78 ANNUAL RATE ADJUST: 0.000
LTV : 52.30700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031946650 MORTGAGORS: SAUER, NORMAN
SAUER, JUDITH
ADDRESS : 1082 DURHAM RD
MORTGAGE AMT: 109,500.00 CITY PINEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 PA 18946
UNPAID BALANCE: 109,118.240 OPTION TO CONVERT : No
MONTHLY P&I: 793.95 ANNUAL RATE ADJUST: 0.000
LTV : 58.15100 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031947583 MORTGAGORS: OSTENSEN, KATHRYN
CROSS, ANNE ELIZABETH
CROSS, ANNE ELIZABETH
CROSS, JONATHAN
ADDRESS : 660 CUPRIEN WAY
MORTGAGE AMT: 382,145.37 CITY LAGUNA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92651
UNPAID BALANCE: 379,019.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,568.51 ANNUAL RATE ADJUST: 0.000
LTV : 78.79286 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 10/01/27
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031948607 MORTGAGORS: CZINE, GABOR
CZINE, TERESA
ADDRESS : 3657 SOUTH BASCOM AVENUE
MORTGAGE AMT: 194,250.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95008
UNPAID BALANCE: 193,371.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,358.23 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031949449 MORTGAGORS: CASEY, JACK
CASEY, DORIS
ADDRESS : 1132 SW 19TH AVE #903
MORTGAGE AMT: 319,400.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 OR 97205
UNPAID BALANCE: 317,990.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,260.70 ANNUAL RATE ADJUST: 0.000
LTV : 69.99700 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031951056 MORTGAGORS: SHAYAN, LABKHAND
ADDRESS : 12452 VISTA PANORAMA
MORTGAGE AMT: 450,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92705
UNPAID BALANCE: 447,913.670 OPTION TO CONVERT : No
MONTHLY P&I: 3,380.70 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031952815 MORTGAGORS: POSVAR, KAREN
ADDRESS : 325 E 77TH ST
MORTGAGE AMT: 74,900.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 10003
UNPAID BALANCE: 74,686.470 OPTION TO CONVERT : No
MONTHLY P&I: 536.60 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031954720 MORTGAGORS: SLAGEL, BRIAN
ADDRESS : 3315 RISING STAR AVE,
MORTGAGE AMT: 376,500.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93063
UNPAID BALANCE: 374,848.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,536.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031955206 MORTGAGORS: KOSTEW, JOSEPH
KOSTEW, CHRISTINE
ADDRESS : 7 JOHNSON COURT
MORTGAGE AMT: 130,400.00 CITY BABYLON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11702
UNPAID BALANCE: 129,872.370 OPTION TO CONVERT : No
MONTHLY P&I: 878.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031958093 MORTGAGORS: LEXMOND, BRIAN
ADKINS, STEVEN
ADDRESS : 3418-3420 THORN STREET
MORTGAGE AMT: 86,400.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 92104
UNPAID BALANCE: 86,114.230 OPTION TO CONVERT : No
MONTHLY P&I: 672.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031958820 MORTGAGORS: SHUROT, SAM
SHUROT, CARMELA
ADDRESS : 3416 NORTH 44TH STREET
MORTGAGE AMT: 41,400.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 AZ 85018
UNPAID BALANCE: 41,243.920 OPTION TO CONVERT : No
MONTHLY P&I: 329.40 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031958887 MORTGAGORS: MACPHERSON, RICHARD
MACPHERSON, CAROLYN
ADDRESS : 2958 HIGHWAY 4
MORTGAGE AMT: 83,200.00 CITY MURPHYS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95247
UNPAID BALANCE: 82,780.860 OPTION TO CONVERT : No
MONTHLY P&I: 596.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031959638 MORTGAGORS: LICHOULAS, JAMES
ADDRESS : 336 BEACON STREET
MORTGAGE AMT: 342,000.00 CITY SOMERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02143
UNPAID BALANCE: 340,746.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,420.65 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031962012 MORTGAGORS: SEYBOLD, PATRICIA
HAGAN, THOMAS
ADDRESS : 343 COMMERCIAL STREET-UNI
MORTGAGE AMT: 551,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02109
UNPAID BALANCE: 550,048.530 OPTION TO CONVERT : No
MONTHLY P&I: 3,573.78 ANNUAL RATE ADJUST: 0.000
LTV : 55.76923 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031962897 MORTGAGORS: SHANKAR, RAJESH
SHANKAR, SHARITA
ADDRESS : 36247 HALEY STREET
MORTGAGE AMT: 164,000.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 94560
UNPAID BALANCE: 163,272.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,217.70 ANNUAL RATE ADJUST: 0.000
LTV : 84.97400 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031963887 MORTGAGORS: MOORE, TIMOTHY
ADDRESS : 94 GLEN DRIVE
MORTGAGE AMT: 488,000.00 CITY NEW CANAAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06840
UNPAID BALANCE: 486,732.420 OPTION TO CONVERT : No
MONTHLY P&I: 3,165.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031964158 MORTGAGORS: TOWNSEND, THANE
TOWNSEND, SUSAN
ADDRESS : 23216 BAUMONT STREET
MORTGAGE AMT: 292,000.00 CITY VALENCIA AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91354
UNPAID BALANCE: 291,554.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,016.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031966930 MORTGAGORS: BRIDGE, RICHARD
BRIDGE, JO ANN
ADDRESS : 141 HARDING AVENUE
MORTGAGE AMT: 79,200.00 CITY RUNNEMEDE
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 NJ 08078
UNPAID BALANCE: 78,870.980 OPTION TO CONVERT : No
MONTHLY P&I: 588.06 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031967318 MORTGAGORS: NAVA, PEDRO
GARCIA, ENRIQUE
NAVA, MARIA
ADDRESS : 1409 LEMON STREET
MORTGAGE AMT: 104,000.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92054
UNPAID BALANCE: 103,528.570 OPTION TO CONVERT : No
MONTHLY P&I: 727.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031968340 MORTGAGORS: GERSH, JAY
GERSH, JUDITH
ADDRESS : 53 RAMAPO MOUNTAIN DRIVE
MORTGAGE AMT: 315,500.00 CITY WANAQUE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 07465
UNPAID BALANCE: 314,941.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,020.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031968431 MORTGAGORS: LACK, CRAIG
LACK, SANDY
ADDRESS : 26135 FLINTLOCK LANE
MORTGAGE AMT: 345,000.00 CITY LAGUNA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92653
UNPAID BALANCE: 344,460.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,353.51 ANNUAL RATE ADJUST: 0.000
LTV : 53.48800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031968993 MORTGAGORS: WATSON, GREGORY
WATSON, ANNE
ADDRESS : 506 NORTH HARVARD AVE.
MORTGAGE AMT: 204,800.00 CITY ARLINGTON HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60005
UNPAID BALANCE: 204,186.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,432.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031969322 MORTGAGORS: DESEAR, PAUL
DESEAR, NGUYEN-PHUONG
ADDRESS : 5738 GOVERNORS POND CIRCL
MORTGAGE AMT: 219,150.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 22310
UNPAID BALANCE: 218,731.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,385.18 ANNUAL RATE ADJUST: 0.000
LTV : 79.98500 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031969645 MORTGAGORS: VITTINI, CERVANTE
VITTINI, MAYRA
ADDRESS : 12 THORTON STREET
MORTGAGE AMT: 77,600.00 CITY LAWRENCE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MA 01841
UNPAID BALANCE: 77,393.480 OPTION TO CONVERT : No
MONTHLY P&I: 496.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031970551 MORTGAGORS: DANG, LONG
TRUONG, HAO
TRUONG, HAO
ADDRESS : 18928 MOUNT DEMETER CIRCL
MORTGAGE AMT: 254,000.00 CITY FOUNTAIN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92708
UNPAID BALANCE: 253,371.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,689.87 ANNUAL RATE ADJUST: 0.000
LTV : 65.46300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031973829 MORTGAGORS: STEELE, GERALD
STEELE, MARIANNE
ADDRESS : 2612 LAWTON LANE
MORTGAGE AMT: 423,857.00 CITY PLANO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75093
UNPAID BALANCE: 422,183.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,891.46 ANNUAL RATE ADJUST: 0.000
LTV : 71.23600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031974132 MORTGAGORS: THOMSON, RICHARD
THOMSON, KATHRYN
ADDRESS : 922 COPES LANE
MORTGAGE AMT: 350,000.00 CITY WEST CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19380
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,241.09 ANNUAL RATE ADJUST: 0.000
LTV : 69.16900 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031974181 MORTGAGORS: FLORES, STEVE
MARTINEZ, ROBERT
MARTINEZ, ROBERT
FLORES, GEORGINA
ADDRESS : 8241-8241 1/2 COMOLETTE S
MORTGAGE AMT: 224,200.00 CITY DOWNEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90242
UNPAID BALANCE: 223,134.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,529.44 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031977754 MORTGAGORS: MANNIS, DAVID
MANNIS, JULIE
ADDRESS : 5555 CORAL REEF AVENUE
MORTGAGE AMT: 380,000.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92037
UNPAID BALANCE: 379,082.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 66.08600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031979784 MORTGAGORS: DUPIES, PATRICK
DUPIES, ALICIA
ADDRESS : N23 W28884 LOUIS AVENUE
MORTGAGE AMT: 288,000.00 CITY PEWAUKEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53072
UNPAID BALANCE: 287,042.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031979941 MORTGAGORS: BLAKE, RONALD
BLAKE, PATRICIA
ADDRESS : 6 SHADOW MOSS PL
MORTGAGE AMT: 328,900.00 CITY DURHAM
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27705
UNPAID BALANCE: 327,670.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,160.64 ANNUAL RATE ADJUST: 0.000
LTV : 84.98700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031980287 MORTGAGORS: PALMER, TIMOTHY
PALMER, LINDA
ADDRESS : 1646 PLANTATION WOODS WAY
MORTGAGE AMT: 243,000.00 CITY CHESAPEAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 23320
UNPAID BALANCE: 241,648.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.69 ANNUAL RATE ADJUST: 0.000
LTV : 94.98600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031981418 MORTGAGORS: MEDEIROS, JOHN
MEDEIROS, SUSAN
ADDRESS : 11 WEBSTER LANE
MORTGAGE AMT: 254,000.00 CITY WILBRAHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01095
UNPAID BALANCE: 253,806.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,754.31 ANNUAL RATE ADJUST: 0.000
LTV : 66.84200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031983679 MORTGAGORS: MOTE, DANIEL
MOTE, JOAN
ADDRESS : 2220 LAGOON VIEW DRIVE
MORTGAGE AMT: 120,000.00 CITY CARDIFF
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92007
UNPAID BALANCE: 119,500.840 OPTION TO CONVERT : No
MONTHLY P&I: 798.36 ANNUAL RATE ADJUST: 0.000
LTV : 35.82089 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031985435 MORTGAGORS: OMAR, TIMUR
OMAR, ZARLASHT
ADDRESS : 24622 EL MANZANO
MORTGAGE AMT: 156,500.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92677
UNPAID BALANCE: 155,651.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,041.20 ANNUAL RATE ADJUST: 0.000
LTV : 53.05000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031986516 MORTGAGORS: BOWER, CHARLES
BOWER, MARY
ADDRESS : 1605 THOMPSON LN
MORTGAGE AMT: 400,000.00 CITY LITTLE ROCK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AR 07223
UNPAID BALANCE: 399,325.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031987134 MORTGAGORS: BLOSE, JERROLD
BLOSE, GERALDINE
ADDRESS : 21972 ESPLENDOR
MORTGAGE AMT: 212,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92691
UNPAID BALANCE: 210,687.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,392.69 ANNUAL RATE ADJUST: 0.000
LTV : 65.83851 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031987746 MORTGAGORS: BURNS, TIMOTHY
BURNS, LANDIS
ADDRESS : 115 RANGE ROAD
MORTGAGE AMT: 251,750.00 CITY WINDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NH 03087
UNPAID BALANCE: 250,976.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,738.78 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031989247 MORTGAGORS: RAMSEY, JOHN
RAMSEY, BECKY
ADDRESS : 5124 MACAFEE ROAD
MORTGAGE AMT: 256,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90505
UNPAID BALANCE: 254,614.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031989262 MORTGAGORS: MATKINS, JERRY
MATKINS, PREETI
ADDRESS : 3029 DODSWORTH DR
MORTGAGE AMT: 274,000.00 CITY CRAMERTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28032
UNPAID BALANCE: 273,071.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,799.99 ANNUAL RATE ADJUST: 0.000
LTV : 73.26200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031991227 MORTGAGORS: SIEGEL, IRA
ADDRESS : 8 PLANTATION ROAD
MORTGAGE AMT: 247,500.00 CITY READINGTON TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08889
UNPAID BALANCE: 246,570.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,730.56 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031994312 MORTGAGORS: DOYLE, JOHN
DOYLE, JANICE
ADDRESS : 7 CANDLEWOOD DRIVE
MORTGAGE AMT: 312,564.00 CITY SOUTHBOROUGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 01772
UNPAID BALANCE: 312,564.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,239.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031994510 MORTGAGORS: NORTH, ALAN
NORTH, CATHERINE
ADDRESS : 107 MILLER'S COVE ROAD
MORTGAGE AMT: 261,100.00 CITY NEWPORT NEWS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23602
UNPAID BALANCE: 260,214.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,715.25 ANNUAL RATE ADJUST: 0.000
LTV : 94.97900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031995962 MORTGAGORS: LEVINE, IRWIN
LEVINE, LORI
ADDRESS : 4 KINGSWORD WAY
MORTGAGE AMT: 296,800.00 CITY MANALAPAN TWP.
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 NJ 07721
UNPAID BALANCE: 296,261.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031996267 MORTGAGORS: HAJJI, SHANNON
SMITH, MARY
ADDRESS : 8413-8415 NORTH BARNSLEY
MORTGAGE AMT: 280,250.00 CITY (WESTCHESTER AREA) L
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90045
UNPAID BALANCE: 279,320.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.52 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031999592 MORTGAGORS: TRUEBE, PETER
TRUEBE, GRETCHEN
ADDRESS : 5 CALLE VERNAO
MORTGAGE AMT: 191,200.00 CITY RANCHO SANTA MARGARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92688
UNPAID BALANCE: 190,463.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,320.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0032000382 MORTGAGORS: POLLEY, FELICITY
POLLEY, GEORGE
ADDRESS : 8 PATRIOT DRIVE
MORTGAGE AMT: 291,100.00 CITY WASHINGTON TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08691
UNPAID BALANCE: 290,609.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,912.32 ANNUAL RATE ADJUST: 0.000
LTV : 89.99100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032002719 MORTGAGORS: MATEI, CATALIN
MATEI, TOMOKO
ADDRESS : 506 S.IRENA AVE.
MORTGAGE AMT: 300,000.00 CITY REDONDO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90277
UNPAID BALANCE: 298,725.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032004343 MORTGAGORS: BARRY, PAUL
BARRY, SUZANNE
ADDRESS : 96 CARY AVENUE
MORTGAGE AMT: 416,000.00 CITY MILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02186
UNPAID BALANCE: 415,667.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,802.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032004913 MORTGAGORS: MCKENNA, EDWIN
MCKENNA, TAMMY
ADDRESS : 7711 WEST TRAIL NORTH DRI
MORTGAGE AMT: 400,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80125
UNPAID BALANCE: 399,172.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032004921 MORTGAGORS: MARTINCIC, PAUL
MARTINCIC, SUSANNE
ADDRESS : 59-05 174TH STREET
MORTGAGE AMT: 398,300.00 CITY FRESH MEADOWS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11365
UNPAID BALANCE: 397,338.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,683.43 ANNUAL RATE ADJUST: 0.000
LTV : 89.50500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032005183 MORTGAGORS: MCDOW, CHARLES
KATIYAR, SUSHILA
ADDRESS : 10116 SCULL CREEK DRIVE
MORTGAGE AMT: 266,000.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 78732
UNPAID BALANCE: 265,583.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032006454 MORTGAGORS: GREENHAGEN, TIMOTHY
GREENHAGEN, ELIZABETH
ADDRESS : 2281 RIVER WOODS DRIVE
MORTGAGE AMT: 358,800.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60565
UNPAID BALANCE: 358,238.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032006512 MORTGAGORS: GESTEN, ROBERT
GESTEN, THERESA
ADDRESS : 131 CUMBERLAND COURT
MORTGAGE AMT: 255,000.00 CITY WYCKOFF
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07481
UNPAID BALANCE: 254,590.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.98 ANNUAL RATE ADJUST: 0.000
LTV : 73.91300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032006603 MORTGAGORS: STEVENS, DAVID
STEVENS, HARLENE
ADDRESS : 5 KNIGHTS COURT
MORTGAGE AMT: 290,000.00 CITY RANDOLPH TWP.
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07869
UNPAID BALANCE: 289,436.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.79 ANNUAL RATE ADJUST: 0.000
LTV : 72.50000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032007049 MORTGAGORS: KING, RICHARD
KING, HARRIET
ADDRESS : CIDER HILL
MORTGAGE AMT: 312,000.00 CITY WARREN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VT 05674
UNPAID BALANCE: 311,511.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032007239 MORTGAGORS: ENRIQUEZ, EMMANUEL
ENRIQUEZ, LARISSA
ENRIQUEZ, KHURSHIDA
ENRIQUEZ, LARISSA
ADDRESS : 35 HIGHCREST LANE
MORTGAGE AMT: 366,500.00 CITY SOUTH SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94080
UNPAID BALANCE: 365,637.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,500.18 ANNUAL RATE ADJUST: 0.000
LTV : 89.99100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032007510 MORTGAGORS: DENTON, WILLIAM
DENTON, DEBORAH
ADDRESS : 3701 CAPSTAN CIRCLE
MORTGAGE AMT: 510,000.00 CITY WESTLAKE VILLAGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91361
UNPAID BALANCE: 509,161.480 OPTION TO CONVERT : No
MONTHLY P&I: 3,393.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032007783 MORTGAGORS: KAZACOS, MICHAEL
ADDRESS : 3102 SEA CREST
MORTGAGE AMT: 307,900.00 CITY HILTON HEAD ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 SC 29928
UNPAID BALANCE: 307,192.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,126.59 ANNUAL RATE ADJUST: 0.000
LTV : 78.94800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032008245 MORTGAGORS: BETZ, BRUCE
BETZ, MICHELE
ADDRESS : 900 WEST SEMINARY AVENUE
MORTGAGE AMT: 168,000.00 CITY LUTHERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21093
UNPAID BALANCE: 167,470.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,146.06 ANNUAL RATE ADJUST: 0.000
LTV : 93.33300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032008609 MORTGAGORS: CONEMAC, ROBERT
CONEMAC, KAREN
ADDRESS : 17357 SATICOY ST
MORTGAGE AMT: 108,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91325
UNPAID BALANCE: 107,579.780 OPTION TO CONVERT : No
MONTHLY P&I: 745.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032008625 MORTGAGORS: BARICH, KYLE
BARICH, NANCY
ADDRESS : 4 GLENWOOD DRIVE
MORTGAGE AMT: 320,000.00 CITY PENNINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08534
UNPAID BALANCE: 319,486.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.90 ANNUAL RATE ADJUST: 0.000
LTV : 71.66800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032008716 MORTGAGORS: CHARLEBOIS, BRIAN
CHARLEBOIS, JOANNE
ADDRESS : 17 NEW CITY STREET
MORTGAGE AMT: 400,000.00 CITY ESSEX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06426
UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032008872 MORTGAGORS: FLYNN, WILLIAM
AYLWARD, RENATA
ADDRESS : 265 DUTTON ROAD
MORTGAGE AMT: 380,000.00 CITY SUDBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01776
UNPAID BALANCE: 379,343.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,464.67 ANNUAL RATE ADJUST: 0.000
LTV : 71.71100 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032008963 MORTGAGORS: REDLING, MATTHEW
REDLING, TRACEY
REDLING, TRACY
ADDRESS : 27 SENTINEL DRIVE
MORTGAGE AMT: 360,000.00 CITY BASKING RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 07920
UNPAID BALANCE: 359,363.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,305.12 ANNUAL RATE ADJUST: 0.000
LTV : 70.39100 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032009482 MORTGAGORS: HORVATIS, RICHARD
HORVATIS, SANDRA
ADDRESS : 3405 SEA CREST
MORTGAGE AMT: 325,000.00 CITY HILTON HEAD ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 SC 29928
UNPAID BALANCE: 324,253.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,244.69 ANNUAL RATE ADJUST: 0.000
LTV : 46.10500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032010167 MORTGAGORS: LAMBERT, MICHAEL
LAMBERT, LYNNE
ADDRESS : 8 WOODSEDGE ROAD
MORTGAGE AMT: 268,500.00 CITY MILFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08848
UNPAID BALANCE: 268,069.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,808.94 ANNUAL RATE ADJUST: 0.000
LTV : 67.12500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032010639 MORTGAGORS: BROWN, WILLENE
BROWN, MICHAEL
ADDRESS : 14301 DUNCANNON COURT
MORTGAGE AMT: 412,500.00 CITY BOWIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20721
UNPAID BALANCE: 411,854.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,813.98 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032010969 MORTGAGORS: PURDY, WILLIAM
CARLAND-PURDY, DEBORAH
ADDRESS : 71 BIXBY HILL ROAD
MORTGAGE AMT: 290,000.00 CITY ESSEX
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VT 05451
UNPAID BALANCE: 289,523.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 74.35800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032011215 MORTGAGORS: RODRIGUES, SCOTT
RODRIGUES, STACY
ADDRESS : 5 SUGAR MAPLE LANE
MORTGAGE AMT: 280,000.00 CITY RARITAN TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08822
UNPAID BALANCE: 279,792.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.81 ANNUAL RATE ADJUST: 0.000
LTV : 84.29700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032011397 MORTGAGORS: CORSEY, JACQUELINE
ADDRESS : 132 SUMMER WALK DRIVE
MORTGAGE AMT: 167,400.00 CITY GAITHERSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20878
UNPAID BALANCE: 167,086.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,156.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.96100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032011587 MORTGAGORS: FORLENZA, STEPHEN
FORLENZA, DONNA
ADDRESS : 2 1/2 WOODS END ROAD
MORTGAGE AMT: 343,000.00 CITY FLORHAM PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07932
UNPAID BALANCE: 342,739.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,369.02 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032011686 MORTGAGORS: MUDGETT, P.
MUDGETT, KAREN
ADDRESS : 1065 ALEXANDRIA DRIVE
MORTGAGE AMT: 260,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92107
UNPAID BALANCE: 258,764.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 61.17600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032011785 MORTGAGORS: FRENCH, GERISSA
FRENCH, ROBERT
ADDRESS : 5731 RUTGERS ROAD
MORTGAGE AMT: 650,000.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92037
UNPAID BALANCE: 646,778.210 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032011850 MORTGAGORS: HANSEN, PAUL
HUNT, JOANN
ADDRESS : 37982 PANORAMA COURT
MORTGAGE AMT: 398,550.00 CITY MURRIETA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92562
UNPAID BALANCE: 395,394.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,651.57 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032011876 MORTGAGORS: CALLAHAN, ALEXANDER
CALLAHAN, DIANNE
ADDRESS : 182 PINE CANYON ROAD
MORTGAGE AMT: 265,500.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 93908
UNPAID BALANCE: 264,004.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,656.38 ANNUAL RATE ADJUST: 0.000
LTV : 63.97500 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032012700 MORTGAGORS: MURPHY, TIMOTHY
NICHOLS, MARIA
ADDRESS : 71 DEER PATH ROAD
MORTGAGE AMT: 460,000.00 CITY DEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02026
UNPAID BALANCE: 459,332.020 OPTION TO CONVERT : No
MONTHLY P&I: 3,255.85 ANNUAL RATE ADJUST: 0.000
LTV : 69.80200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032013153 MORTGAGORS: LUCERO, JOSE
LUCERO, RAFAELITA
ADDRESS : 3341 MOUNT LAURENCE DRIVE
MORTGAGE AMT: 265,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92117
UNPAID BALANCE: 264,148.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,811.18 ANNUAL RATE ADJUST: 0.000
LTV : 59.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032013377 MORTGAGORS: SWARTZ, JEFFREY
SWARTZ, PAMELA
ADDRESS : 35 STARR RIDGE
MORTGAGE AMT: 500,000.00 CITY NEEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02492
UNPAID BALANCE: 499,600.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000
LTV : 55.42500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032014243 MORTGAGORS: TRABER, PETER
TRABER, PETER
TRABER, KAREN
ADDRESS : 575 MAPLEWOOD ROAD
MORTGAGE AMT: 650,000.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 19087
UNPAID BALANCE: 648,957.330 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 56.52100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032015117 MORTGAGORS: MILLS, MARK
MILLS, RAJASI
ADDRESS : 324 KENT ROAD
MORTGAGE AMT: 263,625.00 CITY BALA CYNWYD
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19004
UNPAID BALANCE: 263,147.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,666.29 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032015539 MORTGAGORS: CUTLER, RICHARD
CUTLER, SHARON
ADDRESS : 10200 CZECH HALL ROAD
MORTGAGE AMT: 320,000.00 CITY MUSTANG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 OK 73064
UNPAID BALANCE: 319,460.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032016263 MORTGAGORS: FLAMM, EUGENE
FLAMM, SUSAN
ADDRESS : 1165 5TH AVENUE UNIT NO 1
MORTGAGE AMT: 912,500.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10128
UNPAID BALANCE: 911,107.060 OPTION TO CONVERT : No
MONTHLY P&I: 6,302.41 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032016750 MORTGAGORS: MORGAN, KENT
MORGAN, ALICE
MORGAN, ALICE
ADDRESS : 2600 SOUTHWEST LANCASTER
MORTGAGE AMT: 361,000.00 CITY GRANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 43023
UNPAID BALANCE: 359,662.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,462.66 ANNUAL RATE ADJUST: 0.000
LTV : 73.67300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032017469 MORTGAGORS: FLYNN, PATRICK
FLYNN, DEBORAH
ADDRESS : 2625 NORTH 24TH STREET #
MORTGAGE AMT: 300,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85213
UNPAID BALANCE: 299,500.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032018079 MORTGAGORS: MICHIELSEN, KENNETH
ADDRESS : 115 FOURTH AVENUE APT. 4J
MORTGAGE AMT: 446,250.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10003
UNPAID BALANCE: 445,918.820 OPTION TO CONVERT : No
MONTHLY P&I: 3,120.24 ANNUAL RATE ADJUST: 0.000
LTV : 76.41200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032018756 MORTGAGORS: PALIWAL, YOGESH
PALIWAL, JYOTSNA
ADDRESS : 1528 RUBY COURT
MORTGAGE AMT: 537,550.00 CITY DIAMOND BAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91765
UNPAID BALANCE: 536,252.720 OPTION TO CONVERT : No
MONTHLY P&I: 3,621.57 ANNUAL RATE ADJUST: 0.000
LTV : 79.99398 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032018947 MORTGAGORS: KALIANDA, SHARATH
KALIANDA, AARATHI
ADDRESS : 112 MARGARET LANE
MORTGAGE AMT: 258,550.00 CITY MALVERN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19355
UNPAID BALANCE: 258,114.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,698.49 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019093 MORTGAGORS: WEDUL, JUSTIN
WEDUL, JUSTIN
HECKHOFF-WEDUL, ANKE
ADDRESS : 2325 EUDORA STREET
MORTGAGE AMT: 248,000.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80207
UNPAID BALANCE: 247,401.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,670.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019127 MORTGAGORS: HERNANDEZ, EDUARDO
HERNANDEZ, MACHELLE
ADDRESS : 4759 LONDON DRIVE
MORTGAGE AMT: 280,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95008
UNPAID BALANCE: 279,324.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.54500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019218 MORTGAGORS: MCSPADDEN, JAMES
MCSPADDEN, TERESA
ADDRESS : 15404 73RD AVENUE S.E.
MORTGAGE AMT: 314,950.00 CITY SNOHOMISH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98296
UNPAID BALANCE: 314,444.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,121.88 ANNUAL RATE ADJUST: 0.000
LTV : 89.99800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019440 MORTGAGORS: CREWE, JOHN
CREWE, MARCELLA
ADDRESS : 48 PARK AVENUE
MORTGAGE AMT: 351,000.00 CITY MANHASSET
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11030
UNPAID BALANCE: 350,131.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,335.21 ANNUAL RATE ADJUST: 0.000
LTV : 83.57100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019515 MORTGAGORS: CANTWELL, DALE
RAY, PAMELA
ADDRESS : 669 EMERSON STREET
MORTGAGE AMT: 375,000.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 6.25000 CO 80218
UNPAID BALANCE: 374,286.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,308.94 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019549 MORTGAGORS: ARMENTO, MICHAEL
ARMENTO, PAMELA
ADDRESS : 2842 CENTRAL AVENUE 2ND F
MORTGAGE AMT: 308,000.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08226
UNPAID BALANCE: 307,518.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019671 MORTGAGORS: SILVA, MIGUEL
SILVA, KIMBERLY
ADDRESS : 10 GRAND COVE WAY
MORTGAGE AMT: 310,000.00 CITY EDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07020
UNPAID BALANCE: 309,502.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,088.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019770 MORTGAGORS: GOLDSCHMIDT, ANDREW
GOLDSCHMIDT, AMALIA
ADDRESS : 17562 WAYSIDE DRIVE
MORTGAGE AMT: 201,532.00 CITY DUMFRIES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22026
UNPAID BALANCE: 201,200.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,340.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032019945 MORTGAGORS: RYALS, MICHAEL
MAUNG, MELANIE
ADDRESS : 285 LEXINGTON STREET
MORTGAGE AMT: 340,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MA 02458
UNPAID BALANCE: 339,095.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,177.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032020000 MORTGAGORS: IAKOVOU, CRYSTAL
ADDRESS : 10 VILLAGE CIRLCE
MORTGAGE AMT: 257,500.00 CITY LEXINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02420
UNPAID BALANCE: 256,651.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,778.49 ANNUAL RATE ADJUST: 0.000
LTV : 54.21000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032020687 MORTGAGORS: FIGANIAK, JAMES
ADDRESS : 33 EDGEMONT LANE
MORTGAGE AMT: 305,300.00 CITY LANGHORNE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 PA 19047
UNPAID BALANCE: 304,772.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,980.17 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032021412 MORTGAGORS: GRIFFITH, WILLIAM
ADDRESS : 20431 VIA TROVADOR
MORTGAGE AMT: 380,000.00 CITY YORBA LINDA,
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92887
UNPAID BALANCE: 379,680.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,496.33 ANNUAL RATE ADJUST: 0.000
LTV : 69.09000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032021495 MORTGAGORS: JOHNSON, DON
JOHNSON, LEA
ADDRESS : 665 HONOR WAY
MORTGAGE AMT: 325,000.00 CITY GREEN RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WY 82901
UNPAID BALANCE: 324,465.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,162.23 ANNUAL RATE ADJUST: 0.000
LTV : 66.32600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032021552 MORTGAGORS: MOWBRAY, JAMES
LUCAS-MOWBRAY, JACQUELINE
ADDRESS : 700 N. DOBSON ROAD #51
MORTGAGE AMT: 357,300.00 CITY CHANDLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85224
UNPAID BALANCE: 356,383.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,407.20 ANNUAL RATE ADJUST: 0.000
LTV : 79.40000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032021560 MORTGAGORS: FLATLEY, JOHN
FLATLEY, JANET
ADDRESS : 7801 FALSTAFF ROAD
MORTGAGE AMT: 340,000.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22102
UNPAID BALANCE: 339,427.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032021750 MORTGAGORS: BUI, NEWTON
DAO, LINH
ADDRESS : 11 GARDENIA
MORTGAGE AMT: 330,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92602
UNPAID BALANCE: 329,183.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000
LTV : 50.76900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032021800 MORTGAGORS: OGINO, MARK
CZUBRYT, PAUL
ADDRESS : 5 SKYVIEW DRIVE
MORTGAGE AMT: 308,000.00 CITY TRURO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02666
UNPAID BALANCE: 307,480.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.35 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032022840 MORTGAGORS: BRAUN, JAMES
BRAUN, DONNA
ADDRESS : 109 LONE WOLFE COURT
MORTGAGE AMT: 285,000.00 CITY DILLON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80435
UNPAID BALANCE: 284,312.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000
LTV : 77.05300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032023095 MORTGAGORS: ST. MARY, JEFFREY
ST. MARY, DENISE
ADDRESS : 12 HOWLAND LANE
MORTGAGE AMT: 301,500.00 CITY HINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02043
UNPAID BALANCE: 301,262.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,056.77 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032023145 MORTGAGORS: SELLAND, LINDA
ADDRESS : 27 SUMMER STREET
MORTGAGE AMT: 271,700.00 CITY MARSHFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02051
UNPAID BALANCE: 271,282.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,876.56 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032023376 MORTGAGORS: WHITE, RICHARD
ADDRESS : 1608 LUPINE DEN COURT
MORTGAGE AMT: 399,500.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22182
UNPAID BALANCE: 398,525.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,624.43 ANNUAL RATE ADJUST: 0.000
LTV : 76.09500 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032023715 MORTGAGORS: GRIFFIN, MICHAEL
GRIFFIN, JEANNE
ADDRESS : 3852 SUNSETRIDGE ROAD
MORTGAGE AMT: 303,300.00 CITY MOORPARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93021
UNPAID BALANCE: 302,519.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.86 ANNUAL RATE ADJUST: 0.000
LTV : 90.53700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032024259 MORTGAGORS: STEWART, KATHLEEN
STEWART, EDWIN
ADDRESS : 2875 BARN RD
MORTGAGE AMT: 288,000.00 CITY CHRISTIANSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 24073
UNPAID BALANCE: 285,576.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032024762 MORTGAGORS: BROWN, KENNETH
ADDRESS : 1571 DIAMOND LAKE ROAD
MORTGAGE AMT: 373,500.00 CITY GLASTONBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06033
UNPAID BALANCE: 372,900.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,516.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.72200 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032024861 MORTGAGORS: RAPPAPORT, LEONARD
RAPPAPORT, SUSAN
ADDRESS : 1244 COURSE VIEW CIRCLE
MORTGAGE AMT: 293,100.00 CITY VIRGINA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 23455
UNPAID BALANCE: 292,641.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,999.46 ANNUAL RATE ADJUST: 0.000
LTV : 94.99900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025058 MORTGAGORS: CALIA, ANTHONY
BADAMO, LOUIS
BADAMO, CAMILLE
CALIA, PAULA
ADDRESS : 1034 65TH STREET
MORTGAGE AMT: 337,500.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11219
UNPAID BALANCE: 336,958.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,273.81 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025173 MORTGAGORS: VARNEDOE, WYMAN
VARNEDOE, BARBARA
ADDRESS : 760 WINDING HILLS ROAD
MORTGAGE AMT: 324,850.00 CITY MONUMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80132
UNPAID BALANCE: 324,315.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,161.24 ANNUAL RATE ADJUST: 0.000
LTV : 69.86000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025496 MORTGAGORS: TREVISOL, KATHERINE
LAMPREA, FRANCIS
ADDRESS : 2469 EAGLE RUN DRIVE
MORTGAGE AMT: 317,700.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33327
UNPAID BALANCE: 316,914.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,113.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025546 MORTGAGORS: TANNEHILL, KENNETH
TANNEHILL, SARA
ADDRESS : 10631 NIBLICK LANE
MORTGAGE AMT: 264,000.00 CITY EDEN PRAIRIE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 MN 55347
UNPAID BALANCE: 263,521.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,668.66 ANNUAL RATE ADJUST: 0.000
LTV : 67.69200 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025603 MORTGAGORS: D'ANDREA, FRANK
WEBBER, IRENE
ADDRESS : 2817 CONCORD DRIVE
MORTGAGE AMT: 495,000.00 CITY WALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07719
UNPAID BALANCE: 494,244.380 OPTION TO CONVERT : No
MONTHLY P&I: 3,418.84 ANNUAL RATE ADJUST: 0.000
LTV : 89.94000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025660 MORTGAGORS: ROGOWSKI, RAYMOND
ROGOWSKI, JENNIFER
ADDRESS : 21 DIAMOND DRIVE
MORTGAGE AMT: 300,000.00 CITY THORNTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19373
UNPAID BALANCE: 299,728.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.21 ANNUAL RATE ADJUST: 0.000
LTV : 83.87800 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025843 MORTGAGORS: TAYLOR, MELAINE
TAYLOR, JAMES
ADDRESS : 5036 BRIARLEDGE ROAD
MORTGAGE AMT: 56,000.00 CITY NORTH SYRACUSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 13212
UNPAID BALANCE: 55,914.510 OPTION TO CONVERT : No
MONTHLY P&I: 386.78 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032025959 MORTGAGORS: PETERSEN, RICHARD
PETERSEN, MARGARET
ADDRESS : 120 FICKET STREET
MORTGAGE AMT: 288,000.00 CITY SOUTH PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 ME 04106
UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032026528 MORTGAGORS: KEEGAN, VINCENT
KEEGAN, SHARON
ADDRESS : 1835 FOXSTONE DRIVE
MORTGAGE AMT: 440,000.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22182
UNPAID BALANCE: 439,240.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,853.84 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032027252 MORTGAGORS: KORREN, TODD
KORREN, DONNA
ADDRESS : 55 DIANA'S TRAIL
MORTGAGE AMT: 275,000.00 CITY ROSLYN ESTATES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 11576
UNPAID BALANCE: 274,536.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.55 ANNUAL RATE ADJUST: 0.000
LTV : 42.63500 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032027260 MORTGAGORS: GORDON, ANDREA
ADDRESS : 220 HARDEN COURT
MORTGAGE AMT: 128,500.00 CITY CENTERPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11721
UNPAID BALANCE: 128,220.330 OPTION TO CONVERT : No
MONTHLY P&I: 887.52 ANNUAL RATE ADJUST: 0.000
LTV : 69.45900 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032027765 MORTGAGORS: SCHAEFER, JOHN
SCHAEFER, BETTY
ADDRESS : 1920 SPRINGHILL ROAD
MORTGAGE AMT: 304,000.00 CITY HELENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MT 59601
UNPAID BALANCE: 303,500.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032027773 MORTGAGORS: BUSHROE, JOSEPH
BUSHROE, KIM
BUSHROE, KIM
ADDRESS : 16543 IYOPAWA ROAD
MORTGAGE AMT: 294,027.00 CITY COLDWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49036
UNPAID BALANCE: 293,555.340 OPTION TO CONVERT : No
MONTHLY P&I: 1,980.92 ANNUAL RATE ADJUST: 0.000
LTV : 71.71300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032027856 MORTGAGORS: CAIRNS, MICHAEL
CAIRNS, DE VONNE
ADDRESS : 3121 AIKI AVE S.W. SUITE
MORTGAGE AMT: 355,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98116
UNPAID BALANCE: 354,401.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,332.10 ANNUAL RATE ADJUST: 0.000
LTV : 72.44800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032028128 MORTGAGORS: AHSAN, A.K.M.
AHSAN, KANIZ
ADDRESS : 11 CEDAR DRIVE
MORTGAGE AMT: 323,000.00 CITY TUXEDO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NY 10987
UNPAID BALANCE: 322,442.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,094.98 ANNUAL RATE ADJUST: 0.000
LTV : 77.74800 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032028136 MORTGAGORS: ROMASH, RICHARD
ROMASH, RANDY
ADDRESS : 8 ANTON DRIVE
MORTGAGE AMT: 340,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10512
UNPAID BALANCE: 339,480.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032028201 MORTGAGORS: BRANDAU, RONALD
BRANDAU, THERESA
BRANDAU, THERESA
ADDRESS : 4704 COWMAN COURT
MORTGAGE AMT: 288,000.00 CITY MOUNT AIRY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21771
UNPAID BALANCE: 287,178.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,891.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032028466 MORTGAGORS: LAKS, DAVID
LAKS, MARY
ADDRESS : 38 CAMBRIDGE ROAD
MORTGAGE AMT: 380,450.00 CITY MONTCLAIR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07042
UNPAID BALANCE: 379,883.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,660.17 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032028755 MORTGAGORS: ROMANOWICH, JOHN
ADDRESS : 50 BLUE HERON WAY
MORTGAGE AMT: 488,450.00 CITY SKILLMAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08558
UNPAID BALANCE: 487,626.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,208.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032028979 MORTGAGORS: SMITH, DIANNE
ADDRESS : 2315 PEROT STREET
MORTGAGE AMT: 280,800.00 CITY PHILADELPHIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19103
UNPAID BALANCE: 280,155.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,939.42 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032029159 MORTGAGORS: WEINSTEIN, JOSEPH
KASNETZ, KAREN
ADDRESS : 5 TODD COURT
MORTGAGE AMT: 414,000.00 CITY BRIDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08807
UNPAID BALANCE: 414,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,789.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032029431 MORTGAGORS: LUTZ, JORRIS
STIVERS-LUTZ, AMY
ADDRESS : 11288 STONE THROW DRIVE
MORTGAGE AMT: 429,800.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20194
UNPAID BALANCE: 428,710.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,823.48 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032029829 MORTGAGORS: HOYACK, DAVID
HOYAEK, PATRICIA
HOYACK, PATRICIA
ADDRESS : 891 MEADOWBROOK DR
MORTGAGE AMT: 464,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OH 44202
UNPAID BALANCE: 463,646.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,204.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032030579 MORTGAGORS: HARRIS, ROBERT
HARRIS, JOAN
ADDRESS : 34-36 PEMBERTON ROAD
MORTGAGE AMT: 430,000.00 CITY WAYLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01778
UNPAID BALANCE: 429,071.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,933.36 ANNUAL RATE ADJUST: 0.000
LTV : 69.91800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032030678 MORTGAGORS: STIER, MITCHELL
BALLEN-STIER, STACY
ADDRESS : 8 GLENWOOD ROAD
MORTGAGE AMT: 440,000.00 CITY TENAFLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07670
UNPAID BALANCE: 439,311.430 OPTION TO CONVERT : No
MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032031825 MORTGAGORS: LEPLEY, WILLIAM
LEPLEY, MARY
ADDRESS : 565 LAUREL OAKS LANE
MORTGAGE AMT: 310,000.00 CITY ALPHARETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30004
UNPAID BALANCE: 309,490.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 55.35700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032032310 MORTGAGORS: BRASH, EDWARD
BRASH, SARAH
ADDRESS : 806 CARROLL STREET APT 4
MORTGAGE AMT: 291,000.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11215
UNPAID BALANCE: 290,533.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,960.52 ANNUAL RATE ADJUST: 0.000
LTV : 67.20500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032032393 MORTGAGORS: SILVERBERG, IAN
SILVERBERG, PAMELA
ADDRESS : 3128 SUSAN ROAD
MORTGAGE AMT: 250,000.00 CITY BELLMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 11710
UNPAID BALANCE: 249,578.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,642.33 ANNUAL RATE ADJUST: 0.000
LTV : 69.44400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032032443 MORTGAGORS: BITTNER, SEAN
BITTNER, JENNIFER
ADDRESS : 23512 NORTHEAST 21ST STRE
MORTGAGE AMT: 282,000.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98053
UNPAID BALANCE: 281,547.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032032716 MORTGAGORS: MORAN, THOMAS
MORAN, VANESSA
ADDRESS : 23 ANSON ROAD
MORTGAGE AMT: 290,000.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 01742
UNPAID BALANCE: 289,576.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,052.60 ANNUAL RATE ADJUST: 0.000
LTV : 64.44400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032032898 MORTGAGORS: HOLLAND, JOHN
HOLLAND, MAUREEN
ADDRESS : 257 TREMONT AVE
MORTGAGE AMT: 258,000.00 CITY BRAINTREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02184
UNPAID BALANCE: 257,615.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,803.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.38400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032033417 MORTGAGORS: JOHNSON, RUSSELL
JOHNSON, JOAN
ADDRESS : 11651 MARBLE ARCH DRIVE
MORTGAGE AMT: 320,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92705
UNPAID BALANCE: 319,535.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032033466 MORTGAGORS: HILLIARD, RUSSELL
HILLIARD, KIMBERLY
ADDRESS : 5050 COTTON MILL AVENUE
MORTGAGE AMT: 400,000.00 CITY KEARNEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NE 68847
UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032033722 MORTGAGORS: GEWANT, KENNETH
GEWANT, JANE
ADDRESS : 20 BUCKNELL DRIVE
MORTGAGE AMT: 294,000.00 CITY PLAINVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11803
UNPAID BALANCE: 293,776.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.58 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032033805 MORTGAGORS: LYNN, BRENDA
ADDRESS : 5 STONE PINE DRIVE
MORTGAGE AMT: 500,000.00 CITY NEWPORT BEACH AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92657
UNPAID BALANCE: 499,619.540 OPTION TO CONVERT : No
MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000
LTV : 61.70000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032034092 MORTGAGORS: DOLAN, DAVID
TALAMANTES, CECILIA
ADDRESS : 69 HIGH LEDGE AVENUE
MORTGAGE AMT: 327,200.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02482
UNPAID BALANCE: 326,925.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032034233 MORTGAGORS: MCHUGH, CHARLES
ADDRESS : 316 PENNSYLVANIA AVENUE
MORTGAGE AMT: 356,000.00 CITY SPRING LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07762
UNPAID BALANCE: 355,269.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,309.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032034316 MORTGAGORS: CARD, JAY
CARD, JUDITH
ADDRESS : 11 LOCUST WOODS DRIVE
MORTGAGE AMT: 255,000.00 CITY SHELTER ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11964
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000
LTV : 50.39500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002\
- --------------------------------------------------------------------------------
LN # 0032034779 MORTGAGORS: CHUN, JIN
ADDRESS : 11 DEVONSHIRE DRIVE
MORTGAGE AMT: 479,000.00 CITY WHITE PLAINS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NY 10605
UNPAID BALANCE: 478,172.880 OPTION TO CONVERT : No
MONTHLY P&I: 3,106.78 ANNUAL RATE ADJUST: 0.000
LTV : 89.86800 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032034803 MORTGAGORS: RIOUX, JOHN
FRISCH, JILL
ADDRESS : 14 BARTON ROAD
MORTGAGE AMT: 600,000.00 CITY MOUNTAIN LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07046
UNPAID BALANCE: 599,061.050 OPTION TO CONVERT : No
MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000
LTV : 75.75757 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032035354 MORTGAGORS: BOND, TOBY
BOND, MARY
ADDRESS : 150 PLEASANT HILL
MORTGAGE AMT: 332,975.00 CITY FAYETTEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 GA 30215
UNPAID BALANCE: 332,466.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.78 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036022 MORTGAGORS: NIEVES, RICHARD
NIEVES, COLLEEN
ADDRESS : 7 FILLMORE DRIVE
MORTGAGE AMT: 350,000.00 CITY STONY POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10980
UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036394 MORTGAGORS: WARD, GARRETT
ADDRESS : 529 EAST 44TH STREET
MORTGAGE AMT: 304,000.00 CITY SAVANNAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 31405
UNPAID BALANCE: 303,266.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036477 MORTGAGORS: MURPHY, JAMES
MURPHY, CYNTHIA
ADDRESS : 3N481 HICKORY KNOLL
MORTGAGE AMT: 372,000.00 CITY WEST CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60185
UNPAID BALANCE: 371,702.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,506.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036519 MORTGAGORS: PIAZZA, JAMES
ADDRESS : 533 CASCADE COURT
MORTGAGE AMT: 251,200.00 CITY MAHWAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07430
UNPAID BALANCE: 250,816.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,734.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036568 MORTGAGORS: MENDEZ, RAFAEL
MENDEZ, ELENA
ADDRESS : 142 PRINCETON OVAL
MORTGAGE AMT: 300,000.00 CITY FREEHOLD TOWNSHIP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07726
UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 84.69400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036675 MORTGAGORS: WOOD, PETER
ROSE, CAROL
ADDRESS : 6548 NO. LITTLE FALLS ROA
MORTGAGE AMT: 212,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22213
UNPAID BALANCE: 211,651.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,410.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036741 MORTGAGORS: GALLAGHER, CHRISTOPHER
GALLAGHER, ILENE
GALLAGHER, EILEEN
ADDRESS : 1168 AVONLEA CIRCLE
MORTGAGE AMT: 385,600.00 CITY GLEN MILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 19342
UNPAID BALANCE: 385,291.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,597.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032036840 MORTGAGORS: CERESINO, GORDON
CERESINO, MARY
ADDRESS : 14741 RANCHO SANTA FE FAR
MORTGAGE AMT: 1,120,700.00 CITY RANCHO SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92067
UNPAID BALANCE: 1,118,125. OPTION TO CONVERT : No
950
MONTHLY P&I: 7,740.40 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032037939 MORTGAGORS: MAGLIARO, P.
MAGLIARO, JOYCE
ADDRESS : 5419A LONG BEACH BLVD
MORTGAGE AMT: 251,000.00 CITY HARVEY CEDARS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08008
UNPAID BALANCE: 250,451.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,776.57 ANNUAL RATE ADJUST: 0.000
LTV : 79.80900 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032037970 MORTGAGORS: MESAROS, JOHN
MESAROS, ANNE
ADDRESS : 7582 FOOTHILL ROAD
MORTGAGE AMT: 491,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94566
UNPAID BALANCE: 489,957.990 OPTION TO CONVERT : No
MONTHLY P&I: 3,266.64 ANNUAL RATE ADJUST: 0.000
LTV : 65.90600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032038093 MORTGAGORS: MAC CONNELL, NICHOLAS
ADDRESS : 780 CONGRESS AVENUE
MORTGAGE AMT: 320,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OH 45246
UNPAID BALANCE: 319,523.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000
LTV : 59.53400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032038382 MORTGAGORS: ORLING, ANTHONY
SMITH, VIRGINIE
ORLING, URSULA
ADDRESS : 1000 KILER CANYON ROAD
MORTGAGE AMT: 410,000.00 CITY PASO ROBLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93446
UNPAID BALANCE: 409,389.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,866.78 ANNUAL RATE ADJUST: 0.000
LTV : 78.54400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032038473 MORTGAGORS: CRONIN, DENNIS
CRONIN, MARIAH
ADDRESS : 135 ISLAND CREEK ROAD
MORTGAGE AMT: 260,000.00 CITY DUXBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 02332
UNPAID BALANCE: 259,631.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032038481 MORTGAGORS: MEANY, PHILIP
DANIEL, HELENE
ADDRESS : 3417 N. ALBERMARLE STREET
MORTGAGE AMT: 600,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22207
UNPAID BALANCE: 599,531.940 OPTION TO CONVERT : No
MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032038564 MORTGAGORS: JENKINS, DANIEL
JENKINS, AMY
ADDRESS : 7568 CISTENA WAY
MORTGAGE AMT: 279,000.00 CITY PARKER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80134
UNPAID BALANCE: 278,197.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.98 ANNUAL RATE ADJUST: 0.000
LTV : 68.04800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032038580 MORTGAGORS: HARSINAY, DROR
HARSINAY, KERRI
ADDRESS : 2112 CEDAR SWAMP ROAD
MORTGAGE AMT: 608,000.00 CITY BROOKVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 NY 11545
UNPAID BALANCE: 608,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,408.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032039018 MORTGAGORS: BAILEY, EDWARD
SIMMONS, DOROTHY
SIMMONS, WILLIAM
BAILEY, LINDA
ADDRESS : 3310 WESLEY AVE
MORTGAGE AMT: 370,000.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08226
UNPAID BALANCE: 369,171.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,587.10 ANNUAL RATE ADJUST: 0.000
LTV : 70.47600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032039182 MORTGAGORS: SPEWAK, PETER
SPEWAK, LYNNE
ADDRESS : 10491 HUNTING HILLS PLACE
MORTGAGE AMT: 352,000.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 22124
UNPAID BALANCE: 351,462.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032039471 MORTGAGORS: DUREKAS, TY
DUREKAS, FRANCES
ADDRESS : 199 YERBA BUENA AVENUE
MORTGAGE AMT: 980,000.00 CITY LOS ALTOS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94022
UNPAID BALANCE: 977,515.840 OPTION TO CONVERT : No
MONTHLY P&I: 6,437.91 ANNUAL RATE ADJUST: 0.000
LTV : 67.58600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032039596 MORTGAGORS: PONCE DELEON, VICTOR
PONCE DELEON, KATHRYN
ADDRESS : 7326 SAVANNAH GLEN LANE
MORTGAGE AMT: 262,700.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 77469
UNPAID BALANCE: 262,096.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,814.40 ANNUAL RATE ADJUST: 0.000
LTV : 86.13100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032039604 MORTGAGORS: VENABLE, NANCY
NUGENT, STEPHEN
NUGENT, PATRICK
ADDRESS : 1905 MACARTHUR DRIVE
MORTGAGE AMT: 255,000.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22101
UNPAID BALANCE: 254,600.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000
LTV : 72.85700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032039620 MORTGAGORS: GRAMMER, WILLIAM
GRAMMER, VIVIAN
ADDRESS : 9508 BELLECHASE ROAD
MORTGAGE AMT: 158,850.00 CITY GRANBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 76049
UNPAID BALANCE: 158,503.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,070.21 ANNUAL RATE ADJUST: 0.000
LTV : 65.37000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032039679 MORTGAGORS: TAORMINA, PETER
TAORMINA, ELLEN
ADDRESS : 7 CARR COURT
MORTGAGE AMT: 285,000.00 CITY NESCONSET
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11767
UNPAID BALANCE: 283,589.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.77 ANNUAL RATE ADJUST: 0.000
LTV : 77.02700 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032039943 MORTGAGORS: FRIEDLANDER, LEE
ADDRESS : 17 CARLYLE PLACE
MORTGAGE AMT: 240,000.00 CITY ROSLYN HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11577
UNPAID BALANCE: 239,821.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,678.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032040339 MORTGAGORS: BURRADELL, ALAN
ROHLOFF, DAVID
ADDRESS : 62-64 COLLINGSWOOD STREET
MORTGAGE AMT: 420,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94114
UNPAID BALANCE: 419,710.950 OPTION TO CONVERT : No
MONTHLY P&I: 3,045.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032040404 MORTGAGORS: CHAPMAN, DAVID
CHAPMAN, MARGARET
ADDRESS : 170 MORRIS AVE
MORTGAGE AMT: 530,000.00 CITY MOUNTAIN LAKES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07046
UNPAID BALANCE: 529,170.590 OPTION TO CONVERT : No\ MONTHLY P&I: 3,615.54 ANNUAL RATE
ADJUST: 0.000
LTV : 72.60200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032040412 MORTGAGORS: PANICALI, LORI
PANICALI, MARK
ADDRESS : 16 HOLLY LANE
MORTGAGE AMT: 272,000.00 CITY BEVERLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01915
UNPAID BALANCE: 270,951.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000
LTV : 75.55555 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032040594 MORTGAGORS: SHAMSHOUM, EDWAR
SHAMSHOUM, DEBORAH
ADDRESS : 904 BLACK OAK STREET
MORTGAGE AMT: 360,000.00 CITY GIBSONIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 15044
UNPAID BALANCE: 359,436.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.56000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032040826 MORTGAGORS: JAYASURIYA, SUHADA
JAYASURIYA, BODHINI
ADDRESS : 9209 LAKE FOREST COURT NO
MORTGAGE AMT: 286,850.00 CITY COLLEGE STATION
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 TX 77845
UNPAID BALANCE: 286,433.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.31 ANNUAL RATE ADJUST: 0.000
LTV : 74.99346 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032041089 MORTGAGORS: THOMAS, NEAL
THOMAS, PAULA
ADDRESS : 43925 CHAMPIONSHIP PLACE
MORTGAGE AMT: 206,320.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20147
UNPAID BALANCE: 205,972.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,355.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032041345 MORTGAGORS: NELSON, DEREK
NELSON, MARIE
ADDRESS : 13769 SHOAL SUMMIT DRIVE
MORTGAGE AMT: 440,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92128
UNPAID BALANCE: 439,103.190 OPTION TO CONVERT : No
MONTHLY P&I: 3,038.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.04000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032041634 MORTGAGORS: MEEKER, JOHN
MEEKER, NANCY
ADDRESS : 4 BONUS HILL DRIVE
MORTGAGE AMT: 265,000.00 CITY SCOTCH PLAINS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07076
UNPAID BALANCE: 264,595.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.29 ANNUAL RATE ADJUST: 0.000
LTV : 59.55000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032041766 MORTGAGORS: PEAK, KARL
PEAK, ELLEN
ADDRESS : 8159 DUNAWAY LANE
MORTGAGE AMT: 270,900.00 CITY WESTERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 OH 43082
UNPAID BALANCE: 270,506.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,917.41 ANNUAL RATE ADJUST: 0.000
LTV : 94.99500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032041964 MORTGAGORS: HAVENS, DANIEL
HAVENS, AMBER
ADDRESS : 12601 NUTHATCH DRIVE NORT
MORTGAGE AMT: 436,500.00 CITY GIG HARBOR
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 WA 98332
UNPAID BALANCE: 435,746.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.13 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042087 MORTGAGORS: ERICSON, KAREN
ERICSON, MICHAEL
ADDRESS : 25 ADELINE DRIVE
MORTGAGE AMT: 340,000.00 CITY WALNUT CREEK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94596
UNPAID BALANCE: 339,467.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.62500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042285 MORTGAGORS: VANCE, GREGORY
VANCE, KOLLEEN
ADDRESS : 16220 SAINT LAWRENCE DRIV
MORTGAGE AMT: 276,250.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95037
UNPAID BALANCE: 275,817.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,884.51 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042335 MORTGAGORS: MOLLOY, MARTHA
ADDRESS : 3600 ARBORLAWN DRIVE
MORTGAGE AMT: 284,000.00 CITY FORT WORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 76109
UNPAID BALANCE: 283,533.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042434 MORTGAGORS: TAMIMI, ROSS
TAMIMI, CORTNEY
ADDRESS : 2621 WAKEROBIN COURT
MORTGAGE AMT: 279,600.00 CITY WEST LINN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OR 97068
UNPAID BALANCE: 278,925.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,883.72 ANNUAL RATE ADJUST: 0.000
LTV : 79.90800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042483 MORTGAGORS: RYAN, SHAWN
ADDRESS : 5801 HAMILTON ROAD ROAD
MORTGAGE AMT: 56,100.00 CITY JORDAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 13080
UNPAID BALANCE: 56,016.470 OPTION TO CONVERT : No
MONTHLY P&I: 392.26 ANNUAL RATE ADJUST: 0.000
LTV : 35.73200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042525 MORTGAGORS: DONCHEY, EDWIN
DONCHEY, SHERYL
ADDRESS : 9 GARONDAH ROAD
MORTGAGE AMT: 265,000.00 CITY RAINBOW LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 12976
UNPAID BALANCE: 264,624.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,898.49 ANNUAL RATE ADJUST: 0.000
LTV : 67.25800 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042780 MORTGAGORS: HERNANDEZ, YOLANDA
HERNANDEZ, JULIO
HERNANDEZ, JULIO
ADDRESS : 83 KIPP AVENUE
MORTGAGE AMT: 314,750.00 CITY LODI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07644
UNPAID BALANCE: 314,510.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,173.91 ANNUAL RATE ADJUST: 0.000
LTV : 87.43000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032042806 MORTGAGORS: SIGURDSSON, KRISTJAN
SIGURDSSON, INGIBJORG
ADDRESS : 7201 N 21ST
MORTGAGE AMT: 360,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85020
UNPAID BALANCE: 359,152.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000
LTV : 88.45200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032043028 MORTGAGORS: MARCUS, EILEEN
MARCUS, ZVI
ADDRESS : 9908 TROSBY COURT
MORTGAGE AMT: 283,200.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22181
UNPAID BALANCE: 282,778.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,980.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032043275 MORTGAGORS: MALIK, PETER
ADDRESS : 19 KENSINGTON DRIVE
MORTGAGE AMT: 289,600.00 CITY CHAGRIN FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OH 44022
UNPAID BALANCE: 289,379.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,000.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032043325 MORTGAGORS: BULLINGTON, MICHAEL
MCDERMOTT, TIMOTHY
ADDRESS : 11143 TWINLEAF WAY
MORTGAGE AMT: 488,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92131
UNPAID BALANCE: 487,197.880 OPTION TO CONVERT : No
MONTHLY P&I: 3,329.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032043440 MORTGAGORS: ETTAKI, MOURAD
ETTAKI, ROSALINDA
ADDRESS : 6448 NORTHEAST 135TH PLAC
MORTGAGE AMT: 283,100.00 CITY KIRKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98034
UNPAID BALANCE: 282,656.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,931.24 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032043515 MORTGAGORS: FISHBAUM, DAVID
MCDONAGH, ANNE
ADDRESS : 1464 LINDEN AVENUE
MORTGAGE AMT: 466,000.00 CITY HIGHLAND PARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60035
UNPAID BALANCE: 465,214.760 OPTION TO CONVERT : No
MONTHLY P&I: 3,061.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032043986 MORTGAGORS: BANN, DAVID
BANN, DONNA
ADDRESS : 31 LONGVIEW DRIVE
MORTGAGE AMT: 264,100.00 CITY BOW
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NH 03301
UNPAID BALANCE: 263,543.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,712.94 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032044117 MORTGAGORS: LONERGAN, LAUREN
ADDRESS : 43C WOODCREST DRIVE
MORTGAGE AMT: 452,000.00 CITY NISSEQUOGUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11780
UNPAID BALANCE: 451,256.840 OPTION TO CONVERT : No
MONTHLY P&I: 3,007.17 ANNUAL RATE ADJUST: 0.000
LTV : 69.43100 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032044232 MORTGAGORS: COPELAND, DANIEL
COPELAND, RACHEL
ADDRESS : 1660 STEPHENS DRIVE
MORTGAGE AMT: 268,700.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19087
UNPAID BALANCE: 268,490.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,833.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032044281 MORTGAGORS: MCDONALD, WILLIAM
MCDONALD, LYNN
ADDRESS : 80 EDGEWATER DRIVE
MORTGAGE AMT: 270,000.00 CITY TIFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 31794
UNPAID BALANCE: 269,789.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 82.31700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032044299 MORTGAGORS: ARCENEAUX, MICHAEL
ALFSTAD, WILLIAM
ADDRESS : 5661 49TH AVENUE SOUTHWES
MORTGAGE AMT: 280,250.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98136
UNPAID BALANCE: 279,811.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,911.80 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032044604 MORTGAGORS: FABRIE, MICHAEL
FABRIE, WHITNEY
ADDRESS : 3976 SEQUOIA STREET
MORTGAGE AMT: 400,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92109
UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 86.95600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032044729 MORTGAGORS: LALLIER, ELAINE
ADDRESS : 2 HARTS HILL CIRCLE
MORTGAGE AMT: 26,500.00 CITY WHITESBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 13492
UNPAID BALANCE: 26,462.480 OPTION TO CONVERT : No
MONTHLY P&I: 189.85 ANNUAL RATE ADJUST: 0.000
LTV : 51.45600 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032044869 MORTGAGORS: PERKOWSKI, JOHN
GIACALONE, CARLEEN
ADDRESS : 355 ROCK ROAD EAST
MORTGAGE AMT: 650,000.00 CITY LAMBERTVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08530
UNPAID BALANCE: 649,505.400 OPTION TO CONVERT : No
MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032045023 MORTGAGORS: BRIMMAGE, MAURICE
BRIMMAGE, AMY
ADDRESS : 4300/4302 EMERSON AVENUE
MORTGAGE AMT: 316,500.00 CITY UNIVERSITY PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75205
UNPAID BALANCE: 315,736.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,132.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032045080 MORTGAGORS: TRUITT, RAYMOND
TILGHMAN, MARY
ADDRESS : 3 TROTTING HORSE COURT
MORTGAGE AMT: 256,000.00 CITY BALTIMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21228
UNPAID BALANCE: 255,790.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,703.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032045403 MORTGAGORS: HERHOLD, DONALD
HERHOLD, LISA
ADDRESS : 5264 SOUTH IRONTON WAY
MORTGAGE AMT: 252,800.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80111
UNPAID BALANCE: 252,592.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,681.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032045510 MORTGAGORS: KATRIEL, ROY
ADDRESS : 3018.5 R STREET N. W.
MORTGAGE AMT: 266,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 DC 20007
UNPAID BALANCE: 265,050.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,792.10 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032045734 MORTGAGORS: HARADA, RUSSELL
HARADA, KARILEE
ADDRESS : 3910 WAOKANAKA STREET
MORTGAGE AMT: 650,000.00 CITY HONOLULU
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 HI 96817
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000
LTV : 68.42100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032045825 MORTGAGORS: OWEIS, FAYEQ
OWEIS, XIOMARA
OWEIS, JULIA
ADDRESS : 255 LAMONTE AVENUE
MORTGAGE AMT: 280,000.00 CITY SOUTH SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94080
UNPAID BALANCE: 279,539.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 73.68400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032046385 MORTGAGORS: ORTIZ, WILLIAM
ORTIZ, GAIL
ADDRESS : 10305 LEWIS KNOLLS DRIVE
MORTGAGE AMT: 412,300.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 VA 22124
UNPAID BALANCE: 411,701.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,918.24 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032046468 MORTGAGORS: KARMAN, CHRISTOPHER
KARMAN, PAULA
ADDRESS : 3934 NORRISVILLE ROAD
MORTGAGE AMT: 267,900.00 CITY JARRETTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21084
UNPAID BALANCE: 267,480.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,827.56 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032046526 MORTGAGORS: MINOR, WAYNE
MINOR, LAURA
ADDRESS : 10116 ELLARD DRIVE
MORTGAGE AMT: 277,000.00 CITY LANHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20706
UNPAID BALANCE: 276,555.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,866.20 ANNUAL RATE ADJUST: 0.000
LTV : 94.97500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032046898 MORTGAGORS: HUGHES, ELIZABETH
ADDRESS : 308 N. FAIRFAX STREET
MORTGAGE AMT: 470,000.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22314
UNPAID BALANCE: 469,264.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,206.23 ANNUAL RATE ADJUST: 0.000
LTV : 78.72600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032047656 MORTGAGORS: CHAN, LINDA
LANE, JOHN
LANE, JOHN
ADDRESS : 10485 VIACHA DRIVE
MORTGAGE AMT: 314,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92124
UNPAID BALANCE: 313,496.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,115.48 ANNUAL RATE ADJUST: 0.000
LTV : 89.99700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032047664 MORTGAGORS: PADUCH, BARBARA
ADDRESS : 2846 N. HALSTED #4N
MORTGAGE AMT: 300,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60657
UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 93.02300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032047722 MORTGAGORS: MOORE, GEORGE
MOORE, DONNA
ADDRESS : 22 E GOULDING STREET
MORTGAGE AMT: 376,000.00 CITY SHERBORN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01770
UNPAID BALANCE: 375,396.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,533.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032048076 MORTGAGORS: IMPERIAL, TERESITA
IMPERIAL, FELIX
ADDRESS : 20 KNAUTH PLACE
MORTGAGE AMT: 400,000.00 CITY STATEN ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 10305
UNPAID BALANCE: 398,912.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.17 ANNUAL RATE ADJUST: 0.000
LTV : 79.68100 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032048902 MORTGAGORS: SKOLNICK, ALAN
ADDRESS : 66 POOR STREET
MORTGAGE AMT: 377,910.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01810
UNPAID BALANCE: 377,629.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,642.41 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032048944 MORTGAGORS: JONES, DAVID
JONES, ELIZABETH
JONES, ELIZABETH
ADDRESS : 11303 ALMS HOUSE COURT
MORTGAGE AMT: 289,100.00 CITY FAIRFAX STATION
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 VA 22039
UNPAID BALANCE: 288,292.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,803.61 ANNUAL RATE ADJUST: 0.000
LTV : 79.99600 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032048951 MORTGAGORS: MAGARICK, HARVEY
ADDRESS : 1830 RITTENHOUSE SQUARE #
MORTGAGE AMT: 425,000.00 CITY PHILADELPHIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19103
UNPAID BALANCE: 424,367.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,971.67 ANNUAL RATE ADJUST: 0.000
LTV : 68.38200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032049025 MORTGAGORS: FREDERICO, DOMINIC
ADDRESS : 4 WINDY HOLLOW ROAD
MORTGAGE AMT: 595,000.00 CITY UPPER MAKEFIELD TOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 PA 18938
UNPAID BALANCE: 594,135.980 OPTION TO CONVERT : No
MONTHLY P&I: 4,211.37 ANNUAL RATE ADJUST: 0.000
LTV : 74.84200 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032049207 MORTGAGORS: DUDZIAK, MARTIN
DUDZIAK, CHERYL
ADDRESS : 26 PILLON REAL
MORTGAGE AMT: 327,900.00 CITY PLEASANT HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94523
UNPAID BALANCE: 327,399.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.73 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032049439 MORTGAGORS: MATHER, ERMA
MATHER, FULTON
ADDRESS : 2980 ASPEN DRIVE
MORTGAGE AMT: 291,500.00 CITY PENRYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95663
UNPAID BALANCE: 291,032.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,963.89 ANNUAL RATE ADJUST: 0.000
LTV : 74.74300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050064 MORTGAGORS: SULTZER, JAMES
SULTZER, NANCY
ADDRESS : 3832 DUCHAMP DRIVE
MORTGAGE AMT: 244,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92606
UNPAID BALANCE: 243,514.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,643.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050288 MORTGAGORS: OAKLAND, MARGARET
ADDRESS : 7 BLUEBERRY HILL ROAD
MORTGAGE AMT: 308,000.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01810
UNPAID BALANCE: 307,518.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000
LTV : 55.79700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050809 MORTGAGORS: HEFFERNAN, CLYDE
HEFFERNAN, JACQUELYN
ADDRESS : 31 DECKERS WAY
MORTGAGE AMT: 294,500.00 CITY MARSHFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02050
UNPAID BALANCE: 294,039.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,009.01 ANNUAL RATE ADJUST: 0.000
LTV : 85.36231 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050965 MORTGAGORS: MADANJIAN, RICHARD
MADANJIAN, MARY
ADDRESS : 46 MOORE STREET
MORTGAGE AMT: 268,800.00 CITY CHELMSFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01824
UNPAID BALANCE: 268,389.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,856.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032051120 MORTGAGORS: HOPKINS, MICHAEL
ADDRESS : 8 MARGARET LANE
MORTGAGE AMT: 320,000.00 CITY BILLERICA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01821
UNPAID BALANCE: 319,523.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032051351 MORTGAGORS: CARROLL, FRANCIS
ADDRESS : 473 GEIGEL HILL ROAD
MORTGAGE AMT: 457,000.00 CITY OTTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 18942
UNPAID BALANCE: 456,191.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,926.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.47800 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032052029 MORTGAGORS: GUNTHER, JACQUELINE
GUNTHER, CLARENCE
ADDRESS : 9 NORTH HAMPSHIRE COURT
MORTGAGE AMT: 250,000.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 DE 19807
UNPAID BALANCE: 249,557.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,600.78 ANNUAL RATE ADJUST: 0.000
LTV : 55.55500 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032052201 MORTGAGORS: KRASHEVSKI, RICHARD
ADDRESS : 1679 HUNTING CREEK DRIVE
MORTGAGE AMT: 301,750.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22314
UNPAID BALANCE: 301,228.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.14 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032052730 MORTGAGORS: TORRES, LOUIS
TORRES, BETTINA
ADDRESS : 1017 GENIE LANE
MORTGAGE AMT: 253,000.00 CITY CARDIFF,
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92007
UNPAID BALANCE: 252,584.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,683.22 ANNUAL RATE ADJUST: 0.000
LTV : 54.52500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032053308 MORTGAGORS: KEENAN, ROBERT
ADDRESS : 7154 PINTAIL DRIVE
MORTGAGE AMT: 260,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92009
UNPAID BALANCE: 259,593.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 70.27000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032053738 MORTGAGORS: TROWBRIDGE, JOHN
VOGLER, VICKIE
ADDRESS : 1311 WEST DRY CREEK ROAD
MORTGAGE AMT: 444,000.00 CITY HEALDSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95448
UNPAID BALANCE: 443,305.190 OPTION TO CONVERT : No
MONTHLY P&I: 3,028.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032054298 MORTGAGORS: FARRELL, STEPHEN
FARRELL, DAWN
ADDRESS : 8 MINUTEMAN LANE
MORTGAGE AMT: 400,000.00 CITY LEXINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02420
UNPAID BALANCE: 399,695.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000
LTV : 89.48500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032054603 MORTGAGORS: FEDERICO, RICK
FEDERICO, PAMELA
ADDRESS : 12 WILDWOOD DRIVE
MORTGAGE AMT: 251,000.00 CITY NEWBURY PORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01950
UNPAID BALANCE: 250,423.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,733.59 ANNUAL RATE ADJUST: 0.000
LTV : 76.06000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055097 MORTGAGORS: MA, CLIFF
DUONG MA, NGOC
ADDRESS : 24793 NORTHCREST LANE
MORTGAGE AMT: 677,000.00 CITY LOS ALTOS HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 94024
UNPAID BALANCE: 675,032.320 OPTION TO CONVERT : No
MONTHLY P&I: 4,279.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.92900 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032055485 MORTGAGORS: CATINO, DONALD
JOHNSON, JESSICA
ADDRESS : 20 CONCORD ROAD
MORTGAGE AMT: 296,000.00 CITY SUDBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01776
UNPAID BALANCE: 295,769.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055501 MORTGAGORS: SBORDON, JAMES
ADDRESS : 16 JEFFERSON ROAD
MORTGAGE AMT: 272,000.00 CITY FRANKLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02038
UNPAID BALANCE: 271,793.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055881 MORTGAGORS: KHOO, ALEX
KHOO, SAW
ADDRESS : 1016 SYCAMORE DRIVE
MORTGAGE AMT: 385,000.00 CITY MILLBRAAE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94030
UNPAID BALANCE: 384,335.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,497.11 ANNUAL RATE ADJUST: 0.000
LTV : 66.37900 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055923 MORTGAGORS: LATOVICH, CHARLES
REINE, JOHN
ADDRESS : 44 GREYCLIFF ROAD
MORTGAGE AMT: 305,000.00 CITY BRIGHTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02135
UNPAID BALANCE: 304,761.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,080.64 ANNUAL RATE ADJUST: 0.000
LTV : 76.25000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032056160 MORTGAGORS: POLETSKY, JOSEPH
POLETSKY, CYNTHIA
ADDRESS : 157 SHEEPHILL ROAD
MORTGAGE AMT: 314,800.00 CITY RIVERSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CT 06878
UNPAID BALANCE: 314,242.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,015.70 ANNUAL RATE ADJUST: 0.000
LTV : 73.20900 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032056681 MORTGAGORS: RAFF, DAVID
RAFF, CINDY
ADDRESS : 719 BUCKINGHAM DRIVE
MORTGAGE AMT: 414,000.00 CITY REDLANDS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92374
UNPAID BALANCE: 413,302.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,719.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032056913 MORTGAGORS: HOLLISTER, JAMES
HOLLISTER, VIRGINIA
ADDRESS : 18053 SUNBURST STREET
MORTGAGE AMT: 281,200.00 CITY LOS ANGELES (NORTHRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91325
UNPAID BALANCE: 280,801.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,014.55 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032057192 MORTGAGORS: CHAN, LESLIE
CHAN, KHAIMUK
ADDRESS : 15 PEGASUS DRIVE
MORTGAGE AMT: 405,100.00 CITY COTO DE CAZA (AREA)
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92679
UNPAID BALANCE: 404,417.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.22 ANNUAL RATE ADJUST: 0.000
LTV : 69.99300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032057523 MORTGAGORS: HOPKINS, RALPH
HOPKINS, DIANE
ADDRESS : 84 WALLIS ROAD
MORTGAGE AMT: 270,000.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02467
UNPAID BALANCE: 269,332.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 62.79000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032057655 MORTGAGORS: SILVERMAN, STANLEY
SILVERMAN, BARBARA
ADDRESS : 5 CHANDLER PLACE
MORTGAGE AMT: 257,200.00 CITY LAS FLORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92688
UNPAID BALANCE: 256,787.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,732.81 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032057663 MORTGAGORS: LEE, JAMES
BAYLOR, COLLEEN
ADDRESS : 915 BARTS CHURCH RD
MORTGAGE AMT: 420,000.00 CITY HANOVER
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 17331
UNPAID BALANCE: 419,238.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,654.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058703 MORTGAGORS: ECKSTEIN, JERRY
ECKSTEIN, BARBARA
ADDRESS : 2530 HARBOR LANE
MORTGAGE AMT: 275,000.00 CITY BELLMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 NY 11710
UNPAID BALANCE: 273,875.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,050.33 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058778 MORTGAGORS: LOVETT, JOHN
LOVETT, SUSAN
ADDRESS : 2001 MARINA DRIVE UNIT 40
MORTGAGE AMT: 278,000.00 CITY QUINCY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02170
UNPAID BALANCE: 277,788.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032059404 MORTGAGORS: PFEIL, MICHAEL
LARSON, ANNETTE
ADDRESS : 614 SCOTCH ROAD
MORTGAGE AMT: 343,000.00 CITY PENNINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08534
UNPAID BALANCE: 343,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,253.27 ANNUAL RATE ADJUST: 0.000
LTV : 79.95300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060071 MORTGAGORS: RICE, JOHN
RICE, LINDA
ADDRESS : 4394 DANT BOULEVARD
MORTGAGE AMT: 409,600.00 CITY RENO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NV 89509
UNPAID BALANCE: 408,990.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,863.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060287 MORTGAGORS: BESSETTE, SCOTT
ADDRESS : 220 CARIBOU LANE
MORTGAGE AMT: 345,000.00 CITY STEAMBOAT SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80477
UNPAID BALANCE: 344,418.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,266.40 ANNUAL RATE ADJUST: 0.000
LTV : 74.19300 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060626 MORTGAGORS: WILSON, JAMES
WILSON, PATTI
ADDRESS : 5951 BRIDGEWATER COURT
MORTGAGE AMT: 448,000.00 CITY AGUORA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91301
UNPAID BALANCE: 447,310.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,094.22 ANNUAL RATE ADJUST: 0.000
LTV : 75.29400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060667 MORTGAGORS: BOULANGER, ROLAND
BOULANGER, DONNA
ADDRESS : 70 COMSTOCK DRIVE
MORTGAGE AMT: 386,400.00 CITY WRENTHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02093
UNPAID BALANCE: 385,512.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,668.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060956 MORTGAGORS: ENGEL, LOURDES
ENGEL, THOMAS
ADDRESS : 121 SPRINGS ROAD
MORTGAGE AMT: 328,500.00 CITY BEDFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01730
UNPAID BALANCE: 328,217.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,130.64 ANNUAL RATE ADJUST: 0.000
LTV : 73.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061103 MORTGAGORS: CAMPBELL, CLIFTON
ADDRESS : 7410 CLIFFSIDE COURT
MORTGAGE AMT: 425,000.00 CITY WEST HILLS AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91307
UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,008.12 ANNUAL RATE ADJUST: 0.000
LTV : 66.61400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061111 MORTGAGORS: ADAMSON, JACK
ADAMSON, GEORGIA
ADDRESS : 1732 BENT ARROW DRIVE
MORTGAGE AMT: 116,800.00 CITY NORTH LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89031
UNPAID BALANCE: 116,511.090 OPTION TO CONVERT : No
MONTHLY P&I: 777.07 ANNUAL RATE ADJUST: 0.000
LTV : 93.44000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061160 MORTGAGORS: MEANDZIJA, BRANISLAV
LOVE, HAYLEIGH
ADDRESS : 716 AVOCADO PLACE
MORTGAGE AMT: 432,000.00 CITY DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92014
UNPAID BALANCE: 431,356.780 OPTION TO CONVERT : No
MONTHLY P&I: 3,020.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061277 MORTGAGORS: HYDE, PAMELA
NATERMAN, SETH
ADDRESS : 221 BERYL STREET
MORTGAGE AMT: 348,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 94941
UNPAID BALANCE: 347,384.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061566 MORTGAGORS: PALUMBO, ROBERT
ADDRESS : 1214 PELLY CIRLCE
MORTGAGE AMT: 350,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30319
UNPAID BALANCE: 349,705.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.81700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061582 MORTGAGORS: PHIPPS, MICHAEL
MILLER-PHIPPS, JULIE
ADDRESS : 1170 S. SUMMER BREEZE LAN
MORTGAGE AMT: 445,900.00 CITY ANAHEIM HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92808
UNPAID BALANCE: 445,166.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,966.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.99200 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061624 MORTGAGORS: ANDREWS, PAUL
ANDREWS, MARTHA
ADDRESS : 10075 E. CORTEZ DRIVE
MORTGAGE AMT: 500,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85260
UNPAID BALANCE: 499,197.950 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000
LTV : 63.29100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061681 MORTGAGORS: CALBONE, ANGELO
CALBONE, MARY KAY
CALBONE, MARY
ADDRESS : 345 OAK STREET
MORTGAGE AMT: 260,000.00 CITY LEWISTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 14092
UNPAID BALANCE: 253,520.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 79.26800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061723 MORTGAGORS: TALBOT, WILLIAM
TALBOT, KATHERINE
ADDRESS : 1187 HAWLING PLACE
MORTGAGE AMT: 330,000.00 CITY LEESBURG
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 20175
UNPAID BALANCE: 329,430.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,140.37 ANNUAL RATE ADJUST: 0.000
LTV : 74.21100 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061764 MORTGAGORS: NICOUD, TIMOTHY
NICOUD, JUDITH
ADDRESS : 34 VIRGINIA LANE
MORTGAGE AMT: 431,250.00 CITY SPRINGFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 62707
UNPAID BALANCE: 430,575.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,941.89 ANNUAL RATE ADJUST: 0.000
LTV : 74.41760 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061772 MORTGAGORS: BURNEY, RAYMOND
GAUG, PATRICIA
ADDRESS : 21 TWIN CEDAR LANE
MORTGAGE AMT: 329,000.00 CITY NORTHPORT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NY 11768
UNPAID BALANCE: 328,426.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,133.89 ANNUAL RATE ADJUST: 0.000
LTV : 79.27700 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061780 MORTGAGORS: IRWIN, ROBERT
IRWIN, CONNIE
IRWIN, CONNIE
ADDRESS : 8100 VILLAVERDE DRIVE
MORTGAGE AMT: 450,000.00 CITY WHITTIER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90605
UNPAID BALANCE: 449,278.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,031.73 ANNUAL RATE ADJUST: 0.000
LTV : 77.58600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061806 MORTGAGORS: MOUNCE, JEFFREY
ADDRESS : 2416 N SEMINARY #1
MORTGAGE AMT: 252,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60614
UNPAID BALANCE: 251,793.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,676.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061921 MORTGAGORS: FELDMAN, DENISE
ADDRESS : 4925 ODESSA AVENUE
MORTGAGE AMT: 330,000.00 CITY ANCINO AREA LOS ANGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91436
UNPAID BALANCE: 329,443.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000
LTV : 70.21200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061988 MORTGAGORS: SMITH, DOUG
SMITH, WENDY
ADDRESS : 1060 SCARLET OAK CIRCLE
MORTGAGE AMT: 291,500.00 CITY ATHENS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30606
UNPAID BALANCE: 290,761.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,914.95 ANNUAL RATE ADJUST: 0.000
LTV : 82.11200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032062143 MORTGAGORS: SCREETON, JACK
SCREETON, PEARL
ADDRESS : 51 SAINT MICHAEL
MORTGAGE AMT: 249,000.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92629
UNPAID BALANCE: 248,590.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,656.60 ANNUAL RATE ADJUST: 0.000
LTV : 58.58800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032062473 MORTGAGORS: HARRIS, ROBERT
HARRIS, MARY
ADDRESS : 5336 WYNTERHALL DRIVE
MORTGAGE AMT: 266,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30338
UNPAID BALANCE: 265,512.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032062507 MORTGAGORS: FEINSTEIN, BILLIE
ADDRESS : 945 PASEO SANTA BARBARA
MORTGAGE AMT: 455,950.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91320
UNPAID BALANCE: 455,181.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,995.27 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032062788 MORTGAGORS: SMITH, MADELINE
ADDRESS : 62 JOHN STREET
MORTGAGE AMT: 320,000.00 CITY SAG HARBOR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 11963
UNPAID BALANCE: 319,265.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032062986 MORTGAGORS: ALOIA, JOSEPH
ALOIA, MARY
ADDRESS : 4234 ENDERS WAY
MORTGAGE AMT: 292,500.00 CITY DOYLESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 18901
UNPAID BALANCE: 291,982.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.91 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063018 MORTGAGORS: SAUNDERS, STEVEN
SAUNDERS, SUSAN
ADDRESS : 9 PICARDY LANE
MORTGAGE AMT: 285,000.00 CITY DOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02030
UNPAID BALANCE: 284,575.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,992.77 ANNUAL RATE ADJUST: 0.000
LTV : 74.02500 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063042 MORTGAGORS: MURPHY, CARRIE
MURPHY, JAMES
ADDRESS : 29 CUSHING AVENUE
MORTGAGE AMT: 350,000.00 CITY HINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02043
UNPAID BALANCE: 349,204.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,270.10 ANNUAL RATE ADJUST: 0.000
LTV : 72.91600 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063091 MORTGAGORS: BATCHELOR, LUCY
BATCHELOR, TRACY
ADDRESS : 19 OAKENCROFT ROAD
MORTGAGE AMT: 295,200.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02482
UNPAID BALANCE: 294,726.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,988.82 ANNUAL RATE ADJUST: 0.000
LTV : 79.78300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063216 MORTGAGORS: CLARKE, JEFFREY
CLARKE, CYNTHIA
ADDRESS : 47716 LEAGUE COURT
MORTGAGE AMT: 219,200.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20165
UNPAID BALANCE: 219,028.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,495.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063562 MORTGAGORS: JOU, WILLIAM
RORABACK-JOU, SANDRA
ADDRESS : 24106 LANG PLACE
MORTGAGE AMT: 384,000.00 CITY WEST HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91307
UNPAID BALANCE: 383,196.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,522.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063612 MORTGAGORS: HUNGERFORD, TODD
HUNGERFORD, JILL
ADDRESS : 4709 STEELE STREET
MORTGAGE AMT: 380,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90503
UNPAID BALANCE: 379,375.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,528.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063687 MORTGAGORS: NELSON, ANTHONY
COOPER-NELSON, JOLI
ADDRESS : 11101 WINTHROP WAY
MORTGAGE AMT: 382,500.00 CITY TAMPA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33612
UNPAID BALANCE: 381,855.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,512.75 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063737 MORTGAGORS: IDSARDI, JAMES
IDSARDI, LUISANA
ADDRESS : 1333 N. CLIFFSIDE DRIVE
MORTGAGE AMT: 300,000.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85234
UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 75.94900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063810 MORTGAGORS: SMITH, PAUL
WHEELER-SMITH, KAREN
ADDRESS : 5 ERIN ROAD
MORTGAGE AMT: 269,900.00 CITY NORFOLK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02056
UNPAID BALANCE: 269,694.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.14 ANNUAL RATE ADJUST: 0.000
LTV : 89.99600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064032 MORTGAGORS: PLATEK, GARRETT
PLATEK, LAURA
ADDRESS : 6 OAK VALLEY ROAD
MORTGAGE AMT: 319,000.00 CITY SHELTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CT 06484
UNPAID BALANCE: 319,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,178.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.81600 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064040 MORTGAGORS: WILKINS, GREG
WILKENS, MARCELLA
WILKINS, MARCELLA
ADDRESS : 36 MEADOW DRIVE
MORTGAGE AMT: 267,000.00 CITY SUDBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01776
UNPAID BALANCE: 264,282.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,821.42 ANNUAL RATE ADJUST: 0.000
LTV : 74.37326 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064198 MORTGAGORS: COBB, DAVID
ADDRESS : 51920 BIRCH AVENUE
MORTGAGE AMT: 92,900.00 CITY RUSH CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55069
UNPAID BALANCE: 92,754.600 OPTION TO CONVERT : No
MONTHLY P&I: 633.75 ANNUAL RATE ADJUST: 0.000
LTV : 57.70100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064255 MORTGAGORS: HARPER, DAVID
HARPER, MARY
ADDRESS : 1278 COBBLE POND WAY
MORTGAGE AMT: 420,500.00 CITY VIENA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22182
UNPAID BALANCE: 419,773.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,727.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064289 MORTGAGORS: SCHECHTER, JASON
WALLACH, MICHELLE
ADDRESS : 11 GLENDALE ROAD
MORTGAGE AMT: 650,000.00 CITY HARRISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10528
UNPAID BALANCE: 649,467.200 OPTION TO CONVERT : No
MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000
LTV : 74.28500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064602 MORTGAGORS: CAGNINA, MICHAEL
CAGNINA, CHRISTINE
ADDRESS : 22217 OVERVIEW LANE
MORTGAGE AMT: 263,887.00 CITY BOYDS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20841
UNPAID BALANCE: 263,442.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,733.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064677 MORTGAGORS: GRAY, JEFFERSON
GRAY, ELIZABETH
ADDRESS : 12512 FELLOWSHIP COURT
MORTGAGE AMT: 270,000.00 CITY RISREISTERSTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21136
UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 77.14200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032064685 MORTGAGORS: HERBURGER, RICHARD
HERBURGER, ANGELA
ADDRESS : 239 ROCKLAND AVENUE
MORTGAGE AMT: 240,000.00 CITY RIVERVALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 07675
UNPAID BALANCE: 239,691.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,658.19 ANNUAL RATE ADJUST: 0.000
LTV : 76.19000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065054 MORTGAGORS: NOLET, RICHARD
NOLET, MARIA
ADDRESS : 79 HILL CREST ROAD
MORTGAGE AMT: 330,750.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01742
UNPAID BALANCE: 329,962.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,390.69 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065088 MORTGAGORS: HEFFERNAN, PAUL
HEFFERMAN, LAURA
HEFFERNAN, LAURA
ADDRESS : 36 EMERSON ROAD
MORTGAGE AMT: 650,000.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02481
UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 74.28500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065179 MORTGAGORS: SCUDIERY, VICTOR
ADDRESS : 26 MOUNTIAN STREET
MORTGAGE AMT: 450,000.00 CITY MIDDLETOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07732
UNPAID BALANCE: 449,313.070 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 52.94100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065245 MORTGAGORS: SHIFF, PAUL
SHIFF, JUNE
SHIFF, JUNE
ADDRESS : 7 KINGS ROAD
MORTGAGE AMT: 552,000.00 CITY SHARON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02067
UNPAID BALANCE: 551,104.840 OPTION TO CONVERT : No
MONTHLY P&I: 3,907.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065294 MORTGAGORS: SHAPIRO, ALAN
SHAPIRO, NANCY
ADDRESS : 19891 UPLAND TERRACE
MORTGAGE AMT: 131,920.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20147
UNPAID BALANCE: 131,809.160 OPTION TO CONVERT : No
MONTHLY P&I: 866.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065310 MORTGAGORS: HAGOOD, FRANKLIN
HAGOOD, BRENDA
ADDRESS : 9887 BROME TRAIL
MORTGAGE AMT: 273,000.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93907
UNPAID BALANCE: 272,593.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,908.86 ANNUAL RATE ADJUST: 0.000
LTV : 79.82400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065369 MORTGAGORS: BROWN, MARSHA
ADDRESS : 611 MORRIS AVENUE
MORTGAGE AMT: 1,476,000.00 CITY BRYN MAWR
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 PA 19010
UNPAID BALANCE: 1,472,948. OPTION TO CONVERT : No
630
MONTHLY P&I: 10,702.02 ANNUAL RATE ADJUST: 0.000
LTV : 56.76900 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032065385 MORTGAGORS: KATSAROS, JOHN
KATSAROS, ROBIN
ADDRESS : 3600 NORTH LAKE BOULEVARD
MORTGAGE AMT: 360,000.00 CITY TAHOE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 96145
UNPAID BALANCE: 359,704.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065443 MORTGAGORS: HOAGLAND, ROBERT
HOAGLAND, DEBRA
ADDRESS : 221 EAST ESTELLE LANE
MORTGAGE AMT: 279,000.00 CITY LUCAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 75002
UNPAID BALANCE: 278,765.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.73700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065476 MORTGAGORS: ZUPCOFSKA, PETER
ADDRESS : 23 PILGRIM HEIGHTS ROAD
MORTGAGE AMT: 500,000.00 CITY PROVINCETOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MA 02657
UNPAID BALANCE: 499,115.300 OPTION TO CONVERT : No
MONTHLY P&I: 3,201.55 ANNUAL RATE ADJUST: 0.000
LTV : 58.82300 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065526 MORTGAGORS: RUSSO, SCOTT
ADDRESS : 2665 COVERED BRIDGE ROAD
MORTGAGE AMT: 181,000.00 CITY MERRICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11566
UNPAID BALANCE: 180,858.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,234.74 ANNUAL RATE ADJUST: 0.000
LTV : 64.41200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065682 MORTGAGORS: GERINGER, TODD
GERINGER, SANDRA
ADDRESS : 751 SEAWOOD WAY
MORTGAGE AMT: 300,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95120
UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 65.93400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065716 MORTGAGORS: RAMOS, JOHN
RAMOS, CHRISTINE
ADDRESS : 12 WEST BOULEVARD
MORTGAGE AMT: 197,400.00 CITY EAST ROCKAWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11518
UNPAID BALANCE: 197,249.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,363.40 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065732 MORTGAGORS: BOWLER, ROLAND
BOWLER, SHERRI
ADDRESS : 6844 CREEK CREST WAY
MORTGAGE AMT: 414,150.00 CITY SPRINGFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22150
UNPAID BALANCE: 413,793.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,686.17 ANNUAL RATE ADJUST: 0.000
LTV : 79.99600 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065872 MORTGAGORS: AUSTIN, GLEN
AUSTIN, LEQUITA
ADDRESS : 507 2ND AVENUE
MORTGAGE AMT: 45,600.00 CITY HARVEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 LA 70005
UNPAID BALANCE: 45,497.850 OPTION TO CONVERT : No
MONTHLY P&I: 318.84 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032065989 MORTGAGORS: BISHOP, J.
BISHOP, MARY
ADDRESS : 332 OLD COURSE LOOP
MORTGAGE AMT: 352,000.00 CITY BLYTHEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 SC 29016
UNPAID BALANCE: 351,435.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000
LTV : 76.52174 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066011 MORTGAGORS: LIOTTA, CHARLES
LIOTTA, HAYDEE
ADDRESS : 78 CARLTON DRIVE
MORTGAGE AMT: 318,650.00 CITY PARSIPPANY-TROY HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 07054
UNPAID BALANCE: 318,368.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,040.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066193 MORTGAGORS: HERNANDEZ, SERGIO
HERNANDEZ, DIANE
VELARDE-HERNANDEZ, DIANE
ADDRESS : 31317 INDIAN OAK ROAD
MORTGAGE AMT: 256,000.00 CITY ACTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93510
UNPAID BALANCE: 255,467.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,789.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066235 MORTGAGORS: LUSSIER, ROGER
LUSSIER, LINDA
ADDRESS : 116 RITA DRIVE
MORTGAGE AMT: 51,000.00 CITY CORTLANDT MANOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10567
UNPAID BALANCE: 50,962.150 OPTION TO CONVERT : No
MONTHLY P&I: 356.60 ANNUAL RATE ADJUST: 0.000
LTV : 27.56700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066250 MORTGAGORS: KUTTRUFF, LYNN
KUTTRUFF, GEORGE
ADDRESS : 22624 JOLLY ROGER DRIVE
MORTGAGE AMT: 270,000.00 CITY CUDJOE KEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33042
UNPAID BALANCE: 269,516.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066284 MORTGAGORS: TRAN, QUYNH
TRAN, BINH
ADDRESS : 718 VERDEMONT CIRCLE
MORTGAGE AMT: 285,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93065
UNPAID BALANCE: 284,377.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.21 ANNUAL RATE ADJUST: 0.000
LTV : 71.25000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066334 MORTGAGORS: ZUCCARO, JON
ADDRESS : 8361 WOODLAKE AVENUE,
MORTGAGE AMT: 247,950.00 CITY WEST HILLS AREA,\ :\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91304
UNPAID BALANCE: 247,380.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,712.53 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066391 MORTGAGORS: GREENBERG, ALAN
ADDRESS : 407 FULLER PLACER
MORTGAGE AMT: 350,000.00 CITY BRECKENRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80424
UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 51.31900 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066532 MORTGAGORS: EDWARDS, MATTHEW
KILIAN, KELLY
ADDRESS : 14140 - 227TH AVENUE NORT
MORTGAGE AMT: 382,000.00 CITY WOODINVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98072
UNPAID BALANCE: 381,371.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,541.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066573 MORTGAGORS: ALTOSINO, ANTHONY
ALTOSINO, GINA
ADDRESS : 1667 HAMPSHIRE DRIVE
MORTGAGE AMT: 295,000.00 CITY ELK GROVE VILLAGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60007
UNPAID BALANCE: 294,288.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,987.47 ANNUAL RATE ADJUST: 0.000
LTV : 86.76400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066631 MORTGAGORS: BAKER, DAVE
BAKER, DEBBIE
ADDRESS : 288 HYGEIA COURT
MORTGAGE AMT: 320,800.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92024
UNPAID BALANCE: 320,272.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,134.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066664 MORTGAGORS: HOWARD, STEPHEN
HOWARD, PATRICIA
ADDRESS : 85 SKYLINE DRIVE
MORTGAGE AMT: 945,000.00 CITY WESTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02090
UNPAID BALANCE: 943,368.180 OPTION TO CONVERT : No
MONTHLY P&I: 6,129.25 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032066821 MORTGAGORS: JUN, SANG
JUN, SUNNY
ADDRESS : 2537 ANN LN
MORTGAGE AMT: 388,500.00 CITY NORTHBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60062
UNPAID BALANCE: 388,204.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,683.27 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066896 MORTGAGORS: KIPPER, STEVEN
KIPPER, NANCY
KIPPER, NANCY
ADDRESS : 2122 CENTURY PARK LANE #3
MORTGAGE AMT: 300,000.00 CITY CENTURY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90067
UNPAID BALANCE: 299,564.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000
LTV : 54.54500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066904 MORTGAGORS: NEUMAN, KYLE
NEUMAN, TERESA
ADDRESS : 10542 MERRILL ROAD
MORTGAGE AMT: 400,000.00 CITY PILOT POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 76258
UNPAID BALANCE: 399,010.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 61.53800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066912 MORTGAGORS: MUELLER, ROBERT
MUELLER, HILLARY
ADDRESS : 8200 RAVENSWOOD ROAD
MORTGAGE AMT: 302,500.00 CITY GRANBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 76049
UNPAID BALANCE: 302,252.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,012.55 ANNUAL RATE ADJUST: 0.000
LTV : 73.60000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032066920 MORTGAGORS: WILLIAMS, JUDITH
ASPINWALL, LAUREN
ASPINWALL, A
ADDRESS : 2 THROCKMORTON LANE
MORTGAGE AMT: 415,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94941
UNPAID BALANCE: 414,300.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,726.25 ANNUAL RATE ADJUST: 0.000
LTV : 62.40600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067084 MORTGAGORS: CUNNINGHAM, JOEL
CUNNINGHAM, AMY
ADDRESS : 3221 OCEAN FRONT WALK
MORTGAGE AMT: 365,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92109
UNPAID BALANCE: 364,161.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,520.96 ANNUAL RATE ADJUST: 0.000
LTV : 64.60100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067159 MORTGAGORS: JERGER, MARK
TOMOYOSE, YUKA
ADDRESS : 4793 VALDINA WAY
MORTGAGE AMT: 256,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92124
UNPAID BALANCE: 255,894.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,749.78 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067175 MORTGAGORS: CONFINO, JOEL
ALTER, LISA
ADDRESS : 953 WYANDOTTE TRAIL
MORTGAGE AMT: 368,000.00 CITY WESTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07090
UNPAID BALANCE: 367,424.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,510.41 ANNUAL RATE ADJUST: 0.000
LTV : 39.65500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067191 MORTGAGORS: HARRISS, LYNDA
ADDRESS : 2313 CLOY AVENUE
MORTGAGE AMT: 248,000.00 CITY VENICE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90291
UNPAID BALANCE: 247,582.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,629.18 ANNUAL RATE ADJUST: 0.000
LTV : 77.74200 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067290 MORTGAGORS: UDDIN, JOY
ADDRESS : 2420 SIMMONS ROAD
MORTGAGE AMT: 106,000.00 CITY OVIEDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 32765
UNPAID BALANCE: 105,284.840 OPTION TO CONVERT : No
MONTHLY P&I: 723.11 ANNUAL RATE ADJUST: 0.000
LTV : 57.29700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067308 MORTGAGORS: CANTY, RICHARD
TOLBERT-CANTY, YUTIVA
ADDRESS : 6004 CROOM STATION ROAD
MORTGAGE AMT: 360,000.00 CITY UPPER MARLBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20772
UNPAID BALANCE: 359,173.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29\ RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067324 MORTGAGORS: WHITEHEAD, KEITH
WHITEHEAD, MARY
ADDRESS : 3951 GULFSHORE BOULEVARD
MORTGAGE AMT: 260,000.00 CITY NAPLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 34103
UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067373 MORTGAGORS: CHOU, CHENG
CHOU, HAN
ADDRESS : 6 LAWSON LANE
MORTGAGE AMT: 480,000.00 CITY GREAT NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11023
UNPAID BALANCE: 479,285.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,356.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067431 MORTGAGORS: LECHER, MARK
LECHER, SUSAN
ADDRESS : 609 WALDEN DRIVE
MORTGAGE AMT: 263,200.00 CITY WEST CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19380
UNPAID BALANCE: 262,756.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067852 MORTGAGORS: MCDONALD, EDWARD
MCDONALD, MARY
ADDRESS : 16190 JACARANDA WAY
MORTGAGE AMT: 400,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95032
UNPAID BALANCE: 397,040.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 55.17200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032067878 MORTGAGORS: DOLAN, ROBERT
DOLAN, AMY
ADDRESS : 3932 18TH STREET LANE
MORTGAGE AMT: 568,000.00 CITY GREELEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80632
UNPAID BALANCE: 566,060.270 OPTION TO CONVERT : No
MONTHLY P&I: 3,778.92 ANNUAL RATE ADJUST: 0.000
LTV : 77.80800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068173 MORTGAGORS: SEDGWICK, STEPHEN
SEDGWICK, ELIZABETH
ADDRESS : 2128 WESLEY AVE
MORTGAGE AMT: 297,600.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08226
UNPAID BALANCE: 297,156.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,080.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068256 MORTGAGORS: CARPENTER, JAMES
CARPENTER, REBECCA
ADDRESS : 100 ARBOR SPRINGS PLANTAT
MORTGAGE AMT: 265,750.00 CITY NEWNAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30265
UNPAID BALANCE: 265,526.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,745.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068264 MORTGAGORS: SEROWIK, STEVEN
ADDRESS : 1 WESTLEDGE ROAD
MORTGAGE AMT: 300,000.00 CITY MARBLEHEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 01945
UNPAID BALANCE: 299,500.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.38 ANNUAL RATE ADJUST: 0.000
LTV : 46.15300 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068314 MORTGAGORS: HOBSON, REBECCA
ADDRESS : 2311 SAINT FRANCIS DRIVE
MORTGAGE AMT: 248,000.00 CITY PALO ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94303
UNPAID BALANCE: 247,458.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,755.33 ANNUAL RATE ADJUST: 0.000
LTV : 46.22500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068348 MORTGAGORS: SHAPIRO, JEROME
SHAPIRO, NATALIE
ADDRESS : 41 MADISON STREET
MORTGAGE AMT: 376,800.00 CITY BELMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02178
UNPAID BALANCE: 376,222.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,602.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068355 MORTGAGORS: PARDOE, NICHOLAS
PARDOE, SARAH
ADDRESS : 3586 SHARPES MEADOW LANE
MORTGAGE AMT: 400,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22030
UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 89.80600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068561 MORTGAGORS: RICE, CHESTER
RICE, BARBARA
ADDRESS : 15506 N. 109TH PLACE
MORTGAGE AMT: 360,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85250
UNPAID BALANCE: 359,463.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,517.18 ANNUAL RATE ADJUST: 0.000
LTV : 58.06400 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068660 MORTGAGORS: BAMFORD, PAUL
BAMFORD, MARY
BAMFORD, MARY
ADDRESS : 78 GLANDORE RD,
MORTGAGE AMT: 320,000.00 CITY WESTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02090
UNPAID BALANCE: 319,731.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000
LTV : 65.30612 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068694 MORTGAGORS: DEMIZIO, CRAIG
DEMIZIO, CLAUDINE
ADDRESS : 235 NOEL STREET
MORTGAGE AMT: 328,850.00 CITY STATEN ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 10312
UNPAID BALANCE: 328,384.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,355.93 ANNUAL RATE ADJUST: 0.000
LTV : 82.10900 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032068934 MORTGAGORS: O'SULLIVAN, TERENCE
O'SULLIVAN, JEANMARIE
ADDRESS : 6416 WOODLAND RUN COURT
MORTGAGE AMT: 352,000.00 CITY CLIFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 20124
UNPAID BALANCE: 351,211.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,461.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069098 MORTGAGORS: ERWIN, DANIEL
ERWIN, NINA
ADDRESS : 1949 LAUREL STREET
MORTGAGE AMT: 291,000.00 CITY NAPA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94559
UNPAID BALANCE: 290,544.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,985.13 ANNUAL RATE ADJUST: 0.000
LTV : 82.67000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069122 MORTGAGORS: OLIVER III, JOSEPH
OLIVER, KATHRYN M
OLIVER, KATHRYN
ADDRESS : 810 LINDSAY COURT
MORTGAGE AMT: 288,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 VA 23229
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,189.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069254 MORTGAGORS: ROLLINS, TERRIE
ADDRESS : 7247 ARCHLAW DRIVE
MORTGAGE AMT: 420,000.00 CITY CLIFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 20124
UNPAID BALANCE: 419,358.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069288 MORTGAGORS: BOYER, MATTHEW
BOYER, BRENDA
ADDRESS : 5106 CASHMERE COURT
MORTGAGE AMT: 282,400.00 CITY FAIR OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95628
UNPAID BALANCE: 281,735.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069338 MORTGAGORS: RICH, CHARLES
RICH, DEBRA
ADDRESS : 124 SCUDDER PLACE,
MORTGAGE AMT: 262,000.00 CITY NORTHPORT,
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11768
UNPAID BALANCE: 261,600.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000
LTV : 74.85700 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069361 MORTGAGORS: WESTON, TIMOTHY
WESTON, LINDA
ADDRESS : 1567 MONTE VISTA DRIVE
MORTGAGE AMT: 328,500.00 CITY VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92084
UNPAID BALANCE: 328,046.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,381.85 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069445 MORTGAGORS: BOWN, MICHAEL
BOWN, SUZANNE
ADDRESS : 789 ARDEN ROAD
MORTGAGE AMT: 316,000.00 CITY JENKINTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19046
UNPAID BALANCE: 315,721.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069478 MORTGAGORS: BUTLER, AVA
PING, RICHARD
ADDRESS : 650 COLUMBIA STREET #416
MORTGAGE AMT: 456,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92101
UNPAID BALANCE: 455,303.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,149.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069486 MORTGAGORS: EVANS, JOHN
EVANS, DEBRA
ADDRESS : 2211 W. 37TH STREET
MORTGAGE AMT: 300,000.00 CITY SAN PEDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90732
UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069536 MORTGAGORS: SKORSTAD, BERNT
SKORSTAD, LEELA
ADDRESS : 25438 NORTH HOPKINS PLACE
MORTGAGE AMT: 285,900.00 CITY STEVENSON RANCH AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91381
UNPAID BALANCE: 285,226.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,950.35 ANNUAL RATE ADJUST: 0.000
LTV : 94.03300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069627 MORTGAGORS: PIASECKI, JACK
ADDRESS : 434 CATOLINA DRIVE
MORTGAGE AMT: 400,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92663
UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069734 MORTGAGORS: BAROFF, KENNETH
BAROFF, PATRICIA
ADDRESS : 114 GLENSIDE ROAD
MORTGAGE AMT: 270,000.00 CITY MURRAY HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07974
UNPAID BALANCE: 269,789.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 77.58600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069791 MORTGAGORS: JOHNSON, ANTHONY
JOHNSON, JANET
ADDRESS : 8681 E WINDSONG DRIVE
MORTGAGE AMT: 318,450.00 CITY ANAHEIM HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92808
UNPAID BALANCE: 317,063.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,065.47 ANNUAL RATE ADJUST: 0.000
LTV : 89.99000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069833 MORTGAGORS: DEXTER, HARRY
ADDRESS : 9303 CHARLEVILLE BLVD
MORTGAGE AMT: 300,000.00 CITY BEVERLY HILLS,
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90212
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 79.36500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032069965 MORTGAGORS: O'NEILL, MARK
O'NEILL, LIBBY
ADDRESS : 863 BROOK ROAD
MORTGAGE AMT: 280,000.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80302
UNPAID BALANCE: 279,561.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032070294 MORTGAGORS: ASHMAN, HARVEY
ASHMAN, LINDA
ADDRESS : 1150 RED ROSE LANE
MORTGAGE AMT: 350,000.00 CITY VILLANOVA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19085
UNPAID BALANCE: 349,380.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,241.09 ANNUAL RATE ADJUST: 0.000
LTV : 48.98500 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032070427 MORTGAGORS: FOSTER, ROBERT
ADDRESS : 101 EDGEWATER RD
MORTGAGE AMT: 384,000.00 CITY HULL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02045
UNPAID BALANCE: 383,284.950 OPTION TO CONVERT : No
MONTHLY P&I: 3,035.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032070757 MORTGAGORS: PRICE, JEFFREY
PRICE, KELLYE
ADDRESS : 5120 SUMMIT HILL DRIVE
MORTGAGE AMT: 368,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75287
UNPAID BALANCE: 367,409.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,479.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032071268 MORTGAGORS: BOWDEN, CRAIG
BOWDEN, BONNIE
ADDRESS : 1183 WEST MAPLEWOOD COURT
MORTGAGE AMT: 338,668.00 CITY CHANDLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85248
UNPAID BALANCE: 338,124.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,281.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.99900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032071524 MORTGAGORS: ROSENBLOTT, DONALD
ADDRESS : 221 23RD ST.
MORTGAGE AMT: 280,000.00 CITY MANHATTAN BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90266
UNPAID BALANCE: 279,516.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,816.07 ANNUAL RATE ADJUST: 0.000
LTV : 40.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032071599 MORTGAGORS: MCMELLON, BRUCE
MCMELLON, LESLIE
ADDRESS : 621 HIGHLAND LAKES COVE
MORTGAGE AMT: 586,200.00 CITY BIRMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AL 35242
UNPAID BALANCE: 585,719.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,900.01 ANNUAL RATE ADJUST: 0.000
LTV : 65.13300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032071706 MORTGAGORS: PALUMBO, VINCENT
ADDRESS : 2713 HAMPSTEAD ROAD
MORTGAGE AMT: 285,000.00 CITY ALLENTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 18103
UNPAID BALANCE: 284,312.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000
LTV : 72.15100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032071821 MORTGAGORS: FEINBERG, PETER
FEINBERG, JANET
ADDRESS : 8 PENACOOK LANE
MORTGAGE AMT: 315,000.00 CITY NATICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 01760
UNPAID BALANCE: 314,741.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.71 ANNUAL RATE ADJUST: 0.000
LTV : 71.26600 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032071839 MORTGAGORS: SCHER, MARTIN
SCHER, JOYCE
ADDRESS : 2 SUMMIT ROAD
MORTGAGE AMT: 600,000.00 CITY PORT WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 NY 11050
UNPAID BALANCE: 599,192.140 OPTION TO CONVERT : No
MONTHLY P&I: 4,402.59 ANNUAL RATE ADJUST: 0.000
LTV : 71.17400 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032072555 MORTGAGORS: KLAICH, MICHAEL
KLAICH, PATRICE
ADDRESS : 1695 CIRCLE DRIVE
MORTGAGE AMT: 325,000.00 CITY RENO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NV 89509
UNPAID BALANCE: 324,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032072654 MORTGAGORS: DUMOUCHEL, GEORGE
DUMOUCHEL, JEAN
ADDRESS : 2635 CRAYTON ROAD
MORTGAGE AMT: 265,600.00 CITY NAPLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 34103
UNPAID BALANCE: 265,204.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,857.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032072712 MORTGAGORS: PEAKE, BARRY
PEAKE, KATHLEEN
ADDRESS : 8635 WEST FAIRWAY WOODS D
MORTGAGE AMT: 272,450.00 CITY NORTH CHARLESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 SC 29420
UNPAID BALANCE: 272,237.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,858.59 ANNUAL RATE ADJUST: 0.000
LTV : 94.98900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032072852 MORTGAGORS: BACON, JAMES
BACON, LISA
ADDRESS : 4107 ANCIENT AMBER WAY,
MORTGAGE AMT: 351,200.00 CITY NORCROSS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30092
UNPAID BALANCE: 350,234.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,366.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032072860 MORTGAGORS: TURNBACH, JAMES
TURNBACH, KAREN
ADDRESS : 8112 MAR DEL PLATO STREET
MORTGAGE AMT: 315,000.00 CITY JACKSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 32256
UNPAID BALANCE: 314,494.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,122.21 ANNUAL RATE ADJUST: 0.000
LTV : 74.11700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073025 MORTGAGORS: ZHANG, XIAOLIN
YU, LIAN
ADDRESS : 12 GOVERNOR'S AVENUE
MORTGAGE AMT: 300,000.00 CITY WINCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01890
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073074 MORTGAGORS: SHULMAN, LEE
SHULMAN, LAURA
ADDRESS : 4134 RUTGERS LANE
MORTGAGE AMT: 375,000.00 CITY NORTHBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60062
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,526.44 ANNUAL RATE ADJUST: 0.000
LTV : 71.42800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073181 MORTGAGORS: COHAN, DENNIS
COHAN, CAROL
ADDRESS : 308 PHEASANT RUN DRIVE
MORTGAGE AMT: 996,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94506
UNPAID BALANCE: 993,712.360 OPTION TO CONVERT : No
MONTHLY P&I: 6,879.13 ANNUAL RATE ADJUST: 0.000
LTV : 58.58800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032073322 MORTGAGORS: HOLLINGSHEAD, BRADLEY
HOLLINGSHEAD, ANGELA
ADDRESS : 2411 SEA CREST
MORTGAGE AMT: 292,000.00 CITY HILTON HEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 SC 29928
UNPAID BALANCE: 291,554.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,016.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073405 MORTGAGORS: ENGEL, MICHAEL
ADDRESS : 330 LAKE TRAIL COURT
MORTGAGE AMT: 296,000.00 CITY DOUBLE OAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75077
UNPAID BALANCE: 295,525.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,994.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073413 MORTGAGORS: BEHL, MARK
BEHL, LAURA
ADDRESS : 815 SANTIAGO PLACE
MORTGAGE AMT: 252,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95037
UNPAID BALANCE: 251,595.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073421 MORTGAGORS: LONG, JEFFERY
RENDE, BARBARA
ADDRESS : 1326 FOREST HILLS DRIVE
MORTGAGE AMT: 298,000.00 CITY BRECKENRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80424
UNPAID BALANCE: 297,521.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,007.68 ANNUAL RATE ADJUST: 0.000
LTV : 71.63400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073454 MORTGAGORS: REISENAUER, DAVID
REISENAUER, CATHLEEN
ADDRESS : 1500 EDMUNDSON COURT
MORTGAGE AMT: 650,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95037
UNPAID BALANCE: 648,904.710 OPTION TO CONVERT : No
MONTHLY P&I: 4,270.04 ANNUAL RATE ADJUST: 0.000
LTV : 65.32600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073553 MORTGAGORS: CONWAY, MATHEW
CONWAY, KAREN
ADDRESS : 74 RIMFIELD DRIVE
MORTGAGE AMT: 273,600.00 CITY SOUTH WINDSOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CT 06074
UNPAID BALANCE: 273,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,936.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073710 MORTGAGORS: DA ROCHA, VALDEMAR
ADDRESS : 2622 YERBA VISTA COURT
MORTGAGE AMT: 246,050.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95121
UNPAID BALANCE: 245,456.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,657.68 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073827 MORTGAGORS: THOMPSON, JACK
VICKERS THOMPSON, CYNTHIA
ADDRESS : 639 VIA MARQUESA
MORTGAGE AMT: 279,000.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93012
UNPAID BALANCE: 278,529.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073918 MORTGAGORS: MAMULA, MICHAEL
ADDRESS : 4 ITHAN WOODS LANE
MORTGAGE AMT: 650,000.00 CITY VILLANOVA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19085
UNPAID BALANCE: 649,007.750 OPTION TO CONVERT : No
MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000
LTV : 73.03300 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032073967 MORTGAGORS: ARNOLD, WAYNE
ARNOLD, STACI
ARNOLD, STACI
ADDRESS : 267 G AVENUE
MORTGAGE AMT: 423,000.00 CITY CORONADO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92118
UNPAID BALANCE: 422,304.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,814.23 ANNUAL RATE ADJUST: 0.000
LTV : 65.68300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032074122 MORTGAGORS: JURUSZ, JOE
JURUSZ, JOANN
ADDRESS : 29 SAW MILL DRIVE
MORTGAGE AMT: 364,800.00 CITY SOMERSET
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NJ 08873
UNPAID BALANCE: 364,170.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,366.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.64900 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032074247 MORTGAGORS: LINDERMAN, JOHN
LINDERMAN, MARY
ADDRESS : 33 CANNAN ROAD
MORTGAGE AMT: 645,000.00 CITY WILTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CT 06897
UNPAID BALANCE: 643,913.120 OPTION TO CONVERT : No
MONTHLY P&I: 4,237.20 ANNUAL RATE ADJUST: 0.000
LTV : 73.71400 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032074429 MORTGAGORS: WEINBERG, JESSICA
WEINBERG, KENT
WEINBERG, JEREMY
ADDRESS : 816 HINMAN AVENUE #4
MORTGAGE AMT: 254,250.00 CITY EVANSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60202
UNPAID BALANCE: 253,852.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,734.44 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032074551 MORTGAGORS: MLKVY, WILLIAM
MLKVY, BARBARA
MLKVY, BARBARA
MLKVY, BARBARA
ADDRESS : 2508 WESLEY AVENUE, UNIT
MORTGAGE AMT: 287,750.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08226
UNPAID BALANCE: 287,089.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,987.42 ANNUAL RATE ADJUST: 0.000
LTV : 51.84600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032074957 MORTGAGORS: GEARY, DANIEL
GEARY, WENDY
ADDRESS : 4 MOULTON TERRACE
MORTGAGE AMT: 249,600.00 CITY DANVERS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01923
UNPAID BALANCE: 249,400.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,681.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075087 MORTGAGORS: BRYANT, ALLISON
ADDRESS : 4 DONNELLY DRIVE
MORTGAGE AMT: 300,000.00 CITY MEDFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MA 02052
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000
LTV : 54.54500 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075103 MORTGAGORS: PRICE, EDMUND
PRICE, ELIZABETH
ADDRESS : 41 RICE SPRING LANE
MORTGAGE AMT: 297,600.00 CITY WAYLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01778
UNPAID BALANCE: 297,343.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,930.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075400 MORTGAGORS: GUNDERSON, TODD
DELLA CRUZ, EILEEN
ADDRESS : 1728 WASHINGTON AVENUE
MORTGAGE AMT: 369,000.00 CITY MUKILTEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98275
UNPAID BALANCE: 368,187.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075467 MORTGAGORS: WOOLF, BRIAN
WOOLF, BETSY
ADDRESS : 90 NORTH COLUMBIA AVENUE
MORTGAGE AMT: 600,000.00 CITY COLUMBUS
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 OH 43209
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,841.87 ANNUAL RATE ADJUST: 0.000
LTV : 78.68800 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075509 MORTGAGORS: LESTER, JONATHAN
LINICK, RANDI
ADDRESS : 61 TAYLOR DRIVE
MORTGAGE AMT: 419,500.00 CITY CLOSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07670
UNPAID BALANCE: 419,164.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,826.25 ANNUAL RATE ADJUST: 0.000
LTV : 89.99800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075715 MORTGAGORS: HEVENTHAL, WILLIAM
HEVENTHAL, SHARON
ADDRESS : 28042 PARKRIDGE LANE
MORTGAGE AMT: 287,350.00 CITY CANYON COUNTRY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91351
UNPAID BALANCE: 287,125.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,960.23 ANNUAL RATE ADJUST: 0.000
LTV : 94.99100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075822 MORTGAGORS: CILIBERTI, DAVE
CILIBERTI, MELISSA
ADDRESS : 26 BRECKENRIDGE DRIVE
MORTGAGE AMT: 330,000.00 CITY SHAMONG
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08088
UNPAID BALANCE: 329,748.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000
LTV : 78.57100 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075889 MORTGAGORS: SANDERS, STEVEN
SANDERS, KELLY
ADDRESS : 13 STOCKTON DRIVE
MORTGAGE AMT: 579,500.00 CITY VOORHEES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08043
UNPAID BALANCE: 578,547.210 OPTION TO CONVERT : No
MONTHLY P&I: 3,855.43 ANNUAL RATE ADJUST: 0.000
LTV : 84.59800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032075939 MORTGAGORS: SIRNA, CARMEN
STANSBURY, DALE
ADDRESS : 16157 EASTRIDGE COURT
MORTGAGE AMT: 500,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91709
UNPAID BALANCE: 499,217.550 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.75700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076085 MORTGAGORS: RUTKOWSKI, JOHN
RUTKOWSKI, NANCY
ADDRESS : 2802 SANTA FE VISTA COURT
MORTGAGE AMT: 407,000.00 CITY ENCINATAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92024
UNPAID BALANCE: 406,378.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,811.05 ANNUAL RATE ADJUST: 0.000
LTV : 58.14200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076119 MORTGAGORS: KIM, YUN
ADDRESS : 16101 REEVE DRIVE
MORTGAGE AMT: 322,500.00 CITY LA MIRADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90638
UNPAID BALANCE: 321,740.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.02 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076184 MORTGAGORS: PAULAZZO, ANDREW
PAULAZZO, JUDY
ADDRESS : 2721 NORMANDY COURT
MORTGAGE AMT: 450,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94550
UNPAID BALANCE: 449,295.800 OPTION TO CONVERT : No
MONTHLY P&I: 3,069.79 ANNUAL RATE ADJUST: 0.000
LTV : 75.06200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076200 MORTGAGORS: JALBOOT, DANIEL
PETERSON, JENNIFER
ADDRESS : 25 KYNLYN ROAD
MORTGAGE AMT: 270,600.00 CITY RADNOR
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 PA 19087
UNPAID BALANCE: 270,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,755.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076259 MORTGAGORS: HILL, MARK
HILL, TANYA
ADDRESS : 3 TREYBURN COURT
MORTGAGE AMT: 328,500.00 CITY IRMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 SC 29063
UNPAID BALANCE: 327,985.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,240.95 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076309 MORTGAGORS: NORSETH, MICHAEL
NORSETH, AMY
ADDRESS : 3139 EAST TIMBER CREST CO
MORTGAGE AMT: 273,000.00 CITY SANDY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 UT 84093
UNPAID BALANCE: 273,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.25 ANNUAL RATE ADJUST: 0.000
LTV : 63.93400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076325 MORTGAGORS: LOMBARDO, RAYMOND
LOMBARDO, GLENDA
ADDRESS : 20518 SAN JOSE STREET
MORTGAGE AMT: 252,000.00 CITY LOS ANGELES (CHATSWO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91311
UNPAID BALANCE: 251,634.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.64 ANNUAL RATE ADJUST: 0.000
LTV : 66.31500 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076333 MORTGAGORS: ARTHURS, BRIAN
ARTHURS, LYNN
ADDRESS : 4156 BAKMAN AVENUE
MORTGAGE AMT: 273,000.00 CITY NORTH HOLLYWOOD AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91602
UNPAID BALANCE: 272,520.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,816.28 ANNUAL RATE ADJUST: 0.000
LTV : 42.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076382 MORTGAGORS: UPSHAW, CARL
UPSHAW, DIAN
ADDRESS : 405 LITTLE KEY CT
MORTGAGE AMT: 300,000.00 CITY CHAPIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 SC 29036
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 75.47100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032076598 MORTGAGORS: KASPER, KEITH
KASPER, KATHERINE
ADDRESS : 1325 EAST WESTINGHOUSE RO
MORTGAGE AMT: 273,600.00 CITY LOWER GWYNEDD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19002
UNPAID BALANCE: 273,386.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,866.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077042 MORTGAGORS: MCQUILLEN, MARK
MCQUILLEN, FLORA
ADDRESS : 64 PROSPECT STREET
MORTGAGE AMT: 440,000.00 CITY MELROSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02176
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077356 MORTGAGORS: BATES, BRADLEY
BATES, ANDREA
ADDRESS : 3009 HARBOR SHORE LN.
MORTGAGE AMT: 365,400.00 CITY ELK GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95758
UNPAID BALANCE: 364,799.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.02 ANNUAL RATE ADJUST: 0.000
LTV : 89.99300 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077489 MORTGAGORS: SENG, JOHN
SENG, CHRISTINE
ADDRESS : 4108 DEBENHAM COURT
MORTGAGE AMT: 458,500.00 CITY ROCKVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20853
UNPAID BALANCE: 457,727.400 OPTION TO CONVERT : No
MONTHLY P&I: 3,012.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.99600 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077547 MORTGAGORS: MIKLUS, ALBERT
MIKLUS, LESLIE
ADDRESS : 24 WELLINGTON COURT
MORTGAGE AMT: 265,000.00 CITY SHELTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06484
UNPAID BALANCE: 264,793.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,807.77 ANNUAL RATE ADJUST: 0.000
LTV : 63.09500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077604 MORTGAGORS: MARGOLIS, SHANA
ADDRESS : 229-229B 27TH STREET
MORTGAGE AMT: 375,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94131
UNPAID BALANCE: 374,368.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,463.48 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077646 MORTGAGORS: KUZNIAR, THOMAS
KUZNIAR, RUTH
KUZNIAR, RUTH
ADDRESS : 17003 HUNTINGTON PATH
MORTGAGE AMT: 296,200.00 CITY LAKEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MN 55044
UNPAID BALANCE: 295,485.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.99300 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077661 MORTGAGORS: BLESS, MICHAEL
BLESS, PAMELA
ADDRESS : 4442 NORTH LAKE DRIVE
MORTGAGE AMT: 880,000.00 CITY SHOREWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53211
UNPAID BALANCE: 878,588.360 OPTION TO CONVERT : No
MONTHLY P&I: 5,928.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:015
--------------------------------------------------------------------------------
LN # 0032077752 MORTGAGORS: VOGEL, KERRY
ADDRESS : ROUTE 1, BOX 196A
MORTGAGE AMT: 300,000.00 CITY PIERCE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55063
UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077760 MORTGAGORS: DEUBNER, HEIKI
DEUBNER, ALAN
ADDRESS : 2610 24TH AVENUE EAST
MORTGAGE AMT: 264,400.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98112
UNPAID BALANCE: 263,946.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,736.92 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077919 MORTGAGORS: TONG, DONALD
TONG, WENDY
TONG, WENDY
ADDRESS : 6300 E VERA CREST DRIVE
MORTGAGE AMT: 339,200.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90815
UNPAID BALANCE: 338,915.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.81100 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077927 MORTGAGORS: LABANOWSKI, GARY
LABANOWSKI, MICHELE
ADDRESS : 4 MILL RIVER ROAD
MORTGAGE AMT: 340,000.00 CITY OYSTER BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11732
UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032077943 MORTGAGORS: ROSENBAUM, DAVID
SEGAL, ELIZABETH
ADDRESS : 771 PANARAMA ROAD
MORTGAGE AMT: 310,000.00 CITY VILLANOVA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19085
UNPAID BALANCE: 309,758.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,114.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078040 MORTGAGORS: BRENEISER, SAMUEL
BRENEISER, CLAIRE
ADDRESS : 369 WEST LINDEN AVENUE,
MORTGAGE AMT: 261,800.00 CITY BURBANK,
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 91506
UNPAID BALANCE: 261,563.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,654.75 ANNUAL RATE ADJUST: 0.000
LTV : 70.75600 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078107 MORTGAGORS: ROBINSON, W.
ROBINSON, CINDY
ADDRESS : 23653 SONATA DRIVE
MORTGAGE AMT: 319,500.00 CITY MURRIETA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92562
UNPAID BALANCE: 318,987.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,152.54 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078131 MORTGAGORS: BARNES, CHARLIE
ADDRESS : 277 FOREST LANE
MORTGAGE AMT: 278,000.00 CITY PITTSBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27312
UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.54 ANNUAL RATE ADJUST: 0.000
LTV : 79.42800 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078172 MORTGAGORS: CARDINALE, CHRISTOPHER
SCHNITZER, LYNNE
ADDRESS : 92 GUN CLUB ROAD
MORTGAGE AMT: 390,800.00 CITY NORTHPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11768
UNPAID BALANCE: 390,173.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,632.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078339 MORTGAGORS: ANDERSON, MICHAEL
ANDERSON, DONNA
ADDRESS : 7 TEABERRY RIDGE ROAD
MORTGAGE AMT: 255,000.00 CITY ELLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06029
UNPAID BALANCE: 254,801.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000
LTV : 72.85700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078347 MORTGAGORS: DAVITO, JOHN
DAVITO, ERIKA
ADDRESS : 5915 VISTA LOOP
MORTGAGE AMT: 450,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95124
UNPAID BALANCE: 449,295.780 OPTION TO CONVERT : No
MONTHLY P&I: 3,069.80 ANNUAL RATE ADJUST: 0.000
LTV : 73.77000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078784 MORTGAGORS: FLEISHER, MITCHELL
FLEISHER, KATHRYN
ADDRESS : 987 RODES FARM DR.
MORTGAGE AMT: 255,000.00 CITY NELLYSFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 VA 22958
UNPAID BALANCE: 254,065.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.88 ANNUAL RATE ADJUST: 0.000
LTV : 94.79554 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032078859 MORTGAGORS: BAILEY, SCOTT
BAILEY, LISA
ADDRESS : 535 BAILEY MEADOW NE
MORTGAGE AMT: 304,000.00 CITY GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49301
UNPAID BALANCE: 303,284.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032079311 MORTGAGORS: SIMPSON, DAVID
ADDRESS : 2153 CORTE ACEBO
MORTGAGE AMT: 289,550.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 92009
UNPAID BALANCE: 287,929.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,854.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.99370 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032080145 MORTGAGORS: WALLACE, CHRISTOPHER
ATKIN, DEBORAH
ADDRESS : 12975 LONG BOAT WAY
MORTGAGE AMT: 412,250.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92014
UNPAID BALANCE: 411,588.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,777.41 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032083156 MORTGAGORS: MOONEY, ROBERT
MOONEY, PATRICIA
MOONEY, PATRICIA
ADDRESS : 15 DAHLGREN ROAD
MORTGAGE AMT: 330,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 23233
UNPAID BALANCE: 328,208.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,195.50 ANNUAL RATE ADJUST: 0.000
LTV : 62.85700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032083602 MORTGAGORS: PALERMO, JOHN
PALERMO, KATHLEEN
PALERMO, KATHLEEN
ADDRESS : 261 FOREST LANE
MORTGAGE AMT: 265,000.00 CITY NORTH BRUNSWICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08902
UNPAID BALANCE: 264,123.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000
LTV : 61.62700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032083628 MORTGAGORS: BOYD, TIMOTHY
BOYD, LISA
ADDRESS : 421 SEABRING COURT
MORTGAGE AMT: 303,600.00 CITY BELMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 28012
UNPAID BALANCE: 302,620.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,045.41 ANNUAL RATE ADJUST: 0.000
LTV : 87.36600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032083636 MORTGAGORS: VAN VRANKEN, BRET
VAN VRANKEN, SHERI
VAN VRANKEN, SHERI
ADDRESS : 6625 CLIFTON ROAD
MORTGAGE AMT: 331,000.00 CITY CLIFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20124
UNPAID BALANCE: 330,181.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,202.15 ANNUAL RATE ADJUST: 0.000
LTV : 70.42500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032084634 MORTGAGORS: WALKER, RENEE
ADDRESS : 3320 SAMUEL PLACE
MORTGAGE AMT: 273,500.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95062
UNPAID BALANCE: 272,585.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,865.76 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032084840 MORTGAGORS: SMITH, CLAYTON
SMITH, ELLEN
SMITH, ELLEN
ADDRESS : 1620 MARGATE ROAD
MORTGAGE AMT: 638,000.00 CITY PALOS VERDES ESTATES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90274
UNPAID BALANCE: 634,089.930 OPTION TO CONVERT : No
MONTHLY P&I: 4,352.29 ANNUAL RATE ADJUST: 0.000
LTV : 77.33300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032085110 MORTGAGORS: CHESEBRO, DAVID
ADDRESS : 1137 LOOKOUT RIDGE DR
MORTGAGE AMT: 296,900.00 CITY DILLON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80435
UNPAID BALANCE: 296,234.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.97 ANNUAL RATE ADJUST: 0.000
LTV : 89.99600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032086282 MORTGAGORS: SHOEMAKER, DAVID
SHOEMAKER, ANN
ADDRESS : 306 FAIRWAY LANE
MORTGAGE AMT: 346,500.00 CITY YORKTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 23693
UNPAID BALANCE: 345,642.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,305.27 ANNUAL RATE ADJUST: 0.000
LTV : 86.62500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032086308 MORTGAGORS: DEVINE, MARGARET
DEVINE, STEPHEN
DEVINE, STEPHEN
ADDRESS : 428 SOUTH LEE STREET
MORTGAGE AMT: 350,000.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22314
UNPAID BALANCE: 349,068.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,241.09 ANNUAL RATE ADJUST: 0.000
LTV : 73.68400 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032086365 MORTGAGORS: HART, RICHARD
HART, LILIAN
HART, LILIAN
ADDRESS : 3401 MALBROOK DRIVE
MORTGAGE AMT: 600,000.00 CITY FALLS CHURCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22044
UNPAID BALANCE: 598,515.950 OPTION TO CONVERT : No
MONTHLY P&I: 3,991.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032086506 MORTGAGORS: GORCHNSKI, M.D., JULIE
ADDRESS : 944 GARDENIA WAY
MORTGAGE AMT: 344,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92625
UNPAID BALANCE: 342,039.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,317.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032087173 MORTGAGORS: MADAR, LEA
ADDRESS : 874 WOODMERE DRIVE
MORTGAGE AMT: 260,800.00 CITY NORTH WOODMERE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11581
UNPAID BALANCE: 260,615.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,868.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032087314 MORTGAGORS: CASEY, ROBERT
ADDRESS : 12880 PARK DRIVE
MORTGAGE AMT: 378,400.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 78732
UNPAID BALANCE: 377,762.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,485.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032087322 MORTGAGORS: ZARRILLI, STEPHEN
ZARRILLI, CAROL
ADDRESS : 314 JEFFERSON DRIVE
MORTGAGE AMT: 345,600.00 CITY MALVERN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 19355
UNPAID BALANCE: 345,045.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032087553 MORTGAGORS: HULETT, DON
HULETT, JOANNE
ADDRESS : 11942 CAPISTRANO LANE
MORTGAGE AMT: 334,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91326
UNPAID BALANCE: 333,712.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,281.88 ANNUAL RATE ADJUST: 0.000
LTV : 68.26500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032087561 MORTGAGORS: WILSON, JERALD
WILSON, SUSAN
ADDRESS : 5680 N PLACITA PARDAL
MORTGAGE AMT: 276,400.00 CITY TUSCON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85718
UNPAID BALANCE: 275,780.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,932.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032087579 MORTGAGORS: FREY, HERBERT
ADDRESS : 3575 SHELOME COURT
MORTGAGE AMT: 400,000.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NV 89121
UNPAID BALANCE: 399,081.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 61.53800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032087611 MORTGAGORS: RUSSON, KENT
RUSSON, MARCIA
ADDRESS : 980 EAST INDIAN SPRINGS R
MORTGAGE AMT: 267,000.00 CITY BOUNTIFUL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 UT 84010
UNPAID BALANCE: 266,431.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,912.82 ANNUAL RATE ADJUST: 0.000
LTV : 64.33700 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032088015 MORTGAGORS: WOLFER, DAVID
WOLFER, KAREN
ADDRESS : 1624 DAILY COURT
MORTGAGE AMT: 256,000.00 CITY SAN LEANDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94577
UNPAID BALANCE: 255,440.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,811.95 ANNUAL RATE ADJUST: 0.000
LTV : 68.26666 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032088460 MORTGAGORS: SHEARER, LYLE
SHEARER, SHARON
ADDRESS : 4441 CLIPPER DRIVE
MORTGAGE AMT: 384,000.00 CITY BYRON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94514
UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032089617 MORTGAGORS: SHERMAN, MARK
SHERMAN, BETH
ADDRESS : 545 WOODBROOK LANE
MORTGAGE AMT: 368,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45215
UNPAID BALANCE: 367,712.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,510.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.13900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032090417 MORTGAGORS: PLATT, WILLIAM
PLATT, LORI
ADDRESS : 9 HARROD CIRCLE
MORTGAGE AMT: 277,600.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93906
UNPAID BALANCE: 277,383.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032091183 MORTGAGORS: HAGY, RICHARD
HAGY, KARYN
ADDRESS : 1628 CASTLEHILL COURT
MORTGAGE AMT: 380,000.00 CITY WESTLAKE VILLAGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91361
UNPAID BALANCE: 379,405.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000
LTV : 72.38000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032093536 MORTGAGORS: MCKEOWN, JOSEPH
ROBERTS, JEANMARIE
ADDRESS : 515 SLEEPY HOLLOW ROAD
MORTGAGE AMT: 312,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 VA 23229
UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,585.47 ANNUAL RATE ADJUST: 0.000
LTV : 68.57100 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032099251 MORTGAGORS: FUSCO, NICHOLAS
FUSCO, JANET
ADDRESS : 170 PINEWOOD AVENUE
MORTGAGE AMT: 325,000.00 CITY STATEN ISLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10306
UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,272.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.26800 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032100463 MORTGAGORS: LE BAR, ROBERT
LE BAR, KIMBERLY
ADDRESS : 5404 CARY STREET ROAD
MORTGAGE AMT: 418,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 VA 23226
UNPAID BALANCE: 418,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,431.56 ANNUAL RATE ADJUST: 0.000
LTV : 50.36100 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0070002118 MORTGAGORS: FRISCHLING, ELISA
ADDRESS : 245 CHESTNUT DRIVE
MORTGAGE AMT: 406,000.00 CITY ROSLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11576
UNPAID BALANCE: 400,278.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,838.81 ANNUAL RATE ADJUST: 0.000
LTV : 30.07407 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0070003645 MORTGAGORS: KACHMARIK, CHARLES
KACHMARIK, JOAN
ADDRESS : 53 PINE HILL DRIVE
MORTGAGE AMT: 399,500.00 CITY SOUTH SALEM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 10590
UNPAID BALANCE: 387,669.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.64 ANNUAL RATE ADJUST: 0.000
LTV : 76.09524 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 01/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0070189386 MORTGAGORS: THURM, MILTON
THURM, PHYLLIS
ADDRESS : 30 TIFFANY CIRCLE
MORTGAGE AMT: 467,500.00 CITY MANHASSET
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11030
UNPAID BALANCE: 464,297.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,268.83 ANNUAL RATE ADJUST: 0.000
LTV : 66.78571 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070322615 MORTGAGORS: JONES, BARRY
JONES, ALICE
ADDRESS : 9491 PORTO ROSA DRIVE
MORTGAGE AMT: 114,500.00 CITY ELK GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95624
UNPAID BALANCE: 112,563.140 OPTION TO CONVERT : No
MONTHLY P&I: 913.67 ANNUAL RATE ADJUST: 0.000
LTV : 44.03846 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 10/01/18
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070332499 MORTGAGORS: MUNOZ, JOSEPH
MUNOZ, KATHY
ADDRESS : 26709 PETERMAN AVENUE
MORTGAGE AMT: 199,000.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94545
UNPAID BALANCE: 195,828.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,454.45 ANNUAL RATE ADJUST: 0.000
LTV : 88.44444 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/23
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:113
--------------------------------------------------------------------------------
LN # 0070397278 MORTGAGORS: SETEK, STEVEN
SETEK, NANETTE
ADDRESS : 148 SANDY HOLLOW ROAD
MORTGAGE AMT: 146,000.00 CITY SOUTHAMPTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11968
UNPAID BALANCE: 145,048.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,045.96 ANNUAL RATE ADJUST: 0.000
LTV : 67.90698 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070398466 MORTGAGORS: YOUNG, MARYANN
YOUNG, CLARENCE
ADDRESS : 122 NORTH EAGLE
MORTGAGE AMT: 350,000.00 CITY BIG BEAR LA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92315
UNPAID BALANCE: 309,095.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,417.36 ANNUAL RATE ADJUST: 0.000
LTV : 77.77778 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070422506 MORTGAGORS: DAVIS, SHARON
DAVIS, AUBREY
ADDRESS : 16049 NE RUSSELL STREET
MORTGAGE AMT: 171,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 OR 97230
UNPAID BALANCE: 169,965.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,269.67 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070491741 MORTGAGORS: SNAPE, ALLAN
ADDRESS : 115 GREENRIDGE DRIVE
MORTGAGE AMT: 270,000.00 CITY RENO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NV 89509
UNPAID BALANCE: 266,781.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.71 ANNUAL RATE ADJUST: 0.000
LTV : 69.58763 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070494596 MORTGAGORS: MCBARRON, WILLIAM
MCBARRON, ANN
ADDRESS : 372 AMHERST ROAD
MORTGAGE AMT: 87,300.00 CITY LINDEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07036
UNPAID BALANCE: 86,929.060 OPTION TO CONVERT : No
MONTHLY P&I: 573.50 ANNUAL RATE ADJUST: 0.000
LTV : 62.35714 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070504311 MORTGAGORS: SAWICKI, WALDEMAR
SAWICKI, JOANNE
ADDRESS : 168 KIWANIS DRIVE
MORTGAGE AMT: 136,900.00 CITY WAYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07470
UNPAID BALANCE: 133,694.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,061.38 ANNUAL RATE ADJUST: 0.000
LTV : 45.63333 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 01/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070586466 MORTGAGORS: DANDO, TONY
DANDO, CHRISTIE
ADDRESS : 2823 HARVARD STREET
MORTGAGE AMT: 96,900.00 CITY KALAMAZOO
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 MI 49001
UNPAID BALANCE: 96,230.640 OPTION TO CONVERT : No
MONTHLY P&I: 779.68 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070622634 MORTGAGORS: CUBA, DAVID
CUBA, KALLEEN
ADDRESS : 1362 S CHURCH STREET
MORTGAGE AMT: 129,200.00 CITY OLATHE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 KS 66062
UNPAID BALANCE: 128,762.090 OPTION TO CONVERT : No
MONTHLY P&I: 848.75 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070634910 MORTGAGORS: L JONES, THOMAS
JONES, MARGARET
ADDRESS : 3 INDIAN PL
MORTGAGE AMT: 240,000.00 CITY ASHEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28805
UNPAID BALANCE: 239,186.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,576.63 ANNUAL RATE ADJUST: 0.000
LTV : 62.33766 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101
--------------------------------------------------------------------------------
LN # 0070635131 MORTGAGORS: PEREZ, RONALD
PEREZ, ELIZABETH
PEREZ, RICARDO
PEREZ, KERRI
ADDRESS : 232 W HUDSON STREET
MORTGAGE AMT: 213,750.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11561
UNPAID BALANCE: 212,050.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,440.07 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070640776 MORTGAGORS: AL KHAYAT, GEORGE
AL KHAYAT, ELLEN
ADDRESS : 5707 VANESSA COURT
MORTGAGE AMT: 200,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91367
UNPAID BALANCE: 199,354.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,347.44 ANNUAL RATE ADJUST: 0.000
LTV : 47.05882 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070646880 MORTGAGORS: SCHERER, ELAINE
CHENEVERT, KATRINA
ADDRESS : 47690 LOWELAND TERRRACE
MORTGAGE AMT: 228,200.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20165
UNPAID BALANCE: 227,426.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,499.11 ANNUAL RATE ADJUST: 0.000
LTV : 93.14286 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101
--------------------------------------------------------------------------------
LN # 0070650775 MORTGAGORS: PELANDINI, THOMAS
PELANDINI, SANDRA
ADDRESS : 5141 BAYLIS POINT DRIVE
MORTGAGE AMT: 200,000.00 CITY LOWER LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95457
UNPAID BALANCE: 199,170.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,330.60 ANNUAL RATE ADJUST: 0.000
LTV : 52.63158 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070678537 MORTGAGORS: GRIMES, GREGORY
GRIMES, JANICE
ADDRESS : 129 SPRINGDELL ROAD
MORTGAGE AMT: 238,100.00 CITY COATESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19320
UNPAID BALANCE: 237,292.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,564.15 ANNUAL RATE ADJUST: 0.000
LTV : 79.36667 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:101
--------------------------------------------------------------------------------
LN # 0070680525 MORTGAGORS: STALSBERG, TERENCE
STALSBERG, JOAN
ADDRESS : 7242 N JORDAN AVENUE
MORTGAGE AMT: 130,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 OR 97203
UNPAID BALANCE: 129,546.760 OPTION TO CONVERT : No
MONTHLY P&I: 942.59 ANNUAL RATE ADJUST: 0.000
LTV : 84.96732 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070685755 MORTGAGORS: LAROCQUE, HUBERT
LAROCQUE, ROSALIE
ADDRESS : 5196 ROYAL CANYON LANE
MORTGAGE AMT: 373,800.00 CITY PARADISE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95969
UNPAID BALANCE: 373,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.90 ANNUAL RATE ADJUST: 0.000
LTV : 74.76000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070687280 MORTGAGORS: POOLE, WILLIAM
MC CUSKER PO, BARBARA
ADDRESS : 9580 MARSH COVE COURT
MORTGAGE AMT: 320,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30350
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000
LTV : 60.95238 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070697198 MORTGAGORS: KAY, ALLEN
KAY, SUSAN
ADDRESS : 9 DENNIS COURT
MORTGAGE AMT: 390,000.00 CITY WOODDCLIFF
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07675
UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.50 ANNUAL RATE ADJUST: 0.000
LTV : 67.24138 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070718291 MORTGAGORS: MILLER, RAYMOND
MILLER, FRANCES
ADDRESS : 8026 BUTTONWOOD CIRCLE
MORTGAGE AMT: 108,000.00 CITY TAMARAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33321
UNPAID BALANCE: 107,676.390 OPTION TO CONVERT : No
MONTHLY P&I: 755.15 ANNUAL RATE ADJUST: 0.000
LTV : 69.67742 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070730858 MORTGAGORS: CHUNG, EUI
CHUNG, MI
ADDRESS : 2663 OAKBROOK DRIVE
MORTGAGE AMT: 240,000.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 FL 33332
UNPAID BALANCE: 238,726.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.17 ANNUAL RATE ADJUST: 0.000
LTV : 65.75342 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070731310 MORTGAGORS: ANTONACCI, JOSEPH
ANTONACCI, JOANNE
ADDRESS : 314 STRATFORD ROAD
MORTGAGE AMT: 244,700.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11218
UNPAID BALANCE: 244,109.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,648.59 ANNUAL RATE ADJUST: 0.000
LTV : 71.97059 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070756143 MORTGAGORS: JENNINGS, DARRELL
JENNINGS, MARIA
ADDRESS : 3165 MARTHIAM DRIVE
MORTGAGE AMT: 297,000.00 CITY RENO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NV 89509
UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000
LTV : 68.27586 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070763990 MORTGAGORS: DILLON, KEVIN
DILLON, CHERYL
ADDRESS : 180 AUTUMN ROAD
MORTGAGE AMT: 250,600.00 CITY WRENTHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02093
UNPAID BALANCE: 250,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,709.53 ANNUAL RATE ADJUST: 0.000
LTV : 64.42159 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070773171 MORTGAGORS: ROEMER, RONALD
ROEMER, PATRICIA
ADDRESS : 10179 KRESS
MORTGAGE AMT: 302,000.00 CITY LAKELAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 48169
UNPAID BALANCE: 302,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,009.21 ANNUAL RATE ADJUST: 0.000
LTV : 77.43590 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070780077 MORTGAGORS: BLOOM, DAVID
COOPER, COLLEEN
ADDRESS : 42 SOMERSET ROAD
MORTGAGE AMT: 320,000.00 CITY TENAFLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07670
UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070782107 MORTGAGORS: BELLMAN, BERYL
REGAN, SUZANNE
ADDRESS : 1130 MONTROSE AVENUE
MORTGAGE AMT: 253,000.00 CITY SOUTH PASAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91030
UNPAID BALANCE: 253,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,725.91 ANNUAL RATE ADJUST: 0.000
LTV : 71.26761 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070786439 MORTGAGORS: MC DONALD, LINDA
ADDRESS : 1076 SERENIDAD PLACE
MORTGAGE AMT: 355,000.00 CITY OAK VIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93022
UNPAID BALANCE: 355,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,482.21 ANNUAL RATE ADJUST: 0.000
LTV : 67.10775 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070788856 MORTGAGORS: BURNS, DANIEL
BURNS, SANDRA
ADDRESS : 160 SHELMIRE ROAD
MORTGAGE AMT: 314,800.00 CITY DOWNINGTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 PA 19335
UNPAID BALANCE: 314,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,309.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070791181 MORTGAGORS: CALCAGNO, MICHAEL
CALCAGNO, MARY
ADDRESS : 6810 CONDON DRIVE
MORTGAGE AMT: 247,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92122
UNPAID BALANCE: 247,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,727.06 ANNUAL RATE ADJUST: 0.000
LTV : 82.33333 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070792445 MORTGAGORS: PANZARELLA, PAUL
PANZARELLA, JOAN
PANZARELLA, JOAN
ADDRESS : 2551 GLENN DRIVE
MORTGAGE AMT: 589,500.00 CITY BELLMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11710
UNPAID BALANCE: 589,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,121.87 ANNUAL RATE ADJUST: 0.000
LTV : 71.02410 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070796636 MORTGAGORS: HULLINGER, RODNEY
ADDRESS : 5385 SOUTH GENEVA WAY
MORTGAGE AMT: 275,900.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80111
UNPAID BALANCE: 275,900.000 OPTION TO CONVERT : No\ MONTHLY P&I: 1,905.57 ANNUAL RATE
ADJUST: 0.000
LTV : 52.55238 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070799481 MORTGAGORS: WILVERDING, GEORGE
WILVERDING, DOLORES
ADDRESS : 7 WHORTLBERRY ROAD
MORTGAGE AMT: 500,000.00 CITY REDDING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06468
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.36508 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070801972 MORTGAGORS: SINGH, CHARAN
SINGH, ANITA
ADDRESS : 4216 CHIMAY WAY
MORTGAGE AMT: 294,300.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95135
UNPAID BALANCE: 294,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,032.66 ANNUAL RATE ADJUST: 0.000
LTV : 79.54054 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070806088 MORTGAGORS: CHILES, JOHN
CHILES, MARIE
ADDRESS : 5404 WATEKA DRIVE
MORTGAGE AMT: 321,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75209
UNPAID BALANCE: 321,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,189.79 ANNUAL RATE ADJUST: 0.000
LTV : 60.56604 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070809488 MORTGAGORS: DAVALOS, JOHN
DAVALOS, ELIZABETH
ADDRESS : 1163 KELSEY DRIVE
MORTGAGE AMT: 368,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94087
UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,417.50 ANNUAL RATE ADJUST: 0.000
LTV : 64.56140 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070810593 MORTGAGORS: WATSON, STEPHEN
ADDRESS : 25 SPINNAKER STREET
MORTGAGE AMT: 256,900.00 CITY MARINA DEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90292
UNPAID BALANCE: 256,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,752.51 ANNUAL RATE ADJUST: 0.000
LTV : 60.44706 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070812003 MORTGAGORS: HERBERT, ROBERT
HOLDEN, MICHELLE
ADDRESS : 46 CRATER LAKE ROAD
MORTGAGE AMT: 267,700.00 CITY HOWELL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07731
UNPAID BALANCE: 267,248.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,758.60 ANNUAL RATE ADJUST: 0.000
LTV : 94.99645 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070813274 MORTGAGORS: PECKHAM, SARA
ADDRESS : 5872 SENEGAL DRIVE
MORTGAGE AMT: 290,000.00 CITY JUPITER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33458
UNPAID BALANCE: 289,830.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000
LTV : 72.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070820451 MORTGAGORS: JARVIS, JAMES
JARVIS, DIANE
ADDRESS : 308 MONTE VISTA ROAD
MORTGAGE AMT: 400,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91007
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 82.47423 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070822689 MORTGAGORS: TROTTA, GIAN
TROTTA, MARIA
ADDRESS : 241 UNION STREET
MORTGAGE AMT: 489,000.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 11231
UNPAID BALANCE: 489,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,335.84 ANNUAL RATE ADJUST: 0.000
LTV : 71.91176 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070825229 MORTGAGORS: SIMMONS, ROBERT
SIMMONS, CAROL
ADDRESS : 1545 EAST RAY DRIVE
MORTGAGE AMT: 245,000.00 CITY PLACENTIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92670
UNPAID BALANCE: 242,597.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,692.15 ANNUAL RATE ADJUST: 0.000
LTV : 87.50000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070825427 MORTGAGORS: PECK, RUSSELL
ADDRESS : 510 SEQUOIA DRIVE
MORTGAGE AMT: 392,800.00 CITY LOS ALTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94022
UNPAID BALANCE: 392,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,679.59 ANNUAL RATE ADJUST: 0.000
LTV : 57.76471 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070829916 MORTGAGORS: HAMILTON, RONALD
HAMILTON, ROBERTA
ADDRESS : 615 ORCHARD WAY
MORTGAGE AMT: 126,000.00 CITY ASTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19014
UNPAID BALANCE: 126,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 870.25 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070830674 MORTGAGORS: VELLA, FRANK
VELLA, FRANCES
ADDRESS : 190 80TH STREET
MORTGAGE AMT: 350,000.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11226
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000
LTV : 61.94690 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070831268 MORTGAGORS: FISCHER, JOHN
FISCHER, AMY
FISCHER, AMY
ADDRESS : 7 GREEN TREE LANE
MORTGAGE AMT: 328,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06902
UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070831458 MORTGAGORS: KELLY, LAWRENCE
KELLY, CAROL
ADDRESS : 22950 OXNARD STREET
MORTGAGE AMT: 270,600.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91367
UNPAID BALANCE: 270,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,868.97 ANNUAL RATE ADJUST: 0.000
LTV : 33.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070834361 MORTGAGORS: HUGHES, J
HUGHES, CHRISTINA
ADDRESS : 1824 PORT TAGGART PLACE
MORTGAGE AMT: 450,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92660
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 71.42857 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070834601 MORTGAGORS: THURMAN, JOSEPH
THURMAN, DIANA
THURMAN, DIANA
ADDRESS : 121 BAY RD
MORTGAGE AMT: 375,000.00 CITY MENLO PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94025
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,590.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070835541 MORTGAGORS: ROHR, PETER
ROHR, MARGARET
ROHR, MARGARET
ADDRESS : 25 ORCHARD STREET
MORTGAGE AMT: 249,600.00 CITY MENDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07945
UNPAID BALANCE: 249,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,660.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070840079 MORTGAGORS: PATY, JOHN
ADDRESS : 632 MASSACHUSETTS AVE
MORTGAGE AMT: 306,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DC 20002
UNPAID BALANCE: 306,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000
LTV : 70.99768 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070843081 MORTGAGORS: KANOFF, MARC
KANOFF, EVE
ADDRESS : 59 ETTL CIRCLE
MORTGAGE AMT: 498,200.00 CITY PRINCETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08540
UNPAID BALANCE: 498,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,356.47 ANNUAL RATE ADJUST: 0.000
LTV : 62.74559 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070843313 MORTGAGORS: HALL, CHARLES
HALL, KATHERINE
ADDRESS : 96 HATHAWAY LANE
MORTGAGE AMT: 250,000.00 CITY ESSEX FELLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07021
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000
LTV : 57.47126 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070844014 MORTGAGORS: KORCHMAREV, SEMYON
KORCHMAREV, NELLI
ADDRESS : 4227 SEPULVEDA BOULEVARD
MORTGAGE AMT: 335,000.00 CITY SHERMAN OAK
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91403
UNPAID BALANCE: 335,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.71 ANNUAL RATE ADJUST: 0.000
LTV : 39.18129 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070844121 MORTGAGORS: YOZZO, BRUCE
YOZZO, CHERYL
ADDRESS : 11 HUNTLEY ROAD
MORTGAGE AMT: 220,000.00 CITY EASTCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10709
UNPAID BALANCE: 220,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,554.91 ANNUAL RATE ADJUST: 0.000
LTV : 78.57143 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070844543 MORTGAGORS: BOKER, MARK
BOKER, BEVERLY
ADDRESS : 34 COVENTRY CIRCLE
MORTGAGE AMT: 311,000.00 CITY MAHOPAC
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NY 10541
UNPAID BALANCE: 311,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.14 ANNUAL RATE ADJUST: 0.000
LTV : 89.88439 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070852017 MORTGAGORS: GRAMEGNA, THOMAS
ADDRESS : 133 LAWRENCE RD
MORTGAGE AMT: 422,600.00 CITY MAHWAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07430
UNPAID BALANCE: 422,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,847.13 ANNUAL RATE ADJUST: 0.000
LTV : 75.46429 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070853551 MORTGAGORS: HARTOKOLIS, STEPHEN
HARTOKOLIS, PRISCILLA
HARTOKOLIS, PRISCILLA
ADDRESS : 493 HOYT STREET
MORTGAGE AMT: 356,000.00 CITY DARIEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CT 06820
UNPAID BALANCE: 356,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,458.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070854765 MORTGAGORS: DRACH, STEVEN
ADDRESS : 447 FAIR OAKS
MORTGAGE AMT: 312,800.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94110
UNPAID BALANCE: 312,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,107.39 ANNUAL RATE ADJUST: 0.000
LTV : 41.15789 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070855630 MORTGAGORS: TEWARI, RAJIV
TEWARI, REENA
ADDRESS : 1480 GRANARY ROAD
MORTGAGE AMT: 456,000.00 CITY BLUE BELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19422
UNPAID BALANCE: 456,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,033.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070855697 MORTGAGORS: JASINSKI, DOUGLAS
JASINSKI, JOANNE
ADDRESS : 10806 BREWERHOUSE ROAD
MORTGAGE AMT: 300,000.00 CITY ROCKVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20852
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 94.93671 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070856828 MORTGAGORS: GREEN, ROGER
ADDRESS : 157 COLLINGWOOD STREET
MORTGAGE AMT: 400,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94114
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 57.97101 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070857347 MORTGAGORS: ROBINSON, HARLOW
HOLLEY, ROBERT
ADDRESS : 61 GREENOUGH STREET #1
MORTGAGE AMT: 299,200.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02445
UNPAID BALANCE: 298,966.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070857784 MORTGAGORS: HILTON, WILFORD
HILTON, SHIRLEY
ADDRESS : 12637 PLYMOUTH DRIVE
MORTGAGE AMT: 442,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95070
UNPAID BALANCE: 442,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,977.84 ANNUAL RATE ADJUST: 0.000
LTV : 58.93333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070858105 MORTGAGORS: GUARACHA, A
GUARACHA, NORMA
ADDRESS : 1520 COUNTRY VISTAS LANE
MORTGAGE AMT: 292,000.00 CITY BONITA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91902
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000
LTV : 72.09877 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070858246 MORTGAGORS: NUSSBAUM, GIDEON
NUSSBAUM, ADI
ADDRESS : 5202 ISOLA PLACE NORTHWES
MORTGAGE AMT: 695,200.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98027
UNPAID BALANCE: 695,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,860.94 ANNUAL RATE ADJUST: 0.000
LTV : 69.52000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0070858394 MORTGAGORS: LONG, ROBERT
LONG, CHERIE
ADDRESS : 2 NORTH RIDGE WAY
MORTGAGE AMT: 340,000.00 CITY WARREN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07059
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 77.27273 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070858436 MORTGAGORS: RUTLEDGE, BRIAN
RUTLEDGE, ELIZABETH
RUTLEDGE, ELIZABETH
ADDRESS : 89 SHORE ROAD
MORTGAGE AMT: 650,000.00 CITY GREENWICH
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CT 06820
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,769.47 ANNUAL RATE ADJUST: 0.000
LTV : 67.35751 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070858998 MORTGAGORS: TIMMONS, KYLE
TIMMONS, AMY
ADDRESS : 10924 PINE VALLEY DRIVE
MORTGAGE AMT: 270,000.00 CITY FRANKTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80116
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 58.69565 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070859111 MORTGAGORS: THOMSEN, GARY
THOMSEN, MARIEL
ADDRESS : 989 WANDER WAY
MORTGAGE AMT: 403,000.00 CITY INCLINE VIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NV 89451
UNPAID BALANCE: 403,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,715.09 ANNUAL RATE ADJUST: 0.000
LTV : 69.48276 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070859137 MORTGAGORS: MILLER, MAURLEY
ADDRESS : 2 EGGERT LANE
MORTGAGE AMT: 296,000.00 CITY QUOGUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11959
UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070859160 MORTGAGORS: HOWARD, JOHN
HOWARD, CHRISTINE
ADDRESS : 20 MIDDLE ROAD
MORTGAGE AMT: 285,000.00 CITY SUDBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01776
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000
LTV : 64.04494 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070859228 MORTGAGORS: EICHENLAUB, FREDERIC
EICHENLAUB, KAREN
EICHENLAUB, KAREN
ADDRESS : 61 HOLMES ST
MORTGAGE AMT: 272,000.00 CITY NEEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02492
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070860846 MORTGAGORS: TONER, PAUL
CONNELLY, SUSAN
ADDRESS : 24 NEWMAN STREET
MORTGAGE AMT: 262,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02140
UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000
LTV : 74.43182 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070861083 MORTGAGORS: MADIX, SEAN
MADIX, LISA
ADDRESS : 183 MYRTLE AVENUE
MORTGAGE AMT: 389,000.00 CITY ELMHURST
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60126
UNPAID BALANCE: 389,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,686.73 ANNUAL RATE ADJUST: 0.000
LTV : 78.58586 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070861216 MORTGAGORS: BRAMLETT, J
BRAMLETT, JANICE
ADDRESS : 418 DOGWOOD LAKE TRAIL
MORTGAGE AMT: 261,050.00 CITY ALPHARETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30004
UNPAID BALANCE: 261,050.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.89 ANNUAL RATE ADJUST: 0.000
LTV : 71.52055 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
--------------------------------------------------------------------------------
LN # 0070863022 MORTGAGORS: WEINSTEIN, ANDREW
ADDRESS : 21 MAKO LANE
MORTGAGE AMT: 350,000.00 CITY AMAGANSETT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 11930
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.01 ANNUAL RATE ADJUST: 0.000
LTV : 73.68421 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070863535 MORTGAGORS: MASSONI, THOMAS
MASSONI, LOUISE
ADDRESS : 71 HIGHBRIDGE COURT
MORTGAGE AMT: 357,800.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94526
UNPAID BALANCE: 357,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.97 ANNUAL RATE ADJUST: 0.000
LTV : 68.80769 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070866769 MORTGAGORS: RYAN, JOSEPH
RYAN, ANGELA
ADDRESS : 15376 MICHAEL CREST DRIVE
MORTGAGE AMT: 247,700.00 CITY CANYON COUN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91351
UNPAID BALANCE: 247,506.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,689.75 ANNUAL RATE ADJUST: 0.000
LTV : 49.54000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070866819 MORTGAGORS: MARCHETTI, CHRISTIAN
MARCHETTI, STACEY
ADDRESS : 46908 ANTLER COURT
MORTGAGE AMT: 257,700.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20164
UNPAID BALANCE: 257,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,757.97 ANNUAL RATE ADJUST: 0.000
LTV : 85.04950 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070867692 MORTGAGORS: DOHERTY, FRANCIS
DOHERTY, ANDREA
DOHERTY, ANDREA
ADDRESS : 130 SUSSEX DRIVE
MORTGAGE AMT: 623,200.00 CITY MANHASSET
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 11030
UNPAID BALANCE: 623,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,410.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070868575 MORTGAGORS: FLAA, MICKAEL
FLAA, GISELA
ADDRESS : 1805 MADERA CANYON PLACE
MORTGAGE AMT: 268,000.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NV 89128
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070869201 MORTGAGORS: FRAGUIO, MANUEL
FRAGUIO, NEREYDA
ADDRESS : 3175 SW 7TH STREET
MORTGAGE AMT: 95,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33135
UNPAID BALANCE: 95,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 632.04 ANNUAL RATE ADJUST: 0.000
LTV : 59.00621 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070870449 MORTGAGORS: KRILOVICH, PAUL
KRILOVICH, KATHLEEN
ADDRESS : LOT 4 HIDDEN BRICK ROAD
MORTGAGE AMT: 340,450.00 CITY HOPKINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01748
UNPAID BALANCE: 340,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,433.45 ANNUAL RATE ADJUST: 0.000
LTV : 72.12924 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
--------------------------------------------------------------------------------
LN # 0070871231 MORTGAGORS: DUFFY, FRANK
DUFFY, ANITA
ADDRESS : 22 ISLAND TRAIL
MORTGAGE AMT: 500,000.00 CITY SPARTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 07871
UNPAID BALANCE: 499,291.940 OPTION TO CONVERT : No
MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070871512 MORTGAGORS: MCCLOUD, MICHAEL
MCCALL, MILOE
MCCALL, MILOE
ADDRESS : 25395 GOLD HILLS DRIVE
MORTGAGE AMT: 306,300.00 CITY CASTRO VALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94552
UNPAID BALANCE: 306,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,063.60 ANNUAL RATE ADJUST: 0.000
LTV : 73.62981 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070873401 MORTGAGORS: STINNETT, JOHN
STINNETT, NANCY
ADDRESS : 15193 ARROWHEAD DRIVE
MORTGAGE AMT: 248,000.00 CITY BRIGHTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80601
UNPAID BALANCE: 248,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,691.80 ANNUAL RATE ADJUST: 0.000
LTV : 62.31156 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070874268 MORTGAGORS: BURNS, MICHAEL
ADDRESS : 2023 42ND AVENUE EAST
MORTGAGE AMT: 479,200.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98112
UNPAID BALANCE: 479,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,148.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070875166 MORTGAGORS: RECHT, JOSEPH
RAPPAPORT, SUSAN
ADDRESS : 207 PLUM GROVE CIRCLE
MORTGAGE AMT: 268,000.00 CITY ARLINGTON H
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60004
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 78.36257 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070875620 MORTGAGORS: LOVING, CHRISTOPHE
LOVING, DEBRA
LOVING, DEBRA
ADDRESS : 17801 SANDS ROAD
MORTGAGE AMT: 242,600.00 CITY HAMILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20158
UNPAID BALANCE: 242,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,654.96 ANNUAL RATE ADJUST: 0.000
LTV : 85.72438 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070877907 MORTGAGORS: MATTOX, KUAE
MATTOX, TEDDY
ADDRESS : 39 BRUNSWICK ROAD
MORTGAGE AMT: 285,000.00 CITY MONTCLAIR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07042
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.20 ANNUAL RATE ADJUST: 0.000
LTV : 89.06250 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070879283 MORTGAGORS: PIA, STEPHEN
ADDRESS : 8 PIPER LANE
MORTGAGE AMT: 320,000.00 CITY BEVERLY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01915
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,433.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070879572 MORTGAGORS: TERRIAN, DONALD
TERRIAN, BARBARA
ADDRESS : 33 PORT ROYALE ROAD
MORTGAGE AMT: 272,000.00 CITY CORONADO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92118
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000
LTV : 62.52874 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070880703 MORTGAGORS: CASSIDY, ANDREW
CASSIDY, KARIN
CASSIDY, KARIN
ADDRESS : 8906 41ST STREET WEST
MORTGAGE AMT: 150,100.00 CITY UNIVERSITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 WA 98466
UNPAID BALANCE: 150,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,062.40 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070881230 MORTGAGORS: LACKMAN, DAVID
LACKMAN, MARJORIE
LACKMAN, MARJORIE
LACKMAN, LESLIE
ADDRESS : 1020 WILSON PLACE
MORTGAGE AMT: 316,000.00 CITY SANTA MONIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90405
UNPAID BALANCE: 316,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070881354 MORTGAGORS: HERSHEY, STEVEN
HERSHEY, LISA
ADDRESS : 1369 CORVIDAE STREET
MORTGAGE AMT: 329,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92009
UNPAID BALANCE: 329,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,133.89 ANNUAL RATE ADJUST: 0.000
LTV : 56.23932 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070881578 MORTGAGORS: HEATER, J
ROTH HEATER, PAMELA
ADDRESS : 14735 SIVERTSON ROAD NE
MORTGAGE AMT: 384,000.00 CITY BAINBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98110
UNPAID BALANCE: 384,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,684.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070885694 MORTGAGORS: MADURO, ALBERTO
ADDRESS : 430 ALAHAMBRA CIRCLE
MORTGAGE AMT: 292,800.00 CITY CORAL GABLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 FL 33134
UNPAID BALANCE: 292,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070885900 MORTGAGORS: CLARK, JAY
MC CABE CLAR, CARLYN
ADDRESS : 5247 CASTLE ROAD
MORTGAGE AMT: 398,450.00 CITY LA CANADA F
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91011
UNPAID BALANCE: 398,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,718.13 ANNUAL RATE ADJUST: 0.000
LTV : 76.62500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070886155 MORTGAGORS: HUG, DONALD
HUG, DEBORAH
ADDRESS : 1686 NICKERSON WAY
MORTGAGE AMT: 288,000.00 CITY ARNOLD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21012
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070886262 MORTGAGORS: HEALIS, STEVEN
HEALIS, NANCY
ADDRESS : 956 EAST PEBBLE BEACH PLA
MORTGAGE AMT: 386,300.00 CITY PLACENTIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92870
UNPAID BALANCE: 386,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,701.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.99934 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070886494 MORTGAGORS: GRYCKO, JUDY
ADDRESS : 11480 SE ABBY LANE
MORTGAGE AMT: 85,500.00 CITY CLACKAMAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97015
UNPAID BALANCE: 85,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 583.26 ANNUAL RATE ADJUST: 0.000
LTV : 52.45399 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070888755 MORTGAGORS: OLSEN, NIKKI
OLSEN, MICHAEL
ADDRESS : 5012 LASSEN AVENUE
MORTGAGE AMT: 408,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95129
UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,714.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070888847 MORTGAGORS: LEV ARY, E
ADDRESS : 1060 14TH STREET
MORTGAGE AMT: 372,160.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80302
UNPAID BALANCE: 372,160.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,602.20 ANNUAL RATE ADJUST: 0.000
LTV : 79.99931 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070890348 MORTGAGORS: VANDERHELM, GORDON
VANDERHELM, DEBORAH
ADDRESS : 909 WEST MOUNTAIN STREET
MORTGAGE AMT: 395,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91202
UNPAID BALANCE: 395,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.19 ANNUAL RATE ADJUST: 0.000
LTV : 65.07414 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070890884 MORTGAGORS: MITCHELL, DALE
ADDRESS : 501 CENTER STREET
MORTGAGE AMT: 415,000.00 CITY JUPITER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33458
UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,866.30 ANNUAL RATE ADJUST: 0.000
LTV : 44.14894 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070891569 MORTGAGORS: BRESHEARS, JAMES
BRESHEARS, JO
ADDRESS : 830 TASSASARA DRIVE
MORTGAGE AMT: 300,000.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95035
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 68.18182 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070891874 MORTGAGORS: YOUNGMAN, CAMERON
YOUNGMAN, CATHERINE
ADDRESS : 28 GATEFIELD DRIVE
MORTGAGE AMT: 600,000.00 CITY GREENWICH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CT 06831
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,941.57 ANNUAL RATE ADJUST: 0.000
LTV : 41.37931 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070891957 MORTGAGORS: WILT, ERIC
WILT, JODY
ADDRESS : 10 CROSSLAND TRAIL
MORTGAGE AMT: 110,200.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 17320
UNPAID BALANCE: 110,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 751.76 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070893805 MORTGAGORS: LAWRENCE, TIMOTHY
LAWRENCE, RHONDA
ADDRESS : 5102 STONE CANYON AVENUE
MORTGAGE AMT: 286,750.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92886
UNPAID BALANCE: 286,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,956.14 ANNUAL RATE ADJUST: 0.000
LTV : 78.56164 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070894001 MORTGAGORS: CORCOVELOS, THOMAS
NICHOLSON, MARCIA
ADDRESS : 708 1ST PLACE
MORTGAGE AMT: 412,000.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90254
UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,987.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070894811 MORTGAGORS: STOROZUK, JANICE
STOROZUK, ROSTYK
ADDRESS : 1900 PLACER GOLD COURT
MORTGAGE AMT: 290,300.00 CITY GOLD RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95670
UNPAID BALANCE: 290,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,005.03 ANNUAL RATE ADJUST: 0.000
LTV : 78.45946 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070895305 MORTGAGORS: GOLDSTEIN, PETER
LILIENTHAL, MARGE
ADDRESS : 67 GRAY FARMS ROAD
MORTGAGE AMT: 255,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06905
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.98 ANNUAL RATE ADJUST: 0.000
LTV : 58.62069 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070896048 MORTGAGORS: KLEIN, DAVID
KLEIN, PAMELA
ADDRESS : 32425 LILAC ROAD
MORTGAGE AMT: 287,000.00 CITY VALLEY CENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92082
UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.62 ANNUAL RATE ADJUST: 0.000
LTV : 86.96970 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
--------------------------------------------------------------------------------
LN # 0070896287 MORTGAGORS: HORNIG, GUY
HORNIG, SARAH
ADDRESS : 1397 JASPER DRIVE
MORTGAGE AMT: 259,250.00 CITY AMBLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19002
UNPAID BALANCE: 259,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,812.71 ANNUAL RATE ADJUST: 0.000
LTV : 85.07950 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070896311 MORTGAGORS: HOWARD, TIMOTHY
HOWARD, EVELYN
ADDRESS : 204 ELLYRIDGE COURT
MORTGAGE AMT: 253,100.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95123
UNPAID BALANCE: 253,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.71 ANNUAL RATE ADJUST: 0.000
LTV : 65.74026 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070896659 MORTGAGORS: MOORE, JOHNNIE
MOORE, LOIS
ADDRESS : 3370 VIENNA DRIVE
MORTGAGE AMT: 277,650.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95003
UNPAID BALANCE: 277,650.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,941.37 ANNUAL RATE ADJUST: 0.000
LTV : 85.43077 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070897186 MORTGAGORS: MAHONEY, WILLIAM
MAHONEY, PAM
ADDRESS : 13550 39TH AVENUE NE
MORTGAGE AMT: 349,950.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98125
UNPAID BALANCE: 349,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.23 ANNUAL RATE ADJUST: 0.000
LTV : 77.77531 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070897319 MORTGAGORS: COCHRAN, CHERYL
ADDRESS : 5334 NE 6TH AVENUE
MORTGAGE AMT: 50,350.00 CITY OAKLAND PAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33334
UNPAID BALANCE: 50,350.000 OPTION TO CONVERT : No
MONTHLY P&I: 397.95 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070897335 MORTGAGORS: CHAVES, LAWRENCE
CHAVES, NELLIE
ADDRESS : 564 GAUNDABERT LANE
MORTGAGE AMT: 275,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95136
UNPAID BALANCE: 275,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.81 ANNUAL RATE ADJUST: 0.000
LTV : 78.71429 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070897525 MORTGAGORS: NG, RAYMOND
CHOW, TINA
ADDRESS : 6622 S 124TH STREET
MORTGAGE AMT: 290,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98178
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000
LTV : 89.23077 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070898036 MORTGAGORS: ANDREANO, KERSTIN
ANDREANO, SAMUEL
ADDRESS : 1964 LAS PALOMAS DRIVE
MORTGAGE AMT: 340,000.00 CITY LA HABRA HE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90631
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070899851 MORTGAGORS: AVILA, SERGIO
AVILA, MARYBELL
ADDRESS : 9 HONORS DRIVE
MORTGAGE AMT: 650,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92660
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,712.95 ANNUAL RATE ADJUST: 0.000
LTV : 68.49315 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070900006 MORTGAGORS: PIEPER, DAROLD
PIEPER, BARBARA
ADDRESS : 3809 CHEVY CHASE DRIVE
MORTGAGE AMT: 378,200.00 CITY LA CANADA F
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91011
UNPAID BALANCE: 378,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,644.43 ANNUAL RATE ADJUST: 0.000
LTV : 39.81053 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070901590 MORTGAGORS: CHAFFEE, GLENN
CHAFFEE, DEBBIE
ADDRESS : 1522 SOUTH ORANGE AVENUE
MORTGAGE AMT: 470,000.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92020
UNPAID BALANCE: 470,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,286.31 ANNUAL RATE ADJUST: 0.000
LTV : 81.03448 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070901632 MORTGAGORS: BLOOM, THOMAS
ADDRESS : 15953 EL CAMINO ENTRADA
MORTGAGE AMT: 603,800.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92064
UNPAID BALANCE: 603,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,067.91 ANNUAL RATE ADJUST: 0.000
LTV : 63.55789 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070901996 MORTGAGORS: TAYEBI, RAY
BAGHADI, IRAJ
TAYEBI, FAHIMEH
ADDRESS : 4995 WOODCREST CIRCLE
MORTGAGE AMT: 260,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92886
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070902010 MORTGAGORS: DALY, KATHLEEN
DALY, ARTHUR
ADDRESS : 309 CALLE RICA
MORTGAGE AMT: 272,000.00 CITY SAN CLEMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92672
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,901.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070902168 MORTGAGORS: GARVEY, JOHN
ADDRESS : 795 TABOR DRIVE
MORTGAGE AMT: 548,000.00 CITY SCOTTS VALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95066
UNPAID BALANCE: 548,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,784.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.88338 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070902440 MORTGAGORS: MCGILL, JENNIFER
MCGILL, RONALD
ADDRESS : 18 HAWTHORNE ROAD
MORTGAGE AMT: 313,000.00 CITY SHREWSBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 01545
UNPAID BALANCE: 313,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,215.39 ANNUAL RATE ADJUST: 0.000
LTV : 89.94796 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070903760 MORTGAGORS: WRIGHT, SAMUEL
WRIGHT, JOANNE
ADDRESS : 4130 232ND AVE SOUTH EAST
MORTGAGE AMT: 267,500.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98029
UNPAID BALANCE: 267,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,824.82 ANNUAL RATE ADJUST: 0.000
LTV : 70.39474 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070903984 MORTGAGORS: GURASH, TOMMY
GURASH, CHRISTINA
ADDRESS : 2730 COLUMBUS PLACE
MORTGAGE AMT: 253,100.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95051
UNPAID BALANCE: 253,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,038.96 ANNUAL RATE ADJUST: 0.000
LTV : 68.03763 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070904990 MORTGAGORS: ROBESON, RICHARD
SCHLENKER RO, SIEGRID
ADDRESS : 3950 CRONDALL DRIVE
MORTGAGE AMT: 329,500.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95864
UNPAID BALANCE: 329,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,275.77 ANNUAL RATE ADJUST: 0.000
LTV : 63.36538 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070905922 MORTGAGORS: SCHLUND, JOAN
ADDRESS : 120 EL DORADO LANE
MORTGAGE AMT: 551,250.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92807
UNPAID BALANCE: 551,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,996.95 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070906714 MORTGAGORS: MAGUIRE, GLEN
ADDRESS : 388 ULTIMO AVENUE
MORTGAGE AMT: 255,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90814
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070906847 MORTGAGORS: SCOTT, RUTH
SCOTT, KIM
ADDRESS : 1815 HOLMBY AVENUE
MORTGAGE AMT: 296,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90025
UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,120.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070907191 MORTGAGORS: FAY, PIERRE
FAY, ISABELLE
ADDRESS : 170 EAST 87TH STREET
MORTGAGE AMT: 555,800.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 NY 10128
UNPAID BALANCE: 555,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,126.80 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070907779 MORTGAGORS: URIARTE, JULIETA
ADDRESS : 4890 RIDING RIDGE RD UNIT
MORTGAGE AMT: 373,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92130
UNPAID BALANCE: 373,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,481.58 ANNUAL RATE ADJUST: 0.000
LTV : 74.89960 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070908546 MORTGAGORS: RANT, JAMES
ADDRESS : 22 FOX RIDGE LANE
MORTGAGE AMT: 282,900.00 CITY LOCUST VALL
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NY 11560
UNPAID BALANCE: 282,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,225.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.02235 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070909239 MORTGAGORS: ODY, SHARON
ADDRESS : 733 LOTUS BLOSSOM STREET
MORTGAGE AMT: 266,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 92024
UNPAID BALANCE: 266,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,068.92 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070909635 MORTGAGORS: KASBARIAN, GREGORY
KASBARIAN, CHRISTINE
KASBARIAN, ROSALBA
ADDRESS : 217 NORTH ALAMEDA AVENUE
MORTGAGE AMT: 204,000.00 CITY AZUSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91702
UNPAID BALANCE: 204,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,479.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070909650 MORTGAGORS: GOODWIN, VAN
GOODWIN, DONNA
ADDRESS : 12132 RAGWEED STREET
MORTGAGE AMT: 288,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92129
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.11 ANNUAL RATE ADJUST: 0.000
LTV : 78.47411 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070909833 MORTGAGORS: MURRAY, DOUGLAS
MURRAY, DENISE
ADDRESS : 4 PLEASANT STREET
MORTGAGE AMT: 93,150.00 CITY HOPE VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 RI 02832
UNPAID BALANCE: 93,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 651.32 ANNUAL RATE ADJUST: 0.000
LTV : 94.09091 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070910278 MORTGAGORS: ROCKOFF, RICHARD
ADDRESS : 1921 MACARTHUR ST
MORTGAGE AMT: 254,750.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90275
UNPAID BALANCE: 254,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,825.06 ANNUAL RATE ADJUST: 0.000
LTV : 84.91667 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070911508 MORTGAGORS: LINO, JOAO
MORANO, CATHY
ADDRESS : 88 12 90TH STREET
MORTGAGE AMT: 200,000.00 CITY JAMAICA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NY 11421
UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,415.59 ANNUAL RATE ADJUST: 0.000
LTV : 74.62687 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070912316 MORTGAGORS: GONCHAROW, WILLIAM
GONCHAROW, GLENDA
ADDRESS : 4513 OAKMOOR DRIVE
MORTGAGE AMT: 247,200.00 CITY GREENSBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NC 27406
UNPAID BALANCE: 247,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,770.97 ANNUAL RATE ADJUST: 0.000
LTV : 78.97764 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070912365 MORTGAGORS: HIGGINBOTHAM, JOHN
HIGGINBOTHAM, MARY
ADDRESS : 7142 NORTH FORKNER AVENUE
MORTGAGE AMT: 285,000.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93711
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.21 ANNUAL RATE ADJUST: 0.000
LTV : 57.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070912621 MORTGAGORS: HEIDT, STEPHEN
HEIDT, SUSAN
ADDRESS : 461 ASHWOOD LANE
MORTGAGE AMT: 444,000.00 CITY FAIRVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 TX 75069
UNPAID BALANCE: 444,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,142.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070914601 MORTGAGORS: RAHIMIPOUR, ESMAEIL
ADDRESS : 30 RANCHO DRIVE
MORTGAGE AMT: 395,000.00 CITY TIBURON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94941
UNPAID BALANCE: 395,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.96 ANNUAL RATE ADJUST: 0.000
LTV : 58.51852 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070916192 MORTGAGORS: GILMORE, DENNIS
YEE, DELPHINE
ADDRESS : 6851 SUNVIEW DRIVE
MORTGAGE AMT: 344,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92647
UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,405.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070916689 MORTGAGORS: YORK, GREGORY
YORK, NANCY
ADDRESS : 2311 WEST 232ND STREET
MORTGAGE AMT: 318,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90501
UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,250.78 ANNUAL RATE ADJUST: 0.000
LTV : 72.27273 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070916770 MORTGAGORS: SPEARS, JESSE
SPEARS, PAMELA
ADDRESS : 1113 GRANVILLE DRIVE
MORTGAGE AMT: 520,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92660
UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,547.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070916804 MORTGAGORS: WANG, HUI
HAN, YING
ADDRESS : 60 SOUTH STREET
MORTGAGE AMT: 289,800.00 CITY UPTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 01568
UNPAID BALANCE: 289,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,076.16 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070917224 MORTGAGORS: KARL, KRISTANA
ESSLINGER, CRAIG
ADDRESS : 59 LEDGEWOOD DRIVE
MORTGAGE AMT: 324,000.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CT 06883
UNPAID BALANCE: 324,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,321.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070917653 MORTGAGORS: FOWLER, NANCY
ADDRESS : 2622 BAYSIDE WALK
MORTGAGE AMT: 650,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 CA 92109
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,997.94 ANNUAL RATE ADJUST: 0.000
LTV : 59.09091 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070918230 MORTGAGORS: MUNOZ, VIRGILIO
MUNOZ, CLAUDIA
ADDRESS : 19722 WINGED FOOT WAY
MORTGAGE AMT: 494,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91326
UNPAID BALANCE: 494,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,411.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.99417 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070918453 MORTGAGORS: RAUSCHENBERG, RONALD
RAUSCHENBERG, LESLEY
ADDRESS : 294 HIGH MEADOW STREET
MORTGAGE AMT: 500,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 93065
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,888.95 ANNUAL RATE ADJUST: 0.000
LTV : 79.49126 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070919824 MORTGAGORS: LAFORTUNE, DAVID
LAFORTUNE, SUSANNE
ADDRESS : 2632 EAST VANDERHOOF DRIV
MORTGAGE AMT: 310,500.00 CITY WEST COVINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91791
UNPAID BALANCE: 310,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,197.70 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070920780 MORTGAGORS: MCALISTER, TERESA
MCALISTER, GEORGE
ADDRESS : 13112 IRELAND LANE
MORTGAGE AMT: 224,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 92129
UNPAID BALANCE: 224,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,702.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070921010 MORTGAGORS: HEADLEY, EDWARD
HEADLEY, KAREN
ADDRESS : 4709 CARMEL STREET
MORTGAGE AMT: 62,000.00 CITY ORLANDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 32808
UNPAID BALANCE: 62,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 433.51 ANNUAL RATE ADJUST: 0.000
LTV : 65.26316 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070921549 MORTGAGORS: POLAK, JOHN
POLAK, JOAN
ADDRESS : 2475 WEST BRANCH COURT
MORTGAGE AMT: 440,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60565
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,076.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070922455 MORTGAGORS: FROST, MICHAEL
FROST, MICHELLE
ADDRESS : 4560 MATTOS DRIVE
MORTGAGE AMT: 420,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94536
UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,865.14 ANNUAL RATE ADJUST: 0.000
LTV : 66.06308 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070922570 MORTGAGORS: COOKE, JEFFREY
COOKE, DONNA
ADDRESS : 9827 CRANLEIGH DRIVE
MORTGAGE AMT: 320,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95746
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070924170 MORTGAGORS: SCHNEIDER, KIMBERLY
VEILLON, MICHELLE
ADDRESS : 2237 MANHATTAN AVENUE
MORTGAGE AMT: 650,000.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90254
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,712.95 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070924261 MORTGAGORS: SEVERO, PAT
SCHERMER, J
ADDRESS : 1426 MANHATTAN BEACH BLVD
MORTGAGE AMT: 379,200.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90266
UNPAID BALANCE: 379,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,651.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070924345 MORTGAGORS: WU, CHARLES
WU, SHIRLEY
ADDRESS : 20375 SHAKARI CIRCLE
MORTGAGE AMT: 327,800.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92887
UNPAID BALANCE: 327,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.03 ANNUAL RATE ADJUST: 0.000
LTV : 69.98292 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070925276 MORTGAGORS: MARSHALL, BARBARA
ADDRESS : 805 FALLS LAKE DRIVE
MORTGAGE AMT: 261,000.00 CITY MITCHELLVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MD 20721
UNPAID BALANCE: 261,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,847.34 ANNUAL RATE ADJUST: 0.000
LTV : 94.90909 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070925961 MORTGAGORS: GREEN, RICHARD
GREEN, LINDA
ADDRESS : 336 SPINNAKER WAY
MORTGAGE AMT: 255,000.00 CITY SEAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90740
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.87 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070926050 MORTGAGORS: GOLDENBERG, WILLIAM
DIFTLER, ALLISON
ADDRESS : 2216 HILL STREET
MORTGAGE AMT: 500,000.00 CITY SANTA MONIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90405
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.49126 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070927017 MORTGAGORS: CIANI, ANTHONY
CIANI, LISA
ADDRESS : 340 DUNEMERE DRIVE
MORTGAGE AMT: 600,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 92037
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,720.20 ANNUAL RATE ADJUST: 0.000
LTV : 54.54545 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070927785 MORTGAGORS: RICE, STEVEN
RICE, BARBARA
ADDRESS : 14511 164TH AVENUE NE
MORTGAGE AMT: 372,000.00 CITY WOODINVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98072
UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,601.08 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070928510 MORTGAGORS: WOODWARD, THOMAS
ADDRESS : 9 CLEVELAND STREET
MORTGAGE AMT: 114,000.00 CITY NORFOLK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02056
UNPAID BALANCE: 114,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 918.38 ANNUAL RATE ADJUST: 0.000
LTV : 53.27103 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070929377 MORTGAGORS: LEVENTHAL, JOSEPH
LEVENTHAL, CINDY
ADDRESS : 2711 NE 5TH STREET
MORTGAGE AMT: 292,000.00 CITY POMPANO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 FL 33062
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,066.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070929773 MORTGAGORS: KELLY, WILLIAM
ADDRESS : 22548 PACIFIC COAST HWY
MORTGAGE AMT: 480,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90265
UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,438.78 ANNUAL RATE ADJUST: 0.000
LTV : 75.29412 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070929799 MORTGAGORS: BECK, BARBARA
ADDRESS : 2140 N REFUGIO ROAD
MORTGAGE AMT: 552,000.00 CITY SANTA YNEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 93460
UNPAID BALANCE: 552,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,002.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070931845 MORTGAGORS: HAWLEY, STEPHEN
HAWLEY, JEANNIE
ADDRESS : 4780 VIA AMANTE
MORTGAGE AMT: 278,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92886
UNPAID BALANCE: 278,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.45 ANNUAL RATE ADJUST: 0.000
LTV : 66.19048 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070931936 MORTGAGORS: ELLIOTT, WILLIAM
ELLIOTT, HELEN
ADDRESS : 9319 A BURTON WAY
MORTGAGE AMT: 447,200.00 CITY BEVERLY HIL
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 90210
UNPAID BALANCE: 447,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,320.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070932199 MORTGAGORS: ZYMBA, PAUL
ZYMBA, NICOLA
ADDRESS : 30 HIGH STREET
MORTGAGE AMT: 440,000.00 CITY MARBLEHEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01945
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000
LTV : 77.46479 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070932678 MORTGAGORS: SEQUEIRA, DANIEL
ADDRESS : 1764 ALBERT AVENUE
MORTGAGE AMT: 296,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95124
UNPAID BALANCE: 296,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,126.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070933536 MORTGAGORS: SKROCE, LUCILLE
SKROCE, VLADO
ADDRESS : 60 OAK STREET
MORTGAGE AMT: 255,000.00 CITY CLOSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07624
UNPAID BALANCE: 253,135.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070933593 MORTGAGORS: SANTARELLI, GIANCARLO
SANTARELLI, MARIA
ADDRESS : 629 POINCIANA DRIVE
MORTGAGE AMT: 350,000.00 CITY FORT LAUDER
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 FL 33301
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,629.43 ANNUAL RATE ADJUST: 0.000
LTV : 72.16495 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070934039 MORTGAGORS: MYERS, MANUEL
ADDRESS : 816 WEST GABRIELINO COURT
MORTGAGE AMT: 540,000.00 CITY ALTADENA,
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 91001
UNPAID BALANCE: 540,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,056.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070935119 MORTGAGORS: MARCELLUS, DONALD
MARCELLUS, CHRISTINE
ADDRESS : 552 EAST GILL WAY
MORTGAGE AMT: 498,000.00 CITY SUPERIOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80027
UNPAID BALANCE: 498,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,439.56 ANNUAL RATE ADJUST: 0.000
LTV : 72.17391 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070935424 MORTGAGORS: CHANG, TSUNG CHIE
LU, CHIA
ADDRESS : 1944 FAIRBURN AVENUE
MORTGAGE AMT: 640,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90025
UNPAID BALANCE: 640,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,640.44 ANNUAL RATE ADJUST: 0.000
LTV : 64.97462 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070935630 MORTGAGORS: SMITH, SHELLY
VERNON, TODD
ADDRESS : 20826 JUNIPER AVENUE
MORTGAGE AMT: 330,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92831
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,364.16 ANNUAL RATE ADJUST: 0.000
LTV : 71.73913 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070936075 MORTGAGORS: DEADMOND, ANTHONY
DEADMOND, DEBRA
ADDRESS : 23423 BUTTERFIELD TRAIL
MORTGAGE AMT: 475,000.00 CITY BEND
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 OR 97702
UNPAID BALANCE: 475,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,444.08 ANNUAL RATE ADJUST: 0.000
LTV : 79.16667 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070936182 MORTGAGORS: STISSER, TERRY
STISSER, CATHLYN
ADDRESS : 5285 SETTING SUN WAY
MORTGAGE AMT: 363,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 92121
UNPAID BALANCE: 363,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.27 ANNUAL RATE ADJUST: 0.000
LTV : 79.02174 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070936679 MORTGAGORS: SNEAD, HARRY
SNEAD, SHEILA
ADDRESS : 1411 TERRACE DRIVE
MORTGAGE AMT: 272,000.00 CITY NEW PHILADE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 OH 44663
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070936927 MORTGAGORS: GARDNER, VINCE
ADDRESS : 4554 NIAGARA AVENUE
MORTGAGE AMT: 287,200.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92107
UNPAID BALANCE: 287,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,057.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070936950 MORTGAGORS: D'AMICO, DANIEL
D'AMICO, MARTHA
ADDRESS : 124 MESA VERDE WAY
MORTGAGE AMT: 415,000.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94070
UNPAID BALANCE: 415,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,901.74 ANNUAL RATE ADJUST: 0.000
LTV : 48.82353 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070937263 MORTGAGORS: SANDERS, JULIUS
SANDERS, BARBARA
ADDRESS : 27 SADDLE RIDGE ROAD
MORTGAGE AMT: 259,600.00 CITY JOHNSONBURG
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 NJ 07846
UNPAID BALANCE: 259,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.14 ANNUAL RATE ADJUST: 0.000
LTV : 89.99827 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070937461 MORTGAGORS: GORMAN, IRA
JOHNSON, DEBRA
ADDRESS : 5552 AZURE WAY
MORTGAGE AMT: 396,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90803
UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,836.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070939442 MORTGAGORS: MARKS, CLARENCE
MARKS, EDNA
ADDRESS : 6510 WOOSTER AVENUE
MORTGAGE AMT: 285,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90056
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.21 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070947577 MORTGAGORS: HENRICH, KURT
LETONA, YAZMINA
ADDRESS : 3914 YERBA BUENA AVENUE
MORTGAGE AMT: 268,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95121
UNPAID BALANCE: 268,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,948.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070949136 MORTGAGORS: STATTON, JAMES
ADDRESS : 3615 ROSEDALE AVENUE
MORTGAGE AMT: 561,750.00 CITY UNIVERSITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 TX 75205
UNPAID BALANCE: 561,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,220.24 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070954540 MORTGAGORS: JOBE, JIMMY
JOBE, NANCY
ADDRESS : 2528 CHANUTE DRIVE
MORTGAGE AMT: 282,650.00 CITY PLANO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 TX 75025
UNPAID BALANCE: 282,650.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,024.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.99898 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080006067 MORTGAGORS: D AMICO, GEORGE
ADDRESS : 57 INDEPENDENCE DR
MORTGAGE AMT: 260,000.00 CITY SHELTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06484
UNPAID BALANCE: 259,776.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000
LTV : 61.17647 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080006547 MORTGAGORS: ERLENMEYER, MARK
ERLENMEYER, MARY
ADDRESS : 11305 PADDY HOLLOW LANE
MORTGAGE AMT: 251,550.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27614
UNPAID BALANCE: 251,348.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,694.74 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080006620 MORTGAGORS: RATSIU, EMIL
RATSIU, VERONICA
ADDRESS : 5122 DUNBAR DRIVE
MORTGAGE AMT: 560,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92649
UNPAID BALANCE: 559,517.850 OPTION TO CONVERT : No
MONTHLY P&I: 3,632.15 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080007214 MORTGAGORS: GROSS, RUTH
GROSS, RICHARD
ADDRESS : 145 FAIRVIEW ROAD
MORTGAGE AMT: 416,000.00 CITY EAST FALLOW
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19320
UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,629.41 ANNUAL RATE ADJUST: 0.000
LTV : 46.22222 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080007834 MORTGAGORS: SLIWKA, PAUL
ADDRESS : 1321 T STREET NW
MORTGAGE AMT: 332,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 DC 20009
UNPAID BALANCE: 331,493.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,293.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080007883 MORTGAGORS: CLIGNETT, RODERICK
Clignett, Darolyn
CLIGNETT, DAROLYN
ADDRESS : 5739 MAYBERRY AVENUE
MORTGAGE AMT: 470,000.00 CITY RANCHO CUCA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91737
UNPAID BALANCE: 469,651.190 OPTION TO CONVERT : No
MONTHLY P&I: 3,286.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.66102 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080008725 MORTGAGORS: KIET, TANG
KIET, DUC
ADDRESS : 5181 E CAVENDISH LANE
MORTGAGE AMT: 308,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92807
UNPAID BALANCE: 307,747.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080008766 MORTGAGORS: COLEMAN, PAMELA
ADDRESS : 11012 HIDDEN FOX COURT
MORTGAGE AMT: 530,950.00 CITY ELLICOTT CI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21042
UNPAID BALANCE: 530,139.520 OPTION TO CONVERT : No
MONTHLY P&I: 3,667.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.99970 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080009111 MORTGAGORS: MCCAHEY, MITCHELL
MCCAHEY, CAROLINE
ADDRESS : 52 OLYMPIA WAY
MORTGAGE AMT: 340,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 11.87500 CA 94949
UNPAID BALANCE: 339,427.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 5.000
LTV : 68.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080009350 MORTGAGORS: MALTZ, MARK
MALTZ, INNA
ADDRESS : 7549 LILLA PLACE
MORTGAGE AMT: 340,000.00 CITY WEST HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91307
UNPAID BALANCE: 339,714.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080009376 MORTGAGORS: IRVING, EDMUND
IRVING, SUZANNE
ADDRESS : 11781 EAST TANQUE VERDE R
MORTGAGE AMT: 720,000.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85749
UNPAID BALANCE: 720,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,972.86 ANNUAL RATE ADJUST: 0.000
LTV : 62.60870 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080011604 MORTGAGORS: LICCIARDI, CHRISTOPHE
LICCIARDI, DONNA
ADDRESS : 21 SANFORD ROAD
MORTGAGE AMT: 290,000.00 CITY STOCKTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08559
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 71.60494 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080014848 MORTGAGORS: ANGELIDAKIS, PETER
ANGELIDAKIS, TRACY
ADDRESS : 7742 BLOOMFEILD TERRACE
MORTGAGE AMT: 412,400.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94568
UNPAID BALANCE: 412,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,883.56 ANNUAL RATE ADJUST: 0.000
LTV : 68.50498 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080014897 MORTGAGORS: DEGNAN, J
DEGNAN, SARAH
ADDRESS : 746 SAINT MICHAEL PLACE
MORTGAGE AMT: 292,750.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95037
UNPAID BALANCE: 292,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.95 ANNUAL RATE ADJUST: 0.000
LTV : 79.98852 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080015548 MORTGAGORS: B CURRIE, DAVID
CURRIE, SUSAN
ADDRESS : 56 CHEEVER CIRCLE
MORTGAGE AMT: 408,000.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01810
UNPAID BALANCE: 407,651.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,783.28 ANNUAL RATE ADJUST: 0.000
LTV : 75.55556 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080015597 MORTGAGORS: VALENTINE, MICHAEL
VALENTINE, KATHY
ADDRESS : 2081 OMEGA DRIVE
MORTGAGE AMT: 436,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92705
UNPAID BALANCE: 435,372.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,937.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080015613 MORTGAGORS: SCHNEIDER, TODD
LISI, KRISTINE
ADDRESS : 138 FOX HILL DRIVE
MORTGAGE AMT: 262,000.00 CITY HOLDEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01520
UNPAID BALANCE: 261,800.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000
LTV : 83.17460 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080016405 MORTGAGORS: TOPPING, WARREN
TOPPING, AMAMNDA
ADDRESS : 35 GARDEN STREET
MORTGAGE AMT: 279,300.00 CITY SAG HARBOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11963
UNPAID BALANCE: 279,087.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.06 ANNUAL RATE ADJUST: 0.000
LTV : 65.71765 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080016801 MORTGAGORS: BALLEW, BILLY
BALLEW, BECKY
ADDRESS : 22755 CANYAN LAKE DR SOUT
MORTGAGE AMT: 276,000.00 CITY CANYON LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92587
UNPAID BALANCE: 275,768.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,813.12 ANNUAL RATE ADJUST: 0.000
LTV : 78.85714 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080017338 MORTGAGORS: BAZEMORE, MICHAEL
ADDRESS : 2117 ROLLING ROCK ROAD
MORTGAGE AMT: 650,000.00 CITY WAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27587
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,324.27 ANNUAL RATE ADJUST: 0.000
LTV : 69.22258 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080017627 MORTGAGORS: TAKASUGI, JOAN
TAKASUGI, LLOYD
ADDRESS : 9728 LAKESHORE BLVD N E
MORTGAGE AMT: 436,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98115
UNPAID BALANCE: 435,651.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,937.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080017767 MORTGAGORS: CHEY, GEORGE
CHEY, ELIZABETH
ADDRESS : 3266 LOWRY ROAD
MORTGAGE AMT: 448,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90027
UNPAID BALANCE: 447,667.520 OPTION TO CONVERT : No
MONTHLY P&I: 3,132.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080018062 MORTGAGORS: FORDEN, SCOTT
FORDEN, ALLYSON
ADDRESS : 2419 GREENFIELD AVENUE
MORTGAGE AMT: 297,500.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91006
UNPAID BALANCE: 297,250.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,954.36 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080018070 MORTGAGORS: KELLY, STEVEN
KELLY, ELIZABETH
ADDRESS : 6278 HILLSIDE LANE
MORTGAGE AMT: 210,000.00 CITY WHITTIER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90601
UNPAID BALANCE: 209,646.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,379.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.24528 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080018245 MORTGAGORS: NUNNALLY, WARREN
ADDRESS : 4008 MAUREEN LANE
MORTGAGE AMT: 203,200.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22033
UNPAID BALANCE: 203,029.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,334.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080018674 MORTGAGORS: DENNY, GERALD
DENNY, CONNIE
ADDRESS : 1635 MARY TODD LANE
MORTGAGE AMT: 270,000.00 CITY O FALLON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 62269
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000
LTV : 79.41176 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080018724 MORTGAGORS: STICKNEY, CATHRIN
ADDRESS : 1227 33RD STREET NW
MORTGAGE AMT: 303,200.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 DC 20007
UNPAID BALANCE: 302,676.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,966.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080018765 MORTGAGORS: VAN BEEK, KENNETH
VAN BEEK, LYDIA
ADDRESS : 8424 NAKETA LANE
MORTGAGE AMT: 325,000.00 CITY MUKILTEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98275
UNPAID BALANCE: 324,740.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000
LTV : 50.17368 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080019003 MORTGAGORS: GARNER, RICHARD
GARNER, ALISHA
GARNER, ALISA
ADDRESS : 23 TALL PINES DRIVE
MORTGAGE AMT: 650,000.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06883
UNPAID BALANCE: 649,440.360 OPTION TO CONVERT : No
MONTHLY P&I: 4,215.89 ANNUAL RATE ADJUST: 0.000
LTV : 61.32075 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080019086 MORTGAGORS: FIGUEIRA, ANA
FERNANDEZ, JORGE
ADDRESS : 43 HARTWELL AVENUE
MORTGAGE AMT: 297,900.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01460
UNPAID BALANCE: 297,673.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,057.52 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080019375 MORTGAGORS: ELLMAN, BRUCE
ELLMAN, SHEILA
ADDRESS : 229 S MAPLE DRIVE
MORTGAGE AMT: 327,000.00 CITY BEVERLY HIL
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 90212
UNPAID BALANCE: 326,711.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,093.82 ANNUAL RATE ADJUST: 0.000
LTV : 42.46753 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080019482 MORTGAGORS: SPENCER, PATRICK
SPENCER, DONNA
ADDRESS : 68 HAMILL DRIVE
MORTGAGE AMT: 384,000.00 CITY MACON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 31210
UNPAID BALANCE: 383,685.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,554.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080019656 MORTGAGORS: CHEN, HWEI HWANG
WEI, YANG CHEN
ADDRESS : 1537 DIAMOND COURT
MORTGAGE AMT: 473,700.00 CITY DIAMOND BAR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91765
UNPAID BALANCE: 473,302.040 OPTION TO CONVERT : No
MONTHLY P&I: 3,111.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.99460 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080019920 MORTGAGORS: SMITH, KATHERINE
SMITH, WILLIAM
ADDRESS : 85 HECKER AVENUE
MORTGAGE AMT: 280,000.00 CITY DARIEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CT 06820
UNPAID BALANCE: 279,792.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080019979 MORTGAGORS: Scott, Gerald
RAYHILL, SANDRA
ADDRESS : 2603 W Bainbridge Circle
MORTGAGE AMT: 337,644.00 CITY Pearland
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 77584
UNPAID BALANCE: 337,373.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,274.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080020159 MORTGAGORS: GREY, ANTHONY
GREY, KAREN
ADDRESS : N6882 N PRAIRIE LANE
MORTGAGE AMT: 340,000.00 CITY DURAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 54736
UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080020357 MORTGAGORS: VELA, ISRAEL
ADDRESS : 12120 S RIVIERA
MORTGAGE AMT: 443,500.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92782
UNPAID BALANCE: 442,583.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,950.62 ANNUAL RATE ADJUST: 0.000
LTV : 77.80702 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080020472 MORTGAGORS: BLANDA, COSMO
ADDRESS : 723 RODMAN STREET
MORTGAGE AMT: 201,500.00 CITY PHILADELPHI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19147
UNPAID BALANCE: 201,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,408.92 ANNUAL RATE ADJUST: 0.000
LTV : 69.12521 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080020530 MORTGAGORS: GOMEZ, CAROLINE
GOMEZ, WYATT
ADDRESS : 4821 ASHMONT DRIVE
MORTGAGE AMT: 272,300.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95111
UNPAID BALANCE: 272,087.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,857.57 ANNUAL RATE ADJUST: 0.000
LTV : 73.59459 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080020548 MORTGAGORS: HOOD, RODNEY
ADDRESS : 4875 TALTEC DRIVE
MORTGAGE AMT: 307,000.00 CITY LA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91941
UNPAID BALANCE: 307,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,094.28 ANNUAL RATE ADJUST: 0.000
LTV : 59.61165 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080020563 MORTGAGORS: THIEL, WAYNE
THIEL, PAMELA
ADDRESS : 15945 MIAMI WAY
MORTGAGE AMT: 617,150.00 CITY PACIFIC PAL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90272
UNPAID BALANCE: 617,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,105.91 ANNUAL RATE ADJUST: 0.000
LTV : 68.57222 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080021066 MORTGAGORS: PEREZ, CLAUDIA
ADDRESS : 4763 ORCHARD STREET
MORTGAGE AMT: 97,600.00 CITY MONTCLAIR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91763
UNPAID BALANCE: 97,451.010 OPTION TO CONVERT : No
MONTHLY P&I: 674.10 ANNUAL RATE ADJUST: 0.000
LTV : 78.08000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080021090 MORTGAGORS: AKKAD, NABIL
MAHAYNI AKKA, MAHA
ADDRESS : 1800 WHEATON TRACE
MORTGAGE AMT: 356,750.00 CITY FORT SMITH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AR 72908
UNPAID BALANCE: 356,457.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,373.47 ANNUAL RATE ADJUST: 0.000
LTV : 78.40659 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080021207 MORTGAGORS: ELWELL, JON
ELWELL, SHARON
ADDRESS : 22 GREGORY LANE
MORTGAGE AMT: 416,800.00 CITY CHESTER SPR
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19425
UNPAID BALANCE: 416,432.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,668.82 ANNUAL RATE ADJUST: 0.000
LTV : 89.82759 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080021421 MORTGAGORS: GRLIC, NENAD
GRLIC, ANN
ADDRESS : 28-57 209th Place
MORTGAGE AMT: 320,000.00 CITY BAYSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11360
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080021793 MORTGAGORS: CARRAHER, JOHN
ADDRESS : 73 WINDMERE
MORTGAGE AMT: 252,908.00 CITY JACKSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TN 38305
UNPAID BALANCE: 252,908.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,941.87 ANNUAL RATE ADJUST: 0.000
LTV : 92.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0080022577 MORTGAGORS: CONNOR, PETER
CONNOR, DEANNA
ADDRESS : 4316 LAKEWAY BOULEVARD
MORTGAGE AMT: 338,580.00 CITY LAKEWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 78734
UNPAID BALANCE: 338,309.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,281.08 ANNUAL RATE ADJUST: 0.000
LTV : 75.24000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080022593 MORTGAGORS: ANDERSON, MALCOLM
ANDERSON, MARY
ADDRESS : 31118 N HIGH MEADOW CIRCL
MORTGAGE AMT: 252,000.00 CITY Magnolia
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 77355
UNPAID BALANCE: 251,798.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080022809 MORTGAGORS: MATHEWS, ALEXANDER
MATHEWS, OLIVIA
ADDRESS : 19 ELECTRIC AVE
MORTGAGE AMT: 355,050.00 CITY SOMERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02144
UNPAID BALANCE: 355,050.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,422.07 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080022833 MORTGAGORS: MANGANARO, DAVID
MANGANARO, BARBARA
ADDRESS : 8 ST THOMAS MORE DRIVE
MORTGAGE AMT: 550,000.00 CITY WINCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01890
UNPAID BALANCE: 549,526.460 OPTION TO CONVERT : No
MONTHLY P&I: 3,567.29 ANNUAL RATE ADJUST: 0.000
LTV : 67.90123 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080025083 MORTGAGORS: Alewynse, John
Alewynse, Joyce
ADDRESS : 129 Chandler Court
MORTGAGE AMT: 269,000.00 CITY WILLIAMSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23185
UNPAID BALANCE: 268,774.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,767.14 ANNUAL RATE ADJUST: 0.000
LTV : 93.08000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080026255 MORTGAGORS: ROWEN, DAVID
ROWEN, CATHERINE
ADDRESS : 5519 ROGERS ST
MORTGAGE AMT: 279,550.00 CITY DAVIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95616
UNPAID BALANCE: 279,550.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.98981 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080027360 MORTGAGORS: MORRIS, KENNETH
MORRIS, MARIA
ADDRESS : 2187 RUDOLPH DR
MORTGAGE AMT: 341,300.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93065
UNPAID BALANCE: 341,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,242.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.99850 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080027469 MORTGAGORS: KORNBERG, DAVID
KORNBERG, PAULA
ADDRESS : 10 WYTHE COURT
MORTGAGE AMT: 280,000.00 CITY BELLE MEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08502
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080028087 MORTGAGORS: MASSEY, ROGER
MASSEY, MARY
ADDRESS : 143 GRIFFITTS KEEP COURT
MORTGAGE AMT: 289,500.00 CITY GREENBACK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TN 37742
UNPAID BALANCE: 289,285.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,024.23 ANNUAL RATE ADJUST: 0.000
LTV : 82.71429 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080028236 MORTGAGORS: ASSUNCAO, ROBERT
ASSUNCAO, ELAINE
ADDRESS : 15 YEARLING PATH
MORTGAGE AMT: 439,800.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07722
UNPAID BALANCE: 439,448.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,963.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.99272 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080028244 MORTGAGORS: ANDERSON, PETER
ANDERSON, AMY
ADDRESS : 9 MAST HILL ROAD
MORTGAGE AMT: 366,000.00 CITY HINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02043
UNPAID BALANCE: 365,721.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,527.87 ANNUAL RATE ADJUST: 0.000
LTV : 89.26829 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080028517 MORTGAGORS: PASTO, MATTHEW
PASTO, ROSEMARIE
ADDRESS : 3204 SAWMILL ROAD
MORTGAGE AMT: 432,000.00 CITY NEWTOWN SQU
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19073
UNPAID BALANCE: 431,456.080 OPTION TO CONVERT : No
MONTHLY P&I: 3,018.92 ANNUAL RATE ADJUST: 0.000
LTV : 66.46154 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
--------------------------------------------------------------------------------
LN # 0080028814 MORTGAGORS: KIM, BO
ADDRESS : 472 9TH ST
MORTGAGE AMT: 436,000.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NY 11215
UNPAID BALANCE: 436,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.89 ANNUAL RATE ADJUST: 0.000
LTV : 67.59690 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080029184 MORTGAGORS: O NEILL, MOLLY
ADDRESS : 145 ALGONQUIN RD
MORTGAGE AMT: 496,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02465
UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,299.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080029200 MORTGAGORS: YOUNG, ROBERT
YOUNG, ELIZABETH
ADDRESS : 53 SPRING ROAD
MORTGAGE AMT: 338,000.00 CITY NEEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02494
UNPAID BALANCE: 329,699.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,363.35 ANNUAL RATE ADJUST: 0.000
LTV : 74.28571 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080029242 MORTGAGORS: FENN, THOMAS
FENN, JULIE
ADDRESS : 15 SHADE STREET
MORTGAGE AMT: 318,000.00 CITY LEXINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02421
UNPAID BALANCE: 318,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.54 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080029838 MORTGAGORS: TRAN, SON
TONG, KHOI-NGUYEN
ADDRESS : 44630 HIGHLAND PLACE
MORTGAGE AMT: 777,000.00 CITY Fremont
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94539
UNPAID BALANCE: 776,347.220 OPTION TO CONVERT : No
MONTHLY P&I: 5,104.34 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080030497 MORTGAGORS: MCGARVEY, JOHN
MCGARVEY, LAURA
ADDRESS : 64 SALEM ROAD
MORTGAGE AMT: 259,000.00 CITY TRUMBULL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06611
UNPAID BALANCE: 258,777.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,679.87 ANNUAL RATE ADJUST: 0.000
LTV : 60.23256 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080030885 MORTGAGORS: KRISHNA, JAYANT
KRISHNA, SUSHMA
ADDRESS : 11586 ALEGRE DRIVE
MORTGAGE AMT: 325,000.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94568
UNPAID BALANCE: 324,503.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,244.69 ANNUAL RATE ADJUST: 0.000
LTV : 82.69720 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080031040 MORTGAGORS: HIGUERA, ALFRED
HIGUERA, ANNA
ADDRESS : 201 CANYON LAKES PLACE
MORTGAGE AMT: 360,000.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94583
UNPAID BALANCE: 359,704.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 65.45455 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080031172 MORTGAGORS: DUGAN, HENRY
DUGAN, ANN
ADDRESS : 3625 27 CENTRAL AVENUE
MORTGAGE AMT: 364,000.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 NJ 08226
UNPAID BALANCE: 363,424.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,702.69 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080031438 MORTGAGORS: ROSSI, JASON
ROSSI, JULIE
ADDRESS : 377 KINGSTON COURT
MORTGAGE AMT: 299,050.00 CITY WEST NEW YO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07093
UNPAID BALANCE: 298,810.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,014.76 ANNUAL RATE ADJUST: 0.000
LTV : 79.74667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080031891 MORTGAGORS: GLUCK, MICHAEL
ADDRESS : 118 ROLLING HILL ROAD
MORTGAGE AMT: 599,000.00 CITY SKILLMAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08558
UNPAID BALANCE: 599,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,935.01 ANNUAL RATE ADJUST: 0.000
LTV : 74.96871 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032089 MORTGAGORS: GREENWALD, JOHN
DE A GREENWA, MARIA
ADDRESS : 3101 WOODLEY ROAD NW
MORTGAGE AMT: 370,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DC 20008
UNPAID BALANCE: 370,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,587.10 ANNUAL RATE ADJUST: 0.000
LTV : 47.13376 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032097 MORTGAGORS: HAWKINS, WILLIAM
HAWKINS, KATHRYN
ADDRESS : 4289 SOUTH SKYLINE DRIVE
MORTGAGE AMT: 247,000.00 CITY Ogden
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 UT 84403
UNPAID BALANCE: 246,613.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,684.98 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032154 MORTGAGORS: STURM, STEVEN
STURM, SHARON
ADDRESS : 1109 BELLVIEW ROAD
MORTGAGE AMT: 425,150.00 CITY MC LEAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22102
UNPAID BALANCE: 424,801.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,828.53 ANNUAL RATE ADJUST: 0.000
LTV : 68.02400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032162 MORTGAGORS: ROMINGER, DAVID
ROMINGER, CYNTHIA
ADDRESS : 1 FRIENDSHIP LANE
MORTGAGE AMT: 276,600.00 CITY Avondale
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 PA 19311
UNPAID BALANCE: 276,389.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.41 ANNUAL RATE ADJUST: 0.000
LTV : 94.99000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032246 MORTGAGORS: HAGEN, GREGORY
ADDRESS : 956 CORNISH DRIVE
MORTGAGE AMT: 360,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92024
UNPAID BALANCE: 359,408.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032378 MORTGAGORS: NUSSBAUM, GREG
PANTANO, PATRICIA
ADDRESS : STATE ROAD 76 & CAMINO DE
MORTGAGE AMT: 280,000.00 CITY Espanola
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NM 87532
UNPAID BALANCE: 279,776.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032691 MORTGAGORS: BOSCO, FRANCIS
ADDRESS : 27 STONEWALL CIRCLE
MORTGAGE AMT: 290,450.00 CITY PRINCETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08540
UNPAID BALANCE: 290,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,956.82 ANNUAL RATE ADJUST: 0.000
LTV : 79.99020 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032873 MORTGAGORS: WALL, DANIEL
WALL, LAURA
ADDRESS : 995 KELLEY COURT
MORTGAGE AMT: 516,000.00 CITY LAFAYETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94549
UNPAID BALANCE: 514,785.100 OPTION TO CONVERT : No
MONTHLY P&I: 3,520.03 ANNUAL RATE ADJUST: 0.000
LTV : 62.54545 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032881 MORTGAGORS: O DONNELL, JAMES
O DONNELL, SYLVIA
ADDRESS : 33841 CABRILLO ISLE
MORTGAGE AMT: 1,249,500.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92629
UNPAID BALANCE: 1,248,525. OPTION TO CONVERT : No
270
MONTHLY P&I: 8,523.79 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080033038 MORTGAGORS: HEWITT, FRANCIS
HEWITT, SHARON
ADDRESS : 164 BRIDGES LANE
MORTGAGE AMT: 319,900.00 CITY NORTH ANDOV
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01845
UNPAID BALANCE: 319,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,101.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080033145 MORTGAGORS: BECKMAN, ARTHUR
BECKMAN, EDITH
ADDRESS : 4244 MIRADOR DRIVE
MORTGAGE AMT: 352,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94566
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,312.39 ANNUAL RATE ADJUST: 0.000
LTV : 78.22222 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080033319 MORTGAGORS: JOHNSON, ALLEN
JOHNSON, DEBORAH
ADDRESS : 55 RAMONA PLACE
MORTGAGE AMT: 304,000.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93010
UNPAID BALANCE: 303,323.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080033483 MORTGAGORS: VARGO, KENNETH
VARGO, DONNA
ADDRESS : 17 POWDERHORN DRIVE
MORTGAGE AMT: 300,050.00 CITY KINNELON BO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07405
UNPAID BALANCE: 300,050.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.50 ANNUAL RATE ADJUST: 0.000
LTV : 55.56481 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080033749 MORTGAGORS: DUNN, PATRICK
DUNN, HOLLY
ADDRESS : 11510 HAVENNER RD
MORTGAGE AMT: 298,000.00 CITY FAIRFAX STA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22039
UNPAID BALANCE: 298,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,007.69 ANNUAL RATE ADJUST: 0.000
LTV : 79.04509 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080034358 MORTGAGORS: OVRUTSKIY, ALEKSANDR
ZAPOLSKAYA, TATYANA
ADDRESS : 4 BLAZURE DRIVE
MORTGAGE AMT: 300,000.00 CITY BERNARDSVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07924
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080034556 MORTGAGORS: BROWN, ERIC
ADDRESS : 20933 SOUTH SOUTH END ROA
MORTGAGE AMT: 280,000.00 CITY OREGON CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97045
UNPAID BALANCE: 279,561.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080035025 MORTGAGORS: BRECHER, EPHRAIM
BRECHER, CHANI
ADDRESS : 22 GROSSER LANE
MORTGAGE AMT: 600,000.00 CITY MONSEY
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 NY 10952
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,402.59 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080035033 MORTGAGORS: GROVES, JAMES
GROVES, COLLEEN
ADDRESS : 61 WOODLAND AVENUE
MORTGAGE AMT: 270,000.00 CITY SUMMIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 07901
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,093.31 ANNUAL RATE ADJUST: 0.000
LTV : 45.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0080035082 MORTGAGORS: JOSHI, SAFAL
JOSHI, AMEE
ADDRESS : 366 OSWEGO COURT
MORTGAGE AMT: 304,150.00 CITY WEST NEW YO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07093
UNPAID BALANCE: 303,906.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.12 ANNUAL RATE ADJUST: 0.000
LTV : 79.95376 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080035728 MORTGAGORS: PARNESS, DAVID
PARNESS, LIANE
ADDRESS : 21 JUNIPER ROAD
MORTGAGE AMT: 320,000.00 CITY SHARON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02067
UNPAID BALANCE: 319,404.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,529.20 ANNUAL RATE ADJUST: 0.000
LTV : 74.94145 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0080035777 MORTGAGORS: VOLASKI, MICHAEL
VOLASKI, TERI
ADDRESS : 2115 DORAL COURT
MORTGAGE AMT: 285,400.00 CITY OXNARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93030
UNPAID BALANCE: 285,177.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,946.94 ANNUAL RATE ADJUST: 0.000
LTV : 73.17949 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080035967 MORTGAGORS: SPINO, ANTHONY
SPINO, SANDRA
ADDRESS : 4531 TAM O SHANTER DRIVE
MORTGAGE AMT: 300,000.00 CITY WESTLAKE VI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91362
UNPAID BALANCE: 299,747.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 59.28854 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080036148 MORTGAGORS: YOON, JAY
YOON, MIN
ADDRESS : 1335 SUNBURST
MORTGAGE AMT: 337,400.00 CITY NORTHBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60062
UNPAID BALANCE: 337,136.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,301.66 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080036429 MORTGAGORS: BUTLIN, STEVEN
PAUP, JENNIFER
ADDRESS : 11055 ALBBURY COURT
MORTGAGE AMT: 360,000.00 CITY RESTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 20194
UNPAID BALANCE: 359,690.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,334.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080036692 MORTGAGORS: DRAEGER, ROBERT
DRAEGER, SUSAN
DRAEGER, SUSAN
ADDRESS : 300 KNOLLRIDGE COURT
MORTGAGE AMT: 314,900.00 CITY EL DORADO H
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95762
UNPAID BALANCE: 314,140.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,121.54 ANNUAL RATE ADJUST: 0.000
LTV : 64.27842 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080037336 MORTGAGORS: YOUNG, ROBERT
ADDRESS : 240 15TH AVENUE SOUTH
MORTGAGE AMT: 388,000.00 CITY NAPLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 34102
UNPAID BALANCE: 388,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,646.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080037351 MORTGAGORS: FLOOD, STEVEN
FLOOD, KATHLEEN
ADDRESS : 106 SOUTH STREET
MORTGAGE AMT: 272,000.00 CITY FOXBORO
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MA 02035
UNPAID BALANCE: 272,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,741.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039092 MORTGAGORS: SNEAD, PATRICK
SNEAD, CATHERINE
ADDRESS : 3529 HUNTLEY DRIVE
MORTGAGE AMT: 496,000.00 CITY DAVIDSONVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 21035
UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,468.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039621 MORTGAGORS: CUSHMAN, LAWRENCE
CUSHMAN, GAIL
ADDRESS : 23223 KIRK BRANCH ROAD
MORTGAGE AMT: 630,000.00 CITY MIDDLEBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20117
UNPAID BALANCE: 630,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,191.41 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039670 MORTGAGORS: HENRICK, JON
henrick`, justine
ADDRESS : 533 SEA CLIFF DRIVE
MORTGAGE AMT: 400,000.00 CITY Aptos
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95003
UNPAID BALANCE: 399,663.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000
LTV : 74.41000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039738 MORTGAGORS: LANCASTER, STEPHEN
PINTARD, SUZETTE
ADDRESS : 40141 N OLD STAGE ROAD
MORTGAGE AMT: 326,300.00 CITY Cave Creek
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85331
UNPAID BALANCE: 325,750.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,143.56 ANNUAL RATE ADJUST: 0.000
LTV : 87.01000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039753 MORTGAGORS: SERETAN, JEFFREY
ADDRESS : 11770 PACIFIC COAST HIGHW
MORTGAGE AMT: 400,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90265
UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 68.37607 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080039944 MORTGAGORS: HARDIN, MAYE
ADDRESS : 101 ROUNDHILL ROAD
MORTGAGE AMT: 333,700.00 CITY CHAPEL HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27514
UNPAID BALANCE: 333,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,192.17 ANNUAL RATE ADJUST: 0.000
LTV : 74.98876 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080040462 MORTGAGORS: WALKER, NATHANIEL
WALKER, CURRY
ADDRESS : 2200 BEECHRIDGE ROAD
MORTGAGE AMT: 245,000.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27608
UNPAID BALANCE: 245,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,650.61 ANNUAL RATE ADJUST: 0.000
LTV : 48.03922 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080041759 MORTGAGORS: HALE, BRIAN
HALE, VALERIE
ADDRESS : 2001 HARDWICK WAY
MORTGAGE AMT: 283,400.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95746
UNPAID BALANCE: 283,178.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,933.29 ANNUAL RATE ADJUST: 0.000
LTV : 73.04124 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080042039 MORTGAGORS: SACHS, HARRIS
SACHS, GAIL
ADDRESS : 8047 GATOR PALM DRIVE
MORTGAGE AMT: 270,000.00 CITY FT MYERS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33912
UNPAID BALANCE: 269,794.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.82 ANNUAL RATE ADJUST: 0.000
LTV : 72.83695 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080042070 MORTGAGORS: KARIMI, KAVEH
KARIMI, YEGANEH
ADDRESS : 14 ROCKY KNOLL
MORTGAGE AMT: 325,600.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92612
UNPAID BALANCE: 325,364.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,304.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080042377 MORTGAGORS: MURPHY, TIMOTHY
MURPHY, CARMEN
ADDRESS : 3530 NORTH HAWES ROAD #8
MORTGAGE AMT: 432,000.00 CITY Mesa
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85207
UNPAID BALANCE: 431,654.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,910.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080042476 MORTGAGORS: DOLCI, THEODORE
DOLCI, TONI
ADDRESS : 17 BEAR COURT
MORTGAGE AMT: 290,000.00 CITY HAMILTON TW
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NJ 08620
UNPAID BALANCE: 289,744.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,856.91 ANNUAL RATE ADJUST: 0.000
LTV : 69.04762 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080044100 MORTGAGORS: SALAZAR, JOHN
SALAZAR, CINDA
ADDRESS : 6908 MYSTIC WOODS WAY
MORTGAGE AMT: 279,500.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21044
UNPAID BALANCE: 279,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,859.53 ANNUAL RATE ADJUST: 0.000
LTV : 84.69697 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080044415 MORTGAGORS: LUEHRS, RICHARD
LUEHRS, SUSAN
LUEHRS, SUSAN
ADDRESS : 2333 ARBUTUS STREET
MORTGAGE AMT: 496,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92660
UNPAID BALANCE: 494,832.180 OPTION TO CONVERT : No
MONTHLY P&I: 3,383.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080045636 MORTGAGORS: MITCHELL, NANCY
ADDRESS : 264 FOREST AVENUE
MORTGAGE AMT: 326,000.00 CITY COHASSET
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02025
UNPAID BALANCE: 326,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.60 ANNUAL RATE ADJUST: 0.000
LTV : 57.09282 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080045693 MORTGAGORS: BOLTON, JOSEPH
BOLTON, JANE
ADDRESS : 9 SOUTHPOINT LANE
MORTGAGE AMT: 500,000.00 CITY IPSWICH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01938
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,242.99 ANNUAL RATE ADJUST: 0.000
LTV : 66.84492 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080045859 MORTGAGORS: JACKSON, CHRISTOPHE
JACKSON, GINA
ADDRESS : 1110 HUDSON STREET
MORTGAGE AMT: 289,000.00 CITY HOBOKEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07030
UNPAID BALANCE: 289,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,947.05 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080047012 MORTGAGORS: DUGGAN, MARK
DIGGINS, MARY
ADDRESS : 5 ROLLINS PLACE
MORTGAGE AMT: 568,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02114
UNPAID BALANCE: 568,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,923.03 ANNUAL RATE ADJUST: 0.000
LTV : 64.39909 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080047277 MORTGAGORS: REID, GERALD
REID, HARRIET
ADDRESS : 14151 EAGLE VIEW ROAD
MORTGAGE AMT: 380,000.00 CITY PERRIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92570
UNPAID BALANCE: 379,390.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080047756 MORTGAGORS: BOLGER, ROBERT
BOLGER, ADRIENNE
ADDRESS : 610 SIERRA MEADOWS DRIVE
MORTGAGE AMT: 293,000.00 CITY SIERRA MADR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91024
UNPAID BALANCE: 292,759.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,949.34 ANNUAL RATE ADJUST: 0.000
LTV : 65.84270 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080047871 MORTGAGORS: TYRRELL, PATRICK
TYRRELL, SUSAN
ADDRESS : 1817 GENTHER LANE
MORTGAGE AMT: 342,000.00 CITY FREDERICKSB
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 VA 22401
UNPAID BALANCE: 341,752.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,420.66 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080047897 MORTGAGORS: DALEY, JOHN
DALEY, LORI
ADDRESS : 296 GREAT DUKE DRIVE
MORTGAGE AMT: 282,400.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NV 89123
UNPAID BALANCE: 282,179.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.47 ANNUAL RATE ADJUST: 0.000
LTV : 94.13333 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048119 MORTGAGORS: HARE, NIXON
HARE, CAROLINE
ADDRESS : 23 PLANTERS ROW
MORTGAGE AMT: 487,500.00 CITY SKILLMAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08558
UNPAID BALANCE: 487,129.050 OPTION TO CONVERT : No
MONTHLY P&I: 3,367.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048127 MORTGAGORS: FREY, STEPHEN
FREY, LILLIAN
ADDRESS : 798 SHERLIN LANE
MORTGAGE AMT: 435,000.00 CITY GREAT FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22066
UNPAID BALANCE: 434,660.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,967.47 ANNUAL RATE ADJUST: 0.000
LTV : 63.50365 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048234 MORTGAGORS: NIP, KENNETH
TONG, CORA
ADDRESS : 808 SEAL POINTE DRIVE
MORTGAGE AMT: 300,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94065
UNPAID BALANCE: 299,417.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 46.87500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048283 MORTGAGORS: KUBA, DAVID
KUBA, JILL
KUBA, JILL
ADDRESS : 25936 CARROLL LANE
MORTGAGE AMT: 300,000.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91381
UNPAID BALANCE: 299,542.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048374 MORTGAGORS: SULLIVAN, EVELYN
ADDRESS : 57 ELLISVILLE ROAD
MORTGAGE AMT: 308,000.00 CITY PLYMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 MA 02360
UNPAID BALANCE: 307,427.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,921.52 ANNUAL RATE ADJUST: 0.000
LTV : 71.62791 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048465 MORTGAGORS: GUSTAFSON, EDWIN
GUSTAFSON, DONNA
ADDRESS : 1004 OCEAN FRONT SOUTH
MORTGAGE AMT: 300,000.00 CITY LAVALLETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08735
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000
LTV : 71.42857 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048788 MORTGAGORS: MEKETA, JAMES
MEKATA, CYNTHIA
ADDRESS : 604 WALNUT STREET
MORTGAGE AMT: 520,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02460
UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,635.92 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080049034 MORTGAGORS: CARR, JOHN
CARR, ELIZABETH
CARR, ELIZABETH
ADDRESS : 7016 REDCOAT DRIVE
MORTGAGE AMT: 252,200.00 CITY Flourtown
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 PA 19031
UNPAID BALANCE: 250,428.340 OPTION TO CONVERT : No
MONTHLY P&I: 1,635.76 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080049927 MORTGAGORS: TORRES, JESUS
TORRES, JUANITA
ADDRESS : 4725 4729 WEST 160TH STRE
MORTGAGE AMT: 242,250.00 CITY LAWNDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90260
UNPAID BALANCE: 241,460.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,611.70 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080050289 MORTGAGORS: GARDINER, STEVE
GARDINER, CHRISTIE
ADDRESS : 24693 VIA BUENA SUERTE
MORTGAGE AMT: 320,500.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92887
UNPAID BALANCE: 320,256.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,213.61 ANNUAL RATE ADJUST: 0.000
LTV : 78.17073 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080050602 MORTGAGORS: RUIZ, MARCELO
ADDRESS : 704 ARCH HALL LANE
MORTGAGE AMT: 319,100.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22314
UNPAID BALANCE: 318,818.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,043.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.99799 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080052111 MORTGAGORS: TAURO, JOHN
TAURO, CHERIE
ADDRESS : 10 VILLAGE DRIVE
MORTGAGE AMT: 296,000.00 CITY EAST LYME
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06333
UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080052210 MORTGAGORS: STEWART, ALEXANDER
STEWART, DOROTHY
ADDRESS : 1806 BOARDWALK 2ND FLR
MORTGAGE AMT: 295,000.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 NJ 08226
UNPAID BALANCE: 294,830.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.77 ANNUAL RATE ADJUST: 0.000
LTV : 56.73077 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080052343 MORTGAGORS: DELL ACQUA, RENO
DELLACQUA, YVONNE
DELLACQUA, RICHARD
WILLIAMS, SUSAN
ADDRESS : 1843 BUENA VISTA AVENUE
MORTGAGE AMT: 304,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94550
UNPAID BALANCE: 303,318.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,125.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080052509 MORTGAGORS: DONOVAN, JAMES
DONOVAN, MARGARET
ADDRESS : 2711 SYCAMORE CIRCLE
MORTGAGE AMT: 252,585.00 CITY AUDUBON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19403
UNPAID BALANCE: 252,362.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,617.33 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080052616 MORTGAGORS: FIELDS, DONALD
FIELDS, KAREN
ADDRESS : 3509 FIELDCREST AVENUE
MORTGAGE AMT: 259,200.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94533
UNPAID BALANCE: 258,982.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,702.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080052756 MORTGAGORS: MOORE, MICHAEL
MOORE, LINDA
ADDRESS : 1936 NORTH CANYON PARK
MORTGAGE AMT: 344,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 92867
UNPAID BALANCE: 343,696.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,202.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080053028 MORTGAGORS: BODNAR, STEPHEN
BODNAR, SANDRA
ADDRESS : 10 ADAMS HILL LANE
MORTGAGE AMT: 290,000.00 CITY NEWTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06470
UNPAID BALANCE: 289,750.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,880.94 ANNUAL RATE ADJUST: 0.000
LTV : 61.05263 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080053119 MORTGAGORS: KEHLMANN, GLENN
BILLER, BEVERLY
ADDRESS : 105 SUMNER STREET
MORTGAGE AMT: 394,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02459
UNPAID BALANCE: 394,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,621.29 ANNUAL RATE ADJUST: 0.000
LTV : 31.52000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080053135 MORTGAGORS: PONICHTERA, ERIC
PONICHTERA, SANDRA
ADDRESS : 2 FOX VINE LANE
MORTGAGE AMT: 344,000.00 CITY SCITUATE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02066
UNPAID BALANCE: 343,731.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,346.69 ANNUAL RATE ADJUST: 0.000
LTV : 83.90244 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080053390 MORTGAGORS: HERSHMAN, STUART
HERSHMAN, LESLEY
ADDRESS : 807 GREENWOOD AVENUE
MORTGAGE AMT: 608,000.00 CITY WILMETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60091
UNPAID BALANCE: 608,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,096.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080053564 MORTGAGORS: KATES, STEVEN
KATES, SUSAN
ADDRESS : 2 BIRCH PARKWAY
MORTGAGE AMT: 372,000.00 CITY SPARTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 07871
UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,633.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080053663 MORTGAGORS: TRAN, HAN
ADDRESS : 2703 EAST BAINBRIDGE CIRC
MORTGAGE AMT: 500,000.00 CITY PEARLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 77584
UNPAID BALANCE: 499,255.540 OPTION TO CONVERT : No
MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080053689 MORTGAGORS: CONNOLLY, JACQUELYN
ADDRESS : 505 SANTA ANA AVENUE
MORTGAGE AMT: 310,000.00 CITY Newport Beach
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92663
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,036.48 ANNUAL RATE ADJUST: 0.000
LTV : 65.26000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080054448 MORTGAGORS: STAMPER, EDWARD
STAMPER, DIANE
ADDRESS : 640 LIBERTY ROAD
MORTGAGE AMT: 290,000.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94952
UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 74.74227 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080055007 MORTGAGORS: STREETER, MARTIN
STREETER, KATHY
ADDRESS : 32 SHAW STREET
MORTGAGE AMT: 320,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02465
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000
LTV : 53.33333 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080055049 MORTGAGORS: MUROFF, MITCHELL
MUROFF, MARJORIE
ADDRESS : 69 OBER ROAD
MORTGAGE AMT: 388,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02459
UNPAID BALANCE: 388,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,614.03 ANNUAL RATE ADJUST: 0.000
LTV : 62.08000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080055056 MORTGAGORS: ARDOLINO, ARTHUR
ARDOLINO, DONNA
ADDRESS : 8 SPINNAKER LANE
MORTGAGE AMT: 318,600.00 CITY EAST PATCHO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11772
UNPAID BALANCE: 318,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.50 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080055312 MORTGAGORS: GALFIN, TED
GALFIN, CINDI
ADDRESS : 31631 MAR VISTA AVENUE
MORTGAGE AMT: 545,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92651
UNPAID BALANCE: 544,530.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,534.86 ANNUAL RATE ADJUST: 0.000
LTV : 68.55346 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080055973 MORTGAGORS: LEUNG, DANIEL
ADDRESS : 83 UNION STREET
MORTGAGE AMT: 280,000.00 CITY CLOSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07624
UNPAID BALANCE: 279,781.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080056120 MORTGAGORS: SHEEDY, KEVIN
SHEEDY, CHRISTINE
ADDRESS : 78 (LOT 13A) SAUNDERS LAN
MORTGAGE AMT: 354,750.00 CITY ROWLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01969
UNPAID BALANCE: 354,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,450.18 ANNUAL RATE ADJUST: 0.000
LTV : 79.99774 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080056690 MORTGAGORS: CORSELLO, FRANK
CORSELLO, MARY
ADDRESS : 3610 PARSONS POND CIRCLE
MORTGAGE AMT: 292,500.00 CITY WESTLAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OH 44145
UNPAID BALANCE: 292,277.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,020.23 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080056740 MORTGAGORS: STEVENSON, HARRY
STEVENSON, TINA
ADDRESS : 3 GATEWAY LANE
MORTGAGE AMT: 276,000.00 CITY NORTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02766
UNPAID BALANCE: 276,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.24 ANNUAL RATE ADJUST: 0.000
LTV : 76.66667 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080056831 MORTGAGORS: COSENZA, MATTHEW
COSENZA, ANNE
ADDRESS : 1316 SANCHEZ AVENUE
MORTGAGE AMT: 265,000.00 CITY BURLINGAME
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94010
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.29 ANNUAL RATE ADJUST: 0.000
LTV : 64.63415 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080056948 MORTGAGORS: HENNESSEE, NOLAN
HENNESSEE, CHRISTIE
ADDRESS : 504 CARO LANE
MORTGAGE AMT: 279,000.00 CITY CHAPIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 SC 29036
UNPAID BALANCE: 278,782.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080057086 MORTGAGORS: GREUBEL, PAUL
GREUBEL, CHRISTINE
ADDRESS : 19462 SIERRA CHULA
MORTGAGE AMT: 332,000.00 CITY Irvine
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92612
UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080057110 MORTGAGORS: MARRA, JASON
ADDRESS : 43 SCHOOL STREET
MORTGAGE AMT: 367,000.00 CITY CHARLESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02129
UNPAID BALANCE: 367,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,472.55 ANNUAL RATE ADJUST: 0.000
LTV : 73.40000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080058175 MORTGAGORS: GINSBERG, ROSS
LEMPERT, NINA
ADDRESS : 18 BREAKNECK HILL
MORTGAGE AMT: 300,000.00 CITY HOPKINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01748
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 77.51938 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080058282 MORTGAGORS: KIRWIN, CAROLYN
ADDRESS : 2 WINDY PINE
MORTGAGE AMT: 288,000.00 CITY SANDWICH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02563
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000
LTV : 63.29670 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080058290 MORTGAGORS: HERBSTRITT, JOHN
HERBSTRITT, TRACY
ADDRESS : 5172 WOODFIELD DR
MORTGAGE AMT: 155,920.00 CITY CENTREVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20120
UNPAID BALANCE: 155,792.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,037.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080058373 MORTGAGORS: SELAMAT, SUMARTO
SELAMAT, LISA
ADDRESS : 8811 NORTH 66TH AVENUE
MORTGAGE AMT: 96,593.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85301
UNPAID BALANCE: 96,438.040 OPTION TO CONVERT : No
MONTHLY P&I: 650.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.99884 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080058449 MORTGAGORS: BOTTOMLEY, GORDON
BOTTOMLEY, KAREN
ADDRESS : 1555 CARTPATH COURT
MORTGAGE AMT: 324,580.00 CITY YARDLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 PA 19067
UNPAID BALANCE: 324,580.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,105.22 ANNUAL RATE ADJUST: 0.000
LTV : 79.99915 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080058779 MORTGAGORS: SOMERA, GILBERT
SOMERA, IRENE
SOMERA, IRENE
ADDRESS : 4269 YACHT HARBOR DRIVE
MORTGAGE AMT: 312,000.00 CITY STOCKTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95204
UNPAID BALANCE: 311,461.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080058852 MORTGAGORS: HITTLE, ANN LOUISE
CONSTABLE, TIMOTHY
ADDRESS : 109 BARNARD AVENUE
MORTGAGE AMT: 360,000.00 CITY WATERTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02472
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,334.95 ANNUAL RATE ADJUST: 0.000
LTV : 64.28571 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080059041 MORTGAGORS: RODRIGUEZ, JESUS
PARRA, MANUEL
PARRA, ALMA
ADDRESS : 3907 SARK WAY
MORTGAGE AMT: 256,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95111
UNPAID BALANCE: 256,314.340 OPTION TO CONVERT : No
MONTHLY P&I: 1,815.50 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080059520 MORTGAGORS: GOLDMAN, TOBIAH
GOLDMAN, ROSLYN
ADDRESS : 4762 BLUE MESA WAY
MORTGAGE AMT: 274,500.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NV 89129
UNPAID BALANCE: 274,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.57 ANNUAL RATE ADJUST: 0.000
LTV : 84.97268 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080059538 MORTGAGORS: HABERMAN, NEAL
HABERMAN, MADELEINE
ADDRESS : 4907 MURIETTA AVENUE
MORTGAGE AMT: 249,100.00 CITY SHERMAN OAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91423
UNPAID BALANCE: 248,710.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,699.31 ANNUAL RATE ADJUST: 0.000
LTV : 75.03012 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080059736 MORTGAGORS: DOUGLASS, JOHN
Douglass, Susan
DOUGLASS, SUSAN
ADDRESS : 14249 HUME ROAD
MORTGAGE AMT: 588,000.00 CITY HUME
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22639
UNPAID BALANCE: 587,529.790 OPTION TO CONVERT : No
MONTHLY P&I: 3,961.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080060759 MORTGAGORS: FRATES, JAMES
FRATES, ELIZABETH
ADDRESS : 133 LOWELL ROAD
MORTGAGE AMT: 650,000.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02181
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 74.28571 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080060833 MORTGAGORS: GALLEHER, JOHN
GALLEHER, CAROLYN
ADDRESS : 22046 HYDE PARK
MORTGAGE AMT: 284,150.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 20147
UNPAID BALANCE: 283,634.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.99944 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080060957 MORTGAGORS: CASEY, STEVEN
CASEY, THERESE
ADDRESS : 2527 BRONSON RD
MORTGAGE AMT: 424,000.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06430
UNPAID BALANCE: 423,302.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,820.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080061187 MORTGAGORS: PROCTOR, KENNETH
PROCTOR, BARBARA
PROCTOR, BARBARA
ADDRESS : 133 NIGHTHAWK AVEUNE
MORTGAGE AMT: 300,000.00 CITY PLANTATION
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 FL 33324
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000
LTV : 52.57062 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080061641 MORTGAGORS: MCDANIEL, DAVID
MCDANIEL, TINA
ADDRESS : 18509 VIBURNUM WAY
MORTGAGE AMT: 266,400.00 CITY OLNEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20832
UNPAID BALANCE: 266,197.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.96 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080062847 MORTGAGORS: HOW, JOSEPH
CHAN, CELIA
ADDRESS : 109 CASCADES CIRCLE
MORTGAGE AMT: 278,896.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94587
UNPAID BALANCE: 278,667.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080064728 MORTGAGORS: ROACH, CHRISTOPHE
ROACH, BARBARA
ADDRESS : 831 TOPAZ DRIVE WEST
MORTGAGE AMT: 313,500.00 CITY WEST CHESTE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19382
UNPAID BALANCE: 313,223.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,007.38 ANNUAL RATE ADJUST: 0.000
LTV : 79.99183 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080065204 MORTGAGORS: GRAZIANO, THOMAS
GRAZIANO, DONNA
ADDRESS : 371 KINGSTON COURT
MORTGAGE AMT: 257,300.00 CITY WEST NEW YO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07093
UNPAID BALANCE: 257,109.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,799.08 ANNUAL RATE ADJUST: 0.000
LTV : 89.71828 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080065238 MORTGAGORS: HUNN, JOSEPH
HUNN, HIROKO
ADDRESS : 381 KINGSTON COURT
MORTGAGE AMT: 280,000.00 CITY WEST NEW YO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07093
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.81 ANNUAL RATE ADJUST: 0.000
LTV : 78.65169 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080065287 MORTGAGORS: BANKS, ERNIE
ADDRESS : 10929 MARINER DRIVE
MORTGAGE AMT: 640,500.00 CITY FORT WASHIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 MD 20744
UNPAID BALANCE: 640,059.210 OPTION TO CONVERT : No
MONTHLY P&I: 4,644.07 ANNUAL RATE ADJUST: 0.000
LTV : 67.42105 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080065345 MORTGAGORS: RUDDAN, GABRIEL
RUDDAN, SHIRLEY
ADDRESS : 1324 HORNE COURT
MORTGAGE AMT: 243,050.00 CITY BRENTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 94513
UNPAID BALANCE: 242,830.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,536.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.95066 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080065790 MORTGAGORS: SHERIDAN, JOHN
SHERIDAN, MARY
ADDRESS : 13 PHEASANT DRIVE
MORTGAGE AMT: 281,100.00 CITY LAWRENCEVIL
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 NJ 08648
UNPAID BALANCE: 280,845.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,776.75 ANNUAL RATE ADJUST: 0.000
LTV : 75.97297 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080066020 MORTGAGORS: SITA, THOMAS
SITA, MARY
SITA, RALPH
SITA, CYNTHIA
ADDRESS : 25 Hoile Lane
MORTGAGE AMT: 271,000.00 CITY HUNGINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20639
UNPAID BALANCE: 270,543.340 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000
LTV : 74.04000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080067499 MORTGAGORS: PAGE, JOSEPH
PAGE, CAROL
ADDRESS : 314 LORING AVENUE
MORTGAGE AMT: 1,100,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90024
UNPAID BALANCE: 1,099,075. OPTION TO CONVERT : No
860
MONTHLY P&I: 7,226.22 ANNUAL RATE ADJUST: 0.000
LTV : 73.57860 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080068000 MORTGAGORS: MCDERMOTT, PATRICK
MCDERMOTT, TERRY
ADDRESS : 2023 LAKE SHORE DRIVE
MORTGAGE AMT: 319,200.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IN 46360
UNPAID BALANCE: 318,662.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,096.92 ANNUAL RATE ADJUST: 0.000
LTV : 79.80000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080068059 MORTGAGORS: DANIELS, H
DANIELS, BARBARA
ADDRESS : 225 S. Road
MORTGAGE AMT: 501,400.00 CITY POCASSET
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02559
UNPAID BALANCE: 501,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,293.84 ANNUAL RATE ADJUST: 0.000
LTV : 51.16327 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080068208 MORTGAGORS: KIBLINGER, WILLIAM
ADDRESS : 4465 VIEW PLACE
MORTGAGE AMT: 292,500.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94611
UNPAID BALANCE: 290,021.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,045.20 ANNUAL RATE ADJUST: 0.000
LTV : 76.67104 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080068299 MORTGAGORS: WERNER, LOUIS
werner, dorothy
WERNER, DOROTHY
ADDRESS : 43 19 192ND ST
MORTGAGE AMT: 247,500.00 CITY FLUSHING
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11358
UNPAID BALANCE: 247,325.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.13 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080068976 MORTGAGORS: BROPHY, PAUL
DRUKER, MARJORIE
ADDRESS : 355 CABOT STREET
MORTGAGE AMT: 380,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02159
UNPAID BALANCE: 379,696.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080069008 MORTGAGORS: MITKEVICIUS, KESTUTIS
LIND, SUSAN
ADDRESS : 47 CLARK STREET
MORTGAGE AMT: 330,800.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02459
UNPAID BALANCE: 330,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.66 ANNUAL RATE ADJUST: 0.000
LTV : 65.37549 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080069073 MORTGAGORS: FREMD, TRACEY
FREMD, ERIC
ADDRESS : 1000 MORNING GLORY CT
MORTGAGE AMT: 273,400.00 CITY EL DORADO H
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95762
UNPAID BALANCE: 273,170.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.05 ANNUAL RATE ADJUST: 0.000
LTV : 70.47518 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080069438 MORTGAGORS: PURI, RAJ
PURI, MARA
ADDRESS : 11412 RIDGE MIST TERRACE
MORTGAGE AMT: 480,050.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20854
UNPAID BALANCE: 479,656.500 OPTION TO CONVERT : No
MONTHLY P&I: 3,193.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.99833 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080069677 MORTGAGORS: CARR, JOHNNY
CARR, JILL
ADDRESS : 6101 HUTTON COURT
MORTGAGE AMT: 283,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95123
UNPAID BALANCE: 282,789.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.78 ANNUAL RATE ADJUST: 0.000
LTV : 82.02899 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080069867 MORTGAGORS: GEORGE, WALTER
GEORGE, PEGGY
ADDRESS : 702 S SIXTH ST
MORTGAGE AMT: 349,000.00 CITY COLUMBUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 43206
UNPAID BALANCE: 349,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,351.28 ANNUAL RATE ADJUST: 0.000
LTV : 79.86270 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080069917 MORTGAGORS: Zagozewski, William
ZAGOZEWSKI, J.LORRAINE
ADDRESS : 2913 Denver Street
MORTGAGE AMT: 351,900.00 CITY San Diego
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92117
UNPAID BALANCE: 351,632.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,430.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070022 MORTGAGORS: WOI, MICHAEL
WOI, JULIE
ADDRESS : 20420 ROSLIN AVENUE
MORTGAGE AMT: 281,500.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90503
UNPAID BALANCE: 281,257.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,825.80 ANNUAL RATE ADJUST: 0.000
LTV : 68.40826 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070055 MORTGAGORS: SIMMONDS, STEPHEN
SIMMONDS, FRAN
ADDRESS : 4243 MOONCREST PLACE
MORTGAGE AMT: 464,000.00 CITY ENCINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91436
UNPAID BALANCE: 464,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,204.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070162 MORTGAGORS: TREROTOLA, JAMES
TREROTOLA, DEBRA
ADDRESS : 16 KINGSTON LANE
MORTGAGE AMT: 330,000.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08226
UNPAID BALANCE: 329,748.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000
LTV : 68.75000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070410 MORTGAGORS: DAVIS, JAMES
DAVIS, DONNA
ADDRESS : 687 BRIGHTWATERS DRIVE
MORTGAGE AMT: 430,000.00 CITY WHITE STONE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 VA 22578
UNPAID BALANCE: 429,688.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,043.52 ANNUAL RATE ADJUST: 0.000
LTV : 72.26891 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070576 MORTGAGORS: WILLIAMS, ROBERT
ROUNTREE, ELIZABETH
ADDRESS : 160 LAMBERT HOPEWELL ROAD
MORTGAGE AMT: 309,600.00 CITY HOPEWELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08525
UNPAID BALANCE: 309,352.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,085.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070626 MORTGAGORS: HABERMAN, CLAY
HABERMAN, JOAN
ADDRESS : 1010 GRAYSON ROAD
MORTGAGE AMT: 260,000.00 CITY PLEASANT HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94523
UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 76.02339 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070675 MORTGAGORS: HOLLAND, WAYNE
HOLLAND, KATHLEEN
ADDRESS : 5443 EVENING SKY DRIVE
MORTGAGE AMT: 325,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93063
UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000
LTV : 68.40060 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070683 MORTGAGORS: CHIRONIS, STEVEN
SARMIENTO, SALLY
CHIRONIS, SALLY
ADDRESS : 9 HARBORFIELDS COURT
MORTGAGE AMT: 300,000.00 CITY Greenlawn
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 11740
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 71.83000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070691 MORTGAGORS: BASEL, MITCHELL
BASEL, JOANN
ADDRESS : 31 LITTLE COMFORT WAY
MORTGAGE AMT: 337,610.00 CITY SOUTH KINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 RI 02879
UNPAID BALANCE: 337,335.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,384.50 ANNUAL RATE ADJUST: 0.000
LTV : 70.33542 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080070816 MORTGAGORS: MCGARRY, KEVIN
MCGARRY, MARY
ADDRESS : 10666 FRANK DANIELS WAY
MORTGAGE AMT: 305,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92131
UNPAID BALANCE: 304,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,029.17 ANNUAL RATE ADJUST: 0.000
LTV : 72.61905 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080071129 MORTGAGORS: VEEVAERT, JAMES
VEEVAERT, ALICIA
ADDRESS : 360 INDIGO PLACE NORTHWES
MORTGAGE AMT: 292,450.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98027
UNPAID BALANCE: 292,210.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.68 ANNUAL RATE ADJUST: 0.000
LTV : 89.99846 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080071137 MORTGAGORS: FALKENSTEIN, PAUL
MISHRA, KIRIN
ADDRESS : 97 PARKSIDE DRIVE
MORTGAGE AMT: 255,000.00 CITY NEW HOPE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 18938
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000
LTV : 77.27273 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080071343 MORTGAGORS: MADIGAN, MARY
ADDRESS : 362 PENFIELD ROAD
MORTGAGE AMT: 276,000.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06430
UNPAID BALANCE: 275,784.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080071533 MORTGAGORS: TURNER, GEORGE
ADDRESS : 31904 CEDARCRAFT ROAD
MORTGAGE AMT: 330,000.00 CITY ACTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93510
UNPAID BALANCE: 329,742.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,251.19 ANNUAL RATE ADJUST: 0.000
LTV : 76.74419 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080071855 MORTGAGORS: CAMPAGNA, MICHAEL
CAMPAGNA, JANINE
ADDRESS : 211 S CLINTON AVENUE
MORTGAGE AMT: 330,000.00 CITY OAK PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60302
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000
LTV : 65.67164 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080071970 MORTGAGORS: BENTON, HADLEY
BENTON, KAREN
BENTON, KAREN
ADDRESS : 77 PUTMAN CIR
MORTGAGE AMT: 280,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30342
UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 67.87879 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080072085 MORTGAGORS: NIKOLAI, BEVERLY
GALBRAITH, CYNTHIA
ADDRESS : 1780 FLANDERS COURT
MORTGAGE AMT: 340,000.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94598
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,205.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080072127 MORTGAGORS: MCPADDEN, CARL
MCPADDEN, MAUREEN
ADDRESS : 13640 BURKE ROAD
MORTGAGE AMT: 647,000.00 CITY Los Altos
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94022
UNPAID BALANCE: 646,519.830 OPTION TO CONVERT : No
MONTHLY P&I: 4,523.92 ANNUAL RATE ADJUST: 0.000
LTV : 67.40000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080072705 MORTGAGORS: MERGHOUB, BAELHADJ
MERGHOUB, GABRIELLE
ADDRESS : 5313 CARDINAL COURT
MORTGAGE AMT: 415,300.00 CITY BETHESDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20816
UNPAID BALANCE: 414,633.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,797.96 ANNUAL RATE ADJUST: 0.000
LTV : 54.93386 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080072937 MORTGAGORS: JIMENEZ, LUCIA
JIMENEZ, ARNALDO
ADDRESS : 3 EMMONS PATH
MORTGAGE AMT: 420,000.00 CITY CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07930
UNPAID BALANCE: 419,358.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080072952 MORTGAGORS: OUSDAHL, RONDAL
OUSDAHL, JANET
ADDRESS : 23980 OLD POMEGRANATE ROA
MORTGAGE AMT: 247,150.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92887
UNPAID BALANCE: 246,961.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,707.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.98641 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080073034 MORTGAGORS: PETITPAS, DENNIS
PETITPAS, LORI
ADDRESS : 941 MORELLO HILLS DRIVE
MORTGAGE AMT: 262,530.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94553
UNPAID BALANCE: 262,076.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,702.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.99866 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080073364 MORTGAGORS: CLAVIN, JOHN
ADDRESS : 18901 MUIRKIRK DRIVE
MORTGAGE AMT: 275,950.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91326
UNPAID BALANCE: 275,734.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.99710 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080073646 MORTGAGORS: GALAT, GREGORY
GALAT, TRACEY
ADDRESS : 7 SHEFFIELD CIRCLE
MORTGAGE AMT: 300,000.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01810
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080073703 MORTGAGORS: LEE, DAVIS
ADDRESS : 4459 LAAKEA STREET
MORTGAGE AMT: 250,000.00 CITY HONOLULU
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 HI 96818
UNPAID BALANCE: 249,814.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000
LTV : 69.44444 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080073786 MORTGAGORS: DAVIS, DANA
Davis, Jerri
DAVIS, JERRI
ADDRESS : 813 COLUMBINE COURT
MORTGAGE AMT: 390,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94526
UNPAID BALANCE: 389,695.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,660.49 ANNUAL RATE ADJUST: 0.000
LTV : 79.59184 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080074099 MORTGAGORS: FISHER, PETER
Fisher, Lori
FISHER, LORI
ADDRESS : 16 WHIPPLETREE RD
MORTGAGE AMT: 252,980.00 CITY CHELMSFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01824
UNPAID BALANCE: 252,782.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,725.77 ANNUAL RATE ADJUST: 0.000
LTV : 88.76491 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080074263 MORTGAGORS: SCHOONMAKER, JAMES
SCHOONMAKER, KAREN
ADDRESS : 79 NORFOLK ROAD
MORTGAGE AMT: 297,600.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02474
UNPAID BALANCE: 297,367.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080074354 MORTGAGORS: Syler, Luann
ADDRESS : 127 G STREET
MORTGAGE AMT: 404,000.00 CITY Newport Beach
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92661
UNPAID BALANCE: 403,660.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,653.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080074578 MORTGAGORS: RICHTER, FREDERICK
Richter, Camilla
RICHTER, CAMILLA
ADDRESS : 1800 LAVE AVENUE
MORTGAGE AMT: 308,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90815
UNPAID BALANCE: 307,759.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,101.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080074834 MORTGAGORS: GRAY, TERRY
GRAY, JAYE
ADDRESS : 3069 LA PIETRA CIRCLE
MORTGAGE AMT: 420,000.00 CITY HONOLULU
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 HI 96815
UNPAID BALANCE: 420,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,724.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080075021 MORTGAGORS: DUDDY, JOSEPH
DUDDY, JENNIFER
ADDRESS : 305 CRESCENT PARKWAY
MORTGAGE AMT: 450,000.00 CITY SEA GIRT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NJ 08750
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,993.87 ANNUAL RATE ADJUST: 0.000
LTV : 63.82979 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080075401 MORTGAGORS: RAND, JEROME
RAND, LINDA
ADDRESS : 9956 STONE VALE DRIVE
MORTGAGE AMT: 320,283.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22181
UNPAID BALANCE: 320,283.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,077.35 ANNUAL RATE ADJUST: 0.000
LTV : 79.99995 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080075765 MORTGAGORS: KUA, ALEX
KUA, ZENAIDA
ADDRESS : 23984 OLD POMEGRANATE ROA
MORTGAGE AMT: 267,850.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92887
UNPAID BALANCE: 267,624.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,759.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.95522 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080075864 MORTGAGORS: BEVIVINO, THOMAS
BEVIVINO, MARY
ADDRESS : 4813 ASBURY AVENUE
MORTGAGE AMT: 270,000.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08226
UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.64602 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080076110 MORTGAGORS: DRIVER, HENRY
DRIVER, SILVIA
ADDRESS : 8 EAST JAMES STREET
MORTGAGE AMT: 400,000.00 CITY FENWICK ISL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 DE 19944
UNPAID BALANCE: 399,680.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 64.62036 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080076334 MORTGAGORS: BENJAMIN, ROBERTA
ADDRESS : 5 WELLINGTON STREET
MORTGAGE AMT: 300,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02118
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 51.72414 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080076599 MORTGAGORS: GULUZIAN, ARAM
GULUZIAN, ELIZABETH
ADDRESS : 578 RIVIERA DRIVE
MORTGAGE AMT: 363,200.00 CITY TAMPA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33606
UNPAID BALANCE: 362,916.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,477.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080077159 MORTGAGORS: MASSEY, ROGER
MASSEY, CYNTHIA
ADDRESS : 410 MESA ROAD
MORTGAGE AMT: 275,200.00 CITY NIPOMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93444
UNPAID BALANCE: 275,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080077217 MORTGAGORS: BRADLEY, SCOTT
DAIGLE, CATHY
ADDRESS : 25000 MILLER CUT-OFF ROAD
MORTGAGE AMT: 328,000.00 CITY Los Gatos
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95030
UNPAID BALANCE: 327,750.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,265.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080077365 MORTGAGORS: KOVACK, G
KOVACK, KAREN
ADDRESS : 2753 BROOKSIDE DRIVE
MORTGAGE AMT: 350,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91709
UNPAID BALANCE: 349,713.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 69.30693 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080077407 MORTGAGORS: MOUNT, ROBERT
MOUNT, LINDA
ADDRESS : 24812 247TH PLACE SOUTHEA
MORTGAGE AMT: 352,000.00 CITY MAPLE VALLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98038
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,401.26 ANNUAL RATE ADJUST: 0.000
LTV : 89.34010 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080077845 MORTGAGORS: WIRTH, DAVID
WIRTH, DENISE
ADDRESS : 59 CLEVELAND ROAD
MORTGAGE AMT: 360,000.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02181
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080078009 MORTGAGORS: SCHADT, CRAIG
SCHADT, HEIDI
ADDRESS : 352 BROOKVALE ROAD
MORTGAGE AMT: 270,000.00 CITY KINNELON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07405
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.83 ANNUAL RATE ADJUST: 0.000
LTV : 73.97260 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080078595 MORTGAGORS: KRISHNA, ACHAL
SOMNALI, SANJAY
SOMNALI, SANJAY
ADDRESS : 30226 WILLOWBROOK ROAD
MORTGAGE AMT: 388,600.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94544
UNPAID BALANCE: 388,296.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,650.94 ANNUAL RATE ADJUST: 0.000
LTV : 94.99202 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080078967 MORTGAGORS: FINKEL, JOHN
SELTZER, ELYSE
ADDRESS : 621 MONTGOMERY SCHOOL LAN
MORTGAGE AMT: 480,000.00 CITY WYNNEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19096
UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080079270 MORTGAGORS: SUBLER, DAVID
SUBLER, PAMELA
ADDRESS : 6580 PLESENTON DRIVE
MORTGAGE AMT: 420,000.00 CITY WORTHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 OH 43085
UNPAID BALANCE: 419,680.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080079320 MORTGAGORS: DIGERONIMO, EDWARD
LUSSIER, LESLIE
ADDRESS : 30 DARTMOUTH STREET
MORTGAGE AMT: 489,976.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02116
UNPAID BALANCE: 489,976.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,342.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080079502 MORTGAGORS: VOGEL, ROY
VOGEL, WHITNEY
ADDRESS : 23 COLES HILL RD
MORTGAGE AMT: 295,200.00 CITY NORTH HALED
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 07508
UNPAID BALANCE: 295,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,114.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080079510 MORTGAGORS: KAU, WEN
KAU, JACKIE
ADDRESS : 21 SARENA UNIT 35
MORTGAGE AMT: 336,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 12.62500 CA 92612
UNPAID BALANCE: 335,756.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.19 ANNUAL RATE ADJUST: 5.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080079841 MORTGAGORS: PHARES, KENNETH
ADDRESS : 194 AMBER WOOD RUN
MORTGAGE AMT: 248,000.00 CITY CHAPEL HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NC 27516
UNPAID BALANCE: 248,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,587.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080079957 MORTGAGORS: WEAVER, RONALD
ADDRESS : 5785 LONE STAR VALLEY RD
MORTGAGE AMT: 392,000.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95602
UNPAID BALANCE: 391,709.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,740.92 ANNUAL RATE ADJUST: 0.000
LTV : 79.19192 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080080070 MORTGAGORS: VIOLA, RICHARD
STRINGER, TAMARA
ADDRESS : 6418 WOODLEIGH OAKS
MORTGAGE AMT: 305,440.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28226
UNPAID BALANCE: 305,189.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,032.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.99392 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080080609 MORTGAGORS: IOVINO, PETER
ADDRESS : 8735 HOLLYWOOD HILLS ROAD
MORTGAGE AMT: 331,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90046
UNPAID BALANCE: 330,455.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,202.16 ANNUAL RATE ADJUST: 0.000
LTV : 66.20000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080080682 MORTGAGORS: CRONKHITE, BRUCE
CRONKHITE, MEI
ADDRESS : 262 SOUTH WILLOW SPRINGS
MORTGAGE AMT: 252,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92869
UNPAID BALANCE: 251,817.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.64 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080080716 MORTGAGORS: WONG, GARY
STETSON, PAMELA
ADDRESS : 5 GREAT HALL ROAD
MORTGAGE AMT: 300,000.00 CITY MAHWAH TOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07430
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 34.28571 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080080724 MORTGAGORS: CREASMAN, CRAIG
CREASMAN, MARIKO
ADDRESS : 17970 VINELAND AVENUE
MORTGAGE AMT: 974,000.00 CITY MONTE SEREN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95030
UNPAID BALANCE: 973,221.110 OPTION TO CONVERT : No
MONTHLY P&I: 6,562.02 ANNUAL RATE ADJUST: 0.000
LTV : 59.03030 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080080856 MORTGAGORS: IDEN, DENNIS
IDEN, NANCY
ADDRESS : 5811 CATHEDRAL OAKS ROAD
MORTGAGE AMT: 308,000.00 CITY GOLETA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93117
UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080081011 MORTGAGORS: PFARR, JOHN
ADDRESS : 461 CHAPEL ST
MORTGAGE AMT: 275,000.00 CITY BLOCK ISLAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 RI 02807
UNPAID BALANCE: 274,795.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000
LTV : 77.90368 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080081029 MORTGAGORS: LAVENANT, MICHAEL
LAVENANT, DANA
ADDRESS : 143 VIA OLIVERA
MORTGAGE AMT: 286,800.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93012
UNPAID BALANCE: 286,339.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,932.23 ANNUAL RATE ADJUST: 0.000
LTV : 94.98261 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080081037 MORTGAGORS: SVIRIDOFF, ALLEN
MILAN, LINDA
ADDRESS : 21 OVERLOOK DRIVE
MORTGAGE AMT: 328,000.00 CITY TRURO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02666
UNPAID BALANCE: 327,724.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.73 ANNUAL RATE ADJUST: 0.000
LTV : 58.57143 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080081375 MORTGAGORS: DIPIERRO, VINCENT
DIPIERRO, MARIA
ADDRESS : 131 BULKLEY DRIVE
MORTGAGE AMT: 296,100.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CT 06432
UNPAID BALANCE: 296,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,045.09 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080081425 MORTGAGORS: SEWARD, KEVIN
SEWARD, DANETTE
ADDRESS : 3885 ORANGE COURT
MORTGAGE AMT: 346,500.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CO 80304
UNPAID BALANCE: 346,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,247.40 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080081722 MORTGAGORS: LAW, THOMAS
ADDRESS : 117 SCRIMSHAW DRIVE
MORTGAGE AMT: 274,500.00 CITY CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 23831
UNPAID BALANCE: 274,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,735.03 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080081748 MORTGAGORS: YAACOUBIAN, OHANNES
ADDRESS : 3710 SCADLOC LANE
MORTGAGE AMT: 495,000.00 CITY SHERMAN OAK
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 91403
UNPAID BALANCE: 494,692.330 OPTION TO CONVERT : No
MONTHLY P&I: 3,762.36 ANNUAL RATE ADJUST: 0.000
LTV : 77.34375 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080081946 MORTGAGORS: MANZAGOL, L
MANZAGOL, KATHERINE
ADDRESS : 4715 REDEUX COURT
MORTGAGE AMT: 411,900.00 CITY DOYLESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 PA 18901
UNPAID BALANCE: 411,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,671.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.99612 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082084 MORTGAGORS: TURPEN, MICHAEL
TURPEN, PATRICIA
ADDRESS : 27 ESTRELLA DE LA MANANA
MORTGAGE AMT: 362,000.00 CITY SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NM 87505
UNPAID BALANCE: 361,710.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,438.87 ANNUAL RATE ADJUST: 0.000
LTV : 78.18575 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082225 MORTGAGORS: YOUNG METTEN, STEPHANIE
ADDRESS : 2610 BARCELONA AVE
MORTGAGE AMT: 400,000.00 CITY PISMO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93449
UNPAID BALANCE: 399,710.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.18 ANNUAL RATE ADJUST: 0.000
LTV : 77.51938 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080082233 MORTGAGORS: NYBERG, BRUCE
NYBERG, KAREN
ADDRESS : 196 EAST CREEK ROAD
MORTGAGE AMT: 376,000.00 CITY FELTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95018
UNPAID BALANCE: 375,720.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,629.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080082258 MORTGAGORS: HAWK, DALE
HAWK, TINA
ADDRESS : 6438 WEST 97TH PLACE
MORTGAGE AMT: 280,700.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80021
UNPAID BALANCE: 280,496.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,986.78 ANNUAL RATE ADJUST: 0.000
LTV : 89.99247 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082316 MORTGAGORS: PURCELL, ELLIS
MCLOUGHLIN, JAMES
ADDRESS : 2412 NORTH BURLING
MORTGAGE AMT: 300,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60614
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 70.58824 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082399 MORTGAGORS: PORTERFIELD, COLLIE
PORTERFIELD, NANCY
ADDRESS : 54 Muldoon Canyon Road
MORTGAGE AMT: 320,000.00 CITY Blaine County
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 ID 83313
UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 73.56000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082688 MORTGAGORS: CALLELLA, MIKE
POULOS CALLE, SANDRA
ADDRESS : 8734 EAST BANNER RIDGE DR
MORTGAGE AMT: 337,500.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92808
UNPAID BALANCE: 337,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,359.85 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082712 MORTGAGORS: BARRETT, WILLIAM
BARRETT, KATHLEEN
ADDRESS : LOT 10 BIRCH TREE DRIVE
MORTGAGE AMT: 320,000.00 CITY GEORGETOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01833
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.51 ANNUAL RATE ADJUST: 0.000
LTV : 73.56322 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082738 MORTGAGORS: BROWN, DAVID
BROWN, CYNTHIA
ADDRESS : 1002 LIBERTY NEST COURT
MORTGAGE AMT: 480,000.00 CITY DAVIDSONVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21035
UNPAID BALANCE: 480,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000
LTV : 75.59055 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082761 MORTGAGORS: STOLZENTHALE, VIRGINIA
ADDRESS : 9-11 Claflin Place #1
MORTGAGE AMT: 250,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 MA 02460
UNPAID BALANCE: 249,832.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,834.41 ANNUAL RATE ADJUST: 0.000
LTV : 94.48224 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080082779 MORTGAGORS: MITCHELL, CHRISTINE
ADDRESS : 4809 LAKE AVENUE
MORTGAGE AMT: 343,100.00 CITY GLENVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IL 60025
UNPAID BALANCE: 342,431.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,634.37 ANNUAL RATE ADJUST: 0.000
LTV : 72.23158 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0080082894 MORTGAGORS: MOULIOS, STEVEN
MILLER, KELLY
ADDRESS : 6 ANJOU
MORTGAGE AMT: 304,000.00 CITY NEWPORT COA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92657
UNPAID BALANCE: 303,500.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083017 MORTGAGORS: MRAZ, MICHAEL
MRAZ, MARY
ADDRESS : 2425 DEER HOLLOW DRIVE
MORTGAGE AMT: 396,000.00 CITY HUDSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 OH 44236
UNPAID BALANCE: 396,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,535.64 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083066 MORTGAGORS: WAGNER, STEPHEN
WAGNER, SHEILA
ADDRESS : 30 HEDGEROW LANE
MORTGAGE AMT: 300,000.00 CITY PHOENIXVILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19460
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 76.23888 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083298 MORTGAGORS: MEDDAUGH, GARY
HARDING, TRICIA
ADDRESS : 5634 NW ZAMIA AVE
MORTGAGE AMT: 283,500.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OR 97756
UNPAID BALANCE: 283,273.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,909.99 ANNUAL RATE ADJUST: 0.000
LTV : 77.67123 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083330 MORTGAGORS: PALAGANAS, BIENVENIDO
PALAGANAS, EMMA
ADDRESS : 1009 STAR PINE DRIVE
MORTGAGE AMT: 273,900.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NV 89134
UNPAID BALANCE: 273,680.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,845.32 ANNUAL RATE ADJUST: 0.000
LTV : 79.99019 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083389 MORTGAGORS: WOOLLEY, WILSON
WOOLLEY, KARLA
ADDRESS : 3 DESERT WILLOW LANE
MORTGAGE AMT: 291,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80127
UNPAID BALANCE: 290,767.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,960.53 ANNUAL RATE ADJUST: 0.000
LTV : 78.86179 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083595 MORTGAGORS: MC MICHAEL, MELISSA
CHATTERTON, PETER
ADDRESS : 4108 COOLIDGE AVENUE
MORTGAGE AMT: 271,700.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94602
UNPAID BALANCE: 271,486.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,853.48 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083603 MORTGAGORS: NAZARENO, GARY
ADDRESS : 36418 CRYSTAL SPRINGS CT
MORTGAGE AMT: 500,000.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94560
UNPAID BALANCE: 499,600.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.60 ANNUAL RATE ADJUST: 0.000
LTV : 89.28571 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083769 MORTGAGORS: BLOOM, STEPHEN
BLOOM, ADRIENNE
ADDRESS : 3934 CORAL PLACE
MORTGAGE AMT: 475,000.00 CITY CALABASAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91302
UNPAID BALANCE: 474,610.640 OPTION TO CONVERT : No
MONTHLY P&I: 3,160.19 ANNUAL RATE ADJUST: 0.000
LTV : 43.18182 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083785 MORTGAGORS: CLANCY, THOMAS
CLANCY, MICHELE
ADDRESS : 9 CREEKVIEW TERRACE
MORTGAGE AMT: 275,000.00 CITY LAFAYETTE H
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 19444
UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.56 ANNUAL RATE ADJUST: 0.000
LTV : 74.52776 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083850 MORTGAGORS: LOVE, WAYNE
LOVE, DEBRA
ADDRESS : 21W710 DORCHESTER COURT
MORTGAGE AMT: 265,000.00 CITY GLEN ELLYN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 IL 60137
UNPAID BALANCE: 265,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,014.97 ANNUAL RATE ADJUST: 0.000
LTV : 74.43820 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0080083892 MORTGAGORS: TUNSTALL, KARRIE
TUNSTALL, ROBERT
ADDRESS : 13684 SAMHILL DRIVE
MORTGAGE AMT: 266,559.00 CITY MT AIRY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21771
UNPAID BALANCE: 266,559.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,818.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.99994 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083926 MORTGAGORS: BEILEIN, DONALD
BEILEIN, BETH
ADDRESS : 2194 MORNING SUN LANE
MORTGAGE AMT: 247,800.00 CITY NAPLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 34119
UNPAID BALANCE: 247,616.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,732.65 ANNUAL RATE ADJUST: 0.000
LTV : 79.99897 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083967 MORTGAGORS: FRANKEL, MARK
FRANKEL, CHRISTINE
ADDRESS : 3132 VILLAMARE
MORTGAGE AMT: 290,000.00 CITY HILTON HEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 SC 29928
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,052.60 ANNUAL RATE ADJUST: 0.000
LTV : 74.74227 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080084163 MORTGAGORS: O HARA, MARIELLEN
O'Hara, JOHN
ADDRESS : 21 FOX VINE LANE
MORTGAGE AMT: 344,250.00 CITY SCITUATE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02066
UNPAID BALANCE: 344,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.31 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085376 MORTGAGORS: CARABALLO, RAYMOND
CARABALLO, PAMELA
ADDRESS : 2264 HERITAGE GREEN DRIVE
MORTGAGE AMT: 300,000.00 CITY NAPLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 34119
UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000
LTV : 93.97142 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085384 MORTGAGORS: KANNOW, WILLIAM
ADDRESS : 6771 DERBY CIRCLE
MORTGAGE AMT: 609,500.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92648
UNPAID BALANCE: 609,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,157.86 ANNUAL RATE ADJUST: 0.000
LTV : 69.96097 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085533 MORTGAGORS: AVATYAN, ANDY
ADDRESS : 1120 1122 WEST 96TH STREE
MORTGAGE AMT: 160,050.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 90044
UNPAID BALANCE: 160,050.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,216.50 ANNUAL RATE ADJUST: 0.000
LTV : 94.98516 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085699 MORTGAGORS: VOELCKER, JAMES
VOELCKER, SUSAN
ADDRESS : 4540 WEST FAIRLANE STREET
MORTGAGE AMT: 272,000.00 CITY ACTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93510
UNPAID BALANCE: 271,777.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.63 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085715 MORTGAGORS: ZAPF, ROBERT
ZAPF, ANNE
ADDRESS : 1648 ASPENWALL RD
MORTGAGE AMT: 500,000.00 CITY WESTLAKE VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91362
UNPAID BALANCE: 499,197.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.60 ANNUAL RATE ADJUST: 0.000
LTV : 79.36508 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085723 MORTGAGORS: WILSON, WAYNE
WILSON, CAROL
ADDRESS : 514 VIRGINIA DARE DRIVE
MORTGAGE AMT: 298,000.00 CITY VIRGINIA BE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 VA 23451
UNPAID BALANCE: 297,784.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,109.23 ANNUAL RATE ADJUST: 0.000
LTV : 76.80412 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085897 MORTGAGORS: DISIDORO, ALFRED
DISIDORO, KAREN
ADDRESS : 69 SIXTH STREET
MORTGAGE AMT: 242,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02141
UNPAID BALANCE: 242,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,630.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080085996 MORTGAGORS: SEES, GREGORY
SEES, CYNTHIA
ADDRESS : 7700 S COUNTRY AIRE LANE
MORTGAGE AMT: 305,600.00 CITY COLUMBIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 65203
UNPAID BALANCE: 305,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,084.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080086200 MORTGAGORS: GILBERT, STEPHEN
GILBERT, LAURAN
ADDRESS : 2062 SIERRA MESA DRIVE
MORTGAGE AMT: 385,000.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93010
UNPAID BALANCE: 384,684.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.41 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080086283 MORTGAGORS: MURRAY, CRAIG
MURRAY, BARBARA
ADDRESS : 10523 OAK POND CIRCLE
MORTGAGE AMT: 312,000.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 28277
UNPAID BALANCE: 311,756.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080086374 MORTGAGORS: TERLOUW, GERRIT
ADDRESS : 2220 FORESTVIEW ROAD
MORTGAGE AMT: 382,500.00 CITY EVANSTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 IL 60202
UNPAID BALANCE: 382,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,449.19 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080086606 MORTGAGORS: BOLAND, PATRICK
ADDRESS : 344 WESTMINISTER ROAD
MORTGAGE AMT: 311,200.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 NY 11218
UNPAID BALANCE: 311,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,283.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080086911 MORTGAGORS: THOMPSON, DELL
THOMPSON, SARAH
ADDRESS : 2875 21ST STREET
MORTGAGE AMT: 319,200.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94110
UNPAID BALANCE: 318,963.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,231.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080087364 MORTGAGORS: AMADOR, EDUARDO
AMADOR, AMANDA
ADDRESS : 25615 NORTH HOOD WAY
MORTGAGE AMT: 299,950.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91381
UNPAID BALANCE: 299,432.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.98880 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080087562 MORTGAGORS: LIPONIS, MARK
MCNALLY, SIOBHAN
ADDRESS : 71 YOKUN AVENUE
MORTGAGE AMT: 432,000.00 CITY LENOX
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01240
UNPAID BALANCE: 432,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,020.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080087596 MORTGAGORS: DOBBYN, WILLIAM
DOBBYN, JEANNETTE
ADDRESS : 2560 GALICIA
MORTGAGE AMT: 513,900.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91750
UNPAID BALANCE: 513,055.060 OPTION TO CONVERT : No
MONTHLY P&I: 3,418.99 ANNUAL RATE ADJUST: 0.000
LTV : 79.46043 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080087687 MORTGAGORS: BUTLER, PATRICK
BERTOLOZZI, KAREN
ADDRESS : 708 ARCH HALL LANE
MORTGAGE AMT: 317,550.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22314
UNPAID BALANCE: 317,289.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,112.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.99446 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080087752 MORTGAGORS: CAMPBELL, ANNE
ADDRESS : 238 PALMETTO DRIVE
MORTGAGE AMT: 268,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91105
UNPAID BALANCE: 267,790.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080087935 MORTGAGORS: LYONS, RICHARD
ADDRESS : 38 VAN RENSSELAER AVENUE
MORTGAGE AMT: 388,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CT 06902
UNPAID BALANCE: 387,739.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,847.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080088099 MORTGAGORS: ROOTENBERG, HOWARD
ROOTENBERG, JOAN
ADDRESS : 19327 OLIVOS DRIVE
MORTGAGE AMT: 522,000.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91356
UNPAID BALANCE: 522,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,560.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080088107 MORTGAGORS: MOORE, HOWELL
MOORE, PENNY
ADDRESS : 2275 NIX BRIDGE ROAD
MORTGAGE AMT: 278,300.00 CITY DAWSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 GA 30524
UNPAID BALANCE: 278,098.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.62804 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080088479 MORTGAGORS: FERRIS, RICHARD
ADDRESS : 1100 STATION WAY
MORTGAGE AMT: 247,000.00 CITY WESTTOWN TW
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 PA 19382
UNPAID BALANCE: 246,821.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,748.26 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080089725 MORTGAGORS: ZIELSDORF, PHILLIS
ADDRESS : 26842 CLAUDETTE ST UNIT 2
MORTGAGE AMT: 103,500.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91351
UNPAID BALANCE: 103,320.620 OPTION TO CONVERT : No
MONTHLY P&I: 671.30 ANNUAL RATE ADJUST: 0.000
LTV : 87.71186 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080089808 MORTGAGORS: ATKINSON, JOSEPH
ADDRESS : 4830 MILANO WAY
MORTGAGE AMT: 143,500.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92057
UNPAID BALANCE: 143,264.060 OPTION TO CONVERT : No
MONTHLY P&I: 954.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.72222 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080090855 MORTGAGORS: TAYAL, MANORANJAN
TAYAL, GEETA
ADDRESS : 4411 HARBOUR TOWN DRIVE
MORTGAGE AMT: 266,500.00 CITY BELTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20705
UNPAID BALANCE: 266,286.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.98607 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080090863 MORTGAGORS: SAWANOBORI, MASAKI
ADDRESS : 2855 RUBINO CIRCLE
MORTGAGE AMT: 319,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95125
UNPAID BALANCE: 319,261.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,100.86 ANNUAL RATE ADJUST: 0.000
LTV : 79.97999 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080090996 MORTGAGORS: BERTLING, STEVEN
BERTLING, LISA
ADDRESS : 105 CITATION WAY
MORTGAGE AMT: 252,000.00 CITY GREENVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 SC 29615
UNPAID BALANCE: 251,788.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,655.46 ANNUAL RATE ADJUST: 0.000
LTV : 63.79747 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092109 MORTGAGORS: PAIK, NELSON
PAIK, ANGELA
ADDRESS : 1700 PUNTA PLACE
MORTGAGE AMT: 1,000,000.00 CITY PALOS VERDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90274
UNPAID BALANCE: 999,180.300 OPTION TO CONVERT : No
MONTHLY P&I: 6,653.03 ANNUAL RATE ADJUST: 0.000
LTV : 34.48276 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080092174 MORTGAGORS: ATLAS, EUGENE
ATLAS, STEPHANIE
ADDRESS : 2188 CAMINO ROBLENO
MORTGAGE AMT: 418,450.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92009
UNPAID BALANCE: 418,162.030 OPTION TO CONVERT : No
MONTHLY P&I: 3,034.05 ANNUAL RATE ADJUST: 0.000
LTV : 89.99486 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092273 MORTGAGORS: THEIS, KENNETH
THEIS, LISA
ADDRESS : 35625 ROAD 274
MORTGAGE AMT: 200,000.00 CITY NORTH FORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 93643
UNPAID BALANCE: 199,862.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,450.14 ANNUAL RATE ADJUST: 0.000
LTV : 59.70149 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092331 MORTGAGORS: TAYLOR, DAVID
TAYLOR, JENNIFER
ADDRESS : 1405 Rosewood Hill Drive
MORTGAGE AMT: 367,200.00 CITY Vienna
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 22182
UNPAID BALANCE: 367,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092513 MORTGAGORS: ROGER, GUY
BROOK, LISBET
ADDRESS : 4295 MCCONNELL BOULVARD
MORTGAGE AMT: 170,000.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90066
UNPAID BALANCE: 169,867.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,159.70 ANNUAL RATE ADJUST: 0.000
LTV : 62.96296 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092539 MORTGAGORS: CHONTOS, MATTHEW
CHONTOS, EMMA
ADDRESS : 2810 FRANCES AVENUE
MORTGAGE AMT: 212,000.00 CITY LA CRESCENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91224
UNPAID BALANCE: 211,838.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,464.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092604 MORTGAGORS: EARECKSON, DAVID
EARECKSON, JACKLYNE
ADDRESS : 301 OLD BRIDGE RD
MORTGAGE AMT: 288,000.00 CITY BRIELLE
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 NJ 08730
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,317.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080092778 MORTGAGORS: Riley, THOMAS
Riley, Beverly
ADDRESS : 360 Cottage
MORTGAGE AMT: 248,900.00 CITY Glen Ellyn
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60137
UNPAID BALANCE: 248,700.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,676.89 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092802 MORTGAGORS: LUGDON, SHAWN
WEIHRAUCH, TAMARA
ADDRESS : 7 CHAIN BRIDGE DRIVE
MORTGAGE AMT: 270,750.00 CITY NEWBURYPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01950
UNPAID BALANCE: 270,549.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.12 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092877 MORTGAGORS: BARTLETT, JOHN
BARTLETT, CONSTANCE
ADDRESS : 55 EAGLE CREEK
MORTGAGE AMT: 375,950.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92618
UNPAID BALANCE: 375,300.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,438.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.99106 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092893 MORTGAGORS: Reynolds, Ryan
Reynolds, Claudia
ADDRESS : 16 Wooded Gate Drive
MORTGAGE AMT: 350,000.00 CITY Dallas
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 75240
UNPAID BALANCE: 349,740.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000
LTV : 53.85000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080092927 MORTGAGORS: ALEXANDER, MICHAEL
ALEXANDER, KELLY
ADDRESS : 6174 HOMER COURT
MORTGAGE AMT: 294,975.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94588
UNPAID BALANCE: 294,766.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,113.24 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080093057 MORTGAGORS: DUNCAN, EUGENE
DUNCAN, KELLY
ADDRESS : 740 E HARMONY LANE
MORTGAGE AMT: 320,000.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92831
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000
LTV : 76.19048 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080093453 MORTGAGORS: KLINGER, SCOTT
ADDRESS : 17 CARILLON PLACE
MORTGAGE AMT: 147,500.00 CITY FOOTHILL RA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92610
UNPAID BALANCE: 147,393.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,044.00 ANNUAL RATE ADJUST: 0.000
LTV : 61.71548 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080093859 MORTGAGORS: HOLTMANN, MARIA
HOLTMANN, THOMAS
ADDRESS : 2365 GREENWICH STREET
MORTGAGE AMT: 319,920.00 CITY FALLS CHURC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22046
UNPAID BALANCE: 319,920.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080094154 MORTGAGORS: PEDERSON, DOUGLAS
PEDERSON, JEANNIE
ADDRESS : 55 FOREST HILLS DRIVE
MORTGAGE AMT: 343,200.00 CITY VOORHEES
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08043
UNPAID BALANCE: 343,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,429.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080094691 MORTGAGORS: KREUGER, RANDALL
KRUEGER, L
ADDRESS : 630 ELDEN DRIVE
MORTGAGE AMT: 264,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95008
UNPAID BALANCE: 263,576.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080094733 MORTGAGORS: NORTHUP, MARK
COLVIN, LANA
ADDRESS : 681 ERBES ROAD
MORTGAGE AMT: 295,200.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91360
UNPAID BALANCE: 294,996.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,140.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080094949 MORTGAGORS: GINTHER, BRYAN
GINTHER, CAROLYN
ADDRESS : 6018 ROY ROGERS LANE
MORTGAGE AMT: 305,450.00 CITY CAVE CREEK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85331
UNPAID BALANCE: 305,205.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,057.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.99512 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080095185 MORTGAGORS: CHENG, SUNNY
CHENG, LISA
ADDRESS : 26 HARWICH ROAD
MORTGAGE AMT: 287,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02467
UNPAID BALANCE: 287,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,885.39 ANNUAL RATE ADJUST: 0.000
LTV : 58.93224 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080096209 MORTGAGORS: MCGOWAN, TIMOTHY
MC GOWAN, SUSAN
ADDRESS : 22673 MARGARITA DRIVE
MORTGAGE AMT: 335,600.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91364
UNPAID BALANCE: 335,350.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,346.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080096217 MORTGAGORS: MALLEUS, EILEEN
ADDRESS : 3232 BAYSHORE DRIVE
MORTGAGE AMT: 235,000.00 CITY WESTLAKE VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91361
UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,643.16 ANNUAL RATE ADJUST: 0.000
LTV : 56.49038 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080096316 MORTGAGORS: KUWATANI, DANNY
KUWATANI, AIMEE
ADDRESS : 17615 RACCOON COURT
MORTGAGE AMT: 492,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95037
UNPAID BALANCE: 491,616.190 OPTION TO CONVERT : No
MONTHLY P&I: 3,356.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080096449 MORTGAGORS: RAIMO, GENNARO
RAIMO, JUDITH
ADDRESS : 89 FAIRMOUNT ROAD
MORTGAGE AMT: 400,000.00 CITY TEWKSBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08833
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080096654 MORTGAGORS: WU, I HUAN
WANG, JUNGLING
ADDRESS : 4 SOUTHWOOD DRIVE
MORTGAGE AMT: 300,000.00 CITY SOUTHBOROUG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01772
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080097504 MORTGAGORS: HURR, DAVID
HURR, GRACE
ADDRESS : 8757 BROOK ROAD
MORTGAGE AMT: 408,000.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22102
UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,646.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080097868 MORTGAGORS: VOEGELS, ERIC
VOEGELS, KAREN
ADDRESS : 910 CHERRY AVENUE
MORTGAGE AMT: 271,200.00 CITY SONOMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95476
UNPAID BALANCE: 271,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080098064 MORTGAGORS: FIGLIOLA, LOUIS
FIGLIOLIA, ROSE
ADDRESS : 50 ARBUTUS WAY
MORTGAGE AMT: 330,000.00 CITY STATEN ISLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 10312
UNPAID BALANCE: 329,508.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,307.41 ANNUAL RATE ADJUST: 0.000
LTV : 66.53226 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080098304 MORTGAGORS: CONOR, STEPHEN
CONOR, JULIE
ADDRESS : 7735 LEBRUN COURT
MORTGAGE AMT: 253,900.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80124
UNPAID BALANCE: 253,701.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,732.05 ANNUAL RATE ADJUST: 0.000
LTV : 94.99579 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080098361 MORTGAGORS: RUBIN, CHRISTOPHE
ADDRESS : 3019 EFFIE STREET
MORTGAGE AMT: 268,000.00 CITY ECHO PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90026
UNPAID BALANCE: 267,815.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,943.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080099203 MORTGAGORS: NELSON, MARK
NELSON, SANDRA
ADDRESS : 2976 SPARROW DRIVE
MORTGAGE AMT: 316,700.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92835
UNPAID BALANCE: 316,452.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,160.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.99495 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080099617 MORTGAGORS: DREYER, DAVID
DREYER, STEPHANIE
ADDRESS : 16792 BOLERO LANE
MORTGAGE AMT: 363,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92649
UNPAID BALANCE: 362,302.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,415.05 ANNUAL RATE ADJUST: 0.000
LTV : 63.13043 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080099856 MORTGAGORS: BARACH, DAVID
BARACH, RONIT
ADDRESS : 2199 CAMINO ROBLEDO
MORTGAGE AMT: 367,100.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92009
UNPAID BALANCE: 366,820.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,535.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.99564 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080099872 MORTGAGORS: CHIVU, ANDREI
ADDRESS : 356 BROADWAY 3D
MORTGAGE AMT: 375,000.00 CITY NYC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10013
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,590.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080100241 MORTGAGORS: DUENAS, MOISES
DUENAS, DOROLA
ADDRESS : 3227 PENTLAND COURT
MORTGAGE AMT: 256,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95148
UNPAID BALANCE: 255,819.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,834.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080100548 MORTGAGORS: REED, JOHN
REED, SHARON
ADDRESS : 4875 JUSTIN WAY
MORTGAGE AMT: 257,600.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92886
UNPAID BALANCE: 257,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,801.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080100738 MORTGAGORS: WILLIAMS, JEFFREY
WILLIAMS, JUDITH
ADDRESS : 2749 ESTATES DRIVE
MORTGAGE AMT: 367,200.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95003
UNPAID BALANCE: 366,913.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,504.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080100902 MORTGAGORS: SIMROCK, KURT
SIMROCK, ROSALIE
ADDRESS : 1639 ALABAMA STREET
MORTGAGE AMT: 362,650.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94110
UNPAID BALANCE: 362,374.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,504.73 ANNUAL RATE ADJUST: 0.000
LTV : 89.98759 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101017 MORTGAGORS: CLICK, THOMAS
CLICK, ROSEMARY
ADDRESS : 3327 WHITEHAVEN DRIVE
MORTGAGE AMT: 290,000.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94596
UNPAID BALANCE: 289,762.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.38 ANNUAL RATE ADJUST: 0.000
LTV : 52.63158 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101488 MORTGAGORS: CRICHLOW, WAYNE
ADDRESS : 39 MELODY LANE
MORTGAGE AMT: 295,000.00 CITY WALTHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 02451
UNPAID BALANCE: 294,791.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,113.42 ANNUAL RATE ADJUST: 0.000
LTV : 77.42782 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101553 MORTGAGORS: BORGMAN, DEAN
BORGMAN, KAREN
ADDRESS : 2514 EAST PINE ISLAND LAN
MORTGAGE AMT: 300,000.00 CITY PAYSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 AZ 85541
UNPAID BALANCE: 299,788.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000
LTV : 58.82353 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101579 MORTGAGORS: FULLER, DAPHNE
ADDRESS : 1411 WHISTLING DUCK DRIVE
MORTGAGE AMT: 251,650.00 CITY UPPER MARLB
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20772
UNPAID BALANCE: 251,453.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,716.69 ANNUAL RATE ADJUST: 0.000
LTV : 94.99811 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101868 MORTGAGORS: STAMATIADIS, POLICHRONI
HASSIOTOU, TRIANTAFIL
ADDRESS : 2 PARTHENON CIRCLE
MORTGAGE AMT: 298,400.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01810
UNPAID BALANCE: 298,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,960.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101884 MORTGAGORS: THOMAS, JOSHUA
MOISAN, DAYNA
ADDRESS : 6408 OLD OAKEN PLACE
MORTGAGE AMT: 259,500.00 CITY ORANGEVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95662
UNPAID BALANCE: 259,312.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.72 ANNUAL RATE ADJUST: 0.000
LTV : 94.96138 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101900 MORTGAGORS: COOKE, WALTER
COOKE, MICHELLE
ADDRESS : 12699 S FOXTON ROAD
MORTGAGE AMT: 251,650.00 CITY Conifer
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80433
UNPAID BALANCE: 251,463.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,759.57 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080101934 MORTGAGORS: GILBERT, YUVAL
GILBERT, BONNY
ADDRESS : 5 BARTLETT CRESCENT
MORTGAGE AMT: 340,000.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02446
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,377.33 ANNUAL RATE ADJUST: 0.000
LTV : 52.46914 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080102098 MORTGAGORS: SPADARO, GASPER
SPADARO, DIANE
ADDRESS : 610 MARTIN STREET
MORTGAGE AMT: 360,000.00 CITY MONTEREY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93940
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,517.18 ANNUAL RATE ADJUST: 0.000
LTV : 75.78947 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080102106 MORTGAGORS: VESSEY, DEAN
VESSEY, KELLEE
ADDRESS : 13401 BOW PLACE
MORTGAGE AMT: 262,500.00 CITY SANTA ANA A
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92705
UNPAID BALANCE: 262,314.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,880.58 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080102148 MORTGAGORS: HOLTZMAN, PAUL
STEIKER, CAROL
ADDRESS : 61 TEMPLE STREET
MORTGAGE AMT: 760,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02456
UNPAID BALANCE: 760,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,056.30 ANNUAL RATE ADJUST: 0.000
LTV : 67.37589 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080102932 MORTGAGORS: LOWENSTEIN, MARK
MEADER, JENNIFER
ADDRESS : 30 WHITTIER ROAD
MORTGAGE AMT: 300,000.00 CITY WELLESLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02481
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 46.15385 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080103013 MORTGAGORS: PARRA, MIGUEL
ADDRESS : 23 VIA HACIENDA
MORTGAGE AMT: 252,200.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 92688
UNPAID BALANCE: 251,753.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,614.87 ANNUAL RATE ADJUST: 0.000
LTV : 83.50993 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080103054 MORTGAGORS: FESSINGER, ROBERT
ADDRESS : 25604 NORTH HOOD WAY
MORTGAGE AMT: 299,000.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91381
UNPAID BALANCE: 298,520.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,014.42 ANNUAL RATE ADJUST: 0.000
LTV : 79.99743 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080103096 MORTGAGORS: SROUJI, MICHAEL
SROUJI, JENNIFER
ADDRESS : 33 COLBY COURT
MORTGAGE AMT: 277,850.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94566
UNPAID BALANCE: 277,393.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.99735 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080104268 MORTGAGORS: SHIVERTAKER, JAMES
SHIVERTAKER, KELLY
ADDRESS : 3591 CAMELIA STREET
MORTGAGE AMT: 282,000.00 CITY SEAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90740
UNPAID BALANCE: 281,547.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080104771 MORTGAGORS: FLETCHER, ALEXA
ADDRESS : 18915 SARA PARK CIRCLE
MORTGAGE AMT: 307,150.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95070
UNPAID BALANCE: 306,657.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080104946 MORTGAGORS: REGISTER, JEFFREY
REGISTER, JULIE
ADDRESS : 1024 ORIENTE AVENUE
MORTGAGE AMT: 294,400.00 CITY WILIMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DE 19807
UNPAID BALANCE: 294,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,058.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080105505 MORTGAGORS: COLEMAN, S
COLEMAN, JENNIFER MARIE
ADDRESS : 7500 PLATTER TERRACE
MORTGAGE AMT: 365,000.00 CITY EASTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21601
UNPAID BALANCE: 364,097.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,428.35 ANNUAL RATE ADJUST: 0.000
LTV : 70.19000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080106362 MORTGAGORS: RICHEL, JOHN
ADDRESS : 60 RICEMAN ROAD
MORTGAGE AMT: 260,000.00 CITY BERKELEY HE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07922
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 72.22222 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080107022 MORTGAGORS: ANGEL, DIRK
ROSS, SUE
ADDRESS : 863 865 STEVENS AVENUE
MORTGAGE AMT: 215,000.00 CITY SOLANA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92075
UNPAID BALANCE: 214,655.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,448.50 ANNUAL RATE ADJUST: 0.000
LTV : 59.72222 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080107113 MORTGAGORS: PERRY, SHAWN
KRYSEL, KATHRYN
ADDRESS : 3805 BLACK OAKS LANE NORT
MORTGAGE AMT: 288,000.00 CITY MINNEAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MN 55446
UNPAID BALANCE: 287,780.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.14 ANNUAL RATE ADJUST: 0.000
LTV : 88.74974 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080107170 MORTGAGORS: KRAUS, LAWRENCE
KRAUS, CRISTINA
ADDRESS : 19 COVINGTON
MORTGAGE AMT: 350,000.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92692
UNPAID BALANCE: 349,740.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.26 ANNUAL RATE ADJUST: 0.000
LTV : 87.71930 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080107410 MORTGAGORS: REINKE, ROBERT
ADDRESS : 9431 SOUTH HILLVIEW ROAD
MORTGAGE AMT: 400,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92804
UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 57.14286 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080107477 MORTGAGORS: QUANDEE, FREDRICK
QUANDEE, KATHLEEN
ADDRESS : 1727 IDAHO AVENUE
MORTGAGE AMT: 400,000.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92027
UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 79.20792 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080107485 MORTGAGORS: MARCHINI, PAUL
ADDRESS : 114 42ND STREET
MORTGAGE AMT: 460,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90266
UNPAID BALANCE: 459,683.430 OPTION TO CONVERT : No
MONTHLY P&I: 3,335.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080107519 MORTGAGORS: TRIGGS, MICHAEL
ADDRESS : 38679 GLENMOOR DRIVE
MORTGAGE AMT: 300,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94536
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000
LTV : 70.58824 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108111 MORTGAGORS: SMITH, JEFFREY
SMITH, STACI
ADDRESS : 1746 YOSEMITE DR
MORTGAGE AMT: 271,100.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95035
UNPAID BALANCE: 270,888.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.38 ANNUAL RATE ADJUST: 0.000
LTV : 79.99693 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108202 MORTGAGORS: PERRONE, JEFFREY
PERRONE, CATHERINE
ADDRESS : 1203 EAGLE VALLEY COURT
MORTGAGE AMT: 550,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95120
UNPAID BALANCE: 550,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,659.16 ANNUAL RATE ADJUST: 0.000
LTV : 69.71733 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108236 MORTGAGORS: PARILLO, EDWARD
CIFU, DENISE
ADDRESS : 674 HAILEY COURT
MORTGAGE AMT: 306,100.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93065
UNPAID BALANCE: 306,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.97784 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108350 MORTGAGORS: IMBER, MICHAEL
IMBER, MARIANN
ADDRESS : 309 ENCINO AVE
MORTGAGE AMT: 316,400.00 CITY SAN ANTONIO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 78209
UNPAID BALANCE: 316,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,158.41 ANNUAL RATE ADJUST: 0.000
LTV : 77.17073 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108434 MORTGAGORS: BEAL, DAVID
BEAL, RUSSANN
ADDRESS : 685 MEMPHIS COURT
MORTGAGE AMT: 174,400.00 CITY VENTURA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93004
UNPAID BALANCE: 174,270.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,219.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108459 MORTGAGORS: THREADGILL, JOSEPH
ADDRESS : 1405 CONSTITUTION PLAZA A
MORTGAGE AMT: 107,300.00 CITY Albuquerque
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NM 87112
UNPAID BALANCE: 107,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 759.46 ANNUAL RATE ADJUST: 0.000
LTV : 94.12000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108541 MORTGAGORS: PACELLA, MICHAEL
ADDRESS : 42 PINE ACRES ROAD
MORTGAGE AMT: 260,000.00 CITY FOXBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02035
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080109473 MORTGAGORS: NGUYEN, DAVID
NGUYEN, HA
ADDRESS : 521 VISTA RIDGE DRIVE
MORTGAGE AMT: 650,000.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95035
UNPAID BALANCE: 648,931.290 OPTION TO CONVERT : No
MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000
LTV : 66.80370 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080109507 MORTGAGORS: DESOTO, GERALD
DESOTO, DONNA
ADDRESS : 31842 OLD HICKORY RD
MORTGAGE AMT: 277,650.00 CITY TRABUCO CAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92679
UNPAID BALANCE: 276,995.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.06 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080109762 MORTGAGORS: DALLO, JOHN
DALLO, GERALYN
ADDRESS : 17 THE CHASE
MORTGAGE AMT: 380,000.00 CITY HEAD OF HAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11780
UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,657.02 ANNUAL RATE ADJUST: 0.000
LTV : 57.14286 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080109895 MORTGAGORS: QUINN, JAMES
SUBOCZ QUINN, DONNA
ADDRESS : 1300 KING GEORGE COURT
MORTGAGE AMT: 337,500.00 CITY SAN MARTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95046
UNPAID BALANCE: 337,239.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,331.03 ANNUAL RATE ADJUST: 0.000
LTV : 71.05263 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080110455 MORTGAGORS: TOMASSO, TIMOTHY
TOMASSO, BARBARA
ADDRESS : 2 HIGH BLUFF
MORTGAGE AMT: 400,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92677
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 68.96552 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080111057 MORTGAGORS: JONES, TAMALA
ADDRESS : 4406 DON MILAGRO DRIVE
MORTGAGE AMT: 264,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90008
UNPAID BALANCE: 263,794.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,800.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080111123 MORTGAGORS: KING, JASON
WOODWARD, JILL
ADDRESS : 1196 DUNWOODY WALK
MORTGAGE AMT: 250,400.00 CITY DUNWOODY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30338
UNPAID BALANCE: 250,204.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080111149 MORTGAGORS: HUBON, ROBERT
HUBON, JOYCE
ADDRESS : 5315 E TISBURY COURT
MORTGAGE AMT: 400,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92807
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080111263 MORTGAGORS: SAMRA, AMARPAL
SAMRA, MANDEEP
ADDRESS : 21420 MILES DRIVE
MORTGAGE AMT: 328,000.00 CITY W LINN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97068
UNPAID BALANCE: 327,744.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080111636 MORTGAGORS: FERRARI, AMANDA
FERRARI, CINDI
ADDRESS : 5 INDIGO
MORTGAGE AMT: 389,550.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92618
UNPAID BALANCE: 388,893.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,559.07 ANNUAL RATE ADJUST: 0.000
LTV : 78.17203 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080111800 MORTGAGORS: SCHAIRER, JOHN
SCHAIRER, JESSICA
ADDRESS : 4046 WOODMAN CANYON
MORTGAGE AMT: 520,000.00 CITY SHERMAN OAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91423
UNPAID BALANCE: 520,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,770.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080112758 MORTGAGORS: BLUMENTHAL, STEVEN
OVENDEN, HOLLY
ADDRESS : 10 JORDAN FARM ROAD
MORTGAGE AMT: 285,000.00 CITY CAPE ELIZAB
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 ME 04107
UNPAID BALANCE: 285,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,968.43 ANNUAL RATE ADJUST: 0.000
LTV : 48.71795 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080112857 MORTGAGORS: ROSENBLATT, PHILLIP
ROSENBLATT, NANCY
ADDRESS : 41 ROSALIE ROAD
MORTGAGE AMT: 320,000.00 CITY NEEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 MA 02194
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,348.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.40447 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080114325 MORTGAGORS: TREZIOK, KARL
TREZIOK, MARYANN
ADDRESS : 2045 CHATEAU COURT
MORTGAGE AMT: 255,200.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91913
UNPAID BALANCE: 254,990.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.86 ANNUAL RATE ADJUST: 0.000
LTV : 94.99985 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080114358 MORTGAGORS: PERRY, JOHN
PERRY, REBECCA
ADDRESS : 7546 W VERNALIS ROAD
MORTGAGE AMT: 257,500.00 CITY TRACY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95376
UNPAID BALANCE: 256,772.710 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.61 ANNUAL RATE ADJUST: 0.000
LTV : 75.73529 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080114473 MORTGAGORS: HINERMAN, JOHN
HINERMAN, CATHERINE
ADDRESS : 894 STATION STREET
MORTGAGE AMT: 391,300.00 CITY HERNDON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20170
UNPAID BALANCE: 391,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,603.33 ANNUAL RATE ADJUST: 0.000
LTV : 79.99607 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080114663 MORTGAGORS: LUKAS, JAMES
AMBOSS, MONICA
ADDRESS : 838 CALLE JON
MORTGAGE AMT: 310,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91360
UNPAID BALANCE: 309,502.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,088.53 ANNUAL RATE ADJUST: 0.000
LTV : 59.96132 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080115371 MORTGAGORS: COUGHLIN, ROBERT
COUGHLIN, MARGARET
ADDRESS : 280 UPLAND SHORES DRIVE
MORTGAGE AMT: 391,200.00 CITY PENHOOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 24137
UNPAID BALANCE: 391,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,701.92 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080115421 MORTGAGORS: WALKER, HANES
ADDRESS : 5315 SHASTA HILL CT
MORTGAGE AMT: 254,000.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NC 28211
UNPAID BALANCE: 253,806.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,754.32 ANNUAL RATE ADJUST: 0.000
LTV : 74.70588 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080115470 MORTGAGORS: MARLAR, ROY
MARLAR, KATHRYN
ADDRESS : 3201 PROVIDENCE BRANCH LA
MORTGAGE AMT: 310,000.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 NC 28270
UNPAID BALANCE: 309,733.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.65 ANNUAL RATE ADJUST: 0.000
LTV : 64.58333 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080115538 MORTGAGORS: PAYNE, STEVEN
PAYNE, KIM
ADDRESS : 6900 GREEN LEAF COURT
MORTGAGE AMT: 264,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95746
UNPAID BALANCE: 263,799.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080115579 MORTGAGORS: WILMER, JOSEPH
WILMER, ANGELA
ADDRESS : 3416 BURGH LANE
MORTGAGE AMT: 512,000.00 CITY EDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21037
UNPAID BALANCE: 512,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,320.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080115637 MORTGAGORS: WOODS, JEFFREY
WOODS, JOAN
ADDRESS : 22431 CALIFA STREET
MORTGAGE AMT: 296,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91367
UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,146.21 ANNUAL RATE ADJUST: 0.000
LTV : 77.89474 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080115678 MORTGAGORS: CORNELL, JOE
CORNELL, POLLY
ADDRESS : 4852 CRESTONE NEEDLE WAY
MORTGAGE AMT: 262,000.00 CITY ANTIOCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94509
UNPAID BALANCE: 261,997.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,765.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080115728 MORTGAGORS: VIRGIL, SMITH
VIRGIL, LORI
ADDRESS : 8161 ARTESIAN COURT
MORTGAGE AMT: 293,750.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95829
UNPAID BALANCE: 293,526.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,028.86 ANNUAL RATE ADJUST: 0.000
LTV : 79.99248 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080116304 MORTGAGORS: SNOWDEN, MAY
ADDRESS : 738 GOLD WAY
MORTGAGE AMT: 435,164.00 CITY SUPERIOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80027
UNPAID BALANCE: 434,849.030 OPTION TO CONVERT : No
MONTHLY P&I: 3,080.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.97412 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080116320 MORTGAGORS: KIMBALL, STEPHEN
KIMBALL, WENDY
ADDRESS : 26324 W BEECHER LANE
MORTGAGE AMT: 273,550.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91381
UNPAID BALANCE: 273,319.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,797.69 ANNUAL RATE ADJUST: 0.000
LTV : 75.57006 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080116338 MORTGAGORS: MISTI, VINCENT
EVANS, EILEEN
ADDRESS : 22 SUSANNA WAY
MORTGAGE AMT: 250,000.00 CITY NEWTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 18940
UNPAID BALANCE: 249,814.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000
LTV : 79.72447 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080116411 MORTGAGORS: FRESE, DENNIS
ARMSTRONG, MARLEEN
ADDRESS : 2353 ROCK POINT PLACE
MORTGAGE AMT: 495,250.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94550
UNPAID BALANCE: 494,882.450 OPTION TO CONVERT : No
MONTHLY P&I: 3,462.86 ANNUAL RATE ADJUST: 0.000
LTV : 79.94350 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080116429 MORTGAGORS: WILLIAMS MC, FAYE
ADDRESS : 2536 GALICIA
MORTGAGE AMT: 525,350.00 CITY LAVERNE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91750
UNPAID BALANCE: 524,464.750 OPTION TO CONVERT : No
MONTHLY P&I: 3,451.18 ANNUAL RATE ADJUST: 0.000
LTV : 79.56569 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080116908 MORTGAGORS: MUELLER, DEAN
MUELLER, RENEE
ADDRESS : 5345 E MCLELLAN ROAD
MORTGAGE AMT: 423,900.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85205
UNPAID BALANCE: 423,569.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,891.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.98113 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117112 MORTGAGORS: MASCHER, EDWARD
MASCHER, MICHELE
ADDRESS : 550 KING STREET
MORTGAGE AMT: 340,000.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94062
UNPAID BALANCE: 339,741.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.06977 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117203 MORTGAGORS: BROWN, RICHARD
SERETTI BROW, MAGALI
ADDRESS : 17734 SOUTH FIELDSTONE LN
MORTGAGE AMT: 301,400.00 CITY OREGON CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OR 97045
UNPAID BALANCE: 301,152.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,005.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.31579 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117278 MORTGAGORS: TAYLOR, SUE
ADDRESS : 3906 SOUTH STAR LAKE ROAD
MORTGAGE AMT: 258,300.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98001
UNPAID BALANCE: 258,103.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,784.01 ANNUAL RATE ADJUST: 0.000
LTV : 89.84348 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117419 MORTGAGORS: ALEXANDER, KIM
CAPRIO, VINCENT
ADDRESS : 62 MARSH RD
MORTGAGE AMT: 297,600.00 CITY BRIDGEPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CT 06612
UNPAID BALANCE: 297,389.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,132.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117658 MORTGAGORS: DUNPHY, MEGAN
ADDRESS : 2120 EAST MARWOOD CIRCLE
MORTGAGE AMT: 297,600.00 CITY SALT LAKE C
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 UT 84124
UNPAID BALANCE: 297,389.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,132.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117773 MORTGAGORS: PAGE, DOUGLAS
PAGE, MARGARETTA
ADDRESS : 8TH AVENUE
MORTGAGE AMT: 416,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94122
UNPAID BALANCE: 415,691.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,908.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117823 MORTGAGORS: LYON, JOHN
LYON, MARILYN
ADDRESS : 4278 GRAND AVENUE
MORTGAGE AMT: 330,800.00 CITY OJAI
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93023
UNPAID BALANCE: 330,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,341.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117872 MORTGAGORS: ISHII EITEMA, MARCIA
LUSK, JOEL
ADDRESS : 1531 GRANT STREET
MORTGAGE AMT: 252,800.00 CITY BERKELEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94703
UNPAID BALANCE: 252,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117880 MORTGAGORS: SAMPSON, WILLIAM
ADDRESS : 2672 VETERAN AVENUE
MORTGAGE AMT: 360,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90064
UNPAID BALANCE: 359,732.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,517.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080117948 MORTGAGORS: BERG, STUART
BERG, ARIENNE
ADDRESS : 3366 COY DRIVE
MORTGAGE AMT: 332,000.00 CITY SHERMAN OAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91423
UNPAID BALANCE: 331,765.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080118177 MORTGAGORS: MADDOX, STEPHEN
MADDOX, JULIET
ADDRESS : 1990 ROSE VILLA STREET
MORTGAGE AMT: 375,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91107
UNPAID BALANCE: 374,441.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,622.05 ANNUAL RATE ADJUST: 0.000
LTV : 73.52941 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29\ RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080118433 MORTGAGORS: VALDEZ, DARLENE
VALDEZ, PRISCILLA
VALDEZ, ALFRED
ADDRESS : 1981 SOUTH WATSON
MORTGAGE AMT: 310,000.00 CITY LA HABRA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90631
UNPAID BALANCE: 309,477.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,036.48 ANNUAL RATE ADJUST: 0.000
LTV : 70.82800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080119183 MORTGAGORS: WEIHMULLER, FREDRIC
PALMQUIST, MARLYN
ADDRESS : 6472 NEWBURY DRIVE
MORTGAGE AMT: 275,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92647
UNPAID BALANCE: 275,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000
LTV : 78.57143 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080119274 MORTGAGORS: LISTO, MICHAEL
LISTO, MICHELE
ADDRESS : 5370 HARTER LANE
MORTGAGE AMT: 450,000.00 CITY LA CANADA F
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91011
UNPAID BALANCE: 449,657.590 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080119332 MORTGAGORS: ANDERSON, MATTHEW
ADDRESS : 2167 MONTGOMERY AVENUE
MORTGAGE AMT: 352,000.00 CITY CARDIFF
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92007
UNPAID BALANCE: 351,725.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,401.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080119670 MORTGAGORS: BUTLER, ALFRED
BUTLER, JANE
ADDRESS : 2715 SOUTHERN HILLS COURT
MORTGAGE AMT: 260,000.00 CITY NORTH GARDE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 VA 22959
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,907.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080119696 MORTGAGORS: GOMEZ, JAIME
MIRANDA GOME, CLAUDIA
ADDRESS : 4970 TUSCANY CIRCLE
MORTGAGE AMT: 325,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95035
UNPAID BALANCE: 325,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000
LTV : 53.27869 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080119738 MORTGAGORS: ILES, DOUGLAS
ILES, JENNIFER
ADDRESS : 236 AVILA STREET
MORTGAGE AMT: 350,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94123
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 40.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080120603 MORTGAGORS: BAKER, JOHN
BAKER, PHYLLIS
ADDRESS : 1881 MORELLO AVENUE
MORTGAGE AMT: 267,750.00 CITY PLEASANT HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94523
UNPAID BALANCE: 267,546.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.28 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080120900 MORTGAGORS: SMOAK, COLIN
SMOAK, SUSAN
ADDRESS : 2716 WATERPOINTE CIRCLE
MORTGAGE AMT: 251,750.00 CITY MOUNT PLEAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 SC 29464
UNPAID BALANCE: 251,563.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.28 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080120959 MORTGAGORS: KIELBASA, JOHN
ADDRESS : 929 WEST 14TH STREET
MORTGAGE AMT: 244,000.00 CITY UPLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91786
UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,727.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080121056 MORTGAGORS: ST BERNARD, CARLTON
ST BERNARD, TERRY
ADDRESS : 461 35TH STREET
MORTGAGE AMT: 440,800.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90266
UNPAID BALANCE: 440,480.970 OPTION TO CONVERT : No
MONTHLY P&I: 3,119.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080121064 MORTGAGORS: MATERDOMINI, DANIEL
MATERDOMINI, CHRISTINE
ADDRESS : 2780 SANTA MARIA ROAD
MORTGAGE AMT: 650,000.00 CITY TOPANGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90290
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,656.68 ANNUAL RATE ADJUST: 0.000
LTV : 75.49361 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080121239 MORTGAGORS: HELANDER, ROY
HELANDER, LINDA
ADDRESS : 31928 HAYES PLACE
MORTGAGE AMT: 320,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92651
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080121841 MORTGAGORS: WOLTER, C
WOLTER, EVELYN
ADDRESS : 1322 HORN COURT
MORTGAGE AMT: 256,050.00 CITY BRENTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94513
UNPAID BALANCE: 255,834.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,682.07 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080121858 MORTGAGORS: LINNEMAN, DAVID
LAFNITZEGGER, JODY
ADDRESS : 262 SOUTH FAIRFIELD LANE
MORTGAGE AMT: 286,300.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92869
UNPAID BALANCE: 286,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,904.77 ANNUAL RATE ADJUST: 0.000
LTV : 79.99374 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080121882 MORTGAGORS: BEACH, GLENN
HEDGPETH, VIRGINIA
ADDRESS : 8406 E HEATHERVIEW LANE
MORTGAGE AMT: 284,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92869
UNPAID BALANCE: 283,656.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,889.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080121981 MORTGAGORS: CHANG, WEI PING
CHANG, LI TAI
ADDRESS : 11414 RIDGE MIST TERRACE
MORTGAGE AMT: 418,000.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 20854
UNPAID BALANCE: 417,681.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,887.03 ANNUAL RATE ADJUST: 0.000
LTV : 71.08844 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080122062 MORTGAGORS: MUSILLI, ROBERT
MUSILLI, DONNA
ADDRESS : 11205 NORTH 119TH WAY
MORTGAGE AMT: 251,800.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85259
UNPAID BALANCE: 251,603.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.72 ANNUAL RATE ADJUST: 0.000
LTV : 79.99263 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080123995 MORTGAGORS: BICKETT, BRION
GRIFFITHS BI, BARBARA
ADDRESS : 1280 AYER DRIVE
MORTGAGE AMT: 263,150.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95020
UNPAID BALANCE: 262,748.290 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.52 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080124571 MORTGAGORS: GORSLINE, JAMES
GORSLINE, LIDIA
ADDRESS : 514 PASEO BURGA
MORTGAGE AMT: 290,450.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91910
UNPAID BALANCE: 290,223.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.39 ANNUAL RATE ADJUST: 0.000
LTV : 94.99436 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080125537 MORTGAGORS: PANETTO, FREDERICK
PANETTO, TANYA
ADDRESS : 555 IVY AVENUE
MORTGAGE AMT: 259,900.00 CITY HAWORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 NJ 07641
UNPAID BALANCE: 258,926.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,918.66 ANNUAL RATE ADJUST: 0.000
LTV : 73.21127 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/27
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080126477 MORTGAGORS: KAHN, KATHLEEN
CHERRY, GENE
ADDRESS : 3 SILVER QUEEN COURT
MORTGAGE AMT: 297,000.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 UT 84060
UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,026.06 ANNUAL RATE ADJUST: 0.000
LTV : 70.21277 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080128234 MORTGAGORS: BRADY, HELENA
ADDRESS : 2440 20TH STREET NW
MORTGAGE AMT: 400,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 DC 20009
UNPAID BALANCE: 399,744.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,005.07 ANNUAL RATE ADJUST: 0.000
LTV : 77.51938 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080128721 MORTGAGORS: CRAWFORD, CHRISTOPHE
CRAWFORD, SUE
ADDRESS : 3363 VALENCIA AVENUE
MORTGAGE AMT: 287,100.00 CITY SAN BERNARD
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 92404
UNPAID BALANCE: 286,713.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.64 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080130800 MORTGAGORS: MECKEL, BIRGITTA
SYNARSKI, SUSAN
ADDRESS : 438 41ST STREET
MORTGAGE AMT: 250,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94609
UNPAID BALANCE: 249,654.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,812.68 ANNUAL RATE ADJUST: 0.000
LTV : 89.28571 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080130933 MORTGAGORS: LOPEZ, JUAN
LOPEZ, PAULA
ADDRESS : 48229 PURPLELEAF STREET
MORTGAGE AMT: 243,900.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94539
UNPAID BALANCE: 243,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.31 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080131998 MORTGAGORS: GRIFFIN, RICHARD
GRIFFIN, MARY
ADDRESS : 49 RAVEN LANE
MORTGAGE AMT: 290,000.00 CITY ALISA VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92656
UNPAID BALANCE: 289,779.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,002.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080132376 MORTGAGORS: STACK, PATRICK
ADDRESS : 2608 HUNTER MILL
MORTGAGE AMT: 481,000.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 VA 22124
UNPAID BALANCE: 480,335.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,487.59 ANNUAL RATE ADJUST: 0.000
LTV : 73.43511 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080133143 MORTGAGORS: ROSEN, JOSLYN
ADDRESS : 13845 VALLEY VISTA BOULEV
MORTGAGE AMT: 456,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91423
UNPAID BALANCE: 455,669.960 OPTION TO CONVERT : No
MONTHLY P&I: 3,227.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080133408 MORTGAGORS: ROBERTS, ROY
ADDRESS : 1076 PRESIDIO ROAD
MORTGAGE AMT: 400,000.00 CITY PEBBLE BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93953
UNPAID BALANCE: 399,695.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.71 ANNUAL RATE ADJUST: 0.000
LTV : 61.49116 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080134083 MORTGAGORS: WALTA, BRENT
SILVAS, LAWRENCE
ADDRESS : 12337 HILLSLOPE STREET
MORTGAGE AMT: 261,600.00 CITY STUDIO CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91604
UNPAID BALANCE: 261,395.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,784.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080134125 MORTGAGORS: GONZALEZ, RUBEN
GONZALEZ, INOCENCIA
ADDRESS : 4055 WEST KEARNEY BOULEVA
MORTGAGE AMT: 116,000.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 93706
UNPAID BALANCE: 116,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 841.08 ANNUAL RATE ADJUST: 0.000
LTV : 61.05263 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080134182 MORTGAGORS: DANIEL, LINZIE
ADDRESS : 7283 NORTH GENTRY AVENUE
MORTGAGE AMT: 318,000.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93711
UNPAID BALANCE: 317,758.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.35 ANNUAL RATE ADJUST: 0.000
LTV : 79.89950 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080134562 MORTGAGORS: LENNOX, KEITH
LENNOX, ABEBA
ADDRESS : 2548 GALICIA
MORTGAGE AMT: 398,280.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91750
UNPAID BALANCE: 397,294.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,649.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080134588 MORTGAGORS: CANALE, XAVIER
CANALE, GABRIELLE
ADDRESS : 238 NIETO AVENUE
MORTGAGE AMT: 350,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90803
UNPAID BALANCE: 349,752.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,507.44 ANNUAL RATE ADJUST: 0.000
LTV : 82.35294 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080134661 MORTGAGORS: SCHERTZER, ALLEN
SCHERTZER, ANGELA
ADDRESS : 2145 CORTE MORAL
MORTGAGE AMT: 246,350.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92009
UNPAID BALANCE: 245,944.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,638.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080134695 MORTGAGORS: LYDON, GWENDOLYN
ADDRESS : 12 BROOKMONT CIRCLE
MORTGAGE AMT: 300,000.00 CITY SAN ANSELMO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94960
UNPAID BALANCE: 299,741.710 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135023 MORTGAGORS: MICHOS, THOMAS
MICHOS, GRACE
ADDRESS : 9 MEADOWS RUN DRIVE
MORTGAGE AMT: 600,000.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 NJ 07722
UNPAID BALANCE: 599,597.410 OPTION TO CONVERT : No
MONTHLY P&I: 4,402.59 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080135189 MORTGAGORS: LEPINSKI, TIMOTHY
LEPINSKI, COKIE
ADDRESS : 172 DRAKEWOOD PLACE
MORTGAGE AMT: 339,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94947
UNPAID BALANCE: 338,641.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,226.99 ANNUAL RATE ADJUST: 0.000
LTV : 77.22096 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135213 MORTGAGORS: CONTE, THOMAS
CONTE, CINDY
ADDRESS : 801 ALMARIDA DRIVE
MORTGAGE AMT: 330,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 95008
UNPAID BALANCE: 329,810.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,596.12 ANNUAL RATE ADJUST: 0.000
LTV : 72.52747 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080135304 MORTGAGORS: NEZAMI, AMJAD
ADDRESS : 247 SIERRA VISTA AVE
MORTGAGE AMT: 272,000.00 CITY MOUNTAIN VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94043
UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135429 MORTGAGORS: GRANITO, GILBERT
ADDRESS : 13611 WINTHROPE STREET
MORTGAGE AMT: 326,250.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92705
UNPAID BALANCE: 326,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,365.54 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135684 MORTGAGORS: BRYANT, KAREN
ADDRESS : 6879 ALTA LOMA TERRACE
MORTGAGE AMT: 340,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90068
UNPAID BALANCE: 339,721.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135759 MORTGAGORS: WALSH, JAMES
WALSH, SANDRA
ADDRESS : 14601 WESTERN ROAD
MORTGAGE AMT: 646,200.00 CITY SPARKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21152
UNPAID BALANCE: 636,752.350 OPTION TO CONVERT : No
MONTHLY P&I: 4,353.57 ANNUAL RATE ADJUST: 0.000
LTV : 51.69600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135767 MORTGAGORS: FILDES, ROBERT
DE FILDES, ALICIA
ADDRESS : 10114 TATE COURT
MORTGAGE AMT: 452,000.00 CITY OAKTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22124
UNPAID BALANCE: 450,430.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,931.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135775 MORTGAGORS: CRAIGHEAD, GEORGE
CRAIGHEAD, ROSEMARY
ADDRESS : 28602 HUFFSMITH DOBBIN RO
MORTGAGE AMT: 311,600.00 CITY MAGNOLIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 77355
UNPAID BALANCE: 311,112.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,125.67 ANNUAL RATE ADJUST: 0.000
LTV : 67.66558 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135783 MORTGAGORS: REED, LEE
REED, NANCY
ADDRESS : 1814 CROSSPOINTE DR
MORTGAGE AMT: 269,600.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 21401
UNPAID BALANCE: 266,582.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,885.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135791 MORTGAGORS: LARAR, ALLEN
LARAR, BARBARA
ADDRESS : 6 MERRITT DRIVE
MORTGAGE AMT: 281,950.00 CITY POQUOSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 23662
UNPAID BALANCE: 281,269.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.99896 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135809 MORTGAGORS: CAMPBELL, SCOTT
CAMPBELL, LYNN
ADDRESS : 159 N BELLE TERRE CT
MORTGAGE AMT: 250,000.00 CITY WICHITA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 KS 67230
UNPAID BALANCE: 249,381.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.26 ANNUAL RATE ADJUST: 0.000
LTV : 76.45260 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135833 MORTGAGORS: GRAHAM, EUGENE
GRAHAM, SHEILA
ADDRESS : 12325 OBRAD DRIVE
MORTGAGE AMT: 498,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95070
UNPAID BALANCE: 495,902.270 OPTION TO CONVERT : No
MONTHLY P&I: 3,355.12 ANNUAL RATE ADJUST: 0.000
LTV : 74.32836 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135841 MORTGAGORS: KUMAR, KRISHNASWA
RAMANATHAN, RAJANI
ADDRESS : 34345 MARJORAM LOOP
MORTGAGE AMT: 330,150.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94587
UNPAID BALANCE: 328,895.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.50 ANNUAL RATE ADJUST: 0.000
LTV : 79.98982 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135858 MORTGAGORS: OCONNELL, MARK
OCONNELL, KATHRYN
ADDRESS : 14410 ADIDS PASS
MORTGAGE AMT: 256,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IN 46032
UNPAID BALANCE: 254,407.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135866 MORTGAGORS: EAGLE, JEFFREY
PETERS, CARRIE
PETERS, GARY
EAGLE, BARBARA
ADDRESS : 620 MAINSAIL LANE
MORTGAGE AMT: 279,000.00 CITY COROLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NC 27927
UNPAID BALANCE: 278,584.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,950.81 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135882 MORTGAGORS: ANDERSON, LARRY
ANDERSON, KELLY
ADDRESS : 901 N MONROE STREET
MORTGAGE AMT: 332,900.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22201
UNPAID BALANCE: 332,352.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,214.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.98847 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135890 MORTGAGORS: CAMERON, GLEN
CAMERON, ROBIN
ADDRESS : 201 ASHCROFT CT
MORTGAGE AMT: 329,000.00 CITY ASHTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20861
UNPAID BALANCE: 327,078.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,188.85 ANNUAL RATE ADJUST: 0.000
LTV : 79.46860 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135908 MORTGAGORS: GRIFFITH, JOHN
GRIFFITH, SHIRLEY
ADDRESS : 3153 PARKSIDE LANE
MORTGAGE AMT: 325,000.00 CITY WILLIAMSBUR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23185
UNPAID BALANCE: 324,452.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,135.02 ANNUAL RATE ADJUST: 0.000
LTV : 53.01794 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135924 MORTGAGORS: FISHER, MICHAEL
ADDRESS : 9400 CROSSOVER DRIVE
MORTGAGE AMT: 266,900.00 CITY MECHANICSVI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 23116
UNPAID BALANCE: 266,461.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,775.70 ANNUAL RATE ADJUST: 0.000
LTV : 94.99066 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135932 MORTGAGORS: NORAIR, STEPHEN
NORAIR, MARY
ADDRESS : 3700 FAIRWAYS COURT
MORTGAGE AMT: 365,000.00 CITY FREDERICKSB
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22408
UNPAID BALANCE: 364,384.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,397.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.34783 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135957 MORTGAGORS: ROBERTS, RUSSELL
ROBERTS, SALLY
ADDRESS : 13 ST MARTIN ROAD
MORTGAGE AMT: 343,000.00 CITY HATTIESBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MS 39402
UNPAID BALANCE: 341,409.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,369.02 ANNUAL RATE ADJUST: 0.000
LTV : 65.33333 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135965 MORTGAGORS: MCCLARY, MICHAEL
MCCLARY, CLAIRE
ADDRESS : 13957 THAMES DRIVE
MORTGAGE AMT: 301,500.00 CITY SHELBY TWP
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48315
UNPAID BALANCE: 300,815.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,031.27 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080135973 MORTGAGORS: WYMAN, DOUGLAS
WYMAN, VALLY
ADDRESS : 8734 BUNNINGHAM LANE
MORTGAGE AMT: 295,950.00 CITY HOUSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 77055
UNPAID BALANCE: 294,810.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,044.06 ANNUAL RATE ADJUST: 0.000
LTV : 71.05642 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136005 MORTGAGORS: STEIN, HARVEY
STEIN, JANET
ADDRESS : 203 PRESIDENT STREET
MORTGAGE AMT: 792,050.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21403
UNPAID BALANCE: 790,715.340 OPTION TO CONVERT : No
MONTHLY P&I: 5,203.21 ANNUAL RATE ADJUST: 0.000
LTV : 61.87891 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136013 MORTGAGORS: ORNDUFF, TED
ORNDUFF, TINA
ADDRESS : 1477 PARTRIDGE DRIVE
MORTGAGE AMT: 299,280.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95020
UNPAID BALANCE: 298,592.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,067.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.99893 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136021 MORTGAGORS: AMICO, GREGORY
AMICO, SILVIA
ADDRESS : 230 MEADOWS COURT
MORTGAGE AMT: 450,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94539
UNPAID BALANCE: 448,831.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,918.70 ANNUAL RATE ADJUST: 0.000
LTV : 71.87350 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136039 MORTGAGORS: GAN, YEE
ADDRESS : 4601 CHEENEY STREET
MORTGAGE AMT: 306,950.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95054
UNPAID BALANCE: 306,432.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,016.45 ANNUAL RATE ADJUST: 0.000
LTV : 77.32712 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136047 MORTGAGORS: BABBE, RICHARD
BABBE, HELEN
ADDRESS : 10 AMORET DRIVE
MORTGAGE AMT: 284,350.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92602
UNPAID BALANCE: 283,683.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,963.94 ANNUAL RATE ADJUST: 0.000
LTV : 89.96994 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136054 MORTGAGORS: ANI, EVANGELINE
ADDRESS : 17401 STARK AVENUE
MORTGAGE AMT: 256,000.00 CITY CERRITOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90703
UNPAID BALANCE: 255,153.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,703.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136062 MORTGAGORS: LESLIE, TIMOTHY
LESLIE, LINDA
ADDRESS : 14617 OAK KNOLL LANE
MORTGAGE AMT: 384,000.00 CITY VALLEY CENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92082
UNPAID BALANCE: 382,714.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,554.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136070 MORTGAGORS: EPSTEIN, SLAVA
KASHEVSKY, HELENA
ADDRESS : 135 BONHAM ROAD
MORTGAGE AMT: 256,000.00 CITY DEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02026
UNPAID BALANCE: 255,061.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,811.95 ANNUAL RATE ADJUST: 0.000
LTV : 94.99072 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136096 MORTGAGORS: WILSON, MICHAEL
WILSON, MICHELE
ADDRESS : 125 S WOODLAWN CT
MORTGAGE AMT: 263,500.00 CITY WICHITA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 KS 67218
UNPAID BALANCE: 262,879.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,797.53 ANNUAL RATE ADJUST: 0.000
LTV : 83.65079 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136104 MORTGAGORS: SARRAFZADEH, DAVID
SARRAFZADEH, TAMARA
ADDRESS : 104 MAIN STREET
MORTGAGE AMT: 460,000.00 CITY MEDFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02052
UNPAID BALANCE: 458,796.340 OPTION TO CONVERT : No
MONTHLY P&I: 3,099.11 ANNUAL RATE ADJUST: 0.000
LTV : 76.03306 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136138 MORTGAGORS: GARLAND, JEFFREY
GARLAND, SHELLEY
ADDRESS : 40830 UTICA ROAD
MORTGAGE AMT: 287,500.00 CITY STERLING HE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 MI 48313
UNPAID BALANCE: 286,716.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.20 ANNUAL RATE ADJUST: 0.000
LTV : 71.42857 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136161 MORTGAGORS: NEMECEK, FRANCIS
NEMECEK, MARY
ADDRESS : 3101 E LONG ROAD
MORTGAGE AMT: 431,500.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80121
UNPAID BALANCE: 430,037.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,834.65 ANNUAL RATE ADJUST: 0.000
LTV : 58.31081 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136179 MORTGAGORS: CHRISTENSEN, LYNN
ADDRESS : 15350 S ARFSTEN ROAD
MORTGAGE AMT: 371,000.00 CITY LARKSPUR
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CO 80118
UNPAID BALANCE: 370,229.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,690.01 ANNUAL RATE ADJUST: 0.000
LTV : 74.94949 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136187 MORTGAGORS: HOWARD, CHARLES
HOWARD, MARJORIE
ADDRESS : 6700 W DORADO DRIVE
MORTGAGE AMT: 327,650.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80123
UNPAID BALANCE: 327,111.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,179.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.99463 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136195 MORTGAGORS: STEELE, DAVID
LABORDE, CAROL
LABORDE, JOHN
STEELE, JUDITH
ADDRESS : 0080 GOLF COURSE RD
MORTGAGE AMT: 300,000.00 CITY COPPER MOUN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80443
UNPAID BALANCE: 299,055.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 66.23979 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136229 MORTGAGORS: HAACK, TERESA
HAACK, DOUGLAS
ADDRESS : 105 CAPTAINE GRAVES
MORTGAGE AMT: 292,350.00 CITY WILLIAMSBUR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 23185
UNPAID BALANCE: 291,678.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.19 ANNUAL RATE ADJUST: 0.000
LTV : 36.54375 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136237 MORTGAGORS: ROBERTS, WILLIAM
ROBERTS, GALE
ADDRESS : 222 W QUEENS DRIVE
MORTGAGE AMT: 300,000.00 CITY WILLIAMSBUR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23185
UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 60.60606 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136245 MORTGAGORS: SPRINGER, THOMAS
SIMS, JEWEL
ADDRESS : 68 WEST PINES DRIVE
MORTGAGE AMT: 300,000.00 CITY MONTGOMERY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 77356
UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136260 MORTGAGORS: BELL, MICHAEL
BELL, DEBORAH
ADDRESS : 23513 FLOWING MIST
MORTGAGE AMT: 288,000.00 CITY SAN ANTONIO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 78258
UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136278 MORTGAGORS: SHAMIEH, RAMZI
SHAMIEH, CYNTHIA
ADDRESS : 1551 ROSEANNA DRIVE
MORTGAGE AMT: 255,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95118
UNPAID BALANCE: 254,321.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,632.80 ANNUAL RATE ADJUST: 0.000
LTV : 78.22086 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136286 MORTGAGORS: HANSON, RACHEL
MILTON, CELESTE
ADDRESS : 4400 EVANS AVENUE
MORTGAGE AMT: 370,400.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94602
UNPAID BALANCE: 369,437.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,402.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136294 MORTGAGORS: BAYARD, PAUL
ADDRESS : 2711 SANTA CLARA AVENUE
MORTGAGE AMT: 280,000.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 94501
UNPAID BALANCE: 279,217.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136302 MORTGAGORS: BRAUDE, RUVIM
BRAUDE, INNA
ADDRESS : 1290 MONTEREY BOULEVARD
MORTGAGE AMT: 550,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94127
UNPAID BALANCE: 548,571.370 OPTION TO CONVERT : No
MONTHLY P&I: 3,567.29 ANNUAL RATE ADJUST: 0.000
LTV : 60.43956 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136310 MORTGAGORS: BASILE, LOUIS
BASILE, M
ADDRESS : 15216 COOPER AVENUE
MORTGAGE AMT: 397,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95124
UNPAID BALANCE: 396,041.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.67 ANNUAL RATE ADJUST: 0.000
LTV : 73.51852 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136336 MORTGAGORS: YEGGY, DANIEL
YEGGY, DEBRA
ADDRESS : 7685 PASEO SANTA CRUZ
MORTGAGE AMT: 318,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94566
UNPAID BALANCE: 317,477.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,115.67 ANNUAL RATE ADJUST: 0.000
LTV : 69.43231 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136344 MORTGAGORS: DONLAN, KAREN
SCHULTZ, CHRIS
ADDRESS : 18901 LOREE AVENUE
MORTGAGE AMT: 600,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95014
UNPAID BALANCE: 598,055.010 OPTION TO CONVERT : No
MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000
LTV : 76.04563 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136351 MORTGAGORS: VELARDE, ELIA
ADDRESS : 109 MARJORAM LOOP
MORTGAGE AMT: 311,850.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94587
UNPAID BALANCE: 311,115.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.37 ANNUAL RATE ADJUST: 0.000
LTV : 79.98820 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136369 MORTGAGORS: DELAPAZ, EDUARDO
DELAPAZ, KIMBERLY
ADDRESS : 3669 TULLY COURT
MORTGAGE AMT: 314,200.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95148
UNPAID BALANCE: 313,670.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,064.08 ANNUAL RATE ADJUST: 0.000
LTV : 89.97709 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136377 MORTGAGORS: SINGH, MANMEET
SETHI, HARVEEN
ADDRESS : 397 KING AVENUE
MORTGAGE AMT: 326,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94536
UNPAID BALANCE: 325,489.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136385 MORTGAGORS: LY, QUANG
ADDRESS : 359 HUCKLEBERRY DRIVE
MORTGAGE AMT: 352,450.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95123
UNPAID BALANCE: 351,599.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,374.53 ANNUAL RATE ADJUST: 0.000
LTV : 68.29129 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136393 MORTGAGORS: NGUYEN, CUONG
NGUYEN, TRANG
ADDRESS : 895 DIANA AVENUE
MORTGAGE AMT: 404,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95037
UNPAID BALANCE: 403,383.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,790.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136427 MORTGAGORS: ADAMS, JONATHAN
ADAMS, DIANE
ADDRESS : 3855 COTTONWOOD DRIVE
MORTGAGE AMT: 435,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 94506
UNPAID BALANCE: 434,230.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,785.36 ANNUAL RATE ADJUST: 0.000
LTV : 61.70213 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136435 MORTGAGORS: DEL ROSARIO, RODUARDO
DEL ROSARIO, VIRGINIA
ADDRESS : 10170 STERLING BOULEVARD
MORTGAGE AMT: 300,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95014
UNPAID BALANCE: 299,327.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136443 MORTGAGORS: SHIREMAN, ROBERT
SIKES, LUCINDA
ADDRESS : 1911 HOPKINS STREET
MORTGAGE AMT: 321,600.00 CITY BERKELEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94707
UNPAID BALANCE: 321,058.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,112.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136450 MORTGAGORS: QUON, JACK
LEE, LILLIAN
ADDRESS : 806 28TH AVENUE
MORTGAGE AMT: 280,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94121
UNPAID BALANCE: 279,550.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136468 MORTGAGORS: WEY, TING
ADDRESS : 32416 WESTPORT COURT
MORTGAGE AMT: 342,400.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94587
UNPAID BALANCE: 341,454.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,249.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136476 MORTGAGORS: SESSIONS, KENTON
ADDRESS : 4269 PARK BOULEVARD
MORTGAGE AMT: 337,500.00 CITY PALO ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94306
UNPAID BALANCE: 336,931.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,217.14 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136484 MORTGAGORS: PIRING, CHARLES
GALLARDO, JOSELEO
PIRING, MARIA
ADDRESS : 29057 ROSECLIFF LANE
MORTGAGE AMT: 246,000.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94544
UNPAID BALANCE: 245,633.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000
LTV : 78.09524 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136492 MORTGAGORS: TREVINO, RICHARD
TREVINO, KIMBERLY
ADDRESS : 12500 POPPY LANE
MORTGAGE AMT: 576,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95127
UNPAID BALANCE: 575,098.610 OPTION TO CONVERT : No
MONTHLY P&I: 3,929.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136500 MORTGAGORS: MORRILL, STEPHEN
MORRILL, MAUREEN
ADDRESS : 19 BELMONT ROAD
MORTGAGE AMT: 308,000.00 CITY WAKEFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01880
UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,153.59 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136518 MORTGAGORS: HENNIGH, SCOTT
HENNIGH, KATHLEEN
ADDRESS : 217 STANBRIDGE COURT
MORTGAGE AMT: 294,400.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94502
UNPAID BALANCE: 293,939.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,008.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136526 MORTGAGORS: HENSON, VAN
HENSON, TERESA
ADDRESS : 1413 FOX CREEK COURT
MORTGAGE AMT: 260,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94550
UNPAID BALANCE: 259,340.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000
LTV : 76.47059 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136534 MORTGAGORS: SPIVACK, DAVID
SPIVACK, JANIS
ADDRESS : 657 28TH STREET
MORTGAGE AMT: 373,500.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94131
UNPAID BALANCE: 372,642.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,579.68 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136542 MORTGAGORS: LI, ZI HUI
WANG, YAN ZHE
ADDRESS : 797 ALLEN COURT
MORTGAGE AMT: 454,400.00 CITY PALO ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94303
UNPAID BALANCE: 453,634.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,985.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136559 MORTGAGORS: PAPPAS, ALEXANDER
PAPPAS, VICTORIA
ADDRESS : 750 BUCKLAND AVENUE
MORTGAGE AMT: 598,000.00 CITY BELMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94002
UNPAID BALANCE: 596,484.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,928.44 ANNUAL RATE ADJUST: 0.000
LTV : 73.37423 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136567 MORTGAGORS: DENTON, SCOTT
HUGHES DENTO, NICOLETTE
ADDRESS : 4457 ARBUTUS COURT
MORTGAGE AMT: 334,360.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94588
UNPAID BALANCE: 333,810.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,224.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136575 MORTGAGORS: POWELL, ROBERT
POWELL, KAROL
ADDRESS : 1369 THERESA AVENUE
MORTGAGE AMT: 285,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95008
UNPAID BALANCE: 284,231.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.25 ANNUAL RATE ADJUST: 0.000
LTV : 71.25000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136583 MORTGAGORS: DE OLIVEIR, J AUGUSTO
SOUZA DE OLI, CLAUDIA
ADDRESS : 6648 MT HOPE DRIVE
MORTGAGE AMT: 396,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95120
UNPAID BALANCE: 394,971.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,568.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136591 MORTGAGORS: BOITANO, PAUL
YOST BOITANO, PAULA
ADDRESS : 5022 DUBLIN AVENUE
MORTGAGE AMT: 289,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94602
UNPAID BALANCE: 288,547.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,971.49 ANNUAL RATE ADJUST: 0.000
LTV : 74.10256 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136609 MORTGAGORS: LANDTHORN, RON
LANDTHORN, SUZANNE
ADDRESS : 1255 HEAVEN HILL ROAD
MORTGAGE AMT: 480,000.00 CITY SONOMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95476
UNPAID BALANCE: 479,248.840 OPTION TO CONVERT : No
MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136617 MORTGAGORS: TAKESHIMA, SHIN
ADDRESS : 3373 ONSLOW WAY
MORTGAGE AMT: 272,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95132
UNPAID BALANCE: 271,293.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,764.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136625 MORTGAGORS: FULLER, SCOTT
FULLER, DIANE
ADDRESS : 1004 DUNHILL COURT
MORTGAGE AMT: 430,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94506
UNPAID BALANCE: 429,257.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,788.98 ANNUAL RATE ADJUST: 0.000
LTV : 73.19149 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136641 MORTGAGORS: SLATER, DAVID
SLATER, DEBRA
ADDRESS : 1135 CRESTVIEW AVENUE
MORTGAGE AMT: 364,000.00 CITY SEAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90740
UNPAID BALANCE: 363,371.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,360.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136658 MORTGAGORS: WELLS, DAVID
WELLS, MICHELLE
ADDRESS : 3543 TRENTON WAY
MORTGAGE AMT: 255,550.00 CITY EL DORADO H
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95762
UNPAID BALANCE: 255,053.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,721.69 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136666 MORTGAGORS: BERNARDO, MICHAEL
BERNARDO, JANIS
ADDRESS : 224 CALDWELL AVENUE
MORTGAGE AMT: 444,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95032
UNPAID BALANCE: 443,269.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,953.95 ANNUAL RATE ADJUST: 0.000
LTV : 68.30769 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136674 MORTGAGORS: WILLIAMS, SCOTT
ADDRESS : 662 CRESTVIEW DRIVE
MORTGAGE AMT: 315,200.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95117
UNPAID BALANCE: 314,718.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,177.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136682 MORTGAGORS: IMAMURA, DANIEL
ADDRESS : 336 WINDINGWOOD COURT
MORTGAGE AMT: 264,000.00 CITY MOUNTAIN VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94040
UNPAID BALANCE: 263,606.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,845.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136690 MORTGAGORS: SKOOG, JAMES
SKOOG, CAROL
ADDRESS : 7094 BROOKTREE WAY
MORTGAGE AMT: 339,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 95120
UNPAID BALANCE: 338,385.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,142.72 ANNUAL RATE ADJUST: 0.000
LTV : 71.36842 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136708 MORTGAGORS: MERRIAM, JAMES
KARL, ELIZABETH
ADDRESS : 978 AZALEA DRIVE
MORTGAGE AMT: 300,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94086
UNPAID BALANCE: 299,502.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 64.51613 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136716 MORTGAGORS: DATTA RAY, PARTHA
DATTA RAY, MITRA
ADDRESS : 18640 CASA BLANCA LANE
MORTGAGE AMT: 488,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95070
UNPAID BALANCE: 487,177.670 OPTION TO CONVERT : No
MONTHLY P&I: 3,205.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136724 MORTGAGORS: WU, XIANGCHEN
LIU, WEI
ADDRESS : 1000 GILA COURT
MORTGAGE AMT: 416,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94539
UNPAID BALANCE: 415,281.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,698.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136732 MORTGAGORS: TONG, PETER
CHIN, LINDA
ADDRESS : 12480 PALMTAG DRIVE
MORTGAGE AMT: 536,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95070
UNPAID BALANCE: 535,096.800 OPTION TO CONVERT : No
MONTHLY P&I: 3,521.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136740 MORTGAGORS: LYONS, CYNTHIA
BRINK, GREG
ADDRESS : 9750 MARKY WAY
MORTGAGE AMT: 276,000.00 CITY LA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 91941
UNPAID BALANCE: 275,499.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,744.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136757 MORTGAGORS: NAPOLITANO, DAVID
KAPAI, MEENU
ADDRESS : 4114 REMILLARD COURT
MORTGAGE AMT: 556,050.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 94566
UNPAID BALANCE: 555,041.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,514.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.99568 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136765 MORTGAGORS: POTTER, KENNETH
ADDRESS : 9517 SOUTHLAKE DRIVE
MORTGAGE AMT: 400,000.00 CITY SPOTSYLVANI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22553
UNPAID BALANCE: 399,404.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000
LTV : 72.72727 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136781 MORTGAGORS: BUCKLEY, PAUL
BUCKLEY, KATHERINE
ADDRESS : 14 GOLDENROD LANE
MORTGAGE AMT: 300,000.00 CITY FALMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 ME 04105
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136799 MORTGAGORS: SMITH, MARTIN
ADDRESS : 4096 SPRING KNOLL DRIVE
MORTGAGE AMT: 376,000.00 CITY EUGENE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 OR 97405
UNPAID BALANCE: 375,023.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,438.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136807 MORTGAGORS: LASORDA, DAVID
LASORDA, PAMELA
ADDRESS : 916 BEAVER STREET
MORTGAGE AMT: 483,000.00 CITY SEWICKLEY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 15143
UNPAID BALANCE: 481,775.660 OPTION TO CONVERT : No
MONTHLY P&I: 3,172.97 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136815 MORTGAGORS: COYNE, JOHN
COYNE, LISA
ADDRESS : 4 CHICKADEE LANE
MORTGAGE AMT: 311,000.00 CITY WESTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02090
UNPAID BALANCE: 310,513.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,121.57 ANNUAL RATE ADJUST: 0.000
LTV : 55.53571 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136823 MORTGAGORS: NEWMAN, WADE
NEWMAN, CECELIA
ADDRESS : 45620 BRISTOL CIRCLE
MORTGAGE AMT: 278,000.00 CITY NOVI
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 MI 48377
UNPAID BALANCE: 277,508.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136831 MORTGAGORS: SAMAKOW, THOMAS
SAMAKOW, DEBRA
ADDRESS : 1427 SQUIRREL HILL AVENUE
MORTGAGE AMT: 306,000.00 CITY PITTSBURGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 15217
UNPAID BALANCE: 305,496.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,035.83 ANNUAL RATE ADJUST: 0.000
LTV : 48.18898 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136849 MORTGAGORS: KANTOR, MITCHELL
KANTOR, NANCY
ADDRESS : 7 SHADOW LANE
MORTGAGE AMT: 708,000.00 CITY BLOOMFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 48302
UNPAID BALANCE: 706,413.810 OPTION TO CONVERT : No
MONTHLY P&I: 4,950.44 ANNUAL RATE ADJUST: 0.000
LTV : 61.56522 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136864 MORTGAGORS: RUIZ DE LUZU, KATHERINE
ALDERSON, LLOYD
ADDRESS : 174 WEST BARE HILL ROAD
MORTGAGE AMT: 315,000.00 CITY HARVARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01451
UNPAID BALANCE: 314,299.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 74.64455 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136898 MORTGAGORS: JAMES, KEVIN
JAMES, SARAH
ADDRESS : 1426 19TH AVENUE
MORTGAGE AMT: 268,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94122
UNPAID BALANCE: 267,368.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136906 MORTGAGORS: FISHER, JOHN
FISHER, KARON
ADDRESS : 15056 NW EUGENE LANE
MORTGAGE AMT: 259,900.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97229
UNPAID BALANCE: 259,493.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,772.98 ANNUAL RATE ADJUST: 0.000
LTV : 76.46367 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136914 MORTGAGORS: WALLS, JOHN
WALLS, VALERIE
ADDRESS : 8260 RIDGEPOINTE DRIVE
MORTGAGE AMT: 357,000.00 CITY BURR RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60521
UNPAID BALANCE: 356,455.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,465.71 ANNUAL RATE ADJUST: 0.000
LTV : 78.11816 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136930 MORTGAGORS: CATTONE, DAN
CATTONE, JOHANNA
ADDRESS : 47657 AVALON HEIGHTS TERR
MORTGAGE AMT: 644,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94539
UNPAID BALANCE: 642,941.160 OPTION TO CONVERT : No
MONTHLY P&I: 4,284.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136955 MORTGAGORS: BASKIN, PHYLLIS
ADDRESS : 306 SCHENLEY ROAD
MORTGAGE AMT: 272,000.00 CITY PITTSBURGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 15217
UNPAID BALANCE: 271,359.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136971 MORTGAGORS: PICCIRILLO, ROBERT
PICCIRILLO, PHYLLIS
ADDRESS : 44 BRIDLE PATH
MORTGAGE AMT: 276,000.00 CITY FRANKLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02038
UNPAID BALANCE: 275,598.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.52 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136989 MORTGAGORS: MANDI, JUDIT
ADDRESS : 2271 HOLLISTON AVENUE
MORTGAGE AMT: 530,000.00 CITY ALTADENA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 91001
UNPAID BALANCE: 528,576.600 OPTION TO CONVERT : No
MONTHLY P&I: 3,393.65 ANNUAL RATE ADJUST: 0.000
LTV : 74.64789 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137003 MORTGAGORS: STEWART, DONALD
VANCIL, MARCELLA
ADDRESS : 409 OAKBROOK CIRCLE
MORTGAGE AMT: 392,500.00 CITY URBANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 IL 61801
UNPAID BALANCE: 391,188.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,778.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.13306 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137011 MORTGAGORS: RICHARDSON, EMMETT
RICHARDSON, MAXINE
ADDRESS : 8 EAST SQUARE LANE
MORTGAGE AMT: 300,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 23233
UNPAID BALANCE: 299,481.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 69.76744 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137078 MORTGAGORS: HULL, SCOTT
FAUDOA HULL, ELEONOR
ADDRESS : 1327 HORSEMILL ROAD
MORTGAGE AMT: 302,000.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92021
UNPAID BALANCE: 301,478.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,958.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137094 MORTGAGORS: CROSS, MARVIN
CROSS, BETH
ADDRESS : 1851 RHODES STREET
MORTGAGE AMT: 490,000.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 90254
UNPAID BALANCE: 488,695.870 OPTION TO CONVERT : No
MONTHLY P&I: 3,137.52 ANNUAL RATE ADJUST: 0.000
LTV : 76.80251 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137102 MORTGAGORS: WAFEL, IRA
SCHLESINGER, GALE
ADDRESS : 15 CRYSTALAIRE
MORTGAGE AMT: 299,100.00 CITY LAS FLORES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92688
UNPAID BALANCE: 298,341.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.99144 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137110 MORTGAGORS: DIAMOND, PAUL
DIAMOND, RHONDA
ADDRESS : 5111 LEE STREET
MORTGAGE AMT: 275,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90503
UNPAID BALANCE: 274,336.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000
LTV : 70.51282 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137128 MORTGAGORS: GARDNER, ROY
GARDNER, SUSAN
ADDRESS : 28377 FAIRCREST WAY
MORTGAGE AMT: 380,000.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92026
UNPAID BALANCE: 379,390.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.16667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137136 MORTGAGORS: LO, ELAINE
ADDRESS : 2201 VIA CARRILLO
MORTGAGE AMT: 268,000.00 CITY PALOS VERDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90274
UNPAID BALANCE: 267,559.340 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137144 MORTGAGORS: STONE, PETER
STONE, LORI
ADDRESS : 6 BEACONSFIELD
MORTGAGE AMT: 420,000.00 CITY DOVE CANYON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92679
UNPAID BALANCE: 419,309.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,794.27 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137151 MORTGAGORS: DAVEY, JOHN
DAVEY, PAULA
ADDRESS : 32771 NATHAN CIRCLE
MORTGAGE AMT: 284,000.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92629
UNPAID BALANCE: 283,521.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,865.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137169 MORTGAGORS: TRISKO, KAREN
ADDRESS : 30 CHAMONIX
MORTGAGE AMT: 260,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92677
UNPAID BALANCE: 259,474.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137177 MORTGAGORS: FALLON, WILLIAM
FALLON, TAMARA
ADDRESS : 1921 N LAUREL AVENUE
MORTGAGE AMT: 262,800.00 CITY UPLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91784
UNPAID BALANCE: 262,408.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,837.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137185 MORTGAGORS: NELSON, MARC
NELSON, KIM
ADDRESS : 21 APACHE DRIVE
MORTGAGE AMT: 267,300.00 CITY TRABUCO CAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92679
UNPAID BALANCE: 266,891.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,846.17 ANNUAL RATE ADJUST: 0.000
LTV : 79.79104 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137193 MORTGAGORS: LEW, PETER
LEW, JEANNE
ADDRESS : 21329 HOWARD AVENUE
MORTGAGE AMT: 279,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90503
UNPAID BALANCE: 278,563.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.27 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137201 MORTGAGORS: YU, WENBIN
ZENG, YIHAI
ADDRESS : 5850 COZZENS STREET
MORTGAGE AMT: 328,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92122
UNPAID BALANCE: 327,460.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137219 MORTGAGORS: NEWMAN, BRET
THOMPSON, ROBIN
ADDRESS : 34 MANCERA
MORTGAGE AMT: 349,400.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92688
UNPAID BALANCE: 348,630.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,324.57 ANNUAL RATE ADJUST: 0.000
LTV : 71.45194 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137227 MORTGAGORS: CLARK, JAMES
CLARK, THERESA
ADDRESS : 55 GINA CT.
MORTGAGE AMT: 318,000.00 CITY SYKESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21784
UNPAID BALANCE: 317,464.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,089.04 ANNUAL RATE ADJUST: 0.000
LTV : 78.13268 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137235 MORTGAGORS: REMBERT, LEROY
REMBERT, WILHELMENI
ADDRESS : 7338 SANTORINI LANE
MORTGAGE AMT: 279,000.00 CITY CHARLOTTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 28270
UNPAID BALANCE: 278,343.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.28 ANNUAL RATE ADJUST: 0.000
LTV : 84.54545 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137243 MORTGAGORS: ROBERTSON, THOMAS
ROBERTSON, MARY
ADDRESS : 110 GREY BRIDGE ROW
MORTGAGE AMT: 338,000.00 CITY CARY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NC 27513
UNPAID BALANCE: 337,223.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,334.49 ANNUAL RATE ADJUST: 0.000
LTV : 70.41667 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137250 MORTGAGORS: DE LA TORRE, GABRIEL
OKERE, ISABEL
DE LA TORRE, IRMA
ADDRESS : 1401 PEREGRINE DRIVE
MORTGAGE AMT: 299,200.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95020
UNPAID BALANCE: 298,477.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,015.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137268 MORTGAGORS: MOULTRIE, DOUGLAS
MOULTRIE, ELIZABETH
ADDRESS : 39306 LONG HILL LANE
MORTGAGE AMT: 285,000.00 CITY ALDIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20105
UNPAID BALANCE: 284,328.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.21 ANNUAL RATE ADJUST: 0.000
LTV : 71.25000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137276 MORTGAGORS: RIVIELLO, JAMES
TORREY, SUSAN
ADDRESS : 77 CIDER MILL ROAD
MORTGAGE AMT: 300,000.00 CITY SUDBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01776
UNPAID BALANCE: 299,192.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 72.81553 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137292 MORTGAGORS: IDE, DAVID
IDE, DEBORAH
ADDRESS : 53 LA PERLA
MORTGAGE AMT: 313,000.00 CITY FOOTHILL RA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92610
UNPAID BALANCE: 312,244.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,108.74 ANNUAL RATE ADJUST: 0.000
LTV : 78.64322 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137300 MORTGAGORS: HECKER KLEIN, JANENE
KLEIN, MICHAEL
ADDRESS : 134 GREENBRIAR DRIVE
MORTGAGE AMT: 341,000.00 CITY WEXFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 15090
UNPAID BALANCE: 340,425.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,240.13 ANNUAL RATE ADJUST: 0.000
LTV : 78.75289 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137326 MORTGAGORS: ARMBRESTER, ROBERT
ARMBRESTER, KATHY
ADDRESS : 2829 ACTION PLACE
MORTGAGE AMT: 280,000.00 CITY BIRMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AL 35243
UNPAID BALANCE: 279,539.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 74.86631 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137334 MORTGAGORS: KISTER, JANUARY
GARLAK, MALGORZATA
ADDRESS : 3702 BRET HARTE DRIVE
MORTGAGE AMT: 402,400.00 CITY REDWOOD CIT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94061
UNPAID BALANCE: 401,721.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,643.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137342 MORTGAGORS: NEEDLES, MARC
NEEDLES, MARITA
ADDRESS : 1127 PEBBLE SPRING DRIVE
MORTGAGE AMT: 450,000.00 CITY BERWYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 19312
UNPAID BALANCE: 449,278.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,031.73 ANNUAL RATE ADJUST: 0.000
LTV : 67.66917 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137367 MORTGAGORS: MERRICK, DAVID
CHEN, HUNG TSU
ADDRESS : 474 HULL AVENUE
MORTGAGE AMT: 258,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95125
UNPAID BALANCE: 257,964.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137375 MORTGAGORS: BARRIER, C.
BARRIER, PAMELA
ADDRESS : 1406 HARDOUIN AVENUE
MORTGAGE AMT: 400,000.00 CITY Austin
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 78703
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 74.82000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137409 MORTGAGORS: M TAYLOR, LARRY
TAYLOR, SUZANNE
ADDRESS : 11775 ASPEN VIEW DRIVE
MORTGAGE AMT: 300,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92128
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137573 MORTGAGORS: BRYANT, LANCE
BRYANT, CAMILLA
ADDRESS : 4184 SPARROW LANE
MORTGAGE AMT: 199,500.00 CITY SHINGLE SPR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95682
UNPAID BALANCE: 199,351.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,394.93 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137854 MORTGAGORS: KARABOTS, DENISE
ADDRESS : 416 COMMONWEALTH AVENUE #
MORTGAGE AMT: 331,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02115
UNPAID BALANCE: 330,760.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,342.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.95169 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080138043 MORTGAGORS: CONDIE, JOT
CONDIE, KAREN
ADDRESS : 2829 HABORVIEW LANE
MORTGAGE AMT: 260,000.00 CITY ELK GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95758
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 65.82278 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080138639 MORTGAGORS: HOHENER, ERIC
HOHENER, KERIANNE
ADDRESS : 408 MORAGA AVENUE
MORTGAGE AMT: 388,000.00 CITY PIEDMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94611
UNPAID BALANCE: 385,678.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,548.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080138738 MORTGAGORS: KOTZ, KENNETH
KOTZ, NANCY
ADDRESS : 8860 GLENRIDGE COURT
MORTGAGE AMT: 319,200.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22182
UNPAID BALANCE: 319,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080139140 MORTGAGORS: RUGAYAN, CHARLES
RUGAYAN, CAROLE
ADDRESS : 26420 WEST BEECHER LANE
MORTGAGE AMT: 297,100.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91381
UNPAID BALANCE: 296,856.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,976.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.99009 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080139462 MORTGAGORS: HASLAM, EDWARD
HASLAM, JACQUELINE
ADDRESS : 148 CHENERY STREET
MORTGAGE AMT: 430,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94131
UNPAID BALANCE: 429,327.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,933.36 ANNUAL RATE ADJUST: 0.000
LTV : 75.43860 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080139694 MORTGAGORS: KUBITZ, STEVEN
KUBITZ, SHELLEY
ADDRESS : 6651 BROOK HOLLOW CIRCLE
MORTGAGE AMT: 292,550.00 CITY STOCKTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95219
UNPAID BALANCE: 292,092.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.71 ANNUAL RATE ADJUST: 0.000
LTV : 94.98747 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080139819 MORTGAGORS: RAUSCHER, KENNETH
RAUSCHER, DEBORAH
ADDRESS : 2187 CAMINO ROBLEDO
MORTGAGE AMT: 330,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92009
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000
LTV : 72.52747 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080139934 MORTGAGORS: ROSS, LESLIE
CARTER, E
ADDRESS : 2747 BRANDYWINE STREET NW
MORTGAGE AMT: 512,812.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DC 20008
UNPAID BALANCE: 512,812.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,585.66 ANNUAL RATE ADJUST: 0.000
LTV : 74.99993 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140015 MORTGAGORS: BOYES, IRVING
BOYES, SHIRLEY
ADDRESS : 5211 WESTGROVE PLACE
MORTGAGE AMT: 250,000.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75248
UNPAID BALANCE: 249,804.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000
LTV : 52.63158 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140023 MORTGAGORS: GERRISH, GREGORY
GERRISH, KATHLEEN
ADDRESS : 103 MILITIA ROAD EAST
MORTGAGE AMT: 260,000.00 CITY READINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08889
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 79.51070 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140072 MORTGAGORS: DIVENERE, DOUGLAS
DIVENERE, LEVITA
ADDRESS : 403 HILL AVENUE
MORTGAGE AMT: 277,600.00 CITY GLEN ELLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60137
UNPAID BALANCE: 277,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140239 MORTGAGORS: FRONCZKOWSKI, STANLEY
FRONCZKOWSKI, ANNE
ADDRESS : 9 WOODBROCK CIRCLE
MORTGAGE AMT: 300,000.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 DE 19810
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.38 ANNUAL RATE ADJUST: 0.000
LTV : 73.17073 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140296 MORTGAGORS: TUCKER, NEIL
TUCKER, MARY
ADDRESS : 495 FIRST ST
MORTGAGE AMT: 304,000.00 CITY ORADELL
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 NJ 07649
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140338 MORTGAGORS: BARRONE, DOMINICK
ADDRESS : 13 STONEWOOD PARKWAY
MORTGAGE AMT: 280,500.00 CITY VERONA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07044
UNPAID BALANCE: 280,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,842.69 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140411 MORTGAGORS: ROTHENBERG, PAMELA
OTTINGER, MARK
ADDRESS : 2549 BABCOCK ROAD
MORTGAGE AMT: 528,000.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22181
UNPAID BALANCE: 528,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,557.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080140783 MORTGAGORS: FERRIER, CLINTON
BELL, JOANN
FERRIER, HEATHER
ADDRESS : 10 PARADISE CT
MORTGAGE AMT: 452,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94947
UNPAID BALANCE: 451,647.390 OPTION TO CONVERT : No
MONTHLY P&I: 3,083.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141120 MORTGAGORS: YEE, DOK
YEE, KI
ADDRESS : 1436 FERNSIDE BLVD
MORTGAGE AMT: 282,600.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94501
UNPAID BALANCE: 282,146.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.93 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141252 MORTGAGORS: CODONER, EMIL
CODONER, WANDA
ADDRESS : 25 WHITNEY STREET
MORTGAGE AMT: 300,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CT 06880
UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000
LTV : 61.22449 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141302 MORTGAGORS: ARCHIBALD, JOHN
ADDRESS : 275 BAYVIEW AVENUE Q
MORTGAGE AMT: 297,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94086
UNPAID BALANCE: 296,523.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,000.94 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141633 MORTGAGORS: VITTORIO, CARMELA
WEBB, ROBERT
ADDRESS : 513 EAST SPRING AVENUE
MORTGAGE AMT: 224,000.00 CITY ARDMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 PA 19003
UNPAID BALANCE: 224,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,585.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141690 MORTGAGORS: GILLILAND, GEOFFREY
GRIGG, DIANE
ADDRESS : 5918 OCEAN VIEW RIDGE LAN
MORTGAGE AMT: 277,600.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92121
UNPAID BALANCE: 277,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,917.32 ANNUAL RATE ADJUST: 0.000
LTV : 94.90598 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141799 MORTGAGORS: ECHANDY, RUBEN
MANGUAL, ZUL
ADDRESS : 3 WYNDSTONE WAY
MORTGAGE AMT: 343,700.00 CITY FRAMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 01701
UNPAID BALANCE: 343,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,432.69 ANNUAL RATE ADJUST: 0.000
LTV : 89.99738 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141856 MORTGAGORS: WINSTEAD, TOMMY
WINSTEAD, BEVERLY
ADDRESS : 24 BEAUFORT SHORES COURT
MORTGAGE AMT: 261,900.00 CITY PROSPERITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 SC 29127
UNPAID BALANCE: 261,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,831.25 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141906 MORTGAGORS: ZASLOW, IRA
ZASLOW, CAROLYN
ADDRESS : 2816 NE 27TH STREET
MORTGAGE AMT: 496,000.00 CITY FORT LAUDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33301
UNPAID BALANCE: 496,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,468.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141930 MORTGAGORS: SCHIEBLER, JEFFREY
HUNKELER, CHRIS
ADDRESS : 6620 HAGEN BOULEVARD
MORTGAGE AMT: 281,200.00 CITY EL CERRITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94530
UNPAID BALANCE: 281,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,966.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080142094 MORTGAGORS: STANALAND, JOHN
STANALAND, TAMMY
ADDRESS : 31559 EAGLE ROCK WAY
MORTGAGE AMT: 365,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92651
UNPAID BALANCE: 365,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,520.96 ANNUAL RATE ADJUST: 0.000
LTV : 61.55143 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080142441 MORTGAGORS: ANGLE, JOHN
ANGLE, SHARON
ADDRESS : 2790 CUTLER AVENUE
MORTGAGE AMT: 328,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94536
UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,349.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143001 MORTGAGORS: CASE, MICHAEL
CASE, SARAH
ADDRESS : 3850 EAST LAUREL STREET
MORTGAGE AMT: 572,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85215
UNPAID BALANCE: 572,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,757.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143027 MORTGAGORS: OUDOM, KAYKHAM
OUDOM, SOMCHAY
ADDRESS : 7555 WINDY RIDGE ROAD
MORTGAGE AMT: 256,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92126
UNPAID BALANCE: 255,805.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.50311 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143068 MORTGAGORS: YOUNG, ROBERT
YOUNG, CHRISTI
ADDRESS : 195 WOLF CREEK DR
MORTGAGE AMT: 295,500.00 CITY BIGFORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MT 59911
UNPAID BALANCE: 295,037.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,015.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143076 MORTGAGORS: EPLER, FREDERICK
THOMAS EPLER, CYNTHIA
ADDRESS : 5125 HWY 93 WEST
MORTGAGE AMT: 267,500.00 CITY WHITEFISH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MT 59937
UNPAID BALANCE: 266,361.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,824.82 ANNUAL RATE ADJUST: 0.000
LTV : 58.79121 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143399 MORTGAGORS: WILLIAMS, JOHN
WILLIAMS, GENEVIEVE
ADDRESS : 1241 BIG WATER CIRCLE
MORTGAGE AMT: 457,000.00 CITY GREENSBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 GA 30642
UNPAID BALANCE: 457,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,274.01 ANNUAL RATE ADJUST: 0.000
LTV : 56.41975 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143506 MORTGAGORS: HALEY, ROBERT
HALEY, ALISA
ADDRESS : 5632 CREST DRIVE
MORTGAGE AMT: 212,000.00 CITY PALMDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93551
UNPAID BALANCE: 211,834.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,446.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143597 MORTGAGORS: SUGINO, PHILLIP
SUGINO, LINDA
ADDRESS : 2630 CABRILLO WAY
MORTGAGE AMT: 252,000.00 CITY OXNARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93030
UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,762.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143621 MORTGAGORS: BARRETT, DONNA
BARRETT, MICHAEL
ADDRESS : 1030 INDIAN CREST DR
MORTGAGE AMT: 246,810.00 CITY BIRMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 AL 35124
UNPAID BALANCE: 246,810.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.18 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143670 MORTGAGORS: WEST, MARSIE
WEST, WARREN
ADDRESS : 3 WHITEHALL LANE
MORTGAGE AMT: 294,000.00 CITY READING
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01867
UNPAID BALANCE: 294,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,055.70 ANNUAL RATE ADJUST: 0.000
LTV : 73.86935 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143829 MORTGAGORS: KAIN, JAMES
KAIN, JODIE
ADDRESS : 29 MILFORD STREET
MORTGAGE AMT: 315,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02118
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,122.22 ANNUAL RATE ADJUST: 0.000
LTV : 69.38326 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080143977 MORTGAGORS: FORKASDI, LINDA
ADDRESS : 1514 CARIBBEAN WAY
MORTGAGE AMT: 430,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92651
UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,006.62 ANNUAL RATE ADJUST: 0.000
LTV : 55.12821 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080144462 MORTGAGORS: BERRY, MICHAL
BERRY, FRANKLIN
ADDRESS : 1 BAYSIDE AVENUE
MORTGAGE AMT: 300,000.00 CITY EAST QUOGUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11942
UNPAID BALANCE: 299,777.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.65 ANNUAL RATE ADJUST: 0.000
LTV : 52.17391 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080144470 MORTGAGORS: NEILL, HAROLD
BANKS NEILL, PAMELA
ADDRESS : 23 KENDALL ROAD F/K/A
MORTGAGE AMT: 585,000.00 CITY POUND RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 10576
UNPAID BALANCE: 584,587.110 OPTION TO CONVERT : No
MONTHLY P&I: 4,191.02 ANNUAL RATE ADJUST: 0.000
LTV : 57.92079 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080145055 MORTGAGORS: LARISON, JANET
ADDRESS : 17710 159TH AVENUE N E
MORTGAGE AMT: 408,500.00 CITY WOODINVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98072
UNPAID BALANCE: 408,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,856.29 ANNUAL RATE ADJUST: 0.000
LTV : 72.94643 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080145139 MORTGAGORS: GIRELLI, LEONARD
ADDRESS : 6629 WOODLAND PLACE
MORTGAGE AMT: 309,600.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94611
UNPAID BALANCE: 309,598.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,164.77 ANNUAL RATE ADJUST: 0.000
LTV : 78.97959 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080145154 MORTGAGORS: AYOUB, GEORGE
ADDRESS : 3348 LLOYD STREET
MORTGAGE AMT: 260,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92117
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 69.33333 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080145253 MORTGAGORS: KURTH, MICHAEL
ADDRESS : 2050 SAN REMO DRIVE
MORTGAGE AMT: 468,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92651
UNPAID BALANCE: 468,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,272.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080145345 MORTGAGORS: LEVINE, MICHAEL
LEVINE, SUSAN
ADDRESS : 13 COLONIAL DRIVE
MORTGAGE AMT: 270,400.00 CITY SOUTH BRUNS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08512
UNPAID BALANCE: 270,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,913.88 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080146038 MORTGAGORS: Gates, Daniel
ADDRESS : 2240 Knightsbridge Place
MORTGAGE AMT: 251,200.00 CITY Oxnard
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93030
UNPAID BALANCE: 251,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.43 ANNUAL RATE ADJUST: 0.000
LTV : 85.15000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080146087 MORTGAGORS: MORGAN, CAROLINE
ADDRESS : 27010 KARNS COURT 61205
MORTGAGE AMT: 119,950.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91351
UNPAID BALANCE: 119,860.980 OPTION TO CONVERT : No
MONTHLY P&I: 838.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.99333 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080146095 MORTGAGORS: JONES, KENNETH
JONES, NADINE
ADDRESS : 11 BENNETT DRIVE
MORTGAGE AMT: 265,000.00 CITY EAST QUOGUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11942
UNPAID BALANCE: 264,812.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,898.50 ANNUAL RATE ADJUST: 0.000
LTV : 84.12698 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080146335 MORTGAGORS: HINNERS, LAURIE
HINNERS, JOHN
ADDRESS : 4601 GRAMLEE CIRCLE
MORTGAGE AMT: 260,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22032
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080146442 MORTGAGORS: ABITABILO, LOUIS
ABITABILO, JANE
ADDRESS : 18 LOUIS DRIVE
MORTGAGE AMT: 375,000.00 CITY MELVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NY 11747
UNPAID BALANCE: 374,721.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,622.06 ANNUAL RATE ADJUST: 0.000
LTV : 66.96429 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080146509 MORTGAGORS: RUSHTON, JAMES
RUSHTON, MONICA
ADDRESS : 32 BOWIE PLACE
MORTGAGE AMT: 232,100.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92602
UNPAID BALANCE: 231,736.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,583.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.98539 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080146525 MORTGAGORS: EVANS, BRYN
EVANS, BILLIE
ADDRESS : 13385 TIERRA HEIGHTS ROAD
MORTGAGE AMT: 350,000.00 CITY REDDING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 96003
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.54545 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147028 MORTGAGORS: SOLTON, FARRELL
ADDRESS : 6717 ALLOTT AVENUE
MORTGAGE AMT: 259,200.00 CITY VAN NUYS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91121
UNPAID BALANCE: 259,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,790.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147200 MORTGAGORS: HOBERG, DALE
HOBERG, LISA
ADDRESS : 13891 FOX HOLLOW DRIVE
MORTGAGE AMT: 256,000.00 CITY NOVELTY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 44072
UNPAID BALANCE: 255,397.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147432 MORTGAGORS: KWARTA, KENNETH
KWARTA, JODI
ADDRESS : 125 SUNSET AVENUE
MORTGAGE AMT: 350,000.00 CITY LAGRANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 IL 60525
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,477.28 ANNUAL RATE ADJUST: 0.000
LTV : 65.26807 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147770 MORTGAGORS: NUGENT, TIMOTHY
NUGENT, KRISTIN
ADDRESS : 1070 MARCO PLACE
MORTGAGE AMT: 260,000.00 CITY VENICE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90291
UNPAID BALANCE: 259,797.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147846 MORTGAGORS: AVILES, EDUARDO
AVILES, LISA
ADDRESS : 4056 EQUESTRIAN LANE
MORTGAGE AMT: 273,800.00 CITY NORCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91760
UNPAID BALANCE: 273,591.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,891.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.98761 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147879 MORTGAGORS: REIMAN, WILLIAM
HAYWARD, CHRISTINA
ADDRESS : 314 FORD AVENUE
MORTGAGE AMT: 242,050.00 CITY SAN BUENAVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93003
UNPAID BALANCE: 241,865.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,671.78 ANNUAL RATE ADJUST: 0.000
LTV : 79.99009 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147911 MORTGAGORS: FERNANDEZ, MANUEL
FERNANDEZ, SUSAN
ADDRESS : 7913 HOLLINGTON PLACE
MORTGAGE AMT: 304,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22039
UNPAID BALANCE: 304,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,073.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080148695 MORTGAGORS: SACHER, EILEEN
ADDRESS : 41 BRANDT ROAD
MORTGAGE AMT: 248,000.00 CITY HILLBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 10931
UNPAID BALANCE: 246,989.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,776.70 ANNUAL RATE ADJUST: 0.000
LTV : 88.57143 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080149347 MORTGAGORS: BROWN, SHERWOOD
HONG, SUNHEE
ADDRESS : 4315 MELISSA LANE
MORTGAGE AMT: 412,000.00 CITY Dallas
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75229
UNPAID BALANCE: 412,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,810.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080149479 MORTGAGORS: MCCALLUM, DAVID
MCCALLUM, AMANDA
ADDRESS : 18802 SE 46TH WAY
MORTGAGE AMT: 276,250.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 WA 98027
UNPAID BALANCE: 276,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,955.28 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080149602 MORTGAGORS: NUNLEY, LAURIE
NUNLEY, KENNETH
ADDRESS : 566 SOUTH ELK MEADOW LOOP
MORTGAGE AMT: 273,500.00 CITY TOOELE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 UT 84074
UNPAID BALANCE: 273,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,935.82 ANNUAL RATE ADJUST: 0.000
LTV : 78.14286 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080149669 MORTGAGORS: PETREY, CHARLES
PETREY, JUDITH
ADDRESS : 3509 RABEN WAY
MORTGAGE AMT: 306,000.00 CITY CAMERON PAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95682
UNPAID BALANCE: 306,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,165.85 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080149685 MORTGAGORS: HUANG CRAMER, SUSAN
CRAMER, STEVEN
ADDRESS : 774 CHERRY AVENUE
MORTGAGE AMT: 326,400.00 CITY SAN BRUNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94066
UNPAID BALANCE: 326,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,338.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080149925 MORTGAGORS: JOHNSTON, GARY
ADDRESS : 21182 PALOMAR STREET
MORTGAGE AMT: 247,500.00 CITY WILDOMAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92595
UNPAID BALANCE: 247,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,794.55 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150063 MORTGAGORS: BOHI, ROBERT
ADDRESS : 6684 GRANT STREET
MORTGAGE AMT: 128,000.00 CITY CHINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91710
UNPAID BALANCE: 127,902.600 OPTION TO CONVERT : No
MONTHLY P&I: 884.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150121 MORTGAGORS: MCCART, ROBERT
MCCART, KIMBERLEY
ADDRESS : 1728 GLENVIEW DRIVE
MORTGAGE AMT: 650,000.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NV 89134
UNPAID BALANCE: 649,467.200 OPTION TO CONVERT : No
MONTHLY P&I: 4,324.47 ANNUAL RATE ADJUST: 0.000
LTV : 73.03371 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150162 MORTGAGORS: CARLSON, FRANK
BROWN, EVELYN
ADDRESS : 2339 PASEO SAUCEDAL
MORTGAGE AMT: 292,350.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92009
UNPAID BALANCE: 292,104.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.54 ANNUAL RATE ADJUST: 0.000
LTV : 79.99004 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150170 MORTGAGORS: SCHOENBACHLE, KEITH
DE LEON, RAQUEL
ADDRESS : 816 LARCHMONT DRIVE
MORTGAGE AMT: 240,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94015
UNPAID BALANCE: 239,615.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150212 MORTGAGORS: LEEPER, THOMAS
LEEPER, JULIA
ADDRESS : 3054 SYCAMORE AVENUE
MORTGAGE AMT: 288,000.00 CITY LA CRESCENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91214
UNPAID BALANCE: 287,769.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,940.31 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150279 MORTGAGORS: WILSON, MONTE
WILSON, MARIA
ADDRESS : 10179 LONGVIEW DRIVE
MORTGAGE AMT: 399,900.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80124
UNPAID BALANCE: 399,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,830.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.99456 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150576 MORTGAGORS: BROUSSEAU, MICHAEL
BROUSSEAU, ALEXANDRA
ADDRESS : 440 SPENCER STREET
MORTGAGE AMT: 323,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91202
UNPAID BALANCE: 322,748.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,203.43 ANNUAL RATE ADJUST: 0.000
LTV : 76.81332 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150659 MORTGAGORS: GOUDIS, JACOB
ADDRESS : 83 VALLEY VIEW DRIVE
MORTGAGE AMT: 455,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CT 06903
UNPAID BALANCE: 455,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,299.07 ANNUAL RATE ADJUST: 0.000
LTV : 59.09091 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150717 MORTGAGORS: TARLOV, ALAN
TARLOV, JUDITH
ADDRESS : 2868 BAYSIDE WALK UNIT 4
MORTGAGE AMT: 279,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92109
UNPAID BALANCE: 278,776.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,879.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.94269 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150832 MORTGAGORS: CIACCIO, GREGORY
CARRASCO, NICOLE
ADDRESS : 3835 LONGVIEW VALLEY ROAD
MORTGAGE AMT: 288,800.00 CITY SHERMAN OAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91423
UNPAID BALANCE: 288,585.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.40 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150881 MORTGAGORS: RAFFERTY, KEVIN
RAFFERTY, JENNIFER
ADDRESS : 25331 DE SALLE STREET
MORTGAGE AMT: 257,700.00 CITY LAGUNA HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92653
UNPAID BALANCE: 257,483.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,692.91 ANNUAL RATE ADJUST: 0.000
LTV : 79.29231 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150931 MORTGAGORS: DODGE, FREDERICK
DODGE, KATHLEEN
ADDRESS : 7604 MICHEL ROAD
MORTGAGE AMT: 368,000.00 CITY MOUNTAIN RA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95246
UNPAID BALANCE: 367,740.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,636.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080150972 MORTGAGORS: HARTZ, BARBARA
LUCCHETTI, LEONA
ADDRESS : 3914 YANA PLACE
MORTGAGE AMT: 279,200.00 CITY DAVIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95616
UNPAID BALANCE: 278,982.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,904.64 ANNUAL RATE ADJUST: 0.000
LTV : 77.55556 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151145 MORTGAGORS: CULLEN, RANDALL
CULLEN, JENNIFER
ADDRESS : 1414 W SKYLINE DRIVE
MORTGAGE AMT: 316,000.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WI 53705
UNPAID BALANCE: 315,765.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151194 MORTGAGORS: ROSEN, ROBERT
ROSEN, BARBARA
ADDRESS : 3025 COUNTRY CLUB DRIVE
MORTGAGE AMT: 352,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91208
UNPAID BALANCE: 351,732.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000
LTV : 74.10526 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151277 MORTGAGORS: GALL, JOHN
GALL, KATHRYN
ADDRESS : 5644 SUNFISH COURT
MORTGAGE AMT: 372,000.00 CITY BYRON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94514
UNPAID BALANCE: 371,730.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,632.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151327 MORTGAGORS: MCFARLAND, KELLY
ADDRESS : 1017 SHOAL CREEK COURT
MORTGAGE AMT: 272,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93065
UNPAID BALANCE: 271,771.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151350 MORTGAGORS: SORENSON, JOHN
SORENSEN, STEPHANIE
ADDRESS : 47 HASTINGS
MORTGAGE AMT: 570,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92677
UNPAID BALANCE: 569,587.460 OPTION TO CONVERT : No
MONTHLY P&I: 4,034.42 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151467 MORTGAGORS: NEWBERRY, MARK
NEWBERRY, TANETTE
ADDRESS : 1039 MORNING GLORY COURT
MORTGAGE AMT: 266,150.00 CITY EL DORADO H
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95762
UNPAID BALANCE: 265,952.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,860.96 ANNUAL RATE ADJUST: 0.000
LTV : 89.97634 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151673 MORTGAGORS: BROwN, ROBERT
Brown, Jamie
BROWN, JANE
ADDRESS : 3104 DUNKAGLE COURT
MORTGAGE AMT: 362,500.00 CITY BOWIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 20721
UNPAID BALANCE: 362,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,534.66 ANNUAL RATE ADJUST: 0.000
LTV : 78.80435 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151699 MORTGAGORS: PHANG, TEE
FOONG, LYNDA
ADDRESS : 30269 BROOKSIDE LANE
MORTGAGE AMT: 338,000.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94544
UNPAID BALANCE: 338,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,363.35 ANNUAL RATE ADJUST: 0.000
LTV : 89.62617 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151764 MORTGAGORS: MCNIECE, ROBERT
MCNIECE, ALBA
ADDRESS : 7614 SHOOTING STAR WAY
MORTGAGE AMT: 275,300.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85262
UNPAID BALANCE: 275,090.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,901.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.99884 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080151913 MORTGAGORS: GOTTHOLD, RODNEY
TAKADE, MELISSA
ADDRESS : 301 9TH AVENUE SOUTH
MORTGAGE AMT: 249,950.00 CITY EDMONDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98020
UNPAID BALANCE: 249,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.34 ANNUAL RATE ADJUST: 0.000
LTV : 86.20452 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152010 MORTGAGORS: DONOVAN, JOSEPH
DONOVAN, PATRICE
ADDRESS : 6682 DORENE PLACE
MORTGAGE AMT: 300,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95120
UNPAID BALANCE: 299,212.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.12 ANNUAL RATE ADJUST: 0.000
LTV : 54.05405 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152028 MORTGAGORS: WHIPPLE, ROSS
WHIPPLE, SUSAN
ADDRESS : 813 1/2 EAST BAY AVENUE
MORTGAGE AMT: 392,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92661
UNPAID BALANCE: 389,049.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,833.40 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152036 MORTGAGORS: BAKKA, FRANKLIN
BIRCSAK, LYNN
ADDRESS : 535 BREAKERS ARCH
MORTGAGE AMT: 350,000.00 CITY COROLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NC 27927
UNPAID BALANCE: 349,740.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152044 MORTGAGORS: GOLSTON, CARL
GOLSTON, WENDY
ADDRESS : 5510 ROGERS STREET
MORTGAGE AMT: 286,000.00 CITY DAVIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95616
UNPAID BALANCE: 285,528.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.77 ANNUAL RATE ADJUST: 0.000
LTV : 76.98520 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152051 MORTGAGORS: CERVI, DOMINIC
CERVI, ANGELA
ADDRESS : 11975 EAST GAIL ROAD
MORTGAGE AMT: 295,500.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85259
UNPAID BALANCE: 295,002.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,941.22 ANNUAL RATE ADJUST: 0.000
LTV : 79.98809 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152069 MORTGAGORS: MANOCCHIO, ANTHONY
MANOCCHIO, TAMI
ADDRESS : 15407 SOUTH 17TH COURT
MORTGAGE AMT: 263,400.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85045
UNPAID BALANCE: 262,997.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.24 ANNUAL RATE ADJUST: 0.000
LTV : 96.00560 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152077 MORTGAGORS: LEAHY, KENNETH
LEAHY, MELISSA
ADDRESS : 712 LYTHE HILL COURT
MORTGAGE AMT: 324,300.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21158
UNPAID BALANCE: 323,804.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,239.86 ANNUAL RATE ADJUST: 0.000
LTV : 88.84932 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152085 MORTGAGORS: MACE, JONATHAN\
MACE, SUZANNE
ADDRESS : 144 POTTER ROAD
MORTGAGE AMT: 382,500.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95003
UNPAID BALANCE: 381,599.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,609.32 ANNUAL RATE ADJUST: 0.000
LTV : 51.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152093 MORTGAGORS: UNRUH, VICTOR
UNRUH, JUANITA
ADDRESS : 7710 ELAINE
MORTGAGE AMT: 278,250.00 CITY PORT TOBACC
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 20677
UNPAID BALANCE: 277,835.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.57 ANNUAL RATE ADJUST: 0.000
LTV : 79.27350 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152101 MORTGAGORS: HEALEY, MICHELLE
HEALEY, RICHARD
ADDRESS : 25 GLEN ROAD
MORTGAGE AMT: 340,000.00 CITY HOPKINTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01748
UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 73.80138 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152119 MORTGAGORS: LAVIN, CHARLENE
PARSONS, STEVEN
ADDRESS : LOT 102A FREEDOM TRAIL
MORTGAGE AMT: 300,000.00 CITY MANSFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02048
UNPAID BALANCE: 299,782.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.38 ANNUAL RATE ADJUST: 0.000
LTV : 94.34111 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152127 MORTGAGORS: GROSSMAN, NEIL
ADDRESS : 29 LOWER FALLS ROAD
MORTGAGE AMT: 347,000.00 CITY FALMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 ME 04105
UNPAID BALANCE: 346,182.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,367.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.77011 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152135 MORTGAGORS: TENPAS, JON
TENPAS, KELLI
ADDRESS : 2912 FAIRWAY DRIVE
MORTGAGE AMT: 370,250.00 CITY CHASKA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MN 55318
UNPAID BALANCE: 369,610.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,401.44 ANNUAL RATE ADJUST: 0.000
LTV : 79.99594 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152150 MORTGAGORS: RAYDER, SHAWN
RAYDER, DEBORAH
ADDRESS : 7 SOUTH BARN ROAD
MORTGAGE AMT: 516,000.00 CITY HOPKINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01748
UNPAID BALANCE: 515,192.510 OPTION TO CONVERT : No
MONTHLY P&I: 3,520.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152168 MORTGAGORS: ZANG, JOHN
ZANG, JEANNETTE
ADDRESS : 5864 STEWART GLEN COURT
MORTGAGE AMT: 382,400.00 CITY LAKE OSWEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OR 97035
UNPAID BALANCE: 381,454.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,544.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152192 MORTGAGORS: COWHEY, WILLIAM
L COWHEY, KENDRA
ADDRESS : 6660 SIMMS STREET
MORTGAGE AMT: 270,000.00 CITY ARVADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80004
UNPAID BALANCE: 269,106.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152200 MORTGAGORS: CORCORAN, EDWARD
MANZELLA COR, LISA
ADDRESS : 437 RUE DE LA RIVERE
MORTGAGE AMT: 364,000.00 CITY KENNER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 LA 70065
UNPAID BALANCE: 363,694.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,391.22 ANNUAL RATE ADJUST: 0.000
LTV : 73.53535 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152218 MORTGAGORS: CAMPAGNA, NICHOLAS
CAMPAGNA, JERRIE
ADDRESS : 161 SPOFFORD ROAD
MORTGAGE AMT: 380,000.00 CITY BOXFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01921
UNPAID BALANCE: 379,419.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,624.57 ANNUAL RATE ADJUST: 0.000
LTV : 70.37037 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152226 MORTGAGORS: MARTIN, WILLIAM
MARTIN, JEAN
ADDRESS : 15551 SUNBURST LANE
MORTGAGE AMT: 265,200.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92647
UNPAID BALANCE: 264,290.740 OPTION TO CONVERT : No
MONTHLY P&I: 1,831.67 ANNUAL RATE ADJUST: 0.000
LTV : 69.78947 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152234 MORTGAGORS: BETHKE, DENNISON
BETHKE, DANA
ADDRESS : 27 PARTERRE AVENUE
MORTGAGE AMT: 261,000.00 CITY FOOTHILL RA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92610
UNPAID BALANCE: 260,427.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,847.34 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152242 MORTGAGORS: WEINRAUB, PERRY
WEINRAUB, SUSAN
ADDRESS : 7919 TALAVERA PLACE
MORTGAGE AMT: 588,750.00 CITY DELRAY BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33446
UNPAID BALANCE: 587,805.570 OPTION TO CONVERT : No
MONTHLY P&I: 3,966.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.99527 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152259 MORTGAGORS: REID, ALEXANDER
SHUE, MARAGRET
ADDRESS : 39 CENTRAL AVENUE
MORTGAGE AMT: 304,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02460
UNPAID BALANCE: 303,467.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,151.69 ANNUAL RATE ADJUST: 0.000
LTV : 78.14910 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152267 MORTGAGORS: SIERO, JOSEPH
BALL, PATRICIA
ADDRESS : 3960 FOUNTAIN CL
MORTGAGE AMT: 283,200.00 CITY FOUNTAINVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 18923
UNPAID BALANCE: 282,756.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,931.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152275 MORTGAGORS: SCHNEIDER, BRET
SCHEIDER, CARLA
ADDRESS : 603 LAMBERT ROAD
MORTGAGE AMT: 280,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CT 06477
UNPAID BALANCE: 279,539.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152283 MORTGAGORS: SHAFFER, MARC
EISENBERG, KAREN
ADDRESS : 1431 TRESTLE GLEN ROAD
MORTGAGE AMT: 328,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94610
UNPAID BALANCE: 327,460.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152291 MORTGAGORS: FEE, MARY
FEE, MICHAEL
ADDRESS : 3615 HEAD OF POND
MORTGAGE AMT: 377,000.00 CITY NEW ALBANY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 43054
UNPAID BALANCE: 376,395.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,539.92 ANNUAL RATE ADJUST: 0.000
LTV : 63.89831 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152309 MORTGAGORS: KALLAS, JAMES
ADDRESS : 812 COTTONWOOD CT
MORTGAGE AMT: 352,000.00 CITY PARAMUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07652
UNPAID BALANCE: 351,150.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000
LTV : 79.10112 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152317 MORTGAGORS: RANKIN, KENNETH
RANKIN, DENISE
ADDRESS : 9042 ALBAUGH RD
MORTGAGE AMT: 260,000.00 CITY MT AIRY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MD 21771
UNPAID BALANCE: 259,324.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000
LTV : 78.78788 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152325 MORTGAGORS: ZUCKERMAN, LEONARD
ZUCKERMAN, KAY
ADDRESS : 3725 BEECH TREE LANE
MORTGAGE AMT: 602,500.00 CITY OKEMOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MI 48864
UNPAID BALANCE: 601,509.380 OPTION TO CONVERT : No
MONTHLY P&I: 4,008.45 ANNUAL RATE ADJUST: 0.000
LTV : 65.48913 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152333 MORTGAGORS: BROWN, LINDA
BROWN, S M
ADDRESS : 2232 FOX HUNT LANE
MORTGAGE AMT: 320,000.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28405
UNPAID BALANCE: 319,731.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000
LTV : 76.19048 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152341 MORTGAGORS: PRICE, JAMES
AMBORT PRICE, ROSE
ADDRESS : 190 BIRCH BLUFF ROAD
MORTGAGE AMT: 376,000.00 CITY TONKA BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55331
UNPAID BALANCE: 375,381.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,501.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152358 MORTGAGORS: SHAFER, MARY
ADDRESS : 10829 8TH AVENUE NORTHWES
MORTGAGE AMT: 355,400.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98177
UNPAID BALANCE: 354,801.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,334.73 ANNUAL RATE ADJUST: 0.000
LTV : 79.99550 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152366 MORTGAGORS: BARBOUR, MICHAEL
BARBOUR, JANET
ADDRESS : 2056 THISTLE HILL COURT
MORTGAGE AMT: 244,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60565
UNPAID BALANCE: 243,218.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,706.08 ANNUAL RATE ADJUST: 0.000
LTV : 92.07547 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152374 MORTGAGORS: O NEILL, JUDITH
ADDRESS : 9903 SHIPWRECK LANE
MORTGAGE AMT: 450,000.00 CITY EMERALD ISL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NC 28594
UNPAID BALANCE: 449,313.070 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 64.28571 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152382 MORTGAGORS: LUCAS, LESLEE
ADDRESS : 1060 NORTH BROWN ROAD
MORTGAGE AMT: 290,000.00 CITY ORONO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55356
UNPAID BALANCE: 289,317.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.01907 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152390 MORTGAGORS: PETRI, VICTOR
PETRI, KAREN
ADDRESS : 6 LINDSAY LANE
MORTGAGE AMT: 381,800.00 CITY READING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01867
UNPAID BALANCE: 381,502.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,604.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.87448 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152416 MORTGAGORS: SMITH CRON, ELLEN
CRON, ALAN
ADDRESS : 2775 WEST STREET
MORTGAGE AMT: 260,000.00 CITY WRENTHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02093
UNPAID BALANCE: 259,593.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 65.01625 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152424 MORTGAGORS: RUIZ, RENALDO
CABARDO RUIZ, JEANETTE
ADDRESS : 178 OAKLAND ST
MORTGAGE AMT: 336,000.00 CITY HILLSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07642
UNPAID BALANCE: 334,987.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000
LTV : 79.05882 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152432 MORTGAGORS: SQUIER, BARBRA
ADDRESS : 13821 100TH AVENUE NORTHE
MORTGAGE AMT: 260,800.00 CITY KIRKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98034
UNPAID BALANCE: 260,360.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,713.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152440 MORTGAGORS: WINCEL, JEFFREY
ADDRESS : 14563 WOODPINE DR
MORTGAGE AMT: 286,800.00 CITY HOLLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MI 49424
UNPAID BALANCE: 286,316.710 OPTION TO CONVERT : No
MONTHLY P&I: 1,884.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152457 MORTGAGORS: SANTIAGO, CARLOS
SANTIAGO, SANDRA
ADDRESS : 2724 COUNTRY CLUB DRIVE
MORTGAGE AMT: 283,550.00 CITY ORANGE PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 32073
UNPAID BALANCE: 282,454.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,934.31 ANNUAL RATE ADJUST: 0.000
LTV : 94.99162 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152465 MORTGAGORS: ROSTYKUS, JOHN
ROSTYKUS, PHYLLIS
ADDRESS : 1920 RUE DE TRUST STREET
MORTGAGE AMT: 264,800.00 CITY ERIE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80516
UNPAID BALANCE: 264,128.770 OPTION TO CONVERT : No
MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152473 MORTGAGORS: ODER, JOSEPH
ODER, PATRICIA
ADDRESS : 4372 OLD BAYOU TRAIL
MORTGAGE AMT: 400,000.00 CITY DESTIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 32541
UNPAID BALANCE: 398,986.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152481 MORTGAGORS: LESTER, LESLIE
LESTER, JULIANA
ADDRESS : 21100 NORTHWEST 35TH CT
MORTGAGE AMT: 262,000.00 CITY RIDGEFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98642
UNPAID BALANCE: 261,413.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,831.94 ANNUAL RATE ADJUST: 0.000
LTV : 76.60819 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152499 MORTGAGORS: PEACOCK, BRADLEY
PEACOCK, JUDITH
ADDRESS : 21316 LAKE ROAD
MORTGAGE AMT: 261,000.00 CITY ROCKY RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 44116
UNPAID BALANCE: 260,591.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.49 ANNUAL RATE ADJUST: 0.000
LTV : 89.69072 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152507 MORTGAGORS: DELAURENTIS, VINCENT
DELAURENTIS, LYNNE
ADDRESS : 8 ROCK SPRING ROAD
MORTGAGE AMT: 400,000.00 CITY DARIEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06820
UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 38.09524 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152515 MORTGAGORS: HARRIS, DARIN
HARRIS, MARY
ADDRESS : 3156 WOLF RUN COURT
MORTGAGE AMT: 379,050.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45244
UNPAID BALANCE: 378,456.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,585.79 ANNUAL RATE ADJUST: 0.000
LTV : 89.99929 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152523 MORTGAGORS: HENIHAN, ROBERT
HENIHAN, A
ADDRESS : 215 CABBAGE INLET
MORTGAGE AMT: 356,000.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28409
UNPAID BALANCE: 355,400.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,338.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152549 MORTGAGORS: RACHIMI, MICHAEL
RACHIMI, SABINA
ADDRESS : 157 CEDAR STREET
MORTGAGE AMT: 292,500.00 CITY ASHLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 01721
UNPAID BALANCE: 291,994.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,897.15 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152556 MORTGAGORS: CHISM, EARL
ADDRESS : 121 N ALDER STREET
MORTGAGE AMT: 320,000.00 CITY TELLURIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 81435
UNPAID BALANCE: 319,499.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000
LTV : 76.64193 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152564 MORTGAGORS: REINHARD, DAVID
REINHARD, DEBRA
ADDRESS : 5260 S GENEVA WAY
MORTGAGE AMT: 460,000.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80111
UNPAID BALANCE: 459,224.860 OPTION TO CONVERT : No
MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152572 MORTGAGORS: DES JARDIN, JOSEPH
NASSAUER, SHERYL
ADDRESS : 4354 EAST ORCHARD LANE
MORTGAGE AMT: 556,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80121
UNPAID BALANCE: 555,129.920 OPTION TO CONVERT : No
MONTHLY P&I: 3,792.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152580 MORTGAGORS: CARRINGTON, EDWARD
CARRINGTON, ANITA
ADDRESS : 13624 N CATCLAW CT
MORTGAGE AMT: 479,200.00 CITY FOUNTAIN HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 AZ 85268
UNPAID BALANCE: 478,152.870 OPTION TO CONVERT : No
MONTHLY P&I: 3,391.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152598 MORTGAGORS: CARLE, RICHARD
CARLE, MELODY
ADDRESS : 8646 ST GEORGE
MORTGAGE AMT: 296,000.00 CITY HOLLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 43528
UNPAID BALANCE: 295,746.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152606 MORTGAGORS: BROOKSHIRE, RONALD
BROOKSHIRE, ANGELA
ADDRESS : 1931 BALENTINE DRIVE
MORTGAGE AMT: 371,050.00 CITY ALPINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91901
UNPAID BALANCE: 369,881.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,562.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.96767 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152614 MORTGAGORS: SQUITIERI, TOM
BRUNER, CHERYL
ADDRESS : 5205 CATHEDRAL AVENUE NW
MORTGAGE AMT: 421,600.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 DC 20016
UNPAID BALANCE: 420,889.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,769.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152622 MORTGAGORS: ANDERSON, ROGER
ANDERSON, LEE
ADDRESS : 123 PAINTER RIDGE ROAD
MORTGAGE AMT: 400,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06793
UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 49.62779 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152630 MORTGAGORS: RINVELT, JEFFREY
RINVELT, PATRICIA
ADDRESS : 2631 ENGLISH OAK
MORTGAGE AMT: 300,000.00 CITY ANN ARBOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48105
UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 75.94937 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152648 MORTGAGORS: YASHARIAN, CARL
ADDRESS : 73 BERRY CI
MORTGAGE AMT: 275,000.00 CITY HAMILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01982
UNPAID BALANCE: 274,590.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000
LTV : 68.75000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152655 MORTGAGORS: MALYSA, LAWRENCE
MALYSA, IRMGARD
ADDRESS : 11060 ASHBROOK LANE
MORTGAGE AMT: 275,000.00 CITY INDIANHEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 IL 60525
UNPAID BALANCE: 274,399.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,946.43 ANNUAL RATE ADJUST: 0.000
LTV : 64.70588 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152663 MORTGAGORS: HENRY, MICHAEL
ADDRESS : 20863 AVALON DRIVE
MORTGAGE AMT: 459,000.00 CITY ROCKY RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OH 44116
UNPAID BALANCE: 458,316.590 OPTION TO CONVERT : No
MONTHLY P&I: 3,209.39 ANNUAL RATE ADJUST: 0.000
LTV : 68.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152671 MORTGAGORS: LEWONSKI, LORI
LEWONSKI, JAMES
ADDRESS : 111 MALLARD COURT
MORTGAGE AMT: 337,600.00 CITY MEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80542
UNPAID BALANCE: 337,032.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,274.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152689 MORTGAGORS: LOUTRIS, MICHAEL
LOUTRIS, JIN
ADDRESS : 3150 INDIAN CREEK DRIVE
MORTGAGE AMT: 295,200.00 CITY BUFFALO GRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60089
UNPAID BALANCE: 294,738.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,013.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152697 MORTGAGORS: MC MURRY, SCOTT
MC MURRY, NANCY
ADDRESS : 310 WINDCHIME DR
MORTGAGE AMT: 424,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94506
UNPAID BALANCE: 423,073.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,001.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152705 MORTGAGORS: CHRISTENSEN, ROSS A
CHRISTENSEN, KAREN
ADDRESS : 2 W CHEYENNE MOUNTAIN BL
MORTGAGE AMT: 436,000.00 CITY COLORADO SP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80906
UNPAID BALANCE: 435,283.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152713 MORTGAGORS: PIRES, CRAIG
PIRES, PHYLLIS
ADDRESS : 1029 KATRINE COURT
MORTGAGE AMT: 295,350.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94087
UNPAID BALANCE: 292,423.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,039.91 ANNUAL RATE ADJUST: 0.000
LTV : 71.16867 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152721 MORTGAGORS: SOUTHERLAND, CHRISTOPHE
ADDRESS : 1487 PEACHTREE BATTLE AVE
MORTGAGE AMT: 323,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 GA 30327
UNPAID BALANCE: 322,161.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,094.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.99544 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152747 MORTGAGORS: REED, MICHAEL
REED, KAREN
ADDRESS : 2389 APPLEGATE RD
MORTGAGE AMT: 328,500.00 CITY JACKSONVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97530
UNPAID BALANCE: 327,764.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,296.92 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152754 MORTGAGORS: MULQUEENEY, SHAWN
MULQUEENEY, KARA
ADDRESS : 16437 241ST AVENUE SOUTHE
MORTGAGE AMT: 275,400.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98027
UNPAID BALANCE: 274,947.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152762 MORTGAGORS: NAGLER, SHEILA
NAGLER, JON
ADDRESS : 16410 16TH AVENUE SE
MORTGAGE AMT: 295,200.00 CITY MILL CREEK
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 WA 98012
UNPAID BALANCE: 294,690.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,914.66 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152770 MORTGAGORS: WEISMANTEL, ROBERT
ADDRESS : 3322 EASTER CIRCLE
MORTGAGE AMT: 373,500.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92649
UNPAID BALANCE: 372,642.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,579.67 ANNUAL RATE ADJUST: 0.000
LTV : 37.35000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152788 MORTGAGORS: FLAX, KENNETH
ADDRESS : 6641 CRESTED SAGUARO
MORTGAGE AMT: 335,000.00 CITY CAREFREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85262
UNPAID BALANCE: 334,475.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,285.29 ANNUAL RATE ADJUST: 0.000
LTV : 75.28090 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152796 MORTGAGORS: DI JULIO, JEFFREY
DI JULIO, REINE
ADDRESS : 3716 4TH AVENUE N E
MORTGAGE AMT: 297,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98105
UNPAID BALANCE: 296,511.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152804 MORTGAGORS: ROGERS, KEITH
ROGERS, SUSAN
ADDRESS : 524 EAST DARTMOUTH ROAD
MORTGAGE AMT: 276,000.00 CITY BURBANK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91501
UNPAID BALANCE: 275,381.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152812 MORTGAGORS: KORNGOLD, GARY
ADDRESS : 13802 HAILEIGH STREET
MORTGAGE AMT: 272,000.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92683
UNPAID BALANCE: 271,584.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,878.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152820 MORTGAGORS: CHILDERS, CHRISTINE
ADDRESS : 2200 LOUELLA AVENUE
MORTGAGE AMT: 383,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90291
UNPAID BALANCE: 382,400.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,612.74 ANNUAL RATE ADJUST: 0.000
LTV : 71.58879 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152838 MORTGAGORS: WALKER, MICHAEL
WALKER, KARRIE
ADDRESS : 13715 AVENIDA ESPANA
MORTGAGE AMT: 300,000.00 CITY LA MERIDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90638
UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152846 MORTGAGORS: MCCULLOUGH, ROBERT
MCCULLOUGH, MARLENE
ADDRESS : 69 LONG MEADOWS ROAD
MORTGAGE AMT: 329,600.00 CITY WILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CT 06897
UNPAID BALANCE: 329,355.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,304.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152853 MORTGAGORS: TYLER, NATALIE
ADDRESS : 3855 KIRKWAY
MORTGAGE AMT: 340,000.00 CITY BLOOMFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48302
UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 46.89655 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152861 MORTGAGORS: GAHAN, KEVIN
GAHAN, AMANDA
ADDRESS : 6403 OCEAN DRIVE WEST
MORTGAGE AMT: 311,200.00 CITY EMERALD ISL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28594
UNPAID BALANCE: 310,675.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,044.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152887 MORTGAGORS: KAPLAN, RICHARD
ADDRESS : 108 SOUTH VENDOME AVENUE
MORTGAGE AMT: 400,000.00 CITY MARGATE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 08011
UNPAID BALANCE: 399,433.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,865.65 ANNUAL RATE ADJUST: 0.000
LTV : 62.99213 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152903 MORTGAGORS: WINTER, KIRT
WINTER, SHARYL
ADDRESS : 18080 CHIEFTAIN COURT
MORTGAGE AMT: 288,800.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92127
UNPAID BALANCE: 288,301.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,873.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152911 MORTGAGORS: BAER, DAVID
BAER, MARGARET
ADDRESS : 770 WINGATE ROAD
MORTGAGE AMT: 252,800.00 CITY GLEN ELLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60137
UNPAID BALANCE: 252,404.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152929 MORTGAGORS: CULLEN, JOHN
CULLEN, YVONNE
ADDRESS : 2522 BELLEFONTAINE BLVD
MORTGAGE AMT: 396,000.00 CITY HOUSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 77030
UNPAID BALANCE: 395,348.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,634.60 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152937 MORTGAGORS: CIRAL, DANIEL
SIMON, LINDSEY
ADDRESS : 2138 WEST CUYLER AVENUE
MORTGAGE AMT: 310,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60618
UNPAID BALANCE: 309,490.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 59.61538 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152945 MORTGAGORS: GILMARTIN, MARY
ADDRESS : 5 PACKET DRIVE
MORTGAGE AMT: 345,000.00 CITY SIASCONSET
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02554
UNPAID BALANCE: 344,486.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,412.29 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152952 MORTGAGORS: GRACE, KEVIN
GRACE, TRACY
ADDRESS : 2505 N VAL VISTA DRIVE
MORTGAGE AMT: 269,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85213
UNPAID BALANCE: 268,366.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,835.06 ANNUAL RATE ADJUST: 0.000
LTV : 53.80000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152978 MORTGAGORS: URBAN, MICHAEL
URBAN, NANCY
ADDRESS : 14 MATRICK COURT
MORTGAGE AMT: 250,000.00 CITY BELLE MEAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 08502
UNPAID BALANCE: 249,377.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,642.32 ANNUAL RATE ADJUST: 0.000
LTV : 66.60007 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152986 MORTGAGORS: SHENFIELD, LELAND
SHENFIELD, TRACIE
ADDRESS : 13052 134TH AVENUE NE
MORTGAGE AMT: 280,000.00 CITY KIRKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98034
UNPAID BALANCE: 279,528.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000
LTV : 77.77778 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152994 MORTGAGORS: FOLSOM, MARK
FOLSOM, MARY
ADDRESS : 724 CHESSIE CROSSING WAY
MORTGAGE AMT: 258,750.00 CITY WOODBINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21797
UNPAID BALANCE: 258,094.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,699.80 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153000 MORTGAGORS: CRANDALL, MARK
ADDRESS : 15 LITTLE POND ROAD
MORTGAGE AMT: 271,000.00 CITY NORTHBOROUG
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01532
UNPAID BALANCE: 270,575.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000
LTV : 69.84536 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153018 MORTGAGORS: VALENZA, ANTHONY
VALENZA, MICHELE
ADDRESS : 35 CRYSTAL STREET EXTENSI
MORTGAGE AMT: 287,000.00 CITY WAKEFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 01880
UNPAID BALANCE: 286,528.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,909.42 ANNUAL RATE ADJUST: 0.000
LTV : 67.52941 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153026 MORTGAGORS: DAVIS, GLEN
DAVIS, KIMBERLY
ADDRESS : 123 MALTLAND DRIVE
MORTGAGE AMT: 288,000.00 CITY CARY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27511
UNPAID BALANCE: 287,526.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,916.07 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153034 MORTGAGORS: DOTY, KIMBERLY
DOTY, MICHAEL
ADDRESS : 2209 DUVALL COURT
MORTGAGE AMT: 342,350.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95054
UNPAID BALANCE: 342,095.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,393.76 ANNUAL RATE ADJUST: 0.000
LTV : 79.99766 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153042 MORTGAGORS: FANNING, TRACEY
FANNING, WILLIAM
ADDRESS : 718 CHURCH HILL ROAD
MORTGAGE AMT: 261,250.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06430
UNPAID BALANCE: 260,841.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,782.19 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153059 MORTGAGORS: JONES, MARK
JONES, SHELLEY
ADDRESS : 17 SOUTH IRONWOOD DRIVE
MORTGAGE AMT: 280,000.00 CITY NORTH SALT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 UT 84054
UNPAID BALANCE: 277,291.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 82.35294 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153067 MORTGAGORS: TONG, EDMUND
TONG, SUSAN ANN
ADDRESS : 184 CORONA STREET
MORTGAGE AMT: 310,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94127
UNPAID BALANCE: 309,233.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 59.04762 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153075 MORTGAGORS: KERKES, JAMES
KERKES, PENELOPE
ADDRESS : 1564 EAST PALM AVENUE
MORTGAGE AMT: 250,000.00 CITY EL SEGUNDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90245
UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 71.42857 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153083 MORTGAGORS: HUKILL, JOHN
HUKILL, CONLON
ADDRESS : 1537 EAGLE NEST CIRLCE
MORTGAGE AMT: 296,900.00 CITY WINTER SPRI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 32708
UNPAID BALANCE: 296,333.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,950.42 ANNUAL RATE ADJUST: 0.000
LTV : 87.58112 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153091 MORTGAGORS: GEBING, RONALD
GEBING, ROXANNE
ADDRESS : 817 FRIDINGER MILL ROAD
MORTGAGE AMT: 412,000.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21157
UNPAID BALANCE: 411,355.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,810.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153109 MORTGAGORS: TOWERS, RUSSELL
ADDRESS : 25 AUTUMN WOODS ROAD
MORTGAGE AMT: 279,300.00 CITY SALEM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NH 03079
UNPAID BALANCE: 278,836.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,905.32 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153117 MORTGAGORS: ESCH, VICTOR
ADDRESS : 268 CHATTANOOGA STREET
MORTGAGE AMT: 495,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94114
UNPAID BALANCE: 494,165.890 OPTION TO CONVERT : No
MONTHLY P&I: 3,251.80 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153125 MORTGAGORS: BEEFERMAN, RICHARD
ADDRESS : 112 MILLER ROAD
MORTGAGE AMT: 305,000.00 CITY KINNELON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07405
UNPAID BALANCE: 304,522.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,080.64 ANNUAL RATE ADJUST: 0.000
LTV : 75.30864 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153133 MORTGAGORS: GREENWALD, JEFFREY
GREENWALD, SUZANNE
ADDRESS : 757 HIGH STREET
MORTGAGE AMT: 276,800.00 CITY WESTWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MA 02090
UNPAID BALANCE: 276,224.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153141 MORTGAGORS: HEMBREE, JAMES
HEMBREE, CHERIE
ADDRESS : 24218 CRYSTAL LAKE ROAD
MORTGAGE AMT: 350,000.00 CITY WOODINVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98072
UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 63.63636 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153158 MORTGAGORS: WARD, GARY J
WARD, SHARON
ADDRESS : 8849 WOODYHILL ROAD
MORTGAGE AMT: 311,900.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27613
UNPAID BALANCE: 311,387.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.08 ANNUAL RATE ADJUST: 0.000
LTV : 79.99487 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153166 MORTGAGORS: STRIPE, TIMOTHY
STRIPE, JANEAN
ADDRESS : 7149 ARGONAUTA WAY
MORTGAGE AMT: 570,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92009
UNPAID BALANCE: 568,555.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,744.49 ANNUAL RATE ADJUST: 0.000
LTV : 61.95652 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153174 MORTGAGORS: CURCELLI, FELICE
CURCELLI, JILL
ADDRESS : 20021 BRAEMAR DRIVE
MORTGAGE AMT: 475,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95070
UNPAID BALANCE: 474,274.900 OPTION TO CONVERT : No
MONTHLY P&I: 3,280.71 ANNUAL RATE ADJUST: 0.000
LTV : 54.28571 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153182 MORTGAGORS: STUBBLEFIELD, VERNON
STUBBLEFIELD, BEVERLY
ADDRESS : 2816 BROOKSIDE DRIVE
MORTGAGE AMT: 428,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91709
UNPAID BALANCE: 427,016.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,956.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.98505 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153190 MORTGAGORS: CHAI, SUSAN
CHAI, RONALD
ADDRESS : 324 BARRETT CIRCLE
MORTGAGE AMT: 365,100.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94526
UNPAID BALANCE: 364,120.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,490.63 ANNUAL RATE ADJUST: 0.000
LTV : 79.54248 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153208 MORTGAGORS: WOLNOWSKI, MARK
WOLNOWSKI, TERRI
ADDRESS : 47525 TORRINGTON DRIVE NO
MORTGAGE AMT: 284,000.00 CITY CANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 48187
UNPAID BALANCE: 283,427.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.97071 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153216 MORTGAGORS: FARRISS, MICHAEL
FARRISS, CYNTHIA
ADDRESS : 455 NORTH COVE ROAD
MORTGAGE AMT: 364,000.00 CITY COROLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 27927
UNPAID BALANCE: 363,430.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,483.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153224 MORTGAGORS: GRANDSTAFF, MICHAEL
GRANDSTAFF, ROXANE
ADDRESS : 565 TALLY HO COURT
MORTGAGE AMT: 450,000.00 CITY BLOOMFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48304
UNPAID BALANCE: 449,278.140 OPTION TO CONVERT : No
MONTHLY P&I: 3,031.73 ANNUAL RATE ADJUST: 0.000
LTV : 77.58621 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153232 MORTGAGORS: PICONE, LEONARD
ZALTMAN, JEAN
ADDRESS : 21 DOVE STREET
MORTGAGE AMT: 300,000.00 CITY HILTON HEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 SC 29928
UNPAID BALANCE: 299,542.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.15567 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153240 MORTGAGORS: DUBOIS, PATRICK
DUBOIS, KAREN
ADDRESS : 2555 DUNFRIES COURT
MORTGAGE AMT: 266,000.00 CITY COLORADO SP
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80919
UNPAID BALANCE: 265,562.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,769.70 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153257 MORTGAGORS: GINSBERG, RICHARD
ADDRESS : 2813 N E 29 STREET
MORTGAGE AMT: 396,000.00 CITY FORT LAUDER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 FL 33306
UNPAID BALANCE: 395,332.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,601.44 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153265 MORTGAGORS: MAXWELL, MARK
MAXWELL, NICOLE
ADDRESS : 784 LOCUST CIRCLE
MORTGAGE AMT: 376,000.00 CITY ARNOLD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21012
UNPAID BALANCE: 375,046.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,470.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153273 MORTGAGORS: PALMQUIST, ROGER
DASHWOOD, NORA
ADDRESS : 125 VIA LA SOLEDAD
MORTGAGE AMT: 531,200.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90277
UNPAID BALANCE: 530,326.620 OPTION TO CONVERT : No
MONTHLY P&I: 3,534.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153281 MORTGAGORS: GABALDON, THERESA
PALMER, ROBERT
ADDRESS : 12282 MILLWOOD POND COURT
MORTGAGE AMT: 457,500.00 CITY HERNDON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20170
UNPAID BALANCE: 456,766.100 OPTION TO CONVERT : No
MONTHLY P&I: 3,082.27 ANNUAL RATE ADJUST: 0.000
LTV : 79.56522 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153299 MORTGAGORS: TAYLOR, RONALD
TAYLOR, JIMIE
ADDRESS : 13849 STONE CHIMNEY LANE
MORTGAGE AMT: 313,000.00 CITY PINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80470
UNPAID BALANCE: 312,737.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,056.19 ANNUAL RATE ADJUST: 0.000
LTV : 76.34146 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153307 MORTGAGORS: KORIN, SUSAN
KORIN, TIMOTHY
ADDRESS : 6 CAMELOT DR
MORTGAGE AMT: 419,200.00 CITY OAKBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60523
UNPAID BALANCE: 418,544.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,859.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153315 MORTGAGORS: PERRY, LOUIS
ADDRESS : 7194 SOUTH HIMALAYA WAY
MORTGAGE AMT: 277,500.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80016
UNPAID BALANCE: 276,954.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,869.57 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153323 MORTGAGORS: MILLER, DAVID
MILLER, LAURA
ADDRESS : 6069 BANEBERRY DRIVE
MORTGAGE AMT: 372,850.00 CITY WESTERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 43082
UNPAID BALANCE: 372,559.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,543.49 ANNUAL RATE ADJUST: 0.000
LTV : 89.99409 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153331 MORTGAGORS: UGGERHOLT, KARL
UGGERHOLT, MARYANN
ADDRESS : 5 DAWN CIRCLE
MORTGAGE AMT: 324,000.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01810
UNPAID BALANCE: 323,492.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.25 ANNUAL RATE ADJUST: 0.000
LTV : 62.91262 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153349 MORTGAGORS: INOKUCHI, SETSUO
TAKEMOTO INO, CAROLINE
ADDRESS : 7609 WEST 83RD STREET
MORTGAGE AMT: 449,000.00 CITY PLAYA DEL R
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90293
UNPAID BALANCE: 447,935.250 OPTION TO CONVERT : No
MONTHLY P&I: 2,912.21 ANNUAL RATE ADJUST: 0.000
LTV : 69.18336 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153356 MORTGAGORS: PAZZANESE, DANIEL
PAZZANESE, CHERYL
ADDRESS : 20 BRIDAL PATH ROAD
MORTGAGE AMT: 357,800.00 CITY TEWKSBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01876
UNPAID BALANCE: 357,240.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,440.82 ANNUAL RATE ADJUST: 0.000
LTV : 79.98569 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153364 MORTGAGORS: COURTIN, MICHAEL
COURTIN, CHRISTINE
ADDRESS : 1902 VAN HOFF
MORTGAGE AMT: 255,000.00 CITY BATAVIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60510
UNPAID BALANCE: 254,590.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.98 ANNUAL RATE ADJUST: 0.000
LTV : 73.74205 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153372 MORTGAGORS: NAUERT, PAUL
HUGHES NAUER, BARBARA
ADDRESS : 403 10TH STREET
MORTGAGE AMT: 560,000.00 CITY DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92014
UNPAID BALANCE: 559,145.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,867.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153380 MORTGAGORS: SITWELL, MARC
SITWELL, SHERYL
ADDRESS : 316 ULTIMO AVENUE
MORTGAGE AMT: 315,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90814
UNPAID BALANCE: 314,482.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153398 MORTGAGORS: WRIGHT, PAMELA
FITZPATRICK, JOHN
ADDRESS : 30-32 EDEN AVENUE
MORTGAGE AMT: 433,600.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02465
UNPAID BALANCE: 432,851.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,812.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153406 MORTGAGORS: DAPPER, DARWIN
DAPPER, ANNETTE
ADDRESS : 12506 CAVALLO STREET
MORTGAGE AMT: 277,500.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92130
UNPAID BALANCE: 277,086.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,940.32 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153414 MORTGAGORS: KILMER, PAUL
KILMER, LORI
ADDRESS : 2126 ORANGE AVENUE
MORTGAGE AMT: 320,250.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92029
UNPAID BALANCE: 319,283.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,077.14 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153422 MORTGAGORS: BRANDENBURG, DIRK
BRADENBURG, LISA
ADDRESS : 1125 23RD AVENUE EAST
MORTGAGE AMT: 410,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98112
UNPAID BALANCE: 409,309.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,693.41 ANNUAL RATE ADJUST: 0.000
LTV : 76.02166 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153430 MORTGAGORS: GRANT, ROBERT
GRANT, LOUISE
ADDRESS : 796 CHESTNUT STREET
MORTGAGE AMT: 348,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02468
UNPAID BALANCE: 347,468.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,403.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153448 MORTGAGORS: KANE, HANNAH
KANE, JAMES
ADDRESS : 32 MAIN CIRCLE
MORTGAGE AMT: 247,000.00 CITY SHREWSBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01545
UNPAID BALANCE: 246,812.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.93528 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153455 MORTGAGORS: KANZARIA, KANTILAL
KANZARIA, PAULOMI
ADDRESS : 3 COACHMAN RIDGE
MORTGAGE AMT: 500,000.00 CITY SHREWSBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01545
UNPAID BALANCE: 499,157.460 OPTION TO CONVERT : No
MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000
LTV : 78.24726 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153463 MORTGAGORS: CARRIGAN, MICHELLE
CARRIGAN, J
ADDRESS : 55 AVONDALE ROAD
MORTGAGE AMT: 375,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 02459
UNPAID BALANCE: 374,368.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,463.48 ANNUAL RATE ADJUST: 0.000
LTV : 64.10256 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153471 MORTGAGORS: KENNEY, MARIA
KEENEY, RONALD
ADDRESS : 4801 WEST WAGON TRAIL AVE
MORTGAGE AMT: 361,500.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80123
UNPAID BALANCE: 360,790.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,374.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.99557 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153489 MORTGAGORS: CAMPBELL, MICHAEL
CAMPBELL, RHONDA
ADDRESS : 7119 ANDRE COURT
MORTGAGE AMT: 348,600.00 CITY INDIANAPOLI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IN 46278
UNPAID BALANCE: 348,026.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.97706 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153497 MORTGAGORS: TAO, MIMI
TAO, DIEM
ADDRESS : 15201 RANGER ROAD
MORTGAGE AMT: 285,700.00 CITY SAN LEANDRO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94579
UNPAID BALANCE: 285,059.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,997.66 ANNUAL RATE ADJUST: 0.000
LTV : 75.00656 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153505 MORTGAGORS: BUDRIS, ROBERT
BUDRIS, DONNA
ADDRESS : 1874 BROOKTREE WAY
MORTGAGE AMT: 320,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94566
UNPAID BALANCE: 319,283.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000
LTV : 71.11111 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153513 MORTGAGORS: DREYFUS, PAUL
KERNS, ROBIANN
ADDRESS : 1253 COLLINS LANE
MORTGAGE AMT: 340,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95129
UNPAID BALANCE: 339,440.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,262.03 ANNUAL RATE ADJUST: 0.000
LTV : 72.03390 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153521 MORTGAGORS: SOHRABI, EBRAHIM
SOHRABPOUR, MONDANA
ADDRESS : 32 CAMBORNE AVENUE
MORTGAGE AMT: 400,000.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94070
UNPAID BALANCE: 399,051.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 53.33333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153539 MORTGAGORS: GOFF, JAMES
HELLER, HEIDI
ADDRESS : 526 FRANKLIN STREET
MORTGAGE AMT: 411,000.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80218
UNPAID BALANCE: 410,388.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,873.77 ANNUAL RATE ADJUST: 0.000
LTV : 78.28571 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153547 MORTGAGORS: KALAMI, EHSAN
KALAMI, NASRIN
ADDRESS : 10745 MINETTE DR
MORTGAGE AMT: 301,500.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95014
UNPAID BALANCE: 300,280.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,056.76 ANNUAL RATE ADJUST: 0.000
LTV : 64.14894 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153554 MORTGAGORS: GARSKE, EDWARD
GARSKE, CAROL
ADDRESS : 5632 OAKWOOD CIRCLE
MORTGAGE AMT: 418,000.00 CITY LONG GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60047
UNPAID BALANCE: 417,312.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,780.96 ANNUAL RATE ADJUST: 0.000
LTV : 69.66667 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153562 MORTGAGORS: FLOOD, CLIFFORD
FLOOD, ANNETTE
ADDRESS : 402 SHORELINE
MORTGAGE AMT: 337,200.00 CITY DEWITT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 48820
UNPAID BALANCE: 336,685.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153570 MORTGAGORS: WELLS, GEOFFREY
RAY, JANET
ADDRESS : 407 NORTH DIANTHUS STREET
MORTGAGE AMT: 582,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90266
UNPAID BALANCE: 581,043.100 OPTION TO CONVERT : No
MONTHLY P&I: 3,872.06 ANNUAL RATE ADJUST: 0.000
LTV : 68.47059 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153588 MORTGAGORS: PINUELAS, SAMUEL
PINUELAS, CHRISTY
ADDRESS : 5706 MULBERRY RIDGE DRIVE
MORTGAGE AMT: 268,500.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93012
UNPAID BALANCE: 268,079.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,831.64 ANNUAL RATE ADJUST: 0.000
LTV : 89.94975 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153596 MORTGAGORS: BOYCE, BARBARA
ADDRESS : 2050 SOUTH JAMAICA COURT
MORTGAGE AMT: 265,864.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80014
UNPAID BALANCE: 265,238.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,813.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.99952 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153604 MORTGAGORS: HILL, STANLEY
HILL, EDITH
ADDRESS : 5340 S SHORE DRIVE
MORTGAGE AMT: 360,750.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60615
UNPAID BALANCE: 360,199.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,491.61 ANNUAL RATE ADJUST: 0.000
LTV : 58.84992 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153612 MORTGAGORS: CORCHIANI, CHRISTOHER
CORCHANI, STEWART
ADDRESS : 15 BACKFIN POINT
MORTGAGE AMT: 650,000.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 28405
UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 77.39017 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153620 MORTGAGORS: JOHNSON, WILLIAM
JOHNSON, CYNTHIA
ADDRESS : 2312 BILL COURT
MORTGAGE AMT: 525,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60566
UNPAID BALANCE: 524,569.660 OPTION TO CONVERT : No
MONTHLY P&I: 3,492.84 ANNUAL RATE ADJUST: 0.000
LTV : 64.81481 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153646 MORTGAGORS: BARRIOS, JAIME
BARRIOS, ANSELMA
ADDRESS : 13425 COLONY AVENUE
MORTGAGE AMT: 297,000.00 CITY SAN MARTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95046
UNPAID BALANCE: 296,317.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,051.31 ANNUAL RATE ADJUST: 0.000
LTV : 84.85714 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153653 MORTGAGORS: HARITON, JOE
HARITON, DIANE
ADDRESS : 10966 AYRES AVENUE
MORTGAGE AMT: 296,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90064
UNPAID BALANCE: 295,267.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153661 MORTGAGORS: LOIACONO, LOUIS
STUBBS LOIAC, RUTH
ADDRESS : 5619 COUNTRYSIDE BEACH DR
MORTGAGE AMT: 650,000.00 CITY OLYMPIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98502
UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 76.47059 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153679 MORTGAGORS: TRESTER, ROSS
BORD TRESTER, JUDITH
ADDRESS : 1350 SUMMITRIDGE DRIVE
MORTGAGE AMT: 496,400.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90210
UNPAID BALANCE: 495,583.840 OPTION TO CONVERT : No
MONTHLY P&I: 3,302.56 ANNUAL RATE ADJUST: 0.000
LTV : 60.16970 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153687 MORTGAGORS: CASO, LAWRENCE
CASO, DIANNE
ADDRESS : 9350 MOSQUITO ROAD
MORTGAGE AMT: 408,000.00 CITY PLACERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95667
UNPAID BALANCE: 407,062.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,817.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153695 MORTGAGORS: HOEFLER, PETER
HOEFLER, LORI
ADDRESS : 13928 EAST LUPINE AVENUE
MORTGAGE AMT: 268,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85259
UNPAID BALANCE: 267,548.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153703 MORTGAGORS: OUTLAW, CHRISTOPHE
OUTLAW, PAMELA
ADDRESS : 3914 PROMONTORY COURT
MORTGAGE AMT: 315,000.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80304
UNPAID BALANCE: 314,469.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000
LTV : 66.31579 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153711 MORTGAGORS: INZER, BILLY
ADDRESS : 12 ANDREWS STREET
MORTGAGE AMT: 288,000.00 CITY WESTBOROUGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 01581
UNPAID BALANCE: 287,592.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,063.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153729 MORTGAGORS: WILLETT, PAUL
VASICEK, VERONICA
ADDRESS : 3641 WINDING WOOD LANE
MORTGAGE AMT: 431,900.00 CITY LEXINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 40515
UNPAID BALANCE: 431,207.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,909.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.99630 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153737 MORTGAGORS: PASSON, KENNETH
RENTA, BONNIE
ADDRESS : 7 ANONDALE
MORTGAGE AMT: 611,500.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92660
UNPAID BALANCE: 610,543.060 OPTION TO CONVERT : No
MONTHLY P&I: 4,171.51 ANNUAL RATE ADJUST: 0.000
LTV : 79.92660 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153745 MORTGAGORS: RINEARSON, ROBIN
ADDRESS : 6223 EDGEWATER DRIVE
MORTGAGE AMT: 300,000.00 CITY FALLS CHURC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22041
UNPAID BALANCE: 299,293.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153752 MORTGAGORS: CONE, STEPHEN
CONE, FAYE
ADDRESS : 30 MARLBOROUGH STREET
MORTGAGE AMT: 285,000.00 CITY BOSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02116
UNPAID BALANCE: 284,542.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000
LTV : 58.16327 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153760 MORTGAGORS: BERNDT, GREGORY
DOLAN, KELLY
ADDRESS : 231-233 UPLAND ROAD
MORTGAGE AMT: 424,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 02138
UNPAID BALANCE: 423,384.290 OPTION TO CONVERT : No
MONTHLY P&I: 3,001.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153778 MORTGAGORS: ENTRIKIN, ROBERT
ENTRIKIN, ARIANE
ADDRESS : 21179 FOXCROFT LANE
MORTGAGE AMT: 320,000.00 CITY WALNUT
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91789
UNPAID BALANCE: 319,535.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,264.94 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153786 MORTGAGORS: GODWIN, OSGOOD C
GODWIN, ANNE
ADDRESS : 3316 OLD SAYBROOK COURT
MORTGAGE AMT: 290,000.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27612
UNPAID BALANCE: 289,300.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 75.32468 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153802 MORTGAGORS: SNYDER, PETER
SNYDER, SHERRI
ADDRESS : 4201 RAVENHURST CIRCLE
MORTGAGE AMT: 265,000.00 CITY GLEN ARM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21057
UNPAID BALANCE: 264,564.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000
LTV : 89.83051 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153810 MORTGAGORS: TOM, WILBUR
CHAN, WINNIE
ADDRESS : 2411 ROYAL OAKS DRIVE
MORTGAGE AMT: 353,000.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 94507
UNPAID BALANCE: 352,375.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,260.30 ANNUAL RATE ADJUST: 0.000
LTV : 63.83363 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153828 MORTGAGORS: CAPLEN, HOWARD
CAPLEN, FIRELLI
ADDRESS : 58 NEWPORT AVE
MORTGAGE AMT: 268,800.00 CITY TAPPAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10983
UNPAID BALANCE: 268,268.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,788.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153844 MORTGAGORS: HOEHLER, RICHARD
HOEHLER, RENEE
ADDRESS : 7129 S CHAPPARAL CIRCLE W
MORTGAGE AMT: 340,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80016
UNPAID BALANCE: 339,454.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.64 ANNUAL RATE ADJUST: 0.000
LTV : 76.42167 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153851 MORTGAGORS: BARNES, KATHERINE
CORNER, SCOTT
ADDRESS : 15 GUERNSEY STREET
MORTGAGE AMT: 318,600.00 CITY MARBLEHEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01945
UNPAID BALANCE: 318,101.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,173.41 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153869 MORTGAGORS: HUBBARD, DONALD
HUBBARD, CHRISTINE
ADDRESS : 125 HAVILAND ROAD
MORTGAGE AMT: 650,000.00 CITY STAMFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06903
UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 59.36073 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153877 MORTGAGORS: FOURNIER, DONALD
FOURNIER, SUPANEE
ADDRESS : 2136 DEL MONTE AVENUE
MORTGAGE AMT: 332,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95051
UNPAID BALANCE: 331,454.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,208.80 ANNUAL RATE ADJUST: 0.000
LTV : 89.97290 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153885 MORTGAGORS: FERRERA, JOHN
COOKE, LEONARD
ADDRESS : 3717 ALTON PLACE NW
MORTGAGE AMT: 250,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DC 20016
UNPAID BALANCE: 249,358.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000
LTV : 74.96252 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153893 MORTGAGORS: MANEY, ROBERT S
MANEY, REBECCA
ADDRESS : 4540 ELDER AVENUE
MORTGAGE AMT: 332,000.00 CITY SEAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90740
UNPAID BALANCE: 331,178.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,208.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153901 MORTGAGORS: GUSTAFSON, ALBERT
GUSTAFSON, LYNN
ADDRESS : 1420 PEBBLE RIDGE
MORTGAGE AMT: 292,000.00 CITY ROCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48307
UNPAID BALANCE: 291,543.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,991.96 ANNUAL RATE ADJUST: 0.000
LTV : 54.27509 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153919 MORTGAGORS: CHOATE, HERBERT
CHOATE, KATRINA
ADDRESS : 7863 EAST ALTA SIERRA CIR
MORTGAGE AMT: 304,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85262
UNPAID BALANCE: 303,248.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153927 MORTGAGORS: GREEN, DANIEL
BIRGERSDOTTE, ULRIKA
ADDRESS : 5512 CHELSEA AVENUE
MORTGAGE AMT: 650,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92037
UNPAID BALANCE: 649,007.760 OPTION TO CONVERT : No
MONTHLY P&I: 4,489.39 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153935 MORTGAGORS: STOYLA MCLEL, CAROL
ADDRESS : 2335 BURGENER BOULEVARD
MORTGAGE AMT: 247,200.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92110
UNPAID BALANCE: 246,803.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,665.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153943 MORTGAGORS: SALEBA, GARY
SALEBA, LORI
ADDRESS : 14328 196TH COURT NE
MORTGAGE AMT: 537,600.00 CITY WOODINVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98072
UNPAID BALANCE: 536,334.250 OPTION TO CONVERT : No
MONTHLY P&I: 3,667.38 ANNUAL RATE ADJUST: 0.000
LTV : 79.64444 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153950 MORTGAGORS: KULIK, STEVEN
KULIK, DEBORAH
ADDRESS : 6520 PETKO COURT
MORTGAGE AMT: 320,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48094
UNPAID BALANCE: 319,499.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000
LTV : 75.29412 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153968 MORTGAGORS: LONDON, VALERIA
LANGSHTEYN, GENNADY
ADDRESS : 495 BOYLSTON STREET UNIT
MORTGAGE AMT: 300,000.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02445
UNPAID BALANCE: 299,553.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153984 MORTGAGORS: NUGENT, BRIAN
NUGENT, TERESA
ADDRESS : 915 DOGWOOD DRIVE
MORTGAGE AMT: 328,000.00 CITY DELRAY BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33483
UNPAID BALANCE: 327,473.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153992 MORTGAGORS: HALIO, JEFFREY
BOKEN, TERI
ADDRESS : 8 VINEYARD ROAD
MORTGAGE AMT: 273,300.00 CITY WESTFORD
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MA 01886
UNPAID BALANCE: 272,839.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.39 ANNUAL RATE ADJUST: 0.000
LTV : 92.95918 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154008 MORTGAGORS: NAIR, LAURENCE
NAIR, DAWN
ADDRESS : 6 PETTICOAT LANE
MORTGAGE AMT: 302,800.00 CITY TRUMBULL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06611
UNPAID BALANCE: 302,277.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,963.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154016 MORTGAGORS: FISHER, CORDELL
ADDRESS : 95 OLD COURSE DRIVE
MORTGAGE AMT: 483,200.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92660
UNPAID BALANCE: 482,405.540 OPTION TO CONVERT : No
MONTHLY P&I: 3,214.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154024 MORTGAGORS: NICOLINI, JOHN
CAPPS NICOLI, PAMELA
ADDRESS : 2124 WALNUT BOULEVARD
MORTGAGE AMT: 297,000.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94596
UNPAID BALANCE: 296,351.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.15 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154032 MORTGAGORS: CLOWDSLEY, STEPHEN
CLOWDSLEY, CATHERINE
ADDRESS : 1561 RAMONA WAY
MORTGAGE AMT: 400,000.00 CITY ALAMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94507
UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 60.60606 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154040 MORTGAGORS: DEVONA, CHRIS
DEVONA, SANDRA
ADDRESS : 517 EAST HAVEN
MORTGAGE AMT: 380,000.00 CITY ARLINGTON H
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60005
UNPAID BALANCE: 379,278.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154057 MORTGAGORS: NAHRA, JOHN
NAHRA, AUDREY
ADDRESS : 17731 REVELLO DRIVE
MORTGAGE AMT: 489,000.00 CITY PACIFIC PAL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90272
UNPAID BALANCE: 488,215.580 OPTION TO CONVERT : No
MONTHLY P&I: 3,294.48 ANNUAL RATE ADJUST: 0.000
LTV : 68.01113 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154065 MORTGAGORS: MAYER, ROBERT
MAYER, JANIS
ADDRESS : 26926 NORTH 73RD WAY
MORTGAGE AMT: 314,200.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85255
UNPAID BALANCE: 313,695.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,116.82 ANNUAL RATE ADJUST: 0.000
LTV : 62.84000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154073 MORTGAGORS: REILLEY, KEVIN
REILLEY, MARY
ADDRESS : 39 ARNOLD BOULEVARD
MORTGAGE AMT: 325,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08005
UNPAID BALANCE: 324,491.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000
LTV : 72.22222 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154081 MORTGAGORS: SCHOPFEL, WILLIAM
SCHOPFEL, VIRGINIA
ADDRESS : 5417 OCEAN DRIVE WEST
MORTGAGE AMT: 317,200.00 CITY EMERALD ISL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 28594
UNPAID BALANCE: 316,634.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,163.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154099 MORTGAGORS: SAMARIAN, RONALD
SAMARIAN, NANCY
ADDRESS : 6524 PARKVIEW
MORTGAGE AMT: 345,000.00 CITY TROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MI 48098
UNPAID BALANCE: 344,511.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,471.62 ANNUAL RATE ADJUST: 0.000
LTV : 77.78154 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154107 MORTGAGORS: POLITO, JOHN
POLITO, SHANNON
ADDRESS : 37122 SE FISH HATCHERY RO
MORTGAGE AMT: 509,000.00 CITY FALL CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98024
UNPAID BALANCE: 507,833.400 OPTION TO CONVERT : No
MONTHLY P&I: 3,343.77 ANNUAL RATE ADJUST: 0.000
LTV : 75.40741 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154115 MORTGAGORS: BEST, DAVID
BEST, KELLI
ADDRESS : 220 SIMMONS DR
MORTGAGE AMT: 400,000.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 28411
UNPAID BALANCE: 399,358.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 74.76636 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154123 MORTGAGORS: PISARRA, JOSEPH
PISARRA, BARBARA
ADDRESS : 8001 KERRY LANE
MORTGAGE AMT: 410,000.00 CITY CHEVY CHASE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20815
UNPAID BALANCE: 409,325.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,727.74 ANNUAL RATE ADJUST: 0.000
LTV : 54.52128 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154131 MORTGAGORS: BARBER, THOMAS
ADDRESS : 2819 SPRIGGS REQUEST WAY
MORTGAGE AMT: 564,500.00 CITY MITCHELLVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20721
UNPAID BALANCE: 564,048.570 OPTION TO CONVERT : No
MONTHLY P&I: 3,803.15 ANNUAL RATE ADJUST: 0.000
LTV : 74.27632 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154149 MORTGAGORS: CANZIO, JOHN
ADDRESS : 3372 BARROW ISLAND ROAD
MORTGAGE AMT: 581,200.00 CITY JUPITER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33477
UNPAID BALANCE: 580,267.680 OPTION TO CONVERT : No
MONTHLY P&I: 3,915.66 ANNUAL RATE ADJUST: 0.000
LTV : 46.49600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154164 MORTGAGORS: GAMSON, DAVID
SIEGAL, CAROL
ADDRESS : 6108 RUTHLAND ROAD
MORTGAGE AMT: 548,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94611
UNPAID BALANCE: 547,099.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,645.86 ANNUAL RATE ADJUST: 0.000
LTV : 69.54315 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154172 MORTGAGORS: FILKINS, JESSE
PHILPOTT, KIRRA
ADDRESS : 10904 EAST KAREN DRIVE
MORTGAGE AMT: 417,700.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85259
UNPAID BALANCE: 416,740.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,884.95 ANNUAL RATE ADJUST: 0.000
LTV : 89.98412 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154180 MORTGAGORS: TRINH, LAM
NGUYEN, NARCISSI
ADDRESS : 2191 CUNNINGHAM COURT
MORTGAGE AMT: 315,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95148
UNPAID BALANCE: 314,258.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154198 MORTGAGORS: PHILBRICK, SAMUEL
HANSON PHILB, SUSAN
ADDRESS : 17 LOADING PLACE ROAD
MORTGAGE AMT: 535,200.00 CITY MANCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 01944
UNPAID BALANCE: 534,383.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,696.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154206 MORTGAGORS: COURTS, JOSEPH
COURTS, LORI
ADDRESS : 6221 HEATHERSTONE DRIVE
MORTGAGE AMT: 256,000.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27613
UNPAID BALANCE: 255,539.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000
LTV : 89.54180 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154214 MORTGAGORS: MC NAMARA, CHRISTOPHE
MC NAMARA, MARY
ADDRESS : 4625 ALBEMARLE STREET NW
MORTGAGE AMT: 330,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 DC 20016
UNPAID BALANCE: 329,443.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,167.87 ANNUAL RATE ADJUST: 0.000
LTV : 78.57143 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154230 MORTGAGORS: ZIEGENBEIN, DARREN
CALDERWOOD, TAMMY
ADDRESS : 5905 RISING STAR
MORTGAGE AMT: 296,900.00 CITY ELKRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21075
UNPAID BALANCE: 296,411.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,975.28 ANNUAL RATE ADJUST: 0.000
LTV : 89.99697 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154248 MORTGAGORS: ADAIR, JOHN
ADDRESS : 407 PALOMAR ROAD
MORTGAGE AMT: 438,750.00 CITY OJAI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93023
UNPAID BALANCE: 438,080.230 OPTION TO CONVERT : No
MONTHLY P&I: 3,030.34 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154255 MORTGAGORS: SANKOVICH, ROBERT
SANKOVICH, DEBRA
ADDRESS : 1961 HAVENWOOD DRIVE
MORTGAGE AMT: 247,500.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93162
UNPAID BALANCE: 247,131.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,730.56 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154263 MORTGAGORS: FLYNN, ROBERT
FLYNN, JAMIE
ADDRESS : 16631 SANLO STREET
MORTGAGE AMT: 270,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92686
UNPAID BALANCE: 269,533.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.21 ANNUAL RATE ADJUST: 0.000
LTV : 58.69565 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154271 MORTGAGORS: GLADSTONE, CAROL
WHIPPLE, BENJAMIN
ADDRESS : 28 COPLEY STREET
MORTGAGE AMT: 400,000.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 02446
UNPAID BALANCE: 399,404.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000
LTV : 58.82353 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154289 MORTGAGORS: GRAEF, FREDERICK
GRAEF, ELIZABETH
ADDRESS : 5409 SIMPKINS COURT
MORTGAGE AMT: 313,500.00 CITY ELLICOTT CI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21043
UNPAID BALANCE: 312,494.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,112.11 ANNUAL RATE ADJUST: 0.000
LTV : 84.27419 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154297 MORTGAGORS: BRANDTS, JOEL
BRANDTS, SUSAN
ADDRESS : 27516 VIA VALOR
MORTGAGE AMT: 276,000.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92624
UNPAID BALANCE: 275,578.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,906.26 ANNUAL RATE ADJUST: 0.000
LTV : 69.87342 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154305 MORTGAGORS: MCNULTY, JAMES
BRAMAN, LAWRENCE
STEINLE, SIRI
ADDRESS : 208 210 FAYERWEATHER ST
MORTGAGE AMT: 395,000.00 CITY CAMBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02138
UNPAID BALANCE: 394,397.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.17 ANNUAL RATE ADJUST: 0.000
LTV : 79.79798 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154313 MORTGAGORS: DE SILVA, SUNIL
DE SILVA, MARY
ADDRESS : 8498 CAMDEN COURT
MORTGAGE AMT: 288,000.00 CITY BROADVIEW H
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 OH 44147
UNPAID BALANCE: 287,514.710 OPTION TO CONVERT : No
MONTHLY P&I: 1,891.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154321 MORTGAGORS: GRUBB, CATHERINE
MEYER, GLENN
ADDRESS : 221 GALWAY BAY
MORTGAGE AMT: 385,000.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94502
UNPAID BALANCE: 384,412.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,659.10 ANNUAL RATE ADJUST: 0.000
LTV : 88.50575 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154339 MORTGAGORS: CARRANZA, WILLIAM
ADDRESS : 952 EVENING SHADE DRIVE
MORTGAGE AMT: 284,400.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90731
UNPAID BALANCE: 283,965.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.28 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154347 MORTGAGORS: GRUNBERG, GREGORY
GRUNBERG, ELIZABETH
ADDRESS : 5125 CALENDA DRIVE
MORTGAGE AMT: 320,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91367
UNPAID BALANCE: 319,750.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.97 ANNUAL RATE ADJUST: 0.000
LTV : 68.08511 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154354 MORTGAGORS: D AMICO, MICHAEL
D AMICO, C
ADDRESS : 6485 STONEHURST CIRCLE
MORTGAGE AMT: 271,800.00 CITY LAKE WORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33467
UNPAID BALANCE: 271,587.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,854.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.99411 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154362 MORTGAGORS: O'REILLY, ANTHONY
O'REILLY, KAREN
ADDRESS : 78 WAUWINET ROAD
MORTGAGE AMT: 400,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02465
UNPAID BALANCE: 399,309.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.39 ANNUAL RATE ADJUST: 0.000
LTV : 61.53846 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154370 MORTGAGORS: TREADWAY, GEORGE
TREADWAY, CAROLYN
ADDRESS : 2802 BLUME DRIVE
MORTGAGE AMT: 318,750.00 CITY LOS ALAMITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90720
UNPAID BALANCE: 318,225.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,120.65 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154388 MORTGAGORS: KONDA, SURESH
SZAKAL, STEPHANIE
ADDRESS : 105 5TH STREET NE
MORTGAGE AMT: 319,200.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 DC 20002
UNPAID BALANCE: 318,615.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,017.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154396 MORTGAGORS: CUBERO, JUAN
CUBERO, KIM
ADDRESS : 1346 LORETO DR
MORTGAGE AMT: 287,500.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91207
UNPAID BALANCE: 287,003.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,864.72 ANNUAL RATE ADJUST: 0.000
LTV : 71.87500 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154404 MORTGAGORS: GALLOWAY, DONALD
GALLOWAY, MICHELE
ADDRESS : 10358 E BAHIA DRIVE
MORTGAGE AMT: 285,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85259
UNPAID BALANCE: 284,564.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154420 MORTGAGORS: SHEFFER, CRAIG
SHEFFER, CYNTHIA
ADDRESS : 4604 LEI STREET
MORTGAGE AMT: 249,100.00 CITY FAIR OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95628
UNPAID BALANCE: 248,719.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,720.47 ANNUAL RATE ADJUST: 0.000
LTV : 72.20290 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154438 MORTGAGORS: STOCKWELL, ROBERT
SAGE STOCKWE, KAREN
ADDRESS : 200 FAIRVIEW STREET
MORTGAGE AMT: 318,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94506
UNPAID BALANCE: 317,477.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,115.66 ANNUAL RATE ADJUST: 0.000
LTV : 50.07874 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154446 MORTGAGORS: MORAN, JAMES
MEER, JONNE
ADDRESS : 2638 SEQUOIA WAY
MORTGAGE AMT: 350,000.00 CITY BELLMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94002
UNPAID BALANCE: 349,424.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,328.56 ANNUAL RATE ADJUST: 0.000
LTV : 64.81481 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154461 MORTGAGORS: TUEY, CHRIS
TUEY, WENDY
ADDRESS : 7049 WEST PHILLIPS AVENUE
MORTGAGE AMT: 255,075.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80128
UNPAID BALANCE: 254,585.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.74 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154479 MORTGAGORS: BERGER, HEINZ
BERGER, SUSANN
ADDRESS : 332 AHWANEE COURT
MORTGAGE AMT: 431,600.00 CITY CLAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94517
UNPAID BALANCE: 430,854.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,799.35 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154487 MORTGAGORS: REYNOSO, MAI
ADDRESS : 6374 NW 24TH STREET
MORTGAGE AMT: 256,000.00 CITY BOCA RATON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33434
UNPAID BALANCE: 254,809.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.72 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154495 MORTGAGORS: TREYGER, LEONID
TREYGER, SOFIYA
ADDRESS : 1600 SISKIYOU DRIVE
MORTGAGE AMT: 321,800.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94598
UNPAID BALANCE: 321,283.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,168.03 ANNUAL RATE ADJUST: 0.000
LTV : 89.88827 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154503 MORTGAGORS: JONES, SHRRYL
ADDRESS : 17207 RUSSETT DRIVE
MORTGAGE AMT: 347,000.00 CITY BOWIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20716
UNPAID BALANCE: 346,429.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,308.60 ANNUAL RATE ADJUST: 0.000
LTV : 77.97753 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154511 MORTGAGORS: SATO, STANLEY
SATO, ANN
ADDRESS : 231 AVENUE D
MORTGAGE AMT: 316,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90277
UNPAID BALANCE: 315,505.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,155.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154529 MORTGAGORS: GRIFFITH, SEAN
GRIFFITH, LEE
ADDRESS : 21672 SEASIDE LANE
MORTGAGE AMT: 292,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92646
UNPAID BALANCE: 291,531.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154537 MORTGAGORS: DWORCHAK, KYLE
DWORCHAK, COSTANZA
ADDRESS : 47532 PUTNEY
MORTGAGE AMT: 256,000.00 CITY CANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MI 48188
UNPAID BALANCE: 255,568.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,681.74 ANNUAL RATE ADJUST: 0.000
LTV : 77.57576 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154545 MORTGAGORS: MEYERS, DAVID
RANDLES, DAWN
ADDRESS : 6610 BELLE CHASE CT
MORTGAGE AMT: 301,500.00 CITY LAYTONSVILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20872
UNPAID BALANCE: 300,780.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,980.64 ANNUAL RATE ADJUST: 0.000
LTV : 69.31034 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154552 MORTGAGORS: COHEN, DEBORAH
ADDRESS : 1530 T STREET NW
MORTGAGE AMT: 258,000.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 DC 20009
UNPAID BALANCE: 257,798.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154560 MORTGAGORS: CARDOZA, RICHARD
CARDOZA, SARAH
ADDRESS : 19072 KASSY DRIVE
MORTGAGE AMT: 336,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92705
UNPAID BALANCE: 335,499.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,349.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154578 MORTGAGORS: GERRATT, BRUCE
BRAYTON GERR, SHAUN
ADDRESS : 3121 COOLIDGE AVENUE
MORTGAGE AMT: 394,700.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90066
UNPAID BALANCE: 394,082.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,692.55 ANNUAL RATE ADJUST: 0.000
LTV : 76.64078 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154586 MORTGAGORS: KARP, HARVEY
ADDRESS : 17856 VICINO WAY
MORTGAGE AMT: 558,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90272
UNPAID BALANCE: 557,104.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,759.35 ANNUAL RATE ADJUST: 0.000
LTV : 65.64706 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154594 MORTGAGORS: GAGNON, ROBERT
GAGNON, LISA
ADDRESS : 148 BLUE HILLS TR
MORTGAGE AMT: 282,000.00 CITY GLASTONBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CT 06033
UNPAID BALANCE: 281,501.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.68 ANNUAL RATE ADJUST: 0.000
LTV : 73.24675 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154602 MORTGAGORS: GOOSTREE, JOSEPH
GOOSTREE, TRACY
ADDRESS : 5834 CLAYTON RD
MORTGAGE AMT: 333,000.00 CITY CLAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94517
UNPAID BALANCE: 332,478.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,271.65 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154610 MORTGAGORS: MADRAZO, MICHAEL
MADRAZO, NADINE
ADDRESS : 3646 PURER ROAD
MORTGAGE AMT: 334,400.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92029
UNPAID BALANCE: 333,836.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154628 MORTGAGORS: HERMANSON, THOMAS
HERMANSON, CHRISTINE
ADDRESS : 5545 KEATS AVENUE NORTH
MORTGAGE AMT: 547,500.00 CITY LAKE ELMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55042
UNPAID BALANCE: 546,643.200 OPTION TO CONVERT : No
MONTHLY P&I: 3,734.92 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154644 MORTGAGORS: SMITHEDAJKUL, YUNYONG
SMITHEDAJKUL, PENSRI
ADDRESS : 17362 EL CAJON AVENUE
MORTGAGE AMT: 332,150.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92886
UNPAID BALANCE: 331,630.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,265.85 ANNUAL RATE ADJUST: 0.000
LTV : 63.26667 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154651 MORTGAGORS: MATSU, DENNIS
MATSU, GWENDOLYN
ADDRESS : 9966 LONGVIEW LANE
MORTGAGE AMT: 500,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94588
UNPAID BALANCE: 499,255.520 OPTION TO CONVERT : No
MONTHLY P&I: 3,496.07 ANNUAL RATE ADJUST: 0.000
LTV : 62.89308 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154669 MORTGAGORS: CYRAN, FREDERICK
CYRAN, SHARON
ADDRESS : 7649 HUNTINGTON
MORTGAGE AMT: 352,000.00 CITY HILTON HEAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 SC 29928
UNPAID BALANCE: 351,462.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154677 MORTGAGORS: MEHLHORN, STEFAN
BONICA, CHERIE
ADDRESS : 8 BEAVER BROOK ROAD
MORTGAGE AMT: 265,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01460
UNPAID BALANCE: 264,574.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,785.35 ANNUAL RATE ADJUST: 0.000
LTV : 79.10448 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154685 MORTGAGORS: GUNDRY, STEVE
ADDRESS : 7 BOW C STREET
MORTGAGE AMT: 581,250.00 CITY REDLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92373
UNPAID BALANCE: 580,340.400 OPTION TO CONVERT : No
MONTHLY P&I: 3,965.15 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154693 MORTGAGORS: POWLESS, STEPHEN
ADDRESS : 1812 DUPONT AVENUE SOUTH
MORTGAGE AMT: 446,000.00 CITY MINNEAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MN 55403
UNPAID BALANCE: 445,335.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,118.50 ANNUAL RATE ADJUST: 0.000
LTV : 76.57310 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154701 MORTGAGORS: DAVIS, DAVID
DAVIS, CHARLOTTE
ADDRESS : 7060 SHAWNEE HILLS ROAD
MORTGAGE AMT: 299,600.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 45243
UNPAID BALANCE: 299,107.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,993.25 ANNUAL RATE ADJUST: 0.000
LTV : 57.61538 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154719 MORTGAGORS: O'HALLA, BRADLEY
O'HALLA, LAURIE
ADDRESS : 8500 CEDARBRAKE DRIVE
MORTGAGE AMT: 305,000.00 CITY HOUSTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 TX 77055
UNPAID BALANCE: 304,447.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,927.81 ANNUAL RATE ADJUST: 0.000
LTV : 69.47608 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154727 MORTGAGORS: JOGGERST, PATRICK
ADDRESS : 826 MERIDIAN AVENUE
MORTGAGE AMT: 339,340.00 CITY MIAMI BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 FL 33139
UNPAID BALANCE: 338,782.060 OPTION TO CONVERT : No
MONTHLY P&I: 2,257.64 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154735 MORTGAGORS: FORD, DEBORAH
ADDRESS : 2402 ASPEN DRIVE
MORTGAGE AMT: 262,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90068
UNPAID BALANCE: 261,600.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.57 ANNUAL RATE ADJUST: 0.000
LTV : 75.94203 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154743 MORTGAGORS: O'SHEA, DANIEL T
ADDRESS : 6720 2ND AVENUE NORTHWEST
MORTGAGE AMT: 272,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98117
UNPAID BALANCE: 271,552.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154750 MORTGAGORS: KRAUS, SEAN
ADDRESS : 21226 PACIFIC COAST HWY
MORTGAGE AMT: 392,500.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90265
UNPAID BALANCE: 391,885.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,677.54 ANNUAL RATE ADJUST: 0.000
LTV : 52.82737 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154768 MORTGAGORS: PRAKASH, MAYANK
ADDRESS : 19 NORUMBEGA COURT
MORTGAGE AMT: 456,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02163
UNPAID BALANCE: 455,303.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,149.48 ANNUAL RATE ADJUST: 0.000
LTV : 77.28814 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154776 MORTGAGORS: BOWERS, CHRISTOPHE
BOWERS, LYNETTE
ADDRESS : 224 BROOKLINE STREET
MORTGAGE AMT: 300,000.00 CITY NEEDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MA 02492
UNPAID BALANCE: 299,542.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154784 MORTGAGORS: CHUNG, PETER
HIGGINS, ANDREA
ADDRESS : 1532 1534 COLE STREET
MORTGAGE AMT: 580,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94117
UNPAID BALANCE: 579,046.370 OPTION TO CONVERT : No
MONTHLY P&I: 3,858.75 ANNUAL RATE ADJUST: 0.000
LTV : 76.31579 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154792 MORTGAGORS: MUSHRO, MARK
MUSHRO, NORA
ADDRESS : 2 CHAPEL HILL ROAD
MORTGAGE AMT: 425,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06880
UNPAID BALANCE: 424,318.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,863.30 ANNUAL RATE ADJUST: 0.000
LTV : 63.33830 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154800 MORTGAGORS: MACIEL, JORGE
MACIEL, LESLIE
ADDRESS : 11483 CARLS COURT
MORTGAGE AMT: 330,000.00 CITY SAN MARTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95046
UNPAID BALANCE: 329,508.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,307.41 ANNUAL RATE ADJUST: 0.000
LTV : 69.32773 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154818 MORTGAGORS: MONIZ, RICHARD
MONIZ, DEBRA
ADDRESS : 522 RHEA WAY
MORTGAGE AMT: 290,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94550
UNPAID BALANCE: 289,511.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,905.09 ANNUAL RATE ADJUST: 0.000
LTV : 51.32743 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154826 MORTGAGORS: RAMIREZ, GABRIEL
RAMIREZ, MARGARITA
ADDRESS : 2 ALEF COURT
MORTGAGE AMT: 259,000.00 CITY CLAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94517
UNPAID BALANCE: 258,594.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,766.84 ANNUAL RATE ADJUST: 0.000
LTV : 83.54839 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154834 MORTGAGORS: VERDE, STEVEN
ADDRESS : 2041 REDBERRY ROAD
MORTGAGE AMT: 280,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92705
UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154859 MORTGAGORS: JESURAJ, RAMASAMY
JESURAJ, ELIZABETH
ADDRESS : 4 ROME DRIVE
MORTGAGE AMT: 322,000.00 CITY WESTFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01886
UNPAID BALANCE: 321,496.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,196.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154867 MORTGAGORS: LOEFFLER, WILLIAM
LOEFFLER, SANDRA
ADDRESS : 1751 MESA RIDGE LANE
MORTGAGE AMT: 600,000.00 CITY CASTLE ROCK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80104
UNPAID BALANCE: 599,037.510 OPTION TO CONVERT : No
MONTHLY P&I: 4,042.31 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154875 MORTGAGORS: CASE, JAMES
CASE, DIANA
ADDRESS : 1711 FORD AVENUE
MORTGAGE AMT: 298,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90278
UNPAID BALANCE: 297,556.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,083.66 ANNUAL RATE ADJUST: 0.000
LTV : 73.94541 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154883 MORTGAGORS: PADDOCK, VICTOR
PADDOCK, JACKI
ADDRESS : 11931 WESTMINISTER AVENUE
MORTGAGE AMT: 393,000.00 CITY MAR VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90066
UNPAID BALANCE: 392,384.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,680.95 ANNUAL RATE ADJUST: 0.000
LTV : 69.55752 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154891 MORTGAGORS: JOHNSON, BEVERLY
JOHNSON, SUSAN
JOHNSON, FRANCIS
ADDRESS : 946 FORT FISHER BLVD
MORTGAGE AMT: 250,000.00 CITY KURE BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NC 28449
UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154909 MORTGAGORS: BURDETTE, WILLIAM
BURDETTE, MAGGIE
ADDRESS : 18 SANTOLINA
MORTGAGE AMT: 250,000.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92688
UNPAID BALANCE: 249,608.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000
LTV : 79.36508 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154917 MORTGAGORS: BRUCKMAN, LEONARD
BRUCKMAN, JUDITH
ADDRESS : 8595 KINGSGATE DRIVE
MORTGAGE AMT: 312,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95746
UNPAID BALANCE: 311,215.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000
LTV : 67.82609 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154925 MORTGAGORS: CHENG, NORMAN
ADDRESS : 7509 DENISON PLACE
MORTGAGE AMT: 343,000.00 CITY CASTRO VALL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94552
UNPAID BALANCE: 342,407.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,224.69 ANNUAL RATE ADJUST: 0.000
LTV : 73.78947 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154933 MORTGAGORS: FORD, THOMAS
ADDRESS : 1638 ARDEN BLUFFS LANE
MORTGAGE AMT: 280,800.00 CITY CARMICHAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95608
UNPAID BALANCE: 280,371.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,939.42 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154941 MORTGAGORS: SCHAUS, TODD
MEYERSON, MICHELLE
ADDRESS : 68 TURNBURY LANE
MORTGAGE AMT: 260,775.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92620
UNPAID BALANCE: 260,376.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,801.11 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154958 MORTGAGORS: SWARTOUT, JAMES
SWARTOUT, LESLEY
ADDRESS : 969 HAWTHORNE COURT
MORTGAGE AMT: 300,550.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92069
UNPAID BALANCE: 300,091.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.82 ANNUAL RATE ADJUST: 0.000
LTV : 89.98503 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154966 MORTGAGORS: CATAMBAY, ALBERTO
CATAMBAY, LYDIA
ADDRESS : 1154 KEYSTONE COURT
MORTGAGE AMT: 321,200.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95132
UNPAID BALANCE: 320,684.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,163.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.30864 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154974 MORTGAGORS: LUCKE, J
ADDRESS : 3124 ALBANS AVENUE
MORTGAGE AMT: 325,000.00 CITY HOUSTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 TX 77005
UNPAID BALANCE: 322,427.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,107.95 ANNUAL RATE ADJUST: 0.000
LTV : 68.56540 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154982 MORTGAGORS: SARMA, AJIT
SARMA, SUMITRA
ADDRESS : 19501 SIERRA SECO ROAD
MORTGAGE AMT: 300,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92612
UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 61.22449 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154990 MORTGAGORS: CHURCH, JOHN
CHURCH, IMOGEN
ADDRESS : 1043 EUGENE COURT
MORTGAGE AMT: 392,900.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94087
UNPAID BALANCE: 391,941.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,713.66 ANNUAL RATE ADJUST: 0.000
LTV : 70.16071 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155005 MORTGAGORS: JACOBSON, JOHN
JACOBSON, ANN
ADDRESS : 406 HOGANS VALLEY WAY
MORTGAGE AMT: 576,000.00 CITY CARY
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 NC 27513
UNPAID BALANCE: 574,980.810 OPTION TO CONVERT : No
MONTHLY P&I: 3,688.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155013 MORTGAGORS: BARGER, TIMOTHY
MACKO, CHRISTINE
ADDRESS : 2503 CHESTNUT WOODS CT
MORTGAGE AMT: 321,300.00 CITY REISTERSTOW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21136
UNPAID BALANCE: 320,784.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,164.66 ANNUAL RATE ADJUST: 0.000
LTV : 78.36585 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155021 MORTGAGORS: DRESCHER, JOSEPH
DRESCHER, CATHERINE
ADDRESS : 9953 KOUPELA DRIVE
MORTGAGE AMT: 330,800.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 27614
UNPAID BALANCE: 330,256.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.82 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155039 MORTGAGORS: DARDZINSKI, DEAN
DARDZINSKI, JENNIFER
ADDRESS : 12417 BEECH GROVE COURT
MORTGAGE AMT: 288,000.00 CITY MOORPARK
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 93021
UNPAID BALANCE: 287,477.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,820.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155047 MORTGAGORS: RENDON, SERGIO
RENDON, CARMEN
ADDRESS : 14400 SILVER HEIGHTS ROAD
MORTGAGE AMT: 252,500.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92064
UNPAID BALANCE: 252,151.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.80 ANNUAL RATE ADJUST: 0.000
LTV : 77.45399 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155054 MORTGAGORS: DAY, JEFFREY
DAY, MARY
ADDRESS : 1375 BARRINGTON WOODS DRI
MORTGAGE AMT: 334,700.00 CITY BROOKFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53045
UNPAID BALANCE: 334,058.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,283.24 ANNUAL RATE ADJUST: 0.000
LTV : 79.69048 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155062 MORTGAGORS: ILIFF, ROBERT
ILIFF, KATHLEEN
ADDRESS : 4920 MUIRWOOD DRIVE
MORTGAGE AMT: 300,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94588
UNPAID BALANCE: 299,381.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155070 MORTGAGORS: RAY, GERALD
RAY, KATHRYN
ADDRESS : 1721 EAST LAKE SAMMAMISH
MORTGAGE AMT: 650,000.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98029
UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 40.62500 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155088 MORTGAGORS: COUTU, GWENDOLYN
COUTU, MATTHEW
ADDRESS : 116 STILES ROAD
MORTGAGE AMT: 275,000.00 CITY BOYLSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01505
UNPAID BALANCE: 274,558.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000
LTV : 76.38889 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155096 MORTGAGORS: SHULMAN, HARRY
SHULMAN, SHEILA
ADDRESS : 15 CHURCH STREET
MORTGAGE AMT: 295,000.00 CITY NEWTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02458
UNPAID BALANCE: 294,769.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000
LTV : 50.86207 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155104 MORTGAGORS: STARKEY, DONALD
RIDLEY, DONNA
ADDRESS : 8422 BELLS RIDGE TERRACE
MORTGAGE AMT: 277,500.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20854
UNPAID BALANCE: 277,283.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,893.04 ANNUAL RATE ADJUST: 0.000
LTV : 77.08333 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155120 MORTGAGORS: DAUENHAUER, NANCY
ADDRESS : 3078 BALARDO WAY
MORTGAGE AMT: 339,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95148
UNPAID BALANCE: 338,764.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,428.64 ANNUAL RATE ADJUST: 0.000
LTV : 74.50549 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155138 MORTGAGORS: TULISIAK, THOMAS
TULISIAK, JUDITH
ADDRESS : 3737 CLAY MOUNTAIN DRIVE
MORTGAGE AMT: 495,500.00 CITY MEDINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 44256
UNPAID BALANCE: 494,685.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,296.58 ANNUAL RATE ADJUST: 0.000
LTV : 74.51128 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155146 MORTGAGORS: GARTEN, VICTORIA
GARTEN, WILLIAM
ADDRESS : 7673 YENNICOOK WAY
MORTGAGE AMT: 354,000.00 CITY HUDSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 OH 44236
UNPAID BALANCE: 353,403.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,325.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155153 MORTGAGORS: NIWINSKI, ARTHUR
SMIGIEL NIWI, JOAN
ADDRESS : 1110 THOROUGHBRED CIRCLE
MORTGAGE AMT: 300,000.00 CITY ST CHARLES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60174
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155161 MORTGAGORS: WEINER, JEFFERY
ADDRESS : 1856 EAST HAMLIN STREET
MORTGAGE AMT: 332,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98112
UNPAID BALANCE: 331,440.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,181.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155179 MORTGAGORS: ARKO, RENEE
HANSEN, DEANE
ADDRESS : 9274 EAST HIDDEN HILL COU
MORTGAGE AMT: 420,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80124
UNPAID BALANCE: 419,655.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,794.27 ANNUAL RATE ADJUST: 0.000
LTV : 74.33628 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155187 MORTGAGORS: DAVALLE, AMELIA
ADDRESS : 10531 PINE TREE CIRCLE
MORTGAGE AMT: 360,000.00 CITY MEQUON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53092
UNPAID BALANCE: 359,719.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000
LTV : 64.28571 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155195 MORTGAGORS: CHOLES, CONSTANTIN
CHOLES, DIANA
ADDRESS : 6255 OAK HOLLOW DRIVE
MORTGAGE AMT: 408,000.00 CITY OREGON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53575
UNPAID BALANCE: 407,345.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,748.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155203 MORTGAGORS: SANDERS, ERIC
SANDERS, NANCY
ADDRESS : 1801 HARPER AVENUE
MORTGAGE AMT: 340,000.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90254
UNPAID BALANCE: 339,427.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,233.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155211 MORTGAGORS: DAVIS, DAVID
DOWNES, JUDITH
ADDRESS : 8 TRICORNE ROAD
MORTGAGE AMT: 550,000.00 CITY LEXINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 02173
UNPAID BALANCE: 549,117.720 OPTION TO CONVERT : No
MONTHLY P&I: 3,705.45 ANNUAL RATE ADJUST: 0.000
LTV : 67.07317 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155229 MORTGAGORS: WOLFF, PATSY
WOLFF, WILLIAM
ADDRESS : 7485 HEARD RD
MORTGAGE AMT: 450,000.00 CITY CUMMING
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30041
UNPAID BALANCE: 449,631.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,993.87 ANNUAL RATE ADJUST: 0.000
LTV : 47.36842 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155237 MORTGAGORS: PASCUAL LEON, ALVARO
ESPINOSA, ELIZABETH
ADDRESS : 202 GLEZEN LANE
MORTGAGE AMT: 355,000.00 CITY WAYLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 01778
UNPAID BALANCE: 354,444.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,421.73 ANNUAL RATE ADJUST: 0.000
LTV : 52.59259 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155245 MORTGAGORS: RICHARDSON, MATTHEW
ADDRESS : 3263 MT CAROL DRIVE
MORTGAGE AMT: 251,750.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92111
UNPAID BALANCE: 251,548.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,696.09 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155252 MORTGAGORS: TERZIAN, DAVID
TERZIAN, MARILYN
ADDRESS : 9300 SPRINKLEWOOD LANE
MORTGAGE AMT: 400,000.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20854
UNPAID BALANCE: 399,342.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155260 MORTGAGORS: MC NUTT, RONALD
MC NUTT, KATHLEEN
ADDRESS : 5726 S DANUBE CIRCLE
MORTGAGE AMT: 254,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80015
UNPAID BALANCE: 253,801.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,732.73 ANNUAL RATE ADJUST: 0.000
LTV : 78.15385 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155278 MORTGAGORS: LACANCELLERA, JAMES
ADDRESS : 121 CATAMOUNT ROAD
MORTGAGE AMT: 435,500.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CT 06430
UNPAID BALANCE: 435,125.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,824.65 ANNUAL RATE ADJUST: 0.000
LTV : 76.94346 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155286 MORTGAGORS: DRESEL, JOHN
DRESEL, LAURA
ADDRESS : 14900 NE SKOGAN LANE
MORTGAGE AMT: 323,000.00 CITY BRAINBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98110
UNPAID BALANCE: 322,481.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,176.11 ANNUAL RATE ADJUST: 0.000
LTV : 63.33333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155294 MORTGAGORS: LEFTON, STEVEN
LEFTON, KAREN
ADDRESS : 4284 MANUELA AVENUE
MORTGAGE AMT: 650,000.00 CITY PALO ALTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94306
UNPAID BALANCE: 648,957.310 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 52.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155302 MORTGAGORS: KALAHELE, DAVID
KALAHELE, EILEEN
ADDRESS : 5475 COUNTRY VIEW DRIVE
MORTGAGE AMT: 306,000.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94803
UNPAID BALANCE: 305,521.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155310 MORTGAGORS: MCGEE, HENRY
KILL, VICTORIA
ADDRESS : 605 LAKE WASHINGTON BLVD
MORTGAGE AMT: 286,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98112
UNPAID BALANCE: 285,552.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,951.02 ANNUAL RATE ADJUST: 0.000
LTV : 51.53153 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155328 MORTGAGORS: IRELAND, GREGORY
RUDD IRELAND, DEBORAH
ADDRESS : 426 SPRIG POINT
MORTGAGE AMT: 410,000.00 CITY COROLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 27927
UNPAID BALANCE: 409,342.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.49588 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155336 MORTGAGORS: ROSEN, MICHELLE
GOZANI, SHAI
ADDRESS : 187 MASON TERRACE
MORTGAGE AMT: 368,000.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MA 02446
UNPAID BALANCE: 367,683.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,386.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155344 MORTGAGORS: BUCINI, DAVID
BUCINI, GRACE
ADDRESS : 308 MIRAMONTES AVENUE
MORTGAGE AMT: 442,500.00 CITY HALF MOON B
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94019
UNPAID BALANCE: 441,873.370 OPTION TO CONVERT : No
MONTHLY P&I: 3,170.12 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155377 MORTGAGORS: YOUNG, PAUL
\ YOUMG, CHERYL
ADDRESS : 7075 WINDWARD STREET
MORTGAGE AMT: 300,000.00 CITY PORT ST JOE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 32456
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 83.33333 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155385 MORTGAGORS: MOORE, RICHARD
ADDRESS : 55813 CONGRESSIONAL
MORTGAGE AMT: 373,500.00 CITY LA QUINTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92253
UNPAID BALANCE: 373,215.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,579.67 ANNUAL RATE ADJUST: 0.000
LTV : 77.01031 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155393 MORTGAGORS: YOUNG, THOMAS
YOUNG, CONNIE
ADDRESS : 8 INDIAN CIRCLE
MORTGAGE AMT: 281,600.00 CITY SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NM 87505
UNPAID BALANCE: 281,170.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,944.95 ANNUAL RATE ADJUST: 0.000
LTV : 55.21569 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155401 MORTGAGORS: SOLOMON, STEFAN
SOLOMON, RALUCA
ADDRESS : 14518 NE 57TH STREET
MORTGAGE AMT: 400,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 WA 98007
UNPAID BALANCE: 399,655.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.39 ANNUAL RATE ADJUST: 0.000
LTV : 78.36238 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155419 MORTGAGORS: ALDRED, TORRENCE
ALDRED, CAROLE
ADDRESS : 403 SARDIS GROVE LANE
MORTGAGE AMT: 290,800.00 CITY MATTHEWS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 28105
UNPAID BALANCE: 290,573.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,983.77 ANNUAL RATE ADJUST: 0.000
LTV : 94.69968 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155427 MORTGAGORS: DAGGATT, DIANE
ADDRESS : 3059 68TH AVENUE SE
MORTGAGE AMT: 492,000.00 CITY MERCER ISLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98040
UNPAID BALANCE: 491,606.550 OPTION TO CONVERT : No
MONTHLY P&I: 3,314.70 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155435 MORTGAGORS: RAM, PANOL
RAM, JANAKI
ADDRESS : 6220 EAST NAUMANN DRIVE
MORTGAGE AMT: 650,000.00 CITY PARADISE VA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 AZ 85253
UNPAID BALANCE: 649,426.520 OPTION TO CONVERT : No
MONTHLY P&I: 4,162.03 ANNUAL RATE ADJUST: 0.000
LTV : 52.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155443 MORTGAGORS: FLINT, JOHN
ADDRESS : 2430 CARRIAGE CIRCLE
MORTGAGE AMT: 291,500.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92056
UNPAID BALANCE: 291,008.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,914.95 ANNUAL RATE ADJUST: 0.000
LTV : 89.96914 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155450 MORTGAGORS: LASSITER, LEAH
ADDRESS : 4225 CRAVENS POINT RD
MORTGAGE AMT: 273,900.00 CITY WILMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NC 28409
UNPAID BALANCE: 273,449.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,822.26 ANNUAL RATE ADJUST: 0.000
LTV : 94.48086 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155468 MORTGAGORS: BLIXT, CHARLES A
BLIXT, LESLIE
ADDRESS : 8780 POPULAR LN
MORTGAGE AMT: 248,000.00 CITY SHERRILLS F
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 28673
UNPAID BALANCE: 247,806.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,691.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155476 MORTGAGORS: SOMERVILLE, IAN
QUICK, JULIE
ADDRESS : 692 SOUTH GARNER
MORTGAGE AMT: 285,000.00 CITY MILFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 48380
UNPAID BALANCE: 284,564.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,968.42 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155484 MORTGAGORS: PATTILLO, DOUGLAS
PATTILLO, WENDI
ADDRESS : 2646 DORADO COURT
MORTGAGE AMT: 276,750.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91362
UNPAID BALANCE: 276,544.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,935.08 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155492 MORTGAGORS: LYNCH, EDWARD
LYNCH, ELIZABETH
ADDRESS : 932 GENESEE ROAD
MORTGAGE AMT: 318,750.00 CITY AKRON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 44303
UNPAID BALANCE: 318,501.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,174.44 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155500 MORTGAGORS: LOKER, JUDY
ADDRESS : 6127 EAST HORSESHOE ROAD
MORTGAGE AMT: 650,000.00 CITY PARADISE VA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85253
UNPAID BALANCE: 648,982.800 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 60.46512 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155518 MORTGAGORS: SHETH, PARAG
ADDRESS : 17904 GORE LANE
MORTGAGE AMT: 287,000.00 CITY LEESBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 20175
UNPAID BALANCE: 286,561.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,982.24 ANNUAL RATE ADJUST: 0.000
LTV : 82.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155526 MORTGAGORS: YEN, ROBERT
YEN, LI
ADDRESS : 7119 NORTH 23RD WAY
MORTGAGE AMT: 356,250.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85020
UNPAID BALANCE: 355,649.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,340.31 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155534 MORTGAGORS: CLARK, BRUCE
CLARK, JUDITH
ADDRESS : 403 WASHINGTON STREET
MORTGAGE AMT: 283,500.00 CITY BROOKLINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02446
UNPAID BALANCE: 283,056.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,933.97 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155542 MORTGAGORS: REGAN, CHARLES
GEE, MICHELLE
ADDRESS : 7574 DENISON PLACE
MORTGAGE AMT: 351,900.00 CITY CASTRO VALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94552
UNPAID BALANCE: 351,349.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,400.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.99545 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155559 MORTGAGORS: KACHNOWSKI, GEORGE
GOYKE, PAMELA
ADDRESS : 4409 ARDMORE
MORTGAGE AMT: 400,000.00 CITY BLOOMFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 48302
UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 74.07407 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155567 MORTGAGORS: ZLOTO, PAUL
ZLOTO, ALEXANDRA
ADDRESS : 8575 EAST SHARON DRIVE
MORTGAGE AMT: 427,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85260
UNPAID BALANCE: 426,348.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,949.18 ANNUAL RATE ADJUST: 0.000
LTV : 71.16667 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155575 MORTGAGORS: KUSHNER, JEFFREY
KUSHNER, MARCIA
ADDRESS : 7691 MORAINE RIDGE ROAD
MORTGAGE AMT: 304,000.00 CITY VERONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53593
UNPAID BALANCE: 303,756.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.10 ANNUAL RATE ADJUST: 0.000
LTV : 49.67320 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155583 MORTGAGORS: SENATORE, LOUIS
SENATORE, LORAINE
ADDRESS : 307 LAIRD ROAD
MORTGAGE AMT: 456,000.00 CITY COLTS NECK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07722
UNPAID BALANCE: 455,268.510 OPTION TO CONVERT : No
MONTHLY P&I: 3,072.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155591 MORTGAGORS: JAFROUDI, HAMID
MOADDELI, SHARAREH
ADDRESS : 19052 CALLAWAY CIRCLE
MORTGAGE AMT: 370,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92648
UNPAID BALANCE: 369,247.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,587.09 ANNUAL RATE ADJUST: 0.000
LTV : 75.51020 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155617 MORTGAGORS: ZENKERT, ARTHUR
ZENKERT, NATALIE
ADDRESS : 4412 ISLAND DRIVE
MORTGAGE AMT: 257,150.00 CITY N TOPSAIL B
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 28460
UNPAID BALANCE: 256,084.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,689.29 ANNUAL RATE ADJUST: 0.000
LTV : 89.99125 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155625 MORTGAGORS: MC MAHON, JAMES
MC MAHON, TRACY
ADDRESS : 4 EISENHOWER LANE
MORTGAGE AMT: 334,000.00 CITY COTO DE CAZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92679
UNPAID BALANCE: 333,739.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,278.47 ANNUAL RATE ADJUST: 0.000
LTV : 60.72727 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155633 MORTGAGORS: SYVERTSEN, SHIRLEY
ADDRESS : 7798 YEOMALT POINT DRIVE
MORTGAGE AMT: 290,000.00 CITY BAINBRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98110
UNPAID BALANCE: 289,534.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 64.44444 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155641 MORTGAGORS: MC SWAIN, ALEXANDER
MC SWAIN, LINDA
ADDRESS : 1871 WINDING BROOK WAY
MORTGAGE AMT: 358,000.00 CITY BELLBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45385
UNPAID BALANCE: 357,720.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,442.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.55556 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155658 MORTGAGORS: LADRIDO, BESSIE P
LADRIDO, NOEL
ADDRESS : 6246 PEBBLE BEACH DRIVE
MORTGAGE AMT: 279,100.00 CITY VALLEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94591
UNPAID BALANCE: 278,663.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.95 ANNUAL RATE ADJUST: 0.000
LTV : 79.99335 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155666 MORTGAGORS: KNIES, ALLAN D
ADDRESS : 312 ARKANSAS STREET
MORTGAGE AMT: 352,800.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94107
UNPAID BALANCE: 352,510.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,347.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155674 MORTGAGORS: WYNKOOP, JOAN
ADDRESS : 8829 NORTH 63RD PLACE
MORTGAGE AMT: 300,000.00 CITY PARADISE VA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85253
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 35.29412 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155682 MORTGAGORS: SCHIEFEN, JOSEPH
SCHIEFEN, VICTORIA
ADDRESS : 225 FERNBROOK DRIVE
MORTGAGE AMT: 300,000.00 CITY MOORESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 28115
UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 89.82036 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155690 MORTGAGORS: WARREN, LARRY
WARREN, REBECCA
ADDRESS : 1551 E 4TH STREET
MORTGAGE AMT: 499,990.00 CITY BROOKLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11230
UNPAID BALANCE: 499,637.110 OPTION TO CONVERT : No
MONTHLY P&I: 3,581.99 ANNUAL RATE ADJUST: 0.000
LTV : 74.84880 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155708 MORTGAGORS: CRASWELL, RONALD
CRASWELL, JENNIFER
ADDRESS : 11001 153RD AVENUE NORTHE
MORTGAGE AMT: 500,000.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98052
UNPAID BALANCE: 499,236.740 OPTION TO CONVERT : No
MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000
LTV : 75.81501 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155724 MORTGAGORS: NOWICKI, PETER
MILLER, LAURA
ADDRESS : 920 FOREST AVENUE
MORTGAGE AMT: 256,000.00 CITY RIVER FORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60305
UNPAID BALANCE: 255,609.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155732 MORTGAGORS: HINKELMAN SM, CYNTHIA
SMITH, GREGORY
ADDRESS : 4794 VALHALLA DRIVE
MORTGAGE AMT: 360,000.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80301
UNPAID BALANCE: 359,393.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,364.94 ANNUAL RATE ADJUST: 0.000
LTV : 73.02231 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155757 MORTGAGORS: COOPER, MICHAEL
ADDRESS : 505 S DENTON ST
MORTGAGE AMT: 261,250.00 CITY Gainesville
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 76240
UNPAID BALANCE: 261,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,826.70 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155914 MORTGAGORS: KUMAR, ANITA
MONTEI, ERIC
ADDRESS : 2215 DUVALL COURT
MORTGAGE AMT: 371,500.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95054
UNPAID BALANCE: 371,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,597.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.98622 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080156938 MORTGAGORS: SCHWARZ, JOHN
GUTIERREZ, BEVERLY
SCHWARZ, MARLENA
ADDRESS : 13882 UNIVERSITY STREET
MORTGAGE AMT: 261,600.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92683
UNPAID BALANCE: 261,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.43 ANNUAL RATE ADJUST: 0.000
LTV : 79.27273 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080156995 MORTGAGORS: MAHER, JOHN
MAHER, ROBERTA
ADDRESS : 4010 JAMES DRIVE
MORTGAGE AMT: 270,750.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92008
UNPAID BALANCE: 270,283.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,243.64 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0080157134 MORTGAGORS: CANON, LARRY
CANNON, NANCY
ADDRESS : 823 ROMANI COURT
MORTGAGE AMT: 371,550.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95125
UNPAID BALANCE: 371,252.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,503.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.99991 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157175 MORTGAGORS: NIERAETH, RICKY
ALATORRE, CYNTHIA
ADDRESS : 4617 W 19TH STREET
MORTGAGE AMT: 314,550.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90503
UNPAID BALANCE: 314,321.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,226.37 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157183 MORTGAGORS: HSUEH, YEONG
YIIN, DER
ADDRESS : 2861 RUBINO CIRCLE
MORTGAGE AMT: 313,100.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95125
UNPAID BALANCE: 312,836.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,056.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157217 MORTGAGORS: LEBOVITZ, MICHAEL
PALUDI, ANA
ADDRESS : 27 OCEANAIRE DRIVE
MORTGAGE AMT: 639,000.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90275
UNPAID BALANCE: 639,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,522.80 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157407 MORTGAGORS: SHANK, GREGORY
SHANK, MELEAH
ADDRESS : 2909 HUMESTON AVENUE
MORTGAGE AMT: 273,400.00 CITY TUSTIN RANC
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92782
UNPAID BALANCE: 273,170.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157472 MORTGAGORS: TAVERAS, JEFFREY
TAVERAS, CARMELA
ADDRESS : 101 SAWYERS LANE
MORTGAGE AMT: 350,000.00 CITY TEWKSBURY
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 MA 01876
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,568.18 ANNUAL RATE ADJUST: 0.000
LTV : 76.08696 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157498 MORTGAGORS: DELLA MARNA, LOREN
DELLA MARNA, JODI
ADDRESS : 2902 HUMESTON AVENUE
MORTGAGE AMT: 332,000.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92782
UNPAID BALANCE: 331,721.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,181.01 ANNUAL RATE ADJUST: 0.000
LTV : 89.97997 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157571 MORTGAGORS: NGUYEN, FRANCES
ADDRESS : 11797 FRICKER AVE
MORTGAGE AMT: 274,950.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92782
UNPAID BALANCE: 274,719.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.23 ANNUAL RATE ADJUST: 0.000
LTV : 77.46009 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157647 MORTGAGORS: MORRIS, STEVEN
MORRIS, SHERRY
ADDRESS : 231 TUCKER ROAD
MORTGAGE AMT: 288,000.00 CITY WATSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 95076
UNPAID BALANCE: 287,214.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,820.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157928 MORTGAGORS: DANKS, LOIS
ADDRESS : 22756 BAYSHORE LANE
MORTGAGE AMT: 207,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92630
UNPAID BALANCE: 206,834.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,394.60 ANNUAL RATE ADJUST: 0.000
LTV : 59.14286 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080158280 MORTGAGORS: CHARTIER, JEFFREY
CHARTIER, JUDITH
ADDRESS : 7 APACHE AVENUE
MORTGAGE AMT: 390,000.00 CITY ANDOVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MA 01810
UNPAID BALANCE: 390,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,726.94 ANNUAL RATE ADJUST: 0.000
LTV : 67.24138 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080158355 MORTGAGORS: ROBERTS, JEFFREY
ROBERTS, MARY
ADDRESS : 8 INDIGO
MORTGAGE AMT: 422,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92618
UNPAID BALANCE: 421,288.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,772.24 ANNUAL RATE ADJUST: 0.000
LTV : 79.99257 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080158389 MORTGAGORS: KOBATA, KARL
KOBATA, SUSAN
ADDRESS : 1946 WEST 237TH PLACE
MORTGAGE AMT: 350,350.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90501
UNPAID BALANCE: 350,350.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,449.70 ANNUAL RATE ADJUST: 0.000
LTV : 72.23711 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080158405 MORTGAGORS: OESTREICHER, LEONARD
OESTREICHER, CAROLINE
ADDRESS : 4131 TESSA PLACE
MORTGAGE AMT: 266,250.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94566
UNPAID BALANCE: 266,020.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.90 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080158587 MORTGAGORS: PHAM, PAUL
NGUYEN, THOMAS
ADDRESS : 4 MAWN DRIVE
MORTGAGE AMT: 312,000.00 CITY WOBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 01801
UNPAID BALANCE: 312,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,235.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080158686 MORTGAGORS: LIVIAN, ANDRE
LIVIAN, TRACY
ADDRESS : 10 WILLIAMSBURG LANE
MORTGAGE AMT: 650,000.00 CITY ROLLING HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90274
UNPAID BALANCE: 648,957.330 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 40.12346 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080159395 MORTGAGORS: RAZOR, SCOTT
RAZOR, MARTINE
ADDRESS : 11104 NORTHEAST 38TH PLAC
MORTGAGE AMT: 349,600.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 WA 98004
UNPAID BALANCE: 349,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,474.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.45455 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080159486 MORTGAGORS: HIURA, JEAN
ADDRESS : 954 YARMOUTH WAY
MORTGAGE AMT: 300,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95120
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 44.44444 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080159585 MORTGAGORS: NEUJAHR, KARYN
REINEGGER, KEITH
ADDRESS : 640 SOBRATO WAY
MORTGAGE AMT: 297,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95008
UNPAID BALANCE: 297,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,076.67 ANNUAL RATE ADJUST: 0.000
LTV : 79.83871 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080159635 MORTGAGORS: LEAL, DENIA
HURST, LARRY
ADDRESS : 117 PIAZZA WAY
MORTGAGE AMT: 378,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95127
UNPAID BALANCE: 378,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,613.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080159817 MORTGAGORS: CAFFERTY, JAMES
CAFFERTY, LINDA
ADDRESS : 8419 S TEN MILES RD
MORTGAGE AMT: 271,670.00 CITY MERIDIAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 ID 83642
UNPAID BALANCE: 271,670.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,876.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.99908 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080159916 MORTGAGORS: GOPAL, GANESAN
GOPAL, MEENAKSHI
ADDRESS : 382 TRALEE LANE
MORTGAGE AMT: 343,200.00 CITY ALAMEDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94502
UNPAID BALANCE: 342,932.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,341.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080159940 MORTGAGORS: MOK, PATRICK
MOK, MARY
ADDRESS : 1 SKYCREST
MORTGAGE AMT: 328,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92612
UNPAID BALANCE: 327,737.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.80 ANNUAL RATE ADJUST: 0.000
LTV : 35.34483 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080160104 MORTGAGORS: MENG, LIXIN
WU, XIAORONG
ADDRESS : 835 ROMANI COURT
MORTGAGE AMT: 362,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95125
UNPAID BALANCE: 362,187.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,351.17 ANNUAL RATE ADJUST: 0.000
LTV : 79.98605 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080160286 MORTGAGORS: KAHN, ROBERT
KAHN, DEBORAH
ADDRESS : 2507 BILLMORE DRIVE
MORTGAGE AMT: 583,000.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94507
UNPAID BALANCE: 582,556.380 OPTION TO CONVERT : No
MONTHLY P&I: 4,026.64 ANNUAL RATE ADJUST: 0.000
LTV : 62.68817 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080160294 MORTGAGORS: YU, PEI FEI
YU, CHIH MIN
ADDRESS : 1534 KOOSER ROAD
MORTGAGE AMT: 175,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95118
UNPAID BALANCE: 174,866.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,208.69 ANNUAL RATE ADJUST: 0.000
LTV : 59.93151 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080160542 MORTGAGORS: HOWLAND, PAMELA
BOHAC, JAMES
ADDRESS : 910 SISKIYOU DRIVE
MORTGAGE AMT: 500,000.00 CITY MENLO PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94025
UNPAID BALANCE: 499,590.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,326.51 ANNUAL RATE ADJUST: 0.000
LTV : 58.82353 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080160781 MORTGAGORS: OLTMANS, JOSEPH
ADDRESS : 450 FAIRWAY DRIVE
MORTGAGE AMT: 350,000.00 CITY MAMMOTH LAK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93546
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,417.37 ANNUAL RATE ADJUST: 0.000
LTV : 76.08696 OUTSIDE CONV DATE:\ CURRENT INT 7.37500 MATURITY DATE:
07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080160864 MORTGAGORS: HASSMAN, GEORGE
ADDRESS : 3875 HAMPSTEAD ROAD
MORTGAGE AMT: 479,500.00 CITY LA CANADA F
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91011
UNPAID BALANCE: 479,135.140 OPTION TO CONVERT : No
MONTHLY P&I: 3,311.79 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080161532 MORTGAGORS: DECELL, TANYA
ROTH, CARL
ADDRESS : 1003 PROSPECT HEIGHTS
MORTGAGE AMT: 349,750.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95065
UNPAID BALANCE: 349,509.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,535.93 ANNUAL RATE ADJUST: 0.000
LTV : 79.99771 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080162886 MORTGAGORS: MONTOYA, BENJAMIN
MONTOYA, VIRGINIA
ADDRESS : 4361 WHISPERING OAK CIRCL
MORTGAGE AMT: 388,000.00 CITY GRANITE BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95746
UNPAID BALANCE: 387,362.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,581.37 ANNUAL RATE ADJUST: 0.000
LTV : 79.18367 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080162894 MORTGAGORS: O BRIEN, GREGORY
O BRIEN, LYNNE
ADDRESS : 1011 BRYAN POND COURT
MORTGAGE AMT: 625,000.00 CITY MC LEAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22102
UNPAID BALANCE: 623,920.750 OPTION TO CONVERT : No
MONTHLY P&I: 4,053.74 ANNUAL RATE ADJUST: 0.000
LTV : 47.73609 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080162910 MORTGAGORS: FINDLEY, BRETT
FINDLEY, PATRICIA
ADDRESS : 23217 AVENIDA VELARTE
MORTGAGE AMT: 123,750.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91355
UNPAID BALANCE: 123,551.490 OPTION TO CONVERT : No
MONTHLY P&I: 833.73 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080162993 MORTGAGORS: DIGIULIO, JOSEPH
DI GIULIO, ROSE
ADDRESS : 7024 TRASK AVENUE
MORTGAGE AMT: 356,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90293
UNPAID BALANCE: 355,660.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.96 ANNUAL RATE ADJUST: 0.000
LTV : 55.27132 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080163066 MORTGAGORS: FAIR, KAMALA
ADDRESS : 3859 HUNTERCREST COURT
MORTGAGE AMT: 316,000.00 CITY MOORPARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93021
UNPAID BALANCE: 315,529.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080164171 MORTGAGORS: ALBURN, CARY
ALBURN, LYNE
ADDRESS : 17179 CITRONIA STREET
MORTGAGE AMT: 260,500.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91325
UNPAID BALANCE: 260,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,755.04 ANNUAL RATE ADJUST: 0.000
LTV : 58.53933 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080164189 MORTGAGORS: AHLSTROM, THOMAS
AHLSTROM, CHARLENE
ADDRESS : 12052 OLD MILL ROAD
MORTGAGE AMT: 495,000.00 CITY LOS ALAMITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90720
UNPAID BALANCE: 494,623.350 OPTION TO CONVERT : No
MONTHLY P&I: 3,418.84 ANNUAL RATE ADJUST: 0.000
LTV : 70.71429 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080164353 MORTGAGORS: TALAMANTES, LAWRENCE
TALAMANTES, LINDA
ADDRESS : 7348 WEST 87TH PLACE
MORTGAGE AMT: 252,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90045
UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,655.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080164585 MORTGAGORS: MAYNES, ROY
MAYNES, KIMBERLY
ADDRESS : 6413 W 98TH CT
MORTGAGE AMT: 319,800.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CO 80021
UNPAID BALANCE: 319,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,291.09 ANNUAL RATE ADJUST: 0.000
LTV : 94.99170 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165053 MORTGAGORS: MCCLURE, THOMAS
MCCLURE, LORINDA
ADDRESS : 6192 EAGLECREST DRIVE
MORTGAGE AMT: 370,400.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92648
UNPAID BALANCE: 370,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,526.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165277 MORTGAGORS: SEIDNER, GEORGE
SEIDNER, ESTHER
ADDRESS : 387 EAST 21ST STREET
MORTGAGE AMT: 367,500.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 92627
UNPAID BALANCE: 367,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.68 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165764 MORTGAGORS: FORNESS, MICHAEL
WALTERS FORNESS, MARY
ADDRESS : 8749 WOODRIDGE DRIVE
MORTGAGE AMT: 283,000.00 CITY WILLIAMSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49690
UNPAID BALANCE: 282,333.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,930.56 ANNUAL RATE ADJUST: 0.000
LTV : 51.36000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165772 MORTGAGORS: BIEDERMAN, ROSS
BIEDERMAN, BRENDA
ADDRESS : 1003 PENINSULA DRIVE
MORTGAGE AMT: 600,000.00 CITY TRAVERSE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49686
UNPAID BALANCE: 597,148.890 OPTION TO CONVERT : No
MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000
LTV : 71.43000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165780 MORTGAGORS: SZILAGYI, PAUL
SZILAGYI, DEBORAH
ADDRESS : 27100 LOMA CIRCLE
MORTGAGE AMT: 325,000.00 CITY GROSSE ILE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 MI 48138
UNPAID BALANCE: 323,866.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,356.48 ANNUAL RATE ADJUST: 0.000
LTV : 77.38000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165798 MORTGAGORS: SORENSEN, JAMES
TARZIAN SORENSON, JILL
ADDRESS : 225 WOODSTOCK AVENUE
MORTGAGE AMT: 364,000.00 CITY CLARENDON HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60514
UNPAID BALANCE: 360,784.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,514.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165806 MORTGAGORS: DEMAIO, THOMAS
ADDRESS : 1754 NORTH WOOD STREET
MORTGAGE AMT: 580,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60622
UNPAID BALANCE: 578,634.420 OPTION TO CONVERT : No
MONTHLY P&I: 3,956.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165822 MORTGAGORS: DUFFNER, GREGORY
MCGRATH, ROSEMARY
ADDRESS : 219 SHERLOCK STREET
MORTGAGE AMT: 358,100.00 CITY FRANKFORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60423
UNPAID BALANCE: 342,621.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,442.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.58000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165830 MORTGAGORS: RUFER, LAWRENCE
RUFER, LINDA
ADDRESS : 3901 HAMPTON AVENUE
MORTGAGE AMT: 448,000.00 CITY WESTERN SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60558
UNPAID BALANCE: 445,284.540 OPTION TO CONVERT : No
MONTHLY P&I: 3,018.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165848 MORTGAGORS: HULTGEN, PHILIP
HULTGEN, JOAN
ADDRESS : 15168 TURNBERRY TRAIL
MORTGAGE AMT: 248,000.00 CITY LEMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60439
UNPAID BALANCE: 246,840.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,734.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.49000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165855 MORTGAGORS: DOLL, LAURA
DOLL, STEVEN
ADDRESS : 17560 KELSEY LANE
MORTGAGE AMT: 252,000.00 CITY ORLAND PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60467
UNPAID BALANCE: 251,005.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,719.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165863 MORTGAGORS: SYED, ZAINULABUDDIN
SYED, ALIYA
ADDRESS : 240 CIMARRON ROAD
MORTGAGE AMT: 253,300.00 CITY LOMBARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 IL 60148
UNPAID BALANCE: 251,837.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,814.67 ANNUAL RATE ADJUST: 0.000
LTV : 74.66000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165871 MORTGAGORS: DEAN, MICHAEL
DEAN, MARY
ADDRESS : 17378 MOUNTAIN PLAT DRIVE
MORTGAGE AMT: 650,000.00 CITY GRAND HAVEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49417
UNPAID BALANCE: 647,433.850 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165889 MORTGAGORS: SOLLE, RICHARD
SOLLE, KAREN
ADDRESS : 6937 WHISPERING HILL
MORTGAGE AMT: 356,000.00 CITY MONEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60449
UNPAID BALANCE: 354,594.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,428.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165897 MORTGAGORS: BUHALIS, GEORGE
ADDRESS : 1565 PEBBLE CREEK
MORTGAGE AMT: 342,400.00 CITY ROCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 48307
UNPAID BALANCE: 341,348.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,364.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165905 MORTGAGORS: CASTLE, DANIEL
CASTLE, CAROL
ADDRESS : 1093 SUFFIELD AVE.
MORTGAGE AMT: 600,000.00 CITY BIRMINGHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48009
UNPAID BALANCE: 597,631.260 OPTION TO CONVERT : No
MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.47000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165913 MORTGAGORS: O RILEY, PATRICK
RILEY, PATRICIA
ADDRESS : 4789 FOREST BEACH
MORTGAGE AMT: 600,000.00 CITY HARBOR SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MI 49740
UNPAID BALANCE: 598,688.920 OPTION TO CONVERT : No
MONTHLY P&I: 4,246.76 ANNUAL RATE ADJUST: 0.000
LTV : 63.16000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165921 MORTGAGORS: JACKOBOICE, GEORGE
JACKOBOICE, JEAN
ADDRESS : 146 MIDDLEBORO NE
MORTGAGE AMT: 352,000.00 CITY GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49506
UNPAID BALANCE: 350,575.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,371.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165939 MORTGAGORS: SAPER, VERNON
SAPER, LINDA
ADDRESS : 2570 RED CLOVER DRIVE SE
MORTGAGE AMT: 298,000.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49301
UNPAID BALANCE: 297,038.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,007.68 ANNUAL RATE ADJUST: 0.000
LTV : 48.30000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165947 MORTGAGORS: VELTMAN, HOWARD
VELTMAN, BRENDA
ADDRESS : 2089 KNOLLPOINT DRIVE NE
MORTGAGE AMT: 302,800.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49301
UNPAID BALANCE: 301,822.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,040.02 ANNUAL RATE ADJUST: 0.000
LTV : 73.85000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165954 MORTGAGORS: KRAUSKOF, WILLIAM
KRAUSKOFF, BONNIE
ADDRESS : 147 COALMONT
MORTGAGE AMT: 271,000.00 CITY WALLED LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48390
UNPAID BALANCE: 270,146.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000
LTV : 84.42000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165962 MORTGAGORS: FULLER, TERI
ADDRESS : 450 E GULL LAKE DRIVE
MORTGAGE AMT: 367,200.00 CITY AUGUSTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49012
UNPAID BALANCE: 366,043.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,504.95 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165970 MORTGAGORS: MOORE, Cyril
Moore, Sharon
ADDRESS : 67 NETTLESWORTH WAY NE
MORTGAGE AMT: 454,450.00 CITY GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49546
UNPAID BALANCE: 453,353.280 OPTION TO CONVERT : No
MONTHLY P&I: 3,061.71 ANNUAL RATE ADJUST: 0.000
LTV : 78.35000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165988 MORTGAGORS: WISE, KENNETH
WISE, ANGELA
ADDRESS : 3170 CROWS NEST LN
MORTGAGE AMT: 342,000.00 CITY HAMILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MI 49419
UNPAID BALANCE: 341,000.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,420.65 ANNUAL RATE ADJUST: 0.000
LTV : 85.50000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165996 MORTGAGORS: WITUCKI, GARY
WITUCKI, RENEE
ADDRESS : 227 RIVER PINE DRIVE
MORTGAGE AMT: 279,500.00 CITY LOWELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49331
UNPAID BALANCE: 278,639.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,906.68 ANNUAL RATE ADJUST: 0.000
LTV : 77.64000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166010 MORTGAGORS: O'ROURKE, TIMOTHY
O'ROURKE, DEBRA
ADDRESS : 7919 ASHWOOD DRIVE
MORTGAGE AMT: 357,600.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49301
UNPAID BALANCE: 356,445.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,409.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166028 MORTGAGORS: KOETS, MARK
KOETS, SARA
ADDRESS : 5783 STONEBRIDGE DR
MORTGAGE AMT: 352,000.00 CITY GRANDVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49418
UNPAID BALANCE: 351,171.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,401.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166036 MORTGAGORS: WILLIAMS, GREGORY
ADDRESS : 1571 WESLEY AVENUE
MORTGAGE AMT: 274,000.00 CITY EVANSTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60201
UNPAID BALANCE: 273,386.130 OPTION TO CONVERT : No
MONTHLY P&I: 1,915.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166044 MORTGAGORS: RYNBRAND, KEVIN
Rynbrandt, Melinda
ADDRESS : 7290 DENISON DRIVE SE
MORTGAGE AMT: 264,000.00 CITY GRAND RAPIDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 49546
UNPAID BALANCE: 263,597.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166051 MORTGAGORS: MARCOTTE, Lawrence
Marcotte, Mary
ADDRESS : 1921 EMERALD GLEN
MORTGAGE AMT: 300,000.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49301
UNPAID BALANCE: 299,293.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 40.27000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166069 MORTGAGORS: SWADISH,, EDWARD
SWADISH, MARY
ADDRESS : 1503 MYSTIC HILLS DRIVE
MORTGAGE AMT: 440,000.00 CITY MILFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48381
UNPAID BALANCE: 438,938.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000
LTV : 62.86000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166077 MORTGAGORS: HUMPHRIES, JAMES
HUMPHRIES, SHARON
ADDRESS : 5687 FOREST GLEN DRIVE
MORTGAGE AMT: 314,000.00 CITY ADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 49301
UNPAID BALANCE: 313,278.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,168.72 ANNUAL RATE ADJUST: 0.000
LTV : 74.41000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166085 MORTGAGORS: NEWTON, Charles
Newton, Cynthia
ADDRESS : 16101 ARBOR TRAIL
MORTGAGE AMT: 468,500.00 CITY TRAVERSE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 49684
UNPAID BALANCE: 467,423.950 OPTION TO CONVERT : No
MONTHLY P&I: 3,235.81 ANNUAL RATE ADJUST: 0.000
LTV : 69.41000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166093 MORTGAGORS: GARINO, JOHN
GARINO, CYNTHIA
ADDRESS : 47 DEERPATH TRAIL
MORTGAGE AMT: 500,000.00 CITY BURR RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60521
UNPAID BALANCE: 498,851.590 OPTION TO CONVERT : No
MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000
LTV : 73.53000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166101 MORTGAGORS: KUNKEL, GLENN
KUNKEL, TERRI
ADDRESS : 2955 LAKESHORE DRIVE
MORTGAGE AMT: 300,000.00 CITY HOLLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49424
UNPAID BALANCE: 299,530.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 77.54000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166119 MORTGAGORS: STAM, STEVE
Stam, Karen
ADDRESS : 2290 TIMBERLEE DRIVE
MORTGAGE AMT: 278,200.00 CITY HOLLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 49424
UNPAID BALANCE: 277,764.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,897.81 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166127 MORTGAGORS: MILTONBE, PAUL
MILTONBERGER, JOAN
ADDRESS : 1518 WELTON COURT
MORTGAGE AMT: 275,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60565
UNPAID BALANCE: 274,569.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,875.98 ANNUAL RATE ADJUST: 0.000
LTV : 79.71000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166135 MORTGAGORS: CALANDRA, FRANK
ADDRESS : 7851 DAKOTA LANE
MORTGAGE AMT: 320,000.00 CITY ORLAND PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 IL 60462
UNPAID BALANCE: 319,546.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,292.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166143 MORTGAGORS: CHAPPARS, TIMOTHY
CHAPPARS, LAURIE
ADDRESS : UNIT 86, LEGEND TRAIL
MORTGAGE AMT: 350,000.00 CITY BELLAIRE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 49615
UNPAID BALANCE: 348,951.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,447.25 ANNUAL RATE ADJUST: 0.000
LTV : 66.16000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166150 MORTGAGORS: BRICE, PATRICK
ADDRESS : 1815 WEST SCHOOL STREET
MORTGAGE AMT: 315,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60657
UNPAID BALANCE: 314,494.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,122.21 ANNUAL RATE ADJUST: 0.000
LTV : 51.22000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166176 MORTGAGORS: FINLEY, MICHAEL
ADDRESS : 910 S. MICHIGAN AVE
MORTGAGE AMT: 257,512.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60605
UNPAID BALANCE: 257,109.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.69 ANNUAL RATE ADJUST: 0.000
LTV : 78.11000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166184 MORTGAGORS: JACKSON, JANICE
ADDRESS : 7085 ARMADALE CT NE
MORTGAGE AMT: 351,200.00 CITY BELMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 49306
UNPAID BALANCE: 350,147.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166226 MORTGAGORS: WEBER, THEODORE
WEBER, FRANCES
ADDRESS : 1705 POSSUM TROT
MORTGAGE AMT: 278,350.00 CITY ROUND ROCK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 78664
UNPAID BALANCE: 277,892.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.87 ANNUAL RATE ADJUST: 0.000
LTV : 82.84226 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166234 MORTGAGORS: HOFFMAN, SCOTT
HOFFMAN, ANN
ADDRESS : 4540 WOODLAND AVENUE
MORTGAGE AMT: 349,000.00 CITY WESTERN SPR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 IL 60558
UNPAID BALANCE: 347,979.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,470.20 ANNUAL RATE ADJUST: 0.000
LTV : 74.25532 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166242 MORTGAGORS: BAILEY, ROBERT
PITTMAN, JANET
BAILEY, PATRICIA
ADDRESS : 21922 HYDE PARK DRIVE
MORTGAGE AMT: 353,000.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20147
UNPAID BALANCE: 352,405.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,318.96 ANNUAL RATE ADJUST: 0.000
LTV : 79.98242 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166267 MORTGAGORS: BURCH, STEPHEN
ADDRESS : 5675 S FARM ROAD 205
MORTGAGE AMT: 322,500.00 CITY ROGERSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 65742
UNPAID BALANCE: 320,967.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.02 ANNUAL RATE ADJUST: 0.000
LTV : 73.29545 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166275 MORTGAGORS: COILE, WILLIAM
ADDRESS : 6084 OAKWOOD LAND
MORTGAGE AMT: 290,000.00 CITY FAIRHOPE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AL 36532
UNPAID BALANCE: 289,546.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000
LTV : 73.41772 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166283 MORTGAGORS: GEARIN, GLEN
GEARIN, MARYANNE
ADDRESS : 410 NORTH END BOULVARD
MORTGAGE AMT: 258,000.00 CITY SALISBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01952
UNPAID BALANCE: 257,377.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,738.19 ANNUAL RATE ADJUST: 0.000
LTV : 79.38462 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166309 MORTGAGORS: SEDLACEK, MARTIN
SEDLACEK, SUSAN
ADDRESS : 3818 TREVINO DRIVE
MORTGAGE AMT: 400,000.00 CITY ROUND ROCK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 78664
UNPAID BALANCE: 399,374.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 78.43137 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166333 MORTGAGORS: ROSEN, GARY
ROSEN, CAROL
ADDRESS : 17001 CLEAR CREEK DRIVE
MORTGAGE AMT: 266,500.00 CITY SILVER SPRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20905
UNPAID BALANCE: 265,639.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.46 ANNUAL RATE ADJUST: 0.000
LTV : 73.01370 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166374 MORTGAGORS: KERRIDGE, JOHN
ADDRESS : 2306 KINGS TRAIL
MORTGAGE AMT: 316,000.00 CITY KINGWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 77339
UNPAID BALANCE: 315,218.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.36 ANNUAL RATE ADJUST: 0.000
LTV : 75.59809 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166382 MORTGAGORS: BONACCORSI, JOHN
BONACCORSI, KATHLEEN
ADDRESS : 544 CEDAR LN
MORTGAGE AMT: 283,500.00 CITY LOMBARD
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 IL 60148
UNPAID BALANCE: 282,769.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,129.84 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166390 MORTGAGORS: HERR, BRIAN
MURPHY, MARY
ADDRESS : 22 PHEASANT HOLLOW ROAD
MORTGAGE AMT: 294,000.00 CITY NATICK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MA 01760
UNPAID BALANCE: 291,756.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,301.49 ANNUAL RATE ADJUST: 0.000
LTV : 69.83373 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166416 MORTGAGORS: MARLING, JULES
ADDRESS : 100 EAST HURON
MORTGAGE AMT: 480,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 IL 60611
UNPAID BALANCE: 479,165.470 OPTION TO CONVERT : No
MONTHLY P&I: 3,776.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166432 MORTGAGORS: HALM, GARY
HALM, SUSAN
ADDRESS : 7 HEATHROW COURT
MORTGAGE AMT: 512,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 76016
UNPAID BALANCE: 511,198.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,492.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166440 MORTGAGORS: ZURLO, PATRICIA
ADDRESS : 839 FAIRMOUNT AVENUE
MORTGAGE AMT: 270,000.00 CITY ST PAUL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MN 55105
UNPAID BALANCE: 269,566.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,819.04 ANNUAL RATE ADJUST: 0.000
LTV : 56.84211 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166499 MORTGAGORS: HUNTER, ROBERT
HUNTER, DOROTHY
ADDRESS : 1581 ANNAPOLIS WAY
MORTGAGE AMT: 256,900.00 CITY GRAYSON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30017
UNPAID BALANCE: 256,467.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,687.66 ANNUAL RATE ADJUST: 0.000
LTV : 79.97211 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166507 MORTGAGORS: KOURAFAS, ANDREA
ADDRESS : 2021 OLD BRIAR ROAD
MORTGAGE AMT: 328,500.00 CITY HIGHLAND PA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60035
UNPAID BALANCE: 327,959.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,185.52 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166523 MORTGAGORS: ADAMS, JAMES
ADAMS, MARA
ADDRESS : 13134 CURVED IRON ROAD
MORTGAGE AMT: 356,000.00 CITY OAK HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 20171
UNPAID BALANCE: 355,428.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,398.44 ANNUAL RATE ADJUST: 0.000
LTV : 79.11111 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166531 MORTGAGORS: RIGBY, WENDELL
RIGBY, ELIZABETH
ADDRESS : 1615 SOUTH COUNTRY SIDE L
MORTGAGE AMT: 310,000.00 CITY HEBER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 UT 84032
UNPAID BALANCE: 309,745.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.44 ANNUAL RATE ADJUST: 0.000
LTV : 72.94118 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166549 MORTGAGORS: BURCHARD, STEVEN
TRAVALINI, RICKEY
ADDRESS : 922 SNOW DRIVE
MORTGAGE AMT: 275,000.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94553
UNPAID BALANCE: 274,319.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,829.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.71014 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166556 MORTGAGORS: AZARAKHSH, NOZAR
AZARAKHSH, JONI
ADDRESS : 2604 FLANDERS CIRCLE
MORTGAGE AMT: 406,250.00 CITY MODESTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95356
UNPAID BALANCE: 405,598.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,736.98 ANNUAL RATE ADJUST: 0.000
LTV : 68.27731 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166564 MORTGAGORS: GALVEZ, JUAN
GALVEZ, MARICELA
ADDRESS : 15212 EL GAVILAN DRIVE
MORTGAGE AMT: 250,000.00 CITY HACIENDA HE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91745
UNPAID BALANCE: 249,627.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,748.04 ANNUAL RATE ADJUST: 0.000
LTV : 89.28571 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166572 MORTGAGORS: SAVAGE, MARK
ADDRESS : 24325 ARCADIA STREET
MORTGAGE AMT: 310,700.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91321
UNPAID BALANCE: 310,225.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,145.93 ANNUAL RATE ADJUST: 0.000
LTV : 73.10588 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166580 MORTGAGORS: HANLON, DANIEL
HANLON, JERIE
ADDRESS : 1415 FLORA VISTA ESCONDID
MORTGAGE AMT: 251,200.00 CITY ESCONDIDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92027
UNPAID BALANCE: 250,825.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,756.43 ANNUAL RATE ADJUST: 0.000
LTV : 74.98507 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166606 MORTGAGORS: RUGG, FREDERICK
RUGG, BARBARA
ADDRESS : 1752 RICE CANYON ROAD
MORTGAGE AMT: 252,000.00 CITY FALLBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92028
UNPAID BALANCE: 251,595.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.77 ANNUAL RATE ADJUST: 0.000
LTV : 75.22388 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166630 MORTGAGORS: NICHOLS, MICHAEL
NICHOLS, BETH
ADDRESS : 14525 OAK STREET H
MORTGAGE AMT: 312,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95070
UNPAID BALANCE: 311,283.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166655 MORTGAGORS: TEREN, AILEEN
FOSTER, DALE
ADDRESS : 19106 RAVENSWOOD COURT
MORTGAGE AMT: 432,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95037
UNPAID BALANCE: 430,867.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,910.47 ANNUAL RATE ADJUST: 0.000
LTV : 65.50685 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166747 MORTGAGORS: WOOD, JAMES
WOOD, LISA
ADDRESS : 1 WOODSIDE COURT
MORTGAGE AMT: 460,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94506
UNPAID BALANCE: 459,224.880 OPTION TO CONVERT : No
MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000
LTV : 57.50000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166804 MORTGAGORS: MEYER, STEVEN
MEYER, JENNY
ADDRESS : 4659 MUNICH COURT
MORTGAGE AMT: 253,400.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NV 89117
UNPAID BALANCE: 252,640.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,771.81 ANNUAL RATE ADJUST: 0.000
LTV : 84.99163 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166846 MORTGAGORS: PRASAD, SHARAT
PRASAD, NUTAN
ADDRESS : 811 ROMANI COURT
MORTGAGE AMT: 393,100.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95125
UNPAID BALANCE: 392,769.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,582.39 ANNUAL RATE ADJUST: 0.000
LTV : 79.99040 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166861 MORTGAGORS: KOOYMAN, RONALD
KOOYMAN, JOANN
ADDRESS : 2867 RUBINO CIRCLE
MORTGAGE AMT: 315,700.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95125
UNPAID BALANCE: 315,441.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,100.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.98845 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166887 MORTGAGORS: MICHALAK, RONALD
MICHALAK, MARY
ADDRESS : 5421 BLACKOAK WAY
MORTGAGE AMT: 360,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95129
UNPAID BALANCE: 359,726.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,486.43 ANNUAL RATE ADJUST: 0.000
LTV : 67.03911 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080166960 MORTGAGORS: MATTINGLY, JOHN
MATTINGLY, KATIE
ADDRESS : 10954 WESTWOOD BLVD
MORTGAGE AMT: 260,000.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90230
UNPAID BALANCE: 259,802.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 74.28571 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080167026 MORTGAGORS: SOURBEER, THOMAS
KNUTSON, STEFANIE
ADDRESS : 1526 SILVER STREET
MORTGAGE AMT: 375,000.00 CITY HERMOSA BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90254
UNPAID BALANCE: 375,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,526.44 ANNUAL RATE ADJUST: 0.000
LTV : 69.44444 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080167075 MORTGAGORS: GOLDMAN, CHARLES
GOLDMAN, JUDY
ADDRESS : 5479 BALL DRIVE
MORTGAGE AMT: 270,000.00 CITY SOQUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95073
UNPAID BALANCE: 269,809.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,934.31 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080167125 MORTGAGORS: KELLISH, RAYMOND
KELLISH, CONNI
ADDRESS : 1305 ANGLESEY DRIVE
MORTGAGE AMT: 262,000.00 CITY DAVIDSONVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MD 21035
UNPAID BALANCE: 262,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,854.42 ANNUAL RATE ADJUST: 0.000
LTV : 71.78082 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080167380 MORTGAGORS: KEMP, M
KEMP, GRETA
ADDRESS : 833 REDWOOD DRIVE
MORTGAGE AMT: 260,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94506
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,840.26 ANNUAL RATE ADJUST: 0.000
LTV : 46.01770 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080168214 MORTGAGORS: SPENCER, WILLIAM
OTIS SPENCER, YVETTE
ADDRESS : 352 GLENBRIAR CIRCLE
MORTGAGE AMT: 257,850.00 CITY TRACY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95376
UNPAID BALANCE: 257,658.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,802.93 ANNUAL RATE ADJUST: 0.000
LTV : 89.98806 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080168230 MORTGAGORS: O CARROLL, C
O CARROLL, MAUREEN
ADDRESS : 30922 COLONIAL PLACE
MORTGAGE AMT: 500,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 CA 92677
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,844.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080168321 MORTGAGORS: SCHROEDER, RICHARD
SCHROEDER, DONNA
ADDRESS : 1215 W CORNELIA
MORTGAGE AMT: 360,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 IL 60657
UNPAID BALANCE: 360,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,548.06 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080168693 MORTGAGORS: AHMAD, IMDAD
AHMAD, PARVEEN
ADDRESS : 860 PONTE VECCHIO COURT
MORTGAGE AMT: 399,900.00 CITY UPLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91784
UNPAID BALANCE: 399,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.10604 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080168750 MORTGAGORS: FISHMAN, EDWARD
SHIRLEY, SUSAN
ADDRESS : 12140 OCCIDENTAL ROAD
MORTGAGE AMT: 300,000.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95472
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000
LTV : 66.80845 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080168917 MORTGAGORS: SODERBERG, BECK
SODERBERG, HEATHER
ADDRESS : 2340 ARABIAN COURT
MORTGAGE AMT: 248,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95037
UNPAID BALANCE: 248,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,798.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169022 MORTGAGORS: TRAUNER, STEPHEN
TRAUNER, ABBY
ADDRESS : 210 EAST HIGHFIELD ROAD
MORTGAGE AMT: 400,000.00 CITY BALTIMORE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21218
UNPAID BALANCE: 399,663.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,627.72 ANNUAL RATE ADJUST: 0.000
LTV : 56.02241 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169030 MORTGAGORS: DAVIS, NANCY
ADDRESS : 37 NORTH EVERLY STREET
MORTGAGE AMT: 53,000.00 CITY LOWELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 OR 97452
UNPAID BALANCE: 52,962.590 OPTION TO CONVERT : No
MONTHLY P&I: 379.70 ANNUAL RATE ADJUST: 0.000
LTV : 55.78947 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169048 MORTGAGORS: SINGLETON, JEFFREY
SINGLETON, NOELLE
ADDRESS : 6101 SALMON WAY
MORTGAGE AMT: 90,000.00 CITY POLLOCK PIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95726
UNPAID BALANCE: 89,938.060 OPTION TO CONVERT : No
MONTHLY P&I: 652.57 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169055 MORTGAGORS: THIELLE, SUSAN
ADDRESS : 52911 RANCH ROAD
MORTGAGE AMT: 87,500.00 CITY LAPINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 OR 97739
UNPAID BALANCE: 87,436.670 OPTION TO CONVERT : No
MONTHLY P&I: 619.32 ANNUAL RATE ADJUST: 0.000
LTV : 54.68750 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169071 MORTGAGORS: MCDONALD, CHARLES
ADDRESS : 2122 EL MONTE DRIVE
MORTGAGE AMT: 260,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91362
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 78.78788 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169089 MORTGAGORS: CHRISTENSEN, GARY
ADDRESS : 110 WEST 300 SOUTH
MORTGAGE AMT: 67,500.00 CITY MONROE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 UT 84754
UNPAID BALANCE: 67,454.710 OPTION TO CONVERT : No
MONTHLY P&I: 495.29 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169097 MORTGAGORS: BRIGGS, GREG
BRIGGS, SUSAN
ADDRESS : 4100 ZERMATT ROAD
MORTGAGE AMT: 255,000.00 CITY TAHOE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 96145
UNPAID BALANCE: 254,801.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000
LTV : 72.85714 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169113 MORTGAGORS: HUEMER, PETER
HUEMER, VALERIE
ADDRESS : 175 PALO VERDE TERRACE
MORTGAGE AMT: 121,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95060
UNPAID BALANCE: 120,907.930 OPTION TO CONVERT : No
MONTHLY P&I: 835.72 ANNUAL RATE ADJUST: 0.000
LTV : 67.22222 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169121 MORTGAGORS: POCHE, NATHALIE
ADDRESS : 6139 CHEYENNE TERRACE
MORTGAGE AMT: 172,500.00 CITY WEST LINN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97068
UNPAID BALANCE: 172,365.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,176.75 ANNUAL RATE ADJUST: 0.000
LTV : 63.30275 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169139 MORTGAGORS: VERSER, BRAD
VERSER, MELANIE
ADDRESS : 525 OAKSTONE GLEN
MORTGAGE AMT: 271,000.00 CITY ALPHARETTA
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 GA 30058
UNPAID BALANCE: 270,827.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,035.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.94100 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169154 MORTGAGORS: MCCABE, CYNTHIA
MCCABE, THOMAS
ADDRESS : 345 KILCREASE ROAD
MORTGAGE AMT: 112,500.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 GA 30203
UNPAID BALANCE: 112,416.510 OPTION TO CONVERT : No
MONTHLY P&I: 786.62 ANNUAL RATE ADJUST: 0.000
LTV : 89.28571 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169162 MORTGAGORS: SINGLETON, STEPHEN
SINGLETON, GABRIELE
ADDRESS : 10287 COLONY PARK DRIVE
MORTGAGE AMT: 108,500.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 VA 22032
UNPAID BALANCE: 108,423.420 OPTION TO CONVERT : No
MONTHLY P&I: 777.31 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169188 MORTGAGORS: FREER, MICHAEL
FREER, WENNDI
ADDRESS : 861 SUNRICH LANE
MORTGAGE AMT: 300,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92024
UNPAID BALANCE: 299,765.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 55.55556 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169204 MORTGAGORS: CARSON, DEBORAH
ADDRESS : 954 VENTURA STREET
MORTGAGE AMT: 373,600.00 CITY EL GRANADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94018
UNPAID BALANCE: 373,308.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,548.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169212 MORTGAGORS: CARESS, JACK
CARESS, KATHERINE
ADDRESS : 10194 OVERHILL DRIVE
MORTGAGE AMT: 455,000.00 CITY SANTA ANA A
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92705
UNPAID BALANCE: 454,617.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,989.03 ANNUAL RATE ADJUST: 0.000
LTV : 65.94203 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169220 MORTGAGORS: REED, DAREL
REED, WENDY
ADDRESS : 1758 L 1/2 RD
MORTGAGE AMT: 116,000.00 CITY FRUITA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 81521
UNPAID BALANCE: 115,913.910 OPTION TO CONVERT : No
MONTHLY P&I: 811.09 ANNUAL RATE ADJUST: 0.000
LTV : 74.83871 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169238 MORTGAGORS: REDABAUGH, RICHARD
ADDRESS : 621 NORTH 1ST STREET
MORTGAGE AMT: 94,000.00 CITY JOHNSTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CO 80534
UNPAID BALANCE: 93,936.930 OPTION TO CONVERT : No
MONTHLY P&I: 689.74 ANNUAL RATE ADJUST: 0.000
LTV : 74.01575 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169246 MORTGAGORS: LINDQUIST, SCOTT
ADDRESS : 10710 NORTH COWLITZ COURT
MORTGAGE AMT: 129,300.00 CITY SPOKANE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 99208
UNPAID BALANCE: 129,204.050 OPTION TO CONVERT : No
MONTHLY P&I: 904.08 ANNUAL RATE ADJUST: 0.000
LTV : 74.95652 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169253 MORTGAGORS: CALL, H
ADDRESS : 24 EAST 8680 SOUTH
MORTGAGE AMT: 74,200.00 CITY SANDY
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 UT 84070
UNPAID BALANCE: 74,150.220 OPTION TO CONVERT : No
MONTHLY P&I: 544.45 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169261 MORTGAGORS: LACKEY, BETTY
ADDRESS : 2527 OLIVE HILL LANE
MORTGAGE AMT: 281,250.00 CITY FALLBROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92028
UNPAID BALANCE: 281,041.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,966.54 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169279 MORTGAGORS: FONZI, JOSEPH
FONZI, LORI
ADDRESS : 4291 QUAIL RUN LANE
MORTGAGE AMT: 545,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94506
UNPAID BALANCE: 544,595.530 OPTION TO CONVERT : No
MONTHLY P&I: 3,810.72 ANNUAL RATE ADJUST: 0.000
LTV : 68.98734 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169287 MORTGAGORS: WHALEN, STEPHANIE
ADDRESS : 1968 SOUTHWEST 25TH STREE
MORTGAGE AMT: 125,000.00 CITY GRESHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97080
UNPAID BALANCE: 124,907.230 OPTION TO CONVERT : No
MONTHLY P&I: 874.02 ANNUAL RATE ADJUST: 0.000
LTV : 65.10417 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169295 MORTGAGORS: HUBINS, MARILYN
ADDRESS : 8980 UPPER VALLEY ROAD
MORTGAGE AMT: 228,000.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95602
UNPAID BALANCE: 227,830.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,594.21 ANNUAL RATE ADJUST: 0.000
LTV : 60.31746 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169311 MORTGAGORS: LISIECKI, BONNIE
ADDRESS : 5006 EAST CHARLESTON AVE
MORTGAGE AMT: 167,200.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 AZ 85254
UNPAID BALANCE: 167,096.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,270.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169329 MORTGAGORS: JACOME, ALEJANDRO
ADDRESS : 29656 PERIWINKLE ROAD
MORTGAGE AMT: 165,000.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94544
UNPAID BALANCE: 164,886.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,196.37 ANNUAL RATE ADJUST: 0.000
LTV : 76.74419 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169337 MORTGAGORS: HAGER, ROBERT
HAGER, ELAINE
ADDRESS : 4929 PONDSHOALS COURT
MORTGAGE AMT: 85,000.00 CITY MYRTLE BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 SC 29579
UNPAID BALANCE: 84,941.500 OPTION TO CONVERT : No
MONTHLY P&I: 616.31 ANNUAL RATE ADJUST: 0.000
LTV : 92.89617 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169345 MORTGAGORS: ADKINS, TIMOTHY
ADKINS, DEBRA
ADDRESS : 1513 WEST SULLIVAN STREET
MORTGAGE AMT: 63,900.00 CITY KINGSPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 TN 37660
UNPAID BALANCE: 63,854.900 OPTION TO CONVERT : No
MONTHLY P&I: 457.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.97497 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169352 MORTGAGORS: JONES, HERCULES
JONES, JANET
ADDRESS : 5835 33RD AVENUE
MORTGAGE AMT: 149,150.00 CITY HYATTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MD 20782
UNPAID BALANCE: 149,042.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,055.67 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169360 MORTGAGORS: SORDEN, CHRISTOPHE
ADDRESS : 23641 HORSEFLY ROAD
MORTGAGE AMT: 100,000.00 CITY MONTROSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 81401
UNPAID BALANCE: 99,927.630 OPTION TO CONVERT : No
MONTHLY P&I: 707.79 ANNUAL RATE ADJUST: 0.000
LTV : 67.56757 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169378 MORTGAGORS: HINTZE, SHAUNNE
ADDRESS : 2139 EAST WILLOW BROOK WA
MORTGAGE AMT: 145,000.00 CITY SANDY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 UT 84092
UNPAID BALANCE: 144,881.140 OPTION TO CONVERT : No
MONTHLY P&I: 964.69 ANNUAL RATE ADJUST: 0.000
LTV : 65.61086 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169386 MORTGAGORS: GILLETTE, SHELLY
ADDRESS : 6355 TAHOE DRIVE
MORTGAGE AMT: 345,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90068
UNPAID BALANCE: 344,750.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,441.89 ANNUAL RATE ADJUST: 0.000
LTV : 57.50000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169402 MORTGAGORS: SCHRADER, CAROL
ADDRESS : 30368 BLUME CIRCLE
MORTGAGE AMT: 132,300.00 CITY MENIFEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92584
UNPAID BALANCE: 132,194.200 OPTION TO CONVERT : No
MONTHLY P&I: 891.33 ANNUAL RATE ADJUST: 0.000
LTV : 79.98791 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169410 MORTGAGORS: DAY, MARILYN
ADDRESS : 18120 BAILEY DRIVE
MORTGAGE AMT: 162,200.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90504
UNPAID BALANCE: 162,076.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,120.28 ANNUAL RATE ADJUST: 0.000
LTV : 77.23810 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169428 MORTGAGORS: BACCIOCCO, WARREN
ADDRESS : 175 SADDLE WOOD DRIVE
MORTGAGE AMT: 255,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94945
UNPAID BALANCE: 254,810.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,783.00 ANNUAL RATE ADJUST: 0.000
LTV : 40.80000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169444 MORTGAGORS: LOVELADY, TIMOTHY
LOVELADY, KRISTEL
ADDRESS : 3981 EAST 135TH PLACE
MORTGAGE AMT: 147,000.00 CITY THORNTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CO 80241
UNPAID BALANCE: 144,941.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,053.13 ANNUAL RATE ADJUST: 0.000
LTV : 85.46512 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169451 MORTGAGORS: CULLEN, CHARLES
HORSNELL CUL, LINDA
ADDRESS : 1842 SAN RAMON AVENUE
MORTGAGE AMT: 327,100.00 CITY MOUNTAIN VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94043
UNPAID BALANCE: 326,838.420 OPTION TO CONVERT : No
MONTHLY P&I: 2,203.74 ANNUAL RATE ADJUST: 0.000
LTV : 72.20751 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169469 MORTGAGORS: HUITRON, SALOMON
ADDRESS : 116 ROCCA DRIVE
MORTGAGE AMT: 156,400.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95452
UNPAID BALANCE: 156,283.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,093.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169477 MORTGAGORS: WARD, MARY
ADDRESS : 418 SKI HILL DRIVE
MORTGAGE AMT: 113,600.00 CITY LEAVENWORTH
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 WA 98826
UNPAID BALANCE: 113,523.770 OPTION TO CONVERT : No
MONTHLY P&I: 833.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169485 MORTGAGORS: MENDOZA, LINDA
KAHLE, TIM
ADDRESS : 4614 SUNNYSLOPE AVENUE
MORTGAGE AMT: 329,650.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91423
UNPAID BALANCE: 329,134.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,248.79 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169493 MORTGAGORS: SULLIVAN, SHELDON
SULLIVAN, CHEERI
ADDRESS : 3320 EAST FAIRBROOK STREE
MORTGAGE AMT: 180,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 AZ 85213
UNPAID BALANCE: 179,879.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,320.78 ANNUAL RATE ADJUST: 0.000
LTV : 73.46939 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169501 MORTGAGORS: WELLS, RALPH
WELLS, MARGARET
ADDRESS : 5607 322TH AVENUE SOUTHEA
MORTGAGE AMT: 650,000.00 CITY FALL CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 WA 98024
UNPAID BALANCE: 649,552.670 OPTION TO CONVERT : No
MONTHLY P&I: 4,712.96 ANNUAL RATE ADJUST: 0.000
LTV : 65.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169519 MORTGAGORS: ECKERT, RON
ADDRESS : 42975 CORTA DAVILA
MORTGAGE AMT: 140,000.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 92595
UNPAID BALANCE: 139,910.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,051.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169527 MORTGAGORS: KWAN, MICHAEL
WONG, CONNIE
ADDRESS : 988 EVERGREEN DRIVE
MORTGAGE AMT: 396,000.00 CITY MILLBRAE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94030
UNPAID BALANCE: 395,720.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,837.00 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169535 MORTGAGORS: LEE, SCOTT
LEE, JOANNA
ADDRESS : 6446 EAST TRAILRIDGE CIRC
MORTGAGE AMT: 363,000.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 AZ 85215
UNPAID BALANCE: 362,756.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,663.57 ANNUAL RATE ADJUST: 0.000
LTV : 77.23404 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169543 MORTGAGORS: CURTIS, MARIANNE
ADDRESS : 647 SOUTH PROSPECT AVENUE
MORTGAGE AMT: 124,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90277
UNPAID BALANCE: 123,910.260 OPTION TO CONVERT : No
MONTHLY P&I: 877.66 ANNUAL RATE ADJUST: 0.000
LTV : 67.39130 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169550 MORTGAGORS: MCMAHON, KENNETH
ADDRESS : 25823 LOCHMOOR ROAD
MORTGAGE AMT: 236,000.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91355
UNPAID BALANCE: 235,833.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,690.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169568 MORTGAGORS: HARROP, CHARLES
HARROP, CHERYL
ADDRESS : 178 SOUTH 200 WEST
MORTGAGE AMT: 99,750.00 CITY WILLARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 UT 84340
UNPAID BALANCE: 99,679.600 OPTION TO CONVERT : No
MONTHLY P&I: 714.62 ANNUAL RATE ADJUST: 0.000
LTV : 94.10377 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169576 MORTGAGORS: FORREST, JEFFREY
FORREST, LEE
ADDRESS : 10885 SCRIPPS RANCH BOULE
MORTGAGE AMT: 120,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92131
UNPAID BALANCE: 119,910.940 OPTION TO CONVERT : No
MONTHLY P&I: 839.06 ANNUAL RATE ADJUST: 0.000
LTV : 76.43312 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169584 MORTGAGORS: VENTURA, FRED
VENTURA, MARNE
ADDRESS : 2780 SEVADA LANE
MORTGAGE AMT: 715,000.00 CITY ARROYO GRAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93420
UNPAID BALANCE: 714,482.500 OPTION TO CONVERT : No
MONTHLY P&I: 5,060.73 ANNUAL RATE ADJUST: 0.000
LTV : 59.58333 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169592 MORTGAGORS: LABRUM, DOUGLAS
LABRUM, JANET
ADDRESS : 1040 WESLEY POWELL DRIVE
MORTGAGE AMT: 160,000.00 CITY SAINT GEORG
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 UT 84790
UNPAID BALANCE: 159,884.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,132.47 ANNUAL RATE ADJUST: 0.000
LTV : 62.01550 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169600 MORTGAGORS: ROULEAU, DUNCAN
ROULEAU, LILLI
ADDRESS : 1050 EAST ELIZABETH STREE
MORTGAGE AMT: 282,500.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91104
UNPAID BALANCE: 282,279.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,927.15 ANNUAL RATE ADJUST: 0.000
LTV : 70.62500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169618 MORTGAGORS: MARKLAND, VANCE
MARKLAND, TOMOKO
ADDRESS : 15552 OAKDALE ROAD
MORTGAGE AMT: 154,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91709
UNPAID BALANCE: 153,888.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,090.00 ANNUAL RATE ADJUST: 0.000
LTV : 78.97436 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169626 MORTGAGORS: MANJARREZ, ARMANDO
SARRY, MARIA
ADDRESS : 866 VALLOMBROSA DRIVE
MORTGAGE AMT: 540,000.00 CITY PASADENA AR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91107
UNPAID BALANCE: 539,609.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,822.09 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169634 MORTGAGORS: AIELLO, VICTOR
AIELLO, JOANNE
ADDRESS : 148 WEST 40TH AVENUE
MORTGAGE AMT: 368,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94403
UNPAID BALANCE: 367,726.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169659 MORTGAGORS: BURKART, MICHAEL
BURKART, MARJORIE
ADDRESS : 151 WINDSHIP DRIVE
MORTGAGE AMT: 305,000.00 CITY PORT TOWNSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98368
UNPAID BALANCE: 304,743.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,003.64 ANNUAL RATE ADJUST: 0.000
LTV : 68.53933 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169667 MORTGAGORS: MADSEN, CAROL
PRINZING, ANDREW
ADDRESS : 1306 1ST STREET SOUTH
MORTGAGE AMT: 75,000.00 CITY GREAT FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 MT 59405
UNPAID BALANCE: 74,950.930 OPTION TO CONVERT : No
MONTHLY P&I: 556.88 ANNUAL RATE ADJUST: 0.000
LTV : 38.46154 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169683 MORTGAGORS: MOSES, WILLIAM
MOSES, KELPY
ADDRESS : 1810 COLLINS ROAD
MORTGAGE AMT: 100,000.00 CITY BUCKLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98321
UNPAID BALANCE: 99,923.900 OPTION TO CONVERT : No
MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000
LTV : 69.44444 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169691 MORTGAGORS: EATON, JEFFREY
ADDRESS : 3724 38TH AVENUE
MORTGAGE AMT: 170,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94619
UNPAID BALANCE: 169,873.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,188.67 ANNUAL RATE ADJUST: 0.000
LTV : 72.34043 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169709 MORTGAGORS: LOVE, JANETTE
ADDRESS : 4 CASCADA
MORTGAGE AMT: 206,400.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92688
UNPAID BALANCE: 206,254.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,478.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169717 MORTGAGORS: THOMPSON, KIM
ADDRESS : 1419 EAST ROOSEVELT AVENU
MORTGAGE AMT: 181,800.00 CITY SALT LAKE C
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 UT 84108
UNPAID BALANCE: 181,671.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,302.44 ANNUAL RATE ADJUST: 0.000
LTV : 34.96154 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169725 MORTGAGORS: JERSEY, ROBERT
JERSEY, TINA
ADDRESS : 8552 MOSSFORD DRIVE
MORTGAGE AMT: 328,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92646
UNPAID BALANCE: 327,246.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,265.41 ANNUAL RATE ADJUST: 0.000
LTV : 89.86301 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169733 MORTGAGORS: INGRAM, DAVID
INGRAM, KAREN
ADDRESS : 79790 TANGELO STREET
MORTGAGE AMT: 270,000.00 CITY LA QUINTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92253
UNPAID BALANCE: 269,778.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,796.32 ANNUAL RATE ADJUST: 0.000
LTV : 41.53846 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169741 MORTGAGORS: LUCAS, BERNARD
LUCAS, DEETTE
ADDRESS : 28223 203RD AVENUE SOUTHE
MORTGAGE AMT: 136,850.00 CITY KENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 WA 98042
UNPAID BALANCE: 136,753.410 OPTION TO CONVERT : No
MONTHLY P&I: 980.41 ANNUAL RATE ADJUST: 0.000
LTV : 73.97297 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169758 MORTGAGORS: MEYER, NORMAN
MEYER, KATHERINE
ADDRESS : 9151 EAST FOOTHILLS DRIVE
MORTGAGE AMT: 300,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 AZ 85255
UNPAID BALANCE: 299,793.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000
LTV : 45.80153 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169766 MORTGAGORS: MARTIA, ALLAN
ADDRESS : 5319 TENDILLA AVENUE
MORTGAGE AMT: 200,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91364
UNPAID BALANCE: 199,862.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,450.14 ANNUAL RATE ADJUST: 0.000
LTV : 60.60606 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169774 MORTGAGORS: WILSON, DAVID
ADDRESS : 156 SOUTH 1000 EAST
MORTGAGE AMT: 78,000.00 CITY PROVO
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 UT 84606
UNPAID BALANCE: 77,947.660 OPTION TO CONVERT : No
MONTHLY P&I: 572.34 ANNUAL RATE ADJUST: 0.000
LTV : 69.95516 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169782 MORTGAGORS: SUTERA, TONY
SUTERA, NATALIE
ADDRESS : 351 NORTH ALPENHOF LANE
MORTGAGE AMT: 259,200.00 CITY MIDWAY
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 UT 84049
UNPAID BALANCE: 259,038.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169790 MORTGAGORS: DECOU, CAROLINE
ADDRESS : 878 NORTH AMETHYST STREET
MORTGAGE AMT: 97,500.00 CITY LAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 UT 84041
UNPAID BALANCE: 97,439.400 OPTION TO CONVERT : No
MONTHLY P&I: 741.07 ANNUAL RATE ADJUST: 0.000
LTV : 78.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169808 MORTGAGORS: MILLSON, MARGARET
ADDRESS : 10435 LA VITA COURT
MORTGAGE AMT: 194,250.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92131
UNPAID BALANCE: 194,105.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,358.22 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169816 MORTGAGORS: HAWLEY, JOSEPH
HAWLEY, REDONDA
ADDRESS : 2651 REEDER CREEK ROAD
MORTGAGE AMT: 97,500.00 CITY NORDMAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 ID 83848
UNPAID BALANCE: 97,432.890 OPTION TO CONVERT : No
MONTHLY P&I: 706.95 ANNUAL RATE ADJUST: 0.000
LTV : 60.93750 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169824 MORTGAGORS: SwOBODA, DANA
ADDRESS : 115 124TH STREET SOUTHEAS
MORTGAGE AMT: 73,700.00 CITY EVERETT
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 WA 98208
UNPAID BALANCE: 73,646.650 OPTION TO CONVERT : No
MONTHLY P&I: 521.65 ANNUAL RATE ADJUST: 0.000
LTV : 76.77083 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169832 MORTGAGORS: TAYLOR, ROBERT
ADDRESS : 2218 171ST PLACE SOUTHEAS
MORTGAGE AMT: 155,600.00 CITY BOTHELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 WA 98012
UNPAID BALANCE: 155,490.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,114.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169840 MORTGAGORS: LARSON, RICHARD
LARSON, KAY
ADDRESS : 14415 SOUTHEAST 204TH PLA
MORTGAGE AMT: 163,500.00 CITY KENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98042
UNPAID BALANCE: 163,378.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,143.22 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169857 MORTGAGORS: BAIN, LAUREL
ADDRESS : 4695 BRYANT STREET
MORTGAGE AMT: 66,500.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80211
UNPAID BALANCE: 66,451.870 OPTION TO CONVERT : No
MONTHLY P&I: 470.68 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169865 MORTGAGORS: MOLONY, MICHAEL
ADDRESS : 267 SINGLE PETAL STREET
MORTGAGE AMT: 165,100.00 CITY HENDERSON
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 NV 89014
UNPAID BALANCE: 164,989.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,211.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.89161 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169873 MORTGAGORS: DE PASQUALE, MARK
DE PASQUALE, DONNA
ADDRESS : 1306 LORETTA STREET
MORTGAGE AMT: 87,000.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92054
UNPAID BALANCE: 86,933.800 OPTION TO CONVERT : No
MONTHLY P&I: 600.89 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169881 MORTGAGORS: HARRIS, GEORGE
HARRIS, DONNA
ADDRESS : 1636 DIAMOND STREET
MORTGAGE AMT: 78,400.00 CITY ANDERSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 96007
UNPAID BALANCE: 78,346.040 OPTION TO CONVERT : No
MONTHLY P&I: 568.46 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169899 MORTGAGORS: WEITZEIL, WOODROW
WEITZEL, MICHELE
ADDRESS : 811 FIRST STREET EAST
MORTGAGE AMT: 71,250.00 CITY ROUNDUP
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MT 59072
UNPAID BALANCE: 71,197.110 OPTION TO CONVERT : No
MONTHLY P&I: 498.20 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169907 MORTGAGORS: WEST, WENDY
ADDRESS : 601 ALHAMBRA LANE NORTH
MORTGAGE AMT: 111,200.00 CITY PONTE VEDRA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 FL 32082
UNPAID BALANCE: 111,123.470 OPTION TO CONVERT : No
MONTHLY P&I: 806.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169915 MORTGAGORS: POLEN, K
ADDRESS : 3155 SOCRATES DRIVE
MORTGAGE AMT: 178,000.00 CITY RENO
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 NV 89512
UNPAID BALANCE: 177,886.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,337.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.11111 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169923 MORTGAGORS: O CONNOR, JOHN
O CONNOR, CATHERINE
ADDRESS : 2995 UPTON ROAD
MORTGAGE AMT: 280,000.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94553
UNPAID BALANCE: 279,781.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169931 MORTGAGORS: CHRISTEAN, LORIN
CHRISTEAN, SANDRA
ADDRESS : 2136 CLINTON AVENUE NORTH
MORTGAGE AMT: 96,350.00 CITY POULSBO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98370
UNPAID BALANCE: 96,278.490 OPTION TO CONVERT : No
MONTHLY P&I: 673.70 ANNUAL RATE ADJUST: 0.000
LTV : 74.98054 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169949 MORTGAGORS: BERRY, BRANDEE
ADDRESS : 9752 EAST SHEENA DRIVE
MORTGAGE AMT: 230,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 AZ 85260
UNPAID BALANCE: 229,845.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,687.66 ANNUAL RATE ADJUST: 0.000
LTV : 74.19355 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169956 MORTGAGORS: HUBBS, GARY
ADDRESS : 14485 SOUTH HIGHWAY 89
MORTGAGE AMT: 262,500.00 CITY FAIRVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 UT 84629
UNPAID BALANCE: 261,479.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,835.44 ANNUAL RATE ADJUST: 0.000
LTV : 69.07895 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169964 MORTGAGORS: KVAAS, GEORGE
KVAAS, EVA
ADDRESS : 4645 SHADE ROAD
MORTGAGE AMT: 292,000.00 CITY LA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91941
UNPAID BALANCE: 291,799.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,117.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169972 MORTGAGORS: TILLER, DONALD
TILLER, BRENDA
ADDRESS : 1427 YOKE ROAD
MORTGAGE AMT: 73,500.00 CITY LAPINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OR 97739
UNPAID BALANCE: 73,441.230 OPTION TO CONVERT : No
MONTHLY P&I: 495.18 ANNUAL RATE ADJUST: 0.000
LTV : 59.75610 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169980 MORTGAGORS: EMANUEL, CHARLES
EMANUEL, BRENDA
ADDRESS : 2142 AQUIA DRIVE
MORTGAGE AMT: 140,600.00 CITY STAFFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22554
UNPAID BALANCE: 140,495.650 OPTION TO CONVERT : No
MONTHLY P&I: 983.10 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169998 MORTGAGORS: COOK, THEODUS
ADDRESS : 4406 HUNTCHASE DRIVE
MORTGAGE AMT: 327,350.00 CITY BOWIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MD 20720
UNPAID BALANCE: 327,118.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,345.18 ANNUAL RATE ADJUST: 0.000
LTV : 89.99585 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170004 MORTGAGORS: REIF, THOMAS
ADDRESS : 1833 11TH STREET
MORTGAGE AMT: 300,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90266
UNPAID BALANCE: 299,793.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170012 MORTGAGORS: KIM, MEEN
KIM, NAM
KIM, JAE
ADDRESS : 1606 VIRDEN DRIVE
MORTGAGE AMT: 295,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91208
UNPAID BALANCE: 294,769.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,012.42 ANNUAL RATE ADJUST: 0.000
LTV : 73.75000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170020 MORTGAGORS: BLACK, RICKY
BLACK, MARILYN
ADDRESS : 522 VIA DE LA VALLE
MORTGAGE AMT: 179,250.00 CITY SOLANA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92075
UNPAID BALANCE: 179,116.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,253.34 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170038 MORTGAGORS: WINCHELL, ROBERT
ADDRESS : 873 LOMA VALLEY PLACE
MORTGAGE AMT: 268,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92106
UNPAID BALANCE: 267,801.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,873.90 ANNUAL RATE ADJUST: 0.000
LTV : 65.36585 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170046 MORTGAGORS: RYNE, CHARLOTTE
ADDRESS : 1856 MARINA AVENUE
MORTGAGE AMT: 137,600.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94520
UNPAID BALANCE: 137,502.880 OPTION TO CONVERT : No
MONTHLY P&I: 985.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170061 MORTGAGORS: GAULT, MICHAEL
MOORE, CYNTHIA
ADDRESS : 3 LUCCA
MORTGAGE AMT: 540,000.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92677
UNPAID BALANCE: 539,599.240 OPTION TO CONVERT : No
MONTHLY P&I: 3,775.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170079 MORTGAGORS: SMITH, GREGORY
SMITH, EILEEN
ADDRESS : 7785 VIRGINIA OAKS DRIVE
MORTGAGE AMT: 294,400.00 CITY GAINESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 20155
UNPAID BALANCE: 294,175.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,033.35 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170087 MORTGAGORS: HATFIELD, RANDALL
ADDRESS : 202 BEECHWOOD DRIVE
MORTGAGE AMT: 74,800.00 CITY SUFFOLK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 23434
UNPAID BALANCE: 74,741.650 OPTION TO CONVERT : No
MONTHLY P&I: 510.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170095 MORTGAGORS: MILLER, JACK
MILLER, TOKWON
ADDRESS : 13604 AVENIDA ESPANA
MORTGAGE AMT: 308,000.00 CITY LA MIRADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90638
UNPAID BALANCE: 307,765.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170103 MORTGAGORS: SCHULTZ, DAVID
LEACH, WILLIAM
ADDRESS : 1000 SOUTH ORANGE GROVE
MORTGAGE AMT: 276,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91105
UNPAID BALANCE: 275,795.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.61644 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170111 MORTGAGORS: PEARSON, JEFFERY
PEARSON, KATHLEEN
ADDRESS : 12 BOARDWALK ONE
MORTGAGE AMT: 377,600.00 CITY LARKSPUR
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94939
UNPAID BALANCE: 377,312.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,607.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170129 MORTGAGORS: DELIZ, REY
DELIZ, JOCELYN
ADDRESS : 1730 COLONY WAY
MORTGAGE AMT: 359,200.00 CITY GILROY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95020
UNPAID BALANCE: 358,905.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,389.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170137 MORTGAGORS: BARSKY, KENNETH
BARSKY, JULIE
ADDRESS : 131 BLACKFIELD DRIVE
MORTGAGE AMT: 388,850.00 CITY TIBURON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94920
UNPAID BALANCE: 388,546.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,652.65 ANNUAL RATE ADJUST: 0.000
LTV : 74.99518 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170152 MORTGAGORS: BURNETT, JESSIE
BURNETT, JOYCE
ADDRESS : 1018 SONORA AVENUE
MORTGAGE AMT: 160,000.00 CITY MANTECA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95337
UNPAID BALANCE: 159,881.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,118.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170160 MORTGAGORS: SMITH, BRIAN
PARSONS, LISA
ADDRESS : 105 HILL AVENUE
MORTGAGE AMT: 300,000.00 CITY WOODACRE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94973
UNPAID BALANCE: 299,788.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,149.24 ANNUAL RATE ADJUST: 0.000
LTV : 77.92208 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170178 MORTGAGORS: FOX, CAREY
HALL, DAVID
ADDRESS : 3209 HOMER STREET
MORTGAGE AMT: 302,400.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92106
UNPAID BALANCE: 302,169.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,088.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170186 MORTGAGORS: SPATOLA, GIUSEPPE
SPATOLA, VERONICA
ADDRESS : 2231 VISTA VERDE DRIVE
MORTGAGE AMT: 278,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95148
UNPAID BALANCE: 278,182.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170194 MORTGAGORS: OGLE, DAVID
OGLE, DEBBIE
ADDRESS : 13191 CONTESSA
MORTGAGE AMT: 416,000.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92782
UNPAID BALANCE: 415,675.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,837.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170202 MORTGAGORS: GUIMOND, AMANDA
MILLS, ANDREW
ADDRESS : 3439 PERSHING AVENUE
MORTGAGE AMT: 240,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92104
UNPAID BALANCE: 239,821.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,678.11 ANNUAL RATE ADJUST: 0.000
LTV : 77.17042 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170210 MORTGAGORS: MCMILLAN, CURT
MCMILLAN, TERRI
ADDRESS : 20 NORTH HOMELAND AVENUE
MORTGAGE AMT: 122,400.00 CITY ANNAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 21401
UNPAID BALANCE: 122,309.160 OPTION TO CONVERT : No
MONTHLY P&I: 855.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170228 MORTGAGORS: O CONNOR, JAMES
ADDRESS : 2195 CENTRO EAST STREET
MORTGAGE AMT: 480,000.00 CITY TIBURON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94920
UNPAID BALANCE: 479,643.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,356.23 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170236 MORTGAGORS: HANEY, LISA
GAVRIELI, MOSHE
KISSACK, ANDREA
FRIEDMAN, MARK
ADDRESS : 327, 327 1/2, 329 & 329 1
MORTGAGE AMT: 400,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94609
UNPAID BALANCE: 399,710.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.18 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170244 MORTGAGORS: ISBERG, PER
K ISBERG, MARIA
ADDRESS : 304 LINGERING LANE
MORTGAGE AMT: 102,000.00 CITY HENDERSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NV 89012
UNPAID BALANCE: 101,928.000 OPTION TO CONVERT : No
MONTHLY P&I: 730.75 ANNUAL RATE ADJUST: 0.000
LTV : 62.96296 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170418 MORTGAGORS: KRUSE, PETER
KRUSE, PATRICIA
ADDRESS : 1510 LAS POSITAS ROAD
MORTGAGE AMT: 450,000.00 CITY SANTA BARBA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 93105
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,223.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170459 MORTGAGORS: CALLIHAN, DOUGLAS
CALLIHAN, DOROTHY
ADDRESS : 9891 E KLEINDALE ROAD
MORTGAGE AMT: 256,000.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85749
UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,789.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170632 MORTGAGORS: FRANCIS, WILLIAM
ADDRESS : 1601 SE OAK SHORE LANE
MORTGAGE AMT: 465,000.00 CITY MILWAUKIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97267
UNPAID BALANCE: 463,456.100 OPTION TO CONVERT : No
MONTHLY P&I: 3,172.12 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170657 MORTGAGORS: VARLEY, R
VARLEY, JO ANNE
ADDRESS : 6897 WAGNER CREEK ROAD
MORTGAGE AMT: 650,000.00 CITY TALENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OR 97540
UNPAID BALANCE: 648,469.620 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.14 ANNUAL RATE ADJUST: 0.000
LTV : 74.45590 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170871 MORTGAGORS: REYNOLDS, TODD
REYNOLDS, SHANNOM
ADDRESS : 182 CLAY STREET
MORTGAGE AMT: 295,600.00 CITY SONOMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95476
UNPAID BALANCE: 295,396.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,143.31 ANNUAL RATE ADJUST: 0.000
LTV : 94.97646 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080170889 MORTGAGORS: RICHEY, DENNIS
ADDRESS : 1494 ARROWBEE DRIVE
MORTGAGE AMT: 261,250.00 CITY PLACERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95667
UNPAID BALANCE: 261,065.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,871.63 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171085 MORTGAGORS: NAVARRA, PETER
TOWNS NAVARR, LESLIE
ADDRESS : 3220 NORTHROP AVENUE
MORTGAGE AMT: 296,067.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95864
UNPAID BALANCE: 295,603.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.70 ANNUAL RATE ADJUST: 0.000
LTV : 89.98997 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171093 MORTGAGORS: HOUSTON, CHESTER
HOUSTON, PATRICIA
ADDRESS : 90 OLD COURSE DRIVE
MORTGAGE AMT: 300,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92660
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 31.25000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171150 MORTGAGORS: DOTTERER, RICK
ADDRESS : 201 PLEASANT OAKS COURT
MORTGAGE AMT: 257,000.00 CITY PLEASANT HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94523
UNPAID BALANCE: 256,645.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,863.43 ANNUAL RATE ADJUST: 0.000
LTV : 64.25000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171259 MORTGAGORS: COVONE, JAMES
COVONE, JUDY
ADDRESS : 327 22ND STREET
MORTGAGE AMT: 381,600.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92648
UNPAID BALANCE: 381,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,538.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171465 MORTGAGORS: STANTON, MITCHEL
STANTON, LISA
ADDRESS : 29718 KIMBERLY DRIVE
MORTGAGE AMT: 460,000.00 CITY AGOURA HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91301
UNPAID BALANCE: 459,587.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,983.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171572 MORTGAGORS: YASINSKY, ANDREW
YASINSKY, VIKTORIA
ADDRESS : 512 DAVEY GLEN ROAD
MORTGAGE AMT: 468,000.00 CITY BELMONT
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 94002
UNPAID BALANCE: 468,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,474.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171655 MORTGAGORS: TANG, SHIH
ADDRESS : 171 CHERRYBROOK LANE
MORTGAGE AMT: 148,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92618
UNPAID BALANCE: 147,875.670 OPTION TO CONVERT : No
MONTHLY P&I: 972.25 ANNUAL RATE ADJUST: 0.000
LTV : 68.24994 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080171820 MORTGAGORS: FREE, JAMES
ADDRESS : 19313 WIND DANCER STREET
MORTGAGE AMT: 250,500.00 CITY LUTZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 FL 33549
UNPAID BALANCE: 250,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,794.61 ANNUAL RATE ADJUST: 0.000
LTV : 94.99936 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080172968 MORTGAGORS: ZAWOL, MATTHEW
ZAWOL, DOLORES
ADDRESS : 2049 EAST MOUNTAIN STREET
MORTGAGE AMT: 297,600.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91102
UNPAID BALANCE: 297,384.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173024 MORTGAGORS: SEYEDZADEH, JAVAD
SEYEDZADEH, FATI
ADDRESS : 33 WEST PUTNAM AVENUE
MORTGAGE AMT: 427,000.00 CITY GREENWICH
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CT 06830
UNPAID BALANCE: 427,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,096.05 ANNUAL RATE ADJUST: 0.000
LTV : 89.89474 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173271 MORTGAGORS: HARMS, KEVIN
ADDRESS : 8812 DANEWOOD DRIVE
MORTGAGE AMT: 183,920.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22308
UNPAID BALANCE: 183,920.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,254.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173743 MORTGAGORS: MUKHERJEE, SUBHASH
MUKHERJEE, SUNIT
MUKHERJEE, BHAROTI
ADDRESS : 30 SHERWOOD DRIVE
MORTGAGE AMT: 528,600.00 CITY NORTH ANDOV
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 MA 01845
UNPAID BALANCE: 528,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,832.72 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173842 MORTGAGORS: CUTLER, DEAN
CUTLER, ELLEN
ADDRESS : 4505 MORSE AVENUE
MORTGAGE AMT: 400,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91604
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173875 MORTGAGORS: STAGE, BRIAN
STAGE, DEBRA
ADDRESS : 17010 41ST PLACE NORTH
MORTGAGE AMT: 273,090.00 CITY PLYMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55446
UNPAID BALANCE: 272,277.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,919.28 ANNUAL RATE ADJUST: 0.000
LTV : 60.54848 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/26
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173891 MORTGAGORS: CARLSON, JAY
CARLSON, SANDRA
ADDRESS : 5304 OAKLAWN AVENUE
MORTGAGE AMT: 326,223.06 CITY EDINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55424
UNPAID BALANCE: 325,491.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,247.17 ANNUAL RATE ADJUST: 0.000
LTV : 70.00495 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173909 MORTGAGORS: FISHER, BRUCE
FISHER, HEIDI
ADDRESS : 669 BUENA VISTA
MORTGAGE AMT: 249,023.65 CITY GLEN ELLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60137
UNPAID BALANCE: 248,391.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,713.94 ANNUAL RATE ADJUST: 0.000
LTV : 77.33654 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173917 MORTGAGORS: NAGEL, RONALD
ADDRESS : 9444 N INDIGO HILL DRIVE
MORTGAGE AMT: 344,000.00 CITY FOUNTAIN HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85268
UNPAID BALANCE: 343,149.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,288.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173933 MORTGAGORS: DRAGT, CYNTHIA
DRAGT, LAWRENCE
ADDRESS : 16 BRITTANY
MORTGAGE AMT: 255,628.00 CITY CARY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60013
UNPAID BALANCE: 254,996.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,753.58 ANNUAL RATE ADJUST: 0.000
LTV : 73.03657 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173941 MORTGAGORS: SCHMIDT, THOMAS
SCHMIDT, LAURA
ADDRESS : 2231 COPPERFIELD DRIVE
MORTGAGE AMT: 300,000.00 CITY MENDOTA HEI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55120
UNPAID BALANCE: 299,506.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 72.46377 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173974 MORTGAGORS: GREENE, GEOFFREY
GREENE, JANET
ADDRESS : 735 STONEGATE ROAD
MORTGAGE AMT: 299,000.00 CITY LIBERTYVILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.95000 IL 60048
UNPAID BALANCE: 297,237.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,979.22 ANNUAL RATE ADJUST: 0.000
LTV : 67.95455 OUTSIDE CONV DATE:
CURRENT INT 6.95000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173982 MORTGAGORS: SAYRE, JENNIFER
ADDRESS : 486 OLD FARM ROAD
MORTGAGE AMT: 256,000.00 CITY SHOREVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55126
UNPAID BALANCE: 254,783.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,746.37 ANNUAL RATE ADJUST: 0.000
LTV : 73.14286 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174006 MORTGAGORS: HENDERSON, THOMAS
O'LEARY, MARY
ADDRESS : 2519 LONGACRES DRIVE
MORTGAGE AMT: 267,200.00 CITY CHANHASSEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55317
UNPAID BALANCE: 266,760.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,777.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174014 MORTGAGORS: LABANC, ROBERT
LABANC, LISA
ADDRESS : 11011 WOODLAKE DRIVE
MORTGAGE AMT: 520,000.00 CITY KIRTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 44094
UNPAID BALANCE: 519,186.240 OPTION TO CONVERT : No
MONTHLY P&I: 3,547.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174022 MORTGAGORS: BARBARI, RICHARD
BARBARI, LISA
ADDRESS : 7090 SLEEPY HOLLOW LANE
MORTGAGE AMT: 320,000.00 CITY EDEN PRAIRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55346
UNPAID BALANCE: 318,941.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.97 ANNUAL RATE ADJUST: 0.000
LTV : 88.16698 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174030 MORTGAGORS: GRANGAARD, TIMOTHY
GRANGAARD, KAREN
ADDRESS : 1624 WOODLAWN CIRCLE
MORTGAGE AMT: 380,000.00 CITY WACONIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55387
UNPAID BALANCE: 378,743.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,528.15 ANNUAL RATE ADJUST: 0.000
LTV : 72.38095 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174048 MORTGAGORS: RUDDY, RICHARD
WRISTON RUDD, BARBARA
ADDRESS : 129 LINDEN DRIVE
MORTGAGE AMT: 455,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45215
UNPAID BALANCE: 453,901.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,065.42 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174055 MORTGAGORS: POHLMANN, MARCUS
POHLMANN, KIRSTEN
ADDRESS : 155 DOGWOOD COURT
MORTGAGE AMT: 504,000.00 CITY WEST JEFFER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OH 43162
UNPAID BALANCE: 503,171.330 OPTION TO CONVERT : No
MONTHLY P&I: 3,353.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174063 MORTGAGORS: RUD, STANLEY
RUD, CHRISTINE
ADDRESS : 8828 RIDGE PONDS DRIVE
MORTGAGE AMT: 364,000.00 CITY VICTORIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55386
UNPAID BALANCE: 363,099.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,421.71 ANNUAL RATE ADJUST: 0.000
LTV : 59.67213 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174071 MORTGAGORS: MEESE, JOSEPH
MEESE, CHERYL
ADDRESS : 901 PLUM STREET
MORTGAGE AMT: 390,000.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55805
UNPAID BALANCE: 388,710.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.68 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174105 MORTGAGORS: SCHULDT, RANDALL
SCHULDT, CATHY
ADDRESS : 4905 SYCAMORE DR
MORTGAGE AMT: 282,000.00 CITY EAGAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MN 55123
UNPAID BALANCE: 281,547.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174113 MORTGAGORS: SCHUETTE, THOMAS
SCHUETTE, ROSEMARIE
ADDRESS : 6358 ALAMO AVENUE
MORTGAGE AMT: 295,000.00 CITY CLAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MO 63105
UNPAID BALANCE: 294,339.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.68 ANNUAL RATE ADJUST: 0.000
LTV : 74.96823 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174121 MORTGAGORS: CYRA, TIMOTHY
CYRA, KIM
ADDRESS : W344 S8760 WHITETAIL DRIV
MORTGAGE AMT: 314,000.00 CITY EAGLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WI 53119
UNPAID BALANCE: 313,520.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,168.72 ANNUAL RATE ADJUST: 0.000
LTV : 79.49367 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174139 MORTGAGORS: MERZ, DONALD
MERZ, TERESA
ADDRESS : 11956 BRITESILKS LANE
MORTGAGE AMT: 400,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45249
UNPAID BALANCE: 399,358.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 70.79646 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174154 MORTGAGORS: BENSON, KARL
BENSON, LYNN
ADDRESS : 901 WEST WILKE STREET
MORTGAGE AMT: 300,000.00 CITY MARINE ON S
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55047
UNPAID BALANCE: 299,494.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 63.15789 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174162 MORTGAGORS: HARVEY, EDWIN
HARVEY, TERRI
ADDRESS : 2210 STONERIDGE TERRACE C
MORTGAGE AMT: 315,000.00 CITY CHESTERFIEL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MO 63017
UNPAID BALANCE: 314,201.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,069.33 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174170 MORTGAGORS: BROCKMAN, A STRODE
BROCKMAN, LOIS
ADDRESS : 3536 EDMUND BLVD
MORTGAGE AMT: 432,000.00 CITY MINNEAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55406
UNPAID BALANCE: 430,931.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,874.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174196 MORTGAGORS: KIMBERLEY, BARRY
ADDRESS : 1811 EMERSON AVENUE SOUTH
MORTGAGE AMT: 399,000.00 CITY MINNEAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MN 55403
UNPAID BALANCE: 398,037.070 OPTION TO CONVERT : No
MONTHLY P&I: 2,688.14 ANNUAL RATE ADJUST: 0.000
LTV : 61.38462 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174204 MORTGAGORS: MONSON, DAVID
MONSON, MARY
ADDRESS : 20305 LAKEVIEW AVENUE
MORTGAGE AMT: 397,000.00 CITY DEEPHAVEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MN 55331
UNPAID BALANCE: 393,621.690 OPTION TO CONVERT : No
MONTHLY P&I: 3,018.65 ANNUAL RATE ADJUST: 0.000
LTV : 33.08333 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174212 MORTGAGORS: COX, MARILYN
JURY, WILLIAM
ADDRESS : 6529 N 29TH STREET
MORTGAGE AMT: 356,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85016
UNPAID BALANCE: 355,140.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,398.44 ANNUAL RATE ADJUST: 0.000
LTV : 51.22302 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174220 MORTGAGORS: MEADS, EDWARD
ADDRESS : 215 WEST POINT ROAD
MORTGAGE AMT: 440,000.00 CITY TONKA BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55331
UNPAID BALANCE: 438,911.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,927.34 ANNUAL RATE ADJUST: 0.000
LTV : 74.57627 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174238 MORTGAGORS: WIKSTROM, JON
WIKSTROM, JEANNE
ADDRESS : 4167 POND WYNDE SOUTH
MORTGAGE AMT: 335,800.00 CITY EAGAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.95000 MN 55122
UNPAID BALANCE: 335,522.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,222.83 ANNUAL RATE ADJUST: 0.000
LTV : 79.98934 OUTSIDE CONV DATE:
CURRENT INT 6.95000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174246 MORTGAGORS: COMMISKEY, JAMES
COMMISKEY, LORRAINE
ADDRESS : 50326 TOP OF THE HILL DR
MORTGAGE AMT: 324,100.00 CITY PLYMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MI 48170
UNPAID BALANCE: 323,336.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.93 ANNUAL RATE ADJUST: 0.000
LTV : 64.82000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174253 MORTGAGORS: MUCKIAN, WILLIAM M
MUCKIAN, DAWN
ADDRESS : 561 LINDEN AVENUE
MORTGAGE AMT: 517,300.00 CITY ELMHURST
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60126
UNPAID BALANCE: 516,111.840 OPTION TO CONVERT : No
MONTHLY P&I: 3,572.87 ANNUAL RATE ADJUST: 0.000
LTV : 74.43165 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174279 MORTGAGORS: POPP, MARTIN B
POPP, PAMELA
ADDRESS : 3530 BAYARD DRIVE
MORTGAGE AMT: 379,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45208
UNPAID BALANCE: 376,386.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,553.40 ANNUAL RATE ADJUST: 0.000
LTV : 51.21622 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174287 MORTGAGORS: EDDY, ANDREW
EDDY, SHERRY
ADDRESS : 11850 BLACKSTONE LANE
MORTGAGE AMT: 360,000.00 CITY NEW CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 43762
UNPAID BALANCE: 359,436.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.84 ANNUAL RATE ADJUST: 0.000
LTV : 72.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174295 MORTGAGORS: HAAG, PETER
ADDRESS : 20216 LONGRIDGE
MORTGAGE AMT: 254,000.00 CITY NORTHVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 48167
UNPAID BALANCE: 253,387.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,711.25 ANNUAL RATE ADJUST: 0.000
LTV : 66.31854 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174303 MORTGAGORS: BIZZARO, PATRICK
BIZZARO, BONNIE
ADDRESS : 1859 W GLENHURST DRIVE NW
MORTGAGE AMT: 272,800.00 CITY LANCASTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 43130
UNPAID BALANCE: 272,141.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,837.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174311 MORTGAGORS: BORG, ANDY
ADDRESS : 1700 MINNESOTA AVENUE
MORTGAGE AMT: 381,500.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55802
UNPAID BALANCE: 380,601.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,602.51 ANNUAL RATE ADJUST: 0.000
LTV : 74.80392 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174337 MORTGAGORS: GREEN, MICHAEL
GREEN, BETSY
ADDRESS : 1500 E HENRY CLAY ST
MORTGAGE AMT: 500,000.00 CITY WHITEFISH B
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WI 53217
UNPAID BALANCE: 499,236.740 OPTION TO CONVERT : No
MONTHLY P&I: 3,453.38 ANNUAL RATE ADJUST: 0.000
LTV : 68.49315 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174360 MORTGAGORS: RAU, MICHAEL
RAU, ANDREA
ADDRESS : 1395 WEST MAIN STREET
MORTGAGE AMT: 408,750.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 63090
UNPAID BALANCE: 408,108.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,788.40 ANNUAL RATE ADJUST: 0.000
LTV : 73.78159 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174378 MORTGAGORS: RAU, MICHAEL
RAU, ANDREA
ADDRESS : 30 OVERLOOK
MORTGAGE AMT: 290,850.00 CITY KIMBERLING
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 65686
UNPAID BALANCE: 290,393.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,984.11 ANNUAL RATE ADJUST: 0.000
LTV : 68.11475 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174386 MORTGAGORS: FRADKIN, JEFFREY
FRADKIN, LYNN
ADDRESS : 106 MILLSTONE ROAD
MORTGAGE AMT: 270,400.00 CITY DEERFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60015
UNPAID BALANCE: 269,966.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,821.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174394 MORTGAGORS: DIRING, SCOTT
DIRING, KIMBERLY
ADDRESS : 4226 REDTAIL PASS
MORTGAGE AMT: 279,000.00 CITY MIDDLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53562
UNPAID BALANCE: 278,552.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,879.67 ANNUAL RATE ADJUST: 0.000
LTV : 94.97872 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174402 MORTGAGORS: KATZ, JEFFREY
KATZ, KAREN
ADDRESS : 302 CARLISLE LANE
MORTGAGE AMT: 395,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60045
UNPAID BALANCE: 394,381.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.60 ANNUAL RATE ADJUST: 0.000
LTV : 68.33910 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174410 MORTGAGORS: FOSTER, MARK
FOSTER, MEREDITH
ADDRESS : 20 EAST WOODLAND ROAD
MORTGAGE AMT: 318,000.00 CITY LAKE BLUFF
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60044
UNPAID BALANCE: 317,502.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,169.32 ANNUAL RATE ADJUST: 0.000
LTV : 73.95349 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174428 MORTGAGORS: MAJOROS, KENNETH
MAJOROS, ANDREA
ADDRESS : 463 PINE HOLLOW CT.
MORTGAGE AMT: 282,500.00 CITY BALLWIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MO 63021
UNPAID BALANCE: 282,046.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.25 ANNUAL RATE ADJUST: 0.000
LTV : 75.33333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174436 MORTGAGORS: SMITH, RANDY
SMITH, MICHELE
ADDRESS : 11450 JASMINE TRAIL NO
MORTGAGE AMT: 337,500.00 CITY STILLWATER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55082
UNPAID BALANCE: 336,830.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,217.14 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174444 MORTGAGORS: JACOBS, JEFFREY
JACOBS, MARJORIE
ADDRESS : 1188 GREEN BAY ROAD
MORTGAGE AMT: 500,000.00 CITY GLENCOE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60022
UNPAID BALANCE: 499,600.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,368.59 ANNUAL RATE ADJUST: 0.000
LTV : 75.75758 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174469 MORTGAGORS: WALERSTEIN, JAY
WALERSTEIN, ELLEN
ADDRESS : 10124 SUMMERLAKES DRIVE
MORTGAGE AMT: 298,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IN 46032
UNPAID BALANCE: 297,767.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,032.89 ANNUAL RATE ADJUST: 0.000
LTV : 65.49451 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174477 MORTGAGORS: GROSSHANDLER, JOHN
GROSSHANDLER, JENNIFER
ADDRESS : 3140 WARBLER PLACE
MORTGAGE AMT: 336,000.00 CITY HIGHLAND PA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60035
UNPAID BALANCE: 335,731.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,263.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174485 MORTGAGORS: BERRYMAN, GARRY
BERRYMAN, REBECCA
ADDRESS : 945 FOXKIRK DR
MORTGAGE AMT: 360,000.00 CITY BROOKFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53045
UNPAID BALANCE: 359,422.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174493 MORTGAGORS: ABBOTT, PAUL
ABBOTT, TAMARA
ADDRESS : W11669 478TH AVENUE
MORTGAGE AMT: 292,000.00 CITY PRESCOTT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WI 54021
UNPAID BALANCE: 291,754.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,918.24 ANNUAL RATE ADJUST: 0.000
LTV : 67.59259 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174501 MORTGAGORS: KEEGAN, MARY
ADDRESS : 10717 N 140TH PLACE
MORTGAGE AMT: 255,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85259
UNPAID BALANCE: 254,590.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.99 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174519 MORTGAGORS: WOOD, RICHARD
WOOD, DENISE
ADDRESS : 13997 80TH AVE N
MORTGAGE AMT: 285,000.00 CITY MAPLE GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 6.95000 MN 55311
UNPAID BALANCE: 284,764.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.16667 OUTSIDE CONV DATE:
CURRENT INT 6.95000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174527 MORTGAGORS: SMITH, JAMES S
SMITH, ADELIA
ADDRESS : 1117 LIVERMORE STREET
MORTGAGE AMT: 262,500.00 CITY YELLOW SPRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45387
UNPAID BALANCE: 262,295.220 OPTION TO CONVERT : No
MONTHLY P&I: 1,790.72 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174535 MORTGAGORS: BAILEY, HUGH
BAMBERGER BA, SHELLEY
ADDRESS : 8340 ARAPAHO LANE
MORTGAGE AMT: 640,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45243
UNPAID BALANCE: 638,998.460 OPTION TO CONVERT : No
MONTHLY P&I: 4,365.93 ANNUAL RATE ADJUST: 0.000
LTV : 71.91011 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174543 MORTGAGORS: O'HALLORAN, JOHN DAVID
COOLEY, PAMELA
ADDRESS : 18910 SOUTH WOODLAND ROAD
MORTGAGE AMT: 360,000.00 CITY SHAKER HEIG
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 44122
UNPAID BALANCE: 359,712.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000
LTV : 64.28571 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174568 MORTGAGORS: THOMPSON, MARGARET M
ADDRESS : 3123 E DESERT FLOWER LANE
MORTGAGE AMT: 240,050.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85048
UNPAID BALANCE: 239,848.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,576.96 ANNUAL RATE ADJUST: 0.000
LTV : 76.20635 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174584 MORTGAGORS: EVERHART, RICHARD
EVERHART, LINDA
ADDRESS : 16243 E ELLIOT ROAD
MORTGAGE AMT: 300,000.00 CITY GILBERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85234
UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174600 MORTGAGORS: CRAIG, RANDALL
CRAIG, REBECCA
ADDRESS : 832 BOURBON RED DRIVE
MORTGAGE AMT: 274,500.00 CITY ST LOUIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 63131
UNPAID BALANCE: 274,285.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.57 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174634 MORTGAGORS: STRIEDINGER, FERNANDO
STREIDINGER, KATHLEEN
ADDRESS : 2685 PRISCILLA AVENUE
MORTGAGE AMT: 335,000.00 CITY HIGHLAND PA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60035
UNPAID BALANCE: 334,462.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,256.96 ANNUAL RATE ADJUST: 0.000
LTV : 77.90698 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174642 MORTGAGORS: MARRON, BRIAN
MARRON, TAMI
ADDRESS : 655 WEST BUCKINGHAM PLACE
MORTGAGE AMT: 425,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60657
UNPAID BALANCE: 424,651.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,827.54 ANNUAL RATE ADJUST: 0.000
LTV : 42.50000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174659 MORTGAGORS: CHESROWN, KAREN
ADDRESS : 1943 W FLETCHER STREET
MORTGAGE AMT: 315,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IL 60657
UNPAID BALANCE: 314,741.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 71.59091 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174691 MORTGAGORS: PINKOWSKI, DARLENE
ADDRESS : 5465 FOX PATH LANE
MORTGAGE AMT: 315,000.00 CITY HOFFMAN EST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60192
UNPAID BALANCE: 314,754.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 77.77778 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174709 MORTGAGORS: ROLFES, RICHARD J
ROLFES, MARY
ADDRESS : 1184 BEVERLY HILL DRIVE
MORTGAGE AMT: 300,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45208
UNPAID BALANCE: 298,609.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,046.53 ANNUAL RATE ADJUST: 0.000
LTV : 62.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174717 MORTGAGORS: KOSIEK, TIMOTHY
KOSIEK, MILDRED
ADDRESS : 6233 MALLORY LANE
MORTGAGE AMT: 283,500.00 CITY EDEN PRAIRI
:\
STATE/ZIP :\
LIFETIME RATE : 6.95000 MN 55346
UNPAID BALANCE: 283,029.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,876.63 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.95000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174725 MORTGAGORS: RAAF, JOHN
RAAF, STACEY
ADDRESS : 4861 LILAC PLACE NORTH
MORTGAGE AMT: 276,000.00 CITY LAKE ELMO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 MN 55042
UNPAID BALANCE: 275,283.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,790.14 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174733 MORTGAGORS: MOORE, TERRY
MOORE, BARRY
ADDRESS : 313 246TH WAY SE
MORTGAGE AMT: 431,750.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98053
UNPAID BALANCE: 431,413.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,945.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.95370 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174741 MORTGAGORS: HAGERMAN, STEVEN
HAGERMAN, MARY
ADDRESS : 5964 RIDGE CREEK ROAD
MORTGAGE AMT: 360,000.00 CITY SHOREVIEW
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55126
UNPAID BALANCE: 358,779.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,364.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174758 MORTGAGORS: FEICHTMEIER, PETER
FEICHTMEIER, NANCY
ADDRESS : W296 N2977 FRANCISCAN RD
MORTGAGE AMT: 375,000.00 CITY PEWAUKEE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53072
UNPAID BALANCE: 374,398.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,526.45 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174766 MORTGAGORS: WHITMAN, STEPHEN
WHITMAN, LINDA
ADDRESS : 3620 EILEEN STREET
MORTGAGE AMT: 399,450.00 CITY ORONO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55359
UNPAID BALANCE: 398,437.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,624.11 ANNUAL RATE ADJUST: 0.000
LTV : 88.76667 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174774 MORTGAGORS: BURLING, RICHARD
BURLING, LYNNE
ADDRESS : 3540 NORTH SUMMIT AVENUE
MORTGAGE AMT: 312,000.00 CITY SHOREWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53211
UNPAID BALANCE: 311,750.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174782 MORTGAGORS: SIA, IMELDA
SIA, JOHN
ADDRESS : 6641 N DOWAGIAC AVE
MORTGAGE AMT: 457,000.00 CITY LINCOLNWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60646
UNPAID BALANCE: 456,266.930 OPTION TO CONVERT : No
MONTHLY P&I: 3,078.90 ANNUAL RATE ADJUST: 0.000
LTV : 78.79310 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174808 MORTGAGORS: CANITZ, CHRISTOPHE
CANITZ, CORINA
ADDRESS : 20645 BARTLETT DRIVE
MORTGAGE AMT: 304,000.00 CITY BROOKFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53045
UNPAID BALANCE: 303,266.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174816 MORTGAGORS: SAMSE, MARK
SAMSE, SANDRA
ADDRESS : 8225 SHERMAN ROAD
MORTGAGE AMT: 345,000.00 CITY CEDARBURG
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WI 53012
UNPAID BALANCE: 344,418.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,266.41 ANNUAL RATE ADJUST: 0.000
LTV : 77.52809 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174824 MORTGAGORS: TRABERT, DAVID
DALEY, MARIE
ADDRESS : 9034 ASPEN GROVE LANE
MORTGAGE AMT: 380,200.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53717
UNPAID BALANCE: 379,282.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,561.48 ANNUAL RATE ADJUST: 0.000
LTV : 73.68217 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174832 MORTGAGORS: MCMURRAY, JAMES
MCMURRAY, JANE
ADDRESS : 6113 SOUTH HIGHLANDS AVE
MORTGAGE AMT: 308,000.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WI 53705
UNPAID BALANCE: 307,529.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174840 MORTGAGORS: NEWCOME, JOHN
NEWCOME, MARGARET
ADDRESS : 2249 FAIRMOUNT AVENUE
MORTGAGE AMT: 338,000.00 CITY ST PAUL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55105
UNPAID BALANCE: 337,736.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,305.76 ANNUAL RATE ADJUST: 0.000
LTV : 69.69072 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174857 MORTGAGORS: STEPHAN, ANTHONY
STEPHAN, PAMELA
ADDRESS : 7970 DUNHILL DRIVE
MORTGAGE AMT: 290,250.00 CITY LAKEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60014
UNPAID BALANCE: 290,023.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,980.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.52055 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174865 MORTGAGORS: HANNAH, STEVE
HANNAH, JOELLA
ADDRESS : 2910 SILVER OAK TRAIL
MORTGAGE AMT: 324,800.00 CITY MARION
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 IA 52302
UNPAID BALANCE: 324,265.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,160.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174873 MORTGAGORS: LEVINE, JONATHAN
LEVINE, MICHELLE
ADDRESS : 4321 SQUIRES ROAD
MORTGAGE AMT: 315,000.00 CITY MEQUON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WI 53092
UNPAID BALANCE: 314,519.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.63 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174907 MORTGAGORS: ROTHMAN, JAY
ROTHMAN, TRACY
ADDRESS : 1101 E CIRCLE DRIVE
MORTGAGE AMT: 371,250.00 CITY WHITEFISH B
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53217
UNPAID BALANCE: 370,953.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,501.18 ANNUAL RATE ADJUST: 0.000
LTV : 75.76531 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174915 MORTGAGORS: CHRISTENSEN, PAUL M
CHRISTENSEN, SUE
ADDRESS : W1948 TULETA HILLS RD
MORTGAGE AMT: 431,250.00 CITY MARKESAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WI 53946
UNPAID BALANCE: 430,591.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,978.54 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174923 MORTGAGORS: MC DONOUGH, KEVIN
MC DONOUGH, ROBERTA
ADDRESS : 474 GREENFIELD AVE
MORTGAGE AMT: 335,450.00 CITY GLEN ELLYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60137
UNPAID BALANCE: 334,925.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,288.37 ANNUAL RATE ADJUST: 0.000
LTV : 64.50962 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174931 MORTGAGORS: DOHENY, KEVIN
DOHENY, ROBERTA
ADDRESS : 1610 BLACKHAWK LAKE PLACE
MORTGAGE AMT: 393,000.00 CITY EAGAN
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55122
UNPAID BALANCE: 392,353.840 OPTION TO CONVERT : No
MONTHLY P&I: 2,614.64 ANNUAL RATE ADJUST: 0.000
LTV : 74.85714 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174949 MORTGAGORS: COULSON, MICHAEL
COULSON, SUSAN
ADDRESS : 2540 HANFORD LANE
MORTGAGE AMT: 650,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60504
UNPAID BALANCE: 649,480.200 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.18 ANNUAL RATE ADJUST: 0.000
LTV : 74.99452 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174956 MORTGAGORS: VACCO, DONALD
VACCO, KATHLEEN
ADDRESS : 8S240 DUNHAM DRIVE
MORTGAGE AMT: 297,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60540
UNPAID BALANCE: 295,873.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,324.98 ANNUAL RATE ADJUST: 0.000
LTV : 51.65217 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174964 MORTGAGORS: CHAWLA, ASHOK
CHAWLA, PURNIMA
ADDRESS : 6706 CEDAR VIEW COURT NE
MORTGAGE AMT: 385,150.00 CITY CEDAR RAPID
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 IA 52402
UNPAID BALANCE: 384,818.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,498.08 ANNUAL RATE ADJUST: 0.000
LTV : 79.99792 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174972 MORTGAGORS: NELSON, DAMON
NELSON, LISA
ADDRESS : 6272 ADDINGTON COURT
MORTGAGE AMT: 260,000.00 CITY EDEN PRAIRI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55346
UNPAID BALANCE: 259,561.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000
LTV : 54.73684 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174980 MORTGAGORS: PERRY, RANDALL
PERRY, ELIZABETH
ADDRESS : 975 WEST BRADLEY ROAD
MORTGAGE AMT: 300,000.00 CITY RIVER HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53217
UNPAID BALANCE: 299,518.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 50.42017 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174998 MORTGAGORS: MCINTOSH, GEORGE
MCINTOSH, ELAINE
ADDRESS : 17518 JONES STREET
MORTGAGE AMT: 280,800.00 CITY OMAHA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NE 68118
UNPAID BALANCE: 280,569.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,868.17 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080175003 MORTGAGORS: PETERSON, PAUL
PETERSON, DEBORAH
ADDRESS : 15 HAWK FEATHER CIRCLE
MORTGAGE AMT: 330,000.00 CITY MADISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53717
UNPAID BALANCE: 329,736.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,223.28 ANNUAL RATE ADJUST: 0.000
LTV : 70.21277 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080175136 MORTGAGORS: KAZUKO OKAMO, BARBARA
ADDRESS : 90 W ORANGE HILL CIRCLE
MORTGAGE AMT: 271,000.00 CITY ORANGE VILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 44022
UNPAID BALANCE: 270,575.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000
LTV : 61.59091 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080175201 MORTGAGORS: PALABE, CHRISTOPHE
PALABE, ARLENE
ADDRESS : 404 REGENT COURT
MORTGAGE AMT: 255,000.00 CITY LINDENHURST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60046
UNPAID BALANCE: 254,600.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,739.55 ANNUAL RATE ADJUST: 0.000
LTV : 77.92494 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080175219 MORTGAGORS: WALKER, JERRY
WALKER, LINDA
ADDRESS : 9236 DUCKWOOD TRAIL
MORTGAGE AMT: 251,600.00 CITY WOODBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55125
UNPAID BALANCE: 250,977.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,673.91 ANNUAL RATE ADJUST: 0.000
LTV : 71.07345 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080175227 MORTGAGORS: RUNTZ, RICHARD
MEESKE RUNTZ, JULIE
ADDRESS : 711 OXBOW LN
MORTGAGE AMT: 316,000.00 CITY BARRINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60010
UNPAID BALANCE: 315,493.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080175235 MORTGAGORS: MOCERI, WILLIAM
MOCERI, BONNIE
ADDRESS : 3063 VOORHEIS LAKE CT
MORTGAGE AMT: 420,000.00 CITY LAKE ORION
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MI 48360
UNPAID BALANCE: 419,680.410 OPTION TO CONVERT : No
MONTHLY P&I: 2,900.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080175573 MORTGAGORS: FAIRMAN, JEFFREY
FAIRMAN, AIDA
ADDRESS : 114 PACCHETTI WAY
MORTGAGE AMT: 284,000.00 CITY MOUNTAIN VI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94040
UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,985.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176068 MORTGAGORS: CHAN, LUONG
CHAN, CINDY
ADDRESS : 5778 BELLEZA DRIVE
MORTGAGE AMT: 252,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94588
UNPAID BALANCE: 252,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,697.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176126 MORTGAGORS: AVILA, D
ADDRESS : 24739 NORTH KENNEFICK ROA
MORTGAGE AMT: 350,000.00 CITY GALT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95632
UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 67.30769 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176142 MORTGAGORS: GARCIA, ROY
GARCIA, MARIA
ADDRESS : 4436 PALMDALE STREET
MORTGAGE AMT: 297,700.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94587
UNPAID BALANCE: 297,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.84 ANNUAL RATE ADJUST: 0.000
LTV : 86.28986 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176472 MORTGAGORS: BALASUBRAMAN, CHANDRA
BALASUBRAMAN, ROHIT
ADDRESS : 2875 RUBINO CIRCLE
MORTGAGE AMT: 287,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95125
UNPAID BALANCE: 287,164.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,912.08 ANNUAL RATE ADJUST: 0.000
LTV : 79.98820 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176613 MORTGAGORS: PORCH, R
SUN, KAREN
ADDRESS : 6 HENNA
MORTGAGE AMT: 400,600.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92618
UNPAID BALANCE: 400,263.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,631.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176647 MORTGAGORS: ROBERTS, RICHARD
ROBERTS, PATRICIA
ADDRESS : 760 CAMELOT PARKWAY
MORTGAGE AMT: 333,962.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92019
UNPAID BALANCE: 333,962.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,363.76 ANNUAL RATE ADJUST: 0.000
LTV : 79.51476 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176688 MORTGAGORS: BUNIN, BRUCE
BUNIN, MARIBEL
ADDRESS : 8539 OWENS RIVER CIRCLE
MORTGAGE AMT: 266,500.00 CITY FOUNTAIN VA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92708
UNPAID BALANCE: 266,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,818.00 ANNUAL RATE ADJUST: 0.000
LTV : 62.70588 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176704 MORTGAGORS: BROWN, RICHARD
BROWN, ELISA
ADDRESS : 542 ESCONDIDO CIRCLE
MORTGAGE AMT: 319,200.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94550
UNPAID BALANCE: 318,968.970 OPTION TO CONVERT : No
MONTHLY P&I: 2,259.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080176845 MORTGAGORS: STEINKE, CALVIN
STEINKE, ELIZABETH
ADDRESS : 2581 CRESTVIEW DRIVE
MORTGAGE AMT: 500,000.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92660
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.88 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178023 MORTGAGORS: BAIN, JOAN
ADDRESS : 45 BELL CANYON DRIVE
MORTGAGE AMT: 300,000.00 CITY DOVE CANYON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92679
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 57.69231 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178353 MORTGAGORS: KANAGA, VALIANT
KANAGA, LINDA
ADDRESS : 2780 VALLEY VIEW ROAD
MORTGAGE AMT: 287,800.00 CITY HOLLISTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95023
UNPAID BALANCE: 286,114.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,914.75 ANNUAL RATE ADJUST: 0.000
LTV : 94.99008 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178411 MORTGAGORS: GURR, DAVID
GURR, RINA
ADDRESS : 1 DANCING CLOUD COURT
MORTGAGE AMT: 259,690.00 CITY LAS FLORES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92688
UNPAID BALANCE: 259,690.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.98 ANNUAL RATE ADJUST: 0.000
LTV : 89.85720 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178494 MORTGAGORS: ANDREWS, NATALIE
ANDREWS, DALE
ADDRESS : 1002 MORNING GLORY CT
MORTGAGE AMT: 320,600.00 CITY EL DORADO H
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95762
UNPAID BALANCE: 320,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,187.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.99681 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178536 MORTGAGORS: MC ELRATH, EVE
ADDRESS : 807 CAMINITO DEL SOL
MORTGAGE AMT: 119,920.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92009
UNPAID BALANCE: 119,920.000 OPTION TO CONVERT : No
MONTHLY P&I: 828.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178551 MORTGAGORS: MC TEER, DENNIS
MC TEER, MARGARET
ADDRESS : 8532 CATALINA AVENUE
MORTGAGE AMT: 355,750.00 CITY WHITTIER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90605
UNPAID BALANCE: 355,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,426.84 ANNUAL RATE ADJUST: 0.000
LTV : 88.93750 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178577 MORTGAGORS: JAYE, ROBERT
ADDRESS : 241 SHERMAN CANAL
MORTGAGE AMT: 310,000.00 CITY Venice (area)
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90291
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,194.16 ANNUAL RATE ADJUST: 0.000
LTV : 62.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178668 MORTGAGORS: KIRSCHNER, STEVEN
KIRSCHNER, JULIE
ADDRESS : 7583 EAST ENDEMONT COURT
MORTGAGE AMT: 475,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92808
UNPAID BALANCE: 474,638.560 OPTION TO CONVERT : No
MONTHLY P&I: 3,280.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.16667 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178718 MORTGAGORS: LANDER, ARTHER
LCALOF, ANNE
ADDRESS : 1850 GLENNERYLSTREET
MORTGAGE AMT: 444,000.00 CITY LAGUNA BEAC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92651
UNPAID BALANCE: 443,644.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,991.32 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080178924 MORTGAGORS: BARSTOW, WILLIAM
BARSTOW, BETTY
ADDRESS : 6230 SW ZENITH AVENUE
MORTGAGE AMT: 300,000.00 CITY REDMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 OR 97756
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000
LTV : 90.42273 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080179195 MORTGAGORS: LIPS, EDWIN
LIPS, LISA
ADDRESS : 13428 FEATHERSTONE DRIVE
MORTGAGE AMT: 267,000.00 CITY SAINT LOUIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MO 63131
UNPAID BALANCE: 266,786.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,798.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.21127 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080179245 MORTGAGORS: BHALLA, RAHUL
BHALLA, RUBY
ADDRESS : 305 HAMBLETONIAN DR
MORTGAGE AMT: 340,900.00 CITY OAK BROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60521
UNPAID BALANCE: 340,627.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,296.71 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080179286 MORTGAGORS: RICHEY, DALE
RICHEY, PRISCILLA
ADDRESS : 2718 ROYAL OAK DRIVE NW
MORTGAGE AMT: 280,000.00 CITY SWISHER
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 IA 52338
UNPAID BALANCE: 279,764.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.31647 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080179344 MORTGAGORS: STINE, KENNETH
STINE, TERRY
ADDRESS : 9975 SOUTH 161ST STREET
MORTGAGE AMT: 281,250.00 CITY OMAHA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NE 68136
UNPAID BALANCE: 281,025.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080179427 MORTGAGORS: LYNCH, JOHN
LYNCH, SUSAN
ADDRESS : 525 ROSEMARY ROAD
MORTGAGE AMT: 400,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60045
UNPAID BALANCE: 399,680.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 56.33803 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080180193 MORTGAGORS: GRUODIS, ZITA
GRUODIS, PETRAS
ADDRESS : 7986 TOP OF THE WORLD DR
MORTGAGE AMT: 321,000.00 CITY SALT LAKE C
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 UT 84121
UNPAID BALANCE: 320,280.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,244.48 ANNUAL RATE ADJUST: 0.000
LTV : 94.97041 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080180359 MORTGAGORS: KHARGI, JETENDRA
ADDRESS : 173-12 MAYFIELD RD
MORTGAGE AMT: 269,000.00 CITY Jamaica
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NY 11432
UNPAID BALANCE: 268,774.010 OPTION TO CONVERT : No
MONTHLY P&I: 1,767.14 ANNUAL RATE ADJUST: 0.000
LTV : 87.06000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080180888 MORTGAGORS: AVITIA, ADALBERTO
AVITIA, MARIA
AVITA, YOLANDA
ADDRESS : 18W686 OAKBROOK ROAD
MORTGAGE AMT: 278,000.00 CITY OAK BROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60523
UNPAID BALANCE: 277,783.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.46 ANNUAL RATE ADJUST: 0.000
LTV : 87.42138 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181092 MORTGAGORS: COLLIER, JAMES
COLLIER, BARBARA
ADDRESS : 24102 CLEARBANK LANE
MORTGAGE AMT: 305,000.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91321
UNPAID BALANCE: 304,767.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.56 ANNUAL RATE ADJUST: 0.000
LTV : 87.14286 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181118 MORTGAGORS: TRUJILLO, MICHAEL
TRUJILLO, SANDRA
ADDRESS : 951 SOUTH CREEKVIEW LANE
MORTGAGE AMT: 292,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92808
UNPAID BALANCE: 291,772.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,991.96 ANNUAL RATE ADJUST: 0.000
LTV : 70.36145 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181134 MORTGAGORS: ANDERSON, JOHN
ANDERSON, DIANA
ADDRESS : 19536 MANZANITA DRIVE
MORTGAGE AMT: 256,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95033
UNPAID BALANCE: 255,805.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,768.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181373 MORTGAGORS: JACOBS, ROBERT
JACOBS, BARBARA
ADDRESS : 87451 GREENHILL ROAD
MORTGAGE AMT: 284,300.00 CITY EUGENE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 OR 97402
UNPAID BALANCE: 284,094.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,012.26 ANNUAL RATE ADJUST: 0.000
LTV : 66.89412 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181407 MORTGAGORS: COSGROVE, CAMERON
ADDRESS : 27741 MOTHERLODE COURT
MORTGAGE AMT: 277,100.00 CITY LAGUNA NIGU
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92677
UNPAID BALANCE: 276,894.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.52 ANNUAL RATE ADJUST: 0.000
LTV : 76.97222 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181456 MORTGAGORS: SHOEMAKER, SCOTT
ADDRESS : 525 EAST SEASIDE WAY
MORTGAGE AMT: 490,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90802
UNPAID BALANCE: 489,627.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,384.31 ANNUAL RATE ADJUST: 0.000
LTV : 77.77778 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181696 MORTGAGORS: ARWOOD, MICHAEL
ARWOOD, SANDRA
ADDRESS : 914 APPLEWILDE DRIVE
MORTGAGE AMT: 218,250.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92069
UNPAID BALANCE: 218,075.460 OPTION TO CONVERT : No
MONTHLY P&I: 1,470.40 ANNUAL RATE ADJUST: 0.000
LTV : 79.99135 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181845 MORTGAGORS: BIZZELL, KENNETH
CHAPNICK, CATHERINE
ADDRESS : 1944 FOUNTAINVIEW CIRCLE
MORTGAGE AMT: 314,400.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95403
UNPAID BALANCE: 314,160.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,171.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181878 MORTGAGORS: PHILLIPS, PARKER
PHILLIPS, TAMARA
ADDRESS : 1260 CENTENARY RIDGE
MORTGAGE AMT: 284,000.00 CITY SNELLVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 GA 30078
UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,034.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080182017 MORTGAGORS: LAU, STEPHEN
ADDRESS : 2342 NIGHT SHADE LANE
MORTGAGE AMT: 344,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94539
UNPAID BALANCE: 344,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,288.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080182207 MORTGAGORS: CARPINE, JOSEPH
ADDRESS : 22 ASHMONT STREET
MORTGAGE AMT: 112,500.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 ME 04103
UNPAID BALANCE: 112,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 748.47 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080182231 MORTGAGORS: DULAY, JOSEPHINE
ADDRESS : 2773 HELMSLEY DRIVE
MORTGAGE AMT: 268,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95132
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080182249 MORTGAGORS: SALTS, PAUL
SALTS, LAURIE
ADDRESS : 17732 DEL PASO DRIVE
MORTGAGE AMT: 408,000.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92064
UNPAID BALANCE: 408,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,817.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080182389 MORTGAGORS: OKWUDIAFOR, CHARLES
KERRI, HELEN
ADDRESS : 184 CASTRO LANE
MORTGAGE AMT: 555,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94539
UNPAID BALANCE: 554,588.110 OPTION TO CONVERT : No
MONTHLY P&I: 3,880.64 ANNUAL RATE ADJUST: 0.000
LTV : 74.98987 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080182710 MORTGAGORS: LEONETTI, STEVEN
LEONETTI, WENDY
ADDRESS : 14354 SE CHRISTENSON COUR
MORTGAGE AMT: 130,000.00 CITY CLACKAMAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 OR 97015
UNPAID BALANCE: 130,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 854.01 ANNUAL RATE ADJUST: 0.000
LTV : 74.28571 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080182876 MORTGAGORS: Gaetano, Paul
Gaetano, Donna
ADDRESS : 926 Quarry Hill Court
MORTGAGE AMT: 245,000.00 CITY Santa Rosa
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95405
UNPAID BALANCE: 245,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,671.33 ANNUAL RATE ADJUST: 0.000
LTV : 38.43000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080183015 MORTGAGORS: LOSIE, PAUL
LOSIE, DIANE
ADDRESS : 52 DEL RAY CIRCLE
MORTGAGE AMT: 296,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91360
UNPAID BALANCE: 295,757.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,969.30 ANNUAL RATE ADJUST: 0.000
LTV : 78.93333 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184120 MORTGAGORS: KINSBURSKY, SCOTT
KINGSBURSKY, TAMMY
ADDRESS : 1908 LAKE STREET
MORTGAGE AMT: 408,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92648
UNPAID BALANCE: 407,681.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,783.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184435 MORTGAGORS: BUCK, JAMES
BUCK, LORETTA
ADDRESS : 91 MACALVEY DRIVE
MORTGAGE AMT: 247,000.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94553
UNPAID BALANCE: 246,816.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,727.06 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184476 MORTGAGORS: WALKER, THOMAS
WALKER, VICKI
ADDRESS : 1556 RIALTO LANE
MORTGAGE AMT: 314,000.00 CITY DAVIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95616
UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,142.03 ANNUAL RATE ADJUST: 0.000
LTV : 78.30424 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184500 MORTGAGORS: B MORSE, IVAN
MORSE, SHERYL
ADDRESS : 2311 CORTE DE LA JARRA
MORTGAGE AMT: 320,000.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94566
UNPAID BALANCE: 319,774.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,292.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184534 MORTGAGORS: KELLNER, BRUCE
KELLNER, MICHELLE
ADDRESS : 2220 RISA DRIVE
MORTGAGE AMT: 290,250.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91208
UNPAID BALANCE: 289,599.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,029.47 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184542 MORTGAGORS: MURPHY, MATTHEW
MURPHY, KATHERINE
ADDRESS : 4 OLD CIDER MILL LANE
MORTGAGE AMT: 269,900.00 CITY MANALAPAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NJ 07726
UNPAID BALANCE: 268,279.940 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.33 ANNUAL RATE ADJUST: 0.000
LTV : 71.21372 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184559 MORTGAGORS: PURYEAR, SEAN
ADDRESS : 16504 HIGGINS RUN WAY
MORTGAGE AMT: 313,600.00 CITY FISHERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 40023
UNPAID BALANCE: 313,096.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,112.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184567 MORTGAGORS: STEWART, STEVEN
STEWART, ALICE
ADDRESS : 1457 GOVERNORS RIDGE COUR
MORTGAGE AMT: 246,400.00 CITY FRANKLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TN 37064
UNPAID BALANCE: 245,819.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,680.89 ANNUAL RATE ADJUST: 0.000
LTV : 83.52542 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184575 MORTGAGORS: SMOCK, FREDERICK
STRANGE, JACKIE
ADDRESS : 2267 SPEED AVENUE
MORTGAGE AMT: 461,200.00 CITY LOUISVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 40205
UNPAID BALANCE: 460,086.980 OPTION TO CONVERT : No
MONTHLY P&I: 3,107.19 ANNUAL RATE ADJUST: 0.000
LTV : 74.99187 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184617 MORTGAGORS: SNOWDON, MICHAEL
SNOWDON, ROSE
ADDRESS : ROUTE 1 BOX 83A CAHILL RO
MORTGAGE AMT: 260,000.00 CITY DEMOSSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 KY 41033
UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 68.42105 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184625 MORTGAGORS: TAN, QIANG
YANG, YU
ADDRESS : 104 ST PIERRE WAY
MORTGAGE AMT: 260,000.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94553
UNPAID BALANCE: 259,781.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,708.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184658 MORTGAGORS: KOSLOW, ROBERT
LANDIS, TRACY
ADDRESS : 2413 HUNTINGTON LANE
MORTGAGE AMT: 244,000.00 CITY REDONDO BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90278
UNPAID BALANCE: 244,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,727.02 ANNUAL RATE ADJUST: 0.000
LTV : 72.83582 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184708 MORTGAGORS: SCHROEN, GUY
ADDRESS : 14 ESSEX COURT
MORTGAGE AMT: 295,000.00 CITY FARMINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06032
UNPAID BALANCE: 294,526.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,987.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.94580 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184740 MORTGAGORS: KINN, STEPHEN
KINN, KIMBERLY
ADDRESS : 17567 WAYSIDE DRIVE
MORTGAGE AMT: 260,200.00 CITY DUMFRIES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 22026
UNPAID BALANCE: 259,772.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,731.12 ANNUAL RATE ADJUST: 0.000
LTV : 94.99471 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184773 MORTGAGORS: PERKINS, RANDALL
PERKINS, DOREEN
ADDRESS : 9804 NORTH HEATHER DRIVE
MORTGAGE AMT: 300,000.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93720
UNPAID BALANCE: 299,747.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 78.94737 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184799 MORTGAGORS: TORGGLER, MATTHEW
TORGGLER, SHEILA
ADDRESS : 26127 SOUTHEAST 36TH COUR
MORTGAGE AMT: 335,000.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98029
UNPAID BALANCE: 334,435.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.71 ANNUAL RATE ADJUST: 0.000
LTV : 68.37000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184807 MORTGAGORS: REED, ELLEN
DELONG, JAY
REED, BRENT
ADDRESS : 1620 BOLLINGER LANE
MORTGAGE AMT: 295,200.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95472
UNPAID BALANCE: 294,714.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,963.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184823 MORTGAGORS: HULET, ROBERT
HULET, LAURIE
ADDRESS : 2921 MADRONE LANE
MORTGAGE AMT: 408,000.00 CITY PEBBLE BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93953
UNPAID BALANCE: 407,665.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,714.43 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184831 MORTGAGORS: BAE, JUM HWA
KINGKEO, KHAMSOUK
ADDRESS : 3085 FLORENCE AVENUE
MORTGAGE AMT: 257,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95127
UNPAID BALANCE: 257,593.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,736.85 ANNUAL RATE ADJUST: 0.000
LTV : 79.98000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184849 MORTGAGORS: LAMBING, EDWARD
LAMBING, NANCY
ADDRESS : 340 COUNTRY ESTATES DRIVE
MORTGAGE AMT: 369,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95060
UNPAID BALANCE: 368,697.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,454.97 ANNUAL RATE ADJUST: 0.000
LTV : 64.85000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184856 MORTGAGORS: SINGH, SARBJEET
JOHAL, PARWINDER
ADDRESS : 34269 ASPEN LOOP
MORTGAGE AMT: 307,900.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94587
UNPAID BALANCE: 307,647.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.98000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184864 MORTGAGORS: DELGADO, DANA
delgado, tony
ADDRESS : 32408 DEL REY COURT
MORTGAGE AMT: 336,800.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94587
UNPAID BALANCE: 336,550.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,354.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184872 MORTGAGORS: HUNTER, JOHN
HUNTER, MARGARET
ADDRESS : 7790 HIHN ROAD
MORTGAGE AMT: 352,800.00 CITY BEN LOMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95005
UNPAID BALANCE: 352,274.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,466.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184880 MORTGAGORS: MECOZZI, DOMINICK
MECOZZI, ELIZABETH
ADDRESS : 220 WALNUT STREET
MORTGAGE AMT: 441,750.00 CITY PACIFIC GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93950
UNPAID BALANCE: 441,405.400 OPTION TO CONVERT : No
MONTHLY P&I: 3,013.51 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184898 MORTGAGORS: LOCKE, DONALD
LOCKE, MARILYN
ADDRESS : 1543 STUBBINS WAY
MORTGAGE AMT: 288,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95132
UNPAID BALANCE: 288,569.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.70 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184906 MORTGAGORS: FROST, JASON
FROST, ELIZABETH
ADDRESS : 2232 NORMANDY CIRCLE
MORTGAGE AMT: 423,200.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94550
UNPAID BALANCE: 422,853.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,815.56 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184914 MORTGAGORS: MAKER, WILLIAM
MAKER, LISA
ADDRESS : 18434 MEADOW RIDGE ROAD
MORTGAGE AMT: 325,600.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93907
UNPAID BALANCE: 325,339.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,193.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184922 MORTGAGORS: BERGNER, ROBERT
BERGNER, LAURITA
ADDRESS : 5492 LINDEN STREET
MORTGAGE AMT: 340,600.00 CITY DUBLIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94568
UNPAID BALANCE: 340,327.620 OPTION TO CONVERT : No
MONTHLY P&I: 2,294.69 ANNUAL RATE ADJUST: 0.000
LTV : 79.77000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184930 MORTGAGORS: LINZER, RICHARD
PHILLIPS, DANIEL
PHILLIPS, JUDITH
SCHATAN, BARBARA
ADDRESS : 350 PRIMROSE LANE
MORTGAGE AMT: 319,600.00 CITY WATSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95076
UNPAID BALANCE: 319,362.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,234.69 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184948 MORTGAGORS: TAMRAS, ESHA
TAMRAS, CARMEN
ADDRESS : 1229 DIABLO WAY
MORTGAGE AMT: 358,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95120
UNPAID BALANCE: 358,113.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,414.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184955 MORTGAGORS: UNDERWOOD, LEO
UNDERWOOD, JEAN
ADDRESS : 24565 PASEO PRIVADO
MORTGAGE AMT: 348,800.00 CITY SALINAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 93908
UNPAID BALANCE: 348,226.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184963 MORTGAGORS: SIMIONAS, TRAIAN
SIMIONAS, MIRELA
ADDRESS : 1609 ORCHARD VIEW DRIVE
MORTGAGE AMT: 287,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95124
UNPAID BALANCE: 286,561.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,982.24 ANNUAL RATE ADJUST: 0.000
LTV : 89.69000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184971 MORTGAGORS: HARRINGTON, DIANNE
ADDRESS : 42911 ISLE ROYAL STREET
MORTGAGE AMT: 283,100.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94538
UNPAID BALANCE: 282,867.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,883.47 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185002 MORTGAGORS: Rohman, Nancy
ADDRESS : 520 5TH STREET
MORTGAGE AMT: 598,200.00 CITY MANHATTAN BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90266
UNPAID BALANCE: 597,709.660 OPTION TO CONVERT : No
MONTHLY P&I: 3,979.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.97000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185010 MORTGAGORS: WATSON, DAVID
GOREN, VALERIE
ADDRESS : 21591 MONTBURY DRIVE
MORTGAGE AMT: 392,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92630
UNPAID BALANCE: 391,006.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,575.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185028 MORTGAGORS: LYNCH, KEVIN JOHN
LYNCH, JEANINE IRENE
ADDRESS : 720 SOUTH STARVIEW COURT
MORTGAGE AMT: 272,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92808
UNPAID BALANCE: 271,777.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185036 MORTGAGORS: GROSS, WILLIAM
GROSS, JOSEPHINE
ADDRESS : 24606 MOONFIRE DRIVE, #27
MORTGAGE AMT: 260,000.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92629
UNPAID BALANCE: 259,603.100 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185044 MORTGAGORS: WADDELL, DAVID ROBERT
ADDRESS : 1739 MORGAN LANE
MORTGAGE AMT: 272,000.00 CITY REDONDO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90278
UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185051 MORTGAGORS: KRAGEN, STANLEY
KRAGEN, MINDY
ADDRESS : 23681 POSEY LANE
MORTGAGE AMT: 306,400.00 CITY WEST HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91304
UNPAID BALANCE: 306,160.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,090.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185069 MORTGAGORS: FADDIS, WAYNE
ADDRESS : 3226 PEAKWOOD DRIVE
MORTGAGE AMT: 265,000.00 CITY ROANOKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 24014
UNPAID BALANCE: 264,782.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000
LTV : 72.60000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185077 MORTGAGORS: STREB, FRED
STREB, CARA JO
ADDRESS : 14046 EAGLE CHASE CIRCLE
MORTGAGE AMT: 312,000.00 CITY CHANTILLY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20151
UNPAID BALANCE: 311,744.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185101 MORTGAGORS: MARSILLO, DINO
ADDRESS : 10967 EAST KORA LANE
MORTGAGE AMT: 267,750.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85259
UNPAID BALANCE: 267,341.280 OPTION TO CONVERT : No
MONTHLY P&I: 1,849.28 ANNUAL RATE ADJUST: 0.000
LTV : 77.76000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185127 MORTGAGORS: WEBB, KENNETH
ADDRESS : 2221 SIERRA HEIGHTS DRIVE
MORTGAGE AMT: 329,600.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NV 89134
UNPAID BALANCE: 329,121.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,332.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185143 MORTGAGORS: ABRAMS, DANIEL
PINCUS, SHARON
ADDRESS : 4787 E. VALLEY VISTA LANE
MORTGAGE AMT: 496,000.00 CITY PARADISE VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 AZ 85253
UNPAID BALANCE: 495,184.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,299.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185168 MORTGAGORS: CULVER, JAMES
ADDRESS : 15156 EAST TWILIGHT VIEW
MORTGAGE AMT: 268,000.00 CITY FOUNTAIN HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 AZ 85268
UNPAID BALANCE: 267,548.410 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185176 MORTGAGORS: MEANS, MARK
MEANS, CATHY
ADDRESS : 13761 SHOAL SUMMIT DRIVE
MORTGAGE AMT: 325,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92128
UNPAID BALANCE: 324,465.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,162.23 ANNUAL RATE ADJUST: 0.000
LTV : 67.58000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185184 MORTGAGORS: SCHOFFSTALL, MARK
WALKER, KIMBERLY
ADDRESS : 4508 VEREDA MAR DE PONDER
MORTGAGE AMT: 302,200.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92130
UNPAID BALANCE: 301,703.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,010.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185200 MORTGAGORS: MIKESELL, PAMELA
BEGGS, TRACY
ADDRESS : 103 GRIPPEN ROAD WEST
MORTGAGE AMT: 373,500.00 CITY CAMP VERDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 86322
UNPAID BALANCE: 373,215.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,579.67 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185218 MORTGAGORS: CAMPBELL, J.
ADDRESS : 11236 NORTH 120TH PLACE
MORTGAGE AMT: 314,300.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85259
UNPAID BALANCE: 313,832.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,197.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185226 MORTGAGORS: COFFMAN, JOHN
COFFMAN, CYNTHIA
ADDRESS : 50 ELK LANE
MORTGAGE AMT: 319,600.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CO 80127
UNPAID BALANCE: 319,311.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,020.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185234 MORTGAGORS: SCHMIDT, JILL ELAINE
KOWAL, THOMAS WILLIAM
ADDRESS : 1509 COTTONWOOD LANE
MORTGAGE AMT: 501,000.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80121
UNPAID BALANCE: 500,609.180 OPTION TO CONVERT : No
MONTHLY P&I: 3,417.70 ANNUAL RATE ADJUST: 0.000
LTV : 66.71000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185242 MORTGAGORS: POTESTIO, ANTHONY JOHN
POTESTIO, DEANNE COLLEEN
ADDRESS : 15426 EAST PROGRESS DRIVE
MORTGAGE AMT: 533,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80015
UNPAID BALANCE: 532,145.010 OPTION TO CONVERT : No
MONTHLY P&I: 3,590.92 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185259 MORTGAGORS: STAFFORD, ROBERT
STAFFORD, JANET
ADDRESS : 16 VIKING DRIVE
MORTGAGE AMT: 471,200.00 CITY ENGLEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CO 80110
UNPAID BALANCE: 470,425.260 OPTION TO CONVERT : No
MONTHLY P&I: 3,134.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185267 MORTGAGORS: NAEGLE, GEORGE
NAEGLE, ANGELA
ADDRESS : 34 WEST 3300 SOUTH
MORTGAGE AMT: 306,000.00 CITY BOUNTIFUL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 UT 84010
UNPAID BALANCE: 305,749.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,035.83 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185275 MORTGAGORS: GEE, CHARLES
ADDRESS : 2020 19TH STREET
MORTGAGE AMT: 283,500.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80302
UNPAID BALANCE: 283,067.240 OPTION TO CONVERT : No
MONTHLY P&I: 1,958.06 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185283 MORTGAGORS: MEYER, MICHAEL
MEYER, JEANNIE
ADDRESS : 611 FOURTH AVENUE
MORTGAGE AMT: 572,000.00 CITY SPRING LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 NJ 07762
UNPAID BALANCE: 571,470.210 OPTION TO CONVERT : No
MONTHLY P&I: 3,568.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185309 MORTGAGORS: CROW, JAMES
ADDRESS : 109 SECRETARIAT PLACE
MORTGAGE AMT: 392,000.00 CITY HENDERSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TN 37075
UNPAID BALANCE: 391,694.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185317 MORTGAGORS: DEVINE, MICHAEL
DEVINE, MELISA
ADDRESS : 13805 60TH STREET SOUTHEA
MORTGAGE AMT: 242,950.00 CITY SNOHOMISH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98290
UNPAID BALANCE: 242,550.560 OPTION TO CONVERT : No
MONTHLY P&I: 1,616.35 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185333 MORTGAGORS: WEINSTEIN, CHRISTOPHER
ADDRESS : 7704 16TH AVE NE
MORTGAGE AMT: 261,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98115
UNPAID BALANCE: 260,786.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,736.44 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185341 MORTGAGORS: GREENSHIELDS, LESLIE
GREENSHIELDS, MARK
ADDRESS : 15261 - 80TH AVENUE N.E.
MORTGAGE AMT: 309,600.00 CITY KENMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98028
UNPAID BALANCE: 309,346.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,059.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185358 MORTGAGORS: MEADE, BARRY
MEADE, ROBERTA
ADDRESS : 13610 SE 54TH PLACE
MORTGAGE AMT: 395,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98006
UNPAID BALANCE: 394,334.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.87 ANNUAL RATE ADJUST: 0.000
LTV : 79.80000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185366 MORTGAGORS: COX, COLLETT
ARRAJ, WILLIAM
ADDRESS : 19005 FOREST PARK DRIVE N
MORTGAGE AMT: 335,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98155
UNPAID BALANCE: 334,449.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,228.76 ANNUAL RATE ADJUST: 0.000
LTV : 48.91000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185382 MORTGAGORS: MACGILCHRIST, ROBERT
MACGILCHRIST, COLLEEN
ADDRESS : 5009 35TH AVE SW
MORTGAGE AMT: 250,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98126
UNPAID BALANCE: 249,618.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,726.69 ANNUAL RATE ADJUST: 0.000
LTV : 87.49000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185390 MORTGAGORS: MCDOUGALL, JOHN
LYNCH, CHRISTOPHER
WARMENHOVEN, NICHOLAS
ADDRESS : 5231 16TH AVE NE
MORTGAGE AMT: 314,100.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98105
UNPAID BALANCE: 313,583.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,089.72 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185408 MORTGAGORS: PUTT, KEITH
PUTT, SUZANNE
ADDRESS : 24956 SE 43RD STREET
MORTGAGE AMT: 260,300.00 CITY ISSAQUAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WA 98029
UNPAID BALANCE: 260,096.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,775.70 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185416 MORTGAGORS: HALL, JOHN CHARLES
ADDRESS : 12607 S.E. 85TH PLACE
MORTGAGE AMT: 292,700.00 CITY NEWCASTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98056
UNPAID BALANCE: 292,460.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,947.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185424 MORTGAGORS: LU, SAM
LU, JOYCE
ADDRESS : 18104 88TH AVENUE WEST
MORTGAGE AMT: 420,000.00 CITY EDMONDS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98026
UNPAID BALANCE: 419,647.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,759.10 ANNUAL RATE ADJUST: 0.000
LTV : 76.50000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185432 MORTGAGORS: CARROLL, JAMES
SALTONSTALL, BRITTA
ADDRESS : 646 PINE STREET
MORTGAGE AMT: 315,200.00 CITY EDMONDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98020
UNPAID BALANCE: 314,681.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185440 MORTGAGORS: MOSTUL, MARK
MOSTUL, TRINITY
ADDRESS : 16431 SOUTHEAST 31ST STRE
MORTGAGE AMT: 268,000.00 CITY BELLEVUE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 WA 98008
UNPAID BALANCE: 267,091.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185465 MORTGAGORS: ADAMS, JAY
ADAMS, RUTH
ADDRESS : 710 SOUTH MINNESOTA STREE
MORTGAGE AMT: 269,600.00 CITY CARSON CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NV 89703
UNPAID BALANCE: 269,178.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185473 MORTGAGORS: GRAHL, COLIN
HAUBER, KAREN
ADDRESS : 1104 KIMBERLY COURT
MORTGAGE AMT: 300,000.00 CITY ROSEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95661
UNPAID BALANCE: 299,760.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,021.16 ANNUAL RATE ADJUST: 0.000
LTV : 68.97000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185481 MORTGAGORS: YU, VIVIAN
GETTINS, JAMES
ADDRESS : 385 PORTOFINO DRIVE
MORTGAGE AMT: 599,200.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94070
UNPAID BALANCE: 598,708.840 OPTION TO CONVERT : No
MONTHLY P&I: 3,986.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185499 MORTGAGORS: MUSCHEID, MARTIN
MUSCHEID, KENDIS
ADDRESS : 4842 EAST MOUNTAIN VIEW R
MORTGAGE AMT: 400,000.00 CITY PARADISE VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85253
UNPAID BALANCE: 399,389.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 89.29000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185515 MORTGAGORS: MONTEMAYOR, DEAN
MONTEMAYOR, TERESA
ADDRESS : 6400 LEDGE MOUNTAIN DRIVE
MORTGAGE AMT: 350,000.00 CITY AUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 TX 78731
UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 76.09000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185523 MORTGAGORS: SULLIVAN, JOHN O'SHEA
SULLIVAN, LYNN
ADDRESS : 1000 MOUNTAIN CREEK TRAIL
MORTGAGE AMT: 300,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30328
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 77.92000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185549 MORTGAGORS: BONDURANT, STUART
BONDURANT, ELIZABETH
ADDRESS : 300 THE PRADO
MORTGAGE AMT: 300,000.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30309
UNPAID BALANCE: 299,754.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,995.91 ANNUAL RATE ADJUST: 0.000
LTV : 39.47000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185564 MORTGAGORS: STACEY, JAMES
STACEY, JOANNE
ADDRESS : LOT 10 FISHBROOK POINT
MORTGAGE AMT: 280,000.00 CITY BLUE RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30513
UNPAID BALANCE: 279,550.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185580 MORTGAGORS: BEECH, DERRICK
BEECH, BETTINA
ADDRESS : 9495 HEDGEGROVE COVE
MORTGAGE AMT: 430,400.00 CITY GERMANTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TN 38138
UNPAID BALANCE: 430,055.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,899.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185598 MORTGAGORS: SCHWENTERLEY, JAMES
VOLWILER, CHARLES
ADDRESS : 1220 LAURENT STREET
MORTGAGE AMT: 500,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95060
UNPAID BALANCE: 499,647.110 OPTION TO CONVERT : No
MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000
LTV : 65.70000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185630 MORTGAGORS: BEPKO, NEAL
BEPKO, VIRGINIA
ADDRESS : 12275 CHARLES LACEY DRIVE
MORTGAGE AMT: 273,300.00 CITY MANASSAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 20112
UNPAID BALANCE: 273,064.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,772.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185648 MORTGAGORS: FENWICK, JASON
ADDRESS : 4808 SILVERBROOK WAY
MORTGAGE AMT: 273,100.00 CITY BOWIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 20720
UNPAID BALANCE: 272,886.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,863.02 ANNUAL RATE ADJUST: 0.000
LTV : 94.99000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185655 MORTGAGORS: EDWARDS, KATHERINE BOURKE
ADDRESS : 3 FIRST AVENUE
MORTGAGE AMT: 350,000.00 CITY SOUTHERN SHORES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 NC 27949
UNPAID BALANCE: 349,705.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,299.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.55000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185671 MORTGAGORS: HILL, BRIGANTE
HILL, MELVIERA
ADDRESS : 12 HILLS DRIVE
MORTGAGE AMT: 379,000.00 CITY MONTGOMERY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08502
UNPAID BALANCE: 378,696.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,553.39 ANNUAL RATE ADJUST: 0.000
LTV : 78.79000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185689 MORTGAGORS: RADERMAN, MICHAEL
RADERMAN, MARILYN
ADDRESS : 811 WEISBURG ROAD
MORTGAGE AMT: 275,500.00 CITY WHITE HALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21161
UNPAID BALANCE: 275,290.370 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.81 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185705 MORTGAGORS: WALLACE, JONATHAN B
WALLACE, MAUREEN C
ADDRESS : 1210 CULBERTSON CIRCLE
MORTGAGE AMT: 247,200.00 CITY WEST CHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19380
UNPAID BALANCE: 247,007.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,686.34 ANNUAL RATE ADJUST: 0.000
LTV : 89.99000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185713 MORTGAGORS: MORIARTY, KEVIN
MORIARTY, MICHELLE
ADDRESS : 22 PLYMOUTH ROAD
MORTGAGE AMT: 528,000.00 CITY SUMMIT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07901
UNPAID BALANCE: 527,153.030 OPTION TO CONVERT : No
MONTHLY P&I: 3,557.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185721 MORTGAGORS: CEPEDA, ROGER
STRUPP, MAUREEN
ADDRESS : 4105 WHISPERING LANE
MORTGAGE AMT: 245,600.00 CITY ANNANDALE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22003
UNPAID BALANCE: 245,388.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,592.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185739 MORTGAGORS: AZAMI, DINA
AZAMI, ROYA
AZAMI, YAMA
ADDRESS : 8402 COPPER LEAF COURT
MORTGAGE AMT: 293,600.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22039
UNPAID BALANCE: 292,008.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185747 MORTGAGORS: GREER, PAUL
GREER, ANNE
ADDRESS : 23599 SHINGLE CREEK ROAD
MORTGAGE AMT: 284,000.00 CITY GOLDEN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CO 80401
UNPAID BALANCE: 283,761.400 OPTION TO CONVERT : No
MONTHLY P&I: 1,865.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185754 MORTGAGORS: MCNULTY, WILLIAM
MCNULTY, SHANYN
ADDRESS : 3615 N VACATION LANE
MORTGAGE AMT: 304,000.00 CITY ARLINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 VA 22207
UNPAID BALANCE: 303,448.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,921.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185762 MORTGAGORS: MOORE, TERRENCE
MOORE, ELLEN
ADDRESS : 3680 SABLEWOOD DRIVE
MORTGAGE AMT: 558,400.00 CITY DOYLESTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 PA 18901
UNPAID BALANCE: 557,930.880 OPTION TO CONVERT : No
MONTHLY P&I: 3,668.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185770 MORTGAGORS: NAIMI, PARI
MIRJAHANGIRI, HAMID
ADDRESS : 12457 ERICA HILL LANE
MORTGAGE AMT: 252,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 VA 22033
UNPAID BALANCE: 251,812.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,762.02 ANNUAL RATE ADJUST: 0.000
LTV : 89.88000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185788 MORTGAGORS: BUENTING JR., ROBERT
BUENTING, MARY
ADDRESS : 1007 EATON DRIVE
MORTGAGE AMT: 600,000.00 CITY MCLEAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22102
UNPAID BALANCE: 599,470.630 OPTION TO CONVERT : No
MONTHLY P&I: 3,841.87 ANNUAL RATE ADJUST: 0.000
LTV : 71.01000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185796 MORTGAGORS: JOHNSON, DAN
JOHNSON, SHEILA
ADDRESS : 5478 ASHLEIGH ROAD
MORTGAGE AMT: 308,000.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22030
UNPAID BALANCE: 307,753.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185804 MORTGAGORS: CORNELL, ERIC
LANDRY, CELESTE
ADDRESS : 745 UNIVERSITY AVENUE
MORTGAGE AMT: 360,000.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CO 80302
UNPAID BALANCE: 359,436.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,455.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185812 MORTGAGORS: BARRON, KEVIN
BARRON, MARY
ADDRESS : 2051 LIZA WAY
MORTGAGE AMT: 291,900.00 CITY GAMBRILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 MD 21054
UNPAID BALANCE: 291,370.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,845.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080185820 MORTGAGORS: ZARKHOSH, MEHDI
ZARKHOSH, MAHNAZ
ADDRESS : 1008 CHALLEDON ROAD
MORTGAGE AMT: 304,000.00 CITY GREAT FALLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22066
UNPAID BALANCE: 303,738.260 OPTION TO CONVERT : No
MONTHLY P&I: 1,971.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186109 MORTGAGORS: MULSOW, JEFF
MULSOW, LINDA
ADDRESS : 28 HURST COURT
MORTGAGE AMT: 431,650.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94583
UNPAID BALANCE: 431,313.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,944.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186117 MORTGAGORS: POTE, MICHAEL
POTE, KATHY
ADDRESS : 2486 WEST MENLO AVENUE
MORTGAGE AMT: 268,000.00 CITY FRESNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93711
UNPAID BALANCE: 267,600.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,873.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186125 MORTGAGORS: MERSCHAT, MARTY
MERSCHAT, DARLENE
ADDRESS : 503 ISABEL DRIVE
MORTGAGE AMT: 272,000.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94553
UNPAID BALANCE: 271,787.810 OPTION TO CONVERT : No
MONTHLY P&I: 1,855.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186208 MORTGAGORS: RIEGEL, JAMES
RIEGEL, GEOFFREY
ADDRESS : 694 NICHOLSON AVENUE
MORTGAGE AMT: 304,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95051
UNPAID BALANCE: 303,756.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,048.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186257 MORTGAGORS: CLAUDIO, MARY
ADDRESS : 172 MELISSA CIRCLE
MORTGAGE AMT: 350,000.00 CITY DALY CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94014
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 89.97000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186273 MORTGAGORS: SZATKO, JEROME
SZATKO, JUDI
ADDRESS : 1653 ANDALUSIA WAY
MORTGAGE AMT: 300,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95125
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186307 MORTGAGORS: HOBBS, STEVEN
ADDRESS : 4348 MUIRWOOD DRIVE
MORTGAGE AMT: 279,200.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94588
UNPAID BALANCE: 278,971.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,857.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186356 MORTGAGORS: SULYMANKHEL, JAWAD
ADDRESS : 5220 KELLER RIDGE DRIVE
MORTGAGE AMT: 333,400.00 CITY CLAYTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94517
UNPAID BALANCE: 332,903.590 OPTION TO CONVERT : No
MONTHLY P&I: 2,331.18 ANNUAL RATE ADJUST: 0.000
LTV : 88.25000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186406 MORTGAGORS: ROSS, JEFF
ROSS, JULIE
ADDRESS : 41489 TRENOUTH STREET
MORTGAGE AMT: 228,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94538
UNPAID BALANCE: 227,817.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,536.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186430 MORTGAGORS: LORDIER, KIMBERLY
LORDIER, TIMOTHY
ADDRESS : 529 ANITA LANE
MORTGAGE AMT: 300,000.00 CITY MILLBRAE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94030
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186448 MORTGAGORS: SWAIM, JOSEPH
ADDRESS : 978 ROCKDALE DRIVE
MORTGAGE AMT: 326,400.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95129
UNPAID BALANCE: 326,157.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,282.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186489 MORTGAGORS: WONG, ROBINA
LAW, IVAN
ADDRESS : 369 PACIFIC DRIVE
MORTGAGE AMT: 299,950.00 CITY MOUNTAIN VIEW
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94043
UNPAID BALANCE: 299,727.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.29 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186547 MORTGAGORS: JAMES, M
ADDRESS : 9085 WAITS FERRY CROSSING
MORTGAGE AMT: 307,200.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 GA 30097
UNPAID BALANCE: 306,941.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,018.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186588 MORTGAGORS: TUMARKIN, JEFFREY
TUMARKIN, PATRICIA
ADDRESS : 9449 COPENHAVER DRIVE
MORTGAGE AMT: 305,000.00 CITY POTOMAC
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20854
UNPAID BALANCE: 304,743.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,003.63 ANNUAL RATE ADJUST: 0.000
LTV : 79.01554 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186620 MORTGAGORS: PARGIN, ROBERT
ADDRESS : 10005 SAN BERNADINO NE
MORTGAGE AMT: 521,250.00 CITY ALBUQUERQUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NM 87122
UNPAID BALANCE: 520,843.380 OPTION TO CONVERT : No
MONTHLY P&I: 3,555.84 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186646 MORTGAGORS: RIEGO, ROMEO
RIEGO, LUCY
ADDRESS : 33750 HEARTLAND COURT
MORTGAGE AMT: 429,450.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 94587
UNPAID BALANCE: 428,671.430 OPTION TO CONVERT : No
MONTHLY P&I: 2,714.42 ANNUAL RATE ADJUST: 0.000
LTV : 89.99371 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186679 MORTGAGORS: HARRIS, TOBEY
HARRIS, JOY
ADDRESS : 869 CASTLE PINES DRIVE
MORTGAGE AMT: 291,000.00 CITY BALLWIN
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 MO 63021
UNPAID BALANCE: 290,814.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,186.19 ANNUAL RATE ADJUST: 0.000
LTV : 78.64865 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186687 MORTGAGORS: KATZ, HARRY
KATZ, RONA
ADDRESS : 1316 WELLINGTON DR
MORTGAGE AMT: 400,000.00 CITY PITTSBURGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 PA 15241
UNPAID BALANCE: 399,710.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186737 MORTGAGORS: HARRIS, RONALD
HARRIS, DOLORES
ADDRESS : 375 NEWPORT ROAD
MORTGAGE AMT: 273,000.00 CITY HULL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MA 02045
UNPAID BALANCE: 272,807.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,955.81 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186786 MORTGAGORS: MASCALI, ROSEANN
LINVILLE, JEAN
ADDRESS : 128 FULLER ROAD
MORTGAGE AMT: 263,400.00 CITY BRIARCLIFF
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 10510
UNPAID BALANCE: 262,649.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.03 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186828 MORTGAGORS: BLACKBURN, DONALD
BLACKBURN, EDWINA
ADDRESS : 1401 DARTMOUTH DRIVE
MORTGAGE AMT: 262,800.00 CITY SOUTHLAKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 76092
UNPAID BALANCE: 262,165.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,770.53 ANNUAL RATE ADJUST: 0.000
LTV : 74.97860 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186836 MORTGAGORS: PEPIS, RICK
PEPIS, FRANCIS
ADDRESS : 113 OLD PONTE VEDRA DRIVE
MORTGAGE AMT: 400,000.00 CITY PONTE VEDRA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 32082
UNPAID BALANCE: 399,389.390 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 88.99766 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186844 MORTGAGORS: D ASCENZO, MARK
D ASCENZO, MICHELLE
ADDRESS : 766 CHESSIE CROSSING WAY
MORTGAGE AMT: 291,375.00 CITY WOODBINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21797
UNPAID BALANCE: 290,916.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,987.69 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186851 MORTGAGORS: TUYL, ALAN
TUYL, JEAN
ADDRESS : 403 CHEROKEE STREET
MORTGAGE AMT: 327,800.00 CITY MARIETTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 GA 30060
UNPAID BALANCE: 327,274.170 OPTION TO CONVERT : No
MONTHLY P&I: 2,208.45 ANNUAL RATE ADJUST: 0.000
LTV : 71.26087 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186885 MORTGAGORS: SPONGBERG, ANDREW
SPONGBERG, SARAH
ADDRESS : 849 Rock O'Dundee Rd.
MORTGAGE AMT: 380,000.00 CITY SOUTH DARTM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MA 02748
UNPAID BALANCE: 379,703.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,592.27 ANNUAL RATE ADJUST: 0.000
LTV : 43.18182 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186927 MORTGAGORS: MCKEEVER, GRANT
ADDRESS : 12515 KLUGE ROAD
MORTGAGE AMT: 317,000.00 CITY CYPRESS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 77429
UNPAID BALANCE: 316,740.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,109.01 ANNUAL RATE ADJUST: 0.000
LTV : 70.44444 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186950 MORTGAGORS: PARK, RONNY
PARK, MICHELLE
ADDRESS : 605 DEFOREST ROAD
MORTGAGE AMT: 279,450.00 CITY COPPELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 75019
UNPAID BALANCE: 279,220.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,859.19 ANNUAL RATE ADJUST: 0.000
LTV : 77.62500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080186968 MORTGAGORS: DEBONNE, JEANETTE
ADDRESS : 755 AVENIDA CAVALLEROS
MORTGAGE AMT: 300,000.00 CITY PALM SPRING
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92262
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187016 MORTGAGORS: VANDERLEEST, CRAIG
VANDERLEEST, SARA
ADDRESS : 2604 CHARLESTOWNE LANE
MORTGAGE AMT: 319,000.00 CITY NAPERVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60564
UNPAID BALANCE: 318,513.030 OPTION TO CONVERT : No
MONTHLY P&I: 2,203.26 ANNUAL RATE ADJUST: 0.000
LTV : 79.96992 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187073 MORTGAGORS: ANDERSON, MARGARET
ADDRESS : 1453 BIG PLUM DRIVE
MORTGAGE AMT: 325,000.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95472
UNPAID BALANCE: 324,478.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.27000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187081 MORTGAGORS: BRIGGS, TERENCE
BRIGGS, SHEILA
ADDRESS : 250 PLEASANT HILL ROAD
MORTGAGE AMT: 301,600.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95472
UNPAID BALANCE: 301,340.330 OPTION TO CONVERT : No
MONTHLY P&I: 1,956.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187099 MORTGAGORS: BUCKHOLDT, TOMMY
BUCKHOLDT, KATHRYN
ADDRESS : 292 URBANA LANE
MORTGAGE AMT: 260,000.00 CITY BEN LOMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95005
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 68.42000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187107 MORTGAGORS: SPERRY, WILLIAM
ADDRESS : 551 BALTUSROL DRIVE
MORTGAGE AMT: 294,800.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95003
UNPAID BALANCE: 294,586.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,086.58 ANNUAL RATE ADJUST: 0.000
LTV : 79.68000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187115 MORTGAGORS: HAMIDBATANI, REZA
ADDRESS : 40670 MISSION BOULEVARD
MORTGAGE AMT: 396,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94539
UNPAID BALANCE: 395,090.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,735.07 ANNUAL RATE ADJUST: 0.000
LTV : 88.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187123 MORTGAGORS: TOPUSIDIS, GEORGE
TOPUSIDIS, KATHLEEN
ADDRESS : 290 KIPLING AVENUE
MORTGAGE AMT: 245,000.00 CITY BEN LOMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95005
UNPAID BALANCE: 244,813.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,692.15 ANNUAL RATE ADJUST: 0.000
LTV : 59.04000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187131 MORTGAGORS: BOLOURCHI, HOSSEIN
BOLOURCHI, ZAHRA
ADDRESS : 140 DUDLEY AVENUE
MORTGAGE AMT: 383,000.00 CITY PIEDMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94611
UNPAID BALANCE: 382,415.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,645.29 ANNUAL RATE ADJUST: 0.000
LTV : 71.59000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187149 MORTGAGORS: KELLY, RICHARD
KELLY, KIMBERLY HALL
ADDRESS : 18736 BRICKELL WAY
MORTGAGE AMT: 290,000.00 CITY CASTRO VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94546
UNPAID BALANCE: 289,784.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,027.72 ANNUAL RATE ADJUST: 0.000
LTV : 79.45000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187156 MORTGAGORS: MEINCKE, DETLEF
MEINCKE, DORO
ADDRESS : 395 SHAWNEE PLACE
MORTGAGE AMT: 312,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94539
UNPAID BALANCE: 311,499.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187172 MORTGAGORS: COOK, MATTHEW
COOK, CATHY
ADDRESS : 31851 VIA PATO
MORTGAGE AMT: 402,750.00 CITY COTO DE CAZA AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92679
UNPAID BALANCE: 402,443.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,781.69 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187180 MORTGAGORS: MCPEAK, RAYMOND
MCPEAK, KAYANN
ADDRESS : 30832 PALMETTO PLACE
MORTGAGE AMT: 435,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92677
UNPAID BALANCE: 434,685.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,078.90 ANNUAL RATE ADJUST: 0.000
LTV : 77.96000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187198 MORTGAGORS: MORGAN, DAVID PAUL
COPELAND MORGAN, YOULONDA
ADDRESS : 1412 RANCHO HILLS DRIVE
MORTGAGE AMT: 308,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91709
UNPAID BALANCE: 307,741.240 OPTION TO CONVERT : No
MONTHLY P&I: 2,023.34 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187206 MORTGAGORS: MONDAY, DANIEL
MONDAY, TERESA
ADDRESS : 4609 CALLE DE GRANDE
MORTGAGE AMT: 273,000.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91750
UNPAID BALANCE: 272,787.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.34 ANNUAL RATE ADJUST: 0.000
LTV : 79.13000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187347 MORTGAGORS: LINDQUIST, TODD
LINDQUIST, MELANIE
ADDRESS : 552 WEST ROSECRANS AVENUE
MORTGAGE AMT: 292,000.00 CITY MANHATTAN BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90266
UNPAID BALANCE: 291,519.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,942.68 ANNUAL RATE ADJUST: 0.000
LTV : 68.22000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187362 MORTGAGORS: RAPTON, KATINA
KARRES, ANDREW
ADDRESS : 6353 MINERAL COURT
MORTGAGE AMT: 287,000.00 CITY CARMICHAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95608
UNPAID BALANCE: 286,561.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,982.24 ANNUAL RATE ADJUST: 0.000
LTV : 85.67000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187370 MORTGAGORS: TAYLOR, ROBERT
ADDRESS : 14385 ESTHER DRIVE
MORTGAGE AMT: 368,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95124
UNPAID BALANCE: 367,923.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,513.82 ANNUAL RATE ADJUST: 0.000
LTV : 89.88000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187388 MORTGAGORS: SPECKMAN, LAWRENCE JOHN
SPECKMAN, JEANNE LOUISE
ADDRESS : 843 CROSSWAY ROAD
MORTGAGE AMT: 450,000.00 CITY BURLINGAME
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94010
UNPAID BALANCE: 449,313.070 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 65.69000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187396 MORTGAGORS: PAPPAS, MICHAEL RAYMOND
PAPPAS, LINDA CLAIRE
ADDRESS : 38448 BOTANY GREEN
MORTGAGE AMT: 259,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94536
UNPAID BALANCE: 258,821.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,877.93 ANNUAL RATE ADJUST: 0.000
LTV : 58.86000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187412 MORTGAGORS: CHERRY, CHRISTOPHER
CHERRY, DIANNE
ADDRESS : 41145 LOS RANCHOS CIRCLE
MORTGAGE AMT: 246,000.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92592
UNPAID BALANCE: 245,624.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,699.06 ANNUAL RATE ADJUST: 0.000
LTV : 70.29000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187453 MORTGAGORS: BEAM, RICK
ADDRESS : 10699 ROUND VALLEY ROAD
MORTGAGE AMT: 433,600.00 CITY GRASS VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95945
UNPAID BALANCE: 433,301.600 OPTION TO CONVERT : No
MONTHLY P&I: 3,143.90 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187859 MORTGAGORS: THOMAS, SCOTT
THOMAS, CHRISTINA
ADDRESS : 1665 WYNDHAM DRIVE
MORTGAGE AMT: 271,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95124
UNPAID BALANCE: 270,772.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,780.28 ANNUAL RATE ADJUST: 0.000
LTV : 60.63000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080187867 MORTGAGORS: DONOVAN, RICHARD
DONOVAN, DARLA
ADDRESS : 66 SAN BENITO WAY
MORTGAGE AMT: 250,000.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94945
UNPAID BALANCE: 249,804.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000
LTV : 65.78947 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080188154 MORTGAGORS: SUSIC, THOMAS
SKRYJA, JUDY
ADDRESS : 755 TURRINI DRIVE
MORTGAGE AMT: 320,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94526
UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 78.05000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080188394 MORTGAGORS: KOLSTAD, CHARLES
KOLSTAD, LINDA
ADDRESS : 21 SOUTH GORDON WAY
MORTGAGE AMT: 650,000.00 CITY Los Altos
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94022
UNPAID BALANCE: 649,480.210 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.17 ANNUAL RATE ADJUST: 0.000
LTV : 59.09000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080188527 MORTGAGORS: WRIGHT, GRAHAM
WRIGHT, LORI
ADDRESS : 2569 BESS AVENUE
MORTGAGE AMT: 536,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94550
UNPAID BALANCE: 535,592.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,702.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080188659 MORTGAGORS: MAGILTON, GERARD
DHALLA, NOORJEHAN
ADDRESS : 4906 HOLLICE COURT
MORTGAGE AMT: 306,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94550
UNPAID BALANCE: 305,761.290 OPTION TO CONVERT : No
MONTHLY P&I: 2,087.46 ANNUAL RATE ADJUST: 0.000
LTV : 74.09000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080188691 MORTGAGORS: MILSNER, MICHAEL
MILSNER, MARY
ADDRESS : 2654 MAPLEWOOD LANE
MORTGAGE AMT: 460,000.00 CITY SANTA CLARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95051
UNPAID BALANCE: 459,641.160 OPTION TO CONVERT : No
MONTHLY P&I: 3,138.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.72000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080188725 MORTGAGORS: WATKINS, PETER
WATKINS, DANA
ADDRESS : 1129 NORTH AVILA PLACE
MORTGAGE AMT: 280,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92869
UNPAID BALANCE: 279,770.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 76.71000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189038 MORTGAGORS: WOOTTON, RICHARD
WOOTTON, PATRICIA
ADDRESS : 11 OAKWOOD DRIVE
MORTGAGE AMT: 445,000.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94901
UNPAID BALANCE: 444,669.750 OPTION TO CONVERT : No
MONTHLY P&I: 3,111.50 ANNUAL RATE ADJUST: 0.000
LTV : 74.16667 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189178 MORTGAGORS: ROCKEY, DANA
ROCKEY, PEGGY
ADDRESS : 2828 FLEUR DRIVE
MORTGAGE AMT: 624,000.00 CITY SAN MARINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91108
UNPAID BALANCE: 623,525.190 OPTION TO CONVERT : No
MONTHLY P&I: 4,309.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189194 MORTGAGORS: GUBATINA, VICTOR
GUBATINA, MARIA
ADDRESS : 33908 CAPULET CIRCLE
MORTGAGE AMT: 275,500.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94555
UNPAID BALANCE: 275,295.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.34 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189236 MORTGAGORS: THACKER, BRIAN
THACKER, HEIDI
ADDRESS : 17045 DUCK LANE
MORTGAGE AMT: 256,500.00 CITY HAYMARKET
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 20169
UNPAID BALANCE: 255,833.750 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.65 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189301 MORTGAGORS: NICKLAS, MICHAEL
NICKLAS, BROOKE
ADDRESS : 4 WILLOW POND ROAD
MORTGAGE AMT: 285,500.00 CITY WILLISTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 PA 19355
UNPAID BALANCE: 285,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.55 ANNUAL RATE ADJUST: 0.000
LTV : 78.21918 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189509 MORTGAGORS: SZWARC, JEANNOT
DEMENAUL SZW, CARA
ADDRESS : 2282 SANDERS ROAD
MORTGAGE AMT: 400,000.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95472
UNPAID BALANCE: 399,717.680 OPTION TO CONVERT : No
MONTHLY P&I: 2,865.65 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189517 MORTGAGORS: NEILLY, MICHAEL
ROGERS, LIANE
ADDRESS : 1009 PORTO MARINO DRIVE
MORTGAGE AMT: 480,000.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94070
UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189525 MORTGAGORS: SUMMERS, STEVEN
ADDRESS : 14665 KASEL COURT NORTHEA
MORTGAGE AMT: 240,000.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 OR 97002
UNPAID BALANCE: 239,834.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.17 ANNUAL RATE ADJUST: 0.000
LTV : 77.41935 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189533 MORTGAGORS: TIRMAN, MARK
TIRMAN, STEPHANIE
ADDRESS : 9656 ERNWOOD PLACE
MORTGAGE AMT: 288,000.00 CITY SAN RAMON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94583
UNPAID BALANCE: 287,780.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,989.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189558 MORTGAGORS: BLOK, VYACHESLAV
BLOK, LENA
ADDRESS : 109 SUMMERWOOD DRIVE
MORTGAGE AMT: 283,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95032
UNPAID BALANCE: 282,773.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,906.63 ANNUAL RATE ADJUST: 0.000
LTV : 77.53425 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189566 MORTGAGORS: CULLINS, MARY
ADDRESS : 5011 46TH AVENUE SOUTH
MORTGAGE AMT: 50,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 WA 98118
UNPAID BALANCE: 49,964.710 OPTION TO CONVERT : No
MONTHLY P&I: 358.21 ANNUAL RATE ADJUST: 0.000
LTV : 27.77778 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189582 MORTGAGORS: HARPER, JAMES
HARPER, VICTORIA
ADDRESS : 181 HART BENCH ROAD
MORTGAGE AMT: 340,000.00 CITY DARBY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 MT 59829
UNPAID BALANCE: 339,766.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,465.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189590 MORTGAGORS: KAFFEL, MARY
ADDRESS : 8807 MOUNTAIN VIEW DRIVE
MORTGAGE AMT: 75,000.00 CITY YELM
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 WA 98597
UNPAID BALANCE: 74,947.070 OPTION TO CONVERT : No
MONTHLY P&I: 537.31 ANNUAL RATE ADJUST: 0.000
LTV : 63.55932 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189616 MORTGAGORS: MAESTAS, MANUEL
ADDRESS : 455 NORTH 3700 EAST
MORTGAGE AMT: 74,400.00 CITY RIGBY
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 ID 83442
UNPAID BALANCE: 74,351.330 OPTION TO CONVERT : No
MONTHLY P&I: 552.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189632 MORTGAGORS: SALAMATI POU, SOHRAB
SALAMATI, SIMA
ADDRESS : 5462 CATOWBA LANE
MORTGAGE AMT: 372,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92612
UNPAID BALANCE: 371,687.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,443.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189640 MORTGAGORS: MCNALL, KAREN
MCNALL, LARRY
ADDRESS : 29243 RIDGELINE COURT
MORTGAGE AMT: 470,000.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92590
UNPAID BALANCE: 469,624.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,166.48 ANNUAL RATE ADJUST: 0.000
LTV : 72.30769 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189657 MORTGAGORS: RASH, JONNEY
RASH, JENNE
ADDRESS : 11127 COUNTY ROAD
MORTGAGE AMT: 148,550.00 CITY WESTCLIFFE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CO 81252
UNPAID BALANCE: 148,422.100 OPTION TO CONVERT : No
MONTHLY P&I: 963.49 ANNUAL RATE ADJUST: 0.000
LTV : 60.63265 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189665 MORTGAGORS: VABREY, ROBERTO
VABREY, BIBIAN
ADDRESS : 3213 NORTH VALLEY DRIVE
MORTGAGE AMT: 336,000.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90266
UNPAID BALANCE: 335,768.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,436.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.05882 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189673 MORTGAGORS: WILLIAMS, TERRANCE
ADDRESS : 985 JUNIPER COURT
MORTGAGE AMT: 100,000.00 CITY CROCKETT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94525
UNPAID BALANCE: 99,923.900 OPTION TO CONVERT : No
MONTHLY P&I: 690.68 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189681 MORTGAGORS: BOJADZIJEV, JULIE
ADDRESS : 1093 HOWELL HARBOR DRIVE
MORTGAGE AMT: 120,800.00 CITY CASSELBERRY
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 FL 32707
UNPAID BALANCE: 120,724.910 OPTION TO CONVERT : No
MONTHLY P&I: 918.17 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189699 MORTGAGORS: MARTIN, JOSEPH
MARTIN, JULIEANNE
ADDRESS : 8778 BRIDALSMITH DRIVE
MORTGAGE AMT: 139,650.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95828
UNPAID BALANCE: 139,541.060 OPTION TO CONVERT : No
MONTHLY P&I: 952.66 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189707 MORTGAGORS: KALOUNER, CLARA
ADDRESS : 3069 FORT MCKAY ROAD
MORTGAGE AMT: 80,000.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 OR 97462
UNPAID BALANCE: 79,943.540 OPTION TO CONVERT : No
MONTHLY P&I: 573.13 ANNUAL RATE ADJUST: 0.000
LTV : 69.56522 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189715 MORTGAGORS: NELSON, CINDY
ADDRESS : 671 SHADOW MIST COURT
MORTGAGE AMT: 573,650.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94550
UNPAID BALANCE: 573,202.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,913.31 ANNUAL RATE ADJUST: 0.000
LTV : 75.00007 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189723 MORTGAGORS: BAJGROwIEZ, RICHARD
BAJGROWIEZ, BERNADETTE
ADDRESS : 4521 WEST DUNN PLACE
MORTGAGE AMT: 80,750.00 CITY TUCSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85741
UNPAID BALANCE: 80,687.000 OPTION TO CONVERT : No
MONTHLY P&I: 550.86 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189731 MORTGAGORS: FOY, JEFFREY
ADDRESS : 150 SOUTHEAST 32ND AVENUE
MORTGAGE AMT: 103,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97214
UNPAID BALANCE: 102,923.550 OPTION TO CONVERT : No
MONTHLY P&I: 720.20 ANNUAL RATE ADJUST: 0.000
LTV : 74.63768 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189756 MORTGAGORS: L FUCCELLO, MARCY
ADDRESS : 3215 EAST BROOKWOOD COURT
MORTGAGE AMT: 119,900.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 AZ 85044
UNPAID BALANCE: 119,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 869.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.98666 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189764 MORTGAGORS: THOMPSON, ROBERT
THOMPSON, ANTOINETTE
ADDRESS : 2109 THORNKNOLL DRIVE
MORTGAGE AMT: 275,500.00 CITY FT WASHINGT
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 20744
UNPAID BALANCE: 275,295.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,926.34 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189772 MORTGAGORS: MICELI, CARL
MICELI, PATRICIA
ADDRESS : 9214 DOGWOOD ROAD
MORTGAGE AMT: 188,000.00 CITY BALTIMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 MD 21244
UNPAID BALANCE: 187,867.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,346.86 ANNUAL RATE ADJUST: 0.000
LTV : 61.63934 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189780 MORTGAGORS: FORD, NANETTE
ADDRESS : 2430 EAST OREGON AVENUE
MORTGAGE AMT: 169,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 AZ 85016
UNPAID BALANCE: 168,877.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,196.18 ANNUAL RATE ADJUST: 0.000
LTV : 62.59259 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189798 MORTGAGORS: HENNESSY SMI, CAROLE
SMITH, STANLEY
ADDRESS : 3733 NORTHEAST KLICKITAT
MORTGAGE AMT: 210,000.00 CITY PORTLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 OR 97212
UNPAID BALANCE: 210,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,468.36 ANNUAL RATE ADJUST: 0.000
LTV : 74.73310 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189806 MORTGAGORS: TALIFER, DEREK
ADDRESS : 7735 EAST CASITAS DEL RIO
MORTGAGE AMT: 328,800.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 AZ 85255
UNPAID BALANCE: 328,584.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,441.34 ANNUAL RATE ADJUST: 0.000
LTV : 78.63207 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189814 MORTGAGORS: SMITH, JOHN
ADDRESS : 12294 GOLF LANE SOUTHEAST
MORTGAGE AMT: 92,000.00 CITY SUBLIMITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 OR 97385
UNPAID BALANCE: 91,936.680 OPTION TO CONVERT : No
MONTHLY P&I: 667.07 ANNUAL RATE ADJUST: 0.000
LTV : 49.72973 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189822 MORTGAGORS: SORENSON, CRAIG
SORENSON, STACI
ADDRESS : 11411 NORTHEAST 119TH STR
MORTGAGE AMT: 245,000.00 CITY VANCOUVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 WA 98662
UNPAID BALANCE: 244,827.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,755.22 ANNUAL RATE ADJUST: 0.000
LTV : 69.60227 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189830 MORTGAGORS: MAY, STEPHANIE
ADDRESS : 6542 SOUTHEAST LOIS STREE
MORTGAGE AMT: 101,900.00 CITY HILLSBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 OR 97123
UNPAID BALANCE: 101,828.070 OPTION TO CONVERT : No
MONTHLY P&I: 730.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.97551 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189855 MORTGAGORS: CORIA, JUAN
CORIA, LETICIA
ADDRESS : 1560 INDIAN SUMMER ROAD
MORTGAGE AMT: 115,000.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92069
UNPAID BALANCE: 114,920.860 OPTION TO CONVERT : No
MONTHLY P&I: 833.83 ANNUAL RATE ADJUST: 0.000
LTV : 69.69697 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189863 MORTGAGORS: KIM, LUCIA
ADDRESS : 739 LORRAINE BOULEVARD
MORTGAGE AMT: 228,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90005
UNPAID BALANCE: 228,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,653.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189889 MORTGAGORS: WOOD, JOAN
ADDRESS : 399 POND STREET
MORTGAGE AMT: 100,000.00 CITY BRAINTREE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 MA 02184
UNPAID BALANCE: 99,932.910 OPTION TO CONVERT : No
MONTHLY P&I: 733.76 ANNUAL RATE ADJUST: 0.000
LTV : 58.82353 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189897 MORTGAGORS: ZEAGER, HARVEY
ADDRESS : 16305 MOUNT VERNON ROAD
MORTGAGE AMT: 75,600.00 CITY GOLDEN
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CO 80401
UNPAID BALANCE: 75,553.020 OPTION TO CONVERT : No
MONTHLY P&I: 574.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189913 MORTGAGORS: VALENTINE, ROSS
VALENTINE, KAYLYN
ADDRESS : 690 CARR STREET
MORTGAGE AMT: 140,000.00 CITY LAKEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CO 80215
UNPAID BALANCE: 139,910.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,051.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189921 MORTGAGORS: COURKAMP, LARRY
COURKAMP, KARLENE
ADDRESS : 1532 NORTH NEVADA
MORTGAGE AMT: 79,000.00 CITY COLORADO SP
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CO 80907
UNPAID BALANCE: 78,931.990 OPTION TO CONVERT : No
MONTHLY P&I: 512.39 ANNUAL RATE ADJUST: 0.000
LTV : 30.38462 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189939 MORTGAGORS: HARRISON, MERNETTA
ADDRESS : 11935 EAST FORD DRIVE
MORTGAGE AMT: 81,600.00 CITY AURORA
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CO 80239
UNPAID BALANCE: 81,545.250 OPTION TO CONVERT : No
MONTHLY P&I: 598.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.79208 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189947 MORTGAGORS: BIVEN, JOHN
ADDRESS : 79 OLD COURSE DRIVE
MORTGAGE AMT: 447,800.00 CITY NEWPORT BEA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92660
UNPAID BALANCE: 447,467.670 OPTION TO CONVERT : No
MONTHLY P&I: 3,131.08 ANNUAL RATE ADJUST: 0.000
LTV : 66.55737 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189962 MORTGAGORS: CHITTUM, MARK
DULLEA, MARY
ADDRESS : 10453 SIERRA VISTA LANE
MORTGAGE AMT: 436,000.00 CITY LA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91941
UNPAID BALANCE: 435,659.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,974.29 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189970 MORTGAGORS: BANIS, JUDITH
ADDRESS : 35 GREENWOOD AVENUE
MORTGAGE AMT: 280,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94112
UNPAID BALANCE: 279,792.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,957.80 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190002 MORTGAGORS: LOPEZ, SYLVIA
LOPEZ, PATRICIA
ADDRESS : 11685 RAMONA BOULEVARD
MORTGAGE AMT: 113,990.00 CITY EL MONTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91732
UNPAID BALANCE: 113,907.500 OPTION TO CONVERT : No
MONTHLY P&I: 806.81 ANNUAL RATE ADJUST: 0.000
LTV : 94.99958 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190010 MORTGAGORS: HOPSON, JAMES
HOPSON, CAROL
ADDRESS : 1015 OLIVE CREST DRIVE
MORTGAGE AMT: 290,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92024
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,027.72 ANNUAL RATE ADJUST: 0.000
LTV : 55.23810 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190028 MORTGAGORS: KOBRYNER, JOE
KOBRYNER, KATHLEEN
ADDRESS : 1291 SUNDALE ROAD
MORTGAGE AMT: 354,800.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92019
UNPAID BALANCE: 354,536.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,480.81 ANNUAL RATE ADJUST: 0.000
LTV : 70.11858 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190036 MORTGAGORS: STRUGHOLD, ELFRIEDA
ADDRESS : 2261 WEST 73RD PLACE
MORTGAGE AMT: 74,000.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80221
UNPAID BALANCE: 73,946.440 OPTION TO CONVERT : No
MONTHLY P&I: 523.77 ANNUAL RATE ADJUST: 0.000
LTV : 55.63910 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190044 MORTGAGORS: LANCE, DIANE
ADDRESS : 4089 ROSEWOOD WAY
MORTGAGE AMT: 85,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91709
UNPAID BALANCE: 84,936.920 OPTION TO CONVERT : No
MONTHLY P&I: 594.33 ANNUAL RATE ADJUST: 0.000
LTV : 40.47619 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190051 MORTGAGORS: CHANG, CHING
PAN, LAN
ADDRESS : 9788 GALAHAD POINT COURT
MORTGAGE AMT: 158,800.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NV 89147
UNPAID BALANCE: 158,682.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,110.35 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190077 MORTGAGORS: DICKS, WILLIAM
ADDRESS : 920 HERNDON DAIRY ROAD
MORTGAGE AMT: 67,500.00 CITY NORTH AUGUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 SC 29841
UNPAID BALANCE: 67,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 471.97 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190085 MORTGAGORS: ROBERTS, MATTHEW
ROBERTS, ANNA
ADDRESS : 4953 AMBROSE AVENUE
MORTGAGE AMT: 423,200.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90027
UNPAID BALANCE: 423,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,031.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190101 MORTGAGORS: PIDD, DONALD
PIDD, DEANA
ADDRESS : 838 LOADSTONE COURT
MORTGAGE AMT: 167,250.00 CITY ROHNERT PAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94928
UNPAID BALANCE: 167,128.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,183.79 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190127 MORTGAGORS: OLTEAN, GEORGE
ADDRESS : 10046 S WHITE OAK PARK
MORTGAGE AMT: 151,200.00 CITY LITTLETON
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CO 80126
UNPAID BALANCE: 151,101.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,122.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190135 MORTGAGORS: MALICK, RANDY
MALICK, FRANCES
ADDRESS : 3005 TANBRIDGE DR
MORTGAGE AMT: 116,400.00 CITY MARTINSBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WV 25401
UNPAID BALANCE: 116,309.200 OPTION TO CONVERT : No
MONTHLY P&I: 794.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190150 MORTGAGORS: CHRISTOFFERS, KANDIS
ADDRESS : 2532 ANNIE OAKLEY DRIVE
MORTGAGE AMT: 281,000.00 CITY PARK CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 UT 84060
UNPAID BALANCE: 281,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,111.06 ANNUAL RATE ADJUST: 0.000
LTV : 79.15493 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190168 MORTGAGORS: REYES, FELICIANO
REYERS, REBECCA
ADDRESS : 4118-4122 HAMILTON STREET
MORTGAGE AMT: 270,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92104
UNPAID BALANCE: 269,804.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,911.04 ANNUAL RATE ADJUST: 0.000
LTV : 89.79049 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190184 MORTGAGORS: MCMULLEN, SHEILA
ADDRESS : 3234 33RD AVENUE SOUTH
MORTGAGE AMT: 75,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 WA 98144
UNPAID BALANCE: 74,948.390 OPTION TO CONVERT : No
MONTHLY P&I: 543.80 ANNUAL RATE ADJUST: 0.000
LTV : 44.11765 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190192 MORTGAGORS: KHANSARI, MEHRDAD
KHANSARI, VICTORIA
ADDRESS : 2397 RIDGEVIEW AVENUE
MORTGAGE AMT: 317,100.00 CITY ROWLAND HEI
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91748
UNPAID BALANCE: 316,870.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,244.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.98567 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190200 MORTGAGORS: GARCIA, ERIC
ADDRESS : 862 FERNHILL COURT
MORTGAGE AMT: 384,000.00 CITY NEWBURY PAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91320
UNPAID BALANCE: 383,735.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,784.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190218 MORTGAGORS: DRURY, WILLIAM
BEAY, PENELOPE
ADDRESS : 26 FECAMP
MORTGAGE AMT: 284,000.00 CITY NEWPORT COA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92657
UNPAID BALANCE: 283,783.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,961.52 ANNUAL RATE ADJUST: 0.000
LTV : 63.11111 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190226 MORTGAGORS: OWENS, MICHAEL
OWENS, MARY
ADDRESS : 24991 CAROL LANE
MORTGAGE AMT: 254,400.00 CITY LAGUNA HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92653
UNPAID BALANCE: 254,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,757.08 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190234 MORTGAGORS: ROUSE, MICHAEL
ADDRESS : 1270 ASPEN CIRCLE
MORTGAGE AMT: 187,900.00 CITY HOLLISTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95023
UNPAID BALANCE: 187,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,362.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.99149 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190259 MORTGAGORS: BROMME, TAMMY
ADDRESS : 3621 DORSHIRE COURT
MORTGAGE AMT: 89,600.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 21122
UNPAID BALANCE: 89,533.500 OPTION TO CONVERT : No
MONTHLY P&I: 626.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190267 MORTGAGORS: OLESH, GERALD
ADDRESS : 480 SOUTH MARION PARKWAY
MORTGAGE AMT: 137,000.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CO 80209
UNPAID BALANCE: 137,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 946.22 ANNUAL RATE ADJUST: 0.000
LTV : 65.23810 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190275 MORTGAGORS: ESCOBAR, JOHN
ESCOBAR, LAURA
ADDRESS : 1931 BORDEAUX TERRACE
MORTGAGE AMT: 320,000.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91913
UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190283 MORTGAGORS: GRAVES, JEFFERY
ADDRESS : 254 SEMPLES CROSSING
MORTGAGE AMT: 568,000.00 CITY BENICIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94510
UNPAID BALANCE: 568,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,971.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190317 MORTGAGORS: ARIKAT, SAMIR
ARIKAT, AMIN
ARIKAT, BARBARA
ADDRESS : 169 DUBLIN COURT
MORTGAGE AMT: 290,000.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94952
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 71.48139 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190325 MORTGAGORS: ZIELGER, CURTIS
ZIEGLER, AIMEE
ADDRESS : 648 DANE DRIVE
MORTGAGE AMT: 114,500.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 92069
UNPAID BALANCE: 114,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 850.16 ANNUAL RATE ADJUST: 0.000
LTV : 61.89189 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190341 MORTGAGORS: VARELA, FRANK
ADDRESS : 171 CAMINO DE SABINAL
MORTGAGE AMT: 82,600.00 CITY BOSQUE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NM 87006
UNPAID BALANCE: 82,419.490 OPTION TO CONVERT : No
MONTHLY P&I: 584.64 ANNUAL RATE ADJUST: 0.000
LTV : 61.18519 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190358 MORTGAGORS: HUANG, FU YUAN
HUANG, JIN CHU
ADDRESS : 2031 WENDOVER LANE
MORTGAGE AMT: 407,250.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95121
UNPAID BALANCE: 406,932.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,778.17 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190366 MORTGAGORS: WALTON, CATHERINE
BUNCH, RONALD
ADDRESS : 3430 EUCLID AVENUE
MORTGAGE AMT: 258,000.00 CITY CONCORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94519
UNPAID BALANCE: 258,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,781.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190382 MORTGAGORS: BREZDEN, JOHN
BREZDEN, MARIA
ADDRESS : 1080 SAINT MARY AVENUE
MORTGAGE AMT: 350,000.00 CITY CAYUCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93430
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 68.62745 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190390 MORTGAGORS: JOSSELYN, GREGORY
JOSSELYN, JANET
ADDRESS : 189 BLAND AVENUE
MORTGAGE AMT: 300,000.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95008
UNPAID BALANCE: 299,782.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,123.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190408 MORTGAGORS: ROBB, HELENITA
ADDRESS : 33006 28TH AVENUE SOUTHWE
MORTGAGE AMT: 98,000.00 CITY FEDERAL WAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 WA 98023
UNPAID BALANCE: 98,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 693.64 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190416 MORTGAGORS: HEDMAN, MICHAEL
HEDMAN, KAREN
ADDRESS : 2310 TRENTON DRIVE
MORTGAGE AMT: 324,000.00 CITY SAN BRUNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94066
UNPAID BALANCE: 324,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,293.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190424 MORTGAGORS: BEUST, DAVID
MILLER BEUST, SARA
ADDRESS : 6807 HOLST ROAD
MORTGAGE AMT: 118,100.00 CITY CLINTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98236
UNPAID BALANCE: 118,100.000 OPTION TO CONVERT : No
MONTHLY P&I: 815.69 ANNUAL RATE ADJUST: 0.000
LTV : 60.87629 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190432 MORTGAGORS: SELLECK, CHARLES
SELLECK, MADELEINE
ADDRESS : 11796 TAMMY WAY
MORTGAGE AMT: 145,000.00 CITY GRASS VALLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95949
UNPAID BALANCE: 145,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,026.31 ANNUAL RATE ADJUST: 0.000
LTV : 44.61538 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190440 MORTGAGORS: GO, ANTHONY
ADDRESS : 321 24TH AVENUE
MORTGAGE AMT: 528,000.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94121
UNPAID BALANCE: 528,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,828.37 ANNUAL RATE ADJUST: 0.000
LTV : 56.23003 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190457 MORTGAGORS: WIGERT, J
WIGERT, SUSAN
ADDRESS : 266 VALLEJO AVENUE
MORTGAGE AMT: 400,000.00 CITY INVERNESS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94937
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 64.30868 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190465 MORTGAGORS: HATTON, RANDY
ADDRESS : 97 COUNTY ROAD B7
MORTGAGE AMT: 85,000.00 CITY EAGLE NEST
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NM 87718
UNPAID BALANCE: 85,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 565.51 ANNUAL RATE ADJUST: 0.000
LTV : 62.38532 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190473 MORTGAGORS: BOSCARDIN, ANDREW
ADDRESS : 2207 5TH AVENUE NORTH
MORTGAGE AMT: 439,900.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 WA 98109
UNPAID BALANCE: 439,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,227.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.99636 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190481 MORTGAGORS: MASIM, ALEJANDRO
MASIM, AGNES
ADDRESS : 28159 HOT SPRINGS AVENUE
MORTGAGE AMT: 160,000.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91351
UNPAID BALANCE: 159,881.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,118.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190499 MORTGAGORS: EDELSTEIN, MICHAEL
ADDRESS : 1874 TIMBERHILL COURT
MORTGAGE AMT: 228,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93063
UNPAID BALANCE: 228,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,613.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190507 MORTGAGORS: ZARRINNAM, SHAHRZAD
ZARRINNAM, KIAN
ADDRESS : 12325 WEST SUNSET BOULEVA
MORTGAGE AMT: 419,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90049
UNPAID BALANCE: 419,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,038.04 ANNUAL RATE ADJUST: 0.000
LTV : 79.96183 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190515 MORTGAGORS: GANJI, ALI
ADDRESS : 11044 POINSETT ROAD
MORTGAGE AMT: 315,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92131
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,202.53 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190531 MORTGAGORS: LOPEZ, GERARDO
LOPEZ, AMPELIA
ADDRESS : 636 EAST GHENT STREET
MORTGAGE AMT: 150,000.00 CITY GLENDORA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91740
UNPAID BALANCE: 149,888.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000
LTV : 71.42857 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190556 MORTGAGORS: MCCARTHY, MICHAEL
MCCARTHY, CONNI
ADDRESS : 974 STUART CIRCLE
MORTGAGE AMT: 440,000.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91361
UNPAID BALANCE: 440,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,076.54 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190564 MORTGAGORS: DEL TUFO, ALBERT
DEL TUFO, JOSEPHINE
ADDRESS : 287 GOMPERS CIRCLE
MORTGAGE AMT: 88,500.00 CITY CIRCLE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85342
UNPAID BALANCE: 88,432.660 OPTION TO CONVERT : No
MONTHLY P&I: 611.25 ANNUAL RATE ADJUST: 0.000
LTV : 73.14050 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190572 MORTGAGORS: NANCE, DAVID
ADDRESS : 9470 WEST ALABAMA DRIVE
MORTGAGE AMT: 133,950.00 CITY LAKEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80232
UNPAID BALANCE: 133,950.000 OPTION TO CONVERT : No
MONTHLY P&I: 948.09 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080191372 MORTGAGORS: MELONG, MARCIA
ADDRESS : 757 CENTER DRIVE
MORTGAGE AMT: 185,250.00 CITY BALDWIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11510
UNPAID BALANCE: 184,855.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,327.15 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080191968 MORTGAGORS: SIMON, STEVEN
OLSON, TOBA
ADDRESS : 111 WEST 3RD AVENUE
MORTGAGE AMT: 440,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94402
UNPAID BALANCE: 439,639.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,927.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080191992 MORTGAGORS: ROBINSON, BARBARA
ADDRESS : 2924 SAN JUAN DRIVE
MORTGAGE AMT: 296,500.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92835
UNPAID BALANCE: 296,256.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,972.62 ANNUAL RATE ADJUST: 0.000
LTV : 73.57320 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080192198 MORTGAGORS: OSSERMAN, GEORGETTE
ADDRESS : 370 SAUSALITO BLVD
MORTGAGE AMT: 489,000.00 CITY SAUSALITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94965
UNPAID BALANCE: 488,627.910 OPTION TO CONVERT : No
MONTHLY P&I: 3,377.40 ANNUAL RATE ADJUST: 0.000
LTV : 51.58228 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080192255 MORTGAGORS: WARD, CHRISTOPHE
ADDRESS : 3215 CHEVIOT VISTA PLACE
MORTGAGE AMT: 342,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90034
UNPAID BALANCE: 341,726.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,304.12 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080192362 MORTGAGORS: GRABER, DAVID
GRABER, JOYCE
ADDRESS : 8 OLD FIELD LANE
MORTGAGE AMT: 500,000.00 CITY Great Neck
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 11020
UNPAID BALANCE: 499,647.110 OPTION TO CONVERT : No
MONTHLY P&I: 3,582.06 ANNUAL RATE ADJUST: 0.000
LTV : 75.76000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080192453 MORTGAGORS: ROBERTSON, JAMES
ROBERTSON, KAYO
ADDRESS : 717 CRAIG AVENUE
MORTGAGE AMT: 308,000.00 CITY LA CANADA F
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91011
UNPAID BALANCE: 308,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.28 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080192958 MORTGAGORS: FIELDING, MICKEY
FIELDING, MERTILEE
ADDRESS : 10 CAMINO COURT
MORTGAGE AMT: 319,200.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94952
UNPAID BALANCE: 318,950.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,177.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080192974 MORTGAGORS: NAKAMOTO, JAY
NAKAMOTO, GERI
ADDRESS : 1604 MAGNOLIA AVENUE
MORTGAGE AMT: 588,750.00 CITY MANHATTAN B
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90266
UNPAID BALANCE: 588,267.410 OPTION TO CONVERT : No
MONTHLY P&I: 3,916.97 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080193097 MORTGAGORS: ADCOCK, TERRY
ADCOCK, LAURA
ADDRESS : 820 ARLINGTON CIRCLE
MORTGAGE AMT: 479,200.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94947
UNPAID BALANCE: 478,807.200 OPTION TO CONVERT : No
MONTHLY P&I: 3,188.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080193154 MORTGAGORS: SIMONS, SCOTT
RITTER, CATHERINE
ADDRESS : 903 KANSAS STREET
MORTGAGE AMT: 352,500.00 CITY SAN FRANCIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94107
UNPAID BALANCE: 352,218.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,374.86 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080193212 MORTGAGORS: GEISS, MARK
GEISS, LYNETTE
ADDRESS : 2100 CAMINO REY
MORTGAGE AMT: 296,250.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92833
UNPAID BALANCE: 296,007.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.96 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080193287 MORTGAGORS: CRUZ, VIRGINIA
ADDRESS : 10986 AUTILLO WAY
MORTGAGE AMT: 191,900.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92127
UNPAID BALANCE: 191,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,325.41 ANNUAL RATE ADJUST: 0.000
LTV : 79.99166 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080193550 MORTGAGORS: HERRMANN, MIKE
ADDRESS : 873 RENTON COURT
MORTGAGE AMT: 146,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95123
UNPAID BALANCE: 145,896.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,045.97 ANNUAL RATE ADJUST: 0.000
LTV : 42.94118 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080193600 MORTGAGORS: HARDIMAN, KIRK
RAINSBARGER, HEATHER
ADDRESS : 475 CONSTITUTION DRIVE
MORTGAGE AMT: 412,400.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94526
UNPAID BALANCE: 412,086.190 OPTION TO CONVERT : No
MONTHLY P&I: 2,848.35 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080193758 MORTGAGORS: KELLY, MIKE
ADDRESS : 19362 CORALWOOD LANE
MORTGAGE AMT: 309,200.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92646
UNPAID BALANCE: 308,946.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,057.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194004 MORTGAGORS: SELFAISON, TOM
SELFAISON, MARILYN
ADDRESS : 34192 FINNIGAN TERRACE
MORTGAGE AMT: 288,500.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94555
UNPAID BALANCE: 288,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,041.99 ANNUAL RATE ADJUST: 0.000
LTV : 71.41089 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194236 MORTGAGORS: MARTIN, GLENN
MARTIN, CINDY\ ADDRESS : 775
SOUTH THRASHER WAY
MORTGAGE AMT: 340,000.00 CITY ANAHEIM HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92807
UNPAID BALANCE: 339,741.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,348.30 ANNUAL RATE ADJUST: 0.000
LTV : 73.11828 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194251 MORTGAGORS: PATTON, MICHAEL
ADDRESS : 1964 CHERRY HILLS DRIVE
MORTGAGE AMT: 256,500.00 CITY DISCOVERY B
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 94514
UNPAID BALANCE: 256,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,815.50 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194277 MORTGAGORS: SCHNELL, TIMOTHY
SCHNELL, JEANNE
ADDRESS : 25641 NORTH HOOD WAY
MORTGAGE AMT: 315,450.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91381
UNPAID BALANCE: 314,380.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.29 ANNUAL RATE ADJUST: 0.000
LTV : 79.99625 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194483 MORTGAGORS: BURMAYAN, ASATUR
ADDRESS : 18506 CALLE VISTA CIRCLE
MORTGAGE AMT: 328,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 91326
UNPAID BALANCE: 328,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,464.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194582 MORTGAGORS: ZIEGLER, JAMES
ZIEGLER, MARYANN
ADDRESS : 230 CHRISTOPHER ROAD
MORTGAGE AMT: 318,250.00 CITY FOREST HILL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 21050
UNPAID BALANCE: 317,982.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,090.68 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194632 MORTGAGORS: GRAY, MICHAEL
GRAY, KRISTINE
ADDRESS : 6343 W 81ST STREET
MORTGAGE AMT: 264,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90045
UNPAID BALANCE: 263,788.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,778.62 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194715 MORTGAGORS: OROPEZA, RAYMOND
OROPEZA, ADRIANA
OROPEZA, THOMAS
OROPEZA, LORETTA
ADDRESS : 3919 3921 WEST HAZARD AV
MORTGAGE AMT: 185,000.00 CITY SANTA ANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92703
UNPAID BALANCE: 184,852.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,246.38 ANNUAL RATE ADJUST: 0.000
LTV : 79.74138 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194780 MORTGAGORS: MOORE, MICHAEL
MOORE, DIANE
ADDRESS : 18646 TOPANGA CANYON ROAD
MORTGAGE AMT: 443,900.00 CITY SILVERADO A
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92679
UNPAID BALANCE: 443,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,180.16 ANNUAL RATE ADJUST: 0.000
LTV : 79.99135 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194863 MORTGAGORS: WEEMS, EDWARD
WEEMS, LYNETTE
ADDRESS : 4318 GIBRALTAR DRIVE
MORTGAGE AMT: 322,500.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94536
UNPAID BALANCE: 322,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,338.35 ANNUAL RATE ADJUST: 0.000
LTV : 73.29545 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194871 MORTGAGORS: CUEVAS, ROMEO
CUEVAS, REMEDIOS
ADDRESS : 11368 SUMMERSHADE LANE
MORTGAGE AMT: 261,150.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92126
UNPAID BALANCE: 261,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,693.81 ANNUAL RATE ADJUST: 0.000
LTV : 94.99818 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194913 MORTGAGORS: CATALFAMO, JOSEPH
ADDRESS : 20832 STARSHINE ROAD
MORTGAGE AMT: 290,000.00 CITY DIAMOND BAR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91789
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,978.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.88981 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194962 MORTGAGORS: HORN, CAROL
ADDRESS : 3305 HASKELL
MORTGAGE AMT: 276,450.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 75204
UNPAID BALANCE: 276,028.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,909.37 ANNUAL RATE ADJUST: 0.000
LTV : 79.99132 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080194996 MORTGAGORS: LYONS, MICHAEL
LYONS, KAREN
ADDRESS : 3617 WEST LINCOLN AVENUE
MORTGAGE AMT: 336,000.00 CITY SACRAMENTO
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95818
UNPAID BALANCE: 335,756.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,378.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195126 MORTGAGORS: RICK, KEVIN
RICK, TRISHA
ADDRESS : 137 SYLVAN VISTA DRIVE
MORTGAGE AMT: 261,250.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95603
UNPAID BALANCE: 261,046.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,782.19 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195134 MORTGAGORS: HALL, MARK
DUNNAVANT, JOSEPH
ADDRESS : 1903 ASILOMAR DRIVE
MORTGAGE AMT: 336,800.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94611
UNPAID BALANCE: 336,550.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,354.95 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195183 MORTGAGORS: CAMPBELL, LEONARD
ADDRESS : 334 PRIMROSE DRIVE
MORTGAGE AMT: 252,000.00 CITY PLEASANT HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94523
UNPAID BALANCE: 251,808.250 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.50 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195191 MORTGAGORS: CROSSMAN, PAUL
CROSSMAN, KAREN
ADDRESS : 25193 HATTON RD
MORTGAGE AMT: 415,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 93923
UNPAID BALANCE: 414,651.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,726.26 ANNUAL RATE ADJUST: 0.000
LTV : 47.70115 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195217 MORTGAGORS: SCHAEFER, MYRON
SCHAEFER, JANICE
ADDRESS : 35533 BLACKBURN DRIVE
MORTGAGE AMT: 380,000.00 CITY NEWARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94560
UNPAID BALANCE: 379,696.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,560.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195233 MORTGAGORS: SHARP, TERRY
SHARP, LAURA
ADDRESS : 3436 VALLEY ROAD
MORTGAGE AMT: 545,400.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 GA 30305
UNPAID BALANCE: 545,034.050 OPTION TO CONVERT : No
MONTHLY P&I: 4,001.95 ANNUAL RATE ADJUST: 0.000
LTV : 68.17500 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195258 MORTGAGORS: KELLY, OLIVE
ADDRESS : 48 HARNESS LN
MORTGAGE AMT: 303,800.00 CITY SUDBURY
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 01776
UNPAID BALANCE: 303,580.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,150.28 ANNUAL RATE ADJUST: 0.000
LTV : 69.20273 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195266 MORTGAGORS: WIXOM, MARK
WIXOM, KENNI
ADDRESS : 1718 SILVERADO CIRCLE
MORTGAGE AMT: 250,000.00 CITY PETALUMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94954
UNPAID BALANCE: 250,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,812.67 ANNUAL RATE ADJUST: 0.000
LTV : 73.52941 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195308 MORTGAGORS: DAHLEN, ALISON
DAHLEN, RICHARD
ADDRESS : 7380 ROLLING ACRES TRAIL
MORTGAGE AMT: 301,650.00 CITY FAIR OAKS R
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 TX 78015
UNPAID BALANCE: 300,903.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,006.88 ANNUAL RATE ADJUST: 0.000
LTV : 78.35065 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195324 MORTGAGORS: KEMP, RANDOLPH
KEMP, DANIELLE
ADDRESS : 26781 TRASMIRAS
MORTGAGE AMT: 343,800.00 CITY MISSION VIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92692
UNPAID BALANCE: 343,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,403.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.99069 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195704 MORTGAGORS: NAPIER, DAN
ADDRESS : 109 N ROYAL ASCOT DR
MORTGAGE AMT: 399,400.00 CITY LAS VEGAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NV 89134
UNPAID BALANCE: 398,790.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,758.56 ANNUAL RATE ADJUST: 0.000
LTV : 86.69416 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080195712 MORTGAGORS: THOMPSON, JEFFREY
THOMPSON, RENEE
ADDRESS : 262 CUYAMA AVE
MORTGAGE AMT: 352,000.00 CITY PISMO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93433
UNPAID BALANCE: 352,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,461.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196504 MORTGAGORS: EPTING, JOHN
ADDRESS : 2747 UNICORN LANE NW
MORTGAGE AMT: 316,500.00 CITY WASHINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 DC 20015
UNPAID BALANCE: 316,265.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,213.01 ANNUAL RATE ADJUST: 0.000
LTV : 87.91667 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196512 MORTGAGORS: TUCKER, DAVID
TUCKER, COLLEEN
ADDRESS : 6514 WAGGONER DRIVE
MORTGAGE AMT: 634,400.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 75230
UNPAID BALANCE: 632,906.320 OPTION TO CONVERT : No
MONTHLY P&I: 4,327.73 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196579 MORTGAGORS: DAVIS, DAVE
DAVIS, DARLENE
ADDRESS : 16 MEADOWLAKE DRIVE
MORTGAGE AMT: 424,000.00 CITY HEATH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 TX 75087
UNPAID BALANCE: 423,368.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196603 MORTGAGORS: SUTHERLAND, CHARLES
KODISH, MARILYN
ADDRESS : 6906 WAGGONER PLACE
MORTGAGE AMT: 305,100.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75230
UNPAID BALANCE: 304,610.570 OPTION TO CONVERT : No
MONTHLY P&I: 2,055.52 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196629 MORTGAGORS: MOEHNKE, ROBERT
MOEHNKE, LUCIENDA
ADDRESS : 34104 FM 428E
MORTGAGE AMT: 393,500.00 CITY AUBREY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 76227
UNPAID BALANCE: 393,193.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,684.36 ANNUAL RATE ADJUST: 0.000
LTV : 75.38314 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196694 MORTGAGORS: PLETCHER, STANLEY
PLETCHER, PAULA
ADDRESS : 5518 WEST WHITTEN STREET
MORTGAGE AMT: 111,150.00 CITY CHANDLER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 AZ 85226
UNPAID BALANCE: 111,067.510 OPTION TO CONVERT : No
MONTHLY P&I: 777.18 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196744 MORTGAGORS: CARNATION, RICHARD
CARNATION, REBECCA
ADDRESS : 10555 PELHAM DRIVE
MORTGAGE AMT: 314,000.00 CITY WINDSOR
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95492
UNPAID BALANCE: 313,736.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.76 ANNUAL RATE ADJUST: 0.000
LTV : 48.68000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196769 MORTGAGORS: KOZIEL, BETTY
ADDRESS : 2955 BEACHCOMBER DRIVE
MORTGAGE AMT: 283,000.00 CITY MORRO BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 93442
UNPAID BALANCE: 282,800.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,027.45 ANNUAL RATE ADJUST: 0.000
LTV : 33.10000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196777 MORTGAGORS: SEGO, MICHAEL
SEGO, CHRISTINA
ADDRESS : 8822 HILLSIDE ROAD
MORTGAGE AMT: 312,000.00 CITY RANCHO CUCAMONGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91701
UNPAID BALANCE: 311,756.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196785 MORTGAGORS: ARAMBULA, HENRY
ARAMBULA, MICHELE
ADDRESS : 26516 ESTEBAN
MORTGAGE AMT: 280,000.00 CITY Mission Viejo
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92691
UNPAID BALANCE: 279,776.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 77.78000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196793 MORTGAGORS: THANTRANON, VISAI
THANTRANON, SANGDOW
ADDRESS : 1114 CHEROKEE COURT
MORTGAGE AMT: 318,700.00 CITY SAN DIMAS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91773
UNPAID BALANCE: 318,432.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,093.63 ANNUAL RATE ADJUST: 0.000
LTV : 74.99000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196801 MORTGAGORS: LANTZ, RICK
LANTZ, LILLIAN
ADDRESS : 5555 VIA DEL COYOTE
MORTGAGE AMT: 258,400.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92887
UNPAID BALANCE: 258,193.360 OPTION TO CONVERT : No
MONTHLY P&I: 1,740.89 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196819 MORTGAGORS: WADE, TERENCE
WADE, PATRICIA
ADDRESS : 1010 HECKER PASS ROAD
MORTGAGE AMT: 408,000.00 CITY WATSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95076
UNPAID BALANCE: 407,657.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,680.27 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196827 MORTGAGORS: BARARATA, ALBERTO
BARARATA, CHRISTINE
ADDRESS : 2835,2837,2837 1/2 W AVE
MORTGAGE AMT: 145,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90065
UNPAID BALANCE: 145,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,013.86 ANNUAL RATE ADJUST: 0.000
LTV : 94.77000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196835 MORTGAGORS: KREATCHAROENPORN, VASON
KREATCHAROENPORN, MILDRED
ADDRESS : 5022 CELLINI DRIVE
MORTGAGE AMT: 256,471.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91709
UNPAID BALANCE: 256,250.180 OPTION TO CONVERT : No
MONTHLY P&I: 1,663.47 ANNUAL RATE ADJUST: 0.000
LTV : 89.99000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196843 MORTGAGORS: MARK, JOSEPH
MARK, SHERRY
ADDRESS : 322 34TH STREET & 333 33R
MORTGAGE AMT: 281,320.00 CITY HERMOSA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90254
UNPAID BALANCE: 281,083.660 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.07 ANNUAL RATE ADJUST: 0.000
LTV : 38.80000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196850 MORTGAGORS: MANN, GURDEV
MANN, BALWINDER
ADDRESS : 7060 ANJOU CREEK CRICLE
MORTGAGE AMT: 291,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 95120
UNPAID BALANCE: 290,736.930 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.32 ANNUAL RATE ADJUST: 0.000
LTV : 55.96000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196868 MORTGAGORS: DANDAVATI, INDIRA
ADDRESS : 2198 BENTLEY RIDGE DRIVE
MORTGAGE AMT: 500,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95138
UNPAID BALANCE: 499,579.940 OPTION TO CONVERT : No
MONTHLY P&I: 3,284.64 ANNUAL RATE ADJUST: 0.000
LTV : 54.05000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196876 MORTGAGORS: STEIJN, MILAN
STEIJN, CHERYL
ADDRESS : 28275 FLECHAS
MORTGAGE AMT: 260,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 92692
UNPAID BALANCE: 259,389.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,664.81 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196884 MORTGAGORS: DAVIS, PERRY
ADDRESS : 3290 VISTA MATAMO
MORTGAGE AMT: 450,000.00 CITY EL CAJON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92019
UNPAID BALANCE: 449,621.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,956.18 ANNUAL RATE ADJUST: 0.000
LTV : 69.23000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196892 MORTGAGORS: KUSHLICK, JOSEPH
MCGINLEY, MARYJANE
ADDRESS : 17495 DRAYTON HALL WAY
MORTGAGE AMT: 262,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92128
UNPAID BALANCE: 260,872.990 OPTION TO CONVERT : No
MONTHLY P&I: 1,787.30 ANNUAL RATE ADJUST: 0.000
LTV : 68.95000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196900 MORTGAGORS: GRIFFIN, CARL
GRIFFIN, PATRICIA
ADDRESS : 4187 WOODLANE COURT
MORTGAGE AMT: 320,000.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91362
UNPAID BALANCE: 319,731.160 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.17 ANNUAL RATE ADJUST: 0.000
LTV : 32.82000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196918 MORTGAGORS: ENGEL, PAUL
ENGEL, MARILYN
ADDRESS : 72668 SKYWARD WAY
MORTGAGE AMT: 263,800.00 CITY PALM DESERT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92260
UNPAID BALANCE: 263,583.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,755.07 ANNUAL RATE ADJUST: 0.000
LTV : 73.28000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196926 MORTGAGORS: ROSENFELD, TEDD
YASEEN, ROCHELLE
ADDRESS : 30196 SKIPPERS WAY DRIVE
MORTGAGE AMT: 286,500.00 CITY CANYON LAKE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92587
UNPAID BALANCE: 286,259.310 OPTION TO CONVERT : No
MONTHLY P&I: 1,882.10 ANNUAL RATE ADJUST: 0.000
LTV : 79.58000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196934 MORTGAGORS: JOHNSON, WILLIAM
JOHNSON, ELAINE
ADDRESS : 945 POCATELLO AVENUE
MORTGAGE AMT: 370,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94087
UNPAID BALANCE: 369,711.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,524.05 ANNUAL RATE ADJUST: 0.000
LTV : 63.79000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196959 MORTGAGORS: SAKOLS, DANIEL
ADDRESS : 273 PAUL AVENUE
MORTGAGE AMT: 441,600.00 CITY MOUNTAIN VIEW
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94041
UNPAID BALANCE: 441,229.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,901.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196967 MORTGAGORS: VERMA, NIRAJ
VERMA, NAMITA
ADDRESS : 267 OAKHURST LANE
MORTGAGE AMT: 332,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91007
UNPAID BALANCE: 331,721.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,181.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196975 MORTGAGORS: CHEIM, LEO
CHEIM, BARBARA
ADDRESS : 3214 BRACCIANO COURT
MORTGAGE AMT: 336,600.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95135
UNPAID BALANCE: 336,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,324.81 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196983 MORTGAGORS: QUTAMI, WILLIAM
QUTAMI, RAEDA
ADDRESS : 2091 ROLLINGWOOD DRIVE
MORTGAGE AMT: 243,000.00 CITY SAN BRUNO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94066
UNPAID BALANCE: 242,795.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,596.34 ANNUAL RATE ADJUST: 0.000
LTV : 73.64000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080196991 MORTGAGORS: HOLT, DUANE
HOLT, JOELYN
ADDRESS : 4371 EAST LAMP POST WY
MORTGAGE AMT: 282,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92807
UNPAID BALANCE: 281,774.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,899.89 ANNUAL RATE ADJUST: 0.000
LTV : 79.44000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197015 MORTGAGORS: WAGNER, GLENDON
WAGNER, MELISSA
ADDRESS : 16750 FARLEY ROAD
MORTGAGE AMT: 342,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95032
UNPAID BALANCE: 341,733.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,333.04 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197023 MORTGAGORS: PRATS, FRANK
PRATS, JEAN
ADDRESS : 1942 CABANA DRIVE
MORTGAGE AMT: 265,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95125
UNPAID BALANCE: 264,782.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000
LTV : 47.75000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197031 MORTGAGORS: THORPE, RALPH
THORPE, NAIR
ADDRESS : 1652 LEXINGTON AVENUE
MORTGAGE AMT: 250,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94402
UNPAID BALANCE: 249,804.980 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.44 ANNUAL RATE ADJUST: 0.000
LTV : 55.56000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197049 MORTGAGORS: OWENS, JEANNE
ADDRESS : 333 CASTILE WAY
MORTGAGE AMT: 452,550.00 CITY SOUTH SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94080
UNPAID BALANCE: 452,169.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,972.93 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197056 MORTGAGORS: STEINGIESSER, MIKLOS
STEINGIESSER, YAEL
ADDRESS : 22754 BRANDYWINE DR
MORTGAGE AMT: 210,000.00 CITY CALABASAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91302
UNPAID BALANCE: 209,663.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,414.81 ANNUAL RATE ADJUST: 0.000
LTV : 52.50000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197064 MORTGAGORS: MERCURIO, CRISOSTOMO
MERCURIO, MARIE
ADDRESS : 1800 MARTINA AVENUE
MORTGAGE AMT: 266,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90501
UNPAID BALANCE: 265,792.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,814.59 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197072 MORTGAGORS: PEREZ, RONALDO
PEREZ, EUNICE
ADDRESS : 533 WOOLSEY STREET
MORTGAGE AMT: 295,200.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94134
UNPAID BALANCE: 294,958.030 OPTION TO CONVERT : No
MONTHLY P&I: 1,963.97 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197080 MORTGAGORS: BEATTY, RICHARD
ADDRESS : 1245 RANCHEROS ROAD
MORTGAGE AMT: 300,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 91103
UNPAID BALANCE: 299,735.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197114 MORTGAGORS: TEITELL, JAMEY
TEITELL, JON
ADDRESS : 913 SOUTH BUNDY DRIVE
MORTGAGE AMT: 400,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90049
UNPAID BALANCE: 399,672.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,661.21 ANNUAL RATE ADJUST: 0.000
LTV : 68.38000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197122 MORTGAGORS: CARROLL, WENDY
ADDRESS : 11972 WOOD RANCH RD
MORTGAGE AMT: 480,000.00 CITY GRANADA HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91344
UNPAID BALANCE: 479,643.770 OPTION TO CONVERT : No
MONTHLY P&I: 3,356.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197130 MORTGAGORS: MCINTYRE, JOHN
SPARKS, TIFFANY
ADDRESS : 5349 MANDERSTON DRIVE
MORTGAGE AMT: 311,350.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95138
UNPAID BALANCE: 311,101.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197148 MORTGAGORS: MALONEY, RICHARD
MALONEY, DESIREE
ADDRESS : 28382 MILLWOOD ROAD
MORTGAGE AMT: 352,000.00 CITY TRABUCO CANYON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92679
UNPAID BALANCE: 351,711.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,341.86 ANNUAL RATE ADJUST: 0.000
LTV : 78.22000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197155 MORTGAGORS: CARTER, DIANNE
ADDRESS : 200 BELGATOS ROAD
MORTGAGE AMT: 265,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95032
UNPAID BALANCE: 264,782.780 OPTION TO CONVERT : No
MONTHLY P&I: 1,763.05 ANNUAL RATE ADJUST: 0.000
LTV : 46.90000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197171 MORTGAGORS: ZINMAN, TERRANCE
ADDRESS : 6979 CORTE PINATA
MORTGAGE AMT: 480,000.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93012
UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000
LTV : 78.69000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197189 MORTGAGORS: HAMILTON, JAMES
J.BOETIG, PAUL
ADDRESS : 3239 LEDGEWOOD DRIVE
MORTGAGE AMT: 600,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90068
UNPAID BALANCE: 599,508.190 OPTION TO CONVERT : No
MONTHLY P&I: 3,991.81 ANNUAL RATE ADJUST: 0.000
LTV : 74.07000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197197 MORTGAGORS: ROWE, RONALD
ADDRESS : 2345 DOGWOOD ST
MORTGAGE AMT: 156,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 93065
UNPAID BALANCE: 156,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,131.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197205 MORTGAGORS: SANKAR, ARUN
SANKAR, RAJAMMAL
ADDRESS : 18182 SWEET ELM DRIVE
MORTGAGE AMT: 649,999.00 CITY ENCINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91316
UNPAID BALANCE: 648,981.810 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.14 ANNUAL RATE ADJUST: 0.000
LTV : 68.42000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197213 MORTGAGORS: SNYDER, FRED
ADDRESS : 15530 VIA DE SANTA FE
MORTGAGE AMT: 642,000.00 CITY RANCHO SANTA FE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92067
UNPAID BALANCE: 641,511.500 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.13 ANNUAL RATE ADJUST: 0.000
LTV : 53.50000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197221 MORTGAGORS: COKER, THOMAS
COKER, DARLENE
ADDRESS : 5756 PARKCREST DRIVE
MORTGAGE AMT: 317,000.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91750
UNPAID BALANCE: 316,746.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,135.69 ANNUAL RATE ADJUST: 0.000
LTV : 72.05000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197247 MORTGAGORS: WILLIAMSON, ROBERT
WILLIAMSON, JONI
ADDRESS : 47 SAN PABLO AVENUE
MORTGAGE AMT: 631,000.00 CITY HALF MOON BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94019
UNPAID BALANCE: 630,519.860 OPTION TO CONVERT : No
MONTHLY P&I: 4,358.16 ANNUAL RATE ADJUST: 0.000
LTV : 54.87000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197254 MORTGAGORS: SANSANO, ROBERT
LEWIS, TAMMIE
ADDRESS : 2074 44TH AVENUE
MORTGAGE AMT: 268,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94116
UNPAID BALANCE: 267,774.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,760.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197262 MORTGAGORS: LORD, DARRELL
ADDRESS : 15 EAST RANCHERO ROAD
MORTGAGE AMT: 573,750.00 CITY BELL CANYON AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91307
UNPAID BALANCE: 573,334.730 OPTION TO CONVERT : No
MONTHLY P&I: 4,060.97 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197270 MORTGAGORS: MAYHEW, KARIN
ADDRESS : 1465 KINGSTON CIRCLE
MORTGAGE AMT: 500,000.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 91362
UNPAID BALANCE: 499,558.870 OPTION TO CONVERT : No
MONTHLY P&I: 3,201.55 ANNUAL RATE ADJUST: 0.000
LTV : 39.22000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197288 MORTGAGORS: GOOLSBEE, ARTHUR
GOOLSBEE, LINDA
ADDRESS : 15834 RIO FLORIDA DRIVE
MORTGAGE AMT: 357,000.00 CITY WHITTIER
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90603
UNPAID BALANCE: 356,721.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,435.37 ANNUAL RATE ADJUST: 0.000
LTV : 75.96000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197296 MORTGAGORS: RAZAVI, RASHID
FAZELI, MANDY
ADDRESS : 25149 SMOKEWOOD WAY
MORTGAGE AMT: 428,987.00 CITY NEWHALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91381
UNPAID BALANCE: 428,652.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,926.45 ANNUAL RATE ADJUST: 0.000
LTV : 79.44000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197312 MORTGAGORS: MOR, EBRAHIM
MOR, SIMA
ADDRESS : 4 LARKFIELD LANE
MORTGAGE AMT: 444,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92677
UNPAID BALANCE: 443,678.650 OPTION TO CONVERT : No
MONTHLY P&I: 3,142.60 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197320 MORTGAGORS: CARTER, CARMEN
ADDRESS : 3318 BELGROVE CIRCLE
MORTGAGE AMT: 323,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95148
UNPAID BALANCE: 322,741.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,176.11 ANNUAL RATE ADJUST: 0.000
LTV : 76.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197338 MORTGAGORS: BECERRA, MAURICIO
ADDRESS : 8117 NORTON AVENUE
MORTGAGE AMT: 288,000.00 CITY WEST HOLLYWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 90046
UNPAID BALANCE: 287,791.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,038.45 ANNUAL RATE ADJUST: 0.000
LTV : 75.79000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197346 MORTGAGORS: WEAVER, DOROTHY
ADDRESS : 1 MADRONE WAY
MORTGAGE AMT: 590,000.00 CITY KENTFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 94904
UNPAID BALANCE: 589,623.780 OPTION TO CONVERT : No
MONTHLY P&I: 4,432.47 ANNUAL RATE ADJUST: 0.000
LTV : 59.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197353 MORTGAGORS: SEYMOUR, CHARLES
SEYMOUR, KATHLEEN
ADDRESS : 27415 EASTVALE ROAD
MORTGAGE AMT: 423,000.00 CITY PALOS VERDES PENINSU
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90274
UNPAID BALANCE: 422,644.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,778.81 ANNUAL RATE ADJUST: 0.000
LTV : 67.68000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197361 MORTGAGORS: CARDOZO, BRIAN
CARDOZO, ANNA
ADDRESS : 1373 UNIVERSITY AVENUE
MORTGAGE AMT: 525,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95126
UNPAID BALANCE: 524,218.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,670.88 ANNUAL RATE ADJUST: 0.000
LTV : 70.47000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197379 MORTGAGORS: MALEK, JOHN
MALEK, KRYSTYNA
ADDRESS : 23135 DORIS WAY
MORTGAGE AMT: 315,700.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90505
UNPAID BALANCE: 315,447.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,126.93 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197387 MORTGAGORS: NOBAKHT, LIDA
ADDRESS : 735 BICKNELL ROAD
MORTGAGE AMT: 699,000.00 CITY LOS GATOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95030
UNPAID BALANCE: 698,427.040 OPTION TO CONVERT : No
MONTHLY P&I: 4,650.46 ANNUAL RATE ADJUST: 0.000
LTV : 65.02000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197395 MORTGAGORS: DREYFUSS, RANDOLPH
DREYFUSS, PAMELA
ADDRESS : 2605 WEST LAKE VIEW TERRA
MORTGAGE AMT: 310,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90039
UNPAID BALANCE: 309,764.120 OPTION TO CONVERT : No
MONTHLY P&I: 2,141.09 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197411 MORTGAGORS: WALKER, TERRENCE
ADDRESS : 5628 RAVENNA COURT
MORTGAGE AMT: 256,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 95118
UNPAID BALANCE: 255,768.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,618.09 ANNUAL RATE ADJUST: 0.000
LTV : 46.55000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197429 MORTGAGORS: MARRONE, TONY
MARRONE, VENEICE
ADDRESS : 224 SOUTH BENTLEY AVENUE
MORTGAGE AMT: 570,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90049
UNPAID BALANCE: 569,597.700 OPTION TO CONVERT : No
MONTHLY P&I: 4,083.55 ANNUAL RATE ADJUST: 0.000
LTV : 63.33000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197437 MORTGAGORS: MC DONALD, JOHN
MC DONALD, LYDIA
ADDRESS : 1800 BUSHNELL AVE
MORTGAGE AMT: 266,000.00 CITY SOUTH PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91030
UNPAID BALANCE: 265,776.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,747.43 ANNUAL RATE ADJUST: 0.000
LTV : 48.81000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197445 MORTGAGORS: BIERNACKI, MARK
BIERNACKI, LAURIE
ADDRESS : 2038 VIA ARROYO
MORTGAGE AMT: 302,000.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91750
UNPAID BALANCE: 301,775.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,111.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197478 MORTGAGORS: PARVIN, BAHARAK
ADDRESS : 13475 BLACK HILLS RD
MORTGAGE AMT: 245,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92129
UNPAID BALANCE: 244,813.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,692.15 ANNUAL RATE ADJUST: 0.000
LTV : 79.03000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197494 MORTGAGORS: MCNALLY, JOHN
MCNALLY, ERIN
ADDRESS : 24051 TIBURON
MORTGAGE AMT: 285,000.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92629
UNPAID BALANCE: 284,754.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.50 ANNUAL RATE ADJUST: 0.000
LTV : 67.06000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197502 MORTGAGORS: TICE, JAMES
TICE, ROSEMARIE
ADDRESS : 2655 BROOKHOLLOW DRIVE
MORTGAGE AMT: 352,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95132
UNPAID BALANCE: 351,732.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,431.18 ANNUAL RATE ADJUST: 0.000
LTV : 78.22000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197510 MORTGAGORS: MICHALSKI, THOMAS
MICHALSKI, ANN
ADDRESS : 1511 REVELSTOKE WAY
MORTGAGE AMT: 320,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94087
UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 55.75000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197528 MORTGAGORS: WAKEFIELD, MARTHA
ADDRESS : 28061 TIOGA COURT
MORTGAGE AMT: 224,950.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92677
UNPAID BALANCE: 224,589.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,515.53 ANNUAL RATE ADJUST: 0.000
LTV : 78.93000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197536 MORTGAGORS: KAUFFMANN, RAYMOND
JOHNSTON, RENEE
ADDRESS : 4608 JACKSOL DRIVE
MORTGAGE AMT: 259,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95124
UNPAID BALANCE: 258,771.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,658.41 ANNUAL RATE ADJUST: 0.000
LTV : 56.30000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197544 MORTGAGORS: MATHIAS, DALE
MATHIAS, DEBRA
ADDRESS : 29812 SANDLING COURT
MORTGAGE AMT: 312,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92677
UNPAID BALANCE: 311,744.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.74 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197551 MORTGAGORS: TUCKER, BEAU
FITZGERALD, MARGARET
ADDRESS : 2101 FUENTES
MORTGAGE AMT: 268,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92660
UNPAID BALANCE: 267,790.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197569 MORTGAGORS: SMITH, TODD
SMITH, MARY
ADDRESS : 6960 ZELZAH AVENUE
MORTGAGE AMT: 153,500.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91335
UNPAID BALANCE: 153,386.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,073.29 ANNUAL RATE ADJUST: 0.000
LTV : 76.75000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197577 MORTGAGORS: BURRETT, MICHAEL
BURRETT, MARIANNA
ADDRESS : 2300 MC REYNOLDS ROAD
MORTGAGE AMT: 452,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90265
UNPAID BALANCE: 451,620.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,969.32 ANNUAL RATE ADJUST: 0.000
LTV : 64.57000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197585 MORTGAGORS: KRECU, MIKE
KRECU, DEBBIE
ADDRESS : 32122 WEEPING WILLOW STRE
MORTGAGE AMT: 315,000.00 CITY TRABUCO CANYON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92679
UNPAID BALANCE: 314,741.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,095.70 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197593 MORTGAGORS: GIFFIN, SHAWN
GIFFIN, LAURA
ADDRESS : 22511 BIRCHCREST
MORTGAGE AMT: 316,500.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92692
UNPAID BALANCE: 316,234.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,079.18 ANNUAL RATE ADJUST: 0.000
LTV : 63.30000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197619 MORTGAGORS: MARQUEZ, ISABELITA
ADDRESS : 80 SEAGULL DRIVE
MORTGAGE AMT: 256,400.00 CITY RICHMOND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94804
UNPAID BALANCE: 256,204.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,770.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197627 MORTGAGORS: SABHARWAL, JOGINDER
ADDRESS : 3406 KOHLER AVENUE
MORTGAGE AMT: 227,200.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95148
UNPAID BALANCE: 227,039.640 OPTION TO CONVERT : No
MONTHLY P&I: 1,627.69 ANNUAL RATE ADJUST: 0.000
LTV : 79.72000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197635 MORTGAGORS: BARAT, SANDOR
ADDRESS : 5680 OLD FRENCH TOWN ROAD
MORTGAGE AMT: 150,000.00 CITY SHINGLE SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95682
UNPAID BALANCE: 150,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,074.62 ANNUAL RATE ADJUST: 0.000
LTV : 58.59000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197650 MORTGAGORS: BASHIR, IQBAL
ADDRESS : 5282 IVYWOOD DRIVE
MORTGAGE AMT: 282,500.00 CITY LA PALMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90623
UNPAID BALANCE: 282,274.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,903.25 ANNUAL RATE ADJUST: 0.000
LTV : 79.58000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197676 MORTGAGORS: ALHAJ, IBRAHIM
ADDRESS : 3849 KENT WAY
MORTGAGE AMT: 256,800.00 CITY SOUTH SAN FRANCSCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94080
UNPAID BALANCE: 256,609.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197692 MORTGAGORS: BAO, CHARLES
ADDRESS : 10120 EMPYREAN WAY NO 301
MORTGAGE AMT: 399,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90067
UNPAID BALANCE: 398,375.610 OPTION TO CONVERT : No
MONTHLY P&I: 2,721.88 ANNUAL RATE ADJUST: 0.000
LTV : 64.88000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197700 MORTGAGORS: JONES, RANDALL
JONES, CHRISTIE
ADDRESS : 1885 ADRIAN STREET
MORTGAGE AMT: 216,400.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91320
UNPAID BALANCE: 216,235.340 OPTION TO CONVERT : No
MONTHLY P&I: 1,494.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.85000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197718 MORTGAGORS: LAGERSON, REEM
ADDRESS : 1161 SANTA LUISA DRIVE
MORTGAGE AMT: 310,000.00 CITY SOLANA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 92075
UNPAID BALANCE: 309,821.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,438.77 ANNUAL RATE ADJUST: 0.000
LTV : 70.45000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197742 MORTGAGORS: COOPER, BLAIR
COOPER, LINDA
ADDRESS : 39870 ANZA ROAD
MORTGAGE AMT: 136,000.00 CITY TEMECULA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92591
UNPAID BALANCE: 135,904.010 OPTION TO CONVERT : No
MONTHLY P&I: 974.32 ANNUAL RATE ADJUST: 0.000
LTV : 74.73000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197775 MORTGAGORS: HUTCHISON, JAMES
ADDRESS : 626 WEST SHENANDOAH STREE
MORTGAGE AMT: 172,500.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 91360
UNPAID BALANCE: 171,989.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,235.81 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197783 MORTGAGORS: DEBBINI, CHRISTOPHER
DEBBINI, LINA
ADDRESS : 15355 LIVE OAK SPRINGS CY
MORTGAGE AMT: 499,668.00 CITY SANTA CLARITA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91351
UNPAID BALANCE: 499,297.180 OPTION TO CONVERT : No
MONTHLY P&I: 3,493.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.95000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197791 MORTGAGORS: MCNAMARA, TERESA
ADDRESS : 1846 COMSTOCK LANE
MORTGAGE AMT: 279,800.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95124
UNPAID BALANCE: 279,570.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,861.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197809 MORTGAGORS: ROTHENBERG, MARK
ROTHENBERG, ALICE
ADDRESS : 2808 GLENOAKS CANYON DRIV
MORTGAGE AMT: 447,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91206
UNPAID BALANCE: 446,659.870 OPTION TO CONVERT : No
MONTHLY P&I: 3,087.32 ANNUAL RATE ADJUST: 0.000
LTV : 64.78000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197817 MORTGAGORS: JAFFE, TOBIAS
BRESLIN-JAFFE, ANDREA
ADDRESS : 217 16TH STREET
MORTGAGE AMT: 650,000.00 CITY SANTA MONICA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90402
UNPAID BALANCE: 649,492.930 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 60.19000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197825 MORTGAGORS: BROWN, NEAL
KESSLER, PAULA
ADDRESS : 1296 PASEO REDONDO
MORTGAGE AMT: 324,800.00 CITY BURBANK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91501
UNPAID BALANCE: 324,540.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,188.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197833 MORTGAGORS: LIU, I-PEI
ADDRESS : 25861 ESTACADA WAY
MORTGAGE AMT: 629,500.00 CITY LOS ALTOS HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94022
UNPAID BALANCE: 629,008.930 OPTION TO CONVERT : No
MONTHLY P&I: 4,294.30 ANNUAL RATE ADJUST: 0.000
LTV : 48.42000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197841 MORTGAGORS: MAHNKE, ANDREW
MAHNKE, LAURE
ADDRESS : 5085 DISCOVERY POINT
MORTGAGE AMT: 272,000.00 CITY DISCOVERY BAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94514
UNPAID BALANCE: 271,782.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.51 ANNUAL RATE ADJUST: 0.000
LTV : 78.84000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197858 MORTGAGORS: FESLER, WILLARD
FESLER, SUSAN
ADDRESS : 18801 VIA PALATINO
MORTGAGE AMT: 320,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92612
UNPAID BALANCE: 319,756.510 OPTION TO CONVERT : No
MONTHLY P&I: 2,210.16 ANNUAL RATE ADJUST: 0.000
LTV : 53.33000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197866 MORTGAGORS: INCORVAIA, JOEL
INCORVAIA, CYNTHIA
ADDRESS : 3183 BROOKSIDE LANE
MORTGAGE AMT: 293,950.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92024
UNPAID BALANCE: 293,709.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,955.66 ANNUAL RATE ADJUST: 0.000
LTV : 40.27000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197874 MORTGAGORS: MOORE, CHRISTOPHER
MOORE, LAUREN
ADDRESS : 31262 AVENIDA MADRID
MORTGAGE AMT: 400,000.00 CITY SAN JUAN CAPISTRNO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92675
UNPAID BALANCE: 399,695.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,762.70 ANNUAL RATE ADJUST: 0.000
LTV : 72.73000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197890 MORTGAGORS: POURIAN, BETYNAZ
ADDRESS : 4369 LA BARCA DRIVE
MORTGAGE AMT: 350,000.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91356
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.55000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197908 MORTGAGORS: PESCADOR, HELMUTH
PESCADOR, SUSAN
ADDRESS : 2523 GLEN DUNDEE WAY
MORTGAGE AMT: 312,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 95148
UNPAID BALANCE: 311,717.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,972.05 ANNUAL RATE ADJUST: 0.000
LTV : 73.07000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197916 MORTGAGORS: HENSLEY, BERT
ADDRESS : 1505 MARS LANE
MORTGAGE AMT: 550,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90077
UNPAID BALANCE: 549,139.300 OPTION TO CONVERT : No
MONTHLY P&I: 3,751.97 ANNUAL RATE ADJUST: 0.000
LTV : 68.75000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197924 MORTGAGORS: MONTGOMERY, DONALD
MONTGOMERY, CAROLINE
ADDRESS : 2858 NORTH REDONDO AVENUE
MORTGAGE AMT: 385,000.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 93012
UNPAID BALANCE: 384,728.270 OPTION TO CONVERT : No
MONTHLY P&I: 2,758.19 ANNUAL RATE ADJUST: 0.000
LTV : 71.69000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197932 MORTGAGORS: REEVE, N
REEVE, LINDA
ADDRESS : 120 WARWICK COURT
MORTGAGE AMT: 743,000.00 CITY ALAMO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94507
UNPAID BALANCE: 742,434.630 OPTION TO CONVERT : No
MONTHLY P&I: 5,131.72 ANNUAL RATE ADJUST: 0.000
LTV : 57.15000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197940 MORTGAGORS: TANNER, DAVID
ADDRESS : 122 OCEAN FRONT
MORTGAGE AMT: 790,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92661
UNPAID BALANCE: 789,442.420 OPTION TO CONVERT : No
MONTHLY P&I: 5,659.66 ANNUAL RATE ADJUST: 0.000
LTV : 60.77000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197957 MORTGAGORS: SAGERMAN, ERIC
ADDRESS : 3630 WESLIN AVENUE
MORTGAGE AMT: 325,000.00 CITY SHERMAN OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91423
UNPAID BALANCE: 324,752.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,244.69 ANNUAL RATE ADJUST: 0.000
LTV : 71.43000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197973 MORTGAGORS: MURRAY, GEORGE
ADDRESS : 3364-3366 A STREET
MORTGAGE AMT: 100,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92102
UNPAID BALANCE: 99,851.120 OPTION TO CONVERT : No
MONTHLY P&I: 699.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197981 MORTGAGORS: FLAME, JAN
ADDRESS : 649 SOUTH REESE PLACE
MORTGAGE AMT: 75,000.00 CITY BURBANK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91506
UNPAID BALANCE: 75,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 518.01 ANNUAL RATE ADJUST: 0.000
LTV : 25.86000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197999 MORTGAGORS: SCHOMMER, KATHERINE
ADDRESS : 3612 KINGSTON STREET
MORTGAGE AMT: 256,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 92008
UNPAID BALANCE: 255,680.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,945.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198005 MORTGAGORS: HREN, JEROME
HREN, PATRICIA
ADDRESS : 550 SOUTH NARDO AVENUE
MORTGAGE AMT: 335,000.00 CITY SOLANO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92075
UNPAID BALANCE: 334,718.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,200.71 ANNUAL RATE ADJUST: 0.000
LTV : 72.83000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198013 MORTGAGORS: VALENZUELA, AGUSTIN
VALENZUELA, ANA
ADDRESS : 20160 SEAGULL WAY
MORTGAGE AMT: 300,000.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95070
UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000
LTV : 56.60000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198021 MORTGAGORS: SOMMERHAUSER, WILLIAM
SOMMERHAUSER, LISA
ADDRESS : 1254 RAMBLING ROAD
MORTGAGE AMT: 271,000.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93065
UNPAID BALANCE: 270,788.590 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.70 ANNUAL RATE ADJUST: 0.000
LTV : 78.55000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198039 MORTGAGORS: MORINO, JAMES
MORINO, DIANA
ADDRESS : 408 AVENUE F
MORTGAGE AMT: 325,000.00 CITY REDONDO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90277
UNPAID BALANCE: 324,746.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,217.07 ANNUAL RATE ADJUST: 0.000
LTV : 61.32000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198054 MORTGAGORS: DWYER, SCARLETT
ADDRESS : 3918 SILVERADO TRAIL
MORTGAGE AMT: 200,000.00 CITY CALISTOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94515
UNPAID BALANCE: 199,851.570 OPTION TO CONVERT : No
MONTHLY P&I: 1,398.43 ANNUAL RATE ADJUST: 0.000
LTV : 28.57000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198062 MORTGAGORS: CLARKE, KENNETH
CLARKE, JAN
ADDRESS : 13911 RIVER RANCH CIRCLE
MORTGAGE AMT: 603,750.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95070
UNPAID BALANCE: 602,873.280 OPTION TO CONVERT : No
MONTHLY P&I: 4,273.30 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198070 MORTGAGORS: WALIKE, TODD
ADDRESS : 41 NORTH PEREGRINE CIRCLE
MORTGAGE AMT: 300,000.00 CITY Agoura Hills
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91301
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 77.92000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198088 MORTGAGORS: LAI, NGHIA
ADDRESS : 3541 CHABLIS CIRCLE
MORTGAGE AMT: 320,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95132
UNPAID BALANCE: 319,750.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198096 MORTGAGORS: SECOR, DAVID
LEGER, LEONARD
ADDRESS : 3629 BELLFIELD WAY
MORTGAGE AMT: 412,800.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91604
UNPAID BALANCE: 412,453.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,711.80 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198104 MORTGAGORS: SICONOLFI, PAUL
SICONOLFI, ROSLIE
ADDRESS : 3507 SURFVIEW LANE
MORTGAGE AMT: 462,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92625
UNPAID BALANCE: 461,630.550 OPTION TO CONVERT : No
MONTHLY P&I: 3,112.58 ANNUAL RATE ADJUST: 0.000
LTV : 49.31000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198112 MORTGAGORS: SAYED, BILL
AWAD-SAYED, NEVEIN
ADDRESS : 4525 TENANGO DRIVE
MORTGAGE AMT: 364,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91364
UNPAID BALANCE: 363,716.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,483.12 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198120 MORTGAGORS: KASHANINIA, SHEILA
ADDRESS : 1499 LA LINDA DRIVE
MORTGAGE AMT: 300,000.00 CITY SAN MARCOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92069
UNPAID BALANCE: 299,777.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,097.64 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198146 MORTGAGORS: HANEY, MICHAEL
HANE, JUNE
ADDRESS : 900 SOUTH RIMPAU BOULEVAR
MORTGAGE AMT: 500,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 90019
UNPAID BALANCE: 499,689.220 OPTION TO CONVERT : No
MONTHLY P&I: 3,800.36 ANNUAL RATE ADJUST: 0.000
LTV : 74.07000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198153 MORTGAGORS: MCMAINS, ROBERT
MCMAINS, LISA
ADDRESS : 81 DOVECREST
MORTGAGE AMT: 349,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92620
UNPAID BALANCE: 348,706.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,292.68 ANNUAL RATE ADJUST: 0.000
LTV : 67.12000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198161 MORTGAGORS: KINNE, HAROLD
KINNE, SUSAN
ADDRESS : 777 KNOLL DRIVE
MORTGAGE AMT: 422,800.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94070
UNPAID BALANCE: 422,461.900 OPTION TO CONVERT : No
MONTHLY P&I: 2,848.48 ANNUAL RATE ADJUST: 0.000
LTV : 57.92000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198179 MORTGAGORS: BUNN, RICHARD
BUNN, DEBBIE
ADDRESS : 527 TAMARACK DRIVE
MORTGAGE AMT: 270,900.00 CITY SAN RAFAEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94903
UNPAID BALANCE: 270,698.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.17 ANNUAL RATE ADJUST: 0.000
LTV : 76.31000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198187 MORTGAGORS: WEISS, JAMES
WEISS, CAROL
ADDRESS : 21582 CALLE OTONO
MORTGAGE AMT: 268,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92630
UNPAID BALANCE: 267,785.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198195 MORTGAGORS: DEMCAK, FRANCIS
DEMCAK, CAROL
ADDRESS : 17314 HENDRY DRIVE
MORTGAGE AMT: 282,000.00 CITY MORGAN HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95037
UNPAID BALANCE: 281,790.720 OPTION TO CONVERT : No
MONTHLY P&I: 1,971.78 ANNUAL RATE ADJUST: 0.000
LTV : 55.29000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198203 MORTGAGORS: DOWERS, MICHAEL
MORI, KATHERINE
ADDRESS : 1928 PARKWOOD DRIVE
MORTGAGE AMT: 428,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94403
UNPAID BALANCE: 427,649.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,847.49 ANNUAL RATE ADJUST: 0.000
LTV : 75.75000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198211 MORTGAGORS: MOELLER, MONTY
BUSSAN-MOELLER, ROBIN
ADDRESS : 1758 MOORE STREET
MORTGAGE AMT: 146,400.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93065
UNPAID BALANCE: 146,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,011.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198229 MORTGAGORS: JELLISON, LESTER
JELLISON, LINDA
ADDRESS : 4833 PALO VERDE AVENUE
MORTGAGE AMT: 165,000.00 CITY LAKEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90713
UNPAID BALANCE: 165,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,125.59 ANNUAL RATE ADJUST: 0.000
LTV : 93.75000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198237 MORTGAGORS: BEHR, STANLEY
BEHR, MARGO
ADDRESS : 6365 VIA CABRERA
MORTGAGE AMT: 370,000.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92037
UNPAID BALANCE: 369,689.150 OPTION TO CONVERT : No
MONTHLY P&I: 2,430.64 ANNUAL RATE ADJUST: 0.000
LTV : 70.48000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198245 MORTGAGORS: KAPUR, SUKHDEV
KAPUR, NARINDER
ADDRESS : 1007 SANDALWOOD LANE
MORTGAGE AMT: 317,000.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 95035
UNPAID BALANCE: 316,797.860 OPTION TO CONVERT : No
MONTHLY P&I: 2,381.52 ANNUAL RATE ADJUST: 0.000
LTV : 73.72000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198252 MORTGAGORS: KONIGSBERG, MICHAEL
ADDRESS : 19567 SHADOW RIDGE WAY
MORTGAGE AMT: 435,000.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91326
UNPAID BALANCE: 434,652.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,930.68 ANNUAL RATE ADJUST: 0.000
LTV : 79.82000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198260 MORTGAGORS: COX, JOHN
ADDRESS : 115 41ST STREET
MORTGAGE AMT: 312,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92663
UNPAID BALANCE: 311,535.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,181.55 ANNUAL RATE ADJUST: 0.000
LTV : 60.94000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198302 MORTGAGORS: GOVINDASWAMI, BALAJI
ADDRESS : 3421 EAST OCEAN BLVD
MORTGAGE AMT: 380,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90803
UNPAID BALANCE: 379,688.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,528.15 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198310 MORTGAGORS: CRUZET, RODEL
ADDRESS : 339 SPENCE AVE
MORTGAGE AMT: 258,400.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95035
UNPAID BALANCE: 258,208.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198328 MORTGAGORS: NAVARRO, STEVE
ADDRESS : 401 WEST POPLAR AVENUE
MORTGAGE AMT: 750,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 94402
UNPAID BALANCE: 749,557.210 OPTION TO CONVERT : No
MONTHLY P&I: 5,833.42 ANNUAL RATE ADJUST: 0.000
LTV : 57.69000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198336 MORTGAGORS: KORTE, HELMUT
EICHORN-KORTE, PETRA
ADDRESS : 18456 CLIFFTOP WAY
MORTGAGE AMT: 615,000.00 CITY MALIBU
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90265
UNPAID BALANCE: 614,495.890 OPTION TO CONVERT : No
MONTHLY P&I: 4,091.61 ANNUAL RATE ADJUST: 0.000
LTV : 64.74000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198344 MORTGAGORS: HVISTENDAHL, YNGVAR
HVISTENDAHL, ALICIA
ADDRESS : 455 VISTA GRANDE
MORTGAGE AMT: 424,000.00 CITY GREENBRAE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94904
UNPAID BALANCE: 423,677.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,928.46 ANNUAL RATE ADJUST: 0.000
LTV : 62.81000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198351 MORTGAGORS: BAWANY, MOHAMMED
BAWANY, RIZWANA
ADDRESS : 19 TRADITION PLACE
MORTGAGE AMT: 301,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 92602
UNPAID BALANCE: 300,826.820 OPTION TO CONVERT : No
MONTHLY P&I: 2,367.97 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198369 MORTGAGORS: SHEPARDSON, MARY
ADDRESS : 407 ALVARADO TERRACE
MORTGAGE AMT: 55,000.00 CITY VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 92084
UNPAID BALANCE: 55,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 418.04 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198385 MORTGAGORS: PEARCE, JOHN
PEARCE, JAIME
ADDRESS : 1062 TERRACE HILL CIRCLE
MORTGAGE AMT: 269,200.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91362
UNPAID BALANCE: 268,984.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,813.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198393 MORTGAGORS: DLUGACZ, JEROME
ADDRESS : 2035 BALTRA PLACE
MORTGAGE AMT: 267,400.00 CITY COSTA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92626
UNPAID BALANCE: 267,186.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,801.52 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198419 MORTGAGORS: HOYNOWSKI, CHARLES
ADDRESS : 1925 VERA AVENUE
MORTGAGE AMT: 313,000.00 CITY REDWOOD CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94061
UNPAID BALANCE: 312,767.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,188.54 ANNUAL RATE ADJUST: 0.000
LTV : 61.98000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198427 MORTGAGORS: HO, VANG
NGUYEN, CHINH
ADDRESS : 190 CHYNOWETH AVENUE
MORTGAGE AMT: 423,750.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95136
UNPAID BALANCE: 423,435.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,962.92 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198435 MORTGAGORS: MELLIS, SPIRO
MELLIS, CONNIE
ADDRESS : 300 VILLAGE CREEK ROAD
MORTGAGE AMT: 268,000.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 95003
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,896.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198450 MORTGAGORS: VIOLE, ANTHONY
VIOLE, DAWNELL
ADDRESS : 24 CAMARIN STREET
MORTGAGE AMT: 316,000.00 CITY FOOTHILL RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92610
UNPAID BALANCE: 315,765.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,209.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198468 MORTGAGORS: RIDLEY, LANI
ADDRESS : 752 OAK CREST DRIVE
MORTGAGE AMT: 649,000.00 CITY SIERRA MADRE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91024
UNPAID BALANCE: 648,441.230 OPTION TO CONVERT : No
MONTHLY P&I: 4,209.40 ANNUAL RATE ADJUST: 0.000
LTV : 59.00000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198476 MORTGAGORS: ABITANTE, PATRICK
ADDRESS : 11910 JUNIETTE STREET
MORTGAGE AMT: 297,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90230
UNPAID BALANCE: 296,750.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,951.08 ANNUAL RATE ADJUST: 0.000
LTV : 87.35000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198492 MORTGAGORS: BASU, SANTANU
ADDRESS : 6710 ABBOTTSWOOD DRIVE
MORTGAGE AMT: 388,000.00 CITY RANCHO PALOS VERDE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90275
UNPAID BALANCE: 387,674.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,548.88 ANNUAL RATE ADJUST: 0.000
LTV : 89.61000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198500 MORTGAGORS: RODRIGUEZ, EDWIN
RODRIGUEZ, CORAZON
ADDRESS : 1216 PIEDMONT ROAD
MORTGAGE AMT: 278,600.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95132
UNPAID BALANCE: 278,382.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,900.54 ANNUAL RATE ADJUST: 0.000
LTV : 89.87000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198518 MORTGAGORS: ABRAHAMIAN, SARKIS
ADDRESS : 775-777 NORTH HELIOTROPE
MORTGAGE AMT: 242,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90029
UNPAID BALANCE: 241,811.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,650.87 ANNUAL RATE ADJUST: 0.000
LTV : 89.96000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198526 MORTGAGORS: HOPPER, EDMUND
HOPPER, CAROL
ADDRESS : 5058 ELROSE AVE
MORTGAGE AMT: 324,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95124
UNPAID BALANCE: 324,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,349.22 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198534 MORTGAGORS: DOAN, DUYNESS
DOAN, JENNIFER
ADDRESS : 24422 LOS SERRANOS DRIVE
MORTGAGE AMT: 273,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92677
UNPAID BALANCE: 272,792.270 OPTION TO CONVERT : No
MONTHLY P&I: 1,885.54 ANNUAL RATE ADJUST: 0.000
LTV : 79.82000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198542 MORTGAGORS: MOJAHED, NAHID
MOJAHED, MEHDI
ADDRESS : 4959 DUNMAN AVENUE
MORTGAGE AMT: 260,000.00 CITY WOODLAND HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91364
UNPAID BALANCE: 259,807.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198559 MORTGAGORS: LONGDYKE, ROBERT
ADDRESS : 3014 XENOPHEN STREET
MORTGAGE AMT: 336,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92106
UNPAID BALANCE: 335,744.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198567 MORTGAGORS: PUTNAM, JASMIN
ADDRESS : 134 OXFORD
MORTGAGE AMT: 192,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92612
UNPAID BALANCE: 192,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,358.96 ANNUAL RATE ADJUST: 0.000
LTV : 76.80000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198575 MORTGAGORS: BUTLER, ALEXANDER
ADDRESS : 2425 RINCONIA DRIVE
MORTGAGE AMT: 260,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90068
UNPAID BALANCE: 259,802.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,795.76 ANNUAL RATE ADJUST: 0.000
LTV : 56.64000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198583 MORTGAGORS: JUN, JE YEOUN
ADDRESS : 20460 VIA ZARAGOZA
MORTGAGE AMT: 344,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92887
UNPAID BALANCE: 343,757.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,464.46 ANNUAL RATE ADJUST: 0.000
LTV : 78.18000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198591 MORTGAGORS: RICKETTS, STEPHEN
ADDRESS : 4211 BLACKFIN AVE
MORTGAGE AMT: 279,920.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92620
UNPAID BALANCE: 279,684.830 OPTION TO CONVERT : No
MONTHLY P&I: 1,838.88 ANNUAL RATE ADJUST: 0.000
LTV : 79.98000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198609 MORTGAGORS: JACOB, SHEMOEL
ADDRESS : 405 NORTH KILKEA DRIVE
MORTGAGE AMT: 424,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90048
UNPAID BALANCE: 423,677.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,928.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198633 MORTGAGORS: LEVER, STEVEN
KAMINSKI, MAGDALENA
ADDRESS : 5584 EAST OLETA STREET
MORTGAGE AMT: 273,600.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90815
UNPAID BALANCE: 273,370.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,797.36 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198682 MORTGAGORS: SEGUNDO, DIEGO
TRITTIPO, LYNN
ADDRESS : 4201 BRANFORD DRIVE
MORTGAGE AMT: 460,000.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92649
UNPAID BALANCE: 459,622.940 OPTION TO CONVERT : No
MONTHLY P&I: 3,060.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198708 MORTGAGORS: FINN, ROBERT
ADDRESS : 483 GREEN GLEN WAY
MORTGAGE AMT: 504,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 CA 94941
UNPAID BALANCE: 503,717.450 OPTION TO CONVERT : No
MONTHLY P&I: 4,010.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198716 MORTGAGORS: MORRIS, DAVID
ADDRESS : 4340 EAST COLORADO STREET
MORTGAGE AMT: 270,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 90814
UNPAID BALANCE: 269,767.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.21 ANNUAL RATE ADJUST: 0.000
LTV : 78.26000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198732 MORTGAGORS: RUPEL, PHILLIP
ROSS-RUPEL, KATHLEEN
ADDRESS : 6 WEEPINGRIDGE COURT
MORTGAGE AMT: 260,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94402
UNPAID BALANCE: 259,776.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000
LTV : 68.42000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198740 MORTGAGORS: BOADWEE, HARRY
BOADWEE, SARA
ADDRESS : 1255 CARMEL TERRACE
MORTGAGE AMT: 427,000.00 CITY LOS ALTOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94024
UNPAID BALANCE: 426,658.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,876.78 ANNUAL RATE ADJUST: 0.000
LTV : 64.31000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198765 MORTGAGORS: HAGIN, DAN
HAGIN, LYNN
ADDRESS : 910 IBIZA
MORTGAGE AMT: 338,000.00 CITY SAN CLEMENTE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92672
UNPAID BALANCE: 337,716.040 OPTION TO CONVERT : No
MONTHLY P&I: 2,220.42 ANNUAL RATE ADJUST: 0.000
LTV : 71.91000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198781 MORTGAGORS: DASHTI, ABBAS
DASHTI, MARY ANN
ADDRESS : 16821 FALTER ROAD
MORTGAGE AMT: 425,000.00 CITY CANYON COUNTRY
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91351
UNPAID BALANCE: 424,634.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,756.54 ANNUAL RATE ADJUST: 0.000
LTV : 77.27000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198807 MORTGAGORS: MONACELL, T
MONACELL, BETTY
ADDRESS : 1420 DEL MAR AVENUE
MORTGAGE AMT: 260,000.00 CITY LAGUNA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92651
UNPAID BALANCE: 259,792.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000
LTV : 55.91000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198849 MORTGAGORS: CROSS, JAMES
CROSS, SUSAN
ADDRESS : 5452 LEIGH AVENUE
MORTGAGE AMT: 256,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.37500 CA 95124
UNPAID BALANCE: 255,762.890 OPTION TO CONVERT : No
MONTHLY P&I: 1,597.11 ANNUAL RATE ADJUST: 0.000
LTV : 85.91000 OUTSIDE CONV DATE:
CURRENT INT 6.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198864 MORTGAGORS: BENECKE, NORBERT
BENECKE, PAULA
ADDRESS : 552 CUESTA DRIVE
MORTGAGE AMT: 350,000.00 CITY APTOS
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 95003
UNPAID BALANCE: 349,698.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,270.09 ANNUAL RATE ADJUST: 0.000
LTV : 67.96000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198872 MORTGAGORS: PARTRIDGE, VIRGINIA
ADDRESS : 18020 ROSE COURT
MORTGAGE AMT: 310,000.00 CITY MONTE SERENO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95030
UNPAID BALANCE: 309,752.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,088.53 ANNUAL RATE ADJUST: 0.000
LTV : 56.36000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198898 MORTGAGORS: CULLEN, CHRISTOPHER
CULLEN, KATHLEEN
ADDRESS : 22010 MARJORIE AVENUE
MORTGAGE AMT: 260,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90503
UNPAID BALANCE: 259,792.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,751.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198906 MORTGAGORS: ALLE, JOSEPH
MILLER-ALLE, SHARON
ADDRESS : 1700 N SANTA ANITA AVENUE
MORTGAGE AMT: 320,000.00 CITY ARCADIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 91006
UNPAID BALANCE: 319,724.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,075.51 ANNUAL RATE ADJUST: 0.000
LTV : 71.11000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198914 MORTGAGORS: ALBRIGHT, PHILIP
ALBRIGHT, NANCY
ADDRESS : 15 NEWCASTLE LANE
MORTGAGE AMT: 455,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92677
UNPAID BALANCE: 454,617.740 OPTION TO CONVERT : No
MONTHLY P&I: 2,989.03 ANNUAL RATE ADJUST: 0.000
LTV : 53.53000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198922 MORTGAGORS: CHENG, JOHN
ADDRESS : 2 VETRINA
MORTGAGE AMT: 444,000.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92606
UNPAID BALANCE: 443,626.990 OPTION TO CONVERT : No
MONTHLY P&I: 2,916.76 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198930 MORTGAGORS: STEIDEL, K
ADDRESS : 515 REDLANDS AVENUE
MORTGAGE AMT: 485,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 92663
UNPAID BALANCE: 484,561.550 OPTION TO CONVERT : No
MONTHLY P&I: 3,065.53 ANNUAL RATE ADJUST: 0.000
LTV : 77.60000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198955 MORTGAGORS: MANNION, E.
MANNION, NANCY
ADDRESS : 406 30TH STREET
MORTGAGE AMT: 460,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94131
UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,021.87 ANNUAL RATE ADJUST: 0.000
LTV : 63.45000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198963 MORTGAGORS: ADAIR, MICHAEL
L'ESPERANCE ADAIR, MARY
ADDRESS : 150 MELENDEZ AVENUE
MORTGAGE AMT: 260,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 94539
UNPAID BALANCE: 259,776.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,686.36 ANNUAL RATE ADJUST: 0.000
LTV : 49.06000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198971 MORTGAGORS: SIMS, MICHAEL
SIMS, LISA
ADDRESS : 73 SADDLE COURT
MORTGAGE AMT: 315,400.00 CITY TRES PINOS
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 CA 95075
UNPAID BALANCE: 315,121.730 OPTION TO CONVERT : No
MONTHLY P&I: 2,019.54 ANNUAL RATE ADJUST: 0.000
LTV : 64.96000 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198989 MORTGAGORS: SHOLER, GARRETT
ADDRESS : 518 EL MODENA AVENUE
MORTGAGE AMT: 386,000.00 CITY NEWPORT BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92663
UNPAID BALANCE: 385,691.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,600.55 ANNUAL RATE ADJUST: 0.000
LTV : 60.79000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199003 MORTGAGORS: MURDOCH, ROY
MASTRANGIOLI, ROSANNE
ADDRESS : 574 ELVIS DRIVE
MORTGAGE AMT: 290,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95123
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,905.09 ANNUAL RATE ADJUST: 0.000
LTV : 77.33000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199011 MORTGAGORS: DICKMAN, JAMES
DICKMAN, ADRIENNE
ADDRESS : 4917 SWINTON AVENUE
MORTGAGE AMT: 297,000.00 CITY ENCINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91436
UNPAID BALANCE: 296,756.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,975.95 ANNUAL RATE ADJUST: 0.000
LTV : 57.12000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199029 MORTGAGORS: YEKTA, MEHRAN
YEKTA, NEDA
ADDRESS : 3644 DEER TRAIL DRIVE
MORTGAGE AMT: 480,000.00 CITY DANVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94506
UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000
LTV : 71.64000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199052 MORTGAGORS: KONG, CHANG
KONG, ELIZA
ADDRESS : 4125 MIRAMAR DRIVE
MORTGAGE AMT: 275,000.00 CITY HACIENDA HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91745
UNPAID BALANCE: 274,768.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.55 ANNUAL RATE ADJUST: 0.000
LTV : 76.39000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199060 MORTGAGORS: BAILEY, DANIEL
BAILEY, YVONNE
ADDRESS : 505 WEST OCEAN AVENUE
MORTGAGE AMT: 441,000.00 CITY SEAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.50000 CA 90740
UNPAID BALANCE: 440,601.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,787.42 ANNUAL RATE ADJUST: 0.000
LTV : 65.43000 OUTSIDE CONV DATE:
CURRENT INT 6.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199078 MORTGAGORS: AMIDEI, SUE
ADDRESS : 2200 CHANDLER DRIVE
MORTGAGE AMT: 480,000.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92782
UNPAID BALANCE: 479,616.150 OPTION TO CONVERT : No
MONTHLY P&I: 3,233.85 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199086 MORTGAGORS: HENZE, DONALD
ADDRESS : 13 SHERIDAN
MORTGAGE AMT: 249,900.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92620
UNPAID BALANCE: 249,700.160 OPTION TO CONVERT : No
MONTHLY P&I: 1,683.62 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199094 MORTGAGORS: CUMMING, CATHERINE
ADDRESS : 229 REDWOOD AVENUE
MORTGAGE AMT: 273,600.00 CITY PESCADERO
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94060
UNPAID BALANCE: 273,370.140 OPTION TO CONVERT : No
MONTHLY P&I: 1,797.36 ANNUAL RATE ADJUST: 0.000
LTV : 62.90000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199110 MORTGAGORS: ALTMAN, HOWARD
ALTMAN, CHERYL
ADDRESS : 102 ARISTA
MORTGAGE AMT: 285,000.00 CITY SAN CLEMENTE
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 CA 92673
UNPAID BALANCE: 284,754.630 OPTION TO CONVERT : No
MONTHLY P&I: 1,848.50 ANNUAL RATE ADJUST: 0.000
LTV : 58.76000 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199128 MORTGAGORS: JONES, WILLIAM
JONES, DIANA
ADDRESS : 15212 EL SELINDA DRIVE
MORTGAGE AMT: 280,000.00 CITY HACIENDA HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91745
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,839.40 ANNUAL RATE ADJUST: 0.000
LTV : 72.73000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199177 MORTGAGORS: BROWN, JEFFREY
ADDRESS : 5082 HOWES LANE
MORTGAGE AMT: 292,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95118
UNPAID BALANCE: 292,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000
LTV : 70.19000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199201 MORTGAGORS: MING LAU, ALFRED
ADDRESS : 136 NORTH 4TH STREET
MORTGAGE AMT: 228,000.00 CITY MONTEBELLO
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 CA 90640
UNPAID BALANCE: 227,861.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,753.12 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199326 MORTGAGORS: HITO, SAFWAN
HITO, LAUREN
ADDRESS : 860 MERIDIAN BAY LANE # 2
MORTGAGE AMT: 275,350.00 CITY FOSTER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 94404
UNPAID BALANCE: 275,350.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,068.61 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199334 MORTGAGORS: NAGARAJ, ASHWATH
NAGARAJ, VILEENA
ADDRESS : 25769 ELENA ROAD
MORTGAGE AMT: 360,000.00 CITY LOS ALTOS HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 CA 94022
UNPAID BALANCE: 359,798.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,864.32 ANNUAL RATE ADJUST: 0.000
LTV : 16.78000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199375 MORTGAGORS: BOSE, DIPANKAR
BOSE, MARGARITA
ADDRESS : 730 LIVERPOOL WAY
MORTGAGE AMT: 305,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 CA 94087
UNPAID BALANCE: 304,829.010 OPTION TO CONVERT : No
MONTHLY P&I: 2,426.72 ANNUAL RATE ADJUST: 0.000
LTV : 53.51000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199383 MORTGAGORS: HARDEV, DILIP
HARDEV, PURNIMA
ADDRESS : 602 ROCKINGHAM LANE
MORTGAGE AMT: 465,000.00 CITY REDWOOD CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.87500 CA 94065
UNPAID BALANCE: 464,739.310 OPTION TO CONVERT : No
MONTHLY P&I: 3,699.75 ANNUAL RATE ADJUST: 0.000
LTV : 73.81000 OUTSIDE CONV DATE:
CURRENT INT 8.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199409 MORTGAGORS: WATSON, STEVEN
WATSON, CAROL
ADDRESS : 1461 COLUMBINE WAY
MORTGAGE AMT: 319,200.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94550
UNPAID BALANCE: 319,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,150.51 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199458 MORTGAGORS: MORENO, RAMIRO
MORENO, DEBRA
ADDRESS : 1108 LAS POSAS
MORTGAGE AMT: 284,800.00 CITY SAN CLEMENT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92673
UNPAID BALANCE: 284,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199482 MORTGAGORS: ALVARADO, BEN
ALVARADO, CHARMAINE
ADDRESS : 11382 KENSINGTON ROAD
MORTGAGE AMT: 282,500.00 CITY LOS ALAMITO
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90720
UNPAID BALANCE: 282,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,879.48 ANNUAL RATE ADJUST: 0.000
LTV : 73.85621 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200298 MORTGAGORS: MCFALL, PHILIP
MCFALL, DORIS
ADDRESS : 2060 WEST 235TH STREET
MORTGAGE AMT: 424,000.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90505
UNPAID BALANCE: 424,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,928.46 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200314 MORTGAGORS: PALMER, WILLIAM
PALMER, DANNA
ADDRESS : 25312 ABILENE COURT
MORTGAGE AMT: 650,000.00 CITY LAGUNA HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92653
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 73.94767 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200371 MORTGAGORS: GIUSTI, GERALD
GIUSTI, SHIRLEY
ADDRESS : 13456 WILDCREST DRIVE
MORTGAGE AMT: 389,150.00 CITY LOS ALTOS H
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94022
UNPAID BALANCE: 389,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,720.99 ANNUAL RATE ADJUST: 0.000
LTV : 23.58485 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200397 MORTGAGORS: LEE, DAVID
LEE, CAROLINE
ADDRESS : 21 PEGASUS DRIVE
MORTGAGE AMT: 454,550.00 CITY COTO DE CAZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92679
UNPAID BALANCE: 454,550.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,024.13 ANNUAL RATE ADJUST: 0.000
LTV : 79.99824 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200439 MORTGAGORS: SHEN, WILLIAM
SHEN, LYDIA
ADDRESS : 771 SANTA OLIVIA
MORTGAGE AMT: 337,500.00 CITY SOLANO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92075
UNPAID BALANCE: 337,216.460 OPTION TO CONVERT : No
MONTHLY P&I: 2,217.13 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200496 MORTGAGORS: YOON, ANTONIO
YOON, PATRICIA
ADDRESS : 164 OLD RANCH ROAD
MORTGAGE AMT: 336,000.00 CITY CHULA VISTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91910
UNPAID BALANCE: 336,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200629 MORTGAGORS: WALTER, DAVID
WALTER, ANNE
ADDRESS : 792 ALDERDALE COURT
MORTGAGE AMT: 489,300.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 91320
UNPAID BALANCE: 488,987.990 OPTION TO CONVERT : No
MONTHLY P&I: 3,675.95 ANNUAL RATE ADJUST: 0.000
LTV : 88.96000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200728 MORTGAGORS: RYSER, RONALD
RYSER, PATRICIA
ADDRESS : 2127 NEWPORT DR
MORTGAGE AMT: 352,750.00 CITY DISCOVERY BAY
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 94514
UNPAID BALANCE: 352,547.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,775.09 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200835 MORTGAGORS: ODERBERG, DAVID
ODERBERG, ETHEL
ADDRESS : 3313 BUTLER AVENUE
MORTGAGE AMT: 261,250.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90066
UNPAID BALANCE: 261,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000
LTV : 55.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200884 MORTGAGORS: BOEHM, DONALD
ADDRESS : 1050 FAIRWAY DRIVE
MORTGAGE AMT: 475,200.00 CITY VENTURA COUNTY
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 93010
UNPAID BALANCE: 474,896.980 OPTION TO CONVERT : No
MONTHLY P&I: 3,570.02 ANNUAL RATE ADJUST: 0.000
LTV : 75.43000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200900 MORTGAGORS: MORAN, MARK
ADDRESS : 2247 ROSCOMARE RD
MORTGAGE AMT: 560,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 9.00000 CA 90077
UNPAID BALANCE: 559,694.110 OPTION TO CONVERT : No
MONTHLY P&I: 4,505.89 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 9.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200926 MORTGAGORS: SCHALKER, DAVID
ADDRESS : 1794 POTRERO DRIVE
MORTGAGE AMT: 340,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 8.62500 CA 95124
UNPAID BALANCE: 339,799.260 OPTION TO CONVERT : No
MONTHLY P&I: 2,644.49 ANNUAL RATE ADJUST: 0.000
LTV : 69.39000 OUTSIDE CONV DATE:
CURRENT INT 8.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200942 MORTGAGORS: ROHRBACH, DANIEL
ANLEU, RINA
ADDRESS : 1257 1ST ST & 1256-60 1ST
MORTGAGE AMT: 332,000.00 CITY HERMOSA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 90254
UNPAID BALANCE: 331,793.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,523.44 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200967 MORTGAGORS: EVANS, ALAN
ADDRESS : 342 344 344A SCOTT STREET
MORTGAGE AMT: 532,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 94117
UNPAID BALANCE: 531,669.340 OPTION TO CONVERT : No
MONTHLY P&I: 4,043.58 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201064 MORTGAGORS: DEDINI, WALTER
DEDINI, KATHLEEN
ADDRESS : 218 WINWOOD AVENUE
MORTGAGE AMT: 311,000.00 CITY PACIFICA
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 94044
UNPAID BALANCE: 310,801.690 OPTION TO CONVERT : No
MONTHLY P&I: 2,336.44 ANNUAL RATE ADJUST: 0.000
LTV : 78.73000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201122 MORTGAGORS: FISHER, CARY
FISHER, DIANE
ADDRESS : 163 ROYCROFT AVENUE
MORTGAGE AMT: 375,000.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 90803
UNPAID BALANCE: 374,760.880 OPTION TO CONVERT : No
MONTHLY P&I: 2,817.25 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201387 MORTGAGORS: CORWIN, CLAYTON
CORWIN, TERESA
ADDRESS : 11 PALMA VALLEY
MORTGAGE AMT: 416,000.00 CITY COTO DE CAZA
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 92679
UNPAID BALANCE: 416,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,161.90 ANNUAL RATE ADJUST: 0.000
LTV : 68.76000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201460 MORTGAGORS: HADLEY, JOSEFA
ADDRESS : 1016 BONITA AVENUE
MORTGAGE AMT: 315,000.00 CITY MOUNTAIN VIEW
:\
STATE/ZIP :\
LIFETIME RATE : 8.37500 CA 94040
UNPAID BALANCE: 314,804.210 OPTION TO CONVERT : No
MONTHLY P&I: 2,394.23 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 8.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201569 MORTGAGORS: BROCK, SAM
BROCK, ANITA
ADDRESS : 6764 LEMON LEAF DRIVE
MORTGAGE AMT: 462,000.00 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 CA 92009
UNPAID BALANCE: 461,705.400 OPTION TO CONVERT : No
MONTHLY P&I: 3,470.85 ANNUAL RATE ADJUST: 0.000
LTV : 77.00000 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201577 MORTGAGORS: DYE, ROY
DYE, BROOKE
ADDRESS : 1313 10TH STREET
MORTGAGE AMT: 699,000.00 CITY CORONADO
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 92118
UNPAID BALANCE: 698,542.750 OPTION TO CONVERT : No
MONTHLY P&I: 5,190.06 ANNUAL RATE ADJUST: 0.000
LTV : 74.68000 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201585 MORTGAGORS: DUNHILL, CHRISTMAN
ADDRESS : 452 GRIFFIN AVENUE
MORTGAGE AMT: 337,500.00 CITY PACIFICA
:\
STATE/ZIP :\
LIFETIME RATE : 8.50000 CA 94044
UNPAID BALANCE: 337,089.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,595.08 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201627 MORTGAGORS: SCHARPEN, SCOTT
SCHARPEN, CAROLYN
ADDRESS : 27182 SOLEDAD
MORTGAGE AMT: 340,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 92691
UNPAID BALANCE: 339,607.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,674.78 ANNUAL RATE ADJUST: 0.000
LTV : 75.56000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201692 MORTGAGORS: SACHER, FRANK
ADDRESS : 4362 SHADY CREEK LANE
MORTGAGE AMT: 268,800.00 CITY VACAVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 8.75000 CA 95688
UNPAID BALANCE: 268,645.350 OPTION TO CONVERT : No
MONTHLY P&I: 2,114.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080203060 MORTGAGORS: FIERRO, FLORA
DENA, FERNANDO
ADDRESS : 317 LASSENPARK CIRCLE
MORTGAGE AMT: 265,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95136
UNPAID BALANCE: 264,788.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,785.36 ANNUAL RATE ADJUST: 0.000
LTV : 73.61111 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080203110 MORTGAGORS: SANGER, PAUL
SANGER, MARGARET
ADDRESS : 6709 EAST LEAFWOOD DRIVE
MORTGAGE AMT: 260,000.00 CITY ANAHEIM
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92807
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080203128 MORTGAGORS: MOHAMED, SALIH
TONG, NGA
ADDRESS : 400 PHOTINIA LANE
MORTGAGE AMT: 525,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95127
UNPAID BALANCE: 524,610.370 OPTION TO CONVERT : No
MONTHLY P&I: 3,670.88 ANNUAL RATE ADJUST: 0.000
LTV : 71.04195 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080203300 MORTGAGORS: CONIGLIO, SHARON
ADDRESS : 27 GREENWOOD VALE
MORTGAGE AMT: 450,000.00 CITY MONTEREY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93940
UNPAID BALANCE: 449,657.590 OPTION TO CONVERT : No
MONTHLY P&I: 3,108.04 ANNUAL RATE ADJUST: 0.000
LTV : 75.63025 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080203334 MORTGAGORS: ECKSTEIN, DAVID
ECKSTEIN, BUSHRA
ADDRESS : 3271 ELVIA STREET
MORTGAGE AMT: 640,000.00 CITY LAFAYETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94549
UNPAID BALANCE: 639,500.710 OPTION TO CONVERT : No
MONTHLY P&I: 4,365.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080204134 MORTGAGORS: LANDWEHR, EDWIN
LANDWEHR, JANICE
ADDRESS : 6051 PEDEN ROAD EAST
MORTGAGE AMT: 495,000.00 CITY FORT WORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 TX 76179
UNPAID BALANCE: 494,623.350 OPTION TO CONVERT : No
MONTHLY P&I: 3,418.84 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080204795 MORTGAGORS: CLARKE, DAVID
CLARKE, TERYN
ADDRESS : 288 CORONA AVENUE
MORTGAGE AMT: 321,600.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 90803
UNPAID BALANCE: 321,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,303.99 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080204894 MORTGAGORS: HO, CUU
HO, BACH
ADDRESS : 5875 CARMEL WAY
MORTGAGE AMT: 300,800.00 CITY UNION CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94587
UNPAID BALANCE: 300,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,103.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080204936 MORTGAGORS: LANDES, JERRY
LANDES, MICHELE
ADDRESS : 2434 CABALLO RANCHERO DRI
MORTGAGE AMT: 429,000.00 CITY DIABLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94528
UNPAID BALANCE: 429,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,926.54 ANNUAL RATE ADJUST: 0.000
LTV : 57.97297 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080204951 MORTGAGORS: BERNA, LARRY
KAUFMAN, RACY
ADDRESS : 30259 PALOS VERDES DRIVE
MORTGAGE AMT: 641,500.00 CITY RANCHO PALO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90275
UNPAID BALANCE: 641,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,376.16 ANNUAL RATE ADJUST: 0.000
LTV : 51.32000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080204969 MORTGAGORS: NEWBURG, KENNETH
NEWBURG, YOKO
ADDRESS : 19942 WESTOVER PLACE
MORTGAGE AMT: 300,000.00 CITY WOODLAND HI
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91367
UNPAID BALANCE: 300,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,175.21 ANNUAL RATE ADJUST: 0.000
LTV : 65.21739 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080204977 MORTGAGORS: POSEY, MICHAEL
POSEY, JEAN
ADDRESS : 708 MAIN STREET
MORTGAGE AMT: 368,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92648
UNPAID BALANCE: 368,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,573.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080204985 MORTGAGORS: GUMBERT, GARY
ADDRESS : A111 SURFSIDE AVENUE
MORTGAGE AMT: 650,000.00 CITY SEAL BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90743
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,434.15 ANNUAL RATE ADJUST: 0.000
LTV : 74.28571 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080205263 MORTGAGORS: KIRANI, SHEKHAR
KIRANI, JYOTHI
ADDRESS : 109 WASHBURN AVENUE
MORTGAGE AMT: 418,000.00 CITY CAPITOLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95010
UNPAID BALANCE: 418,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,780.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080205271 MORTGAGORS: COUSER, SONDRAMAE
ADDRESS : 468 VICK DRIVE
MORTGAGE AMT: 268,000.00 CITY SANTA CRUZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95060
UNPAID BALANCE: 268,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206030 MORTGAGORS: MALONE, REGIS
MALONE, SUSAN
ADDRESS : 26800 SEURAT LANE
MORTGAGE AMT: 346,700.00 CITY SANTA CLARI
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91355
UNPAID BALANCE: 346,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,453.93 ANNUAL RATE ADJUST: 0.000
LTV : 69.75855 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206618 MORTGAGORS: PINCKNEY, MICHAEL
PINCKNEY, SHERDINE
ADDRESS : 16609 SEA ISLAND COURT
MORTGAGE AMT: 421,650.00 CITY SILVER SPRI
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20905
UNPAID BALANCE: 421,295.760 OPTION TO CONVERT : No
MONTHLY P&I: 2,769.94 ANNUAL RATE ADJUST: 0.000
LTV : 79.99674 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206683 MORTGAGORS: SIMS, SAMUEL
SIMS, CHARISSE
ADDRESS : 4520 LAKEFIELD BEND
MORTGAGE AMT: 280,000.00 CITY DULUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 GA 30096
UNPAID BALANCE: 279,770.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.84 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206725 MORTGAGORS: DONOHUE, ANNE
DONESKI, ELLEN
ADDRESS : 706 ARCH HALL LANE
MORTGAGE AMT: 317,150.00 CITY ALEXANDRIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 VA 22314
UNPAID BALANCE: 316,870.180 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.75 ANNUAL RATE ADJUST: 0.000
LTV : 79.98941 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206808 MORTGAGORS: FEARNOW, KEVIN
FEARNOW, ANNE MARIE
ADDRESS : 10024 PRESTWICH TERRACE
MORTGAGE AMT: 368,450.00 CITY IJAMSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21754
UNPAID BALANCE: 368,162.580 OPTION TO CONVERT : No
MONTHLY P&I: 2,513.47 ANNUAL RATE ADJUST: 0.000
LTV : 79.99783 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206857 MORTGAGORS: STOUT, LLOYD
STOUT, RHONDA
ADDRESS : 23503 BUCKRIDGE DRIVE
MORTGAGE AMT: 265,150.00 CITY DAMASCUS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20872
UNPAID BALANCE: 264,937.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,786.36 ANNUAL RATE ADJUST: 0.000
LTV : 79.99360 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206899 MORTGAGORS: GRUNER, DAVID
GRUNER, DARLENE
ADDRESS : 2000 GRESHAM LANE
MORTGAGE AMT: 442,650.00 CITY DAVIDSONVIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 21035
UNPAID BALANCE: 442,321.490 OPTION TO CONVERT : No
MONTHLY P&I: 3,095.07 ANNUAL RATE ADJUST: 0.000
LTV : 79.99819 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206923 MORTGAGORS: SMITH, RONALD
ADDRESS : W8924 SPRING ROAD
MORTGAGE AMT: 270,000.00 CITY HORTONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WI 54944
UNPAID BALANCE: 269,799.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,887.88 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080206931 MORTGAGORS: PARKER, LLOYD
PARKER, TANAIA
ADDRESS : 20766 QUIET BROOK PLACE
MORTGAGE AMT: 266,700.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20165
UNPAID BALANCE: 266,475.940 OPTION TO CONVERT : No
MONTHLY P&I: 1,752.03 ANNUAL RATE ADJUST: 0.000
LTV : 79.98800 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207020 MORTGAGORS: POPE, CHARLES
POPE, LORI
ADDRESS : 23227 SORRELL COURT
MORTGAGE AMT: 323,900.00 CITY VALENCIA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91355
UNPAID BALANCE: 323,627.890 OPTION TO CONVERT : No
MONTHLY P&I: 2,127.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.99506 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207038 MORTGAGORS: BIGGAR, THOMAS
COHEN, KELLEE
ADDRESS : 4608 BRIGHTWOOD ROAD
MORTGAGE AMT: 263,200.00 CITY OLNEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20832
UNPAID BALANCE: 262,989.530 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.22 ANNUAL RATE ADJUST: 0.000
LTV : 79.99854 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207053 MORTGAGORS: HOWARD, JOANNE
ADDRESS : 28 CRESCENT DRIVE
MORTGAGE AMT: 372,000.00 CITY SCOTTS VALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95066
UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,665.05 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207079 MORTGAGORS: DANDEKAR, VIVEK
DANDEKAR, SWATI
ADDRESS : 3713 VALLEY OAKS DRIVE
MORTGAGE AMT: 315,350.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 22033
UNPAID BALANCE: 315,104.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,151.24 ANNUAL RATE ADJUST: 0.000
LTV : 79.99746 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207087 MORTGAGORS: PRICE, WILLIAM
PRICE, PATRICIA
ADDRESS : 14 NOBLE VICTORY
MORTGAGE AMT: 373,350.00 CITY EDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21037
UNPAID BALANCE: 373,043.980 OPTION TO CONVERT : No
MONTHLY P&I: 2,483.90 ANNUAL RATE ADJUST: 0.000
LTV : 79.99786 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207111 MORTGAGORS: MC MILLAN, JOSEPH
MC MILLAN, VIRGINIA
ADDRESS : 12615 BEAR CREEK TER
MORTGAGE AMT: 261,400.00 CITY BELTSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MD 20705
UNPAID BALANCE: 261,180.390 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.97822 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207129 MORTGAGORS: MC LAWHORN, DAMIAN
ADDRESS : 16 BALMORAL PLACE
MORTGAGE AMT: 252,700.00 CITY LAS FLORES
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92688
UNPAID BALANCE: 252,497.920 OPTION TO CONVERT : No
MONTHLY P&I: 1,702.49 ANNUAL RATE ADJUST: 0.000
LTV : 79.99367 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207186 MORTGAGORS: CULLEN, JAMES
CULLEN, EILEEN
ADDRESS : 4 FALLING WATER COURT
MORTGAGE AMT: 388,900.00 CITY REISTERSTOW
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 21136
UNPAID BALANCE: 388,589.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,620.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.85626 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207194 MORTGAGORS: BROWNING, JEFFREY
ADDRESS : 2539 WELLESLEY AVENUE
MORTGAGE AMT: 272,200.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 90064
UNPAID BALANCE: 271,971.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,788.16 ANNUAL RATE ADJUST: 0.000
LTV : 89.98347 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207228 MORTGAGORS: WRIGHT, GERALD
WRIGHT, NANCY
ADDRESS : 15 BYRON CIRCLE
MORTGAGE AMT: 320,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94941
UNPAID BALANCE: 320,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,237.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207251 MORTGAGORS: SOLOMON, LOUIS
MARKS, LESLIE
ADDRESS : 213 HART ROAD
MORTGAGE AMT: 272,050.00 CITY GAITHERSBUR
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20878
UNPAID BALANCE: 271,602.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,809.96 ANNUAL RATE ADJUST: 0.000
LTV : 79.98836 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207301 MORTGAGORS: WILLIAMS, MARK
WILLIAMS, MARIA
ADDRESS : 501 503 10TH STREET
MORTGAGE AMT: 390,850.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92648
UNPAID BALANCE: 390,850.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,666.29 ANNUAL RATE ADJUST: 0.000
LTV : 67.38793 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207335 MORTGAGORS: YOUNG, SCOTT
YOUNG, CYNTHIA
ADDRESS : 9931 TREVI STREET
MORTGAGE AMT: 290,500.00 CITY CYPRESS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90630
UNPAID BALANCE: 290,261.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,932.70 ANNUAL RATE ADJUST: 0.000
LTV : 73.17380 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207350 MORTGAGORS: MAXWELL, JOHN
MAXWELL, SUSAN
ADDRESS : 116 MONTE VISTA AVENUE
MORTGAGE AMT: 400,000.00 CITY LARKSPUR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94939
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,796.86 ANNUAL RATE ADJUST: 0.000
LTV : 69.56522 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207368 MORTGAGORS: ACKENHEIL, ERIN
ADDRESS : 9 SANTA VICTORIA COURT
MORTGAGE AMT: 383,200.00 CITY NOVATO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94945
UNPAID BALANCE: 383,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,614.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207459 MORTGAGORS: CALLA, RAMAN
CALLA, ANITA
ADDRESS : 17311 TAM O SHANTER DRIVE
MORTGAGE AMT: 280,000.00 CITY POWAY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92064
UNPAID BALANCE: 279,776.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.42 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207467 MORTGAGORS: FLAMM, RONALD
FLAMM, KATHLEEN
ADDRESS : 295 EAST 3625 NORTH
MORTGAGE AMT: 285,000.00 CITY NORTH OGDEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 UT 84414
UNPAID BALANCE: 284,542.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.10 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207491 MORTGAGORS: HENNESSY, MARK
ADDRESS : 7842 ROYAL SYDNEY DRIVE
MORTGAGE AMT: 256,500.00 CITY GAINESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20155
UNPAID BALANCE: 256,289.420 OPTION TO CONVERT : No
MONTHLY P&I: 1,706.83 ANNUAL RATE ADJUST: 0.000
LTV : 79.98129 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207590 MORTGAGORS: HUBRICH, DANIEL
HUBRICH, LISA
ADDRESS : 5785 DAY ROAD
MORTGAGE AMT: 257,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45252
UNPAID BALANCE: 256,794.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,731.46 ANNUAL RATE ADJUST: 0.000
LTV : 71.38889 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207640 MORTGAGORS: HENRY, FRANK
HENRY, MARY
ADDRESS : 235 NORTH GOLDENSPUR WAY
MORTGAGE AMT: 405,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92869
UNPAID BALANCE: 405,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,831.82 ANNUAL RATE ADJUST: 0.000
LTV : 70.43478 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207665 MORTGAGORS: CRALL, DOUGLAS
CRALL, CAROLYN
ADDRESS : 16612 JAMESTOWN FOREST DR
MORTGAGE AMT: 315,000.00 CITY FLORISSANT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 63034
UNPAID BALANCE: 314,507.050 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 87.50000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207681 MORTGAGORS: MURRAY, GEORGE
DEJEAN MURRA, SHARON
ADDRESS : 15 DAWN LANE
MORTGAGE AMT: 292,200.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92656
UNPAID BALANCE: 291,972.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,993.32 ANNUAL RATE ADJUST: 0.000
LTV : 94.99659 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207889 MORTGAGORS: MCLINN, MICHAEL
MCLINN, KATY
ADDRESS : 2022 SMOKEWOOD AVENUE
MORTGAGE AMT: 261,600.00 CITY FULLERTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92831
UNPAID BALANCE: 261,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,784.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080208689 MORTGAGORS: HILL, RALPH
GROTYOHANN, KIRK
ADDRESS : 2 INDEPENDENCE PLACE #190
MORTGAGE AMT: 304,000.00 CITY PHILADELPHI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19102
UNPAID BALANCE: 302,739.450 OPTION TO CONVERT : No
MONTHLY P&I: 2,022.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080208697 MORTGAGORS: MAGNATTA, JAMES
MAGNATTA, KANRA
ADDRESS : 1615 SWEET BRIAR RD
MORTGAGE AMT: 300,000.00 CITY GLADWYNE
:\
STATE/ZIP :\
LIFETIME RATE : 6.62500 PA 19035
UNPAID BALANCE: 298,932.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,920.94 ANNUAL RATE ADJUST: 0.000
LTV : 65.21739 OUTSIDE CONV DATE:
CURRENT INT 6.62500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080208770 MORTGAGORS: TOMLINSON, ANNE
TOMLINSON, KEVIN
ADDRESS : 33719 COUNTY ROAD 33
MORTGAGE AMT: 260,800.00 CITY ELIZABETH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80107
UNPAID BALANCE: 259,958.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,757.06 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080208796 MORTGAGORS: NISHIMOTO, KANOYE
NISHIMOTO, KEIKO
ADDRESS : 10228 MARTINHOE DRIVE
MORTGAGE AMT: 255,000.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22181
UNPAID BALANCE: 254,353.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,675.17 ANNUAL RATE ADJUST: 0.000
LTV : 55.43478 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080208812 MORTGAGORS: FOX 111, GEORGE
FOX, KATHLEEN
ADDRESS : 637 BARCELONA DRIVE
MORTGAGE AMT: 300,000.00 CITY SONOMA
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95476
UNPAID BALANCE: 298,982.500 OPTION TO CONVERT : No
MONTHLY P&I: 1,970.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080208838 MORTGAGORS: LEE, DONG
ADDRESS : 210 WOOD TURTLE RUN
MORTGAGE AMT: 650,000.00 CITY NORWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07675
UNPAID BALANCE: 647,369.930 OPTION TO CONVERT : No
MONTHLY P&I: 4,379.18 ANNUAL RATE ADJUST: 0.000
LTV : 68.42105 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 02/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080210222 MORTGAGORS: SCHULIST, STEPHEN
SCHULIST, TERESA
ADDRESS : 17612 RAINGLEN LANE
MORTGAGE AMT: 296,000.00 CITY HUNTINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92649
UNPAID BALANCE: 296,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,044.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080210388 MORTGAGORS: GREEN, LARRY
GREEN, JANICE
ADDRESS : 850 DEDERICK COURT
MORTGAGE AMT: 397,450.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95125
UNPAID BALANCE: 397,450.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,711.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.99702 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080210529 MORTGAGORS: RIDAY, GEORGE
RIDAY, SUE
ADDRESS : 1605 LEMONWOOD STREET
MORTGAGE AMT: 270,000.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91750
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,911.04 ANNUAL RATE ADJUST: 0.000
LTV : 77.14286 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080210677 MORTGAGORS: DIMAS, AGNES
DIMAS, NICHOLAS
ADDRESS : 819 WEST 28TH STREET
MORTGAGE AMT: 98,300.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90806
UNPAID BALANCE: 98,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 678.94 ANNUAL RATE ADJUST: 0.000
LTV : 70.21429 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080210719 MORTGAGORS: KATSUMATA, GLENN
KATSUMATA, CARRIE
ADDRESS : 3935 WEST 177TH STREET
MORTGAGE AMT: 247,200.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90504
UNPAID BALANCE: 247,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,707.35 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080210834 MORTGAGORS: MURPHY, MICHAEL
MURPHY, CAROL
ADDRESS : 908 S SEDONA LANE
MORTGAGE AMT: 269,550.00 CITY ANAHEIM HIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92808
UNPAID BALANCE: 269,329.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,793.33 ANNUAL RATE ADJUST: 0.000
LTV : 79.98896 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080210883 MORTGAGORS: ELLIOTT, JAMES
ELLIOTT, TOMMIE
ADDRESS : 25635 NORTH HOOD WAY
MORTGAGE AMT: 279,150.00 CITY STEVENSON R
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 91381
UNPAID BALANCE: 278,915.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,833.82 ANNUAL RATE ADJUST: 0.000
LTV : 79.57843 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211188 MORTGAGORS: DEWSNUP, ANDREW
HOFMANN, CATHERINE
ADDRESS : 1523 GILBOA DRIVE
MORTGAGE AMT: 318,750.00 CITY WALNUT CREE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94598
UNPAID BALANCE: 318,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,174.44 ANNUAL RATE ADJUST: 0.000
LTV : 79.68750 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211352 MORTGAGORS: TEDESKI, LEONARD
ADDRESS : 19320 HATTERAS STREET
MORTGAGE AMT: 395,000.00 CITY TARZANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 91356
UNPAID BALANCE: 395,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,795.79 ANNUAL RATE ADJUST: 0.000
LTV : 79.79798 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211444 MORTGAGORS: BUTCH, ANTHONY
KELLY, KATHLEEN
ADDRESS : 1203 BIENVENEDA AVENUE
MORTGAGE AMT: 557,600.00 CITY PACIFIC PAL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90272
UNPAID BALANCE: 557,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,851.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211709 MORTGAGORS: QUILLIN, RICHARD
SCHLAGER, CHRISTINE
ADDRESS : 20770 QUIET BROOK PLACE
MORTGAGE AMT: 260,000.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20165
UNPAID BALANCE: 259,786.880 OPTION TO CONVERT : No
MONTHLY P&I: 1,729.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211717 MORTGAGORS: MAXWELL, PETRONELLA
MAXWELL, ALBERTO
ADDRESS : 7889 CRANFORD FARM CIRCLE
MORTGAGE AMT: 254,500.00 CITY LORTON
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 22079
UNPAID BALANCE: 254,286.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,671.88 ANNUAL RATE ADJUST: 0.000
LTV : 94.98395 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211725 MORTGAGORS: SCHRANK, ADAM
SCHRANK, KIMBERLY
ADDRESS : 47441 MIDDLE BLUFF PLACE
MORTGAGE AMT: 293,150.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 20165
UNPAID BALANCE: 292,897.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,901.37 ANNUAL RATE ADJUST: 0.000
LTV : 79.99727 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211733 MORTGAGORS: WHEELER, STEPHEN
WHEELER, JUANITA
ADDRESS : 3727 VALLEY OAKS DRIVE
MORTGAGE AMT: 342,400.00 CITY FAIRFAX
:\
STATE/ZIP :\
LIFETIME RATE : 6.75000 VA 22033
UNPAID BALANCE: 342,105.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,220.80 ANNUAL RATE ADJUST: 0.000
LTV : 79.72989 OUTSIDE CONV DATE:
CURRENT INT 6.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211774 MORTGAGORS: WHITE, J
WHITE, PRANEE
ADDRESS : 14700 FELBRIDGE WAY
MORTGAGE AMT: 385,200.00 CITY MIDLOTHIAN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 23113
UNPAID BALANCE: 384,550.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,530.49 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211790 MORTGAGORS: DONNELLY, ROBERT
DONNELLY, SUSAN
ADDRESS : 43427 TURNBERRY ISLE COUR
MORTGAGE AMT: 293,500.00 CITY LEESBURG
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 VA 20176
UNPAID BALANCE: 293,151.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,121.44 ANNUAL RATE ADJUST: 0.000
LTV : 79.69047 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080211808 MORTGAGORS: LARRABEE, BRETT
LARRABEE, MICHELLE
ADDRESS : 20953 LOHENGRIN COURT
MORTGAGE AMT: 271,700.00 CITY ASHBURN
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 VA 20147
UNPAID BALANCE: 271,471.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,784.88 ANNUAL RATE ADJUST: 0.000
LTV : 94.99668 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212707 MORTGAGORS: HO, JESSE
HO, JESSICA
ADDRESS : 21 SONORA AVENUE
MORTGAGE AMT: 270,000.00 CITY SOUTH SAN F
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 94080
UNPAID BALANCE: 270,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,934.31 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212715 MORTGAGORS: YOO, MICHAEL
YOO, JANET
ADDRESS : 7424 GRAYSTONE DRIVE
MORTGAGE AMT: 341,600.00 CITY WEST HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 91304
UNPAID BALANCE: 341,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,272.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212731 MORTGAGORS: VAN BEERS, KLAAS
VAN BEERS, ANTOINETTE
ADDRESS : 138 SWEETBRIAR DRIVE
MORTGAGE AMT: 260,000.00 CITY CLAREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91711
UNPAID BALANCE: 260,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,773.66 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212780 MORTGAGORS: FRENDREIS, JOHN
VERTZ, LAURA
ADDRESS : 9032 NORTH KEYSTONE AVENU
MORTGAGE AMT: 290,000.00 CITY SKOKIE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60076
UNPAID BALANCE: 290,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.78 ANNUAL RATE ADJUST: 0.000
LTV : 72.50000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212798 MORTGAGORS: FAYNGERSH, MICHAEL
FAYNGERSH, LARISA
ADDRESS : 19235 VINEYARD LANE
MORTGAGE AMT: 310,500.00 CITY SARATOGA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95070
UNPAID BALANCE: 310,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,118.16 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212905 MORTGAGORS: MOBLEY, ROBERT
MOBLEY, HEATHER
ADDRESS : 1822 DUNE POINT PLACE
MORTGAGE AMT: 264,000.00 CITY DISCOVERY B
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94514
UNPAID BALANCE: 263,799.120 OPTION TO CONVERT : No
MONTHLY P&I: 1,823.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212939 MORTGAGORS: REDEKOPP, ROBERT
REDEKOPP, MARIA
ADDRESS : 5321 BUENA MESA COURT
MORTGAGE AMT: 256,000.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 93012
UNPAID BALANCE: 256,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,834.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212954 MORTGAGORS: MOYER, BRYON
MOYER, CATHERINE
ADDRESS : 19907 FIG TREE COURT
MORTGAGE AMT: 450,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95014
UNPAID BALANCE: 450,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,262.81 ANNUAL RATE ADJUST: 0.000
LTV : 66.17647 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213002 MORTGAGORS: GIBSON, ALLAN
ADDRESS : 2855 PLAYER LANE
MORTGAGE AMT: 299,900.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92782
UNPAID BALANCE: 299,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,122.68 ANNUAL RATE ADJUST: 0.000
LTV : 89.98926 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213051 MORTGAGORS: MURGA, TONY
MURGA, LYNNETTE
ADDRESS : 22 VIA HACIENDA
MORTGAGE AMT: 261,200.00 CITY RANCHO SANT
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 92688
UNPAID BALANCE: 260,759.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,715.90 ANNUAL RATE ADJUST: 0.000
LTV : 94.98527 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213069 MORTGAGORS: CARDONICK, SHELDON
CARDONICK, MARCIA
ADDRESS : 1135 RIVERVIEW LANE
MORTGAGE AMT: 270,000.00 CITY CONSHOHOCKE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19428
UNPAID BALANCE: 269,577.470 OPTION TO CONVERT : No
MONTHLY P&I: 1,841.88 ANNUAL RATE ADJUST: 0.000
LTV : 72.40547 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213101 MORTGAGORS: BRUNS, MARK
BRUNS, KELLY
ADDRESS : 8851 SPRINGWOOD DR
MORTGAGE AMT: 262,400.00 CITY WOODBURY
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 MN 55125
UNPAID BALANCE: 262,179.550 OPTION TO CONVERT : No
MONTHLY P&I: 1,723.78 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213135 MORTGAGORS: MORAN, HARRY
MORAN, MARIA
ADDRESS : 17272 CANDLEWOOD PARKWAY
MORTGAGE AMT: 261,250.00 CITY EDEN PRAIRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MN 55347
UNPAID BALANCE: 261,051.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,804.39 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213143 MORTGAGORS: STONER, JEFFREY
ADDRESS : 708 TALON PLACE
MORTGAGE AMT: 250,200.00 CITY LOUISVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 KY 40223
UNPAID BALANCE: 249,818.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,728.07 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213176 MORTGAGORS: GRAYSON, J
GRAYSON, MADELINE
ADDRESS : 366 LAKEVIEW DRIVE
MORTGAGE AMT: 250,000.00 CITY SPRINGFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 KY 40069
UNPAID BALANCE: 249,804.970 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.45 ANNUAL RATE ADJUST: 0.000
LTV : 65.78947 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213200 MORTGAGORS: LYLE, CYRUS
LYLE, MARIA
ADDRESS : 2717 W DONGES BAY ROAD
MORTGAGE AMT: 290,500.00 CITY MEQUON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53092
UNPAID BALANCE: 290,155.340 OPTION TO CONVERT : No
MONTHLY P&I: 2,099.76 ANNUAL RATE ADJUST: 0.000
LTV : 88.56707 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080214273 MORTGAGORS: KOCH, DAVID
ADDRESS : 1662 BRIDLE PATH COURT
MORTGAGE AMT: 305,000.00 CITY LIVERMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94550
UNPAID BALANCE: 305,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,054.84 ANNUAL RATE ADJUST: 0.000
LTV : 79.98720 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080214356 MORTGAGORS: CONERTON, JAMES
CONERTON, RITA
ADDRESS : 355 WYNLAND TRACE
MORTGAGE AMT: 307,800.00 CITY ATLANTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 GA 30350
UNPAID BALANCE: 307,565.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,125.90 ANNUAL RATE ADJUST: 0.000
LTV : 77.33668 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080214364 MORTGAGORS: NGUYEN, TRI
TRAN, LE
ADDRESS : 3078 SEAFIELD CT
MORTGAGE AMT: 319,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 95148
UNPAID BALANCE: 319,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,098.89 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080214992 MORTGAGORS: CHIOCCA, ENNIO
CHIOCCA, CHARLOTTE
ADDRESS : CRYSTAL STREET EXTENSION
MORTGAGE AMT: 334,800.00 CITY WAKEFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MA 01880
UNPAID BALANCE: 334,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,369.70 ANNUAL RATE ADJUST: 0.000
LTV : 79.61950 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216161 MORTGAGORS: VALATKAS, ANTHONY
VALATKAS, LYNN
ADDRESS : 105 LOIRE COURT
MORTGAGE AMT: 299,000.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 6.87500 CA 94553
UNPAID BALANCE: 299,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.22 ANNUAL RATE ADJUST: 0.000
LTV : 89.97217 OUTSIDE CONV DATE:
CURRENT INT 6.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216260 MORTGAGORS: ROQUEMORE, DAVID
ROQUEMORE, BRENDA
ADDRESS : 1373 NAPOLI STREET
MORTGAGE AMT: 255,000.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92056
UNPAID BALANCE: 255,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,761.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.98620 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216294 MORTGAGORS: GARDNER, DANIEL
GARDNER, DIANNE
ADDRESS : 13725 MAR SCENIC DRIVE
MORTGAGE AMT: 500,000.00 CITY DEL MAR
:\
STATE/ZIP :\
LIFETIME RATE : 8.12500 CA 92014
UNPAID BALANCE: 500,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,712.49 ANNUAL RATE ADJUST: 0.000
LTV : 71.42857 OUTSIDE CONV DATE:
CURRENT INT 8.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216302 MORTGAGORS: CAWLEY, WARREN
CAWLEY, LYNN
ADDRESS : 5850 PASEO DE LA CUMBRE
MORTGAGE AMT: 356,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92887
UNPAID BALANCE: 356,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,519.75 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216310 MORTGAGORS: BUTTERY, JAMES
BUTTERY, JENELE
ADDRESS : 323 INDIO DRIVE
MORTGAGE AMT: 650,000.00 CITY PISMO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93449
UNPAID BALANCE: 650,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,544.89 ANNUAL RATE ADJUST: 0.000
LTV : 73.86364 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216336 MORTGAGORS: SCHWARK, LANE
CHON, SANG
ADDRESS : 35 ARLINGTON AVE
MORTGAGE AMT: 288,000.00 CITY KENSINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94707
UNPAID BALANCE: 288,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216401 MORTGAGORS: DANDRIDGE, WILLIAM
ADDRESS : 1680 LA CRESTA DRIVE
MORTGAGE AMT: 235,000.00 CITY PASADENA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91103
UNPAID BALANCE: 235,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,583.24 ANNUAL RATE ADJUST: 0.000
LTV : 63.51351 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080216435 MORTGAGORS: CHEN, DOUGLAS
MURRAY, PATRICIA
ADDRESS : 26651 CALLE JUANITA
MORTGAGE AMT: 299,700.00 CITY DANA POINT
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92624
UNPAID BALANCE: 299,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,993.91 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080218050 MORTGAGORS: MANNING, GREGORY
MANNING, TAMARAH
ADDRESS : 4668 MONTEFINO DRIVE
MORTGAGE AMT: 430,000.00 CITY CYPRESS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90630
UNPAID BALANCE: 430,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,006.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080218126 MORTGAGORS: DUNKIN, JANICE
RIESS, KAREN
ADDRESS : 2476 BALFOUR COURT
MORTGAGE AMT: 285,000.00 CITY NAPA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94558
UNPAID BALANCE: 284,788.480 OPTION TO CONVERT : No
MONTHLY P&I: 1,992.77 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080220783 MORTGAGORS: KRALL, RONALD
KRALL, MARGARET
ADDRESS : 2417 MARTES
MORTGAGE AMT: 330,000.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91750
UNPAID BALANCE: 330,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,279.23 ANNUAL RATE ADJUST: 0.000
LTV : 65.43996 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080220924 MORTGAGORS: JUMONVILLE, DAVID
JUMONVILLE, KAREN
ADDRESS : 2516 SEMANA
MORTGAGE AMT: 460,000.00 CITY LA VERNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91750
UNPAID BALANCE: 460,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,177.11 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080221096 MORTGAGORS: LEWIS, DAVID
LEWIS, KRISTIN
ADDRESS : 5560 FEATHER GRASS LANE
MORTGAGE AMT: 314,000.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 92887
UNPAID BALANCE: 314,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,222.47 ANNUAL RATE ADJUST: 0.000
LTV : 77.14988 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080222474 MORTGAGORS: ENOMOTO, MICHAEL
ENOMOTO, LAURIE
ADDRESS : 2209 WEST 169TH PLACE
MORTGAGE AMT: 258,400.00 CITY TORRANCE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90504
UNPAID BALANCE: 258,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,806.77 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
**** PAGE TOTALS NUM OF LOANS: 2854 LOAN AMT: 933,800,084.35
P & I AMT: 6,382,365.99 UPB AMT: 932,211,550.79
**** GRAND TOTALS NUM OF LOANS: 2853 LOAN AMT: 933,800,084.35
****
P & I AMT: 6,382,365.99 UPB AMT: 932,211,550.79
</TABLE>
<PAGE>
GE Capital Mortgages Services, Inc. EXHIBIT C
POOL 2
Issue Date: June 1, 1999\
P.O. Box 5260\
Cherry Hill, N.J. 08034\
(800) -257-7818\
<TABLE>
<CAPTION>
DELIVERY ID: 000499153A
---------------------------------------------------------------------------------------------------------------PAGE:
--------------------------------------------------------------------------------
<S> <C> <C>
LN # 0007695489 MORTGAGORS: SHACKELFORD, STEPHEN
SHACKELFORD, MARY
ADDRESS : 1395 PEBBLE RIDGE DRIVE
MORTGAGE AMT: 324,000.00 CITY ROCHESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 MI 48307
UNPAID BALANCE: 321,336.850 OPTION TO CONVERT : No
MONTHLY P&I: 2,293.26 ANNUAL RATE ADJUST: 0.000
LTV : 68.21000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 08/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007699176 MORTGAGORS: BOWMAN, JON
BOWMAN, MARION
ADDRESS : 8503 E OCEANVIEW DRIVE
MORTGAGE AMT: 324,000.00 CITY EMERALD ISLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 28594
UNPAID BALANCE: 320,787.230 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.85 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007726474 MORTGAGORS: MARSH, GEORGE
MARSH, ARLENE
ADDRESS : 13529 E WETHERSFIELD RD
MORTGAGE AMT: 280,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85259
UNPAID BALANCE: 277,755.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007749328 MORTGAGORS: OSBORNE, KATHARINE
ADDRESS : 24541 ARTEMIA AVENUE
MORTGAGE AMT: 150,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92691
UNPAID BALANCE: 148,332.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,036.01 ANNUAL RATE ADJUST: 0.000
LTV : 44.51000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007749401 MORTGAGORS: PAPPAS, DINO
PAPPAS, CATHERINE
ADDRESS : 34 CHANDON
MORTGAGE AMT: 159,000.00 CITY LAGUNA NIGUEL
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 92677
UNPAID BALANCE: 158,013.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,166.69 ANNUAL RATE ADJUST: 0.000
LTV : 72.27272 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007751308 MORTGAGORS: PETRUCCI, JOSEPH
ADDRESS : 16 COLONY WAY
MORTGAGE AMT: 212,000.00 CITY ALISO VIEJO AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 92656
UNPAID BALANCE: 210,618.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,518.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007751613 MORTGAGORS: WORLEY, TED
WORLEY, ROELINA
ADDRESS : 13722 UNIVERSITY STREET
MORTGAGE AMT: 176,000.00 CITY WESTMINSTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92683
UNPAID BALANCE: 173,984.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,185.74 ANNUAL RATE ADJUST: 0.000
LTV : 60.48110 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007752041 MORTGAGORS: NICOLAIDES, MICHAEL
NICOLAIDES, JAMIE
ADDRESS : 23829 DAISETTA DRIVE
MORTGAGE AMT: 120,000.00 CITY NEWHALL
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91321
UNPAID BALANCE: 119,236.950 OPTION TO CONVERT : No
MONTHLY P&I: 870.08 ANNUAL RATE ADJUST: 0.000
LTV : 71.85600 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007752082 MORTGAGORS: NAWABI, NAVID
NAWABI, FAHIMA
ADDRESS : 25512 MAXIMUS STREET
MORTGAGE AMT: 216,000.00 CITY MISSION VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92691
UNPAID BALANCE: 214,483.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,491.86 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007752405 MORTGAGORS: CHARKCHYAN, ARUTYUN
CHARKCHYAN, RUZAN
ADDRESS : 629 WEST DORAN STREET
MORTGAGE AMT: 100,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91203
UNPAID BALANCE: 98,277.080 OPTION TO CONVERT : No
MONTHLY P&I: 699.21 ANNUAL RATE ADJUST: 0.000
LTV : 46.51100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007752967 MORTGAGORS: JEREBICZ, IMRE
JEREBICZ, MARTHA
ADDRESS : 532 NORTH ISABEL STREET
MORTGAGE AMT: 115,000.00 CITY GLENDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91206
UNPAID BALANCE: 114,212.380 OPTION TO CONVERT : No
MONTHLY P&I: 804.10 ANNUAL RATE ADJUST: 0.000
LTV : 60.52600 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007753346 MORTGAGORS: WARREN, SHARON
ADDRESS : 25211 ERICSON WAY
MORTGAGE AMT: 125,000.00 CITY LAGUNA HILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92653
UNPAID BALANCE: 123,250.780 OPTION TO CONVERT : No
MONTHLY P&I: 863.34 ANNUAL RATE ADJUST: 0.000
LTV : 45.45400 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007753635 MORTGAGORS: PARK, JOHN
LEE, GOWAN
ADDRESS : 3451 GUIDO STREET
MORTGAGE AMT: 215,600.00 CITY OAKLAND
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 94602
UNPAID BALANCE: 214,109.170 OPTION TO CONVERT : No
MONTHLY P&I: 1,582.00 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0007764921 MORTGAGORS: PURVIS, LEO
PURVIS, RUTH
ADDRESS : 24101 COLMAR LANE
MORTGAGE AMT: 108,450.00 CITY MURRIETA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92562
UNPAID BALANCE: 107,791.830 OPTION TO CONVERT : No
MONTHLY P&I: 758.30 ANNUAL RATE ADJUST: 0.000
LTV : 69.97200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007765142 MORTGAGORS: BAROT, HITESH
ADDRESS : 2600 ELLSWORTH STREET
MORTGAGE AMT: 160,000.00 CITY BERKELEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94704
UNPAID BALANCE: 158,980.110 OPTION TO CONVERT : No
MONTHLY P&I: 1,091.48 ANNUAL RATE ADJUST: 0.000
LTV : 65.30600 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007765159 MORTGAGORS: GUZMAN, MIGUEL
ADDRESS : 335 WEST 5TH STREET
MORTGAGE AMT: 90,900.00 CITY LONG BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 90802
UNPAID BALANCE: 90,291.610 OPTION TO CONVERT : No
MONTHLY P&I: 604.76 ANNUAL RATE ADJUST: 0.000
LTV : 53.47000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007765589 MORTGAGORS: LOUGHLIN, RICHARD
FALKNER, LUCIA
ADDRESS : 769 MOUNTAIN VIEW DRIVE
MORTGAGE AMT: 117,000.00 CITY SWALL MEADOWS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 93514
UNPAID BALANCE: 116,254.170 OPTION TO CONVERT : No
MONTHLY P&I: 798.15 ANNUAL RATE ADJUST: 0.000
LTV : 53.91700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 11/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007788730 MORTGAGORS: DOWNEY, BRIAN
DOWNEY, KIMBERLY
ADDRESS : 17021 LA COLLETTE PLACE
MORTGAGE AMT: 223,200.00 CITY YORBA LINDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92886
UNPAID BALANCE: 221,881.510 OPTION TO CONVERT : No
MONTHLY P&I: 1,484.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 12/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007789423 MORTGAGORS: MERRIOTT, SHERI
MERRIOTT, JAMES
ADDRESS : 453 MCCAMISH AVENUE
MORTGAGE AMT: 222,500.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95123-4539
UNPAID BALANCE: 221,493.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,555.76 ANNUAL RATE ADJUST: 0.000
LTV : 68.46100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007795040 MORTGAGORS: MIDDLEBROOK, MARK
MIDDLEBROOK, DORI
ADDRESS : 3411 CAMINO ALEGRE
MORTGAGE AMT: 288,314.96 CITY CARLSBAD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92009
UNPAID BALANCE: 286,811.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,018.76 ANNUAL RATE ADJUST: 0.000
LTV : 88.51647 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 08/01/27
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007803059 MORTGAGORS: LANE, CORNELIUS
LANE, SUSAN
ADDRESS : 11370 LONE STAR ROAD
MORTGAGE AMT: 600,000.00 CITY AUBURN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95602
UNPAID BALANCE: 597,073.780 OPTION TO CONVERT : No
MONTHLY P&I: 4,195.29 ANNUAL RATE ADJUST: 0.000
LTV : 72.72700 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007803091 MORTGAGORS: ESQUIVEL, LOUIS
VALENZUELA ESQUIVEL, BLANCA
ADDRESS : 4810 TUSCANY CIRCLE
MORTGAGE AMT: 411,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95135
UNPAID BALANCE: 409,094.490 OPTION TO CONVERT : No
MONTHLY P&I: 2,838.68 ANNUAL RATE ADJUST: 0.000
LTV : 79.90500 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007813637 MORTGAGORS: RENDON, BRIAN
RENDON, JILL
ADDRESS : 214 EAST LAYNE DRIVE
MORTGAGE AMT: 156,750.00 CITY MIDVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 UT 84047
UNPAID BALANCE: 155,099.870 OPTION TO CONVERT : No
MONTHLY P&I: 1,122.98 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007813983 MORTGAGORS: CASTANEDA, RALPH
CASTANEDA, MARY JANE
ADDRESS : 3080 WEST COUNTY ROAD 66
MORTGAGE AMT: 235,500.00 CITY FORT COLLINS
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CO 80524
UNPAID BALANCE: 234,985.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,666.86 ANNUAL RATE ADJUST: 0.000
LTV : 73.82400 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007814411 MORTGAGORS: KING, CLARENCE
ADDRESS : 219 SPOTSWOOD ROAD
MORTGAGE AMT: 71,500.00 CITY LOCUST GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 VA 22508
UNPAID BALANCE: 69,731.030 OPTION TO CONVERT : No
MONTHLY P&I: 493.83 ANNUAL RATE ADJUST: 0.000
LTV : 67.45200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0007814692 MORTGAGORS: PLICK, MARGIT
ADDRESS : 133 BRADLEY STREET
MORTGAGE AMT: 43,500.00 CITY COLORADO SPRINGS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 00080-9111
UNPAID BALANCE: 43,402.540 OPTION TO CONVERT : No
MONTHLY P&I: 304.16 ANNUAL RATE ADJUST: 0.000
LTV : 47.28200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031009806 MORTGAGORS: ARINAGA, CLIFFORD
ARINAGA, ESTHER
ADDRESS : 5543 POOLA DRIVE
MORTGAGE AMT: 425,000.00 CITY HONOLULU
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 HI 96821
UNPAID BALANCE: 425,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,935.37 ANNUAL RATE ADJUST: 0.000
LTV : 62.96200 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031545197 MORTGAGORS: VYFHUIS, VICTOR
VYFHUIS, DOLORES
ADDRESS : 10001 ENFORD COURT
MORTGAGE AMT: 343,900.00 CITY LANHAM-SEABROOK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 20706
UNPAID BALANCE: 343,618.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,287.98 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031706534 MORTGAGORS: TOBEY, STEVEN
TOBEY, SHERI
ADDRESS : 1410 PORT DRIVE
MORTGAGE AMT: 119,000.00 CITY OXNARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93035
UNPAID BALANCE: 118,068.980 OPTION TO CONVERT : No
MONTHLY P&I: 821.91 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031724990 MORTGAGORS: MCINTIRE, EDWARD
MCINTIRE, PATRICIA
ADDRESS : 2375 SANTANA WAY
MORTGAGE AMT: 161,000.00 CITY CORONA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91719
UNPAID BALANCE: 159,858.730 OPTION TO CONVERT : No
MONTHLY P&I: 1,167.36 ANNUAL RATE ADJUST: 0.000
LTV : 77.40384 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031750995 MORTGAGORS: WETZEL, SCOTT
PREMO, TAMERA
ADDRESS : 11303 TRAILSIDE WAY
MORTGAGE AMT: 184,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92127
UNPAID BALANCE: 182,595.440 OPTION TO CONVERT : No
MONTHLY P&I: 1,286.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 09/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0031796519 MORTGAGORS: VAN ETTEN, THOMAS
VAN ETTEN, LEE
ADDRESS : 10021 PRESTWICH TERRACE
MORTGAGE AMT: 302,300.00 CITY IJAMSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MD 21754
UNPAID BALANCE: 301,588.280 OPTION TO CONVERT : No
MONTHLY P&I: 2,062.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.99800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031810385 MORTGAGORS: FERRARE, ROBERT
FERRARE, DARLENE
ADDRESS : 9 SYLVAN COURT
MORTGAGE AMT: 350,000.00 CITY MAHWAH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07430
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,358.02 ANNUAL RATE ADJUST: 0.000
LTV : 70.01400 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031817240 MORTGAGORS: HARRIS, GREGORY
HARRIS, DIANN
ADDRESS : 2009 CENTRAL AVENUE, UNIT
MORTGAGE AMT: 287,200.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08226
UNPAID BALANCE: 286,975.960 OPTION TO CONVERT : No
MONTHLY P&I: 1,959.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031843998 MORTGAGORS: SALINAS, SALOMON
SALINAS, KAREN
ADDRESS : 5105 BRADY COURT
MORTGAGE AMT: 326,350.00 CITY ELLICOTT CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21043
UNPAID BALANCE: 325,813.440 OPTION TO CONVERT : No
MONTHLY P&I: 2,171.21 ANNUAL RATE ADJUST: 0.000
LTV : 79.99400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031846504 MORTGAGORS: TELLEZ, EDWARD
TELLEZ, KATHERINE
TELLEZ, KATHRYN
ADDRESS : 2441 E DIAMOND AVE,
MORTGAGE AMT: 99,750.00 CITY MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 AZ 85204
UNPAID BALANCE: 99,520.890 OPTION TO CONVERT : No
MONTHLY P&I: 688.95 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031866395 MORTGAGORS: KOMM, BARRY
KOMM, PAMELA
KOMM, PAMELA
ADDRESS : 1122 CYMRY DRIVE
MORTGAGE AMT: 290,400.00 CITY BERWYN
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 19312
UNPAID BALANCE: 290,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031874555 MORTGAGORS: PANDICH, SUSANNE
PANDICH, RICHARD
ADDRESS : 579 GRANT ROAD
MORTGAGE AMT: 450,000.00 CITY NORTH SALEM
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10560
UNPAID BALANCE: 449,260.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,993.86 ANNUAL RATE ADJUST: 0.000
LTV : 69.76700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031882608 MORTGAGORS: BOYLAND, CHRISTOPHER
BOYLAND, KELLY
BOYLAND, KELLY
ADDRESS : 18412 BILLEK COURT
MORTGAGE AMT: 312,200.00 CITY POOLESVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MD 20837
UNPAID BALANCE: 311,446.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,103.35 ANNUAL RATE ADJUST: 0.000
LTV : 79.99000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031899610 MORTGAGORS: CRONIN, WILLIAM
CRONIN, MAUREEN
ADDRESS : 239 HARDENBURGH ROAD
MORTGAGE AMT: 260,200.00 CITY PINE BUSH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 12566
UNPAID BALANCE: 259,792.820 OPTION TO CONVERT : No
MONTHLY P&I: 1,775.02 ANNUAL RATE ADJUST: 0.000
LTV : 94.61800 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031906134 MORTGAGORS: HARGROVE, THOMAS
HARGROVE, DOROTHY
ADDRESS : 11225 PADDY HOLLOW LANE
MORTGAGE AMT: 256,500.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NC 27614
UNPAID BALANCE: 255,896.060 OPTION TO CONVERT : No
MONTHLY P&I: 1,749.79 ANNUAL RATE ADJUST: 0.000
LTV : 90.92100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031915143 MORTGAGORS: BOYD, ROBERT
BOYD, JENNIFER
ADDRESS : 922 YOUNGSFORD ROAD
MORTGAGE AMT: 259,300.00 CITY GLADWYNE
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 PA 19035
UNPAID BALANCE: 258,932.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,857.66 ANNUAL RATE ADJUST: 0.000
LTV : 86.43300 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031938418 MORTGAGORS: CARNEY, JAMES
CARNEY, COLLEEN
ADDRESS : 3830 MALLARD DR
MORTGAGE AMT: 246,000.00 CITY HIGHLANDS RANCH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CO 80126
UNPAID BALANCE: 245,448.860 OPTION TO CONVERT : No
MONTHLY P&I: 1,720.07 ANNUAL RATE ADJUST: 0.000
LTV : 83.67300 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031943079 MORTGAGORS: KOSSACK, THERESA
ADDRESS : 3552 PINNACLE BAY POINTE
MORTGAGE AMT: 297,000.00 CITY LITTLE ELM
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 TX 75068
UNPAID BALANCE: 296,568.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,102.15 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031958531 MORTGAGORS: REISMAN, ERIC
PENDERGHAST, TRICIA
ADDRESS : 346 OSWEGO COURT
MORTGAGE AMT: 314,850.00 CITY WEST NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 07093
UNPAID BALANCE: 314,344.930 OPTION TO CONVERT : No
MONTHLY P&I: 2,121.21 ANNUAL RATE ADJUST: 0.000
LTV : 89.80900 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031959315 MORTGAGORS: ROMANO, SALVATORE
ADDRESS : 12 KATHERINE DRIVE
MORTGAGE AMT: 258,000.00 CITY WARREN
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 07060
UNPAID BALANCE: 256,886.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,803.98 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031960446 MORTGAGORS: ROSENBACH, MURRAY
ROSENBACH, LISA
ADDRESS : 1260 ALLENTON DRIVE
MORTGAGE AMT: 292,000.00 CITY VIRGINIA BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 23454
UNPAID BALANCE: 291,295.300 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031969017 MORTGAGORS: BIEDERMANN, JONATHAN
BIEDERMANN, SUSAN
ADDRESS : 928 RED COAT FARM
MORTGAGE AMT: 205,550.00 CITY CHALFONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 PA 18914
UNPAID BALANCE: 205,266.150 OPTION TO CONVERT : No
MONTHLY P&I: 1,490.38 ANNUAL RATE ADJUST: 0.000
LTV : 79.99610 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031975519 MORTGAGORS: KOLBE-HUNTER, SHANNAN
ADDRESS : 7 LANDMARK DRIVE
MORTGAGE AMT: 312,800.00 CITY BRIDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CT 06752
UNPAID BALANCE: 312,045.080 OPTION TO CONVERT : No
MONTHLY P&I: 2,107.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031991235 MORTGAGORS: BEESON, CLIFFORD
BEESON, JULIE
ADDRESS : 21 FOUNDERS WAY
MORTGAGE AMT: 356,000.00 CITY UPPER UWCHLAN TOWNSH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19335
UNPAID BALANCE: 355,469.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,489.20 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031993090 MORTGAGORS: DOLE, CINDY
CHOTKOWSKI, MICHAEL
ADDRESS : 614 ARCADIA TERRACE #304
MORTGAGE AMT: 208,000.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94086
UNPAID BALANCE: 207,345.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,418.93 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031993280 MORTGAGORS: KRASNOW, KENNETH
KRASNOW, JOYCE
ADDRESS : 12 DOGWOOD ROAD
MORTGAGE AMT: 249,000.00 CITY BEDFORD
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10506
UNPAID BALANCE: 248,795.900 OPTION TO CONVERT : No
MONTHLY P&I: 1,656.60 ANNUAL RATE ADJUST: 0.000
LTV : 63.03700 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031996655 MORTGAGORS: MCDERMOTT, CHRISTINE
ADDRESS : 125 AVENUE OF TWO RIVERS
MORTGAGE AMT: 335,200.00 CITY RUMSON
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 07760
UNPAID BALANCE: 335,200.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,372.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031997935 MORTGAGORS: STEINMAN, SUSAN
STEINMAN, ANDREW
ADDRESS : 190 N. UNION STREET
MORTGAGE AMT: 260,000.00 CITY LAMBERTVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NJ 08530
UNPAID BALANCE: 259,800.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,817.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0031998255 MORTGAGORS: PETTIT, THOMAS
PETTIT, VALERIE
ADDRESS : 17 CROWNE POND LANE
MORTGAGE AMT: 350,000.00 CITY WILTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CT 06897
UNPAID BALANCE: 350,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,507.45 ANNUAL RATE ADJUST: 0.000
LTV : 53.08800 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032003188 MORTGAGORS: FLOYD, CHARLES
FLOYD, LINDA
FLOYD, LINDA
ADDRESS : 2 FORDHAM COURT
MORTGAGE AMT: 304,500.00 CITY MILLERSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21108
UNPAID BALANCE: 304,250.400 OPTION TO CONVERT : No
MONTHLY P&I: 2,025.85 ANNUAL RATE ADJUST: 0.000
LTV : 85.29400 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032022196 MORTGAGORS: WOZNEY, CONRAD
WOZNEY, KENDRA
ADDRESS : 322 EAST AVENIDA CORDOBA
MORTGAGE AMT: 317,000.00 CITY SAN CLEMENTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92672
UNPAID BALANCE: 315,728.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,162.50 ANNUAL RATE ADJUST: 0.000
LTV : 72.04500 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032038283 MORTGAGORS: LEE, KELVIN
CARLSON, LOUISE
ADDRESS : 9401 SW 69 COURT
MORTGAGE AMT: 268,000.00 CITY MIAMI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 FL 33156
UNPAID BALANCE: 267,570.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,805.57 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032049447 MORTGAGORS: DALTON, JOHN
ADDRESS : 1492 NORTHERN NECK DRIVE
MORTGAGE AMT: 281,350.00 CITY VIENNA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 VA 22182
UNPAID BALANCE: 280,784.650 OPTION TO CONVERT : No
MONTHLY P&I: 1,895.51 ANNUAL RATE ADJUST: 0.000
LTV : 79.99700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050171 MORTGAGORS: STAPLES, JAMES
ADDRESS : 635 WEST SURF
MORTGAGE AMT: 440,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60657
UNPAID BALANCE: 439,656.750 OPTION TO CONVERT : No
MONTHLY P&I: 3,001.58 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050478 MORTGAGORS: TROESE, STEPHEN
TROESE, NANCY
ADDRESS : 12 FAQUIER COURT
MORTGAGE AMT: 336,000.00 CITY EDGEWATER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 MD 21037
UNPAID BALANCE: 335,487.090 OPTION TO CONVERT : No
MONTHLY P&I: 2,320.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050601 MORTGAGORS: MUTH, THOMAS
MUTH, DEANNA
ADDRESS : 541 ORIOLE LANE
MORTGAGE AMT: 341,500.00 CITY VILLANOVA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19085
UNPAID BALANCE: 341,246.560 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.82 ANNUAL RATE ADJUST: 0.000
LTV : 42.42200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050643 MORTGAGORS: KANEWSKE, JOHN
ADDRESS : 4905 NASHWOOD LANE
MORTGAGE AMT: 276,950.00 CITY DALLAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 75244
UNPAID BALANCE: 276,451.020 OPTION TO CONVERT : No
MONTHLY P&I: 1,865.87 ANNUAL RATE ADJUST: 0.000
LTV : 67.22000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032050726 MORTGAGORS: TAYLOR, KAREN
TAYLOR, JOSEPH
ADDRESS : 6 BIRNAM WOOD ROAD
MORTGAGE AMT: 340,000.00 CITY BETHEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06801
UNPAID BALANCE: 338,729.950 OPTION TO CONVERT : No
MONTHLY P&I: 2,687.28 ANNUAL RATE ADJUST: 0.000
LTV : 77.27200 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032051385 MORTGAGORS: KUTZKE, THOMAS
KUTZKE, THERESA
ADDRESS : 1259 CREEKSIDE LANE
MORTGAGE AMT: 312,000.00 CITY GRAFTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WI 53024
UNPAID BALANCE: 311,283.380 OPTION TO CONVERT : No
MONTHLY P&I: 2,154.91 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032051435 MORTGAGORS: POLASKO, KENNETH
LAPAT-POLASKO, LAURIE
ADDRESS : 12090 E.COLUMBINE DRIVE
MORTGAGE AMT: 433,000.00 CITY SCOTTSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85259
UNPAID BALANCE: 431,980.530 OPTION TO CONVERT : No
MONTHLY P&I: 2,953.82 ANNUAL RATE ADJUST: 0.000
LTV : 71.80700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032051484 MORTGAGORS: KRIDSADA, WIROJ
KRIDSADA, THONGPOON
ADDRESS : 711 SOUTH PHILIP STREET
MORTGAGE AMT: 185,000.00 CITY PHILADELPHIA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19147
UNPAID BALANCE: 184,484.190 OPTION TO CONVERT : No
MONTHLY P&I: 1,293.55 ANNUAL RATE ADJUST: 0.000
LTV : 69.81100 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032053035 MORTGAGORS: WILLIAMS, RONALD
WILLIAMS, JEANNINE
ADDRESS : 1091 WHATLEYS MILL LANE
MORTGAGE AMT: 500,000.00 CITY GREENSBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 GA 30642
UNPAID BALANCE: 499,217.530 OPTION TO CONVERT : No
MONTHLY P&I: 3,410.89 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032053050 MORTGAGORS: WATTS, WALTER
WATTS, LAURIE
ADDRESS : 18 POTTERS LANE
MORTGAGE AMT: 282,500.00 CITY GLOCESTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 RI 02814
UNPAID BALANCE: 282,048.910 OPTION TO CONVERT : No
MONTHLY P&I: 1,990.47 ANNUAL RATE ADJUST: 0.000
LTV : 89.68200 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032053506 MORTGAGORS: HALLOCK, JANE
AGOSTINELLI-HOLLOCK, JANE
ADDRESS : 5 BIDDLE WOOD LANE
MORTGAGE AMT: 547,500.00 CITY WYNDMOOR
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 PA 19038
UNPAID BALANCE: 546,684.820 OPTION TO CONVERT : No
MONTHLY P&I: 3,828.20 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032053696 MORTGAGORS: STEELE, MARK
STEELE, DONNA
STEELE, DONNA
ADDRESS : 120 GREENVIEW DRIVE
MORTGAGE AMT: 297,000.00 CITY INDIANA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 PA 15701
UNPAID BALANCE: 296,535.220 OPTION TO CONVERT : No
MONTHLY P&I: 2,026.07 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032053936 MORTGAGORS: KHADRA, ISSAM
ADDRESS : 1924 SOUTH NEWTON AVENUE
MORTGAGE AMT: 320,000.00 CITY PARK RIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60068
UNPAID BALANCE: 319,750.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,182.96 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032054025 MORTGAGORS: DESOUSA, DAVID
DESOUSA, ELAINE
ADDRESS : 191 OCEAN ROAD
MORTGAGE AMT: 365,600.00 CITY NARRAGANSETT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 RI 02882
UNPAID BALANCE: 365,314.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,494.04 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032054041 MORTGAGORS: MARTIN, PATRICIA
MARTIN, KEVIN
ADDRESS : 7257 NORTH PENNSYLVANIA S
MORTGAGE AMT: 536,000.00 CITY IDIANAPOLIS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IN 46240
UNPAID BALANCE: 535,581.860 OPTION TO CONVERT : No
MONTHLY P&I: 3,656.47 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055105 MORTGAGORS: EISENMAN, JESSE
EISENMAN, BETH
ADDRESS : 5513 HIGH FLYER ROAD N
MORTGAGE AMT: 348,000.00 CITY PALM BEACH GARDENS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 FL 33418
UNPAID BALANCE: 347,180.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,373.97 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055576 MORTGAGORS: MC CANN, WILLIAM
MC CANN, STACEY
ADDRESS : 30 PROSPECT PLACE
MORTGAGE AMT: 268,000.00 CITY HILLSDALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07642
UNPAID BALANCE: 267,580.600 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 86.45100 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055733 MORTGAGORS: BUTLER, DIANE
ADDRESS : 1220 EVERETTE PLACE
MORTGAGE AMT: 75,000.00 CITY HENDERSONVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NC 28791
UNPAID BALANCE: 74,879.690 OPTION TO CONVERT : No
MONTHLY P&I: 505.29 ANNUAL RATE ADJUST: 0.000
LTV : 47.52800 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032055873 MORTGAGORS: SHAPIRO, ADAM
SHAPIRO, JENNIFER
ADDRESS : 7 KNIGHTS HILL ROAD
MORTGAGE AMT: 283,000.00 CITY FALMOUTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 ME 04105
UNPAID BALANCE: 282,778.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,930.56 ANNUAL RATE ADJUST: 0.000
LTV : 63.16900 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032057424 MORTGAGORS: THOMPSON, MONICA
LORD, CRISTOFER
ADDRESS : 2305 N. COMMONWEALTH #2N
MORTGAGE AMT: 496,000.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60614
UNPAID BALANCE: 495,603.350 OPTION TO CONVERT : No
MONTHLY P&I: 3,341.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058265 MORTGAGORS: SIEGLE, WILLIAM
SIEGLE, JUDY
ADDRESS : 3912 ASBURY AVENUE
MORTGAGE AMT: 255,000.00 CITY OCEAN CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NJ 08226
UNPAID BALANCE: 253,876.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,717.99 ANNUAL RATE ADJUST: 0.000
LTV : 86.44000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058653 MORTGAGORS: BERG, FRANKLIN
BERG, STEPHANIE
ADDRESS : 8248 17TH AVENUE NORTHEAS
MORTGAGE AMT: 256,500.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98115
UNPAID BALANCE: 256,088.540 OPTION TO CONVERT : No
MONTHLY P&I: 1,728.09 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058687 MORTGAGORS: DJIMAS, ZACHARY
ADDRESS : 9 BREEZY KNOLL
MORTGAGE AMT: 342,000.00 CITY WESTPORT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CT 06880
UNPAID BALANCE: 341,464.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,333.05 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058745 MORTGAGORS: SMITH, MELVILLE
SMITH, LISA
ADDRESS : 1034 N MARION
MORTGAGE AMT: 303,500.00 CITY OAK PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 IL 60302
UNPAID BALANCE: 303,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,174.32 ANNUAL RATE ADJUST: 0.000
LTV : 66.19400 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032058976 MORTGAGORS: SOKOLOVICH, PETE
SOKOLOVICH, KARLA
ADDRESS : 1542 WEST SALTSAGE DRIVE
MORTGAGE AMT: 364,600.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 AZ 85044
UNPAID BALANCE: 364,015.130 OPTION TO CONVERT : No
MONTHLY P&I: 2,456.38 ANNUAL RATE ADJUST: 0.000
LTV : 79.99100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032059347 MORTGAGORS: PETRUCCI, LORENZO
PETRUCCI, PIETRINA
ADDRESS : 92 GREEN ISLAND ROAD
MORTGAGE AMT: 371,500.00 CITY TOMS RIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08753
UNPAID BALANCE: 371,217.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,565.86 ANNUAL RATE ADJUST: 0.000
LTV : 58.96800 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032059420 MORTGAGORS: DUNNE, DAVID
DUNNE, MICHELE
ADDRESS : 1 MILLBANK ROAD
MORTGAGE AMT: 310,250.00 CITY MOUNT LAUREL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08054
UNPAID BALANCE: 309,764.470 OPTION TO CONVERT : No
MONTHLY P&I: 2,116.46 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060055 MORTGAGORS: GAETA, FRANK
GAETA, LORRAINE
ADDRESS : 113 COUNTRYVIEW DRIVE
MORTGAGE AMT: 338,800.00 CITY FREEHOLD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07728
UNPAID BALANCE: 338,282.810 OPTION TO CONVERT : No
MONTHLY P&I: 2,340.01 ANNUAL RATE ADJUST: 0.000
LTV : 61.60000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060188 MORTGAGORS: MCCARTHY, ROBERT
MCCARTHY, MARCELLA
ADDRESS : 15811 STORNOWAY
MORTGAGE AMT: 440,000.00 CITY SPRING
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 TX 77379
UNPAID BALANCE: 439,648.140 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.36 ANNUAL RATE ADJUST: 0.000
LTV : 77.87600 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032060246 MORTGAGORS: NOTEWARE, DAVID
NOTEWARE, ELLEN
ADDRESS : 422 PENN VALLEY ROAD
MORTGAGE AMT: 422,400.00 CITY PENN VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 PA 19072
UNPAID BALANCE: 422,400.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,810.24 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061012 MORTGAGORS: PADGETT, RICHARD
TILLMAN, LINDA
ADDRESS : 82 HARRISON AVE.
MORTGAGE AMT: 300,000.00 CITY HIGHLAND PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 08904
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 74.71900 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061178 MORTGAGORS: FISHMAN, LEONARD
SCHNUR, SUSAN
ADDRESS : 99 WEST PROSPECT STREET
MORTGAGE AMT: 350,000.00 CITY HOPEWELL
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 08525
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 77.77700 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061251 MORTGAGORS: KERSCHNER, LESTER
KERSCHNER, LYNN
ADDRESS : 38 CEDAR DRIVE
MORTGAGE AMT: 396,000.00 CITY TUXEDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10987
UNPAID BALANCE: 395,698.670 OPTION TO CONVERT : No
MONTHLY P&I: 2,735.08 ANNUAL RATE ADJUST: 0.000
LTV : 89.22600 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061301 MORTGAGORS: JACKSON, NORMAN
JACKSON, KATHY
ADDRESS : 232 AMERICAN DRIVE
MORTGAGE AMT: 325,000.00 CITY RICHBORO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 18954
UNPAID BALANCE: 324,740.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,189.59 ANNUAL RATE ADJUST: 0.000
LTV : 89.04100 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061418 MORTGAGORS: LINZA, JOSEPH
LINZA, ELLEN
ADDRESS : 47090 SOUTHAMPTON COURT
MORTGAGE AMT: 280,000.00 CITY STERLING
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 VA 20165
UNPAID BALANCE: 279,539.620 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061426 MORTGAGORS: SIMONELLI, MARIE
BENNE, ELIZABETH
BENNE, ELIZABETH
ADDRESS : 5 ALAN DRIVE
MORTGAGE AMT: 315,000.00 CITY FAIRFIELD
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NJ 07004
UNPAID BALANCE: 315,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,148.86 ANNUAL RATE ADJUST: 0.000
LTV : 75.90300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061483 MORTGAGORS: WILLIAMS, RAY
ADDRESS : 12824 CHITTAMWOOD TRAIL
MORTGAGE AMT: 139,350.00 CITY FORT WORTH
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 TX 76040
UNPAID BALANCE: 139,131.920 OPTION TO CONVERT : No
MONTHLY P&I: 950.62 ANNUAL RATE ADJUST: 0.000
LTV : 79.97300 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032061616 MORTGAGORS: CROSKELL, ANCIL
MASTERSON, KAREN
ADDRESS : 5040 LEE HILL DRIVE
MORTGAGE AMT: 378,900.00 CITY BOULDER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80302
UNPAID BALANCE: 378,292.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,552.72 ANNUAL RATE ADJUST: 0.000
LTV : 68.89000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032063281 MORTGAGORS: WELCHER, JUDSON
TAGGART, JENNIFER
ADDRESS : 3531 SPEARING AVENUE
MORTGAGE AMT: 372,000.00 CITY SAN PEDRO AREA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90732
UNPAID BALANCE: 371,702.520 OPTION TO CONVERT : No
MONTHLY P&I: 2,506.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0032074833 MORTGAGORS: KNIGHT, MARY LOU
ADDRESS : 3091 HOLLOW ROAD
MORTGAGE AMT: 260,000.00 CITY MELVERN
:\
STATE/ZIP :\
LIFETIME RATE : 8.25000 PA 19355
UNPAID BALANCE: 259,834.200 OPTION TO CONVERT : No
MONTHLY P&I: 1,953.30 ANNUAL RATE ADJUST: 0.000
LTV : 74.28500 OUTSIDE CONV DATE:
CURRENT INT 8.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:250
--------------------------------------------------------------------------------
LN # 0032086720 MORTGAGORS: BREWER, CHARLES
BREWER, ROSELLEN
ADDRESS : 2854 RANSFORD AVENUE
MORTGAGE AMT: 280,000.00 CITY PACIFIC GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93950
UNPAID BALANCE: 279,550.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,886.41 ANNUAL RATE ADJUST: 0.000
LTV : 72.72700 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:002
--------------------------------------------------------------------------------
LN # 0070612585 MORTGAGORS: SCHOON, IRENE
ADDRESS : 9000 AMESTOY AVENUE
MORTGAGE AMT: 278,400.00 CITY NORTHRIDGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91325
UNPAID BALANCE: 277,544.800 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.84 ANNUAL RATE ADJUST: 0.000
LTV : 46.40000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070673587 MORTGAGORS: HOFFMAN, JOSEPH
HOFFMAN, LINDA
ADDRESS : 5819 WAVERLY AVENUE
MORTGAGE AMT: 480,000.00 CITY LA JOLLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 92037
UNPAID BALANCE: 478,488.570 OPTION TO CONVERT : No
MONTHLY P&I: 3,274.45 ANNUAL RATE ADJUST: 0.000
LTV : 76.80000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070769997 MORTGAGORS: DRUCKMAN, JAMES
DRUCKMAN, NANCY
ADDRESS : 1105 PARK AVENUE
MORTGAGE AMT: 485,000.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 NY 10128
UNPAID BALANCE: 485,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,308.55 ANNUAL RATE ADJUST: 0.000
LTV : 23.09524 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070772827 MORTGAGORS: BALLARINI, STELLA
BALLARINI, GIANLUCA
BALLARINI, GIANLUCA
ADDRESS : 221 WEST 82ND STREET
MORTGAGE AMT: 157,500.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NY 10024
UNPAID BALANCE: 157,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,087.81 ANNUAL RATE ADJUST: 0.000
LTV : 63.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070774690 MORTGAGORS: BURKE, C
BURKE, KATHLEEN
ADDRESS : 718 REDWOOD AVENUE
MORTGAGE AMT: 278,000.00 CITY EL SEGUNDO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90245
UNPAID BALANCE: 277,777.690 OPTION TO CONVERT : No
MONTHLY P&I: 1,872.94 ANNUAL RATE ADJUST: 0.000
LTV : 74.13333 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070815907 MORTGAGORS: KESSLER, JOHN
KESSLER, ROBIN
ADDRESS : 1216 FAIRFIELD ESTATES LA
MORTGAGE AMT: 365,500.00 CITY CROWNSVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MD 21032
UNPAID BALANCE: 364,092.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,833.72 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/19
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:105
--------------------------------------------------------------------------------
LN # 0070816996 MORTGAGORS: ROZENFELD, MICHAEL
ROZENFELD, ELIZABETH
ADDRESS : 12872 ABRA DRIVE
MORTGAGE AMT: 240,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92128
UNPAID BALANCE: 239,808.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,616.92 ANNUAL RATE ADJUST: 0.000
LTV : 59.25926 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070846167 MORTGAGORS: TEITLER, WILLIAM
DOYNE, NANCY
ADDRESS : 333 CENTRAL PARK WEST
MORTGAGE AMT: 600,000.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 NY 10023
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,042.31 ANNUAL RATE ADJUST: 0.000
LTV : 63.82979 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0070852421 MORTGAGORS: ROTH, RICHARD
ADDRESS : 97 SYCAMORE AVENUE
MORTGAGE AMT: 310,000.00 CITY MILL VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94941
UNPAID BALANCE: 309,624.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,215.80 ANNUAL RATE ADJUST: 0.000
LTV : 36.90476 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/24
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:114
--------------------------------------------------------------------------------
LN # 0070864103 MORTGAGORS: BOHNHOFF, VICKI
BOHNHOFF, OLIVIA
BOHNOFF, OLIVIA
BOHNHOFF, WILLIAM
ADDRESS : 159 MADISON AVENUE
MORTGAGE AMT: 200,000.00 CITY NEW YORK
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 NY 10016
UNPAID BALANCE: 200,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,467.53 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070867023 MORTGAGORS: MAXWELL, BRUCE
MAXWELL, CHERYL
MAXWELL, CHERYL
ADDRESS : 7255 N MERCER WAY
MORTGAGE AMT: 825,000.00 CITY MERCER ISLA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 WA 98040
UNPAID BALANCE: 825,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 5,698.07 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0070868773 MORTGAGORS: HURLEY, DIANNE
ROCK, PIERGIACOM
ADDRESS : 17 EAST 97TH STREET #2B
MORTGAGE AMT: 536,000.00 CITY NE WYORK
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 10029
UNPAID BALANCE: 536,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,566.02 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0070896220 MORTGAGORS: BIGELOW, ALEX
BIGELOW, DONNA
ADDRESS : 189 THORNTON DRIVE
MORTGAGE AMT: 424,000.00 CITY WEST PALM B
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 FL 33418
UNPAID BALANCE: 424,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,964.67 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070896519 MORTGAGORS: CARPENTER, KATHY
ADDRESS : 1140 N COLUMBIAN
MORTGAGE AMT: 431,900.00 CITY OAK PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60302
UNPAID BALANCE: 431,900.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,019.91 ANNUAL RATE ADJUST: 0.000
LTV : 89.99792 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070899059 MORTGAGORS: KIMEL, FREDA
ADDRESS : 100 HARBOR DRIVE
MORTGAGE AMT: 332,000.00 CITY SAN DIEGO
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 92101
UNPAID BALANCE: 332,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,436.10 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070903711 MORTGAGORS: MOSES, SANDRA
ADDRESS : 9310 SOUTH LOWE AVENUE
MORTGAGE AMT: 83,600.00 CITY CHICAGO
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IL 60620
UNPAID BALANCE: 83,600.000 OPTION TO CONVERT : No
MONTHLY P&I: 577.40 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070911441 MORTGAGORS: FORD, WILLIAM
BROWN, LINDA
ADDRESS : 39 FAIRMONT ROAD
MORTGAGE AMT: 265,500.00 CITY GOLDENS BRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NY 10526
UNPAID BALANCE: 265,500.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,902.07 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0070922208 MORTGAGORS: YELLIN, JUDITH
ADDRESS : 6232 BLACKSTONE AVENUE
MORTGAGE AMT: 120,000.00 CITY BALTIMORE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MD 21209
UNPAID BALANCE: 120,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 839.06 ANNUAL RATE ADJUST: 0.000
LTV : 60.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080012065 MORTGAGORS: OCONNOR, JEFFREY
O'Connor, Mary
OCONNOR, MARY
ADDRESS : 1743 LOWELL LANE
MORTGAGE AMT: 1,000,000.00 CITY LAKE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60045
UNPAID BALANCE: 1,000,000. OPTION TO CONVERT : No
000
MONTHLY P&I: 6,821.77 ANNUAL RATE ADJUST: 0.000
LTV : 68.02721 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080019201 MORTGAGORS: DEVAN, BRUCE
ADDRESS : 2613 5TH STREET
MORTGAGE AMT: 275,000.00 CITY SANTA MONIC
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 90405
UNPAID BALANCE: 274,780.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,852.73 ANNUAL RATE ADJUST: 0.000
LTV : 60.04367 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080025075 MORTGAGORS: MC CREADIE, TIMOTHY
MC CREADIE, PATRICIA
ADDRESS : 1211 LOYOLA DRIVE
MORTGAGE AMT: 340,000.00 CITY LIBERTYVILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 IL 60048
UNPAID BALANCE: 340,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,290.65 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080028004 MORTGAGORS: SAFFLE, DEAN
SAFFLE, MARILYN
ADDRESS : 5208 77TH AVENUE COURT
MORTGAGE AMT: 348,000.00 CITY TACOMA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 WA 98467
UNPAID BALANCE: 347,714.750 OPTION TO CONVERT : No
MONTHLY P&I: 2,315.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080029804 MORTGAGORS: THORNTON, THOMAS
THORNTON, MARLA
ADDRESS : 817 WILADONDA DRIVE
MORTGAGE AMT: 468,000.00 CITY LA CANADA F
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91011
UNPAID BALANCE: 467,625.740 OPTION TO CONVERT : No
MONTHLY P&I: 3,153.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080032485 MORTGAGORS: WRIGHT, PATRICK
BROSS WRIGHT, RACHEL
ADDRESS : 119 SUNNYSIDE AVENUE
MORTGAGE AMT: 353,500.00 CITY Piedmont
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94611
UNPAID BALANCE: 353,217.320 OPTION TO CONVERT : No
MONTHLY P&I: 2,381.59 ANNUAL RATE ADJUST: 0.000
LTV : 79.98000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080033210 MORTGAGORS: FRALICK, MARY
FRALICK, JEFFREY
ADDRESS : 1040 BALLINTREE LANE
MORTGAGE AMT: 400,000.00 CITY WEST CHESTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 PA 19382
UNPAID BALANCE: 400,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 55.58566 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080048549 MORTGAGORS: AMBROSE, DAVID
ADDRESS : 57677 RED CEDAR LANE
MORTGAGE AMT: 319,900.00 CITY SUNRIVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 OR 97707
UNPAID BALANCE: 319,637.780 OPTION TO CONVERT : No
MONTHLY P&I: 2,128.30 ANNUAL RATE ADJUST: 0.000
LTV : 79.99500 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080051451 MORTGAGORS: HAMILTON, TROY
HAMILTON, TAMMY
ADDRESS : 44 THORNLEY DRIVE
MORTGAGE AMT: 524,700.00 CITY CHATHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NJ 07928
UNPAID BALANCE: 524,700.000 OPTION TO CONVERT : No
MONTHLY P&I: 3,759.02 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080067382 MORTGAGORS: LONGENCKER, STANLEY
LONGENECKER, MARY
ADDRESS : 79-250 TORONIA
MORTGAGE AMT: 348,000.00 CITY LA QUINTA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92253
UNPAID BALANCE: 347,721.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,344.55 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080071905 MORTGAGORS: FISHBURNE, MARGIE
ADDRESS : 3428 BARRON BERKELEY WAY
MORTGAGE AMT: 241,500.00 CITY RALEIGH
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NC 27612
UNPAID BALANCE: 241,325.210 OPTION TO CONVERT : No
MONTHLY P&I: 1,709.32 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080073836 MORTGAGORS: CHAPIN, STEWART
CHAPIN, PARTRICIA
ADDRESS : 1112 41ST AVENUE EAST
MORTGAGE AMT: 1,200,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WA 98112
UNPAID BALANCE: 1,199,040. OPTION TO CONVERT : No
380
MONTHLY P&I: 8,084.62 ANNUAL RATE ADJUST: 0.000
LTV : 64.86486 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080073869 MORTGAGORS: ANASON, ROGER
ANASON, LINDA
ANASON, LINDA
ADDRESS : LOT 23 a/k/a 64 BASSETT L
MORTGAGE AMT: 298,800.00 CITY NEWFIELDS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NH 03856
UNPAID BALANCE: 298,800.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,098.74 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 01/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080079346 MORTGAGORS: GOW, THOMAS
GOW, CAROLINA
ADDRESS : 4827 PHYLIS TERRACE
MORTGAGE AMT: 272,600.00 CITY MARTINEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 94553
UNPAID BALANCE: 272,382.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,836.56 ANNUAL RATE ADJUST: 0.000
LTV : 79.98826 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080083397 MORTGAGORS: BAYNE, JAMES
BAYNE, RENA
ADDRESS : 10082 S STRATFORD LANE
MORTGAGE AMT: 368,100.00 CITY HIGHLANDS R
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80126
UNPAID BALANCE: 367,805.630 OPTION TO CONVERT : No
MONTHLY P&I: 2,479.96 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080086093 MORTGAGORS: ANDREWS, SHAWN
BAMPER, JANET
ADDRESS : 43 OHIO
MORTGAGE AMT: 276,250.00 CITY IRVINE
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92606
UNPAID BALANCE: 276,029.080 OPTION TO CONVERT : No
MONTHLY P&I: 1,861.15 ANNUAL RATE ADJUST: 0.000
LTV : 79.99965 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080086564 MORTGAGORS: WATSON, DAVID
WATSON, ANN
ADDRESS : 3814 CAMPUS DRIVE
MORTGAGE AMT: 482,400.00 CITY THOUSAND OA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91360
UNPAID BALANCE: 482,014.230 OPTION TO CONVERT : No
MONTHLY P&I: 3,250.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.99774 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080088701 MORTGAGORS: NELSON, EDWARD
RITTER, CARIN
RITTER, JOSEPH
NELSON, MARY
ADDRESS : 1004 OCEAN FRONT NORTH
MORTGAGE AMT: 310,000.00 CITY LAVALLETTE
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 NJ 08735
UNPAID BALANCE: 310,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,194.17 ANNUAL RATE ADJUST: 0.000
LTV : 75.60976 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080097512 MORTGAGORS: TESTER, ROBERT
ADDRESS : 801 LATIGO LOOP
MORTGAGE AMT: 310,000.00 CITY CARBONDALE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CO 81623
UNPAID BALANCE: 309,792.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,274.67 ANNUAL RATE ADJUST: 0.000
LTV : 87.32394 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080099666 MORTGAGORS: MARTIN, TIMOTHY
MARTIN, DEBBIE
ADDRESS : 2650 HUNTER COURT
MORTGAGE AMT: 875,000.00 CITY WESTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 FL 33331
UNPAID BALANCE: 874,334.190 OPTION TO CONVERT : No
MONTHLY P&I: 6,043.41 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:103
--------------------------------------------------------------------------------
LN # 0080102114 MORTGAGORS: BASKER, PAMELA
LAGNESE, BRUCE
ADDRESS : 5430 BEN AVENUE
MORTGAGE AMT: 271,800.00 CITY VALLEY VILL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 91607
UNPAID BALANCE: 271,557.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,830.84 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080108624 MORTGAGORS: COLE, WARREN
ADDRESS : 3634 E SURREY AVENUE
MORTGAGE AMT: 72,000.00 CITY PHOENIX
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 AZ 85032
UNPAID BALANCE: 72,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 491.17 ANNUAL RATE ADJUST: 0.000
LTV : 77.41935 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080111537 MORTGAGORS: NORMANLY, JOHN
NORMANLY, REBECCA
ADDRESS : 1015 LA SERENA WAY
MORTGAGE AMT: 306,750.00 CITY NIPOMO
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 93444
UNPAID BALANCE: 306,750.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,250.82 ANNUAL RATE ADJUST: 0.000
LTV : 74.81707 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080115322 MORTGAGORS: CHAMPAGNE, OLIVER
CHAMPAGNE, MARIETTE
ADDRESS : 1076 PINE
MORTGAGE AMT: 600,000.00 CITY WINNETKA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60093
UNPAID BALANCE: 600,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 4,093.06 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080123771 MORTGAGORS: RAMAKRISHNAN, ANAND
KARTHA, DEEPA
ADDRESS : 201 ASTORIA COURT
MORTGAGE AMT: 394,275.00 CITY BARRINGTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 IL 60010
UNPAID BALANCE: 394,275.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,756.83 ANNUAL RATE ADJUST: 0.000
LTV : 89.99966 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080126485 MORTGAGORS: STAPLETON, MICHAEL
ADDRESS : 90 ADAMS STREET
MORTGAGE AMT: 366,300.00 CITY HOBOKEN
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 NJ 07030
UNPAID BALANCE: 365,614.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,529.94 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080127681 MORTGAGORS: AEED, ALBERT
AEED, GERD
ADDRESS : 130 RANGE ROAD
MORTGAGE AMT: 260,000.00 CITY WINDHAM
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NH 03087
UNPAID BALANCE: 259,631.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,862.68 ANNUAL RATE ADJUST: 0.000
LTV : 66.66667 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080134745 MORTGAGORS: MELLOR, CRAIG
MELLOR, NANCY
ADDRESS : 2791 CANFIELD RD
MORTGAGE AMT: 281,250.00 CITY SEBASTOPOL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95472
UNPAID BALANCE: 281,025.090 OPTION TO CONVERT : No
MONTHLY P&I: 1,894.83 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080136948 MORTGAGORS: SCHERTZER, EDWIN
SCHERTZER, SHARON
ADDRESS : 31 ROYAL POINT COURT
MORTGAGE AMT: 309,600.00 CITY LAKE OZARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MO 65049
UNPAID BALANCE: 309,115.500 OPTION TO CONVERT : No
MONTHLY P&I: 2,112.02 ANNUAL RATE ADJUST: 0.000
LTV : 79.69112 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080137953 MORTGAGORS: PLAYDON SMIT, JOAN
ADDRESS : 3495 EDGEFIELD PLACE
MORTGAGE AMT: 305,000.00 CITY CARMEL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 93923
UNPAID BALANCE: 304,756.100 OPTION TO CONVERT : No
MONTHLY P&I: 2,054.84 ANNUAL RATE ADJUST: 0.000
LTV : 31.28205 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080138571 MORTGAGORS: FEIRSTEIN, JANICE
ADDRESS : 81 HENDRICKS ISLE
MORTGAGE AMT: 372,000.00 CITY FT LAUDERDA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 FL 33301
UNPAID BALANCE: 372,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,697.26 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080141740 MORTGAGORS: BIGELOW, JOHN
BIGELOW, MARGARET
ADDRESS : 3329 WEST LAURELHURST
MORTGAGE AMT: 650,000.00 CITY SEATTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 WA 98105
UNPAID BALANCE: 649,517.610 OPTION TO CONVERT : No
MONTHLY P&I: 4,544.89 ANNUAL RATE ADJUST: 0.000
LTV : 74.71264 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080142151 MORTGAGORS: HERDON, THOMAS
HERDON, MELANIE
ADDRESS : 46 PLATEAU
MORTGAGE AMT: 238,300.00 CITY ALISO VIEJO
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92656
UNPAID BALANCE: 238,109.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,605.48 ANNUAL RATE ADJUST: 0.000
LTV : 79.99275 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080144959 MORTGAGORS: NAUMOFF, PHILLIP
ADDRESS : 1033 BANGOR LANE
MORTGAGE AMT: 284,000.00 CITY VENTURA
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 93001
UNPAID BALANCE: 284,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,083.90 ANNUAL RATE ADJUST: 0.000
LTV : 78.88889 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080147044 MORTGAGORS: SWENSEN, KENNETH
WESTERMANN, GEORGE
ADDRESS : 10771 HOLDERMAN COURT
MORTGAGE AMT: 293,550.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 92782
UNPAID BALANCE: 293,550.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,153.97 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080147424 MORTGAGORS: CRUSCO, FERN
CRUSCO, RICHARD
ADDRESS : 35 OCEANVIEW PARKWAY
MORTGAGE AMT: 319,000.00 CITY SOUTHAMPTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 NY 11968
UNPAID BALANCE: 319,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,122.31 ANNUAL RATE ADJUST: 0.000
LTV : 79.94987 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080149420 MORTGAGORS: HILLIARD,, HARRY
ADDRESS : 78 VERANO LOOP
MORTGAGE AMT: 50,000.00 CITY Santa Fe
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 NM 87505
UNPAID BALANCE: 49,965.600 OPTION TO CONVERT : No
MONTHLY P&I: 362.53 ANNUAL RATE ADJUST: 0.000
LTV : 33.33000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080152184 MORTGAGORS: SCOTT, BARBARA
ADDRESS : 9 COURT OF WILMINGTON
MORTGAGE AMT: 268,000.00 CITY LINCOLNSHIR
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 IL 60069
UNPAID BALANCE: 267,580.610 OPTION TO CONVERT : No
MONTHLY P&I: 1,828.23 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080153794 MORTGAGORS: TROTT, CHARLES
TROTT, PENNY
ADDRESS : 7485 NUTHATCH CIRCLE
MORTGAGE AMT: 400,000.00 CITY PARKER
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 80134
UNPAID BALANCE: 399,034.650 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.88 ANNUAL RATE ADJUST: 0.000
LTV : 88.66105 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080154156 MORTGAGORS: MARCUS, BERND
MARCUS, JUDITH
ADDRESS : 5769 N WASHINGTON BLVD
MORTGAGE AMT: 262,500.00 CITY INDIANAPOLI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 IN 46220
UNPAID BALANCE: 261,898.040 OPTION TO CONVERT : No
MONTHLY P&I: 1,813.03 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080155609 MORTGAGORS: BUXTON, HAROLD
BUXTON, LINDA
ADDRESS : 1881 LIONSRIDGE LOOP
MORTGAGE AMT: 248,000.00 CITY VAIL
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CO 81657
UNPAID BALANCE: 247,801.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,670.83 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080157662 MORTGAGORS: BROCK, KATHRYN
ADDRESS : 126 MARTIN TRAIL
MORTGAGE AMT: 380,000.00 CITY BRASSTOWN
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 NC 28902
UNPAID BALANCE: 380,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,722.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080165814 MORTGAGORS: WODZIEN, LARRY
WODZIEN, MARY
ADDRESS : 3263 PROUTY ROAD
MORTGAGE AMT: 312,300.00 CITY TRAVERSE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 MI 49686
UNPAID BALANCE: 311,600.330 OPTION TO CONVERT : No
MONTHLY P&I: 2,183.65 ANNUAL RATE ADJUST: 0.000
LTV : 79.36000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169642 MORTGAGORS: SHORT, MICHAEL
ADDRESS : 151 ACORN DRIVE
MORTGAGE AMT: 188,000.00 CITY BOULDER CRE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 95006
UNPAID BALANCE: 187,873.850 OPTION TO CONVERT : No
MONTHLY P&I: 1,379.48 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080169675 MORTGAGORS: MARCIEL, CAROL
ADDRESS : 2110 CORONET BOULEVARD
MORTGAGE AMT: 263,000.00 CITY BELMONT
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 94002
UNPAID BALANCE: 262,823.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,929.81 ANNUAL RATE ADJUST: 0.000
LTV : 55.87423 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080173966 MORTGAGORS: DASSENKO, DENNIS
DASSENKO, TONI
ADDRESS : LOT 52 PRAIRIE HOME ESTAT
MORTGAGE AMT: 286,750.00 CITY MIDDLETON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 WI 53562
UNPAID BALANCE: 286,279.320 OPTION TO CONVERT : No
MONTHLY P&I: 1,967.08 ANNUAL RATE ADJUST: 0.000
LTV : 78.99449 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 10/01/28
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174097 MORTGAGORS: LEACH, RUSSELL
LEACH, ANNA
ADDRESS : 6380 FENNEC POINTE CIRCLE
MORTGAGE AMT: 312,700.00 CITY MEDINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 44256
UNPAID BALANCE: 312,097.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.72 ANNUAL RATE ADJUST: 0.000
LTV : 78.96465 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174188 MORTGAGORS: PALDA, JAY CHARLE
ADDRESS : 1310 121ST STREET WEST
MORTGAGE AMT: 399,000.00 CITY ROSEMOUNT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55068
UNPAID BALANCE: 398,060.550 OPTION TO CONVERT : No
MONTHLY P&I: 2,721.89 ANNUAL RATE ADJUST: 0.000
LTV : 79.99198 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174329 MORTGAGORS: HAGEN, DAVID
HAGEN, BETTY
ADDRESS : 3281 GILBERTSON ROAD
MORTGAGE AMT: 400,000.00 CITY DE FOREST
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 WI 53532
UNPAID BALANCE: 399,358.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,694.87 ANNUAL RATE ADJUST: 0.000
LTV : 88.88889 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174345 MORTGAGORS: PTACEK, GEORGE
PTACEK, CHERYL
ADDRESS : 9868 TREE FARM ROAD
MORTGAGE AMT: 256,400.00 CITY EDEN PRAIRI
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 MN 55347
UNPAID BALANCE: 255,978.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.84 ANNUAL RATE ADJUST: 0.000
LTV : 94.99815 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174352 MORTGAGORS: BARGER, THEODORE
BARGER, AMY
ADDRESS : 7813 HOPPER ROAD
MORTGAGE AMT: 305,000.00 CITY CINCINNATI
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 OH 45255
UNPAID BALANCE: 304,263.910 OPTION TO CONVERT : No
MONTHLY P&I: 2,054.85 ANNUAL RATE ADJUST: 0.000
LTV : 67.03297 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174626 MORTGAGORS: GEISE, TIMOTHY
GEISE, MARLA
ADDRESS : 5415 CLUB ISLAND ROAD
MORTGAGE AMT: 337,600.00 CITY CELINA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 OH 45822
UNPAID BALANCE: 337,336.640 OPTION TO CONVERT : No
MONTHLY P&I: 2,303.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080174683 MORTGAGORS: HOLLAND, JAMES
HOLLAND, CAROL
ADDRESS : 17434 83RD AVENUE NORTH
MORTGAGE AMT: 350,000.00 CITY MAPLE GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55311
UNPAID BALANCE: 349,726.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,387.62 ANNUAL RATE ADJUST: 0.000
LTV : 74.46809 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080179385 MORTGAGORS: PIERESON, SCOTT
PIERESON, TRICIA
ADDRESS : 5168 LAKE GROVE
MORTGAGE AMT: 360,000.00 CITY PETOSKEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 MI 49770
UNPAID BALANCE: 359,712.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,425.39 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080181894 MORTGAGORS: SHOKOOR, SHAWN
ADDRESS : 4348 JESSICA CIRCLE
MORTGAGE AMT: 263,150.00 CITY CAMPBELL
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 95008
UNPAID BALANCE: 263,150.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,930.90 ANNUAL RATE ADJUST: 0.000
LTV : 95.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184757 MORTGAGORS: MELBERG, STEVEN
MELBERG, CAROLINE
ADDRESS : 8211 A WOODLAND DRIVE
MORTGAGE AMT: 304,000.00 CITY HAYWARD
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 WI 54843
UNPAID BALANCE: 303,590.700 OPTION TO CONVERT : No
MONTHLY P&I: 2,230.64 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080184815 MORTGAGORS: GOYER, STERLING
GOYER, VICAEL
ADDRESS : 2482 CRESTLINE ROAD
MORTGAGE AMT: 290,400.00 CITY PLEASANTON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 94566
UNPAID BALANCE: 289,529.800 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 03/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189624 MORTGAGORS: SMITH, DENNIS
SMITH, TERESE
ADDRESS : 2875 BENT TREE LANE
MORTGAGE AMT: 108,500.00 CITY HARRISON
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 ID 83833
UNPAID BALANCE: 108,415.360 OPTION TO CONVERT : No
MONTHLY P&I: 740.16 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189848 MORTGAGORS: WAN, DENNIS
LEUNG, EDWINA
ADDRESS : 3612 COMANCHE WAY
MORTGAGE AMT: 81,500.00 CITY ANTELOPE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 95843
UNPAID BALANCE: 81,445.310 OPTION TO CONVERT : No
MONTHLY P&I: 598.02 ANNUAL RATE ADJUST: 0.000
LTV : 74.77064 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080189996 MORTGAGORS: NUGENT, GRAHAM
ADDRESS : 10 COUNTY ROAD
MORTGAGE AMT: 101,000.00 CITY DIXON
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 NM 87527
UNPAID BALANCE: 100,925.040 OPTION TO CONVERT : No
MONTHLY P&I: 706.21 ANNUAL RATE ADJUST: 0.000
LTV : 54.59459 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190176 MORTGAGORS: CORTINA, ENRIQUE
CORTINA, MARIANA
ADDRESS : 79068 AVENUE 38
MORTGAGE AMT: 50,000.00 CITY INDIO
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 92201
UNPAID BALANCE: 49,966.450 OPTION TO CONVERT : No
MONTHLY P&I: 366.88 ANNUAL RATE ADJUST: 0.000
LTV : 50.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080190333 MORTGAGORS: DEYOUNG, EMILY
SHELTON, KENNETH
ADDRESS : 1606 EAST 25TH AVENUE
MORTGAGE AMT: 102,000.00 CITY DENVER
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CO 80205
UNPAID BALANCE: 102,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 739.57 ANNUAL RATE ADJUST: 0.000
LTV : 77.27273 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080191828 MORTGAGORS: ACIERTO, SERAMIL
ADDRESS : 1192 COLTS LANE
MORTGAGE AMT: 380,700.00 CITY YARDLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 PA 19067
UNPAID BALANCE: 380,431.300 OPTION TO CONVERT : No
MONTHLY P&I: 2,727.39 ANNUAL RATE ADJUST: 0.000
LTV : 89.73631 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080197163 MORTGAGORS: RUTLEDGE, THOMAS
ADDRESS : 7158 CENTRAL AVENUE
MORTGAGE AMT: 224,000.00 CITY LEMON GROVE
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 91945
UNPAID BALANCE: 223,849.700 OPTION TO CONVERT : No
MONTHLY P&I: 1,643.63 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198484 MORTGAGORS: MAINO, VERNON
MAINO, MAUREEN
ADDRESS : 243 PASA ROBLES AVENUE
MORTGAGE AMT: 300,000.00 CITY LOS ALTOS
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 94022
UNPAID BALANCE: 299,798.710 OPTION TO CONVERT : No
MONTHLY P&I: 2,201.29 ANNUAL RATE ADJUST: 0.000
LTV : 36.59000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198617 MORTGAGORS: CUNNINGHAM, LORRAINE
ADDRESS : 19771 BRIARLY LANE
MORTGAGE AMT: 284,000.00 CITY HUNTINGTON BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92646
UNPAID BALANCE: 283,789.230 OPTION TO CONVERT : No
MONTHLY P&I: 1,985.77 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198625 MORTGAGORS: BROOKS-GEORGE, LAURA
ADDRESS : 2101 S VICTORIA AVENUE
MORTGAGE AMT: 309,000.00 CITY OXNARD
:\
STATE/ZIP :\
LIFETIME RATE : 7.62500 CA 93035
UNPAID BALANCE: 308,776.360 OPTION TO CONVERT : No
MONTHLY P&I: 2,187.08 ANNUAL RATE ADJUST: 0.000
LTV : 68.67000 OUTSIDE CONV DATE:
CURRENT INT 7.62500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198641 MORTGAGORS: CHEN, HUNG
CHEN, YU
ADDRESS : 43194 NIELSEN COURT
MORTGAGE AMT: 416,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94539
UNPAID BALANCE: 415,675.480 OPTION TO CONVERT : No
MONTHLY P&I: 2,837.85 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198658 MORTGAGORS: COLBY, JOHN
COLBY, LUANNE
ADDRESS : 2631 SAPRA ST
MORTGAGE AMT: 371,000.00 CITY THOUSAND OAKS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91362
UNPAID BALANCE: 370,724.660 OPTION TO CONVERT : No
MONTHLY P&I: 2,594.09 ANNUAL RATE ADJUST: 0.000
LTV : 79.78000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198674 MORTGAGORS: SELFRIDGE, CYNTHIA
ADDRESS : 26 BUTTERCUP LANE
MORTGAGE AMT: 340,000.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94070
UNPAID BALANCE: 339,734.770 OPTION TO CONVERT : No
MONTHLY P&I: 2,319.40 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198690 MORTGAGORS: MILICIC, MARTY
ADDRESS : 6344 WEST 80TH PLACE
MORTGAGE AMT: 276,800.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90045
UNPAID BALANCE: 276,589.380 OPTION TO CONVERT : No
MONTHLY P&I: 1,911.79 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198724 MORTGAGORS: MASON, GORDON
MASON, PATRICIA
ADDRESS : 6118 BANNER CT
MORTGAGE AMT: 280,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 95123
UNPAID BALANCE: 279,781.580 OPTION TO CONVERT : No
MONTHLY P&I: 1,910.09 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198757 MORTGAGORS: RIOS, LILLIAN
ADDRESS : 4244 MOTOR AVE
MORTGAGE AMT: 180,000.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 90232
UNPAID BALANCE: 180,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,258.59 ANNUAL RATE ADJUST: 0.000
LTV : 53.73000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198799 MORTGAGORS: BENN, GARY
BENN, RITA
ADDRESS : 1196 CRESCENT DRIVE
MORTGAGE AMT: 305,000.00 CITY SAN JOSE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 95125
UNPAID BALANCE: 304,767.920 OPTION TO CONVERT : No
MONTHLY P&I: 2,106.56 ANNUAL RATE ADJUST: 0.000
LTV : 70.93000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198815 MORTGAGORS: FULLER, LARS
FULLER, JANET
ADDRESS : 60 HOODS POINT WAY
MORTGAGE AMT: 370,000.00 CITY SAN MATEO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94402
UNPAID BALANCE: 369,711.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,524.05 ANNUAL RATE ADJUST: 0.000
LTV : 66.07000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198823 MORTGAGORS: DENICOLA, MATHEW
DENICOLA, JENNIFER
ADDRESS : 1620 NORTH DOHENY DRIVE
MORTGAGE AMT: 548,000.00 CITY LOS ANGELES
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 90069
UNPAID BALANCE: 547,572.500 OPTION TO CONVERT : No
MONTHLY P&I: 3,738.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198831 MORTGAGORS: SCHNEIR, HARVEY
SCHNEIR, CATHRYN
ADDRESS : 815 CANADA STREET
MORTGAGE AMT: 405,000.00 CITY OJAI
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93023
UNPAID BALANCE: 404,691.830 OPTION TO CONVERT : No
MONTHLY P&I: 2,797.23 ANNUAL RATE ADJUST: 0.000
LTV : 77.14000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198856 MORTGAGORS: LECHUGA, GUADALUPE
ADDRESS : 10631 CARVER DRIVE
MORTGAGE AMT: 224,000.00 CITY CUPERTINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95014
UNPAID BALANCE: 223,833.760 OPTION TO CONVERT : No
MONTHLY P&I: 1,566.24 ANNUAL RATE ADJUST: 0.000
LTV : 70.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080198880 MORTGAGORS: HANSING, THOMAS
ADDRESS : 1144 ABC& D S NEVADA STRE
MORTGAGE AMT: 268,000.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92054
UNPAID BALANCE: 267,796.070 OPTION TO CONVERT : No
MONTHLY P&I: 1,851.01 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199037 MORTGAGORS: ZAGAYER, RAMI
ZAGAYER, MARILENE
ADDRESS : 1084 RED PINE DRIVE
MORTGAGE AMT: 317,500.00 CITY SIMI VALLEY
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93065
UNPAID BALANCE: 317,264.370 OPTION TO CONVERT : No
MONTHLY P&I: 2,220.01 ANNUAL RATE ADJUST: 0.000
LTV : 79.97000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199045 MORTGAGORS: PITTS, SHIRLEY
ADDRESS : 12750 CENTRALIA STREET #1
MORTGAGE AMT: 89,250.00 CITY LAKEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90715
UNPAID BALANCE: 89,250.000 OPTION TO CONVERT : No
MONTHLY P&I: 616.43 ANNUAL RATE ADJUST: 0.000
LTV : 85.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199144 MORTGAGORS: SARPOLUS, RICHARD
SARPOLUS, KAREN
ADDRESS : 4303 COUNTRYMEADOW STREET
MORTGAGE AMT: 284,500.00 CITY MOORPARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 93021
UNPAID BALANCE: 284,283.520 OPTION TO CONVERT : No
MONTHLY P&I: 1,964.97 ANNUAL RATE ADJUST: 0.000
LTV : 87.54000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199169 MORTGAGORS: SELBY, THELMA
ADDRESS : 2009 GRAHN DRIVE
MORTGAGE AMT: 150,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 95404
UNPAID BALANCE: 150,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,048.82 ANNUAL RATE ADJUST: 0.000
LTV : 62.76000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199185 MORTGAGORS: HARDY, NICHOLAS
HARDY, JULIET
ADDRESS : 6680 EAST OAK SPRINGS DRI
MORTGAGE AMT: 293,000.00 CITY AGOURA
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91301
UNPAID BALANCE: 292,771.430 OPTION TO CONVERT : No
MONTHLY P&I: 1,998.78 ANNUAL RATE ADJUST: 0.000
LTV : 65.11000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199219 MORTGAGORS: HAGGLOF, DEREK
HAGGLOF, JENNIFER
ADDRESS : 1050 HOLLY ROAD
MORTGAGE AMT: 176,000.00 CITY TAHOE CITY
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 96145
UNPAID BALANCE: 176,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,215.59 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199227 MORTGAGORS: FOGEL, ROB
ADDRESS : 1531 25TH AVENUE
MORTGAGE AMT: 400,000.00 CITY SAN FRANCISCO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94122
UNPAID BALANCE: 399,687.960 OPTION TO CONVERT : No
MONTHLY P&I: 2,728.71 ANNUAL RATE ADJUST: 0.000
LTV : 79.52000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199243 MORTGAGORS: HUH, BRIAN
YANG, HYE
ADDRESS : 3503 SOUTH SPRING MEADOW
MORTGAGE AMT: 384,000.00 CITY ROWLAND HEIGHTS
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 91748
UNPAID BALANCE: 383,715.020 OPTION TO CONVERT : No
MONTHLY P&I: 2,684.98 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199276 MORTGAGORS: MOSS, DAVID
MANCINI, MARIA
ADDRESS : 6438 ARMITOS DRIVE
MORTGAGE AMT: 413,400.00 CITY CAMARILLO
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 93010
UNPAID BALANCE: 413,093.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,890.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.50000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199292 MORTGAGORS: IAKOVLEVA, TATIANA
ADDRESS : 2929 FIRE MOUNTAIN ROAD 3
MORTGAGE AMT: 52,000.00 CITY OCEANSIDE
:\
STATE/ZIP :\
LIFETIME RATE : 7.50000 CA 92054
UNPAID BALANCE: 51,961.410 OPTION TO CONVERT : No
MONTHLY P&I: 363.59 ANNUAL RATE ADJUST: 0.000
LTV : 72.22000 OUTSIDE CONV DATE:
CURRENT INT 7.50000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199300 MORTGAGORS: KARIMZADA, ABDUL
KARIMZADA, NAJIA
ADDRESS : 5513 CRIMSON CIRCLE
MORTGAGE AMT: 300,000.00 CITY FREMONT
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 94538
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199318 MORTGAGORS: DWYER, KEVIN
DWYER, LYNDA
ADDRESS : 211 MARSEILLE COURT
MORTGAGE AMT: 235,650.00 CITY HOLLISTER
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 95023
UNPAID BALANCE: 235,483.680 OPTION TO CONVERT : No
MONTHLY P&I: 1,688.23 ANNUAL RATE ADJUST: 0.000
LTV : 79.88000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199391 MORTGAGORS: DAVIDSON, DWAYNE
DAVIDSON, RITA
ADDRESS : 1318 NORTH LAUREL AVENUE
MORTGAGE AMT: 300,000.00 CITY UPLAND
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 91786
UNPAID BALANCE: 299,771.720 OPTION TO CONVERT : No
MONTHLY P&I: 2,072.03 ANNUAL RATE ADJUST: 0.000
LTV : 78.95000 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080199672 MORTGAGORS: MCAFEE, IVAN
MCAFEE, AIMEE
ADDRESS : 14700 SAN FELICIANO DR
MORTGAGE AMT: 203,100.00 CITY LA MIRADA
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 90638
UNPAID BALANCE: 202,945.450 OPTION TO CONVERT : No
MONTHLY P&I: 1,402.77 ANNUAL RATE ADJUST: 0.000
LTV : 91.48649 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200140 MORTGAGORS: TALLMAN, LARRY
TALLMAN, CONNIE
ADDRESS : 2881 WYNGATE RD
MORTGAGE AMT: 247,000.00 CITY ORANGE
:\
STATE/ZIP :\
LIFETIME RATE : 7.37500 CA 92867
UNPAID BALANCE: 246,812.050 OPTION TO CONVERT : No
MONTHLY P&I: 1,705.97 ANNUAL RATE ADJUST: 0.000
LTV : 72.64706 OUTSIDE CONV DATE:
CURRENT INT 7.37500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080200637 MORTGAGORS: MCNUTT, LAWRENCE
MCNUTT, GIA
ADDRESS : 330 FLORAL LANE
MORTGAGE AMT: 360,000.00 CITY NEWCASTLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 95658
UNPAID BALANCE: 359,502.870 OPTION TO CONVERT : No
MONTHLY P&I: 2,610.25 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200850 MORTGAGORS: SMITH, RICHARD
SMITH, CAROLYN
ADDRESS : 4011 CARPENTER LANE
MORTGAGE AMT: 280,000.00 CITY LA MESA
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 91941
UNPAID BALANCE: 279,807.310 OPTION TO CONVERT : No
MONTHLY P&I: 2,030.19 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080200876 MORTGAGORS: SEVILLA, RANDOLPH
SEVILLA, VERONICA
ADDRESS : 13482 CAP DE CREWS
MORTGAGE AMT: 270,000.00 CITY CHINO HILLS
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 91709
UNPAID BALANCE: 269,535.790 OPTION TO CONVERT : No
MONTHLY P&I: 1,981.16 ANNUAL RATE ADJUST: 0.000
LTV : 90.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201023 MORTGAGORS: RICARD, GREGORY
RICARD, LAURA
ADDRESS : 3842 LENAWEE AVENUE
MORTGAGE AMT: 337,500.00 CITY CULVER CITY
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 90232
UNPAID BALANCE: 337,273.540 OPTION TO CONVERT : No
MONTHLY P&I: 2,476.46 ANNUAL RATE ADJUST: 0.000
LTV : 75.00000 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201098 MORTGAGORS: CANCINO, DENNIS
CANCINO, PATRICIA
ADDRESS : 2501 HARRIMAN LANE
MORTGAGE AMT: 304,000.00 CITY REDONDO BEACH
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90278
UNPAID BALANCE: 303,790.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,204.21 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201320 MORTGAGORS: HERRMANN, JOHN
ADDRESS : 907 MONTGOMERY STREET
MORTGAGE AMT: 284,000.00 CITY SAN CARLOS
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 94070
UNPAID BALANCE: 283,454.950 OPTION TO CONVERT : No
MONTHLY P&I: 1,937.38 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201361 MORTGAGORS: WEIL, WILLIAM
WEIL, KAREN
ADDRESS : 8251 REES STREET
MORTGAGE AMT: 528,000.00 CITY PLAYA DEL REY
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 90293
UNPAID BALANCE: 527,636.630 OPTION TO CONVERT : No
MONTHLY P&I: 3,828.37 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201429 MORTGAGORS: ARIAS, HIPOLITO
ARIAS, MARIA
ADDRESS : 9582 DODSON WAY
MORTGAGE AMT: 472,000.00 CITY VILLA PARK
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 92861
UNPAID BALANCE: 471,675.170 OPTION TO CONVERT : No
MONTHLY P&I: 3,422.33 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201452 MORTGAGORS: PATEL, KETAN
PATEL, MANISHA
ADDRESS : 981 AND 983 HENDERSON AVE
MORTGAGE AMT: 399,900.00 CITY SUNNYVALE
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 94086
UNPAID BALANCE: 399,624.790 OPTION TO CONVERT : No
MONTHLY P&I: 2,899.55 ANNUAL RATE ADJUST: 0.000
LTV : 79.98000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201486 MORTGAGORS: ORTNER, NITA
ADDRESS : 1561 CALZADA AVENUE
MORTGAGE AMT: 450,000.00 CITY SANTA YNEZ
:\
STATE/ZIP :\
LIFETIME RATE : 7.87500 CA 93460
UNPAID BALANCE: 449,690.320 OPTION TO CONVERT : No
MONTHLY P&I: 3,262.81 ANNUAL RATE ADJUST: 0.000
LTV : 72.58000 OUTSIDE CONV DATE:
CURRENT INT 7.87500 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201502 MORTGAGORS: GERBER, MICHAEL
GERBER, KATHLEEN
ADDRESS : 5510 SAN PATRICIO DRIVE
MORTGAGE AMT: 360,000.00 CITY SANTA BARBARA
:\
STATE/ZIP :\
LIFETIME RATE : 7.75000 CA 93111
UNPAID BALANCE: 359,490.200 OPTION TO CONVERT : No
MONTHLY P&I: 2,579.08 ANNUAL RATE ADJUST: 0.000
LTV : 72.00000 OUTSIDE CONV DATE:
CURRENT INT 7.75000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080201544 MORTGAGORS: MARCEAU, KENNETH
ADDRESS : 5009 HAYVENHURST AVENUE
MORTGAGE AMT: 472,000.00 CITY ENCINO
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 CA 91436
UNPAID BALANCE: 471,631.800 OPTION TO CONVERT : No
MONTHLY P&I: 3,219.87 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 06/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:351
--------------------------------------------------------------------------------
LN # 0080207178 MORTGAGORS: AGUILAR, DANIEL
AGUILAR, CHRISTINE
ADDRESS : 744 HEMLOCK AVENUE
MORTGAGE AMT: 289,000.00 CITY SOUTH SAN F
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94080
UNPAID BALANCE: 288,524.840 OPTION TO CONVERT : No
MONTHLY P&I: 1,922.72 ANNUAL RATE ADJUST: 0.000
LTV : 94.75410 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080207632 MORTGAGORS: SECORD, PAMELA
HEIDLER, JOSEPH
ADDRESS : 2001 WANDERING ROAD
MORTGAGE AMT: 308,000.00 CITY ENCINITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 92024
UNPAID BALANCE: 307,493.600 OPTION TO CONVERT : No
MONTHLY P&I: 2,049.13 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080208754 MORTGAGORS: GERARDE, IVAN
GERARDE, PATRICIA
ADDRESS : 1483 SARATOGA DRIVE
MORTGAGE AMT: 255,900.00 CITY MILPITAS
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 95035
UNPAID BALANCE: 255,117.490 OPTION TO CONVERT : No
MONTHLY P&I: 1,724.05 ANNUAL RATE ADJUST: 0.000
LTV : 79.96875 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080209117 MORTGAGORS: SOMERS, PATRICK
SOMERS, LAURA
ADDRESS : 1417 DRAKE AVENUE
MORTGAGE AMT: 570,000.00 CITY BURLINGAME
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 94010
UNPAID BALANCE: 569,062.810 OPTION TO CONVERT : No
MONTHLY P&I: 3,792.23 ANNUAL RATE ADJUST: 0.000
LTV : 69.09091 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080209182 MORTGAGORS: MILLS, RICHARD
MILLS, KATHY
ADDRESS : 3088 HERGOTT DRIVE
MORTGAGE AMT: 287,000.00 CITY EDGEWOOD
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 KY 41017
UNPAID BALANCE: 286,307.350 OPTION TO CONVERT : No
MONTHLY P&I: 1,933.58 ANNUAL RATE ADJUST: 0.000
LTV : 71.75000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212806 MORTGAGORS: GEARY, WILLIAM
GEARY, THERESE
ADDRESS : 824 MCDONALD AVENUE
MORTGAGE AMT: 360,000.00 CITY SANTA ROSA
:\
STATE/ZIP :\
LIFETIME RATE : 7.00000 CA 95404
UNPAID BALANCE: 358,989.110 OPTION TO CONVERT : No
MONTHLY P&I: 2,395.09 ANNUAL RATE ADJUST: 0.000
LTV : 48.00000 OUTSIDE CONV DATE:
CURRENT INT 7.00000 MATURITY DATE: 04/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080212913 MORTGAGORS: SZU, PASCAL
ADDRESS : 2020 WILLOW WAY
MORTGAGE AMT: 280,000.00 CITY SAN BRUNO
:\
STATE/ZIP :\
LIFETIME RATE : 8.00000 CA 94066
UNPAID BALANCE: 280,000.000 OPTION TO CONVERT : No
MONTHLY P&I: 2,054.54 ANNUAL RATE ADJUST: 0.000
LTV : 69.13580 OUTSIDE CONV DATE:
CURRENT INT 8.00000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080213218 MORTGAGORS: HARDING, TAGUE
HARDING, LISA
ADDRESS : 21681 FRANCE BOULEVARD
MORTGAGE AMT: 254,300.00 CITY LAKEVILLE
:\
STATE/ZIP :\
LIFETIME RATE : 7.25000 MN 55044
UNPAID BALANCE: 254,300.000 OPTION TO CONVERT : No
MONTHLY P&I: 1,734.77 ANNUAL RATE ADJUST: 0.000
LTV : 94.99440 OUTSIDE CONV DATE:
CURRENT INT 7.25000 MATURITY DATE: 07/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
LN # 0080218092 MORTGAGORS: BARLOON, JOHN
BARLOON, DEBORAH
ADDRESS : 14641 MIMOSA LANE
MORTGAGE AMT: 272,000.00 CITY TUSTIN
:\
STATE/ZIP :\
LIFETIME RATE : 7.12500 CA 92780
UNPAID BALANCE: 271,563.670 OPTION TO CONVERT : No
MONTHLY P&I: 1,832.52 ANNUAL RATE ADJUST: 0.000
LTV : 80.00000 OUTSIDE CONV DATE:
CURRENT INT 7.12500 MATURITY DATE: 05/01/29
RATE:
---------------------------------------------------------------------------------------------------------------PRODUCT CODE:102
--------------------------------------------------------------------------------
**** PAGE TOTALS NUM OF LOANS: 234 LOAN AMT: 72,459,689.96
P & I AMT: 501,212. UPB AMT: 72,349,463.68
**** GRAND TOTALS NUM OF LOANS: 233 LOAN AMT: 72,459,689.96
****
P & I AMT: 501,212.91 UPB AMT: 72,349,463.68
</TABLE>
<PAGE>
EXHIBIT D
FORM OF SERVICER'S CERTIFICATE
----------------, ------
(month) (year)
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC Mortgage Pass-Through Certificates,
Series 1999-15
Pursuant to the Pooling and Servicing Agreement dated as of July 1, 1999
(the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"),
and State Street Bank and Trust Company (the "Trustee"), governing the
Certificates referred to above, the Company hereby certifies to the Trustee:
With respect to the Agreement and as of the Determination Date for this
month:
<TABLE>
<CAPTION>
A. Mortgage Loan Information:
<S> <C> <C> <C> <C>
(1) Aggregate Scheduled Monthly
Payments: Pool 1 Pool 2
--------- ------ ------
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(2) Aggregate Monthly Payments received and Monthly
Advances made this month:
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(3) Aggregate Principal Prepayments in part received and
applied in the applicable Prepayment Period:
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(4) Aggregate Principal Prepayments in full received in
the applicable Prepayment Period:
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(5) Aggregate Insurance Proceeds (including purchases of
Mortgage Loans by primary mortgage insurers) for prior
month:
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(6) Aggregate Liquidation Proceeds for
prior month:
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(7) Aggregate Purchase Prices for Defaulted
Mortgage Loans:
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(8) Aggregate Purchase Prices (and substitution adjustments) for
Defective Mortgage Loans:
(a) Principal $ $
(b) Interest $ $
(c) Total $ $
(9) Pool Scheduled Principal Balance: $ $
(10) Available Funds: $ $
(11) Realized Losses for prior month: $ $
(12) Aggregate Realized Losses and Debt
Service Reductions:
(a) Deficient Valuations $ $
(b) Special Hazard $ $
(c) Fraud Losses $ $
(d) Excess Bankruptcy Losses
(amount is for both Mortgage Pools) $
(e) Excess Special Hazard Losses
(amount is for both Mortgage Pools) $
(f) Excess Fraud Losses
(amount is for both Mortgage Pools) $
(g) Debt Service Reductions $ $
(13) Compensating Interest Payment: $ $
(14) Accrued Certificate Interest, Unpaid Class Interest
Shortfalls and Pay-out Rate:
Class A1 $__________ $__________ ____%
Class A2 $__________ $__________ ____%
Class A3 $__________ $__________ ____%
Class A4 $__________ $__________ ____%
Class A5 $__________ $__________ ____%
Class A6 $__________ $__________ ____%
Class A7 $__________ $__________ ____%
Class A8 $__________ $__________ ____%
Class A9 $__________ $__________ ____%
Class A10 $__________ $__________ ____%
Class A11 $__________ $__________ ____%
Class A12 $__________ $__________ ____%
Class A13 $__________ $__________ ____%
Class A15 $__________ $__________ ____%
Class A16 $__________ $__________ ____%
Class A17 $__________ $__________ ____%
Class A18 $__________ $__________ ____%
Class A19 $__________ $__________ ____%
Class A20 $__________ $__________ ____%
Class A21 $__________ $__________ ____%
Class A22 $__________ $__________ ____%
Class A23 $__________ $__________ ____%
Class A24 $__________ $__________ ____%
Class A25 $__________ $__________ ____%
Class A26 $__________ $__________ ____%
Class A27 $__________ $__________ ____%
Class A28 $__________ $__________ ____%
Class 1-S $__________ $__________ ____%
Class 2-A1 $__________ $__________ ____%
Class 2-A2 $__________ $__________ ____%
Class 2-A4 $__________ $__________ ____%
Class 2-A5 $__________ $__________ ____%
Class 2-S $__________ $__________ ____%
Class M $__________ $__________ ____%
Class B1 $__________ $__________ ____%
Class B2 $__________ $__________ ____%
Class B3 $__________ $__________ ____%
Class B4 $__________ $__________ ____%
Class B5 $__________ $__________ ____%
Class R $__________ $__________ ____%
(15) Accrual amount:
Class A24 $__________
(16) Principal distributable:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class A23 $__________
Class A24 $__________
Class A25 $__________
Class A26 $__________
Class A27 $__________
Class A28 $__________
Class 1-PO $__________
Class 2-A1 $__________
Class 2-A2 $__________
Class 2-A3 $__________
Class 2-A4 $__________
Class 2-A5 $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R $__________
(17) Additional distributions to the Class R Certificate
pursuant to Section 4.01(d):
Class R $__________
(18) Certificate Interest Rate of:
Class 1-S __________%
Class 2-S __________%
(19) Distributions Allocable to Unanticipated Recoveries:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class A23 $__________
Class A24 $__________
Class A25 $__________
Class A26 $__________
Class A27 $__________
Class A28 $__________
Class 1-PO $__________
Class 2-A1 $__________
Class 2-A2 $__________
Class 2-A3 $__________
Class 2-A4 $__________
Class 2-A5 $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R $__________
B. Other Amounts:
1. Senior Percentage for such Distribution Date:
(a) for Pool 1: _____________%
(b) for Pool 2: _____________%
2. Senior Prepayment Percentage for such Distribution Date:
(a) for Pool 1: _____________%
(b) for Pool 2: _____________%
3. Junior Percentage for such Distribution Date:
(a) for Pool 1: _____________%
(b) for Pool 2: _____________%
4. Junior Prepayment Percentage for such Distribution Date:
(a) for Pool 1: _____________%
(b) for Pool 2: _____________%
5. Pool 1 Group II Senior Percentage for such Distribution Date: _____________%
6. Pool 2 Group II Senior Percentage for such Distribution Date: _____________%
7. Pool 1 Group II Senior Distribution Percentage for such Distribution Date: _____________%
8. Pool 2 Group II Senior Distribution Percentage for such Distribution Date: _____________%
9. Subordinate Certificate Writedown Amount for such Distribution Date: $_____________
10. Prepayment Distribution Triggers satisfied: Yes No
Class B1 _____ _____
Class B2 _____ _____
Class B3 _____ _____
Class B4 _____ _____
Class B5 _____ _____
11. Servicing Fee: $_____________
</TABLE>
Capitalized terms used in this Certificate shall have the same meanings as
in the Agreement.
<PAGE>
EXHIBIT E
FORM OF TRANSFER CERTIFICATE AS TO ERISA MATTERS FOR
DEFINITIVE ERISA-RESTRICTED CERTIFICATES
State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
Boston, Massachusetts 02110
[NAME OF OFFICER] ______________________ hereby certifies that:
1. That he [she] is [title of officer] ___________________________________
of [name of Investor] _______________________________________ (the "Investor"),
a __________ ______________________ [description of type of entity] duly
organized and existing under the laws of the [State of ____________] [United
States], on behalf of which he [she] makes this affidavit.
2. The Investor (i) is not, and on ________________ [insert date of
transfer of Certificate to Investor] will not be, and on such date will not be
investing the assets of, an employee benefit plan subject to the Employee
Retirement Income Security Act of 1974, as amended ("ERISA"), or a plan subject
to Section 4975 of the Code or (ii) is an insurance company investing assets of
its general account and the exemptions provided by Section III(a) of Department
of Labor Prohibited Transaction Class Exemption 95-60, 60 Fed. Reg. 35925 (July
12, 1995) (the "Exemptions") apply to the Investor's acquisition and holding of
any ERISA-Restricted Certificate. All capitalized terms used and not defined in
this certificate shall have the meanings ascribed thereto in the Agreement
referred to in paragraph 3 hereof.
3. The Investor hereby acknowledges that under the terms of the Pooling and
Servicing Agreement (the "Agreement") between State Street Bank and Trust
Company, as Trustee and GE Capital Mortgage Services, Inc., dated as of July 1,
1999, no transfer of any ERISA-Restricted Certificate shall be permitted to be
made to any Person unless the Trustee has received (i) a certificate from such
transferee to the effect that (x) such transferee is not an employee benefit
plan subject to ERISA or a plan subject to Section 4975 of the Code (a "Plan")
or a Person that is using the assets of a Plan to acquire any such Certificate
or (y) such transferee is an insurance company investing assets of its general
account and the Exemptions apply to such transferee's acquisition and holding of
any such Certificate or (ii) an opinion of counsel satisfactory to the Trustee
and the Company to the effect that the purchase and holding of any such
Certificate will not constitute or result in the assets of the Trust Fund
created by the Agreement being deemed to be "plan assets" subject to the
prohibited transaction provisions of ERISA or Section 4975 of the Code and will
not subject the Trustee or the Company to any obligation in addition to those
undertaken in the Agreement (provided, however, that the Trustee will not
require such certificate or opinion in the event that, as a result of change of
law or otherwise, counsel satisfactory to the Trustee has rendered an opinion to
the effect that the purchase and holding of any such Certificate by a Plan or a
Person that is purchasing or holding any such Certificate with the assets of a
Plan will not constitute or result in a prohibited transaction under ERISA or
Section 4975 of the Code).
[4. The ERISA-Restricted Certificates shall be registered in the name of
______________________________________________ as nominee for the Investor.]
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] __________________ and its corporate seal to be hereunder attached,
attested by its [Assistant] Secretary, this ____ day of _________, 199_.
_______________________________________
[name of Investor]
By:____________________________________
Name:
Title:
The undersigned hereby acknowledges that it is holding and will hold the
ERISA-Restricted Certificates at the exclusive direction of and as nominee of
the Investor named above.
_______________________________
[name of nominee]
By:____________________________
Name:
Title:
<PAGE>
EXHIBIT F
FORM OF RESIDUAL CERTIFICATE TRANSFEREE AFFIDAVIT
STATE OF )
) ss.:
COUNTY OF )
[NAME OF OFFICER], _________________ being first duly sworn, deposes and says:
1. That he [she] is [title of officer] ________________________ of [name of
Purchaser] _________________________________________ (the "Purchaser"), a
_________________ ____________________ [description of type of entity] duly
organized and existing under the laws of the [State of __________] [United
States], on behalf of which he [she] makes this affidavit.
2. That the Purchaser's Taxpayer Identification Number is [ ].
3. That the Purchaser is not a "disqualified organization" within the
meaning of Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended
(the "Code") and will not be a "disqualified organization" as of
________________ [insert date of transfer of Residual Certificate to Purchaser],
and that the Purchaser is not acquiring a Residual Certificate (as defined
below) for the account of, or as agent (including a broker, nominee, or other
middleman) for, any person or entity from which it has not received an affidavit
substantially in the form of this affidavit. For these purposes, a "disqualified
organization" means the United States, any state or political subdivision
thereof, any foreign government, any international organization, any agency or
instrumentality of any of the foregoing (other than an instrumentality if all of
its activities are subject to tax and a majority of its board of directors is
not selected by such governmental entity), any cooperative organization
furnishing electric energy or providing telephone service to persons in rural
areas as described in Code Section 1381(a)(2)(C), or any organization (other
than a farmers' cooperative described in Code Section 521) that is exempt from
federal income tax unless such organization is subject to the tax on unrelated
business income imposed by Code Section 511. As used herein, "Residual
Certificate" means any Certificate designated as a "Class R Certificate" of GE
Capital Mortgage Services, Inc.'s REMIC Mortgage Pass-Through Certificates,
Series 1999-15.
4. That the Purchaser is not, and on ________________ [insert date of
transfer of Residual Certificate to Purchaser] will not be, and is not and on
such date will not be investing the assets of, an employee benefit plan subject
to the Employee Retirement Income Security Act of 1974, as amended ("ERISA"), or
a plan subject to Code Section 4975 or a person or entity that is using the
assets of any employee benefit plan or other plan to acquire a Residual
Certificate.
5. That the Purchaser hereby acknowledges that under the terms of the
Pooling and Servicing Agreement (the "Agreement") between State Street Bank and
Trust Company, as Trustee, and GE Capital Mortgage Services, Inc., dated as of
July 1, 1999, no transfer of the Residual Certificates shall be permitted to be
made to any person unless the Trustee has received a certificate from such
transferee to the effect that such transferee is not an employee benefit plan
subject to ERISA or a plan subject to Section 4975 of the Code and is not using
the assets of any employee benefit plan or other plan to acquire Residual
Certificates.
6. That the Purchaser does not hold REMIC residual securities as nominee to
facilitate the clearance and settlement of such securities through electronic
book-entry changes in accounts of participating organizations (such entity, a
"Book-Entry Nominee").
7. That the Purchaser does not have the intention to impede the assessment
or collection of any federal, state or local taxes legally required to be paid
with respect to such Residual Certificate.
8. That the Purchaser will not transfer a Residual Certificate to any
person or entity (i) as to which the Purchaser has actual knowledge that the
requirements set forth in paragraph 3, paragraph 6 or paragraph 10 hereof are
not satisfied or that the Purchaser has reason to believe does not satisfy the
requirements set forth in paragraph 7 hereof, and (ii) without obtaining from
the prospective Purchaser an affidavit substantially in this form and providing
to the Trustee a written statement substantially in the form of Exhibit G to the
Agreement.
9. That the Purchaser understands that, as the holder of a Residual
Certificate, the Purchaser may incur tax liabilities in excess of any cash flows
generated by the interest and that it intends to pay taxes associated with
holding such Residual Certificate as they become due.
10. That the Purchaser (i) is not a Non-U.S. Person or (ii) is a Non-U.S.
Person that holds a Residual Certificate in connection with the conduct of a
trade or business within the United States and has furnished the transferor and
the Trustee with an effective Internal Revenue Service Form 4224 or successor
form at the time and in the manner required by the Code or (iii) is a Non-U.S.
Person that has delivered to both the transferor and the Trustee an opinion of a
nationally recognized tax counsel to the effect that the transfer of such
Residual Certificate to it is in accordance with the requirements of the Code
and the regulations promulgated thereunder and that such transfer of a Residual
Certificate will not be disregarded for federal income tax purposes. "Non-U.S.
Person" means an individual, corporation, partnership or other person other than
(i) a citizen or resident of the United States; (ii) a corporation (or entity
treated as a corporation for tax purposes) created or organized in the United
States or under the laws of the United States or of any state thereof,
including, for this purpose, the District of Columbia; (iii) a partnership (or
entity treated as a partnership for tax purposes) organized in the United States
or under the laws of the United States or of any state thereof, including, for
this purpose, the District of Columbia (unless provided otherwise by future
Treasury regulations); (iv) an estate whose income is includible in gross income
for United States income tax purposes regardless of its source; or (v) a trust,
if a court within the United States is able to exercise primary supervision over
the administration of the trust and one or more U.S. Persons have authority to
control all substantial decisions of the trust. Notwithstanding the last clause
of the preceding sentence, to the extent provided in Treasury regulations,
certain trusts in existence on August 20, 1996, and treated as U.S. Persons
prior to such date, may elect to continue to be U.S. Persons.
11. That the Purchaser agrees to such amendments of the Pooling and
Servicing Agreement as may be required to further effectuate the restrictions on
transfer of any Residual Certificate to such a "disqualified organization," an
agent thereof, a Book-Entry Nominee, or a person that does not satisfy the
requirements of paragraph 7 and paragraph 10 hereof.
12. That the Purchaser consents to the designation of the Company as its
agent to act as "tax matters person" of the Trust Fund pursuant to the Pooling
and Servicing Agreement.
<PAGE>
IN WITNESS WHEREOF, the Purchaser has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] this _____ day of __________, 19__.
_________________________________
[name of Purchaser]
By:______________________________
Name:
Title:
Personally appeared before me the above-named [name of officer]
________________, known or proved to me to be the same person who executed the
foregoing instrument and to be the [title of officer] _________________ of the
Purchaser, and acknowledged to me that he [she] executed the same as his [her]
free act and deed and the free act and deed of the Purchaser.
Subscribed and sworn before me this _____ day of __________, 19__.
NOTARY PUBLIC
______________________________
COUNTY OF_____________________
STATE OF______________________
My commission expires the _____ day of __________, 19__.
<PAGE>
EXHIBIT G
[LETTER FROM TRANSFEROR OF RESIDUAL CERTIFICATE]
____________________
Date
State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
8th Floor
Boston, Massachusetts 02110
Re: GE Capital Mortgage Services, Inc.
REMIC Mortgage Pass-Through
Certificates, Series 1999-15
----------------------------
Ladies and Gentlemen:
_______________________ (the "Transferor") has reviewed the attached
affidavit of _____________________________ (the "Transferee"), and has no actual
knowledge that such affidavit is not true and has no reason to believe that the
information contained in paragraph 7 thereof is not true, and has no reason to
believe that the Transferee has the intention to impede the assessment or
collection of any federal, state or local taxes legally required to be paid with
respect to a Residual Certificate. In addition, the Transferor has conducted a
reasonable investigation at the time of the transfer and found that the
Transferee had historically paid its debts as they came due and found no
significant evidence to indicate that the Transferee will not continue to pay
its debts as they become due.
Very truly yours,
_____________________________
Name:
Title:
<PAGE>
EXHIBIT H
ADDITIONAL SERVICER COMPENSATION
QUALIFIED ADMINISTRATIVE EXPENSES
(Conventional, Non-Conforming Loans)
Assumption Fees $550 - $800
Late Charges Per Loan Documents
Appraisal/Inspection Fees Reasonable and Customary Charges
Partial Release Fees $300
Easements $150
Insufficient Funds Charges $15
Document Requests (copies of loan file
documents, additional pay-off quotations,
amortization schedules, payment histories) $0
Modification Fees Reasonable and Customary Charges
<PAGE>
EXHIBIT I
FORM OF INVESTMENT LETTER FOR
DEFINITIVE RESTRICTED CERTIFICATES
_____________________
Date
State Street Bank and Trust Company
Corporate Trust Department
225 Franklin Street
8th Floor
Boston, Massachusetts 02110
Re: GE Capital Mortgage Services, Inc.
REMIC Mortgage Pass Through
Certificates, Series 1999-15
----------------------------
Ladies and Gentlemen:
1. The undersigned, a [title of officer] _______________ of [name of
Investor] _________________________________________ (the "Investor"), a
______________ ___________________ [description of type of entity] duly
organized and existing under the laws of the [State of __________________]
[United States], hereby certifies as follows:
2. The Investor hereby acknowledges that under the terms of the Pooling and
Servicing Agreement between State Street Bank and Trust Company, as Trustee, and
GE Capital Mortgage Services, Inc. (the "Company"), dated as of July 1, 1999
(the "Agreement"), no transfer of a Restricted Certificate may be made unless
such transfer is exempt from the registration requirements of the Securities Act
of 1933, as amended (the "Securities Act"), and any applicable state securities
laws, or is made in accordance with the Securities Act and such laws.
3. The Investor understands that (a) the Restricted Certificates have not
been and will not be registered or qualified under the Securities Act, or the
securities laws of any state, (b) neither the Company nor the Trustee is
required, and neither intends, to so register or qualify the Restricted
Certificates, (c) the Restricted Certificates cannot be resold unless (i) they
are registered and qualified under the Securities Act and the applicable state
securities laws or (ii) such sale is exempt from the requirements of the
Securities Act, (d) the Agreement contains restrictions regarding the transfer
of the Restricted Certificates and (e) the Restricted Certificates will bear a
legend to the foregoing effect.
4. The Investor is acquiring the Restricted Certificates for its own
account for investment only and not with a view to or for sale or other transfer
in connection with any distribution of the Restricted Certificates in any manner
that would violate the Securities Act or any applicable state securities laws.
5. The Investor (a) is a substantial, sophisticated institutional investor
having such knowledge and experience in financial and business matters, and in
particular in such matters related to securities similar to the Restricted
Certificates, such that it is capable of evaluating the merits and risks of
investment in the Restricted Certificates, (b) is able to bear the economic
risks of such an investment and (c) is an "accredited investor" within the
meaning of Rule 501(a)(1), (2), (3) or (7) promulgated pursuant to the
Securities Act.
6. The Investor will not authorize nor has it authorized any person to (a)
offer, pledge, sell, dispose of or otherwise transfer any Restricted
Certificate, any interest in any Restricted Certificate or any other similar
security to any person in any manner, (b) solicit any offer to buy or to accept
a pledge, disposition or other transfer of any Restricted Certificate, any
interest in any Restricted Certificate or any other similar security from any
person in any manner, (c) otherwise approach or negotiate with respect to any
Restricted Certificate, any interest in any Restricted Certificate or any other
similar security with any person in any manner, (d) make any general
solicitation by means of general advertising or in any other manner, or (e) take
any other action that would constitute a distribution of any Restricted
Certificate under the Securities Act, that would render the disposition of any
Restricted Certificate a violation of Section 5 of the Securities Act or any
state securities law, or that could require registration or qualification
pursuant thereto. Neither the Investor nor anyone acting on its behalf has
offered the Restricted Certificates for sale or made any general solicitation by
means of general advertising or in any other manner with respect to the
Restricted Certificates. The Investor will not sell or otherwise transfer any of
the Restricted Certificates, except in compliance with the provisions of the
Agreement.
7. If an Investor in a Restricted Certificate sells or otherwise transfers
any such Certificate to a transferee other than a "qualified institutional
buyer" under Rule 144A of the Securities Act, such Investor will obtain (a) from
any subsequent purchaser the same certifications, representations, warranties
and covenants contained in the foregoing paragraphs and in this paragraph or (b)
an opinion of counsel in form and substance satisfactory to the Trustee pursuant
to the Agreement.
8. The Investor hereby indemnifies the Trustee and the Company against any
liability that may result if the Investor's transfer of a Restricted Certificate
(or any portion thereof) is not exempt from the registration requirements of the
Securities Act and any applicable state securities laws or is not made in
accordance with such federal and state laws. Such indemnification of the Trustee
and the Company shall survive the termination of the Agreement.
[9. The Restricted Certificates shall be registered in the name of
_____________________________ as nominee for the Investor.]
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed
on its behalf, pursuant to authority of its Board of Directors, by its [title of
officer] _____________ this _____ day of __________, 19__.
_________________________________
[name of Investor]
By:______________________________
Name:
Title:
The undersigned hereby
acknowledges that it is holding
and will hold the Restricted
Certificates at the exclusive
direction of and as nominee of
the Investor named above.
_____________________________
[name of nominee]
By:__________________________
Name:
Title:
<PAGE>
EXHIBIT J
FORM OF DISTRIBUTION DATE STATEMENT
-----------------, ------
(month) (year)
GE CAPITAL MORTGAGE SERVICES, INC.
REMIC Mortgage Pass-Through Certificates,
Series 1999-15
Pursuant to the Pooling and Servicing Agreement dated as of July 1, 1999
(the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company"),
and State Street Bank and Trust Company (the "Trustee"), governing the
Certificates referred to above, the Company hereby certifies to the Trustee:
With respect to the Agreement and as of the Determination Date for this
month:
The amounts below are for a Single Certificate of $1,000:
<TABLE>
<CAPTION>
<S> <C> <C> <C>
(1) Amount of distribution allocable to principal:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class A23 $__________
Class A24 $__________
Class A25 $__________
Class A26 $__________
Class A27 $__________
Class A28 $__________
Class 1-PO $__________
Class 2-A1 $__________
Class 2-A2 $__________
Class 2-A3 $__________
Class 2-A4 $__________
Class 2-A5 $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R $__________
(2) Aggregate principal prepayments included in distribution:
Class A1 $__________
Class A2 $__________
Class A3 $__________
Class A4 $__________
Class A5 $__________
Class A6 $__________
Class A7 $__________
Class A8 $__________
Class A9 $__________
Class A10 $__________
Class A11 $__________
Class A12 $__________
Class A13 $__________
Class A14 $__________
Class A15 $__________
Class A16 $__________
Class A17 $__________
Class A18 $__________
Class A19 $__________
Class A20 $__________
Class A21 $__________
Class A22 $__________
Class A23 $__________
Class A24 $__________
Class A25 $__________
Class A26 $__________
Class A27 $__________
Class A28 $__________
Class 1-PO $__________
Class 2-A1 $__________
Class 2-A2 $__________
Class 2-A3 $__________
Class 2-A4 $__________
Class 2-A5 $__________
Class M $__________
Class B1 $__________
Class B2 $__________
Class B3 $__________
Class B4 $__________
Class B5 $__________
Class R $__________
(3) Amount of distribution allocable to interest; Pay-out Rate:
Class A1 $__________ ____%
Class A2 $__________ ____%
Class A3 $__________ ____%
Class A4 $__________ ____%
Class A5 $__________ ____%
Class A6 $__________ ____%
Class A7 $__________ ____%
Class A8 $__________ ____%
Class A9 $__________ ____%
Class A10 $__________ ____%
Class A11 $__________ ____%
Class A12 $__________ ____%
Class A13 $__________ ____%
Class A15 $__________ ____%
Class A16 $__________ ____%
Class A17 $__________ ____%
Class A18 $__________ ____%
Class A19 $__________ ____%
Class A20 $__________ ____%
Class A21 $__________ ____%
Class A22 $__________ ____%
Class A23 $__________ ____%
Class A24 $__________ ____%
Class A25 $__________ ____%
Class A26 $__________ ____%
Class A27 $__________ ____%
Class A28 $__________ ____%
Class 1-S $__________ ____%
Class 2-A1 $__________ ____%
Class 2-A2 $__________ ____%
Class 2-A4 $__________ ____%
Class 2-A5 $__________ ____%
Class 2-S $__________ ____%
Class M $__________ ____%
Class B1 $__________ ____%
Class B2 $__________ ____%
Class B3 $__________ ____%
Class B4 $__________ ____%
Class B5 $__________ ____%
Class R $__________ ____%
(4) Accrual Amount:
Class A24 $__________
(5) Amount of distribution allocable to Unanticipated Recoveries:
Class A1 $__________ ____%
Class A2 $__________ ____%
Class A3 $__________ ____%
Class A4 $__________ ____%
Class A5 $__________ ____%
Class A6 $__________ ____%
Class A7 $__________ ____%
Class A8 $__________ ____%
Class A9 $__________ ____%
Class A10 $__________ ____%
Class A11 $__________ ____%
Class A12 $__________ ____%
Class A13 $__________ ____%
Class A14 $__________ ____%
Class A15 $__________ ____%
Class A16 $__________ ____%
Class A17 $__________ ____%
Class A18 $__________ ____%
Class A19 $__________ ____%
Class A20 $__________ ____%
Class A21 $__________ ____%
Class A22 $__________ ____%
Class A23 $__________ ____%
Class A24 $__________ ____%
Class A25 $__________ ____%
Class A26 $__________ ____%
Class A27 $__________ ____%
Class A28 $__________ ____%
Class 1-PO $__________ ____%
Class 2-A1 $__________ ____%
Class 2-A2 $__________ ____%
Class 2-A3 $__________ ____%
Class 2-A4 $__________ ____%
Class 2-A5 $__________ ____%
Class M $__________ ____%
Class B1 $__________ ____%
Class B2 $__________ ____%
Class B3 $__________ ____%
Class B4 $__________ ____%
Class B5 $__________ ____%
Class R $__________ ____%
(6) Servicing Compensation: $__________
The amounts below are for the aggregate of all Certificates:
(7) Pool Scheduled Principal Balance; number
of Mortgage Loans:
(a) for Pool 1: $__________ __________
(b) for Pool 2: $__________ __________
(8) Class Certificate Principal Balance (or
Notional Principal Balance) of each Class;
Certificate Principal Balance (or Notional
Principal Balance) of Single Certificate
of each Class:
Single
Certificate
Class Balance Balance
----- ------- -------
Class A1 $__________ $__________
Class A2 $__________ $__________
Class A3 $__________ $__________
Class A4 $__________ $__________
Class A5 $__________ $__________
Class A6 $__________ $__________
Class A7 $__________ $__________
Class A8 $__________ $__________
Class A9 $__________ $__________
Class A10 $__________ $__________
Class A11 $__________ $__________
Class A12 $__________ $__________
Class A13 $__________ $__________
Class A14 $__________ $__________
Class A15 $__________ $__________
Class A16 $__________ $__________
Class A17 $__________ $__________
Class A18 $__________ $__________
Class A19 $__________ $__________
Class A20 $__________ $__________
Class A21 $__________ $__________
Class A22 $__________ $__________
Class A23 $__________ $__________
Class A24 $__________ $__________
Class A25 $__________ $__________
Class A26 $__________ $__________
Class A27 $__________ $__________
Class A28 $__________ $__________
Class 1-PO $__________ $__________
Class 1-S $__________ $__________
Class 2-A1 $__________ $__________
Class 2-A2 $__________ $__________
Class 2-A3 $__________ $__________
Class 2-A4 $__________ $__________
Class 2-A5 $__________ $__________
Class 2-S $__________ $__________
Class M $__________ $__________
Class B1 $__________ $__________
Class B2 $__________ $__________
Class B3 $__________ $__________
Class B4 $__________ $__________
Class B5 $__________ $__________
Class R $__________ $__________
(9) Book value of real estate acquired on
behalf of Certificateholders; number of
related Mortgage Loans: $__________ __________
(10) Aggregate Scheduled Principal Balance and
number of delinquent Mortgage Loans:
30-59 days delinquent $__________ __________
60-89 days delinquent $__________ __________
90 or more days delinquent $__________ __________
In foreclosure $__________ __________
(11) Aggregate Scheduled Principal Balance and
number of replaced Mortgage Loans: $__________ __________
(12) Certificate Interest Rate of:
Class 1-S Certificate: __________%
Class 2-S Certificate: __________%
(13) Senior Percentage for such Distribution
Date:
(a) for Pool 1: __________%
(b) for Pool 2: __________%
(14) Senior Prepayment Percentage for such
Distribution Date:
(a) for Pool 1: __________%
(b) for Pool 2: __________%
(15) Pool 1 Group II Senior Percentage for such
Distribution Date: __________%
(16) Pool 2 Group II Senior Percentage for such
Distribution Date: __________%
(17) Pool 1 Group II Senior Distribution
Percentage for such Distribution Date: __________%
(18) Pool 2 Group II Senior Distribution
Percentage for such Distribution Date: __________%
(19) Junior Percentage for such Distribution
Date:
(a) for Pool 1: __________%
(b) for Pool 2: __________%
(20) Junior Prepayment Percentage for such
Distribution Date:
(a) for Pool 1: __________%
(b) for Pool 2: __________%
</TABLE>
Capitalized terms used in this Statement shall have the same meanings as in
the Agreement.
<PAGE>
EXHIBIT K
FORM OF SPECIAL SERVICING
AND COLLATERAL FUND AGREEMENT
This SPECIAL SERVICING AND COLLATERAL FUND AGREEMENT (the "Agreement") is
made and entered into as of ____________________, 199_, between GE Capital
Mortgage Services, Inc. (the "Company") and _____________________________ (the
"Purchaser").
PRELIMINARY STATEMENT
___________________________ or an affiliate thereof is the holder of the
entire interest in REMIC Mortgage Pass-Through Certificates, Series 199_-__,
Class B_ (the "Class B_ Certificates"). The Class B_ Certificates were issued
pursuant to a Pooling and Servicing Agreement (the "Pooling and Servicing
Agreement") dated as of ________ 1, 199_ between the Company (in its capacity as
servicer thereunder, the "Servicer") and State Street Bank and Trust Company as
Trustee.
____________________________ or an affiliate thereof intends to resell all
of the Class B_ Certificates directly to the Purchaser on or promptly after the
date hereof.
In connection with such sale, the parties hereto have agreed that the
Company, as Servicer, will engage in certain special servicing procedures
relating to foreclosures for the benefit of the Purchaser, and that the
Purchaser will deposit funds in a collateral fund to cover any losses
attributable to such procedures as well as all advances and costs in connection
therewith, as set forth herein.
[The parties hereto have further agreed that the Purchaser will have no
rights, and the Company will have no obligations under this Agreement until the
Class Certificate Principal Balance of the REMIC Mortgage Pass-Through
Certificates, Series 199_-__, Class B5 (the "Class B5 Certificates") has been
reduced to zero, and any Special Servicing and Collateral Fund Agreement in
respect of such Class between the Company and the Purchaser has been
terminated.]
In consideration of the mutual agreements herein contained, the receipt and
sufficiency of which are hereby acknowledged, the Company and the Purchaser
agree that the following provisions shall become effective and shall be binding
on and enforceable by the Company and the Purchaser upon the acquisition by the
Purchaser of the Class B_ Certificates.
ARTICLE I
DEFINITIONS
Section 1.01. Defined Terms. Whenever used in this Agreement, the following
words and phrases, unless the context otherwise requires, shall have the
following meanings:
Business Day: Any day other than (i) a Saturday or a Sunday of (ii) a day
on which banking institutions in New York City or Boston, Massachusetts are
required or authorized by law or executive order to be closed.
Collateral Fund: The fund established and maintained pursuant to Section
3.01 hereof.
Collateral Fund Permitted Investments: Either (i) obligations of, or
obligations fully guaranteed as to principal and interest by, the United States,
or any agency or instrumentality thereof, provided such obligations are backed
by the full faith and credit of the United States, (ii) repurchase agreements on
obligations specified in clause (i) provided that the unsecured obligations of
the party agreeing to repurchase such obligations are at the time rated by each
Rating Agency in the highest long-term rating category, (iii) federal funds,
certificates of deposit, time deposits and banker's acceptances of any U.S.
depository institution or trust company incorporated under the laws of the
United States or any state provided that the debt obligations of such depository
institution or trust company at the date of acquisition thereof have been rated
by each Rating Agency in the highest long-term rating category, (iv) commercial
paper of any corporation incorporated under the laws of the United States or any
state thereof which on the date of acquisition has the highest short term rating
of each Rating Agency, and (v) other obligations or securities that are
acceptable to each Rating Agency as a Collateral Fund Permitted Investment
hereunder and will not, as evidenced in writing, result in a reduction or
withdrawal in the then current rating of the Certificates and, for each of the
preceding clauses, the maturity thereof shall be not later than the earlier to
occur of (A) 30 days from the date of the related investment and (B) the
Business Day preceding the next succeeding Distribution Date.
Commencement of Foreclosure: The first official action required under local
law in order to commence foreclosure proceedings or to schedule a trustee's sale
under a deed of trust, including (i) in the case of a mortgage, any filing or
service of process necessary to commence an action to foreclose, or (ii) in the
case of a deed of trust, the posting, publishing, filing or delivery of a notice
of sale, but not including in either case (x) any notice of default, notice of
intent to foreclose or sell or any other action prerequisite to the actions
specified in (i) or (ii) above and, upon the consent of the Purchaser which will
be deemed given unless expressly withheld within two Business Days of
notification, (y) the acceptance of a deed-in-lieu of foreclosure (whether in
connection with a sale of the related property or otherwise) or (z) initiation
and completion of a short pay-off.
Current Appraisal: With respect to any Mortgage Loan as to which the
Purchaser has made an Election to Delay Foreclosure, an appraisal of the related
Mortgaged Property obtained by the Purchaser as nearly contemporaneously as
practicable to the time of the Purchaser's election, prepared based on the
Company's customary requirements for such appraisals.
Election to Delay Foreclosure: Any election by the Purchaser to delay the
Commencement of Foreclosure, made in accordance with Section 2.02(b).
Election to Foreclose: Any election by the Purchaser to proceed with the
Commencement of Foreclosure, made in accordance with Section 2.03(a).
Required Collateral Fund Balance: As of any date of determination, an
amount equal to the aggregate of all amounts previously required to be deposited
in the Collateral Fund pursuant to Section 2.02(d) (after adjustments for all
withdrawals and deposits prior to such date pursuant to Section 2.02(e)) and
Section 2.03(b) (after adjustment for all withdrawals and deposits prior to such
date pursuant to Section 2.03(c)) and Section 3.02, reduced by all withdrawals
therefrom prior to such date pursuant to Section 2.02(g) and Section 2.03(d).
Section 1.02. Definitions Incorporated by Reference. All capitalized terms
not otherwise defined in this Agreement shall have the meanings assigned in the
Pooling and Servicing Agreement.
ARTICLE II
SPECIAL SERVICING PROCEDURES
Section 2.01. Reports and Notices.
(a) In connection with the performance of its duties under the Pooling and
Servicing Agreement relating to the realization upon defaulted Mortgage Loans,
the Company as Servicer shall provide to the Purchaser the following notices and
reports:
(i) Within five Business Days after each Distribution Date (or included in
or with the monthly statements to Certificateholders pursuant to the Pooling and
Servicing Agreement), the Company, as Servicer, shall provide to the Purchaser a
report, using the same methodology and calculations in its standard servicing
reports, indicating for the Trust Fund the number of Mortgage Loans that are (A)
thirty days, (B) sixty days, (C) ninety days or more delinquent or (D) in
foreclosure, and indicating for each such Mortgage Loan the loan number and
outstanding principal balance.
(ii) Prior to the Commencement of Foreclosure in connection with any
Mortgage Loan, the Company shall provide the Purchaser with a notice (sent by
facsimile transmission) of such proposed and imminent foreclosure, stating the
loan number and the aggregate amount owing under the Mortgage Loan. Such notice
may be provided to the Purchaser in the form of a copy of a referral letter from
the Company to an attorney requesting the institution of foreclosure or a copy
of a request to foreclose received by the Company from the related primary
servicer which has been approved by the Company.
(b) If requested by the Purchaser, the Company shall make its servicing
personnel available (during their normal business hours) to respond to
reasonable inquiries, in writing by facsimile transmission, by the Purchaser in
connection with any Mortgage Loan identified in a report under subsection (a)(i)
or (a)(ii) which has been given to the Purchaser, provided, that (1) the Company
shall only be required to provide information that is readily accessible to its
servicing personnel and is non-confidential and (2) the Company shall respond
within five Business Days orally or in writing by facsimile transmission.
(c) In addition to the foregoing, the Company shall provide to the
Purchaser such information as the Purchaser may reasonably request concerning
each Mortgage Loan that is at least sixty days delinquent and each Mortgage Loan
which has become real estate owned, through the final liquidation thereof,
provided, that the Company shall only be required to provide information that is
readily accessible to its servicing personnel and is non-confidential.
Section 2.02. Purchaser's Election to Delay Foreclosure Proceedings.
(a) The Purchaser shall be deemed to direct the Company that in the event
that the Company does not receive written notice of the Purchaser's election
pursuant to subsection (b) below within 24 hours (exclusive of any intervening
non-Business Days) of transmission of the notice provided by the Company under
Section 2.01(a)(ii) subject to extension as set forth in Section 2.02(b), the
Company may proceed with the Commencement of Foreclosure in respect of such
Mortgage Loan in accordance with its normal foreclosure policies without further
notice to the Purchaser. Any foreclosure that has been initiated may be
discontinued (i) without notice to the Purchaser if the Mortgage Loan has been
brought current or if a refinancing or prepayment occurs with respect to the
Mortgage Loan (including by means of a short payoff approved by the Company) or
(ii) with notice to the Purchaser if the Company has reached the terms of a
forbearance agreement with the borrower. In such latter case the Company may
complete such forbearance agreement unless instructed otherwise by the Purchaser
within two Business Days of notification.
(b) In connection with any Mortgage Loan with respect to which a notice
under Section 2.01(a)(ii) has been given to the Purchaser, the Purchaser may
elect to instruct the Company to delay the Commencement of Foreclosure until
such time as the Purchaser determines that the Company may proceed with the
Commencement of Foreclosure. Such election must be evidenced by written notice
received within 24 hours (exclusive of any intervening non-Business Days) of
transmission of the notice provided by the Company under Section 2.01(a)(ii).
The Purchaser shall send a copy of such notice of election to each Rating Agency
as soon as practicable thereafter. Such 24-hour period shall be extended for no
longer than an additional four Business Days after the receipt of the
information if the Purchaser requests additional information related to such
foreclosure within such 24-hour period; provided, however, that the Purchaser
will have at least one Business Day to make such election following its receipt
of any requested additional information. Any such additional information shall
(i) not be confidential in nature and (ii) be obtainable by the Company from
existing reports, certificates or statements or otherwise be readily accessible
to its servicing personnel. The Purchaser agrees that it has no right to deal
with the mortgagor. However, if the Company's normal foreclosure policies
include acceptance of a deed-in-lieu of foreclosure or short payoff, the
Purchaser will be notified and given two Business Days to respond.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Purchaser shall obtain a Current Appraisal as
soon as practicable, and shall provide the Company with a copy of such Current
Appraisal.
(d) Within two Business Days of making any Election to Delay Foreclosure,
the Purchaser shall remit by wire transfer to the Trustee, for deposit in the
Collateral Fund, an amount, as calculated by the Company, equal to the sum of
(i) 125% of the greater of the Scheduled Principal Balance of the Mortgage Loan
and the value shown in the Current Appraisal referred to in subsection (c) above
(or, if such Current Appraisal has not yet been obtained, the Company's estimate
thereof, in which case the required deposit under this subsection shall be
adjusted upon obtaining such Current Appraisal), and (ii) three months' interest
on the Mortgage Loan at the applicable Mortgage Rate. If any Election to Delay
Foreclosure extends for a period in excess of three months (such excess period
being referred to herein as the "Excess Period"), the Purchaser shall remit by
wire transfer in advance to the Trustee for deposit in the Collateral Fund the
amount of each additional month's interest, as calculated by the Company, equal
to interest on the Mortgage Loan at the applicable Mortgage Rate for the Excess
Period. The terms of this Agreement will no longer apply to the servicing of any
Mortgage Loan upon the failure of the Purchaser to deposit the above amounts
relating to the Mortgage Loan within two Business Days of (i) the Election to
Delay Foreclosure or (ii) the beginning of the related Excess Period, as the
case may be.
(e) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company or the Trustee may withdraw from the
Collateral Fund from time to time amounts necessary to reimburse the Company for
all related Monthly Advances and Liquidation Expenses thereafter made by the
Company as Servicer in accordance with the Pooling and Servicing Agreement. To
the extent that the amount of any such Liquidation Expense is determined by the
Company based on estimated costs, and the actual costs are subsequently
determined to be higher, the Company or the Trustee may withdraw the additional
amount from the Collateral Fund to reimburse the Company. In the event that the
Mortgage Loan is brought current by the mortgagor, the amounts so withdrawn from
the Collateral Fund shall be redeposited therein as and to the extent that
reimbursement therefor from amounts paid by the mortgagor is not prohibited
pursuant to the Pooling and Servicing Agreement as of the date hereof. Except as
provided in the preceding sentence, amounts withdrawn from the Collateral Fund
to cover Monthly Advances and Liquidation Expenses shall not be redeposited
therein or otherwise reimbursed to the Purchaser. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts remaining in the
Collateral Fund in respect of such Mortgage Loan (after adjustment for all
previous withdrawals and deposits pursuant to this subsection and after
reimbursement to the Servicer for all related Monthly Advances) shall be
released to the Purchaser.
(f) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Delay Foreclosure, the Company shall continue to service the
Mortgage Loan in accordance with its customary procedures (other than the delay
in Commencement of Foreclosure as provided herein). If and when, following such
election, the Purchaser shall notify the Company that it believes that it is
appropriate to do so, the Company shall proceed with the Commencement of
Foreclosure; provided that, in any event, if the Mortgage Loan is not brought
current by the mortgagor by the time the loan becomes 6 months delinquent, the
Purchaser's election shall no longer be effective, unless the Purchaser shall
have purchased the related Mortgage Loan promptly following (and in any event
not later than the third Business Day after) the end of such 6-month period in
the manner provided in the following two sentences, and the Company shall be
entitled to proceed with the Commencement of Foreclosure. Any purchase of such
Mortgage Loan by the Purchaser pursuant to the preceding sentence shall be at a
purchase price equal to the unpaid principal balance of the Mortgage Loan plus
accrued interest at the Mortgage Rate from the date last paid by the mortgagor.
Such purchase price shall be deposited by the Purchaser into the Collateral Fund
in immediately available funds on the Business Day which is the date of purchase
and the Purchaser shall instruct the Trustee (with notice to the Company) to
withdraw such amount therefrom on such Business Day and remit the same to the
Trust Fund for application as Liquidation Proceeds in respect of the related
Mortgage Pool pursuant to the Pooling and Servicing Agreement. Following such
withdrawal, all amounts remaining in the Collateral Fund in respect of such
Mortgage Loan (after adjustment for all previous withdrawals and deposits
pursuant to this Agreement and after reimbursement to the Servicer for all
related Monthly Advances) shall be released to the Purchaser.
(g) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Delay Foreclosure and as to which
the Company proceeded with the Commencement of Foreclosure in accordance with
subsection (f) above, the Company shall calculate the amount, if any, by which
the value shown on the Current Appraisal obtained under subsection (c) exceeds
the actual sales price obtained for the related Mortgaged Property (net of
Liquidation Expenses and unreimbursed Monthly Advances related to the extended
foreclosure period), and the Company or the Trustee shall withdraw the amount of
such excess from the Collateral Fund and shall remit the same to the Trust Fund
for application as additional Liquidation Proceeds in respect of the related
Mortgage Pool pursuant to the Pooling and Servicing Agreement. After making such
withdrawal, all amounts remaining in the Collateral Fund in respect of such
Mortgage Loan (after adjustment for all withdrawals and deposits pursuant to
subsection (e) and after reimbursement to the Servicer for all related Monthly
Advances) shall be released to the Purchaser.
Section 2.03. Purchaser's Election to Commence Foreclosure Proceedings.
(a) In connection with any Mortgage Loan identified in a report under
Section 2.01(a)(i)(B), the Purchaser may elect to instruct the Company to
proceed with the Commencement of Foreclosure as soon as practicable. Such
election must be evidenced by written notice received by the Company by 5:00
p.m., New York City time, on the third Business Day following the delivery of
such report under Section 2.01(a)(i).
(b) Within two Business Days of making any Election to Foreclose, the
Purchaser shall remit to the Trustee, for deposit in the Collateral Fund, an
amount, as calculated by the Company, equal to 125% of the current Scheduled
Principal Balance of the Mortgage Loan and three months' interest on the
Mortgage Loan at the applicable Mortgage Rate. If and when any such Mortgage
Loan is brought current by the mortgagor, all amounts in the Collateral Fund in
respect of such Mortgage Loan (after adjustment for all withdrawals and deposits
pursuant to subsection (c) below) shall be released to the Purchaser. The terms
of this Agreement will no longer apply to the servicing of any Mortgage Loan
upon the failure of the Purchaser to deposit the above amounts relating to the
Mortgage Loan within two Business Days of the Election to Foreclose.
(c) With respect to any Mortgage Loan as to which the Purchaser has made an
Election to Foreclose, the Company shall continue to service the Mortgage Loan
in accordance with its customary procedures. In connection therewith, the
Company shall have the same rights to make withdrawals for Monthly Advances and
Liquidation Expenses from the Collateral Fund as are provided under Section
2.02(e), and the Company shall make reimbursements thereto to the limited extent
provided under such subsection. The Company shall not be required to proceed
with the Commencement of Foreclosure if (i) the same is stayed as a result of
the mortgagor's bankruptcy or is otherwise barred by applicable law, or to the
extent that all legal conditions precedent thereto have not yet been complied
with, or (ii) the Company believes there is a breach of representations or
warranties by the Company, which may result in a repurchase or substitution of
such Mortgage Loan, or (iii) the Company has or expects to have the right under
the Pooling and Servicing Agreement to purchase the defaulted Mortgage Loan and
intends to exercise such right or (iv) the Company reasonably believes the
Mortgaged Property may be contaminated with or affected by hazardous wastes or
hazardous substances (and the Company supplies the Purchaser with information
supporting such belief) or (v) the same is prohibited by or is otherwise
inconsistent with the provisions of the Pooling and Servicing Agreement. Any
foreclosure that has been initiated may be discontinued (i) without notice to
the Purchaser if the Mortgage Loan has been brought current or if a refinancing
or prepayment occurs with respect to the Mortgage Loan (including by means of a
short payoff approved by the Purchaser) or (ii) with notice to the Purchaser if
the Company has reached the terms of a forbearance agreement unless instructed
otherwise by the Purchaser within two Business Days of notification.
(d) Upon the occurrence of a liquidation with respect to any Mortgage Loan
as to which the Purchaser made an Election to Foreclose and as to which the
Company proceeded with the Commencement of Foreclosure in accordance with
subsection (c) above, the Company shall calculate the amount, if any, by which
the Scheduled Principal Balance of the Mortgage Loan at the time of liquidation
(plus all unreimbursed Monthly Advances and Liquidation Expenses in connection
therewith other than those previously paid from the Collateral Fund) exceeds the
actual sales price obtained for the related Mortgaged Property, and the Company
or the Trustee shall withdraw the amount of such excess from the Collateral Fund
and shall remit the same to the Trust Fund for application as additional
Liquidation Proceeds in respect of the related Mortgage Pool pursuant to the
Pooling and Servicing Agreement. After making such withdrawal, all amounts
remaining in the Collateral Fund (after adjustment for all withdrawals and
deposits pursuant to subsection (c) above and after reimbursement to the
Servicer for all related Monthly Advances) in respect of such Mortgage Loan
shall be released to the Purchaser.
Section 2.04. Termination.
(a) With respect to all Mortgage Loans included in the Trust Fund, the
Purchaser's right to make any Election to Delay Foreclosure or any Election to
Foreclose and the Company's obligations under Section 2.01 shall terminate on
the earliest to occur of the following: (i) at such time as the Class
Certificate Principal Balance of the Class B_ Certificates has been reduced to
zero, (ii) if the greater of (x) 43% (or such lower or higher percentage that
represents the Company's actual loss experience with respect to the Mortgage
Loans) of the aggregate principal balance of all Mortgage Loans that are in
foreclosure or are more than 90 days delinquent on a contractual basis and the
aggregate book value of REO properties or (y) the aggregate amount that the
Company estimates through its normal servicing practices will be required to be
withdrawn from the Collateral Fund with respect to Mortgage Loans as to which
the Purchaser has made an Election to Delay Foreclosure or an Election to
Foreclose exceeds (z) the then-current Class Certificate Principal Balance of
the Class B_ Certificates, or (iii) upon any transfer by the Purchaser of any
interest (other than the minority interest therein, but only if the transferee
provides written acknowledgment to the Company of the Purchaser's right
hereunder and that such transferee will have no rights hereunder) in the Class
B_ Certificates [or in the Class B5 Certificates] (whether or not such transfer
is registered under the Pooling and Servicing Agreement), including any such
transfer in connection with a termination of the Trust Fund. Unless earlier
terminated as set forth herein, this Agreement and the respective rights,
obligations and responsibilities of the Purchaser and the Company hereunder
shall terminate immediately upon (x) the later to occur of (i) the final
liquidation of the last Mortgage Loan as to which the Purchaser made any
Election to Delay Foreclosure or any Election to Foreclose and the withdrawal of
all remaining amounts in the Collateral Fund as provided herein and (ii) ten
(10) Business Days' notice or (y) the occurrence of any event that results in
the Purchaser becoming an "affiliate" of the Trustee within the meaning of the
Prohibited Transaction Exemption (as defined in the Pooling and Servicing
Agreement).
(b) The Purchaser's rights pursuant to Section 2.02 or 2.03 of this
Agreement shall terminate with respect to a Mortgage Loan as to which the
Purchaser has exercised its rights under Section 2.02 or 2.03 hereof, upon
Purchaser's failure to deposit any amounts required pursuant to Section 2.02(d)
or 2.03(b) after one Business Day's notice of such failure.
Section 2.05. Notification. The Purchaser shall promptly notify the Trustee
and the Company if such Purchaser becomes aware of any discussions, plans or
events that might lead to such Person's becoming an "affiliate" (within the
meaning of the Prohibited Transaction Exemption) of the Trustee, provided that
the contents of any such notification shall be kept confidential by the parties
to this Agreement.
ARTICLE III
COLLATERAL FUND; SECURITY INTEREST
Section 3.01. Collateral Fund. Upon payment by the Purchaser of the initial
amount required to be deposited in the Collateral Fund pursuant to Article II,
the Company shall request the Trustee to establish and maintain with the Trustee
a segregated account entitled "REMIC Mortgage Pass-Through Certificates 199_-__
Collateral Fund, for the benefit of GE Capital Mortgage Services, Inc. and State
Street Bank and Trust Company on behalf of Certificateholders, as secured
parties" (the "Collateral Fund"). Amounts held in the Collateral Fund shall
continue to be the property of the Purchaser, subject to the first priority
security interest granted hereunder for the benefit of such secured parties,
until withdrawn from the Collateral Fund pursuant to the Section 2.02 or 2.03
hereof.
Upon the termination of this Agreement and the liquidation of all Mortgage
Loans as to which the Purchaser has made any Election to Delay Foreclosure or
any Election to Foreclose pursuant to Section 2.04 hereof, the Company shall
distribute to the Purchaser all amounts remaining in the Collateral Fund
together with any investment earnings thereon (after giving effect to all
withdrawals therefrom permitted under this Agreement).
The Purchaser shall not take or direct the Company or the Trustee to take
any action contrary to any provision of the Pooling and Servicing Agreement. In
no event shall the Purchaser (i) take or cause the Trustee or the Company to
take any action that could cause any REMIC established under the Pooling and
Servicing Agreement to fail to qualify as a REMIC or cause the imposition on any
such REMIC of any "prohibited transaction" or "prohibited contribution" taxes or
(ii) cause the Trustee or the Company to fail to take any action necessary to
maintain the status of any such REMIC as a REMIC.
Section 3.02. Collateral Fund Permitted Investments. The Company shall, at
the written direction of the Purchaser, direct the Trustee to invest the funds
in the Collateral Fund in the name of the Trustee in Collateral Fund Permitted
Investments. Such direction shall not be changed more frequently then quarterly.
In the absence of any direction, the Company shall direct the Trustee select
such investments in accordance with the definition of Collateral Fund Permitted
Investments in its discretion.
All income and gain realized from any investment as well as any interest
earned on deposits in the Collateral Fund (net of any losses on such
investments) and any payments of principal made in respect of any Collateral
Fund Permitted Investment shall be deposited in the Collateral Fund upon
receipt. All costs and realized losses associated with the purchase and sale of
Collateral Fund Permitted Investments shall be borne by the Purchaser and the
amount of net realized losses shall be promptly deposited by the Purchaser in
the Collateral Fund. The Company shall periodically (but not more frequently
than monthly) direct the Trustee to distribute to the Purchaser upon request an
amount of cash, to the extent cash is available therefor in the Collateral Fund,
equal to the amount by which the balance of the Collateral Fund, after giving
effect to all other distributions to be made from the Collateral Fund on such
date, exceeds the Required Collateral Fund Balance. Any amounts so distributed
shall be released from the lien and security interest of this Agreement.
Section 3.03. Grant of Security Interest. In order to secure the
obligations of the Purchaser hereunder to the Company and the Trustee for the
benefit of Certificateholders (other than its obligations under Section 4.10),
the Purchaser hereby grants to the Company and to the Trustee for the benefit of
the Certificateholders a security interest in and lien on all of the Purchaser's
right, title and interest, whether now owned or hereafter acquired, in and to:
(1) the Collateral Fund, (2) all amounts deposited in the Collateral Fund and
Collateral Fund Permitted Investments in which such amounts are invested (and
the distributions and proceeds of such investments) and (3) all cash and
non-cash proceeds of any of the foregoing, including proceeds of the voluntary
or involuntary conversion thereof (all of the foregoing collectively, the
"Collateral").
The Purchaser acknowledges the lien on and security interest in the
Collateral for the benefit of the Company and the Trustee on behalf of the
Certificateholders. The Purchaser shall take all actions requested by the
Company or the Trustee as may be reasonably necessary to perfect the security
interest created under this Agreement in the Collateral and cause it to be prior
to all other security interests and liens, including the execution and delivery
to the Company or at its direction the Trustee for filing of appropriate
financing statements in accordance with applicable law.
Section 3.04. Collateral Shortfalls. In the event that amounts on deposit
in the Collateral Fund at any time are insufficient to cover any withdrawals
therefrom that the Company or the Trustee is then entitled to make hereunder,
the Purchaser shall be obligated to pay such amounts to the Company or the
Trustee immediately upon demand. Such obligation shall constitute a general
corporate obligation of the Purchaser. The failure to pay such amounts within
two Business Days of such demand (except for amounts to cover interest on a
Mortgage Loan pursuant to Sections 2.02(d) and 2.03(b)), shall cause an
immediate termination of the Purchaser's right to make any Election to Delay
Foreclosure or Election to Foreclose and the Company's obligations under this
Agreement with respect to all Mortgage Loans to which such insufficiencies
relate, without the necessity of any further notice or demand on the part of the
Company.
ARTICLE IV
MISCELLANEOUS PROVISIONS
Section 4.01. Amendment. This Agreement may be amended from time to time by
the Company and the Purchaser by written agreement signed by the Company and the
Purchaser provided that no such amendment shall have a material adverse effect
on the holders of other Classes of Certificates.
Section 4.02. Counterparts. This Agreement may be executed simultaneously
in any number of counterparts, each of which counterparts shall be deemed to be
an original, and such counterparts shall constitute but one and the same
instrument.
Section 4.03. Governing Law. This Agreement shall be construed in
accordance with the laws of the State of New York and the obligations, rights
and remedies of the parties hereunder shall be determined in accordance with
such laws.
Section 4.04. Notices. All demands, notices and direction hereunder shall
be in writing or by telecopy and shall be deemed effective upon receipt to:
(a) in the case of the Company, with respect to notices pursuant to
Sections 2.02 and 2.03 hereto,
GE Capital Mortgage Services, Inc.
4680 Hallmark Parkway
San Bernardino, California 92407
Attention: Ken Scheller
Telephone: (909) 880-4608
Facsimile: (909) 473-2273
with respect to all other notices pursuant to this Agreement,
GE Capital Mortgage Services, Inc.
Three Executive Campus
Cherry Hill, New Jersey 08002
Attention: General Counsel
Telephone: (609) 661-6515
Facsimile: (609) 661-6875
or such other address as may hereafter be furnished in writing by the
Company, or
(b) in the case of the Purchaser, with respect to notices pursuant to
Section 2.01,
--------------------------------
--------------------------------
--------------------------------
Attention:______________________
Telephone:______________________
Facsimile:______________________
with respect to all other notices pursuant to this Agreement,
--------------------------------
--------------------------------
--------------------------------
Attention:______________________
Telephone:______________________
Facsimile:______________________
or such other address as may hereafter be furnished in writing by the
Purchaser, or
(c) in the case of the Trustee,
State Street Bank and Trust Company
Corporate Trust Department
8th Floor
225 Franklin Street
Boston, Massachusetts 02110
Attention: Karen Beard
Telephone: (617) 664-5465
Facsimile: (617) 664-5167
Section 4.05. Severability of Provisions. If any one or more of the
covenants, agreements, provisions or terms of this Agreement shall be for any
reason whatsoever, including regulatory, held invalid, then such covenants,
agreements, provisions or terms shall be deemed severable from the remaining
covenants, agreements, provisions or terms of this Agreement and shall in no way
affect the validity or enforceability of the other provisions of this Agreement.
Section 4.06. Successor and Assigns. The provisions of this Agreement shall
be binding upon and inure to the benefit of the parties hereto and the
respective successors and assigns of the parties hereto; provided, however, that
the rights under this Agreement cannot be assigned by the Purchaser without the
consent of the Company.
Section 4.07. Article and Section Headings. The article and section
headings herein are for convenience of reference only and shall not limit or
otherwise affect the meaning hereof.
Section 4.08. Third Party Beneficiaries. The Trustee on behalf of
Certificateholders is the intended third party beneficiary of this Agreement.
Section 4.09. Confidentiality. The Purchaser agrees that all information
supplied by or on behalf of the Company pursuant to Section 2.01 or 2.02,
including individual account information, is the property of the Company and the
Purchaser agrees to use such information solely for the purposes set forth in
this Agreement and to hold such information confidential and not to disclose
such information.
Section 4.10. Indemnification. The Purchaser agrees to indemnify and hold
harmless the Company against any and all losses, claims, damages or liabilities
to which it may be subject, insofar as such losses, claims, damages or
liabilities (or actions in respect thereof) arise out of or are based upon
actions taken by the Company in accordance with the provisions of this Agreement
and which actions conflict or are alleged to conflict with the Company's
obligations under the Pooling and Servicing Agreement. The Purchaser hereby
agrees to reimburse the Company on demand for the reasonable legal or other
expenses incurred by it in connection with investigating or defending any such
loss, claim, damage, liability or action.
[Section 4.11. Delayed Effectiveness. The Purchaser agrees that,
notwithstanding any other provision of this Agreement, the Purchaser shall have
no rights hereunder, and the Company shall have no obligations hereunder, until
the Class Certificate Principal Balance of the Class B5 Certificates has been
reduced to zero and any Special Servicing and Collateral Fund Agreement between
the Company and the Purchaser relating to such Class B5 Certificates has been
terminated.]
<PAGE>
IN WITNESS WHEREOF, the Company and the Purchaser have caused their names
to be signed hereto by their respective officers thereunto duly authorized, all
as of the day and year first above written.
GE CAPITAL MORTGAGE SERVICES, INC.
By:________________________________
Name:
Title:
[PURCHASER]
By:________________________________
Name:
Title:
Acknowledged and agreed to:
STATE STREET BANK AND TRUST COMPANY
By:___________________________________
Name:
Title:
<PAGE>
EXHIBIT L
FORM OF LOST NOTE AFFIDAVIT AND AGREEMENT
I, _________________________________________, being duly sworn, do hereby
state under oath that:
1. I am a duly elected ______________________ of GE Capital Mortgage
Services, Inc. (the "Company") and am duly authorized to make this affidavit.
2. This affidavit is being delivered in connection with the transfer of the
Mortgage Loan described in Paragraph 3 hereof by the Company pursuant to the
Pooling and Servicing Agreement dated as of [date] between the Company, Seller
and Servicer, and State Street Bank and Trust Company, Trustee, relating to the
Company's REMIC Mortgage Pass-Through Certificates, Series [____] ("Agreement").
Such Mortgage Loan constitutes a Designated Loan.
3. The Company is the payee under the following described Mortgage Note
("Mortgage Note") which evidences the obligation of the borrower(s) to repay the
Mortgage Loan:
Loan Number: __________________________________
Mortgage Note Date:____________________________
Borrower(s):___________________________________
Original Payee (if not the Company):___________
Original Amount:_______________________________
Mortgage Rate:_________________________________
Address of Mortgaged Property:_________________
_______________________________________________
4. The Company is the lawful owner of the Mortgage Note and has not
cancelled, altered, assigned or hypothecated the Mortgage Note.
5. A thorough and diligent search for the executed original Mortgage Note
was undertaken and was unsuccessful.
6. Attached hereto is a true and correct copy of the Mortgage Note.
7. The Mortgage Note has not been endorsed by the Company in any manner
inconsistent with its transfer of the Mortgage Loan under the Agreement.
8. Without limiting the generality of the rights and remedies of the
Trustee contained in the Agreement, the Company hereby confirms and agrees that
in the event the inability to produce the executed original Mortgage Note
results in a breach of the representations and warranties appearing in Agreement
subsections 2.03(a)(ii) (the validity and enforceability of the lien created by
the Mortgage Loan) or (x) (no valid offset, defense or counterclaim to any
Mortgage Note or Mortgage), the Company shall repurchase the Mortgage Loan at
the Purchase Price and otherwise in accordance with Section 2.03(b) of the
Agreement. In addition, the Company covenants and agrees to indemnify the
Trustee and the Trust Fund from and hold them harmless against any and all
losses, liabilities, damages, claims or expenses (other than those resulting
from negligence or bad faith of the Trustee) arising from the Company's failure
to have delivered the Mortgage Note to the Trustee, including without limitation
any such losses, liabilities, damages, claims or expenses arising from any
action to enforce the indebtedness evidenced by the Mortgage Note or any claim
by any third party who is the holder of such indebtedness by virtue of
possession of the Mortgage Note.
9. In the event that the Company locates the executed original Mortgage
Note, it shall promptly provide the Mortgage Note to the Trustee.
10. Capitalized terms not otherwise defined herein shall have the meanings
given them in the Agreement.
Date: _______________________
______________________________
(signature)
______________________________
(print name)
______________________________
(print title)
<PAGE>
State of New Jersey )
)ss:
)
On this ____________________day of ___________________, 199__, before me
appeared ____________________________, to me personally known, who acknowledged
the execution of the foregoing and who, having been duly sworn states that
he/she is a/the ______________________________of GE Capital Mortgage Services,
Inc., that any representations therein contained are true, that this Lost Note
Affidavit was signed and sealed on behalf of GE Capital Mortgage Services, Inc.
and that this Lost Note Affidavit is the free act and deed of GE Capital
Mortgage Services, Inc.
___________________________________
(Notary Public)
[Notarial Seal]
<PAGE>
EXHIBIT M
SCHEDULE OF DESIGNATED LOANS
SERIES 1999-15
LOAN NO. ORIGINAL PRINCIPLE BALANCE BORROWER NAME
- -------- -------------------------- -------------
70921010 $ 62,000.00 Headley
70936927 $287,200.00 Gardner
80105505 $365,000.00 Coleman
80138639 $388,000.00 Hohener
80152366 $244,000.00 Barbour
80153109 $279,300.00 Towers
<PAGE>
EXHIBIT N
SCHEDULE OF PLEDGED ASSET MORTGAGE LOANS
None.
<PAGE>
EXHIBIT O
SENIOR PRINCIPAL PRIORITIES
POOL 1
third, to the classes of Pool 1 senior certificates entitled to principal
distributions, in reduction of the Class Certificate Principal Balances thereof,
to the extent of remaining Pool 1 Available Funds, concurrently, as follows:
(1) to the Class A1 through Class A28 Certificates and the Class R
Certificates, the Pool 1 Senior Optimal Principal Amount for such
Distribution Date, in the following order of priority:
(a) pro rata, to the Class A25 and Class A26 Certificates, the
Pool 1 Group II Senior Principal Distribution Amount (as defined
herein) for such Distribution Date, until the Class Certificate
Principal Balances thereof have each been reduced to zero; and
(b) to the Class A1 through Class A24 Certificates, the Class
A27, Class A28 and Class R Certificates (together, the "Pool 1 Group I
Senior Certificates"), the Pool 1 Senior Optimal Principal Amount for
such Distribution Date, less the Pool 1 Group II Senior Principal
Distribution Amount for such Distribution Date (such reduced amount,
the "Pool 1 Group I Senior Principal Distribution Amount"), in the
following order of priority:
(I) to the Class R, Class A1, Class A2, Class A3, Class A13,
Class A16 and Class A27 Certificates, until the Class Certificate
Principal Balance of the Class A16 Certificates has been reduced
to zero, concurrently, as follows:
(A) approximately 15.5891276% of the amount
distributable under clause (1) (b) (I) to the Class A1
Certificates;
(B) approximately 4.073985313% of the amount
distributable under clause (1) (b) (I) to the Class A2
Certificates;
(C) approximately 10.688847393% of the amount
distributable under clause (1) (b) (I) to the Class A3
Certificates;
(D) approximately 38.861328507% of the amount
distributable under clause (1) (b) (I) to the Class A16
Certificates;
(E) approximately 15.589127600% of the amount
distributable under clause (1) (b) (I) to the Class A27
Certificates; and
(F) approximately 15.197583587% of the amount
distributable under clause (1) (b) (I), sequentially, to the
Class R Certificates, until the Class Certificate Principal
Balance thereof has been reduced to zero, and then to the
Class A13 Certificates, in that order;
(II) to the Class A1, Class A2, Class A3, Class A5, Class
A13, Class A27 and Class A28 Certificates, until the Class
Certificate Principal Balance of the Class A27 Certificates has
been reduced to zero, concurrently, as follows:
(A) approximately 15.589127600% of the amount
distributable under clause (1) (b) (II) to the Class A1
Certificates;
(B) approximately 15.445351800% of the amount
distributable under clause (1) (b) (II) to the Class A2
Certificates;
(C) approximately 10.688847393% of the amount
distributable under clause (1) (b) (II) to the Class A3
Certificates;
(D) approximately 2.604646683% of the amount
distributable under clause (1) (b) (II) to the Class A5
Certificates;
(E) approximately 15.197583587% of the amount
distributable under clause (1) (b) (II) to the Class A13
Certificates;
(F) approximately 15.589127600% of the amount
distributable under clause (1) (b) (II) to the Class A27
Certificates; and
(G) approximately 24.885315337% of the amount
distributable under clause (1) (b) (II) to the Class A28
Certificates;
(III) to the Class A1, Class A2, Class A3, Class A4, Class
A5, Class A13, Class A14 and Class A28 Certificates, until the
Class Certificate Principal Balances of the Class A1, Class A2,
Class A3, Class A4, Class A5 and Class A28 Certificates have each
been reduced to zero, concurrently, as follows:
(A) approximately 15.589127600% of the amount
distributable under clause (1) (b) (III) to the Class A1
Certificates;
(B) approximately 15.445351800% of the amount
distributable under clause (1) (b) (III) to the Class A2
Certificates;
(C) approximately 10.688847393% of the amount
distributable under clause (1) (b) (III) to the Class A3,
Class A4 and Class A14 Certificates, in the following order
of priority:
(i) to the Class A3 Certificates, until the Class
Certificate Principal Balance thereof has been reduced
to zero; and
(ii) to the Class A4 and Class A14 Certificates,
concurrently as follows:
(x) approximately 96.428571429% of the amount
distributable under clause (1) (b) (III) (C) (ii)
to the Class A4 Certificates; and
(y) approximately 3.571428571% of the amount
distributable under clause (1) (b) (111) (C) (ii)
to the Class A14 Certificates;
(D) approximately 40.474442937% of the amount
distributable under clause (1) (b) (III) to the Class A4,
Class A14 and Class A28 Certificates, in the following order
of priority:
(i) to the Class A28 Certificates, until the Class
Certificate Principal Balance thereof has been reduced
to zero;
(ii) to the Class A4 and Class A14 Certificates,
concurrently as follows:
(x) approximately 96.428571429% of the amount
distributable under Clause (1) (b) (III) (D) (ii)
to the Class A4 Certificates; and
(y) approximately 3.571428571% of the amount
distributable under Clause (1) (b) (III) (D) (ii)
to the Class A14 Certificates;
(E) approximately 2.604646683% of the amount
distributable under clause (1) (b) (III) to the Class A5
Certificates; and
(F) approximately 15.197583587% of the amount
distributable under clause (1) (b) (III) to the Class A13
Certificates;
(IV) to the Class A6 through Class A 15 Certificates, and
the Class A17 and Class A20 Certificates, until the Class
Certificate Principal Balances thereof (other than the Class A14
and Class A20 Certificates) have each been reduced to zero,
concurrently, as follows:
(A) approximately 15.197583857% of the amount
distributable under clause (1) (b) (IV) to the Class A13
Certificates;
(B) approximately 3.028657729% of the amount
distributable under clause (1) (b) (IV) to the Class A14
Certificates; and
(C) approximately 81.773758684% of the amount
distributable under clause (1) (b) (IV) to the Class A6,
Class A7, Class A8, Class A9, Class Ab, Class A11, Class
A12, Class A14, Class A15, Class A17 and Class A20
Certificates in the following order of priority:
(i) to the Class A12 Certificates, until the Class
Certificate Principal Balance thereof has been reduced
to zero;
(ii) to the Class A6, Class A7, Class A8, Class
A9, Class A10, Class A11, Class A14, Class AIS, Class
A17 and Class A20 Certificates, concurrently as
follows:
(x) approximately 43.502648718% of the amount
distributable under clause (1) (b) (IV) (C) (ii)
to the Class A6, Class A7, Class A8, Class A9,
Class A10, Class A11, Class A14, Class A15, Class
A17 and Class A20 Certificates, in the following
order of priority:
first, sequentially, to the Class A6,
Class A7, Class A8, Class A9, Class A10 and
Class A11 Certificates, in that order, until
the Class Certificate Principal Balances
thereof have each been reduced to zero; and
second, to the Class A14, Class A15,
Class A17 and Class A20 Certificates,
concurrently as follows:
(aa) approximately 0.205380622% of
the amount distributable under clause
(1) (b) (IV) (C) (ii) (x) (second) to
the Class A14 Certificates; and
(bb) approximately 94.043961975%
of the amount distributable under clause
(1) (b) (IV) (C) (ii) (x) (second) to
the Class A17 Certificates; and
(cc) approximately 5.750657403% of
the amount distributable under clause
(1) (b) (IV) (C) (ii) (x) (second),
sequentially, to the Class A15 and Class
A20 Certificates, in that order;
(y) approximately 56.497351282% of the amount
distributable under clause (I) (b) (IV) (C) (ii)
to the Class A14, Class A15, Class A17 and Class
A20 Certificates, concurrently as follows:
first, approximately 0.205380622% of the
amount distributable under clause (1) (b)
(IV) (C) (ii) (y) to the Class A14
Certificates;
second, approximately 94.043961975% of
the amount distributable under clause (1) (b)
(IV) (C) (ii) (y) to the Class A17
Certificates; and
third, approximately 5.750657403% of the
amount distributable under clause (1) (b)
(IV) (C) (ii) (y), sequentially, to the Class
A15 and Class A20 Certificates, in that
order;
(V) to the Class A14, Class A18, Class A19, Class A20 and
Class A21 Certificates, until the Class Certificate Principal
Balances thereof have each been reduced to zero, con currently,
as follows:
(A) approximately 6.896551724% of the amount
distributable pursuant to clause (1) (b) (V) to the Class
A14 Certificates;
(B) approximately 93.103448276% of the amount
distributable pursuant to clause (1)(b) (V) to the Class
A18, Class A19, Class A20 and Class A21 Certificates,
concurrently, as follows:
(i) approximately 12.268296521% of the amount
distributable pursuant to clause (1) (b) (V) (B) to the
Class A18 Certificates;
(ii) approximately 24.536593041% of the amount
distributable pursuant to clause (1) (b) (V) (B) to the
Class A19 Certificates; and
(iii) approximately 63.195110438% of the amount
distributable pursuant to clause (1) (b) (V) (B) to the
Class A20 and Class A21 Certificates, concurrently, as
follows:
(x) approximately 9.658200570% of the amount
distributable pursuant to clause (1) (b) (V) (B)
(iii) to the Class A20 Certificates; and
(y) approximately 90.341799430% of the amount
distributable pursuant to clause (1) (b) (V) (B)
(iii) to the Class A21 Certificates; and
(VI) to the Class A22, Class A23 and Class A24 Certificates,
in that order, until the Class Certificate Principal Balances
thereof have each been reduced to zero; and
(2) to the Class 1-PO Certificates, the Class 1-PO Principal
Distribution Amount for such Distribution Date, until the Class Certificate
Principal Balance thereof has been reduced to zero; and
<PAGE>
POOL 2
third, to the Class 2-A1 through Class 2-A5 Certificates, in reduction of
the Class Certificate Principal Balances thereof, to the extent of remaining
Pool 2 Available Funds, the Pool 2 Senior Optimal Principal Amount for such
Distribution Date, in the following order of priority:
(1) to the Class 2-A5 Certificates, the Class 2-A5 Principal
Distribution Amount (as defined herein) for such Distribution Date, until
the Class Certificate Principal Balance thereof has been reduced to zero;
and
(2) to the Class 2-A1 Certificates, until the Class Certificate
Principal Balance thereof has been reduced to zero; and
(3) to the Class 2-A2, Class 2-A3 and Class 2-A4 Certificates
(together with the Class 2-A1 Certificates the "Pool 2 Group I Senior
Certificates"), concurrently as follows:
(a) approximately 10.0% of the amount distributable under clause
(3) to the Class 2-A3 Certificates, until the Class Certificate
Principal Balance thereof has been reduced to zero; and
(b) approximately 90.0% of the amount distributable under clause
(3), sequentially, to the Class 2-A2 and Class 2-A4 Certificates, in
that order, until the respective Class Certificate Principal Balances
thereof have each been reduced to zero.
